# EDGAR Filing Document

**Accession Number:** 0001658638
**File Stem:** 0001213900-26-047594
**Filing Date:** 2026-4
**Character Count:** 7587692
**Document Hash:** a10d1f9214c2555afea68b9e634c9f28
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001213900-26-047594.hdr.sgml**: 20260424

**ACCESSION NUMBER**: 0001213900-26-047594

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 39

**CONFORMED PERIOD OF REPORT**: 20260424

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20260424

**DATE AS OF CHANGE**: 20260424

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Prime

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Onslow Bay Funding LLC
- **CENTRAL INDEX KEY:** 0001658638

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-02419
- **FILM NUMBER:** 26895212

**BUSINESS ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
- **BUSINESS PHONE:** (336) 464-9503

**MAIL ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Onslow Bay Funding LLC
- **CENTRAL INDEX KEY:** 0001658638

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
- **BUSINESS PHONE:** (336) 464-9503

**MAIL ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Onslow Bay Funding LLC
- **CENTRAL INDEX KEY:** 0001658638

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-02419

**BUSINESS ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101
- **BUSINESS PHONE:** (336) 464-9503

**MAIL ADDRESS:**
- **STREET 1:** 751 W. 4TH STREET
- **STREET 2:** SUITE 404
- **CITY:** WINSTON-SALEM
- **STATE:** NC
- **ZIP:** 27101

**UNITED STATES<br> SECURITIES AND EXCHANGE COMMISSION<br> Washington, D.C. 20549<br>FORM ABS-15G<br>ASSET-BACKED SECURITIZER<br> REPORT PURSUANT TO SECTION 15G OF<br> THE SECURITIES EXCHANGE ACT OF 1934**

**<u>Onslow Bay Funding LLC</u>**

Check the appropriate box to indicate the filing obligation which this form is intended to satisfy:

☐ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period______________ to _________________

Date of Report (Date of earliest event reported) __________________

Commission File Number of securitizer: __________________

Central Index Key Number of securitizer:__________________

Name and telephone number, including area code, of the person to contact in connection with this filing

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(l) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

☒ Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)

Central Index Key Number of depositor: 0001658638

<u>OBX 2026-NQM7 Trust</u><br> (Exact name of issuing entity as specified in its charter)

Central Index Key Number of issuing entity (if applicable): _______________

Central Index Key Number of underwriter (if applicable): ________________

Michael Fania, (212) 696-0100

Name and telephone number, including area code, of the person to contact in connection with this filing

**PART I: REPRESENTATION AND WARRANTY INFORMATION**

Item 1.01 Initial Filing of Rule l5Ga-1 Representations and Warranties Disclosure

Not Applicable

Item 1.02 Periodic Filing of Rule l5Ga-1 Representations and Warranties Disclosure

Not Applicable

Item 1.03 Notice of Termination of Duty to File Reports under Rule l5Ga-1

Not Applicable

**PART II – FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS**

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer**

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

EXHIBIT INDEX

99.01 [AMC Diligence, LLC ()"**AMC**") Narrative](ea028760901_ex99-01.htm)

&nbsp;&nbsp;&nbsp;&nbsp;1. [AMC Rating Agency Grades Report](ea028760901_ex99-01sch1.htm)

&nbsp;&nbsp;&nbsp;&nbsp;2. [AMC Exception Grades Report](ea028760901_ex99-01sch2.htm)

&nbsp;&nbsp;&nbsp;&nbsp;3. [AMC Valuation Summary Report](ea028760901_ex99-01sch3.htm)

&nbsp;&nbsp;&nbsp;&nbsp;4. [AMC Supplemental Data Report](ea028760901_ex99-01sch4.htm)

&nbsp;&nbsp;&nbsp;&nbsp;5. [AMC Business Purpose Report](ea028760901_ex99-01sch5.htm)

&nbsp;&nbsp;&nbsp;&nbsp;6. [AMC Multi Property Report](ea028760901_ex99-01sch6.htm)

&nbsp;&nbsp;&nbsp;&nbsp;7. [AMC Multi Property Valuation Report](ea028760901_ex99-01sch7.htm)

&nbsp;&nbsp;&nbsp;&nbsp;8. [AMC Multi Property Units Report](ea028760901_ex99-01sch8.htm)

&nbsp;&nbsp;&nbsp;&nbsp;9. [AMC Data Compare Report](ea028760901_ex99-01sch9.htm)

&nbsp;&nbsp;&nbsp;&nbsp;10. [AMC Valuation Data Report](ea028760901_ex99-01sch10.htm)

99.02 [Canopy Financial Technology Partners LLC ()"**Canopy**") Narrative](ea028760901_ex99-02.htm)

&nbsp;&nbsp;&nbsp;&nbsp;1. [Canopy Supplemental Data Report](ea028760901_ex99-02sch1.htm)

&nbsp;&nbsp;&nbsp;&nbsp;2. [Canopy Business Purpose Report](ea028760901_ex99-02sch2.htm)

&nbsp;&nbsp;&nbsp;&nbsp;3. [Canopy Rating Agency Grades Detail Report](ea028760901_ex99-02sch3.htm)

&nbsp;&nbsp;&nbsp;&nbsp;4. [Canopy Rating Agency Grades Summary Report](ea028760901_ex99-02sch4.htm)

&nbsp;&nbsp;&nbsp;&nbsp;5. [Canopy Valuation Report](ea028760901_ex99-02sch5.htm)

&nbsp;&nbsp;&nbsp;&nbsp;6. [Canopy ATR or QM Report](ea028760901_ex99-02sch6.htm)

&nbsp;&nbsp;&nbsp;&nbsp;7. [Canopy Data Compare Report](ea028760901_ex99-02sch7.htm)

99.03 [Clarifii LLC ()"**Clarifii**") Narrative](ea028760901_ex99-03.htm)

&nbsp;&nbsp;&nbsp;&nbsp;1. [Clarifii Valuation Report](ea028760901_ex99-03sch1.htm)

&nbsp;&nbsp;&nbsp;&nbsp;2. [Clarifii Supplemental Data Report](ea028760901_ex99-03sch2.htm)

&nbsp;&nbsp;&nbsp;&nbsp;3. [Clarifii Rating Agency Grade Summary Report](ea028760901_ex99-03sch3.htm)

&nbsp;&nbsp;&nbsp;&nbsp;4. [Clarifii Rating Agency Grades Detail Report](ea028760901_ex99-03sch4.htm)

&nbsp;&nbsp;&nbsp;&nbsp;5. [Clarifii Data Compare Report](ea028760901_ex99-03sch5.htm)

&nbsp;&nbsp;&nbsp;&nbsp;6. [Clarifii Business Purpose Report](ea028760901_ex99-03sch6.htm)

&nbsp;&nbsp;&nbsp;&nbsp;7. [Clarifii ATR or QM Report](ea028760901_ex99-03sch7.htm)

99.04 [Maxwell Diligence Solutions, LLC ()"**Maxwell**") Narrative](ea028760901_ex99-04.htm)

&nbsp;&nbsp;&nbsp;&nbsp;1. [Maxwell Standard Exceptions Report](ea028760901_ex99-04sch1.htm)

&nbsp;&nbsp;&nbsp;&nbsp;2. [Maxwell Grading Report](ea028760901_ex99-04sch2.htm)

&nbsp;&nbsp;&nbsp;&nbsp;3. [Maxwell Valuation Report](ea028760901_ex99-04sch3.htm)

&nbsp;&nbsp;&nbsp;&nbsp;4. [Maxwell Supplemental Data Report](ea028760901_ex99-04sch4.htm)

&nbsp;&nbsp;&nbsp;&nbsp;5. [Maxwell Business Purpose Supplement Report](ea028760901_ex99-04sch5.htm)

&nbsp;&nbsp;&nbsp;&nbsp;6. [Maxwell Data Compare Report](ea028760901_ex99-04sch6.htm)

**SIGNATURES** 

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | | |
|:---|:---|:---|
|  | **ONSLOW BAY FUNDING LLC** | **ONSLOW BAY FUNDING LLC** |
| Date: April 24, 2026 | /s/ Michael Fania | /s/ Michael Fania |
|  | Name: | Michael Fania |
|  | Title: | Authorized Signatory |

---

## Exhibit 99.01

**Exhibit 99.01**

![](ex99-01_001.jpg)

**EXECUTIVE SUMMARY**

**DESCRIPTION OF SERVICES**

**(1) Type of assets that were reviewed.**

AMC Diligence, LLC ("AMC") performed the due diligence services described below (the "Review") on residential mortgage loans originated by multiple correspondent lenders and acquired directly on a mini-bulk basis by Onslow Bay Financial LLC (the "Client"). AMC performed the Review either (i) directly for Client on mortgage loan files provided by Client to AMC, or (ii) for third parties on mortgage loan files provided by such parties to AMC with results of such Review conveyed to the Client via reliance letter. The Review (including the Review related to reliance letter loans) was conducted from January 2022 through February 2026 on mortgage loans with origination dates from January 2022 through February 2026.

**(2) Sample size of the assets reviewed.**

The total population of the Review covered 843 mortgage loans totaling an aggregate original principal balance of approximately $457.757 million.

**(3) Determination of the sample size and computation.**

The Review was conducted consistent with the criteria for the nationally recognized statistical rating organizations, NRSRO(s), identified above.

**(4) Quality or integrity of information or data about the assets: review and methodology.**

AMC compared data fields on the bid tape provided by the Client to the data found in the actual mortgage loan file as captured by AMC. This comparison, when data was available (please note that not all fields were available for all loans during the Review) and relevant for the Scope in question, included the following data fields:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;# of Units | &nbsp;&nbsp;Interest Rate Initial Floor | &nbsp;&nbsp;Original Term |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;Interest Rate Life Cap | &nbsp;&nbsp;Originator Application Date |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;Interest Rate Periodic Cap | &nbsp;&nbsp;Payment Frequency |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;PMI Coverage % |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;Prepayment Penalty |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;LTV Valuation Value | &nbsp;&nbsp;Property Type |
| &nbsp;&nbsp;Borrower SSN | &nbsp;&nbsp;Margin | &nbsp;&nbsp;Purpose |
| &nbsp;&nbsp;City | &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;Refi Purpose |
| &nbsp;&nbsp;Coborrower First Name | &nbsp;&nbsp;Mortgage Type | &nbsp;&nbsp;Representative FICO |
| &nbsp;&nbsp;Coborrower Last Name | &nbsp;&nbsp;Note Date | &nbsp;&nbsp;Rounding Factor |
| &nbsp;&nbsp;Coborrower SSN | &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;State |
| &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;Street |
| &nbsp;&nbsp;Doc Type | &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;Subject Debt Service Coverage Ratio |
| &nbsp;&nbsp;Has FTHB | &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;Total Cash-out |
| &nbsp;&nbsp;Interest Only | &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;Zip |
| &nbsp;&nbsp;Interest Rate Initial Cap | &nbsp;&nbsp;Original P&I |  |

---

**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

**<u>CREDIT SCOPE (373 Mortgage Loans):</u>**

AMC reviewed asset origination to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to AMC. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the mortgage loan file was also performed.

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![](ex99-01_001.jpg)

**Credit Application:** For the Credit Application, AMC verified that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower-owned properties on the Real Estate Owned section 2, and (iv) included the borrower's employment history.

**Credit Report:** AMC's review included confirming that a credit report, that met guideline requirements, was present for each borrower and that such borrower's credit profile adhered to the guidelines. In order to make this determination, AMC: (i) captured the monthly consumer debt payments for use in relevant calculations, (ii) noted and researched the Real Estate Owned and fraud alerts, and (iii) gathered liabilities listed on the credit report to be included in the debt to income ratio as appropriate.

**Employment and Income:** AMC determined whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, wasn't fraudulent. This documentation was used to verify whether the income used to qualify the mortgage loan was calculated in accordance with the guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, (vi) IRS tax transcripts, and (vii) bank statements.

**Asset Review:** AMC assessed whether the asset documentation required by the guidelines, and as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this documentation, AMC completed a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit ("VOD(s)"), (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved).

**Hazard/Flood Insurance/Taxes:** A review of the insurance present on the mortgage loan was also performed by AMC. During the course of this review, AMC (i) verified that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirmed that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirmed that the premium amount on both the hazard and flood insurance matched what was used in the DTI calculations, (iv) reviewed the tax certificate to verify and compare monthly escrows used to calculate DTI matched and that taxes were current, (v) confirmed that the flood certification was for the correct borrower, property, lender and mortgage loan number and was a "Life of Loan" certification, and (vi) completed other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage in the guidelines and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements and met the minimum required amount of coverage in the guidelines.

**DU/LP Review:** When provided and appropriate, AMC verified that DU findings included an approved/ineligible decision where required by the guidelines. However, all mortgage loans are manually underwritten with documentation requirements determined by the guidelines and not AUS findings.

**Occupancy Review:** AMC confirmed the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

**Guideline Review:** During the course of the review, AMC confirmed the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics examined included (i) DTI of the borrower, (ii) the LTV/TLTV/HTLTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items including for condominium or cooperative properties, assessing whether the condominium or cooperative project adheres to required guidelines.

**Fraud Review:** AMC reviewed fraud report results in each mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, AMC conditioned the mortgage loan for the missing fraud report product.

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![](ex99-01_001.jpg)

If a report was present, AMC reviewed the report for (i) any name variations for the borrowers, (ii) any social security number variations for the borrowers, (iii) any potential occupancy issues based on the borrower's address history, (iv) any noted employment issues, and (v) any additional consumers associated with the borrower's profile. If any findings were noted, AMC confirmed that such findings and/or variations were addressed by the originator in the origination of the asset or that such red flag issues were fully addressed via mortgage loan documentation provided.

**Title Review:** AMC's review included a review of the chain of title and the duration of ownership by the seller or borrower (whichever is applicable) satisfied the guidelines. Included in this review was a verification of whether the appropriate vestee was on the title documentation (if a purchase, the seller; if a refinance, the borrower) and that the title commitment addressed issues such as assessments; covenants, conditions and restrictions; access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; environmental liens, and oil/gas leases.

**Additional Review of Mortgage Loan File:** AMC also reviewed the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation. Included in the portion of the review are items such as reviewing for (i) evidence of primary mortgage insurance, (ii) if the property is located in an area that was listed as a FEMA disaster zone post origination, (iii) the presence of loan modification documents, and (iv) general conformity to Fannie Mae or Freddie Mac approved formats at the time of origination.

**(6) Value of collateral securing the assets: review and methodology.**

AMC's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review included verifying the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guideline requirements, and (viii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, AMC's review (i) captured the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensured that such comparable properties are within standard appraisal guidelines, (ii) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of AMC's review included (i) verifying that the address matched the mortgage note, (ii) verifying that the appraisal and the policies and procedures with regard to appraisal, including the appropriate level of review, when originating the mortgage loan, were followed, (iii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying the Client of same, (iv) confirming the appraisal report does not include any apparent environmental problems, (v) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (vi) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (vii) confirming that the value product that was used as part of the origination decision was directly accessible to AMC. If more than one valuation was provided, AMC confirmed consistency among the valuation products and if there were discrepancies that could not be resolved, AMC created an exception.

**(7) Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

**<u>COMPLIANCE SCOPE (373 Mortgage Loans):</u>**

Please be advised that AMC did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by AMC are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which AMC is relying in reaching such findings.

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![](ex99-01_001.jpg)

Please be further advised that AMC does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by AMC do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to AMC. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged AMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by AMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. AMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by AMC.

AMC reviewed each mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**<u>FOR APPLICATION DATES BEFORE JANUARY 10, 2014</u>**

**(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure to provide the right of rescission
notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure to provide the three (3) business
day rescission period; and

vi) any material disclosure violation on a rescindable loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review and comparison of the initial
and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s);

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Tolerances (§§1026.18, 22 and 23):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate Annual Percentage Rate (APR)
outside of applicable tolerance by comparing disclosed APR to re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge;

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>High-cost Mortgage (§§1026.31, 32 and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage;

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR threshold test; and

ii) compliance with the escrow account and appraisal requirements;

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![](ex99-01_001.jpg)

**(II) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the current
GFE form in effect at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of a settlement
service provider list, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm current applicable HUD form
was provided;

ii) determination that the loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review changes disclosed on the last
GFE provided to the borrower(s) to determine that such changes were within the allowed tolerances;

ii) confirm loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of the Servicing
Disclosure Statement form in the loan file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

iii) confirm the presence of the Special Information Booklet in the loan file or that the loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm the presence of the Affiliated
Business Arrangement Disclosure in the loan file in the event the lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and

viii) confirm the presence of the Initial Escrow Disclosure Statement in the loan file and proper timing.

**(III) The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;**

**(IV) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" loans, "covered" loans, "higher-priced" loans, "home" loans or any other similarly designated loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;**

**(V) Federal and state specific late charge and prepayment penalty provisions;**

**(VI) Document Review**

AMC reviewed each mortgage loan file and verified if the following documents, if applicable, for the Review scope in question at the time of review, were included in the file and if the data on these documents was consistent:

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;▪ Note;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Appraisal;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Sales contract;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Title/Preliminary Title;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial TIL;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final TIL;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final HUD-1;

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&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial and final GFE's;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Right of Rescission Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage/Deed of Trust;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage Insurance;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Tangible Net Benefit Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;▪ FACTA disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;▪ Certain other
disclosures related to the enumerated tests set forth herein.

**<u>FOR APPLICATION DATES ON OR AFTER JANUARY 10, 2014</u>**

For mortgage loans with application dates on or after January 10, 2014 additional compliance testing was applicable and conducted by AMC. Testing during this period included all items as referenced in the **FOR APPLICATION DATES BEFORE JANUARY 10, 2014** section above plus:

**(VII) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026 testing included:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>With respect to brokered loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review relevant documentation to determine
if compensation to a Loan Originator was based on a term of the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note: Where available, AMC reviewed
the relevant documents in the loan file and, as necessary, attempted to obtain the loan originator compensation agreement and/or governing
policies and procedures of the loan originator. In the absence of the loan originator compensation agreement and/or governing policies
and procedures, AMC's review was limited to formal general statements of entity compliance provided by the loan originator, if any.
These statements, for example, were in the form of a letter signed by the seller correspondent/loan originator or representations in the
mortgage loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor obtained
proof of homeownership counseling in connection with a loan to a first time homebuyer that contains a negative amortization feature;

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the terms of the loan
require arbitration or any other non-judicial procedure to resolve any controversy or settle any claims arising out of the transaction;

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine if the creditor financed,
directly or indirectly, any premiums or fees for credit insurance; and

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review for presence of loan originator
organization and individual loan originator name and NMLSR ID, as applicable, on the credit application, note or loan contract, security
instrument, Loan Estimate and Closing Disclosure; and

ii) verify the data against the NMLSR database, as available.

**(VIII) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm that the creditor provided
the borrower a list of homeownership counseling organizations within three (3) business days of application; and

ii) confirm that the list of homeownership counseling organizations was obtained no earlier than 30 days prior to when the list was provided to the loan applicant.

**(IX) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) The general Ability to Repay (ATR)
underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing of non-standard mortgages
(12 C.F.R. 1026.43(d));

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&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified Mortgages (QM) (12 C.F.R.
1026.43(e) (including qualified mortgages as separately defined by the Department of Housing and Urban Development (24 C.F.R. 201 and
203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment qualified mortgages
made by certain creditors (12 C.F.R. 1026.43(f)).

AMC reviews applicable loans for compliance with the ATR and QM rule requirements based upon each loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). AMC determines the loan's status under the ATR or QM rule requirements and assigns a due diligence loan designation. Generally, AMC notes as a material exception if the due diligence findings do not confirm the originator's loan designation. Additionally, AMC notes if an originator loan designation was not provided.

 

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated loans, AMC reviews the loan to determine whether, based on available information in the loan file: (i) the loan contains risky loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, AMC reviews the loan to determine whether, based on available information in the loan file the loan satisfied (i), (ii) and (iii) in the preceding paragraph and reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated loan that satisfied the applicable requirements enumerated above, AMC then determines whether the loan is a Safe Harbor QM or Higher Priced QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

The Review also includes determining, as applicable, whether a loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

For each QM designated loan that does not satisfy the applicable requirements enumerated above, AMC then determines whether the loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM compliant or non-compliant.

 

*<u>General Ability to Repay</u>*

AMC reviews the loan to determine whether, based on available information in the loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability, the consumer's current employment status; (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

 

*Note*: for loans designated as QM – agency eligible, AMC will not review for compliance with the requirements of Appendix Q or General Ability to Repay.

AMC reviews loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). AMC does not represent or warrant that the factors for which it is reviewing the loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a loan. AMC's review is based on information contained in the loan file at the time it is provided to AMC to review, and only reflects information as of that point in time.

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**(X) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing and content of the right to
receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation;

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (2) confirm that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**(XI) FIRREA Review**

AMC confirmed that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, AMC reviewed the appraisal for conformity to industry standards, including ensuring the appraisal was complete, that the comparables and adjustments were reasonable and that pictures were provided and were accurate.

**<u>FOR APPLICATION DATES ON OR AFTER OCTOBER 3, 2015</u>**

For mortgage loans with application dates on or after October 3, 2015 additional compliance testing was applicable and conducted by AMC. Testing during this period included all items as referenced in the **FOR APPLICATION DATES BEFORE JANUARY 10, 2014 and FOR APPLICATION DATES ON OR AFTER JANUARY 10. 2014** sections above plus:

With regard to TILA-RESPA Integrated Disclosure ("TRID") testing, AMC implemented the TRID scope of review referenced within the Regulatory Compliance section (III) based on (i) the RMBS 3.0 TRID Compliance Review Scope published by the Structured Finance Industry Group (the "SFIG Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. AMC worked with outside counsel and continues to obtain updated interpretations relative to the informal guidance provided by the Consumer Financial Protection Bureau ("CFPB") which has caused alterations in the review scope and severity of TRID related exceptions, including applicable cures. (This will continue as necessary as additional guidance becomes available, as well as any future rulemaking.) While AMC continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity. AMC has worked closely with the NRSROs and Client to disclose, as mutually agreed upon by the parties, the relevant exceptions per AMC's suggested review implementation as reviewed by outside counsel; however, no assurances can be provided and/or are given that AMC has included within its Review all areas that may represent risk to the securitization trust, or that areas of risk identified by AMC will result in the potential level of risk indicated by an Event Level or NRSRO grade.

Please be further advised that AMC does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by AMC do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to AMC. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged AMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by AMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. AMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by AMC.

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AMC reviewed each residential mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**(XII) Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of LE for applications
on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm that any written estimate of
terms or costs provided prior to receipt of a LE contained the required disclosures;

vi) confirm that each revised LE is accompanied by valid written documentation explaining the reason for re-disclosure to allow for fee increases based on a valid change of circumstance and was timely provided within 3 business days of issuance;

vii) confirm the presence and timely provision of a settlement service provider list (when consumer is given the opportunity to shop for services);

viii) confirm borrower received LE not later than four (4) business days prior to consummation; and

ix) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of CD for applications
on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) identify tolerance violations based
on the charges disclosed on the initial and interim LE's, initial CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Industry Group ("SFIG") has a working group that consists of industry participants including third party review providers and law firms who agreed to a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFIG Compliance Review Scope.)

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm the presence of Your Home Loan
Toolkit in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the
borrower; and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application.

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**(XIII) Document Review**

AMC reviewed each mortgage loan file and verified if the following documents, if applicable, were included in the file and if the data on these documents was consistent (where applicable):

&nbsp;&nbsp;&nbsp;&nbsp;▪ Loan Estimates;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Closing Disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;▪ Certain other disclosures related to the enumerated
tests set forth herein.

**<u>DEBT SERVICE COVERAGE RATIO (DSCR) REVIEW (470 Mortgage Loans)</u>**

**DOCUMENT REVIEW**

For each Loan, AMC will review the Loan File and verify whether the following documents, if applicable, are included in the file and if the data on these documents is consistent and logical: (a) initial application (1003), (b) credit report, (c) employment documentation, (d) asset documentation, (e) sales contract, (f) hazard and/or flood insurance policies, (g) appraisal, (h) title/preliminary title, (i) mortgage/deed of trust, (j) note, (k) certificate of business purpose / non-owner occupancy, (l) articles of incorporation, if applicable, (m) operating agreement, and (n) background check.

**CREDIT REVIEW**

The credit review focuses on the borrower's experience in property management, credit profile and adherence to guidelines. The borrower's assets are analyzed to determine there are sufficient funds for the required equity in the project. Conformity to applicable guidelines will all be assessed during the review. An income calculation will not be performed though the presence of income documentation if required by the guidelines will be noted.

**Credit Application:** For the Credit Application, AMC will verify whether (a) the application is signed by all listed borrowers, (b) the application is substantially filled out, (c) all known borrower-owned properties are disclosed on the Real Estate Owned section or attachments, and (d) borrower's property management/landlord experience.

**Credit Report:** AMC will verify (a) a credit report is present for each borrower, (b) note and research the Real Estate Owned and fraud alerts, (c) and gather data including (i) representative FICO, (ii) scores from Equifax, Experian, and Transunion (if available), (iii) verify that the public records listed are disclosed on the application and adequately explained and in compliance with guidelines, and (iv) the number and length of trade lines.

**Employment and Income:** AMC will determine whether applicable supporting employment and income documentation required by the guidelines, was present in the mortgage loan file and where possible, wasn't fraudulent.

**Borrowing Entity:** AMC will verify the borrowing entity, if not an individual, is properly documented. In addition, AMC will verify if the business entity is a US or foreign entity and if the individual signing the loan documentation has the appropriate authority. Distinction will be made between guarantors and principals, individuals and business entities.

**Property income:** AMC will determine whether all applicable supporting documentation as required by the guidelines is present in the file. No traditional borrower DTI ratios will be calculated but instead a "Property DTI" will be calculated per guidelines using the lease or expected lease amount and the property expenses. Documentation verifying property income may include: (a) leases and monthly rental income, (b) property vacancy, (c) balance sheets / financial statements, and (d) an appraisal analysis of market rents.

**Valuation Review:** AMC's review will include a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review will include verifying the appraisal report was (i) materially complete, (ii) in conformity with the guideline requirements for the property type in question, (iii) completed by an appraiser that was actively licensed to perform the valuation, (iv) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (iv) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, AMC's review will (i) review the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensure that such comparable properties are within standard appraisal guidelines; (ii) confirm the property value and square footage of the subject property was bracketed by comparable properties, (iii) verify that comparable properties used are similar in size, style, and location to the subject, and (iv) check for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

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Other aspects of AMC's review include (i) verifying that the address matched the mortgage note, (ii) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (iii) confirming the appraiser noted an estimated lease amount to be used in instances where there is no lease in place.

**Asset Review:** AMC will assess whether the asset documentation required by the guidelines is present in the file. AMC will verify that assets presented support the required reserves. Documentation reviewed may include: (a) depository account statements, (b) stock or security account statements, (c) settlement statements or other evidence of conveyance and transfer of funds if a sale of assets was involved, and (d) operating accounts from other properties.

**Insurance:** AMC will (a) look for the presence of rent loss insurance as required by the guidelines, (b) verify that hazard insurance meets the minimum required amount of coverage in the guidelines, (c) confirm that the flood cert is for the correct borrower, property, lender and loan number, and (d) for properties in a flood zone per the flood cert, confirm that flood insurance meets guideline requirements in the file and meets the minimum required amount of coverage.

**Title:** AMC will verify whether the appropriate vestee is on the title document: if a purchase, the seller; if a refinance, the borrower. AMC will also review the Title Commitment for the disclosure issues such as assessments; covenants, conditions and restrictions); access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; and environmental liens. Review for instances of delinquent taxes (non-liens). In addition, AMC will review for Oil, Gas, Water or Mineral rights.

**Fraud / Criminal Background:** To the extent potentially fraudulent activity is identified as part of the document review, such information will be reported to Client. In addition, AMC will look for an independent, third party fraud report and background check in each file and will review the results of the fraud report in conjunction with source documents found in the file to assess the likelihood of any misrepresentations associated with the origination of the loan.

**DATA COLLECTION**

AMC will compare data fields on the bid tape provided by the client to the data found in the actual file as captured by AMC. All material discrepancies will be noted.

**(8) Other: review and methodology.**

**Data Integrity Review:** AMC compared data fields on the securitization tape provided by the Client to the data found in the actual file as captured by AMC.

**Standard Value Analysis:** AMC shall review Client-provided BPOs, appraisals or other valuation products as submitted to AMC by Client. AMC shall gather and analyze additional comparables utilizing online sources to assist in determining a reconciled value. A reconciliation report shall be provided for each property with documented comparables and the AMC reviewer's commentary. AMC will provide results via FTP, email, via Client access to AMC' s loan level website – Clarity or via other means as mutually agreed between Client and AMC. Data will be provided in both data file format and loan level PDF.

**(9) Disclaimer.**

Except as expressly enumerated above, please be advised that SitusAMC has not performed any review to determine whether the mortgage loans covered in this Report complied with federal, state or local laws, constitutional provisions, regulations, ordinances or any other laws or guidance, including, without limitation, licensing and general usury laws ("Applicable Law"). Further, there can be no assurances that in performing the review and preparing this Report that SitusAMC has uncovered all relevant factors and potential issues relating to the origination of the mortgage loans, their compliance with Applicable Law, or the original appraisals relating to the mortgaged properties, or that SitusAMC has uncovered all relevant factors that could affect the future performance of the mortgage loans. Please note that the results set forth in this Report are dependent upon receipt of complete and accurate data regarding the mortgage loans from mortgage loan originators, sponsors, issuers, and other third parties upon which SitusAMC is relying in reaching such results. Except as expressly stated herein, SitusAMC did not verify the data relied upon in performing its review and producing this Report. In addition, the findings and conclusions set forth in this Report are provided on an "as is" basis and are based on available information and Applicable Law as of the date of this Report, and SitusAMC does not undertake any obligation to update or provide any revisions to this Report to reflect events, circumstances, changes in Applicable Law, or changes in expectations after the date this Report was issued.

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Please be further advised that SitusAMC does not employ personnel who are licensed to practice law in the various jurisdictions covered in this Report, and the results set forth in this Report do not constitute legal advice or legal opinions whatsoever. The findings are recommendations or conclusions based on information provided to SitusAMC, and are not statements of fact or legal conclusions. Information contained in the Report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the Report based on certain factors, including the facts and circumstances of an individual mortgage loan. The authorities administering the Applicable Law that was part of the review have broad discretionary powers which may permit such authorities, among other things, to withdraw exemptions accorded by statute or regulation, to impose additional requirements or to reach a conclusion that is not consistent with the results set forth in the Report. All decisions as to whether to issue, purchase, hold, sell or otherwise transact in securities backed by the mortgage loans reviewed in this Report, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such securities, shall be made solely by the parties to or investors in the transaction. The results set forth in this Report do not constitute tax or investment advice. The scoring models in this Report are designed to identify potential risk in the securities backed by the mortgage loans reviewed, and each party or investor assumes sole responsibility for determining the suitability of the information for its particular use. SitusAMC does not make any representation or warranty (express or implied) as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by SitusAMC.

**SUMMARY OF FINDINGS & CONCLUSIONS OF REVIEW** 

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the NRSROs listed in the Form ABS Due Diligence-15E.

**OVERALL REVIEW RESULTS SUMMARY**

After giving consideration to the grading criteria of the relevant NRSROs, the grading results are as follows:

(Please note there are 470 "Leases" loans that did not receive a compliance review or grade.)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Loan Grades (# of Loans)** | &nbsp;&nbsp;**Loan Grades (# of Loans)** | &nbsp;&nbsp;**Loan Grades (# of Loans)** | &nbsp;&nbsp;**Loan Grades (# of Loans)** | &nbsp;&nbsp;**Loan Grades (# of Loans)** |
| &nbsp;&nbsp;**Final Loan<br> Grade** | &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**Overall** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;680 | &nbsp;&nbsp;180 | &nbsp;&nbsp;842 | &nbsp;&nbsp;548 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;163 | &nbsp;&nbsp;193 | &nbsp;&nbsp;1 | &nbsp;&nbsp;295 |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**843** | &nbsp;&nbsp;**373** | &nbsp;&nbsp;**843** | &nbsp;&nbsp;**843** |
| &nbsp;&nbsp;**Loan Grades (% of Loans)** | &nbsp;&nbsp;**Loan Grades (% of Loans)** | &nbsp;&nbsp;**Loan Grades (% of Loans)** | &nbsp;&nbsp;**Loan Grades (% of Loans)** | &nbsp;&nbsp;**Loan Grades (% of Loans)** |
| &nbsp;&nbsp;**Final Loan<br> Grade** | &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**Overall** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;80.66% | &nbsp;&nbsp;48.26% | &nbsp;&nbsp;99.88% | &nbsp;&nbsp;65.01% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;19.34% | &nbsp;&nbsp;51.74% | &nbsp;&nbsp;0.12% | &nbsp;&nbsp;34.99% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**843** | &nbsp;&nbsp;**373** | &nbsp;&nbsp;**843** | &nbsp;&nbsp;**843** |

---

**EXCEPTION CATEGORY SUMMARY**

The table below summarizes the individual exceptions which carried an associated "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Compliance Grade of "B", a Credit Grade of "A", and a Property Grade of "A" would receive an overall Loan Grade of "B").

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![](ex99-01_001.jpg)

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception <br> Type** | &nbsp;&nbsp;**Kroll Final<br> Exception<br> Rating** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ECOA | &nbsp;&nbsp;181 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State HPML | &nbsp;&nbsp;30 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;19 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;RESPA | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Federal HPML | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Non-Required Data | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State Defect | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Misc. State Level | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing, Incorrect, or Incomplete Final or Initial 1003 | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State Late Charge | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Disclosure | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***261*** |
| &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**261** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Title | &nbsp;&nbsp;129 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;31 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Borrower and Mortgage Eligibility | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Asset | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Hazard Insurance | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***180*** |
| &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**180** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Property Grade (B) Exceptions:*** | &nbsp;&nbsp;***1*** |
| &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**1** |
| &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**442** |

---

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![](ex99-01_001.jpg)

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Exception <br> Type** | &nbsp;&nbsp;**Moodys Final<br> Exception<br> Rating** | &nbsp;&nbsp;**Exception Category** | &nbsp;&nbsp;**Total** |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ECOA | &nbsp;&nbsp;181 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State HPML | &nbsp;&nbsp;30 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID Defect | &nbsp;&nbsp;19 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;RESPA | &nbsp;&nbsp;7 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Federal HPML | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Non-Required Data | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State Defect | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Misc. State Level | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;ATR/QM Defect | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing, Incorrect, or Incomplete Final or Initial 1003 | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;State Late Charge | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;Missing Disclosure | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TRID | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Compliance Grade (B) Exceptions:*** | &nbsp;&nbsp;***261*** |
| &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**Total Compliance Exceptions:** | &nbsp;&nbsp;**261** |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Title | &nbsp;&nbsp;129 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Guideline | &nbsp;&nbsp;31 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Loan Package Documentation | &nbsp;&nbsp;5 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Insurance | &nbsp;&nbsp;4 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Borrower and Mortgage Eligibility | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Credit | &nbsp;&nbsp;3 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Asset | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Income / Employment | &nbsp;&nbsp;2 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;Hazard Insurance | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Credit | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Credit Grade (B) Exceptions:*** | &nbsp;&nbsp;***180*** |
| &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**Total Credit Exceptions:** | &nbsp;&nbsp;**180** |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;Property - Appraisal | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Property | &nbsp;&nbsp;B | &nbsp;&nbsp;***Total Property Grade (B) Exceptions:*** | &nbsp;&nbsp;***1*** |
| &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**Total Property Exceptions:** | &nbsp;&nbsp;**1** |
| &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**Grand Total:** | &nbsp;&nbsp;**442** |

---

**TAPE INTEGRITY REVIEW RESULTS SUMMARY**

Of the 843 mortgage loans reviewed, there were 1,328 different tape discrepancies across 32 data fields (some mortgage loans had more than one data delta). The largest variances were found on Borrower Last Name, Subject Debt Service Coverage Ratio and Mortgage Type.

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With <br> Discrepancy** | &nbsp;&nbsp;**Total Times<br> Compared** | &nbsp;&nbsp;**%<br> Variance** | &nbsp;&nbsp;**# Of<br> Loans** |
| &nbsp;&nbsp;# of Units | &nbsp;&nbsp;3 | &nbsp;&nbsp;843 | &nbsp;&nbsp;0.36% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;41 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;842 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;1 | &nbsp;&nbsp;41 | &nbsp;&nbsp;2.44% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;33 | &nbsp;&nbsp;713 | &nbsp;&nbsp;4.63% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;197 | &nbsp;&nbsp;818 | &nbsp;&nbsp;24.08% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Borrower SSN | &nbsp;&nbsp;4 | &nbsp;&nbsp;527 | &nbsp;&nbsp;0.76% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;City | &nbsp;&nbsp;14 | &nbsp;&nbsp;840 | &nbsp;&nbsp;1.67% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Coborrower First Name | &nbsp;&nbsp;26 | &nbsp;&nbsp;143 | &nbsp;&nbsp;18.18% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Coborrower Last Name | &nbsp;&nbsp;13 | &nbsp;&nbsp;143 | &nbsp;&nbsp;9.09% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Coborrower SSN | &nbsp;&nbsp;26 | &nbsp;&nbsp;124 | &nbsp;&nbsp;20.97% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;64 | &nbsp;&nbsp;572 | &nbsp;&nbsp;11.19% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Doc Type | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Has FTHB | &nbsp;&nbsp;38 | &nbsp;&nbsp;696 | &nbsp;&nbsp;5.46% | &nbsp;&nbsp;843 |

---

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![](ex99-01_001.jpg)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;Interest Only | &nbsp;&nbsp;0 | &nbsp;&nbsp;105 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Interest Rate Initial Cap | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Interest Rate Initial Floor | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Interest Rate Life Cap | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Interest Rate Periodic Cap | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;93 | &nbsp;&nbsp;521 | &nbsp;&nbsp;17.85% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;0 | &nbsp;&nbsp;738 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;LTV Valuation Value | &nbsp;&nbsp;66 | &nbsp;&nbsp;802 | &nbsp;&nbsp;8.23% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Margin | &nbsp;&nbsp;1 | &nbsp;&nbsp;2 | &nbsp;&nbsp;50.00% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;146 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Mortgage Type | &nbsp;&nbsp;139 | &nbsp;&nbsp;695 | &nbsp;&nbsp;20.00% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;68 | &nbsp;&nbsp;104 | &nbsp;&nbsp;65.38% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;3 | &nbsp;&nbsp;843 | &nbsp;&nbsp;0.36% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;17 | &nbsp;&nbsp;696 | &nbsp;&nbsp;2.44% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;6 | &nbsp;&nbsp;843 | &nbsp;&nbsp;0.71% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;28 | &nbsp;&nbsp;843 | &nbsp;&nbsp;3.32% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;27 | &nbsp;&nbsp;739 | &nbsp;&nbsp;3.65% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Original P&I | &nbsp;&nbsp;1 | &nbsp;&nbsp;146 | &nbsp;&nbsp;0.68% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Original Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;802 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Originator Application Date | &nbsp;&nbsp;12 | &nbsp;&nbsp;136 | &nbsp;&nbsp;8.82% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Payment Frequency | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;PMI Coverage % | &nbsp;&nbsp;12 | &nbsp;&nbsp;250 | &nbsp;&nbsp;4.80% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Prepayment Penalty | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;89 | &nbsp;&nbsp;841 | &nbsp;&nbsp;10.58% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Purpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;843 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Refi Purpose | &nbsp;&nbsp;28 | &nbsp;&nbsp;284 | &nbsp;&nbsp;9.86% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Representative FICO | &nbsp;&nbsp;48 | &nbsp;&nbsp;843 | &nbsp;&nbsp;5.69% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Rounding Factor | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;State | &nbsp;&nbsp;0 | &nbsp;&nbsp;843 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Street | &nbsp;&nbsp;45 | &nbsp;&nbsp;840 | &nbsp;&nbsp;5.36% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Subject Debt Service Coverage Ratio | &nbsp;&nbsp;192 | &nbsp;&nbsp;463 | &nbsp;&nbsp;41.47% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Total Cash-out | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;Zip | &nbsp;&nbsp;32 | &nbsp;&nbsp;842 | &nbsp;&nbsp;3.80% | &nbsp;&nbsp;843 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**1328** | &nbsp;&nbsp;**20562** | &nbsp;&nbsp;**6.46%** | &nbsp;&nbsp;**843** |

---

**VALUE ANALYSIS SUMMARY**

Of the 150 mortgage loans reviewed, 150 mortgage loans had no variances greater than 10% from the origination appraisal.

**ADDITIONAL LOAN POPULATION SUMMARY (some totals may not add due to rounding)**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;796 | &nbsp;&nbsp;94.42% | &nbsp;&nbsp;$422497271.00 | &nbsp;&nbsp;92.30% |
| &nbsp;&nbsp;Adjustable | &nbsp;&nbsp;47 | &nbsp;&nbsp;5.58% | &nbsp;&nbsp;$35259300.00 | &nbsp;&nbsp;7.70% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**843** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$457756571.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original<br> Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;843 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$457756571.00 | &nbsp;&nbsp;100.00% |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**843** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$457756571.00** | &nbsp;&nbsp;**100.00%** |

---

15 \| P a g e

![](ex99-01_001.jpg)

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan<br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;Cash Out: Home Improvement/Renovation | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.12% | &nbsp;&nbsp;$130000.00 | &nbsp;&nbsp;0.03% |
| &nbsp;&nbsp;Cash Out: Other/Multi-purpose/Unknown Purpose | &nbsp;&nbsp;237 | &nbsp;&nbsp;28.11% | &nbsp;&nbsp;$116404345.00 | &nbsp;&nbsp;25.43% |
| &nbsp;&nbsp;First Time Home Purchase | &nbsp;&nbsp;91 | &nbsp;&nbsp;10.79% | &nbsp;&nbsp;$50333957.00 | &nbsp;&nbsp;11.00% |
| &nbsp;&nbsp;Other-than-first-time Home Purchase | &nbsp;&nbsp;379 | &nbsp;&nbsp;44.96% | &nbsp;&nbsp;$199248646.00 | &nbsp;&nbsp;43.53% |
| &nbsp;&nbsp;Rate/Term Refinance - Borrower Initiated | &nbsp;&nbsp;135 | &nbsp;&nbsp;16.01% | &nbsp;&nbsp;$91639623.00 | &nbsp;&nbsp;20.02% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**843** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$457756571.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of <br> Balance** |
| &nbsp;&nbsp;121-180 Months | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.47% | &nbsp;&nbsp;$2326792.00 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;241-360 Months | &nbsp;&nbsp;835 | &nbsp;&nbsp;99.05% | &nbsp;&nbsp;$451825779.00 | &nbsp;&nbsp;98.70% |
| &nbsp;&nbsp;361+ Months | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.47% | &nbsp;&nbsp;$3604000.00 | &nbsp;&nbsp;0.79% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**843** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$457756571.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of <br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;450 | &nbsp;&nbsp;53.38% | &nbsp;&nbsp;$253300845.00 | &nbsp;&nbsp;55.34% |
| &nbsp;&nbsp;Co-op | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.24% | &nbsp;&nbsp;$363750.00 | &nbsp;&nbsp;0.08% |
| &nbsp;&nbsp;Condo, Low Rise | &nbsp;&nbsp;64 | &nbsp;&nbsp;7.59% | &nbsp;&nbsp;$32537261.00 | &nbsp;&nbsp;7.11% |
| &nbsp;&nbsp;Condo, High Rise | &nbsp;&nbsp;10 | &nbsp;&nbsp;1.19% | &nbsp;&nbsp;$3440120.00 | &nbsp;&nbsp;0.75% |
| &nbsp;&nbsp;PUD | &nbsp;&nbsp;196 | &nbsp;&nbsp;23.25% | &nbsp;&nbsp;$104845948.00 | &nbsp;&nbsp;22.90% |
| &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;20 | &nbsp;&nbsp;2.37% | &nbsp;&nbsp;$7037770.00 | &nbsp;&nbsp;1.54% |
| &nbsp;&nbsp;2 Family | &nbsp;&nbsp;57 | &nbsp;&nbsp;6.76% | &nbsp;&nbsp;$27661862.00 | &nbsp;&nbsp;6.04% |
| &nbsp;&nbsp;3 Family | &nbsp;&nbsp;25 | &nbsp;&nbsp;2.97% | &nbsp;&nbsp;$15943350.00 | &nbsp;&nbsp;3.48% |
| &nbsp;&nbsp;4 Family | &nbsp;&nbsp;17 | &nbsp;&nbsp;2.02% | &nbsp;&nbsp;$10280465.00 | &nbsp;&nbsp;2.25% |
| &nbsp;&nbsp;Unavailable | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.24% | &nbsp;&nbsp;$2345200.00 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**843** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$457756571.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan <br> Count** | &nbsp;&nbsp;**% of<br> Loans** | &nbsp;&nbsp;**Original <br> Balance** | &nbsp;&nbsp;**% of<br> Balance** |
| &nbsp;&nbsp;Primary | &nbsp;&nbsp;285 | &nbsp;&nbsp;33.81% | &nbsp;&nbsp;$213882901.00 | &nbsp;&nbsp;46.72% |
| &nbsp;&nbsp;Investment | &nbsp;&nbsp;539 | &nbsp;&nbsp;63.94% | &nbsp;&nbsp;$231320820.00 | &nbsp;&nbsp;50.53% |
| &nbsp;&nbsp;Second Home | &nbsp;&nbsp;19 | &nbsp;&nbsp;2.25% | &nbsp;&nbsp;$12552850.00 | &nbsp;&nbsp;2.74% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**843** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$457756571.00** | &nbsp;&nbsp;**100.00%** |

---

16 \| P a g e

## Exhibit 99.01

**Exhibit 99.01 Schedule 1**

---

| | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **Morningstar** | **Morningstar** |
| XXXXX | 6000076930 | XXXXX |  |  | B |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000004071 | XXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 6000083209 | XXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000005413 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000079970 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000081995 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000084591 | XXXXX |  |  | C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000090259 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000091013 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000091668 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000091085 | XXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000091289 | XXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000093316 | XXXXX |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| XXXXX | 4000095676 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000096871 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000097351 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000102123 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000103369 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| XXXXX | 4000102822 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000103287 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000102237 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000104006 | XXXXX |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| XXXXX | 4000104231 | XXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000102223 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000104103 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000103656 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000103644 | XXXXX |  |  | D |  | C | C | C | C | C | D | D | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000099554 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000096242 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000103967 | XXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000103222 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| XXXXX | 4000102437 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000104163 | XXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000104169 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000103535 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000102881 | XXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000104199 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000104635 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000104503 | XXXXX |  |  | A |  | A | A | A | A | A | D | D | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000104948 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000104141 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000101975 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000104097 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000104288 | XXXXX |  |  | A |  | A | A | A | A | A | B | B | A |  | A | A | A | A | A | B | B |  |
| XXXXX | 4000103219 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000104074 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000102813 | XXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000104146 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000104409 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000104591 | XXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000104135 | XXXXX |  |  | C D |  |  |  |  |  |  | A | C D | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000104229 | XXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000105173 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000105146 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000105101 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000104224 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000102214 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000105246 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000103115 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000104314 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000104935 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000103816 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000104416 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000105433 | XXXXX |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| XXXXX | 4000104510 | XXXXX |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| XXXXX | 4000104580 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000105131 | XXXXX |  |  | D |  | A | A | A | A | A | A | D | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000105859 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000106080 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000102797 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000104023 | XXXXX |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| XXXXX | 4000106405 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000107160 | XXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000102458 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000106001 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000104663 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000105198 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000104350 | XXXXX |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| XXXXX | 4000103829 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000100483 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000105649 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000105616 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000104976 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000104612 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000105807 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000102754 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000106720 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000103981 | XXXXX |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| XXXXX | 4000103980 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000103963 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000103519 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000106935 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000103831 | XXXXX |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| XXXXX | 4000104903 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000105869 | XXXXX |  |  | C |  | B | B | B | B | B | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000105574 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000107058 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000106722 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000107566 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000104155 | XXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000104752 | XXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000104088 | XXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000104993 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000103088 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000107101 | XXXXX |  |  | C |  | A | A | A | A | A | D | D | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000105801 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000106683 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000105006 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000104811 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000105097 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000106786 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000100680 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000103060 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000108743 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000107243 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000107253 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000107312 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000108748 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000107145 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000107779 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000106116 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000106351 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000107719 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000106951 | XXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000106867 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000105452 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000106007 | XXXXX |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| XXXXX | 4000103582 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000109896 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000108314 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 6000103771 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 6000103785 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 6000103800 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 6000103809 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 6000103767 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 6000103917 | XXXXX |  |  | B |  |  |  |  |  |  | A | B | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 6000103835 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 6000103769 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 6000103833 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 6000103885 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 6000103896 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 6000103877 | XXXXX |  |  | C D |  |  |  |  |  |  | A | C D | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 6000103899 | XXXXX |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| XXXXX | 6000103890 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 6000103894 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 6000103916 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 6000103901 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 6000103850 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 6000103867 | XXXXX |  |  | D |  |  |  |  |  |  | A | D | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 6000103799 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 6000103843 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 6000103815 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 6000103832 | XXXXX |  |  | C |  | C | C | C | C | D | A | C D | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 6000103814 | XXXXX |  |  | D |  | A | A | A | A | A | A | D | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 6000103913 | XXXXX |  |  | A |  | A | A | A | A | A | C | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 6000103883 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 6000103817 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 6000103828 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 6000103907 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 6000103804 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 6000103839 | XXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 6000103790 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 6000103860 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 6000103871 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 6000103886 | XXXXX |  |  | C |  | A | A | A | A | A | C | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 6000103813 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 6000103858 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 6000103882 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 6000103766 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 6000103780 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 6000103862 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 6000103864 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 6000103895 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 6000103782 | XXXXX |  |  | C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000108828 | XXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000110313 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000110317 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000108711 | XXXXX |  |  | C |  | A | A | A | A | A | D | D | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000110530 | XXXXX |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| XXXXX | 4000108203 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000108209 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000108621 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000109306 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000108028 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000108492 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000111177 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000108246 | XXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000107603 | XXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000108243 | XXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000109467 | XXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000109100 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000110093 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000109937 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000110660 | XXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000110873 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000109231 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000109762 | XXXXX |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| XXXXX | 4000111758 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000110342 | XXXXX |  |  | C |  |  |  |  |  |  | A B | C | A |  |  |  |  |  |  | A B | A B |  |
| XXXXX | 4000108950 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000112040 | XXXXX |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| XXXXX | 4000104877 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000106342 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000110664 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000107092 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000109642 | XXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000107417 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000108694 | XXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000110164 | XXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000108907 | XXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000109887 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000109375 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000112493 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| XXXXX | 4000112490 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000111642 | XXXXX |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| XXXXX | 4000112423 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000109460 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000109733 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000112348 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000112425 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| XXXXX | 4000112476 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000112231 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000110681 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000108409 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000109701 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000106949 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXX | 4000109396 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000107428 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000110871 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000110133 | XXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000110286 | XXXXX |  |  | C |  | B | B | B | B | B | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000108992 | XXXXX |  |  | C |  | B | B | B | B | B | C | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000108894 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000109526 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000110051 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000110385 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000108900 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000109885 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000113060 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000113049 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000108696 | XXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000112694 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000113070 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000113073 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000110050 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000113079 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000110078 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000110815 | XXXXX |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| XXXXX | 4000111639 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000110686 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000110713 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000110292 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000109699 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000110669 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000110284 | XXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000110312 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000110175 | XXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000111328 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000111089 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000112696 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000109408 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000112107 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000110136 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000109500 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000111052 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000110703 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000110105 | XXXXX |  |  | C |  | B | B | B | B | B | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000112123 | XXXXX |  |  | C D |  | A | A | A | A | A | A | C D | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000108596 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000110098 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000111517 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000112954 | XXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000111148 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000113435 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000109856 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000111062 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000109518 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000109262 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000111167 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000111247 | XXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000113681 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000110676 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000113064 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000111655 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000111048 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000110174 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000110680 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000110298 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000108721 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000110434 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000113683 | XXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000113719 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000113712 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000113697 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000113699 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000108221 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000113022 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000113720 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000111830 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000110295 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000107042 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000111583 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000113713 | XXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000112111 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000111195 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000112142 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000111989 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000108939 | XXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000110764 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000112442 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000110761 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000111577 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000111600 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000111586 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000110595 | XXXXX |  |  | B |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000112018 | XXXXX |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| XXXXX | 4000107596 | XXXXX |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| XXXXX | 4000109674 | XXXXX |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| XXXXX | 4000112007 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000111666 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000110556 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000111236 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000109769 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000112020 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000108639 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000112021 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000111051 | XXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000110230 | XXXXX |  |  | B |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000112607 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| XXXXX | 4000113131 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000109501 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000110960 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000109855 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000106999 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000112599 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000107753 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000109139 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000110038 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000110974 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000109867 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000108921 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000097975 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000108926 | XXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000113080 | XXXXX |  |  | C |  | A | A | A | A | A | C | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000113025 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000111482 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000111025 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000111133 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000114327 | XXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000112839 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000110053 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000112240 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000110866 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000109894 | XXXXX |  |  | D |  |  |  |  |  |  | A | D | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000109973 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110869 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000109075 | XXXXX |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| XXXXX | 4000110870 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000114373 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000114360 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000113040 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000110694 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000110655 | XXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000110981 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000110972 | XXXXX |  |  | B |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000110288 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000111763 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000110555 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000114625 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXX | 4000110674 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000110310 | XXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000111938 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000110917 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000111880 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000110226 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000113415 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000110973 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000110162 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000111855 | XXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000111935 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000114356 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000114469 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000108957 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000113483 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000113456 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000111966 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000110967 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000114371 | XXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000110881 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000114549 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000112478 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000112541 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000112662 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000110683 | XXXXX |  |  | D |  | B | B | B | B | B | A | D | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000111276 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000110748 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000108821 | XXXXX |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| XXXXX | 4000110704 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000110938 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000109414 | XXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000103123 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000111206 | XXXXX |  |  | B |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000112658 | XXXXX |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| XXXXX | 4000110817 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000110875 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000112310 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000111539 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000110897 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000111424 | XXXXX |  |  | C |  | B | B | B | B | B | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000110687 | XXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000110930 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000112660 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000111937 | XXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000111799 | XXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000110570 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110975 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| XXXXX | 4000113020 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000115013 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000113219 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000111185 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000108643 | XXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXX | 4000114831 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000110996 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000112178 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXX | 4000111825 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000111501 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000113400 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000112017 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000109798 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000111203 | XXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXX | 4000112513 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000113303 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000112916 | XXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXX | 4000112906 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000109381 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000112105 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000111559 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000113216 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000114486 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000108239 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000109532 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000109917 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXX | 4000113076 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000112314 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000113062 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000111532 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000108707 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000111886 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000110211 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000113725 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000111984 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110521 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000110677 | XXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000112905 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000113645 | XXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000112472 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000110783 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000109858 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110049 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000113482 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110671 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000113246 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110560 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000112535 | XXXXX |  |  | D |  | N/A | N/A | N/A | N/A | N/A | D | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000113378 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000112027 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000112325 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000112173 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110553 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000112609 | XXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXX | 4000112988 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000112019 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000108641 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000112610 | XXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXX | 4000113304 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000113245 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000114839 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXX | 4000113707 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000115102 | XXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000111245 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000112179 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000110763 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000113736 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110160 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000113241 | XXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXX | 4000112479 | XXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000115414 | XXXXX |  |  | B |  | B | B | B | B | B | D | D | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000109377 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000112274 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000113077 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXX | 4000112537 | XXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000110585 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000111252 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000111032 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000113294 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000113464 | XXXXX |  |  | D |  | N/A | N/A | N/A | N/A | N/A | A | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110142 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000112024 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000112270 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000112449 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000113242 | XXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXX | 4000113187 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000111349 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000108241 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110723 | XXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000111796 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000112837 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000111522 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000112162 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000112159 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000111664 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000113686 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000112608 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000111505 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000113692 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000112177 | XXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXX | 4000114186 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110370 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000113053 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000111665 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000109888 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000112904 | XXXXX |  |  | B |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000113651 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000115746 | XXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000114680 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000114694 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000113001 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000112670 | XXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000110235 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000113047 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000113066 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000113075 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000115730 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000113228 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000111015 | XXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000110156 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000109969 | XXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000112385 | XXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXX | 4000113976 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000113818 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000112016 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000111408 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000113715 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110187 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXX | 4000113225 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000112908 | XXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000112874 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000111985 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000111251 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000114364 | XXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000113254 | XXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000112494 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000110150 | XXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXX | 4000111149 | XXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A B | B | B |  | N/A | N/A | N/A | N/A | N/A | A B | B |  |
| XXXXX | 4000111862 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000113217 | XXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000113407 | XXXXX |  |  | B |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000112480 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000113475 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000112144 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000110642 | XXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000109643 | XXXXX |  |  | D |  | B | B | B | B | B | A | D | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000111574 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000113489 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000111943 | XXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000112239 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000115807 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000114681 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000113249 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000113908 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000113141 | XXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXX | 4000113574 | XXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXX | 4000110937 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000110409 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110367 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110843 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000112394 | XXXXX |  |  | B |  | B | B | B | B | B | A B | B | B |  | B | B | B | B | B | A B | B |  |
| XXXXX | 4000111557 | XXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000111241 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000113837 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000111238 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000109860 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000111456 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000110559 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000113156 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000112753 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000113724 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000115179 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110757 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000113204 | XXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXX | 4000114002 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000113221 | XXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000113234 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000110337 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000113481 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000112006 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000114418 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000113404 | XXXXX |  |  | B |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000114678 | XXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXX | 4000114887 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000113603 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000114257 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110311 | XXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXX | 4000113639 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000113797 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110115 | XXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000114797 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000114689 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000114136 | XXXXX |  |  | B |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000112393 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000114825 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000114786 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000111293 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000111329 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000115742 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000112752 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000111691 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000115751 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000114808 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000113143 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000114810 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000114924 | XXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000114182 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXX | 4000109172 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000109188 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000109157 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXX | 4000110605 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000109190 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110620 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110607 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110609 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000109199 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110612 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110617 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000109208 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110621 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000109206 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110622 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110619 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110623 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000109196 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110626 | XXXXX |  |  | B |  |  |  |  |  |  | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXX | 4000109165 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000109211 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110630 | XXXXX |  |  | B |  |  |  |  |  |  | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXX | 4000109162 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110633 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110634 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000109219 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000109197 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000109156 | XXXXX |  |  | B |  |  |  |  |  |  | A | B | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000109226 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000109220 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000109213 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000109158 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000109181 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110608 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000114679 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110603 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000109194 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000109205 | XXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000110631 | XXXXX |  |  | C |  | D | D | D | D | D | A | D | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000109147 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000110632 | XXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000110637 | XXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000109149 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000109217 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000109187 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000106574 | XXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000109183 | XXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000113820 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000113832 | XXXXX |  |  | B |  | B | B | B | B | B | D | D | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000112115 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110970 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000114367 | XXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000115286 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000113231 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXX | 4000114253 | XXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000114488 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000111888 | XXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXX | 4000116185 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000111500 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000114349 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000115063 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110442 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000111421 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000113243 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000114914 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000114948 | XXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000114912 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000115643 | XXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000112986 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000115386 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000114039 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000115650 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000114406 | XXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000112836 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000113536 | XXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000115277 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000115138 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000114851 | XXXXX |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000114537 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000111339 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000114436 | XXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000112145 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000114595 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000115314 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000108860 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000114499 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000116292 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000113804 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000112392 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000112677 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000112842 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000114077 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000114339 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000112676 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000113977 | XXXXX |  |  | C |  | B | B | B | B | B | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000109142 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000114365 | XXXXX |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000111518 | XXXXX |  |  | B |  | N/A | N/A | N/A | N/A | N/A | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXX | 4000114226 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000114366 | XXXXX |  |  | C |  | B | B | B | B | B | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000114803 | XXXXX |  |  | C |  | B | B | B | B | B | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000109496 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000114511 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000111872 | XXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000112132 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000110876 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000114639 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000115087 | XXXXX |  |  | C |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000114041 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000115322 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000112657 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000114071 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000111233 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000114852 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000114419 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000112194 | XXXXX |  |  | C |  | B | B | B | B | B | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000114846 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000111278 | XXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000110813 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000112153 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000114724 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 6000109079 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109089 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109085 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109108 | XXXXX |  |  | C |  |  |  |  |  |  | A D | C D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109076 | XXXXX |  |  | C |  |  |  |  |  |  | D | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109179 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109084 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109170 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109119 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109096 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109114 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109193 | XXXXX |  |  | D |  |  |  |  |  |  | A | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109087 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109140 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109091 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109070 | XXXXX |  |  | C D |  |  |  |  |  |  | A | C D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109214 | XXXXX |  |  | B |  |  |  |  |  |  | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXX | 6000109228 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109204 | XXXXX |  |  | D |  |  |  |  |  |  | A | D | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109125 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109143 | XXXXX |  |  | B |  | A | A | A | A | A | A | B | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 6000109161 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109131 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109178 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109259 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109196 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109216 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109238 | XXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 6000109217 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109136 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109134 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109199 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109166 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109104 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109155 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109191 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109202 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109172 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109304 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109316 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109240 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109311 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109149 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109106 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109272 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 6000109206 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000111952 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000114452 | XXXXX |  |  | C |  | B | B | B | B | B | A | C | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000114508 | XXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000114513 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000112666 | XXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000114879 | XXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000114482 | XXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000113263 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000111289 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000117144 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000114737 | XXXXX |  |  | A |  | A | A | A | A | A | D | D | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000113349 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000115264 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000115459 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000115134 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000111878 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000113822 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000115214 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000113685 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110545 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000114074 | XXXXX |  |  | B |  | B | B | B | B | B | A | B | B |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000113380 | XXXXX |  |  | D |  | B | B | B | B | B | A | D | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000115247 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000111540 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000116099 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000111668 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110543 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000116153 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000114072 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000115713 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000112575 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000114828 | XXXXX |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000114429 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000112565 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000114446 | XXXXX |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| XXXXX | 4000114062 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000115614 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000115052 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000112593 | XXXXX |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000111857 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000112830 | XXXXX |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000115475 | XXXXX |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| XXXXX | 4000115233 | XXXXX |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000109574 | XXXXX |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| XXXXX | 4000110604 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110628 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000110656 | XXXXX |  |  | B |  |  |  |  |  |  | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXX | 4000110624 | XXXXX |  |  | B |  |  |  |  |  |  | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXX | 4000109160 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000109192 | XXXXX |  |  | D |  |  |  |  |  |  | A | D | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXX | 4000110610 | XXXXX |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| XXXXX | 4000109174 | XXXXX |  |  | D |  |  |  |  |  |  | A | D | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| XXXXX | 4000110614 | XXXXX |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 2**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Loan Exception ID** | **Exception Date** | **Exception Type** | **Exception Category** | **Exception Subcategory** | **15E Category** | **Exception** | **Exception Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up Comments** | **Cleared Date** | **Cured Date** | **Waived Date** | **Exception Level Grade** | **Note Date** | **Property State** | **Occupancy** | **Purpose** | **Exception Remediation** | **Originator QM ATR Status** | **TPR QM ATR Status** | **Is Curable** |
| XXXXX | 6000076930 | XXXXX |  | 25136103 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Loan Estimate Timing | XXXX Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (XXXX) business days of application. | Evidence of earlier borrower receipt was not found in file. |  |  |  | Reviewer Comment (2022-01-20): Rec'd initial LE<br>Seller Comment (2022-01-20): initial LE | 01/20/2022 |  |  | 1 C A |  | NY | Primary | Refinance - Cash-out - Other | No Defined Cure B A | Non QM | Non QM | No |
| XXXXX | 6000076930 | XXXXX |  | 25136105 |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Missing | RESPA Disclosure Rule (XXXX): Creditor did not provide List of Homeownership Counseling Organizations to borrower. |  |  |  |  | Reviewer Comment (2022-03-17): Accpeted as-is |  |  |  | 2 B |  | NY | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000076930 | XXXXX |  | 25136106 |  | Credit | Guideline | Guideline Issue | Guideline | More than 3 NSFs/Overdraft Transfers occurred in the most recent 12-month period. |  | Recieved borrower LOE and credit exception approval from seller. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least XXXX<br>Borrower has been employed in the same industry for more than XXXX years.<br>Borrower has worked in the same position for more than XXXX years.<br>The qualifying DTI on the loan is at least XXXX less than the guideline maximum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least XXXX months.<br>Borrower has owned the subject property for at least XXXX years.<br>Borrower has verified disposable income of at least XXXX |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2022-01-19): Lender exception in file. |  |  | 01/19/2022 | 2 B |  | NY | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000076930 | XXXXX |  | 25136107 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. |  |  |  |  | Reviewer Comment (2022-01-28): Rec'd evidence the appraisal was emailed to the borrower XXXX. | 01/28/2022 |  |  | 1 B A |  | NY | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000076930 | XXXXX |  | 25136108 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | XXXX Loan: APR on subject loan of XXXX or Final Disclosure APR of XXXX is in excess of allowable threshold of APOR XXXX + XXXX, or XXXX. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2022-01-28): Rec'd evidence the appraisal was emailed to the borrower XXXX.<br>Seller Comment (2022-01-28): Assuming the file is subject to XXXX, which this is..<br>XXXX is acceptable as long as it meets HPML guidelines on page XXXX of our guidelines. im not sure whats being requested here. | 01/28/2022 |  |  | 1 C A |  | NY | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000076930 | XXXXX |  | 25136109 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | XXXX Appraisal Rule (XXXX): Creditor did not provide a copy of each valuation to applicant three (XXXX) business days prior to consummation. |  |  |  |  | Reviewer Comment (2022-01-28): Rec'd evidence the appraisal was emailed to the borrower XXXX.<br>Seller Comment (2022-01-28): app email to borrower<br>Seller Comment (2022-01-28): email transcript to borrower uploaded<br>Reviewer Comment (2022-01-27): Received additional copies of documentation already reviewed. Document provided is evidence the CDA was emailed to the borrower, however, the appraisal recipients all have "XXXX" email addresses. Evidence the borrower was prrovided a copy of the appraisal has not been provided. Exception remains.<br>Reviewer Comment (2022-01-26): Rec'd evidence the CDA was emailed to the borrower, however, the appraisal recipients all have "XXXX" email addresses. Exception remains.<br>Seller Comment (2022-01-25): appraisal email deliveries<br>Reviewer Comment (2022-01-20): The email recipients have "XXXX" addresses. There is no evidence the appraisal was sent to the borrower.<br>Seller Comment (2022-01-20): app delivery | 01/28/2022 |  |  | 1 C A |  | NY | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000076930 | XXXXX |  | 25136110 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (XXXX): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Rec'd email to borrower dated XXXX, which is prior to the appraisal date of XXXX. |  |  |  | Reviewer Comment (2022-03-17): Accpeted as-is |  |  |  | 2 B |  | NY | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 6000076930 | XXXXX |  | 25136111 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Compliant | XXXX Loan: APR on subject loan of XXXX or Final Disclosure APR ofXXXX is in excess of allowable threshold of APOR XXXX + XXXX, or XXXX. Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2022-03-17): Accpeted as-is |  |  |  | 1 A |  | NY | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000004071 | XXXXX |  | 26091598 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | XXXX:XXXX not provided to XXXX | Missing the XXXX and XXXX |  |  |  | Reviewer Comment (2022-06-28): XXXX received the initial CD.<br>Seller Comment (2022-06-24): XXXX | 06/28/2022 |  |  | 1 C A |  | FL | Primary | Purchase | No Defined Cure A | Non QM | Non QM | No |
| XXXXX | 6000083209 | XXXXX |  | 26276624 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | XXXX Integrated Disclosure: XXXX Fee Tolerance exceeded for XXXX. Fee Amount of XXXX exceeds tolerance of XXXX. Insufficient or no cure was provided to the borrower. | Fee change without valid COC |  |  |  | Reviewer Comment (2022-07-06): XXXX received valid XXXX along with rate lock with reason why the fee was added hence after review the XXXX was cleared.<br>Buyer Comment (2022-07-05): See XXXX & XXXX. XXXX request for XXXX.<br>Buyer Comment (2022-07-05): See COC & Lock Documents. XXXX request for changes.<br>Reviewer Comment (2022-07-05): XXXX received COC dated XXXX, it does not give sufficient information on why XXXX Compensation changed to Borrower Paid from Lender Paid. In order to determine if the COC is valid more information is necessary on reason fee changed and when lender became aware of the change. Additionally, Rate Lock dated XXXX which is present in the loan file reflects XXXX Type - Borrower Paid'. A valid COC or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Buyer Comment (2022-07-01): Please review the XXXX Loan file was for - XXXX not fee change.<br> XXXX was for Change in Rate and Change in XXXX Compensation from XXXX Paid to XXXX Paid and CD was XXXX<br>Reviewer Comment (2022-07-01): XXXX upon further review the as per the XXXX document XXXX the XXXX was XXXX however we have XXXX which states compensation change to XXXX. Please provide additional information regarding the same as if it was XXXX from XXXX however the change was reflectedXXXX which is not XXXX from XXXX. Please provide XXXX or XXXX.<br>Buyer Comment (2022-06-30): uploaded XXXX<br>Buyer Comment (2022-06-30): uploaded Discl Tracking Sum, COCs, LEs,CDs & PCCD<br>Buyer Comment (2022-06-30): uploaded Discl Tracking XXXX<br>Buyer Comment (2022-06-30): uploaded XXXX<br>Buyer Comment (2022-06-30): uploaded Discl Tracking Sum, XXXX | 07/06/2022 |  |  | 1 C A |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXXX | 6000083209 | XXXXX |  | 26276625 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | XXXX guidelines allow use of XXXX of XXXX. |  |  |  | Reviewer Comment (2022-07-12): Received, Clearing.<br>Buyer Comment (2022-07-05): Please clarify how XXXX Calculating Reserves? Is EMD being double counted for theXXXX | 07/12/2022 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000081995 | XXXXX |  | 33827604 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (XXXX): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | The date the valuation was provided to the borrower is prior to the date the valuation was performed. |  |  |  | Reviewer Comment (2025-07-02): Accepted as is. |  |  | 07/02/2025 | 2 B |  | NY | Investment | Purchase | B A | N/A | Exempt from ATR | No |
| XXXXX | 4000084591 | XXXXX |  | 34444149 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - 1-4 Family not provided |  |  |  |  |  | Reviewer Comment (2025-09-29): Received Rider - 1-4 Family. Exception cleared.<br>Seller Comment (2025-09-29): Comment from XXXX(XXXX): Executed Corrective Mortgage & Riders with LOI | 09/29/2025 |  |  | 1 C A |  | PA | Investment | Purchase | D A | N/A | N/A | No |
| XXXXX | 4000084591 | XXXXX |  | 34450818 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Certificate of good standing is missing. |  |  |  | Reviewer Comment (2025-09-17): Received Certificate of Good Standing. Exception cleared.<br>Seller Comment (2025-09-17): Comment from XXXX (XXXX): Cert of Good Standing | 09/17/2025 |  |  | 1 C A D |  | PA | Investment | Purchase | D A | N/A | N/A | No |
| XXXXX | 4000091013 | XXXXX |  | 34534408 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Title Commitment or Preliminary title policy amount is blank. |  |  |  | Reviewer Comment (2025-09-25): Received Supplemental addendum to the preliminary report verifying title insurance amount. Exception Cleared.<br>Seller Comment (2025-09-24): Comment from XXXX (XXXX): Title Supplement | 09/25/2025 |  |  | 1 C A |  | WA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000091085 | XXXXX |  | 34598681 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-10-01): Cleared based on review coming back within tolerances | 10/01/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000091085 | XXXXX |  | 34611651 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | XXXX Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. |  |  |  | Reviewer Comment (2025-10-06): XXXX received XXXX CD received 3 business days prior to consummation.<br>Seller Comment (2025-10-02): Comment from XXXX (XXXX): Initial CD | 10/06/2025 |  |  | 1 C A |  | CA | Primary | Purchase | No Defined Cure A | Non QM | Non QM | No |
| XXXXX | 4000091085 | XXXXX |  | 34611753 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file is missing copy of Mortgage Statement . |  |  |  | Reviewer Comment (2025-10-02): Statement provided. Cleared.<br>Seller Comment (2025-10-02): Comment from XXXX (XXXX): Mtg Docs for XXXX | 10/02/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000091085 | XXXXX |  | 34611756 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file is missing copy of Mortgage Statement . |  |  |  | Reviewer Comment (2025-10-02): Statement provided. Cleared.<br>Seller Comment (2025-10-02): Comment from XXXX (XXXX): XXXX mtg docs | 10/02/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000091289 | XXXXX |  | 34642079 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-10-06): Client elects to waive |  |  | 10/06/2025 | 2 B |  | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091289 | XXXXX |  | 34642080 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-10-06): Client elects to waive |  |  | 10/06/2025 | 2 B |  | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000091289 | XXXXX |  | 34642081 |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | XXXX Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of $ XXXX exceeds tolerance of $ XXXX. Sufficient or excess cure was provided to the borrower at Closing. | No cure was provided to the borrower . |  |  |  | Reviewer Comment (2025-10-03): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A |  | TX | Primary | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXX | 4000091289 | XXXXX |  | 34642163 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2025-10-06): Received Fraud Report. Exception cleared.<br>Seller Comment (2025-10-06): Comment from XXXX (XXXX): Fraud Report | 10/06/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000093316 | XXXXX |  | 34693201 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | First Time Investor not permitted on STR property. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $XXXX. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2025-10-09): Client elected to waive/regrade with compensating factors. Lender exception provided. |  |  | 10/09/2025 | 2 B |  | NC | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000102123 | XXXXX |  | 34974811 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-11-14): Clearing based on review coming back within tolerances. | 11/14/2025 |  |  | 1 C A |  | MI | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000102123 | XXXXX |  | 34988534 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | File did not contain an estimated cost to replace from insurer. Calculations are based on XXXX % of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost the purchase price) using agency calculation methods. Coverage is insufficient by $ XXXX. |  |  |  | Reviewer Comment (2025-12-15): Received, Clearing.<br>Seller Comment (2025-12-15): Comment from XXXX (XXXX): EOI | 12/15/2025 |  |  | 1 C A |  | MI | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000103369 | XXXXX |  | 35168989 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC | Reviewer Comment (2025-12-12): Client elected to waive/regrade with compensating factors. Lender exception provided.<br>Seller Comment (2025-12-12): Comment from XXXX (XXXX): see attached EXCEPTON APPROVED BY XXXX. This would clear all 3 suspense issues |  |  | 12/12/2025 | 2 C B |  | OH | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXX | 4000103369 | XXXXX |  | 35168991 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC | Reviewer Comment (2025-12-12): Client elected to waive/regrade with compensating factors. Lender exception provided. |  |  | 12/12/2025 | 2 C B |  | OH | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXX | 4000103369 | XXXXX |  | 35168992 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Minimum Loan Amount discrepancy. | Note loan amount of ___ is less than Guideline minimum loan amount of ___. |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC | Reviewer Comment (2025-12-12): Client elected to waive/regrade with compensating factors. Lender exception provided. |  |  | 12/12/2025 | 2 C B |  | OH | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXX | 4000104006 | XXXXX |  | 35174512 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2025-12-08): Accepted as is. |  |  | 12/08/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000104006 | XXXXX |  | 35174527 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The Title Policy Amount of $ XXXX is less than the note amount of $ XXXX based on the Commitment in file. |  |  |  | Reviewer Comment (2025-12-08): Accepted as is. |  |  | 12/08/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000104006 | XXXXX |  | 35175938 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | A minimum of three trade lines from traditional credit sources that reported for 24 months or more and at least one of these must be open and active for the last 12 months. The Borrower has a total of 9 trade lines on their credit report and of those 9, the Borrower is meeting the requirement of having 3 trade lines reporting for 24 months or more but not an account open and active for the last 12 months. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-08): Lender exception approved |  |  | 12/08/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000104231 | XXXXX |  | 35173394 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. | Calculated Available for Reserves of ___ is less than Guideline Available for Reserves of ___. | Calculated Available for Reserves of $ XXXX is less than Guideline requirement of $ XXXX. | Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-10): Client elects to waive with compensating factors |  |  | 12/10/2025 | 2 C B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000104231 | XXXXX |  | 35173396 |  | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | Additional bank statements needed to meet cash to close and reserves requirements. |  |  |  | Reviewer Comment (2025-12-16): Client elects to waive reserves exception<br>Reviewer Comment (2025-12-15): Still short on reserves. The $XXXXk was sent to the escrow company for closing. Need additional verified assets<br>Seller Comment (2025-12-15): Comment from XXXX (XXXX): Hello Team, please see the attached Post-Consummation Closing Disclosure, Final Settlement Statement, updated 1003, and Source of Funds documentation. We need the total cash to close is $XXXX and updated other Asset $XXXX and gift fund is $XXXXk on the updated final 1003. The amount $XXXXk is from the account XXXXXXXX and it was wired to escrow on XXXX before the note date XXXX and we have the VOD dated on XXXX showing the new balance is $XXXX. | 12/16/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000104231 | XXXXX |  | 35173409 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Additional bank statements needed to meet cash to close and reserves requirements. |  |  |  | Reviewer Comment (2025-12-15): Funds to close receipt submitted, exception cleared<br>Seller Comment (2025-12-15): Comment from XXXX (XXXX): Hello Team, please see the attached Post-Consummation Closing Disclosure, Final Settlement Statement, updated 1003, and Source of Funds documentation. We need the total cash to close is $XXXX and updated other Asset $XXXX and gift fund is $XXXXk on the updated final 1003. The amount $XXXXk is from the account XXXXXXXX and it was wired to escrow on XXXX before the note date XXXX and we have the VOD dated on XXXX showing the new balance is $XXXX. | 12/15/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000104231 | XXXXX |  | 35173427 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Waterfall due to insufficient assets to meet reserves requirements. |  |  |  | Reviewer Comment (2025-12-16): Client elects to waive reserves exception | 12/16/2025 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXX | 4000104231 | XXXXX |  | 35173428 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank XXXX): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Waterfall due to insufficient assets to meet reserves requirements. |  |  |  | Reviewer Comment (2025-12-16): Client elects to waive reserves exception | 12/16/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000104231 | XXXXX |  | 35173438 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Waterfall due to insufficient reserves. |  |  |  | Reviewer Comment (2025-12-16): Client elects to waive reserves exception | 12/16/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000104231 | XXXXX |  | 35175258 |  | Credit | Missing Document | General | Missing Document | Missing Document: Official Check not provided |  | Guidelines XXXX reflect cancelled check must be provided. |  |  |  | Reviewer Comment (2025-12-10): Cleared, wire receipt<br>Seller Comment (2025-12-10): Comment from XXXX (XXXX): Hello, please see attached, thank you<br>Reviewer Comment (2025-12-10): This is for the EMD of $XXXX.<br>Buyer Comment (2025-12-09): Comment from XXXX (XXXX): Please advise which document you refer ? | 12/10/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000102223 | XXXXX |  | 35181761 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank XXXX): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. (Type:Primary XXXX) |  |  |  | Reviewer Comment (2025-12-09): Accepted as is. |  |  | 12/09/2025 | 2 B |  | TX | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000104103 | XXXXX |  | 35183276 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-12-11): Clearing based on review coming back within tolerances. | 12/11/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000103644 | XXXXX |  | 35187998 |  | Compliance | Compliance | Federal Compliance | TRID | ECOA Appraisal Disclosure - ECOA Timing | ECOA - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2025-12-10): Accepted as is. |  |  | 12/10/2025 | 2 B |  | CA | Primary | Purchase | D B A C | Non QM | Non QM | No |
| XXXXX | 4000103644 | XXXXX |  | 35187999 |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Missing | RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. | List of Homeownership Counseling Organizations is missing. |  |  |  | Reviewer Comment (2025-12-10): Accepted as is. |  |  | 12/10/2025 | 2 B |  | CA | Primary | Purchase | D B A C | Non QM | Non QM | No |
| XXXXX | 4000103644 | XXXXX |  | 35188000 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver Test | XXXX Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Closing Disclosure provided on XXXX was signed and dated on XXXX. |  |  |  | Reviewer Comment (2025-12-12): Received preliminary CD, exception cleared<br>Seller Comment (2025-12-12): Comment from XXXX (XXXX): ucdp<br>Reviewer Comment (2025-12-11): We have no CU score in the loan file. Please provided the UCDP.<br>Seller Comment (2025-12-11): Comment from XXXX (XXXX): cd<br>Reviewer Comment (2025-12-11): XXXX: Only CD dated XXXX is located in file. Please provide the CD issued to borrower prior to consummation for review or documentation the final CD was provide to borrower 3 business days prior to review.<br>Seller Comment (2025-12-10): Comment from XXXX(XXXX): cd | 12/12/2025 |  |  | 1 C A |  | CA | Primary | Purchase | No Defined Cure B A | Non QM | Non QM | No |
| XXXXX | 4000103644 | XXXXX |  | 35188001 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TILA-RESPA Integrated Disclosure: application date on or after 10/3/2015, no Loan Estimates in the Loan File | XXXX Disclosure: Loan Estimate not provided within loan images to evidence delivery to the Borrower(s). The earliest Closing Disclosure provided in the loan file was used as the estimated baseline for Tolerance Testing. Depending on the actual values on the initial Loan Estimate, a fee tolerance cure of up to $ XXXX may be required. | Loan Estimate is missing. |  |  |  | Reviewer Comment (2025-12-11): XXXX received LE dated XXXXand XXXX.<br>Seller Comment (2025-12-10): Comment from XXXX(XXXX): loan estimates | 12/11/2025 |  |  | 1 C A |  | CA | Primary | Purchase | No Defined Cure B A | Non QM | Non QM | No |
| XXXXX | 4000103644 | XXXXX |  | 35188018 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Mortgage Statement and Tax Document and Insurance Verification is missing. |  |  |  | Reviewer Comment (2025-12-10): Received, cleared<br>Seller Comment (2025-12-10): Comment from XXXX (XXXX): items | 12/10/2025 |  |  | 1 C A |  | CA | Primary | Purchase | D B A C | Non QM | Non QM | No |
| XXXXX | 4000103644 | XXXXX |  | 35188019 |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report is missing. |  |  |  | Reviewer Comment (2025-12-10): Received Fraud Report. Exception cleared.<br>Seller Comment (2025-12-10): Comment from XXXX (XXXX): fraudguard | 12/10/2025 |  |  | 1 C A |  | CA | Primary | Purchase | D B A C | Non QM | Non QM | No |
| XXXXX | 4000103644 | XXXXX |  | 35188021 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal is missing. Sec ID: 1 |  | Appraisal is missing. |  |  |  | Reviewer Comment (2025-12-10): Appraisal received, exception cleared<br>Seller Comment (2025-12-10): Comment from XXXX (XXXX): appraisal | 12/10/2025 |  |  | 1 D A |  | CA | Primary | Purchase | D B A C | Non QM | Non QM | No |
| XXXXX | 4000103644 | XXXXX |  | 35188035 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Assets Documents are missing. |  |  |  | Reviewer Comment (2025-12-10): Sufficient assets verified<br>Seller Comment (2025-12-10): Comment from XXXX (XXXX): items | 12/10/2025 |  |  | 1 C A |  | CA | Primary | Purchase | D B A C | Non QM | Non QM | No |
| XXXXX | 4000103644 | XXXXX |  | 35188041 |  | Credit | Credit | Credit Documentation | Credit | Purchase contract date not provided. |  | Purchase Contract is missing. |  |  |  | Reviewer Comment (2025-12-10): Purchase contract received<br>Seller Comment (2025-12-10): Comment from XXXX (XXXX): purchase contract | 12/10/2025 |  |  | 1 C A |  | CA | Primary | Purchase | D B A C | Non QM | Non QM | No |
| XXXXX | 4000103644 | XXXXX |  | 35188044 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | There was a XXXX Disaster Declaration dated XXXX. The subject property is located in a XXXX Disaster area. A post disaster inspection is needed verifying there is no damage to the subject property. The post disaster inspection report must be dated after the disaster declaration end date. |  |  |  | Reviewer Comment (2025-12-10): FEMA Disaster Inspection not required after receiving the appraisal, exception cleared<br>Seller Comment (2025-12-10): Comment from XXXX (XXXX): property not located in wildfire area | 12/10/2025 |  |  | 1 C A |  | CA | Primary | Purchase | D B A C | Non QM | Non QM | No |
| XXXXX | 4000103644 | XXXXX |  | 35188050 |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | Initial 1003 Document is missing. |  |  |  | Reviewer Comment (2025-12-10): Accepted as is. |  |  | 12/10/2025 | 2 B |  | CA | Primary | Purchase | D B A C | Non QM | Non QM | No |
| XXXXX | 4000103644 | XXXXX |  | 35188053 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | Credit Report is missing. |  |  |  | Reviewer Comment (2025-12-10): Credit Report received, exception cleared<br>Seller Comment (2025-12-10): Comment from XXXX (XXXX: credit | 12/10/2025 |  |  | 1 D A |  | CA | Primary | Purchase | D B A C | Non QM | Non QM | No |
| XXXXX | 4000103644 | XXXXX |  | 35188058 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  | Purchase Agreement / Sales contract is missing. |  |  |  | Reviewer Comment (2025-12-10): Received purchase agreement exception cleared.<br>Seller Comment (2025-12-10): Comment from XXXX (XXXX): purchase contract | 12/10/2025 |  |  | 1 D A |  | CA | Primary | Purchase | D B A C | Non QM | Non QM | No |
| XXXXX | 4000103644 | XXXXX |  | 35188060 |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  | Appraisal is missing. |  |  |  | Reviewer Comment (2025-12-10): Appraisal received, exception cleared<br>Seller Comment (2025-12-10): Comment from XXXX (XXXX): appraisal | 12/10/2025 |  |  | 1 D A |  | CA | Primary | Purchase | D B A C | Non QM | Non QM | No |
| XXXXX | 4000103644 | XXXXX |  | 35188073 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. |  | Calculated Available for Reserves of $ XXXX is less than Guideline Available for Reserves of $ XXXX. Asset information is missing. |  |  |  | Reviewer Comment (2025-12-10): Sufficient reserves verified<br>Seller Comment (2025-12-10): Comment from XXXX (XXXX): items | 12/10/2025 |  |  | 1 C A |  | CA | Primary | Purchase | D B A C | Non QM | Non QM | No |
| XXXXX | 4000103644 | XXXXX |  | 35197569 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2025-12-12): UCDP with acceptable risk score, exception cleared<br>Seller Comment (2025-12-12): Comment from XXXX (XXXX): ucdp<br>Reviewer Comment (2025-12-11): We have no CU score in the loan file. Please provided the UCDP.<br>Seller Comment (2025-12-11): Comment from XXXX (XXXX): loe<br>Reviewer Comment (2025-12-11): We already have the appraisal. We're looking for the Secondary valuation as required by guidelines and securitization.<br>Seller Comment (2025-12-10): Comment from XXXX (XXXX): appraisal | 12/12/2025 |  |  | 1 A |  | CA | Primary | Purchase | D B A C | Non QM | Non QM | No |
| XXXXX | 4000103644 | XXXXX |  | 35197601 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2025-12-11): Received, Clearing.<br>Seller Comment (2025-12-10): Comment fromXXXX (XXXX): econsent | 12/11/2025 |  |  | 1 A |  | CA | Primary | Purchase | D B A C | Non QM | Non QM | No |
| XXXXX | 4000103644 | XXXXX |  | 35223558 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | XXXX Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. | \*New exception - Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. |  |  |  | Reviewer Comment (2025-12-16): Based on the LOS screen shot, the application date is XXXX. LE issued within 3 business days<br>Reviewer Comment (2025-12-16): The timing for the LE under § XXXX(e)(1)(iii) is three business days from application. Initial LE issued XXXX. On this loan, the LE should have been issued within 3 business days of the application date of XXXX.<br>Seller Comment (2025-12-15): Comment from XXXX (XXXX): le | 12/16/2025 |  |  | 1 A |  | CA | Primary | Purchase | D B A C | Non QM | Non QM | No |
| XXXXX | 4000099554 | XXXXX |  | 35192874 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-12-11): Clearing based on review coming back within tolerances. | 12/11/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000103967 | XXXXX |  | 35196848 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary XXXX) |  |  |  | Reviewer Comment (2025-12-10): Accepted as is. |  |  | 12/10/2025 | 2 B |  | NJ | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000103967 | XXXXX |  | 35196850 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | XXXX Loan: APR on subject loan of XXXX % or Final Disclosure APR of XXXX % is equal to or greater than the threshold of APOR XXXX % +XXXX %, or XXXX %. Non-Compliant Higher Priced Mortgage Loan. | XXXX Mortgage Loan: APR on subject loan of XXXX % or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  | Reviewer Comment (2025-12-11): Appraisal receipt doc provided. Cleared. | 12/11/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000103967 | XXXXX |  | 35196851 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | XXXX Appraisal Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | XXXX Appraisal Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/ XXXX) |  |  |  | Reviewer Comment (2025-12-11): Appraisal receipt doc provided. Cleared.<br>Seller Comment (2025-12-11): Comment from XXXX (XXXX): Please see attached that shows borrower received appraisal on XXXX | 12/11/2025 |  |  | 1 C A |  | NJ | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000103967 | XXXXX |  | 35196852 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  | Reviewer Comment (2025-12-10): Accepted as is. |  |  | 12/10/2025 | 2 A |  | NJ | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000103222 | XXXXX |  | 35196155 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Minimum Loan Amount discrepancy. | Note loan amount of ___ is less than Guideline minimum loan amount of ___. | Note loan amount of $XXXX is less than Guideline minimum loan amount of $ XXXX. | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-11): Client exception received.<br>Seller Comment (2025-12-11): Comment from XXXX (XXXX): Hello, please see attached, thank you |  |  | 12/11/2025 | 2 C B |  | CA | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000104163 | XXXXX |  | 35200197 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided) | XXXX Loan: Counseling Disclosure not provided to borrower. |  |  |  |  | Reviewer Comment (2025-12-11): Accepted as is. |  |  | 12/11/2025 | 2 B |  | NY | Primary | Purchase | No obvious cure C B A | Non QM | Non QM | No |
| XXXXX | 4000104163 | XXXXX |  | 35200198 |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Greater than 3 Year ARM Non-Compliant | XXXX Loan: APR on subject loan of XXXX % is in excess of allowable threshold of XXXX Mortgage Market Rate XXXX % + XXXX %, orXXXX %. Non-Compliant SubPrime Loan. |  |  |  |  | Reviewer Comment (2025-12-11): Accepted as is. |  |  | 12/11/2025 | 2 B |  | NY | Primary | Purchase | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B | Non QM | Non QM | Yes |
| XXXXX | 4000104163 | XXXXX |  | 35200213 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-12-12): Cleared with purchase contract confirming Coop<br>Seller Comment (2025-12-12): Comment from XXXX(XXXX): XXXX is a co-op, homeowners insurance and property taxes are not applicable. For HOA verification, please see page 1 of the fully executed Contract of Sale dated XXXX, which reflects a monthly maintenance charge of $XXXX | 12/12/2025 |  |  | 1 C A |  | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000104169 | XXXXX |  | 35202049 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-12-12): Cleared based on review coming back within tolerances | 12/12/2025 |  |  | 1 C A |  | NY | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000103535 | XXXXX |  | 35202050 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-12-15): Clearing based on review coming back within tolerances. | 12/15/2025 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000102881 | XXXXX |  | 35218552 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to the applicant three business days prior to closing. |  |  |  | Reviewer Comment (2025-12-12): Client elects to waive |  |  | 12/12/2025 | 2 B |  | WA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000102881 | XXXXX |  | 35218553 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | XXXX Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. | Non Compliant mortgage loan. |  |  |  | Reviewer Comment (2025-12-15): Received, Clearing.<br>Buyer Comment (2025-12-15): Comment from XXXX (XXXX): Hello, please see attached | 12/15/2025 |  |  | 1 C A |  | WA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000102881 | XXXXX |  | 35218554 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | XXXX Appraisal Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant 3 business days prior to consummation. |  |  |  | Reviewer Comment (2025-12-15): Received, Clearing.<br>Seller Comment (2025-12-15): Comment from XXXX (XXXX): Hello, please see attached, thank you | 12/15/2025 |  |  | 1 C A |  | WA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000104199 | XXXXX |  | 35205559 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank XXXX): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  | Reviewer Comment (2025-12-11): Accepted as is. |  |  | 12/11/2025 | 2 B |  | GA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000104635 | XXXXX |  | 35217609 |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | Evidence of Access to Funds is missing for joint account #XXXX |  |  |  | Reviewer Comment (2025-12-17): Received Evidence of Access to Funds. Exception cleared.<br>Seller Comment (2025-12-17): Comment from XXXX (XXXX): access letter | 12/17/2025 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000104503 | XXXXX |  | 35216921 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2025-12-13): Received, Clearing.<br>Seller Comment (2025-12-12): Comment from XXXX (XXXX): Hello, please see attached, thank you | 12/13/2025 |  |  | 1 D A |  | CA | Primary | Refinance - Cash-out - Other | D A | Non QM | Non QM | No |
| XXXXX | 4000104948 | XXXXX |  | 35217225 |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  | The XXXX Rent Comparison Schedule for Subject property is not in file. |  |  |  | Reviewer Comment (2025-12-13): Received, Clearing.<br>Seller Comment (2025-12-13): Comment from XXXX (XXXX.): Please see attached. | 12/13/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000104141 | XXXXX |  | 35228291 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-12-16): Clearing based on review coming back within tolerances. | 12/16/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000101975 | XXXXX |  | 35217689 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing. |  |  |  | Reviewer Comment (2025-12-15): Received, Clearing.<br>Seller Comment (2025-12-15): Comment from XXXX (XXXX): Business Purpose | 12/15/2025 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000101975 | XXXXX |  | 35217691 |  | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  | Cash-Out Utilization is missing. |  |  |  | Reviewer Comment (2025-12-15): Received, Clearing.<br>Seller Comment (2025-12-15): Comment from XXXX (XXXX): Cash Out LOE | 12/15/2025 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000101975 | XXXXX |  | 35228278 |  | Credit | Credit | Credit Documentation | Credit | There is no lease in place for the subject property and the absence of this document casts doubt on business purpose of loan. |  | Lease Agreements are missing. |  |  |  | Reviewer Comment (2025-12-15): Received, Clearing.<br>Seller Comment (2025-12-15): Comment from XXXX (XXXX): Lease Agreement | 12/15/2025 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000104097 | XXXXX |  | 35228333 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-12-16): Clearing based on review coming back within tolerances. | 12/16/2025 |  |  | 1 C A |  | ME | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000104288 | XXXXX |  | 35228940 |  | Property | Property - Appraisal | Appraisal Reconciliation | Property - Appraisal | Appraisal is required to be in name of Lender |  | Lender Name is different in Appraisal |  |  |  | Reviewer Comment (2025-12-15): Accepted as is. |  |  | 12/15/2025 | 2 B |  | VA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000103219 | XXXXX |  | 35238112 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Hazard Insurance is missing. |  |  |  | Reviewer Comment (2025-12-15): Received Hazard Insurance for the property XXXX. Exception cleared.<br>Seller Comment (2025-12-15): Comment from XXXX (XXXX): Hello, please see attached, thank you | 12/15/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C A | N/A | N/A | No |
| XXXXX | 4000102813 | XXXXX |  | 35234235 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list policy amount. |  |  |  | Reviewer Comment (2025-12-15): Accepted as is. |  |  | 12/15/2025 | 2 B |  | CA | Second Home | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000104409 | XXXXX |  | 35234447 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | The file was missing a copy of Operating Agreement |  |  |  | Reviewer Comment (2026-01-13): Received Operating Agreement with signature. Exception cleared.<br>Seller Comment (2026-01-13): Comment from XXXX (XXXX): Please see Signed Operating Agreement<br>Reviewer Comment (2026-01-09): Provide Operating Agreement with signature. Exception remains.<br>Seller Comment (2026-01-08): Comment from XXXX (XXXX): Please see OP agreement<br>Reviewer Comment (2025-12-22): Per guidelines: <br>The following documentation is required for each Borrowing Entity:<br> Ÿ Articles Of Organization/Certificate of Formation<br> Ÿ Secretary of State Search<br> Ÿ Operating Agreement (or equivalent)<br> Ÿ Certificate of Good Standing<br> Ÿ Executed W-9 and/or Employer Identification Number (EIN)<br> Ÿ Evidence of signing authority for Guarantor(s) signing on behalf of the entity<br>Operating Agreement or equivalent is required. TIN wouldn't be an equivalent.<br>Seller Comment (2025-12-22): Comment from XXXX (XXXX): Please see rebuttal | 01/13/2026 |  |  | 1 C A |  | GA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000104409 | XXXXX |  | 35496958 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The note was signed as an individual however the borrower is a business entity. The note should be updated to reflect the business entity as the borrower and the individual signing as member of the business entity borrower. |  |  |  | Reviewer Comment (2026-01-23): Guidelines for vesting in XXXX have been met | 01/23/2026 |  |  | 1 A |  | GA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000104591 | XXXXX |  | 35240823 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-12-16): Accepted as is. |  |  | 12/16/2025 | 2 B |  | NV | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000104591 | XXXXX |  | 35244678 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. |  |  |  |  |  | Reviewer Comment (2025-12-19): With verification appraisal was POC, sufficient assets verified<br>Reviewer Comment (2025-12-19): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Calculated Available for Reserves of $XXXXs less than Guideline Available for Reserves of $XXXX.<br>Seller Comment (2025-12-19): Comment from XXXX (XXXX): Hello, please see attached.<br>Reviewer Comment (2025-12-19): Please provide the POC appraisal invoice.<br>Reviewer Comment (2025-12-19): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Calculated Available for Reserves of $XXXX is less than Guideline Available for Reserves of $XXXX.<br>Seller Comment (2025-12-18): Comment from XXXX (XXXX): Hello,<br> Total Assets $ XXXX- Cash to Close $ XXXX = $ XXXX remaining for reserves<br>Total reserves required = $ XXXX \* XXXX months = $ XXXX<br>Therefore, we have demonstrated sufficient funds per the PCCD attached. thank you | 12/19/2025 |  |  | 1 C A |  | NV | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000104135 | XXXXX |  | 35236070 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Borrower's Passport was not in file. Guidelines require copies of the Borrower's passport and unexpired visa or EAD. |  |  |  | Reviewer Comment (2025-12-19): EAD provided. Cleared.<br>Seller Comment (2025-12-19): Comment from XXXX (XXXX): EAD | 12/19/2025 |  |  | 1 C A D |  | FL | Investment | Purchase | D A |  | N/A | No |
| XXXXX | 4000104229 | XXXXX |  | 35248161 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2025-12-16): Accepted as is. |  |  | 12/16/2025 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000104229 | XXXXX |  | 35248323 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | Calculated PITIA months reserves of XXXX is less than Guideline PITIA months reserves of XXXX. | Borrower has verified disposable income of at least $2500.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-17): Client elects to waive reserve requirements |  |  | 12/17/2025 | 2 C B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000104229 | XXXXX |  | 35248334 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2025-12-17): Client elects to waive reserve requirements | 12/17/2025 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXX | 4000104229 | XXXXX |  | 35248335 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank XXXX): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Calculated PITIA months reserves of XXXX is less than Guideline PITIA months reserves of XXXX. |  |  |  | Reviewer Comment (2025-12-17): Client elects to waive reserve requirements | 12/17/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000105173 | XXXXX |  | 35248809 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | Reviewer Comment (2025-12-17): Received, Clearing.<br>Seller Comment (2025-12-17): Comment from XXXX (XXXX): Final settlement statement, stamped certified and signed | 12/17/2025 |  |  | 1 C A |  | HI | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000104224 | XXXXX |  | 35275573 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. |  |  |  |  |  | Reviewer Comment (2025-12-31): Received evidence of proceeds from refinance of XXXX | 12/31/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000104224 | XXXXX |  | 35275598 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | Reviewer Comment (2025-12-22): Received updated 1003 and Closing Disclosure confirming that the Net proceeds from refinance of property XXXX included in assets. Hence Assets Available for Closing is sufficient to cover Cash From Borrower. Exception cleared.<br>Seller Comment (2025-12-22): Comment from XXXX (XXXX): Please see the attached Final Settlement Statement and Post-Consummation Closing Disclosure, which reflect the total cash required to close of $XXXX.<br>We have also attached the updated final 1003, showing the borrower's assets sourced from the cash-out refinance of another property. The Closing Disclosure for XXXX, XXXX, XXXX reflects proceeds of $XXXX with a closing date of XXXX. Thank you | 12/22/2025 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000103115 | XXXXX |  | 35282102 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-12-19): Accepted as is. |  |  | 12/19/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000103115 | XXXXX |  | 35282154 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-12-19): Accepted as is. |  |  | 12/19/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000103816 | XXXXX |  | 35287747 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-12-23): Clearing based on review coming back within tolerances. | 12/23/2025 |  |  | 1 C A |  | WA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000103816 | XXXXX |  | 35290584 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2025-12-22): Accepted as is. |  |  | 12/22/2025 | 2 B |  | WA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000104416 | XXXXX |  | 35294655 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is not provided. |  |  |  | Reviewer Comment (2025-12-29): Received Fraud Report. Exception cleared.<br>Seller Comment (2025-12-29): Comment from XXXX(XXXX): Fraud Report | 12/29/2025 |  |  | 1 C A |  | NJ | Investment | Purchase | C A | N/A | N/A | No |
| XXXXX | 4000104416 | XXXXX |  | 35296731 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-12-24): Cleared based on review coming back within tolerances | 12/24/2025 |  |  | 1 C A |  | NJ | Investment | Purchase | C A | N/A | N/A | No |
| XXXXX | 4000105433 | XXXXX |  | 35303611 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2025-12-26): Accepted as is. |  |  | 12/26/2025 | 2 B |  | IL | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000104510 | XXXXX |  | 35303777 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title policy coverage is $ XXXX. The loan amount is $ XXXX. |  |  |  | Reviewer Comment (2025-12-26): Accepted as is. |  |  | 12/26/2025 | 2 B |  | OH | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000104580 | XXXXX |  | 35304629 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2025-12-26): Client elects to waive |  |  | 12/26/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000104580 | XXXXX |  | 35304803 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list policy amount. |  |  |  | Reviewer Comment (2025-12-26): Accepted as is. |  |  | 12/26/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000105131 | XXXXX |  | 35307573 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | Security Instrument - Subject Lien not provided |  |  |  | Reviewer Comment (2025-12-29): Security Instrument received, exception cleared<br>Seller Comment (2025-12-29): Comment from XXXX (XXXX): Mtg | 12/29/2025 |  |  | 1 D A |  | CO | Investment | Purchase | D A | N/A | N/A | No |
| XXXXX | 4000106080 | XXXXX |  | 35307266 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2025-12-26): Client elects to waive |  |  | 12/26/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXXX | 4000104023 | XXXXX |  | 35309419 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is less than Original Loan Amount |  |  |  | Reviewer Comment (2025-12-26): Client elects to waive |  |  | 12/26/2025 | 2 B |  | OH | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000106405 | XXXXX |  | 35309813 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing. |  |  |  | Reviewer Comment (2025-12-29): Received Business Purpose Certificate. Exception cleared.<br>Seller Comment (2025-12-29): Comment from XXXX (XXXX): Please see attached business purpose certificate. | 12/29/2025 |  |  | 1 C A |  | DE | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000106405 | XXXXX |  | 35309816 |  | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  | Cash-out Utilization is missing. |  |  |  | Reviewer Comment (2025-12-29): Received Business Purpose Certificate. Exception cleared. | 12/29/2025 |  |  | 1 C A |  | DE | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000106405 | XXXXX |  | 35315835 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Note Error: Principal and interest payment is blank. |  | The original P&I payment is missing from the note |  |  |  | Reviewer Comment (2025-12-30): Received, Clearing.<br>Seller Comment (2025-12-29): Comment from XXXX (XXXX): Please see uploaded final application. | 12/30/2025 |  |  | 1 C A |  | DE | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000106405 | XXXXX |  | 35315845 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Calculated months of reserves is less than PITIA reserves of XXXX months. |  |  |  | Reviewer Comment (2025-12-30): Received, Clearing.<br>Seller Comment (2025-12-29): Comment from XXXX (XXXX): Please see the uploaded UW summary. PITIA is equal to $XXXX, so 3-months of reserves equals $XXXX. Cash-out proceeds are well over the required reserves. | 12/30/2025 |  |  | 1 C A |  | DE | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000107160 | XXXXX |  | 35311011 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. XXXX loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2025-12-29): Client elects to waive |  |  | 12/29/2025 | 2 A |  | VA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000107160 | XXXXX |  | 35311013 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | XXXX Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXXX is over disclosed by $XXXX compared to the calculated Amount Financed of $ XXXX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XXXX). | Final Closing Disclosure provided on XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $ XXXX is over disclosed by $ XXXX compared to the calculated Amount Financed of $ XXXX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate |  |  |  | Reviewer Comment (2026-02-10): XXXX received PCCD, LOE, Copy of Refund Check, Re-opening of Rescission and Proof of Receipt.<br>Seller Comment (2026-02-09): Comment from XXXX (XXXX): Please see attached<br>Reviewer Comment (2026-01-08): This is a material exception on a rescindable transaction and requires reopening of rescission and proof of delivery of RTC to complete cure. Further, the RTC must allow the borrower three days to cancel the transaction from date of delivery.<br>Seller Comment (2026-01-07): Comment from XXXX (XXXX): please see attached<br>Reviewer Comment (2025-12-31): While we acknowledge that a one-time up front tax determination used in the decisions to extend credit would be excluded from finance charge under 1026.4(c)(7), any portion of a charge for life of loan tax service is considered a finance charge. Without documentation evidencing which portion is for life of loan vs. one time upfront, the entire amount is included in finance charges for testing purposes pursuant to Comment 19 (4)(c)(7)-3 which provides:<br> For example, a fee for one or more determinations during the loan term of the current tax-lien status or 68-insurance requirements is a finance charge, regardless of whether the fee is imposed at closing, or when the service is performed. If a creditor is uncertain about what portion of a fee to be paid at consummation or loan closing is related to the initial decision to grant credit, the entire fee may be treated as a finance charge.<br>Buyer Comment (2025-12-30): Comment from XXXX (XXXX): Please advise what fees are being included in finance calculation. |  | XXXXX |  | 2 C B |  | VA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000107160 | XXXXX |  | 35311014 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page XXXX that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $ XXXX is under disclosed by $ XXXXcompared to the calculated Finance Charge of $ XXXX which exceeds the $ XXXX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX). | Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $ XXXX is under disclosed by $ XXXX compared to the calculated Finance Charge of $ XXXX which exceeds the $ XXXX threshold |  |  |  | Reviewer Comment (2026-02-10): XXXX received PCCD, LOE, Copy of Refund Check, Re-opening of Rescission and Proof of Receipt.<br>Reviewer Comment (2026-01-08): This is a material exception on a rescindable transaction and requires reopening of rescission and proof of delivery of RTC to complete cure. Further, the RTC must allow the borrower three days to cancel the transaction from date of delivery.<br>Seller Comment (2026-01-07): Comment from XXXX (XXXX): Please see attached |  | XXXXX |  | 2 C B |  | VA | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000102458 | XXXXX |  | 35312923 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Insurance coverage is insufficient by $ XXXX based on the loan amount, plus the underlying loan balance. There is no evidence of extended coverage r insurer's estimate of replacement cost provided. |  |  |  | Reviewer Comment (2026-01-02): Cleared, RCE in additional hazard policy.<br>Seller Comment (2026-01-02): Comment from XXXX (XXXX): the subject loan amount is $XXXXand the policy shows coverage of $XXXX. Please clear or advise further | 01/02/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXX | 4000102458 | XXXXX |  | 35312929 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-12-30): Accepted as is. |  |  | 12/30/2025 | 2 B |  | CA | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXX | 4000102458 | XXXXX |  | 35312932 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file is missing a copy of the insurance and tax verification of REO, XXXX |  |  |  | Reviewer Comment (2026-01-05): Provided. Cleared.<br>Seller Comment (2026-01-05): Comment from XXXX (XXXX): Signed CD<br>Reviewer Comment (2026-01-02): The CD is not executed, please provide tax and ins. for this property.<br>Seller Comment (2026-01-02): Comment from XXXX (XXXX): Final CD for concurrent transaction, CD showing PITI | 01/05/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXX | 4000102458 | XXXXX |  | 35312933 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file is missing a copy of the insurance verification for REO, XXXX |  |  |  | Reviewer Comment (2026-01-02): Cleared with hazard policy.<br>Seller Comment (2026-01-02): Comment from XXXX(XXXX): HOI Verification | 01/02/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXX | 4000102458 | XXXXX |  | 35313033 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  | Reviewer Comment (2026-01-05): VVOE provided. Cleared.<br>Seller Comment (2026-01-05): Comment from XXXX (XXXX): VOE<br>Reviewer Comment (2025-12-30): VOE is dated XXXX which is greater than XXXX business days of the Note.<br>Seller Comment (2025-12-30): Comment from XXXX (XXXX): VOE | 01/05/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXX | 4000105198 | XXXXX |  | 35312743 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing. |  |  |  | Reviewer Comment (2025-12-30): Fraud Report received. Exception cleared.<br>Seller Comment (2025-12-30): Comment from XXXX (XXXX): Fraud Report | 12/30/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A | Non QM | N/A | No |
| XXXXX | 4000104350 | XXXXX |  | 35312855 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The Title Policy Amount of $ XXXX is less than the note amount of $ XXXX based on the Commitment in file. |  |  |  | Reviewer Comment (2025-12-29): Client elects to waive |  |  | 12/29/2025 | 2 B |  | GA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000100483 | XXXXX |  | 35319685 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note Addendum - Prepayment not provided |  |  |  |  |  | Reviewer Comment (2026-01-06): Received Note Addendum - Prepayment. Exception cleared.<br>Seller Comment (2026-01-06): Comment from XXXX (XXXX): Note Addendum | 01/06/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C A |  | N/A | Yes |
| XXXXX | 4000105649 | XXXXX |  | 35315702 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | The file was missing a copy of Articles of Organization/Formation |  |  |  | Reviewer Comment (2026-01-06): Received Articles of Organization/Formation. Exception cleared.<br>Seller Comment (2026-01-06): Comment from XXXX (XXXX): articles of formation | 01/06/2026 |  |  | 1 C A |  | MD | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000105649 | XXXXX |  | 35315703 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | The file was missing a copy of Certificate of Good Standing |  |  |  | Reviewer Comment (2026-01-06): Received Certificate of Good Standing. Exception cleared.<br>Seller Comment (2026-01-06): Comment from JXXXX (XXXX): Good Standing | 01/06/2026 |  |  | 1 C A |  | MD | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000105649 | XXXXX |  | 35315706 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | The file was missing a copy of Employer Identification Number (EIN) |  |  |  | Reviewer Comment (2026-01-06): Received Employer Identification Number (EIN). Exception cleared.<br>Seller Comment (2026-01-06): Comment from XXXX (XXXX): EIN | 01/06/2026 |  |  | 1 C A |  | MD | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000105649 | XXXXX |  | 35315708 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | The file was missing a copy of Operating Agreement |  |  |  | Reviewer Comment (2026-01-06): Received Operating Agreement. Exception cleared.<br>Seller Comment (2026-01-06): Comment from XXXX (XXXX): operating agreement | 01/06/2026 |  |  | 1 C A |  | MD | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000105616 | XXXXX |  | 35318809 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-12-30): Received, Clearing.<br>Seller Comment (2025-12-30): Comment from XXXX (XXXX): Prelim | 12/30/2025 |  |  | 1 C A |  | OR | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000104976 | XXXXX |  | 35319618 |  | Credit | Missing Document | General | Missing Document | Missing Document: Donor Check not provided |  | Donor Check is missing for gift funds totaling $ XXXX |  |  |  | Reviewer Comment (2026-01-06): Received Wire Confirmation - Fed Ref Number. Exception cleared.<br>Seller Comment (2026-01-06): Comment from XXXX (XXXX): $XXXX Wire Receipt | 01/06/2026 |  |  | 1 C A |  | CA | Second Home | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000104612 | XXXXX |  | 35318497 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2025-12-31): Finding reported in new exception. | 12/31/2025 |  |  | 1 C A |  | NY | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000104612 | XXXXX |  | 35330455 |  | Credit | Credit | Miscellaneous | Credit | Enhanced Valuation Review Finding |  | The subject property at XXXX , is a recently constructed villa-style condominium built in XXXX. It offers XXXX bedrooms and XXXX baths with XXXX square feet of living area and an unfinished basement. The property is located in a XXXX, resulting in very limited public market data. The appraisal dated XXXX concluded a value of $ XXXX.<br> Our review indicates that the appraised value is not supported by verifiable market evidence. The only publicly confirmed sale in the broader XXXX market is XXXX, which sold on XXXX for $XXXX after being listed at $ XXXX and reduced to $ XXXX before closing. This property is slightly smaller at XXXX square feet and built in XXXX, making it somewhat inferior in age but still the best available indicator of market behavior. The appraisal relied on two private sales within the same condo complex-XXXX and XXXX - both reported at $ XXXX for similar size and layout. However, these transactions cannot be verified online and therefore carry limited weight in a market-supported analysis.<br> The reviewer notes that the average sale price in the XXXX market is well below $ XXXX, and the only verifiable sale suggests significant resistance to pricing near the appraised level. After considering adjustments for age and condition, the reconciled value opinion is $ XXXX, approximately 13 percent below the appraisal. This conclusion reflects a conservative interpretation of available data and acknowledges the lack of transparent, verifiable sales within the subject's immediate community. |  |  |  | Reviewer Comment (2026-01-09): Received, Clearing.<br>Seller Comment (2026-01-09): Comment from XXXX (XXXX): updates | 01/09/2026 |  |  | 1 A |  | NY | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000106720 | XXXXX |  | 35319969 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-12-30): Accepted as is. |  |  | 12/30/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000106720 | XXXXX |  | 35319992 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-12-30): Accepted as is. |  |  | 12/30/2025 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000103981 | XXXXX |  | 35321403 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The Title Policy Amount of $ XXXX is less than the note amount of $ XXXX |  |  |  | Reviewer Comment (2025-12-31): Accepted as is. |  |  | 12/31/2025 | 2 B |  | GA | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000103980 | XXXXX |  | 35320618 |  | Credit | Missing Document | General | Missing Document | Missing Document: Donor Check not provided |  | Missing evidence of gift funds in the amount of $XXXX |  |  |  | Reviewer Comment (2026-01-02): Received, cleared<br>Seller Comment (2026-01-02): Comment from XXXX(XXXX): see attached lox from the underwriter | 01/02/2026 |  |  | 1 C A |  | GA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000103980 | XXXXX |  | 35320620 |  | Credit | Missing Document | General | Missing Document | Missing Document: Donor Check not provided |  | Missing evidence of receipt of gift funds in the amount of $ XXXX. |  |  |  | Reviewer Comment (2026-01-02): Gift was updated to $XXXX per seller<br>Seller Comment (2026-01-02): Comment from XXXX (XXXX): see attached | 01/02/2026 |  |  | 1 C A |  | GA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000103963 | XXXXX |  | 35322277 |  | Credit | Missing Document | General | Missing Document | Missing Document: Donor Check not provided |  | Missing Donor Check for Gift Funds of $ XXXX. |  |  |  | Reviewer Comment (2026-01-06): Received Wire Confirmation. Exception cleared.<br>Seller Comment (2026-01-06): Comment from XXXX (XXXX): gift wire receipt | 01/06/2026 |  |  | 1 C A |  | GA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000103519 | XXXXX |  | 35324077 |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  | XXXX Rent Comparison Schedule is missing. |  |  |  | Reviewer Comment (2026-01-07): Received, Clearing.<br>Seller Comment (2026-01-07): Comment from XXXX (XXXX): XXXX | 01/07/2026 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000103831 | XXXXX |  | 35334727 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Seller is not on title for a minimum of 90 days. Seller took title XXXX for $ XXXX and subject contact executed on XXXX for $ XXXX shy of 42 days of minimum 90 days for seller on title. Lender exception approved. Comp factors FICO XXXX, LTV loser than XXXX%, Fourteen months reserves. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-02): Client elects to waive/regrade with compensating factors. |  |  | 01/02/2026 | 2 B |  | PA | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000104903 | XXXXX |  | 35334703 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-01-05): Accepted as is. |  |  | 01/05/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXXX | 4000105869 | XXXXX |  | 35325021 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-01-06): Clearing based on review coming back within tolerances. | 01/06/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000105869 | XXXXX |  | 35325158 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank XXXX): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  | Reviewer Comment (2026-01-02): Client elects to waive |  |  | 01/02/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000105869 | XXXXX |  | 35325159 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank XXXX): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  | Reviewer Comment (2026-01-02): Client elects to waive |  |  | 01/02/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000105869 | XXXXX |  | 35338262 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-01-02): Client elects to waive |  |  | 01/02/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000107058 | XXXXX |  | 35325536 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank XXXX): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  | Reviewer Comment (2026-01-02): Client elects to waive |  |  | 01/02/2026 | 2 B |  | PA | Investment | Purchase | B A | N/A | N/A | No |
| XXXXX | 4000106722 | XXXXX |  | 35334741 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank XXXX): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-01-05): Accepted as is. |  |  | 01/05/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000107566 | XXXXX |  | 35336885 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-01-06): Clearing based on review coming back within tolerances. | 01/06/2026 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000104155 | XXXXX |  | 35347129 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. XXXX loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-01-06): Accepted as is. |  |  | 01/06/2026 | 2 A |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000104155 | XXXXX |  | 35347131 |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account Statement Missing | RESPA: Initial escrow account statement was not provided to the borrower. |  |  |  |  | Reviewer Comment (2026-01-06): Accepted as is. |  |  | 01/06/2026 | 2 B |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000104155 | XXXXX |  | 35347146 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided) | XXXX Loan: Counseling Disclosure not provided to borrower. |  |  |  |  | Reviewer Comment (2026-01-06): Accepted as is. |  |  | 01/06/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure C B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000104155 | XXXXX |  | 35347147 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Provision) New York Subprime Loan (Provision Increasing Rate After Default) | XXXX Loan: Mortgage loan contains a provision that increases interest rate after default. |  |  |  |  | Reviewer Comment (2026-01-06): Accepted as is. |  |  | 01/06/2026 | 2 B |  | NY | Primary | Purchase | Provide the following: Letter of Explanation, modification of loan terms to remove the provision to increase the interest rate after default and proof of mailing. C B A | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000104155 | XXXXX |  | 35347150 |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | XXXX Loan: APR on subject loan of XXXX % or Final Disclosure APR of XXXX % is in excess of allowable threshold of Prime Mortgage Market Rate XXXX + XXXX %, or XXXX %. Non-Compliant SubPrime Loan. |  |  |  |  | Reviewer Comment (2026-01-06): Accepted as is. |  |  | 01/06/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000104155 | XXXXX |  | 35347151 |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | XXXX Disclosure: Zero Percent Fee Tolerance exceeded for Processing Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX . Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-01-06): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A |  | NY | Primary | Purchase | Final CD evidences Cure B A | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000104155 | XXXXX |  | 35347158 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2026-01-13): Received Signed Final 1003 Application. Exception cleared.<br>Seller Comment (2026-01-13): Comment from XXXX (XXXX): Please see attached<br>Reviewer Comment (2026-01-09): The 1003 provided is not signed or dated.<br>Seller Comment (2026-01-09): Comment from XXXX(XXXX): Please see attached | 01/13/2026 |  |  | 1 C A |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000104752 | XXXXX |  | 35335438 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | XXXX Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated XXXX was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. | Initial Loan Estimate dated XXXX was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. |  |  |  | Reviewer Comment (2026-01-08): XXXX received updated E-sign Consent agreement with eConsent accepted by borrower on XXXX.<br>Seller Comment (2026-01-07): Comment from XXXX (XXXX): EConsent | 01/08/2026 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000104088 | XXXXX |  | 35335573 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2026-01-07): Received E-sign Consent Agreement. Exception cleared.<br>Seller Comment (2026-01-07): Comment from XXXX (XXXX): E-sign Consent Agreement | 01/07/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000104088 | XXXXX |  | 35335678 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank XXXX): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. |  |  |  | Reviewer Comment (2026-01-27): Updated gift letter received<br>Seller Comment (2026-01-27): Comment from XXXX (XXXX): Updated gift letter | 01/27/2026 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to provide updated ATR/QM status C | Non QM | Non QM | Yes |
| XXXXX | 4000104088 | XXXXX |  | 35335679 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Assets | Ability to Repay (Dodd-Frank XXXX): Unable to verify assets using reasonably reliable third-party records. | Gift funds dated post close. |  |  |  | Reviewer Comment (2026-01-27): Updated gift letter received<br>Seller Comment (2026-01-27): Comment from XXXX (XXXX): updated gift letter | 01/27/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000104088 | XXXXX |  | 35335680 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank XXXX): General Ability-to-Repay requirements not satisfied. | Gift funds dated post close. |  |  |  | Reviewer Comment (2026-01-27): Updated gift letter received | 01/27/2026 |  |  | 1 A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000104088 | XXXXX |  | 35335681 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver Test | XXXX Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. |  |  |  | Reviewer Comment (2026-01-14): XXXX received initial CD dated XXXX. | 01/14/2026 |  |  | 1 C A |  | CA | Primary | Purchase | No Defined Cure A | Non QM | Non QM | No |
| XXXXX | 4000104088 | XXXXX |  | 35335683 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | XXXX Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $XXXX exceeds tolerance of $XXXX . $XXXXover legal limit. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $ XXXX exceeds tolerance of $ XXXX. $XXXXover legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-01-14): XXXX received initial CD dated XXXX and COC dated XXXX.<br>Seller Comment (2026-01-13): Comment from XXXX (XXXX): COC and updated disclosed CDs | 01/14/2026 |  |  | 1 C A |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXXX | 4000107101 | XXXXX |  | 35336493 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | Secondary valuation is missing for securitization purposes. |  |  |  | Reviewer Comment (2026-01-06): UCDP with CU of XXXXprovided. Cleared.<br>Seller Comment (2026-01-06): Comment from XXXX (XXXX.): Please see attached | 01/06/2026 |  |  | 1 D A |  | GA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXXX | 4000107101 | XXXXX |  | 35336500 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Documented qualifying Assets for Closing of $ XXXX is less than Cash From Borrower $ XXXX. |  |  |  | Reviewer Comment (2026-01-07): Sufficient funds to close verified with gift of $XXXX<br>Reviewer Comment (2026-01-07): EXCEPTION HISTORY - Exception Explanation was updated on XXXXPRIOR Exception Explanation: Documented qualifying Assets for Closing of $XXXXis less than Cash From Borrower $XXXX. | 01/07/2026 |  |  | 1 C A |  | GA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXXX | 4000107101 | XXXXX |  | 35345994 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. |  | Calculated Available for Reserves of $ XXXX is less than Guideline Available for Reserves of $ XXXX . |  |  |  | Reviewer Comment (2026-01-07): Sufficient funds verified with $XXXXgift<br>Reviewer Comment (2026-01-07): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Calculated Available for Reserves of $XXXXis less than Guideline Available for Reserves of $XXXX.<br>Reviewer Comment (2026-01-07): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Calculated Available for Reserves of $XXXX is less than Guideline Available for Reserves of $XXXX. | 01/07/2026 |  |  | 1 C A |  | GA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXXX | 4000106683 | XXXXX |  | 35336887 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-01-06): Clearing based on review coming back within tolerances. | 01/06/2026 |  |  | 1 C A |  | NY | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000105006 | XXXXX |  | 35336185 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | Provide Articles of Organization as it is missing. |  |  |  | Reviewer Comment (2026-01-06): Received Articles of Organization/Formation. Exception cleared.<br>Seller Comment (2026-01-06): Comment from XXXX (XXXX.): Please see attached | 01/06/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000105006 | XXXXX |  | 35336191 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Provide Certificate of Good Standing as it is missing. |  |  |  | Reviewer Comment (2026-01-06): Sufficient documentation received, exception cleared<br>Seller Comment (2026-01-06): Comment from XXXX (XXXX.): Please see attached | 01/06/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000105006 | XXXXX |  | 35336210 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. | Hazard Insurance Policy Effective Date ___; Disbursement Date: ___; Note Date: ___; Transaction Date: ___ | Provide Hazard Insurance Policy valid at the time of closing. |  |  |  | Reviewer Comment (2026-01-06): PCCD disbursement date XXXX, exception cleared<br>Seller Comment (2026-01-06): Comment from XXXX (XXXX.): Please see attached POST CD, Disbursement date isXXXX | 01/06/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000104811 | XXXXX |  | 35337674 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The file was missing a copy of Fraud Report |  |  |  | Reviewer Comment (2026-01-06): Received Fraud Report. Exception cleared.<br>Seller Comment (2026-01-06): Comment from XXXX (XXXX): Fraud Report | 01/06/2026 |  |  | 1 C A |  | NJ | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000103060 | XXXXX |  | 35341868 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The file is missing a copy of the fraud report. |  |  |  | Reviewer Comment (2026-01-08): Received Fraud Report. Exception cleared.<br>Seller Comment (2026-01-08): Comment from XXXX (XXXX): Fraud Report | 01/08/2026 |  |  | 1 C A |  | IN | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000108743 | XXXXX |  | 35350865 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Certificate of Good standing is missing. |  |  |  | Reviewer Comment (2026-01-07): Received, cleared<br>Seller Comment (2026-01-07): Comment from XXXX (XXXX): Cert of good standing | 01/07/2026 |  |  | 1 C A |  | IL | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000108743 | XXXXX |  | 35350891 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Corporate Resolution is not signed. |  |  |  | Reviewer Comment (2026-01-07): Corporate resolution is not applicable | 01/07/2026 |  |  | 1 C A |  | IL | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000108743 | XXXXX |  | 35350907 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | Operating agreement is not signed. |  |  |  | Reviewer Comment (2026-01-14): Received Operating Agreement. Exception cleared.<br>Seller Comment (2026-01-14): Comment from XXXX (XXXX): signed operating agreement<br>Reviewer Comment (2026-01-11): Received an Unsigned Operating agreement for the borrowing entity, XXXX Please provide signed copy of Operating agreement for the XXXX. Exception remains.<br>Seller Comment (2026-01-09): Comment from XXXX (XXXX): signed operating agreement<br>Reviewer Comment (2026-01-08): The operating agreement received is not for the borrowing entity,XXXX<br>Seller Comment (2026-01-08): Comment from XXXX (XXXX): signed operating agreement | 01/14/2026 |  |  | 1 C A |  | IL | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000108743 | XXXXX |  | 35350920 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The note must be signed as members and as individuals. |  |  |  | Reviewer Comment (2026-01-07): Guaranty agreement is on file | 01/07/2026 |  |  | 1 C A |  | IL | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000107145 | XXXXX |  | 35348072 |  | Credit | Investment Product | General | Investment Product | REO property does not have a lease in place and required by guidelines. |  | Lease Agreement is missing in file. |  |  |  | Reviewer Comment (2026-01-08): Received Vacation Rental Income Statement. Exception cleared.<br>Seller Comment (2026-01-07): Comment from Purchasing Team (XXXX.): RENTAL INFO | 01/08/2026 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000107145 | XXXXX |  | 35348079 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing in file. |  |  |  | Reviewer Comment (2026-01-07): Received Business Purpose Certificate. Exception cleared.<br>Seller Comment (2026-01-07): Comment from XXXX (XXXX): BUSINESS CERT | 01/07/2026 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000106116 | XXXXX |  | 35348481 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-01-07): Clearing based on review coming back within tolerances. | 01/07/2026 |  |  | 1 C A |  | AZ | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000106351 | XXXXX |  | 35351389 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report is missing for both borrowers. |  |  |  | Reviewer Comment (2026-01-13): Received Fraud Report. Exception cleared.<br>Seller Comment (2026-01-13): Comment from XXXX(XXXX): Fraud Report | 01/13/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000107719 | XXXXX |  | 35351269 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided) | XXXX Loan: Counseling Disclosure not provided to borrower. | Counseling Disclosure not provided to borrower |  |  |  | Reviewer Comment (2026-01-07): Accepted as is. |  |  | 01/07/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure B A | Non QM | Non QM | No |
| XXXXX | 4000107719 | XXXXX |  | 35351270 |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Greater than 3 Year ARM Non-Compliant | XXXX Loan: APR on subject loan of XXXX% is in excess of allowable threshold of XXXX Market Rate XXXX % + XXXX %, or XXXX %. Non-Compliant SubPrime Loan. | PR on subject loan of XXXX % is in excess of allowable threshold of XXXX Mortgage Market Rate XXXX % + XXXX %, or XXXX%. Non-Compliant SubPrime Loan. |  |  |  | Reviewer Comment (2026-01-07): Accepted as is. |  |  | 01/07/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B | Non QM | Non QM | Yes |
| XXXXX | 4000106951 | XXXXX |  | 35358930 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing |  |  |  | Reviewer Comment (2026-01-13): Received Fraud Report. Exception cleared.<br>Seller Comment (2026-01-12): Comment from XXXX (XXXX): Fraud Report | 01/13/2026 |  |  | 1 C A |  | NJ | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXX | 4000106951 | XXXXX |  | 35363199 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank XXXX): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2026-01-08): Accepted as is. |  |  | 01/08/2026 | 2 B |  | NJ | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXX | 4000106007 | XXXXX |  | 35357782 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary Title policy does not list coverage amount. |  |  |  | Reviewer Comment (2026-01-08): Accepted as is. |  |  | 01/08/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000109896 | XXXXX |  | 35468921 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-01-15): Clearing based on review coming back within tolerances. | 01/15/2026 |  |  | 1 A |  | MD | Investment | Purchase | A |  | N/A | No |
| XXXXX | 6000103771 | XXXXX |  | 35452069 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | Reviewer Comment (2025-09-24): Final SS.<br>Buyer Comment (2025-09-24): Attached is the Final SS. | 09/24/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 6000103917 | XXXXX |  | 35452126 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | All liens and judgments are required to be paid prior to or at closing. |  |  |  | Reviewer Comment (2025-12-02): Fraud report shows cleared red flag for outstanding liens and judgments, exception cleared.<br>Reviewer Comment (2025-11-25): Proof with Satisfied / Released date for the judgement $XXXXis required. Exception remains.<br>Buyer Comment (2025-11-24): XXXXand XXXX Xactus documents evidence that neither borrower has any outstanding judgements. | 12/02/2025 |  |  | 1 B A |  | FL | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 6000103835 | XXXXX |  | 35452139 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower is currently living rent free with someone other than a spouse. This does not meet the guidelines. File is missing underwriter discretion documentation allowing for the guideline exception. |  |  |  | Reviewer Comment (2025-12-03): Received 1008 with comment. Exception Cleared.<br>Buyer Comment (2025-12-01): uw discretion | 12/03/2025 |  |  | 1 C A |  | NY | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 6000103769 | XXXXX |  | 35452142 |  | Credit | Documents | Missing Document | Documents | File does not contain documentation from lender/seller confirming the condo is warrantable. |  | File does not contain documentation from lender/seller confirming the condo is warrantable. |  |  |  | Reviewer Comment (2025-12-03): Received Condo Review Form. Exception Cleared.<br>Buyer Comment (2025-12-01): Condo project approval | 12/03/2025 |  |  | 1 C A |  | FL | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXX | 6000103896 | XXXXX |  | 35452186 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Appraiser stated the subject property was listed as of XXXX for $XXXX . Provide evidence of the most recent list price along with evidence the listing was cancelled prior to the Note date. The lower of the appraised value or most recent list price will be used to determine the LTV. |  |  |  | Reviewer Comment (2025-12-12): Provided listing history which was removed before note date of XXXX Listing price was $XXXXwhich is higher than the appraised value of $XXXX. Exception cleared.<br>Buyer Comment (2025-12-10): listing history | 12/12/2025 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 6000103877 | XXXXX |  | 35452188 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Missing final HUD-1 / Closing Disclosure / Closing Statement for subject transaction. |  |  |  | Reviewer Comment (2025-12-12): Final Closing Statement received and verified the details. Exception Cleared.<br>Buyer Comment (2025-12-10): final SS | 12/12/2025 |  |  | 1 C A |  | WA | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXXX | 6000103877 | XXXXX |  | 35452189 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-12-12): Received Title Final in the file with updated policy coverage amount in the file. Exception Cleared. | 12/12/2025 |  |  | 1 A |  | WA | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXXX | 6000103877 | XXXXX |  | 35452190 |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | Missing HUD-1 or closing statement verifying proceeds transfer of $ XXXX disclosed on the estimated settlement statement for the subject property. |  |  |  | Reviewer Comment (2025-12-12): Received Closing Statement for the secured loan proceeds transfer in the file. Exception Cleared.<br>Buyer Comment (2025-12-10): XXXX | 12/12/2025 |  |  | 1 C A |  | WA | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXXX | 6000103877 | XXXXX |  | 35452191 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2025-12-12): Received Title Final in the file with updated policy coverage amount in the file. Exception Cleared.<br>Buyer Comment (2025-12-10): Final Title | 12/12/2025 |  |  | 1 B A |  | WA | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXXX | 6000103877 | XXXXX |  | 35452192 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Provide letter of explanation from the borrower for the recent listing of the subject property. |  |  |  | Reviewer Comment (2025-12-12): Letter of explanation from the borrower for the recent listing of the subject property received and verified the details. Exception Cleared.<br>Buyer Comment (2025-12-10): loe | 12/12/2025 |  |  | 1 C A D |  | WA | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXXX | 6000103877 | XXXXX |  | 35452193 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | UW discretion required for borrower living rent free with someone other than a spouse. |  |  |  | Reviewer Comment (2025-12-12): Updated 1008 received with UW discretion for borrower living rent free. Exception Cleared.<br>Buyer Comment (2025-12-10): UW discretion | 12/12/2025 |  |  | 1 C A |  | WA | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXXX | 6000103899 | XXXXX |  | 35452195 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow use of appraised value for LTV calculation purposes on rate/term refinance for permanent financing of a construction loan on property owned less than 12 months from application date. | The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of XXXX is greater than the minimum required DSCR of 1 | SitusAMC,Originator Pre-Close | Reviewer Comment (2025-12-09): Waived with compensating factors per lender exceptions approval at origination. |  |  | 12/09/2025 | 2 B |  | TX | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| XXXXX | 6000103894 | XXXXX |  | 35452211 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  | DSCR less than guideline requirement due to Property taxes are approved at $ XXXX per month calculated is $XXXX |  |  |  | Reviewer Comment (2025-12-16): Tax amount updated. Exception Cleared<br>Buyer Comment (2025-12-12): tax estimator<br>Buyer Comment (2025-12-12): tax loe | 12/16/2025 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 6000103894 | XXXXX |  | 35452212 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Missing final, estimated was provided. |  |  |  | Reviewer Comment (2025-12-16): Closing statement received. Exception Cleared<br>Buyer Comment (2025-12-12): final SS | 12/16/2025 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 6000103916 | XXXXX |  | 35452216 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Other Includes Insurance Costs | XXXX Disclosure - Projected Payments Estimated Taxes, Insurance, & Assessments: Final Closing Disclosure provided on XXXX disclosed whether insurance is included in escrow in incorrect section. Creditor disclosed insurance cost to consumer in "Other" section where regulation requires insurance to be disclosure under "Homeowner's Insurance" section. Disclosure requirement met, non-material exception for incorrect format/placement. |  |  |  |  | Reviewer Comment (2025-11-28): XXXX received Letter of Explanation & Corrected CD<br>Buyer Comment (2025-11-26): LOE for the correct CD and email stating the borrower signed in office.<br>Reviewer Comment (2025-11-18): XXXX received Corrected CD. Missing LOE to borrower which accompanied the PCCD to finalize the cure.<br>Buyer Comment (2025-11-17): Corrected CD to reflect hazard and hurricane insurance under Insurance vs. hurricane as Other.<br>Reviewer Comment (2025-11-06): The exception was regraded to EV2-B as the Hurricane Insurance is being disclosed to the consumer, just in the incorrect line item as it should be part of Homeowners Insurance, but instead was disclosed under Other.The amounts to be considered under the "Homeowner's Insurance" category are "Premiums or other charges for insurance against loss of or damage to property, or against liability arising out of the ownership or use of property…" (§XXXX(b)(8)). On theXXXXwebinar hosted by the XXXX, it was clarified Flood Insurance (as example flood ins) (would be placed within the Homeowner's Insurance category of the Estimated Taxes, Insurance & Assessments section as it would fall into the definition provided above. The commentary to XXXX(c)(4)(iv)-2 then states:"Amounts paid by the creditor using escrow account funds. Section XXXX(c)(4)(iv) requires the creditor to disclose an indication of whether the amounts disclosed pursuant to § XXXX(c)(4)(ii) will be paid by the creditor using escrow account funds. If the amount disclosed pursuant to § XXXX(c)(4)(ii) requires the creditor to disclose a description of more than one amount and only some of those amounts will be paid by the creditor using escrow account funds, the creditor may indicate that only some of those amounts will be paid using escrow account funds, such as by using the word "some." As a result, the disclosure of "Some" next to the "Homeowner's Insurance" description would be accurate given that the flood portion of the Homeowner's Insurance will be escrowed while the Hazard Insurance will not be. As stated above, given the disclosure was made to the consumer but just on the incorrect line item, we have regraded to EV2-B accordingly.<br>Buyer Comment (2025-11-05): Hurricane Insurance is listed as "other" in the Estimated Taxes, Insurance & Assessments due to being a separate policy from general home insurance and cannot be lumped together. |  | XXXXX |  | 2 B |  | HI | Primary | Purchase | Good Faith Redisclosure B A | Non QM | Non QM | No |
| XXXXX | 6000103901 | XXXXX |  | 35452225 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | HUD/CD is missing in the file |  |  |  | Reviewer Comment (2025-12-26): Received Closing Statement is for subject property. Exception Cleared.<br>Buyer Comment (2025-12-23): Final SS | 12/26/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 6000103850 | XXXXX |  | 35452227 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The Non-Owner Occupancy Declaration is incomplete as Section 4A is missing the principal residence address. |  |  |  | Reviewer Comment (2025-11-13): Received updated document.<br>Buyer Comment (2025-11-12): Non-Owner | 11/13/2025 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | C A | Exempt from ATR | N/A | No |
| XXXXX | 6000103850 | XXXXX |  | 35452228 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | The file is missing mortgage statement and tax verification for the XXXX property. |  |  |  | Reviewer Comment (2025-11-13): Received FPL showing tax and insurance escrowed.<br>Buyer Comment (2025-11-12): FPL | 11/13/2025 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | C A | Exempt from ATR | N/A | No |
| XXXXX | 6000103867 | XXXXX |  | 35452230 |  | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1 |  | Estimated Provided |  |  |  | Reviewer Comment (2025-12-31): Executed Closing Statement received and verified the details. Exception Cleared.<br>Buyer Comment (2025-12-29): Final SS<br>Reviewer Comment (2025-12-26): Received Closing Statement is not for subject property. Exception Remains.<br>Buyer Comment (2025-12-23): final SS | 12/31/2025 |  |  | 1 D A |  | VA | Investment | Purchase | D A |  | N/A | No |
| XXXXX | 6000103815 | XXXXX |  | 35468599 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-01-13): Client elects to waive |  |  | 01/13/2026 | 2 A |  | CA | Primary | Refinance - Cash-out - Other | A | Non QM | Exempt from ATR | No |
| XXXXX | 6000103832 | XXXXX |  | 35452269 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | Texas Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. Although the loan file contains the T-42 Endorsement, there is no evidence the Title Policy includes the Texas T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  | Reviewer Comment (2025-12-04): Endorsement received, exception cleared.<br>Buyer Comment (2025-12-02): Please see the attached breakdown from title for the endorsements. | 12/04/2025 |  |  | 1 B A |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation D A C | Non QM | Exempt from ATR | No |
| XXXXX | 6000103832 | XXXXX |  | 35452270 |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender) | Texas Constitution Section 50(a)(6): Acknowledgment of the Fair Market Value not properly executed by the Lender. | Acknowledgment of the Fair Market Value not signed |  |  |  | Reviewer Comment (2025-12-03): Updated Document received and verified. Exception cleared.<br>Buyer Comment (2025-12-02): Please see attached | 12/03/2025 |  |  | 1 C A D |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents, (AFMV signed by the lender), and obtain an executed copy; OR (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. C | Non QM | Exempt from ATR | No |
| XXXXX | 6000103832 | XXXXX |  | 35452271 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Please provide evidence that the CPA is duly licensed or certified. |  |  |  | Reviewer Comment (2025-12-03): PTIN Document received and verified. Exception cleared.<br>Buyer Comment (2025-12-01): Please find name confirmation of XXXX on PTIN website. Thank you. | 12/03/2025 |  |  | 1 C A |  | TX | Primary | Refinance - Cash-out - Other | D A C | Non QM | Exempt from ATR | No |
| XXXXX | 6000103832 | XXXXX |  | 35468660 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-01-13): Client elects to waive |  |  | 01/13/2026 | 2 A |  | TX | Primary | Refinance - Cash-out - Other | D A C | Non QM | Exempt from ATR | No |
| XXXXX | 6000103814 | XXXXX |  | 35452282 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  |  |  |  |  | Reviewer Comment (2025-12-03): Purchase Agreement / Sales Contract document received and verified. Exception cleared.<br>Buyer Comment (2025-12-01): Agreement attached | 12/03/2025 |  |  | 1 D A |  | NJ | Primary | Purchase | D A | Non QM | Exempt from ATR | No |
| XXXXX | 6000103814 | XXXXX |  | 35468886 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-01-13): Accepted as is. |  |  | 01/13/2026 | 2 A |  | NJ | Primary | Purchase | D A | Non QM | Exempt from ATR | No |
| XXXXX | 6000103814 | XXXXX |  | 35468887 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | The loan is missing a lease agreement or 1007 in order to utilize rental income on REO |  |  |  | Reviewer Comment (2026-01-16): Per guidelines - The qualifying rental income will be gross rents x XXXX% (XXXX% vacancy factor) permitted to be verified with XXXX Rent Zestimate which is in the file | 01/16/2026 |  |  | 1 A |  | NJ | Primary | Purchase | Lender to provide updated ATR/QM status D | Non QM | Exempt from ATR | No |
| XXXXX | 6000103814 | XXXXX |  | 35468888 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - REO 25% Method | Ability to Repay (Dodd-Frank 2014): Unable to verify Real Estate Owned income (XXXX % Method) using reasonably reliable third-party records. | The loan is missing a lease agreement or 1007 in order to utilize rental income on REO |  |  |  | Reviewer Comment (2026-01-16): Per guidelines - The qualifying rental income will be gross rents x XXXX% (XXXX% vacancy factor) permitted to be verified with XXXX Rent Zestimate which is in the file | 01/16/2026 |  |  | 1 A |  | NJ | Primary | Purchase | D A | Non QM | Exempt from ATR | No |
| XXXXX | 6000103814 | XXXXX |  | 35468891 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | The loan is missing a lease agreement or 1007 in order to utilize rental income on REO |  |  |  | Reviewer Comment (2026-01-16): Per guidelines - The qualifying rental income will be gross rents x XXXX% (XXXX% vacancy factor) permitted to be verified with XXXX Rent Zestimate which is in the file | 01/16/2026 |  |  | 1 A |  | NJ | Primary | Purchase | D A | Non QM | Exempt from ATR | No |
| XXXXX | 6000103913 | XXXXX |  | 35452289 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided. |  | XXXX not provided for appraisal dated XXXX from XXXX. |  |  |  | Reviewer Comment (2025-12-01): Exception Clear - 442 received and condition for repair has been met.<br>Buyer Comment (2025-11-26): The XXXXAppraisal is subject to the Kitchen being approved, the XXXX Appraisal is subject to the Kitchen being removed and the Final inspection in the file reflects that it was removed. | 12/01/2025 |  |  | 1 C A |  | SC | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 6000103883 | XXXXX |  | 35468922 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-01-13): Accepted as is. |  |  | 01/13/2026 | 2 A |  | FL | Primary | Refinance - Cash-out - Other | A | Non QM | Exempt from ATR | No |
| XXXXX | 6000103817 | XXXXX |  | 35452302 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2025-12-05): E-sign Consent Agreement received and verified. Exception cleared.<br>Buyer Comment (2025-12-03): Please find E-Sign attached. Thank you. | 12/05/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXX | 6000103817 | XXXXX |  | 35452304 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ | Hazard Insurance Policy Effective Date is after the later of the note or transaction date. |  |  |  | Reviewer Comment (2025-12-05): Revalidated documents received and verified. Exception cleared.<br>Buyer Comment (2025-12-03): Policy effective date is the same as disbursement which is permitted per XXXX guidelines. Please clear. | 12/05/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXX | 6000103817 | XXXXX |  | 35452305 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | HOI coverage is insufficient by $XXXX. Provide verification of policy with sufficient coverage OR provide copy of insurer's replacement cost estimate supporting current coverage amount. |  |  |  | Reviewer Comment (2025-12-05): Updated documents received and verified. Exception cleared.<br>Buyer Comment (2025-12-03): Please find dec page with 100% replacement cost coverage. | 12/05/2025 |  |  | 1 C A |  | TX | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXX | 6000103817 | XXXXX |  | 35469038 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-01-13): Client elects to waive |  |  | 01/13/2026 | 2 A |  | TX | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXX | 6000103828 | XXXXX |  | 35469191 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-01-13): Client elects to waive |  |  | 01/13/2026 | 2 A |  | FL | Primary | Refinance - Cash-out - Other | A | Non QM | Exempt from ATR | No |
| XXXXX | 6000103907 | XXXXX |  | 35469259 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-01-13): Client elects to waive |  |  | 01/13/2026 | 2 A |  | TX | Primary | Purchase | A | Non QM | Exempt from ATR | No |
| XXXXX | 6000103804 | XXXXX |  | 35469272 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-01-13): Client elects to waive |  |  | 01/13/2026 | 2 A |  | NJ | Primary | Refinance - Cash-out - Other | A | Non QM | Exempt from ATR | No |
| XXXXX | 6000103839 | XXXXX |  | 35452346 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $-XXXX exceeds tolerance of $-XXXX. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $-XXXX exceeds tolerance of $-XXXX. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-12-09): XXXX received COC dated XXXX for rate lock.<br>Buyer Comment (2025-12-08): Please See Attached COC | 12/09/2025 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Exempt from ATR | No |
| XXXXX | 6000103839 | XXXXX |  | 35469320 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-01-13): Client elects to waive |  |  | 01/13/2026 | 2 A |  | FL | Primary | Refinance - Cash-out - Other | C A | Non QM | Exempt from ATR | No |
| XXXXX | 6000103790 | XXXXX |  | 35452357 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-12-11): Insurance and Tax Verification document received and associated. Exception Cleared.<br>Buyer Comment (2025-12-09): XXXX HOI<br>Buyer Comment (2025-12-09): XXXX Tax cert | 12/11/2025 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | C A | Exempt from ATR | N/A | No |
| XXXXX | 6000103790 | XXXXX |  | 35452358 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-12-15): Insurance is available.<br>Buyer Comment (2025-12-11): XXXXpg XXXXreports XXXXHOI<br>Reviewer Comment (2025-12-11): Hazard insurance document is missing. - Exception remains.<br>Buyer Comment (2025-12-09): XXXX HOI<br>Buyer Comment (2025-12-09): XXXX Tax<br>Buyer Comment (2025-12-09): revised REO with correct address of XXXX this was a typo on the original 1003. | 12/15/2025 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | C A | Exempt from ATR | N/A | No |
| XXXXX | 6000103790 | XXXXX |  | 35452359 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-12-11): Insurance Verification and Tax Verification document received and associated. Exception Cleared.<br>Buyer Comment (2025-12-09): XXXX Loop Tax<br>Buyer Comment (2025-12-09): XXXX HOI i | 12/11/2025 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | C A | Exempt from ATR | N/A | No |
| XXXXX | 6000103860 | XXXXX |  | 35469490 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-01-13): Client elects to waive |  |  | 01/13/2026 | 2 A |  | FL | Primary | Purchase | A | Non QM | Exempt from ATR | No |
| XXXXX | 6000103871 | XXXXX |  | 35452380 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing Insurance Verification for REO. |  |  |  | Reviewer Comment (2025-12-12): Property is vacant lot, no insurance. Exception cleared.<br>Buyer Comment (2025-12-10): XXXX is a vacant lot. No insurance required. | 12/12/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A | Exempt from ATR | N/A | No |
| XXXXX | 6000103886 | XXXXX |  | 35452381 |  | Property | Valuation | Valuation Issue | Valuation | The desk review has a effective date that is other than what the appraisal effective date is. The desk review should have the same effective date as the appraisal |  |  |  |  |  | Reviewer Comment (2025-12-12): Re-validated Field Review. Exception cleared.<br>Buyer Comment (2025-12-10): XXXX& XXXXfield review are reporting the appraisal effective date XXXX. XXXXappraisal effective date is XXXX5. The dates are accurate | 12/12/2025 |  |  | 1 C A |  | NY | Investment | Purchase | C A | Exempt from ATR | N/A | No |
| XXXXX | 6000103886 | XXXXX |  | 35452383 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Account Statements are missing for Account# XXXX. |  |  |  | Reviewer Comment (2025-12-18): Per the XXXX borrower was operating from account ending with XXXXand XXXX then later switched to only one XXXX account. 12 months statement available. Exception Cleared<br>Buyer Comment (2025-12-16): A total of three separate bank accounts were used to qualify. So, what you have is correct. For XXXX XXXX with XXXX was utilized, for XXXX acct #XXXXalso with XXXX was utilized & for XXXX XXXX with XXXX was utilized. If you total the mths up with all XXXXacct's the income is correct. Per XXXXguidelines multiple business bank accounts are acceptable to be used to qualify. Thank you.<br>Reviewer Comment (2025-12-12): Bank statements for the months of XXXX, XXXXand XXXXof account #XXXXare missing as per income calculation worksheet. Exception remains.<br>Buyer Comment (2025-12-10): XXXX& XXXXare the only #XXXXused for income calculation. | 12/18/2025 |  |  | 1 C A |  | NY | Investment | Purchase | C A | Exempt from ATR | N/A | No |
| XXXXX | 6000103886 | XXXXX |  | 35452384 |  | Credit | Missing Document | General | Missing Document | Missing Document: Account Statements - Business not provided |  | Account Statements are missing for Account# XXXX. |  |  |  | Reviewer Comment (2025-12-18): Per the LOX borrower was operating from account ending with XXXXand XXXXthen later switched to only one XXXX XXXX account. XXXXmonths statement available. Exception Cleared<br>Buyer Comment (2025-12-16): A total of three separate bank accounts were used to qualify. So, what you have is correct. For XXXX acct #XXXXwith XXXX was utilized, for XXXX acct #XXXXalso with XXXX was utilized & for XXXX acct #XXXXwith XXXX was utilized. If you total the mths up with all XXXX acct's the income is correct. Per XXXXXXX guidelines multiple business bank accounts are acceptable to be used to qualify. Thank you.<br>Reviewer Comment (2025-12-12): Bank statements for the months of XXXX, XXXXand XXXXof account #XXXXare missing as per income calculation worksheet. Exception remains.<br>Buyer Comment (2025-12-10): XXXX& XXXXare the only #XXXX used for income calculation. | 12/18/2025 |  |  | 1 C A |  | NY | Investment | Purchase | C A | Exempt from ATR | N/A | No |
| XXXXX | 6000103886 | XXXXX |  | 35452385 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Missing bank statement, address in asset exception. |  |  |  | Reviewer Comment (2025-12-15): Borrower received $XXXX from other property. $XXXXwas kept for cash to close for subject property and $XXXXprovided to borrower as per HUD, exception cleared.<br>Buyer Comment (2025-12-11): Please see wire confirmation to title with copy of Note of 2nd taken out for reserves. | 12/15/2025 |  |  | 1 C A |  | NY | Investment | Purchase | C A | Exempt from ATR | N/A | No |
| XXXXX | 6000103813 | XXXXX |  | 35469533 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-01-13): Client elects to waive |  |  | 01/13/2026 | 2 A |  | FL | Primary | Refinance - Cash-out - Other | A | Non QM | Exempt from ATR | No |
| XXXXX | 6000103858 | XXXXX |  | 35452390 |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  | Verification of Non - US Citizen Status required. Email provided explaining Borrower's is pending with USCIS based on processing time. |  |  |  | Reviewer Comment (2025-12-16): I-XXXXform in file for renewal.<br>Buyer Comment (2025-12-12): I-XXXX | 12/16/2025 |  |  | 1 C A |  | PA | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXX | 6000103858 | XXXXX |  | 35469559 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-01-13): Client elects to waive |  |  | 01/13/2026 | 2 A |  | PA | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXX | 6000103882 | XXXXX |  | 35469595 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-01-13): Client elects to waive |  |  | 01/13/2026 | 2 A |  | SC | Primary | Purchase | A | Non QM | Exempt from ATR | No |
| XXXXX | 6000103766 | XXXXX |  | 35452408 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | Calculated PITIA months reserves of XXXX is less than Guideline PITIA months reserves of XXXX. Lender approved exception to allow reserves below minimum due to increased closing costs for which UW was not notified of the changes. | Borrower has been employed in the same industry for more than 5 years.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>Borrower has verified disposable income of at least $2500.00. | Borrower has been employed in the same industry for more than 5 years.<br>DTI: XXXX% <br> Guideline Maximum DTI: 50.00000%<br>Borrower has verified disposable income of at least $XXXX. | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2025-12-18): Waived with compensating factors per lender exceptions approval at origination |  |  | 12/18/2025 | 2 B |  | AZ | Primary | Refinance - Rate/Term | C B A | Non QM | Exempt from ATR | No |
| XXXXX | 6000103766 | XXXXX |  | 35452409 |  | Credit | Credit | Credit Documentation | Guideline | The Verification of Rent (VOR) / Verification of Mortgage (VOM) is required and was not found in file. |  | Unable to verify full 12 months' housing history for primary residence. Please provide bank statements, canceled checks, a payment history disclosing timely payments, or a letter from the property owner disclosing living status for the XXXXX residence. |  |  |  | Reviewer Comment (2025-12-26): Verification of rent provided and associated. Exception cleared<br>Buyer Comment (2025-12-23): Rent payment history<br>Reviewer Comment (2025-12-23): Received Verification of Mortgaged are already provided in file. Evidence rent $XXXXof prior primary property "XXXX is required to verify complete XXXXmonths housing history. Exception remains.<br>Buyer Comment (2025-12-19): VOM<br>Buyer Comment (2025-12-19): payment<br>Buyer Comment (2025-12-19): lease | 12/26/2025 |  |  | 1 C A |  | AZ | Primary | Refinance - Rate/Term | C B A | Non QM | Exempt from ATR | No |
| XXXXX | 6000103766 | XXXXX |  | 35469631 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-01-13): Client elects to waive |  |  | 01/13/2026 | 2 A |  | AZ | Primary | Refinance - Rate/Term | C B A | Non QM | Exempt from ATR | No |
| XXXXX | 6000103864 | XXXXX |  | 35452424 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The file is missing the OFAC report for the Trust. |  |  |  | Reviewer Comment (2025-12-24): Fraud alert summary.<br>Buyer Comment (2025-12-22): fraud summary | 12/24/2025 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Exempt from ATR | No |
| XXXXX | 6000103864 | XXXXX |  | 35469717 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-01-13): Client elects to waive |  |  | 01/13/2026 | 2 A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Exempt from ATR | No |
| XXXXX | 6000103895 | XXXXX |  | 35452426 |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXXX exceeds tolerance of $XXXX plus XXXX % or $XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Recording Fee increased to $XXXX without a valid change of circumstance and cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-12-09): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A |  | CA | Second Home | Refinance - Cash-out - Other | Final CD evidences Cure A | Non QM | Exempt from ATR | No |
| XXXXX | 6000103895 | XXXXX |  | 35469749 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-01-13): Client elects to waive |  |  | 01/13/2026 | 2 A |  | CA | Second Home | Refinance - Cash-out - Other | A | Non QM | Exempt from ATR | No |
| XXXXX | 6000103782 | XXXXX |  | 35452430 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Please provide a complete Condo Review Form. The one in the file did not disclose all the information. |  |  |  | Reviewer Comment (2025-12-24): Codo Review Form document received and associated. Exception Cleared.<br>Buyer Comment (2025-12-22): project approval | 12/24/2025 |  |  | 1 C A D |  | CA | Primary | Purchase | D A | Non QM | Exempt from ATR | No |
| XXXXX | 6000103782 | XXXXX |  | 35469778 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-01-13): Client elects to waive |  |  | 01/13/2026 | 2 A |  | CA | Primary | Purchase | D A | Non QM | Exempt from ATR | No |
| XXXXX | 4000108828 | XXXXX |  | 35470804 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. |  |  |  | Reviewer Comment (2026-02-25): Lender exception to use attorney license, paystub and tax returns for proof of self employment, cleared<br>Seller Comment (2026-02-25): Comment from XXXX (XXXX): Exception<br>Reviewer Comment (2026-02-19): Missing dated verification of consulting schedule C business. VVOE on file for wages however, third party verification is required for schedule C<br>Seller Comment (2026-02-19): Comment from XXXX (XXXX): This isn't an IO product. Please see lock<br>Buyer Comment (2026-02-19): Comment from XXXX (XXXX): Please see previous uploaded<br>Reviewer Comment (2026-01-14): Failing due to open verification of income for borrower 3 for the consulting income.<br>Seller Comment (2026-01-13): Comment from XXXX (XXXX): Proof that the appraisal was sent to the borrower | 02/25/2026 |  |  | 1 B A C |  | CA | Second Home | Purchase | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| XXXXX | 4000108828 | XXXXX |  | 35470805 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - Schedule C Test | Ability-to-Repay (Dodd-Frank 2014): Unable to verify current Sole Proprietorship status using reasonably reliable third-party records. | Unable to verify current Sole Proprietorship status using reasonably reliable third-party records. |  |  |  | Reviewer Comment (2026-02-25): Lender exception approved<br>Reviewer Comment (2026-02-19): Please submit online via XXXX online seller portal for a formal review. Exception remains. (XXXX)<br>Seller Comment (2026-02-19): Comment from XXXX (XXXX): The borrower works for the same company and does XXXX please see attached LOE, returns & XXXX.<br>Reviewer Comment (2026-02-19): Missing dated verification of XXXX schedule C business. VVOE on file for wages however, third party verification is required for schedule C<br>Buyer Comment (2026-02-19): Comment from XXXX (XXXX): This is a copy of the borrowers license and we have VOE in the file date prior to NOTE. The borrower is XXXXX<br>Reviewer Comment (2026-02-19): No date on the attorney general letter. ATR requires verification be pre note signing.<br>Seller Comment (2026-02-19): Comment from XXXX (XXXX): Please see attached attorney license and we also have VOES from them as well as paystubs and it does confirmXXXX on the VOE. | 02/25/2026 |  |  | 1 C A |  | CA | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000108828 | XXXXX |  | 35470808 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | General Ability-to-Repay requirements not satisfied. |  |  |  | Reviewer Comment (2026-02-25): Lender exception approved | 02/25/2026 |  |  | 1 A |  | CA | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000108828 | XXXXX |  | 35470826 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy amount is blank |  |  |  | Reviewer Comment (2026-01-13): Accepted as is. |  |  | 01/13/2026 | 2 B |  | CA | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000108828 | XXXXX |  | 35471320 |  | Credit | Missing Document | General | Missing Document | Missing Document: Donor Check not provided |  | Provide evidence of receipt of gift funds in the amount of $XXXX, dated prior to closing. |  |  |  | Reviewer Comment (2026-01-23): Received, Clearing.<br>Seller Comment (2026-01-22): Comment from XXXX (XXXX): Please refer to post CD and escrow receipt to confirm gift the actual gift amount is XXXXwhich is less than the actual gift letter, the borrower didn't need the total amount. Please have this revisited<br>Reviewer Comment (2026-01-13): Final 1003 reflects Gift Funds of $XXXXand Gift Letter is also available in the file for $XXXX. Please provide Donor check or Wire Confirmation. Exception remains.<br>Seller Comment (2026-01-13): Comment from XXXX (XXXX): Cash to close, please refer to breakdown on CD | 01/23/2026 |  |  | 1 C A |  | CA | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000110313 | XXXXX |  | 35475045 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | File did not contain an estimated cost from insurer. Calculations are based on XXXX % of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost the purchase price) using agency calculation methods. Coverage is insufficient at $XXXX. |  |  |  | Reviewer Comment (2026-01-19): Received Increased Cost Endorsement confirming that the addtional coverage of XXXX% is included in the Hazard Insurance Policy. Hence shortfall is XXXX. Exception cleared.<br>Seller Comment (2026-01-19): Comment from XXXX (XXXX.): Policies have the increased cost endorsement. | 01/19/2026 |  |  | 1 C A |  | NC | Investment | Refinance - Rate/Term | C B A | N/A | N/A | No |
| XXXXX | 4000110313 | XXXXX |  | 35475053 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-01-14): Accepted as is. |  |  | 01/14/2026 | 2 B |  | NC | Investment | Refinance - Rate/Term | C B A | N/A | N/A | No |
| XXXXX | 4000110317 | XXXXX |  | 35476700 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-01-14): Accepted as is. |  |  | 01/14/2026 | 2 B |  | NC | Investment | Refinance - Rate/Term | C B A | N/A | N/A | No |
| XXXXX | 4000110317 | XXXXX |  | 35476716 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | The file did not contain an estimated cost to replace from insurer. Calculations are based on XXXX % of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost, the purchase price) using agency calculation methods. Coverage is insufficient by $XXXX |  |  |  | Reviewer Comment (2026-01-19): Received Increased Cost Endorsement confirming that the additional coverage of XXXX% is included in the Hazard Insurance Policy. Hence shortfall is XXXX. Exception cleared.<br>Seller Comment (2026-01-19): Comment from XXXX (XXXX: Policies have the increased cost endorsement. | 01/19/2026 |  |  | 1 C A |  | NC | Investment | Refinance - Rate/Term | C B A | N/A | N/A | No |
| XXXXX | 4000108711 | XXXXX |  | 35484552 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2026-01-15): LCA Risk Score is XXXX as per the UCDP Submission Summary Report received. Hence Secondary Valuation is not required. Exception cleared.<br>Seller Comment (2026-01-15): Comment from XXXX (XXXX.): Please see SSR FRE | 01/15/2026 |  |  | 1 D A |  | GA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXXX | 4000108711 | XXXXX |  | 35487410 |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | Provide paid invoice in the amount of $XXXX for the POCB appraisal fee. |  |  |  | Reviewer Comment (2026-01-16): Cleared paid invoice received.<br>Seller Comment (2026-01-16): Comment from XXXX (XXXX.): Please see attached invoice | 01/16/2026 |  |  | 1 C A |  | GA | Primary | Purchase | D A C | Non QM | Non QM | No |
| XXXXX | 4000110530 | XXXXX |  | 35480180 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is less than Original Loan Amount |  |  |  | Reviewer Comment (2026-01-14): Client elects to waive |  |  | 01/14/2026 | 2 B |  | NJ | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| XXXXX | 4000108203 | XXXXX |  | 35486952 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | Reviewer Comment (2026-01-15): Received additional assets<br>Reviewer Comment (2026-01-15): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Documented qualifying Assets for Closing of $XXXXis less than Cash From Borrower XXXX.<br>Seller Comment (2026-01-15): Comment from XXXX (XXXX): XXXX XXXX | 01/15/2026 |  |  | 1 C A |  | NY | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXX | 4000108203 | XXXXX |  | 35486962 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Calculated PITIA months reserves of XXXX is less than Guideline PITIA months reserves of XXXX. Please provide bank statement for Chase, account ending XXXX. |  |  |  | Reviewer Comment (2026-01-15): Received additional assets<br>Reviewer Comment (2026-01-15): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Calculated PITIA months reserves of XXXXis less than Guideline PITIA months reserves of XXXX.<br>Seller Comment (2026-01-15): Comment from XXXX (v): XXXX | 01/15/2026 |  |  | 1 C A |  | NY | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXX | 4000109306 | XXXXX |  | 35500349 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | The Hazard Insurance Policy Effective Date is after the consummation date. Wet State. |  |  |  | Reviewer Comment (2026-01-21): Policy effective date and note date match XXXX<br>Reviewer Comment (2026-01-19): Please provide a letter confirming no damage or claims occurred on the property from note date XXXX till Hazard Insurance Policy Effective Date XXXX. Exception remains.<br>Buyer Comment (2026-01-19): Comment from Post Closing (XXXX.): XXXX is the Note date. All loan documents, including the Note, were signed on XXXX.Please help clear this condition.<br>Reviewer Comment (2026-01-17): Wet states are based on the note signing which is XXXX<br>Seller Comment (2026-01-16): Comment from XXXX (XXXX.): The policy effective date and the disbursement date are the same , both being XXXX (Please see attached). Could you please assist with clearing this insurance condition? | 01/21/2026 |  |  | 1 C A |  | AL | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000108492 | XXXXX |  | 35503833 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-01-16): Cleared based on review coming back within tolerance | 01/16/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXX | 4000108492 | XXXXX |  | 35505689 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception for condo square footage under the minimum of XXXX. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-16): Lender exception approved |  |  | 01/16/2026 | 2 B |  | CA | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXX | 4000108246 | XXXXX |  | 35579063 |  | Compliance | Compliance | State Compliance | State Defect | Pennsylvania Prepayment Penalty First Lien | XXXX Prepayment Penalty: A prepayment penalty not permissible on a first lien loan less than or equal to $XXXX. Prepay language states prepay will not exceed maximum permitted by applicable law. |  |  |  |  | Reviewer Comment (2026-01-20): Accepted as is. |  |  | 01/20/2026 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000108246 | XXXXX |  | 35582087 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Need the mortgage statement for this property |  |  |  | Reviewer Comment (2026-02-05): Received Closing Disclosure for the property XXXX XXXX. Exception cleared.<br>Seller Comment (2026-02-05): Comment from XXXX (XXXX.): updated 1008, 1003, LOE and final CD for xxxxx xxxx<br>Reviewer Comment (2026-01-27): Monthly P&I for the property XXXX as per XXXXis $XXXX. However, as per Verification of Mortgage received, the loan is tied to both subject property and XXXX and the monthly P&I is $XXXX. Please provide document to verify P&I for property XXXX Exception remains.<br>Buyer Comment (2026-01-26): Comment from XXXX (XXXX.): The loan was tied to both properties and is paid off- the payoff amount was listed on the 1003-<br>Reviewer Comment (2026-01-20): The VOM list both the subject address and the XXXX and the payment amount on the VOM does not match the XXXX. Provide VOM listing correct address and LOE for the difference in the payment.<br>Seller Comment (2026-01-20): Comment from XXXX (XXXX.): vom | 02/05/2026 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000107603 | XXXXX |  | 35585602 |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. | Safe Harbor requirements not satisfied. |  |  |  | Reviewer Comment (2026-01-20): Accepted as is. |  |  | 01/20/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000107603 | XXXXX |  | 35585605 |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application. | ARM loan program disclosure not provided to the borrower within three (3) days of application. |  |  |  | Reviewer Comment (2026-01-22): Received, Clearing.<br>Seller Comment (2026-01-21): Comment from XXXX (XXXX): Hello, Please see attached and please note loan changed from Fixed to ARM on XXXX | 01/22/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | No Defined Cure B A | Non QM | Non QM | No |
| XXXXX | 4000107603 | XXXXX |  | 35585721 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file is missing copy of Tax verification document . |  |  |  | Reviewer Comment (2026-01-31): Received, Clearing.<br>Seller Comment (2026-01-30): Comment from XXXX (XXXX): Hello, Please see attached<br>Reviewer Comment (2026-01-22): Monthly taxes verified from closing statement for the property is $XXXX. As per final 1003 and 1008, Monthly Insurance, Taxes, Association Dues etc of $XXXX is included in DTI. Monthly Insurance of $XXXXand HOA $XXXXare verified from the documents provided in the file. Please provide supporting document for the remaining amount of $XXXX. Exception remains.<br>Seller Comment (2026-01-21): Comment from XXXX (XXXX: Hello, Please see attached | 01/31/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000107603 | XXXXX |  | 35587709 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-01-20): Accepted as is. |  |  | 01/20/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000107603 | XXXXX |  | 35587711 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX % or Final Disclosure APR of XXXX % is equal to or greater than the threshold of APOR XXXX % + XXXX %, or XXXX %. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2026-01-22): Receipt doc provided. Cleared. | 01/22/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000107603 | XXXXX |  | 35587712 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-01-22): Receipt doc provided. Cleared.<br>Buyer Comment (2026-01-22): Comment from XXXX (XXXX): Hello, the Proof of Appraisal Receipt needs to be signed at least 3 business days prior to consummation. If it is signed on the Note date, that is too late to fulfill the HPML requirement.<br>Reviewer Comment (2026-01-22): Received document is dated XXXX. Please provide Acknowledgement of Receipt of Appraisal signed by the borrower on closing date XXXX Exception remains.<br>Seller Comment (2026-01-21): Comment from XXXX (XXXX): Hello, Please see attached | 01/22/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000108243 | XXXXX |  | 35593362 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/XXXX) |  |  |  | Reviewer Comment (2026-01-21): Accepted as is. |  |  | 01/21/2026 | 2 B |  | TX | Investment | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000108243 | XXXXX |  | 35593432 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Mortgage Statement is missing for REO Property "XXXX". |  |  |  | Reviewer Comment (2026-01-27): Cleared- Document received<br>Seller Comment (2026-01-27): Comment from XXXX (XXXX): XXXX: Please see attached. | 01/27/2026 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000108243 | XXXXX |  | 35593433 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Mortgage Statement is missing for REO Property "XXXX". |  |  |  | Reviewer Comment (2026-01-27): Cleared, Final CD provided<br>Seller Comment (2026-01-27): Comment from XXXX (XXXX): XXXX: Please see attached. | 01/27/2026 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000108243 | XXXXX |  | 35593434 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Mortgage Statement is missing for REO Property "XXXX". |  |  |  | Reviewer Comment (2026-01-27): Cleared LE<br>Seller Comment (2026-01-27): Comment from XXXX (XXXX): XXXX: Please see attached. | 01/27/2026 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000108243 | XXXXX |  | 35593435 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Mortgage Statement is missing for REO Property "XXXX". |  |  |  | Reviewer Comment (2026-01-27): Cleared- Document LE received<br>Seller Comment (2026-01-27): Comment from XXXX (XXXX): XXXX: Please see attached. | 01/27/2026 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000108243 | XXXXX |  | 35593436 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Mortgage Statement is missing for REO Property "XXXX". |  |  |  | Reviewer Comment (2026-02-12): Received Final Approval. Exception cleared.<br>Seller Comment (2026-02-12): Comment from XXXX (XXXX): XXXXAD: Please see attached Approval Letter. There is a 1004D outstanding but nothing that would impact DTI for the REO piti(a).<br>Reviewer Comment (2026-01-29): Please provide a final CD or Note if loan closed. Otherwise, please provide final approval<br>Seller Comment (2026-01-29): Comment from XXXX (XXXX): XXXX: Please see attached.<br>Reviewer Comment (2026-01-27): None of the documents received are for XXXX. We need a mortgage statement, note or Final CD for this property.<br>Seller Comment (2026-01-27): Comment from XXXX (XXXX: XXXX: Please see attached. | 02/12/2026 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000108243 | XXXXX |  | 35611166 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-01-26): Clearing based on review coming back within tolerances. | 01/26/2026 |  |  | 1 A |  | TX | Investment | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000109467 | XXXXX |  | 35594219 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-01-21): Accepted as is. |  |  | 01/21/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000109467 | XXXXX |  | 35594220 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX % or Final Disclosure APR of XXXX % is equal to or greater than the threshold of APOR XXXX % + XXXX %, or XXXX %. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2026-01-23): Received, Clearing.<br>Seller Comment (2026-01-22): Comment from XXXX (XXXX): Hello, please see attached, thank you. | 01/23/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000109467 | XXXXX |  | 35594221 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-01-23): Received, Clearing.<br>Reviewer Comment (2026-01-23): Received document is dated XXXX. Please provide Acknowledgement of Receipt of Appraisal signed by the borrower on closing date XXXX. Exception remains.<br>Seller Comment (2026-01-22): Comment from XXXX (XXXX): Hello, please see attached, thank you. | 01/23/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000109100 | XXXXX |  | 35600999 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | File did not contain an estimated cost from insurer. Calculations are based on XXXX % of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost the purchase price) using agency calculation methods. Coverage is insufficient at $XXXX. |  |  |  | Reviewer Comment (2026-01-29): Received, Clearing.<br>Seller Comment (2026-01-29): Comment from XXXX (XXXX): RCE<br>Reviewer Comment (2026-01-29): Please provide a RCE from insurer with amount of Replacement Cost. Exception remains.<br>Seller Comment (2026-01-29): Comment from XXXX (XXXX): HOI SHOWS REPLACEMENT | 01/29/2026 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000109100 | XXXXX |  | 35601017 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Corporate Resolution is missing. |  |  |  | Reviewer Comment (2026-01-30): Received, Clearing.<br>Seller Comment (2026-01-29): Comment from XXXX (XXXX): Corporate Resolution | 01/30/2026 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000110093 | XXXXX |  | 35597319 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. | Loan reviewed as Non QM. |  |  |  | Reviewer Comment (2026-01-21): Accepted as is. |  |  | 01/21/2026 | 2 A |  | PA | Primary | Purchase | A B | Non QM | Exempt from ATR | No |
| XXXXX | 4000110093 | XXXXX |  | 35598210 |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXXX exceeds tolerance of $XXXX plus XXXX % or $XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2026-01-21): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A |  | PA | Primary | Purchase | Final CD evidences Cure A B | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000110093 | XXXXX |  | 35601061 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Contact Information - Lender | TILA-RESPA Integrated Disclosure - Contact Information: Final Closing Disclosure provided on XXXX did not disclose the required Lender Contact Information (Lender Name, Lender NMLS ID, Contact Name, Contact NMLS ID). | Contact information for MLO missing from the CD |  |  |  | Reviewer Comment (2026-01-30): XXXX received corrected PCCD and LOE<br>Seller Comment (2026-01-29): Comment from XXXX (XXXX): Please see attached<br>Reviewer Comment (2026-01-23): XXXX received rebuttal. However, Final CD page 5 is missing Contact NMLS ID number on lender contact. A corrected CD and LOE to borrower are required to cure.<br>Buyer Comment (2026-01-22): Comment from XXXX (XXXX): Final CD does reflect Contact XXXX along with his contact information. |  | XXXXX |  | 2 B |  | PA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure A B | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000109937 | XXXXX |  | 35596547 |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | The XXXX statement reflects the entity name "XXXX." However, evidence of access/authorization for this account was not provided in the file. (#XXXX Business savings & Business checking #XXXX & XXXX) |  |  |  | Reviewer Comment (2026-01-21): Received, Clearing.<br>Seller Comment (2026-01-21): Comment from XXXX (XXXX): LLC docs our borrower is the only owner of the company | 01/21/2026 |  |  | 1 C A |  | VA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXX | 4000110660 | XXXXX |  | 35603404 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  | Reviewer Comment (2026-01-21): Accepted as is. |  |  | 01/21/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000110660 | XXXXX |  | 35603406 |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. | Safe Harbor requirements not satisfied. Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  | Reviewer Comment (2026-01-21): Accepted as is. |  |  | 01/21/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000110660 | XXXXX |  | 35603407 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  | Reviewer Comment (2026-01-21): Accepted as is. |  |  | 01/21/2026 | 2 A |  | CA | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000110660 | XXXXX |  | 35603409 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXXX is over disclosed by $XXXX compared to the calculated Amount Financed of $XXXX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XXXX). | The disclosed Amount Financed in the amount of $XXXX is over disclosed by $XXXX compared to the calculated Amount Financed of $XXXX |  |  |  | Reviewer Comment (2026-02-05): XXXX received Letter of Explanation, Proof of Delivery, Refund check & Corrected CD<br>Seller Comment (2026-02-04): Comment from XXXX (XXXX): Please see attached<br>Reviewer Comment (2026-01-23): It appears the difference is the $XXXXTitle-Loan Tie-in Fee. Unable to review lender calculations without compliance report but amounts match with finance charge underdisclosed by $XXXX If lender does not agree that fee is a finance charge, we would require a lender attestation giving the specific services and purpose of the fee to review to determine if fee is related to the extension of credit. If lender included fee in calculations, please provide compliance report/lender calculations for further review.<br>Buyer Comment (2026-01-22): Comment from XXXX (XXXX): Please advise which fees are included in the finance charge calculation |  | XXXXX |  | 2 C B |  | CA | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000110660 | XXXXX |  | 35603410 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXXX is under disclosed by $XXXX compared to the calculated Finance Charge of $XXXX which exceeds the $XXXX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX). | The disclosed Finance Charge in the amount of $XXXX is under disclosed by $XXXX compared to the calculated Finance Charge of $XXXX. |  |  |  | Reviewer Comment (2026-02-05): XXXX received Letter of Explanation, Proof of Delivery, Refund check & Corrected CD<br>Seller Comment (2026-02-04): Comment from XXXX (XXXX): Please see attached |  | XXXXX |  | 2 C B |  | CA | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000110660 | XXXXX |  | 35603414 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Property Inspection Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Property Inspection Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Insufficient or no cure was provided to the borrower. (XXXX) |  |  |  | Reviewer Comment (2026-01-23): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception."<br>Buyer Comment (2026-01-22): Comment from XXXX (XXXX): Final CD has a XXXXDollar cure for PCi fee. | 01/23/2026 |  |  | 1 C A |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000110660 | XXXXX |  | 35613934 |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Property Inspection Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient cure provided at closing |  |  |  | Reviewer Comment (2026-01-23): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A |  | CA | Primary | Purchase | Final CD evidences Cure B A | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000110873 | XXXXX |  | 35604565 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | HOI coverage is insufficient by $XXXX. Provide updated policy reflecting minimum coverage of $XXXX OR provide copy of insurer's replacement cost estimate supporting current coverage amount. |  |  |  | Reviewer Comment (2026-01-29): Updated HOI Policy provided with increased coverage. Cleared.<br>Seller Comment (2026-01-29): Comment from XXXX (XXXX): XXXX: See attached updated policy | 01/29/2026 |  |  | 1 C A |  | AL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000109762 | XXXXX |  | 35605082 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-01-22): Accepted as is. |  |  | 01/22/2026 | 2 B |  | OR | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000111758 | XXXXX |  | 35605342 |  | Credit | Credit | General | Credit | Initial Rate Lock rate date is not documented in file. |  |  |  |  |  | Reviewer Comment (2026-01-23): Received Rate Lock document. Exception cleared.<br>Seller Comment (2026-01-22): Comment from Post Closing (XXXX.): See attached | 01/23/2026 |  |  | 1 C A |  | OR | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000110342 | XXXXX |  | 35606633 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | HUD/CD is missing |  |  |  | Reviewer Comment (2026-01-29): Received, Clearing.<br>Seller Comment (2026-01-29): Comment from XXXX (XXXX): Please see attached final HUD. | 01/29/2026 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000110342 | XXXXX |  | 35606654 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-01-22): Accepted as is. |  |  | 01/22/2026 | 2 A B |  | NY | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000112040 | XXXXX |  | 35607359 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is less than Original Loan Amount |  |  |  | Reviewer Comment (2026-01-22): Accepted as is. |  |  | 01/22/2026 | 2 B |  | NJ | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| XXXXX | 4000104877 | XXXXX |  | 35608499 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | The file did not contain an estimated cost to replace from insurer. Calculations are based on XXXX % of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost, the purchase price) using agency calculation methods. Coverage is insufficient by $XXXX |  |  |  | Reviewer Comment (2026-01-23): RCE provided. Cleared.<br>Seller Comment (2026-01-23): Comment from [XXXX] ([XXXX]): RCE | 01/23/2026 |  |  | 1 C A |  | VA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXX | 4000109642 | XXXXX |  | 35610870 |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing |  |  |  | Reviewer Comment (2026-01-22): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A |  | CA | Primary | Refinance - Cash-out - Other | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXX | 4000109642 | XXXXX |  | 35610883 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Income documents are Missing |  |  |  | Reviewer Comment (2026-01-23): Clearing based on removal of income. | 01/23/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000109642 | XXXXX |  | 35610912 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Based on the loan failing one or more guideline components, the loan is at ATR risk. |  |  |  | Reviewer Comment (2026-01-23): Clearing based on removal of income. | 01/23/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000109642 | XXXXX |  | 35610950 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Verification(s) of employment is not within 10 business days of the Note. |  |  |  | Reviewer Comment (2026-01-26): Employment not used to qualify. Cleared.<br>Seller Comment (2026-01-26): Comment from [XXXX] ([XXXX]): This employment was removed, Please refer to updated 1003 & 1008.<br>Reviewer Comment (2026-01-23): Verification(s) of employment is not received for Employer [XXXX]. Exception remains.<br>Seller Comment (2026-01-23): Comment from [XXXX] ([XXXX]): See attached VOE completed for self-employment | 01/26/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000109642 | XXXXX |  | 35610951 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Verification(s) of employment is not within 10 business days of the Note. |  |  |  | Reviewer Comment (2026-01-26): Employment not used to qualify. Cleared.<br>Buyer Comment (2026-01-26): Comment from [XXXX] ([XXXX]): Please see previous uploaded we are only using self-employment | 01/26/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000109642 | XXXXX |  | 35611385 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  | Reviewer Comment (2026-01-30): Received, Curing.<br>Seller Comment (2026-01-30): Comment from[XXXX] ([XXXX]): See attached |  | XXXXX |  | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXXX | 4000107417 | XXXXX |  | 35619983 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  | Reviewer Comment (2026-01-26): Accepted as is. |  |  | 01/26/2026 | 2 B |  | CO | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000108694 | XXXXX |  | 35614364 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. |  |  |  |  |  | Reviewer Comment (2026-01-26): Sufficient funds verified with account [XXXX], [XXXX] and EMD<br>Reviewer Comment (2026-01-26): EXCEPTION HISTORY - Exception Explanation was updated on [XXXX] PRIOR Exception Explanation: Calculated Available for Reserves of [XXXX] is less than Guideline Available for Reserves of [XXXX] | 01/26/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXX | 4000108694 | XXXXX |  | 35614374 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-01-23): Accepted as is. |  |  | 01/23/2026 | 2 B |  | CA | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXX | 4000110164 | XXXXX |  | 35616651 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-01-23): Accepted as is. |  |  | 01/23/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000110164 | XXXXX |  | 35616888 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Please provide POCB Appraisal invoice |  |  |  | Reviewer Comment (2026-01-23): Received Appraisal invoice paid by borrower | 01/23/2026 |  |  | 1 B A C |  | CA | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| XXXXX | 4000110164 | XXXXX |  | 35616889 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Assets | Ability to Repay (Dodd-Frank 2014): Unable to verify assets using reasonably reliable third-party records. | Please provide POCB Appraisal invoice |  |  |  | Reviewer Comment (2026-01-23): Received Appraisal invoice paid by borrower | 01/23/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000110164 | XXXXX |  | 35616890 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Please provide POCB Appraisal invoice |  |  |  | Reviewer Comment (2026-01-23): Received Appraisal invoice paid by borrower | 01/23/2026 |  |  | 1 A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000110164 | XXXXX |  | 35616910 |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | Please provide POCB Appraisal invoice |  |  |  | Reviewer Comment (2026-01-23): Received Appraisal invoice paid by borrower<br>Seller Comment (2026-01-23): Comment from [XXXX] ([XXXX]): APPRAISAL INVOICE | 01/23/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000108907 | XXXXX |  | 35614284 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2026-01-26): Received Tax Verification. Exception cleared.<br>Seller Comment (2026-01-23): Comment from [XXXX]: Hello, please see attached, thank you. | 01/26/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000108907 | XXXXX |  | 35614301 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. |  |  |  |  |  | Reviewer Comment (2026-01-29): Sufficient reserves verified with POC invoice<br>Reviewer Comment (2026-01-29): EXCEPTION HISTORY - Exception Explanation was updated on[XXXX] PRIOR Exception Explanation: Calculated Available for Reserves of $[XXXX] is less than Guideline Available for Reserves of [XXXX]<br>Seller Comment (2026-01-29): Comment from [XXXX]n ([XXXX]): Hello, please see attached, thank you.<br>Reviewer Comment (2026-01-28): EXCEPTION HISTORY - Exception Explanation was updated on [XXXX] PRIOR Exception Explanation: Calculated Available for Reserves of $[XXXX]is less than Guideline Available for Reserves of [XXXX].<br>Reviewer Comment (2026-01-28): Please provide the POC paid invoices.<br>Seller Comment (2026-01-27): Comment from [XXXX] ([XXXX]): Total assets $[XXXX] - Cash to Close on PCCD $[XXXX] = $[XXXX] available for reserves. Please use the attached PCCD issued on [XXXX] for the final figures, thank you. | 01/29/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000108907 | XXXXX |  | 35614322 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-01-23): Accepted as is. |  |  | 01/23/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000109887 | XXXXX |  | 35617409 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-01-27): Cleared based on review coming back within tolerances | 01/27/2026 |  |  | 1 C A |  | MD | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXX | 4000109375 | XXXXX |  | 35623173 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-01-26): Accepted as is. |  |  | 01/26/2026 | 2 B |  | MO | Second Home | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000112493 | XXXXX |  | 35619440 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ | The Hazard Insurance Policy Effective Date is after the later of the note or transaction date | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-03): LOE of no claims or losses received.<br>Seller Comment (2026-02-03): Comment from [XXXX] ([XXXX].): Please review the attached No loss statement<br>Reviewer Comment (2026-02-03): Purchase in a wet state would be the note date.<br>Seller Comment (2026-02-03): Comment from [XXXX] ([XXXX].): Hello, the disbursement on the final CD shows [XXXX] which can be the same day of the HOI effective date. |  |  | 02/03/2026 | 2 C B |  | FL | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000111642 | XXXXX |  | 35618000 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception requested for First Time investor with less than 2 years of residency in the US. Borrower has been non-perm resident since XXXX. Exception approved in DSCR+ for XXXX <2 years. No additional exceptions and loan subject to final review. Comp factors: LTV XXXX %, Credit score>XXXX, DSCR >XXXX, Reserves>XXXX months. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-23): Client elects to waive/regrade with compensating factors. |  |  | 01/23/2026 | 2 B |  | NC | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000111642 | XXXXX |  | 35624548 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-01-28): Clearing based on review coming back within tolerances. | 01/28/2026 |  |  | 1 A |  | NC | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000109460 | XXXXX |  | 35623210 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. |  |  | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX | SitusAMC | Reviewer Comment (2026-01-26): Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [XXXX] |  |  | 01/26/2026 | 2 B |  | GA | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXX | 4000109460 | XXXXX |  | 35623214 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ | Please provide the FEMA Post Disaster Inspection Report as FEMA disaster does not have declared end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: XXXX | SitusAMC | Reviewer Comment (2026-01-26): Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster:[XXXX] |  |  | 01/26/2026 | 2 B |  | GA | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXX | 4000109460 | XXXXX |  | 35623220 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Power of Attorney (POA) not provided |  | Power of Attorney Document is missing. |  |  |  | Reviewer Comment (2026-01-28): Received Power of Attorney. Exception cleared.<br>Seller Comment (2026-01-27): Comment from [XXXX] ([XXXX]): Hello, please see attached | 01/28/2026 |  |  | 1 C A |  | GA | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXX | 4000109460 | XXXXX |  | 35623298 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | VVOE is missing. |  |  |  | Reviewer Comment (2026-01-27): VOE received<br>Seller Comment (2026-01-27): Comment from [XXXX] ([XXXX]): Hello, please see attached | 01/27/2026 |  |  | 1 C A |  | GA | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXX | 4000109733 | XXXXX |  | 35624539 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-01-28): Clearing based on review coming back within tolerances. | 01/28/2026 |  |  | 1 C A |  | CT | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000112425 | XXXXX |  | 35624491 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-01-26): Accepted as is. |  |  | 01/26/2026 | 2 B |  | IL | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000112425 | XXXXX |  | 35624541 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-01-28): Clearing based on review coming back within tolerances. | 01/28/2026 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000112476 | XXXXX |  | 35628402 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  | Reviewer Comment (2026-01-26): Accepted as is. |  |  | 01/26/2026 | 2 A |  | TX | Primary | Purchase | A | Non QM | Exempt from ATR | No |
| XXXXX | 4000108409 | XXXXX |  | 35626578 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-01-26): Accepted as is. |  |  | 01/26/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000108409 | XXXXX |  | 35626650 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-01-26): Accepted as is. |  |  | 01/26/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000109701 | XXXXX |  | 35631407 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  | Reviewer Comment (2026-01-27): Accepted as is. |  |  | 01/27/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000106949 | XXXXX |  | 35634354 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-01-27): Accepted as is. |  |  | 01/27/2026 | 2 B |  | CA | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXX | 4000106949 | XXXXX |  | 35634449 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | Rent loss insurance is required covering six months of rental payment. |  |  |  | Reviewer Comment (2026-02-06): Received, Clearing.<br>Seller Comment (2026-02-05): Comment from [XXXX] ([XXXX]): per your guidelines we have plenty of rent loss coverage for the subject property ---can this condition please be cleared<br>Reviewer Comment (2026-02-02): Received insurance reflecting $[XXXX] in rent loss coverage, however a minimum of [XXXX] or $[XXXX] is required<br>Seller Comment (2026-02-02): Comment from [XXXX] ([XXXX].): updated HOI with rent loss insurance | 02/06/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXX | 4000107428 | XXXXX |  | 35634045 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-01-29): Clearing based on review coming back within tolerances. | 01/29/2026 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000110871 | XXXXX |  | 35634047 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-01-29): Clearing based on review coming back within tolerances. | 01/29/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000110133 | XXXXX |  | 35639058 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Closing Protection Letter Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Title - Closing Protection Letter Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower |  |  |  | Reviewer Comment (2026-02-05): [XXXX]received PCCD, LOE, proof of mailing & copy of refund check.<br>Seller Comment (2026-02-04): Comment from [XXXX] ([XXXX]): Tracking has updated. Package is on the way<br>Seller Comment (2026-02-04): Comment from [XXXX] ([XXXX]): Package has been shipped. It arrived at the Fedex facility and is on its way. Please see attached for images of the tracking reflecting this.<br>Reviewer Comment (2026-02-03): S[XXXX] received PCCD, LOE and copy of refund check. XXXX tracking indicates label has been created, but package has not been shipped. Proof of mailing required to cure.<br>Seller Comment (2026-02-02): Comment from [XXXX] ([XXXX]): See attached for the cure-related documents sent out to the borrower.<br>Reviewer Comment (2026-01-30): [XXXX] received LOE, however as the title fees were included in section B of the most recent LE, the consumer was not allowed to shop and a cure is required. Provide Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Seller Comment (2026-01-29): Comment from [XXXX] ([XXXX]): Please see attached.<br>Reviewer Comment (2026-01-29): [XXXX] received rebuttal comment and LOE but, the inclusion of a fee within Section C of the most recent LE provided to the consumer carries the primary basis for consideration of whether the consumer was permitted to shop. As the all title fees was included in section B of the most recent LE, the consumer was not allowed to shop and a cure is required. Provide Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Buyer Comment (2026-01-28): Comment from[XXXX] ([XXXX]): These fees (both Lender's Title Insurance & CPL) should not be subject to 0% tolerance. Initial LE did not have the CPL fee listed as we were anticipating SSPL use. However, Borrower selected non-SSPL title provider, permitting these fees to be redisclosed in section C on the CD. |  | XXXXX |  | 2 C B |  | GA | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000110133 | XXXXX |  | 35639059 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Lender's Title Insurance. Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Title - Lender's Title Insurance. Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower |  |  |  | Reviewer Comment (2026-02-05): [XXXX] received PCCD, LOE, proof of mailing & copy of refund check.<br>Seller Comment (2026-02-04): Comment from [XXXX] ([XXXX]): Tracking has updated. Package is on the way<br>Seller Comment (2026-02-04): Comment from [XXXX] ([XXXX]): Package has been shipped. It arrived at the Fedex facility and is on its way. Please see attached for images of the tracking reflecting this.<br>Reviewer Comment (2026-02-03): [XXXX] received PCCD, LOE and copy of refund check. XXXX tracking indicates label has been created, but package has not been shipped. Proof of mailing required to cure.<br>Seller Comment (2026-02-02): Comment from [XXXX] ([XXXX]): See attached for the cure-related documents sent out to the borrower.<br>Reviewer Comment (2026-01-30): [XXXX] received LOE, however as the title fees were included in section B of the most recent LE, the consumer was not allowed to shop and a cure is required. Provide Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Seller Comment (2026-01-29): Comment from [XXXX]([XXXX]): Please see attached.<br>Reviewer Comment (2026-01-29): XXXX received rebuttal comment and LOE but, the inclusion of a fee within Section C of the most recent LE provided to the consumer carries the primary basis for consideration of whether the consumer was permitted to shop. As the all title fees was included in section B of the most recent LE, the consumer was not allowed to shop and a cure is required. Provide Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Buyer Comment (2026-01-28): Comment from [XXXX]([XXXX]): These fees (both Lender's Title Insurance & CPL) should not be subject to [XXXX] tolerance. Initial LE listed the Lender's Title Insurance in Section B, anticipating SSPL use. However, Borrower selected non-SSPL title provider, permitting these fees to be redisclosed in section C on the CD. |  | XXXXX |  | 2 C B |  | GA | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000110133 | XXXXX |  | 35639060 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Notice of Right to Cancel Missing | XXXX: Notice of Right to Cancel was not provided. | Notice of Right to Cancel was not provided. |  |  |  | Reviewer Comment (2026-01-29): Received, Clearing.<br>Seller Comment (2026-01-28): Comment from [XXXX] ([XXXX]): See attached | 01/29/2026 |  |  | 1 C A |  | GA | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXXX | 4000110133 | XXXXX |  | 35646584 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Need the Insurance Verification for this property. |  |  |  | Reviewer Comment (2026-01-29): Received, Clearing.<br>Seller Comment (2026-01-28): Comment from [XXXX]([XXXX]): See attached for the LOE discussing this condition from the UW | 01/29/2026 |  |  | 1 C A |  | GA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000110286 | XXXXX |  | 35634062 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-01-29): Clearing based on review coming back within tolerances. | 01/29/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000110286 | XXXXX |  | 35639276 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing in the file. |  |  |  | Reviewer Comment (2026-01-28): Fraud report received<br>Seller Comment (2026-01-28): Comment from[XXXX] ([XXXX]): fraud report attached | 01/28/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000110286 | XXXXX |  | 35647874 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-01-28): Accepted as is. |  |  | 01/28/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000110286 | XXXXX |  | 35647959 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Waiver Less than 3 Days From Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Borrower provided appraisal waiver less than three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-01-28): Accepted as is. |  |  | 01/28/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000108992 | XXXXX |  | 35639100 |  | Property | Valuation | Valuation Issue | Valuation | The desk review has a effective date that is other than what the appraisal effective date is. The desk review should have the same effective date as the appraisal |  | The Desk Review effective date does not match the Appraisals effective date. Desk review shows effective date of XXXX instead of XXXX. |  |  |  | Reviewer Comment (2026-02-02): Received updated desk review<br>Seller Comment (2026-02-02): Comment from [XXXX] ([XXXX]): see attached | 02/02/2026 |  |  | 1 C A |  | OR | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000108992 | XXXXX |  | 35639104 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file was missing Insurance Verification for REO Property. |  |  |  | Reviewer Comment (2026-01-29): Received, Clearing.<br>Seller Comment (2026-01-28): Comment from [XXXX] ([XXXX]): see attached | 01/29/2026 |  |  | 1 C A |  | OR | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000108992 | XXXXX |  | 35639109 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-01-28): Accepted as is. |  |  | 01/28/2026 | 2 B |  | OR | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000108992 | XXXXX |  | 35639111 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Qualification Method not Matching ATR | Ability to Repay (Dodd-Frank 2014): The Qualification Method used by the lender does not match the ATR payment calculation methods under 1026.43(c)(5). | The Qualification Method used by the lender does not match the ATR payment calculation methods under 1026.43(c)(5). |  |  |  | Reviewer Comment (2026-01-28): Accepted as is. |  |  | 01/28/2026 | 2 B |  | OR | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000109526 | XXXXX |  | 35646829 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-01-28): Accepted as is. |  |  | 01/28/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000110385 | XXXXX |  | 35646017 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-01-30): Clearing based on review coming back within tolerances. | 01/30/2026 |  |  | 1 A |  | MI | Investment | Purchase | A |  | N/A | No |
| XXXXX | 4000108900 | XXXXX |  | 35646123 |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Missing | RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. | Creditor did not provide List of Homeownership Counseling Organizations to borrower. |  |  |  | Reviewer Comment (2026-01-28): Accepted as is. |  |  | 01/28/2026 | 2 B |  | FL | Second Home | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000108900 | XXXXX |  | 35654065 |  | Compliance | Compliance | Federal Compliance | Missing Disclosure | Acknowledgement of Borrower Receipt of Notice of Special Flood Hazard Disclosure Missing | FDPA Notification Rule: Creditor did not retain record of borrower's receipt of Notice of Special Flood Hazard Disclosure. |  |  |  |  | Reviewer Comment (2026-01-28): Accepted as is. |  |  | 01/28/2026 | 2 B |  | FL | Second Home | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000109885 | XXXXX |  | 35646591 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-01-28): Accepted as is. |  |  | 01/28/2026 | 2 B |  | MI | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000108696 | XXXXX |  | 35647091 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-01-28): Accepted as is. |  |  | 01/28/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000108696 | XXXXX |  | 35647093 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  | Reviewer Comment (2026-01-30): Received final signed settlement statement reflecting [XXXX] disbursement date | 01/30/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXXX | 4000112694 | XXXXX |  | 35656183 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | VOE is dated XXXX. |  |  |  | Reviewer Comment (2026-01-29): Corrected date of VVOE<br>Seller Comment (2026-01-29): Comment from [XXXX] ([XXXX]): please see the vvoe which is also in the file. the vvoe is done on [XXXX] within [XXXX] business days of the note [XXXX]. at the bottom of the vvoe[XXXX] is the vvoe form version date, not the vvoe complete date | 01/29/2026 |  |  | 1 C A |  | NY | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000113079 | XXXXX |  | 35645085 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing Test | Disbursement Date Missing: Evidence of disbursement date not found in file. Note Interest Accrual Start Date of XXXX used as disbursement date for compliance testing. | Disbursement Date Missing Test because of LE/CD missing in the file. |  |  |  | Reviewer Comment (2026-01-28): Accepted as is. |  |  | 01/28/2026 | 2 B |  | NY | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000113079 | XXXXX |  | 35645086 |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Missing | RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. | Creditor did not provide List of Homeownership Counseling Organizations to borrower. |  |  |  | Reviewer Comment (2026-01-28): Accepted as is. |  |  | 01/28/2026 | 2 B |  | NY | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000110815 | XXXXX |  | 35645061 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title policy in file does not list coverage amount. |  |  |  | Reviewer Comment (2026-01-28): Accepted as is. |  |  | 01/28/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000110713 | XXXXX |  | 35646018 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-01-30): Clearing based on review coming back within tolerances. | 01/30/2026 |  |  | 1 C A |  | GA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000110292 | XXXXX |  | 35672444 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-01-29): Accepted as is. |  |  | 01/29/2026 | 2 B |  | MD | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000109699 | XXXXX |  | 35673298 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Bororwer waived right to receive a copy of the appraisal at least three business days prior to closing and the appraisal was not provided at or before closing. |  |  |  | Reviewer Comment (2026-01-29): Accepted as is. |  |  | 01/29/2026 | 2 B |  | NV | Investment | Purchase | B A | N/A | N/A | No |
| XXXXX | 4000110669 | XXXXX |  | 35671199 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-01-29): Accepted as is. |  |  | 01/29/2026 | 2 A |  | OR | Primary | Purchase | A | Non QM | Exempt from ATR | No |
| XXXXX | 4000110669 | XXXXX |  | 35671200 |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-01-29): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A |  | OR | Primary | Purchase | Final CD evidences Cure A | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000110284 | XXXXX |  | 35670821 |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | Provide a copy of the appraisal fee invoice reflecting an amount of $XXXX, along with documentation for additional assets totaling $XXXX to satisfy the reserve requirement |  |  |  | Reviewer Comment (2026-01-30): Received, Clearing.<br>Seller Comment (2026-01-29): Comment from [XXXX] ([XXXX]): Hello, please see attached, thank you. | 01/30/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000110284 | XXXXX |  | 35670826 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided |  |  |  | Reviewer Comment (2026-01-29): Accepted as is. |  |  | 01/29/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000110175 | XXXXX |  | 35672275 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXXX exceeds tolerance of $XXXX plus XXXX % or $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Ten Percent Fee Tolerance exceeded. Total amount of $XXXX exceeds tolerance of $XXXX plus XXXX % or $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-02-11): [XXXX] received LOE and as per COC dated [XXXX].<br>Seller Comment (2026-02-10): Comment from [XXXX] ([XXXX].): RECORDING FEES DETAIL EXPLANATION<br>Reviewer Comment (2026-02-03): [XXXX] received COC dated [XXXX] for increase in recording fee due to additional unanticipated documents however, the information provided is not sufficient. Please provide more information as to what new information has received to lender that required to add new documents to record or cure would be required. Cure requirements include LOE, corrected CD, proof of mailing and copy of refund check.<br>Seller Comment (2026-02-02): Comment from [XXXX] ([XXXX]): loan estimate COC | 02/11/2026 |  |  | 1 C A |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD A | Non QM | Non QM | Yes |
| XXXXX | 4000111089 | XXXXX |  | 35751415 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | HUD/CD is missing |  |  |  | Reviewer Comment (2026-02-09): Cleared- Closing statement provided<br>Seller Comment (2026-02-09): Comment from [XXXX] ([XXXX].): Executed Master Settlement Statement | 02/09/2026 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000111089 | XXXXX |  | 35751417 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - PUD not provided |  | PUD Rider is missing. |  |  |  | Reviewer Comment (2026-02-09): Cleared PUD rider provided<br>Seller Comment (2026-02-09): Comment from [XXXX] ([XXXX].): PUD Rider | 02/09/2026 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000111089 | XXXXX |  | 35763255 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  | Verification of Identification is missing. |  |  |  | Reviewer Comment (2026-02-09): Cleared Notary verification of ID provided<br>Seller Comment (2026-02-09): Comment from[XXXX] ([XXXX].): Verification of Identification | 02/09/2026 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000112696 | XXXXX |  | 35673499 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-01-29): Accepted as is. |  |  | 01/29/2026 | 2 A |  | NY | Primary | Purchase | A | Non QM | Exempt from ATR | No |
| XXXXX | 4000112107 | XXXXX |  | 35672464 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  | Reviewer Comment (2026-01-29): Accepted as is. |  |  | 01/29/2026 | 2 B |  | NJ | Primary | Purchase | B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000112107 | XXXXX |  | 35672465 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-01-29): Accepted as is. |  |  | 01/29/2026 | 2 B |  | NJ | Primary | Purchase | B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000112107 | XXXXX |  | 35672466 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-01-29): Accepted as is. |  |  | 01/29/2026 | 2 A |  | NJ | Primary | Purchase | B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000111052 | XXXXX |  | 35680244 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate is missing. |  |  |  | Reviewer Comment (2026-02-04): Received, Clearing.<br>Seller Comment (2026-02-04): Comment from[XXXX] ([XXXX]): supporting docs | 02/04/2026 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000110703 | XXXXX |  | 35683702 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Incorporation not provided |  |  |  |  |  | Reviewer Comment (2026-02-05): Received Articles of Incorporation, Exception Cleared.<br>Seller Comment (2026-02-05): Comment from[XXXX] ([XXXX]): [XXXX]: Please see attached document. | 02/05/2026 |  |  | 1 C A |  | NM | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXX | 4000110105 | XXXXX |  | 35674108 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-02): Cleared based on review coming back within tolerances<br>Buyer Comment (2026-02-02): Comment from [XXXX] ([XXXX]): Please advise what is needed gto clear condition | 02/02/2026 |  |  | 1 C A |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000110105 | XXXXX |  | 35690013 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-01-30): Accepted as is. |  |  | 01/30/2026 | 2 B |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000110105 | XXXXX |  | 35690014 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  | Reviewer Comment (2026-01-30): Accepted as is. |  |  | 01/30/2026 | 2 A |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000110105 | XXXXX |  | 35690016 |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXXXexceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2026-01-30): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A |  | NY | Primary | Purchase | Final CD evidences Cure B A | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000110105 | XXXXX |  | 35690017 |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of $XXXXexceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of $XXXXexceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2026-01-30): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A |  | NY | Primary | Purchase | Final CD evidences Cure B A | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000110105 | XXXXX |  | 35690018 |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Collateral Desktop Analysis. Fee Amount of $XXXXexceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Zero Percent Fee Tolerance exceeded for Collateral Desktop Analysis. Fee Amount of $XXXXexceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  | Reviewer Comment (2026-01-30): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A |  | NY | Primary | Purchase | Final CD evidences Cure B A | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000110105 | XXXXX |  | 35690021 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | Calculated loan to value percentage of XXXX% exceeds Guideline loan to value percentage of XXXX%. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-30): Client elected to waive/regrade with compensating factors. Lender exception provided. |  |  | 01/30/2026 | 2 B |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000110105 | XXXXX |  | 35690022 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. | Calculated combined loan to value percentage of XXXX% exceeds Guideline combined loan to value percentage of XXXX%. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-30): Client elected to waive/regrade with compensating factors. Lender exception provided. |  |  | 01/30/2026 | 2 B |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000110105 | XXXXX |  | 35690023 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Maximum Loan Amount discrepancy. | Note loan amount of ___ is greater than Guideline maximum loan amount of ___. | Note loan amount of $XXXXis greater than Guideline maximum loan amount of $XXXX. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-30): Client elected to waive/regrade with compensating factors. Lender exception provided. |  |  | 01/30/2026 | 2 B |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000112123 | XXXXX |  | 35699088 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Borrower signed as a trustee of the family trust, so Trust Agreement is required but missing. |  |  |  | Reviewer Comment (2026-02-02): Trust agreement received<br>Seller Comment (2026-02-02): Comment from[XXXX] ([XXXX]): Please see attached | 02/02/2026 |  |  | 1 C A D |  | NY | Investment | Refinance - Cash-out - Other | D A | N/A | Exempt from ATR | No |
| XXXXX | 4000108596 | XXXXX |  | 35684238 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2026-02-03): Received E-Sign Consent Agreement. Exception cleared.<br>Seller Comment (2026-02-02): Comment from [XXXX] ([XXXX]): E-sign Disclosure | 02/03/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000108596 | XXXXX |  | 35687731 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is incomplete with 3 pages summary. |  |  |  | Reviewer Comment (2026-02-02): Fraud report received<br>Seller Comment (2026-02-02): Comment from[XXXX] ([XXXX]): Fraud Report | 02/02/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000110098 | XXXXX |  | 35684501 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-01-30): Accepted as is. |  |  | 01/30/2026 | 2 A |  | NY | Primary | Purchase | B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000110098 | XXXXX |  | 35684502 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided) | XXXX Subprime Loan: Counseling Disclosure not provided to borrower. |  |  |  |  | Reviewer Comment (2026-01-30): Accepted as is. |  |  | 01/30/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000110098 | XXXXX |  | 35684503 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Provision) New York Subprime Loan (Provision Increasing Rate After Default) | XXXX Subprime Loan: Mortgage loan contains a provision that increases interest rate after default. |  |  |  |  | Reviewer Comment (2026-01-30): Accepted as is. |  |  | 01/30/2026 | 2 B |  | NY | Primary | Purchase | Provide the following: Letter of Explanation, modification of loan terms to remove the provision to increase the interest rate after default and proof of mailing. B A | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000110098 | XXXXX |  | 35684504 |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | XXXX Subprime Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is in excess of allowable threshold of Prime Mortgage Market Rate XXXX+ XXXX%, or XXXX%. Non-Compliant SubPrime Loan. |  |  |  |  | Reviewer Comment (2026-01-30): Accepted as is. |  |  | 01/30/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000112954 | XXXXX |  | 35688351 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Final 1003 Application missing in the file. |  |  |  | Reviewer Comment (2026-02-04): Received 1003 Final. Exception cleared.<br>Seller Comment (2026-02-03): Comment from [XXXX] ([XXXX].): final 1003 signed at closing<br>Reviewer Comment (2026-02-03): The 1003 in file is not signed by the borrower<br>Buyer Comment (2026-02-03): Comment from[XXXX] ([XXXX].): starting on page[XXXX]of your investor package if the final 1003 ---please waive condition | 02/04/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000112954 | XXXXX |  | 35688363 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD (Asset) not provided |  | The file was missing a copy of HUD/CD |  |  |  | Reviewer Comment (2026-02-03): CD received<br>Seller Comment (2026-02-03): Comment from [XXXX] ([XXXX]): CD from [XXXX] | 02/03/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000112954 | XXXXX |  | 35688391 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing Test | Disbursement Date Missing: Evidence of disbursement date not found in file. Note Interest Accrual Start Date of XXXX used as disbursement date for compliance testing. | Evidence of disbursement date not found in file. Note Interest Accrual Start Date of XXXX used as disbursement date. |  |  |  | Reviewer Comment (2026-01-30): Accepted as is. |  |  | 01/30/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000112954 | XXXXX |  | 35688392 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Closing Disclosure Status Test | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided or Closing Disclosure not provided prior to closing. Any applicable Federal, State or Local compliance testing is unreliable or not performed. Loan is subject to high cost testing. | Closing Disclosure not provided or Closing Disclosure not provided prior to closing |  |  |  | Reviewer Comment (2026-02-03): Final Closing disclosure received<br>Buyer Comment (2026-02-03): Comment from [XXXX] ([XXXX].): this is a waterfall condition ---CD uploaded to other condition on this file | 02/03/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000112954 | XXXXX |  | 35688696 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2026-02-03): Received E-Sign Consent Agreement. Exception cleared.<br>Seller Comment (2026-02-03): Comment from [XXXX] ([XXXX]): econsent | 02/03/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000112954 | XXXXX |  | 35688719 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. | Hazard Insurance Policy Effective Date ___; Disbursement Date: ___; Note Date: ___; Transaction Date: ___ |  |  |  |  | Reviewer Comment (2026-02-04): As per provided closing statement, disbursement date is [XXXX] Hazard Insurance Policy Effective date is prior to the Disbursement Date. Exception cleared.<br>Seller Comment (2026-02-03): Comment from[XXXX] ([XXXX].): we funded on [XXXX]. The insurance should be fine as is--see attached final settlement stmt | 02/04/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000112954 | XXXXX |  | 35711762 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver Test | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Missing evidence the closing disclosure was provided at least 3 business days prior to closing |  |  |  | Reviewer Comment (2026-02-05): [XXXX] received [XXXX] CD received 3 business days prior to consummation.<br>Seller Comment (2026-02-04): Comment from [XXXX] ([XXXX]): [XXXX] CD<br>Reviewer Comment (2026-02-04): [XXXX] received disclosure tracking for the [XXXX]0 CD. Please provide the [XXXX]0 CD as it is not located in file.<br>Seller Comment (2026-02-03): Comment from [XXXX] ([XXXX].): disclosure tracking of initial CD sent | 02/05/2026 |  |  | 1 A |  | CA | Primary | Purchase | No Defined Cure B A | Non QM | Non QM | No |
| XXXXX | 4000112954 | XXXXX |  | 35711763 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $XXXXexceeds tolerance of $XXXX. $XXXXover legal limit. Insufficient or no cure was provided to the borrower. | No cure for addition of appraisal review fee and valid COC is missing |  |  |  | Reviewer Comment (2026-02-16): [XXXX] received email confirmation from lender for UW requirement of fees.<br>Seller Comment (2026-02-13): Comment from [XXXX] ([XXXX]): lox from loan officer<br>Reviewer Comment (2026-02-11): [XXXX] received the rebuttal comment; however, we also require documentation of the timeline indicating when the lender became aware that the loan type was Jumbo and that all applicable fees needed to be disclosed. If this information was known prior to or at the time of the initial disclosures, the fee should have been disclosed on the initial LE itself. Documentation received and reviewed at a later date is not a valid changed circumstance to re-baseline this exception. Please provide supporting documentation or issue a refund cure to clear this exception.<br>Seller Comment (2026-02-09): Comment from [XXXX] ([XXXX].): If the position is that a CDA is required on all jumbo loans, this was not something we could have known at the time of lock, as this loan was not originally locked with your firm. We do not charge CDA fees on all jumbo loans and we did disclose it when the u/w added the condition. With this information we request this condition to be cleared/waived<br>Reviewer Comment (2026-02-05): [XXXX]Received Email Communication; however, Since the loan is Jumbo loan, the fee should have been charged from Initial LE. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Seller Comment (2026-02-04): Comment from[XXXX] ([XXXX].): email explanation on added appraisal review fee---please clear<br>Reviewer Comment (2026-02-04): [XXXX] received Changed Circumstance dated[XXXX], but it does not give sufficient information on why the Appraisal review fee was added. In order to determine if the changed circumstance is valid more information is necessary on reason fee added and when lender became aware of the change. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br> "<br>Seller Comment (2026-02-03): Comment from [XXXX] ([XXXX].): [XXXX] COC for appraisal review fee | 02/16/2026 |  |  | 1 A |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000111148 | XXXXX |  | 35683539 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | HUD/CD is missing. |  |  |  | Reviewer Comment (2026-02-05): Received, Clearing.<br>Seller Comment (2026-02-05): Comment from [XXXX] ([XXXX]): This located on page 59 of the collateral file | 02/05/2026 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000109856 | XXXXX |  | 35684939 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within XXXX or XXXXand does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-01-30): Accepted as is. |  |  | 01/30/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXXX | 4000109856 | XXXXX |  | 35684969 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Appraisal delivery status reflects appraisal sent XXXX |  |  |  | Reviewer Comment (2026-01-30): Accepted as is. |  |  | 01/30/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXXX | 4000111167 | XXXXX |  | 35751315 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | HUD/CD is missing |  |  |  | Reviewer Comment (2026-02-09): HUD received<br>Seller Comment (2026-02-09): Comment from [XXXX] ([XXXX].): Final Settlement Statement | 02/09/2026 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000111167 | XXXXX |  | 35751320 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  | Verification of Identification is missing. |  |  |  | Reviewer Comment (2026-02-09): Received, cleared<br>Seller Comment (2026-02-09): Comment from [XXXX] ([XXXX]): Verification of Identification | 02/09/2026 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000111247 | XXXXX |  | 35687750 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance, Tax Certificate, and Mortgage Statement are missing. |  |  |  | Reviewer Comment (2026-02-03): Received First Payment Letter confirms the PITIA. Exception cleared.<br>Seller Comment (2026-02-02): Comment from [XXXX] ([XXXX]): attached | 02/03/2026 |  |  | 1 C A |  | NJ | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXX | 4000111247 | XXXXX |  | 35687791 |  | Compliance | Compliance | State Compliance | State Defect | New Jersey Prepayment Penalty Test | XXXX Prepayment Penalty: No prepayment penalties are permissible in the state of XXXX. Prepay language states prepay will not exceed maximum permitted by applicable law. | No prepayment penalties are permissible in the state of XXXX Prepay language states prepay will not exceed maximum permitted by applicable law. |  |  |  | Reviewer Comment (2026-01-30): Accepted as is. |  |  | 01/30/2026 | 2 B |  | NJ | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXX | 4000111247 | XXXXX |  | 35690405 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. | Right to Receive a Copy of Appraisal is dated XXXX |  |  |  | Reviewer Comment (2026-01-30): Accepted as is. |  |  | 01/30/2026 | 2 B |  | NJ | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXX | 4000110676 | XXXXX |  | 35686744 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-02): Client elects to waive |  |  | 02/02/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000110676 | XXXXX |  | 35698565 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list coverage amount. |  |  |  | Reviewer Comment (2026-02-02): Client elects to waive |  |  | 02/02/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000111655 | XXXXX |  | 35693321 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-02): Client elects to waive |  |  | 02/02/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000111655 | XXXXX |  | 35693412 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | The file was missing a copy of Business Purpose Certificate |  |  |  | Reviewer Comment (2026-02-03): Received Business Purpose Certificate. Exception cleared.<br>Seller Comment (2026-02-02): Comment from [XXXX] ([XXXX]): See attached business purpose | 02/03/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000111655 | XXXXX |  | 35698312 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Lender's income calculation exceeds income verified per Audit. |  |  |  | Reviewer Comment (2026-02-05): Credit payoff proof received. [XXXX] payment of $[XXXX] excluded from DTI. Revised DTI is within guideline limits. Exception cleared.<br>Seller Comment (2026-02-04): Comment from [XXXX] ([XXXX]): Please see copy of the XXXX check from escrow showing this account was or is being paid off for $[XXXX]<br>Reviewer Comment (2026-02-03): Per the 1003 and credit report, the [XXXX] amount of $[XXXX] cannot be excluded due to lack of verified payoff documentation. please provide acceptable proof of payoff. Exception remains.<br>Seller Comment (2026-02-02): Comment from [XXXX] ([XXXX]): Please see updated 1008 and 1003 to clear condition | 02/05/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000110680 | XXXXX |  | 35688490 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-02-02): Client elects to waive |  |  | 02/02/2026 | 2 B |  | NV | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000110298 | XXXXX |  | 35687880 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2026-02-02): Client elects to waive |  |  | 02/02/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000110298 | XXXXX |  | 35687893 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-02-02): Client elects to waive |  |  | 02/02/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000108721 | XXXXX |  | 35690612 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list coverage amount. |  |  |  | Reviewer Comment (2026-01-30): Accepted as is. |  |  | 01/30/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000108721 | XXXXX |  | 35690934 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing. |  |  |  | Reviewer Comment (2026-01-31): Received, Clearing.<br>Seller Comment (2026-01-30): Comment from [XXXX] ([XXXX].): Please see attached Fraud Report | 01/31/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000113683 | XXXXX |  | 35690622 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-02): Client elects to waive |  |  | 02/02/2026 | 2 B |  | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000113683 | XXXXX |  | 35690623 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-02): Client elects to waive |  |  | 02/02/2026 | 2 B |  | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000113683 | XXXXX |  | 35690624 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXXXexceeds tolerance of $XXXXplus XXXX% or $XXXX. $XXXXover legal limit. Insufficient or no cure was provided to the borrower. | Ten Percent Fee Tolerance exceeded. Total amount of $XXXXexceeds tolerance of $XXXXplus XXXX% or $XXXX. $XXXXover legal limit. Insufficient or no cure was provided to the borrower |  |  |  | Reviewer Comment (2026-02-23): [XXXX] received additional information for valid changed circumstance in line with title invoice<br>Reviewer Comment (2026-02-05): [XXXX] received rebuttal comment. However, provider listed on [XXXX] is Judicial [XXXX] Title. Fees on CD were paid to Judicial Title. Appears borrower shopped for title fees. If it is different companies and was not common, then required an attestation or comment on exception from the seller is needed. The attestation/letter should confirm that the service was outsourced by the borrower-chosen provider and was not selected from SSPL provider list. This attestation would allow us to test the fee under the no tolerance category or Cure would be due to borrower.<br>Buyer Comment (2026-02-04): Comment from [XXXX] ([XXXX]): The borrower did not choose the SSPL. His attorney chose his own company which is common and customary in XXXX. Please see title report in the borrower's credit file. The policy was underwritten by XXXX. Our estimates are obtained directly from Judicial Title as evidenced in the "Title Fee Estimate" in the files.<br>Reviewer Comment (2026-02-04): [XXXX] received rebuttal, as title fee increased on CD and provider is selected from SSPL, title fees are under [XXXX] tolerance. Please provide valid COC for increase of title fees or cure of $[XXXX] is required. Cure documents consist of PCCD, LOE, proof of mailing & copy of refund check.<br>Buyer Comment (2026-02-03): Comment from [XXXX] ([XXXX]): Please provide additional information, I cannot duplicate the finding | 02/23/2026 |  |  | 1 C A |  | NY | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000113712 | XXXXX |  | 35695096 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ |  |  |  |  | Reviewer Comment (2026-02-03): After further review, exception has been cleared.<br>Buyer Comment (2026-02-03): Comment from [XXXX] ([XXXX]): This is a XXXX and the insurance verification for this unit is not available. | 02/03/2026 |  |  | 1 C A |  | NY | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000113699 | XXXXX |  | 35695142 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided) | XXXXSubprime Loan: Counseling Disclosure not provided to borrower. | XXXX Counseling Disclosure not provided to borrower. |  |  |  | Reviewer Comment (2026-02-02): Client elects to waive |  |  | 02/02/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure B A | Non QM | Non QM | No |
| XXXXX | 4000113699 | XXXXX |  | 35695143 |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | XXXX Subprime Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is in excess of allowable threshold of Prime Mortgage Market Rate XXXX+ XXXX%, or XXXX%. Non-Compliant SubPrime Loan. | APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is in excess of allowable threshold of Prime Mortgage Market Rate XXXX+ XXXX%, or XXXX%. Non-Compliant SubPrime Loan. |  |  |  | Reviewer Comment (2026-02-02): Client elects to waive |  |  | 02/02/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B | Non QM | Non QM | Yes |
| XXXXX | 4000113699 | XXXXX |  | 35701241 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. (Type:SecondaryXXXX |  |  |  | Reviewer Comment (2026-02-02): Client elects to waive |  |  | 02/02/2026 | 2 B |  | NY | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000113022 | XXXXX |  | 35686644 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-02): Cleared based on review coming back within tolerances | 02/02/2026 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000113720 | XXXXX |  | 35688755 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | XXXX reflects Appraisals sent XXXX. Appraisals are effective XXXX. |  |  |  | Reviewer Comment (2026-01-30): Accepted as is. |  |  | 01/30/2026 | 2 B |  | NY | Investment | Purchase | B A | N/A | N/A | No |
| XXXXX | 4000110295 | XXXXX |  | 35690938 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-02): Client elects to waive |  |  | 02/02/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000107042 | XXXXX |  | 35695876 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. ECOA Receipt of Appraisal Without Waiver |  |  |  | Reviewer Comment (2026-02-02): Client elects to waive<br>Seller Comment (2026-02-02): Comment from [XXXX]([XXXX]): See attached |  |  | 02/02/2026 | 2 B |  | AZ | Second Home | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000107042 | XXXXX |  | 35695877 |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXXXexceeds tolerance of $XXXXplus XXXX% or $XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient or excess cure was provided |  |  |  | Reviewer Comment (2026-02-02): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A |  | AZ | Second Home | Refinance - Rate/Term | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXX | 4000107042 | XXXXX |  | 35695902 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Revised Loan Estimate Timing Before Closing Test | TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on XXXX not received by borrower at least four (4) business days prior to closing. | Not received by borrower at least four (4) business days prior to closing. |  |  |  | Reviewer Comment (2026-02-02): Client elects to waive<br>Seller Comment (2026-02-02): Comment from [XXXX] ([XXXX]): [XXXX] LE signed on same day |  |  | 02/02/2026 | 2 B |  | AZ | Second Home | Refinance - Rate/Term | No Defined Cure B A | Non QM | Non QM | No |
| XXXXX | 4000111583 | XXXXX |  | 35695347 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt Of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-02): Client elects to waive |  |  | 02/02/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000111583 | XXXXX |  | 35695358 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | Hazard Insurance Policy expires within XXXX days of the Note Date |  |  |  | Reviewer Comment (2026-02-02): Client elects to waive |  |  | 02/02/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000113713 | XXXXX |  | 35696797 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided) | XXXX Subprime Loan: Counseling Disclosure not provided to borrower. |  |  |  |  | Reviewer Comment (2026-02-02): Client elects to waive |  |  | 02/02/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure C B A | Non QM | Non QM | No |
| XXXXX | 4000113713 | XXXXX |  | 35696798 |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Greater than 3 Year ARM Non-Compliant | XXXXSubprime Loan: APR on subject loan of XXXX% is in excess of allowable threshold of Prime Mortgage Market Rate XXXX% + XXXX%, or XXXX%. Non-Compliant SubPrime Loan. |  |  |  |  | Reviewer Comment (2026-02-02): Client elects to waive |  |  | 02/02/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B | Non QM | Non QM | Yes |
| XXXXX | 4000113713 | XXXXX |  | 35697246 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | VVOE is missing for XXXX |  |  |  | Reviewer Comment (2026-02-03): VVOE is not required. Exception cleared.<br>Buyer Comment (2026-02-03): Comment from[XXXX] [XXXX]): The borrower's current employment was less than 2 years so XXXX was added on the application identifying the previous employer. Our guides does not require a WVOE from the previous employer. | 02/03/2026 |  |  | 1 C A |  | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000113713 | XXXXX |  | 35697248 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2026-02-04): VVOE received, exception cleared<br>Buyer Comment (2026-02-04): Comment from [XXXX] ([XXXX]): We believe this one should be downgraded since we cleared the VVOE suspense item. | 02/04/2026 |  |  | 1 B A C |  | NY | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXX | 4000113713 | XXXXX |  | 35697251 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Based on the loan failing one or more guideline components, the loan is at ATR risk. |  |  |  | Reviewer Comment (2026-02-04): VVOE received, exception cleared<br>Buyer Comment (2026-02-04): Comment from [XXXX] ([XXXX]): We believe this one should be downgraded since we cleared the VVOE suspense item. | 02/04/2026 |  |  | 1 C A |  | NY | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000111989 | XXXXX |  | 35710575 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Appraisal and Letter of Intent to sell is missing for departure residence pending sale. |  |  |  | Reviewer Comment (2026-02-03): Cleared- Appraisal received reflecting listed for sale<br>Seller Comment (2026-02-03): Comment from [XXXX] ([XXXX]): Per the appraisal, it is currently listed for sale. | 02/03/2026 |  |  | 1 C A |  | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000111989 | XXXXX |  | 35710586 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Current departure residence is valued higher than the new primary residence purchase of subject property. | Borrower has verified disposable income of at least $2500.00.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-03): Client elected to waive/regrade with compensating factors. Lender exception provided. |  |  | 02/03/2026 | 2 B |  | FL | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000108939 | XXXXX |  | 35698210 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/XXXX |  |  |  | Reviewer Comment (2026-02-02): Client elects to waive |  |  | 02/02/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000108939 | XXXXX |  | 35698230 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  | Reviewer Comment (2026-02-06): Received, Clearing.<br>Seller Comment (2026-02-05): Comment from [XXXX] ([XXXX]): Hello, Please see attached | 02/06/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000111600 | XXXXX |  | 35702541 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-04): Clearing based on review coming back within tolerances.<br>Reviewer Comment (2026-02-04): Buyer ordered review, nothing to do at this time.<br>Buyer Comment (2026-02-03): Comment from Post Closing ([XXXX].): Dear Investor, regarding this condition, do you need any documents from us? | 02/04/2026 |  |  | 1 C A |  | MD | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXX | 4000110595 | XXXXX |  | 35703091 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Not Have Escrow - Reason | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XXXX incorrectly disclosed whether the loan will have an escrow account. | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XXXX incorrectly disclosed whether the loan will have an escrow account. (Final/XXXX |  |  |  | Reviewer Comment (2026-02-05): [XXXX] received Letter of Explanation & Corrected Closing Disclosure.<br>Seller Comment (2026-02-04): Comment from [XXXX] ([XXXX]): PCCD and LOX |  | XXXXX |  | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXXX | 4000110595 | XXXXX |  | 35703092 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated XXXX was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated XXXX was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. (Initial/XXXX |  |  |  | Reviewer Comment (2026-02-05): [XXXX] received e-consent for initial LE.<br>Seller Comment (2026-02-04): Comment from [XXXX] ([XXXX]): Econsent | 02/05/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000110595 | XXXXX |  | 35703093 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX | Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX |  |  |  | Reviewer Comment (2026-02-04): Received PCCD and LOX<br>Seller Comment (2026-02-04): Comment from [XXXX] ([XXXX]): PCCD and LOX | 02/04/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXXX | 4000110595 | XXXXX |  | 35703308 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy amount is blank. |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000112018 | XXXXX |  | 35701238 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-02): Client elects to waive |  |  | 02/02/2026 | 2 B |  | CO | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| XXXXX | 4000112018 | XXXXX |  | 35702460 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-04): Clearing based on review coming back within tolerances. | 02/04/2026 |  |  | 1 A |  | CO | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| XXXXX | 4000107596 | XXXXX |  | 35700855 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary Title policy does not list coverage amount. |  |  |  | Reviewer Comment (2026-02-02): Client elects to waive |  |  | 02/02/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000109674 | XXXXX |  | 35701985 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Commitment Policy amount is $XXXX, which is less than the Note amount of $XXXX. |  |  |  | Reviewer Comment (2026-02-02): Client elects to waive |  |  | 02/02/2026 | 2 B |  | VA | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000110556 | XXXXX |  | 35702468 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-04): Clearing based on review coming back within tolerances. | 02/04/2026 |  |  | 1 C A |  | NM | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXX | 4000111236 | XXXXX |  | 35707956 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | HUD/CD is missing. |  |  |  | Reviewer Comment (2026-02-16): Received, cleared<br>Seller Comment (2026-02-14): Comment from [XXXX] ([XXXX].): Please see attached settlement statement/HUD | 02/16/2026 |  |  | 1 C A |  | GA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000112020 | XXXXX |  | 35702470 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-04): Clearing based on review coming back within tolerances. | 02/04/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000112021 | XXXXX |  | 35702471 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-04): Clearing based on review coming back within tolerances. | 02/04/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000111051 | XXXXX |  | 35706088 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Ownership percentage must be documented via CPA letter, Operating Agreement, or equivalent. |  |  |  | Reviewer Comment (2026-02-05): Received Evidence of Access to Funds. Exception cleared.<br>Seller Comment (2026-02-05): Comment from [XXXX] ([XXXX]): Our borrower is Sch. C; she is the sole proprietor. I am attaching an LOE from our borrower that she self-prepares her taxes, so she does not have a CPA. | 02/05/2026 |  |  | 1 C A |  | SC | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000111051 | XXXXX |  | 35706128 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | SC | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000111051 | XXXXX |  | 35706130 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Ability to Repay not met due to missing CPA letter, Operating agreement or equivalent. |  |  |  | Reviewer Comment (2026-02-05): Received Evidence of Access to Funds. Exception cleared.<br>Seller Comment (2026-02-05): Comment from [XXXX] ([XXXX]): Our borrower is Sch. C; she is the sole proprietor. I am attaching an LOE from our borrower that she self-prepares her taxes, so she does not have a CPA. | 02/05/2026 |  |  | 1 B A C |  | SC | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXX | 4000111051 | XXXXX |  | 35706133 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Based on the loan failing one or more guideline components, the loan is at ATR risk. |  |  |  | Reviewer Comment (2026-02-05): Received Evidence of Access to Funds. Exception cleared.<br>Seller Comment (2026-02-05): Comment from [XXXX] ([XXXX]): Our borrower is Sch. C; she is the sole proprietor. I am attaching an LOE from our borrower that she self-prepares her taxes, so she does not have a CPA. | 02/05/2026 |  |  | 1 C A |  | SC | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000111051 | XXXXX |  | 35712626 |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | Missing CPA letter or equivalent to verify percentage of ownership and evidence the use of business funds will not have a negative effect on the business. |  |  |  | Reviewer Comment (2026-02-05): Received Evidence of Access to Funds. Exception cleared.<br>Seller Comment (2026-02-05): Comment from [XXXX] ([XXXX]): Our borrower is Sch. C; she is the sole proprietor. I am attaching an LOE from our borrower that she self-prepares her taxes, so she does not have a CPA. | 02/05/2026 |  |  | 1 C A |  | SC | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000110230 | XXXXX |  | 35704504 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The Title Policy Amount of $XXXX is less than the note amount of $XXXX based on the Commitment in file. |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000110230 | XXXXX |  | 35704567 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver Test | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. |  |  |  | Reviewer Comment (2026-02-05): [XXXX] received CD dated [XXXX]<br>Seller Comment (2026-02-04): Comment from [XXXX] ([XXXX]): [XXXX]: Please see the attached // | 02/05/2026 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | No Defined Cure B A | Non QM | Non QM | No |
| XXXXX | 4000110230 | XXXXX |  | 35727535 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Additional 3-Day Waiting Period Timing Test – Regular Transaction | TILA-RESPA Integrated Disclosure - Most recent Closing Disclosure received at least 3 days prior to closing dated XXXX disclosed an inaccurate APR of XXXX% compared to the actual APR at consummation of XXXX% and a revised CD disclosing an accurate APR was not received by borrower at least three (3) business days prior to consummation. | Most recent Closing Disclosure received at least 3 days prior to closing dated XXXX disclosed an inaccurate APR of XXXX% compared to the actual APR at consummation of XXXX% and a revised CD disclosing an accurate APR was not received by borrower at least three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-06): [XXXX] received proof of receipt.<br>Seller Comment (2026-02-05): Comment from [XXXX] ([XXXX]): [XXXX]Please see attached | 02/06/2026 |  |  | 1 A |  | FL | Primary | Refinance - Cash-out - Other | TRID timing exception, no remediation available. C B A | Non QM | Non QM | No |
| XXXXX | 4000112607 | XXXXX |  | 35706641 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing. |  |  |  | Reviewer Comment (2026-02-04): Received fraud report<br>Seller Comment (2026-02-04): Comment from [XXXX] ([XXXX]):[XXXX] please see attached | 02/04/2026 |  |  | 1 C A |  | CO | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXX | 4000112607 | XXXXX |  | 35706744 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Commitment coverage amount is $XXXX. The Loan amount is $XXXX |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | CO | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXX | 4000112607 | XXXXX |  | 35707175 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception with Approved Status is for Guidelines state properties listed for sale in the last six (6) months are not eligible for refinance transaction. This timeline is measured from the date the property was no longer listed or offered for sale to the application date of the current transaction. The subject property in this transaction was listed XXXX and taken off the market XXXX. The property is currently being rented and the lease was executed in XXXX., with a term for XXXXto XXXX. Borrower's Letter of Explanation reflects they were exploring options and have found keeping the property with the current tenants to be the better option. Can Exception be made to proceed with a property listed for sale in the last six (6) months prior to application? | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-03): Client elects to waive with compensating factors |  |  | 02/03/2026 | 2 B |  | CO | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXX | 4000112607 | XXXXX |  | 35709260 |  | Credit | Missing Document | General | Missing Document | Missing Document: Legal Description not provided |  | Legal Description is missing. |  |  |  | Reviewer Comment (2026-02-03): Received Legal Description. Exception cleared.<br>Seller Comment (2026-02-03): Comment from[XXXX] (XXXX):[XXXX] please see attached please clear | 02/03/2026 |  |  | 1 C A |  | CO | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXX | 4000110960 | XXXXX |  | 35707311 |  | Credit | Insurance | Insurance Documentation | Insurance | Insurance Policy Expiration Date is less than 30 days of the Note Date and does not have automatic renewal. |  | Insurance Policy Expiration Date is less than 30 days of the Note Date and does not have automatic renewal. |  |  |  | Reviewer Comment (2026-02-04): Updated HOI Policy provided. Cleared.<br>Buyer Comment (2026-02-04): Comment from [XXXX]s ([XXXX]): The policy expires on [XXXX]. I believe the reviewer my have mistaken the 'amended date' for the policy expiration date. | 02/04/2026 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXX | 4000110960 | XXXXX |  | 35712164 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  |  |  |  | Reviewer Comment (2026-02-04): Updated HOI Policy provided. Cleared.<br>Seller Comment (2026-02-04): Comment from [XXXX] ([XXXX]): HOI including rent loss coverage is attached. | 02/04/2026 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXX | 4000109855 | XXXXX |  | 35707856 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/XXXX |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | NV | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000106999 | XXXXX |  | 35708026 |  | Credit | Title | General | Title | Final Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2026-02-03): Received, Clearing.<br>Seller Comment (2026-02-03): Comment from[XXXX] ([XXXX]): TPOL | 02/03/2026 |  |  | 1 C A |  | NY | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000107753 | XXXXX |  | 35707697 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  | Verification of identification not provided. |  |  |  | Reviewer Comment (2026-02-11): Received Patriot Act Customer Identification document. Exception cleared.<br>Seller Comment (2026-02-11): Comment from XXXX (XXXX): misc doc | 02/11/2026 |  |  | 1 C A |  | AR | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXX | 4000109139 | XXXXX |  | 35706950 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000110038 | XXXXX |  | 35706874 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | TX | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000110974 | XXXXX |  | 35708132 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000110974 | XXXXX |  | 35710584 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000109867 | XXXXX |  | 35707532 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. ECOA Receipt of Appraisal Without Waiver |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000097975 | XXXXX |  | 35710942 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000097975 | XXXXX |  | 35710955 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000108926 | XXXXX |  | 35708216 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list coverage amount. |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000108926 | XXXXX |  | 35708302 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000108926 | XXXXX |  | 35708321 |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | Provide paid appraisal invoice. |  |  |  | Reviewer Comment (2026-02-04): Received Appraisal Invoice. Exception cleared.<br>Seller Comment (2026-02-03): Comment from XXXX (XXXX): Hello, please see attached | 02/04/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000108926 | XXXXX |  | 35708344 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Loan is at ATR risk due to missing appraisal Invoice for POCB. |  |  |  | Reviewer Comment (2026-02-04): Received Appraisal Invoice. Exception cleared.<br>Seller Comment (2026-02-03): Comment from XXXX (XXXX): Hello, please see attached | 02/04/2026 |  |  | 1 B A C |  | CA | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXX | 4000108926 | XXXXX |  | 35708345 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Appraisal Invoice is missing for Paid Outside of Closing verification. |  |  |  | Reviewer Comment (2026-02-04): Received Appraisal Invoice. Exception cleared.<br>Seller Comment (2026-02-03): Comment from XXXX (XXXX): Hello, please see attached | 02/04/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000113080 | XXXXX |  | 35709133 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-05): Clearing based on review coming back within tolerances. | 02/05/2026 |  |  | 1 C A |  | NY | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000113080 | XXXXX |  | 35714519 |  | Property | Property - Appraisal | Appraisal Data Integrity | Property - Appraisal | Appraiser's license or certification was not active at the time of the appraisal. |  | Appraiser's license or certification was not active at the time of the appraisal. |  |  |  | Reviewer Comment (2026-02-04): Appraiser license effective XXXX through XXXX<br>Buyer Comment (2026-02-04): Comment from XXXX (XXXX): Please see page XXXX of the appraisal report. It shows the effective date for this appraiser is between XXXX to XXXX. | 02/04/2026 |  |  | 1 C A |  | NY | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000111482 | XXXXX |  | 35713899 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | The file did not contain an estimated cost to replace from insurer. Calculations are based on XXXX% of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost, the purchase price) using agency calculation methods. Coverage is insufficient by $XXXX |  |  |  | Reviewer Comment (2026-02-04): Received Replacement Cost Estimator. Exception cleared.<br>Seller Comment (2026-02-03): Comment from Post Closing (XXXX): Please see attached. | 02/04/2026 |  |  | 1 C A |  | VA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000111025 | XXXXX |  | 35713218 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  | Reviewer Comment (2026-02-03): Accepted as is. |  |  | 02/03/2026 | 2 B |  | TX | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000111133 | XXXXX |  | 35714451 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Calculated PITIA months reserves of XXXX is less than Guideline PITIA months reserves of XXXX. |  |  |  | Reviewer Comment (2026-02-05): Received, Clearing.<br>Seller Comment (2026-02-05): Comment from Post Closing (XXXX): Please refer to the attached XXXX exchange account statement and final SS.<br> The borrower also used funds from this account to complete the transaction. | 02/05/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000111133 | XXXXX |  | 35714453 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Available for Closing is insufficient to cover Cash From Borrower.<br> Documented qualifying Assets for Closing of $XXXXis less than Cash From Borrower $XXXX. |  |  |  | Reviewer Comment (2026-02-05): Received, Clearing.<br>Seller Comment (2026-02-05): Comment from Post Closing (XXXX): Please refer to the attached XXXX exchange account statement and final SS.<br> The borrower also used funds from this account to complete the transaction. | 02/05/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000114327 | XXXXX |  | 35723417 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Policy Amount is missing |  |  |  | Reviewer Comment (2026-02-05): Received Title evidence with Policy Amount. Exception cleared.<br>Seller Comment (2026-02-05): Comment from XXXX (XXXX): Title Policy | 02/05/2026 |  |  | 1 C A |  | OK | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000114327 | XXXXX |  | 35723457 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  | Reviewer Comment (2026-02-06): Received, Clearing.<br>Buyer Comment (2026-02-05): Comment from XXXX (XXXX): We are unclear what is needed on this. Not sure the issue with an HPML Alert- as long as we have escrows, we should be ok to do an HPML. Many non-QM loans are HPML. HPML (Higher-Priced Mortgage Loan) requirements, set by the CFPB, mandate extra protections like mandatory escrow accounts | 02/06/2026 |  |  | 1 C A |  | OK | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000114327 | XXXXX |  | 35723459 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Flipped Property - Did Not Obtain 2 Appraisals) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Flipped Property - Creditor did not obtain two (2) written appraisals. | Property Transferred through Deed |  |  |  | Reviewer Comment (2026-02-06): Received, Clearing.<br>Buyer Comment (2026-02-05): Comment from XXXXn (XXXX): This is not a flip; it's a turnkey new construction with the property being new construction in the builder's name XXXXX XXXX this is no way is considered a flip that requires XXXX appraisals. There is no requirement for a 2nd appraisal. This is a purchase transaction where the Seller is the builder. Can you confirm this will Waived? | 02/06/2026 |  |  | 1 C A |  | OK | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000114327 | XXXXX |  | 35723461 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML) Oklahoma Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) | XXXX Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Compliant Higher Priced Loan. | APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Compliant Higher Priced Loan. |  |  |  | Reviewer Comment (2026-02-05): Accepted as is. |  |  | 02/05/2026 | 2 B |  | OK | Primary | Purchase | No obvious cure C B A | Non QM | Non QM | No |
| XXXXX | 4000114327 | XXXXX |  | 35723528 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  | Reviewer Comment (2026-02-11): Cash back to borrower added to reserves,XXXX months minimum verified<br>Reviewer Comment (2026-02-11): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Calculated PITIA months reserves of XXXX is less than Guideline PITIA months reserves of XXXX. | 02/11/2026 |  |  | 1 C A |  | OK | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000114327 | XXXXX |  | 35723533 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  | Reviewer Comment (2026-02-11): Cash back to borrower added to reserves,XXXX months minimum verified | 02/11/2026 |  |  | 1 B A C |  | OK | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXX | 4000114327 | XXXXX |  | 35723534 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Based on the loan failing one or more guideline components, the loan is at ATR risk. |  |  |  | Reviewer Comment (2026-02-11): Cash back to borrower added to reserves,XXXX months minimum verified | 02/11/2026 |  |  | 1 C A |  | OK | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000110866 | XXXXX |  | 35723028 |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  |  |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | WA | Investment | Purchase | B A | N/A | N/A | No |
| XXXXX | 4000110866 | XXXXX |  | 35723262 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Waive ACH requirement | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-04): Lender exception approved |  |  | 02/04/2026 | 2 B |  | WA | Investment | Purchase | B A | N/A | N/A | No |
| XXXXX | 4000110866 | XXXXX |  | 35723395 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | WA | Investment | Purchase | B A | N/A | N/A | No |
| XXXXX | 4000109894 | XXXXX |  | 35719468 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  | Guarantor Agreement provided was not executed. |  |  |  | Reviewer Comment (2026-02-04): Received Guarantor Agreement. Exception cleared.<br>Seller Comment (2026-02-04): Comment from XXXX (XXXX): Guarantor Agreement | 02/04/2026 |  |  | 1 D A |  | VA | Investment | Purchase | D A |  | N/A | No |
| XXXXX | 4000109973 | XXXXX |  | 35710480 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Certificate of Good Standing is missing. |  |  |  | Reviewer Comment (2026-02-11): Certificate of good standing dated XXXX received<br>Reviewer Comment (2026-02-10): Per guidelines: Certificate of Good Standing<br> - Must be dated within XXXX days of closing. Exception remains.<br>Seller Comment (2026-02-10): Comment from XXXX (XXXX): Good standing attached | 02/11/2026 |  |  | 1 C A |  | NJ | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000109075 | XXXXX |  | 35712111 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy amount is blank. The prelim does not state a coverage amount. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000114373 | XXXXX |  | 35709134 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-05): Clearing based on review coming back within tolerances. | 02/05/2026 |  |  | 1 C A |  | NV | Second Home | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000114373 | XXXXX |  | 35718171 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2026-02-05): E-Sign Consent Agreement received, cleared<br>Seller Comment (2026-02-05): Comment from XXXX (XXXX): see attached | 02/05/2026 |  |  | 1 C A |  | NV | Second Home | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000110694 | XXXXX |  | 35717943 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000110694 | XXXXX |  | 35722119 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list coverage amount. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000110655 | XXXXX |  | 35709135 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-05): Clearing based on review coming back within tolerances. | 02/05/2026 |  |  | 1 C A |  | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000110655 | XXXXX |  | 35717595 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000110655 | XXXXX |  | 35717596 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | TX | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000110981 | XXXXX |  | 35717540 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | NV | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000110972 | XXXXX |  | 35718504 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list coverage amount. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000110972 | XXXXX |  | 35718533 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000110972 | XXXXX |  | 35718534 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  | Reviewer Comment (2026-02-06): Received evidence of appraisal receipt<br>Seller Comment (2026-02-06): Comment from XXXX (XXXX): Hello, Please see attached | 02/06/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000110972 | XXXXX |  | 35718535 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-06): Received evidence of appraisal receipt<br>Seller Comment (2026-02-06): Comment from XXXX (XXXX): Hello, Please see attached | 02/06/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000110972 | XXXXX |  | 35754868 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2026-02-06): Client elects to waive |  |  | 02/06/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000110288 | XXXXX |  | 35717839 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000110288 | XXXXX |  | 35724232 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list coverage amount. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000110555 | XXXXX |  | 35709129 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-05): Clearing based on review coming back within tolerances. | 02/05/2026 |  |  | 1 C A |  | NM | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXX | 4000114625 | XXXXX |  | 35719066 |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud Report is missing. |  |  |  | Reviewer Comment (2026-02-17): Fraud report received<br>Seller Comment (2026-02-17): Comment from XXXX (XXXX): Fraud Report | 02/17/2026 |  |  | 1 C A |  | TX | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000114625 | XXXXX |  | 35719076 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard coverage of $XXXXis sufficient to cover the mortgage amount of $XXXXhowever insufficient to cover the estimated cost new of $XXXX. Please provide a letter from the Insurer stating the maximum insurable amount and/or a replacement costs estimator from the insurer. Coverage Shortfall is $XXXX | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-17): Client elects to waive with compensating factors<br>Reviewer Comment (2026-02-17): This exception is due to the coverage shortage of $XXXX<br>Seller Comment (2026-02-17): Comment from XXXX (XXXX): Hazard with Rent Loss |  |  | 02/17/2026 | 2 C B |  | TX | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000114625 | XXXXX |  | 35835163 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-17): Client elects to waive with compensating factors |  |  | 02/17/2026 | 2 B |  | TX | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000110674 | XXXXX |  | 35718841 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | TX | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000110310 | XXXXX |  | 35719939 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-06): Clearing based on review coming back within tolerances. | 02/06/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000110310 | XXXXX |  | 35734599 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. |  | Excluded Open 30 Day XXXX from assets. |  |  |  | Reviewer Comment (2026-02-06): Realtor credits added to cash to close requirement. Sufficient reserves verified.<br>Reviewer Comment (2026-02-06): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Calculated Available for Reserves of $XXXX is less than Guideline Available for Reserves of $XXXX.<br>Reviewer Comment (2026-02-06): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Calculated Available for Reserves of XXXX is less than Guideline Available for Reserves of $XXXX. | 02/06/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000110310 | XXXXX |  | 35734637 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | File is short reserves |  |  |  | Reviewer Comment (2026-02-06): Sufficient reserves verified with seller credit | 02/06/2026 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| XXXXX | 4000110310 | XXXXX |  | 35734638 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | File is short reserves |  |  |  | Reviewer Comment (2026-02-06): Sufficient reserves verified with seller credit | 02/06/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000111938 | XXXXX |  | 35733995 |  | Credit | Credit | Credit Calculation / Analysis | Credit | Guideline Issue: Insufficient tradelines per credit guidelines |  | At least three (3) tradelines reporting for a minimum of XXXX-months, with activity in the last XXXX-months, or at least two (2) tradelines reporting for a minimum of XXXX-months, with activity in the last 12-months, per guidelines. |  |  |  | Reviewer Comment (2026-02-09): If the primary borrower has XXXX credit scores, the minimum tradeline requirement is waived. | 02/09/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000110973 | XXXXX |  | 35718892 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000110973 | XXXXX |  | 35725476 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list coverage amount. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000111855 | XXXXX |  | 35719125 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | Calculated months of reserves of XXXXis less than required reserves of 6 months. |  |  |  | Reviewer Comment (2026-02-09): Based on seller guidelines, reserves requirement met | 02/09/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000111855 | XXXXX |  | 35719126 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2026-02-09): Based on seller guidelines, reserves requirement met | 02/09/2026 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| XXXXX | 4000111855 | XXXXX |  | 35719162 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Reserve requirement not met. |  |  |  | Reviewer Comment (2026-02-09): Based on seller guidelines, reserves requirement met | 02/09/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000113483 | XXXXX |  | 35725242 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements |  |  |  | Reviewer Comment (2026-02-05): Accepted as is. |  |  | 02/05/2026 | 2 B |  | NY | Primary | Purchase | B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000113483 | XXXXX |  | 35725244 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  | Reviewer Comment (2026-02-05): Accepted as is. |  |  | 02/05/2026 | 2 A |  | NY | Primary | Purchase | B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000113483 | XXXXX |  | 35725245 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided) | XXXX Subprime Loan: Counseling Disclosure not provided to borrower. | Counseling Disclosure not provided to borrower. |  |  |  | Reviewer Comment (2026-02-05): Accepted as is. |  |  | 02/05/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000113483 | XXXXX |  | 35725247 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Provision) New York Subprime Loan (Provision Increasing Rate After Default) | XXXXSubprime Loan: Mortgage loan contains a provision that increases interest rate after default. | Mortgage loan contains a provision that increases interest rate after default. |  |  |  | Reviewer Comment (2026-02-05): Accepted as is. |  |  | 02/05/2026 | 2 B |  | NY | Primary | Purchase | Provide the following: Letter of Explanation, modification of loan terms to remove the provision to increase the interest rate after default and proof of mailing. B A | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000113483 | XXXXX |  | 35725248 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Subprime Legend Not on Mortgage) | XXXX Subprime Loan: Mortgage does not contain a legend stating that the subprime loan is subject to Section 6-m of the Banking Law. | Mortgage does not contain a legend stating that the subprime loan is subject to Section 6-m of the Banking Law. |  |  |  | Reviewer Comment (2026-02-05): Accepted as is. |  |  | 02/05/2026 | 2 B |  | NY | Primary | Purchase | Provide the following: Letter of Explanation, corrected Mortgage (with required Legend) signed by consumers, and proof of re-recording. B A | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000113483 | XXXXX |  | 35725249 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Provision) New York Subprime Loan (Escrow Not Established) | XXXX Subprime Loan: Mandatory escrow account not established for the collection of property taxes and insurance on first lien loan. (Note: Does not apply if the borrower can demonstrate a record of XXXX months of timely payments of taxes and insurance on a previous home loan.) | Mandatory escrow account not established for the collection of property taxes and insurance on first lien loan. |  |  |  | Reviewer Comment (2026-02-05): Accepted as is. |  |  | 02/05/2026 | 2 B |  | NY | Primary | Purchase | B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000113483 | XXXXX |  | 35725250 |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | XXXXSubprime Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is in excess of allowable threshold of Prime Mortgage Market Rate XXXX+ XXXX%, or XXXX%. Non-Compliant SubPrime Loan. | APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is in excess of allowable threshold of Prime Mortgage Market Rate XXXX+ XXXX%, or XXXX%. Non-Compliant SubPrime Loan. |  |  |  | Reviewer Comment (2026-02-05): Accepted as is. |  |  | 02/05/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000113456 | XXXXX |  | 35724640 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. | Loan Designation is non-QM as per Deal Notes. |  |  |  | Reviewer Comment (2026-02-05): Accepted as is. |  |  | 02/05/2026 | 2 A |  | NY | Primary | Purchase | B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000113456 | XXXXX |  | 35724641 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided) | XXXX Subprime Loan: Counseling Disclosure not provided to borrower. | Counseling Disclosure not provided to borrower. |  |  |  | Reviewer Comment (2026-02-05): Accepted as is. |  |  | 02/05/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000113456 | XXXXX |  | 35724642 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Provision) New York Subprime Loan (Provision Increasing Rate After Default) | XXXX Subprime Loan: Mortgage loan contains a provision that increases interest rate after default. | Mortgage loan contains a provision that increases interest rate after default. |  |  |  | Reviewer Comment (2026-02-05): Accepted as is. |  |  | 02/05/2026 | 2 B |  | NY | Primary | Purchase | Provide the following: Letter of Explanation, modification of loan terms to remove the provision to increase the interest rate after default and proof of mailing. B A | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000113456 | XXXXX |  | 35724643 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Provision) New York Subprime Loan (Escrow Not Established) | XXXX Subprime Loan: Mandatory escrow account not established for the collection of property taxes and insurance on first lien loan. (Note: Does not apply if the borrower can demonstrate a record of 12 months of timely payments of taxes and insurance on a previous home loan.) | Mandatory escrow account not established for the collection of property taxes and insurance on first lien loan. |  |  |  | Reviewer Comment (2026-02-05): Accepted as is. |  |  | 02/05/2026 | 2 B |  | NY | Primary | Purchase | B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000113456 | XXXXX |  | 35724644 |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | XXXX Subprime Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is in excess of allowable threshold of Prime Mortgage Market Rate XXXX+ XXXX%, or XXXX%. Non-Compliant SubPrime Loan. | APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is in excess of allowable threshold of Prime Mortgage Market Rate XXXX+ XXXX%, or XXXX%. Non-Compliant Subprime Loan. |  |  |  | Reviewer Comment (2026-02-05): Accepted as is. |  |  | 02/05/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000113456 | XXXXX |  | 35724645 |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXXXexceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-04): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A |  | NY | Primary | Purchase | Final CD evidences Cure B A | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000110967 | XXXXX |  | 35720635 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | The file was missing a copy HUD/CD document |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing.<br>Seller Comment (2026-02-10): Comment from XXXX (XXXX): CD | 02/10/2026 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000114371 | XXXXX |  | 35719653 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 A |  | FL | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXX | 4000114371 | XXXXX |  | 35749235 |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | Please provide the paid in full receipt for the homeowner's insurance premium in order to meet the reserve requirement. |  |  |  | Reviewer Comment (2026-02-06): Received Invoice, Exception Cleared.<br>Seller Comment (2026-02-06): Comment from XXXX (XXXX): Paid in full receipt attached. | 02/06/2026 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXX | 4000114371 | XXXXX |  | 35750968 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Loan designation failure due to QM failure. This exception will be cleared once all QM specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2026-02-09): POCB invoice received | 02/09/2026 |  |  | 1 B A C |  | FL | Primary | Purchase | Lender to provide updated ATR/QM status C | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000114371 | XXXXX |  | 35750969 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Assets | Ability to Repay (Dodd-Frank 2014): Unable to verify assets using reasonably reliable third-party records. | Loan is waterfall due to missing "Paid invoice'' supporting documentation for POC's on the asset screen. |  |  |  | Reviewer Comment (2026-02-09): POCB invoice received | 02/09/2026 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXX | 4000114371 | XXXXX |  | 35750970 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Loan is waterfall due to missing "Paid invoice'' supporting documentation for POC's on the asset screen. |  |  |  | Reviewer Comment (2026-02-09): POCB invoice received | 02/09/2026 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXX | 4000114371 | XXXXX |  | 35750971 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | ATR failure due to insufficient income documentation. This exception will be cleared once all ATR specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2026-02-09): POCB invoice received | 02/09/2026 |  |  | 1 A |  | FL | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXX | 4000114371 | XXXXX |  | 35751241 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | Need pages 2-4 of the hazard policy for the subject property. |  |  |  | Reviewer Comment (2026-02-09): Received, cleared<br>Seller Comment (2026-02-09): Comment from XXXX (XXXX): Please see attahed docs | 02/09/2026 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXX | 4000114371 | XXXXX |  | 35751255 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | The documentation received for the subject property hazard policy does not indicate extended coverage of XXXX%. The coverage is insufficient by $XXXX. |  |  |  | Reviewer Comment (2026-02-09): Received RCE | 02/09/2026 |  |  | 1 C A |  | FL | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXX | 4000110881 | XXXXX |  | 35724815 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-02-04): Accepted as is. |  |  | 02/04/2026 | 2 B |  | NV | Investment | Purchase | B A | N/A | N/A | No |
| XXXXX | 4000114549 | XXXXX |  | 35720380 |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 B |  | CT | Primary | Purchase | B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000114549 | XXXXX |  | 35720381 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 A |  | CT | Primary | Purchase | B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000112478 | XXXXX |  | 35725224 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000112478 | XXXXX |  | 35725225 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000112478 | XXXXX |  | 35725231 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy amount is blank. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000112541 | XXXXX |  | 35719937 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-06): Clearing based on review coming back within tolerances. | 02/06/2026 |  |  | 1 C A |  | VT | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000112662 | XXXXX |  | 35728780 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing |  |  |  | Reviewer Comment (2026-02-06): Accepted as is.<br>Seller Comment (2026-02-06): Comment from XXXX (XXXX): ecosent | 02/06/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C A | N/A | N/A | No |
| XXXXX | 4000112662 | XXXXX |  | 35728813 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report Document is missing in the file |  |  |  | Reviewer Comment (2026-02-06): Received, Clearing.<br>Seller Comment (2026-02-06): Comment from XXXX (XXXX): fraudguard | 02/06/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C A | N/A | N/A | No |
| XXXXX | 4000110683 | XXXXX |  | 35726621 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  | Purchase Contract is missing in tbe file. |  |  |  | Reviewer Comment (2026-02-06): Received, cleared<br>Buyer Comment (2026-02-06): Comment from XXXX (XXXX): Hello, Please note the sale escrow instructions are being used in lieu of the purchase contract. | 02/06/2026 |  |  | 1 D A |  | CA | Investment | Purchase | D B A | N/A | N/A | No |
| XXXXX | 4000110683 | XXXXX |  | 35726627 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy amount is blank. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 B |  | CA | Investment | Purchase | D B A | N/A | N/A | No |
| XXXXX | 4000110683 | XXXXX |  | 35726633 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/XXXX |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 B |  | CA | Investment | Purchase | D B A | N/A | N/A | No |
| XXXXX | 4000108821 | XXXXX |  | 35733402 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXXand does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-02-05): Accepted as is. |  |  | 02/05/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000110938 | XXXXX |  | 35719934 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-06): Clearing based on review coming back within tolerances. | 02/06/2026 |  |  | 1 C A |  | UT | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000109414 | XXXXX |  | 35727547 |  | Credit | Missing Document | General | Missing Document | Missing Document: Trust Agreement (Asset) not provided |  | Trust Agreement is missing for Asset verification of Trust funds. |  |  |  | Reviewer Comment (2026-02-09): Received Trust Agreement. Exception cleared. | 02/09/2026 |  |  | 1 C A |  | MO | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000109414 | XXXXX |  | 35727548 |  | Credit | Missing Document | General | Missing Document | Missing Document: Trust Agreement (Asset) not provided |  | Trust Agreement is missing for Asset verification of Trust funds. |  |  |  | Reviewer Comment (2026-02-09): Received Trust Agreement. Exception cleared.<br>Seller Comment (2026-02-09): Comment from XXXX (XXXX): please see attached | 02/09/2026 |  |  | 1 C A |  | MO | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000109414 | XXXXX |  | 35727612 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-05): Accepted as is. |  |  | 02/05/2026 | 2 B |  | MO | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000109414 | XXXXX |  | 35727629 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. |  | Calculated loan to value percentage of XXXX% exceeds Guideline loan to value percentage of XXXX% for Rural properties. |  |  |  | Reviewer Comment (2026-02-11): Received, Clearing.<br>Seller Comment (2026-02-11): Comment from XXXX (XXXX): appraisal correction | 02/11/2026 |  |  | 1 C A |  | MO | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000109414 | XXXXX |  | 35727630 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. |  | Calculated loan to value percentage of XXXX% exceeds Guideline loan to value percentage of XXXX% for Rural properties. |  |  |  | Reviewer Comment (2026-02-11): Received, Clearing. | 02/11/2026 |  |  | 1 C A |  | MO | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000111206 | XXXXX |  | 35728065 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 B |  | FL | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000111206 | XXXXX |  | 35728075 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver Test | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. |  |  |  | Reviewer Comment (2026-02-10): XXXX received XXXX Initial CD, XXXX business days prior to the consummation.<br>Seller Comment (2026-02-09): Comment from XXXX (XXXX): XXXX Please see the attached TRID Disclosure History and initial Closing disclosure that shows the borrower was sent the initial Closing Disclosure on XXXX and consented to it on XXXX. This meets the 3 business days before the closing date of XXXX. | 02/10/2026 |  |  | 1 C A |  | FL | Primary | Refinance - Cash-out - Other | No Defined Cure B A | Non QM | Non QM | No |
| XXXXX | 4000112658 | XXXXX |  | 35731831 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title policy does not list coverage amount. |  |  |  | Reviewer Comment (2026-02-05): Accepted as is. |  |  | 02/05/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000111539 | XXXXX |  | 35731190 |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXXXexceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-05): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A |  | NC | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXX | 4000110897 | XXXXX |  | 35730005 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-09): Clearing based on review coming back within tolerances. | 02/09/2026 |  |  | 1 C A |  | MD | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000111424 | XXXXX |  | 35733792 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 B |  | TN | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000111424 | XXXXX |  | 35751692 |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | Please provide CPA Letter confirming that the withdrawal of business funds for this transaction will not have a negative impact on the business. Acct #XXXX |  |  |  | Reviewer Comment (2026-02-19): Received CPA letter. Exception cleared.<br>Seller Comment (2026-02-19): Comment from XXXX (XXXX): See attached | 02/19/2026 |  |  | 1 C A |  | TN | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000111424 | XXXXX |  | 35751695 |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | Please provide CPA Letter confirming that the withdrawal of business funds for this transaction will not have a negative impact on the business. Acct #XXXX |  |  |  | Reviewer Comment (2026-02-19): Received CPA letter. Exception cleared.<br>Buyer Comment (2026-02-19): Comment from XXXX (XXXX): See previous upload | 02/19/2026 |  |  | 1 C A |  | TN | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000111424 | XXXXX |  | 35751985 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Ownership percentage must be documented via CPA letter, Operating Agreement, or equivalent |  |  |  | Reviewer Comment (2026-02-19): Received CPA letter. Exception cleared.<br>Seller Comment (2026-02-19): Comment from XXXX (XXXX): See attached<br>Reviewer Comment (2026-02-06): Please provide documentation confirming ownership for both borrowers/ businesses as required per guides.<br>Seller Comment (2026-02-06): Comment from XXXX (XXXX): Borrower is sole owner | 02/19/2026 |  |  | 1 C A |  | TN | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000111424 | XXXXX |  | 35752089 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 B |  | TN | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000110687 | XXXXX |  | 35730424 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. |  |  |  |  |  | Reviewer Comment (2026-02-09): Received prior hazard insurance policy with an effective date of XXXX. Exception Cleared.<br>Seller Comment (2026-02-09): Comment from XXXX (XXXX): Hello, please see attached current insurance policy | 02/09/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| XXXXX | 4000110687 | XXXXX |  | 35730590 |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | Please provided POCB Invoice for Appraisal Fee. |  |  |  | Reviewer Comment (2026-02-09): Received POCB Invoice. Exception cleared.<br>Seller Comment (2026-02-09): Comment fromXXXX (XXXX): Hello, please see attached | 02/09/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| XXXXX | 4000110687 | XXXXX |  | 35730598 |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | Please provided POCB Invoice for Credit Report Fee. |  |  |  | Reviewer Comment (2026-02-09): Received POCB Invoice. Exception cleared.<br>Seller Comment (2026-02-09): Comment from XXXX (XXXX): Hello, please see attached | 02/09/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| XXXXX | 4000110687 | XXXXX |  | 35730615 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing.<br>Seller Comment (2026-02-09): Comment from XXXX (XXXX): Hello, please see attached | 02/10/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| XXXXX | 4000110687 | XXXXX |  | 35730623 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing.<br>Seller Comment (2026-02-09): Comment from XXXX (XXXX): Hello, please see attached | 02/10/2026 |  |  | 1 B A C |  | CA | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM Loan Designation C | Non QM | Non QM | Yes |
| XXXXX | 4000110687 | XXXXX |  | 35730624 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Based on the loan failing one or more guideline components, the loan is at ATR risk. |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing.<br>Seller Comment (2026-02-09): Comment from XXXX (XXXX): Hello, please see attached | 02/10/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| XXXXX | 4000110930 | XXXXX |  | 35731156 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Have Escrow - Initial Escrow Payment By All Parties | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XXXX disclosed an Initial Escrow Payment that includes both borrower and non-borrower paid amounts. | Loan Disclosures: Final Closing Disclosure provided on XXXX disclosed an Initial Escrow Payment that includes both borrower and non-borrower paid amounts. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 B |  | TN | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXXX | 4000112660 | XXXXX |  | 35730596 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/XXXX) |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000112660 | XXXXX |  | 35730614 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000111937 | XXXXX |  | 35729634 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Interim Closing Disclosure Timing Regular APR Change | TILA-RESPA Integrated Disclosure - Corrected Closing Disclosure issued on XXXX contains a change in APR and a complete Closing Disclosure was not received by borrower at least three (3) business days prior to consummation. | Corrected Closing Disclosure issued on XXXX contains a change in APR and a complete Closing Disclosure was not received by borrower at least three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-10): XXXX received fully completed copy of the XXXX initial CD within that timing requirement.<br>Seller Comment (2026-02-10): Comment from XXXX (XXXX.): please see ICD | 02/10/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | No Defined Cure A | Non QM | Non QM | No |
| XXXXX | 4000111799 | XXXXX |  | 35730586 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000111799 | XXXXX |  | 35752140 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXXXexceeds tolerance of $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-02-11): XXXX received Letter of Explanation, Proof of Delivery and Copy of Refund Check.<br>Seller Comment (2026-02-10): Comment from Post Closing (XXXX.): See attached |  | XXXXX |  | 2 C B |  | CA | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000110570 | XXXXX |  | 35730006 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-09): Clearing based on review coming back within tolerances. | 02/09/2026 |  |  | 1 C A |  | MT | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000115013 | XXXXX |  | 35750967 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  |  |  |  |  | Reviewer Comment (2026-02-09): Updated credit provided. Cleared.<br>Seller Comment (2026-02-09): Comment from XXXX (XXXX): credit | 02/09/2026 |  |  | 1 C A |  | NJ | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000113219 | XXXXX |  | 35734704 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000108643 | XXXXX |  | 35730562 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 B |  | IL | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000112178 | XXXXX |  | 35730002 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-09): Clearing based on review coming back within tolerances. | 02/09/2026 |  |  | 1 C A |  | CO | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000112178 | XXXXX |  | 35734271 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 B |  | CO | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000113400 | XXXXX |  | 35737606 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification is missing. |  |  |  | Reviewer Comment (2026-02-09): Received Insurance Verification. Exception cleared.<br>Seller Comment (2026-02-09): Comment from XXXX (XXXX): attached | 02/09/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C A | N/A | N/A | No |
| XXXXX | 4000109798 | XXXXX |  | 35730003 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-09): Clearing based on review coming back within tolerances. | 02/09/2026 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000111203 | XXXXX |  | 35730516 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The Title Policy Amount of $XXXX is less than the note amount of $XXXX based on the Commitment in file. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 B |  | IN | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000112916 | XXXXX |  | 35729543 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list coverage amount. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000112906 | XXXXX |  | 35729668 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/XXXX) |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000112906 | XXXXX |  | 35729669 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Secondary/XXXX) |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000112906 | XXXXX |  | 35729753 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy amount is blank. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000109381 | XXXXX |  | 35729315 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception approved in Expanded Prime+ for delinquent Property taxes to be paid off at closing. | Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-06): Client elects to waive with compensating factors |  |  | 02/06/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000109381 | XXXXX |  | 35729415 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000109381 | XXXXX |  | 35729416 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000112105 | XXXXX |  | 35730346 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000112105 | XXXXX |  | 35730438 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000109532 | XXXXX |  | 35745845 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | XXXX reflect appraisal sent XXXX |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 B |  | CO | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000109532 | XXXXX |  | 35745846 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 B |  | CO | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000109917 | XXXXX |  | 35746171 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report was not provided in file. |  |  |  | Reviewer Comment (2026-02-06): Received Fraud Report. Exception cleared.<br>Seller Comment (2026-02-06): Comment from XXXX (XXXX): Fraud report | 02/06/2026 |  |  | 1 C A |  | FL | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXX | 4000109917 | XXXXX |  | 35746173 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | An OFAC report was not provided. |  |  |  | Reviewer Comment (2026-02-06): Received Fraud Report. Exception cleared.<br>Seller Comment (2026-02-06): Comment from XXXX (XXXX): ofac | 02/06/2026 |  |  | 1 C A |  | FL | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXX | 4000109917 | XXXXX |  | 35746175 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The Title Policy Amount of $XXXXis less than the note amount of $XXXXbased on the Commitment in file. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 B |  | FL | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXX | 4000109917 | XXXXX |  | 35746234 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Exception Approved for Private Mortgage lien paid off through closing.. Compensating Factors are High FICO, experienced investor, and sufficient reserves over program requirement. DSCR >1, Mortgage history XXXXxXXXXxXXXX<br>Loan is DSCR Rate and Term Refinance. The subject property currently has a private mortgage that will be paid off at closing. Private Party VORs / VOMs may be considered on a case-by-case basis and will require an investor exception approval, subject to an LLPA. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-06): Client elects to waive with compensating factors |  |  | 02/06/2026 | 2 B |  | FL | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXX | 4000113076 | XXXXX |  | 35750132 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 B |  | NJ | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000113076 | XXXXX |  | 35750133 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing Test | Disbursement Date Missing: Evidence of disbursement date not found in file. Note Interest Accrual Start Date of XXXX used as disbursement date for compliance testing. |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 B |  | NJ | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000113076 | XXXXX |  | 35750134 |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA Disclosure - List of Homeownership Counseling Organizations Missing | RESPA Disclosure Rule (Dodd-Frank 2014): Creditor did not provide List of Homeownership Counseling Organizations to borrower. |  |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 B |  | NJ | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000111532 | XXXXX |  | 35745340 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 B |  | TX | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000110211 | XXXXX |  | 35745098 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. ECOA Receipt of Appraisal Without Waiver |  |  |  | Reviewer Comment (2026-02-10): Accepted as is. |  |  | 02/10/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000110211 | XXXXX |  | 35745099 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. ECOA Receipt of Appraisal Without Waiver |  |  |  | Reviewer Comment (2026-02-10): Accepted as is.<br>Reviewer Comment (2026-02-09): .<br>Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/10/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000111984 | XXXXX |  | 35748791 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-10): Clearing based on review coming back within tolerances. | 02/10/2026 |  |  | 1 C A |  | FL | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXX | 4000110521 | XXXXX |  | 35749958 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-10): Accepted as is. |  |  | 02/10/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000110677 | XXXXX |  | 35745852 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000110677 | XXXXX |  | 35745853 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. | APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing.<br>Seller Comment (2026-02-09): Comment from XXXX (XXXX): Hello, please note this loan is not HPML. | 02/10/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000110677 | XXXXX |  | 35745854 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing.<br>Seller Comment (2026-02-09): Comment from XXXX (XXXX): Hello, please note this loan is not HPML. | 02/10/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000110677 | XXXXX |  | 35745856 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML) California Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) | California Higher-Priced Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Compliant Higher Priced Loan. | APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Compliant Higher Priced Loan. |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing. | 02/10/2026 |  |  | 1 A |  | CA | Primary | Refinance - Rate/Term | The cure available on a CA HPML loan is dependent upon which prohibited practice is violated. For any loan with an HPML prepayment penalty violation, the loan CANNOT be cured. For any loan without an HPML prepayment penalty violation, the loan can be cured as follows:<br>Within 90 days of closing: (1) notify borrower; (2) at borrower's option: offer to make the loan compliant with HPML provisions or change terms in a manner beneficial to the borrower so the loan is no longer HPML; and (3) take appropriate action based on borrower's choice.<br>(Limited Use Bona Fide Errors - Compliance and Client Approval Required) Within 120 days of discovery or receipt of complaint, provide: (1) Legal opinion from originating lender with loan-specific details on how a high-cost loan was made despite procedures to prevent and confirms (i) the failure constitutes a bona fide error for the jurisdiction in which the property is located, and (ii) that the lender has not received any notice from the borrower of the failure; (2) procedures or explanation of controls in place to prevent such errors; (3) client written approval accepting use of the bona fide error cure; (4) signed borrower choice letter to either (a) accept refund and make loan non-higher-priced loan or (b) keep loan as higher-priced and make loan compliant; (5) If option 4(a) is selected, copy of refund check and proof of mailing; (6) If option 4(b) is selected, proof of cure for each of the prohibited practice violations. Note, a cure may not be accepted if the seller/lender has certified a fix has been made to their system and the same issue continues to occur after the fix has been put into place. | Non QM | Non QM | Yes |
| XXXXX | 4000110677 | XXXXX |  | 35745857 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXX prior to three (3) business days from transaction date of XXXX | Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX. |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing.<br>Seller Comment (2026-02-09): Comment from XXXX (XXXX): Hello, please note this loan is not HPML. | 02/10/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXXX | 4000110677 | XXXXX |  | 35745858 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date | Truth in Lending Act: Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). | Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing.<br>Seller Comment (2026-02-09): Comment from XXXX (XXXX): Hello, please see attached. | 02/10/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXXX | 4000110677 | XXXXX |  | 35745997 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing.<br>Seller Comment (2026-02-09): Comment from XXXX (XXXX): Hello, please see attached. | 02/10/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000110677 | XXXXX |  | 35748799 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-10): Clearing based on review coming back within tolerances. | 02/10/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000113645 | XXXXX |  | 35747374 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000112472 | XXXXX |  | 35746068 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-02-06): Accepted as is. |  |  | 02/06/2026 | 2 B |  | VA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000110783 | XXXXX |  | 35751463 |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  |  |  |  |  | Reviewer Comment (2026-02-10): Received Fraud Report. Exception cleared.<br>Seller Comment (2026-02-10): Comment from Post Closing (XXXX): See attached<br>Reviewer Comment (2026-02-09): Received Credit Report and FACTA Disclosure are already in the file. Please provide the Fraud Report. Exception remains.<br>Seller Comment (2026-02-09): Comment from XXXX (XXXX): See attached | 02/10/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000110049 | XXXXX |  | 35746700 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-02-10): Accepted as is. |  |  | 02/10/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000110049 | XXXXX |  | 35746701 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-02-10): Accepted as is.<br>Reviewer Comment (2026-02-09): .<br>Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/10/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000110049 | XXXXX |  | 35767602 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-02-10): Accepted as is. |  |  | 02/10/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000112535 | XXXXX |  | 35755365 |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Rent schedule is missing on lease property |  | Lease agreement missing. |  |  |  | Reviewer Comment (2026-02-10): Provided. Cleared.<br>Seller Comment (2026-02-10): Comment from XXXX (XXXX): leases | 02/10/2026 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXX | 4000112535 | XXXXX |  | 35755367 |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | Fraud report is missing. |  |  |  | Reviewer Comment (2026-02-10): Fraud Report provided.<br>Seller Comment (2026-02-10): Comment from XXXX (XXXX): fraud | 02/10/2026 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXX | 4000112535 | XXXXX |  | 35755384 |  | Credit | Loan Package Documentation | Closing / Title | Title | Title: Evidence of title is missing |  |  |  |  |  | Reviewer Comment (2026-02-10): Provided. Cleared. | 02/10/2026 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXX | 4000112535 | XXXXX |  | 35755385 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | The subject property is located in a FEMA disaster area. A post disaster inspection verifying there was no damage to the subject property is required |  |  |  | Reviewer Comment (2026-02-10): Appraisal provided. Cleared. | 02/10/2026 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXX | 4000112535 | XXXXX |  | 35755390 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | The file did not contain an estimated cost to replace from insurer. Calculations are based on XXXX% of the insurable value of the improvements (from appraiser cost provided or if no appraiser cost, the purchase price) using agency calculation methods. Coverage is insufficient by $XXXX |  |  |  | Reviewer Comment (2026-02-10): Cleared | 02/10/2026 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXX | 4000112535 | XXXXX |  | 35755391 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | Title Evidence is Missing. |  |  |  | Reviewer Comment (2026-02-10): Provided. Cleared.<br>Seller Comment (2026-02-10): Comment from XXXX (XXXX): title commitment | 02/10/2026 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXX | 4000112535 | XXXXX |  | 35755398 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal is missing. Sec ID: 1 |  | Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-10): Appraisal provided. Cleared.<br>Seller Comment (2026-02-10): Comment from XXXX (XXXX): appraisal | 02/10/2026 |  |  | 1 D A |  | NJ | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXX | 4000112535 | XXXXX |  | 35755407 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | Credit Report is missing. |  |  |  | Reviewer Comment (2026-02-10): Credit Report provided. Cleared.<br>Seller Comment (2026-02-10): Comment from XXXX (XXXX): credit report | 02/10/2026 |  |  | 1 D A |  | NJ | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXX | 4000112535 | XXXXX |  | 35755410 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | Flood Certificate is missing. |  |  |  | Reviewer Comment (2026-02-10): Provided. Cleared.<br>Seller Comment (2026-02-10): Comment from XXXX (XXXX): flood | 02/10/2026 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXX | 4000112535 | XXXXX |  | 35755411 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud Report is missing. |  |  |  | Reviewer Comment (2026-02-10): Provided. Cleared.<br>Seller Comment (2026-02-10): Comment from XXXX (XXXX): fraud | 02/10/2026 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXX | 4000112535 | XXXXX |  | 35755414 |  | Credit | Missing Document | General | Missing Document | Missing Document: Legal Description not provided |  | Legal Description is missing. |  |  |  | Reviewer Comment (2026-02-10): Provided. Cleared.<br>Seller Comment (2026-02-10): Comment from XXXX (XXXX): XXXX | 02/10/2026 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXX | 4000112535 | XXXXX |  | 35755415 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | OFAC is missing. |  |  |  | Reviewer Comment (2026-02-10): Provided. Cleared. | 02/10/2026 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXX | 4000112535 | XXXXX |  | 35755416 |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  | Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-10): Provided. Cleared. | 02/10/2026 |  |  | 1 D A |  | NJ | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXX | 4000112535 | XXXXX |  | 35755419 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  | Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  |  |  | Reviewer Comment (2026-02-10): Leases provided. Cleared. | 02/10/2026 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXX | 4000112535 | XXXXX |  | 35773360 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2026-02-10): Received CDA. Exception cleared.<br>Seller Comment (2026-02-10): Comment from XXXX (XXXX): CDA | 02/10/2026 |  |  | 1 A |  | NJ | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXX | 4000112535 | XXXXX |  | 35773432 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-02-17): Received Title evidence with Policy amount. Exception cleared.<br>Seller Comment (2026-02-17): Comment from XXXX (XXXX): title commitment...see page 5 | 02/17/2026 |  |  | 1 A |  | NJ | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXX | 4000112027 | XXXXX |  | 35748788 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-10): Clearing based on review coming back within tolerances. | 02/10/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000112325 | XXXXX |  | 35748792 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-10): Clearing based on review coming back within tolerances. | 02/10/2026 |  |  | 1 C A |  | NJ | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXX | 4000112609 | XXXXX |  | 35752892 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is less than Original Loan Amount. The Title Policy Amount of $XXXX is less than the note amount of $XXXX based on the Commitment in file. |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 B |  | SC | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000112019 | XXXXX |  | 35748789 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-10): Clearing based on review coming back within tolerances. | 02/10/2026 |  |  | 1 C A |  | MA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000112610 | XXXXX |  | 35755441 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000114839 | XXXXX |  | 35752490 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy amount is blank as the prelim does not state a coverage amount. |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 B |  | CA | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXX | 4000114839 | XXXXX |  | 35752586 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | Please provide an Article of Organization for the subject business entity "XXXX" as it is missing in the file. |  |  |  | Reviewer Comment (2026-02-09): Received Articles of Organization for XXXX. Exception cleared.<br>Seller Comment (2026-02-09): Comment from Post Closing (XXXX): See attached | 02/09/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXX | 4000114839 | XXXXX |  | 35752595 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Please provide Certificate of Good Standing for the subject business entity "XXXX" as it is missing in the file. |  |  |  | Reviewer Comment (2026-02-11): Received, Clearing.<br>Seller Comment (2026-02-10): Comment from Post Closing (XXXX.): See attached<br>Reviewer Comment (2026-02-09): As per XXXX, Required Certificate of Good Standing is dated within XXXX days of closing. Please provide a Certificate of Good Standing for XXXX, dated within XXXX days of closing. Exception remains.<br>Seller Comment (2026-02-09): Comment from Post Closing (XXXX): See attached | 02/11/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXX | 4000114839 | XXXXX |  | 35752609 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Please provide Corporate Resolution for the subject business entity "XXXX" as it is missing in the file. |  |  |  | Reviewer Comment (2026-02-09): Received Operating Agreement for XXXX. Exception cleared.<br>Seller Comment (2026-02-09): Comment from Post Closing (XXXX): See attached | 02/09/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXX | 4000114839 | XXXXX |  | 35752623 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | Please provide Operating agreement for the subject business entity "XXXX" as it is missing in the file. |  |  |  | Reviewer Comment (2026-02-09): Received Operating Agreement for XXXX. Exception cleared.<br>Seller Comment (2026-02-09): Comment from Post Closing (XXXX): See attached | 02/09/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXX | 4000115102 | XXXXX |  | 35758101 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000112179 | XXXXX |  | 35758413 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Verification appraisal was delivered to borrower was not provided |  |  |  | Reviewer Comment (2026-02-10): Accepted as is. |  |  | 02/10/2026 | 2 B |  | NY | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000113241 | XXXXX |  | 35758207 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 B |  | NV | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000112479 | XXXXX |  | 35754778 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-02-10): Accepted as is. |  |  | 02/10/2026 | 2 B |  | TX | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000112479 | XXXXX |  | 35754782 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $-XXXXexceeds tolerance of $-XXXX. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $-XXXX exceeds tolerance of $-XXXX. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-02-12): XXXX received COC dated XXXX.<br>Seller Comment (2026-02-11): Comment from XXXX (XXXX): Hello, please see attached<br>Reviewer Comment (2026-02-11): XXXX received COC dated XXXX stating loan amount decreased which is invalid since the loan amount did not decrease from CD dated XXXX for $XXXX to CD dated XXXX for $XXXX. Also, the lender credit decreased on CD dated XXXX for $XXXX. Kindly provide a valid COC for the fee decreased on CD dated XXXX or cure due to borrower. Cure documents consist of Post CD,LOX,Copy of refund check and proof of mailing.<br>Seller Comment (2026-02-10): Comment from XXXX (XXXX): Hello, please see attached | 02/12/2026 |  |  | 1 C A |  | TX | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000115414 | XXXXX |  | 35757713 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within XXXX or XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000115414 | XXXXX |  | 35757718 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | Secondary valuation is required, |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing.<br>Seller Comment (2026-02-10): Comment from XXXX (XXXX): SSR uploaded | 02/10/2026 |  |  | 1 D A |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000115414 | XXXXX |  | 35757767 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. ECOA Receipt of Appraisal Without Waiver |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | D B A | Non QM | Non QM | No |
| XXXXX | 4000113077 | XXXXX |  | 35759151 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception to allow a relationship between the Buyer's Real Estate Agent and the Borrowers. Approved - large amount of reserves, history of owning and managing rental properties. Comp factors FICO XXXX , XXXX % down, over $XXXXin reserves. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-10): Client elects to waive/regrade with compensating factors. |  |  | 02/10/2026 | 2 B |  | TX | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000113077 | XXXXX |  | 35759398 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-11): Clearing based on review coming back within tolerances. | 02/11/2026 |  |  | 1 C A |  | TX | Investment | Purchase | C B A |  | N/A | No |
| XXXXX | 4000112537 | XXXXX |  | 35759242 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Loan originated as Primary residence, yet URLA declarations indicates borrower will not occupy. |  | Borrower selected "No" for Will you occupy the property as your primary residence?. Kindly provide supporting documents or revised 1003 with correct information. |  |  |  | Reviewer Comment (2026-02-10): Received revised 1003 confirms the Borrower selected "Yes" for Will you occupy the property as your primary residence? Exception cleared.<br>Seller Comment (2026-02-09): Comment from Post Closing (XXXX): Kindly refer to the revised 1003 attached. | 02/10/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000112537 | XXXXX |  | 35759260 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  | Reviewer Comment (2026-02-09): Accepted as is. |  |  | 02/09/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000111252 | XXXXX |  | 35759070 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Provide final HUD/CD as it is missing. |  |  |  | Reviewer Comment (2026-02-13): HUD received<br>Seller Comment (2026-02-13): Comment from XXXX (XXXX.): misc doc | 02/13/2026 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000113294 | XXXXX |  | 35769412 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The Business Purpose Certificate, while signed by the borrower, is missing the loan number, address, and notary signature. |  |  |  | Reviewer Comment (2026-02-10): Received, Clearing.<br>Seller Comment (2026-02-10): Comment from Post Closing (XXXX.): XXXX | 02/10/2026 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000113464 | XXXXX |  | 35759400 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-11): Clearing based on review coming back within tolerances. | 02/11/2026 |  |  | 1 C A |  | PA | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXXX | 4000113464 | XXXXX |  | 35769726 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  |  |  |  |  | Reviewer Comment (2026-02-12): Received Guarantor Agreement. Exception cleared.<br>Seller Comment (2026-02-11): Comment from XXXX (XXXX): Business purpose and guaranty | 02/12/2026 |  |  | 1 D A |  | PA | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXXX | 4000110142 | XXXXX |  | 35759401 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-11): Clearing based on review coming back within tolerances. | 02/11/2026 |  |  | 1 C A |  | OR | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000112270 | XXXXX |  | 35762629 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-02-10): Accepted as is. |  |  | 02/10/2026 | 2 B |  | TX | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000112449 | XXXXX |  | 35762863 |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-09): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A |  | TX | Second Home | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXX | 4000113242 | XXXXX |  | 35764499 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-02-10): Accepted as is. |  |  | 02/10/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000113187 | XXXXX |  | 35759402 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-11): Clearing based on review coming back within tolerances. | 02/11/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXX | 4000113187 | XXXXX |  | 35770231 |  | Credit | Missing Document | General | Missing Document | Missing Document: Vacation Rental Income Statement (VRBO, Airbnb, etc.) not provided |  |  |  |  |  | Reviewer Comment (2026-02-12): Received Vacation Rental Income Statement ([XXXX].). Exception cleared.<br>Seller Comment (2026-02-12): Comment from XXXX (XXXX.): Uploaded the XXXX statements and the property rental advertisement documents. | 02/12/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXX | 4000113187 | XXXXX |  | 35770281 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | Missing Certificate of Good Standing dated within 30 days of closing |  |  |  | Reviewer Comment (2026-02-12): Received Certificate of Good Standing. Exeption cleared.<br>Seller Comment (2026-02-12): Comment from XXXX (XXXX.): Business Searches | 02/12/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXX | 4000111349 | XXXXX |  | 35763531 |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | The file was missing a copy of Evidence of Access to Funds |  |  |  | Reviewer Comment (2026-02-17): Received Operating Agreement. Exception cleared.<br>Seller Comment (2026-02-16): Comment from [XXXX] ([XXXX]): Updated assets to match the articles of business 50% interest for qualifying bwr<br>Seller Comment (2026-02-16): Comment from [XXXX] [XXXX]): The articles of business banking section establishes that the borrower has access to the funds, the borrower coequally owns the company<br>Reviewer Comment (2026-02-14): We still need evidence that the borrower has access and use of the business accounts.<br>Seller Comment (2026-02-13): Comment from [XXXX]([XXXX]): Page [XXXX] of the assets upload provides the calculation for the use of business assets | 02/17/2026 |  |  | 1 C A |  | AZ | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXX | 4000108241 | XXXXX |  | 35759394 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-11): Clearing based on review coming back within tolerances. | 02/11/2026 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000110723 | XXXXX |  | 35759403 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-11): Clearing based on review coming back within tolerances. | 02/11/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000110723 | XXXXX |  | 35763470 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Property Costs Year 1 Underdisclosed - October 2018 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Amount of Estimated Property Costs over Year 1 of on Final Closing Disclosure provided on XXXX are underdisclosed | Amount of Estimated Property Costs over Year 1 of on Final Closing Disclosure provided on XXXX are underdisclosed. |  |  |  | Reviewer Comment (2026-02-16): [XXXX] received corrected PCCD and LOE<br>Seller Comment (2026-02-13): Comment from[XXXX][XXXX]): Letter to borrower indicating correction on page 4.<br>Reviewer Comment (2026-02-13): [XXXX] received Post CD. However, we would also require LOX to the borrower in order to cure the exception.<br>Seller Comment (2026-02-12): Comment from [XXXX] ([XXXX]): PCCD |  | XXXXX |  | 2 C B |  | CA | Primary | Refinance - Rate/Term | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXXX | 4000110723 | XXXXX |  | 35763471 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Have Escrow Account | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XXXX incorrectly disclosed whether the loan will have an escrow account. | Page 4 of the final CD reflects the borrower will have an escrow account however, an escrow account was not established |  |  |  | Reviewer Comment (2026-02-16): [XXXX] received corrected PCCD and LOE<br>Seller Comment (2026-02-13): Comment from [XXXX]([XXXX]): Letter to borrower indicating correction on page 4.<br>Reviewer Comment (2026-02-13): [XXXX] received Corrected CD. Missing copy of LOE to borrower that accompanied the Corrected CD to finalize cure.<br>Seller Comment (2026-02-12): Comment from[XXXX]([XXXX].): PCCD |  | XXXXX |  | 2 C B |  | CA | Primary | Refinance - Rate/Term | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXXX | 4000110723 | XXXXX |  | 35763472 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Will Not Have Escrow Account | TILA-RESPA Integrated Disclosure - Loan Disclosures: Final Closing Disclosure provided on XXXX incorrectly disclosed whether the loan will have an escrow account. | Page 4 of the final CD reflects the borrower will have an escrow account however, an escrow account was not established |  |  |  | Reviewer Comment (2026-02-16): [XXXX] received corrected PCCD and LOE<br>Seller Comment (2026-02-13): Comment from [XXXX] ([XXXX].): Letter to borrower indicating correction on page 4.<br>Reviewer Comment (2026-02-13): [XXXX] received Post CD. However, we would also require LOX to the borrower in order to cure the exception.<br>Seller Comment (2026-02-12): Comment from [XXXX] ([XXXX].): PCCD |  | XXXXX |  | 2 C B |  | CA | Primary | Refinance - Rate/Term | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXXX | 4000110723 | XXXXX |  | 35763474 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX. | Subject loan transaction disbursed on XXXX, prior to three (3) business days from transaction date of XXXX. |  |  |  | Reviewer Comment (2026-02-13): Received, Clearing.<br>Seller Comment (2026-02-12): Comment from [XXXX] [XXXX]): Loan disbursed on XXXX. | 02/13/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXXX | 4000112162 | XXXXX |  | 35764915 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000112162 | XXXXX |  | 35789652 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list coverage amount. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000112159 | XXXXX |  | 35766808 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000112159 | XXXXX |  | 35790890 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list coverage amount. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000111664 | XXXXX |  | 35765225 |  | Compliance | Compliance | State Compliance | State Late Charge | Note Error: Note late charge percentage exceeds maximum per state |  |  |  |  |  | Reviewer Comment (2026-02-10): Accepted as is. |  |  | 02/10/2026 | 2 B |  | NY | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000111664 | XXXXX |  | 35768483 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-12): Clearing based on review coming back within tolerances. | 02/12/2026 |  |  | 1 C A |  | NY | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000113686 | XXXXX |  | 35765347 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | NY | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000113686 | XXXXX |  | 35765351 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Subprime Legend Not on Mortgage) | New York Subprime Loan: Mortgage does not contain a legend stating that the subprime loan is subject to Section 6-m of the Banking Law. |  |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | NY | Primary | Purchase | Provide the following: Letter of Explanation, corrected Mortgage (with required Legend) signed by consumers, and proof of re-recording. B A | Non QM | Non QM | Yes |
| XXXXX | 4000113686 | XXXXX |  | 35765352 |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Greater than 3 Year ARM Non-Compliant | New York Subprime Loan: APR on subject loan of XXXX % is in excess of allowable threshold of Prime Mortgage Market Rate XXXX% + XXXX%, or XXXX%. Non-Compliant SubPrime Loan. |  |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B | Non QM | Non QM | Yes |
| XXXXX | 4000113686 | XXXXX |  | 35790392 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided at Application but within Three Days) | New York Subprime Loan: Counseling Disclosure not provided to borrower at the time of application, but within three days of application. | Counseling Disclosure not provided to borrower at the time of application, but within three days of application. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure B A | Non QM | Non QM | No |
| XXXXX | 4000112177 | XXXXX |  | 35766189 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The Title Policy Amount of $XXXX is less than the note amount of $XXXX based on the Commitment in file. |  |  |  | Reviewer Comment (2026-02-10): Accepted as is. |  |  | 02/10/2026 | 2 B |  | AZ | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000110370 | XXXXX |  | 35766266 |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $XXXXexceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-10): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A |  | NY | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXX | 4000110370 | XXXXX |  | 35766267 |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-10): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A |  | NY | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXX | 4000109888 | XXXXX |  | 35768496 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-12): Clearing based on review coming back within tolerances. | 02/12/2026 |  |  | 1 C A |  | TX | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000112904 | XXXXX |  | 35767797 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Policy is within XXXX and does not reflect coverage amount. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000112904 | XXXXX |  | 35767875 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Report of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000112904 | XXXXX |  | 35767877 |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on XXXX , prior to three (3) business days from transaction date of XXXX. |  |  |  |  | Reviewer Comment (2026-02-12): Received, Clearing.<br>Seller Comment (2026-02-12): Comment from [XXXX] ([XXXX]): Hello, Please see attached | 02/12/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B | Non QM | Non QM | Yes |
| XXXXX | 4000113651 | XXXXX |  | 35766024 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Need the HOA documentation for this property. |  |  |  | Reviewer Comment (2026-02-12): Cleared, received verification no Hoa dues.<br>Seller Comment (2026-02-12): Comment from [XXXX][XXXX] is SFR there's no HOA Closing package already included HOI and Property profile | 02/12/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| XXXXX | 4000115746 | XXXXX |  | 35766167 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Need the taxes and HOA documentation for this property. |  |  |  | Reviewer Comment (2026-02-12): Received Tax Verification. Exception cleared.<br>Seller Comment (2026-02-11): Comment from[XXXX] [XXXX]): Please see attached HOA & Tax Verification. This a single-family house, and there is no HOA. | 02/12/2026 |  |  | 1 C A |  | NY | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXX | 4000115746 | XXXXX |  | 35766216 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | NY | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXX | 4000115746 | XXXXX |  | 35766333 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | PITIA months reserves of XXXX is less than Guideline PITIA months reserves of XXXX. |  |  |  | Reviewer Comment (2026-02-11): Received, Clearing.<br>Seller Comment (2026-02-11): Comment from [XXXX]i ([XXXX]): PITI is [XXXX]. The XXXX reserve balance provides evidence of the reserves of[XXXX] in the borrower's account. | 02/11/2026 |  |  | 1 C A |  | NY | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXX | 4000114694 | XXXXX |  | 35769796 |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing |  |  |  | Reviewer Comment (2026-02-10): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A |  | MI | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXX | 4000112670 | XXXXX |  | 35768941 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000112670 | XXXXX |  | 35768942 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  | Reviewer Comment (2026-02-11): Received, Clearing.<br>Seller Comment (2026-02-11): Comment from [XXXX] Hello, please see attached, thank you. | 02/11/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000112670 | XXXXX |  | 35768944 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-11): Received, Clearing.<br>Seller Comment (2026-02-11): Comment from [XXXX]: Hello, please see attached, thank you. | 02/11/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000112670 | XXXXX |  | 35768947 |  | Compliance | Compliance | Federal Compliance | TILA | ARM Disclosure Timing Test | TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within three (3) days of application. | ARM Disclosure was signed and dated by Borrower on XXXX |  |  |  | Reviewer Comment (2026-02-11): Received, Clearing.<br>Seller Comment (2026-02-11): Comment from [XXXX]: Hello, the Amortization type changed from fixed to ARM on[XXXX]per the attached COC, thank you. | 02/11/2026 |  |  | 1 C A |  | CA | Primary | Purchase | No Defined Cure B A | Non QM | Non QM | No |
| XXXXX | 4000113066 | XXXXX |  | 35773287 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-11): Received, Clearing.<br>Seller Comment (2026-02-11): Comment from [XXXX] Please see attached XXXX report for Fraud Report | 02/11/2026 |  |  | 1 C A |  | MI | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000113066 | XXXXX |  | 35773361 |  | Credit | Missing Document | General | Missing Document | Missing Document: Legal Description not provided |  |  |  |  |  | Reviewer Comment (2026-02-11): Received, Clearing.<br>Seller Comment (2026-02-11): Comment from [XXXX] Please see attached title commitment. The legal description is listed on page [XXXX]. | 02/11/2026 |  |  | 1 C A |  | MI | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000115730 | XXXXX |  | 35768764 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-02-12): Received Background Check. Exception cleared.<br>Seller Comment (2026-02-11): Comment from [XXXX]: Please see attached two[XXXX]eport as Fraud Report | 02/12/2026 |  |  | 1 C A |  | NY | Investment | Purchase | C A | N/A | N/A | No |
| XXXXX | 4000113228 | XXXXX |  | 35791608 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | FL | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000111015 | XXXXX |  | 35768499 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-12): Clearing based on review coming back within tolerances. | 02/12/2026 |  |  | 1 C A |  | WA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000111015 | XXXXX |  | 35772464 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Secondary/XXXX) |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | WA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000109969 | XXXXX |  | 35768500 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-12): Clearing based on review coming back within tolerances. | 02/12/2026 |  |  | 1 C A |  | TX | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000109969 | XXXXX |  | 35772456 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | TX | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000109969 | XXXXX |  | 35772457 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | TX | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000112385 | XXXXX |  | 35771608 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The Title Policy Amount of $XXXX is less than the note amount of $XXXX. |  |  |  | Reviewer Comment (2026-02-10): Accepted as is. |  |  | 02/10/2026 | 2 B |  | GA | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000113976 | XXXXX |  | 35788253 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2026-02-11): Received Final 1003 application. Exception cleared.<br>Seller Comment (2026-02-11): Comment from [XXXX]: final signed 1003 | 02/11/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000113976 | XXXXX |  | 35788291 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note Addendum - Prepayment not provided |  |  |  |  |  | Reviewer Comment (2026-02-11): Received Note Prepayment Addendum. Exception cleared.<br>Seller Comment (2026-02-11): Comment from[XXXX]: prepayment addendum and addendum to note | 02/11/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | Yes |
| XXXXX | 4000113976 | XXXXX |  | 35797224 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Mismatch of data related to Occupancy. |  | Investment transaction, Co-Borrower final 1003 confirms that the will occupy the property as Primary Residence. |  |  |  | Reviewer Comment (2026-02-20): Signed 1003 provided. Cleared.<br>Seller Comment (2026-02-20): Comment from [XXXX] signed revised 1003<br>Reviewer Comment (2026-02-18): The corrected 1003 needs to be signed by the co-borrower.<br>Seller Comment (2026-02-17): Comment from [XXXX] UPDATED 1003 | 02/20/2026 |  |  | 1 A |  | CA | Investment | Refinance - Cash-out - Other | C A | N/A | N/A | No |
| XXXXX | 4000113818 | XXXXX |  | 35786607 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | NV | Investment | Purchase | B A | N/A | N/A | No |
| XXXXX | 4000111408 | XXXXX |  | 35786533 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | NY | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000110187 | XXXXX |  | 35767251 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Proposed insured amount is less than final loan amount. Please provide final policy with coverage equal to the loan amount |  |  |  | Reviewer Comment (2026-02-10): Accepted as is. |  |  | 02/10/2026 | 2 B |  | OR | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXX | 4000110187 | XXXXX |  | 35768492 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-12): Clearing based on review coming back within tolerances. | 02/12/2026 |  |  | 1 C A |  | OR | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXX | 4000113225 | XXXXX |  | 35786744 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000112908 | XXXXX |  | 35767731 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000112908 | XXXXX |  | 35767758 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Verification(s) of employment is not within 10 business days of the Note. |  |  |  | Reviewer Comment (2026-02-11): Received VVOE dated [XXXX]of the Note. Exception cleared.<br>Seller Comment (2026-02-11): Comment from [XXXX] Hello, please see attached, thank you. | 02/11/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A | N/A | N/A | No |
| XXXXX | 4000112874 | XXXXX |  | 35767811 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | CA | Investment | Purchase | B A | N/A | N/A | No |
| XXXXX | 4000112874 | XXXXX |  | 35767812 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. | Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | CA | Investment | Purchase | B A | N/A | N/A | No |
| XXXXX | 4000111985 | XXXXX |  | 35767803 |  | Compliance | Compliance | State Compliance | Misc. State Level | Maryland Counseling Agencies Disclosure Not in File | XXXX - No evidence of required counseling disclosure language per XXXX |  |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | MD | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000114364 | XXXXX |  | 35766451 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Title policy amount is missing on title report |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000113254 | XXXXX |  | 35769686 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000110150 | XXXXX |  | 35767185 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The Title Policy Amount of $XXXX is less than the note amount of $XXXX based on the Preliminary in file. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | OR | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| XXXXX | 4000111149 | XXXXX |  | 35786871 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | IL | Investment | Refinance - Rate/Term | B |  | N/A | No |
| XXXXX | 4000111149 | XXXXX |  | 35786894 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 A B |  | IL | Investment | Refinance - Rate/Term | B |  | N/A | No |
| XXXXX | 4000113217 | XXXXX |  | 35789327 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | VA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000113217 | XXXXX |  | 35789330 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $XXXXis over disclosed by $XXXX compared to the calculated Amount Financed of $XXXX and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated XXXX). | The disclosed Amount Financed in the amount of $XXXXis over disclosed by $XXXX |  |  |  | Reviewer Comment (2026-02-18): [XXXX] received PCCD, LOE, Copy of Refund Check and Proof of Mailing.<br>Seller Comment (2026-02-17): Comment from [XXXX]: Hello, please see attached, thank you.<br>Reviewer Comment (2026-02-12): Unable to determine lender's calculation without compliance report or calculation. [XXXX] has included the following fee in finance charge calculation: Loan Orig [XXXX] Prepaid Int[XXXX] Processing fee[XXXX], Title-attorney fee [XXXX], Title-Closing Protection Letter [XXXX] Title-Courier[XXXX], Title-e-recording fee & title-recording costs totaled[XXXX]and underwriting fee[XXXX]. Total underdisclosure is [XXXX] Corrected CD, LOE to borrower, copy of cure refund for total underdisclosure and proof of mailing would be required for cure.<br>Buyer Comment (2026-02-11): Comment from [XXXX] Hi, could you please kindly provide a list of all the APR fees that TPR has included into the calculations so that we may determine the reason for the discrepancy? Thanks. |  | XXXXX |  | 2 C B |  | VA | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXX | 4000113217 | XXXXX |  | 35789331 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on XXXX disclosed an inaccurate Finance Charge on page XXXX that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $XXXX is under disclosed by $XXXXcompared to the calculated Finance Charge of $XXXX which exceeds the $XXXX threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated XXXX). | The disclosed Finance Charge in the amount of $XXXX is under disclosed by $XXXX |  |  |  | Reviewer Comment (2026-02-18): [XXXX] received PCCD, LOE, Copy of Refund Check and Proof of Mailing.<br>Seller Comment (2026-02-17): Comment from[XXXX] Hello, please see attached, thank you. |  | XXXXX |  | 2 C B |  | VA | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) B | Non QM | Non QM | Yes |
| XXXXX | 4000113407 | XXXXX |  | 35787622 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of appraisal is missing. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000113407 | XXXXX |  | 35787624 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Document Preparation Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Document Preparation Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. |  |  |  | Reviewer Comment (2026-02-13): After further review, exception has been cleared. | 02/13/2026 |  |  | 1 C A |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000113407 | XXXXX |  | 35787642 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000112480 | XXXXX |  | 35787212 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000112480 | XXXXX |  | 35787220 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000113475 | XXXXX |  | 35786971 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000112144 | XXXXX |  | 35795076 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000110642 | XXXXX |  | 35787619 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount is insufficient by $XXXX. Provide updated policy amount reflecting minimum coverage of $XXXX or provide a copy of insurer's replacement cost estimate supporting current coverage amount. |  |  |  | Reviewer Comment (2026-02-11): Received, Clearing.<br>Seller Comment (2026-02-11): Comment from[XXXX]: THERE IS SUFFICIENT DWELLING COVERAGE ON THE PRIMARY HOMEOWNERS INSURANCE: [XXXX] WITH REPLACEMENT COST COVERAGE page [XXXX] | 02/11/2026 |  |  | 1 C A |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000110642 | XXXXX |  | 35787661 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 A |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000110642 | XXXXX |  | 35787662 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Subprime Legend Not on Mortgage) | XXXX Subprime Loan: Mortgage does not contain a legend stating that the subprime loan is subject to Section XXXX-m of the Banking Law. |  |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | NY | Primary | Purchase | Provide the following: Letter of Explanation, corrected Mortgage (with required Legend) signed by consumers, and proof of re-recording. C B A | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000110642 | XXXXX |  | 35787663 |  | Compliance | Compliance | State Compliance | State HPML | New York Subprime Home Loan Threshold Fixed Non-Compliant | XXXX Subprime Loan: APR on subject loan of XXXX % or Final Disclosure APR of XXXX% is in excess of allowable threshold of Prime Mortgage Market Rate XXXX+ XXXX%, or XXXX%. Non-Compliant SubPrime Loan. |  |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure. Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000110642 | XXXXX |  | 35787664 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $XXXXexceeds tolerance of $XXXX plus XXXX% or $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Ten Percent Fee Tolerance exceeded. Total amount of $XXXX exceeds tolerance of $XXXX plus XXXX% or $XXXX Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-02-11): [XXXX] received LOX for rebuttal response with additional information and bifurcation recording fee and transfer taxes disclosed on LE.<br>Seller Comment (2026-02-11): Comment from[XXXX]: Please see attached. | 02/11/2026 |  |  | 1 C A |  | NY | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000110642 | XXXXX |  | 35787677 |  | Compliance | Compliance | State Compliance | State HPML | (State HPML Disclosure) New York Subprime Loan (Counseling Disclosure Not Provided at Application but within Three Days) | XXXX Subprime Loan: Counseling Disclosure not provided to borrower at the time of application, but within three days of application. | Counseling Disclosure not provided to borrower at the time of application, but within three days of application. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | NY | Primary | Purchase | No obvious cure C B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000110642 | XXXXX |  | 35790508 |  | Compliance | Compliance | Federal Compliance | Federal HPML | TIL Higher Priced Mortgage Loan Safe Harbor Test | TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied. |  |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | NY | Primary | Purchase | C B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000109643 | XXXXX |  | 35788251 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | CA | Investment | Purchase | D B A | N/A | N/A | No |
| XXXXX | 4000109643 | XXXXX |  | 35790119 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | Provide credit report dated XXXX. Additional conditions may apply upon receipt. |  |  |  | Reviewer Comment (2026-02-18): Cleared credit report received<br>Seller Comment (2026-02-18): Comment from [XXXX] ([XXXX]): Credit Report | 02/18/2026 |  |  | 1 D A |  | CA | Investment | Purchase | D B A | N/A | N/A | No |
| XXXXX | 4000109643 | XXXXX |  | 35790279 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Provide Appraisal Transfer letter |  |  |  | Reviewer Comment (2026-02-18): Cleared with confirmation same lender.<br>Seller Comment (2026-02-18): Comment from [XXXX] ([XXXX]): Please see NMLS search supporting XXXX dba XXXX - the same company. | 02/18/2026 |  |  | 1 C A |  | CA | Investment | Purchase | D B A | N/A | N/A | No |
| XXXXX | 4000109643 | XXXXX |  | 35790388 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | CA | Investment | Purchase | D B A | N/A | N/A | No |
| XXXXX | 4000113489 | XXXXX |  | 35787102 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. ECOA Receipt of Appraisal Without Waiver |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000111943 | XXXXX |  | 35788210 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. |  |  |  |  |  | Reviewer Comment (2026-02-12): Based on seller guidelines [XXXX] months P&I required and meets guidelines<br>Reviewer Comment (2026-02-12): EXCEPTION HISTORY - Exception Explanation was updated on [XXXX] PRIOR Exception Explanation: Calculated Available for Reserves of [XXXX] is less than Guideline Available for Reserves of [XXXX]. | 02/12/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000111943 | XXXXX |  | 35788218 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Waterfall due to insufficient reserves. |  |  |  | Reviewer Comment (2026-02-12): [XXXX] months P&I in reserves verified | 02/12/2026 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXX | 4000111943 | XXXXX |  | 35788219 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Waterfall due to insufficient reserves. |  |  |  | Reviewer Comment (2026-02-12): [XXXX] months P&I in reserves verified | 02/12/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000111943 | XXXXX |  | 35788224 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000111943 | XXXXX |  | 35788263 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Insurance Verification is missing for XXXX. |  |  |  | Reviewer Comment (2026-02-14): Received, Clearing.<br>Seller Comment (2026-02-13): Comment from [XXXX][XXXX].): please see attached EOI | 02/14/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000112239 | XXXXX |  | 35789772 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-12): Clearing based on review coming back within tolerances. | 02/12/2026 |  |  | 1 A |  | KS | Investment | Refinance - Cash-out - Other | A |  | N/A | No |
| XXXXX | 4000113141 | XXXXX |  | 35790763 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 B |  | KY | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000113574 | XXXXX |  | 35790256 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy amount is blank. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000110937 | XXXXX |  | 35793337 |  | Compliance | Compliance | State Compliance | State Defect | Pennsylvania Prepayment Penalty First Lien | XXXX Prepayment Penalty: A prepayment penalty not permissible on a first lien loan less than or equal to $XXXX. Prepay language states prepay will not exceed maximum permitted by applicable law. | A prepayment penalty not permissible on a first lien loan less than or equal to $XXXX. Prepay language states prepay will not exceed maximum permitted by applicable law. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | PA | Investment | Purchase | B A | N/A | N/A | No |
| XXXXX | 4000110367 | XXXXX |  | 35807785 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The second page of the 1-4 Family Rider is missing. |  |  |  | Reviewer Comment (2026-02-18): Cleared received all pages<br>Seller Comment (2026-02-18): Comment from[XXXX] ([XXXX]):[XXXX] XXXX: Please see attached Rider with all pages. | 02/18/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000112394 | XXXXX |  | 35801730 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. (Type:Additional/XXXX) |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 B |  | MI | Primary | Refinance - Cash-out - Other | B | Non QM | Non QM | No |
| XXXXX | 4000112394 | XXXXX |  | 35801744 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 B |  | MI | Primary | Refinance - Cash-out - Other | B | Non QM | Non QM | No |
| XXXXX | 4000112394 | XXXXX |  | 35801750 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 A B |  | MI | Primary | Refinance - Cash-out - Other | B | Non QM | Non QM | No |
| XXXXX | 4000111557 | XXXXX |  | 35801747 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000111241 | XXXXX |  | 35794817 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/XXXX) |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000111241 | XXXXX |  | 35794873 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy amount is blank. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000111241 | XXXXX |  | 35794887 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy amount is blank. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000111241 | XXXXX |  | 35794892 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy amount is blank. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000111238 | XXXXX |  | 35801755 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000111456 | XXXXX |  | 35790664 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 B |  | CA | Investment | Purchase | B A | N/A | N/A | No |
| XXXXX | 4000115179 | XXXXX |  | 35789781 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-16): Cleared based on review coming back within tolerances | 02/16/2026 |  |  | 1 C A |  | TN | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000113204 | XXXXX |  | 35804547 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000114002 | XXXXX |  | 35789782 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-12): Clearing based on review coming back within tolerances. | 02/12/2026 |  |  | 1 C A |  | CO | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000113221 | XXXXX |  | 35789791 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-12): Clearing based on review coming back within tolerances. | 02/12/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000113221 | XXXXX |  | 35795804 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000113221 | XXXXX |  | 35795805 |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. | Federal Higher-Priced Mortgage Loan: APR on subject loan of XXXX% or Final Disclosure APR of XXXX% is equal to or greater than the threshold of APOR XXXX% + XXXX%, or XXXX%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  | Reviewer Comment (2026-02-13): Receipt of appraisal received, cleared<br>Seller Comment (2026-02-13): Comment from[XXXX] ([XXXX]): Hello, please see attached. | 02/13/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000113221 | XXXXX |  | 35795806 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-13): Receipt of appraisal received, cleared<br>Seller Comment (2026-02-13): Comment from [XXXX] ([XXXX]): Hello, please see attached. | 02/13/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000113221 | XXXXX |  | 35795839 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list coverage amount. |  |  |  | Reviewer Comment (2026-02-11): Accepted as is. |  |  | 02/11/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000113234 | XXXXX |  | 35802249 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000113234 | XXXXX |  | 35802257 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within XXXX does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000110337 | XXXXX |  | 35802727 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title Policy is within XXXX or v and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000110337 | XXXXX |  | 35802840 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000113481 | XXXXX |  | 35803178 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 B |  | TX | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000113481 | XXXXX |  | 35803205 |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | XXXX Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a XXXX Section 50 (a)(6) home equity loan.) |  |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation B A | Non QM | Non QM | No |
| XXXXX | 4000112006 | XXXXX |  | 35804852 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. |  |  |  |  |  | Reviewer Comment (2026-02-12): Based on seller guidelines, sufficient reserve verified | 02/12/2026 |  |  | 1 C A |  | VA | Investment | Purchase | C A | N/A | N/A | No |
| XXXXX | 4000114418 | XXXXX |  | 35805552 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000114418 | XXXXX |  | 35805605 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000113404 | XXXXX |  | 35803717 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Document Preparation Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Document Preparation Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX |  |  |  | Reviewer Comment (2026-02-17): Clearing after further review. | 02/17/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000113404 | XXXXX |  | 35803754 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000114678 | XXXXX |  | 35802262 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 B |  | CA | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| XXXXX | 4000114887 | XXXXX |  | 35802869 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000114887 | XXXXX |  | 35807531 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000113603 | XXXXX |  | 35804827 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. |  | The Hazard Insurance Policy Effective Date is after the later of the disbursement, Hazard Insurance Policy Effective Date XXXX; Disbursement Date:XXXX. |  |  |  | Reviewer Comment (2026-02-14): Received, Clearing.<br>Seller Comment (2026-02-13): Comment from Post Closing [XXXX].): See attached | 02/14/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000110311 | XXXXX |  | 35804584 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 B |  | CA | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| XXXXX | 4000110115 | XXXXX |  | 35805882 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/XXXX) |  |  |  | Reviewer Comment (2026-02-12): Accepted as is. |  |  | 02/12/2026 | 2 B |  | IN | Second Home | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000110115 | XXXXX |  | 35805884 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXXover legal limit. Insufficient or no cure was provided to the borrower. (7520) |  |  |  | Reviewer Comment (2026-02-23): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2026-02-20): Comment from [XXXX]([XXXX]): the final cd already shows in section J the[XXXX]tolerance cure for this --invalid condition | 02/23/2026 |  |  | 1 C A |  | IN | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Non QM | Yes |
| XXXXX | 4000110115 | XXXXX |  | 35865883 |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXXXexceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-23): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A |  | IN | Second Home | Purchase | Final CD evidences Cure B A | Non QM | Non QM | Yes |
| XXXXX | 4000114689 | XXXXX |  | 35804901 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-16): Cleared based on review coming back within tolerances | 02/16/2026 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000114136 | XXXXX |  | 35805331 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The Title Policy Amount of $XXXX s less than the note amount of $XXXX based on the Commitment in file. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 B |  | NJ | Second Home | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000114136 | XXXXX |  | 35805379 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver Test | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. |  |  |  | Reviewer Comment (2026-02-18): [XXXX] received initial CD dated [XXXX]<br>Seller Comment (2026-02-16): Comment from [XXXX] ([XXXX]e): [XXXX] Please see the attached TRID Disclosure History and initial Closing disclosure that shows the borrower was sent the initial Closing Disclosure on [XXXX] and consented to it on[XXXX]This meets the [XXXX]business days before the closing date of [XXXX] | 02/18/2026 |  |  | 1 C A |  | NJ | Second Home | Refinance - Cash-out - Other | No Defined Cure B A | Non QM | Non QM | No |
| XXXXX | 4000111293 | XXXXX |  | 35804902 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-16): Cleared based on review coming back within tolerances | 02/16/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000115742 | XXXXX |  | 35805411 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 B |  | NY | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000114924 | XXXXX |  | 35804498 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Hazard Insurance Coverage Amount is insufficient by $XXXX. |  |  |  | Reviewer Comment (2026-02-17): Replacement cost estimator received<br>Seller Comment (2026-02-17): Comment from [XXXX]([XXXX]): REPLACEMENT COST ESTIMATOR | 02/17/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000114924 | XXXXX |  | 35804553 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Contact Information - Broker | TILA-RESPA Integrated Disclosure - Contact Information: Final Closing Disclosure provided on XXXX did not disclose the required Broker Contact Information (Broker Name, Broker NMLS ID, Contact Name, Contact NMLS ID). | Final Closing Disclosure did not disclose Broker NMLS ID. |  |  |  | Reviewer Comment (2026-02-20): [XXXX] received PCCD and LOE<br>Seller Comment (2026-02-18): Comment from [XXXX] ([XXXX]): LOE TO BORROWER<br>Reviewer Comment (2026-02-18): [XXXX] Received corrected PCCD; however, LEO not received. Provide LOE to the borrower.<br>Seller Comment (2026-02-17): Comment from [XXXX] [XXXX]): PCCD ATTACHED. |  | XXXXX |  | 2 C B |  | CA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure B A | Non QM | Non QM | Yes |
| XXXXX | 4000114182 | XXXXX |  | 35806533 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy amount is blank. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000114182 | XXXXX |  | 35806559 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | Rent loss insurance for the subject property is require equally XXXX months of rental income. |  |  |  | Reviewer Comment (2026-02-13): Insurance received reflecting rent loss coverage<br>Seller Comment (2026-02-13): Comment from[XXXX] ([XXXX]: Rent loss coverage exceeding required amount [XXXX] on both current and renewal attached. Thank you! | 02/13/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000109157 | XXXXX |  | 35796685 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | All judgments must be paid in full at or prior to closing. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Debt Service Coverage Ratio: XXXX<br> Guideline Requirement: 1.00<br>Loan to Value: XXXX%<br> Guideline Maximum Loan to Value: 55.00000%<br>Guidelines Representative FICO: 620<br> Representative FICO: XXXX | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-10-13): Waived with compensating factors per lender exception approval.<br>Buyer Comment (2025-10-09): exception |  |  | 10/13/2025 | 2 B |  | NY | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000109157 | XXXXX |  | 35796686 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | File is missing final signed and dated HUD-1/Settlement Statement. Statement in file shows daily interest charge on line 901 statiing XXXX. |  |  |  | Reviewer Comment (2025-10-09): Final SS.<br>Buyer Comment (2025-10-07): corrected final SS | 10/09/2025 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C B A |  | N/A | No |
| XXXXX | 4000110605 | XXXXX |  | 35796693 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | Provide OFAC for the borrowing entity. |  |  |  | Reviewer Comment (2025-11-03): Received update Fraud Summary dated [XXXX]: Exception Cleared.<br>Buyer Comment (2025-10-30): fraud summary | 11/03/2025 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000110620 | XXXXX |  | 35796698 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | File is missing verification of primary rent payments for August and XXXX. |  |  |  | Reviewer Comment (2025-11-11): Received VOR documents reflects rent payment is current till [XXXX]. Verified and updated details. Exception Cleared.<br>Buyer Comment (2025-11-07): VOR showing current as of [XXXX]attached. | 11/11/2025 |  |  | 1 C A |  | PA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXX | 4000110612 | XXXXX |  | 35796705 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | UW discretion required for borrower living rent free with someone other than a spouse. |  |  |  | Reviewer Comment (2025-11-18): Updated 1008 detailing underwriter discretion received in trailing docs.<br>Buyer Comment (2025-11-14): [XXXX]-Please see attached | 11/18/2025 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000110617 | XXXXX |  | 35796720 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | Missing for XXXX. |  |  |  | Reviewer Comment (2025-12-01): Received Articles of Organization/Formation for xxxxx xxxxxx. Exception cleared.<br>Buyer Comment (2025-11-26): Certificate of organization<br>Buyer Comment (2025-11-26): article of organization | 12/01/2025 |  |  | 1 C A |  | NH | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000109208 | XXXXX |  | 35796722 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Missing final closing statement. |  |  |  | Reviewer Comment (2025-12-01): Received Final Closing Statement. Exception Cleared.<br>Buyer Comment (2025-11-26): Final SS | 12/01/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000109208 | XXXXX |  | 35796723 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | UW discretion required for borrower living rent free with someone other than a spouse. |  |  |  | Reviewer Comment (2025-12-01): Underwriter discretion found in 1008, exception cleared.<br>Buyer Comment (2025-11-26): UW discretion | 12/01/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000110621 | XXXXX |  | 35796729 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | The Certificate of Non-Owner Occupied does not show the borrower(s) at an address different than the subject and thus casts doubt on the business purpose of the loan. |  | The Certificate of Non-Owner Occupied does not show the borrower(s) at an address different than the subject and thus casts doubt on the business purpose of the loan. |  |  |  | Reviewer Comment (2025-12-01): Received Non-Owner Occupancy Declaration stating borrower at an address different than the subject. Exception Cleared.<br>Buyer Comment (2025-11-26): [XXXX]-Please see attached | 12/01/2025 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000109206 | XXXXX |  | 35796731 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Wire transfer receipt dated XXXX shows wire transfer to the title company in the amount of $XXXX, however latest statement provided for the account only shows a balance of $XXXX. |  |  |  | Reviewer Comment (2025-12-04): Additional funds provided from HELOC.<br>Buyer Comment (2025-12-02): [XXXX]-Please see attached | 12/04/2025 |  |  | 1 C A |  | TN | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000109206 | XXXXX |  | 35796732 |  | Credit | Credit | Miscellaneous | Credit | Missing Document: Credit Letter of Explanation (LOE) not provided |  | The loan application disclosed no housing history or expense for co-borrower who is married. A letter from the spouse disclosing living status, and evidence of underwriter discretion are required, but missing from the file. |  |  |  | Reviewer Comment (2025-12-04): Cleared with new asset/HELOC statement showing the co-borrower is on the new HELOC for the primary residence.<br>Reviewer Comment (2025-12-04): Per Credit Report, Borrower is liable for mortgage payment. Require letter from spouse disclosing living status and evidence of underwriter discretion. Exception remains.<br>Buyer Comment (2025-12-02): Co Borrower owns home that she lives in-no LOE required | 12/04/2025 |  |  | 1 C A |  | TN | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000110622 | XXXXX |  | 35796734 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Spousal Consent Form not provided |  |  |  |  |  | Reviewer Comment (2025-12-01): Received guaranty agreement signed by spouse. Exception cleared.<br>Buyer Comment (2025-11-26): Guaranty | 12/01/2025 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000110623 | XXXXX |  | 35796742 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing UW discretion for borrower living rent free. |  |  |  | Reviewer Comment (2025-12-03): Provided 1008 form with underwriter discretion for borrower living rent free. Exception cleared.<br>Buyer Comment (2025-12-01): uw discretion | 12/03/2025 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000110626 | XXXXX |  | 35796749 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Approved Exception at origination: Allow borrower paying rent in cash $XXXX per month to private landlord with a VOR, borrower LOE, and a lease agreement vs program requirement of a lease and most recent XXXXmonth rent verification. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: XXXX<br> Guideline Requirement: 0.00<br>Guidelines Representative FICO: 640<br> Representative FICO: XXXX | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2025-11-30): Waived with compensating factors per lender exceptions approval at origination. |  |  | 11/30/2025 | 2 B |  | NJ | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000110630 | XXXXX |  | 35796780 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception provided approving the borrower paying rent in cash to private landlord. Hand written receipts and lease provided in lieu of the required XXXX months bank statement or cancelled checks. | The representative FICO score exceeds the guideline minimum by at least 40 points. | Guidelines Representative FICO: 700<br> Representative FICO: XXXX | SitusAMC | Reviewer Comment (2025-12-17): Waived with compensating factors per lender exception approval at origination. |  |  | 12/17/2025 | 2 B |  | TX | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000109156 | XXXXX |  | 35796838 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Final Title policy is missing in loan file |  |  |  | Reviewer Comment (2026-01-07): Supplemental Report document received. Exception cleared.<br>Buyer Comment (2026-01-05): PFA | 01/07/2026 |  |  | 1 B A |  | CA | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000114679 | XXXXX |  | 35804903 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-16): Cleared based on review coming back within tolerances | 02/16/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000109205 | XXXXX |  | 35796894 |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  |  |  |  |  | Reviewer Comment (2025-11-13): Initial 1003 is not required for business purpose loan. Exception cleared.<br>Buyer Comment (2025-11-12): [XXXX]Loan is BP loan where Initial Application is not required. Evidence of submission via Audit History is sufficient to clear | 11/13/2025 |  |  | 1 B A |  | CA | Investment | Purchase | C A B | N/A | Exempt from ATR | No |
| XXXXX | 4000109205 | XXXXX |  | 35796896 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The file is missing the final HUD-1. Copy in file is an estimate. |  |  |  | Reviewer Comment (2025-11-18): Final HUD.<br>Buyer Comment (2025-11-14): Final SS | 11/18/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A B | N/A | Exempt from ATR | No |
| XXXXX | 4000109205 | XXXXX |  | 35796897 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The Non-Owner Occupancy Declaration is incomplete as Section 4A is missing the principal residence address. |  |  |  | Reviewer Comment (2025-11-13): Subject property is investment & principal residence address updated in section 4A. Exception cleared.<br>Buyer Comment (2025-11-12): Non-Owner | 11/13/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A B | N/A | Exempt from ATR | No |
| XXXXX | 4000109205 | XXXXX |  | 35796898 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | The file is missing the 4506C for years XXXX and XXXX. |  |  |  | Reviewer Comment (2025-11-21): [XXXX]received.<br>Buyer Comment (2025-11-19): [XXXX]<br>Reviewer Comment (2025-11-13): Executed [XXXX] form from any individual named as a borrower on the loan is required for all programs as per guideline. Exception remains.<br>Buyer Comment (2025-11-12): CDFI program does not required [XXXX] | 11/21/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A B | N/A | Exempt from ATR | No |
| XXXXX | 4000109205 | XXXXX |  | 35796899 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | The file is missing the 4506C for years XXXX and XXXX. |  |  |  | Reviewer Comment (2025-11-21): [XXXX] received.<br>Buyer Comment (2025-11-19): see attached [XXXX]<br>Reviewer Comment (2025-11-13): Executed[XXXX]form from any individual named as a borrower on the loan is required for all programs as per guideline. Exception remains.<br>Buyer Comment (2025-11-12): CDFI program does not required [XXXX] | 11/21/2025 |  |  | 1 C A |  | CA | Investment | Purchase | C A B | N/A | Exempt from ATR | No |
| XXXXX | 4000110631 | XXXXX |  | 35796935 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception to allow the XXXX th loan for this borrower. | The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has verified disposable income of at least $2500.00. | DTI: XXXX% <br> Guideline Maximum DTI: 50.00000%<br>Reserves: XXXX<br> Guideline Requirement: 3.00<br>Documentation Type: 12mo Bank Statement<br> Disposable Income: $XXXX | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-22): Waived with compensating factors per lender exception approval at origination. |  |  | 12/22/2025 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | D B C A | N/A | Exempt from ATR | No |
| XXXXX | 4000110631 | XXXXX |  | 35796936 |  | Compliance | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1 |  | The file is missing the final HUD-1. Copy in file is an estimate. |  |  |  | Reviewer Comment (2025-12-31): Received certified closing statement.<br>Buyer Comment (2025-12-29): [XXXX]-Please see attached | 12/31/2025 |  |  | 1 D A |  | CA | Investment | Refinance - Cash-out - Other | D B C A | N/A | Exempt from ATR | No |
| XXXXX | 4000110631 | XXXXX |  | 35796937 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title search shows negative impact on title. |  | Provide evidence that the Child Support judgment listed on title has been paid and will not impact final title. |  |  |  | Reviewer Comment (2025-12-26): Title Supplement stating the judgment in question will be removed.<br>Buyer Comment (2025-12-23): [XXXX]-Please see attached from Title | 12/26/2025 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | D B C A | N/A | Exempt from ATR | No |
| XXXXX | 4000109147 | XXXXX |  | 35796939 |  | Credit | Missing Document | General | Missing Document | Missing Document: Account Statements - Business not provided |  | Business Account Statement missing for a/c ending with #XXXX for the month of XXXX |  |  |  | Reviewer Comment (2026-01-02): Received[XXXX] bank statement for [XXXX]. Exception cleared.<br>Buyer Comment (2025-12-30): Please see attached<br>Buyer Comment (2025-12-30): [XXXX]Please see attached | 01/02/2026 |  |  | 1 C A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Exempt from ATR | No |
| XXXXX | 4000109147 | XXXXX |  | 35796940 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | CPA/Third Party Verification missing in file. |  |  |  | Reviewer Comment (2026-01-02): Received CPA letter for employment verification. Exception cleared.<br>Buyer Comment (2025-12-30): [XXXX]Please see attached | 01/02/2026 |  |  | 1 C A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Exempt from ATR | No |
| XXXXX | 4000109147 | XXXXX |  | 35796942 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | The file is missing verification of employment, and bank statement got account #XXXX dated XXXX used for income calculation. |  |  |  | Reviewer Comment (2026-01-02): Received CPA letter for employment verification and[XXXX]bank statement for #[XXXX]. Exception cleared. | 01/02/2026 |  |  | 1 C A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Exempt from ATR | No |
| XXXXX | 4000109147 | XXXXX |  | 35796943 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-01-15): CDFI lender testing ATR. |  |  | 01/15/2026 | 2 A |  | NJ | Primary | Refinance - Cash-out - Other | C A | Non QM | Exempt from ATR | No |
| XXXXX | 4000110632 | XXXXX |  | 35796950 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | Fraud/Credit Report disclosed a lien/judgment for $XXXX and $XXXX. Per guidelines, liens and judgments must be paid at, or prior to closing. Please provide evidence that this debt was satisfied or released. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | DTI: XXXX% <br> Guideline Maximum DTI: 50.00000%<br>Guidelines Representative FICO: 680<br> Representative FICO: XXXX | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2026-01-09): Waived with compensating factors per lender approved exception received in trailing docs.<br>Buyer Comment (2026-01-07): Please find exception attached. Thank you.<br>Reviewer Comment (2025-12-31): Received documents are already provided. Fraud Report Doc[XXXX] is reflecting Tax Lien[XXXX] and [XXXX]. Evidence of satisfaction/released is required. Exception remains.<br>Buyer Comment (2025-12-29): Good afternoon, [XXXX]. If this is not the correct information, please advise what the liens are for specifically and where you found them/what document. <br> Thank you so much!<br>Buyer Comment (2025-12-29): Please see attached. Thank you. |  |  | 01/09/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000110632 | XXXXX |  | 35796951 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-01-15): CDFI lender testing ATR. |  |  | 01/15/2026 | 2 A |  | CA | Primary | Purchase | B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000110637 | XXXXX |  | 35796963 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower has been renting from family and paying cash, so we can't document the house other than VOR | Borrower has verified disposable income of at least $2500.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Documentation Type: 1yr P&L w/Bank Statements<br> Disposable Income: $XXXX<br>Guidelines Representative FICO: 680<br> Representative FICO: XXXX | Originator Pre-Close,SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-16): Waived with compensating factors per lender exception approval at origination. |  |  | 12/16/2025 | 2 B |  | CT | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000109217 | XXXXX |  | 35796968 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Total cash-out discrepancy. | HUD-1 total cash-out of ___ is greater than Guideline total cash-out of ___. | Per Guidelines, cash back amount on a rate/term transaction should not to exceed the lesser of XXXX % or $XXXX Borrower's cash out amount exceeds the threshold. | The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>Borrower has verified disposable income of at least $2500.00. | DTI: XXXX% <br> Guideline Maximum DTI: 50.00000%<br>Documentation Type: 12mo Bank Statement<br> Disposable Income: $XXXX | Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2026-01-12): Waived with compensating factors per lender exception approval.<br>Buyer Comment (2026-01-08): Exception attached. |  |  | 01/12/2026 | 2 C B |  | TX | Investment | Refinance - Rate/Term | C B A | N/A | Exempt from ATR | No |
| XXXXX | 4000109217 | XXXXX |  | 35796969 |  | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | Cash back to borrower exceeds the maximum amount of $XXXX | The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>Borrower has verified disposable income of at least $2500.00. | DTI: XXXX% <br> Guideline Maximum DTI: 50.00000%<br>Documentation Type: 12mo Bank Statement<br> Disposable Income: $XXXX | Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2026-01-12): Waived with compensating factors per lender exception approval.<br>Buyer Comment (2026-01-08): Exception attached. |  |  | 01/12/2026 | 2 C B |  | TX | Investment | Refinance - Rate/Term | C B A | N/A | Exempt from ATR | No |
| XXXXX | 4000109187 | XXXXX |  | 35796973 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-01-15): CDFI lender testing ATR. |  |  | 01/15/2026 | 2 A |  | HI | Primary | Refinance - Cash-out - Other | A | Non QM | Exempt from ATR | No |
| XXXXX | 4000106574 | XXXXX |  | 35797000 |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  | E-sign Consent Agreement is missing. |  |  |  | Reviewer Comment (2026-01-26): Received e-sign consent document.<br>Buyer Comment (2026-01-23): E-sign certificate showing consent date. | 01/26/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000106574 | XXXXX |  | 35797002 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Waterfall due to missing VVOE with the CPA. |  |  |  | Reviewer Comment (2026-04-10): Loan designation was updated to Non-QM, as the guideline exception for missing the VVOE was waived and downgraded.<br>Reviewer Comment (2026-01-23): NonQM | 01/23/2026 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | No |
| XXXXX | 4000106574 | XXXXX |  | 35797003 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Waterfall due to missing VVOE with the CPA. |  |  |  | Reviewer Comment (2026-01-23): Waived per lender exception provided. Exceptions downgraded to Grade 2 by our compliance team.<br>Reviewer Comment (2026-01-23): Lender exception for verbal verification citing use of e-signature and email audit trail evidencing CPA letter and P&L from CPA in lieu of VVOE |  |  | 01/23/2026 | 2 C B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000106574 | XXXXX |  | 35797004 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower is currently living rent free which is not allowed by guidelines. File is missing rate lock with a LLPA for living rent free. |  |  |  | Reviewer Comment (2026-01-15): Rate lock received with a verification of borrower living rent free. Exception cleared.<br>Buyer Comment (2026-01-13): Lock Confirmation with LLPA for Rent Free | 01/15/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000106574 | XXXXX |  | 35797005 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: | - ___ | Missing the required verification of employment with the CPA prior to closing. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Borrower has been employed in the same industry for more than 5 years.<br>Documentation Type: 12mo CPA P&L<br> Disposable Income: $XXXX<br>Guidelines Representative FICO: 680<br> Representative FICO: XXXX | Originator,SitusAMC<br>Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2026-01-21): Waived with compensating factors at clients request.<br>Reviewer Comment (2026-01-14): Per guidelines for the P&L only program, a verbal verification with the CPA is required prior to closing. The CPA letter is not a verbal verification with the CPA.<br>Buyer Comment (2026-01-13): [XXXX] is a CPA letter dated [XXXX]which is within [XXXX] days of closing. Please cancel this exception. |  |  | 01/21/2026 | 2 C B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000106574 | XXXXX |  | 35797006 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) | Missing the required verification of employment with the CPA prior to closing. |  |  |  | Reviewer Comment (2026-01-23): Waived per lender exception provided. Exceptions downgraded to Grade 2 by our compliance team.<br>Reviewer Comment (2026-01-23): Lender exception for verbal verification citing use of e-signature and email audit trail evidencing CPA letter and P&L from CPA in lieu of VVOE<br>Reviewer Comment (2026-01-14): Per guidelines for the P&L only program, a verbal verification with the CPA is required prior to closing. The CPA letter is not a verbal verification with the CPA.<br>Buyer Comment (2026-01-13): [XXXX] is a CPA letter dated[XXXX] which is within[XXXX]days of closing. Please cancel this exception. |  |  | 01/23/2026 | 2 C B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000106574 | XXXXX |  | 35797007 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | Missing the required verification of employment with the CPA prior to closing. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has verified disposable income of at least $2500.00. | Guidelines Representative FICO: 680<br> Representative FICO: XXXX<br>Documentation Type: 12mo CPA P&L<br> Disposable Income: $XXXX | Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2026-01-21): Waived with compensating factors at clients request.<br>Reviewer Comment (2026-01-14): Per guidelines for the P&L only program, a verbal verification with the CPA is required prior to closing. The CPA letter is not a verbal verification with the CPA.<br>Buyer Comment (2026-01-13): [XXXX] is a CPA letter dated [XXXX]which is within 20 days of closing. Please cancel this exception. |  |  | 01/21/2026 | 2 C B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000109183 | XXXXX |  | 35797026 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Appraisal proof of delivery is not provided within 3 business days prior to closing |  |  |  | Reviewer Comment (2026-01-17): Waived per investor overlay<br>Buyer Comment (2026-01-15): Loan Product[XXXX] this will not applicable. kindly remove the exception. |  |  | 01/17/2026 | 2 B |  | NJ | Investment | Refinance - Cash-out - Other | C B A | N/A | Exempt from ATR | No |
| XXXXX | 4000109183 | XXXXX |  | 35797027 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Right to Receive Copy of Appraisal Disclosure Not Provided Timely | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide "Right to Receive a Copy" appraisal disclosure to applicant within three (3) business days of application or determination of first lien status. | Appraisal proof of delivery is not provided within 3 business days prior to closing |  |  |  | Reviewer Comment (2026-01-17): Waived per investor overlay<br>Buyer Comment (2026-01-15): Loan Product "XXXX XXXXYR FIXED XXXX YR PPP" this will not applicable. kindly remove the exception. |  |  | 01/17/2026 | 2 B |  | NJ | Investment | Refinance - Cash-out - Other | C B A | N/A | Exempt from ATR | No |
| XXXXX | 4000109183 | XXXXX |  | 35797029 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing evidence of the tax amounts forXXXX and missing the mortgage statement for XXXX. |  |  |  | Reviewer Comment (2026-01-22): Mortgage Statement received.<br>Buyer Comment (2026-01-20): XXXX mtg statement<br>Reviewer Comment (2026-01-17): Received tax verification for xxxxx; pending receipt of mortgage statement evidencing PITIA for REO on xxxx xxxx, or mortgage statement, and evidence of taxes and insurance for this property.<br>Reviewer Comment (2026-01-17): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Tax Verification<br> Statement<br>Buyer Comment (2026-01-15): XXXX XXXX Tax | 01/22/2026 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B A | N/A | Exempt from ATR | No |
| XXXXX | 4000109183 | XXXXX |  | 35797031 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  | File is missing mortgage statement evidencing PITIA for REO on XXXX, or mortgage statement, and evidence of taxes and insurance for this property. |  |  |  | Reviewer Comment (2026-01-22): Mortgage Statement received.<br>Buyer Comment (2026-01-20): see attached mtg statement | 01/22/2026 |  |  | 1 A |  | NJ | Investment | Refinance - Cash-out - Other | C B A | N/A | Exempt from ATR | No |
| XXXXX | 4000113820 | XXXXX |  | 35808726 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000113820 | XXXXX |  | 35808849 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000113832 | XXXXX |  | 35809902 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title Policy is within XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided |  |  |  | Reviewer Comment (2026-02-13): Client elects to waive |  |  | 02/13/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | D B A | Non QM | Non QM | No |
| XXXXX | 4000113832 | XXXXX |  | 35809903 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2026-02-18): Received UCDP report with CU score. Exception cleared.<br>Seller Comment (2026-02-18): Comment from XXXX (XXXX): Hello, please see attached. | 02/18/2026 |  |  | 1 D A |  | CA | Primary | Refinance - Rate/Term | D B A | Non QM | Non QM | No |
| XXXXX | 4000113832 | XXXXX |  | 35809907 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided |  |  |  | Reviewer Comment (2026-02-13): Client elects to waive |  |  | 02/13/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | D B A | Non QM | Non QM | No |
| XXXXX | 4000113832 | XXXXX |  | 35816394 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | Subject Master Policy expires within XXXX days of the Note Date. |  |  |  | Reviewer Comment (2026-02-13): Client elects to waive |  |  | 02/13/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | D B A | Non QM | Non QM | No |
| XXXXX | 4000112115 | XXXXX |  | 35804910 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-16): Cleared based on review coming back within tolerances | 02/16/2026 |  |  | 1 C A |  | OH | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000112115 | XXXXX |  | 35810184 |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  |  |  |  |  | Reviewer Comment (2026-02-20): Received, Clearing.<br>Seller Comment (2026-02-20): Comment from XXXX (XXXX .): corrected insurance | 02/20/2026 |  |  | 1 C A |  | OH | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000114367 | XXXXX |  | 35810138 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. ECOA Receipt of Appraisal Without Waiver |  |  |  | Reviewer Comment (2026-02-13): .<br>Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000114367 | XXXXX |  | 35814385 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-17): Clearing based on review coming back within tolerances. | 02/17/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000115286 | XXXXX |  | 35810861 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000115286 | XXXXX |  | 35810886 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing, |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000113231 | XXXXX |  | 35810006 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The Title Policy Amount of $XXXX is less than the note amount of $XXXX based on the Commitment in file. |  |  |  | Reviewer Comment (2026-02-16): Client elects to waive |  |  | 02/16/2026 | 2 B |  | GA | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXX | 4000113231 | XXXXX |  | 35810012 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | Lease Agreement is missing. |  |  |  | Reviewer Comment (2026-02-21): Received, Clearing.<br>Seller Comment (2026-02-20): Comment from XXXX (XXXX): Hello, please see attached, thank you.<br>Reviewer Comment (2026-02-18): Leases agreement required, Exception Remains.<br>Seller Comment (2026-02-18): Comment fromXXXX (XXXX): Hello, please see attached, thank you. | 02/21/2026 |  |  | 1 C A |  | GA | Investment | Refinance - Rate/Term | C B A |  | N/A | No |
| XXXXX | 4000114253 | XXXXX |  | 35824898 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Bank statements provided for income were dated more than XXXX days prior to closing. |  |  |  | Reviewer Comment (2026-02-17): More recent bank statements received<br>Seller Comment (2026-02-17): Comment from XXXX (XXXX): SEE ATTACHED | 02/17/2026 |  |  | 1 B A C |  | CA | Second Home | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| XXXXX | 4000114253 | XXXXX |  | 35824899 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - Bank Statements | Ability-to-Repay (Dodd-Frank 2014): Unable to verify current employment status using reasonably reliable third-party records. | Bank statements provided for income were dated more than XXXX days prior to closing. |  |  |  | Reviewer Comment (2026-02-17): More recent bank statements received<br>Seller Comment (2026-02-17): Comment from XXXX (XXXX): see attached | 02/17/2026 |  |  | 1 C A |  | CA | Second Home | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000114253 | XXXXX |  | 35824901 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Bank Statements | Ability to Repay (Dodd-Frank 2014): Unable to verity Bank Statement income due to, bank statement provided was dated more than XXXXdays prior to closing, other verification was not provided from a reliable third party income source. | Bank statements provided for income were dated more than XXXX days prior to closing. |  |  |  | Reviewer Comment (2026-02-17): More recent bank statements received<br>Seller Comment (2026-02-17): Comment from XXXX (XXXX): see attached | 02/17/2026 |  |  | 1 C A |  | CA | Second Home | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000114253 | XXXXX |  | 35824904 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Bank statements provided for income were dated more than XXXX days prior to closing. |  |  |  | Reviewer Comment (2026-02-17): More recent bank statements received | 02/17/2026 |  |  | 1 A |  | CA | Second Home | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000114253 | XXXXX |  | 35824929 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | Credit Report date is more than XXXX days prior to the note date or notary date. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-17): Client elects to waive with compensating factors<br>Seller Comment (2026-02-17): Comment from XXXX (XXXX): see attached |  |  | 02/17/2026 | 2 C B |  | CA | Second Home | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000114253 | XXXXX |  | 35824949 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Bank statements provided for income were dated more thanXXXX days prior to closing. |  |  |  | Reviewer Comment (2026-02-17): Bank statements received and credit report exception waived<br>Seller Comment (2026-02-17): Comment from XXXX (XXXX): see attached | 02/17/2026 |  |  | 1 C A |  | CA | Second Home | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000114488 | XXXXX |  | 35814386 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-17): Clearing based on review coming back within tolerances. | 02/17/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C A | Non QM | Non QM | No |
| XXXXX | 4000111888 | XXXXX |  | 35810726 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list coverage amount. |  |  |  | Reviewer Comment (2026-02-16): Client elects to waive |  |  | 02/16/2026 | 2 B |  | CA | Investment | Refinance - Rate/Term | B A |  | N/A | No |
| XXXXX | 4000114349 | XXXXX |  | 35814452 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. (Type:Primary/XXXX) |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000114349 | XXXXX |  | 35814465 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Title Policy Coverage is less than Original Loan Amount. |  |  |  | Reviewer Comment (2026-02-13): Accepted as is. |  |  | 02/13/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000114914 | XXXXX |  | 35814297 |  | Credit | Missing Document | General | Missing Document | Missing Document: Account Statements - Personal not provided |  | Account Statement Personal #XXXX is Missing for the Month ofXXXX , XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX. |  |  |  | Reviewer Comment (2026-02-25): Receive all missing bank statements<br>Seller Comment (2026-02-25): Comment from XXXX (XXXX): XXXX XXXX: Please note that all the months bank statement are combined into this upload.<br>Reviewer Comment (2026-02-23): Received XXXX and XXXX . Still pending XXXX , XXXX , XXXX , XXXX , XXXX , XXXX .<br>Seller Comment (2026-02-23): Comment from XXXX (XXXX): XXXX XXXX: See attached bank statements.<br>Reviewer Comment (2026-02-19): 12 months banks statements required per guidelines. Exception remains.<br>Seller Comment (2026-02-19): Comment from XXXX (XXXX): XXXX XXXX: Please see attached explanation that explains that that the borrower's business is paid out a partner profit sharing distribution to the XXXX. account ending in #XXXX , which is a personal account that only gets paid out in XXXX and XXXX of XXXX . The statements we have are enough to qualify the borrower. XXXX XXXX: Please see attached explanation that explains that that the borrower's business is paid out a partner profit sharing distribution to the XXXX account ending in #XXXX, which is a personal account that only gets paid out in March and July of XXXX . The statements we have are enough to qualify the borrower. | 02/25/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C B A | N/A | N/A | No |
| XXXXX | 4000114914 | XXXXX |  | 35814311 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title Report does not list Title policy coverage amount. |  |  |  | Reviewer Comment (2026-02-16): Client elects to waive |  |  | 02/16/2026 | 2 B |  | CA | Investment | Refinance - Rate/Term | C B A | N/A | N/A | No |
| XXXXX | 4000114914 | XXXXX |  | 35814313 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | Account Statement Personal #XXXX is Missing for the Month of XXXX, XXXX,XXXX, XXXX, XXXX, XXXX, XXXX, XXXX. |  |  |  | Reviewer Comment (2026-02-25): Receive all missing bank statements<br>Seller Comment (2026-02-25): Comment from XXXX (XXXX): XXXX XXXX: Please note that all the months bank statement are combined into this upload.<br>Reviewer Comment (2026-02-23): Received XXXX and XXXX . Still pending XXXX , XXXX , XXXX , XXXX , XXXX , XXXX .<br>Seller Comment (2026-02-23): Comment from XXXX (XXXX): XXXX XXXX: See attached bank statements.<br>Reviewer Comment (2026-02-19): 12 months banks statements required per guidelines. Exception remains.<br>Seller Comment (2026-02-19): Comment from XXXX (XXXX): XXXX XXXX: Please see attached explanation that explains that that the borrower's business is paid out a partner profit sharing distribution to the XXXX account ending in #XXXX , which is a personal account that only gets paid out in XXXX and XXXX of XXXX . The statements we have are enough to qualify the borrower. | 02/25/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C B A | N/A | N/A | No |
| XXXXX | 4000114914 | XXXXX |  | 35814392 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-17): Clearing based on review coming back within tolerances. | 02/17/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C B A | N/A | N/A | No |
| XXXXX | 4000114948 | XXXXX |  | 35815004 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-02-16): Client elects to waive |  |  | 02/16/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000115643 | XXXXX |  | 35814537 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | Hazard Insurance Policy for subject was not provided. |  |  |  | Reviewer Comment (2026-02-17): Received Hazard Insurance. Exception cleared.<br>Seller Comment (2026-02-17): Comment from XXXX (XXXX): Please see attached | 02/17/2026 |  |  | 1 C A |  | NJ | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXX | 4000115643 | XXXXX |  | 35814562 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-02-16): Client elects to waive |  |  | 02/16/2026 | 2 A |  | NJ | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXX | 4000115643 | XXXXX |  | 35815201 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  | Reviewer Comment (2026-02-17): Received VVOE. Exception cleared.<br>Seller Comment (2026-02-17): Comment from XXXX (XXXX): Please see attached | 02/17/2026 |  |  | 1 C A |  | NJ | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXX | 4000115643 | XXXXX |  | 35815202 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  | Reviewer Comment (2026-02-17): Received VVOE. Exception cleared.<br>Seller Comment (2026-02-17): Comment from XXXX (XXXX): Please see attached | 02/17/2026 |  |  | 1 C A |  | NJ | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXX | 4000115643 | XXXXX |  | 35815203 |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  | Reviewer Comment (2026-02-17): Received VVOE. Exception cleared.<br>Seller Comment (2026-02-17): Comment from XXXX (XXXX): Please see attached | 02/17/2026 |  |  | 1 C A |  | NJ | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXX | 4000115643 | XXXXX |  | 35815209 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  | Reviewer Comment (2026-02-23): VVOE provided. Cleared. | 02/23/2026 |  |  | 1 B A C |  | NJ | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000115643 | XXXXX |  | 35815210 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | WVOE are not within 10 business days of Note as required per guides. |  |  |  | Reviewer Comment (2026-02-23): VVOE provided. Cleared.<br>Buyer Comment (2026-02-23): Comment from XXXX (XXXX): Please clear as other VVOE condition has been cleared | 02/23/2026 |  |  | 1 C A |  | NJ | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXX | 4000115386 | XXXXX |  | 35813963 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. | QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  | Reviewer Comment (2026-02-16): Client elects to waive |  |  | 02/16/2026 | 2 A |  | GA | Primary | Purchase | B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000115386 | XXXXX |  | 35824078 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-02-16): Client elects to waive |  |  | 02/16/2026 | 2 B |  | GA | Primary | Purchase | B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000115386 | XXXXX |  | 35824079 |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of revised valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-02-16): Client elects to waive |  |  | 02/16/2026 | 2 B |  | GA | Primary | Purchase | B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000114039 | XXXXX |  | 35815504 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title policy does not list coverage amount. |  |  |  | Reviewer Comment (2026-02-16): Client elects to waive |  |  | 02/16/2026 | 2 B |  | CA | Investment | Refinance - Rate/Term | B A | N/A | N/A | No |
| XXXXX | 4000114039 | XXXXX |  | 35821912 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-16): Client elects to waive |  |  | 02/16/2026 | 2 B |  | CA | Investment | Refinance - Rate/Term | B A | N/A | N/A | No |
| XXXXX | 4000115650 | XXXXX |  | 35814868 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2026-02-16): Client elects to waive |  |  | 02/16/2026 | 2 B |  | FL | Primary | Purchase | B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000115650 | XXXXX |  | 35814870 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-02-16): Client elects to waive |  |  | 02/16/2026 | 2 A |  | FL | Primary | Purchase | B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000115650 | XXXXX |  | 35814871 |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-13): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A |  | FL | Primary | Purchase | Final CD evidences Cure B A | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000114406 | XXXXX |  | 35815681 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  | Reviewer Comment (2026-02-16): Client elects to waive |  |  | 02/16/2026 | 2 A |  | NJ | Primary | Purchase | C A | Non QM | Exempt from ATR | No |
| XXXXX | 4000114406 | XXXXX |  | 35815684 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien | TRID Final Closing Disclosure XXXX on a first lien purchase transaction did not disclose any Seller paid fees/charges on page 2. | Final Closing Disclosure XXXX on a first lien purchase transaction did not disclose any Seller paid fees/charges on page 2 |  |  |  | Reviewer Comment (2026-02-18): XXXX received Final settlement statement with seller paid closing costs.<br>Seller Comment (2026-02-17): Comment from XXXX(XXXX): Please see attached FSS with Seller Fees and signed by Seller | 02/18/2026 |  |  | 1 C A |  | NJ | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure A | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000114406 | XXXXX |  | 35815685 |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. | Cure provided at closing. |  |  |  | Reviewer Comment (2026-02-13): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A |  | NJ | Primary | Purchase | Final CD evidences Cure A | Non QM | Exempt from ATR | Yes |
| XXXXX | 4000112836 | XXXXX |  | 35814379 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-17): Clearing based on review coming back within tolerances. | 02/17/2026 |  |  | 1 C A |  | MD | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000113536 | XXXXX |  | 35814389 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-17): Clearing based on review coming back within tolerances. | 02/17/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXX | 4000113536 | XXXXX |  | 35814963 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-17): Accepted as is. |  |  | 02/17/2026 | 2 B |  | CA | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXX | 4000113536 | XXXXX |  | 35814964 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-17): Accepted as is. |  |  | 02/17/2026 | 2 B |  | CA | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXX | 4000113536 | XXXXX |  | 35814995 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | HOA Verification is missing. |  |  |  | Reviewer Comment (2026-02-17): HOA verification is not required. Exception cleared.<br>Buyer Comment (2026-02-17): Comment from XXXX (XXXX): There is no HOA | 02/17/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C B A | N/A | N/A | No |
| XXXXX | 4000115138 | XXXXX |  | 35815854 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/XXXX) |  |  |  | Reviewer Comment (2026-02-16): Client elects to waive |  |  | 02/16/2026 | 2 B |  | TX | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000114851 | XXXXX |  | 35819011 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | RE Tax verification is not provided for REO XXXX. |  |  |  | Reviewer Comment (2026-02-18): Received Tax Verification. Exception cleared.<br>Seller Comment (2026-02-18): Comment from XXXX (XXXX): Hello, please see attached. | 02/18/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000114851 | XXXXX |  | 35819012 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-16): Client elects to waive |  |  | 02/16/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000114537 | XXXXX |  | 35822510 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-02-17): Accepted as is. |  |  | 02/17/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000114537 | XXXXX |  | 35822534 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-17): Accepted as is. |  |  | 02/17/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000114436 | XXXXX |  | 35819456 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The Title Policy Amount of $XXXX is less than the note amount of $XXXX based on the Preliminary in file. |  |  |  | Reviewer Comment (2026-02-17): Accepted as is. |  |  | 02/17/2026 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B A | N/A | N/A | No |
| XXXXX | 4000112145 | XXXXX |  | 35819579 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title Policy is within XXXX or XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided |  |  |  | Reviewer Comment (2026-02-17): Accepted as is. |  |  | 02/17/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000112145 | XXXXX |  | 35828404 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-18): Cleared based on review coming back within tolerances<br>Reviewer Comment (2026-02-18): Buyer ordered review. Nothing to do at this time.<br>Seller Comment (2026-02-18): Comment fromXXXX (XXXX.): SSR uploaded | 02/18/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000114595 | XXXXX |  | 35828405 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-18): Cleared based on review coming back within tolerances | 02/18/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000114595 | XXXXX |  | 35830511 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | All Loans secured by condominium projects require a completed Homeowners Association (HOA) questionnaire and condominium review except for: o Projects with a FNMA Condominium Project Manager (CPM) approval subject to the following: ▪ CPM approval must not be expired as of the Note date. ▪ File must contain a PDF print-out of the CPM approval. The PDF document must include a print date that verifies the PDF print-out is generated within 10 days of the Note date. ▪ Approval must be from FNMA, cannot be Certified by Lender. |  |  |  | Reviewer Comment (2026-02-18): Received, Clearing.<br>Seller Comment (2026-02-18): Comment from XXXX (XXXX.): HOA Questionnaire | 02/18/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C A | Non QM | Non QM | No |
| XXXXX | 4000115314 | XXXXX |  | 35815688 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2026-02-21): Received, Clearing.<br>Seller Comment (2026-02-20): Comment from Post Closing (XXXX): See attached<br>Reviewer Comment (2026-02-18): Please provide Credit Application or Final 1003 signed by the borrower at closing. Exception remains.<br>Buyer Comment (2026-02-18): Comment from Post Closing (XXXX): Hi team,<br> This is a DSCR loan, is the final 1003 still needed? | 02/21/2026 |  |  | 1 C A |  | GA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000116292 | XXXXX |  | 35830725 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Spousal Consent Form not provided |  | Community Property State |  |  |  | Reviewer Comment (2026-02-18): In community property states, spousal consent is not required for property owned before marriage. Clearing.<br>Seller Comment (2026-02-18): Comment from XXXX (XXXX): please see email from title | 02/18/2026 |  |  | 1 C A |  | AZ | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXX | 4000114077 | XXXXX |  | 35824983 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-02-17): Accepted as is. |  |  | 02/17/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000114077 | XXXXX |  | 35825699 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-02-17): Accepted as is. |  |  | 02/17/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000114339 | XXXXX |  | 35823825 |  | Compliance | Compliance | Federal Compliance | RESPA | RESPA - Initial Escrow Account Statement Missing | RESPA: Initial escrow account statement was not provided to the borrower. |  |  |  |  | Reviewer Comment (2026-02-17): Accepted as is. |  |  | 02/17/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000113977 | XXXXX |  | 35824234 |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  | Provide Permanent Resident alien card. |  |  |  | Reviewer Comment (2026-02-17): Received, Clearing.<br>Seller Comment (2026-02-17): Comment from XXXX (XXXX): copy of Green card | 02/17/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000113977 | XXXXX |  | 35824260 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship Source Documentation was not provided |  | Visa, Residency Card is missing |  |  |  | Reviewer Comment (2026-02-17): Accepted as is. |  |  | 02/17/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000113977 | XXXXX |  | 35824344 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-17): Accepted as is. |  |  | 02/17/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000109142 | XXXXX |  | 35824866 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/XXXX) |  |  |  | Reviewer Comment (2026-02-17): Accepted as is. |  |  | 02/17/2026 | 2 B |  | CA | Investment | Refinance - Rate/Term | B A | N/A | N/A | No |
| XXXXX | 4000109142 | XXXXX |  | 35825087 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy amount is blank. |  |  |  | Reviewer Comment (2026-02-17): Accepted as is. |  |  | 02/17/2026 | 2 B |  | CA | Investment | Refinance - Rate/Term | B A | N/A | N/A | No |
| XXXXX | 4000114365 | XXXXX |  | 35834270 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-17): Accepted as is. |  |  | 02/17/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000114365 | XXXXX |  | 35834271 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. |  |  |  | Reviewer Comment (2026-02-18): Received, Clearing. | 02/18/2026 |  |  | 1 B A C |  | CA | Primary | Purchase | Lender to provide updated ATR/QM status C B | Non QM | Non QM | Yes |
| XXXXX | 4000114365 | XXXXX |  | 35834272 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Assets | Ability to Repay (Dodd-Frank 2014): Unable to verify assets using reasonably reliable third-party records. | $XXXX Gift is dated XXXX, which is after the note date |  |  |  | Reviewer Comment (2026-02-18): Received, Clearing.<br>Seller Comment (2026-02-17): Comment from XXXX (XXXX): GIFT LETTER | 02/18/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000114365 | XXXXX |  | 35834289 |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | General Ability-to-Repay requirements not satisfied. |  |  |  | Reviewer Comment (2026-02-18): Received, Clearing. | 02/18/2026 |  |  | 1 A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000111518 | XXXXX |  | 35834186 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-02-17): Accepted as is. |  |  | 02/17/2026 | 2 B |  | CA | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000114366 | XXXXX |  | 35834505 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/XXXX) |  |  |  | Reviewer Comment (2026-02-17): Accepted as is. |  |  | 02/17/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000114366 | XXXXX |  | 35834511 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy amount is blank. |  |  |  | Reviewer Comment (2026-02-17): Accepted as is. |  |  | 02/17/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000114366 | XXXXX |  | 35834538 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Hazard Insurance is missing for REO Property "XXXX". |  |  |  | Reviewer Comment (2026-02-19): Received Insurance Verification for XXXX XXXX. Exception cleared.<br>Seller Comment (2026-02-19): Comment from XXXX (XXXX): LOE NO INSURANCE | 02/19/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000114803 | XXXXX |  | 35835006 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | XXXX, XXXX, XXXX, REO documents missing for HOA Verification, Mortgage Statement, and Tax Verification. |  |  |  | Reviewer Comment (2026-02-21): Received, Clearing.<br>Seller Comment (2026-02-20): Comment from XXXX (XXXX): Hello, please see attached. | 02/21/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000114803 | XXXXX |  | 35835017 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-18): Accepted as is. |  |  | 02/18/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000114803 | XXXXX |  | 35835018 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-18): Accepted as is. |  |  | 02/18/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000114803 | XXXXX |  | 35835192 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-02-18): Accepted as is. |  |  | 02/18/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000114511 | XXXXX |  | 35838654 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-19): Cleared based on review coming back within tolerances | 02/19/2026 |  |  | 1 A |  | OR | Investment | Purchase | A |  | N/A | No |
| XXXXX | 4000111872 | XXXXX |  | 35834195 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | Policy Period is from XXXX to XXXX which needs to be renewed as it is less than XXXX days from Note Date |  |  |  | Reviewer Comment (2026-02-17): Accepted as is. |  |  | 02/17/2026 | 2 B |  | VA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000112132 | XXXXX |  | 35835182 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-02-19): Accepted as is. |  |  | 02/19/2026 | 2 B |  | VA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000115087 | XXXXX |  | 35835649 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-02-19): Accepted as is. |  |  | 02/19/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000115087 | XXXXX |  | 35835669 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-19): Accepted as is. |  |  | 02/19/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000115087 | XXXXX |  | 35835670 |  | Compliance | Compliance | Federal Compliance | Missing Non-Required Data | Disbursement Date Missing Test | Disbursement Date Missing: Evidence of disbursement date not found in file. Note Interest Accrual Start Date of XXXX used as disbursement date for compliance testing. | Evidence of disbursement date not found in file. Note Interest Accrual Start Date of XXXX used as disbursement date for compliance testing. |  |  |  | Reviewer Comment (2026-02-19): Accepted as is. |  |  | 02/19/2026 | 2 B |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000115087 | XXXXX |  | 35835671 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Closing Disclosure Status Test | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided or Closing Disclosure not provided prior to closing. Any applicable Federal, State or Local compliance testing is unreliable or not performed. Loan is subject to high cost testing. | Closing Disclosure not provided or Closing Disclosure not provided prior to closing. Any applicable Federal, State or Local compliance testing is unreliable or not performed. Loan is subject to high cost testing. |  |  |  | Reviewer Comment (2026-02-23): XXXX received XXXX & XXXX CD's<br>Seller Comment (2026-02-20): Comment from XXXX (XXXX): Initial DC and final CD attached | 02/23/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000115087 | XXXXX |  | 35848397 |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Verification of Rent (VOR) / Verification of Mortgage (VOM) not provided |  | Rent Free Letter required per guides. |  |  |  | Reviewer Comment (2026-02-20): Received Verification of Rent, Exception Cleared.<br>Seller Comment (2026-02-20): Comment from XXXX (XXXX): VOR attached | 02/20/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000111233 | XXXXX |  | 35841650 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-02-19): Accepted as is. |  |  | 02/19/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000111233 | XXXXX |  | 35841653 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-19): Accepted as is. |  |  | 02/19/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000114852 | XXXXX |  | 35845269 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | LTV Adjusted as per Guideline for Rural Property. Owner Occupied (Max XXXX% LTV/CLTV). | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-25): Lender exception approved<br>Seller Comment (2026-02-25): Comment from Post Closing (XXXX): Exeption Approval Docs<br>Reviewer Comment (2026-02-20): Executed Lender Exception from XXXX is required. Exception remains.<br>Seller Comment (2026-02-20): Comment from Post Closing (XXXX): UW Loan Eligibilty Docs<br>Reviewer Comment (2026-02-19): The max LTV is XXXX % for a rural property, and the calculated LTV is XXXX . Exception approval requests can be sent to XXXX<br>Buyer Comment (2026-02-19): Comment from Post Closing (XXXX): Please advise on the condition and what is needed to resolve. Thank you |  |  | 02/25/2026 | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000114852 | XXXXX |  | 35845270 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. | LTV Adjusted as per Guideline for Rural Property. Owner Occupied (Max XXXX% LTV/CLTV. | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-25): Lender exception approved |  |  | 02/25/2026 | 2 C B |  | CA | Primary | Refinance - Cash-out - Other | C B A | Non QM | Non QM | No |
| XXXXX | 4000114419 | XXXXX |  | 35841639 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-19): Accepted as is. |  |  | 02/19/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000112194 | XXXXX |  | 35838659 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-19): Cleared based on review coming back within tolerances | 02/19/2026 |  |  | 1 C A |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000112194 | XXXXX |  | 35845279 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-19): Accepted as is. |  |  | 02/19/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000112194 | XXXXX |  | 35845280 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-19): Accepted as is. |  |  | 02/19/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000112194 | XXXXX |  | 35848779 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary Title policy does not list coverage amount. |  |  |  | Reviewer Comment (2026-02-19): Accepted as is. |  |  | 02/19/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | C B A | Non QM | Non QM | No |
| XXXXX | 4000114846 | XXXXX |  | 35845514 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification appraisal was delivered to borrower was not provided. |  |  |  | Reviewer Comment (2026-02-19): Accepted as is. |  |  | 02/19/2026 | 2 B |  | NV | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000111278 | XXXXX |  | 35849003 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-02-19): Accepted as is. |  |  | 02/19/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000110813 | XXXXX |  | 35838499 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. |  |  |  |  | Reviewer Comment (2026-02-18): Accepted as is. |  |  | 02/18/2026 | 2 B |  | TX | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000112153 | XXXXX |  | 35845081 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-19): Accepted as is. |  |  | 02/19/2026 | 2 B |  | TX | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000114724 | XXXXX |  | 35845465 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-19): Accepted as is. |  |  | 02/19/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 6000109079 | XXXXX |  | 35837415 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. |  | Max LTV for DSCR < .XXXX is XXXX%. Asset depletion worksheet not in file. |  |  |  | Reviewer Comment (2025-09-12): Asset depletion worksheet received in trailing documents, increasing DSCR above 1.00.<br>Buyer Comment (2025-09-10): DSR calc | 09/12/2025 |  |  | 1 C A |  | NY | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 6000109108 | XXXXX |  | 35837421 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Provided Hazard Insurance coverage is not covering the Loan amount. additional Coverage is Required in file. |  |  |  | Reviewer Comment (2025-12-16): Hazard Insurance policy reflecting XXXX % replacement coverage received. Exception Cleared<br>Buyer Comment (2025-12-12): HOI XXXX % replacement cost coverage | 12/16/2025 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXXX | 6000109108 | XXXXX |  | 35837422 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. AVM supports value. Vendor/FSD do not meet Fitch criteria. Sec ID: 10 |  | Provided A full appraisal with a desk review is used for secondary valuation. |  |  |  | Reviewer Comment (2025-12-19): CDA received. Exception Cleared<br>Buyer Comment (2025-12-17): CDA | 12/19/2025 |  |  | 1 A D |  | NJ | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXXX | 6000109108 | XXXXX |  | 35837423 |  | Credit | Missing Document | General | Missing Document | Missing Document: Desk Review not provided |  | An AVM is not an approved secondary valuation. A Desk Review or SSR with a score below XXXX is required. |  |  |  | Reviewer Comment (2025-12-19): CDA received. Exception Cleared<br>Buyer Comment (2025-12-17): see attached CDA | 12/19/2025 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | D A C |  | N/A | No |
| XXXXX | 6000109076 | XXXXX |  | 35837426 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2025-12-22): Provided secondary valuation report. Exception cleared.<br>Buyer Comment (2025-12-18): CDA attached. | 12/22/2025 |  |  | 1 D A |  | WI | Investment | Purchase | D A C |  | N/A | No |
| XXXXX | 6000109076 | XXXXX |  | 35837427 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | File is missing final HUD-1/Settlement Statement for cash out transaction of investment property. |  |  |  | Reviewer Comment (2025-12-26): Received closing disclosure showing borrower receiving amount $XXXX from XXXX , Exception Cleared.<br>Buyer Comment (2025-12-23): additional assets<br>Reviewer Comment (2025-12-22): Final 1003 application reflects asset from proceeds from secured loan of $XXXX and received closing disclosure with cash to borrower of $XXXX . Require additional assets to cover cash to close requirement of $XXXX . Total verified assets are $XXXX . Exception remains.<br>Buyer Comment (2025-12-18): Final CD for cash out transaction of investment property attached. | 12/26/2025 |  |  | 1 C A |  | WI | Investment | Purchase | D A C |  | N/A | No |
| XXXXX | 6000109193 | XXXXX |  | 35837468 |  | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1 |  | Provide the final Closing Statement fully executed by the borrower or stamped true and certified. Copy provided is an estimated closing statement. |  |  |  | Reviewer Comment (2026-01-13): Provided final closing statement. Exception cleared.<br>Buyer Comment (2026-01-09): XXXX - Please see attached | 01/13/2026 |  |  | 1 D A |  | OR | Investment | Refinance - Rate/Term | D A |  | N/A | No |
| XXXXX | 6000109070 | XXXXX |  | 35837492 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Provide 12 month pay history for the subject property. VOM in file does not confirm the subject property address. |  |  |  | Reviewer Comment (2026-01-16): VOM and originalNote.<br>Reviewer Comment (2026-01-15): Unable to verify a pay history.<br>Buyer Comment (2026-01-13): Note shows lien encumbers multiple properties. | 01/16/2026 |  |  | 1 C A D |  | TX | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXX | 6000109070 | XXXXX |  | 35837493 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Loan is included in a blanket mortgage. Provide verification the lien against the subject property is paid in full and/or verify the property is fully released from the blanket lien. |  |  |  | Reviewer Comment (2026-01-16): Final title.<br>Reviewer Comment (2026-01-16): Cancelled in error.<br>Reviewer Comment (2026-01-15): Final title.<br>Buyer Comment (2026-01-15): final Title | 01/16/2026 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXX | 6000109214 | XXXXX |  | 35837500 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception in file approving the loan with borrower being XXXX on the primary residence for months of XXXX and XXXX. Credit only verifies the pay history throughXXXX. | The representative FICO score exceeds the guideline minimum by at least 40 points. | Guidelines Representative FICO: 660<br> Representative FICO: XXXX | SitusAMC | Reviewer Comment (2026-01-08): Waived with compensating factors per lender exception approval at origination. |  |  | 01/08/2026 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 6000109204 | XXXXX |  | 35837511 |  | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1 |  | Provide the final Closing Statement fully executed by the borrower or stamped true and certified. Copy provided is an estimated closing statement. |  |  |  | Reviewer Comment (2026-01-22): Received Final Closing Statement. Exception cleared.<br>Buyer Comment (2026-01-20): See HUD-1 attached. Thank you. | 01/22/2026 |  |  | 1 D A |  | CA | Investment | Refinance - Cash-out - Other | D A |  | N/A | No |
| XXXXX | 6000109143 | XXXXX |  | 35837519 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2026-01-16): Final title policy received and associated, exception cleared | 01/16/2026 |  |  | 1 A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Exempt from ATR | No |
| XXXXX | 6000109143 | XXXXX |  | 35837520 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary Title Policy is within XXXX and does not reflect a coverage amount (no Final Title Policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-01-16): Final title policy received with coverage amount, exception cleared<br>Buyer Comment (2026-01-14): Please find Title attached. Thank you. | 01/16/2026 |  |  | 1 B A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Exempt from ATR | No |
| XXXXX | 6000109143 | XXXXX |  | 35837522 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-01-16): CDFI lender testing ATR. |  |  | 01/16/2026 | 2 A |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Exempt from ATR | No |
| XXXXX | 6000109131 | XXXXX |  | 35837529 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  | Reviewer Comment (2026-02-02): Lease with purchase option.<br>Buyer Comment (2026-01-30): response from UW<br>Reviewer Comment (2026-01-21): Loan is not eligible for gift of equity as it does not meet the requirements as guidelines require that it be for primary occupancy, that the donor provide a gift letter and that the donor must be a family member which none are the case.<br>Buyer Comment (2026-01-16): option to purchase additional credit<br>Buyer Comment (2026-01-16): $XXXX Equity difference<br>Reviewer Comment (2026-01-16): Total required cash from borrower $XXXX + EMD $XXXX + POCB $XXXX = $XXXX and available cash for closing is $XXXX . Please provide source document for EMD $XXXX . Exception Remains.<br>Buyer Comment (2026-01-14): appraisal invoice paid by CC $XXXX<br>Buyer Comment (2026-01-14): XXXX paid by credit card $XXXX | 02/02/2026 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 6000109178 | XXXXX |  | 35837546 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | UW discretion required for borrower living rent free with someone other than a spouse. |  |  |  | Reviewer Comment (2026-01-16): Provided 1008 with underwriter discretion for occupancy. Exception cleared.<br>Buyer Comment (2026-01-14): 1008 attached with UW commentary for rent free. Thank you. | 01/16/2026 |  |  | 1 C A |  | TN | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 6000109216 | XXXXX |  | 35837679 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | UW discretion for borrower living rent free is required. |  |  |  | Reviewer Comment (2026-01-21): Received 1008. Exception Cleared.<br>Buyer Comment (2026-01-16): uw discretion | 01/21/2026 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 6000109238 | XXXXX |  | 35837681 |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for TX Guaranty Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. $XXXX over legal limit. Insufficient or no cure was provided to the borrower. | The XXXX Guaranty fee $XXXX was added on the Closing Disclosure dated XXXX. A valid change of circumstance was not provided for fee change, and no evidence of tolerance cure was in the file. |  |  |  | Reviewer Comment (2026-02-02): XXXX Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Buyer Comment (2026-02-02): Please see attached<br>Reviewer Comment (2026-01-29): XXXX Lender Credit and Lender Cure are different amounts. Provided lender Credit $XXXX cannot be consider as lender cure as Cure amount is not mentioned under section J inner column. As per rate lock the pricing shows lender credit of XXXX (XXXX %) which doesn't not include credit towards increased the cost for XXXX guaranty fee. A separate cure of $XXXX is required which consist of Post CD, LOX and Copy of refund check.<br>Buyer Comment (2026-01-28): Please see attached, Final CD disclose the lender credit of $XXXX<br>Reviewer Comment (2026-01-28): XXXX received rebuttal, however the Title-Title Guaranty XXXX Fee of $XXXX , AKA, XXXX Guaranty Fee, is a fee incurred & imposed on XXXX loans and remitted to XXXX and is not shoppable. As such, fee should be disclosed initially and is subject to XXXX % tolerance testing. Fee not disclosed on initial LE and added to CD. Cure is required. Corrected CD, LOE to borrower, copy of refund check and proof of mailing.<br>Buyer Comment (2026-01-27): The $XXXX Title- Title Guaranty Fee is in Section C and is not subject to tolerance, please clear. |  | XXXXX |  | 2 C B |  | TX | Second Home | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD B A | Non QM | Exempt from ATR | No |
| XXXXX | 6000109238 | XXXXX |  | 35837682 |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing Mortgage Statement, Hazard insurance and property tax verification for property located at XXXX, XXXX. |  |  |  | Reviewer Comment (2026-01-30): MTG statement with escrows provided.<br>Buyer Comment (2026-01-28): HOI<br>Buyer Comment (2026-01-28): mtg statement<br>Buyer Comment (2026-01-28): tax | 01/30/2026 |  |  | 1 C A |  | TX | Second Home | Refinance - Cash-out - Other | C B A | Non QM | Exempt from ATR | No |
| XXXXX | 6000109238 | XXXXX |  | 35837683 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. |  |  |  |  | Reviewer Comment (2026-01-28): CDFI lender testing ATR.<br>Buyer Comment (2026-01-27): Please waive. |  |  | 01/28/2026 | 2 A |  | TX | Second Home | Refinance - Cash-out - Other | C B A | Non QM | Exempt from ATR | No |
| XXXXX | 6000109134 | XXXXX |  | 35837693 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | The Certificate of Non-Owner Occupied does not show the borrower(s) at an address different than the subject and thus casts doubt on the business purpose of the loan. |  |  |  |  |  | Reviewer Comment (2026-01-21): Received Occupancy Certificate. Exception Cleared.<br>Buyer Comment (2026-01-16): Form 4A attached. | 01/21/2026 |  |  | 1 C A |  | NV | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 6000109134 | XXXXX |  | 35837695 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | File is missing final signed and dated HUD-1/Settlement Statement. |  |  |  | Reviewer Comment (2026-01-22): Received executed final closing statement. Exception cleared.<br>Buyer Comment (2026-01-20): Please see final HUD-1 attached. Thank you. | 01/22/2026 |  |  | 1 C A |  | NV | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 6000109316 | XXXXX |  | 35837757 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Living rent free requires a letter of explanation and a LLPA . Provide explanation letter and verification that the rate was locked with LLPA. |  |  |  | Reviewer Comment (2026-01-20): Rate Lock provided with LLPA.<br>Buyer Comment (2026-01-15): Lock confirmation with the Rent Free LLPA. Rent Free letter is XXXX and underwriting discretion is XXXX . | 01/20/2026 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 6000109240 | XXXXX |  | 35837772 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Missing Final HUD/CD in the Loan file. |  |  |  | Reviewer Comment (2026-01-26): Final Closing statement received and verified. Exception cleared.<br>Buyer Comment (2026-01-22): XXXX - Please see attached | 01/26/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 6000109149 | XXXXX |  | 35837831 |  | Credit | Missing Document | General | Missing Document | Missing Document: Source of Funds/Deposit not provided |  | Source of Funds/Deposit for gift funds of $XXXX is required. |  |  |  | Reviewer Comment (2026-01-27): Gift funds in the amount of $XXXX used towards closing. Exception cleared.<br>Buyer Comment (2026-01-23): $XXXX gift funds was lowered to the $XXXX . Please disregard the $XXXX gift letter. | 01/27/2026 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 6000109272 | XXXXX |  | 35837857 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | Operating Agreement is missing in the file. |  |  |  | Reviewer Comment (2026-01-30): No new document received. Considered borrowing certificate. Exception cleared.<br>Buyer Comment (2026-01-28): XXXX, please note the state of XXXX does not require an Operating Agreement as per the EIN letter from the IRS the Borrower is the sole member and there is no operating agreement in existence for this LLC. Thank you. | 01/30/2026 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXX | 6000109206 | XXXXX |  | 35837874 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Final closing statement not provided. |  |  |  | Reviewer Comment (2026-01-30): Received Final Closing Statement with the stamp in the file. Exception Cleared.<br>Buyer Comment (2026-01-28): See final HUD-1 attached. Thank you. | 01/30/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C A |  | N/A | No |
| XXXXX | 4000111952 | XXXXX |  | 35846562 |  | Compliance | Compliance | State Compliance | Misc. State Level | Maryland Counseling Agencies Disclosure Not in File | Maryland HB1399 - No evidence of required counseling disclosure language per Maryland HB 1399. |  |  |  |  | Reviewer Comment (2026-02-19): Accepted as is. |  |  | 02/19/2026 | 2 B |  | MD | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000114452 | XXXXX |  | 35846627 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | Fraud report missing in file |  |  |  | Reviewer Comment (2026-02-24): Received Fraud Report. Exception cleared.<br>Seller Comment (2026-02-24): Comment from XXXX (XXXX): please see attached Fraud report<br>Reviewer Comment (2026-02-19): Received Fraud Report has high risk fraud alerts which are not cleared. Please provide updated fraud report with all red flags addressed. Exception remains.<br>Seller Comment (2026-02-19): Comment from XXXX (XXXX): please see attached Fraud report | 02/24/2026 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C B A | N/A | N/A | No |
| XXXXX | 4000114452 | XXXXX |  | 35846695 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. (Type:Primary/XXXX) |  |  |  | Reviewer Comment (2026-02-20): Accepted as is. |  |  | 02/20/2026 | 2 B |  | CA | Investment | Refinance - Rate/Term | C B A | N/A | N/A | No |
| XXXXX | 4000114452 | XXXXX |  | 35846750 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy amount is blank. please provide updated title policy |  |  |  | Reviewer Comment (2026-02-20): Accepted as is. |  |  | 02/20/2026 | 2 B |  | CA | Investment | Refinance - Rate/Term | C B A | N/A | N/A | No |
| XXXXX | 4000114508 | XXXXX |  | 35846659 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within XXXX or XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-02-19): Accepted as is. |  |  | 02/19/2026 | 2 B |  | CA | Primary | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000112666 | XXXXX |  | 35847024 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-19): Accepted as is. |  |  | 02/19/2026 | 2 B |  | VA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000112666 | XXXXX |  | 35847118 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Guideline Requirement: Available for Reserves discrepancy. |  | Calculated Available for Reserves of $XXXX is less than Guideline required Reserves of $XXXX. |  |  |  | Reviewer Comment (2026-02-23): With the selling agent credit at closing, sufficient reserves verified<br>Reviewer Comment (2026-02-23): EXCEPTION HISTORY - Exception Explanation was updated on XXXX PRIOR Exception Explanation: Calculated Available for Reserves of $XXXXis less than Guideline Available for Reserves of $XXXX.<br>Reviewer Comment (2026-02-19): Verified funds checking- $XXXX, Gift funds $XXXX, Gift letter in the amount of $XXXX was for the EMD, gift funds taken as XXXX% excluded the EMD from reserves. Exception remains<br>Seller Comment (2026-02-19): Comment from XXXX (XXXX): Hello, please kindly see the attached Gift Letter + Gift Funds receipts showing that the $XXXXEMD and the $XXXXwere 2 separate gift transactions. Thank you.<br>Reviewer Comment (2026-02-19): Gift funds totaling $XXXX utilized XXXX % as well as XXXX $XXXX . Gift funds of $XXXX excluded as they cover Earnest Money Deposit which is excluded from reserves. Exception remains.<br>Buyer Comment (2026-02-19): Comment from XXXX (XXXX): Hello, the Borrower brought in the Gift Funds at time of closing and Cash back to Borrower was $XXXX per the Consummation CD. Therefore, the entire balance of $XXXX in the XX #XXXX account can be used towards the reserves amount. Please kindly clear the condition for us as we have demonstrated sufficient reserves in the loan file. Thank you. | 02/23/2026 |  |  | 1 C A |  | VA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000112666 | XXXXX |  | 35847125 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | ATR risk due to short reserves. |  |  |  | Reviewer Comment (2026-02-23): With the selling agent credit at closing, sufficient reserves verified<br>Reviewer Comment (2026-02-19): Verified funds checking- $XXXX, Gift funds $XXXX, Gift letter in the amount of $XXXXwas for the EMD, gift funds taken as XXXX% excluded the EMD from reserves. Exception remains<br>Seller Comment (2026-02-19): Comment from XXXX (XXXX): Hello, please kindly see the attached Gift Letter + Gift Funds receipts showing that the $XXXXEMD and the $XXXXwere 2 separate gift transactions. Thank you.<br>Reviewer Comment (2026-02-19): Gift funds totaling $XXXX utilized XXXX % as well as XXXX $XXXX . Gift funds of $XXXX excluded as they cover Earnest Money Deposit which is excluded from reserves. Exception remains.<br>Buyer Comment (2026-02-19): Comment from XXXX (XXXX): Hello, the Borrower brought in the Gift Funds at time of closing and Cash back to Borrower was $XXXXper the Consummation CD. Therefore, the entire balance of $XXXX in the XX #XXXXaccount can be used towards the reserves amount. Please kindly clear the condition for us as we have demonstrated sufficient reserves in the loan file. Thank you. | 02/23/2026 |  |  | 1 B A C |  | VA | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation C B | Non QM | Non QM | Yes |
| XXXXX | 4000112666 | XXXXX |  | 35847133 |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Loan does not meet one or more guideline components which could impact the borrower's ability to repay. | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Calculated Available for Reserves of $XXXX is less than Guideline required Reserves of $XXXX, causing the loan to be ATR risk. |  |  |  | Reviewer Comment (2026-02-23): With the selling agent credit at closing, sufficient reserves verified<br>Reviewer Comment (2026-02-19): Exception remains<br>Seller Comment (2026-02-19): Comment from XXXX (XXXX): Hello, please kindly see the attached Gift Letter + Gift Funds receipts showing that the $XXXXEMD and the $XXXXwere 2 separate gift transactions. Thank you.<br>Reviewer Comment (2026-02-19): Gift funds totaling $XXXX utilized XXXX % as well as XXXX $XXXX . Gift funds of $XXXX excluded as they cover Earnest Money Deposit which is excluded from reserves. Exception remains.<br>Buyer Comment (2026-02-19): Comment from XXXX (XXXX): Hello, the Borrower brought in the Gift Funds at time of closing and Cash back to Borrower was $XXXXper the Consummation CD. Therefore, the entire balance of $XXXXin the XX #XXXXaccount can be used towards the reserves amount. Please kindly clear the condition for us as we have demonstrated sufficient reserves in the loan file. Thank you. | 02/23/2026 |  |  | 1 C A |  | VA | Primary | Purchase | C B A | Non QM | Non QM | No |
| XXXXX | 4000114879 | XXXXX |  | 35847483 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within XXXX or XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-02-19): Accepted as is. |  |  | 02/19/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000114482 | XXXXX |  | 35846860 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-02-20): Accepted as is. |  |  | 02/20/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000113263 | XXXXX |  | 35847648 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-02-19): Accepted as is. |  |  | 02/19/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000111289 | XXXXX |  | 35847563 |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Extension Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-19): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A |  | IN | Primary | Refinance - Rate/Term | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXX | 4000111289 | XXXXX |  | 35847564 |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-19): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A |  | IN | Primary | Refinance - Rate/Term | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXX | 4000117144 | XXXXX |  | 35852081 |  | Credit | Missing Document | General | Missing Document | Missing Document: Donor Check not provided |  | Missing evidence of receipt of gift funds in the amount of $XXXX. |  |  |  | Reviewer Comment (2026-02-20): Received, Clearing.<br>Seller Comment (2026-02-20): Comment from XXXX (XXXX): attached | 02/20/2026 |  |  | 1 C A |  | NJ | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000117144 | XXXXX |  | 35852084 |  | Credit | Missing Document | General | Missing Document | Missing Document: Donor Check not provided |  | Missing evidence of receipt of gift funds in the amount of $XXXX. |  |  |  | Reviewer Comment (2026-02-20): Received, Clearing.<br>Seller Comment (2026-02-20): Comment from XXXX (XXXX): attached | 02/20/2026 |  |  | 1 C A |  | NJ | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000117144 | XXXXX |  | 35852086 |  | Credit | Missing Document | General | Missing Document | Missing Document: Donor Check not provided |  | Missing evidence of receipt of gift funds in the amount of $XXXX. |  |  |  | Reviewer Comment (2026-02-20): Received, Clearing.<br>Seller Comment (2026-02-20): Comment from XXXX (XXXX): attached | 02/20/2026 |  |  | 1 C A |  | NJ | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000117144 | XXXXX |  | 35852088 |  | Credit | Missing Document | General | Missing Document | Missing Document: Donor Check not provided |  | Missing evidence of receipt of gift funds in the amount of $XXXX. |  |  |  | Reviewer Comment (2026-02-20): Received, Clearing.<br>Seller Comment (2026-02-20): Comment from XXXX (XXXX): attached | 02/20/2026 |  |  | 1 C A |  | NJ | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000114737 | XXXXX |  | 35846821 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | Secondary value or valid UDCPs are missing from the file |  |  |  | Reviewer Comment (2026-02-21): Received, Clearing.<br>Seller Comment (2026-02-20): Comment from XXXX (XXXX.): SSR uploaded | 02/21/2026 |  |  | 1 D A |  | CA | Primary | Purchase | D A | Non QM | Non QM | No |
| XXXXX | 4000113349 | XXXXX |  | 35848749 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-20): Cleared based on review coming back within tolerances | 02/20/2026 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000115459 | XXXXX |  | 35852487 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-20): Accepted as is. |  |  | 02/20/2026 | 2 B |  | CO | Primary | Purchase | B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000115459 | XXXXX |  | 35852488 |  | Compliance | Compliance | Federal Compliance | ATR/QM | CDFI Bank Originated Loan submitted as Non Exempt | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. QM/ATR testing performed to determine if an exempt loan would otherwise meet QM/ATR criteria if it were subject to the rule. TILA loan designation remains ATR Exempt. | Loan exempt from QM/ATR submitted with a loan originator designation of other than ATR Exempt. |  |  |  | Reviewer Comment (2026-02-20): Accepted as is. |  |  | 02/20/2026 | 2 A |  | CO | Primary | Purchase | B A | Non QM | Exempt from ATR | No |
| XXXXX | 4000115134 | XXXXX |  | 35852576 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-20): Accepted as is. |  |  | 02/20/2026 | 2 B |  | GA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000113822 | XXXXX |  | 35853758 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-02-20): Accepted as is. |  |  | 02/20/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000113822 | XXXXX |  | 35853768 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title report in file did not disclose the amount of title insurance coverage. Provide a copy of the final title policy or an addendum to the preliminary report verifying title insurance of at least the loan amount. |  |  |  | Reviewer Comment (2026-02-20): Accepted as is. |  |  | 02/20/2026 | 2 B |  | CA | Primary | Purchase | B A | Non QM | Non QM | No |
| XXXXX | 4000115214 | XXXXX |  | 35856873 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-23): Clearing based on review coming back within tolerances. | 02/23/2026 |  |  | 1 C A |  | MD | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000113685 | XXXXX |  | 35855742 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note Addendum - Prepayment not provided |  | The closing disclosure reflects a 3 year prepayment penalty however, the credit file is missing the prepayment penalty addendum to the note |  |  |  | Reviewer Comment (2026-02-23): Received, Clearing.<br>Seller Comment (2026-02-23): Comment from XXXX (XXXX): Prepayment Note addendum | 02/23/2026 |  |  | 1 C A |  | OH | Investment | Purchase | C A |  | N/A | Yes |
| XXXXX | 4000113685 | XXXXX |  | 35857711 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  |  |  |  |  | Reviewer Comment (2026-02-23): Received, Clearing.<br>Seller Comment (2026-02-23): Comment from XXXX(XXXX): Credit report - in file delivered | 02/23/2026 |  |  | 1 C A |  | OH | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000114074 | XXXXX |  | 35854011 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The Preliminary title policy is within XXXX or XXXX and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  | Reviewer Comment (2026-02-20): Accepted as is. |  |  | 02/20/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000114074 | XXXXX |  | 35854040 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-02-20): Accepted as is. |  |  | 02/20/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000113380 | XXXXX |  | 35856299 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  | Reviewer Comment (2026-02-20): Accepted as is. |  |  | 02/20/2026 | 2 B |  | TX | Primary | Purchase | D B A | Non QM | Non QM | No |
| XXXXX | 4000113380 | XXXXX |  | 35856327 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | Hazard Insurance Policy is missing. |  |  |  | Reviewer Comment (2026-02-21): Received, Clearing.<br>Seller Comment (2026-02-20): Comment from Purchasing Team (XXXX): HOI | 02/21/2026 |  |  | 1 C A |  | TX | Primary | Purchase | D B A | Non QM | Non QM | No |
| XXXXX | 4000113380 | XXXXX |  | 35856334 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | Security Instrument - Subject Lien is missing. |  |  |  | Reviewer Comment (2026-02-21): Received, Clearing.<br>Seller Comment (2026-02-20): Comment from Purchasing Team (XXXX): DOT | 02/21/2026 |  |  | 1 D A |  | TX | Primary | Purchase | D B A | Non QM | Non QM | No |
| XXXXX | 4000111540 | XXXXX |  | 35857344 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Please provide a Rate Lock Confirmation document as it is missing in the file. |  |  |  | Reviewer Comment (2026-02-25): Received, Clearing.<br>Seller Comment (2026-02-24): Comment from XXXX (XXXX): Attached | 02/25/2026 |  |  | 1 C A |  | IL | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000116099 | XXXXX |  | 35856876 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-23): Clearing based on review coming back within tolerances. | 02/23/2026 |  |  | 1 C A |  | IN | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000114072 | XXXXX |  | 35864578 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2026-02-23): Accepted as is. |  |  | 02/23/2026 | 2 B |  | MD | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000114828 | XXXXX |  | 35863192 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-24): Clearing based on review coming back within tolerances. | 02/24/2026 |  |  | 1 C A |  | CA | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000114429 | XXXXX |  | 35863187 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-24): Clearing based on review coming back within tolerances. | 02/24/2026 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000112565 | XXXXX |  | 35867723 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Date valuation provided to applicant is prior to the date when valuation was performed. |  |  |  | Reviewer Comment (2026-02-23): Accepted as is. |  |  | 02/23/2026 | 2 B |  | PA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000114446 | XXXXX |  | 35866447 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | The preliminary title policy is within XXXX and does not reflect a coverage amount (no final title policy in file). |  |  |  | Reviewer Comment (2026-02-23): Accepted as is. |  |  | 02/23/2026 | 2 B |  | CA | Primary | Refinance - Rate/Term | B A | Non QM | Non QM | No |
| XXXXX | 4000114062 | XXXXX |  | 35868986 |  | Credit | Credit | Credit Documentation | Credit | OFAC was not checked and required per guidelines. |  | The file was missing a copy of OFA/ Fraud Report |  |  |  | Reviewer Comment (2026-02-24): Received, Clearing.<br>Seller Comment (2026-02-24): Comment fromXXXX (XXXX): credi | 02/24/2026 |  |  | 1 C A |  | AZ | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000114062 | XXXXX |  | 35869045 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | The file was missing a copy of Fraud Report |  |  |  | Reviewer Comment (2026-02-24): Received, Clearing.<br>Seller Comment (2026-02-24): Comment from XXXX (XXXX): fraud | 02/24/2026 |  |  | 1 C A |  | AZ | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000114062 | XXXXX |  | 35869061 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | The file was missing a copy of Certificate of Good Standing |  |  |  | Reviewer Comment (2026-02-24): Received Certificate of Good Standing. Exception cleared.<br>Seller Comment (2026-02-24): Comment from XXXX (XXXX): see attached | 02/24/2026 |  |  | 1 C A |  | AZ | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000111857 | XXXXX |  | 35890024 |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Desk Review Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-24): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A |  | NV | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXX | 4000111857 | XXXXX |  | 35890025 |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $XXXX exceeds tolerance of $XXXX. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-02-24): Sufficient Cure Provided At Closing |  | XXXXX |  | 1 A |  | NV | Primary | Purchase | Final CD evidences Cure A | Non QM | Non QM | Yes |
| XXXXX | 4000112830 | XXXXX |  | 35891916 |  | Credit | Credit | Miscellaneous | Credit | Loan Selected for Enhanced Valuation Review |  |  |  |  |  | Reviewer Comment (2026-02-25): Clearing based on review coming back within tolerances. | 02/25/2026 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000115475 | XXXXX |  | 35890352 |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Not Provided at or Before Closing (3-Day Waiver In File) | ECOA Valuations Rule (Dodd-Frank 2014): Borrower waived right to receive a copy of the appraisal at least three (3) business days prior to closing, and appraisal was not provided at or before closing. | Receipt of Appraisal is missing. |  |  |  | Reviewer Comment (2026-02-24): Accepted as is. |  |  | 02/24/2026 | 2 B |  | CA | Second Home | Refinance - Cash-out - Other | B A | Non QM | Non QM | No |
| XXXXX | 4000109574 | XXXXX |  | 35928626 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Occupancy discrepancy. |  | Loan was locked as an investment property however, the occupancy is primary residence. Primary residence occupancy not eligible for Agency Jumbo program |  |  |  | Reviewer Comment (2026-02-19): Received Rate lock with correct Occupancy type. Exception cleared.<br>Seller Comment (2026-02-19): Comment from XXXX (XXXX): Updated Lock Confirmation - Shows as primary residence | 02/19/2026 |  |  | 1 C A |  | OK | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000109574 | XXXXX |  | 35928627 |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Disparity In Occupancy - Investment Loans | Loan does not qualify for Investment Loans scope because the Final 1003 does not indicate that the property will be an Investment Property or the Final 1003 Declarations, Valuation or Occupancy Certificate indicates the borrower intends to occupy the subject property. |  |  |  |  | Reviewer Comment (2026-02-20): Per LOX The subject will be their primary residence, cleared<br>Seller Comment (2026-02-20): Comment from XXXX (XXXX): LOX on Occupancy | 02/20/2026 |  |  | 1 C A |  | OK | Primary | Purchase | C A | Non QM | Non QM | No |
| XXXXX | 4000110604 | XXXXX |  | 35946163 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | Fraud report disclosed an open Judgments under the borrower's name. Judgement was not paid off at closing and file is missing the required payment documentation or proof the Judgement was paid in full and satisfied. |  |  |  | Reviewer Comment (2025-09-25): Cleared with proof of payment/satisfaction documents.<br>Reviewer Comment (2025-09-25): Both liens are verified as aid. Provide verification that the multiple collections and Charge offs were paid.<br>Buyer Comment (2025-09-23): HUD paying off XXXXXXX<br>Buyer Comment (2025-09-23): XXXXXXX $XXXX<br>Buyer Comment (2025-09-23): XXXX Funding $XXXX | 09/25/2025 |  |  | 1 B A |  | MD | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000110604 | XXXXX |  | 35946164 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | Provide OFAC for the borrowing Trust. |  |  |  | Reviewer Comment (2025-09-25): Alert summary.<br>Buyer Comment (2025-09-23): fraud summary | 09/25/2025 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |
| XXXXX | 4000110628 | XXXXX |  | 35946168 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Verified liquid assets in the amount of $XXXX are insufficient to meet cash to close of XXXX, however, verification (Deposit Receipt) of gift funds in the amount of $XXXX was not provided |  |  |  | Reviewer Comment (2025-12-09): Received Wire Confirmation. Exception Cleared.<br>Buyer Comment (2025-12-05): $XXXX | 12/09/2025 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | N/A | No |
| XXXXX | 4000110656 | XXXXX |  | 35946172 |  | Credit | Guideline | Guideline Issue | Guideline | Borrower does not have the minimum active tradelines per guidelines. |  | Lender approved exception provided as borrower has active tradelines which are less than the minimum required by guidelines for Foreign Nationals. Compensating Factors: XXXX months reserves verified borrowers funds, Low LTV of XXXX%, XXXX DSCR, Clean "XXXX"/XXXX property with well supported value. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Reserves: XXXX<br> Guideline Requirement: 12.00 | Originator Pre-Close,SitusAMC | Reviewer Comment (2026-01-15): Waived with compensating factors per lender exception approval at origination. |  |  | 01/15/2026 | 2 B |  | NY | Investment | Purchase | B A |  | N/A | No |
| XXXXX | 4000110624 | XXXXX |  | 35946180 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender Approved Exception at origination with compensating factors of FICO over XXXX+ points over the minimum requirement and DSCR greater than XXXX%: to allow borrower paying rent in cash $XXXX per month with supporting private VOR vs program requirement of a lease and most recent 12 months verification of rent. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Debt Service Coverage Ratio: XXXX<br> Guideline Requirement: 1.00<br>Guidelines Representative FICO: 700<br> Representative FICO: XXXX | Originator Pre-Close,SitusAMC<br>Originator Pre-Close,SitusAMC | Reviewer Comment (2025-12-19): Waived with compensating factors per lender exceptions approval at origination. |  |  | 12/19/2025 | 2 B |  | NY | Investment | Refinance - Cash-out - Other | B A |  | N/A | No |
| XXXXX | 4000109192 | XXXXX |  | 35946190 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  | Purchase Agreement / Sales Contract is missing in the file | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: XXXX<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 680<br> Representative FICO: XXXX | SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-30): Waived with compensating factors per lender exception approval.<br>Buyer Comment (2026-01-28): Please find exception attached. Thank you.<br>Buyer Comment (2026-01-28): Please see email chain with the Attorneys office confirming the pages provided is all there is. Please advise if an exception or a waive is acceptable. Thank you.<br>Reviewer Comment (2026-01-23): Purchase contract is required. Exception remains.<br>Buyer Comment (2026-01-21): Not Same Borrower Affidavit |  |  | 01/30/2026 | 2 D B |  | NY | Investment | Purchase | D B A |  | N/A | No |
| XXXXX | 4000109174 | XXXXX |  | 36166959 |  | Credit | System | General | System | Security Instrument address does not match Note address. |  | Security Instrument document reflects property address as XXXX but Note document reflects subject property address as "XXXX". |  |  |  | Reviewer Comment (2026-01-17): Recorded scrivener's affidavit received corrected subject property address.<br>Buyer Comment (2026-01-16): scrivener's affidavit | 01/17/2026 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXXX | 4000109174 | XXXXX |  | 36166960 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  | Closing Protection Letter is missing. |  |  |  | Reviewer Comment (2026-01-17): CPL received<br>Buyer Comment (2026-01-16): CPL | 01/17/2026 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXXX | 4000109174 | XXXXX |  | 36166961 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | Security Instrument document reflects property address as XXXX, but Note document reflects subject property address as XXXX". Recording cover sheet reflects correct address; however, complete document reflects incorrect address. |  |  |  | Reviewer Comment (2026-01-17): Security instrument and recorded scrivener's affidavit received.<br>Buyer Comment (2026-01-16): see attached document | 01/17/2026 |  |  | 1 D A |  | GA | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXXX | 4000109174 | XXXXX |  | 36166962 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Mising Document: Closing Protection Letter not provided. |  | Closing Protection Letter is missing. |  |  |  | Reviewer Comment (2026-01-17): Closing protection letter received<br>Buyer Comment (2026-01-16): see attached CPL | 01/17/2026 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXXX | 4000109174 | XXXXX |  | 36166963 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender approved exception request to 9 the program limit of XXXX acres. The subject has XXXX acres.<br> Comp Factors: 1.FICO XXXX+ points over the minimum required score for the LYTV requested. 2.LTV XXXX% below the max allowed based on the borrower's FICO. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Loan to Value: XXXX%<br> Guideline Maximum Loan to Value: 75.00000%<br>Guidelines Representative FICO: 660<br> Representative FICO: XXXX | SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2026-01-15): Waived with compensating factors per lender exception approval at origination. |  |  | 01/15/2026 | 2 B |  | GA | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXXX | 4000109174 | XXXXX |  | 36166964 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves: XXXX<br> Guideline Requirement: 3.00<br>Guidelines Representative FICO: 660<br> Representative FICO: XXXX | Originator,SitusAMC<br>Originator,SitusAMC | Reviewer Comment (2026-01-22): Client request to waive, POST CLOSE: Accepting Post-dated Certificate of Good Standing with compensating factors of FICO XXXX point over min and Borrower reserves exceed the required amount by at least 4 months.<br>Reviewer Comment (2026-01-22): Lender exception to clear the condition is missing in the file. Exception remains<br>Buyer Comment (2026-01-20): Lender accepts. Please waive with available compensating factors.<br>Reviewer Comment (2026-01-17): Document provided is dated XXXX, which is 6 months after closing date XXXX. Pre-consummation documentation required for review of this condition.<br>Buyer Comment (2026-01-16): COGS |  |  | 01/22/2026 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXXX | 4000109174 | XXXXX |  | 36166965 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Notes provided (3) reflect 2 different addresses. Verify which Note is correct. Provide a destroyed Note Affidavit for the incorrect Notes. Additional exceptions may apply. |  |  |  | Reviewer Comment (2026-01-17): destroyed Note affidavit received.<br>Buyer Comment (2026-01-16): destroyed note affidavit | 01/17/2026 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | D B A |  | N/A | No |
| XXXXX | 4000110614 | XXXXX |  | 36236142 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | The Certificate of Non-Owner Occupied does not show the borrower(s) at an address different than the subject and thus casts doubt on the business purpose of the loan. |  | The Non-Owner Occupancy Declaration is incomplete as Section 4A is missing the principal residence address. |  |  |  | Reviewer Comment (2025-11-20): The Certificate of Non-Owner Occupied received showing the borrower(s) at different address than the subject. Exception Cleared.<br>Buyer Comment (2025-11-18): Non-Owner | 11/20/2025 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C A |  | N/A | No |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 3**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Value for LTV** | **As-Is Value for LTV** | **LTV Value Variance Amount** | **LTV Value Variance Percent** | **Primary Valuation Value** | **Primary Valuation Report Date** | **Primary Valuation Effective Date** | **Primary Valuation Type** | **Primary Valuation Company** | **Primary Valuation Appraiser Name** | **Primary Valuation Appraiser License Num** | **Primary Valuation FSD Score** | **Secondary Valuation Value** | **Secondary Valuation Variance Amount** | **Secondary Valuation Variance Percent** | **Secondary Valuation Report Date** | **Secondary Valuation Effective Date** | **Secondary Valuation Type** | **Secondary Valuation Company** | **Secondary Valuation FSD Score** | **Secondary Valuation Desk Review Risk Score** | **AVM Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Company** | **AVM FSD Score** | **AVM Report Date** | **Desk Review Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Report Date** | **Desk Review Effective Date** | **Desktop Appraisal Value** | **Desktop Appraisal Variance Amount** | **Desktop Appraisal Variance Percent** | **Desktop Appraisal Company** | **Desktop Appraisal Report Date** | **Desktop Appraisal Effective Date** | **BPO Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Report Date** | **Field Review Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Report Date** | **Field Review Effective Date** | **2055 Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Report Date** | **2055 Effective Date** | **AVE/CMA Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Report Date** | **Hybrid Valuation Value** | **Hybrid Valuation Variance Amount** | **Hybrid Valuation Variance Percent** | **Hybrid Valuation Company** | **Hybrid Valuation Report Date** | **Updated Valuation Value** | **Updated Valuation Variance Amount** | **Updated Valuation Variance Percent** | **Updated Valuation Company** | **Updated Valuation Report Date** | **Updated Valuation Effective Date** | **Aggregate Appraised Value** | **Aggregate Variance Amount** | **Aggregate Variance Percent** | **Value Analysis Valuation Value** | **Value Analysis Report Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **LCA Risk Score** | **Collateral Underwriter Risk Score** |
| XXXXX | 6000076930 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| XXXXX | 4000004071 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 6000083209 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000005413 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | 1.00 |
| XXXXX | 4000079970 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000081995 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 4.690% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  | 4.690% |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.00 |
| XXXXX | 4000084591 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.60 |
| XXXXX | 4000090259 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000091013 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| XXXXX | 4000091668 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000091085 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000091289 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -0.120% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.60 |
| XXXXX | 4000093316 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000095676 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000096871 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000097351 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000102123 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.40 |
| XXXXX | 4000103369 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000102822 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000103287 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000102237 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000104006 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.00 |
| XXXXX | 4000104231 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000102223 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| XXXXX | 4000104103 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000103656 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| XXXXX | 4000103644 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| XXXXX | 4000099554 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| XXXXX | 4000096242 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000103967 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.30 |
| XXXXX | 4000103222 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000102437 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| XXXXX | 4000104163 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000104169 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000103535 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.40 |
| XXXXX | 4000102881 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000104199 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000104635 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -2.740% |  |  | Desk Review |  |  | Moderate |  |  | -3.020% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000104503 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -6.770% |  |  | AVM |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000104948 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000104141 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.40 |
| XXXXX | 4000101975 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000104097 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000104288 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000103219 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000104074 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.20 |
| XXXXX | 4000102813 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 4.10 |
| XXXXX | 4000104146 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000104409 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000104591 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 |  |
| XXXXX | 4000104135 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.70 |
| XXXXX | 4000104229 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000105173 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -3.700% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000105146 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000105101 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -2.890% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000104224 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000102214 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.60 |
| XXXXX | 4000105246 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000103115 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000104314 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000104935 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000103816 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000104416 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000105433 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000104510 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000104580 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000105131 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000105859 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 |  |
| XXXXX | 4000106080 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000102797 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000104023 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.00 |
| XXXXX | 4000106405 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000107160 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000102458 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000106001 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.50 |
| XXXXX | 4000104663 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000105198 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000104350 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000103829 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000100483 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000105649 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.10 |
| XXXXX | 4000105616 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000104976 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.60 |
| XXXXX | 4000104612 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000105807 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000102754 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 9.380% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000106720 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000103981 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| XXXXX | 4000103980 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| XXXXX | 4000103963 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000103519 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.30 |
| XXXXX | 4000106935 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000103831 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.30 |
| XXXXX | 4000104903 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.30 |
| XXXXX | 4000105869 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 1.210% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.90 |
| XXXXX | 4000105574 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000107058 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000106722 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| XXXXX | 4000107566 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.20 |
| XXXXX | 4000104155 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.80 |
| XXXXX | 4000104752 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000104088 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000104993 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.30 |
| XXXXX | 4000103088 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 3.50 |
| XXXXX | 4000107101 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000105801 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000106683 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000105006 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000104811 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000105097 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.90 |
| XXXXX | 4000106786 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000100680 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.20 |
| XXXXX | 4000103060 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  | 0.000% |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |
| XXXXX | 4000108743 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000107243 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000107253 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000107312 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.30 |
| XXXXX | 4000108748 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 7.220% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000107145 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.20 |
| XXXXX | 4000107779 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.100% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.60 |
| XXXXX | 4000106116 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.40 |
| XXXXX | 4000106351 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| XXXXX | 4000107719 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000106951 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000106867 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| XXXXX | 4000105452 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000106007 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000103582 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000109896 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000108314 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| XXXXX | 6000103771 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000103785 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| XXXXX | 6000103800 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| XXXXX | 6000103809 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000103767 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| XXXXX | 6000103917 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.800% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000103835 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| XXXXX | 6000103769 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| XXXXX | 6000103833 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 5.00 |
| XXXXX | 6000103885 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000103896 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000103877 | XXXXX |  |  |  |  |  |  |  | 26.390% |  |  |  | Appraisal |  |  |  |  |  |  | 26.390% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| XXXXX | 6000103899 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000103890 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000103894 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000103916 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000103901 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000103850 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.30 |
| XXXXX | 6000103867 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.20 |
| XXXXX | 6000103799 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000103843 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 9.350% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.40 |
| XXXXX | 6000103815 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| XXXXX | 6000103832 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000103814 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| XXXXX | 6000103913 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -6.650% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 5.00 |
| XXXXX | 6000103883 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| XXXXX | 6000103817 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| XXXXX | 6000103828 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000103907 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.60 |
| XXXXX | 6000103804 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000103839 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000103790 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| XXXXX | 6000103860 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| XXXXX | 6000103871 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000103886 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| XXXXX | 6000103813 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000103858 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000103882 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000103766 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 5.00 |
| XXXXX | 6000103780 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000103862 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000103864 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000103895 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| XXXXX | 6000103782 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| XXXXX | 4000108828 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| XXXXX | 4000110313 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.80 |
| XXXXX | 4000110317 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.80 |
| XXXXX | 4000108711 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000110530 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000108203 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000108209 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -9.720% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000108621 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.10 |
| XXXXX | 4000109306 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.40 |
| XXXXX | 4000108028 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.880% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.60 |
| XXXXX | 4000108492 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| XXXXX | 4000111177 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| XXXXX | 4000108246 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000107603 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000108243 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.30 |
| XXXXX | 4000109467 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| XXXXX | 4000109100 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -6.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 5.00 |
| XXXXX | 4000110093 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| XXXXX | 4000109937 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000110660 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000110873 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.30 |
| XXXXX | 4000109231 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| XXXXX | 4000109762 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000111758 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000110342 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  |  | -20.490% |  | High |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 4.10 |
| XXXXX | 4000108950 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | -3.610% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -3.61% |  |  |  |  |  |
| XXXXX | 4000112040 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.00 |
| XXXXX | 4000104877 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| XXXXX | 4000106342 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000110664 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.50 |
| XXXXX | 4000107092 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| XXXXX | 4000109642 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000107417 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 4.20 |
| XXXXX | 4000108694 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000110164 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.20 |
| XXXXX | 4000108907 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000109887 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000109375 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXXX | 4000112493 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000112490 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000111642 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.480% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.90 |
| XXXXX | 4000112423 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000109460 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000109733 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000112348 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000112425 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000112476 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| XXXXX | 4000112231 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| XXXXX | 4000110681 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000108409 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000109701 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -0.890% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.90 |
| XXXXX | 4000106949 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 999.00 |
| XXXXX | 4000109396 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.00 |
| XXXXX | 4000107428 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| XXXXX | 4000110871 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | 1.00 |
| XXXXX | 4000110133 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 |  |
| XXXXX | 4000110286 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| XXXXX | 4000108992 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.80 |
| XXXXX | 4000108894 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.30 |
| XXXXX | 4000109526 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000110051 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000110385 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000108900 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.30 |
| XXXXX | 4000109885 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000113060 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000113049 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000108696 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000112694 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.50 |
| XXXXX | 4000113070 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000113073 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000110050 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000113079 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000110078 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000110815 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000111639 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000110686 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.30 |
| XXXXX | 4000110713 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| XXXXX | 4000110292 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000109699 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000110669 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.20 |
| XXXXX | 4000110284 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000110312 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.00 |
| XXXXX | 4000110175 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000111328 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| XXXXX | 4000111089 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.70 |
| XXXXX | 4000112696 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000109408 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.30 |
| XXXXX | 4000112107 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -4.350% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000110136 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000109500 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000111052 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.00 |
| XXXXX | 4000110703 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.80 |
| XXXXX | 4000110105 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.030% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| XXXXX | 4000112123 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.80 |
| XXXXX | 4000108596 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000110098 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXXX | 4000111517 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXXX | 4000112954 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.50 |
| XXXXX | 4000111148 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000113435 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| XXXXX | 4000109856 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000111062 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000109518 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.90 |
| XXXXX | 4000109262 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.80 |
| XXXXX | 4000111167 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.10 |
| XXXXX | 4000111247 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.60 |
| XXXXX | 4000113681 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000110676 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| XXXXX | 4000113064 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000111655 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.60 |
| XXXXX | 4000111048 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -4.710% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| XXXXX | 4000110174 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000110680 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 |  |
| XXXXX | 4000110298 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000108721 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000110434 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000113683 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000113719 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000113712 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000113697 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000113699 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000108221 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| XXXXX | 4000113022 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000113720 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000111830 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000110295 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| XXXXX | 4000107042 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 |  |
| XXXXX | 4000111583 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000113713 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000112111 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.90 |
| XXXXX | 4000111195 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.90 |
| XXXXX | 4000112142 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000111989 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.00 |
| XXXXX | 4000108939 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000110764 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000112442 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000110761 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000111577 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  | 0.000% |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000111600 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| XXXXX | 4000111586 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.50 |
| XXXXX | 4000110595 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000112018 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000107596 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.40 |
| XXXXX | 4000109674 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| XXXXX | 4000112007 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000111666 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000110556 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.00 |
| XXXXX | 4000111236 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.10 |
| XXXXX | 4000109769 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000112020 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000108639 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 5.00 |
| XXXXX | 4000112021 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| XXXXX | 4000111051 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000110230 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000112607 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.80 |
| XXXXX | 4000113131 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000109501 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.40 |
| XXXXX | 4000110960 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| XXXXX | 4000109855 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000106999 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000112599 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000107753 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.20 |
| XXXXX | 4000109139 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000110038 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000110974 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000109867 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| XXXXX | 4000108921 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 |  |
| XXXXX | 4000097975 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000108926 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000113080 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000113025 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000111482 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000111025 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000111133 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000114327 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000112839 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000110053 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.30 |
| XXXXX | 4000112240 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000110866 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| XXXXX | 4000109894 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000109973 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000110869 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000109075 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.40 |
| XXXXX | 4000110870 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.50 |
| XXXXX | 4000114373 | XXXXX |  |  |  |  |  |  |  | 14.040% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | High |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.10 |
| XXXXX | 4000114360 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.50 |
| XXXXX | 4000113040 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000110694 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000110655 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| XXXXX | 4000110981 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000110972 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| XXXXX | 4000110288 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| XXXXX | 4000111763 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000110555 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.30 |
| XXXXX | 4000114625 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXXX | 4000110674 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000110310 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 1.160% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000111938 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| XXXXX | 4000110917 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| XXXXX | 4000111880 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000110226 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000113415 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXXX | 4000110973 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 |  |
| XXXXX | 4000110162 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000111855 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000111935 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000114356 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000114469 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000108957 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000113483 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000113456 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000111966 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.30 |
| XXXXX | 4000110967 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000114371 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000110881 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.50 |
| XXXXX | 4000114549 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000112478 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.20 |
| XXXXX | 4000112541 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000112662 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.10 |
| XXXXX | 4000110683 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| XXXXX | 4000111276 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| XXXXX | 4000110748 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.50 |
| XXXXX | 4000108821 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.30 |
| XXXXX | 4000110704 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000110938 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.90 |
| XXXXX | 4000109414 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.00 |
| XXXXX | 4000103123 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 5.00 |
| XXXXX | 4000111206 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 1.920% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| XXXXX | 4000112658 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000110817 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000110875 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000112310 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000111539 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.00 |
| XXXXX | 4000110897 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000111424 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.50 |
| XXXXX | 4000110687 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000110930 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 5.00 |
| XXXXX | 4000112660 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000111937 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXXX | 4000111799 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000110570 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000110975 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000113020 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000115013 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.40 |
| XXXXX | 4000113219 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| XXXXX | 4000111185 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -2.580% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000108643 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000114831 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000110996 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000112178 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000111825 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000111501 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000113400 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.50 |
| XXXXX | 4000112017 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -4.070% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000109798 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000111203 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000112513 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000113303 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000112916 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000112906 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 1.560% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| XXXXX | 4000109381 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.80 |
| XXXXX | 4000112105 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| XXXXX | 4000111559 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000113216 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000114486 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000108239 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.50 |
| XXXXX | 4000109532 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 4.170% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| XXXXX | 4000109917 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000113076 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -4.260% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000112314 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000113062 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000111532 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000108707 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| XXXXX | 4000111886 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000110211 | XXXXX |  |  |  |  |  |  |  | 5.520% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000113725 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000111984 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000110521 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.50 |
| XXXXX | 4000110677 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000112905 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000113645 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000112472 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000110783 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000109858 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.50 |
| XXXXX | 4000110049 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -6.670% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 |  |
| XXXXX | 4000113482 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000110671 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.50 |
| XXXXX | 4000113246 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| XXXXX | 4000110560 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000112535 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000113378 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.80 |
| XXXXX | 4000112027 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000112325 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000112173 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000110553 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.20 |
| XXXXX | 4000112609 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000112988 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000112019 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000108641 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000112610 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.30 |
| XXXXX | 4000113304 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000113245 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.10 |
| XXXXX | 4000114839 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000113707 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -11.760% |  |  | Desk Review |  |  | High |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000115102 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000111245 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 4.690% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.00 |
| XXXXX | 4000112179 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.660% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 5.00 |
| XXXXX | 4000110763 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000113736 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000110160 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.20 |
| XXXXX | 4000113241 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| XXXXX | 4000112479 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000115414 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| XXXXX | 4000109377 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000112274 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000113077 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.50 |
| XXXXX | 4000112537 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| XXXXX | 4000110585 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.60 |
| XXXXX | 4000111252 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000111032 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.00 |
| XXXXX | 4000113294 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000113464 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.20 |
| XXXXX | 4000110142 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.30 |
| XXXXX | 4000112024 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000112270 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000112449 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000113242 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000113187 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000111349 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.00 |
| XXXXX | 4000108241 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000110723 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 9.680% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000111796 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| XXXXX | 4000112837 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000111522 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.910% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.90 |
| XXXXX | 4000112162 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000112159 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000111664 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000113686 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -3.550% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000112608 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000111505 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000113692 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000112177 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000114186 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000110370 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000113053 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000111665 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 4.10 |
| XXXXX | 4000109888 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000112904 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000113651 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| XXXXX | 4000115746 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000114680 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000114694 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000113001 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| XXXXX | 4000112670 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000110235 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000113047 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000113066 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000113075 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000115730 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000113228 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000111015 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 3.150% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.40 |
| XXXXX | 4000110156 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.90 |
| XXXXX | 4000109969 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 6.450% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.00 |
| XXXXX | 4000112385 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| XXXXX | 4000113976 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.00 |
| XXXXX | 4000113818 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000112016 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000111408 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000113715 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000110187 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.20 |
| XXXXX | 4000113225 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000112908 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000112874 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000111985 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000111251 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000114364 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.30 |
| XXXXX | 4000113254 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| XXXXX | 4000112494 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| XXXXX | 4000110150 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.00 |
| XXXXX | 4000111149 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  |  | -100.000% |  | Indeterminate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000111862 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000113217 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000113407 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| XXXXX | 4000112480 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000113475 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000112144 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000110642 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| XXXXX | 4000109643 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.40 |
| XXXXX | 4000111574 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| XXXXX | 4000113489 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| XXXXX | 4000111943 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| XXXXX | 4000112239 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.70 |
| XXXXX | 4000115807 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000114681 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 5.00 |
| XXXXX | 4000113249 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000113908 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000113141 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000113574 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000110937 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000110409 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000110367 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000110843 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000112394 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -17.520% |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000111557 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000111241 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000113837 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXXX | 4000111238 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 |  |
| XXXXX | 4000109860 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| XXXXX | 4000111456 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.70 |
| XXXXX | 4000110559 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.30 |
| XXXXX | 4000113156 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.10 |
| XXXXX | 4000112753 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.50 |
| XXXXX | 4000113724 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| XXXXX | 4000115179 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000110757 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000113204 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.80 |
| XXXXX | 4000114002 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000113221 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000113234 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000110337 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000113481 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000112006 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000114418 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000113404 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000114678 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000114887 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000113603 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000114257 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000110311 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000113639 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.20 |
| XXXXX | 4000113797 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000110115 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.00 |
| XXXXX | 4000114797 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000114689 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  | 0.000% |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000114136 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.70 |
| XXXXX | 4000112393 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.50 |
| XXXXX | 4000114825 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000114786 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000111293 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| XXXXX | 4000111329 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000115742 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 13.890% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000112752 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.90 |
| XXXXX | 4000111691 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.60 |
| XXXXX | 4000115751 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000114808 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000113143 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000114810 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000114924 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000114182 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000109172 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| XXXXX | 4000109188 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000109157 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000110605 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000109190 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000110620 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.10 |
| XXXXX | 4000110607 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000110609 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000109199 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.40 |
| XXXXX | 4000110612 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000110617 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000109208 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000110621 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000109206 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| XXXXX | 4000110622 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| XXXXX | 4000110619 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000110623 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.60 |
| XXXXX | 4000109196 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| XXXXX | 4000110626 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000109165 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -8.400% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.90 |
| XXXXX | 4000109211 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000110630 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000109162 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.40 |
| XXXXX | 4000110633 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| XXXXX | 4000110634 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.50 |
| XXXXX | 4000109219 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.50 |
| XXXXX | 4000109197 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.60 |
| XXXXX | 4000109156 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000109226 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.00 |
| XXXXX | 4000109220 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000109213 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| XXXXX | 4000109158 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| XXXXX | 4000109181 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000110608 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000114679 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000110603 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000109194 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.560% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000109205 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.80 |
| XXXXX | 4000110631 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.90 |
| XXXXX | 4000109147 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -4.880% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.80 |
| XXXXX | 4000110632 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000110637 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000109149 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000109217 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| XXXXX | 4000109187 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000106574 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000109183 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -4.230% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000113820 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| XXXXX | 4000113832 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| XXXXX | 4000112115 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000110970 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000114367 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 1.150% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.20 |
| XXXXX | 4000115286 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| XXXXX | 4000113231 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 |  |
| XXXXX | 4000114253 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.90 |
| XXXXX | 4000114488 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000111888 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000116185 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000111500 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| XXXXX | 4000114349 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.80 |
| XXXXX | 4000115063 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000110442 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.20 |
| XXXXX | 4000111421 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000113243 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000114914 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 3.130% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| XXXXX | 4000114948 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000114912 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.70 |
| XXXXX | 4000115643 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000112986 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000115386 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.240% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| XXXXX | 4000114039 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.20 |
| XXXXX | 4000115650 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.80 |
| XXXXX | 4000114406 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.20 |
| XXXXX | 4000112836 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| XXXXX | 4000113536 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.550% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000115277 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000115138 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000114851 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000114537 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.10 |
| XXXXX | 4000111339 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.30 |
| XXXXX | 4000114436 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000112145 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000114595 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000115314 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000108860 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000114499 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000116292 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000113804 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000112392 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.060% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000112677 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000112842 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| XXXXX | 4000114077 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000114339 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000112676 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000113977 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000109142 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000114365 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000111518 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000114226 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000114366 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000114803 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 2.880% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.00 |
| XXXXX | 4000109496 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.90 |
| XXXXX | 4000114511 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000111872 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| XXXXX | 4000112132 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000110876 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000114639 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000115087 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.60 |
| XXXXX | 4000114041 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| XXXXX | 4000115322 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.60 |
| XXXXX | 4000112657 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000114071 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000111233 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000114852 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| XXXXX | 4000114419 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.30 |
| XXXXX | 4000112194 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.40 | 1.00 |
| XXXXX | 4000114846 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 |  |
| XXXXX | 4000111278 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000110813 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.70 |
| XXXXX | 4000112153 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000114724 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000109079 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| XXXXX | 6000109089 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000109085 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| XXXXX | 6000109108 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -3.210% |  |  | AVM |  | 0.19 |  |  |  |  |  |  |  |  |  | 0.000% |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 6000109076 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 6000109179 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.50 |
| XXXXX | 6000109084 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| XXXXX | 6000109170 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.30 |
| XXXXX | 6000109119 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000109096 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000109114 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000109193 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000109087 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| XXXXX | 6000109140 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000109091 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000109070 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 5.00 |
| XXXXX | 6000109214 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000109228 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| XXXXX | 6000109204 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000109125 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 6000109143 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000109161 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000109131 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000109178 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.70 |
| XXXXX | 6000109259 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000109196 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000109216 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 6000109238 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000109217 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000109136 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000109134 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000109199 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  | 0.000% |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000109166 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000109104 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000109155 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| XXXXX | 6000109191 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000109202 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000109172 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000109304 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 6000109316 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| XXXXX | 6000109240 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000109311 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| XXXXX | 6000109149 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 6000109106 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 6000109272 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| XXXXX | 6000109206 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000111952 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.10 |
| XXXXX | 4000114452 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| XXXXX | 4000114508 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| XXXXX | 4000114513 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.370% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000112666 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| XXXXX | 4000114879 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000114482 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000113263 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000111289 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000117144 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -7.860% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000114737 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000113349 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| XXXXX | 4000115264 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000115459 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.60 |
| XXXXX | 4000115134 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000111878 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| XXXXX | 4000113822 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000115214 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000113685 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| XXXXX | 4000110545 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.20 |
| XXXXX | 4000114074 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000113380 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.10 |
| XXXXX | 4000115247 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000111540 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000116099 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000111668 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| XXXXX | 4000110543 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.90 |
| XXXXX | 4000116153 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000114072 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000115713 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| XXXXX | 4000112575 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000114828 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000114429 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000112565 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| XXXXX | 4000114446 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000114062 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.20 |
| XXXXX | 4000115614 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000115052 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| XXXXX | 4000112593 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000111857 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -2.350% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| XXXXX | 4000112830 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000115475 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000115233 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| XXXXX | 4000109574 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 5.00 |
| XXXXX | 4000110604 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000110628 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| XXXXX | 4000110656 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| XXXXX | 4000110624 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000109160 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000109192 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| XXXXX | 4000110610 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000109174 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| XXXXX | 4000110614 | XXXXX |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 4**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **TILA Status Loan Designation** | **Exempt QM/ATR Equivalency** | **CDFI Bank Originated Loan** | **Application Date** | **TRID Tested** | **GSE** | **HOEPA Fees** | **TILA Fees** | **Rate Lock Date** | **Calculated APR** | **Original P&I** | **Qualifying P&I** | **Qualifying Rate** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower2 Length of Employment** | **Co Borrower3 Length of Employment** | **Borrower Foreign National Indicator** | **Co Borrower Foreign National Indicator** | **Co Borrower 2 Foreign National Indicator** | **Co Borrower 3 Foreign National Indicator** | **Borrower Country Name** | **Co Borrower2 Country Name** | **Co Borrower3 Country Name** | **Residual Income** | **Num Units** | **Annual Property Tax** | **Annual Insurance Costs** | **Monthly Property Tax** | **Monthly Insurance Costs** | **HOA Name** | **HOA Address State** | **Fee Amount** | **Next Due Date** | **HOA Payment Frequency** | **Investor DTI** | **QM DTI** | **Non QM DTI** | **Original Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Updated Credit Report Date** | **Primary Wage Earner Updated FICO Equifax** | **Primary Wage Earner Updated FICO Experian** | **Primary Wage Earner Updated FICO Transunion** | **Secondary Wage Earner Updated FICO Equifax** | **Secondary Wage Earner Updated FICO Experian** | **Secondary Wage Earner Updated FICO Transunion** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Most Recent Updated Co Borrower 2 FICO** | **Most Recent Updated Co Borrower 3 FICO** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Asset Depletion Flag** | **Bank Statements Flag** | **Number of Statements** | **Type of Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **P&L Type** | **Income Doc Detail** | **Tax Return Doc Details** | **Document Level** | **Document Type** | **Most Recent Bankruptcy Type** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy (7, 11)** | **Months Bankruptcy (13)** | **Most Recent Deed-in - Lieu Date** | **Number of Deed-in-Lieu Events** | **Months Deed-in-Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Guideline Name** | **UW Guideline Author** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **HUD 1 Page 1 Credits Total** | **Collateral Underwriter Risk Score** | **AUS Decision System** | **Property Inspection Waiver (PIW)** | **Rating Result** | **Eligible For Rep and Warrant Relief Per Collateral Advisor** | **Is Equity Shared Loan** | **Investor Qualifying Rate** | **Borrower Years of W2s** | **CoBorrower Years of W2s** | **Years of Personal Tax Returns** | **Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Months of Personal Bank Statements** | **Months of Business Bank Statements** | **Months of Profit and Loss Statements** | **Expense Letter** | **Total DSCR** | **Total Inverse DSCR** | **Subordinate Lien Type** | **Is Shared Appreciation Mortgage** | **Duration of Payout Months** | **Seller VSH Indicator** | **Seller Indicated VSH Guideline** | **Validated VSH** | **IO Remaining Amortization Term at Recast** | **Maturity Date** | **Borrower Own Funds Cash Amount** | **Borrower Own Funds Percent** | **Is the Note an eNote** | **Borrower WVOE - # of Months of Income provided** | **Co Borrower WVOE - # of Months of Income provided** | **Co Borrower2 WVOE - # of Months of Income provided** | **Co Borrower3 WVOE - # of Months of Income provided** | **Were the origination guidelines utilized for this diligence review?** | **Title Evidence** | **Ownership Type** | **Borrower Type** | **Borrower Designation** | **Co Borrower Type** | **Co Borrower Designation** | **Co Borrower2 Type** | **Co Borrower2 Designation** | **Co Borrower3 Type** | **Co Borrower3 Designation** | **Senior Lien Position** | **Senior Lien Original Loan Amount** | **Senior Lien Original Interest Rate** | **Senior Lien Note Projected Closing Date** | **Senior Lien Current Balance** | **Senior Lien Current P&I** | **Loan Closed in the Name of an Entity** | **Note Executed by** | **Assumable Mortgage Flag** | **Leasehold Flag** | **Buydown Flag** | **Borrower Experian FICO Model Used** | **Borrower Equifax FICO Model Used** | **Borrower TransUnion FICO Model Used** | **Co Borrower Experian FICO Model Used** | **Co Borrower Equifax FICO Model Used** | **Co Borrower TransUnion FICO Model Used** | **Co Borrower2 Experian FICO Model Used** | **Co Borrower2 Equifax FICO Model Used** | **Co Borrower2 TransUnion FICO Model Used** | **Co Borrower3 Experian FICO Model Used** | **Co Borrower3 Equifax FICO Model Used** | **Co Borrower3 TransUnion FICO Model Used** | **Borrower Documentation Used to Determine Legal Residency** | **Co Borrower Documentation Used to Determine Legal Residency** | **Co Borrower2 Documentation Used to Determine Legal Residency** | **Co Borrower3 Documentation Used to Determine Legal Residency** | **Delayed Financing?** | **Months Reserves** | **Correspondent Type** | **Departure Residence** | **Rate Increase on Default** | **MERS Min Number** | **Co Borrower Other Income** | **Co Borrower Wage Income** | **Primary Housing Lates 0 6 Months 30** | **Primary Housing Lates 0 6 Months 60** | **Primary Housing Lates 0 6 Months 90** | **Primary Housing Lates 7 12 Months 30** | **Primary Housing Lates 7 12 Months 60** | **Primary Housing Lates 7 12 Months 90** | **Primary Housing Lates 13 24 Months 30** | **Primary Housing Lates 13 24 Months 60** | **Primary Housing Lates 13 24 Months 90** | **Primary Housing Lates 25 36 Months 30** | **Primary Housing Lates 25 36 Months 60** | **Primary Housing Lates 25 36 Months 90** | **Borrower 1 ITIN Flag** | **Borrower 2 ITIN Flag** | **Borrower 3 ITIN Flag** | **Borrower 4 ITIN Flag** | **Total Number of Mortgaged Properties** | **Amortization Term Less IO** |
| XXXXX | 6000076930 | XXXXX |  | Non QM |  |  |  | Yes | No | $8660.63 | $12362.90 |  | 4.722% | $2206.61 | $2206.61 | 4.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $30972.39 | 1 | $6606.48 | $1710.00 | $550.54 | $142.50 |  |  |  |  |  | 13.427% | 13.427% | 13.427% | 12/29/2021 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2021<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 0.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2021 | [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $8660.63 |  | 3.030% | $0.00 | 2.6 |  |  |  | N/A | No | 4.500% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.19 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000004071 | XXXXX |  | Non QM |  |  |  | Yes | No | $7295.99 | $8515.75 |  | 8.003% | $1534.14 | $1534.14 | 7.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $2241.58 | 1 | $2945.76 | $1353.96 | $245.48 | $112.83 |  |  |  |  |  | 46.995% | 46.995% | 46.995% | 04/11/2022 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% |  |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2022 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $7295.99 |  | 5.380% | $0.00 | 1 |  |  |  | No | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 63.110% |  |  |  |  |  |  | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 46.46 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000083209 | XXXXX |  | Non QM |  |  |  | Yes | No | $8588.78 | $11108.67 |  | 8.175% | $4753.32 | $4753.32 | 8.013% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5733.97 | 1 | $8987.52 | $1534.20 | $748.96 | $127.85 |  |  |  |  |  | 49.543% | 49.543% | 49.543% | 04/14/2022 | 690 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2022<br> [Borrower - \| Primary Income - Wages]; VVOE - 2022<br> [Borrower - \| Primary Income - Wages]; WVOE - 2022<br> [Borrower - \| Primary Income - Wages]; W-2 - 2021 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx | $8588.78 |  | 5.330% | $0.00 | 1 |  |  |  | No | No | 8.013% | 1 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 14.820% |  |  |  |  |  |  | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.18 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000005413 | XXXXX |  | Non QM |  |  |  | Yes | No | $11895.00 | $13103.06 |  | 8.360% | $2639.04 | $2639.04 | 7.990% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6953.49 | 1 | $2238.60 | $335.04 | $186.55 | $27.92 |  |  |  |  |  | 46.969% | 46.969% | 46.969% | 06/15/2022 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2020 | [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020<br> [Borrower]; 4506-C - 2019<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $11895.00 |  | 5.780% | $0.00 | 1 |  |  |  | Yes | No | 7.990% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  |  |  |  |  |  |  | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 33.15 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000079970 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4244.74 | $4244.74 | 7.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 2 | $6207.24 | $1571.04 | $517.27 | $130.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 04/02/2025 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | xxxxx | xxxxx | 5.290% | No |  |  |  |  | Yes | Final | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.29 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000081995 | XXXXX |  | Exempt from ATR | N/A | Yes |  | No | No | $30355.00 | $32400.83 |  | 9.342% | $3857.84 | $3857.84 | 8.625% | No | No | Not Employed | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  | $14421.43 | 1 | $14929.56 | $1419.96 | $1244.13 | $118.33 |  |  |  |  |  | 39.064% | 39.064% | 39.064% | 05/08/2025 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - P&L Statement Only]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $30355.00 |  | 6.930% | $0.00 | 1 |  |  |  | No | No | 8.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 25.800% | No |  |  |  |  | Yes | Final | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | 4.61 |  | No | Yes |  | $23666.58 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000084591 | XXXXX |  | N/A |  |  |  | No | No | $5790.00 | $4536.12 |  | 7.683% | $2831.17 | $2831.17 | 7.625% | No | No | Not Employed | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  | $67423.64 | 1 | $5405.76 | $855.96 | $450.48 | $71.33 |  |  |  |  |  | 7.533% | 7.533% | 7.533% | 07/12/2025 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 |  | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $5790.00 |  | 6.750% | $0.00 | 3.6 |  |  |  | Yes | No | 7.625% | 0 | 2 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 294.28 |  | No | No |  | $0.00 | $72916.57 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000090259 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1841.88 | $1841.88 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5161.80 | $1008.00 | $430.15 | $84.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/08/2025 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 195.75 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000091013 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $7665.10 |  | 6.655% | $8452.10 | $8452.10 | 6.625% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $12505.44 | 1 | $9638.28 | $1907.04 | $803.19 | $158.92 |  |  |  |  |  | 45.421% | 45.421% | 45.421% | 08/27/2025 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1640.00 |  | 6.630% | $0.00 | 1.6 |  |  |  | N/A | No | 6.625% | 2 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 41.880% | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 36.9 |  | No | No |  | $2083.33 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000091668 | XXXXX |  | Non QM |  |  |  | Yes | No | $1740.00 | $4580.58 |  | 6.961% | $1264.77 | $1264.77 | 6.750% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $11504.56 | 1 | $6187.56 | $1871.04 | $515.63 | $155.92 |  |  |  |  |  | 36.650% | 36.650% | 36.650% | 08/28/2025 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 1994 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1740.00 |  | 6.570% | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 18.490% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 39.17 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000091085 | XXXXX |  | Non QM |  |  |  | Yes | No | $1790.00 | $4481.08 |  | 6.769% | $8391.24 | $8391.24 | 6.750% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  | $12812.38 | 1 | $21562.56 | $2595.84 | $1796.88 | $216.32 |  |  |  |  |  | 50.038% | 50.038% | 50.038% | 08/22/2025 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2022<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - No Results Returned - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Tax Return Extension - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1040 - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Tax Return Extension - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Tax Return Extension - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2022<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1790.00 |  | 6.630% | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 3 | 0 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 51.400% | No | 32 | 32 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  |  | 42.84 |  | No | No |  | $0.00 | $5000.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 360 |
| XXXXX | 4000091289 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $4288.15 |  | 6.637% | $12780.61 | $12780.61 | 6.625% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8861.44 | 1 | $18232.80 | $11610.96 | $1519.40 | $967.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/28/2025 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1640.00 |  | 6.630% | $0.00 | 3.6 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 184.78 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000093316 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $9290.01 | $9290.01 | 6.999% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 1 | $7461.96 | $5791.92 | $621.83 | $482.66 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/19/2025 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.999% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.87 |  |  |  |  |  |  |  | xxxxx | xxxxx | 42.990% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 24.48 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000095676 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1364.35 | $1364.35 | 7.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $2870.04 | $1065.96 | $239.17 | $88.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/05/2025 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.24 | 0.81 |  |  |  |  |  |  |  | xxxxx | xxxxx | 58.700% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 53.96 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000096871 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4246.76 | $4246.76 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $8244.60 | $2958.00 | $687.05 | $246.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/10/2025 | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.87 | 1.15 |  |  |  |  |  |  |  | xxxxx | xxxxx | 3.640% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 50.85 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000097351 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1694.45 | $1694.45 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $10818.00 | $1875.96 | $901.50 | $156.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/14/2025 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.8 | 1.25 |  |  |  |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 69.45 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 180 |
| XXXXX | 4000102123 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1216.81 | $1216.81 | 8.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $993.60 | $1216.80 | $82.80 | $101.40 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/17/2025 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 4.4 |  |  |  | N/A | No | 8.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.82 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 104.49 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000103369 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $754.88 | $754.88 | 6.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $1039.56 | $1023.00 | $86.63 | $85.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/28/2025 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.29 | 0.77 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 12.32 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000102822 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $839.06 | $839.06 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $2974.44 | $825.96 | $247.87 | $68.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/30/2025 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.86 |  |  |  |  |  |  |  | xxxxx | xxxxx | 1.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 289.77 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000103287 | XXXXX |  | Non QM |  |  |  | Yes | No | $8768.00 | $13616.85 |  | 6.505% | $4554.25 | $4554.25 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $9048.69 | 3 | $5868.72 | $1170.00 | $489.06 | $97.50 |  |  |  |  |  | 36.538% | 36.538% | 36.538% | 09/17/2025 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $8768.00 |  | 6.230% | $0.00 |  |  |  |  | No | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 127.45 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000102237 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $935.80 | $935.80 | 6.375% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $5404.44 | $666.00 | $450.37 | $55.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/05/2025 | 816 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.42 | 0.7 |  |  |  |  |  |  |  | xxxxx | xxxxx | 80.290% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 40.81 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000104006 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2183.54 | $2183.54 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $8757.96 | $1221.96 | $729.83 | $101.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/09/2025 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 | 2 |  |  |  | Yes | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 110.72 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000104231 | XXXXX |  | Non QM |  |  |  | Yes | No | $2720.00 | $7221.00 |  | 6.687% | $7427.61 | $7427.61 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $17266.18 | 1 | $18125.04 | $1965.00 | $1510.42 | $163.75 |  |  |  |  |  | 46.290% | 46.290% | 46.290% | 11/14/2025 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2720.00 |  | 6.230% | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 15.620% | No | 35 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.14 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000102223 | XXXXX |  | Non QM |  |  |  | Yes | No | $10095.00 | $6473.00 |  | 6.829% | $3113.27 | $3113.27 | 6.750% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $5278.05 | 1 | $10035.72 | $1549.44 | $836.31 | $129.12 |  |  |  |  |  | 46.416% | 46.416% | 46.416% | 11/10/2025 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $10095.00 |  | 6.260% | $1700.00 | 1.5 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 12.120% | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 42.31 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000104103 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1036.01 | $1036.01 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4290.12 | $2215.32 | $357.51 | $184.61 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/12/2025 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | xxxxx | xxxxx | 7.380% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.56 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000103656 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1136.22 | $1136.22 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $768.72 | $744.96 | $64.06 | $62.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/12/2025 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.3 |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.84 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 121.05 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000103644 | XXXXX |  | Non QM |  |  |  | Yes | No | $19190.00 | $34067.36 |  | 6.900% | $10896.45 | $10896.45 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $28959.70 | 1 | $26250.00 | $6601.08 | $2187.50 | $550.09 |  |  |  |  |  | 45.112% | 45.112% | 45.112% | 11/07/2025 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $19190.00 |  | 6.230% | $0.00 | 2.5 |  |  |  | N/A | No | 6.750% | 0 |  | 2 | 0 | 2 | 0 |  |  | 10.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 32.170% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.44 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000099554 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1550.35 | $1550.35 | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $9430.92 | $2304.00 | $785.91 | $192.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/02/2025 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.97 |  |  |  |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 447.76 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000096242 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1507.27 | $1507.27 | 8.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $8017.80 | $1370.04 | $668.15 | $114.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/06/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 8.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.29 | 0.78 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 31.54 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000103967 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $23498.63 | $29072.13 |  | 8.077% | $5730.94 | $5730.94 | 7.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $11432.60 | 1 | $19606.92 | $1742.04 | $1633.91 | $145.17 |  |  |  |  |  | 39.986% | 39.986% | 39.986% | 08/04/2025 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $23498.63 |  | 6.570% | $0.00 | 1.3 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 31.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.31 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000103222 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $948.10 | $948.10 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $10500.00 | $1373.28 | $875.00 | $114.44 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/30/2025 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.65 | 0.61 |  |  |  |  |  |  |  | xxxxx | xxxxx | 32.150% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.46 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000102437 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3446.35 | $3446.35 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $13444.08 | $1379.04 | $1120.34 | $114.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/29/2025 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.4 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.86 | 1.16 |  |  |  |  |  |  |  | xxxxx | xxxxx | 11.860% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.96 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000104163 | XXXXX |  | Non QM |  |  |  | Yes | No | $14220.00 | $16292.20 |  | 8.140% | $3317.49 | $3891.84 | 8.525% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $46845.57 | 1 | $14304.12 | $4734.00 | $1192.01 | $394.50 |  |  |  |  |  | 15.782% | 15.874% | 15.782% | 09/30/2025 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx | $14220.00 |  | 6.530% | $0.00 |  |  |  |  | N/A | No | 8.525% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 50.820% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.44 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000104169 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5969.04 | $5969.04 | 7.250% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $20097.12 | $1701.96 | $1674.76 | $141.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/12/2025 | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.87 | 1.15 |  |  |  |  |  |  |  | xxxxx | xxxxx | 41.710% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.69 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000103535 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1258.59 | $1258.59 | 7.500% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $3726.00 | $2105.88 | $310.50 | $175.49 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/14/2025 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.4 |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.92 |  |  |  |  |  |  |  | xxxxx | xxxxx | 87.110% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 85.9 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000102881 | XXXXX |  | Non QM |  |  |  | Yes | No | $3820.00 | $6003.77 |  | 8.531% | $2534.59 | $3516.85 | 9.993% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5583.99 | 1 | $5576.64 | $788.04 | $464.72 | $65.67 |  |  |  |  |  | 42.630% | 37.552% | 42.630% | 10/28/2025 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $3820.00 |  | 6.530% | $0.00 | 1 |  |  |  | N/A | No | 9.993% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No | 26 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 13.02 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000104199 | XXXXX |  | Non QM |  |  |  | Yes | No | $5584.00 | $7370.56 |  | 6.760% | $1511.91 | $1511.91 | 6.500% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $4058.00 | 1 | $4762.08 | $1239.00 | $396.84 | $103.25 |  |  |  |  |  | 37.856% | 37.856% | 37.856% | 11/17/2025 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $5584.00 |  | 6.260% | $1800.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 27.230% | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 10.15 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000104635 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1629.99 | $1629.99 | 7.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $3967.08 | $3735.96 | $330.59 | $311.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/27/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.61 | 0.62 |  |  |  |  |  |  |  | xxxxx | xxxxx | 79.790% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 65.14 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000104503 | XXXXX |  | Non QM |  |  |  | Yes | No | $2720.00 | $7217.25 |  | 6.913% | $5912.36 | $5912.36 | 6.875% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $15141.51 | 1 | $15355.80 | $1382.16 | $1279.65 | $115.18 |  |  |  |  |  | 44.417% | 44.417% | 44.417% | 11/19/2025 | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2720.00 |  | 6.190% | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No | 34 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 38.11 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000104948 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4433.07 | $4433.07 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $11848.80 | $1640.04 | $987.40 | $136.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/20/2025 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.7 | 1.42 |  |  |  |  |  |  |  | xxxxx | xxxxx | 24.930% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.08 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000104141 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1391.71 | $1391.71 | 7.375% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $2886.24 | $521.04 | $240.52 | $43.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/10/2025 | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.4 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 55.34 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000101975 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1248.16 | $1248.16 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 4 | $603.24 | $1163.04 | $50.27 | $96.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/17/2025 | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.67 | 0.37 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 128.92 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000104097 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1945.78 | $1945.78 | 8.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $2427.60 | $2980.08 | $202.30 | $248.34 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/24/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 104.53 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000104288 | XXXXX |  | Non QM |  |  |  | Yes | No | $10896.00 | $7886.58 |  | 7.217% | $1916.07 | $1916.07 | 7.000% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Afghanistan |  |  | $3912.12 | 1 | $2267.52 | $802.20 | $188.96 | $66.85 |  |  |  |  |  | 46.409% | 46.409% | 46.409% | 10/30/2025 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $10896.00 |  | 6.260% | $5100.00 | 1 |  |  |  | N/A | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 22.510% | No | 28 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 9.32 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000103219 | XXXXX |  | N/A |  |  |  | No | No | $47225.00 | $12027.81 |  | 6.888% | $4858.00 | $4858.00 | 6.750% | No | No | Self-Employed | Self-Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  | $115143.02 | 1 | $11352.84 | $3185.04 | $946.07 | $265.42 |  |  |  |  |  | 39.013% | 39.013% | 39.013% | 09/22/2025 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx | $47225.00 |  | 6.260% | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  | No | 64.34 |  | Yes | No |  | $99470.43 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 14 | 360 |
| XXXXX | 4000104074 | XXXXX |  | Non QM |  |  |  | Yes | No | $2190.00 | $5048.63 |  | 6.933% | $2956.18 | $2956.18 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $21564.38 | 1 | $8537.76 | $2023.68 | $711.48 | $168.64 |  |  |  |  |  | 36.244% | 36.244% | 36.244% | 11/14/2025 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2190.00 |  | 6.260% | $0.00 | 1.2 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 89.680% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.27 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000102813 | XXXXX |  | Non QM |  |  |  | Yes | No | $2625.00 | $8007.50 |  | 6.787% | $6563.81 | $6563.81 | 6.750% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $41184.42 | 1 | $12012.24 | $2595.96 | $1001.02 | $216.33 |  |  |  |  |  | 36.818% | 36.818% | 36.818% | 11/05/2025 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2625.00 |  | 6.230% | $0.00 | 4.1 |  |  |  | No | No | 6.750% | 2 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No | 34 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 92.33 |  | No | No |  | $3482.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000104146 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1918.93 | $1918.93 | 6.989% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $11203.44 | $0.00 | $933.62 | $0.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/03/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.989% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.81 | 1.24 |  |  |  |  |  |  |  | xxxxx | xxxxx | 34.270% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.94 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000104409 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2305.13 | $2305.13 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 2 | $7215.84 | $2703.96 | $601.32 | $225.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/13/2025 | 818 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.87 |  |  |  |  |  |  |  | xxxxx | xxxxx | 43.400% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 21.7 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000104591 | XXXXX |  | Non QM |  |  |  | Yes | No | $8905.00 | $12817.36 |  | 6.793% | $3739.42 | $3739.42 | 6.625% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $5836.34 | 1 | $7118.64 | $1217.04 | $593.22 | $101.42 |  |  |  |  |  | 44.416% | 44.416% | 44.416% | 11/17/2025 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $8905.00 |  | 6.190% | $0.00 |  |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 0.370% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 3.43 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000104135 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1852.89 | $1852.89 | 6.375% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $8127.72 | $1159.44 | $677.31 | $96.62 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/07/2025 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.7 |  |  |  | No | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.88 | 1.14 |  |  |  |  |  |  |  | xxxxx | xxxxx | 44.580% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 27.67 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000104229 | XXXXX |  | Non QM |  |  |  | Yes | No | $1575.00 | $5037.99 |  | 7.904% | $5100.76 | $6569.09 | 8.984% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | United States of America |  |  | $10158.07 | 1 | $14600.04 | $2826.12 | $1216.67 | $235.51 |  |  |  |  |  | 46.537% | 44.014% | 46.537% | 11/20/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1575.00 |  | 6.530% | $15697.00 | 1 |  |  |  | N/A | No | 8.984% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 3.050% | No | 35 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 0.15 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000105173 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $11495.08 | $11495.08 | 6.874% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $13625.04 | $2961.00 | $1135.42 | $246.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/21/2025 | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.874% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | xxxxx | xxxxx | 37.020% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 13.81 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000105146 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3457.68 | $3457.68 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $9000.00 | $1737.96 | $750.00 | $144.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/18/2025 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.78 | 1.28 |  |  |  |  |  |  |  | xxxxx | xxxxx | 31.910% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.26 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000105101 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2384.65 | $2384.65 | 6.875% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 1 | $3746.88 | $1838.76 | $312.24 | $153.23 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/03/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.92 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 93.46 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000104224 | XXXXX |  | Non QM |  |  |  | Yes | No | $8975.00 | $15784.50 |  | 6.817% | $4226.05 | $4226.05 | 6.625% | No | No | Not Employed | Self-Employed |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  | $19183.76 | 1 | $11000.04 | $1980.12 | $916.67 | $165.01 |  |  |  |  |  | 34.753% | 34.753% | 34.753% | 10/21/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $8975.00 |  | 6.260% | $5000.00 | 1 |  |  |  | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 15.590% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 42.62 |  | No | No |  | $29401.87 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000102214 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4177.05 | $4177.05 | 7.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $13713.12 | $453.72 | $1142.76 | $37.81 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/03/2025 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.6 |  |  |  | Yes | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.87 | 1.15 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 33.16 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000105246 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3128.76 | $3128.76 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $10420.56 | $3119.40 | $868.38 | $259.95 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/10/2025 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 13.23 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000103115 | XXXXX |  | Non QM |  |  |  | Yes | No | $16955.00 | $17518.86 |  | 6.936% | $3304.00 | $3304.00 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $17491.95 | 1 | $10749.96 | $2053.44 | $895.83 | $171.12 |  |  |  |  |  | 30.452% | 30.452% | 30.452% | 10/06/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $16955.00 |  | 6.230% | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 64.170% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 43.49 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000104314 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3533.84 | $3533.84 | 7.498% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3102.00 | $1533.96 | $258.50 | $127.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/13/2025 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.498% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.85 | 1.17 |  |  |  |  |  |  |  | xxxxx | xxxxx | 34.730% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.41 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000104935 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2558.16 | $2558.16 | 7.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $7995.96 | $7786.68 | $666.33 | $648.89 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/18/2025 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | xxxxx | xxxxx | 34.120% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 7.08 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000103816 | XXXXX |  | Non QM |  |  |  | Yes | No | $3546.84 | $8678.97 |  | 6.820% | $5007.18 | $5007.18 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $10196.77 | 1 | $5950.56 | $1532.04 | $495.88 | $127.67 |  |  |  |  |  | 40.281% | 40.281% | 40.281% | 10/28/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $3546.84 |  | 6.230% | $32.12 | 1 |  |  |  | Yes | No | 6.750% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 51.030% | No | 33 | 10 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 37.07 |  | Yes | No |  | $0.00 | $7241.66 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000104416 | XXXXX |  | N/A |  |  |  | No | No | $1640.00 | $3279.01 |  | 7.193% | $2186.22 | $2186.22 | 7.125% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  | $559010.66 | 1 | $6854.88 | $1092.96 | $571.24 | $91.08 |  |  |  |  |  | 6.575% | 6.575% | 6.575% | 10/03/2025 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 50.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 |  | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1640.00 |  | 6.190% | $8600.00 | 1 |  |  |  | Yes | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 32.440% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 157.86 |  | Yes | No |  | $598353.04 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 10 | 360 |
| XXXXX | 4000105433 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $673.72 | $673.72 | 7.125% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 1 | $7162.20 | $1956.00 | $596.85 | $163.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/17/2025 | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.53 | 0.65 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 64.03 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000104510 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1958.06 | $1958.06 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $5421.48 | $1001.04 | $451.79 | $83.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/28/2025 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.79 | 1.26 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 45.49 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000104580 | XXXXX |  | Non QM |  |  |  | Yes | No | $3382.79 | $6590.78 |  | 6.322% | $4077.48 | $4077.48 | 6.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $6332.32 | 1 | $10347.36 | $1456.80 | $862.28 | $121.40 |  |  |  |  |  | 46.336% | 46.336% | 46.336% | 11/14/2025 | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $3382.79 |  | 6.190% | $10000.00 | 1 |  |  |  | N/A | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 32.550% | No | 35 | 35 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.96 |  | No | No |  | $0.00 | $5800.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000105131 | XXXXX |  | N/A |  |  |  | No | No | $13048.00 | $4192.98 |  | 7.206% | $2479.28 | $2479.28 | 7.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $21920.32 | 1 | $2384.40 | $993.00 | $198.70 | $82.75 |  |  |  |  |  | 29.025% | 29.025% | 29.025% | 11/17/2025 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $13048.00 |  | 6.190% | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 2 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 42.440% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.45 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000105859 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1023.26 | $1023.26 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3909.12 | $898.20 | $325.76 | $74.85 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/25/2025 | 664 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.97 | 0.51 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 102.93 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000106080 | XXXXX |  | N/A |  |  |  | No | No | $31802.50 | $12700.73 |  | 7.531% | $5076.46 | $5076.46 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $16523.69 | 1 | $5193.24 | $1269.00 | $432.77 | $105.75 |  |  |  |  |  | 29.697% | 29.697% | 29.697% | 12/09/2025 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $31802.50 |  | 6.220% | $0.00 | 1 |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 127.57 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000102797 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $5832.78 |  | 6.663% | $5759.60 | $5759.60 | 6.625% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $10508.22 | 1 | $14279.88 | $1035.96 | $1189.99 | $86.33 |  |  |  |  |  | 44.197% | 44.197% | 44.197% | 11/17/2025 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1640.00 |  | 6.230% | $4513.08 | 1 |  |  |  | No | No | 6.625% | 0 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 71.530% | No |  | 35 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 57.25 |  | Yes | No |  | ($2.38) | $18833.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000104023 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $920.17 | $920.17 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $3465.48 | $708.96 | $288.79 | $59.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/18/2025 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2 |  |  |  | Yes | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.79 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 73.05 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000106405 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1348.38 | $1348.38 | 8.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $1588.32 | $774.96 | $132.36 | $64.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/29/2025 | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.29 | 0.77 |  |  |  |  |  |  | 240 | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 117.46 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 |
| XXXXX | 4000107160 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $9007.50 | $10745.18 |  | 8.111% | $2048.94 | $2048.94 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5403.66 | 1 | $2219.88 | $1588.92 | $184.99 | $132.41 |  |  |  |  |  | 31.164% | 31.164% | 31.164% | 09/29/2025 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $9007.50 |  | 6.260% | $0.00 | 1 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No | 12 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.65 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000102458 | XXXXX |  | N/A |  |  |  | No | No | $1640.00 | $3974.18 |  | 7.325% | $2646.84 | $2646.84 | 7.250% | No | No | Not Employed | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  | $30266.59 | 2 | $6430.56 | $1145.28 | $535.88 | $95.44 |  |  |  |  |  | 38.607% | 38.607% | 38.607% | 11/12/2025 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Vesting Schedule - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Vesting Schedule - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 |  | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1640.00 |  | 6.260% | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 | 2 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  | 34 |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 176.14 |  | No | No |  | $0.00 | $49299.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 360 |
| XXXXX | 4000106001 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $8507.23 | $8507.23 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $19308.84 | $4223.52 | $1609.07 | $351.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/10/2025 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.5 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.75 | 1.33 |  |  |  |  |  |  |  | xxxxx | xxxxx | 27.730% | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.73 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000104663 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2993.86 | $2993.86 | 7.000% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $5758.68 | $1908.72 | $479.89 | $159.06 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/03/2025 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | xxxxx | xxxxx | 95.330% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 111.22 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000105198 | XXXXX |  | N/A |  |  |  | No | No | $1640.00 | $7375.38 |  | 7.815% | $5874.58 | $5874.58 | 7.750% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $28790.37 | 2 | $13070.16 | $4433.28 | $1089.18 | $369.44 |  |  |  |  |  | 39.238% | 39.238% | 39.238% | 10/27/2025 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Paystubs - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1640.00 |  | 6.190% | $10000.00 |  |  |  |  | N/A | No | 7.750% | 1 | 1 | 1 | 0 | 2 | 1 |  |  |  | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 66.720% | No |  | 0 |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 64.38 |  | No | No |  | $0.00 | $5870.43 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 7 | 360 |
| XXXXX | 4000104350 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1244.15 | $1244.15 | 7.730% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $5008.08 | $1892.88 | $417.34 | $157.74 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/13/2025 | 673 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 7.730% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.32 | 0.76 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 35.55 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000103829 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1010.99 | $1010.99 | 7.250% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 1 | $10090.20 | $2087.76 | $840.85 | $173.98 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/03/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.69 | 1.45 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 298.2 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000100483 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2700.00 | $2700.00 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $11933.52 | $1110.96 | $994.46 | $92.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/03/2025 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.96 | 1.04 |  |  |  |  |  |  | 240 | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 8.19 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000105649 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2852.56 | $2852.56 | 7.000% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $8495.04 | $918.96 | $707.92 | $76.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/24/2025 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.1 |  |  |  | No | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.93 | 1.08 |  |  |  |  |  |  |  | xxxxx | xxxxx | 63.200% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 57.61 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000105616 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1193.81 | $1193.81 | 7.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $2118.00 | $645.48 | $176.50 | $53.79 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/02/2025 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.84 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 88.86 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000104976 | XXXXX |  | Non QM |  |  |  | Yes | No | $6390.00 | $8243.60 |  | 6.783% | $2945.43 | $2945.43 | 6.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $24411.64 | 1 | $5937.96 | $2175.00 | $494.83 | $181.25 |  |  |  |  |  | 24.910% | 24.910% | 24.910% | 12/02/2025 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $6390.00 |  | 6.190% | $55000.00 | 2.6 |  |  |  | Yes | No | 6.625% | 1 | 0 | 1 | 0 | 2 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 62.690% | No | 34 | 5 |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 78.99 |  | No | No |  | $6244.88 | $8333.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000104612 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3138.01 | $3138.01 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3938.04 | $1028.04 | $328.17 | $85.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/05/2025 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.96 |  |  |  |  |  |  |  | xxxxx | xxxxx | 21.130% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.22 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000105807 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1097.07 | $1097.07 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $974.64 | $917.04 | $81.22 | $76.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/04/2025 | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.59 | 0.63 |  |  |  |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 631.17 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000102754 | XXXXX |  | Non QM |  |  |  | Yes | No | $2285.00 | $8331.24 |  | 6.634% | $18108.33 | $24696.77 | 6.625% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $15090.18 | 1 | $72026.40 | $25491.00 | $6002.20 | $2124.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/14/2025 | 821 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2285.00 |  | 6.230% | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  | 240 | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 122.72 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000106720 | XXXXX |  | Non QM |  |  |  | Yes | No | $19565.00 | $12796.50 |  | 6.973% | $7226.22 | $7226.22 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $32811.28 | 1 | $17187.48 | $3694.92 | $1432.29 | $307.91 |  |  |  |  |  | 24.267% | 24.267% | 24.267% | 12/09/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $19565.00 |  | 6.270% | $2000.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 3.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.18 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000103981 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1427.40 | $1427.40 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2943.00 | $1152.96 | $245.25 | $96.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/04/2025 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.83 |  |  |  |  |  |  |  | xxxxx | xxxxx | 78.960% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 107.41 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000103980 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1427.39 | $1427.39 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2457.00 | $1212.96 | $204.75 | $101.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/04/2025 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.6 |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.23 | 0.81 |  |  |  |  |  |  |  | xxxxx | xxxxx | 50.130% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 60.88 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000103963 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1427.39 | $1427.39 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2457.00 | $1284.00 | $204.75 | $107.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/04/2025 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.18 | 0.85 |  |  |  |  |  |  |  | xxxxx | xxxxx | 7.830% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.21 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000103519 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3054.17 | $3054.17 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $2344.20 | $864.00 | $195.35 | $72.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/09/2025 | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 3.3 |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.47 | 0.68 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 12.34 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000106935 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2292.11 | $2292.11 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3794.40 | $1516.80 | $316.20 | $126.40 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/17/2025 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.88 |  |  |  |  |  |  |  | xxxxx | xxxxx | 24.660% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.86 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000103831 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2041.41 | $2041.41 | 7.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $3559.44 | $762.96 | $296.62 | $63.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/07/2025 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.3 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.88 |  |  |  |  |  |  |  | xxxxx | xxxxx | 26.100% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 28.23 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000104903 | XXXXX |  | N/A |  |  |  | No | No | $14225.00 | $7475.49 |  | 7.489% | $4377.15 | $4377.15 | 7.375% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $92649.54 | 1 | $10124.64 | $1537.44 | $843.72 | $128.12 |  |  |  |  |  | 29.849% | 29.849% | 29.849% | 12/03/2025 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $14225.00 |  | 6.190% | $0.00 | 2.3 |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 114.19 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 | 360 |
| XXXXX | 4000105869 | XXXXX |  | Non QM |  |  |  | Yes | No | $2340.00 | $4597.75 |  | 7.015% | $14310.66 | $14310.66 | 7.000% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $29843.44 | 1 | $34864.80 | $4460.16 | $2905.40 | $371.68 |  |  |  |  |  | 46.317% | 46.317% | 46.317% | 12/22/2025 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2340.00 |  | 6.220% | $0.00 | 3.9 |  |  |  | N/A | No | 7.000% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 18.06 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000105574 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1990.67 | $1990.67 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $2429.28 | $1869.00 | $202.44 | $155.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/23/2025 | 694 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.23 | 0.81 |  |  |  |  |  |  |  | xxxxx | xxxxx | 0.530% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.07 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000107058 | XXXXX |  | N/A |  |  |  | No | No | $14176.86 | $7534.45 |  | 7.384% | $1848.68 | $1848.68 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $7834.21 | 1 | $4171.44 | $1020.96 | $347.62 | $85.08 |  |  |  |  |  | 24.741% | 24.741% | 24.741% | 11/18/2025 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $14176.86 |  | 6.270% | $0.00 |  |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 2.910% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.3 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000106722 | XXXXX |  | Non QM |  |  |  | Yes | No | $9633.00 | $11727.78 |  | 6.797% | $4202.04 | $4202.04 | 6.625% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | China |  |  | $9039.28 | 1 | $16949.16 | $1425.00 | $1412.43 | $118.75 |  |  |  |  |  | 39.704% | 39.704% | 39.704% | 11/19/2025 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $9633.00 |  | 6.270% | $16000.00 | 1.3 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 28.450% | No | 30 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 2.93 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000107566 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1695.86 | $1695.86 | 7.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3289.56 | $1938.96 | $274.13 | $161.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/02/2025 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.2 |  |  |  | No | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.82 | 1.22 |  |  |  |  |  |  |  | xxxxx | xxxxx | 92.220% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 143.23 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000104155 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $7374.96 | $10071.14 |  | 8.220% | $1564.64 | $1564.64 | 7.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4051.78 | 1 | $6930.96 | $900.00 | $577.58 | $75.00 |  |  |  |  |  | 35.686% | 35.686% | 35.686% | 10/29/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $7374.96 |  | 6.160% | $51000.00 | 2.8 |  |  |  | N/A | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 12.200% | No | 9 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.75 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000104752 | XXXXX |  | Non QM |  |  |  | Yes | No | $9013.06 | $7265.81 |  | 8.169% | $1734.37 | $1734.37 | 7.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4164.47 | 1 | $3966.96 | $2292.00 | $330.58 | $191.00 |  |  |  |  |  | 44.410% | 44.410% | 44.410% | 11/21/2025 | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024 | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $9013.06 |  | 6.190% | $70000.00 | 1 |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 4.660% | No | 12 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.26 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000104088 | XXXXX |  | Non QM |  |  |  | Yes | No | $25645.00 | $20461.66 |  | 7.221% | $10846.87 | $10846.87 | 7.125% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $15613.43 | 1 | $28749.96 | $2517.96 | $2395.83 | $209.83 |  |  |  |  |  | 47.955% | 47.955% | 47.955% | 11/24/2025 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $25645.00 |  | 6.260% | $0.00 |  |  |  |  | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 5.020% | No | 0 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 3.34 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000104993 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $7267.95 |  | 6.778% | $9858.69 | $9858.69 | 6.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $15292.85 | 1 | $30175.92 | $3521.28 | $2514.66 | $293.44 |  |  |  |  |  | 49.831% | 49.831% | 49.831% | 12/04/2025 | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Employer Letter - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1640.00 |  | 6.190% | $0.00 | 1.3 |  |  |  | Yes | No | 6.750% | 1 | 2 | 0 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 54.410% | No | 17 | 27 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 48.07 |  | Yes | No |  | $0.00 | $6357.74 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000103088 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2237.49 | $2237.49 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5062.92 | $2207.88 | $421.91 | $183.99 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/03/2025 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 3.5 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.87 |  |  |  |  |  |  |  | xxxxx | xxxxx | 55.480% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 37.13 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000107101 | XXXXX |  | Non QM |  |  |  | Yes | No | $21322.36 | $4531.08 |  | 6.566% | $3893.54 | $3893.54 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $14406.68 | 1 | $10868.76 | $1673.04 | $905.73 | $139.42 |  |  |  |  |  | 42.373% | 42.373% | 42.373% | 11/22/2025 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $21322.36 |  | 6.250% | $15000.00 |  |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 15.060% | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.7 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000105801 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $934.85 | $934.85 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $3470.40 | $1160.04 | $289.20 | $96.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/23/2025 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | xxxxx | xxxxx | 63.740% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 84.62 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000106683 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5658.99 | $5658.99 | 6.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 2 | $11304.60 | $1740.96 | $942.05 | $145.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/24/2025 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.22 | 0.82 |  |  |  |  |  |  |  | xxxxx | xxxxx | 11.830% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 3.24 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 180 |
| XXXXX | 4000105006 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2334.95 | $2334.95 | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 4 | $37411.44 | $7275.00 | $3117.62 | $606.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/04/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.7 | 0.37 |  |  |  |  |  |  |  | xxxxx | xxxxx | 91.380% | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 20.55 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000104811 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1568.07 | $1568.07 | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $10418.16 | $614.04 | $868.18 | $51.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/10/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.75 | 0.57 |  |  |  |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 121.45 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000105097 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1004.05 | $1004.05 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6448.32 | $2079.00 | $537.36 | $173.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/10/2025 | 819 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.9 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | xxxxx | xxxxx | 4.340% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.55 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000106786 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1441.12 | $1441.12 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1982.28 | $1080.96 | $165.19 | $90.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/23/2025 | 682 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.5 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000100680 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1291.56 | $1291.56 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $3044.52 | $1270.32 | $253.71 | $105.86 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/30/2025 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.2 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.45 | 0.69 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 51.05 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000103060 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2122.75 | $2122.75 | 5.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $7281.00 | $948.96 | $606.75 | $79.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/19/2025 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | Yes | No | 5.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.83 |  |  |  |  |  |  |  | xxxxx | xxxxx | 0.200% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 147.93 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000108743 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5125.75 | $5125.75 | 7.250% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 4 | $16881.24 | $3828.00 | $1406.77 | $319.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/19/2025 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.3 | 0.77 |  |  |  |  |  |  | 240 | xxxxx | xxxxx | 4.860% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Guarantor - Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Guarantor - Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 14.92 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000107243 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2401.17 | $2401.17 | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $8277.24 | $2715.48 | $689.77 | $226.29 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/08/2025 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.73 | 0.58 |  |  |  |  |  |  |  | xxxxx | xxxxx | 5.060% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 20.68 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000107253 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1959.41 | $1959.41 | 6.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $5122.08 | $582.00 | $426.84 | $48.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/05/2025 | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.88 |  |  |  |  |  |  |  | xxxxx | xxxxx | 11.410% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 5.79 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000107312 | XXXXX |  | N/A |  |  |  | No | No | $50775.00 | $6752.78 |  | 8.153% | $6440.13 | $7731.46 | 8.918% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $43957.47 | 1 | $15750.00 | $2510.16 | $1312.50 | $209.18 |  |  |  |  |  | 38.486% | 38.367% | 38.486% | 12/13/2025 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $50775.00 |  | 6.410% | $0.00 | 2.3 |  |  |  | N/A | No | 8.918% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 19.790% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 35.09 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 | 360 |
| XXXXX | 4000108748 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2450.65 | $2450.65 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6062.52 | $489.96 | $505.21 | $40.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/26/2025 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | xxxxx | xxxxx | 36.010% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.77 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000107145 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $821.16 | $821.16 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $7535.40 | $7918.56 | $627.95 | $659.88 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/14/2025 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.2 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.9 | 0.53 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 52.24 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000107779 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3048.41 | $3048.41 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $8899.44 | $924.96 | $741.62 | $77.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/10/2025 | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | xxxxx | xxxxx | 46.550% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.88 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000106116 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2795.11 | $2795.11 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2414.16 | $3525.00 | $201.18 | $293.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/25/2025 | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.4 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.71 | 1.41 |  |  |  |  |  |  |  | xxxxx | xxxxx | 0.970% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 39.49 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000106351 | XXXXX |  | Non QM |  |  |  | Yes | No | $1640.00 | $7270.20 |  | 6.535% | $11579.49 | $11579.49 | 6.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $22709.75 | 1 | $26110.80 | $3379.08 | $2175.90 | $281.59 |  |  |  |  |  | 47.000% | 47.000% | 47.000% | 11/11/2025 | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Borrower - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1640.00 |  | 6.220% | $0.00 | 2.6 |  |  |  | Yes | No | 6.500% | 1 | 2 | 2 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 38.220% | No | 11 | 34 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 27.71 |  | Yes | No |  | ($855.46) | $16240.31 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000107719 | XXXXX |  | Non QM |  |  |  | Yes | No | $4420.00 | $8388.80 |  | 7.875% | $3664.58 | $4334.02 | 8.474% | No | No | Employed | Self-Employed |  |  |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  | China |  |  | $11039.76 | 1 | $12379.20 | $992.04 | $1031.60 | $82.67 |  |  |  |  |  | 33.727% | 33.887% | 33.727% | 11/10/2025 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx | $4420.00 |  | 6.760% | $0.00 |  |  |  |  | N/A | No | 8.474% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 52.200% | No | 29 |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | Employment Authorization | Employment Authorization |  |  |  | 27.49 |  |  | No |  | $8158.08 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000106951 | XXXXX |  | N/A |  |  |  | No | No | $1640.00 | $2402.44 |  | 7.205% | $1940.31 | $1940.31 | 7.125% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  | $516394.87 | 1 | $6795.84 | $878.04 | $566.32 | $73.17 |  |  |  |  |  | 7.764% | 7.764% | 7.764% | 10/03/2025 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 50.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 |  | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1640.00 |  | 6.270% | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 18.240% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 91.89 |  | No | No |  | $559861.97 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 12 | 360 |
| XXXXX | 4000106867 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2202.53 | $2202.53 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $7394.16 | $1167.96 | $616.18 | $97.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/01/2025 | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.4 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 104.16 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000105452 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5551.05 | $5551.05 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $3647.40 | $1116.96 | $303.95 | $93.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/09/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.23 | 0.81 |  |  |  |  |  |  |  | xxxxx | xxxxx | 80.120% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 96.7 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000106007 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3373.99 | $3373.99 | 7.141% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6120.36 | $2643.00 | $510.03 | $220.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/24/2025 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.141% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 109.01 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000103582 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1596.73 | $1596.73 | 7.000% | No | No |  |  |  |  | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | 1 | $1557.60 | $3039.96 | $129.80 | $253.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/21/2025 | 768 | 781 | 780 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | xxxxx | xxxxx | 40.820% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 26.44 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109896 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1425.88 | $1425.88 | 7.000% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $3024.48 | $1443.00 | $252.04 | $120.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/04/2025 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  |  | xxxxx | xxxxx | 30.540% | No |  |  |  |  | Yes | Final | Leasehold | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No | Yes | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 11.09 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000108314 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1508.98 | $1508.98 | 7.124% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3748.68 | $2787.00 | $312.39 | $232.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/27/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 | 2.6 |  |  |  | Yes | No | 7.124% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.93 |  |  |  |  |  |  |  | xxxxx | xxxxx | 39.600% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.37 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000103771 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $7428.66 | $7428.66 | 7.999% | No | No |  |  |  |  | 0 | 0 |  |  | US Citizen | US Citizen |  |  |  |  | 3 | $10190.88 | $6344.04 | $849.24 | $528.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/18/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.999% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.36 | 0.73 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  | No | 14.58 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000103785 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1364.28 | $1364.28 | 7.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $1804.08 | $738.96 | $150.34 | $61.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/24/2025 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.1 |  |  |  | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.52 | 0.66 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 1.85 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000103800 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3459.22 | $3459.22 | 6.999% | No | No |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | 1 | $9352.44 | $5352.96 | $779.37 | $446.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/14/2025 | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.7 |  |  |  | N/A | No | 6.999% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.95 |  |  |  |  |  |  |  | xxxxx | xxxxx | 47.720% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 43.2 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000103809 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3619.14 | $3619.14 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $8187.48 | $2100.96 | $682.29 | $175.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/19/2025 | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.83 | 1.21 |  |  |  |  |  |  |  | xxxxx | xxxxx | 26.850% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.13 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| XXXXX | 6000103767 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $11036.15 | $11036.15 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $48567.60 | $10626.84 | $4047.30 | $885.57 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/23/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.6 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  | 240 | xxxxx | xxxxx | 7.810% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.91 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000103917 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2067.19 | $2067.19 | 6.750% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $7644.48 | $4796.88 | $637.04 | $399.74 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/16/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.76 | 1.32 |  |  |  |  |  |  | 240 | xxxxx | xxxxx | 28.670% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 2.44 | Retail |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 |
| XXXXX | 6000103835 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4848.54 | $4848.54 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $7872.48 | $1443.96 | $656.04 | $120.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/09/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.1 |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.86 | 1.16 |  |  |  |  |  |  |  | xxxxx | xxxxx | 29.770% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.21 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000103769 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $842.23 | $842.23 | 6.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $3267.36 | $636.00 | $272.28 | $53.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/17/2025 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 | 2.6 |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.84 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 62.66 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000103833 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1253.72 | $1253.72 | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $559.68 | $2403.00 | $46.64 | $200.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/20/2025 | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 5 |  |  |  | N/A | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.2 | 0.83 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 33.48 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000103885 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3527.39 | $3527.39 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5213.16 | $1838.52 | $434.43 | $153.21 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/27/2025 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | xxxxx | xxxxx | 10.570% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.09 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 |
| XXXXX | 6000103896 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $859.54 | $859.54 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1562.40 | $6366.24 | $130.20 | $530.52 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/31/2025 | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.23 | 0.81 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 73.38 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000103877 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $8648.06 | $8648.06 | 6.999% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2221.80 | $653.04 | $185.15 | $54.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/26/2025 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.6 |  |  |  | N/A | No | 6.999% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.83 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 57.95 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000103899 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2837.85 | $2837.85 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 4 | $13442.04 | $1968.00 | $1120.17 | $164.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/24/2025 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.25 | 0.8 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.52 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000103890 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4723.17 | $4723.17 | 6.999% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $9730.56 | $2458.56 | $810.88 | $204.88 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/29/2025 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.999% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.17 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000103894 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3070.24 | $3070.24 | 8.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $5097.96 | $2854.32 | $424.83 | $237.86 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/30/2025 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.93 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 5.67 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000103916 | XXXXX |  | Non QM |  |  |  | Yes | No | $130.00 | $4489.76 |  | 8.125% | $9206.97 | $9206.97 | 8.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $47106.35 | 1 | $4511.52 | $4164.00 | $375.96 | $347.00 |  |  |  |  |  | 26.396% | 26.396% | 26.396% | 08/22/2025 | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2015 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $130.00 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 8.125% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 3.220% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.43 | Retail | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000103901 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1442.80 | $1442.80 | 7.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $4506.72 | $1170.00 | $375.56 | $97.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/29/2025 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.76 | 1.31 |  |  |  |  |  |  |  | xxxxx | xxxxx | 52.190% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 23 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| XXXXX | 6000103850 | XXXXX |  | N/A |  | Yes |  | No | No | $37301.04 | $13641.15 |  | 8.117% | $3420.51 | $3420.51 | 7.875% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  | $44621.14 | 1 | $8033.64 | $4622.52 | $669.47 | $385.21 |  |  |  |  |  | 16.813% | 16.813% | 16.813% | 08/28/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024 |  | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $37301.04 |  | 6.160% | $0.00 | 2.3 |  |  |  | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 6.35 |  | No | Yes |  | $53639.50 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 6000103867 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1750.37 | $1750.37 | 6.999% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4251.72 | $321.00 | $354.31 | $26.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/24/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 3.2 |  |  |  | N/A | No | 6.999% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | xxxxx | xxxxx | 52.340% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 32.22 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000103799 | XXXXX |  | Exempt from ATR | N/A | Yes |  | No | No | $44100.00 | $19116.88 |  | 7.510% | $4297.71 | $4297.71 | 7.250% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  | $217733.43 | 1 | $5137.44 | $2102.52 | $428.12 | $175.21 |  |  |  |  |  | 8.424% | 8.424% | 8.424% | 09/08/2025 | 681 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 |  | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $44100.00 |  | 6.170% | $0.00 | 1 |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 70.470% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 92.53 |  | No | Yes |  | $237763.45 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000103843 | XXXXX |  | N/A |  | Yes |  | No | No | $35039.50 | $12609.79 |  | 8.077% | $3691.69 | $3691.69 | 7.875% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  | $43080.71 | 1 | $13764.48 | $4437.00 | $1147.04 | $369.75 |  |  |  |  |  | 25.281% | 25.281% | 25.281% | 08/28/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2024 |  | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $35039.50 |  | 6.160% | $0.00 | 3.4 |  |  |  | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 0.65 |  | No | No |  | $57657.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 360 |
| XXXXX | 6000103815 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $8490.00 | $9825.78 |  | 7.539% | $2182.96 | $2182.96 | 7.250% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $9307.58 | 1 | $4246.08 | $1096.20 | $353.84 | $91.35 |  |  |  |  |  | 34.389% | 34.389% | 34.389% | 08/25/2025 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $8490.00 |  | 6.730% | $0.00 | 1.8 |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 6.29 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000103832 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $6558.00 | $4938.75 |  | 8.199% | $1087.60 | $1087.60 | 7.875% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $3518.62 | 1 | $4583.40 | $3771.00 | $381.95 | $314.25 |  |  |  |  |  | 35.182% | 35.182% | 35.182% | 10/01/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% |  |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $6558.00 |  | 6.170% | $0.00 | 1 |  |  |  | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 3 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 76.06 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000103814 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $11690.00 | $14265.00 |  | 7.313% | $4581.29 | $4581.29 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $9042.73 | 1 | $12682.32 | $2190.96 | $1056.86 | $182.58 |  |  |  |  |  | 43.865% | 43.865% | 43.865% | 10/02/2025 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $11690.00 |  | 6.260% | $11000.00 | 2.6 |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 18.210% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.18 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000103913 | XXXXX |  | Non QM |  |  |  | Yes | No | $20475.00 | $23467.78 |  | 8.229% | $3381.47 | $3381.47 | 7.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4965.39 | 1 | $2682.60 | $2390.04 | $223.55 | $199.17 |  |  |  |  |  | 47.062% | 47.062% | 47.062% |  | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2015<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2015 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $20475.00 |  | 6.240% | $0.00 | 5 |  |  |  | No | No | 7.750% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 24.22 | Retail |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000103883 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $12845.00 | $16133.33 |  | 7.515% | $6906.75 | $6906.75 | 7.375% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $168904.54 | 1 | $20299.92 | $7968.96 | $1691.66 | $664.08 |  |  |  |  |  | 10.193% | 10.193% | 10.193% | 10/22/2025 | 675 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $12845.00 |  | 6.170% | $0.00 | 1.5 |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 103.93 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000103817 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $9002.50 | $10087.10 |  | 8.333% | $2232.63 | $2232.63 | 7.999% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $17191.70 | 1 | $9882.96 | $5114.04 | $823.58 | $426.17 |  |  |  |  |  | 17.168% | 17.168% | 17.168% | 09/24/2025 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% |  |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $9002.50 |  | 6.310% | $30000.00 | 1.3 |  |  |  | N/A | No | 7.999% | 0 |  | 0 | 0 | 3 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 17.570% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 3.16 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000103828 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $4595.00 | $5245.00 |  | 7.840% | $1048.82 | $1048.82 | 7.500% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  | $7314.17 | 1 | $2764.44 | $3951.00 | $230.37 | $329.25 |  |  |  |  |  | 38.052% | 38.052% | 38.052% | 09/25/2025 | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $4595.00 |  | 6.170% | $0.00 | 1 |  |  |  | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Trust | Business Entity | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 86.17 |  | No | No |  | $11806.92 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000103907 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $7475.00 | $8975.00 |  | 7.909% | $1566.24 | $1566.24 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4355.00 | 1 | $4389.96 | $3423.96 | $365.83 | $285.33 |  |  |  |  |  | 34.545% | 34.545% | 34.545% | 08/25/2025 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $7475.00 |  | 6.260% | $0.00 | 3.6 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 2.570% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 34.92 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000103804 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $21190.94 | $22735.78 |  | 7.914% | $3906.86 | $3906.86 | 7.500% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Peru |  |  | $9129.70 | 2 | $19119.96 | $3083.28 | $1593.33 | $256.94 |  |  |  |  |  | 49.704% | 49.704% | 49.704% | 10/09/2025 | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $21190.94 |  | 6.290% | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  | No | 16.74 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000103839 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $14157.00 | $15171.79 |  | 7.766% | $3992.51 | $3992.51 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $20226.07 | 1 | $12103.44 | $7679.04 | $1008.62 | $639.92 |  |  |  |  |  | 28.691% | 28.691% | 28.691% | 10/13/2025 | 680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $14157.00 |  | 6.260% | $0.00 | 1 |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 31.89 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000103790 | XXXXX |  | N/A |  | Yes |  | No | No | $37120.00 | $16170.67 |  | 7.309% | $3376.07 | $3376.07 | 6.999% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $149329.64 | 1 | $4602.24 | $4580.04 | $383.52 | $381.67 |  |  |  |  |  | 30.257% | 30.257% | 30.257% | 09/04/2025 | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $37120.00 |  | 6.160% | $0.00 | 1.6 |  |  |  | N/A | No | 6.999% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 47.75 |  | No | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 8 | 360 |
| XXXXX | 6000103860 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $10955.00 | $5021.93 |  | 7.026% | $2049.62 | $2049.62 | 6.875% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $6093.40 | 1 | $3315.00 | $1266.96 | $276.25 | $105.58 |  |  |  |  |  | 31.342% | 31.342% | 31.342% | 10/10/2025 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 1yr P&L w/Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $10955.00 |  | 6.260% | $23400.00 | 1.3 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 5.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 17.68 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000103871 | XXXXX |  | N/A |  | Yes |  | No | No | $12295.00 | $13305.07 |  | 8.029% | $2406.50 | $2406.50 | 7.625% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Brazil |  |  | $40575.51 | 1 | $7370.88 | $752.40 | $614.24 | $62.70 |  |  |  |  |  | 24.274% | 24.274% | 24.274% | 09/19/2025 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $12295.00 |  | 6.260% | $0.00 | 1 |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 5.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 41.5 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000103886 | XXXXX |  | N/A |  | Yes |  | No | No | $106445.00 | $32185.69 |  | 7.454% | $10369.08 | $10369.08 | 7.250% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  | $48598.45 | 1 | $8162.52 | $732.96 | $680.21 | $61.08 |  |  |  |  |  | 45.425% | 45.425% | 45.425% | 10/21/2025 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2024 |  | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $106445.00 |  | 6.170% | $0.00 | 2.6 |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 26.950% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 10.21 |  | No | No |  | $89048.45 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 7 | 360 |
| XXXXX | 6000103813 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $20896.80 | $21523.00 |  | 7.761% | $3008.40 | $3008.40 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $12762.44 | 1 | $9491.16 | $4073.52 | $790.93 | $339.46 |  |  |  |  |  | 49.481% | 49.481% | 49.481% | 08/15/2025 | 666 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $20896.80 |  | 6.230% | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.02 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 6000103858 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $8795.00 | $3650.00 |  | 7.997% | $2088.20 | $2088.20 | 7.875% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $3993.92 | 1 | $5758.56 | $1296.00 | $479.88 | $108.00 |  |  |  |  |  | 40.620% | 40.620% | 40.620% | 10/21/2025 | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Audited P&L - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $8795.00 |  | 6.230% | $0.00 | 1 |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 19.630% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 23.8 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000103882 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $11688.75 | $9784.69 |  | 7.361% | $2720.14 | $2720.14 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $16525.68 | 1 | $1274.52 | $2595.00 | $106.21 | $216.25 |  |  |  |  |  | 29.581% | 29.581% | 29.581% | 10/28/2025 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $11688.75 |  | 6.160% | $10000.00 | 1 |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 22.610% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.4 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000103766 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $5595.00 | $5898.37 |  | 7.384% | $1576.50 | $1576.50 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4146.36 | 1 | $415.68 | $1403.28 | $34.64 | $116.94 |  |  |  |  |  | 39.947% | 39.947% | 39.947% | 06/18/2025 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $5595.00 |  | 6.540% | $0.00 | 5 |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 3 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.24 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000103780 | XXXXX |  | N/A |  | Yes |  | No | No | $24502.50 | $6364.69 |  | 7.990% | $3019.91 | $3019.91 | 7.875% | No | No | Not Employed | Self-Employed | Employed |  | 20.38 |  |  | US Citizen | US Citizen |  |  |  |  | $17669.01 | 1 | $4292.04 | $5124.36 | $357.67 | $427.03 |  |  |  |  |  | 33.734% | 33.734% | 33.734% | 08/20/2025 | 823 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  | Level 3-Stated/Partially Verified |  | Level 3-Stated/Verified as defined |  | No | Yes | 12 | Business | 72.000% |  | 50.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 |  | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $24502.50 |  | 6.570% | $0.00 | 1 |  |  |  | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 23.300% | No |  |  | 32 |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 13.36 |  | No | Yes |  | $19212.86 | $7450.74 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000103862 | XXXXX |  | N/A |  | Yes |  | No | No | $33375.00 | $13488.32 |  | 7.571% | $2867.87 | $2867.87 | 7.250% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $60084.71 | 1 | $8897.40 | $3315.96 | $741.45 | $276.33 |  |  |  |  |  | 18.369% | 18.369% | 18.369% | 10/22/2025 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 |  | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $33375.00 |  | 6.230% | $0.00 | 1 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 5.08 |  | No | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 6000103864 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $28195.00 | $31184.29 |  | 8.287% | $8217.38 | $8217.38 | 7.999% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  | $9114.41 | 1 | $3919.92 | $1616.16 | $326.66 | $134.68 |  |  |  |  |  | 54.376% | 54.376% | 54.376% | 10/06/2025 | 677 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - P&L Statement Only]; Business License - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Coborrower(s) - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $28195.00 |  | 6.260% | $0.00 | 1 |  |  |  | N/A | No | 7.999% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Trust | Business Entity | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 6.01 |  | No | No |  | $19977.08 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000103895 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $39088.69 | $41554.99 |  | 7.490% | $11524.34 | $11524.34 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $65599.69 | 1 | $39385.08 | $3813.96 | $3282.09 | $317.83 |  |  |  |  |  | 33.550% | 33.550% | 33.550% | 10/30/2025 | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 |  |  | xxxxx | $39088.69 |  | 6.170% | $0.00 | 1.6 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 107.71 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 6000103782 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $7947.50 | $9903.97 |  | 7.649% | $1575.83 | $1575.83 | 7.250% | No | No | Employed | Non-Employment Income |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $3553.10 | 1 | $4125.00 | $2015.16 | $343.75 | $167.93 |  |  |  |  |  | 40.520% | 40.520% | 40.520% | 05/27/2025 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Account Statements - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; Award Letter / Continuance Letter - 2025<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Social Security]; 1099 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $7947.50 |  | 6.630% | $24250.00 | 2.5 |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 32.510% | No | 31 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 5.56 |  |  | No |  | $1206.94 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000108828 | XXXXX |  | Non QM |  |  |  | Yes | No | $2220.00 | $9589.95 |  | 7.571% | $5646.16 | $5646.16 | 7.500% | No | No | Employed | Employed | Employed |  | 2.85 |  | US Citizen | US Citizen | US Citizen |  |  |  |  | $43958.73 | 1 | $11589.96 | $3908.04 | $965.83 | $325.67 |  |  |  |  |  | 47.284% | 47.284% | 47.284% | 11/25/2025 | 749 | 730 | 751 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 5-Stated/Verified as defined |  | Level 3-Stated/Verified as defined |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2220.00 |  | 6.220% | $0.00 | 1.7 |  |  |  | N/A | No | 7.500% | 2 | 2 | 2 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 45.740% | No | 33 | 34 | 33 |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 39.52 |  | No | No |  | $5785.00 | $51785.49 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000110313 | XXXXX |  | N/A |  |  |  | No | No | $1740.00 | $3591.40 |  | 6.819% | $2659.25 | $2659.25 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $31064.68 | 1 | $4380.72 | $1470.00 | $365.06 | $122.50 |  |  |  |  |  | 37.621% | 37.621% | 37.621% | 10/08/2025 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx | $1740.00 |  | 6.160% | $0.00 | 1.8 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 57.38 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000110317 | XXXXX |  | N/A |  |  |  | No | No | $1740.00 | $3689.20 |  | 6.822% | $2659.25 | $2659.25 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $31064.35 | 1 | $4380.72 | $1469.04 | $365.06 | $122.42 |  |  |  |  |  | 37.622% | 37.622% | 37.622% | 10/08/2025 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1740.00 |  | 6.160% | $0.00 | 1.8 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 63.85 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000108711 | XXXXX |  | Non QM |  |  |  | Yes | No | $8731.00 | $2578.37 |  | 6.710% | $1856.90 | $1856.90 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6586.88 | 1 | $8803.56 | $3816.24 | $733.63 | $318.02 |  |  |  |  |  | 45.109% | 45.109% | 45.109% | 12/15/2025 | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $8731.00 |  | 6.250% | $23000.00 |  |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 61.640% | No | 30 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.43 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000110530 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3570.53 | $3570.53 | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $17340.36 | $1397.04 | $1445.03 | $116.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/26/2025 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.93 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 27.01 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000108203 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $8868.54 | $8868.54 | 6.875% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 3 | $11227.32 | $5657.52 | $935.61 | $471.46 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/24/2025 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 79.32 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000108209 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $8868.54 | $8868.54 | 6.875% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 3 | $9496.20 | $5657.52 | $791.35 | $471.46 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/24/2025 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.94 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 80.5 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000108621 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1232.34 | $1232.34 | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $1161.00 | $422.04 | $96.75 | $35.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/05/2025 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 104.72 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000109306 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6129.25 | $6129.25 | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $9681.60 | $9966.48 | $806.80 | $830.54 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/25/2025 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.4 |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.28 | 0.78 |  |  |  |  |  |  |  | xxxxx | xxxxx | 55.590% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 40.89 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000108028 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1790.79 | $1790.79 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5943.24 | $1500.00 | $495.27 | $125.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/31/2025 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.6 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.24 | 0.8 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 14.91 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000108492 | XXXXX |  | N/A |  |  |  | No | No | $9629.32 | $6514.50 |  | 7.351% | $1130.90 | $1130.90 | 6.999% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10681.06 | 1 | $3375.00 | $1219.92 | $281.25 | $101.66 |  |  |  |  |  | 30.364% | 30.364% | 30.364% | 10/14/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx | $9629.32 |  | 6.250% | $0.00 | 1.1 |  |  |  | N/A | No | 6.999% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 80.000% | No | 35 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 48.58 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000111177 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1028.03 | $1028.03 | 6.750% | No | No |  |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  | 1 | $5018.64 | $1278.00 | $418.22 | $106.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/31/2025 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 | 1.1 |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 3.37 | 0.3 |  |  |  |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 379.58 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000108246 | XXXXX |  | N/A |  |  |  | No | No | $13812.99 | $6620.99 |  | 7.005% | $1022.90 | $1022.90 | 6.625% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  | $34945.30 | 1 | $1647.36 | $1000.44 | $137.28 | $83.37 |  |  |  |  |  | 14.126% | 14.126% | 14.126% | 11/26/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2024<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2019 |  | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx | $13812.99 |  | 6.250% | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 21.75 |  | No | No |  | $40693.44 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000107603 | XXXXX |  | Non QM |  |  |  | Yes | No | $2715.00 | $3804.24 |  | 7.988% | $1408.68 | $1727.35 | 8.728% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $8479.85 | 1 | $11099.16 | $1374.96 | $924.93 | $114.58 |  |  |  |  |  | 41.518% | 41.179% | 41.518% | 12/19/2025 | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; WVOE - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2715.00 |  | 6.410% | $0.00 | 1 |  |  |  | N/A | No | 8.728% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No | 36 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 17.48 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000108243 | XXXXX |  | Non QM |  |  |  | Yes | No | $5130.00 | $7620.16 |  | 7.871% | $1321.52 | $1321.52 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $153777.68 | 1 | $4818.60 | $1097.04 | $401.55 | $91.42 |  |  |  |  |  | 8.772% | 8.772% | 8.772% | 11/15/2025 | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $5130.00 |  | 6.250% | $0.00 | 3.3 |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 95.09 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 8 | 360 |
| XXXXX | 4000109467 | XXXXX |  | Non QM |  |  |  | Yes | No | $10808.75 | $14436.81 |  | 7.994% | $3163.02 | $3973.14 | 8.707% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10419.63 | 1 | $9750.00 | $1420.80 | $812.50 | $118.40 |  |  |  |  |  | 32.233% | 30.953% | 32.233% | 12/17/2025 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $10808.75 |  | 6.390% | $0.00 | 1.8 |  |  |  | N/A | No | 8.707% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 7.130% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.52 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109100 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4706.29 | $4706.29 | 6.625% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 1 | $6963.84 | $1344.96 | $580.32 | $112.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/19/2025 | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 5 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.39 | 0.72 |  |  |  |  |  |  |  | xxxxx | xxxxx | 46.480% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 25.96 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110093 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $6659.87 | $8973.48 |  | 7.384% | $1991.51 | $1991.51 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $12147.13 | 1 | $4141.32 | $1439.04 | $345.11 | $119.92 |  |  |  |  |  | 22.893% | 22.893% | 22.893% | 09/23/2025 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $6659.87 |  | 6.160% | $2500.00 | 2.6 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 26.060% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.9 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109937 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $896.44 | $896.44 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3646.80 | $363.00 | $303.90 | $30.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/12/2025 | 686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  | 1 |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.42 | 0.7 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 20.87 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110660 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $12460.00 | $23834.47 |  | 7.797% | $7757.42 | $7757.42 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $14311.14 | 1 | $17124.96 | $6052.32 | $1427.08 | $504.36 |  |  |  |  |  | 40.370% | 40.370% | 40.370% | 10/30/2025 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $12460.00 |  | 6.270% | $327900.00 | 1 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 7.710% | No | 12 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.67 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110873 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $546.56 | $546.56 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $1296.36 | $1602.24 | $108.03 | $133.52 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/10/2025 | 686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.3 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.9 | 0.53 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 96.58 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000109231 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6675.61 | $6675.61 | 6.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $0.00 | $20565.00 |  | $1713.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/29/2025 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 |  |  |  |  |  | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.29 | 0.78 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 739.57 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000109762 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1478.28 | $1478.28 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2887.08 | $953.40 | $240.59 | $79.45 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/02/2025 | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 18.08 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000111758 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2705.17 | $2705.17 | 6.000% | No | No |  |  |  |  | 0 | 0 | US Citizen | US Citizen | US Citizen | US Citizen |  |  |  |  | 2 | $4145.40 | $513.96 | $345.45 | $42.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/03/2025 | 759 | 792 | 815 | 800 | 750 | 818 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.78 | 0.56 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  | No | 140.82 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110342 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5814.06 | $5814.06 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $11593.80 | $1851.96 | $966.15 | $154.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/07/2026 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 4.1 |  |  |  | No | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.92 |  |  |  |  |  |  | 240 | xxxxx |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 42.07 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000108950 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $7661.97 | $7661.97 | 6.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | $0.00 | $900.00 |  | $75.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/29/2025 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 |  |  |  |  |  | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.64 | 0.61 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 789.02 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000112040 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1673.38 | $1673.38 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $9101.64 | $1838.04 | $758.47 | $153.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/12/2025 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.32 | 0.76 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 34.64 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000104877 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1171.64 | $1171.64 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $1684.08 | $594.96 | $140.34 | $49.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/19/2025 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.84 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 49.53 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000106342 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1806.55 | $1806.55 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $23321.76 | $2341.20 | $1943.48 | $195.10 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/12/2025 | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.79 | 0.36 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 68.35 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110664 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2038.45 | $2038.45 | 7.625% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $3872.04 | $2204.28 | $322.67 | $183.69 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/19/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.5 |  |  |  | Yes | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.96 |  |  |  |  |  |  |  | xxxxx | xxxxx | 12.400% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 5.85 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000107092 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2959.25 | $2959.25 | 7.125% | No | No |  |  |  |  | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | 1 | $14262.00 | $6269.04 | $1188.50 | $522.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/11/2025 | 765 | 754 | 776 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.93 | 1.07 |  |  |  |  |  |  | 240 | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 323.82 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 |
| XXXXX | 4000109642 | XXXXX |  | Non QM |  |  |  | Yes | No | $2365.00 | $5117.58 |  | 6.671% | $4277.28 | $4277.28 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8472.00 | 1 | $7996.56 | $1467.00 | $666.38 | $122.25 |  |  |  |  |  | 44.872% | 44.872% | 44.872% | 01/06/2026 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2365.00 |  | 6.180% | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 48.32 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000107417 | XXXXX |  | Non QM |  |  |  | Yes | No | $0.00 | $2629.20 |  | 6.495% | $9834.98 | $9834.98 | 6.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $15694.03 | 1 | $10863.84 | $3218.04 | $905.32 | $268.17 |  |  |  |  |  | 45.412% | 45.412% | 45.412% | 12/18/2025 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.270% | $0.00 | 4.2 |  |  |  | No | No | 6.500% | 0 | 2 | 1 | 0 | 2 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No | 3 | 38 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 11.48 |  | No | No |  | $0.00 | $12083.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000108694 | XXXXX |  | N/A |  |  |  | No | No | $18241.60 | $12450.42 |  | 7.773% | $2077.55 | $2077.55 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $12242.97 | 1 | $4199.88 | $2679.96 | $349.99 | $223.33 |  |  |  |  |  | 34.297% | 34.297% | 34.297% | 12/04/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $18241.60 |  | 6.270% | $7520.00 | 1 |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 36.670% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.48 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000110164 | XXXXX |  | Non QM |  |  |  | Yes | No | $9841.10 | $5043.47 |  | 6.675% | $4514.19 | $4514.19 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10139.30 | 1 | $11387.16 | $930.96 | $948.93 | $77.58 |  |  |  |  |  | 37.719% | 37.719% | 37.719% | 12/22/2025 | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $9841.10 |  | 6.180% | $0.00 | 1.2 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No | 34 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000108907 | XXXXX |  | Non QM |  |  |  | Yes | No | $2215.00 | $1502.08 |  | 6.616% | $4687.08 | $4687.08 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8145.82 | 1 | $11437.56 | $1775.04 | $953.13 | $147.92 |  |  |  |  |  | 45.695% | 45.695% | 45.695% | 12/16/2025 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2215.00 |  | 6.250% | $1220.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 5.270% | No | 35 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.26 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109887 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $814.48 | $814.48 | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $2205.84 | $1106.04 | $183.82 | $92.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/14/2026 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.7 | 0.59 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 19.43 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109375 | XXXXX |  | Non QM |  |  |  | Yes | No | $3923.86 | $781.76 |  | 6.511% | $1481.57 | $1481.57 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $142405.03 | 1 | $2743.68 | $856.20 | $228.64 | $71.35 |  |  |  |  |  | 6.980% | 6.980% | 6.980% | 01/06/2026 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $3923.86 |  | 6.180% | $8750.00 | 1 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 69.98 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000112493 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $800.39 | $800.39 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4539.00 | $1648.32 | $378.25 | $137.36 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/18/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.37 | 0.73 |  |  |  |  |  |  |  | xxxxx | xxxxx | 75.710% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 40.81 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000112490 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2625.91 | $2625.91 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $8366.04 | $423.00 | $697.17 | $35.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/06/2026 | 667 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.89 | 1.12 |  |  |  |  |  |  |  | xxxxx | xxxxx | 66.120% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 42.17 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000111642 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1484.00 | $1484.00 | 6.875% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $4044.00 | $468.96 | $337.00 | $39.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/23/2025 | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.9 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  |  | xxxxx | xxxxx | 53.240% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 20.42 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112423 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3867.78 | $3867.78 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $15778.08 | $345.96 | $1314.84 | $28.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/19/2025 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.89 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 28.43 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000109460 | XXXXX |  | N/A |  |  |  | No | No | $10024.69 | $11696.15 |  | 9.419% | $1859.82 | $1859.82 | 8.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4758.33 | 1 | $2181.12 | $1136.04 | $181.76 | $94.67 |  |  |  |  |  | 41.361% | 41.361% | 41.361% | 11/24/2025 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $10024.69 |  | 6.180% | $5500.00 | 1 |  |  |  | N/A | No | 8.875% | 1 |  | 0 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 34.750% | No | 16 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.64 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109733 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2726.94 | $2726.94 | 7.500% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 3 | $7650.96 | $2967.00 | $637.58 | $247.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/03/2025 | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.27 | 0.79 |  |  |  |  |  |  |  | xxxxx | xxxxx | 1.920% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.55 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000112348 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1562.18 | $1562.18 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $1231.20 | $0.00 | $102.60 | $0.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/15/2025 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 123.1 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112425 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3843.61 | $3843.61 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $15207.96 | $345.96 | $1267.33 | $28.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/19/2025 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.88 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 54.95 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112476 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $17226.50 | $13116.56 |  | 7.000% | $5511.63 | $5511.63 | 6.875% | No | No | Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $21170.16 | 1 | $22572.96 | $2514.96 | $1881.08 | $209.58 |  |  |  |  |  | 44.724% | 44.724% | 44.724% | 11/20/2025 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 81.000% |  | 22.730% |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Non-Primary Income - Shared Bank Statements]; Other - 2026<br> [Borrower - \| Non-Primary Income - Shared Bank Statements]; Other - 2026<br> [Borrower - \| Non-Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2026<br> [Borrower - \| Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Shared Bank Statements]; Other - 2025<br> [Borrower - \| Non-Primary Income - Shared Bank Statements]; Other - 2026<br> [Borrower - \| Non-Primary Income - Shared Bank Statements]; Other - 2026<br> [Borrower - \| Non-Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2026<br> [Borrower - \| Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Shared Bank Statements]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 22.73% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 22.73% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 22.73% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 22.73% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 22.73% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 22.73% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 22.73% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 22.73% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 22.73% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 22.73% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 22.73% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 22.73% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 22.73% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 22.73% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx | $17226.50 |  | 6.260% | $30000.00 | 2.6 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 37.820% | No | 28 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 36.05 |  | No | No |  | $15526.52 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000112231 | XXXXX |  | Non QM |  |  |  | Yes | No | $4468.00 | $6090.92 |  | 6.427% | $1847.15 | $1847.15 | 6.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4597.06 | 1 | $8702.40 | $1315.08 | $725.20 | $109.59 |  |  |  |  |  | 37.027% | 37.027% | 37.027% | 11/03/2025 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $4468.00 |  | 6.060% | $0.00 | 2.6 |  |  |  | Yes | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 70.240% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.42 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110681 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1987.03 | $1987.03 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $13933.92 | $1659.00 | $1161.16 | $138.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/16/2025 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.89 | 1.12 |  |  |  |  |  |  |  | xxxxx | xxxxx | 40.810% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.53 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000108409 | XXXXX |  | Non QM |  |  |  | Yes | No | $11290.00 | $13115.90 |  | 7.163% | $2798.52 | $2798.52 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5564.62 | 1 | $11568.96 | $1295.16 | $964.08 | $107.93 |  |  |  |  |  | 47.879% | 47.879% | 47.879% | 12/16/2025 | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $11290.00 |  | 6.250% | $0.00 |  |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No | 35 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 8.69 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109701 | XXXXX |  | Non QM |  |  |  | Yes | No | $2840.00 | $0.00 |  | 6.597% | $6716.14 | $6716.14 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $14605.94 | 1 | $17257.20 | $4292.28 | $1438.10 | $357.69 |  |  |  |  |  | 44.891% | 44.891% | 44.891% | 12/24/2025 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 30.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 30.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 30.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 30.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2840.00 |  | 6.180% | $148000.00 | 3.9 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 14.650% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.01 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000106949 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2797.93 | $2797.93 | 7.000% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $16965.36 | $3043.80 | $1413.78 | $253.65 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/02/2025 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 999 |  |  |  | No | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.89 | 0.53 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 24.26 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109396 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $973.85 | $973.85 | 7.375% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $1773.72 | $2654.04 | $147.81 | $221.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/19/2025 | 666 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.89 | 1.12 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.39 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000107428 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1603.45 | $1603.45 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $864.84 | $648.00 | $72.07 | $54.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/05/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.6 |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.87 | 1.15 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 127.86 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110871 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3827.01 | $3827.01 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1195.80 | $1575.00 | $99.65 | $131.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/25/2025 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.92 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 135.77 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110133 | XXXXX |  | Non QM |  |  |  | Yes | No | $1615.00 | $4224.30 |  | 6.572% | $4529.76 | $4529.76 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $17261.37 | 1 | $13637.76 | $5804.04 | $1136.48 | $483.67 |  |  |  |  |  | 48.705% | 48.705% | 48.705% | 11/13/2025 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx | $1615.00 |  | 5.680% | $0.00 |  |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 41.8 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 11 | 180 |
| XXXXX | 4000110286 | XXXXX |  | Non QM |  |  |  | Yes | No | $9722.50 | $1838.48 |  | 7.095% | $4397.58 | $5164.21 | 7.708% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8253.50 | 1 | $12062.52 | $1836.96 | $1005.21 | $153.08 |  |  |  |  |  | 43.861% | 44.526% | 43.861% | 12/08/2025 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $9722.50 |  | 6.320% | $20000.00 | 2 |  |  |  | N/A | No | 7.708% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 36.260% | No | 12 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.06 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000108992 | XXXXX |  | Non QM |  |  |  | Yes | No | $2390.00 | $5252.40 |  | 7.023% | $6787.08 | $6787.08 | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $17559.87 | 1 | $19368.96 | $2244.00 | $1614.08 | $187.00 |  |  |  |  |  | 36.288% | 36.288% | 44.391% | 12/17/2025 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2390.00 |  | 6.180% | $0.00 | 2.8 |  |  |  | No | No | 7.000% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  | 240 | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 26.04 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000108894 | XXXXX |  | N/A |  |  |  | No | No | $13275.00 | $6473.98 |  | 7.607% | $3238.76 | $3238.76 | 7.500% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $24860.77 | 1 | $7376.76 | $2664.96 | $614.73 | $222.08 |  |  |  |  |  | 36.500% | 36.500% | 36.500% | 11/25/2025 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2025 | [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $13275.00 |  | 6.250% | $3500.00 | 2.3 |  |  |  | Yes | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 71.320% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 71.09 |  | No | No |  | $39151.02 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000109526 | XXXXX |  | Non QM |  |  |  | Yes | No | $1395.00 | $4421.49 |  | 7.440% | $3729.65 | $3729.65 | 7.375% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $11932.24 | 1 | $9005.28 | $1536.36 | $750.44 | $128.03 |  |  |  |  |  | 31.825% | 31.825% | 31.825% | 11/04/2025 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024 | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1395.00 |  | 6.180% | $0.00 | 1 |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 7.520% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.69 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110051 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2210.16 | $2210.16 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6692.52 | $1893.36 | $557.71 | $157.78 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/20/2025 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.81 | 1.24 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 86.65 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110385 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $956.49 | $956.49 | 6.875% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 1 | $2933.76 | $900.96 | $244.48 | $75.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/12/2025 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.33 | 0.75 |  |  |  |  |  |  |  | xxxxx | xxxxx | 37.920% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 15.51 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000108900 | XXXXX |  | Non QM |  |  |  | Yes | No | $2010.00 | $3317.93 |  | 6.963% | $1954.36 | $1954.36 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $10907.07 | 1 | $6714.00 | $10532.52 | $559.50 | $877.71 |  |  |  |  |  | 41.030% | 41.030% | 41.030% | 11/18/2025 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Year End Summary - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2010.00 |  | 6.250% | $2500.00 | 3.3 |  |  |  | No | No | 6.875% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 97.730% | No | 36 | 36 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 79.27 |  | No | No |  | $0.00 | $9162.50 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000109885 | XXXXX |  | Non QM |  |  |  | Yes | No | $2145.00 | $0.00 |  | 7.475% | $2363.35 | $2363.35 | 7.500% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $25469.02 | 1 | $8555.76 | $1389.00 | $712.98 | $115.75 |  |  |  |  |  | 24.652% | 24.652% | 24.652% | 11/11/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2145.00 |  | 6.250% | $14498.00 | 1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 54.670% | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 14.83 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113060 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1169.33 | $1169.33 | 6.500% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 2 | $5479.68 | $2781.96 | $456.64 | $231.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/21/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.61 | 0.62 |  |  |  |  |  |  |  | xxxxx | xxxxx | 38.450% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.65 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113049 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1664.63 | $1664.63 | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 2 | $9986.76 | $3024.36 | $832.23 | $252.03 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/23/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.18 | 0.85 |  |  |  |  |  |  |  | xxxxx | xxxxx | 5.860% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 3.41 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000108696 | XXXXX |  | Non QM |  |  |  | Yes | No | $7694.00 | $8503.29 |  | 7.225% | $1135.05 | $1135.05 | 6.750% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $6891.79 | 1 | $8140.44 | $1729.44 | $678.37 | $144.12 |  |  |  |  |  | 26.120% | 26.120% | 26.120% | 12/08/2025 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $7694.00 |  | 6.250% | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 83.39 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112694 | XXXXX |  | Non QM |  |  |  | Yes | No | $4348.00 | $5925.00 |  | 6.811% | $1844.10 | $1844.10 | 6.625% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | United States of America |  |  | $3874.01 | 1 | $6774.72 | $699.96 | $564.56 | $58.33 |  |  |  |  |  | 40.234% | 40.234% | 40.234% | 11/16/2025 | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $4348.00 |  | 6.180% | $0.00 | 2.5 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 25.430% | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 20.94 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113070 | XXXXX |  | Non QM |  |  |  | Yes | No | $25595.00 | $31479.59 |  | 7.160% | $6306.52 | $6306.52 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $20780.65 | 1 | $20571.96 | $5573.04 | $1714.33 | $464.42 |  |  |  |  |  | 32.866% | 32.866% | 32.866% | 10/21/2025 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Non-Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Non-Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025 |  | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx | $25595.00 |  | 6.180% | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 28.620% | No | 16 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.01 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113073 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1232.40 | $1232.40 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3322.80 | $1842.00 | $276.90 | $153.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/22/2025 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.38 | 0.72 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 48.97 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110050 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2167.87 | $2167.87 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $1558.68 | $1884.96 | $129.89 | $157.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/10/2025 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.89 | 1.12 |  |  |  |  |  |  |  | xxxxx | xxxxx | 39.850% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 23.4 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000113079 | XXXXX |  | Non QM |  |  |  | Yes | No | $0.00 |  |  | 6.484% | $4059.14 | $4059.14 | 6.500% | No | No | Not Employed | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  | $5340.29 | 1 | $8209.80 | $1697.04 | $684.15 | $141.42 |  |  |  |  |  | 47.900% | 47.900% | 47.900% | 11/20/2025 | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.250% | $0.00 |  |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 0.000% | No |  | 29 |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 63.8 |  |  | No |  | $0.00 | $10250.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110078 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1893.91 | $1893.91 | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $7042.56 | $2519.04 | $586.88 | $209.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/11/2025 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.79 |  |  |  |  |  |  |  | xxxxx | xxxxx | 63.060% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 277.7 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110815 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3978.53 | $3978.53 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $10444.32 | $2268.00 | $870.36 | $189.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/07/2026 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.86 | 1.16 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 7.81 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111639 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1471.09 | $1471.09 | 6.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $1173.48 | $1211.04 | $97.79 | $100.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/07/2026 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | xxxxx | xxxxx | 1.270% | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 21.42 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110686 | XXXXX |  | Non QM |  |  |  | Yes | No | $1390.00 | $2853.74 |  | 6.691% | $2161.05 | $2161.05 | 6.625% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  | $36527.52 | 1 | $11974.80 | $2903.04 | $997.90 | $241.92 |  |  |  |  |  | 22.933% | 22.933% | 22.933% | 01/13/2026 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Sole Proprietor]; CPA Letter - 2026<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; P&L Statement - 2026<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Primary Income - Sole Proprietor]; W-2 - 2023<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; CPA Letter - 2026<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; P&L Statement - 2026<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; Other - 2025<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1099 - 2024<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023<br> [Coborrower(s) - \| Non-Primary Income - Sole Proprietor]; 1099 - 2023 |  | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1390.00 |  | 6.170% | $0.00 | 1.3 |  |  |  | Yes | No | 6.625% | 0 | 2 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 254.73 |  | No | No |  | $47397.17 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000110713 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1105.08 | $1105.08 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3471.24 | $1003.20 | $289.27 | $83.60 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/31/2025 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.2 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.92 |  |  |  |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 185.3 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110292 | XXXXX |  | Non QM |  |  |  | Yes | No | $9865.00 | $10717.43 |  | 7.080% | $3284.64 | $3284.64 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $7620.39 | 1 | $6685.56 | $2216.04 | $557.13 | $184.67 |  |  |  |  |  | 38.544% | 38.544% | 38.544% | 01/07/2026 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $9865.00 |  | 6.170% | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No | 36 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 47.17 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109699 | XXXXX |  | N/A |  |  |  | No | No | $6848.00 | $9367.37 |  | 8.494% | $2674.51 | $2674.51 | 8.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $101688.96 | 1 | $1553.64 | $2944.08 | $129.47 | $245.34 |  |  |  |  |  | 20.493% | 20.493% | 20.493% | 12/04/2025 | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $6848.00 |  | 6.180% | $0.00 | 1 |  |  |  | Yes | No | 8.250% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 151.01 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000110669 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $6960.00 | $4338.03 |  | 7.330% | $2483.12 | $2483.12 | 7.250% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  | $4650.29 | 1 | $3478.20 | $404.88 | $289.85 | $33.74 |  |  |  |  |  | 41.871% | 41.871% | 41.871% | 12/30/2025 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $6960.00 |  | 6.250% | $100977.60 | 1.2 |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 4.360% | No | 12 | 12 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  |  | 4.94 |  |  | Yes |  | $0.00 | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110284 | XXXXX |  | Non QM |  |  |  | Yes | No | $8009.92 | $0.00 |  | 6.730% | $2334.90 | $2334.90 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4620.73 | 1 | $9346.80 | $773.64 | $778.90 | $64.47 |  |  |  |  |  | 45.639% | 45.639% | 45.639% | 11/21/2025 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $8009.92 |  | 6.170% | $26999.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 6.820% | No | 35 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110312 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1297.20 | $1297.20 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1456.20 | $1107.00 | $121.35 | $92.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/01/2026 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | xxxxx | xxxxx | 8.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 42.18 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110175 | XXXXX |  | Non QM |  |  |  | Yes | No | $11373.80 | $14320.60 |  | 8.519% | $2791.79 | $2791.79 | 8.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $9731.03 | 1 | $5874.96 | $1465.20 | $489.58 | $122.10 |  |  |  |  |  | 27.782% | 27.782% | 27.782% | 11/20/2025 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Business License - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 4506-C - 2020 | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $11373.80 |  | 6.980% | $85950.10 | 1 |  |  |  | Yes | No | 8.125% | 0 |  | 0 | 0 | 5 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 1.190% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.06 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111328 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $564.18 | $564.18 | 7.000% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $888.60 | $1833.96 | $74.05 | $152.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/29/2025 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2 |  |  |  | N/A | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.09 | 0.48 |  |  |  |  |  |  |  | xxxxx | xxxxx | 67.310% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 59.98 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000111089 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2055.34 | $2055.34 | 6.875% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 1 | $11650.08 | $1749.24 | $970.84 | $145.77 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/01/2025 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.7 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  | 240 | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 101.13 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 |
| XXXXX | 4000112696 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $11180.00 | $13307.33 |  | 7.491% | $2371.49 | $2371.49 | 7.125% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Guatemala |  |  | $5222.59 | 1 | $11481.12 | $1429.92 | $956.76 | $119.16 |  |  |  |  |  | 40.313% | 40.313% | 40.313% | 11/21/2025 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $11180.00 |  | 6.180% | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 32.850% | No | 12 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 6.94 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109408 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2375.17 | $2375.17 | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $1521.24 | $963.00 | $126.77 | $80.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/22/2025 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.3 |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.84 | 1.2 |  |  |  |  |  |  |  | xxxxx | xxxxx | 37.580% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 84.27 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112107 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $5640.00 | $7900.00 |  | 7.519% | $1882.81 | $1882.81 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $9647.39 | 1 | $6192.84 | $1679.40 | $516.07 | $139.95 |  |  |  |  |  | 24.180% | 24.180% | 24.180% | 11/18/2025 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $5640.00 |  | 6.180% | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 2 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 29.540% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 40.15 |  | No | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110136 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2661.21 | $2661.21 | 7.000% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 2 | $12823.92 | $2717.04 | $1068.66 | $226.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/03/2025 | 675 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.36 | 0.73 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 96.74 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109500 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3806.25 | $3806.25 | 7.874% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 1 | $6593.28 | $2208.00 | $549.44 | $184.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/16/2025 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.874% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.83 | 1.21 |  |  |  |  |  |  |  | xxxxx | xxxxx | 19.340% | No |  |  |  |  | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 35.55 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000111052 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2055.34 | $2055.34 | 6.875% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 1 | $10665.24 | $1749.24 | $888.77 | $145.77 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/01/2025 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 3 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  | 240 | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 103.37 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000110703 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2665.56 | $2665.56 | 8.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $7006.92 | $2115.96 | $583.91 | $176.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/17/2025 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.8 |  |  |  | No | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.77 | 1.31 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 154.41 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110105 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $75492.19 | $91442.41 |  | 8.435% | $19977.81 | $19977.81 | 8.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $25401.63 | 1 | $11829.48 | $7148.04 | $985.79 | $595.67 |  |  |  |  |  | 47.080% | 47.080% | 47.080% | 11/20/2025 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Audited P&L - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2024<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2023 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $75492.19 |  | 6.270% | $0.00 | 1 |  |  |  | No | No | 8.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 10.690% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.87 |  | No | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000112123 | XXXXX |  | Exempt from ATR | N/A | Yes |  | No | No | $58057.50 | $34410.69 |  | 7.957% | $6900.99 | $6900.99 | 7.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $46760.89 | 1 | $8687.76 | $6147.96 | $723.98 | $512.33 |  |  |  |  |  | 43.032% | 43.032% | 43.032% | 12/10/2025 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $58057.50 |  | 6.180% | $0.00 | 1.8 |  |  |  | No | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No | 12 |  |  |  | Yes | Final | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 35.36 |  | No | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000108596 | XXXXX |  | Non QM |  |  |  | Yes | No | $6157.00 | $2890.39 |  | 7.060% | $2461.62 | $2461.62 | 7.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $3299.27 | 1 | $8256.36 | $1212.96 | $688.03 | $101.08 |  |  |  |  |  | 49.630% | 49.630% | 49.630% | 11/11/2025 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $6157.00 |  | 6.250% | $0.00 |  |  |  |  | N/A | No | 7.000% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No | 12 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0.35 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110098 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $4200.00 | $8270.80 |  | 8.846% | $1313.40 | $1313.40 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4058.44 | 1 | $8675.76 | $933.96 | $722.98 | $77.83 |  |  |  |  |  | 39.419% | 39.419% | 39.419% | 10/10/2025 | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $4200.00 |  | 6.170% | $0.00 | 1 |  |  |  | No | No | 8.375% | 0 |  | 2 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 12.290% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.83 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111517 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1051.09 | $1051.09 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2868.36 | $1791.00 | $239.03 | $149.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/14/2026 | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.46 | 0.69 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 104.03 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000112954 | XXXXX |  | Non QM |  |  |  | Yes | No | $1990.00 | $10095.77 |  | 6.048% | $6415.19 | $6415.19 | 6.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $18542.83 | 1 | $20973.84 | $2251.08 | $1747.82 | $187.59 |  |  |  |  |  | 46.911% | 46.911% | 46.911% | 11/03/2025 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1990.00 |  | 6.160% | $0.00 | 1.5 |  |  |  | Yes | No | 6.000% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 610.59 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000111148 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2119.79 | $2119.79 | 6.875% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 1 | $11650.08 | $2457.72 | $970.84 | $204.81 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/01/2025 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  | 240 | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 299.66 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000113435 | XXXXX |  | Non QM |  |  |  | Yes | No | $1639.00 | $2868.74 |  | 6.508% | $6076.11 | $6603.90 | 6.927% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $26281.08 | 1 | $17993.16 | $3650.04 | $1499.43 | $304.17 |  |  |  |  |  | 34.615% | 33.302% | 34.615% | 09/30/2025 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 4506-C - 2021<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2021<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1639.00 |  | 6.400% | $0.00 | 1.1 |  |  |  | Yes | No | 6.927% | 2 | 0 | 2 | 0 | 4 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 61.490% | No | 32 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 62.88 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000109856 | XXXXX |  | N/A |  |  |  | No | No | $55420.00 | $23657.69 |  | 7.691% | $8128.37 | $8128.37 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $44085.40 | 1 | $12473.04 | $2841.00 | $1039.42 | $236.75 |  |  |  |  |  | 35.286% | 35.286% | 35.286% | 12/12/2025 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $55420.00 |  | 6.180% | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 49.51 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000111062 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1939.32 | $1939.32 | 6.875% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 1 | $12639.48 | $2911.92 | $1053.29 | $242.66 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/01/2025 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.99 | 1.01 |  |  |  |  |  |  | 240 | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 93.71 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000109518 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2182.95 | $2182.95 | 8.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3796.80 | $1625.28 | $316.40 | $135.44 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/23/2025 | 673 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.9 |  |  |  | No | No | 8.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 280.02 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109262 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1232.53 | $1232.53 | 6.500% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $1820.04 | $789.96 | $151.67 | $65.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/02/2026 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.8 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.9 |  |  |  |  |  |  |  | xxxxx | xxxxx | 64.160% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 63.89 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000111167 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1976.56 | $1976.56 | 6.875% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 1 | $11572.20 | $2277.00 | $964.35 | $189.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/01/2025 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 3.1 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.94 |  |  |  |  |  |  | 240 | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 103.12 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 |
| XXXXX | 4000111247 | XXXXX |  | N/A |  |  |  | No | No | $21692.60 | $6105.25 |  | 7.091% | $3991.41 | $3991.41 | 6.999% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  | $40247.47 | 1 | $10914.24 | $1458.00 | $909.52 | $121.50 |  |  |  |  |  | 48.247% | 49.208% | 48.247% | 10/23/2025 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 50.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 |  | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $21692.60 |  | 6.190% | $0.00 | 2.6 |  |  |  | No | No | 6.999% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 2.660% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 175.65 |  | No | No |  | $77767.86 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 10 | 360 |
| XXXXX | 4000113681 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3318.36 | $3318.36 | 6.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $7059.36 | $1926.96 | $588.28 | $160.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/23/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.91 | 1.1 |  |  |  |  |  |  |  | xxxxx | xxxxx | 12.060% | No |  |  |  |  | Yes | Final | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 7.91 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110676 | XXXXX |  | Non QM |  |  |  | Yes | No | $2370.00 | $3976.21 |  | 6.935% | $3613.11 | $3613.11 | 6.875% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $12272.52 | 1 | $9324.96 | $1497.00 | $777.08 | $124.75 |  |  |  |  |  | 38.637% | 38.637% | 38.637% | 01/12/2026 | 698 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2370.00 |  | 6.170% | $0.00 | 1.6 |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No | 24 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 34.66 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113064 | XXXXX |  | Non QM |  |  |  | Yes | No | $4545.00 | $10501.80 |  | 7.853% | $8049.68 | $8830.41 | 8.208% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  | $14255.18 | 1 | $18771.96 | $3336.96 | $1564.33 | $278.08 |  |  |  |  |  | 45.796% | 48.484% | 45.796% | 11/25/2025 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx | $4545.00 |  | 6.390% | $0.00 |  |  |  |  | N/A | No | 8.208% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 24.060% | No | 34 | 34 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | Resident Alien Card | Resident Alien Card |  |  |  | 2.94 |  | Yes | No |  | $0.00 | $10800.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111655 | XXXXX |  | N/A |  |  |  | No | No | $31239.00 | $3661.53 |  | 7.280% | $6924.09 | $6924.09 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $18921.71 | 1 | $7955.52 | $1121.04 | $662.96 | $93.42 |  |  |  |  |  | 48.250% | 48.250% | 48.250% | 01/05/2026 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $31239.00 |  | 6.060% | $0.00 | 4.6 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 85.89 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000111048 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2791.95 | $2791.95 | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $8472.24 | $2414.88 | $706.02 | $201.24 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/15/2026 | 697 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.6 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.87 | 1.14 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 92.1 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110174 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1054.42 | $1054.42 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $860.40 | $1644.00 | $71.70 | $137.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/07/2026 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.84 |  |  |  |  |  |  |  | xxxxx | xxxxx | 74.980% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 75.32 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110680 | XXXXX |  | Non QM |  |  |  | Yes | No | $2569.00 | $3124.60 |  | 6.693% | $2606.07 | $2606.07 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $7428.21 | 1 | $4891.44 | $716.04 | $407.62 | $59.67 |  |  |  |  |  | 37.839% | 37.839% | 37.839% | 01/04/2026 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2569.00 |  | 6.170% | $0.00 |  |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 27.69 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000110298 | XXXXX |  | Non QM |  |  |  | Yes | No | $12370.00 | $16596.04 |  | 6.802% | $5609.12 | $5609.12 | 6.625% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Guatemala |  |  | $15436.11 | 1 | $13687.56 | $2870.04 | $1140.63 | $239.17 |  |  |  |  |  | 40.822% | 40.822% | 40.822% | 12/10/2025 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $12370.00 |  | 6.170% | $4000.00 |  |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 3.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 7.64 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000108721 | XXXXX |  | Non QM |  |  |  | Yes | No | $19177.00 | $3639.43 |  | 7.666% | $4954.56 | $4954.56 | 7.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8238.34 | 1 | $9727.68 | $2907.00 | $810.64 | $242.25 |  |  |  |  |  | 44.915% | 44.915% | 44.915% | 12/16/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Audited P&L - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx | $19177.00 |  | 6.250% | $0.00 | 1 |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 77.86 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110434 | XXXXX |  | Non QM |  |  |  | Yes | No | $2485.00 | $4057.36 |  | 7.389% | $4378.04 | $4811.99 | 7.699% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8774.06 | 1 | $7179.36 | $2324.04 | $598.28 | $193.67 |  |  |  |  |  | 43.611% | 46.167% | 43.611% | 12/10/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2485.00 |  | 6.320% | $0.00 | 1 |  |  |  | N/A | No | 7.699% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 128.57 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113683 | XXXXX |  | Non QM |  |  |  | Yes | No | $22595.00 | $25086.46 |  | 6.977% | $4482.18 | $4482.18 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $33036.31 | 1 | $24137.16 | $5892.96 | $2011.43 | $491.08 |  |  |  |  |  | 17.453% | 17.453% | 17.453% | 12/03/2025 | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx | $22595.00 |  | 6.140% | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 65.180% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.03 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113719 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5045.22 | $5045.22 | 6.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $8579.28 | $2253.00 | $714.94 | $187.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/04/2025 | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.18 | 0.85 |  |  |  |  |  |  |  | xxxxx | xxxxx | 52.390% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.55 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000113712 | XXXXX |  | Non QM |  |  |  | Yes | No | $19229.38 | $24907.71 |  | 6.638% | $4889.58 | $4889.58 | 6.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $8061.13 | 1 | $8547.60 | $1476.96 | $712.30 | $123.08 |  |  |  |  |  | 47.777% | 47.777% | 47.777% | 10/28/2025 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx | $19229.38 |  | 6.160% | $0.00 |  |  |  |  | N/A | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 32.910% | No | 34 | 35 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 3.04 |  | Yes | No |  | $0.00 | $4916.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113697 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1921.52 | $1921.52 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5369.64 | $5375.04 | $447.47 | $447.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/21/2025 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  |  | xxxxx | xxxxx | 44.440% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.5 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000113699 | XXXXX |  | Non QM |  |  |  | Yes | No | $20731.00 | $26809.28 |  | 7.255% | $8533.26 | $8533.26 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10826.11 | 2 | $9383.28 | $1244.04 | $781.94 | $103.67 |  |  |  |  |  | 48.193% | 48.193% | 48.193% | 12/29/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx | $20731.00 |  | 5.640% | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 28.420% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 180 |
| XXXXX | 4000108221 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $640.51 | $640.51 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3610.56 | $912.00 | $300.88 | $76.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/24/2025 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.57 | 0.64 |  |  |  |  |  |  |  | xxxxx | xxxxx | 7.160% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.92 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113022 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2201.99 | $2201.99 | 6.750% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $4830.00 | $3327.84 | $402.50 | $277.32 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/14/2025 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.93 |  |  |  |  |  |  |  | xxxxx | xxxxx | 39.880% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.56 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113720 | XXXXX |  | N/A |  |  |  | No | No | $64492.00 | $45696.48 |  | 7.940% | $5739.60 | $5739.60 | 6.375% | No | No | Not Employed | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  | $11115.30 | 1 | $9034.08 | $2256.96 | $752.84 | $188.08 |  |  |  |  |  | 45.444% | 50.906% | 51.062% | 10/29/2025 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx | $64492.00 |  | 6.390% | $0.00 |  |  |  |  | N/A | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 12.070% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | 3.26 |  | No | No |  | $20374.16 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000111830 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1957.80 | $1957.80 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6431.40 | $1131.00 | $535.95 | $94.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/15/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | xxxxx | xxxxx | 26.180% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.34 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110295 | XXXXX |  | Non QM |  |  |  | Yes | No | $4370.00 | $5286.11 |  | 6.619% | $2528.27 | $2528.27 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6486.49 | 1 | $4688.28 | $1995.96 | $390.69 | $166.33 |  |  |  |  |  | 36.642% | 36.642% | 36.642% | 01/05/2026 | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $4370.00 |  | 6.170% | $0.00 | 1.5 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 28.61 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000107042 | XXXXX |  | Non QM |  |  |  | Yes | No | $2690.00 | $3861.45 |  | 7.217% | $2562.83 | $2562.83 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $25769.75 | 1 | $3036.72 | $1758.96 | $253.06 | $146.58 |  |  |  |  |  | 17.782% | 17.782% | 17.782% | 12/16/2025 | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2026<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2690.00 |  | 6.270% | $0.00 |  |  |  |  | Yes | No | 7.125% | 2 |  | 1 | 0 | 3 | 1 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 44.22 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000111583 | XXXXX |  | Non QM |  |  |  | Yes | No | $2420.00 | $463.01 |  | 6.751% | $3424.60 | $3424.60 | 6.750% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | China |  |  | $6000.24 | 1 | $9065.88 | $1304.04 | $755.49 | $108.67 |  |  |  |  |  | 44.184% | 44.184% | 44.184% | 12/22/2025 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2420.00 |  | 6.170% | $0.00 |  |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No | 24 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 5.4 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113713 | XXXXX |  | Non QM |  |  |  | Yes | No | $15963.00 | $20735.06 |  | 7.716% | $4481.88 | $5381.30 | 8.219% | No | No | Employed | Employed |  |  |  |  | US Citizen | Permanent Resident Alien |  |  |  |  |  | $8817.03 | 1 | $13470.00 | $1070.04 | $1122.50 | $89.17 |  |  |  |  |  | 46.238% | 46.052% | 46.238% | 12/24/2025 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx | $15963.00 |  | 6.390% | $0.00 |  |  |  |  | N/A | No | 8.219% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 29.840% | No | 20 | 26 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | 3.2 |  |  | No |  | $0.00 | $7800.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112111 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2728.71 | $2728.71 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $7147.68 | $1305.96 | $595.64 | $108.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/25/2025 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 | 1.9 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | xxxxx | xxxxx | 38.780% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 23.77 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000111195 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2669.46 | $2669.46 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4548.00 | $3743.52 | $379.00 | $311.96 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/03/2026 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.9 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.58 | 1.72 |  |  |  |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 233.52 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112142 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5335.85 | $5335.85 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $17037.60 | $1919.04 | $1419.80 | $159.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/14/2026 | 699 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.85 | 1.17 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 61.91 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000111989 | XXXXX |  | Non QM |  |  |  | Yes | No | $27128.40 | $30410.99 |  | 6.630% | $7112.12 | $7112.12 | 6.375% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $16630.10 | 1 | $13006.08 | $1734.00 | $1083.84 | $144.50 |  |  |  |  |  | 41.243% | 41.243% | 41.243% | 12/18/2025 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $27128.40 |  | 6.060% | $5000.00 | 3 |  |  |  | No | No | 6.375% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 281.72 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000108939 | XXXXX |  | Non QM |  |  |  | Yes | No | $2420.00 | $1050.89 |  | 6.878% | $3064.57 | $3064.57 | 6.875% | No | No | Employed | Employed |  |  |  |  | US Citizen | Permanent Resident Alien |  |  |  |  |  | $7257.80 | 1 | $10693.56 | $2190.00 | $891.13 | $182.50 |  |  |  |  |  | 40.994% | 40.994% | 40.994% | 12/17/2025 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2420.00 |  | 6.250% | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No | 36 | 36 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | Resident Alien Card |  |  | No |  |  |  | No |  | $0.00 | $5800.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110764 | XXXXX |  | Non QM |  |  |  | Yes | No | $4408.00 | $5941.33 |  | 6.340% | $3620.42 | $3620.42 | 6.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5623.83 | 1 | $7505.04 | $1203.96 | $625.42 | $100.33 |  |  |  |  |  | 43.593% | 43.593% | 43.593% | 11/05/2025 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $4408.00 |  | 6.170% | $0.00 | 1 |  |  |  | Yes | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 46.680% | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.64 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112442 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4694.84 | $4694.84 | 6.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 2 | $8372.40 | $3383.04 | $697.70 | $281.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/21/2026 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.2 | 0.83 |  |  |  |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 154.42 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110761 | XXXXX |  | Non QM |  |  |  | Yes | No | $1468.00 | $2733.00 |  | 6.347% | $1551.61 | $1551.61 | 6.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5406.87 | 1 | $6359.28 | $1386.96 | $529.94 | $115.58 |  |  |  |  |  | 39.043% | 39.043% | 39.043% | 12/16/2025 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1468.00 |  | 6.170% | $0.00 | 1 |  |  |  | Yes | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 47.120% | No | 28 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.66 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111577 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1637.06 | $1637.06 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5112.48 | $792.00 | $426.04 | $66.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/15/2025 | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.35 | 0.74 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 69.21 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000111600 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1901.72 | $1901.72 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4898.76 | $1029.96 | $408.23 | $85.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/15/2025 | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.3 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 77.01 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000111586 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1504.32 | $1504.32 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4439.16 | $1016.04 | $369.93 | $84.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/15/2025 | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.5 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.32 | 0.76 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 93.45 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110595 | XXXXX |  | Non QM |  |  |  | Yes | No | $5045.00 | $2503.35 |  | 6.995% | $1313.86 | $1313.86 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $7220.72 | 1 | $2428.44 | $1007.64 | $202.37 | $83.97 |  |  |  |  |  | 30.518% | 30.518% | 30.518% | 12/18/2025 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $5045.00 |  | 6.170% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 129.99 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000112018 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2773.06 | $2773.06 | 7.375% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $4185.72 | $4779.00 | $348.81 | $398.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/29/2025 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.87 | 1.14 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 15.04 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000107596 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6054.25 | $6054.25 | 7.000% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $26550.00 | $2051.16 | $2212.50 | $170.93 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/28/2025 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.4 |  |  |  | No | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.49 | 0.4 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 105.62 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000109674 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $997.58 | $997.58 | 7.249% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2554.80 | $997.44 | $212.90 | $83.12 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/03/2025 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.4 |  |  |  | Yes | No | 7.249% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.95 |  |  |  |  |  |  |  | xxxxx | xxxxx | 0.510% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 49.11 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000112007 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1102.13 | $1102.13 | 6.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $3242.04 | $1625.88 | $270.17 | $135.49 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/15/2025 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.51 | 0.66 |  |  |  |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 400.77 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111666 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1620.17 | $1620.17 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1595.16 | $696.96 | $132.93 | $58.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/09/2025 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.57 | 0.64 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 102.15 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110556 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3210.33 | $3210.33 | 8.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $7386.36 | $4362.00 | $615.53 | $363.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/17/2025 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 3 |  |  |  | No | No | 8.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.66 | 1.52 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 266.96 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111236 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $8289.80 | $8289.80 | 7.250% | No | No |  |  |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  |  | 1 | $28043.04 | $2495.04 | $2336.92 | $207.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/20/2025 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 3.1 |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.5 | 2 |  |  |  |  |  |  |  | xxxxx | xxxxx | 44.240% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 14.5 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000109769 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3185.07 | $3185.07 | 7.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $6000.00 | $5125.92 | $500.00 | $427.16 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/13/2025 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.75 | 1.33 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 10.93 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112020 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2854.81 | $2854.81 | 8.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $9383.16 | $1031.04 | $781.93 | $85.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/12/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 8.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.75 | 1.33 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 101.21 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000108639 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2108.74 | $2108.74 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5884.80 | $673.20 | $490.40 | $56.10 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/30/2025 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 5 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.9 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 43.73 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112021 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2809.74 | $2809.74 | 8.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $9224.88 | $1031.04 | $768.74 | $85.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/12/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 8.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.75 | 1.33 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 101.18 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111051 | XXXXX |  | Non QM |  |  |  | Yes | No | $6197.15 | $7153.74 |  | 7.138% | $1730.88 | $1730.88 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $23090.70 | 1 | $4338.96 | $2007.12 | $361.58 | $167.26 |  |  |  |  |  | 18.784% | 18.784% | 18.784% | 11/13/2025 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $6197.15 |  | 6.170% | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 4 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 408.63 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000110230 | XXXXX |  | Non QM |  |  |  | Yes | No | $6210.00 | $8848.87 |  | 8.272% | $4172.83 | $4172.83 | 8.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8386.06 | 1 | $11676.36 | $5137.08 | $973.03 | $428.09 |  |  |  |  |  | 45.672% | 45.672% | 45.672% | 12/10/2025 | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $6210.00 |  | 6.170% | $0.00 | 1 |  |  |  | Yes | No | 8.125% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 10.14 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112607 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3748.48 | $3748.48 | 7.625% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $6147.00 | $4052.04 | $512.25 | $337.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/29/2025 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.8 |  |  |  | Yes | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.81 | 1.24 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 10.68 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000113131 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1164.16 | $1164.16 | 6.999% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $1997.04 | $2708.52 | $166.42 | $225.71 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/23/2025 | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 6.999% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.25 | 0.44 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 23.42 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000109501 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4590.84 | $4590.84 | 8.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $14657.16 | $2461.92 | $1221.43 | $205.16 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/10/2025 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.4 |  |  |  | Yes | No | 8.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.93 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 7.42 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110960 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1725.22 | $1725.22 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $8390.40 | $980.04 | $699.20 | $81.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/25/2025 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.86 | 1.16 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 34.19 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000109855 | XXXXX |  | Non QM |  |  |  | Yes | No | $2770.00 | $3467.44 |  | 6.702% | $2561.24 | $2561.24 | 6.625% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $4883.39 | 1 | $3214.44 | $1599.96 | $267.87 | $133.33 |  |  |  |  |  | 46.116% | 46.116% | 46.116% | 12/23/2025 | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2770.00 |  | 6.180% | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 2.36 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000106999 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4069.67 | $4069.67 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $6983.64 | $4829.88 | $581.97 | $402.49 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/25/2025 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.29 | 0.78 |  |  |  |  |  |  |  | xxxxx | xxxxx | 10.000% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 25.91 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112599 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2404.67 | $2404.67 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $7050.00 | $2705.04 | $587.50 | $225.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/22/2025 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.92 | 1.08 |  |  |  |  |  |  |  | xxxxx | xxxxx | 34.630% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.42 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000107753 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $997.10 | $997.10 | 7.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $1449.00 | $1652.52 | $120.75 | $137.71 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/10/2025 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.2 |  |  |  | No | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.92 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 37.98 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000109139 | XXXXX |  | Non QM |  |  |  | Yes | No | $2715.00 | $7972.50 |  | 7.872% | $6143.70 | $7606.69 | 8.692% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $15699.85 | 1 | $15187.56 | $2217.96 | $1265.63 | $184.83 |  |  |  |  |  | 37.201% | 36.081% | 37.201% | 12/18/2025 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2715.00 |  | 6.390% | $0.00 | 1 |  |  |  | N/A | No | 8.692% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 4.120% | No | 36 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 5.48 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110038 | XXXXX |  | Non QM |  |  |  | Yes | No | $9070.00 | $9699.44 |  | 6.977% | $1264.14 | $1264.14 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6485.31 | 1 | $6442.20 | $2168.40 | $536.85 | $180.70 |  |  |  |  |  | 23.702% | 23.702% | 23.702% | 01/07/2026 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $9070.00 |  | 6.180% | $0.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 51.860% | No | 31 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.14 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110974 | XXXXX |  | Non QM |  |  |  | Yes | No | $4007.50 | $5127.38 |  | 6.725% | $2881.40 | $2881.40 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6817.65 | 1 | $3262.44 | $1371.00 | $271.87 | $114.25 |  |  |  |  |  | 42.930% | 42.930% | 42.930% | 12/29/2025 | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $4007.50 |  | 6.170% | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 79.9 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109867 | XXXXX |  | Non QM |  |  |  | Yes | No | $4215.00 | $7856.22 |  | 6.394% | $3078.59 | $3078.59 | 6.250% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $9387.25 | 1 | $16036.44 | $1737.48 | $1336.37 | $144.79 |  |  |  |  |  | 34.355% | 34.355% | 34.355% | 01/05/2026 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $4215.00 |  | 6.180% | $0.00 | 1.5 |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 45.760% | No | 36 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 0.61 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000108921 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1242.42 | $1242.42 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5356.92 | $3195.48 | $446.41 | $266.29 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/30/2025 | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.87 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 10.37 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000097975 | XXXXX |  | Non QM |  |  |  | Yes | No | $9270.00 | $893.94 |  | 6.881% | $3705.08 | $3705.08 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6786.85 | 1 | $13414.44 | $1151.76 | $1117.87 | $95.98 |  |  |  |  |  | 46.978% | 46.978% | 46.978% | 01/14/2026 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $9270.00 |  | 6.290% | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No | 36 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0.05 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000108926 | XXXXX |  | Non QM |  |  |  | Yes | No | $12770.00 | $14151.68 |  | 6.478% | $8009.24 | $8009.24 | 6.375% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | China |  |  | $18053.78 | 1 | $30223.56 | $6903.96 | $2518.63 | $575.33 |  |  |  |  |  | 38.269% | 38.269% | 38.269% | 12/22/2025 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $12770.00 |  | 6.180% | $0.00 | 1 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  | No | 4.34 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113080 | XXXXX |  | Non QM |  |  |  | Yes | No | $0.00 |  |  | 6.472% | $2717.89 | $2717.89 | 6.500% | No | No | Not Employed | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  | $4651.80 | 1 | $8043.96 | $1269.00 | $670.33 | $105.75 |  |  |  |  |  | 45.534% | 45.534% | 45.534% | 11/04/2025 | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  | 6.170% | $0.00 |  |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 11.490% | No |  | 35 |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 69.31 |  | No | No |  | $0.00 | $4850.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113025 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1344.65 | $1344.65 | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $9701.40 | $1377.36 | $808.45 | $114.78 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/08/2026 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | xxxxx | xxxxx | 5.880% | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 3.06 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111482 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6043.41 | $6043.41 | 7.375% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $11613.00 | $888.96 | $967.75 | $74.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/01/2025 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.61 | 1.65 |  |  |  |  |  |  |  | xxxxx | xxxxx | 35.600% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.6 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000111025 | XXXXX |  | Non QM |  |  |  | Yes | No | $8070.28 | $8807.48 |  | 7.074% | $2843.04 | $2843.04 | 6.875% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Korea, Republic of |  |  | $5502.52 | 1 | $8740.68 | $1668.96 | $728.39 | $139.08 |  |  |  |  |  | 45.061% | 45.061% | 45.061% | 12/17/2025 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2016 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $8070.28 |  | 6.170% | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 3.560% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | VISA |  |  |  |  | 10.69 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111133 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1183.08 | $1183.08 | 5.875% | No | No |  |  |  |  |  |  | Permanent Resident Alien | US Citizen |  |  |  |  |  |  | 1 | $21201.36 | $1692.96 | $1766.78 | $141.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/05/2026 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 5.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.37 | 0.73 |  |  |  |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 115.9 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000114327 | XXXXX |  | Non QM |  |  |  | Yes | No | $4026.23 | $1872.19 |  | 7.676% | $1349.96 | $1349.96 | 7.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $3043.52 | 1 | $327.00 | $1749.96 | $27.25 | $145.83 |  |  |  |  |  | 41.103% | 41.103% | 41.103% | 10/25/2025 | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $4026.23 |  | 6.270% | $6455.00 | 1 |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 29.540% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.85 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112839 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2616.81 | $2616.81 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $5398.68 | $1620.00 | $449.89 | $135.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/12/2026 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | xxxxx | xxxxx | 5.010% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 53.58 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110053 | XXXXX |  | Non QM |  |  |  | Yes | No | $11707.50 | $3516.11 |  | 7.661% | $4724.98 | $4724.98 | 7.626% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $16389.46 | 1 | $7027.80 | $1999.80 | $585.65 | $166.65 |  |  |  |  |  | 35.912% | 35.912% | 35.912% | 01/06/2026 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $11707.50 |  | 6.170% | $0.00 | 2.3 |  |  |  | N/A | No | 7.626% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 32.26 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000112240 | XXXXX |  | Non QM |  |  |  | Yes | No | $3792.74 | $7059.17 |  | 8.392% | $3485.28 | $3485.28 | 8.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $23355.22 | 1 | $5989.08 | $1767.48 | $499.09 | $147.29 |  |  |  |  |  | 19.891% | 19.891% | 19.891% | 12/26/2025 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $3792.74 |  | 6.060% | $40000.00 | 1 |  |  |  | Yes | No | 8.250% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 21.280% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.34 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000110866 | XXXXX |  | N/A |  |  |  | No | No | $16333.48 | $8639.09 |  | 7.224% | $2527.89 | $2527.89 | 6.999% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $841139.51 | 1 | $3847.56 | $1077.96 | $320.63 | $89.83 |  |  |  |  |  | 5.115% | 5.115% | 5.115% | 12/31/2025 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $16333.48 |  | 6.170% | $0.00 | 1.5 |  |  |  | N/A | No | 6.999% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 778.9 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000109894 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1862.16 | $1862.16 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $3519.12 | $1251.00 | $293.26 | $104.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/03/2026 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | xxxxx | xxxxx | 31.820% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 7.37 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000109973 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4929.78 | $4929.78 | 7.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $13638.00 | $1930.80 | $1136.50 | $160.90 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/21/2025 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.67 | 1.48 |  |  |  |  |  |  |  | xxxxx | xxxxx | 30.340% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 14.92 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110869 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $518.30 | $518.30 | 6.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $4662.12 | $2369.64 | $388.51 | $197.47 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/18/2025 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.63 | 0.62 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 49.55 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109075 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1203.25 | $1203.25 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1134.96 | $1323.72 | $94.58 | $110.31 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/18/2025 | 686 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.4 |  |  |  | No | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.51 | 0.66 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 73.73 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110870 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1912.02 | $1912.02 | 6.580% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $2788.44 | $1086.00 | $232.37 | $90.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/06/2026 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.5 |  |  |  | Yes | No | 6.580% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.6 | 0.63 |  |  |  |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 924.31 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000114373 | XXXXX |  | Non QM |  |  |  | Yes | No | $2390.00 | $3659.27 |  | 7.730% | $1048.82 | $1048.82 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4933.65 | 1 | $746.16 | $0.00 | $62.18 | $0.00 |  |  |  |  |  | 28.743% | 28.743% | 28.743% | 12/23/2025 | 694 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Business License - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2390.00 |  | 6.170% | $1750.00 | 4.1 |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 2 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 70.820% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 58.07 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114360 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $6331.85 | $11510.05 |  | 6.094% | $4746.00 | $6800.36 | 6.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $7838.96 | 1 | $19775.04 | $2055.36 | $1647.92 | $171.28 |  |  |  |  |  | 54.836% | 42.999% | 54.836% | 12/21/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2026<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $6331.85 |  | 6.060% | $21898.35 | 1.5 |  |  |  | No | No | 6.000% | 2 |  | 1 | 0 | 3 | 1 |  |  | 12.00 | No |  |  |  |  |  |  |  |  | 240 | xxxxx | xxxxx | 48.500% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 20.42 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 240 |
| XXXXX | 4000113040 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1814.59 | $1814.59 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $13200.72 | $1288.68 | $1100.06 | $107.39 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/08/2026 | 708 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.83 | 1.2 |  |  |  |  |  |  |  | xxxxx | xxxxx | 23.100% | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 74.17 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110694 | XXXXX |  | Non QM |  |  |  | Yes | No | $9776.25 | $3690.29 |  | 6.565% | $3191.94 | $3191.94 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $25408.40 | 1 | $22526.88 | $610.08 | $1877.24 | $50.84 |  |  |  |  |  | 17.552% | 17.552% | 17.552% | 11/15/2025 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2024 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $9776.25 |  | 6.170% | $0.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 8.11 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110655 | XXXXX |  | Non QM |  |  |  | Yes | No | $1690.00 | $3245.32 |  | 6.759% | $16085.23 | $16085.23 | 6.750% | No | No | Not Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $54225.32 | 1 | $41567.64 | $15246.00 | $3463.97 | $1270.50 |  |  |  |  |  | 30.456% | 30.456% | 30.456% | 01/07/2026 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1690.00 |  | 6.170% | $0.00 | 1 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 21.120% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 20.59 |  |  | No |  | $77973.02 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110981 | XXXXX |  | Non QM |  |  |  | Yes | No | $3065.00 | $4103.61 |  | 6.694% | $3278.39 | $3278.39 | 6.625% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $7736.42 | 1 | $4886.28 | $1335.96 | $407.19 | $111.33 |  |  |  |  |  | 43.045% | 43.045% | 43.045% | 12/31/2025 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $3065.00 |  | 6.170% | $2200.00 |  |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 25.020% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 6.03 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110972 | XXXXX |  | Non QM |  |  |  | Yes | No | $2715.00 | $8489.21 |  | 7.826% | $6070.25 | $7624.51 | 8.707% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $15293.51 | 1 | $20988.96 | $1386.60 | $1749.08 | $115.55 |  |  |  |  |  | 39.610% | 38.120% | 39.610% | 01/03/2026 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2715.00 |  | 6.320% | $0.00 | 1.2 |  |  |  | N/A | No | 8.707% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 37.940% | No | 36 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 8.97 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110288 | XXXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $6743.00 |  | 6.452% | $4791.32 | $4791.32 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8476.35 | 1 | $13974.96 | $1653.00 | $1164.58 | $137.75 |  |  |  |  |  | 42.338% | 42.338% | 42.338% | 01/07/2026 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2565.00 |  | 6.170% | $3000.00 | 2 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 22.080% | No | 24 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.54 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111763 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1967.26 | $1967.26 | 7.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $3252.36 | $534.00 | $271.03 | $44.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/23/2025 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.92 | 1.09 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 16.93 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110555 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3033.10 | $3033.10 | 8.624% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $4725.96 | $4145.04 | $393.83 | $345.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/17/2025 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.3 |  |  |  | No | No | 8.624% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.72 | 1.4 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 140.17 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114625 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $986.09 | $986.09 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5408.64 | $3312.00 | $450.72 | $276.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/16/2025 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 83.24 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110674 | XXXXX |  | Non QM |  |  |  | Yes | No | $7092.00 | $7887.20 |  | 6.913% | $3030.25 | $3030.25 | 6.750% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $6871.88 | 1 | $10029.72 | $3481.20 | $835.81 | $290.10 |  |  |  |  |  | 40.734% | 40.734% | 40.734% | 01/02/2026 | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2016 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $7092.00 |  | 6.170% | $1000.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 32.480% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 14.44 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110310 | XXXXX |  | Non QM |  |  |  | Yes | No | $24776.00 | $36120.53 |  | 6.350% | $18471.52 | $18471.52 | 6.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $182367.29 | 1 | $53750.04 | $6378.60 | $4479.17 | $531.55 |  |  |  |  |  | 23.593% | 23.593% | 23.593% | 01/05/2026 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $24776.00 |  | 6.170% | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 28.920% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.01 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 6 | 360 |
| XXXXX | 4000111938 | XXXXX |  | Non QM |  |  |  | Yes | No | $13976.00 | $17329.50 |  | 7.139% | $2853.83 | $2853.83 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $12674.30 | 1 | $9187.44 | $2015.04 | $765.62 | $167.92 |  |  |  |  |  | 23.124% | 23.124% | 23.124% | 12/29/2025 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Business License - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $13976.00 |  | 6.170% | $0.00 | 1.4 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 31.580% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.8 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110917 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3418.84 | $3418.84 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3348.60 | $1905.96 | $279.05 | $158.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/12/2026 | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.98 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 110.18 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000111880 | XXXXX |  | N/A |  |  |  | No | No | $38336.00 | $7747.61 |  | 7.595% | $8458.99 | $8837.81 | 7.697% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $21143.48 | 1 | $20000.04 | $1865.04 | $1666.67 | $155.42 |  |  |  |  |  | 44.359% | 47.476% | 44.359% | 01/05/2026 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $38336.00 |  | 6.320% | $11000.00 | 1 |  |  |  | N/A | No | 7.697% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 50.850% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 52.57 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000110226 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3379.47 | $3379.47 | 7.375% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $6142.92 | $1652.40 | $511.91 | $137.70 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/12/2025 | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.65 | 1.55 |  |  |  |  |  |  |  | xxxxx | xxxxx | 44.140% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 22.88 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000113415 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2384.65 | $2384.65 | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $2090.52 | $1259.04 | $174.21 | $104.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/13/2026 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.9 | 1.11 |  |  |  |  |  |  |  | xxxxx | xxxxx | 49.260% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 20.5 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110973 | XXXXX |  | Non QM |  |  |  | Yes | No | $2265.00 | $2985.76 |  | 7.705% | $10824.14 | $13569.52 | 8.686% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $18993.41 | 1 | $43676.40 | $1025.04 | $3639.70 | $85.42 |  |  |  |  |  | 48.062% | 46.293% | 48.062% | 01/07/2026 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2024 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2265.00 |  | 6.320% | $0.00 |  |  |  |  | Yes | No | 8.686% | 0 |  | 0 | 0 | 0 | 0 |  |  | 35.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 34.12 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110162 | XXXXX |  | Non QM |  |  |  | Yes | No | $9892.50 | $10164.21 |  | 7.109% | $6566.54 | $6566.54 | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $25687.08 | 1 | $20967.96 | $7263.48 | $1747.33 | $605.29 |  |  |  |  |  | 43.215% | 43.215% | 43.215% | 12/30/2025 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $9892.50 |  | 6.170% | $0.00 | 1 |  |  |  | N/A | No | 7.000% | 0 |  | 0 | 0 | 2 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 22.11 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000111855 | XXXXX |  | Non QM |  |  |  | Yes | No | $30614.92 | $27444.81 |  | 7.054% | $5753.07 | $5753.07 | 6.750% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $14770.05 | 1 | $14971.56 | $912.96 | $1247.63 | $76.08 |  |  |  |  |  | 35.301% | 35.301% | 35.301% | 12/23/2025 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx | $30614.92 |  | 6.060% | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 41.030% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 5.71 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111935 | XXXXX |  | Non QM |  |  |  | Yes | No | $9936.00 | $13026.33 |  | 6.241% | $2997.75 | $2997.75 | 6.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $11257.26 | 1 | $7177.08 | $1254.84 | $598.09 | $104.57 |  |  |  |  |  | 27.837% | 27.837% | 27.837% | 12/26/2025 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $9936.00 |  | 6.170% | $0.00 | 1 |  |  |  | N/A | No | 6.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 56.75 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114356 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1945.79 | $1945.79 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 4 | $2336.40 | $930.84 | $194.70 | $77.57 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/13/2026 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.61 | 0.38 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 132.69 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000114469 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2912.34 | $2912.34 | 6.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $9837.12 | $1539.00 | $819.76 | $128.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/24/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.42 | 0.7 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 24.86 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000108957 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4971.80 | $4971.80 | 6.999% | No | No |  |  |  |  | 0 | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  | 1 | $17706.24 | $1860.72 | $1475.52 | $155.06 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/02/2026 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 3-Stated/Partially Verified |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.999% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.68 | 1.48 |  |  |  |  |  |  |  | xxxxx | xxxxx | 30.600% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  | 12.57 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000113483 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $4624.38 | $6367.98 |  | 8.866% | $1355.21 | $1355.21 | 8.500% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $4401.77 | 1 | $0.00 | $249.96 | $0.00 | $20.83 |  |  |  |  |  | 32.281% | 32.281% | 32.281% | 02/24/2025 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $4624.38 |  | 6.870% | $0.00 |  |  |  |  | No | No | 8.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 35.150% | No | 12 |  |  |  | Yes | Shares/Stock/Ownership (Co-op) | Leasehold | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No | Yes | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 6.01 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113456 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $4856.25 | $7057.25 |  | 8.913% | $1441.71 | $1441.71 | 8.500% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | China |  |  | $4804.54 | 1 | $0.00 | $321.00 | $0.00 | $26.75 |  |  |  |  |  | 31.364% | 31.364% | 31.364% | 02/07/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $4856.25 |  | 6.930% | $0.00 |  |  |  |  | No | No | 8.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 40.180% | No | 12 |  |  |  | Yes | Shares/Stock/Ownership (Co-op) | Leasehold | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No | Yes | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 12.4 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111966 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1640.68 | $1640.68 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $7656.24 | $1272.00 | $638.02 | $106.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/13/2026 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.3 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.99 | 1.01 |  |  |  |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 301.45 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110967 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $955.83 | $955.83 | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $4021.44 | $1155.96 | $335.12 | $96.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/07/2026 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.79 |  |  |  |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 103.03 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000114371 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $10140.00 | $12643.50 |  | 9.726% | $4843.32 | $4843.32 | 9.500% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $17435.27 | 1 | $10069.68 | $5773.08 | $839.14 | $481.09 |  |  |  |  |  | 38.755% | 38.755% | 38.755% | 01/12/2026 | 674 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx | $10140.00 |  | 6.170% | $42580.00 | 1 |  |  |  | Yes | No | 9.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 16.110% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 4.71 |  | No | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000110881 | XXXXX |  | N/A |  |  |  | No | No | $14288.00 | $17079.72 |  | 8.408% | $8263.93 | $8263.93 | 8.250% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $99429.03 | 1 | $4110.84 | $3870.24 | $342.57 | $322.52 |  |  |  |  |  | 22.260% | 22.260% | 22.260% | 12/04/2025 | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $14288.00 |  | 6.170% | $35000.00 | 3.5 |  |  |  | Yes | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 42.250% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 29.81 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000114549 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $19011.00 | $21363.04 |  | 7.862% | $4081.32 | $4081.32 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10713.27 | 1 | $14592.72 | $2127.96 | $1216.06 | $177.33 |  |  |  |  |  | 39.739% | 39.739% | 39.739% | 11/28/2025 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $19011.00 |  | 6.220% | $0.00 | 1 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 13.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 27.610% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.8 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112478 | XXXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $3106.06 |  | 6.896% | $13138.57 | $13138.57 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $35878.49 | 1 | $52437.48 | $2908.08 | $4369.79 | $242.34 |  |  |  |  |  | 42.436% | 42.436% | 42.436% | 01/02/2026 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2565.00 |  | 6.060% | $0.00 | 3.2 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 388.14 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000112541 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1363.47 | $1363.47 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1571.16 | $1833.00 | $130.93 | $152.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/21/2026 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.24 | 0.8 |  |  |  |  |  |  |  | xxxxx | xxxxx | 40.420% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.27 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000112662 | XXXXX |  | N/A |  |  |  | No | No | $2390.00 | $2611.85 |  | 7.396% | $12618.63 | $12618.63 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $61618.26 | 1 | $26586.96 | $5328.96 | $2215.58 | $444.08 |  |  |  |  |  | 39.084% | 39.084% | 39.084% | 12/31/2025 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2390.00 |  | 6.060% | $0.00 | 1.1 |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 2 | 0 |  |  | 22.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 116.7 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 360 |
| XXXXX | 4000110683 | XXXXX |  | N/A |  |  |  | No | No | $34584.50 | $6263.28 |  | 7.173% | $7781.45 | $7781.45 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $38157.26 | 1 | $20625.00 | $2771.76 | $1718.75 | $230.98 |  |  |  |  |  | 45.673% | 45.673% | 45.673% | 12/19/2025 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $34584.50 |  | 6.170% | $0.00 | 1.5 |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 120.06 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000111276 | XXXXX |  | Non QM |  |  |  | Yes | No | $1995.00 | $1490.41 |  | 6.471% | $5198.13 | $5198.13 | 6.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $15750.34 | 1 | $6514.80 | $2410.20 | $542.90 | $200.85 |  |  |  |  |  | 31.267% | 31.267% | 31.267% | 12/17/2025 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1995.00 |  | 6.170% | $13000.00 | 1 |  |  |  | No | No | 6.500% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 27.250% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 11.86 |  |  | No |  | $0.00 | $9830.61 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110748 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4200.76 | $4200.76 | 7.841% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $3801.72 | $1571.64 | $316.81 | $130.97 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/23/2025 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.5 |  |  |  | Yes | No | 7.841% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.69 | 1.45 |  |  |  |  |  |  |  | xxxxx | xxxxx | 1.080% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 9.1 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000108821 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2222.47 | $2222.47 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $8338.56 | $921.36 | $694.88 | $76.78 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/18/2025 | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.3 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 48.24 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110704 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $8806.11 | $8806.11 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $20540.28 | $2942.04 | $1711.69 | $245.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/18/2025 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.84 |  |  |  |  |  |  |  | xxxxx | xxxxx | 26.320% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 26.25 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110938 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5684.50 | $5684.50 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6244.92 | $1616.04 | $520.41 | $134.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/05/2026 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 3.9 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.79 | 1.27 |  |  |  |  |  |  |  | xxxxx | xxxxx | 99.350% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 127.13 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000109414 | XXXXX |  | Non QM |  |  |  | Yes | No | $1295.00 | $13882.44 |  | 6.279% | $11082.91 | $11082.91 | 6.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $35108.57 | 1 | $7282.20 | $5961.72 | $606.85 | $496.81 |  |  |  |  |  | 43.826% | 43.826% | 43.826% | 12/09/2025 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1295.00 |  | 6.180% | $1000.00 | 2 |  |  |  | No | No | 6.250% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 74.100% | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.07 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000103123 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1734.86 | $1734.86 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $9340.32 | $1802.04 | $778.36 | $150.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/11/2025 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 5 |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.93 | 1.08 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 10.81 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111206 | XXXXX |  | Non QM |  |  |  | Yes | No | $12000.00 | $15261.17 |  | 7.337% | $10607.84 | $10607.84 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $298505.03 | 1 | $14543.88 | $14969.76 | $1211.99 | $1247.48 |  |  |  |  |  | 4.822% | 4.822% | 4.822% | 11/19/2025 | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2018 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $12000.00 |  | 6.170% | $0.00 | 1.1 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 112.72 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112658 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3200.11 | $3200.11 | 7.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3441.12 | $1479.96 | $286.76 | $123.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/18/2025 | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.91 | 1.09 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 54.67 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110817 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2166.67 | $2166.67 | 6.500% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | $23025.60 | $2031.60 | $1918.80 | $169.30 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/19/2025 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  | 240 | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 309.66 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 |
| XXXXX | 4000110875 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3051.49 | $3051.49 | 7.107% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $9252.96 | $1233.96 | $771.08 | $102.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/20/2025 | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.107% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.77 | 1.29 |  |  |  |  |  |  |  | xxxxx | xxxxx | 1.980% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 28.01 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000112310 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1448.53 | $1448.53 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $7850.16 | $1990.20 | $654.18 | $165.85 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/18/2025 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.59 | 0.63 |  |  |  |  |  |  |  | xxxxx | xxxxx | 40.950% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.53 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111539 | XXXXX |  | Non QM |  |  |  | Yes | No | $2215.00 | $3407.90 |  | 6.844% | $2172.80 | $2172.80 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5924.34 | 1 | $5579.64 | $1701.96 | $464.97 | $141.83 |  |  |  |  |  | 43.269% | 43.269% | 43.269% | 01/12/2026 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2020 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2215.00 |  | 6.170% | $0.00 | 3 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 82.210% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 76 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110897 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1768.51 | $1768.51 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3479.76 | $879.00 | $289.98 | $73.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/27/2026 | 691 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.3 | 0.77 |  |  |  |  |  |  |  | xxxxx | xxxxx | 25.550% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.51 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111424 | XXXXX |  | N/A |  |  |  | No | No | $4040.00 | $5754.74 |  | 7.467% | $4213.12 | $4213.12 | 7.375% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $30017.15 | 1 | $3762.96 | $6677.04 | $313.58 | $556.42 |  |  |  |  |  | 28.641% | 28.641% | 28.641% | 12/12/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 100.000% | 100.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2020<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2016 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $4040.00 |  | 6.170% | $0.00 | 3.5 |  |  |  | No | No | 7.375% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 18.44 |  | No | No |  | $38464.67 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000110687 | XXXXX |  | Non QM |  |  |  | Yes | No | $2215.00 | $2854.38 |  | 7.806% | $2807.41 | $3521.61 | 8.692% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | China |  |  | $7681.70 | 1 | $9999.96 | $2380.32 | $833.33 | $198.36 |  |  |  |  |  | 38.546% | 37.187% | 38.546% | 12/30/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2215.00 |  | 6.320% | $0.00 | 1 |  |  |  | N/A | No | 8.692% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No | 36 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  | No | 0.04 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110930 | XXXXX |  | Non QM |  |  |  | Yes | No | $0.00 |  |  | 5.622% | $7690.31 | $7690.31 | 5.625% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $19097.92 | 1 | $7968.96 | $1920.96 | $664.08 | $160.08 |  |  |  |  |  | 48.059% | 48.059% | 48.059% | 12/15/2025 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; P&L Statement - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Account Transcripts - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Account Transcripts - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Account Transcripts - 2022<br> [Borrower]; Transcripts (1040) - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.170% | $0.00 | 5 |  |  |  | No | No | 5.625% | 0 |  | 2 | 0 | 3 | 3 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 23.100% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 17.95 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000112660 | XXXXX |  | Non QM |  |  |  | Yes | No | $2620.00 | $6686.94 |  | 6.571% | $5246.16 | $5246.16 | 6.500% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $17219.75 | 1 | $18882.24 | $3620.04 | $1573.52 | $301.67 |  |  |  |  |  | 43.872% | 43.872% | 43.872% | 01/05/2026 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2024 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2620.00 |  | 6.060% | $0.00 |  |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 60.390% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 44.16 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000111937 | XXXXX |  | Non QM |  |  |  | Yes | No | $10931.55 | $12501.07 |  | 7.483% | $2391.70 | $2391.70 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6631.29 | 1 | $3454.08 | $860.04 | $287.84 | $71.67 |  |  |  |  |  | 31.513% | 31.513% | 31.513% | 12/03/2025 | 688 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $10931.55 |  | 6.170% | $0.00 | 1 |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 35.45 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111799 | XXXXX |  | Non QM |  |  |  | Yes | No | $2440.00 | $3007.44 |  | 6.565% | $3160.34 | $3160.34 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $24792.40 | 1 | $6365.28 | $1442.04 | $530.44 | $120.17 |  |  |  |  |  | 37.556% | 37.556% | 37.556% | 01/13/2026 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2440.00 |  | 6.170% | $0.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 40.81 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 360 |
| XXXXX | 4000110570 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2857.15 | $2857.15 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4465.20 | $1673.04 | $372.10 | $139.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/09/2026 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | xxxxx | xxxxx | 2.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 47.97 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110975 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2415.35 | $2415.35 | 7.625% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 2 | $10016.28 | $2340.00 | $834.69 | $195.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/30/2025 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.92 |  |  |  |  |  |  |  | xxxxx | xxxxx | 17.050% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 108.23 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113020 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1288.29 | $1288.29 | 6.375% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $3147.36 | $1131.00 | $262.28 | $94.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/11/2025 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.34 | 0.75 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 12.13 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000115013 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2726.84 | $2726.84 | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6219.72 | $570.00 | $518.31 | $47.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/24/2025 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 3.4 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.81 | 1.23 |  |  |  |  |  |  |  | xxxxx | xxxxx | 35.920% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.32 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000113219 | XXXXX |  | Non QM |  |  |  | Yes | No | $1570.00 | $4175.83 |  | 7.195% | $3826.72 | $3826.72 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6887.59 | 1 | $8874.96 | $984.36 | $739.58 | $82.03 |  |  |  |  |  | 42.594% | 42.594% | 42.594% | 12/02/2025 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1570.00 |  | 6.140% | $5000.00 | 1.2 |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 5.820% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.11 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111185 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $9316.52 | $9316.52 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $23227.68 | $5948.04 | $1935.64 | $495.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/07/2026 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 29.68 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000108643 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2066.25 | $2066.25 | 7.874% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 2 | $8240.40 | $3580.20 | $686.70 | $298.35 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/08/2025 | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 7.874% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.31 | 0.76 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 4.47 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114831 | XXXXX |  | Non QM |  |  |  | Yes | No | $8765.00 | $11860.81 |  | 7.966% | $2943.13 | $3814.00 | 8.907% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $5059.65 | 1 | $4876.20 | $2160.00 | $406.35 | $180.00 |  |  |  |  |  | 46.741% | 43.622% | 46.741% | 11/05/2024 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2024 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx | $8765.00 |  | 7.030% | $0.00 |  |  |  |  | N/A | No | 8.907% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 36.960% | No | 30 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 3.51 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110996 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $955.83 | $955.83 | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $4021.44 | $1155.96 | $335.12 | $96.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/07/2026 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.26 | 0.79 |  |  |  |  |  |  |  | xxxxx | xxxxx | 68.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 54.31 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000112178 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2455.83 | $2455.83 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2182.92 | $2382.00 | $181.91 | $198.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/03/2025 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | xxxxx | xxxxx | 32.670% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.23 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000111825 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3642.82 | $3642.82 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $8364.00 | $2205.00 | $697.00 | $183.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/31/2025 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.66 | 0.6 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 110.44 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000111501 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1649.53 | $1649.53 | 7.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 3 | $5535.12 | $1839.00 | $461.26 | $153.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/01/2025 | 678 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.59 | 0.63 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 80.14 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000113400 | XXXXX |  | N/A |  |  |  | No | No | $42057.50 | $24520.18 |  | 7.754% | $4662.06 | $4662.06 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $55300.14 | 1 | $9962.52 | $1215.00 | $830.21 | $101.25 |  |  |  |  |  | 36.982% | 36.982% | 36.982% | 11/05/2025 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2003<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2003 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx | $42057.50 |  | 6.140% | $0.00 | 3.5 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 23.67 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 5 | 360 |
| XXXXX | 4000112017 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $869.52 | $869.52 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 2 | $5040.12 | $1573.08 | $420.01 | $131.09 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/15/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.82 | 1.21 |  |  |  |  |  |  |  | xxxxx | xxxxx | 78.640% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 63.41 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000109798 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $777.01 | $777.01 | 7.375% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 1 | $1888.08 | $1367.04 | $157.34 | $113.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/21/2025 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.76 | 0.57 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Leasehold | Corp | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No | Yes | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 99.28 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000111203 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $486.45 | $486.45 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $5475.48 | $854.04 | $456.29 | $71.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/23/2025 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.78 | 0.56 |  |  |  |  |  |  |  | xxxxx | xxxxx | 71.410% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.82 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000112513 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4134.81 | $4134.81 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $13598.04 | $14012.88 | $1133.17 | $1167.74 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/08/2026 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.79 | 1.26 |  |  |  |  |  |  |  | xxxxx | xxxxx | 1.170% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 141.5 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000113303 | XXXXX |  | Non QM |  |  |  | Yes | No | $7409.68 | $9312.96 |  | 6.777% | $1788.75 | $1788.75 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $2871.78 | 1 | $3055.20 | $2539.80 | $254.60 | $211.65 |  |  |  |  |  | 47.841% | 47.841% | 47.841% | 12/12/2025 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $7409.68 |  | 6.060% | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 115.52 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112916 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2394.23 | $2394.23 | 8.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4595.76 | $1214.64 | $382.98 | $101.22 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/15/2025 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 8.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.8 | 1.25 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.47 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112906 | XXXXX |  | Non QM |  |  |  | Yes | No | $3310.00 | $3362.50 |  | 6.392% | $18716.10 | $18716.10 | 6.375% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $33674.15 | 1 | $53932.56 | $4308.00 | $4494.38 | $359.00 |  |  |  |  |  | 45.219% | 45.219% | 45.219% | 01/07/2026 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2024 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $3310.00 |  | 6.060% | $0.00 | 2.6 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 24.17 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109381 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $19820.00 | $3473.32 |  | 8.015% | $11006.47 | $11006.47 | 8.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $37115.27 | 1 | $19562.04 | $6697.08 | $1630.17 | $558.09 |  |  |  |  |  | 29.807% | 29.807% | 29.807% | 01/05/2026 | 675 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Audited P&L - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $19820.00 |  | 6.180% | $0.00 | 3.8 |  |  |  | No | No | 8.000% | 0 |  | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 12.51 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112105 | XXXXX |  | Non QM |  |  |  | Yes | No | $3160.00 | $5592.33 |  | 6.459% | $4367.09 | $4367.09 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $22007.62 | 1 | $12861.12 | $2282.28 | $1071.76 | $190.19 |  |  |  |  |  | 22.377% | 22.377% | 22.377% | 01/21/2026 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Audited P&L - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Audited P&L - 2024 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $3160.00 |  | 6.060% | $0.00 | 1.3 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 33.160% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.56 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111559 | XXXXX |  | Non QM |  |  |  | Yes | No | $2715.00 | $3059.67 |  | 7.810% | $3400.09 | $4268.85 | 8.702% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $9010.31 | 1 | $10448.88 | $891.96 | $870.74 | $74.33 |  |  |  |  |  | 39.931% | 38.535% | 39.931% | 01/12/2026 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2715.00 |  | 6.320% | $0.00 | 1 |  |  |  | N/A | No | 8.702% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No | 36 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.48 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000113216 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $779.84 | $779.84 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4312.20 | $1838.04 | $359.35 | $153.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/13/2026 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.71 | 0.37 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 89.65 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114486 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1492.87 | $1492.87 | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $4545.00 | $975.00 | $378.75 | $81.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/29/2025 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.27 | 0.79 |  |  |  |  |  |  |  | xxxxx | xxxxx | 55.510% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 37.49 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000108239 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $578.10 | $578.10 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $1688.28 | $1107.96 | $140.69 | $92.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/18/2025 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 3.5 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.6 | 0.62 |  |  |  |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 152.74 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000109532 | XXXXX |  | Non QM |  |  |  | Yes | No | $3110.04 | $6270.02 |  | 5.811% | $3361.38 | $3361.38 | 5.750% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $7152.54 | 1 | $5214.48 | $5922.96 | $434.54 | $493.58 |  |  |  |  |  | 48.282% | 48.282% | 48.282% | 01/07/2026 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $3110.04 |  | 6.180% | $1500.00 | 1 |  |  |  | No | No | 5.750% | 2 | 2 | 0 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 39.940% | No | 25 | 24 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 27.99 |  | Yes | No |  | $0.00 | $6853.25 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109917 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5738.23 | $5738.23 | 7.000% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 4 | $14775.84 | $14383.92 | $1231.32 | $1198.66 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/31/2025 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 7.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 26.97 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113076 | XXXXX |  | Non QM |  |  |  | Yes | No | $0.00 |  |  | 6.734% | $2818.32 | $2818.32 | 6.750% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  | $10069.48 | 1 | $11493.36 | $2759.04 | $957.78 | $229.92 |  |  |  |  |  | 33.064% | 33.064% | 33.064% | 12/03/2025 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  | 6.060% | $0.00 |  |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 2.990% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 61.41 |  |  | No |  | $15043.50 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112314 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3567.29 | $3567.29 | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 2 | $6654.36 | $1722.96 | $554.53 | $143.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/29/2026 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.5 | 0.67 |  |  |  |  |  |  |  | xxxxx | xxxxx | 49.890% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 11.74 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000113062 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5878.23 | $5878.23 | 6.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $8190.24 | $1896.96 | $682.52 | $158.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/26/2025 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.89 | 1.12 |  |  |  |  |  |  |  | xxxxx | xxxxx | 13.070% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 61.87 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111532 | XXXXX |  | Non QM |  |  |  | Yes | No | $10224.00 | $12673.35 |  | 6.604% | $2799.93 | $2799.93 | 6.375% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | United States of America |  |  | $9693.09 | 1 | $8227.68 | $1431.00 | $685.64 | $119.25 |  |  |  |  |  | 39.418% | 39.418% | 39.418% | 01/13/2026 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $10224.00 |  | 6.170% | $20000.00 | 1 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 24.270% | No | 36 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 6.91 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000108707 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1446.21 | $1446.21 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $7585.80 | $1780.20 | $632.15 | $148.35 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/13/2025 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.6 |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.86 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 371.42 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111886 | XXXXX |  | Non QM |  |  |  | Yes | No | $14228.50 | $15247.26 |  | 7.181% | $5821.40 | $5821.40 | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $21997.15 | 1 | $11834.40 | $4539.00 | $986.20 | $378.25 |  |  |  |  |  | 35.700% | 35.700% | 35.700% | 12/12/2025 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx | $14228.50 |  | 6.170% | $0.00 | 1 |  |  |  | N/A | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 25.27 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110211 | XXXXX |  | Non QM |  |  |  | Yes | No | $10596.41 | $9148.42 |  | 6.957% | $1735.56 | $1735.56 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8922.27 | 1 | $5360.04 | $1038.96 | $446.67 | $86.58 |  |  |  |  |  | 33.292% | 33.292% | 33.292% | 01/02/2026 | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $10596.41 |  | 6.060% | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 37.12 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113725 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2829.88 | $2829.88 | 6.000% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6566.28 | $1677.96 | $547.19 | $139.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/13/2025 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | xxxxx | xxxxx | 39.890% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.58 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111984 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1746.31 | $1746.31 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $1062.36 | $1935.12 | $88.53 | $161.26 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/09/2025 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 10.42 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110521 | XXXXX |  | Non QM |  |  |  | Yes | No | $15980.00 | $14986.95 |  | 7.037% | $5649.59 | $5649.59 | 6.875% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $11033.02 | 1 | $13437.48 | $1471.20 | $1119.79 | $122.60 |  |  |  |  |  | 41.748% | 41.748% | 41.748% | 12/26/2025 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $15980.00 |  | 6.170% | $0.00 | 3.5 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 5.960% | No | 36 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 4.63 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110677 | XXXXX |  | Non QM |  |  |  | Yes | No | $2715.00 | $3384.15 |  | 7.752% | $4002.16 | $5093.77 | 8.707% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $9955.83 | 1 | $14862.48 | $2849.04 | $1238.54 | $237.42 |  |  |  |  |  | 43.110% | 41.336% | 43.110% | 12/19/2025 | 816 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2715.00 |  | 6.320% | $0.00 |  |  |  |  | Yes | No | 8.707% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No | 35 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0.21 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000112905 | XXXXX |  | Non QM |  |  |  | Yes | No | $11470.00 | $11753.87 |  | 7.824% | $5427.67 | $6801.62 | 8.681% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $15891.69 | 1 | $16687.68 | $1481.16 | $1390.64 | $123.43 |  |  |  |  |  | 34.646% | 33.324% | 34.646% | 01/13/2026 | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $11470.00 |  | 6.230% | $0.00 |  |  |  |  | Yes | No | 8.681% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.97 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113645 | XXXXX |  | Non QM |  |  |  | Yes | No | $3280.00 | $4052.78 |  | 6.305% | $4039.10 | $4039.10 | 6.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6051.94 | 1 | $10937.52 | $2370.00 | $911.46 | $197.50 |  |  |  |  |  | 46.205% | 46.205% | 46.205% | 01/08/2026 | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $3280.00 |  | 6.060% | $6500.00 | 1 |  |  |  | Yes | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 4.780% | No | 24 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.05 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112472 | XXXXX |  | Non QM |  |  |  | Yes | No | $7790.00 | $11038.66 |  | 7.028% | $3563.84 | $3563.84 | 6.875% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $6627.85 | 1 | $8252.76 | $1146.96 | $687.73 | $95.58 |  |  |  |  |  | 39.747% | 39.747% | 39.747% | 01/15/2026 | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $7790.00 |  | 6.060% | $16500.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 41.820% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 19.36 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110783 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4995.94 | $4995.94 | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | $14625.00 | $3416.52 | $1218.75 | $284.71 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/21/2025 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | xxxxx | xxxxx | 64.580% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 49.96 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000109858 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $552.54 | $552.54 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $1062.00 | $978.96 | $88.50 | $81.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/31/2025 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.5 |  |  |  | No | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.73 | 0.58 |  |  |  |  |  |  |  | xxxxx | xxxxx | 40.290% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 22.5 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110049 | XXXXX |  | Non QM |  |  |  | Yes | No | $2620.00 | $3731.25 |  | 6.804% | $4086.17 | $4086.17 | 6.750% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | China |  |  | $7889.90 | 1 | $10205.52 | $1148.04 | $850.46 | $95.67 |  |  |  |  |  | 44.958% | 44.958% | 44.958% | 01/05/2026 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2024<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2023 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2620.00 |  | 6.180% | $0.00 |  |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 35.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  | No | 0.47 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113482 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1551.65 | $1551.65 | 7.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 2 | $3552.24 | $1614.00 | $296.02 | $134.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/08/2025 | 695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.61 | 0.62 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 101.28 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110671 | XXXXX |  | Non QM |  |  |  | Yes | No | $1790.00 | $3796.75 |  | 6.679% | $2401.17 | $2401.17 | 6.625% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $19685.17 | 1 | $1701.96 | $379.68 | $141.83 | $31.64 |  |  |  |  |  | 30.388% | 30.388% | 30.388% | 01/08/2026 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1790.00 |  | 6.170% | $0.00 | 1.5 |  |  |  | Yes | No | 6.625% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 80.070% | No |  | 36 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 97.56 |  | No | No |  | $0.00 | $20833.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000113246 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $725.21 | $725.21 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1714.56 | $720.00 | $142.88 | $60.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/16/2026 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.1 |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.5 | 0.67 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 104.98 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110560 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3317.78 | $3317.78 | 7.625% | No | No |  |  |  |  | 0 |  |  | Non-Permanent Resident Alien | US Citizen |  |  |  |  |  | 4 | $8319.96 | $4591.08 | $693.33 | $382.59 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/05/2026 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  |  | xxxxx | xxxxx | 4.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 4.47 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000112535 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5075.49 | $5075.49 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 4 | $12201.84 | $4883.40 | $1016.82 | $406.95 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/16/2026 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.25 | 0.8 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 35.67 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113378 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2599.37 | $2599.37 | 7.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $16919.28 | $1523.04 | $1409.94 | $126.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/17/2025 | 694 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.8 |  |  |  | Yes | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.83 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 7.46 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000112027 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2388.80 | $2388.80 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5625.00 | $1331.04 | $468.75 | $110.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/06/2026 | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.89 | 1.12 |  |  |  |  |  |  |  | xxxxx | xxxxx | 4.290% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.26 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000112325 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5648.42 | $5648.42 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $14231.16 | $3481.56 | $1185.93 | $290.13 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/16/2026 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.87 | 1.15 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 57.9 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112173 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3670.66 | $3670.66 | 7.875% | No | No |  |  |  |  | 0 |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  |  |  |  | 1 | $10951.44 | $1680.00 | $912.62 | $140.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/12/2025 | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.82 | 1.23 |  |  |  |  |  |  |  | xxxxx | xxxxx | 40.570% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 21.75 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110553 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $543.80 | $543.80 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4989.96 | $1050.00 | $415.83 | $87.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/08/2025 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.2 |  |  |  | Yes | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.88 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 43 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000112609 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1163.86 | $1163.86 | 8.125% | No | No |  |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  | 1 | $4400.04 | $567.00 | $366.67 | $47.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/06/2026 | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | No | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.92 |  |  |  |  |  |  |  | xxxxx | xxxxx | 58.760% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 38.14 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112988 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2966.24 | $2966.24 | 8.000% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $8475.12 | $963.96 | $706.26 | $80.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/17/2025 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 8.000% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.9 | 1.11 |  |  |  |  |  |  |  | xxxxx | xxxxx | 36.150% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.55 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112019 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3620.86 | $3620.86 | 7.375% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 2 | $3564.00 | $2375.04 | $297.00 | $197.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/17/2025 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | xxxxx | xxxxx | 12.470% | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.97 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000108641 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2587.09 | $2587.09 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $6482.16 | $1791.12 | $540.18 | $149.26 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/30/2025 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.85 | 1.18 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 105.4 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112610 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1811.66 | $1811.66 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5320.80 | $1562.16 | $443.40 | $130.18 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/26/2025 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.3 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.94 |  |  |  |  |  |  |  | xxxxx | xxxxx | 48.950% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.26 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000113304 | XXXXX |  | Non QM |  |  |  | Yes | No | $1575.00 | $510.32 |  | 7.634% | $2689.62 | $2689.62 | 7.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $58281.27 | 1 | $2377.92 | $1519.92 | $198.16 | $126.66 |  |  |  |  |  | 7.816% | 7.816% | 7.816% | 01/02/2026 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1575.00 |  | 6.140% | $12911.35 | 1 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 58.630% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.77 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113245 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1829.40 | $1829.40 | 6.999% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4413.36 | $886.08 | $367.78 | $73.84 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/06/2026 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 3.1 |  |  |  | No | No | 6.999% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.84 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 112.82 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114839 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6306.52 | $6306.52 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 4 | $26509.08 | $7008.00 | $2209.09 | $584.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/10/2025 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.98 | 1.02 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 11.43 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000113707 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $633.31 | $633.31 | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1436.40 | $1272.00 | $119.70 | $106.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/07/2026 | 676 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 85.62 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000115102 | XXXXX |  | Non QM |  |  |  | Yes | No | $1839.00 | $7232.51 |  | 6.569% | $5088.15 | $5088.15 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6971.19 | 1 | $14375.04 | $4754.04 | $1197.92 | $396.17 |  |  |  |  |  | 49.383% | 49.383% | 49.383% | 10/20/2025 | 819 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Borrower Prepared | [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Social Security]; Account Statements - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Tax Return Extension - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1839.00 |  | 6.160% | $4892.50 | 1 |  |  |  | Yes | No | 6.500% | 1 |  | 1 | 0 | 1 | 1 |  |  | 10.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 34.280% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 34.16 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000111245 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1811.95 | $1811.95 | 7.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $2449.32 | $2148.24 | $204.11 | $179.02 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/14/2026 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 4 |  |  |  | No | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.91 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 8.69 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000112179 | XXXXX |  | Non QM |  |  |  | Yes | No | $52899.00 | $13027.91 |  | 6.952% | $11824.72 | $11824.72 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $16436.58 | 1 | $14478.48 | $7014.96 | $1206.54 | $584.58 |  |  |  |  |  | 47.213% | 47.213% | 47.213% | 10/27/2025 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $52899.00 |  | 6.060% | $0.00 | 5 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 31.26 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110763 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1790.71 | $1790.71 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1179.12 | $1434.00 | $98.26 | $119.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/15/2025 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.84 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.35 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113736 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1910.09 | $1910.09 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $6750.00 | $2496.12 | $562.50 | $208.01 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/11/2025 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.94 |  |  |  |  |  |  |  | xxxxx | xxxxx | 12.720% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 287.24 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110160 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1611.46 | $1611.46 | 6.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $4076.04 | $328.80 | $339.67 | $27.40 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/24/2025 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 3.2 |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  | 240 | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 16.88 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 |
| XXXXX | 4000113241 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2272.45 | $2272.45 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $7620.36 | $858.00 | $635.03 | $71.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/15/2026 | 667 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.2 |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 99.47 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112479 | XXXXX |  | Non QM |  |  |  | Yes | No | $7770.00 | $7581.97 |  | 7.020% | $3646.61 | $3646.61 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6511.10 | 1 | $9602.52 | $5817.00 | $800.21 | $484.75 |  |  |  |  |  | 49.132% | 49.132% | 49.132% | 11/21/2025 | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $7770.00 |  | 6.060% | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No | 35 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 27.79 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115414 | XXXXX |  | Non QM |  |  |  | Yes | No | $12131.00 | $12804.44 |  | 7.460% | $7355.69 | $7355.69 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $14209.85 | 1 | $17118.48 | $3096.00 | $1426.54 | $258.00 |  |  |  |  |  | 49.816% | 49.816% | 49.816% | 12/31/2025 | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $12131.00 |  | 6.260% | $0.00 | 2.5 |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 16.66 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109377 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $850.72 | $850.72 | 6.875% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 2 | $4848.96 | $978.96 | $404.08 | $81.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/16/2025 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.57 | 0.64 |  |  |  |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Guarantor - Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 158.53 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000112274 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $7503.54 | $7503.54 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $14057.64 | $1974.96 | $1171.47 | $164.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/20/2026 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.72 | 1.38 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 13.65 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113077 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2233.56 | $2233.56 | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $12032.28 | $3121.56 | $1002.69 | $260.13 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/05/2025 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.5 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 299.9 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000112537 | XXXXX |  | Non QM |  |  |  | Yes | No | $21551.25 | $1855.64 |  | 6.773% | $9887.88 | $9887.88 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $16626.06 | 1 | $20514.24 | $3257.04 | $1709.52 | $271.42 |  |  |  |  |  | 45.043% | 45.043% | 45.043% | 01/23/2026 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $21551.25 |  | 6.060% | $0.00 | 1.8 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 11.54 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110585 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1683.21 | $1683.21 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $7069.20 | $1165.32 | $589.10 | $97.11 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/17/2025 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 4.6 |  |  |  | No | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.77 | 1.29 |  |  |  |  |  |  | 240 | xxxxx | xxxxx | 4.830% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 274.56 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 |
| XXXXX | 4000111252 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1726.69 | $1726.69 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $4029.84 | $2520.00 | $335.82 | $210.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/12/2025 | 662 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.87 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 96.14 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111032 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4379.47 | $4379.47 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4007.28 | $3921.36 | $333.94 | $326.78 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/10/2025 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.6 | 1.68 |  |  |  |  |  |  |  | xxxxx | xxxxx | 46.560% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 36.91 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000113294 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3284.64 | $3284.64 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $11516.16 | $3454.68 | $959.68 | $287.89 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/05/2026 | 704 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  |  | xxxxx | xxxxx | 30.170% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 13.23 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113464 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1398.43 | $1398.43 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $1644.72 | $2429.04 | $137.06 | $202.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/08/2026 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.2 |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 320.33 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110142 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1611.46 | $1611.46 | 6.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $4191.00 | $375.24 | $349.25 | $31.27 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/24/2025 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.3 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  | 240 | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 155.11 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 |
| XXXXX | 4000112024 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $884.71 | $884.71 | 7.226% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2555.40 | $2135.04 | $212.95 | $177.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/21/2026 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.226% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.44 | 0.7 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 94.1 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112270 | XXXXX |  | Non QM |  |  |  | Yes | No | $3158.69 | $3023.60 |  | 6.744% | $1163.77 | $1163.77 | 6.625% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $14586.31 | 1 | $6248.88 | $1617.00 | $520.74 | $134.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/22/2026 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $3158.69 |  | 6.060% | $10089.88 | 1 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | Yes | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 535.73 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000112449 | XXXXX |  | Non QM |  |  |  | Yes | No | $1555.00 | $4117.95 |  | 6.431% | $2495.48 | $2495.48 | 6.375% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $41381.50 | 1 | $6412.92 | $3659.04 | $534.41 | $304.92 |  |  |  |  |  | 27.985% | 27.985% | 27.985% | 01/06/2026 | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1555.00 |  | 6.060% | $0.00 | 1 |  |  |  | N/A | No | 6.375% | 2 | 2 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 89.630% | No | 36 | 0 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 100.18 |  | No | No |  | $0.00 | $32616.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000113242 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2548.06 | $2548.06 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5070.12 | $807.00 | $422.51 | $67.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/15/2026 | 667 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.93 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 85.12 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113187 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6622.92 | $6622.92 | 6.875% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 2 | $11866.92 | $2397.00 | $988.91 | $199.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/13/2026 | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.28 | 0.78 |  |  |  |  |  |  | 240 | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 28.3 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000111349 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1688.60 | $1688.60 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $1050.24 | $1524.96 | $87.52 | $127.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/06/2026 | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.89 | 1.12 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 13.24 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000108241 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $559.37 | $559.37 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $3355.68 | $2324.04 | $279.64 | $193.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/06/2025 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.91 |  |  |  |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 335.77 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110723 | XXXXX |  | Non QM |  |  |  | Yes | No | $1740.00 | $0.00 |  | 6.512% | $14474.36 | $14474.36 | 6.500% | No | No | Not Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $28489.84 | 1 | $34221.48 | $6422.04 | $2851.79 | $535.17 |  |  |  |  |  | 44.335% | 44.335% | 44.335% | 01/14/2026 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Restricted Stock Agreement - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2022 | [Borrower]; Transcripts (1040) - No Results Returned - 2025<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; Transcripts (1040) - 2022<br> [Coborrower]; Transcripts (1040) - No Results Returned - 2025<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; Transcripts (1040) - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1740.00 |  | 6.170% | $0.00 |  |  |  |  | N/A | No | 6.500% | 0 | 3 | 1 | 0 | 2 | 3 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  | 24 |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 184.14 |  | No | No |  | $0.00 | $51181.21 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000111796 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2263.36 | $2263.36 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6225.72 | $1689.00 | $518.81 | $140.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/02/2026 | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.89 | 1.12 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 69.25 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000112837 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1105.08 | $1105.08 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2459.04 | $3041.28 | $204.92 | $253.44 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/08/2026 | 674 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.28 | 0.78 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 94.54 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000111522 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4817.09 | $4817.09 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $13749.96 | $1502.04 | $1145.83 | $125.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/21/2025 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.9 |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.79 | 1.27 |  |  |  |  |  |  |  | xxxxx | xxxxx | 67.250% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 56.39 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112162 | XXXXX |  | Non QM |  |  |  | Yes | No | $2620.00 | $2934.34 |  | 6.904% | $8106.50 | $8106.50 | 6.875% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $12634.63 | 1 | $18777.48 | $2148.96 | $1564.79 | $179.08 |  |  |  |  |  | 46.790% | 46.790% | 46.790% | 01/08/2026 | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2620.00 |  | 6.060% | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No | 36 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 79.41 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112159 | XXXXX |  | Non QM |  |  |  | Yes | No | $2715.00 | $2954.48 |  | 6.799% | $4710.47 | $4710.47 | 6.750% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | China |  |  | $8027.17 | 1 | $12437.28 | $1883.04 | $1036.44 | $156.92 |  |  |  |  |  | 44.640% | 44.640% | 44.640% | 12/03/2025 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2715.00 |  | 6.060% | $0.00 |  |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  | No | 3.33 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111664 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2691.98 | $2691.98 | 7.500% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 2 | $11214.60 | $2369.04 | $934.55 | $197.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/10/2025 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.96 |  |  |  |  |  |  |  | xxxxx | xxxxx | 74.620% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 58.95 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000113686 | XXXXX |  | Non QM |  |  |  | Yes | No | $5203.00 | $7545.40 |  | 7.877% | $2370.20 | $2695.94 | 8.192% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $10442.05 | 1 | $6162.12 | $1122.00 | $513.51 | $93.50 |  |  |  |  |  | 31.393% | 32.190% | 31.393% | 01/20/2026 | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx | $5203.00 |  | 6.230% | $0.00 |  |  |  |  | N/A | No | 8.192% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 28.380% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 4.28 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112608 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1163.86 | $1163.86 | 8.125% | No | No |  |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  | 1 | $3405.00 | $567.00 | $283.75 | $47.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/06/2026 | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | No | No | 8.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.87 |  |  |  |  |  |  |  | xxxxx | xxxxx | 5.330% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 42.61 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111505 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $685.23 | $685.23 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1675.32 | $741.96 | $139.61 | $61.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/11/2025 | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.72 | 0.58 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.63 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000113692 | XXXXX |  | Non QM |  |  |  | Yes | No | $12595.00 | $14395.12 |  | 7.329% | $2927.33 | $2927.33 | 7.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8808.51 | 1 | $5933.88 | $585.00 | $494.49 | $48.75 |  |  |  |  |  | 43.171% | 43.171% | 43.171% | 01/08/2026 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx | $12595.00 |  | 6.140% | $0.00 |  |  |  |  | N/A | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 28.530% | No | 35 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.33 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000112177 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1589.98 | $1589.98 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1537.32 | $1584.96 | $128.11 | $132.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/12/2025 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.93 |  |  |  |  |  |  |  | xxxxx | xxxxx | 49.760% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.37 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114186 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1379.55 | $1379.55 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $8403.24 | $1581.96 | $700.27 | $131.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/13/2026 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.86 | 1.16 |  |  |  |  |  |  |  | xxxxx | xxxxx | 16.960% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.64 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110370 | XXXXX |  | Non QM |  |  |  | Yes | No | $41195.00 | $7190.42 |  | 7.895% | $11601.11 | $11601.11 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $19170.39 | 2 | $22537.20 | $3144.96 | $1878.10 | $262.08 |  |  |  |  |  | 44.514% | 44.514% | 44.514% | 01/06/2026 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $41195.00 |  | 6.170% | $0.00 |  |  |  |  | No | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 31.900% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 23.38 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113053 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3113.11 | $3113.11 | 6.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $7472.04 | $1515.00 | $622.67 | $126.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/13/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.97 |  |  |  |  |  |  |  | xxxxx | xxxxx | 10.000% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 4.32 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111665 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2815.46 | $2815.46 | 7.075% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $13308.36 | $9146.04 | $1109.03 | $762.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/22/2025 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 4.1 |  |  |  | No | No | 7.075% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  |  | xxxxx | xxxxx | 79.240% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 38.61 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000109888 | XXXXX |  | Non QM |  |  |  | Yes | No | $1990.00 | $5400.63 |  | 6.667% | $3944.32 | $3944.32 | 6.625% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $25681.77 | 1 | $19697.04 | $2829.00 | $1641.42 | $235.75 |  |  |  |  |  | 30.252% | 30.252% | 30.252% | 12/31/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024 | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1990.00 |  | 6.180% | $15000.00 | 1 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 1 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 524.61 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000112904 | XXXXX |  | Non QM |  |  |  | Yes | No | $2420.00 | $69.46 |  | 6.886% | $3586.83 | $3586.83 | 6.875% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $17100.22 | 1 | $9444.84 | $702.12 | $787.07 | $58.51 |  |  |  |  |  | 23.436% | 23.436% | 23.436% | 12/18/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2420.00 |  | 6.060% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 1.25 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113651 | XXXXX |  | Non QM |  |  |  | Yes | No | $16261.00 | $4467.17 |  | 6.595% | $3160.34 | $3160.34 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $44107.40 | 1 | $16342.44 | $1727.04 | $1361.87 | $143.92 |  |  |  |  |  | 38.407% | 38.407% | 38.407% | 11/26/2025 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $16261.00 |  | 6.060% | $0.00 | 2.1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 71.83 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000115746 | XXXXX |  | N/A |  |  |  | No | No | $54406.00 | $36011.82 |  | 8.078% | $5468.49 | $5468.49 | 6.125% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  | $29086.12 | 4 | $13819.68 | $3621.00 | $1151.64 | $301.75 |  |  |  |  |  | 3.446% | 4.222% | 6.217% | 03/07/2025 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2024<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2024<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2024 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $54406.00 |  | 7.190% | $0.00 |  |  |  |  | N/A | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 10.000% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 4.92 |  | No | Yes |  | $29246.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114680 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $978.90 | $978.90 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6185.04 | $1617.00 | $515.42 | $134.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/19/2025 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.78 | 0.56 |  |  |  |  |  |  |  | xxxxx | xxxxx | 17.920% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 75.02 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000114694 | XXXXX |  | Non QM |  |  |  | Yes | No | $5639.80 | $4294.55 |  | 9.363% | $1301.81 | $1301.81 | 9.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $7903.62 | 1 | $2577.96 | $1635.00 | $214.83 | $136.25 |  |  |  |  |  | 17.296% | 17.296% | 17.296% | 01/02/2026 | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $5639.80 |  | 6.100% | $0.00 | 1 |  |  |  | Yes | No | 9.125% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 1.250% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.73 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113001 | XXXXX |  | Non QM |  |  |  | Yes | No | $1050.00 | $0.00 |  | 7.120% | $5255.65 | $5916.36 | 7.679% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10012.32 | 1 | $17960.28 | $1585.08 | $1496.69 | $132.09 |  |  |  |  |  | 44.556% | 46.502% | 44.556% | 01/21/2026 | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1050.00 |  | 6.190% | $0.00 | 1.4 |  |  |  | Yes | No | 7.679% | 0 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 27.26 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112670 | XXXXX |  | Non QM |  |  |  | Yes | No | $2715.00 | $8476.98 |  | 7.724% | $3426.47 | $4343.93 | 8.664% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $9696.19 | 1 | $9937.56 | $1161.00 | $828.13 | $96.75 |  |  |  |  |  | 35.359% | 33.702% | 35.359% | 01/14/2026 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2715.00 |  | 6.230% | $0.00 |  |  |  |  | Yes | No | 8.664% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 43.030% | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.98 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110235 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $991.96 | $991.96 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3004.80 | $1871.04 | $250.40 | $155.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/05/2026 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.86 | 0.54 |  |  |  |  |  |  |  | xxxxx | xxxxx | 0.140% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.36 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000113047 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4424.48 | $4424.48 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $12684.48 | $1281.00 | $1057.04 | $106.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/08/2026 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.91 | 1.1 |  |  |  |  |  |  |  | xxxxx | xxxxx | 60.980% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.01 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113066 | XXXXX |  | Non QM |  |  |  | Yes | No | $4862.60 | $5809.49 |  | 7.199% | $1878.81 | $1878.81 | 7.000% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | China |  |  | $5703.45 | 1 | $2939.52 | $1245.36 | $244.96 | $103.78 |  |  |  |  |  | 28.707% | 28.707% | 28.707% | 12/19/2025 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $4862.60 |  | 6.060% | $0.00 |  |  |  |  | N/A | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 27.420% | No | 14 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 6.44 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113075 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1231.43 | $1231.43 | 6.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $8366.40 | $1494.00 | $697.20 | $124.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/10/2025 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.78 | 0.36 |  |  |  |  |  |  |  | xxxxx | xxxxx | 85.260% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.96 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115730 | XXXXX |  | N/A |  |  |  | No | No | $31403.50 | $22065.14 |  | 8.096% | $3140.16 | $3140.16 | 6.250% | No | No | Not Employed | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  | $11057.44 | 2 | $7218.96 | $1503.00 | $601.58 | $125.25 |  |  |  |  |  | 26.441% | 30.519% | 32.366% | 02/02/2026 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx | $31403.50 |  | 6.810% | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 11.360% | No |  | 29 |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  |  |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 3.1 |  | No | No |  | $0.00 | $15032.04 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000113228 | XXXXX |  | Non QM |  |  |  | Yes | No | $7180.00 | $8662.15 |  | 6.526% | $1637.81 | $1637.81 | 6.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5611.92 | 1 | $6198.24 | $1725.00 | $516.52 | $143.75 |  |  |  |  |  | 29.851% | 29.851% | 29.851% | 01/07/2026 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $7180.00 |  | 6.140% | $0.00 | 1 |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 46.980% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.79 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111015 | XXXXX |  | Non QM |  |  |  | Yes | No | $0.00 | ($1330.37) |  | 7.129% | $15309.86 | $15309.86 | 7.125% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $84342.18 | 1 | $18872.64 | $5379.00 | $1572.72 | $448.25 |  |  |  |  |  | 22.515% | 22.515% | 22.515% | 01/05/2026 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 50.000% | 50.000% |  | [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2026<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 24]; Account Statements - Business - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.170% | $0.00 | 3.4 |  |  |  | Yes | No | 7.125% | 0 | 0 | 0 | 0 | 2 | 0 |  | 24 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 70.05 |  | No | No |  | $54425.08 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000110156 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1611.46 | $1611.46 | 6.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $4076.04 | $328.80 | $339.67 | $27.40 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/24/2025 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.9 |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  | 240 | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 15.11 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 |
| XXXXX | 4000109969 | XXXXX |  | Non QM |  |  |  | Yes | No | $1690.00 | $315.65 |  | 6.888% | $15700.60 | $15700.60 | 6.875% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $20010.16 | 1 | $31293.96 | $6028.44 | $2607.83 | $502.37 |  |  |  |  |  | 50.000% | 50.000% | 50.000% | 01/09/2026 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1690.00 |  | 6.180% | $0.00 | 2 |  |  |  | No | No | 6.875% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 174.23 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112385 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1550.83 | $1550.83 | 6.625% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $4899.24 | $1067.40 | $408.27 | $88.95 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/12/2026 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.2 |  |  |  | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.24 | 0.81 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 112.5 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000113976 | XXXXX |  | N/A |  |  |  | No | No | $38211.90 | $25213.80 |  | 6.318% | $4136.90 | $4136.90 | 6.000% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $19045.49 | 1 | $8505.24 | $1434.00 | $708.77 | $119.50 |  |  |  |  |  | 31.716% | 31.716% | 31.716% | 01/21/2026 | 671 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Borrower - \| Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Coborrower(s) - \| Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | Retirement Income - Fully Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $38211.90 |  | 6.140% | $0.00 | 3 |  |  |  | No | No | 6.000% | 2 | 2 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 22.19 |  |  | No |  | ($2524.67) | $11458.35 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113818 | XXXXX |  | N/A |  |  |  | No | No | $24006.87 | $12117.56 |  | 6.789% | $3673.78 | $3673.78 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $120490.95 | 1 | $4957.32 | $1332.00 | $413.11 | $111.00 |  |  |  |  |  | 4.595% | 4.595% | 4.595% | 01/15/2026 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $24006.87 |  | 6.140% | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 27.470% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.3 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112016 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1408.68 | $1408.68 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $9662.16 | $1630.20 | $805.18 | $135.85 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/09/2026 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.83 | 1.2 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.23 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| XXXXX | 4000111408 | XXXXX |  | Non QM |  |  |  | Yes | No | $1845.00 | $6029.84 |  | 7.231% | $2694.87 | $2694.87 | 7.125% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $5700.80 | 1 | $13710.00 | $2114.04 | $1142.50 | $176.17 |  |  |  |  |  | 43.306% | 43.306% | 43.306% | 12/12/2025 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Sole Proprietor]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2026<br> [Borrower - \| Primary Income - Sole Proprietor]; Other - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2025<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; 1099 - 2023<br> [Borrower - \| Primary Income - Sole Proprietor]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr 1099 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1845.00 |  | 6.170% | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 3 | 2 | 0 | 0 | 3 | 0 |  |  |  | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 25.920% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.51 |  |  | No |  | $0.00 | $3094.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113715 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6418.85 | $6418.85 | 6.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 3 | $4101.60 | $4475.04 | $341.80 | $372.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/12/2025 | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.44 | 0.69 |  |  |  |  |  |  |  | xxxxx | xxxxx | 11.970% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 6.26 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110187 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1695.42 | $1695.42 | 6.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $4191.00 | $344.64 | $349.25 | $28.72 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/21/2026 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 3.2 |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  | 240 | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 16.34 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 |
| XXXXX | 4000113225 | XXXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $7847.56 |  | 6.593% | $3463.73 | $3463.73 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $9611.99 | 1 | $8562.48 | $863.28 | $713.54 | $71.94 |  |  |  |  |  | 35.920% | 35.920% | 35.920% | 12/15/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2565.00 |  | 6.140% | $3500.00 |  |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 40.210% | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 30.13 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112908 | XXXXX |  | N/A |  |  |  | No | No | $5570.00 | $6375.37 |  | 6.831% | $1920.93 | $1920.93 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $7391.85 | 1 | $3381.72 | $828.12 | $281.81 | $69.01 |  |  |  |  |  | 39.987% | 39.987% | 39.987% | 12/29/2025 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $5570.00 |  | 6.060% | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No | 33 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 28.09 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000112874 | XXXXX |  | N/A |  |  |  | No | No | $1790.00 | $8370.36 |  | 7.155% | $7276.16 | $7276.16 | 7.125% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $13607.73 | 1 | $14717.16 | $1869.96 | $1226.43 | $155.83 |  |  |  |  |  | 45.754% | 45.754% | 45.754% | 01/23/2026 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1790.00 |  | 6.060% | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 3 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 40.540% | No | 36 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 29.86 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000111985 | XXXXX |  | Non QM |  |  |  | Yes | No | $8190.00 | $10653.07 |  | 7.262% | $1642.32 | $1642.32 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $14887.27 | 1 | $5685.72 | $1611.96 | $473.81 | $134.33 |  |  |  |  |  | 16.254% | 16.254% | 16.254% | 01/23/2026 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 40.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 40.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 40.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 40.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 40.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2018 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $8190.00 |  | 6.060% | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 2 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 102.93 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111251 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1847.15 | $1847.15 | 6.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 2 | $8190.24 | $2162.04 | $682.52 | $180.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/05/2025 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.58 | 0.39 |  |  |  |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 225.06 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114364 | XXXXX |  | Non QM |  |  |  | Yes | No | $2545.00 | $7237.44 |  | 7.041% | $6020.99 | $6020.99 | 7.000% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8805.53 | 1 | $9373.44 | $1968.96 | $781.12 | $164.08 |  |  |  |  |  | 49.101% | 49.101% | 49.101% | 12/23/2025 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2545.00 |  | 6.140% | $0.00 | 1.3 |  |  |  | Yes | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No | 24 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.17 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113254 | XXXXX |  | Non QM |  |  |  | Yes | No | $2715.00 | $8929.33 |  | 7.805% | $4652.02 | $5745.07 | 8.664% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10803.45 | 1 | $11499.96 | $925.80 | $958.33 | $77.15 |  |  |  |  |  | 41.603% | 40.537% | 41.603% | 01/13/2026 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2715.00 |  | 6.190% | $0.00 | 1.3 |  |  |  | N/A | No | 8.664% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 24.620% | No | 36 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.3 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112494 | XXXXX |  | Non QM |  |  |  | Yes | No | $5750.50 | $7823.05 |  | 7.508% | $1280.07 | $1280.07 | 7.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5006.75 | 1 | $5557.92 | $5521.44 | $463.16 | $460.12 |  |  |  |  |  | 41.699% | 41.699% | 41.699% | 12/02/2025 | 702 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 85.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $5750.50 |  | 6.060% | $0.00 | 1 |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 78.49 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000110150 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1695.42 | $1695.42 | 6.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $4191.00 | $328.80 | $349.25 | $27.40 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/24/2025 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 3 |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  | 240 | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 14.43 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 |
| XXXXX | 4000111149 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2145.80 | $2145.80 | 7.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 3 | $6228.24 | $2538.96 | $519.02 | $211.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/12/2025 | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.36 | 0.74 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 8.56 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000111862 | XXXXX |  | N/A |  |  |  | No | No | $14981.00 | $6832.00 |  | 7.469% | $5987.72 | $6416.41 | 7.700% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $22218.51 | 1 | $16431.48 | $2423.04 | $1369.29 | $201.92 |  |  |  |  |  | 32.753% | 34.851% | 32.753% | 01/05/2026 | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $14981.00 |  | 6.320% | $0.00 | 1 |  |  |  | N/A | No | 7.700% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 17.51 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000113217 | XXXXX |  | Non QM |  |  |  | Yes | No | $11685.00 | $14858.00 |  | 6.976% | $3528.37 | $3528.37 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $26918.09 | 1 | $6030.48 | $2079.00 | $502.54 | $173.25 |  |  |  |  |  | 23.916% | 23.916% | 23.916% | 01/12/2026 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 60.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 60.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 60.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 60.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 60.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 60.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $11685.00 |  | 6.140% | $40000.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 18.200% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.62 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000113407 | XXXXX |  | Non QM |  |  |  | Yes | No | $7298.00 | $16211.47 |  | 6.637% | $5625.41 | $5625.41 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $11975.66 | 1 | $26874.96 | $4435.68 | $2239.58 | $369.64 |  |  |  |  |  | 41.881% | 41.881% | 41.881% | 01/05/2026 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $7298.00 |  | 6.140% | $0.00 | 2 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 41.970% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.1 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112480 | XXXXX |  | Non QM |  |  |  | Yes | No | $7270.00 | $9684.06 |  | 6.374% | $3448.02 | $3448.02 | 6.250% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $6866.64 | 1 | $9500.04 | $1040.04 | $791.67 | $86.67 |  |  |  |  |  | 41.808% | 41.808% | 41.808% | 01/16/2026 | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $7270.00 |  | 6.060% | $4750.00 | 1 |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 33.940% | No | 36 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 10.94 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113475 | XXXXX |  | Non QM |  |  |  | Yes | No | $17959.20 | $20275.10 |  | 6.891% | $9599.20 | $9599.20 | 6.750% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $15114.53 | 1 | $22285.68 | $2093.52 | $1857.14 | $174.46 |  |  |  |  |  | 43.882% | 43.882% | 43.882% | 12/12/2025 | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $17959.20 |  | 6.140% | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 2.330% | No | 36 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 4.89 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112144 | XXXXX |  | Non QM |  |  |  | Yes | No | $16820.00 | $21393.33 |  | 6.171% | $5995.51 | $5995.51 | 6.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $13576.16 | 1 | $24679.08 | $7265.16 | $2056.59 | $605.43 |  |  |  |  |  | 48.582% | 48.582% | 48.582% | 01/12/2026 | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $16820.00 |  | 6.060% | $0.00 | 1 |  |  |  | N/A | No | 6.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 55.97 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110642 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $22715.00 | $24977.00 |  | 8.089% | $5502.05 | $5502.05 | 7.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10588.30 | 1 | $7835.04 | $2021.04 | $652.92 | $168.42 |  |  |  |  |  | 39.663% | 39.663% | 39.663% | 01/21/2026 | 703 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $22715.00 |  | 6.170% | $0.00 | 1.4 |  |  |  | N/A | No | 7.750% | 0 |  | 0 | 0 | 3 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 14.270% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.12 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109643 | XXXXX |  | N/A |  |  |  | No | No | $11898.00 | $5349.56 |  | 7.837% | $1953.51 | $1953.51 | 7.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $29776.02 | 1 | $4312.56 | $2231.04 | $359.38 | $185.92 |  |  |  |  |  | 19.187% | 19.187% | 19.187% | 12/10/2025 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $11898.00 |  | 6.180% | $5800.00 | 1.4 |  |  |  | No | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 2.600% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.34 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000111574 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1435.02 | $1435.02 | 7.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $2634.96 | $1836.00 | $219.58 | $153.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/02/2026 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.7 |  |  |  | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.22 | 0.82 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 17.85 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000113489 | XXXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $10796.83 |  | 6.689% | $6275.05 | $6275.05 | 6.625% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | Permanent Resident Alien |  |  |  |  |  | $26946.73 | 1 | $15312.48 | $2330.04 | $1276.04 | $194.17 |  |  |  |  |  | 31.068% | 31.068% | 31.068% | 01/20/2026 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2565.00 |  | 6.140% | $850.00 | 1.4 |  |  |  | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 21.650% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | 23.79 |  | Yes | No |  | $19545.75 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000111943 | XXXXX |  | Non QM |  |  |  | Yes | No | $28817.90 | $12525.12 |  | 6.676% | $8323.40 | $8323.40 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $62876.23 | 1 | $20312.52 | $3043.44 | $1692.71 | $253.62 |  |  |  |  |  | 27.030% | 27.030% | 27.030% | 01/13/2026 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 |  | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $28817.90 |  | 6.170% | $0.00 | 1.5 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 14.520% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000112239 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $857.50 | $857.50 | 8.124% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1738.68 | $3855.12 | $144.89 | $321.26 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/16/2026 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 3.7 |  |  |  | No | No | 8.124% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.98 | 1.02 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 66.33 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000115807 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $985.66 | $985.66 | 8.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4256.28 | $639.00 | $354.69 | $53.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/22/2026 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 8.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | xxxxx | xxxxx | 34.180% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.41 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000114681 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4600.66 | $4600.66 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $14345.64 | $7562.04 | $1195.47 | $630.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/11/2025 | 690 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 5 |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.96 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 50.3 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000113249 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3016.35 | $3016.35 | 7.232% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $4515.84 | $1734.00 | $376.32 | $144.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/26/2026 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.232% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.79 | 1.26 |  |  |  |  |  |  | 360 | xxxxx | xxxxx | 1.390% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 157.15 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000113908 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1767.26 | $1767.26 | 6.625% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $4312.56 | $1005.00 | $359.38 | $83.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/06/2026 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.89 |  |  |  |  |  |  |  | xxxxx | xxxxx | 36.520% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 28.4 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113141 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $961.44 | $961.44 | 7.875% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $1418.40 | $1176.96 | $118.20 | $98.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/29/2026 | 673 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.44 | 0.69 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 92.31 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113574 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6341.83 | $6341.83 | 7.625% | No | No |  |  |  |  | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  |  | 1 | $14196.48 | $4265.40 | $1183.04 | $355.45 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/09/2026 | 772 | 780 | 772 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.63 | 1.58 |  |  |  |  |  |  |  | xxxxx | xxxxx | 26.670% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 8.64 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110937 | XXXXX |  | N/A |  |  |  | No | No | $14689.71 | $10700.65 |  | 8.400% | $1454.49 | $1454.49 | 7.875% | No | No | Not Employed | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  | $5156.07 | 1 | $2787.48 | $1821.96 | $232.29 | $151.83 |  |  |  |  |  | 34.871% | 34.871% | 34.871% | 01/08/2026 | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 |  | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $14689.71 |  | 6.170% | $0.00 | 1 |  |  |  | N/A | No | 7.875% | 0 | 2 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 35.090% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 12.7 |  | No | No |  | $0.00 | $7916.68 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000110409 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $672.58 | $672.58 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1814.40 | $1265.04 | $151.20 | $105.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/03/2025 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.96 |  |  |  |  |  |  |  | xxxxx | xxxxx | 29.300% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.64 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110367 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2299.25 | $2299.25 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $7768.44 | $1070.16 | $647.37 | $89.18 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/16/2025 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.99 | 1.01 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) |  | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 141.5 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110843 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3265.63 | $3265.63 | 7.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $9059.04 | $465.00 | $754.92 | $38.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/15/2025 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.91 | 0.52 |  |  |  |  |  |  | 240 | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 68.65 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 |
| XXXXX | 4000112394 | XXXXX |  | Non QM |  |  |  | Yes | No | $17858.16 | $6396.73 |  | 8.425% | $4651.64 | $4651.64 | 8.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10694.03 | 1 | $11334.00 | $2930.04 | $944.50 | $244.17 |  |  |  |  |  | 48.515% | 48.515% | 48.515% | 12/21/2025 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $17858.16 |  | 6.250% | $0.00 |  |  |  |  | N/A | No | 8.375% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 73.67 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111557 | XXXXX |  | Non QM |  |  |  | Yes | No | $2715.00 | $2929.37 |  | 7.750% | $3119.35 | $3908.26 | 8.679% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6887.76 | 1 | $11282.76 | $1605.00 | $940.23 | $133.75 |  |  |  |  |  | 42.602% | 41.068% | 42.602% | 01/12/2026 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2715.00 |  | 6.320% | $0.00 | 1 |  |  |  | N/A | No | 8.679% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No | 36 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 18.41 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111241 | XXXXX |  | Non QM |  |  |  | Yes | No | $7550.00 | $14173.28 |  | 6.821% | $3841.87 | $3841.87 | 6.625% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $6257.73 | 1 | $13749.96 | $1725.96 | $1145.83 | $143.83 |  |  |  |  |  | 49.080% | 49.080% | 49.080% | 01/07/2026 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $7550.00 |  | 6.170% | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 58.500% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 31.26 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113837 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $648.60 | $648.60 | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $3995.04 | $1113.72 | $332.92 | $92.81 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/13/2025 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.62 | 0.62 |  |  |  |  |  |  |  | xxxxx | xxxxx | 95.730% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 55.63 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111238 | XXXXX |  | Non QM |  |  |  | Yes | No | $12458.00 | $11488.28 |  | 6.613% | $6881.96 | $6881.96 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $16978.72 | 1 | $26701.32 | $3333.00 | $2225.11 | $277.75 |  |  |  |  |  | 35.598% | 35.598% | 35.598% | 12/30/2025 | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $12458.00 |  | 6.170% | $0.00 |  |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 21.74 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109860 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $809.72 | $809.72 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2728.56 | $1436.04 | $227.38 | $119.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/04/2025 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.6 |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.3 | 0.77 |  |  |  |  |  |  |  | xxxxx | xxxxx | 29.280% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.21 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111456 | XXXXX |  | N/A |  |  |  | No | No | $14140.00 | $9200.50 |  | 6.797% | $1896.20 | $1896.20 | 6.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $26460.96 | 1 | $18861.24 | $3612.36 | $1571.77 | $301.03 |  |  |  |  |  | 31.401% | 31.401% | 31.401% | 01/07/2026 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $14140.00 |  | 6.170% | $0.00 | 1.7 |  |  |  | No | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 54.530% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 31.76 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000110559 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4536.47 | $4536.47 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3046.68 | $3555.72 | $253.89 | $296.31 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/24/2025 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 3.3 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.84 | 1.19 |  |  |  |  |  |  |  | xxxxx | xxxxx | 77.570% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No |  | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 69.65 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000113156 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1187.40 | $1187.40 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2724.00 | $1487.04 | $227.00 | $123.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/03/2026 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 | 1.1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | xxxxx | xxxxx | 3.500% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.09 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112753 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $7683.73 | $7683.73 | 6.625% | No | No |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | 1 | $15771.48 | $2204.04 | $1314.29 | $183.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/05/2025 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 3.5 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.83 | 1.21 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 114.92 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000113724 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4546.21 | $4546.21 | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $6280.32 | $4442.04 | $523.36 | $370.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/01/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 124.4 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115179 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1763.47 | $1763.47 | 6.500% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $760.08 | $1492.92 | $63.34 | $124.41 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/12/2026 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.28 | 0.78 |  |  |  |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 219.82 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110757 | XXXXX |  | Non QM |  |  |  | Yes | No | $8928.00 | $11550.43 |  | 6.137% | $2206.44 | $2206.44 | 5.875% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $7108.38 | 1 | $6066.84 | $1470.00 | $505.57 | $122.50 |  |  |  |  |  | 43.785% | 43.785% | 43.785% | 01/06/2026 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $8928.00 |  | 6.180% | $0.00 | 1 |  |  |  | Yes | No | 5.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No | 36 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 14.95 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000113204 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1290.71 | $1290.71 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $7487.52 | $6822.96 | $623.96 | $568.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/12/2026 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.8 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.27 | 0.79 |  |  |  |  |  |  |  | xxxxx | xxxxx | 41.400% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.87 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114002 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2528.27 | $2528.27 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2629.80 | $3150.96 | $219.15 | $262.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/22/2026 | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.88 |  |  |  |  |  |  |  | xxxxx | xxxxx | 17.200% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.29 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113221 | XXXXX |  | Non QM |  |  |  | Yes | No | $2715.00 | $7515.89 |  | 7.754% | $4023.03 | $5033.57 | 8.664% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $9747.05 | 1 | $10747.56 | $2973.00 | $895.63 | $247.75 |  |  |  |  |  | 39.081% | 37.640% | 39.081% | 01/04/2026 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2715.00 |  | 6.190% | $0.00 | 1 |  |  |  | N/A | No | 8.664% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 21.780% | No | 36 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 0.58 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113234 | XXXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $6028.61 |  | 6.664% | $5156.17 | $5156.17 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $12602.27 | 1 | $12988.68 | $314.88 | $1082.39 | $26.24 |  |  |  |  |  | 35.373% | 35.373% | 35.373% | 01/08/2026 | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2565.00 |  | 6.140% | $0.00 |  |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0.03 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110337 | XXXXX |  | Non QM |  |  |  | Yes | No | $10416.06 | $3396.69 |  | 6.624% | $6473.40 | $6473.40 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $14363.00 | 1 | $18010.44 | $2384.52 | $1500.87 | $198.71 |  |  |  |  |  | 38.620% | 38.620% | 38.620% | 12/05/2025 | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $10416.06 |  | 6.170% | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No | 32 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.83 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000113481 | XXXXX |  | Non QM |  |  |  | Yes | No | $6090.00 | $7590.64 |  | 6.781% | $2510.02 | $2510.02 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $30648.26 | 1 | $7020.60 | $5840.04 | $585.05 | $486.67 |  |  |  |  |  | 12.434% | 12.434% | 12.434% | 01/05/2026 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $6090.00 |  | 6.140% | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No | 36 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 102.11 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112006 | XXXXX |  | N/A |  |  |  | No | No | $14246.00 | $12232.87 |  | 7.617% | $2955.71 | $2955.71 | 7.375% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Bangladesh |  |  | $21485.95 | 1 | $6412.92 | $1683.96 | $534.41 | $140.33 |  |  |  |  |  | 39.065% | 39.065% | 39.065% | 12/30/2025 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $14246.00 |  | 6.060% | $75000.00 | 1 |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 9.340% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 6.52 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000114418 | XXXXX |  | Non QM |  |  |  | Yes | No | $2620.00 | $5226.30 |  | 6.482% | $1169.86 | $1169.86 | 6.250% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $3878.61 | 1 | $6736.08 | $1538.28 | $561.34 | $128.19 |  |  |  |  |  | 35.357% | 35.357% | 35.357% | 01/16/2026 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2620.00 |  | 6.140% | $0.00 | 1 |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 68.690% | No | 36 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 5.14 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113404 | XXXXX |  | Non QM |  |  |  | Yes | No | $4680.00 | $7397.50 |  | 6.723% | $3457.68 | $3457.68 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $19961.01 | 1 | $16250.52 | $2820.00 | $1354.21 | $235.00 |  |  |  |  |  | 20.184% | 20.184% | 20.184% | 01/12/2026 | 819 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $4680.00 |  | 6.140% | $0.00 |  |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.99 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000114678 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $7948.10 | $7948.10 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 4 | $19713.36 | $3621.00 | $1642.78 | $301.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/07/2026 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 12.88 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000114887 | XXXXX |  | Non QM |  |  |  | Yes | No | $13985.00 | $7834.60 |  | 6.806% | $5357.42 | $5357.42 | 6.750% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $9080.50 | 1 | $15000.00 | $1494.00 | $1250.00 | $124.50 |  |  |  |  |  | 43.632% | 43.632% | 43.632% | 01/26/2026 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $13985.00 |  | 6.100% | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 41.840% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 18.61 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113603 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2946.91 | $2946.91 | 6.125% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $11389.92 | $2359.68 | $949.16 | $196.64 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/16/2026 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.98 | 1.02 |  |  |  |  |  |  |  | xxxxx | xxxxx | 55.050% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.29 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114257 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4697.04 | $4697.04 | 6.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $3773.64 | $1091.04 | $314.47 | $90.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/11/2025 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.18 | 0.85 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 69.49 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110311 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4930.13 | $4930.13 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 4 | $14920.44 | $3068.04 | $1243.37 | $255.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/20/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 138.87 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000113639 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5680.80 | $5680.80 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2823.00 | $3544.08 | $235.25 | $295.34 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/21/2026 | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.2 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.83 |  |  |  |  |  |  |  | xxxxx | xxxxx | 73.720% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 80.48 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000113797 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4060.55 | $4060.55 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $11648.28 | $1608.00 | $970.69 | $134.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/28/2026 | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.96 |  |  |  |  |  |  | 240 | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 131.7 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000110115 | XXXXX |  | Non QM |  |  |  | Yes | No | $3722.00 | $4959.24 |  | 6.800% | $1429.17 | $1429.17 | 6.625% | No | No | Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $9588.05 | 1 | $993.00 | $1134.00 | $82.75 | $94.50 |  |  |  |  |  | 26.530% | 26.530% | 26.530% | 01/07/2026 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $3722.00 |  | 6.170% | $0.00 | 3 |  |  |  | Yes | No | 6.625% | 2 | 0 | 0 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 50.910% | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 49.3 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114797 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3343.94 | $3343.94 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $21734.64 | $5299.80 | $1811.22 | $441.65 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/06/2025 | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.18 | 0.85 |  |  |  |  |  |  |  | xxxxx | xxxxx | 43.840% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 27.81 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114689 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $707.79 | $707.79 | 7.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 2 | $3156.36 | $767.04 | $263.03 | $63.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/20/2025 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.84 | 0.54 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 90.93 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000114136 | XXXXX |  | Non QM |  |  |  | Yes | No | $23289.60 | $9250.97 |  | 7.026% | $8050.16 | $8050.16 | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $48760.66 | 1 | $31064.76 | $18899.52 | $2588.73 | $1574.96 |  |  |  |  |  | 33.930% | 33.930% | 33.930% | 01/30/2026 | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 36 | Business | 100.000% | 33.000% |  |  | [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 33.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 33.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 33.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 33.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 25.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $23289.60 |  | 6.140% | $0.00 | 2.7 |  |  |  | N/A | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 51.64 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000112393 | XXXXX |  | N/A |  |  |  | No | No | $40624.72 | $52637.59 |  | 7.163% | $12893.17 | $12893.17 | 6.940% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $186614.28 | 1 | $39000.00 | $2040.96 | $3250.00 | $170.08 |  |  |  |  |  | 29.897% | 29.897% | 29.897% | 01/15/2026 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 50.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $40624.72 |  | 6.060% | $420000.00 | 2.5 |  |  |  | Yes | No | 6.940% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 86.900% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 116.42 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000114825 | XXXXX |  | Non QM |  |  |  | Yes | No | $4482.50 | $9270.04 |  | 7.659% | $3555.77 | $4437.42 | 8.493% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8216.21 | 1 | $8159.40 | $1277.04 | $679.95 | $106.42 |  |  |  |  |  | 40.028% | 38.659% | 40.028% | 10/15/2025 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx | $4482.50 |  | 6.160% | $0.00 |  |  |  |  | N/A | No | 8.493% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 37.350% | No | 34 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.15 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114786 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4310.02 | $4310.02 | 6.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $8643.36 | $3684.00 | $720.28 | $307.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/13/2025 | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 111.94 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111293 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4170.96 | $4170.96 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5674.92 | $1709.28 | $472.91 | $142.44 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/03/2025 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2 |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.79 | 1.27 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 87.02 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111329 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3282.94 | $3282.94 | 6.999% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $8812.56 | $1884.12 | $734.38 | $157.01 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/15/2026 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | Yes | No | 6.999% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | xxxxx | xxxxx | 35.490% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.87 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000115742 | XXXXX |  | Non QM |  |  |  | Yes | No | $4115.00 | $8620.00 |  | 7.667% | $3103.21 | $3875.17 | 8.500% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $5582.50 | 1 | $5971.92 | $1424.04 | $497.66 | $118.67 |  |  |  |  |  | 47.827% | 46.274% | 47.827% | 10/07/2025 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx | $4115.00 |  | 6.650% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 36.380% | No | 32 |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 3.28 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112752 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2031.03 | $2031.03 | 7.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5111.16 | $1212.00 | $425.93 | $101.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/12/2026 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.9 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 24.03 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000111691 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4260.16 | $4260.16 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6324.96 | $2118.12 | $527.08 | $176.51 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/16/2026 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.6 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.82 | 1.23 |  |  |  |  |  |  | 240 | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 60.26 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 |
| XXXXX | 4000115751 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3861.94 | $3861.94 | 6.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 2 | $7920.72 | $3611.04 | $660.06 | $300.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/04/2026 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.49 | 0.67 |  |  |  |  |  |  |  | xxxxx | xxxxx | 12.000% | No |  |  |  |  | Yes | Final | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 3.23 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114808 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3431.28 | $3431.28 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $9158.76 | $3123.00 | $763.23 | $260.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/02/2026 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.93 |  |  |  |  |  |  |  | xxxxx | xxxxx | 53.610% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.55 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113143 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $677.91 | $677.91 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1545.72 | $1327.56 | $128.81 | $110.63 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/26/2026 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.96 | 0.51 |  |  |  |  |  |  |  | xxxxx | xxxxx | 1.130% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.71 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114810 | XXXXX |  | Non QM |  |  |  | Yes | No | $6545.00 | $12495.00 |  | 6.329% | $6095.60 | $6095.60 | 6.250% | No | No | Self-Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $10820.90 | 1 | $12521.40 | $1947.96 | $1043.45 | $162.33 |  |  |  |  |  | 46.981% | 46.981% | 46.981% | 12/16/2025 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx | $6545.00 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 45.400% | No |  | 21 |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 3.09 |  | No | No |  | $0.00 | $5416.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000114924 | XXXXX |  | Non QM |  |  |  | Yes | No | $0.00 | $778.89 |  | 9.273% | $6581.40 | $6581.40 | 9.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $41665.88 | 1 | $12500.04 | $1920.60 | $1041.67 | $160.05 |  |  |  |  |  | 17.510% | 17.510% | 17.510% | 01/13/2026 | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.100% | $0.00 |  |  |  |  | Yes | No | 9.250% | 0 |  | 0 | 0 | 2 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 22.600% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.05 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114182 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3503.34 | $3503.34 | 7.125% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 3 | $7507.80 | $1651.20 | $625.65 | $137.60 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/31/2025 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.29 | 0.78 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 47.53 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109172 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1289.54 | $1289.54 | 7.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $3540.36 | $1991.76 | $295.03 | $165.98 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/12/2025 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.8 |  |  |  | N/A | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.92 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 92.31 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000109188 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1566.40 | $1566.40 | 7.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 2 | $3733.92 | $1400.76 | $311.16 | $116.73 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/30/2025 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.2 | 0.83 |  |  |  |  |  |  |  | xxxxx | xxxxx | 84.470% | No |  |  |  |  | Yes | Commitment | Fee Simple | Trust | Business Entity | Individual | Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 89.34 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000109157 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3514.57 | $3514.57 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $2921.40 | $4955.04 | $243.45 | $412.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/27/2025 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.56 | 0.64 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 118.05 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| XXXXX | 4000110605 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3670.31 | $3670.31 | 7.999% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $2793.48 | $3654.36 | $232.79 | $304.53 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/14/2025 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.999% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.94 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 6.94 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000109190 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1623.12 | $1623.12 | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $3513.48 | $1410.72 | $292.79 | $117.56 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/23/2025 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.72 | 0.58 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 117.94 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110620 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1047.84 | $1047.84 | 6.999% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $2088.48 | $1826.04 | $174.04 | $152.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/16/2025 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 3.1 |  |  |  | No | No | 6.999% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.6 | 0.62 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 6.88 | Broker |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110607 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3406.00 | $3406.00 | 6.999% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $4661.40 | $2250.00 | $388.45 | $187.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/09/2025 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.999% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | xxxxx | xxxxx | 38.710% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.9 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110609 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2047.90 | $2047.90 | 6.500% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $4884.36 | $3684.96 | $407.03 | $307.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/13/2025 | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.88 |  |  |  |  |  |  |  | xxxxx | xxxxx | 37.200% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.73 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000109199 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3885.88 | $3885.88 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2361.84 | $3433.08 | $196.82 | $286.09 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/17/2025 | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.4 |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 34.84 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 |
| XXXXX | 4000110612 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2622.05 | $2622.05 | 7.500% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 3 | $3298.20 | $4925.88 | $274.85 | $410.49 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/16/2025 | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.69 | 0.59 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 92.58 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110617 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1966.54 | $1966.54 | 7.500% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $3939.96 | $2981.88 | $328.33 | $248.49 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/24/2025 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.95 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 101.21 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109208 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1152.56 | $1152.56 | 6.625% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $2812.56 | $614.04 | $234.38 | $51.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/20/2025 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.25 | 0.8 |  |  |  |  |  |  |  | xxxxx | xxxxx | 44.340% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.87 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110621 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1368.66 | $1368.66 | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $2830.92 | $1458.36 | $235.91 | $121.53 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/05/2025 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.51 | 0.66 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 36.3 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000109206 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2660.94 | $2660.94 | 6.999% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 1 | $6321.00 | $798.72 | $526.75 | $66.56 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/10/2025 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.1 |  |  |  | N/A | No | 6.999% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.52 | 0.66 |  |  |  |  |  |  |  | xxxxx | xxxxx | 74.530% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 113.02 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110622 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1454.52 | $1454.52 | 7.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $2718.00 | $1614.24 | $226.50 | $134.52 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/07/2025 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.5 |  |  |  | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.92 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 25.57 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110619 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3813.40 | $3813.40 | 6.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 2 | $5952.24 | $4452.60 | $496.02 | $371.05 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/11/2025 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.5 | 0.67 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 33.74 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110623 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1061.69 | $1061.69 | 7.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $4495.20 | $2091.96 | $374.60 | $174.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/21/2025 | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.6 |  |  |  | No | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.18 | 0.85 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 26.53 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109196 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1155.07 | $1155.07 | 6.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $7957.20 | $3168.00 | $663.10 | $264.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/12/2025 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.6 |  |  |  | N/A | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.44 | 0.69 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 81.66 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110626 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3589.09 | $3589.09 | 7.875% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | 2 | $8743.32 | $2958.96 | $728.61 | $246.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/20/2025 | 685 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.13 | 0.89 |  |  |  |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 179.69 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000109165 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1307.19 | $1307.19 | 6.999% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $3390.12 | $1116.96 | $282.51 | $93.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/31/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 3.9 |  |  |  | N/A | No | 6.999% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.41 | 0.71 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 5.91 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000109211 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1575.83 | $1575.83 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2698.68 | $6306.00 | $224.89 | $525.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/27/2025 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.89 | 1.12 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 12.66 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110630 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1400.97 | $1400.97 | 6.750% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $4175.76 | $1996.68 | $347.98 | $166.39 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/11/2025 | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.2 | 0.83 |  |  |  |  |  |  |  | xxxxx | xxxxx | 35.390% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.5 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109162 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3211.22 | $3211.22 | 6.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $6025.32 | $2616.96 | $502.11 | $218.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/17/2025 | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.4 |  |  |  | N/A | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 44.55 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110633 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1151.17 | $1151.17 | 7.250% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 1 | $1116.84 | $1411.68 | $93.07 | $117.64 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/28/2025 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2 |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.1 | 0.91 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 19.32 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110634 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1243.22 | $1243.22 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $2082.24 | $1191.96 | $173.52 | $99.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/13/2025 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 3.5 |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.92 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 6.1 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109219 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1148.46 | $1148.46 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $2248.32 | $1362.72 | $187.36 | $113.56 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/21/2025 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.5 |  |  |  | No | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 23.3 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109197 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2419.92 | $2419.92 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $6898.20 | $2535.00 | $574.85 | $211.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/03/2025 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 3.6 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  | 240 | xxxxx | xxxxx | 13.950% | No |  |  |  |  | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.76 | Retail |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000109156 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4985.52 | $4985.52 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $11562.48 | $1449.96 | $963.54 | $120.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/12/2025 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.93 |  |  |  |  |  |  |  | xxxxx | xxxxx | 43.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 36.34 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 |
| XXXXX | 4000109226 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $8414.19 | $8414.19 | 8.250% | No | No |  |  |  |  | 0 | 0 |  |  |  | US Citizen |  |  |  |  | 1 | $7834.20 | $9404.28 | $652.85 | $783.69 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/15/2025 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | No | No | 8.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.14 | 0.88 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Business Entity | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  | No | 13.77 | Retail |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000109220 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1662.80 | $1662.80 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $3474.48 | $1460.40 | $289.54 | $121.70 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/21/2025 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.9 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 111.41 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000109213 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2248.54 | $2248.54 | 7.125% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 2 | $6572.88 | $1977.96 | $547.74 | $164.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/04/2025 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.1 |  |  |  | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.18 | 0.85 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 22.53 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109158 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1347.10 | $1347.10 | 6.999% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $3271.80 | $1104.00 | $272.65 | $92.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/29/2025 | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.4 |  |  |  | N/A | No | 6.999% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.4 | 0.71 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 109.46 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000109181 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $10549.76 | $10549.76 | 7.875% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | 3 | $24249.96 | $4103.04 | $2020.83 | $341.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 06/16/2025 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.85 | 1.17 |  |  |  |  |  |  |  | xxxxx | xxxxx | 51.290% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 36.82 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110608 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3209.39 | $3209.39 | 7.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $8928.60 | $2482.08 | $744.05 | $206.84 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/01/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.27 | 0.78 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 15.85 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000114679 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4299.45 | $4299.45 | 7.375% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $10594.68 | $1768.56 | $882.89 | $147.38 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/03/2025 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.77 | 1.3 |  |  |  |  |  |  |  | xxxxx | xxxxx | 7.070% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 7.15 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110603 | XXXXX |  | Exempt from ATR | N/A | Yes |  | No | No | $106055.00 | $29060.38 |  | 7.174% | $10610.50 | $10610.50 | 6.999% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $39603.70 | 1 | $39876.48 | $8609.04 | $3323.04 | $717.42 |  |  |  |  |  | 41.972% | 41.972% | 41.972% | 05/20/2025 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $106055.00 |  | 6.610% | $0.00 |  |  |  |  | N/A | No | 6.999% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 13.35 |  | No | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000109194 | XXXXX |  | Exempt from ATR | N/A | Yes |  | No | No | $96895.00 | $30413.00 |  | 7.695% | $10068.69 | $10068.69 | 7.500% | No | No | Not Employed | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  | $551586.36 | 1 | $7948.32 | $713.04 | $662.36 | $59.42 |  |  |  |  |  | 4.035% | 4.035% | 4.035% | 08/12/2025 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 30.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 30.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 30.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 30.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 30.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2024 |  | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $96895.00 |  | 6.310% | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 4.780% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 13.93 |  | No | No |  | $574775.61 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000109205 | XXXXX |  | Exempt from ATR | N/A | Yes |  | No | No | $128895.00 | $40977.08 |  | 8.805% | $14087.50 | $14087.50 | 8.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $57866.63 | 1 | $30624.96 | $6534.96 | $2552.08 | $544.58 |  |  |  |  |  | 33.402% | 33.402% | 36.944% | 10/08/2025 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $128895.00 |  | 6.160% | $0.00 | 2.8 |  |  |  | N/A | No | 8.625% | 0 |  | 0 | 0 | 2 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  | 240 | xxxxx | xxxxx | 6.770% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.66 |  | No | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000110631 | XXXXX |  | Exempt from ATR | N/A | Yes |  | No | No | $55415.00 | $17789.66 |  | 8.898% | $7056.70 | $7056.70 | 8.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $161735.57 | 1 | $1197.24 | $1677.96 | $99.77 | $139.83 |  |  |  |  |  | 35.428% | 35.428% | 35.428% | 08/05/2025 | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $55415.00 |  | 6.190% | $0.00 | 3.9 |  |  |  | N/A | No | 8.750% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 96.89 |  | Yes | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 18 | 360 |
| XXXXX | 4000109147 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $19495.00 | $24801.24 |  | 7.058% | $7226.22 | $7226.22 | 6.875% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $31860.56 | 1 | $23890.32 | $4479.36 | $1990.86 | $373.28 |  |  |  |  |  | 26.298% | 26.298% | 26.298% | 10/27/2025 | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 24 | Business | 100.000% | 50.000% | 50.000% |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Non-Primary Income - Bank Statements \| % of Business Ownership: 50.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Shared Bank Statements]; CPA Letter - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Non-Primary Income - Shared Bank Statements]; CPA Letter - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $19495.00 |  | 6.170% | $0.00 | 3.8 |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 27.47 |  |  | No |  | $21614.46 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110632 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $14955.00 | $21460.57 |  | 7.277% | $4443.77 | $4443.77 | 6.999% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $45709.52 | 1 | $10437.48 | $848.16 | $869.79 | $70.68 |  |  |  |  |  | 11.292% | 11.292% | 11.292% | 10/04/2025 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $14955.00 |  | 6.230% | $0.00 | 1 |  |  |  | N/A | No | 6.999% | 0 |  | 0 | 0 | 3 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 3.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 20.68 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110637 | XXXXX |  | Non QM |  |  |  | Yes | No | $12264.00 | $15620.10 |  | 7.637% | $2488.58 | $2488.58 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5030.59 | 1 | $11315.04 | $1938.96 | $942.92 | $161.58 |  |  |  |  |  | 45.306% | 45.306% | 45.306% | 10/15/2025 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 1yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $12264.00 |  | 6.260% | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 |  | 0 | 0 | 2 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 29.720% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.6 | Retail | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000109149 | XXXXX |  | Exempt from ATR | N/A | Yes |  | No | No | $44040.00 | $14302.86 |  | 7.449% | $4365.93 | $4365.93 | 7.250% | No | No | Not Employed | Not Employed | Self-Employed |  | 3.78 |  |  | US Citizen | US Citizen |  |  |  |  | $214786.57 | 1 | $15760.20 | $2892.00 | $1313.35 | $241.00 |  |  |  |  |  | 7.736% | 7.736% | 7.736% | 11/14/2025 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 3-Stated/Partially Verified |  | Level 3-Stated/Verified as defined |  | No | Yes | 12 | Business | 100.000% |  |  |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 |  | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $44040.00 |  | 6.220% | $0.00 | 1 |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 1.310% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 39.47 |  | No | Yes |  | $232796.70 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000109217 | XXXXX |  | Exempt from ATR | N/A | Yes |  | No | No | $60175.00 | $24537.92 |  | 7.658% | $5608.28 | $5608.28 | 7.375% | No | No | Not Employed | Self-Employed | Not Employed |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  | $185640.32 | 1 | $10572.72 | $1650.96 | $881.06 | $137.58 |  |  |  |  |  | 6.643% | 6.643% | 6.643% | 09/11/2025 | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2025 |  | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $60175.00 |  | 6.220% | $0.00 | 1.6 |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 3.52 |  |  | Yes |  | $198850.63 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109187 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $13695.00 | $13118.28 |  | 8.526% | $3636.13 | $3636.13 | 8.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6156.14 | 1 | $1634.88 | $756.96 | $136.24 | $63.08 |  |  |  |  |  | 49.875% | 49.875% | 49.875% | 12/02/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 59.000% |  |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 25.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Non-Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2025<br> [Borrower - \| Non-Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Non-Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $13695.00 |  | 6.260% | $0.00 | 1 |  |  |  | N/A | No | 8.250% | 1 |  | 0 | 0 | 3 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 80.43 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000106574 | XXXXX |  | Non QM |  |  |  | Yes | No | $8939.00 | $13187.67 |  | 8.110% | $2630.67 | $2630.67 | 7.750% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $6083.46 | 1 | $5952.96 | $1250.16 | $496.08 | $104.18 |  |  |  |  |  | 40.214% | 40.214% | 40.214% | 10/30/2025 | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $8939.00 |  | 6.190% | $0.00 | 1 |  |  |  | Yes | No | 7.750% | 0 |  | 0 | 0 | 2 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 26.590% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 3.09 | Retail |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109183 | XXXXX |  | Exempt from ATR | N/A | Yes |  | No | No | $22479.38 | $10756.82 |  | 8.943% | $2047.23 | $2047.23 | 8.500% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  | $16061.13 | 1 | $4093.68 | $2085.00 | $341.14 | $173.75 |  |  |  |  |  | 27.407% | 27.407% | 27.407% | 07/24/2025 | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $22479.38 |  | 6.750% | $0.00 |  |  |  |  | N/A | No | 8.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Final | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 96.5 |  | No | Yes |  | $22125.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000113820 | XXXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $10285.22 |  | 6.325% | $5664.60 | $5664.60 | 6.250% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $11000.00 | 1 | $17750.04 | $3392.52 | $1479.17 | $282.71 |  |  |  |  |  | 40.645% | 40.645% | 40.645% | 01/27/2026 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2565.00 |  | 6.140% | $0.00 | 2.1 |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 0.72 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000113832 | XXXXX |  | Non QM |  |  |  | Yes | No | $2715.00 | $6436.75 |  | 6.541% | $5404.18 | $5404.18 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8625.34 | 1 | $12701.64 | $696.12 | $1058.47 | $58.01 |  |  |  |  |  | 48.659% | 48.659% | 48.659% | 12/30/2025 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2715.00 |  | 6.140% | $0.00 | 2.2 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No | 36 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.96 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112115 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $955.05 | $955.05 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $4629.48 | $1293.00 | $385.79 | $107.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/06/2026 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.19 | 0.84 |  |  |  |  |  |  |  | xxxxx | xxxxx | 37.020% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 16.98 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110970 | XXXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $9479.79 |  | 7.814% | $4645.70 | $5734.12 | 8.658% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $12264.79 | 1 | $12249.96 | $972.00 | $1020.83 | $81.00 |  |  |  |  |  | 36.880% | 35.882% | 36.880% | 01/08/2026 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2565.00 |  | 6.320% | $1400.00 | 1 |  |  |  | N/A | No | 8.658% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 28.120% | No | 36 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.05 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114367 | XXXXX |  | Non QM |  |  |  | Yes | No | $2600.00 | $14531.25 |  | 6.643% | $18056.77 | $18056.77 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $45900.35 | 1 | $22120.56 | $6931.44 | $1843.38 | $577.62 |  |  |  |  |  | 32.775% | 32.775% | 32.775% | 01/23/2026 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2024 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2600.00 |  | 6.140% | $0.00 | 2.2 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 25.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.17 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115286 | XXXXX |  | Non QM |  |  |  | Yes | No | $2465.00 | $8094.40 |  | 6.819% | $5069.44 | $5069.44 | 6.750% | No | No | Self-Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | India |  |  | $20148.72 | 1 | $12212.52 | $1589.04 | $1017.71 | $132.42 |  |  |  |  |  | 25.262% | 25.262% | 25.262% | 02/03/2026 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2465.00 |  | 6.100% | $0.00 | 1.6 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 43.100% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 33.68 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113231 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1918.37 | $1918.37 | 6.625% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $6145.08 | $471.96 | $512.09 | $39.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/27/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.63 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114253 | XXXXX |  | Non QM |  |  |  | Yes | No | $3890.00 | $5196.92 |  | 6.554% | $923.58 | $923.58 | 6.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $9203.08 | 1 | $1812.84 | $294.00 | $151.07 | $24.50 |  |  |  |  |  | 35.034% | 35.034% | 35.034% | 11/06/2025 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 15 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $3890.00 |  | 6.140% | $0.00 | 1.9 |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 2 | 0 |  | 15 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 128.73 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000114488 | XXXXX |  | Non QM |  |  |  | Yes | No | $14753.68 | $18209.83 |  | 6.085% | $4217.66 | $4217.66 | 5.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $8148.71 | 1 | $11722.56 | $2361.00 | $976.88 | $196.75 |  |  |  |  |  | 41.733% | 41.733% | 41.733% | 01/14/2026 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $14753.68 |  | 6.140% | $0.00 | 1 |  |  |  | N/A | No | 5.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No | 12 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0.24 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111888 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2971.04 | $2971.04 | 6.625% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $11659.32 | $1389.72 | $971.61 | $115.81 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/03/2025 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.1 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116185 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2703.87 | $2703.87 | 6.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $6449.04 | $2340.00 | $537.42 | $195.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/21/2025 | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.6 | 0.62 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 12.16 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111500 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2778.95 | $2778.95 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $12866.04 | $1395.00 | $1072.17 | $116.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/22/2026 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.4 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  |  | xxxxx | xxxxx | 33.950% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.42 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114349 | XXXXX |  | Non QM |  |  |  | Yes | No | $8424.50 | $17085.74 |  | 7.053% | $12640.75 | $12640.75 | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $57498.52 | 1 | $28187.28 | $4977.36 | $2348.94 | $414.78 |  |  |  |  |  | 31.665% | 31.665% | 31.665% | 01/05/2026 | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2017 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $8424.50 |  | 6.140% | $0.00 | 1.8 |  |  |  | Yes | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 10.24 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000115063 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2360.10 | $2360.10 | 8.750% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $5118.84 | $1572.96 | $426.57 | $131.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/14/2025 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 8.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.89 | 1.12 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 99.15 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110442 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1723.95 | $1723.95 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $8028.48 | $1131.96 | $669.04 | $94.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/13/2026 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.2 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  |  | xxxxx | xxxxx | 1.420% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 44.04 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111421 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3079.35 | $3079.35 | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $10106.52 | $3900.84 | $842.21 | $325.07 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/17/2025 | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.01 | 0.99 |  |  |  |  |  |  |  | xxxxx | xxxxx | 60.810% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 45.28 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000113243 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1686.15 | $1686.15 | 5.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $8970.00 | $789.96 | $747.50 | $65.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/12/2026 | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 5.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.24 | 0.8 |  |  |  |  |  |  |  | xxxxx | xxxxx | 63.140% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 28.29 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114914 | XXXXX |  | N/A |  |  |  | No | No | $53011.00 | $32500.24 |  | 6.966% | $12604.17 | $14452.43 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $160636.07 | 1 | $35879.76 | $3329.88 | $2989.98 | $277.49 |  |  |  |  |  | 20.307% | 19.390% | 20.307% | 01/13/2026 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% |  |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: % \| Expense Ratio Source: \| # of Bank Statements Required: 12]; Other - 2020 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $53011.00 |  | 6.100% | $0.00 | 1.5 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  | 360 | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 18.7 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000114948 | XXXXX |  | Non QM |  |  |  | Yes | No | $2895.00 | $10994.77 |  | 6.192% | $6607.76 | $6607.76 | 6.125% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $24150.32 | 1 | $18125.04 | $6063.00 | $1510.42 | $505.25 |  |  |  |  |  | 31.129% | 31.129% | 31.129% | 01/23/2026 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024 | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2895.00 |  | 6.100% | $0.00 | 1 |  |  |  | N/A | No | 6.125% | 0 | 0 | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 313.25 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114912 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $8149.45 | $8149.45 | 7.624% | No | No |  |  |  |  | 0 | 0 |  | US Citizen | US Citizen | US Citizen |  |  |  |  | 1 | $10425.36 | $1704.00 | $868.78 | $142.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/16/2026 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified | Level 4-Stated/Verified as defined |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.7 |  |  |  | Yes | No | 7.624% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.66 | 1.53 |  |  |  |  |  |  |  | xxxxx | xxxxx | 47.740% | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  | 29.78 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000115643 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $14920.00 | $17665.56 |  | 7.621% | $3329.02 | $3329.02 | 7.250% | No | No | Employed | Employed |  |  |  |  | Permanent Resident Alien | Permanent Resident Alien |  |  |  |  |  | $5953.59 | 1 | $11492.52 | $1349.04 | $957.71 | $112.42 |  |  |  |  |  | 42.999% | 42.999% | 42.999% | 11/12/2025 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026<br> [Borrower - \| Non-Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Non-Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $14920.00 |  | 6.180% | $10000.00 | 1 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 27.780% | No | 12 | 12 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | Employment Authorization | Employment Authorization |  |  |  | 6.47 |  | Yes | Yes |  | $0.00 | $3152.50 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112986 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2951.97 | $2951.97 | 7.602% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $13710.00 | $1899.60 | $1142.50 | $158.30 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/13/2026 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.602% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.49 | 2.03 |  |  |  |  |  |  |  | xxxxx | xxxxx | 22.500% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 26.69 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115386 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $5115.00 | $1170.34 |  | 9.136% | $1220.45 | $1220.45 | 9.125% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $2511.92 | 1 | $2090.52 | $1191.00 | $174.21 | $99.25 |  |  |  |  |  | 40.614% | 40.614% | 40.614% | 12/31/2025 | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $5115.00 |  | 6.170% | $11250.00 | 1 |  |  |  | No | No | 9.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 31.200% | No | 12 |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.71 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114039 | XXXXX |  | N/A |  |  |  | No | No | $35446.56 | $11417.72 |  | 7.812% | $3760.15 | $3760.15 | 7.625% | No | No | Not Employed | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  | $18027.28 | 1 | $7437.48 | $1601.40 | $619.79 | $133.45 |  |  |  |  |  | 48.816% | 48.816% | 48.816% | 01/16/2026 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% |  | 100.000% |  | [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Coborrower(s) - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 15.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025 |  | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $35446.56 |  | 6.140% | $0.00 | 2.2 |  |  |  | No | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 12.54 |  | No | No |  | $35220.53 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000115650 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $16970.00 | $18376.50 |  | 9.357% | $7192.52 | $7192.52 | 9.125% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $62093.88 | 1 | $22118.40 | $2113.56 | $1843.20 | $176.13 |  |  |  |  |  | 19.446% | 19.446% | 19.446% | 12/01/2025 | 691 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Business License - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $16970.00 |  | 6.220% | $0.00 | 1.8 |  |  |  | No | No | 9.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 33.370% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10 |  | Yes | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000114406 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $10525.00 | $11339.97 |  | 7.935% | $2689.62 | $2689.62 | 7.625% | No | Yes | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $5525.69 | 1 | $6627.48 | $1665.96 | $552.29 | $138.83 |  |  |  |  |  | 49.976% | 49.976% | 49.976% | 11/17/2025 | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026<br> [Borrower - \| Non-Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Non-Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Non-Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Non-Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $10525.00 |  | 6.140% | $2000.00 | 3.2 |  |  |  | No | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 29.140% | No | 12 | 12 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta |  |  |  |  |  |  |  |  |  |  |  |  | 9.69 |  | No | Yes |  | $0.00 | $6908.94 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112836 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $736.75 | $736.75 | 7.250% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $1179.96 | $1167.96 | $98.33 | $97.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/11/2025 | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.1 |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.93 | 0.52 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 65.13 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000113536 | XXXXX |  | N/A |  |  |  | No | No | $2590.00 | $7946.03 |  | 7.456% | $4356.09 | $4356.09 | 7.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $29665.33 | 1 | $12554.88 | $1803.48 | $1046.24 | $150.29 |  |  |  |  |  | 33.528% | 33.528% | 33.528% | 01/23/2026 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2024 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2590.00 |  | 6.140% | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 207.43 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000115277 | XXXXX |  | Exempt from ATR | N/A | Yes |  | No | No | $12750.00 | $9209.39 |  | 8.632% | $1690.35 | $1690.35 | 8.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $1985.50 | 1 | $2635.32 | $822.00 | $219.61 | $68.50 |  |  |  |  |  | 37.631% | 37.631% | 37.631% | 11/03/2025 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $12750.00 |  | 6.170% | $0.00 | 1 |  |  |  | No | No | 8.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 10.730% | No | 34 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.21 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115138 | XXXXX |  | Non QM |  |  |  | Yes | No | $4450.50 | $5568.97 |  | 6.490% | $1222.51 | $1222.51 | 6.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5099.48 | 1 | $6148.56 | $3090.84 | $512.38 | $257.57 |  |  |  |  |  | 40.006% | 40.006% | 40.006% | 01/16/2026 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Employer Letter - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $4450.50 |  | 6.100% | $0.00 | 1 |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 53.110% | No | 36 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.07 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000114851 | XXXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $3925.31 |  | 6.472% | $1840.42 | $1840.42 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10599.58 | 1 | $5973.24 | $1784.04 | $497.77 | $148.67 |  |  |  |  |  | 39.431% | 39.431% | 39.431% | 01/20/2026 | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2565.00 |  | 6.100% | $0.00 | 1 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No | 36 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.8 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000114537 | XXXXX |  | Non QM |  |  |  | Yes | No | $11290.00 | $15626.73 |  | 6.604% | $3618.45 | $3618.45 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $13676.76 | 1 | $15660.00 | $1628.04 | $1305.00 | $135.67 |  |  |  |  |  | 28.017% | 28.017% | 28.017% | 11/18/2025 | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $11290.00 |  | 6.100% | $0.00 | 1.1 |  |  |  | Yes | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 8.890% | No | 36 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111339 | XXXXX |  | N/A |  |  |  | No | No | $22189.48 | $9687.98 |  | 7.434% | $1940.31 | $1940.31 | 7.125% | No | No | Not Employed | Employed | Employed |  | 6.38 |  |  | US Citizen | US Citizen |  |  |  |  | $17087.63 | 1 | $6832.32 | $2066.64 | $569.36 | $172.22 |  |  |  |  |  | 39.223% | 39.223% | 39.223% | 12/30/2025 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 5-Stated/Verified as defined |  | Level 3-Stated/Verified as defined |  | No | No |  |  |  |  |  |  | [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; WVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025 |  | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx | $22189.48 |  | 6.060% | $0.00 | 1.3 |  |  |  | Yes | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 34.510% | No |  | 25 | 24 |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 10.1 |  | No | No |  | $0.00 | $28115.46 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000114436 | XXXXX |  | N/A |  |  |  | No | No | $38722.87 | $23620.50 |  | 8.265% | $4214.47 | $4214.47 | 7.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $12562.27 | 2 | $6187.80 | $2868.00 | $515.65 | $239.00 |  |  |  |  |  | 48.227% | 48.227% | 48.227% | 12/10/2025 | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $38722.87 |  | 6.060% | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 47.23 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000112145 | XXXXX |  | Non QM |  |  |  | Yes | No | $12814.75 | $17746.76 |  | 7.351% | $3080.35 | $3080.35 | 7.000% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $15073.11 | 1 | $6535.44 | $1841.04 | $544.62 | $153.42 |  |  |  |  |  | 20.356% | 20.356% | 20.356% | 12/15/2025 | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx | $12814.75 |  | 6.060% | $0.00 | 1 |  |  |  | N/A | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 14.260% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.42 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114595 | XXXXX |  | Non QM |  |  |  | Yes | No | $4376.00 | $8611.13 |  | 7.574% | $5506.31 | $5506.31 | 7.500% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $14488.56 | 1 | $10262.52 | $467.04 | $855.21 | $38.92 |  |  |  |  |  | 38.623% | 38.623% | 38.623% | 01/06/2026 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx | $4376.00 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 19.54 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115314 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $984.65 | $984.65 | 6.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3265.80 | $1584.96 | $272.15 | $132.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/23/2026 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.33 | 0.75 |  |  |  |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 332.06 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000108860 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1125.59 | $1125.59 | 7.250% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $2345.28 | $1182.00 | $195.44 | $98.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/21/2026 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.76 | 0.57 |  |  |  |  |  |  |  | xxxxx | xxxxx | 42.890% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 24.34 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000114499 | XXXXX |  | Non QM |  |  |  | Yes | No | $35016.66 | $38771.54 |  | 6.260% | $5300.18 | $5300.18 | 5.875% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $18943.88 | 1 | $13398.12 | $2329.08 | $1116.51 | $194.09 |  |  |  |  |  | 34.620% | 34.620% | 34.620% | 12/18/2025 | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx | $35016.66 |  | 6.140% | $0.00 | 1 |  |  |  | N/A | No | 5.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 13.62 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000116292 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3453.52 | $3453.52 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $4945.56 | $2766.96 | $412.13 | $230.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/07/2026 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.98 | 1.02 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 43.55 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113804 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4429.69 | $4429.69 | 7.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $13375.92 | $1538.04 | $1114.66 | $128.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/28/2026 | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  | 240 | xxxxx | xxxxx | 90.960% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 99.24 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000112392 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4026.01 | $4026.01 | 9.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $13255.20 | $2178.96 | $1104.60 | $181.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/13/2026 | 670 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 9.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.9 |  |  |  |  |  |  |  | xxxxx | xxxxx | 3.940% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.86 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000112677 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2484.25 | $2484.25 | 6.599% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 4 | $2558.04 | $4406.04 | $213.17 | $367.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/22/2026 | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.599% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.7 | 0.59 |  |  |  |  |  |  | 360 | xxxxx |  |  | No |  |  |  |  | Yes | Short Form | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 139.57 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000112842 | XXXXX |  | Non QM |  |  |  | Yes | No | $15900.00 | $21160.07 |  | 7.030% | $6963.45 | $6963.45 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $19011.61 | 1 | $18548.64 | $2310.00 | $1545.72 | $192.50 |  |  |  |  |  | 47.745% | 47.745% | 47.745% | 12/19/2025 | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 10.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $15900.00 |  | 6.060% | $25000.00 | 1.2 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 20.000% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.7 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114077 | XXXXX |  | Non QM |  |  |  | Yes | No | $2420.00 | $13333.00 |  | 7.836% | $9988.85 | $12170.75 | 8.659% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $35526.57 | 1 | $24375.00 | $5098.92 | $2031.25 | $424.91 |  |  |  |  |  | 43.021% | 42.586% | 43.021% | 01/22/2026 | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2026 |  | Other Documentation (O) | Asset Depletion (Residual Income) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2420.00 |  | 6.190% | $0.00 | 1 |  |  |  | N/A | No | 8.659% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 356.7 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000114339 | XXXXX |  | Non QM |  |  |  | Yes | No | $6415.00 | $11152.50 |  | 7.339% | $3312.04 | $3720.81 | 7.658% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $13622.58 | 1 | $7510.44 | $1359.00 | $625.87 | $113.25 |  |  |  |  |  | 29.400% | 30.587% | 29.400% | 01/13/2026 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 50.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2019 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $6415.00 |  | 6.190% | $2800.00 | 1 |  |  |  | Yes | No | 7.658% | 0 | 0 | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 3.130% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 15.09 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112676 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2484.25 | $2484.25 | 6.599% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 4 | $2451.96 | $4353.96 | $204.33 | $362.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/22/2026 | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 6.599% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.74 | 0.57 |  |  |  |  |  |  | 360 | xxxxx |  |  | No |  |  |  |  | Yes | Short Form | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 140.19 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000113977 | XXXXX |  | Non QM |  |  |  | Yes | No | $2590.00 | $6793.30 |  | 5.958% | $3300.78 | $3300.78 | 5.875% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $8474.07 | 1 | $14349.96 | $2199.84 | $1195.83 | $183.32 |  |  |  |  |  | 43.506% | 43.506% | 43.506% | 01/12/2026 | 816 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2590.00 |  | 6.140% | $0.00 | 1 |  |  |  | Yes | No | 5.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 46.320% | No | 37 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.47 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109142 | XXXXX |  | N/A |  |  |  | No | No | $7805.00 | $9548.75 |  | 7.036% | $1932.82 | $1932.82 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6343.46 | 1 | $4922.64 | $2070.00 | $410.22 | $172.50 |  |  |  |  |  | 29.517% | 29.517% | 29.517% | 12/23/2025 | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $7805.00 |  | 6.180% | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.03 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114365 | XXXXX |  | Non QM |  |  |  | Yes | No | $2548.00 | $9080.83 |  | 6.455% | $4990.96 | $4990.96 | 6.375% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $30236.67 | 1 | $20000.04 | $5058.00 | $1666.67 | $421.50 |  |  |  |  |  | 30.587% | 30.587% | 30.587% | 01/20/2026 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% |  |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 25.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2548.00 |  | 6.170% | $7500.00 | 1 |  |  |  | Yes | No | 6.375% | 0 |  | 0 | 0 | 3 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 34.140% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.3 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111518 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3602.79 | $3602.79 | 6.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $16250.04 | $3136.80 | $1354.17 | $261.40 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/14/2026 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  |  | xxxxx | xxxxx | 61.270% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.03 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114226 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1056.51 | $1056.51 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3976.20 | $627.00 | $331.35 | $52.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/19/2026 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.31 | 0.76 |  |  |  |  |  |  |  | xxxxx | xxxxx | 1.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 76.46 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000114366 | XXXXX |  | Non QM |  |  |  | Yes | No | $14750.00 | $5246.33 |  | 6.674% | $4226.05 | $4226.05 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10421.28 | 1 | $7853.16 | $3311.04 | $654.43 | $275.92 |  |  |  |  |  | 38.353% | 38.353% | 38.353% | 01/28/2026 | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2024 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $14750.00 |  | 6.140% | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 25.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 121.16 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114803 | XXXXX |  | Non QM |  |  |  | Yes | No | $3364.00 | $5917.75 |  | 6.691% | $3889.89 | $3889.89 | 6.625% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $21186.78 | 1 | $6584.28 | $2593.92 | $548.69 | $216.16 |  |  |  |  |  | 38.681% | 38.681% | 38.681% | 01/14/2026 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $3364.00 |  | 6.100% | $0.00 | 3 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 125.65 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 4000109496 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $896.40 | $896.40 | 6.999% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2816.76 | $1098.96 | $234.73 | $91.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/06/2026 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 | 1.9 |  |  |  | Yes | No | 6.999% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.51 | 0.66 |  |  |  |  |  |  |  | xxxxx | xxxxx | 15.420% | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.59 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114511 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2682.34 | $2682.34 | 6.875% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 4 | $3567.60 | $3165.96 | $297.30 | $263.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/22/2026 | 798 | 805 | 794 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.64 | 0.61 |  |  |  |  |  |  |  | xxxxx | xxxxx | 84.960% | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | FICO Classic V5 Facta | FICO Risk Score Classic 04 | FICO II | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 97.22 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111872 | XXXXX |  | Non QM |  |  |  | Yes | No | $12612.59 | $7007.93 |  | 6.930% | $5334.26 | $5334.26 | 6.875% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | Pakistan |  |  | $14965.73 | 1 | $7294.08 | $3001.68 | $607.84 | $250.14 |  |  |  |  |  | 45.780% | 45.780% | 45.780% | 12/09/2025 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx | $12612.59 |  | 6.170% | $0.00 | 1.7 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  | No | 8.09 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000112132 | XXXXX |  | Non QM |  |  |  | Yes | No | $7990.00 | $10267.97 |  | 6.520% | $3509.27 | $3509.27 | 6.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5634.42 | 1 | $5280.84 | $1958.28 | $440.07 | $163.19 |  |  |  |  |  | 46.761% | 46.761% | 46.761% | 01/14/2026 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $7990.00 |  | 6.060% | $5000.00 | 1 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 33.260% | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.53 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110876 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $984.21 | $984.21 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $4365.96 | $2058.96 | $363.83 | $171.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/15/2025 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.23 | 0.81 |  |  |  |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 200.12 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000114639 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $923.58 | $923.58 | 6.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2519.04 | $1847.04 | $209.92 | $153.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/29/2025 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.9 | 0.53 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 72.52 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115087 | XXXXX |  | Non QM |  |  |  | Yes | No | $2590.00 | $5728.51 |  | 6.858% | $2594.39 | $2594.39 | 6.750% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $7960.74 | 1 | $6750.00 | $2440.44 | $562.50 | $203.37 |  |  |  |  |  | 43.138% | 43.138% | 43.138% | 01/27/2026 | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2590.00 |  | 6.100% | $0.00 | 2.6 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 21.800% | No | 36 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 1.67 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114041 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $972.90 | $972.90 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3311.64 | $885.96 | $275.97 | $73.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/31/2025 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.76 | 0.57 |  |  |  |  |  |  |  | xxxxx | xxxxx | 96.380% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 95.48 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115322 | XXXXX |  | Non QM |  |  |  | Yes | No | $1468.00 | $3777.11 |  | 6.313% | $2462.87 | $2462.87 | 6.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6225.12 | 1 | $14725.80 | $1128.96 | $1227.15 | $94.08 |  |  |  |  |  | 42.399% | 42.399% | 42.399% | 12/22/2025 | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1468.00 |  | 6.100% | $0.00 | 1.6 |  |  |  | No | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 85.080% | No | 36 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 77.4 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112657 | XXXXX |  | Non QM |  |  |  | Yes | No | $6670.00 | $7553.67 |  | 8.094% | $1247.74 | $1565.88 | 8.697% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4995.14 | 1 | $8348.28 | $902.04 | $695.69 | $75.17 |  |  |  |  |  | 37.669% | 36.718% | 37.669% | 12/09/2025 | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $6670.00 |  | 6.230% | $0.00 | 1 |  |  |  | N/A | No | 8.697% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.15 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114071 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $911.42 | $911.42 | 6.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6186.48 | $2073.00 | $515.54 | $172.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/20/2026 | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.43 | 0.7 |  |  |  |  |  |  |  | xxxxx | xxxxx | 85.640% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 49.32 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111233 | XXXXX |  | Non QM |  |  |  | Yes | No | $11479.00 | $11886.95 |  | 7.027% | $4434.27 | $4434.27 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $14074.84 | 1 | $11939.04 | $841.32 | $994.92 | $70.11 |  |  |  |  |  | 32.333% | 32.333% | 32.333% | 01/13/2026 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $11479.00 |  | 6.170% | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No | 36 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 18.25 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114852 | XXXXX |  | Non QM |  |  |  | Yes | No | $2875.80 | $17644.92 |  | 6.791% | $5890.86 | $5890.86 | 6.625% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $7047.10 | 1 | $2045.16 | $4488.00 | $170.43 | $374.00 |  |  |  |  |  | 48.405% | 48.405% | 48.405% | 01/08/2026 | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2875.80 |  | 6.060% | $0.00 | 2.6 |  |  |  | Yes | No | 6.625% | 3 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 9.07 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114419 | XXXXX |  | Non QM |  |  |  | Yes | No | $8315.00 | $12734.13 |  | 6.931% | $3807.27 | $3807.27 | 6.750% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $7189.15 | 1 | $10485.96 | $1165.44 | $873.83 | $97.12 |  |  |  |  |  | 44.349% | 44.349% | 44.349% | 01/22/2026 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $8315.00 |  | 6.140% | $500.00 | 2.3 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 42.290% | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.74 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112194 | XXXXX |  | Non QM |  |  |  | Yes | No | $15052.00 | $7930.52 |  | 6.257% | $13281.02 | $13281.02 | 6.250% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $19466.00 | 1 | $34947.24 | $2661.96 | $2912.27 | $221.83 |  |  |  |  |  | 46.945% | 46.945% | 46.945% | 01/15/2026 | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; Employer Letter - 2024 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $15052.00 |  | 6.060% | $0.00 | 1 |  |  |  | Yes | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 74.99 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000114846 | XXXXX |  | Non QM |  |  |  | Yes | No | $6537.00 | $8221.71 |  | 6.701% | $2194.54 | $2194.54 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4110.50 | 1 | $4824.48 | $1400.04 | $402.04 | $116.67 |  |  |  |  |  | 47.301% | 47.301% | 47.301% | 01/16/2026 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; WVOE - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2025 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $6537.00 |  | 6.100% | $0.00 |  |  |  |  | Yes | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 30.680% | No | 9 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.89 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111278 | XXXXX |  | Non QM |  |  |  | Yes | No | $2715.00 | $5093.41 |  | 6.807% | $3741.13 | $3741.13 | 6.750% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | China |  |  | $8584.60 | 1 | $8848.44 | $1882.80 | $737.37 | $156.90 |  |  |  |  |  | 35.454% | 35.454% | 35.454% | 12/30/2025 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2715.00 |  | 6.170% | $0.00 | 1 |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  | No | 13.53 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110813 | XXXXX |  | Non QM |  |  |  | Yes | No | $1694.00 | $7777.76 |  | 6.512% | $9165.00 | $12615.10 | 6.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $69666.47 | 1 | $38386.56 | $6756.60 | $3198.88 | $563.05 |  |  |  |  |  | 19.532% | 15.547% | 19.532% | 01/05/2026 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - K-1 (< 25%)]; K-1 - 2024<br> [Borrower - \| Primary Income - K-1 (< 25%)]; K-1 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 1040 - 2023<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 1040 - 2024<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 1040 - 2023<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1694.00 |  | 6.170% | $0.00 | 3.7 |  |  |  | No | No | 6.500% | 0 | 2 | 2 | 0 | 3 | 2 |  |  |  | No |  |  |  |  |  |  |  |  | 240 | xxxxx | xxxxx | 87.110% | No |  | 25 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 107.97 |  |  | No |  | $0.00 | $14445.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 4000112153 | XXXXX |  | Non QM |  |  |  | Yes | No | $8370.00 | $6796.38 |  | 6.607% | $3084.49 | $3084.49 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $7713.04 | 1 | $9003.60 | $4634.04 | $750.30 | $386.17 |  |  |  |  |  | 35.725% | 35.725% | 35.725% | 01/19/2026 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $8370.00 |  | 6.060% | ($7000.00) | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 25.360% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.65 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114724 | XXXXX |  | Non QM |  |  |  | Yes | No | $2320.00 | $4471.33 |  | 6.535% | $4866.92 | $4866.92 | 6.500% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $23818.53 | 1 | $17288.88 | $2340.00 | $1440.74 | $195.00 |  |  |  |  |  | 25.067% | 25.067% | 25.067% | 01/15/2026 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2320.00 |  | 6.100% | $0.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 3.76 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000109079 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6912.61 | $6912.61 | 8.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $5223.72 | $2547.60 | $435.31 | $212.30 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/11/2025 | 661 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.2 |  |  |  | N/A | No | 8.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.6 | 1.68 |  |  |  |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 275.37 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000109089 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $990.49 | $990.49 | 7.999% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $590.88 | $1346.16 | $49.24 | $112.18 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/01/2025 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.999% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.85 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 24.37 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000109085 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1551.95 | $1551.95 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5756.04 | $4737.84 | $479.67 | $394.82 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/17/2025 | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.5 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 86.09 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000109108 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6216.56 | $6216.56 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $29075.88 | $2224.68 | $2422.99 | $185.39 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/29/2025 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.94 |  |  |  |  |  |  | 240 | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 113.31 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 240 |
| XXXXX | 6000109076 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1118.74 | $1118.74 | 7.500% | No | No |  |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  |  |  |  |  | 2 | $2392.68 | $1844.04 | $199.39 | $153.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/12/2025 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 7.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.92 |  |  |  |  |  |  |  | xxxxx | xxxxx | 36.830% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.04 | Retail |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 |
| XXXXX | 6000109179 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2464.73 | $2464.73 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $7381.32 | $3839.04 | $615.11 | $319.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/28/2025 | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 3.5 |  |  |  | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 4.38 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000109084 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4405.34 | $4405.34 | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $14988.60 | $3811.32 | $1249.05 | $317.61 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/16/2025 | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.7 |  |  |  | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | xxxxx | xxxxx | 5.000% | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 225.83 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000109170 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1210.19 | $1210.19 | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $2028.96 | $1380.96 | $169.08 | $115.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/14/2025 | 680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 3.3 |  |  |  | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 57.82 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000109119 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1796.14 | $1796.14 | 6.999% | No | No |  |  |  |  | 0 |  |  |  | Permanent Resident Alien |  |  |  |  |  | 1 | $6519.00 | $1028.04 | $543.25 | $85.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/04/2025 | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.999% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.99 | 1.01 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 47.26 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000109096 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1809.44 | $1809.44 | 6.999% | No | No |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  |  | 1 | $2442.96 | $1188.96 | $203.58 | $99.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/01/2025 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.999% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.96 |  |  |  |  |  |  |  | xxxxx | xxxxx | 13.820% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.08 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000109114 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3790.30 | $3790.30 | 7.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 4 | $8470.20 | $3305.88 | $705.85 | $275.49 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/05/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.85 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Guarantor - Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Guarantor - Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 4.53 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000109193 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3670.66 | $3670.66 | 7.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $6507.24 | $1544.04 | $542.27 | $128.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/02/2025 | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.76 | 1.31 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 16.55 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000109087 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4025.21 | $4025.21 | 6.125% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $15200.16 | $2504.40 | $1266.68 | $208.70 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/29/2025 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.4 |  |  |  | N/A | No | 6.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  | 240 | xxxxx | xxxxx | 6.100% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 240 |
| XXXXX | 6000109140 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1020.89 | $1020.89 | 7.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 3 | $3544.80 | $1474.44 | $295.40 | $122.87 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/17/2025 | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 2.19 | 0.46 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 43.73 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000109091 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2779.09 | $2779.09 | 7.125% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 1 | $6321.36 | $1083.96 | $526.78 | $90.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/13/2025 | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 21.98 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000109070 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1933.89 | $1933.89 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $3740.04 | $1686.00 | $311.67 | $140.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/30/2025 | 671 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 5 |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.95 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 12.46 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000109214 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $947.78 | $947.78 | 6.999% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $2733.24 | $1692.00 | $227.77 | $141.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/10/2025 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.999% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.83 |  |  |  |  |  |  | 240 | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 30.15 |  |  | Yes |  | $0.00 | $0.00 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 |
| XXXXX | 6000109228 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1453.52 | $1453.52 | 7.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $2553.96 | $2023.32 | $212.83 | $168.61 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 09/26/2025 | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.6 |  |  |  | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.23 | 0.82 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 15.79 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000109204 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2494.63 | $2494.63 | 6.999% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 3 | $8386.44 | $3698.04 | $698.87 | $308.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/03/2025 | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.999% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.66 | 0.6 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 32.87 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000109125 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1149.63 | $1149.63 | 6.875% | No | No |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  | 1 | $2457.96 | $871.56 | $204.83 | $72.63 |  |  |  |  |  | 0.000% | 0.000% | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.37 | 0.73 |  |  |  |  |  |  |  | xxxxx | xxxxx | 8.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 345.47 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000109143 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $11095.00 | $11965.85 |  | 6.996% | $6240.82 | $6240.82 | 6.875% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10721.88 | 1 | $16180.08 | $3031.92 | $1348.34 | $252.66 |  |  |  |  |  | 46.633% | 46.633% | 46.633% | 11/15/2025 | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025<br> [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $11095.00 |  | 6.250% | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | 60 |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 147.28 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000109161 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2117.16 | $2117.16 | 7.125% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $2221.32 | $1041.00 | $185.11 | $86.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/21/2025 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.86 | 1.16 |  |  |  |  |  |  |  | xxxxx | xxxxx | 55.820% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 51.29 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000109131 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1129.92 | $1129.92 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3528.12 | $1358.16 | $294.01 | $113.18 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/04/2025 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  |  | xxxxx | xxxxx | 23.690% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.48 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000109178 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1311.03 | $1311.03 | 7.500% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 1 | $1278.48 | $1314.00 | $106.54 | $109.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/19/2025 | 814 | 807 | 814 | 833 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.7 |  |  |  | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.51 | 0.66 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | Yes |  | No |  |  |  |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 15.28 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000109259 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1736.32 | $1736.32 | 6.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $8036.52 | $2636.16 | $669.71 | $219.68 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/08/2025 | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.33 | 0.75 |  |  |  |  |  |  |  | xxxxx | xxxxx | 5.550% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.73 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 5 | 360 |
| XXXXX | 6000109196 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1410.02 | $1410.02 | 6.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $1529.88 | $687.00 | $127.49 | $57.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/02/2025 | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.94 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 7.62 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000109216 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1106.46 | $1106.46 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1622.04 | $744.36 | $135.17 | $62.03 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/23/2025 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.34 | 0.75 |  |  |  |  |  |  |  | xxxxx | xxxxx | 26.660% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.49 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000109238 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $39186.25 | $46011.16 |  | 7.878% | $11667.98 | $11667.98 | 7.625% | No | No | Self-Employed | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $99186.41 | 1 | $25441.56 | $12660.48 | $2120.13 | $1055.04 |  |  |  |  |  | 22.807% | 22.807% | 22.807% | 12/16/2025 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Personal | 100.000% |  |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Personal - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: % \| Expense Ratio: 10.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2022 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022 | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 |  |  | xxxxx | $39186.25 |  | 6.250% | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 3 | 0 | 12 |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 17.87 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000109217 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1458.26 | $1458.26 | 6.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1868.28 | $1347.00 | $155.69 | $112.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/09/2025 | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.37 | 0.73 |  |  |  |  |  |  |  | xxxxx | xxxxx | 70.510% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 75.66 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000109136 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1201.89 | $1201.89 | 6.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $6840.00 | $773.52 | $570.00 | $64.46 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/13/2025 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.17 | 0.85 |  |  |  |  |  |  | 240 | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 10.61 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 |
| XXXXX | 6000109134 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1783.00 | $1783.00 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $1223.28 | $545.04 | $101.94 | $45.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/13/2025 | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.15 | 0.87 |  |  |  |  |  |  |  | xxxxx | xxxxx | 8.490% | No |  |  |  |  | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 4.09 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000109199 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1613.77 | $1613.77 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $5686.08 | $2505.00 | $473.84 | $208.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/02/2025 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.05 | 0.96 |  |  |  |  |  |  |  | xxxxx | xxxxx | 45.420% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.59 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000109166 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $5928.72 | $5928.72 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $9971.04 | $6662.04 | $830.92 | $555.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/29/2025 | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 67.97 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000109104 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $6333.04 | $6333.04 | 6.999% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $7563.24 | $2814.00 | $630.27 | $234.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/28/2025 | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.999% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.95 |  |  |  |  |  |  |  | xxxxx | xxxxx | 3.920% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.48 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000109155 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $953.75 | $953.75 | 7.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $3746.40 | $1289.04 | $312.20 | $107.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/08/2025 | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.4 |  |  |  | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.92 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 8.88 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000109191 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $4860.88 | $4860.88 | 6.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $16067.04 | $5511.84 | $1338.92 | $459.32 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/01/2025 | 678 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.92 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 17.88 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 6000109202 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1761.92 | $1761.92 | 7.875% | No | No |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  | 1 | $6045.00 | $3102.00 | $503.75 | $258.50 |  |  |  |  |  | 0.000% | 0.000% | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | xxxxx | xxxxx | 97.740% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 82.61 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000109172 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1897.19 | $1897.19 | 7.125% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 3 | $8823.84 | $1901.16 | $735.32 | $158.43 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/11/2025 | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 4-Stated/Verified as defined |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.125% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 5.52 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000109304 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1329.55 | $1329.55 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1824.24 | $1075.44 | $152.02 | $89.62 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/03/2025 | 680 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.96 |  |  |  |  |  |  |  | xxxxx | xxxxx | 58.300% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 27.11 | Broker |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 3 | 360 |
| XXXXX | 6000109316 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1890.87 | $1890.87 | 7.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4642.08 | $1652.04 | $386.84 | $137.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/01/2025 | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.6 |  |  |  | No | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.16 | 0.86 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 41.03 | Retail |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000109240 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3709.33 | $3709.33 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $9062.52 | $1833.00 | $755.21 | $152.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/25/2025 | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.87 | 1.15 |  |  |  |  |  |  |  | xxxxx | xxxxx | 47.440% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 31.36 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000109311 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3636.96 | $3636.96 | 8.500% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $5079.84 | $3072.96 | $423.32 | $256.08 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/25/2025 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.5 |  |  |  | N/A | No | 8.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.61 | 1.63 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 26.28 | Retail |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 |
| XXXXX | 6000109149 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1679.99 | $1679.99 | 7.750% | No | No |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  | 3 | $4187.52 | $3069.96 | $348.96 | $255.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.44 | 0.69 |  |  |  |  |  |  |  | xxxxx | xxxxx | 32.640% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.3 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 6000109106 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1345.99 | $1345.99 | 7.500% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $1398.60 | $1209.96 | $116.55 | $100.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/29/2025 | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.81 | 1.24 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 85.17 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000109272 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1855.52 | $1855.52 | 7.250% | No | No |  |  |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | 1 | $4265.88 | $1307.04 | $355.49 | $108.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/15/2025 | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.4 |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.03 | 0.97 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 41.23 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 6000109206 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3244.12 | $3244.12 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $7570.68 | $2691.96 | $630.89 | $224.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 11/13/2025 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.51 | 0.66 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 143.06 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 9 | 360 |
| XXXXX | 4000111952 | XXXXX |  | Non QM |  |  |  | Yes | No | $11481.00 | $13702.89 |  | 7.152% | $2943.04 | $2943.04 | 6.875% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $12138.97 | 1 | $4276.32 | $1639.56 | $356.36 | $136.63 |  |  |  |  |  | 22.186% | 22.186% | 22.186% | 01/13/2026 | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $11481.00 |  | 6.170% | $35000.00 | 1.1 |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 22.400% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 8.25 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114452 | XXXXX |  | N/A |  |  |  | No | No | $44835.00 | $8648.00 |  | 7.128% | $10481.01 | $11929.32 | 7.658% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $17817.50 | 1 | $26250.00 | $2398.92 | $2187.50 | $199.91 |  |  |  |  |  | 40.608% | 42.554% | 40.608% | 01/06/2026 | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $44835.00 |  | 6.160% | $0.00 | 1.2 |  |  |  | N/A | No | 7.658% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No | 34 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 75.43 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000114508 | XXXXX |  | Non QM |  |  |  | Yes | No | $17657.25 | $21082.43 |  | 7.923% | $4618.35 | $4618.35 | 7.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $11686.14 | 1 | $8723.16 | $4023.00 | $726.93 | $335.25 |  |  |  |  |  | 40.030% | 40.030% | 40.030% | 01/12/2026 | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $17657.25 |  | 6.140% | $0.00 | 1.8 |  |  |  | N/A | No | 7.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 16.45 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114513 | XXXXX |  | Non QM |  |  |  | Yes | No | $7849.04 | $4554.60 |  | 6.943% | $3276.10 | $3276.10 | 6.875% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6067.35 | 1 | $6345.24 | $1710.12 | $528.77 | $142.51 |  |  |  |  |  | 44.690% | 44.690% | 44.690% | 12/22/2025 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Account Statements - Business - 2025<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 20.00000% \| Expense Ratio Source: CPA Letter \| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx | $7849.04 |  | 6.140% | $0.00 |  |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 9.48 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112666 | XXXXX |  | Non QM |  |  |  | Yes | No | $8445.00 | $10800.00 |  | 7.017% | $3994.13 | $3994.13 | 6.875% | No | No | Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $6739.59 | 1 | $5622.96 | $1136.40 | $468.58 | $94.70 |  |  |  |  |  | 43.837% | 43.837% | 43.837% | 01/12/2026 | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $8445.00 |  | 6.060% | $155714.47 |  |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 4.440% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 3.96 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114879 | XXXXX |  | Non QM |  |  |  | Yes | No | $2565.00 | $7588.00 |  | 7.763% | $4367.09 | $5464.06 | 8.664% | No | No | Employed |  |  |  |  |  | Non-Permanent Resident Alien |  |  |  | China |  |  | $10571.64 | 2 | $13187.52 | $2032.08 | $1098.96 | $169.34 |  |  |  |  |  | 40.492% | 39.083% | 40.492% | 01/25/2026 | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2565.00 |  | 6.160% | $0.00 |  |  |  |  | N/A | No | 8.664% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 29.380% | No | 25 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Employment Authorization |  |  |  |  | 0.64 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114482 | XXXXX |  | Non QM |  |  |  | Yes | No | $4876.00 | $8425.68 |  | 6.965% | $4355.44 | $4355.44 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $7364.80 | 1 | $8736.72 | $1931.04 | $728.06 | $160.92 |  |  |  |  |  | 46.970% | 46.970% | 46.970% | 01/15/2026 | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx | $4876.00 |  | 6.140% | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No | 24 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.43 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113263 | XXXXX |  | Non QM |  |  |  | Yes | No | $2715.00 | $9980.37 |  | 7.040% | $9101.28 | $9101.28 | 7.000% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $39290.23 | 1 | $21374.88 | $3260.64 | $1781.24 | $271.72 |  |  |  |  |  | 24.705% | 24.705% | 24.705% | 11/17/2025 | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | Yes | 12 | Business | 100.000% | 100.000% |  |  | [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; CPA Letter - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Other - 2026<br> [Borrower - \| Primary Income - Bank Statements \| % of Business Ownership: 100.00% \| Expense Ratio: 30.00000% \| Expense Ratio Source: Fixed \| # of Bank Statements Required: 12]; Account Statements - Business - 2025 | [Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2715.00 |  | 6.100% | $0.00 | 1 |  |  |  | N/A | No | 7.000% | 0 |  | 0 | 0 | 0 | 0 |  | 12 | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 2.990% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  |  | 8.81 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111289 | XXXXX |  | Non QM |  |  |  | Yes | No | $7578.69 | $8882.36 |  | 6.508% | $1902.57 | $1902.57 | 6.250% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $8477.28 | 1 | $4535.64 | $1689.00 | $377.97 | $140.75 |  |  |  |  |  | 36.192% | 36.192% | 36.192% | 01/15/2026 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - No Results Returned - 2025<br> [Borrower - \| Primary Income - Wages]; WVOE - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $7578.69 |  | 6.100% | $0.00 | 1 |  |  |  | Yes | No | 6.250% | 2 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No | 24 | 17 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 66.25 |  |  | No |  | $0.00 | $5416.67 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000117144 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2241.09 | $2241.09 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 2 | $16208.64 | $1329.96 | $1350.72 | $110.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/22/2025 | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.7 | 0.59 |  |  |  |  |  |  |  | xxxxx | xxxxx | 48.130% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 203.28 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000114737 | XXXXX |  | Non QM |  |  |  | Yes | No | $11306.00 | $5798.27 |  | 7.361% | $2680.95 | $2680.95 | 7.250% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $10128.56 | 1 | $7162.56 | $1859.28 | $596.88 | $154.94 |  |  |  |  |  | 29.703% | 29.703% | 29.703% | 01/06/2026 | 691 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $11306.00 |  | 6.100% | $0.00 | 1 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 45.730% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 74.37 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113349 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1029.11 | $1029.11 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2095.20 | $1473.00 | $174.60 | $122.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 02/09/2026 | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | No | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.36 | 0.74 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 109.44 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115264 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3697.01 | $3697.01 | 6.750% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $13764.48 | $1089.00 | $1147.04 | $90.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/01/2025 | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.8 | 1.25 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.62 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115459 | XXXXX |  | Exempt from ATR | Non QM | Yes |  | Yes | No | $11070.28 | $19566.93 |  | 6.443% | $5267.95 | $5267.95 | 6.250% | No | No | Employed | Employed |  |  |  |  | Non-Permanent Resident Alien | Non-Permanent Resident Alien |  |  | India |  |  | $10142.80 | 1 | $11617.44 | $2352.96 | $968.12 | $196.08 |  |  |  |  |  | 48.866% | 48.866% | 48.866% | 01/28/2026 | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Employer Letter - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; Employer Letter - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $11070.28 |  | 6.100% | $15000.00 | 2.6 |  |  |  | Yes | No | 6.250% | 1 | 2 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 31.910% | No | 1 | 24 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  | Employment Authorization | Employment Authorization |  |  |  | 16.46 |  | No | No |  | $0.00 | $7355.72 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000115134 | XXXXX |  | Non QM |  |  |  | Yes | No | $2665.00 | $4251.56 |  | 6.569% | $2932.80 | $2932.80 | 6.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5527.40 | 1 | $6789.24 | $1716.00 | $565.77 | $143.00 |  |  |  |  |  | 40.813% | 40.813% | 40.813% | 01/15/2026 | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2665.00 |  | 6.100% | $0.00 | 1 |  |  |  | N/A | No | 6.500% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 26.900% | No | 27 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.66 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111878 | XXXXX |  | Non QM |  |  |  | Yes | No | $0.00 | $740.00 |  | 6.479% | $6649.36 | $6649.36 | 6.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $21750.55 | 1 | $9654.96 | $3567.96 | $804.58 | $297.33 |  |  |  |  |  | 36.203% | 36.203% | 36.203% | 01/17/2026 | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Borrower - \| Primary Income - Wages]; W-2 - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 Transcript - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; VVOE - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2024<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2023<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 Transcript - 2023 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.060% | $0.00 | 1 |  |  |  | No | No | 6.500% | 3 | 3 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 33.260% | No | 25 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 24.59 |  | Yes | No |  | $0.00 | $20833.34 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000113822 | XXXXX |  | Non QM |  |  |  | Yes | No | $8160.00 | $322.35 |  | 7.357% | $3453.38 | $3453.38 | 7.375% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $11386.30 | 1 | $7812.48 | $3125.76 | $651.04 | $260.48 |  |  |  |  |  | 44.950% | 44.950% | 44.950% | 01/20/2026 | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $8160.00 |  | 6.140% | $12500.00 | 1 |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 2.960% | No | 24 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.18 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000115214 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1946.15 | $1946.15 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $6555.72 | $1071.00 | $546.31 | $89.25 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/09/2026 | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | xxxxx | xxxxx | 26.620% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 109.73 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000113685 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2833.01 | $2833.01 | 6.875% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 3 | $8290.32 | $3261.00 | $690.86 | $271.75 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/21/2026 | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | No | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.28 | 0.78 |  |  |  |  |  |  |  | xxxxx | xxxxx | 40.770% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.76 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110545 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1292.94 | $1292.94 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $1917.24 | $1257.96 | $159.77 | $104.83 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/13/2026 | 670 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 | 3.2 |  |  |  | Yes | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.61 | 0.62 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 105.14 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000114074 | XXXXX |  | Non QM |  |  |  | Yes | No | $2370.00 | $6547.00 |  | 6.397% | $9333.09 | $9333.09 | 6.375% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $16756.02 | 1 | $30494.88 | $3501.00 | $2541.24 | $291.75 |  |  |  |  |  | 42.986% | 42.986% | 42.986% | 01/15/2026 | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2024 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2370.00 |  | 6.140% | $0.00 | 1 |  |  |  | N/A | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 5.05 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000113380 | XXXXX |  | Non QM |  |  |  | Yes | No | $6403.50 | $11309.97 |  | 7.157% | $8247.02 | $12178.25 | 7.658% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $26469.30 | 1 | $29849.16 | $2924.16 | $2487.43 | $243.68 |  |  |  |  |  | 42.696% | 34.186% | 42.696% | 12/29/2025 | 828 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared (Unaudited) | [Borrower - \| Primary Income - S-Corp (>= 25%)]; Other - 2026<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; 1120S - 2024<br> [Borrower - \| Primary Income - S-Corp (>= 25%)]; K-1 - 2024 | [Borrower]; Transcripts (1040) - 2026<br> [Borrower]; 1040 - 2024<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $6403.50 |  | 5.940% | $3000.00 | 2.1 |  |  |  | Yes | No | 7.658% | 0 |  | 1 | 0 | 3 | 1 |  |  | 0.00 | No |  |  |  |  |  |  |  |  | 240 | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 141.88 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 240 |
| XXXXX | 4000115247 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3848.23 | $3848.23 | 6.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $14141.40 | $3678.12 | $1178.45 | $306.51 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/22/2025 | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 6.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.11 | 0.9 |  |  |  |  |  |  |  | xxxxx | xxxxx | 61.310% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 11.39 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111540 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1313.75 | $1313.75 | 7.125% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $7709.76 | $1913.04 | $642.48 | $159.42 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/19/2026 | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 7.125% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.95 | 1.06 |  |  |  |  |  |  |  | xxxxx | xxxxx | 70.840% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 55.52 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000116099 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1269.12 | $1269.12 | 7.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $4404.96 | $1286.76 | $367.08 | $107.23 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 12/22/2025 | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  |  | xxxxx | xxxxx | 23.850% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 68.85 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000111668 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3340.92 | $3340.92 | 8.124% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $11543.16 | $504.00 | $961.93 | $42.00 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/10/2026 | 715 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.5 |  |  |  | N/A | No | 8.124% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.69 | 1.44 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Short Form | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 12.33 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110543 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1132.73 | $1132.73 | 7.500% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $1074.00 | $1031.04 | $89.50 | $85.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/12/2026 | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.9 |  |  |  | Yes | No | 7.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.9 |  |  |  |  |  |  |  | xxxxx | xxxxx | 26.320% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 8.01 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000116153 | XXXXX |  | Non QM |  |  |  | Yes | No | $19115.00 | $9498.74 |  | 7.754% | $6237.45 | $7799.72 | 8.658% | No | No | Self-Employed |  |  |  |  |  | Permanent Resident Alien |  |  |  |  |  |  | $15174.62 | 1 | $20891.04 | $2270.16 | $1740.92 | $189.18 |  |  |  |  |  | 46.463% | 45.218% | 46.463% | 01/30/2026 | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026 |  | Alternative Documentation (A) | 2yr P&L w/o Bank Statements |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $19115.00 |  | 6.160% | $0.00 | 1 |  |  |  | N/A | No | 8.658% | 0 |  | 0 | 0 | 0 | 0 |  |  | 24.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  | Resident Alien Card |  |  |  | No | 4.36 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000114072 | XXXXX |  | Non QM |  |  |  | Yes | No | $6435.00 | $6441.58 |  | 7.120% | $1602.91 | $1602.91 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4633.76 | 1 | $3826.92 | $641.04 | $318.91 | $53.42 |  |  |  |  |  | 40.593% | 40.593% | 40.593% | 01/16/2026 | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $6435.00 |  | 6.140% | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No | 24 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0.36 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115713 | XXXXX |  | Non QM |  |  |  | Yes | No | $26034.66 | $28507.40 |  | 6.180% | $4945.26 | $4945.26 | 5.875% | No | No | Self-Employed | Self-Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $11918.08 | 1 | $13374.96 | $1968.96 | $1114.58 | $164.08 |  |  |  |  |  | 34.433% | 34.433% | 34.433% | 12/18/2025 | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025<br> [Borrower - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; CPA Letter - 2025<br> [Coborrower(s) - \| Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $26034.66 |  | 6.100% | $0.00 | 1.3 |  |  |  | N/A | No | 5.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 6.16 |  |  | No |  | $9088.50 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112575 | XXXXX |  | Non QM |  |  |  | Yes | No | $8031.20 | $13239.72 |  | 7.776% | $3216.39 | $3216.39 | 7.500% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $5563.92 | 1 | $8010.24 | $674.04 | $667.52 | $56.17 |  |  |  |  |  | 43.980% | 43.980% | 43.980% | 01/07/2026 | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2024<br> [Borrower - \| Primary Income - Wages]; W-2 - 2024<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2023<br> [Borrower - \| Primary Income - Wages]; W-2 - 2023 | [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $8031.20 |  | 6.060% | $0.00 | 1 |  |  |  | N/A | No | 7.500% | 2 |  | 0 | 0 | 2 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 60.940% | No | 112 |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 49.86 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114828 | XXXXX |  | Non QM |  |  |  | Yes | No | $9703.50 | $16.95 |  | 6.592% | $1914.53 | $1914.53 | 6.625% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4599.35 | 1 | $6104.28 | $1640.04 | $508.69 | $136.67 |  |  |  |  |  | 37.820% | 37.820% | 37.820% | 01/07/2026 | 701 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2025 |  | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $9703.50 |  | 6.100% | $19422.16 | 1 |  |  |  | N/A | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 39.86 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114429 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1920.93 | $1920.93 | 6.625% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $2091.60 | $4025.88 | $174.30 | $335.49 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/20/2026 | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.625% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.09 | 0.92 |  |  |  |  |  |  |  | xxxxx | xxxxx | 49.370% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.81 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000112565 | XXXXX |  | Non QM |  |  |  | Yes | No | $0.00 | $634.17 |  | 6.759% | $1556.64 | $1556.64 | 6.750% | No | No | Non-Employment Income |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $4908.43 | 1 | $5062.68 | $1512.96 | $421.89 | $126.08 |  |  |  |  |  | 38.429% | 38.429% | 38.429% | 01/20/2026 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available | Other Documentation (O) | Asset Depletion |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  | 6.060% | $0.00 | 1 |  |  |  | No | No | 6.750% | 0 |  | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | 120 |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | FICO II | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 461.15 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114446 | XXXXX |  | Non QM |  |  |  | Yes | No | $2550.00 | $4710.22 |  | 6.915% | $5150.32 | $5150.32 | 6.875% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $15914.77 | 1 | $11451.48 | $1171.44 | $954.29 | $97.62 |  |  |  |  |  | 46.951% | 46.951% | 46.951% | 01/28/2026 | 716 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 |  | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2550.00 |  | 6.140% | $0.00 | 1 |  |  |  | N/A | No | 6.875% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx |  |  | No | 36 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0.83 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000114062 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1635.48 | $1635.48 | 6.500% | No | No |  |  |  |  | 0 |  |  | US Citizen | Permanent Resident Alien |  |  |  |  |  | 1 | $792.72 | $879.96 | $66.06 | $73.33 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/12/2026 | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1.2 |  |  |  | No | No | 6.500% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.06 | 0.94 |  |  |  |  |  |  |  | xxxxx | xxxxx | 39.930% | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  | 24.66 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000115614 | XXXXX |  | Non QM |  |  |  | Yes | No | $1995.00 | $4224.77 |  | 6.546% | $4156.89 | $4156.89 | 6.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $12757.25 | 1 | $8715.24 | $2079.36 | $726.27 | $173.28 |  |  |  |  |  | 31.197% | 31.197% | 31.197% | 01/16/2026 | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Paystubs - 2026<br> [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; W-2 - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1995.00 |  | 6.170% | $0.00 | 1 |  |  |  | Yes | No | 6.500% | 0 | 1 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  | 6 |  |  | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 8.2 |  |  | No |  | $0.00 | $11666.68 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000115052 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $873.41 | $873.41 | 6.375% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $3862.08 | $954.96 | $321.84 | $79.58 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/08/2026 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.375% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.43 | 0.7 |  |  |  |  |  |  |  | xxxxx | xxxxx | 60.020% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 26.1 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000112593 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2207.28 | $2207.28 | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $8365.68 | $3667.80 | $697.14 | $305.65 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/14/2026 | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1 | 1 |  |  |  |  |  |  |  | xxxxx | xxxxx | 70.410% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 47.07 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000111857 | XXXXX |  | Non QM |  |  |  | Yes | No | $1590.00 | $4489.14 |  | 7.041% | $4141.51 | $4141.51 | 7.000% | No | No | Non-Employment Income | Not Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $10051.64 | 1 | $3633.48 | $1544.16 | $302.79 | $128.68 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/13/2026 | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Asset Depletion]; Account Statements - 2025 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2025<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; 4506-C - 2023 | Other Documentation (O) | Asset Depletion (No DTI) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1590.00 |  | 6.060% | $2500.00 | 1 |  |  |  | No | No | 7.000% | 0 | 0 | 0 | 0 | 3 | 0 |  |  | 0.00 | No |  |  |  |  | Other |  |  |  |  | xxxxx | xxxxx | 100.000% | No |  |  |  |  | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 299.95 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000112830 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $919.70 | $919.70 | 6.875% | No | No |  |  |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  |  | 1 | $6804.96 | $2902.56 | $567.08 | $241.88 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 01/16/2026 | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.24 | 0.8 |  |  |  |  |  |  |  | xxxxx | xxxxx | 79.900% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 53.22 |  |  | No |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000115475 | XXXXX |  | Non QM |  |  |  | Yes | No | $2595.00 | $5927.56 |  | 6.840% | $3161.92 | $3161.92 | 6.750% | No | No | Self-Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $29702.12 | 1 | $5817.36 | $6530.04 | $484.78 | $544.17 |  |  |  |  |  | 41.805% | 41.805% | 41.805% | 12/23/2025 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  | Third Party Prepared | [Borrower - \| Primary Income - P&L Statement Only]; CPA Letter - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Other - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; P&L Statement - 2026<br> [Borrower - \| Primary Income - P&L Statement Only]; Third Party Verification - 2026 | [Borrower]; 4506-C - 2025<br> [Borrower]; 4506-C - 2024<br> [Borrower]; 4506-C - 2023 | Alternative Documentation (A) | 12mo CPA P&L |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $2595.00 |  | 6.100% | $0.00 |  |  |  |  | N/A | No | 6.750% | 0 |  | 0 | 0 | 3 | 0 |  |  | 12.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Trustee |  |  |  |  |  |  |  |  |  |  |  |  | No | Trustee | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 21.67 |  | No | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 4 | 360 |
| XXXXX | 4000115233 | XXXXX |  | Non QM |  |  |  | Yes | No | $8235.00 | $9100.92 |  | 7.154% | $3493.76 | $4084.54 | 7.662% | No | No | Employed |  |  |  |  |  | US Citizen |  |  |  |  |  |  | $6659.40 | 1 | $12590.88 | $2313.96 | $1049.24 | $192.83 |  |  |  |  |  | 47.974% | 48.723% | 47.974% | 01/13/2026 | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; Other - 2026<br> [Borrower - \| Primary Income - Wages]; VVOE - 2026<br> [Borrower - \| Primary Income - Wages]; WVOE - 2026 | [Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | WVOE |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $8235.00 |  | 6.160% | $7500.00 | 1 |  |  |  | Yes | No | 7.662% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 3.640% | No | 30 |  |  |  | Yes | Preliminary | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | Yes |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 47.32 |  | Yes | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000109574 | XXXXX |  | Non QM |  |  |  | Yes | No | $1645.00 | $6769.00 |  | 6.525% | $6067.85 | $6067.85 | 6.500% | No | No | Employed | Employed |  |  |  |  | US Citizen | US Citizen |  |  |  |  |  | $12285.13 | 1 | $14351.04 | $5862.96 | $1195.92 | $488.58 |  |  |  |  |  | 47.839% | 47.839% | 47.839% | 11/26/2025 | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  | [Borrower - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Borrower - \| Primary Income - Wages]; Paystubs - 2025<br> [Borrower - \| Primary Income - Wages]; The Work Number - Income - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Employment Only - 2026<br> [Coborrower(s) - \| Primary Income - Wages]; Paystubs - 2025<br> [Coborrower(s) - \| Primary Income - Wages]; The Work Number - Income - 2025 | [Borrower]; 4506-C - 2024<br> [Borrower]; Transcripts (1040) - 2024<br> [Borrower]; 4506-C - 2023<br> [Borrower]; Transcripts (1040) - 2023<br> [Borrower]; 4506-C - 2022<br> [Borrower]; 1084 or income worksheet - Year Not Available<br> [Coborrower]; 4506-C - 2024<br> [Coborrower]; Transcripts (1040) - 2024<br> [Coborrower]; 4506-C - 2023<br> [Coborrower]; Transcripts (1040) - 2023<br> [Coborrower]; 4506-C - 2022<br> [Coborrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 2yr Full Doc |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx | $1645.00 |  | 6.180% | $0.00 | 5 |  |  |  | Yes | No | 6.500% | 0 | 0 | 0 | 0 | 3 | 2 |  |  | 0.00 | No |  |  |  |  |  |  |  |  |  | xxxxx | xxxxx | 100.000% | No | 35 | 13 |  |  | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 260.94 |  | Yes | No |  | $0.00 | $9654.54 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 2 | 360 |
| XXXXX | 4000110604 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $3003.56 | $3003.56 | 7.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $11973.96 | $2408.16 | $997.83 | $200.68 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 07/17/2025 | 675 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.02 | 0.98 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | Trust | Business Entity | Individual | Trustee |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | Beacon 5 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 112.87 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000110628 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2455.83 | $2455.83 | 7.250% | No | No |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  |  | 1 | $890.64 | $2979.36 | $74.22 | $248.28 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/12/2025 | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | N/A | No | 7.250% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.04 | 0.96 |  |  |  |  |  |  |  | xxxxx | xxxxx | 21.880% | No |  |  |  |  | Yes | Commitment | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.49 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 |
| XXXXX | 4000110656 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1729.61 | $1729.61 | 6.999% | No | No |  |  |  |  |  |  | Foreign National |  |  |  |  |  |  |  | 1 | $7629.48 | $2609.16 | $635.79 | $217.43 |  |  |  |  |  | 0.000% | 0.000% | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | Yes |  | xxxxx |  |  |  | $0.00 | 1 |  |  |  | Yes | No | 6.999% | 0 |  | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.08 | 0.92 |  |  |  |  |  |  |  | xxxxx | xxxxx | 53.110% | No |  |  |  |  | Yes | Final | Fee Simple | Individual | Individual |  |  |  |  |  |  |  |  |  |  |  |  | No | Individual | No |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.6 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110624 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2505.21 | $2505.21 | 6.750% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 4 | $11990.40 | $2762.04 | $999.20 | $230.17 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/14/2025 | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 6.750% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.66 | 0.6 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 20.39 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |
| XXXXX | 4000109160 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1089.78 | $1089.78 | 7.250% | No | No |  |  |  |  | 0 |  |  | US Citizen | US Citizen |  |  |  |  |  | 1 | $1639.44 | $1337.64 | $136.62 | $111.47 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/28/2025 | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 2-Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.250% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.12 | 0.89 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 25.43 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109192 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1360.23 | $1360.23 | 7.875% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $7004.40 | $1496.04 | $583.70 | $124.67 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 08/28/2025 | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 | 2.6 |  |  |  | N/A | No | 7.875% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.21 | 0.83 |  |  |  |  |  |  |  | xxxxx | xxxxx | 61.150% | No |  |  |  |  | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  | 34.54 |  |  | Yes |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110610 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1298.47 | $1298.47 | 7.375% | No | No |  |  |  |  | 0 |  |  |  | US Citizen |  |  |  |  |  | 1 | $832.80 | $1602.72 | $69.40 | $133.56 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/02/2025 | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Level 3-Stated/Partially Verified |  | Level 1-Not Stated/Not Verified |  | Level 1-Not Stated/Not Verified |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.07 | 0.94 |  |  |  |  |  |  |  | xxxxx | xxxxx |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  | No | 3.35 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000109174 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $2154.91 | $2154.91 | 7.375% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 1 | $3352.92 | $1199.04 | $279.41 | $99.92 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 04/21/2025 | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.375% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 0.91 | 1.1 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 9.33 |  |  | No |  | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  | No | No | No | No | 1 | 360 |
| XXXXX | 4000110614 | XXXXX |  | N/A |  |  |  | No | No |  |  |  |  | $1374.89 | $1374.89 | 7.625% | No | No |  |  |  |  |  |  |  | US Citizen |  |  |  |  |  |  | 2 | $2857.44 | $4334.52 | $238.12 | $361.21 |  |  |  |  |  | 0.000% | 0.000% | 0.000% | 10/21/2025 | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | No |  |  |  |  |  |  |  |  |  | DSCR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | 0 | 0 | No |  | xxxxx |  |  |  | $0.00 |  |  |  |  | N/A | No | 7.625% | 0 | 0 | 0 | 0 | 0 | 0 |  |  | 0.00 | No | 1.52 | 0.66 |  |  |  |  |  |  |  | xxxxx |  |  | No |  |  |  |  | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual |  |  |  |  |  |  |  |  |  |  | Yes | Business Entity | No |  | No |  |  |  | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  | No | 90.28 |  |  | Yes |  | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 5**

---

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| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Seller Name** | **Originator Name** | **Guideline Author** | **Loan Program** | **Loan Program Date** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Rental Purpose** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Rental Income Used for Property DSCR Calculation** | **Rental Source for Property DTI Calculation** | **Calculated Monthly Debt** | **Property DTI** | **Investor DTI** | **Inverse DSCR** | **Net Operating Income** | **Total Debt Service** | **DSCR** | **Total DSCR** | **PITIA** | **Lease End Date** | **Original Lease Term** | **Lease in Place Flag Unit 1** | **Lease Start Date Unit 1** | **Lease End Date Unit 1** | **Original Lease Term Unit 1** | **Rental Purpose Unit 1** | **Actual In Place Rent Unit 1** | **Third Party Market Rent Estimate Unit 1** | **Lease in Place Flag Unit 2** | **Lease Start Date Unit 2** | **Lease End Date Unit 2** | **Original Lease Term Unit 2** | **Rental Purpose Unit 2** | **Actual In Place Rent Unit 2** | **Third Party Market Rent Estimate Unit 2** | **Lease in Place Flag Unit 3** | **Lease Start Date Unit 3** | **Lease End Date Unit 3** | **Original Lease Term Unit 3** | **Rental Purpose Unit 3** | **Actual In Place Rent Unit 3** | **Third Party Market Rent Estimate Unit 3** | **Lease in Place Flag Unit 4** | **Lease Start Date Unit 4** | **Lease End Date Unit 4** | **Original Lease Term Unit 4** | **Rental Purpose Unit 4** | **Actual In Place Rent Unit 4** | **Third Party Market Rent Estimate Unit 4** | **Lease in Place Flag Unit 5** | **Lease Start Date Unit 5** | **Lease End Date Unit 5** | **Original Lease Term Unit 5** | **Rental Purpose Unit 5** | **Actual In Place Rent Unit 5** | **Third Party Market Rent Estimate Unit 5** | **Lease in Place Flag Unit 6** | **Lease Start Date Unit 6** | **Lease End Date Unit 6** | **Original Lease Term Unit 6** | **Rental Purpose Unit 6** | **Actual In Place Rent Unit 6** | **Third Party Market Rent Estimate Unit 6** | **Lease in Place Flag Unit 7** | **Lease Start Date Unit 7** | **Lease End Date Unit 7** | **Original Lease Term Unit 7** | **Rental Purpose Unit 7** | **Actual In Place Rent Unit 7** | **Third Party Market Rent Estimate Unit 7** | **Lease in Place Flag Unit 8** | **Lease Start Date Unit 8** | **Lease End Date Unit 8** | **Original Lease Term Unit 8** | **Rental Purpose Unit 8** | **Actual In Place Rent Unit 8** | **Third Party Market Rent Estimate Unit 8** | **Lease in Place Flag Unit 9** | **Lease Start Date Unit 9** | **Lease End Date Unit 9** | **Original Lease Term Unit 9** | **Rental Purpose Unit 9** | **Actual In Place Rent Unit 9** | **Third Party Market Rent Estimate Unit 9** | **Lease in Place Flag Unit 10** | **Lease Start Date Unit 10** | **Lease End Date Unit 10** | **Original Lease Term Unit 10** | **Rental Purpose Unit 10** | **Actual In Place Rent Unit 10** | **Third Party Market Rent Estimate Unit 10** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **HOA Flag** | **HOA Monthly Premium Amount** | **Monthly Property Tax** | **Monthly Insurance Cost** | **Asset Verification** | **Blanket Mortgage Flag** | **Number of Mortgaged Properties With Lender** | **Number of Properties** | **Foreign National Alternative Credit Documentation** | **Foreign National Borrower 1** | **Foreign National Borrower 2** | **Investor Type** | **Number of Years Property Owned** | **Borrower Residency Status** | **Co Borrower Residency Status** | **Qualifying Credit Score** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Months Deed in Lieu** | **Months Short Sale or Pre FC** | **Prior Mtg Rent Late 30d in 12m** | **Prior Mtg Rent Late 60d in 12m** | **Prior Mtg Rent Late 90d in 12m** | **Prior Mtg Rent Late 30d in 24m** | **Prior Mtg Rent Late 60d in 24m** | **Prior Mtg Rent Late 90d in 24m** | **Section 8** | **Street Address** | **Borrower 1 Type** | **Borrower 1 Designation** | **Borrower 1 Employment Status** | **Borrower 1 First Name** | **Borrower 1 Last Name** | **Borrower 1 Number of Mortgaged Properties** | **Borrower 1 Citizenship** | **Borrower 1 Documentation Used to Determine Legal Residency** | **Borrower 1 Country Name** | **Borrower 1 Asset Verification Level** | **Borrower 1 Credit Order Date** | **Borrower 1 Experian FICO** | **Borrower 1 Experian FICO Model Used** | **Borrower 1 Equifax FICO** | **Borrower 1 Equifax FICO Model Used** | **Borrower 1 TransUnion FICO** | **Borrower 1 TransUnion FICO Model Used** | **Borrower 2 Type** | **Borrower 2 Designation** | **Borrower 2 Employment Status** | **Borrower 2 First Name** | **Borrower 2 Last Name** | **Borrower 2 Number of Mortgaged Properties** | **Borrower 2 Citizenship** | **Borrower 2 Documentation Used to Determine Legal Residency** | **Borrower 2 Country Name** | **Borrower 2 Asset Verification Level** | **Borrower 2 Credit Order Date** | **Borrower 2 Experian FICO** | **Borrower 2 Experian FICO Model Used** | **Borrower 2 Equifax FICO** | **Borrower 2 Equifax FICO Model Used** | **Borrower 2 TransUnion FICO** | **Borrower 2 TransUnion FICO Model Used** | **Borrower 3 Designation** | **Borrower 3 First Name** | **Borrower 3 Last Name** | **Borrower 3 Number of Mortgaged Properties** | **Borrower 3 Citizenship** | **Borrower 3 Documentation Used to Determine Legal Residency** | **Borrower 3 Country Name** | **Borrower 3 Asset Verification Level** | **Borrower 3 Credit Order Date** | **Borrower 3 Experian FICO** | **Borrower 3 Experian FICO Model Used** | **Borrower 3 Equifax FICO** | **Borrower 3 Equifax FICO Model Used** | **Borrower 3 TransUnion FICO** | **Borrower 3 TransUnion FICO Model Used** | **Borrower 4 Designation** | **Borrower 4 First Name** | **Borrower 4 Last Name** | **Borrower 4 Number of Mortgaged Properties** | **Borrower 4 Citizenship** | **Borrower 4 Documentation Used to Determine Legal Residency** | **Borrower 4 Country Name** | **Borrower 4 Asset Verification Level** | **Borrower 4 Credit Order Date** | **Borrower 4 Experian FICO** | **Borrower 4 Experian FICO Model Used** | **Borrower 4 Equifax FICO** | **Borrower 4 Equifax FICO Model Used** | **Borrower 4 TransUnion FICO** | **Borrower 4 TransUnion FICO Model Used** | **Personal Guarantee** | **Guarantor 1 First Name** | **Guarantor 1 Last Name** | **Guarantor 1 Business Ownership Percent** | **Guarantor 1 Recourse Type** | **Guarantor 1 Number of Mortgaged Properties** | **Guarantor 1 Citizenship** | **Guarantor 1 Documentation Used to Determine Legal Residency** | **Guarantor 1 Country Name** | **Guarantor 1 Asset Verification Level** | **Guarantor 1 Employment Verification Level** | **Guarantor 1 Income Verification Level** | **Guarantor 1 FICO Model Used** | **Guarantor 1 Credit Order Date** | **Guarantor 1 Experian FICO** | **Guarantor 1 Experian FICO Model Used** | **Guarantor 1 Equifax FICO** | **Guarantor 1 Equifax FICO Model Used** | **Guarantor 1 TransUnion FICO** | **Guarantor 1 TransUnion FICO Model Used** | **Guarantor 1 Most Recent Fico Method** | **Guarantor 2 First Name** | **Guarantor 2 Last Name** | **Guarantor 2 Business Ownership Percent** | **Guarantor 2 Recourse Type** | **Guarantor 2 Number of Mortgaged Properties** | **Guarantor 2 Citizenship** | **Guarantor 2 Documentation Used to Determine Legal Residency** | **Guarantor 2 Country Name** | **Guarantor 2 Asset Verification Level** | **Guarantor 2 Employment Verification Level** | **Guarantor 2 Income Verification Level** | **Guarantor 2 FICO Model Used** | **Guarantor 2 Credit Order Date** | **Guarantor 2 Experian FICO** | **Guarantor 2 Experian FICO Model Used** | **Guarantor 2 Equifax FICO** | **Guarantor 2 Equifax FICO Model Used** | **Guarantor 2 TransUnion FICO** | **Guarantor 2 TransUnion FICO Model Used** | **Guarantor 2 Most Recent Fico Method** | **Guarantor 3 First Name** | **Guarantor 3 Last Name** | **Guarantor 3 Business Ownership Percent** | **Guarantor 3 Recourse Type** | **Guarantor 3 Number of Mortgaged Properties** | **Guarantor 3 Citizenship** | **Guarantor 3 Documentation Used to Determine Legal Residency** | **Guarantor 3 Country Name** | **Guarantor 3 Asset Verification Level** | **Guarantor 3 Employment Verification Level** | **Guarantor 3 Income Verification Level** | **Guarantor 3 FICO Model Used** | **Guarantor 3 Credit Order Date** | **Guarantor 3 Experian FICO** | **Guarantor 3 Experian FICO Model Used** | **Guarantor 3 Equifax FICO** | **Guarantor 3 Equifax FICO Model Used** | **Guarantor 3 TransUnion FICO** | **Guarantor 3 TransUnion FICO Model Used** | **Guarantor 3 Most Recent Fico Method** | **Guarantor 4 First Name** | **Guarantor 4 Last Name** | **Guarantor 4 Business Ownership Percent** | **Guarantor 4 Recourse Type** | **Guarantor 4 Number of Mortgaged Properties** | **Guarantor 4 Citizenship** | **Guarantor 4 Documentation Used to Determine Legal Residency** | **Guarantor 4 Country Name** | **Guarantor 4 Asset Verification Level** | **Guarantor 4 Employment Verification Level** | **Guarantor 4 Income Verification Level** | **Guarantor 4 FICO Model Used** | **Guarantor 4 Credit Order Date** | **Guarantor 4 Experian FICO** | **Guarantor 4 Experian FICO Model Used** | **Guarantor 4 Equifax FICO** | **Guarantor 4 Equifax FICO Model Used** | **Guarantor 4 TransUnion FICO** | **Guarantor 4 TransUnion FICO Model Used** | **Guarantor 4 Most Recent Fico Method** | **Authorized Signor 1 First Name** | **Authorized Signor 1 Last Name** | **Authorized Signor 2 First Name** | **Authorized Signor 2 Last Name** | **Member 1 First Name** | **Member 1 Last Name** | **Member 1 Documentation Used to Determine Legal Residency** | **Member 1 Credit Order Date** | **Member 1 Experian FICO** | **Member 1 Experian FICO Model Used** | **Member 1 Equifax FICO** | **Member 1 Equifax FICO Model Used** | **Member 1 TransUnion FICO** | **Member 1 TransUnion FICO Model Used** | **Member 1 Asset Verification Level** | **Member 1 Employment Verification Level** | **Member 1 Income Verification Level** | **Member 2 First Name** | **Member 2 Last Name** | **Member 2 Documentation Used to Determine Legal Residency** | **Member 2 Credit Order Date** | **Member 2 Experian FICO** | **Member 2 Experian FICO Model Used** | **Member 2 Equifax FICO** | **Member 2 Equifax FICO Model Used** | **Member 2 TransUnion FICO** | **Member 2 TransUnion FICO Model Used** | **Member 2 Asset Verification Level** | **Member 2 Employment Verification Level** | **Member 2 Income Verification Level** | **Loan Application Date** | **Sales Contract Date** | **Qualifying Home Value for LTV** | **Number of Units** | **Year Built** | **Total Sq Ft** | **Number of Bedrooms** | **Number of Bathrooms** | **Property Condition** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Investment Property Original As Is LTV** | **As Is Value** | **After Repair Value** | **After Repair Value LTV** | **Loan to Cost** | **Original Sales Price** | **Assignment Fee** | **Loan to Purchase Price** | **SBC Occupancy** | **Investment Property Type** | **Has Dutch Interest** | **Interest Reserves Escrowed** | **Guarantor 1 ITIN Flag** | **Guarantor 2 ITIN Flag** | **Guarantor 3 ITIN Flag** | **Guarantor 4 ITIN Flag** |
| XXXXX | 4000079970 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5500.00 | Third Party Rental Source | $4892.93 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $4892.93 |  |  | No |  |  |  | Long Term |  | $3500.00 | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $517.27 | $130.92 | Level 4-Stated/Verified as defined | No | 1 | 6 | No |  |  | Experienced Investor |  |  |  | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 04/02/2025 | 715 | Fair Isaac (VER. 2) | 728 | FICO Classic V5 Facta | 721 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 74.528% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000081995 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5220.30 |  | 0.390642 |  |  |  |  |  | $5220.30 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1244.13 | $118.33 | Level 1-Not Stated/Not Verified |  |  |  | No |  |  |  |  |  |  | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 | Non-Permanent Resident Alien | Resident Alien Card |  | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 05/08/2025 | 731 | Fair Isaac (VER. 2) | 763 | FICO Classic V5 Facta | 747 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000084591 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3402.56 |  | 0.075332 |  |  |  |  |  | $3402.56 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $450.48 | $71.33 | Level 1-Not Stated/Not Verified |  |  |  | No |  |  |  |  |  |  | 786 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | Level 5-Stated/Verified as defined | Classic | 07/12/2025 | 825 | Fair Isaac (VER. 2) | 786 | Beacon 5 | 773 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000090259 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $2356.03 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $2356.03 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $45000.00 |  |  | $430.15 | $84.00 | Level 4-Stated/Verified as defined | No | 1 | 13 | No | No |  | Experienced Investor |  | US Citizen |  | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/08/2025 | 773 | Fair Isaac (VER. 2) | 780 | Beacon 5 | 787 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 73.973% | xxxxx |  |  | 73.973% |  |  | 73.973% |  |  |  |  |  |  |  |  |
| XXXXX | 4000093316 | XXXXX |  |  |  |  |  |  | Yes | No | Short Term |  |  |  | $11890.00 | Third Party Rental Source | $10394.50 |  | 0.000000 | 0.87 |  |  | 1.14 | 1.14 | $10394.50 |  |  | No |  |  |  | Short Term |  | $11890.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $72000.00 |  |  | $621.83 | $482.66 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | First-Time Investor |  |  |  | 746 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 09/19/2025 | 730 | Fair Isaac (VER. 2) | 736 | Beacon 5 | 786 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 09/19/2025 | 729 | Fair Isaac (VER. 2) | 746 | Beacon 5 | 765 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 68.963% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000095676 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2100.00 | Third Party Rental Source | $1692.35 |  | 0.000000 | 0.81 |  |  | 1.24 | 1.24 | $1692.35 |  |  | No |  |  |  | Long Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $239.17 | $88.83 | Level 4-Stated/Verified as defined | No | 1 | 9 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/05/2025 | 797 | Fair Isaac (VER. 2) | 745 | Beacon 5 | 790 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/05/2025 | 797 | Fair Isaac (VER. 2) | 745 | Beacon 5 | 781 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 77.519% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000096871 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4500.00 | Third Party Rental Source | $5180.31 |  | 0.000000 | 1.15 |  |  | 0.87 | 0.87 | $5180.31 |  |  | No |  |  |  | Long Term |  | $4500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $74300.00 |  |  | $687.05 | $246.50 | Level 4-Stated/Verified as defined | No | 1 | 9 | No | No |  | Experienced Investor |  | US Citizen |  | 703 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/10/2025 | 703 | Fair Isaac (VER. 2) | 703 | Beacon 5 | 722 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 69.364% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000097351 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2250.00 | Third Party Rental Source | $2806.45 |  | 0.000000 | 1.25 |  |  | 0.80 | 0.8 | $2806.45 |  |  | No |  |  |  | Long Term |  | $2250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $73500.00 |  |  | $901.50 | $156.33 | Level 4-Stated/Verified as defined | No | 1 | 8 | No | No |  | Experienced Investor |  | US Citizen |  | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/14/2025 | 742 | Fair Isaac (VER. 2) | 727 | Beacon 5 | 725 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 71.695% | xxxxx |  |  | 74.990% |  |  | 74.990% |  |  |  |  |  |  |  |  |
| XXXXX | 4000102123 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1700.00 | Third Party Rental Source | $1401.01 |  | 0.000000 | 0.82 |  |  | 1.21 | 1.21 | $1401.01 |  |  | Yes | 02/01/2025 | 01/25/2026 | 11 | Long Term | $1800.00 | $1700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $10200.00 |  |  | $82.80 | $101.40 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 6.53 |  |  | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 09/17/2025 | 724 | Fair Isaac (VER. 2) | 708 | FICO Classic V5 Facta | 733 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 206.323% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000103369 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1200.00 | Rent on Existing Lease | $926.76 |  | 0.000000 | 0.77 |  |  | 1.29 | 1.29 | $926.76 |  |  | Yes | 11/15/2025 | 11/15/2026 | 12 | Long Term | $1200.00 | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $21154.00 |  |  | $86.63 | $85.25 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 1.07 |  |  | 745 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 10/28/2025 | 733 | Fair Isaac (VER. 2) | 761 | FICO Classic V5 Facta | 745 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.667% | xxxxx |  |  | 86.429% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000102822 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1350.00 | Third Party Rental Source | $1155.76 |  | 0.000000 | 0.86 |  |  | 1.17 | 1.17 | $1155.76 |  |  | Yes | 05/26/2023 | 05/31/2025 | 24 | Long Term | $1551.64 | $1350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $22400.00 |  |  | $247.87 | $68.83 | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 730 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 07/30/2025 | 759 | Fair Isaac (VER. 2) | 730 | FICO Classic V5 Facta | 729 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000102237 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $1691.67 |  | 0.000000 | 0.7 |  |  | 1.42 | 1.42 | $1691.67 |  |  | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $450.37 | $55.50 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 816 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 11/05/2025 | 822 | FICO II | 816 | Beacon 5 | 803 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 39.474% | xxxxx |  |  | 42.858% |  |  | 42.858% |  |  |  |  |  |  |  |  |
| XXXXX | 4000104006 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3100.00 | Rent on Existing Lease | $3015.20 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $3015.20 |  |  | Yes | 09/01/2025 | 09/01/2026 | 12 | Long Term | $3100.00 | $3800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $34000.00 |  |  | $729.83 | $101.83 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 1.54 | US Citizen |  | 809 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/09/2025 | 811 | Fair Isaac (VER. 2) | 809 | FICO Classic V5 Facta | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 44.814% | xxxxx |  |  | 46.667% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000104103 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1600.00 | Third Party Rental Source | $1578.13 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $1578.13 |  |  | No |  |  |  | Long Term |  | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $357.51 | $184.61 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor |  | US Citizen |  | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/12/2025 | 703 | Fair Isaac (VER. 2) | 747 | FICO Classic V5 Facta | 748 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000103656 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1500.00 | Third Party Rental Source | $1262.36 |  | 0.000000 | 0.84 |  |  | 1.19 | 1.19 | $1262.36 |  |  | No |  |  |  | Long Term |  | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $22000.00 |  |  | $64.06 | $62.08 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor | 0.23 | US Citizen |  | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/12/2025 | 712 | FICO II | 739 | Beacon 5 | 752 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | xxxxx |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000099554 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2700.00 | Third Party Rental Source | $2607.84 |  | 0.000000 | 0.97 |  |  | 1.04 | 1.04 | $2607.84 |  |  | Yes | 01/11/2025 | 02/10/2026 | 13 | Long Term | $2825.00 | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | $785.91 | $192.00 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/02/2025 | 777 | Fair Isaac (VER. 2) | 752 | FICO Classic V5 Facta | 712 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/02/2025 | 768 | Fair Isaac (VER. 2) | 789 | FICO Classic V5 Facta | 748 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  | 78.930% |  |  | 78.930% |  |  |  |  |  |  |  |  |
| XXXXX | 4000096242 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2950.00 | Rent on Existing Lease | $2289.59 |  | 0.000000 | 0.78 |  |  | 1.29 | 1.29 | $2289.59 |  |  | Yes | 06/01/2025 | 06/01/2026 | 12 | Long Term | $1250.00 | $1250.00 | Yes | 12/25/2000 | 02/01/2026 | 301 | Long Term | $850.00 | $850.00 | Yes | 07/01/2025 | 07/01/2026 | 12 | Long Term | $850.00 | $850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $42000.00 |  |  | $668.15 | $114.17 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor |  | US Citizen |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/06/2025 | 772 | Fair Isaac (VER. 2) | 789 | Beacon 5 | 784 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 72.760% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000103222 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3200.00 | Rent on Existing Lease | $1937.54 |  | 0.000000 | 0.61 |  |  | 1.65 | 1.65 | $1937.54 |  |  | Yes | 01/01/2026 | 12/31/2026 | 12 | Long Term | $3200.00 | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $875.00 | $114.44 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 812 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 10/30/2025 | 831 | Fair Isaac (VER. 2) | 806 | FICO Classic V5 Facta | 812 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 17.857% | xxxxx |  |  | 17.857% |  |  | 17.857% |  |  |  |  |  |  |  |  |
| XXXXX | 4000102437 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4200.00 | Third Party Rental Source | $4891.61 |  | 0.000000 | 1.16 |  |  | 0.86 | 0.86 | $4891.61 |  |  | No |  |  |  | Long Term |  | $4200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | $1120.34 | $114.92 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 730 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 10/29/2025 | 709 | Fair Isaac (VER. 2) | 730 | FICO Classic V5 Facta | 742 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 69.205% | xxxxx |  |  | 74.994% |  |  | 74.994% |  |  |  |  |  |  |  |  |
| XXXXX | 4000104169 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6750.00 | Rent on Existing Lease | $7785.63 |  | 0.000000 | 1.15 |  |  | 0.87 | 0.87 | $7785.63 |  |  | Yes | 12/01/2025 | 11/30/2026 | 12 | Long Term | $6750.00 | $6750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $147000.00 |  |  | $1674.76 | $141.83 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | First-Time Investor |  | Permanent Resident Alien |  | 737 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | 11/12/2025 | 746 | Fair Isaac (VER. 2) | 732 | FICO Classic V5 Facta | 737 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000103535 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1900.00 | Third Party Rental Source | $1744.58 |  | 0.000000 | 0.92 |  |  | 1.09 | 1.09 | $1744.58 |  |  | No |  |  |  | Long Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $23578.00 |  |  | $310.50 | $175.49 | Level 4-Stated/Verified as defined | No | 1 | 9 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/14/2025 | 694 | Fair Isaac (VER. 2) | 728 | Beacon 5 | 721 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 11/14/2025 | 783 | Fair Isaac (VER. 2) | 789 | Beacon 5 | 794 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 77.922% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000104635 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3650.00 | Third Party Rental Source | $2271.91 |  | 0.000000 | 0.62 |  |  | 1.61 | 1.61 | $2271.91 |  |  | No |  |  |  | Long Term |  | $1200.00 | No |  |  |  | Long Term |  | $1200.00 | No |  |  |  | Long Term |  | $1250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $148200.00 |  |  | $330.59 | $311.33 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | First-Time Investor |  | US Citizen |  | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/27/2025 | 808 | Fair Isaac (VER. 2) | 782 | FICO Classic V5 Facta | 801 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 67.123% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000104948 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3900.00 | Third Party Rental Source | $5557.14 |  | 0.000000 | 1.42 |  |  | 0.70 | 0.7 | $5557.14 |  |  | No |  |  |  | Long Term |  | $3900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $65800.00 |  |  | $987.40 | $136.67 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 746 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/20/2025 | 720 | Fair Isaac (VER. 2) | 746 | FICO Classic V5 Facta | 755 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 68.542% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000104141 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1700.00 | Rent on Existing Lease | $1675.65 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $1675.65 |  |  | Yes | 04/01/2025 | 04/01/2026 | 12 | Long Term | $1700.00 | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $82480.00 |  |  | $240.52 | $43.42 | Level 4-Stated/Verified as defined | No | 1 | 14 | No | No |  | Experienced Investor | 5.10 | Permanent Resident Alien |  | 688 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 11/10/2025 | 703 | Fair Isaac (VER. 2) | 688 | FICO Classic V5 Facta | 672 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | xxxxx |  |  | 65.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000101975 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3730.00 | Multiple Sources | $1395.35 |  | 0.000000 | 0.37 |  |  | 2.67 | 2.67 | $1395.35 |  |  | Yes | 01/01/2025 | 12/31/2025 | 12 | Long Term | $980.00 | $1000.00 | Yes | 03/01/2025 | 02/28/2026 | 12 | Long Term | $980.00 | $950.00 | Yes | 09/01/2025 | 08/30/2026 | 11 | Long Term | $980.00 | $900.00 | Yes | 05/01/2025 | 05/01/2026 | 12 | Long Term | $980.00 | $900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30156.00 |  |  | $50.27 | $96.92 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 16.22 | US Citizen |  | 814 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/17/2025 | 831 | Fair Isaac (VER. 2) | 814 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 43.182% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000104097 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2400.00 | Rent on Existing Lease | $2396.42 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $2396.42 |  |  | Yes | 09/01/2025 | 04/30/2026 | 8 | Long Term | $2400.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $24000.00 |  |  | $202.30 | $248.34 | Level 4-Stated/Verified as defined | No | 1 | 22 | No |  |  | Experienced Investor | 3.09 |  |  | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 10/24/2025 | 794 | Fair Isaac (VER. 2) | 788 | FICO Classic V5 Facta | 736 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 71.547% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000103219 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6133.49 |  | 0.390131 |  |  |  |  |  | $6133.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $946.07 | $265.42 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  | 2.05 | Permanent Resident Alien | Permanent Resident Alien | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 14 | Permanent Resident Alien | Resident Alien Card |  | Level 3-Stated/Partially Verified | 09/22/2025 | 718 | Fair Isaac (VER. 2) | 772 | FICO Classic V5 Facta | 791 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 13 | Permanent Resident Alien | Resident Alien Card |  | Level 3-Stated/Partially Verified | 09/22/2025 | 712 | Fair Isaac (VER. 2) | 769 | FICO Classic V5 Facta | 794 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000104146 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2700.00 | Third Party Rental Source | $3334.55 |  | 0.000000 | 1.24 |  |  | 0.81 | 0.81 | $3334.55 |  |  | No |  |  |  | Long Term |  | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $933.62 | $0.00 | Level 3-Stated/Partially Verified | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/03/2025 | 790 | Fair Isaac (VER. 2) | 770 | Beacon 5 | 795 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.038% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000104409 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3600.00 | Third Party Rental Source | $3131.78 |  | 0.000000 | 0.87 |  |  | 1.15 | 1.15 | $3131.78 |  |  | No |  |  |  | Long Term |  | $1800.00 | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $38700.00 |  |  | $601.32 | $225.33 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 818 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 11/13/2025 | 818 | Fair Isaac (VER. 2) | 817 | FICO Classic V5 Facta | 818 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.167% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000104135 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2350.00 | Third Party Rental Source | $2676.24 |  | 0.000000 | 1.14 |  |  | 0.88 | 0.88 | $2676.24 |  |  | No |  |  |  | Long Term |  | $2350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $41000.00 |  |  | $677.31 | $96.62 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | First-Time Investor |  | Non-Permanent Resident Alien |  | 753 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 10/07/2025 | 753 | Fair Isaac (VER. 2) | 772 | Beacon 5 | 753 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000105173 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $13000.00 | Third Party Rental Source | $12877.25 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $12877.25 |  |  | No |  |  |  | Long Term |  | $13000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $447900.00 |  |  | $1135.42 | $246.75 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 810 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/21/2025 | 816 | Fair Isaac (VER. 2) | 809 | FICO Classic V5 Facta | 811 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/21/2025 | 816 | Fair Isaac (VER. 2) | 810 | FICO Classic V5 Facta | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.815% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000105146 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3400.00 | Rent on Existing Lease | $4352.51 |  | 0.000000 | 1.28 |  |  | 0.78 | 0.78 | $4352.51 |  |  | Yes | 12/15/2025 | 01/15/2026 | 1 | Long Term | $3400.00 | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $53700.00 |  |  | $750.00 | $144.83 | Level 3-Stated/Partially Verified | No | 1 | 20 | No | No |  | Experienced Investor |  | US Citizen |  | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/18/2025 | 780 | Fair Isaac (VER. 2) | 776 | FICO Classic V5 Facta | 784 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000105101 | XXXXX |  |  |  |  |  |  | Yes | No | Short Term |  |  |  | $3106.00 | Third Party Rental Source | $2850.12 |  | 0.000000 | 0.92 |  |  | 1.09 | 1.09 | $2850.12 |  |  | No |  |  |  | Short Term |  | $3106.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $42300.00 |  |  | $312.24 | $153.23 | Level 1-Not Stated/Not Verified | No | 1 | 6 | No |  |  | Experienced Investor | 0.69 |  |  | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 25.50% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/03/2025 | 730 | Fair Isaac (VER. 2) | 691 | Beacon 5 | 717 | FICO Risk Score Classic 04 | 3 |  |  | 25.50% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/03/2025 | 812 | Fair Isaac (VER. 2) | 801 | Beacon 5 |  |  | 2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 106.765% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000102214 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5500.00 | Rent on Existing Lease | $6342.62 |  | 0.000000 | 1.15 |  |  | 0.87 | 0.87 | $6342.62 |  |  | Yes | 08/01/2025 | 07/31/2026 | 12 | Long Term | $5500.00 | $5500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $1142.76 | $37.81 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 6.61 |  |  | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 51.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 12/03/2025 | 744 | Fair Isaac (VER. 2) | 733 | Beacon 5 | 739 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 67.391% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000105246 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4275.00 | Rent on Existing Lease | $4257.09 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $4257.09 |  |  | Yes |  |  |  | Long Term | $2150.00 | $3000.00 | Yes | 12/01/2024 | 12/01/2025 | 12 | Long Term | $2125.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $40000.00 |  |  | $868.38 | $259.95 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 3.22 | US Citizen |  | 700 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/10/2025 | 671 | Fair Isaac (VER. 2) | 700 | FICO Classic V5 Facta | 718 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 68.636% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000104314 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3585.00 | Third Party Rental Source | $4211.17 |  | 0.000000 | 1.17 |  |  | 0.85 | 0.85 | $4211.17 |  |  | No |  |  |  | Long Term |  | $3585.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $258.50 | $127.83 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/13/2025 | 783 | Fair Isaac (VER. 2) | 772 | FICO Classic V5 Facta | 793 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.778% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000104935 | XXXXX |  |  |  |  |  |  | Yes | No | Short Term |  |  |  | $4015.00 | Third Party Rental Source | $3889.21 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $3889.21 |  |  | No |  |  |  | Short Term |  | $4015.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $68700.00 |  |  | $666.33 | $648.89 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/18/2025 | 752 | Fair Isaac (VER. 2) | 776 | Beacon 5 | 770 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/18/2025 | 761 | Fair Isaac (VER. 2) | 765 | Beacon 5 | 744 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000104416 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2848.54 |  | 0.065751 |  |  |  |  |  | $2848.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $571.24 | $91.08 | Level 1-Not Stated/Not Verified |  |  |  | No |  |  |  |  |  |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 10 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 10/03/2025 | 750 | Fair Isaac (VER. 2) | 769 | Beacon 5 | 762 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000105433 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2200.00 | Rent on Existing Lease | $1433.57 |  | 0.000000 | 0.65 |  |  | 1.53 | 1.53 | $1433.57 |  |  | Yes | 04/13/2025 | 03/31/2026 | 11 | Long Term | $2200.00 | $2250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $28500.00 |  |  | $596.85 | $163.00 | Level 4-Stated/Verified as defined | No | 1 | 19 | No |  |  | Experienced Investor | 8.76 |  |  | 735 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/17/2025 | 760 | Fair Isaac (VER. 2) | 724 | FICO Classic V5 Facta | 735 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/17/2025 | 789 | Fair Isaac (VER. 2) | 757 | FICO Classic V5 Facta | 777 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 58.824% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000104510 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2000.00 | Rent on Existing Lease | $2524.94 |  | 0.000000 | 1.26 |  |  | 0.79 | 0.79 | $2524.94 |  |  | Yes | 06/01/2024 | 05/31/2027 | 36 | Long Term | $2000.00 | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $39500.00 |  |  | $451.79 | $83.42 | Level 4-Stated/Verified as defined | No | 1 | 5 | No |  |  | Experienced Investor | 3.09 |  |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/28/2025 | 792 | Fair Isaac (VER. 2) | 781 | FICO Classic V5 Facta | 687 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000105131 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3348.73 |  | 0.290248 |  |  |  |  |  | $3348.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $198.70 | $82.75 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/17/2025 | 739 | Fair Isaac (VER. 2) | 757 | Beacon 5 | 789 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000105859 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2800.00 | Rent on Existing Lease | $1423.87 |  | 0.000000 | 0.51 |  |  | 1.97 | 1.97 | $1423.87 |  |  | Yes | 07/01/2021 | 07/01/2022 | 12 | Long Term | $2800.00 | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $64308.00 |  |  | $325.76 | $74.85 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 2.44 | US Citizen |  | 664 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/25/2025 | 662 | Fair Isaac (VER. 2) | 685 | FICO Classic V5 Facta | 664 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 24.793% | xxxxx |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000106080 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5614.98 |  | 0.296974 |  |  |  |  |  | $5614.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $432.77 | $105.75 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 24.52 | US Citizen |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/09/2025 | 781 | Fair Isaac (VER. 2) | 745 | FICO Classic V5 Facta | 752 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000104023 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1600.00 | Rent on Existing Lease | $1268.04 |  | 0.000000 | 0.79 |  |  | 1.26 | 1.26 | $1268.04 |  |  | Yes | 01/01/2018 | 01/31/2020 | 25 | Long Term | $1600.00 | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $288.79 | $59.08 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 0.51 |  |  | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/18/2025 | 744 | FICO II | 753 | Beacon 5 | 750 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | xxxxx |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000106405 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2000.00 | Rent on Existing Lease | $1545.32 |  | 0.000000 | 0.77 |  |  | 1.29 | 1.29 | $1545.32 |  |  | Yes | 08/01/2025 | 08/01/2026 | 12 | Long Term | $2000.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $132.36 | $64.58 | Level 4-Stated/Verified as defined | No | 1 | 5 | No |  |  | Experienced Investor | 0.76 |  |  | 703 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 08/29/2025 | 630 | Fair Isaac (VER. 2) | 703 | Beacon 5 | 730 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | xxxxx |  |  | 193.200% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000102458 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3278.16 |  | 0.386069 |  |  |  |  |  | $3278.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $535.88 | $95.44 | Level 1-Not Stated/Not Verified |  |  |  | No |  |  |  |  |  |  | 809 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 5 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | Level 5-Stated/Verified as defined | Classic | 11/12/2025 | 809 | Fair Isaac (VER. 2) | 805 | FICO Classic V5 Facta | 809 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000106001 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $7875.00 | Third Party Rental Source | $10468.26 |  | 0.000000 | 1.33 |  |  | 0.75 | 0.75 | $10468.26 |  |  | No |  |  |  | Long Term |  | $7875.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $1609.07 | $351.96 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor |  | US Citizen |  | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/10/2025 | 790 | Fair Isaac (VER. 2) | 796 | FICO Classic V5 Facta | 797 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.570% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000104663 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4000.00 | Third Party Rental Source | $3632.81 |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | $3632.81 |  |  | No |  |  |  | Long Term |  | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $39500.00 |  |  | $479.89 | $159.06 | Level 4-Stated/Verified as defined | No | 1 | 5 | No |  |  | Experienced Investor |  |  |  | 799 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 12/03/2025 | 763 | Fair Isaac (VER. 2) | 799 | Beacon 5 | 812 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000105198 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $7333.20 |  | 0.392384 |  |  |  |  |  | $7333.20 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1089.18 | $369.44 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Employed |  |  | 7 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/27/2025 | 771 | Fair Isaac (VER. 2) | 781 | Beacon 5 | 778 | FICO Risk Score Classic 04 | Individual | Trustee | Employed |  |  | 7 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/27/2025 | 762 | Fair Isaac (VER. 2) | 781 | Beacon 5 | 807 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000104350 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2400.00 | Rent on Existing Lease | $1819.23 |  | 0.000000 | 0.76 |  |  | 1.32 | 1.32 | $1819.23 |  |  | Yes | 11/21/2022 | 11/30/2023 | 12 | Long Term | $1200.00 | $2200.00 | Yes | 08/21/2022 | 08/30/2024 | 24 | Long Term | $1200.00 | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $417.34 | $157.74 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 0.49 | US Citizen |  | 673 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/13/2025 | 648 | Fair Isaac (VER. 2) | 673 | FICO Classic V5 Facta | 683 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 45.669% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000103829 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1400.00 | Rent on Existing Lease | $2025.82 |  | 0.000000 | 1.45 |  |  | 0.69 | 0.69 | $2025.82 |  |  | Yes | 04/04/2025 | 03/31/2027 | 23 | Long Term | $1400.00 | $1891.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $840.85 | $173.98 | Level 1-Not Stated/Not Verified | No | 1 | 26 | No |  |  | Experienced Investor | 0.96 |  |  | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 51.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 11/21/2025 | 762 | FICO II | 780 | Beacon 5 | 807 | FICO Risk Score Classic 04 | 3 |  |  | 49.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 12/03/2025 | 741 | FICO II | 790 | Beacon 5 | 771 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | xxxxx |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000100483 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4100.00 | Third Party Rental Source | $4249.04 |  | 0.000000 | 1.04 |  |  | 0.96 | 0.96 | $4249.04 |  |  | Yes | 08/01/2025 | 07/31/2026 | 12 | Long Term | $4200.00 | $4100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $38400.00 |  |  | $994.46 | $92.58 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor | 2.13 | US Citizen |  | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/03/2025 | 772 | Fair Isaac (VER. 2) | 768 | Beacon 5 | 756 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 40.678% | xxxxx |  |  | 44.037% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000105649 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3500.00 | Third Party Rental Source | $3772.06 |  | 0.000000 | 1.08 |  |  | 0.93 | 0.93 | $3772.06 |  |  | No |  |  |  | Long Term |  | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $707.92 | $76.58 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/24/2025 | 772 | Fair Isaac (VER. 2) | 782 | Beacon 5 | 794 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 73.924% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000105616 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1700.00 | Rent on Existing Lease | $1424.10 |  | 0.000000 | 0.84 |  |  | 1.19 | 1.19 | $1424.10 |  |  | Yes | 10/10/2025 | 09/30/2026 | 11 | Long Term | $1700.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $19733.00 |  |  | $176.50 | $53.79 | Level 4-Stated/Verified as defined | No | 1 | 10 | No | No | No | Experienced Investor | 13.74 | US Citizen | US Citizen | 722 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/02/2025 | 722 | Fair Isaac (VER. 2) | 687 | FICO Classic V5 Facta | 738 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/02/2025 | 769 | Fair Isaac (VER. 2) | 751 | FICO Classic V5 Facta | 752 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 46.543% | xxxxx |  |  | 218.750% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000104612 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4000.00 | Third Party Rental Source | $3851.85 |  | 0.000000 | 0.96 |  |  | 1.04 | 1.04 | $3851.85 |  |  | No |  |  |  | Long Term |  | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $40000.00 |  |  | $328.17 | $85.67 | Level 3-Stated/Partially Verified | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/05/2025 | 788 | Fair Isaac (VER. 2) | 783 | FICO Classic V5 Facta | 713 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000105807 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $1254.71 |  | 0.000000 | 0.63 |  |  | 1.59 | 1.59 | $1254.71 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30900.00 |  |  | $81.22 | $76.42 | Level 1-Not Stated/Not Verified | No | 1 | 11 | No |  |  | Experienced Investor |  |  |  | 705 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/04/2025 | 705 | Fair Isaac (VER. 2) | 696 | FICO Classic V5 Facta | 707 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 43.717% | xxxxx |  |  | 43.947% |  |  | 43.947% |  |  |  |  |  |  |  |  |
| XXXXX | 4000103981 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2290.00 | Third Party Rental Source | $1899.15 |  | 0.000000 | 0.83 |  |  | 1.21 | 1.21 | $1899.15 |  |  | No |  |  |  | Long Term |  | $2290.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $245.25 | $96.08 | Level 4-Stated/Verified as defined | No | 1 | 11 | No | No |  | Experienced Investor |  | US Citizen |  | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/04/2025 | 771 | Fair Isaac (VER. 2) | 780 | Beacon 5 | 785 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 64.182% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000103980 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2290.00 | Third Party Rental Source | $1863.64 |  | 0.000000 | 0.81 |  |  | 1.23 | 1.23 | $1863.64 |  |  | No |  |  |  | Long Term |  | $2290.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $204.75 | $101.08 | Level 4-Stated/Verified as defined | No | 1 | 10 | No | No |  | Experienced Investor |  | US Citizen |  | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/04/2025 | 771 | Fair Isaac (VER. 2) | 780 | Beacon 5 | 785 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 64.182% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000103963 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $1869.56 |  | 0.000000 | 0.85 |  |  | 1.18 | 1.18 | $1869.56 |  |  | No |  |  |  | Long Term |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $204.75 | $107.00 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/04/2025 | 771 | Fair Isaac (VER. 2) | 780 | Beacon 5 | 785 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 61.691% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000103519 | XXXXX |  |  |  |  |  |  | Yes | No | Short Term |  |  |  | $4885.96 | Third Party Rental Source | $3321.52 |  | 0.000000 | 0.68 |  |  | 1.47 | 1.47 | $3321.52 |  |  | No |  |  |  | Short Term |  | $4885.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $195.35 | $72.00 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 0.76 |  |  | 713 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 10/09/2025 | 676 | Fair Isaac (VER. 2) | 713 | FICO Classic V5 Facta | 715 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | xxxxx |  |  | 148.068% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000106935 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3100.00 | Rent on Existing Lease | $2734.71 |  | 0.000000 | 0.88 |  |  | 1.13 | 1.13 | $2734.71 |  |  | Yes | 01/01/2026 | 01/01/2027 | 12 | Long Term | $3100.00 | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $32433.00 |  |  | $316.20 | $126.40 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/17/2025 | 782 | Fair Isaac (VER. 2) | 753 | FICO Classic V5 Facta | 760 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 73.846% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000103831 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2900.00 | Third Party Rental Source | $2551.61 |  | 0.000000 | 0.88 |  |  | 1.14 | 1.14 | $2551.61 |  |  | No |  |  |  | Long Term |  | $2900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35000.00 |  |  | $296.62 | $63.58 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/07/2025 | 790 | Fair Isaac (VER. 2) | 798 | FICO Classic V5 Facta | 798 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/07/2025 | 797 | Fair Isaac (VER. 2) | 793 | FICO Classic V5 Facta | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.813% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000104903 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5348.99 |  | 0.298487 |  |  |  |  |  | $5348.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $843.72 | $128.12 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 1.18 | US Citizen | US Citizen | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Employed |  |  | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/03/2025 | 780 | Fair Isaac (VER. 2) | 800 | FICO Classic V5 Facta | 779 | FICO Risk Score Classic 04 | Individual | Trustee | Unemployed |  |  | 6 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/03/2025 | 744 | Fair Isaac (VER. 2) | 734 | FICO Classic V5 Facta | 773 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000105574 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2900.00 | Third Party Rental Source | $2348.86 |  | 0.000000 | 0.81 |  |  | 1.23 | 1.23 | $2348.86 |  |  | Yes | 06/13/2025 | 05/31/2026 | 11 | Long Term | $1010.00 | $950.00 | Yes | 08/26/2025 | 07/31/2026 | 11 | Long Term | $1275.00 | $1250.00 | Yes | 07/01/2025 | 06/30/2026 | 12 | Long Term | $760.00 | $700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $58304.00 |  |  | $202.44 | $155.75 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 694 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/23/2025 | 702 | Fair Isaac (VER. 2) | 694 | FICO Classic V5 Facta | 658 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 74.013% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000107058 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2281.38 |  | 0.247408 |  |  |  |  |  | $2281.38 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $347.62 | $85.08 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 756 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/18/2025 | 754 | Fair Isaac (VER. 2) | 756 | FICO Classic V5 Facta | 768 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000107566 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1750.00 | Third Party Rental Source | $2131.57 |  | 0.000000 | 1.22 |  |  | 0.82 | 0.82 | $2131.57 |  |  | No |  |  |  | Long Term |  | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $39200.00 |  |  | $274.13 | $161.58 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 728 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/02/2025 | 728 | Fair Isaac (VER. 2) | 728 | Beacon 5 | 725 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 74.971% | xxxxx |  |  | 74.993% |  |  | 74.993% |  |  |  |  |  |  |  |  |
| XXXXX | 4000103088 | XXXXX |  |  |  |  |  |  | Yes | No | Short Term |  |  |  | $3900.00 | Third Party Rental Source | $3384.99 |  | 0.000000 | 0.87 |  |  | 1.15 | 1.15 | $3384.99 |  |  | No |  |  |  | Short Term |  | $3900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $74000.00 |  |  | $421.91 | $183.99 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/03/2025 | 783 | Fair Isaac (VER. 2) | 756 | FICO Classic V5 Facta | 767 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  | 78.837% |  |  | 78.837% |  |  |  |  |  |  |  |  |
| XXXXX | 4000105801 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1450.00 | Rent on Existing Lease | $1320.72 |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | $1320.72 |  |  | Yes | 10/03/2023 | 10/02/2024 | 12 | Long Term | $800.00 | $800.00 | Yes | 09/01/2020 | 08/31/2021 | 12 | Long Term | $650.00 | $800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $36000.00 |  |  | $289.20 | $96.67 | Level 4-Stated/Verified as defined | No | 1 | 14 | No | No |  | Experienced Investor |  | US Citizen |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/23/2025 | 642 | Fair Isaac (VER. 2) | 776 | Beacon 5 | 787 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 69.635% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000106683 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $8200.00 | Rent on Existing Lease | $6746.12 |  | 0.000000 | 0.82 |  |  | 1.22 | 1.22 | $6746.12 |  |  | Yes | 01/01/2026 | 12/31/2026 | 12 | Long Term | $5000.00 | $5000.00 | Yes | 01/01/2026 | 12/31/2026 | 12 | Long Term | $3200.00 | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $132000.00 |  |  | $942.05 | $145.08 | Level 3-Stated/Partially Verified | No | 1 | 7 | No |  |  | Experienced Investor |  |  |  | 808 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 09/24/2025 | 811 | Fair Isaac (VER. 2) | 803 | FICO Classic V5 Facta | 808 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 47.482% | xxxxx |  |  | 60.000% |  |  | 60.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000105006 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $16356.00 | Multiple Sources | $6058.82 |  | 0.000000 | 0.37 |  |  | 2.70 | 2.7 | $6058.82 |  |  | No |  |  |  | Long Term |  | $4200.00 | Yes | 11/12/2025 | 12/12/2025 | 1 | Long Term | $3900.00 | $4200.00 | No |  |  |  | Long Term |  | $4200.00 | Yes | 11/12/2025 | 11/12/2026 | 12 | Long Term | $4056.00 | $4200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $3117.62 | $606.25 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | First-Time Investor |  |  |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/04/2025 | 806 | Fair Isaac (VER. 2) | 782 | FICO Classic V5 Facta | 793 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 4 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 12.857% | xxxxx |  |  | 12.857% |  |  | 12.857% |  |  |  |  |  |  |  |  |
| XXXXX | 4000104811 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4350.00 | Third Party Rental Source | $2487.42 |  | 0.000000 | 0.57 |  |  | 1.75 | 1.75 | $2487.42 |  |  | No |  |  |  | Long Term |  | $4350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $83520.00 |  |  | $868.18 | $51.17 | Level 1-Not Stated/Not Verified | No | 1 | 21 | No |  |  | Experienced Investor |  |  |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 10/10/2025 | 773 | Fair Isaac (VER. 2) | 787 | Beacon 5 | 797 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 41.862% | xxxxx |  |  | 44.526% |  |  | 44.526% |  |  |  |  |  |  |  |  |
| XXXXX | 4000105097 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1750.00 | Third Party Rental Source | $1749.66 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $1749.66 |  |  | No |  |  |  | Long Term |  | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30100.00 |  |  | $537.36 | $173.25 | Level 4-Stated/Verified as defined | No | 1 | 12 | No | No |  | Experienced Investor |  | US Citizen |  | 819 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/10/2025 | 820 | Fair Isaac (VER. 2) | 804 | Beacon 5 | 819 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 66.452% | xxxxx |  |  | 74.556% |  |  | 74.556% |  |  |  |  |  |  |  |  |
| XXXXX | 4000106786 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1900.00 | Third Party Rental Source | $1696.39 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $1696.39 |  |  | Yes | 11/01/2025 | 11/01/2026 | 12 | Long Term | $2200.00 | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $32500.00 |  |  | $165.19 | $90.08 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor | 0.19 | US Citizen |  | 682 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/23/2025 | 682 | Fair Isaac (VER. 2) | 647 | FICO Classic V5 Facta | 696 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 73.548% | xxxxx |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000100680 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2400.00 | Rent on Existing Lease | $1651.13 |  | 0.000000 | 0.69 |  |  | 1.45 | 1.45 | $1651.13 |  |  | Yes | 04/01/2025 | 12/31/2026 | 21 | Long Term | $2400.00 | $2450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $253.71 | $105.86 | Level 4-Stated/Verified as defined | No | 1 | 5 | No |  |  | Experienced Investor | 0.90 |  |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 10/30/2025 | 758 | Fair Isaac (VER. 2) | 782 | Beacon 5 | 776 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.800% | xxxxx |  |  | 78.243% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000103060 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3400.00 | Third Party Rental Source | $2808.58 |  | 0.000000 | 0.83 |  |  | 1.21 | 1.21 | $2808.58 |  |  | No |  |  |  | Long Term |  | $1700.00 | No |  |  |  | Long Term |  | $1700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $606.75 | $79.08 | Level 4-Stated/Verified as defined | No | 1 | 11 | No | No |  | Experienced Investor |  | US Citizen |  | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/19/2025 | 797 | Fair Isaac (VER. 2) | 799 | Beacon 5 | 757 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 72.750% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000108743 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $8900.00 | Third Party Rental Source | $6851.52 |  | 0.000000 | 0.77 |  |  | 1.30 | 1.3 | $6851.52 |  |  | No |  |  |  | Long Term |  | $1600.00 | No |  |  |  | Long Term |  | $2300.00 | No |  |  |  | Long Term |  | $2500.00 | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $1406.77 | $319.00 | Level 3-Stated/Partially Verified | No | 1 | 15 | No |  |  | Experienced Investor |  |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Guarantor - Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 11/19/2025 | 796 | Fair Isaac (VER. 2) | 778 | FICO Classic V5 Facta | 776 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 11/19/2025 | 770 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 768 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000107243 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6000.00 | Rent on Existing Lease | $3462.23 |  | 0.000000 | 0.58 |  |  | 1.73 | 1.73 | $3462.23 |  |  | Yes | 12/21/2025 | 12/20/2026 | 12 | Long Term | $6000.00 | $6000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $55480.00 |  |  | $689.77 | $226.29 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 10/08/2025 | 786 | Fair Isaac (VER. 2) | 769 | FICO Classic V5 Facta | 776 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 53.571% | xxxxx |  |  | 54.348% |  |  | 54.348% |  |  |  |  |  |  |  |  |
| XXXXX | 4000107253 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3000.00 | Rent on Existing Lease | $2637.75 |  | 0.000000 | 0.88 |  |  | 1.14 | 1.14 | $2637.75 |  |  | Yes | 01/01/2026 | 12/31/2026 | 12 | Long Term | $3000.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18000.00 |  |  | $426.84 | $48.50 | Level 3-Stated/Partially Verified | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 805 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 12/05/2025 | 805 | Fair Isaac (VER. 2) | 812 | FICO Classic V5 Facta | 768 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 59.615% | xxxxx |  |  | 59.848% |  |  | 59.848% |  |  |  |  |  |  |  |  |
| XXXXX | 4000107312 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $7961.81 |  | 0.384855 |  |  |  |  |  | $7961.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1312.50 | $209.18 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 742 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 6 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/13/2025 | 742 | Fair Isaac (VER. 2) | 736 | FICO Classic V5 Facta | 749 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000108748 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3016.00 | Third Party Rental Source | $2996.69 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $2996.69 |  |  | No |  |  |  | Long Term |  | $3016.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $60000.00 |  |  | $505.21 | $40.83 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 736 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/26/2025 | 736 | Fair Isaac (VER. 2) | 745 | FICO Classic V5 Facta | 736 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000107145 | XXXXX |  |  |  |  |  |  | Yes | No | Short Term |  |  |  | $4000.00 | Third Party Rental Source | $2108.99 |  | 0.000000 | 0.53 |  |  | 1.90 | 1.9 | $2108.99 |  |  | No |  |  |  | Short Term |  | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $153214.00 |  |  | $627.95 | $659.88 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 3.18 |  |  | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/14/2025 | 793 | Fair Isaac (VER. 2) | 789 | FICO Classic V5 Facta | 788 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 9.434% | xxxxx |  |  | 9.434% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000107779 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3900.00 | Third Party Rental Source | $3867.11 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $3867.11 |  |  | No |  |  |  | Long Term |  | $3900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $44500.00 |  |  | $741.62 | $77.08 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 811 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/10/2025 | 811 | Fair Isaac (VER. 2) | 782 | Beacon 5 | 812 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 59.873% | xxxxx |  |  | 58.750% |  |  | 58.750% |  |  |  |  |  |  |  |  |
| XXXXX | 4000106116 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2425.00 | Third Party Rental Source | $3429.04 |  | 0.000000 | 1.41 |  |  | 0.71 | 0.71 | $3429.04 |  |  | No |  |  |  | Long Term |  | $2425.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $44200.00 |  |  | $201.18 | $293.75 | Level 4-Stated/Verified as defined | No | 1 | 10 | No | No |  | Experienced Investor |  | US Citizen |  | 719 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/25/2025 | 719 | Fair Isaac (VER. 2) | 722 | FICO Classic V5 Facta | 699 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.845% | xxxxx |  |  | 65.000% |  |  | 65.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000106951 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2579.80 |  | 0.077639 |  |  |  |  |  | $2579.80 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $566.32 | $73.17 | Level 4-Stated/Verified as defined |  |  |  | No |  |  |  |  |  |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 12 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 10/03/2025 | 750 | Fair Isaac (VER. 2) | 769 | Beacon 5 | 762 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000106867 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $2916.04 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $2916.04 |  |  | Yes | 09/01/2024 | 08/31/2025 | 12 | Long Term | $3200.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $616.18 | $97.33 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 10.72 | US Citizen |  | 710 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/01/2025 | 710 | Fair Isaac (VER. 2) | 715 | Beacon 5 | 677 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | xxxxx |  |  | 100.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000105452 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $7450.00 | Third Party Rental Source | $6058.08 |  | 0.000000 | 0.81 |  |  | 1.23 | 1.23 | $6058.08 |  |  | No |  |  |  | Long Term |  | $7450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | $303.95 | $93.08 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 11/09/2025 | 796 | Fair Isaac (VER. 2) | 717 | FICO Classic V5 Facta | 793 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 61.455% | xxxxx |  |  | 65.000% |  |  | 65.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000106007 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4200.00 | Third Party Rental Source | $4104.27 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $4104.27 |  |  | Yes | 08/01/2024 | 08/01/2028 | 48 | Long Term | $4500.00 | $4200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $194579.00 |  |  | $510.03 | $220.25 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 10.08 | US Citizen |  | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/24/2025 | 760 | Fair Isaac (VER. 2) | 729 | FICO Classic V5 Facta | 738 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 50.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000103582 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $1979.86 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $1979.86 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $41700.00 |  |  | $129.80 | $253.33 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/21/2025 | 768 | Fair Isaac (VER. 2) | 778 | Beacon 5 | 693 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 10/21/2025 | 802 | Fair Isaac (VER. 2) | 796 | Beacon 5 | 792 | FICO Risk Score Classic 04 | Individual |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 11/12/2025 | 780 | Fair Isaac (VER. 2) | 781 | Beacon 5 | 765 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 77.419% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000109896 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1900.00 | Third Party Rental Source | $1806.17 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $1806.17 |  |  | No |  |  |  | Long Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $28000.00 |  |  | $252.04 | $120.25 | Level 3-Stated/Partially Verified | No | 1 | 7 | No |  |  | Experienced Investor |  |  |  | 749 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 06/04/2025 | 722 | Fair Isaac (VER. 2) | 759 | FICO Classic V5 Facta | 749 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 79.378% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000108314 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $2053.62 |  | 0.000000 | 0.93 |  |  | 1.07 | 1.07 | $2053.62 |  |  | No |  |  |  | Long Term |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $31600.00 |  |  | $312.39 | $232.25 | Level 3-Stated/Partially Verified | No | 1 | 8 | No | No |  | Experienced Investor |  | US Citizen |  | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/27/2025 | 801 | Fair Isaac (VER. 2) | 792 | FICO Classic V5 Facta | 823 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 78.322% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000103771 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $12000.00 | Third Party Rental Source | $8806.57 |  | 0.000000 | 0.73 |  |  | 1.36 | 1.36 | $8806.57 |  |  | No |  |  |  | Long Term |  | $5000.00 | No |  |  |  | Long Term |  | $3500.00 | No |  |  |  | Long Term |  | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $180000.00 |  |  | $849.24 | $528.67 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 0.97 |  |  | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 06/10/2025 | 747 | Fair Isaac (VER. 2) | 731 | FICO Classic V5 Facta | 785 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 3 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 08/18/2025 | 756 | Fair Isaac (VER. 2) | 775 | FICO Classic V5 Facta | 803 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 101.250% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000103785 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $1576.20 |  | 0.000000 | 0.66 |  |  | 1.52 | 1.52 | $1576.20 |  |  | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $150.34 | $61.58 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 0.20 |  |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 07/24/2025 | 806 | Fair Isaac (VER. 2) | 784 | FICO Classic V5 Facta | 795 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 176.087% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000103800 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5000.00 | Rent on Existing Lease | $4735.50 |  | 0.000000 | 0.95 |  |  | 1.06 | 1.06 | $4735.50 |  |  | Yes | 11/01/2025 | 10/31/2027 | 24 | Long Term | $5000.00 | $3600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $63000.00 |  |  | $779.37 | $446.08 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | First-Time Investor |  |  |  | 699 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 09/14/2025 | 699 | Fair Isaac (VER. 2) | 709 | FICO Classic V5 Facta | 685 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 67.532% | xxxxx |  |  | 67.532% |  |  | 67.532% |  |  |  |  |  |  |  |  |
| XXXXX | 6000103809 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3700.00 | Third Party Rental Source | $4476.51 |  | 0.000000 | 1.21 |  |  | 0.83 | 0.83 | $4476.51 |  |  | Yes | 11/10/2025 | 11/10/2028 | 36 | Long Term | $2650.00 | $2300.00 | Yes | 11/10/2025 | 11/10/2028 | 36 | Long Term | $1950.00 | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35200.00 |  |  | $682.29 | $175.08 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 704 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/19/2025 | 724 | Fair Isaac (VER. 2) | 662 | FICO Classic V5 Facta | 704 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000103767 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $16000.00 | Third Party Rental Source | $15969.02 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $15969.02 |  |  | No |  |  |  | Long Term |  | $16000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25000.00 |  |  | $4047.30 | $885.57 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/23/2025 | 790 | Fair Isaac (VER. 2) | 778 | FICO Classic V5 Facta | 790 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 66.633% | xxxxx |  |  | 66.633% |  |  | 66.633% |  |  |  |  |  |  |  |  |
| XXXXX | 6000103917 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2350.00 | Third Party Rental Source | $3103.97 |  | 0.000000 | 1.32 |  |  | 0.76 | 0.76 | $3103.97 |  |  | No |  |  |  | Long Term |  | $2350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $47500.00 |  |  | $637.04 | $399.74 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/16/2025 | 787 | Fair Isaac (VER. 2) | 797 | FICO Classic V5 Facta | 775 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/16/2025 | 694 | Fair Isaac (VER. 2) | 726 | FICO Classic V5 Facta | 702 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000103835 | XXXXX |  |  |  |  |  |  | Yes | No | Short Term |  |  |  | $4863.20 | Multiple Sources | $5624.91 |  | 0.000000 | 1.16 |  |  | 0.86 | 0.86 | $5624.91 |  |  | No |  |  |  | Short Term |  | $6079.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $90600.00 |  |  | $656.04 | $120.33 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/09/2025 | 782 | Fair Isaac | 802 | Beacon 5 | 787 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.920% | xxxxx |  |  | 74.920% |  |  | 74.920% |  |  |  |  |  |  |  |  |
| XXXXX | 6000103769 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1900.00 | Rent on Existing Lease | $1594.51 |  | 0.000000 | 0.84 |  |  | 1.19 | 1.19 | $1594.51 |  |  | Yes |  |  |  | Long Term | $1900.00 | $1950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $272.28 | $53.00 | Level 3-Stated/Partially Verified | No | 1 | 7 | No |  |  | Experienced Investor | 3.28 |  |  | 756 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 80.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/17/2025 | 767 | Fair Isaac (VER. 2) | 756 | FICO Classic V5 Facta | 730 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000103833 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1500.61 |  | 0.000000 | 0.83 |  |  | 1.20 | 1.2 | $1500.61 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $46.64 | $200.25 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | First-Time Investor | 0.78 | US Citizen |  | 692 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/20/2025 | 701 | Fair Isaac | 668 | Beacon 5 | 692 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 70.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000103885 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4400.00 | Third Party Rental Source | $4379.59 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $4379.59 |  |  | No |  |  |  | Long Term |  | $4400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $56073.00 |  |  | $434.43 | $153.21 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/27/2025 | 748 | Fair Isaac (VER. 2) | 788 | FICO Classic V5 Facta | 767 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000103896 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1875.00 | Rent on Existing Lease | $1520.26 |  | 0.000000 | 0.81 |  |  | 1.23 | 1.23 | $1520.26 |  |  | Yes | 12/01/2025 | 11/30/2026 | 12 | Long Term | $1875.00 | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20000.00 |  |  | $130.20 | $530.52 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 1.74 | US Citizen |  | 702 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/31/2025 | 690 | Fair Isaac (VER. 2) | 702 | FICO Classic V5 Facta | 702 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | xxxxx |  |  | 172.603% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000103877 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $10900.00 | Third Party Rental Source | $9037.63 |  | 0.000000 | 0.83 |  |  | 1.21 | 1.21 | $9037.63 |  |  | No |  |  |  | Long Term |  | $10900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20000.00 |  |  | $185.15 | $54.42 | Level 2-Stated/Not Verified | No | 1 | 2 | No | No |  | Experienced Investor | 2.66 | US Citizen |  | 730 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | 10/26/2025 | 702 | Fair Isaac (VER. 2) | 735 | FICO Classic V5 Facta | 730 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000103899 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5200.00 | Third Party Rental Source | $4172.02 |  | 0.000000 | 0.8 |  |  | 1.25 | 1.25 | $4172.02 |  |  | No |  |  |  | Long Term |  | $1250.00 | No |  |  |  | Long Term |  | $1350.00 | No |  |  |  | Long Term |  | $1250.00 | No |  |  |  | Long Term |  | $1350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $22500.00 |  |  | $1120.17 | $164.00 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 1.03 | US Citizen |  | 726 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/24/2025 | 726 | Fair Isaac (VER. 2) | 746 | FICO Classic V5 Facta | 723 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 4 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000103890 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5750.00 | Rent on Existing Lease | $5738.93 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $5738.93 |  |  | Yes | 11/01/2025 | 10/31/2026 | 12 | Long Term | $5750.00 | $4200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $810.88 | $204.88 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 10/29/2025 | 723 | Fair Isaac (VER. 2) | 707 | FICO Classic V5 Facta | 740 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 78.022% | xxxxx |  |  | 132.710% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000103894 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4000.00 | Third Party Rental Source | $3732.93 |  | 0.000000 | 0.93 |  |  | 1.07 | 1.07 | $3732.93 |  |  | No |  |  |  | Long Term |  | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $42000.00 |  |  | $424.83 | $237.86 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 3.33 |  |  | 716 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/30/2025 | 732 | Fair Isaac (VER. 2) | 712 | FICO Classic V5 Facta | 716 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 73.108% | xxxxx |  |  | 567.604% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000103916 | XXXXX |  |  |  |  |  |  | No |  |  |  |  |  |  |  | $9929.93 |  | 0.263963 |  |  |  |  |  | $9929.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $375.96 | $347.00 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 701 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/22/2025 | 692 | FICO II | 729 | Beacon 5 | 701 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000103901 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2050.00 | Third Party Rental Source | $2683.86 |  | 0.000000 | 1.31 |  |  | 0.76 | 0.76 | $2683.86 |  |  | No |  |  |  | Long Term |  | $2050.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $375.56 | $97.50 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 10/29/2025 | 707 | Fair Isaac (VER. 2) | 711 | FICO Classic V5 Facta | 706 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 10/29/2025 | 781 | Fair Isaac (VER. 2) | 752 | FICO Classic V5 Facta | 751 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000103850 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4475.19 |  | 0.168129 |  |  |  |  |  | $4475.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $669.47 | $385.21 | Level 1-Not Stated/Not Verified |  |  |  | No |  |  |  | 0.87 |  |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 08/28/2025 | 792 | Fair Isaac (VER. 2) | 796 | FICO Classic V5 Facta | 786 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000103867 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2900.00 | Third Party Rental Source | $2897.43 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $2897.43 |  |  | No |  |  |  | Long Term |  | $2900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $354.31 | $26.75 | Level 3-Stated/Partially Verified | No | 1 | 11 | No | No |  | Experienced Investor |  | US Citizen |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 10/24/2025 | 793 | Fair Isaac (VER. 2) | 807 | Beacon 5 | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000103799 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4901.04 |  | 0.084244 |  |  |  |  |  | $4901.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $428.12 | $175.21 | Level 1-Not Stated/Not Verified |  |  |  | No |  |  |  |  |  |  | 681 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 09/08/2025 | 703 | Fair Isaac (VER. 2) | 663 | FICO Classic V5 Facta | 681 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000103843 | XXXXX |  |  |  |  |  |  | No |  |  |  |  |  |  |  | $5238.48 |  | 0.252810 |  |  |  |  |  | $5238.48 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1147.04 | $369.75 | Level 4-Stated/Verified as defined |  |  |  | No |  |  |  | 1.33 |  |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | Full Recourse | 4 | US Citizen |  |  | Level 1-Not Stated/Not Verified | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 08/28/2025 | 792 | Fair Isaac (VER. 2) | 796 | FICO Classic V5 Facta | 786 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000103815 | XXXXX |  |  |  |  |  |  | No |  |  |  |  |  |  |  | $2628.15 |  | 0.343894 |  |  |  |  |  | $2628.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $353.84 | $91.35 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 9.39 | US Citizen | US Citizen | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/25/2025 | 716 | Fair Isaac (VER. 2) | 762 | FICO Classic V5 Facta | 724 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/25/2025 | 782 | Fair Isaac (VER. 2) | 759 | FICO Classic V5 Facta | 762 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000103832 | XXXXX |  |  |  |  |  |  | No |  |  |  |  |  |  |  | $1783.80 |  | 0.351815 |  |  |  |  |  | $1783.80 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $381.95 | $314.25 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 21.74 | US Citizen | US Citizen | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/01/2025 | 790 | Fair Isaac (VER. 2) | 780 | FICO Classic V5 Facta | 787 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/01/2025 | 790 | Fair Isaac (VER. 2) | 799 | FICO Classic V5 Facta | 792 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000103814 | XXXXX |  |  |  |  |  |  | No |  |  |  |  |  |  |  | $5820.73 |  | 0.438645 |  |  |  |  |  | $5820.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1056.86 | $182.58 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/02/2025 | 793 | Fair Isaac (VER. 2) | 780 | FICO Classic V5 Facta | 770 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000103913 | XXXXX |  |  |  |  |  |  | No |  |  |  |  |  |  |  | $3804.19 |  | 0.470617 |  |  |  |  |  | $3804.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $223.55 | $199.17 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 2.48 | US Citizen |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/29/2025 | 729 | Fair Isaac (VER. 2) |  |  | 752 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000103883 | XXXXX |  |  |  |  |  |  | No |  |  |  |  |  |  |  | $10041.49 |  | 0.101925 |  |  |  |  |  | $10041.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1691.66 | $664.08 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 11.08 | US Citizen | US Citizen | 675 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/22/2025 | 675 | Fair Isaac (VER. 2) | 672 | FICO Classic V5 Facta | 711 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/22/2025 | 741 | Fair Isaac (VER. 2) | 757 | FICO Classic V5 Facta | 772 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000103817 | XXXXX |  |  |  |  |  |  | No |  |  |  |  |  |  |  | $3528.21 |  | 0.171680 |  |  |  |  |  | $3528.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $823.58 | $426.17 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | Permanent Resident Alien |  | 756 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | Permanent Resident Alien | Resident Alien Card |  | Level 4-Stated/Verified as defined | 09/24/2025 | 760 | Fair Isaac (VER. 2) | 755 | FICO Classic V5 Facta | 756 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000103828 | XXXXX |  |  |  |  |  |  | No |  |  |  |  |  |  |  | $1608.44 |  | 0.380518 |  |  |  |  |  | $1608.44 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $230.37 | $329.25 | Level 4-Stated/Verified as defined |  |  |  | No |  | No |  | 21.37 |  | US Citizen | 688 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Trust | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Trustee | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/25/2025 | 688 | Fair Isaac (VER. 2) | 668 | FICO Classic V5 Facta | 695 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000103907 | XXXXX |  |  |  |  |  |  | No |  |  |  |  |  |  |  | $2217.40 |  | 0.345447 |  |  |  |  |  | $2217.40 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $365.83 | $285.33 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/25/2025 | 789 | Fair Isaac (VER. 2) | 780 | Beacon 5 | 793 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000103804 | XXXXX |  |  |  |  |  |  | No |  |  |  |  |  |  |  | $5757.13 |  | 0.497042 |  |  |  |  |  | $5757.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1593.33 | $256.94 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 0.27 | Non-Permanent Resident Alien |  | 707 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Non-Permanent Resident Alien | Employment Authorization | Peru | Level 4-Stated/Verified as defined | 10/09/2025 | 707 | Fair Isaac (VER. 2) | 733 | FICO Classic V5 Facta | 683 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000103839 | XXXXX |  |  |  |  |  |  | No |  |  |  |  |  |  |  | $5641.05 |  | 0.286913 |  |  |  |  |  | $5641.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1008.62 | $639.92 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 12.21 | US Citizen |  | 680 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/13/2025 | 660 | Fair Isaac (VER. 2) | 689 | FICO Classic V5 Facta | 680 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000103790 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4207.93 |  | 0.302570 |  |  |  |  |  | $4207.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $383.52 | $381.67 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 12.24 | US Citizen |  | 705 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/04/2025 | 705 | FICO II | 717 | Beacon 5 | 703 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000103860 | XXXXX |  |  |  |  |  |  | No |  |  |  |  |  |  |  | $2746.60 |  | 0.313420 |  |  |  |  |  | $2746.60 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $276.25 | $105.58 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | Permanent Resident Alien |  | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | Permanent Resident Alien | Resident Alien Card |  | Level 4-Stated/Verified as defined | 10/10/2025 | 782 | Fair Isaac (VER. 2) | 755 | FICO Classic V5 Facta | 770 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000103871 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3088.02 |  | 0.242742 |  |  |  |  |  | $3088.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $614.24 | $62.70 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | Non-Permanent Resident Alien |  | 730 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Non-Permanent Resident Alien | Employment Authorization | Brazil | Level 4-Stated/Verified as defined | 09/19/2025 | 719 | Fair Isaac (VER. 2) | 730 | Beacon 5 | 741 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000103886 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $11360.37 |  | 0.454247 |  |  |  |  |  | $11360.37 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $680.21 | $61.08 | Level 1-Not Stated/Not Verified |  |  |  | No |  |  |  |  |  |  | 734 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | Full Recourse | 7 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 10/21/2025 | 706 | Fair Isaac (VER. 2) | 760 | FICO Classic V5 Facta | 734 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000103813 | XXXXX |  |  |  |  |  |  | No |  |  |  |  |  |  |  | $4138.79 |  | 0.494805 |  |  |  |  |  | $4138.79 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $790.93 | $339.46 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 5.82 | US Citizen |  | 666 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/15/2025 | 635 | Fair Isaac (VER. 2) | 676 | FICO Classic V5 Facta | 666 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000103858 | XXXXX |  |  |  |  |  |  | No |  |  |  |  |  |  |  | $2676.08 |  | 0.406197 |  |  |  |  |  | $2676.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $479.88 | $108.00 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | Permanent Resident Alien |  | 795 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 10/21/2025 | 791 | Fair Isaac (VER. 2) | 806 | FICO Classic V5 Facta | 795 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000103882 | XXXXX |  |  |  |  |  |  | No |  |  |  |  |  |  |  | $3062.60 |  | 0.295807 |  |  |  |  |  | $3062.60 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $106.21 | $216.25 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/28/2025 | 798 | Fair Isaac (VER. 2) | 768 | Beacon 5 | 740 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000103766 | XXXXX |  |  |  |  |  |  | No |  |  |  |  |  |  |  | $1728.08 |  | 0.399465 |  |  |  |  |  | $1728.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $34.64 | $116.94 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 1.02 | US Citizen |  | 700 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 06/18/2025 | 700 | Fair Isaac (VER. 2) | 702 | FICO Classic V5 Facta | 691 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000103780 | XXXXX |  |  |  |  |  |  | No |  |  |  |  |  |  |  | $3804.61 |  | 0.337336 |  |  |  |  |  | $3804.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $357.67 | $427.03 | Level 4-Stated/Verified as defined |  |  |  | No |  |  |  |  |  |  | 823 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 08/20/2025 | 825 | FICO II | 817 | Beacon 5 | 817 | FICO Risk Score Classic 04 | 3 |  |  |  | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 08/20/2025 | 832 | FICO II | 809 | Beacon 5 | 823 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000103862 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3885.65 |  | 0.183693 |  |  |  |  |  | $3885.65 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $741.45 | $276.33 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 2.18 | Permanent Resident Alien |  | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | Permanent Resident Alien | Resident Alien Card |  | Level 4-Stated/Verified as defined | 10/22/2025 | 715 | Fair Isaac (VER. 2) | 741 | FICO Classic V5 Facta | 766 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000103864 | XXXXX |  |  |  |  |  |  | No |  |  |  |  |  |  |  | $8678.72 |  | 0.543757 |  |  |  |  |  | $8678.72 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $326.66 | $134.68 | Level 4-Stated/Verified as defined |  |  |  | No |  | No |  |  |  | US Citizen | 677 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Trust | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Trustee | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/06/2025 | 681 | Fair Isaac (VER. 2) | 652 | FICO Classic V5 Facta | 677 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000103895 | XXXXX |  |  |  |  |  |  | No |  |  |  |  |  |  |  | $15145.01 |  | 0.335500 |  |  |  |  |  | $15145.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $3282.09 | $317.83 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 0.80 | US Citizen |  | 692 |  |  |  |  | 1 | 0 | 0 | 1 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/30/2025 | 693 | Fair Isaac (VER. 2) | 671 | FICO Classic V5 Facta | 692 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000103782 | XXXXX |  |  |  |  |  |  | No |  |  |  |  |  |  |  | $2380.51 |  | 0.405201 |  |  |  |  |  | $2380.51 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $343.75 | $167.93 | Level 3-Stated/Partially Verified |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 05/27/2025 | 766 | Fair Isaac (VER. 2) | 761 | FICO Classic V5 Facta | 755 | FICO Risk Score Classic 04 | Individual | Individual | Retired |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 05/27/2025 | 789 | Fair Isaac (VER. 2) | 786 | FICO Classic V5 Facta | 771 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110313 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3341.81 |  | 0.376211 |  |  |  |  |  | $3341.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $365.06 | $122.50 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 2.72 | US Citizen |  | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/08/2025 | 758 | Fair Isaac (VER. 2) | 780 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110317 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3341.73 |  | 0.376218 |  |  |  |  |  | $3341.73 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $365.06 | $122.42 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 2.72 | US Citizen |  | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/08/2025 | 758 | Fair Isaac (VER. 2) | 780 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110530 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5500.00 | Rent on Existing Lease | $5131.98 |  | 0.000000 | 0.93 |  |  | 1.07 | 1.07 | $5131.98 |  |  | Yes | 07/01/2025 | 12/31/2026 | 18 | Long Term | $5500.00 | $5500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $80000.00 |  |  | $1445.03 | $116.42 | Level 1-Not Stated/Not Verified | No | 1 | 7 | No |  |  | Experienced Investor | 0.84 |  |  | 732 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 12/26/2025 | 764 | Fair Isaac (VER. 2) | 727 | FICO Classic V5 Facta | 732 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.765% | xxxxx |  |  | 83.032% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000108203 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $10800.00 | Third Party Rental Source | $10275.61 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $10275.61 |  |  | No |  |  |  | Long Term |  | $3550.00 | No |  |  |  | Long Term |  | $3625.00 | No |  |  |  | Long Term |  | $3625.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $70800.00 |  |  | $935.61 | $471.46 | Level 1-Not Stated/Not Verified | No | 1 | 7 | No |  | No | Experienced Investor | 1.81 |  | US Citizen | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 12/10/2025 | 776 | Fair Isaac (VER. 2) | 774 | FICO Classic V5 Facta | 778 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 12/24/2025 | 757 | Fair Isaac (VER. 2) | 745 | FICO Classic V5 Facta | 758 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 3 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 184.091% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000108209 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $10800.00 | Third Party Rental Source | $10131.35 |  | 0.000000 | 0.94 |  |  | 1.07 | 1.07 | $10131.35 |  |  | No |  |  |  | Long Term |  | $3550.00 | No |  |  |  | Long Term |  | $3625.00 | No |  |  |  | Long Term |  | $3625.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $70800.00 |  |  | $791.35 | $471.46 | Level 1-Not Stated/Not Verified | No | 1 | 7 | No |  | No | Experienced Investor | 1.81 |  | US Citizen | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 12/10/2025 | 776 | Fair Isaac (VER. 2) | 774 | FICO Classic V5 Facta | 778 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 12/24/2025 | 757 | Fair Isaac (VER. 2) | 745 | FICO Classic V5 Facta | 758 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 3 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 184.091% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000108621 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1750.00 | Third Party Rental Source | $1747.26 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $1747.26 |  |  | Yes | 04/19/2025 | 04/30/2026 | 12 | Long Term | $1875.00 | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $96.75 | $35.17 | Level 4-Stated/Verified as defined | No | 1 | 5 | No |  |  | Experienced Investor | 13.52 |  |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 791 | Fair Isaac (VER. 2) | 790 | FICO Classic V5 Facta | 792 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 52.486% | xxxxx |  |  | 200.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109306 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $9915.00 | Third Party Rental Source | $7766.59 |  | 0.000000 | 0.78 |  |  | 1.28 | 1.28 | $7766.59 |  |  | No |  |  |  | Long Term |  | $9915.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $100000.00 |  |  | $806.80 | $830.54 | Level 1-Not Stated/Not Verified | No | 1 | 23 | No |  |  | Experienced Investor |  |  |  | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 11/25/2025 | 738 | Fair Isaac (VER. 2) | 741 | FICO Classic V5 Facta | 734 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 69.079% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000108028 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3000.00 | Rent on Existing Lease | $2411.06 |  | 0.000000 | 0.8 |  |  | 1.24 | 1.24 | $2411.06 |  |  | Yes | 01/01/2026 | 12/31/2026 | 12 | Long Term | $3000.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | $495.27 | $125.00 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 0.23 | US Citizen |  | 732 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/31/2025 | 732 | Fair Isaac (VER. 2) | 728 | FICO Classic V5 Facta | 742 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.141% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000108492 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2093.81 |  | 0.303639 |  |  |  |  |  | $2093.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $281.25 | $101.66 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/14/2025 | 805 | Fair Isaac (VER. 2) | 788 | Beacon 5 | 793 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000111177 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6800.00 | Third Party Rental Source | $2017.75 |  | 0.000000 | 0.3 |  |  | 3.37 | 3.37 | $2017.75 |  |  | No |  |  |  | Long Term |  | $6800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $40000.00 |  |  | $418.22 | $106.50 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  |  | Experienced Investor |  |  |  | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 12/31/2025 | 732 | Fair Isaac (VER. 2) | 749 | FICO Classic V5 Facta | 747 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 41.711% | xxxxx |  |  | 50.000% |  |  | 50.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000108246 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1243.55 |  | 0.141255 |  |  |  |  |  | $1243.55 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $137.28 | $83.37 | Level 4-Stated/Verified as defined |  |  |  | No |  |  |  | 4.48 |  |  | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 11/26/2025 | 775 | Fair Isaac (VER. 2) | 771 | FICO Classic V5 Facta | 766 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000108243 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1814.49 |  | 0.087718 |  |  |  |  |  | $1814.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $401.55 | $91.42 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 3.01 | US Citizen |  | 702 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 8 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/15/2025 | 693 | Fair Isaac (VER. 2) | 702 | FICO Classic V5 Facta | 718 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109100 | XXXXX |  |  |  |  |  |  | No | No | Long Term |  |  |  | $7600.00 | Third Party Rental Source | $5480.36 |  | 0.000000 | 0.72 |  |  | 1.39 | 1.39 | $5480.36 |  |  | No |  |  |  | Long Term |  | $7600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35539.00 |  |  | $580.32 | $112.08 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 805 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 12/19/2025 | 826 | Fair Isaac (VER. 2) | 805 | Beacon 5 | 801 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 12/19/2025 | 803 | Fair Isaac (VER. 2) | 805 | Beacon 5 | 804 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.801% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000109937 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2300.00 | Third Party Rental Source | $1620.59 |  | 0.000000 | 0.7 |  |  | 1.42 | 1.42 | $1620.59 |  |  | Yes | 02/01/2026 | 02/01/2027 | 12 | Long Term | $2400.00 | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25000.00 |  |  | $303.90 | $30.25 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No | No |  | Experienced Investor | 2.49 | US Citizen |  | 686 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 12/12/2025 | 682 | Fair Isaac (VER. 2) | 686 | FICO Classic V5 Facta | 698 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 38.889% | xxxxx |  |  | 38.889% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110873 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1500.00 | Rent on Existing Lease | $788.11 |  | 0.000000 | 0.53 |  |  | 1.90 | 1.9 | $788.11 |  |  | Yes | 09/19/2025 | 03/31/2026 | 6 | Long Term | $1500.00 | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $10000.00 |  |  | $108.03 | $133.52 | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  |  | Experienced Investor | 2.72 |  |  | 686 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 12/10/2025 | 695 | Fair Isaac (VER. 2) | 685 | FICO Classic V5 Facta | 686 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | xxxxx |  |  | 332.800% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109231 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $12110.84 | Rent on Existing Lease | $9411.09 |  | 0.000000 | 0.78 |  |  | 1.29 | 1.29 | $9411.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1021.73 | $1713.75 | Level 4-Stated/Verified as defined | Yes | 5 | 15 | No |  |  | Experienced Investor |  |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 12/29/2025 | 792 | Fair Isaac (VER. 2) | 778 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 65.000% |  |  |  | 152.704% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109762 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1798.32 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $1798.32 |  |  | Yes | 02/01/2024 | 02/01/2025 | 12 | Long Term | $2250.00 | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $240.59 | $79.45 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 2.96 | US Citizen |  | 709 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/02/2025 | 709 | Fair Isaac (VER. 2) | 701 | Beacon 5 | 710 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 67.719% | xxxxx |  |  | 73.458% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000111758 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5498.00 | Rent on Existing Lease | $3093.45 |  | 0.000000 | 0.56 |  |  | 1.78 | 1.78 | $3093.45 |  |  | Yes | 04/19/2025 | 04/30/2026 | 12 | Long Term | $2799.00 | $2800.00 | Yes | 05/30/2025 | 06/30/2026 | 13 | Long Term | $2699.00 | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $345.45 | $42.83 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No | No | Experienced Investor | 1.56 | US Citizen | US Citizen | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/07/2025 | 798 | Fair Isaac (VER. 2) | 795 | FICO Classic V5 Facta | 808 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/03/2025 | 732 | Fair Isaac (VER. 2) | 759 | FICO Classic V5 Facta | 797 | FICO Risk Score Classic 04 | Individual |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/07/2025 | 815 | Fair Isaac (VER. 2) | 792 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 | Individual |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/03/2025 | 818 | Fair Isaac (VER. 2) | 750 | FICO Classic V5 Facta | 767 | FICO Risk Score Classic 04 | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 60.000% | xxxxx |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110342 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $7500.00 | Rent on Existing Lease | $6934.54 |  | 0.000000 | 0.92 |  |  | 1.08 | 1.08 | $6934.54 |  |  | Yes | 04/01/2025 | 04/01/2026 | 12 | Long Term | $7500.00 | $8000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $140000.00 |  |  | $966.15 | $154.33 | Level 2-Stated/Not Verified | No | 1 | 20 | No | No |  | Experienced Investor | 1.81 | US Citizen |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | 01/07/2026 | 780 | FICO II | 778 | Beacon 5 | 751 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 75.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000108950 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $14132.70 | Multiple Sources | $8610.98 |  | 0.000000 | 0.61 |  |  | 1.64 | 1.64 | $8610.98 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $874.01 | $75.00 | Level 4-Stated/Verified as defined | Yes | 1 | 16 | No |  |  | Experienced Investor |  |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 12/29/2025 | 792 | Fair Isaac (VER. 2) | 778 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 65.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000112040 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3400.00 | Rent on Existing Lease | $2585.02 |  | 0.000000 | 0.76 |  |  | 1.32 | 1.32 | $2585.02 |  |  | Yes | 06/01/2025 | 05/24/2026 | 11 | Long Term | $3400.00 | $4500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $758.47 | $153.17 | Level 4-Stated/Verified as defined | No | 1 | 9 | No | No |  | Experienced Investor | 0.92 | US Citizen |  | 749 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/12/2025 | 764 | Fair Isaac (VER. 2) | 689 | FICO Classic V5 Facta | 749 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 43.000% | xxxxx |  |  | 45.263% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000104877 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1850.00 | Rent on Existing Lease | $1556.56 |  | 0.000000 | 0.84 |  |  | 1.19 | 1.19 | $1556.56 |  |  | Yes | 06/01/2025 | 05/31/2026 | 12 | Long Term | $1850.00 | $1850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $140.34 | $49.58 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 0.64 |  |  | 745 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 11/19/2025 | 749 | Fair Isaac (VER. 2) | 745 | FICO Classic V5 Facta | 738 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 75.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000106342 | XXXXX |  |  |  |  |  |  | Yes | No | Short Term |  |  |  | $11000.00 | Third Party Rental Source | $3945.13 |  | 0.000000 | 0.36 |  |  | 2.79 | 2.79 | $3945.13 |  |  | No |  |  |  | Short Term |  | $11000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $53000.00 |  |  | $1943.48 | $195.10 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 9.09 | US Citizen |  | 731 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/12/2025 | 731 | Fair Isaac (VER. 2) | 742 | FICO Classic V5 Facta | 715 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 11.000% | xxxxx |  |  | 16.176% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110664 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2650.00 | Third Party Rental Source | $2544.81 |  | 0.000000 | 0.96 |  |  | 1.04 | 1.04 | $2544.81 |  |  | No |  |  |  | Long Term |  | $2650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $322.67 | $183.69 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/19/2025 | 800 | Fair Isaac (VER. 2) | 784 | FICO Classic V5 Facta | 764 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/31/2025 | 787 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 817 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000107092 | XXXXX |  |  |  |  |  |  | No | No | Long Term |  |  |  | $4350.00 | Third Party Rental Source | $4670.17 |  | 0.000000 | 1.07 |  |  | 0.93 | 0.93 | $4670.17 |  |  | No |  |  |  | Long Term |  | $4350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $51220.00 |  |  | $1188.50 | $522.42 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No | No | Experienced Investor | 0.01 | US Citizen | US Citizen | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/11/2025 | 781 | Fair Isaac (VER. 2) | 766 | Beacon 5 | 786 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 12/11/2025 | 771 | Fair Isaac (VER. 2) | 752 | Beacon 5 | 774 | FICO Risk Score Classic 04 | Individual |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 12/11/2025 | 776 | Fair Isaac (VER. 2) | 754 | Beacon 5 | 765 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 45.104% | xxxxx |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000108694 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2650.87 |  | 0.342968 |  |  |  |  |  | $2650.87 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $349.99 | $223.33 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/04/2025 | 803 | Fair Isaac (VER. 2) | 788 | FICO Classic V5 Facta | 771 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109887 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1850.00 | Rent on Existing Lease | $1090.47 |  | 0.000000 | 0.59 |  |  | 1.70 | 1.7 | $1090.47 |  |  | Yes | 11/06/2023 | 10/31/2024 | 11 | Long Term | $1850.00 | $1850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $27690.00 |  |  | $183.82 | $92.17 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 2.29 |  |  | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/14/2026 | 763 | FICO II | 784 | Beacon 5 | 775 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000112493 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1316.00 |  | 0.000000 | 0.73 |  |  | 1.37 | 1.37 | $1316.00 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | $378.25 | $137.36 | Level 4-Stated/Verified as defined | No | 1 | 10 | No | No |  | Experienced Investor |  | US Citizen |  | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/18/2025 | 783 | Fair Isaac (VER. 2) | 808 | FICO Classic V5 Facta | 801 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 48.077% | xxxxx |  |  | 48.544% |  |  | 48.544% |  |  |  |  |  |  |  |  |
| XXXXX | 4000112490 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $3358.33 |  | 0.000000 | 1.12 |  |  | 0.89 | 0.89 | $3358.33 |  |  | No |  |  |  | Long Term |  | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $21000.00 |  |  | $697.17 | $35.25 | Level 4-Stated/Verified as defined | No | 1 | 10 | No | No |  | Experienced Investor |  | US Citizen |  | 667 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/06/2026 | 719 | Fair Isaac (VER. 2) | 666 | FICO Classic V5 Facta | 667 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 54.559% | xxxxx |  |  | 59.370% |  |  | 59.370% |  |  |  |  |  |  |  |  |
| XXXXX | 4000111642 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2240.00 | Third Party Rental Source | $2110.08 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $2110.08 |  |  | No |  |  |  | Long Term |  | $2240.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $5000.00 |  |  | $337.00 | $39.08 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | First-Time Investor |  | Non-Permanent Resident Alien |  | 737 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 12/23/2025 | 738 | Fair Isaac (VER. 2) | 735 | FICO Classic V5 Facta | 737 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 55.640% | xxxxx |  |  | 60.000% |  |  | 60.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000112423 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6500.00 | Rent on Existing Lease | $5774.45 |  | 0.000000 | 0.89 |  |  | 1.13 | 1.13 | $5774.45 |  |  | Yes | 09/01/2025 | 08/31/2026 | 12 | Long Term | $6500.00 | $6500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $1314.84 | $28.83 | Level 4-Stated/Verified as defined | No | 1 | 9 | No |  |  | Experienced Investor | 18.85 |  |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/19/2025 | 778 | Fair Isaac (VER. 2) | 776 | FICO Classic V5 Facta | 758 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | xxxxx |  |  | 82.963% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109460 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2136.25 |  | 0.413607 |  |  |  |  |  | $2136.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $181.76 | $94.67 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/24/2025 | 764 | Fair Isaac (VER. 2) | 774 | FICO Classic V5 Facta | 774 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109733 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4600.00 | Third Party Rental Source | $3611.77 |  | 0.000000 | 0.79 |  |  | 1.27 | 1.27 | $3611.77 |  |  | No |  |  |  | Long Term |  | $1800.00 | No |  |  |  | Long Term |  | $1400.00 | No |  |  |  | Long Term |  | $1400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | $637.58 | $247.25 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 692 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 12/03/2025 | 692 | FICO II | 665 | Beacon 5 | 711 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 74.856% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000112348 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1800.00 | Rent on Existing Lease | $1799.78 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $1799.78 |  |  | Yes | 04/01/2025 | 03/31/2027 | 24 | Long Term | $1800.00 | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $102.60 | $0.00 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | First-Time Investor | 1.47 |  |  | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 12/15/2025 | 797 | Fair Isaac (VER. 2) | 675 | FICO Classic V5 Facta | 796 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 54.919% | xxxxx |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000112425 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6500.00 | Rent on Existing Lease | $5702.77 |  | 0.000000 | 0.88 |  |  | 1.14 | 1.14 | $5702.77 |  |  | Yes | 09/01/2025 | 08/31/2026 | 12 | Long Term | $6500.00 | $6500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $1267.33 | $28.83 | Level 4-Stated/Verified as defined | No | 1 | 9 | No |  |  | Experienced Investor | 18.72 |  |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/19/2025 | 778 | Fair Isaac (VER. 2) | 776 | FICO Classic V5 Facta | 758 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110681 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $3355.19 |  | 0.000000 | 1.12 |  |  | 0.89 | 0.89 | $3355.19 |  |  | No |  |  |  | Long Term |  | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $1161.16 | $138.25 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 729 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/16/2025 | 748 | Fair Isaac (VER. 2) | 729 | FICO Classic V5 Facta | 710 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 68.939% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000106949 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $10250.00 | Third Party Rental Source | $5415.36 |  | 0.000000 | 0.53 |  |  | 1.89 | 1.89 | $5415.36 |  |  | No |  |  |  | Long Term |  | $10250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $45000.00 |  |  | $1413.78 | $253.65 | Level 3-Stated/Partially Verified | No | 1 | 6 | No | No | No | Experienced Investor | 0.50 | US Citizen | US Citizen | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/02/2025 | 770 | FICO II | 792 | Beacon 5 | 789 | FICO Risk Score Classic 04 | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/02/2025 | 773 | FICO II | 794 | Beacon 5 | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 27.796% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109396 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1200.00 | Rent on Existing Lease | $1342.83 |  | 0.000000 | 1.12 |  |  | 0.89 | 0.89 | $1342.83 |  |  | Yes | 07/01/2025 | 07/01/2026 | 12 | Long Term | $1200.00 | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $37200.00 |  |  | $147.81 | $221.17 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 4.98 | Permanent Resident Alien |  | 666 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 11/19/2025 | 674 | FICO II | 666 | Beacon 5 | 645 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 60.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000107428 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1500.00 | Rent on Existing Lease | $1729.52 |  | 0.000000 | 1.15 |  |  | 0.87 | 0.87 | $1729.52 |  |  | Yes | 12/23/2025 | 12/23/2026 | 12 | Long Term | $1500.00 | $1790.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $72.07 | $54.00 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 16.13 | US Citizen |  | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/05/2025 | 763 | FICO II | 762 | Beacon 5 | 768 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | xxxxx |  |  | 70.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110871 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4400.00 | Rent on Existing Lease | $4057.91 |  | 0.000000 | 0.92 |  |  | 1.08 | 1.08 | $4057.91 |  |  | Yes | 01/05/2026 | 01/05/2027 | 12 | Long Term | $4400.00 | $4400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $43500.00 |  |  | $99.65 | $131.25 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 30.42 | US Citizen |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/25/2025 | 789 | Fair Isaac (VER. 2) | 776 | FICO Classic V5 Facta | 756 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 60.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000108894 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4075.57 |  | 0.365003 |  |  |  |  |  | $4075.57 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $614.73 | $222.08 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Unemployed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/25/2025 | 822 | Fair Isaac (VER. 2) | 817 | FICO Classic V5 Facta | 802 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/25/2025 | 765 | Fair Isaac (VER. 2) | 790 | FICO Classic V5 Facta | 722 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110051 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2925.50 | Rent on Existing Lease | $3623.65 |  | 0.000000 | 1.24 |  |  | 0.81 | 0.81 | $3623.65 |  |  | Yes | 10/27/2021 | 10/31/2024 | 36 | Long Term | $2925.50 | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $5400.00 |  |  | $557.71 | $157.78 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 2.23 | US Citizen |  | 728 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/20/2025 | 745 | FICO II | 727 | Beacon 5 | 728 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 56.838% | xxxxx |  |  | 56.838% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110385 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1695.00 | Third Party Rental Source | $1276.05 |  | 0.000000 | 0.75 |  |  | 1.33 | 1.33 | $1276.05 |  |  | No |  |  |  | Long Term |  | $1695.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $40000.00 |  |  | $244.48 | $75.08 | Level 4-Stated/Verified as defined | No | 1 | 10 | No |  |  | Experienced Investor |  |  |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/12/2025 | 745 | Fair Isaac (VER. 2) | 737 | FICO Classic V5 Facta | 764 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 11/12/2025 | 804 | Fair Isaac (VER. 2) | 787 | FICO Classic V5 Facta | 812 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000113060 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3000.00 | Rent on Existing Lease | $1857.80 |  | 0.000000 | 0.62 |  |  | 1.61 | 1.61 | $1857.80 |  |  | Yes | 02/01/2026 | 01/31/2027 | 12 | Long Term | $1500.00 | $1500.00 | Yes | 02/01/2026 | 01/31/2027 | 12 | Long Term | $1500.00 | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $456.64 | $231.83 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | 10/21/2025 | 792 | Fair Isaac (VER. 2) | 794 | FICO Classic V5 Facta | 790 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 69.811% | xxxxx |  |  | 69.811% |  |  | 69.811% |  |  |  |  |  |  |  |  |
| XXXXX | 4000113049 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3250.00 | Rent on Existing Lease | $2748.89 |  | 0.000000 | 0.85 |  |  | 1.18 | 1.18 | $2748.89 |  |  | Yes | 08/01/2025 | 07/31/2026 | 12 | Long Term | $1750.00 | $1750.00 | Yes | 07/01/2025 | 06/30/2026 | 12 | Long Term | $1500.00 | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $62500.00 |  |  | $832.23 | $252.03 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  |  | Experienced Investor |  |  |  | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 12/23/2025 | 801 | Fair Isaac (VER. 2) | 803 | FICO Classic V5 Facta | 794 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 73.329% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000113073 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2300.00 | Rent on Existing Lease | $1662.80 |  | 0.000000 | 0.72 |  |  | 1.38 | 1.38 | $1662.80 |  |  | Yes | 10/01/2025 | 09/30/2026 | 12 | Long Term | $2300.00 | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $40100.00 |  |  | $276.90 | $153.50 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 12.27 | US Citizen |  | 700 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/22/2025 | 700 | Fair Isaac (VER. 2) | 682 | FICO Classic V5 Facta | 700 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110050 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2300.00 | Third Party Rental Source | $2584.84 |  | 0.000000 | 1.12 |  |  | 0.89 | 0.89 | $2584.84 |  |  | No |  |  |  | Long Term |  | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $43640.00 |  |  | $129.89 | $157.08 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  |  | Experienced Investor |  |  |  | 742 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 12/10/2025 | 752 | Fair Isaac (VER. 2) | 699 | FICO Classic V5 Facta | 742 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 72.687% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000110078 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3400.00 | Third Party Rental Source | $2690.71 |  | 0.000000 | 0.79 |  |  | 1.26 | 1.26 | $2690.71 |  |  | No |  |  |  | Long Term |  | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $77000.00 |  |  | $586.88 | $209.92 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | First-Time Investor |  |  |  | 800 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/11/2025 | 820 | Fair Isaac (VER. 2) | 794 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.524% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000110815 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4350.00 | Third Party Rental Source | $5037.89 |  | 0.000000 | 1.16 |  |  | 0.86 | 0.86 | $5037.89 |  |  | Yes | 10/01/2025 | 10/01/2026 | 12 | Long Term | $6000.00 | $4350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $73500.00 |  |  | $870.36 | $189.00 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor | 2.34 | US Citizen |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/07/2026 | 759 | Fair Isaac (VER. 2) | 776 | FICO Classic V5 Facta | 784 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 63.222% | xxxxx |  |  | 65.780% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000111639 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1700.00 | Third Party Rental Source | $1669.80 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $1669.80 |  |  | No |  |  |  | Long Term |  | $1700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30300.00 |  |  | $97.79 | $100.92 | Level 3-Stated/Partially Verified | No | 1 | 10 | No |  |  | Experienced Investor |  |  |  | 753 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 7 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 01/07/2026 | 763 | Fair Isaac (VER. 2) | 753 | FICO Classic V5 Facta | 746 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 60.000% | xxxxx |  |  | 60.000% |  |  | 60.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000110713 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1675.00 | Third Party Rental Source | $1542.95 |  | 0.000000 | 0.92 |  |  | 1.09 | 1.09 | $1542.95 |  |  | No |  |  |  | Long Term |  | $1675.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $289.27 | $83.60 | Level 4-Stated/Verified as defined | No | 1 | 15 | No | No |  | Experienced Investor |  | US Citizen |  | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/31/2025 | 797 | FICO II | 812 | Beacon 5 | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000109699 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3049.32 |  | 0.204934 |  |  |  |  |  | $3049.32 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $129.47 | $245.34 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 712 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/04/2025 | 712 | Fair Isaac (VER. 2) | 712 | FICO Classic V5 Facta | 677 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110312 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1525.00 | Third Party Rental Source | $1510.80 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $1510.80 |  |  | No |  |  |  | Long Term |  | $1525.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | $121.35 | $92.25 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/01/2026 | 796 | Fair Isaac (VER. 2) | 791 | Beacon 5 | 811 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.758% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000111328 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1650.00 | Third Party Rental Source | $791.06 |  | 0.000000 | 0.48 |  |  | 2.09 | 2.09 | $791.06 |  |  | Yes | 11/11/2025 | 11/30/2026 | 12 | Long Term | $1675.00 | $1650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $74.05 | $152.83 | Level 4-Stated/Verified as defined | No | 1 | 15 | No |  |  | Experienced Investor |  |  |  | 736 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 09/29/2025 | 736 | FICO II | 733 | Beacon 5 | 748 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 71.261% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000111089 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3500.00 | Rent on Existing Lease | $3478.95 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $3478.95 |  |  | Yes | 06/01/2025 | 05/31/2026 | 12 | Long Term | $3500.00 | $4100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $57000.00 |  |  | $970.84 | $145.77 | Level 4-Stated/Verified as defined | No | 1 | 6 | No |  |  | Experienced Investor | 2.70 |  |  | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 12/01/2025 | 807 | FICO II | 797 | Beacon 5 | 787 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 12/01/2025 | 786 | FICO II | 788 | Beacon 5 | 787 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 50.000% | xxxxx |  |  | 50.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109408 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $2632.19 |  | 0.000000 | 1.2 |  |  | 0.84 | 0.84 | $2632.19 |  |  | No |  |  |  | Long Term |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $126.77 | $80.25 | Level 4-Stated/Verified as defined | No | 1 | 9 | No |  |  | Experienced Investor |  |  |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 12/22/2025 | 787 | Fair Isaac (VER. 2) | 780 | FICO Classic V5 Facta | 781 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 67.815% | xxxxx |  |  | 67.815% |  |  | 67.815% |  |  |  |  |  |  |  |  |
| XXXXX | 4000110136 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5400.00 | Rent on Existing Lease | $3956.29 |  | 0.000000 | 0.73 |  |  | 1.36 | 1.36 | $3956.29 |  |  | Yes | 11/02/2025 | 12/01/2026 | 13 | Long Term | $3000.00 | $3150.00 | Yes | 11/01/2025 | 12/01/2026 | 13 | Long Term | $2400.00 | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $55000.00 |  |  | $1068.66 | $226.42 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 9.46 |  |  | 675 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 12/03/2025 | 679 | Fair Isaac (VER. 2) | 675 | Beacon 5 | 668 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 45.455% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109500 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3800.00 | Third Party Rental Source | $4583.69 |  | 0.000000 | 1.21 |  |  | 0.83 | 0.83 | $4583.69 |  |  | No |  |  |  | Long Term |  | $3800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $549.44 | $184.00 | Level 4-Stated/Verified as defined | No | 1 | 12 | No |  |  | Experienced Investor |  |  |  | 756 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 12/16/2025 | 754 | Fair Isaac (VER. 2) | 756 | FICO Classic V5 Facta | 763 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 12/16/2025 | 790 | Fair Isaac (VER. 2) | 791 | FICO Classic V5 Facta | 774 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000111052 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3500.00 | Rent on Existing Lease | $3396.88 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $3396.88 |  |  | Yes | 05/01/2025 | 04/30/2026 | 12 | Long Term | $3500.00 | $4100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $57000.00 |  |  | $888.77 | $145.77 | Level 4-Stated/Verified as defined | No | 1 | 6 | No |  |  | Experienced Investor | 2.70 |  |  | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 12/01/2025 | 807 | Fair Isaac (VER. 2) | 797 | Beacon 5 | 787 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 12/01/2025 | 786 | Fair Isaac (VER. 2) | 788 | Beacon 5 | 787 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 50.000% | xxxxx |  |  | 57.266% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110703 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2625.00 | Third Party Rental Source | $3425.80 |  | 0.000000 | 1.31 |  |  | 0.77 | 0.77 | $3425.80 |  |  | No |  |  |  | Long Term |  | $2625.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $42500.00 |  |  | $583.91 | $176.33 | Level 3-Stated/Partially Verified | No | 1 | 6 | No |  |  | Experienced Investor | 1.06 |  |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 12/17/2025 | 762 | Fair Isaac (VER. 2) | 762 | FICO Classic V5 Facta | 788 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 62.435% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000112123 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $8137.30 |  | 0.430324 |  |  |  |  |  | $8137.30 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $723.98 | $512.33 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 1.86 | US Citizen |  | 721 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Employed |  |  | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/10/2025 | 725 | Fair Isaac (VER. 2) | 721 | FICO Classic V5 Facta | 717 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000111517 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2100.00 | Rent on Existing Lease | $1439.37 |  | 0.000000 | 0.69 |  |  | 1.46 | 1.46 | $1439.37 |  |  | Yes | 01/01/2026 | 07/01/2026 | 6 | Long Term | $2100.00 | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $28206.00 |  |  | $239.03 | $149.25 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 0.45 | US Citizen |  | 685 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/14/2026 | 660 | Fair Isaac (VER. 2) | 685 | FICO Classic V5 Facta | 704 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 42.667% | xxxxx |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000111148 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3800.00 | Rent on Existing Lease | $3602.44 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $3602.44 |  |  | Yes | 06/01/2025 | 05/31/2026 | 12 | Long Term | $3800.00 | $4100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $63600.00 |  |  | $970.84 | $204.81 | Level 2-Stated/Not Verified | No | 1 | 6 | No |  |  | Experienced Investor | 2.70 |  |  | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 2-Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 12/01/2025 | 807 | Fair Isaac (VER. 2) | 797 | Beacon 5 | 787 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 12/01/2025 | 786 | Fair Isaac (VER. 2) | 788 | Beacon 5 | 787 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 50.000% | xxxxx |  |  | 53.741% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109856 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $9404.54 |  | 0.352858 |  |  |  |  |  | $9404.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1039.42 | $236.75 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 5.58 | US Citizen |  | 728 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/12/2025 | 744 | Fair Isaac (VER. 2) | 728 | FICO Classic V5 Facta | 696 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000111062 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3500.00 | Rent on Existing Lease | $3535.27 |  | 0.000000 | 1.01 |  |  | 0.99 | 0.99 | $3535.27 |  |  | Yes | 07/01/2025 | 06/30/2026 | 12 | Long Term | $3500.00 | $3700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $56414.00 |  |  | $1053.29 | $242.66 | Level 4-Stated/Verified as defined | No | 1 | 6 | No |  |  | Experienced Investor | 7.18 |  |  | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 12/01/2025 | 807 | FICO II | 797 | Beacon 5 | 787 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 12/01/2025 | 786 | FICO II | 788 | Beacon 5 | 787 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 50.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109518 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $2634.79 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $2634.79 |  |  | No |  |  |  | Long Term |  | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $120993.00 |  |  | $316.40 | $135.44 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 673 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/23/2025 | 660 | Fair Isaac (VER. 2) | 675 | FICO Classic V5 Facta | 673 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 55.093% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000109262 | XXXXX |  |  |  |  |  |  | No | No | Long Term |  |  |  | $1650.00 | Third Party Rental Source | $1489.20 |  | 0.000000 | 0.9 |  |  | 1.11 | 1.11 | $1489.20 |  |  | No |  |  |  | Long Term |  | $1650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $22300.00 |  |  | $151.67 | $65.83 | Level 3-Stated/Partially Verified | No | 1 | 12 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/02/2026 | 782 | Fair Isaac (VER. 2) | 774 | FICO Classic V5 Facta | 767 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/02/2026 | 777 | Fair Isaac (VER. 2) | 779 | FICO Classic V5 Facta | 779 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.909% | xxxxx |  |  | 79.592% |  |  | 79.592% |  |  |  |  |  |  |  |  |
| XXXXX | 4000111167 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3500.00 | Rent on Existing Lease | $3280.66 |  | 0.000000 | 0.94 |  |  | 1.07 | 1.07 | $3280.66 |  |  | Yes | 01/01/2026 | 12/31/2026 | 12 | Long Term | $3500.00 | $3750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $47916.00 |  |  | $964.35 | $189.75 | Level 4-Stated/Verified as defined | No | 1 | 6 | No |  |  | Experienced Investor | 7.18 |  |  | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 12/01/2025 | 807 | FICO II | 797 | Beacon 5 | 787 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 12/01/2025 | 786 | FICO II | 788 | Beacon 5 | 787 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 50.000% | xxxxx |  |  | 84.885% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000111247 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5022.43 |  | 0.482467 |  |  |  |  |  | $5022.43 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $909.52 | $121.50 | Level 1-Not Stated/Not Verified |  |  |  | No |  |  |  |  |  |  | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 10 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 10/23/2025 | 807 | Fair Isaac (VER. 2) | 754 | FICO Classic V5 Facta | 744 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000113681 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3700.00 | Rent on Existing Lease | $4067.22 |  | 0.000000 | 1.1 |  |  | 0.91 | 0.91 | $4067.22 |  |  | Yes | 02/01/2026 | 01/31/2027 | 12 | Long Term | $3700.00 | $3700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $52500.00 |  |  | $588.28 | $160.58 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 10/23/2025 | 801 | Fair Isaac (VER. 2) | 801 | FICO Classic V5 Facta | 797 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 64.024% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000111655 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $7680.47 |  | 0.482504 |  |  |  |  |  | $7680.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $662.96 | $93.42 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 3.62 | US Citizen |  | 730 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/05/2026 | 724 | Fair Isaac (VER. 2) | 749 | Beacon 5 | 730 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000111048 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3300.00 | Third Party Rental Source | $3777.21 |  | 0.000000 | 1.14 |  |  | 0.87 | 0.87 | $3777.21 |  |  | Yes | 03/01/2026 | 02/28/2027 | 12 | Long Term | $3400.00 | $3300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $13725.00 |  |  | $706.02 | $201.24 | Level 4-Stated/Verified as defined | No | 1 | 8 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 697 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/15/2026 | 766 | Fair Isaac (VER. 2) | 737 | Beacon 5 | 729 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/15/2026 | 723 | Fair Isaac (VER. 2) | 696 | Beacon 5 | 697 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 50.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110174 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1500.00 | Third Party Rental Source | $1263.12 |  | 0.000000 | 0.84 |  |  | 1.19 | 1.19 | $1263.12 |  |  | No |  |  |  | Long Term |  | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $39000.00 |  |  | $71.70 | $137.00 | Level 3-Stated/Partially Verified | No | 1 | 15 | No | No |  | Experienced Investor |  | US Citizen |  | 808 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/07/2026 | 776 | Fair Isaac (VER. 2) | 811 | FICO Classic V5 Facta | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 54.836% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000113719 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $7000.00 | Rent on Existing Lease | $5947.91 |  | 0.000000 | 0.85 |  |  | 1.18 | 1.18 | $5947.91 |  |  | Yes | 02/01/2026 | 01/31/2027 | 12 | Long Term | $4300.00 | $4300.00 | Yes | 02/01/2026 | 01/31/2027 | 12 | Long Term | $2700.00 | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18000.00 |  |  | $714.94 | $187.75 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 810 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/04/2025 | 816 | Fair Isaac (VER. 2) | 810 | FICO Classic V5 Facta | 809 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 55.000% | xxxxx |  |  | 55.000% |  |  | 55.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000113697 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3000.00 | Rent on Existing Lease | $2816.91 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $2816.91 |  |  | Yes | 02/01/2026 | 01/31/2027 | 12 | Long Term | $3000.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $64990.00 |  |  | $447.47 | $447.92 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/21/2025 | 795 | Fair Isaac (VER. 2) | 777 | FICO Classic V5 Facta | 746 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 67.470% | xxxxx |  |  | 66.667% |  |  | 66.667% |  |  |  |  |  |  |  |  |
| XXXXX | 4000108221 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1600.00 | Third Party Rental Source | $1017.39 |  | 0.000000 | 0.64 |  |  | 1.57 | 1.57 | $1017.39 |  |  | No |  |  |  | Long Term |  | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $16501.00 |  |  | $300.88 | $76.00 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor |  | US Citizen |  | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/24/2025 | 757 | Fair Isaac (VER. 2) | 788 | FICO Classic V5 Facta | 704 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000113022 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3100.00 | Rent on Existing Lease | $2881.81 |  | 0.000000 | 0.93 |  |  | 1.08 | 1.08 | $2881.81 |  |  | Yes | 01/18/2026 | 01/17/2027 | 12 | Long Term | $3100.00 | $3100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $46500.00 |  |  | $402.50 | $277.32 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | First-Time Investor |  | Non-Permanent Resident Alien |  | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Non-Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | 11/14/2025 | 812 | Fair Isaac (VER. 2) | 797 | FICO Classic V5 Facta | 798 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 64.178% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000113720 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6680.52 |  | 0.454441 |  |  |  |  |  | $6680.52 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $752.84 | $188.08 | Level 3-Stated/Partially Verified |  |  |  | No |  |  |  |  |  |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | Permanent Resident Alien | Resident Alien Card |  | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 10/29/2025 | 782 | Fair Isaac (VER. 2) | 761 | FICO Classic V5 Facta | 792 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000111830 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2850.00 | Third Party Rental Source | $2588.00 |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | $2588.00 |  |  | No |  |  |  | Long Term |  | $2850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $535.95 | $94.25 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/15/2025 | 769 | FICO II | 788 | Beacon 5 | 789 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 78.873% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000112111 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3500.00 | Third Party Rental Source | $3433.18 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $3433.18 |  |  | No |  |  |  | Long Term |  | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $93000.00 |  |  | $595.64 | $108.83 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/25/2025 | 772 | Fair Isaac (VER. 2) | 751 | FICO Classic V5 Facta | 749 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000111195 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1950.00 | Third Party Rental Source | $3360.42 |  | 0.000000 | 1.72 |  |  | 0.58 | 0.58 | $3360.42 |  |  | No |  |  |  | Long Term |  | $1950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $24500.00 |  |  | $379.00 | $311.96 | Level 3-Stated/Partially Verified | No | 1 | 7 | No | No |  | Experienced Investor |  | US Citizen |  | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/03/2026 | 779 | Fair Isaac (VER. 2) | 777 | Beacon 5 | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 74.377% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000112142 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5900.00 | Third Party Rental Source | $6915.57 |  | 0.000000 | 1.17 |  |  | 0.85 | 0.85 | $6915.57 |  |  | No |  |  |  | Long Term |  | $5900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $1419.80 | $159.92 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 22.69 | US Citizen |  | 699 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/14/2026 | 672 | Fair Isaac (VER. 2) | 709 | FICO Classic V5 Facta | 699 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000112442 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6800.00 | Third Party Rental Source | $5674.46 |  | 0.000000 | 0.83 |  |  | 1.20 | 1.2 | $5674.46 |  |  | No |  |  |  | Long Term |  | $4000.00 | No |  |  |  | Long Term |  | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $41000.00 |  |  | $697.70 | $281.92 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 01/21/2026 | 751 | Fair Isaac (VER. 2) | 766 | FICO Classic V5 Facta | 716 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 49.194% | xxxxx |  |  | 50.000% |  |  | 50.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000111577 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3000.00 | Rent on Existing Lease | $2223.10 |  | 0.000000 | 0.74 |  |  | 1.35 | 1.35 | $2223.10 |  |  | Yes | 07/01/2025 | 06/30/2027 | 24 | Long Term | $3000.00 | $3180.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $426.04 | $66.00 | Level 3-Stated/Partially Verified | No | 1 | 22 | No | No |  | Experienced Investor | 2.59 | US Citizen |  | 810 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/15/2025 | 819 | Fair Isaac (VER. 2) | 810 | FICO Classic V5 Facta | 806 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 50.194% | xxxxx |  |  | 54.412% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000111600 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2900.00 | Rent on Existing Lease | $2489.78 |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | $2489.78 |  |  | Yes | 06/21/2023 | 06/30/2027 | 48 | Long Term | $2900.00 | $3120.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $408.23 | $85.83 | Level 3-Stated/Partially Verified | No | 1 | 22 | No | No |  | Experienced Investor | 2.53 | US Citizen |  | 810 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/15/2025 | 819 | Fair Isaac (VER. 2) | 810 | FICO Classic V5 Facta | 806 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 62.526% | xxxxx |  |  | 64.565% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000111586 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2710.00 | Rent on Existing Lease | $2057.92 |  | 0.000000 | 0.76 |  |  | 1.32 | 1.32 | $2057.92 |  |  | Yes | 08/16/2023 | 07/31/2026 | 35 | Long Term | $2710.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $369.93 | $84.67 | Level 3-Stated/Partially Verified | No | 1 | 22 | No | No |  | Experienced Investor | 2.53 | US Citizen |  | 810 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/15/2025 | 819 | Fair Isaac (VER. 2) | 810 | FICO Classic V5 Facta | 806 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 53.007% | xxxxx |  |  | 51.739% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000112018 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3195.00 | Rent on Existing Lease | $3652.12 |  | 0.000000 | 1.14 |  |  | 0.87 | 0.87 | $3652.12 |  |  | Yes | 10/06/2025 | 08/31/2026 | 10 | Long Term | $3195.00 | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $59873.00 |  |  | $348.81 | $398.25 | Level 3-Stated/Partially Verified | No | 1 | 24 | No | No | No | Experienced Investor | 0.27 | US Citizen | US Citizen | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/29/2025 | 770 | Fair Isaac (VER. 2) | 795 | FICO Classic V5 Facta | 791 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/29/2025 | 795 | Fair Isaac (VER. 2) | 808 | FICO Classic V5 Facta | 803 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 67.028% | xxxxx |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000107596 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $21000.00 | Third Party Rental Source | $8437.68 |  | 0.000000 | 0.4 |  |  | 2.49 | 2.49 | $8437.68 |  |  | No |  |  |  | Long Term |  | $21000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $2212.50 | $170.93 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No | No | Experienced Investor | 11.01 | US Citizen | US Citizen | 743 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/28/2025 | 755 | Fair Isaac (VER. 2) | 738 | Beacon 5 | 743 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/28/2025 | 798 | Fair Isaac (VER. 2) | 782 | Beacon 5 | 779 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 51.412% | xxxxx |  |  | 910.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109674 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1450.00 | Third Party Rental Source | $1373.60 |  | 0.000000 | 0.95 |  |  | 1.06 | 1.06 | $1373.60 |  |  | No |  |  |  | Long Term |  | $1450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $212.90 | $83.12 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor |  | US Citizen |  | 808 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/03/2025 | 808 | Fair Isaac (VER. 2) | 813 | Beacon 5 | 793 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000112007 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2300.00 | Third Party Rental Source | $1520.71 |  | 0.000000 | 0.66 |  |  | 1.51 | 1.51 | $1520.71 |  |  | No |  |  |  | Long Term |  | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $42200.00 |  |  | $270.17 | $135.49 | Level 1-Not Stated/Not Verified | No | 1 | 6 | No |  |  | Experienced Investor |  |  |  | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 12/15/2025 | 767 | Fair Isaac (VER. 2) | 807 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 37.292% | xxxxx |  |  | 38.085% |  |  | 38.085% |  |  |  |  |  |  |  |  |
| XXXXX | 4000111666 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2850.00 | Third Party Rental Source | $1811.18 |  | 0.000000 | 0.64 |  |  | 1.57 | 1.57 | $1811.18 |  |  | No |  |  |  | Long Term |  | $2850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | $132.93 | $58.08 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 23.04 | US Citizen |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/09/2025 | 791 | FICO II | 800 | Beacon 5 | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 49.582% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110556 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2750.00 | Third Party Rental Source | $4189.36 |  | 0.000000 | 1.52 |  |  | 0.66 | 0.66 | $4189.36 |  |  | No |  |  |  | Long Term |  | $2750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $615.53 | $363.50 | Level 3-Stated/Partially Verified | No | 1 | 6 | No |  |  | Experienced Investor | 1.06 |  |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 12/17/2025 | 762 | Fair Isaac (VER. 2) | 762 | FICO Classic V5 Facta | 788 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 65.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000111236 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5500.00 | Third Party Rental Source | $10979.22 |  | 0.000000 | 2 |  |  | 0.50 | 0.5 | $10979.22 |  |  | No |  |  |  | Long Term |  | $5500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $126400.00 |  |  | $2336.92 | $207.92 | Level 4-Stated/Verified as defined | No | 1 | 20 | No | No | No | Experienced Investor |  | Permanent Resident Alien | Permanent Resident Alien | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 11/20/2025 | 746 | FICO II | 643 | Beacon 5 | 725 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 11/20/2025 | 796 | FICO II | 738 | Beacon 5 | 756 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 64.811% | xxxxx |  |  | 65.000% |  |  | 65.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000109769 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3100.00 | Third Party Rental Source | $4128.06 |  | 0.000000 | 1.33 |  |  | 0.75 | 0.75 | $4128.06 |  |  | No |  |  |  | Long Term |  | $3100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $48000.00 |  |  | $500.00 | $427.16 | Level 1-Not Stated/Not Verified | No | 1 | 7 | No |  |  | Experienced Investor |  |  |  | 755 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 11/13/2025 | 789 | Fair Isaac (VER. 2) | 755 | FICO Classic V5 Facta | 744 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 70.866% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000112020 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $3722.66 |  | 0.000000 | 1.33 |  |  | 0.75 | 0.75 | $3722.66 |  |  | Yes | 10/01/2025 | 09/30/2026 | 12 | Long Term | $2840.94 | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $53000.00 |  |  | $781.93 | $85.92 | Level 4-Stated/Verified as defined | No | 1 | 32 | No | No |  | Experienced Investor | 0.59 | US Citizen |  | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/12/2025 | 780 | Fair Isaac (VER. 2) | 805 | FICO Classic V5 Facta | 801 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 69.853% | xxxxx |  |  | 70.962% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000108639 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3900.00 | Third Party Rental Source | $3505.24 |  | 0.000000 | 0.9 |  |  | 1.11 | 1.11 | $3505.24 |  |  | Yes | 03/01/2026 | 03/31/2028 | 25 | Long Term | $4500.00 | $3900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25000.00 |  |  | $490.40 | $56.10 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 22.55 | US Citizen |  | 734 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/30/2025 | 738 | Fair Isaac (VER. 2) | 731 | FICO Classic V5 Facta | 734 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 44.276% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000112021 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2750.00 | Third Party Rental Source | $3664.40 |  | 0.000000 | 1.33 |  |  | 0.75 | 0.75 | $3664.40 |  |  | Yes | 08/15/2025 | 08/14/2026 | 12 | Long Term | $2895.00 | $2750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $53000.00 |  |  | $768.74 | $85.92 | Level 4-Stated/Verified as defined | No | 1 | 31 | No | No |  | Experienced Investor | 0.56 | US Citizen |  | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/12/2025 | 780 | Fair Isaac (VER. 2) | 805 | FICO Classic V5 Facta | 801 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 69.907% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000112607 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3800.00 | Rent on Existing Lease | $4706.73 |  | 0.000000 | 1.24 |  |  | 0.81 | 0.81 | $4706.73 |  |  | Yes | 07/01/2025 | 06/30/2026 | 12 | Long Term | $3800.00 | $3800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $70750.00 |  |  | $512.25 | $337.67 | Level 3-Stated/Partially Verified | No | 1 | 13 | No | No | No | Experienced Investor | 0.31 | US Citizen | US Citizen | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/29/2025 | 770 | Fair Isaac (VER. 2) | 795 | FICO Classic V5 Facta | 791 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/29/2025 | 795 | Fair Isaac (VER. 2) | 808 | FICO Classic V5 Facta | 803 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.070% | xxxxx |  |  | 74.070% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000113131 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3500.00 | Multiple Sources | $1556.29 |  | 0.000000 | 0.44 |  |  | 2.25 | 2.25 | $1556.29 |  |  | Yes | 05/15/2024 | 05/01/2025 | 11 | Long Term | $1100.00 | $1300.00 | Yes | 07/01/2024 | 07/01/2025 | 12 | Long Term | $1600.00 | $1300.00 | Yes | 07/01/2024 | 07/01/2025 | 12 | Long Term | $1300.00 | $1100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $166.42 | $225.71 | Level 4-Stated/Verified as defined | No | 1 | 14 | No | No |  | Experienced Investor | 2.81 | US Citizen |  | 731 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/23/2025 | 731 | Fair Isaac (VER. 2) | 726 | FICO Classic V5 Facta | 752 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 42.169% | xxxxx |  |  | 42.169% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109501 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6500.00 | Third Party Rental Source | $6017.43 |  | 0.000000 | 0.93 |  |  | 1.08 | 1.08 | $6017.43 |  |  | Yes | 01/01/2023 | 01/01/2027 | 48 | Long Term | $7000.00 | $6500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $1221.43 | $205.16 | Level 1-Not Stated/Not Verified | No | 1 | 8 | No |  |  | Experienced Investor | 3.05 |  |  | 728 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/10/2025 | 744 | Fair Isaac (VER. 2) | 720 | FICO Classic V5 Facta | 728 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  | 80.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110960 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2200.00 | Rent on Existing Lease | $2554.01 |  | 0.000000 | 1.16 |  |  | 0.86 | 0.86 | $2554.01 |  |  | Yes | 02/17/2026 | 02/15/2027 | 11 | Long Term | $2200.00 | $2250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $31000.00 |  |  | $699.20 | $81.67 | Level 3-Stated/Partially Verified | No | 1 | 4 | No | No |  | Experienced Investor | 1.00 | US Citizen |  | 700 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/25/2025 | 686 | Fair Isaac (VER. 2) | 715 | FICO Classic V5 Facta | 700 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.602% | xxxxx |  |  | 82.918% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000106999 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6500.00 | Third Party Rental Source | $5054.13 |  | 0.000000 | 0.78 |  |  | 1.29 | 1.29 | $5054.13 |  |  | No |  |  |  | Long Term |  | $6500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $70300.00 |  |  | $581.97 | $402.49 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/25/2025 | 801 | Fair Isaac (VER. 2) | 804 | FICO Classic V5 Facta | 811 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 68.453% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000112599 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3300.00 | Third Party Rental Source | $3576.59 |  | 0.000000 | 1.08 |  |  | 0.92 | 0.92 | $3576.59 |  |  | No |  |  |  | Long Term |  | $3300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $42000.00 |  |  | $587.50 | $225.42 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 740 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/22/2025 | 777 | Fair Isaac (VER. 2) | 718 | FICO Classic V5 Facta | 740 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 71.212% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000107753 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1360.00 | Rent on Existing Lease | $1255.56 |  | 0.000000 | 0.92 |  |  | 1.08 | 1.08 | $1255.56 |  |  | Yes | 08/26/2025 | 08/31/2027 | 24 | Long Term | $1360.00 | $1360.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $12000.00 |  |  | $120.75 | $137.71 | Level 1-Not Stated/Not Verified | No | 1 | 15 | No |  |  | Experienced Investor | 0.44 |  |  | 799 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 12/10/2025 | 786 | FICO II | 799 | Beacon 5 | 812 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  | 130.396% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000108921 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2250.00 | Third Party Rental Source | $1955.12 |  | 0.000000 | 0.87 |  |  | 1.15 | 1.15 | $1955.12 |  |  | No |  |  |  | Long Term |  | $2250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $446.41 | $266.29 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor | 2.65 | US Citizen |  | 718 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/30/2025 | 734 | Fair Isaac (VER. 2) | 716 | FICO Classic V5 Facta | 718 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 58.579% | xxxxx |  |  | 78.586% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000113025 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2850.00 | Rent on Existing Lease | $2827.88 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $2827.88 |  |  | Yes | 02/01/2026 | 01/31/2027 | 12 | Long Term | $2850.00 | $2850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25000.00 |  |  | $808.45 | $114.78 | Level 3-Stated/Partially Verified | No | 1 | 4 | No |  |  | Experienced Investor |  |  |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 01/08/2026 | 801 | Fair Isaac (VER. 2) | 787 | FICO Classic V5 Facta | 766 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 50.000% | xxxxx |  |  | 60.000% |  |  | 60.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000111482 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4300.00 | Third Party Rental Source | $7085.24 |  | 0.000000 | 1.65 |  |  | 0.61 | 0.61 | $7085.24 |  |  | No |  |  |  | Long Term |  | $4300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $967.75 | $74.08 | Level 4-Stated/Verified as defined | No | 1 | 20 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 740 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 12/01/2025 | 759 | Fair Isaac (VER. 2) | 740 | FICO Classic V5 Facta | 727 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.444% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000111133 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4500.00 | Third Party Rental Source | $3288.94 |  | 0.000000 | 0.73 |  |  | 1.37 | 1.37 | $3288.94 |  |  | No |  |  |  | Long Term |  | $4500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $70000.00 |  |  | $1766.78 | $141.08 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No | No | Experienced Investor |  | Permanent Resident Alien | US Citizen | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | 01/05/2026 | 763 | Fair Isaac (VER. 2) | 770 | FICO Classic V5 Facta | 744 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/05/2026 | 804 | Fair Isaac (VER. 2) | 805 | FICO Classic V5 Facta | 812 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 19.512% | xxxxx |  |  | 19.512% |  |  | 19.512% |  |  |  |  |  |  |  |  |
| XXXXX | 4000112839 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3600.00 | Third Party Rental Source | $3201.70 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $3201.70 |  |  | Yes | 01/10/2026 | 12/31/2026 | 11 | Long Term | $1800.00 | $1800.00 | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35000.00 |  |  | $449.89 | $135.00 | Level 4-Stated/Verified as defined | No | 1 | 11 | No | No |  | Experienced Investor |  | US Citizen |  | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/12/2026 | 806 | Fair Isaac (VER. 2) | 768 | FICO Classic V5 Facta | 743 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 65.658% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000110053 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5477.28 |  | 0.359121 |  |  |  |  |  | $5477.28 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $585.65 | $166.65 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 2.35 | US Citizen |  | 793 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/06/2026 | 789 | Fair Isaac (VER. 2) | 794 | FICO Classic V5 Facta | 793 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110866 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2938.35 |  | 0.051152 |  |  |  |  |  | $2938.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $320.63 | $89.83 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Employed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/31/2025 | 775 | Fair Isaac (VER. 2) | 794 | FICO Classic V5 Facta | 778 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109894 | XXXXX |  |  |  |  |  |  | No | No | Long Term |  |  |  | $2700.00 | Third Party Rental Source | $2449.67 |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | $2449.67 |  |  | No |  |  |  | Long Term |  | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $16500.00 |  |  | $293.26 | $104.25 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/03/2026 | 791 | Fair Isaac (VER. 2) | 791 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 69.307% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000109973 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4200.00 | Third Party Rental Source | $6227.18 |  | 0.000000 | 1.48 |  |  | 0.67 | 0.67 | $6227.18 |  |  | No |  |  |  | Long Term |  | $4200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $70400.00 |  |  | $1136.50 | $160.90 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 736 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/21/2025 | 761 | Fair Isaac (VER. 2) | 736 | FICO Classic V5 Facta | 706 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 69.303% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000110869 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1795.00 | Rent on Existing Lease | $1104.28 |  | 0.000000 | 0.62 |  |  | 1.63 | 1.63 | $1104.28 |  |  | Yes | 01/01/2026 | 12/31/2026 | 12 | Long Term | $1795.00 | $1850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $388.51 | $197.47 | Level 4-Stated/Verified as defined | No | 1 | 10 | No |  |  | Experienced Investor |  |  |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/18/2025 | 763 | Fair Isaac (VER. 2) | 792 | FICO Classic V5 Facta | 793 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 31.061% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109075 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2133.00 | Third Party Rental Source | $1408.14 |  | 0.000000 | 0.66 |  |  | 1.51 | 1.51 | $1408.14 |  |  | Yes | 02/01/2025 | 02/01/2026 | 12 | Long Term | $2250.00 | $2133.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $78453.00 |  |  | $94.58 | $110.31 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 30.95 | US Citizen |  | 686 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/18/2025 | 818 | Fair Isaac (VER. 2) | 686 | FICO Classic V5 Facta | 654 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 52.308% | xxxxx |  |  | 70.981% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110870 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3650.00 | Third Party Rental Source | $2284.56 |  | 0.000000 | 0.63 |  |  | 1.60 | 1.6 | $2284.56 |  |  | No |  |  |  | Long Term |  | $3650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $232.37 | $90.50 | Level 3-Stated/Partially Verified | No | 1 | 7 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/06/2026 | 757 | Fair Isaac (VER. 2) | 760 | FICO Classic V5 Facta | 752 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/06/2026 | 737 | Fair Isaac (VER. 2) | 760 | FICO Classic V5 Facta | 738 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 48.387% | xxxxx |  |  | 50.000% |  |  | 50.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000113040 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3000.00 | Rent on Existing Lease | $3597.04 |  | 0.000000 | 1.2 |  |  | 0.83 | 0.83 | $3597.04 |  |  | Yes | 02/01/2026 | 01/31/2027 | 12 | Long Term | $3000.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25000.00 |  |  | $1100.06 | $107.39 | Level 3-Stated/Partially Verified | No | 1 | 5 | No |  |  | Experienced Investor |  |  |  | 708 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 01/08/2026 | 708 | Fair Isaac (VER. 2) | 685 | FICO Classic V5 Facta | 785 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 54.286% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000111763 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2250.00 | Rent on Existing Lease | $2446.79 |  | 0.000000 | 1.09 |  |  | 0.92 | 0.92 | $2446.79 |  |  | Yes | 02/01/2025 | 02/01/2027 | 24 | Long Term | $2250.00 | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $15000.00 |  |  | $271.03 | $44.50 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  |  | Experienced Investor | 2.77 |  |  | 700 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 12/23/2025 | 700 | Fair Isaac (VER. 2) | 707 | FICO Classic V5 Facta | 694 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 67.907% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110555 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2700.00 | Third Party Rental Source | $3772.35 |  | 0.000000 | 1.4 |  |  | 0.72 | 0.72 | $3772.35 |  |  | No |  |  |  | Long Term |  | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $393.83 | $345.42 | Level 3-Stated/Partially Verified | No | 1 | 7 | No |  |  | Experienced Investor | 1.15 |  |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 12/17/2025 | 762 | Fair Isaac (VER. 2) | 762 | FICO Classic V5 Facta | 788 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 65.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000114625 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1712.81 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $1712.81 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $10800.00 |  |  | $450.72 | $276.00 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor |  | US Citizen |  | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/16/2025 | 751 | Fair Isaac (VER. 2) | 738 | FICO Classic V5 Facta | 738 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.466% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000110917 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4000.00 | Third Party Rental Source | $3901.72 |  | 0.000000 | 0.98 |  |  | 1.03 | 1.03 | $3901.72 |  |  | No |  |  |  | Long Term |  | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $65000.00 |  |  | $279.05 | $158.83 | Level 4-Stated/Verified as defined | No | 1 | 9 | No | No |  | Experienced Investor | 0.33 | US Citizen |  | 707 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/12/2026 | 707 | Fair Isaac (VER. 2) | 705 | FICO Classic V5 Facta | 731 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 57.225% | xxxxx |  |  | 68.942% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000111880 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $10366.08 |  | 0.443593 |  |  |  |  |  | $10366.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1666.67 | $155.42 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 722 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/05/2026 | 719 | Fair Isaac (VER. 2) | 722 | FICO Classic V5 Facta | 723 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110226 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2600.00 | Third Party Rental Source | $4029.08 |  | 0.000000 | 1.55 |  |  | 0.65 | 0.65 | $4029.08 |  |  | No |  |  |  | Long Term |  | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | $511.91 | $137.70 | Level 4-Stated/Verified as defined | No | 1 | 11 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 748 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/12/2025 | 790 | Fair Isaac (VER. 2) | 761 | FICO Classic V5 Facta | 757 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/12/2025 | 756 | Fair Isaac (VER. 2) | 714 | FICO Classic V5 Facta | 748 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 69.900% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000113415 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $2783.78 |  | 0.000000 | 1.11 |  |  | 0.90 | 0.9 | $2783.78 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $47950.00 |  |  | $174.21 | $104.92 | Level 4-Stated/Verified as defined | No | 1 | 17 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 722 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/13/2026 | 723 | Fair Isaac (VER. 2) | 702 | FICO Classic V5 Facta | 722 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/26/2026 | 766 | Fair Isaac (VER. 2) | 797 | FICO Classic V5 Facta | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 54.179% | xxxxx |  |  | 54.751% |  |  | 54.751% |  |  |  |  |  |  |  |  |
| XXXXX | 4000114356 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5800.00 | Multiple Sources | $2218.06 |  | 0.000000 | 0.38 |  |  | 2.61 | 2.61 | $2218.06 |  |  | Yes | 12/07/2013 | 12/06/2014 | 12 | Long Term | $1450.00 | $1600.00 | Yes | 11/04/2013 | 11/03/2014 | 12 | Long Term | $1450.00 | $1600.00 | Yes | 10/13/2023 | 10/12/2024 | 12 | Long Term | $1650.00 | $1600.00 | Yes | 11/27/2010 | 11/26/2011 | 12 | Long Term | $1300.00 | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $39020.00 |  |  | $194.70 | $77.57 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 52.91 | US Citizen |  | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/13/2026 | 767 | Fair Isaac (VER. 2) | 763 | FICO Classic V5 Facta | 781 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 25.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000114469 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5500.00 | Rent on Existing Lease | $3860.35 |  | 0.000000 | 0.7 |  |  | 1.42 | 1.42 | $3860.35 |  |  | Yes | 01/01/2026 | 12/31/2026 | 12 | Long Term | $5500.00 | $5500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $33000.00 |  |  | $819.76 | $128.25 | Level 1-Not Stated/Not Verified | No | 1 | 13 | No |  |  | Experienced Investor | 2.21 |  |  | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 12/24/2025 | 790 | Fair Isaac (VER. 2) | 780 | FICO Classic V5 Facta | 798 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 59.125% | xxxxx |  |  | 59.125% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000108957 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4470.00 | Third Party Rental Source | $6602.38 |  | 0.000000 | 1.48 |  |  | 0.68 | 0.68 | $6602.38 |  |  | No |  |  |  | Long Term |  | $4470.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $47000.00 |  |  | $1475.52 | $155.06 | Level 3-Stated/Partially Verified | No | 1 | 16 | No |  |  | Experienced Investor |  |  |  | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 25.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 01/02/2026 | 790 | Fair Isaac (VER. 2) | 768 | FICO Classic V5 Facta | 775 | FICO Risk Score Classic 04 | 3 |  |  | 25.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 01/02/2026 | 782 | Fair Isaac (VER. 2) | 783 | FICO Classic V5 Facta | 760 | FICO Risk Score Classic 04 | 3 |  |  | 25.000% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/02/2026 | 784 | Fair Isaac (VER. 2) | 797 | FICO Classic V5 Facta | 774 | FICO Risk Score Classic 04 | 3 |  |  | 25.000% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 12/21/2025 | 802 | Fair Isaac (VER. 2) | 803 | FICO Classic V5 Facta | 774 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 74.514% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000111966 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2350.00 | Third Party Rental Source | $2384.70 |  | 0.000000 | 1.01 |  |  | 0.99 | 0.99 | $2384.70 |  |  | No |  |  |  | Long Term |  | $2350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $638.02 | $106.00 | Level 3-Stated/Partially Verified | No | 1 | 6 | No | No |  | Experienced Investor |  | US Citizen |  | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/13/2026 | 779 | Fair Isaac (VER. 2) | 777 | FICO Classic V5 Facta | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000110967 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1750.00 | Third Party Rental Source | $1387.28 |  | 0.000000 | 0.79 |  |  | 1.26 | 1.26 | $1387.28 |  |  | No |  |  |  | Long Term |  | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $10500.00 |  |  | $335.12 | $96.33 | Level 4-Stated/Verified as defined | No | 1 | 15 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 756 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/07/2026 | 756 | FICO II | 736 | Beacon 5 | 771 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/07/2026 | 756 | FICO II | 737 | Beacon 5 | 771 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 74.235% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000110881 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $8929.02 |  | 0.222604 |  |  |  |  |  | $8929.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $342.57 | $322.52 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 712 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/04/2025 | 713 | Fair Isaac (VER. 2) | 712 | FICO Classic V5 Facta | 677 | FICO Risk Score Classic 04 | Individual | Individual | Unemployed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/08/2026 | 744 | Fair Isaac (VER. 2) | 741 | FICO Classic V5 Facta | 724 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000112541 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2050.00 | Third Party Rental Source | $1647.15 |  | 0.000000 | 0.8 |  |  | 1.24 | 1.24 | $1647.15 |  |  | No |  |  |  | Long Term |  | $2050.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35000.00 |  |  | $130.93 | $152.75 | Level 3-Stated/Partially Verified | No | 1 | 6 | No | No |  | Experienced Investor |  | US Citizen |  | 732 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/21/2026 | 732 | Fair Isaac (VER. 2) | 722 | FICO Classic V5 Facta | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.713% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000112662 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $15278.29 |  | 0.390837 |  |  |  |  |  | $15278.29 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $2215.58 | $444.08 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 0.12 | US Citizen |  | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/31/2025 | 753 | Fair Isaac (VER. 2) | 777 | FICO Classic V5 Facta | 774 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110683 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $9731.18 |  | 0.456727 |  |  |  |  |  | $9731.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1718.75 | $230.98 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/19/2025 | 738 | Fair Isaac (VER. 2) | 744 | FICO Classic V5 Facta | 726 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110748 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3200.00 | Third Party Rental Source | $4648.54 |  | 0.000000 | 1.45 |  |  | 0.69 | 0.69 | $4648.54 |  |  | No |  |  |  | Long Term |  | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $316.81 | $130.97 | Level 3-Stated/Partially Verified | No | 1 | 8 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/23/2025 | 740 | Fair Isaac (VER. 2) | 758 | FICO Classic V5 Facta | 773 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/23/2025 | 759 | Fair Isaac (VER. 2) | 784 | FICO Classic V5 Facta | 767 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000108821 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3000.00 | Rent on Existing Lease | $2994.13 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $2994.13 |  |  | Yes | 09/01/2023 | 09/01/2024 | 12 | Long Term | $3000.00 | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $38700.00 |  |  | $694.88 | $76.78 | Level 4-Stated/Verified as defined | No | 1 | 8 | No | No |  | Experienced Investor | 3.04 | US Citizen |  | 717 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/18/2025 | 733 | Fair Isaac (VER. 2) | 717 | FICO Classic V5 Facta | 697 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 44.857% | xxxxx |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110704 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $12800.00 | Multiple Sources | $10762.97 |  | 0.000000 | 0.84 |  |  | 1.19 | 1.19 | $10762.97 |  |  | No |  |  |  | Long Term |  | $6500.00 | Yes | 07/01/2010 | 07/01/2011 | 12 | Long Term | $1800.00 | $4500.00 | No |  |  |  | Long Term |  | $4500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $1711.69 | $245.17 | Level 4-Stated/Verified as defined | No | 1 | 17 | No | No |  | Experienced Investor |  | US Citizen |  | 781 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/18/2025 | 840 | Fair Isaac | 778 | Beacon 5 | 781 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 69.106% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000110938 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5000.00 | Rent on Existing Lease | $6339.58 |  | 0.000000 | 1.27 |  |  | 0.79 | 0.79 | $6339.58 |  |  | Yes | 08/15/2025 | 07/31/2026 | 11 | Long Term | $5000.00 | $5200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $108830.00 |  |  | $520.41 | $134.67 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor |  | US Citizen |  | 809 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/05/2026 | 835 | Fair Isaac (VER. 2) | 809 | FICO Classic V5 Facta | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000103123 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2600.00 | Third Party Rental Source | $2803.39 |  | 0.000000 | 1.08 |  |  | 0.93 | 0.93 | $2803.39 |  |  | No |  |  |  | Long Term |  | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35000.00 |  |  | $778.36 | $150.17 | Level 4-Stated/Verified as defined | No | 1 | 12 | No | No |  | Experienced Investor | 1.55 | US Citizen |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/11/2025 | 778 | Fair Isaac (VER. 2) | 779 | FICO Classic V5 Facta | 770 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 48.491% | xxxxx |  |  | 55.943% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000112658 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3300.00 | Third Party Rental Source | $3610.20 |  | 0.000000 | 1.09 |  |  | 0.91 | 0.91 | $3610.20 |  |  | No |  |  |  | Long Term |  | $3300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $32600.00 |  |  | $286.76 | $123.33 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 14.29 | US Citizen |  | 707 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/18/2025 | 707 | Fair Isaac (VER. 2) | 711 | Beacon 5 | 673 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | xxxxx |  |  | 262.125% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110817 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4260.16 | Multiple Sources | $4254.77 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $4254.77 |  |  | Yes | 07/01/2025 | 06/30/2026 | 12 | Long Term | $2459.16 | $2300.00 | Yes | 04/01/2025 | 02/28/2026 | 11 | Long Term | $1960.16 | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $52500.00 |  |  | $1918.80 | $169.30 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/19/2025 | 796 | Fair Isaac (VER. 2) | 788 | FICO Classic V5 Facta | 801 | FICO Risk Score Classic 04 | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/19/2025 | 828 | Fair Isaac (VER. 2) | 801 | FICO Classic V5 Facta | 812 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 43.716% | xxxxx |  |  | 42.328% |  |  | 42.328% |  |  |  |  |  |  |  |  |
| XXXXX | 4000110875 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3035.00 | Third Party Rental Source | $3925.40 |  | 0.000000 | 1.29 |  |  | 0.77 | 0.77 | $3925.40 |  |  | No |  |  |  | Long Term |  | $3035.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $771.08 | $102.83 | Level 4-Stated/Verified as defined | No | 1 | 11 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 748 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/20/2025 | 771 | Fair Isaac (VER. 2) | 757 | FICO Classic V5 Facta | 712 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/20/2025 | 773 | Fair Isaac (VER. 2) | 748 | FICO Classic V5 Facta | 738 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000112310 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3600.00 | Third Party Rental Source | $2268.56 |  | 0.000000 | 0.63 |  |  | 1.59 | 1.59 | $2268.56 |  |  | No |  |  |  | Long Term |  | $3600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $654.18 | $165.85 | Level 3-Stated/Partially Verified | No | 1 | 8 | No | No |  | Experienced Investor |  | US Citizen |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/18/2025 | 776 | Fair Isaac (VER. 2) | 788 | Beacon 5 | 746 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 60.912% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000110897 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2775.00 | Third Party Rental Source | $2131.74 |  | 0.000000 | 0.77 |  |  | 1.30 | 1.3 | $2131.74 |  |  | No |  |  |  | Long Term |  | $2775.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $28000.00 |  |  | $289.98 | $73.25 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 691 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/27/2026 | 691 | Fair Isaac (VER. 2) | 692 | FICO Classic V5 Facta | 662 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.786% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000111424 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5083.12 |  | 0.286411 |  |  |  |  |  | $5083.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $313.58 | $556.42 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 2.42 | US Citizen | US Citizen | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/12/2025 | 794 | Fair Isaac (VER. 2) | 791 | Beacon 5 | 775 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/12/2025 | 766 | Fair Isaac (VER. 2) | 750 | Beacon 5 | 763 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110570 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3400.00 | Third Party Rental Source | $3398.67 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $3398.67 |  |  | No |  |  |  | Long Term |  | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $56200.00 |  |  | $372.10 | $139.42 | Level 4-Stated/Verified as defined | No | 1 | 16 | No | No |  | Experienced Investor |  | US Citizen |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/09/2026 | 784 | Fair Isaac (VER. 2) | 781 | Beacon 5 | 792 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 73.097% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000110975 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3750.00 | Third Party Rental Source | $3445.04 |  | 0.000000 | 0.92 |  |  | 1.09 | 1.09 | $3445.04 |  |  | No |  |  |  | Long Term |  | $2250.00 | No |  |  |  | Long Term |  | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $134800.00 |  |  | $834.69 | $195.00 | Level 1-Not Stated/Not Verified | No | 1 | 15 | No |  |  | Experienced Investor |  |  |  | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 51.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 12/30/2025 | 789 | Fair Isaac (VER. 2) | 767 | FICO Classic V5 Facta | 746 | FICO Risk Score Classic 04 | 3 |  |  | 49.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 12/30/2025 | 803 | Fair Isaac (VER. 2) | 793 | FICO Classic V5 Facta | 782 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 74.185% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000113020 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2203.00 | Rent on Existing Lease | $1644.82 |  | 0.000000 | 0.75 |  |  | 1.34 | 1.34 | $1644.82 |  |  | Yes | 01/17/2026 | 12/31/2026 | 11 | Long Term | $2203.00 | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $38500.00 |  |  | $262.28 | $94.25 | Level 4-Stated/Verified as defined | No | 1 | 49 | No | No |  | Experienced Investor | 0.20 | Permanent Resident Alien |  | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 11/11/2025 | 753 | Fair Isaac (VER. 2) | 750 | FICO Classic V5 Facta | 731 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | xxxxx |  |  | 100.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000115013 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $3695.65 |  | 0.000000 | 1.23 |  |  | 0.81 | 0.81 | $3695.65 |  |  | No |  |  |  | Long Term |  | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25000.00 |  |  | $518.31 | $47.50 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor |  | US Citizen |  | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/24/2025 | 830 | Fair Isaac (VER. 2) | 796 | FICO Classic V5 Facta | 770 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 74.632% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000111185 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $11913.00 | Multiple Sources | $11747.83 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $11747.83 |  |  | Yes | 08/10/2025 | 07/31/2026 | 11 | Long Term | $3150.00 | $4500.00 | Yes | 01/03/2026 | 01/02/2027 | 12 | Long Term | $5263.00 | $5500.00 | Yes | 01/15/2026 | 01/14/2027 | 12 | Long Term | $4950.00 | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $94300.00 |  |  | $1935.64 | $495.67 | Level 3-Stated/Partially Verified | No | 1 | 11 | No | No |  | Experienced Investor | 6.20 | US Citizen |  | 799 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/07/2026 | 808 | Fair Isaac (VER. 2) | 799 | FICO Classic V5 Facta | 798 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 93.871% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000108643 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4000.00 | Rent on Existing Lease | $3051.30 |  | 0.000000 | 0.76 |  |  | 1.31 | 1.31 | $3051.30 |  |  | Yes | 03/01/2025 | 03/01/2026 | 12 | Long Term | $2000.00 | $2000.00 | Yes | 03/01/2025 | 03/01/2026 | 12 | Long Term | $2000.00 | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $686.70 | $298.35 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 0.87 |  |  | 683 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 12/08/2025 | 671 | Fair Isaac (VER. 2) | 695 | FICO Classic V5 Facta | 683 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 48.305% | xxxxx |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110996 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1750.00 | Third Party Rental Source | $1387.28 |  | 0.000000 | 0.79 |  |  | 1.26 | 1.26 | $1387.28 |  |  | No |  |  |  | Long Term |  | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $10500.00 |  |  | $335.12 | $96.33 | Level 4-Stated/Verified as defined | No | 1 | 14 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 756 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/07/2026 | 756 | FICO II | 736 | Beacon 5 | 771 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/07/2026 | 756 | FICO II | 737 | Beacon 5 | 771 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 72.388% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000112178 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $2981.24 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $2981.24 |  |  | No |  |  |  | Long Term |  | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $181.91 | $198.50 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/03/2025 | 746 | FICO II | 784 | Beacon 5 | 778 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.231% | xxxxx |  |  | 72.335% |  |  | 72.335% |  |  |  |  |  |  |  |  |
| XXXXX | 4000111825 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $7500.00 | Third Party Rental Source | $4523.57 |  | 0.000000 | 0.6 |  |  | 1.66 | 1.66 | $4523.57 |  |  | No |  |  |  | Long Term |  | $4000.00 | No |  |  |  | Long Term |  | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $254700.00 |  |  | $697.00 | $183.75 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 0.39 | US Citizen |  | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/31/2025 | 792 | FICO II | 802 | Beacon 5 | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 51.845% | xxxxx |  |  | 68.025% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000111501 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3600.00 | Third Party Rental Source | $2264.04 |  | 0.000000 | 0.63 |  |  | 1.59 | 1.59 | $2264.04 |  |  | Yes | 10/01/2025 | 08/31/2027 | 23 | Long Term | $1100.00 | $1100.00 | Yes | 09/01/2025 | 08/31/2027 | 24 | Long Term | $1400.00 | $1250.00 | Yes | 09/01/2025 | 08/31/2027 | 24 | Long Term | $1400.00 | $1250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $80000.00 |  |  | $461.26 | $153.25 | Level 1-Not Stated/Not Verified | No | 1 | 13 | No |  |  | Experienced Investor | 1.16 |  |  | 678 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 7 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 12/01/2025 | 678 | FICO II | 644 | Beacon 5 | 679 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | xxxxx |  |  | 70.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000113400 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5593.52 |  | 0.369820 |  |  |  |  |  | $5593.52 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $830.21 | $101.25 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 1.21 | US Citizen |  | 700 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/05/2025 | 710 | Fair Isaac (VER. 2) | 700 | FICO Classic V5 Facta | 682 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000112017 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1170.00 | Rent on Existing Lease | $1420.62 |  | 0.000000 | 1.21 |  |  | 0.82 | 0.82 | $1420.62 |  |  | Yes | 04/09/2025 | 04/09/2026 | 12 | Long Term | $620.00 | $750.00 | Yes | 06/13/2025 | 06/13/2026 | 12 | Long Term | $550.00 | $750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | $420.01 | $131.09 | Level 4-Stated/Verified as defined | No | 1 | 9 | No |  |  | Experienced Investor |  |  |  | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 76.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 12/15/2025 | 733 | Fair Isaac (VER. 2) | 763 | FICO Classic V5 Facta | 764 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 74.106% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000109798 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1850.00 | Rent on Existing Lease | $1048.27 |  | 0.000000 | 0.57 |  |  | 1.76 | 1.76 | $1048.27 |  |  | Yes | 05/31/2025 | 05/31/2026 | 12 | Long Term | $1850.00 | $1850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $49960.00 |  |  | $157.34 | $113.92 | Level 4-Stated/Verified as defined | No | 1 | 7 | No |  |  | Experienced Investor | 5.13 |  |  | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 10/21/2025 | 794 | Fair Isaac (VER. 2) | 765 | FICO Classic V5 Facta | 811 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 10/21/2025 | 764 | Fair Isaac (VER. 2) | 770 | FICO Classic V5 Facta | 767 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 204.545% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000111203 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1013.91 |  | 0.000000 | 0.56 |  |  | 1.78 | 1.78 | $1013.91 |  |  | Yes | 10/01/2025 | 09/30/2026 | 12 | Long Term | $910.00 | $900.00 | Yes | 08/01/2025 | 07/31/2026 | 12 | Long Term | $951.00 | $900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $456.29 | $71.17 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/23/2025 | 788 | Fair Isaac (VER. 2) | 758 | FICO Classic V5 Facta | 770 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 34.884% | xxxxx |  |  | 34.884% |  |  | 34.884% |  |  |  |  |  |  |  |  |
| XXXXX | 4000112513 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5100.00 | Third Party Rental Source | $6435.72 |  | 0.000000 | 1.26 |  |  | 0.79 | 0.79 | $6435.72 |  |  | No |  |  |  | Long Term |  | $5100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $1133.17 | $1167.74 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor |  | US Citizen |  | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/08/2026 | 772 | Fair Isaac (VER. 2) | 772 | FICO Classic V5 Facta | 772 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.676% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000112916 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2300.00 | Third Party Rental Source | $2878.43 |  | 0.000000 | 1.25 |  |  | 0.80 | 0.8 | $2878.43 |  |  | Yes | 07/25/2025 | 07/24/2026 | 12 | Long Term | $2400.00 | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $31000.00 |  |  | $382.98 | $101.22 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/15/2025 | 722 | Fair Isaac (VER. 2) | 739 | Beacon 5 | 743 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000113216 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3500.00 | Third Party Rental Source | $1292.36 |  | 0.000000 | 0.37 |  |  | 2.71 | 2.71 | $1292.36 |  |  | No |  |  |  | Long Term |  | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $45874.00 |  |  | $359.35 | $153.17 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 32.09 | US Citizen |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/13/2026 | 773 | Fair Isaac (VER. 2) | 777 | FICO Classic V5 Facta | 763 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 16.026% | xxxxx |  |  | 111.607% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000114486 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2750.00 | Third Party Rental Source | $2162.87 |  | 0.000000 | 0.79 |  |  | 1.27 | 1.27 | $2162.87 |  |  | No |  |  |  | Long Term |  | $2750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $378.75 | $81.25 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 803 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/29/2025 | 803 | Fair Isaac (VER. 2) | 814 | FICO Classic V5 Facta | 801 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/29/2025 | 817 | Fair Isaac (VER. 2) | 809 | FICO Classic V5 Facta | 784 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 73.306% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000108239 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1300.00 | Third Party Rental Source | $811.12 |  | 0.000000 | 0.62 |  |  | 1.60 | 1.6 | $811.12 |  |  | No |  |  |  | Long Term |  | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $140.69 | $92.33 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 740 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 12/18/2025 | 743 | Fair Isaac (VER. 2) | 703 | FICO Classic V5 Facta | 740 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.576% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000109917 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $8350.00 | Multiple Sources | $8168.21 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $8168.21 |  |  | Yes | 07/01/2022 | 08/01/2022 | 1 | Long Term | $2650.00 | $2400.00 | Yes | 02/15/2025 | 02/15/2026 | 12 | Long Term | $1800.00 | $2200.00 | Yes | 07/01/2024 | 08/01/2024 | 1 | Long Term | $2050.00 | $2200.00 | Yes | 11/01/2021 | 12/01/2021 | 1 | Long Term | $2100.00 | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50890.00 |  |  | $1231.32 | $1198.66 | Level 4-Stated/Verified as defined | No | 1 | 17 | No |  |  | Experienced Investor | 1.04 |  |  | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 10/31/2025 | 713 | Fair Isaac (VER. 2) | 749 | FICO Classic V5 Facta | 747 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 69.000% | xxxxx |  |  | 84.146% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000112314 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6400.00 | Third Party Rental Source | $4265.40 |  | 0.000000 | 0.67 |  |  | 1.50 | 1.5 | $4265.40 |  |  | No |  |  |  | Long Term |  | $3200.00 | No |  |  |  | Long Term |  | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $66100.00 |  |  | $554.53 | $143.58 | Level 4-Stated/Verified as defined | No | 1 | 6 | No |  |  | Experienced Investor |  |  |  | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/29/2026 | 771 | Fair Isaac (VER. 2) | 759 | FICO Classic V5 Facta | 766 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 58.201% | xxxxx |  |  | 58.201% |  |  | 58.201% |  |  |  |  |  |  |  |  |
| XXXXX | 4000113062 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6000.00 | Rent on Existing Lease | $6718.83 |  | 0.000000 | 1.12 |  |  | 0.89 | 0.89 | $6718.83 |  |  | Yes | 02/01/2026 | 01/31/2027 | 12 | Long Term | $6000.00 | $6000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $196400.00 |  |  | $682.52 | $158.08 | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 12/26/2025 | 773 | Fair Isaac (VER. 2) | 790 | FICO Classic V5 Facta | 756 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | xxxxx |  |  | 60.000% |  |  | 60.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000108707 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2600.00 | Third Party Rental Source | $2226.71 |  | 0.000000 | 0.86 |  |  | 1.17 | 1.17 | $2226.71 |  |  | No |  |  |  | Long Term |  | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $29979.00 |  |  | $632.15 | $148.35 | Level 1-Not Stated/Not Verified | No | 1 | 10 | No |  |  | Experienced Investor |  |  |  | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 10/13/2025 | 756 | Fair Isaac (VER. 2) | 761 | Beacon 5 | 758 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 60.571% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000113725 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3600.00 | Rent on Existing Lease | $3516.90 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $3516.90 |  |  | Yes | 02/01/2026 | 01/31/2027 | 12 | Long Term | $3600.00 | $3600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $94500.00 |  |  | $547.19 | $139.83 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | First-Time Investor |  | US Citizen |  | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/13/2025 | 792 | Fair Isaac (VER. 2) | 769 | FICO Classic V5 Facta | 777 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 69.926% | xxxxx |  |  | 69.926% |  |  | 69.926% |  |  |  |  |  |  |  |  |
| XXXXX | 4000111984 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $1996.10 |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | $1996.10 |  |  | Yes | 12/01/2025 | 02/28/2027 | 15 | Long Term | $2400.00 | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $28658.00 |  |  | $88.53 | $161.26 | Level 1-Not Stated/Not Verified | No | 1 | 10 | No |  |  | Experienced Investor | 0.68 |  |  | 758 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 12/09/2025 | 758 | Fair Isaac (VER. 2) | 758 | FICO Classic V5 Facta | 765 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 77.052% | xxxxx |  |  | 132.915% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110783 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6500.00 | Third Party Rental Source | $6499.40 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $6499.40 |  |  | No |  |  |  | Long Term |  | $3500.00 | No |  |  |  | Long Term |  | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $120000.00 |  |  | $1218.75 | $284.71 | Level 4-Stated/Verified as defined | No | 1 | 12 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/21/2025 | 787 | Fair Isaac (VER. 2) | 769 | FICO Classic V5 Facta | 776 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/21/2025 | 803 | Fair Isaac (VER. 2) | 808 | FICO Classic V5 Facta | 812 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 65.000% | xxxxx |  |  | 65.000% |  |  | 65.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000109858 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1250.00 | Third Party Rental Source | $722.62 |  | 0.000000 | 0.58 |  |  | 1.73 | 1.73 | $722.62 |  |  | No |  |  |  | Long Term |  | $1250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $88.50 | $81.58 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 12/31/2025 | 791 | Fair Isaac (VER. 2) | 779 | FICO Classic V5 Facta | 782 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 78.431% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000113482 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3200.00 | Third Party Rental Source | $1982.17 |  | 0.000000 | 0.62 |  |  | 1.61 | 1.61 | $1982.17 |  |  | Yes | 03/01/2025 | 02/28/2027 | 24 | Long Term | $1600.00 | $1600.00 | Yes | 08/01/2025 | 07/31/2026 | 12 | Long Term | $1700.00 | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $38422.00 |  |  | $296.02 | $134.50 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 2.89 |  |  | 695 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 12/08/2025 | 681 | FICO II | 695 | Beacon 5 | 696 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 62.029% | xxxxx |  |  | 218.367% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000113246 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1395.00 | Third Party Rental Source | $928.09 |  | 0.000000 | 0.67 |  |  | 1.50 | 1.5 | $928.09 |  |  | Yes | 09/15/2025 | 10/01/2026 | 12 | Long Term | $1495.00 | $1395.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $14000.00 |  |  | $142.88 | $60.00 | Level 4-Stated/Verified as defined | No | 1 | 11 | No | No |  | Experienced Investor |  | US Citizen |  | 730 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/16/2026 | 749 | Fair Isaac (VER. 2) | 730 | FICO Classic V5 Facta | 684 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110560 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4650.00 | Multiple Sources | $4393.70 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $4393.70 |  |  | Yes | 06/01/2025 | 05/31/2026 | 12 | Long Term | $1850.00 | $1800.00 | Yes | 05/01/2025 | 04/30/2025 | 1 | Long Term | $1000.00 | $1400.00 | Yes | 02/01/2016 | 01/31/2017 | 12 | Long Term | $750.00 | $1400.00 | Yes | 06/01/2025 | 05/30/2026 | 11 | Long Term | $1100.00 | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $47000.00 |  |  | $693.33 | $382.59 | Level 3-Stated/Partially Verified | No | 1 | 19 | No |  |  | Experienced Investor |  |  |  | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/05/2026 | 796 | Fair Isaac (VER. 2) | 762 | FICO Classic V5 Facta | 789 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/05/2026 | 754 | Fair Isaac (VER. 2) | 764 | FICO Classic V5 Facta | 736 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 73.242% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000112535 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $8120.00 | Multiple Sources | $6499.26 |  | 0.000000 | 0.8 |  |  | 1.25 | 1.25 | $6499.26 |  |  | Yes | 07/01/2025 | 07/01/2026 | 12 | Long Term | $2070.00 | $2500.00 | Yes | 06/15/2025 | 06/15/2026 | 12 | Long Term | $1900.00 | $2200.00 | Yes | 10/01/2025 | 10/01/2026 | 12 | Long Term | $1850.00 | $2100.00 | Yes | 11/15/2025 | 11/15/2026 | 12 | Long Term | $2475.00 | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $101992.00 |  |  | $1016.82 | $406.95 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 0.66 | US Citizen |  | 729 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/16/2026 | 729 | Fair Isaac (VER. 2) | 755 | FICO Classic V5 Facta | 719 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 70.000% | xxxxx |  |  | 70.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000113378 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5000.00 | Rent on Existing Lease | $4136.23 |  | 0.000000 | 0.83 |  |  | 1.21 | 1.21 | $4136.23 |  |  | Yes | 12/01/2025 | 12/01/2026 | 12 | Long Term | $3000.00 | $3100.00 | Yes | 12/01/2025 | 12/01/2026 | 12 | Long Term | $2000.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $1409.94 | $126.92 | Level 4-Stated/Verified as defined | No | 1 | 7 | No |  |  | Experienced Investor | 0.68 |  |  | 694 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 12/17/2025 | 695 | Fair Isaac (VER. 2) | 658 | FICO Classic V5 Facta | 694 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 65.000% | xxxxx |  |  | 146.900% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000112027 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2650.00 | Third Party Rental Source | $2968.47 |  | 0.000000 | 1.12 |  |  | 0.89 | 0.89 | $2968.47 |  |  | No |  |  |  | Long Term |  | $2650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $92600.00 |  |  | $468.75 | $110.92 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor |  | US Citizen |  | 807 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/06/2026 | 829 | Fair Isaac (VER. 2) | 807 | FICO Classic V5 Facta | 803 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000112325 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6200.00 | Rent on Existing Lease | $7124.48 |  | 0.000000 | 1.15 |  |  | 0.87 | 0.87 | $7124.48 |  |  | Yes | 03/01/2025 | 02/28/2026 | 12 | Long Term | $6200.00 | $6200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $37200.00 |  |  | $1185.93 | $290.13 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor | 3.12 | US Citizen |  | 729 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/16/2026 | 729 | Fair Isaac (VER. 2) | 755 | FICO Classic V5 Facta | 719 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 60.000% | xxxxx |  |  | 69.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000112173 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3850.00 | Third Party Rental Source | $4723.28 |  | 0.000000 | 1.23 |  |  | 0.82 | 0.82 | $4723.28 |  |  | No |  |  |  | Long Term |  | $3850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $53500.00 |  |  | $912.62 | $140.00 | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  |  | Experienced Investor |  |  |  | 702 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 12/12/2025 | 754 | FICO II | 761 | Beacon 5 | 737 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 12/12/2025 | 705 | FICO II | 702 | Beacon 5 | 658 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 73.905% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000110553 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1800.00 | Rent on Existing Lease | $1576.13 |  | 0.000000 | 0.88 |  |  | 1.14 | 1.14 | $1576.13 |  |  | Yes | 10/17/2025 | 10/31/2026 | 12 | Long Term | $1800.00 | $1850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $4000.00 |  |  | $415.83 | $87.50 | Level 4-Stated/Verified as defined | No | 1 | 10 | No | No |  | Experienced Investor | 4.18 | US Citizen |  | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/08/2025 | 783 | Fair Isaac (VER. 2) | 747 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 31.915% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000112609 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1895.00 | Third Party Rental Source | $1739.78 |  | 0.000000 | 0.92 |  |  | 1.09 | 1.09 | $1739.78 |  |  | No |  |  |  | Long Term |  | $1895.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $366.67 | $47.25 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 717 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | Non-Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 01/06/2026 | 734 | Fair Isaac (VER. 2) | 717 | FICO Classic V5 Facta | 699 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 69.053% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000112988 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3800.00 | Third Party Rental Source | $4217.83 |  | 0.000000 | 1.11 |  |  | 0.90 | 0.9 | $4217.83 |  |  | No |  |  |  | Long Term |  | $3800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $58900.00 |  |  | $706.26 | $80.33 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 734 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 11/17/2025 | 734 | Fair Isaac (VER. 2) | 705 | FICO Classic V5 Facta | 749 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 71.549% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000112019 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4600.00 | Rent on Existing Lease | $4115.78 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $4115.78 |  |  | Yes | 01/16/2026 | 01/16/2027 | 12 | Long Term | $2400.00 | $3400.00 | Yes | 01/01/2022 | 03/31/2022 | 3 | Long Term | $2200.00 | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $297.00 | $197.92 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 12/17/2025 | 739 | Fair Isaac (VER. 2) | 768 | FICO Classic V5 Facta | 647 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 74.893% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000108641 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2875.00 | Rent on Existing Lease | $3396.53 |  | 0.000000 | 1.18 |  |  | 0.85 | 0.85 | $3396.53 |  |  | Yes | 05/01/2024 | 05/01/2025 | 12 | Long Term | $2875.00 | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $79780.00 |  |  | $540.18 | $149.26 | Level 4-Stated/Verified as defined | No | 1 | 10 | No |  |  | Experienced Investor | 7.89 |  |  | 799 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 12/30/2025 | 788 | Fair Isaac (VER. 2) | 801 | FICO Classic V5 Facta | 799 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 48.684% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000112610 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2550.00 | Third Party Rental Source | $2385.24 |  | 0.000000 | 0.94 |  |  | 1.07 | 1.07 | $2385.24 |  |  | No |  |  |  | Long Term |  | $2550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $43000.00 |  |  | $443.40 | $130.18 | Level 4-Stated/Verified as defined | No | 1 | 9 | No | No |  | Experienced Investor |  | US Citizen |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/26/2025 | 739 | Fair Isaac (VER. 2) | 773 | FICO Classic V5 Facta | 787 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 49.827% | xxxxx |  |  | 54.205% |  |  | 54.205% |  |  |  |  |  |  |  |  |
| XXXXX | 4000113245 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2700.00 | Rent on Existing Lease | $2271.02 |  | 0.000000 | 0.84 |  |  | 1.19 | 1.19 | $2271.02 |  |  | Yes | 01/02/2025 | 01/02/2027 | 24 | Long Term | $2700.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $33100.00 |  |  | $367.78 | $73.84 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 12.52 | US Citizen |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/06/2026 | 784 | Fair Isaac (VER. 2) | 791 | FICO Classic V5 Facta | 779 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 36.667% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000114839 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $8925.00 | Multiple Sources | $9099.61 |  | 0.000000 | 1.02 |  |  | 0.98 | 0.98 | $9099.61 |  |  | Yes | 04/01/2025 | 04/01/2026 | 12 | Long Term | $3360.00 | $3200.00 | Yes | 01/03/2025 | 01/02/2026 | 12 | Long Term | $2550.00 | $1650.00 | Yes | 12/31/2024 | 12/30/2025 | 12 | Long Term | $1650.00 | $2425.00 | Yes | 01/03/2025 | 01/02/2026 | 12 | Long Term | $2550.00 | $2425.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $119800.00 |  |  | $2209.09 | $584.00 | Level 1-Not Stated/Not Verified | No | 1 | 8 | No |  |  | Experienced Investor | 1.55 |  |  | 733 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 95.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 09/10/2025 | 752 | Fair Isaac (VER. 2) | 733 | FICO Classic V5 Facta | 708 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 49.741% | xxxxx |  |  | 47.525% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000113707 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1000.00 | Third Party Rental Source | $859.01 |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | $859.01 |  |  | Yes | 11/15/2023 | 12/31/2024 | 13 | Long Term | $1200.00 | $1000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $119.70 | $106.00 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 7.86 | US Citizen |  | 676 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/07/2026 | 691 | Fair Isaac (VER. 2) | 676 | FICO Classic V5 Facta | 662 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000111245 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $2195.08 |  | 0.000000 | 0.91 |  |  | 1.09 | 1.09 | $2195.08 |  |  | Yes | 11/26/2025 | 03/31/2028 | 28 | Long Term | $2440.00 | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $39500.00 |  |  | $204.11 | $179.02 | Level 1-Not Stated/Not Verified | No | 1 | 24 | No |  |  | Experienced Investor | 0.72 |  |  | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/14/2026 | 766 | Fair Isaac (VER. 2) | 785 | FICO Classic V5 Facta | 757 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  | 120.188% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110763 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $2008.47 |  | 0.000000 | 0.84 |  |  | 1.19 | 1.19 | $2008.47 |  |  | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $55400.00 |  |  | $98.26 | $119.50 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 744 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 12/15/2025 | 736 | Fair Isaac (VER. 2) | 744 | FICO Classic V5 Facta | 756 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 74.786% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000113736 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2900.00 | Third Party Rental Source | $2722.27 |  | 0.000000 | 0.94 |  |  | 1.07 | 1.07 | $2722.27 |  |  | No |  |  |  | Long Term |  | $2900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $67000.00 |  |  | $562.50 | $208.01 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  |  | Experienced Investor |  |  |  | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 11/11/2025 | 776 | Fair Isaac (VER. 2) | 758 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  | 74.667% |  |  | 74.667% |  |  |  |  |  |  |  |  |
| XXXXX | 4000110160 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2100.00 | Third Party Rental Source | $1978.53 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $1978.53 |  |  | No |  |  |  | Long Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $26400.00 |  |  | $339.67 | $27.40 | Level 4-Stated/Verified as defined | No | 1 | 11 | No |  |  | Experienced Investor | 1.35 |  |  | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/24/2025 | 791 | Fair Isaac (VER. 2) | 789 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 70.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000113241 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3200.00 | Rent on Existing Lease | $3181.98 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $3181.98 |  |  | Yes | 06/01/2023 | 05/31/2024 | 12 | Long Term | $3200.00 | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $635.03 | $71.50 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 2.58 | US Citizen |  | 667 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/15/2026 | 634 | Fair Isaac (VER. 2) | 709 | FICO Classic V5 Facta | 667 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 30.374% | xxxxx |  |  | 44.828% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109377 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2100.00 | Third Party Rental Source | $1336.38 |  | 0.000000 | 0.64 |  |  | 1.57 | 1.57 | $1336.38 |  |  | No |  |  |  | Long Term |  | $1050.00 | No |  |  |  | Long Term |  | $1050.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $404.08 | $81.58 | Level 4-Stated/Verified as defined | No | 1 | 16 | No |  |  | Experienced Investor |  |  |  | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | LLC | Guarantor - Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 12/16/2025 | 759 | Fair Isaac (VER. 2) | 777 | FICO Classic V5 Facta | 797 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 68.158% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000112274 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6400.00 | Third Party Rental Source | $8839.59 |  | 0.000000 | 1.38 |  |  | 0.72 | 0.72 | $8839.59 |  |  | Yes | 08/01/2025 | 07/31/2026 | 12 | Long Term | $8000.00 | $6400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $72900.00 |  |  | $1171.47 | $164.58 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 0.51 | US Citizen |  | 744 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/20/2026 | 768 | Fair Isaac (VER. 2) | 744 | FICO Classic V5 Facta | 698 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 67.093% | xxxxx |  |  | 75.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000113077 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3500.00 | Third Party Rental Source | $3496.38 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $3496.38 |  |  | No |  |  |  | Long Term |  | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $64100.00 |  |  | $1002.69 | $260.13 | Level 4-Stated/Verified as defined | No | 1 | 13 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/05/2025 | 761 | Fair Isaac (VER. 2) | 774 | Beacon 5 | 776 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/05/2025 | 760 | Fair Isaac (VER. 2) | 760 | Beacon 5 | 769 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 61.818% | xxxxx |  |  | 61.818% |  |  | 61.818% |  |  |  |  |  |  |  |  |
| XXXXX | 4000110585 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2100.00 | Third Party Rental Source | $2719.42 |  | 0.000000 | 1.29 |  |  | 0.77 | 0.77 | $2719.42 |  |  | No |  |  |  | Long Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $12600.00 |  |  | $589.10 | $97.11 | Level 4-Stated/Verified as defined | No | 1 | 11 | No |  |  | Experienced Investor |  |  |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 12/17/2025 | 793 | Fair Isaac (VER. 2) | 773 | Beacon 5 | 693 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 69.650% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000111252 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2600.00 | Rent on Existing Lease | $2272.51 |  | 0.000000 | 0.87 |  |  | 1.14 | 1.14 | $2272.51 |  |  | Yes | 03/24/2025 | 03/31/2026 | 12 | Long Term | $2600.00 | $2690.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $84900.00 |  |  | $335.82 | $210.00 | Level 2-Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor | 7.04 |  |  | 662 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 2-Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 12/12/2025 | 679 | FICO II | 614 | Beacon 5 | 662 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 41.667% | xxxxx |  |  | 41.667% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000111032 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $5040.19 |  | 0.000000 | 1.68 |  |  | 0.60 | 0.6 | $5040.19 |  |  | No |  |  |  | Long Term |  | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $79000.00 |  |  | $333.94 | $326.78 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor |  | US Citizen |  | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/10/2025 | 748 | FICO II | 760 | Beacon 5 | 780 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.102% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000113294 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5000.00 | Third Party Rental Source | $4770.21 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $4770.21 |  |  | No |  |  |  | Long Term |  | $5000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $70592.00 |  |  | $959.68 | $287.89 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | First-Time Investor |  | US Citizen |  | 704 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/05/2026 | 694 | Fair Isaac (VER. 2) | 704 | FICO Classic V5 Facta | 739 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 53.419% | xxxxx |  |  | 54.230% |  |  | 54.230% |  |  |  |  |  |  |  |  |
| XXXXX | 4000113464 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1950.00 | Third Party Rental Source | $1737.91 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $1737.91 |  |  | No |  |  |  | Long Term |  | $1950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $110000.00 |  |  | $137.06 | $202.42 | Level 1-Not Stated/Not Verified | No | 1 | 19 | No |  |  | Experienced Investor | 0.82 |  |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/08/2026 | 758 | Fair Isaac (VER. 2) | 786 | Beacon 5 | 776 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  | 210.526% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110142 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2100.00 | Third Party Rental Source | $1991.98 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $1991.98 |  |  | No |  |  |  | Long Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $349.25 | $31.27 | Level 4-Stated/Verified as defined | No | 1 | 11 | No |  |  | Experienced Investor | 2.31 |  |  | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/24/2025 | 791 | Fair Isaac (VER. 2) | 789 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 70.000% | xxxxx |  |  | 72.561% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000112024 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1900.00 | Rent on Existing Lease | $1321.41 |  | 0.000000 | 0.7 |  |  | 1.44 | 1.44 | $1321.41 |  |  | Yes | 08/01/2025 | 08/01/2026 | 12 | Long Term | $1900.00 | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $37200.00 |  |  | $212.95 | $177.92 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 1.16 | US Citizen |  | 728 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/21/2026 | 732 | Fair Isaac (VER. 2) | 728 | FICO Classic V5 Facta | 705 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 32.500% | xxxxx |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000113242 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3750.00 | Rent on Existing Lease | $3475.82 |  | 0.000000 | 0.93 |  |  | 1.08 | 1.08 | $3475.82 |  |  | Yes | 08/01/2019 | 08/01/2020 | 12 | Long Term | $3750.00 | $4250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $422.51 | $67.25 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 9.78 | US Citizen |  | 667 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/15/2026 | 634 | Fair Isaac (VER. 2) | 709 | FICO Classic V5 Facta | 667 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 24.742% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000113187 | XXXXX |  |  |  |  |  |  | Yes | No | Short Term |  |  |  | $10000.00 | Third Party Rental Source | $7811.58 |  | 0.000000 | 0.78 |  |  | 1.28 | 1.28 | $7811.58 |  |  | No |  |  |  | Short Term |  | $5000.00 | No |  |  |  | Short Term |  | $5000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $77625.00 |  |  | $988.91 | $199.75 | Level 1-Not Stated/Not Verified | No | 1 | 8 | No |  |  | Experienced Investor | 1.56 |  |  | 748 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 40.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 01/13/2026 | 691 | Fair Isaac (VER. 2) | 709 | FICO Classic V5 Facta | 704 | FICO Risk Score Classic 04 | 3 |  |  | 60.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 01/13/2026 | 740 | Fair Isaac (VER. 2) | 750 | FICO Classic V5 Facta | 748 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 74.581% | xxxxx |  |  | 128.444% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000111349 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1750.00 | Third Party Rental Source | $1968.20 |  | 0.000000 | 1.12 |  |  | 0.89 | 0.89 | $1968.20 |  |  | No |  |  |  | Long Term |  | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $41000.00 |  |  | $87.52 | $127.08 | Level 1-Not Stated/Not Verified | No | 1 | 18 | No |  |  | Experienced Investor | 0.21 |  |  | 811 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/06/2026 | 815 | FICO II | 791 | Beacon 5 | 811 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 112.326% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000108241 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1130.00 | Third Party Rental Source | $1032.68 |  | 0.000000 | 0.91 |  |  | 1.09 | 1.09 | $1032.68 |  |  | No |  |  |  | Long Term |  | $1130.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $279.64 | $193.67 | Level 1-Not Stated/Not Verified | No | 1 | 4 | No |  |  | Experienced Investor |  |  |  | 802 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/06/2025 | 802 | Fair Isaac (VER. 2) | 786 | Beacon 5 | 804 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 78.431% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000111796 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2600.00 | Third Party Rental Source | $2922.92 |  | 0.000000 | 1.12 |  |  | 0.89 | 0.89 | $2922.92 |  |  | Yes | 11/01/2024 | 10/31/2026 | 24 | Long Term | $2750.00 | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $59000.00 |  |  | $518.81 | $140.75 | Level 4-Stated/Verified as defined | No | 1 | 19 | No | No |  | Experienced Investor | 19.28 | US Citizen |  | 714 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/02/2026 | 704 | Fair Isaac (VER. 2) | 714 | FICO Classic V5 Facta | 746 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | xxxxx |  |  | 154.880% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000112837 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $1563.44 |  | 0.000000 | 0.78 |  |  | 1.28 | 1.28 | $1563.44 |  |  | Yes | 04/15/2025 | 04/30/2026 | 12 | Long Term | $2500.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $92600.00 |  |  | $204.92 | $253.44 | Level 4-Stated/Verified as defined | No | 1 | 19 | No | No |  | Experienced Investor |  | US Citizen |  | 674 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/08/2026 | 657 | Fair Isaac (VER. 2) | 675 | FICO Classic V5 Facta | 674 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 34.043% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000111522 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4800.00 | Third Party Rental Source | $6088.09 |  | 0.000000 | 1.27 |  |  | 0.79 | 0.79 | $6088.09 |  |  | No |  |  |  | Long Term |  | $4800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $56600.00 |  |  | $1145.83 | $125.17 | Level 2-Stated/Not Verified | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 732 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | 11/21/2025 |  |  | 732 | FICO Classic V5 Facta | 747 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | xxxxx |  |  | 65.000% |  |  | 65.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000111664 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4000.00 | Third Party Rental Source | $3823.95 |  | 0.000000 | 0.96 |  |  | 1.05 | 1.05 | $3823.95 |  |  | No |  |  |  | Long Term |  | $2000.00 | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $84000.00 |  |  | $934.55 | $197.42 | Level 4-Stated/Verified as defined | No | 1 | 9 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 746 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/10/2025 | 739 | Fair Isaac (VER. 2) | 746 | FICO Classic V5 Facta | 760 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 12/10/2025 | 751 | Fair Isaac (VER. 2) | 752 | FICO Classic V5 Facta | 757 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 68.142% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000112608 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1895.00 | Third Party Rental Source | $1656.86 |  | 0.000000 | 0.87 |  |  | 1.14 | 1.14 | $1656.86 |  |  | No |  |  |  | Long Term |  | $1895.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $283.75 | $47.25 | Level 3-Stated/Partially Verified | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 717 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | Non-Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 01/06/2026 | 734 | Fair Isaac (VER. 2) | 717 | FICO Classic V5 Facta | 699 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 69.053% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000111505 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1525.00 | Third Party Rental Source | $886.67 |  | 0.000000 | 0.58 |  |  | 1.72 | 1.72 | $886.67 |  |  | No |  |  |  | Long Term |  | $1525.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $8910.00 |  |  | $139.61 | $61.83 | Level 3-Stated/Partially Verified | No | 1 | 6 | No | No |  | Experienced Investor |  | US Citizen |  | 777 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/11/2025 | 778 | Fair Isaac (VER. 2) | 777 | Beacon 5 | 741 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 76.563% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000112177 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $1850.17 |  | 0.000000 | 0.93 |  |  | 1.08 | 1.08 | $1850.17 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $128.11 | $132.08 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/12/2025 | 744 | FICO II | 777 | Beacon 5 | 765 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 54.756% | xxxxx |  |  | 56.867% |  |  | 56.867% |  |  |  |  |  |  |  |  |
| XXXXX | 4000114186 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1900.00 | Third Party Rental Source | $2211.65 |  | 0.000000 | 1.16 |  |  | 0.86 | 0.86 | $2211.65 |  |  | No |  |  |  | Long Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $28000.00 |  |  | $700.27 | $131.83 | Level 3-Stated/Partially Verified | No | 1 | 6 | No | No |  | Experienced Investor |  | US Citizen |  | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/13/2026 | 743 | FICO II | 750 | Beacon 5 | 761 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.307% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000113053 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4000.00 | Rent on Existing Lease | $3862.03 |  | 0.000000 | 0.97 |  |  | 1.04 | 1.04 | $3862.03 |  |  | Yes | 03/01/2026 | 02/28/2027 | 12 | Long Term | $4000.00 | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $100000.00 |  |  | $622.67 | $126.25 | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | First-Time Investor |  |  |  | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/13/2025 | 783 | Fair Isaac (VER. 2) | 790 | FICO Classic V5 Facta | 792 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 63.974% | xxxxx |  |  | 63.974% |  |  | 63.974% |  |  |  |  |  |  |  |  |
| XXXXX | 4000111665 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4975.00 | Third Party Rental Source | $4686.66 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $4686.66 |  |  | No |  |  |  | Long Term |  | $4975.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $38400.00 |  |  | $1109.03 | $762.17 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 10/22/2025 | 804 | Fair Isaac (VER. 2) | 788 | FICO Classic V5 Facta | 797 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 39.070% | xxxxx |  |  | 39.252% |  |  | 39.252% |  |  |  |  |  |  |  |  |
| XXXXX | 4000115746 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6921.88 |  | 0.034457 |  |  |  |  |  | $6921.88 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1151.64 | $301.75 | Level 3-Stated/Partially Verified |  |  |  | No |  |  |  |  |  |  | 744 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 03/07/2025 | 745 | Fair Isaac (VER. 2) | 720 | FICO Classic V5 Facta | 744 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000114680 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2900.00 | Third Party Rental Source | $1629.07 |  | 0.000000 | 0.56 |  |  | 1.78 | 1.78 | $1629.07 |  |  | No |  |  |  | Long Term |  | $2900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $515.42 | $134.75 | Level 4-Stated/Verified as defined | No | 1 | 10 | No | No |  | Experienced Investor |  | US Citizen |  | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/19/2025 | 763 | Fair Isaac (VER. 2) | 737 | FICO Classic V5 Facta | 757 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 56.000% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000110235 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2600.00 | Third Party Rental Source | $1398.28 |  | 0.000000 | 0.54 |  |  | 1.86 | 1.86 | $1398.28 |  |  | No |  |  |  | Long Term |  | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $29900.00 |  |  | $250.40 | $155.92 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor |  | US Citizen |  | 809 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/05/2026 | 809 | Fair Isaac (VER. 2) | 813 | FICO Classic V5 Facta | 790 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 45.210% | xxxxx |  |  | 45.210% |  |  | 45.210% |  |  |  |  |  |  |  |  |
| XXXXX | 4000113047 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5100.00 | Rent on Existing Lease | $5588.27 |  | 0.000000 | 1.1 |  |  | 0.91 | 0.91 | $5588.27 |  |  | Yes | 02/01/2026 | 01/31/2027 | 12 | Long Term | $5100.00 | $5100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $120000.00 |  |  | $1057.04 | $106.75 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/08/2026 | 797 | Fair Isaac (VER. 2) | 795 | FICO Classic V5 Facta | 797 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 50.725% | xxxxx |  |  | 50.505% |  |  | 50.505% |  |  |  |  |  |  |  |  |
| XXXXX | 4000113075 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5700.00 | Rent on Existing Lease | $2053.13 |  | 0.000000 | 0.36 |  |  | 2.78 | 2.78 | $2053.13 |  |  | Yes | 03/01/2026 | 02/08/2028 | 23 | Long Term | $2300.00 | $2300.00 | Yes | 03/01/2026 | 02/28/2028 | 23 | Long Term | $3400.00 | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $107000.00 |  |  | $697.20 | $124.50 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 808 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/10/2025 | 811 | Fair Isaac (VER. 2) | 805 | FICO Classic V5 Facta | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 22.222% | xxxxx |  |  | 22.222% |  |  | 22.222% |  |  |  |  |  |  |  |  |
| XXXXX | 4000115730 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3866.99 |  | 0.264409 |  |  |  |  |  | $3866.99 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $601.58 | $125.25 | Level 4-Stated/Verified as defined |  |  |  | No |  |  |  |  |  |  | 728 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | Level 5-Stated/Verified as defined | Classic | 02/02/2026 |  |  |  |  | 728 | FICO Risk Score Classic 04 | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110156 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2100.00 | Third Party Rental Source | $1978.53 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $1978.53 |  |  | No |  |  |  | Long Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $26400.00 |  |  | $339.67 | $27.40 | Level 1-Not Stated/Not Verified | No | 1 | 11 | No |  |  | Experienced Investor | 1.35 |  |  | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/24/2025 | 791 | Fair Isaac (VER. 2) | 789 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 70.000% | xxxxx |  |  | 11.644% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000112385 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2600.00 | Third Party Rental Source | $2102.05 |  | 0.000000 | 0.81 |  |  | 1.24 | 1.24 | $2102.05 |  |  | Yes | 12/01/2023 | 11/30/2024 | 12 | Long Term | $2800.00 | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $408.27 | $88.95 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No | No | Experienced Investor | 8.33 | US Citizen | US Citizen | 700 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/03/2026 | 792 | Fair Isaac (VER. 2) | 791 | FICO Classic V5 Facta | 782 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/12/2026 | 716 | Fair Isaac (VER. 2) | 700 | FICO Classic V5 Facta | 696 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | xxxxx |  |  | 70.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000113976 | XXXXX |  |  |  |  |  |  | No |  |  |  |  |  |  |  | $5090.17 |  | 0.317162 |  |  |  |  |  | $5090.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $708.77 | $119.50 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  | 8.39 | US Citizen | US Citizen | 671 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/21/2026 | 671 | Fair Isaac (VER. 2) | 741 | FICO Classic V5 Facta | 665 | FICO Risk Score Classic 04 | Individual | Trustee | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/21/2026 | 807 | Fair Isaac (VER. 2) | 777 | FICO Classic V5 Facta | 793 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000113818 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4322.89 |  | 0.045952 |  |  |  |  |  | $4322.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $413.11 | $111.00 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/15/2026 | 790 | Fair Isaac (VER. 2) | 770 | FICO Classic V5 Facta | 774 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000112016 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2100.00 | Rent on Existing Lease | $2528.71 |  | 0.000000 | 1.2 |  |  | 0.83 | 0.83 | $2528.71 |  |  | Yes | 11/01/2025 | 11/01/2026 | 12 | Long Term | $2100.00 | $3150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50500.00 |  |  | $805.18 | $135.85 | Level 4-Stated/Verified as defined | No | 1 | 8 | No | No |  | Experienced Investor | 1.87 | US Citizen |  | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/09/2026 | 726 | Fair Isaac (VER. 2) | 766 | FICO Classic V5 Facta | 770 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 41.588% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000113715 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $10300.00 | Rent on Existing Lease | $7133.57 |  | 0.000000 | 0.69 |  |  | 1.44 | 1.44 | $7133.57 |  |  | Yes | 02/01/2026 | 01/31/2027 | 12 | Long Term | $3300.00 | $3300.00 | Yes | 02/01/2026 | 01/31/2027 | 12 | Long Term | $3500.00 | $3500.00 | Yes | 02/01/2026 | 01/31/2027 | 12 | Long Term | $3500.00 | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | $341.80 | $372.92 | Level 3-Stated/Partially Verified | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 814 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 51.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 11/12/2025 | 840 | Fair Isaac (VER. 2) | 814 | FICO Classic V5 Facta | 806 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000110187 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2100.00 | Third Party Rental Source | $2073.39 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $2073.39 |  |  | No |  |  |  | Long Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $26400.00 |  |  | $349.25 | $28.72 | Level 4-Stated/Verified as defined | No | 1 | 11 | No |  |  | Experienced Investor | 1.35 |  |  | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/21/2026 | 791 | Fair Isaac (VER. 2) | 789 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 73.647% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000112908 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2642.75 |  | 0.399866 |  |  |  |  |  | $2642.75 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $281.81 | $69.01 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 8.84 | US Citizen |  | 754 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/29/2025 | 755 | Fair Isaac (VER. 2) | 751 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000112874 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $8687.17 |  | 0.457536 |  |  |  |  |  | $8687.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1226.43 | $155.83 | Level 4-Stated/Verified as defined |  |  |  | No | No | No |  |  | US Citizen | US Citizen | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/23/2026 | 799 | FICO II | 760 | Beacon 5 | 765 | FICO Risk Score Classic 04 | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/23/2026 | 776 | FICO II | 771 | Beacon 5 | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000111251 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $7000.00 | Third Party Rental Source | $2709.84 |  | 0.000000 | 0.39 |  |  | 2.58 | 2.58 | $2709.84 |  |  | No |  |  |  | Long Term |  | $3200.00 | No |  |  |  | Long Term |  | $3800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $140000.00 |  |  | $682.52 | $180.17 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 800 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 12/05/2025 | 797 | Fair Isaac (VER. 2) | 802 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 20.000% | xxxxx |  |  | 20.000% |  |  | 20.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000110150 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2100.00 | Third Party Rental Source | $2072.07 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $2072.07 |  |  | No |  |  |  | Long Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $26400.00 |  |  | $349.25 | $27.40 | Level 1-Not Stated/Not Verified | No | 1 | 11 | No |  |  | Experienced Investor |  |  |  | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 11 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 11/24/2025 | 791 | Fair Isaac (VER. 2) | 789 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 73.647% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000111149 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3900.00 | Third Party Rental Source | $2876.40 |  | 0.000000 | 0.74 |  |  | 1.36 | 1.36 | $2876.40 |  |  | Yes | 09/01/2024 | 09/01/2026 | 24 | Long Term | $1300.00 | $1300.00 | Yes | 10/01/2025 | 09/30/2026 | 12 | Long Term | $1550.00 | $1300.00 | Yes | 07/15/2025 | 08/01/2026 | 12 | Long Term | $1695.00 | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $519.02 | $211.58 | Level 3-Stated/Partially Verified | No | 1 | 16 | No |  |  | Experienced Investor | 3.42 |  |  | 731 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 12/12/2025 | 731 | Fair Isaac (VER. 2) | 705 | FICO Classic V5 Facta | 761 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 70.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000111862 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $7558.93 |  | 0.327527 |  |  |  |  |  | $7558.93 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1369.29 | $201.92 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 2.85 | US Citizen |  | 811 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/05/2026 | 804 | Fair Isaac (VER. 2) | 811 | FICO Classic V5 Facta | 816 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109643 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2498.81 |  | 0.191866 |  |  |  |  |  | $2498.81 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $359.38 | $185.92 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 745 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/10/2025 | 720 | Fair Isaac (VER. 2) | 760 | Beacon 5 | 745 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000111574 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2200.00 | Rent on Existing Lease | $1807.60 |  | 0.000000 | 0.82 |  |  | 1.22 | 1.22 | $1807.60 |  |  | Yes | 01/15/2026 | 02/28/2027 | 13 | Long Term | $2200.00 | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $29000.00 |  |  | $219.58 | $153.00 | Level 3-Stated/Partially Verified | No | 1 | 7 | No |  |  | Experienced Investor | 0.45 |  |  | 733 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified |  |  | Classic | 01/02/2026 | 766 | Fair Isaac (VER. 2) | 733 | FICO Classic V5 Facta | 717 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 78.309% | xxxxx |  |  | 129.091% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000112239 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1300.00 | Third Party Rental Source | $1323.65 |  | 0.000000 | 1.02 |  |  | 0.98 | 0.98 | $1323.65 |  |  | No |  |  |  | Long Term |  | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $144.89 | $321.26 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor | 19.27 | US Citizen |  | 739 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/16/2026 | 690 | Fair Isaac (VER. 2) | 739 | FICO Classic V5 Facta | 747 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000115807 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1438.00 | Third Party Rental Source | $1393.60 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $1393.60 |  |  | No |  |  |  | Long Term |  | $1438.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $354.69 | $53.25 | Level 3-Stated/Partially Verified | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 751 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/22/2026 | 751 | Fair Isaac (VER. 2) | 746 | FICO Classic V5 Facta | 771 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000114681 | XXXXX |  |  |  |  |  |  | Yes | No | Short Term |  |  |  | $6701.49 | Third Party Rental Source | $6426.30 |  | 0.000000 | 0.96 |  |  | 1.04 | 1.04 | $6426.30 |  |  | No |  |  |  | Short Term |  | $6701.49 | No |  |  |  | Short Term |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $57402.00 |  |  | $1195.47 | $630.17 | Level 4-Stated/Verified as defined | No | 1 | 17 | No | No |  | Experienced Investor | 10.25 | US Citizen |  | 690 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/11/2025 | 715 | Fair Isaac (VER. 2) | 680 | FICO Classic V5 Facta | 690 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 32.500% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000113249 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $3537.17 |  | 0.000000 | 1.26 |  |  | 0.79 | 0.79 | $3537.17 |  |  | No |  |  |  | Long Term |  | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $42200.00 |  |  | $376.32 | $144.50 | Level 4-Stated/Verified as defined | No | 1 | 10 | No |  |  | Experienced Investor |  |  |  | 771 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 51.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/26/2026 | 749 | Fair Isaac (VER. 2) | 771 | FICO Classic V5 Facta | 778 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.034% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000113908 | XXXXX |  |  |  |  |  |  | No | No | Long Term |  |  |  | $2495.00 | Third Party Rental Source | $2210.39 |  | 0.000000 | 0.89 |  |  | 1.13 | 1.13 | $2210.39 |  |  | No |  |  |  | Long Term |  | $2495.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $45500.00 |  |  | $359.38 | $83.75 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 744 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/06/2026 | 805 | Fair Isaac (VER. 2) | 772 | FICO Classic V5 Facta | 774 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/06/2026 | 770 | Fair Isaac (VER. 2) | 744 | FICO Classic V5 Facta | 733 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 78.857% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000113141 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1700.00 | Rent on Existing Lease | $1177.72 |  | 0.000000 | 0.69 |  |  | 1.44 | 1.44 | $1177.72 |  |  | Yes | 06/23/2025 | 06/30/2026 | 12 | Long Term | $1700.00 | $2050.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $15600.00 |  |  | $118.20 | $98.08 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 0.66 | Permanent Resident Alien |  | 673 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 01/29/2026 | 653 | Fair Isaac (VER. 2) | 721 | FICO Classic V5 Facta | 673 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | xxxxx |  |  | 100000.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000113574 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5000.00 | Third Party Rental Source | $7880.32 |  | 0.000000 | 1.58 |  |  | 0.63 | 0.63 | $7880.32 |  |  | No |  |  |  | Long Term |  | $5000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $1183.04 | $355.45 | Level 3-Stated/Partially Verified | No | 1 | 12 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 772 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/09/2026 | 778 | Fair Isaac (VER. 2) | 790 | FICO Classic V5 Facta | 788 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/20/2026 | 809 | Fair Isaac (VER. 2) | 796 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 | Individual |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/09/2026 | 772 | Fair Isaac (VER. 2) | 780 | FICO Classic V5 Facta | 771 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000110937 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1838.61 |  | 0.348708 |  |  |  |  |  | $1838.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $232.29 | $151.83 | Level 1-Not Stated/Not Verified |  |  |  | No |  |  |  |  |  |  | 740 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 01/08/2026 | 748 | Fair Isaac (VER. 2) | 736 | FICO Classic V5 Facta | 740 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110409 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1200.00 | Third Party Rental Source | $1154.20 |  | 0.000000 | 0.96 |  |  | 1.04 | 1.04 | $1154.20 |  |  | No |  |  |  | Long Term |  | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20000.00 |  |  | $151.20 | $105.42 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/03/2025 | 732 | Fair Isaac (VER. 2) | 813 | FICO Classic V5 Facta | 804 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.238% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000110367 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3000.00 | Rent on Existing Lease | $3035.80 |  | 0.000000 | 1.01 |  |  | 0.99 | 0.99 | $3035.80 |  |  | Yes | 10/01/2025 | 09/30/2026 | 12 | Long Term | $3000.00 | $3050.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $32200.00 |  |  | $647.37 | $89.18 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 2.41 | US Citizen |  | 800 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/16/2025 | 811 | Fair Isaac (VER. 2) |  |  | 800 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 56.090% | xxxxx |  |  | 56.090% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110843 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $8600.00 | Third Party Rental Source | $4502.30 |  | 0.000000 | 0.52 |  |  | 1.91 | 1.91 | $4502.30 |  |  | No |  |  |  | Long Term |  | $8600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20000.00 |  |  | $754.92 | $38.75 | Level 4-Stated/Verified as defined | No | 1 | 5 | No |  |  | Experienced Investor |  |  |  | 700 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 25.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 12/15/2025 | 720 | FICO II | 700 | Beacon 5 | 696 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 29.891% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000113837 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2100.00 | Third Party Rental Source | $1294.33 |  | 0.000000 | 0.62 |  |  | 1.62 | 1.62 | $1294.33 |  |  | No |  |  |  | Long Term |  | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $26400.00 |  |  | $332.92 | $92.81 | Level 1-Not Stated/Not Verified | No | 1 | 10 | No |  |  | Experienced Investor |  |  |  | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 10/13/2025 | 721 | Fair Isaac (VER. 2) | 799 | FICO Classic V5 Facta | 741 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 32.362% | xxxxx |  |  | 35.716% |  |  | 35.716% |  |  |  |  |  |  |  |  |
| XXXXX | 4000109860 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1500.00 | Third Party Rental Source | $1156.77 |  | 0.000000 | 0.77 |  |  | 1.30 | 1.3 | $1156.77 |  |  | No |  |  |  | Long Term |  | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $34200.00 |  |  | $227.38 | $119.67 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 799 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/04/2025 | 799 | FICO II | 808 | Beacon 5 | 783 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 72.405% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000111456 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3769.00 |  | 0.314006 |  |  |  |  |  | $3769.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1571.77 | $301.03 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 800 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/07/2026 | 795 | Fair Isaac (VER. 2) | 800 | FICO Classic V5 Facta | 812 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110559 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4450.00 | Third Party Rental Source | $5314.67 |  | 0.000000 | 1.19 |  |  | 0.84 | 0.84 | $5314.67 |  |  | No |  |  |  | Long Term |  | $4450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $96400.00 |  |  | $253.89 | $296.31 | Level 4-Stated/Verified as defined | No | 1 | 10 | No | No |  | Experienced Investor |  | US Citizen |  | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/24/2025 |  |  | 770 | FICO Classic V5 Facta | 781 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 52.569% | xxxxx |  |  | 52.569% |  |  | 52.569% |  |  |  |  |  |  |  |  |
| XXXXX | 4000113156 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1550.00 | Third Party Rental Source | $1538.32 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $1538.32 |  |  | No |  |  |  | Long Term |  | $1550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $33103.00 |  |  | $227.00 | $123.92 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/03/2026 | 789 | Fair Isaac (VER. 2) | 784 | FICO Classic V5 Facta | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 74.383% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000112753 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $7600.00 | Rent on Existing Lease | $9181.69 |  | 0.000000 | 1.21 |  |  | 0.83 | 0.83 | $9181.69 |  |  | Yes | 03/01/2025 | 02/28/2026 | 12 | Long Term | $7600.00 | $7600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $120800.00 |  |  | $1314.29 | $183.67 | Level 4-Stated/Verified as defined | No | 1 | 6 | No |  |  | Experienced Investor | 10.90 |  |  | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | Permanent Resident Alien |  |  | Level 2-Stated/Not Verified |  |  | Classic | 11/05/2025 | 793 | Fair Isaac (VER. 2) | 767 | FICO Classic V5 Facta | 758 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 54.545% | xxxxx |  |  | 177.778% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000113724 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5450.00 | Third Party Rental Source | $5439.74 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $5439.74 |  |  | Yes | 05/01/2024 | 05/01/2026 | 24 | Long Term | $6750.00 | $5450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $32700.00 |  |  | $523.36 | $370.17 | Level 4-Stated/Verified as defined | No | 1 | 7 | No |  |  | Experienced Investor | 21.99 |  |  | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 12/01/2025 | 748 | Fair Isaac (VER. 2) | 788 | FICO Classic V5 Facta | 790 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 52.206% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000115179 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $1951.22 |  | 0.000000 | 0.78 |  |  | 1.28 | 1.28 | $1951.22 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $63.34 | $124.41 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/12/2026 | 835 | Fair Isaac (VER. 2) | 804 | FICO Classic V5 Facta | 787 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/12/2026 | 804 | Fair Isaac (VER. 2) | 774 | FICO Classic V5 Facta | 759 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 74.400% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000113204 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3150.00 | Third Party Rental Source | $2483.25 |  | 0.000000 | 0.79 |  |  | 1.27 | 1.27 | $2483.25 |  |  | No |  |  |  | Long Term |  | $3150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $83000.00 |  |  | $623.96 | $568.58 | Level 4-Stated/Verified as defined | No | 1 | 8 | No | No |  | Experienced Investor |  | US Citizen |  | 806 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/12/2026 | 816 | Fair Isaac (VER. 2) | 806 | FICO Classic V5 Facta | 794 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 33.167% | xxxxx |  |  | 33.222% |  |  | 33.222% |  |  |  |  |  |  |  |  |
| XXXXX | 4000114002 | XXXXX |  |  |  |  |  |  | No | No | Long Term |  |  |  | $3440.00 | Third Party Rental Source | $3010.00 |  | 0.000000 | 0.88 |  |  | 1.14 | 1.14 | $3010.00 |  |  | No |  |  |  | Long Term |  | $3440.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20640.00 |  |  | $219.15 | $262.58 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 800 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/22/2026 | 801 | Fair Isaac (VER. 2) | 800 | FICO Classic V5 Facta | 793 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.796% | xxxxx |  |  | 74.766% |  |  | 74.766% |  |  |  |  |  |  |  |  |
| XXXXX | 4000112006 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3770.45 |  | 0.390650 |  |  |  |  |  | $3770.45 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $534.41 | $140.33 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | Non-Permanent Resident Alien |  | 749 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | Non-Permanent Resident Alien | Employment Authorization | Bangladesh | Level 3-Stated/Partially Verified | 12/30/2025 | 749 | Fair Isaac (VER. 2) | 746 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000114678 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $10900.00 | Third Party Rental Source | $9892.63 |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | $9892.63 |  |  | Yes | 12/15/2025 | 12/15/2026 | 12 | Long Term | $3800.00 | $3400.00 | Yes | 06/01/2025 | 06/01/2026 | 12 | Long Term | $3100.00 | $2700.00 | Yes | 06/01/2025 | 06/01/2026 | 12 | Long Term | $2800.00 | $2700.00 | Yes | 09/01/2025 | 09/01/2026 | 12 | Long Term | $2300.00 | $2100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $100000.00 |  |  | $1642.78 | $301.75 | Level 3-Stated/Partially Verified | No | 1 | 9 | No | No |  | Experienced Investor | 2.02 | US Citizen |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/07/2026 | 784 | Fair Isaac (VER. 2) | 776 | FICO Classic V5 Facta | 778 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000113603 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4000.00 | Third Party Rental Source | $4092.71 |  | 0.000000 | 1.02 |  |  | 0.98 | 0.98 | $4092.71 |  |  | No |  |  |  | Long Term |  | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $71200.00 |  |  | $949.16 | $196.64 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No |  | Experienced Investor |  | Permanent Resident Alien |  | 801 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | 01/16/2026 | 721 | Fair Isaac (VER. 2) | 814 | FICO Classic V5 Facta | 801 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 53.889% | xxxxx |  |  | 53.889% |  |  | 53.889% |  |  |  |  |  |  |  |  |
| XXXXX | 4000114257 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6000.00 | Third Party Rental Source | $5102.43 |  | 0.000000 | 0.85 |  |  | 1.18 | 1.18 | $5102.43 |  |  | No |  |  |  | Long Term |  | $6000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $70000.00 |  |  | $314.47 | $90.92 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor | 1.60 |  |  | 806 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 12/11/2025 | 806 | Fair Isaac (VER. 2) | 806 | FICO Classic V5 Facta | 812 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 62.066% | xxxxx |  |  | 104.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110311 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $7450.00 | Rent on Existing Lease | $6429.17 |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | $6429.17 |  |  | Yes | 06/01/2025 | 06/01/2027 | 24 | Long Term | $2500.00 | $2800.00 | Yes | 06/01/2025 | 06/01/2027 | 24 | Long Term | $1600.00 | $1800.00 | Yes | 07/01/2025 | 07/01/2026 | 12 | Long Term | $1600.00 | $1800.00 | Yes | 11/10/2025 | 11/10/2026 | 12 | Long Term | $1750.00 | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $89200.00 |  |  | $1243.37 | $255.67 | Level 1-Not Stated/Not Verified | No | 1 | 6 | No | No |  | Experienced Investor | 1.14 | US Citizen |  | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | 11/20/2025 | 763 | FICO II | 775 | Beacon 5 | 789 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 61.176% | xxxxx |  |  | 67.826% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000113639 | XXXXX |  |  |  |  |  |  | Yes | No | Short Term |  |  |  | $7500.00 | Third Party Rental Source | $6211.39 |  | 0.000000 | 0.83 |  |  | 1.21 | 1.21 | $6211.39 |  |  | No |  |  |  | Short Term |  | $7500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $200000.00 |  |  | $235.25 | $295.34 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | First-Time Investor |  | US Citizen |  | 711 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/21/2026 | 735 | FICO II | 690 | Beacon 5 | 711 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 69.703% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000113797 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5400.00 | Third Party Rental Source | $5165.24 |  | 0.000000 | 0.96 |  |  | 1.05 | 1.05 | $5165.24 |  |  | No |  |  |  | Long Term |  | $2800.00 | No |  |  |  | Long Term |  | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $970.69 | $134.00 | Level 4-Stated/Verified as defined | No | 1 | 8 | No | No |  | Experienced Investor |  | US Citizen |  | 712 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/28/2026 | 695 | FICO II | 718 | Beacon 5 | 712 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 72.794% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000114797 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6600.00 | Rent on Existing Lease | $5596.81 |  | 0.000000 | 0.85 |  |  | 1.18 | 1.18 | $5596.81 |  |  | Yes | 03/01/2026 | 02/28/2027 | 12 | Long Term | $6600.00 | $6600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $175600.00 |  |  | $1811.22 | $441.65 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 804 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/06/2025 | 799 | Fair Isaac (VER. 2) | 804 | FICO Classic V5 Facta | 805 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.970% | xxxxx |  |  | 64.970% |  |  | 64.970% |  |  |  |  |  |  |  |  |
| XXXXX | 4000114689 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1900.00 | Third Party Rental Source | $1034.74 |  | 0.000000 | 0.54 |  |  | 1.84 | 1.84 | $1034.74 |  |  | Yes | 11/22/2025 | 11/21/2026 | 12 | Long Term | $1205.00 | $950.00 | Yes | 03/11/2025 | 03/11/2026 | 12 | Long Term | $1100.00 | $950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $263.03 | $63.92 | Level 4-Stated/Verified as defined | No | 1 | 16 | No |  |  | Experienced Investor | 1.34 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 10/20/2025 | 763 | FICO II | 779 | Beacon 5 | 778 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 65.789% | xxxxx |  |  | 65.789% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000112393 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $16644.25 |  | 0.298969 |  |  |  |  |  | $16644.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $3250.00 | $170.08 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/15/2026 | 757 | Fair Isaac (VER. 2) | 765 | FICO Classic V5 Facta | 776 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000114786 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6000.00 | Rent on Existing Lease | $5337.30 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $5337.30 |  |  | Yes | 06/01/2025 | 05/31/2026 | 12 | Long Term | $3000.00 | $3000.00 | Yes | 06/01/2025 | 05/31/2026 | 12 | Long Term | $3000.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $33000.00 |  |  | $720.28 | $307.00 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 803 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/13/2025 | 803 | Fair Isaac (VER. 2) | 805 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 47.619% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000111293 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3800.00 | Rent on Existing Lease | $4829.31 |  | 0.000000 | 1.27 |  |  | 0.79 | 0.79 | $4829.31 |  |  | Yes | 08/01/2024 | 07/31/2025 | 12 | Long Term | $3800.00 | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $472.91 | $142.44 | Level 4-Stated/Verified as defined | No | 1 | 9 | No | No |  | Experienced Investor | 12.26 | US Citizen |  | 789 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/03/2025 | 803 | Fair Isaac (VER. 2) | 789 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000111329 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4200.00 | Third Party Rental Source | $4174.33 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $4174.33 |  |  | No |  |  |  | Long Term |  | $4200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $123000.00 |  |  | $734.38 | $157.01 | Level 3-Stated/Partially Verified | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/15/2026 | 778 | Fair Isaac (VER. 2) | 795 | FICO Classic V5 Facta | 788 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 69.507% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000112752 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2700.00 | Rent on Existing Lease | $2570.46 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $2570.46 |  |  | Yes | 08/15/2022 | 08/14/2026 | 48 | Long Term | $2700.00 | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $33190.00 |  |  | $425.93 | $101.00 | Level 4-Stated/Verified as defined | No | 1 | 25 | No | No |  | Experienced Investor | 3.65 | US Citizen |  | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/12/2026 | 763 | FICO II | 789 | Beacon 5 | 762 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000111691 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4050.00 | Rent on Existing Lease | $4963.75 |  | 0.000000 | 1.23 |  |  | 0.82 | 0.82 | $4963.75 |  |  | Yes | 10/20/2019 | 10/30/2026 | 84 | Long Term | $4050.00 | $4295.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $99110.00 |  |  | $527.08 | $176.51 | Level 4-Stated/Verified as defined | No | 1 | 10 | No | No |  | Experienced Investor |  | US Citizen |  | 729 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/16/2026 | 725 | Fair Isaac (VER. 2) | 729 | FICO Classic V5 Facta | 752 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000115751 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $7200.00 | Rent on Existing Lease | $4822.92 |  | 0.000000 | 0.67 |  |  | 1.49 | 1.49 | $4822.92 |  |  | Yes | 03/01/2026 | 02/28/2027 | 12 | Long Term | $2800.00 | $2800.00 | Yes | 03/01/2026 | 02/28/2027 | 12 | Long Term | $4400.00 | $4400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | $660.06 | $300.92 | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 745 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 02/04/2026 | 760 | Fair Isaac (VER. 2) | 745 | FICO Classic V5 Facta | 738 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 65.000% | xxxxx |  |  | 65.000% |  |  | 65.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000114808 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4800.00 | Rent on Existing Lease | $4454.76 |  | 0.000000 | 0.93 |  |  | 1.08 | 1.08 | $4454.76 |  |  | Yes | 02/15/2026 | 02/14/2027 | 12 | Long Term | $4800.00 | $4800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $83000.00 |  |  | $763.23 | $260.25 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | First-Time Investor |  | US Citizen |  | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 02/02/2026 | 792 | Fair Isaac (VER. 2) | 757 | FICO Classic V5 Facta | 790 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 47.826% | xxxxx |  |  | 52.381% |  |  | 52.381% |  |  |  |  |  |  |  |  |
| XXXXX | 4000113143 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $917.35 |  | 0.000000 | 0.51 |  |  | 1.96 | 1.96 | $917.35 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $28600.00 |  |  | $128.81 | $110.63 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 786 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/26/2026 | 781 | Fair Isaac (VER. 2) | 798 | Beacon 5 | 786 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 60.595% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000114182 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5500.00 | Rent on Existing Lease | $4266.59 |  | 0.000000 | 0.78 |  |  | 1.29 | 1.29 | $4266.59 |  |  | Yes | 10/01/2025 | 09/30/2026 | 12 | Long Term | $1850.00 | $2200.00 | Yes | 07/01/2023 | 07/31/2026 | 37 | Long Term | $1850.00 | $2200.00 | Yes | 11/01/2025 | 10/31/2026 | 12 | Long Term | $1800.00 | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $55460.00 |  |  | $625.65 | $137.60 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 1.09 | Permanent Resident Alien |  | 756 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 12/31/2025 | 785 | Fair Isaac (VER. 2) | 751 | FICO Classic V5 Facta | 756 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 43.333% | xxxxx |  |  | 77.209% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109172 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1900.00 | Third Party Rental Source | $1750.55 |  | 0.000000 | 0.92 |  |  | 1.09 | 1.09 | $1750.55 |  |  | Yes | 02/01/2024 | 01/31/2025 | 12 | Long Term | $2000.00 | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $295.03 | $165.98 | Level 4-Stated/Verified as defined | No | 1 | 8 | No |  |  | Experienced Investor | 3.86 |  |  | 736 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 7 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 08/12/2025 | 761 | Fair Isaac (VER. 2) | 736 | FICO Classic V5 Facta | 697 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109188 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $1994.29 |  | 0.000000 | 0.83 |  |  | 1.20 | 1.2 | $1994.29 |  |  | No |  |  |  | Long Term |  | $1200.00 | No |  |  |  | Long Term |  | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $311.16 | $116.73 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  | No | Experienced Investor |  |  | US Citizen | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Trust | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 07/30/2025 | 759 | Fair Isaac (VER. 2) | 770 | FICO Classic V5 Facta | 755 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | Very Good |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000109157 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6500.00 | Rent on Existing Lease | $4170.94 |  | 0.000000 | 0.64 |  |  | 1.56 | 1.56 | $4170.94 |  |  | Yes | 02/01/2025 | 01/31/2026 | 12 | Long Term | $3000.00 | $4400.00 | Yes | 04/01/2025 | 03/31/2026 | 12 | Long Term | $3500.00 | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $243.45 | $412.92 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor | 39.92 | US Citizen |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/27/2025 | 812 | Fair Isaac (VER. 2) | 782 | FICO Classic V5 Facta | 741 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 37.544% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110605 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4500.00 | Rent on Existing Lease | $4207.63 |  | 0.000000 | 0.94 |  |  | 1.07 | 1.07 | $4207.63 |  |  | Yes | 08/15/2025 | 08/14/2026 | 12 | Long Term | $4500.00 | $3450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $49500.00 |  |  | $232.79 | $304.53 | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  |  | Experienced Investor | 0.58 |  |  | 722 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/14/2025 | 722 | FICO II | 732 | Beacon 5 | 719 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 142.929% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109190 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3500.00 | Third Party Rental Source | $2033.47 |  | 0.000000 | 0.58 |  |  | 1.72 | 1.72 | $2033.47 |  |  | No |  |  |  | Long Term |  | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25900.00 |  |  | $292.79 | $117.56 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 0.33 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 62.00% | Full Recourse | 3 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 06/23/2025 | 752 | FICO II | 778 | Beacon 5 | 780 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 127.030% | xxxxx |  |  | 127.030% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110620 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2200.00 | Third Party Rental Source | $1374.05 |  | 0.000000 | 0.62 |  |  | 1.60 | 1.6 | $1374.05 |  |  | No |  |  |  | Long Term |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $8410.00 |  |  | $174.04 | $152.17 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | First-Time Investor | 0.38 |  |  | 729 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 09/16/2025 | 729 | Fair Isaac (VER. 2) | 721 | FICO Classic V5 Facta | 749 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110607 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4000.00 | Third Party Rental Source | $3981.95 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $3981.95 |  |  | No |  |  |  | Long Term |  | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $388.45 | $187.50 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | Non-Permanent Resident Alien |  | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 10/09/2025 | 781 | FICO II | 738 | Beacon 5 | 768 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000110609 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3200.00 | Third Party Rental Source | $2805.76 |  | 0.000000 | 0.88 |  |  | 1.14 | 1.14 | $2805.76 |  |  | No |  |  |  | Long Term |  | $3200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $407.03 | $307.08 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | First-Time Investor |  | Non-Permanent Resident Alien |  | 814 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 10/13/2025 | 835 | Fair Isaac (VER. 2) | 814 | FICO Classic V5 Facta | 802 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000109199 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4500.00 | Rent on Existing Lease | $4368.79 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $4368.79 |  |  | Yes | 11/01/2025 | 11/01/2026 | 12 | Long Term | $4500.00 | $2975.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $196.82 | $286.09 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor | 0.91 | US Citizen |  | 813 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/17/2025 | 798 | Fair Isaac (VER. 2) | 813 | FICO Classic V5 Facta | 819 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 130.765% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110612 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5600.00 | Third Party Rental Source | $3307.39 |  | 0.000000 | 0.59 |  |  | 1.69 | 1.69 | $3307.39 |  |  | No |  |  |  | Long Term |  | $1800.00 | No |  |  |  | Long Term |  | $1900.00 | No |  |  |  | Long Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $274.85 | $410.49 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No | No | Experienced Investor | 0.87 | US Citizen | US Citizen | 756 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/10/2025 | 669 | Fair Isaac (VER. 2) | 780 | Beacon 5 | 625 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/16/2025 | 747 | Fair Isaac (VER. 2) | 760 | Beacon 5 | 756 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 75.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110617 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2700.00 | Third Party Rental Source | $2556.69 |  | 0.000000 | 0.95 |  |  | 1.06 | 1.06 | $2556.69 |  |  | No |  |  |  | Long Term |  | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30000.00 |  |  | $328.33 | $248.49 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 0.05 |  |  | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 09/24/2025 | 769 | Fair Isaac (VER. 2) | 765 | Beacon 5 | 738 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109208 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1438.11 |  | 0.000000 | 0.8 |  |  | 1.25 | 1.25 | $1438.11 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35000.00 |  |  | $234.38 | $51.17 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | First-Time Investor |  | Non-Permanent Resident Alien |  | 741 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Non-Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | 10/20/2025 | 741 | Fair Isaac (VER. 2) | 752 | FICO Classic V5 Facta | 733 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000110621 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2600.00 | Third Party Rental Source | $1726.10 |  | 0.000000 | 0.66 |  |  | 1.51 | 1.51 | $1726.10 |  |  | No |  |  |  | Long Term |  | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20000.00 |  |  | $235.91 | $121.53 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 0.45 |  |  | 753 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 08/05/2025 | 789 | Fair Isaac (VER. 2) | 753 | FICO Classic V5 Facta | 752 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109206 | XXXXX |  |  |  |  |  |  | Yes | No | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  |  |  | $5431.00 | Multiple Sources | $3569.25 |  | 0.000000 | 0.66 |  |  | 1.52 | 1.52 | $3569.25 |  |  | No |  |  |  | Short Term Vacation Rental (e.g., AirBNB, VRBO, or HomeAway) |  | $6866.66 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $526.75 | $66.56 | Level 3-Stated/Partially Verified | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 769 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 3 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/10/2025 | 807 | Fair Isaac (VER. 2) | 763 | FICO Classic V5 Facta | 742 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/10/2025 | 811 | Fair Isaac (VER. 2) | 766 | FICO Classic V5 Facta | 769 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.516% | xxxxx |  |  | 64.516% |  |  | 64.516% |  |  |  |  |  |  |  |  |
| XXXXX | 4000110622 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $1839.54 |  | 0.000000 | 0.92 |  |  | 1.09 | 1.09 | $1839.54 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18000.00 |  |  | $226.50 | $134.52 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 1.48 |  |  | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/07/2025 | 714 | FICO II | 724 | Beacon 5 | 728 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110619 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $7000.00 | Third Party Rental Source | $4680.47 |  | 0.000000 | 0.67 |  |  | 1.50 | 1.5 | $4680.47 |  |  | No |  |  |  | Long Term |  | $3500.00 | No |  |  |  | Long Term |  | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $100000.00 |  |  | $496.02 | $371.05 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor | 0.68 |  |  | 749 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 70.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 08/11/2025 | 747 | Fair Isaac (VER. 2) | 752 | FICO Classic V5 Facta | 749 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110623 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1900.00 | Third Party Rental Source | $1610.62 |  | 0.000000 | 0.85 |  |  | 1.18 | 1.18 | $1610.62 |  |  | No |  |  |  | Long Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $374.60 | $174.33 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 0.87 |  |  | 732 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/21/2025 | 732 | Fair Isaac (VER. 2) | 756 | FICO Classic V5 Facta | 674 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 123.839% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109196 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $2082.17 |  | 0.000000 | 0.69 |  |  | 1.44 | 1.44 | $2082.17 |  |  | No |  |  |  | Long Term |  | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $663.10 | $264.00 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor | 3.35 | US Citizen |  | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/12/2025 | 772 | Fair Isaac (VER. 2) | 765 | FICO Classic V5 Facta | 754 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 63.367% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110626 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5150.00 | Third Party Rental Source | $4564.28 |  | 0.000000 | 0.89 |  |  | 1.13 | 1.13 | $4564.28 |  |  | No |  |  |  | Long Term |  | $2300.00 | No |  |  |  | Long Term |  | $2850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $46600.00 |  |  | $728.61 | $246.58 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | Non-Permanent Resident Alien |  | 685 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 10/20/2025 | 720 | Fair Isaac (VER. 2) | 642 | FICO Classic V5 Facta | 685 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000109165 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2375.00 | Third Party Rental Source | $1682.78 |  | 0.000000 | 0.71 |  |  | 1.41 | 1.41 | $1682.78 |  |  | No |  |  |  | Long Term |  | $2375.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $282.51 | $93.08 | Level 4-Stated/Verified as defined | No | 1 | 6 | No |  |  | Experienced Investor | 0.22 |  |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 80.00% | Full Recourse | 2 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/31/2025 | 785 | Fair Isaac (VER. 2) | 784 | FICO Classic V5 Facta | 771 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109211 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2075.00 | Third Party Rental Source | $2326.22 |  | 0.000000 | 1.12 |  |  | 0.89 | 0.89 | $2326.22 |  |  | No |  |  |  | Long Term |  | $2075.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $224.89 | $525.50 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 0.76 | US Citizen |  | 759 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/27/2025 | 767 | Fair Isaac (VER. 2) | 759 | Beacon 5 | 739 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 70.000% | xxxxx |  |  | 110.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110630 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2300.00 | Rent on Existing Lease | $1915.34 |  | 0.000000 | 0.83 |  |  | 1.20 | 1.2 | $1915.34 |  |  | Yes | 12/01/2025 | 11/30/2026 | 12 | Long Term | $2300.00 | $2050.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $347.98 | $166.39 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | First-Time Investor |  | Non-Permanent Resident Alien |  | 802 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Non-Permanent Resident Alien |  |  | Level 4-Stated/Verified as defined | 10/11/2025 | 804 | Fair Isaac (VER. 2) | 802 | FICO Classic V5 Facta | 768 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  | 78.545% |  |  | 78.545% |  |  |  |  |  |  |  |  |
| XXXXX | 4000109162 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4060.00 | Third Party Rental Source | $3931.41 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $3931.41 |  |  | No |  |  |  | Long Term |  | $4060.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $59200.00 |  |  | $502.11 | $218.08 | Level 4-Stated/Verified as defined | No | 1 | 5 | No |  |  | Experienced Investor | 0.14 |  |  | 731 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/17/2025 | 642 | FICO II | 733 | Beacon 5 | 731 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 132.125% | xxxxx |  |  | 132.125% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110633 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1500.00 | Third Party Rental Source | $1361.88 |  | 0.000000 | 0.91 |  |  | 1.10 | 1.1 | $1361.88 |  |  | No |  |  |  | Long Term |  | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18000.00 |  |  | $93.07 | $117.64 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | First-Time Investor | 0.76 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 4 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/28/2025 | 778 | Fair Isaac (VER. 2) | 786 | FICO Classic V5 Facta | 775 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/28/2025 | 760 | Fair Isaac (VER. 2) | 757 | FICO Classic V5 Facta | 765 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 75.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110634 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1650.00 | Third Party Rental Source | $1516.07 |  | 0.000000 | 0.92 |  |  | 1.09 | 1.09 | $1516.07 |  |  | No |  |  |  | Long Term |  | $1650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $21000.00 |  |  | $173.52 | $99.33 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 0.32 |  |  | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/13/2025 | 731 | Fair Isaac (VER. 2) | 758 | FICO Classic V5 Facta | 747 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 171.429% | xxxxx |  |  | 171.429% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109219 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1450.00 | Third Party Rental Source | $1449.38 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $1449.38 |  |  | No |  |  |  | Long Term |  | $1450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $15800.00 |  |  | $187.36 | $113.56 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 1.07 |  |  | 749 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 51.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/21/2025 | 745 | Fair Isaac (VER. 2) | 769 | FICO Classic V5 Facta | 749 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 74.829% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109197 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3300.00 | Third Party Rental Source | $3258.94 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $3258.94 |  |  | No |  |  |  | Long Term |  | $3300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $65640.00 |  |  | $574.85 | $211.25 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/03/2025 | 785 | Fair Isaac (VER. 2) | 783 | FICO Classic V5 Facta | 782 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000109156 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6500.00 | Rent on Existing Lease | $6069.89 |  | 0.000000 | 0.93 |  |  | 1.07 | 1.07 | $6069.89 |  |  | Yes | 01/03/2026 | 01/03/2027 | 12 | Long Term | $6500.00 | $6500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $963.54 | $120.83 | Level 4-Stated/Verified as defined | No | 1 | 12 | No | No |  | Experienced Investor |  | US Citizen |  | 743 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/12/2025 | 769 | Fair Isaac (VER. 2) | 743 | FICO Classic V5 Facta | 730 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000109226 | XXXXX |  |  |  |  |  |  | Yes | No | Short Term |  |  |  | $11200.00 | Multiple Sources | $9850.73 |  | 0.000000 | 0.88 |  |  | 1.14 | 1.14 | $9850.73 |  |  | No |  |  |  | Short Term |  | $14000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $132000.00 |  |  | $652.85 | $783.69 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 0.12 |  |  | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Business Entity |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/15/2025 | 751 | Fair Isaac (VER. 2) | 757 | FICO Classic V5 Facta | 777 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/15/2025 | 759 | Fair Isaac (VER. 2) | 727 | FICO Classic V5 Facta | 733 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 93.333% | xxxxx |  |  | 93.333% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109220 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2300.00 | Third Party Rental Source | $2074.04 |  | 0.000000 | 0.9 |  |  | 1.11 | 1.11 | $2074.04 |  |  | No |  |  |  | Long Term |  | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $34000.00 |  |  | $289.54 | $121.70 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | (0.01) |  |  | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/21/2025 | 751 | Fair Isaac (VER. 2) | 738 | FICO Classic V5 Facta | 750 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 110.795% | xxxxx |  |  | 110.795% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109213 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3500.00 | Third Party Rental Source | $2961.11 |  | 0.000000 | 0.85 |  |  | 1.18 | 1.18 | $2961.11 |  |  | No |  |  |  | Long Term |  | $1750.00 | No |  |  |  | Long Term |  | $1750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $547.74 | $164.83 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | First-Time Investor | 0.41 |  |  | 779 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/04/2025 | 779 | Fair Isaac (VER. 2) | 756 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 125.943% | xxxxx |  |  | 125.943% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109158 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $1711.75 |  | 0.000000 | 0.71 |  |  | 1.40 | 1.4 | $1711.75 |  |  | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $272.65 | $92.00 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 7.44 |  |  | 749 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 09/29/2025 | 749 | Fair Isaac (VER. 2) | 741 | FICO Classic V5 Facta | 765 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109181 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $11000.00 | Third Party Rental Source | $12912.51 |  | 0.000000 | 1.17 |  |  | 0.85 | 0.85 | $12912.51 |  |  | No |  |  |  | Long Term |  | $3300.00 | No |  |  |  | Long Term |  | $5500.00 | No |  |  |  | Long Term |  | $2200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $120500.00 |  |  | $2020.83 | $341.92 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | First-Time Investor |  | Non-Permanent Resident Alien |  | 766 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Non-Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | 06/16/2025 | 787 | Fair Isaac (VER. 2) | 731 | FICO Classic V5 Facta | 766 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 72.750% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000110608 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5300.00 | Rent on Existing Lease | $4160.28 |  | 0.000000 | 0.78 |  |  | 1.27 | 1.27 | $4160.28 |  |  | Yes |  |  |  | Long Term | $2300.00 | $2300.00 | Yes |  |  |  | Long Term | $3000.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $744.05 | $206.84 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 3.60 | US Citizen |  | 763 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/01/2025 | 752 | Fair Isaac (VER. 2) | 763 | FICO Classic V5 Facta | 763 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 74.634% | xxxxx |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000114679 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4100.00 | Third Party Rental Source | $5329.72 |  | 0.000000 | 1.3 |  |  | 0.77 | 0.77 | $5329.72 |  |  | No |  |  |  | Long Term |  | $4100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50400.00 |  |  | $882.89 | $147.38 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/03/2025 | 727 | Fair Isaac (VER. 2) | 751 | FICO Classic V5 Facta | 687 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/03/2025 | 747 | Fair Isaac (VER. 2) | 725 | FICO Classic V5 Facta | 729 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000110603 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $14650.96 |  | 0.419723 |  |  |  |  |  | $14650.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $3323.04 | $717.42 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 0.70 | US Citizen |  | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 05/20/2025 | 760 | Fair Isaac (VER. 2) | 768 | FICO Classic V5 Facta | 736 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109194 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $10790.47 |  | 0.040345 |  |  |  |  |  | $10790.47 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $662.36 | $59.42 | Level 1-Not Stated/Not Verified |  |  |  | No |  |  |  |  |  |  | 730 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 08/12/2025 | 711 | Fair Isaac (VER. 2) | 735 | FICO Classic V5 Facta | 730 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109205 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $17184.16 |  | 0.334019 |  |  |  |  |  | $17184.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $2552.08 | $544.58 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 755 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 10/08/2025 | 774 | Fair Isaac (VER. 2) | 744 | FICO Classic V5 Facta | 755 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110631 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $7296.30 |  | 0.354276 |  |  |  |  |  | $7296.30 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $99.77 | $139.83 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 0.46 | US Citizen |  | 706 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 18 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/05/2025 | 678 | Fair Isaac (VER. 2) | 706 | FICO Classic V5 Facta | 709 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109149 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6003.61 |  | 0.077364 |  |  |  |  |  | $6003.61 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1313.35 | $241.00 | Level 1-Not Stated/Not Verified |  |  |  | No |  |  |  |  |  |  | 764 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 40.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/14/2025 | 815 | Fair Isaac (VER. 2) | 711 | FICO Classic V5 Facta | 702 | FICO Risk Score Classic 04 | 3 |  |  | 40.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 11/14/2025 | 794 | Fair Isaac (VER. 2) | 764 | FICO Classic V5 Facta | 741 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109217 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $6709.92 |  | 0.066433 |  |  |  |  |  | $6709.92 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $881.06 | $137.58 | Level 4-Stated/Verified as defined |  |  |  | No |  |  |  | 7.92 |  |  | 711 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 09/11/2025 | 711 | Fair Isaac (VER. 2) | 700 | FICO Classic V5 Facta | 736 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 09/11/2025 | 726 | Fair Isaac (VER. 2) | 764 | FICO Classic V5 Facta | 747 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109183 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2562.12 |  | 0.274073 |  |  |  |  |  | $2562.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $341.14 | $173.75 | Level 4-Stated/Verified as defined |  |  |  | No |  |  |  | 8.07 |  |  | 764 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity | Unemployed |  |  | 3 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 07/24/2025 | 759 | FICO II | 777 | Beacon 5 | 764 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000112115 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1725.00 | Third Party Rental Source | $1448.59 |  | 0.000000 | 0.84 |  |  | 1.19 | 1.19 | $1448.59 |  |  | No |  |  |  | Long Term |  | $1725.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $45900.00 |  |  | $385.79 | $107.75 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/06/2026 | 765 | FICO II | 767 | Beacon 5 | 751 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000113231 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2700.00 | Third Party Rental Source | $2699.79 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $2699.79 |  |  | Yes | 01/28/2025 | 01/31/2026 | 12 | Long Term | $2800.00 | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $19800.00 |  |  | $512.09 | $39.33 | Level 3-Stated/Partially Verified | No | 1 | 5 | No | No |  | Experienced Investor | 3.02 | Non-Permanent Resident Alien |  | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Non-Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | 11/27/2025 | 777 | FICO II | 790 | Beacon 5 | 790 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 66.578% | xxxxx |  |  | 68.091% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000111888 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4488.00 | Rent on Existing Lease | $4418.46 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $4418.46 |  |  | Yes | 10/01/2025 | 09/30/2026 | 12 | Long Term | $4488.00 | $4500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $100000.00 |  |  | $971.61 | $115.81 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor | 0.87 | Permanent Resident Alien |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | 11/03/2025 | 757 | Fair Isaac (VER. 2) | 722 | FICO Classic V5 Facta | 752 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 46.400% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000116185 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5500.00 | Rent on Existing Lease | $3436.29 |  | 0.000000 | 0.62 |  |  | 1.60 | 1.6 | $3436.29 |  |  | Yes | 06/01/2025 | 05/31/2026 | 12 | Long Term | $2800.00 | $2800.00 | Yes | 05/01/2025 | 04/30/2026 | 12 | Long Term | $2700.00 | $3500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $200000.00 |  |  | $537.42 | $195.00 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor | 3.12 | US Citizen |  | 720 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/21/2025 | 712 | Fair Isaac (VER. 2) | 722 | FICO Classic V5 Facta | 720 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 54.601% | xxxxx |  |  | 68.285% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000111500 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4200.00 | Third Party Rental Source | $3967.37 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $3967.37 |  |  | No |  |  |  | Long Term |  | $4200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $77000.00 |  |  | $1072.17 | $116.25 | Level 3-Stated/Partially Verified | No | 1 | 8 | No | No |  | Experienced Investor |  | US Citizen |  | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/22/2026 | 787 | Fair Isaac (VER. 2) | 734 | FICO Classic V5 Facta | 774 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.000% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000115063 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2600.00 | Third Party Rental Source | $2917.75 |  | 0.000000 | 1.12 |  |  | 0.89 | 0.89 | $2917.75 |  |  | Yes | 02/01/2025 | 02/01/2027 | 24 | Long Term | $2800.00 | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $47300.00 |  |  | $426.57 | $131.08 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No | No | Experienced Investor | 1.16 | US Citizen | US Citizen | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/29/2026 | 756 | Fair Isaac (VER. 2) | 751 | FICO Classic V5 Facta | 747 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/14/2025 | 723 | Fair Isaac (VER. 2) | 748 | FICO Classic V5 Facta | 716 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 68.650% | xxxxx |  |  | 68.650% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110442 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2950.00 | Third Party Rental Source | $2782.32 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $2782.32 |  |  | No |  |  |  | Long Term |  | $2950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $669.04 | $94.33 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No |  | Experienced Investor |  | US Citizen |  | 794 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/13/2026 | 793 | FICO II | 794 | Beacon 5 | 802 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 74.979% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000111421 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4300.00 | Third Party Rental Source | $4246.63 |  | 0.000000 | 0.99 |  |  | 1.01 | 1.01 | $4246.63 |  |  | No |  |  |  | Long Term |  | $4300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $60000.00 |  |  | $842.21 | $325.07 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 710 |  |  |  |  | 0 | 0 | 0 | 1 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/17/2025 | 739 | Fair Isaac (VER. 2) | 771 | FICO Classic V5 Facta | 757 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/17/2025 | 730 | Fair Isaac (VER. 2) | 710 | FICO Classic V5 Facta | 710 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.963% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000113243 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3400.00 | Third Party Rental Source | $2731.48 |  | 0.000000 | 0.8 |  |  | 1.24 | 1.24 | $2731.48 |  |  | No |  |  |  | Long Term |  | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $132000.00 |  |  | $747.50 | $65.83 | Level 4-Stated/Verified as defined | No | 1 | 11 | No | No |  | Experienced Investor |  | US Citizen |  | 792 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/12/2026 | 813 | Fair Isaac (VER. 2) | 763 | FICO Classic V5 Facta | 792 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 49.660% | xxxxx |  |  | 50.000% |  |  | 50.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000114914 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $15871.64 |  | 0.203068 |  |  |  |  |  | $15871.64 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $2989.98 | $277.49 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 1.53 | US Citizen |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 4 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/13/2026 | 771 | Fair Isaac (VER. 2) | 789 | Beacon 5 | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000114912 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6000.00 | Third Party Rental Source | $9160.23 |  | 0.000000 | 1.53 |  |  | 0.66 | 0.66 | $9160.23 |  |  | No |  |  |  | Long Term |  | $6000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $100000.00 |  |  | $868.78 | $142.00 | Level 1-Not Stated/Not Verified | No | 1 | 15 | No |  |  | Experienced Investor |  |  |  | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 20.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/16/2026 | 785 | Fair Isaac (VER. 2) | 789 | FICO Classic V5 Facta | 772 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 01/16/2026 | 790 | Fair Isaac (VER. 2) | 802 | FICO Classic V5 Facta | 811 | FICO Risk Score Classic 04 | 3 |  |  | 30.000% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 01/16/2026 | 750 | Fair Isaac (VER. 2) | 768 | FICO Classic V5 Facta | 784 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 69.577% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000112986 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2145.00 | Rent on Existing Lease | $4347.77 |  | 0.000000 | 2.03 |  |  | 0.49 | 0.49 | $4347.77 |  |  | Yes | 06/01/2025 | 05/31/2026 | 12 | Long Term | $2145.00 | $3100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $1142.50 | $158.30 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 797 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/13/2026 | 785 | FICO II | 797 | Beacon 5 | 807 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 73.852% | xxxxx |  |  | 74.978% |  |  | 74.978% |  |  |  |  |  |  |  |  |
| XXXXX | 4000114039 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4513.39 |  | 0.488160 |  |  |  |  |  | $4513.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $619.79 | $133.45 | Level 4-Stated/Verified as defined |  |  |  | No |  |  |  | 0.93 |  |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | Level 3-Stated/Verified as defined | Level 3-Stated/Partially Verified | Classic | 01/16/2026 | 752 | FICO II | 754 | Beacon 5 | 725 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000112836 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $932.41 |  | 0.000000 | 0.52 |  |  | 1.93 | 1.93 | $932.41 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $98.33 | $97.33 | Level 3-Stated/Partially Verified | No | 1 | 8 | No |  |  | Experienced Investor |  |  |  | 727 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 81.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 12/11/2025 | 762 | Fair Isaac (VER. 2) | 721 | FICO Classic V5 Facta | 727 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.524% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000113536 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $5552.62 |  | 0.335281 |  |  |  |  |  | $5552.62 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $1046.24 | $150.29 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  |  | US Citizen |  | 753 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/23/2026 | 724 | Fair Isaac (VER. 2) | 760 | FICO Classic V5 Facta | 753 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000115277 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $1978.46 |  | 0.376308 |  |  |  |  |  | $1978.46 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $219.61 | $68.50 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  |  | US Citizen |  | 729 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/03/2025 | 750 | Fair Isaac (VER. 2) | 690 | FICO Classic V5 Facta | 729 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000111339 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $3079.89 |  | 0.392234 |  |  |  |  |  | $3079.89 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $569.36 | $172.22 | Level 1-Not Stated/Not Verified |  |  |  | No |  |  |  |  |  |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity | Unemployed |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Non-Recourse | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 5-Stated/Verified as defined | Classic | 12/30/2025 | 773 | Fair Isaac (VER. 2) | 773 | FICO Classic V5 Facta | 777 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 3-Stated/Verified as defined | Level 5-Stated/Verified as defined | Classic | 12/30/2025 | 820 | Fair Isaac (VER. 2) | 784 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000114436 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $4969.12 |  | 0.482271 |  |  |  |  |  | $4969.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $515.65 | $239.00 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 10.81 | US Citizen |  | 796 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/10/2025 | 797 | Fair Isaac (VER. 2) | 791 | FICO Classic V5 Facta | 796 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000115314 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1900.00 | Third Party Rental Source | $1423.88 |  | 0.000000 | 0.75 |  |  | 1.33 | 1.33 | $1423.88 |  |  | No |  |  |  | Long Term |  | $1900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $272.15 | $132.08 | Level 3-Stated/Partially Verified | No | 1 | 10 | No | No |  | Experienced Investor |  | US Citizen |  | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/23/2026 | 780 | Fair Isaac (VER. 2) | 800 | FICO Classic V5 Facta | 765 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 73.866% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000108860 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $1419.53 |  | 0.000000 | 0.57 |  |  | 1.76 | 1.76 | $1419.53 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $195.44 | $98.50 | Level 4-Stated/Verified as defined | No | 1 | 8 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 726 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/21/2026 | 740 | Fair Isaac (VER. 2) | 718 | Beacon 5 | 727 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/21/2026 | 733 | Fair Isaac (VER. 2) | 726 | Beacon 5 | 718 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 71.429% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000116292 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4020.00 | Third Party Rental Source | $4096.23 |  | 0.000000 | 1.02 |  |  | 0.98 | 0.98 | $4096.23 |  |  | Yes | 08/01/2025 | 08/01/2026 | 12 | Long Term | $3500.00 | $2220.00 | Yes | 08/01/2025 | 08/01/2026 | 12 | Long Term | $2900.00 | $900.00 | Yes | 08/01/2025 | 08/01/2026 | 12 | Long Term | $2900.00 | $900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  | $412.13 | $230.58 | Level 4-Stated/Verified as defined | No | 1 | 17 | No | No |  | Experienced Investor | 0.89 | US Citizen |  | 745 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/07/2026 | 745 | Fair Isaac (VER. 2) | 739 | FICO Classic V5 Facta | 749 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 59.559% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000113804 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5850.00 | Third Party Rental Source | $5672.52 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $5672.52 |  |  | No |  |  |  | Long Term |  | $3000.00 | No |  |  |  | Long Term |  | $2850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $1114.66 | $128.17 | Level 4-Stated/Verified as defined | No | 1 | 7 | No | No |  | Experienced Investor |  | US Citizen |  | 712 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/28/2026 | 695 | FICO II | 718 | Beacon 5 | 712 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000112392 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5900.00 | Third Party Rental Source | $5312.19 |  | 0.000000 | 0.9 |  |  | 1.11 | 1.11 | $5312.19 |  |  | Yes | 08/01/2025 | 07/31/2027 | 24 | Long Term | $2800.00 | $2500.00 | Yes | 08/01/2025 | 07/31/2027 | 24 | Long Term | $3400.00 | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $96000.00 |  |  | $1104.60 | $181.58 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 670 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/13/2026 | 691 | Fair Isaac (VER. 2) | 670 | FICO Classic V5 Facta | 655 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 60.608% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000112677 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5195.00 | Rent on Existing Lease | $3064.59 |  | 0.000000 | 0.59 |  |  | 1.70 | 1.7 | $3064.59 |  |  | Yes | 06/08/2025 | 05/31/2026 | 11 | Long Term | $1295.00 | $1375.00 | Yes | 05/11/2025 | 04/30/2026 | 11 | Long Term | $1300.00 | $1375.00 | Yes | 07/11/2025 | 06/30/2026 | 11 | Long Term | $1350.00 | $1375.00 | Yes | 12/07/2025 | 11/30/2026 | 11 | Long Term | $1250.00 | $1375.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $213.17 | $367.17 | Level 4-Stated/Verified as defined | No | 1 | 5 | No |  |  | Experienced Investor | 1.22 |  |  | 807 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 01/22/2026 | 804 | Fair Isaac (VER. 2) | 807 | FICO Classic V5 Facta | 809 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 01/22/2026 | 804 | Fair Isaac (VER. 2) | 807 | FICO Classic V5 Facta | 809 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 65.000% | xxxxx |  |  | 65.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000112676 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5315.00 | Multiple Sources | $3051.41 |  | 0.000000 | 0.57 |  |  | 1.74 | 1.74 | $3051.41 |  |  | Yes | 07/19/2025 | 06/30/2026 | 11 | Long Term | $1295.00 | $1375.00 | Yes | 07/29/2025 | 06/30/2026 | 11 | Long Term | $1350.00 | $1375.00 | Yes | 07/19/2025 | 06/30/2026 | 11 | Long Term | $1295.00 | $1375.00 | Yes | 10/11/2025 | 09/30/2026 | 11 | Long Term | $1395.00 | $1375.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $204.33 | $362.83 | Level 4-Stated/Verified as defined | No | 1 | 5 | No |  |  | Experienced Investor | 1.22 |  |  | 807 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 01/22/2026 | 804 | Fair Isaac (VER. 2) | 807 | FICO Classic V5 Facta | 809 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified |  |  | Classic | 01/22/2026 | 804 | Fair Isaac (VER. 2) | 807 | FICO Classic V5 Facta | 809 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 65.000% | xxxxx |  |  | 33.463% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109142 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $2656.54 |  | 0.295171 |  |  |  |  |  | $2656.54 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $410.22 | $172.50 | Level 3-Stated/Partially Verified |  |  |  | No | No |  |  | 4.24 | US Citizen |  | 810 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/23/2025 | 812 | Fair Isaac (VER. 2) | 810 | FICO Classic V5 Facta | 809 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000111518 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5500.00 | Third Party Rental Source | $5218.36 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $5218.36 |  |  | No |  |  |  | Long Term |  | $5500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $66000.00 |  |  | $1354.17 | $261.40 | Level 4-Stated/Verified as defined | No | 1 | 21 | No | No |  | Experienced Investor |  | US Citizen |  | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/14/2026 | 765 | Fair Isaac (VER. 2) | 768 | FICO Classic V5 Facta | 803 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 40.426% | xxxxx |  |  | 43.846% |  |  | 43.846% |  |  |  |  |  |  |  |  |
| XXXXX | 4000114226 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $1829.11 |  | 0.000000 | 0.76 |  |  | 1.31 | 1.31 | $1829.11 |  |  | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $331.35 | $52.25 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/19/2026 | 765 | Fair Isaac (VER. 2) | 800 | FICO Classic V5 Facta | 767 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 55.000% | xxxxx |  |  | 55.000% |  |  | 55.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000109496 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1850.00 | Third Party Rental Source | $1222.71 |  | 0.000000 | 0.66 |  |  | 1.51 | 1.51 | $1222.71 |  |  | No |  |  |  | Long Term |  | $1850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $28201.00 |  |  | $234.73 | $91.58 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/06/2026 | 767 | Fair Isaac (VER. 2) | 749 | FICO Classic V5 Facta | 772 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 53.472% | xxxxx |  |  | 55.000% |  |  | 55.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000114511 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5330.00 | Third Party Rental Source | $3243.47 |  | 0.000000 | 0.61 |  |  | 1.64 | 1.64 | $3243.47 |  |  | No |  |  |  | Long Term |  | $1350.00 | Yes | 07/15/2024 | 07/31/2025 | 12 | Long Term | $1430.00 | $1400.00 | No |  |  |  | Long Term |  | $1430.00 | Yes | 07/15/2024 | 07/31/2025 | 12 | Long Term | $1230.00 | $1150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $49700.00 |  |  | $297.30 | $263.83 | Level 1-Not Stated/Not Verified | No | 0 | 8 | No |  | No | Experienced Investor |  |  | US Citizen | 798 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/22/2026 | 794 | FICO II | 805 | FICO Classic V5 Facta | 790 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 01/22/2026 | 801 | FICO II | 798 | FICO Classic V5 Facta | 797 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 4 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 74.920% | xxxxx |  |  | 74.999% |  |  | 74.999% |  |  |  |  |  |  |  |  |
| XXXXX | 4000110876 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1875.00 | Third Party Rental Source | $1519.62 |  | 0.000000 | 0.81 |  |  | 1.23 | 1.23 | $1519.62 |  |  | No |  |  |  | Long Term |  | $1875.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $363.83 | $171.58 | Level 4-Stated/Verified as defined | No | 1 | 16 | No |  |  | Experienced Investor |  |  |  | 783 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined |  |  | Classic | 12/15/2025 | 778 | Fair Isaac (VER. 2) | 793 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 73.834% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000114639 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2450.00 | Rent on Existing Lease | $1287.42 |  | 0.000000 | 0.53 |  |  | 1.90 | 1.9 | $1287.42 |  |  | Yes | 06/01/2025 | 05/31/2027 | 24 | Long Term | $2450.00 | $2450.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $23972.00 |  |  | $209.92 | $153.92 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor | 2.93 | US Citizen |  | 809 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/29/2025 | 815 | FICO II | 809 | Beacon 5 | 808 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 31.381% | xxxxx |  |  | 46.875% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000114041 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $1364.37 |  | 0.000000 | 0.57 |  |  | 1.76 | 1.76 | $1364.37 |  |  | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35000.00 |  |  | $275.97 | $73.83 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 806 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/31/2025 | 826 | Fair Isaac (VER. 2) | 799 | Beacon 5 | 806 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 35.461% | xxxxx |  |  | 35.461% |  |  | 35.461% |  |  |  |  |  |  |  |  |
| XXXXX | 4000114071 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2430.00 | Third Party Rental Source | $1702.13 |  | 0.000000 | 0.7 |  |  | 1.43 | 1.43 | $1702.13 |  |  | No |  |  |  | Long Term |  | $2430.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $17850.00 |  |  | $515.54 | $172.75 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 813 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/20/2026 | 836 | Fair Isaac (VER. 2) | 813 | FICO Classic V5 Facta | 806 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 36.145% | xxxxx |  |  | 36.145% |  |  | 36.145% |  |  |  |  |  |  |  |  |
| XXXXX | 6000109079 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4500.00 | Third Party Rental Source | $7560.22 |  | 0.000000 | 1.68 |  |  | 0.60 | 0.6 | $7560.22 |  |  | No |  |  |  | Long Term |  | $4500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $100000.00 |  |  | $435.31 | $212.30 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 661 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 07/11/2025 | 659 | Fair Isaac | 661 | Beacon 5 | 667 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 70.930% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000109089 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1350.00 | Third Party Rental Source | $1151.91 |  | 0.000000 | 0.85 |  |  | 1.17 | 1.17 | $1151.91 |  |  | No |  |  |  | Long Term |  | $1350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $17268.00 |  |  | $49.24 | $112.18 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 0.34 |  |  | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/01/2025 | 758 | Fair Isaac (VER. 2) | 773 | FICO Classic V5 Facta | 761 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000109085 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2550.00 | Third Party Rental Source | $2426.44 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $2426.44 |  |  | No |  |  |  | Long Term |  | $2550.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $50000.00 |  |  | $479.67 | $394.82 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 9.64 | US Citizen |  | 723 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/17/2025 | 737 | Fair Isaac (VER. 2) | 723 | FICO Classic V5 Facta | 694 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 70.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000109108 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $9400.00 | Multiple Sources | $8824.94 |  | 0.000000 | 0.94 |  |  | 1.07 | 1.07 | $8824.94 |  |  | Yes | 11/01/2025 | 10/31/2026 | 12 | Long Term | $4700.00 | $4700.00 | Yes | 06/01/2025 | 05/31/2026 | 12 | Long Term | $2550.00 | $2400.00 | Yes | 11/01/2025 | 10/31/2026 | 12 | Long Term | $2300.00 | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $2422.99 | $185.39 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | First-Time Investor |  | US Citizen |  | 728 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/29/2025 | 728 | Fair Isaac (VER. 2) | 736 | Beacon 5 | 720 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 56.595% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000109076 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1600.00 | Third Party Rental Source | $1471.80 |  | 0.000000 | 0.92 |  |  | 1.09 | 1.09 | $1471.80 |  |  | No |  |  |  | Long Term |  | $800.00 | No |  |  |  | Long Term |  | $800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $58960.00 |  |  | $199.39 | $153.67 | Level 2-Stated/Not Verified | No | 1 | 4 | No | No |  | Experienced Investor |  | Non-Permanent Resident Alien |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | Non-Permanent Resident Alien |  |  | Level 2-Stated/Not Verified | 09/12/2025 | 795 | Fair Isaac (VER. 2) | 762 | FICO Classic V5 Facta | 773 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000109179 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3500.00 | Rent on Existing Lease | $3399.76 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $3399.76 |  |  | Yes | 10/31/2025 | 10/31/2026 | 12 | Long Term | $3500.00 | $2700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $42000.00 |  |  | $615.11 | $319.92 | Level 4-Stated/Verified as defined | No | 1 | 9 | No |  |  | Experienced Investor | 0.43 |  |  | 738 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 95.00% | Full Recourse | 2 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/28/2025 | 731 | FICO II | 738 | Beacon 5 | 744 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000109084 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6000.00 | Third Party Rental Source | $5972.00 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $5972.00 |  |  | No |  |  |  | Long Term |  | $6000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $1249.05 | $317.61 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor |  |  |  | 757 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 09/16/2025 | 684 | Fair Isaac (VER. 2) | 777 | FICO Classic V5 Facta | 757 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000109170 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1500.00 | Third Party Rental Source | $1494.35 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $1494.35 |  |  | No |  |  |  | Long Term |  | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $37600.00 |  |  | $169.08 | $115.08 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 0.18 |  |  | 680 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/14/2025 | 674 | Fair Isaac (VER. 2) | 743 | FICO Classic V5 Facta | 680 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 178.302% | xxxxx |  |  | 178.302% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000109119 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $2425.06 |  | 0.000000 | 1.01 |  |  | 0.99 | 0.99 | $2425.06 |  |  | No |  |  |  | Long Term |  | $2400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $75449.00 |  |  | $543.25 | $85.67 | Level 1-Not Stated/Not Verified | No | 1 | 7 | No |  |  | Experienced Investor | 0.69 |  |  | 760 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 99.00% | Full Recourse | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/04/2025 | 759 | Fair Isaac (VER. 2) | 760 | FICO Classic V5 Facta | 761 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000109096 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2250.00 | Third Party Rental Source | $2162.10 |  | 0.000000 | 0.96 |  |  | 1.04 | 1.04 | $2162.10 |  |  | No |  |  |  | Long Term |  | $2250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $88000.00 |  |  | $203.58 | $99.08 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | First-Time Investor |  | Permanent Resident Alien |  | 726 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | 10/01/2025 | 726 | Fair Isaac (VER. 2) | 697 | Beacon 5 | 744 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000109114 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5600.00 | Third Party Rental Source | $4771.64 |  | 0.000000 | 0.85 |  |  | 1.17 | 1.17 | $4771.64 |  |  | Yes | 11/01/2025 | 10/30/2026 | 11 | Long Term | $1450.00 | $1500.00 | Yes | 11/03/2025 | 10/30/2026 | 11 | Long Term | $1450.00 | $1500.00 | Yes | 11/01/2025 | 10/30/2026 | 11 | Long Term | $1450.00 | $1300.00 | Yes | 11/05/2025 | 11/30/2026 | 12 | Long Term | $1450.00 | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $15000.00 |  |  | $705.85 | $275.49 | Level 3-Stated/Partially Verified | No | 1 | 3 | No |  |  | Experienced Investor | 0.11 |  |  | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Guarantor - Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 85.00% | Full Recourse | 2 | US Citizen |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/05/2025 | 790 | Fair Isaac (VER. 2) | 791 | FICO Classic V5 Facta | 786 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 4 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 85.000% | xxxxx |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000109193 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3310.00 | Third Party Rental Source | $4341.60 |  | 0.000000 | 1.31 |  |  | 0.76 | 0.76 | $4341.60 |  |  | No |  |  |  | Long Term |  | $3310.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $47250.00 |  |  | $542.27 | $128.67 | Level 1-Not Stated/Not Verified | No | 1 | 1 | No |  |  | Experienced Investor | 0.48 |  |  | 755 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/02/2025 | 757 | Fair Isaac (VER. 2) | 755 | FICO Classic V5 Facta | 728 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 75.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000109087 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5500.00 | Third Party Rental Source | $5500.59 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $5500.59 |  |  | Yes | 01/01/2026 | 01/01/2027 | 12 | Long Term | $5000.00 | $5500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $240000.00 |  |  | $1266.68 | $208.70 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/29/2025 | 783 | Fair Isaac (VER. 2) | 778 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 09/29/2025 | 789 | Fair Isaac (VER. 2) | 791 | FICO Classic V5 Facta | 794 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 64.852% | xxxxx |  |  | 64.852% |  |  | 64.852% |  |  |  |  |  |  |  |  |
| XXXXX | 6000109140 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3150.00 | Third Party Rental Source | $1439.16 |  | 0.000000 | 0.46 |  |  | 2.19 | 2.19 | $1439.16 |  |  | No |  |  |  | Long Term |  | $1200.00 | No |  |  |  | Long Term |  | $1200.00 | No |  |  |  | Long Term |  | $750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20000.00 |  |  | $295.40 | $122.87 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | First-Time Investor | 0.19 |  |  | 770 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/17/2025 | 764 | Fair Isaac (VER. 2) | 776 | FICO Classic V5 Facta | 770 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 3 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000109091 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3400.00 | Third Party Rental Source | $3396.20 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $3396.20 |  |  | Yes |  |  |  | Long Term | $3600.00 | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $526.78 | $90.33 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 3.98 |  |  | 744 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 81.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/13/2025 | 774 | FICO II | 736 | Beacon 5 | 744 | FICO Risk Score Classic 04 | 3 |  |  | 19.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/13/2025 | 700 | FICO II | 683 | Beacon 5 | 697 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 100000.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000109070 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $2386.06 |  | 0.000000 | 0.95 |  |  | 1.05 | 1.05 | $2386.06 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $30400.00 |  |  | $311.67 | $140.50 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 671 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 12 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/30/2025 | 677 | Fair Isaac (VER. 2) | 647 | FICO Classic V5 Facta | 671 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 70.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000109214 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1600.00 | Third Party Rental Source | $1326.55 |  | 0.000000 | 0.83 |  |  | 1.21 | 1.21 | $1326.55 |  |  | No |  |  |  | Long Term |  | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25000.00 |  |  | $227.77 | $141.00 | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  |  | Experienced Investor | 10.67 |  |  | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 4 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/10/2025 | 770 | Fair Isaac (VER. 2) | 775 | FICO Classic V5 Facta | 774 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000109228 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2250.00 | Third Party Rental Source | $1834.96 |  | 0.000000 | 0.82 |  |  | 1.23 | 1.23 | $1834.96 |  |  | No |  |  |  | Long Term |  | $2250.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $20000.00 |  |  | $212.83 | $168.61 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  |  | Experienced Investor | 5.04 |  |  | 728 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 09/26/2025 | 684 | Fair Isaac (VER. 2) | 733 | FICO Classic V5 Facta | 728 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000109204 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $5800.00 | Third Party Rental Source | $3501.67 |  | 0.000000 | 0.6 |  |  | 1.66 | 1.66 | $3501.67 |  |  | Yes | 11/01/2025 | 11/30/2025 | 1 | Long Term | $2800.00 | $2800.00 | Yes | 06/01/2025 | 06/30/2025 | 1 | Long Term | $820.00 | $1500.00 | Yes | 04/01/2025 | 04/30/2025 | 1 | Long Term | $1500.00 | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $54200.00 |  |  | $698.87 | $308.17 | Level 4-Stated/Verified as defined | No | 1 | 6 | No |  |  | Experienced Investor | 0.99 |  |  | 791 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 3 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/03/2025 | 791 | Fair Isaac (VER. 2) | 793 | FICO Classic V5 Facta | 776 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 47.468% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000109125 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2195.00 | Third Party Rental Source | $1602.69 |  | 0.000000 | 0.73 |  |  | 1.37 | 1.37 | $1602.69 |  |  | No |  |  |  | Long Term |  | $2195.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $204.83 | $72.63 | Level 4-Stated/Verified as defined | No | 1 | 1 | Yes | Yes |  | Experienced Investor |  | Foreign National |  |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 70.000% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000109161 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2140.00 | Third Party Rental Source | $2481.02 |  | 0.000000 | 1.16 |  |  | 0.86 | 0.86 | $2481.02 |  |  | No |  |  |  | Long Term |  | $2140.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $185.11 | $86.75 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 785 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/21/2025 | 769 | Fair Isaac (VER. 2) | 786 | FICO Classic V5 Facta | 785 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/21/2025 | 767 | Fair Isaac (VER. 2) | 759 | FICO Classic V5 Facta | 770 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000109131 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1635.00 | Third Party Rental Source | $1537.11 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $1537.11 |  |  | Yes | 09/01/2025 | 09/01/2026 | 12 | Long Term | $1650.00 | $1635.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $294.01 | $113.18 | Level 3-Stated/Partially Verified | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 725 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/04/2025 | 723 | Fair Isaac (VER. 2) | 734 | FICO Classic V5 Facta | 725 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000109178 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2300.00 | Rent on Existing Lease | $1527.07 |  | 0.000000 | 0.66 |  |  | 1.51 | 1.51 | $1527.07 |  |  | Yes | 09/01/2025 | 09/01/2026 | 12 | Long Term | $2300.00 | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $106.54 | $109.50 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  | No | Experienced Investor | 0.52 |  | US Citizen | 814 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/19/2025 | 814 | Fair Isaac (VER. 2) | 807 | FICO Classic V5 Facta | 833 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 125.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000109259 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $3500.00 | Rent on Existing Lease | $2625.71 |  | 0.000000 | 0.75 |  |  | 1.33 | 1.33 | $2625.71 |  |  | Yes | 01/01/2026 | 01/01/2027 | 12 | Long Term | $3500.00 | $3000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $669.71 | $219.68 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 762 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 5 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/08/2025 | 771 | Fair Isaac (VER. 2) | 746 | FICO Classic V5 Facta | 762 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000109196 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1765.00 | Third Party Rental Source | $1654.76 |  | 0.000000 | 0.94 |  |  | 1.07 | 1.07 | $1654.76 |  |  | No |  |  |  | Long Term |  | $1765.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $127.49 | $57.25 | Level 3-Stated/Partially Verified | No | 1 | 2 | No |  |  | Experienced Investor | 0.84 |  |  | 775 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/02/2025 | 774 | Fair Isaac (VER. 2) | 806 | FICO Classic V5 Facta | 775 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 78.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000109216 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1800.00 | Third Party Rental Source | $1347.83 |  | 0.000000 | 0.75 |  |  | 1.34 | 1.34 | $1347.83 |  |  | No |  |  |  | Long Term |  | $1800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $23700.00 |  |  | $135.17 | $62.03 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/23/2025 | 747 | Fair Isaac (VER. 2) | 793 | Beacon 5 | 761 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000109217 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $1823.37 |  | 0.000000 | 0.73 |  |  | 1.37 | 1.37 | $1823.37 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $155.69 | $112.25 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 753 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/09/2025 | 742 | Fair Isaac (VER. 2) | 753 | FICO Classic V5 Facta | 770 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000109136 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2200.00 | Rent on Existing Lease | $1878.52 |  | 0.000000 | 0.85 |  |  | 1.17 | 1.17 | $1878.52 |  |  | Yes | 08/27/2025 | 09/30/2027 | 25 | Long Term | $2200.00 | $2050.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $570.00 | $64.46 | Level 4-Stated/Verified as defined | No | 1 | 9 | No |  |  | Experienced Investor | 5.18 |  |  | 784 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 10 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/13/2025 | 788 | Fair Isaac (VER. 2) | 784 | FICO Classic V5 Facta | 767 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | xxxxx |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000109134 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2225.00 | Third Party Rental Source | $1930.36 |  | 0.000000 | 0.87 |  |  | 1.15 | 1.15 | $1930.36 |  |  | No |  |  |  | Long Term |  | $2225.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $101.94 | $45.42 | Level 3-Stated/Partially Verified | No | 1 | 1 | No |  |  | First-Time Investor |  |  |  | 768 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 3-Stated/Partially Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/13/2025 | 786 | Fair Isaac (VER. 2) | 767 | FICO Classic V5 Facta | 768 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 85.000% | xxxxx |  |  | 85.000% |  |  | 85.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000109199 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2400.00 | Third Party Rental Source | $2296.36 |  | 0.000000 | 0.96 |  |  | 1.05 | 1.05 | $2296.36 |  |  | No |  |  |  | Long Term |  | $1200.00 | No |  |  |  | Long Term |  | $1200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $123000.00 |  |  | $473.84 | $208.75 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | First-Time Investor |  | US Citizen |  | 715 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/02/2025 | 698 | Fair Isaac (VER. 2) | 715 | FICO Classic V5 Facta | 731 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000109166 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $7450.00 | Rent on Existing Lease | $7314.81 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $7314.81 |  |  | Yes | 01/01/2026 | 12/31/2027 | 24 | Long Term | $4450.00 | $2600.00 | Yes | 01/01/2026 | 01/01/2027 | 12 | Long Term | $3000.00 | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $336000.00 |  |  | $830.92 | $555.17 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 20.16 | US Citizen |  | 745 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/29/2025 | 774 | Fair Isaac (VER. 2) | 745 | FICO Classic V5 Facta | 740 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 71.255% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000109104 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $7600.00 | Third Party Rental Source | $7197.81 |  | 0.000000 | 0.95 |  |  | 1.06 | 1.06 | $7197.81 |  |  | No |  |  |  | Long Term |  | $3700.00 | No |  |  |  | Long Term |  | $3900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $81000.00 |  |  | $630.27 | $234.50 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | First-Time Investor |  | US Citizen |  | 788 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 10/28/2025 | 786 | Fair Isaac (VER. 2) | 788 | FICO Classic V5 Facta | 804 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000109155 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1500.00 | Third Party Rental Source | $1373.37 |  | 0.000000 | 0.92 |  |  | 1.09 | 1.09 | $1373.37 |  |  | No |  |  |  | Long Term |  | $1500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $312.20 | $107.42 | Level 4-Stated/Verified as defined | No | 1 | 10 | No |  |  | Experienced Investor | 0.66 |  |  | 693 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 80.00% | Full Recourse | 2 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/08/2025 | 663 | Fair Isaac (VER. 2) | 693 | FICO Classic V5 Facta | 751 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 61.250% | xxxxx |  |  | 69.103% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000109191 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $7200.00 | Rent on Existing Lease | $6659.12 |  | 0.000000 | 0.92 |  |  | 1.08 | 1.08 | $6659.12 |  |  | Yes |  |  |  | Long Term | $7200.00 | $7200.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $75000.00 |  |  | $1338.92 | $459.32 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 2.52 | US Citizen |  | 678 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/01/2025 | 639 | Fair Isaac (VER. 2) | 690 | FICO Classic V5 Facta | 678 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 57.143% | xxxxx |  |  | 64.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000109202 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2600.00 | Third Party Rental Source | $2599.17 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $2599.17 |  |  | No |  |  |  | Long Term |  | $2600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $101000.00 |  |  | $503.75 | $258.50 | Level 4-Stated/Verified as defined | No | 1 | 1 | Yes | Yes |  | First-Time Investor |  | Foreign National |  |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 64.800% | xxxxx |  |  | 64.800% |  |  | 64.800% |  |  |  |  |  |  |  |  |
| XXXXX | 6000109172 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3250.00 | Third Party Rental Source | $2790.94 |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | $2790.94 |  |  | No |  |  |  | Long Term |  | $1200.00 | No |  |  |  | Long Term |  | $1300.00 | No |  |  |  | Long Term |  | $750.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $24000.00 |  |  | $735.32 | $158.43 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor | 1.97 |  |  | 765 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 51.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/11/2025 | 765 | Fair Isaac (VER. 2) | 752 | FICO Classic V5 Facta | 783 | FICO Risk Score Classic 04 | 3 |  |  | 49.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 11/11/2025 | 701 | Fair Isaac (VER. 2) | 710 | FICO Classic V5 Facta | 719 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000109304 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $2404.19 |  | 0.000000 | 0.96 |  |  | 1.04 | 1.04 | $2404.19 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $8000.00 |  |  | $152.02 | $89.62 | Level 3-Stated/Partially Verified | No | 1 | 7 | No | No |  | Experienced Investor |  | US Citizen |  | 680 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/03/2025 | 680 | Fair Isaac (VER. 2) | 681 | FICO Classic V5 Facta | 659 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000109316 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $2415.38 |  | 0.000000 | 0.86 |  |  | 1.16 | 1.16 | $2415.38 |  |  | No |  |  |  | Long Term |  | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $81300.00 |  |  | $386.84 | $137.67 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | First-Time Investor | 0.53 | US Citizen |  | 693 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/01/2025 | 687 | Fair Isaac (VER. 2) | 693 | FICO Classic V5 Facta | 701 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | xxxxx |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000109240 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4300.00 | Third Party Rental Source | $4946.29 |  | 0.000000 | 1.15 |  |  | 0.87 | 0.87 | $4946.29 |  |  | No |  |  |  | Long Term |  | $4300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $25000.00 |  |  | $755.21 | $152.75 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 780 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 11/25/2025 | 782 | Fair Isaac (VER. 2) | 768 | FICO Classic V5 Facta | 780 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000109311 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2650.00 | Third Party Rental Source | $4316.36 |  | 0.000000 | 1.63 |  |  | 0.61 | 0.61 | $4316.36 |  |  | No |  |  |  | Long Term |  | $2650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $80000.00 |  |  | $423.32 | $256.08 | Level 3-Stated/Partially Verified | No | 1 | 3 | No | No |  | Experienced Investor | 1.19 | US Citizen |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 4 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/25/2025 | 787 | Fair Isaac (VER. 2) | 790 | FICO Classic V5 Facta | 760 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 68.850% | xxxxx |  |  | 112.888% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000109149 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3300.00 | Third Party Rental Source | $2284.78 |  | 0.000000 | 0.69 |  |  | 1.44 | 1.44 | $2284.78 |  |  | No |  |  |  | Long Term |  | $1100.00 | No |  |  |  | Long Term |  | $1100.00 | No |  |  |  | Long Term |  | $1100.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $348.96 | $255.83 | Level 4-Stated/Verified as defined | No | 1 | 2 | Yes | Yes |  | Experienced Investor |  | Foreign National |  |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 3 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 70.000% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 6000109106 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1700.00 | Third Party Rental Source | $2110.37 |  | 0.000000 | 1.24 |  |  | 0.81 | 0.81 | $2110.37 |  |  | No |  |  |  | Long Term |  | $1700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $12500.00 |  |  | $116.55 | $100.83 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 0.46 |  |  | 729 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 3 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/29/2025 | 729 | FICO II | 727 | Beacon 5 | 746 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 70.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000109272 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $2418.93 |  | 0.000000 | 0.97 |  |  | 1.03 | 1.03 | $2418.93 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $355.49 | $108.92 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | Experienced Investor |  |  |  | 731 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 12/15/2025 | 739 | FICO II | 731 | Beacon 5 | 715 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C1 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 6000109206 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $6200.00 | Third Party Rental Source | $4099.34 |  | 0.000000 | 0.66 |  |  | 1.51 | 1.51 | $4099.34 |  |  | Yes | 07/01/2023 | 06/30/2024 | 12 | Long Term | $2545.00 | $2900.00 | Yes | 08/15/2025 | 08/31/2026 | 12 | Long Term | $1645.00 | $1650.00 | Yes | 07/01/2024 | 06/30/2025 | 12 | Long Term | $1695.00 | $1650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $52200.00 |  |  | $630.89 | $224.33 | Level 3-Stated/Partially Verified | No | 1 | 9 | No | No |  | Experienced Investor | 2.62 | US Citizen |  | 790 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 9 | US Citizen |  |  | Level 3-Stated/Partially Verified | 11/13/2025 | 820 | Fair Isaac (VER. 2) | 788 | FICO Classic V5 Facta | 790 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 3 |  |  |  |  | Good |  |  |  |  |  |  |  |  |  | 49.477% | xxxxx |  |  | 80.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000114452 | XXXXX |  |  |  |  |  |  | Yes |  |  |  |  |  |  |  | $12868.42 |  | 0.406083 |  |  |  |  |  | $12868.42 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $2187.50 | $199.91 | Level 4-Stated/Verified as defined |  |  |  | No | No |  |  | 0.09 | US Citizen |  | 782 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual | Employed |  |  | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/06/2026 | 768 | Fair Isaac (VER. 2) | 790 | FICO Classic V5 Facta | 782 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  |  | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000117144 | XXXXX |  |  |  |  |  |  | No | Yes | Long Term |  |  |  | $6300.00 | Multiple Sources | $3702.64 |  | 0.000000 | 0.59 |  |  | 1.70 | 1.7 | $3702.64 |  |  | Yes | 09/01/2025 | 08/31/2026 | 12 | Long Term | $2900.00 | $3000.00 | Yes | 09/01/2025 | 08/31/2026 | 12 | Long Term | $3500.00 | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $78000.00 |  |  | $1350.72 | $110.83 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 807 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/22/2025 | 791 | Fair Isaac (VER. 2) | 807 | FICO Classic V5 Facta | 809 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | Average |  |  |  |  |  |  |  |  |  | 25.000% | xxxxx |  |  | 22.727% |  |  | 22.727% |  |  |  |  |  |  |  |  |
| XXXXX | 4000113349 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $1800.00 | Rent on Existing Lease | $1326.46 |  | 0.000000 | 0.74 |  |  | 1.36 | 1.36 | $1326.46 |  |  | Yes | 07/01/2025 | 07/31/2026 | 13 | Long Term | $1800.00 | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35000.00 |  |  | $174.60 | $122.75 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor | 13.76 | US Citizen |  | 774 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 02/09/2026 | 749 | FICO II | 774 | Beacon 5 | 779 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000115264 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $4000.00 | Rent on Existing Lease | $5019.80 |  | 0.000000 | 1.25 |  |  | 0.80 | 0.8 | $5019.80 |  |  | Yes | 10/01/2025 | 10/01/2026 | 12 | Long Term | $4000.00 | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $1147.04 | $90.75 | Level 3-Stated/Partially Verified | No | 1 | 1 | No | No |  | Experienced Investor | 3.65 | US Citizen |  | 813 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 12/01/2025 | 799 | Fair Isaac (VER. 2) | 813 | FICO Classic V5 Facta | 815 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C2 |  |  |  |  |  |  |  |  |  | 69.512% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000115214 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2900.00 | Third Party Rental Source | $2581.71 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $2581.71 |  |  | No |  |  |  | Long Term |  | $2900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $546.31 | $89.25 | Level 3-Stated/Partially Verified | No | 1 | 14 | No | No |  | Experienced Investor |  | US Citizen |  | 767 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/09/2026 | 770 | FICO II | 767 | Beacon 5 | 751 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000113685 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4860.00 | Third Party Rental Source | $3795.62 |  | 0.000000 | 0.78 |  |  | 1.28 | 1.28 | $3795.62 |  |  | No |  |  |  | Long Term |  | $1610.00 | No |  |  |  | Long Term |  | $1900.00 | No |  |  |  | Long Term |  | $1350.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $86000.00 |  |  | $690.86 | $271.75 | Level 2-Stated/Not Verified | No | 1 | 4 | No | No |  | Experienced Investor |  | US Citizen |  | 794 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | 01/21/2026 | 804 | Fair Isaac (VER. 2) | 790 | FICO Classic V5 Facta | 794 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 3 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000110545 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2500.00 | Rent on Existing Lease | $1557.54 |  | 0.000000 | 0.62 |  |  | 1.61 | 1.61 | $1557.54 |  |  | Yes | 11/18/2024 | 11/18/2025 | 12 | Long Term | $2500.00 | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $93200.00 |  |  | $159.77 | $104.83 | Level 4-Stated/Verified as defined | No | 1 | 1 | No | No |  | Experienced Investor |  | US Citizen |  | 670 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/13/2026 | 676 | FICO II | 663 | Beacon 5 | 670 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | xxxxx |  |  | 60.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000115247 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $5900.00 | Third Party Rental Source | $5333.19 |  | 0.000000 | 0.9 |  |  | 1.11 | 1.11 | $5333.19 |  |  | No |  |  |  | Long Term |  | $5900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $130000.00 |  |  | $1178.45 | $306.51 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No |  | Experienced Investor |  | US Citizen |  | 761 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 10/22/2025 | 761 | Fair Isaac (VER. 2) | 740 | Beacon 5 | 786 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 50.000% | xxxxx |  |  | 50.000% |  |  | 50.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000111540 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2000.00 | Third Party Rental Source | $2115.65 |  | 0.000000 | 1.06 |  |  | 0.95 | 0.95 | $2115.65 |  |  | No |  |  |  | Long Term |  | $2000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35600.00 |  |  | $642.48 | $159.42 | Level 4-Stated/Verified as defined | No | 1 | 19 | No | No |  | Experienced Investor |  | US Citizen |  | 787 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/19/2026 | 756 | FICO II | 787 | Beacon 5 | 798 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 72.222% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000116099 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1850.00 | Third Party Rental Source | $1743.43 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $1743.43 |  |  | No |  |  |  | Long Term |  | $1850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $35236.00 |  |  | $367.08 | $107.23 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 773 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 12/22/2025 | 773 | Fair Isaac (VER. 2) | 778 | FICO Classic V5 Facta | 725 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 66.818% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000111668 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4000.00 | Third Party Rental Source | $5757.85 |  | 0.000000 | 1.44 |  |  | 0.69 | 0.69 | $5757.85 |  |  | No |  |  |  | Long Term |  | $4000.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $961.93 | $42.00 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor | 8.78 | US Citizen |  | 715 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/10/2026 | 749 | Fair Isaac (VER. 2) | 715 | FICO Classic V5 Facta | 696 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 44.466% | xxxxx |  |  | 44.466% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110543 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1460.00 | Third Party Rental Source | $1308.15 |  | 0.000000 | 0.9 |  |  | 1.12 | 1.12 | $1308.15 |  |  | No |  |  |  | Long Term |  | $1460.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | $89.50 | $85.92 | Level 4-Stated/Verified as defined | No | 1 | 3 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 736 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/12/2026 | 709 | Fair Isaac (VER. 2) | 736 | Beacon 5 | 745 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/22/2026 | 800 | Fair Isaac (VER. 2) | 787 | Beacon 5 | 784 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 71.053% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000114429 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2650.00 | Third Party Rental Source | $2430.72 |  | 0.000000 | 0.92 |  |  | 1.09 | 1.09 | $2430.72 |  |  | No |  |  |  | Long Term |  | $2650.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $43300.00 |  |  | $174.30 | $335.49 | Level 3-Stated/Partially Verified | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 776 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 01/20/2026 | 776 | Fair Isaac (VER. 2) | 789 | FICO Classic V5 Facta | 766 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 59.524% | xxxxx |  |  | 60.000% |  |  | 60.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000114062 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1950.00 | Third Party Rental Source | $1840.87 |  | 0.000000 | 0.94 |  |  | 1.06 | 1.06 | $1840.87 |  |  | No |  |  |  | Long Term |  | $1950.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $31680.00 |  |  | $66.06 | $73.33 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  |  | Experienced Investor |  |  |  | 785 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 01/12/2026 | 762 | Fair Isaac (VER. 2) | 787 | FICO Classic V5 Facta | 800 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 1 | Permanent Resident Alien |  |  | Level 3-Stated/Partially Verified |  |  | Classic | 01/12/2026 | 785 | Fair Isaac (VER. 2) | 796 | FICO Classic V5 Facta | 770 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 67.208% | xxxxx |  |  | 75.000% |  |  | 75.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000115052 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1850.00 | Third Party Rental Source | $1297.75 |  | 0.000000 | 0.7 |  |  | 1.43 | 1.43 | $1297.75 |  |  | No |  |  |  | Long Term |  | $1850.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $321.84 | $79.58 | Level 4-Stated/Verified as defined | No | 1 | 5 | No | No |  | Experienced Investor |  | US Citizen |  | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/08/2026 | 751 | Fair Isaac (VER. 2) | 750 | FICO Classic V5 Facta | 749 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 53.846% | xxxxx |  |  | 58.333% |  |  | 58.333% |  |  |  |  |  |  |  |  |
| XXXXX | 4000112593 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3400.00 | Third Party Rental Source | $3393.40 |  | 0.000000 | 1 |  |  | 1.00 | 1 | $3393.40 |  |  | No |  |  |  | Long Term |  | $3400.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $56207.00 |  |  | $697.14 | $305.65 | Level 4-Stated/Verified as defined | No | 1 | 6 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 786 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/14/2026 | 796 | Fair Isaac (VER. 2) | 799 | FICO Classic V5 Facta | 801 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/14/2026 | 808 | Fair Isaac (VER. 2) | 782 | FICO Classic V5 Facta | 786 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | xxxxx |  |  | 60.000% |  |  | 60.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000112830 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2150.00 | Third Party Rental Source | $1728.66 |  | 0.000000 | 0.8 |  |  | 1.24 | 1.24 | $1728.66 |  |  | No |  |  |  | Long Term |  | $2150.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18000.00 |  |  | $567.08 | $241.88 | Level 4-Stated/Verified as defined | No | 1 | 4 | No | No | No | Experienced Investor |  | US Citizen | US Citizen | 750 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/16/2026 | 773 | Fair Isaac (VER. 2) | 748 | FICO Classic V5 Facta | 750 | FICO Risk Score Classic 04 | Individual | Individual |  |  |  | 1 | US Citizen |  |  | Level 4-Stated/Verified as defined | 01/16/2026 | 765 | Fair Isaac (VER. 2) | 728 | FICO Classic V5 Facta | 753 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 63.927% | xxxxx |  |  | 70.000% |  |  | 70.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000110604 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $4300.00 | Third Party Rental Source | $4202.07 |  | 0.000000 | 0.98 |  |  | 1.02 | 1.02 | $4202.07 |  |  | No |  |  |  | Long Term |  | $4300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $76700.00 |  |  | $997.83 | $200.68 | Level 4-Stated/Verified as defined | No | 1 | 2 | No |  | No | Experienced Investor | 1.13 |  | US Citizen | 675 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Trust | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  | Individual | Trustee |  |  |  | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | 07/17/2025 | 677 | Fair Isaac (VER. 2) | 675 | Beacon 5 | 672 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | xxxxx |  |  | 77.349% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110628 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2900.00 | Third Party Rental Source | $2778.33 |  | 0.000000 | 0.96 |  |  | 1.04 | 1.04 | $2778.33 |  |  | No |  |  |  | Long Term |  | $2900.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $39150.00 |  |  | $74.22 | $248.28 | Level 4-Stated/Verified as defined | No | 1 | 2 | No | No |  | Experienced Investor |  | US Citizen |  | 747 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 3 | US Citizen |  |  | Level 4-Stated/Verified as defined | 08/12/2025 | 749 | Fair Isaac (VER. 2) | 706 | FICO Classic V5 Facta | 747 | FICO Risk Score Classic 04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000110656 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2800.00 | Third Party Rental Source | $2582.83 |  | 0.000000 | 0.92 |  |  | 1.08 | 1.08 | $2582.83 |  |  | No |  |  |  | Long Term |  | $2800.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $635.79 | $217.43 | Level 4-Stated/Verified as defined | No | 1 | 1 | Yes | Yes |  | First-Time Investor |  | Foreign National |  |  |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Individual | Individual |  |  |  | 1 | Foreign National |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 65.000% | xxxxx |  |  | 65.000% |  |  | 65.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000110624 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $6200.00 | Third Party Rental Source | $3734.58 |  | 0.000000 | 0.6 |  |  | 1.66 | 1.66 | $3734.58 |  |  | No |  |  |  | Long Term |  | $1500.00 | No |  |  |  | Long Term |  | $1500.00 | No |  |  |  | Long Term |  | $1500.00 | No |  |  |  | Long Term |  | $1700.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $112500.00 |  |  | $999.20 | $230.17 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 2.30 |  |  | 799 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 1 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 08/14/2025 | 809 | Fair Isaac (VER. 2) | 799 | FICO Classic V5 Facta | 781 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 4 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109160 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1495.00 | Third Party Rental Source | $1337.87 |  | 0.000000 | 0.89 |  |  | 1.12 | 1.12 | $1337.87 |  |  | No |  |  |  | Long Term |  | $1495.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $17940.00 |  |  | $136.62 | $111.47 | Level 4-Stated/Verified as defined | No | 1 | 4 | No |  |  | Experienced Investor | 0.35 |  |  | 778 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 4 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/28/2025 | 778 | Fair Isaac (VER. 2) | 786 | FICO Classic V5 Facta | 775 | FICO Risk Score Classic 04 | 3 |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/28/2025 | 760 | Fair Isaac (VER. 2) | 757 | FICO Classic V5 Facta | 765 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 75.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109192 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $2500.00 | Third Party Rental Source | $2068.60 |  | 0.000000 | 0.83 |  |  | 1.21 | 1.21 | $2068.60 |  |  | No |  |  |  | Long Term |  | $2500.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $48750.00 |  |  | $583.70 | $124.67 | Level 1-Not Stated/Not Verified | No | 1 | 2 | No |  |  | First-Time Investor |  |  |  | 724 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | Corp | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 50.00% | Full Recourse | 2 | US Citizen |  |  | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 08/28/2025 | 683 | Fair Isaac (VER. 2) | 724 | FICO Classic V5 Facta | 727 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  | 80.000% |  |  | 80.000% |  |  |  |  |  |  |  |  |
| XXXXX | 4000110610 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $1600.00 | Third Party Rental Source | $1501.43 |  | 0.000000 | 0.94 |  |  | 1.07 | 1.07 | $1501.43 |  |  | No |  |  |  | Long Term |  | $1600.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $18000.00 |  |  | $69.40 | $133.56 | Level 1-Not Stated/Not Verified | No | 1 | 3 | No |  |  | Experienced Investor | 0.24 |  |  | 730 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 1-Not Stated/Not Verified |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 85.00% | Full Recourse | 1 | US Citizen |  |  | Level 3-Stated/Partially Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/02/2025 | 755 | Fair Isaac (VER. 2) | 729 | FICO Classic V5 Facta | 730 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 80.000% | xxxxx |  |  | 36.434% | xxxxx |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000109174 | XXXXX |  |  |  |  |  |  | Yes | Yes | Long Term |  |  |  | $2300.00 | Third Party Rental Source | $2534.24 |  | 0.000000 | 1.1 |  |  | 0.91 | 0.91 | $2534.24 |  |  | Yes | 01/01/2023 |  |  | Long Term | $2200.00 | $2300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  | $279.41 | $99.92 | Level 4-Stated/Verified as defined | No | 1 | 3 | No |  |  | Experienced Investor | 6.86 |  |  | 713 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 04/21/2025 | 740 | Fair Isaac (VER. 2) | 699 | FICO Classic V5 Facta | 713 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 1 |  |  |  |  | C3 |  |  |  |  |  |  |  |  |  | 60.000% | xxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000110614 | XXXXX |  |  |  |  |  |  | Yes | No | Long Term |  |  |  | $3000.00 | Third Party Rental Source | $1974.22 |  | 0.000000 | 0.66 |  |  | 1.52 | 1.52 | $1974.22 |  |  | No |  |  |  | Long Term |  | $1700.00 | No |  |  |  | Long Term |  | $1300.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | $47484.00 |  |  | $238.12 | $361.21 | Level 4-Stated/Verified as defined | No | 1 | 1 | No |  |  | Experienced Investor | 0.14 |  |  | 752 |  |  |  |  | 0 | 0 | 0 | 0 | 0 | 0 |  |  | LLC | Business Entity |  |  |  | 1 |  |  |  | Level 4-Stated/Verified as defined |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | 100.00% | Full Recourse | 2 | US Citizen |  |  | Level 2-Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Classic | 10/21/2025 | 755 | Fair Isaac (VER. 2) | 752 | FICO Classic V5 Facta | 750 | FICO Risk Score Classic 04 | 3 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxx | 2 |  |  |  |  | C4 |  |  |  |  |  |  |  |  |  | 137.401% | xxxxx |  |  | 137.401% | xxxxx |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 6**

---

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| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Collateral ID** | **Loan Flag** | **Loan Status** | **Loan Status Date** | **Originator** | **Property Address** | **City** | **State** | **Zip Code** | **Original Balance** | **Rate Type Code** | **Loan Product** | **Lien Type** | **Original Rate** | **Qualifying Rate** | **Original Monthly PI Payment** | **Borrower FICO** | **Coborrower FICO** | **FICO Date** | **Appraisal Date** | **Owner Occupancy** | **Property Type** | **Appraisal Value** | **Purchase Price** | **Property Value for LTV** | **Originator Original LTV** | **Combined LTV** | **Debt to Income Ratio** | **ARM Index** | **Interest Only Period** | **Original Maturity Term** | **Original Amortization Term** | **Prepayment Penalty Months** | **Prepay Penalty Type** | **Note Date** | **First Payment Date** | **Maturity Date** | **Property Units** | **Loan Purpose** | **Foreign National Flag** | **Documentation Type** | **Monthly T&I&A Payment** | **Monthly Taxes** | **Monthly Hazard Insurance** | **Monthly HOA** | **Monthly Flood Insurance** | **Mortgage Type** | **ARM Margin** | **Minimum Rate Life Floor** | **Maximum Rate** | **Initial Periodic Cap** | **Life Rate Cap** | **Subsequent Periodic Cap** | **Payment Adjustment Frequency** | **Rate Adjustment Frequency** | **Property Acquisition Date** | **Property Acquisition Price** | **Borrower ID** | **Cross Default Loan Count** | **Rental Purpose** | **Rent** | **Rent in Place from Lease** | **Type of Rent to Qualify** | **Rented Flag** | **Originator Original DSCR** | **Property Improvement Flag** | **Personal Guarantor** | **Annual HOA** | **Property Condition** | **Reserve Amount** | **Origination Channel** | **Property Exception Grade** | **After Repair Value** | **After Repair Value Percent** | **Loan to Cost** | **Release Provisions** | **Release Amount** | **Property Loan Amount** | **Year Built** | **Square Foot** | **Number of Bedrooms** | **Number of Bathrooms** | **Section 8 Housing Program** |
| XXXXX | 4000109231 | XXXXX |  | XXXXX | Y | Loan Review Complete |  |  |  |  |  |  |  | Fixed | Fixed Rate | 1 | 6.250% |  | $6675.61 |  | 778 |  |  | Investment |  |  |  |  | 65.000% | 65.000% |  |  |  | 360 | 360 | 60 | Prepaid Balance |  |  |  |  |  | No | DSCR | $2735.48 |  |  |  |  | Conventional without MI |  |  |  |  |  |  |  |  |  |  |  | 5 |  | $12110.84 |  |  |  | 1.29 |  | XXXXX | $0.00 | N | XXXXX | Retail | 1 |  |  | XXXXX |  |  |  |  |  |  |  |  |
| XXXXX | 4000109231-1 | XXXXX |  | XXXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | 4 Family |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | Refinance |  |  | $504.48 | $248.23 | $256.25 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $3130.00 | $3130.00 | Lease Income | Y |  |  |  | $0.00 | C3 |  |  |  |  |  |  | Fixed Dollar Amount | XXXXX | XXXXX | xxxxx | xxxxx | 2 | 5 | No |
| XXXXX | 4000109231-2 | XXXXX |  | XXXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | 3 Family |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | Refinance |  |  | $415.17 | $200.17 | $215.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $2380.24 | $2380.24 | Lease Income | Y |  |  |  | $0.00 | C3 |  |  |  |  |  |  | Fixed Dollar Amount | XXXXX | XXXXX | xxxxx | xxxxx | 4 | 3 | No |
| XXXXX | 4000109231-3 | XXXXX |  | XXXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | 3 Family |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | Refinance |  |  | $415.17 | $200.17 | $215.00 | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $2475.00 | $2475.00 | Lease Income | Y |  |  |  | $0.00 | C3 |  |  |  |  |  |  | Fixed Dollar Amount | XXXXX | XXXXX | xxxxx | xxxxx | 5 | 3 | No |
| XXXXX | 4000109231-4 | XXXXX |  | XXXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | 3 Family |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | Refinance |  |  | $415.17 | $200.17 | $215.00 | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $2020.60 | $2020.60 | Lease Income | Y |  |  |  | $0.00 | C4 |  |  |  |  |  |  | Fixed Dollar Amount | XXXXX | XXXXX | xxxxx | xxxxx | 3 | 3 | No |
| XXXXX | 4000109231-5 | XXXXX |  | XXXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | 2 Family |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | Refinance |  |  | $985.49 | $172.99 | $812.50 | $0.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $2105.00 | $2105.00 | Lease Income | Y |  |  |  | $0.00 | C3 |  |  |  |  |  |  | Fixed Dollar Amount | XXXXX | XXXXX | xxxxx | xxxxx | 4 | 2 | No |
| XXXXX | 4000108950 | XXXXX |  | XXXXX | Y | Loan Review Complete |  |  |  |  |  |  |  | Fixed | Fixed Rate | 1 | 6.125% |  | $7661.97 |  | 778 |  |  | Investment |  |  |  |  | 65.000% | 65.000% |  |  |  | 360 | 360 | 60 | Prepaid Balance |  |  |  |  |  | No | DSCR | $949.01 |  |  |  |  | Conventional without MI |  |  |  |  |  |  |  |  |  |  |  | 6 |  | $14344.22 |  |  |  | 1.64 |  | XXXXX | $0.00 | N | XXXXX | Retail | 1 |  |  |  |  |  |  |  |  |  |  |  |
| XXXXX | 4000108950-1 | XXXXX |  | XXXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | Single Family Attached |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | Refinance |  |  | $161.76 | $86.76 | $75.00 | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $1319.00 | $1319.00 | Lease Income | Y |  |  |  | $0.00 | C3 |  |  |  |  |  | XXXXX | Fixed Dollar Amount | XXXXX | XXXXX | xxxxx | xxxxx | 3 | 11 | No |
| XXXXX | 4000108950-2 | XXXXX |  | XXXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | Single Family Detached |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | Refinance |  |  | $149.78 | $149.78 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $1435.50 | $1435.50 | Lease Income | Y |  |  |  | $0.00 | C3 |  |  |  |  |  | XXXXX | Fixed Dollar Amount | XXXXX | XXXXX | xxxxx | xxxxx | 3 | 11 | No |
| XXXXX | 4000108950-3 | XXXXX |  | XXXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | 4 Family |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | Refinance |  |  | $192.84 | $192.84 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $4257.72 | $4257.72 | Lease Income | Y |  |  |  | $0.00 | C3 |  |  |  |  |  | XXXXX | Fixed Dollar Amount | XXXXX | XXXXX | xxxxx | xxxxx | 4 | 4 | No |
| XXXXX | 4000108950-4 | XXXXX |  | XXXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | Single Family Attached |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | Refinance |  |  | $143.06 | $143.06 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $1840.00 | $1840.00 | Lease Income | Y |  |  |  | $0.00 | C3 |  |  |  |  |  | XXXXX | Fixed Dollar Amount | XXXXX | XXXXX | xxxxx | xxxxx | 3 | 1 | No |
| XXXXX | 4000108950-5 | XXXXX |  | XXXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | Single Family Attached |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | Refinance |  |  | $100.70 | $100.70 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $1180.00 | $1180.00 | Lease Income | Y |  |  |  | $0.00 | C3 |  |  |  |  |  | XXXXX | Fixed Dollar Amount | XXXXX | XXXXX | xxxxx | xxxxx | 3 | 1 | No |
| XXXXX | 4000108950-6 | XXXXX |  | XXXXX | N | Loan Review Complete |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Investment | 3 Family |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | Refinance |  |  | $200.87 | $200.87 |  | $0.00 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Long Term | $4312.00 | $4312.00 | Lease Income | Y |  |  |  | $0.00 | C3 |  |  |  |  |  | XXXXX | Fixed Dollar Amount | XXXXX | XXXXX | xxxxx | xxxxx | 6 | 3 | No |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 7**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Value for LTV** | **LTV Value Variance Amount** | **LTV Value Variance Percent** | **Property ID** | **Property Address** | **City** | **State** | **Zip Code** | **Primary Valuation Value** | **Primary Valuation Report Date** | **Primary Valuation Effective Date** | **Primary Valuation Type** | **Primary Valuation Company** | **Primary Valuation FSD Score** | **Secondary Valuation Value** | **Secondary Valuation Variance Amount** | **Secondary Valuation Variance Percent** | **Secondary Valuation Report Date** | **Secondary Valuation Effective Date** | **Secondary Valuation Type** | **Secondary Valuation Company** | **Secondary Valuation FSD Score** | **AVM Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Company** | **AVM FSD Score** | **AVM Report Date** | **Desk Review Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Report Date** | **Desk Review Effective Date** | **Desktop Appraisal Value** | **Desktop Appraisal Variance Amount** | **Desktop Appraisal Variance Percent** | **Desktop Appraisal Company** | **Desktop Appraisal Report Date** | **Desktop Appraisal Effective Date** | **BPO Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Report Date** | **Field Review Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Report Date** | **Field Review Effective Date** | **2055 Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Report Date** | **2055 Effective Date** | **AVE/CMA Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Report Date** | **Hybrid Valuation Value** | **Hybrid Valuation Variance Amount** | **Hybrid Valuation Variance Percent** | **Hybrid Valuation Company** | **Hybrid Valuation Report Date** | **Updated Valuation Value** | **Updated Valuation Variance Amount** | **Updated Valuation Variance Percent** | **Updated Valuation Company** | **Updated Valuation Report Date** | **Updated Valuation Effective Date** | **Value Analysis Valuation Value** | **Value Analysis Report Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** |
| XXXXX | 4000109231-1 | XXXXX |  |  |  |  |  |  | 0.000% | XXXXX | XXXXX | XXXXX | PA | XXXXX |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXX | 4000109231-2 | XXXXX |  |  |  |  |  |  | 0.000% | XXXXX | XXXXX | XXXXX | PA | XXXXX |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXX | 4000109231-3 | XXXXX |  |  |  |  |  |  | 0.000% | XXXXX | XXXXX | XXXXX | PA | XXXXX |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXX | 4000109231-4 | XXXXX |  |  |  |  |  |  | 0.000% | XXXXX | XXXXX | XXXXX | PA | XXXXX |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXX | 4000109231-5 | XXXXX |  |  |  |  |  |  | 0.000% | XXXXX | XXXXX | XXXXX | PA | XXXXX |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| XXXXX | 4000108950-1 | XXXXX |  |  |  |  |  |  | 0.000% | XXXXX | XXXXX | XXXXX | PA | XXXXX |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| XXXXX | 4000108950-2 | XXXXX |  |  |  |  |  |  | 0.000% | XXXXX | XXXXX | XXXXX | PA | XXXXX |  |  |  | Appraisal |  |  |  |  | -7.14% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| XXXXX | 4000108950-3 | XXXXX |  |  |  |  |  |  | 0.000% | XXXXX | XXXXX | XXXXX | PA | XXXXX |  |  |  | Appraisal |  |  |  |  | -9.47% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| XXXXX | 4000108950-4 | XXXXX |  |  |  |  |  |  | 0.000% | XXXXX | XXXXX | XXXXX | PA | XXXXX |  |  |  | Appraisal |  |  |  |  | -4.44% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| XXXXX | 4000108950-5 | XXXXX |  |  |  |  |  |  | 0.000% | XXXXX | XXXXX | XXXXX | PA | XXXXX |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| XXXXX | 4000108950-6 | XXXXX |  |  |  |  |  |  | 0.000% | XXXXX | XXXXX | XXXXX | PA | XXXXX |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 8**

---

| | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Servicer Loan Number** | **Collateral ID** | **Property Num** | **Loan Status** | **Loan Status Date** | **Originator** | **Unit Num** | **Property Apt** | **Property Address** | **City** | **State** | **Zip Code** | **Is Lease In Place** | **Lease Start Date** | **Lease End Date** | **Original Lease Term** | **Lease Remaining Months** | **Rental Purpose** | **Gross Monthly Rental Income** | **Appraisal Average Lease Amount** | **Unit Rental Amount** |
| xxxxx | 4000109231 | xxxxx |  | xxxxx | 1 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $3130.00 | $3550.00 | $3130.00 |
| xxxxx | 4000109231 | xxxxx |  |  | 1 | Loan Review Complete |  |  | 4 |  |  |  |  |  | Yes | 07/19/2025 | 07/31/2026 | 12 | 6 | Long Term | $910.00 | $925.00 | $910.00 |
| xxxxx | 4000109231 | xxxxx |  |  | 1 | Loan Review Complete |  |  | 3 |  |  |  |  |  | Yes | 02/01/2025 | 01/30/2027 | 23 | 12 | Long Term | $665.00 | $850.00 | $665.00 |
| xxxxx | 4000109231 | xxxxx |  |  | 1 | Loan Review Complete |  |  | 2 |  |  |  |  |  | Yes | 09/30/2025 | 09/30/2026 | 12 | 8 | Long Term | $800.00 | $850.00 | $800.00 |
| xxxxx | 4000109231 | xxxxx |  |  | 1 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 04/19/2024 | 04/17/2026 | 23 | 3 | Long Term | $755.00 | $925.00 | $755.00 |
| xxxxx | 4000109231 | xxxxx |  | xxxxx | 2 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $2380.24 | $3025.00 | $2380.24 |
| xxxxx | 4000109231 | xxxxx |  |  | 2 | Loan Review Complete |  |  | 3 |  |  |  |  |  | Yes | 04/30/2024 | 04/28/2026 | 23 | 3 | Long Term | $669.24 | $925.00 | $669.24 |
| xxxxx | 4000109231 | xxxxx |  |  | 2 | Loan Review Complete |  |  | 2 |  |  |  |  |  | Yes | 02/01/2026 | 07/31/2027 | 18 | 18 | Long Term | $811.00 | $1175.00 | $811.00 |
| xxxxx | 4000109231 | xxxxx |  |  | 2 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 02/01/2026 | 01/31/2028 | 24 | 24 | Long Term | $900.00 | $925.00 | $900.00 |
| xxxxx | 4000109231 | xxxxx |  |  | 3 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 12/01/2025 | 05/31/2027 | 18 | 16 | Long Term | $859.00 | $1175.00 | $859.00 |
| xxxxx | 4000109231 | xxxxx |  |  | 3 | Loan Review Complete |  |  | 3 |  |  |  |  |  | Yes | 05/10/2024 | 05/31/2026 | 24 | 4 | Long Term | $810.00 | $925.00 | $810.00 |
| xxxxx | 4000109231 | xxxxx |  |  | 3 | Loan Review Complete |  |  | 2 |  |  |  |  |  | Yes | 05/01/2025 | 04/29/2026 | 11 | 3 | Long Term | $806.00 | $1175.00 | $806.00 |
| xxxxx | 4000109231 | xxxxx |  | xxxxx | 3 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $2475.00 | $3275.00 | $2475.00 |
| xxxxx | 4000109231 | xxxxx |  | xxxxx | 4 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $2020.60 | $2700.00 | $2020.60 |
| xxxxx | 4000109231 | xxxxx |  |  | 4 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 07/01/2025 | 06/29/2027 | 23 | 17 | Long Term | $530.25 | $850.00 | $530.25 |
| xxxxx | 4000109231 | xxxxx |  |  | 4 | Loan Review Complete |  |  | 2 |  |  |  |  |  | Yes | 03/01/2025 | 08/29/2026 | 17 | 7 | Long Term | $788.40 | $1000.00 | $788.40 |
| xxxxx | 4000109231 | xxxxx |  |  | 4 | Loan Review Complete |  |  | 3 |  |  |  |  |  | Yes | 12/01/2025 | 11/29/2027 | 23 | 22 | Long Term | $701.95 | $850.00 | $701.95 |
| xxxxx | 4000109231 | xxxxx |  | xxxxx | 5 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $2105.00 | $2350.00 | $2105.00 |
| xxxxx | 4000109231 | xxxxx |  |  | 5 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 10/04/2025 | 09/30/2026 | 11 | 8 | Long Term | $955.00 | $1175.00 | $955.00 |
| xxxxx | 4000109231 | xxxxx |  |  | 5 | Loan Review Complete |  |  | 2 |  |  |  |  |  | Yes | 10/10/2025 | 10/31/2026 | 12 | 9 | Long Term | $1150.00 | $1175.00 | $1150.00 |
| xxxxx | 4000108950 | xxxxx |  | xxxxx | 1 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $1319.00 | $1550.00 | $1319.00 |
| xxxxx | 4000108950 | xxxxx |  |  | 1 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 06/01/2019 | 01/25/2025 | 67 |  | Long Term | $1319.00 | $1550.00 | $1319.00 |
| xxxxx | 4000108950 | xxxxx |  |  | 2 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 03/01/2025 | 02/27/2027 | 23 | 13 | Long Term | $1435.50 | $1436.00 | $1435.50 |
| xxxxx | 4000108950 | xxxxx |  | xxxxx | 2 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $1435.50 | $1436.00 | $1435.50 |
| xxxxx | 4000108950 | xxxxx |  |  | 3 | Loan Review Complete |  |  | 2 |  |  |  |  |  | Yes | 03/10/2017 | 01/29/2026 | 106 | 0 | Long Term | $1261.52 | $1175.00 | $1175.00 |
| xxxxx | 4000108950 | xxxxx |  |  | 3 | Loan Review Complete |  |  | 3 |  |  |  |  |  | Yes | 06/01/2024 | 05/30/2027 | 35 | 16 | Long Term | $1105.95 | $1175.00 | $1105.95 |
| xxxxx | 4000108950 | xxxxx |  |  | 3 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 09/03/2019 | 11/29/2026 | 86 | 10 | Long Term | $866.25 | $1175.00 | $866.25 |
| xxxxx | 4000108950 | xxxxx |  | xxxxx | 3 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $4257.72 | $4700.00 | $4171.20 |
| xxxxx | 4000108950 | xxxxx |  |  | 3 | Loan Review Complete |  |  | 4 |  |  |  |  |  | Yes | 10/06/2022 | 10/30/2026 | 48 | 9 | Long Term | $1024.00 | $1175.00 | $1024.00 |
| xxxxx | 4000108950 | xxxxx |  | xxxxx | 4 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $1840.00 | $1840.00 | $1840.00 |
| xxxxx | 4000108950 | xxxxx |  |  | 4 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 03/15/2025 | 03/31/2026 | 12 | 2 | Long Term | $1840.00 | $1840.00 | $1840.00 |
| xxxxx | 4000108950 | xxxxx |  | xxxxx | 5 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $1180.00 | $1274.00 | $1180.00 |
| xxxxx | 4000108950 | xxxxx |  |  | 5 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 10/21/2017 | 04/29/2025 | 90 |  | Long Term | $1180.00 | $1274.00 | $1180.00 |
| xxxxx | 4000108950 | xxxxx |  |  | 6 | Loan Review Complete |  |  | 1 |  |  |  |  |  | Yes | 02/28/2025 | 02/28/2026 | 12 | 1 | Long Term | $1450.00 | $1450.00 | $1450.00 |
| xxxxx | 4000108950 | xxxxx |  | xxxxx | 6 | Loan Review Complete |  |  |  |  |  |  |  |  | Yes |  |  |  |  |  | $4312.00 | $4350.00 | $4187.00 |
| xxxxx | 4000108950 | xxxxx |  |  | 6 | Loan Review Complete |  |  | 2 |  |  |  |  |  | Yes | 02/01/2022 | 02/28/2027 | 61 | 13 | Long Term | $1287.00 | $1450.00 | $1287.00 |
| xxxxx | 4000108950 | xxxxx |  |  | 6 | Loan Review Complete |  |  | 3 |  |  |  |  |  | Yes | 04/12/2025 | 04/30/2026 | 12 | 3 | Long Term | $1575.00 | $1450.00 | $1450.00 |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 9**

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Servicer Loan ID** | **Investor Loan Number** | **Field Label** | **Bid Tape Field Value** | **Field Value** | **Comment** |
| xxxxx | 6000076930 | xxxxx |  |  | Total Cash-out | 161137.86 | 159427.86 | Field value reflects source document |
| xxxxx | 4000004071 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 6000083209 | xxxxx |  |  | Doc Type | Full | 1yr Full Doc |  |
| xxxxx | 6000083209 | xxxxx |  |  | Margin | 0 |  | Field Value reflects 'Margin' per the Note |
| xxxxx | 4000005413 | xxxxx |  |  | Original Interest Rate | 8 | 7.99 | Field Value reflects the Note value |
| xxxxx | 4000005413 | xxxxx |  |  | Representative FICO | 806 | 730 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000079970 | xxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000079970 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000081995 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000081995 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000084591 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000084591 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000084591 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000084591 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000090259 | xxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxx | 4000090259 | xxxxx |  |  | Original CLTV | 75 | 73.9726 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| xxxxx | 4000090259 | xxxxx |  |  | Original LTV | 75 | 73.9726 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| xxxxx | 4000090259 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.06 | INCOME $xxxxx/PITIA$xxxxx |
| xxxxx | 4000091013 | xxxxx |  |  | Representative FICO | 796 | 804 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000091013 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000091013 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 39.69 | 45.42126 | Field value matches 1008 |
| xxxxx | 4000091668 | xxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxx | 4000091668 | xxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| xxxxx | 4000091668 | xxxxx |  |  | Original CLTV | 41.74 | 39.39394 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| xxxxx | 4000091668 | xxxxx |  |  | Original LTV | 41.74 | 39.39394 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| xxxxx | 4000091668 | xxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxx | 4000091289 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000091289 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000093316 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000093316 | xxxxx |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| xxxxx | 4000093316 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000093316 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.14 | Income $xxxxx/ $xxxxx PITIA |
| xxxxx | 4000095676 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000096871 | xxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxx | 4000096871 | xxxxx |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000096871 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000096871 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.89 | 0.87 | xxxxx/xxxxx=xxxxx or xxxxx rounded up. |
| xxxxx | 4000103369 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000103369 | xxxxx |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxx | 4000103369 | xxxxx |  |  | Original CLTV | 77.44 | 80.66667 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| xxxxx | 4000103369 | xxxxx |  |  | Original LTV | 77.44 | 80.66667 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| xxxxx | 4000103369 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Unable to verify due to missing information |
| xxxxx | 4000103369 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.29 | $ xxxxxPITIA/$xxxxxIncome |
| xxxxx | 4000102822 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000102822 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000103287 | xxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000103287 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 44 | 36.53828 | Field Value DTI is lower |
| xxxxx | 4000102237 | xxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000104231 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000102223 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000103644 | xxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxx | 4000103644 | xxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000103644 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000103644 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 21 | 45.11212 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| xxxxx | 4000099554 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000099554 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.04 | xxxxx/xxxxx=xxxxx |
| xxxxx | 4000096242 | xxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxx | 4000096242 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.28 | 1.29 | Income $xxxxx/ PITIA $xxxxx |
| xxxxx | 4000103222 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000103222 | xxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000102437 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.85 | 0.86 | INCOME $xxxxx/PITIA$xxxxx |
| xxxxx | 4000103535 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000103535 | xxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxx | 4000103535 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000103535 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.20 | 1.09 | $xxxxx PITIA/$xxxxx Income |
| xxxxx | 4000104199 | xxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000104199 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000104635 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.59 | 1.61 | Rent income $xxxxx /$xxxxx PITIA |
| xxxxx | 4000101975 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 2.69 | 2.67 | Field value reflects source document |
| xxxxx | 4000104097 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000104288 | xxxxx |  |  | Property Type | PUD | PUD Attached | Alternate format, not a true discrepancy |
| xxxxx | 4000102813 | xxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000102813 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 32.33 | 36.81781 | Field data matches Lenders qualifying DTI |
| xxxxx | 4000104409 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000104409 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.04 | 1.15 | INCOME $xxxxx / PITIA $xxxxx |
| xxxxx | 4000104135 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.81 | 0.88 | $xxxxx Income / $xxxxx PITIA |
| xxxxx | 4000105173 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000105173 | xxxxx |  |  | Representative FICO | 811 | 810 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000105173 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.26 | 1.01 | $xxxxx Income/$xxxxx PITIA |
| xxxxx | 4000105101 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000105101 | xxxxx |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000105101 | xxxxx |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| xxxxx | 4000105101 | xxxxx |  |  | Original Interest Rate | 7 | 6.875 | Field Value reflects the Note value |
| xxxxx | 4000105101 | xxxxx |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxx | 4000105101 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.17 | 1.09 | $xxxxx Income / $xxxxx PITIA |
| xxxxx | 4000104224 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 32.55 | 34.75327 | Field data matches Lenders qualifying DTI |
| xxxxx | 4000102214 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000102214 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000102214 | xxxxx |  |  | Representative FICO | 722 | 739 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000102214 | xxxxx |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000102214 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.85 | 0.87 | xxxxx income/xxxxx PITIA=xxxxxor xxxxx rounded up. |
| xxxxx | 4000105246 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.02 | 1.00 | INCOME$xxxxx/$xxxxx PITIA |
| xxxxx | 4000103115 | xxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxx | 4000103115 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 34.51 | 30.45191 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| xxxxx | 4000103816 | xxxxx |  |  | Representative FICO | 713 | 775 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000103816 | xxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxx | 4000103816 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000103816 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 36.99 | 40.28075 | Field data matches Lenders qualifying DTI |
| xxxxx | 4000104416 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000104416 | xxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxx | 4000104416 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000105433 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000105433 | xxxxx |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000105433 | xxxxx |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000105433 | xxxxx |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| xxxxx | 4000105433 | xxxxx |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxx | 4000104510 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000104580 | xxxxx |  |  | Representative FICO | 780 | 811 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000104580 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000105131 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000105131 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000105859 | xxxxx |  |  | Refi Purpose | Cash-out - Home Improvement | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxx | 4000102797 | xxxxx |  |  | Representative FICO | 796 | 798 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000102797 | xxxxx |  |  | Property Type | PUD | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000102797 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000104023 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000104023 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.26 | $xxxxx PITIA/$xxxxx Income |
| xxxxx | 4000106405 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000106405 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.26 | 1.29 | $xxxxx PITIA/$xxxxx Income |
| xxxxx | 4000107160 | xxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000102458 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000102458 | xxxxx |  |  | Property Type | Single Family Detached | 2 Family | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000102458 | xxxxx |  |  | # of Units | 1 | 2 | Field value reflects source document |
| xxxxx | 4000102458 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000102458 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000102458 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 47.5 | 38.60691 | DTI matches lenders |
| xxxxx | 4000104663 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000104663 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000105198 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000105198 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000105198 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 36.6 | 39.2384 | DTI matches the lender's 1008 |
| xxxxx | 4000103829 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000103829 | xxxxx |  |  | Refi Purpose | Cash-out - Debt Consolidation | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxx | 4000100483 | xxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxx | 4000100483 | xxxxx |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxx | 4000100483 | xxxxx |  |  | Original CLTV | 39.2 | 40.67797 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| xxxxx | 4000100483 | xxxxx |  |  | Original LTV | 39.2 | 40.67797 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| xxxxx | 4000100483 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000100483 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.75 | 0.96 | $xxxxx income / $xxxxx PITIA = xxxxx |
| xxxxx | 4000105649 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000105649 | xxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000105649 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.90 | 0.93 | $xxxxx Income / $xxxxx PITIA |
| xxxxx | 4000105616 | xxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxx | 4000105616 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.19 | $xxxxxPITIA / $xxxxx Income. |
| xxxxx | 4000104976 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | N/A |
| xxxxx | 4000104976 | xxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxx | 4000104976 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000104612 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000104612 | xxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxx | 4000104612 | xxxxx |  |  | Original CLTV | 75 | 80 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| xxxxx | 4000104612 | xxxxx |  |  | Original LTV | 75 | 80 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| xxxxx | 4000104612 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.04 | Income $xxxxx/ PITIA $xxxxx |
| xxxxx | 4000105807 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000105807 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.35 | 1.59 | Income $xxxxx/ P ITIA $xxxxx |
| xxxxx | 4000102754 | xxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxx | 4000106720 | xxxxx |  |  | City |  |  | Field Value reflects City per Note |
| xxxxx | 4000106720 | xxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxx | 4000106720 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 21.59 | 24.26659 | DTI matches with Approval |
| xxxxx | 4000103981 | xxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxx | 4000103981 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000103981 | xxxxx |  |  | Contract Sales Price |  |  | Verified and updated as per Closing Disclosure. |
| xxxxx | 4000103981 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.20 | 1.21 | $xxxxx Income / $xxxxx PITIA |
| xxxxx | 4000103980 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000103980 | xxxxx |  |  | PMI Coverage % | 0 |  | N/A |
| xxxxx | 4000103980 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.22 | 1.23 | $xxxxx PITIA/$xxxxx Income |
| xxxxx | 4000103963 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000103963 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.17 | 1.18 | Income $xxxxx/ PITIA $xxxxx |
| xxxxx | 4000103519 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000106935 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000106935 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.14 | 1.13 | $xxxxx PITIA/$xxxxx Income |
| xxxxx | 4000103831 | xxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000103831 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000103831 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.13 | 1.14 | xxxxx/xxxxx |
| xxxxx | 4000104903 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000104903 | xxxxx |  |  | City |  |  | Field Value reflects City per Note |
| xxxxx | 4000104903 | xxxxx |  |  | Representative FICO | 750 | 780 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000105869 | xxxxx |  |  | Original CLTV | 59.93 | 64.98489 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| xxxxx | 4000105869 | xxxxx |  |  | Original LTV | 59.93 | 64.98489 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| xxxxx | 4000105869 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000107058 | xxxxx |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000107058 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000107566 | xxxxx |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000107566 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.75 | 0.82 | Income $xxxxx/ PITIA $xxxxx |
| xxxxx | 4000104155 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000104155 | xxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxx | 4000104752 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000104752 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 24.01 | 44.41014 | DTI matches the lender's 1008 |
| xxxxx | 4000104088 | xxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxx | 4000104088 | xxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000104088 | xxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| xxxxx | 4000104993 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000103088 | xxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxx | 4000103088 | xxxxx |  |  | Property Type | Single Family Detached | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000103088 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000103088 | xxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| xxxxx | 4000103088 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000105801 | xxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxx | 4000105801 | xxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000105801 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.10 | $xxxxx PITIA/$xxxxx Income |
| xxxxx | 4000105006 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000105006 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000105006 | xxxxx |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000105006 | xxxxx |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000105006 | xxxxx |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| xxxxx | 4000105006 | xxxxx |  |  | Representative FICO | 757 | 793 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000104811 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000104811 | xxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxx | 4000104811 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.74 | 1.75 | $xxxxx PITIA/$xxxxx Income |
| xxxxx | 4000105097 | xxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxx | 4000105097 | xxxxx |  |  | Representative FICO | 798 | 819 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000105097 | xxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000105097 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000105097 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.10 | 1.00 | Income $xxxxx/ PITIA $xxxxx |
| xxxxx | 4000106786 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.16 | 1.12 | $xxxxx Income / $xxxxx PITIA |
| xxxxx | 4000100680 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000100680 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.33 | 1.45 | $xxxxxPITIA / $xxxxx Income |
| xxxxx | 4000103060 | xxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxx | 4000108743 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000108743 | xxxxx |  |  | Representative FICO | 770 | 778 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000108743 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000108743 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.18 | 1.30 | Income xxxxx/ PITIA $xxxxx |
| xxxxx | 4000107243 | xxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000107253 | xxxxx |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000107312 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000107312 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 28.51 | 38.48547 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| xxxxx | 4000108748 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.01 | $xxxxxIncome / $xxxxx PITIA |
| xxxxx | 4000107145 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000107145 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | DSCR Loan. |
| xxxxx | 4000107145 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 2.00 | 1.90 | $xxxxx PITIA / $xxxxx Income. |
| xxxxx | 4000107779 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.01 | $xxxxx PITIA / $xxxxx Income. |
| xxxxx | 4000106351 | xxxxx |  |  | Representative FICO | 808 | 814 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000106351 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000106951 | xxxxx |  |  | City |  |  | Alternate format, not a true discrepancy |
| xxxxx | 4000106951 | xxxxx |  |  | Borrower Last Name |  |  | Alternate format, not a true discrepancy |
| xxxxx | 4000106951 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000106867 | xxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxx | 4000106867 | xxxxx |  |  | Original CLTV | 66.36 | 70 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| xxxxx | 4000106867 | xxxxx |  |  | Original LTV | 66.36 | 70 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| xxxxx | 4000106867 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000106867 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.03 | Income $xxxxx/ PITIA $xxxxx |
| xxxxx | 4000105452 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000105452 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000103582 | xxxxx |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000103582 | xxxxx |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| xxxxx | 4000103582 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000103582 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.07 | 1.01 | $xxxxx Income / $xxxxx PITIA |
| xxxxx | 4000109896 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109896 | xxxxx |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000109896 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000109896 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.06 | 1.05 | Income $xxxxx/ PITIA $xxxxx |
| xxxxx | 4000108314 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000108314 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.07 | $xxxxxPITIA / $xxxxx Income. |
| xxxxx | 6000103771 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000103771 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000103771 | xxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| xxxxx | 6000103785 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000103785 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000103800 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000103800 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000103809 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.02 | 0.83 | Updated PITIA as per the document and Rental market amount updated correctly however DSCR is not matching. |
| xxxxx | 6000103767 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000103835 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000103835 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.01 | 0.86 | Qualifying Short Term Rent $xxxxx / P&I of $xxxxx=xxxxxwhich matches the lender calculation on 1003. |
| xxxxx | 6000103769 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000103769 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000103769 | xxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| xxxxx | 6000103833 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000103833 | xxxxx |  |  | Contract Sales Price |  |  | Refinance |
| xxxxx | 6000103885 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000103885 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000103877 | xxxxx |  |  | Property Type | Condo | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 6000103899 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000103899 | xxxxx |  |  | Contract Sales Price |  |  | Unable to verify due to missing information |
| xxxxx | 6000103890 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000103890 | xxxxx |  |  | Contract Sales Price |  |  | Refinance Transaction. |
| xxxxx | 6000103894 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000103894 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000103894 | xxxxx |  |  | Contract Sales Price |  |  | Refinance |
| xxxxx | 6000103894 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 6000103916 | xxxxx |  |  | Original LTV | 78.73 | 80 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| xxxxx | 6000103901 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000103850 | xxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000103850 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000103850 | xxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| xxxxx | 6000103867 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000103799 | xxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000103799 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000103843 | xxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000103843 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000103815 | xxxxx |  |  | Contract Sales Price |  |  | Refinance |
| xxxxx | 6000103832 | xxxxx |  |  | Borrower Last Name |  |  | Verified on driver's license |
| xxxxx | 6000103832 | xxxxx |  |  | Contract Sales Price |  |  | Refinance transaction |
| xxxxx | 6000103814 | xxxxx |  |  | Original LTV | 83.97 | 85 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| xxxxx | 6000103913 | xxxxx |  |  | Representative FICO | 729 | 752 |  |
| xxxxx | 6000103883 | xxxxx |  |  | Appraised Value |  |  | Field Value captured from Valuation model in file |
| xxxxx | 6000103883 | xxxxx |  |  | Contract Sales Price |  |  | Refinance loan |
| xxxxx | 6000103883 | xxxxx |  |  | Original LTV | 55.56 | 62.18905 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| xxxxx | 6000103828 | xxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000103828 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000103828 | xxxxx |  |  | Contract Sales Price |  |  | Refinance |
| xxxxx | 6000103907 | xxxxx |  |  | Original LTV | 66.08 | 80 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| xxxxx | 6000103804 | xxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the HUD-1 or CD |
| xxxxx | 6000103860 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000103860 | xxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 6000103860 | xxxxx |  |  | Original LTV | 78 | 80 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| xxxxx | 6000103871 | xxxxx |  |  | Original LTV | 76.06 | 80 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| xxxxx | 6000103886 | xxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000103886 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000103813 | xxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| xxxxx | 6000103766 | xxxxx |  |  | Contract Sales Price |  |  | Refinance transaction |
| xxxxx | 6000103780 | xxxxx |  |  | Borrower First Name |  |  | Unable to verify due to missing information |
| xxxxx | 6000103780 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000103780 | xxxxx |  |  | Original LTV | 82.48 | 85 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| xxxxx | 6000103862 | xxxxx |  |  | Contract Sales Price |  |  | Refinance transaction |
| xxxxx | 6000103864 | xxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000103864 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000103864 | xxxxx |  |  | Contract Sales Price |  |  | Refinance transaction |
| xxxxx | 6000103895 | xxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the HUD-1 or CD |
| xxxxx | 4000108828 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000108828 | xxxxx |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000108828 | xxxxx |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000108828 | xxxxx |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| xxxxx | 4000108828 | xxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000108828 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000110313 | xxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000110313 | xxxxx |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxx | 4000110313 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 5 | 37.62112 | Field data matches Lenders qualifying DTI |
| xxxxx | 4000110317 | xxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000110317 | xxxxx |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxx | 4000110317 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 5 | 37.62179 | DTI matches with Approval |
| xxxxx | 4000108203 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000108203 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.05 | $xxxxx PITIA / $xxxxx rents |
| xxxxx | 4000108209 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000108209 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.07 | $xxxxx Income / $xxxxx PITIA |
| xxxxx | 4000108621 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000108621 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109306 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109306 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.29 | 1.28 | $xxxxx Income/$xxxxx |
| xxxxx | 4000111177 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000111177 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000111177 | xxxxx |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000111177 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 2.70 | 3.37 | $xxxxx PITIA/$xxxxxIncome |
| xxxxx | 4000108246 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000108246 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 18.09 | 14.12547 | Field Value Matches 1008 |
| xxxxx | 4000107603 | xxxxx |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000107603 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 45.57 | 41.51828 | Field Value DTI is lower but matches the 1008 |
| xxxxx | 4000108243 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 11.622 | 8.77176 | Verified debt $xxxxx/ Income $xxxxx |
| xxxxx | 4000109467 | xxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109100 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Security Instrument |
| xxxxx | 4000109100 | xxxxx |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000109100 | xxxxx |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| xxxxx | 4000109100 | xxxxx |  |  | Representative FICO | 804 | 805 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000109100 | xxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000109100 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000110093 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000109937 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000109937 | xxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxx | 4000109937 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.41 | 1.42 | Income $xxxxx/ PITIA $xxxxx |
| xxxxx | 4000110660 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000110873 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000110873 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.99 | 1.90 | $xxxxx Income /$xxxxx PITIA |
| xxxxx | 4000109231 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109231 | xxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| xxxxx | 4000109231 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.37 | 1.29 | Income $xxxxx/ PITIA $xxxxx |
| xxxxx | 4000109762 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.00 | $xxxxx income / $xxxxx PITIA |
| xxxxx | 4000111758 | xxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000111758 | xxxxx |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000111758 | xxxxx |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000111758 | xxxxx |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| xxxxx | 4000111758 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.77 | 1.78 | Income $xxxxx/ PITIA $xxxxx |
| xxxxx | 4000110342 | xxxxx |  |  | Original Interest Rate | 7.5 | 7.625 | Field Value reflects the Note value |
| xxxxx | 4000110342 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.02 | 1.08 | Income $xxxxx/ PITIA $xxxxx |
| xxxxx | 4000108950 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000108950 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.55 | 1.64 | Income $xxxxx/ PITIA $xxxxx |
| xxxxx | 4000112040 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.31 | 1.32 | $xxxxx PITIA/$xxxxx Income |
| xxxxx | 4000104877 | xxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxx | 4000104877 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000104877 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.14 | 1.19 | $xxxxx income / $xxxxx PITIA |
| xxxxx | 4000110664 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000110664 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.04 | $xxxxx PITIA/$xxxxx Income |
| xxxxx | 4000107092 | xxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxx | 4000107092 | xxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxx | 4000107092 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000107092 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.75 | 0.93 | $xxxxx income / $xxxxx PITIA = xxxxx |
| xxxxx | 4000109642 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 28 | 44.87214 | Field Value DTI is higher than Tape value but not < 43% as required by QM/TQM |
| xxxxx | 4000107417 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 47.99 | 45.41209 | DTI matches lender's 1008 |
| xxxxx | 4000108694 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000110164 | xxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000110164 | xxxxx |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxx | 4000108907 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000109887 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109887 | xxxxx |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000109887 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000109887 | xxxxx |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxx | 4000109887 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.69 | 1.70 | Income $xxxxx/ PITIA $xxxxx |
| xxxxx | 4000109375 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000109375 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000112493 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.10 | 1.37 | Income $xxxxx/ PITIA $xxxxx |
| xxxxx | 4000112490 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.88 | 0.89 | $xxxxx income / $xxxxx PITIA |
| xxxxx | 4000111642 | xxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000112423 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000112423 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.03 | 1.13 | $xxxxx Income / $xxxxx PITIA |
| xxxxx | 4000109460 | xxxxx |  |  | Property Type | 2 Family | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000109460 | xxxxx |  |  | # of Units | 2 | 1 | Field value reflects source document |
| xxxxx | 4000109460 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000109460 | xxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxx | 4000109460 | xxxxx |  |  | PMI Coverage % | 12 |  | Field value reflects source document |
| xxxxx | 4000109460 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 43.38 | 41.36074 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| xxxxx | 4000112348 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000112348 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000112425 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000112425 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.05 | 1.14 | $xxxxxIncome/$xxxxx PITIA |
| xxxxx | 4000112476 | xxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxx | 4000108409 | xxxxx |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000109701 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000109701 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000106949 | xxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxx | 4000106949 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.75 | 1.89 | Income $xxxxx/ PITIA $xxxxx |
| xxxxx | 4000109396 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109396 | xxxxx |  |  | Refi Purpose | Cash-out - Other | Rate/Term | Unable to verify due to missing information |
| xxxxx | 4000110133 | xxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxx | 4000110133 | xxxxx |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxx | 4000110133 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 45.78 | 48.70473 | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| xxxxx | 4000110286 | xxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxx | 4000108992 | xxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxx | 4000108894 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000109526 | xxxxx |  |  | Representative FICO | 737 | 770 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000109526 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000109526 | xxxxx |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| xxxxx | 4000109526 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 35 | 31.82485 | Field data matches Lenders qualifying DTI |
| xxxxx | 4000110051 | xxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000110051 | xxxxx |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxx | 4000110051 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.79 | 0.81 | Income $xxxxx/ PITIA $xxxxx |
| xxxxx | 4000110385 | xxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxx | 4000110385 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000110385 | xxxxx |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000110385 | xxxxx |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000110385 | xxxxx |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| xxxxx | 4000110385 | xxxxx |  |  | Representative FICO | 745 | 804 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000110385 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | N/A |
| xxxxx | 4000110385 | xxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxx | 4000110385 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.31 | 1.33 | $xxxxx income / $xxxxx PITIA |
| xxxxx | 4000108900 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000109885 | xxxxx |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000109885 | xxxxx |  |  | Originator Application Date |  |  | Field Value reflects the Broker Application Date while Tape Value reflects Creditor Application Date |
| xxxxx | 4000113060 | xxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxx | 4000113049 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.16 | 1.18 | $xxxxx PITIA/$xxxxx Income |
| xxxxx | 4000112694 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000112694 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000113070 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000110050 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000113079 | xxxxx |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000110078 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000110078 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000110815 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000110815 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.84 | 0.86 | $xxxxx income / $xxxxx PITIA |
| xxxxx | 4000111639 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000111639 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.02 | $xxxxx income / $xxxxx PITIA |
| xxxxx | 4000110686 | xxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000110686 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000110686 | xxxxx |  |  | Borrower SSN |  |  | Field Value verified by application or other documentation in file |
| xxxxx | 4000110686 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000110686 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 16 | 22.93312 | DTI on 1008 is xxxx% Debt $xxxx/ Income $xxxx |
| xxxxx | 4000110713 | xxxxx |  |  | Property Type | Townhouse | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000110713 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000110713 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.09 | $xxxxx Income / $xxxxx PITIA |
| xxxxx | 4000109699 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000110669 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000110284 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000110312 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000110312 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000110312 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.01 | $xxxxx income / $xxxxx PITIA = xxxxx or xxxxx rounded up. |
| xxxxx | 4000110175 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | N/A |
| xxxxx | 4000110175 | xxxxx |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| xxxxx | 4000111328 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000111328 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000111089 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000111089 | xxxxx |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000111089 | xxxxx |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| xxxxx | 4000111089 | xxxxx |  |  | Representative FICO | 787 | 797 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000111089 | xxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| xxxxx | 4000111089 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.01 | Income $xxxxx/ PITIA $xxxxx |
| xxxxx | 4000112696 | xxxxx |  |  | Property Type | PUD | Single Family Detached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000112696 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000109408 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109408 | xxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxx | 4000109408 | xxxxx |  |  | Original Interest Rate | 6.625 | 6.75 | Field Value reflects the Note value |
| xxxxx | 4000109408 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.81 | 0.84 | $xxxxx income / $xxxxx PITIA |
| xxxxx | 4000112107 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000110136 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000110136 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.27 | 1.36 | $xxxxx Income/$xxxxx PITIA |
| xxxxx | 4000109500 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000111052 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000111052 | xxxxx |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000111052 | xxxxx |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| xxxxx | 4000111052 | xxxxx |  |  | Representative FICO | 787 | 797 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000111052 | xxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| xxxxx | 4000111052 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.03 | Rent income $xxxxxPITIA $xxxxx |
| xxxxx | 4000110703 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000112123 | xxxxx |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000108596 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000108596 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 38.07 | 49.62947 | DTI matches 1008 |
| xxxxx | 4000110098 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000111148 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000111148 | xxxxx |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000111148 | xxxxx |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| xxxxx | 4000111148 | xxxxx |  |  | Representative FICO | 787 | 797 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000111148 | xxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| xxxxx | 4000111148 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.05 | $xxxxx income / $xxxxx PITIA = xxxxx |
| xxxxx | 4000113435 | xxxxx |  |  | Representative FICO | 767 | 803 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000113435 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 40 | 34.61455 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| xxxxx | 4000109856 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 39.73 | 35.2858 | Field Value DTI is lower but matches the 1008 DTI |
| xxxxx | 4000111062 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000111062 | xxxxx |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000111062 | xxxxx |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| xxxxx | 4000111062 | xxxxx |  |  | Representative FICO | 787 | 797 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000111062 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.81 | 0.99 | $xxxxx Income/ xxxxx PITIA |
| xxxxx | 4000109518 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000109518 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.06 | $xxxxx PITIA/$xxxxx Income |
| xxxxx | 4000109262 | xxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000111167 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000111167 | xxxxx |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000111167 | xxxxx |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| xxxxx | 4000111167 | xxxxx |  |  | Representative FICO | 787 | 797 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000111167 | xxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000111167 | xxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| xxxxx | 4000111167 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.07 | Income $xxxxx/ PITIA $xxxxx |
| xxxxx | 4000111247 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000111247 | xxxxx |  |  | Original Interest Rate | 7.499 | 6.999 | Field Value reflects the Note value |
| xxxxx | 4000111247 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000111247 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 18.22 | 48.24665 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| xxxxx | 4000113064 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000113064 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 50 | 45.79573 | Lender used note rate to qualify |
| xxxxx | 4000111048 | xxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000111048 | xxxxx |  |  | Representative FICO | 696 | 697 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000111048 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.00 | 0.87 | $xxxxx PITIA/$xxxxx Income |
| xxxxx | 4000110174 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000110174 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000110174 | xxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| xxxxx | 4000110174 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000110174 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.22 | 1.19 | $xxxxx PITIA/$xxxxx Income |
| xxxxx | 4000110298 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000108721 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000108721 | xxxxx |  |  | Original CLTV | 80 | 76.92308 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| xxxxx | 4000108721 | xxxxx |  |  | Original LTV | 80 | 76.92308 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| xxxxx | 4000108721 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000110434 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000113683 | xxxxx |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| xxxxx | 4000113683 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 20 | 17.45256 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| xxxxx | 4000113712 | xxxxx |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000113699 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000113022 | xxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxx | 4000113720 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000111830 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000111830 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.07 | 1.10 | $xxxxx Income/ $xxxxx PITIA |
| xxxxx | 4000107042 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000113713 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000112111 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000112111 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.02 | $xxxxx income / $xxxxx PITIA |
| xxxxx | 4000111989 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000111989 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000112442 | xxxxx |  |  | Representative FICO | 780 | 751 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000111577 | xxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000111600 | xxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000111600 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.20 | 1.16 | $xxxxx income / $xxxxx PITIA = xxxxx |
| xxxxx | 4000111586 | xxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000111586 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.33 | 1.32 | $xxxxx Income/$xxxxx PITIA |
| xxxxx | 4000109674 | xxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000109674 | xxxxx |  |  | Originator Application Date |  |  | Field Value reflects the Broker Application Date while Tape Value reflects Creditor Application Date |
| xxxxx | 4000112007 | xxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxx | 4000112007 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000111666 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | DSCR File |
| xxxxx | 4000110556 | xxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxx | 4000110556 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000110556 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.67 | 0.66 | Income $xxxxx/ PITIA $xxxxx |
| xxxxx | 4000111236 | xxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109769 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109769 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.86 | 0.75 | $xxxxx income / $xxxxx6 PITIA |
| xxxxx | 4000112020 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | DSCR File |
| xxxxx | 4000108639 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000108639 | xxxxx |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000111051 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 6 | 18.78366 | DTI matches the lender's 1008 |
| xxxxx | 4000113131 | xxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| xxxxx | 4000113131 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 2.20 | 2.25 | Income $xxxxx/PITIA $xxxxx |
| xxxxx | 4000109501 | xxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxx | 4000109501 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109501 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000110960 | xxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxx | 4000110960 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.80 | 0.86 | Rent income $xxxxx/PITIA $xxxxx |
| xxxxx | 4000106999 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000106999 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.07 | 1.29 | $xxxxx income / $xxxxx PITIA |
| xxxxx | 4000112599 | xxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000107753 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000107753 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000107753 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.08 | Income $xxxxx/ PITIA $xxxxx |
| xxxxx | 4000109139 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000109867 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 32.17 | 34.3549 | Lender used higher taxes then verified per Audit. |
| xxxxx | 4000108921 | xxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxx | 4000108921 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.14 | 1.15 | Income $xxxxx/ PITIA $xxxxx |
| xxxxx | 4000113080 | xxxxx |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000111025 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000111025 | xxxxx |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| xxxxx | 4000111025 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 49.98 | 45.06105 | Field data matches Lenders qualifying DTI |
| xxxxx | 4000111133 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.39 | 1.37 | Income $xxxxx/ PTIIA $xxxxx |
| xxxxx | 4000114327 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000114327 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 35 | 41.10334 | Field data matches Lenders qualifying DTI |
| xxxxx | 4000110053 | xxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxx | 4000110053 | xxxxx |  |  | Originator Application Date |  |  | Field Value reflects the Broker Application Date while Tape Value reflects Creditor Application Date |
| xxxxx | 4000112240 | xxxxx |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000110866 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | N/A |
| xxxxx | 4000110866 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 54 | 5.11517 | Field Value DTI is lower but matches the 1008 DTI |
| xxxxx | 4000109894 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109894 | xxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000109894 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.06 | 1.10 | $xxxxx Income/ $xxxxx PITIA |
| xxxxx | 4000109973 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109973 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.00 | 0.67 | $xxxxx Income / $xxxxx PITIA |
| xxxxx | 4000110869 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000110869 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.65 | 1.63 | Income $xxxxx/PITIA $xxxxx |
| xxxxx | 4000109075 | xxxxx |  |  | Originator Application Date |  |  | Field Value reflects the Broker Application Date while Tape Value reflects Creditor Application Date |
| xxxxx | 4000114373 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000114373 | xxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxx | 4000114373 | xxxxx |  |  | Occupancy | Investment | Second Home | Field Value reflects Occupancy per the Final Loan Application |
| xxxxx | 4000114373 | xxxxx |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| xxxxx | 4000114360 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 28 | 54.83565 | DTI matches lender's 1008 |
| xxxxx | 4000113040 | xxxxx |  |  | Property Type | Condo (Low Rise) | Condo (Mid Rise) | Field Value reflects the Approval/AUS in file. |
| xxxxx | 4000110694 | xxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000110694 | xxxxx |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000110981 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000111763 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000111763 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000111763 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.80 | 0.92 | $xxxxx Income / $xxxxx PITIA |
| xxxxx | 4000110555 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000114625 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | DSCR |
| xxxxx | 4000114625 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.50 | 1.05 | $xxxxx Income / $xxxxx PITIA |
| xxxxx | 4000110674 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000110674 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 43.81 | 40.73431 | Verified Debt $xxxx/ Income $xxxx- Lender included self reported debt in the DTI |
| xxxxx | 4000110310 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000110310 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 46.31 | 23.59309 | Excluded Open 30 Day AMEX from assets. |
| xxxxx | 4000111938 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000110917 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.02 | 1.03 | Income $xxxxx/ PITIA $xxxxx |
| xxxxx | 4000113415 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.89 | 0.90 | $xxxxx Income / $xxxxx PITIA |
| xxxxx | 4000110162 | xxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxx | 4000114356 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.25 | 2.61 | xxxxx/xxxxx |
| xxxxx | 4000114469 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000108957 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000108957 | xxxxx |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000108957 | xxxxx |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| xxxxx | 4000113483 | xxxxx |  |  | Representative FICO | 746 | 757 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000113456 | xxxxx |  |  | Representative FICO | 792 | 788 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000111966 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.94 | 0.99 | Income $xxxxxPITIA $xxxxx |
| xxxxx | 4000114371 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000110881 | xxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxx | 4000110881 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000112478 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000112478 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 38.66 | 42.43602 | Data Updated correctly in the system. |
| xxxxx | 4000112662 | xxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxx | 4000110683 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 48.13 | 45.67272 | Field Value DTI is lower but closer to the 1008 DTI |
| xxxxx | 4000111276 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000111276 | xxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxx | 4000109414 | xxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000109414 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000109414 | xxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxx | 4000109414 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 30 | 43.82629 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| xxxxx | 4000103123 | xxxxx |  |  | City |  |  | Field Value reflects City per Note |
| xxxxx | 4000103123 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.78 | 0.93 | Income $xxxxx/ P ITIA $xxxxx |
| xxxxx | 4000111206 | xxxxx |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxx | 4000110817 | xxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| xxxxx | 4000112310 | xxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxx | 4000112310 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.58 | 1.59 | INCOME$xxxxx/PITIA$xxxxx |
| xxxxx | 4000111539 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000110897 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000110897 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.28 | 1.30 | Income $xxxxx/ P ITIA $xxxxx |
| xxxxx | 4000111424 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 10 | 28.64105 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| xxxxx | 4000110930 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000111799 | xxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000110570 | xxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000110570 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000110975 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000110975 | xxxxx |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000110975 | xxxxx |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| xxxxx | 4000113020 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.30 | 1.34 | $xxxxx PITIA/$xxxxx Income |
| xxxxx | 4000115013 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000113219 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000108643 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000110996 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.26 | $xxxxx PITIA/$xxxxx Income |
| xxxxx | 4000111825 | xxxxx |  |  | Original CLTV | 68.02 | 51.84466 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| xxxxx | 4000111825 | xxxxx |  |  | Original LTV | 68.02 | 51.84466 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| xxxxx | 4000111825 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000111825 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.64 | 1.66 | $xxxxx Income / $xxxxx PITIA |
| xxxxx | 4000111501 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000113400 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 31.04 | 36.98202 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| xxxxx | 4000112017 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000112017 | xxxxx |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000112017 | xxxxx |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000112017 | xxxxx |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| xxxxx | 4000109798 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109798 | xxxxx |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000109798 | xxxxx |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000109798 | xxxxx |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| xxxxx | 4000109798 | xxxxx |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000109381 | xxxxx |  |  | Borrower SSN |  |  | Field Value verified by application or other documentation in file |
| xxxxx | 4000109381 | xxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxx | 4000109381 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000111559 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000113216 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 2.70 | 2.71 | $xxxxx Income / $xxxxx PITIA |
| xxxxx | 4000114486 | xxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000108239 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000108239 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000109532 | xxxxx |  |  | Representative FICO | 765 | 769 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000109532 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000109532 | xxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| xxxxx | 4000109532 | xxxxx |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| xxxxx | 4000109532 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 44.42 | 48.28213 | DTI matches the lender's 1108 |
| xxxxx | 4000109917 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109917 | xxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxx | 4000109917 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.02 | $xxxxx/$xxxxx= xxxxx |
| xxxxx | 4000112314 | xxxxx |  |  | Representative FICO | 770 | 766 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000112314 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.30 | 1.50 | Income $xxxxx/PITIA $xxxxx |
| xxxxx | 4000111532 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 36.86 | 39.41819 | DTI matches the lender's 1008 |
| xxxxx | 4000108707 | xxxxx |  |  | City |  |  | Field Value reflects City per Note |
| xxxxx | 4000108707 | xxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxx | 4000108707 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000108707 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000108707 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.11 | 1.17 | $xxxxx income / $xxxxx PITIA |
| xxxxx | 4000111984 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000110521 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000110677 | xxxxx |  |  | Original CLTV | 69.51 | 65 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| xxxxx | 4000110677 | xxxxx |  |  | Original LTV | 69.51 | 65 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| xxxxx | 4000110677 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000113645 | xxxxx |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| xxxxx | 4000113645 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000110783 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.84 | 1.00 | Field value reflects source document |
| xxxxx | 4000109858 | xxxxx |  |  | City |  |  | Field Value reflects City per Appraisal |
| xxxxx | 4000109858 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109858 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000109858 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000110049 | xxxxx |  |  | Original CLTV | 75 | 70 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| xxxxx | 4000110049 | xxxxx |  |  | Original LTV | 75 | 70 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| xxxxx | 4000110049 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000113482 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000113482 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.49 | 1.61 | $xxxxx rents / $xxxxx PITIA |
| xxxxx | 4000110671 | xxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000113246 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.40 | 1.50 | Income $xxxxx/ PTIIA $xxxxx |
| xxxxx | 4000110560 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000110560 | xxxxx |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000110560 | xxxxx |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000110560 | xxxxx |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| xxxxx | 4000112535 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.01 | 1.25 | $xxxxx Income/$xxxxx PITIA |
| xxxxx | 4000113378 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000113378 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.45 | 1.21 | $xxxxxIncome / $xxxxx PITIA |
| xxxxx | 4000112325 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.75 | 0.87 | $xxxxx PITIA / $xxxxx Income |
| xxxxx | 4000112173 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000112173 | xxxxx |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000112173 | xxxxx |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000112173 | xxxxx |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| xxxxx | 4000112173 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.81 | 0.82 | $xxxxx PITIA / $xxxxx Income. |
| xxxxx | 4000110553 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000112609 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000112609 | xxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000112988 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000112988 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000112019 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.02 | 1.12 | $xxxxx Income/ $xxxxx PITIA |
| xxxxx | 4000108641 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Security Instrument |
| xxxxx | 4000113304 | xxxxx |  |  | City |  |  | Field Value reflects City per Note |
| xxxxx | 4000113245 | xxxxx |  |  | Originator Application Date |  |  | Field Value reflects the Broker Application Date while Tape Value reflects Creditor Application Date |
| xxxxx | 4000114839 | xxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000114839 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000114839 | xxxxx |  |  | Borrower SSN |  |  | Field Value verified by application or other documentation in file |
| xxxxx | 4000114839 | xxxxx |  |  | Representative FICO | 717 | 733 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000114839 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.20 | 0.98 | Field value reflects source document |
| xxxxx | 4000115102 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 52.4 | 49.38301 | Field Data matches to Lender's 1008 |
| xxxxx | 4000111245 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000111245 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000111245 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000111245 | xxxxx |  |  | Contract Sales Price |  |  | N/A |
| xxxxx | 4000111245 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.10 | 1.09 | $xxxxx Income/ $xxxxx PITIA |
| xxxxx | 4000110763 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.20 | 1.19 | Rent Income $xxxxx / PITIA $xxxxx |
| xxxxx | 4000113736 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000113736 | xxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000113736 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000113736 | xxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| xxxxx | 4000113736 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.07 | Income $xxxxx/PITIA $xxxxx |
| xxxxx | 4000110160 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000113241 | xxxxx |  |  | Originator Application Date |  |  | Field Value reflects the Broker Application Date while Tape Value reflects Creditor Application Date |
| xxxxx | 4000112479 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 45.67 | 49.13203 | Data Updated correctly in the system. |
| xxxxx | 4000109377 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109377 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.51 | 1.57 | $xxxxx Income / $xxxxx PITIA |
| xxxxx | 4000110585 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000110585 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000110585 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.75 | 0.77 | $xxxxx income / $xxxxx PITIA |
| xxxxx | 4000111252 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000111252 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.14 | Income $xxxxx/ PITIA $xxxxx |
| xxxxx | 4000113294 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000113294 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.05 | xxxxx/xxxxx |
| xxxxx | 4000113464 | xxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxx | 4000113464 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000113464 | xxxxx |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000113464 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | N/A |
| xxxxx | 4000113464 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.12 | $xxxxx income / $xxxxx PITIA |
| xxxxx | 4000110142 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000110142 | xxxxx |  |  | Representative FICO | 791 | 789 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000110142 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.07 | 1.05 | $ xxxxx PITIA/ $xxxxx Income |
| xxxxx | 4000112270 | xxxxx |  |  | City |  |  | Field Value reflects City per Note |
| xxxxx | 4000112270 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000112449 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000112449 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 23.78 | 27.98503 | Verified dent $xxxx/ Income $xxxx |
| xxxxx | 4000113242 | xxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000113242 | xxxxx |  |  | Originator Application Date |  |  | Field Value reflects the Broker Application Date while Tape Value reflects Creditor Application Date |
| xxxxx | 4000113187 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000113187 | xxxxx |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000113187 | xxxxx |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000113187 | xxxxx |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| xxxxx | 4000113187 | xxxxx |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxx | 4000113187 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.28 | $xxxxx PITIA/$xxxxx Income |
| xxxxx | 4000111349 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000111349 | xxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000111349 | xxxxx |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxx | 4000108241 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000108241 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000110723 | xxxxx |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| xxxxx | 4000111796 | xxxxx |  |  | Property Type | PUD | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000111796 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.91 | 0.89 | Income $xxxxx/PITIA$xxxxx |
| xxxxx | 4000112162 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 37.34 | 46.79036 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| xxxxx | 4000112159 | xxxxx |  |  | Refi Purpose | Rate/Term | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxx | 4000111664 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.10 | 1.05 | Income $xxxxx/ PITIA $xxxxx |
| xxxxx | 4000113686 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000112608 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000112608 | xxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000111505 | xxxxx |  |  | Originator Application Date |  |  | Field Value reflects the Broker Application Date while Tape Value reflects Creditor Application Date |
| xxxxx | 4000111505 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.67 | 1.72 | $xxxxx Income/$xxxxx PITIA |
| xxxxx | 4000113692 | xxxxx |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000113692 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000114186 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.85 | 0.86 | $xxxxx PITIA/$xxxxx Income |
| xxxxx | 4000110370 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000113053 | xxxxx |  |  | PMI Coverage % | 0 |  | N/A |
| xxxxx | 4000111665 | xxxxx |  |  | City |  |  | Field Value reflects City per Note |
| xxxxx | 4000111665 | xxxxx |  |  | Originator Application Date |  |  | Field Value reflects the Broker Application Date while Tape Value reflects Creditor Application Date |
| xxxxx | 4000109888 | xxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxx | 4000109888 | xxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000109888 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000109888 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000113651 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 32.94 | 38.40731 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| xxxxx | 4000114694 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Alternate format, not a true discrepancy |
| xxxxx | 4000113001 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 46.73 | 44.55607 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| xxxxx | 4000112670 | xxxxx |  |  | City |  |  | Field Value reflects City per Note |
| xxxxx | 4000110235 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.85 | 1.86 | Field value reflects source document |
| xxxxx | 4000113066 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000115730 | xxxxx |  |  | Representative FICO | 740 | 728 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000115730 | xxxxx |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| xxxxx | 4000113228 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 39.63 | 29.851 | Field Value DTI is lower but closer to the 1008 DTI |
| xxxxx | 4000111015 | xxxxx |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxx | 4000110156 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109969 | xxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxx | 4000109969 | xxxxx |  |  | Representative FICO | 781 | 788 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000109969 | xxxxx |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxx | 4000112385 | xxxxx |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxx | 4000113976 | xxxxx |  |  | Representative FICO | 793 | 671 | Field Value Representative FICO reflects the lowest mid score of the highest wage earner |
| xxxxx | 4000113976 | xxxxx |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000112016 | xxxxx |  |  | Originator Application Date |  |  | Field Value reflects Initial Application Date, loan was not Broker originated |
| xxxxx | 4000111408 | xxxxx |  |  | Representative FICO | 788 | 803 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000111408 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000111408 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 47.11 | 43.30575 | Field data matches Lenders qualifying DTI |
| xxxxx | 4000110187 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000110187 | xxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxx | 4000110187 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.01 | Income $xxxxx/PITIA $xxxxx |
| xxxxx | 4000113225 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000113225 | xxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxx | 4000112908 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000112908 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 46.09 | 39.9866 | DTI matches the lender's 1008 |
| xxxxx | 4000112874 | xxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxx | 4000112874 | xxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000112874 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000112874 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 28.95 | 45.7536 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| xxxxx | 4000111251 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.80 | 2.58 | $xxxxx PITIA / $xxxxx rents |
| xxxxx | 4000114364 | xxxxx |  |  | Refi Purpose | Limited Cash-out GSE | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxx | 4000113254 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000112494 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000110150 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000110150 | xxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxx | 4000110150 | xxxxx |  |  | Original CLTV | 75 | 73.64706 | LTV value matching with 1008 document |
| xxxxx | 4000110150 | xxxxx |  |  | Original LTV | 75 | 73.64706 | LTV value matching with 1008 document |
| xxxxx | 4000110150 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.01 | DSCR$xxxxx income / $xxxxx PITIA |
| xxxxx | 4000111149 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000111149 | xxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxx | 4000111149 | xxxxx |  |  | Original CLTV | 66.61 | 70 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| xxxxx | 4000111149 | xxxxx |  |  | Original LTV | 66.61 | 70 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| xxxxx | 4000111149 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.98 | 1.36 | Income $xxxxx/ PITIA $xxxxx |
| xxxxx | 4000111862 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 36.01 | 32.75269 | Field Value DTI is lower but closer to the 1008 DTI |
| xxxxx | 4000113217 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000113407 | xxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000113475 | xxxxx |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000113475 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000113475 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 49.99 | 43.88169 | Field value matches Lender's 1008. |
| xxxxx | 4000110642 | xxxxx |  |  | Representative FICO | 700 | 703 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000110642 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000110642 | xxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| xxxxx | 4000109643 | xxxxx |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000109643 | xxxxx |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000109643 | xxxxx |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| xxxxx | 4000109643 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Alternate format, not a true discrepancy |
| xxxxx | 4000109643 | xxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxx | 4000109643 | xxxxx |  |  | PMI Coverage % | 0 |  | Alternate format, not a true discrepancy |
| xxxxx | 4000111574 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000111574 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.21 | 1.22 | $xxxxxIncome / $xxxxx PITIA |
| xxxxx | 4000113489 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000113489 | xxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxx | 4000113489 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 40.78 | 31.06755 | Field value matches the 1008 DTI |
| xxxxx | 4000111943 | xxxxx |  |  | PMI Coverage % | 0 |  | NA |
| xxxxx | 4000111943 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 39.98 | 27.02958 | Field data matches Lenders qualifying DTI |
| xxxxx | 4000112239 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.91 | 0.98 | $xxxxxincome / $xxxxx PITIA |
| xxxxx | 4000115807 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000114681 | xxxxx |  |  | City |  |  | Field Value reflects City per Note |
| xxxxx | 4000113249 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000113908 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000113574 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.62 | 0.63 | $xxxxx Income / $xxxxx PITIA |
| xxxxx | 4000110937 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000110937 | xxxxx |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000110937 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000110937 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 37.66 | 34.8708 | DTI matches the lender's 1008 |
| xxxxx | 4000110409 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000110409 | xxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000110843 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000110843 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000110843 | xxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxx | 4000110843 | xxxxx |  |  | Original CLTV | 27.17 | 29.8913 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| xxxxx | 4000110843 | xxxxx |  |  | Original LTV | 27.17 | 29.8913 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| xxxxx | 4000110843 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.50 | 1.91 | Income $xxxxx/ PITIA $xxxxx |
| xxxxx | 4000111557 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 36.02 | 42.602 | Field value matches Lender's 1008. |
| xxxxx | 4000111241 | xxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxx | 4000111241 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 45.93 | 49.07968 | DTI matches the lender's 1008 |
| xxxxx | 4000113837 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000113837 | xxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000109860 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000111456 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000111456 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 5 | 31.40064 | DTI matches the lender's DTI |
| xxxxx | 4000113156 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000113156 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.01 | $xxxxx PITIA / $xxxxx Income. |
| xxxxx | 4000112753 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.80 | 0.83 | $xxxxx Income / $xxxxx PITIA |
| xxxxx | 4000113724 | xxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxx | 4000115179 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000113204 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.23 | 1.27 | Income $xxxxx/ PITIA $xxxxx |
| xxxxx | 4000114002 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.13 | 1.14 | $xxxxx/$xxxxx |
| xxxxx | 4000112006 | xxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000114418 | xxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000114418 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 41.07 | 35.3565 | Field Value DTI is lower |
| xxxxx | 4000113404 | xxxxx |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxx | 4000114678 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000114678 | xxxxx |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxx | 4000114678 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.11 | 1.10 | $xxxxx income / $xxxxx PITIA = xxxxx |
| xxxxx | 4000114887 | xxxxx |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| xxxxx | 4000113603 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.96 | 0.98 | $xxxxx Income / $xxxxx PITIA |
| xxxxx | 4000114257 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Security Instrument |
| xxxxx | 4000114257 | xxxxx |  |  | Original CLTV | 65 | 62.06597 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| xxxxx | 4000114257 | xxxxx |  |  | Original LTV | 65 | 62.06597 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| xxxxx | 4000114257 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000114257 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.17 | 1.18 | $xxxxxIncome / $xxxxx PITIA |
| xxxxx | 4000110311 | xxxxx |  |  | PMI Coverage % | 0 |  | NA |
| xxxxx | 4000110311 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.14 | 1.16 | Income $xxxxx/ PITIA $xxxxx |
| xxxxx | 4000113639 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000113639 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.21 | $xxxxxincome / $xxxxx PITIA |
| xxxxx | 4000113797 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000113797 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.04 | 1.05 | Income $xxxxx/ PITIA $xxxxx |
| xxxxx | 4000110115 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000110115 | xxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxx | 4000110115 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000110115 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 20.09 | 26.53004 | Data Updated correctly in the system. |
| xxxxx | 4000114797 | xxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000114689 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000114136 | xxxxx |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxx | 4000115742 | xxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000112752 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.03 | 1.05 | Income $xxxxx/ PITIA $xxxxx |
| xxxxx | 4000111691 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.75 | 0.82 | $xxxxx PITIA/$xxxxx Income |
| xxxxx | 4000114924 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000114182 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | DSCR Loan |
| xxxxx | 4000114182 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.28 | 1.29 | Income $xxxxx/PITIA $xxxxx |
| xxxxx | 4000109172 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109172 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 4000109172 | xxxxx |  |  | Contract Sales Price |  |  | Refinance Transaction |
| xxxxx | 4000109188 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109188 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 4000110605 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000110605 | xxxxx |  |  | Contract Sales Price |  |  | Previous purchase price |
| xxxxx | 4000109190 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109190 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 4000110620 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000110620 | xxxxx |  |  | Original P&I |  |  | Field Value reflects Note value |
| xxxxx | 4000110607 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 4000110612 | xxxxx |  |  | Contract Sales Price |  |  | Refinance transaction. |
| xxxxx | 4000110617 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000110617 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 4000110617 | xxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| xxxxx | 4000110621 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000110621 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 4000110621 | xxxxx |  |  | Contract Sales Price |  |  | Updated from Fraud report |
| xxxxx | 4000109206 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109206 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 4000110622 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000110619 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000110619 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 4000110619 | xxxxx |  |  | Contract Sales Price |  |  | Refinance File |
| xxxxx | 4000110623 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000110626 | xxxxx |  |  | Note Date |  |  | The Bid Tape Field Value was not provided. |
| xxxxx | 4000109165 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109165 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 4000109165 | xxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| xxxxx | 4000109211 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 4000109211 | xxxxx |  |  | Contract Sales Price |  |  | Refi |
| xxxxx | 4000110630 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 4000109162 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109162 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 4000109162 | xxxxx |  |  | Contract Sales Price |  |  | Updated from appraisal document |
| xxxxx | 4000109162 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.06 | 1.03 | DSCR Used Market rent $xxxxx/PITIA of $xxxxx=xxxxx |
| xxxxx | 4000110633 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000110633 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 4000110634 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000110634 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 4000109219 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109197 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109156 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Security Instrument |
| xxxxx | 4000109226 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109226 | xxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| xxxxx | 4000109220 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109220 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 4000109220 | xxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| xxxxx | 4000109213 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109213 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 4000109213 | xxxxx |  |  | Contract Sales Price |  |  | Out of scope. |
| xxxxx | 4000109158 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109158 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 4000109158 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.31 | 1.40 | Tax $xxxxx PITIA $xxxxx, Calculated Monthly Income - $xxxxx& DSCR - xxxxx |
| xxxxx | 4000109181 | xxxxx |  |  | Property Type | 2 Family | 3 Family | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000109181 | xxxxx |  |  | # of Units | 2 | 3 | Field value reflects source document |
| xxxxx | 4000109181 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.26 | 0.85 | Removed the asset utilization at clients request. |
| xxxxx | 4000110608 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 4000110603 | xxxxx |  |  | Contract Sales Price |  |  | Refinance |
| xxxxx | 4000109194 | xxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109194 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109194 | xxxxx |  |  | Representative FICO | 749 | 730 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000109205 | xxxxx |  |  | Original LTV | 73.27 | 80 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| xxxxx | 4000110637 | xxxxx |  |  | Original LTV | 76 | 80 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| xxxxx | 4000109149 | xxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109149 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109149 | xxxxx |  |  | Original LTV | 73.56 | 80 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| xxxxx | 4000109217 | xxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109217 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109217 | xxxxx |  |  | Representative FICO | 747 | 711 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000109187 | xxxxx |  |  | Contract Sales Price |  |  | Refinance transaction |
| xxxxx | 4000109183 | xxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109183 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000113820 | xxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxx | 4000113820 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 46.47 | 40.64475 | Field Value DTI is lower but matches the 1008 DTI |
| xxxxx | 4000113832 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000112115 | xxxxx |  |  | City |  |  | Field Value reflects City per Note |
| xxxxx | 4000112115 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000112115 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | N/A |
| xxxxx | 4000112115 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.15 | 1.19 | $xxxxx income / $xxxxx PITIA |
| xxxxx | 4000110970 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000114367 | xxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000114367 | xxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxx | 4000114367 | xxxxx |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxx | 4000115286 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000115286 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 27.71 | 25.26242 | Field data matches Lenders qualifying DTI |
| xxxxx | 4000113231 | xxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000114253 | xxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxx | 4000114488 | xxxxx |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxx | 4000111888 | xxxxx |  |  | Property Type | Single Family Detached | Condo (Low Rise) | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000111888 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.02 | $xxxxx income / $xxxxx PITIA = xxxxx |
| xxxxx | 4000116185 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.30 | 1.60 | $xxxxx/$xxxxx=xxxxx |
| xxxxx | 4000114349 | xxxxx |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxx | 4000115063 | xxxxx |  |  | Originator Application Date |  |  | Field Value reflects the Broker Application Date while Tape Value reflects Creditor Application Date |
| xxxxx | 4000110442 | xxxxx |  |  | Property Type | Single Family Detached | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000110442 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000110442 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.04 | 1.06 | INCOME$xxxxx/PITIA$xxxxx |
| xxxxx | 4000111421 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.01 | Income $xxxxx/PITIA $xxxxx |
| xxxxx | 4000114914 | xxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000114914 | xxxxx |  |  | Occupancy | Second Home | Investment | Field Value reflects Occupancy per the Final Loan Application |
| xxxxx | 4000114948 | xxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxx | 4000114948 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 0 | 31.12847 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| xxxxx | 4000114912 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000114912 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | DSCR |
| xxxxx | 4000115643 | xxxxx |  |  | Representative FICO | 729 | 728 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000115643 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000114039 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000114039 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000114406 | xxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000114406 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000114406 | xxxxx |  |  | Borrower SSN |  |  | Field Value verified by application or other documentation in file |
| xxxxx | 4000114406 | xxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxx | 4000112836 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000112836 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000113536 | xxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| xxxxx | 4000113536 | xxxxx |  |  | Original CLTV | 70 | 68.92896 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| xxxxx | 4000113536 | xxxxx |  |  | Original LTV | 70 | 68.92896 | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| xxxxx | 4000113536 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000113536 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 10 | 33.5281 | Debt $xxxx/ Income $xxxx |
| xxxxx | 4000115277 | xxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000115277 | xxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxx | 4000115138 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 44.1 | 40.00612 | Field Value DTI is lower but closer to the 1008 DTI |
| xxxxx | 4000114851 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 36.48 | 39.43097 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| xxxxx | 4000114537 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 39.76 | 28.01705 | Field data matches Lenders qualifying DTI |
| xxxxx | 4000111339 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000111339 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000111339 | xxxxx |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000111339 | xxxxx |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| xxxxx | 4000111339 | xxxxx |  |  | Original Interest Rate | 7.5 | 7.125 | Field Value reflects the Note value |
| xxxxx | 4000111339 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000111339 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 32 | 39.22337 | Field value within 2% of 1008 |
| xxxxx | 4000114436 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 40.98 | 48.22708 | Field Data matches to Lender's 1008 |
| xxxxx | 4000112145 | xxxxx |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| xxxxx | 4000112145 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000114595 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000114595 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 36.07 | 38.6234 | Field value matches 1008 |
| xxxxx | 4000115314 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000108860 | xxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxx | 4000108860 | xxxxx |  |  | Representative FICO | 722 | 726 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000108860 | xxxxx |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000108860 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.29 | 1.76 | Income $xxxxx/ PITIA $xxxxx |
| xxxxx | 4000114499 | xxxxx |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000116292 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.29 | 0.98 | INCOME $xxxxx/PITIA$xxxxx. Proof of Lease Payments not provided to use rental vs market rents. |
| xxxxx | 4000113804 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000112677 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000112677 | xxxxx |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000112677 | xxxxx |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| xxxxx | 4000112842 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000114077 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000114077 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 34.41 | 43.02129 | Field data matches Lenders qualifying DTI |
| xxxxx | 4000114339 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000114339 | xxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxx | 4000112676 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000112676 | xxxxx |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000112676 | xxxxx |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| xxxxx | 4000112676 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 0 |  | DSCR |
| xxxxx | 4000113977 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 36 | 43.5062 | DTI matches the lender's 1008 |
| xxxxx | 4000109142 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 8.93 | 29.51711 | Verified Debts $xxxx Income $xxxx |
| xxxxx | 4000114365 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000114365 | xxxxx |  |  | City |  |  | Field Value reflects City per Note |
| xxxxx | 4000114365 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000114365 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 38.17 | 30.58743 | Field Value DTI is lower but matches the 1008 DTI |
| xxxxx | 4000111518 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.06 | 1.05 | Income $xxxxx/ PITIA $xxxxx |
| xxxxx | 4000114226 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000114226 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.30 | 1.31 | Income $xxxxx/ PITIA $xxxxx |
| xxxxx | 4000114366 | xxxxx |  |  | Original CLTV | 26.4 | 24 | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| xxxxx | 4000114366 | xxxxx |  |  | Original LTV | 26.4 | 24 | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| xxxxx | 4000114366 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000114366 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 43.54 | 38.35324 | Field value matches 1008 |
| xxxxx | 4000109496 | xxxxx |  |  | Originator Application Date |  |  | Field Value reflects the Broker Application Date while Tape Value reflects Creditor Application Date |
| xxxxx | 4000114511 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000114511 | xxxxx |  |  | Representative FICO | 794 | 798 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000114511 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.50 | 1.64 | Income $xxxxx/ PITIA $xxxxx |
| xxxxx | 4000110876 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000114639 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.94 | 1.90 | INCOME$xxxxx/PITIA$xxxxx |
| xxxxx | 4000115087 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000114041 | xxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxx | 4000112657 | xxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000114846 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000110813 | xxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxx | 4000110813 | xxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000110813 | xxxxx |  |  | Representative FICO | 760 | 770 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000110813 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000110813 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000110813 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 11.74 | 19.53189 | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| xxxxx | 4000112153 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 6000109079 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000109079 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000109079 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.25 | 0.60 | Asset depletion worksheet not in file. |
| xxxxx | 6000109089 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000109089 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000109089 | xxxxx |  |  | Contract Sales Price |  |  | Refinance transaction. |
| xxxxx | 6000109085 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000109085 | xxxxx |  |  | Contract Sales Price |  |  | Refinance transaction. |
| xxxxx | 6000109108 | xxxxx |  |  | Representative FICO | 736 | 728 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 6000109179 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000109179 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000109179 | xxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| xxxxx | 6000109179 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.02 | 1.03 | Field value reflects source document |
| xxxxx | 6000109084 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000109084 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000109170 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000109170 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000109170 | xxxxx |  |  | Contract Sales Price |  |  | Refinance |
| xxxxx | 6000109119 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000109119 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000109119 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.98 | 0.99 | Field value reflects source document |
| xxxxx | 6000109096 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000109114 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000109114 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000109193 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000109193 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000109193 | xxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| xxxxx | 6000109087 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.99 | 1.00 | Due to round off |
| xxxxx | 6000109140 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000109140 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000109091 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 6000109091 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000109091 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000109091 | xxxxx |  |  | Contract Sales Price |  |  | Refinance loan |
| xxxxx | 6000109214 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000109214 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000109214 | xxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 6000109228 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000109228 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000109204 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000109204 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000109125 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000109131 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000109178 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000109178 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000109259 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000109196 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000109216 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000109216 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.32 | 1.34 | PITIA: P&I $xxxxx, Taxes $xxxxx, Hazard $xxxxx, HOA $xxxxx = $xxxxx. Used rent $xxxxx / PITIA $xxxxx = xxxxx. Lender used a higher tax amount than what was verified with loan documents. |
| xxxxx | 6000109238 | xxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the HUD-1 or CD |
| xxxxx | 6000109217 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000109217 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.38 | 1.37 | Due to rounded value |
| xxxxx | 6000109136 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000109136 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000109134 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000109134 | xxxxx |  |  | Note Date |  |  | Unable to verify due to missing information |
| xxxxx | 6000109199 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000109199 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.04 | 1.05 | Due to rounding. |
| xxxxx | 6000109104 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000109104 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.05 | 1.06 | Rounding Factor |
| xxxxx | 6000109202 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000109202 | xxxxx |  |  | Representative FICO | 0 |  | Borrower is Foreign national credit report is not required. |
| xxxxx | 6000109172 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000109172 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000109172 | xxxxx |  |  | Contract Sales Price |  |  | Refinance File |
| xxxxx | 6000109240 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000109311 | xxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the HUD-1 or CD |
| xxxxx | 6000109311 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.63 | 0.61 | Lender used a lower tax amount than what was verified with the loan documents. |
| xxxxx | 6000109149 | xxxxx |  |  | Note Date |  |  | Bid tape field value is blank |
| xxxxx | 6000109149 | xxxxx |  |  | Representative FICO | 0 |  | N/A as Borrower from Mexico. No FICO scores |
| xxxxx | 6000109106 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000109106 | xxxxx |  |  | Note Date |  |  | Bid tape field value is blank |
| xxxxx | 6000109106 | xxxxx |  |  | Contract Sales Price |  |  | Refinance File |
| xxxxx | 6000109272 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 6000109272 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 6000109272 | xxxxx |  |  | Contract Sales Price |  |  | Refinance loan |
| xxxxx | 6000109206 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 4000111952 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000111952 | xxxxx |  |  | Has FTHB | 0 | 1 | Field value reflects source document |
| xxxxx | 4000114452 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000114452 | xxxxx |  |  | PMI Coverage % | 0 |  | Field value reflects source document |
| xxxxx | 4000114452 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 48.12 | 40.60833 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| xxxxx | 4000114508 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 36.18 | 40.03008 | Field Data Matches with 1008 |
| xxxxx | 4000114513 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 42.06 | 44.69007 | Field data matches Lenders qualifying DTI |
| xxxxx | 4000112666 | xxxxx |  |  | Property Type | PUD | PUD Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000112666 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000114482 | xxxxx |  |  | PMI Coverage % | 0 |  | N/A |
| xxxxx | 4000113263 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000111289 | xxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxx | 4000111289 | xxxxx |  |  | Representative FICO | 783 | 786 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000111289 | xxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000111289 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000111289 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 48.57 | 36.1923 | Field Value DTI is higher than Tape value due to Lender used lower PITIA than verified by audit |
| xxxxx | 4000117144 | xxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxx | 4000117144 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.73 | 1.70 | Income $xxxxx/ PITIA $xxxxx |
| xxxxx | 4000115264 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.79 | 0.80 | $xxxxx PITIA/$xxxxx Income |
| xxxxx | 4000115459 | xxxxx |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000115134 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000115134 | xxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxx | 4000111878 | xxxxx |  |  | Representative FICO | 769 | 784 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000111878 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000113822 | xxxxx |  |  | City |  |  | Field Value reflects City per Note |
| xxxxx | 4000113822 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000115214 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.13 | 1.12 | $xxxxx Income/ $xxxxx PITIA |
| xxxxx | 4000113685 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000113685 | xxxxx |  |  | Has FTHB | 1 | 0 | Field value reflects source document |
| xxxxx | 4000113685 | xxxxx |  |  | PMI Coverage % | 0 |  | PMI is not Required |
| xxxxx | 4000113685 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.25 | 1.28 | xxxxx/xxxxx |
| xxxxx | 4000110545 | xxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxx | 4000110545 | xxxxx |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000110545 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000110545 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.56 | 1.61 | INCOME $xxxxx / PITIA $xxxxx |
| xxxxx | 4000113380 | xxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxx | 4000113380 | xxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxx | 4000113380 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000113380 | xxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| xxxxx | 4000111540 | xxxxx |  |  | Property Type | Single Family Detached | Single Family Attached | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000116099 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000116099 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.92 | 1.06 | INCOME$$xxxxx/PITIA$xxxxx |
| xxxxx | 4000111668 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000111668 | xxxxx |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000110543 | xxxxx |  |  | Original Loan Amount |  |  | Field Value reflects the Note value |
| xxxxx | 4000110543 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000110543 | xxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| xxxxx | 4000110543 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000110543 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.11 | 1.12 | $xxxxx Income / $xxxxx5 PITIA |
| xxxxx | 4000114072 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000112575 | xxxxx |  |  | Street |  |  | Field Value reflects Street per Note |
| xxxxx | 4000112575 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000112575 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 46.57 | 43.97986 | Field data matches Lenders qualifying DTI |
| xxxxx | 4000114429 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000114429 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.09 | xxxxx/xxxxx |
| xxxxx | 4000112565 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 25.53 | 38.42944 | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| xxxxx | 4000114062 | xxxxx |  |  | Zip |  |  | Field Value reflects Zip per Note |
| xxxxx | 4000114062 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000114062 | xxxxx |  |  | Coborrower First Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000114062 | xxxxx |  |  | Coborrower Last Name |  |  | Field Value reflects Co-Borrower name as it appears on the Note |
| xxxxx | 4000114062 | xxxxx |  |  | Coborrower SSN |  |  | Field Value verified by application or other documentation in file |
| xxxxx | 4000114062 | xxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000114062 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.06 | INCOME $xxxxx/PITIA$xxxxx |
| xxxxx | 4000115614 | xxxxx |  |  | Property Type | Condo (Low Rise) | Site Condo | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000115614 | xxxxx |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| xxxxx | 4000112593 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 0.85 | 1.00 | Income $xxxxx/ PITIA $xxxxx |
| xxxxx | 4000112830 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000112830 | xxxxx |  |  | Subject Debt Service Coverage Ratio | 1.00 | 1.24 | Rent income $xxxxx/$1,xxxxx PITIA |
| xxxxx | 4000115233 | xxxxx |  |  | Borrower First Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000115233 | xxxxx |  |  | Representative FICO | 801 | 806 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000115233 | xxxxx |  |  | Property Type | Single Family Detached | PUD | Field Value captured from Appraisal or Valuation model in file |
| xxxxx | 4000109574 | xxxxx |  |  | Representative FICO | 801 | 808 | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| xxxxx | 4000109574 | xxxxx |  |  | Occupancy | Investment | Primary | Field Value reflects Occupancy per the Final Loan Application |
| xxxxx | 4000109574 | xxxxx |  |  | Mortgage Type | Conventional with MI | Conventional without MI | Field Value reflects Mortgage Type per the Note |
| xxxxx | 4000109574 | xxxxx |  |  | LTV Valuation Value | xxxx | xxxx | Field value reflects source document |
| xxxxx | 4000109574 | xxxxx |  |  | Investor: Qualifying Total Debt Ratio | 40 | 47.8386 | Field value matches Lender's 1008. |
| xxxxx | 4000110604 | xxxxx |  |  | Contract Sales Price |  |  | Refinance File |
| xxxxx | 4000110624 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000110624 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 4000110624 | xxxxx |  |  | Contract Sales Price |  |  | The subject loan transaction is a refinance. |
| xxxxx | 4000109160 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109160 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 4000109192 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109192 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 4000110610 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000110610 | xxxxx |  |  | Contract Sales Price |  |  | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| xxxxx | 4000109174 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |
| xxxxx | 4000109174 | xxxxx |  |  | Note Date |  |  | Field Value reflects Note Date per the Note |
| xxxxx | 4000110614 | xxxxx |  |  | Borrower Last Name |  |  | Field Value reflects Borrower name as it appears on the Note |

---

## Exhibit 99.01

**Exhibit 99.01 Schedule 10**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **SitusAMC Loan ID** | **Servicer Loan ID** | **Customer Loan ID** | **Investor** | **Deal** | **Address** | **Apt #** | **City** | **State** | **Zip Code** | **Occupancy** | **Size Square Feet** | **Bedroom Count** | **Bathroom Count** | **Half Baths Count** | **Garage Carport** | **Lot Size** | **Location** | **Property Type** | **Number of Units** | **Subject Age** | **Condition Grade** | **Location View** | **Market Grade** | **Marketability Grade** | **HOA Amount Annual** | **HOA Contact** | **Currently Listed** | **List Price** | **DOM** | **List Date** | **Reviewer** | **Review Complete Date** | **Confidence Score** | **Situs AMC Estimated AS IS Quick Sale Value** | **Situs AMC Estimated AS IS Value** | **Situs AMC Estimated AS REPAIRED Value** | **Situs AMC Repaired Value To Primary Appraisal Value Variance ($)** | **Situs AMC Repaired Value To Primary Appraisal Value Variance (%)** | **Situs AMC AS IS Value To Primary Appraisal Value Variance ($)** | **Situs AMC AS IS Value To Primary Appraisal Value Variance (%)** | **Situs AMC Quick Sale Value to Primary Appraisal Value Variance ($)** | **Situs AMC Quick Sale Value to Primary Appraisal Value Variance (%)** | **Market Rent As Is Reviewer** | **Market Rent As Is Report** | **Market Rent As Is Dollar Variance** | **Market Rent As Is % Variance** | **Situs AMC Repair Analysis budget** | **Contractor Borrower Repair Budget** | **Situs AMC RA to Contractor Budget Variance ($)** | **Situs AMC RA to Contractor Budget Variance (%)** | **Value Budget Issue Flag Variance greater than 10%** | **Property Issue** | **Property Issue Comment** | **Valuation Summary** | **Order Date** | **Value Type** | **Appraisal BPO Report Primary Repaired Value** | **Appraisal BPO Report Primary As Is Value** | **Appraisal BPO Report Primary AS IS Quick Sale Value** | **Date of Agent BPO** | **Sale Comp 1 Comparable Type** | **Sale Comp 1 Address** | **Sale Comp 1 Apt #**  | **Sale Comp 1 City** | **Sale Comp 1 State** | **Sale Comp 1 Zip** | **Sale Comp 1 Location** | **Sale Comp 1 Size** | **Sale Comp 1 Bedroom Count** | **Sale Comp 1 Bathroom Count** | **Sale Comp 1 Half Baths Count** | **Sale Comp 1 Lot Size** | **Sale Comp 1 Condition** | **Sale Comp 1 Sale Type** | **Sale Comp 1 Sold List Price** | **Sale Comp 1 Sold Date** | **Sale Comp 1 Days On Market** | **Sale Comp 1 Distance From Subject** | **Sale Comp 1 Age** | **Sale Comp 2 Comparable Type** | **Sale Comp 2 Address** | **Sale Comp 2 Apt #** | **Sale Comp 2 City** | **Sale Comp 2 State** | **Sale Comp 2 Zip** | **Sale Comp 2 Location** | **Sale Comp 2 Size** | **Sale Comp 2 Bedroom Count** | **Sale Comp 2 Bathroom Count** | **Sale Comp 2 Half Baths Count** | **Sale Comp 2 Lot Size** | **Sale Comp 2 Condition** | **Sale Comp 2 Sale Type** | **Sale Comp 2 Sold List Price** | **Sale Comp 2 Sold Date** | **Sale Comp 2 Days On Market** | **Sale Comp 2 Distance From Subject** | **Sale Comp 2 Age** | **Sale Comp 3 Comparable Type** | **Sale Comp 3 Address** | **Sale Comp 3 Apt #** | **Sale Comp 3 City** | **Sale Comp 3 State** | **Sale Comp 3 Zip** | **Sale Comp 3 Location** | **Sale Comp 3 Size** | **Sale Comp 3 Bedroom Count** | **Sale Comp 3 Bathroom Count** | **Sale Comp 3 Half Baths Count** | **Sale Comp 3 Lot Size** | **Sale Comp 3 Condition** | **Sale Comp 3 Comp Type** | **Sale Comp 3 Sold List Price** | **Sale Comp 3 Sold Date** | **Sale Comp 3 Days On Market** | **Sale Comp 3 Distance From Subject** | **Sale Comp 3 Age** | **List Comp 1 Comparable Type** | **List Comp 1 Address** | **List Comp 1 Apt #** | **List Comp 1 City** | **List Comp 1 State** | **List Comp 1 Zip** | **List Comp 1 Location** | **List Comp 1 Size** | **List Comp 1 Bedroom Count** | **List Comp 1 Bathroom Count** | **List Comp 1 Half Baths Count** | **List Comp 1 Lot Size** | **List Comp 1 Condition** | **List Comp 1 Sale Type** | **List Comp 1 Sold List Price** | **List Comp 1 Sold Date** | **List Comp 1 Days On Market** | **List Comp 1 Distance From Subject** | **List Comp 1 Age** | **List Comp 2 Comparable Type** | **List Comp 2 Address** | **List Comp 2 Apt #** | **List Comp 2 City** | **List Comp 2 State** | **List Comp 2 Zip** | **List Comp 2 Location** | **List Comp 2 Size** | **List Comp 2 Bedroom Count** | **List Comp 2 Bathroom Count** | **List Comp 2 Half Baths Count** | **List Comp 2 Lot Size** | **List Comp 2 Condition** | **List Comp 2 Sale Type** | **List Comp 2 Sold List Price** | **List Comp 2 Sold Date** | **List Comp 2 Days On Market** | **List Comp 2 Distance From Subject** | **List Comp 2 Age** | **List Comp 3 Comparable Type** | **List Comp 3 Address** | **List Comp 3 Apt #** | **List Comp 3 City** | **List Comp 3 State** | **List Comp 3 Zip** | **List Comp 3 Location** | **List Comp 3 Size** | **List Comp 3 Bedroom Count** | **List Comp 3 Bathroom Count** | **List Comp 3 Half Baths Count** | **List Comp 3 Lot Size** | **List Comp 3 Condition** | **List Comp 3 Sale Type** | **List Comp 3 Sold List Price** | **List Comp 3 Sold Date** | **List Comp 3 Days On Market** | **List Comp 3 Distance From Subject** | **List Comp 3 Age** |
| xxxxx |  | 4000091085 |  |  |  |  |  | CA |  | Vacant |  | 3 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 4 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000102123 |  |  |  |  |  | MI |  | Tenant Occupied |  | 3 | 1 | 0 | 2 Car |  | Urban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MI |  | Urban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | MI |  | Urban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | MI |  | Urban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000100831 |  |  |  |  |  | NM |  | Owner Occupied |  | 3 | 2 | 0 |  |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NM |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NM |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NM |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000101571 |  |  |  |  |  | CT |  | Owner Occupied |  | 3 | 2 | 1 |  |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CT |  | Suburban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CT |  | Suburban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CT |  | Suburban |  | 4 | 3 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000104103 |  |  |  |  |  | FL |  | Vacant |  | 2 | 1 | 1 | 3 Car |  | Suburban | Single Family Detached | 1 |  | C4 - Average (-) | Residential Street | A = Increasing | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | FL |  | Suburban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | FL |  | Suburban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | FL |  | Suburban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000099554 |  |  |  |  |  | TX |  | Tenant Occupied |  | 4 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C2 - Good | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Suburban |  | 4 | 2 | 0 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | TX |  | Suburban |  | 4 | 3 | 0 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | TX |  | Suburban |  | 3 | 2 | 1 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000104169 |  |  |  |  |  | NY |  | Vacant |  | 5 | 2 | 1 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Suburban |  | 4 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NY |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NY |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Listing 1 |  |  |  | NY |  | Suburban |  | 4 | 3 | 0 |  | Average |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000103535 |  |  |  |  |  | TX |  | Vacant |  | 3 | 2 | 0 | 1 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Suburban |  | 3 | 1 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | TX |  | Suburban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | TX |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000104141 |  |  |  |  |  | CA |  | Tenant Occupied |  | 2 | 1 | 0 | 1 Car |  | Suburban | Single Family Detached | 1 |  | C4 - Average (-) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 2 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000104097 |  |  |  |  |  | ME |  | Tenant Occupied |  | 3 | 2 | 0 |  |  | Rural | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | ME |  | Rural |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | ME |  | Rural |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | ME |  | Rural |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000103816 |  |  |  |  |  | WA |  | Owner Occupied |  | 5 | 2 | 1 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | WA |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | WA |  | Suburban |  | 4 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | WA |  | Suburban |  | 4 | 3 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000104416 |  |  |  |  |  | NJ |  | Owner Occupied |  | 3 | 2 | 0 | 1 Car |  | Suburban | Single Family Detached | 1 |  | C4 - Average (-) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -3.78% |  | -3.78% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NJ |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NJ |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NJ |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000105778 |  |  |  |  |  | NY |  | Vacant |  | 1 | 1 | 0 |  |  | Urban | Condo (Low Rise) | 1 |  | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Urban |  | 1 | 1 | 0 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | NY |  | Urban |  | 1 | 1 | 0 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | NY |  | Urban |  | 1 | 1 | 0 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000104663 |  |  |  |  |  | NJ |  | Vacant |  | 3 | 1 | 1 | 1 Car |  | Suburban | Townhouse | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | B = Very Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NJ |  | Suburban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NJ |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NJ |  | Suburban |  | 2 | 1 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000102458 |  |  |  |  |  | CA |  | Tenant Occupied |  | 6 | 2 | 2 | 2 Car |  | Suburban | 2 Family | 2 |  | C4 - Average (-) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 6 | 2 | 2 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 6 | 4 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000104612 |  |  |  |  |  | NY |  | Tenant Occupied |  | 3 | 2 | 0 |  |  | Suburban | Condo (Low Rise) | 1 |  | C2 - Good | Residential Street | B = Stable | D = Below Average F |  |  | No |  |  |  |  |  | F = Not Confident - No Data Found |  |  |  | xxxxx | -9.57% |  | -9.57% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Low Confidence |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NY |  | Suburban |  | 3 | 2 | 0 |  | Good | Unknown |  |  |  |  |  | Sale 3 |  |  |  | NY |  | Suburban |  | 3 | 2 | 0 |  | Good | Unknown |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000105869 |  |  |  |  |  | CA |  | Owner Occupied |  | 3 | 3 | 0 |  |  | Suburban | Single Family Detached | 1 |  | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000105200 |  |  |  |  |  | NV |  | Tenant Occupied |  | 3 | 2 | 1 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NV |  | Suburban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NV |  | Suburban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NV |  | Suburban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000107566 |  |  |  |  |  | PA |  | Vacant |  | 2 | 1 | 0 |  |  | Urban | Townhouse | 1 |  | C2 - Good | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | PA |  | Urban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | PA |  | Urban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | PA |  | Urban |  | 2 | 1 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000106683 |  |  |  |  |  | NY |  | Owner Occupied |  | 9 | 3 | 0 |  |  | Urban | 2 Family | 2 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Urban |  | 8 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NY |  | Urban |  | 8 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Listing 1 |  |  |  | NY |  | Urban |  | 6 | 3 | 1 |  | Average |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000108173 |  |  |  |  |  | LA |  | Vacant |  | 4 | 3 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | LA |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | LA |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | LA |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000106116 |  |  |  |  |  | AZ |  | Vacant |  | 3 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | D = Minor Decline | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -5.63% |  | -5.63% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | AZ |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | AZ |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | AZ |  | Suburban |  | 4 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Listing 1 |  |  |  | AZ |  | Suburban |  | 3 | 2 | 0 |  | Average |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000108233 |  |  |  |  |  | VA |  | Owner Occupied |  | 2 | 1 | 0 |  |  | Suburban | Condo (High Rise) | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -4.44% |  | -4.44% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | VA |  | Suburban |  | 2 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | VA |  | Suburban |  | 2 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | VA |  | Suburban |  | 2 | 1 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000109480 |  |  |  |  |  | CA |  | Owner Occupied |  | 4 | 3 | 0 | 3 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -0.80% |  | -0.80% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 5 | 3 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000109896 |  |  |  |  |  | MD |  | Vacant |  | 3 | 1 | 0 |  |  | Urban | Single Family Attached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Urban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | MD |  | Urban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | MD |  | Urban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000109206 |  |  |  |  |  | TN |  | Tenant Occupied |  | 3 | 2 | 0 |  |  | Urban | Condo (High Rise) | 1 |  | C3 - Average (+) | City - High Rise Views | B = Stable | B = Conforms to Area |  |  | Yes |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -3.13% |  | -3.13% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TN |  | Urban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | TN |  | Urban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | TN |  | Urban |  | 2 | 1 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000109165 |  |  |  |  |  | GA |  | Tenant Occupied |  | 3 | 2 | 1 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | Yes |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -2.67% |  | -2.67% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | GA |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | GA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | GA |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000109199 |  |  |  |  |  | CO |  | Vacant |  | 2 | 1 | 0 |  |  | Suburban | Single Family Detached | 1 |  | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -1.48% |  | -1.48% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CO |  | Suburban |  | 2 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CO |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CO |  | Suburban |  | 4 | 4 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000110493 |  |  |  |  |  | CA |  | Owner Occupied |  | 4 | 3 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C2 - Good | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 5 | 5 | 0 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 6 | 2 | 0 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 4 | 2 | 0 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000108492 |  |  |  |  |  | CA |  | Tenant Occupied |  | 0 | 1 | 0 |  |  | Suburban | Condo (Low Rise) | 1 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 0 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 1 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 1 | 1 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000105452 |  |  |  |  |  | NY |  | Vacant |  | 8 | 4 | 1 |  |  | Suburban | Townhouse | 1 |  | C1 - Excellent | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -5.45% |  | -5.45% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Suburban |  | 7 | 3 | 1 |  | Excellent | Retail |  |  |  |  |  | Sale 2 |  |  |  | NY |  | Suburban |  | 8 | 5 | 0 |  | Excellent | Retail |  |  |  |  |  | Sale 3 |  |  |  | NY |  | Suburban |  | 9 | 7 | 0 |  | Excellent | Retail |  |  |  |  |  | Listing 1 |  |  |  | NY |  | Suburban |  | 8 | 6 | 0 |  | Excellent |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000110620 |  |  |  |  |  | PA |  | Vacant |  | 4 | 1 | 0 |  |  | Urban | Townhouse | 1 |  | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -4.76% |  | -4.76% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | PA |  | Urban |  | 4 | 2 | 0 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | PA |  | Urban |  | 3 | 2 | 0 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | PA |  | Urban |  | 3 | 2 | 0 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000110614 |  |  |  |  |  | PA |  | Vacant |  | 4 | 2 | 0 |  |  | Suburban | 2 Family | 2 |  | C4 - Average (-) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | PA |  | Suburban |  | 5 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | PA |  | Suburban |  | 6 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | PA |  | Suburban |  | 6 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Listing 1 |  |  |  | PA |  | Suburban |  | 6 | 2 | 0 |  | Average |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000110621 |  |  |  |  |  | NJ |  | Vacant |  | 4 | 1 | 1 |  |  | Suburban | Single Family Attached | 1 |  | C4 - Average (-) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NJ |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NJ |  | Suburban |  | 3 | 1 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NJ |  | Suburban |  | 4 | 1 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000108243 |  |  |  |  |  | TX |  | Vacant |  | 3 | 2 | 1 | 1 Car |  | Suburban | Single Family Detached | 1 |  | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Suburban |  | 3 | 2 | 1 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | TX |  | Suburban |  | 3 | 3 | 0 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | TX |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000109819 |  |  |  |  |  | WI |  | Vacant |  | 4 | 2 | 0 | 2 Car |  | Urban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | WI |  | Urban |  | 4 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | WI |  | Urban |  | 4 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | WI |  | Urban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000107104 |  |  |  |  |  | CO |  | Owner Occupied |  | 4 | 4 | 0 | 3 Car |  | Suburban | Single Family Detached | 1 |  | C2 - Good | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CO |  | Suburban |  | 4 | 5 | 0 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | CO |  | Suburban |  | 4 | 3 | 1 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | CO |  | Suburban |  | 6 | 5 | 1 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000109887 |  |  |  |  |  | MD |  | Tenant Occupied |  | 3 | 1 | 0 | 1 Car |  | Urban | Townhouse | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Urban |  | 3 | 1 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | MD |  | Urban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | MD |  | Urban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000110607 |  |  |  |  |  | NY |  | Vacant |  | 5 | 2 | 0 |  |  | Suburban | Single Family Detached | 1 |  | C2 - Good | Commercial Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -5.88% |  | -5.88% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Suburban |  | 2 | 2 | 0 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | NY |  | Suburban |  | 3 | 1 | 1 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | NY |  | Suburban |  | 2 | 2 | 0 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000109160 |  |  |  |  |  | MO |  | Vacant |  | 3 | 1 | 1 |  |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -3.76% |  | -3.76% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MO |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | MO |  | Suburban |  | 3 | 1 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | MO |  | Suburban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000110609 |  |  |  |  |  | GA |  | Vacant |  | 4 | 2 | 1 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | GA |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | GA |  | Suburban |  | 3 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | GA |  | Suburban |  | 6 | 3 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000109733 |  |  |  |  |  | CT |  | Tenant Occupied |  | 5 | 3 | 0 |  |  | Suburban | 3 Family | 3 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CT |  | Suburban |  | 6 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CT |  | Suburban |  | 6 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CT |  | Suburban |  | 6 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000110375 |  |  |  |  |  | CA |  | Vacant |  | 4 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 3 | 1 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 4 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000112425 |  |  |  |  |  | IL |  | Tenant Occupied |  | 5 | 3 | 0 | 1 Car |  | Suburban | Condo (Low Rise) | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -5.66% |  | -5.66% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | IL |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | IL |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | IL |  | Suburban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000109711 |  |  |  |  |  | TX |  | Tenant Occupied |  | 3 | 2 | 0 |  |  | Suburban | Single Family Detached | 1 |  | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | TX |  | Suburban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | TX |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000111642 |  |  |  |  |  | NC |  | Vacant |  | 3 | 2 | 1 | 2 Car |  | Suburban | Townhouse | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -7.27% |  | -7.27% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NC |  | Suburban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NC |  | Suburban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NC |  | Suburban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000110656 |  |  |  |  |  | NY |  | Owner Occupied |  | 4 | 2 | 0 |  |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NY |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NY |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000110871 |  |  |  |  |  | CA |  | Tenant Occupied |  | 3 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C4 - Average (-) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000107428 |  |  |  |  |  | AZ |  | Tenant Occupied |  | 3 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | AZ |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | AZ |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | AZ |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000111359 |  |  |  |  |  | FL |  | Vacant |  | 3 | 2 | 0 | 1 Car |  | Suburban | Single Family Detached | 1 |  | C1 - Excellent | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | FL |  | Suburban |  | 2 | 2 | 0 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | FL |  | Suburban |  | 3 | 2 | 0 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | FL |  | Suburban |  | 2 | 2 | 0 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000110286 |  |  |  |  |  | CA |  | Vacant |  | 3 | 2 | 0 | Carport |  | Suburban | Single Family Detached | 1 |  | C4 - Average (-) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -2.53% |  | -2.53% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000110604 |  |  |  |  |  | MD |  | Vacant |  | 6 | 3 | 1 | 1 Car |  | Suburban | Single Family Attached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -6.98% |  | -6.98% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Suburban |  | 8 | 3 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | MD |  | Suburban |  | 5 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | MD |  | Suburban |  | 6 | 4 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000110385 |  |  |  |  |  | MI |  | Owner Occupied |  | 3 | 1 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MI |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | MI |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | MI |  | Suburban |  | 3 | 1 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000110713 |  |  |  |  |  | GA |  | Vacant |  | 3 | 2 | 1 |  |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | B = Very Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | GA |  | Suburban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | GA |  | Suburban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | GA |  | Suburban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000111200 |  |  |  |  |  | CA |  | Vacant |  | 3 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C4 - Average (-) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -2.74% |  | -2.74% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000111176 |  |  |  |  |  | PA |  | Vacant |  | 4 | 4 | 0 |  |  | Urban | 2 Family | 2 |  | C3 - Average (+) | Residential Street | A = Increasing | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | PA |  | Urban |  | 4 | 4 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | PA |  | Urban |  | 4 | 4 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | PA |  | Urban |  | 4 | 4 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000110105 |  |  |  |  |  | NY |  | Vacant |  | 5 | 5 | 1 |  |  | Suburban | Single Family Detached | 1 |  | C1 - Excellent | Residential Street | B = Stable | A = Good Appeal |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -1.36% |  | -1.36% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Suburban |  | 4 | 3 | 1 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | NY |  | Suburban |  | 4 | 4 | 1 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | NY |  | Suburban |  | 8 | 6 | 1 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000113022 |  |  |  |  |  | FL |  | Vacant |  | 5 | 3 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -8.32% |  | -8.32% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | FL |  | Suburban |  | 5 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | FL |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | FL |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000112780 |  |  |  |  |  | CA |  | Vacant |  | 3 | 1 | 0 |  |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 2 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000113769 |  |  |  |  |  | CA |  | Vacant |  | 3 | 2 | 0 | Carport |  | Suburban | 2 Family | 2 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 6 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000111868 |  |  |  |  |  | NY |  | Vacant |  | 6 | 5 | 1 | 3 Car |  | Suburban | Single Family Detached | 1 |  | C1 - Excellent | Residential Street | B = Stable | B = Conforms to Area |  |  | Yes |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Suburban |  | 7 | 6 | 1 |  | Excellent | Retail |  |  |  |  |  | Sale 2 |  |  |  | NY |  | Suburban |  | 6 | 5 | 1 |  | Excellent | Retail |  |  |  |  |  | Sale 3 |  |  |  | NY |  | Suburban |  | 6 | 5 | 1 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000113795 |  |  |  |  |  | CA |  | Vacant |  | 4 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000112018 |  |  |  |  |  | CO |  | Tenant Occupied |  | 3 | 2 | 1 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | D = Minor Decline | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CO |  | Suburban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CO |  | Suburban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CO |  | Suburban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000112020 |  |  |  |  |  | CA |  | Tenant Occupied |  | 3 | 2 | 1 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C1 - Excellent | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 3 | 3 | 0 |  | Excellent | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 3 | 3 | 0 |  | Excellent | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 3 | 3 | 0 |  | Excellent | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000111600 |  |  |  |  |  | MD |  | Tenant Occupied |  | 3 | 2 | 1 | 1 Car |  | Suburban | Townhouse | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Suburban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | MD |  | Suburban |  | 3 | 2 | 2 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | MD |  | Suburban |  | 3 | 3 | 2 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000110556 |  |  |  |  |  | NM |  | Vacant |  | 4 | 2 | 0 | 3 Car |  | Suburban | Single Family Detached | 1 |  | C1 - Excellent | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NM |  | Suburban |  | 4 | 2 | 0 |  | Excellent | Retail |  |  |  |  |  | Sale 2 |  |  |  | NM |  | Suburban |  | 4 | 2 | 1 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | NM |  | Suburban |  | 4 | 2 | 1 |  | Excellent | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000112021 |  |  |  |  |  | CA |  | Tenant Occupied |  | 3 | 2 | 1 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | B = Very Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 3 | 2 | 1 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 3 | 2 | 1 |  | Excellent | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 3 | 2 | 1 |  | Excellent | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000113365 |  |  |  |  |  | CA |  | Owner Occupied |  | 3 | 1 | 1 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C4 - Average (-) | Residential Street | B = Stable | D = Below Average C |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -8.24% |  | -8.24% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000111598 |  |  |  |  |  | CA |  | Owner Occupied |  | 3 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 3 | 1 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000110655 |  |  |  |  |  | TX |  | Vacant |  | 5 | 5 | 1 | 3 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Suburban |  | 5 | 6 | 0 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | TX |  | Suburban |  | 5 | 5 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | TX |  | Suburban |  | 5 | 6 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000110555 |  |  |  |  |  | NM |  | Vacant |  | 4 | 2 | 1 | 3 Car |  | Suburban | Single Family Detached | 1 |  | C1 - Excellent | Residential Street | B = Stable | B = Conforms to Area |  |  | Yes |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NM |  | Suburban |  | 4 | 3 | 0 |  | Excellent | Retail |  |  |  |  |  | Sale 2 |  |  |  | NM |  | Suburban |  | 4 | 3 | 0 |  | Excellent | Retail |  |  |  |  |  | Sale 3 |  |  |  | NM |  | Suburban |  | 4 | 2 | 0 |  | Excellent | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000114373 |  |  |  |  |  | NV |  | Vacant |  | 1 | 1 | 0 | 2 Car |  | Suburban | Condo (Low Rise) | 1 |  | C3 - Average (+) | Residential Street | D = Minor Decline | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NV |  | Suburban |  | 1 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NV |  | Suburban |  | 1 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NV |  | Suburban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000111198 |  |  |  |  |  | CA |  | Owner Occupied |  | 4 | 3 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 2.27% |  | 2.27% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 4 | 4 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 5 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000111977 |  |  |  |  |  | NJ |  | Vacant |  | 4 | 2 | 0 |  |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -6.88% |  | -6.88% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NJ |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NJ |  | Suburban |  | 4 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NJ |  | Suburban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000110912 |  |  |  |  |  | CA |  | Owner Occupied |  | 5 | 4 | 0 | 3 Car |  | Suburban | 3 Family | 3 |  | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -4.00% |  | -4.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 7 | 4 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 6 | 4 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000113080 |  |  |  |  |  | NY |  | Owner Occupied |  | 2 | 1 | 0 | 1 Car |  | Urban | Single Family Attached | 1 |  | C4 - Average (-) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Urban |  | 3 | 1 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NY |  | Urban |  | 3 | 1 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NY |  | Urban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000110310 |  |  |  |  |  | CA |  | Vacant |  | 4 | 4 | 1 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Ocean View | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 5 | 5 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 6 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 5 | 4 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000112541 |  |  |  |  |  | VT |  | Vacant |  | 2 | 2 | 0 |  |  | Urban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | VT |  | Urban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | VT |  | Urban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | VT |  | Urban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000110938 |  |  |  |  |  | UT |  | Tenant Occupied |  | 6 | 3 | 1 | 3 Car |  | Suburban | Single Family Detached | 1 |  | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  |  | Yes |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | UT |  | Suburban |  | 3 | 3 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | UT |  | Suburban |  | 6 | 3 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | UT |  | Suburban |  | 4 | 2 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000114755 |  |  |  |  |  | LA |  | Owner Occupied |  | 4 | 3 | 0 | Carport |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | LA |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | LA |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | LA |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000114604 |  |  |  |  |  | FL |  | Tenant Occupied |  | 12 | 8 | 0 |  |  | Suburban | 4 Family | 4 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | FL |  | Suburban |  | 12 | 8 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | FL |  | Suburban |  | 12 | 8 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | FL |  | Suburban |  | 12 | 8 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000111628 |  |  |  |  |  | CA |  | Owner Occupied |  | 7 | 4 | 0 | 4 Car |  | Suburban | 4 Family | 4 |  | C4 - Average (-) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 8 | 5 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 6 | 4 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 7 | 4 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000109798 |  |  |  |  |  | MD |  | Tenant Occupied |  | 3 | 1 | 1 |  |  | Urban | Townhouse | 1 |  | C3 - Average (+) | Residential Street | D = Minor Decline | D = Below Average C |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -6.67% |  | -6.67% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Urban |  | 2 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | MD |  | Urban |  | 2 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | MD |  | Urban |  | 2 | 2 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000110570 |  |  |  |  |  | MT |  | Owner Occupied |  | 4 | 3 | 0 | 2 Car |  | Suburban | PUD | 1 |  | C1 - Excellent | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MT |  | Suburban |  | 4 | 2 | 1 |  | Excellent | Retail |  |  |  |  |  | Sale 2 |  |  |  | MT |  | Suburban |  | 4 | 2 | 1 |  | Excellent | Retail |  |  |  |  |  | Sale 3 |  |  |  | MT |  | Suburban |  | 4 | 2 | 1 |  | Excellent | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000110897 |  |  |  |  |  | MD |  | Vacant |  | 3 | 1 | 0 |  |  | Urban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Urban |  | 4 | 1 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | MD |  | Urban |  | 4 | 1 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | MD |  | Urban |  | 3 | 1 | 2 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000110795 |  |  |  |  |  | MD |  | Vacant |  | 3 | 2 | 1 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C4 - Average (-) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -2.94% |  | -2.94% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Suburban |  | 3 | 2 | 0 |  | Fair | Retail |  |  |  |  |  | Sale 2 |  |  |  | MD |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | MD |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000110894 |  |  |  |  |  | VA |  | Vacant |  | 3 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -1.27% |  | -1.27% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | VA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | VA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | VA |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000112178 |  |  |  |  |  | CO |  | Vacant |  | 3 | 2 | 1 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -3.85% |  | -3.85% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CO |  | Suburban |  | 2 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CO |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CO |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000110169 |  |  |  |  |  | CA |  | Owner Occupied |  | 3 | 1 | 0 | 1 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000111524 |  |  |  |  |  | NC |  | Tenant Occupied |  | 3 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C2 - Good | Residential Street | A = Increasing | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NC |  | Suburban |  | 3 | 2 | 1 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | NC |  | Suburban |  | 3 | 2 | 0 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | NC |  | Suburban |  | 3 | 2 | 0 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000112019 |  |  |  |  |  | MA |  | Tenant Occupied |  | 6 | 2 | 0 |  |  | Suburban | 2 Family | 2 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MA |  | Suburban |  | 6 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | MA |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | MA |  | Suburban |  | 6 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000111984 |  |  |  |  |  | FL |  | Tenant Occupied |  | 3 | 2 | 0 | 1 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | FL |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | FL |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | FL |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000112027 |  |  |  |  |  | CA |  | Vacant |  | 3 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C4 - Average (-) | Residential Street | A = Increasing | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000112325 |  |  |  |  |  | NJ |  | Tenant Occupied |  | 7 | 3 | 1 | 2 Car |  | Distant Subdivision | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -2.90% |  | -2.90% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NJ |  | Suburban |  | 5 | 3 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NJ |  | Suburban |  | 3 | 4 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NJ |  | Suburban |  | 5 | 4 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000110677 |  |  |  |  |  | CA |  | Owner Occupied |  | 6 | 4 | 0 | 3 Car |  | Suburban | Single Family Detached | 1 |  | C4 - Average (-) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -2.50% |  | -2.50% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 5 | 4 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 6 | 4 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 5 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000112303 |  |  |  |  |  | PA |  | Tenant Occupied |  | 8 | 4 | 0 |  |  | Urban | 4 Family | 4 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | PA |  | Urban |  | 6 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | PA |  | Urban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | PA |  | Urban |  | 7 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000112879 |  |  |  |  |  | VA |  | Vacant |  | 2 | 1 | 0 |  |  | Suburban | Single Family Detached | 1 |  | C4 - Average (-) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -2.78% |  | -2.78% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | VA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | VA |  | Suburban |  | 2 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | VA |  | Suburban |  | 3 | 1 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000113464 |  |  |  |  |  | PA |  | Vacant |  | 3 | 2 | 1 |  |  | Urban | Townhouse | 1 |  | C2 - Good | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -8.00% |  | -8.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | PA |  | Urban |  | 3 | 2 | 0 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | PA |  | Urban |  | 3 | 2 | 0 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | PA |  | Urban |  | 3 | 1 | 1 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000110723 |  |  |  |  |  | CA |  | Owner Occupied |  | 4 | 3 | 1 | 3 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | D = Less Confident-Minimal Data |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 4 | 6 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 5 | 6 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 5 | 5 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000113187 |  |  |  |  |  | CA |  | Tenant Occupied |  | 4 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 2 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 3 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Listing 1 |  |  |  | CA |  | Suburban |  | 6 | 2 | 1 |  | Average |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000113077 |  |  |  |  |  | TX |  | Tenant Occupied |  | 6 | 5 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Suburban |  | 5 | 4 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | TX |  | Suburban |  | 5 | 5 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | TX |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000110381 |  |  |  |  |  | NY |  | Vacant |  | 2 | 2 | 1 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NY |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NY |  | Suburban |  | 3 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000110727 |  |  |  |  |  | MA |  | Owner Occupied |  | 3 | 1 | 0 | 1 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MA |  | Suburban |  | 2 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | MA |  | Suburban |  | 2 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | MA |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000110142 |  |  |  |  |  | OR |  | Vacant |  | 2 | 1 | 0 |  |  | Urban | Townhouse | 1 |  | C1 - Excellent | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | B = Very Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | OR |  | Urban |  | 2 | 3 | 0 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | OR |  | Urban |  | 2 | 3 | 0 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | OR |  | Urban |  | 2 | 3 | 0 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000108241 |  |  |  |  |  | TX |  | Vacant |  | 3 | 1 | 1 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C4 - Average (-) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Suburban |  | 3 | 1 | 0 |  | Fair | Retail |  |  |  |  |  | Sale 2 |  |  |  | TX |  | Suburban |  | 3 | 1 | 1 |  | Fair | Retail |  |  |  |  |  | Sale 3 |  |  |  | TX |  | Suburban |  | 3 | 1 | 0 |  | Fair | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000109969 |  |  |  |  |  | TX |  | Owner Occupied |  | 5 | 5 | 1 | 3 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Suburban |  | 4 | 4 | 1 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | TX |  | Suburban |  | 5 | 4 | 2 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | TX |  | Suburban |  | 5 | 5 | 1 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000111015 |  |  |  |  |  | WA |  | Owner Occupied |  | 4 | 3 | 1 | 3 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | WA |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | WA |  | Suburban |  | 4 | 3 | 1 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | WA |  | Suburban |  | 4 | 3 | 1 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000110187 |  |  |  |  |  | OR |  | Vacant |  | 2 | 1 | 0 |  |  | Urban | Townhouse | 1 |  | C1 - Excellent | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -1.18% |  | -1.18% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | OR |  | Urban |  | 2 | 2 | 1 |  | Excellent | Retail |  |  |  |  |  | Sale 2 |  |  |  | OR |  | Urban |  | 2 | 2 | 1 |  | Excellent | Retail |  |  |  |  |  | Sale 3 |  |  |  | OR |  | Urban |  | 2 | 2 | 1 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000114747 |  |  |  |  |  | CA |  | Vacant |  | 3 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C4 - Average (-) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 3 | 1 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000111664 |  |  |  |  |  | NY |  | Vacant |  | 3 | 2 | 0 | 1 Car |  | Suburban | 2 Family | 2 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Suburban |  | 3 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NY |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NY |  | Suburban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Listing 1 |  |  |  | NY |  | Suburban |  | 4 | 2 | 0 |  | Average |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000111253 |  |  |  |  |  | TN |  | Owner Occupied |  | 5 | 3 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -3.57% |  | -3.57% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TN |  | Suburban |  | 4 | 4 | 0 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | TN |  | Suburban |  | 4 | 5 | 0 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | TN |  | Suburban |  | 4 | 4 | 0 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000111827 |  |  |  |  |  | WA |  | Vacant |  | 3 | 3 | 0 | 1 Car |  | Suburban | Condo (Low Rise) | 1 |  | C1 - Excellent | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | WA |  | Suburban |  | 2 | 2 | 1 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | WA |  | Suburban |  | 2 | 1 | 1 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | WA |  | Suburban |  | 1 | 1 | 1 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000109888 |  |  |  |  |  | TX |  | Vacant |  | 3 | 3 | 0 | 3 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -3.75% |  | -3.75% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | TX |  | Suburban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | TX |  | Suburban |  | 4 | 3 | 0 |  | Good | Retail |  |  |  |  |  | Listing 1 |  |  |  | TX |  | Suburban |  | 4 | 3 | 1 |  | Good |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000114002 |  |  |  |  |  | CO |  | Vacant |  | 3 | 2 | 1 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C4 - Average (-) | Residential Street | D = Minor Decline | C = Average D |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -7.08% |  | -7.08% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Deferred Maintenance Visible |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CO |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CO |  | Suburban |  | 4 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CO |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000115179 |  |  |  |  |  | TN |  | Vacant |  | 4 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Mountains - Rural | B = Stable | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TN |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | TN |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | TN |  | Suburban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000112239 |  |  |  |  |  | KS |  | Tenant Occupied |  | 2 | 2 | 0 |  |  | Urban | Single Family Detached | 1 |  | C4 - Average (-) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | KS |  | Urban |  | 2 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | KS |  | Urban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | KS |  | Urban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000113221 |  |  |  |  |  | CA |  | Owner Occupied |  | 4 | 2 | 1 | 3 Car |  | Suburban | Single Family Detached | 1 |  | C4 - Average (-) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 4 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 4 | 2 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000112041 |  |  |  |  |  | NY |  | Vacant |  | 5 | 2 | 0 |  |  | Urban | 2 Family | 2 |  | C4 - Average (-) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Urban |  | 6 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NY |  | Urban |  | 5 | 4 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NY |  | Urban |  | 6 | 4 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000110697 |  |  |  |  |  | SD |  | Tenant Occupied |  | 2 | 1 | 0 | 2 Car |  | Urban | Single Family Detached | 1 |  | C4 - Average (-) | Residential Street | B = Stable | C = Average |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -1.87% |  | -1.87% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | SD |  | Urban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | SD |  | Urban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | SD |  | Urban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000111293 |  |  |  |  |  | CA |  | Tenant Occupied |  | 3 | 2 | 1 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -2.82% |  | -2.82% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 4 | 3 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000114689 |  |  |  |  |  | OH |  | Tenant Occupied |  | 4 | 2 | 0 | 2 Car |  | Suburban | 2 Family | 2 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | OH |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | OH |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | OH |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000112115 |  |  |  |  |  | OH |  | Vacant |  | 3 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | OH |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | OH |  | Suburban |  | 3 | 1 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | OH |  | Suburban |  | 4 | 2 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000114679 |  |  |  |  |  | CA |  | Vacant |  | 3 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000114215 |  |  |  |  |  | NY |  | Vacant |  | 3 | 2 | 0 |  |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NY |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NY |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NY |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000112139 |  |  |  |  |  | GA |  | Vacant |  | 5 | 4 | 1 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C1 - Excellent | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -4.42% |  | -4.42% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | GA |  | Suburban |  | 4 | 3 | 1 |  | Excellent | Retail |  |  |  |  |  | Sale 2 |  |  |  | GA |  | Suburban |  | 6 | 5 | 0 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | GA |  | Suburban |  | 5 | 4 | 0 |  | Excellent | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000112836 |  |  |  |  |  | MD |  | Vacant |  | 3 | 1 | 0 |  |  | Urban | Single Family Attached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -5.59% |  | -5.59% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Urban |  | 3 | 1 | 0 |  | Average | ShortSale |  |  |  |  |  | Sale 2 |  |  |  | MD |  | Urban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | MD |  | Urban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000114914 |  |  |  |  |  | CA |  | Owner Occupied |  | 3 | 3 | 0 | Carport |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 4 | 4 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 4 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000114367 |  |  |  |  |  | CA |  | Owner Occupied |  | 5 | 6 | 0 | 4 Car |  | Suburban | Single Family Detached | 1 |  | C2 - Good | Residential Street | A = Increasing | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 5 | 5 | 0 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 6 | 7 | 0 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 6 | 8 | 0 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000115034 |  |  |  |  |  | NJ |  | Vacant |  | 3 | 1 | 0 |  |  | Urban | Townhouse | 1 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -8.70% |  | -8.70% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NJ |  | Urban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | NJ |  | Urban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | NJ |  | Urban |  | 3 | 1 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000114488 |  |  |  |  |  | CA |  | Owner Occupied |  | 3 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C2 - Good | High Traffic Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -3.26% |  | -3.26% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 4 | 2 | 0 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Good | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000113536 |  |  |  |  |  | CA |  | Owner Occupied |  | 2 | 1 | 0 | 1 Car |  | Urban | Single Family Detached | 1 |  | C4 - Average (-) | City - Low Rise Views | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Urban |  | 2 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Urban |  | 2 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Urban |  | 2 | 1 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000112372 |  |  |  |  |  | CA |  | Owner Occupied |  | 5 | 3 | 1 | 3 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -7.23% |  | -7.23% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 5 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 5 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 5 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000114752 |  |  |  |  |  | CA |  | Owner Occupied |  | 4 | 4 | 1 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -1.38% |  | -1.38% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 3 | 3 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 5 | 4 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 3 | 3 | 1 |  | Average | Retail |  |  |  |  |  | Listing 1 |  |  |  | CA |  | Suburban |  | 4 | 4 | 0 |  | Average |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000114595 |  |  |  |  |  | CA |  | Owner Occupied |  | 2 | 2 | 0 |  |  | Suburban | Condo (Low Rise) | 1 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 3 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 2 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000114889 |  |  |  |  |  | GA |  | Vacant |  | 4 | 3 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C1 - Excellent | Residential Street | B = Stable | C = Average |  |  | Yes |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | GA |  | Suburban |  | 4 | 3 | 1 |  | Excellent | Retail |  |  |  |  |  | Sale 2 |  |  |  | GA |  | Suburban |  | 4 | 3 | 1 |  | Excellent | Retail |  |  |  |  |  | Sale 3 |  |  |  | GA |  | Suburban |  | 5 | 3 | 0 |  | Excellent | Retail |  |  |  |  |  | Listing 1 |  |  |  | GA |  | Suburban |  | 5 | 3 | 0 |  | Excellent |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000112145 |  |  |  |  |  | CA |  | Vacant |  | 4 | 2 | 1 | 3 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -0.70% |  | -0.70% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 4 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 5 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000116689 |  |  |  |  |  | IL |  | Owner Occupied |  | 5 | 3 | 0 | 2 Car |  | Urban | Single Family Detached | 1 |  | C2 - Good | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | IL |  | Urban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | IL |  | Urban |  | 4 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | IL |  | Urban |  | 5 | 3 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000112194 |  |  |  |  |  | CA |  | Owner Occupied |  | 4 | 4 | 1 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 6 | 5 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 5 | 5 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 4 | 4 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000114511 |  |  |  |  |  | OR |  | Tenant Occupied |  | 4 | 4 | 0 |  |  | Suburban | 4 Family | 4 |  | C3 - Average (+) | Residential Street | B = Stable | C = Average B |  |  | No |  |  |  |  |  | D = Less Confident-Minimal Data |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Low Confidence |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | OR |  | Suburban |  | 6 | 4 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | OR |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Listing 1 |  |  |  | OR |  | Suburban |  | 4 | 4 | 0 |  | Average |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000113349 |  |  |  |  |  | IL |  | Tenant Occupied |  | 3 | 2 | 0 | 2 Car |  | Urban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | IL |  | Urban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | IL |  | Urban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | IL |  | Urban |  | 5 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000114960 |  |  |  |  |  | NJ |  | Tenant Occupied |  | 8 | 5 | 0 | 3 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | NJ |  | Suburban |  | 5 | 4 | 1 |  | Good | Retail |  |  |  |  |  | Sale 2 |  |  |  | NJ |  | Suburban |  | 5 | 5 | 0 |  | Good | Retail |  |  |  |  |  | Sale 3 |  |  |  | NJ |  | Suburban |  | 5 | 5 | 0 |  | Good | Retail |  |  |  |  |  | Listing 1 |  |  |  | NJ |  | Suburban |  | 7 | 6 | 0 |  | Average |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000115465 |  |  |  |  |  | TX |  | Vacant |  | 3 | 2 | 1 | 2 Car |  | Suburban | Townhouse | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Suburban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | TX |  | Suburban |  | 4 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | TX |  | Suburban |  | 3 | 3 | 1 |  | Average | Retail |  |  |  |  |  | Listing 1 |  |  |  | TX |  | Suburban |  | 3 | 2 | 0 |  | Average |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000116099 |  |  |  |  |  | IN |  | Tenant Occupied |  | 4 | 1 | 1 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C4 - Average (-) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | IN |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | IN |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | IN |  | Suburban |  | 4 | 2 | 1 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000115214 |  |  |  |  |  | MD |  | Vacant |  | 3 | 2 | 0 |  |  | Suburban | Single Family Detached | 1 |  | C4 - Average (-) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Suburban |  | 3 | 1 | 1 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | MD |  | Suburban |  | 3 | 2 | 1 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | MD |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000115374 |  |  |  |  |  | CA |  | Vacant |  | 2 | 1 | 0 |  |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 3 | 3 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000114429 |  |  |  |  |  | FL |  | Owner Occupied |  | 3 | 3 | 0 |  |  | Suburban | Single Family Detached | 1 |  | C4 - Average (-) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -0.79% |  | -0.79% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | FL |  | Suburban |  | 5 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | FL |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | FL |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000114828 |  |  |  |  |  | CA |  | Owner Occupied |  | 3 | 1 | 0 |  |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -6.67% |  | -6.67% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | CA |  | Suburban |  | 3 | 1 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | CA |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | CA |  | Suburban |  | 2 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000112830 |  |  |  |  |  | TX |  | Vacant |  | 3 | 2 | 0 | 2 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | 0.00% |  | 0.00% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | TX |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | TX |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | TX |  | Suburban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000115820 |  |  |  |  |  | HI |  | Vacant |  | 3 | 2 | 0 | 1 Car |  | Suburban | Single Family Detached | 1 |  | C3 - Average (+) | Residential Street | B = Stable | B = Conforms to Area |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -1.85% |  | -1.85% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | HI |  | Suburban |  | 3 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | HI |  | Suburban |  | 3 | 3 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | HI |  | Suburban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| xxxxx |  | 4000110352 |  |  |  |  |  | MD |  | Tenant Occupied |  | 3 | 1 | 0 |  |  | Urban | Townhouse | 1 |  | C3 - Average (+) | Residential Street | F = Major Decline | C = Average D |  |  | No |  |  |  |  |  | C = Confident |  |  |  | xxxxx | -3.65% |  | -3.90% |  | 0.00% |  |  |  |  |  |  | $0 |  |  | Yes |  |  |  | Appraisal |  |  |  |  | Sale 1 |  |  |  | MD |  | Urban |  | 3 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 2 |  |  |  | MD |  | Urban |  | 4 | 2 | 0 |  | Average | Retail |  |  |  |  |  | Sale 3 |  |  |  | MD |  | Urban |  | 3 | 1 | 1 |  | Average | Retail |  |  |  |  |  | Listing 1 |  |  |  | MD |  | Urban |  | 3 | 2 | 0 |  | Average |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.02

**Exhibit 99.02**

![](ex99-02_001.jpg)

**NARRATIVE**

**OBX 2026-NQM7**

**By Canopy Financial Technology Partners LLC on April 21, 2026**

Canopy Financial Technology Partners LLC

<u>chweeler@canopytpr.com</u> \| 801-792-2995 \| <u>www.canopytpr.com</u>

Address: 1 Research Court, Suite 450, Rockville, MD 20850

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-02_001.jpg)

**Description of Services**

Canopy Financial Technology Partners, LLC ("Canopy") performed certain due diligence services (the "Review) described below on Non-Agency Eligible Mortgage Loans ("Loans") backed by residential properties originated or acquired by Onslow Bay Financial LLC (the "Client") or its affiliated company. The Review was conducted from October 2025 to February 2026 via files imaged and provided by the Client for review.

The Review consisted of a population of four-hundred fifty-three (453) Loans with an aggregate principal balance of $265,702,388.

**Loan Sampling**

The Client defined the sample size and the random sampling of the Loans to be included in the Review.

The Review was conducted consistent with the criteria for the specific Nationally Recognized Statistical Rating Organizations (NRSROs); Moody's Investor Services, Inc. and Kroll Bond Rating Agency, LLC.

**Data Integrity**

Canopy performed a data comparison review of the data fields provided by the Client on the loan tape to the data found in the actual Loan File as captured by Canopy. This comparison, when specific data was available, included the following data fields and tolerance levels noted below.

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Logic Applied** |
| &nbsp;&nbsp;All Borrower Total Income | &nbsp;&nbsp;Apply 2.5% Tolerance If AUS = Yes and DTI > 0 or if AUS = No and DTI between 0 and 43, Do not Apply Tolerance if DTI >= 43 and AUS = No |
| &nbsp;&nbsp;Amortized Term | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Application Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 1 Citizen | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 1 Self Employed Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 2 Citizen | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 2 Self-Employment Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Business Purpose Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Cash Disbursement Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Combined LTV | &nbsp;&nbsp;Apply 1% Tolerance if < 80% |
| &nbsp;&nbsp;DSCR | &nbsp;&nbsp;.25% tolerance |
| &nbsp;&nbsp;Escrow Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Final Reviewed QM Status | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;First Interest Rate Change Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Higher Priced Mortgage Loan (HPML) Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Index | &nbsp;&nbsp;No tolerance |

---

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-02_001.jpg)

---

| | |
|:---|:---|
| &nbsp;&nbsp;Initial Monthly P&I Or IO Payment | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Loan Program | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Margin (ARM Loan) | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Mortgage Origination Channel | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Note Interest Only Term | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Occupancy Type | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Original Appraised Value | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Original Balance | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;Apply 1% Tolerance if < 80% |
| &nbsp;&nbsp;Origination BK Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Originator QM Status | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Origination Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Origination Foreclosure Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Prepayment Penalty Term | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Property Zip Code | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;Apply 2.5% Tolerance If AUS = Yes and DTI > 0 or if AUS = No and DTI between 0 and 43, Do not Apply Tolerance if DTI >= 43 and AUS = No |
| &nbsp;&nbsp;Sales Price | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Underwriting Guideline Product Name | &nbsp;&nbsp;No tolerance |

---

**Credit Underwriting**

Canopy reviewed each Loan File to determine the adherence to defined underwriting or credit extension guidelines, standards, criteria or other requirements provided by the Client, including, as applicable, Ability to Repay (ATR) and Qualified Mortgage (QM) requirements. The Credit Qualification review consisted of the following:

**Loan Attributes.** To determine borrower program eligibility, Canopy verified the following loan attributes and, where applicable, re-calculated based on the information provided.

· Assets and Reserves;

· DTI;

· DSCR;

· Gross Income;

· Housing history;

· Lien Position;

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-02_001.jpg)

· Loan Purpose;

· LTV/CLTV;

· Monthly debt service;

· Occupancy;

· Property Type;

· Qualifying PITI; and

· Residual Income.

**Credit Application:** For the Credit Application (1003), Canopy verified whether

· All known borrower-owned properties are disclosed on the REO Section;

· Borrower(s) employment history ;

· Citizenship and eligibility;

· First time home buyer status ;

· The application was signed by all borrowers; and

· The application was substantially completed.

**Credit History:** Canopy verified:

· A credit report or alternative credit history as applicable to loan type is present for each borrower;

· Bankruptcy and foreclosure seasoning;

· Capture the monthly consumer debt payments for use in the applicable DTI calculation;

· Installment and revolving payment history;

· Mortgage/rental payment history;

· Note and research the Real Estate Owned, OFAC, and Fraud alerts;

· Number of tradelines; and

· Representative Credit Score and Methodology.

**Employment and Income:** Canopy determined whether all applicable supporting documentation as required by Seller's Guidelines and Ability to Repay ("**ATR**") when applicable per above were in the file. The documentation was used to verify whether the income used to qualify the loan was calculated in accordance with Seller's Guidelines. Documentation verifying employment and income were deemed acceptable if it was a third-party document as required by the Seller's Guidelines and ATR when applicable per above and may include:

· Verbal or Written VOE's;

· Paystubs;

· W-2 forms;

· Tax returns;

· Financial statements;

· Award letters;

· IRS Tax Transcripts (compared to Tax Returns provided by Borrower(s)).

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-02_001.jpg)

**Fraud Review:** For all Loans, the Client provided the results from a third-party anti-fraud tool to Vendor.

In accordance with the type of fraud report provided, Canopy utilized the results provided by the Client along with information in the Loan File, to identify and address any potential misrepresentations including:

· Borrower identity:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Social Security inconsistencies

o Borrower name variations

· Employment:

· Licensing – reviewed NMLS data for:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Mortgage lender/originator

o Loan officer

· Occupancy:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Borrower address history

o Subject property ownership history

· OFAC.

**Asset Review:** Canopy assessed whether the asset documentation required by the Seller's Guidelines and ATR, when applicable, was present in the Loan File. Canopy also conducted a review of the reserve calculation, if used to determine ATR or required by the Seller's Guidelines, including a review of any large deposits. Canopy re-calculated gross, net, and liquid asset balances. The Asset Review also consisted of verifying the down payment, closing costs, prepaid items and reserves. Documentation used to verify assets for down payment, closing costs, prepaid items and reserves may have included:

· Depository account statements;

· Gift funds;

· Settlement statement or other evidence of conveyance and transfer of funds if a sale of assets was involved;

· Stock or security account statements; and/or

· VOD's.

**Hazard/Flood insurance/Taxes:** A review of the insurance present on the loan was performed by Canopy as follows:

· Confirmed that the flood certification is for the correct borrower, property, lender and loan number and is a "Life of Loan"
certification;

· Confirmed that the mortgagee clause lists the lender's name and "its successors and assigns;"

· Confirmed that the premium amount on both the hazard and flood insurance match what was used in the DTI calculations;

· For condominium properties, confirmed that the blanket policy meets the minimum amount of coverage in the guidelines;

· For properties in a flood zone per the flood certification, confirmed that flood insurance meets guideline requirements in the file
and met the minimum required amount of coverage in the guidelines;

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-02_001.jpg)

· Verified that the hazard insurance meets the minimum required amount of coverage in the guidelines.

· Reviewed Tax Certificate to verify and compare monthly escrows used to calculate DTI matches and that taxes are current; and

**Automated Underwriting System Findings:** N/A

**Document Review**

Canopy reviewed each Loan File and verified if the following documents, as applicable, were included in the file and if the data on these documents was consistent (where applicable):

· Initial application (1003);

· Final application (1003);

· Note;

· Mortgage/Deed of Trust;

· Appraisal;

· Sales Contract;

· Title Commitment/Policy;

· Junior Lien/Subordination Agreement;

· Mortgage Insurance;

· Underwriting Approval Documentation inclusive, but not limited to documents listed in the Credit Review section herein;

· Flood Certification;

· Initial and Final Loan Estimate (LE);

· Initial and Final and Closing Disclosure (CD);

· Post-Consummation Closing Disclosure (PC-CD) [if applicable].

**Business Purpose Validation**

For Loans originated as Business Purpose loans (as defined by Regulation Z [12 CFR 1026], and its supporting commentary, the implementing regulation of the Truth-in-Lending Act ("TILA") [15 U.S.C. 1601 et seq.]), Canopy assessed that the facts and circumstances of the subject loan did not trigger Consumer Purpose classification (also as defined by Regulation Z [12 CFR 1026], and its supporting commentary, the implementing regulation of the Truth-in-Lending Act [15 U.S.C. 1601 et seq.]).

**"Missing Document" to Cleared Exception:** In the event that there was no express statement in the Loan File, and there was no express evidence in the Loan File that the loan proceeds were used for "Business Purpose" Canopy assigned the file a "D" grade for missing said documentation. In the event that the express statement, or with clear, unequivocal documented evidence of use of loan proceeds for non-consumer, business purpose, was provided by the lender that defines and/or evidences the "primary purpose" of the loan as "business purpose" the "D" grade – "Missing Document", was cleared by Canopy.

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-02_001.jpg)

**"Missing Document" to "B" Grade:** In the event that there was no express statement in the Loan File, and there was no express evidence provided that the loan proceeds were used for "Business Purpose", Canopy gave the file a "D" grade, for missing documentation. In the event that there was not any express statement or evidence of business purpose use of the proceeds, then the "D" grade – "Missing Document" initial finding was re-graded after conducting a full Consumer Purpose, regulatory compliance review, as applicable to assignees for Consumer Purpose loans. In the event that the loan did not violate any applicable regulatory compliance obligations, the loan was re-graded as a "B" grade final finding.

**"Material Compliance Violation":** In the event that no express statement existed in the Loan File, Canopy assessed any and all documentation provided to determine what the actual use of the proceeds were, to best identify that the "primary purpose" of the loan was not in fact for "business purpose" as relied upon by the lender, but is in fact for a "consumer purpose". If, in fact, evidence existed that the proceeds were used for personal, Consumer Purpose, then Canopy identified that the "primary purpose" of the loan is not "business purpose" and as "consumer purpose" subject to the full Consumer Purpose regulatory compliance obligations of an originator as it applies to an assignee, with a material compliance exception of a "C" grade.

**"Material Compliance Violation" to "B" Grade:** The above noted Material Compliance Violation was re-graded to a "B" grade by conducting a full Consumer Purpose regulatory compliance review, as applicable to assignees for Consumer Purpose loans, and in the event that the loan did not violate any applicable regulatory compliance obligations, the loan was re-graded as a "B" grade final finding.

**Compliance Review**

Canopy reviewed each Loan File and, if applicable, verified that it was consummated in compliance with the applicable federal, state, and local anti-predatory lending statutes in effect at the time of origination of the mortgage loan. Canopy' review included, but was not limited to, the verification and validation that each mortgage loan met the relevant provisions of:

(i) **Anti-Predatory Lending** requirements, that are imposed by federal, state and/or local statutory, regulatory or authoritative
determinations (e.g. state constitutional provisions, ordinances, interpretations, judicial determinations, etc.) that impose civil or
criminal liability upon the Assignee or may cause significant loss severity to the value of the Loan, including HOEPA and any state and
local high-cost home loan laws. Assignee shall have the meaning as defined in TILA;

(ii) the **Truth in Lending Act** (" <u>TILA</u> "), as amended by HOEPA, 15 U.S.C. §1601 et seq., as implemented by
Regulation Z, 12 C.F.R. Part 1026;

(iii) the **Real Estate Settlement Procedures Act** (" <u>RESPA</u> "), 12 U.S.C. §2603, as implemented by Regulation
X, 12 C.F.R. Part 1024;

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-02_001.jpg)

(iv) the **Equal Credit Opportunity Act** ("ECOA") **, 15 U.S.C.** §1691 as implemented by Regulation B, 12 C.F.R.
§1001.1(b);

**I.** **Compliance Documentation Requirements** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review of the following documents as they related to regulatory compliance:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Initial and final application (1003)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Note, including all addendums

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Copy of note for any junior liens (if applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Mortgage / Deed of Trust, including all riders

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Initial, Interim, and Final Loan Estimates ("LE")

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Initial CD (i.e., the CD required to be received by the borrower(s) at least 3 business days prior to
consummation) and re-disclosed CDs (as applicable and permitted by TILA/Regulation Z)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. Notice of Right to Cancel (as applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Rate Lock Date Information;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ix. HOEPA Disclosures (if applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x. Initial Escrow Account Disclosure

**II.** **Anti-Predatory Lending (Assignee Liability)** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Loans were reviewed for violations of federal, state & local high cost,
higher-priced and/or consumer finance laws and regulations that carry Assignee Liability, including those defined below. Any loan that
is determined to be classified and/or defined as high cost, higher-priced, subprime, threshold, predatory high risk, covered or similar
classification/definition was reported.

**III.** **Compliance Testing Elements** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. **Truth-in-Lending Act (TILA) / Regulation Z**: Loans were reviewed to
determine compliance with the following requirements of TILA and Regulation Z, including, but not limited to, the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. **TILA/RESPA Integrated Disclosure Testing ("TRID")**. A review and comparison of LEs and
CDs with a report outlining any TILA violations, including a re-calculation of disclosed finance charge, principal and interest calculations,
proper completion of the Projected Payments table, total of payments, finance charge, amount financed, recalculation of disclosed APR
and a review to determine disclosure differences were within the allowed tolerances and disclosures were provided within the required
timeframes. Testing will be conducted to fulfill the elements Structured Finance Association (SFA) TRID Compliance Review Scope ("TRID
Grid 4.0");

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex99-02_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. **Right of Rescission**. A review of the TILA Right of Rescission, Notice of Right to Cancel, including a verification of the transaction date and expiration date, ensuring proper execution of the Notice of Right to Cancel by all required parties, verifying the disbursement date and determining if a full three (3) day rescission period was adequately provided to the borrower(s). The appropriate Model Form will be tested according to applicable U.S. Court of Appeals, Circuit Court rulings;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. **Qualified Mortgage and Ability to Repay**. A review to ensure the mortgage loan meets the applicable
Qualified Mortgage ("QM") and Ability-to-Repay ("ATR") requirements as set forth in regulations promulgated by
the Consumer Financial Protection Bureau as found at 12 CFR § 1026.43. QM and ATR testing is detailed below.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. **Real Estate Settlement Procedures Act (RESPA)/Regulation X**: Review to ensure compliance with RESPA/Regulation X documentation and timing requirements in effect at origination of the mortgage loan for RESPA disclosures (Servicing Disclosure Statement; Affiliated Business Arrangement Disclosure; Initial Escrow Disclosure Statement; List of Homeownership Counselling Organizations).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. **Equal Credit Opportunity Act (ECOA)/Regulation B**: Confirm compliance
with the January 18, 2014 requirements regarding the disclosure of the right to receive a copy of appraisals within three (3) business
days of application, the right to receive a copy of the appraisals at least three (3) business days prior to consummation and any applicable
waiver. The disclosure of the right to receive a copy of appraisals may be met by the disclosure on the Loan Estimate pursuant to 12 CFR
§ 1026.27(m)(1).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. **Fair Credit Reporting Act (FRCA)/Regulation V**: Confirm compliance with the current FCRA/Regulation V requirements regarding risk-based pricing notice, credit score disclosure and Notice to Home Loan Applicant, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**e.** **Miscellaneous Compliance Testing:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Mandatory Arbitration – Canopy will report mandatory arbitration provisions
present in the Loan File.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Single Premium Credit Insurance – Canopy will report single premium credit insurance policies or
debt cancellation agreements present in the Loan File.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. TPR will test for state prepayment and late charge restrictions. If a prepayment
penalty that exceeds the state permitted penalty has expired, this must be reported.

**State & Local Anti-Predatory Requirements**

The following is an itemization of the generally understood current and historical state and local anti-predatory lending requirements, as customary in secondary market due diligence compliance testing:

· Arkansas Home Loan Protection Act, Ark. Stat. Ann. § 23-53-101 et seq.

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· California Anti-Predatory Lending ("Covered Loan", Cal. Fin. Code § 4970 et seq.

· California Higher-Priced Mortgage Loan ("CA HPML"), Cal. Fin. Code §4995 et seq.

· Colorado Consumer Equity Protection Act, Colo. Rev. Stat. § 5-3.5-101 et seq.

· Connecticut Abusive Home Loan Lending Practices Act, Conn. Stat. Ann. §36a-746 et seq. and the Responsible
Lending and Economic Security Act, Conn. House Bill 5577 (2008).

· Connecticut Nonprime Home Loans, Conn. Gen. Stat. §§ 36a-760 et seq. (2008-2009) and (2009-Current)

· District of Columbia Home Loan Protection Act of 2002, D.C. Official Code § 26-1151.01 et seq., as
implemented by 20 D.C. Municipal Reg. § 2000.1 et seq. as well as DC Mortgage Disclosure Act of 2007.

· Florida Fair Lending Act, Fla. Stat. Ann. § 494.0078 et seq. (2002 – 2014).

· Georgia Fair Lending Act, Ga. Stat. Ann. § 7-6A-1 et seq. (as originally enacted by House Bill 02-1361
and as modified by Senate Bill 03-53).

· Idaho Residential Mortgage Practices Act, Idaho Code § 26-3101 et seq. (2003).

· Illinois High Risk Home Loan Regulations, 38 Ill. Admin. Code § 345.10 et seq. (Repealed)

· Illinois High Risk Home Loan Act, Public Act. 93-0561 (2003), Ill. Comp. Stat. tit. 815 §§ 137/1
et seq. (2004).

· Illinois Predatory Lending Database Program, Public Act 95-0691 (SB 1167).

· City of Chicago, Illinois, Anti-Predatory Lending Ordinance, Chicago Municipal Code, §§ 2-32-440;
2-32-455; 2-92-325; 4-4-155; 8-4-325.

· Cook County, Illinois, Anti-Predatory Lending Ordinance, Ordinance No. 240864 (2001) as amended by Illinois
SB 1167 (2007).

· Indiana Home Loan Practices Act, as amended by HB 1179 (2005) Ind. Code § 24-9-1 et seq.

· Kansas Consumer Credit Code, Section 16a-3-308a, Kan. Stat. Ann. § 16a-1-101 et seq. 16.

· Kentucky Anti-Predatory Lending Statute, as amended by Kentucky House Bill 552 (2008), Ky. Rev. Stat.
§ 360.100 et seq.

· Maine, An Act to Enhance Consumer Protections in Relation to Certain Mortgages, 9A Me. Rev. Stat. Ann.
§§ 8-103(1); 8-206(8); 8-206A and Maine Legislative Document 1869 (2007), 2125 (2008) and 1439 (2009), and regulation Z-3.

· Maryland Commercial Law, Mary. Stat. Ann. §§ 12-124.1; 12-127; 12-409.1; 12-1029 and as amended
by Maryland Senate Bill 270 (2008) and Maryland Regulations under the Maryland Mortgage Lender Law (2009).

· Maryland Regulations for Higher Priced Mortgage Loans, as promulgated under the Maryland Mortgage Lender
Law, Md. Code Ann., Fin. Instit. Code §§ 11-501 et seq.; Md. Code Regs. §§ 09.03.06.01 et seq.

· Massachusetts High-Cost Mortgage Regulations, 209 CMR § 32.32 et seq. including MA House Bill 4387
(2008) 20. Massachusetts Predatory Home Loan Practices Act, M.G.L. Chapter 183(C).

· Massachusetts "Borrower's Interest" Standard, M.G.L. Chapter 183, §28C.

· Massachusetts Mortgage Lender and Broker Regulations, 940 CMR § 8.00 (15-17).

· Massachusetts Regulations for Higher Priced Mortgage Loans, 209 Mass. Code Regs. §§ 32.00 et
seq.

· Massachusetts Subprime ARMs to First Time Homebuyers, M.G.L. Chapter 184, §17B.5.

· Michigan Consumer Mortgage Protection Act, Mich. Stat. Ann. § 445-1631 et seq.

· Minnesota Mortgage Originator and Service Licensing Act, § 58.137 et al. (S.F. 2988 (2002) and as
amended by House File 1004 and SF 98 (2007) and SF 3154 and 3214 (2008).

· Nebraska Mortgage Bankers Registration and Licensing Act, Neb. Stat.§ 45-702 et seq.

· Nevada Anti-Predatory Lending Law, AB No. 284 (2003), as amended by AB 4 (2007), Nev. Rev. Stat. §
598D.010 et seq.

· New Jersey Home Ownership Security Act of 2002, NJ Stat. Ann. § C:46:10B-22 et seq.

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· New Mexico Home Loan Protection Act, SB 449 (2003) and as amended by SB 342 (2009), N.M. Stat. Ann. §
58-21A-1 et seq.

· New York High-Cost Home Loan Regulations (1A - Original Part 41), 3 NYCCR Part 41 (2001).

· New York High-Cost Home Loan Act (1B - § 6-l), N.Y. Bank. L.
Ch. 626., as implemented by 3 NYCCR Part 41 (2003) and as amended by Senate Bill 8143-A (2008).

· New York Subprime Home Loans, NY Bank. Law § 6-m.

· North Carolina Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-1.1A to 24-10.2 and North Carolina
Amendments to Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-9; 24-1.1(E)(a); 24-10.2(a) as amended.

· Ohio Anti-Predatory Lending Statute, HB 386, as amended by S.B. 185 (2006), Ohio Rev. Code Ann. §
1.63. · Ohio Consumer Sales Practices Act, Ohio Rev. Code Ann. § 1345.01, as implemented by Ohio Admin. Rules
§ 109 4-3-01 et seq.

· City of Cleveland Heights, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 72-2003.

· Summit County, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 2004-618, Muni. Code §§
201.01 et seq.

· Oklahoma Anti-Predatory Lending Law, House Bill No. 1574 (2003).

· Oklahoma Higher-Priced Mortgage Loans Law, Okla. Admin. Code §§ 160:45-9-1 et seq.

· Pennsylvania Consumer Equity Protection Act, 63 Pa. Cons. Stat. Ann. § 456.501 et seq.

· City of Providence, Rhode Island Predatory Lending Ordinance, Ordinance No. 245, Chapter 2006-33 as amended.

· Rhode Island Home Loan Protection Act, Chapter 25.2 of Title 34 of RI Gen. L. et seq., as
implemented by Emergency Banking Regulation 3 (2006) and Final Banking Regulation 3 (2007) and amended by Senate Bill 371 (2007).

· South Carolina High-Cost and Consumer Home Loans Act, S.C. Code § 37-23-10 et seq.

· South Carolina Consumer Protection Code, S.C. Code 37-1-101 et seq.

· Tennessee Home Loan Protection Act of 2006, TN Code Annotated, Title 47 et seq.

· Texas High-Cost Home Loan Statute, TX. Fin. Code Ann. § 343.201 et seq.

· The disclosure requirements and prohibitions of Section 50(a)(6) and 50(f)(2) of Article XVI of the Texas
Constitution

· Utah Residential Mortgage Practices Amendments, Utah Code Ann. § 61- 2c-102 et seq.

· Utah High Cost Home Loan Act, Utah Code § 61-2d-101 et seq.

· Vermont Interest Act, 9 V.S.A. § 104, implemented by Regulation B-98-2.

· Virginia Mortgage Lender and Broker Act (for loans originated prior to July 1, 2003), Va. Code Ann. §§
6.1-413; 6.1-422, 6.1-428.

· Virginia Mortgage Lender and Broker Act (for loans originated after July 1, 2003), Va. Code Ann. §§
6.1-411; 6.1-422.1, 6.1-425.1; 6.1-425.2.

· Washington House Bill 2770, Mortgage Lending and Homeownership, Chapter 108, Laws of 2008.

· West Virginia Residential Mortgage Lender, Broker and Servicer Act, W.Va. Code § 31-17-1 et seq.

· Wisconsin Responsible High Cost Mortgage Lending Act, Wis. Stat. § 428.202.

· Wyoming Credit Code, Wyo. Stat. Ann. §§ 40-14-101 et seq.

**QUALIFIED MORTGAGE (QM)** 

With respect to QM (Safe Harbor and Rebuttable Presumption) designated loans, Canopy reviews the loan to determine whether, based on available information in the Loan File: (i) the loan contains risky loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

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If a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable Agency as permitted under the QM final rule, Canopy reviews the loan to determine whether, based on available information in the Loan File the loan satisfied (i), (ii) and (iii) in the preceding paragraph and reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated loan that satisfied the applicable requirements enumerated above, Canopy then determines whether the loan is a Safe Harbor QM or Rebuttable Presumption QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

**Ability to Repay (ATR)**

Canopy reviews the loan to determine whether, based on available information in the Loan File, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability, the consumer's current employment status; (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

Note: for loans designated as QM – Agency eligible (QM – Temporary), Canopy will not review for compliance with the requirements of Appendix Q or General Ability to Repay.

Canopy reviews loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). Canopy does not represent or warrant that the factors for which it is reviewing the loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a loan. Canopy's review is based on information contained in the Loan File at the time it is provided to Canopy to review, and only reflects information as of that point in time.

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**VALUATION REVIEW**

Canopy reviewed all appraisals and alternative value tools used to qualify the Loan for reasonableness of estimated value, integrity of comparable sales, completeness of data and eligibility of the appraiser, consistent with underwriting guidelines, variances, tolerances, and exception authorities established by Client. Additionally, Canopy determined that the appraised value appeared to be reasonably supported ("Value-Supported Analysis"), based on the valuation provided by the Independent Third-party Review.

· With respect to Title XI of FIRREA, Canopy checked for the presence of the appraiser's license,
and reviewed for the presence of any red flags related to the mortgaged property that may have posed a risk to the property or occupants.

· With respect to USPAP, Canopy confirmed the appraiser's certification is present and executed within
the original appraisal.

***Independent third-party values, CU SCORES and FHLMC REPS and WARRANTS***

Canopy applied a cascade methodology to determine if the original appraisal value was reasonably supported when compared to an independent third-party valuation product.

**Valuation Reconciliation Process:**

· If a Desk Review, or other acceptable review product, was provided supporting the origination appraised
value within a -10% variance and acceptable confidence score, no additional products were required.

· In the event a Desk Review yielded material exceptions or had a value exceeding a negative ten percent
(-10%) variance, a field review or second appraisal was ordered to further establish value.

**Agency Eligible Loans:**

· For FNMA loans, if a CU Score was available and the CU Score was greater than 2.5, Canopy ordered an AVM or Desk Review. If the CU Score was less than or equal to 2.5, no further review product was required based on market acceptance of Agency Eligible Loans.

· For FHLMC loans, if the FHLMC Rep & Warrant Relief indicator was Not Eligible, Canopy ordered an AVM or Desk Review. If the FHLMC Rep & Warrant Relief indicator was Eligible, no further review product was required based on market acceptance of Agency Eligible Loans.

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<br> **GRADING COMPONENTS**

**Due Diligence Grading Criteria**

Upon completion of the Loan File review, Canopy assigned comprehensive grading that considers critical factors based on the specific review completed, in addition to product, client, and rating agency requirements.

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the NRSRO listed in the Form ABS Due Diligence-15E.

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| | |
|:---|:---|
| &nbsp;&nbsp;**Final Event Grade** | &nbsp;&nbsp;**Final Event Grade** |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;Loan meets Credit, Compliance, and Valuation Guidelines. |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp;The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| &nbsp;&nbsp;**D** | &nbsp;&nbsp;Loan is missing documentation to perform a sufficient review. |

---

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| | |
|:---|:---|
| &nbsp;&nbsp;**Credit Event Grades** | &nbsp;&nbsp;**Credit Event Grades** |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;The loan meets the published guidelines without any exceptions. The employment, income, assets, and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;The loan substantially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp;The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| &nbsp;&nbsp;**D** | &nbsp;&nbsp;There was not sufficient documentation to perform a review, or the credit file was not furnished. |

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| | |
|:---|:---|
| &nbsp;&nbsp;**Compliance Event Grades** | &nbsp;&nbsp;**Compliance Event Grades** |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp;The loan violates one material law or regulation. The material disclosures are absent, or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| &nbsp;&nbsp;**D** | &nbsp;&nbsp;There was not sufficient documentation to perform a review, or the required legal documents were not furnished. |

---

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| | |
|:---|:---|
| &nbsp;&nbsp;**Valuation Event Grade** | &nbsp;&nbsp;**Valuation Event Grade** |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;The value is supported within 10% of the original appraisal by supporting documents (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal by supporting documents and there are no other valuation support documents provided. The valuation methodology substantially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition, or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms |
| &nbsp;&nbsp;**D** | &nbsp;&nbsp;The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

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**FINDINGS SUMMARY**

**Summary Overview** 

Canopy's review concluded the grading of the Credit, Property/Valuation, and Compliance sections. 98.90% (448 loans) have an overall grade of "A" and 1.10% (5 loans) has an overall grade of "B".

Canopy's review concluded a Credit grade of "A" for 99.12%, (449 loans) of mortgage loans reviewed, and 0.88% (4 loans) has a Credit grade of "B".

Canopy's review concluded a Compliance grade of "A" for 99.78%, (452 loans) of mortgage loans reviewed, and 0.22% (1 loans) have a Compliance grade of "B".

Canopy's review concluded a Property/Valuation grade of "A" for 99.78%, (452 loans) of mortgage loans reviewed, and 0.22% (1 loans) has a Property/Valuation grade of "B".

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**FINDINGS TABLE**

**REVIEW TABLES**

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**OVERALL REVIEW RESULTS** | &nbsp;&nbsp;**OVERALL REVIEW RESULTS** | &nbsp;&nbsp;**OVERALL REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;448 | &nbsp;&nbsp;98.90% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;5 | &nbsp;&nbsp;1.10% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**453** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**CREDIT REVIEW RESULTS** | &nbsp;&nbsp;**CREDIT REVIEW RESULTS** | &nbsp;&nbsp;**CREDIT REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;449 | &nbsp;&nbsp;99.12% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.88% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**453** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**COMPLIANCE REVIEW RESULTS** | &nbsp;&nbsp;**COMPLIANCE REVIEW RESULTS** | &nbsp;&nbsp;**COMPLIANCE REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;452 | &nbsp;&nbsp;99.78% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.22% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**453** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**PROPERTY REVIEW RESULTS** | &nbsp;&nbsp;**PROPERTY REVIEW RESULTS** | &nbsp;&nbsp;**PROPERTY REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;452 | &nbsp;&nbsp;99.78% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.22% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**453** | &nbsp;&nbsp;**100.00%** |

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Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

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**Additional Loan Summary Details**

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| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;420 | &nbsp;&nbsp;92.72% | &nbsp;&nbsp;$235184274.00 |
| &nbsp;&nbsp;ARM | &nbsp;&nbsp;33 | &nbsp;&nbsp;7.28% | &nbsp;&nbsp;$30518114.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**453** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$265702388.00** |
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;First | &nbsp;&nbsp;453 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$265702388.00 |
| &nbsp;&nbsp;Second | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**453** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$265702388.00** |
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Cash Out: Debt Consolidation—<br> Proceeds used to pay off existing loans <br> other than loans secured by real estate | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;Cash Out: Home Improvement/Renovation | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;Cash Out: Other/Multi-Purpose/Unknown Purpose | &nbsp;&nbsp;73 | &nbsp;&nbsp;16.11% | &nbsp;&nbsp;$49526200.00 |
| &nbsp;&nbsp;Limited Cash Out (GSE Definition) | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;First Time Home Purchase | &nbsp;&nbsp;83 | &nbsp;&nbsp;18.32% | &nbsp;&nbsp;$44018500.00 |
| &nbsp;&nbsp;Other Than First Time Home Purchase | &nbsp;&nbsp;172 | &nbsp;&nbsp;37.97% | &nbsp;&nbsp;$91187467.00 |
| &nbsp;&nbsp;Rate/Term Refinance - Borrower Initiated | &nbsp;&nbsp;125 | &nbsp;&nbsp;27.59% | &nbsp;&nbsp;$80970221.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**453** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$265702388.00** |
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;120 Months | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;121 - 180 Months | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.44% | &nbsp;&nbsp;$559866.00 |
| &nbsp;&nbsp;181 - 240 Months | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;241 - 300 Months | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;301 - 360 Months | &nbsp;&nbsp;451 | &nbsp;&nbsp;99.56% | &nbsp;&nbsp;$265142522.00 |
| &nbsp;&nbsp;421 - 480 Months | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**453** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$265702388.00** |
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Owner Occupied | &nbsp;&nbsp;263 | &nbsp;&nbsp;58.06% | &nbsp;&nbsp;$175364523.00 |
| &nbsp;&nbsp;Second Home | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.88% | &nbsp;&nbsp;$3037000.00 |
| &nbsp;&nbsp;Investment Property | &nbsp;&nbsp;186 | &nbsp;&nbsp;41.06% | &nbsp;&nbsp;$87300865.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**453** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$265702388.00** |

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Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

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**DATA COMPARISON RESULTS**

Of the four-hundred fifty-three (453) mortgage loan files reviewed, ninety-five (95) unique loans (20.97% by number) had one-hundred seven (107) tape comparison discrepancies across twenty (20) data fields.

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| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Logic Applied** | &nbsp;&nbsp;**# Loans with<br> Discrepancy** | &nbsp;&nbsp;**Total Times<br> Compared** | &nbsp;&nbsp;**%<br> Variance** |
| &nbsp;&nbsp;AUS Findings | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp;453 | &nbsp;&nbsp;0.22% |
| &nbsp;&nbsp;Borrower 1 Citizen | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;20 | &nbsp;&nbsp;453 | &nbsp;&nbsp;4.42% |
| &nbsp;&nbsp;Borrower 1 FTHB | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;8 | &nbsp;&nbsp;453 | &nbsp;&nbsp;1.77% |
| &nbsp;&nbsp;Borrower 1 Self-Employment Flag | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;8 | &nbsp;&nbsp;453 | &nbsp;&nbsp;1.77% |
| &nbsp;&nbsp;Borrower 1 SSN | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;2 | &nbsp;&nbsp;453 | &nbsp;&nbsp;0.44% |
| &nbsp;&nbsp;Borrower 2 Citizen | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;3 | &nbsp;&nbsp;453 | &nbsp;&nbsp;0.66% |
| &nbsp;&nbsp;Borrower 2 Self-Employment Flag | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;5 | &nbsp;&nbsp;453 | &nbsp;&nbsp;1.10% |
| &nbsp;&nbsp;Borrower 2 SSN | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;4 | &nbsp;&nbsp;453 | &nbsp;&nbsp;0.88% |
| &nbsp;&nbsp;Calculated DSCR | &nbsp;&nbsp;.25% tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp;453 | &nbsp;&nbsp;0.22% |
| &nbsp;&nbsp;Number of Units | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;6 | &nbsp;&nbsp;453 | &nbsp;&nbsp;1.32% |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;3 | &nbsp;&nbsp;453 | &nbsp;&nbsp;0.66% |
| &nbsp;&nbsp;Originator Doc Type | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp;453 | &nbsp;&nbsp;0.22% |
| &nbsp;&nbsp;Primary Appraised Property Value | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;15 | &nbsp;&nbsp;453 | &nbsp;&nbsp;3.31% |
| &nbsp;&nbsp;Property Description | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;5 | &nbsp;&nbsp;453 | &nbsp;&nbsp;1.10% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;4 | &nbsp;&nbsp;453 | &nbsp;&nbsp;0.88% |
| &nbsp;&nbsp;Property Zip Code | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp;453 | &nbsp;&nbsp;0.22% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;16 | &nbsp;&nbsp;453 | &nbsp;&nbsp;3.53% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;Apply 1% Tolerance if < 80% | &nbsp;&nbsp;2 | &nbsp;&nbsp;453 | &nbsp;&nbsp;0.44% |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;Apply 2.5% Tolerance If AUS = Yes and DTI > 0 or if AUS = No and DTI between 0 and 43, Do not Apply Tolerance if DTI >= 43 and AUS = No | &nbsp;&nbsp;1 | &nbsp;&nbsp;453 | &nbsp;&nbsp;0.22% |
| &nbsp;&nbsp;Refinance Type | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp; 453 | &nbsp;&nbsp;0.22% |

---

**Disclaimer**

*Canopy Financial Technology Partners, LLC ("the Company") performs due diligence reviews for Residential Mortgage-Backed Securities, as well as, assets, collateral, counterparty operations, and similar diligence reviews in the consumer finance industry. In issuing reports and maintaining the ratings provided for herein, the Company relies on factual information it receives from issuers, underwriters, and from other sources which the Company reasonably believes to be credible. The Company conducts reasonable investigation of the factual information relied upon by it in accordance with its ratings methodology. The Company also makes reasonably good faith attempts to verify the information from independent sources (to the extent such sources are available).* 

*Ratings, analysis, reports, and other opinions (referred to collectively as "Reports") issued by the Company are provided "as is" and without representation or warranty of any kind. The Company hereby disclaims any representation or warranty (whether express or implied) as to accuracy, completeness, merchantability, or fitness for a particular purpose. Reports are not a recommendation to buy, sell, or retain any security. All reports are deemed jointly prepared and no individual shall be exclusively deemed the "author" of any Report. Individuals identified in a Report were involved in, but are not solely responsible for, the contents of any Report.* 

*Unless expressly stated otherwise, Reports do not assess any risk other than credit risk. In particular, any rating or grading in a Report does not take into consideration the risk of any security (or any portion thereof) due to changes in market conditions.* 

*The Company does not provide investment, legal, or tax advice, and the Reports may not be construed as such. Reports are issued for the benefit of the entity requesting the Report, only, and may not be used by third parties without the express written consent of the Company and the requesting party. Reports are based on available information and current regulations as of the date of the Report, and the Company disclaims any obligation to update Reports due to a change of fact of regulation which occurs after the date of issuance. Neither supplemental factual investigation nor enhanced reviews can guarantee that all information provided to the Company will be accurate. Reports are, and must be construed solely as, statements of opinion and not as statements of fact as to credit worthiness, investment, financial, or other recommendation to purchase, sell, or hold any security.* 

*Reports may contain assumptions and/or predictions regarding future events which are "forward-looking" and inherently cannot be verified as facts. Consequently, Reports may be affected by future events or conditions which were not anticipated at the time the Report was made. Such forward-looking statements necessarily involve risks and uncertainties which may result in future performance that is materially different from the Report's assumptions and/or conclusions. As such, Reports are not a guaranty of future performance nor a prospectus related to the underlying securities (if any), and under reliance should not be placed upon the Reports in the purchase, sale, or holding of any security.*

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

## Exhibit 99.02

**Exhibit 99.02 Schedule 1**

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| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 | 41 | 42 | 43 | 44 | 45 | 46 | 47 | 48 | 49 | 50 | 51 | 52 | 53 | 54 | 55 | 56 | 57 | 58 | 59 | 60 | 61 | 62 | 63 | 64 | 65 | 66 | 67 | 68 | 69 | 70 | 71 | 72 | 73 | 74 | 75 | 76 | 77 | 78 | 79 | 80 | 81 | 82 | 83 | 84 | 85 | 86 | 87 | 88 | 89 | 90 | 91 | 92 | 93 | 94 | 95 | 96 | 97 | 98 | 99 | 100 | 101 | 102 | 103 | 104 | 105 | 106 | 107 | 108 | 109 | 110 | 111 | 112 | 113 | 114 | 115 | 116 | 117 | 118 | 119 | 120 | 121 | 122 | 123 | 124 | 125 | 126 | 127 | 128 | 129 | 130 | 131 | 132 | 133 | 134 | 135 | 136 | 137 | 138 | 139 | 140 | 141 | 142 | 143 | 144 | 146 | 147 | 148 | 149 | 150 | 151 | 152 | 153 | 154 | 155 | 156 | 157 | 158 | 159 | 160 | 161 | 162 | 163 | 164 | 165 | 166 | 167 | 168 | 169 | 170 | 171 | 172 | 173 | 174 | 175 | 176 | 177 | 178 | 179 | 180 | 181 | 182 | 183 | 184 | 185 | 186 | 187 | 188 | 189 | 190 | 191 | 192 | 193 | 194 | 195 | 196 | 197 | 198 | 199 | 200 | 201 | 202 | 203 | 204 | 205 | 206 | 207 | 208 | 209 | 210 | 211 | 212 | 213 | 214 | 215 | 216 | 217 | 218 | 219 | 220 | 221 | 222 | 223 | 224 | 225 | 226 | 227 | 228 | 229 | 230 | 231 | 232 | 233 | 234 |
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Loan Program** | **Guideline Product Name** | **Originator Name** | **Originating Entity CDFI Flag** | **Guideline Name** | **Guideline Author** | **Guideline Date** | **Guideline Version** | **Application Date** | **TILA Status** | **TRID** | **GSE** | **Verified Safe Harbor Flag** | **Verified Safe Harbor Reference Document** | **QM Regulation Failures** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **AUS Decision System** | **Rating Result** | **Property Inspection Waiver (PIW)** | **Calculated APR** | **HUD 1 Page 1 Credits Total** | **Verified Qualifying Rate** | **Originator Qualifying Rate** | **Qualifying P&I** | **Default Interest Rate Present** | **Default Interest Rate** | **Annual Property Tax** | **Monthly Property Tax** | **Annual Insurance Costs** | **Monthly Insurance Cost** | **Annual HOA Costs** | **Monthly HOA Costs** | **Monthly Other Costs** | **PITIA** | **Residual Income** | **HOA Name** | **HOA Address State** | **HOA Fee Amount** | **HOA Next Due Date** | **HOA Payment Frequency** | **Originator DTI** | **TPR Verified DTI** | **QM DTI** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower 2 Length of Employment** | **Co Borrower 3 Length of Employment** | **Document Level** | **Borrower Years of W2s/1099** | **CoBorrower Years of W2s/1099** | **Borrower Months of Paystubs Verified** | **Co Borrower Months of Paystubs Verified** | **Borrower Employment Gap Letter** | **Borrower Months of Employment Gap** | **Co Borrower Employment Gap Letter** | **Co Borrower Months of Employment Gap** | **Borrower Years of Personal Tax Returns** | **Borrower Years of Business Tax Returns** | **CoBorrower Years of Personal Tax Returns** | **CoBorrower Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Borrower Award/Offer Letter** | **Co Borrower Award/Offer Letter** | **Asset Depletion Flag** | **Partial Asset Depletion Flag** | **Asset Depletion Months Amortized** | **Asset Utilization Flag (No DTI)** | **Borrower Bank Statements Flag** | **Borrower Bank Statement Summary/Lender Worksheet** | **Borrower Number of Personal Bank Statements** | **Borrower Number of Business Bank Statements** | **CoBorrower Bank Statements Flag** | **Co Borrower Bank Statement Summary/Lender Worksheet** | **CoBorrower Number of Personal Bank Statements** | **CoBorrower Number of Business Bank Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **Bespoke Eligible Assets** | **Borrower P&L Type** | **Borrower Number of Months P&L** | **Borrower P&L Prepared By** | **CoBorrower P&L Type** | **CoBorrower P&L Prepared By** | **CoBorrower Number of Months P&L** | **Borrower CPA Letter Flag** | **# of Months CPA verified income** | **CoBorrower CPA Letter Flag** | **CoBorrower # of Months CPA verified income** | **Borrower WVOE Flag** | **Borrower # of Months Employment Validated WVOE** | **Borrower # of Months Income Validated WVOE** | **Borrower WVOE Form Type** | **CoBorrower WVOE Flag** | **CoBorrower # of Months WVOE** | **CoBorrower # of Months Income Validated WVOE** | **CoBorrower WVOE Form Type** | **DSCR Flag** | **TPR DSCR** | **Originator DSCR** | **Expense Letter** | **Income Doc Detail** | **Tax Return Doc Details** | **Property Address** | **Property City** | **Property State** | **Property Zip** | **Property County** | **Original Credit Report Date** | **Borrower 1 Credit Report Date** | **Borrower 2 Credit Report Date** | **Borrower 3 Credit Report Date** | **Borrower 4 Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Updated Credit Report Date** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Most Recent Updated Co Borrower 2 FICO** | **Most Recent Updated Co Borrower 3 FICO** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Is Equity Shared Loan** | **Subordinate Lien Type** | **Is Shared Appreciation Mortgage** | **Borrower Originator Citizenship Designation** | **Borrower Verified Citizenship Designation** | **Borrower Individual Tax Identification Number (ITIN)?** | **Borrower Photo Identification Type** | **Borrower Photo Identification Other Type** | **Borrower Photo ID State of Issuance** | **Borrower Photo ID Country of Issuance** | **Borrower Photo ID Expiration Date** | **Borrower Passport Country of Origin** | **Borrower Passport Expiration Date** | **Borrower Non-US Citizen Identification Document** | **Borrower Date of Resident Since/Valid Date** | **Borrower Non-US Document Expiration Date** | **Co Borrower Originator Citizenship Designation** | **Co Borrower Verified Citizenship Designation** | **Co Borrower Individual Tax Identification Number (ITIN)?** | **Co Borrower Photo Identification Type** | **Co Borrower Photo Identification Other Type** | **Co Borrower Photo ID State of Issuance** | **Co Borrower Photo ID Country of Issuance** | **Co Borrower Photo ID Expiration Date** | **Co Borrower Passport Country of Origin** | **Co Borrower Passport Expiration Date** | **Co Borrower Non-US Citizen Identification Document** | **Co Borrower Date of Resident Since/Valid Date** | **Co Borrower Non-US Document Expiration Date** | **Co Borrower 2 Originator Citizenship Designation** | **Co Borrower 2 Verified Citizenship Designation** | **Co Borrower 2 Individual Tax Identification Number (ITIN)?** | **Co Borrower 2 Photo Identification Type** | **Co Borrower 2 Photo Identification Other Type** | **Co Borrower 2 Photo ID State of Issuance** | **Co Borrower 2 Photo ID Country of Issuance** | **Co Borrower 2 Photo ID Expiration Date** | **Co Borrower 2 Passport Country of Origin** | **Co Borrower 2 Passport Expiration Date** | **Co Borrower 2 Non-US Citizen Identification Document** | **Co Borrower 2 Date of Resident Since/Valid Date** | **Co Borrower 2 Non-US Document Expiration Date** | **Co Borrower 3 Originator Citizenship Designation** | **Co Borrower 3 Verified Citizenship Designation** | **Co Borrower 3 Individual Tax Identification Number (ITIN)?** | **Co Borrower 3 Photo Identification Type** | **Co Borrower 3 Photo Identification Other Type** | **Co Borrower 3 Photo ID State of Issuance** | **Co Borrower 3 Photo ID Country of Issuance** | **Co Borrower 3 Photo ID Expiration Date** | **Co Borrower 3 Passport Country of Origin** | **Co Borrower 3 Passport Expiration Date** | **Co Borrower 3 Non-US Citizen Identification Document** | **Co Borrower 3 Date of Resident Since/Valid Date** | **Co Borrower 3 Non-US Document Expiration Date** | **Property Rights** | **Buydown Flag** | **Assumable Mortgage Flag** | **Foreign National Alternative Credit Documentation** | **Liquid / Cash Reserves** | **Months Liquid Reserves** | **Total Assets Available for Reserves** | **Months Reserves** | **Blanket Mortgage Flag** | **Qualifying HCLTV** | **Condo Warrantability Flag** | **Appraiser License #** | **Appraiser First Name** | **Appraisal Last Name** | **Maturity Date** | **Number of Units** |
| 4000090626 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $4164.93 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4995.05 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.602 | 1.6 | N/A | Borrower - N/A, N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 50.4 | No | 52.83 | N/A | xxx | xxx | xxx | xxx | 3 |
| 4000091896 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.625% |  | $2689.31 | Yes | 35.000% | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3341.34 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.898 | 0.898 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Non Permanent Resident Alien | Non-Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | Work Visa |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 25.32 | xxx | 25.32 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000090360 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $1970.79 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3409.47 | $54534.38 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 33.55% | 33.55% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 195 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, CPA Letter Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 22.40 | xxx | 22.4 | No | 31.28 | Yes | xxx | xxx | xxx | xxx | 1 |
| 4000095153 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 13290 | xxx | 6.220% |  | No AUS | No | 6.674% |  | 6.375% |  | $3119.35 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4044.89 | $16657.11 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 28.03% | 28.03% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 99.96% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 36 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 41.07 | xxx | 41.07 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000093535 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1919.75 | xxx | 6.320% |  | No AUS | No | 6.825% |  | 6.750% |  | $3729.44 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5562.99 | $36562.55 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 25.09% | 25.09% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | Yes | Yes | 0 | 12 | 100.00% | 50.00% | 50.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 24 | Yes | 24 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SEPartnership, Other REO Net Rental Income(Loss) - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified \|\| Co Borrower - SEPartnership - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 30.81 | xxx | 30.81 | No | 62.16 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000093277 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 11599.5 | xxx | 6.540% |  | No AUS | No | 7.376% |  | 7.250% |  | $6565.47 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $8627.23 | $14607.02 | xxx | xxx | xxx | xxx | Annually | 0.00% | 44.46% | 44.46% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 2 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Borrower Prepared | 8 | Borrower |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, SESoleProprietor - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2023","2024"] | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2023","2024"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 700 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Non Permanent Resident Alien | Non-Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | Employment Authorization Document (I-821D) |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 9.34 | xxx | 9.34 | No | 72.64 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000097316 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1770 | xxx | 6.310% |  | No AUS | No | 6.695% |  | 6.500% |  | $2300.72 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3368.55 | $17525.88 | xxx | xxx | xxx | xxx | Annually | 0.00% | 35.87% | 35.87% | No | No |  |  |  |  |  |  | Not Employed | Not Employed |  |  |  |  | Asset Depletion – Debt Ratio Calculation | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | Yes | No | 84 | No | Yes | N/A | 3 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Asset Depletion - Personal Bank Statements Verified - ["2025"] \|\| Co Borrower | Borrower - ["2025"] \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.51 | xxx | 8.51 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000096759 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 5155.91 | xxx | 6.310% |  | No AUS | No | 6.927% |  | 6.625% |  | $1241.24 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1852.66 | $5766.34 | xxx | xxx | xxx | xxx | Annually | 0.00% | 29.88% | 29.88% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 20 | CPA |  |  |  | Yes | 84 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - [] | Borrower - [] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.68 | xxx | 8.68 | No | 74.99 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000102462 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7282 | xxx | 6.170% |  | No AUS | No | 6.807% |  | 6.500% |  | $1638.32 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2433.61 | $3991.39 | xxx | xxx | xxx | xxx | Annually | 0.00% | 38.59% | 38.59% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 33 | 33 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 7.07 | xxx | 7.07 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000103646 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $2698.86 | Yes | 35.000% | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3517.61 | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.796 | 0.796 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 27.38 | xxx | 27.38 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000100831 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 4276.25 | xxx | 6.160% |  | No AUS | No | 6.985% |  | 6.875% |  | $2778.80 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3111.82 | $8117.18 |  |  | xxx |  |  | 0.00% | 38.82% | 38.82% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025","2024"] | Borrower - 2 YRS Executed 4506T Verified - ["2025","2024"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 23.96 | xxx | 24.22 | No | 71.69 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000101571 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 12135 | xxx | 6.170% |  | No AUS | No | 6.850% |  | 6.500% |  | $2376.58 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3318.11 | $3682.79 |  |  | xxx |  |  | 0.00% | 52.84% | 52.84% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 24 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 24 | Yes | Yes | 0 | 24 | 100.00% | 100.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 78 | Yes | 65 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - ["2024","2025","2023"] \|\| Co Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - ["2023","2024","2025"] | Borrower - ["2024","2025","2023"] \|\| Co Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Non Permanent Resident Alien | Non-Permanent Resident Alien | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | Employment Authorization Document (I-821D) |  | xxx | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | xxx | xxx |  |  | I-821D Employment Authorization Document (I-821-D) |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 7.05 | xxx | 7.05 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000094804 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $3843.03 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4514.64 | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.749 | 0.75 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 398.51 | xxx | 398.51 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000104306 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 14490 | xxx | 6.230% |  | No AUS | No | 6.507% |  | 6.250% |  | $3694.30 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4969.59 | $7327.94 |  |  | xxx |  |  | 0.00% | 48.38% | 48.38% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 44 | 34 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - Written VOE Verified - ["2025","2024","2023"] | Borrower - ["2025","2024","2023"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Non Permanent Resident Alien | Non-Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | Employment Authorization Document (I-821D) |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 0.37 | No | 51.72 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000104569 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $2097.57 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3061.11 | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.866 | 0.88 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | 1.37 | xxx | 1.37 | No | 70 | Yes | xxx | xxx | xxx | xxx | 1 |
| 4000103542 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 9672.5 | xxx | 6.230% |  | No AUS | No | 7.054% |  | 7.000% |  | $1989.25 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2645.97 | $2560.17 |  |  | xxx |  |  | 0.00% | 50.82% | 50.82% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 22 | CPA |  |  |  | Yes | 72 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 2.61 | xxx | 2.61 | No | 67.95 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000104001 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $4599.06 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5543.89 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.541 | 0.541 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | 11.96 | xxx | 11.96 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000105980 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.490% |  | $1096.13 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1408.65 | $0.00 |  | xxx | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.384 | 1.36 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 752 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 10.14 | xxx | 10.14 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000103597 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.875% |  | $1711.16 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2115.23 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.087 | 1.09 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.54 | xxx | 8.54 | No | 74.92 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000104565 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $2756.25 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3979.18 | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.88 | 0.88 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | 61.44 | xxx | 61.44 | No | 53.26 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000103580 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 1655.25 | xxx | 6.260% |  | No AUS | No | 7.049% |  | 7.000% |  | $3374.41 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4464.74 | $8614.80 | xxx | xxx | xxx | xxx | Annually | 0.00% | 48.24% | 48.24% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 12 Month Bank Statement | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | N/A | 0 | 12 | No | Missing | 0 | 0 | 0.00% | 100.00% | 47.50% |  | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 48 | Yes | 48 | Yes | 50 | 34 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor, Wage, Other REO Net Rental Income(Loss) - CPA Letter Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Business Bank Statements Verified \|\| Co Borrower - SEPartnership - CPA Letter Verified, Missing Business Bank Statements Verified | Borrower \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 21.46 | xxx | 21.46 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000105135 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.500% |  | $1738.42 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2509.32 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.917 | 0.917 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 13.17 | xxx | 13.17 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000106833 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.500% |  | $3362.60 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3739.93 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.856 | 0.856 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 30.48 | xxx | 30.48 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000103995 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7470.38 | xxx | 6.260% |  | No AUS | No | 6.898% |  | 6.625% |  | $1940.78 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2639.90 | $4838.28 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 40.20% | 40.20% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 33 | 33 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 9.82 | xxx | 9.82 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000107262 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $12935.40 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $15549.07 | $76004.03 |  |  | xxx |  |  | 0.00% | 34.37% | 34.37% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 80.00% |  |  | Audited | 22 | Tax Preparer |  |  |  | Yes | 191 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SEPartnership, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 18.50 | xxx | 18.5 | No | 80 | N/A | xxx | xxx | xxx | xxx | 2 |
| 4000104901 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $5280.27 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6604.68 | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.848 | 0.848 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 25.10 | xxx | 25.1 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000104648 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $1036.01 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1476.04 | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.064 | 1.064 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 94.12 | No | 42.86 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000108076 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 9.000% |  | $8850.84 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $11344.31 | $15205.97 |  |  | xxx |  |  | 0.00% | 38.54% | 38.54% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 103 | 35 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 11.06 | No | 45.83 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000104646 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $885.12 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1334.84 | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.124 | 1.24 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other |  | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 112.18 | xxx | 112.18 | No | 75 | Yes | xxx | xxx | xxx | xxx | 1 |
| 4000104980 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $3021.67 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4280.43 | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.759 | 0.759 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 75.74 | xxx | 75.74 | No | 70 | Yes | xxx | xxx | xxx | xxx | 1 |
| 4000104548 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 10200 | xxx | 6.260% |  | No AUS | No | 6.561% |  | 6.125% |  | $2126.64 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2706.30 | $6089.55 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 36.63% | 36.63% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 37 | 34 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus - Written VOE Verified, Lease Agreements Verified - ["2025","2024","2023"] | Borrower - ["2025","2024","2023"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 21.19 | xxx | 21.19 | No | 63.64 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000105301 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.625% |  | $1472.72 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2701.33 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.296 | 1.29 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .38 | xxx | 0.38 | No | 31.51 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000107294 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 20100 | xxx | 6.260% |  | No AUS | No | 6.894% |  | 6.875% |  | $9801.38 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $11848.79 | $39090.50 |  |  | xxx |  |  | 0.00% | 37.24% | 37.24% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 70 | 34 | FNMA 1005 | Yes | 31 | 31 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage, Bonus, Commission, Other REO Net Rental Income(Loss) - Written VOE Verified - ["2023","2024","2025"] \|\| Co Borrower - Wage, Commission - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] \|\| Co Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 30.78 | xxx | 30.78 | No | 67.21 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000105737 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 9102.5 | xxx | 6.220% |  | No AUS | No | 6.465% |  | 6.250% |  | $2755.33 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4248.16 | $8787.36 |  |  | xxx |  |  | 0.00% | 48.35% | 48.35% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 56 | 34 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 0.05 | No | 35.80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000107326 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6321.24 | xxx | 6.270% |  | No AUS | No | 6.555% |  | 6.125% |  | $1343.20 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2774.78 | $4527.22 |  | xxx | xxx |  | Monthly | 0.00% | 39.64% | 39.64% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 51 | 34 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 795 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 28.49 | xxx | 28.49 | No | 35.59 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000108012 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $2594.39 | Yes | 20.000% | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2900.56 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.207 | 1.2 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 667 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 131.52 | No | 41.24 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000104531 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.500% |  | $2412.29 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2984.54 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.988 | 0.99 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 98.22 | xxx | 98.22 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000107465 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | Appendix Q Documentation |  |  |  |  | No AUS | No |  |  | 6.375% |  | $4887.50 | Yes | 35.000% | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6887.96 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.792 | 1.792 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 723 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 277.18 | xxx | 277.18 | No | 53.27 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000106919 |  |  | xxx | xxx | xxx | Yes | xxx | xxx | xxx | xxx | xxx | ATR/QM: Exempt | Yes | No | No | N/A | Appendix Q Documentation | 13795 | xxx | 6.220% |  | No AUS | No | 6.606% |  | 6.500% |  | $3792.41 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5929.24 | $9069.06 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 46.79% | 46.79% | No | No |  |  |  |  |  |  | Not Employed | Not Employed |  |  |  |  | Asset Depletion – Debt Ratio Calculation | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | Yes | No | 84 | No | Yes | Yes | 1 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Asset Depletion - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - ["2025"] \|\| Co Borrower - N/A - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified - ["2025"] \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 177.39 | xxx | 177.39 | No | 54.55 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000096578 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $2694.60 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3434.97 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.456 | 1.456 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.17 | xxx | 4.17 | No | 65.83 | N/A | xxx | xxx | xxx | xxx | 2 |
| 4000107319 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 3595 | xxx | 6.270% |  | No AUS | No | 7.082% |  | 6.875% |  | $1313.86 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1679.15 | $4162.78 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 34.96% | 34.96% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 26 | 27 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 114.23 | No | 58.82 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000106765 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1770 | xxx | 6.270% |  | No AUS | No | 6.806% |  | 6.750% |  | $2853.83 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3747.92 | $20940.72 | xxx | xxx | xxx | xxx | Annually | 0.00% | 27.36% | 27.36% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2024","2025"] | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 33.44 | xxx | 33.44 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000108173 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 8450 | xxx | 6.260% |  | No AUS | No | 6.969% |  | 6.875% |  | $1839.40 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2480.18 | $6845.04 | xxx | xxx | xxx | xxx | Annually | 0.00% | 47.35% | 47.35% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 35 | 35 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - ["2025","2024","2023"] | Borrower - ["2025","2024","2023"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.34 | xxx | 5.34 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000108187 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 5995 | xxx | 6.270% |  | No AUS | No | 6.792% |  | 6.625% |  | $2510.02 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2852.41 | $4097.59 | xxx | xxx | xxx | xxx | Annually | 0.00% | 41.46% | 41.46% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] | Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 0.04 | No | 72.19 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000108233 |  |  | xxx | xxx | xxx | Yes | xxx | xxx | xxx | xxx | xxx | ATR/QM: Exempt | Yes | No | No | N/A | Appendix Q Documentation | 7170 | xxx | 6.250% |  | No AUS | No | 8.154% |  | 7.625% |  | $1217.41 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2418.36 | $4660.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 49.88% | 49.88% | No | Yes |  |  |  |  |  |  | Employed | Self-Employed |  |  |  |  | 12 Month Bank Statement | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 1 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | Yes | Yes | 0 | 12 | 51.19% | 0.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | Yes | 24 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2025","2024","2023"] \|\| Co Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025","2024"] | Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2025","2024","2023"] \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2025","2024"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 32.40 | xxx | 32.4 | No | 80 | Yes | xxx | xxx | xxx | xxx | 1 |
| 4000109000 |  |  | xxx | xxx | xxx | Yes | xxx | xxx | xxx | xxx | xxx | ATR/QM: Exempt | Yes | No | No | N/A | Appendix Q Documentation | 7795 | xxx | 6.250% |  | No AUS | No | 6.858% |  | 6.625% |  | $2458.79 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2932.36 | $4999.65 | xxx | xxx | xxx | xxx | Annually | 0.00% | 47.46% | 47.46% | No |  |  |  |  |  |  |  | Not Employed |  |  |  |  |  | Asset Depletion – Debt Ratio Calculation | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | Yes | No | 60 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Proceeds from Sale | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Asset Depletion - 2 YRS Executed 4506T Verified - ["2025"] | Borrower - 2 YRS Executed 4506T Verified - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 195.71 | xxx | 195.71 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000109281 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 8.875% |  | $4470.51 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5512.13 | $10836.28 |  |  | xxx |  |  | 0.00% | 13.71% | 13.71% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 36 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | US Patriot Act Form | xxx | xxx | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.00 | xxx | 8 | No | 54.55 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000108994 |  |  | xxx | xxx | xxx | Yes | xxx | xxx | xxx | xxx | xxx | ATR/QM: Exempt | Yes | No | No | N/A | Appendix Q Documentation | 8544.6 | xxx | 6.250% |  | No AUS | No | 6.933% |  | 6.750% |  | $1686.36 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2409.65 | $3076.56 | xxx | xxx | xxx | xxx | Annually | 0.00% | 44.33% | 44.33% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 12 | 0 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - ["2024","2025"] | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 13.22 | xxx | 13.22 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000108254 |  |  | xxx | xxx | xxx | Yes | xxx | xxx | xxx | xxx | xxx | ATR/QM: Exempt | Yes | No | No | N/A | Appendix Q Documentation | 16285 | xxx | 6.250% |  | No AUS | No | 7.037% |  | 6.750% |  | $4699.09 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6057.48 | $13270.52 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 31.48% | 31.48% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | Tax Preparer |  |  |  | Yes | 60 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - ["2024","2025"] | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 46.47 | xxx | 46.47 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000109635 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.375% |  | $9202.08 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $12630.97 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.33 | 1.33 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 54.60 | xxx | 54.6 | No | 50 | N/A | xxx | xxx | xxx | xxx | 4 |
| 4000106920 |  |  | xxx | xxx | xxx | Yes | xxx | xxx | xxx | xxx | xxx | ATR/QM: Exempt | Yes | No | No | N/A | Appendix Q Documentation | 10705 | xxx | 6.220% |  | No AUS | No | 6.993% |  | 6.625% |  | $2074.61 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3337.39 | $4583.61 |  |  | xxx |  |  | 0.00% | 42.60% | 42.60% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - ["2024","2025"] | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 26.68 | xxx | 26.68 | No | 60 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000108247 |  |  | xxx | xxx | xxx | Yes | xxx | xxx | xxx | xxx | xxx | ATR/QM: Exempt | Yes | No | No | N/A | Appendix Q Documentation | 11215 | xxx | 6.250% |  | No AUS | No | 7.133% |  | 6.875% |  | $4125.51 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5063.66 | $11079.77 |  |  | xxx |  |  | 0.00% | 31.49% | 31.49% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 84 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2024","2025"] | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 31.14 | xxx | 31.14 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000107683 |  |  | xxx | xxx | xxx | Yes | xxx | xxx | xxx | xxx | xxx | ATR/QM: Exempt | Yes | No | No | N/A | Appendix Q Documentation | 9565 | xxx | 6.270% |  | No AUS | No | 6.609% |  | 6.375% |  | $2769.98 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3086.27 | $3746.24 |  |  | xxx |  |  | 0.00% | 45.53% | 45.53% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 50.99% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 36 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified, Lease Agreements Verified - ["2025","2024"] | Borrower - 2 YRS Executed 4506T Verified - ["2025","2024"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 77.39 | xxx | 77.39 | No | 60 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000107671 |  |  | xxx | xxx | xxx | Yes | xxx | xxx | xxx | xxx | xxx | ATR/QM: Exempt | Yes | No | No | N/A | Appendix Q Documentation | 9137.5 | xxx | 6.270% |  | No AUS | No | 6.887% |  | 6.750% |  | $4762.33 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6908.39 | $10480.47 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 45.90% | 45.90% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Asset Depletion – Total Asset Calculation | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | Yes | No | 60 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified - ["2023","2024"] | Borrower - 2 YRS Executed 4506T Verified - ["2023","2024"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 193.71 | xxx | 193.71 | No | 75 | Yes | xxx | xxx | xxx | xxx | 1 |
| 4000109004 |  |  | xxx | xxx | xxx | Yes | xxx | xxx | xxx | xxx | xxx | ATR/QM: Exempt | Yes | No | No | N/A | Appendix Q Documentation | 12795 | xxx | 6.250% |  | No AUS | No | 7.192% |  | 6.990% |  | $5848.75 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $7182.68 | $9547.74 |  |  | xxx |  |  | 0.00% | 43.02% | 43.02% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | Tax Preparer |  |  |  | Yes | 53 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - ["2024","2025"] | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 16.02 | xxx | 16.02 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000109019 |  |  | xxx | xxx | xxx | Yes | xxx | xxx | xxx | xxx | xxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.625% |  | $1569.53 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2106.61 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.25 | 1.25 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 45.04 | xxx | 45.04 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000107721 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $2562.02 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3637.94 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.017 | 1.02 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.36 | xxx | 8.36 | No | 52 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111173 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 13750 | xxx | 6.270% |  | No AUS | No | 7.004% |  | 6.875% |  | $7226.22 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $8908.79 | $26330.87 |  |  | xxx |  |  | 0.00% | 34.17% | 34.17% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2024","2025"] | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 22.27 | xxx | 22.27 | No | 79.99 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111090 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 20150 | xxx | 6.270% |  | No AUS | No | 6.917% |  | 6.875% |  | $4913.82 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6087.79 | $12008.88 |  |  | xxx |  |  | 0.00% | 33.73% | 33.73% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 23 | CPA |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp - YTD Profit And Loss Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.04 | xxx | 6.04 | No | 74.8 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110003 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7347.4 | xxx | 6.180% |  | No AUS | No | 7.018% |  | 6.750% |  | $1838.78 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2461.23 | $7930.93 |  |  | xxx |  |  | 0.00% | 26.57% | 26.57% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 25 | 25 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified - ["2025","2024","2023"] | Borrower - ["2025","2024","2023"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 7.85 | xxx | 7.85 | No | 73.64 | N/A | xxx | xxx | xxx | xxx | 2 |
| 4000109314 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $2769.32 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3281.11 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.158 | 1.16 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License | US Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 3.72 | xxx | 3.72 | No | 75 | N/A | xxx | xxx | xxx | xxx | 2 |
| 4000111054 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2445 | xxx | 6.270% |  | No AUS | No | 6.952% |  | 6.875% |  | $3281.36 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4439.69 | $10285.74 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 40.47% | 40.47% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 102 | 102 | FNMA 1005 | Yes | 52 | 52 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage, Bonus - Written VOE Verified - ["2023","2024","2025"] \|\| Co Borrower - Wage, Bonus - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] \|\| Co Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 691 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot act | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 24.97 | xxx | 24.97 | No | 52.58 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000109725 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 28795 | xxx | 6.190% |  | No AUS | No | 6.945% |  | 6.750% |  | $11804.49 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $15065.33 | $37414.05 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 35.83% | 35.83% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 24 | Tax Preparer |  |  |  | Yes | 102 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Missing Lease Agreements Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 803 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.07 | xxx | 6.07 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000109479 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 14182.5 | xxx | 6.190% |  | No AUS | No | 7.274% |  | 7.250% |  | $6924.09 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $8382.67 | $20064.81 |  |  | xxx |  |  | 0.00% | 40.68% | 40.68% | No | No |  |  |  |  |  |  | Not Employed | Self-Employed |  |  |  |  | 2YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 100.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | Audited | CPA | 24 | NA | 0 | Yes | 24 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - N/A, Other REO Net Rental Income(Loss) - Lease Agreements Verified \|\| Co Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified - ["2025","2024"] | Borrower \|\| Co Borrower - ["2025","2024"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 706 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Passport |  | xxx | xxx | xxx | xxx | xxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 38.21 | xxx | 58.6 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110010 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $2833.92 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3530.09 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.822 | 0.822 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Yes | N/A | xxx | 68.80 | xxx | 68.8 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111136 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 17470 | xxx | 6.250% |  | No AUS | No | 7.289% |  | 7.000% |  | $4736.95 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6085.04 | $13838.58 |  |  | xxx |  |  | 0.00% | 34.30% | 34.30% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 24 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Non Permanent Resident Alien | Non-Permanent Resident Alien | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | Employment Authorization Document (I-821D) |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 9.14 | xxx | 9.14 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000108471 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.500% |  | $2024.93 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2659.44 | $0.00 | xxx | xxx | xxx | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.034 | 1.034 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 41.20 | xxx | 41.2 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000109482 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $2069.33 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2506.44 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.037 | 1.04 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 123.64 | No | 60 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110043 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 10307.5 | xxx | 6.190% |  | No AUS | No | 6.564% |  | 6.375% |  | $3587.25 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4743.17 | $8231.83 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 36.68% | 36.68% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 44 | 36 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2025","2024","2023"] | Borrower - ["2025","2024","2023"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Non Permanent Resident Alien | Non-Permanent Resident Alien |  | Other | USA Patriot Act | xxx | xxx | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 1.13 | xxx | 1.13 | No | 63.54 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111182 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 14950 | xxx | 6.250% |  | No AUS | No | 6.782% |  | 6.750% |  | $5837.38 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $7762.14 | $8771.62 |  |  | xxx |  |  | 0.00% | 47.42% | 47.42% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 35 | 34 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.44 | xxx | 11.69 | No | 48.65 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000108628 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $3069.79 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3605.28 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.777 | 0.777 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 783 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 49.77 | xxx | 49.77 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000109996 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 4962 | xxx | 6.190% |  | No AUS | No | 6.866% |  | 6.625% |  | $1584.72 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2006.52 | $5952.81 | xxx | xxx | xxx | xxx | Annually | 0.00% | 25.59% | 25.59% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 23 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] | Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 10.97 | xxx | 10.97 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111958 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1275 | xxx | 6.270% |  | No AUS | No | 6.929% |  | 6.875% |  | $2364.94 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3624.09 | $9739.61 |  |  | xxx |  |  | 0.00% | 41.66% | 41.66% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 23 | Tax Preparer |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - ["2025","2024"] | Borrower - 2 YRS Executed 4506T Verified - ["2025","2024"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 20.56 | No | 49.32 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111624 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 5767.5 | xxx | 6.270% |  | No AUS | No | 6.731% |  | 6.625% |  | $3998.74 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5795.97 | $9162.03 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 42.74% | 42.74% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 51 | 35 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] | Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 660 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 102.22 | No | 50 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111157 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 9353 | xxx | 6.190% |  | No AUS | No | 6.941% |  | 6.750% |  | $3159.97 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3963.60 | $5793.01 |  |  | xxx |  |  | 0.00% | 42.64% | 42.64% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 35 | 35 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2025","2024","2023"] | Borrower - ["2025","2024","2023"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 34.47 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000109920 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $3127.86 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4100.99 | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.853 | 0.853 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 3.08 | xxx | 3.08 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000107528 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2320 | xxx | 6.250% |  | No AUS | No | 6.691% |  | 6.625% |  | $6403.11 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $8322.60 | $49626.38 |  |  | xxx |  |  | 0.00% | 32.49% | 32.49% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 24 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 24 | No | N/A | 0 | 0 | 100.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - ["2023","2024","2025"] \|\| Co Borrower | Borrower - ["2023","2024","2025"] \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 97.75 | xxx | 97.75 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000105295 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $1450.42 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1755.12 | $0.00 | xxx | xxx | xxx | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.026 | 1.107 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 49.72 | xxx | 49.72 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000109577 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $1540.01 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1790.66 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.405 | 1.405 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 9.31 | xxx | 9.31 | No | 75 | N/A | xxx | xxx | xxx | xxx | 2 |
| 4000112467 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $4272.32 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4466.77 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.007 | 1.007 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 661 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | 7.72 | xxx | 7.72 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112469 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 13035 | xxx | 6.190% |  | No AUS | No | 6.842% |  | 6.625% |  | $4226.05 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6101.33 | $11239.65 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 40.77% | 40.77% | No |  |  |  |  |  |  |  | Not Employed |  |  |  |  |  | Asset Depletion – Debt Ratio Calculation | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | Yes | No | 60 | No | Yes | Yes | 6 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - Personal Bank Statements Verified, Lease Agreements Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 192.60 | xxx | 192.6 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111633 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.875% |  | $2746.20 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3082.71 | $64208.67 | xxx | xxx | xxx | xxx | Annually | 0.00% | 41.45% | 41.45% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 24 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 666 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 13.44 | xxx | 13.44 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111139 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $5150.32 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6323.34 | $27387.94 |  |  | xxx |  |  | 0.00% | 31.84% | 31.84% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 23 | Tax Preparer |  |  |  | Yes | 47 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 7.93 | xxx | 7.93 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111187 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.375% |  | $1247.74 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2119.49 | $0.00 | xxx | xxx | xxx | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.18 | 1.17 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 39.84 | xxx | 39.84 | No | 45.99 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000108943 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 9.250% |  | $4164.79 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6457.41 | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.534 | 0.52 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 952.25 | xxx | 952.25 | No | 75 | Yes | xxx | xxx | xxx | xxx | 1 |
| 4000109985 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 4350 | xxx | 5.690% |  | No AUS | No | 7.053% |  | 6.750% |  | $2120.38 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2405.72 | $8418.28 | xxx | xxx | xxx | xxx | Annually | 0.00% | 29.85% | 29.85% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 32 | 32 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - ["2025","2024","2023"] | Borrower - ["2025","2024","2023"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien |  | Other | USA Patriot Act | xxx | xxx | xxx |  |  | Missing |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 1.56 | xxx | 1.56 | No | 60.66 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111080 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 11657.5 | xxx | 6.270% |  | No AUS | No | 6.525% |  | 6.250% |  | $4125.31 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5313.66 | $14139.86 |  |  | xxx |  |  | 0.00% | 44.77% | 44.77% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 23 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 7.07 | No | 52.76 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111627 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 3325 | xxx | 6.250% |  | No AUS | No | 7.079% |  | 7.000% |  | $3592.63 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4798.83 | $8816.67 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 40.89% | 40.89% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 37 | 35 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 22.65 | xxx | 22.65 | No | 67.5 | Yes | xxx | xxx | xxx | xxx | 1 |
| 4000111625 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 4825 | xxx | 6.190% |  | No AUS | No | 6.741% |  | 6.625% |  | $960.47 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2117.95 | $11214.96 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 16.41% | 16.41% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 23 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.93 | xxx | 7.87 | No | 27.27 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111630 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 16330 | xxx | 6.190% |  | No AUS | No | 7.201% |  | 7.125% |  | $3996.50 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5231.29 | $16075.51 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 29.77% | 29.77% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 49.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - ["2024","2025"] | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 768 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.31 | xxx | 8.31 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000109258 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.625% |  | $2349.94 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3101.01 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.032 | 1.03 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 70.11 | xxx | 70.11 | No | 69.91 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110375 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 16713.5 | xxx | 6.190% |  | No AUS | No | 6.835% |  | 6.500% |  | $3697.60 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4788.31 | $5529.57 |  |  | xxx |  |  | 0.00% | 46.74% | 46.74% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 45 | 35 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Bonus - Written VOE Verified - ["2024","2025","2023"] | Borrower - ["2024","2025","2023"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 61.75 | xxx | 61.75 | No | 66.86 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000109947 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $1310.65 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1770.11 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.186 | 1.28 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.73 | xxx | 111.33 | No | 59.7 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000109732 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $2661.21 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3311.72 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.012 | 1.012 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | .00 | xxx | 13.19 | No | 58.39 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110352 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $958.04 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1250.82 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.559 | 1.479 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | .00 | xxx | 20.14 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110384 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 11121 | xxx | 6.170% |  | No AUS | No | 6.470% |  | 6.125% |  | $2369.68 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3263.96 | $3607.15 |  |  | xxx |  |  | 0.00% | 47.99% | 47.99% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 85 | 35 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 76.40 | xxx | 76.4 | No | 60 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000109838 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 16878.75 | xxx | 6.190% |  | No AUS | No | 7.505% |  | 7.250% |  | $5054.93 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6245.39 | $14047.05 |  |  | xxx |  |  | 0.00% | 44.41% | 44.41% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 23 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 672 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 27.43 | No | 65 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000109257 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2220 | xxx | 6.250% |  | No AUS | No | 6.564% |  | 6.500% |  | $4298.06 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5401.56 | $8573.44 |  |  | xxx |  |  | 0.00% | 38.76% | 38.76% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 28 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 14.01 | xxx | 14.01 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000109272 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2375 | xxx | 6.270% |  | No AUS | No | 6.557% |  | 6.500% |  | $3463.73 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5289.80 | $8170.20 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 39.48% | 39.48% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 51 | 34 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .17 | xxx | 0.17 | No | 49.37 | Yes | xxx | xxx | xxx | xxx | 1 |
| 4000110192 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2720 | xxx | 6.170% |  | No AUS | No | 6.803% |  | 6.750% |  | $4063.47 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5401.09 | $8376.73 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 43.33% | 43.33% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 42 | 34 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .68 | xxx | 0.68 | No | 73.71 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111597 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2370 | xxx | 6.320% |  | No AUS | No | 7.727% |  | 8.750% |  | $27534.51 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $38148.51 | $206962.59 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 22.41% | 21.95% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | Audited | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot act | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 77.40 | xxx | 77.4 | No | 37.43 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110194 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 8005 | xxx | 6.170% |  | No AUS | No | 6.460% |  | 6.375% |  | $6510.08 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $8407.59 | $11557.41 |  |  | xxx |  |  | 0.00% | 42.21% | 42.21% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Missing | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 43 | 43 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 12.24 | xxx | 12.24 | No | 68.65 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111154 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 35785 | xxx | 6.170% |  | No AUS | No | 6.661% |  | 6.500% |  | $7913.49 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $9728.20 | $14828.32 |  |  | xxx |  |  | 0.00% | 40.69% | 40.69% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 9.78 | xxx | 9.78 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111201 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 11960.82 | xxx | 6.170% |  | No AUS | No | 6.849% |  | 6.750% |  | $2843.13 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3697.06 | $5852.24 | xxx | xxx | xxx | xxx | Annually | 0.00% | 38.72% | 38.72% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 35 | 35 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien |  | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 27.37 | xxx | 27.37 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112692 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $1039.47 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1458.51 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.574 | 1.57 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 96.93 | No | 70 | N/A | xxx | xxx | xxx | xxx | 4 |
| 4000111162 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 13950 | xxx | 6.250% |  | No AUS | No | 6.631% |  | 6.375% |  | $3431.28 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4530.26 | $8364.03 |  |  | xxx |  |  | 0.00% | 35.13% | 35.13% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 23 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 693 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien |  | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 43.42 | No | 34.16 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111176 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7555 | xxx | 6.190% |  | No AUS | No | 6.914% |  | 6.625% |  | $1748.05 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2471.01 | $5328.99 |  |  | xxx |  |  | 0.00% | 31.68% | 31.68% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 38 | 35 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 23.56 | xxx | 23.56 | No | 70 | N/A | xxx | xxx | xxx | xxx | 2 |
| 4000111165 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 31137.5 | xxx | 6.250% |  | No AUS | No | 6.784% |  | 6.750% |  | $8107.48 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $9601.43 | $16334.05 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 41.66% | 41.66% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 23 | Tax Preparer |  |  |  | Yes | 36 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified - ["2025","2024"] | Borrower - ["2025","2024"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 105.69 | No | 40.32 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110062 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $852.72 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1552.14 | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.224 | 1.28 | Yes | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 705 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 73.12 | xxx | 73.12 | No | 60.1 | Yes | xxx | xxx | xxx | xxx | 1 |
| 4000111960 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 13999 | xxx | 6.250% |  | No AUS | No | 7.263% |  | 6.875% |  | $3034.85 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4317.64 | $9743.05 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 31.25% | 31.25% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 2YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | Third-Party Prepared (Unaudited) | 24 | Tax Preparer | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025","2024"] \|\| Co Borrower - N/A | Borrower - ["2025","2024"] \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien |  | Other | Patriot Act Disclosure | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx | Permanent Resident Alien | Permanent Resident Alien |  | Other | Patriot Act Disclosure | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 67.72 | xxx | 67.72 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111200 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2245 | xxx | 6.170% |  | No AUS | No | 7.582% |  | 7.500% |  | $3650.00 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | $4757.16 | $11566.37 |  |  | xxx |  |  | 0.00% | 32.54% | 38.18% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | Tax Preparer |  |  |  | Yes | 60 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 17.62 | xxx | 17.62 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111097 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $1935.09 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2204.58 | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.021 | 1.021 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 41.63 | No | 65 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111963 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 13894 | xxx | 6.250% |  | No AUS | No | 8.048% |  | 7.750% |  | $2097.66 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2566.93 | $4577.07 |  |  | xxx |  |  | 0.00% | 42.79% | 42.79% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 66 | 35 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 662 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | US Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.99 | xxx | 4.99 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111616 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2650 | xxx | 6.320% |  | No AUS | No | 8.115% |  | 8.750% |  | $2548.91 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2979.98 | $12254.38 | xxx | xxx | xxx | xxx | Annually | 0.00% | 23.13% | 23.49% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 24 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 24 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 30 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Non Permanent Resident Alien | Non-Permanent Resident Alien |  | Other | Patriot Act | xxx | xxx | xxx |  |  | Employment Authorization Document (I-821D) |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 96.08 | xxx | 96.08 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111146 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 8200 | xxx | 6.170% |  | No AUS | No | 6.818% |  | 6.750% |  | $1945.79 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2495.99 | $4580.01 | xxx | xxx | xxx | xxx | Annually | 0.00% | 42.75% | 42.75% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 30 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2025","2024","2023"] | Borrower - ["2025","2024","2023"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 10.94 | xxx | 10.94 | No | 66.67 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111159 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2450 | xxx | 6.390% |  | No AUS | No | 8.120% |  | 8.750% |  | $3933.50 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $7133.75 | $36480.16 |  |  | xxx |  |  | 0.00% | 33.82% | 34.07% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 24 | CPA |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - YTD Profit And Loss Verified - ["2025","2024"] | Borrower - ["2025","2024"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 676 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 60.64 | No | 16.67 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110949 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $4494.78 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5713.97 | $56192.02 |  |  | xxx |  |  | 0.00% | 18.91% | 18.91% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 66 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Business Bank Statements Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Passport |  | xxx | xxx | xxx | xxx | xxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | 14.02 | xxx | 14.02 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111291 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.000% |  | $3417.44 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4899.00 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.123 | 1.12 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.81 | xxx | 8.81 | No | 64.77 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111591 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $8126.93 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $10235.19 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.006 | 1 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 10.97 | xxx | 10.97 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110193 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2720 | xxx | 6.390% |  | No AUS | No | 7.847% |  | 8.750% |  | $3658.09 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4966.21 | $13800.64 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 44.18% | 43.67% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 51 | 35 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified - ["2025","2024"] | Borrower - ["2025","2024"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 30.94 | xxx | 30.94 | No | 75 | Yes | xxx | xxx | xxx | xxx | 1 |
| 4000111593 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | Appendix Q Documentation |  |  |  |  | No AUS | No |  |  | 8.875% |  | $9189.70 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $10899.63 | $54903.14 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 22.93% | 22.93% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 13 | CPA |  |  |  | Yes | 44 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2025","2026"] | Borrower - ["2025","2026"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 121.13 | No | 60 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000108945 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 8090 | xxx | 6.250% |  | No AUS | No | 6.370% |  | 6.250% |  | $4448.56 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5185.98 | $9827.16 |  |  | xxx |  |  | 0.00% | 38.61% | 38.61% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 28 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 0.18 | No | 56.89 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111214 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 9575 | xxx | 6.190% |  | No AUS | No | 7.047% |  | 7.000% |  | $2162.23 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3589.04 | $9021.92 |  |  | xxx |  |  | 0.00% | 32.68% | 32.68% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 23 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025","2024"] | Borrower - ["2025","2024"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 90.07 | No | 40.63 | N/A | xxx | xxx | xxx | xxx | 2 |
| 4000112714 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $1323.42 | Yes | 12.250% | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1674.04 |  |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.254 | 1.25 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | 20.39 | xxx | 22.33 | No | 77.6 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111605 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 8.750% |  | $7670.33 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $8748.78 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.566 | 0.627 | N/A | Borrower - N/A, N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | .00 | xxx | 26.88 | No | 65 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110997 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $1576.63 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2095.34 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.811 | 0.811 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 111.52 | No | 48.98 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111609 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.375% |  | $1681.33 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2165.70 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.043 | 1.043 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien |  | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | 10.69 | xxx | 10.69 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111618 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 5090 | xxx | 6.170% |  | No AUS | No | 6.916% |  | 6.625% |  | $1383.07 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2223.86 | $3776.14 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 37.06% | 37.06% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 27 | 26 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 771 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Non Permanent Resident Alien | Non-Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | Employment Authorization Document (I-821D) |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.89 | xxx | 8.89 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111546 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $2951.12 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3988.65 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.028 | 1.028 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 19.29 | xxx | 19.29 | No | 61.57 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000109351 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 9487.5 | xxx | 6.250% |  | No AUS | No | 6.665% |  | 6.625% |  | $4117.19 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5165.24 | $13707.11 | xxx | xxx | xxx | xxx | Annually | 0.00% | 29.42% | 29.42% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 33 | 33 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus, Commission - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .06 | xxx | 0.06 | No | 69.59 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000108771 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 10540 | xxx | 6.250% |  | No AUS | No | 6.553% |  | 6.500% |  | $3811.37 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4739.79 | $6584.21 |  |  | xxx |  |  | 0.00% | 42.24% | 42.24% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 27 | 27 | FNMA 1005 | Yes | 37 | 36 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] \|\| Co Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] \|\| Co Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.66 | xxx | 4.98 | No | 63.14 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110379 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $5432.80 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $7388.38 | $18247.51 |  |  | xxx |  |  | 0.00% | 37.34% | 37.34% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Proceeds from Sale | Audited | 23 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 18.04 | xxx | 18.04 | No | 68.92 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111725 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2720 | xxx | 6.320% |  | No AUS | No | 7.865% |  | 8.750% |  | $2360.10 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3763.02 | $12720.86 |  |  | xxx |  |  | 0.00% | 24.76% | 24.28% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 48 | 36 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] | Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 10.95 | xxx | 10.95 | No | 22.22 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111619 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 15800 | xxx | 6.190% |  | No AUS | No | 6.647% |  | 6.625% |  | $7350.77 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $9432.77 | $54168.05 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 37.75% | 37.75% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 24 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 24 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 84 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 13.73 | xxx | 13.73 | No | 70.86 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110915 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $878.20 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1930.67 | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.511 | 1.53 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 775 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 9.93 | No | 73.33 | No | xxx | xxx | xxx | xxx | 1 |
| 4000110724 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 23745 | xxx | 6.170% |  | No AUS | No | 6.521% |  | 6.250% |  | $5479.88 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6926.34 | $15596.77 |  |  | xxx |  |  | 0.00% | 39.99% | 39.99% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 38 | 33 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 0.28 | No | 54.6 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111610 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 23822.5 | xxx | 6.170% |  | No AUS | No | 6.899% |  | 6.875% |  | $6188.27 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $8024.00 | $16536.31 |  |  | xxx |  |  | 0.00% | 34.74% | 34.74% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 23 | Accountant/Bookkeeper |  |  |  | Yes | 162 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.62 | xxx | 4.62 | No | 74.76 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110353 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $4424.26 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5575.90 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.717 | 0.72 |  | Borrower - N/A, N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 739 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | Permanent Resident Alien | Permanent Resident Alien |  | Standard Driver's License - Not for federal Use |  | xxx | xxx | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 48.44 | xxx | 48.44 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000109283 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2220 | xxx | 6.190% |  | No AUS | No | 6.767% |  | 6.750% |  | $10909.42 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $13560.46 | $41156.70 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 32.94% | 32.94% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | FNMA 1005 | Yes | 35 | 35 | FNMA 1005 | No | 0 |  |  | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified, Lease Agreements Verified - ["2024","2025","2026"] \|\| Co Borrower - Wage, Wage - Written VOE Verified, Lease Agreements Verified - ["2023","2024","2025"] | Borrower - ["2024","2025","2026"] \|\| Co Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx | Permanent Resident Alien | Permanent Resident Alien |  | Other | USA Patriot Act | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 9.58 | xxx | 9.58 | No | 78.23 | Yes | xxx | xxx | xxx | xxx | 1 |
| 4000110718 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 4962.8 | xxx | 6.170% |  | No AUS | No | 6.942% |  | 6.625% |  | $1126.95 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1555.71 | $3579.29 |  |  | xxx |  |  | 0.00% | 31.37% | 31.37% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 16.71 | xxx | 16.71 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111183 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1450 | xxx | 6.190% |  | No AUS | No | 6.656% |  | 6.625% |  | $5266.56 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6750.14 | $10749.86 |  |  | xxx |  |  | 0.00% | 38.57% | 38.57% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 327 | 35 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2025","2024","2023"] | Borrower - ["2025","2024","2023"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 0.1 | No | 57.92 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110386 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.375% |  | $942.04 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1244.63 | $4473.79 |  |  | xxx |  |  | 0.00% | 41.90% | 41.90% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.78 | xxx | 5.78 | No | 67.14 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000113286 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $879.20 | Yes | 12.125% | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1003.84 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.594 | 1.25 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | .00 | xxx | 13.98 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111091 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7995 | xxx | 6.190% |  | No AUS | No | 9.696% |  | 9.500% |  | $4237.91 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5147.76 | $10296.55 |  |  | xxx |  |  | 0.00% | 38.29% | 38.29% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2024","2025"] | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 747 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.32 | xxx | 6.32 | No | 90 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111430 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 12425 | xxx | 6.170% |  | No AUS | No | 7.320% |  | 7.125% |  | $2391.70 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3207.04 | $10055.68 |  |  | xxx |  |  | 0.00% | 31.05% | 31.05% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | Audited | 12 | CPA | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - ["2024","2025"] \|\| Co Borrower - N/A - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 6.32 | No | 59.66 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111005 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $8084.62 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $9075.84 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.551 | 0.551 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 68.52 | No | 60 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110362 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $4144.05 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4496.74 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.634 | 0.63 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 9.44 | xxx | 9.44 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112146 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 3870 | xxx | 6.060% |  | No AUS | No | 7.019% |  | 6.750% |  | $3080.84 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4217.56 | $7239.44 |  |  | xxx |  |  | 0.00% | 37.14% | 37.14% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 742 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 30.41 | xxx | 30.41 | No | 69.96 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000108664 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 8335 | xxx | 6.420% |  | No AUS | No | 7.956% |  | 8.750% |  | $4641.53 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5478.02 | $0.00 |  |  | xxx |  |  | 0.00% | 47.94% | 47.03% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 63 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Commission - Written VOE Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 2.33 | xxx | 0 | No | 71.52 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110719 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7506 | xxx | 6.170% |  | No AUS | No | 6.559% |  | 6.250% |  | $1625.49 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2372.65 | $4496.35 | xxx | xxx | xxx | xxx | Annually | 0.00% | 46.34% | 46.34% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 36 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Commission - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 22.94 | xxx | 22.94 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111240 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2720 | xxx | 6.170% |  | No AUS | No | 6.668% |  | 6.625% |  | $4866.36 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6136.06 | $9076.94 |  |  | xxx |  |  | 0.00% | 40.67% | 40.67% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 37 | 35 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act Disclosure | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .05 | xxx | 0.05 | No | 68.78 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112108 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 11901.25 | xxx | 6.250% |  | No AUS | No | 7.055% |  | 6.875% |  | $4565.66 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5857.97 | $10447.03 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 38.55% | 38.55% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 27 | 27 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.54 | xxx | 5.54 | No | 74.73 | Yes | xxx | xxx | xxx | xxx | 1 |
| 4000108514 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 9635 | xxx | 6.250% |  | No AUS | No | 7.084% |  | 6.875% |  | $3994.13 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5130.17 | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 22.69% | 22.69% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Proceeds from Sale | Third-Party Prepared (Unaudited) | 12 | Tax Preparer |  |  |  | Yes | 276 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - ["2025","2024"] | Borrower - 3 YRS Executed 4506T Verified - ["2025","2024"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.09 | xxx | 8.09 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000109362 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $4049.37 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5493.12 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.865 | 0.86 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 35.07 | xxx | 35.07 | No | 60 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112856 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 12079.14 | xxx | 6.060% |  | No AUS | No | 6.838% |  | 6.375% |  | $1691.94 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2119.03 | $17575.31 |  |  | xxx |  |  | 0.00% | 11.61% | 11.61% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESCorp - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2024","2025"] \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien |  | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | I-151 Permanent Resident Card |  | xxx | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.45 | xxx | 6.45 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000108307 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $3502.43 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3969.64 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.511 | 1.32 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 73.18 | xxx | 73.18 | No | 60 | N/A | xxx | xxx | xxx | xxx | 4 |
| 4000107367 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $1543.78 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2351.39 | $56803.61 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 20.31% | 20.31% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SECorporation, Subject Property Net Rental Income(Loss) if NOO - Business Bank Statements Verified - ["2025","2024"] | Borrower - ["2025","2024"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 23.32 | xxx | 23.74 | No | 41.37 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000108946 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $1806.55 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2369.09 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.899 | 1.899 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 25.75 | xxx | 25.75 | No | 41.35 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111239 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2720 | xxx | 6.170% |  | No AUS | No | 6.943% |  | 6.875% |  | $3935.00 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5467.48 | $8446.75 |  |  | xxx |  |  | 0.00% | 44.13% | 44.13% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 26 | 26 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Commission - Written VOE Verified - ["2025","2024","2023"] | Borrower - ["2025","2024","2023"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 743 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Non Permanent Resident Alien | Non-Permanent Resident Alien |  | Other | USA Patriot Act | xxx | xxx | xxx |  |  | Employment Authorization Document (I-821D) |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .15 | xxx | 0.15 | No | 72.17 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112498 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7025 | xxx | 6.060% |  | No AUS | No | 6.659% |  | 6.375% |  | $1934.00 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2732.97 | $5270.94 |  |  | xxx |  |  | 0.00% | 49.96% | 49.96% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified | Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.08 | xxx | 6.08 | No | 54.39 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112897 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 24195 | xxx | 6.250% |  | No AUS | No | 6.339% |  | 6.250% |  | $18471.52 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $22833.61 | $66993.07 |  |  | xxx |  |  | 0.00% | 38.18% | 38.18% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 50.00% | 100.00% | Stocks/Bonds | Third-Party Prepared (Unaudited) | 12 | Tax Preparer | Third-Party Prepared (Unaudited) | Tax Preparer | 12 | Yes | 24 | Yes | 24 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SEPartnership, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - ["2024","2025"] \|\| Co Borrower - SEPartnership, SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2014","2025"] | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] \|\| Co Borrower - ["2014","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 69.18 | xxx | 69.18 | No | 58.25 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111598 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2720 | xxx | 6.320% |  | No AUS | No | 7.871% |  | 8.750% |  | $4204.52 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5141.05 | $9579.26 |  |  | xxx |  |  | 0.00% | 37.09% | 36.14% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 40 | 36 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - ["2025","2024","2023"] | Borrower - ["2025","2024","2023"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 70.84 | xxx | 70.84 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111152 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 8536.33 | xxx | 6.190% |  | No AUS | No | 6.798% |  | 6.750% |  | $3676.94 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4786.57 | $9720.86 |  |  | xxx |  |  | 0.00% | 33.01% | 33.01% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 62 | 35 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime, Bonus - Written VOE Verified - ["2025","2024","2023"] | Borrower - ["2025","2024","2023"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .04 | xxx | 0.04 | No | 59.99 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111069 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6111.26 | xxx | 6.190% |  | No AUS | No | 7.102% |  | 6.875% |  | $2542.31 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3355.11 | $4339.70 |  |  | xxx |  |  | 0.00% | 43.85% | 43.85% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 96 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 738 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 15.92 | xxx | 15.92 | No | 60 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110506 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.375% |  | $1101.13 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1395.58 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.29 | 1.29 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 43.14 | xxx | 43.64 | No | 58.83 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111143 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 4810 | xxx | 6.170% |  | No AUS | No | 6.995% |  | 6.750% |  | $1452.86 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1876.46 | $2932.50 |  |  | xxx |  |  | 0.00% | 41.35% | 41.35% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 37 | 36 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.13 | xxx | 8.13 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000113925 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $3287.75 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4496.54 | $10281.16 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 49.99% | 49.99% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | Third-Party Prepared (Unaudited) | 23 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 17.63 | xxx | 17.63 | No | 80 | Yes | xxx | xxx | xxx | xxx | 1 |
| 4000108826 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $1283.31 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1399.74 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1 | 1 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 23.81 | xxx | 23.81 | No | 79.56 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000113918 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 14450 | xxx | 6.220% |  | No AUS | No | 7.075% |  | 6.875% |  | $2627.72 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3412.90 | $5521.49 |  |  | xxx |  |  | 0.00% | 39.45% | 39.45% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 23 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025","2024"] | Borrower - ["2025","2024"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 682 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 112.22 | No | 59.26 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110955 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 17945 | xxx | 6.170% |  | No AUS | No | 7.326% |  | 7.000% |  | $4324.47 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4937.75 | $26794.04 |  |  | xxx |  |  | 0.00% | 26.59% | 26.59% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 50.00% |  |  | Third-Party Prepared (Unaudited) | 24 | CPA |  |  |  | Yes | 60 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 666 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 41.04 | No | 44.83 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000113922 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $1297.20 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1986.84 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.032 | 1.03 | Yes | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 96.32 | No | 59.17 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112038 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2020 | xxx | 6.060% |  | No AUS | No | 6.404% |  | 6.375% |  | $6987.34 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $7800.42 | $63248.58 |  |  | xxx |  |  | 0.00% | 14.77% | 14.77% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 0 | 1 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds,Stocks/Bonds | Borrower Prepared | 12 | Borrower |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - 1 YR Business Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - ["2024","2025"] | Borrower - 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 45.53 | xxx | 45.53 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111281 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 13545 | xxx | 6.170% |  | No AUS | No | 8.036% |  | 7.625% |  | $2972.73 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3419.39 | $7953.61 |  |  | xxx |  |  | 0.00% | 49.82% | 49.82% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | Tax Preparer |  |  |  | Yes | 228 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - ["2025","2024"] | Borrower - 3 YRS Executed 4506T Verified - ["2025","2024"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 668 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 28.23 | No | 64.62 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000113924 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $1297.20 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1922.70 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.066 | 1.06 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Parriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 99.57 | No | 57.97 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111095 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7700 | xxx | 6.250% |  | No AUS | No | 6.551% |  | 6.500% |  | $3160.34 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4550.85 | $0.00 |  |  | xxx |  |  | 0.00% | 23.71% | 23.71% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 36 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus, Commission - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 819 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien |  | Other | Patriot Act | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.03 | xxx | 4.03 | No | 38.46 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111615 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $2711.72 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4235.89 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.59 | 0.59 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 18.49 | xxx | 18.49 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110733 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1515 | xxx | 6.170% |  | No AUS | No | 9.923% |  | 9.875% |  | $5118.92 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5837.43 | $49471.73 | xxx | xxx | xxx | xxx | Annually | 0.00% | 14.95% | 14.95% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor - Business Bank Statements Verified - ["2025","2024"] \|\| Co Borrower | Borrower - ["2025","2024"] \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 749 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 31.04 | xxx | 31.04 | No | 90 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110673 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7145 | xxx | 6.190% |  | No AUS | No | 7.241% |  | 7.000% |  | $2128.97 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2698.50 | $9609.83 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 22.96% | 22.96% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 60 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - ["2025","2024"] | Borrower - 3 YRS Executed 4506T Verified - ["2025","2024"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 663 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 39.99 | No | 59.81 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112414 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $889.31 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1144.35 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.18 | 1.18 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 386.04 | xxx | 386.04 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112415 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | Appendix Q Documentation |  |  |  |  | No AUS | No |  |  | 7.125% |  | $894.70 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1242.63 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.203 | 1.203 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 354.55 | xxx | 354.55 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112413 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $997.10 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1185.73 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.392 | 1.391 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 368.19 | xxx | 368.19 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112418 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $846.19 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1125.46 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.244 | 1.244 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 393.21 | xxx | 393.21 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112412 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $1077.95 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1391.65 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.437 | 1.437 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 312.05 | xxx | 312.05 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112500 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 3070 | xxx | 6.060% |  | No AUS | No | 6.765% |  | 6.625% |  | $3049.48 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4443.98 | $5798.02 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 47.29% | 47.29% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 1.55 | xxx | 1.55 | No | 75 | Yes | xxx | xxx | xxx | xxx | 1 |
| 4000108539 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $2332.36 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2764.32 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.121 | 1.121 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 665 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 51.48 | No | 65 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110811 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.375% |  | $1771.79 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2038.76 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.373 | 1.373 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 101.29 | xxx | 101.29 | No | 72.26 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110387 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 9046 | xxx | 6.190% |  | No AUS | No | 6.552% |  | 6.250% |  | $1945.67 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3093.10 | $4727.40 | xxx | xxx | xxx | xxx | Annually | 0.00% | 43.67% | 43.67% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 24 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 28.40 | xxx | 28.4 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000113535 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 1495 | xxx | 6.060% |  | No AUS | No | 6.547% |  | 6.500% |  | $6912.30 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $8662.39 | $68303.57 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 13.08% | 13.08% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 20.68 | xxx | 20.68 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112207 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.375% |  | $4367.09 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6031.60 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.912 | 0.912 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | 21.91 | xxx | 21.91 | No | 35 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111306 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 13370 | xxx | 6.170% |  | No AUS | No | 6.548% |  | 6.250% |  | $2924.66 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4019.64 | $13422.36 |  |  | xxx |  |  | 0.00% | 33.68% | 33.68% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 21 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 729 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 0.07 | No | 57.58 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111608 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.500% |  | $6317.52 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $8073.86 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.842 | 0.842 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | .00 | xxx | 15.83 | No | 55.22 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111303 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 4940 | xxx | 6.170% |  | No AUS | No | 6.939% |  | 6.875% |  | $6437.90 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $8033.47 | $11002.10 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 45.83% | 45.83% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 41 | 36 | FNMA 1005 | Yes | 164 | 25 | Work Number | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] \|\| Co Borrower - Wage - Written VOE Verified - ["2026","2025","2024"] | Borrower - ["2023","2024","2025"] \|\| Co Borrower - ["2026","2025","2024"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 48.24 | No | 69.01 | Yes | xxx | xxx | xxx | xxx | 1 |
| 4000110999 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 3145 | xxx | 6.190% |  | No AUS | No | 6.441% |  | 6.375% |  | $2963.38 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6226.66 | $18542.40 |  |  | xxx |  |  | 0.00% | 41.34% | 41.34% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 233 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - ["2025","2024"] | Borrower - ["2025","2024"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .09 | xxx | 0.09 | No | 10.56 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111545 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.375% |  | $3204.82 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3999.92 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1 | 1 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 63.88 | xxx | 63.88 | No | 74.99 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111996 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $1580.26 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1884.28 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.194 | 1.19 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.25 | xxx | 5.25 | No | 80 | N/A | xxx | xxx | xxx | xxx | 2 |
| 4000110006 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.500% |  | $2106.18 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2779.34 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.655 | 1.7 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 25.37 | xxx | 25.37 | No | 52.89 | N/A | xxx | xxx | xxx | xxx | 4 |
| 4000111977 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $1133.20 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1688.37 | $3715.96 |  |  | xxx |  |  | 0.00% | 31.96% | 31.96% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.89 | xxx | 5.89 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111198 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 8245 | xxx | 6.190% |  | No AUS | No | 7.062% |  | 6.875% |  | $3613.11 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4794.53 | $36926.99 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 18.75% | 18.75% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 47 | 35 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 0 | No | 69.62 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110912 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.990% |  | $3589.01 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4663.26 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.179 | 1.53 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.11 | xxx | 5.11 | No | 75 | N/A | xxx | xxx | xxx | xxx | 3 |
| 4000112654 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 124057.5 | xxx | 6.170% |  | No AUS | No | 6.905% |  | 6.875% |  | $11455.20 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $13193.49 | $108703.51 |  |  | xxx |  |  | 0.00% | 13.60% | 13.60% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | Yes | N/A | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Missing | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Missing CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2024","2025"] | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License | USA P | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 15.28 | xxx | 15.28 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110438 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 11795 | xxx | 6.170% |  | No AUS | No | 6.744% |  | 6.500% |  | $3160.34 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3949.39 | $13985.61 |  |  | xxx |  |  | 0.00% | 22.02% | 22.02% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 24 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 24 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 156 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - ["2024","2025"] \|\| Co Borrower - N/A | Borrower - ["2024","2025"] \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 122.9 | No | 51.28 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112489 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 14445 | xxx | 6.230% |  | No AUS | No | 7.218% |  | 7.750% |  | $8919.33 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $11457.42 | $112146.17 |  |  | xxx |  |  | 0.00% | 10.79% | 11.22% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | Yes | N/A | 0 | 12 | 100.00% | 50.00% | 50.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 24 | Yes | 24 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2024","2025"] \|\| Co Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2024","2025"] | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Yes | N/A | xxx | 28.34 | xxx | 28.34 | No | 49.8 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000113373 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $3022.04 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4369.49 | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.03 | 1.02 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 9.44 | xxx | 9.67 | No | 70.32 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114170 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.000% |  | $2218.34 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3693.01 | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.219 | 1.219 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 22.77 | No | 40.66 | No | xxx | xxx | xxx | xxx | 1 |
| 4000111188 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 11095 | xxx | 6.190% |  | No AUS | No | 6.680% |  | 6.625% |  | $4117.20 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5228.51 | $7718.07 |  |  | xxx |  |  | 0.00% | 40.87% | 40.87% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | Accountant/Bookkeeper | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor - YTD Profit And Loss Verified - ["2025"] \|\| Co Borrower | Borrower - ["2025"] \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 724 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 2.82 | xxx | 2.82 | No | 64.62 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114174 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 24695 | xxx | 6.220% |  | No AUS | No | 6.653% |  | 6.375% |  | $6488.25 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $8238.20 | $11489.70 |  |  | xxx |  |  | 0.00% | 42.04% | 42.04% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 35 | 34 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2023","2024","2025"] | Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 11.11 | xxx | 11.11 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111447 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.125% |  | $5924.20 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $8092.37 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.087 | 1.08 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 14.26 | xxx | 14.26 | No | 65 | N/A | xxx | xxx | xxx | xxx | 2 |
| 4000111301 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.000% |  | $3777.17 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4728.37 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.47 | 1.27 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 806 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 15.28 | xxx | 15.28 | No | 51.22 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111537 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $3108.04 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3718.31 | $47177.03 |  |  | xxx |  |  | 0.00% | 20.65% | 20.65% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | Tax Preparer |  |  |  | Yes | 36 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SEPartnership, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - ["2025"] | Borrower - 3 YRS Executed 4506T Verified - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | US Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 115.46 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112190 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 3951 | xxx | 6.060% |  | No AUS | No | 6.666% |  | 6.625% |  | $7203.50 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $8624.58 | $18951.96 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 45.78% | 45.78% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | Audited | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 7.70 | xxx | 7.7 | No | 74.75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110220 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $872.07 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1207.86 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.225 | 1.23 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 60.18 | xxx | 60.18 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110383 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7750 | xxx | 6.170% |  | No AUS | No | 6.561% |  | 6.250% |  | $1711.69 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2766.36 | $4692.64 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 37.43% | 37.43% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 30 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 0.11 | No | 35.64 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112681 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 8771 | xxx | 6.060% |  | No AUS | No | 6.553% |  | 6.375% |  | $3990.27 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4941.54 | $8624.40 |  |  | xxx |  |  | 0.00% | 38.40% | 38.40% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 34 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus - Written VOE Verified - ["2025","2024","2023"] | Borrower - ["2025","2024","2023"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 746 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.40 | xxx | 4.4 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112011 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 15450 | xxx | 6.170% |  | No AUS | No | 6.527% |  | 6.500% |  | $7079.16 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $9089.50 | $20394.75 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 36.57% | 36.57% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 24 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 61.03 | xxx | 61.03 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111164 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6545 | xxx | 6.190% |  | No AUS | No | 7.195% |  | 7.000% |  | $2528.15 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3419.47 | $27902.53 |  |  | xxx |  |  | 0.00% | 19.94% | 19.94% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 45 | 35 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus - Written VOE Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] | Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 695 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 30.59 | No | 30.28 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112495 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 13620 | xxx | 6.060% |  | No AUS | No | 6.532% |  | 6.375% |  | $5614.83 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $7411.83 | $8736.17 |  |  | xxx |  |  | 0.00% | 48.61% | 48.61% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Missing | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 34 | 34 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Non Permanent Resident Alien | Non-Permanent Resident Alien |  | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | Employment Authorization Document (I-821D) |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 3.17 | xxx | 3.17 | No | 64.29 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111620 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 10374 | xxx | 6.190% |  | No AUS | No | 7.577% |  | 7.375% |  | $4074.98 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4967.11 | $7683.89 |  |  | xxx |  |  | 0.00% | 42.42% | 42.42% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 45 | 35 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 679 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 0.71 | No | 71.95 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114604 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.375% |  | $6269.89 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $8995.30 | $34652.75 |  |  | xxx |  |  | 0.00% | 15.21% | 15.21% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - Business Bank Statements Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 19.99 | xxx | 19.99 | No | 75 | N/A | xxx | xxx | xxx | xxx | 4 |
| 4000111628 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 6820 | xxx | 6.250% |  | No AUS | No | 6.966% |  | 6.875% |  | $6273.67 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $8076.46 | $11225.80 |  |  | xxx |  |  | 0.00% | 42.01% | 42.01% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 23 | CPA |  |  |  | Yes | 60 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 11.39 | xxx | 11.39 | No | 71 | N/A | xxx | xxx | xxx | xxx | 4 |
| 4000114594 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 13465 | xxx | 6.220% |  | No AUS | No | 7.059% |  | 6.875% |  | $6030.60 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $7572.74 | $18203.89 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 38.02% | 38.02% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 757 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | US Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.04 | xxx | 6.04 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114657 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $3636.76 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4437.89 | $53261.80 |  |  | xxx |  |  | 0.00% | 38.79% | 38.79% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 24 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 24 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 84 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 19.12 | xxx | 19.12 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111611 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.375% |  | $4984.72 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5716.60 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.399 | 1.399 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 2.69 | xxx | 3.01 | No | 51.55 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112047 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.625% |  | $2689.31 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3645.68 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.179 | 1.04 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.15 | xxx | 6.15 | No | 55.26 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112103 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.375% |  | $1678.21 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2342.12 | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.025 | 1.04 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 36.27 | xxx | 36.27 | No | 64.82 | Yes | xxx | xxx | xxx | xxx | 1 |
| 4000114755 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 8385.63 | xxx | 6.060% |  | No AUS | No | 6.932% |  | 6.875% |  | $2024.98 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2712.65 | $3247.35 | xxx | xxx | xxx | xxx | Annually | 0.00% | 45.88% | 45.88% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 36 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 1.46 | xxx | 1.46 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111592 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 8.750% |  | $11800.51 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $15289.45 | $137358.75 |  |  | xxx |  |  | 0.00% | 32.44% | 32.44% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 23 | Tax Preparer |  |  |  | Yes | 36 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2025","2024"] | Borrower - ["2025","2024"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 115.4 | No | 27.27 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111596 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2670 | xxx | 6.170% |  | No AUS | No | 6.564% |  | 6.500% |  | $3305.72 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4285.78 | $5313.22 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 45.78% | 45.78% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 25 | 25 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien |  | Real ID Driver's License |  | xxx | xxx | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 0.54 | No | 64.57 | Yes | xxx | xxx | xxx | xxx | 1 |
| 4000112151 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 9550 | xxx | 6.060% |  | No AUS | No | 6.782% |  | 6.500% |  | $2275.44 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3230.51 | $7372.31 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 43.78% | 43.78% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.95 | xxx | 6.95 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111726 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2375 | xxx | 6.170% |  | No AUS | No | 6.563% |  | 6.500% |  | $3160.34 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4196.14 | $5424.86 |  |  | xxx |  |  | 0.00% | 45.75% | 45.75% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Missing | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 48 | 36 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Passport |  | xxx | xxx | xxx | xxx | xxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.97 | xxx | 4.97 | No | 52.63 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111004 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2375 | xxx | 6.170% |  | No AUS | No | 6.577% |  | 6.500% |  | $3792.41 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4727.91 | $9504.29 |  |  | xxx |  |  | 0.00% | 35.38% | 35.38% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 97.47% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 1.11 | xxx | 1.11 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111003 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 2375 | xxx | 6.170% |  | No AUS | No | 6.541% |  | 6.500% |  | $4791.08 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6314.96 | $8643.04 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 42.38% | 42.38% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Missing | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 26 | 26 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Non Permanent Resident Alien | Non-Permanent Resident Alien | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | Employment Authorization Document (I-821D) |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 1.17 | xxx | 1.17 | No | 69.54 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114667 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 7910 | xxx | 6.060% |  | No AUS | No | 6.654% |  | 6.500% |  | $3451.09 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4379.17 | $10659.56 |  |  | xxx |  |  | 0.00% | 33.28% | 33.28% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 721 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.44 | xxx | 5.44 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112170 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 5962 | xxx | 6.060% |  | No AUS | No | 7.669% |  | 7.375% |  | $1038.78 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1777.40 | $13807.42 | xxx | xxx | xxx | xxx | Annually | 0.00% | 37.39% | 37.39% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | Tax Preparer |  |  |  | Yes | 48 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 46.98 | xxx | 46.98 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111613 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.625% |  | $8108.90 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $9982.06 | $53081.06 |  |  | xxx |  |  | 0.00% | 39.00% | 39.00% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 24 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 24 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 60 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 12.73 | xxx | 12.73 | No | 70.55 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110294 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 4789.1 | xxx | 6.170% |  | No AUS | No | 6.343% |  | 6.000% |  | $2045.97 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2683.51 | $17559.65 |  |  | xxx |  |  | 0.00% | 15.48% | 15.48% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] | Borrower - 3 YRS Executed 4506T Verified - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 52.57 | xxx | 52.57 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114592 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Appendix Q Documentation | 5070 | xxx | 6.260% |  | No AUS | No | 7.106% |  | 7.000% |  | $3492.84 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4541.47 | $11634.53 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 28.54% | 28.54% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 56 | 35 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime, Commission - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 1.25 | xxx | 1.25 | No | 70.95 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000113484 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $2407.92 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2786.77 | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.005 | 1.005 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 773 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 80.50 | xxx | 80.5 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000109615 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 1895 | xxx | 6.190% |  | No AUS | No | 6.905% |  | 6.875% |  | $5991.19 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $7570.64 | $9071.87 |  |  | xxx |  |  | 0.00% | 49.04% | 49.04% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | 12 Month Bank Statement | 0 | 2 | NA | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | Yes | 0 | 0 | 0.00% | 100.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 60 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Executed 4506T Verified, Business Bank Statements Verified - ["2025"] \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Executed 4506T Verified - ["2023","2024","2025"] | Borrower - Executed 4506T Verified - ["2025"] \|\| Co Borrower - Executed 4506T Verified - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 751 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.04 | xxx | 6.04 | No | 70.7 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000109379 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.875% |  | $1776.42 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2545.53 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.179 | 1.179 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 678 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | I-821D Employment Authorization Document (I-821-D) |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.30 | xxx | 5.3 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112143 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $4989.77 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6101.52 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.557 | 0.557 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 28.08 | xxx | 28.08 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112208 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 1495 | xxx | 6.060% |  | No AUS | No | 6.824% |  | 6.750% |  | $4494.78 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5411.64 | $10749.03 |  |  | xxx |  |  | 0.00% | 33.59% | 33.59% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 69.59 | xxx | 69.59 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110428 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.375% |  | $1581.51 | Yes | 35.000% | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2347.86 | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.95 | 0.95 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | 22.60 | xxx | 22.8 | No | 60.65 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114168 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.625% |  | $2548.44 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3621.60 | $0.00 | xxx | xxx | xxx | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.132 | 1.13 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 669 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | 7.20 | xxx | 7.2 | No | 49.75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114597 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 23450 | xxx | 6.250% |  | No AUS | No | 7.188% |  | 7.125% |  | $5928.72 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $7229.77 | $14453.23 |  |  | xxx |  |  | 0.00% | 34.53% | 34.53% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 23 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | US Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 7.42 | xxx | 7.42 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114614 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 22090 | xxx | 6.250% |  | No AUS | No | 7.133% |  | 6.875% |  | $6779.51 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $8459.40 | $30775.71 |  |  | xxx |  |  | 0.00% | 42.51% | 42.51% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | Third-Party Prepared (Unaudited) | 23 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien |  | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 74.21 | xxx | 74.21 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000108889 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 2320 | xxx | 6.250% |  | No AUS | No | 6.915% |  | 6.875% |  | $5270.60 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6508.04 | $20006.86 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 32.14% | 37.72% | No | No |  |  |  |  |  |  | Self-Employed | Unknown |  |  |  |  | 24 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 24 | No | N/A | 0 | 0 | 88.22% | 100.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor, SSI and Disability, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - ["2025","2024","2023"] \|\| Co Borrower - N/A | Borrower - ["2025","2024","2023"] \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 740 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 89.89 | xxx | 89.89 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000109167 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 2030 | xxx | 6.190% |  | No AUS | No | 7.044% |  | 7.000% |  | $6054.25 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6931.18 | $13331.40 |  |  | xxx |  |  | 0.00% | 45.18% | 45.18% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 54 | 24 | FNMA 1005 | No | 0 |  | N/A | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024","2023"] \|\| Co Borrower - Wage, Bonus, Other - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024","2023"] | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024","2023"] \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024","2023"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 43.19 | xxx | 43.19 | No | 76.79 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112668 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.490% |  | $5476.47 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6980.85 | $13598.95 |  |  | xxx |  |  | 0.00% | 44.23% | 44.23% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 96 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2024","2025"] | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 45.09 | xxx | 45.09 | No | 80 | N/A | xxx | xxx | xxx | xxx | 3 |
| 4000114750 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 4045 | xxx | 6.060% |  | No AUS | No | 6.950% |  | 6.875% |  | $3967.85 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4383.93 | $14984.40 |  |  | xxx |  |  | 0.00% | 37.85% | 37.85% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 24 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 709 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 20.54 | xxx | 20.54 | No | 56.19 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112309 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.125% |  | $3721.19 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5561.74 | $0.00 | xxx | xxx | xxx | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.935 | 0.935 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 34.72 | xxx | 34.72 | No | 70 | N/A | xxx | xxx | xxx | xxx | 4 |
| 4000111161 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $2154.72 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2678.36 | $11976.14 |  |  | xxx |  |  | 0.00% | 37.77% | 37.77% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 36 | 36 | FNMA 1005 | Yes | 81 | 81 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage, Bonus, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - Written VOE Verified - ["2025","2024","2023"] \|\| Co Borrower - Wage - Written VOE Verified - ["2025","2024","2023"] | Borrower - ["2025","2024","2023"] \|\| Co Borrower - ["2025","2024","2023"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 808 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | US Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | patriot act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 53.62 | xxx | 53.62 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110795 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $1708.01 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2321.25 | $15615.48 |  |  | xxx |  |  | 0.00% | 22.52% | 22.52% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Missing | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 114 | 114 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] | Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 126.06 | xxx | 126.06 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114762 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.625% |  | $2689.31 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3481.25 | $9309.83 |  |  | xxx |  |  | 0.00% | 47.79% | 47.79% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 48 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Yes | N/A | xxx | 8.30 | xxx | 8.3 | No | 73.68 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112003 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 2450 | xxx | 6.190% |  | No AUS | No | 6.571% |  | 6.500% |  | $2610.44 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3309.25 | $4506.75 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 46.98% | 46.98% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 29 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2026","2025","2024"] | Borrower - ["2026","2025","2024"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .93 | xxx | 0.93 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110378 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $2072.03 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3194.24 | $0.00 | xxx | xxx | xxx | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.017 | 1.017 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 3 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 90.06 | No | 55.56 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111461 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 2563.18 | xxx | 6.170% |  | No AUS | No | 7.227% |  | 7.125% |  | $2007.68 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2596.26 | $7803.97 |  |  | xxx |  |  | 0.00% | 42.75% | 42.75% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2024","2025"] | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 28.71 | xxx | 28.71 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111980 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 22168.75 | xxx | 6.190% |  | No AUS | No | 6.510% |  | 6.375% |  | $10340.64 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $10981.80 | $41183.99 |  |  | xxx |  |  | 0.00% | 23.32% | 23.32% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 24 | Accountant/Bookkeeper |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 713 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 34.14 | No | 65 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112156 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.500% |  | $2153.58 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2823.43 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.664 | 1.664 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 16.17 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000115146 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.625% |  | $2676.50 | Yes | 50.000% | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3024.65 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.322 | 1.32 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 127.31 | xxx | 128.73 | No | 55.73 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110168 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 1920 | xxx | 6.170% |  | No AUS | No | 6.944% |  | 6.875% |  | $2706.55 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3151.84 | $12063.16 |  |  | xxx |  |  | 0.00% | 43.75% | 43.75% | Yes | Yes |  |  |  |  |  |  | Not Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 148 | 24 | Work Number | No | 0 |  | N/A | Borrower - N/A, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 YR Executed 4506T Verified, 1040 Schedule E Verified - [] \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Executed 4506T Verified, 1040 Schedule E Verified - [] \|\| Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 33.78 | xxx | 33.78 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114178 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $3793.00 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5211.10 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.816 | 0.816 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | 3.21 | xxx | 3.21 | No | 64.98 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111594 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 2720 | xxx | 6.320% |  | No AUS | No | 8.165% |  | 8.750% |  | $3013.06 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3553.76 | $6068.09 |  |  | xxx |  |  | 0.00% | 43.83% | 44.77% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 33 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.51 | xxx | 4.51 | No | 78.16 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000113078 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.125% |  | $1248.64 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1849.20 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1 | 1 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Non Permanent Resident Alien | Non-Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | Employment Authorization Document (I-821D) |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 7.31 | xxx | 7.31 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000109988 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 6751.23 | xxx | 6.190% |  | No AUS | No | 6.491% |  | 6.375% |  | $3873.17 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4770.00 | $11875.32 | xxx | xxx | xxx | xxx | Annually | 0.00% | 35.46% | 35.46% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 28 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 10.76 | xxx | 10.76 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111153 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 2450 | xxx | 6.170% |  | No AUS | No | 6.390% |  | 6.375% |  | $12368.22 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $19422.10 | $35837.73 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 37.53% | 37.53% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Missing | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 24 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien |  | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 12.50 | xxx | 12.5 | No | 50 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111727 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 2375 | xxx | 6.190% |  | No AUS | No | 6.420% |  | 6.375% |  | $4367.09 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6130.03 | $10650.77 |  |  | xxx |  |  | 0.00% | 50.23% | 50.23% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 30 | 24 | FNMA 1005 | Yes | 35 | 24 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage, Commission, Other REO Net Rental Income(Loss) - Written VOE Verified - ["2024","2025"] \|\| Co Borrower - Wage - Written VOE Verified - ["2024","2025","2026"] | Borrower - ["2024","2025"] \|\| Co Borrower - ["2024","2025","2026"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | US Patriot Act | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 21.79 | xxx | 21.79 | No | 45.16 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114739 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 19225 | xxx | 6.140% |  | No AUS | No | 6.393% |  | 6.125% |  | $4557.08 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5120.17 | $8319.57 |  |  | xxx |  |  | 0.00% | 46.27% | 46.27% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 41 | 35 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patroit Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.64 | xxx | 5.64 | No | 66.37 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110028 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.000% |  | $3273.55 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4432.70 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.196 | 1.19 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.75 | xxx | 6.75 | No | 60 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114789 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 5490 | xxx | 6.060% |  | No AUS | No | 6.859% |  | 6.750% |  | $5214.73 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6485.18 | $14961.82 |  |  | xxx |  |  | 0.00% | 30.24% | 30.24% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.31 | xxx | 6.31 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114758 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 3375.26 | xxx | 6.060% |  | No AUS | No | 6.674% |  | 6.500% |  | $3236.84 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4178.81 | $6871.19 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 38.10% | 38.10% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 28 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.23 | xxx | 5.23 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111604 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.500% |  | $1889.64 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2650.38 | $0.00 | xxx | xxx | xxx | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.094 | 1.09 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | No | Other | Patriot Act | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 38.49 | xxx | 38.49 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000109999 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 4606 | xxx | 6.190% |  | No AUS | No | 6.608% |  | 6.375% |  | $1968.93 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2691.36 | $5160.64 |  |  | xxx |  |  | 0.00% | 42.40% | 42.40% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 31 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2025","2024","2023"] | Borrower - ["2025","2024","2023"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 15.63 | xxx | 15.63 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112189 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $1405.12 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2164.27 | $0.00 | xxx | xxx | xxx | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.017 | 1.016 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 7.29 | xxx | 7.29 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114616 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 2445 | xxx | 6.170% |  | No AUS | No | 6.696% |  | 6.625% |  | $4195.32 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5420.69 | $48243.42 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 20.15% | 20.15% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien |  | Missing |  |  | xxx |  |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.61 | xxx | 6.61 | No | 80 | Yes | xxx | xxx | xxx | xxx | 1 |
| 4000112005 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.500% |  | $4140.05 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5428.21 | $7031.80 |  |  | xxx |  |  | 0.00% | 43.75% | 43.75% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 30 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 16.98 | No | 44.26 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114781 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 11530 | xxx | 6.060% |  | No AUS | No | 6.635% |  | 6.375% |  | $2794.94 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3645.55 | $4607.45 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 47.64% | 47.64% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 34 | 34 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 741 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.60 | xxx | 6.6 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114777 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 12700 | xxx | 6.060% |  | No AUS | No | 6.660% |  | 6.500% |  | $5220.88 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $7183.40 | $18986.60 |  |  | xxx |  |  | 0.00% | 28.41% | 28.41% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | Yes | 51 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 1.02 | No | 34.71 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112879 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.625% |  | $2183.46 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2605.80 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.017 | 1.1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 46.85 | xxx | 46.85 | No | 74.95 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112166 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.250% |  | $4604.17 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5981.40 | $50703.05 |  |  | xxx |  |  | 0.00% | 41.08% | 41.08% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - ["2024","2025"] | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 8.66 | No | 65 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111144 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 6050 | xxx | 6.250% |  | No AUS | No | 7.099% |  | 7.000% |  | $1224.16 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1781.24 | $3378.76 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 35.02% | 35.02% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 52 | 52 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 2.02 | xxx | 2.02 | No | 65.71 | Yes | xxx | xxx | xxx | xxx | 1 |
| 4000111180 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 7350 | xxx | 6.190% |  | No AUS | No | 6.629% |  | 6.500% |  | $3729.20 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4674.16 | $5312.14 |  |  | xxx |  |  | 0.00% | 47.46% | 47.46% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 35 | 35 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien |  | Other | US Patriot Act | xxx | xxx | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 1.11 | xxx | 0 | No | 74.21 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000113579 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.125% |  | $3949.47 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5661.55 | $18081.40 |  |  | xxx |  |  | 0.00% | 32.86% | 32.86% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Business Bank Statements Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.95 | xxx | 6.95 | No | 49.24 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114106 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | Alternative ATR Documentation |  |  |  |  | No AUS | No |  |  | 7.125% |  | $3846.51 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4940.25 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.85 | 0.85 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 99.84 | xxx | 99.84 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110787 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | Alternative ATR Documentation |  |  |  |  | No AUS | No |  |  | 6.125% |  | $2728.17 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3817.30 | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.917 | 0.917 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 77.30 | xxx | 77.3 | No | 49.89 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114163 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 2720 | xxx | 6.140% |  | No AUS | No | 6.534% |  | 6.500% |  | $8671.97 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $10802.76 | $17623.24 |  |  | xxx |  |  | 0.00% | 42.22% | 42.22% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 57 | 36 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 19.49 | xxx | 19.49 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110381 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $2165.63 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3115.24 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.027 | 1.025 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | 53.13 | xxx | 53.13 | No | 69.36 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114778 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 15800 | xxx | 6.060% |  | No AUS | No | 6.748% |  | 6.625% |  | $3675.38 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4707.44 | $7144.56 |  |  | xxx |  |  | 0.00% | 41.87% | 41.87% | No | No |  |  |  |  |  |  | Not Employed | Self-Employed |  |  |  |  | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 100.00% |  | N/A | 0 | N/A | Audited | CPA | 12 | NA | 0 | Yes | 24 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - N/A \|\| Co Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] | Borrower \|\| Co Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 24.43 | xxx | 24.43 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111362 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 919.33 | xxx | 6.170% |  | No AUS | No | 6.774% |  | 6.750% |  | $4267.78 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5319.79 | $289299.21 | xxx | xxx | xxx | xxx | Annually | 0.00% | 1.97% | 1.97% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 0.00% | 100.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2024"] \|\| Co Borrower - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified - ["2024"] \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 321.36 | xxx | 321.36 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114166 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 8505 | xxx | 6.190% |  | No AUS | No | 7.726% |  | 8.625% |  | $4499.51 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5657.95 | $8783.73 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 43.14% | 41.44% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 2.47 | xxx | 2.47 | No | 65 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114162 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 2425 | xxx | 6.190% |  | No AUS | No | 7.829% |  | 8.750% |  | $9440.40 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $12866.36 | $16897.78 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 48.79% | 48.13% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 49 | 36 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified - ["2026","2025","2024","2023"] | Borrower - ["2026","2025","2024","2023"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Non Permanent Resident Alien | Non-Permanent Resident Alien | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | Employment Authorization Document (I-821D) |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 12.53 | xxx | 12.53 | No | 60 | No | xxx | xxx | xxx | xxx | 1 |
| 4000114779 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.500% |  | $1241.80 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1775.25 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.07 | 1.07 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 67.41 | xxx | 67.41 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111947 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $3572.05 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4391.51 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.366 | 1.366 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 802 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.67 | xxx | 8.67 | No | 75 | N/A | xxx | xxx | xxx | xxx | 2 |
| 4000114763 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $3950.29 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5385.62 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.244 | 1.244 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 756 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | US Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 19.18 | xxx | 19.18 | No | 65 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110727 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $1939.31 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2577.74 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.164 | 1.16 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 53.56 | xxx | 53.56 | No | 60.4 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000113277 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $4499.64 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5727.90 | $9253.32 |  |  | xxx |  |  | 0.00% | 45.99% | 45.99% | Yes | Yes |  |  |  |  |  |  | Employed | Self-Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 1 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 100.00% |  | N/A | 0 | N/A | Borrower Prepared | Borrower | 12 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024"] \|\| Co Borrower - SESoleProprietor - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - ["2025","2024"] | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024"] \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS Executed 4506T Verified - ["2025","2024"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 42.75 | xxx | 42.75 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112826 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $1056.73 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1353.91 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.182 | 1.182 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 753 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 22.49 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000109928 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $2056.06 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2977.03 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.864 | 1.86 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 43.75 | xxx | 43.75 | No | 69.67 | N/A | xxx | xxx | xxx | xxx | 3 |
| 4000114665 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 2450 | xxx | 6.170% |  | No AUS | No | 6.598% |  | 6.500% |  | $1896.20 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2697.64 | $5012.79 |  |  | xxx |  |  | 0.00% | 35.28% | 35.28% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 24 | Accountant/Bookkeeper |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025","2024"] | Borrower - ["2025","2024"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 817 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 1.84 | No | 28.17 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000109750 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $3035.44 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3577.90 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.537 | 1.53 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 7.08 | xxx | 7.08 | No | 65 | N/A | xxx | xxx | xxx | xxx | 2 |
| 4000110721 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 17495 | xxx | 6.060% |  | No AUS | No | 6.681% |  | 6.500% |  | $6320.68 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $7682.36 | $17894.38 | xxx | xxx | xxx | xxx | Annually | 0.00% | 37.32% | 37.32% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 68 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 27.92 | xxx | 27.92 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111595 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 9349 | xxx | 6.170% |  | No AUS | No | 6.120% |  | 6.000% |  | $7762.98 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $10340.73 | $12188.09 |  |  | xxx |  |  | 0.00% | 45.90% | 45.90% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 31 | 31 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 22.95 | xxx | 22.95 | No | 60 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112441 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.250% |  | $4802.59 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5853.09 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.213 | 1.19 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 16.99 | xxx | 16.99 | No | 65 | N/A | xxx | xxx | xxx | xxx | 2 |
| 4000114353 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $1156.29 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1649.58 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.031 | 1.049 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 99.65 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112213 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $4914.92 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5919.62 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.588 | 1.57 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 7.82 | xxx | 7.82 | No | 75 | N/A | xxx | xxx | xxx | xxx | 2 |
| 4000114730 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 4898 | xxx | 6.060% |  | No AUS | No | 6.798% |  | 6.625% |  | $960.47 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1787.87 | $2372.13 |  |  | xxx |  |  | 0.00% | 43.52% | 43.52% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 36 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | US Patriot Act | xxx | xxx | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 12.03 | xxx | 12.03 | No | 23.62 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000113751 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 10483 | xxx | 6.140% |  | No AUS | No | 6.743% |  | 6.500% |  | $3722.88 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4782.00 | $9084.00 |  |  | xxx |  |  | 0.00% | 35.11% | 35.11% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 36 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 736 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | US Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 54.88 | xxx | 54.88 | No | 66.25 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110809 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $1009.77 | Yes | 20.000% | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1583.60 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.137 | 1.12 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.40 | xxx | 4.4 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114747 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $7308.64 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $8933.91 | $15341.03 |  |  | xxx |  |  | 0.00% | 49.17% | 49.17% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 96 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 7.29 | xxx | 7.29 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000115834 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 8085 | xxx | 6.170% |  | No AUS | No | 7.048% |  | 6.875% |  | $3284.64 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3592.66 | $5243.84 |  |  | xxx |  |  | 0.00% | 41.16% | 41.16% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 683 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 39.53 | No | 44.25 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111253 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 2969.25 | xxx | 6.170% |  | No AUS | No | 6.335% |  | 6.250% |  | $2616.80 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3008.96 | $8695.69 | xxx | xxx | xxx | xxx | Annually | 0.00% | 37.93% | 37.93% | No | No |  |  |  |  |  |  | Not Employed | Not Employed |  |  |  |  | Asset Depletion – Debt Ratio Calculation | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 3 | 0 | NA | NA | Yes | No | 84 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024"] \|\| Co Borrower - N/A | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - ["2024"] \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 814 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 95.05 | xxx | 95.05 | No | 62.96 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114354 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 13835 | xxx | 6.140% |  | No AUS | No | 6.845% |  | 6.750% |  | $9534.39 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $10927.96 | $42959.87 | xxx | xxx | xxx | xxx | Annually | 0.00% | 26.02% | 26.02% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 50.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 156 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SEPartnership - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - ["2025"] | Borrower - 3 YRS Executed 4506T Verified - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 684 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 19.65 | No | 68.37 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112278 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 2415.68 | xxx | 6.060% |  | No AUS | No | 6.953% |  | 6.875% |  | $4835.00 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6186.68 | $11084.42 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 45.16% | 45.16% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | 12 Month Bank Statement | 0 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | Yes | 0 | 0 | 52.65% | 100.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 36 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified, Lease Agreements Verified - ["2024","2025"] \|\| Co Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified - ["2023","2024","2025"] | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] \|\| Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 707 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.08 | xxx | 8.08 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000113269 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 6420 | xxx | 6.140% |  | No AUS | No | 6.823% |  | 6.625% |  | $2369.15 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2962.80 | $5181.20 |  |  | xxx |  |  | 0.00% | 37.58% | 37.58% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 95 | 36 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien |  | Other | USA Patriot ACT | xxx | xxx | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 13.46 | xxx | 13.46 | No | 78.72 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114046 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.625% |  | $2616.05 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3820.00 | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.877 | 0.877 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 3.05 | xxx | 3.05 | No | 65 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000113554 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 9214.25 | xxx | 6.060% |  | No AUS | No | 7.196% |  | 6.875% |  | $2118.60 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3401.10 | $6860.28 | xxx | xxx | xxx | xxx | Annually | 0.00% | 36.48% | 36.48% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 24 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 10.39 | xxx | 10.39 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114355 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $1192.10 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1697.47 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.001 | 1.001 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 0 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000113676 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 11160 | xxx | 6.140% |  | No AUS | No | 7.615% |  | 7.375% |  | $3453.38 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4450.07 | $11990.69 | xxx | xxx | xxx | xxx | Annually | 0.00% | 37.72% | 37.72% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 50.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 48 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - ["2025"] | Borrower - 3 YRS Executed 4506T Verified - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 11.74 | xxx | 11.74 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112197 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 6990 | xxx | 6.060% |  | No AUS | No | 6.442% |  | 6.250% |  | $2462.87 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3798.59 | $5257.25 |  |  | xxx |  |  | 0.00% | 42.20% | 42.20% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Missing | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus - Written VOE Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.73 | xxx | 5.73 | No | 31.01 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114164 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.500% |  | $1896.20 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2750.03 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% | Proceeds from Sale |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.145 | 1.145 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 2.55 | xxx | 2.55 | No | 43.17 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000113750 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 8766 | xxx | 6.190% |  | No AUS | No | 7.816% |  | 8.625% |  | $4910.96 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5941.71 | $9231.25 |  |  | xxx |  |  | 0.00% | 41.06% | 39.97% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.50 | xxx | 5.5 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114317 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 2720 | xxx | 6.140% |  | No AUS | No | 6.337% |  | 6.250% |  | $4507.05 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6171.37 | $8485.55 |  |  | xxx |  |  | 0.00% | 42.34% | 42.34% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien |  | Other | USA Patriot Act | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .68 | xxx | 0.68 | No | 60 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110697 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.000% |  | $1322.01 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1743.02 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.836 | 1.817 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.98 | xxx | 8.98 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114618 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 7010 | xxx | 6.170% |  | No AUS | No | 6.921% |  | 6.750% |  | $2957.61 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3251.19 | $10257.23 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 25.90% | 25.90% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 11.32 | xxx | 11.32 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114155 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 4375 | xxx | 6.140% |  | No AUS | No | 6.517% |  | 6.500% |  | $18962.04 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $23013.07 | $58472.68 |  |  | xxx |  |  | 0.00% | 28.30% | 28.30% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 24 | CPA |  |  |  | Yes | 118 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 805 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 72.44 | No | 56.6 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112008 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 10825 | xxx | 6.170% |  | No AUS | No | 6.911% |  | 6.875% |  | $4926.97 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6026.47 | $13044.19 |  |  | xxx |  |  | 0.00% | 41.67% | 41.67% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 34 | 34 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 11.45 | xxx | 11.91 | No | 65.22 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114661 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.500% |  | $1185.13 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1867.32 | $0.00 | xxx | xxx | xxx | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.167 | 1.167 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien |  | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 13.19 | xxx | 13.19 | No | 50 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112198 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 2720 | xxx | 6.230% |  | No AUS | No | 7.847% |  | 8.750% |  | $5304.33 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6237.48 | $19036.43 |  |  | xxx |  |  | 0.00% | 33.74% | 33.32% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 126 | 25 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - ["2024","2025","2026"] | Borrower - ["2024","2025","2026"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Non Permanent Resident Alien | Non-Permanent Resident Alien |  | Other | US Patriot Act | xxx | xxx | xxx |  |  | Employment Authorization Document (I-821D) |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 1.33 | xxx | 1.33 | No | 74.92 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114619 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 2250 | xxx | 6.170% |  | No AUS | No | 6.785% |  | 6.750% |  | $6078.66 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $7312.09 | $14500.04 |  |  | xxx |  |  | 0.00% | 44.23% | 44.23% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 130 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified - ["2025","2024","2023"] | Borrower - ["2025","2024","2023"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 759 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.50 | xxx | 8.5 | No | 78.1 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000115998 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.375% |  | $1122.97 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1430.99 |  | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.048 | 1.25 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 122.55 | No | 42.55 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114774 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 11640 | xxx | 6.190% |  | No AUS | No | 7.219% |  | 6.875% |  | $2364.94 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2828.38 | $5643.20 |  |  | xxx |  |  | 0.00% | 34.98% | 34.98% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | Tax Preparer |  |  |  | Yes | 137 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 62.12 | No | 55.38 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114156 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 2720 | xxx | 6.140% |  | No AUS | No | 6.585% |  | 6.500% |  | $2528.27 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3516.17 | $11172.50 |  |  | xxx |  |  | 0.00% | 38.36% | 38.36% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 105 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 21.52 | xxx | 21.52 | No | 48.78 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111994 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 2450 | xxx | 6.060% |  | No AUS | No | 6.667% |  | 6.625% |  | $4674.27 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5833.94 | $8128.06 |  |  | xxx |  |  | 0.00% | 44.76% | 44.76% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 24 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 7.62 | xxx | 7.62 | No | 64.32 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112341 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 4918.32 | xxx | 6.060% |  | No AUS | No | 6.570% |  | 6.500% |  | $6522.94 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $8228.08 | $44222.53 |  |  | xxx |  |  | 0.00% | 17.65% | 17.65% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 50.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp - CPA Letter Verified, Business Bank Statements Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 11.99 | xxx | 11.99 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110161 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 1499 | xxx | 6.170% |  | No AUS | No | 6.569% |  | 6.500% |  | $1896.20 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3608.55 | $10216.45 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 26.88% | 26.88% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Asset Depletion – Debt Ratio Calculation | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | Yes | No | 84 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Asset Depletion - 2 YRS Executed 4506T Verified - ["2024","2025"] | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 785 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 462.36 | xxx | 462.36 | No | 37.27 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000113546 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 14807.5 | xxx | 6.140% |  | No AUS | No | 6.628% |  | 6.250% |  | $3278.69 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5626.23 | $17527.42 | xxx | xxx | xxx | xxx | Annually | 0.00% | 49.87% | 49.87% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 745 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 2.35 | xxx | 2.35 | No | 30 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114107 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 11929.38 | xxx | 6.140% |  | No AUS | No | 7.088% |  | 6.875% |  | $3916.94 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4660.54 | $9212.46 |  |  | xxx |  |  | 0.00% | 33.59% | 33.59% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 24 | Tax Preparer |  |  |  | Yes | 110 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.39 | xxx | 4.39 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111541 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 2704 | xxx | 6.170% |  | No AUS | No | 7.049% |  | 6.875% |  | $1313.86 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1983.60 | $3856.56 | xxx | xxx | xxx | xxx | Annually | 0.00% | 39.81% | 39.81% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 29 | 29 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - ["2023","2024","2025"] | Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 711 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 12.99 | No | 66.56 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111145 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 7174 | xxx | 6.060% |  | No AUS | No | 6.782% |  | 6.625% |  | $1221.71 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1564.47 | $4675.53 |  |  | xxx |  |  | 0.00% | 25.79% | 25.79% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 36 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 22.48 | xxx | 22.48 | No | 60 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111990 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 2950 | xxx | 6.060% |  | No AUS | No | 6.964% |  | 6.875% |  | $2798.51 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3240.11 | $10183.89 |  |  | xxx |  |  | 0.00% | 24.56% | 24.56% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 60 | 36 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.61 | xxx | 4.61 | No | 60.43 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000113543 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 15095 | xxx | 6.060% |  | No AUS | No | 7.654% |  | 7.375% |  | $4627.52 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5983.17 | $13986.83 |  |  | xxx |  |  | 0.00% | 36.46% | 36.46% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 60 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 4.88 | No | 74.44 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114780 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 7121.25 | xxx | 6.060% |  | No AUS | No | 6.813% |  | 6.750% |  | $2263.61 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3186.09 | $5375.91 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 38.21% | 38.21% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 107 | 107 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2024","2025","2026"] | Borrower - ["2024","2025","2026"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 813 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 17.15 | xxx | 17.15 | No | 56.75 | Yes | xxx | xxx | xxx | xxx | 1 |
| 4000111169 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 8700 | xxx | 6.190% |  | No AUS | No | 6.797% |  | 6.750% |  | $3761.87 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5341.04 | $7721.08 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 41.00% | 41.00% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 30 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Commission - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .32 | xxx | 0.32 | No | 43.94 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000116267 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $3739.14 | Yes | 35.000% | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4863.78 | $0.00 | xxx | xxx | xxx | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.781 | 7.82 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.35 | xxx | 6.35 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000113266 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 10077.5 | xxx | 6.060% |  | No AUS | No | 6.548% |  | 6.375% |  | $3836.80 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5182.80 | $10206.20 |  | xxx | xxx |  | Monthly | 0.00% | 48.50% | 48.50% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 35 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 1.47 | xxx | 1.59 | No | 68.33 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000113271 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 10.000% |  | $4345.73 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5174.79 | $8017.95 | xxx | xxx | xxx | xxx | Annually | 0.00% | 34.09% | 34.09% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 2.70 | xxx | 6.14 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114708 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 10672 | xxx | 6.140% |  | No AUS | No | 6.868% |  | 6.750% |  | $6112.33 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $7178.83 | $22441.90 | xxx | xxx | xxx | xxx | Annually | 0.00% | 45.26% | 45.26% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  |  | Audited | 12 | Tax Preparer | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] \|\| Co Borrower | Borrower - ["2025"] \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | US Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | patriot act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 6.45 | xxx | 6.45 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112010 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.625% |  | $1716.03 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2298.00 | $16436.37 |  |  | xxx |  |  | 0.00% | 43.65% | 43.65% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | US Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 10.03 | xxx | 10.03 | No | 59.56 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114175 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $2120.65 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3091.74 | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.97 | 0.97 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 761 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 11.38 | xxx | 11.38 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112139 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 2545 | xxx | 6.060% |  | No AUS | No | 6.596% |  | 6.500% |  | $2389.22 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3247.14 | $4517.86 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 42.08% | 42.08% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 28 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.02 | xxx | 8.02 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112909 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 1900 | xxx | 6.060% |  | No AUS | No | 6.935% |  | 6.875% |  | $4138.65 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5227.03 | $17638.98 | xxx | xxx | xxx | xxx | Annually | 0.00% | 37.27% | 37.27% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 24 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 24 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2024","2025"] | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 732 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 23.04 | xxx | 23.04 | No | 71.59 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114765 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 10430 | xxx | 6.140% |  | No AUS | No | 7.083% |  | 7.000% |  | $4087.62 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5051.15 | $7408.85 |  |  | xxx |  |  | 0.00% | 40.73% | 40.73% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 714 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien |  | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 11.30 | xxx | 11.3 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111481 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $2127.40 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3054.89 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.048 |  | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 48.62 | xxx | 48.62 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114622 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 39906.25 | xxx | 6.170% |  | No AUS | No | 6.792% |  | 6.750% |  | $9501.96 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $10328.94 | $39272.55 |  |  | xxx |  |  | 0.00% | 31.26% | 31.26% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 38 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - [] | Borrower - [] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 790 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.63 | xxx | 8.63 | No | 71.46 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111649 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.625% |  | $1268.72 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1545.79 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.152 | 1.15 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 718 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 |  |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 18.61 | xxx | 18.61 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112222 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $1330.60 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2129.91 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.962 | 0.97 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 87.36 | No | 41.67 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112529 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 1535.25 | xxx | 6.060% |  | No AUS | No | 6.418% |  | 6.375% |  | $3899.19 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5218.39 | $13889.62 |  |  | xxx |  |  | 0.00% | 39.32% | 39.32% | No | No |  |  |  |  |  |  | Not Employed | Not Employed |  |  |  |  | Asset Depletion – Debt Ratio Calculation | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | Yes | No | 84 | No | Yes | Yes | 2 | 0 | Yes | Yes | 2 | 0 | 0.00% | 100.00% | 100.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - Executed 4506T Verified, Personal Bank Statements Verified - ["2025"] \|\| Co Borrower - Asset Depletion - Executed 4506T Verified, Personal Bank Statements Verified - ["2025"] | Borrower - Executed 4506T Verified - ["2025"] \|\| Co Borrower - Executed 4506T Verified - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 815 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 50.02 | xxx | 50.02 | No | 75.76 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114798 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 10168.13 | xxx | 6.140% |  | No AUS | No | 6.447% |  | 6.250% |  | $4202.27 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5632.62 | $7548.32 |  |  | xxx |  |  | 0.00% | 47.64% | 47.64% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 48 | 25 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified, Lease Agreements Verified - ["2025","2024"] | Borrower - ["2025","2024"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Non Permanent Resident Alien | Non-Permanent Resident Alien | No | Real ID Driver's License |  | xxx | xxx | xxx |  |  | Employment Authorization Document (I-821D) |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 0 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114358 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 6890 | xxx | 6.140% |  | No AUS | No | 6.507% |  | 6.250% |  | $1847.15 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2820.57 | $6986.01 |  |  | xxx |  |  | 0.00% | 46.36% | 46.36% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 28 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified - ["2025","2024","2023"] | Borrower - ["2025","2024","2023"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 0.32 | No | 49.18 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114103 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 25695 | xxx | 6.140% |  | No AUS | No | 6.988% |  | 6.750% |  | $7783.18 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $8609.14 | $38344.88 |  |  | xxx |  |  | 0.00% | 28.25% | 28.25% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 50.00% |  |  | Audited | 24 | Accountant/Bookkeeper |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - YTD Profit And Loss Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 28.13 | No | 63.16 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000115830 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 11235 | xxx | 6.170% |  | No AUS | No | 6.610% |  | 6.500% |  | $7008.39 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $8809.05 | $14591.65 |  |  | xxx |  |  | 0.00% | 38.76% | 38.76% | No |  |  |  |  |  |  |  | Not Employed |  |  |  |  |  | Asset Depletion – Total Asset Calculation | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | Yes |  | Yes | No | 60 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Asset Depletion, Retirement, SSI and Disability - Award Letter Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 211.24 | xxx | 211.24 | No | 57.67 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112499 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 9794.75 | xxx | 6.060% |  | No AUS | No | 6.450% |  | 6.250% |  | $3954.14 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5118.30 | $9949.20 |  |  | xxx |  |  | 0.00% | 36.07% | 36.07% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 47 | 36 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 758 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .29 | xxx | 0.29 | No | 65 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111249 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $1182.47 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1740.91 | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.005 | 1.01 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 17.55 | xxx | 6.04 | No | 74.38 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000115766 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 10825 | xxx | 6.230% |  | No AUS | No | 6.959% |  | 6.750% |  | $1621.49 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2106.57 | $3273.27 |  |  | xxx |  |  | 0.00% | 39.72% | 39.72% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 12 | 12 | No |  |  |  | 100.00% | 100.00% |  | Proceeds from Sale | N/A | 0 | N/A |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, Personal Bank Statements Verified, Business Bank Statements Verified - ["2025","2024"] | Borrower - ["2025","2024"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 39.86 | xxx | 39.86 | No | 68.49 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000113748 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 2720 | xxx | 6.190% |  | No AUS | No | 7.834% |  | 8.750% |  | $8283.96 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $9934.84 | $18053.32 |  |  | xxx |  |  | 0.00% | 38.15% | 37.50% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 24 | CPA |  |  |  | Yes | 152 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 726 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Passport |  | xxx | xxx | xxx | xxx | xxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.22 | xxx | 4.22 | No | 64.4 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111970 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 9137.5 | xxx | 6.190% |  | No AUS | No | 7.042% |  | 7.000% |  | $4091.61 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5407.37 | $10343.63 |  |  | xxx |  |  | 0.00% | 35.33% | 35.33% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 58 | 35 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus, Other - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 3.11 | xxx | 3.11 | No | 62.76 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111631 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.625% |  | $3540.92 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4506.00 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.11 | 1.088 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | 36.20 | xxx | 36.2 | No | 70 | N/A | xxx | xxx | xxx | xxx | 2 |
| 4000113522 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 5690 | xxx | 6.060% |  | No AUS | No | 6.382% |  | 6.250% |  | $4925.74 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $7557.87 | $11414.30 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 45.70% | 45.70% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 100.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 25 | 25 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - ["2024","2025","2026"] | Borrower - ["2024","2025","2026"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 799 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien |  | Real ID Driver's License |  | xxx | xxx | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 67.27 | xxx | 67.27 | No | 36.53 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111163 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 3010 | xxx | 6.170% |  | No AUS | No | 6.447% |  | 6.250% |  | $960.52 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1333.03 | $6958.33 |  |  | xxx |  |  | 0.00% | 26.75% | 26.75% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 40 | 36 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 17.24 | xxx | 17.24 | No | 60 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000113239 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 1928.25 | xxx | 6.140% |  | No AUS | No | 6.620% |  | 6.500% |  | $3534.52 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4745.15 | $-5769.10 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | No | No |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Asset Utilization (No DTI) | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Yes | Yes | No | No | 60 | Yes | Yes | Yes | 3 | 0 | Yes | N/A | 3 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SSI and Disability, Asset Depletion - Award Letter Verified, Personal Bank Statements Verified - ["2026"] \|\| Co Borrower - SSI and Disability, Other REO Net Rental Income(Loss) - Award Letter Verified, Personal Bank Statements Verified - ["2026"] | Borrower - ["2026"] \|\| Co Borrower - ["2026"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 247.85 | xxx | 14.85 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114736 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 13443.75 | xxx | 6.140% |  | No AUS | No | 6.994% |  | 6.875% |  | $3317.49 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4468.83 | $20161.84 |  |  | xxx |  |  | 0.00% | 33.03% | 33.03% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 72 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 725 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 0.23 | No | 71.63 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114704 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 2450 | xxx | 6.140% |  | No AUS | No | 6.984% |  | 6.875% |  | $1642.32 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1934.89 | $5502.11 |  |  | xxx |  |  | 0.00% | 31.22% | 31.22% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 47 | 36 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 772 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 125.13 | No | 52.08 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114860 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 6720 | xxx | 6.100% |  | No AUS | No | 6.591% |  | 6.500% |  | $5056.54 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6194.45 | $14271.71 |  |  | xxx |  |  | 0.00% | 43.62% | 43.62% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 2YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  |  | Audited | 24 | CPA | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025","2026"] \|\| Co Borrower | Borrower - ["2024","2025","2026"] \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 767 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 67.22 | No | 64.78 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000113346 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $4440.97 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5821.04 | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.807 | 0.807 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 778 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 236.61 | xxx | 236.61 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000115798 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 8570 | xxx | 6.100% |  | No AUS | No | 6.450% |  | 6.250% |  | $3601.95 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4965.62 | $7512.71 |  |  | xxx |  |  | 0.00% | 42.02% | 42.02% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 27 | 25 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Non Permanent Resident Alien | Non-Permanent Resident Alien | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | Employment Authorization Document (I-821D) |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 10.79 | xxx | 10.79 | No | 60 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000115482 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 17745 | xxx | 6.140% |  | No AUS | No | 6.532% |  | 6.375% |  | $4912.98 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6104.66 | $12528.25 |  |  | xxx |  |  | 0.00% | 35.39% | 35.39% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | N/A | 0 | 12 | Yes | N/A | 0 | 12 | 100.00% | 50.00% | 50.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 60 | Yes | 60 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] \|\| Co Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] | Borrower - 3 YRS Executed 4506T Verified - ["2025"] \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 800 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.13 | xxx | 8.13 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111998 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 6275 | xxx | 6.170% |  | No AUS | No | 6.800% |  | 6.750% |  | $2503.59 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3203.43 | $5678.57 |  |  | xxx |  |  | 0.00% | 43.21% | 43.21% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 31 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .80 | xxx | 0.8 | No | 67.13 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000113512 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.625% |  | $1295.99 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1692.96 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 2.245 | 2 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 3.66 | xxx | 3.66 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114855 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 2570 | xxx | 6.100% |  | No AUS | No | 6.811% |  | 6.750% |  | $3382.44 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4962.29 | $9901.71 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 33.38% | 33.38% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 90.00% | 0.00% |  | Audited | 13 | Tax Preparer | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025","2024"] \|\| Co Borrower - N/A | Borrower - ["2025","2024"] \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 801 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Non Permanent Resident Alien | Non-Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | Employment Authorization Document (I-821D) |  | xxx | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | I-821D Employment Authorization Document (I-821-D) |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .78 | xxx | 0.78 | No | 74.5 | Yes | xxx | xxx | xxx | xxx | 1 |
| 4000114889 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 9811.5 | xxx | 6.100% |  | No AUS | No | 6.428% |  | 6.125% |  | $2084.10 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2607.18 | $3326.82 | xxx | xxx | xxx | xxx | Annually | 0.00% | 44.55% | 44.55% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 72 | 25 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2024","2025","2026"] | Borrower - ["2024","2025","2026"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 798 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 10.36 | xxx | 10.36 | No | 79.79 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000116699 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 8220 | xxx | 6.060% |  | No AUS | No | 6.839% |  | 6.500% |  | $1997.33 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2421.81 | $4127.63 |  |  | xxx |  |  | 0.00% | 46.08% | 46.08% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 45 | 36 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 720 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 14.21 | xxx | 14.21 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000116710 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.250% |  | $937.43 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1117.93 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.386 | 1.386 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 45.99 | xxx | 45.99 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114466 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 2370 | xxx | 6.140% |  | No AUS | No | 6.409% |  | 6.375% |  | $6457.05 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $8420.00 | $21470.53 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 36.89% | 36.89% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 50.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SEPartnership, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 710 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien |  | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.18 | xxx | 4.18 | No | 52.81 | Yes | xxx | xxx | xxx | xxx | 1 |
| 4000114721 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 19750 | xxx | 6.140% |  | No AUS | No | 7.038% |  | 6.750% |  | $6330.32 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $7760.52 | $22256.15 |  |  | xxx |  |  | 0.00% | 31.52% | 31.52% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | Audited | 12 | CPA |  |  |  | Yes | 48 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp - CPA Letter Verified, YTD Profit And Loss Verified - [] | Borrower - [] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 804 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 9.40 | xxx | 9.4 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000116684 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 4185 | xxx | 6.170% |  | No AUS | No | 6.408% |  | 6.375% |  | $8500.00 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $11302.88 | $35909.99 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 43.97% | 48.70% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 24 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2025","2024"] | Borrower - ["2025","2024"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 777 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 60.89 | No | 50 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000116689 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 5630 | xxx | 6.190% |  | No AUS | No | 6.908% |  | 6.750% |  | $2419.27 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3478.38 | $3821.62 |  |  | xxx |  |  | 0.00% | 47.65% | 47.65% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 71 | 36 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .36 | xxx | 0.36 | No | 70.38 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000113618 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 8.750% |  | $6844.29 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $8273.15 | $22137.02 |  |  | xxx |  |  | 0.00% | 41.86% | 41.86% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 23.77 | xxx | 23.77 | No | 66.92 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000116728 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 8000 | xxx | 6.100% |  | No AUS | No | 6.793% |  | 6.625% |  | $1677.61 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2887.47 | $4287.53 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 40.45% | 40.45% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 32 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - ["2024","2025","2026"] | Borrower - ["2024","2025","2026"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 797 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 9.31 | xxx | 9.31 | No | 46.62 | No | xxx | xxx | xxx | xxx | 1 |
| 4000114313 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 2375 | xxx | 6.140% |  | No AUS | No | 7.212% |  | 7.125% |  | $2533.18 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3491.70 | $6016.30 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 39.84% | 39.84% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 35 | 35 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 40.76 | No | 62.67 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112171 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 13450 | xxx | 6.060% |  | No AUS | No | 6.660% |  | 6.500% |  | $5964.59 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $8679.29 | $25098.63 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 32.38% | 32.38% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025","2024"] | Borrower - ["2025","2024"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 750 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 24.96 | xxx | 24.96 | No | 32.39 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114752 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 39925 | xxx | 6.060% |  | No AUS | No | 6.890% |  | 6.875% |  | $10642.24 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $12668.14 | $22335.19 |  |  | xxx |  |  | 0.00% | 36.24% | 36.24% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | Accountant/Bookkeeper |  |  |  | Yes | 60 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 38.17 | No | 63.91 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000116703 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $2153.34 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2527.59 | $8019.75 | xxx | xxx | xxx | xxx | Annually | 0.00% | 37.69% | 37.69% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | FNMA 1005 | Yes | 24 | 24 | FNMA 1005 | No | 0 |  | N/A | Borrower - Subject Property Net Rental Income(Loss) if NOO, Wage - Written VOE Verified - ["2024","2025","2026"] \|\| Co Borrower - Wage - Written VOE Verified - ["2024","2025","2026"] | Borrower - ["2024","2025","2026"] \|\| Co Borrower - ["2024","2025","2026"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 15.94 | xxx | 15.94 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000116729 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 4105 | xxx | 6.140% |  | No AUS | No | 6.469% |  | 6.375% |  | $4417.00 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5636.78 | $20217.03 |  |  | xxx |  |  | 0.00% | 32.63% | 32.63% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | Tax Preparer |  |  |  | Yes | 55 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 807 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 10.02 | xxx | 10.02 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000116691 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 2595 | xxx | 6.140% |  | No AUS | No | 6.477% |  | 6.250% |  | $1409.99 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2945.79 | $29999.75 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 13.75% | 13.75% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 24 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 24 | No |  |  |  | 100.00% | 100.00% |  | Proceeds from Sale | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SEPartnership, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 764 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Non Permanent Resident Alien | Non-Permanent Resident Alien | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | Employment Authorization Document (I-821D) |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 23.34 | xxx | 23.34 | No | 47.81 | Yes | xxx | xxx | xxx | xxx | 1 |
| 4000116725 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.375% |  | $1471.14 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1750.99 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.028 | 1.02 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 770 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 32.10 | xxx | 44.32 | No | 68.49 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114315 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $3284.64 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4516.34 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.207 | 1.207 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 108.85 | No | 36.1 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000116731 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 2450 | xxx | 6.190% |  | No AUS | No | 7.838% |  | 8.625% |  | $13813.55 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $16295.16 | $23748.80 |  |  | xxx |  |  | 0.00% | 43.55% | 43.55% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 809 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 68.97 | xxx | 68.97 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114654 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $2594.39 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3289.55 | $154440.79 |  |  | xxx |  |  | 0.00% | 19.14% | 19.14% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 1 | 1 |  |  | 2 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Borrower Prepared | 9 | Borrower |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, YTD Profit And Loss Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025"] | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 208.13 | xxx | 208.13 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112118 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 24075 | xxx | 6.170% |  | No AUS | No | 7.039% |  | 7.000% |  | $5488.74 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5833.75 | $9814.08 |  |  | xxx |  |  | 0.00% | 41.48% | 41.48% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 762 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 5.15 | No | 63.71 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000116707 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 6645 | xxx | 6.140% |  | No AUS | No | 6.539% |  | 6.375% |  | $2838.61 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4188.88 | $7224.45 | xxx | xxx | xxx | xxx | Annually | 0.00% | 46.49% | 46.49% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.49 | xxx | 5.49 | No | 43.13 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000109515 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $2533.72 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3052.46 | $0.00 | xxx | xxx | xxx | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.016 | 1.02 | N/A | Borrower - N/A, N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 774 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 14.89 | xxx | 14.89 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112112 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 27700 | xxx | 6.170% |  | No AUS | No | 7.033% |  | 7.000% |  | $6486.70 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $8655.92 | $18618.58 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 34.36% | 34.36% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 760 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 1.01 | xxx | 1.1 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000116692 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 21126.25 | xxx | 6.170% |  | No AUS | No | 6.761% |  | 6.625% |  | $3733.01 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4672.22 | $13737.28 |  |  | xxx |  |  | 0.00% | 52.90% | 52.90% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 148 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 769 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.42 | xxx | 4.42 | No | 72.88 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114653 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $2594.39 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3458.47 | $155592.28 |  |  | xxx |  |  | 0.00% | 18.53% | 18.53% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 1 | 1 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - ["2025","2024"] | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS Executed 4506T Verified - ["2025","2024"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 731 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 326.59 | xxx | 326.59 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112202 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 2375 | xxx | 6.230% |  | No AUS | No | 8.049% |  | 8.750% |  | $4248.18 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5203.98 | $10261.11 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 39.55% | 39.84% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 763 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License | USA Patriot Act Disclosure | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.10 | xxx | 5.1 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000116694 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 10251.25 | xxx | 6.250% |  | No AUS | No | 7.203% |  | 7.000% |  | $3516.12 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4403.91 | $13918.34 |  |  | xxx |  |  | 0.00% | 26.85% | 26.85% | No | No |  |  |  |  |  |  | Self-Employed | Unknown |  |  |  |  | 2YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  |  | Audited | 24 | CPA | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025","2024"] \|\| Co Borrower | Borrower - ["2025","2024"] \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 722 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 51.90 | xxx | 51.9 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111978 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 4779.96 | xxx | 6.170% |  | No AUS | No | 6.734% |  | 6.500% |  | $1683.81 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2685.18 | $4800.51 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 47.03% | 47.03% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus - Written VOE Verified - ["2024","2025","2026"] | Borrower - ["2024","2025","2026"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 719 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .89 | xxx | 0.89 | No | 73.21 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000116709 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 6310 | xxx | 6.140% |  | No AUS | No | 7.984% |  | 7.625% |  | $1528.83 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2111.08 | $3884.26 | xxx | xxx | xxx | xxx | Annually | 0.00% | 35.50% | 35.50% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 28 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 662 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 13.66 | xxx | 13.66 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112372 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 29149.5 | xxx | 6.060% |  | No AUS | No | 6.841% |  | 6.750% |  | $6972.43 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $8519.89 | $15519.93 |  |  | xxx |  |  | 0.00% | 39.07% | 39.07% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | 1YR Business P&L | 0 | 2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 0.00% |  | Third-Party Prepared (Unaudited) | 12 | Tax Preparer | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 130 | 36 | FNMA 1005 | No | 0 |  | N/A | Borrower - SESoleProprietor - YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - ["2025"] \|\| Co Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2023","2024","2025"] | Borrower - 3 YRS Executed 4506T Verified - ["2025"] \|\| Co Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 14.09 | xxx | 14.09 | No | 67.61 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000116695 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 6962.5 | xxx | 6.060% |  | No AUS | No | 6.914% |  | 6.750% |  | $1589.07 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2594.19 | $2888.81 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 48.41% | 48.41% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 33 | 25 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - ["2024","2025","2026"] | Borrower - ["2024","2025","2026"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 791 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 10.10 | xxx | 10.1 | No | 69.01 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112680 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 8375 | xxx | 6.060% |  | No AUS | No | 6.426% |  | 6.250% |  | $3694.30 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4835.58 | $0.00 |  |  | xxx |  |  | 0.00% | 47.64% | 47.64% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 36 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2024","2025","2023"] | Borrower - ["2024","2025","2023"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien |  | Other | US Patriot Act | xxx | xxx | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.51 | xxx | 5.51 | No | 66.67 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112001 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 2449 | xxx | 6.170% |  | No AUS | No | 6.550% |  | 6.500% |  | $3672.32 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4129.85 | $9503.22 |  |  | xxx |  |  | 0.00% | 45.00% | 45.00% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 26 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus, Commission, Other REO Net Rental Income(Loss) - Written VOE Verified - ["2025","2024","2023"] | Borrower - ["2025","2024","2023"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 737 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.33 | xxx | 8.33 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000116698 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 12735 | xxx | 6.060% |  | No AUS | No | 6.410% |  | 6.250% |  | $4925.74 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6137.14 | $23544.86 |  |  | xxx |  |  | 0.00% | 21.55% | 21.55% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 28.02 | xxx | 28.02 | No | 64 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000116724 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 4143.36 | xxx | 6.140% |  | No AUS | No | 6.994% |  | 6.625% |  | $1316.48 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2118.15 | $4001.85 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 35.45% | 35.45% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 27 | 25 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - ["2026","2025","2024","2023"] | Borrower - ["2026","2025","2024","2023"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 748 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 10.78 | xxx | 10.78 | No | 80 | No | xxx | xxx | xxx | xxx | 1 |
| 4000116706 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $1686.36 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2445.04 | $7812.97 |  |  | xxx |  |  | 0.00% | 32.91% | 32.91% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | Tax Preparer |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 12.34 | xxx | 12.34 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111351 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.250% |  | $2736.89 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4000.47 | $0.00 |  | xxx | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.937 | 0.97 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 779 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 12.50 | xxx | 12.5 | No | 74.99 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000115800 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 2720 | xxx | 6.100% |  | No AUS | No | 6.340% |  | 6.250% |  | $3038.56 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3963.52 | $8420.48 |  |  | xxx |  |  | 0.00% | 32.64% | 32.64% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Missing | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 25 | 25 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2024","2025","2026"] | Borrower - ["2024","2025","2026"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 781 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien |  | Real ID Driver's License |  | xxx | xxx | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 5.96 | xxx | 5.96 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000115793 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $3243.35 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4097.43 | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.013 | 1.08 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 754 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 100.53 | xxx | 100.53 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000115377 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.250% |  | $4002.16 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5627.24 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.048 | 1.048 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 733 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 7.70 | xxx | 7.7 | No | 42.62 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000115786 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 4258.75 | xxx | 6.100% |  | No AUS | No | 6.609% |  | 6.500% |  | $4269.62 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5774.15 | $7616.85 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 43.39% | 43.39% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 36 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 782 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 3.53 | xxx | 3.53 | No | 70 | Yes | xxx | xxx | xxx | xxx | 1 |
| 4000114857 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 9307 | xxx | 6.160% |  | No AUS | No | 7.920% |  | 8.625% |  | $5123.30 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6221.06 | $7297.41 |  |  | xxx |  |  | 0.00% | 46.38% | 45.95% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Missing | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 27 | 25 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 735 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 34.64 | xxx | 34.64 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114823 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.125% |  | $1275.98 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1688.03 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.481 | 1.481 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | 11.59 | xxx | 11.59 | No | 48.61 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000105163 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $1117.71 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1489.06 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.075 | 1.075 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 794 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 10.70 | xxx | 10.7 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114359 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $3253.37 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4067.40 | $0.00 | xxx | xxx | xxx | xxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.774 | 0.774 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 717 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 24.79 | xxx | 24.79 | No | 60 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000116169 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 10020.5 | xxx | 6.140% |  | No AUS | No | 6.422% |  | 6.125% |  | $2126.64 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3428.82 | $4865.18 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 42.76% | 42.76% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 7.32 | xxx | 7.32 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000113581 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 1470 | xxx | 6.140% |  | No AUS | No | 6.544% |  | 6.500% |  | $2923.31 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3976.50 | $8049.20 | xxx | xxx | xxx | xxx | Annually | 0.00% | 36.57% | 36.57% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Asset Depletion – Debt Ratio Calculation | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | Yes | No | 84 | No | Yes | Yes | 0 | 3 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Asset Depletion - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2026","2025"] | Borrower - 3 YRS Executed 4506T Verified - ["2026","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 812 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 281.79 | xxx | 281.79 | No | 50 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000115790 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 2720 | xxx | 6.160% |  | No AUS | No | 7.756% |  | 6.500% |  | $9291.40 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $10626.26 | $36022.24 |  |  | xxx |  |  | 0.00% | 22.02% | 26.14% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 24 | CPA |  |  |  | Yes | 108 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025","2026"] | Borrower - ["2024","2025","2026"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 776 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 4.12 | xxx | 4.12 | No | 66.82 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114792 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 7990 | xxx | 6.060% |  | No AUS | No | 6.584% |  | 6.250% |  | $1874.86 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3171.04 | $4156.96 | xxx | xxx | xxx | xxx | Annually | 0.00% | 44.57% | 44.57% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 51 | 36 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 13.16 | xxx | 13.16 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114744 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 9542.5 | xxx | 6.140% |  | No AUS | No | 6.692% |  | 6.375% |  | $1553.44 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2311.00 | $4439.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 34.24% | 34.24% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 110 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2026","2025","2024"] | Borrower - ["2026","2025","2024"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 810 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien |  | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 1.97 | xxx | 1.97 | No | 75 | Yes | xxx | xxx | xxx | xxx | 1 |
| 4000114630 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.490% |  | $4603.31 | Yes | 20.000% | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5605.31 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.633 | 0.63 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | CUSTOMER IDENTIFICATION VERIFICATION | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 25.96 | xxx | 25.96 | No | 74.89 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112983 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.000% |  | $4091.61 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5071.99 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.301 | 1.3 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | I-151 Permanent Resident Card |  | xxx | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 7.68 | xxx | 7.68 | No | 75 | N/A | xxx | xxx | xxx | xxx | 3 |
| 4000114756 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 8445 | xxx | 6.140% |  | No AUS | No | 6.789% |  | 6.750% |  | $15566.35 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $18080.36 | $66251.29 |  |  | xxx |  |  | 0.00% | 29.14% | 29.14% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 130.66 | No | 57.55 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000112746 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.625% |  | $1754.45 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2559.45 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 2.188 | 2.19 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 687 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 51.43 | xxx | 52.12 | No | 54.8 | N/A | xxx | xxx | xxx | xxx | 3 |
| 4000113036 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.000% |  | $3819.14 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4562.69 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.315 | 1.31 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.43 | xxx | 8.43 | No | 70 | N/A | xxx | xxx | xxx | xxx | 2 |
| 4000115092 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.500% |  | $1258.59 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2084.03 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.152 | 1.151 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 712 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 16.01 | xxx | 16.01 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000115701 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $3498.15 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4456.40 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.346 | 1.346 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 730 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 83.48 | xxx | 83.48 | No | 75 | N/A | xxx | xxx | xxx | xxx | 2 |
| 4000114558 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $5045.21 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6507.32 | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.707 | 0.707 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 788 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Non Permanent Resident Alien | Non-Permanent Resident Alien |  | Real ID Driver's License |  | xxx | xxx | xxx |  |  | Employment Authorization Document (I-821D) |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 2.13 | No | 64.92 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000115740 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.750% |  | $1167.48 | Yes | 20.000% | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1552.45 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.127 | 1.127 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 734 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 9.83 | xxx | 9.83 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000115465 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.375% |  | $1441.14 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2647.21 | $0.00 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.001 | 1.001 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 784 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 63.79 | xxx | 63.79 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110839 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 1920 | xxx | 6.170% |  | No AUS | No | 7.054% |  | 6.875% |  | $1677.25 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | $3752.28 | $14830.62 | xxx | xxx | xxx | xxx | Annually | 0.00% | 42.26% | 42.26% | No | Yes |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | Yes | Yes | 0 | 12 | 81.36% | 100.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 73 | Yes | 229 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2023"] \|\| Co Borrower - SECorporation - CPA Letter Verified, 2 YRS IRS Transcripts Verified, Business Bank Statements Verified - ["2025"] | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2023"] \|\| Co Borrower - 2 YRS IRS Transcripts Verified - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 692 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 101.43 | xxx | 101.43 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000110578 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $1867.32 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $2700.63 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.185 | 1.185 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 766 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 55.29 | xxx | 55.29 | No | 75 | N/A | xxx | xxx | xxx | xxx | 2 |
| 4000114160 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 10800 | xxx | 6.140% |  | No AUS | No | 6.648% |  | 6.500% |  | $4854.28 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6333.65 | $19007.35 |  |  | xxx |  |  | 0.00% | 28.27% | 28.27% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Missing | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 96 | 36 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 792 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .26 | xxx | 0.26 | No | 68.57 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000115374 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 7.125% |  | $6838.24 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $8656.63 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.612 | 0.612 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 811 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | Unknown | N/A | xxx | 61.62 | xxx | 61.62 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000113615 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 9808 | xxx | 6.140% |  | No AUS | No | 6.373% |  | 6.250% |  | $5818.53 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $7409.11 | $16826.89 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 32.96% | 32.96% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 36 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 755 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien |  | Other | USA Patriot Act | xxx | xxx | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .01 | xxx | 0.01 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114465 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 7220 | xxx | 6.140% |  | No AUS | No | 6.451% |  | 6.125% |  | $1822.83 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3048.29 | $5526.71 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 35.74% | 35.74% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Missing | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 95 | 95 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] | Borrower - ["2023","2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 786 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 3.53 | xxx | 3.53 | No | 30.46 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000111590 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 17158 | xxx | 6.320% |  | No AUS | No | 7.979% |  | 8.750% |  | $11357.99 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $13943.72 | $44974.72 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 23.77% | 23.55% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025","2026"] | Borrower - ["2025","2026"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 765 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Non Permanent Resident Alien | Non-Permanent Resident Alien |  | Other |  | xxx | xxx | xxx |  |  | I-551 Stamp and Passport |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 8.70 | xxx | 8.7 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114154 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 8085 | xxx | 6.140% |  | No AUS | No | 6.665% |  | 6.500% |  | $2964.40 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $3142.64 | $4178.31 |  |  | xxx |  |  | 0.00% | 45.93% | 45.93% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 33 | 33 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus - Written VOE Verified - ["2025","2024","2023"] | Borrower - ["2025","2024","2023"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 744 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 1.65 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000113270 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $3404.53 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $4464.57 | $11395.81 |  |  | xxx |  |  | 0.00% | 40.28% | 40.28% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 32 | 32 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified - ["2025","2024","2023"] | Borrower - ["2025","2024","2023"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 728 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 15.16 | xxx | 15.16 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000114759 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 2490 | xxx | 6.190% |  | No AUS | No | 8.029% |  | 8.750% |  | $4814.61 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $5768.08 | $13526.28 |  |  | xxx |  |  | 0.00% | 45.68% | 45.89% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - ["2024","2025","2026"] | Borrower - ["2024","2025","2026"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 796 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 7.72 | xxx | 7.72 | No | 80 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000113614 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 2375 | xxx | 6.140% |  | No AUS | No | 6.669% |  | 6.625% |  | $7376.70 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $9508.66 | $310755.99 | xxx | xxx | xxx | xxx | Monthly | 0.00% | 4.44% | 4.44% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 50.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | Yes | 48 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - ["2024","2025"] | Borrower - ["2024","2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 793 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 13.89 | xxx | 13.89 | No | 79.99 | Yes | xxx | xxx | xxx | xxx | 1 |
| 4000114463 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternative ATR Documentation | 2375 | xxx | 6.190% |  | No AUS | No | 7.633% |  | 8.625% |  | $23333.69 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $29829.19 | $156399.82 |  |  | xxx |  |  | 0.00% | 16.30% | 15.87% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 80.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 146 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SEPartnership, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - ["2025"] | Borrower - ["2025"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 789 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | US Patriot Act | xxx | xxx | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | .00 | xxx | 14.72 | No | 51.72 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000115781 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.875% |  | $4926.97 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $6008.22 | $14004.46 |  |  | xxx |  |  | 0.00% | 27.53% | 27.53% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified - ["2026","2025","2024"] | Borrower - ["2026","2025","2024"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 727 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 12.38 | xxx | 12.38 | No | 75 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000115534 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.625% |  | $1198.66 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $1798.31 | $0.00 |  |  | xxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.112 | 1.11 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | 787 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 697.52 | xxx | 697.52 | No | 60 | N/A | xxx | xxx | xxx | xxx | 1 |
| 4000115820 |  |  | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | ATR/QM: Not Applicable | No | No | No | N/A | N/A |  |  |  |  | No AUS | No |  |  | 6.500% |  | $11724.86 | No |  | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | $15172.53 | $34115.37 |  |  | xxx |  |  | 0.00% | 20.01% | 20.01% | Yes | Yes |  |  |  |  |  |  | Not Employed | Employed |  |  |  |  | 2YR Full Doc | 0 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2026"] | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2026"] | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | 780 |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | xxx | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | 125.46 | xxx | 125.46 | No | 70 | N/A | xxx | xxx | xxx | xxx | 1 |

---

## Exhibit 99.02

**Exhibit 99.02 Schedule 2**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Seller Name** | **Loan Program** | **Documentation Type** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Actual Short Term Rent Amount** | **Actual Short Term Rent Source** | **Short Term Rent Number of Months** | **Short Term Rental Occupancy Factor** | **Rental Income Used for Property DSCR Calculation** | **Rental Source for Property DSCR Calculation** | **DSCR Calculation Based On Short Rental Income Flag** | **Property DTI** | **Originator DSCR** | **TPR DSCR** | **PITIA** | **Gross Rental Income Unit 1** | **Lease End Date Unit 1** | **Lease Term Unit 1** | **Gross Rental Income Unit 2** | **Lease End Date Unit 2** | **Lease Term Unit 2** | **Gross Rental Income Unit 3** | **Lease End Date Unit 3** | **Lease Term Unit 3** | **Gross Rental Income Unit 4** | **Lease End Date Unit 4** | **Lease Term Unit 4** | **Gross Rental Income Unit 5** | **Lease End Date Unit 5** | **Lease Term Unit 5** | **Gross Rental Income Unit 6** | **Lease End Date Unit 6** | **Lease Term Unit 6** | **Gross Rental Income Unit 7** | **Lease End Date Unit 7** | **Lease Term Unit 7** | **Gross Rental Income Unit 8+** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **Fee Amount** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Section 8** | **Blanket Mortgage/Cross Collateral Flag** | **Number of Years Property Owned** | **Number of Mortgaged Properties With Lender** | **Number of Properties Securing Loan** | **Foreign National Alternative Credit Documentation** | **Months Reserves** | **Loan Closed in the name of Business Entity** | **Vested Business Entity Name** | **Vested Business Entity Type** | **Qualifying Primary Borrower Type** | **Qualifying Primary Borrower First Name** | **Qualifying Primary Borrower Last Name** | **Qualifying CoBorrower Type** | **Qualifying CoBorrower First Name** | **Qualifying CoBorrower Last Name** | **Qualifying CoBorrower 2 Type** | **Qualifying CoBorrower 2 First Name** | **Qualifying CoBorrower 2 Last Name** | **Qualifying CoBorrower 3 Type** | **Qualifying CoBorrower 3 First Name** | **Qualifying CoBorrower 3 Last Name** | **Non-Qualifying Guarantor 1 First Name** | **Non-Qualifying Guarantor 1 Last Name** | **Non-Qualifying Guarantor 1 Citizenship** | **Non-Qualifying Guarantor 1 Country Name** | **Non-Qualifying Guarantor 2 First Name** | **Non-Qualifying Guarantor 2 Last Name** | **Non-Qualifying Guarantor 2 Citizenship** | **Non-Qualifying Guarantor 2 Country Name** | **Personal Guaranty** | **Total Number of Guarantors** | **Personal Guaranty Recourse Level** | **Business Entity EIN** |
| 4000090626 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 8395 | 8000 | Appraisal - 1025 |  | xxx |  |  | 8000 | Appraisal - 1025 | No | 62.44 | 1.6 | 1.602 | xxx | xxx | xxx | 12 | xxx | xxx | 12 | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 17.8 | 1 | 1 | N/A | 50.4 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000091896 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3000 | Appraisal - 1007 |  | xxx |  |  | 3000 | Appraisal - 1007 | No | 111.38 | 0.898 | 0.898 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 25.32 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000090360 |  |  | xxx | xxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 22.4 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000103646 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2800 | Appraisal - 1007 |  | xxx |  |  | 2800 | Appraisal - 1007 | No | 125.63 | 0.796 | 0.796 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 27.38 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000094804 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 3379.5 | 3500 | Appraisal - 1007 |  | xxx |  |  | 3379.5 | Actual In Place Rent | No | 133.59 | 0.75 | 0.749 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 2.1 | 1 | 1 | N/A | 398.51 | Yes | xxx | Limited Liability Corporation (LLC) | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A | xxx |
| 4000104569 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2650 | Appraisal - 1007 |  | xxx |  |  | 2650 | Appraisal - 1007 | No | 115.51 | 0.88 | 0.866 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 1.37 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000104001 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3000 | Appraisal - 1007 |  | xxx |  |  | 3000 | Appraisal - 1007 | No | 184.8 | 0.541 | 0.541 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 11.96 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000105980 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1950 | Appraisal - 1007 |  | xxx |  |  | 1950 | Appraisal - 1007 | No | 72.24 | 1.36 | 1.384 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 |  | No | 0 | 1 | 1 | N/A | 10.14 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000103597 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 2380 | 2300 | Appraisal - 1007 | xxx | xxx |  |  | 2300 | Appraisal - 1007 | No | 91.97 | 1.09 | 1.087 | xxx | xxx | xxx | 17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0.3 | 1 | 1 | N/A | 8.54 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000104565 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 3500 | 3600 | Appraisal - 1007 |  | xxx |  |  | 3500 | Actual In Place Rent | No | 113.69 | 0.88 | 0.88 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 61.44 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxx |
| 4000105135 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 2000 | 2300 | Appraisal - 1007 | xxx | xxx | 12 |  | 2300 | Appraisal - 1007 | No | 109.1 | 0.917 | 0.917 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  | xxx |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 13.17 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000106833 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3200 | Appraisal - 1007 | xxx | xxx | 0 |  | 3200 | Appraisal - 1007 | No | 116.87 | 0.856 | 0.856 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | xxx | 0 | 0 | 0 | 0 | 0 | 0 |  | No | 0 | 1 | 1 | N/A | 30.48 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |  |  |
| 4000107262 |  |  | xxx | xxx | 1YR Business P&L | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 18.5 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |  |  |
| 4000104901 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 5600 | Appraisal - 1007 | xxx | xxx | 12 |  | 5600 | Appraisal - 1007 | No | 117.94 | 0.848 | 0.848 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 25.1 | Yes | xxx | Limited Liability Corporation (LLC) | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | xxx |
| 4000104648 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 1570 | 1800 | Appraisal - 1007 |  | xxx |  |  | 1570 | Actual In Place Rent | No | 94.02 | 1.064 | 1.064 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 9.2 | 1 | 1 | N/A | 94.12 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000108076 |  |  | xxx | xxx | Written Verification of Employment | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 |  |  |  |  |  |  |  |  | No | 1.3 | 1 | 1 | N/A | 11.06 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000104646 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1500 | Appraisal - 1007 |  | xxx |  |  | 1500 | Appraisal - 1007 | No | 88.99 | 1.24 | 1.124 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 112.18 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000104980 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3250 | Appraisal - 1007 |  | xxx |  |  | 3250 | Appraisal - 1007 | No | 131.71 | 0.759 | 0.759 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 75.74 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000105301 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3500 | Appraisal - 1007 |  | xxx |  |  | 3500 | Appraisal - 1007 | No | 77.18 | 1.29 | 1.296 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  | xxx |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 0.38 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000108012 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 3500 | 4000 | Appraisal - 1007 |  | xxx |  |  | 3500 | Actual In Place Rent | No | 82.87 | 1.2 | 1.207 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx |  |  |  |  |  |  |  | No | 2.2 | 1 | 1 | N/A | 131.52 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000104531 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2950 | Appraisal - 1007 |  | xxx |  |  | 2950 | Appraisal - 1007 | No | 101.17 | 0.99 | 0.988 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  |  | No | 0 | 2 | 1 | N/A | 98.22 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000107465 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 0 | Short Term Rental | xxx | xxx | 12 |  | 12342.11 | Airbnb | Yes | 55.81 | 1.792 | 1.792 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 1.8 | 1 | 1 | N/A | 277.18 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000096578 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 5000 | 5000 | Appraisal - 1025 |  | xxx |  |  | 5000 | Appraisal - 1025 | No | 68.7 | 1.456 | 1.456 | xxx | xxx | xxx | 12 | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  | No | 1.7 | 1 | 1 | N/A | 4.17 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000109281 |  |  | xxx | xxx | 1YR Business P&L | Present | Yes |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 |  |  |  |  |  |  |  |  | No | 1.7 | 1 | 1 | N/A | 8 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000109635 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 16800 | Appraisal - 1025 |  | xxx |  |  | 16800 | Appraisal - 1025 | No | 75.18 | 1.33 | 1.33 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 54.6 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000109019 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1825 | Short Term Rental | xxx | xxx | 12 |  | 2633.33 | AirDNA | Yes | 80 | 1.25 | 1.25 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 1 | 1 | 1 | N/A | 45.04 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000107721 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3700 | Appraisal - 1007 |  | xxx |  |  | 3700 | Appraisal - 1007 | No | 98.32 | 1.02 | 1.017 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 8.36 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000109314 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3800 | Appraisal - 1007 |  | xxx |  |  | 3800 | Appraisal - 1007 | No | 86.34 | 1.16 | 1.158 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 3.72 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000110010 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2900 | Appraisal - 1007 |  | xxx |  |  | 2900 | Appraisal - 1007 | No | 121.73 | 0.822 | 0.822 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 68.8 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |  |  |
| 4000108471 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2750 | Appraisal - 1007 |  | xxx |  |  | 2750 | Appraisal - 1007 | No | 96.71 | 1.034 | 1.034 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 41.2 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000109482 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2600 | Appraisal - 1007 |  | xxx |  |  | 2600 | Appraisal - 1007 | No | 96.4 | 1.04 | 1.037 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 7.5 | 1 | 1 | N/A | 123.64 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000108628 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2800 | Appraisal - 1007 |  | xxx |  |  | 2800 | Appraisal - 1007 | No | 128.76 | 0.777 | 0.777 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 49.77 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000109920 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3500 | Appraisal - 1007 |  | xxx |  |  | 3500 | Appraisal - 1007 | No | 117.17 | 0.853 | 0.853 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 3.08 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000105295 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1800 | Appraisal - 1007 |  | xxx |  |  | 1800 | Appraisal - 1007 | No | 97.51 | 1.107 | 1.026 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 49.72 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000109577 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 2534 | 2516 | Appraisal - 1025 |  | xxx |  |  | 2516 | Appraisal - 1025 | No | 71.17 | 1.405 | 1.405 | xxx | xxx | xxx | 12 | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 9.31 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | xxx |
| 4000112467 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4500 | Appraisal - 1007 |  | xxx |  |  | 4500 | Appraisal - 1007 | No | 99.26 | 1.007 | 1.007 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx |  | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0.6 | 1 | 1 | N/A | 7.72 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |  |  |
| 4000111633 |  |  | xxx | xxx | 2YR Business P&L | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 13.44 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |  |  |
| 4000111139 |  |  | xxx | xxx | 1YR Business P&L | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 7.93 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000111187 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2500 | Appraisal - 1007 |  | xxx |  |  | 2500 | Appraisal - 1007 | No | 84.78 | 1.17 | 1.18 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 39.84 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000108943 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3450 | Appraisal - 1025 |  | xxx |  |  | 3450 | Appraisal - 1025 | No | 187.17 | 0.52 | 0.534 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 952.25 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 0 | Full Recourse |  |
| 4000109258 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 3200 | 2800 | Appraisal - 1007 | xxx | xxx | 12 |  | 3200 | Actual In Place Rent | No | 96.91 | 1.03 | 1.032 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx |  |  |  | 0 |  |  | No | No | 1 | 1 | 1 | N/A | 70.11 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000109947 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 2100 | 2100 | Appraisal - 1007 |  | xxx |  |  | 2100 | Appraisal - 1007 | No | 84.29 | 1.28 | 1.186 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0.3 | 1 | 1 | N/A | 111.33 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000109732 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 3350 | 3433 | Appraisal - 1007 |  | xxx |  |  | 3350 | Actual In Place Rent | No | 98.86 | 1.012 | 1.012 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 1.4 | 1 | 1 | N/A | 13.19 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000110352 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 1950 | 1950 | Appraisal - 1007 |  |  |  |  | 1950 | Appraisal - 1007 | No |  | 1.479 | 1.559 | xxx | xxx | xxx | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  |  | No | 1.5 | 1 | 1 | N/A | 20.14 | Yes | xxx | Limited Liability Corporation (LLC) | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 0 | Full Recourse | xxx |
| 4000112692 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 2295 | 3200 | Appraisal - 1025 |  | xxx |  |  | 2295 | Actual In Place Rent | No | 63.55 | 1.57 | 1.574 | xxx | xxx | xxx | 12 | xxx | xxx | 12 | xxx | xxx | 0 | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | Yes | No | 1.2 | 1 | 1 | N/A | 96.93 | Yes | xxx | Limited Liability Corporation (LLC) | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000110062 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1900 | Appraisal - 1007 |  | xxx |  |  | 1900 | Appraisal - 1007 | No | 81.69 | 1.28 | 1.224 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 73.12 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000111097 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 2250 | 2300 | Appraisal - 1007 |  | xxx |  |  | 2250 | Actual In Place Rent | No | 97.98 | 1.021 | 1.021 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  |  | No | 2.9 | 1 | 1 | N/A | 41.63 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000110949 |  |  | xxx | xxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 14.02 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000111291 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 6000 | 5500 | Appraisal - 1007 |  | xxx |  |  | 5500 | Appraisal - 1007 | No | 89.07 | 1.12 | 1.123 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 8.81 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000111591 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 10300 | Appraisal - 1007 |  | xxx |  |  | 10300 | Appraisal - 1007 | No | 99.37 | 1 | 1.006 | xxx | xxx |  | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 10.97 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000111593 |  |  | xxx | xxx | 1YR Business P&L | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  | No | 2.1 | 1 | 1 | N/A | 121.13 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |  |  |
| 4000112714 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 2100 | 2400 | Appraisal - 1007 |  | xxx |  |  | 2100 | Actual In Place Rent | No |  | 1.25 | 1.254 | xxx | xxx | xxx | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  | No | 30.3 | 1 | 1 | N/A | 22.33 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000111605 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 4950 | 4950 | Appraisal - 1007 |  | xxx |  |  | 4950 | Actual In Place Rent | No | 176.74 | 0.627 | 0.566 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | Yes | No | 2.7 | 1 | 1 | N/A | 26.88 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxx |
| 4000110997 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1700 | Appraisal - 1007 |  | xxx |  |  | 1700 | Appraisal - 1007 | No | 123.26 | 0.811 | 0.811 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | Yes | No | 0.8 | 1 | 1 | N/A | 111.52 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000111609 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2259 | Appraisal - 1007 |  | xxx |  |  | 2259 | Appraisal - 1007 | No | 95.87 | 1.043 | 1.043 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 10.69 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000111546 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4100 | Appraisal - 1007 |  | xxx |  |  | 4100 | Appraisal - 1007 | No | 97.28 | 1.028 | 1.028 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 19.29 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 0 | Full Recourse |  |
| 4000110379 |  |  | xxx | xxx | 1YR Business P&L | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 18.04 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000110915 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 0 | Short Term Rental | xxx | xxx | 12 |  | 2916.6 | Other | Yes | 66.2 | 1.53 | 1.511 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 2.2 | 1 | 1 | N/A | 9.93 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000110353 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4000 | Appraisal - 1007 |  | xxx |  |  | 4000 | Appraisal - 1007 | No | 139.4 | 0.72 | 0.717 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 1.4 | 1 | 1 | N/A | 48.44 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxx |
| 4000110386 |  |  | xxx | xxx | 1YR Business P&L | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 5.78 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113286 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1600 | Appraisal - 1007 | xxx | xxx | 12 |  | 1600 | Appraisal - 1007 | No | 80.05 | 1.25 | 1.594 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  |  | No | 0.5 | 1 | 1 | N/A | 13.98 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000111005 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 5000 | 5000 | Appraisal - 1007 |  | xxx |  |  | 5000 | Appraisal - 1007 | No | 181.52 | 0.551 | 0.551 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  |  | No | 11.2 | 1 | 1 | N/A | 68.52 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000110362 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2850 | Appraisal - 1007 |  | xxx |  |  | 2850 | Appraisal - 1007 | No | 157.78 | 0.63 | 0.634 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 9.44 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |  |  |
| 4000109362 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4750 | Appraisal - 1007 |  | xxx |  |  | 4750 | Appraisal - 1007 | No | 115.64 | 0.86 | 0.865 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 35.07 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000108307 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 6000 | Appraisal - 1007 |  | xxx |  |  | 6000 | Appraisal - 1007 | No | 66.16 | 1.32 | 1.511 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 73.18 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000107367 |  |  | xxx | xxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 |  |  |  |  |  |  |  |  | No | 2.1 | 1 | 1 | N/A | 23.74 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000108946 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4500 | Appraisal - 1007 |  | xxx |  |  | 4500 | Appraisal - 1007 | No | 52.65 | 1.899 | 1.899 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 25.75 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000110506 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1800 | Appraisal - 1007 |  | xxx |  |  | 1800 | Appraisal - 1007 | No | 77.53 | 1.29 | 1.29 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | Yes | No | 2.2 | 1 | 1 | N/A | 43.64 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113925 |  |  | xxx | xxx | 1YR Business P&L | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 17.63 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000108826 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1400 | Appraisal - 1007 |  | xxx |  |  | 1400 | Appraisal - 1007 | No | 99.98 | 1 | 1 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 23.81 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000113922 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2050 | Appraisal - 1007 |  | xxx |  |  | 2050 | Appraisal - 1007 | No | 96.92 | 1.03 | 1.032 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  |  | No | 1.2 | 1 | 1 | N/A | 96.32 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000113924 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 2275 | 2050 | Appraisal - 1007 |  | xxx |  |  | 2050 | Appraisal - 1007 | No | 93.79 | 1.06 | 1.066 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 99.57 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000111615 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2500 | Appraisal - 1007 |  | xxx |  |  | 2500 | Appraisal - 1007 | No | 169.44 | 0.59 | 0.59 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 18.49 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000112414 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 1350 | 1400 | Appraisal - 1007 |  | xxx |  |  | 1350 | Actual In Place Rent | No | 84.77 | 1.18 | 1.18 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 386.04 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000112415 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 1495 | 1500 | Appraisal - 1007 |  | xxx |  |  | 1495 | Actual In Place Rent | No | 83.12 | 1.203 | 1.203 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 354.55 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000112413 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 1650 | 1755 | Appraisal - 1007 |  | xxx |  |  | 1650 | Actual In Place Rent | No | 71.86 | 1.391 | 1.392 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 368.19 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000112418 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1400 | Appraisal - 1007 |  | xxx |  |  | 1400 | Appraisal - 1007 | No | 80.39 | 1.244 | 1.244 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 393.21 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000112412 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2000 | Appraisal - 1007 |  | xxx |  |  | 2000 | Appraisal - 1007 | No | 69.58 | 1.437 | 1.437 | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 312.05 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000108539 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 3300 | 3100 | Appraisal - 1007 |  | xxx |  |  | 3100 | Appraisal - 1007 | No | 89.17 | 1.121 | 1.121 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 21.2 | 1 | 1 | N/A | 51.48 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000110811 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 3000 | 2800 | Appraisal - 1007 |  | xxx |  |  | 2800 | Appraisal - 1007 | No | 72.81 | 1.373 | 1.373 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 3 | 1 | 1 | N/A | 101.29 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000112207 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 5500 | 6400 | Appraisal - 1007 | xxx | xxx | 0 |  | 5500 | Actual In Place Rent | No | 109.67 | 0.912 | 0.912 | xxx | xxx | xxx | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0.9 | 1 | 1 | N/A | 21.91 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000111608 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 8000 | 6800 | Appraisal - 1007 |  | xxx |  |  | 6800 | Appraisal - 1007 | No | 118.73 | 0.842 | 0.842 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 2.2 | 1 | 1 | N/A | 15.83 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000111545 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4000 | Appraisal - 1007 |  | xxx |  |  | 4000 | Appraisal - 1007 | No | 100 | 1 | 1 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 63.88 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 0 | Full Recourse |  |
| 4000111996 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2250 | Appraisal - 1025 |  | xxx |  |  | 2250 | Appraisal - 1025 | No | 83.75 | 1.19 | 1.194 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 5.25 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000110006 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4600 | Appraisal - 1007 |  | xxx |  |  | 4600 | Appraisal - 1007 | No | 60.42 | 1.7 | 1.655 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  | No | No | 0 | 3 | 1 | N/A | 25.37 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000111977 |  |  | xxx | xxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 5.89 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000110912 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 5500 | Appraisal - 1025 | xxx | xxx | 12 |  | 5500 | Appraisal - 1025 | No | 84.79 | 1.53 | 1.179 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx |  | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 5.11 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000113373 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4500 | Appraisal - 1007 |  | xxx |  |  | 4500 | Appraisal - 1007 | No | 97.1 | 1.02 | 1.03 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 1.8 | 1 | 1 | N/A | 9.67 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 0 | Full Recourse |  |
| 4000114170 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 4550 | 4500 | Appraisal - 1007 |  | xxx |  |  | 4500 | Appraisal - 1007 | No | 82.07 | 1.219 | 1.219 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  |  | No | 1.7 | 1 | 1 | N/A | 22.77 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000111447 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 8800 | Appraisal - 1007 |  | xxx |  |  | 8800 | Appraisal - 1007 | No | 91.96 | 1.08 | 1.087 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 14.26 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 0 | Full Recourse |  |
| 4000111301 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 6950 | Appraisal - 1007 |  | xxx |  |  | 6950 | Appraisal - 1007 | No | 68.03 | 1.27 | 1.47 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 15.28 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000111537 |  |  | xxx | xxx | 1YR Business P&L | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 |  |  |  |  |  |  |  |  | No | 0.7 | 1 | 1 | N/A | 115.46 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000110220 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1480 | Appraisal - 1007 |  | xxx |  |  | 1480 | Appraisal - 1007 | No | 81.61 | 1.23 | 1.225 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 60.18 | No | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000114604 |  |  | xxx | xxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 19.99 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000114657 |  |  | xxx | xxx | 24 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 |  |  |  |  |  |  |  |  | No | 1 | 1 | 1 | N/A | 19.12 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000111611 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 8000 | 8000 | Appraisal - 1007 |  | xxx |  |  | 8000 | Actual In Place Rent | No | 71.46 | 1.399 | 1.399 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 |  | No | 3.1 | 2 | 1 | N/A | 3.01 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000112047 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No |  | 3800 | Appraisal - 1007 |  | xxx |  |  | 3800 | Appraisal - 1007 | No | 84.78 | 1.04 | 1.179 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 |  |  |  |  |  |  |  |  | No | 3.1 | 1 | 1 | N/A | 6.15 | Yes | xxx | Limited Liability Corporation (LLC) | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A | xxx |
| 4000112103 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 2400 | 2350 | Appraisal - 1007 |  | xxx |  |  | 2400 | Actual In Place Rent | No | 97.59 | 1.04 | 1.025 | xxx | xxx | xxx | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  |  | No | 2.7 | 4 | 1 | N/A | 36.27 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000111592 |  |  | xxx | xxx | 1YR Business P&L | Present | Yes |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 |  |  |  |  |  |  |  |  | No | 1.7 | 5 | 1 | N/A | 115.4 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000111613 |  |  | xxx | xxx | 24 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 |  |  |  |  |  |  |  |  | No | 2.4 | 1 | 1 | N/A | 12.73 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000113484 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2800 | Appraisal - 1007 |  | xxx |  |  | 2800 | Appraisal - 1007 | No | 99.53 | 1.005 | 1.005 | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | xxx | 0 | 0 | 0 | 0 | 0 | 0 | Yes | No | 0 | 1 | 1 | N/A | 80.5 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000109379 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3000 | Appraisal - 1007 |  | xxx |  |  | 3000 | Appraisal - 1007 | No | 84.85 | 1.179 | 1.179 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 5.3 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 0 | Full Recourse |  |
| 4000112143 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3400 | Appraisal - 1007 |  | xxx |  |  | 3400 | Appraisal - 1007 | No | 179.46 | 0.557 | 0.557 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx |  | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 28.08 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |  |  |
| 4000110428 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2230 | Appraisal - 1007 |  | xxx |  |  | 2230 | Appraisal - 1007 | No | 105.29 | 0.95 | 0.95 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 3.3 | 1 | 1 | N/A | 22.8 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114168 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 4100 | 4100 | Appraisal - 1007 |  | xxx |  |  | 4100 | Appraisal - 1007 | No | 88.33 | 1.13 | 1.132 | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 1.7 | 1 | 1 | N/A | 7.2 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000112668 |  |  | xxx | xxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx | xxx |  |  | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 |  |  |  |  |  |  |  |  | No | 3.7 | 1 | 1 | N/A | 45.09 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000112309 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 5200 | Appraisal - 1025 |  | xxx |  |  | 5200 | Appraisal - 1025 | No | 106.96 | 0.935 | 0.935 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx |  | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 34.72 | Yes | xxx | Limited Liability Corporation (LLC) | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A | xxx |
| 4000111161 |  |  | xxx | xxx | Written Verification of Employment | Present | Yes |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 53.62 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000110795 |  |  | xxx | xxx | Written Verification of Employment | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 126.06 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000114762 |  |  | xxx | xxx | Written Verification of Employment | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  | No | 0.1 | 1 | 1 | N/A | 8.3 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000110378 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 3250 | 3250 | Appraisal - 1025 |  | xxx |  |  | 3250 | Actual In Place Rent | No | 98.28 | 1.017 | 1.017 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 90.06 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000112156 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 |  | Short Term Rental | xxx | xxx | 12 |  | 4699 | Other | Yes | 60.09 | 1.664 | 1.664 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 3.4 | 1 | 1 | N/A | 16.17 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 0 | Full Recourse |  |
| 4000115146 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 4000 | 4100 | Appraisal - 1007 |  | xxx |  |  | 4000 | Actual In Place Rent | No | 75.62 | 1.32 | 1.322 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 2.3 | 1 | 1 | N/A | 128.73 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114178 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4250 | Appraisal - 1007 |  | xxx |  |  | 4250 | Appraisal - 1007 | No | 122.61 | 0.816 | 0.816 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx |  | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0.3 | 1 | 1 | N/A | 3.21 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 0 | Full Recourse |  |
| 4000113078 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1850 | Appraisal - 1007 |  | xxx |  |  | 1850 | Appraisal - 1007 | No | 99.96 | 1 | 1 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 7.31 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |  |  |
| 4000110028 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 5300 | Appraisal - 1007 |  | xxx |  |  | 5300 | Appraisal - 1007 | No | 83.64 | 1.19 | 1.196 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 6.75 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 0 | Full Recourse |  |
| 4000111604 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2900 | Appraisal - 1007 |  | xxx |  |  | 2900 | Appraisal - 1007 | No | 91.39 | 1.09 | 1.094 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 38.49 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |  |  |
| 4000112189 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2200 | Appraisal - 1007 |  | xxx |  |  | 2200 | Appraisal - 1007 | No | 98.38 | 1.016 | 1.017 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 7.29 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000112005 |  |  | xxx | xxx | Written Verification of Employment | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 |  |  |  |  |  |  |  |  | No | 5.3 | 1 | 1 | N/A | 16.98 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000112879 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2650 | Appraisal - 1007 |  | xxx |  |  | 2650 | Appraisal - 1007 | No | 98.33 | 1.1 | 1.017 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 |  | No | 0 | 1 | 1 | N/A | 46.85 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000112166 |  |  | xxx | xxx | 1YR Business P&L | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  | No | 1.2 | 1 | 1 | N/A | 8.66 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113579 |  |  | xxx | xxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 |  |  |  |  |  |  |  |  | No | 2 | 1 | 1 | N/A | 6.95 | Yes | xxx | Corporation | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000114106 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4200 | Appraisal - 1007 |  | xxx |  |  | 4200 | Appraisal - 1007 | No | 117.63 | 0.85 | 0.85 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 99.84 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000110787 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3500 | Appraisal - 1007 |  | xxx |  |  | 3500 | Appraisal - 1007 | No | 109.07 | 0.917 | 0.917 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 77.3 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000110381 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3200 | Appraisal - 1007 |  | xxx |  |  | 3200 | Appraisal - 1007 | No | 97.35 | 1.025 | 1.027 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 53.13 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000114779 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1900 | Appraisal - 1007 |  | xxx |  |  | 1900 | Appraisal - 1007 | No | 93.43 | 1.07 | 1.07 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 67.41 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000111947 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 6000 | Appraisal - 1025 |  | xxx |  |  | 6000 | Appraisal - 1025 | No | 73.19 | 1.366 | 1.366 | xxx | xxx | xxx | 0 | xxx | xxx | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 8.67 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000114763 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 6700 | Appraisal - 1007 | xxx | xxx | 12 |  | 6700 | Appraisal - 1007 | No | 80.38 | 1.244 | 1.244 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx |  | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 2.1 | 1 | 1 | N/A | 19.18 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000110727 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3000 | Appraisal - 1007 |  | xxx |  |  | 3000 | Appraisal - 1007 | No | 85.92 | 1.16 | 1.164 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 53.56 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000113277 |  |  | xxx | xxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 42.75 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000112826 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 1600 | 1625 | Appraisal - 1007 |  | xxx |  |  | 1600 | Actual In Place Rent | No | 84.62 | 1.182 | 1.182 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx |  | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 1.1 | 1 | 1 | N/A | 22.49 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000109928 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 5254 | 5550 | Appraisal - 1025 |  | xxx |  |  | 5550 | Appraisal - 1025 | No | 53.64 | 1.86 | 1.864 | xxx | xxx | xxx | 12 | xxx | xxx | 12 | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 2.1 | 1 | 1 | N/A | 43.75 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 0 |  |  |
| 4000109750 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 5500 | Appraisal - 1025 |  | xxx |  |  | 5500 | Appraisal - 1025 | No | 65.05 | 1.53 | 1.537 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 7.08 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 0 | Full Recourse |  |
| 4000112441 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 7100 | Appraisal - 1007 |  | xxx |  |  | 7100 | Appraisal - 1007 | No | 82.44 | 1.19 | 1.213 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | Yes | No | 0 | 1 | 1 | N/A | 16.99 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 0 | Full Recourse |  |
| 4000114353 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 1800 | 1700 | Appraisal - 1007 |  | xxx |  |  | 1700 | Appraisal - 1007 | No | 97.03 | 1.049 | 1.031 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | Yes | No | 1.1 | 2 | 1 | N/A | 99.65 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000112213 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 9400 | Appraisal - 1025 |  | xxx |  |  | 9400 | Appraisal - 1025 | No | 62.97 | 1.57 | 1.588 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  |  | No | 0 | 2 | 1 | N/A | 7.82 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000110809 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1800 | Appraisal - 1007 |  | xxx |  |  | 1800 | Appraisal - 1007 | No | 87.98 | 1.12 | 1.137 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  |  | No | 0.2 | 1 | 1 | N/A | 4.4 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 0 | Full Recourse |  |
| 4000114747 |  |  | xxx | xxx | 1YR Business P&L | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 7.29 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000114046 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3350 | Appraisal - 1007 |  | xxx |  |  | 3350 | Appraisal - 1007 | No | 114.03 | 0.877 | 0.877 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 3.05 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114355 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 1800 | 1700 | Appraisal - 1007 |  | xxx |  |  | 1700 | Appraisal - 1007 | No | 99.85 | 1.001 | 1.001 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx |  | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0.1 | 1 | 1 | N/A | 0 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000114164 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3150 | Appraisal - 1007 |  | xxx |  |  | 3150 | Appraisal - 1007 | No | 87.3 | 1.145 | 1.145 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 2.55 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000110697 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3200 | Appraisal - 1007 |  | xxx |  |  | 3200 | Appraisal - 1007 | No | 54.47 | 1.817 | 1.836 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 2 | 1 | N/A | 8.98 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |  |  |
| 4000114661 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2180 | Appraisal - 1007 |  | xxx |  |  | 2180 | Appraisal - 1007 | No | 85.66 | 1.167 | 1.167 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 13.19 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115998 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 1500 | 1975 | Appraisal - 1007 |  | xxx |  |  | 1500 | Actual In Place Rent | No |  | 1.25 | 1.048 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 14.6 | 1 | 1 | N/A | 122.55 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000116267 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3800 | Appraisal - 1007 |  | xxx |  |  | 3800 | Appraisal - 1007 | No | 127.99 | 7.82 | 0.781 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | Yes | No | 0 | 1 | 1 | N/A | 6.35 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113271 |  |  | xxx | xxx | 1YR Business P&L | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 6.14 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000112010 |  |  | xxx | xxx | 1YR Business P&L | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 20.5 | 1 | 1 | N/A | 10.03 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000114175 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3000 | Appraisal - 1007 |  | xxx |  |  | 3000 | Appraisal - 1007 | No | 103.06 | 0.97 | 0.97 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 11.38 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000111481 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3200 | Appraisal - 1007 |  | xxx |  |  | 3200 | Appraisal - 1007 | No | 95.47 | Y | 1.048 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 48.62 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000111649 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1780 | Appraisal - 1007 |  | xxx |  |  | 1780 | Appraisal - 1007 | No | 86.84 | 1.15 | 1.152 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 18.61 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000112222 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 2050 | 2590 | Appraisal - 1007 | xxx | xxx | 12 |  | 2050 | Actual In Place Rent | No | 103.9 | 0.97 | 0.962 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 7.2 | 1 | 1 | N/A | 87.36 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxx |
| 4000111249 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 1850 | 1750 | Appraisal - 1007 |  | xxx |  |  | 1750 | Appraisal - 1007 | No | 99.48 | 1.01 | 1.005 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 1.5 | 1 | 1 | N/A | 6.04 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000111631 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 5800 | 5000 | Appraisal - 1025 |  | xxx |  |  | 5000 | Appraisal - 1025 | No | 90.12 | 1.088 | 1.11 | xxx | xxx | xxx | 12 | xxx | xxx | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 2.2 | 1 | 1 | N/A | 36.2 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113346 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 4700 | Appraisal - 1007 |  | xxx |  |  | 4700 | Appraisal - 1007 | No | 123.85 | 0.807 | 0.807 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 236.61 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000113512 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3800 | Appraisal - 1007 |  | xxx |  |  | 3800 | Appraisal - 1007 | No | 44.55 | 2 | 2.245 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 3.66 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116710 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1550 | Appraisal - 1007 |  | xxx |  |  | 1550 | Appraisal - 1007 | No | 72.12 | 1.386 | 1.386 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | Yes | No | 0 | 1 | 1 | N/A | 45.99 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |  |  |
| 4000113618 |  |  | xxx | xxx | 12 Month Bank Statement | Present | Yes |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx | xxx | xxx | 60 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 |  |  |  |  |  |  |  |  | No | 1.4 | 1 | 1 | N/A | 23.77 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116703 |  |  | xxx | xxx | Written Verification of Employment | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 15.94 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000116725 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1800 | Appraisal - 1007 |  | xxx |  |  | 1800 | Appraisal - 1007 | No | 97.28 | 1.02 | 1.028 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 1.6 | 1 | 1 | N/A | 44.32 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000114315 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 5450 | Appraisal - 1007 |  | xxx |  |  | 5450 | Appraisal - 1007 | No | 82.87 | 1.207 | 1.207 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0.3 | 1 | 1 | N/A | 108.85 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114654 |  |  | xxx | xxx | 1YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 |  |  |  |  |  |  |  |  | No | 0 | 3 | 1 | N/A | 208.13 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |  |  |
| 4000109515 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3100 | Appraisal - 1007 |  | xxx |  |  | 3100 | Appraisal - 1007 | No | 98.47 | 1.02 | 1.016 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 14.89 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114653 |  |  | xxx | xxx | 1YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 326.59 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116706 |  |  | xxx | xxx | 1YR Business P&L | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 12.34 | No |  |  | Vested Individual | xxx | xxx |  | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |  |  |
| 4000111351 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3750 | Appraisal - 1007 |  | xxx |  |  | 3750 | Appraisal - 1007 | No | 106.68 | 0.97 | 0.937 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 12.5 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115793 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 4150 | 2800 | Appraisal - 1007 |  | xxx |  |  | 4150 | Actual In Place Rent | No | 98.73 | 1.08 | 1.013 | xxx | xxx | xxx | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 |  | No | 0 | 1 | 1 | N/A | 100.53 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115377 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 5900 | Appraisal - 1007 |  | xxx |  |  | 5900 | Appraisal - 1007 | No | 95.38 | 1.048 | 1.048 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 7.7 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114823 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2500 | Appraisal - 1007 |  | xxx |  |  | 2500 | Appraisal - 1007 | No | 67.52 | 1.481 | 1.481 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 11.59 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |  |  |
| 4000105163 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1600 | Appraisal - 1007 |  | xxx |  |  | 1600 | Appraisal - 1007 | No | 93.07 | 1.075 | 1.075 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  |  | No | 0.3 | 1 | 1 | N/A | 10.7 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114359 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3150 | Appraisal - 1007 |  | xxx |  |  | 3150 | Appraisal - 1007 | No | 129.12 | 0.774 | 0.774 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 24.79 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114630 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3550 | Appraisal - 1007 |  | xxx |  |  | 3550 | Appraisal - 1007 | No | 157.9 | 0.63 | 0.633 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 |  | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 25.96 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000112983 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 6600 | Appraisal - 1025 |  | xxx |  |  | 6600 | Appraisal - 1025 | No | 76.85 | 1.3 | 1.301 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 |  | 0 | 0 | 0 | Yes | No | 0 | 1 | 1 | N/A | 7.68 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000112746 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 5600 | 5000 | Appraisal - 1025 |  | xxx |  |  | 5600 | Actual In Place Rent | No | 45.7 | 2.19 | 2.188 | xxx | xxx | xxx | 12 | xxx | xxx | 12 | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  |  | No | 3.3 | 8 | 1 | N/A | 52.12 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000113036 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 5000 | 6000 | Appraisal - 1025 |  | xxx |  |  | 6000 | Appraisal - 1025 | No | 76.04 | 1.31 | 1.315 | xxx | xxx | xxx | 24 | xxx |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 8.43 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 0 | Full Recourse | xxx |
| 4000115092 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2400 | Appraisal - 1007 |  | xxx |  |  | 2400 | Appraisal - 1007 | No | 86.83 | 1.151 | 1.152 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 |  | No | 0 | 1 | 1 | N/A | 16.01 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |  |  |
| 4000115701 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 6000 | Appraisal - 1025 |  | xxx |  |  | 6000 | Appraisal - 1025 | No | 74.27 | 1.346 | 1.346 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 83.48 | Yes | xxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse |  |
| 4000114558 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | Yes | 4600 | 4750 | Appraisal - 1007 |  | xxx |  |  | 4600 | Actual In Place Rent | No | 141.46 | 0.707 | 0.707 | xxx | xxx | xxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 3.4 | 1 | 1 | N/A | 2.13 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000115740 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 1750 | Appraisal - 1007 |  | xxx |  |  | 1750 | Appraisal - 1007 | No | 88.71 | 1.127 | 1.127 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  | xxx |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 9.83 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115465 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2650 | Appraisal - 1007 |  | xxx |  |  | 2650 | Appraisal - 1007 | No | 99.89 | 1.001 | 1.001 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 63.79 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000110578 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 3200 | Appraisal - 1025 |  | xxx |  |  | 3200 | Appraisal - 1025 | No | 84.39 | 1.185 | 1.185 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | 0 | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 55.29 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115374 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 5300 | Appraisal - 1007 |  | xxx |  |  | 5300 | Appraisal - 1007 | No | 163.33 | 0.612 | 0.612 | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  | xxx | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 61.62 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000113270 |  |  | xxx | xxx | Written Verification of Employment | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 15.16 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000115781 |  |  | xxx | xxx | 1YR Business P&L | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 12.38 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115534 |  |  | xxx | xxx | Debt Service Coverage Ratio | Present | No | 0 | 2000 | Appraisal - 1007 |  | xxx |  |  | 2000 | Appraisal - 1007 | No | 89.92 | 1.11 | 1.112 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | xxx |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 697.52 | No |  |  | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000115820 |  |  | xxx | xxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 |  |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 125.46 | No |  |  | Vested Individual | xxx | xxx | Vested Individual | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |

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## Exhibit 99.02

**Exhibit 99.02 Schedule 3**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Queue** | **Finding Code** | **Date Created** | **Date Modified** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Finding Comments** | **Seller Comments** | **Resolution Comments** | **Reviewer Comp Factor** | **Originator Comp Factors** | **Finding Documents** | **Originator QM Status** | **Final Reviewed QM Status** | **Loan Amount** | **Property State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Acknowledged / WaivedBy** | **Waiver in File?** | **Unique Finding ID** |
| 4000090626 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000091896 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000090360 |  | D A | Closed | FCRE7497 | 2025-10-02 09:36 | 2025-10-08 14:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved- - Due Diligence Vendor-10/08/2025 <br> Ready for Review-REO Docs - Due Diligence Vendor-10/08/2025 <br> Open-Provide proof of missing Hazard insurance for the following other REO investment properties a <br> - xxx Approximately xxx a month & xxx - Due Diligence Vendor-10/02/2025 |  |  | Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.08<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 16.30 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 16.29 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 22.4 Are Greater Than The Guideline Minimum Of 8 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 7.17 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 33.55% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 31.28% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 5748862 |
| 4000090360 |  | D A | Closed | FVAL1310 | 2025-10-02 07:41 | 2025-10-08 14:31 | Resolved | 1 - Information D A | Credit | Missing Doc | HOA Questionnaire is Missing or incomplete | Resolved-HOA Questionnaire is Provided - Due Diligence Vendor-10/08/2025 <br> Ready for Review-xxx Questionnaire - Due Diligence Vendor-10/08/2025 <br> Open-HOA Questionnaire Document status is Missing. Subject is a Condo. Provide the HOA questionaire missing in file. - Due Diligence Vendor-10/02/2025 |  | Resolved-HOA Questionnaire is Provided - Due Diligence Vendor-10/08/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.08<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 16.30 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 16.29 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 22.4 Are Greater Than The Guideline Minimum Of 8 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 7.17 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 33.55% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 31.28% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 5747439 |
| 4000095153 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000093535 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000093277 |  | D A | Closed | FCRE1145 | 2025-10-19 23:45 | 2025-11-06 13:13 | Resolved | 1 - Information D A | Credit | Missing Doc - Title | Title Document Missing | Resolved-Title Document is fully Present - Due Diligence Vendor-11/06/2025 <br>Ready for Review-Final Title - Due Diligence Vendor-11/06/2025 <br>Open-Title Document is missing - Due Diligence Vendor-10/20/2025 |  | Resolved-Title Document is fully Present - Due Diligence Vendor-11/06/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 16.77 Years<br>Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.16<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 44.46% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br>Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 16.76 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5942373 |
| 4000093277 |  | D A | Closed | FCRE1201 | 2025-10-20 01:51 | 2025-10-29 12:03 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-10/29/2025 <br>Ready for Review-Fraud Report - Due Diligence Vendor-10/28/2025 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-10/20/2025 |  | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-10/29/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 16.77 Years<br>Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.16<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 44.46% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br>Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 16.76 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 5942775 |
| 4000097316 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000096759 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000102462 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000103646 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000100831 |  | D A | Closed | FCOM1220 | 2025-12-04 00:57 | 2025-12-09 07:47 | Resolved | 1 - Information D A | Compliance | Missing Doc - Closing Package | The Deed of Trust is Missing | Resolved-The Deed of Trust is Present - Due Diligence Vendor-12/09/2025 <br> Ready for Review-Document Uploaded. attached - Buyer-12/07/2025 <br> Open-The Deed of Trust is Missing dated xxx executed and dated by borrower - Due Diligence Vendor-12/04/2025 |  | Resolved-The Deed of Trust is Present - Due Diligence Vendor-12/09/2025<br>| Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 71.69% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 24.22 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.16<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 38.82% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 5.16 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 6.61 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6478646 |
| 4000100831 |  | D A | Closed | FCOM1234 | 2025-12-04 01:06 | 2025-12-09 07:46 | Resolved | 1 - Information C A | Compliance | Closing Package | The Final 1003 is Not Executed | Resolved-The Final 1003 is Executed - Due Diligence Vendor-12/09/2025 <br>Ready for Review-Document Uploaded. signed 1003 attached - Buyer-12/07/2025 <br>Open-The Final 1003 is Not Executed Final 1003 is not signed at closing - Due Diligence Vendor-12/04/2025 |  | Resolved-The Final 1003 is Executed - Due Diligence Vendor-12/09/2025<br>| Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 71.69% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 24.22 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.16<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 38.82% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 5.16 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 6.61 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6478696 |
| 4000101571 |  | C B A | Closed | FCRE1193 | 2025-12-10 12:25 | 2026-01-07 12:46 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Waived-Exception granted with supporting comp factors: Exception for FTI of 53% for a FTHB - Due Diligence Vendor-01/07/2026 <br> Ready for Review-Document Uploaded. Exception submitted to xxx and approved subject to pricing hit. - Buyer-01/06/2026 <br> Open-Audited DTI of 52.84% exceeds Guideline DTI of 45% Income for B1 was lowered to xxx. mixed use bank statements. removed large deposits along w/ deposits w/ same last name and non business related deposits. see income worksheet. - Due Diligence Vendor-12/10/2025 |  | Waived-Exception granted with supporting comp factors: Exception for FTI of 53% for a FTHB - Due Diligence Vendor-01/07/2026<br>| Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 33.22 Years<br>Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 5.14 Years<br>Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.23<br>Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 33.23 Years | 12 months rental housing history documented<br> xxx Fico score<br> 9 Months reserves<br> Residual income xxx<br> 5+ years S/E | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 6569768 |
| 4000094804 |  | C A | Closed | FCOM1207 | 2025-12-07 01:23 | 2025-12-19 08:05 | Resolved | 1 - Information C A | Compliance | Closing Package | The Note is Not Executed | Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-12/19/2025 <br>Ready for Review-Copy of the executed note (contained in Funding Package) - Due Diligence Vendor-12/18/2025 <br>Open-The Note is Not Executed Provide Final Note Document for the Subject Property with All Required Signers of Borrowers. - Due Diligence Vendor-12/07/2025 |  | Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-12/19/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 398.51 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 22.08 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 6519382 |
| 4000104306 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000104569 |  | D A | Closed | FVAL1310 | 2025-12-12 16:37 | 2025-12-15 10:19 | Resolved | 1 - Information D A | Credit | Missing Doc | HOA Questionnaire is Missing or incomplete | Resolved-HOA Questionnaire is Provided - Due Diligence Vendor-12/15/2025 <br>Ready for Review-Condo Project Warranty Cert was provided instead of HOA questionnaire.<br>It should be sufficient. - Due Diligence Vendor-12/13/2025 <br>Open-HOA Questionnaire Document status is Partial. Missing Condo Questionaire.<br> - Due Diligence Vendor-12/12/2025 |  | Resolved-HOA Questionnaire is Provided - Due Diligence Vendor-12/15/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 6609654 |
| 4000103542 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000104001 |  | C B A | Closed | FCRE1198 | 2025-12-16 16:32 | 2025-12-26 10:09 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Waived-Audited Reserves of 11.96 are less than Guideline Required Reserves of 12 - Due Diligence Vendor-12/26/2025 <br> Ready for Review-Reserves are only xxx(PITIA = xxx) not xxx. xxx approved exception for small reserve shortage. Please clear condition. - Due Diligence Vendor-12/24/2025 <br> Counter-The approved Exception form states Borrower is short xxx in reserves however the audit review reflects borrower short 1 months= xxx - Due Diligence Vendor-12/24/2025 <br> Ready for Review-Please see exception from xxx - Due Diligence Vendor-12/23/2025 <br> Open-Audited Reserves of 11 are less than Guideline Required Reserves of 12 - Provide additional assets to close borrower short 1 months= - xxx. <br> - Total reserves verified in file xxx months . 12 months reserves required for a total of xxx needed to close - Due Diligence Vendor-12/16/2025 |  | Waived-Audited Reserves of 11.96 are less than Guideline Required Reserves of 12 - Due Diligence Vendor-12/26/2025<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 12.16 Years | Experienced investor | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | Originator Post-Close | Yes | 6650926 |
| 4000104001 |  | C B A | Closed | FVAL9739 | 2025-12-15 05:44 | 2025-12-16 16:06 | Waived | 2 - Non-Material B | Property | Appraisal | Property/Appraisal General | Waived-Exception required due to Appraisal has No AMC - Due Diligence Vendor-12/15/2025 |  | Waived-Exception required due to Appraisal has No AMC - Due Diligence Vendor-12/15/2025<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 12.16 Years | Compensating Factors<br> 5+ years in primary property ownership<br> Ancillary/rental income not used for qualifying<br> 0x30x12+ Mortgage history<br> 5+ years established credit history<br> > 1 year as real estate investor |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | Originator Post-Close | Yes | 6618726 |
| 4000105980 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000103597 |  | D A B | Closed | FCOM8844 | 2025-12-16 12:51 | 2025-12-22 16:30 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Evidence of Business Purpose use of Proceeds | Resolved-Business Purpose Disclosure or letter from borrower is Present. - Due Diligence Vendor-12/22/2025 <br>Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-12/19/2025 <br>Ready for Review-Business Purpose - Due Diligence Vendor-12/18/2025 <br>Open-Business Purpose Disclosure stating how funds will be used or letter from borrower regarding the use of funds is missing. - Due Diligence Vendor-12/16/2025 |  | Resolved-Business Purpose Disclosure or letter from borrower is Present. - Due Diligence Vendor-12/22/2025 <br>Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-12/19/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6646321 |
| 4000103597 |  | D A B | Closed | FCRE1182 | 2025-12-15 04:48 | 2025-12-19 13:49 | Resolved | 1 - Information B A | Credit | Missing Doc - Approval Info | Underwriting Summary Not Provided | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-12/19/2025 <br>Ready for Review-1008 - Due Diligence Vendor-12/18/2025 <br>Open-1008/Underwriting Summary Not Provided - Due Diligence Vendor-12/15/2025 |  | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-12/19/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6618445 |
| 4000104565 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000103580 |  | D A | Closed | FCRE7497 | 2025-12-17 10:05 | 2025-12-22 07:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-HOA statement provided for xxx - Due Diligence Vendor-12/22/2025 <br> Ready for Review-HOA - Due Diligence Vendor-12/18/2025 <br> Open-Provide Homeowners Association Document for the REO Property at xxx. - Due Diligence Vendor-12/17/2025 |  | Resolved-HOA statement provided for xxx - Due Diligence Vendor-12/22/2025 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 6661007 |
| 4000105135 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000106833 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000103995 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000107262 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000104901 |  | C A | Closed | FCRE1167 | 2025-12-22 07:04 | 2026-01-10 09:28 | Resolved | 1 - Information C A | Credit | Insurance | Inadequate Hazard Insurance Coverage - Amount of coverage is less than primary lien amount and the Replacement Cost Value Estimator was not Provided by the Insurer | Resolved-Sufficent Hazard Insurance Coverage is provided - Due Diligence Vendor-01/10/2026 <br> Ready for Review-Master policy includes replacement cost coverage, attached along with individual policy - Due Diligence Vendor-01/08/2026 <br> Open-Inadequate Hazard Insurance Coverage and Replacement Cost Estimator was not Provided - Hazard Insurance Coverage in the amount of xxx is less than the minimum required coverage amount of xxx- Due Diligence Vendor-12/22/2025 |  | Resolved-Sufficent Hazard Insurance Coverage is provided - Due Diligence Vendor-01/10/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 25.1 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 6730323 |
| 4000104648 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000108076 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000104646 |  | D A | Closed | FCRE1201 | 2025-12-23 05:10 | 2025-12-24 14:38 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-12/24/2025 <br>Ready for Review-DRIVE REPORT - Due Diligence Vendor-12/24/2025 <br>Open-Missing Third Party Fraud Report Provide Third Party Fraud Report for the Subject Property. - Due Diligence Vendor-12/23/2025 |  | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-12/24/2025<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 112.18 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 24.33 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 6755786 |
| 4000104980 |  | D A | Closed | FCRE6019 | 2025-12-24 12:20 | 2025-12-30 15:23 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Borrower 1 Citizenship Documentation Not Provided | Resolved-Valid drivers License provided. - Due Diligence Vendor-12/30/2025 <br>Ready for Review-Borrower ID - Due Diligence Vendor-12/30/2025 <br>Open-Borrower 1 Citizenship Documentation Is Missing - Due Diligence Vendor-12/24/2025 |  | Resolved-Valid drivers License provided. - Due Diligence Vendor-12/30/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 74.57 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 6791786 |
| 4000104980 |  | D A | Closed | FCRE1182 | 2025-12-24 13:46 | 2025-12-30 15:22 | Resolved | 1 - Information B A | Credit | Missing Doc - Approval Info | Underwriting Summary Not Provided | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-12/30/2025 <br>Ready for Review-1008 - Due Diligence Vendor-12/30/2025 <br>Open-1008/Underwriting Summary Not Provided - Due Diligence Vendor-12/24/2025 |  | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-12/30/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 74.57 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 6793481 |
| 4000104980 |  | D A | Closed | FCRE1467 | 2025-12-24 13:30 | 2025-12-30 15:21 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 1 Missing | Resolved-Asset 1 Provided - Due Diligence Vendor-12/30/2025 <br> Ready for Review-xxx- Due Diligence Vendor-12/30/2025 <br> Open-Asset 1 Missing- xxx - Due Diligence Vendor-12/24/2025 |  | Resolved-Asset 1 Provided - Due Diligence Vendor-12/30/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 74.57 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 6793172 |
| 4000104980 |  | D A | Closed | FCRE1468 | 2025-12-24 13:30 | 2025-12-30 15:21 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 2 Missing | Resolved-Asset 2 Provided Or Not Applicable - Due Diligence Vendor-12/30/2025 <br> Ready for Review-xxx October Checking xxx - Due Diligence Vendor-12/30/2025 <br> Open-Asset 2 Missing- xxx xxx - Due Diligence Vendor-12/24/2025 |  | Resolved-Asset 2 Provided Or Not Applicable - Due Diligence Vendor-12/30/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 74.57 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 6793173 |
| 4000104980 |  | D A | Closed | FCRE1469 | 2025-12-24 13:30 | 2025-12-30 15:21 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 3 Missing | Resolved-Asset 3 Provided Or Not Applicable - Due Diligence Vendor-12/30/2025 <br> Ready for Review-xxx - Due Diligence Vendor-12/30/2025 <br> Open-Asset 3 Missing- xxx - Due Diligence Vendor-12/24/2025 |  | Resolved-Asset 3 Provided Or Not Applicable - Due Diligence Vendor-12/30/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 74.57 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 6793174 |
| 4000104980 |  | D A | Closed | FVAL1310 | 2025-12-24 12:53 | 2025-12-30 15:08 | Resolved | 1 - Information D A | Credit | Missing Doc | HOA Questionnaire is Missing or incomplete | Resolved-HOA Questionnaire is Provided - Due Diligence Vendor-12/30/2025 <br>Ready for Review-Questionnaire - Due Diligence Vendor-12/30/2025 <br>Open-HOA Questionnaire Document status is Missing. - Due Diligence Vendor-12/24/2025 |  | Resolved-HOA Questionnaire is Provided - Due Diligence Vendor-12/30/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 74.57 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 6792467 |
| 4000104980 |  | D A | Closed | FCRE1201 | 2025-12-24 13:13 | 2025-12-30 15:05 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-12/30/2025 <br>Ready for Review-Fraud Guard - Due Diligence Vendor-12/30/2025 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-12/24/2025 |  | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-12/30/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 74.57 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 6792826 |
| 4000104548 |  | C A | Closed | FCOM7353 | 2025-12-26 11:52 | 2025-12-29 05:38 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Clarification of Application Date | Resolved-Lender verification of xxx application date provided&nbsp;&nbsp;&nbsp;&nbsp; - Due Diligence Vendor-12/29/2025 <br> Ready for Review-Please see the attached file, which shows the application date reflected in our system. Thank you. - Due Diligence Vendor-12/29/2025 <br> Open-Documentation provided does not include confirmation of the borrowers application date. (LO signature date is only the date the LO acknowledged the URLA, not the date the lender received the 6 pieces of information required to trigger the application timing) A Compliance report cannot be processed until the requested material document(s) are received, which may result in additional Findings. Thank you - Due Diligence Vendor-12/26/2025 |  | Resolved-Lender verification of xxx application date provided&nbsp;&nbsp;&nbsp;&nbsp; - Due Diligence Vendor-12/29/2025 | Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.0<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 21.19 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 36.63% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 63.64% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 6814713 |
| 4000105301 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000107294 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000105737 |  | C A | Closed | finding-47 | 2025-12-30 00:26 | 2026-01-01 17:18 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-PCCD received, data entered, no additional compliance findings. - Due Diligence Vendor-01/01/2026 <br> Ready for Review-Please see the attached Final CD. - Due Diligence Vendor-12/31/2025 <br> Open-This loan failed the TILA right of rescission test.Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. \*\*\*The Final CD shows a funding date of xxx - which is prior to the conclusion of borrower(s) 3 day rescission period. Lender to provide confirmation of accurate funding/disbursement date.<br> - Due Diligence Vendor-12/31/2025 <br> Open- - Due Diligence Vendor-12/31/2025 <br> Open- - Due Diligence Vendor-12/30/2025 |  | Resolved-PCCD received, data entered, no additional compliance findings. - Due Diligence Vendor-01/01/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 38.91% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6846142 |
| 4000107326 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000108012 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000104531 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000107465 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000106919 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000096578 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000107319 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000106765 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000108173 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000108187 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000108233 |  | D A | Closed | FCRE3978 | 2026-01-08 09:36 | 2026-01-15 15:15 | Resolved | 1 - Information D A | Credit | Missing Doc | Letter of Explanation (Credit) missing or unexecuted | Resolved-LOE provided - Due Diligence Vendor-01/15/2026 <br> Ready for Review-Document Uploaded. - Seller-01/14/2026 <br> Open-. Provide letter of explanation for inquiry on borrowers credit report made xxx with xxx. Per guidelines, any credit inquiries listed on the report within 90 days of the report date must be explained by the borrower. - Due Diligence Vendor-01/08/2026 | Ready for Review-Document Uploaded. - Seller-01/14/2026<br>| Resolved-LOE provided - Due Diligence Vendor-01/15/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 32.4 Are Greater Than The Guideline Minimum Of 12 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.04<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 49.88% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | ATR/QM: Exempt | ATR/QM: Exempt | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 6980906 |
| 4000108233 |  | D A | Closed | FCRE7497 | 2026-01-08 09:30 | 2026-01-11 09:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-HOA statement provided - Due Diligence Vendor-01/11/2026 <br> Ready for Review-Document Uploaded. - Seller-01/08/2026 <br> Open-. Provide Non-occupying Co-borrower HOA fee for property located at xxx as it was not provided at the time of review to confirm total monthly payment. - Due Diligence Vendor-01/08/2026 | Ready for Review-Document Uploaded. - Seller-01/08/2026<br>| Resolved-HOA statement provided - Due Diligence Vendor-01/11/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 32.4 Are Greater Than The Guideline Minimum Of 12 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.04<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 49.88% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | ATR/QM: Exempt | ATR/QM: Exempt | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 6980692 |
| 4000109000 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000109281 |  | B A | Closed | FCOM3075 | 2026-01-19 10:07 | 2026-01-21 08:12 | Resolved | 1 - Information B A | Compliance | Missing Doc | US Patriot Act Disclosure or ID missing or unexecuted | Resolved-US Patriot Act Form provided - Due Diligence Vendor-01/21/2026 <br> Ready for Review-Hello, please see attached, thank you - Due Diligence Vendor-01/21/2026 <br> Open-. Provide executed Patriot Act Disclosure confirming ID was verified at closing as required by xxx. - Due Diligence Vendor-01/19/2026 |  | Resolved-US Patriot Act Form provided - Due Diligence Vendor-01/21/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.23<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 54.55% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 13.71% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7164684 |
| 4000108994 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000108254 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000109635 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000106920 |  | D A | Closed | FCOM8891 | 2026-01-16 08:48 | 2026-01-21 17:21 | Resolved | 1 - Information C A | Compliance | Closing Package | Other Compliance | Resolved-FCD received, data entered, no additional compliance findings. - Due Diligence Vendor-01/21/2026 <br> Ready for Review-Duplicate Condition. Please clear. - Seller-01/20/2026 <br> Counter-\*\*Received the disclosure tracking information. This document does not resolve the findings. The copy of the Final CD, disclosed at closing, in the original file is missing multiple pages. Lender to provide a copy of the Final CD with all pages for review and to complete compliance testing. - Due Diligence Vendor-01/19/2026 <br> Ready for Review-Document Uploaded. - Seller-01/16/2026 <br> Open-\*\*\*\*Documentation provided does not contain the Final Closing Disclosure & Post Consummation Closing Disclosure. ~~~~~~~~~Please provide complete TRID disclosure history and all TRID disclosures (LEs & CDs) together with all associated Changed Circumstance Detail form(s), if any, to assure TPR has all TRID disclosure for full and accurate testing. A Compliance report cannot be processed until the requested material document(s) are received, which may result in additional Findings. Thank you - Due Diligence Vendor-01/16/2026 | Ready for Review-Duplicate Condition. Please clear. - Seller-01/20/2026 <br>Ready for Review-Document Uploaded. - Seller-01/16/2026<br>| Resolved-FCD received, data entered, no additional compliance findings. - Due Diligence Vendor-01/21/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 26.68 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 6.61 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.03<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 60% Is Below The Guideline Maximum Of 75% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 42.6% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More |  | xxx | ATR/QM: Exempt | ATR/QM: Exempt | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7134324 |
| 4000106920 |  | D A | Closed | FCOM1544 | 2026-01-16 08:49 | 2026-01-21 17:19 | Resolved | 1 - Information D A | Compliance | Missing Doc - CD | TRID: Missing Final Closing Disclosure | Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-01/21/2026 <br> Ready for Review-Document Uploaded. - Seller-01/20/2026 <br> Counter-\*\*Received the disclosure tracking information. This document does not resolve the findings. The copy of the Final CD, disclosed at closing, in the original file is missing multiple pages. Lender to provide a copy of the Final CD with all pages for review and to complete compliance testing. - Due Diligence Vendor-01/19/2026 <br> Ready for Review-Document Uploaded. - Seller-01/16/2026 <br> Open-TRID: Missing Final Closing Disclosure \*\*\*\*Documentation provided does not contain the Final Closing Disclosure & Post Consummation Closing Disclosure. ~~~~~~~~~Please provide complete TRID disclosure history and all TRID disclosures (LEs & CDs) together with all associated Changed Circumstance Detail form(s), if any, to assure TPR has all TRID disclosure for full and accurate testing. A Compliance report cannot be processed until the requested material document(s) are received, which may result in additional Findings. Thank you - Due Diligence Vendor-01/16/2026 | Ready for Review-Document Uploaded. - Seller-01/20/2026 <br>Ready for Review-Document Uploaded. - Seller-01/16/2026<br>| Resolved-TRID: Final Closing Disclosure Provided - Due Diligence Vendor-01/21/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 26.68 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 6.61 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.03<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 60% Is Below The Guideline Maximum Of 75% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 42.6% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More |  | xxx | ATR/QM: Exempt | ATR/QM: Exempt | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7134329 |
| 4000108247 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000107683 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000107671 |  | D A | Closed | FCRE5770 | 2026-01-16 05:22 | 2026-01-20 12:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-01/20/2026 <br>Ready for Review-Document Uploaded. - Seller-01/20/2026 <br>Open-Borrower 1 Credit Report is Missing. - Due Diligence Vendor-01/16/2026 | Ready for Review-Document Uploaded. - Seller-01/20/2026<br>| Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-01/20/2026<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 15 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 193.71 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 75% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points |  | xxx | ATR/QM: Exempt | ATR/QM: Exempt | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7131181 |
| 4000109004 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000109019 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000107721 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000111173 |  | C A | Closed | FCOM7353 | 2026-01-19 22:52 | 2026-01-28 10:54 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Clarification of Application Date | Resolved-received confirmation of the application date<br> - Due Diligence Vendor-01/28/2026 <br> Ready for Review-Document Uploaded. - Seller-01/27/2026 <br> Counter-\*\*Received Initial 1003. Document alone does not resolve the finding. Lender to provide a copy of their internal compliance test results for review. - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Document Uploaded. - Seller-01/22/2026 <br> Open-Documentation provided does not include confirmation of the borrower's application date. A Compliance report cannot be processed until the requested material document(s) are received, which may result in additional Findings. Thank you.<br> - Due Diligence Vendor-01/20/2026 | Ready for Review-Document Uploaded. - Seller-01/27/2026 <br>Ready for Review-Document Uploaded. - Seller-01/22/2026<br>| Resolved-received confirmation of the application date<br> - Due Diligence Vendor-01/28/2026<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 34.17% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More Calculated DTI Of 34.17% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 5.24 Years Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 5.24 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 22.27 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months Months Reserves Of 22.27 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months |  | 1003 INITIAL.pdf<br>QM.pdf | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7172636 |
| 4000111090 |  | C A | Closed | finding-47 | 2026-01-19 10:34 | 2026-01-29 12:28 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-\*\*Received PCCD - Due Diligence Vendor-01/29/2026 <br> Resolved- - Due Diligence Vendor-01/29/2026 <br> Open-This loan failed the TILA right of rescission test.Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. - Due Diligence Vendor-01/29/2026 <br> Ready for Review-Please see the attached certified FSS & POST CD reflecting disbursement date xxx. Thank you! - Due Diligence Vendor-01/28/2026 <br> Open-\*\*\*\*\*\*\* Borrower executed documents on xxx. Please Provide Post Consummation Closing Disclosure funding after Rescission period. - Due Diligence Vendor-01/21/2026 <br> Open- - Due Diligence Vendor-01/21/2026 <br> Open- - Due Diligence Vendor-01/21/2026 <br> Open- - Due Diligence Vendor-01/19/2026 |  | Resolved-\*\*Received PCCD - Due Diligence Vendor-01/29/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 6.03 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 33.73% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.24 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7165223 |
| 4000110003 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000109314 |  | C A | Closed | FCRE1168 | 2026-01-20 05:37 | 2026-01-29 13:04 | Resolved | 1 - Information C A | Credit | Insurance | Inadequate Hazard Insurance Coverage - Amount of coverage is less than primary lien amount and/or the Replacement Cost Estimator Value Provided by the Insurer | Resolved-Hazard Insurance Coverage Amount of xxx is equal to or greater than the Subject Lien or replacement cost value of xxx - Due Diligence Vendor-01/29/2026 <br> Resolved-Hazard Insurance Coverage Amount of xxx is equal to or greater than the Subject Lien or replacement cost value of xxx - Due Diligence Vendor-01/29/2026 <br> Ready for Review-updated ins - Due Diligence Vendor-01/28/2026 <br> Open-Inadequate Hazard Insurance Coverage and Replacement Cost Estimator was Provided - Hazard Insurance Coverage in the amount of xxx is less than the minimum required coverage amount of xxx - Due Diligence Vendor-01/20/2026 |  | Resolved-Hazard Insurance Coverage Amount of xxx is equal to or greater than the Subject Lien or replacement cost value of xxx - Due Diligence Vendor-01/29/2026 <br> Resolved-Hazard Insurance Coverage Amount of xxx is equal to or greater than the Subject Lien or replacement cost value of xxx - Due Diligence Vendor-01/29/2026 | Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 13.25 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7174502 |
| 4000111054 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000109725 |  | D A | Closed | FCRE1345 | 2026-01-20 23:06 | 2026-01-26 11:57 | Resolved | 1 - Information D A | Credit | Missing Doc - Income | Borrower 1 Lease Agreements Missing | Resolved-cleared condition, included full PITIA for rental property, DTI to 35% per client request. - Due Diligence Vendor-01/26/2026 <br> Open-Borrower 1 Lease Agreements Missing Missing lease Agreement for xxx - Due Diligence Vendor-01/21/2026 |  | Resolved-cleared condition, included full PITIA for rental property, DTI to 35% per client request. - Due Diligence Vendor-01/26/2026<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 31.13% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 8.52 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 12.17 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.04 |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7194777 |
| 4000109479 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000110010 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000111136 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000108471 |  | D A C | Closed | FVAL2477 | 2026-01-21 04:54 | 2026-02-03 13:23 | Resolved | 1 - Information C A | Property | Appraisal | Appraisal incomplete (missing map, layout, pages, etc.) | Resolved-Full Color Appraisal provided. - Due Diligence Vendor-02/03/2026 <br>Ready for Review-appraisal - Due Diligence Vendor-02/02/2026 <br>Counter-Apologies for the confusion, The Appraisal located in the loan file is cut off (Top & Bottom) and also the photos are not in color. Please provide the Full appraisal with color photos - Due Diligence Vendor-01/29/2026 <br>Ready for Review-please advise of the issue - full appraisal was loaded , see pages 220-261 of shipping upload - Due Diligence Vendor-01/28/2026 <br>Open-Appraisal is Incomplete with Cuted pages with Appraisal value & Valuation date - Due Diligence Vendor-01/21/2026 |  | Resolved-Full Color Appraisal provided. - Due Diligence Vendor-02/03/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 41.2 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7197083 |
| 4000108471 |  | D A C | Closed | FCOM1232 | 2026-01-21 02:59 | 2026-01-27 07:35 | Resolved | 1 - Information D A | Compliance | Missing Doc - Closing Package | The Final 1003 is Missing | Resolved-The Final 1003 is Present - Due Diligence Vendor-01/27/2026 <br>Ready for Review-1003 - Due Diligence Vendor-01/26/2026 <br>Open-The Final 1003 is Missing - Information Updated from Initial 1003 - Due Diligence Vendor-01/21/2026 |  | Resolved-The Final 1003 is Present - Due Diligence Vendor-01/27/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 41.2 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7196553 |
| 4000109482 |  | C A | Closed | FCRE1167 | 2026-01-21 06:22 | 2026-02-18 12:45 | Resolved | 1 - Information C A | Credit | Insurance | Inadequate Hazard Insurance Coverage - Amount of coverage is less than primary lien amount and the Replacement Cost Value Estimator was not Provided by the Insurer | Resolved-Sufficient Hazard Insurance Coverage is provided - HOI Policy states Est Building Replacement cost changed from xxx - Due Diligence Vendor-02/18/2026 <br> Ready for Review-HOI does state Replacement Cost estimated to be xxx for dwelling on page 1. - Due Diligence Vendor-02/18/2026 <br> Counter-LOE from Insurance agent stating Dwelling coverage includes 100% replacement costs would be needed. - Due Diligence Vendor-02/10/2026 <br> Ready for Review-HOI LOE - Due Diligence Vendor-02/09/2026 <br> Open-Inadequate Hazard Insurance Coverage and Replacement Cost Estimator was not Provided - Hazard Insurance Coverage in the amount of xxx is less than the minimum required coverage amount of xxx Hazard Insurance Coverage in the amount of xxx is less than the minimum required coverage amount of xxx- Due Diligence Vendor-01/21/2026 |  | Resolved-Sufficient Hazard Insurance Coverage is provided - HOI Policy states Est Building Replacement cost changed from xxx - Due Diligence Vendor-02/18/2026 | Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 8.25 Years<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 60% Is Below The Guideline Maximum Of 75% By Ten Percent (10%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 123.64 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 7197692 |
| 4000110043 |  | C A | Closed | FCRE7000 | 2026-01-22 05:36 | 2026-01-27 12:23 | Resolved | 1 - Information C A | Credit | Assets | Insufficient Total Liquid Assets Available for Close | Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Hello Team, Please see attached the Final SS and Post Consummation CD showing the cash to close is only xxx (cash available is xxx) and the proof of property tax is POC. Thank you - Due Diligence Vendor-01/26/2026 <br> Open-Total Liquid Assets Available for Close of xxx is less than Total Cash to Close xxx. Provide assets supporting shortage of cash to close of xxx. Total Liquid Assets Available for Close of xxx is less than Total Cash to Close xxx. - Due Diligence Vendor-01/22/2026 |  | Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-01/27/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.01<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 36.68% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 63.54% Is Below The Guideline Maximum Of 75% By Ten Percent (10%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7237010 |
| 4000111182 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000108628 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000109996 |  | C A | Closed | FCOM7353 | 2026-01-22 02:26 | 2026-02-06 11:51 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Clarification of Application Date | Resolved-Received confirmation of application date.<br> - Due Diligence Vendor-02/06/2026 <br> Ready for Review-We have obtained QM Compliance Report from the correspondent. Please see the attached QM report. The report correctly reflects the Application Date as xxx, which aligns with the Pre-Z Send Date (Initial LE issuance date). This should support the application date triggered on xxx and disclosures were issued timely in compliance with TRID requirements. Please review and see if this can clear the condition. Thank you for your patience! - Due Diligence Vendor-02/06/2026 <br> Counter-\*\*Received explanation. Lender to provide corrected system snip. Please reach out to your internal compliance team for additional assistance regarding the compliance testing results (example: Loan Detail Report, xxx, Compliance Ease etc.) - Due Diligence Vendor-01/29/2026 <br> Ready for Review-I apologize for the confusion regarding the application date. The date of xxx in our system was a clerical error, as the borrower's receipt confirmation signature date was inadvertently captured as the application date.<br>However, we confirm the actual application date is xxx. The fact that the initial Loan Estimate and disclosure package were issued on xxx serves as an evidence that all required application information had been received and processed by that date.<br>Could you please clarify which specific "internal compliance testing results" you require to clear this condition? We would like to ensure we provide the exact documentation needed. Please let us know if you have any further concerns. - Due Diligence Vendor-01/29/2026 <br> Counter-\*\*Received lender's system snip that indicates the lender's application date is xxx. The original file contains documents indicating the initial package, including the initial loan estimate were issued xxx, prior to the lender's application date. Lender to provide an explanation and a copy of their internal compliance testing results for review. - Due Diligence Vendor-01/26/2026 <br> Ready for Review-Please see the attached system image reflecting the application date xxx. Thank you! - Due Diligence Vendor-01/26/2026 <br> Open-Documentation provided does not include confirmation of the borrower's application date. A Compliance report cannot be processed until the requested material document(s) are received, which may result in additional Findings. Thank you. - Due Diligence Vendor-01/22/2026 |  | Resolved-Received confirmation of application date.<br> - Due Diligence Vendor-02/06/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 6.78 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.03<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 25.59% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 10.97 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7236066 |
| 4000111958 |  | C A | Closed | FCOM7353 | 2026-01-23 15:57 | 2026-01-26 10:57 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Clarification of Application Date | Resolved-Received confirmation of application date.<br> - Due Diligence Vendor-01/26/2026 <br> Ready for Review-Please see the attached documents reflecting the application date xxx. Thank you! - Due Diligence Vendor-01/26/2026 <br> Open-\*\*\*\* Documentation provided does not include confirmation of the borrowers application date. (LO signature date is only the date the LO acknowledged the URLA, not the date the lender received the 6 pieces of information required to trigger the application timing) A Compliance report cannot be processed until the requested material document(s) are received, which may result in additional Findings. - Due Diligence Vendor-01/23/2026 |  | Resolved-Received confirmation of application date.<br> - Due Diligence Vendor-01/26/2026<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 6.26 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 41.66% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 20.56 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 49.32% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7278362 |
| 4000111624 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000111157 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000109920 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000107528 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Second Home | Purchase | NA |  |  |  |
| 4000105295 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000109577 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000112467 |  | C A | Closed | FCRE1167 | 2026-01-23 09:51 | 2026-02-22 10:42 | Resolved | 1 - Information C A | Credit | Insurance | Inadequate Hazard Insurance Coverage - Amount of coverage is less than primary lien amount and the Replacement Cost Value Estimator was not Provided by the Insurer | Resolved-Sufficent Hazard Insurance Coverage is provided - Due Diligence Vendor-02/22/2026 <br> Ready for Review-RCE - Due Diligence Vendor-02/20/2026 <br> Open-Inadequate Hazard Insurance Coverage and Replacement Cost Estimator was not Provided - Hazard Insurance Coverage in the amount of xxx is less than the minimum required coverage amount of xxx - Due Diligence Vendor-01/23/2026 |  | Resolved-Sufficent Hazard Insurance Coverage is provided - Due Diligence Vendor-02/22/2026<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 27.42 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7268910 |
| 4000112469 |  | C A | Closed | FPRO9939 | 2026-01-23 05:32 | 2026-02-05 15:46 | Resolved | 1 - Information C A | Property | Third Party Valuation | CU Score is Greater Than 2.5 And A Third Party Valuation Product Was Not Provided | Resolved-Field Review provided - Due Diligence Vendor-02/05/2026 <br>Ready for Review-Please see Desk Review uploaded - Due Diligence Vendor-02/05/2026 <br>Open-CU Score Is Greater Than 2.5 And A Third Party Valuation Product Was Not Provided (CU Score Is 4.4) - Due Diligence Vendor-01/23/2026 |  | Resolved-Field Review provided - Due Diligence Vendor-02/05/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.07<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 192.6 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 40.77% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7263433 |
| 4000111633 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000111139 |  | C A | Closed | FCRE1159 | 2026-01-23 04:33 | 2026-01-27 12:51 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Disbursement Date | Resolved-Hazard Insurance Effective Date of xxx is prior to or equal to the Disbursement Date of xxx Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Please find attached certified FSS. Disbursement Date is xxx. Policy Effective Date starts from xxx. Please waive the condition. - Due Diligence Vendor-01/27/2026 <br> Open-Hazard Insurance Effective Date of xxx is after the Disbursement Date of xxx - Due Diligence Vendor-01/23/2026 |  | Resolved-Hazard Insurance Effective Date of xxx is prior to or equal to the Disbursement Date of xxx Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-01/27/2026 | Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.04<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 31.84% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7262728 |
| 4000111187 |  | D A | Closed | FCRE1469 | 2026-01-23 00:38 | 2026-01-29 14:05 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 3 Missing | Resolved-Asset 3 Provided Or Not Applicable - Due Diligence Vendor-01/27/2026 <br> Resolved-Lender is removing the xxx account from the total assets. - Due Diligence Vendor-01/27/2026 <br> Ready for Review-It seems that the funds in this account were not used. I kindly request to waive this condition. - Due Diligence Vendor-01/27/2026 <br> Open-Asset 3 Missing Savings A/C xxx Bank statement missing. - Due Diligence Vendor-01/23/2026 |  | Resolved-Asset 3 Provided Or Not Applicable - Due Diligence Vendor-01/27/2026 <br> Resolved-Lender is removing the xxx account from the total assets. - Due Diligence Vendor-01/27/2026 | Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 90.15 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 45.99% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 6.00 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7261617 |
| 4000111187 |  | D A | Closed | FCRE1470 | 2026-01-23 00:38 | 2026-01-29 14:05 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 4 Missing | Resolved-Asset 4 Provided Or Not Applicable - Due Diligence Vendor-01/29/2026 <br> Resolved-Proof of cashier check provided. - Due Diligence Vendor-01/28/2026 <br> Ready for Review-We already provided xxx Gift Letter and check. Please review and waive the condition. - Due Diligence Vendor-01/28/2026 <br> Open-Asset 4 Missing Missing proof of Gift wire from donor xxx per Gift letter in file. - Due Diligence Vendor-01/27/2026 <br> Open-Asset 4 Missing There is no proof for wire Gift only provided - Due Diligence Vendor-01/23/2026 |  | Resolved-Asset 4 Provided Or Not Applicable - Due Diligence Vendor-01/29/2026 <br>Resolved-Proof of cashier check provided. - Due Diligence Vendor-01/28/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 90.15 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 45.99% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 6.00 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7261618 |
| 4000111187 |  | D A | Closed | FCRE1471 | 2026-01-23 00:38 | 2026-01-29 14:05 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 5 Missing | Resolved-Asset 5 Provided Or Not Applicable - Due Diligence Vendor-01/27/2026 <br>Open-Asset 5 Missing There is no proof for wire Gift only provided - Due Diligence Vendor-01/23/2026 |  | Resolved-Asset 5 Provided Or Not Applicable - Due Diligence Vendor-01/27/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 90.15 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 45.99% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 6.00 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7261619 |
| 4000111187 |  | D A | Closed | FCRE1473 | 2026-01-23 00:38 | 2026-01-29 14:05 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 7 Missing | Resolved-Asset 7 Provided Or Not Applicable - Due Diligence Vendor-01/27/2026 <br> Ready for Review-The total gift amount of xxx was wired without being deposited. I am resubmitting the gift funds documentation. - Due Diligence Vendor-01/27/2026 <br> Open-Asset 7 Missing There is no proof for wire Gift only provided - Due Diligence Vendor-01/23/2026 |  | Resolved-Asset 7 Provided Or Not Applicable - Due Diligence Vendor-01/27/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 90.15 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 45.99% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 6.00 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7261620 |
| 4000108943 |  | D A | Closed | FVAL1310 | 2026-01-23 01:42 | 2026-02-12 10:25 | Resolved | 1 - Information D A | Credit | Missing Doc | HOA Questionnaire is Missing or incomplete | Resolved-HOA Questionnaire is Provided - Due Diligence Vendor-02/12/2026 <br>Ready for Review-the Condo questionnaire show the builder is not in control as well will uploaded it on both conditions - Due Diligence Vendor-02/11/2026 <br>Open-HOA Questionnaire Document status is Missing. HOA Questionnaire Document status is Missing. - Due Diligence Vendor-01/26/2026 |  | Resolved-HOA Questionnaire is Provided - Due Diligence Vendor-02/12/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 952.25 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 23.17 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7261961 |
| 4000108943 |  | D A | Closed | FCRE1143 | 2026-01-23 01:42 | 2026-02-12 10:25 | Resolved | 1 - Information C A | Credit | Eligibility | Builder is in control of HOA | Resolved-The Builder is not in control of the HOA, or Not Applicable - Due Diligence Vendor-02/12/2026 <br>Ready for Review-the condo questionnaire will show builder is not in control - Due Diligence Vendor-02/11/2026 <br>Open-The Builder is in control of the HOA - Due Diligence Vendor-01/23/2026 |  | Resolved-The Builder is not in control of the HOA, or Not Applicable - Due Diligence Vendor-02/12/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 952.25 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 23.17 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7261962 |
| 4000109985 |  | D A | Closed | FCRE7347 | 2026-01-26 15:30 | 2026-01-29 14:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lease Agreement | Resolved-Lease agreement provided. - Due Diligence Vendor-01/29/2026 <br> Ready for Review-Please see attached file. Thank you. - Due Diligence Vendor-01/29/2026 <br> Open-Provide missing lease agreement for other REO property used to qualify of xxx a month located at xxx - Due Diligence Vendor-01/26/2026 |  | Resolved-Lease agreement provided. - Due Diligence Vendor-01/29/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.0<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 29.85% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 15.00 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 60.66% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7302380 |
| 4000111080 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000111627 |  | C A | Closed | finding-47 | 2026-01-23 05:29 | 2026-01-29 13:41 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-\*\*received PCCD. - Due Diligence Vendor-01/29/2026 <br> Ready for Review-Please see the attached Post CD - Due Diligence Vendor-01/29/2026 <br> Open-\*\*\*\*\*\*\* Borrower executed documents on xxx. Please provide Post Consummation Closing Disclosure funding after Rescission period. - Due Diligence Vendor-01/27/2026 <br> Open- - Due Diligence Vendor-01/27/2026 <br> Open- - Due Diligence Vendor-01/23/2026 |  | Resolved-\*\*received PCCD. - Due Diligence Vendor-01/29/2026<br>| Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10.00 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.15<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 40.89% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 22.65 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 67.5% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7263401 |
| 4000111627 |  | C A | Closed | FCOM7353 | 2026-01-27 17:22 | 2026-01-29 13:14 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Clarification of Application Date | Resolved-\*\*Received confirmation of application date - Due Diligence Vendor-01/29/2026 <br>Ready for Review-Please see the attached app snip - Due Diligence Vendor-01/29/2026 <br>Open-\*\*\*\*\*\* Documentation provided does not include confirmation of the borrowers application date. (LO signature date is only the date the LO acknowledged the URLA, not the date the lender received the 6 pieces of information required to trigger the application timing) A Compliance report cannot be processed until the requested material document(s) are received, which may result in additional Findings. Thank you - Due Diligence Vendor-01/27/2026 |  | Resolved-\*\*Received confirmation of application date - Due Diligence Vendor-01/29/2026<br>| Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10.00 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.15<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 40.89% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 22.65 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 67.5% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7320358 |
| 4000111625 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000111630 |  | C A | Closed | FCOM7353 | 2026-01-23 05:39 | 2026-01-28 11:22 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Clarification of Application Date | Resolved-received confirmation of the application date<br> - Due Diligence Vendor-01/28/2026 <br> Ready for Review-Here you are. - Due Diligence Vendor-01/28/2026 <br> Open-Need clarification of Application date xxx. - Due Diligence Vendor-01/23/2026 |  | Resolved-received confirmation of the application date<br> - Due Diligence Vendor-01/28/2026<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 29.77% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 15.00 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 80% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7263501 |
| 4000109258 |  | D A | Closed | FPRO1244 | 2026-01-27 11:17 | 2026-01-28 08:52 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-2nd Full Appraisal Provided. - Due Diligence Vendor-01/28/2026 <br>Ready for Review-Hello Team, we have 2 appraisal reports for this file so we do not the third party valuation. Please waive this condition. Thank you - Due Diligence Vendor-01/27/2026 <br>Open-3rd Party Valuation Product is Required and Missing - Due Diligence Vendor-01/27/2026 |  | Resolved-2nd Full Appraisal Provided. - Due Diligence Vendor-01/28/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 15.00 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 70.11 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7313105 |
| 4000110375 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000109947 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000109732 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000110352 |  | D A | Closed | FCRE7347 | 2026-01-27 00:31 | 2026-02-23 09:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lease Agreement | Resolved-Lease Agreement provided. - Due Diligence Vendor-02/23/2026 <br> Ready for Review-see attached - Due Diligence Vendor-02/22/2026 <br> Open-Missing Lease Agreement Subject property xxx, in Appraisal Showing Tenant Occupant. - Due Diligence Vendor-01/27/2026 |  | Resolved-Lease Agreement provided. - Due Diligence Vendor-02/23/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 20.14 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 8.58 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 7306169 |
| 4000110384 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000109838 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000109257 |  | C A | Closed | FCRE1159 | 2026-01-26 23:40 | 2026-01-29 13:53 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Disbursement Date | Resolved-PCCD provided. disbursement date xxx - Due Diligence Vendor-01/29/2026 <br> Ready for Review-Hello Team, please see attached the Post Consummation CD and Final SS showing the loan disbursement date on xxx. Thank you - Due Diligence Vendor-01/28/2026 <br> Open-Hazard Insurance Effective Date of xxx is after the Disbursement Date of xxx Hazard Insurance Effective Date of xxx is after the Disbursement Date of xxx - Due Diligence Vendor-01/27/2026 |  | Resolved-PCCD provided. disbursement date xxx - Due Diligence Vendor-01/29/2026 | Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.06<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 12.00 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 14.01 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 38.76% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7305948 |
| 4000109272 |  | C A | Closed | FCRE7000 | 2026-01-27 05:24 | 2026-02-05 15:23 | Resolved | 1 - Information C A | Credit | Assets | Insufficient Total Liquid Assets Available for Close | Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-01/29/2026 <br> Ready for Review-Hello Team, please see attached the Post Consummation CD and Final SS showing the cash to close is xxx, so the borrower has enough fund to close. Thank you - Due Diligence Vendor-01/28/2026 <br> Open-Total Liquid Assets Available for Close of xxx is less than Total Cash to Close xxx. Required cash to close in the amount of xxx assets verified xxx - Due Diligence Vendor-01/27/2026 |  | Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-01/29/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.05<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10.00 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 39.48% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 49.37% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7307441 |
| 4000109272 |  | C A | Closed | finding-47 | 2026-01-27 10:15 | 2026-01-29 11:48 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-\*\*Received PCCD - Due Diligence Vendor-01/29/2026 <br> Resolved- - Due Diligence Vendor-01/29/2026 <br> Ready for Review-Hello Team, please see attached the Post Consummation CD and Final SS showing the loan disbursement date is xxx. Thank you - Due Diligence Vendor-01/28/2026 <br> Open- - Due Diligence Vendor-01/28/2026 <br> Open- - Due Diligence Vendor-01/27/2026 <br> Open-This loan failed the TILA right of rescission test.Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. - Due Diligence Vendor-01/27/2026 <br> Open- - Due Diligence Vendor-01/27/2026 |  | Resolved-\*\*Received PCCD - Due Diligence Vendor-01/29/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.05<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10.00 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 39.48% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 49.37% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7311122 |
| 4000109272 |  | C A | Closed | finding-3712 | 2026-01-27 10:15 | 2026-01-29 11:48 | Resolved | 1 - Information C A | Compliance | State Reg | CA Per Diem Interest Amount Test | Resolved-\*\*\*Received PCCD - Due Diligence Vendor-01/29/2026 <br> Resolved- - Due Diligence Vendor-01/29/2026 <br> Ready for Review-Hello Team, please see attached the Post Consummation CD and Final SS showing the loan disbursement date is xxx. Thank you - Due Diligence Vendor-01/28/2026 <br> Open-This loan failed the per diem interest amount test. (xxx Bus. Prof. Code §2948.5)The per diem interest amount charged on the loan (xxx) exceeds the per diem interest charge or credit threshold (xxx).PLEASE NOTE: An additional $1 buffer was included in the per diem interest charge or credit threshold displayed above based on the client preferences configured on the per diem interest settings page. \*\*\*\*\*\*\* Last signor executed documents on xxx.Please provide Post Consummation Closing Disclosure funding after Rescission period with compliance per diem interest charged. - Due Diligence Vendor-01/28/2026 <br> Open- - Due Diligence Vendor-01/28/2026 <br> Open- - Due Diligence Vendor-01/27/2026 <br> Open- - Due Diligence Vendor-01/27/2026 |  | Resolved-\*\*\*Received PCCD - Due Diligence Vendor-01/29/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.05<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10.00 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 39.48% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 49.37% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7311127 |
| 4000110192 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000111597 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000110194 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000111154 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000111201 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000112692 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000111162 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000111176 |  | C A | Closed | FCOM8891 | 2026-01-29 13:50 | 2026-01-30 11:32 | Resolved | 1 - Information C A | Compliance | Closing Package | Other Compliance | Resolved-\*\*Received confirmation of application date. - Due Diligence Vendor-01/30/2026 <br>Ready for Review-Here you are. - Due Diligence Vendor-01/30/2026 <br>Open-\*\*\*\*"Clarification of application date" comment: Documentation provided does not include confirmation of the borrowers application date. (LO signature date is only the date the LO acknowledged the URLA, not the date the lender received the 6 pieces of information required to trigger the application timing) A Compliance report cannot be processed until the requested material document(s) are received, which may result in additional Findings. Thank you - Due Diligence Vendor-01/29/2026 |  | Resolved-\*\*Received confirmation of application date. - Due Diligence Vendor-01/30/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 23.56 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 31.68% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 70% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7356794 |
| 4000111165 |  | D A C | Closed | finding-3712 | 2026-02-03 14:38 | 2026-02-13 12:43 | Resolved | 1 - Information C A | Compliance | State Reg | CA Per Diem Interest Amount Test | Resolved-\*\*Received xxx Per diem disclosure - Due Diligence Vendor-02/13/2026 <br> Ready for Review-Sorry for the confusion, please see the attached Post CD and xxx Per diem. Please see if this satisfy your concerns. The disbursement date is xxx and the Prepaid Interest collected for 9 days(per diem for 3 days) from xxx with the total amount xxx (xxx per day) - Due Diligence Vendor-02/13/2026 <br> Counter-\*\*Document uploaded is not for the subject loan, borrower, or property. We are still missing a copy of the lender's compliance test results. - Due Diligence Vendor-02/10/2026 <br> Ready for Review-Could you please see the attached Final CD and see if this satisfy your concerns? The disbursement date is xxx and the Prepaid Interest collected for 5 days from xxx with the total amount xxx (xxx per day) - Due Diligence Vendor-02/09/2026 <br> Counter-\*\*Received PCCD and updated compliance testing resulted in an additional finding. The PCCD indicates a disbursement date of xxx with Prepaid Interest collected from xxx. Lender to confirm correct prepaid interest amount collected. Please provide a copy of the Final Settlement Statement along with internal compliance test results for review. - Due Diligence Vendor-02/03/2026 <br> Open-This loan failed the per diem interest amount test. (xxx Bus. Prof. Code §2948.5)The per diem interest amount charged on the loan (xxx) exceeds the per diem interest charge or credit threshold (xxx).PLEASE NOTE: An additional $1 buffer was included in the per diem interest charge or credit threshold displayed above based on the client preferences configured on the per diem interest settings page. - Due Diligence Vendor-02/03/2026 <br> Open- - Due Diligence Vendor-02/03/2026 |  | Resolved-\*\*Received xxx Per diem disclosure - Due Diligence Vendor-02/13/2026 | Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.11<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 10.05 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 105.69 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 22.42 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 37.86% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 40.32% Is Below The Guideline Maximum Of 70% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7424562 |
| 4000111165 |  | D A C | Closed | FCRE7497 | 2026-01-28 00:54 | 2026-02-04 10:31 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-Updated 1003 & 1008 provided. - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Hello Team, There is no HOI for this property since it is a store attached to a commercial building. Please see the attached 1008 and 1003 - Due Diligence Vendor-02/03/2026 <br> Open-HOI is missing for investment property xxx. Provide Hazard insurance for rental income. - Due Diligence Vendor-01/28/2026 |  | Resolved-Updated 1003 & 1008 provided. - Due Diligence Vendor-02/04/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.11<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 10.05 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 105.69 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 22.42 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 37.86% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 40.32% Is Below The Guideline Maximum Of 70% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7323965 |
| 4000111165 |  | D A C | Closed | finding-47 | 2026-01-28 07:25 | 2026-02-03 14:39 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-\*\*Received PCCD - Due Diligence Vendor-02/03/2026 <br> Resolved- - Due Diligence Vendor-02/03/2026 <br> Ready for Review-Please see the attached Post CD - Due Diligence Vendor-02/03/2026 <br> Counter-Document received is not a PCCD. Please resubmit. - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Please see the attached Post CD - Due Diligence Vendor-02/02/2026 <br> Open- - Due Diligence Vendor-01/29/2026 <br> Open-This loan failed the TILA right of rescission test.Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. Cancelation date xxx is same as Final Cd disbursement date, please provide PCCD with the updated disbursement date after cancel date. - Due Diligence Vendor-01/28/2026 <br> Open- - Due Diligence Vendor-01/28/2026 |  | Resolved-\*\*Received PCCD - Due Diligence Vendor-02/03/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.11<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 10.05 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 105.69 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 22.42 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 37.86% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 40.32% Is Below The Guideline Maximum Of 70% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7326080 |
| 4000111165 |  | D A C | Closed | FCOM7353 | 2026-01-28 07:30 | 2026-02-02 12:30 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Clarification of Application Date | Resolved-Received confirmation of application date<br> - Due Diligence Vendor-02/02/2026 <br>Ready for Review-Please see the attached App snip - Due Diligence Vendor-02/02/2026 <br>Open-Documentation provided does not include confirmation of the borrower's application date. A Compliance report cannot be processed until the requested material document(s) are received, which may result in additional Findings. Thank you. - Due Diligence Vendor-01/28/2026 |  | Resolved-Received confirmation of application date<br> - Due Diligence Vendor-02/02/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.11<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 10.05 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 105.69 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 22.42 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 37.86% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 40.32% Is Below The Guideline Maximum Of 70% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7326136 |
| 4000110062 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000111960 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000111200 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000111097 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000111963 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000111616 |  | C A | Closed | FCOM8891 | 2026-01-30 07:53 | 2026-02-02 06:57 | Resolved | 1 - Information C A | Compliance | Closing Package | Other Compliance | Resolved-Received confirmation of xxx application date. - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Uploaded system image reflecting application date xxx- Due Diligence Vendor-02/02/2026 <br> Open-"Clarification of application date" comment: Documentation provided does not include confirmation of the borrowers application date. (LO signature date is only the date the LO acknowledged the URLA, not the date the lender received the 6 pieces of information required to trigger the application timing) A Compliance report cannot be processed until the requested material document(s) are received, which may result in additional Findings. Thank you - Due Diligence Vendor-01/30/2026 |  | Resolved-Received confirmation of xxx application date. - Due Diligence Vendor-02/02/2026 | Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.01<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 96.08 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 23.13% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 80% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7369902 |
| 4000111146 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000111159 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000110949 |  | D A | Closed | FCRE7497 | 2026-01-28 06:04 | 2026-01-30 11:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-Master HOI Policy provided stating Walls in Coverage. - Due Diligence Vendor-01/30/2026 <br> Ready for Review-Please see attached. - Due Diligence Vendor-01/29/2026 <br> Open-Provide Property Insurance Document for the 2nd Home Located at the xxx. - Due Diligence Vendor-01/28/2026 |  | Resolved-Master HOI Policy provided stating Walls in Coverage. - Due Diligence Vendor-01/30/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.06<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 5.47 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 14.02 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 18.91% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 70% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7325449 |
| 4000111291 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000111591 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000110193 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000111593 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000108945 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000111214 |  | C A | Closed | FCOM1292 | 2026-01-29 05:32 | 2026-02-06 12:08 | Resolved | 1 - Information C A | Compliance | Right to Rescind | Creditor did not provide the appropriate Right to Cancel Form Model (new creditor with H-9 form type) | Resolved-Correct Right to Cancel Form xxx was used or Not Applicable (Loan Purpose is Refinance and Same Creditor or Lender Affiliate Refinance is No) --Received correct executed NORTC - Due Diligence Vendor-02/06/2026 <br> Ready for Review-Sorry for the confusion, the borrower signed the correct form at loan doc signing, but it was not included in the closing package by error. Please see the attached H-8 form. Thank you for your patience! - Due Diligence Vendor-02/06/2026 <br> Counter-Documentation indicates the transaction is new lending by a new creditor. It appears a H8 Rescission xxx as illustrated in 1026 appendix H, is the correct form. - Due Diligence Vendor-02/05/2026 <br> Ready for Review-The subject loan is a refinance with the Original Creditor (Same Lender). As reflected in the file, there is no external payoff involved. Therefore, Form H-9 is the correct document for this transaction, not H-8. Could you please review and let us know if you have specific concerns? Thank you. - Due Diligence Vendor-02/05/2026 <br> Counter-\*\*The form in the original file and copy provided again is in the H9 form, which is incorrect for the subject loan. H-9 is for refinances with the same lender. The correct form for the subject loan is the H8. Lender to confirm if borrower signed the correct form at closing or will need to provide the borrower with the correct form and re-open the rescission period. If the rescission period is re-opened, the lender will need to provide a copy of the new and correct form, a LOE to the borrower, and proof of delivery to the borrower. - Due Diligence Vendor-02/02/2026 <br> Ready for Review-The appropriate Right to Cancel Form (Model H-9 – New Creditor) was correctly provided in the package and can be found on page 319. Please review again and waive this condition. Thank you. - Due Diligence Vendor-02/02/2026 <br> Open-Loan Purpose is Refinance and Creditor did not provide the appropriate Right to Cancel Form xxx (New creditor with H-9 form type). - Due Diligence Vendor-01/29/2026 |  | Resolved-Correct Right to Cancel Form xxx was used or Not Applicable (Loan Purpose is Refinance and Same Creditor or Lender Affiliate Refinance is No) --Received correct executed NORTC - Due Diligence Vendor-02/06/2026 | Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 40.63% Is Below The Guideline Maximum Of 75% By Ten Percent (10%) Or More<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 32.68% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 25.00 Years<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 90.07 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br>Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 15.00 Years<br>Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 5.88 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7345284 |
| 4000112714 |  | D A | Closed | FPRO1242 | 2026-01-28 15:43 | 2026-02-11 08:40 | Resolved | 1 - Information D A | Property | Missing Doc - Appraisal | Appraisal is Missing | Resolved-Appraisal has been provided - Due Diligence Vendor-02/07/2026 <br>Resolved- - Due Diligence Vendor-02/07/2026 <br>Ready for Review-appraisal - Due Diligence Vendor-02/06/2026 <br>Open-Appraisal is Missing Missing appraisal with including 1007 form. - Due Diligence Vendor-01/28/2026 |  | Resolved-Appraisal has been provided - Due Diligence Vendor-02/07/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 113.93 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 7338593 |
| 4000112714 |  | D A | Closed | FPRO1136 | 2026-02-07 08:18 | 2026-02-11 08:40 | Resolved | 1 - Information C A | Property | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Resolved-Primary Value for Subject Property Appraisal is completed on an As-Is Basis, the 1004D Completion Report is fully present, or Not Applicable - Due Diligence Vendor-02/11/2026 <br>Ready for Review-1004d - Due Diligence Vendor-02/10/2026 <br>Open-Primary Value Subject Property Appraisal is not on an As-Is Basis and Completion Report (1004D) is not fully Present - Due Diligence Vendor-02/07/2026 |  | Resolved-Primary Value for Subject Property Appraisal is completed on an As-Is Basis, the 1004D Completion Report is fully present, or Not Applicable - Due Diligence Vendor-02/11/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 113.93 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 7503162 |
| 4000112714 |  | D A | Closed | FCRE1182 | 2026-01-28 15:59 | 2026-02-07 08:27 | Resolved | 1 - Information B A | Credit | Missing Doc - Approval Info | Underwriting Summary Not Provided | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-02/07/2026 <br>Ready for Review-final loan approval - Due Diligence Vendor-02/06/2026 <br>Open-1008/Underwriting Summary Not Provided - Due Diligence Vendor-01/28/2026 |  | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-02/07/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 113.93 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 7338901 |
| 4000112714 |  | D A | Closed | FCRE1258 | 2026-01-28 15:59 | 2026-02-07 08:27 | Resolved | 1 - Information D A | Credit | Missing Doc - Approval Info | Collateral Underwriter Missing | Resolved-Collateral Underwriter Provided or Not Applicable - Due Diligence Vendor-02/07/2026 <br> Ready for Review-xxx - Due Diligence Vendor-02/06/2026 <br> Open-Please verify Collateral Underwriter Score Provided is actually Missing. Missing CU/LCA with score of 2.5 or less. - Due Diligence Vendor-01/28/2026 |  | Resolved-Collateral Underwriter Provided or Not Applicable - Due Diligence Vendor-02/07/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 113.93 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 7338904 |
| 4000112714 |  | D A | Closed | FCOM1544 | 2026-01-28 15:34 | 2026-02-07 08:22 | Resolved | 1 - Information D A | Compliance | Missing Doc - CD | TRID: Missing Final Closing Disclosure | Resolved-TRID: Final Closing Disclosure or Final Settlement Statement Provided - Due Diligence Vendor-02/07/2026 <br>Ready for Review-final settlement statement - Due Diligence Vendor-02/06/2026 <br>Open-Missing Final Closing Disclosure or Final Settlement Statement - Due Diligence Vendor-01/28/2026 |  | Resolved-TRID: Final Closing Disclosure or Final Settlement Statement Provided - Due Diligence Vendor-02/07/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 113.93 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 7338427 |
| 4000111605 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000110997 |  | D A | Closed | FCRE1201 | 2026-01-28 07:43 | 2026-02-02 13:14 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-02/02/2026 <br>Ready for Review-Hello, please see attached, thank you - Due Diligence Vendor-01/30/2026 <br>Open-Missing Third Party Fraud Report in file - Due Diligence Vendor-01/28/2026 |  | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-02/02/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 111.52 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 29.83 Years<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 48.98% Is Below The Guideline Maximum Of 70% By Ten Percent (10%) Or More |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 7326277 |
| 4000111609 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000111618 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000111546 |  | D A | Closed | FCRE1159 | 2026-01-30 15:33 | 2026-02-02 13:50 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Disbursement Date | Resolved-Hazard Insurance Effective Date of xxx is prior to or equal to the Disbursement Date of xxx Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Please see attached loan was funded on xxx - Due Diligence Vendor-01/30/2026 <br> Open-Hazard Insurance Effective Date of xxx is after the Disbursement Date of xxx - Due Diligence Vendor-01/30/2026 |  | Resolved-Hazard Insurance Effective Date of xxx is prior to or equal to the Disbursement Date of xxx Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-02/02/2026 | Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 5.50 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 19.29 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 61.57% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7381844 |
| 4000111546 |  | D A | Closed | FCRE1467 | 2026-01-30 16:05 | 2026-02-02 13:50 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 1 Missing | Resolved-Gift Letter provided - Due Diligence Vendor-02/02/2026 <br> Ready for Review-Please see attached - Due Diligence Vendor-01/30/2026 <br> Open-Missing gift letter from relative for xxx deposit to final CD and receipt xxx- Due Diligence Vendor-01/30/2026 <br> Open-Missing gift letter from relative for xxx deposit to final CD and receipt xxx - Due Diligence Vendor-01/30/2026 |  | Resolved-Gift Letter provided - Due Diligence Vendor-02/02/2026<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 5.50 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 19.29 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 61.57% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7382238 |
| 4000109351 |  | C A | Closed | FCOM1291 | 2026-02-02 06:19 | 2026-02-05 08:48 | Resolved | 1 - Information C A | Compliance | Right to Rescind | Creditor did not provide the appropriate Right to Cancel Form Model (same creditor with H-8 form type). | Resolved-executed H9 forms signed at consummation, has been provided, thank you - Due Diligence Vendor-02/05/2026 <br>Ready for Review-Please find attached NRTC H-9 Form with borrower signed. - Due Diligence Vendor-02/05/2026 <br>Open-Loan Purpose is Refinance and Creditor did not provide the appropriate Right to Cancel Form Model (Same Creditor with H-8 form type). \*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*Documentation provided includes an H8 Right to Cancel form. Lender has been identified as either the current lender or the recorded original lender. The correct form should be an H9 - Due Diligence Vendor-02/02/2026 |  | Resolved-executed H9 forms signed at consummation, has been provided, thank you - Due Diligence Vendor-02/05/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 69.59% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 29.42% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 20 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7392837 |
| 4000109351 |  | C A | Closed | FCRE7000 | 2026-01-29 01:32 | 2026-02-04 13:50 | Resolved | 1 - Information C A | Credit | Assets | Insufficient Total Liquid Assets Available for Close | Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Please see attached documents. Thank you. - Due Diligence Vendor-02/04/2026 <br> Open-Total Liquid Assets Available for Close of xxx is less than Total Cash to Close xxx. Cash to close reflects Cash From Borrower of xxx on final CD . However Documents are not available in file. - Due Diligence Vendor-01/29/2026 |  | Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-02/04/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 69.59% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 29.42% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 20 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7344114 |
| 4000109351 |  | C A | Closed | finding-47 | 2026-01-29 07:40 | 2026-02-03 14:05 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-\*\*Received PCCD - Due Diligence Vendor-02/03/2026 <br> Ready for Review-Please see attached file. Thank you. - Due Diligence Vendor-02/03/2026 <br> Open- - Due Diligence Vendor-02/02/2026 <br> Open-This loan failed the TILA right of rescission test.Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. \*\*\*\*\*\*\* Borrower executed documents on xxx_.Please provide Post Consummation Closing Disclosure funding after Rescission period. - Due Diligence Vendor-02/02/2026 <br> Open- - Due Diligence Vendor-01/31/2026 <br> Open- - Due Diligence Vendor-01/29/2026 <br> Open- - Due Diligence Vendor-01/29/2026 <br> Open- - Due Diligence Vendor-01/29/2026 |  | Resolved-\*\*Received PCCD - Due Diligence Vendor-02/03/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 69.59% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 29.42% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 20 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7346832 |
| 4000108771 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000110379 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000111725 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000111619 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000110915 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000110724 |  | D A | Closed | FCRE1161 | 2026-01-29 14:39 | 2026-02-04 07:05 | Resolved | 1 - Information D A | Credit | Missing Doc - Insurance | Flood Certificate Missing | Resolved-Flood Certificate is fully present - Due Diligence Vendor-02/04/2026 <br>Ready for Review-Please see attached. - Due Diligence Vendor-02/02/2026 <br>Open-Missing Flood Certificate - Due Diligence Vendor-01/29/2026 |  | Resolved-Flood Certificate is fully present - Due Diligence Vendor-02/04/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.04<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 54.6% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 39.99% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 18.00 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7357694 |
| 4000110724 |  | D A | Closed | FCRE1168 | 2026-01-29 14:39 | 2026-02-04 07:05 | Resolved | 1 - Information C A | Credit | Insurance | Inadequate Hazard Insurance Coverage - Amount of coverage is less than primary lien amount and/or the Replacement Cost Estimator Value Provided by the Insurer | Resolved-Hazard Insurance Coverage Amount of xxx is equal to or greater than the Subject Lien or replacement cost value of xxx- Due Diligence Vendor-02/04/2026 <br> Ready for Review-Reviewed hazard insurance declarations. Coverage A is xxx, which exceeds the RCE amount of xxx. - Due Diligence Vendor-02/02/2026 <br> Open-Inadequate Hazard Insurance Coverage and Replacement Cost Estimator was Provided - Hazard Insurance Coverage in the amount of xxx is less than the minimum required coverage amount of xxx - Due Diligence Vendor-01/29/2026 |  | Resolved-Hazard Insurance Coverage Amount of xxx is equal to or greater than the Subject Lien or replacement cost value of xxx - Due Diligence Vendor-02/04/2026 | Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.04<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 54.6% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 39.99% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 18.00 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7357695 |
| 4000110724 |  | D A | Closed | FCOM1231 | 2026-01-29 14:16 | 2026-02-04 07:00 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Initial 1003 is Missing | Resolved-The Initial 1003 is Present - Due Diligence Vendor-02/04/2026 <br>Ready for Review-Please see attached. - Due Diligence Vendor-02/02/2026 <br>Open-The Initial 1003 is Missing - Due Diligence Vendor-01/29/2026 |  | Resolved-The Initial 1003 is Present - Due Diligence Vendor-02/04/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.04<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 54.6% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 39.99% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 18.00 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7357265 |
| 4000111610 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000110353 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000109283 |  | D A | Closed | FCRE1157 | 2026-01-31 13:26 | 2026-02-04 12:40 | Resolved | 1 - Information D A | Credit | Missing Doc - Insurance | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-02/04/2026 <br>Ready for Review-Hello, please see attached, thank you - Due Diligence Vendor-02/03/2026 <br>Open-Missing Hazard Insurance Policy Provide missing Hazard Insurance Policy for the subject property- HO3 document on page 251 in file is a quote. - Due Diligence Vendor-01/31/2026 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-02/04/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 32.85% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 15 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.05 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7387877 |
| 4000110718 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000111183 |  | D A | Closed | FCOM1262 | 2026-01-29 09:21 | 2026-02-10 11:57 | Resolved | 1 - Information D A | Compliance | Missing Doc - ROR | Right of Rescission is Missing | Resolved-\*\*Received NORTC and PCCD - Due Diligence Vendor-02/10/2026 <br> Ready for Review-The correct disbursement date is xxx as reflected on the Post CD. Please see the attached Post CD for your review. Thank you. - Due Diligence Vendor-02/09/2026 <br> Counter-H9 ROR forms executed by borrower & NBS, provided, resulting in additional findings. The Right to Cancel(s) indicate an expiration date of xxx, which is the same date as Disbursement. - Due Diligence Vendor-02/09/2026 <br> Ready for Review-Please see attached file. Thank you. - Due Diligence Vendor-02/04/2026 <br> Open-Right of Rescission is Missing - Due Diligence Vendor-01/29/2026 |  | Resolved-\*\*Received NORTC and PCCD - Due Diligence Vendor-02/10/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 57.92% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 38.57% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 30 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 28.07 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7348727 |
| 4000110386 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000113286 |  | D A | Closed | FCRE1182 | 2026-01-30 12:37 | 2026-02-03 14:47 | Resolved | 1 - Information B A | Credit | Missing Doc - Approval Info | Underwriting Summary Not Provided | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-02/03/2026 <br>Ready for Review-underwriting summary - Due Diligence Vendor-02/02/2026 <br>Open-1008/Underwriting Summary Not Provided - Due Diligence Vendor-01/30/2026 |  | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-02/03/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 8.9 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 13.98 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 7378665 |
| 4000113286 |  | D A | Closed | FCRE1258 | 2026-01-30 12:37 | 2026-02-03 14:47 | Resolved | 1 - Information D A | Credit | Missing Doc - Approval Info | Collateral Underwriter Missing | Resolved-Collateral Underwriter Provided or Not Applicable - Due Diligence Vendor-02/03/2026 <br> Ready for Review-xxx - Due Diligence Vendor-02/02/2026 <br> Open-Please verify Collateral Underwriter Score Provided is actually Missing. - Due Diligence Vendor-01/30/2026 |  | Resolved-Collateral Underwriter Provided or Not Applicable - Due Diligence Vendor-02/03/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 8.9 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 13.98 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 7378668 |
| 4000113286 |  | D A | Closed | FPRO1242 | 2026-01-30 10:24 | 2026-02-03 14:46 | Resolved | 1 - Information D A | Property | Missing Doc - Appraisal | Appraisal is Missing | Resolved-Appraisal has been provided - Due Diligence Vendor-02/03/2026 <br>Ready for Review-appraisal and 1004d - Due Diligence Vendor-02/02/2026 <br>Open-Appraisal is Missing - Due Diligence Vendor-01/30/2026 |  | Resolved-Appraisal has been provided - Due Diligence Vendor-02/03/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 8.9 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 13.98 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 7374063 |
| 4000111091 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000111430 |  | D A | Closed | FCRE1326 | 2026-01-30 10:54 | 2026-02-04 12:44 | Resolved | 1 - Information D A | Credit | Missing Doc - Income | Borrower 1 YTD Profit & Loss Missing | Resolved-Borrower 1 YTD Profit & Loss Resolved - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. - Seller-02/03/2026 <br> Open-Borrower 1 YTD Profit & Loss Missing, (Borrower is self-employed under xxx; however, the required P&L documentation is missing from the file.) - Due Diligence Vendor-01/30/2026 | Ready for Review-Document Uploaded. - Seller-02/03/2026<br>| Resolved-Borrower 1 YTD Profit & Loss Resolved - Due Diligence Vendor-02/04/2026<br>| Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 59.66% Is Below The Guideline Maximum Of 75% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 31.05% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 6.00 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 5.05 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.14<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points |  | PROFIT & LOSS STATEMENTS.pdf | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7375063 |
| 4000111005 |  | D A | Closed | FCRE7347 | 2026-01-30 01:03 | 2026-02-06 11:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lease Agreement | Resolved-Lease agreement provided. - Due Diligence Vendor-02/06/2026 <br> Ready for Review-Hello team, please see attached the lease agreement. this is DSCR Refinance and the appraisal 1007 indicates current rent xxx which is not different from lease agreement. - Due Diligence Vendor-02/05/2026 <br> Counter-Document Uploaded. Per Guidelines: B. DSCR Ratio Calculation: 2. Refinance Transactions a. Gross monthly rent is determined by the lower of Form 1007/1025 and lease agreement. If lease agreement is higher, proof of most recent month of receipt is required to use the higher amount. The Appraisal states Tenant Occupied. Lease agreement is needed for DSCR calculations. <br> - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Hello Team, This is DSCR and we used appraisal rent to qualify and the 1007 shows the rental income is xxx. Please review and waive condition. Thank you - Due Diligence Vendor-02/03/2026 <br> Open-In Appraisal Showing Tenant Occupied However Lease Agreement Missing for Subject property. - Due Diligence Vendor-01/30/2026 |  | Resolved-Lease agreement provided. - Due Diligence Vendor-02/06/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 68.52 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 7364615 |
| 4000110362 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000112146 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000108664 |  | D A | Closed | FCRE1201 | 2026-01-30 00:22 | 2026-02-04 10:02 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-02/04/2026 <br>Ready for Review-Please see attached. - Due Diligence Vendor-02/02/2026 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-01/30/2026 |  | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-02/04/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 71.52% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 47.94% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10.50 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.16 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7364312 |
| 4000110719 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000111240 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000112108 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000108514 |  | C A | Closed | FCRE1198 | 2026-01-30 01:28 | 2026-02-04 08:09 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of 8.09 are greater than or equal to Guideline Required Reserves of 6 - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Borrower got a cash back of xxx at closing which gives more than 6 months in reserves. Please see attached PCCD. - Due Diligence Vendor-02/02/2026 <br> Open-Audited Reserves of 5.88 are less than Guideline Required Reserves of 6 Verified assets in file. - Due Diligence Vendor-02/02/2026 |  | Resolved-Audited Reserves of 8.09 are greater than or equal to Guideline Required Reserves of 6 - Due Diligence Vendor-02/04/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.04<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 22.69% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 23.85 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 23.86 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7364784 |
| 4000108514 |  | C A | Closed | finding-3617 | 2026-02-02 14:15 | 2026-02-03 09:56 | Resolved | 1 - Information C A | Compliance | TRID | TRID Initial Closing Disclosure Date and Funding Date Validation Test | Resolved-\*\*\*Received PCCD - Due Diligence Vendor-02/03/2026 <br> Resolved- - Due Diligence Vendor-02/03/2026 <br> Ready for Review-Please find attached Post Consummation CD which was also in the legal package. - Due Diligence Vendor-02/02/2026 <br> Open-This loan failed the TRID closing disclosure date and funding date validation test.This loan contains a closing disclosure receipt date (or closing disclosure delivery date if receipt date was not provided) that is after the funding date. Please review the loan data to ensure the dates are in the correct fields. \*\*\*\*\*\*\* Borrower executed documents on xxx, after Final Closing Disclosure Disbursement date of xxx. Please provide Post Consummation Closing Disclosure with actual disbursement date. - Due Diligence Vendor-02/02/2026 <br> Open- - Due Diligence Vendor-02/02/2026 |  | Resolved-\*\*\*Received PCCD - Due Diligence Vendor-02/03/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.04<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 22.69% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 23.85 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 23.86 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7403675 |
| 4000109362 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000112856 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000108307 |  | B A | Closed | FCRE1182 | 2026-01-30 04:55 | 2026-02-05 12:40 | Resolved | 1 - Information B A | Credit | Missing Doc - Approval Info | Underwriting Summary Not Provided | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-02/05/2026 <br>Ready for Review-1008 - Due Diligence Vendor-02/04/2026 <br>Open-1008/Underwriting Summary Not Provided - Due Diligence Vendor-01/30/2026 |  | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-02/05/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 60% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 7.67 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 73.18 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7366095 |
| 4000107367 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000108946 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000111239 |  | D A C | Closed | FCRE1467 | 2026-02-01 23:16 | 2026-02-04 13:58 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 1 Missing | Resolved-Asset 1 Provided - Due Diligence Vendor-02/04/2026 <br>Ready for Review-Hello, please see attached, thank you - Due Diligence Vendor-02/03/2026 <br>Open-Asset 1 Missing Gift Letter wire transfer is missing in the loan file - Due Diligence Vendor-02/02/2026 |  | Resolved-Asset 1 Provided - Due Diligence Vendor-02/04/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 44.13% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 13.00 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.05 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7391046 |
| 4000111239 |  | D A C | Closed | finding-47 | 2026-02-02 05:52 | 2026-02-04 08:32 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-PCCD received, data entered, no additional compliance findings. - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Hello Team, please see attached the Post Consummation CD and Final SS showing the loan disbursement on xxx. Thank you - Due Diligence Vendor-02/03/2026 <br> Open-This loan failed the TILA right of rescission test.Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. \*\*\*\*\*\*\* Borrower executed documents on xxx. Please Provide Post Consummation Closing Disclosure funding after Rescission period. - Due Diligence Vendor-02/03/2026 <br> Open- - Due Diligence Vendor-02/03/2026 <br> Open- - Due Diligence Vendor-02/03/2026 <br> Open- - Due Diligence Vendor-02/02/2026 <br> Open- - Due Diligence Vendor-02/02/2026 |  | Resolved-PCCD received, data entered, no additional compliance findings. - Due Diligence Vendor-02/04/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 44.13% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 13.00 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.05 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7392671 |
| 4000112498 |  | C A | Closed | FCRE1159 | 2026-02-02 06:51 | 2026-02-04 14:33 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Disbursement Date | Resolved-PCCD provided with a disbursement date of xxx - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Hello team, please see attached the Post Consummation CD and Final SS showing the loan disbursement date on xxx. Thank you - Due Diligence Vendor-02/03/2026 <br> Open-Hazard Insurance Effective Date of xxx is after the Disbursement Date of xxx Updated As Per Latest Insurance Document. - Due Diligence Vendor-02/02/2026 |  | Resolved-PCCD provided with a disbursement date of xxx - Due Diligence Vendor-02/04/2026 | Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 54.39% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 49.96% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 9.00 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.07 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7393111 |
| 4000112498 |  | C A | Closed | FCRE1178 | 2026-02-02 06:51 | 2026-02-04 14:33 | Resolved | 1 - Information C A | Credit | Insurance | Other Property Insurance Policy Effective Date is after the Note Date | Resolved-PCCD provided with a disbursement date of xxx - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Hello Team, other insurance properties go with impound. Please waive this condition. Thank you - Due Diligence Vendor-02/03/2026 <br> Open-Other Property Insurance Policy Effective Date of xxx is after the Note Date of xxx Updated As Per Latest Insurance Document. - Due Diligence Vendor-02/02/2026 |  | Resolved-PCCD provided with a disbursement date of xxx - Due Diligence Vendor-02/04/2026 | Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 54.39% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 49.96% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 9.00 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.07 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7393110 |
| 4000112498 |  | C A | Closed | finding-3712 | 2026-02-04 14:30 | 2026-02-04 14:30 | Resolved | 1 - Information C A | Compliance | State Reg | CA Per Diem Interest Amount Test | Resolved-\*\*Received PCCD. - Due Diligence Vendor-02/04/2026 |  | Resolved-\*\*Received PCCD. - Due Diligence Vendor-02/04/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 54.39% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 49.96% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 9.00 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.07 |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7446562 |
| 4000112498 |  | C A | Closed | FCRE1193 | 2026-02-03 10:37 | 2026-02-04 13:44 | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Resolved-updated 1008 with Audited DTI provided. - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Hello Team, please see attached updated 1003 and 1008 for this file. Thank you - Due Diligence Vendor-02/03/2026 <br> Open-DTI Variation (audit 49.96% vs lender 39.03%) Due to Lender Considered Low Payment from Mortgage Acct of REO Property. Both Credit Report and Mortgage Statements is showing Same Payment xxx. - Due Diligence Vendor-02/03/2026 |  | Resolved-updated 1008 with Audited DTI provided. - Due Diligence Vendor-02/04/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 54.39% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 49.96% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 9.00 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.07 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7418137 |
| 4000112897 |  | C A | Closed | finding-47 | 2026-02-02 15:53 | 2026-02-04 09:09 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-PCCD received, data entered, no additional compliance findings. - Due Diligence Vendor-02/04/2026 <br> Ready for Review-See Final Settlement Statement and PCCD - Due Diligence Vendor-02/04/2026 <br> Open-This loan failed the TILA right of rescission test.Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. The Final CD shows a funding date of xxx - which is prior to the conclusion of borrower(s) 3 day rescission period. Lender to provide confirmation of accurate funding/disbursement date. - Due Diligence Vendor-02/03/2026 <br> Open- - Due Diligence Vendor-02/03/2026 <br> Open- - Due Diligence Vendor-02/03/2026 <br> Open- - Due Diligence Vendor-02/02/2026 |  | Resolved-PCCD received, data entered, no additional compliance findings. - Due Diligence Vendor-02/04/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 69.18 Are Greater Than The Guideline Minimum Of 18 By Six (6) Or More Months<br> Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 19.08 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 8.99 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.09<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 58.25% Is Below The Guideline Maximum Of 75% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 38.18% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7405311 |
| 4000111598 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000111152 |  | C A | Closed | finding-3712 | 2026-02-02 05:58 | 2026-02-05 08:58 | Resolved | 1 - Information C A | Compliance | State Reg | CA Per Diem Interest Amount Test | Resolved-PCCD received, data entered, no additional compliance findings. Thank you - Due Diligence Vendor-02/05/2026 <br> Ready for Review-Please find POST CD, Certified FSS. Disbursement date is to be updated. - Due Diligence Vendor-02/05/2026 <br> Open-This loan failed the per diem interest amount test. (xxx Bus. Prof. Code §2948.5)The per diem interest amount charged on the loan (xxx) exceeds the per diem interest charge or credit threshold (xxx).PLEASE NOTE: An additional $1 buffer was included in the per diem interest charge or credit threshold displayed above based on the client preferences configured on the per diem interest settings page. \*\*\*\* Please provide the California Per Diem Disclosure for review - Due Diligence Vendor-02/03/2026 <br> Open- - Due Diligence Vendor-02/03/2026 <br> Open- - Due Diligence Vendor-02/02/2026 |  | Resolved-PCCD received, data entered, no additional compliance findings. Thank you - Due Diligence Vendor-02/05/2026<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 33.01% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 20.00 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 5.32 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.0<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 59.99% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7392722 |
| 4000111152 |  | C A | Closed | finding-47 | 2026-02-02 05:58 | 2026-02-05 08:58 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-PCCD received, data entered, no additional compliance findings. Thank you - Due Diligence Vendor-02/05/2026 <br> Ready for Review-Please find POST CD, Certified FSS. Disbursement date is to be updated. - Due Diligence Vendor-02/05/2026 <br> Open-This loan failed the TILA right of rescission test.Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. \*\*\*The Final CD shows a funding date of xxx - which is prior to the conclusion of borrower(s) 3 day rescission period. Lender to provide confirmation of accurate funding/disbursement date. - Due Diligence Vendor-02/03/2026 <br> Open- - Due Diligence Vendor-02/03/2026 <br> Open- - Due Diligence Vendor-02/02/2026 |  | Resolved-PCCD received, data entered, no additional compliance findings. Thank you - Due Diligence Vendor-02/05/2026<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 33.01% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 20.00 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 5.32 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.0<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 59.99% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7392721 |
| 4000111152 |  | C A | Closed | FCOM7353 | 2026-02-02 05:03 | 2026-02-05 08:54 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Clarification of Application Date | Resolved-Lender confirmation of xxx application date. has been provided. Thank you - Due Diligence Vendor-02/05/2026 <br> Ready for Review-Please find snip from our system log regarding application date. Please waive. - Due Diligence Vendor-02/05/2026 <br> Open-Need clarification Application date xxx. - Due Diligence Vendor-02/02/2026 |  | Resolved-Lender confirmation of xxx application date. has been provided. Thank you - Due Diligence Vendor-02/05/2026 | Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 33.01% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 20.00 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 5.32 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.0<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 59.99% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7392362 |
| 4000111069 |  | C A | Closed | FCOM7353 | 2026-02-03 11:21 | 2026-02-19 10:02 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Clarification of Application Date | Resolved-Lender provided LOS snip as verification of xxx application date - Due Diligence Vendor-02/19/2026 <br> Ready for Review-Please see attached file. Thank you. - Due Diligence Vendor-02/19/2026 <br> Open-\*\*\*\*\*\*\*"Clarification of application date" comment: Documentation provided does not include confirmation of the borrowers application date. (LO signature date is only the date the LO acknowledged the URLA, not the date the lender received the 6 pieces of information required to trigger the application timing) A Compliance report cannot be processed until the requested material document(s) are received, which may result in additional Findings. Thank you - Due Diligence Vendor-02/03/2026 |  | Resolved-Lender provided LOS snip as verification of xxx application date - Due Diligence Vendor-02/19/2026 | Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 60% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 43.85% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 15.92 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br>Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 30.63 Years<br>Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 30.64 Years<br>Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.12 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7420355 |
| 4000111069 |  | C A | Closed | FCOM1292 | 2026-02-03 01:44 | 2026-02-05 07:57 | Resolved | 1 - Information C A | Compliance | Right to Rescind | Creditor did not provide the appropriate Right to Cancel Form Model (new creditor with H-9 form type) | Resolved-executed H8 forms signed at consummation have been provided, thank you - Due Diligence Vendor-02/05/2026 <br> Ready for Review-Hello, Borrowers signed the H8 Form at loan doc signing, but it was not included in the closing package by error. Here's H8 Form. Thank you, - Due Diligence Vendor-02/05/2026 <br> Open-Loan Purpose is Refinance and Creditor did not provide the appropriate Right to Cancel Form xxx (New creditor with H-9 form type).\*\*\*\*\*\* Documentation provided includes an H9 Right to Cancel form. Lender has NOT been identified as either the current lender or the recorded original lender. The correct form should be an H8 - Due Diligence Vendor-02/03/2026 |  | Resolved-executed H8 forms signed at consummation have been provided, thank you - Due Diligence Vendor-02/05/2026<br>| Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 60% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 43.85% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 15.92 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br>Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 30.63 Years<br>Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 30.64 Years<br>Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.12 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7410396 |
| 4000110506 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000111143 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000113925 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000108826 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000113918 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000110955 |  | C B A | Closed | FCOM1291 | 2026-02-03 11:05 | 2026-02-20 07:40 | Cured | 2 - Non-Material C B | Compliance | Right to Rescind | Creditor did not provide the appropriate Right to Cancel Form Model (same creditor with H-8 form type). | Cured-Correct ROR form type executed post-consummation, has been provided - Due Diligence Vendor-02/20/2026 <br> Ready for Review-Kindly see attached. - Due Diligence Vendor-02/19/2026 <br> Counter-It appears lender had borrower execute a new and correct NORTC form. The new document has a printed date on the execution date. Lender to provide a copy of document package sent to the borrower such as an LOE and proof of delivery to support receipt by the borrower. - Due Diligence Vendor-02/13/2026 <br> Ready for Review-Kindly see attached. Thank you. - Due Diligence Vendor-02/12/2026 <br> Counter-xxx is the original Creditor as defined in Regulation Z. The correct form is H9. - Due Diligence Vendor-02/05/2026 <br> Ready for Review-Our company stopped being the original creditor once we sold the loan (existing loan that's being paid off). Which means - a later refinance with our company is not a same-creditor refinance → use H-8, not H-9. - Due Diligence Vendor-02/04/2026 <br> Counter-When a Lender is either the current lender/servicer or the recorded original lender. The correct form should be an H9. Please consult your internal compliance leadership. - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Please be advised,,,<br>The previous mtg. loan that got paid off with the subject loan was in fact funded by our company originally. However, this loan was sold to an investor (we did not retain the servicing) and the servicing was transferred to xxx (refer to the payoff demand in the file). Because our company sold this loan, we are no longer the creditor. Therefore, the new refinance is NOT a same-creditor refinance. H-8 was the correct form to use. Please remove this condition. - Due Diligence Vendor-02/03/2026 <br> Open-Loan Purpose is Refinance and Creditor did not provide the appropriate Right to Cancel Form xxx (Same Creditor with H-8 form type). \*\*\*\*\*\* Documentation provided includes an H8 Right to Cancel form. Lender has been identified as either the current lender or the recorded original lender. The correct form should be an H9 - Due Diligence Vendor-02/03/2026 |  | Cured-Correct ROR form type executed post-consummation, has been provided - Due Diligence Vendor-02/20/2026<br>| Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 44.83% Is Below The Guideline Maximum Of 70% By Ten Percent (10%) Or More<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 26.59% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 26.08 Years<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 41.04 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br>Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 20.16 Years<br>Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 13.08 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7419299 |
| 4000113922 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000112038 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Second Home | Purchase | NA |  |  |  |
| 4000111281 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000113924 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000111095 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000111615 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000110733 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000110673 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000112414 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000112415 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000112413 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000112418 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000112412 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000112500 |  | C A | Closed | FCRE1176 | 2026-02-02 03:48 | 2026-02-06 16:17 | Resolved | 1 - Information C A | Credit | Insurance | HO6 Insurance Policy Effective Date is after the Note Date | Resolved-PCCD provided disbursement date xxx - Due Diligence Vendor-02/06/2026 <br> Ready for Review-Hello Team, please see attached the Post Consummation CD, Final SS and Hazard insurance showing the loan disbursement on xxx. Thank you - Due Diligence Vendor-02/05/2026 <br> Counter-No documents attached, Please re-upload - Due Diligence Vendor-02/05/2026 <br> Ready for Review-Hello Team, please see attached the Post Consummation CD and Final SS showing the loan disbursement date on xxx. Thank you - Due Diligence Vendor-02/04/2026 <br> Open-HO-6 Insurance Policy Effective Date of xxx is after the Note Date of xxx - Due Diligence Vendor-02/02/2026 |  | Resolved-PCCD provided disbursement date xxx - Due Diligence Vendor-02/06/2026 | Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 75% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 47.29% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7392025 |
| 4000112500 |  | C A | Closed | FCOM7353 | 2026-02-03 16:08 | 2026-02-06 10:49 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Clarification of Application Date | Resolved-Received explanation<br> - Due Diligence Vendor-02/06/2026 <br> Ready for Review-Application came in on xxx. However, all 6 pieces of information was not received until xxx. So the initial disclosures and Loan Estimate was sent out on xxx. - Due Diligence Vendor-02/05/2026 <br> Ready for Review-Application came in on xxx. However, all 6 pieces of information was not received until xxx. So the initial disclosures and Loan Estimate was sent out on xxx. - Due Diligence Vendor-02/05/2026 <br> Counter-\*TPR testing on application date of xxx. However, Loan Detail Report indicates the application date of xxx. Comment below does not address the reason there are documents within the loan package showing a application date of xxx. Please advise. - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Hello Team, please advise for this condition, the application is xxx and borrower sign the initial disclosure on xxx. Thank you - Due Diligence Vendor-02/03/2026 <br> Open-\*\*\*\*\*\*\*\*\*\*\*\*\*\*Documentation provided contains conflicting information regarding the Application Date. Please provide the date the lender received the 6 pieces of information required to trigger the application timing. A Compliance report cannot be processed until the requested material document(s) are received, which may result in additional Findings. Thank you - Due Diligence Vendor-02/03/2026 |  | Resolved-Received explanation<br> - Due Diligence Vendor-02/06/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 75% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 47.29% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0 |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7425868 |
| 4000108539 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000110811 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000110387 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000113535 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000112207 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000111306 |  | D A | Closed | FCRE5782 | 2026-02-03 00:20 | 2026-02-04 13:32 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-02/04/2026 <br>Ready for Review-Please see attached. - Due Diligence Vendor-02/03/2026 <br>Open-Borrower 1 Gap Credit Report is Missing - Due Diligence Vendor-02/03/2026 |  | Resolved-Borrower 1 Gap Credit Report is not missing. - Due Diligence Vendor-02/04/2026<br>| Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 57.58% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 26.00 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 33.68% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 17.33 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 17.00 Years | Borrower 1 Gap Credit Report is Missing | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7410010 |
| 4000111608 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000111303 |  | D A | Closed | FCRE1173 | 2026-02-03 06:27 | 2026-02-05 12:43 | Resolved | 1 - Information D A | Credit | Missing Doc - Insurance | HO6 Master Insurance Policy is Missing | Resolved-HO-6 Master Insurance Policy is fully present - Due Diligence Vendor-02/05/2026 <br>Ready for Review-Subject property is a detached condo treated as SFR. HOA does not maintain a master hazard policy for the dwelling. Borrower HO policy is acceptable; HOA named insured not required. - Due Diligence Vendor-02/04/2026 <br>Open-Missing HO-6 Master Insurance Policy doc missing in file - Due Diligence Vendor-02/03/2026 |  | Resolved-HO-6 Master Insurance Policy is fully present - Due Diligence Vendor-02/05/2026<br>| Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 13.76 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 48.24 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.08<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 15.00 Years<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 69.01% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7411956 |
| 4000110999 |  | C A | Closed | finding-47 | 2026-02-03 07:01 | 2026-02-05 08:35 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-PCCD funding after ROR expiration and balanced to final title figures received, data entered, no additional compliance findings. - Due Diligence Vendor-02/05/2026 <br> Resolved- - Due Diligence Vendor-02/05/2026 <br> Ready for Review-Hello Team, please see attached the Post Consummation CD and Final SS showing the loan disbursement on xxx. Thank you - Due Diligence Vendor-02/04/2026 <br> Open-This loan failed the TILA right of rescission test.Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. \*\*\*\*\*\*\* Borrower executed documents on xxx.Please provide Post Consummation Closing Disclosure funding after Rescission period. - Due Diligence Vendor-02/03/2026 <br> Open- - Due Diligence Vendor-02/04/2026 <br> Open- - Due Diligence Vendor-02/04/2026 <br> Open- - Due Diligence Vendor-02/03/2026 |  | Resolved-PCCD funding after ROR expiration and balanced to final title figures received, data entered, no additional compliance findings. - Due Diligence Vendor-02/05/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.11<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 10.56% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 19.55 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 41.34% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 19.55 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7412289 |
| 4000110999 |  | C A | Closed | finding-3631 | 2026-02-03 07:01 | 2026-02-05 08:35 | Resolved | 1 - Information C A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved-PCCD funding after ROR expiration and balanced to final title figures received, data entered, no additional compliance findings. - Due Diligence Vendor-02/05/2026 <br> Resolved- - Due Diligence Vendor-02/05/2026 <br> Ready for Review-Hello Team, please see attached the Post Consummation CD and Final SS showing the Section C is only xxx and it's lower than the one we disclosed on ILE with amount xxx. Please waive this condition. Thank you - Due Diligence Vendor-02/04/2026 <br> Open-\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*The recording and creditor list charges disclosed to the borrower in the Initial Loan Estimate (excluding charges paid to Lender Affiliate), are xxx establishing a 10% baseline of xxx. Final Closing Disclosure charges to borrower xxx. 10% tolerance cure in the amount of xxx is required \*Subject to PCCD balanced to titles final figures / xxx net state. Please provide PCCD to determine the exact amount of violation, if any. Thank you - Due Diligence Vendor-02/04/2026 <br> Open- - Due Diligence Vendor-02/04/2026 <br> Open- - Due Diligence Vendor-02/04/2026 <br> Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-02/03/2026 <br> Open- - Due Diligence Vendor-02/03/2026 |  | Resolved-PCCD funding after ROR expiration and balanced to final title figures received, data entered, no additional compliance findings. - Due Diligence Vendor-02/05/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.11<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 10.56% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 19.55 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 41.34% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 19.55 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7412290 |
| 4000110999 |  | C A | Closed | finding-3632 | 2026-02-03 07:01 | 2026-02-05 08:35 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Consummation or Reimbursement Date Validation Test | Resolved-PCCD funding after ROR expiration and balanced to final title figures received, data entered, no additional compliance findings. - Due Diligence Vendor-02/05/2026 <br> Resolved- - Due Diligence Vendor-02/05/2026 <br> Ready for Review-Hello Team, please see attached the Post Consummation CD and Final SS showing the Section C is only xxx and it's lower than the one we disclosed on ILE with amount xxx. Please waive this condition. Thank you - Due Diligence Vendor-02/04/2026 <br> Open-\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*The recording and creditor list charges disclosed to the borrower in the Initial Loan Estimate (excluding charges paid to Lender Affiliate), are xxx establishing a 10% baseline of xxx. Final Closing Disclosure charges to borrower xxx. 10% tolerance cure in the amount of xxx is required \*Subject to PCCD balanced to titles final figures / xxx net state. Please provide PCCD to determine the exact amount of violation, if any. Thank you - Due Diligence Vendor-02/04/2026 <br> Open- - Due Diligence Vendor-02/04/2026 <br> Open- - Due Diligence Vendor-02/04/2026 <br> Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-02/03/2026 <br> Open- - Due Diligence Vendor-02/03/2026 |  | Resolved-PCCD funding after ROR expiration and balanced to final title figures received, data entered, no additional compliance findings. - Due Diligence Vendor-02/05/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.11<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 10.56% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 19.55 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 41.34% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 19.55 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7412291 |
| 4000110999 |  | C A | Closed | finding-3635 | 2026-02-03 07:01 | 2026-02-05 08:35 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Charges That In Total Cannot Increase More Than 10% Test | Resolved-PCCD funding after ROR expiration and balanced to final title figures received, data entered, no additional compliance findings. - Due Diligence Vendor-02/05/2026 <br> Resolved- - Due Diligence Vendor-02/05/2026 <br> Ready for Review-Hello Team, please see attached the Post Consummation CD and Final SS showing the Section C is only xxx and it's lower than the one we disclosed on ILE with amount xxx. Please waive this condition. Thank you - Due Diligence Vendor-02/04/2026 <br> Open-\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*The recording and creditor list charges disclosed to the borrower in the Initial Loan Estimate (excluding charges paid to Lender Affiliate), are xxx establishing a 10% baseline of xxx. Final Closing Disclosure charges to borrower xxx. 10% tolerance cure in the amount of xxx is required \*Subject to PCCD balanced to titles final figures / xxx net state. Please provide PCCD to determine the exact amount of violation, if any. Thank you - Due Diligence Vendor-02/04/2026 <br> Open- - Due Diligence Vendor-02/04/2026 <br> Open-This loan failed the charges that in total cannot increase more than 10% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than 10% (xxx) exceed the comparable charges (xxx) by more than 10%. Please see the table that displays the Charges That Cannot Increase More Than 10% for a comparison of the data between the provided disclosures.An estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than 10 percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). \*\*\*\*The recording and creditor list charges disclosed to the borrower in the Initial Loan Estimate, establishing a 10% baseline of xxx. Final charges to borrower xxx. 10% tolerance cure in the amount of xxx is required. Please provide PCCD, LOE, copy of refund check and proof of mailing.<br> - Due Diligence Vendor-02/03/2026 <br> Open- - Due Diligence Vendor-02/04/2026 <br> Open- - Due Diligence Vendor-02/03/2026 |  | Resolved-PCCD funding after ROR expiration and balanced to final title figures received, data entered, no additional compliance findings. - Due Diligence Vendor-02/05/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.11<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 10.56% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 19.55 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 41.34% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 19.55 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7412293 |
| 4000111545 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000111996 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000110006 |  | D A | Closed | FCRE1201 | 2026-02-03 07:01 | 2026-02-05 15:44 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-02/05/2026 <br>Ready for Review-Here you are. - Due Diligence Vendor-02/05/2026 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-02/03/2026 |  | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-02/05/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 15.67 Years<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 52.89% Is Below The Guideline Maximum Of 75% By Ten Percent (10%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 25.37 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7412286 |
| 4000111977 |  | D A | Closed | FCRE1467 | 2026-02-03 07:04 | 2026-02-05 13:38 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 1 Missing | Resolved-Asset 1 Provided - Due Diligence Vendor-02/05/2026 <br> Ready for Review-assets - Due Diligence Vendor-02/04/2026 <br> Open-Asset 1 Missing xxx on 1003 is missing - Due Diligence Vendor-02/03/2026 |  | Resolved-Asset 1 Provided - Due Diligence Vendor-02/05/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 31.96% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 75% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 15.00 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7412336 |
| 4000111977 |  | D A | Closed | FCRE5770 | 2026-02-03 07:03 | 2026-02-05 13:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Credit Report is Missing | Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-02/05/2026 <br>Ready for Review-Credit rpt - Due Diligence Vendor-02/04/2026 <br>Open-Borrower 1 Credit Report is Missing. - Due Diligence Vendor-02/03/2026 |  | Resolved-Borrower 1 Credit Report is not missing. - Due Diligence Vendor-02/05/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 31.96% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 75% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 15.00 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7412303 |
| 4000111977 |  | D A | Closed | FCRE1316 | 2026-02-03 06:57 | 2026-02-05 13:33 | Resolved | 1 - Information D A | Credit | Missing Doc - Employment | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-02/05/2026 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-02/03/2026 |  | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-02/05/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 31.96% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 75% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 15.00 Years |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7412236 |
| 4000111977 |  | D A | Closed | FCRE1292 | 2026-02-03 06:57 | 2026-02-05 13:33 | Resolved | 1 - Information C A | Credit | Income | Income 1 Months Income Verified is Missing | Resolved-Income 1 Months Income Verified is Present Or Not Applicable - Due Diligence Vendor-02/05/2026 <br>Ready for Review-12 mos bk stms - Due Diligence Vendor-02/04/2026 <br>Open-Income 1 Months Income Verified is Missing Income Documents missing. As per 1008 Income is 12 Months Business bank statements for the proof of documents missing. - Due Diligence Vendor-02/03/2026 |  | Resolved-Income 1 Months Income Verified is Present Or Not Applicable - Due Diligence Vendor-02/05/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 31.96% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 75% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 15.00 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7412238 |
| 4000111977 |  | D A | Closed | FCRE2109 | 2026-02-03 06:57 | 2026-02-05 13:33 | Resolved | 1 - Information D A | Credit | Missing Doc | Lender Income Calculation Worksheet is missing | Resolved-Lender Worksheet or Bank Statement Summary Provided - Due Diligence Vendor-02/05/2026 <br>Ready for Review-income wrksht - Due Diligence Vendor-02/04/2026 <br>Open-Missing Lender Worksheet or Bank Statement Summary - Due Diligence Vendor-02/03/2026 |  | Resolved-Lender Worksheet or Bank Statement Summary Provided - Due Diligence Vendor-02/05/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 31.96% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 75% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 15.00 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7412239 |
| 4000111977 |  | D A | Closed | FCRE1201 | 2026-02-03 06:41 | 2026-02-05 13:32 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-02/05/2026 <br>Ready for Review-Fraud report - Due Diligence Vendor-02/04/2026 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-02/03/2026 |  | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-02/05/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 31.96% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 75% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 15.00 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7412083 |
| 4000111977 |  | D A | Closed | FCRE1241 | 2026-02-03 06:35 | 2026-02-05 13:31 | Resolved | 1 - Information D A | Credit | Missing Doc - Property | Purchase Contract is Missing | Resolved-Purchase Contract Issue Resolved - Due Diligence Vendor-02/05/2026 <br>Ready for Review-sales contract - Due Diligence Vendor-02/04/2026 <br>Open-Purchase Contract Is Missing - Due Diligence Vendor-02/03/2026 |  | Resolved-Purchase Contract Issue Resolved - Due Diligence Vendor-02/05/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 31.96% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 75% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 15.00 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7411998 |
| 4000111198 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000110912 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000112654 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000110438 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000112489 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000113373 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000114170 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000111188 |  | D A C | Closed | FCOM1292 | 2026-02-05 00:40 | 2026-02-19 08:41 | Resolved | 1 - Information C A | Compliance | Right to Rescind | Creditor did not provide the appropriate Right to Cancel Form Model (new creditor with H-9 form type) | Resolved-H08 ROR form executed at consummation, has been provided - Due Diligence Vendor-02/19/2026 <br> Ready for Review-Please see attached file. Thank you. - Due Diligence Vendor-02/19/2026 <br> Counter-\*\*\*The executed NORTC is in the H9 form which is typically for a same lender refinance. The subject loan is a refinance with a new creditor which requires the NORTC in the H8 form. - Due Diligence Vendor-02/10/2026 <br> Ready for Review-It's already in the closing PKG. I've attached the form again for your review. Thank you very much. - Due Diligence Vendor-02/09/2026 <br> Open-Loan Purpose is Refinance and Creditor did not provide the appropriate Right to Cancel Form xxx (New creditor with H-9 form type). Loan Purpose is Refinance and Creditor did not provide the appropriate Right to Cancel Form xxx (New creditor with H-9 form type<br> - Due Diligence Vendor-02/06/2026 |  | Resolved-H08 ROR form executed at consummation, has been provided - Due Diligence Vendor-02/19/2026<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 40.87% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 64.62% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br>Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10.92 Years<br>Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.11 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7454133 |
| 4000111188 |  | D A C | Closed | FCRE1157 | 2026-02-04 22:04 | 2026-02-09 12:41 | Resolved | 1 - Information D A | Credit | Missing Doc - Insurance | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-02/09/2026 <br>Ready for Review-Please see attached file. Thank you very much. - Due Diligence Vendor-02/09/2026 <br>Open-Missing Hazard Insurance Policy - Due Diligence Vendor-02/05/2026 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-02/09/2026<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 40.87% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 64.62% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br>Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10.92 Years<br>Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.11 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7453287 |
| 4000114174 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000111447 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000111301 |  | C A | Closed | FCRE1160 | 2026-02-05 13:25 | 2026-02-13 08:56 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Expiration Date is before the Note Date | Resolved-Hazard Insurance Expiration Date of xxx is after the Note Date of xxx Or Hazard Insurance Expiration Date Is Not Provided - Due Diligence Vendor-02/13/2026 <br> Ready for Review-Please see attached - Due Diligence Vendor-02/11/2026 <br> Open-Hazard Insurance Expiration Date of xxx is prior to or equal to the Note Date of xxx- Due Diligence Vendor-02/05/2026 |  | Resolved-Hazard Insurance Expiration Date of xxx is after the Note Date of xxx Or Hazard Insurance Expiration Date Is Not Provided - Due Diligence Vendor-02/13/2026 | Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 51.22% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 15.28 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7472955 |
| 4000111537 |  | D A | Closed | FCRE1814 | 2026-02-05 11:29 | 2026-02-26 08:11 | Resolved | 1 - Information D A | Credit | Missing Doc | Entity Formation Documents for Main Entity and/or Sub-Entity Missing | Resolved-Entity docs provided - Due Diligence Vendor-02/26/2026 <br>Ready for Review-Cert of Good Standing and EIN attached. - Due Diligence Vendor-02/24/2026 <br>Counter-Missing Certificate of good standing, and/or evidence of EIN Entity Formation Documents - Due Diligence Vendor-02/06/2026 <br>Ready for Review-See Operating Agreement - Due Diligence Vendor-02/05/2026 <br>Open-Missing Operating Agreement/equivalent, Articles of formation/equivalent, Certificate of good standing, and/or evidence of EIN Entity Formation Documents for Main Entity and/or Sub-Entity Missing - Due Diligence Vendor-02/05/2026 |  | Resolved-Entity docs provided - Due Diligence Vendor-02/26/2026<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 10.31 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 15.25 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.18<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 115.46 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 18.26% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 7467515 |
| 4000111537 |  | D A | Closed | FCRE8639 | 2026-02-05 11:26 | 2026-02-26 08:05 | Resolved | 1 - Information D A | Credit | Missing Doc - Title | Personal Guaranty is Missing | Resolved-Personal Guaranty is Present. - Due Diligence Vendor-02/26/2026 <br>Ready for Review-Signed Guaranty Agreement attached. - Due Diligence Vendor-02/24/2026 <br>Open-Personal Guaranty is Missing. Personal Guaranty is Missing - Due Diligence Vendor-02/05/2026 |  | Resolved-Personal Guaranty is Present. - Due Diligence Vendor-02/26/2026<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 10.31 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 15.25 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.18<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 115.46 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 18.26% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 7467444 |
| 4000112190 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000110220 |  | D A | Closed | FCRE1814 | 2026-02-05 08:29 | 2026-02-06 11:52 | Resolved | 1 - Information D A | Credit | Missing Doc | Entity Formation Documents for Main Entity and/or Sub-Entity Missing | Resolved-Entity documents provided. - Due Diligence Vendor-02/06/2026 <br> Ready for Review-xxx Documents - Due Diligence Vendor-02/05/2026 <br> Open-Missing Operating Agreement/equivalent, Articles of formation/equivalent, Certificate of good standing, and/or evidence of EIN Missing Operating Agreement/equivalent, Articles of formation/equivalent, Certificate of good standing, and/or evidence of EIN - Due Diligence Vendor-02/05/2026 |  | Resolved-Entity documents provided. - Due Diligence Vendor-02/06/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 60.18 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7460157 |
| 4000110383 |  | D A | Closed | FCRE1173 | 2026-02-04 16:02 | 2026-02-19 12:35 | Resolved | 1 - Information D A | Credit | Missing Doc - Insurance | HO6 Master Insurance Policy is Missing | Resolved-HO-6 Master Insurance Policy is fully present - Due Diligence Vendor-02/19/2026 <br>Ready for Review-Kindly see the attached HOA Master. Thank you. - Due Diligence Vendor-02/19/2026 <br>Open-Missing HO-6 Master Insurance Policy - Due Diligence Vendor-02/04/2026 |  | Resolved-HO-6 Master Insurance Policy is fully present - Due Diligence Vendor-02/19/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 37.43% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 35.64% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.02<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 5.75 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7448151 |
| 4000110383 |  | D A | Closed | FCRE7000 | 2026-02-04 16:54 | 2026-02-06 16:27 | Resolved | 1 - Information C A | Credit | Assets | Insufficient Total Liquid Assets Available for Close | Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-02/06/2026 <br> Ready for Review-Kindly see the attached Final_CD. Closing costs largely paid prior to closing. Prior finding was based on earlier CD. thank you. - Due Diligence Vendor-02/05/2026 <br> Open-Total Liquid Assets Available for Close of xxx is less than Total Cash to Close xxx. Total Liquid Assets Available for Close of xxx is less than Total Cash to Close xxx.<br> Closing cost in the amount of xxx required - Due Diligence Vendor-02/04/2026 |  | Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-02/06/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 37.43% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 35.64% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.02<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 5.75 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7449326 |
| 4000112681 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000112011 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000111164 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000112495 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000111620 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000114604 |  | C A | Closed | FPRO9939 | 2026-02-06 08:52 | 2026-02-11 10:42 | Resolved | 1 - Information C A | Property | Third Party Valuation | CU Score is Greater Than 2.5 And A Third Party Valuation Product Was Not Provided | Resolved-Desk review provided - Due Diligence Vendor-02/11/2026 <br> Ready for Review-Please see the attached CDA - Due Diligence Vendor-02/11/2026 <br> Counter-The CU & LCA scores are N/A (0) Provide 3rd party valuation. - Due Diligence Vendor-02/09/2026 <br> Ready for Review-We do not see any documentation indicating that the CU score is greater than 2.5. Please review and advise if this condition can be waived. Thank you. - Due Diligence Vendor-02/09/2026 <br> Open-CU and LCA score is 0. Provide 3rd party valuation. - Due Diligence Vendor-02/06/2026 |  | Resolved-Desk review provided - Due Diligence Vendor-02/11/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 19.99 Are Greater Than The Guideline Minimum Of 9 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 15.21% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 14.66 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 15.00 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.09 |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7486804 |
| 4000111628 |  | C A | Closed | FCRE4963 | 2026-02-04 17:23 | 2026-02-06 16:06 | Resolved | 1 - Information C A | Credit | Liabilities | No evidence of required debt payoff | Resolved-Payoff statement provided - Due Diligence Vendor-02/06/2026 <br> Ready for Review-Please find attached FSS and Payoff document for the debt payoff. - Due Diligence Vendor-02/06/2026 <br> Open-Loan xxx oan is going to paid off, But proof of payoff document is missing in the file. - Due Diligence Vendor-02/04/2026 |  | Resolved-Payoff statement provided - Due Diligence Vendor-02/06/2026<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 42.01% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 19.00 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 11.39 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.09<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 14.91 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7449850 |
| 4000114594 |  | C A | Closed | FCOM7353 | 2026-02-05 01:38 | 2026-02-10 12:56 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Clarification of Application Date | Resolved-received confirmation of application date<br> - Due Diligence Vendor-02/10/2026 <br> Ready for Review-Please see the attached system image with supporting docs reflecting application date xxx. Thank you! - Due Diligence Vendor-02/09/2026 <br> Open-"Documentation provided does not include confirmation of the borrower's application date. A Compliance report cannot be processed until the requested material document(s) are received, which may result in additional Findings. Thank you. - Due Diligence Vendor-02/05/2026 |  | Resolved-received confirmation of application date<br> - Due Diligence Vendor-02/10/2026<br>| Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 80% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7454465 |
| 4000114657 |  | D A | Closed | FCRE7805 | 2026-02-09 10:39 | 2026-02-12 09:36 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Income - Bank Statements | Resolved-Bus B/S provided - Due Diligence Vendor-02/12/2026 <br>Ready for Review-Please see attached :) Thank you! - Due Diligence Vendor-02/11/2026 <br>Open-Missing all income bank statements - Due Diligence Vendor-02/09/2026 |  | Resolved-Bus B/S provided - Due Diligence Vendor-02/12/2026<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 38.79% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br>Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 11.75 Years<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 19.12 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br>Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 11.76 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7516093 |
| 4000111611 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000112047 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000112103 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000114755 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000111592 |  | C A | Closed | FCRE3874 | 2026-02-05 04:50 | 2026-02-12 14:02 | Resolved | 1 - Information C A | Credit | Eligibility | Neighborhood Location Not Allowed for Guidelines | Resolved-Updated Guidelines provided - C. Acreage Limit = Maximum of 20 acres - Due Diligence Vendor-02/12/2026 <br> Ready for Review-Hello Team, Please see attached the updated xxx guideline and Matrix. Thank you - Due Diligence Vendor-02/10/2026 <br> Counter-The most updated full Guidelines and Matrix is dated xxx- Please provide full Guidelines with matrix provided in this condition. - Due Diligence Vendor-02/10/2026 <br> Ready for Review-Hello Team, per our guideline, the maximum is 20 acres. Please review and waive this condition - Due Diligence Vendor-02/09/2026 <br> Counter-Document Uploaded. Apologies for the confusion, Per Guidelines: F. Eligibility: Maximum 5 acres. However Appraisal states Subject Property sits on 5.10 acres. Missing Lender approved Exception. - Due Diligence Vendor-02/06/2026 <br> Ready for Review-Hello team, please advise for this condition since this is the investment property. Thank you - Due Diligence Vendor-02/06/2026 <br> Open-Primary Value Valuation Neighborhood Location Not Allowed for Program - Due Diligence Vendor-02/05/2026 |  | Resolved-Updated Guidelines provided - C. Acreage Limit = Maximum of 20 acres - Due Diligence Vendor-02/12/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 32.44% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 27.27% Is Below The Guideline Maximum Of 75% By Ten Percent (10%) Or More<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 5.90 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 115.4 Are Greater Than The Guideline Minimum Of 9 By Six (6) Or More Months<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.21 |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 7455390 |
| 4000111592 |  | C A | Closed | FCOM1234 | 2026-02-05 04:20 | 2026-02-06 08:41 | Resolved | 1 - Information C A | Compliance | Closing Package | The Final 1003 is Not Executed | Resolved-The Final 1003 is Executed - Due Diligence Vendor-02/06/2026 <br> Resolved-Corrected 1003 Provided - Due Diligence Vendor-02/06/2026 <br> Ready for Review-Hello Team, please see attached the updated final 1003 and it does not require to be signed. Please waive this condition. Thank you - Due Diligence Vendor-02/06/2026 <br> Open-The Final 1003 is Not Executed. Borrower Provided Final 1003 on page # 664 Missing Signature and Dates, 1003 on page # 673 Updated as Final 1003 But Information Missing as Required. So Required Corrected Final 1003 With all information Borrower Signature and Dates - Due Diligence Vendor-02/05/2026 |  | Resolved-The Final 1003 is Executed - Due Diligence Vendor-02/06/2026 <br>Resolved-Corrected 1003 Provided - Due Diligence Vendor-02/06/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 32.44% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 27.27% Is Below The Guideline Maximum Of 75% By Ten Percent (10%) Or More<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 5.90 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 115.4 Are Greater Than The Guideline Minimum Of 9 By Six (6) Or More Months<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.21 |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 7455211 |
| 4000111596 |  | C A | Closed | finding-47 | 2026-02-06 00:48 | 2026-02-09 11:26 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-\*\*Received PCCD - Due Diligence Vendor-02/09/2026 <br> Ready for Review-Hello team, please see attached the Post Consummation CD and Final SS showing the loan disbursement on xxx. Thank you - Due Diligence Vendor-02/06/2026 <br> Open- - Due Diligence Vendor-02/06/2026 <br> Open-This loan failed the TILA right of rescission test.Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. Cancelation date xxx is same as Final Cd disbursement date, please provide PCCD with the updated disbursement date after cancel date. - Due Diligence Vendor-02/06/2026 <br> Open- - Due Diligence Vendor-02/06/2026 |  | Resolved-\*\*Received PCCD - Due Diligence Vendor-02/09/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 45.78% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 64.57% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 15.00 Years<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 6.00 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7482281 |
| 4000112151 |  | D A | Closed | FCRE6019 | 2026-02-04 05:10 | 2026-02-09 12:43 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Borrower 1 Citizenship Documentation Not Provided | Resolved-Valid DL provided - Due Diligence Vendor-02/09/2026 <br>Ready for Review-Please find attached. - Due Diligence Vendor-02/09/2026 <br>Open-Borrower 1 Citizenship Documentation Is Missing Borrower 1 Government ID Documentation Is Missing - Due Diligence Vendor-02/04/2026 |  | Resolved-Valid DL provided - Due Diligence Vendor-02/09/2026<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 43.78% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 15.00 Years<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 9.00 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.04<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 16.26 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7431476 |
| 4000111726 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000111004 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000111003 |  | C A | Closed | finding-47 | 2026-02-04 15:26 | 2026-02-10 15:14 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-Received PCCD - Due Diligence Vendor-02/10/2026 <br> Ready for Review-Hello Team, please see attached the Final SS and Post Consummation CD showing the loan funded on xxx. Thank you - Due Diligence Vendor-02/10/2026 <br> Open-This loan failed the TILA right of rescission test.Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. \*\*\*The Final CD shows a funding date of xxx - which is prior to the conclusion of borrower(s) 3 day rescission period. Lender to provide confirmation of accurate funding/disbursement date. - Due Diligence Vendor-02/07/2026 <br> Open- - Due Diligence Vendor-02/07/2026 <br> Open- - Due Diligence Vendor-02/04/2026 |  | Resolved-Received PCCD - Due Diligence Vendor-02/10/2026<br>| Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 69.54% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.0<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 42.38% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7447520 |
| 4000114667 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000112170 |  | C A | Closed | finding-3532 | 2026-02-09 05:11 | 2026-02-11 17:59 | Resolved | 1 - Information C A | Compliance | TRID | Initial Closing Disclosure Delivery Date Test | Resolved-A Initial Closing Disclosure showing received by borrower on xxx, has been provided - Due Diligence Vendor-02/11/2026 <br> Resolved- - Due Diligence Vendor-02/11/2026 <br> Ready for Review-It appears that while preparing the package, an incorrect version of the ICD was included. We do have a wet-signed ICD dated xxx, which meets the requirement. Please kindly waive the condition accordingly.<br> We apologize for any confusion this may have caused and appreciate your understanding. Thank you. - Due Diligence Vendor-02/11/2026 <br> Open-This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii))The initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"xxx" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transactionThe creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three business days before consummation. - Due Diligence Vendor-02/09/2026 <br> Open- - Due Diligence Vendor-02/09/2026 <br> Open- - Due Diligence Vendor-02/09/2026 <br> Open- - Due Diligence Vendor-02/09/2026 <br> Open- - Due Diligence Vendor-02/09/2026 |  | Resolved-A Initial Closing Disclosure showing received by borrower on xxx, has been provided - Due Diligence Vendor-02/11/2026 | Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 37.39% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.04<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 46.98 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 7.08 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7510849 |
| 4000111613 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000110294 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000114592 |  | C A | Closed | finding-47 | 2026-02-05 12:20 | 2026-02-10 12:46 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-\*\*Received PCCD - Due Diligence Vendor-02/10/2026 <br> Resolved- - Due Diligence Vendor-02/10/2026 <br> Ready for Review-Here's FSS and post CD with actual disbursement date. - Due Diligence Vendor-02/09/2026 <br> Open-This loan failed the TILA right of rescission test.Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. \*\*\*The Final CD shows a funding date of xxx- which is prior to the conclusion of borrower(s) 3 day rescission period. Lender to provide confirmation of accurate funding/disbursement date. - Due Diligence Vendor-02/06/2026 <br> Open- - Due Diligence Vendor-02/06/2026 <br> Open- - Due Diligence Vendor-02/05/2026 <br> Open- - Due Diligence Vendor-02/05/2026 <br> Open- - Due Diligence Vendor-02/05/2026 |  | Resolved-\*\*Received PCCD - Due Diligence Vendor-02/10/2026<br>| Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 25.02 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 28.54% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.09<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 25.02 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7471055 |
| 4000113484 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000109615 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000109379 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000112143 |  | C A | Closed | FCRE1159 | 2026-02-05 19:58 | 2026-02-07 09:02 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Disbursement Date | Resolved-Hazard Insurance Effective Date of xxx is prior to or equal to the Disbursement Date of xxx Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-02/07/2026 <br> Ready for Review-FSS confirms funding on xxx, and disb. date of xxx. EOI effective date begins xxx, so there shouldn't be issue. - Due Diligence Vendor-02/06/2026 <br> Open-Hazard Insurance Effective Date of xxx is after the Disbursement Date of xxx - Due Diligence Vendor-02/06/2026 |  | Resolved-Hazard Insurance Effective Date of xxx is prior to or equal to the Disbursement Date of xxx Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-02/07/2026 | Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 28.08 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7481033 |
| 4000112208 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000110428 |  | D A | Closed | FCOM1544 | 2026-02-05 18:06 | 2026-02-10 06:43 | Resolved | 1 - Information D A | Compliance | Missing Doc - CD | TRID: Missing Final Closing Disclosure | Resolved-TRID: Final Closing Disclosure or Final Settlement Statement Provided - Due Diligence Vendor-02/10/2026 <br>Ready for Review-Final HUD1 attached - Due Diligence Vendor-02/06/2026 <br>Open-Missing Final Closing Disclosure or Final Settlement Statement - Due Diligence Vendor-02/05/2026 |  | Resolved-TRID: Final Closing Disclosure or Final Settlement Statement Provided - Due Diligence Vendor-02/10/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.15<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 22.6 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7478992 |
| 4000114168 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000114597 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000114614 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000108889 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000109167 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000112668 |  | D A C | Closed | FCRE1201 | 2026-02-05 10:29 | 2026-02-12 07:53 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-02/12/2026 <br>Ready for Review-Please see attached Drive report. - Due Diligence Vendor-02/10/2026 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-02/05/2026 |  | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-02/12/2026<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 44.23% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 10 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 45.09 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 7.49 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7464759 |
| 4000114750 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000112309 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000111161 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000110795 |  | D A | Closed | FCRE1814 | 2026-02-09 15:42 | 2026-02-13 09:37 | Resolved | 1 - Information D A | Credit | Missing Doc | Entity Formation Documents for Main Entity and/or Sub-Entity Missing | Resolved-Entity Documents provided - Due Diligence Vendor-02/13/2026 <br>Ready for Review-BUSINESS DOCUMENTS - Due Diligence Vendor-02/11/2026 <br>Open-Missing Operating Agreement/equivalent, Articles of formation/equivalent, Certificate of good standing, and/or evidence of EIN Missing Operating Agreement/equivalent, Articles of formation/equivalent, Certificate of good standing, and/or evidence of EIN - Due Diligence Vendor-02/09/2026 |  | Resolved-Entity Documents provided - Due Diligence Vendor-02/13/2026<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 9.60 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.01<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 18.16 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 126.06 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 22.52% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7523678 |
| 4000114762 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000112003 |  | C A | Closed | FCOM7353 | 2026-02-08 23:13 | 2026-02-10 15:18 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Clarification of Application Date | Resolved-received confirmation of application date<br> - Due Diligence Vendor-02/10/2026 <br> Ready for Review-Please see the attached App snip - Due Diligence Vendor-02/10/2026 <br> Open-Need Clarification of Application date xxx. - Due Diligence Vendor-02/09/2026 |  | Resolved-received confirmation of application date<br> - Due Diligence Vendor-02/10/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.11 Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.11<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 46.98% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More Calculated DTI Of 46.98% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Twenty-Four (24) Months Housing History Reviewed With No Late Payments - Twenty-Four (24) Months Housing History Reviewed With No Late Payments Twenty-Four (24) Months Housing History Reviewed With No Late Payments<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 70% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More Original LTV Of 70% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7509369 |
| 4000110378 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000111461 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000111980 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000112156 |  | C A | Closed | FPRO868 | 2026-02-10 15:57 | 2026-02-12 14:57 | Resolved | 1 - Information C A | Property | Third Party Valuation | Desk Review Value(s) Do Not Adhere To Tolerance Criteria | Resolved-Field Review provided - Due Diligence Vendor-02/12/2026 <br>Ready for Review-Field Review - Due Diligence Vendor-02/11/2026 <br>Open-Per desk review risk score is - Indeterminate-CDA value not provided - Due Diligence Vendor-02/10/2026 |  | Resolved-Field Review provided - Due Diligence Vendor-02/12/2026<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 9.5 Years<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 16.17 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 7545075 |
| 4000115146 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000110168 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Second Home | Purchase | NA |  |  |  |
| 4000114178 |  | D B C A | Closed | FCRE1198 | 2026-02-20 10:33 | 2026-02-20 10:41 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Waived- - Due Diligence Vendor-02/20/2026 <br> Open-Audited Reserves of 3.21 are less than Guideline Required Reserves of 6 - Due Diligence Vendor-02/20/2026 |  |  | Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 64.98% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of % Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More | LTV > 10% below max; DTI > 5% below max; |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | Yes | 7721223 |
| 4000114178 |  | D B C A | Closed | FCOM1544 | 2026-02-09 12:44 | 2026-02-11 08:31 | Resolved | 1 - Information D A | Compliance | Missing Doc - CD | TRID: Missing Final Closing Disclosure | Resolved-TRID: Final Closing Disclosure or Final Settlement Statement Provided - Due Diligence Vendor-02/11/2026 <br>Ready for Review-Final Settlement - Due Diligence Vendor-02/10/2026 <br>Open-Missing Final Closing Disclosure or Final Settlement Statement - Due Diligence Vendor-02/09/2026 |  | Resolved-TRID: Final Closing Disclosure or Final Settlement Statement Provided - Due Diligence Vendor-02/11/2026<br>| Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 64.98% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of % Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7519616 |
| 4000111594 |  | C A | Closed | finding-3712 | 2026-02-11 16:29 | 2026-02-11 16:36 | Resolved | 1 - Information C A | Compliance | State Reg | CA Per Diem Interest Amount Test | Resolved-Received PCCD - Due Diligence Vendor-02/11/2026 <br> Resolved- - Due Diligence Vendor-02/11/2026 <br> Open-This loan failed the per diem interest amount test. (xxx Bus. Prof. Code §2948.5)The per diem interest amount charged on the loan (xxx) exceeds the per diem interest charge or credit threshold (xxx).PLEASE NOTE: An additional $1 buffer was included in the per diem interest charge or credit threshold displayed above based on the client preferences configured on the per diem interest settings page. - Due Diligence Vendor-02/11/2026 |  | Resolved-Received PCCD - Due Diligence Vendor-02/11/2026<br>| Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 78.16% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 43.83% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.01<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10.00 Years |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7568569 |
| 4000111594 |  | C A | Closed | finding-47 | 2026-02-10 00:21 | 2026-02-11 16:27 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-\*\*Received PCCD - Due Diligence Vendor-02/11/2026 <br> Resolved- - Due Diligence Vendor-02/11/2026 <br> Ready for Review-Hello Team, please see attached the Post Consummation CD and Final SS showing the loan disbursement on xxx. Thank you - Due Diligence Vendor-02/10/2026 <br> Open- - Due Diligence Vendor-02/10/2026 <br> Open-This loan failed the TILA right of rescission test.Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. \*\*\*\*\*\*\* Borrower executed documents on xxx. Please Provide Post Consummation Closing Disclosure funding after Rescission period. - Due Diligence Vendor-02/10/2026 <br> Open- - Due Diligence Vendor-02/10/2026 <br> Open- - Due Diligence Vendor-02/10/2026 |  | Resolved-\*\*Received PCCD - Due Diligence Vendor-02/11/2026<br>| Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 78.16% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 43.83% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.01<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10.00 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7529369 |
| 4000113078 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000109988 |  | C A | Closed | FCOM7353 | 2026-02-09 06:15 | 2026-02-10 14:58 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Clarification of Application Date | Resolved-\*\*Received confirmation of application date. - Due Diligence Vendor-02/10/2026 <br>Ready for Review-Please find attached our system log verifying application date. - Due Diligence Vendor-02/10/2026 <br>Open-Documentation provided does not include confirmation of the borrower's application date. A Compliance report cannot be processed until the requested material document(s) are received, which may result in additional Findings. Thank you - Due Diligence Vendor-02/09/2026 |  | Resolved-\*\*Received confirmation of application date. - Due Diligence Vendor-02/10/2026<br>| Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 70% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 35.46% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.03<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 10.76 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10.42 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7511276 |
| 4000111153 |  | D A C | Closed | FCRE1159 | 2026-02-09 17:34 | 2026-02-13 11:16 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Disbursement Date | Resolved-PCCD provided disbursement date is xxx - Due Diligence Vendor-02/13/2026 <br> Ready for Review-Please see the attached POST CD & FSS reflecting disbursement date xxx. Thank you! - Due Diligence Vendor-02/13/2026 <br> Open-Hazard Insurance Effective Date of xxx is after the Disbursement Date of xxx - Due Diligence Vendor-02/09/2026 |  | Resolved-PCCD provided disbursement date is xxx - Due Diligence Vendor-02/13/2026 | Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 15.00 Years<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 8.00 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 37.39% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 50% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 14.09 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7525479 |
| 4000111153 |  | D A C | Closed | FCOM7353 | 2026-02-11 17:48 | 2026-02-12 15:33 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Clarification of Application Date | Resolved-\*\*Received confirmation of application date - Due Diligence Vendor-02/12/2026 <br> Ready for Review-Please see the attached system image, ITP, and Initial LE supporting the application date xxx. Please note that borrower acknowledgement signed date is xxx which is within 3 days from the application date. Thank you! - Due Diligence Vendor-02/12/2026 <br> Open-"Clarification of application date" comment: Documentation provided does not include confirmation of the borrowers application date. (LO signature date is only the date the LO acknowledged the URLA, not the date the lender received the 6 pieces of information required to trigger the application timing) A Compliance report cannot be processed until the requested material document(s) are received, which may result in additional Findings. Thank you - Due Diligence Vendor-02/11/2026 |  | Resolved-\*\*Received confirmation of application date - Due Diligence Vendor-02/12/2026<br>| Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 15.00 Years<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 8.00 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 37.39% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 50% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 14.09 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7570732 |
| 4000111727 |  | C A | Closed | finding-47 | 2026-02-11 09:49 | 2026-02-12 18:20 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-PCCD received, data entered, no additional compliance findings. - Due Diligence Vendor-02/12/2026 <br> Ready for Review-Hello Team, please see attached the Post Consummation CD and Final SS showing the loan funded on xxx. Thank you - Due Diligence Vendor-02/12/2026 <br> Open-This loan failed the TILA right of rescission test.Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. \*\*\*The Final CD shows a funding date of xxx - which is prior to the conclusion of borrower(s) 3 day rescission period. Lender to provide confirmation of accurate funding/disbursement date. - Due Diligence Vendor-02/11/2026 <br> Open- - Due Diligence Vendor-02/11/2026 <br> Open- - Due Diligence Vendor-02/11/2026 |  | Resolved-PCCD received, data entered, no additional compliance findings. - Due Diligence Vendor-02/12/2026<br>| Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 45.16% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less Not Met - Credit Line Usage Ratio equals 0.27<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 21.79 Are Greater Than The Guideline Minimum Of 8 By Six (6) Or More Months |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7558453 |
| 4000114739 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000110028 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000114789 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000114758 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000111604 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000109999 |  | C A | Closed | FCRE5790 | 2026-02-10 23:05 | 2026-02-17 13:24 | Resolved | 1 - Information C A | Credit | Closing | Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Resolved-Borrower 1 Gap Credit Report is not expired. - Due Diligence Vendor-02/17/2026 <br> Ready for Review-Please find attached recent refresh. - Due Diligence Vendor-02/16/2026 <br> Open-Borrower 1 Gap Credit Report is Expired (Greater than 10 days from Closing/Settlement Date). Borrower 1 Gap Credit Report is Expired (Greater than 10 days from Closing/Settlement Da - Due Diligence Vendor-02/11/2026 |  | Resolved-Borrower 1 Gap Credit Report is not expired. - Due Diligence Vendor-02/17/2026<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 42.4% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.08<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 15.63 Are Greater Than The Guideline Minimum Of 4 By Six (6) Or More Months |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7551887 |
| 4000109999 |  | C A | Closed | FCOM7353 | 2026-02-11 04:20 | 2026-02-13 12:23 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Clarification of Application Date | Resolved-Received confirmation of application date.<br> - Due Diligence Vendor-02/13/2026 <br>Ready for Review-Please find attached application date system log of ours. - Due Diligence Vendor-02/13/2026 <br>Open-Documentation provided does not include confirmation of the borrower's application date. A Compliance report cannot be processed until the requested material document(s) are received, which may result in additional Findings. Thank you. - Due Diligence Vendor-02/11/2026 |  | Resolved-Received confirmation of application date.<br> - Due Diligence Vendor-02/13/2026<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 42.4% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.08<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 15.63 Are Greater Than The Guideline Minimum Of 4 By Six (6) Or More Months |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7553260 |
| 4000112189 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000114616 |  | C A | Closed | finding-3712 | 2026-02-10 00:47 | 2026-02-12 18:03 | Resolved | 1 - Information C A | Compliance | State Reg | CA Per Diem Interest Amount Test | Resolved-PCCD received, data entered, no additional compliance findings. - Due Diligence Vendor-02/12/2026 <br> Ready for Review-Please see attached files. Actual funding and disbursement date is xxx. Could you please review these documents and waive this condition? Thank you very much. - Due Diligence Vendor-02/12/2026 <br> Open-This loan failed the per diem interest amount test. (xxx Bus. Prof. Code §2948.5)The per diem interest amount charged on the loan (xxx) exceeds the per diem interest charge or credit threshold (xxx).PLEASE NOTE: An additional $1 buffer was included in the per diem interest charge or credit threshold displayed above based on the client preferences configured on the per diem interest settings page. per diem interest disclosure not in file - Due Diligence Vendor-02/11/2026 <br> Open- - Due Diligence Vendor-02/11/2026 <br> Open- - Due Diligence Vendor-02/11/2026 <br> Open- - Due Diligence Vendor-02/10/2026 |  | Resolved-PCCD received, data entered, no additional compliance findings. - Due Diligence Vendor-02/12/2026<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 20.15% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 376 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 80% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7529506 |
| 4000112005 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000114781 |  | C A | Closed | FCOM7353 | 2026-02-12 10:54 | 2026-02-13 13:04 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Clarification of Application Date | Resolved-\*\*received confirmation of the application date - Due Diligence Vendor-02/13/2026 <br> Ready for Review-Please see the attached App snip - Due Diligence Vendor-02/13/2026 <br> Open-\*\*\*\*"Clarification of application date" comment: Documentation provided does not include confirmation of the borrowers application date. (LO signature date is only the date the LO acknowledged the URLA, not the date the lender received the 6 pieces of information required to trigger the application timing) A Compliance report cannot be processed until the requested material document(s) are received, which may result in additional Findings. Thank you - Due Diligence Vendor-02/12/2026 |  | Resolved-\*\*received confirmation of the application date - Due Diligence Vendor-02/13/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.23<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 47.64% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 80% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7584849 |
| 4000114777 |  | C A | Closed | FCOM1292 | 2026-02-10 01:04 | 2026-02-11 17:49 | Resolved | 1 - Information C A | Compliance | Right to Rescind | Creditor did not provide the appropriate Right to Cancel Form Model (new creditor with H-9 form type) | Resolved-Model Form H-8 signed at consummation, has been provided - Due Diligence Vendor-02/11/2026 <br>Ready for Review-Please see the attached H8 correct NRTC form. Thank you! - Due Diligence Vendor-02/11/2026 <br>Open-Loan Purpose is Refinance and Creditor did not provide the appropriate Right to Cancel Form Model (New creditor with H-9 form type). \*\*\*\*\*\* Documentation provided includes an H9 Right to Cancel form. Lender has NOT been identified as either the current lender or the recorded original lender. The correct form should be an H8 - Due Diligence Vendor-02/10/2026 |  | Resolved-Model Form H-8 signed at consummation, has been provided - Due Diligence Vendor-02/11/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 15.42 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 11.76 Years<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 34.71% Is Below The Guideline Maximum Of 75% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 28.41% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.1 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7529599 |
| 4000114777 |  | C A | Closed | FCOM7353 | 2026-02-10 01:07 | 2026-02-11 17:48 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Clarification of Application Date | Resolved-Lender provided confirmation of xxx application date - Due Diligence Vendor-02/11/2026 <br> Ready for Review-Please see the attached system image, ITP, Initial 1003 & LE reflecting application date xxx. Thank you! - Due Diligence Vendor-02/11/2026 <br> Open-\*\*\*\*\*\*\* Documentation provided does not include confirmation of the borrower's application date. A Compliance report cannot be processed until the requested material document(s) are received, which may result in additional Findings. Thank you. - Due Diligence Vendor-02/10/2026 |  | Resolved-Lender provided confirmation of xxx application date - Due Diligence Vendor-02/11/2026 | Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 15.42 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 11.76 Years<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 34.71% Is Below The Guideline Maximum Of 75% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 28.41% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.1 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7529622 |
| 4000112879 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000112166 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000111144 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000111180 |  | C A | Closed | FCOM1291 | 2026-02-11 18:48 | 2026-02-12 15:42 | Resolved | 1 - Information C A | Compliance | Right to Rescind | Creditor did not provide the appropriate Right to Cancel Form Model (same creditor with H-8 form type). | Resolved-Correct Right to Cancel Form xxx was used or Not Applicable (Loan Purpose is Refinance and Same Lender Refinance is Yes) \*\*Received correct form. - Due Diligence Vendor-02/12/2026 <br> Ready for Review-Sorry for the confusion, please see the attached H9 correct NRTC form. Thank you! - Due Diligence Vendor-02/12/2026 <br> Open-Loan Purpose is Refinance and Creditor did not provide the appropriate Right to Cancel Form xxx (Same Creditor with H-8 form type). \*\*\*\*\*Documentation provided includes an H8 Right to Cancel form. Lender has been identified as either the current lender or the recorded original lender. The correct form should be an H9 - Due Diligence Vendor-02/11/2026 |  | Resolved-Correct Right to Cancel Form xxx was used or Not Applicable (Loan Purpose is Refinance and Same Lender Refinance is Yes) \*\*Received correct form. - Due Diligence Vendor-02/12/2026 | Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 47.46% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 8.09 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.09 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7572092 |
| 4000113579 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000114106 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000110787 |  | D A | Closed | FCOM1511 | 2026-02-13 12:26 | 2026-02-18 07:30 | Resolved | 1 - Information D A | Compliance | Missing Doc - Closing Package | Closing/Settlement Disclosure Missing | Resolved- - Due Diligence Vendor-02/18/2026 <br>Ready for Review-Document Uploaded. Final CD does include a prepayment penalty (added at locked LE), CD in file showing NO is a mock CD and was not disclosed to the borrower. Final signed CD attached. - Buyer-02/17/2026 <br>Open-Missing final closing disclosure, note & deed of trust so there is a prepayment penalty however the document listed final closing disclosure says there is no prepayment penalty<br> - Due Diligence Vendor-02/13/2026 |  |  | Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 77.3 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 20.00 Years<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 49.89% Is Below The Guideline Maximum Of 75% By Ten Percent (10%) Or More |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7612170 |
| 4000114163 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000110381 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000114778 |  | C A | Closed | FCOM7353 | 2026-02-12 10:40 | 2026-02-13 12:59 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Clarification of Application Date | Resolved-\*\*Received confirmation of application date. - Due Diligence Vendor-02/13/2026 <br>Ready for Review-Please see attached :) Thank you! - Due Diligence Vendor-02/13/2026 <br>Open-"Clarification of application date" comment: Documentation provided does not include confirmation of the borrowers application date. (LO signature date is only the date the LO acknowledged the URLA, not the date the lender received the 6 pieces of information required to trigger the application timing) A Compliance report cannot be processed until the requested material document(s) are received, which may result in additional Findings. Thank you - Due Diligence Vendor-02/12/2026 |  | Resolved-\*\*Received confirmation of application date. - Due Diligence Vendor-02/13/2026<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 41.87% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.03<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 24.43 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 70% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7583702 |
| 4000111362 |  | D A | Closed | FCRE2109 | 2026-02-12 08:00 | 2026-02-14 09:42 | Resolved | 1 - Information D A | Credit | Missing Doc | Lender Income Calculation Worksheet is missing | Resolved-Lender Worksheet or Bank Statement Summary Provided - Due Diligence Vendor-02/14/2026 <br>Ready for Review-income worksheet - Due Diligence Vendor-02/13/2026 <br>Open-Missing Lender Worksheet or Bank Statement Summary - Due Diligence Vendor-02/12/2026 |  | Resolved-Lender Worksheet or Bank Statement Summary Provided - Due Diligence Vendor-02/14/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 321.36 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 20.08 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 1.97% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 70% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 19.08 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 25.00 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7579704 |
| 4000114166 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000114162 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000114779 |  | C A | Closed | FCRE1481 | 2026-02-12 15:32 | 2026-02-20 11:19 | Resolved | 1 - Information C A | Credit | Assets | Asset 3 Does Not Meet Guideline Requirements | Resolved- - Due Diligence Vendor-02/20/2026 <br>Ready for Review-We have provided clarification on the VOD we used to qualify the asset in the upper condition. Could you please review and let us know if you have any concerns in regards to the asset? Thank you! - Due Diligence Vendor-02/20/2026 <br>Counter-The VOD in the Loan file does not reflect a date on the VOD, Only 12 months of deposits. Most recent statement or a dated VOD is needed - Due Diligence Vendor-02/17/2026 <br>Open-Asset 3 Less Than 2 Months Verified As per GL Most recent 1-month bank statement or VOD is required. - Due Diligence Vendor-02/12/2026 |  |  | Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 67.41 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7592178 |
| 4000114779 |  | C A | Closed | FCRE1480 | 2026-02-12 15:31 | 2026-02-20 11:16 | Resolved | 1 - Information C A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved- - Due Diligence Vendor-02/20/2026 <br>Ready for Review-We have provided clarification on the VOD we used to qualify the asset in the upper condition. Could you please review and let us know if you have any concerns in regards to the asset? Thank you! - Due Diligence Vendor-02/20/2026 <br>Counter-The VOD in the Loan file does not reflect a date on the VOD, Only 12 months of deposits. Most recent statement or a dated VOD is needed - Due Diligence Vendor-02/17/2026 <br>Open-Asset 2 Less Than 2 Months Verified As per GL Most recent 1-month bank statement or VOD is required. - Due Diligence Vendor-02/12/2026 |  |  | Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 67.41 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7592165 |
| 4000114779 |  | C A | Closed | FCRE1479 | 2026-02-12 15:31 | 2026-02-18 12:36 | Resolved | 1 - Information C A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-BOA dated VOD provided - Due Diligence Vendor-02/18/2026 <br> Ready for Review-Per xxx guideline, the asset requirement is "most recent one (1) month bank statement or VOD." Deposit history is not required when assets are used solely for verification of funds.<br> The VOD provided is dated xxx and reflects the borrower's account ownership and current balance as of that date.<br> Could you please clarify what specific deficiency remains with respect to the VOD? Based on our review, the documentation appears to meet the applicable guideline requirement. Thank you! - Due Diligence Vendor-02/18/2026 <br> Counter-The VOD in the Loan file does not reflect a date on the VOD, Only 12 months of deposits. Most recent statement or a dated VOD is needed - Due Diligence Vendor-02/17/2026 <br> Ready for Review-The asset requirement within xxx guideline is that "Most recent one (1) month bank statement or VOD required". We have provided VOD for the asset verification and this does not require 30 day history. Could you please review and let us know if you have any concerns? Thank you! - Due Diligence Vendor-02/17/2026 <br> Open-Asset 1 Less Than 2 Months Verified As per GL Most recent 1-month bank statement or VOD is required. - Due Diligence Vendor-02/12/2026 |  | Resolved-BOA dated VOD provided - Due Diligence Vendor-02/18/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 67.41 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7592150 |
| 4000111947 |  | C A | Closed | FCRE1159 | 2026-02-11 01:37 | 2026-02-18 12:03 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Disbursement Date | Resolved-Hazard Insurance Effective Date of xxx is prior to or equal to the Disbursement Date of xxx Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-02/18/2026 <br> Ready for Review-eoi - Due Diligence Vendor-02/17/2026 <br> Open-Hazard Insurance Effective Date of xxx is after the Disbursement Date of xxx - Due Diligence Vendor-02/11/2026 |  | Resolved-Hazard Insurance Effective Date of xxx is prior to or equal to the Disbursement Date of xxx Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-02/18/2026 | Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points | Provide Hazard insurance policy for subject property dated xxx - Hazard Insurance Effective Date of xxx policy in file is after the Disbursement Date of xxx | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7552513 |
| 4000114763 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000110727 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000113277 |  | B A | Closed | FCRE1182 | 2026-02-11 04:55 | 2026-02-25 10:03 | Resolved | 1 - Information B A | Credit | Missing Doc - Approval Info | Underwriting Summary Not Provided | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-02/25/2026 <br>Ready for Review-Transmittal - Due Diligence Vendor-02/23/2026 <br>Open-1008/Underwriting Summary Not Provided - Due Diligence Vendor-02/11/2026 |  | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-02/25/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 42.75 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 6.33 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 45.99% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 75% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 8.47 Years<br> Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 5.87 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.01<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7553412 |
| 4000112826 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000109928 |  | D A | Closed | FCRE7347 | 2026-02-11 22:54 | 2026-02-14 10:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lease Agreement | Resolved-Lease Agreements provided - Due Diligence Vendor-02/14/2026 <br> Ready for Review-Lease Agreement - Due Diligence Vendor-02/13/2026 <br> Open-Lease agreement is missing for xxx - Due Diligence Vendor-02/12/2026 |  | Resolved-Lease Agreements provided - Due Diligence Vendor-02/14/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 43.75 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 6.08 Years<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 69.67% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7574853 |
| 4000109928 |  | D A | Closed | FCOM8844 | 2026-02-11 07:20 | 2026-02-14 10:33 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Evidence of Business Purpose use of Proceeds | Resolved-Business Purpose Disclosure or letter from borrower is Present. - Due Diligence Vendor-02/13/2026 <br>Ready for Review-Business Purpose - Due Diligence Vendor-02/13/2026 <br>Open-Business Purpose Disclosure stating how funds will be used or letter from borrower regarding the use of funds is missing. in file - Due Diligence Vendor-02/11/2026 |  | Resolved-Business Purpose Disclosure or letter from borrower is Present. - Due Diligence Vendor-02/13/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 43.75 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 6.08 Years<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 69.67% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7554909 |
| 4000109928 |  | D A | Closed | FCRE1157 | 2026-02-11 08:01 | 2026-02-14 10:17 | Resolved | 1 - Information D A | Credit | Missing Doc - Insurance | Hazard Insurance Policy is Missing | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-02/14/2026 <br>Ready for Review-Hazard Insurance - Due Diligence Vendor-02/13/2026 <br>Open-Missing Hazard Insurance Policy in file - Due Diligence Vendor-02/11/2026 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-02/14/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 43.75 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 6.08 Years<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 69.67% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7555921 |
| 4000114665 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000109750 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000110721 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000111595 |  | C A | Closed | finding-3712 | 2026-02-16 10:47 | 2026-02-20 15:05 | Resolved | 1 - Information C A | Compliance | State Reg | CA Per Diem Interest Amount Test | Resolved-Updated xxx per diem interest with borrower selection changed to "either a a a Monday or a day immediately following a bank holiday", has been provided - Due Diligence Vendor-02/20/2026 <br> Ready for Review-Hello Team, borrower wants to fund on Friday so we updated the signed xxx per diem, Please see attached, thank you - Due Diligence Vendor-02/20/2026 <br> Counter-The PCCD provided is inconsistent with title's final SS disbursement date of xxx. At consummation the borrower executed a xxx PER DIEM INTEREST DISCLOSURE (included in package). Within this document the borrower elected to allow "for the disbursement of the loan proceeds on a day immediately following a business day". This selection is protected under xxx Civil Code - CIV § 2948.5. It prohibits the lender from charging interest to the borrower over any weekend or holiday. - Due Diligence Vendor-02/19/2026 <br> Ready for Review-We have provided the Final SS and Post consummation CD showing the loan funded on xxx - Due Diligence Vendor-02/18/2026 <br> Counter-\*\*Received PCCD. Updated compliance testing resulted in additional finding. Loan failed the xxx Per Diem Interest Amount Test by xxx. xxx Per Diem Disclosure in the file does not allow for additional per diem interest charge to the borrower. - Due Diligence Vendor-02/16/2026 <br> Open- - Due Diligence Vendor-02/16/2026 <br> Open- - Due Diligence Vendor-02/16/2026 <br> Open-This loan failed the per diem interest amount test. (xxx Bus. Prof. Code §2948.5)The per diem interest amount charged on the loan (xxx) exceeds the per diem interest charge or credit threshold (xxx).PLEASE NOTE: An additional $1 buffer was included in the per diem interest charge or credit threshold displayed above based on the client preferences configured on the per diem interest settings page. - Due Diligence Vendor-02/16/2026 |  | Resolved-Updated xxx per diem interest with borrower selection changed to "either a a a Monday or a day immediately following a bank holiday", has been provided - Due Diligence Vendor-02/20/2026 | Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 45.9% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 22.95 Are Greater Than The Guideline Minimum Of 9 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 60% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7632888 |
| 4000111595 |  | C A | Closed | FCOM2276 | 2026-02-13 14:56 | 2026-02-16 10:57 | Resolved | 1 - Information C A | Compliance | TRID | Final CD: Disbursement Date is missing or inaccurate | Resolved-\*\*Received PCCD. Updated compliance testing resulted in additional finding. See xxx Per Diem Interest Amount Test - Due Diligence Vendor-02/16/2026 <br> Ready for Review-Hello Team, please see attached the Post Consummation CD and Final SS showing the loan disbursement on xxx. Thank you - Due Diligence Vendor-02/14/2026 <br> Open-\*\*\*\*\*\*\* Borrower executed documents on xxx, after Final Closing Disclosure Disbursement date of xxx. Please provide Post Consummation Closing Disclosure with actual disbursement date. - Due Diligence Vendor-02/13/2026 |  | Resolved-\*\*Received PCCD. Updated compliance testing resulted in additional finding. See xxx Per Diem Interest Amount Test - Due Diligence Vendor-02/16/2026 | Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 45.9% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 22.95 Are Greater Than The Guideline Minimum Of 9 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 60% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7616660 |
| 4000112441 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000114353 |  | D A | Closed | FCOM1544 | 2026-02-12 23:54 | 2026-02-18 08:44 | Resolved | 1 - Information D A | Compliance | Missing Doc - CD | TRID: Missing Final Closing Disclosure | Resolved-TRID: Final Closing Disclosure or Final Settlement Statement Provided - Due Diligence Vendor-02/18/2026 <br>Ready for Review-Please see attached. - Due Diligence Vendor-02/17/2026 <br>Open-Missing Final Closing Disclosure or Final Settlement Statement Provide missing Final Closing Disclosure or Final Settlement Statement for the subject property. - Due Diligence Vendor-02/13/2026 |  | Resolved-TRID: Final Closing Disclosure or Final Settlement Statement Provided - Due Diligence Vendor-02/18/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 99.65 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 8.25 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 7599469 |
| 4000112213 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000114730 |  | C A | Closed | FCOM7353 | 2026-02-13 11:06 | 2026-02-17 13:00 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Clarification of Application Date | Resolved-Received confirmation of application date.<br> - Due Diligence Vendor-02/17/2026 <br>Ready for Review-Please waive the condition. - Due Diligence Vendor-02/16/2026 <br>Open-"Clarification of application date" comment: Documentation provided does not include confirmation of the borrowers application date. (LO signature date is only the date the LO acknowledged the URLA, not the date the lender received the 6 pieces of information required to trigger the application timing) A Compliance report cannot be processed until the requested material document(s) are received, which may result in additional Findings. Thank you - Due Diligence Vendor-02/13/2026 |  | Resolved-Received confirmation of application date.<br> - Due Diligence Vendor-02/17/2026<br>| Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 23.62% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.06<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 8 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 12.03 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 43.52% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7609525 |
| 4000113751 |  | C A | Closed | finding-3712 | 2026-02-19 10:23 | 2026-02-20 14:43 | Resolved | 1 - Information C A | Compliance | State Reg | CA Per Diem Interest Amount Test | Resolved-Updated xxx per diem interest with borrower selection changed to "either a a a Monday or a day immediately following a bank holiday", has been provided - Due Diligence Vendor-02/20/2026 <br> Ready for Review-Hello Team, please see attached, thank you - Due Diligence Vendor-02/19/2026 <br> Open-This loan failed the per diem interest amount test. (xxx Bus. Prof. Code §2948.5)The per diem interest amount charged on the loan (xxx) exceeds the per diem interest charge or credit threshold (xxx).PLEASE NOTE: An additional $1 buffer was included in the per diem interest charge or credit threshold displayed above based on the client preferences configured on the per diem interest settings page. \*\*\*\*\*\*\*\*\*\*\*PCCD provided resulting in additional findings. ~~~ PCCD shows a disbursement date of xxx with section G per diem interest dates of xxx. At consummation the borrower executed a xxx PER DIEM INTEREST DISCLOSURE (included in package). Within this document the borrower elected to allow "for the disbursement of the loan proceeds on a day immediately following a business day". This selection is protected under xxx Civil Code - CIV § 2948.5. It prohibits the lender from charging interest to the borrower over any weekend or holiday. ~~~ violation amount xxx - Due Diligence Vendor-02/19/2026 <br> Open- - Due Diligence Vendor-02/19/2026 |  | Resolved-Updated xxx per diem interest with borrower selection changed to "either a a a Monday or a day immediately following a bank holiday", has been provided - Due Diligence Vendor-02/20/2026 | Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 66.25% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 35.11% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 54.88 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7698004 |
| 4000113751 |  | C A | Closed | FCRE1159 | 2026-02-13 05:55 | 2026-02-19 10:30 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Disbursement Date | Resolved-PCCD provided with a disbursement date of xxx - Due Diligence Vendor-02/19/2026 <br> Ready for Review-Hello Team, please see attached the Post Consummation CD and Final SS showing the loan disbursement date on xxx. Thank you - Due Diligence Vendor-02/18/2026 <br> Open-Hazard Insurance Effective Date of xxx is after the Disbursement Date of xxx Hazard Insurance Effective Date of xxx is after the Disbursement Date of xxx - Due Diligence Vendor-02/13/2026 |  | Resolved-PCCD provided with a disbursement date of xxx - Due Diligence Vendor-02/19/2026 | Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 66.25% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 35.11% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 54.88 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7602594 |
| 4000110809 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000114747 |  | C A | Closed | FCRE1159 | 2026-02-12 10:05 | 2026-02-13 13:50 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Disbursement Date | Resolved-Hazard Insurance Effective Date of xxx is prior to or equal to the Disbursement Date of xxx Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-02/13/2026 <br> Ready for Review-Please find attached certified FSS and POST CD. Disbursement Date is xxx so it covers the insurance policy period. Please refer to the dates in POST CD which disbursement date is updated. We kindly request to waive the condition - Due Diligence Vendor-02/13/2026 <br> Open-Hazard Insurance Effective Date of xxx is after the Disbursement Date of xxx - Due Diligence Vendor-02/12/2026 |  | Resolved-Hazard Insurance Effective Date of xxx is prior to or equal to the Disbursement Date of xxx Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-02/13/2026 | Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.01<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 7.40 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 16.50 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 49.17% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7582806 |
| 4000115834 |  | B A | Closed | FCRE1197 | 2026-02-13 13:54 | 2026-02-13 13:54 | Waived | 2 - Non-Material B | Credit | Eligibility | Audited FICO is less than Guideline FICO | Waived-Audited FICO of xxx is less than Guideline FICO of 700 . Exception required due to < 700 FICO<br> - Due Diligence Vendor-02/13/2026 |  | Waived-Audited FICO of xxx is less than Guideline FICO of 700 . Exception required due to < 700 FICO<br> - Due Diligence Vendor-02/13/2026 | Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 41.16% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 44.25% Is Below The Guideline Maximum Of 70% By Ten Percent (10%) Or More<br>Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 6.09 Years<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 39.53 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 7.08 Years | LTV 10% below max, 5+ years on job/self-employed, FICO 20+ points, 0x30x12+ Mortgage history, 5+ years established credit history, No adverse credit event history, Reserves > minimum requirement. |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | Originator Pre-Close | Yes | 7615287 |
| 4000111253 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000114354 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000112278 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000113269 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000114046 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000113554 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000114355 |  | D A | Closed | FCOM1544 | 2026-02-12 11:47 | 2026-02-18 08:42 | Resolved | 1 - Information D A | Compliance | Missing Doc - CD | TRID: Missing Final Closing Disclosure | Resolved-TRID: Final Closing Disclosure or Final Settlement Statement Provided - Due Diligence Vendor-02/18/2026 <br>Ready for Review-Please see attached. - Due Diligence Vendor-02/13/2026 <br>Open-Missing Final Closing Disclosure or Final Settlement Statement - Due Diligence Vendor-02/12/2026 |  | Resolved-TRID: Final Closing Disclosure or Final Settlement Statement Provided - Due Diligence Vendor-02/18/2026<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 8.25 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7586070 |
| 4000113676 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000112197 |  | C A | Closed | finding-47 | 2026-02-13 16:13 | 2026-02-19 08:06 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-PCCD_ received, data entered, no additional compliance findings - Due Diligence Vendor-02/19/2026 <br> Resolved- - Due Diligence Vendor-02/19/2026 <br> Ready for Review-Hello team, please see attached the Post Consummation CD and Final SS showing the loan disbursement on xxx. Thank you - Due Diligence Vendor-02/18/2026 <br> Open-This loan failed the TILA right of rescission test.Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. The Final CD shows a funding date of xxx - which is prior to the conclusion of borrower(s) 3 day rescission period. Lender to provide confirmation of accurate funding/disbursement date. - Due Diligence Vendor-02/15/2026 <br> Open- - Due Diligence Vendor-02/15/2026 <br> Open- - Due Diligence Vendor-02/13/2026 <br> Open- - Due Diligence Vendor-02/13/2026 |  | Resolved-PCCD_ received, data entered, no additional compliance findings - Due Diligence Vendor-02/19/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 31.01% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 42.2% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.03 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7618168 |
| 4000114164 |  | C A | Closed | FCRE1198 | 2026-02-13 07:23 | 2026-02-18 12:27 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of 2.55 are greater than or equal to Guideline Required Reserves of 2 - Due Diligence Vendor-02/18/2026 <br> Ready for Review-Hello Team, please see attached the final Ss and Post consummation CD showing the cash to close is only xxx and cash available is xxx. Cash left after fund is xxx and it's enough for 2 months reserves. Please review and waive this condition. Thank you - Due Diligence Vendor-02/17/2026 <br> Open-Audited Reserves of 1.71 are less than Guideline Required Reserves of 2. the total CTC is xxx / Verified Assets total xxx / 2 Months PITIA (per DSCR Guidelines) = xxx Funds left over from CTC xxx - Reserves are short by xxx. - Due Diligence Vendor-02/17/2026 |  | Resolved-Audited Reserves of 2.55 are greater than or equal to Guideline Required Reserves of 2 - Due Diligence Vendor-02/18/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 43.17% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 15.00 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7604551 |
| 4000114164 |  | C A | Closed | FCRE7000 | 2026-02-13 07:13 | 2026-02-18 12:27 | Resolved | 1 - Information C A | Credit | Assets | Insufficient Total Liquid Assets Available for Close | Resolved- - Due Diligence Vendor-02/15/2026 <br> Counter-Apologies for the confusion, the total CTC is xxx / Verified Assets total xxx/ 2 Months PITIA (per DSCR Guidelines) = xxx - Funds left over from CTC xxx - Reserves are short by xxx. - Due Diligence Vendor-02/15/2026 <br> Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-02/15/2026 <br> Ready for Review-Hello Team, Please see attached the updated final 1003 and assets so the asset available is xxx and borrower has enough the fund to close. Thank you - Due Diligence Vendor-02/13/2026 <br> Open-Cash to close per final CD xxx- is required - Due Diligence Vendor-02/13/2026 <br> Open-Total Liquid Assets Available for Close of xxx is less than Total Cash to Close xxx. - Due Diligence Vendor-02/13/2026 |  | Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-02/15/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 43.17% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 15.00 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7604446 |
| 4000113750 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000114317 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000110697 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000114618 |  | C A | Closed | FCRE1443 | 2026-02-12 09:35 | 2026-02-17 13:46 | Resolved | 1 - Information C A | Credit | Assets | Asset 2 Expired | Resolved-LOE provided, xxx IRA Statements are only printed annually - Due Diligence Vendor-02/17/2026 <br> Ready for Review-Please see LOE attached :) Thank you! - Due Diligence Vendor-02/17/2026 <br> Open-Asset 2 Expired Provide most recent asset statement for xxx. Statement in file page 232 is more than 60days old(ends xxx) and requirement is within 60 days of note as per guideline- required to close - Due Diligence Vendor-02/12/2026 |  | Resolved-LOE provided, xxx IRA Statements are only printed annually - Due Diligence Vendor-02/17/2026 | Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 11.00 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 25.9% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.0<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 9.73 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7582032 |
| 4000114618 |  | C A | Closed | FCOM7353 | 2026-02-13 15:33 | 2026-02-17 12:38 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Clarification of Application Date | Resolved-\*\*Received confirmation of application date. - Due Diligence Vendor-02/17/2026 <br> Ready for Review-Regarding the application date, please note that it is already reflected as the borrower's signature date on the initial 1003. Kindly review and clear the related condition. - Due Diligence Vendor-02/17/2026 <br> Open-\*\*\*\*\*\* Documentation provided does not include confirmation of the borrowers application date. (LO signature date is only the date the LO acknowledged the URLA, not the date the lender received the 6 pieces of information required to trigger the application timing) A Compliance report cannot be processed until the requested material document(s) are received, which may result in additional Findings. Thank you - Due Diligence Vendor-02/13/2026 |  | Resolved-\*\*Received confirmation of application date. - Due Diligence Vendor-02/17/2026<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 11.00 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 25.9% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.0<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 9.73 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7617262 |
| 4000114155 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000112008 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000114661 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000112198 |  | D A | Closed | FCRE1252 | 2026-02-13 15:33 | 2026-02-17 17:24 | Resolved | 1 - Information D A | Credit | Missing Doc - Title | Title Document is Incomplete | Resolved-Title received. - Due Diligence Vendor-02/17/2026 <br>Ready for Review-Hello, please see attached, thank you - Due Diligence Vendor-02/17/2026 <br>Open-Title Document is Incomplete FIles is missing complete preliminary title commitment. Only a supplemental page was located in the file. - Due Diligence Vendor-02/13/2026 |  | Resolved-Title received. - Due Diligence Vendor-02/17/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.05<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 10.36 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10.35 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 33.74% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7617253 |
| 4000114619 |  | C A | Closed | finding-47 | 2026-02-13 04:01 | 2026-02-17 12:57 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-\*\*Received PCCD - Due Diligence Vendor-02/17/2026 <br> Ready for Review-Please see the attached certified FSS & POST CD reflecting the disbursement date xxx. Thank you! - Due Diligence Vendor-02/17/2026 <br> Open-This loan failed the TILA right of rescission test.Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. \*\*\*The Final CD shows a funding date of xxx - which is prior to the conclusion of borrower(s) 3 day rescission period. Lender to provide confirmation of accurate funding/disbursement date. - Due Diligence Vendor-02/15/2026 <br> Open- - Due Diligence Vendor-02/15/2026 <br> Open- - Due Diligence Vendor-02/13/2026 <br> Open- - Due Diligence Vendor-02/13/2026 |  | Resolved-\*\*Received PCCD - Due Diligence Vendor-02/17/2026<br>| Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10.00 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.06<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 44.23% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7601491 |
| 4000115998 |  | B A | Closed | FCRE1183 | 2026-02-13 13:51 | 2026-02-24 13:55 | Resolved | 1 - Information B A | Credit | Missing Doc - Approval Info | Approval/Underwriting Summary Partially Provided | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-02/13/2026 <br>Open-1008/Underwriting Summary Partially Provided DSCR rate missing. - Due Diligence Vendor-02/13/2026 |  | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-02/13/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 122.55 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 42.55% Is Below The Guideline Maximum Of 75% By Ten Percent (10%) Or More |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other | N/A | N/A | 7615127 |
| 4000114774 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000114156 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000111994 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000112341 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000110161 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000113546 |  | C A | Closed | FCRE7000 | 2026-02-13 15:35 | 2026-02-19 17:58 | Resolved | 1 - Information C A | Credit | Assets | Insufficient Total Liquid Assets Available for Close | Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-02/19/2026 <br> Ready for Review-Final CD shows cash to close of xxx, confirming no funds were required from the borrower at closing. - Due Diligence Vendor-02/17/2026 <br> Open-Total Liquid Assets Available for Close of xxx is less than Total Cash to Close xxx. - Due Diligence Vendor-02/13/2026 |  | Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-02/19/2026<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 49.87% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 8.28 Years<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 30% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7617288 |
| 4000113546 |  | C A | Closed | FCRE1198 | 2026-02-13 15:49 | 2026-02-15 11:40 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of are greater than or equal to Guideline Required Reserves of 0 - Due Diligence Vendor-02/15/2026 <br>Open-Audited Reserves of are less than Guideline Required Reserves of 6 - Due Diligence Vendor-02/13/2026 |  | Resolved-Audited Reserves of are greater than or equal to Guideline Required Reserves of 0 - Due Diligence Vendor-02/15/2026<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 49.87% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 8.28 Years<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 30% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7617622 |
| 4000114107 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000111541 |  | C A | Closed | finding-3634 | 2026-02-16 10:01 | 2026-02-20 13:05 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Charges That Cannot Increase Test | Resolved-\*\*Received COC - Due Diligence Vendor-02/20/2026 <br> Open-This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is xxx.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). - Due Diligence Vendor-02/20/2026 <br> Ready for Review-COC details uploaded to other condition. - Due Diligence Vendor-02/20/2026 <br> Open-\*\*\*\*\* The following charges have been either added or increased: Origination Fee resulting in a 0% tolerance cure in the amount of xxx. Please provide COC event details dated within 3 days of additional/increased charges. Or 0% tolerance cure in the amount of xxx is required. Please provide PCCD, LOE, copy of refund check and proof of mailing. - Due Diligence Vendor-02/17/2026 <br> Open- - Due Diligence Vendor-02/17/2026 <br> Open- - Due Diligence Vendor-02/16/2026 |  | Resolved-\*\*Received COC - Due Diligence Vendor-02/20/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.12<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 66.56% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 39.74% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 12.99 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7632015 |
| 4000111541 |  | C A | Closed | finding-3631 | 2026-02-16 10:01 | 2026-02-20 13:05 | Resolved | 1 - Information C A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved-\*\*Received COC - Due Diligence Vendor-02/20/2026 <br> Open- - Due Diligence Vendor-02/20/2026 <br> Ready for Review-COC details attached. - Due Diligence Vendor-02/20/2026 <br> Open-\*\*\*\*\* Finding in relation to \*\*\*\*\* The following charges have been either added or increased: Origination Fee resulting in a 0% tolerance cure in the amount of xxx. Please provide COC event details dated within 3 days of additional/increased charges. Or 0% tolerance cure in the amount of xxx is required. Please provide PCCD, LOE, copy of refund check and proof of mailing. - Due Diligence Vendor-02/17/2026 <br> Open- - Due Diligence Vendor-02/17/2026 <br> Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-02/16/2026 <br> Open- - Due Diligence Vendor-02/16/2026 |  | Resolved-\*\*Received COC - Due Diligence Vendor-02/20/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.12<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 66.56% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 39.74% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 12.99 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7632016 |
| 4000111541 |  | C A | Closed | finding-3632 | 2026-02-16 10:01 | 2026-02-20 13:05 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Consummation or Reimbursement Date Validation Test | Resolved-\*\*Received COC - Due Diligence Vendor-02/20/2026 <br> Open- - Due Diligence Vendor-02/20/2026 <br> Ready for Review-COC details uploaded to other condition. - Due Diligence Vendor-02/20/2026 <br> Open-\*\*\*\*\* Finding in relation to \*\*\*\*\* The following charges have been either added or increased: Origination Fee resulting in a 0% tolerance cure in the amount of xxx. Please provide COC event details dated within 3 days of additional/increased charges. Or 0% tolerance cure in the amount of xxx is required. Please provide PCCD, LOE, copy of refund check and proof of mailing. - Due Diligence Vendor-02/17/2026 <br> Open- - Due Diligence Vendor-02/17/2026 <br> Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-02/16/2026 <br> Open- - Due Diligence Vendor-02/16/2026 |  | Resolved-\*\*Received COC - Due Diligence Vendor-02/20/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.12<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 66.56% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 39.74% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 12.99 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7632017 |
| 4000111145 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000111990 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000113543 |  | C A | Closed | FCRE1437 | 2026-02-14 13:07 | 2026-02-18 11:48 | Resolved | 1 - Information C A | Credit | Income | Income and Employment Do Not Meet Guidelines | Resolved-Income and Employment Meet Guidelines - Due Diligence Vendor-02/18/2026 <br> Ready for Review-Kindly see attached. Thank you. - Due Diligence Vendor-02/17/2026 <br> Open-Income and Employment Do Not Meet Guidelines Provided only a 10-month P&L. However, as per guidelines, a full 12-month P&L is required. - Due Diligence Vendor-02/14/2026 |  | Resolved-Income and Employment Meet Guidelines - Due Diligence Vendor-02/18/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 36.46% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 6.43 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7622726 |
| 4000114780 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000111169 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000116267 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000113266 |  | D A | Closed | FPRO1242 | 2026-02-13 13:35 | 2026-02-17 14:17 | Resolved | 1 - Information D A | Property | Missing Doc - Appraisal | Appraisal is Missing | Resolved-Appraisal has been provided - Due Diligence Vendor-02/17/2026 <br>Ready for Review-Please see attached. - Due Diligence Vendor-02/17/2026 <br>Open-Appraisal is Missing - Due Diligence Vendor-02/13/2026 |  | Resolved-Appraisal has been provided - Due Diligence Vendor-02/17/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.07<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 68.33% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 48.5% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7614447 |
| 4000113266 |  | D A | Closed | FPRO1244 | 2026-02-17 09:13 | 2026-02-17 14:16 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-CU & LCA scores provided. - Due Diligence Vendor-02/17/2026 <br>Ready for Review-UCDP scores are under 2.5<br>Desk review not required. - Due Diligence Vendor-02/17/2026 <br>Open-3rd Party Valuation Product is Required and Missing - Due Diligence Vendor-02/17/2026 |  | Resolved-CU & LCA scores provided. - Due Diligence Vendor-02/17/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.07<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 68.33% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 48.5% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7651357 |
| 4000113271 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000114708 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000112010 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000114175 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000112139 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000112909 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000114765 |  | C A | Closed | finding-3712 | 2026-02-16 13:15 | 2026-02-19 09:29 | Resolved | 1 - Information C A | Compliance | State Reg | CA Per Diem Interest Amount Test | Resolved-xxx per diem interest disclosure provided, thank you. - Due Diligence Vendor-02/19/2026 <br> Ready for Review-Please see attached files. Thank you very much. - Due Diligence Vendor-02/19/2026 <br> Open-This loan failed the per diem interest amount test. (xxx Bus. Prof. Code §2948.5)The per diem interest amount charged on the loan (xxx) exceeds the per diem interest charge or credit threshold (xxx).PLEASE NOTE: An additional $1 buffer was included in the per diem interest charge or credit threshold displayed above based on the client preferences configured on the per diem interest settings page. - Due Diligence Vendor-02/16/2026 <br> Open- - Due Diligence Vendor-02/18/2026 |  | Resolved-xxx per diem interest disclosure provided, thank you. - Due Diligence Vendor-02/19/2026 | Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.06<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 40.73% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7636041 |
| 4000111481 |  | D A | Closed | FCRE1815 | 2026-02-17 12:03 | 2026-02-19 09:07 | Resolved | 1 - Information D A | Credit | Missing Doc | Entity Formation Documents for Main Entity and/or Sub-Entity Incomplete | Resolved-Entity documents provided - Due Diligence Vendor-02/19/2026 <br> Ready for Review-Document Uploaded. - Seller-02/18/2026 <br> Open-Missing Operating Agreement/equivalent, Articles of formation/equivalent, Certificate of good standing, and/or evidence of EIN Missing Certificate of good standing - Due Diligence Vendor-02/17/2026 | Ready for Review-Document Uploaded. - Seller-02/18/2026<br>| Resolved-Entity documents provided - Due Diligence Vendor-02/19/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 48.62 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months Months Reserves Of 48.62 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 17.00 Years Borrower At Current Residence For Five (5) Or More Years - 17.00 Years |  | BUSINESS LICENSE_Good Standing and One member.pdf<br>LOE_LLC LOE FROM BORROWER.pdf<br>ARTICLES OF INCORPORATION _ OPERATING AGREEMENT.pdf<br>BUSINESS LICENSE_EIN #.pdf | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7657574 |
| 4000114622 |  | C A | Closed | FCOM7353 | 2026-02-15 22:34 | 2026-02-23 08:18 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Clarification of Application Date | Resolved-\*\*Received confirmation of the application date. - Due Diligence Vendor-02/23/2026 <br> Ready for Review-Please see the attached app snip stating app date is xxx, same as the locked date - Due Diligence Vendor-02/23/2026 <br> Counter-The docusign Cert provided does not establish when the lender actually received the six required pieces of information needed to trigger the application date. Without that, there's no way to confirm whether disclosures were issued within the required compliance timeframe. If there is documentation showing when the sixth item was received, please provide it. Otherwise, we cannot substantiate the application date. - Due Diligence Vendor-02/19/2026 <br> Ready for Review-Please see the attached Audit trail - Due Diligence Vendor-02/19/2026 <br> Open-Need clarification of Application date xxx. - Due Diligence Vendor-02/16/2026 |  | Resolved-\*\*Received confirmation of the application date. - Due Diligence Vendor-02/23/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 31.26% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.02 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7626996 |
| 4000114622 |  | C A | Closed | finding-3712 | 2026-02-23 08:16 | 2026-02-23 08:16 | Resolved | 1 - Information C A | Compliance | State Reg | CA Per Diem Interest Amount Test |  |  |  | Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 31.26% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.02 |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7749527 |
| 4000114622 |  | C A | Closed | finding-47 | 2026-02-15 22:49 | 2026-02-18 08:40 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-PCCD received, data entered, no additional compliance findings. - Due Diligence Vendor-02/18/2026 <br> Ready for Review-Please see the attached PCCD - Due Diligence Vendor-02/18/2026 <br> Open- - Due Diligence Vendor-02/16/2026 <br> Open-This loan failed the TILA right of rescission test.Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. Cancelation date xxx is same as Final Cd disbursement date, please provide PCCD with the updated disbursement date after cancel date. - Due Diligence Vendor-02/16/2026 <br> Open- - Due Diligence Vendor-02/16/2026 |  | Resolved-PCCD received, data entered, no additional compliance findings. - Due Diligence Vendor-02/18/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 31.26% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.02 |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7627010 |
| 4000111649 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000112222 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000112529 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000114798 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000114358 |  | D A | Closed | FCRE1258 | 2026-02-16 09:26 | 2026-02-18 10:19 | Resolved | 1 - Information D A | Credit | Missing Doc - Approval Info | Collateral Underwriter Missing | Resolved-CU & LCA provided - Due Diligence Vendor-02/18/2026 <br>Ready for Review-Kindly see attached. - Due Diligence Vendor-02/17/2026 <br>Open-Please verify Collateral Underwriter Score Provided is actually Missing. - Due Diligence Vendor-02/16/2026 |  | Resolved-CU & LCA provided - Due Diligence Vendor-02/18/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.06<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 49.18% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7631468 |
| 4000114358 |  | D A | Closed | FPRO1242 | 2026-02-16 08:27 | 2026-02-18 10:17 | Resolved | 1 - Information D A | Property | Missing Doc - Appraisal | Appraisal is Missing | Resolved-Appraisal has been provided - Due Diligence Vendor-02/18/2026 <br> Ready for Review-Kindly see attached. Thank you. - Due Diligence Vendor-02/17/2026 <br> Open-Appraisal is Missing xxx- Due Diligence Vendor-02/16/2026 |  | Resolved-Appraisal has been provided - Due Diligence Vendor-02/18/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.06<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 49.18% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7630404 |
| 4000114103 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000115830 |  | D A | Closed | FCRE1472 | 2026-02-16 13:14 | 2026-02-18 11:57 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 6 Missing | Resolved-Asset 6 Provided Or Not Applicable - Due Diligence Vendor-02/18/2026 <br> Ready for Review-Please see attached - Due Diligence Vendor-02/17/2026 <br> Open-Asset 6 Missing Missing xxx. - Due Diligence Vendor-02/16/2026 |  | Resolved-Asset 6 Provided Or Not Applicable - Due Diligence Vendor-02/18/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 211.24 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.03<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 57.67% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 38.76% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 32.00 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7636033 |
| 4000112499 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000111249 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000115766 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000113748 |  | D A | Closed | finding-3721 | 2026-02-19 08:53 | 2026-02-25 09:17 | Resolved | 1 - Information C A | Compliance | TRID | TILA Post-Consummation Revised Closing Disclosure Foreclosure Rescission Finance Charge Test | Resolved-\*\*Received corrected PCCD - Due Diligence Vendor-02/25/2026 <br> Resolved- - Due Diligence Vendor-02/25/2026 <br> Ready for Review-Hello Team, please see attached the Updated Post Consummation CD showing the correct Finance charge is xxx. Thank you - Due Diligence Vendor-02/24/2026 <br> Counter-\*\*Statement provided does not resolve this condition. The disclosed Finance Charge of xxx is understated by xxx which exceeds the xxx threshold. - Due Diligence Vendor-02/20/2026 <br> Open- - Due Diligence Vendor-02/20/2026 <br> Resolved- - Due Diligence Vendor-02/20/2026 <br> Open- - Due Diligence Vendor-02/20/2026 <br> Ready for Review-hello Team, the finance charge on the PCCD is xxx and it's lower than the disclosed xxx. Please review and waive this condition. Thank you - Due Diligence Vendor-02/19/2026 <br> Open-PCCD has been provided, resulting in additional findings: -------- The Finance charge disclosed to the borrower in the PCCD is under-disclosed by xxx. ~~~ loan Data xxx; Comparison Data xxx; variance xxx - Due Diligence Vendor-02/19/2026 <br> Open-This loan failed the TILA foreclosure rescission finance charge test. (12 CFR §1026.23(h) , transferred from 12 CFR §226.23(h))The finance charge is xxx. The disclosed finance charge of xxx is not considered accurate for purposes of rescission because it is understated by more than xxx. - Due Diligence Vendor-02/19/2026 <br> Open- - Due Diligence Vendor-02/19/2026 |  | Resolved-\*\*Received corrected PCCD - Due Diligence Vendor-02/25/2026<br>| Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 20.00 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 12.71 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 64.4% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 37.83% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7695534 |
| 4000113748 |  | D A | Closed | finding-3719 | 2026-02-19 08:53 | 2026-02-25 09:17 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | TILA Post-Consummation Revised Closing Disclosure Finance Charge Test | Resolved-\*\*Received corrected PCCD - Due Diligence Vendor-02/25/2026 <br> Resolved- - Due Diligence Vendor-02/25/2026 <br> Ready for Review-Hello Team, please see attached the Updated Post Consummation CD showing the correct Finance charge is xxx. Thank you - Due Diligence Vendor-02/24/2026 <br> Counter-\*\*Statement provided does not resolve this condition. The disclosed Finance Charge of xxx is understated by xxx which exceeds the xxx threshold. - Due Diligence Vendor-02/20/2026 <br> Open- - Due Diligence Vendor-02/20/2026 <br> Resolved- - Due Diligence Vendor-02/20/2026 <br> Open- - Due Diligence Vendor-02/20/2026 <br> Ready for Review-hello Team, the finance charge on the PCCD is xxx and it's lower than the disclosed xxx. Please review and waive this condition. Thank you - Due Diligence Vendor-02/19/2026 <br> Open-PCCD has been provided, resulting in additional findings: -------- The Finance charge disclosed to the borrower in the PCCD is under-disclosed by xxx. ~~~ loan Data xxx; Comparison Data xxx; variance xxx- Due Diligence Vendor-02/19/2026 <br> Open-This loan failed the TILA finance charge test.(12 CFR §1026.18(d)(1) , transferred from 12 CFR §226.18(d)(1))The finance charge is xxx. The disclosed finance charge of xxx is not considered accurate because it is understated by more than xxx. - Due Diligence Vendor-02/19/2026 <br> Open- - Due Diligence Vendor-02/19/2026 |  | Resolved-\*\*Received corrected PCCD - Due Diligence Vendor-02/25/2026<br>| Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 20.00 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 12.71 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 64.4% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 37.83% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7695535 |
| 4000113748 |  | D A | Closed | FCOM1262 | 2026-02-15 22:00 | 2026-02-20 12:07 | Resolved | 1 - Information D A | Compliance | Missing Doc - ROR | Right of Rescission is Missing | Resolved-\*\*Received PCCD. - Due Diligence Vendor-02/20/2026 <br> Ready for Review-Hello team, please see attached the Post Consummation CD and Final SS showing the loan disbursement on xxx. Thank you - Due Diligence Vendor-02/19/2026 <br> Counter- Documentation provided is an H8 Right to Cancel form. Lender has been identified as either the current lender or the recorded original lender. The correct form should be an H9 ~ - Due Diligence Vendor-02/19/2026 <br> Ready for Review-Hello, please see attached, thank you - Due Diligence Vendor-02/19/2026 <br> Open-NROR missing - Funding date is xxx which before the 3rd day after closing of xxx- Due Diligence Vendor-02/16/2026 <br> Open-Right of Rescission is Missing Right of Rescission document is Missing. - Due Diligence Vendor-02/16/2026 |  | Resolved-\*\*Received PCCD. - Due Diligence Vendor-02/20/2026<br>| Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 20.00 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 12.71 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 64.4% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 37.83% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7626920 |
| 4000113748 |  | D A | Closed | finding-47 | 2026-02-15 22:02 | 2026-02-20 11:46 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved- - Due Diligence Vendor-02/20/2026 <br> Ready for Review-Hello team, please see attached the Post Consummation CD and Final SS showing the loan disbursement on xxx. Thank you - Due Diligence Vendor-02/19/2026 <br> Counter-PCCD has been provided, resulting in additional findings: -------- The Finance charge disclosed to the borrower in the PCCD is under-disclosed by xxx. ~~~ loan Data xxx; Comparison Data xxx; variance xxx<br> . - Due Diligence Vendor-02/19/2026 <br> Ready for Review- - Due Diligence Vendor-02/19/2026 <br> Resolved- - Due Diligence Vendor-02/19/2026 <br> Ready for Review-Hello Team, please see attached the Post consummation CD and Final SS showing the loan disbursement on xxx. Thank you - Due Diligence Vendor-02/19/2026 <br> Open-NROR missing - Funding date is xxx which before the 3rd day after closing of xxx - Due Diligence Vendor-02/16/2026 <br> Open- - Due Diligence Vendor-02/16/2026 <br> Open-This loan failed the TILA right of rescission test.Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. Right of Rescission document is Missing. - Due Diligence Vendor-02/16/2026 <br> Open- - Due Diligence Vendor-02/16/2026 <br> Open- - Due Diligence Vendor-02/16/2026 |  |  | Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 20.00 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 12.71 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 64.4% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 37.83% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7626924 |
| 4000111970 |  | D A | Closed | FCOM1262 | 2026-02-17 16:19 | 2026-02-18 08:33 | Resolved | 1 - Information D A | Compliance | Missing Doc - ROR | Right of Rescission is Missing | Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-02/18/2026 <br> Ready for Review-Please see attached file. Thank you . - Due Diligence Vendor-02/18/2026 <br> Open-The Notice of Right to Cancel, executed by xxx, has not been provided. - Due Diligence Vendor-02/17/2026 |  | Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-02/18/2026<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 5.09 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.04<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 62.76% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 35.33% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 20.00 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7663215 |
| 4000111631 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000113522 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000111163 |  | D A | Closed | FCRE7497 | 2026-02-15 03:17 | 2026-02-19 12:41 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-Departing Residence, now Investment- Tax Cert & HOI policy provided. - Due Diligence Vendor-02/19/2026 <br> Ready for Review-Please see attached files. Thank you. - Due Diligence Vendor-02/19/2026 <br> Open-xxx<br>For the following Property Tax and Insurance not Provided - Due Diligence Vendor-02/15/2026 |  | Resolved-Departing Residence, now Investment- Tax Cert & HOI policy provided. - Due Diligence Vendor-02/19/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - validated Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.04<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - validated Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - validated Original LTV Of 60% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - validated Calculated DTI Of 26.75% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - validated Months Reserves Of 17.24 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7624101 |
| 4000113239 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000114736 |  | C A | Closed | FCOM7353 | 2026-02-18 10:39 | 2026-02-19 10:05 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Clarification of Application Date | Resolved-Lender provided LOS snip as verification of xxx application date - Due Diligence Vendor-02/19/2026 <br> Ready for Review-Please see attached :) Thank you! - Due Diligence Vendor-02/19/2026 <br> Open-\*\*\*\*\*\* Documentation provided does not include confirmation of the borrowers application date. (LO signature date is only the date the LO acknowledged the URLA, not the date the lender received the 6 pieces of information required to trigger the application timing) A Compliance report cannot be processed until the requested material document(s) are received, which may result in additional Findings. Thank you - Due Diligence Vendor-02/18/2026 |  | Resolved-Lender provided LOS snip as verification of xxx application date - Due Diligence Vendor-02/19/2026 | Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 7.11 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.23<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 33.03% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 6.00 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Second Home | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7677521 |
| 4000114704 |  | C A | Closed | FCOM7353 | 2026-02-17 05:58 | 2026-02-19 09:58 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Clarification of Application Date | Resolved-Lender provided LOS snip as verification of xxx application date - Due Diligence Vendor-02/19/2026 <br> Ready for Review-Please see attached file. Thank you. - Due Diligence Vendor-02/19/2026 <br> Open-Need clarification of Application date xxx. - Due Diligence Vendor-02/17/2026 |  | Resolved-Lender provided LOS snip as verification of xxx application date - Due Diligence Vendor-02/19/2026 | Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 31.22% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 12.00 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 125.13 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 52.08% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7646735 |
| 4000114860 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000113346 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000115798 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000115482 |  | D A | Closed | FCRE7497 | 2026-02-18 01:10 | 2026-02-20 10:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-Verification provided that Primary Residence is free and clear. - Due Diligence Vendor-02/20/2026 <br> Ready for Review-Primary residence xxx Drive is owned free and clear. See attached including property tax; borrower has the option to not have an HOI. - Due Diligence Vendor-02/19/2026 <br> Open-Missing Insurance for the property xxx - Due Diligence Vendor-02/18/2026 |  | Resolved-Verification provided that Primary Residence is free and clear. - Due Diligence Vendor-02/20/2026<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 35.39% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.04<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 13.53 Years<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 17.67 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 13.53 Years<br> Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 13.53 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7670765 |
| 4000111998 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000113512 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000114855 |  | D A | Closed | FVAL1310 | 2026-02-17 23:55 | 2026-02-20 11:46 | Resolved | 1 - Information D A | Credit | Missing Doc | HOA Questionnaire is Missing or incomplete | Resolved-HOA Questionnaire is Provided - Due Diligence Vendor-02/20/2026 <br> Ready for Review-Hello team, the property is detached condo so no HOA questionnaire and master insurance required. Please waive this condition. Thank you - Due Diligence Vendor-02/19/2026 <br> Open-HOA Questionnaire Document status is Missing. - Due Diligence Vendor-02/18/2026 |  | Resolved-HOA Questionnaire is Provided - Due Diligence Vendor-02/20/2026<br>| Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10.00 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 33.38% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7670175 |
| 4000114855 |  | D A | Closed | FCRE1143 | 2026-02-17 23:55 | 2026-02-20 11:46 | Resolved | 1 - Information C A | Credit | Eligibility | Builder is in control of HOA | Resolved-The Builder is not in control of the HOA, or Not Applicable - Due Diligence Vendor-02/20/2026 <br>Ready for Review-Hello team, the property is detached condo so no HOA questionnaire and master insurance required. Please waive this condition. Thank you - Due Diligence Vendor-02/19/2026 <br>Open-The Builder is in control of the HOA - Due Diligence Vendor-02/18/2026 |  | Resolved-The Builder is not in control of the HOA, or Not Applicable - Due Diligence Vendor-02/20/2026<br>| Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10.00 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 33.38% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7670176 |
| 4000114889 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000116699 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000116710 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000114466 |  | C A | Closed | finding-47 | 2026-02-17 14:26 | 2026-02-19 08:37 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-PCCD received, data entered, no additional compliance findings. - Due Diligence Vendor-02/19/2026 <br> Resolved- - Due Diligence Vendor-02/19/2026 <br> Ready for Review-Hello team, please see attached the Post Consummation CD and Final SS showing the loan disbursement date on xxx. Thank you - Due Diligence Vendor-02/18/2026 <br> Open-This loan failed the TILA right of rescission test.Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. The Final CD shows a funding date of xxx - which is prior to the conclusion of borrower(s) 3 day rescission period. Lender to provide confirmation of accurate funding/disbursement date. - Due Diligence Vendor-02/18/2026 <br> Open- - Due Diligence Vendor-02/18/2026 <br> Open- - Due Diligence Vendor-02/17/2026 <br> Open- - Due Diligence Vendor-02/17/2026 <br> Open- - Due Diligence Vendor-02/17/2026 |  | Resolved-PCCD received, data entered, no additional compliance findings. - Due Diligence Vendor-02/19/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.15<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 52.81% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 36.89% Is Less Than The Guideline Maximum Of 80% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 6.42 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7661171 |
| 4000114721 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000116684 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000116689 |  | D A C | Closed | FCRE1145 | 2026-02-17 03:55 | 2026-02-19 14:02 | Resolved | 1 - Information D A | Credit | Missing Doc - Title | Title Document Missing | Resolved-Title Document is fully Present - Due Diligence Vendor-02/19/2026 <br>Ready for Review-Please see prelim attached :) Thank you! - Due Diligence Vendor-02/19/2026 <br>Open-Title Document is missing Subject Property Title Document is missing. Please provide Title Policy. - Due Diligence Vendor-02/17/2026 |  | Resolved-Title Document is fully Present - Due Diligence Vendor-02/19/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 47.65% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 15.00 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 6.01 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7645661 |
| 4000116689 |  | D A C | Closed | FCOM7353 | 2026-02-18 11:19 | 2026-02-19 10:03 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Clarification of Application Date | Resolved-Lender provided LOS snip as verification of xxx application date - Due Diligence Vendor-02/19/2026 <br> Ready for Review-Please see attached :) Thank you! - Due Diligence Vendor-02/19/2026 <br> Open-\*\*\*\*\*\* Documentation provided does not include confirmation of the borrowers application date. (LO signature date is only the date the LO acknowledged the URLA, not the date the lender received the 6 pieces of information required to trigger the application timing) A Compliance report cannot be processed until the requested material document(s) are received, which may result in additional Findings. Thank you - Due Diligence Vendor-02/18/2026 |  | Resolved-Lender provided LOS snip as verification of xxx application date - Due Diligence Vendor-02/19/2026 | Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 47.65% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 15.00 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 6.01 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7678454 |
| 4000113618 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000116728 |  | C A | Closed | FCOM7353 | 2026-02-17 04:52 | 2026-02-19 10:00 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Clarification of Application Date | Resolved-Lender provided LOS snip as verification of xxx application date - Due Diligence Vendor-02/19/2026 <br> Ready for Review-Please see attached file. Thank you. - Due Diligence Vendor-02/19/2026 <br> Open-Need clarification of Application date xxx. - Due Diligence Vendor-02/17/2026 |  | Resolved-Lender provided LOS snip as verification of xxx application date - Due Diligence Vendor-02/19/2026 | Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.09<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 46.62% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 40.45% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7645969 |
| 4000114313 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000112171 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000114752 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000116703 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000116729 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000116691 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000116725 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000114315 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000116731 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000114654 |  | D A | Closed | FCRE1442 | 2026-02-17 08:46 | 2026-02-20 07:31 | Resolved | 1 - Information C A | Credit | Assets | Asset 1 Expired | Resolved-Asset 1 Not Expired - Due Diligence Vendor-02/20/2026 <br> Ready for Review-Please see the attached updated statement xxx with sufficient asset. Thank you! - Due Diligence Vendor-02/19/2026 <br> Open-xxx account ending in xxx- account used for closing is expired - Due Diligence Vendor-02/18/2026 <br> Open-Asset 1 Expired - Due Diligence Vendor-02/17/2026 |  | Resolved-Asset 1 Not Expired - Due Diligence Vendor-02/20/2026<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 5.83 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 139.31 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 29.00 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 15.61 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 19.14% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7650625 |
| 4000114654 |  | D A | Closed | FCRE1764 | 2026-02-17 09:21 | 2026-02-20 07:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Verification of Mortgage | Resolved-Note, Final CD (escrowed), and HOI Policies provided - Due Diligence Vendor-02/20/2026 <br> Ready for Review-Please see the attached PITI documents for xxx. Thank you! - Due Diligence Vendor-02/19/2026 <br> Open-Missing Verification of Mortgage for REO Properties-xxx - Due Diligence Vendor-02/17/2026 |  | Resolved-Note, Final CD (escrowed), and HOI Policies provided - Due Diligence Vendor-02/20/2026<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 5.83 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 139.31 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 29.00 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 15.61 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 19.14% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7651556 |
| 4000112118 |  | C A | Closed | FCOM7353 | 2026-02-18 05:51 | 2026-02-20 08:42 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Clarification of Application Date | Resolved-Lender LOS snip indicating application date of xxx, has been provided - Due Diligence Vendor-02/20/2026 <br> Ready for Review-Application date is xxx. Uploading the screenshot of our system. Provided audit trail shows documents were sent on xxx and initial LE/disclosures were issued on xxx. - Due Diligence Vendor-02/20/2026 <br> Open-Need clarification of Application date xxx. - Due Diligence Vendor-02/18/2026 |  | Resolved-Lender LOS snip indicating application date of xxx, has been provided - Due Diligence Vendor-02/20/2026 | Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 63.71% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 41.48% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 20 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 20.16 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 20.16 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7672335 |
| 4000116707 |  | C A | Closed | FCRE1198 | 2026-02-17 05:43 | 2026-02-22 10:38 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of 5.49 are greater than or equal to Guideline Required Reserves of 0 - Due Diligence Vendor-02/22/2026 <br>Ready for Review-Through the guideline we do not need to provide the reserves for this. I kindly request to waive this condition. - Due Diligence Vendor-02/20/2026 <br>Open-Audited Reserves of are less than Guideline Required Reserves of 6 - Due Diligence Vendor-02/17/2026 |  | Resolved-Audited Reserves of 5.49 are greater than or equal to Guideline Required Reserves of 0 - Due Diligence Vendor-02/22/2026<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 17.00 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.15<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 43.13% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 46.49% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7646541 |
| 4000116707 |  | C A | Closed | FCRE7000 | 2026-02-17 05:36 | 2026-02-22 10:37 | Resolved | 1 - Information C A | Credit | Assets | Insufficient Total Liquid Assets Available for Close | Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-02/22/2026 <br> Ready for Review-The attached xxx gift letter is included in the closed package. Please review and waive this condition. - Due Diligence Vendor-02/20/2026 <br> Open-Total Liquid Assets Available for Close of xxx is less than Total Cash to Close xxx. - Due Diligence Vendor-02/17/2026 |  | Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-02/22/2026<br>| Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 17.00 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.15<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 43.13% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 46.49% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7646422 |
| 4000116707 |  | C A | Closed | FCOM7353 | 2026-02-17 06:27 | 2026-02-20 08:38 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Clarification of Application Date | Resolved-Lender LOS snip indicating application date of xxx, has been provided - Due Diligence Vendor-02/20/2026 <br> Ready for Review-Here you are. - Due Diligence Vendor-02/20/2026 <br> Open- Need Clarification of Application date xxx. - Due Diligence Vendor-02/17/2026 |  | Resolved-Lender LOS snip indicating application date of xxx, has been provided - Due Diligence Vendor-02/20/2026 | Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 17.00 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.15<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 43.13% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 46.49% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7647168 |
| 4000109515 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000112112 |  | C A | Closed | FCOM7353 | 2026-02-17 21:50 | 2026-02-20 08:44 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Clarification of Application Date | Resolved-Lender LOS snip indicating application date of xxx, has been provided - Due Diligence Vendor-02/20/2026 <br> Ready for Review-here's our system screenshot - Due Diligence Vendor-02/20/2026 <br> Open-Need Clarification of Application date xxx<br> - Due Diligence Vendor-02/18/2026 |  | Resolved-Lender LOS snip indicating application date of xxx, has been provided - Due Diligence Vendor-02/20/2026 | Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 16.00 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 15.73 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.03<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 75% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 34.36% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7669717 |
| 4000116692 |  | D A C | Closed | finding-47 | 2026-02-17 16:42 | 2026-02-23 10:26 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-\*\*Received PCCD - Due Diligence Vendor-02/23/2026 <br> Resolved- - Due Diligence Vendor-02/23/2026 <br> Ready for Review-Please see the attached POST CD - Due Diligence Vendor-02/23/2026 <br> Open-This loan failed the TILA right of rescission test.Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. \*\*The Final CD's disbursement date is prior to the conclusion of borrower(s) 3 day rescission period. Lender to provide confirmation of accurate funding/disbursement date. - Due Diligence Vendor-02/19/2026 <br> Open- - Due Diligence Vendor-02/19/2026 <br> Open- - Due Diligence Vendor-02/17/2026 |  | Resolved-\*\*Received PCCD - Due Diligence Vendor-02/23/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.01<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 12.41 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 12.41 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7663714 |
| 4000116692 |  | D A C | Closed | FCRE1503 | 2026-02-17 09:03 | 2026-02-23 09:55 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Mortgage Statement(s) Missing | Resolved-Mortgage Statement (escrowed) provided - Due Diligence Vendor-02/23/2026 <br> Ready for Review-Please see the attached mtg stmt already included in the closing pkg pg. 52-53. Could you please waive the condition? - Due Diligence Vendor-02/23/2026 <br> Open-Mortgage Statement Missing for address xxx. - Due Diligence Vendor-02/17/2026 |  | Resolved-Mortgage Statement (escrowed) provided - Due Diligence Vendor-02/23/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.01<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 12.41 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 12.41 Years |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7651143 |
| 4000114653 |  | D A | Closed | FCRE7497 | 2026-02-18 06:29 | 2026-02-20 07:26 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved- - Due Diligence Vendor-02/20/2026 <br> Ready for Review-Please see attached :) Thank you - Due Diligence Vendor-02/19/2026 <br> Open-HOA/Tax/Insurance missing for xxx<br> - Due Diligence Vendor-02/18/2026 |  |  | Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 18.53% Is Less Than The Guideline Maximum Of 50% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 326.59 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 5.83 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 15.61 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 29.00 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7672764 |
| 4000112202 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000116694 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000111978 |  | C A | Closed | FCOM7353 | 2026-02-18 00:14 | 2026-02-23 09:13 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Clarification of Application Date | Resolved-Received confirmation of the application date.<br> - Due Diligence Vendor-02/23/2026 <br> Ready for Review-Please see the attached supporting documents. The application date is xxx and the disclosures are issued within 3 business day from the application date and signed xxx. Thank you! - Due Diligence Vendor-02/23/2026 <br> Open-Documentation provided does not include confirmation of the borrower's application date. A Compliance report cannot be processed until the requested material document(s) are received, which may result in additional Findings. Thank you. - Due Diligence Vendor-02/18/2026 |  | Resolved-Received confirmation of the application date.<br> - Due Diligence Vendor-02/23/2026<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 47.03% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.18<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7670446 |
| 4000116709 |  | C A | Closed | FCOM7353 | 2026-02-19 11:11 | 2026-02-20 08:41 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Clarification of Application Date | Resolved-Lender LOS snip indicating application date of xxx, has been provided - Due Diligence Vendor-02/20/2026 <br> Ready for Review-Here you are. - Due Diligence Vendor-02/20/2026 <br> Open-\*\*\*\*\*\* Documentation provided does not include confirmation of the borrowers application date. (LO signature date is only the date the LO acknowledged the URLA, not the date the lender received the 6 pieces of information required to trigger the application timing) A Compliance report cannot be processed until the requested material document(s) are received, which may result in additional Findings. Thank you - Due Diligence Vendor-02/19/2026 |  | Resolved-Lender LOS snip indicating application date of xxx, has been provided - Due Diligence Vendor-02/20/2026 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7699407 |
| 4000112372 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000116695 |  | C A | Closed | FCOM7353 | 2026-02-18 01:02 | 2026-02-20 09:14 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Clarification of Application Date | Resolved-Lender LOS snip indicating application date of xxx, has been provided - Due Diligence Vendor-02/20/2026 <br> Ready for Review-Please see attached file. Thank you. - Due Diligence Vendor-02/19/2026 <br> Open-Documentation provided does not include confirmation of the borrower's application date. A Compliance report cannot be processed until the requested material document(s) are received, which may result in additional Findings. Thank you. - Due Diligence Vendor-02/18/2026 |  | Resolved-Lender LOS snip indicating application date of xxx, has been provided - Due Diligence Vendor-02/20/2026 | Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.12<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 69.01% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 48.41% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7670713 |
| 4000112680 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000112001 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000116698 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000116724 |  | D A | Closed | FCRE1467 | 2026-02-18 08:32 | 2026-02-23 10:00 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 1 Missing | Resolved-Asset 1 Provided - Due Diligence Vendor-02/23/2026 <br> Ready for Review-Please see the attached bank statement for xxx. Thank you! - Due Diligence Vendor-02/23/2026 <br> Open-Asset 1 Missing - xxx Checking Account for xxx is Missing - Due Diligence Vendor-02/18/2026 |  | Resolved-Asset 1 Provided - Due Diligence Vendor-02/23/2026<br>| Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10.00 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 10.78 Are Greater Than The Guideline Minimum Of 4 By Six (6) Or More Months<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.02<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 35.45% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7674816 |
| 4000116706 |  | C A | Closed | FCRE1198 | 2026-02-18 17:40 | 2026-02-22 10:26 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of 12.34 are greater than or equal to Guideline Required Reserves of 6 - Due Diligence Vendor-02/22/2026 <br> Ready for Review-It appears that the xxx gift was not included in your calculations for this file. I attached the Gift Letter. Please review and waive this condition. - Due Diligence Vendor-02/20/2026 <br> Open-Audited Reserves of are less than Guideline Required Reserves of 6 - Due Diligence Vendor-02/18/2026 |  | Resolved-Audited Reserves of 12.34 are greater than or equal to Guideline Required Reserves of 6 - Due Diligence Vendor-02/22/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 10.00 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 12.34 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 32.91% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.1 |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7686216 |
| 4000116706 |  | C A | Closed | FCRE7000 | 2026-02-18 17:23 | 2026-02-22 10:26 | Resolved | 1 - Information C A | Credit | Assets | Insufficient Total Liquid Assets Available for Close | Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-02/22/2026 <br> Ready for Review-It appears that the xxx gift was not included in your calculations for this file. I attached the Gift Letter. Please review and waive this condition. - Due Diligence Vendor-02/20/2026 <br> Open-Total Liquid Assets Available for Close of xxx is less than Total Cash to Close xxx. Validated - Due Diligence Vendor-02/18/2026 |  | Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-02/22/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 10.00 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 12.34 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 32.91% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.1 |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7686060 |
| 4000111351 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000115800 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000115793 |  | C A | Closed | FCRE1159 | 2026-02-19 04:00 | 2026-02-22 12:34 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Disbursement Date | Resolved-Hazard Insurance Effective Date of xxx is prior to or equal to the Disbursement Date of xxx Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-02/22/2026 <br> Ready for Review-Hello Team, please see attached the Post Consummation CD and Final SS showing the loan disbursement date on xxx. Thank you - Due Diligence Vendor-02/21/2026 <br> Ready for Review-Hello Team, please see attached the Post Consummation CD and Final SS showing the loan disbursement date on xxx. Thank you - Due Diligence Vendor-02/20/2026 <br> Open-Hazard Insurance Effective Date of xxx is after the Disbursement Date of xxx - Due Diligence Vendor-02/19/2026 |  | Resolved-Hazard Insurance Effective Date of xxx is prior to or equal to the Disbursement Date of xxx Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-02/22/2026 | Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 135.96 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 6.00 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7691382 |
| 4000115377 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000115786 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000114857 |  | C A | Closed | FCRE1178 | 2026-02-19 12:14 | 2026-02-22 11:59 | Resolved | 1 - Information C A | Credit | Insurance | Other Property Insurance Policy Effective Date is after the Note Date | Resolved-PCCD provided disbursement date xxx - Due Diligence Vendor-02/22/2026 <br> Ready for Review-Hello Team, please see attached the Post consummation CD and final SS showing the loan disbursement date is xxx. Thank you - Due Diligence Vendor-02/20/2026 <br> Open-Other Property Insurance Policy Effective Date of xxx is after the Note Date of xxx - Due Diligence Vendor-02/19/2026 |  | Resolved-PCCD provided disbursement date xxx - Due Diligence Vendor-02/22/2026 | Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 22.33 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.17<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 34.64 Are Greater Than The Guideline Minimum Of 0 By Six (6) Or More Months<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 70% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 46.38% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7701785 |
| 4000114823 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000105163 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000114359 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000116169 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000113581 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000115790 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000114792 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000114744 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000114630 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000112983 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000114756 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000112746 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 4000113036 |  | D A | Closed | FCOM1225 | 2026-02-19 05:46 | 2026-02-20 15:34 | Resolved | 1 - Information D A | Compliance | Missing Doc - Closing Package | Second Home Rider is Missing | Resolved-The Second Home Rider is Present or Not Applicable (Occupancy is Investment) - Due Diligence Vendor-02/20/2026 <br>Open-Second Home Rider is Missing and Occupancy is Second Home - Due Diligence Vendor-02/19/2026 |  | Resolved-The Second Home Rider is Present or Not Applicable (Occupancy is Investment) - Due Diligence Vendor-02/20/2026<br>| Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 70% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7692010 |
| 4000115092 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000115701 |  | D A | Closed | FCRE1814 | 2026-02-23 10:02 | 2026-02-25 11:05 | Resolved | 1 - Information D A | Credit | Missing Doc | Entity Formation Documents for Main Entity and/or Sub-Entity Missing | Resolved-COG provided - Due Diligence Vendor-02/25/2026 <br> Ready for Review-CERTIFICATE OF GOOD STANDING - Due Diligence Vendor-02/23/2026 <br> Open-Missing Operating Agreement/equivalent, Articles of formation/equivalent, Certificate of good standing, and/or evidence of EIN Missing Operating Agreement/equivalent, Articles of formation/equivalent, Certificate of good standing, and/or evidence of EIN - Due Diligence Vendor-02/23/2026 |  | Resolved-COG provided - Due Diligence Vendor-02/25/2026<br>| Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 83.48 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br>Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 8.00 Years |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7754092 |
| 4000114558 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Refinance | Cash Out - Other |  |  |  |
| 4000115740 |  | C A | Closed | FCRE1159 | 2026-02-20 00:21 | 2026-02-23 14:22 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Disbursement Date | Resolved-Hazard Insurance Effective Date of xxx is prior to or equal to the Disbursement Date of xxx Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-02/23/2026 <br> Ready for Review-Please find attached final settlement statement reflecting the disbursement date on xxx. - Due Diligence Vendor-02/23/2026 <br> Open-Hazard Insurance Effective Date of xxx is after the Disbursement Date of xxx - Due Diligence Vendor-02/20/2026 |  | Resolved-Hazard Insurance Effective Date of xxx is prior to or equal to the Disbursement Date of xxx Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-02/23/2026 | Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 6.58 Years<br>Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 9.83 Are Greater Than The Guideline Minimum Of 3 By Six (6) Or More Months |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA | N/A | N/A | 7713033 |
| 4000115465 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000110839 |  | D A | Closed | FCRE1201 | 2026-02-21 07:15 | 2026-02-26 07:38 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-02/26/2026 <br>Ready for Review-Fraud Report - Due Diligence Vendor-02/23/2026 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-02/21/2026 |  | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-02/26/2026<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 660 By Twenty (20) or More Points<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 6.12 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.19<br> Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 10.92 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10.33 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 42.26% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 101.43 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7738052 |
| 4000110578 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000114160 |  | C A | Closed | finding-47 | 2026-02-20 15:48 | 2026-02-24 19:41 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-PCCD received, data entered, no additional compliance findings. - Due Diligence Vendor-02/25/2026 <br> Resolved- - Due Diligence Vendor-02/25/2026 <br> Ready for Review-Hello Team, please see attached the Post Consummation CD and Final SS showing the loan disbursement date on xxx. Thank you - Due Diligence Vendor-02/24/2026 <br> Open-This loan failed the TILA right of rescission test.Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. \*\*\*The Final CD's disbursement date is prior to the conclusion of borrower(s) 3 day rescission period. Lender to provide confirmation of accurate funding/disbursement date. - Due Diligence Vendor-02/22/2026 <br> Open- - Due Diligence Vendor-02/22/2026 <br> Open- - Due Diligence Vendor-02/20/2026 <br> Open- - Due Diligence Vendor-02/20/2026 <br> Open- - Due Diligence Vendor-02/20/2026 |  | Resolved-PCCD received, data entered, no additional compliance findings. - Due Diligence Vendor-02/25/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.11<br>Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 28.27% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br>Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 68.57% Is Below The Guideline Maximum Of 90% By Ten Percent (10%) Or More<br>Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 8.12 Years<br>Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7729599 |
| 4000115374 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000113615 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000114465 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000111590 |  | C A | Closed | finding-47 | 2026-02-23 06:23 | 2026-02-25 14:46 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-\*\*Received PCCD - Due Diligence Vendor-02/25/2026 <br> Resolved- - Due Diligence Vendor-02/25/2026 <br> Ready for Review-Hello Team, please see attached the Post Consummation CD and Final SS showing the loan disbursement date is xxx. Thank you - Due Diligence Vendor-02/24/2026 <br> Open-This loan failed the TILA right of rescission test.Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. \*\*\*The Final CD shows a funding date of xxx - which is prior to the conclusion of borrower(s) 3 day rescission period. Lender to provide confirmation of accurate funding/disbursement date. - Due Diligence Vendor-02/23/2026 <br> Open- - Due Diligence Vendor-02/24/2026 <br> Open- - Due Diligence Vendor-02/23/2026 <br> Open- - Due Diligence Vendor-02/23/2026 |  | Resolved-\*\*Received PCCD - Due Diligence Vendor-02/25/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.02<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 10.57 Are Greater Than The Guideline Minimum Of 4 By Six (6) Or More Months<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10.00 Years<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 75% Is Below The Guideline Maximum Of 85% By Ten Percent (10%) Or More<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 23.77% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 700 By Twenty (20) or More Points |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7747239 |
| 4000114154 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000113270 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000114759 |  | C A | Closed | FCOM7353 | 2026-02-22 22:12 | 2026-02-25 15:22 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Clarification of Application Date | Resolved-\*\*received confirmation of application date - Due Diligence Vendor-02/25/2026 <br> Ready for Review-Please see the attached supporting documents reflecting the application xxx. Thank you! - Due Diligence Vendor-02/25/2026 <br> Open-Need clarification of Application date xxx. - Due Diligence Vendor-02/23/2026 |  | Resolved-\*\*received confirmation of application date - Due Diligence Vendor-02/25/2026<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.12<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 7.00 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 45.68% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7745181 |
| 4000114759 |  | C A | Closed | finding-3712 | 2026-02-22 22:12 | 2026-02-25 15:21 | Resolved | 1 - Information C A | Compliance | State Reg | CA Per Diem Interest Amount Test | Resolved-\*\*Received acceptable executed xxx Per Diem Disclosure - Due Diligence Vendor-02/25/2026 <br> Ready for Review-Please see the attached xxx PER DIEM INTEREST DISCLOSURE. Thank you! - Due Diligence Vendor-02/25/2026 <br> Open-This loan failed the per diem interest amount test. (xxx Bus. Prof. Code §2948.5)The per diem interest amount charged on the loan (xxx) exceeds the per diem interest charge or credit threshold (xxx).PLEASE NOTE: An additional $1 buffer was included in the per diem interest charge or credit threshold displayed above based on the client preferences configured on the per diem interest settings page. \*\*\*\* Please provide the California Per Diem Disclosure for review - Due Diligence Vendor-02/24/2026 <br> Open- - Due Diligence Vendor-02/24/2026 <br> Open- - Due Diligence Vendor-02/23/2026 <br> Open- - Due Diligence Vendor-02/23/2026 <br> Open- - Due Diligence Vendor-02/23/2026 <br> Open- - Due Diligence Vendor-02/23/2026 |  | Resolved-\*\*Received acceptable executed xxx Per Diem Disclosure - Due Diligence Vendor-02/25/2026 | Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.12<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 7.00 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 45.68% Is Less Than The Guideline Maximum Of 55% By Five Percent (5%) Or More |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | 7745191 |
| 4000113614 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 4000114463 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 4000115781 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000115534 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |
| 4000115820 |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Not Applicable | ATR/QM: Not Applicable | xxx | xxx | Investment | Purchase | NA |  |  |  |

---

## Exhibit 99.02

**Exhibit 99.02 Schedule 4**

---

| | | | |
|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Original Loan Amount** |
| 4000090626 |  |  | xxx A |
| 4000091896 |  |  | xxx A |
| 4000090360 |  |  | xxx D A |
| 4000095153 |  |  | xxx A |
| 4000093535 |  |  | xxx A |
| 4000093277 |  |  | xxx D A |
| 4000097316 |  |  | xxx A |
| 4000096759 |  |  | xxx A |
| 4000102462 |  |  | xxx A |
| 4000103646 |  |  | xxx A |
| 4000100831 |  |  | xxx A D |
| 4000101571 |  |  | xxx C A B |
| 4000094804 |  |  | xxx A C |
| 4000104306 |  |  | xxx A |
| 4000104569 |  |  | xxx D A |
| 4000103542 |  |  | xxx A |
| 4000104001 |  |  | xxx C A B |
| 4000105980 |  |  | xxx A |
| 4000103597 |  |  | xxx B D A |
| 4000104565 |  |  | xxx A |
| 4000103580 |  |  | xxx D A |
| 4000105135 |  |  | xxx A |
| 4000106833 |  |  | xxx A |
| 4000103995 |  |  | xxx A |
| 4000107262 |  |  | xxx A |
| 4000104901 |  |  | xxx C A |
| 4000104648 |  |  | xxx A |
| 4000108076 |  |  | xxx A |
| 4000104646 |  |  | xxx D A |
| 4000104980 |  |  | xxx D A |
| 4000104548 |  |  | xxx A C |
| 4000105301 |  |  | xxx A |
| 4000107294 |  |  | xxx A |
| 4000105737 |  |  | xxx A C |
| 4000107326 |  |  | xxx A |
| 4000108012 |  |  | xxx A |
| 4000104531 |  |  | xxx A |
| 4000107465 |  |  | xxx A |
| 4000106919 |  |  | xxx A |
| 4000096578 |  |  | xxx A |
| 4000107319 |  |  | xxx A |
| 4000106765 |  |  | xxx A |
| 4000108173 |  |  | xxx A |
| 4000108187 |  |  | xxx A |
| 4000108233 |  |  | xxx D A |
| 4000109000 |  |  | xxx A |
| 4000109281 |  |  | xxx A B |
| 4000108994 |  |  | xxx A |
| 4000108254 |  |  | xxx A C |
| 4000109635 |  |  | xxx A |
| 4000106920 |  |  | xxx A D |
| 4000108247 |  |  | xxx A |
| 4000107683 |  |  | xxx A |
| 4000107671 |  |  | xxx D A |
| 4000109004 |  |  | xxx A |
| 4000109019 |  |  | xxx A |
| 4000107721 |  |  | xxx A |
| 4000111173 |  |  | xxx A C |
| 4000111090 |  |  | xxx A C |
| 4000110003 |  |  | xxx A |
| 4000109314 |  |  | xxx C A |
| 4000111054 |  |  | xxx C A |
| 4000109725 |  |  | xxx D A |
| 4000109479 |  |  | xxx A |
| 4000110010 |  |  | xxx A |
| 4000111136 |  |  | xxx A |
| 4000108471 |  |  | xxx A D C |
| 4000109482 |  |  | xxx C A |
| 4000110043 |  |  | xxx C A |
| 4000111182 |  |  | xxx A |
| 4000108628 |  |  | xxx A |
| 4000109996 |  |  | xxx A C |
| 4000111958 |  |  | xxx A C |
| 4000111624 |  |  | xxx A |
| 4000111157 |  |  | xxx A |
| 4000109920 |  |  | xxx A |
| 4000107528 |  |  | xxx A |
| 4000105295 |  |  | xxx A |
| 4000109577 |  |  | xxx A D |
| 4000112467 |  |  | xxx C A |
| 4000112469 |  |  | xxx A C |
| 4000111633 |  |  | xxx A |
| 4000111139 |  |  | xxx C A |
| 4000111187 |  |  | xxx D A |
| 4000108943 |  |  | xxx D A |
| 4000109985 |  |  | xxx D A |
| 4000111080 |  |  | xxx A |
| 4000111627 |  |  | xxx A C |
| 4000111625 |  |  | xxx A |
| 4000111630 |  |  | xxx C A |
| 4000109258 |  |  | xxx A D |
| 4000110375 |  |  | xxx A |
| 4000109947 |  |  | xxx A |
| 4000109732 |  |  | xxx A |
| 4000110352 |  |  | xxx D A |
| 4000110384 |  |  | xxx A |
| 4000109838 |  |  | xxx A |
| 4000109257 |  |  | xxx C A |
| 4000109272 |  |  | xxx C A |
| 4000110192 |  |  | xxx A |
| 4000111597 |  |  | xxx A D |
| 4000110194 |  |  | xxx D A |
| 4000111154 |  |  | xxx A |
| 4000111201 |  |  | xxx A |
| 4000112692 |  |  | xxx A |
| 4000111162 |  |  | xxx A |
| 4000111176 |  |  | xxx A C |
| 4000111165 |  |  | xxx D C A |
| 4000110062 |  |  | xxx A |
| 4000111960 |  |  | xxx A |
| 4000111200 |  |  | xxx A |
| 4000111097 |  |  | xxx A |
| 4000111963 |  |  | xxx A |
| 4000111616 |  |  | xxx A C |
| 4000111146 |  |  | xxx A |
| 4000111159 |  |  | xxx A |
| 4000110949 |  |  | xxx D A |
| 4000111291 |  |  | xxx A |
| 4000111591 |  |  | xxx A |
| 4000110193 |  |  | xxx A |
| 4000111593 |  |  | xxx A |
| 4000108945 |  |  | xxx A |
| 4000111214 |  |  | xxx A C |
| 4000112714 |  |  | xxx D A |
| 4000111605 |  |  | xxx A |
| 4000110997 |  |  | xxx D A |
| 4000111609 |  |  | xxx A |
| 4000111618 |  |  | xxx A |
| 4000111546 |  |  | xxx D A |
| 4000109351 |  |  | xxx C A |
| 4000108771 |  |  | xxx A |
| 4000110379 |  |  | xxx A |
| 4000111725 |  |  | xxx A |
| 4000111619 |  |  | xxx A |
| 4000110915 |  |  | xxx A |
| 4000110724 |  |  | xxx D A |
| 4000111610 |  |  | xxx A |
| 4000110353 |  |  | xxx A |
| 4000109283 |  |  | xxx D A |
| 4000110718 |  |  | xxx A |
| 4000111183 |  |  | xxx A D |
| 4000110386 |  |  | xxx A |
| 4000113286 |  |  | xxx D A |
| 4000111091 |  |  | xxx A |
| 4000111430 |  |  | xxx D A |
| 4000111005 |  |  | xxx D A |
| 4000110362 |  |  | xxx A |
| 4000112146 |  |  | xxx A |
| 4000108664 |  |  | xxx D A |
| 4000110719 |  |  | xxx A |
| 4000111240 |  |  | xxx C A |
| 4000112108 |  |  | xxx A |
| 4000108514 |  |  | xxx C A |
| 4000109362 |  |  | xxx A |
| 4000112856 |  |  | xxx A |
| 4000108307 |  |  | xxx B A |
| 4000107367 |  |  | xxx B A |
| 4000108946 |  |  | xxx A |
| 4000111239 |  |  | xxx D C A |
| 4000112498 |  |  | xxx C A |
| 4000112897 |  |  | xxx A C |
| 4000111598 |  |  | xxx A |
| 4000111152 |  |  | xxx A C |
| 4000111069 |  |  | xxx A C |
| 4000110506 |  |  | xxx A |
| 4000111143 |  |  | xxx A |
| 4000113925 |  |  | xxx C A |
| 4000108826 |  |  | xxx A |
| 4000113918 |  |  | xxx A |
| 4000110955 |  |  | xxx A C B |
| 4000113922 |  |  | xxx A |
| 4000112038 |  |  | xxx A |
| 4000111281 |  |  | xxx D A |
| 4000113924 |  |  | xxx A |
| 4000111095 |  |  | xxx C A |
| 4000111615 |  |  | xxx A |
| 4000110733 |  |  | xxx C A |
| 4000110673 |  |  | xxx A |
| 4000112414 |  |  | xxx A D |
| 4000112415 |  |  | xxx A |
| 4000112413 |  |  | xxx A |
| 4000112418 |  |  | xxx A |
| 4000112412 |  |  | xxx A |
| 4000112500 |  |  | xxx C A |
| 4000108539 |  |  | xxx A |
| 4000110811 |  |  | xxx A |
| 4000110387 |  |  | xxx A |
| 4000113535 |  |  | xxx A |
| 4000112207 |  |  | xxx A C |
| 4000111306 |  |  | xxx D A |
| 4000111608 |  |  | xxx A |
| 4000111303 |  |  | xxx D A |
| 4000110999 |  |  | xxx A C |
| 4000111545 |  |  | xxx A |
| 4000111996 |  |  | xxx A |
| 4000110006 |  |  | xxx D A |
| 4000111977 |  |  | xxx D A |
| 4000111198 |  |  | xxx D A |
| 4000110912 |  |  | xxx A |
| 4000112654 |  |  | xxx A |
| 4000110438 |  |  | xxx A |
| 4000112489 |  |  | xxx A |
| 4000113373 |  |  | xxx A |
| 4000114170 |  |  | xxx A |
| 4000111188 |  |  | xxx D C A |
| 4000114174 |  |  | xxx A |
| 4000111447 |  |  | xxx A |
| 4000111301 |  |  | xxx C A |
| 4000111537 |  |  | xxx D A |
| 4000112190 |  |  | xxx A |
| 4000110220 |  |  | xxx D A |
| 4000110383 |  |  | xxx D A |
| 4000112681 |  |  | xxx C A |
| 4000112011 |  |  | xxx A |
| 4000111164 |  |  | xxx A |
| 4000112495 |  |  | xxx A |
| 4000111620 |  |  | xxx A |
| 4000114604 |  |  | xxx A C |
| 4000111628 |  |  | xxx C A |
| 4000114594 |  |  | xxx A C |
| 4000114657 |  |  | xxx D A |
| 4000111611 |  |  | xxx A |
| 4000112047 |  |  | xxx A |
| 4000112103 |  |  | xxx A |
| 4000114755 |  |  | xxx A |
| 4000111592 |  |  | xxx C A |
| 4000111596 |  |  | xxx A C |
| 4000112151 |  |  | xxx D A |
| 4000111726 |  |  | xxx D A |
| 4000111004 |  |  | xxx A |
| 4000111003 |  |  | xxx A C |
| 4000114667 |  |  | xxx A |
| 4000112170 |  |  | xxx A C |
| 4000111613 |  |  | xxx A |
| 4000110294 |  |  | xxx A |
| 4000114592 |  |  | xxx A C |
| 4000113484 |  |  | xxx A |
| 4000109615 |  |  | xxx A |
| 4000109379 |  |  | xxx A |
| 4000112143 |  |  | xxx C A |
| 4000112208 |  |  | xxx A |
| 4000110428 |  |  | xxx A D |
| 4000114168 |  |  | xxx A |
| 4000114597 |  |  | xxx A |
| 4000114614 |  |  | xxx A |
| 4000108889 |  |  | xxx A |
| 4000109167 |  |  | xxx A |
| 4000112668 |  |  | xxx D A C |
| 4000114750 |  |  | xxx A |
| 4000112309 |  |  | xxx A |
| 4000111161 |  |  | xxx A |
| 4000110795 |  |  | xxx D A |
| 4000114762 |  |  | xxx A |
| 4000112003 |  |  | xxx A C |
| 4000110378 |  |  | xxx A |
| 4000111461 |  |  | xxx A |
| 4000111980 |  |  | xxx A |
| 4000112156 |  |  | xxx A C |
| 4000115146 |  |  | xxx A |
| 4000110168 |  |  | xxx A |
| 4000114178 |  |  | xxx C D A B |
| 4000111594 |  |  | xxx A C |
| 4000113078 |  |  | xxx A |
| 4000109988 |  |  | xxx A C |
| 4000111153 |  |  | xxx D C A |
| 4000111727 |  |  | xxx A C |
| 4000114739 |  |  | xxx A |
| 4000110028 |  |  | xxx A |
| 4000114789 |  |  | xxx A |
| 4000114758 |  |  | xxx C A |
| 4000111604 |  |  | xxx A |
| 4000109999 |  |  | xxx C A |
| 4000112189 |  |  | xxx A |
| 4000114616 |  |  | xxx A C |
| 4000112005 |  |  | xxx A |
| 4000114781 |  |  | xxx A C |
| 4000114777 |  |  | xxx A C |
| 4000112879 |  |  | xxx A |
| 4000112166 |  |  | xxx A |
| 4000111144 |  |  | xxx A C |
| 4000111180 |  |  | xxx A C |
| 4000113579 |  |  | xxx A |
| 4000114106 |  |  | xxx A |
| 4000110787 |  |  | xxx A D |
| 4000114163 |  |  | xxx A |
| 4000110381 |  |  | xxx A |
| 4000114778 |  |  | xxx A C |
| 4000111362 |  |  | xxx D A |
| 4000114166 |  |  | xxx A |
| 4000114162 |  |  | xxx D A |
| 4000114779 |  |  | xxx C A |
| 4000111947 |  |  | xxx C A |
| 4000114763 |  |  | xxx A |
| 4000110727 |  |  | xxx A |
| 4000113277 |  |  | xxx B A |
| 4000112826 |  |  | xxx A |
| 4000109928 |  |  | xxx D A |
| 4000114665 |  |  | xxx A |
| 4000109750 |  |  | xxx A |
| 4000110721 |  |  | xxx A |
| 4000111595 |  |  | xxx A C |
| 4000112441 |  |  | xxx A |
| 4000114353 |  |  | xxx A D |
| 4000112213 |  |  | xxx A |
| 4000114730 |  |  | xxx A C |
| 4000113751 |  |  | xxx C A |
| 4000110809 |  |  | xxx A |
| 4000114747 |  |  | xxx C A |
| 4000115834 |  |  | xxx B A |
| 4000111253 |  |  | xxx A |
| 4000114354 |  |  | xxx A |
| 4000112278 |  |  | xxx A |
| 4000113269 |  |  | xxx A |
| 4000114046 |  |  | xxx A |
| 4000113554 |  |  | xxx A |
| 4000114355 |  |  | xxx A D |
| 4000113676 |  |  | xxx A |
| 4000112197 |  |  | xxx A C |
| 4000114164 |  |  | xxx C A |
| 4000113750 |  |  | xxx C A |
| 4000114317 |  |  | xxx C A |
| 4000110697 |  |  | xxx A |
| 4000114618 |  |  | xxx C A |
| 4000114155 |  |  | xxx A |
| 4000112008 |  |  | xxx A |
| 4000114661 |  |  | xxx A |
| 4000112198 |  |  | xxx D A |
| 4000114619 |  |  | xxx A C |
| 4000115998 |  |  | xxx B A |
| 4000114774 |  |  | xxx A |
| 4000114156 |  |  | xxx A |
| 4000111994 |  |  | xxx A |
| 4000112341 |  |  | xxx A |
| 4000110161 |  |  | xxx A |
| 4000113546 |  |  | xxx C A |
| 4000114107 |  |  | xxx A |
| 4000111541 |  |  | xxx A C |
| 4000111145 |  |  | xxx A |
| 4000111990 |  |  | xxx A |
| 4000113543 |  |  | xxx C A |
| 4000114780 |  |  | xxx C A |
| 4000111169 |  |  | xxx A |
| 4000116267 |  |  | xxx A |
| 4000113266 |  |  | xxx A D |
| 4000113271 |  |  | xxx A |
| 4000114708 |  |  | xxx A |
| 4000112010 |  |  | xxx A |
| 4000114175 |  |  | xxx A |
| 4000112139 |  |  | xxx D A |
| 4000112909 |  |  | xxx A |
| 4000114765 |  |  | xxx A C |
| 4000111481 |  |  | xxx D A |
| 4000114622 |  |  | xxx A C |
| 4000111649 |  |  | xxx A |
| 4000112222 |  |  | xxx A |
| 4000112529 |  |  | xxx A |
| 4000114798 |  |  | xxx A |
| 4000114358 |  |  | xxx D A |
| 4000114103 |  |  | xxx A |
| 4000115830 |  |  | xxx D A |
| 4000112499 |  |  | xxx A |
| 4000111249 |  |  | xxx A |
| 4000115766 |  |  | xxx A |
| 4000113748 |  |  | xxx A D |
| 4000111970 |  |  | xxx A D |
| 4000111631 |  |  | xxx A |
| 4000113522 |  |  | xxx A C |
| 4000111163 |  |  | xxx D A |
| 4000113239 |  |  | xxx A |
| 4000114736 |  |  | xxx A C |
| 4000114704 |  |  | xxx A C |
| 4000114860 |  |  | xxx A |
| 4000113346 |  |  | xxx A |
| 4000115798 |  |  | xxx A |
| 4000115482 |  |  | xxx D A |
| 4000111998 |  |  | xxx A |
| 4000113512 |  |  | xxx A |
| 4000114855 |  |  | xxx D A |
| 4000114889 |  |  | xxx A |
| 4000116699 |  |  | xxx A |
| 4000116710 |  |  | xxx A |
| 4000114466 |  |  | xxx A C |
| 4000114721 |  |  | xxx A |
| 4000116684 |  |  | xxx D A |
| 4000116689 |  |  | xxx D C A |
| 4000113618 |  |  | xxx A |
| 4000116728 |  |  | xxx A C |
| 4000114313 |  |  | xxx A |
| 4000112171 |  |  | xxx A |
| 4000114752 |  |  | xxx A |
| 4000116703 |  |  | xxx A |
| 4000116729 |  |  | xxx A |
| 4000116691 |  |  | xxx A |
| 4000116725 |  |  | xxx A |
| 4000114315 |  |  | xxx A |
| 4000116731 |  |  | xxx A |
| 4000114654 |  |  | xxx D A |
| 4000112118 |  |  | xxx A C |
| 4000116707 |  |  | xxx C A |
| 4000109515 |  |  | xxx A |
| 4000112112 |  |  | xxx A C |
| 4000116692 |  |  | xxx D C A |
| 4000114653 |  |  | xxx D A |
| 4000112202 |  |  | xxx A |
| 4000116694 |  |  | xxx A |
| 4000111978 |  |  | xxx A C |
| 4000116709 |  |  | xxx A C |
| 4000112372 |  |  | xxx A |
| 4000116695 |  |  | xxx A C |
| 4000112680 |  |  | xxx C A |
| 4000112001 |  |  | xxx A |
| 4000116698 |  |  | xxx A |
| 4000116724 |  |  | xxx D A |
| 4000116706 |  |  | xxx C A |
| 4000111351 |  |  | xxx A |
| 4000115800 |  |  | xxx A |
| 4000115793 |  |  | xxx C A |
| 4000115377 |  |  | xxx C A |
| 4000115786 |  |  | xxx A |
| 4000114857 |  |  | xxx C A |
| 4000114823 |  |  | xxx A |
| 4000105163 |  |  | xxx A C |
| 4000114359 |  |  | xxx A |
| 4000116169 |  |  | xxx A |
| 4000113581 |  |  | xxx A |
| 4000115790 |  |  | xxx C A |
| 4000114792 |  |  | xxx A |
| 4000114744 |  |  | xxx A |
| 4000114630 |  |  | xxx A |
| 4000112983 |  |  | xxx A |
| 4000114756 |  |  | xxx A |
| 4000112746 |  |  | xxx A |
| 4000113036 |  |  | xxx A D |
| 4000115092 |  |  | xxx A |
| 4000115701 |  |  | xxx D A |
| 4000114558 |  |  | xxx A |
| 4000115740 |  |  | xxx C A |
| 4000115465 |  |  | xxx A |
| 4000110839 |  |  | xxx D A |
| 4000110578 |  |  | xxx A |
| 4000114160 |  |  | xxx A C |
| 4000115374 |  |  | xxx A |
| 4000113615 |  |  | xxx A |
| 4000114465 |  |  | xxx D A |
| 4000111590 |  |  | xxx A C |
| 4000114154 |  |  | xxx A |
| 4000113270 |  |  | xxx A |
| 4000114759 |  |  | xxx A C |
| 4000113614 |  |  | xxx A |
| 4000114463 |  |  | xxx A |
| 4000115781 |  |  | xxx A |
| 4000115534 |  |  | xxx A |
| 4000115820 |  |  | xxx A |

---

## Exhibit 99.02

**Exhibit 99.02 Schedule 5**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Primary Appraisal Company** | **Primary Appraiser Name** | **Primary Appraiser License Number** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| 4000090626 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 52.83 | 52.83 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000091896 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000090360 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 31.28 | 31.28 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000095153 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000093535 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 62.16 | 62.16 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.8 | xxx |
| 4000093277 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 72.64 | 72.64 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx | Eligible | 3.5 | xxx |
| 4000097316 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx | Eligible | 1 | xxx |
| 4000096759 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 74.99 | 74.99 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 2.5 | xxx |
| 4000102462 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000103646 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000100831 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 71.69 | 71.69 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | xxx |
| 4000101571 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000094804 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | xxx |
| 4000104306 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 51.72 | 51.72 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx | Eligible | 1 | xxx |
| 4000104569 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx | Eligible |  |  |
| 4000103542 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 67.95 | 67.95 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000104001 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000105980 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000103597 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 74.92 | 74.92 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000104565 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 53.26 | 53.26 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx | Eligible | 1.6 | xxx |
| 4000103580 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000105135 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000106833 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000103995 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx | Eligible | 1 | xxx |
| 4000107262 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000104901 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1.1 | xxx |
| 4000104648 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 42.86 | 42.86 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx | Eligible | 1.5 | xxx |
| 4000108076 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 45.83 | 45.83 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000104646 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx | Eligible | 999 |  |
| 4000104980 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | xxx | Not Eligible |  |  |
| 4000104548 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 63.64 | 63.64 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000105301 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 31.51 | 31.51 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxx |
| 4000107294 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 67.21 | 67.21 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | xxx |
| 4000105737 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 35.80 | 35.80 | xxx | xxx | -.0800 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0800 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000107326 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 35.59 | 35.59 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | xxx |
| 4000108012 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 41.24 | 41.24 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000104531 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000107465 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 53.27 | 53.27 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000106919 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 54.55 | 54.55 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000096578 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 65.83 | 65.83 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000107319 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 58.82 | 58.82 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000106765 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000108173 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000108187 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 72.19 | 72.19 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | Not Eligible | 1 | xxx |
| 4000108233 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | xxx |
| 4000109000 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | adeqaute | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 2.6 |  |
| 4000109281 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 54.55 | 54.55 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx | Eligible |  |  |
| 4000108994 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Adequate | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000108254 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Enhanced Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Adequate | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | xxx |
| 4000109635 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 50.0 | 50.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000106920 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 60.0 | 60.0 | xxx | xxx | -.0667 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0667 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000108247 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | xxx | .0188 | Enhanced Desk Review |  |  |  |  | xxx | xxx | .0188 | xxx | 1004 URAR |  |  |  |  |  |  |  |  | xxx | xxx | .0188 | xxx | Adequate | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000107683 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 60.0 | 60.0 | xxx | 0.0 | .0000 | Enhanced Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Adequate | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000107671 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | xxx | -.0061 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0061 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.1 | xxx |
| 4000109004 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Enhanced Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Adequate | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000109019 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Enhanced Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Adequate | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.3 | xxx |
| 4000107721 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 52.0 | 52.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 2.6 |  |
| 4000111173 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 79.99 | 79.99 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000111090 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 74.8 | 74.8 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | xxx |
| 4000110003 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 73.64 | 73.64 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | LOW RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109314 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111054 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 52.58 | 52.58 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx | Eligible | 1 | xxx |
| 4000109725 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx | Eligible | 3.7 |  |
| 4000109479 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110010 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx | Eligible | 1 | xxx |
| 4000111136 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000108471 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | xxx | .0359 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | .0359 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000109482 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 60.0 | 60.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | xxx |
| 4000110043 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 63.54 | 63.54 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | xxx |
| 4000111182 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 48.65 | 48.65 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx | Eligible | 2 | xxx |
| 4000108628 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx |
| 4000109996 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000111958 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 49.32 | 49.32 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000111624 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 50.0 | 50.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx | Eligible | 1 | xxx |
| 4000111157 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000109920 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1.7 | xxx |
| 4000107528 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | Not Eligible | 1.5 | xxx |
| 4000105295 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1.7 | xxx |
| 4000109577 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112467 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112469 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 |  | Not Eligible | 4.4 |  |
| 4000111633 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx | Eligible | 1 | xxx |
| 4000111139 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000111187 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 45.99 | 45.99 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000108943 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000109985 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 60.66 | 60.66 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx | Eligible |  |  |
| 4000111080 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 52.76 | 52.76 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx | Eligible | 2.1 | xxx |
| 4000111627 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 67.5 | 67.5 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx | Eligible | 1.8 | xxx |
| 4000111625 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 27.27 | 27.27 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 2 | xxx |
| 4000111630 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000109258 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 69.91 | 69.91 |  |  |  |  |  |  |  |  | xxx | xxx | .0000 | xxx | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110375 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 66.86 | 66.86 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109947 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 59.7 | 59.7 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | LOW RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000109732 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 58.39 | 58.39 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx | Eligible | 2.3 | xxx |
| 4000110352 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | MODERATE RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110384 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 60.0 | 60.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109838 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 65.0 | 65.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000109257 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000109272 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 49.37 | 49.37 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | xxx |
| 4000110192 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 73.71 | 73.71 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000111597 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 37.43 | 37.43 |  |  |  |  |  |  |  |  | xxx | xxx | .0428 | xxx | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110194 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 68.65 | 68.65 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx | Eligible |  |  |
| 4000111154 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | xxx |
| 4000111201 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000112692 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111162 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 34.16 | 34.16 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx | Eligible | 1 | xxx |
| 4000111176 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111165 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 40.32 | 40.32 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | MODERATE RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx |
| 4000110062 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 60.1 | 60.1 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.1 | xxx |
| 4000111960 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx | Eligible | 2.6 |  |
| 4000111200 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000111097 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 65.0 | 65.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1.2 | xxx |
| 4000111963 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx | Eligible | 1 | xxx |
| 4000111616 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000111146 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 66.67 | 66.67 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | xxx |
| 4000111159 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 16.67 | 16.67 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx | Eligible | 1 | xxx |
| 4000110949 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111291 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 64.77 | 64.77 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | LOW RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.1 | xxx |
| 4000111591 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | xxx | -.0099 | AVM |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0099 | 95.0 | 0.05 | xxx | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110193 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000111593 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 60.0 | 60.0 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx | Eligible |  |  |
| 4000108945 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 56.89 | 56.89 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx | Eligible | 1.2 | xxx |
| 4000111214 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 40.63 | 40.63 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112714 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 77.6 | 77.6 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111605 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 65.0 | 65.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxx |
| 4000110997 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 48.98 | 48.98 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible |  |  |
| 4000111609 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx | Eligible | 1.9 | xxx |
| 4000111618 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000111546 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 61.57 | 61.57 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000109351 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 69.59 | 69.59 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx | Eligible | 1 | xxx |
| 4000108771 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 63.14 | 63.14 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx | Eligible | 1 | xxx |
| 4000110379 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 68.92 | 68.92 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx |
| 4000111725 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 22.22 | 22.22 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | xxx |
| 4000111619 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.86 | 70.86 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.6 | xxx |
| 4000110915 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 73.33 | 73.33 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1.4 |  |
| 4000110724 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 54.6 | 54.6 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111610 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 74.76 | 74.76 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 2.7 |  |
| 4000110353 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | xxx | .0516 | AVM |  |  |  |  |  |  |  |  |  | xxx | xxx | .0516 | 94.0 | 0.06 | xxx | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109283 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 78.23 | 78.23 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110718 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000111183 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 57.92 | 57.92 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | MODERATE RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000110386 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 67.14 | 67.14 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx | Eligible | 1 | xxx |
| 4000113286 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | xxx |
| 4000111091 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 90.0 | 90.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxx |
| 4000111430 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 59.66 | 59.66 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000111005 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 60.0 | 60.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | xxx |
| 4000110362 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx |
| 4000112146 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 69.96 | 69.96 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx | Eligible | 1 | xxx |
| 4000108664 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 71.52 | 71.52 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000110719 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx | Eligible | 1.5 | xxx |
| 4000111240 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 68.78 | 68.78 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000112108 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 74.73 | 74.73 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx | Eligible | 1 | xxx |
| 4000108514 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.1 | xxx |
| 4000109362 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 60.0 | 60.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx |
| 4000112856 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx | Eligible | 1.7 | xxx |
| 4000108307 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 60.0 | 60.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000107367 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 41.37 | 41.37 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1.3 | xxx |
| 4000108946 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 41.35 | 41.35 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx |
| 4000111239 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 72.17 | 72.17 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000112498 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 54.39 | 54.39 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000112897 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 58.25 | 58.25 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | xxx |
| 4000111598 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000111152 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 59.99 | 59.99 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000111069 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 60.0 | 60.0 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1.1 | xxx |
| 4000110506 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 58.83 | 58.83 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000111143 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000113925 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000108826 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 79.56 | 79.56 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000113918 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 59.26 | 59.26 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | LOW RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx |
| 4000110955 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 44.83 | 44.83 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | xxx |
| 4000113922 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 59.17 | 59.17 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000112038 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx | Eligible |  |  |
| 4000111281 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 64.62 | 64.62 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000113924 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 57.97 | 57.97 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000111095 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 38.46 | 38.46 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | lowrisk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | xxx |
| 4000111615 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000110733 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 90.0 | 90.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx | Eligible | 1.4 | xxx |
| 4000110673 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 59.81 | 59.81 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx | Eligible | 1.9 | xxx |
| 4000112414 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | xxx | xxx | .0061 | xxx | 1004 URAR |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | xxx |
| 4000112415 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | xxx | -.0621 | Desk Review |  |  |  |  | xxx | xxx | -.0621 | xxx | 1004 URAR |  |  |  |  |  |  |  |  | xxx | xxx | -.0621 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx |
| 4000112413 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | xxx | xxx | .0000 | xxx | 1004 URAR |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx |
| 4000112418 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | xxx | xxx | .0191 | xxx | 1004 URAR |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.9 | xxx |
| 4000112412 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  | xxx | xxx | .0150 | xxx | 1004 URAR |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000112500 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000108539 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 65.0 | 65.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000110811 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 72.26 | 72.26 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000110387 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000113535 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.8 | xxx |
| 4000112207 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 35.0 | 35.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | xxx |
| 4000111306 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 57.58 | 57.58 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000111608 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 55.22 | 55.22 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000111303 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 69.01 | 69.01 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000110999 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 10.56 | 10.56 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111545 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 74.99 | 74.99 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000111996 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx |
| 4000110006 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 52.89 | 52.89 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | MODERATE RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111977 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | Not Eligible | 1 | xxx |
| 4000111198 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 69.62 | 69.62 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000110912 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | lowrisk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |
| 4000112654 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 | xxx |
| 4000110438 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 51.28 | 51.28 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | Not Eligible | 1 | xxx |
| 4000112489 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 49.8 | 49.8 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | xxx |
| 4000113373 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.32 | 70.32 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000114170 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 40.66 | 40.66 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111188 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 64.62 | 64.62 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000114174 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111447 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 65.0 | 65.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111301 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 51.22 | 51.22 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000111537 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  | 2 | xxx | Eligible | 1.1 | xxx |
| 4000112190 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 74.75 | 74.75 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1.5 | xxx |
| 4000110220 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000110383 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 35.64 | 35.64 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx | Eligible | 1 | xxx |
| 4000112681 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 |  |  |  |  |  |  |  |  | xxx | xxx | .0303 | xxx | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112011 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000111164 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 30.28 | 30.28 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx | Eligible | 2.1 | xxx |
| 4000112495 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 64.29 | 64.29 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | xxx |
| 4000111620 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 71.95 | 71.95 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx |
| 4000114604 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | Not Eligible | 0 |  |
| 4000111628 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 71.0 | 71.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | LOW RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx |
| 4000114594 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000114657 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000111611 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 51.55 | 51.55 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000112047 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 55.26 | 55.26 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | xxx | Not Eligible | 1 | xxx |
| 4000112103 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 64.82 | 64.82 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1.5 | xxx |
| 4000114755 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx | Eligible | 1.9 | xxx |
| 4000111592 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 27.27 | 27.27 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111596 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 64.57 | 64.57 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 |  |
| 4000112151 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1.1 | xxx |
| 4000111726 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 52.63 | 52.63 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000111004 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000111003 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 69.54 | 69.54 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | xxx |
| 4000114667 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000112170 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000111613 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.55 | 70.55 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx | Eligible | 1 | xxx |
| 4000110294 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | LOW RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000114592 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.95 | 70.95 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx | Eligible | 1 | xxx |
| 4000113484 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx | Eligible | 1 | xxx |
| 4000109615 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.7 | 70.7 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx | Eligible | 1.5 | xxx |
| 4000109379 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000112143 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx | Eligible | 2 | xxx |
| 4000112208 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx | Eligible | 1 | xxx |
| 4000110428 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 60.65 | 60.65 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000114168 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 49.75 | 49.75 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114597 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1.9 | xxx |
| 4000114614 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000108889 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | xxx |
| 4000109167 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 76.79 | 76.79 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxx |
| 4000112668 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx |
| 4000114750 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 56.19 | 56.19 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | xxx |
| 4000112309 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | LOW RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111161 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx | Eligible | 1 | xxx |
| 4000110795 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000114762 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 73.68 | 73.68 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx | Eligible | 1 | xxx |
| 4000112003 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | xxx |
| 4000110378 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 55.56 | 55.56 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx |
| 4000111461 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000111980 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 65.0 | 65.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.4 | xxx |
| 4000112156 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | 2000 One Unit Appraisal Field Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Indeterminate | xxx |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115146 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 55.73 | 55.73 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000110168 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx | Eligible | 1 | xxx |
| 4000114178 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 64.98 | 64.98 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | LOW RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111594 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 78.16 | 78.16 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000113078 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000109988 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000111153 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 50.0 | 50.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000111727 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 45.16 | 45.16 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000114739 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 66.37 | 66.37 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible |  |  |
| 4000110028 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 60.0 | 60.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  | 4 | xxx | Not Eligible | 1 | xxx |
| 4000114789 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx | Eligible | 1 | xxx |
| 4000114758 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | LOW RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000111604 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | LOW RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000109999 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx | Eligible | 1 | xxx |
| 4000112189 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx | Eligible | 1.8 | xxx |
| 4000114616 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000112005 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 44.26 | 44.26 | xxx | xxx | -.0946 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0946 | xxx | MODERATE RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | xxx |
| 4000114781 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000114777 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 34.71 | 34.71 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx |
| 4000112879 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 74.95 | 74.95 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx | Eligible | 2.7 | xxx |
| 4000112166 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 65.0 | 65.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.1 | xxx |
| 4000111144 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 65.71 | 65.71 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1.5 | xxx |
| 4000111180 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 74.21 | 74.21 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx | Eligible | 1.3 | xxx |
| 4000113579 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 49.24 | 49.24 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | xxx | Not Eligible |  |  |
| 4000114106 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110787 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 49.89 | 49.89 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114163 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx | Eligible |  |  |
| 4000110381 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 69.36 | 69.36 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | LOW RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 2.6 |  |
| 4000114778 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000111362 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx | Eligible | 1.2 | xxx |
| 4000114166 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 65.0 | 65.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | xxx |
| 4000114162 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 60.0 | 60.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114779 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000111947 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114763 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 65.0 | 65.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | lowrisk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | xxx |
| 4000110727 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 60.4 | 60.4 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx | Eligible | 1 | xxx |
| 4000113277 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 | xxx |
| 4000112826 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | LOW RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxx |
| 4000109928 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 69.67 | 69.67 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114665 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 28.17 | 28.17 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx | Eligible | 1 | xxx |
| 4000109750 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 65.0 | 65.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110721 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | LOW RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111595 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 60.0 | 60.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000112441 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 65.0 | 65.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114353 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000112213 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | LOW RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx |
| 4000114730 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 23.62 | 23.62 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | lowrisk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 | xxx |
| 4000113751 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 66.25 | 66.25 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | xxx |
| 4000110809 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  | 0 | xxx | Not Eligible | 1.3 | xxx |
| 4000114747 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx | Eligible | 1 | xxx |
| 4000115834 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 44.25 | 44.25 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111253 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 62.96 | 62.96 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx | Eligible | 1 | xxx |
| 4000114354 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 68.37 | 68.37 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112278 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000113269 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 78.72 | 78.72 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | xxx |
| 4000114046 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 65.0 | 65.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx | Eligible | 1 | xxx |
| 4000113554 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 2.4 | xxx |
| 4000114355 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | LOW RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000113676 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx |
| 4000112197 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 31.01 | 31.01 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000114164 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 43.17 | 43.17 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000113750 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 |  |  |  |  |  |  |  |  | xxx | xxx | .0033 | xxx | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114317 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 60.0 | 60.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000110697 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | LOW RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114618 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx | Eligible | 1.7 | xxx |
| 4000114155 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 56.6 | 56.6 |  |  |  |  |  |  |  |  | xxx | xxx | .0000 | xxx | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112008 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 65.22 | 65.22 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.6 | xxx |
| 4000114661 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 50.0 | 50.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx | Eligible | 1.2 | xxx |
| 4000112198 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 74.92 | 74.92 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000114619 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 78.1 | 78.1 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | LOW RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.3 | xxx |
| 4000115998 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 42.55 | 42.55 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx | Eligible | 1 | xxx |
| 4000114774 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 55.38 | 55.38 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1.2 | xxx |
| 4000114156 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 48.78 | 48.78 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible |  |  |
| 4000111994 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 64.32 | 64.32 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | xxx |
| 4000112341 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 2.1 | xxx |
| 4000110161 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 37.27 | 37.27 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000113546 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 30.0 | 30.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | LOW RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114107 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx | Eligible | 1 | xxx |
| 4000111541 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 66.56 | 66.56 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx | Eligible | 1.5 |  |
| 4000111145 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 60.0 | 60.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | LOW RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | xxx |
| 4000111990 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 60.43 | 60.43 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx | Eligible | 1.1 | xxx |
| 4000113543 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 74.44 | 74.44 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | LOW RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114780 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 56.75 | 56.75 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000111169 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 43.94 | 43.94 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx | Eligible | 1 | xxx |
| 4000116267 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000113266 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 68.33 | 68.33 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx | Eligible | 2.2 | xxx |
| 4000113271 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | xxx |
| 4000114708 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | lowrisk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000112010 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 59.56 | 59.56 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx | Eligible | 1.5 | xxx |
| 4000114175 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible |  |  |
| 4000112139 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000112909 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 71.59 | 71.59 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx | Eligible | 2.6 | xxx |
| 4000114765 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | xxx |
| 4000111481 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000114622 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 71.46 | 71.46 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx | Eligible | 1 | xxx |
| 4000111649 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000112222 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 41.67 | 41.67 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | lowrisk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx | Eligible | 2.5 |  |
| 4000112529 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.76 | 75.76 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1.3 | xxx |
| 4000114798 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | LOW RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000114358 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 49.18 | 49.18 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000114103 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 63.16 | 63.16 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | LOW RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.3 | xxx |
| 4000115830 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 57.67 | 57.67 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112499 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 65.0 | 65.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000111249 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 74.38 | 74.38 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.1 | xxx |
| 4000115766 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 68.49 | 68.49 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1.1 | xxx |
| 4000113748 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 64.4 | 64.4 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxx |
| 4000111970 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 62.76 | 62.76 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.6 | xxx |
| 4000111631 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113522 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 36.53 | 36.53 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | lowrisk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | xxx |
| 4000111163 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 60.0 | 60.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxx |
| 4000113239 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000114736 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 71.63 | 71.63 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | xxx |
| 4000114704 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 52.08 | 52.08 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx | Eligible | 1 | xxx |
| 4000114860 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 64.78 | 64.78 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | lowrisk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113346 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx | Eligible | 1 | xxx |
| 4000115798 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 60.0 | 60.0 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible |  |  |
| 4000115482 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx |
| 4000111998 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 67.13 | 67.13 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible |  |  |
| 4000113512 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | xxx | Eligible |  |  |
| 4000114855 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 74.5 | 74.5 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000114889 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 79.79 | 79.79 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000116699 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxx |
| 4000116710 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 3.8 |  |
| 4000114466 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 52.81 | 52.81 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000114721 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000116684 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 50.0 | 50.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | MODERATE RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | xxx |
| 4000116689 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.38 | 70.38 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000113618 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 66.92 | 66.92 | xxx | xxx | -.0899 | AVM |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0899 | 91.0 | 0.09 | xxx | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000116728 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 46.62 | 46.62 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | xxx |
| 4000114313 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 62.67 | 62.67 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000112171 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 32.39 | 32.39 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1.1 | xxx |
| 4000114752 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 63.91 | 63.91 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.4 | xxx |
| 4000116703 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx | Eligible | 1 | xxx |
| 4000116729 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000116691 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 47.81 | 47.81 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000116725 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 68.49 | 68.49 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.1 | xxx |
| 4000114315 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 36.1 | 36.1 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000116731 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | LowRisk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx |
| 4000114654 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | xxx |
| 4000112118 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 63.71 | 63.71 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx | Eligible | 1 | xxx |
| 4000116707 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 43.13 | 43.13 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx |
| 4000109515 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000112112 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000116692 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 72.88 | 72.88 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx | Eligible | 1 | xxx |
| 4000114653 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000112202 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible |  |  |
| 4000116694 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx | Eligible | 1 | xxx |
| 4000111978 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 73.21 | 73.21 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000116709 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000112372 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 67.61 | 67.61 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.7 | xxx |
| 4000116695 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 69.01 | 69.01 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | xxx |
| 4000112680 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 66.67 | 66.67 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000112001 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.6 | xxx |
| 4000116698 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 64.0 | 64.0 | xxx | xxx | -.0506 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0506 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000116724 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx | Eligible | 1 | xxx |
| 4000116706 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx | Eligible | 1 | xxx |
| 4000111351 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 74.99 | 74.99 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | xxx |
| 4000115800 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000115793 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible |  |  |
| 4000115377 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 42.62 | 42.62 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | xxx | Eligible | 1 | xxx |
| 4000115786 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | xxx | .0173 | AVM |  |  |  |  |  |  |  |  |  | xxx | xxx | .0173 | 96.0 | 0.04 | xxx | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114857 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000114823 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 48.61 | 48.61 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx | Eligible | 1 | xxx |
| 4000105163 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | LOW RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.7 | xxx |
| 4000114359 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 60.0 | 60.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx | Eligible | 1 | xxx |
| 4000116169 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | xxx |
| 4000113581 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 50.0 | 50.0 | xxx | 0.0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx | Eligible |  |  |
| 4000115790 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 66.82 | 66.82 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxx |
| 4000114792 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000114744 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | xxx |
| 4000114630 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 74.89 | 74.89 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | LOW RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | xxx |
| 4000112983 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114756 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 57.55 | 57.55 | xxx | xxx | .0072 | Collateral Underwriter (CU) |  |  |  |  | xxx | xxx | .0072 | xxx | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000112746 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 54.8 | 54.8 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | MODERATE RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx |
| 4000113036 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115092 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | MODERATE RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | xxx |
| 4000115701 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114558 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 64.92 | 64.92 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx | Eligible | 2.6 |  |
| 4000115740 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | xxx |
| 4000115465 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | Not Eligible | 1.8 | xxx |
| 4000110839 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | xxx |
| 4000110578 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1025 Small Residential Income Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx |
| 4000114160 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 68.57 | 68.57 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000115374 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.2 | xxx |
| 4000113615 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000114465 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 30.46 | 30.46 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000111590 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000114154 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxx |
| 4000113270 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000114759 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 80.0 | 80.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 4000113614 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | xxx | xxx | xxx | 79.99 | 79.99 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | xxx |
| 4000114463 |  |  | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 51.72 | 51.72 |  |  |  |  |  |  |  |  | xxx | xxx | .0000 | xxx | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115781 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 75.0 | 75.0 | xxx | 0.0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 4000115534 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 60.0 | 60.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | LOW RISK | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | xxx |
| 4000115820 |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | xxx | xxx | xxx | 70.0 | 70.0 | xxx | 0.0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0.0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.02

**Exhibit 99.02 Schedule 6**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Investor Loan ID** | **Seller Loan ID** | **Lender Application Date** | **Originator QM Status** | **Final QM Status** | **Originator QM Status Difference than Final QM Status?** | **Reason Why NonQM Final Status** | **APR Pricing Threshold Exceeded?** | **QM DTI Threshold Exceeded?** | **Higher Priced Mortgage Loan (HPML)?** | **Negatively Amortizing Loan?** | **Principal Deferment?** | **Interest Only Flag?** | **Prepayment Penalty?** | **Balloon Flag?** | **Adjustable Rate Balloon?** | **Loan Term Less Than 5 Years?** | **QM Points and Fees Threshold Exceeded?** | **QM Total Points and Fees** | **APR** | **ATR: Qualifying Payment Properly Considered?** | **ATR: Current Employment/Self-Employment Verified?** | **ATR: Balloon Qualifying Payment Properly Considered?** | **ATR: Reasonable Income or Assets Considered?** | **ATR: Subject PITIA Adequately Documented?** | **ATR: All Liabilities Including Alimony and Child Support in DTI?** | **ATR: Simultaneous Loan Calculated Properly** | **ATR: Credit History was Considered Properly?** | **ATR: Did Lender Document All ATR Factors?** | **ATR: Was an ATR/QM Residual Income Analysis Provided?** | **Residual Income** | **Residual Income Meets Guidelines?** | **Borrower 1 Employment Indicator** | **Borrower 2 Employment Indicator** | **Borrower 1 Foreign National Indicator** | **Borrower 2 Foreign National Indicator** | **Business Purpose Loan?** | **Business Purpose Verified?** |
| 4000090626 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No | No | Yes | Present |
| 4000091896 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000090360 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000095153 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 13290 | 6.674 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000093535 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 1919.75 | 6.825 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 4000093277 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 11599.5 | 7.376 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | xxx | Yes | Employed |  | No |  | No |  |
| 4000097316 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 1770 | 6.695 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Not Employed | Not Employed | No | No | No |  |
| 4000096759 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 5155.91 | 6.927 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000102462 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 7282 | 6.807 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000103646 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000100831 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 4276.25 | 6.985 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000101571 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | Yes | 12135 | 6.85 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 4000094804 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No | No | Yes | Present |
| 4000104306 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 14490 | 6.507 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000104569 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000103542 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | Yes | 9672.5 | 7.054 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000104001 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000105980 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000103597 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000104565 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No | No | Yes | Present |
| 4000103580 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 1655.25 | 7.049 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 4000105135 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No | No | Yes | Present |
| 4000106833 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000103995 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 7470.38 | 6.898 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000107262 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000104901 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No | No | Yes | Present |
| 4000104648 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000108076 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000104646 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000104980 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000104548 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | Yes | 10200 | 6.561 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000105301 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000107294 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 20100 | 6.894 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 4000105737 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 9102.5 | 6.465 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000107326 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 6321.24 | 6.555 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000108012 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000104531 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000107465 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No | Appendix Q Documentation |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000106919 |  |  | xxx | ATR/QM: Exempt | ATR/QM: Exempt | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 13795 | 6.606 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Not Employed | Not Employed | No | No | No |  |
| 4000096578 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000107319 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 3595 | 7.082 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000106765 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 1770 | 6.806 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000108173 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | Yes | 8450 | 6.969 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000108187 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 5995 | 6.792 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000108233 |  |  | xxx | ATR/QM: Exempt | ATR/QM: Exempt | No | Appendix Q Documentation | No | Yes | Yes | No | No | No | No | No | No | No | Yes | 7170 | 8.154 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 4000109000 |  |  | xxx | ATR/QM: Exempt | ATR/QM: Exempt | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 7795 | 6.858 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Not Employed |  | No |  | No |  |
| 4000109281 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000108994 |  |  | xxx | ATR/QM: Exempt | ATR/QM: Exempt | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | Yes | 8544.6 | 6.933 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000108254 |  |  | xxx | ATR/QM: Exempt | ATR/QM: Exempt | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 16285 | 7.037 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000109635 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000106920 |  |  | xxx | ATR/QM: Exempt | ATR/QM: Exempt | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | Yes | 10705 | 6.993 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000108247 |  |  | xxx | ATR/QM: Exempt | ATR/QM: Exempt | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 11215 | 7.133 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000107683 |  |  | xxx | ATR/QM: Exempt | ATR/QM: Exempt | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 9565 | 6.609 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000107671 |  |  | xxx | ATR/QM: Exempt | ATR/QM: Exempt | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 9137.5 | 6.887 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000109004 |  |  | xxx | ATR/QM: Exempt | ATR/QM: Exempt | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 12795 | 7.192 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000109019 |  |  | xxx | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000107721 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000111173 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 13750 | 7.004 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111090 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 20150 | 6.917 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000110003 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 7347.4 | 7.018 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000109314 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000111054 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 2445 | 6.952 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 4000109725 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 28795 | 6.945 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000109479 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 14182.5 | 7.274 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Not Employed | Employed | No | No | No |  |
| 4000110010 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000111136 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 17470 | 7.289 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000108471 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000109482 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No | No | Yes | Present |
| 4000110043 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 10307.5 | 6.564 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111182 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 14950 | 6.782 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000108628 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No | No | Yes | Present |
| 4000109996 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 4962 | 6.866 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111958 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 1275 | 6.929 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111624 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 5767.5 | 6.731 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111157 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 9353 | 6.941 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000109920 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No | No | Yes | Present |
| 4000107528 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 2320 | 6.691 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 4000105295 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000109577 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000112467 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000112469 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 13035 | 6.842 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Not Employed |  | No |  | No |  |
| 4000111633 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000111139 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000111187 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000108943 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000109985 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 4350 | 7.053 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111080 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 11657.5 | 6.525 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111627 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 3325 | 7.079 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111625 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | Yes | 4825 | 6.741 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111630 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 16330 | 7.201 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000109258 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000110375 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 16713.5 | 6.835 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000109947 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No | No | Yes | Present |
| 4000109732 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000110352 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000110384 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 11121 | 6.47 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000109838 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 16878.75 | 7.505 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000109257 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 2220 | 6.564 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000109272 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 2375 | 6.557 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000110192 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 2720 | 6.803 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111597 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 2370 | 7.727 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000110194 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 8005 | 6.46 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111154 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 35785 | 6.661 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111201 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 11960.82 | 6.849 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000112692 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No | No | Yes | Present |
| 4000111162 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 13950 | 6.631 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111176 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 7555 | 6.914 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111165 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 31137.5 | 6.784 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000110062 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000111960 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | Yes | 13999 | 7.263 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 4000111200 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | Yes | No | No | No | No | No | 2245 | 7.582 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111097 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000111963 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | Yes | No | No | No | No | No | No | No | Yes | 13894 | 8.048 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111616 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | Yes | No | Yes | No | No | No | No | No | No | No | No | 2650 | 8.115 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | Yes | Employed |  | No |  | No |  |
| 4000111146 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 8200 | 6.818 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111159 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | Yes | No | Yes | No | No | No | No | No | No | No | No | 2450 | 8.12 | Yes | Yes | Yes | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000110949 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000111291 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000111591 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No | No | Yes | Present |
| 4000110193 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 2720 | 7.847 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111593 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No | Appendix Q Documentation |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000108945 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 8090 | 6.37 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111214 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No |  | No | No | No | No | No | No | No | No | No | No | No | 9575 | 7.047 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000112714 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 4000111605 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No | No | Yes | Present |
| 4000110997 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | Yes | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No | No | Yes | Present |
| 4000111609 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000111618 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 5090 | 6.916 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111546 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000109351 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 9487.5 | 6.665 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000108771 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 10540 | 6.553 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 4000110379 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000111725 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | Yes | No | No | No | No | No | No | No | No | 2720 | 7.865 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111619 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 15800 | 6.647 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000110915 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No | No | Yes | Present |
| 4000110724 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 23745 | 6.521 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111610 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 23822.5 | 6.899 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000110353 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No | No | Yes | Present |
| 4000109283 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 2220 | 6.767 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 4000110718 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 4962.8 | 6.942 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111183 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 1450 | 6.656 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000110386 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000113286 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000111091 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | Yes | No | Yes | No | No | No | No | No | No | No | No | 7995 | 9.696 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111430 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | Yes | 12425 | 7.32 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 4000111005 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000110362 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000112146 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 3870 | 7.019 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000108664 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | Yes | Yes | Yes | No | No | No | No | No | No | No | No | 8335 | 7.956 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000110719 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 7506 | 6.559 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111240 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 2720 | 6.668 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000112108 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 11901.25 | 7.055 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000108514 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 9635 | 7.084 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000109362 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000112856 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | Yes | 12079.14 | 6.838 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 4000108307 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000107367 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000108946 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000111239 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 2720 | 6.943 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000112498 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 7025 | 6.659 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000112897 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 24195 | 6.339 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 4000111598 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | Yes | No | No | No | No | No | No | No | No | 2720 | 7.871 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111152 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 8536.33 | 6.798 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111069 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 6111.26 | 7.102 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000110506 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No | No | Yes | Present |
| 4000111143 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 4810 | 6.995 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000113925 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | Yes |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000108826 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | Yes | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000113918 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | Yes | 14450 | 7.075 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000110955 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 17945 | 7.326 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000113922 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000112038 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 2020 | 6.404 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111281 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | Yes | No | No | No | No | No | No | No | Yes | 13545 | 8.036 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000113924 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000111095 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 7700 | 6.551 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111615 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000110733 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | Yes | No | Yes | No | No | No | No | No | No | No | No | 1515 | 9.923 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 4000110673 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 7145 | 7.241 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000112414 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000112415 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No | Appendix Q Documentation |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000112413 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | Yes | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000112418 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000112412 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000112500 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 3070 | 6.765 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000108539 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No | N/A |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No | No | Yes | Present |
| 4000110811 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000110387 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 9046 | 6.552 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000113535 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 1495 | 6.547 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000112207 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000111306 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 13370 | 6.548 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111608 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000111303 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 4940 | 6.939 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 4000110999 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 3145 | 6.441 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111545 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000111996 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000110006 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000111977 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000111198 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 8245 | 7.062 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000110912 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000112654 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | Yes | No | No | No | Yes | 124057.5 | 6.905 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000110438 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 11795 | 6.744 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 4000112489 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 14445 | 7.218 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 4000113373 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000114170 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000111188 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 11095 | 6.68 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 4000114174 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 24695 | 6.653 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111447 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000111301 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000111537 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Yes | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000112190 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 3951 | 6.666 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000110220 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000110383 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 7750 | 6.561 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000112681 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 8771 | 6.553 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000112011 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 15450 | 6.527 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111164 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 6545 | 7.195 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000112495 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 13620 | 6.532 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111620 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 10374 | 7.577 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000114604 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000111628 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 6820 | 6.966 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000114594 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 13465 | 7.059 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000114657 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000111611 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000112047 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000112103 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000114755 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 8385.63 | 6.932 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111592 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000111596 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 2670 | 6.564 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000112151 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 9550 | 6.782 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111726 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 2375 | 6.563 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111004 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 2375 | 6.577 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111003 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 2375 | 6.541 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000114667 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 7910 | 6.654 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000112170 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | Yes | No | No | No | No | No | No | No | Yes | 5962 | 7.669 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111613 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000110294 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 4789.1 | 6.343 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000114592 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Appendix Q Documentation | No | No | No | No | No | No | No | No | No | No | No | 5070 | 7.106 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000113484 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000109615 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 1895 | 6.905 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 4000109379 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No | No | Yes | Present |
| 4000112143 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000112208 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 1495 | 6.824 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000110428 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000114168 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000114597 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 23450 | 7.188 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000114614 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 22090 | 7.133 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000108889 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | Yes | No | No | No | No | No | 2320 | 6.915 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Unknown | No | No | No |  |
| 4000109167 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 2030 | 7.044 | Yes | Yes | N/A | Yes | Yes | N/A | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 4000112668 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | Yes |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000114750 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 4045 | 6.95 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000112309 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No | No | Yes | Present |
| 4000111161 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | Yes | Present |
| 4000110795 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000114762 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | Yes |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000112003 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 2450 | 6.571 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000110378 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000111461 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 2563.18 | 7.227 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111980 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 22168.75 | 6.51 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000112156 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000115146 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No | No | Yes | Present |
| 4000110168 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 1920 | 6.944 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Not Employed | Employed | No | No | No |  |
| 4000114178 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000111594 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | Yes | Yes | Yes | No | No | No | No | No | No | No | No | 2720 | 8.165 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000113078 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000109988 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 6751.23 | 6.491 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111153 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 2450 | 6.39 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111727 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 2375 | 6.42 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 4000114739 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 19225 | 6.393 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000110028 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000114789 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 5490 | 6.859 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | N/A | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000114758 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 3375.26 | 6.674 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | xxx | Yes | Employed |  | No |  | No |  |
| 4000111604 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000109999 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 4606 | 6.608 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000112189 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000114616 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 2445 | 6.696 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000112005 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | Yes |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000114781 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 11530 | 6.635 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000114777 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 12700 | 6.66 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000112879 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000112166 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000111144 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | Yes | 6050 | 7.099 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111180 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 7350 | 6.629 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000113579 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | Yes | N/A | N/A | Yes | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000114106 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No | Alternative ATR Documentation |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000110787 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No | Alternative ATR Documentation |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No | No | Yes | Present |
| 4000114163 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 2720 | 6.534 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000110381 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000114778 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 15800 | 6.748 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Not Employed | Employed | No | No | No |  |
| 4000111362 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 919.33 | 6.774 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 4000114166 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | Yes | Yes | No | No | No | No | No | No | No | No | 8505 | 7.726 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000114162 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | Yes | Yes | Yes | No | No | No | No | No | No | No | No | 2425 | 7.829 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000114779 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000111947 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000114763 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000110727 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000113277 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | Yes |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed | Employed | No | No | Yes | Present |
| 4000112826 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000109928 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000114665 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 2450 | 6.598 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000109750 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000110721 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 17495 | 6.681 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111595 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 9349 | 6.12 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000112441 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000114353 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000112213 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000114730 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | Yes | No | No | No | No | No | No | No | No | Yes | 4898 | 6.798 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000113751 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 10483 | 6.743 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000110809 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000114747 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | Yes |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000115834 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 8085 | 7.048 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111253 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 2969.25 | 6.335 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Not Employed | Not Employed | No | No | No |  |
| 4000114354 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 13835 | 6.845 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000112278 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 2415.68 | 6.953 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 4000113269 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 6420 | 6.823 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000114046 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000113554 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 9214.25 | 7.196 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000114355 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000113676 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 11160 | 7.615 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000112197 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 6990 | 6.442 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000114164 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No | No | Yes | Present |
| 4000113750 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | Yes | No | Yes | No | No | No | No | No | No | No | No | 8766 | 7.816 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000114317 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 2720 | 6.337 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000110697 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000114618 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 7010 | 6.921 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000114155 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 4375 | 6.517 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000112008 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 10825 | 6.911 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000114661 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000112198 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | Yes | No | Yes | No | No | No | No | No | No | No | No | 2720 | 7.847 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000114619 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 2250 | 6.785 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000115998 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| 4000114774 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | Yes | 11640 | 7.219 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000114156 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 2720 | 6.585 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111994 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 2450 | 6.667 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000112341 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 4918.32 | 6.57 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000110161 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 1499 | 6.569 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000113546 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 14807.5 | 6.628 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | xxx | N/A | Employed |  | No |  | No |  |
| 4000114107 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 11929.38 | 7.088 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111541 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 2704 | 7.049 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111145 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | Yes | 7174 | 6.782 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111990 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 2950 | 6.964 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000113543 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | Yes | No | No | No | No | No | No | No | No | 15095 | 7.654 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000114780 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 7121.25 | 6.813 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111169 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 8700 | 6.797 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000116267 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000113266 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 10077.5 | 6.548 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000113271 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000114708 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 10672 | 6.868 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 4000112010 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | Yes |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | Yes | Yes | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000114175 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000112139 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 2545 | 6.596 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000112909 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 1900 | 6.935 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000114765 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 10430 | 7.083 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111481 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000114622 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 39906.25 | 6.792 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | xxx | N/A | Employed |  | No |  | No |  |
| 4000111649 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000112222 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000112529 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 1535.25 | 6.418 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Not Employed | Not Employed | No | No | No |  |
| 4000114798 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 10168.13 | 6.447 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000114358 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 6890 | 6.507 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000114103 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 25695 | 6.988 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000115830 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | Yes | No | No | No | No | No | 11235 | 6.61 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Not Employed |  | No |  | No |  |
| 4000112499 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 9794.75 | 6.45 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111249 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No | No | Yes | Present |
| 4000115766 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | Yes | 10825 | 6.959 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000113748 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | Yes | No | Yes | No | No | No | No | No | No | No | No | 2720 | 7.834 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111970 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 9137.5 | 7.042 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111631 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No | No | Yes | Present |
| 4000113522 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 5690 | 6.382 | Yes | Yes | N/A | Yes | Yes | N/A | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111163 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 3010 | 6.447 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000113239 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 1928.25 | 6.62 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Unknown | Unknown | No | No | No |  |
| 4000114736 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 13443.75 | 6.994 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000114704 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 2450 | 6.984 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | xxx | N/A | Employed |  | No |  | No |  |
| 4000114860 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 6720 | 6.591 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 4000113346 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No | No | Yes | Present |
| 4000115798 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 8570 | 6.45 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | xxx | Yes | Employed |  | No |  | No |  |
| 4000115482 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 17745 | 6.532 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 4000111998 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 6275 | 6.8 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000113512 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000114855 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 2570 | 6.811 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 4000114889 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 9811.5 | 6.428 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000116699 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 8220 | 6.839 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000116710 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000114466 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 2370 | 6.409 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000114721 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 19750 | 7.038 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000116684 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | Yes | No | No | No | Yes | No | No | No | No | No | 4185 | 6.408 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000116689 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 5630 | 6.908 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000113618 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000116728 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | Yes | 8000 | 6.793 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000114313 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 2375 | 7.212 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | xxx | Yes | Employed |  | No |  | No |  |
| 4000112171 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | Yes | No | No | No | No | No | 13450 | 6.66 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000114752 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 39925 | 6.89 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000116703 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Yes | N/A | xxx | N/A | Employed | Employed | No | No | Yes | Present |
| 4000116729 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 4105 | 6.469 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000116691 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 2595 | 6.477 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000116725 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000114315 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000116731 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | Yes | Yes | No | No | No | No | No | No | No | No | No | 2450 | 7.838 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000114654 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | Yes | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000112118 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 24075 | 7.039 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000116707 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 6645 | 6.539 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000109515 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No | No | Yes | Present |
| 4000112112 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 27700 | 7.033 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000116692 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | Yes | No | No | No | No | No | No | No | No | Yes | 21126.25 | 6.761 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000114653 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | Yes | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000112202 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | Yes | No | Yes | No | No | No | No | No | No | No | No | 2375 | 8.049 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000116694 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 10251.25 | 7.203 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Unknown | No | No | No |  |
| 4000111978 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 4779.96 | 6.734 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000116709 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | Yes | No | No | No | No | No | No | No | Yes | 6310 | 7.984 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000112372 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 29149.5 | 6.841 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | N/A | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 4000116695 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 6962.5 | 6.914 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000112680 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 8375 | 6.426 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000112001 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 2449 | 6.55 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000116698 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 12735 | 6.41 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000116724 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 4143.36 | 6.994 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000116706 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | Yes | Yes | N/A | Yes | N/A | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000111351 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000115800 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 2720 | 6.34 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000115793 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000115377 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000115786 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 4258.75 | 6.609 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000114857 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | Yes | Yes | Yes | No | No | No | No | No | No | No | No | 9307 | 7.92 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | xxx | Yes | Employed |  | No |  | No |  |
| 4000114823 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000105163 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000114359 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000116169 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 10020.5 | 6.422 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000113581 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 1470 | 6.544 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000115790 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | Yes | No | No | No | No | No | No | No | No | No | No | 2720 | 7.756 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000114792 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 7990 | 6.584 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000114744 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | Yes | 9542.5 | 6.692 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000114630 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000112983 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No | No | Yes | Present |
| 4000114756 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 8445 | 6.789 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000112746 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No | No | Yes | Present |
| 4000113036 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000115092 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000115701 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000114558 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000115740 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No | No | Yes | Present |
| 4000115465 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000110839 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 1920 | 7.054 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 4000110578 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000114160 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 10800 | 6.648 | Yes | Yes | Yes | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000115374 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No | No | Yes | Present |
| 4000113615 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 9808 | 6.373 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000114465 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 7220 | 6.451 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000111590 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | Yes | No | No | No | No | No | No | No | No | No | No | 17158 | 7.979 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000114154 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | Yes | No | No | No | No | No | No | No | No | No | 8085 | 6.665 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000113270 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000114759 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | Yes | Yes | Yes | No | No | No | No | No | No | No | No | 2490 | 8.029 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000113614 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 2375 | 6.669 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000114463 |  |  | xxx | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Alternative ATR Documentation | No | No | No | No | No | No | No | No | No | No | No | 2375 | 7.633 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 4000115781 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx | N/A | Employed |  | No |  | Yes | Present |
| 4000115534 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | xxx |  |  |  | No |  | Yes | Present |
| 4000115820 |  |  | xxx | ATR/QM: Not Applicable | ATR/QM: Not Applicable | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Yes | N/A | xxx | N/A | Not Employed | Employed | No | No | Yes | Present |

---

## Exhibit 99.02

**Exhibit 99.02 Schedule 7**

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Field Name** | **Verified Value** | **Bid Tape Value** |
| 4000093277 |  |  | AUS Findings | No AUS | DU Approve/Ineligible |
| 4000104306 |  |  | Borrower 1 Citizen | Non Permanent Resident Alien | US Citizen |
| 4000109281 |  |  | Borrower 1 Citizen | Permanent Resident Alien | US Citizen |
| 4000110043 |  |  | Borrower 1 Citizen | Non Permanent Resident Alien | US Citizen |
| 4000109257 |  |  | Borrower 1 Citizen | Permanent Resident Alien | US Citizen |
| 4000109272 |  |  | Borrower 1 Citizen | Permanent Resident Alien | US Citizen |
| 4000111162 |  |  | Borrower 1 Citizen | Permanent Resident Alien | US Citizen |
| 4000111593 |  |  | Borrower 1 Citizen | Permanent Resident Alien | US Citizen |
| 4000111605 |  |  | Borrower 1 Citizen | US Citizen | Permanent Resident Alien |
| 4000110673 |  |  | Borrower 1 Citizen | Permanent Resident Alien | US Citizen |
| 4000111003 |  |  | Borrower 1 Citizen | Non Permanent Resident Alien | US Citizen |
| 4000111594 |  |  | Borrower 1 Citizen | Permanent Resident Alien | US Citizen |
| 4000111727 |  |  | Borrower 1 Citizen | Permanent Resident Alien | US Citizen |
| 4000111595 |  |  | Borrower 1 Citizen | Permanent Resident Alien | US Citizen |
| 4000114661 |  |  | Borrower 1 Citizen | Permanent Resident Alien | US Citizen |
| 4000114774 |  |  | Borrower 1 Citizen | Permanent Resident Alien | US Citizen |
| 4000113266 |  |  | Borrower 1 Citizen | Permanent Resident Alien | US Citizen |
| 4000115798 |  |  | Borrower 1 Citizen | Non Permanent Resident Alien | US Citizen |
| 4000114855 |  |  | Borrower 1 Citizen | Non Permanent Resident Alien | US Citizen |
| 4000114313 |  |  | Borrower 1 Citizen | Permanent Resident Alien | US Citizen |
| 4000116691 |  |  | Borrower 1 Citizen | Non Permanent Resident Alien | US Citizen |
| 4000097316 |  |  | Borrower 1 FTHB | false | true |
| 4000112469 |  |  | Borrower 1 FTHB | false | true |
| 4000112146 |  |  | Borrower 1 FTHB | false | true |
| 4000110719 |  |  | Borrower 1 FTHB | false | true |
| 4000112003 |  |  | Borrower 1 FTHB | false | true |
| 4000112341 |  |  | Borrower 1 FTHB | false | true |
| 4000116691 |  |  | Borrower 1 FTHB | false | true |
| 4000115800 |  |  | Borrower 1 FTHB | false | true |
| 4000111080 |  |  | Borrower 1 Self-Employment Flag | Yes | No |
| 4000111592 |  |  | Borrower 1 Self-Employment Flag | Yes | No |
| 4000114614 |  |  | Borrower 1 Self-Employment Flag | Yes | No |
| 4000111980 |  |  | Borrower 1 Self-Employment Flag | Yes | No |
| 4000111153 |  |  | Borrower 1 Self-Employment Flag | Yes | No |
| 4000113269 |  |  | Borrower 1 Self-Employment Flag | Unknown | No |
| 4000114622 |  |  | Borrower 1 Self-Employment Flag | Yes | No |
| 4000113239 |  |  | Borrower 1 Self-Employment Flag | Unknown | No |
| 4000111605 |  |  | Borrower 1 SSN | xxx | xxx |
| 4000111980 |  |  | Borrower 1 SSN | xxx | xxx |
| 4000111960 |  |  | Borrower 2 Citizen | Permanent Resident Alien | US Citizen |
| 4000111605 |  |  | Borrower 2 Citizen | Permanent Resident Alien | US Citizen |
| 4000114855 |  |  | Borrower 2 Citizen | Non Permanent Resident Alien | US Citizen |
| 4000107528 |  |  | Borrower 2 Self-Employment Flag | Unknown | No |
| 4000108889 |  |  | Borrower 2 Self-Employment Flag | Unknown | No |
| 4000114778 |  |  | Borrower 2 Self-Employment Flag | Yes | No |
| 4000113239 |  |  | Borrower 2 Self-Employment Flag | Unknown | No |
| 4000116694 |  |  | Borrower 2 Self-Employment Flag | Unknown | No |
| 4000104565 |  |  | Borrower 2 SSN | xxx | xxx |
| 4000109479 |  |  | Borrower 2 SSN | xxx | xxx |
| 4000111605 |  |  | Borrower 2 SSN | xxx | xxx |
| 4000111631 |  |  | Borrower 2 SSN | xxx | xxx |
| 4000090626 |  |  | Calculated DSCR | 1.602 | N |
| 4000112692 |  |  | Number of Units | 4 | 1 |
| 4000113286 |  |  | Number of Units | 1 | 6 |
| 4000111996 |  |  | Number of Units | 2 | 1 |
| 4000114750 |  |  | Number of Units | 1 | 11 |
| 4000110697 |  |  | Number of Units | 1 | 3 |
| 4000110578 |  |  | Number of Units | 2 | 1 |
| 4000112010 |  |  | Occupancy | Investment | Primary Residence |
| 4000111351 |  |  | Occupancy | Investment | Primary Residence |
| 4000113270 |  |  | Occupancy | Investment | FHA Secondary Residence |
| 4000108233 |  |  | Originator Doc Type | 12 Month Bank Statement | Alt-Doc Express 1 Year W2 |
| 4000106920 |  |  | Primary Appraised Property Value | xxx | xxx |
| 4000107671 |  |  | Primary Appraised Property Value | xxx | xxx |
| 4000109004 |  |  | Primary Appraised Property Value | xxx | xxx |
| 4000109479 |  |  | Primary Appraised Property Value | xxx | xxx |
| 4000108471 |  |  | Primary Appraised Property Value | xxx | xxx |
| 4000109258 |  |  | Primary Appraised Property Value | xxx | xxx |
| 4000109272 |  |  | Primary Appraised Property Value | xxx | xxx |
| 4000112714 |  |  | Primary Appraised Property Value | xxx | xxx |
| 4000108771 |  |  | Primary Appraised Property Value | xxx | xxx |
| 4000111240 |  |  | Primary Appraised Property Value | xxx | xxx |
| 4000107367 |  |  | Primary Appraised Property Value | xxx | xxx |
| 4000111977 |  |  | Primary Appraised Property Value | xxx | xxx |
| 4000114592 |  |  | Primary Appraised Property Value | xxx | xxx |
| 4000114106 |  |  | Primary Appraised Property Value | xxx | xxx |
| 4000114756 |  |  | Primary Appraised Property Value | xxx | xxx |
| 4000104646 |  |  | Property Description | Attached | Garden |
| 4000110912 |  |  | Property Description | 3 Unit | Attached |
| 4000112668 |  |  | Property Description | 3 Unit | Detached |
| 4000112309 |  |  | Property Description | 4 Unit | Detached |
| 4000113346 |  |  | Property Description | Row or Townhouse | PUD - Attached |
| 4000090626 |  |  | Property Type | Two to Four Unit | Single Family Detached |
| 4000103646 |  |  | Property Type | Townhouse | Attached |
| 4000106919 |  |  | Property Type | Townhouse | PUD |
| 4000109577 |  |  | Property Type | Two to Four Unit | Detached |
| 4000110438 |  |  | Property Zip Code | xxx | xxx |
| 4000094804 |  |  | Qualifying FICO | 731 | 741.0 |
| 4000103580 |  |  | Qualifying FICO | 794 | 800.0 |
| 4000106833 |  |  | Qualifying FICO | 788 | 790.0 |
| 4000104901 |  |  | Qualifying FICO | 740 | 743.0 |
| 4000108233 |  |  | Qualifying FICO | 790 | 737 |
| 4000110375 |  |  | Qualifying FICO | 802 | 807.0 |
| 4000109283 |  |  | Qualifying FICO | 777 | 728.0 |
| 4000112897 |  |  | Qualifying FICO | 777 | 787.0 |
| 4000112047 |  |  | Qualifying FICO | 758 | 730.0 |
| 4000113078 |  |  | Qualifying FICO | 741 | 694.0 |
| 4000111253 |  |  | Qualifying FICO | 814 | 786.0 |
| 4000114855 |  |  | Qualifying FICO | 801 | 798.0 |
| 4000114653 |  |  | Qualifying FICO | 731 | 742.0 |
| 4000112001 |  |  | Qualifying FICO | 737 | 7373.0 |
| 4000114359 |  |  | Qualifying FICO | 717 | 698.0 |
| 4000115790 |  |  | Qualifying FICO | 776 | 7776.0 |
| 4000112143 |  |  | Qualifying LTV | 73.53 | 75.0 |
| 4000112171 |  |  | Qualifying LTV | 43.22 | 32.39 |
| 4000108076 |  |  | Qualifying Total Debt Income Ratio | 38.54 | 45.85 |
| 4000107465 |  |  | Refinance Type | Cash Out - Other | ChangeInRateTerm |

---

## Exhibit 99.03

**Exhibit 99.03**

![](ex99-03_001.jpg)

**EXECUTIVE SUMMARY**

**OBX 2026-NQM7**

**By Clarifii LLC on April 21, 2026**

OBX 2026-NQM7 Due Diligence Narrative Report – PagE \| 1

![](ex99-03_001.jpg)

**CLARIFII CONTACT INFORMATION** 

---

| | |
|:---|:---|
| **Christine Aug** | **Jason Luttenberger** |
| &nbsp;&nbsp;&nbsp;Vice President of Due Diligence | &nbsp;&nbsp;&nbsp;President and Chief Operating Officer |
| &nbsp;&nbsp;&nbsp;Phone: 813.735.4487 | &nbsp;&nbsp;&nbsp;Phone: 917.742.7797 |
| &nbsp;&nbsp;&nbsp;E-mail: Christine.Aug@Clarifii.com | &nbsp;&nbsp;&nbsp;E-mail: Jason.Luttenberger@Clarifii.com |

---

**OVERVIEW**

Clarifii LLC ("Clarifii") conducted an independent third-party pre-securitization due diligence review (the "Review") of 111 loans (the "Loans") and these loans were subsequently acquired by Onslow Bay Financial LLC (the "Client") for the OBX 2026-NQM7 transaction. The loans referenced in this narrative report were reviewed between 11/2025 to 04/2026 by Clarifii. This narrative report provides information about the scope of work performed by Clarifii, and the results of Clarifii's review.

**ORIGINATORS**

Origination channels for the loans in this review:

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Origination Channel** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Retail | &nbsp;&nbsp;12 | &nbsp;&nbsp;10.81% | &nbsp;&nbsp;$7252500.00 |
| &nbsp;&nbsp;Correspondent Flow with Delegated UW | &nbsp;&nbsp;41 | &nbsp;&nbsp;36.94% | &nbsp;&nbsp;$29969215.00 |
| &nbsp;&nbsp;Correspondent Flow without Delegated UW | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.90% | &nbsp;&nbsp;$1225000.00 |
| &nbsp;&nbsp;Wholesale | &nbsp;&nbsp;57 | &nbsp;&nbsp;51.35% | &nbsp;&nbsp;$36517447.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**111** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$74964162.00** |

---

The Review consisted of a population of 111 Loans, with an aggregate principal balance of 74,964,162.00.

**CLARIFII'S THIRD PARTY REVIEW (TPR) SCOPE OF WORK**

The scope of work for this transaction consisted of credit, property valuation, and regulatory compliance reviews, plus a data integrity check, and were performed in accordance with rating agency loan level review standards in place as of the date of the review.

The Review was conducted consistent with the criteria for the specific Nationally Recognized Statistical Rating Organizations (NRSROs).

**LOAN SAMPLING**

The Client defined the sample size and requested Clarifii to perform a random sample of the Loans to be included in the Review. To Clarifii's knowledge, the Review covered 100% of the transaction loan population.

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Identity of NRSRO** | &nbsp;&nbsp;**Title and Date of Criteria** |
| &nbsp;&nbsp;Kroll Bond Rating Agency, LLC | &nbsp;&nbsp;U.S. RMBS Rating Methodology, December 7, 2023 |
| &nbsp;&nbsp;Moody's Investors Service, Inc. | &nbsp;&nbsp;U.S. Residential Mortgage-backed Securitizations, dated as of August 20, 2025 |

---

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**DATA INTEGRITY**

Clarifii performed a data comparison review of the data fields provided by the Client on the loan tape to the data found in the Loan file as captured by Clarifii. This comparison, when specific data was available, included the following data fields and tolerance levels noted below.

![](ex99-03_001.jpg)

---

| |
|:---|
| &nbsp;&nbsp;**Data Comparison Fields** |
| &nbsp;&nbsp;Amortization Term |
| &nbsp;&nbsp;Amount of Other Lien |
| &nbsp;&nbsp;Application Date |
| &nbsp;&nbsp;Balloon Flag |
| &nbsp;&nbsp;Borrower 1 Any Outstanding Judgments? |
| &nbsp;&nbsp;Borrower 1 Any part of down payment borrowed? |
| &nbsp;&nbsp;Borrower 1 Bankruptcy in past 7 years? |
| &nbsp;&nbsp;Borrower 1 Birthdate |
| &nbsp;&nbsp;Borrower 1 Citizen |
| &nbsp;&nbsp;Borrower 1 Country Name |
| &nbsp;&nbsp;Borrower 1 Do you intend to occupy property as primary residence? |
| &nbsp;&nbsp;Borrower 1 Employer 1 Position |
| &nbsp;&nbsp;Borrower 1 Ethnicity - I do not wish to provide this information |
| &nbsp;&nbsp;Borrower 1 Ethnicity - Not Hispanic or Latino |
| &nbsp;&nbsp;Borrower 1 Ethnicity Visual Observation or Surname |
| &nbsp;&nbsp;Borrower 1 First Name |
| &nbsp;&nbsp;Borrower 1 Foreclosure in past 7 years? |
| &nbsp;&nbsp;Borrower 1 How was title held? |
| &nbsp;&nbsp;Borrower 1 Last Name |
| &nbsp;&nbsp;Borrower 1 Marital Status |
| &nbsp;&nbsp;Borrower 1 Name of Employer1 |
| &nbsp;&nbsp;Borrower 1 Race - I do not wish to provide this information |
| &nbsp;&nbsp;Borrower 1 Race - White |
| &nbsp;&nbsp;Borrower 1 Rent or Own |
| &nbsp;&nbsp;Borrower 1 Self-Employment Flag |
| &nbsp;&nbsp;Borrower 1 Sex - I do not wish to provide this information |
| &nbsp;&nbsp;Borrower 1 Sex - Male |
| &nbsp;&nbsp;Borrower 1 Sex Visual Observation or Surname |
| &nbsp;&nbsp;Borrower 1 SSN |
| &nbsp;&nbsp;Borrower 1 Telephone Interview |
| &nbsp;&nbsp;Borrower 1 Years in Current Home |
| &nbsp;&nbsp;Borrower 2 First Name |
| &nbsp;&nbsp;Borrower 2 Last Name |
| &nbsp;&nbsp;Business Entity EIN |
| &nbsp;&nbsp;Business Purpose Flag |
| &nbsp;&nbsp;Cash Disbursement Date |

---

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![](ex99-03_001.jpg)

---

| |
|:---|
| &nbsp;&nbsp;Closing/Settlement Date |
| &nbsp;&nbsp;FHA Streamline/VA IRRL Indicator |
| &nbsp;&nbsp;First Payment Date |
| &nbsp;&nbsp;Interest Only Flag |
| &nbsp;&nbsp;Interest Only Term |
| &nbsp;&nbsp;Interest Rate |
| &nbsp;&nbsp;Investor Loan ID |
| &nbsp;&nbsp;Lien Position |
| &nbsp;&nbsp;Loan Amount |
| &nbsp;&nbsp;Loan ID |
| &nbsp;&nbsp;Loan Origination Company |
| &nbsp;&nbsp;Loan Origination Company NMLS |
| &nbsp;&nbsp;Loan Program |
| &nbsp;&nbsp;Loan Purpose |
| &nbsp;&nbsp;Loan Type |
| &nbsp;&nbsp;Maturity Date |
| &nbsp;&nbsp;Negative Amortization Flag |
| &nbsp;&nbsp;Note Date |
| &nbsp;&nbsp;Note Type |
| &nbsp;&nbsp;Number of Borrowers |
| &nbsp;&nbsp;Number of Mortgaged Properties |
| &nbsp;&nbsp;Number of Units |
| &nbsp;&nbsp;Occupancy |
| &nbsp;&nbsp;Prepayment Penalty Flag |
| &nbsp;&nbsp;Prepayment Penalty Total Term |
| &nbsp;&nbsp;Primary Appraised Property Value |
| &nbsp;&nbsp;Property Address |
| &nbsp;&nbsp;Property City |
| &nbsp;&nbsp;Property County |
| &nbsp;&nbsp;Property Rights |
| &nbsp;&nbsp;Property State |
| &nbsp;&nbsp;Property Type |
| &nbsp;&nbsp;Property Value |
| &nbsp;&nbsp;Property Zip Code |
| &nbsp;&nbsp;Qualifying CLTV |
| &nbsp;&nbsp;Qualifying FICO |
| &nbsp;&nbsp;Qualifying LTV |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio |
| &nbsp;&nbsp;Sales Price |
| &nbsp;&nbsp;Seller Loan ID |
| &nbsp;&nbsp;Term |
| &nbsp;&nbsp;ULI |
| &nbsp;&nbsp;Verified Doc Type |
| &nbsp;&nbsp;Vested Business Entity Name |

---

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![](ex99-03_001.jpg)

**CREDIT UNDERWRITING**

Clarifii reviewed each Loan file to determine the adherence to defined underwriting or credit extension guidelines, standards, criteria, or other requirements provided by Client, including, as applicable, Ability to Repay and Qualified Mortgage requirements. The Credit Qualification review consisted of the following:

&nbsp;&nbsp;&nbsp;&nbsp;· **Loan Attributes** 

To determine borrower program eligibility, Clarifii verified the following loan attributes and, where applicable, recalculated based on the information provided:

- Assets and Reserves

- Gross Income

- Lien Position

- Loan Purpose

- Housing History

- Loan to Value Ratio (LTV) and Combined Loan to Value Ratio (CLTV)

- Monthly Debt

- Occupancy

- Property Type

- Qualifying principal, interest, tax, insurance, and association dues (PITIA)

- Debt to Income Ratio (DTI)

- Residual Income

- Debt Service Coverage Ratio (DSCR)

&nbsp;&nbsp;&nbsp;&nbsp;· **Credit Application** 

Clarifii verified the following items per the Uniform Residential Loan Application Form 1003 (1003):

- All known borrower-owned properties are disclosed on the Real Estate Owned (REO) Section 2

- Borrower(s) employment history

- Citizenship and eligibility

- First time home buyer status

- The application was signed by all borrowers

- The application was substantially complete

&nbsp;&nbsp;&nbsp;&nbsp;· **Credit History** 

Clarifii verified the following items:

- A credit report or alternative credit history as applicable to loan type is present for each borrower

- Bankruptcy and foreclosure seasoning

- Captured the monthly consumer debt payments for use in the applicable DTI calculation

- Installment and revolving payment history

- Mortgage/Rental payment history

- Verified and reviewed Real Estate Owned, Office of Foreign Assets Control (OFAC) search, and Fraud Alerts

- Number of tradelines

- Credit Score(s) and Qualifying Score Methodology

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![](ex99-03_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;· **Employment and Income** 

When applicable, Clarifii determined whether all supporting documentation as required by the guidelines and Ability to Repay/Qualified Mortgage Rule (ATR/QM) were complete and accurate. The documentation was used to verify whether the income used to qualify the loan was calculated in accordance with the guidelines. Documentation verified employment and income were deemed acceptable if it was a third-party document as required by the guidelines and ATR when applicable and may include:

- Tax returns

- Financial statements

Paystubs

- IRS Form W-2s

- IRS Form 1099

- IRS documents

- Bank statements

- Lease agreements

- Award letters

- Other documentation in loan file

&nbsp;&nbsp;&nbsp;&nbsp;· **Fraud Review** 

For all Loans, Clarifii utilized the results from an independent, third-party fraud tool as well as information in the loan file to identify and address any potential misrepresentations including:

- Borrower identity

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Social Security inconsistencies

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Borrower name variations

- Occupancy

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Borrower address history

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Subject property ownership history

- Employment

- Licensing verification with the Nationwide Multistate Licensing System & Registry (NMLS):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage lender/originator

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪ Loan officer

OFAC

&nbsp;&nbsp;&nbsp;&nbsp;· **Asset Review** 

Clarifii assessed whether the asset documentation required by the guidelines and ATR, when applicable, was present in the Loan file and within required timeframe. Documentation used to verify assets for down payment, closing costs, prepaid items and reserves may have included:

- Verification of deposits (VOD)

- Depository account statements

- Stock or security account statements

- Gift funds

- Settlements statements

- Other evidence of conveyance and transfer of funds if a sale of assets was involved

- Other documentation in loan file

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![](ex99-03_001.jpg)

- Asset documents were reviewed to determine any large deposits and appropriate sourcing of funds

&nbsp;&nbsp;&nbsp;&nbsp;· **Property Insurance and Taxes** 

Clarifii confirmed the presence of the insurance and tax information for the following:

- Confirmed that the flood certification is for the correct borrower, property, lender, and loan number and is a "Life of Loan" certification

- Confirmed that the mortgagee clause lists the lender's name and "its successors and assigns"

Confirmed that the premium amount on both the hazard and flood insurance match figures from the DTI calculations

For condominium properties, confirmed that the blanket policy meets the minimum amount of coverage in the guidelines

For properties in a flood zone, per the flood certification, confirmed that flood insurance meets guideline requirements in the file and met the minimum required amount of coverage in the guidelines

- Reviewed Tax Certificate to verify and compare monthly escrows used to calculate DTI matches and taxes are current

Verified that the hazard insurance meets the minimum required amount of coverage in the guidelines

&nbsp;&nbsp;&nbsp;&nbsp;· **Debt Service Coverage Ratio (DSCR)** 

- Calculated DSCR, as required by guidelines

- Confirmed documentation requirements have been met

Summed principal and interest or interest payment, along with taxes, insurance and HOA payments to arrive at monthly property expense. This summed amount is used as the denominator to the monthly lease or estimated lease income, as required by guidelines

**DOCUMENT REVIEW**

Clarifii reviewed each Loan file and verified if the following documents were included in the file and if the data on these documents was consistent (where applicable):

&nbsp;&nbsp;&nbsp;&nbsp;· **Initial and Final 1003 Application** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Note** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Mortgage/Deed of Trust** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Appraisal** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Sales Contract** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Title Commitment/Policy** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Junior Lien/Subordination Agreement** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Mortgage Insurance** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Underwriting Approval Documentation inclusive, but not limited to documents listed in the Credit Review section** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Flood Certification** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Initial and Final Loan Estimate (LE)** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Initial and Final and Closing Disclosure (CD)** 

&nbsp;&nbsp;&nbsp;&nbsp;· **Post-Consummation Closing Disclosure (PCCD), as applicable** 

**COMPLIANCE REVIEW**

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![](ex99-03_001.jpg)

Clarifii reviewed each Loan file, when applicable, and verified that it was consummated in compliance with the applicable federal, state, and local anti-predatory lending statutes in effect at the time of origination of the mortgage loan. Compliance verification and validation that each mortgage loan met the relevant provisions of:

**Anti-** **Predatory Lending Requirements**, that are imposed by federal, state and/or local statutory, regulatory, or authoritative determinations (e.g., state constitutional provisions, ordinances, interpretations, judicial determinations, etc.) that impose civil or criminal liability upon the Assignee or may cause significant loss severity to the value of the Loan, including the Home Ownership and Equity Protection Act (HOEPA) and any state and local high-cost home loan laws. Assignee shall have the meaning as defined in the Truth in Lending Act (TILA).

**Truth in Lending Act (TILA)**, as amended by HOEPA, 15 U.S.C. §1601 et seq., as implemented by Regulation Z, 12 C.F.R. Part 1026

**Real Estate Settlement Procedures Act (RESPA)**, 12 U.S.C. §2603, as implemented by Regulation X, 12 C.F.R. Part 1024

**Equal Credit Opportunity Act (ECOA)**, 15 U.S.C. §1691, as implemented by Regulation B, 12 C.F.R. §1001.1(b)

&nbsp;&nbsp;&nbsp;&nbsp;· **Compliance Documentation Requirements** 

Clarifii reviewed the following documents as they related to regulatory compliance:

- Initial and final application (1003)

- Note, including all addendums

- Copy of note for any junior liens (if applicable)

- Mortgage / Deed of Trust, including all riders

- Initial, Interim, and Final Loan Estimates (LE)

- Initial CD (i.e., the CD required to be received by the borrower(s) at least 3 business days prior to consummation) and re-disclosed CDs (as applicable and permitted by TILA/Regulation Z)

- Notice of Right to Cancel (when applicable)

- Rate Lock Date

- HOEPA Disclosures (when applicable)

- Initial Escrow Account Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;· **Anti-Predatory Lending (Assignee Liability)** 

Loans were reviewed for violations of federal, state & local high cost, higher-priced and/or consumer finance laws and regulations that carry Assignee Liability, including those defined below. Any loan that is determined to be classified and/or defined as high cost, higher-priced, subprime, threshold, predatory high risk, covered or similar classification/definition was reported.

&nbsp;&nbsp;&nbsp;&nbsp;· **Compliance Testing of Truth-in-Lending Act (TILA)/Regulation Z Elements** 

Clarifii reverified and retested, when applicable, the following TILA and Regulation Z elements:

**TILA/RESPA Integrated Disclosure Testing (TRID)**

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![](ex99-03_001.jpg)

Reviewed and compared LEs and CDs with a report outlining any TILA violations, including a recalculation of disclosed finance charges, principal and interest calculations, proper completion of the Projected Payments table, total of payments, finance charges, amount financed, recalculation of disclosed APR and a review to determine if disclosure differences were within the allowed tolerances and disclosures were provided within the required timeframes. Testing was conducted to fulfill the elements Structured Finance Association (SFA) TRID Compliance Review Scope ("TRID Grid 3.0" v.12/05/2019).

**Right of Rescission** 

Reviewed the TILA Right of Rescission, Notice of Right to Cancel, including a verification of the transaction date and expiration date, ensured proper execution of the Notice of Right to Cancel by all required parties, verified the disbursement date and determined if a full three (3) day rescission period was provided to the borrower(s). The appropriate Model Form was tested according to applicable U.S. Court of Appeals, Circuit Court rulings.

**Qualified Mortgage and Ability to Repay**

Reviewed to ensure the mortgage loan meets the applicable Qualified Mortgage ("QM") and Ability-to-Repay ("ATR") requirements as set forth in regulations promulgated by the Consumer Financial Protection Bureau as found at 12 CFR § 1026.43.

**Real Estate Settlement Procedures Act (RESPA)/Regulation X**

Reviewed to ensure compliance with RESPA/Regulation X documentation and timing requirements in effect at origination of the mortgage loan for RESPA disclosures (Servicing Disclosure Statement; Affiliated Business Arrangement Disclosure; Initial Escrow Disclosure Statement; List of Homeownership Counselling Organizations).

**Equal Credit Opportunity Act (ECOA)/Regulation B**

Confirmed compliance with the January 18, 2014, requirements regarding the disclosure of the right to receive a copy of appraisals within three (3) business days of application, the right to receive a copy of the appraisals at least three (3) business days prior to consummation and any applicable waiver. The disclosure of the right to receive a copy of appraisals was met by the disclosure on the Loan Estimate pursuant to 12 CFR § 1026.27(m)(1).

**Fair Credit Reporting Act (FRCA)/Regulation V**

Confirmed compliance with the current FCRA/Regulation V requirements regarding risk-based pricing notice, credit score disclosure and Notice to Home Loan Applicant, as applicable.

**Miscellaneous Compliance Testing**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪  ***Mandatory Arbitration*** – Clarifii reported mandatory arbitration provisions present in
the loan file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪  ***Single Premium Credit Insurance*** – Clarifii reported single premium credit insurance policies
or debt cancellation agreements present in the loan file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;▪  ***State prepayment and late charge restrictions*** – Clarifii reported instances where a prepayment
penalty that exceeds the state permitted penalty has expired.

&nbsp;&nbsp;&nbsp;&nbsp;· **State and Local Anti-Predatory Requirements** 

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![](ex99-03_001.jpg)

The following is an itemization of the current and historical state and local anti-predatory lending requirements, considered customary in secondary market due diligence compliance testing and reviewed by Clarifii:

- Arkansas Home Loan Protection Act, Ark. Stat. Ann. § 23-53-101 et seq.

- California Anti-Predatory Lending ("Covered Loan", Cal. Fin. Code § 4970 et seq.

- California Higher-Priced Mortgage Loan ("CA HPML"), Cal. Fin. Code §4995 et seq.

- Colorado Consumer Equity Protection Act, Colo. Rev. Stat. § 5-3.5-101 et seq.

- Connecticut Abusive Home Loan Lending Practices Act, Conn. Stat. Ann. §36a-746 et seq. and the Responsible Lending and Economic Security Act, Conn. House Bill 5577 (2008).

- Connecticut Nonprime Home Loans, Conn. Gen. Stat. §§ 36a-760 et seq. (2008-2009) and (2009-Current)

- District of Columbia Home Loan Protection Act of 2002, D.C. Official Code § 26-1151.01 et seq., as implemented by 20 D.C. Municipal Reg. § 2000.1 et seq. as well as DC Mortgage Disclosure Act of 2007.

- Florida Fair Lending Act, Fla. Stat. Ann. § 494.0078 et seq. (2002 – 2014).

- Georgia Fair Lending Act, Ga. Stat. Ann. § 7-6A-1 et seq. (as originally enacted by House Bill 02-1361 and as modified by Senate Bill 03-53).

- Idaho Residential Mortgage Practices Act, Idaho Code § 26-3101 et seq. (2003).

- Illinois High Risk Home Loan Regulations, 38 Ill. Admin. Code § 345.10 et seq. (Repealed)

- Illinois High Risk Home Loan Act, Public Act. 93-0561 (2003), Ill. Comp. Stat. tit. 815 §§ 137/1 et seq. (2004).

- Illinois Predatory Lending Database Program, Public Act 95-0691 (SB 1167).

- City of Chicago, Illinois, Anti-Predatory Lending Ordinance, Chicago Municipal Code, §§ 2-32-440; 2-32-455; 2-92-325; 4-4-155; 8-4-325.

- Cook County, Illinois, Anti-Predatory Lending Ordinance, Ordinance No. 240864 (2001) as amended by Illinois SB 1167 (2007).

- Indiana Home Loan Practices Act, as amended by HB 1179 (2005) Ind. Code § 24-9-1 et seq.

- Kansas Consumer Credit Code, Section 16a-3-308a, Kan. Stat. Ann. § 16a-1-101 et seq. 16.

- Kentucky Anti-Predatory Lending Statute, as amended by Kentucky House Bill 552 (2008), Ky. Rev. Stat. § 360.100 et seq.

- Maine, An Act to Enhance Consumer Protections in Relation to Certain Mortgages, 9A Me. Rev. Stat. Ann. §§ 8-103(1); 8-206(8); 8-206A and Maine Legislative Document 1869 (2007), 2125 (2008) and 1439 (2009), and regulation Z-3.

- Maryland Commercial Law, Mary. Stat. Ann. §§ 12-124.1; 12-127; 12-409.1; 12-1029 and as amended by Maryland Senate Bill 270 (2008) and Maryland Regulations under the Maryland Mortgage Lender Law (2009).

- Maryland Regulations for Higher Priced Mortgage Loans, as promulgated under the Maryland Mortgage Lender Law, Md. Code Ann., Fin. Instit. Code §§ 11-501 et seq.; Md. Code Regs. §§ 09.03.06.01 et seq.

- Massachusetts High-Cost Mortgage Regulations, 209 CMR § 32.32 et seq. including MA House Bill 4387 (2008) 20. Massachusetts Predatory Home Loan Practices Act, M.G.L. Chapter 183I.

- Massachusetts "Borrower's Interest" Standard, M.G.L. Chapter 183, §28C.

- Massachusetts Mortgage Lender and Broker Regulations, 940 CMR § 8.00 (15-17).

- Massachusetts Regulations for Higher Priced Mortgage Loans, 209 Mass. Code Regs. §§ 32.00 et seq.

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- Massachusetts Subprime ARMs to First Time Homebuyers, M.G.L. Chapter 184, §17B.5.

- Michigan Consumer Mortgage Protection Act, Mich. Stat. Ann. § 445-1631 et seq.

- Minnesota Mortgage Originator and Service Licensing Act, § 58.137 et al. (S.F. 2988 (2002) and as amended by House File 1004 and SF 98 (2007) and SF 3154 and 3214 (2008).

- Nebraska Mortgage Bankers Registration and Licensing Act, Neb. Stat.§ 45-702 et seq.

- Nevada Anti-Predatory Lending Law, AB No. 284 (2003), as amended by AB 4 (2007), Nev. Rev. Stat. § 598D.010 et seq.

- New Jersey Home Ownership Security Act of 2002, NJ Stat. Ann. § C:46:10B-22 et seq.

- New Mexico Home Loan Protection Act, SB 449 (2003) and as amended by SB 342 (2009), N.M. Stat. Ann. § 58-21A-1 et seq.

- New York High-Cost Home Loan Regulations (1A – Original Part 41), 3 NYCCR Part 41 (2001).

- New York High-Cost Home Loan Act (1B - § 6-l), N.Y. Bank. L. Ch. 626., as implemented by 3 NYCCR Part 41 (2003) and as amended by Senate Bill 8143-A (2008).

- New York Subprime Home Loans, NY Bank. Law § 6-m.

- North Carolina Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-1.1A to 24-10.2 and North Carolina Amendments to Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-9; 24-1.1I(a); 24-10.2(a) as amended.

- Ohio Anti-Predatory Lending Statute, HB 386, as amended by S.B. 185 (2006), Ohio Rev. Code Ann. § 1.63.

- Ohio Consumer Sales Practices Act, Ohio Rev. Code Ann. § 1345.01, as implemented by Ohio Admin. Rules § 109 4-3-01 et seq.

- City of Cleveland Heights, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 72-2003.

- Summit County, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 2004-618, Muni. Code §§ 201.01 et seq.

- Oklahoma Anti-Predatory Lending Law, House Bill No. 1574 (2003).

- Oklahoma Higher-Priced Mortgage Loans Law, Okla. Admin. Code §§ 160:45-9-1 et seq.

- Pennsylvania Consumer Equity Protection Act, 63 Pa. Cons. Stat. Ann. § 456.501 et seq.

- City of Providence, Rhode Island Predatory Lending Ordinance, Ordinance No. 245, Chapter 2006-33 as amended.

- Rhode Island Home Loan Protection Act, Chapter 25.2 of Title 34 of RI Gen. L. et seq., as implemented by Emergency Banking Regulation 3 (2006) and Final Banking Regulation 3 (2007) and amended by Senate Bill 371 (2007).

- South Carolina High-Cost and Consumer Home Loans Act, S.C. Code § 37-23-10 et seq.

- South Carolina Consumer Protection Code, S.C. Code 37-1-101 et seq.

- Tennessee Home Loan Protection Act of 2006, TN Code Annotated, Title 47 et seq.

- Texas High-Cost Home Loan Statute, TX. Fin. Code Ann. § 343.201 et seq.

- The disclosure requirements and prohibitions of Section 50(a)(6) and 50(f)(2) of Article XVI of the Texas Constitution

- Utah Residential Mortgage Practices Amendments, Utah Code Ann. § 61- 2c-102 et seq.

- Utah High Cost Home Loan Act, Utah Code § 61-2d-101 et seq.

- Vermont Interest Act, 9 V.S.A. § 104, implemented by Regulation B-98-2.

- Virginia Mortgage Lender and Broker Act (for loans originated prior to July 1, 2003), Va. Code Ann. §§ 6.1-413; 6.1-422, 6.1-428.

- Virginia Mortgage Lender and Broker Act (for loans originated after July 1, 2003), Va. Code Ann. §§ 6.1-411; 6.1-422.1, 6.1-425.1; 6.1-425.2.

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- Washington House Bill 2770, Mortgage Lending and Homeownership, Chapter 108, Laws of 2008.

- West Virginia Residential Mortgage Lender, Broker and Servicer Act, W.Va. Code § 31-17-1 et seq.

- Wisconsin Responsible High Cost Mortgage Lending Act, Wis. Stat. § 428.202.

- Wyoming Credit Code, Wyo. Stat. Ann. §§ 40-14-101 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;· **Business Purpose Loan Compliance Review** 

- Non-Owner Occupied Declaration Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verify reflects correct address

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verify application address is different from
subject property

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Verify executed by all borrowers

- Review Note accuracy and properly executed

- Review Mortgage and applicable riders for accuracy and properly executed

- Occupancy Letter (must state that borrower(s) will not reside in the property

- HMDA section (Information for Government Monitoring Purposes) of the application (initial and/or final)

- If property is in a flood zone, Flood Notice must be provided prior to closing

- Right to Receive Copy of Appraisal or Appraisal Waiver Disclosure

- Letter of Explanation detailing the use of proceeds.

- Borrower's statement of purpose for the loan.

- State License requirements when applicable

- State Predatory lending and high cost when applicable

**QUALIFIED MORTGAGE (QM)**

With respect to QM (Safe Harbor and Rebuttable Presumption) designated loans, Clarifii reviewed the loan to determine whether, based on available information in the loan file, (i) the loan contained risky loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceeded the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeded 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review included a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable Agency, as permitted under the QM final rule, Clarifii reviewed the loan to determine whether, based on available information in the loan file the loan satisfied (i), (ii) and (iii) in the preceding paragraph and reviewed the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated loan that satisfied the applicable requirements enumerated above, Clarifii then determined whether the loan was a Safe Harbor QM or Rebuttable Presumption QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

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![](ex99-03_001.jpg)

**ABILITY TO REPAY (ATR)**

Clarifii reviewed the loan to determine whether, based on available information in the loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability, the consumer's current employment status; (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focused on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

*Note: for loans designated as QM – Agency eligible (QM – Temporary), Clarifii did not review for compliance with the requirements of Appendix Q or General Ability to Repay.*

Clarifii reviewed loans to determine their conformity with the ATR/QM factors above, and did not render an independent assessment or opinion, warranty or represent that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR, or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative, or judicial authorities (Authorities). Clarifii does not represent or warrant that the factors for which it has reviewed that the loans constitute all the factors and/or criteria that Authorities may consider in determining the status of a loan.

31 loans in Clarifii's review population were determined to be business purpose loans and were found to be exempt from ATR/QM.

**VALUATION REVIEW**

Clarifii reviewed all appraisals and alternative value tools used to qualify the Loan for reasonableness of estimated value, comparable sales, completeness of data and eligibility of the appraiser, compared to underwriting guidelines, variances, and tolerances. Clarifii determined that the appraised value appeared to be supported, based on the valuation provided by the Independent Third-party Review.

&nbsp;&nbsp;&nbsp;&nbsp;· **Title XI of the Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA)** Clarifii checked for the presence of the appraiser's license and reviewed for the presence of any red flags related to the mortgaged property that may have posed a risk to the property or occupants.

&nbsp;&nbsp;&nbsp;&nbsp;· **Uniform Standards of Professional Appraisal Practice (USPAP)** Clarifii confirmed the appraiser's certification is present and executed within the original appraisal.

**INDEPENDENT THIRD-PARTY VALUES**

Clarifii applied a cascade methodology to determine if the original appraisal value was reasonably supported when compared to an independent third-party valuation product.

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**Valuation Reconciliation Process:**

&nbsp;&nbsp;&nbsp;&nbsp;· **If the AVM (Automated Valuation Model) supported the origination appraised value within -10% variance, no additional products were required.** 

&nbsp;&nbsp;&nbsp;&nbsp;· If the Desk Review supported the origination appraised value within a -10% variance, no additional products were required.

&nbsp;&nbsp;&nbsp;&nbsp;· In the event the Desk Review process yielded material exceptions or had a value exceeding a negative ten percent (-10%) variance, a field
review was ordered to further establish the supported value, unless guidelines allowed for the use of the lower Desk Review value for
purpose of LTV/CLTV/HCLTV.

**Uniform Collateral Data Portal (UCDP) Risk Score:**

&nbsp;&nbsp;&nbsp;&nbsp;· For loans with a Fannie Mae Collateral Underwriter Score (CU), if an CU Score was available and the CU Score was greater than 2.5, a
Desk Review was either reviewed in the loan file or ordered by Clarifii. If the CU Score was less than or equal to 2.5, a Desk Review
was not obtained/required based on market acceptance of UCDP Risk Score.

· For loans with a Freddie Mac Loan Collateral Advisor Score (LCA), if an LCA Score was available and the LCA Score was greater than 2.5,
a Desk Review was either reviewed in the loan file or ordered by Clarifii. If the LCA Score was less than or equal to 2.5, a Desk Review
was not obtained/required based on market acceptance of UCDP Risk Score.

**VALUATION RESULTS SUMMARY**

The table below summarizes the loans that contained independent third-party valuation product as well as loans with acceptable UCDP Risk Scores:

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Valuation Product** | &nbsp;&nbsp;**# of Files – No<br> Hit** | &nbsp;&nbsp;**# of Files > -10%<br> Variance to OA or <br> Confidence < 80%** | &nbsp;&nbsp;**Number of Files within -<br> 10% of OA or Acceptable <br> UCDP Risk Score** |
| &nbsp;&nbsp;AVM | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;BPO | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;LCA or CU Score <=2.5 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;11 |
| &nbsp;&nbsp;Desk Review | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;95 |
| &nbsp;&nbsp;Field Review/2055 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 |
| &nbsp;&nbsp;Second Full Appraisal | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 |

---

**DUE DILIGENCE GRADING CRITERIA** 

Upon completion of the loan file due diligence review, Clarifii assigned comprehensive grading that considers critical factors based on the specific review completed, in addition to product, client, and rating agency requirements.

The National Recognized Statistical Rating Organizations (NRSRO) criteria referenced for this report and utilized for grading descriptions is based upon the NRSRO listed in the Asset-Backed Securities Form ABS Due Diligence-15E.

OBX 2026-NQM7 Due Diligence Narrative Report – PagE \| 14

**Final Event Grade**

---

| | |
|:---|:---|
| **A** | Loan meets Credit, Compliance, and Valuation Guidelines. |
| **B** | The loan materially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and materially meets published guidelines. |
| **C** | The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| **D** | Loan is missing documentation to perform a sufficient review. |

---

**Credit Event Grade**

---

| | |
|:---|:---|
| **A** | The loan meets the published guidelines without any exceptions. The employment, income, assets, and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| **B** | The loan materially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets, and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| **C** | The loan does not materially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets, or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| **D** | There was not sufficient documentation to perform a review, or the credit file was not furnished. |

---

**Valuation Event Grade**

---

| | |
|:---|:---|
| **A** | The value is supported within 10% of the original appraisal by supporting documents (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used Government-Sponsored Enterprise (GSE) approved forms. |
| **B** | The value is not supported within 10% of the original appraisal by supporting documents and there are no other valuation support documents provided. The valuation methodology substantially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| **C** | The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition, or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms. |
| **D** | The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

**Compliance Event Grade** 

---

| | |
|:---|:---|
| **A** | The loan is compliant with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |

---

OBX 2026-NQM7 Due Diligence Narrative Report – PagE \| 15

![](ex99-03_001.jpg)

---

| | |
|:---|:---|
| **B** | The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| **C** | The loan violates one material law or regulation. The material disclosures are missing, or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| **D** | There was not sufficient documentation to perform a review, or the required legal documents were not furnished. |

---

**CLARIFII DUE DILIGENCE RESULTS**

Below are the final overall loan grades for this review, as well as the credit, property valuation, and regulatory compliance component review grades.

**Final Overall Loan Grade Results**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Overall Review Results** | &nbsp;&nbsp;**Overall Review Results** | &nbsp;&nbsp;**Overall Review Results** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;69 | &nbsp;&nbsp;62.16% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;42 | &nbsp;&nbsp;37.84% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**111** | &nbsp;&nbsp;**100.00%** |

---

The overall grade summary reflects the combination of the credit, property valuation and regulatory compliance component reviews into one overall grade. The overall grade assigned is the most severe grade from each of the component reviews.

**Final Credit Component Grade Results**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Credit Grade Summary** | &nbsp;&nbsp;**Credit Grade Summary** | &nbsp;&nbsp;**Credit Grade Summary** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;107 | &nbsp;&nbsp;96.40% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;4 | &nbsp;&nbsp;3.60% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**111** | &nbsp;&nbsp;**100.00%** |

---

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![](ex99-03_001.jpg)

**Final Property Valuation Grade Results**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Property Grade Summary** | &nbsp;&nbsp;**Property Grade Summary** | &nbsp;&nbsp;**Property Grade Summary** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;110 | &nbsp;&nbsp;99.10% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.90% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**111** | &nbsp;&nbsp;**100.00%** |

---

**Final Regulatory Compliance Grade Results**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Compliance Grade Summary** | &nbsp;&nbsp;**Compliance Grade Summary** | &nbsp;&nbsp;**Compliance Grade Summary** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;74 | &nbsp;&nbsp;66.67% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;37 | &nbsp;&nbsp;33.33% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**111** | &nbsp;&nbsp;**100.00%** |

---

**ADDITIONAL LOAN SUMMARY DETAILS**

**Amortization Type**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;ARM | &nbsp;&nbsp;8 | &nbsp;&nbsp;7.21% | &nbsp;&nbsp;$8742421.00 |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;103 | &nbsp;&nbsp;92.79% | &nbsp;&nbsp;$66221741.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**111** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$74964162.00** |

---

**Occupancy**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Primary Residence | &nbsp;&nbsp;78 | &nbsp;&nbsp;70.27% | &nbsp;&nbsp;$54827165.00 |
| &nbsp;&nbsp;Second Home | &nbsp;&nbsp;2 | &nbsp;&nbsp;1.80% | &nbsp;&nbsp;$1012948.00 |
| &nbsp;&nbsp;Investment | &nbsp;&nbsp;31 | &nbsp;&nbsp;27.93% | &nbsp;&nbsp;$19124049.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**111** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$74964162.00** |

---

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![](ex99-03_001.jpg)

**Loan Purpose**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Refinance | &nbsp;&nbsp;44 | &nbsp;&nbsp;39.64% | &nbsp;&nbsp;$30415784.00 |
| &nbsp;&nbsp;Purchase | &nbsp;&nbsp;67 | &nbsp;&nbsp;60.36% | &nbsp;&nbsp;$44548378.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**111** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$74964162.00** |

---

**Lien Position**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;111 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$74964162.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**111** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$74964162.00** |

---

**Original Term**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Pool** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;360 | &nbsp;&nbsp;111 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$74964162.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**111** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$74964162.00** |

---

**DATA COMPARE RESULTS**

Clarifii provided Client with a copy of the Loan Level Data Compare Report which shows the differences between the data received by the sellers versus the data captured by Clarifii during the loan review.

**Summary of Data Compare Results**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Data Comparison Fields** | &nbsp;&nbsp;**Loans With<br> Discrepancy** | &nbsp;&nbsp;**Total<br> Times<br> Compared** | &nbsp;&nbsp;**Accuracy<br> %** |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;5 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Amount of Other Lien | &nbsp;&nbsp;1 | &nbsp;&nbsp;5 | &nbsp;&nbsp;80.00% |
| &nbsp;&nbsp;Application Date | &nbsp;&nbsp;2 | &nbsp;&nbsp;5 | &nbsp;&nbsp;60.00% |
| &nbsp;&nbsp;Balloon Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;5 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Any Outstanding Judgments? | &nbsp;&nbsp;0 | &nbsp;&nbsp;5 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Any part of down payment borrowed? | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Bankruptcy in past 7 years? | &nbsp;&nbsp;0 | &nbsp;&nbsp;5 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Birthdate | &nbsp;&nbsp;0 | &nbsp;&nbsp;5 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Citizen | &nbsp;&nbsp;0 | &nbsp;&nbsp;5 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Country Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;5 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Do you intend to occupy property as primary residence? | &nbsp;&nbsp;0 | &nbsp;&nbsp;5 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Employer 1 Position | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Ethnicity - I do not wish to provide this information | &nbsp;&nbsp;0 | &nbsp;&nbsp;5 | &nbsp;&nbsp;100.00% |

---

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![](ex99-03_001.jpg)

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Borrower 1 Ethnicity - Not Hispanic or Latino | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Ethnicity Visual Observation or Surname | &nbsp;&nbsp;0 | &nbsp;&nbsp;5 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 First Name | &nbsp;&nbsp;2 | &nbsp;&nbsp;111 | &nbsp;&nbsp;98.20% |
| &nbsp;&nbsp;Borrower 1 Foreclosure in past 7 years? | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 How was title held? | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Last Name | &nbsp;&nbsp;2 | &nbsp;&nbsp;111 | &nbsp;&nbsp;98.20% |
| &nbsp;&nbsp;Borrower 1 Marital Status | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Name of Employer1 | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Race - I do not wish to provide this information | &nbsp;&nbsp;0 | &nbsp;&nbsp;5 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Race - White | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Rent or Own | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Self-Employment Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Sex - I do not wish to provide this information | &nbsp;&nbsp;0 | &nbsp;&nbsp;5 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Sex - Male | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Sex Visual Observation or Surname | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 SSN | &nbsp;&nbsp;0 | &nbsp;&nbsp;5 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Telephone Interview | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Years in Current Home | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 First Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;3 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 Last Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;3 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Business Entity EIN | &nbsp;&nbsp;1 | &nbsp;&nbsp;6 | &nbsp;&nbsp;83.33% |
| &nbsp;&nbsp;Business Purpose Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;12 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Cash Disbursement Date | &nbsp;&nbsp;23 | &nbsp;&nbsp;93 | &nbsp;&nbsp;75.27% |
| &nbsp;&nbsp;Closing/Settlement Date | &nbsp;&nbsp;67 | &nbsp;&nbsp;94 | &nbsp;&nbsp;28.72% |
| &nbsp;&nbsp;FHA Streamline/VA IRRL Indicator | &nbsp;&nbsp;0 | &nbsp;&nbsp;5 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;1 | &nbsp;&nbsp;105 | &nbsp;&nbsp;99.05% |
| &nbsp;&nbsp;Interest Only Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;17 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Interest Only Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Interest Rate | &nbsp;&nbsp;0 | &nbsp;&nbsp;111 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Investor Loan ID | &nbsp;&nbsp;0 | &nbsp;&nbsp;111 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;0 | &nbsp;&nbsp;17 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan Amount | &nbsp;&nbsp;0 | &nbsp;&nbsp;111 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan ID | &nbsp;&nbsp;0 | &nbsp;&nbsp;111 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan Origination Company | &nbsp;&nbsp;0 | &nbsp;&nbsp;5 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan Origination Company NMLS | &nbsp;&nbsp;0 | &nbsp;&nbsp;5 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan Program | &nbsp;&nbsp;0 | &nbsp;&nbsp;105 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;110 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan Type | &nbsp;&nbsp;2 | &nbsp;&nbsp;5 | &nbsp;&nbsp;60.00% |
| &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;1 | &nbsp;&nbsp;94 | &nbsp;&nbsp;98.94% |
| &nbsp;&nbsp;Negative Amortization Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;5 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;105 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Note Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;5 | &nbsp;&nbsp;100.00% |

---

OBX 2026-NQM7 Due Diligence Narrative Report – PagE \| 19

 

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Number of Borrowers | &nbsp;&nbsp;0 | &nbsp;&nbsp;5 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Number of Mortgaged Properties | &nbsp;&nbsp;3 | &nbsp;&nbsp;5 | &nbsp;&nbsp;40.00% |
| &nbsp;&nbsp;Number of Units | &nbsp;&nbsp;0 | &nbsp;&nbsp;99 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;0 | &nbsp;&nbsp;111 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Prepayment Penalty Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Prepayment Penalty Total Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;16 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Primary Appraised Property Value | &nbsp;&nbsp;3 | &nbsp;&nbsp;106 | &nbsp;&nbsp;97.17% |
| &nbsp;&nbsp;Property Address | &nbsp;&nbsp;0 | &nbsp;&nbsp;111 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property City | &nbsp;&nbsp;0 | &nbsp;&nbsp;111 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property County | &nbsp;&nbsp;0 | &nbsp;&nbsp;99 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property Rights | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property State | &nbsp;&nbsp;0 | &nbsp;&nbsp;111 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;4 | &nbsp;&nbsp;106 | &nbsp;&nbsp;96.23% |
| &nbsp;&nbsp;Property Value | &nbsp;&nbsp;0 | &nbsp;&nbsp;5 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property Zip Code | &nbsp;&nbsp;0 | &nbsp;&nbsp;111 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying CLTV | &nbsp;&nbsp;0 | &nbsp;&nbsp;106 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;0 | &nbsp;&nbsp;106 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;2 | &nbsp;&nbsp;106 | &nbsp;&nbsp;98.11% |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;8 | &nbsp;&nbsp;106 | &nbsp;&nbsp;92.45% |
| &nbsp;&nbsp;Sales Price | &nbsp;&nbsp;0 | &nbsp;&nbsp;72 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Seller Loan ID | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;106 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;ULI | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Verified Doc Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;106 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Vested Business Entity Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;8 | &nbsp;&nbsp;100.00% |

---

**CLARIFII THIRD PARTY REPORTS DELIVERED**

Clarifii furnished the following reports on this transaction:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Narrative Report/Executive Summary

2. Attestation Forms

3. ASF Report

4. Rating Agency Grade Detail and Summary Report

5. Data Compare Report

6. Valuations Report

7. Rating Agency ATR/QM Report

8. Supplement Data Extract

9. Business Purpose Supplement Data Extract

 

OBX 2026-NQM7 Due Diligence Narrative Report – PagE \| 20

**Disclaimer**

*Clarifii LLC ("the Company") performs due diligence reviews for Residential Mortgage-Backed Securities, as well as, assets, collateral, counterparty operations, and similar diligence reviews in the consumer finance industry. In issuing reports and maintaining the ratings provided for herein, the Company relies on factual information it receives from issuers, underwriters, and from other sources which the Company reasonably believes to be credible. The Company conducts reasonable investigation of the factual information relied upon by it in accordance with its ratings methodology. The Company also makes reasonably good faith attempts to verify the information from independent sources (to the extent such sources are available).*

*Please be advised that Clarifii has not determined whether the Loans comply with federal, state, or local laws, constitutional provisions, regulations or ordinances, including, but not limited to, licensing and general usury laws that set rate and/or fee limitations, unless listed above. Clarifii's review is focused on issues that raise concerns for secondary market investors and other assignees, based on potential for assignee liability, an adverse impact on the lien, and regulatory, litigation and headline risk. Clarifii's review is not designed to fully test a lender's compliance with all applicable disclosure and licensing requirements. The findings reached by Clarifii are dependent upon its receiving complete and accurate data regarding the Loans from loan originators and other third parties. Please be further advised that Clarifii and its employees do not engage in the practice of law, and the findings set forth in the reports prepared by Clarifii do not constitute legal advice or opinions.*

 

*Ratings, analysis, reports, and other opinions (referred to collectively as "Reports") issued by the Company are provided "as is" and without representation or warranty of any kind. The Company hereby disclaims any representation or warranty (whether express or implied) as to accuracy, completeness, merchantability, or fitness for a particular purpose. Reports are not a recommendation to buy, sell, or retain any security. All reports are deemed jointly prepared, and no individual shall be exclusively deemed the "author" of any Report. Individuals identified in a Report were involved in, but are not solely responsible for, the contents of any Report.*

 

*Unless expressly stated otherwise, Reports do not assess any risk other than credit risk. In particular, any rating or grading in a Report does not take into consideration the risk of any security (or any portion thereof) due to changes in market conditions.*

 

*The Company does not provide investment, legal, or tax advice, and the Reports may not be construed as such. Reports are issued for the benefit of the entity requesting the Report, only, and may not be used by third parties without the express written consent of the Company and the requesting party. Reports are based on available information and current regulations as of the date of the Report, and the Company disclaims any obligation to update Reports due to a change of fact of regulation which occurs after the date of issuance.*© 2026 Clarifii LLC. All rights reserved.

OBX 2026-NQM7 Due Diligence Narrative Report – PagE \| 21

## Exhibit 99.03

**Exhibit 99.03 Schedule 1**

---

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| **Loan ID** | **Seller Loan ID** | **Redaction ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Primary Appraisal Company** | **Primary Appraiser Name** | **Primary Appraiser License Number** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| XXXX | XXXX | 4000102323 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 72.92 | 72.92 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.3 | XXXX |
| XXXX | XXXX | 4000102312 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 53.33 | 53.33 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XXXX |
| XXXX | XXXX | 4000117319 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000110493 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 65.85 | 65.85 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000117320 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 40.0 | 40.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000106640 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 48.5 | 48.5 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | 4000111371 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 55.06 | 55.06 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXX | Eligible | 1 | XXXX |
| XXXX | XXXX | 4000117318 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 74.84 | 74.84 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | XXXX |
| XXXX | XXXX | 4000114241 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 29.95 | 29.95 | XXXX | XXXX | -.0001 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0001 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Not Eligible |  |  |
| XXXX | XXXX | 4000114236 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000110250 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XXXX |
| XXXX | XXXX | 4000110261 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 74.81 | 74.81 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000114238 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible |  |  |
| XXXX | XXXX | 4000110268 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000105846 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 50.75 | 50.75 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000114235 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 55.56 | 55.56 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XXXX |
| XXXX | XXXX | 4000114234 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000112808 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000114240 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 50.0 | 50.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000107282 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000114229 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 59.7 | 59.7 | XXXX | XXXX | .0000 | 2000 One Unit Appraisal Field Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.1108 | XXXX | High | XXXX |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | 4000114230 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible |  |  |
| XXXX | XXXX | 4000114242 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 30.3 | 30.3 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible |  |  |
| XXXX | XXXX | 4000113165 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 50.0 | 50.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000110468 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 36.04 | 36.04 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XXXX |
| XXXX | XXXX | 4000114981 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000114233 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000112806 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000112780 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000113795 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000113166 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000112802 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000112783 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000112791 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | -.0591 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0591 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | XXXX |
| XXXX | XXXX | 4000112801 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 66.46 | 66.46 | XXXX | XXXX | -.0633 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0633 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | XXXX |
| XXXX | XXXX | 4000113161 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 65.47 | 65.47 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000113172 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000114979 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 74.71 | 74.71 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XXXX |
| XXXX | XXXX | 4000113791 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 42.67 | 42.67 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | 4000113807 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 32.26 | 32.26 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | 4000113790 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 52.83 | 52.83 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000113170 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 73.72 | 73.72 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.7 | XXXX |
| XXXX | XXXX | 4000112804 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 68.25 | 68.25 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XXXX |
| XXXX | XXXX | 4000113168 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 72.37 | 72.37 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | 4000113169 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000113788 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 64.71 | 64.71 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XXXX |
| XXXX | XXXX | 4000109908 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 79.92 | 79.92 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXX |
| XXXX | XXXX | 4000110424 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXX | Eligible |  |  |
| XXXX | XXXX | 4000109064 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 69.92 | 69.92 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000111897 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 33.67 | 33.67 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000111891 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000111902 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 79.95 | 79.95 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible |  |  |
| XXXX | XXXX | 4000112368 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 1.6 | XXXX |
| XXXX | XXXX | 4000111923 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XXXX |
| XXXX | XXXX | 4000111919 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 42.26 | 42.26 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXX |
| XXXX | XXXX | 4000111904 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXX |
| XXXX | XXXX | 4000111898 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 66.67 | 66.67 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XXXX |
| XXXX | XXXX | 4000111585 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 69.98 | 69.98 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000111917 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000111930 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 38.82 | 38.82 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000113784 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 59.37 | 59.37 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000113783 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 79.93 | 79.93 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000113781 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000113782 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 79.91 | 79.91 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XXXX |
| XXXX | XXXX | 4000113773 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | 4000113776 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXX |
| XXXX | XXXX | 4000113798 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 50.0 | 50.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XXXX |
| XXXX | XXXX | 4000113772 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 72.17 | 72.17 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000113433 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible |  |  |
| XXXX | XXXX | 4000113769 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | 4000113430 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 65.71 | 65.71 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000113434 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 60.0 | 60.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XXXX |
| XXXX | XXXX | 4000113362 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 46.16 | 46.16 | XXXX | XXXX | .0155 | 1004 URAR |  |  |  |  | XXXX | XXXX | .0155 | XXXX | 1004 URAR |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0537 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | 4000113370 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 52.98 | 52.98 | XXXX | XXXX | -.0208 | Desk Review |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0208 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | XXXX |
| XXXX | XXXX | 4000114559 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 60.0 | 60.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | XXXX |
| XXXX | XXXX | 4000113363 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 62.69 | 62.69 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XXXX | Eligible |  |  |
| XXXX | XXXX | 4000113369 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 63.84 | 63.84 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000113364 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 44.44 | 44.44 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXX |
| XXXX | XXXX | 4000113361 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 32.0 | 32.0 | XXXX | XXXX | -.0800 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0800 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | XXXX |
| XXXX | XXXX | 4000113368 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | -.0104 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0104 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000113104 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | 4000110738 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 63.92 | 63.92 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXX | Eligible | 1 | XXXX |
| XXXX | XXXX | 4000114570 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 48.67 | 48.67 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000113357 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | -.0095 | 1004 URAR |  |  |  |  | XXXX | XXXX | -.0095 | XXXX | 1004 URAR |  |  |  |  |  |  |  |  | XXXX | XXXX | -.0095 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | 4000113371 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 23.74 | 23.74 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | 4000114978 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1025 Small Residential Income Report | XXXX | XXXX | XXXX | XXXX | 54.83 | 54.83 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | 4000114252 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 65.0 | 65.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000114563 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 66.7 | 66.7 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000113365 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXX | Eligible |  |  |
| XXXX | XXXX | 4000111534 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible | 1 | XXXX |
| XXXX | XXXX | 4000110726 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | 4000114560 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 50.63 | 50.63 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000114974 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 58.87 | 58.87 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000114248 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000114976 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 33.33 | 33.33 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000114575 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 53.54 | 53.54 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | XXXX |
| XXXX | XXXX | 4000114991 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 48.85 | 48.85 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000114986 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XXXX | Eligible |  |  |
| XXXX | XXXX | 4000114586 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0018 | 1004 URAR |  |  |  |  | XXXX | XXXX | .0018 | XXXX | 1004 URAR |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | 4000114992 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000114576 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 32.61 | 32.61 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX | Eligible |  |  |
| XXXX | XXXX | 4000115242 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 59.45 | 59.45 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000115244 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 75.0 | 75.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | XXXX |
| XXXX | XXXX | 4000115246 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 52.53 | 52.53 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000115245 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Moderate | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | 4000115685 | XXXX | XXXX |  | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 63.97 | 63.97 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XXXX |
| XXXX | XXXX | 4000114018 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1073 Individual Condo Report | XXXX | XXXX | XXXX | XXXX | 53.76 | 53.76 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000112079 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 61.89 | 61.89 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XXXX |
| XXXX | XXXX | 4000109650 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 60.78 | 60.78 | XXXX | XXXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXX | XXXX | .0000 | XXXX | Low | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX | XXXX | 4000115644 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 80.0 | 80.0 | XXXX | XXXX | -.0143 | 1004 URAR |  |  |  |  | XXXX | XXXX | -.0143 | XXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XXXX |
| XXXX | XXXX | 4000111986 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 1004 URAR | XXXX | XXXX | XXXX | XXXX | 70.0 | 70.0 | XXXX | XXXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | XXXX |

---

## Exhibit 99.03

**Exhibit 99.03 Schedule 2**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 31 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 | 41 | 42 | 43 | 44 | 45 | 46 | 47 | 48 | 49 | 50 | 51 | 52 | 53 | 54 | 55 | 56 | 57 | 58 | 59 | 60 | 61 | 62 | 63 | 64 | 65 | 68 | 69 | 70 | 71 | 72 | 73 | 74 | 75 | 76 | 77 | 80 | 81 | 82 | 83 | 84 | 85 | 86 | 87 | 88 | 89 | 90 | 91 | 92 | 93 | 94 | 95 | 96 | 97 | 98 | 99 | 100 | 101 | 102 | 103 | 104 | 105 | 106 | 107 | 108 | 109 | 110 | 111 | 112 | 113 | 114 | 115 | 116 | 117 | 118 | 119 | 120 | 121 | 122 | 123 | 124 | 125 | 126 | 127 | 128 | 129 | 130 | 131 | 132 | 133 | 134 | 135 | 136 | 137 | 138 | 139 | 140 | 141 | 142 | 143 | 144 | 145 | 146 | 147 | 148 | 149 | 150 | 151 | 152 | 153 | 154 | 155 | 156 | 157 | 158 | 160 | 161 | 162 | 163 | 164 | 165 | 166 | 167 | 168 | 169 | 170 | 171 | 172 | 173 | 174 | 175 | 176 | 177 | 178 | 179 | 180 | 181 | 182 | 183 | 184 | 185 | 186 | 187 | 188 | 189 | 190 | 191 | 192 | 193 | 194 | 195 | 196 | 197 | 198 | 199 | 200 | 201 | 202 | 203 | 204 | 205 | 206 | 207 | 208 | 209 | 210 | 211 | 212 | 213 | 214 | 215 | 216 | 217 | 218 | 219 | 220 | 221 | 222 | 223 | 224 | 225 | 226 | 227 | 228 | 229 | 230 | 231 | 232 | 233 | 234 | 235 | 236 | 237 | 238 | 239 | 240 | 241 | 242 | 243 | 244 | 245 | 246 | 247 | 248 | 249 | 250 | 251 | 252 | 253 | 254 | 255 | 256 | 257 | 258 | 259 | 260 | 261 | 262 | 263 | 264 | 265 | 266 | 267 | 268 |
| **Loan ID** | **Seller Loan ID** | **Redaction ID** | **Loan Program** | **Guideline Product Name** | **Originator Name** | **Originating Entity CDFI Flag** | **Guideline Name** | **Guideline Author** | **Guideline Date** | **Guideline Version** | **Application Date** | **TILA Status** | **TRID** | **GSE** | **Verified Safe Harbor Flag** | **Verified Safe Harbor Reference Document** | **QM Regulation Failures** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **AUS Decision System** | **Rating Result** | **Property Inspection Waiver (PIW)** | **Calculated APR** | **HUD 1 Page 1 Credits Total** | **Verified Qualifying Rate** | **Originator Qualifying Rate** | **Qualifying P&I** | **Default Interest Rate Present** | **Annual Property Tax** | **Monthly Property Tax** | **Annual Insurance Costs** | **Monthly Insurance Cost** | **Annual HOA Costs** | **Monthly HOA Costs** | **Monthly Other Costs** | **PITIA** | **Residual Income** | **HOA Questionnaire Flag** | **HOA Name** | **HOA Address State** | **HOA Fee Amount** | **HOA Next Due Date** | **HOA Payment Frequency** | **Originator DTI** | **TPR Verified DTI** | **QM DTI** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower 2 Length of Employment** | **Co Borrower 3 Length of Employment** | **Document Level** | **Borrower Years of W2s/1099** | **CoBorrower Years of W2s/1099** | **Borrower Employment Gap Letter** | **Borrower Months of Employment Gap** | **Co Borrower Employment Gap Letter** | **Co Borrower Months of Employment Gap** | **Borrower Years of Personal Tax Returns** | **Borrower Years of Business Tax Returns** | **CoBorrower Years of Personal Tax Returns** | **CoBorrower Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Asset Depletion Flag** | **Partial Asset Depletion Flag** | **Asset Depletion Months Amortized** | **Asset Utilization Flag (No DTI)** | **Borrower Bank Statements Flag** | **Borrower Bank Statement Summary/Lender Worksheet** | **Borrower Number of Personal Bank Statements** | **Borrower Number of Business Bank Statements** | **CoBorrower Bank Statements Flag** | **Co Borrower Bank Statement Summary/Lender Worksheet** | **CoBorrower Number of Personal Bank Statements** | **CoBorrower Number of Business Bank Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **Bespoke Eligible Assets** | **Borrower P&L Type** | **Borrower Number of Months P&L** | **Borrower P&L Prepared By** | **CoBorrower P&L Type** | **CoBorrower P&L Prepared By** | **CoBorrower Number of Months P&L** | **Borrower CPA Letter Flag** | **# of Months CPA verified income** | **CoBorrower CPA Letter Flag** | **CoBorrower # of Months CPA verified income** | **Borrower WVOE Flag** | **Borrower # of Months Employment Validated WVOE** | **Borrower # of Months Income Validated WVOE** | **Borrower WVOE Form Type** | **CoBorrower WVOE Flag** | **CoBorrower # of Months WVOE** | **CoBorrower # of Months Income Validated WVOE** | **CoBorrower WVOE Form Type** | **DSCR Flag** | **TPR DSCR** | **Originator DSCR** | **Expense Letter** | **Income Doc Detail** | **Tax Return Doc Details** | **Property Address** | **Property City** | **Property State** | **Property Zip** | **Property County** | **Original Credit Report Date** | **Borrower 1 Credit Report Date** | **Borrower 2 Credit Report Date** | **Borrower 3 Credit Report Date** | **Borrower 4 Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Co Borrower 2 FICO** | **Most Recent Co Borrower 3 FICO** | **Updated Credit Report Flag** | **Updated Credit Report Date** | **Updated FICO Method** | **Primary Wage Earner Updated FICO Equifax** | **Primary Wage Earner Updated FICO Experian** | **Primary Wage Earner Updated FICO Transunion** | **Secondary Wage Earner Updated FICO Equifax** | **Secondary Wage Earner Updated FICO Experian** | **Secondary Wage Earner Updated FICO Transunion** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Updated Primary Borrower FICO** | **Updated Co Borrower FICO** | **Updated Co Borrower 2 FICO** | **Updated Co Borrower 3 FICO** | **Updated Qualifying FICO** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Lates 30d in 0-12m** | **Prior Mortgage/Rent Lates 60d in 0-12m** | **Prior Mortgage/Rent Lates 90d in 0-12m** | **Prior Mortgage/Rent Lates 120d+ in 0-12m** | **Prior Mortgage/Rent Lates 30d in 13-24m** | **Prior Mortgage/Rent Lates 60d in 13-24m** | **Prior Mortgage/Rent Lates 90d in 13-24m** | **Prior Mortgage/Rent Lates 120d+ in 13-24m** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Is Equity Shared Loan** | **Subordinate Lien Type** | **Subordinate Lien Max Draw Amount (HELOC)** | **Subordinate Lien 2 Type** | **Subordinate Lien 2 Max Draw Amount (HELOC)** | **Subordinate Lien 3 Type** | **Subordinate Lien 3 Max Draw Amount (HELOC)** | **Is Shared Appreciation Mortgage** | **Borrower Originator Citizenship Designation** | **Borrower Verified Citizenship Designation** | **Borrower Individual Tax Identification Number (ITIN)?** | **Borrower Photo Identification Type** | **Borrower Photo Identification Other Type** | **Borrower Photo ID State of Issuance** | **Borrower Photo ID Country of Issuance** | **Borrower Photo ID Expiration Date** | **Borrower Passport Country of Origin** | **Borrower Passport Expiration Date** | **Borrower Non-US Citizen Identification Document** | **Borrower Date of Resident Since/Valid Date** | **Borrower Non-US Document Expiration Date** | **Co Borrower Originator Citizenship Designation** | **Co Borrower Verified Citizenship Designation** | **Co Borrower Individual Tax Identification Number (ITIN)?** | **Co Borrower Photo Identification Type** | **Co Borrower Photo Identification Other Type** | **Co Borrower Photo ID State of Issuance** | **Co Borrower Photo ID Country of Issuance** | **Co Borrower Photo ID Expiration Date** | **Co Borrower Passport Country of Origin** | **Co Borrower Passport Expiration Date** | **Co Borrower Non-US Citizen Identification Document** | **Co Borrower Date of Resident Since/Valid Date** | **Co Borrower Non-US Document Expiration Date** | **Co Borrower 2 Originator Citizenship Designation** | **Co Borrower 2 Verified Citizenship Designation** | **Co Borrower 2 Individual Tax Identification Number (ITIN)?** | **Co Borrower 2 Photo Identification Type** | **Co Borrower 2 Photo Identification Other Type** | **Co Borrower 2 Photo ID State of Issuance** | **Co Borrower 2 Photo ID Country of Issuance** | **Co Borrower 2 Photo ID Expiration Date** | **Co Borrower 2 Passport Country of Origin** | **Co Borrower 2 Passport Expiration Date** | **Co Borrower 2 Non-US Citizen Identification Document** | **Co Borrower 2 Date of Resident Since/Valid Date** | **Co Borrower 2 Non-US Document Expiration Date** | **Co Borrower 3 Originator Citizenship Designation** | **Co Borrower 3 Verified Citizenship Designation** | **Co Borrower 3 Individual Tax Identification Number (ITIN)?** | **Co Borrower 3 Photo Identification Type** | **Co Borrower 3 Photo Identification Other Type** | **Co Borrower 3 Photo ID State of Issuance** | **Co Borrower 3 Photo ID Country of Issuance** | **Co Borrower 3 Photo ID Expiration Date** | **Co Borrower 3 Passport Country of Origin** | **Co Borrower 3 Passport Expiration Date** | **Co Borrower 3 Non-US Citizen Identification Document** | **Co Borrower 3 Date of Resident Since/Valid Date** | **Co Borrower 3 Non-US Document Expiration Date** | **Property Rights** | **Leasehold Lease Expiration Date** | **Buydown Flag** | **Assumable Mortgage Flag** | **Foreign National Alternative Credit Documentation** | **Liquid / Cash Reserves (ASF)** | **Months Liquid Reserves** | **Total Assets Available for Reserves** | **Months Reserves** | **Blanket Mortgage Flag** | **Qualifying HCLTV** | **Condo Warrantability Flag** | **E-Note Flag** | **O&E in lieu of Title Insurance** | **Business Purpose Flag** | **Borrower Note Executed As** | **Co Borrower Note Executed As** | **Co Borrower 2 Note Executed As** | **Co Borrower 3 Note Executed As** | **Borrower 1 Trust Name** | **Borrower 2 Trust Name** | **Borrower 3 Trust Name** | **Borrower 4 Trust Name** |
| XXXX | XXXX | 4000102323 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 7 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 2490 | XXXX | 6.240% | Manual Underwriting |  | No | 6.782% |  | 6.750% |  | $7945.33 | No | XXXX | XXXX | $1887.12 | $157.26 | $0.00 | $0.00 | $0.00 | $10086.36 | $11685.46 | N/A |  |  | $0.00 |  |  | 0.00% | 46.89% | 46.89% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 42 | 33 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - Written VOE Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | Borrower - ["2025","2024","2023"] - 2025, 2024, 2023 | XXXX | XXXX | XX | XXXX | XXXX | 10/01/2025 | 10/01/2025 |  |  |  | 765 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A |  |  |  | XXXX |  |  |  | I-551 Permanent Resident Card |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 4.6 | No | 72.92 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000102312 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 7 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 5390 | XXXX | 6.290% |  |  | No | 6.909% |  | 6.750% |  | $2594.39 | No | XXXX | XXXX | $2598.96 | $216.58 | $0.00 | $0.00 | $0.00 | $3682.97 | $7188.53 | N/A |  |  | $0.00 |  |  | 0.00% | 37.49% | 37.49% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 188 | 32 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | Borrower - ["2025","2024","2023"] - 2025, 2024, 2023 | XXXX | XXXX | XX | XXXX | XXXX | 09/29/2025 | 09/29/2025 |  |  |  | 726 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 12.2 | XXXX | 12.2 | No | 53.33 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000117319 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 7 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 3085 | XXXX | 6.260% |  |  | No | 6.950% |  | 6.875% |  | $7814.23 | No | XXXX | XXXX | $5352.00 | $446.00 | $660.00 | $55.00 | $0.00 | $9864.07 | $12621.05 | N/A | XXXX | XX | $55.00 | 02/01/2026 | Monthly | 0.00% | 46.29% | 46.29% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 11/18/2025 | 11/18/2025 |  |  |  | 765 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen |  |  |  |  | XXXX |  |  |  | I-551 Permanent Resident Card |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 16.3 | XXXX | 16.3 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000110493 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 1495 | XXXX | 6.220% |  |  | No | 6.653% |  | 6.625% |  | $4975.22 | No | XXXX | XXXX | $2103.96 | $175.33 | $0.00 | $0.00 | $0.00 | $6150.91 | $9309.93 | N/A |  |  | $0.00 |  |  | 0.00% | 41.58% | 41.58% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 NA | No | No | 0 | No | Yes | Yes | 0 | 12 | Yes | Yes | 0 | 12 | 0.00% | 50.00% | 50.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 60 | Yes | 60 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SEPartnership - CPA Letter Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - SEPartnership - CPA Letter Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 09/24/2025 | 09/24/2025 | 09/24/2025 |  |  | 761 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 2 | XXXX | 2 | No | 65.85 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000117320 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 3 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  |  |  | No |  |  | 6.500% |  | $993.61 | No | XXXX | XXXX | $544.20 | $45.35 | $2940.00 | $245.00 | $0.00 | $1693.34 |  | N/A | XXXX | XX | $245.00 | 02/01/2026 | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.358 | 1.358 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 11/21/2025 | 11/21/2025 |  |  |  | 812 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 86.9 | XXXX | 86.9 | No | 40 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XXXX |  |  |  |
| XXXX | XXXX | 4000106640 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  |  |  | No |  |  | 7.000% |  | $6453.43 | No | XXXX | XXXX | $2675.76 | $222.98 | $0.00 | $0.00 | $0.00 | $7902.17 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.208 | 1.15 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 11/06/2025 | 11/06/2025 |  |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | XXXX | 10.9 | XXXX | 37.4 | No | 48.5 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XXXX |  |  |  |
| XXXX | XXXX | 4000111371 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | ATR/QM: Exempt | Yes | No | No | N/A | N/A |  |  |  |  |  | No |  |  | 6.625% |  | $3521.71 | No | XXXX | XXXX | $2145.00 | $178.75 | $0.00 | $0.00 | $0.00 | $4854.96 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.009 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 10/21/2025 | 10/21/2025 |  |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 42.3 | XXXX | 42.3 | No | 55.06 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000117318 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 19890 | XXXX | 6.260% | Manual Underwriting |  | No | 7.691% |  | 7.500% |  | $8110.89 | No | XXXX | XXXX | $3233.04 | $269.42 | $0.00 | $0.00 | $0.00 | $9031.64 | $73925.33 | N/A |  |  | $0.00 |  |  | 0.00% | 26.08% | 26.08% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 120 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2025","2024"] - 2025, 2024 | Borrower - ["2025","2024"] - 2025, 2024 | XXXX | XXXX | XX | XXXX | XXXX | 11/19/2025 | 11/19/2025 |  |  |  | 728 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 32 | No | 74.84 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000114241 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 6035 | XXXX | 6.220% |  |  | No | 6.587% |  | 6.250% |  | $1293.01 | No | XXXX | XXXX | $705.00 | $58.75 | $0.00 | $0.00 | $0.00 | $2076.13 | $18923.46 | N/A |  |  | $0.00 |  |  | 0.00% | 32.61% | 32.61% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 22 | CPA |  |  |  | Yes | 88 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 11/01/2025 | 11/01/2025 |  |  |  | 785 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 156 | No | 29.95 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000114236 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 7 | XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | No | N/A | N/A | 7850 | XXXX | 6.460% |  |  | No | 8.069% |  | 9.000% |  | $4312.78 | No | XXXX | XXXX | $1701.00 | $141.75 | $1560.00 | $130.00 | $0.00 | $5522.12 | $7006.88 | N/A | XXXX | XX | $130.00 | 02/01/2026 | Monthly | 0.00% | 46.10% | 44.26% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 27 | 27 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus - Written VOE Verified - ["2024","2023","2025"] - 2024, 2023, 2025 | Borrower - ["2024","2023","2025"] - 2024, 2023, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 11/20/2025 | 11/20/2025 |  |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | XXXX | 6.5 | XXXX | 6.5 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000110250 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 8050.56 | XXXX | 6.220% | Manual Underwriting |  | No | 7.206% |  | 6.625% |  | $1844.10 | No | XXXX | XXXX | $2664.96 | $222.08 | $600.00 | $50.00 | $0.00 | $2865.03 | $3701.19 | N/A | XXXX | XX | $50.00 |  | Monthly | 0.00% | 43.87% | 43.87% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 22 | CPA |  |  |  | Yes | 36 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 12/02/2025 | 12/02/2025 |  |  |  | 731 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 11.2 | XXXX | 11.2 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000110261 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | ATR/QM: Exempt | Yes | No | No | N/A | N/A |  |  |  |  |  | No |  |  | 7.250% |  | $1378.00 | No | XXXX | XXXX | $1108.68 | $92.39 | $1560.00 | $130.00 | $0.00 | $1890.41 | $19715.48 | N/A | XXXX | XX | $130.00 |  | Monthly | 0.00% | 34.15% | 34.15% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 27 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 12/02/2025 | 12/02/2025 |  |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen |  | Other | R E2 Visa | XXXX | XXXX | XXXX |  |  | N/A |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 15.8 | XXXX | 15.8 | No | 74.81 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000114238 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 6160 | XXXX | 6.270% |  |  | No | 6.439% |  | 6.250% |  | $2348.96 | No | XXXX | XXXX | $1575.00 | $131.25 | $0.00 | $0.00 | $0.00 | $3047.92 | $19499.47 | N/A |  |  | $0.00 |  |  | 0.00% | 15.36% | 15.36% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 11/26/2025 | 11/26/2025 |  |  |  | 809 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 70.7 | XXXX | 70.7 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000110268 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 7 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 16535 | XXXX | 6.190% |  |  | No | 6.943% |  | 6.875% |  | $4940.10 | No | XXXX | XXXX | $1604.04 | $133.67 | $0.00 | $0.00 | $0.00 | $6052.94 | $11998.54 | N/A |  |  | $0.00 |  |  | 0.00% | 36.66% | 36.66% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 51 | 34 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 11/19/2025 | 11/19/2025 |  |  |  | 778 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 4.5 | XXXX | 4.5 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000105846 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  |  |  | No |  |  | 6.875% |  | $2893.23 | No | XXXX | XXXX | $1845.00 | $153.75 | $22260.00 | $1855.00 | $0.00 | $5219.33 |  | Yes | XXXX | XX | $1855.00 |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.15 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 11/06/2025 | 11/06/2025 |  |  |  | 722 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | XXXX | 19.3 | XXXX | 19.3 | No | 50.75 | Yes | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000114235 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 12540 | XXXX | 6.260% |  |  | No | 6.504% |  | 6.250% |  | $3386.44 | No | XXXX | XXXX | $1473.00 | $122.75 | $0.00 | $0.00 | $0.00 | $4038.14 | $6173.59 | N/A |  |  | $0.00 |  |  | 0.00% | 42.29% | 42.29% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 22 | CPA |  |  |  | Yes | 68 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 11/13/2025 | 11/13/2025 |  |  |  | 774 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No | Closed End - Fixed |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 44.5 | No | 55.56 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX |  |  |  |
| XXXX | XXXX | 4000114234 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 9038.75 | XXXX | 6.270% | Manual Underwriting |  | No | 6.294% |  | 6.125% |  | $3615.28 | No | XXXX | XXXX | $942.96 | $78.58 | $0.00 | $0.00 | $0.00 | $4982.18 | $14753.12 | N/A |  |  | $0.00 |  |  | 0.00% | 25.64% | 25.64% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 30.00% |  |  | Third-Party Prepared (Unaudited) | 23 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 11/24/2025 | 11/24/2025 |  |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen |  |  |  |  | XXXX |  |  |  | I-551 Permanent Resident Card |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0.4 | XXXX | 0.4 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000112808 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 7 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 12430 | XXXX | 6.220% |  |  | No | 6.889% |  | 6.625% |  | $3944.32 | No | XXXX | XXXX | $1247.04 | $103.92 | $0.00 | $0.00 | $0.00 | $4850.32 | $5378.68 | N/A |  |  | $0.00 |  |  | 0.00% | 47.73% | 47.73% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | Yes | N/A | 1 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 48 | 34 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified, Personal Bank Statements Verified - ["2022","2023","2025"] - 2022, 2023, 2025 | Borrower - ["2022","2023","2025"] - 2022, 2023, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 11/25/2025 | 11/25/2025 |  |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 4.1 | XXXX | 4.1 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000114240 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 5281.5 | XXXX | 6.270% | Manual Underwriting |  | No | 6.286% |  | 6.000% |  | $1274.04 | No | XXXX | XXXX | $2174.88 | $181.24 | $519.96 | $43.33 | $0.00 | $1992.46 | $4188.21 | N/A | XXXX | XX | $43.33 |  | Annually | 0.00% | 32.97% | 32.97% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Proceeds from Sale | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 12/04/2025 | 12/04/2025 |  |  |  | 750 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen |  |  |  |  | XXXX |  |  |  | I-551 Permanent Resident Card |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 69.3 | XXXX | 69.3 | No | 50 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000107282 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting |  | No |  |  | 6.875% |  | $1681.74 | No | XXXX | XXXX | $2066.04 | $172.17 | $0.00 | $0.00 | $0.00 | $2483.66 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.107 | 1.1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 11/03/2025 | 11/03/2025 |  |  |  | 732 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | XXXX | 25 | XXXX | 25 | No | 80 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000114229 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 9495 | XXXX | 6.260% | Manual Underwriting |  | No | 6.506% |  | 6.375% |  | $4916.09 | No | XXXX | XXXX | $1602.36 | $133.53 | $0.00 | $0.00 | $0.00 | $6206.00 | $12997.40 | N/A |  |  | $0.00 |  |  | 0.00% | 32.50% | 32.50% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 22 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 11/25/2025 | 11/25/2025 |  |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0.7 | XXXX | 0.7 | No | 59.7 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000114230 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Higher Priced APOR (APOR HP) | Yes | No | No | N/A | N/A | 8012 | XXXX | 6.410% | Manual Underwriting |  | No | 7.976% |  | 8.875% |  | $6064.57 | No | XXXX | XXXX | $1722.00 | $143.50 | $300.00 | $25.00 | $0.00 | $7443.38 | $29526.80 | N/A | XXXX | XX | $25.00 |  | Annually | 0.00% | 45.12% | 44.62% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 50.00% |  |  | Third-Party Prepared (Unaudited) | 23 | CPA |  |  |  | Yes | 144 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 12/12/2025 | 12/12/2025 |  |  |  | 712 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | XXXX | 1.6 | XXXX | 1.6 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000114242 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 4490 | XXXX | 6.270% | Manual Underwriting |  | No | 6.663% |  | 6.375% |  | $1247.74 | No | XXXX | XXXX | $1554.96 | $129.58 | $2160.00 | $180.00 | $0.00 | $1949.42 | $3983.71 | N/A | XXXX | XX | $180.00 |  | Monthly | 0.00% | 46.90% | 46.90% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 11/20/2025 | 11/20/2025 |  |  |  | 740 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen |  |  |  |  | XXXX |  |  |  | I-551 Permanent Resident Card |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 154.5 | No | 30.3 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000113165 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 2690 | XXXX | 6.270% | Manual Underwriting |  | No | 6.609% |  | 6.500% |  | $3792.41 | No | XXXX | XXXX | $1374.96 | $114.58 | $0.00 | $0.00 | $0.00 | $5156.99 | $17155.09 | N/A |  |  | $0.00 |  |  | 0.00% | 28.74% | 28.74% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 1YR Business P&L | 0 | 0 NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 NA | No | No | 0 | No | Yes | N/A | 2 | 0 | No | N/A | 0 | 0 | 100.00% | 50.00% | 50.00% |  | Third-Party Prepared (Unaudited) | 23 | CPA | Third-Party Prepared (Unaudited) | CPA | 23 | Yes | 56 | Yes | 56 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Personal Bank Statements Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 12/10/2025 | 12/10/2025 | 12/10/2025 |  |  | 739 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 37 | XXXX | 37 | No | 50 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000110468 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 11390 | XXXX | 6.220% | Manual Underwriting |  | No | 7.006% |  | 6.625% |  | $2561.24 | No | XXXX | XXXX | $1028.04 | $85.67 | $0.00 | $0.00 | $0.00 | $3803.16 | $11134.70 | N/A |  |  | $0.00 |  |  | 0.00% | 25.63% | 25.63% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 22 | CPA |  |  |  | Yes | 25 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 11/26/2025 | 11/26/2025 |  |  |  | 739 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen |  |  |  |  | XXXX |  |  |  | I-551 Permanent Resident Card |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 35.6 | XXXX | 35.6 | No | 36.04 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000114981 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 7 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting |  | No |  |  | 11.750% |  | $11305.39 | No | XXXX | XXXX | $5055.00 | $421.25 | $0.00 | $0.00 | $0.00 | $13184.97 | $8673.65 | N/A |  |  | $0.00 |  |  | 0.00% | 40.18% | 40.18% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 11/19/2025 | 11/19/2025 |  |  |  | 743 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen |  |  |  |  | XXXX |  |  |  | Work Visa |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | XXXX | 8.9 | XXXX | 8.9 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000114233 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 7 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting |  | No |  |  | 6.500% |  | $4256.98 | No | XXXX | XXXX | $1523.52 | $126.96 | $0.00 | $0.00 | $0.00 | $5319.36 | $9721.54 | N/A |  |  | $0.00 |  |  | 0.00% | 44.76% | 44.76% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 63 | 35 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified, Lease Agreements Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 12/14/2025 | 12/14/2025 |  |  |  | 756 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 7.8 | XXXX | 7.8 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000112806 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 7 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 17486 | XXXX | 6.270% | Manual Underwriting |  | No | 7.206% |  | 6.875% |  | $3994.13 | No | XXXX | XXXX | $4890.00 | $407.50 | $0.00 | $0.00 | $0.00 | $5367.89 | $10237.25 | N/A |  |  | $0.00 |  |  | 0.00% | 48.37% | 48.37% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 107 | 35 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 11/10/2025 | 11/10/2025 |  |  |  | 764 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 5.2 | XXXX | 5.2 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000112780 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 8355 | XXXX | 6.250% | Manual Underwriting |  | No | 6.833% |  | 6.750% | 6.750% | $2542.50 | No | XXXX | XXXX | $1058.04 | $88.17 | $0.00 | $0.00 | $0.00 | $3214.00 | $8691.00 | N/A |  |  | $0.00 |  |  | 0.00% | 27.57% | 27.57% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 12/09/2025 | 12/09/2025 |  |  |  | 730 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 40 | XXXX | 40 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000113795 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 1495 | XXXX | 6.270% | Manual Underwriting |  | No | 7.059% |  | 7.000% |  | $4896.63 | No | XXXX | XXXX | $1482.00 | $123.50 | $0.00 | $0.00 | $0.00 | $5978.46 | $17179.54 | N/A |  |  | $0.00 |  |  | 0.00% | 32.66% | 32.66% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 10/14/2025 | 10/14/2025 |  |  |  | 758 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 4.5 | XXXX | 4.5 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000113166 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 3 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting |  | No |  |  | 6.750% |  | $3210.56 | No | XXXX | XXXX | $2279.04 | $189.92 | $68.04 | $5.67 | $0.00 | $4154.94 |  | N/A | XXXX | XX | $5.67 |  | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.878 | 0.86 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 12/08/2025 | 12/08/2025 |  |  |  | 802 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 23.7 | XXXX | 23.7 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000112802 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 15551.88 | XXXX | 6.270% | Manual Underwriting |  | No | 7.002% |  | 6.875% |  | $3517.85 | No | XXXX | XXXX | $1860.96 | $155.08 | $0.00 | $0.00 | $0.00 | $4469.81 | $15058.85 | N/A |  |  | $0.00 |  |  | 0.00% | 24.72% | 24.72% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 36 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2023","2024"] - 2023, 2024 | Borrower - ["2023","2024"] - 2023, 2024 | XXXX | XXXX | XX | XXXX | XXXX | 12/04/2025 | 12/04/2025 |  |  |  | 730 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 0 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000112783 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 7 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 6964 | XXXX | 6.250% | Manual Underwriting |  | No | 7.566% |  | 7.375% |  | $3293.83 | No | XXXX | XXXX | $2010.00 | $167.50 | $0.00 | $0.00 | $0.00 | $4123.71 | $5413.29 | N/A |  |  | $0.00 |  |  | 0.00% | 43.45% | 43.45% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | Yes | N/A | 1 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 36 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified, Personal Bank Statements Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 12/10/2025 | 12/10/2025 |  |  |  | 672 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A |  |  |  | XXXX |  |  |  | I-551 Permanent Resident Card |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 1.8 | XXXX | 1.8 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000112791 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 11490 | XXXX | 6.250% | Manual Underwriting |  | No | 7.211% |  | 7.000% |  | $4790.18 | No | XXXX | XXXX | $1476.48 | $123.04 | $0.00 | $0.00 | $0.00 | $5850.72 | $9340.06 | N/A |  |  | $0.00 |  |  | 0.00% | 41.02% | 41.02% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | Yes | N/A | 2 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | Third-Party Prepared (Unaudited) | 23 | CPA |  |  |  | Yes | 60 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - CPA Letter Verified, YTD Profit And Loss Verified, Personal Bank Statements Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 12/16/2025 | 12/16/2025 |  |  |  | 707 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 10.5 | XXXX | 10.5 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000112801 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 2190 | XXXX | 6.250% | Manual Underwriting |  | No | 6.850% |  | 6.750% |  | $3405.14 | No | XXXX | XXXX | $999.48 | $83.29 | $0.00 | $0.00 | $0.00 | $4316.56 | $9035.61 | N/A |  |  | $0.00 |  |  | 0.00% | 32.33% | 32.33% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 12/02/2025 | 12/02/2025 |  |  |  | 754 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0.1 | XXXX | 0.1 | No | 66.46 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000113161 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 1495 | XXXX | 6.220% | Manual Underwriting |  | No | 6.903% |  | 6.875% |  | $6859.55 | No | XXXX | XXXX | $3876.96 | $323.08 | $1620.00 | $135.00 | $0.00 | $8507.11 | $40634.38 | N/A | XXXX | XX | $135.00 | 02/01/2026 | Monthly | 0.00% | 22.78% | 22.78% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 60 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 01/02/2026 | 01/02/2026 |  |  |  | 796 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 13.4 | XXXX | 13.4 | No | 65.47 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX |  |  |  |
| XXXX | XXXX | 4000113172 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 7 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 2295 | XXXX | 6.250% | Manual Underwriting |  | No | 6.925% |  | 6.875% |  | $4178.07 | No | XXXX | XXXX | $2169.00 | $180.75 | $480.00 | $40.00 | $0.00 | $5549.10 | $7748.90 | N/A | XXXX | XX | $40.00 |  | Monthly | 0.00% | 43.44% | 43.44% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 39 | 34 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 11/03/2025 | 11/03/2025 |  |  |  | 815 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 10.7 | XXXX | 10.7 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000114979 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 3 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting |  | No |  |  | 7.000% |  | $5467.46 | No | XXXX | XXXX | $1812.12 | $151.01 | $0.00 | $0.00 | $0.00 | $6399.17 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.57 | 0.59 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 12/06/2025 | 12/06/2025 |  |  |  | 775 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 126.8 | XXXX | 126.8 | No | 74.71 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000113791 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 3 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting |  | No |  |  | 6.375% |  | $3992.77 | No | XXXX | XXXX | $5412.36 | $451.03 | $0.00 | $0.00 | $0.00 | $5976.93 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.009 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 12/02/2025 | 12/02/2025 |  |  |  | 763 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 54.7 | XXXX | 242.5 | No | 42.67 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000113807 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 3 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting |  | No |  |  | 6.375% |  | $6238.70 | No | XXXX | XXXX | $2207.04 | $183.92 | $0.00 | $0.00 | $0.00 | $8936.26 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.102 | 1.1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 12/04/2025 | 12/04/2025 |  |  |  | 763 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 36.6 | XXXX | 207.8 | No | 32.26 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000113790 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 8885 | XXXX | 6.270% | Manual Underwriting | Manual Underwriting | No | 6.738% |  | 6.375% | 6.375% | $1977.67 | No | XXXX | XXXX | $1073.40 | $89.45 | $0.00 | $0.00 | $0.00 | $2590.33 | $6926.84 | N/A |  |  | $0.00 |  |  | 0.00% | 27.22% | 27.22% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 448 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 11/19/2025 | 11/19/2025 |  |  |  | 724 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 45.8 | No | 52.83 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000113170 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 7245 | XXXX | 6.250% | Manual Underwriting |  | No | 6.787% |  | 6.750% |  | $3729.44 | No | XXXX | XXXX | $412.68 | $34.39 | $8232.00 | $686.00 | $0.00 | $5332.85 | $20293.07 | Yes | XXXX | XX | $686.00 |  | Monthly | 0.00% | 33.53% | 33.53% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 23 | CPA |  |  |  | Yes | 60 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 12/05/2025 | 12/05/2025 |  |  |  | 795 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0.3 | XXXX | 0.3 | No | 73.72 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000112804 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting |  | No |  |  | 7.125% |  | $2896.99 | No | XXXX | XXXX | $2184.00 | $182.00 | $2640.00 | $220.00 | $0.00 | $3874.68 | $22171.47 | N/A | XXXX | XX | $220.00 | 02/01/2026 | Monthly | 0.00% | 25.93% | 25.93% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 12/09/2025 | 12/09/2025 |  |  |  | 764 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 7.4 | XXXX | 7.4 | No | 68.25 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000113168 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 2490 | XXXX | 6.270% | Manual Underwriting |  | No | 6.816% |  | 6.750% |  | $3567.29 | No | XXXX | XXXX | $1155.60 | $96.30 | $2376.00 | $198.00 | $0.00 | $4842.44 | $6579.75 | N/A | XXXX | XX | $198.00 | 02/01/2026 | Monthly | 0.00% | 42.60% | 42.60% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 36 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 12/15/2025 | 12/15/2025 |  |  |  | 776 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen |  |  |  |  | XXXX |  |  |  | I-766 Employment Authorization Document |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 32.5 | XXXX | 32.5 | No | 72.37 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000113169 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Interest Only | 10207 | XXXX | 6.080% | Manual Underwriting |  | No | 7.447% |  | 7.875% |  | $7219.44 | No | XXXX | XXXX | $294.96 | $24.58 | $3720.00 | $310.00 | $0.00 | $8688.40 | $43320.14 | N/A | XXXX | XX | $310.00 |  | Monthly | 0.00% | 19.24% | 18.13% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 01/04/2026 | 01/04/2026 |  |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | XXXX | 7.1 | XXXX | 7.1 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000113788 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 2490 | XXXX | 6.420% | Manual Underwriting |  | No | 7.823% |  | 8.750% |  | $8653.70 | No | XXXX | XXXX | $1252.08 | $104.34 | $0.00 | $0.00 | $0.00 | $10402.74 | $13665.04 | N/A |  |  | $0.00 |  |  | 0.00% | 45.11% | 44.32% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 120 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 10/20/2025 | 10/20/2025 |  |  |  | 812 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | XXXX | 4.2 | XXXX | 4.2 | No | 64.71 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000109908 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 5 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting |  | No |  |  | 6.750% |  | $5183.60 | No | XXXX | XXXX | $5656.44 | $471.37 | $0.00 | $0.00 | $0.00 | $7196.91 | $38593.18 | N/A |  |  | $0.00 |  |  | 0.00% | 33.81% | 33.81% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 50.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 36 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 12/14/2025 | 12/14/2025 |  |  |  | 761 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 101.5 | XXXX | 101.5 | No | 79.92 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000110424 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 5 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting |  | No |  |  | 7.125% |  | $4565.12 | No | XXXX | XXXX | $1877.04 | $156.42 | $0.00 | $0.00 | $0.00 | $5846.95 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.368 | 1.35 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 12/03/2025 | 12/03/2025 |  |  |  | 737 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | XXXX | 5.3 | XXXX | 5.3 | No | 80 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000109064 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting |  | No |  |  | 7.125% |  | $3334.90 | No | XXXX | XXXX | $2003.76 | $166.98 | $0.00 | $0.00 | $0.00 | $4180.94 | $47829.48 | N/A |  |  | $0.00 |  |  | 0.00% | 16.17% | 16.17% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 1YR Business P&L | 0 | 0 NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 50.00% | 50.00% |  | Third-Party Prepared (Unaudited) | 12 | CPA | Third-Party Prepared (Unaudited) | CPA | 12 | Yes | 12 | Yes | 12 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2025","2024"] - 2025, 2024 \|\| Co Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025","2024"] - 2025, 2024 | Borrower - ["2025","2024"] - 2025, 2024 \|\| Co Borrower - ["2025","2024"] - 2025, 2024 | XXXX | XXXX | XX | XXXX | XXXX | 12/11/2025 | 12/11/2025 | 12/11/2025 |  |  | 744 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | XXXX | 47 | XXXX | 47.5 | No | 69.92 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000111897 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 5790 | XXXX | 6.270% | Manual Underwriting |  | No | 6.501% |  | 6.250% |  | $2031.87 | No | XXXX | XXXX | $1468.68 | $122.39 | $6012.00 | $501.00 | $0.00 | $3851.92 | $15423.42 | Yes | XXXX | XX | $501.00 |  | Monthly | 0.00% | 20.31% | 20.31% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | XXXX | XXXX | XX | XXXX | XXXX | 11/24/2025 | 11/24/2025 |  |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0.1 | XXXX | 0 | No | 33.67 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000111891 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 9805 | XXXX | 6.250% | Manual Underwriting |  | No | 6.573% |  | 6.375% |  | $4192.41 | No | XXXX | XXXX | $1785.96 | $148.83 | $0.00 | $0.00 | $0.00 | $5341.24 | $8743.32 | N/A |  |  | $0.00 |  |  | 0.00% | 38.03% | 38.03% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 29 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - CPA Letter Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 12/18/2025 | 12/18/2025 |  |  |  | 770 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen |  | Other | Permanent Resident Alien Card | XX | XXXX | XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 1 | XXXX | 1 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000111902 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 2190 | XXXX | 6.180% | Manual Underwriting |  | No | 7.205% |  | 7.125% |  | $4540.86 | No | XXXX | XXXX | $906.96 | $75.58 | $2220.00 | $185.00 | $0.00 | $5858.79 | $26894.69 | N/A | XXXX | XX | $185.00 |  | Monthly | 0.00% | 40.45% | 40.45% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | Third-Party Prepared (Unaudited) | 13 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 01/08/2026 | 01/08/2026 |  |  |  | 715 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 60.5 | XXXX | 60.5 | No | 79.95 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000112368 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 5 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting |  | No |  |  | 6.990% |  | $6048.14 | No | XXXX | XXXX | $1377.00 | $114.75 | $0.00 | $0.00 | $0.00 | $6511.17 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.814 | 0.81 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 10/16/2025 | 10/16/2025 |  |  |  | 767 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | XXXX | 91.9 | XXXX | 91.9 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000111923 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | QM Points and Fees Exceeded | 28495 | XXXX | 6.250% | Manual Underwriting |  | No | 7.229% |  | 7.125% | 7.125% | $6063.47 | No | XXXX | XXXX | $1478.28 | $123.19 | $0.00 | $0.00 | $0.00 | $7043.04 | $39719.35 | N/A |  |  | $0.00 |  |  | 0.00% | 22.73% | 22.73% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 01/13/2026 | 01/13/2026 |  |  |  | 741 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 61.7 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX |  |  |  |
| XXXX | XXXX | 4000111919 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 10000 | XXXX | 6.220% | Manual Underwriting | Manual Underwriting | No | 6.537% |  | 6.500% | 6.500% | $3071.85 | No | XXXX | XXXX | $1395.00 | $116.25 | $0.00 | $0.00 | $0.00 | $4754.31 | $6563.69 | N/A |  |  | $0.00 |  |  | 0.00% | 45.30% | 45.30% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 11/26/2025 | 11/26/2025 |  |  |  | 763 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 0 | No | 42.26 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000111904 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 15088.75 | XXXX | 6.270% | Manual Underwriting | Manual Underwriting | No | 6.749% |  | 6.625% | 6.625% | $3481.69 | No | XXXX | XXXX | $1863.00 | $155.25 | $420.00 | $35.00 | $0.00 | $4223.36 | $6081.74 | N/A | XXXX | XX | $35.00 |  | Monthly | 0.00% | 45.11% | 45.11% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | 1YR Business P&L | 0 | 0 NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 0.00% |  | Third-Party Prepared (Unaudited) | 12 | CPA | N/A | N/A | 0 | Yes | 84 | No | 0 | NA | 0 | 0 | N/A | Yes | 48 | 36 | Other | No | 0 |  |  | Borrower - SESoleProprietor, SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - Wage, Overtime - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 12/17/2025 | 12/17/2025 | 12/17/2025 |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 6.3 | XXXX | 6.3 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000111898 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 2495 | XXXX | 6.190% | Manual Underwriting | Manual Underwriting | No | 6.838% |  | 6.750% | 6.750% | $2594.39 | No | XXXX | XXXX | $3135.96 | $261.33 | $0.00 | $0.00 | $0.00 | $3365.90 | $7441.10 | N/A |  |  | $0.00 |  |  | 0.00% | 35.37% | 35.37% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 12/19/2025 | 12/19/2025 |  |  |  | 720 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 4.3 | XXXX | 4.3 | No | 66.67 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000111585 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 2490 | XXXX | 6.420% | Manual Underwriting | Manual Underwriting | No | 7.843% |  | 8.750% | 8.000% | $13893.13 | No | XXXX | XXXX | $1089.96 | $90.83 | $1680.00 | $140.00 | $0.00 | $16777.24 | $34922.24 | N/A | XXXX | XX | $140.00 | 04/01/2026 | Monthly | 29.01% | 40.19% | 39.66% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 48 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 12/23/2025 | 12/23/2025 |  |  |  | 812 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen |  |  |  |  | XXXX |  |  |  | I-766 Employment Authorization Document |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | XXXX | 12.6 | XXXX | 12.6 | No | 69.98 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX |  |  |  |
| XXXX | XXXX | 4000111917 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 10495 | XXXX | 6.250% | Manual Underwriting | Manual Underwriting | No | 6.745% |  | 6.500% | 6.500% | $3792.41 | No | XXXX | XXXX | $2694.00 | $224.50 | $2580.00 | $215.00 | $0.00 | $5013.16 | $13508.35 | N/A | XXXX | XX | $215.00 | 03/15/2026 | Monthly | 26.51% | 35.16% | 35.16% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - YTD Profit And Loss Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | XXXX | XXXX | XX | XXXX | XXXX | 12/19/2025 | 12/19/2025 |  |  |  | 809 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 6 | XXXX | 6 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000111930 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 5620 | XXXX | 6.250% | Manual Underwriting | Manual Underwriting | No | 6.272% |  | 6.125% | 6.125% | $2005.11 | No | XXXX | XXXX | $3228.00 | $269.00 | $0.00 | $0.00 | $0.00 | $2996.23 | $15521.62 | N/A |  |  | $0.00 |  |  | 0.00% | 19.88% | 19.88% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 30.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SEPartnership - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | XXXX | XXXX | XX | XXXX | XXXX | 01/12/2026 | 01/12/2026 |  |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen |  | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | XX | XXXX | XXXX |  |  | I-551 Permanent Resident Card |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 1.3 | XXXX | 1.3 | No | 38.82 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX |  |  |  |
| XXXX | XXXX | 4000113784 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 14775 | XXXX | 6.190% | Manual Underwriting |  | No | 6.772% |  | 6.500% | 6.500% | $3564.86 | No | XXXX | XXXX | $1221.12 | $101.76 | $0.00 | $0.00 | $0.00 | $4502.65 | $13364.35 | N/A |  |  | $0.00 |  |  | 0.00% | 25.44% | 25.44% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 158 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 12/17/2025 | 12/17/2025 |  |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 14 | XXXX | 14 | No | 59.37 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000113783 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 5909 | XXXX | 6.250% | Manual Underwriting | Manual Underwriting | No | 6.709% |  | 6.375% | 6.375% | $1341.32 | No | XXXX | XXXX | $2223.72 | $185.31 | $440.04 | $36.67 | $0.00 | $2061.63 | $7320.37 | N/A | XXXX | XX | $36.67 |  | Annually | 0.00% | 23.35% | 23.35% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 161 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 12/20/2025 | 12/20/2025 |  |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 7.6 | XXXX | 7.6 | No | 79.93 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000113781 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 7 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 6404 | XXXX | 6.190% | Manual Underwriting | Manual Underwriting | No | 6.851% |  | 6.750% | 6.750% | $1551.45 | No | XXXX | XXXX | $2229.96 | $185.83 | $570.00 | $47.50 | $0.00 | $2418.88 | $3541.12 | N/A | XXXX | XX | $47.50 |  | Annually | 0.00% | 40.98% | 40.98% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 48 | 35 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 12/17/2025 | 12/17/2025 |  |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen |  |  |  |  | XXXX |  |  |  | I-551 Permanent Resident Card |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 49.5 | XXXX | 49.5 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000113782 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | QM Points and Fees Exceeded | 6760.13 | XXXX | 6.190% | Manual Underwriting | Manual Underwriting | No | 7.447% |  | 7.000% | 7.000% | $1124.36 | No | XXXX | XXXX | $2651.88 | $220.99 | $3024.00 | $252.00 | $0.00 | $1999.39 | $5749.19 | N/A | XXXX | XX | $252.00 |  | Monthly | 0.00% | 36.28% | 36.28% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 12/22/2025 | 12/22/2025 |  |  |  | 717 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | XXXX | XXXX |  |  | I-551 Permanent Resident Card |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 11.2 | XXXX | 11.2 | No | 79.91 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000113773 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 3 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting |  | No |  |  | 7.125% |  | $5911.88 | No | XXXX | XXXX | $1596.96 | $133.08 | $0.00 | $0.00 | $0.00 | $7263.71 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.798 | 0.78 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 12/02/2025 | 12/02/2025 |  |  |  | 792 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 11.4 | XXXX | 11.4 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000113776 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 2620 | XXXX | 6.170% | Manual Underwriting | Manual Underwriting | No | 6.428% |  | 6.375% | 6.375% | $3969.19 | No | XXXX | XXXX | $2918.04 | $243.17 | $1175.04 | $97.92 | $0.00 | $6420.41 | $57222.14 | N/A | XXXX | XX | $97.92 |  | Annually | 0.00% | 28.30% | 28.30% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 23 | CPA |  |  |  | Yes | 204 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SEPartnership, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 12/03/2025 | 12/03/2025 |  |  |  | 806 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 116.2 | XXXX | 116.2 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000113798 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 7 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 8875 | XXXX | 6.170% | Manual Underwriting | Manual Underwriting | No | 6.208% |  | 6.000% | 6.000% | $3471.40 | No | XXXX | XXXX | $2735.04 | $227.92 | $0.00 | $0.00 | $0.00 | $4905.57 | $10488.28 | N/A |  |  | $0.00 |  |  | 0.00% | 32.04% | 32.04% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 2 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 11/25/2025 | 11/25/2025 |  |  |  | 712 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen |  |  |  |  | XXXX |  |  |  | I-766 Employment Authorization Document |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 9.6 | XXXX | 9.6 | No | 50 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000113772 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 10145 | XXXX | 6.190% | Manual Underwriting | Manual Underwriting | No | 6.804% |  | 6.625% | 6.625% | $4898.38 | No | XXXX | XXXX | $1675.20 | $139.60 | $0.00 | $0.00 | $0.00 | $6142.15 | $14145.14 | N/A |  |  | $0.00 |  |  | 0.00% | 33.82% | 33.82% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | Yes | N/A | 2 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 36 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Personal Bank Statements Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 01/06/2026 | 01/06/2026 |  |  |  | 716 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 2.1 | XXXX | 2.1 | No | 72.17 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000113433 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 5770 | XXXX | 6.170% | Manual Underwriting |  | No | 6.992% |  | 6.750% | 6.750% | $2127.40 | No | XXXX | XXXX | $1062.00 | $88.50 | $4800.00 | $400.00 | $0.00 | $3042.98 | $6570.09 | Yes | XXXX | XX | $400.00 |  | Monthly | 0.00% | 39.65% | 39.65% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | Yes | N/A | 2 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Personal Bank Statements Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 12/31/2025 | 12/31/2025 |  |  |  | 754 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 4.1 | XXXX | 4.1 | No | 80 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000113769 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 22055 | XXXX | 6.170% | Manual Underwriting |  | No | 6.929% |  | 6.875% | 6.875% | $6753.23 | No | XXXX | XXXX | $1218.00 | $101.50 | $0.00 | $0.00 | $0.00 | $8193.27 | $12578.34 | N/A |  |  | $0.00 |  |  | 0.00% | 41.26% | 41.26% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | Yes | 46 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - CPA Letter Verified, Business Bank Statements Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | XXXX | XXXX | XX | XXXX | XXXX | 12/22/2025 | 12/22/2025 |  |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 6.5 | XXXX | 6.5 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000113430 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 7 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 8440 | XXXX | 6.190% | Manual Underwriting |  | No | 6.455% |  | 6.250% | 6.250% | $3540.37 | No | XXXX | XXXX | $1185.00 | $98.75 | $0.00 | $0.00 | $0.00 | $4550.58 | $5399.42 | N/A |  |  | $0.00 |  |  | 0.00% | 46.01% | 46.01% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 72 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 01/05/2026 | 01/05/2026 |  |  |  | 800 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 20.2 | XXXX | 20.2 | No | 65.71 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000113434 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 4541.4 | XXXX | 6.190% | Manual Underwriting | Manual Underwriting | No | 6.844% |  | 6.750% | 6.750% | $1167.48 | No | XXXX | XXXX | $1499.04 | $124.92 | $0.00 | $0.00 | $0.00 | $1616.07 | $4826.26 | N/A |  |  | $0.00 |  |  | 0.00% | 26.32% | 26.32% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | XXXX | XXXX | XX | XXXX | XXXX | 01/13/2026 | 01/13/2026 |  |  |  | 716 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 7.8 | XXXX | 7.8 | No | 60 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000113362 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | QM Points and Fees Exceeded | 9300 | XXXX | 6.190% | Manual Underwriting |  | No | 7.092% |  | 6.625% | 6.625% | $1920.93 | No | XXXX | XXXX | $1167.00 | $97.25 | $0.00 | $0.00 | $0.00 | $2697.01 | $7724.72 | N/A |  |  | $0.00 |  |  | 0.00% | 36.57% | 36.57% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 23 | CPA |  |  |  | Yes | 130 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 11/04/2025 | 11/04/2025 |  |  |  | 693 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 11.9 | XXXX | 11.9 | No | 46.16 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000113370 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 1495 | XXXX | 6.170% | Manual Underwriting |  | No | 6.514% |  | 6.500% | 6.500% | $11250.81 | No | XXXX | XXXX | $684.96 | $57.08 | $0.00 | $0.00 | $0.00 | $14771.43 | $47718.96 | N/A |  |  | $0.00 |  |  | 0.00% | 33.37% | 33.37% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 12/16/2025 | 12/16/2025 |  |  |  | 815 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 9.5 | XXXX | 9.5 | No | 52.98 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX |  |  |  |
| XXXX | XXXX | 4000114559 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 2490 | XXXX | 6.190% | Manual Underwriting |  | No | 6.405% |  | 6.375% | 6.375% | $7898.19 | No | XXXX | XXXX | $1511.16 | $125.93 | $5052.00 | $421.00 | $0.00 | $10265.95 | $15583.18 | N/A | XXXX | XX | $421.00 |  | Monthly | 0.00% | 40.74% | 40.74% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SECorporation, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 12/15/2025 | 12/15/2025 |  |  |  | 809 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | XXXX | XXXX |  |  | I-551 Permanent Resident Card |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 22 | XXXX | 22 | No | 60 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000113363 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 3 | XXXX | ATR/QM: Exempt | Yes | No | No | N/A | N/A |  |  |  | Manual Underwriting |  | No |  |  | 6.750% |  | $5253.64 | No | XXXX | XXXX | $827.04 | $68.92 | $0.00 | $0.00 | $0.00 | $6668.39 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes | 3 - Verified<2Mos |  | 1 - Not Stated, Not Verified |  | 1 - Not Stated, Not Verified |  | Unknown | Unknown | Unknown |  | .00 |  | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  | Proceeds from Sale,Proceeds from Sale |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.622 | 0.622 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 12/24/2025 | 12/24/2025 | 12/24/2025 | 12/24/2025 |  | 728 | 781 | 746 | 777 |  |  |  | 777 |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 11.6 | XXXX | 11.6 | No | 62.69 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | Borrower As Individual | N/A |  |  |  |  |
| XXXX | XXXX | 4000113369 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 7 | XXXX | ATR/QM: Exempt | Yes | No | No | N/A | N/A |  |  |  | Manual Underwriting |  | No |  |  | 7.125% |  | $2688.14 | No | XXXX | XXXX | $872.88 | $72.74 | $3828.00 | $319.00 | $0.00 | $3670.53 | $10392.96 | Yes | XXXX | XX | $319.00 | 04/01/2026 | Monthly | 0.00% | 48.04% | 48.04% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 60 | 36 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 01/05/2026 | 01/05/2026 |  |  |  | 737 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen |  | Real ID Driver's License |  | XX | XXXX | XXXX |  |  | I-766 Employment Authorization Document |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | XXXX | 9.3 | XXXX | 9.3 | No | 63.84 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000113364 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 21495 | XXXX | 6.170% | Manual Underwriting | Manual Underwriting | No | 6.512% |  | 6.375% | 6.375% | $9981.92 | No | XXXX | XXXX | $4503.36 | $375.28 | $0.00 | $0.00 | $0.00 | $11686.10 | $37699.57 | N/A |  |  | $0.00 |  |  | 0.00% | 41.10% | 41.10% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | XXXX | XXXX | XX | XXXX | XXXX | 01/08/2026 | 01/08/2026 |  |  |  | 740 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 46.4 | No | 44.44 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX |  |  |  |
| XXXX | XXXX | 4000113361 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 5995 | XXXX | 6.190% | Manual Underwriting | Manual Underwriting | No | 6.313% |  | 6.250% | 6.250% | $2462.87 | No | XXXX | XXXX | $1775.04 | $147.92 | $0.00 | $0.00 | $0.00 | $3591.33 | $15579.67 | N/A |  |  | $0.00 |  |  | 0.00% | 19.07% | 19.07% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 48 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | XXXX | XXXX | XX | XXXX | XXXX | 01/08/2026 | 01/08/2026 |  |  |  | 748 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | Permanent Resident | XX | XXXX | XXXX |  |  | I-551 Permanent Resident Card |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 10.3 | XXXX | 10.3 | No | 32 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000113368 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 16385 | XXXX | 6.170% | Other | Unknown | No | 6.662% |  | 6.500% | 6.500% | $8406.50 | No | XXXX | XXXX | $3735.00 | $311.25 | $3468.00 | $289.00 | $0.00 | $10989.08 | $24441.78 | N/A | XXXX | XX | $289.00 |  | Monthly | 0.00% | 31.45% | 31.45% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 91 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | XXXX | XXXX | XX | XXXX | XXXX | 01/08/2026 | 01/08/2026 |  |  |  | 810 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 12.2 | XXXX | 12.2 | No | 70 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000113104 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 5 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting |  | No |  |  | 6.875% |  | $2956.18 | No | XXXX | XXXX | $2880.12 | $240.01 | $0.00 | $0.00 | $0.00 | $3871.83 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.343 | 1.34 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 10/23/2025 | 10/23/2025 |  |  |  | 730 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | XXXX | 34.9 | XXXX | 34.9 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000110738 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting |  | No |  |  | 6.375% |  | $2950.90 | No | XXXX | XXXX | $1184.04 | $98.67 | $3960.00 | $330.00 | $0.00 | $4104.23 |  | Yes | XXXX | XX | $330.00 |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.95 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 11/26/2025 | 11/26/2025 |  |  |  | 808 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 6.8 | XXXX | 6.8 | No | 63.92 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000114570 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 2490 | XXXX | 6.190% | Manual Underwriting |  | No | 6.534% |  | 6.500% |  | $6952.75 | No | XXXX | XXXX | $1391.04 | $115.92 | $3096.00 | $258.00 | $0.00 | $8825.38 | $28493.35 | N/A | XXXX | XX | $258.00 |  | Monthly | 0.00% | 28.64% | 28.64% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 47 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SECorporation, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 12/11/2025 | 12/11/2025 |  |  |  | 768 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | I-551 Permanent Resident Card | XX | XXXX | XXXX |  |  | I-551 Permanent Resident Card |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 11.1 | XXXX | 14.4 | No | 48.67 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX |  |  |  |
| XXXX | XXXX | 4000113357 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 2490 | XXXX | 6.190% | Manual Underwriting |  | No | 6.823% |  | 6.750% | 6.750% | $5396.34 | No | XXXX | XXXX | $1049.04 | $87.42 | $0.00 | $0.00 | $0.00 | $6567.09 | $8541.41 | N/A |  |  | $0.00 |  |  | 0.00% | 43.73% | 43.73% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | XXXX | XXXX | XX | XXXX | XXXX | 12/26/2025 | 12/26/2025 |  |  |  | 817 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 24.5 | XXXX | 24.5 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000113371 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 2495 | XXXX | 6.060% | Manual Underwriting | Manual Underwriting | No | 6.756% |  | 6.625% | 6.625% | $1600.78 | No | XXXX | XXXX | $1353.36 | $112.78 | $0.00 | $0.00 | $0.00 | $2390.41 | $6227.45 | N/A |  |  | $0.00 |  |  | 0.00% | 29.66% | 29.66% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 76.26% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 01/07/2026 | 01/07/2026 |  |  |  | 770 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 150.1 | No | 23.74 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX |  |  |  |
| XXXX | XXXX | 4000114978 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | ATR/QM: Exempt | Yes | No | No | N/A | N/A |  |  |  | Manual Underwriting |  | No |  |  | 6.500% |  | $6889.54 | No | XXXX | XXXX | $3876.00 | $323.00 | $0.00 | $0.00 | $0.00 | $9283.37 | $33541.16 | N/A |  |  | $0.00 |  |  | 0.00% | 32.99% | 32.99% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 50.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 01/06/2026 | 01/06/2026 |  |  |  | 796 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 42.8 | XXXX | 42.8 | No | 54.83 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000114252 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 2490 | XXXX | 6.190% | Manual Underwriting | Manual Underwriting | No | 6.674% |  | 6.625% | 6.625% | $4578.22 | No | XXXX | XXXX | $774.00 | $64.50 | $0.00 | $0.00 | $0.00 | $5652.21 | $18223.37 | N/A |  |  | $0.00 |  |  | 0.00% | 24.13% | 24.13% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | Yes | N/A | 1 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, Personal Bank Statements Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | XXXX | XXXX | XX | XXXX | XXXX | 01/07/2026 | 01/07/2026 |  |  |  | 770 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 1.4 | XXXX | 1.4 | No | 65 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000114563 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 1495 | XXXX | 6.060% | Manual Underwriting | Manual Underwriting | No | 6.417% |  | 6.375% | 6.375% | $3745.09 | No | XXXX | XXXX | $1380.60 | $115.05 | $0.00 | $0.00 | $0.00 | $4712.64 | $10254.62 | N/A |  |  | $0.00 |  |  | 0.00% | 35.05% | 35.05% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | XXXX | XXXX | XX | XXXX | XXXX | 01/09/2026 | 01/09/2026 |  |  |  | 741 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 0 | No | 66.7 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000113365 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 7 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 19490 | XXXX | 6.170% | Other | Unknown | No | 7.350% |  | 7.250% | 7.250% | $4638.80 | No | XXXX | XXXX | $1183.56 | $98.63 | $0.00 | $0.00 | $0.00 | $4961.99 | $7524.01 | N/A |  |  | $0.00 |  |  | 0.00% | 40.29% | 40.29% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 87 | 36 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 01/06/2026 | 01/06/2026 |  |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 10.9 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX |  |  |  |
| XXXX | XXXX | 4000111534 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting |  | No |  |  | 7.250% |  | $3300.03 | No | XXXX | XXXX | $1718.04 | $143.17 | $0.00 | $0.00 | $0.00 | $4125.49 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.8 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 12/26/2025 | 12/26/2025 |  |  |  | 738 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 16.6 | XXXX | 16.6 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000110726 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 8587.72 | XXXX | 6.270% | Manual Underwriting | Manual Underwriting | No | 7.046% |  | 6.750% | 6.750% | $2443.44 | No | XXXX | XXXX | $1091.40 | $90.95 | $600.00 | $50.00 | $0.00 | $3039.61 | $28301.43 | N/A | XXXX | XX | $50.00 |  | Annually | 0.00% | 37.73% | 37.73% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 NA | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - ["2025"] - 2025 | Borrower - 2 YRS Executed 4506T Verified - ["2025"] - 2025 | XXXX | XXXX | XX | XXXX | XXXX | 12/31/2025 | 12/31/2025 |  |  |  | 761 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 27.3 | XXXX | 27.3 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX |  |  |  |
| XXXX | XXXX | 4000114560 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting |  | No |  |  | 6.625% |  | $6023.60 | No | XXXX | XXXX | $1451.76 | $120.98 | $0.00 | $0.00 | $0.00 | $7164.46 | $39877.03 | N/A |  |  | $0.00 |  |  | 0.00% | 30.65% | 30.65% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | XXXX | XXXX | XX | XXXX | XXXX | 01/27/2026 | 01/27/2026 |  |  |  | 734 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 176.7 | No | 50.63 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XXXX |  |  |  |
| XXXX | XXXX | 4000114974 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 7 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 2640 | XXXX | 6.250% | Manual Underwriting |  | No | 6.484% |  | 6.375% | 6.375% | $1946.47 | No | XXXX | XXXX | $1052.04 | $87.67 | $3480.00 | $290.00 | $0.00 | $2879.98 | $3361.31 | Yes | XXXX | XX | $290.00 | 04/01/2026 | Monthly | 0.00% | 47.04% | 47.04% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 30 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 01/22/2026 | 01/22/2026 |  |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen |  |  |  |  | XXXX |  |  |  | I-551 Permanent Resident Card |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0.8 | XXXX | 0.8 | No | 58.87 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000114248 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | ATR/QM: Exempt | Yes | No | No | N/A | N/A |  |  |  | Manual Underwriting |  | No |  |  | 6.625% |  | $1920.93 | No | XXXX | XXXX | $2554.80 | $212.90 | $0.00 | $0.00 | $0.00 | $2716.02 | $7292.59 | N/A |  |  | $0.00 |  |  | 0.00% | 36.93% | 36.93% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 01/07/2026 | 01/07/2026 |  |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 13.8 | XXXX | 13.8 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000114976 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 7 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 2790 | XXXX | 6.170% | Manual Underwriting |  | No | 6.459% |  | 6.375% | 6.375% | $4679.02 | No | XXXX | XXXX | $1689.00 | $140.75 | $2640.00 | $220.00 | $0.00 | $7383.52 | $16798.48 | N/A | XXXX | XX | $220.00 |  | Monthly | 0.00% | 37.88% | 37.88% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 26 | 26 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 11/10/2025 | 11/10/2025 |  |  |  | 698 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 26.2 | XXXX | 26.2 | No | 33.33 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000114575 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 14269.6 | XXXX | 6.190% | Manual Underwriting |  | No | 6.653% |  | 6.625% | 6.625% | $5417.03 | No | XXXX | XXXX | $2058.48 | $171.54 | $0.00 | $0.00 | $113.48 | $7002.47 | $23084.99 | N/A |  |  | $0.00 |  |  | 0.00% | 35.00% | 35.00% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 120 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | XXXX | XXXX | XX | XXXX | XXXX | 01/08/2026 | 01/08/2026 |  |  |  | 759 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 19 | No | 53.54 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000114991 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 14245 | XXXX | 6.060% | Manual Underwriting |  | No | 6.320% |  | 6.250% | 6.250% | $5233.60 | No | XXXX | XXXX | $2792.04 | $232.67 | $0.00 | $0.00 | $0.00 | $7278.77 | $18706.81 | N/A |  |  | $0.00 |  |  | 0.00% | 31.08% | 31.08% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 120 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - ["2025","2024"] - 2025, 2024 | Borrower - ["2025","2024"] - 2025, 2024 | XXXX | XXXX | XX | XXXX | XXXX | 12/29/2025 | 12/29/2025 |  |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 10.1 | XXXX | 10.1 | No | 48.85 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000114986 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 9754 | XXXX | 6.170% | Manual Underwriting | Manual Underwriting | No | 6.741% |  | 6.500% | 6.500% | $3377.77 | No | XXXX | XXXX | $1612.80 | $134.40 | $0.00 | $0.00 | $0.00 | $4225.71 | $8423.96 | N/A |  |  | $0.00 |  |  | 0.00% | 34.89% | 34.89% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 65 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | XXXX | XXXX | XX | XXXX | XXXX | 12/31/2025 | 12/31/2025 |  |  |  | 744 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 61.7 | XXXX | 61.7 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000114586 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Interest Only | 23375 | XXXX | 5.930% | Manual Underwriting | Manual Underwriting | No | 7.450% |  | 7.750% | 6.875% | $17962.35 | No | XXXX | XXXX | $2266.92 | $188.91 | $2580.00 | $215.00 | $0.00 | $21678.88 | $50221.04 | N/A | XXXX | XX | $215.00 |  | Monthly | 30.11% | 31.16% | 29.57% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 180 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | XXXX | XXXX | XX | XXXX | XXXX | 11/16/2025 | 11/16/2025 |  |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | XXXX | 4.2 | XXXX | 4.2 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000114992 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 21485 | XXXX | 6.140% | Manual Underwriting | Manual Underwriting | No | 6.778% |  | 6.625% | 6.625% | $11781.72 | No | XXXX | XXXX | $2083.20 | $173.60 | $0.00 | $0.00 | $0.00 | $14351.15 | $35397.50 | N/A |  |  | $0.00 |  |  | 0.00% | 36.80% | 36.80% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 162 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | XXXX | XXXX | XX | XXXX | XXXX | 01/05/2026 | 01/05/2026 |  |  |  | 755 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 7.7 | XXXX | 7.7 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000114576 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 11195 | XXXX | 6.190% | Manual Underwriting | Manual Underwriting | No | 6.678% |  | 6.625% | 6.625% | $2881.40 | No | XXXX | XXXX | $1920.96 | $160.08 | $0.00 | $0.00 | $0.00 | $4177.79 | $9889.08 | N/A |  |  | $0.00 |  |  | 0.00% | 37.38% | 37.38% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 60 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 01/07/2026 | 01/07/2026 |  |  |  | 791 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 65.8 | No | 32.61 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000115242 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 9314 | XXXX | 6.060% | Manual Underwriting | Manual Underwriting | No | 6.894% |  | 6.500% | 6.500% | $2117.43 | No | XXXX | XXXX | $1527.96 | $127.33 | $0.00 | $0.00 | $0.00 | $2831.74 | $7337.96 | N/A |  |  | $0.00 |  |  | 0.00% | 28.01% | 28.01% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 23 | CPA |  |  |  | Yes | 83 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 12/15/2025 | 12/15/2025 |  |  |  | 787 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  |  |  |  | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0.1 | XXXX | 0.1 | No | 59.45 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000115244 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 7 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting |  | No |  |  | 7.250% |  | $4860.51 | No | XXXX | XXXX | $1562.04 | $130.17 | $0.00 | $0.00 | $0.00 | $5790.51 | $24067.79 | N/A |  |  | $0.00 |  |  | 0.00% | 16.69% | 16.69% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 126 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | XXXX | XXXX | XX | XXXX | XXXX | 01/09/2026 | 01/09/2026 |  |  |  | 795 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 18.6 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000115246 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 7 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 2490 | XXXX | 6.140% | Manual Underwriting | Manual Underwriting | No | 6.573% |  | 6.500% | 6.500% | $3286.75 | No | XXXX | XXXX | $3927.96 | $327.33 | $2340.00 | $195.00 | $0.00 | $5004.25 | $9011.00 | N/A | XXXX | XX | $195.00 |  | Monthly | 0.00% | 39.52% | 39.52% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 42 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | XXXX | XXXX | XX | XXXX | XXXX | 01/27/2026 | 01/27/2026 |  |  |  | 755 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 6.7 | XXXX | 6.7 | No | 52.53 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000115245 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 2690 | XXXX | 6.140% | Manual Underwriting | Manual Underwriting | No | 7.431% |  | 7.375% | 7.375% | $4365.07 | No | XXXX | XXXX | $2579.52 | $214.96 | $960.00 | $80.00 | $0.00 | $5717.90 | $9233.55 | Yes | XXXX | XX | $80.00 |  | Monthly | 0.00% | 44.71% | 44.71% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | XXXX | XXXX | XX | XXXX | XXXX | 01/21/2026 | 01/21/2026 |  |  |  | 755 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 8.3 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000115685 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 8 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 9402.5 | XXXX | 6.140% | Manual Underwriting | Manual Underwriting | No | 6.790% |  | 6.625% | 6.625% | $2785.35 | No | XXXX | XXXX | $2549.52 | $212.46 | $936.00 | $78.00 | $0.00 | $4149.68 | $5198.42 | N/A | XXXX | XX | $78.00 |  | Monthly | 0.00% | 47.60% | 47.60% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 NA | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | XXXX | XXXX | XX | XXXX | XXXX | 01/07/2026 | 01/07/2026 |  |  |  | 730 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 34.2 | No | 63.97 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000114018 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting |  | No |  |  | 5.875% |  | $1478.84 | No | XXXX | XXXX | $1389.00 | $115.75 | $6420.00 | $535.00 | $0.00 | $2492.58 |  | Yes | XXXX | XX | $535.00 |  | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.204 | 1.204 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 01/15/2026 | 01/15/2026 | 01/15/2026 |  |  | 803 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 45.7 | XXXX | 45.7 | No | 53.76 | No | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000112079 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting |  | No |  |  | 6.375% |  | $1266.46 | No | XXXX | XXXX | $1785.60 | $148.80 | $0.00 | $0.00 | $0.00 | $1954.15 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.228 | 1.228 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 12/15/2025 | 12/15/2025 | 12/15/2025 |  |  | 809 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | XXXX | 101.1 | XXXX | 101.1 | No | 61.89 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000109650 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting |  | No |  |  | 6.375% |  | $4834.99 | No | XXXX | XXXX | $4413.24 | $367.77 | $0.00 | $0.00 | $0.00 | $5659.35 |  | N/A |  |  | $0.00 |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.007 | 1.049 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 01/02/2026 | 01/02/2026 |  |  |  | 805 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | XXXX | 43.5 | XXXX | 43.5 | No | 60.78 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000115644 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 62615 | XXXX | 6.100% | Manual Underwriting | Manual Underwriting | No | 7.322% |  | 7.250% | 7.250% | $15062.45 | No | XXXX | XXXX | $5267.28 | $438.94 | $0.00 | $0.00 | $0.00 | $18376.39 | $57243.82 | N/A |  |  | $0.00 |  |  | 0.00% | 25.21% | 25.21% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 24 Month Bank Statement | 0 | NA | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 NA | No | No | 0 | No | Yes | Yes | 0 | 24 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified, Lease Agreements Verified - ["2025","2024"] - 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | XXXX | XXXX | XX | XXXX | XXXX | 01/19/2026 | 01/19/2026 |  |  |  | 744 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | XXXX | 13.2 | XXXX | 13.2 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| XXXX | XXXX | 4000111986 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | 4 | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting |  | No |  |  | 6.750% |  | $5175.81 | No | XXXX | XXXX | $6310.56 | $525.88 | $3000.00 | $250.00 | $0.00 | $7140.32 |  | N/A | XXXX | XX | $250.00 |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.961 | 1.961 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | XXXX | XXXX | XX | XXXX | XXXX | 01/17/2026 | 01/17/2026 |  |  |  | 787 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  |  |  |  |  | No | US Citizen | US Citizen | N/A |  |  |  | XXXX |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | XXXX | 33.2 | XXXX | 33.2 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A |  |  |  |  |

---

## Exhibit 99.03

**Exhibit 99.03 Schedule 3**

---

| | | | |
|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Redaction ID** | **Original Loan Amount** |
| XXXX | XXXX | 4000102323 | XXXX C A |
| XXXX | XXXX | 4000102312 | XXXX C A |
| XXXX | XXXX | 4000117319 | XXXX A |
| XXXX | XXXX | 4000110493 | XXXX A |
| XXXX | XXXX | 4000117320 | XXXX A |
| XXXX | XXXX | 4000106640 | XXXX C A |
| XXXX | XXXX | 4000111371 | XXXX C A B |
| XXXX | XXXX | 4000117318 | XXXX A |
| XXXX | XXXX | 4000114241 | XXXX A B |
| XXXX | XXXX | 4000114236 | XXXX A |
| XXXX | XXXX | 4000110250 | XXXX C A B |
| XXXX | XXXX | 4000110261 | XXXX D A |
| XXXX | XXXX | 4000114238 | XXXX C B A |
| XXXX | XXXX | 4000110268 | XXXX A C B |
| XXXX | XXXX | 4000105846 | XXXX A |
| XXXX | XXXX | 4000114235 | XXXX A B |
| XXXX | XXXX | 4000114234 | XXXX D B A |
| XXXX | XXXX | 4000112808 | XXXX C A |
| XXXX | XXXX | 4000114240 | XXXX D A |
| XXXX | XXXX | 4000107282 | XXXX C A |
| XXXX | XXXX | 4000114229 | XXXX A B |
| XXXX | XXXX | 4000114230 | XXXX C B A |
| XXXX | XXXX | 4000114242 | XXXX A C |
| XXXX | XXXX | 4000113165 | XXXX C D A |
| XXXX | XXXX | 4000110468 | XXXX A B |
| XXXX | XXXX | 4000114981 | XXXX C A B |
| XXXX | XXXX | 4000114233 | XXXX C A |
| XXXX | XXXX | 4000112806 | XXXX A |
| XXXX | XXXX | 4000112780 | XXXX A B |
| XXXX | XXXX | 4000113795 | XXXX C A |
| XXXX | XXXX | 4000113166 | XXXX D A |
| XXXX | XXXX | 4000112802 | XXXX C A B |
| XXXX | XXXX | 4000112783 | XXXX C B A |
| XXXX | XXXX | 4000112791 | XXXX A B |
| XXXX | XXXX | 4000112801 | XXXX D A |
| XXXX | XXXX | 4000113161 | XXXX A |
| XXXX | XXXX | 4000113172 | XXXX A |
| XXXX | XXXX | 4000114979 | XXXX C A |
| XXXX | XXXX | 4000113791 | XXXX C A |
| XXXX | XXXX | 4000113807 | XXXX A |
| XXXX | XXXX | 4000113790 | XXXX A |
| XXXX | XXXX | 4000113170 | XXXX A C |
| XXXX | XXXX | 4000112804 | XXXX A |
| XXXX | XXXX | 4000113168 | XXXX D A |
| XXXX | XXXX | 4000113169 | XXXX C B A |
| XXXX | XXXX | 4000113788 | XXXX A |
| XXXX | XXXX | 4000109908 | XXXX B A |
| XXXX | XXXX | 4000110424 | XXXX A |
| XXXX | XXXX | 4000109064 | XXXX C A |
| XXXX | XXXX | 4000111897 | XXXX C A |
| XXXX | XXXX | 4000111891 | XXXX C A |
| XXXX | XXXX | 4000111902 | XXXX D A |
| XXXX | XXXX | 4000112368 | XXXX A |
| XXXX | XXXX | 4000111923 | XXXX D B A |
| XXXX | XXXX | 4000111919 | XXXX A B |
| XXXX | XXXX | 4000111904 | XXXX D B A |
| XXXX | XXXX | 4000111898 | XXXX C A |
| XXXX | XXXX | 4000111585 | XXXX D A |
| XXXX | XXXX | 4000111917 | XXXX C B A |
| XXXX | XXXX | 4000111930 | XXXX C B A |
| XXXX | XXXX | 4000113784 | XXXX A B |
| XXXX | XXXX | 4000113783 | XXXX A B |
| XXXX | XXXX | 4000113781 | XXXX A B |
| XXXX | XXXX | 4000113782 | XXXX D A |
| XXXX | XXXX | 4000113773 | XXXX A |
| XXXX | XXXX | 4000113776 | XXXX D A |
| XXXX | XXXX | 4000113798 | XXXX A |
| XXXX | XXXX | 4000113772 | XXXX D B A |
| XXXX | XXXX | 4000113433 | XXXX A |
| XXXX | XXXX | 4000113769 | XXXX A B |
| XXXX | XXXX | 4000113430 | XXXX C A |
| XXXX | XXXX | 4000113434 | XXXX A C B |
| XXXX | XXXX | 4000113362 | XXXX A |
| XXXX | XXXX | 4000113370 | XXXX A B |
| XXXX | XXXX | 4000114559 | XXXX A C B |
| XXXX | XXXX | 4000113363 | XXXX D A |
| XXXX | XXXX | 4000113369 | XXXX C A |
| XXXX | XXXX | 4000113364 | XXXX D C A B |
| XXXX | XXXX | 4000113361 | XXXX C A B |
| XXXX | XXXX | 4000113368 | XXXX A |
| XXXX | XXXX | 4000113104 | XXXX A |
| XXXX | XXXX | 4000110738 | XXXX A |
| XXXX | XXXX | 4000114570 | XXXX C A |
| XXXX | XXXX | 4000113357 | XXXX C A D |
| XXXX | XXXX | 4000113371 | XXXX A |
| XXXX | XXXX | 4000114978 | XXXX D A |
| XXXX | XXXX | 4000114252 | XXXX A |
| XXXX | XXXX | 4000114563 | XXXX C B A |
| XXXX | XXXX | 4000113365 | XXXX A B |
| XXXX | XXXX | 4000111534 | XXXX A |
| XXXX | XXXX | 4000110726 | XXXX A C |
| XXXX | XXXX | 4000114560 | XXXX D A |
| XXXX | XXXX | 4000114974 | XXXX C A |
| XXXX | XXXX | 4000114248 | XXXX A |
| XXXX | XXXX | 4000114976 | XXXX A |
| XXXX | XXXX | 4000114575 | XXXX A B |
| XXXX | XXXX | 4000114991 | XXXX A C B |
| XXXX | XXXX | 4000114986 | XXXX D B A |
| XXXX | XXXX | 4000114586 | XXXX A C B |
| XXXX | XXXX | 4000114992 | XXXX A |
| XXXX | XXXX | 4000114576 | XXXX A B |
| XXXX | XXXX | 4000115242 | XXXX A |
| XXXX | XXXX | 4000115244 | XXXX A |
| XXXX | XXXX | 4000115246 | XXXX A |
| XXXX | XXXX | 4000115245 | XXXX A C B |
| XXXX | XXXX | 4000115685 | XXXX A |
| XXXX | XXXX | 4000114018 | XXXX A |
| XXXX | XXXX | 4000112079 | XXXX A |
| XXXX | XXXX | 4000109650 | XXXX D A B |
| XXXX | XXXX | 4000115644 | XXXX A |
| XXXX | XXXX | 4000111986 | XXXX A B |

---

## Exhibit 99.03

**Exhibit 99.03 Schedule 4**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Redaction ID** | **Queue** | **Finding Code** | **Date Created** | **Date Modified** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Finding Comments** | **Seller Comments** | **Resolution Comments** | **Reviewer Comp Factor** | **Originator Comp Factors** | **Finding Documents** | **Originator QM Status** | **Final Reviewed QM Status** | **Loan Amount** | **Property State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Acknowledged / WaivedBy** | **Waiver in File?** | **Unique Finding ID** |
| XXXX | XXXX | 4000102323 C A | Closed | FCRE1506 | 2025-11-16 06:24 | 2026-04-03 08:38 | Resolved | 1 - Information C A | Credit | QM-ATR | Invalid Final QM Status - ATR/QM: Status Pending | Resolved-LOX from employer provided explaining the discrepancy on the original WVOE. - Due Diligence Vendor-12/04/2025 <br>Counter-Pending final income documentation. - Due Diligence Vendor-12/02/2025 <br>Ready for Review-Kindly clear the condition accordingly.<br> - Seller-12/01/2025 <br>Counter-Please provide an LOE from the employer for the WVOE's discrepancy. - Due Diligence Vendor-11/21/2025 <br>Ready for Review-Kindly clear the condition accordingly. - Seller-11/20/2025 <br>Open-The Final Reviewed QM Status is 'ATR/QM: Status Pending' on a non-Business Purpose loan. DTI higher due to lower verified base income per WVOE - Due Diligence Vendor-11/17/2025 | Ready for Review-Kindly clear the condition accordingly.<br> - Seller-12/01/2025 <br>Ready for Review-Kindly clear the condition accordingly. - Seller-11/20/2025<br>| Resolved-LOX from employer provided explaining the discrepancy on the original WVOE. - Due Diligence Vendor-12/04/2025<br>| LTV is less than guideline maximum - LTV is 72.92% and max allowed is 80% Required is 80 Borrower has 72.92<br>Qualifying FICO score is at least 20 points above minimum for program - Score is 765 and minimum allowed is 660. Required is 660 Borrower has 765 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6264840 |
| XXXX | XXXX | 4000102323 C A | Closed | FCRE1193 | 2025-11-16 06:19 | 2025-12-04 09:51 | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Resolved-LOX from employer provided explaining the discrepancy on the original WVOE. - Due Diligence Vendor-12/04/2025 <br>Ready for Review-Document Uploaded. - Seller-12/03/2025 <br>Counter-Please provide an LOE from the employer for the WVOE's discrepancy. - Due Diligence Vendor-12/02/2025 <br>Ready for Review-Please review the employer LOE - Seller-12/01/2025 <br>Counter-Please provide an LOE from the employer for the WVOE's discrepancy. - Due Diligence Vendor-11/21/2025 <br>Ready for Review-Document Uploaded. The previously submitted WVOE contained incorrect information. We had sent the wrong WVOE previously. Please see the attached corrected WVOE reflecting the borrower's accurate employment and income details. I apologize for any inconvenience this may have caused. - Seller-11/20/2025 <br>Counter-Received 1008. Base income noted on 1008 not supported. - Due Diligence Vendor-11/19/2025 <br>Ready for Review-Document Uploaded. Could you please review the DTI shown on the 1008 and let me know how DTI you mentioned was calculated? - Seller-11/18/2025 <br>Open-Audited DTI of 50.32% exceeds Guideline DTI of 49.99% Audited DTI of 50.23% exceeds Guideline DTI of 49.99%. Lenders base income used for qualifying not supported by WVOE provided - Due Diligence Vendor-11/17/2025 | Ready for Review-Document Uploaded. - Seller-12/03/2025 <br>Ready for Review-Please review the employer LOE - Seller-12/01/2025 <br>Ready for Review-Document Uploaded. The previously submitted WVOE contained incorrect information. We had sent the wrong WVOE previously. Please see the attached corrected WVOE reflecting the borrower's accurate employment and income details. I apologize for any inconvenience this may have caused. - Seller-11/20/2025 <br>Ready for Review-Document Uploaded. Could you please review the DTI shown on the 1008 and let me know how DTI you mentioned was calculated? - Seller-11/18/2025<br>| Resolved-LOX from employer provided explaining the discrepancy on the original WVOE. - Due Diligence Vendor-12/04/2025<br>| LTV is less than guideline maximum - LTV is 72.92% and max allowed is 80% Required is 80 Borrower has 72.92<br>Qualifying FICO score is at least 20 points above minimum for program - Score is 765 and minimum allowed is 660. Required is 660 Borrower has 765 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6264835 |
| XXXX | XXXX | 4000102323 C A | Closed | FCRE1198 | 2025-11-16 06:19 | 2025-11-19 21:36 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of 4.55 month(s) are greater than or equal to Guideline Required Reserves of 4 month(s) - Due Diligence Vendor-11/20/2025 <br>Ready for Review-Please review the Post CD. - Seller-11/18/2025 <br>Open-Audited Reserves of 3.65 month(s) are less than Guideline Required Reserves of 4 month(s). - Due Diligence Vendor-11/16/2025 | Ready for Review-Please review the Post CD. - Seller-11/18/2025<br>| Resolved-Audited Reserves of 4.55 month(s) are greater than or equal to Guideline Required Reserves of 4 month(s) - Due Diligence Vendor-11/20/2025<br>| LTV is less than guideline maximum - LTV is 72.92% and max allowed is 80% Required is 80 Borrower has 72.92<br>Qualifying FICO score is at least 20 points above minimum for program - Score is 765 and minimum allowed is 660. Required is 660 Borrower has 765 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 6264834 |
| XXXX | XXXX | 4000102312 C A | Closed | FCRE1510 | 2025-12-09 11:11 | 2025-12-19 15:40 | Resolved | 1 - Information C A | Credit | Closing | Issues exist on the Mortgage Document (Deed of Trust) | Resolved-Received complete security instrument inclusive of legal description. - Due Diligence Vendor-12/19/2025 <br>Ready for Review-Document Uploaded. - Seller-12/18/2025 <br>Counter-Received copy of legal description form title. Provide legal attached within security instrument chain. - Due Diligence Vendor-12/16/2025 <br>Ready for Review-Document Uploaded. PLEASE WAIVE. PLEASE SEE PAGE 349 OF THE CLOSING PACKAGE. - Seller-12/14/2025 <br>Open-There are Issues Present on the Mortgage Document (Deed of Trust) that must be addressed. Missing copy of the Legal Description attached to the Mortgage. - Due Diligence Vendor-12/09/2025 | Ready for Review-Document Uploaded. - Seller-12/18/2025 <br>Ready for Review-Document Uploaded. PLEASE WAIVE. PLEASE SEE PAGE 349 OF THE CLOSING PACKAGE. - Seller-12/14/2025<br>| Resolved-Received complete security instrument inclusive of legal description. - Due Diligence Vendor-12/19/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Score is 726 and minimum allowed is 660. Required is 660 Borrower has 726<br>Qualifying DTI below maximum allowed - DTI is 37.49% and max allowed is 49.99% Required is 49.99 Borrower has 37.49<br>LTV is less than guideline maximum - LTV is 53.33% and max allowed is 80% Required is 80 Borrower has 53.33 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 6548031 |
| XXXX | XXXX | 4000117319 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA |  |  |  |
| XXXX | XXXX | 4000110493 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| XXXX | XXXX | 4000117320 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  |  |
| XXXX | XXXX | 4000106640 C A | Closed | FCRE1440 | 2025-12-29 11:09 | 2026-01-06 14:17 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Received rent free letter. - Due Diligence Vendor-01/06/2026 <br> Ready for Review-Document Uploaded. - Seller-01/02/2026 <br> Open-Housing History Does Not Meet Guideline Requirements Brw is a XXXX but lives in XXXX. 1003 states Brw owns her primary residence overseas, however tax bill shows a different name that is not the borrower as the property owner-a rent free letter or VOR is required. - Due Diligence Vendor-12/29/2025 | Ready for Review-Document Uploaded. - Seller-01/02/2026<br>| Resolved-Received rent free letter. - Due Diligence Vendor-01/06/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 640 Borrower has 797<br>DSCR % greater than 1.20 - Required is 0 Borrower has 1.208<br>LTV is less than guideline maximum - Required is 80 Borrower has 48.5<br>DSCR =/> 1.00 and minimum is 0.85 or Less - Required is 0 Borrower has 1.208 Required is 0 Borrower has 1.208 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other | N/A | N/A | 6833125 |
| XXXX | XXXX | 4000106640 C A | Closed | FCRE1181 | 2025-12-29 10:18 | 2025-12-31 15:03 | Resolved | 1 - Information C A | Credit | Insurance | Subject loan is in Flood Zone and Notice of Special Flood Hazard Disclosure Not Completed | Resolved-Received Special Notice of Flood Hazard. - Due Diligence Vendor-12/31/2025 <br>Ready for Review-Document Uploaded. - Seller-12/30/2025 <br>Open-Subject Property is in Flood Zone AE but Notice of Special Flood Hazard Disclosure was not provided Notice of Special Flood Hazard Disclosure was unsigned by Brw - Due Diligence Vendor-12/29/2025 | Ready for Review-Document Uploaded. - Seller-12/30/2025<br>| Resolved-Received Special Notice of Flood Hazard. - Due Diligence Vendor-12/31/2025<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 640 Borrower has 797<br>DSCR % greater than 1.20 - Required is 0 Borrower has 1.208<br>LTV is less than guideline maximum - Required is 80 Borrower has 48.5<br>DSCR =/> 1.00 and minimum is 0.85 or Less - Required is 0 Borrower has 1.208 Required is 0 Borrower has 1.208 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other | N/A | N/A | 6831344 |
| XXXX | XXXX | 4000111371 C B A | Closed | FCRE8201 | 2026-01-09 12:52 | 2026-04-09 15:33 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-No PPP on Non Owner Occupied Property; Originator exception granted, waiver applied with comp factors. - Due Diligence Vendor-04/09/2026 |  | Waived-No PPP on Non Owner Occupied Property; Originator exception granted, waiver applied with comp factors. - Due Diligence Vendor-04/09/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Minimum FICO score required is 660 - actual FICO score is 769. Required is 660 Borrower has 769<br>LTV is less than guideline maximum - Maximum LTV allowed is 80% - actual LTV is 55.06%. Required is 80 Borrower has 55.06<br>DSCR =/> 1.00 and minimum is 0.85 or Less - Required is 0.8 Borrower has 1.009 Required is 0.8 Borrower has 1.009 | LTV 10% or more under requirement (Max LTV 80% - actual LTV 55.06%) and FICO 20 points or more above requirement (Minimum FICO 660 - ACTUAL fico 769). |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | Originator Post-Close | Yes | 7011470 |
| XXXX | XXXX | 4000111371 C B A | Closed | FCRE1198 | 2026-01-09 12:50 | 2026-01-13 13:36 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Received complete asset documentation. Sufficient reserves verified. - Due Diligence Vendor-01/13/2026 <br>Ready for Review-Document Uploaded. - Seller-01/12/2026 <br>Open-Audited Reserves of month(s) are less than Guideline Required Reserves of 3 month(s) Audited Reserves of 0 month(s) are less than Guideline Required Reserves of 3 month(s) - Due Diligence Vendor-01/09/2026 | Ready for Review-Document Uploaded. - Seller-01/12/2026<br>| Resolved-Received complete asset documentation. Sufficient reserves verified. - Due Diligence Vendor-01/13/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Minimum FICO score required is 660 - actual FICO score is 769. Required is 660 Borrower has 769<br>LTV is less than guideline maximum - Maximum LTV allowed is 80% - actual LTV is 55.06%. Required is 80 Borrower has 55.06<br>DSCR =/> 1.00 and minimum is 0.85 or Less - Required is 0.8 Borrower has 1.009 Required is 0.8 Borrower has 1.009 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | 7011437 |
| XXXX | XXXX | 4000111371 C B A | Closed | FCRE1491 | 2026-01-09 17:02 | 2026-01-13 13:34 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-Received VOI and 1031 exchange documentation. - Due Diligence Vendor-01/13/2026 <br>Ready for Review-Document Uploaded. - Seller-01/12/2026 <br>Open-Asset Qualification Does Not Meet Guideline Requirements Missing assets statements required for funds to close and reserves. - Due Diligence Vendor-01/09/2026 | Ready for Review-Document Uploaded. - Seller-01/12/2026<br>| Resolved-Received VOI and 1031 exchange documentation. - Due Diligence Vendor-01/13/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Minimum FICO score required is 660 - actual FICO score is 769. Required is 660 Borrower has 769<br>LTV is less than guideline maximum - Maximum LTV allowed is 80% - actual LTV is 55.06%. Required is 80 Borrower has 55.06<br>DSCR =/> 1.00 and minimum is 0.85 or Less - Required is 0.8 Borrower has 1.009 Required is 0.8 Borrower has 1.009 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | 7016821 |
| XXXX | XXXX | 4000117318 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXX | XXXX | 4000114241 B A | Closed | FCOM5135 | 2026-01-07 07:17 | 2026-01-07 07:31 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings - Due Diligence Vendor-01/07/2026 |  | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings - Due Diligence Vendor-01/07/2026<br>| LTV is less than guideline maximum - Required is 75 Borrower has 29.95 Required is 75 Borrower has 29.95<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 32.61 Required is 49.99 Borrower has 32.61<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 700 Borrower has 785 Required is 700 Borrower has 785 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | No | 6954910 |
| XXXX | XXXX | 4000114236 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXX | XX | Primary Residence | Purchase | NA |  |  |  |
| XXXX | XXXX | 4000110250 C B A | Closed | FCRE1491 | 2026-01-29 18:36 | 2026-02-13 12:47 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-Received confirmation of EMD as XXXX debit and cleared borrowers account. - Due Diligence Vendor-02/13/2026 <br> Ready for Review-Document Uploaded. XXXX was an ACH please waive condition - Seller-02/11/2026 <br> Counter-Pending remains... Gift letter for XXXX-Receipt of gift in the amount of XXXX, provided updated gift letter. XXXX documented. EMD is not acceptable from a XXXX must be given from borrower own funds and credit cards are considered borrowed funds - Due Diligence Vendor-02/09/2026 <br> Ready for Review-Document Uploaded. Please see attached - Seller-02/06/2026 <br> Counter-Received title receipt of EMD. Clarification. Provide evidence of title receipt of Gift Funds. Provide source of funds for EMD as receipt appears to be XXXX debit. - Due Diligence Vendor-02/03/2026 <br> Ready for Review-Document Uploaded. if you are requesting for EMD wire receipts please see attached - Seller-01/30/2026 <br> Ready for Review-Can you elaborate what you are looking for because EMD documentations was already included in the closing package - Seller-01/30/2026 <br> Open-Asset Qualification Does Not Meet Guideline Requirements EMD Validation required - borrower contribution not me - only GIFT Funds provided - Due Diligence Vendor-01/29/2026 | Ready for Review-Document Uploaded. XXXX was an ACH please waive condition - Seller-02/11/2026 <br> Ready for Review-Document Uploaded. Please see attached - Seller-02/06/2026 <br> Ready for Review-Document Uploaded. if you are requesting for EMD wire receipts please see attached - Seller-01/30/2026 <br> Ready for Review-Can you elaborate what you are looking for because EMD documentations was already included in the closing package - Seller-01/30/2026 | Resolved-Received confirmation of EMD as XXXX debit and cleared borrowers account. - Due Diligence Vendor-02/13/2026 | Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 731<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 43.87 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7361654 |
| XXXX | XXXX | 4000110250 C B A | Closed | finding-3634 | 2026-01-16 13:09 | 2026-02-03 12:49 | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | Resolved-Upon further review, the document(s) are located in original file, nothing further required. - Due Diligence Vendor-02/03/2026 <br> Ready for Review-Hello sorry please disregard last comment, please waive condition there is no changes in the Loan Discount Fee based on all Trid documents provided please waive condition, Loan Amount Points was reflected asXXXX was reflected on ICD and FCD so how is that tolerance violation? - Seller-01/30/2026 <br> Ready for Review-Loan origination Fee increase does not need COC since its paid by the Lender not by the borrower please waive condition - Seller-01/30/2026 <br> Open-This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is XXXX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). -----Zero (0%) tolerance fees increased by XXXX (Points - Loan Discount Fee) without a valid COC in file. Provide a valid and timely COC for increase OR evidence of refund to borrower or principal reduction in the amount of XXXX, post-close CD, LOE and evidence of delivery to borrower within 60 days of consummation date. Statute of Limitations 1 Year. Expiration Date is XXXX.<br> - Due Diligence Vendor-01/16/2026 | Ready for Review-Hello sorry please disregard last comment, please waive condition there is no changes in the Loan Discount Fee based on all Trid documents provided please waive condition, Loan Amount Points was reflected as XXXX was reflected on ICD and FCD so how is that tolerance violation? - Seller-01/30/2026 <br> Ready for Review-Loan origination Fee increase does not need COC since its paid by the Lender not by the borrower please waive condition - Seller-01/30/2026 | Resolved-Upon further review, the document(s) are located in original file, nothing further required. - Due Diligence Vendor-02/03/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 731<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 43.87 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7142026 |
| XXXX | XXXX | 4000110250 C B A | Closed | finding-3635 | 2026-01-16 13:09 | 2026-02-03 12:49 | Resolved | 1 - Information C A | Compliance | TRID | Charges That In Total Cannot Increase More Than 10% Test | Resolved-Upon further review, the document(s) are located in original file, nothing further required. - Due Diligence Vendor-02/03/2026 <br> Ready for Review-Hello where did you see changes I checked all CD documents and LE documents nothing went up please advise ? - Seller-01/30/2026 <br> Open-This loan failed the charges that in total cannot increase more than 10% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than 10% ($3,761.85) exceed the comparable charges ($3,290.00) by more than 10%. Please see the table that displays the Charges That Cannot Increase More Than 10% for a comparison of the data between the provided disclosures.An estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than 10 percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). -----Ten (10%) tolerance fees (Title Endorsement Fee, Title Attorney Fee) increased by $142.85 without a valid COC in file. Provide a valid and timely COC for increase OR evidence of refund to borrower or principal reduction in the amount of $142.85, post-close CD, LOE and evidence of delivery to borrower within 60 days of consummation date. Statute of limitations 1 Year. Expiration date is XXXX.<br> - Due Diligence Vendor-01/16/2026 | Ready for Review-Hello where did you see changes I checked all CD documents and LE documents nothing went up please advise ? - Seller-01/30/2026<br>| Resolved-Upon further review, the document(s) are located in original file, nothing further required. - Due Diligence Vendor-02/03/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 731<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 43.87 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7142029 |
| XXXX | XXXX | 4000110250 C B A | Closed | FCOM5135 | 2026-01-16 12:29 | 2026-01-16 12:29 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-01/16/2026 |  | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-01/16/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 731<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 43.87 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | 7141084 |
| XXXX | XXXX | 4000110261 D A | Closed | FCRE1293 | 2026-01-16 17:30 | 2026-01-31 15:35 | Resolved | 1 - Information C A | Credit | Income/Employment | Income 2 Months Income Verified is Missing | Resolved-Received PITIA - Due Diligence Vendor-01/31/2026 <br> Ready for Review-Document Uploaded. Hello Team,<br>Please See NOTE and FCD for XXXX - Seller-01/29/2026 <br> Counter-Received HOI for REO 3a. Please upload remaining documents to verify PITIA for REO 3a. Per 1003 has mortgage with XXXX - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Document Uploaded. Uploaded. PITIA verification. - Seller-01/26/2026 <br> Counter-Please provide PITIA verification for property 3a - Due Diligence Vendor-01/22/2026 <br> Ready for Review-Rebuttal - Per our underwriter, we did not use rental income for this file. - Seller-01/20/2026 <br> Open-Income 2 Months Income Verified is Missing Missing documentation to support PITIA and rental income used for REO 3A. - Due Diligence Vendor-01/16/2026 | Ready for Review-Document Uploaded. Hello Team,<br>Please See NOTE and FCD for XXXX - Seller-01/29/2026 <br> Ready for Review-Document Uploaded. Uploaded. PITIA verification. - Seller-01/26/2026 <br> Ready for Review-Rebuttal - Per our underwriter, we did not use rental income for this file. - Seller-01/20/2026 | Resolved-Received PITIA - Due Diligence Vendor-01/31/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 34.15 Required is 49.99 Borrower has 34.15<br>LTV is less than guideline maximum - Required is 80 Borrower has 74.81 Required is 80 Borrower has 74.81<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 780 Required is 660 Borrower has 780 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | 7146591 |
| XXXX | XXXX | 4000110261 D A | Closed | FCRE1294 | 2026-01-16 17:30 | 2026-01-31 15:35 | Resolved | 1 - Information C A | Credit | Income/Employment | Income 3 Months Income Verified is Missing | Resolved-Received PITIA - Due Diligence Vendor-01/31/2026 <br> Ready for Review-Document Uploaded. Hello Team,<br> Please See Note and FCD for XXXX- Seller-01/29/2026 <br> Counter-Received HOI for REO 3b. Please uploaded remaining documents to verify PITIA for REO 3a. Per 1003 has mortgage with XXXX - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Document Uploaded. Uploaded. PITIA verification. - Seller-01/26/2026 <br> Counter-Please provide the PITIA verification for property 3b - Due Diligence Vendor-01/22/2026 <br> Ready for Review-Rebuttal - Per underwriter, we did not use rental income for this file. - Seller-01/20/2026 <br> Open-Income 3 Months Income Verified is Missing Missing documentation to support PITIA and rental income used for REO 3B. - Due Diligence Vendor-01/16/2026 | Ready for Review-Document Uploaded. Hello Team,<br> Please See Note and FCD for XXXX- Seller-01/29/2026 <br> Ready for Review-Document Uploaded. Uploaded. PITIA verification. - Seller-01/26/2026 <br> Ready for Review-Rebuttal - Per underwriter, we did not use rental income for this file. - Seller-01/20/2026 | Resolved-Received PITIA - Due Diligence Vendor-01/31/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 34.15 Required is 49.99 Borrower has 34.15<br>LTV is less than guideline maximum - Required is 80 Borrower has 74.81 Required is 80 Borrower has 74.81<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 780 Required is 660 Borrower has 780 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | 7146593 |
| XXXX | XXXX | 4000110261 D A | Closed | FCRE5782 | 2026-01-16 17:35 | 2026-01-31 15:21 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Received Gap Report. - Due Diligence Vendor-01/22/2026 <br>Ready for Review-Document Uploaded. Uploaded. Soft Pull Credit Report. - Seller-01/20/2026 <br>Open-Borrower 1 Gap Credit Report is Missing Missing Gap Credit Report - Due Diligence Vendor-01/16/2026 | Ready for Review-Document Uploaded. Uploaded. Soft Pull Credit Report. - Seller-01/20/2026<br>| Resolved-Received Gap Report. - Due Diligence Vendor-01/22/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 34.15 Required is 49.99 Borrower has 34.15<br>LTV is less than guideline maximum - Required is 80 Borrower has 74.81 Required is 80 Borrower has 74.81<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 780 Required is 660 Borrower has 780 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | 7146800 |
| XXXX | XXXX | 4000110261 D A | Closed | FCRE1440 | 2026-01-16 17:54 | 2026-01-31 15:21 | Resolved | 1 - Information C A | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Resolved-Upon further review, the VOR for the Primary Residence was located in the File and Property 3c is a new purchase. Housing history is not yet available. - Due Diligence Vendor-01/31/2026 <br> Ready for Review-Document Uploaded. Hello Team,<br>Please See NOTE and FCD for XXXX - Seller-01/29/2026 <br> Counter-Received HOI for REO 3c. Please upload VOM to satisfy Housing History - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Document Uploaded. Uploaded.. PITIA verification. - Seller-01/26/2026 <br> Counter-Finding is for the Payment history for the Primary Residence. - Due Diligence Vendor-01/22/2026 <br> Ready for Review-Rebuttal - Per underwriter, we did not use rental income for this file. - Seller-01/20/2026 <br> Open-Housing History Does Not Meet Guideline Requirements Missing VOM for REO 3C. Borr primary residence per Final 1003. - Due Diligence Vendor-01/16/2026 | Ready for Review-Document Uploaded. Hello Team,<br>Please See NOTE and FCD for XXXX - Seller-01/29/2026 <br> Ready for Review-Document Uploaded. Uploaded.. PITIA verification. - Seller-01/26/2026 <br> Ready for Review-Rebuttal - Per underwriter, we did not use rental income for this file. - Seller-01/20/2026 | Resolved-Upon further review, the VOR for the Primary Residence was located in the File and Property 3c is a new purchase. Housing history is not yet available. - Due Diligence Vendor-01/31/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 34.15 Required is 49.99 Borrower has 34.15<br>LTV is less than guideline maximum - Required is 80 Borrower has 74.81 Required is 80 Borrower has 74.81<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 780 Required is 660 Borrower has 780 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | 7147112 |
| XXXX | XXXX | 4000110261 D A | Closed | FCRE1202 | 2026-01-16 17:58 | 2026-01-22 17:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report Partially Provided | Resolved-Received Management Approval. - Due Diligence Vendor-01/22/2026 <br> Ready for Review-Document Uploaded. Uploaded. XXXX letter approval. - Seller-01/20/2026 <br> Open-Third Party Fraud Report Partially Provided Missing UW Review, Fraud Report score >800. Per guides XXXX require management review and approval by the Underwriting Manager in order to proceed with the loan. - Due Diligence Vendor-01/16/2026 | Ready for Review-Document Uploaded. Uploaded. XXXX letter approval. - Seller-01/20/2026 | Resolved-Received Management Approval. - Due Diligence Vendor-01/22/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 34.15 Required is 49.99 Borrower has 34.15<br>LTV is less than guideline maximum - Required is 80 Borrower has 74.81 Required is 80 Borrower has 74.81<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 780 Required is 660 Borrower has 780 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | 7147134 |
| XXXX | XXXX | 4000114238 C B A | Closed | FCRE8013 | 2026-01-13 17:13 | 2026-01-14 07:34 | Resolved | 1 - Information C A | Credit | Eligibility | Purchase Contract Issue | Resolved-Addendum to contract provided. - Due Diligence Vendor-01/14/2026 <br> Ready for Review-Document Uploaded. kindly see the attachment - Seller-01/14/2026 <br> Open-Missing addendum to contract for purchase price of XXXX - Due Diligence Vendor-01/13/2026 | Ready for Review-Document Uploaded. kindly see the attachment - Seller-01/14/2026<br>| Resolved-Addendum to contract provided. - Due Diligence Vendor-01/14/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 809 Required is 660 Borrower has 809<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 15.36 Required is 49.99 Borrower has 15.36<br>LTV is less than guideline maximum - Required is 80 Borrower has 70 Required is 80 Borrower has 70 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7074845 |
| XXXX | XXXX | 4000114238 C B A | Closed | FCOM5135 | 2026-01-09 11:44 | 2026-01-09 12:21 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-01/09/2026 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-01/09/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 809 Required is 660 Borrower has 809<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 15.36 Required is 49.99 Borrower has 15.36<br>LTV is less than guideline maximum - Required is 80 Borrower has 70 Required is 80 Borrower has 70 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | 7009688 |
| XXXX | XXXX | 4000110268 C B A | Closed | FCOM9998 | 2026-01-09 11:45 | 2026-01-15 07:52 | Resolved | 1 - Information C A | Compliance | TRID | Closing Disclosure Issue | Resolved------Received attestation that fee is lender paid broker compensation. Finding resolved. - Due Diligence Vendor-01/15/2026 <br>Ready for Review-It's a lender-paid broker compensation fee. Please clear this condition. - Seller-01/13/2026 <br>Open------Final CD reflects a Loan Origination fee paid by Lender that was not disclosed on initial LE nor has a COC been provided for this increase. If this fee is Loan Originator Compensation, it must be identified as such on the final CD. A Loan Origination fee is a borrower paid fee and included in tolerance testing unless previously agreed this would be a lender responsibility per a Rate-Lock agreement or similar documentation. Fee clarification must be provided and upon receipt, additional findings may apply. - Due Diligence Vendor-01/09/2026 | Ready for Review-It's a lender-paid broker compensation fee. Please clear this condition. - Seller-01/13/2026<br>| Resolved------Received attestation that fee is lender paid broker compensation. Finding resolved. - Due Diligence Vendor-01/15/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99. Borrower has 36.66. Required is 49.99 Borrower has 36.66<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660. Borrower has 778. Required is 660 Borrower has 778 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7009706 |
| XXXX | XXXX | 4000110268 C B A | Closed | FCOM5135 | 2026-01-09 11:31 | 2026-01-09 11:31 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings. - Due Diligence Vendor-01/09/2026 |  | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings. - Due Diligence Vendor-01/09/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99. Borrower has 36.66. Required is 49.99 Borrower has 36.66<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660. Borrower has 778. Required is 660 Borrower has 778 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | 7009458 |
| XXXX | XXXX | 4000105846 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  |  |
| XXXX | XXXX | 4000114235 B A | Closed | FCOM5135 | 2026-01-14 07:22 | 2026-01-14 07:41 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings. - Due Diligence Vendor-01/14/2026 |  | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings. - Due Diligence Vendor-01/14/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 740 Borrower has 774 Required is 740 Borrower has 774<br>LTV is less than guideline maximum - Required is 80 Borrower has 55.56 Required is 80 Borrower has 55.56<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 42.29 Required is 49.99 Borrower has 42.29 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | No | 7082391 |
| XXXX | XXXX | 4000114234 D B A | Closed | FCRE5782 | 2026-01-22 16:15 | 2026-01-28 16:53 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Received credit refresh. - Due Diligence Vendor-01/28/2026 <br>Ready for Review-Document Uploaded. Uploaded. Soft Pull Credit Report. - Seller-01/26/2026 <br>Open-Borrower 1 Gap Credit Report is Missing - Due Diligence Vendor-01/22/2026 | Ready for Review-Document Uploaded. Uploaded. Soft Pull Credit Report. - Seller-01/26/2026<br>| Resolved-Received credit refresh. - Due Diligence Vendor-01/28/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 25.64<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 798<br>LTV is less than guideline maximum - Required is 80 Borrower has 70 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7254172 |
| XXXX | XXXX | 4000114234 D B A | Closed | FCOM5135 | 2026-01-15 13:20 | 2026-01-15 13:20 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings - Due Diligence Vendor-01/15/2026 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings - Due Diligence Vendor-01/15/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 25.64<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 798<br>LTV is less than guideline maximum - Required is 80 Borrower has 70 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | 7116212 |
| XXXX | XXXX | 4000112808 C A | Closed | FCRE0197 | 2026-01-15 17:15 | 2026-01-27 16:52 | Resolved | 1 - Information C A | Credit | Eligibility | The Final SELLER CD/HUD is missing | Resolved-Received Seller Closing Disclosure. - Due Diligence Vendor-01/27/2026 <br>Ready for Review-Document Uploaded. - Seller-01/26/2026 <br>Open-The Final SELLER CD/HUD is missing. - Due Diligence Vendor-01/16/2026 | Ready for Review-Document Uploaded. - Seller-01/26/2026<br>| Resolved-Received Seller Closing Disclosure. - Due Diligence Vendor-01/27/2026<br>| Residual Income =/> 1.5 times $3,500 monthly residual income - $5,378.68 in monthly residual income.<br>Verified employment history exceeds guidelines - Borrower at current employer for 4 years, 11 months. Guides require 2 years.<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 782 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7122363 |
| XXXX | XXXX | 4000112808 C A | Closed | FCRE6618 | 2026-01-16 11:41 | 2026-01-22 17:16 | Resolved | 1 - Information C A | Credit | Borrower | Borrower information on 1003 is incomplete | Resolved-Received Revised 1003. - Due Diligence Vendor-01/22/2026 <br> Ready for Review-Document Uploaded. - Seller-01/21/2026 <br> Open-Lender to update the borrower's residence history to coincide with rent-free letter in file. 1003 states borrower renting at current residence for 1 year. Letter in file states borrower has been living rent-free with family for "about 2 years." - Due Diligence Vendor-01/16/2026 | Ready for Review-Document Uploaded. - Seller-01/21/2026<br>| Resolved-Received Revised 1003. - Due Diligence Vendor-01/22/2026<br>| Residual Income =/> 1.5 times $3,500 monthly residual income - $5,378.68 in monthly residual income.<br>Verified employment history exceeds guidelines - Borrower at current employer for 4 years, 11 months. Guides require 2 years.<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 782 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7140192 |
| XXXX | XXXX | 4000114240 D A | Closed | FCRE1480 | 2026-01-20 15:15 | 2026-01-26 15:46 | Resolved | 1 - Information C A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-Received Final CD - Due Diligence Vendor-01/26/2026 <br> Ready for Review-Document Uploaded. Uploaded. Seller CD from previous HUD. - Seller-01/23/2026 <br> Open-Asset Record 2 Does Not Meet G/L Requirements Lender to provide copy of HUD1 or Closing Document to verify proceeds from the sale of departing primary residence, as reflected on Final 1003, in the amount of XXXX. Additional conditions may apply. - Due Diligence Vendor-01/20/2026 | Ready for Review-Document Uploaded. Uploaded. Seller CD from previous HUD. - Seller-01/23/2026<br>| Resolved-Received Final CD - Due Diligence Vendor-01/26/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 32.97<br>LTV is less than guideline maximum - Required is 75 Borrower has 50<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 750 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7186821 |
| XXXX | XXXX | 4000114240 D A | Closed | FCRE1162 | 2026-01-20 14:24 | 2026-01-26 15:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Certificate Partially Provided | Resolved-Received clean Flood Cert - Due Diligence Vendor-01/26/2026 <br>Ready for Review-Document Uploaded. Uploaded. Flood Certification. - Seller-01/23/2026 <br>Open-Flood Certificate is Partially Provided Lender to provide new copy of Flood Certificate. Copy in file has partially corrupted/distorted data. - Due Diligence Vendor-01/20/2026 | Ready for Review-Document Uploaded. Uploaded. Flood Certification. - Seller-01/23/2026<br>| Resolved-Received clean Flood Cert - Due Diligence Vendor-01/26/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 32.97<br>LTV is less than guideline maximum - Required is 75 Borrower has 50<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 750 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7185755 |
| XXXX | XXXX | 4000114240 D A | Closed | FCRE1202 | 2026-01-20 14:53 | 2026-01-26 15:43 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report Partially Provided | Resolved-Received Management Approval for Score > 800 - Due Diligence Vendor-01/26/2026 <br> Ready for Review-Document Uploaded. Uploaded. See XXXX letter approval. - Seller-01/22/2026 <br> Open-Third Party Fraud Report Partially Provided Fraud score greater than 800. Missing UW Manager Review Cert. - Due Diligence Vendor-01/20/2026 | Ready for Review-Document Uploaded. Uploaded. See XXXX letter approval. - Seller-01/22/2026 | Resolved-Received Management Approval for Score > 800 - Due Diligence Vendor-01/26/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 32.97<br>LTV is less than guideline maximum - Required is 75 Borrower has 50<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 750 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7186309 |
| XXXX | XXXX | 4000114240 D A | Closed | FCOM5135 | 2026-01-13 11:39 | 2026-01-26 09:52 | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Resolved-----Received Service Provider list. Finding Resolved. - Due Diligence Vendor-01/26/2026 <br>Ready for Review-Document Uploaded. Uploaded. See WSSPL. - Seller-01/22/2026 <br>Open-Required Affiliated Business Disclosure Missing Missing Affiliated Business disclosure, unable to test fee tolerance properly. Additional Findings may apply upon receipt. <br> - Due Diligence Vendor-01/13/2026 | Ready for Review-Document Uploaded. Uploaded. See WSSPL. - Seller-01/22/2026<br>| Resolved-----Received Service Provider list. Finding Resolved. - Due Diligence Vendor-01/26/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 32.97<br>LTV is less than guideline maximum - Required is 75 Borrower has 50<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 750 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7065658 |
| XXXX | XXXX | 4000107282 C A | Closed | FCRE1194 | 2026-01-15 20:29 | 2026-01-23 14:03 | Resolved | 1 - Information C A | Credit | Eligibility | Audited LTV Exceeds Guideline LTV | Resolved-Revised appraisal provided with 6 additional comps, which are more similar to the subject with a value of XXXX. The loan closed at the higher value. XXXX CU provided for updated appraisal. - Due Diligence Vendor-01/23/2026 <br> Ready for Review-Document Uploaded. - Seller-01/23/2026 <br> Counter-Received updated appraisal. Initial comps closer to subject and CU in file reflect value from initial appraisal. - Due Diligence Vendor-01/22/2026 <br> Ready for Review-Document Uploaded. Appraisal and Delivery with XXXX value - Seller-01/20/2026 <br> Open-Audited LTV of 84.49% exceeds Guideline LTV of 80% LTV exceeds the max allowed per guidelines of 80% - Due Diligence Vendor-01/16/2026 | Ready for Review-Document Uploaded. - Seller-01/23/2026 <br> Ready for Review-Document Uploaded. Appraisal and Delivery with XXXX value - Seller-01/20/2026 | Resolved-Revised appraisal provided with 6 additional comps, which are more similar to the subject with a value of XXXX. The loan closed at the higher value. XXXX CU provided for updated appraisal. - Due Diligence Vendor-01/23/2026 | DSCR =/> 1.00 and minimum is 0.85 or Less - Calculated DSCR of 1.107 which exceeds the minimum required of 0.75 Required is 0.75 Borrower has 1.107<br>Months Reserves exceed minimum required - Verified assets of 24.98 months exceeds the minimum required of 3 months |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7127305 |
| XXXX | XXXX | 4000114229 B A | Closed | FCOM5135 | 2026-01-15 13:05 | 2026-01-15 13:05 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-01/15/2026 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-01/15/2026<br>| LTV is less than guideline maximum - Required is 80 Borrower has 59.7<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 32.5<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 789 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | No | 7115835 |
| XXXX | XXXX | 4000114230 C B A | Closed | FCRE1510 | 2026-01-13 13:18 | 2026-01-27 16:45 | Resolved | 1 - Information C A | Credit | Closing | Issues exist on the Mortgage Document (Deed of Trust) | Resolved-Received DOT w/Legal. - Due Diligence Vendor-01/27/2026 <br>Ready for Review-Document Uploaded. - Seller-01/25/2026 <br>Open-There are Issues Present on the Mortgage Document (Deed of Trust) that must be addressed. Missing Legal Description - Due Diligence Vendor-01/13/2026 | Ready for Review-Document Uploaded. - Seller-01/25/2026<br>| Resolved-Received DOT w/Legal. - Due Diligence Vendor-01/27/2026<br>| LTV is less than guideline maximum - Required is 75 Borrower has 70<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 712 |  | XXXX | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7069903 |
| XXXX | XXXX | 4000114230 C B A | Closed | FCOM5135 | 2026-01-13 13:31 | 2026-01-13 13:31 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings.<br>- Due Diligence Vendor-01/13/2026 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings.<br>- Due Diligence Vendor-01/13/2026<br>| LTV is less than guideline maximum - Required is 75 Borrower has 70<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 712 |  |  | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | 7070362 |
| XXXX | XXXX | 4000114242 C A | Closed | finding-47 | 2026-01-15 14:55 | 2026-01-28 11:16 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-----Received settlement Statement showing correct funding date. Finding Resolved. - Due Diligence Vendor-01/28/2026 <br>Ready for Review-Document Uploaded. PLEASE SEE ATTACHED - Seller-01/27/2026 <br>Open-This loan failed the TILA right of rescission test.Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. Provide PCCD with disbursement date after the ROR expiration date. - Due Diligence Vendor-01/15/2026 | Ready for Review-Document Uploaded. PLEASE SEE ATTACHED - Seller-01/27/2026<br>| Resolved-----Received settlement Statement showing correct funding date. Finding Resolved. - Due Diligence Vendor-01/28/2026<br>| LTV is less than guideline maximum - Required is 80 Borrower has 30.3 Required is 80 Borrower has 30.3<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 700 Borrower has 740 Required is 700 Borrower has 740 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7118569 |
| XXXX | XXXX | 4000114242 C A | Closed | finding-3617 | 2026-01-15 14:55 | 2026-01-28 11:16 | Resolved | 1 - Information C A | Compliance | TRID | TRID Initial Closing Disclosure Date and Funding Date Validation Test | Resolved-----Received settlement Statement showing correct funding date. Finding Resolved. - Due Diligence Vendor-01/28/2026 <br> Ready for Review-Document Uploaded. PLEASE SEE ATTACHED - Seller-01/27/2026 <br> Open-This loan failed the TRID closing disclosure date and funding date validation test.This loan contains a closing disclosure receipt date (or closing disclosure delivery date if receipt date was not provided) that is after the funding date. Please review the loan data to ensure the dates are in the correct fields. Final CD shows disbursement date of XXXX, but closing date is XXXX. Provide evidence the loan did not disburse prior to closing. - Due Diligence Vendor-01/15/2026 | Ready for Review-Document Uploaded. PLEASE SEE ATTACHED - Seller-01/27/2026<br>| Resolved-----Received settlement Statement showing correct funding date. Finding Resolved. - Due Diligence Vendor-01/28/2026<br>| LTV is less than guideline maximum - Required is 80 Borrower has 30.3 Required is 80 Borrower has 30.3<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 700 Borrower has 740 Required is 700 Borrower has 740 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7118572 |
| XXXX | XXXX | 4000113165 D A C | Closed | FCRE1159 | 2026-01-23 12:48 | 2026-01-27 16:25 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Per Final CD the Disbursement Date is XXXX - Due Diligence Vendor-01/27/2026 <br> Ready for Review-Hazard Insurance Effective Date do cover the Disbursement date. Kindly clear the condition. - Seller-01/27/2026 <br> Ready for Review-Could you please clarify what the issue is? - Seller-01/26/2026 <br> Open-Disbursement date is XXXX - Due Diligence Vendor-01/23/2026 | Ready for Review-Hazard Insurance Effective Date do cover the Disbursement date. Kindly clear the condition. - Seller-01/27/2026 <br>Ready for Review-Could you please clarify what the issue is? - Seller-01/26/2026<br>| Resolved-Per Final CD the Disbursement Date is XXXX - Due Diligence Vendor-01/27/2026 | LTV is less than guideline maximum - Required is 80 Borrower has 50 Required is 80 Borrower has 50<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 739 Required is 660 Borrower has 739 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7274276 |
| XXXX | XXXX | 4000113165 D A C | Closed | FCOM1232 | 2026-01-15 14:18 | 2026-01-27 09:35 | Resolved | 1 - Information D A | Compliance | Missing Doc | The Final 1003 is Missing | Resolved-Received Final 1003. Finding Resolved. - Due Diligence Vendor-01/27/2026 <br>Ready for Review-Document Uploaded. - Seller-01/26/2026 <br>Open-The Final 1003 is Missing Please provide final 1003 - Due Diligence Vendor-01/23/2026 | Ready for Review-Document Uploaded. - Seller-01/26/2026<br>| Resolved-Received Final 1003. Finding Resolved. - Due Diligence Vendor-01/27/2026<br>| LTV is less than guideline maximum - Required is 80 Borrower has 50 Required is 80 Borrower has 50<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 739 Required is 660 Borrower has 739 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7117690 |
| XXXX | XXXX | 4000110468 B A | Closed | FCOM5135 | 2026-01-16 07:29 | 2026-01-16 08:03 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material findings - Due Diligence Vendor-01/16/2026 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material findings - Due Diligence Vendor-01/16/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 739<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 25.63<br>LTV is less than guideline maximum - Required is 80 Borrower has 36.04 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | 7132547 |
| XXXX | XXXX | 4000114981 C B A | Closed | FCRE1198 | 2026-01-26 10:23 | 2026-02-04 15:33 | Waived | 2 - Non-Material C B | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Waived-Waiver applied to non-material findings with reviewed compensating factors. Non material 8.9 months < 9 months. - Due Diligence Vendor-02/04/2026 <br> Counter-Additional Gift of XXXX provided. Reserves are now 8.9 < 9 months minimum required. - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. - Seller-02/02/2026 <br> Counter-Received PCCD. Reserves are 7.49 months and 9 months required. - Due Diligence Vendor-01/30/2026 <br> Ready for Review-Document Uploaded. kindly see the attached PCCD - Seller-01/29/2026 <br> Open-Audited Reserves of 7.34 month(s) are less than Guideline Required Reserves of 9 month(s) - Due Diligence Vendor-01/26/2026 | Ready for Review-Document Uploaded. - Seller-02/02/2026 <br>Ready for Review-Document Uploaded. kindly see the attached PCCD - Seller-01/29/2026<br>| Waived-Waiver applied to non-material findings with reviewed compensating factors. Non material 8.9 months < 9 months. - Due Diligence Vendor-02/04/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 40.18<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 743 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | Originator Post-Close | No | 7294399 |
| XXXX | XXXX | 4000114233 C A | Closed | FCRE1198 | 2026-01-27 16:28 | 2026-02-04 11:30 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-XXXX XXXX XXXX had an updated transaction history with a higher balance. Reserves were met. - Due Diligence Vendor-02/04/2026 <br> Counter-Received PCCD. Reserves of 5.94 months remain short required 6 months. - Due Diligence Vendor-01/30/2026 <br> Ready for Review-Document Uploaded. Please see PCCD. Borrower received extra XXXX and the Required Reserve is XXXX, even without the cash back, borrower has XXXX which is much more than the required reserve - Seller-01/29/2026 <br> Open-Audited Reserves of 5.28 month(s) are less than Guideline Required Reserves of 6 month(s) Verified assets in file are insufficient to cover the minimum reserves required. - Due Diligence Vendor-01/27/2026 | Ready for Review-Document Uploaded. Please see PCCD. Borrower received extra XXXX and the Required Reserve is XXXX, even without the cash back, borrower has XXXX which is much more than the required reserve - Seller-01/29/2026 | Resolved-XXXX XXXX XXXX had an updated transaction history with a higher balance. Reserves were met. - Due Diligence Vendor-02/04/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 44.76<br>LTV is less than guideline maximum - Required is 80 Borrower has 75<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 720 Borrower has 756 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | 7319489 |
| XXXX | XXXX | 4000112806 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA |  |  |  |
| XXXX | XXXX | 4000112780 B A | Closed | FCOM5135 | 2026-02-02 13:41 | 2026-02-02 18:33 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material findings. - Due Diligence Vendor-02/02/2026 |  | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material findings. - Due Diligence Vendor-02/02/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 27.57<br>LTV is less than guideline maximum - Required is 80 Borrower has 70<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 730 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | 7402925 |
| XXXX | XXXX | 4000113795 C A | Closed | FCRE1480 | 2026-01-27 18:51 | 2026-02-04 16:03 | Resolved | 1 - Information C A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-Per originator, the borrower did not use the Gift funds. - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. I appreciate your feedback. Regarding the XXXX gift, please note:<br>Verified Assets: The borrower completed the closing using only their own verified funds (as shown on the CD and bank statements).<br>Reference: Please refer to the Post 1003 in the file, which reflects the corrected assets excluding the gift.<br>We kindly ask you to clear this condition based on the updated documentation. - Seller-02/02/2026 <br> Open-Asset Record 2 Does Not Meet G/L Requirements Missing proof of Gift funds (XXXX) wired to closing. Final CD XXXX, nor Seller/Post CD both dated XXXX reflect receipt of Donor funds. - Due Diligence Vendor-01/27/2026 | Ready for Review-Document Uploaded. I appreciate your feedback. Regarding the XXXX gift, please note:<br>Verified Assets: The borrower completed the closing using only their own verified funds (as shown on the CD and bank statements).<br>Reference: Please refer to the Post 1003 in the file, which reflects the corrected assets excluding the gift.<br>We kindly ask you to clear this condition based on the updated documentation. - Seller-02/02/2026 | Resolved-Per originator, the borrower did not use the Gift funds. - Due Diligence Vendor-02/04/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 32.66<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 758 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7321766 |
| XXXX | XXXX | 4000113166 D A | Closed | FCRE0183 | 2026-01-28 11:35 | 2026-02-12 07:41 | Resolved | 1 - Information C A | Credit | Eligibility | Required Spousal Consent to Pledge form is missing | Resolved- Client provided Deed. - Due Diligence Vendor-02/12/2026 <br>Ready for Review-Document Uploaded. Uploaded. See Grant Deed. - Seller-02/11/2026 <br>Open-The required spousal consent to pledge form is missing. - Due Diligence Vendor-01/28/2026 | Ready for Review-Document Uploaded. Uploaded. See Grant Deed. - Seller-02/11/2026<br>| Resolved- Client provided Deed. - Due Diligence Vendor-02/12/2026<br>| Months Reserves exceed minimum required - 23.68mos ($76,029.38) reserves. Per guides, 2mos ($6421.12) reserves required (an additional 2mos for all other REOs). Total reserves required $29,859.30.<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 700 Borrower has 802 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | 7332878 |
| XXXX | XXXX | 4000113166 D A | Closed | FCOM1352 | 2026-01-28 08:18 | 2026-02-12 07:39 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Business Purpose Affidavit/Disclosure Missing | Resolved-Client provided Business Purpose Aff - Due Diligence Vendor-02/12/2026 <br>Ready for Review-Document Uploaded. Uploaded. See Business Purpose Affidavit. - Seller-02/10/2026 <br>Counter-SSPL provided, however we are missing the Business Purpose Affidavit. - Due Diligence Vendor-01/30/2026 <br>Ready for Review-Document Uploaded. Uploaded. See WSSPL. - Seller-01/28/2026 <br>Open-The Business Purpose Affidavit Disclosure is Missing Missing Business Purpose Affidavit - Due Diligence Vendor-01/28/2026 | Ready for Review-Document Uploaded. Uploaded. See Business Purpose Affidavit. - Seller-02/10/2026 <br>Ready for Review-Document Uploaded. Uploaded. See WSSPL. - Seller-01/28/2026<br>| Resolved-Client provided Business Purpose Aff - Due Diligence Vendor-02/12/2026<br>| Months Reserves exceed minimum required - 23.68mos ($76,029.38) reserves. Per guides, 2mos ($6421.12) reserves required (an additional 2mos for all other REOs). Total reserves required $29,859.30.<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 700 Borrower has 802 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | 7326882 |
| XXXX | XXXX | 4000112802 C B A | Closed | FCRE9501 | 2026-01-30 12:33 | 2026-02-07 09:52 | Resolved | 1 - Information C A | Credit | Assets | Total Qualified Assets Post-Close is Less than $0 | Resolved-Total Qualified Assets Post-Close amount is XXXX. Assets are Insufficient. Received proof of receipt of gift - Due Diligence Vendor-02/07/2026 <br> Ready for Review-Document Uploaded. The document was already included in the original package (Page 107), but I am re-attaching it for your convenience - Seller-02/05/2026 <br> Counter-After further review, the Gift Funds for the EMD have been verified. We are actually missing the Wire Receipt for the XXXX Gift funds. - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. Regarding the conditions related to the Gift Funds (XXXX) and Total Qualified Assets (Conditions #3, #4, #5, and #6), I would like to clarify that the necessary documentation was included in the original submission package.<br>For your convenience, I have re-attached the documents and noted their locations within the initial package:<br>Since the gift funds and sufficient assets are already documented, please review the attached files and clear the related conditions (#3, #4, #5, and #6).<br>Should you need any further clarification or additional documents, please let me know.<br> - Seller-02/02/2026 <br> Open-Total Qualified Assets Post-Close amount is XXXX. Assets are Insufficient. - Due Diligence Vendor-01/30/2026 | Ready for Review-Document Uploaded. The document was already included in the original package (Page 107), but I am re-attaching it for your convenience - Seller-02/05/2026 <br> Ready for Review-Document Uploaded. Regarding the conditions related to the Gift Funds (XXXX) and Total Qualified Assets (Conditions #3, #4, #5, and #6), I would like to clarify that the necessary documentation was included in the original submission package.<br>For your convenience, I have re-attached the documents and noted their locations within the initial package:<br>Since the gift funds and sufficient assets are already documented, please review the attached files and clear the related conditions (#3, #4, #5, and #6).<br>Should you need any further clarification or additional documents, please let me know.<br> - Seller-02/02/2026 | Resolved-Total Qualified Assets Post-Close amount is XXXX. Assets are Insufficient. Received proof of receipt of gift - Due Diligence Vendor-02/07/2026 | Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 730<br>LTV is less than guideline maximum - Required is 80 Borrower has 70<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 24.72 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7378606 |
| XXXX | XXXX | 4000112802 C B A | Closed | FCRE1479 | 2026-01-30 13:21 | 2026-02-07 09:52 | Resolved | 1 - Information C A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-Asset Record 1 Meets G/L Requirements - Due Diligence Vendor-02/07/2026 <br> Ready for Review-Document Uploaded. - Seller-02/05/2026 <br> Counter-After further review, the Gift Funds for the EMD have been verified. We are actually missing the Wire Receipt for the XXXX Gift funds. - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. Regarding the conditions related to the Gift Funds (XXXX) and Total Qualified Assets (Conditions #3, #4, #5, and #6), I would like to clarify that the necessary documentation was included in the original submission package.<br>For your convenience, I have re-attached the documents and noted their locations within the initial package:<br>Since the gift funds and sufficient assets are already documented, please review the attached files and clear the related conditions (#3, #4, #5, and #6).<br>Should you need any further clarification or additional documents, please let me know.<br> - Seller-02/02/2026 <br> Open-Asset Record 1 Does Not Meet G/L Requirements Missing evidence of transfer of gift funds from donor to borrower or title company - Due Diligence Vendor-01/30/2026 | Ready for Review-Document Uploaded. - Seller-02/05/2026 <br> Ready for Review-Document Uploaded. Regarding the conditions related to the Gift Funds (XXXX) and Total Qualified Assets (Conditions #3, #4, #5, and #6), I would like to clarify that the necessary documentation was included in the original submission package.<br>For your convenience, I have re-attached the documents and noted their locations within the initial package:<br>Since the gift funds and sufficient assets are already documented, please review the attached files and clear the related conditions (#3, #4, #5, and #6).<br>Should you need any further clarification or additional documents, please let me know.<br> - Seller-02/02/2026 | Resolved-Asset Record 1 Meets G/L Requirements - Due Diligence Vendor-02/07/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 730<br>LTV is less than guideline maximum - Required is 80 Borrower has 70<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 24.72 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7379549 |
| XXXX | XXXX | 4000112802 C B A | Closed | FCRE6844 | 2026-01-30 13:22 | 2026-02-07 09:49 | Resolved | 1 - Information C A | Credit | Assets | Gift Funds General | Resolved-Received proof of receipt of XXXX gift - Due Diligence Vendor-02/07/2026 <br> Ready for Review-Document Uploaded. - Seller-02/05/2026 <br> Counter-After further review, the Gift Funds for the EMD have been verified. We are actually missing the Wire Receipt for the XXXX Gift funds. - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. Regarding the conditions related to the Gift Funds (XXXX) and Total Qualified Assets (Conditions #3, #4, #5, and #6), I would like to clarify that the necessary documentation was included in the original submission package.<br>For your convenience, I have re-attached the documents and noted their locations within the initial package:<br>Since the gift funds and sufficient assets are already documented, please review the attached files and clear the related conditions (#3, #4, #5, and #6).<br>Should you need any further clarification or additional documents, please let me know.<br> - Seller-02/02/2026 <br> Open-EMD was a gift. Missing evidence of transfer of gift funds from donor to borrower or title company for XXXX - Due Diligence Vendor-01/30/2026 | Ready for Review-Document Uploaded. - Seller-02/05/2026 <br> Ready for Review-Document Uploaded. Regarding the conditions related to the Gift Funds (XXXX) and Total Qualified Assets (Conditions #3, #4, #5, and #6), I would like to clarify that the necessary documentation was included in the original submission package.<br>For your convenience, I have re-attached the documents and noted their locations within the initial package:<br>Since the gift funds and sufficient assets are already documented, please review the attached files and clear the related conditions (#3, #4, #5, and #6).<br>Should you need any further clarification or additional documents, please let me know.<br> - Seller-02/02/2026 | Resolved-Received proof of receipt of XXXX gift - Due Diligence Vendor-02/07/2026 | Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 730<br>LTV is less than guideline maximum - Required is 80 Borrower has 70<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 24.72 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7379587 |
| XXXX | XXXX | 4000112802 C B A | Closed | FCRE1506 | 2026-01-30 13:26 | 2026-02-07 09:49 | Resolved | 1 - Information C A | Credit | QM-ATR | Invalid Final QM Status - ATR/QM: Status Pending | Resolved-The Final Reviewed QM Status is acceptable or the loan is a Business Purpose loan. - Due Diligence Vendor-02/07/2026 <br> Ready for Review-Document Uploaded. - Seller-02/05/2026 <br> Counter-After further review, the Gift Funds for the EMD have been verified. We are actually missing the Wire Receipt for the XXXX Gift funds. - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Regarding the conditions related to the Gift Funds (XXXX) and Total Qualified Assets (Conditions #3, #4, #5, and #6), I would like to clarify that the necessary documentation was included in the original submission package.<br>For your convenience, I have re-attached the documents and noted their locations within the initial package:<br>Since the gift funds and sufficient assets are already documented, please review the attached files and clear the related conditions (#3, #4, #5, and #6).<br>Should you need any further clarification or additional documents, please let me know.<br> - Seller-02/02/2026 <br> Open-The Final Reviewed QM Status is 'ATR/QM: Status Pending' on a non-Business Purpose loan. Short funds to close and missing gift docs - Due Diligence Vendor-01/30/2026 | Ready for Review-Document Uploaded. - Seller-02/05/2026 <br> Ready for Review-Regarding the conditions related to the Gift Funds (XXXX) and Total Qualified Assets (Conditions #3, #4, #5, and #6), I would like to clarify that the necessary documentation was included in the original submission package.<br>For your convenience, I have re-attached the documents and noted their locations within the initial package:<br>Since the gift funds and sufficient assets are already documented, please review the attached files and clear the related conditions (#3, #4, #5, and #6).<br>Should you need any further clarification or additional documents, please let me know.<br> - Seller-02/02/2026 | Resolved-The Final Reviewed QM Status is acceptable or the loan is a Business Purpose loan. - Due Diligence Vendor-02/07/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 730<br>LTV is less than guideline maximum - Required is 80 Borrower has 70<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 24.72 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7379648 |
| XXXX | XXXX | 4000112802 C B A | Closed | FCRE1510 | 2026-01-20 14:39 | 2026-02-04 15:17 | Resolved | 1 - Information C A | Credit | Closing | Issues exist on the Mortgage Document (Deed of Trust) | Resolved-Received Recorded DOT w/Legal. - Due Diligence Vendor-02/04/2026 <br>Ready for Review-Document Uploaded. - Seller-02/02/2026 <br>Open-There are Issues Present on the Mortgage Document (Deed of Trust) that must be addressed. Missing attached legal description. - Due Diligence Vendor-01/20/2026 | Ready for Review-Document Uploaded. - Seller-02/02/2026<br>| Resolved-Received Recorded DOT w/Legal. - Due Diligence Vendor-02/04/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 730<br>LTV is less than guideline maximum - Required is 80 Borrower has 70<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 24.72 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7186015 |
| XXXX | XXXX | 4000112802 C B A | Closed | FCOM9998 | 2026-01-20 14:52 | 2026-02-04 07:21 | Resolved | 1 - Information C A | Compliance | TRID | Closing Disclosure Issue | Resolved------Client confirmed lender paid broker compensation. Finding resolved. - Due Diligence Vendor-02/04/2026 <br>Ready for Review-Document Uploaded. It's a lender paid broker compensation fee. Please Clear this condition. - Seller-02/02/2026 <br>Open-Final CD reflects a Loan Origination fee paid by Lender that was not disclosed on initial LE nor has a COC been provided for this increase. If this fee is Loan Originator Compensation, it must be identified as such on the final CD. A Loan Origination fee is a borrower paid fee and included in tolerance testing unless previously agreed this would be a lender responsibility per a Rate-Lock agreement or similar documentation. Fee clarification must be provided and upon receipt, additional findings may apply. - Due Diligence Vendor-01/20/2026 | Ready for Review-Document Uploaded. It's a lender paid broker compensation fee. Please Clear this condition. - Seller-02/02/2026<br>| Resolved------Client confirmed lender paid broker compensation. Finding resolved. - Due Diligence Vendor-02/04/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 730<br>LTV is less than guideline maximum - Required is 80 Borrower has 70<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 24.72 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7186288 |
| XXXX | XXXX | 4000112802 C B A | Closed | FCOM5135 | 2026-01-20 13:31 | 2026-01-20 13:31 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings. - Due Diligence Vendor-01/20/2026 |  | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings. - Due Diligence Vendor-01/20/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 730<br>LTV is less than guideline maximum - Required is 80 Borrower has 70<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 24.72 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | Yes | 7184539 |
| XXXX | XXXX | 4000112783 C B A | Closed | FCRE1510 | 2026-01-16 11:19 | 2026-01-29 08:03 | Resolved | 1 - Information C A | Credit | Closing | Issues exist on the Mortgage Document (Deed of Trust) | Resolved-Legal description provided. - Due Diligence Vendor-01/29/2026 <br> Ready for Review-Document Uploaded. - Seller-01/29/2026 <br> Open-There are Issues Present on the Mortgage Document (Deed of Trust) that must be addressed. Missing XXXX. - Due Diligence Vendor-01/16/2026 | Ready for Review-Document Uploaded. - Seller-01/29/2026<br>| Resolved-Legal description provided. - Due Diligence Vendor-01/29/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 43.45<br>LTV is less than guideline maximum - Required is 80 Borrower has 75 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7138878 |
| XXXX | XXXX | 4000112783 C B A | Closed | FCOM5135 | 2026-01-15 16:06 | 2026-01-15 16:06 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings. - Due Diligence Vendor-01/15/2026 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings. - Due Diligence Vendor-01/15/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 43.45<br>LTV is less than guideline maximum - Required is 80 Borrower has 75 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | 7120296 |
| XXXX | XXXX | 4000112791 B A | Closed | FCOM5135 | 2026-01-15 16:30 | 2026-01-15 16:30 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing ----- Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-01/15/2026 |  | Waived-Required Affiliated Business Disclosure Missing ----- Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-01/15/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 41.02<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 707 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | 7121318 |
| XXXX | XXXX | 4000112801 D A | Closed | FCRE0044 | 2026-02-02 15:49 | 2026-02-05 10:42 | Resolved | 1 - Information C A | Credit | Eligibility | File does not contain LOX for credit inquiries | Resolved-Received LOX for credit inquiries. No new debt acquired. - Due Diligence Vendor-02/05/2026 <br>Ready for Review-Document Uploaded. Please see attached - Seller-02/03/2026 <br>Open-\*\* NEW\*\*\* LOX for credit inquiries is missing. Gap report reflected inquired dated after initial report. - Due Diligence Vendor-02/02/2026 | Ready for Review-Document Uploaded. Please see attached - Seller-02/03/2026<br>| Resolved-Received LOX for credit inquiries. No new debt acquired. - Due Diligence Vendor-02/05/2026<br>| LTV is less than guideline maximum - Required is 80 Borrower has 66.46 Required is 80 Borrower has 66.46<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 754 Required is 660 Borrower has 754<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 32.33 Required is 49.99 Borrower has 32.33 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7405262 |
| XXXX | XXXX | 4000112801 D A | Closed | FCRE5782 | 2026-01-28 15:35 | 2026-02-02 15:49 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Received GAP report. Missing LOX for new inquiries reflected after initial credit report. Finding added - Due Diligence Vendor-02/02/2026 <br>Ready for Review-Document Uploaded. PLEASE SEE ATTACHED - Seller-01/30/2026 <br>Open-Borrower 1 Gap Credit Report is Missing Missing Gap Credit Report - Due Diligence Vendor-01/29/2026 | Ready for Review-Document Uploaded. PLEASE SEE ATTACHED - Seller-01/30/2026<br>| Resolved-Received GAP report. Missing LOX for new inquiries reflected after initial credit report. Finding added - Due Diligence Vendor-02/02/2026<br>| LTV is less than guideline maximum - Required is 80 Borrower has 66.46 Required is 80 Borrower has 66.46<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 754 Required is 660 Borrower has 754<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 32.33 Required is 49.99 Borrower has 32.33 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7338433 |
| XXXX | XXXX | 4000113161 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| XXXX | XXXX | 4000113172 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| XXXX | XXXX | 4000114979 C A | Closed | FCRE0157 | 2026-01-30 06:54 | 2026-02-10 16:34 | Resolved | 1 - Information C A | Credit | Eligibility | Loan does not meet guideline requirements for loans listed for sale | Resolved-Received LOE confirming intent to retain subject. - Due Diligence Vendor-02/10/2026 <br>Ready for Review-Document Uploaded. Hello Team, Please See LOE for retaining the Property. - Seller-02/09/2026 <br>Open-Loan does not meet guideline requirements for loans listed for sale. Property listed for Sale in last 6 months - property taken off the market. However missing signed statement from<br> the borrowers indicating their intent to retain the property. - Due Diligence Vendor-01/30/2026 | Ready for Review-Document Uploaded. Hello Team, Please See LOE for retaining the Property. - Seller-02/09/2026<br>| Resolved-Received LOE confirming intent to retain subject. - Due Diligence Vendor-02/10/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 720 Borrower has 775<br>LTV is less than guideline maximum - Required is 80 Borrower has 74.71 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7367953 |
| XXXX | XXXX | 4000113791 C A | Closed | FCRE2244 | 2026-01-29 11:02 | 2026-02-09 13:41 | Resolved | 1 - Information C A | Credit | Eligibility | Property Does Not Meet Guidelines (credit) | Resolved-Client provided updated appraisal. Appraiser has noted on page 13 all units have bars and release latches - Due Diligence Vendor-02/09/2026 <br>Ready for Review-Document Uploaded. Please find the attached. - Seller-02/06/2026 <br>Open-Property Issues are identified for the property Units #1, #3, and #4 have safety bars on windows. Appraiser did not indicate if safety release latches were present. - Due Diligence Vendor-01/29/2026 | Ready for Review-Document Uploaded. Please find the attached. - Seller-02/06/2026<br>| Resolved-Client provided updated appraisal. Appraiser has noted on page 13 all units have bars and release latches - Due Diligence Vendor-02/09/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 700 Borrower has 763<br>LTV is less than guideline maximum - Required is 70 Borrower has 42.67<br>DSCR =/> 1.00 and minimum is 0.85 or Less - Required is 0 Borrower has 1.009 Required is 0 Borrower has 1.009 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other | N/A | N/A | 7352726 |
| XXXX | XXXX | 4000113807 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXX | XXXX | 4000113790 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXX | XXXX | 4000113170 C A | Closed | FCOM9998 | 2026-01-16 15:29 | 2026-02-02 09:30 | Resolved | 1 - Information C A | Compliance | TRID | Closing Disclosure Issue | Resolved------Received acknowledgement that origination fee was a broker compensations fee. Finding Resolved. - Due Diligence Vendor-02/02/2026 <br>Ready for Review-Document Uploaded. Kindly see the attached file for your review. <br>It's a lender paid broker compensation fee. Please clear this condition. - Seller-01/29/2026 <br>Open-Final CD reflects a Loan Origination fee paid by Lender that was not disclosed on initial LE nor has a COC been provided for this increase. If this fee is Loan Originator Compensation, it must be identified as such on the final CD. A Loan Origination fee is a borrower paid fee and included in tolerance testing unless previously agreed this would be a lender responsibility per a Rate-Lock agreement or similar documentation. Fee clarification must be provided and upon receipt, additional findings may apply. - Due Diligence Vendor-01/16/2026 | Ready for Review-Document Uploaded. Kindly see the attached file for your review. <br>It's a lender paid broker compensation fee. Please clear this condition. - Seller-01/29/2026<br>| Resolved------Received acknowledgement that origination fee was a broker compensations fee. Finding Resolved. - Due Diligence Vendor-02/02/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 795 Required is 660 Borrower has 795<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 33.53 Required is 49.99 Borrower has 33.53<br>LTV is less than guideline maximum - Required is 80 Borrower has 73.72 Required is 80 Borrower has 73.72 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7144435 |
| XXXX | XXXX | 4000112804 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  |  |
| XXXX | XXXX | 4000113168 D A | Closed | FCRE7806 | 2026-01-30 08:56 | 2026-02-03 15:48 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Bank Statement Summary/Lender Worksheet is Missing | Resolved-Received business bank statement analyses - Due Diligence Vendor-02/03/2026 <br>Ready for Review-Document Uploaded. Already in the package. Please clear this condition. - Seller-02/02/2026 <br>Open-The Borrower 1 Bank Statement Summary/Lender Worksheet is Missing - Due Diligence Vendor-01/30/2026 | Ready for Review-Document Uploaded. Already in the package. Please clear this condition. - Seller-02/02/2026<br>| Resolved-Received business bank statement analyses - Due Diligence Vendor-02/03/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 776<br>LTV is less than guideline maximum - Required is 80 Borrower has 72.37<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 42.6 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7371234 |
| XXXX | XXXX | 4000113169 C B A | Closed | FCRE1491 | 2026-01-29 20:37 | 2026-02-03 18:15 | Resolved | 1 - Information C A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-Received Wire Receipt. - Due Diligence Vendor-02/03/2026 <br> Ready for Review-Document Uploaded. kindly see the attached document for your review. - Seller-02/02/2026 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Gift letter in the amount XXXX. Provide documentation to support transfer of gift funds to the title company from donor, - Due Diligence Vendor-01/30/2026 | Ready for Review-Document Uploaded. kindly see the attached document for your review. - Seller-02/02/2026<br>| Resolved-Received Wire Receipt. - Due Diligence Vendor-02/03/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 793 Required is 680 Borrower has 793<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 19.22 Required is 49.99 Borrower has 19.24 |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7363117 |
| XXXX | XXXX | 4000113169 C B A | Closed | FCOM5135 | 2026-01-20 13:01 | 2026-01-20 13:01 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings. - Due Diligence Vendor-01/20/2026 |  | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings. - Due Diligence Vendor-01/20/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 793 Required is 680 Borrower has 793<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 19.22 Required is 49.99 Borrower has 19.24 |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | 7183819 |
| XXXX | XXXX | 4000113788 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| XXXX | XXXX | 4000109908 B A | Closed | FCRE8201 | 2026-01-26 12:25 | 2026-01-26 18:30 | Waived | 2 - Non-Material B | Credit | Eligibility | Loan does not conform to program guidelines | Waived-Originator Waiver applied to Non-Material Finding with Comp Factors. . Client bought a primary a year ago and lives in it with girlfriend. When he purchased the loan he was on our mortgage but not on the deed as he is in XXXX and didn't want anything to go against the house. Need exception for First Time Homebuyer even though he did a mortgage. Borrower has alot of reserves and several other XXXX. - Due Diligence Vendor-01/26/2026 |  | Waived-Originator Waiver applied to Non-Material Finding with Comp Factors. . Client bought a primary a year ago and lives in it with girlfriend. When he purchased the loan he was on our mortgage but not on the deed as he is in XXXX and didn't want anything to go against the house. Need exception for First Time Homebuyer even though he did a mortgage. Borrower has alot of reserves and several other XXXX. - Due Diligence Vendor-01/26/2026 | Months Reserves exceed minimum required - Reserves 12 + more than requirement of 3 months. <br>Qualifying DTI below maximum allowed - Required is 50 Borrower has 33.81<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 700 Borrower has 761<br>Residual Income =/> 1.5 times $3,500 monthly residual income - Residual income 3k or more | Reserves 12+ months more than requirement<br> Residual Income $3K or more<br> Long Term Employment (>5 years)<br> Minimal Consumer Debt |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | Originator Post-Close | Yes | 7299083 |
| XXXX | XXXX | 4000110424 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  |  |
| XXXX | XXXX | 4000109064 C A | Closed | FCRE1510 | 2026-01-26 09:54 | 2026-01-28 16:26 | Resolved | 1 - Information C A | Credit | Closing | Issues exist on the Mortgage Document (Deed of Trust) | Resolved-Received complete security instrument inclusive of legal description. - Due Diligence Vendor-01/28/2026 <br>Ready for Review-Document Uploaded. - Seller-01/26/2026 <br>Open-There are Issues Present on the Mortgage Document (Deed of Trust) that must be addressed. Missing copy of the Legal Description attached to the Mortgage. - Due Diligence Vendor-01/26/2026 | Ready for Review-Document Uploaded. - Seller-01/26/2026<br>| Resolved-Received complete security instrument inclusive of legal description. - Due Diligence Vendor-01/28/2026<br>| LTV is less than guideline maximum - LTV is 69.92% - max allowed is 80% Required is 80 Borrower has 69.92<br>Qualifying FICO score is at least 20 points above minimum for program - Score is 744 and minimum allowed is 660 Required is 660 Borrower has 744<br>Qualifying DTI below maximum allowed - DTI is 16.17% and max allowed is 50% Required is 50 Borrower has 16.17 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7293758 |
| XXXX | XXXX | 4000111897 C A | Closed | FVAL5474 | 2026-01-30 10:11 | 2026-02-04 12:55 | Resolved | 1 - Information C A | Credit | Eligibility | Condo project is ineligible | Resolved-CPM was provided and was Lender Certification Status. - Due Diligence Vendor-02/04/2026 <br> Ready for Review-Document Uploaded. certified by Lender - Seller-02/04/2026 <br> Counter-Received CPM printout reflecting No XXXX review. Finding remains. - Due Diligence Vendor-02/03/2026 <br> Ready for Review-Document Uploaded. Please see attached - Seller-02/02/2026 <br> Open-Property is new construction (non-warrantable) The project must be fully completed, and control of the Homeowners Association (HOA) must be turned over from the developer to the unit owners. Program does not allow for non-warrantable condos. - Due Diligence Vendor-01/30/2026 | Ready for Review-Document Uploaded. certified by Lender - Seller-02/04/2026 <br>Ready for Review-Document Uploaded. Please see attached - Seller-02/02/2026<br>| Resolved-CPM was provided and was Lender Certification Status. - Due Diligence Vendor-02/04/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 790<br>LTV is less than guideline maximum - Required is 75 Borrower has 33.67<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 20.31 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7373783 |
| XXXX | XXXX | 4000111891 C A | Closed | FCRE8013 | 2026-01-30 10:38 | 2026-02-05 08:59 | Resolved | 1 - Information C A | Credit | Eligibility | Purchase Contract Issue | Resolved-Addendum to contract received. - Due Diligence Vendor-02/05/2026 <br> Ready for Review-Document Uploaded. - Seller-02/04/2026 <br> Open-Loan Purpose is Purchase but Purchase Contract is only Partially Provided. Need addendum to sales contract fully executing reflecting correct sales price at XXXX and seller concessions of XXXX. - Due Diligence Vendor-01/30/2026 | Ready for Review-Document Uploaded. - Seller-02/04/2026<br>| Resolved-Addendum to contract received. - Due Diligence Vendor-02/05/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 770 Required is 660 Borrower has 770<br>LTV is less than guideline maximum - Required is 80 Borrower has 70 Required is 80 Borrower has 70 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7374427 |
| XXXX | XXXX | 4000111891 C A | Closed | FCRE0044 | 2026-01-30 11:31 | 2026-02-05 08:57 | Resolved | 1 - Information C A | Credit | Eligibility | File does not contain LOX for credit inquiries | Resolved-Inquiries are a result of the subject transaction. - Due Diligence Vendor-02/05/2026 <br> Ready for Review-Document Uploaded. Please note that XXXX is the broker's name for this file. <br> Since this is the broker's name, a Letter of Explanation (LOX) for the credit inquiry is not required.<br> Kindly clear this condition accordingly. - Seller-02/03/2026 <br> Open-LOX for credit inquiries is missing. Missing credit inquiry letter - Due Diligence Vendor-01/30/2026 | Ready for Review-Document Uploaded. Please note that XXXX is the broker's name for this file. <br> Since this is the broker's name, a Letter of Explanation (LOX) for the credit inquiry is not required.<br> Kindly clear this condition accordingly. - Seller-02/03/2026 | Resolved-Inquiries are a result of the subject transaction. - Due Diligence Vendor-02/05/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 770 Required is 660 Borrower has 770<br>LTV is less than guideline maximum - Required is 80 Borrower has 70 Required is 80 Borrower has 70 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7377318 |
| XXXX | XXXX | 4000111902 D A | Closed | FCRE1201 | 2026-01-30 11:34 | 2026-02-09 10:01 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Loan Score of 795 is below 800 - Management approval is not required. - Due Diligence Vendor-02/09/2026 <br> Ready for Review-Score is 795. not over 800. Please remove condition - Seller-02/09/2026 <br> Counter-Received Fraud Report and XXXX. Missing UW Cert w/ manager approval for Fraud Score >800. - Due Diligence Vendor-02/06/2026 <br> Ready for Review-Document Uploaded. PLEASE SEE ATTACHED - Seller-02/04/2026 <br> Counter-Received fraud report. Please provide XXXX clearance for borrower. - Due Diligence Vendor-02/03/2026 <br> Ready for Review-Document Uploaded. Please see attached - Seller-02/02/2026 <br> Open-Missing Third Party Fraud Report Missing Fraud review report-XXXX scores above 800 from XXXXrequire management review and approval by the<br> Underwriting Manager in order to proceed with the loan. - Due Diligence Vendor-01/30/2026 | Ready for Review-Score is 795. not over 800. Please remove condition - Seller-02/09/2026 <br>Ready for Review-Document Uploaded. PLEASE SEE ATTACHED - Seller-02/04/2026 <br>Ready for Review-Document Uploaded. Please see attached - Seller-02/02/2026<br>| Resolved-Loan Score of 795 is below 800 - Management approval is not required. - Due Diligence Vendor-02/09/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 715<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 40.45 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7377387 |
| XXXX | XXXX | 4000111902 D A | Closed | FCRE6589 | 2026-01-30 14:42 | 2026-02-03 11:29 | Resolved | 1 - Information C A | Credit | Borrower | Fraud: Potential Occupancy/Current Address Issues identified in the file | Resolved-Document Uploaded. Email from lender provided indicating the borrower's motivation was to purchase a more affordable home. - Due Diligence Vendor-02/03/2026 <br> Ready for Review-The borrower is purchasing the subject property as an owner occupied primary residence. The borrower intentionally elected to reduce the purchasing price in order to lower the loan to value ratio and monthly mortgage payment. This is a common practice within the industry standards.<br>In addition, the purchase price reflects an arm length transaction. The appraisal report dated XXXX, supporting a value of XXXX, was provided after the fully executed purchase contract dated XXXX, with a sales price of XXXX. <br>Please remove this condition. - Seller-02/02/2026 <br> Open-Missing motivation letter for the borrower buying down in value - Due Diligence Vendor-01/30/2026 | Ready for Review-The borrower is purchasing the subject property as an owner occupied primary residence. The borrower intentionally elected to reduce the purchasing price in order to lower the loan to value ratio and monthly mortgage payment. This is a common practice within the industry standards.<br>In addition, the purchase price reflects an arm length transaction. The appraisal report dated XXXX, supporting a value of XXXX, was provided after the fully executed purchase contract dated XXXX, with a sales price of XXXX. <br>Please remove this condition. - Seller-02/02/2026 | Resolved-Document Uploaded. Email from lender provided indicating the borrower's motivation was to purchase a more affordable home. - Due Diligence Vendor-02/03/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 715<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 40.45 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7381057 |
| XXXX | XXXX | 4000112368 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  |  |
| XXXX | XXXX | 4000111923 D B A | Closed | FCRE4805 | 2026-01-30 17:54 | 2026-02-06 09:58 | Resolved | 1 - Information C A | Credit | Eligibility | Trust/POA Does Not Meet Guideline Requirements | Resolved-Received Trust documents. - Due Diligence Vendor-02/06/2026 <br>Ready for Review-Document Uploaded. PLEASE SEE ATTACHED - Seller-02/04/2026 <br>Counter-Review is unable to locate fully executed Trust Cert. Please provide. - Due Diligence Vendor-02/03/2026 <br>Ready for Review-PLEASE SEE PAGE 175 IN THE CLOSING PKG. PLEASE REMOVE CONDITION - Seller-02/02/2026 <br>Open-Trust/POA Does Not Meet Guideline Requirements Missing completed Trust Certification - Due Diligence Vendor-01/30/2026 | Ready for Review-Document Uploaded. PLEASE SEE ATTACHED - Seller-02/04/2026 <br>Ready for Review-PLEASE SEE PAGE 175 IN THE CLOSING PKG. PLEASE REMOVE CONDITION - Seller-02/02/2026<br>| Resolved-Received Trust documents. - Due Diligence Vendor-02/06/2026<br>| LTV is less than guideline maximum - Required is 80 Borrower has 75<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 720 Borrower has 741<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 22.73 |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7383659 |
| XXXX | XXXX | 4000111923 D B A | Closed | FCRE1201 | 2026-01-30 14:13 | 2026-02-06 09:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-02/06/2026 <br>Ready for Review-Document Uploaded. PLEASE SEE ATTACHED - Seller-02/04/2026 <br>Counter-Review is unable to locate fraud report within package received. Please provide. - Due Diligence Vendor-02/03/2026 <br>Ready for Review-\*CORRECTION: Please see page 81 of the closing pkg - Seller-02/02/2026 <br>Ready for Review-provided in page 112 in the closing package - Seller-02/02/2026 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-01/30/2026 | Ready for Review-Document Uploaded. PLEASE SEE ATTACHED - Seller-02/04/2026 <br>Ready for Review-\*CORRECTION: Please see page 81 of the closing pkg - Seller-02/02/2026 <br>Ready for Review-provided in page 112 in the closing package - Seller-02/02/2026<br>| Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-02/06/2026<br>| LTV is less than guideline maximum - Required is 80 Borrower has 75<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 720 Borrower has 741<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 22.73 |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7380534 |
| XXXX | XXXX | 4000111923 D B A | Closed | FCRE8611 | 2026-01-30 18:07 | 2026-02-03 16:11 | Resolved | 1 - Information C A | Credit | Income/Employment | Income/Employment General | Resolved-Received validation of business phone number. - Due Diligence Vendor-02/03/2026 <br> Ready for Review-Document Uploaded. PLEASE SEE ATTACHED - Seller-02/02/2026 <br> Open-Missing verification of the business phone number via XXXX - Due Diligence Vendor-01/30/2026 | Ready for Review-Document Uploaded. PLEASE SEE ATTACHED - Seller-02/02/2026<br>| Resolved-Received validation of business phone number. - Due Diligence Vendor-02/03/2026<br>| LTV is less than guideline maximum - Required is 80 Borrower has 75<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 720 Borrower has 741<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 22.73 |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7383822 |
| XXXX | XXXX | 4000111923 D B A | Closed | FCOM5135 | 2026-01-22 14:44 | 2026-01-22 15:26 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing ----- Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-01/22/2026 |  | Waived-Required Affiliated Business Disclosure Missing ----- Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-01/22/2026<br>| LTV is less than guideline maximum - Required is 80 Borrower has 75<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 720 Borrower has 741<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 22.73 |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | No | 7252419 |
| XXXX | XXXX | 4000111919 B A | Closed | FCOM5135 | 2026-01-22 14:48 | 2026-01-22 14:48 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings - Due Diligence Vendor-01/22/2026 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings - Due Diligence Vendor-01/22/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 763 Required is 660 Borrower has 763<br>LTV is less than guideline maximum - Required is 80 Borrower has 42.26 Required is 80 Borrower has 42.26 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | No | 7252467 |
| XXXX | XXXX | 4000111904 D B A | Closed | FCRE1325 | 2026-01-30 18:21 | 2026-02-12 08:58 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 CPA Letter Missing | Resolved-Borrower 1 CPA Letter Provided - Due Diligence Vendor-02/12/2026 <br>Ready for Review-Document Uploaded. Kindly review the attached CPA letter included in the closing package we submitted. The letter already includes the required CPA validation. We respectfully request that this condition be cleared. - Seller-02/10/2026 <br>Counter-Received CPA letter. Missing CPA validation. - Due Diligence Vendor-02/05/2026 <br>Ready for Review-Document Uploaded. Please find the attached CPA letter for your review. This document has already been included in the closing package (Page 136). Kindly review and clear this condition. - Seller-02/03/2026 <br>Open-Borrower 1 CPA Letter Missing Missing CPA validation - Due Diligence Vendor-01/30/2026 | Ready for Review-Document Uploaded. Kindly review the attached CPA letter included in the closing package we submitted. The letter already includes the required CPA validation. We respectfully request that this condition be cleared. - Seller-02/10/2026 <br>Ready for Review-Document Uploaded. Please find the attached CPA letter for your review. This document has already been included in the closing package (Page 136). Kindly review and clear this condition. - Seller-02/03/2026<br>| Resolved-Borrower 1 CPA Letter Provided - Due Diligence Vendor-02/12/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 801 Required is 660 Borrower has 801<br>LTV is less than guideline maximum - Required is 80 Borrower has 75 Required is 80 Borrower has 75 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7384001 |
| XXXX | XXXX | 4000111904 D B A | Closed | FCOM5135 | 2026-01-22 14:43 | 2026-01-22 15:16 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing ------Originator waiver applied to non-material Findings. - Due Diligence Vendor-01/22/2026 |  | Waived-Required Affiliated Business Disclosure Missing ------Originator waiver applied to non-material Findings. - Due Diligence Vendor-01/22/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 801 Required is 660 Borrower has 801<br>LTV is less than guideline maximum - Required is 80 Borrower has 75 Required is 80 Borrower has 75 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | 7252407 |
| XXXX | XXXX | 4000111898 C A | Closed | FCRE0970 | 2026-01-31 10:04 | 2026-02-04 16:07 | Resolved | 1 - Information C A | Credit | Eligibility | Appraisal has issues (credit) | Resolved-Received Revised appraisal. - Due Diligence Vendor-02/04/2026 <br>Ready for Review-Document Uploaded. - Seller-02/02/2026 <br>Open-Appraiser indicated vacant; however, property is occupied - Due Diligence Vendor-01/31/2026 | Ready for Review-Document Uploaded. - Seller-02/02/2026<br>| Resolved-Received Revised appraisal. - Due Diligence Vendor-02/04/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 720<br>LTV is less than guideline maximum - Required is 75 Borrower has 66.67<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 35.37 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7387567 |
| XXXX | XXXX | 4000111585 D A | Closed | FCRE7497 | 2026-02-03 15:18 | 2026-02-05 18:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-Received CD confirming PITIA. - Due Diligence Vendor-02/05/2026 <br>Ready for Review-Document Uploaded. PITIA Docs attached - Seller-02/04/2026 <br>Open-Missing verification of new mortgage payment/escrows for property 3B - Due Diligence Vendor-02/03/2026 | Ready for Review-Document Uploaded. PITIA Docs attached - Seller-02/04/2026<br>| Resolved-Received CD confirming PITIA. - Due Diligence Vendor-02/05/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 700 Borrower has 812<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 40.43<br>LTV is less than guideline maximum - Required is 80 Borrower has 69.98 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7425161 |
| XXXX | XXXX | 4000111585 D A | Closed | FCRE1468 | 2026-02-03 15:10 | 2026-02-05 18:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Asset 2 Missing | Resolved-Received final CD. Upon further review no additional documentation required. - Due Diligence Vendor-04/02/2026 <br>Ready for Review-Document Uploaded. please see attached FCD - Seller-02/04/2026 <br>Open-Asset 2 Missing Missing Final CD from recent refinance of property 3B with lender - Due Diligence Vendor-02/03/2026 | Ready for Review-Document Uploaded. please see attached FCD - Seller-02/04/2026<br>| Resolved-Received final CD. Upon further review no additional documentation required. - Due Diligence Vendor-04/02/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 700 Borrower has 812<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 40.43<br>LTV is less than guideline maximum - Required is 80 Borrower has 69.98 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7425036 |
| XXXX | XXXX | 4000111917 C B A | Closed | FCRE0044 | 2026-01-30 17:07 | 2026-02-03 15:58 | Resolved | 1 - Information C A | Credit | Eligibility | File does not contain LOX for credit inquiries | Resolved-Upon further review, the loan file contained all required credit documentation. - Due Diligence Vendor-02/03/2026 <br>Ready for Review-all three inquires are the credit report company. LOE is not required. Please clear remove this condition - Seller-02/02/2026 <br>Open-LOX for credit inquiries is missing. - Due Diligence Vendor-01/30/2026 | Ready for Review-all three inquires are the credit report company. LOE is not required. Please clear remove this condition - Seller-02/02/2026<br>| Resolved-Upon further review, the loan file contained all required credit documentation. - Due Diligence Vendor-02/03/2026<br>| Qualifying DTI below maximum allowed - Required is 50 Borrower has 26.51 Required is 50 Borrower has 35.16<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 809 Required is 680 Borrower has 809 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7383104 |
| XXXX | XXXX | 4000111917 C B A | Closed | FCOM5135 | 2026-01-22 14:57 | 2026-01-22 14:57 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material findings. - Due Diligence Vendor-01/22/2026 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material findings. - Due Diligence Vendor-01/22/2026<br>| Qualifying DTI below maximum allowed - Required is 50 Borrower has 26.51 Required is 50 Borrower has 35.16<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 809 Required is 680 Borrower has 809 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | 7252763 |
| XXXX | XXXX | 4000111930 C B A | Closed | FCRE0970 | 2026-01-30 19:00 | 2026-02-09 09:26 | Resolved | 1 - Information C A | Credit | Eligibility | Appraisal has issues (credit) | Resolved-Per Title - Note 12: Subject Property is SFR. Appraisal indicates No PUD - SFR - Due Diligence Vendor-02/09/2026 <br>Ready for Review-Document Uploaded. - Seller-02/08/2026 <br>Counter-Received 1008 non pud. Please have title/escrow confirm subject is not located in PUD. - Due Diligence Vendor-02/05/2026 <br>Ready for Review-Document Uploaded. please see the attached 1008 - property type is SFR 1U (Attached). we respecfully request to clear this condition - Seller-02/05/2026 <br>Open-Title indicate subject property covered under covenants and restrictions . Appraisal indicate no PUD. Provide clarification if property is controlled by HOA or PUD. Additional conditions may apply. - Due Diligence Vendor-01/31/2026 | Ready for Review-Document Uploaded. - Seller-02/08/2026 <br>Ready for Review-Document Uploaded. please see the attached 1008 - property type is SFR 1U (Attached). we respecfully request to clear this condition - Seller-02/05/2026<br>| Resolved-Per Title - Note 12: Subject Property is SFR. Appraisal indicates No PUD - SFR - Due Diligence Vendor-02/09/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 762<br>LTV is less than guideline maximum - Required is 75 Borrower has 38.82<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 19.88 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7384453 |
| XXXX | XXXX | 4000111930 C B A | Closed | FCRE8611 | 2026-01-31 13:25 | 2026-02-05 10:54 | Resolved | 1 - Information C A | Credit | Income/Employment | Income/Employment General | Resolved-Received validation of business phone number. - Due Diligence Vendor-02/05/2026 <br> Ready for Review-Document Uploaded. kindlsy see the atached doc for your review - Seller-02/03/2026 <br> Open-Guides require borrower's business phone number verification via XXXX Search, XXXX or internet or tax preparer letter in file must verify the borrower's nature of business and confirm that the business phone number is not required for the type of business being operated by the borrower. Lender to provide documentation verifying the borrower's business phone number or an updated letter from the tax preparer to meet guideline requirements. - Due Diligence Vendor-01/31/2026 | Ready for Review-Document Uploaded. kindlsy see the atached doc for your review - Seller-02/03/2026<br>| Resolved-Received validation of business phone number. - Due Diligence Vendor-02/05/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 762<br>LTV is less than guideline maximum - Required is 75 Borrower has 38.82<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 19.88 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7387876 |
| XXXX | XXXX | 4000111930 C B A | Closed | FCOM5135 | 2026-01-22 18:14 | 2026-01-23 09:05 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings - Due Diligence Vendor-01/22/2026 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings - Due Diligence Vendor-01/22/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 762<br>LTV is less than guideline maximum - Required is 75 Borrower has 38.82<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 19.88 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | No | 7256962 |
| XXXX | XXXX | 4000113784 B A | Closed | FCOM1353 | 2026-01-22 17:50 | 2026-01-23 08:54 | Waived | 2 - Non-Material B | Compliance | Disclosure | Incorrect ROR Form Type selected | Waived-The Incorrect ROR Form Type is selected in light of the Same Creditor or Lender Affiliate Refinance (The Right to Cancel Form Model is 'H8 (New Creditor)' and the Same Creditor or Lender Affiliate Refinance selection is 'Yes'). ----- ROR Form H8 is acceptable in place of H9 form. Finding is deemed non-material. Originator waiver applied to non-material Findings. <br> - Due Diligence Vendor-01/22/2026 |  | Waived-The Incorrect ROR Form Type is selected in light of the Same Creditor or Lender Affiliate Refinance (The Right to Cancel Form Model is 'H8 (New Creditor)' and the Same Creditor or Lender Affiliate Refinance selection is 'Yes'). ----- ROR Form H8 is acceptable in place of H9 form. Finding is deemed non-material. Originator waiver applied to non-material Findings. <br> - Due Diligence Vendor-01/22/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 789<br>LTV is less than guideline maximum - Required is 75 Borrower has 59.37<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 25.44 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | No | 7256356 |
| XXXX | XXXX | 4000113784 B A | Closed | FCOM5135 | 2026-01-22 17:50 | 2026-01-22 17:50 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing ----- Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-01/22/2026 |  | Waived-Required Affiliated Business Disclosure Missing ----- Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-01/22/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 789<br>LTV is less than guideline maximum - Required is 75 Borrower has 59.37<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 25.44 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | No | 7256357 |
| XXXX | XXXX | 4000113783 B A | Closed | FCOM5135 | 2026-01-26 15:35 | 2026-01-26 15:35 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material findings. - Due Diligence Vendor-01/26/2026 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material findings. - Due Diligence Vendor-01/26/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 780<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 23.35 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | 7302451 |
| XXXX | XXXX | 4000113781 B A | Closed | FCOM5135 | 2026-01-29 13:59 | 2026-01-29 14:13 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings<br> - Due Diligence Vendor-01/29/2026 |  | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings<br> - Due Diligence Vendor-01/29/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 777<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 40.98 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | 7356939 |
| XXXX | XXXX | 4000113782 D A | Closed | FCRE1325 | 2026-02-05 12:37 | 2026-02-10 13:34 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 CPA Letter Missing | Resolved-Received EA Verification. - Due Diligence Vendor-02/10/2026 <br>Ready for Review-Document Uploaded. Cpa verification attached - Seller-02/06/2026 <br>Open-Borrower 1 CPA Letter Missing CPA Letter provided however, missing CPA validation documentation, as guidelines require that the most recent 12 month P&L statement be prepared by a CPA or licensed tax preparer firm. Additionally Documents prepared by PTINs are not acceptable. - Due Diligence Vendor-02/05/2026 | Ready for Review-Document Uploaded. Cpa verification attached - Seller-02/06/2026<br>| Resolved-Received EA Verification. - Due Diligence Vendor-02/10/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 717 Required is 660 Borrower has 717<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 36.28 Required is 49.99 Borrower has 36.28 |  | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7471492 |
| XXXX | XXXX | 4000113773 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  |  |
| XXXX | XXXX | 4000113776 D A | Closed | FCRE1201 | 2026-02-05 16:43 | 2026-02-13 10:14 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Received confirmation of alerts cleared and updated participation search. - Due Diligence Vendor-02/13/2026 <br>Ready for Review-Document Uploaded. Please see attached - Seller-02/11/2026 <br>Counter-Fraud report provided, however there are uncleared alerts and the Borrowers Business, Realtors and Sellers were not included. - Due Diligence Vendor-02/10/2026 <br>Ready for Review-Document Uploaded. Please see attached - Seller-02/06/2026 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-02/05/2026 | Ready for Review-Document Uploaded. Please see attached - Seller-02/11/2026 <br>Ready for Review-Document Uploaded. Please see attached - Seller-02/06/2026<br>| Resolved-Received confirmation of alerts cleared and updated participation search. - Due Diligence Vendor-02/13/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 700 Borrower has 806<br>LTV is less than guideline maximum - Required is 80 Borrower has 70<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 28.3 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Second Home | Purchase | NA | N/A | N/A | 7476930 |
| XXXX | XXXX | 4000113798 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA |  |  |  |
| XXXX | XXXX | 4000113772 D B A | Closed | FCOM1227 | 2026-02-05 13:38 | 2026-02-10 13:29 | Resolved | 1 - Information D A | Credit | Missing Doc | PUD Rider is Missing | Resolved-Upon further review, subject is a SFR. - Due Diligence Vendor-02/10/2026 <br>Ready for Review-Please waive property SFR - Seller-02/06/2026 <br>Open-PUD Rider is Missing (per title on Sch B/4, appears that property is in a PUD) - Due Diligence Vendor-02/05/2026 | Ready for Review-Please waive property SFR - Seller-02/06/2026<br>| Resolved-Upon further review, subject is a SFR. - Due Diligence Vendor-02/10/2026<br>| LTV is less than guideline maximum - Required is 80 Borrower has 72.17<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 33.82<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 716 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7473356 |
| XXXX | XXXX | 4000113772 D B A | Closed | FCRE0053 | 2026-02-05 13:38 | 2026-02-10 13:29 | Resolved | 1 - Information D A | Credit | Missing Doc | Rider Missing based on Property Type selected | Resolved-Upon further review, subject is a SFR - Due Diligence Vendor-02/10/2026 <br>Ready for Review-This is an SFR no rider is required please waive condition - Seller-02/06/2026 <br>Open-Rider Missing from DOT screen based on Property Type selected on Property Page. - Due Diligence Vendor-02/05/2026 | Ready for Review-This is an SFR no rider is required please waive condition - Seller-02/06/2026<br>| Resolved-Upon further review, subject is a SFR - Due Diligence Vendor-02/10/2026<br>| LTV is less than guideline maximum - Required is 80 Borrower has 72.17<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 33.82<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 716 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7473357 |
| XXXX | XXXX | 4000113772 D B A | Closed | FCOM5135 | 2026-02-03 14:58 | 2026-02-03 15:28 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing ----- Originator waiver applied to non-material Findings. - Due Diligence Vendor-02/03/2026 |  | Waived-Required Affiliated Business Disclosure Missing ----- Originator waiver applied to non-material Findings. - Due Diligence Vendor-02/03/2026<br>| LTV is less than guideline maximum - Required is 80 Borrower has 72.17<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 33.82<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 716 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | 7424915 |
| XXXX | XXXX | 4000113433 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA |  |  |  |
| XXXX | XXXX | 4000113769 B A | Closed | FCOM5135 | 2026-01-29 11:40 | 2026-01-29 11:40 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings. - Due Diligence Vendor-01/29/2026 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings. - Due Diligence Vendor-01/29/2026<br>| LTV is less than guideline maximum - Required is 85 Borrower has 80<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 801<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 41.26 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | 7353487 |
| XXXX | XXXX | 4000113430 C A | Closed | FCRE0197 | 2026-02-06 18:45 | 2026-02-12 09:22 | Resolved | 1 - Information C A | Credit | Eligibility | The Final SELLER CD/HUD is missing | Resolved-Received Seller CD. - Due Diligence Vendor-04/02/2026 <br>Ready for Review-Document Uploaded. - Seller-02/10/2026 <br>Open-The Final SELLER CD/HUD is missing. Missing Final Seller CD/HUD - Due Diligence Vendor-02/06/2026 | Ready for Review-Document Uploaded. - Seller-02/10/2026<br>| Resolved-Received Seller CD. - Due Diligence Vendor-04/02/2026<br>| LTV is less than guideline maximum - Required is 80 Borrower has 65.71 Required is 80 Borrower has 65.71<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 800 Required is 660 Borrower has 800 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7501210 |
| XXXX | XXXX | 4000113434 C B A | Closed | FCOM9998 | 2026-02-02 12:31 | 2026-02-12 07:59 | Resolved | 1 - Information C A | Compliance | TRID | Closing Disclosure Issue | Resolved------Client provided rebuttal that fee is lender paid. Finding resolved. - Due Diligence Vendor-02/12/2026 <br>Ready for Review-Rebuttal - This is lender paid compensation. Borrower did not pay for this. - Seller-02/10/2026 <br>Open------Final CD reflects a Loan Origination fee paid by Lender that was not disclosed on initial LE nor has a COC been provided for this increase. If this fee is Loan Originator Compensation, it must be identified as such on the final CD. A Loan Origination fee is a borrower paid fee and included in tolerance testing unless previously agreed this would be a lender responsibility per a Rate-Lock agreement or similar documentation. Fee clarification must be provided and upon receipt, additional findings may apply. - Due Diligence Vendor-02/02/2026 | Ready for Review-Rebuttal - This is lender paid compensation. Borrower did not pay for this. - Seller-02/10/2026<br>| Resolved------Client provided rebuttal that fee is lender paid. Finding resolved. - Due Diligence Vendor-02/12/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 26.32<br>LTV is less than guideline maximum - Required is 80 Borrower has 60<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 716 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7401282 |
| XXXX | XXXX | 4000113434 C B A | Closed | FCOM1301 | 2026-02-02 12:15 | 2026-02-02 13:08 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Home Loan Toolkit is Missing | Waived-The Home Loan Toolkit disclosure is missing. Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-02/02/2026 |  | Waived-The Home Loan Toolkit disclosure is missing. Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-02/02/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 26.32<br>LTV is less than guideline maximum - Required is 80 Borrower has 60<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 716 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | 7400951 |
| XXXX | XXXX | 4000113434 C B A | Closed | FCOM5135 | 2026-02-02 12:15 | 2026-02-02 12:15 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-02/02/2026 |  | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-02/02/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 26.32<br>LTV is less than guideline maximum - Required is 80 Borrower has 60<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 716 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | 7400952 |
| XXXX | XXXX | 4000113362 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA |  |  |  |
| XXXX | XXXX | 4000113370 B A | Closed | FCOM1353 | 2026-02-02 11:26 | 2026-04-02 17:54 | Waived | 2 - Non-Material B | Compliance | Disclosure | Incorrect ROR Form Type selected | Waived-Originator waiver applied to non-material Findings.. The Incorrect ROR Form Type is selected in light of the Same Creditor or Lender Affiliate Refinance (The Right to Cancel Form Model is 'H8 (New Creditor)' and the Same Creditor or Lender Affiliate Refinance selection is 'Yes'). - Due Diligence Vendor-04/02/2026 |  | Waived-Originator waiver applied to non-material Findings.. The Incorrect ROR Form Type is selected in light of the Same Creditor or Lender Affiliate Refinance (The Right to Cancel Form Model is 'H8 (New Creditor)' and the Same Creditor or Lender Affiliate Refinance selection is 'Yes'). - Due Diligence Vendor-04/02/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 33.37<br>LTV is less than guideline maximum - Required is 80 Borrower has 52.98<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 815 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | No | 7400057 |
| XXXX | XXXX | 4000114559 C B A | Closed | finding-3939 | 2026-02-04 04:56 | 2026-02-10 09:16 | Resolved | 1 - Information C A | Compliance | ComplianceEase | TRID Rate Lock Disclosure Delivery Date Test | Resolved------Upon further review, finding resolved. - Due Diligence Vendor-02/10/2026 <br> Ready for Review-Document Uploaded. The document was already included in the original package (Page 351), but I am re-attaching it for your convenience - Seller-02/09/2026 <br> Open-This loan failed the TRID Rate Lock Disclosure Delivery Date Test. (12 CFR §1026.19(e)(3)(iv)(D))A disclosure advising of the revised interest rate, points, lender credits, and any other interest rate dependent charges and terms was not provided to the borrower within three business days after the interest rate was locked on XXXX. -----Please provide a Le dated within 3 days of days after the interest rate was locked. - Due Diligence Vendor-02/04/2026 | Ready for Review-Document Uploaded. The document was already included in the original package (Page 351), but I am re-attaching it for your convenience - Seller-02/09/2026<br>| Resolved------Upon further review, finding resolved. - Due Diligence Vendor-02/10/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 809<br>LTV is less than guideline maximum - Required is 80 Borrower has 60<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 40.74 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7431406 |
| XXXX | XXXX | 4000114559 C B A | Closed | FCOM5135 | 2026-02-03 16:00 | 2026-02-03 16:05 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings. - Due Diligence Vendor-02/03/2026 |  | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings. - Due Diligence Vendor-02/03/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 809<br>LTV is less than guideline maximum - Required is 80 Borrower has 60<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 40.74 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | No | 7425780 |
| XXXX | XXXX | 4000113363 D A | Closed | FCRE5782 | 2026-02-04 18:04 | 2026-02-09 09:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Received credit refresh - Due Diligence Vendor-02/09/2026 <br>Ready for Review-Document Uploaded. Please see attached - Seller-02/05/2026 <br>Open-Borrower 1 Gap Credit Report is Missing Missing B1 Gap Credit Report - Due Diligence Vendor-02/04/2026 | Ready for Review-Document Uploaded. Please see attached - Seller-02/05/2026<br>| Resolved-Received credit refresh - Due Diligence Vendor-02/09/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 700 Borrower has 728<br>LTV is less than guideline maximum - Required is 75 Borrower has 62.69<br>Months Reserves exceed minimum required - 11.64mos ($61,169.04) reserves. Per guides, 2mos ($10,507.28) reserves required (an additional 2mos for all other REOs). Total reserves required $32,013.24. |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | 7450386 |
| XXXX | XXXX | 4000113363 D A | Closed | FCRE5783 | 2026-02-04 18:04 | 2026-02-09 09:04 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 2 Gap Credit Report is Missing | Resolved-Received credit refresh - Due Diligence Vendor-02/09/2026 <br>Ready for Review-Document Uploaded. Please see attached - Seller-02/05/2026 <br>Open-Borrower 2 Gap Credit Report is Missing Missing B2 Gap Credit Report - Due Diligence Vendor-02/04/2026 | Ready for Review-Document Uploaded. Please see attached - Seller-02/05/2026<br>| Resolved-Received credit refresh - Due Diligence Vendor-02/09/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 700 Borrower has 728<br> LTV is less than guideline maximum - Required is 75 Borrower has 62.69<br> Months Reserves exceed minimum required - 11.64mos (XXXX) reserves. Per guides, 2mos (XXXX) reserves required (an additional 2mos for all other REOs). Total reserves required XXXX. |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | 7450387 |
| XXXX | XXXX | 4000113369 C A | Closed | FCRE1510 | 2026-02-02 12:54 | 2026-02-09 13:35 | Resolved | 1 - Information C A | Credit | Closing | Issues exist on the Mortgage Document (Deed of Trust) | Resolved-Client provided PP Rider - Due Diligence Vendor-02/09/2026 <br>Ready for Review-Document Uploaded. - Seller-02/06/2026 <br>Open-There are Issues Present on the Mortgage Document (Deed of Trust) that must be addressed. Missing Prepayment Rider - Due Diligence Vendor-02/02/2026 | Ready for Review-Document Uploaded. - Seller-02/06/2026<br>| Resolved-Client provided PP Rider - Due Diligence Vendor-02/09/2026<br>| LTV is less than guideline maximum - Required is 80 Borrower has 63.84<br>Verified employment history exceeds guidelines - borrower verified at current employer for over 5 years - 24 months verification required |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7401916 |
| XXXX | XXXX | 4000113364 D B A C | Closed | FCRE0082 | 2026-02-05 05:40 | 2026-02-12 13:23 | Resolved | 1 - Information C A | Credit | Title | Vested Owner Signature Requirement Not met | Resolved-Client provided Certification of Trust - Due Diligence Vendor-02/12/2026 <br>Ready for Review-Document Uploaded. Please see attached - Seller-02/10/2026 <br>Open-Vested Owner Signature Requirement Not met. Missing Full Trust or COT to validate required signatures - Due Diligence Vendor-02/05/2026 | Ready for Review-Document Uploaded. Please see attached - Seller-02/10/2026<br>| Resolved-Client provided Certification of Trust - Due Diligence Vendor-02/12/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 41.1<br>LTV is less than guideline maximum - Required is 75 Borrower has 44.44<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 740 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7455828 |
| XXXX | XXXX | 4000113364 D B A C | Closed | finding-47 | 2026-02-02 14:02 | 2026-02-12 08:10 | Resolved | 1 - Information C A | Compliance | Right to Rescind | TILA Right of Rescission Test | Resolved-----Received PCCD XXXX Finding resolved. - Due Diligence Vendor-02/12/2026 <br> Ready for Review-Document Uploaded. PCCD attached - Seller-02/10/2026 <br> Open-This loan failed the TILA right of rescission test.Closed-end (12 CFR §1026.23(a)(3) , transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3) , transferred from 12 CFR §226.15(a)(3))The funding date is before the third business day following consummation.The consumer may exercise the right to rescind until midnight of the third business day following consummation, delivery of the notice required by 12 CFR §1026.23 or §1026.15, or delivery of all material disclosures, whichever occurs last. -----Provide PCCD with disbursement date after the ROR expiration date. - Due Diligence Vendor-02/02/2026 | Ready for Review-Document Uploaded. PCCD attached - Seller-02/10/2026<br>| Resolved-----Received PCCD XXXX, disbursement date XXXX. Finding resolved. - Due Diligence Vendor-02/12/2026 | Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 41.1<br>LTV is less than guideline maximum - Required is 75 Borrower has 44.44<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 740 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7403387 |
| XXXX | XXXX | 4000113364 D B A C | Closed | FCRE1325 | 2026-02-05 05:21 | 2026-02-11 15:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 CPA Letter Missing | Resolved-Received CTEC verification. - Due Diligence Vendor-02/11/2026 <br>Ready for Review-Document Uploaded. CPA verification attached - Seller-02/09/2026 <br>Open-Borrower 1 CPA Letter Missing CPA Letter provided however, missing CPA validation documentation, as guidelines require that the most recent 12 month P&L statement be prepared by a CPA or licensed tax preparer firm. The verification of the CPA credentials is not located in the file.<br> - Due Diligence Vendor-02/05/2026 | Ready for Review-Document Uploaded. CPA verification attached - Seller-02/09/2026<br>| Resolved-Received XXXX verification. - Due Diligence Vendor-02/11/2026 | Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 41.1<br>LTV is less than guideline maximum - Required is 75 Borrower has 44.44<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 740 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7455617 |
| XXXX | XXXX | 4000113364 D B A C | Closed | FCRE1201 | 2026-02-05 05:28 | 2026-02-11 15:24 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-02/11/2026 <br>Ready for Review-Document Uploaded. PLease see attached - Seller-02/09/2026 <br>Open-Missing Third Party Fraud Report - Due Diligence Vendor-02/05/2026 | Ready for Review-Document Uploaded. PLease see attached - Seller-02/09/2026<br>| Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-02/11/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 41.1<br>LTV is less than guideline maximum - Required is 75 Borrower has 44.44<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 740 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7455680 |
| XXXX | XXXX | 4000113364 D B A C | Closed | FCRE1206 | 2026-02-05 06:41 | 2026-02-11 15:24 | Resolved | 1 - Information C A | Credit | Eligibility | All Interested Parties Not Checked with Exclusionary Lists | Resolved-All Interested Parties Checked against Exclusionary Lists - Due Diligence Vendor-02/11/2026 <br>Ready for Review-Document Uploaded. Please see attached - Seller-02/09/2026 <br>Open-All Interested Parties Not Checked with Exclusionary Lists - Due Diligence Vendor-02/05/2026 | Ready for Review-Document Uploaded. Please see attached - Seller-02/09/2026<br>| Resolved-All Interested Parties Checked against Exclusionary Lists - Due Diligence Vendor-02/11/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 41.1<br>LTV is less than guideline maximum - Required is 75 Borrower has 44.44<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 740 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7456324 |
| XXXX | XXXX | 4000113364 D B A C | Closed | FCRE1205 | 2026-02-05 06:41 | 2026-02-11 15:24 | Resolved | 1 - Information C A | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Resolved-Third Party Fraud Report is provided. XXXX Check Completed and Cleared - Due Diligence Vendor-04/02/2026 <br> Ready for Review-Document Uploaded. Please see attached - Seller-02/09/2026 <br> Open-XXXX Check Not Completed and/or Cleared - Due Diligence Vendor-02/05/2026 | Ready for Review-Document Uploaded. Please see attached - Seller-02/09/2026<br>| Resolved-Third Party Fraud Report is provided. XXXX Check Completed and Cleared - Due Diligence Vendor-04/02/2026 | Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 41.1<br>LTV is less than guideline maximum - Required is 75 Borrower has 44.44<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 740 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | 7456325 |
| XXXX | XXXX | 4000113364 D B A C | Closed | FCOM5135 | 2026-02-03 04:11 | 2026-02-03 04:41 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings. - Due Diligence Vendor-02/03/2026 |  | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings. - Due Diligence Vendor-02/03/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 41.1<br>LTV is less than guideline maximum - Required is 75 Borrower has 44.44<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 740 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | No | 7411037 |
| XXXX | XXXX | 4000113361 C B A | Closed | FCOM9998 | 2026-01-29 15:56 | 2026-02-20 11:59 | Resolved | 1 - Information C A | Compliance | TRID | Closing Disclosure Issue | Resolved------Received attestation fee is lender paid broker compensation. Finding resolved. - Due Diligence Vendor-02/20/2026 <br>Ready for Review-It's a lender paid broker compensation fee. Please Clear this condition.<br> - Seller-02/06/2026 <br>Open-Final CD reflects a Loan Origination fee paid by Lender that was not disclosed on initial LE nor has a COC been provided for this increase. If this fee is Loan Originator Compensation, it must be identified as such on the final CD. A Loan Origination fee is a borrower paid fee and included in tolerance testing unless previously agreed this would be a lender responsibility per a Rate-Lock agreement or similar documentation. Fee clarification must be provided and upon receipt, additional findings may apply. - Due Diligence Vendor-01/29/2026 | Ready for Review-It's a lender paid broker compensation fee. Please Clear this condition.<br> - Seller-02/06/2026<br>| Resolved------Received attestation fee is lender paid broker compensation. Finding resolved. - Due Diligence Vendor-02/20/2026<br>| LTV is less than guideline maximum - LTV 32% max 80%. Required is 80 Borrower has 32<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying score 748; min score 660. Required is 660 Borrower has 748<br>Qualifying DTI below maximum allowed - DTI 19.07% max 49.99% Required is 49.99 Borrower has 19.07 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7359158 |
| XXXX | XXXX | 4000113361 C B A | Closed | FCRE1483 | 2026-02-05 07:48 | 2026-02-09 14:38 | Resolved | 1 - Information C A | Credit | Assets | Asset 5 Does Not Meet Guideline Requirements | Resolved-Client provided Transaction report from Escrow company - Due Diligence Vendor-02/09/2026 <br>Ready for Review-Document Uploaded. - Seller-02/06/2026 <br>Open-Asset 5 Does Not Meet Guideline Requirements missing gift funds receipt to escrow . - Due Diligence Vendor-02/05/2026 | Ready for Review-Document Uploaded. - Seller-02/06/2026<br>| Resolved-Client provided Transaction report from Escrow company - Due Diligence Vendor-02/09/2026<br>| LTV is less than guideline maximum - LTV 32% max 80%. Required is 80 Borrower has 32<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying score 748; min score 660. Required is 660 Borrower has 748<br>Qualifying DTI below maximum allowed - DTI 19.07% max 49.99% Required is 49.99 Borrower has 19.07 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7459060 |
| XXXX | XXXX | 4000113361 C B A | Closed | FCOM5135 | 2026-01-30 11:38 | 2026-01-30 11:38 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material findings. - Due Diligence Vendor-01/30/2026 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material findings. - Due Diligence Vendor-01/30/2026<br>| LTV is less than guideline maximum - LTV 32% max 80%. Required is 80 Borrower has 32<br>Qualifying FICO score is at least 20 points above minimum for program - Qualifying score 748; min score 660. Required is 660 Borrower has 748<br>Qualifying DTI below maximum allowed - DTI 19.07% max 49.99% Required is 49.99 Borrower has 19.07 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | No | 7377462 |
| XXXX | XXXX | 4000113368 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA |  |  |  |
| XXXX | XXXX | 4000113104 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| XXXX | XXXX | 4000110738 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| XXXX | XXXX | 4000114570 C A | Closed | FCRE1206 | 2026-02-06 12:49 | 2026-02-17 14:10 | Resolved | 1 - Information C A | Credit | Eligibility | All Interested Parties Not Checked with Exclusionary Lists | Resolved-Received confirmation all interested Parties Checked against Exclusionary Lists - Due Diligence Vendor-02/17/2026 <br> Ready for Review-Document Uploaded. Hello Team,<br>Could you please review the attached one more time? - Seller-02/13/2026 <br> Counter-Finding remains. Missing XXXX. Client provided document for a different borrower - Due Diligence Vendor-02/12/2026 <br> Ready for Review-Document Uploaded. Uploaded the reviewed loan safe - Seller-02/10/2026 <br> Open-All Interested Parties Not Checked with Exclusionary Lists XXXX (non borrowing spouse) Not Checked with Exclusionary Lists - Due Diligence Vendor-02/06/2026 | Ready for Review-Document Uploaded. Hello Team,<br>Could you please review the attached one more time? - Seller-02/13/2026 <br>Ready for Review-Document Uploaded. Uploaded the reviewed loan safe - Seller-02/10/2026<br>| Resolved-Received confirmation all interested Parties Checked against Exclusionary Lists - Due Diligence Vendor-02/17/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 28.64<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 768<br>LTV is less than guideline maximum - Required is 80 Borrower has 48.67 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7493302 |
| XXXX | XXXX | 4000114570 C A | Closed | FCRE1182 | 2026-02-06 13:40 | 2026-02-12 08:25 | Resolved | 1 - Information B A | Credit | Missing Doc | Approval/Underwriting Summary Not Provided | Resolved-Client provided approval and 1008 - Due Diligence Vendor-02/12/2026 <br>Ready for Review-Document Uploaded. - Seller-02/10/2026 <br>Open-Missing Approval/Underwriting Summary Approval/1008 Underwriting Summary not seen in file. - Due Diligence Vendor-02/06/2026 | Ready for Review-Document Uploaded. - Seller-02/10/2026<br>| Resolved-Client provided approval and 1008 - Due Diligence Vendor-02/12/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 28.64<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 768<br>LTV is less than guideline maximum - Required is 80 Borrower has 48.67 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7494839 |
| XXXX | XXXX | 4000113357 D A C | Closed | FCRE1198 | 2026-02-06 06:53 | 2026-02-11 13:59 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of 24.5 month(s) are greater than or equal to Guideline Required Reserves of 4 month(s) - Due Diligence Vendor-02/11/2026 <br>Ready for Review-Document Uploaded. - Seller-02/10/2026 <br>Open-Audited Reserves of month(s) are less than Guideline Required Reserves of 4 month(s) Audit included all assets documented in file. - Due Diligence Vendor-02/06/2026 | Ready for Review-Document Uploaded. - Seller-02/10/2026<br>| Resolved-Audited Reserves of 24.5 month(s) are greater than or equal to Guideline Required Reserves of 4 month(s) - Due Diligence Vendor-02/11/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 817<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 43.73 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7484546 |
| XXXX | XXXX | 4000113357 D A C | Closed | FCRE9501 | 2026-02-06 06:35 | 2026-02-11 13:58 | Resolved | 1 - Information C A | Credit | Assets | Total Qualified Assets Post-Close is Less than $0 | Resolved-Received Post close CD. Upon further review no additional documentation required. - Due Diligence Vendor-04/02/2026 <br> Ready for Review-Document Uploaded. - Seller-02/10/2026 <br> Open-Total Qualified Assets Post-Close amount is XXXX. Assets are Insufficient. Short funds to close. Audit included all assets presented in file. Additional findings may apply. - Due Diligence Vendor-02/06/2026 | Ready for Review-Document Uploaded. - Seller-02/10/2026<br>| Resolved-Received Post close CD. Upon further review no additional documentation required. - Due Diligence Vendor-04/02/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 817<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 43.73 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7484349 |
| XXXX | XXXX | 4000113357 D A C | Closed | FCRE8013 | 2026-02-06 05:43 | 2026-02-10 15:57 | Resolved | 1 - Information C A | Credit | Eligibility | Purchase Contract Issue | Resolved-Received Invoice. - Due Diligence Vendor-02/10/2026 <br>Ready for Review-Document Uploaded. please see the attached file - Seller-02/10/2026 <br>Open-Loan Purpose is Purchase but Purchase Contract is only Partially Provided. Missing evidence that contingency for seller fumigating house was completed. Additional findings may apply. - Due Diligence Vendor-02/06/2026 | Ready for Review-Document Uploaded. please see the attached file - Seller-02/10/2026<br>| Resolved-Received Invoice. - Due Diligence Vendor-02/10/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 817<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 43.73 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7483846 |
| XXXX | XXXX | 4000113357 D A C | Closed | FPRO1242 | 2026-02-06 06:26 | 2026-02-10 15:57 | Resolved | 1 - Information D A | Property | Missing Doc | Appraisal is Missing | Resolved-Received Appraisal - Due Diligence Vendor-02/10/2026 <br> Ready for Review-Document Uploaded. kindly see the attached 1st appraisal - Seller-02/08/2026 <br> Open-Appraisal is Missing Missing primary valuation completed on XXXX. Two appraisals required for flip transaction and only the 2nd appraisal in file. - Due Diligence Vendor-02/06/2026 | Ready for Review-Document Uploaded. kindly see the attached 1st appraisal - Seller-02/08/2026<br>| Resolved-Received Appraisal - Due Diligence Vendor-02/10/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 817<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 43.73 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7484286 |
| XXXX | XXXX | 4000113371 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXX | XXXX | 4000114978 D A | Closed | FCRE1202 | 2026-02-06 15:58 | 2026-02-18 16:45 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report Partially Provided | Resolved-Received XXXXclearance and XXXX is mailing address not noted as owned. - Due Diligence Vendor-02/18/2026 <br> Ready for Review-Document Uploaded. please see attached - Seller-02/16/2026 <br> Counter-Received Fraud Report. Missing XXXX clearance for borrower and supporting documentation borrower does not own XXXX. - Due Diligence Vendor-02/13/2026 <br> Ready for Review-Document Uploaded. - Seller-02/11/2026 <br> Open-Third Party Fraud Report Partially Provided Alert summary provided; however, full fraud report missing from loan file. - Due Diligence Vendor-02/06/2026 | Ready for Review-Document Uploaded. please see attached - Seller-02/16/2026 <br>Ready for Review-Document Uploaded. - Seller-02/11/2026<br>| Resolved-Received SAM clearance and XXXX is mailing address not noted as owned. - Due Diligence Vendor-02/18/2026 | LTV is less than guideline maximum - Required is 75 Borrower has 54.83<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 32.99<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 796 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | 7498462 |
| XXXX | XXXX | 4000114978 D A | Closed | FCRE1161 | 2026-02-06 08:37 | 2026-02-13 12:02 | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Certificate Missing | Resolved-Received flood cert matching appraisal. - Due Diligence Vendor-02/13/2026 <br>Ready for Review-Document Uploaded. - Seller-02/11/2026 <br>Open-Missing Flood Certificate - Due Diligence Vendor-02/06/2026 | Ready for Review-Document Uploaded. - Seller-02/11/2026<br>| Resolved-Received flood cert matching appraisal. - Due Diligence Vendor-02/13/2026<br>| LTV is less than guideline maximum - Required is 75 Borrower has 54.83<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 32.99<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 796 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | 7486544 |
| XXXX | XXXX | 4000114252 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| XXXX | XXXX | 4000114563 C B A | Closed | FCRE9501 | 2026-02-06 08:14 | 2026-02-11 09:48 | Resolved | 1 - Information C A | Credit | Assets | Total Qualified Assets Post-Close is Less than $0 | Resolved-Received PCCD. - Due Diligence Vendor-02/11/2026 <br> Ready for Review-Document Uploaded. - Seller-02/09/2026 <br> Open-Total Qualified Assets Post-Close amount is XXXX. Assets are Insufficient. No assets presented in file. - Due Diligence Vendor-02/06/2026 | Ready for Review-Document Uploaded. - Seller-02/09/2026<br>| Resolved-Received PCCD. - Due Diligence Vendor-02/11/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 741<br>LTV is less than guideline maximum - Required is 80 Borrower has 66.7<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 35.05 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7486130 |
| XXXX | XXXX | 4000114563 C B A | Closed | FCOM5135 | 2026-02-04 11:13 | 2026-02-04 11:13 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings - Due Diligence Vendor-02/04/2026 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings - Due Diligence Vendor-02/04/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 741<br>LTV is less than guideline maximum - Required is 80 Borrower has 66.7<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 35.05 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | Originator Post-Close | No | 7441175 |
| XXXX | XXXX | 4000113365 B A | Closed | FCOM5135 | 2026-02-03 16:50 | 2026-02-03 16:50 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings. - Due Diligence Vendor-02/03/2026 |  | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings. - Due Diligence Vendor-02/03/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 40.29<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 740 Borrower has 794 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | No | 7426496 |
| XXXX | XXXX | 4000111534 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  |  |
| XXXX | XXXX | 4000110726 C A | Closed | FCOM1978 | 2026-02-04 15:23 | 2026-02-09 08:14 | Resolved | 1 - Information C A | Compliance | TRID | Missing Intent to Proceed | Resolved-----Received Acknowledgement of borrower's receipt of initial documents. Finding Resolved. - Due Diligence Vendor-02/09/2026 <br>Ready for Review-Document Uploaded. - Seller-02/06/2026 <br>Open-There are fees on the final CD that are POC and borrower's signed intent to proceed is missing from file.<br> - Due Diligence Vendor-02/04/2026 | Ready for Review-Document Uploaded. - Seller-02/06/2026<br>| Resolved-----Received Acknowledgement of borrower's receipt of initial documents. Finding Resolved. - Due Diligence Vendor-02/09/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - 761 fico, min 660<br>Qualifying DTI below maximum allowed - 37.73 % DTI, max 50%<br>LTV is less than guideline maximum - Required is 85 Borrower has 80 Required is 85 Borrower has 80 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Second Home | Purchase | NA | N/A | N/A | 7447460 |
| XXXX | XXXX | 4000110726 C A | Closed | finding-3634 | 2026-02-04 16:03 | 2026-02-09 08:13 | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | Resolved-----Received COC for increase in fees. Finding Resolved. - Due Diligence Vendor-02/09/2026 <br> Ready for Review-Document Uploaded. - Seller-02/06/2026 <br> Open-This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $303.15.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). ----- Zero (0%) tolerance fees increased by $300.00 (Trust Review Fee) without a valid COC in file. Provide a valid and timely COC for increase OR evidence of refund to borrower or principal reduction in the amount of $300.00, post-close CD, LOE and evidence of delivery to borrower within 60 days of consummation date. Statute of Limitations - 1 Year(s); Expiration Date: XXXX.<br> - Due Diligence Vendor-02/04/2026 | Ready for Review-Document Uploaded. - Seller-02/06/2026<br>| Resolved-----Received COC for increase in fees. Finding Resolved. - Due Diligence Vendor-02/09/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - 761 fico, min 660<br>Qualifying DTI below maximum allowed - 37.73 % DTI, max 50%<br>LTV is less than guideline maximum - Required is 85 Borrower has 80 Required is 85 Borrower has 80 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Second Home | Purchase | NA | N/A | N/A | 7448157 |
| XXXX | XXXX | 4000114560 D A | Closed | FCOM8972 | 2026-02-09 09:51 | 2026-02-11 17:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Deed of Trust Riders | Resolved-Client provided 1-4 family rider and ARM Rider fully executed - Due Diligence Vendor-02/11/2026 <br>Ready for Review-Document Uploaded. please see the attached family rider and adjustable rate rider - Seller-02/10/2026 <br>Open-Missing 1-4 family rider and Adjustable rate rider - Due Diligence Vendor-02/09/2026 | Ready for Review-Document Uploaded. please see the attached family rider and adjustable rate rider - Seller-02/10/2026<br>| Resolved-Client provided 1-4 family rider and ARM Rider fully executed - Due Diligence Vendor-02/11/2026<br>| LTV is less than guideline maximum - Required is 70 Borrower has 50.63 Required is 70 Borrower has 50.63<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 30.65 Required is 49.99 Borrower has 30.65 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other | N/A | N/A | 7515120 |
| XXXX | XXXX | 4000114974 C A | Closed | FCRE1479 | 2026-02-09 10:51 | 2026-02-11 17:04 | Resolved | 1 - Information C A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-Client provided proof of receipt for Gift in the amount of XXXX - Due Diligence Vendor-02/11/2026 <br> Ready for Review-Document Uploaded. please see the proof of receipt of gift - Seller-02/10/2026 <br> Open-Asset Record 1 Does Not Meet G/L Requirements Missing proof of receipt of gift - Due Diligence Vendor-02/09/2026 | Ready for Review-Document Uploaded. please see the proof of receipt of gift - Seller-02/10/2026<br>| Resolved-Client provided proof of receipt for Gift in the amount of XXXX - Due Diligence Vendor-02/11/2026 | Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 797 Required is 660 Borrower has 797<br>LTV is less than guideline maximum - Required is 80 Borrower has 58.87 Required is 80 Borrower has 58.87 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | 7516418 |
| XXXX | XXXX | 4000114248 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  |  |
| XXXX | XXXX | 4000114976 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA |  |  |  |
| XXXX | XXXX | 4000114575 B A | Closed | FCOM5135 | 2026-02-09 17:21 | 2026-02-09 17:21 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing ----- Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-02/09/2026 |  | Waived-Required Affiliated Business Disclosure Missing ----- Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-02/09/2026<br>| LTV is less than guideline maximum - Required is 80 Borrower has 53.54 Required is 80 Borrower has 53.54<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 759 Required is 660 Borrower has 759<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 35 Required is 49.99 Borrower has 35 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | No | 7525352 |
| XXXX | XXXX | 4000114991 C B A | Closed | FCOM9998 | 2026-02-10 03:58 | 2026-02-13 07:32 | Resolved | 1 - Information C A | Compliance | TRID | Closing Disclosure Issue | Resolved------Client rebuttal, fee is lender paid broker fee. Finding resolved. - Due Diligence Vendor-02/13/2026 <br>Ready for Review-It's a lender paid broker compensation fee. Please clear this condition. - Seller-02/12/2026 <br>Open------Final CD reflects a Loan Origination fee paid by Lender that was not disclosed on initial LE nor has a COC been provided for this increase. If this fee is Loan Originator Compensation, it must be identified as such on the final CD. A Loan Origination fee is a borrower paid fee and included in tolerance testing unless previously agreed this would be a lender responsibility per a Rate-Lock agreement or similar documentation. Fee clarification must be provided and upon receipt, additional findings may apply. - Due Diligence Vendor-02/10/2026 | Ready for Review-It's a lender paid broker compensation fee. Please clear this condition. - Seller-02/12/2026<br>| Resolved------Client rebuttal, fee is lender paid broker fee. Finding resolved. - Due Diligence Vendor-02/13/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 31.08 Required is 49.99 Borrower has 31.08<br>LTV is less than guideline maximum - Required is 80 Borrower has 48.85 Required is 80 Borrower has 48.85<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 799 Required is 660 Borrower has 799 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7530383 |
| XXXX | XXXX | 4000114991 C B A | Closed | FCOM5135 | 2026-02-09 18:10 | 2026-02-09 18:10 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings. - Due Diligence Vendor-02/09/2026 |  | Waived-Required Affiliated Business Disclosure Missing Originator waiver applied to non-material Findings. - Due Diligence Vendor-02/09/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 31.08 Required is 49.99 Borrower has 31.08<br>LTV is less than guideline maximum - Required is 80 Borrower has 48.85 Required is 80 Borrower has 48.85<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 799 Required is 660 Borrower has 799 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | 7525860 |
| XXXX | XXXX | 4000114986 D B A | Closed | FCRE0197 | 2026-02-11 15:27 | 2026-02-15 17:23 | Resolved | 1 - Information C A | Credit | Eligibility | The Final SELLER CD/HUD is missing | Resolved-Received final seller CD - Due Diligence Vendor-02/15/2026 <br>Ready for Review-Document Uploaded. - Seller-02/13/2026 <br>Open-The Final SELLER CD/HUD is missing. Missing Final Seller CD/HUD - Due Diligence Vendor-02/11/2026 | Ready for Review-Document Uploaded. - Seller-02/13/2026<br>| Resolved-Received final seller CD - Due Diligence Vendor-02/15/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 744<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 34.89 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7567013 |
| XXXX | XXXX | 4000114986 D B A | Closed | FCRE1202 | 2026-02-11 15:08 | 2026-02-15 17:22 | Resolved | 1 - Information D A | Credit | Missing Doc | Third Party Fraud Report Partially Provided | Resolved-Received management acknowledgment of fraud score. - Due Diligence Vendor-02/15/2026 <br> Ready for Review-Document Uploaded. - Seller-02/12/2026 <br> Open-Third Party Fraud Report Partially Provided Missing UW Review, Fraud Report score >800. Per guides XXXX require management review and approval by the Underwriting Manager in order to proceed with the loan. - Due Diligence Vendor-02/11/2026 | Ready for Review-Document Uploaded. - Seller-02/12/2026<br>| Resolved-Received management acknowledgment of fraud score. - Due Diligence Vendor-02/15/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 744<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 34.89 |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7566649 |
| XXXX | XXXX | 4000114986 D B A | Closed | FCOM5135 | 2026-02-10 12:54 | 2026-02-10 12:54 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing ----- Originator waiver applied to non-material Findings. - Due Diligence Vendor-02/10/2026 |  | Waived-Required Affiliated Business Disclosure Missing ----- Originator waiver applied to non-material Findings. - Due Diligence Vendor-02/10/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 744<br>Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 34.89 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | 7541445 |
| XXXX | XXXX | 4000114586 C B A | Closed | finding-4033 | 2026-02-10 14:41 | 2026-02-13 11:52 | Resolved | 1 - Information C A | Compliance | ComplianceEase | Qualified Mortgage Safe Harbor Threshold | Resolved-Upon further review, the document(s) are located in original file, nothing further required. - Due Diligence Vendor-02/13/2026 <br>Open-This loan does not qualify for a safe harbor level of compliance with the qualified mortgage rule. (12 CFR §1026.43(b)(4), (e)(1))This loan does not qualify for a safe harbor. The loan has an APR of 7.450%. The APR threshold to qualify for a safe harbor is 7.430%.A creditor or assignee of a qualified mortgage, that is not a higher-priced covered transaction, complies with the repayment ability requirements of paragraph (c) of this section. A creditor or assignee of a qualified mortgage, that is a higher-priced covered transaction, is presumed to comply with the repayment ability requirements of paragraph (c) of this section.Higher-priced covered transaction means a covered transaction with an annual percentage rate that exceeds the average prime offer rate for a comparable transaction as of the date the interest rate is set by 1.5 or more percentage points for a first-lien covered transaction, or by 3.5 or more percentage points for a subordinate-lien covered transaction. - Due Diligence Vendor-02/10/2026 |  | Resolved-Upon further review, the document(s) are located in original file, nothing further required. - Due Diligence Vendor-02/13/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 31.16<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 793 |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7543794 |
| XXXX | XXXX | 4000114586 C B A | Closed | finding-4035 | 2026-02-10 14:41 | 2026-02-13 11:52 | Resolved | 1 - Information C A | Compliance | ComplianceEase | Qualified Mortgage Interest Only Test | Resolved-Upon further review, the document(s) are located in original file, nothing further required. - Due Diligence Vendor-02/13/2026 <br>Open-This loan failed the qualified mortgage interest only test. (12 CFR 1026.43(e)(2)(i)(B))A qualified mortgage is a covered transaction that provides for regular periodic payments that are substantially equal, except for the effect that any interest rate change after consummation has on the payment in the case of an adjustable-rate or step-rate mortgage, that does not allow the consumer to defer repayment of principal.This loan is an interest only loan or a graduated payment mortgage. - Due Diligence Vendor-02/10/2026 |  | Resolved-Upon further review, the document(s) are located in original file, nothing further required. - Due Diligence Vendor-02/13/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 31.16<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 793 |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA | N/A | N/A | 7543795 |
| XXXX | XXXX | 4000114586 C B A | Closed | FCOM5135 | 2026-02-10 14:07 | 2026-02-11 05:58 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings. - Due Diligence Vendor-02/10/2026 |  | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings. - Due Diligence Vendor-02/10/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 31.16<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 680 Borrower has 793 |  |  | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXXX | XX | Primary Residence | Purchase | NA | Originator Post-Close | No | 7543082 |
| XXXX | XXXX | 4000114992 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA |  |  |  |
| XXXX | XXXX | 4000114576 B A | Closed | FCOM5135 | 2026-02-09 15:50 | 2026-02-09 15:50 | Waived | 2 - Non-Material B | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-02/09/2026 |  | Waived-Required Affiliated Business Disclosure Missing -----Originator waiver applied to non-material Findings.<br> - Due Diligence Vendor-02/09/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 37.38<br>LTV is less than guideline maximum - Required is 80 Borrower has 32.61<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 791 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | No | 7523835 |
| XXXX | XXXX | 4000115242 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA |  |  |  |
| XXXX | XXXX | 4000115244 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Refinance | Cash Out - Other |  |  |  |
| XXXX | XXXX | 4000115246 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| XXXX | XXXX | 4000115245 C B A | Closed | FCOM1353 | 2026-02-11 10:53 | 2026-02-19 14:56 | Waived | 2 - Non-Material C B | Compliance | Disclosure | Incorrect ROR Form Type selected | Waived-The Incorrect ROR Form Type is selected in light of the Same Creditor or Lender Affiliate Refinance (The Right to Cancel Form Model is 'H8 (New Creditor)' and the Same Creditor or Lender Affiliate Refinance selection is 'Yes'). Originator waiver applied to non-material Findings. - Due Diligence Vendor-02/19/2026 <br>Waived-The Incorrect ROR Form Type is selected in light of the Same Creditor or Lender Affiliate Refinance (The Right to Cancel Form Model is 'H8 (New Creditor)' and the Same Creditor or Lender Affiliate Refinance selection is 'Yes'). - Due Diligence Vendor-02/11/2026 |  | Waived-The Incorrect ROR Form Type is selected in light of the Same Creditor or Lender Affiliate Refinance (The Right to Cancel Form Model is 'H8 (New Creditor)' and the Same Creditor or Lender Affiliate Refinance selection is 'Yes'). Originator waiver applied to non-material Findings. - Due Diligence Vendor-02/19/2026 <br>Waived-The Incorrect ROR Form Type is selected in light of the Same Creditor or Lender Affiliate Refinance (The Right to Cancel Form Model is 'H8 (New Creditor)' and the Same Creditor or Lender Affiliate Refinance selection is 'Yes'). - Due Diligence Vendor-02/11/2026<br>| Qualifying DTI below maximum allowed - Required is 49.99 Borrower has 44.71<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 755 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other | Originator Post-Close | No | 7560043 |
| XXXX | XXXX | 4000115685 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| XXXX | XXXX | 4000114018 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  |  |
| XXXX | XXXX | 4000112079 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA |  |  |  |
| XXXX | XXXX | 4000109650 D B A | Closed | FCRE6618 | 2026-02-25 09:38 | 2026-02-25 09:38 | Waived | 2 - Non-Material C B | Credit | Borrower | Borrower information on 1003 is incomplete | Waived-Originator waiver applied to non-material Findings. - Due Diligence Vendor-02/25/2026 <br> Open-Borrower 1 Final Signature Date is greater than the transaction date of XXXX. - Due Diligence Vendor-02/25/2026 |  | Waived-Originator waiver applied to non-material Findings. - Due Diligence Vendor-02/25/2026<br>| Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 805<br>LTV is less than guideline maximum - Required is 80 Borrower has 60.78 Required is 80 Borrower has 60.78 |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | Originator Post-Close | No | 7797498 |
| XXXX | XXXX | 4000109650 D B A | Closed | FCRE1158 | 2026-02-18 13:29 | 2026-02-19 13:35 | Resolved | 1 - Information D A | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-There are 4 HOI dec pages, combined premium is XXXX. Invoice provided confirms term of new policy is 12 months from XXXX. - Due Diligence Vendor-02/19/2026 <br> Open-Hazard Insurance Policy (Or HO-6 Insurance Policy if Subject Property is a Condo) is only Partially Provided Both policies reflect expiration dates on XXXX, which is only 1 month after disbursement. - Due Diligence Vendor-02/18/2026 |  | Resolved-There are 4 HOI dec pages, combined premium is XXXX Invoice provided confirms term of new policy is 12 months from XXXX. - Due Diligence Vendor-02/19/2026 | Qualifying FICO score is at least 20 points above minimum for program - Required is 660 Borrower has 805<br>LTV is less than guideline maximum - Required is 80 Borrower has 60.78 Required is 80 Borrower has 60.78 |  | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | N/A | N/A | 7682148 |
| XXXX | XXXX | 4000115644 A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XX | Primary Residence | Purchase | NA |  |  |  |
| XXXX | XXXX | 4000111986 B A | Closed | FPRO0022 | 2026-02-20 15:17 | 2026-02-25 08:31 | Waived | 2 - Non-Material B | Property | Property | FEMA disaster (Public) after appraisal without a PDI or 1004D | Waived-XXXX No evidence of a PDI or 1004D on file. <br> Waived: Originator waiver applied to non material finding with compensating factors. Public FEMA disaster declared after appraisal. XXXX) - Due Diligence Vendor-02/25/2026 <br> Open-Public FEMA disaster after appraisal without a PDI or 1004D. FEMA XXXX No evidence of a PDI or 1004D on file. - Due Diligence Vendor-02/20/2026 |  | Waived-XXXX No evidence of a PDI or 1004D on file. <br> Waived: Originator waiver applied to non material finding with compensating factors. Public FEMA disaster declared after appraisal. XXXX - Due Diligence Vendor-02/25/2026 | DSCR % greater than 1.20 - DSCR of 1.961 greater than 1.20 Rule False<br>Qualifying FICO score is at least 20 points above minimum for program - Required is 700 Borrower has 787 |  |  | ATR/QM: Exempt | ATR/QM: Exempt | XXXX | XX | Investment | Purchase | NA | Originator Post-Close | No | 7728861 |

---

## Exhibit 99.03

**Exhibit 99.03 Schedule 5**

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Redaction ID** | **Transaction ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** | **Comment** |
| XXXX | XXXX | 4000102323 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per PCCD |
| XXXX | XXXX | 4000117319 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per CD |
| XXXX | XXXX | 4000117319 | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | per CD |
| XXXX | XXXX | 4000117320 | XXXX | Closing/Settlement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per CD |
| XXXX | XXXX | 4000117320 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 0 | 1.35 | DSCR per 1008 |
| XXXX | XXXX | 4000106640 | XXXX | Property Type | propertyValuationPage | Two to Four Unit | Single Family Detached | Per appraisal |
| XXXX | XXXX | 4000111371 | XXXX | Number of Mortgaged Properties | creditLiabilitiesPage | 3 | 1 | Per credit report |
| XXXX | XXXX | 4000117318 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| XXXX | XXXX | 4000114241 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per cd |
| XXXX | XXXX | 4000114236 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per final CD |
| XXXX | XXXX | 4000114236 | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | Per final CD |
| XXXX | XXXX | 4000114238 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per CD |
| XXXX | XXXX | 4000114238 | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | Per CD |
| XXXX | XXXX | 4000110268 | XXXX | Borrower 1 First Name | notePage | XXXX | XXXX | Per Note |
| XXXX | XXXX | 4000110268 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per PCCD |
| XXXX | XXXX | 4000114235 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per CD |
| XXXX | XXXX | 4000114229 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | PER PCCD |
| XXXX | XXXX | 4000114230 | XXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | per appraisal |
| XXXX | XXXX | 4000114230 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per CD |
| XXXX | XXXX | 4000114230 | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | per CD |
| XXXX | XXXX | 4000114242 | XXXX | Property Type | propertyValuationPage | Townhouse | PUD | Per appraisal |
| XXXX | XXXX | 4000113165 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per final cd |
| XXXX | XXXX | 4000113165 | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | per final cd |
| XXXX | XXXX | 4000110468 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per CD |
| XXXX | XXXX | 4000110468 | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | Per CD |
| XXXX | XXXX | 4000114981 | XXXX | Closing/Settlement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per PCCD |
| XXXX | XXXX | 4000114233 | XXXX | Closing/Settlement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per final CD |
| XXXX | XXXX | 4000112806 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| XXXX | XXXX | 4000112780 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| XXXX | XXXX | 4000113795 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per PCCD |
| XXXX | XXXX | 4000112802 | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | Final CD |
| XXXX | XXXX | 4000112802 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Final Cd |
| XXXX | XXXX | 4000112801 | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| XXXX | XXXX | 4000112801 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| XXXX | XXXX | 4000113161 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| XXXX | XXXX | 4000113172 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per Final CD |
| XXXX | XXXX | 4000114979 | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per CD |
| XXXX | XXXX | 4000114979 | XXXX | Closing/Settlement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per CD |
| XXXX | XXXX | 4000113791 | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per Final CD/Settlement Statement |
| XXXX | XXXX | 4000113791 | XXXX | Closing/Settlement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per Final CD/Settlement Statement |
| XXXX | XXXX | 4000113807 | XXXX | Closing/Settlement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per CD |
| XXXX | XXXX | 4000113807 | XXXX | Qualifying LTV | propertyValuationPage | 32.26 | 35.40 | Per Appraised value |
| XXXX | XXXX | 4000113807 | XXXX | Primary Appraised Property Value | propertyValuationPage | XXXX | XXXX | Per Appraisal |
| XXXX | XXXX | 4000113790 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| XXXX | XXXX | 4000113168 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per CD |
| XXXX | XXXX | 4000113169 | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | Per Note |
| XXXX | XXXX | 4000113169 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per PCCD |
| XXXX | XXXX | 4000110424 | XXXX | Loan Type | the1003Page | DSCR | Conventional | Per 1008 |
| XXXX | XXXX | 4000110424 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | Per 1003 |
| XXXX | XXXX | 4000110424 | XXXX | Number of Mortgaged Properties | creditLiabilitiesPage | 10 | 1 | Per fraud report |
| XXXX | XXXX | 4000109064 | XXXX | Primary Appraised Property Value | propertyValuationPage | XXXX | XXXX | Per appraisal |
| XXXX | XXXX | 4000109064 | XXXX | Qualifying LTV | propertyValuationPage | 69.92 | 75.00 | Per appraised value |
| XXXX | XXXX | 4000111897 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per PCCD |
| XXXX | XXXX | 4000111891 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | PER FINAL CD |
| XXXX | XXXX | 4000111902 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| XXXX | XXXX | 4000111902 | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| XXXX | XXXX | 4000111902 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 40.45 | 37.66 | Income is lower than lenders due to Lender took a 12 mos avg of a 13 mos P&L |
| XXXX | XXXX | 4000112368 | XXXX | Loan Type | the1003Page | DSCR | Conventional | Per 1008 |
| XXXX | XXXX | 4000112368 | XXXX | Application Date | complianceDetailPage | XXXX | XXXX | per initial 1003 |
| XXXX | XXXX | 4000112368 | XXXX | Amount of Other Lien | titlePage | XXXX | XXXX | only 1 lien |
| XXXX | XXXX | 4000112368 | XXXX | Number of Mortgaged Properties | creditLiabilitiesPage | 8 | 5 | per credit report and 1003 |
| XXXX | XXXX | 4000111923 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final Cd |
| XXXX | XXXX | 4000111919 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 45.3 | 37.63 | Income is lower than Lender. $XXXX on Final 1008. Final 1003 and P&L reflect $XXXX monthly income. |
| XXXX | XXXX | 4000111904 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final Cd |
| XXXX | XXXX | 4000111904 | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | Per Final Cd |
| XXXX | XXXX | 4000111898 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per final CD |
| XXXX | XXXX | 4000111585 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per CD |
| XXXX | XXXX | 4000111585 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 40.19 | 38.83 | Audit figures match final 1008/1003. Qualifying terms appear to be calculating incorrectly. |
| XXXX | XXXX | 4000111917 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per PCCD in file. |
| XXXX | XXXX | 4000111930 | XXXX | Property Type | propertyValuationPage | Single Family Detached | Single Family Attached | Per appraisal report |
| XXXX | XXXX | 4000113784 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per CD |
| XXXX | XXXX | 4000113783 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| XXXX | XXXX | 4000113773 | XXXX | Closing/Settlement Date | closingDetailsNonCompliancePage | XXXX | XXXX | per PCCD |
| XXXX | XXXX | 4000113798 | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | per CD |
| XXXX | XXXX | 4000113798 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per CD |
| XXXX | XXXX | 4000113772 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per CD |
| XXXX | XXXX | 4000113772 | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | per CD |
| XXXX | XXXX | 4000113433 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per PCCD |
| XXXX | XXXX | 4000113769 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| XXXX | XXXX | 4000113769 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 41.26 | 33.95 | Audited income excludes transfer between borrower's business accounts |
| XXXX | XXXX | 4000113430 | XXXX | Maturity Date | notePage | XXXX | XXXX | Per Note |
| XXXX | XXXX | 4000113430 | XXXX | First Payment Date | notePage | XXXX | XXXX | Per Note |
| XXXX | XXXX | 4000113430 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| XXXX | XXXX | 4000113362 | XXXX | Borrower 1 Last Name | notePage | XXXX | XXXX | Per Note |
| XXXX | XXXX | 4000113362 | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | per Final CD |
| XXXX | XXXX | 4000113362 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per Final CD |
| XXXX | XXXX | 4000113370 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| XXXX | XXXX | 4000113370 | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| XXXX | XXXX | 4000114559 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per final CD |
| XXXX | XXXX | 4000114559 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 40.74 | 38.16 | Variance due to audit using lower rental income on non-subj property. |
| XXXX | XXXX | 4000113363 | XXXX | Borrower 1 First Name | notePage | XXXX | XXXX | Per Note. |
| XXXX | XXXX | 4000113363 | XXXX | Closing/Settlement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per Final CD. |
| XXXX | XXXX | 4000113369 | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXXX | XXXX | PER FINAL CD |
| XXXX | XXXX | 4000113369 | XXXX | Closing/Settlement Date | closingDetailsNonCompliancePage | XXXX | XXXX | PER FINAL CD |
| XXXX | XXXX | 4000113369 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 48.04 | 14.81 | Audit DTI matches the final 1008 |
| XXXX | XXXX | 4000113364 | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| XXXX | XXXX | 4000113364 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| XXXX | XXXX | 4000113361 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| XXXX | XXXX | 4000113368 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| XXXX | XXXX | 4000113368 | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| XXXX | XXXX | 4000114570 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per PCCD |
| XXXX | XXXX | 4000113357 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per PCCD |
| XXXX | XXXX | 4000113357 | XXXX | Primary Appraised Property Value | propertyValuationPage | XXXX | XXXX | Per earliest dated appraisal |
| XXXX | XXXX | 4000114978 | XXXX | Closing/Settlement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per CD |
| XXXX | XXXX | 4000114252 | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | Per Final Cd |
| XXXX | XXXX | 4000114252 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final Cd |
| XXXX | XXXX | 4000114563 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | per cd |
| XXXX | XXXX | 4000113365 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| XXXX | XXXX | 4000114560 | XXXX | Closing/Settlement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per CD |
| XXXX | XXXX | 4000114974 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per PCCD |
| XXXX | XXXX | 4000114976 | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | Per final CD |
| XXXX | XXXX | 4000114976 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per final CD |
| XXXX | XXXX | 4000114991 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per final CD |
| XXXX | XXXX | 4000114986 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per final CD |
| XXXX | XXXX | 4000114986 | XXXX | Cash Disbursement Date | finalCdDetailPage | XXXX | XXXX | Per final CD |
| XXXX | XXXX | 4000114992 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per PCCD |
| XXXX | XXXX | 4000114576 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per Final CD |
| XXXX | XXXX | 4000115244 | XXXX | Closing/Settlement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per CD |
| XXXX | XXXX | 4000115244 | XXXX | Cash Disbursement Date | closingDetailsNonCompliancePage | XXXX | XXXX | Per CD |
| XXXX | XXXX | 4000115685 | XXXX | Closing/Settlement Date | finalCdDetailPage | XXXX | XXXX | Per PCCD |
| XXXX | XXXX | 4000114018 | XXXX | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 0 | 329.91 | DSCR loan |
| XXXX | XXXX | 4000109650 | XXXX | Business Entity EIN | businessPurposePage | XXXX | XXXX |  |

---

## Exhibit 99.03

**Exhibit 99.03 Schedule 6**

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| **Loan ID** | **Seller Loan ID** | **Redaction ID** | **Seller Name** | **Loan Program** | **Documentation Type** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Actual Short Term Rent Amount** | **Actual Short Term Rent Source** | **Short Term Rent Number of Months** | **Short Term Rental Occupancy Factor** | **Rental Income Used for Property DSCR Calculation** | **Rental Source for Property DSCR Calculation** | **DSCR Calculation Based On Short Rental Income Flag** | **Property DTI** | **Originator DSCR** | **TPR DSCR** | **PITIA** | **Gross Rental Income Unit 1** | **Lease End Date Unit 1** | **Lease Term Unit 1** | **Gross Rental Income Unit 2** | **Lease End Date Unit 2** | **Lease Term Unit 2** | **Gross Rental Income Unit 3** | **Lease End Date Unit 3** | **Lease Term Unit 3** | **Gross Rental Income Unit 4** | **Lease End Date Unit 4** | **Lease Term Unit 4** | **Gross Rental Income Unit 5** | **Lease End Date Unit 5** | **Lease Term Unit 5** | **Gross Rental Income Unit 6** | **Lease End Date Unit 6** | **Lease Term Unit 6** | **Gross Rental Income Unit 7** | **Lease End Date Unit 7** | **Lease Term Unit 7** | **Gross Rental Income Unit 8+** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **Fee Amount** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Section 8** | **Blanket Mortgage/Cross Collateral Flag** | **Number of Years Property Owned** | **Number of Mortgaged Properties With Lender** | **Number of Properties Securing Loan** | **Foreign National Alternative Credit Documentation** | **Months Reserves** | **Loan Closed in the name of Business Entity** | **Vested Business Entity Name** | **Vested Business Entity Type** | **Qualifying Primary Borrower Type** | **Qualifying Primary Borrower First Name** | **Qualifying Primary Borrower Last Name** | **Qualifying CoBorrower Type** | **Qualifying CoBorrower First Name** | **Qualifying CoBorrower Last Name** | **Qualifying CoBorrower 2 Type** | **Qualifying CoBorrower 2 First Name** | **Qualifying CoBorrower 2 Last Name** | **Qualifying CoBorrower 3 Type** | **Qualifying CoBorrower 3 First Name** | **Qualifying CoBorrower 3 Last Name** | **Non-Qualifying Guarantor 1 First Name** | **Non-Qualifying Guarantor 1 Last Name** | **Non-Qualifying Guarantor 1 Citizenship** | **Non-Qualifying Guarantor 1 Country Name** | **Non-Qualifying Guarantor 2 First Name** | **Non-Qualifying Guarantor 2 Last Name** | **Non-Qualifying Guarantor 2 Citizenship** | **Non-Qualifying Guarantor 2 Country Name** | **Personal Guaranty** | **Total Number of Guarantors** | **Personal Guaranty Recourse Level** | **Business Entity EIN** |
| XXXX | XXXX | 4000117320 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2300 | Appraisal - 1007 |  | N/A |  |  | 2300 | Appraisal - 1007 | No | 73.62 | 1.358 | 1.358 | 1693.34 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  |  | 2300 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 86.92 | No | XXXX | Revocable Trust | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| XXXX | XXXX | 4000106640 | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 9547.69 | 10000 | Appraisal - 1025 |  | N/A |  |  | 9547.69 | Actual In Place Rent | No | 82.77 | 1.15 | 1.208 | 7902.17 | 4047.69 | 12-16-2025 | 1 | 5500 | 06-01-2027 | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | 9547.69 |  |  |  |  |  |  |  | No | 24.5 | 1 | 1 | N/A | 37.43 | No | XXXX | Revocable Trust | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| XXXX | XXXX | 4000111371 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4900 | Appraisal - 1007 |  | N/A |  |  | 4900 | Appraisal - 1007 | No | 99.08 | 1 | 1.009 | 4854.96 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | 4900 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 42.31 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| XXXX | XXXX | 4000110261 | XXXX | XXXX | 1YR Business P&L | Present | No | 0 | 2400 | Appraisal - 1007 |  | N/A |  |  | 2400 | Appraisal - 1007 | No | 78.77 |  | 0 | 1890.41 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  |  | 2400 |  |  |  |  |  |  |  | No | 0 | 4 | 1 | N/A | 15.81 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| XXXX | XXXX | 4000105846 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 6000 | Appraisal - 1007 |  | N/A |  |  | 6000 | Appraisal - 1007 | No | 86.99 |  | 1.15 | 5219.33 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | 6000 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 19.3 | Yes | XXXX | Corporation | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX | XXXX | 4000107282 | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 2750 | 2464 | Appraisal - 1007 |  | N/A |  |  | 2750 | Actual In Place Rent | No | 90.31 | 1.1 | 1.107 | 2483.66 | 2750 | 11-30-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | XXXX | 0 | 2750 |  |  |  |  |  |  |  | No | 0.7 | 1 | 1 | N/A | 24.98 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX | XXXX | 4000114981 | XXXX | XXXX | Written Verification of Employment | Present | No | 0 | 6800 | Appraisal - 1007 |  | N/A |  |  | 6800 | Appraisal - 1007 | No | 193.9 |  | 0 | 13184.97 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  | XXXX |  | 6800 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 8.9 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| XXXX | XXXX | 4000114233 | XXXX | XXXX | Written Verification of Employment | Present | No | 0 | 3800 | Appraisal - 1007 |  | N/A |  |  | 3800 | Appraisal - 1007 | No | 139.98 |  | 0 | 5319.36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  | XXXX |  | 3800 |  |  |  |  |  |  |  | No | 0 | 2 | 1 | N/A | 7.82 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| XXXX | XXXX | 4000113166 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3650 | Appraisal - 1007 |  | N/A |  |  | 3650 | Appraisal - 1007 | No | 113.83 | 0.86 | 0.878 | 4154.94 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  |  | 3650 |  |  |  |  |  |  |  | No | 8.1 | 1 | 1 | N/A | 23.68 | No | XXXX | Limited Liability Corporation (LLC) | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | XXXX |
| XXXX | XXXX | 4000114979 | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 4000 | 3650 | Appraisal - 1007 |  | N/A |  |  | 3650 | Appraisal - 1007 | No | 175.32 | 0.59 | 0.57 | 6399.17 | 4000 | 01-05-2026 | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | 3650 |  |  |  |  |  |  |  | No | 1.2 | 1 | 1 | N/A | 126.76 | No | XXXX | Limited Liability Corporation (LLC) | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | XXXX |
| XXXX | XXXX | 4000113791 | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 6031 | 8100 | Appraisal - 1025 |  | N/A |  |  | 6031 | Actual In Place Rent | No | 99.1 | 1 | 1.009 | 5976.93 | 2595 | 11-30-2026 | 12 | 889 | 11-30-2026 | 12 | 998 | 11-30-2026 | 12 | 1549 | 11-30-2026 | 12 |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  |  | 6031 |  |  |  |  |  |  |  | No | 6.1 | 1 | 1 | N/A | 242.47 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX | XXXX | 4000113807 | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 9850 | 9900 | Appraisal - 1025 |  | N/A |  |  | 9850 | Actual In Place Rent | No | 90.72 | 1.1 | 1.102 | 8936.26 | 5500 | 07-31-2026 | 12 | 4350 | 04-30-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | XXXX |  | 9850 |  |  |  |  |  |  |  | No | 1.1 | 2 | 1 | N/A | 207.79 | No | XXXX | Limited Liability Corporation (LLC) | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | XXXX |
| XXXX | XXXX | 4000112804 | XXXX | XXXX | 1YR Business P&L | Present | No | 0 | 3395 | Appraisal - 1007 |  | N/A |  |  | 3395 | Appraisal - 1007 | No | 114.13 |  | 0 | 3874.68 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  |  | 3395 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 7.4 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| XXXX | XXXX | 4000109908 | XXXX | XXXX | 12 Month Bank Statement | Present | No | 0 | 5750 | Appraisal - 1007 |  | N/A |  |  | 5750 | Appraisal - 1007 | No | 125.16 |  | 0 | 7196.91 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | 5750 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 101.47 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX | XXXX | 4000110424 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 8000 | Appraisal - 1007 |  | N/A |  |  | 8000 | Appraisal - 1007 | No | 73.09 | 1.35 | 1.368 | 5846.95 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | 8000 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 5.31 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX | XXXX | 4000109064 | XXXX | XXXX | 1YR Business P&L | Present | Yes | 3850 | 3800 | Appraisal - 1007 |  | N/A |  |  | 3800 | Appraisal - 1007 | No | 110.02 |  | 0 | 4180.94 | 3850 | 01-01-2027 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  | XXXX |  | 3800 |  |  |  |  |  |  |  | No | 0.8 | 1 | 1 | N/A | 47.48 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | XXXX |
| XXXX | XXXX | 4000112368 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 5300 | Appraisal - 1007 |  | N/A |  |  | 5300 | Appraisal - 1007 | No | 122.85 | 0.81 | 0.814 | 6511.17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | XXXX |  | 5300 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 91.93 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX | XXXX | 4000113773 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 5800 | Appraisal - 1025 |  | N/A |  |  | 5800 | Appraisal - 1025 | No | 125.24 | 0.78 | 0.798 | 7263.71 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  | XXXX | 0 | 5800 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 11.43 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| XXXX | XXXX | 4000113363 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 4150 | Appraisal - 1007 |  | N/A |  |  | 4150 | Appraisal - 1007 | No | 160.68 | 0.622 | 0.622 | 6668.39 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | 4150 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 11.64 | No |  |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| XXXX | XXXX | 4000113369 | XXXX | XXXX | Written Verification of Employment | Present | Yes | 2900 | 3450 | Appraisal - 1007 |  | N/A |  |  | 3450 | Appraisal - 1007 | No | 106.39 |  | 0 | 3670.53 | 2900 | 06-01-2026 | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A - Select only for Primary/2nd home |  |  |  |  | 3450 |  |  |  |  |  |  |  | No | 0.1 | 1 | 1 | N/A | 9.28 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| XXXX | XXXX | 4000113104 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 5200 | Appraisal - 1025 |  | N/A |  |  | 5200 | Appraisal - 1025 | No | 74.46 | 1.34 | 1.343 | 3871.83 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | 5200 |  |  |  |  |  |  |  | No | 3.2 | 1 | 1 | N/A | 34.92 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX | XXXX | 4000110738 | XXXX | XXXX | Debt Service Coverage Ratio | Present | Yes | 3750 | 3900 | Appraisal - 1007 |  | N/A |  |  | 3900 | Appraisal - 1007 | No | 105.24 |  | 0.95 | 4104.23 | 3750 | 09-30-2026 | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  |  | 3900 |  |  |  |  |  |  |  | No | 1.5 | 1 | 1 | N/A | 6.82 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| XXXX | XXXX | 4000114978 | XXXX | XXXX | 1YR Business P&L | Present | Yes | 10296 | 12000 | Appraisal - 1025 |  | N/A |  |  | 12000 | Appraisal - 1025 | No | 77.36 |  | 0 | 9283.37 | 3750 | 01-26-2026 | 0 | 1900 | 04-01-2026 | 12 | 2646 | 05-01-2026 | 12 | 2000 | 08-01-2026 | 12 |  |  |  |  |  |  |  |  |  |  | N/A - Select only for Primary/2nd home |  |  |  |  | 12000 |  |  |  |  |  |  |  | No | 0 | 2 | 1 | N/A | 42.8 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| XXXX | XXXX | 4000111534 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3300 | Appraisal - 1007 |  | N/A |  |  | 3300 | Appraisal - 1007 | No | 125.01 |  | 0.8 | 4125.49 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | 3300 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 16.63 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| XXXX | XXXX | 4000114560 | XXXX | XXXX | 1YR Business P&L | Present | Yes | 5000 | 5250 | Appraisal - 1007 |  | N/A |  |  | 5250 | Appraisal - 1007 | No | 136.47 |  | 0 | 7164.46 | 5000 | 01-29-2026 | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | 5250 |  |  |  |  |  |  |  | No | 7.4 | 1 | 1 | N/A | 176.73 | No | XXXX | Revocable Trust | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| XXXX | XXXX | 4000114248 | XXXX | XXXX | 1YR Business P&L | Present | No | 0 | 2665 | Appraisal - 1007 |  | N/A |  |  | 2665 | Appraisal - 1007 | No | 101.91 |  | 0 | 2716.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | 2665 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 13.81 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| XXXX | XXXX | 4000115244 | XXXX | XXXX | 1YR Business P&L | Present | Yes | 3900 | 3900 | Appraisal - 1007 |  | N/A |  |  | 3900 | Appraisal - 1007 | No | 148.47 |  | 0 | 5790.51 | 3900 | 05-31-2027 | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | XXXX |  | 3900 |  |  |  |  |  |  |  | No | 2.4 | 1 | 1 | N/A | 18.58 | No |  |  | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| XXXX | XXXX | 4000114018 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 3000 | Appraisal - 1007 |  | N/A |  |  | 3000 | Appraisal - 1007 | No | 83.09 | 1.204 | 1.204 | 2492.58 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | 3000 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 45.69 | No |  |  | Vested Individual | XXXX | XXXX | Vested Individual | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| XXXX | XXXX | 4000112079 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 2400 | Appraisal - 1007 |  | N/A |  |  | 2400 | Appraisal - 1007 | No | 81.42 | 1.228 | 1.228 | 1954.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | XXXX | 0 | 2400 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 101.14 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | XXXX |
| XXXX | XXXX | 4000109650 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 5700 | Appraisal - 1007 |  | N/A |  |  | 5700 | Appraisal - 1007 | No | 99.29 | 1.049 | 1.007 | 5659.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | 5700 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 43.54 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |
| XXXX | XXXX | 4000111986 | XXXX | XXXX | Debt Service Coverage Ratio | Present | No | 0 | 14000 | Short Term Rent Schedule or Analysis | 14000 | AirDNA | 1 |  | 14000 | AirDNA | Yes | 51 | 1.961 | 1.961 | 7140.32 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | 14000 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 33.21 | Yes | XXXX | Limited Liability Corporation (LLC) | Individual Guarantor | XXXX | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | XXXX |

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## Exhibit 99.03

**Exhibit 99.03 Schedule 7**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Redaction ID** | **Lender Application Date** | **Originator QM Status** | **Final QM Status** | **Originator QM Status Difference than Final QM Status?** | **Reason Why NonQM Final Status** | **APR Pricing Threshold Exceeded?** | **QM DTI Threshold Exceeded?** | **Higher Priced Mortgage Loan (HPML)?** | **Negatively Amortizing Loan?** | **Principal Deferment?** | **Interest Only Flag?** | **Prepayment Penalty?** | **Balloon Flag?** | **Adjustable Rate Balloon?** | **Loan Term Less Than 5 Years?** | **QM Points and Fees Threshold Exceeded?** | **QM Total Points and Fees** | **APR** | **ATR: Qualifying Payment Properly Considered?** | **ATR: Current Employment/Self-Employment Verified?** | **ATR: Balloon Qualifying Payment Properly Considered?** | **ATR: Reasonable Income or Assets Considered?** | **ATR: Subject PITIA Adequately Documented?** | **ATR: All Liabilities Including Alimony and Child Support in DTI?** | **ATR: Simultaneous Loan Calculated Properly** | **ATR: Credit History was Considered Properly?** | **ATR: Did Lender Document All ATR Factors?** | **ATR: Was an ATR/QM Residual Income Analysis Provided?** | **Residual Income** | **Residual Income Meets Guidelines?** | **Borrower 1 Employment Indicator** | **Borrower 2 Employment Indicator** | **Borrower 1 Foreign National Indicator** | **Borrower 2 Foreign National Indicator** | **Business Purpose Loan?** | **Business Purpose Verified?** |
| XXXX | XXXX | 4000102323 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2490 | 6.782 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11685.46 | Yes | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000102312 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 5390 | 6.909 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7188.53 | Yes | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000117319 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 3085 | 6.95 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 12621.05 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000110493 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1495 | 6.653 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 9309.93 | N/A | Employed | Employed | No | No | No |  |
| XXXX | XXXX | 4000117320 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| XXXX | XXXX | 4000106640 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| XXXX | XXXX | 4000111371 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| XXXX | XXXX | 4000117318 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 19890 | 7.691 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 73925.33 | Yes | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000114241 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 6035 | 6.587 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 18923.46 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000114236 | XXXX | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | No |  | No | Yes | Yes | No | No | No | No | No | No | No | No | 7850 | 8.069 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7006.88 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000110250 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 8050.56 | 7.206 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | N/A | 3701.19 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000110261 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | Yes | N/A | Yes | N/A | Yes | N/A | N/A | N/A | Yes | 19715.48 | N/A | Employed |  | No |  | Yes | Present |
| XXXX | XXXX | 4000114238 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 6160 | 6.439 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 19499.47 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000110268 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 16535 | 6.943 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11998.54 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000105846 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | Yes | No | No | No |  |  |  | N/A | N/A | N/A | Yes | Yes | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| XXXX | XXXX | 4000114235 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 12540 | 6.504 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6173.59 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000114234 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 9038.75 | 6.294 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 14753.12 | Yes | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000112808 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 12430 | 6.889 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | Yes | 5378.68 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000114240 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 5281.5 | 6.286 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4188.21 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000107282 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| XXXX | XXXX | 4000114229 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 9495 | 6.506 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 12997.4 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000114230 | XXXX | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | No |  | No | Yes | Yes | No | No | No | No | No | No | No | No | 8012 | 7.976 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 29526.8 | Yes | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000114242 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 4490 | 6.663 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3983.71 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000113165 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2690 | 6.609 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 17155.09 | N/A | Employed | Employed | No | No | No |  |
| XXXX | XXXX | 4000110468 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 11390 | 7.006 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11134.7 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000114981 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 8673.65 | N/A | Employed |  | No |  | Yes | Present |
| XXXX | XXXX | 4000114233 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | Yes |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 9721.54 | N/A | Employed |  | No |  | Yes | Present |
| XXXX | XXXX | 4000112806 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 17486 | 7.206 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 10237.25 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000112780 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 8355 | 6.833 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 8691 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000113795 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1495 | 7.059 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 17179.54 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000113166 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| XXXX | XXXX | 4000112802 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 15551.88 | 7.002 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 15058.85 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000112783 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 6964 | 7.566 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | N/A | 5413.29 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000112791 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 11490 | 7.211 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 9340.06 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000112801 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2190 | 6.85 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9035.61 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000113161 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1495 | 6.903 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 40634.38 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000113172 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2295 | 6.925 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7748.9 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000114979 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| XXXX | XXXX | 4000113791 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| XXXX | XXXX | 4000113807 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| XXXX | XXXX | 4000113790 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 8885 | 6.738 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6926.84 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000113170 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 7245 | 6.787 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | N/A | 20293.07 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000112804 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 22171.47 | Yes | Employed |  | No |  | Yes | Present |
| XXXX | XXXX | 4000113168 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2490 | 6.816 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 6579.75 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000113169 | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Interest Only | No | No | No | No | No | Yes | No | No | No | No | No | 10207 | 7.447 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 43320.14 | Yes | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000113788 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2490 | 7.823 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 13665.04 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000109908 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | Yes | N/A | Yes | N/A | Yes | N/A | Yes | Yes | Yes | 38593.18 | Yes | Employed |  | No |  | Yes | Present |
| XXXX | XXXX | 4000110424 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | Yes | Yes | N/A | N/A | Yes | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| XXXX | XXXX | 4000109064 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 47829.48 | Yes | Employed | Employed | No | No | Yes | Present |
| XXXX | XXXX | 4000111897 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 5790 | 6.501 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 15423.42 | Yes | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000111891 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 9805 | 6.573 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | Yes | 8743.32 | Yes | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000111902 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2190 | 7.205 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 26894.69 | Yes | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000112368 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| XXXX | XXXX | 4000111923 | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | QM Points and Fees Exceeded | No | No | No | No | No | No | No | No | No | No | Yes | 28495 | 7.229 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 39719.35 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000111919 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 10000 | 6.537 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6563.69 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000111904 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 15088.75 | 6.749 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 6081.74 | Yes | Employed | Employed | No | No | No |  |
| XXXX | XXXX | 4000111898 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2495 | 6.838 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7441.1 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000111585 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2490 | 7.843 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 34922.24 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000111917 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 10495 | 6.745 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 13508.35 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000111930 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 5620 | 6.272 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 15521.62 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000113784 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 14775 | 6.772 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 13364.35 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000113783 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 5909 | 6.709 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7320.37 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000113781 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 6404 | 6.851 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 3541.12 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000113782 | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | QM Points and Fees Exceeded | No | No | No | No | No | No | No | No | No | No | Yes | 6760.13 | 7.447 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5749.19 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000113773 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| XXXX | XXXX | 4000113776 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2620 | 6.428 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 57222.14 | Yes | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000113798 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 8875 | 6.208 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10488.28 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000113772 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 10145 | 6.804 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 14145.14 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000113433 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 5770 | 6.992 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | N/A | 6570.09 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000113769 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 22055 | 6.929 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 12578.34 | Yes | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000113430 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 8440 | 6.455 | N/A | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5399.42 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000113434 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 4541.4 | 6.844 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4826.26 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000113362 | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | QM Points and Fees Exceeded | No | No | No | No | No | No | No | No | No | No | Yes | 9300 | 7.092 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | N/A | Yes | Yes | 7724.72 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000113370 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1495 | 6.514 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 47718.96 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000114559 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2490 | 6.405 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 15583.18 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000113363 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Yes | N/A | N/A |  |  |  |  | No | No | Yes | Present |
| XXXX | XXXX | 4000113369 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | Yes |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 10392.96 | N/A | Employed |  | No |  | Yes | Present |
| XXXX | XXXX | 4000113364 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 21495 | 6.512 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 37699.57 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000113361 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 5995 | 6.313 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 15579.67 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000113368 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 16385 | 6.662 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 24441.78 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000113104 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| XXXX | XXXX | 4000110738 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Yes | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| XXXX | XXXX | 4000114570 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2490 | 6.534 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 28493.35 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000113357 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2490 | 6.823 | Yes | Yes | N/A | Yes | Yes | N/A | N/A | Yes | Yes | N/A | 8541.41 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000113371 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2495 | 6.756 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 6227.45 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000114978 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 33541.16 | N/A | Employed |  | No |  | Yes | Present |
| XXXX | XXXX | 4000114252 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2490 | 6.674 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | Yes | 18223.37 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000114563 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 1495 | 6.417 | Yes | Yes | N/A | Yes | Yes | N/A | N/A | Yes | Yes | N/A | 10254.62 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000113365 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 19490 | 7.35 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7524.01 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000111534 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| XXXX | XXXX | 4000110726 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 8587.72 | 7.046 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 28301.43 | Yes | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000114560 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | Yes | No | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 39877.03 | N/A | Employed |  | No |  | Yes | Present |
| XXXX | XXXX | 4000114974 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2640 | 6.484 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3361.31 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000114248 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7292.59 | N/A | Employed |  | No |  | Yes | Present |
| XXXX | XXXX | 4000114976 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2790 | 6.459 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 16798.48 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000114575 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 14269.6 | 6.653 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 23084.99 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000114991 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 14245 | 6.32 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 18706.81 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000114986 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 9754 | 6.741 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8423.96 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000114586 | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Interest Only | No | No | No | No | No | Yes | No | No | No | No | No | 23375 | 7.45 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | 50221.04 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000114992 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 21485 | 6.778 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 35397.5 | Yes | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000114576 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 11195 | 6.678 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 9889.08 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000115242 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 9314 | 6.894 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7337.96 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000115244 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 24067.79 | N/A | Employed |  | No |  | Yes | Present |
| XXXX | XXXX | 4000115246 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 2490 | 6.573 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9011 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000115245 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 2690 | 7.431 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | N/A | 9233.55 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000115685 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 9402.5 | 6.79 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | Yes | 5198.42 | N/A | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000114018 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Yes | N/A | N/A |  |  |  |  | No | No | Yes | Present |
| XXXX | XXXX | 4000112079 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No | No | Yes | Present |
| XXXX | XXXX | 4000109650 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |  |  |  |  | No |  | Yes | Present |
| XXXX | XXXX | 4000115644 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 62615 | 7.322 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 57243.82 | Yes | Employed |  | No |  | No |  |
| XXXX | XXXX | 4000111986 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No |  |  | No |  | No | No | No | Yes | No | No | No |  |  |  | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Yes | N/A | N/A |  |  |  |  | No |  | Yes | Present |

---

## Exhibit 99.04

**Exhibit 99.04**

**EXECUTIVE SUMMARY**

OBX 2026-NQM7

**Overview.**

Maxwell Diligence Solutions, LLC ("MaxDiligence") performed certain due diligence services (the "Review") described below on newly originated residential mortgage loans acquired by Onslow Bay Financial LLC. The Review was conducted from November 2025 to April 2026 on mortgage loans originated between September 2025 and February 2026.

The Review consisted of 100% of the population of 356 loans with an original loan balance of $201,405,367.00.

**Scope of Review**

**Credit Review**

MaxDiligence performed a "Credit Review" to verify compliance with guidelines in effect at the time of loan origination, or other guidelines provided by Client prior to review, and ensure the characteristics used by the underwriter are supported by the file documentation; and determine whether any loans outside of those guidelines contain legitimate and approved exceptions with compensating factors.

The credit review will include the following (collectively, the "Credit Review"):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. <u>Review Initial & Final Application</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Check application for completeness. Determine whether the information in the preliminary Loan application,
final application, and all credit documents is consistent or reconciled.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Validate Social Security/Taxpayer Identification number is valid

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Compare data on final form 1003 with the data from verifications

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Check application is complete, signed, and dated, on or before loan consummation date, and the loan officer
NMLS information is complete

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. <u>Review AUS Decision and Approval Conditions</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Underwriting decision is supported (manual underwrite credit conditions have been satisfied prior to closing
the approved Loan package)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Validation of income calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Validation of assets/funds to close

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Validation of debt-to-income ("DTI") calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Validation of debt service coverage ratio ("DSCR") calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Validation of loan to value ("LTV") calculations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Validation of payment shock calculations, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. For each DSCR Loans, if applicable:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Review of hazard coverage and verification that sufficient coverage was in place
on subject and all premiums were included in DSCR

![](ex99-04_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Mortgage
 Insurance Certificate was in file, if applicable, and coverage was sufficient, and premium
 was included in DSCR

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Review
 of rental income and /or market rents and validation of DSCR calculation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Review
 for Business Purpose and Non-Owner Occupancy Certifications, as required according to the
 guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. <u>Review Occupancy/Red Flags</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Validate Social Security number and year issued

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verify address information associated with the borrower (s)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Determine if occupancy is supported

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Determine if red flags were adequately addressed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. <u>Reverification of Borrower Original and Audit Credit Report</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Validate borrower name(s), social security number(s), and addresses

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Investigate and clear any alias

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Validate credit inquiries within ninety (90) days have been properly addressed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Acceptable credit history and credit score requirements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. <u>Reviews Fraud Report to compare vs loan documentation:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Validates Social Security number and year issued

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verify address information associated with the borrower (s)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Confirms OFAC clearances

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Reveals any potential bankruptcy filings

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. <u>Review of Borrower Employment, Income, and Asset Information</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Compare for conflicting information

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Check dates for document expiration

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Complete forms and documentation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Evaluate history and stability of employment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Review employment and income by analyzing income documents and comparing against re-verification documents

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. W-2s and paystubs, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Transcripts (as applicable) support income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Tax returns and profit and loss statements, as applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Bank Statements or other alternate income documents as required by the guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Consistent/continuing employment, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. Lease agreements and market rents, if applicable

![](ex99-04_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Assets

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm adequate funds to cover required down payment and closing costs and reserves

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Check dates for document expiration

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Sufficient funds were sourced and seasoned

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Gift funds verified and met guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. <u>Review Sales Contract</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Complete and executed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Earnest money deposit verified

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Parties are consistent

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Seller contributions are within guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. <u>Hazard and Flood (if applicable)</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verify sufficient coverage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verify coverage is for subject

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Validate all premiums are included in DTI and any required upfront premium is paid

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. <u>Mortgage Insurance (if applicable)</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Certificate in file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Sufficient coverage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Premium indicated and included in DTI

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10. <u>Review Title Commitment/Policy</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Vesting correct

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Lien position

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Legal description

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Validate no encumbrances

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11. <u>Review Closing Documents</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review security documents to ensure the Loan was closed in accordance with approval and with all required
signatures and NMLS identifiers

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Correct and complete instruments

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Closing Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Right to Cancel (if applicable)

![](ex99-04_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;12. <u>Qualified Mortgage / Ability-to-Repay Review</u> 

Loans with application dates after January 10, 2014 and prior to October 1, 2022 are subject to the Qualified Mortgage ("QM") rule and the Ability to Repay ("ATR") rule under Regulation Z of the Truth in Lending Act, as amended. For covered loan transactions for which creditors receive an application on or after March 1, 2021, but prior to October 1, 2022, creditors had the option of complying with either (1) the original, DTI-based General QM loan definition or (2) the revised, price-based General QM loan definition. Effective October 1, 2022, loans with application dates on or after such date must comply with only the revised, price-based the General QM Final Rule, as well as the ATR rule. For these Loans, MaxDiligence will (a) confirm that the creditor provided a QM designation and (b) review the Loan for the eight (8) underwriting factors set forth Section 12(E)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(A) MaxDiligence will review each mortgage loan to determine each mortgage loan's status under the QM
and ATR rule requirements and assign a QM and ATR designation as determined by MaxDiligence. MaxDiligence will note as a material exception
if its QM and ATR designations do not confirm to the originator's original QM and ATR designations. Additionally, MaxDiligence will
note if an originator's mortgage loan designation was not provided. MaxDiligence shall use the following designations:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. MaxDiligence utilizes the following QM designations for applicable loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. QM Safe-Harbor

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. QM Rebuttal Presumption (including Higher-priced loans)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Temporary QM (for all applications prior to June 30, 2021)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Non-QM

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. MaxDiligence utilizes the following ATR designations for applicable loans:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. ATR Compliant

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. ATR Fail

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. ATR Exempt

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(B) In order to determine the QM designation, as applicable, MaxDiligence will review each Loan for the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Use of any risky mortgage loan features and terms (e.g. an interest only feature or negative amortization);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Do the "points and fees" exceed the applicable QM threshold;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Was monthly payment calculated appropriately;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Did the creditor considered and verify income or assets at or before consummation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Did the creditor appropriately considered debt obligations, alimony and child support;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. For mortgage loan applications prior to October 1, 2022, if the DTI ratio exceeded 43% (calculated in
accordance with Appendix Q to Regulation Z).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. For mortgage loan applications on and after October 1, 2022, for which the annual percentage rate does
not exceed the average prime offer rate for a comparable transaction as of the date the interest rate is set by the amounts specified
based on loan amount (adjusted annually on January 1 by the annual percentage change in the Consumer Price Index for All Urban Consumers
(CPI-U) that was reported on the preceding June 1) and the lien position of the proposed credit:

![](ex99-04_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. For a first-lien covered transaction with a loan amount greater than or equal to $110,260 (indexed for
inflation), 2.25 or more percentage points; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. For a first-lien covered transaction with a loan amount greater than or equal to $66,156 (indexed for
inflation) but less than $110,260 (indexed for inflation), 3.5 or more percentage points; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. For a first-lien covered transaction with a loan amount less than $66,156 (indexed for inflation), 6.5
or more percentage points; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. For a first-lien covered transaction secured by a manufactured home with a loan amount less than $110,260
(indexed for inflation), 6.5 or more percentage points; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. For a subordinate-lien covered transaction with a loan amount greater than or equal to $66,156 (indexed
for inflation), 3.5 or more percentage points; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. For a subordinate-lien covered transaction with a loan amount less than $66,156 (indexed for inflation),
6.5 or more percentage points.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(C) Upon completion of Section 12(B) above, if a Loan is determined to be a QM loan, MaxDiligence will determine
if the Loan is a Higher-Priced Mortgage Loan ("HPML") as defined by 12 CFR 1026.35:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. If the Loan is HPML, then the Loan shall be designated as QM Rebuttal Presumption (Higher Priced);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. If the Loan is not an HPML, then the Loan shall be designated as QM Safe Harbor.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(D) Upon completion of Section 12(B) above, for each Loan that is designated as Non-QM, MaxDiligence then
will determine whether the mortgage loan complies with the ATR rule, in accordance with the Guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(E) MaxDiligence will evaluate the Loan for ATR compliance based on the following eight factors and will verify
such information using reasonably reliable third-party records, at or before consummation:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Income / Assets: Recalculate borrower(s)'s monthly gross income, and validate funds required to
close and required reserves, to confirm that the borrower has current or reasonably expected income or assets (other than the value of
the property that secures the Loan) that the borrower will rely on to repay the Loan. Review Loan documentation for required level of
income and asset verifications.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Employment: Review file documentation for required level of employment.

![](ex99-04_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Monthly Mortgage Payment: Confirm that the correct program, qualifying rate, and terms were used to calculate
projected monthly mortgage payment.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Simultaneous Loans: Ensure that all concurrent Loans were included in the DTI calculation, to properly
assess the ability to repay.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Mortgage-Related Obligations: Validate that the subject Loan's monthly payment calculation includes
principle, interest, taxes, and insurance, as well as other costs related to the property such as homeowners' association fees,
private mortgage insurance, ground rental fees, etc.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Debts / Obligations: Validate monthly recurring non-mortgage-related liabilities.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. DTI / Residual Income - Validate DTI or "residual income," based upon all mortgage and non-mortgage
obligations, calculated as a ratio of gross monthly income, based on documentation provided in the file.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Credit History: Review credit report for credit history and required credit depth, including any / all
inquiries, and determine a representative credit score from the credit report.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(F) Upon completion of Section 12(E) above, MaxDiligence will assign an ATR designation.

**Property Review**

MaxDiligence performed a "Property Review," which included the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. <u>Property Review</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. MaxDiligence's review included a review of the valuation materials utilized during the origination of the applicable Loan and
in confirming the value of the underlying property. MaxDiligence's review will include verifying the appraisal report:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. On the appropriate appraisal form:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. All elements of appraisal are present

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Ensure all applicable Loan documents match appraisal information

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Property is acceptable collateral for Loan program

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Completed by an appraiser that was actively licensed to perform the valuation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender
per Title XI of FIRREA, or if the appraisal was performed for another lender, the file contains a transfer letter from the original lender

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. The original appraisal report is made and signed prior to the final approval of the mortgage loan application; Any revisions, if made
known to MaxDiligence, to the original report are documented and dated completed and dated within the guideline's restrictions,

![](ex99-04_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. The original appraisal is 'As is' or Inspection received including all inspections, licenses, and certificates (including certificates
of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy
of the same, have been made or obtained from the appropriate authorities.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Determine whether the appraised value is supported at or within 10% variance based on a third-party valuation product. If a third-party
valuation product is in file but notes a variance above 10% or an inconclusive value, MaxDiligence recommended a BPO or field review be
ordered.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ix. With regard to the use of comparable properties, MaxDiligence's review will (a) reviewed the relative comparable data (gross
and net adjustments, sale dates and distance from subject property) and ensure that such comparable properties are within standard appraisal
guidelines; (b) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (c) verified
that comparable properties used are similar in size, style, and location to the subject, and (d) checked for the reasonableness of adjustments
when reconciling value between the subject property and comparable properties.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x. Other aspects of MaxDiligence's review included (i) verifying that the address matched the mortgage note, ((ii) if requested,
noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying the Client of same, (iii)
confirming the appraisal report does not include any apparent environmental problems, (iv) confirming the appraisal notes the current
use of the property is legal or legal non-conforming (grandfathered), (v) reviewing pictures to ensure (a) that the property is in average
or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was
ordered and that there are no negative external factors; and (vi) confirming that the value product that was used as part of the origination
decision conforms with rating agency requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. If more than one valuation was provided, MaxDiligence will confirm consistency among the valuation products and if there are discrepancies
that could not be resolved, MaxDiligence created an exception, and work with the client on the next steps which may include ordering of
additional valuation products such as collateral desktop reviews, broker's price opinions, and full appraisals, if needed. If the
property valuation products included in MaxDiligence's review result in a variance of more than 10% then the client was notified
of such variance.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. MaxDiligence confirmed to the extent possible, that the appraiser and the appraisal made by such appraiser both satisfied the requirements
of Title XI of FIRREA. Specifically, MaxDiligence will review the appraisal for conformity to industry standards, including ensuring the
appraisal was complete, that the comparable properties and adjustments were reasonable and that pictures were provided and were accurate.

![](ex99-04_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. In addition, MaxDiligence accessed the ASC database to verify that the appraiser, and if applicable the appraiser's supervisor,
were licensed and in good standing at the time the appraisal was completed.

**Compliance Review**

"Compliance Review" means that MaxDiligence will review each Loan to determine, as applicable and subject to the limitations below, whether the Loan complies with the applicable Federal, State, and local regulatory requirements, each as amended. A Compliance Review shall not apply to business purpose loans.

The below Compliance Review is applicable to Loans with an application date on or after October 3, 2015, which are subject to the TILA/RESPA Integrated Disclosure Rule ("<u>TRID</u>"). With regard to TRID testing, MaxDiligence implemented the TRID scope of review as detailed in (i) Section III -Regulatory Compliance of the SFA RMBS TRID Grid 4.0 Compliance Review Scope published by the Structured Finance Association (formerly SFIG) (the "SFA RMBS Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. On an ongoing basis, MaxDiligence reviews updated interpretations of TRID through informal guidance provided by the Consumer Financial Protection Bureau ("CFPB"), such CFPB guidance may cause changes in the review scope and severity of TRID related exceptions, including applicable cures. While MaxDiligence continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. <u>Loan Estimates ("LEs")</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review the initial LE and confirm (i) the correct form was used; (ii) all sections of the Initial LE are
completed; and (iii) the initial LE accurately reflects the information provided to MaxDiligence.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. If there is a revised LE, confirm (i) that there is a "valid reason" for the revised LE; and
(ii) that the revised LE was issued within three (3) days of the change.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Determine which LE in the file is the "final binding" LE for the purpose of Tolerance Testing.
A revised LE that is issued after the CD, or that does not state a valid reason will not be used for the purposes of Tolerance Testing.
All revised LEs issued to the consumer will be reviewed for accuracy of terms.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Confirm initial LE was delivered within three (3) business days from the application date, and at least
seven (7) business days prior to the consummation date.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Confirm revised LE was delivered within three (3) business days from date of the "valid reason"
giving rise to the Revised LE, and at least four (4) business days prior to the consummation date.

![](ex99-04_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Confirm that certain sections of each LE determined to carry assignee liability were accurately completed
and that information was reflected in the appropriate locations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. <u>Closing Disclosures ("CDs")</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review the CD review and confirm (i) the correct form was used; (ii) all sections of the CD are completed;
and (iii) the CD accurately reflects the information provided to MaxDiligence.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. If a subsequent CD is issued, confirm (i) that there was a valid reason for the change; (ii) that the
CD was issued within three (3) days of the change; and (iii) whether the reason for the change requires a new 3-day waiting period prior
to the consummation date.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Confirm initial CD, and any subsequent CD with material changes (i.e. changes that require a new waiting
period), was received at least three (3) business days prior to the consummation date. With respect to applicable exception remediation
measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in
the mail no later than sixty (60) days after discovery of the exception establishing the need for a revised CD or with respect to exception
remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than sixty (60) days
after consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. <u>Federal Truth in Lending Act</u> ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part
1026, as set forth below:

Rescission

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Failure to provide the right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. errors in the right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. failure to provide the three (3) business days rescission period; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. any material disclosure violation on a rescindable loan that gives rise to the right of rescission under
TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments,
the payment schedule, the HOEPA disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. <u>Tolerance Testing</u>. Compare the fees disclosed in the final binding LE to those in the final CD,
and confirm that final CD fees are within the permitted tolerances. Confirm the total of payments are considered accurate as defined by
Regulation Z. Confirm Finance Charge tolerances are correct.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. <u>Subsequent Changes</u>. Review the file to determine (i) whether there is evidence that certain changes
or errors (per the regulation) were discovered subsequent to closing, (ii) and whether the Loan originator followed the prescribed cure.
Test for evidence such as a copy of the refund check, or a corrected, post-consummation CD (" <u>PCCD</u> "), and (iii) with
respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund
as applicable, was delivered or placed in the mail no later than sixty (60) days after discovery of the exception establishing the need
for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or
placed in the mail no later than sixty (60) days after consummation.

![](ex99-04_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. <u>Loan Toolkit (§1026.19)</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Confirm the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage loan file
contains documentary evidence that the disclosure was provided to the borrower; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days
after receipt of application.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. <u>TILA</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>High-cost Mortgage (§§1026.31, 32 and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Points and fees threshold test;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. APR threshold test;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Prepayment penalty test; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection
with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. APR threshold test; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Compliance with the escrow account and appraisal requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator
Compensation and Steering (§1026.36):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Review relevant documentation to determine if compensation to a Loan Originator was based on a term of
the transaction;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Review relevant document to determine if there was dual compensation; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Review the presence of the mortgage loan option disclosure and to determine if the Steering Safe Harbor
provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;· Note: Where available, MaxDiligence will reviewe
the relevant documents in the mortgage loan file and, as necessary, attempted to obtain the mortgage loan originator compensation agreement
and/or governing policies and procedures of the mortgage loan originator. In the absence of the mortgage loan originator compensation
agreement and/or governing policies and procedures, MaxDiligence's review was limited to formal general statements of entity compliance
provided by the mortgage loan originator, if any. These statements, for example, were in the form of a letter signed by the seller correspondent/mortgage
loan originator or representations in the mortgage loan purchase agreement between the Client and seller correspondent;

![](ex99-04_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Determine if the creditor obtained proof of homeownership counseling in connection with a mortgage loan
to a first-time homebuyer that contains a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Determine if the terms of the mortgage loan require arbitration or any other non-judicial procedure to
resolve any controversy or settle any claims arising out of the transaction.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Determine if the creditor financed, directly or indirectly, any premiums or fees for credit insurance
in jurisdictions where it is prohibited.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Review for presence of mortgage loan originator organization and individual mortgage loan originator name
and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract, security instrument, Loan Estimate and Closing
Disclosure; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Verify the data against the NMLSR database, as available.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. <u>RESPA</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm the presence of the Servicing Disclosure Statement form in the mortgage loan file;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days
of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Confirm the presence of the Your Home Loan Toolkit/Special Information Booklet in the mortgage loan file
or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Confirm the Your Home Loan Toolkit /Special Information Booklet was provided within three (3) business
days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Confirm the presence of the CHARM booklet when applicable;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Confirm that the CHARM booklet was issued within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. Confirm the presence of the Affiliated Business Arrangement Disclosure in the mortgage loan file in the
event the lender has affiliated business arrangements;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days
of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ix. Confirm the Affiliated Business Arrangement Disclosure is executed;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x. Confirm the presence of the Initial Escrow Disclosure Statement in the mortgage loan file and proper timing;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;xi. Confirm that the creditor provided the borrower a list of homeownership counselling organizations within
three (3) business days of application; and

![](ex99-04_001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;xii. Confirm that the list of homeownership counselling organizations was obtained no earlier than 30 days
prior to when the list was provided to the mortgage loan applicant.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. <u>ECOA</u>: The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as
set forth below:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Timing and content of the right to receive copy of appraisal disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Charging of a fee for a copy of the appraisal or other written valuation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Timing of creditor providing a copy of each appraisal or other written valuation; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. iv) With respect to a borrower that has waived the three (3) Business Day disclosure
requirement, confirm that (a) the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation;
and (b) that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10. <u>Other Provisions</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Texas:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution
and associated regulations;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Fed/State/Local Predatory Lending:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect
to "high-cost" mortgage loans, "covered" mortgage loans, "higher-priced" mortgage loans, "home"
mortgage loans or any other similarly designated mortgage loan as defined under such authorities, or subject to any other laws that were
enacted to combat predatory lending, as may have been amended from time to time;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Prepay Penalties and Late Fees:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Federal and state specific late charge and prepayment penalty provisions.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11. <u>Exclusions</u>. MaxDiligence will not test:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Loan types that are excluded from compliance with TRID.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Technical formatting of disclosures.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Other Post-consummation disclosures, including Escrow Closing Notice; and Mortgage servicing transfer
and partial payment notices.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. For Loans made by an FDIC-supervised institution or servicer, extended or renewed on or after January
1, 2016, whether prohibited fees were collected prior to the initial LE being issued

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Whether any fee is a "bona fide" fee for third-party services

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Whether the loans comply with all federal, state or local laws, constitutional provisions, regulations
or ordinances that are not expressly enumerated above.

![](ex99-04_001.jpg)

**Summary of Results**

**OVERALL RESULTS SUMMARY** 

After giving consideration to the grading criteria of the relevant NRSROs, 100% of the loans received a grade of "B" or higher, with 95.79% of the pool receiving an overall "A" grade.

**Final Loan Grades**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Rating Agency Final Overall Grade Summary** | &nbsp;&nbsp;**Rating Agency Final Overall Grade Summary** | &nbsp;&nbsp;**Rating Agency Final Overall Grade Summary** |
| &nbsp;&nbsp;**Overall** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;341 | &nbsp;&nbsp;95.79% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;15 | &nbsp;&nbsp;4.21% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**356** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Final Credit Grade Summary** | &nbsp;&nbsp;**Final Credit Grade Summary** | &nbsp;&nbsp;**Final Credit Grade Summary** |
| &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;344 | &nbsp;&nbsp;96.63% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;12 | &nbsp;&nbsp;3.37% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**356** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Final Property Grade Summary** | &nbsp;&nbsp;**Final Property Grade Summary** | &nbsp;&nbsp;**Final Property Grade Summary** |
| &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;354 | &nbsp;&nbsp;99.44% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.56% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**356** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Final Compliance Grade Summary** | &nbsp;&nbsp;**Final Compliance Grade Summary** | &nbsp;&nbsp;**Final Compliance Grade Summary** |
| &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;354 | &nbsp;&nbsp;99.44 |
| &nbsp;&nbsp;B | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.56% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**356** | &nbsp;&nbsp;**100.00%** |

---

![](ex99-04_001.jpg)

**Exception Category Summary**

The table below summarizes the individual exceptions which carried an associated "A", "B", "C", or "D" level exception grade. One loan may have carried more than one exception. In such cases, the exception with the lowest grade would drive the loan grade for that particular area of the review. The overall loan grade is the lowest grade for any one particular review scope (ex. a loan with a Credit Grade of "A", a Compliance Grade of "B", and a Property Grade of "A" would receive an overall Loan Grade of "B").

---

| | | |
|:---|:---|:---|
| Exception Type | Exception Category | Total |
| Credit A | Appraisal Transfer Letter - Missing | 1 |
|  | Approval/Underwriting Summary Not Provided | 12 |
|  | Asset 1 Less Than 2 Months Verified | 1 |
|  | Asset 2 Does Not Meet Guideline Requirements | 1 |
|  | Asset 2 Less Than 2 Months Verified | 1 |
|  | Asset 3 Does Not Meet Guideline Requirements | 2 |
|  | Asset 3 Less Than 2 Months Verified | 1 |
|  | Asset 3 Missing | 1 |
|  | Asset 7 Missing | 1 |
|  | Asset 8 Missing | 1 |
|  | Asset Qualification Does Not Meet Guideline Requirements | 2 |
|  | Assets - Authorization Access for Joint Account | 2 |
|  | Assets - Earnest Money Deposit | 1 |
|  | Assets - Insufficient Cash to Close or Reserves | 6 |
|  | Assets - Large Deposits/Acceptable | 1 |
|  | Audited DTI Exceeds Guideline DTI | 3 |
|  | Audited Reserves are less than Guideline Required Reserves (Number of Months) | 8 |
|  | Borrower - Residency Alien Documentation | 2 |
|  | Borrower 1 3rd Party VOE Prior to Close Missing | 6 |
|  | Borrower 1 CPA Letter Missing | 2 |
|  | Borrower 1 Credit Report is Incomplete | 1 |
|  | Borrower 1 Credit Report is Missing | 3 |
|  | Borrower 1 DOT Signature does not Match Note | 1 |
|  | Borrower 1 Executed 4506-T Missing | 6 |
|  | Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | 1 |
|  | Borrower 1 Gap Credit Report is Missing | 3 |
|  | Borrower 1 Personal Tax Returns Missing | 1 |

---

![](ex99-04_001.jpg)

---

| | |
|:---|:---|
| Borrower 1 Total Years Employment Verified is Less Than 24 Months | 1 |
| Borrower 1 YTD Profit & Loss Missing | 1 |
| Borrower 2 - Missing or incomplete income documentation for 1 or 2 Year Full Doc | 1 |
| Borrower 2 3rd Party VOE Prior to Close Missing | 1 |
| Borrower 2 Executed 4506-T Missing | 2 |
| Borrower 2 Lease Agreements Missing | 1 |
| Business Purpose - Loan Guaranty/Missing | 9 |
| Calculated DSCR does not meet the Minimum DSCR allowed | 2 |
| Cash reserves less than required by guidelines | 6 |
| Closing Protection Letter is missing. | 1 |
| Condo - Documentation | 1 |
| Condo - HOA Budget Missing | 1 |
| Condo - HOA Dues | 1 |
| Corporation/LLC: Certificate of Good Standing Doc is Missing | 2 |
| Corporation/LLC: EIN Doc is Incomplete | 1 |
| Corporation/LLC: EIN Doc is Missing | 10 |
| Corporation/LLC: Operating Agreement Doc is Missing | 1 |
| Credit Documentation - Letter of Explanation | 4 |
| Credit Documentation - Mortgage History | 2 |
| Credit Profile - Mortgage Payment History | 1 |
| DSCR does not meet Guidelines | 1 |
| Eligibility - Investor Experience | 1 |
| FEMA Declared Disaster Area Post Closing Review | 1 |
| Final Settlement Statement Missing. | 3 |
| Flood Certificate Missing | 8 |
| Fraud Report Shows Uncleared Alerts | 5 |
| Gift Letter - Missing | 2 |
| Hazard Insurance - Other Insurance Incomplete | 1 |
| Hazard Insurance - Other Insurance Missing | 3 |
| Hazard Insurance Coverage Amount is less than Required Coverage Amount | 5 |
| Hazard Insurance Effective Date is after the Disbursement Date | 4 |
| Hazard Insurance Expiration Date is before the Note Date | 1 |
| Hazard Insurance Policy is Missing | 9 |
| Hazard Insurance Policy is Partial | 4 |
| HO6 Insurance Policy Effective Date is after the Note Date | 1 |
| HO-6 Insurance Policy is Missing | 1 |
| HO6 Master Insurance Policy is Missing | 2 |
| HO6 Master Insurance Policy is Partial | 1 |
| Housing History Does Not Meet Guideline Requirements | 1 |

---

![](ex99-04_001.jpg)

---

| | | |
|:---|:---|:---|
|  | | 1 |
|  | | 1 |
|  | | 1 |
|  | | 1 |
|  | | 1 |
|  | | 1 |
|  | | 1 |
|  | | 1 |
|  | | 1 |
|  | | 7 |
|  | | 1 |
|  | | 3 |
|  | | 7 |
|  | | 1 |
|  | | 1 |
|  | | 2 |
|  | | 17 |
|  | | 197 |
|  | | 2 |
|  | | 2 |
|  | | 1 |
|  | | 1 |
|  | | 1 |
|  | | 4 |
|  | | 2 |
|  | | 1 |
|  | | 1 |
|  | | 2 |
|  | | 1 |
|  | | 17 |
|  | | 3 |
|  | | 12 |
|  | | 1 |
|  | | 3 |
|  | | 5 |
|  | | 1 |
| | Inadequate Hazard Insurance Coverage - Hazard Insurance Coverage is less than all Subject Lien(s)and Replacement Cost Estimator by Insurer was not Provided<br>Income - Guideline Requirements<br>Income - Income Documentation Missing<br>Income - LOE Missing<br>Income 1 Months Income Verified is Missing<br>Income 2 Months Income Verified is Missing<br>Income and Employment Do Not Meet Guidelines<br>Liabilities - Derogatory Accounts<br>Liabilities - Payoff Missing<br>Liabilities - REO<br>Master Policy Expiration Date is Prior To the Transaction Date<br>Missing Lease Agreement<br>Missing letter of explanation<br>Missing Loan Term Sheet<br>Missing or incomplete income documentation for 1 or 2 Year Full Doc<br>Missing Property Tax Cert<br>Missing VOM or VOR<br>No Credit Findings<br>Other Credit Finding<br>Potential Fraud Reflected on Fraud Report<br>Potential Occupancy/Current Address Issues identified in the file<br>Program Parameters - Borrower/Business Entity Ineligibility<br>Program Parameters - Guidelines Conformity<br>Property Title Issue<br>Purchase Contract - Addendum Missing<br>Purchase Contract Expiration Date is prior to Note Date<br>Purchase Contract is Expired<br>Satisfactory Chain of Title not Provided<br>Subject property Short Term Rental Income does not meet qualification<br>Third Party Fraud Report not Provided<br>Third Party Fraud Report Partially Provided<br>Title Coverage is Less than Subject Lien(s) Total<br>Title Document is Incomplete<br>Title Document is Partially Present<br>Title Document Missing<br>Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete<br>***Total Credit Grade (A) Exceptions*** | ***479*** |
| Credit B | Audited DTI Exceeds Guideline DTI | 1 |

---

![](ex99-04_001.jpg)

---

| | | |
|:---|:---|:---|
|  | | 1 |
|  | | 1 |
|  | | 5 |
|  | | 1 |
|  | | 2 |
|  | | 1 |
|  | | 3 |
| | Audited Reserves are less than Guideline Required Reserves (Number of Months)<br>Cash reserves less than required by guidelines<br>Eligibility - Investor Experience<br>Income - Comparable Rent Schedule Form 1007 Missing<br>Income and Employment Do Not Meet Guidelines<br>Missing VOM or VOR<br>Program Parameters - Guidelines Conformity<br>***Total Credit Grade (B) Exceptions*** | ***15*** |
| Property A | Appraisal - Miscellaneous | 2 |
|  | Appraisal - Photos Missing | 2 |
|  | Appraisal Expired | 1 |
|  | Appraisal is Missing | 14 |
|  | Condo - Warrantability | 1 |
|  | Loan Purpose is Purchase but Purchase Contract Doc is Missing | 1 |
|  | Missing Doc - 3rd Party Valuation Product/Missing | 17 |
|  | Missing HOA/Condo Certification | 2 |
|  | No Property Findings | 28 |
|  | Property Issue - Neighborhood Location | 1 |
|  | Subject property appraisal is not on an as-is basis (Primary Value) | 1 |
|  | Value - AVM/BPO/Desk Review did not support Value within -10% | 1 |
|  | Value - Field Review Does Not Support Value within 10% | 1 |
|  | Value - Field Review Supports Value within 10% | 3 |
|  | Value - Value is supported within -10% of original appraisal amount | 308 |
|  | ***Total Property Grade (A) Exceptions*** | ***383*** |
| Property B | Property Issue - Listed for Sale Past 6 months | **1** |
|  | Property Issue - Neighborhood Location | 1 |
|  | ***Total Property Grade (B) Exceptions*** | ***2*** |
| Compliance A | Charges That Cannot Increase Test (50001251) | 1 |
|  | Closing Detail Statement Indicator is Missing | 11 |
|  | Federal - Closing Disclosure and Consummation Date | 1 |
|  | Federal - Finance Charge Disclosure Tolerance (Closed End) | 1 |
|  | Final CD: Calculating Cash to Close Adj. and Other Credits discrepancy | 2 |
|  | Final CD: Estimated Taxes, Insurance, & Assessments monthly estimate is inaccurate | 1 |
|  | Insufficient Change of Circumstance (50001252) | 2 |
|  | Late Charge Percent is greater than allowable | 1 |
|  | Lender Credits That Cannot Decrease Test (50001262) | 1 |
|  | Missing Attorney Preference Letter | 5 |
|  | Missing Doc - Affiliated Business Disclosure/Missing | 1 |
|  | Missing Doc - Escrow Waiver Missing | 1 |

---

![](ex99-04_001.jpg)

---

| | | |
|:---|:---|:---|
|  | | 1 |
|  | | 14 |
|  | | 1 |
|  | | 6 |
|  | | 1 |
|  | | 1 |
|  | | 1 |
|  | | 97 |
|  | | 224 |
|  | | 1 |
|  | | 1 |
|  | | 1 |
|  | | 3 |
|  | | 3 |
|  | | 2 |
|  | | 1 |
|  | | 3 |
|  | | 2 |
|  | | 1 |
|  | | 1 |
|  | | 1 |
|  | | 1 |
|  | | 1 |
| | Missing evidence Mortgage/Deed of Trust will be recorded<br>Missing evidence of rate lock<br>Missing HUD-1 Closing Statement<br>Missing Initial Escrow Disclosure<br>Missing Prepayment Rider<br>Missing Tangible Net Benefit Disclosure<br>Missing US Patriot Act Disclosure or ID<br>No Compliance Findings<br>No Compliance Tests Performed<br>No Compliance Tests performed HEI/HEA review<br>Note Does Not Indicate a Prepayment Penalty but CD Indicates a Prepayment Penalty<br>Other Rider is Missing<br>PUD Rider is Missing<br>The Deed of Trust is Incomplete<br>The Deed of Trust is Missing<br>The Final 1003 is Incomplete<br>The Final 1003 is Missing<br>The Initial 1003 is Missing<br>The Note is Missing<br>TRID: CD not delivered at least 3 days prior to consummation<br>TRID: Closing Disclosure Deficiency<br>TRID: Missing Final Closing Disclosure<br>TRID: Missing Initial Closing Disclosure<br>***Total Compliance (A) Exceptions*** | ***396*** |
| Compliance B | Charges That Cannot Increase Test (50001251) | 1 |
|  | Charges That In Total Cannot Increase More Than 10% Test (50001257) | 1 |
|  | Charges That In Total Cannot Increase More Than 10% Test (50001258) | 1 |
|  | ***Total Compliance (B) Exceptions*** | ***3*** |

---

**TAPE INTEGRITY REVIEW RESULTS SUMMARY**

As part of the Credit, Property and Compliance Reviews, MaxDiligence captured data from the source documents and compared it to a data tape provided by Client. MaxDiligence provided Client a Data Discrepancy Report which shows the differences between the tape data and the data captured by MaxDiligence during the diligence process.

![](ex99-04_001.jpg)

Of the 356 mortgage loans reviewed, 158 unique mortgage loans (by loan count) had a total of 299 different tape discrepancies across 30 data fields (some mortgage loans may have had more than one). A blank or zero value on the data tape when an actual value was captured by MaxDiligence was not treated as a data variance.

---

| | | | |
|:---|:---|:---|:---|
| **Field Label** | **Loans With Discrepancy** | **Total Times Compared** | **% Variance** |
| All Borrower Total Income | 2 | 356 | 0.56% |
| Amortization Term | 20 | 356 | 5.62% |
| Application Date | 4 | 356 | 1.12% |
| Borrower 1 Citizen | 1 | 356 | 0.28% |
| Borrower 1 First Name | 4 | 356 | 1.12% |
| Borrower 1 FTHB | 4 | 356 | 1.12% |
| Borrower 1 Last Name | 4 | 356 | 1.12% |
| Borrower 1 Marital Status | 1 | 356 | 0.28% |
| Borrower 1 Self-Employment Flag | 6 | 356 | 1.69% |
| Borrower 1 SSN | 1 | 356 | 0.28% |
| Borrower 2 First Name | 1 | 356 | 0.28% |
| Borrower 2 SSN | 4 | 356 | 1.12% |
| Calculated DSCR | 104 | 356 | 29.21% |
| Escrow Waiver in File | 9 | 356 | 2.53% |
| Final Qualifying Property Value | 3 | 356 | 0.84% |
| Initial Monthly P&I Or IO Payment | 9 | 356 | 2.53% |
| Interest Only Flag | 1 | 356 | 0.28% |
| Loan Amount | 1 | 356 | 0.28% |
| Loan Purpose | 2 | 356 | 0.56% |
| Monthly Property Tax Amount | 2 | 356 | 0.56% |
| Occupancy | 3 | 356 | 0.84% |
| Prepayment Penalty | 1 | 356 | 0.28% |
| Primary Appraisal Date | 16 | 356 | 4.49% |
| Primary Appraised Property Value | 7 | 356 | 1.97% |
| Property Address | 3 | 356 | 0.84% |
| Property Type | 14 | 356 | 3.93% |
| Qualifying CLTV | 16 | 356 | 4.49% |
| Qualifying FICO | 43 | 356 | 12.08% |
| Qualifying LTV | 13 | 356 | 3.65% |

---

![](ex99-04_001.jpg)

**Event Grade Definitions**

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**Final Loan Grade** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;Loan meets Credit, Compliance, and Valuation Guidelines |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;Loan is missing documentation to perform a sufficient review. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Credit Event Grades** | &nbsp;&nbsp;**Credit Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan meets the published guidelines without any exceptions. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan substantially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review, or the credit file was not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Compliance Event Grades** | &nbsp;&nbsp;**Compliance Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The loan violates one material law or regulation. The material disclosures are absent or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;There was not sufficient documentation to perform a review or the required legal documents were not furnished. |

---

![](ex99-04_001.jpg)

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Property Event Grades** | &nbsp;&nbsp;**Property Event Grades** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The value is supported within 10% of the original appraisal by the AVM or there are other supporting documents in the originators loan file package (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal by the AVM and there are no other valuation support documents in the loan file provided by the Seller. The valuation methodology substantially meets the published guidelines but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms. |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

## Exhibit 99.04

**Exhibit 99.04 Schedule 1**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Note Date** | **Original Loan Amount** | **Last Name** | **Property State** | **Occupancy** | **Purpose** | **Originator QM Status** | **TPR QM Status** | **Exception ID** | **Exception Number** | **Exception Date** | **Exception Type** | **Exception Subcategory** | **Exception** | **Exception Remedy** | **Rebuttal** | **TPR Response** | **Compensating Factors** | **Status Update Date** | **Finding Status** | **Initial Exception Grade** | **Final Exception Grade** | **Initial Loan Grade** | **Final Loan Grade** |
| 4000097300 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 5 | 2025-11-20 04:53 | Credit | Business Purpose - Loan Guaranty/Missing | The Personal Loan Guaranty is missing. The Personal Loan Guaranty is missing <br>|  | Attached - xxxxxx <br>Attached - xxxxxx<br>| Personal Loan Guaranty was provided. Condition resolved. - xxxxxx<br>The Personal Loan Guaranty is not missing. - xxxxxx<br>Attached - xxxxxx<br>Attached is occupancy affidavit, not guaranty agreement, condition remains. - xxxxxx<br>Attached - xxxxxx<br>|  | 2026-03-02 15:41 | Resolved | 4 | 1 | 4 | 1 |
| 4000097300 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 5 | 2026-01-08 18:23 | Credit | Corporation/LLC: EIN Doc is Missing | The loan file does not contain the Coporation/LLC: EIN documentation. Corporation/LLC: EIN documentation is missing from the file. <br>|  | EIN provided. Condition resolved. - xxxxxx <br>Attached - xxxxxx<br>| EIN provided. Condition resolved. - xxxxxx<br>EIN provided. Condition resolved. - xxxxxx<br>Attached - xxxxxx<br>|  | 2026-01-15 15:14 | Resolved | 3 | 1 | 4 | 1 |
| 4000097300 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 5 | 2025-11-20 06:38 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-11-20 06:38 | Cleared | 1 | 1 | 4 | 1 |
| 4000097300 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 5 | 2025-11-21 15:22 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-11-21 15:22 | Cleared | 1 | 1 | 4 | 1 |
| 4000097300 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 5 | 2025-11-21 15:27 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-11-21 15:27 | Cleared | 1 | 1 | 4 | 1 |
| 4000098573 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2025-12-03 00:58 | Credit | Final Settlement Statement Missing. | The final Settlement Statement document is missing. Please provide final HUD/settlement statement for the subject transaction <br>|  | FINAL SS<br>- xxxxxx<br>| Final Settlement Statement provided. Condition resolved. - xxxxxx<br>FINAL SS<br>- xxxxxx<br>|  | 2025-12-06 19:05 | Resolved | 3 | 1 | 3 | 1 |
| 4000098573 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2025-12-03 02:02 | Credit | Borrower - Residency Alien Documentation | The borrower indicates Resident Alien status, however, the file contains no evidence documenting status as legally. I-797 form (Notice of Action) with valid extension dates in file, missing borrower's passport andI-95 form (arrival / departure record) <br>|  | passport - xxxxxx <br>i797 and i7974 - xxxxxx <br>Copy of Passport - xxxxxx <br>I-797 - xxxxxx<br>| Correct passport was provided. Condition resolved. - xxxxxx<br> passport - xxxxxx<br> Condition upheld. The Passport provided is for xxxxxx with a DOB ofxxxxxx. The I-94 provided is for a xxxxxx with a DOB ofxxxxxx. These are two different people. Provide the passport for the Borrower. - xxxxxx<br> i797 and i7974 - xxxxxx<br> Condition upheld. Passport provided is not for the Borrower. Name does not match I-797, Note, or DOT. - xxxxxx<br> Copy of Passport - xxxxxx<br> Condition upheld. The I-797 states Valid from xxxxxx to xxxxxx, however, it is for I-765 - APPLICATION FOR EMPLOYMENT AUTHORIZATION. The Borrower is Self-Employed and should have an EAD/Form I-766. - xxxxxx<br> I-797 - xxxxxx |  | 2026-01-16 20:51 | Resolved | 2 | 1 | 3 | 1 |
| 4000098573 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2025-12-03 01:52 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-03 01:52 | Cleared | 1 | 1 | 3 | 1 |
| 4000098573 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2025-12-03 01:52 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-12-03 01:52 | Cleared | 1 | 1 | 3 | 1 |
| 4000099940 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-01-09 13:15 | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Lender to provide VOM's or credit supplement for the 2 mortgaged properties listed on the 1003. A schedule of REO is also recommended as there are investment properties listed on the initial 1003 but removed from the final 1003. <br>|  | Mortgages are not listed on credit report and not required to be verified- they were removed from initial URLA as not required to be on there<br>Mortgage statements in file are there to prove borrower has investment expence<br>- xxxxxx<br>| Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - xxxxxx<br>Condition set in error. DSCR Loan. - xxxxxx<br>Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - xxxxxx<br>Mortgages are not listed on credit report and not required to be verified- they were removed from initial URLA as not required to be on there<br>Mortgage statements in file are there to prove borrower has investment expence<br>- xxxxxx<br>|  | 2026-03-03 17:28 | Resolved | 3 | 1 | 3 | 1 |
| 4000099940 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-01-09 14:00 | Credit | Gift Letter - Missing | A required gift letter was missing from the file and/or the donor funds were not verified. Lender to provide the fully executed gift letter for $ xxxxxx<br>|  | Gift - xxxxxx<br>| Gift Letter and cancelled check were provided. Condition resolved. - xxxxxx<br>Gift - xxxxxx<br>|  | 2026-01-16 20:43 | Resolved | 3 | 1 | 3 | 1 |
| 4000099940 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-01-09 14:25 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-09 14:26 | Cleared | 1 | 1 | 3 | 1 |
| 4000099940 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-01-09 14:25 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-09 14:25 | Cleared | 1 | 1 | 3 | 1 |
| 4000100616 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 5 | 2025-11-19 19:45 | Credit | Business Purpose - Loan Guaranty/Missing | The Personal Loan Guaranty is missing. The Personal Loan Guaranty is missing for xxxxxx<br>|  | Personal Guaranty agreement - xxxxxx <br>Business Certificate - xxxxxx<br>| Personal Guaranty Agreement was provided. Condition resolved. - xxxxxx<br>The Personal Loan Guaranty is not missing. - xxxxxx<br>Personal Guaranty agreement - xxxxxx<br>Condition upheld. What is missing is the Personal Guaranty Agreement. Loan closed in an LLC. - xxxxxx<br>Business Certificate - xxxxxx<br>|  | 2026-01-16 17:55 | Resolved | 4 | 1 | 4 | 1 |
| 4000100616 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 5 | 2025-12-23 16:20 | Credit | Corporation/LLC: EIN Doc is Missing | The loan file does not contain the Coporation/LLC: EIN documentation. <br>|  | xxxxxx confirmation to EIN - xxxxxx | EIN provided. Condition resolved. - xxxxxx<br> xxxxxx confirmation to EIN - xxxxxx |  | 2026-01-16 17:58 | Resolved | 3 | 1 | 4 | 1 |
| 4000100616 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 5 | 2025-11-19 20:34 | Credit | Hazard Insurance - Other Insurance Missing | The policy verifying other property insurance is missing from the loan file. Rent Loss insurance is required per guidelines. <br>|  | Mortgage statement - xxxxxx<br>| Document Uploaded. Loss of use up to 12 months - xxxxxx<br>Evidence of Rent Loss is not required on other REO's. Only the subject. Condition voided. - xxxxxx<br>Evidence of Rent Loss is not required on other REO's. Only the subject. Condition voided. - xxxxxx<br>Mortgage statement - xxxxxx<br>|  | 2026-01-13 20:22 | Resolved | 3 | 1 | 4 | 1 |
| 4000100616 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 5 | 2025-11-19 20:35 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-11-19 20:35 | Cleared | 1 | 1 | 4 | 1 |
| 4000100616 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 5 | 2025-11-19 20:35 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-11-19 20:35 | Cleared | 1 | 1 | 4 | 1 |
| 4000101581 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-01-08 13:12 | Credit | Borrower 1 Executed 4506-T Missing | Borrower 1 Executed 4506-T missing from the file. <br>|  | This is a NonQM, P&L Statement Only transaction. A 4506T is not required. Please waive the condition. - xxxxxx<br>| Borrower 1 Executed 4506-T Provided - xxxxxx<br>Per lender guidelines 4506-C is not required. Condition resolved.<br> - xxxxxx<br>This is a NonQM, P&L Statement Only transaction. A 4506T is not required. Please waive the condition. - xxxxxx<br>|  | 2026-04-07 23:37 | Resolved | 3 | 1 | 3 | 1 |
| 4000101581 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-01-08 14:22 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-08 14:23 | Cleared | 1 | 1 | 3 | 1 |
| 4000101581 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-01-08 14:23 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-08 14:23 | Cleared | 1 | 1 | 3 | 1 |
| 4000101860 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-03 02:09 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-03 02:09 | Cleared | 1 | 1 | 1 | 1 |
| 4000101860 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-03 02:10 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-03 02:10 | Cleared | 1 | 1 | 1 | 1 |
| 4000101860 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-03 02:11 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-03 02:11 | Cleared | 1 | 1 | 1 | 1 |
| 4000101881 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 5 | 2025-12-22 19:01 | Compliance | Closing Detail Statement Indicator is Missing | The Closing Detail Statement Indicator is missing The loan file is missing the Final Settlement Statement. <br>|  | FINAL SS<br>- xxxxxx <br>FINAL SS - xxxxxx <br>FINAL SS signed - xxxxxx <br>FINAL S - xxxxxx<br>| Final Signed Settlement Statement was provided. Condition resolved. - xxxxxx<br>The Closing Detail Statement Indicator is not missing. - xxxxxx<br>FINAL SS<br>- xxxxxx<br>Condition upheld. Provide the Final SIGNED Settlement Statement for the Subject Transaction. - xxxxxx<br>FINAL SS - xxxxxx<br>Condition upheld again. One provided is not signed. Provide the Final signed Settlement Statement. - xxxxxx<br>FINAL SS signed - xxxxxx<br>Condition upheld. Provide Final signed Settlement Statement. One provided is not signed. - xxxxxx<br>FINAL S - xxxxxx<br>|  | 2026-01-14 23:05 | Resolved | 4 | 1 | 4 | 1 |
| 4000101881 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 5 | 2025-12-24 00:23 | Credit | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Audited reserves months are less than the guideline required reserve months. <br>|  | FINAL SS - xxxxxx <br>FINAL SS - xxxxxx <br>LOE - xxxxxx<br>| Final Settlement Statement provided. Borrower received cash back for reserves. Condition resolved. - xxxxxx<br>Audited Reserves of month(s) are greater than or equal to Guideline Required Reserves of month(s) - xxxxxx<br>FINAL SS - xxxxxx<br>Condition upheld. Until the Final Signed Settlement Statement for the subject transaction is provided this condition will remain. Unable to determine proceeds. - xxxxxx<br>FINAL SS - xxxxxx<br>Condition upheld. Until the Final Signed Settlement Statement is provided. This condition will remain. - xxxxxx<br>LOE - xxxxxx<br>|  | 2026-01-14 23:08 | Resolved | 3 | 1 | 4 | 1 |
| 4000101881 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 5 | 2025-12-22 19:45 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-22 19:45 | Cleared | 1 | 1 | 4 | 1 |
| 4000101881 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 5 | 2025-12-24 00:24 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-12-24 00:24 | Cleared | 1 | 1 | 4 | 1 |
| 4000101881 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 5 | 2025-12-24 00:25 | Property | Value - Field Review Supports Value within 10% | A Retro-Field Review was performed. The original appraised value is supported with a variance within 10%. <br>|  |  |  |  | 2025-12-24 00:25 | Cleared | 1 | 1 | 4 | 1 |
| 4000102432 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-01-06 17:08 | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Missing Verification of Mortgage for Primary Residence with XXXXX XXX. <br>|  | current primary refinance and the subject mtg history is reflected on the credit report thru xxxxxx. Also, attached subject mtg stmts for xxxxxx & xxxxxx to complete the mtg history (were included in the file) - xxxxxx | VOM's were provided. Condition resolved. - xxxxxx<br> Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - xxxxxx<br> current primary refinance and the subject mtg history is reflected on the credit report thru xxxxxx. Also, attached subject mtg stmts for xxxxxx & xxxxxx to complete the mtg history (were included in the file) - xxxxxx |  | 2026-01-16 16:27 | Resolved | 3 | 1 | 3 | 1 |
| 4000102432 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-01-06 18:42 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-06 18:42 | Cleared | 1 | 1 | 3 | 1 |
| 4000102432 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-01-06 19:53 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-06 19:53 | Cleared | 1 | 1 | 3 | 1 |
| 4000102638 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 4 | 2025-12-23 13:57 | Credit | Income - Income Documentation Missing | The loan file did not contain the required income documentation. Lender to provide a YTD P&L fromXXXXXXLLC to support the income used to qualify the borrower. Borrower was qualified using 24 months 1099 income, however the lender used YTD from payment advices and 2024 1009 statement minus 10% expense factor. The 23 payment advices reflect irregular income received between January and October 2025, with payments occurring on a mostly weekly to bi-weekly basis and varying significantly in amount. Based on these payments, income can be annualized and averaged to estimate a monthly income level; however, this calculation is inherently an approximation. To accurately determine a true monthly average, a complete 12-month payment history is needed, along with confirmation of whether these payments represent gross or net income, whether they are recurring or one-time, and whether there are seasonal fluctuations or additional unpaid periods not captured in the provided data. <br>|  | see attached - xxxxxx<br>| P&L not required per guidelines. Loan was approved on 1099's which are in file along with the CPA letter and all required income documentation per guidelines. Condition resolved. - xxxxxx<br>see attached - xxxxxx<br>|  | 2026-01-20 15:56 | Resolved | 3 | 1 | 3 | 1 |
| 4000102638 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 4 of 4 | 2025-12-23 14:22 | Credit | Borrower 1 CPA Letter Missing | Borrower 1 CPA letter missing from the file. Business funds are being used to qualify, missing CPA Letter addressing the use of funds from the business. <br>|  | The EMD source of funds came from a separate business account (xxxxxx ending in #xxxxxx) in which the borrower is 90% owner (verified with CPA xxxxxx email) and zero income from this business is being used to qualify. The other 10% is his wife.<br> Activity:<br> On xxxxxx xxxxxx account ending in #xxxxxx received a transfer in the amount of $xxxxxx from xxxxxx LLC xxxxxx account ending in #xxxxxx.<br> On xxxxxx EMD for $xxxxxx cleared xxxxxx personal account ending in #xxxxxx. <br> The EMD was the only item for these accounts and source of funds wasxxxxxx. Not using either account for funds to close/reserves.<br> The EMD funds came from a separate business and zero income is being used to qualify and borrower is 90% owner. There is zero impact to income because it's not being used from this source to qualify.<br> - xxxxxx | Borrower 1 CPA letter provided - xxxxxx<br> P&L not required per guidelines. Loan was approved on 1099's which are in file along with the CPA letter and all required income documentation per guidelines. Condition voided. - xxxxxx<br> The EMD source of funds came from a separate business account (xxxxxx-xxxxxx ending in #xxxxxx) in which the borrower is 90% owner (verified with CPA xxxxxx) and zero income from this business is being used to qualify. The other 10% is his wife.<br> Activity:<br> On xxxxxx xxxxxx account ending in #xxxxxx received a transfer in the amount of $xxxxxx from xxxxxx account ending in #xxxxxx.<br> On xxxxxx EMD for $xxxxxx cleared xxxxxx personal account ending in #xxxxxx. <br> The EMD was the only item for these accounts and source of funds was xxxxxx. Not using either account for funds to close/reserves.<br> The EMD funds came from a separate business and zero income is being used to qualify and borrower is 90% owner. There is zero impact to income because it's not being used from this source to qualify.<br> - xxxxxx |  | 2026-04-15 03:43 | Resolved | 3 | 1 | 3 | 1 |
| 4000102638 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 4 | 2025-12-19 22:58 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | <br> NO COMPLIANCE FINDINGS - xxxxxx<br>|  | 2026-04-06 21:45 | Cleared | 1 | 1 | 3 | 1 |
| 4000102638 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 4 | 2025-12-19 22:58 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains CU and LPA with scores less than 2.5. <br>|  |  |  |  | 2025-12-19 22:58 | Cleared | 1 | 1 | 3 | 1 |
| 4000102976 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-01-20 00:15 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-20 00:15 | Cleared | 1 | 1 | 1 | 1 |
| 4000102976 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-01-20 00:16 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-01-20 00:16 | Cleared | 1 | 1 | 1 | 1 |
| 4000102976 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-01-21 13:53 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-21 13:53 | Cleared | 1 | 1 | 1 | 1 |
| 4000102976 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-01-21 13:55 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-21 13:55 | Cleared | 1 | 1 | 1 | 1 |
| 4000103144 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-01-06 19:45 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd party VOE prior to close missing. <br>|  | VVOE attached. - xxxxxx<br>| VVOE provided. Condition resolved. - xxxxxx<br>Borrower 1 3rd Party VOE prior to close was provided. - xxxxxx<br>VVOE attached. - xxxxxx<br>|  | 2026-01-14 18:09 | Resolved | 3 | 1 | 3 | 1 |
| 4000103144 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-04-06 21:47 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | 2026-04-06 21:47 | Cleared | 1 | 1 | 3 | 1 |
| 4000103144 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-01-06 21:00 | Credit | Hazard Insurance - Other Insurance Missing | The policy verifying other property insurance is missing from the loan file. Missing homeowners insurance declarations page for Primary Residence. Mortgage statement in file reflects it is currently not escrowed for insurance. <br>|  | Per credit supp, the taxes and insurance are included in the monthly payment. The mtg statement also shows the escrow disbursements and insurance is included. - xxxxxx<br>| Evidence provide that Taxes, HOI, and MI, are escrowed. Condition resolved. - xxxxxx<br>Per credit supp, the taxes and insurance are included in the monthly payment. The mtg statement also shows the escrow disbursements and insurance is included. - xxxxxx<br>|  | 2026-01-14 18:05 | Resolved | 3 | 1 | 3 | 1 |
| 4000103144 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-01-06 21:48 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-06 21:48 | Cleared | 1 | 1 | 3 | 1 |
| 4000103463 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 3 of 6 | 2025-12-11 21:24 | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. <br>|  | I changed the lock to 1 year income , we should be ok on paystubs because we have a fully completed VOE and one months of paystubs <br>And the lease is for the other property they own at xxxxxx <br> - xxxxxx | Updated lock agreement provided. - xxxxxx<br> Document Uploaded. - xxxxxx<br> Condition upheld. No documents were uploaded to review. Final Lock Confirmation in file states 24 months income documentation. <br> - xxxxxx<br> I changed the lock to 1 year income , we should be ok on paystubs because we have a fully completed VOE and one months of paystubs <br>And the lease is for the other property they own at xxxxxx<br> - xxxxxx |  | 2026-01-21 16:16 | Resolved | 3 | 1 | 3 | 1 |
| 4000103463 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 5 of 6 | 2025-12-11 21:35 | Credit | Missing letter of explanation | Borrower to provide a LOE for a lease agreement for the primary residence since it is a single family home with 3 bedrooms and 1 bathroom. The lease is for a 5 yr period ending in xxxxxx. Lender to verify the borrowers live in the subject property as well.  |  | Lease is not for the subject property. Its for xxxxxx - xxxxxx <br> the lease in file is the other property he owns- and rents out – not the subject - xxxxxx <br> I changed the lock to 1 year income , we should be ok on paystubs because we have a fully completed VOE and one months of paystubs <br>And the lease is for the other property they own at xxxxxx <br> - xxxxxx | Lease is not for the subject property. Its for xxxxxx - xxxxxx<br> Condition upheld. No documents were uploaded to review. Final Lock Confirmation in file states 24 months income documentation. - xxxxxx<br> the lease in file is the other property he owns- and rents out – not the subject - xxxxxx<br> Condition upheld. No documents were uploaded to review. Final Lock Confirmation in file states 24 months income documentation. - xxxxxx<br> I changed the lock to 1 year income , we should be ok on paystubs because we have a fully completed VOE and one months of paystubs <br>And the lease is for the other property they own at xxxxxx <br> - xxxxxx |  | 2026-01-14 23:09 | Void | 3 |  | 3 | 1 |
| 4000103463 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 6 of 6 | 2025-12-12 17:50 | Compliance | Missing Attorney Preference Letter | Right To Choose Attorney or Attorney Preference not in file. Executed xxxxxx Borrower Right to Select Attorney is missing from the file <br>|  | Not applicable - xxxxxx<br>| Confirmed disclosure is not explicitly required - xxxxxx<br>Not applicable - xxxxxx<br>|  | 2025-12-18 14:59 | Resolved | 3 | 1 | 3 | 1 |
| 4000103463 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 2 of 6 | 2025-12-11 20:00 | Credit | Borrower 2 Executed 4506-T Missing | Borrower 2 Executed 4506-T missing from the file. <br>|  | 4506C - xxxxxx<br>| 4506 provided. Condition resolved. - xxxxxx<br>Borrower 2 Executed 4506-T Provided or Not Applicable (Number of Borrowers equals 2) - xxxxxx<br>4506C - xxxxxx<br>|  | 2026-04-03 20:07 | Resolved | 3 | 1 | 3 | 1 |
| 4000103463 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 1 of 6 | 2025-12-11 20:00 | Credit | Borrower 1 Executed 4506-T Missing | Borrower 1 Executed 4506-T missing from the file. <br>|  | attached - xxxxxx<br>| 4506 provided. Condition resolved. - xxxxxx<br>Borrower 1 Executed 4506-T Provided - xxxxxx<br>attached - xxxxxx<br>|  | 2026-04-03 20:07 | Resolved | 3 | 1 | 3 | 1 |
| 4000103463 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 4 of 6 | 2025-12-11 21:31 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-11 21:31 | Cleared | 1 | 1 | 3 | 1 |
| 4000103883 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-13 15:45 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-13 15:45 | Cleared | 1 | 1 | 1 | 1 |
| 4000103883 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-13 15:45 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-13 15:45 | Cleared | 1 | 1 | 1 | 1 |
| 4000103883 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-13 15:45 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-13 15:45 | Cleared | 1 | 1 | 1 | 1 |
| 4000104038 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 10 | 2025-12-10 16:44 | Credit | Borrower 1 Credit Report is Missing | Borrower 1 credit report is missing. Please provide full credit report for borrower. <br>|  | Credit report - xxxxxx<br>| Updated Credit Report provided. Condition resolved. - xxxxxx<br>Credit Report provided. Condition resolved. - xxxxxx<br>Borrower 1 Credit Report is not missing. - xxxxxx<br>Credit report - xxxxxx<br>|  | 2026-04-15 16:30 | Resolved | 4 | 1 | 4 | 1 |
| 4000104038 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 9 of 10 | 2025-12-15 15:21 | Credit | Borrower 1 Gap Credit Report is Missing | Borrower 1 Gap Credit Report is Missing <br>|  | please see attached - xxxxxx <br>is this duplicate suspense? Please clear - xxxxxx<br>| Updated Credit Report provided. Condition resolved. - xxxxxx<br> Borrower 1 Gap Credit Report is not missing. - xxxxxx<br> please see attached - xxxxxx<br> Condition upheld. Not a duplicate. Provide the xxxxxx Report. Credit Report is datedxxxxxx, Note is xxxxxx. - xxxxxx<br> is this duplicate suspense? Please clear - xxxxxx |  | 2026-04-15 16:30 | Resolved | 4 | 1 | 4 | 1 |
| 4000104038 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 10 of 10 | 2025-12-19 19:01 | Credit | Borrower 1 YTD Profit & Loss Missing | Borrower 1 YTD Profit & Loss missing. Provide P & L. <br>|  | P&L - xxxxxx<br>| P&L provided. - xxxxxx<br>Borrower 1 YTD Profit & Loss Provided - xxxxxx<br>P&L - xxxxxx<br>|  | 2026-03-02 14:02 | Resolved | 3 | 1 | 4 | 1 |
| 4000104038 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 10 | 2025-12-10 16:36 | Credit | Income 1 Months Income Verified is Missing | Income 1 months income verified is missing. Income documentation was not provided in the file <br>|  | Its P&I loan, not full income - xxxxxx<br>| Income 1 Months Income Verified is Present Or Not Applicable - xxxxxx<br>Condition set in error. - xxxxxx<br>Income 1 Months Income Verified is Present Or Not Applicable - xxxxxx<br>Its P&I loan, not full income - xxxxxx<br>|  | 2026-03-02 14:02 | Resolved | 3 | 1 | 4 | 1 |
| 4000104038 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 4 of 10 | 2025-12-10 17:17 | Credit | Flood Certificate Missing | Missing flood certificate. <br>|  | Flood cert - xxxxxx<br>| Flood Cert provided. Not is flood zone. - xxxxxx<br>Flood Certificate is fully present - xxxxxx<br>Flood cert - xxxxxx<br>|  | 2025-12-15 15:26 | Resolved | 4 | 1 | 4 | 1 |
| 4000104038 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 5 of 10 | 2025-12-10 17:35 | Credit | Audited FICO is less than Guideline FICO | Audited FICO is less than guideline FICO. Missing Credit Report <br>|  | CR - xxxxxx<br>| CR was missing. - xxxxxx<br>CR - xxxxxx<br>|  | 2025-12-15 15:23 | Void | 3 |  | 4 | 1 |
| 4000104038 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 7 of 10 | 2025-12-10 20:23 | Compliance | Missing Attorney Preference Letter | Right To Choose Attorney or Attorney Preference not in file. Executed NY Borrower Right to Select Attorney is missing from the file <br>|  | This is not applicable - xxxxxx<br>| Confirmed Attorney preference is not a required disclosure - xxxxxx<br>This is not applicable - xxxxxx<br>|  | 2025-12-15 17:55 | Resolved | 3 | 1 | 4 | 1 |
| 4000104038 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 10 | 2025-12-10 16:36 | Credit | Borrower 1 Personal Tax Returns Missing | Borrower 1 personal Tax Returns missing. Need tax returns to calculate self employment income <br>|  | This is P&L loan, theres is no income docs - xxxxxx<br>| Borrower 1 Personal Tax Returns Provided - xxxxxx<br>Condition set in error. - xxxxxx<br>Borrower 1 Personal Tax Returns Provided - xxxxxx<br>This is P&L loan, theres is no income docs - xxxxxx<br>|  | 2026-03-02 14:02 | Resolved | 3 | 1 | 4 | 1 |
| 4000104038 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 8 of 10 | 2025-12-11 13:08 | Compliance | Other Rider is Missing | 2nd rider is missing a signature. Please have 2nd rider for contract fully executed. <br>|  | all signatures are present - xxxxxx<br>| 2nd rider is signed - xxxxxx<br>all signatures are present - xxxxxx<br>|  | 2025-12-15 17:54 | Resolved | 3 | 1 | 4 | 1 |
| 4000104038 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 6 of 10 | 2025-12-10 17:41 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-10 17:41 | Cleared | 1 | 1 | 4 | 1 |
| 4000104043 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 5 | 2025-12-16 21:27 | Credit | Housing History Does Not Meet Guideline Requirements | Copies of cashiers check receipts were provided for the rental history. Only 10 were provided so two (February 2025 and October 2025) are missing. Need full twelve months.<br>Housing history does not meet guideline requirements. <br>|  | VOR Enclosed - xxxxxx<br>| VOR was provided in the loan file. Condition resolved. - xxxxxx<br>VOR Enclosed - xxxxxx<br>|  | 2026-01-22 14:46 | Resolved | 3 | 1 | 3 | 2 |
| 4000104043 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 5 of 5 | 2025-12-17 13:06 | Compliance | Charges That In Total Cannot Increase More Than 10% Test (50001257) | The total amount of the 10% category fees (xxxxxx) has increased by more than 10% over the current baseline value of (xxxxxx). The total amount of fees in the 10% category cannot exceed (xxxxxx). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Recording Fees – Mortgage/Deed of Trust). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). . <br>|  | PCCD - xxxxxx<br>| Received curative package: PCCD, LOE, copy of refund check and proof of mailing - xxxxxx<br> Received PCCD showing a $xxxxxx lender credit; however will need a LOE to the borrower, a copy of the check and proof the package was mailed to the borrower in order to cure. - xxxxxx<br> PCCD - xxxxxx |  | 2026-01-12 18:49 | Cured | 3 | 2 | 3 | 2 |
| 4000104043 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 4 of 5 | 2025-12-17 13:06 | Compliance | Charges That In Total Cannot Increase More Than 10% Test (50001258) | The total amount of the 10% category fees on the last Closing Disclosure (xxxxxx) has increased by more than 10% over the current baseline value of (xxxxxx). The total amount of fees in the 10% category cannot exceed (xxxxxx). The following fee(s) have either increased from their baseline disclosure or have been recently added: (Recording Fees – Mortgage/Deed of Trust). Any increase to an existing fee and/or the addition of a new fee that causes the 10% category threshold to be exceeded cannot occur unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee(s) or new fee(s). (12 CFR 1026.19(e)(3)(ii); 12 CFR 1026.19(e)(3)(iv)). The recording fees increased without a valid change in circumstances. <br>|  | sorry for confusion. xxxxxx didnt show it - xxxxxx <br> What PCCD are you referring? Please escalate to your compliance manager or higher if needed. Once again--there is no increase in 10% Tolerance. OUR xxxxxx PASS--there is no increase in 10% - xxxxxx <br> Recording fee is in 10% tolerance section--it is not an individual fee , its the whole section and it did not increase by more than 10%. Our Mavent is passing, there is no increase in 10% Tolerance. This needs to be escalated and waived. - xxxxxx <br> There is no increase in 10%. Mavent passes - xxxxxx | Received curative package: PCCD, LOE, copy of refund and proof of mailing. - xxxxxx<br> Resolved - xxxxxx<br> sorry for confusion. xxxxxx didnt show it - xxxxxx<br> The recording fee disclosed on the intial LE issued xxxxxx was xxxxxxThis fee was increased on the intial CD issued xxxxxx to xxxxxx is $xxxxxx above the 10% tolerance. You provided a PCCD issued xxxxxx (see attached to related finding) which provided a $xxxxxx cure for the violation. You will need to provide a copy of that PCCD, along with a copy of the refund check of $27.90, an LOE to the borrower describing the reason for the refund and proof the package was mailed to the borrower in order to cure this finding. - xxxxxx<br> What PCCD are you referring? Please escalate to your compliance manager or higher if needed. Once again--there is no increase in 10% Tolerance. OUR xxxxxx PASS--there is no increase in 10% - xxxxxx<br> Received PCCD showing a $xxxxxx lender credit; however will need a LOE to the borrower, a copy of the check and proof the package was mailed to the borrower in order to cure. - xxxxxx<br> Recording fee is in 10% tolerance section--it is not an individual fee , its the whole section and it did not increase by more than 10%. Our Mavent is passing, there is no increase in 10% Tolerance. This needs to be escalated and waived. - xxxxxx<br> Recording fee was $xxxxxx on the initial LE and $xxxxxx on the final CD - xxxxxx<br> There is no increase in 10%. xxxxxx passes - xxxxxx |  | 2026-01-12 18:48 | Cured | 3 | 2 | 3 | 2 |
| 4000104043 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 5 | 2025-12-16 22:03 | Credit | Income - Guideline Requirements | The income documents provided in the loan file did not meet guidelines. Per guidelines, CPA must attest that they have performed either that they audited the business financial statements or reviewed working papers provided by the borrower. Neither of these were on the CPA letters provided.<br>Per guidelines, verification of the borrower's business must provided from the credit report and/or website. Neither of these were found nor were they addressed in the loan documents. <br>|  | On the CPA letter attached it states the audited financials. Please clear - xxxxxx<br>| CPA Letter provided stating P&L, and Tax Returns were prepared by the CPA firm. Condition resolved. - xxxxxx<br>On the CPA letter attached it states the audited financials. Please clear - xxxxxx<br>|  | 2025-12-20 22:24 | Resolved | 3 | 1 | 3 | 2 |
| 4000104043 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 5 | 2025-12-16 22:03 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2025-12-16 22:03 | Cleared | 1 | 1 | 3 | 2 |
| 4000104235 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-01-05 20:33 | Compliance | Lender Credits That Cannot Decrease Test (50001262) | The baseline amount of non-specific (lump sum) lender credits and specific lender credits disclosed is ($XXXXXX). The Last CD shows a total lender credit amount of ($XXXXXX). The following fees "lender credits" have decreased below their baseline amounts (General Lender Credit). Non-specific lender credits are generalized payments that do not pay for a particular fee. Specific lender credits are specific payments to pay for a specific fee. The total amount of non-specific and specific lender credits cannot decrease unless a new disclosure is provided and there is a valid changed circumstance associated with the re-disclosure, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3)(i) and comments 19(e)(3)(i)-5 and -6; 12 CFR 1026.19(f)(2)(v); 12 CFR 1026.37(g)(6); 12 CFR 1026.38(h)). Please provide basis for pricing change on xxxxxx. <br>|  | Per our lock manager Initial lock confirmation shows SFR 1 unit with 2.13% lender credit. 2nd confirmation from xxxxxx shows updated as 2 units with 1.13% lender credit. <br> The price change was disclosed the following day xxxxxx. <br> Not sure where the issue is.. <br> - xxxxxx <br> LOCK CONFIRMATION - xxxxxx <br> RATE LOCK - xxxxxx <br> Per our Lock Manager Pricing worsened due to property type changed from 1 unit to 2 unit- additional 1% LLPA applied. - xxxxxx | Received rate lock confirmation for decreased lender credit - xxxxxx<br> Per our lock manager Initial lock confirmation shows SFR 1 unit with 2.13% lender credit. 2nd confirmation from xxxxxx shows updated as 2 units with 1.13% lender credit. <br> The price change was disclosed the following day xxxxxx. <br> Not sure where the issue is.. <br> - xxxxxx<br> Received duplicate copy of rate lock from xxxxxx. The lender credit decreased on xxxxxx. Provide PCCD, LOE to the borrower describing the reason for the refund, copy of refund check for $xxxxxx and proof of mailing. - xxxxxx<br> LOCK CONFIRMATION - xxxxxx<br> Rate lock provided is from xxxxxx when loan was originally locked. The lender credit decreased on xxxxxx. If a valid reason for the lender credit decrease cannot be provided, a $xxxxxx cure will be required. Provide PCCD, LOE to the borrower describing the reason for the refund, copy of refund check and proof of mailing. - xxxxxx<br> RATE LOCK - xxxxxx<br> Appears property type was identified prior to xxxxxx. Please provide pricing worksheet or other documentation for the pricing change. - xxxxxx<br> Per our Lock Manager Pricing worsened due to property type changed from 1 unit to 2 unit- additional 1% LLPA applied. - xxxxxx |  | 2026-01-20 21:40 | Resolved | 3 | 1 | 3 | 1 |
| 4000104235 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-01-05 21:17 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-05 21:17 | Cleared | 1 | 1 | 3 | 1 |
| 4000104235 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-01-05 21:17 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-05 21:17 | Cleared | 1 | 1 | 3 | 1 |
| 4000104290 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 4 | 2026-01-14 16:46 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. CU Score 2.5 / LCA score 4.5, CDA required. <br>|  | attached CDA for condition review/clearance. Thank you - xxxxxx<br>| Valid CDA received with no noted issues. Condition resolved. - xxxxxx<br>attached CDA for condition review/clearance. Thank you - xxxxxx<br>|  | 2026-01-16 17:22 | Resolved | 3 | 1 | 3 | 1 |
| 4000104290 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 4 | 2026-01-14 01:58 | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. <br>|  | fraud report for condition review - xxxxxx<br>| Third party fraud report is provided - xxxxxx<br>fraud report for condition review - xxxxxx<br>|  | 2026-01-16 17:17 | Resolved | 3 | 1 | 3 | 1 |
| 4000104290 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 4 of 4 | 2026-03-02 16:13 | Credit | Missing or incomplete income documentation for 1 or 2 Year Full Doc | Verified Doc Type is '1YR Full Doc' but provided income documentation for Borrower 1 Personal Tax Returns, Business Tax Returns, or W2/1099 is not '1 YR', or insufficient verified Paystubs were provided. Loan is a 1YR Full Doc or 2YR Full Doc. Missing minimum years W2s, tax returns, or 1099s and/or 1 month paystubs. <br>|  |  | 1 year full doc is acceptable. - xxxxxx<br>|  | 2026-04-06 19:13 | Resolved | 3 | 1 | 3 | 1 |
| 4000104290 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 4 | 2026-01-14 15:55 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-14 15:55 | Cleared | 1 | 1 | 3 | 1 |
| 4000104421 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-04-06 21:48 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. - xxxxxx<br>|  | 2026-04-06 21:48 | Cleared | 1 | 1 | 1 | 1 |
| 4000104421 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-01-13 01:44 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-13 01:44 | Cleared | 1 | 1 | 1 | 1 |
| 4000104421 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-01-13 01:44 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-01-13 01:44 | Cleared | 1 | 1 | 1 | 1 |
| 4000104421 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-01-14 19:35 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-14 19:35 | Cleared | 1 | 1 | 1 | 1 |
| 4000104553 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 6 | 2026-01-02 18:40 | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). Lender to provide the final title policy with current vesting in the borrower's names and the loan amount of $XXXXXX<br>|  | TITILE POLICY - xxxxxx<br>| Updated Prelim Provided. Condition resolved. - xxxxxx<br> Title coverage amount of $xxxxxx is equal to or greater than total amount of subject lien(s) $xxxxxx+0+0 - xxxxxx<br> TITILE POLICY - xxxxxx |  | 2026-01-14 18:50 | Resolved | 3 | 1 | 4 | 1 |
| 4000104553 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 6 | 2026-01-02 19:09 | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. Lender to provide a clear fraud report including OFAC for all interested parties in this transaction. <br>|  | LOE AND FRAUD GUARD - xxxxxx<br>| FraudGuard provided. Condition resolved. - xxxxxx<br>Third party fraud report is provided - xxxxxx<br>LOE AND FRAUD GUARD - xxxxxx<br>|  | 2026-01-07 16:04 | Resolved | 3 | 1 | 4 | 1 |
| 4000104553 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 6 | 2026-01-02 18:32 | Compliance | Closing Detail Statement Indicator is Missing | The Closing Detail Statement Indicator is missing Lender to provide a fully executed final CD, HUD 1, or ALTA Settlement Statement to verify cash to close and cash back to the borrowers. <br>|  | FINAL SETTLEMENT STATEMENT - xxxxxx<br>| Final Settlement Statement provided. Condition resolved. - xxxxxx<br>The Closing Detail Statement Indicator is not missing. - xxxxxx<br>FINAL SETTLEMENT STATEMENT - xxxxxx<br>|  | 2026-01-07 16:01 | Resolved | 4 | 1 | 4 | 1 |
| 4000104553 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 6 | 2026-01-02 18:00 | Credit | Executed 4506-T / 4506-C Missing | Risk Assessment from the 1008 Page is 'AUS', but the Executed 4506-T / 4506-C is 'NA' or blank for one or more of the employed borrowers. Executed 4506-T / 4506-C is not required on DSCR loans <br>|  | LOE - xxxxxx<br>| 4506 not required on DSCR loans. - xxxxxx<br>4506-T / 4506-C indicator is not 'NA' or blank for all borrowers, or Not Applicable based on Risk Assessment selection. - xxxxxx<br>LOE - xxxxxx<br>|  | 2026-01-07 16:06 | Void | 3 |  | 4 | 1 |
| 4000104553 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 6 | 2026-01-02 19:14 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-02 19:15 | Cleared | 1 | 1 | 4 | 1 |
| 4000104553 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 6 of 6 | 2026-01-02 19:14 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-02 19:15 | Cleared | 1 | 1 | 4 | 1 |
| 4000104697 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 7 | 2025-12-31 03:57 | Credit | Title Document Missing | Title document is missing. The title documents could not be found in the loan documents. <br>|  | title report - xxxxxx<br>| Title provided. Condition resolved. - xxxxxx<br>Title document is fully present - xxxxxx<br>title report - xxxxxx<br>|  | 2026-01-05 20:00 | Resolved | 3 | 1 | 3 | 1 |
| 4000104697 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 7 of 7 | 2026-04-06 21:49 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | 2026-04-06 21:49 | Cleared | 1 | 1 | 3 | 1 |
| 4000104697 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 7 | 2025-12-31 03:50 | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Verification of the borrower's rent payments for their current residence was not found in the loan documents. Guidelines require at least 12 months good payment history. <br>|  | BANK STATEMENT CAL AND PROOF OF RENTAL PAYMENTS - xxxxxx<br>| LOE from Landlord and evidence of 14 payments made were provided. Condition resolved. - xxxxxx<br> Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - xxxxxx<br> BANK STATEMENT xxxxxx AND PROOF OF RENTAL PAYMENTS - xxxxxx |  | 2026-01-07 16:58 | Resolved | 3 | 1 | 3 | 1 |
| 4000104697 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 4 of 7 | 2025-12-31 04:21 | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. A third party fraud report could not be found in the loan documents. <br>|  | fraud report - xxxxxx<br>| LoanSafe Fraud Report provided. Condition resolved. - xxxxxx<br>Third party fraud report is provided - xxxxxx<br>fraud report - xxxxxx<br>|  | 2026-01-07 16:59 | Resolved | 3 | 1 | 3 | 1 |
| 4000104697 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 5 of 7 | 2025-12-31 04:34 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. Lender to provide supporting documentation to validate inclusion of the following deposits which appear to be personal deposits, loans, large deposits: $$xxxxxx $xxxxxx $xxxxxx (loan)$xxxxxx, $xxxxxx, $xxxxxx, $xxxxxx, $xxxxxx, $xxxxxx<br>|  | xxxxxx docs - xxxxxx <br> We are backing out the xxxxxx and it has not effect on the income overall DTI still qualifies. - xxxxxx | All large deposits were sourced. Condition resolved. - xxxxxx<br> xxxxxx docs - xxxxxx<br> Condition upheld. The documentation provided does not support the following large deposits: $xxxxxx xxxxxx<br> $xxxxxx xxxxxx$xxxxxx xxxxxx$5,000 xxxxxx$xxxxxx xxxxxx, $xxxxxx xxxxxx, $xxxxxx xxxxxx, $17,230 xxxxxx, <br> Provide source of deposits.<br> - xxxxxx<br> We are backing out the 60k and it has not effect on the income overall DTI still qualifies. - xxxxxx |  | 2026-01-21 20:38 | Resolved | 3 | 1 | 3 | 1 |
| 4000104697 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 7 | 2025-12-30 23:28 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd party VOE prior to close missing. A VVOE within 10 days of closing to support that the business is still active was not found in the loan documents. <br>|  | VVVOE - xxxxxx<br>| 3rd party VVOE provided. Condition resolved. - xxxxxx<br>Borrower 1 3rd Party VOE prior to close was provided. - xxxxxx<br>VVVOE - xxxxxx<br>|  | 2026-01-05 19:56 | Resolved | 3 | 1 | 3 | 1 |
| 4000104697 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 6 of 7 | 2025-12-31 21:24 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2025-12-31 21:24 | Cleared | 1 | 1 | 3 | 1 |
| 4000104939 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2025-12-14 17:46 | Compliance | TRID: Closing Disclosure Deficiency | Final CD is missing the payoff to xxxxxx for $ xxxxxx. Lender to provide an updated post closing CD with the payoff reflected on it.  |  | attached - xxxxxx<br>| Received CD with payoff - xxxxxx<br>attached - xxxxxx<br>|  | 2025-12-18 15:46 | Resolved | 3 | 1 | 3 | 1 |
| 4000104939 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2025-12-15 21:15 | Credit | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Audited reserves months are less than the guideline required reserve months. Audited reserves 4.41 months are less than the guideline required reserve 6 months. Condition upheld. A joint account between xxxxxx with a balance of $xxxxxx (not enough to cover shortage) and a statement for xxxxxx (not able to use) were provided. Borrower is still short verified reserves. <br>|  | attached - xxxxxx<br>| Audited Reserves of month(s) are greater than or equal to Guideline Required Reserves of month(s) - xxxxxx<br>Audited Reserves of month(s) are greater than or equal to Guideline Required Reserves of month(s) - xxxxxx<br>attached - xxxxxx<br>|  | 2026-01-09 16:47 | Resolved | 3 | 1 | 3 | 1 |
| 4000104939 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2025-12-14 17:40 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-14 17:46 | Cleared | 1 | 1 | 3 | 1 |
| 4000105110 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-01-08 01:47 | Credit | Missing letter of explanation | The borrower was qualified using 12 months business bank statements. Per the lender's guidelines, NSFs may require a Borrower LOE documenting they are not due to financial mishandling or insufficient income. A maximum of 3 NSF occurrences within a twelve-month period are allowed. If there are zero occurrences in the most recent three-month period, up to 6 occurrences in the most recent twelve-month period are acceptable. NSFs should be covered with deposits shortly after they are incurred. The business bank statements used to qualify the borrower verify 70 NSFs in the last 12 months and 12 in the last 3 months; however, the loan file does not contain a LOE from the borrower or a lender approved exception.  |  | LETTER FROM BORROWER REGARDING NSF'S - xxxxxx<br>| LOE for NSF's was provided. Condition resolved. - xxxxxx<br>LETTER FROM BORROWER REGARDING NSF'S - xxxxxx<br>|  | 2026-01-23 15:55 | Resolved | 3 | 1 | 3 | 2 |
| 4000105110 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-01-07 17:49 | Credit | Income and Employment Do Not Meet Guidelines | Income and employment do not meet guidelines. The lender's guidelines require a minimum 50% ownership in the business for 12-months business bank statement doc type; however, the borrower is 33% owner of the business. A formal exception is in the file. <br>|  |  |  | The exception was approved due to residual income of $52,269, a qualifying FICO score of 731 and verified reserves in the amount of $56,269.07. | 2026-01-08 00:12 | Waived | 2 | 2 | 3 | 2 |
| 4000105110 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-01-08 00:23 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a Fannie Mae CU with score of 1.0 which meets the lender's third-party review requirement. <br>|  |  |  |  | 2026-01-08 00:23 | Cleared | 1 | 1 | 3 | 2 |
| 4000105110 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-01-08 02:41 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-08 02:41 | Cleared | 1 | 1 | 3 | 2 |
| 4000105164 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 5 | 2026-01-08 19:10 | Credit | Missing letter of explanation | A Letter of Explanation (LOE) by the Borrower(s) is required to detail relevant real estate experience. <br>|  | Please see attached borrower email LOE - xxxxxx<br>| explanation meet requirements - xxxxxx<br>Please see attached borrower email LOE - xxxxxx<br>|  | 2026-01-16 19:13 | Resolved | 3 | 1 | 3 | 1 |
| 4000105164 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 5 | 2026-04-06 21:49 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | 2026-04-06 21:49 | Cleared | 1 | 1 | 3 | 1 |
| 4000105164 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 5 | 2026-01-08 19:08 | Credit | Hazard Insurance Policy is Partial | Hazard insurance policy partially provided. The Hazard Insurance Policy has an endorsement for Actual Cash Value vs. Replacement Cost. <br>|  | Please see attached email stating 100% replacement cost - xxxxxx<br>| documentation meet requirements - xxxxxx<br>Hazard Insurance Policy is fully present - xxxxxx<br>Please see attached email stating 100% replacement cost - xxxxxx<br>|  | 2026-01-16 19:04 | Resolved | 3 | 1 | 3 | 1 |
| 4000105164 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 5 | 2026-01-08 19:04 | Credit | Fraud Report Shows Uncleared Alerts | Fraud Report shows uncleared alerts. The various high severity fraud alerts were not cleared. <br>|  | Please see attached - xxxxxx<br>| All Fraud Report Alerts have been cleared or None Exist - xxxxxx<br>documentation meet requirements - xxxxxx<br>Please see attached - xxxxxx<br>|  | 2026-04-06 18:03 | Resolved | 3 | 1 | 3 | 1 |
| 4000105164 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 5 | 2026-01-08 19:05 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-08 19:05 | Cleared | 1 | 1 | 3 | 1 |
| 4000105165 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-15 00:27 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied.<br> - xxxxxx<br>|  | 2026-04-06 21:50 | Cleared | 1 | 1 | 1 | 1 |
| 4000105165 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-15 00:27 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-15 00:27 | Cleared | 1 | 1 | 1 | 1 |
| 4000105165 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-15 00:28 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-15 00:28 | Cleared | 1 | 1 | 1 | 1 |
| 4000105181 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 7 | 2026-01-04 15:56 | Compliance | Missing Doc - Affiliated Business Disclosure/Missing | Required Affiliated Business Disclosure missing Missing Business Entity Documents <br>|  | Attached - xxxxxx<br>| The signed NOTICE OF AFFILIATED BUSINESS DISCLOSURE STATEMENT was provided. Condition resolved. - xxxxxx<br>Attached - xxxxxx<br>|  | 2026-01-07 22:22 | Resolved | 3 | 1 | 4 | 1 |
| 4000105181 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 6 of 7 | 2026-01-05 22:22 | Credit | Program Parameters - Borrower/Business Entity Ineligibility | Program Parameters - Borrower/Business Entity Ineligibility. Missing Business Entity formation and status documentation. Articles or Incorporation state the sole registered agent is XXXXXX. Provide the updated Articles of Incorporation, and Operating Agreement. <br>|  | Please see the attached filing confirming the change of Registered Agent with the xxxxxx<br> The Articles of Organization reflect xxxxxx as the initial Registered Agent at the time of formation. A subsequent filing was made to update the Registered Agent to xxxxxx. There have been no changes to the ownership structure of the LLC.<br>The Operating Agreement continues to reflect xxxxxx and xxxxxx as the 50/50 members since formation. - xxxxxx <br> Attached - xxxxxx | Revised LLC registered agent provided, condition resolved. - xxxxxx<br> Please see the attached filing confirming the change of Registered Agent with the XXXXXXXX State Corporation Commission.<br>The Articles of Organization reflect xxxxxx as the initial Registered Agent at the time of formation. A subsequent filing was made to update the Registered Agent to xxxxxx. There have been no changes to the ownership structure of the LLC.<br>The Operating Agreement continues to reflect xxxxxx and xxxxxx as the 50/50 members since formation. - xxxxxx<br> Articles or Incorporation state the sole registered agent is xxxxxx. Provide the updated Articles of Incorporation, and Operating Agreement. - xxxxxx<br> Articles of Incorporation/Organization, and Operating Agreement were provided. Condition resolved. - xxxxxx<br> Attached - xxxxxx |  | 2026-02-11 18:20 | Resolved | 3 | 1 | 4 | 1 |
| 4000105181 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 7 | 2026-01-04 15:59 | Credit | Missing letter of explanation | A Letter of Explanation (LOE) by the Borrower / Guarantor is required to detail relevant real estate experience <br>|  | Attached - xxxxxx<br>| LOE for Landlord experience was provided. Condition resolved. - xxxxxx<br>Attached - xxxxxx<br>|  | 2026-01-12 16:12 | Resolved | 3 | 1 | 4 | 1 |
| 4000105181 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 7 | 2026-01-04 14:51 | Credit | Business Purpose - Loan Guaranty/Missing | The Personal Loan Guaranty is missing. <br>|  | Attached - xxxxxx<br>| Loan Guaranty was provided. Condition resolved. - xxxxxx<br>The Personal Loan Guaranty is not missing. - xxxxxx<br>Attached - xxxxxx<br>|  | 2026-02-03 17:20 | Resolved | 4 | 1 | 4 | 1 |
| 4000105181 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 7 of 7 | 2026-01-07 22:09 | Credit | Corporation/LLC: EIN Doc is Missing | The loan file does not contain the Coporation/LLC: EIN documentation. Provide LLC EIN <br>|  | Attached - xxxxxx <br>Attached - xxxxxx<br>| EIN provided. Condition resolved. - xxxxxx<br> Attached - xxxxxx<br> Condition upheld. Provide 3rd party (xxxxxx) of the Coporation/LLC: EIN documentation. - xxxxxx<br> Attached - xxxxxx |  | 2026-02-03 17:21 | Resolved | 3 | 1 | 4 | 1 |
| 4000105181 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 7 | 2026-01-04 15:59 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-04 15:59 | Cleared | 1 | 1 | 4 | 1 |
| 4000105181 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 7 | 2026-01-05 22:16 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-05 22:16 | Cleared | 1 | 1 | 4 | 1 |
| 4000105200 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-03 01:17 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-03 01:18 | Cleared | 1 | 1 | 1 | 1 |
| 4000105200 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-03 01:18 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-03 01:18 | Cleared | 1 | 1 | 1 | 1 |
| 4000105200 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-05 16:25 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-05 16:25 | Cleared | 1 | 1 | 1 | 1 |
| 4000105319 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-22 08:17 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-22 08:17 | Cleared | 1 | 1 | 1 | 1 |
| 4000105319 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-22 08:18 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-22 08:18 | Cleared | 1 | 1 | 1 | 1 |
| 4000105319 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-22 08:18 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-22 08:18 | Cleared | 1 | 1 | 1 | 1 |
| 4000105322 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-22 04:58 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-22 04:58 | Cleared | 1 | 1 | 1 | 1 |
| 4000105322 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-22 04:58 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-22 04:58 | Cleared | 1 | 1 | 1 | 1 |
| 4000105322 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-22 04:59 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-22 04:59 | Cleared | 1 | 1 | 1 | 1 |
| 4000105324 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-01-16 18:14 | Credit | Corporation/LLC: EIN Doc is Missing | The loan file does not contain the Coporation/LLC: EIN documentation. The loan file does not contain EIN documentation. <br>|  | EIN - xxxxxx<br>| EIN in file. Condition resolved. - xxxxxx<br>EIN - xxxxxx<br>|  | 2026-01-26 18:28 | Resolved | 3 | 1 | 3 | 1 |
| 4000105324 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-01-15 20:00 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-15 20:01 | Cleared | 1 | 1 | 3 | 1 |
| 4000105324 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-01-15 20:00 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-15 20:01 | Cleared | 1 | 1 | 3 | 1 |
| 4000105324 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-01-15 20:01 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-15 20:01 | Cleared | 1 | 1 | 3 | 1 |
| 4000105382 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-04-06 21:51 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. - xxxxxx<br>|  | 2026-04-06 21:51 | Cleared | 1 | 1 | 4 | 1 |
| 4000105382 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-01-11 06:22 | Compliance | Closing Detail Statement Indicator is Missing | The Closing Detail Statement Indicator is missing <br>|  | FINAL SS - xxxxxx<br>| Final Settlement Statement provided. Condition resolved. - xxxxxx<br>The Closing Detail Statement Indicator is not missing. - xxxxxx<br>FINAL SS - xxxxxx<br>|  | 2026-01-21 14:31 | Resolved | 4 | 1 | 4 | 1 |
| 4000105382 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-01-14 23:15 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-14 23:15 | Cleared | 1 | 1 | 4 | 1 |
| 4000105382 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-01-14 23:15 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-14 23:15 | Cleared | 1 | 1 | 4 | 1 |
| 4000105421 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-04-06 21:52 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | 2026-04-06 21:52 | Cleared | 1 | 1 | 4 | 1 |
| 4000105421 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-01-16 17:25 | Credit | Hazard Insurance Policy is Missing | Missing hazard insurance policy. The loan file is missing the HOI. <br>|  | HOI - xxxxxx<br>| HOI Policy provided. Condition resolved. - xxxxxx<br>Hazard Insurance Policy was provided. - xxxxxx<br>HOI - xxxxxx<br>|  | 2026-01-27 18:54 | Resolved | 3 | 1 | 4 | 1 |
| 4000105421 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-01-16 17:25 | Credit | Flood Certificate Missing | Missing flood certificate. The loan file is missing the Flood cert. <br>|  | Flood cert - xxxxxx<br>| Flood Cert provided. Condition resolved. - xxxxxx<br>Flood Certificate is fully present - xxxxxx<br>Flood cert - xxxxxx<br>|  | 2026-01-27 18:54 | Resolved | 4 | 1 | 4 | 1 |
| 4000105421 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-01-15 21:40 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-15 21:40 | Cleared | 1 | 1 | 4 | 1 |
| 4000105424 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-01-19 20:44 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-19 20:44 | Cleared | 1 | 1 | 1 | 1 |
| 4000105424 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-01-19 20:44 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-01-19 20:44 | Cleared | 1 | 1 | 1 | 1 |
| 4000105424 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-01-22 19:24 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-22 19:24 | Cleared | 1 | 1 | 1 | 1 |
| 4000105424 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-01-22 19:24 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-22 19:24 | Cleared | 1 | 1 | 1 | 1 |
| 4000105495 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-04-06 21:53 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | 2026-04-06 21:53 | Cleared | 1 | 1 | 1 | 1 |
| 4000105495 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-01-09 17:11 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-09 17:11 | Cleared | 1 | 1 | 1 | 1 |
| 4000105495 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-01-12 19:12 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-12 19:12 | Cleared | 1 | 1 | 1 | 1 |
| 4000105778 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 5 | 2026-01-02 10:51 | Credit | Liabilities - Derogatory Accounts | The loan file did not contain sufficient explanation for derogatory accounts. - Explanation for the $XXXXXXJudgment (Judgment Docket-Control NumberXXXXXX on page 161 of the loan package) with docketing date of xxxxxx was not provided. If the judgment is tied the borrower documentation showing that judgment has been paid/resolved is also needed.<br>|  | Letter of explanation uploaded - xxxxxx<br>| Signed LOE provided for judgement of $xxxxxx states 'not me'. Judgement not included by lender based on this LOE. Condition resolved. - xxxxxx<br> Letter of explanation uploaded - xxxxxx |  | 2026-01-14 20:24 | Resolved | 3 | 1 | 3 | 1 |
| 4000105778 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 5 | 2026-01-02 10:38 | Credit | Eligibility - Investor Experience | The borrower(s) investor experience does not meet guideline requirements. The Lock Confirmation notes that the borrower is not a First Time Homebuyer. However, there are no mortgages reflected on the credit report and no real estate owned listed on the loan application. <br>|  |  | FTB allowed when DSCR>1, FICO > 700 and no exceptions in file. This loan meets those guidelines. - xxxxxx<br>Yes - xxxxxx<br>|  | 2026-01-14 21:06 | Resolved | 3 | 1 | 3 | 1 |
| 4000105778 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 5 | 2026-01-02 10:35 | Credit | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification does not meet guideline requirements. The borrower provided an Account Information Summary for the XXXXXX Account #s ending in XXXXXX &XXXXXX. However, GLs note that all pages of the most recent one-month (1) statement are required. <br>|  | bank statements uploaded - xxxxxx<br>| December statements received for accounts used with minimal change to balance. Condition resolved. - xxxxxx<br>Asset Qualification Meets Guideline Requirements - xxxxxx<br>bank statements uploaded - xxxxxx<br>|  | 2026-01-14 20:43 | Resolved | 3 | 1 | 3 | 1 |
| 4000105778 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 5 | 2026-01-02 10:53 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. File must include a copy of the Submission Summary Report for Collateral Underwriter and/or Loan Collateral Advisor. If the score is > 2.5, then an additional third-party valuation is needed. <br>|  | CDA value xxxxxx. Appraisal value xxxxxx - xxxxxx<br>| CDA supporting value was provided. Condition resolved. - xxxxxx<br>CDA value xxxxxx. Appraisal value xxxxxx - xxxxxx<br>|  | 2026-01-06 06:53 | Resolved | 3 | 1 | 3 | 1 |
| 4000105778 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 5 | 2026-01-02 10:54 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-02 10:54 | Cleared | 1 | 1 | 3 | 1 |
| 4000105781 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-15 21:52 | Credit | Borrower - Residency Alien Documentation | The borrower indicates Resident Alien status, however, the file contains no evidence documenting status as legally. The loan file contains the borrower's Permanent Resident card (front side); however, a copy of the back side of the card is missing. <br>|  | back of card - xxxxxx<br>| Perm Resident Card was provided. Condition resolved. - xxxxxx<br>back of card - xxxxxx<br>|  | 2026-01-23 14:48 | Resolved | 2 | 1 | 2 | 1 |
| 4000105781 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-15 21:59 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU and LCA with risk scores of 1.0 which meets the lender's guideline requirement of a risk score of 2.5 or less. <br>|  |  |  |  | 2026-01-15 21:59 | Cleared | 1 | 1 | 2 | 1 |
| 4000105781 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-15 21:59 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-15 22:30 | Cleared | 1 | 1 | 2 | 1 |
| 4000105804 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-07 02:22 | Credit | Asset 3 Does Not Meet Guideline Requirements | Asset does not meet G/L Requirements. Missing relationship letter from non-borrowing joint account as required per the lender's guidelines. The loan file contains a joint savings account statement with XXXXXX with XXXXXX account ending in #XXXXXX with a current balance of $XXXXXX used to qualify the borrower; however, the relationship to the borrower was not disclosed in the loan file. The borrower is representing herself as the Buyer's Real Estate Broker and XXXXXX is the Real Estate Broker for the Seller per the final CD. The auditor excluded these funds used to qualify the borrower. <br>|  | LOE - xxxxxx<br>| Relationship letter was provided. Condition resolved. - xxxxxx<br>Asset Record 3 Meets G/L Requirements Or Not Applicable - xxxxxx<br>LOE - xxxxxx<br>|  | 2026-01-21 21:41 | Resolved | 3 | 1 | 3 | 1 |
| 4000105804 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-07 02:11 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a XXXXX XXXXXX CDA with a Low-Risk score and 0.00% value variance based on the appraisal value which meets the lender's guidelines. <br>|  |  |  |  | 2026-01-07 02:11 | Cleared | 1 | 1 | 3 | 1 |
| 4000105804 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-07 02:11 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-07 02:11 | Cleared | 1 | 1 | 3 | 1 |
| 4000105838 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-05 22:24 | Credit | Hazard Insurance Policy is Partial | Hazard insurance policy partially provided. The loan file is missing the rent loss insurance coverage. <br>|  | Rent loss coverage attached. - xxxxxx<br>| Explanation on Rent Loss coverage from HOI Agent was provided. Condition resolved. - xxxxxx<br>Hazard Insurance Policy is fully present - xxxxxx<br>Rent loss coverage attached. - xxxxxx<br>|  | 2026-01-14 18:12 | Resolved | 3 | 1 | 3 | 1 |
| 4000105838 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-04-06 21:53 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | 2026-04-06 21:53 | Cleared | 1 | 1 | 3 | 1 |
| 4000105838 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-06 16:10 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-06 16:10 | Cleared | 1 | 1 | 3 | 1 |
| 4000105883 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 5 of 6 | 2026-01-10 19:35 | Credit | Hazard Insurance Expiration Date is before the Note Date | Hazard insurance expiration date is prior to or equal to the Note date. <br>|  |  | Hazard Insurance Expiration Date of xxxxxx is after the Note Date of xxxxxxx Or Hazard Insurance Expiration Date Is Not Provided - xxxxxx |  | 2026-01-10 19:35 | Resolved | 3 | 1 | 4 | 1 |
| 4000105883 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 6 | 2026-01-04 17:02 | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard insurance effective date is after the disbursement date. The only document found for insurance in the loan documents has an effective date of xxxxxx and a premium of $xxxxxx. The final closing statement dated xxxxxx reflects a monthly payment for the insurance to be xxxxxx. <br>|  | HOI updated - xxxxxx <br>XX/XX HOI in file - xxxxxx<br>| Hazard Insurance Effective Date of xxxxxx is prior to or equal to the Disbursement Date of xxxxxx Or the Date(s) Are Not Provided - xxxxxx<br> HOI updated - xxxxxx<br> XX/XX HOI in file - xxxxxx |  | 2026-01-10 19:35 | Resolved | 3 | 1 | 4 | 1 |
| 4000105883 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 6 | 2026-01-04 17:02 | Credit | Flood Certificate Missing | Missing flood certificate. The Flood Certificate could not be found in the loan documents. <br>|  | Flood cert updated - xxxxxx <br>flood cert in file - xxxxxx<br>| Flood Certificate is fully present - xxxxxx<br>Flood cert updated - xxxxxx<br>flood cert in file - xxxxxx<br>|  | 2026-01-10 19:35 | Resolved | 4 | 1 | 4 | 1 |
| 4000105883 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 6 | 2026-01-04 16:14 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd party VOE prior to close missing. The guidelines require fully completed Narrative, internet search and Verification of active business within 10 days of closing. The narrative in the file does not state whether the business is commercial or residential, and neither the internet search or the Verification on the business being active within 10 days of the closing could not be found in the loan documents. <br>|  | Updated VOE - xxxxxx <br>enclosed - xxxxxx<br>| Borrower 1 3rd Party VOE prior to close was provided. - xxxxxx<br>Updated VOE - xxxxxx<br>enclosed - xxxxxx<br>|  | 2026-01-10 19:37 | Resolved | 3 | 1 | 4 | 1 |
| 4000105883 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 6 of 6 | 2026-01-14 19:00 | Property | Appraisal is Missing | The file is missing the appraisal. The file is missing the appraisal. Appraisal was not provided in the file The file is missing the appraisal. The file is missing the appraisal. Appraisal was not provided in the file <br>|  | Appraisal is in file. Please clear the loan its aged . Condition has been added a month after the loan has been on review? - xxxxxx<br>| Appraisal provided. Condition resolved. - xxxxxx<br>Appraisal is Present or is Waived - xxxxxx<br>Appraisal is in file. Please clear the loan its aged . Condition has been added a month after the loan has been on review? - xxxxxx<br>Appraisal is Present or is Waived - xxxxxx<br>|  | 2026-04-03 19:21 | Resolved | 4 | 1 | 4 | 1 |
| 4000105883 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 4 of 6 | 2026-01-05 15:39 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-05 15:39 | Cleared | 1 | 1 | 4 | 1 |
| 4000105951 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-01-10 08:15 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-10 08:15 | Cleared | 1 | 1 | 1 | 1 |
| 4000105951 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-01-10 08:16 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-10 08:16 | Cleared | 1 | 1 | 1 | 1 |
| 4000105951 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-01-12 17:46 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-12 17:46 | Cleared | 1 | 1 | 1 | 1 |
| 4000105982 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 4 of 4 | 2026-01-14 22:43 | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. Lender to provide rate lock confirmation with correct documentation for 12 mo. Bank Statement program instead of 24 mo. Bank Statement program. <br>|  | attached - xxxxxx<br>| Received rate lock - xxxxxx<br>attached - xxxxxx<br>|  | 2026-01-15 15:23 | Resolved | 3 | 1 | 3 | 1 |
| 4000105982 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 4 | 2026-01-14 14:38 | Credit | Borrower 2 Lease Agreements Missing | Lender to provide valid current leases for the investment properties Borrower 2 Lease Agreements missing.. Lender to provide valid current leases for the investment properties <br>|  | please confirm the lease agreements are needed as they were not used as income for the loan. - xxxxxx<br>| Lease is not required full PITI used to qualify. - xxxxxx<br>Borrower 2 Lease Agreements missing - xxxxxx<br>please confirm the lease agreements are needed as they were not used as income for the loan. - xxxxxx<br>|  | 2026-01-20 17:40 | Resolved | 3 | 1 | 3 | 1 |
| 4000105982 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 4 | 2026-01-14 14:53 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-14 14:54 | Cleared | 1 | 1 | 3 | 1 |
| 4000105982 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 4 | 2026-01-14 14:53 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-14 14:54 | Cleared | 1 | 1 | 3 | 1 |
| 4000106108 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 3 of 3 | 2026-01-13 15:59 | Compliance | Insufficient Change of Circumstance (50001252) | The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Appraisal Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). A 3rd appraisal fee was added without a change of circumstance. Amount shown on final CD is $XXXXXX <br>|  | COC CD attached. The 3rd appraisal fee was added to the initial CD. It was disclosed at $xxxxxx but reduced to $xxxxxx on the final CD per the invoice. - xxxxxx | COC provided. - xxxxxx<br> Resolved - xxxxxx<br> COC CD attached. The 3rd appraisal fee was added to the initial CD. It was disclosed at $xxxxxx but reduced to $xxxxxx on the final CD per the invoice. - xxxxxx |  | 2026-01-26 02:58 | Resolved | 3 | 1 | 3 | 1 |
| 4000106108 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 1 of 3 | 2026-01-13 01:04 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-13 01:04 | Cleared | 1 | 1 | 3 | 1 |
| 4000106108 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 2 of 3 | 2026-01-13 01:04 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-13 01:04 | Cleared | 1 | 1 | 3 | 1 |
| 4000106361 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-07 22:04 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-08 14:07 | Cleared | 1 | 1 | 1 | 1 |
| 4000106361 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-07 22:05 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-07 22:05 | Cleared | 1 | 1 | 1 | 1 |
| 4000106361 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-07 22:19 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-07 22:19 | Cleared | 1 | 1 | 1 | 1 |
| 4000106362 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-01-08 20:37 | Credit | Missing VOM or VOR | The loan file does contain the rental payment history; however, the file is missing the VOR from the Landlord verifying there wasnt any late payments. <br>|  | VOR - xxxxxx<br>| Landlord executed VOR received verifying no lates in 24 months. Condition resolved. - xxxxxx<br>Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - xxxxxx<br>VOR - xxxxxx<br>|  | 2026-01-16 23:19 | Resolved | 3 | 1 | 3 | 1 |
| 4000106362 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-01-08 20:38 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. The loan file contains a Final 1003; however, the final 1003 did not contain all the REO's Missing the schedule of real estate. <br>|  | Corrected 1003 - xxxxxx<br>| Complete 1003 provided. Condition resolved. - xxxxxx<br>Corrected 1003 - xxxxxx<br>|  | 2026-01-14 16:29 | Resolved | 3 | 1 | 3 | 1 |
| 4000106362 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-01-08 20:39 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-09 02:41 | Cleared | 1 | 1 | 3 | 1 |
| 4000106362 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-01-08 22:36 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-08 22:36 | Cleared | 1 | 1 | 3 | 1 |
| 4000106365 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-04-06 21:55 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. - xxxxxx<br>|  | 2026-04-06 21:55 | Cleared | 1 | 1 | 1 | 1 |
| 4000106365 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-13 15:54 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied.<br> - xxxxxx<br>|  | 2026-04-06 21:55 | Cleared | 1 | 1 | 1 | 1 |
| 4000106365 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-13 15:54 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-14 23:27 | Cleared | 1 | 1 | 1 | 1 |
| 4000106373 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-01-09 21:34 | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. Provide required third party fraud report. <br>|  | see attached - xxxxxx<br>| Fraud Report provided. Condition resolved. - xxxxxx<br>Third party fraud report is provided - xxxxxx<br>see attached - xxxxxx<br>|  | 2026-01-15 22:06 | Resolved | 3 | 1 | 3 | 1 |
| 4000106373 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-01-09 22:03 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-09 22:03 | Cleared | 1 | 1 | 3 | 1 |
| 4000106373 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-01-12 14:07 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-12 19:24 | Cleared | 1 | 1 | 3 | 1 |
| 4000106375 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 4 of 4 | 2026-01-09 17:12 | Credit | Inadequate Hazard Insurance Coverage - Hazard Insurance Coverage is less than all Subject Lien(s)and Replacement Cost Estimator by Insurer was not Provided | The loan file contains a Replacement Cost Estimator dated xxxxxx with a cost to rebuild in the amount of $XXXXXX. The subject lien amount is $XXXXXX and the hazard insurance policy provided is effective xxxxxx to xxxxxx with dwelling coverage in the amount of $XXXXXX. The RCE provided is XX months old (outdated) as of the Note date of xxxxxx. An updated RCE for the current hazard policy issued is required.  |  | See LOE - xxxxxx<br>| HOI policy has replacement cost. Condition resolved. - xxxxxx<br>See LOE - xxxxxx<br>|  | 2026-01-22 15:19 | Resolved | 3 | 1 | 3 | 1 |
| 4000106375 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 4 | 2026-01-09 16:01 | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). The loan file contains the preliminary title commitment with title coverage of $XXXXXXwhich is lower than the loan amount of $XXXXXX. <br>|  | updated title commitment - xxxxxx<br>| Corrected Title was provided. Condition resolved. - xxxxxx<br> Title coverage amount of $xxxxxx is equal to or greater than total amount of subject lien(s) $xxxxxx+0+0 - xxxxxx<br> updated title commitment - xxxxxx |  | 2026-04-20 13:03 | Resolved | 3 | 1 | 3 | 1 |
| 4000106375 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 4 | 2026-01-09 16:31 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-09 16:31 | Cleared | 1 | 1 | 3 | 1 |
| 4000106375 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 4 | 2026-01-09 16:32 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU with a risk score of 1.0 and LCA with risk score of 1.5 which meets the lender's third-party valuation within 10% requirements. <br>|  |  |  |  | 2026-01-09 16:33 | Cleared | 1 | 1 | 3 | 1 |
| 4000106380 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 5 | 2026-01-21 13:50 | Compliance | Missing US Patriot Act Disclosure or ID |  |  | see attached Customer ID worksheet which meets the Patriot act requirements - xxxxxx<br>| Patriot Act form provided. Condition resolved. - xxxxxx<br>see attached Customer ID worksheet which meets the Patriot act requirements - xxxxxx<br>|  | 2026-01-22 19:13 | Resolved | 2 | 1 | 2 | 1 |
| 4000106380 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 5 | 2026-01-16 21:24 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-16 21:24 | Cleared | 1 | 1 | 2 | 1 |
| 4000106380 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 5 | 2026-01-16 21:25 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-01-16 21:25 | Cleared | 1 | 1 | 2 | 1 |
| 4000106380 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 5 | 2026-01-21 13:45 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-21 13:45 | Cleared | 1 | 1 | 2 | 1 |
| 4000106380 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 5 | 2026-01-21 13:45 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-21 13:45 | Cleared | 1 | 1 | 2 | 1 |
| 4000106458 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-14 01:22 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-14 01:22 | Cleared | 1 | 1 | 1 | 1 |
| 4000106458 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-14 01:22 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-14 01:22 | Cleared | 1 | 1 | 1 | 1 |
| 4000106458 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-14 01:23 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-14 01:23 | Cleared | 1 | 1 | 1 | 1 |
| 4000106499 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-01-07 21:20 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-01-07 21:20 | Cleared | 1 | 1 | 1 | 1 |
| 4000106499 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-01-08 18:18 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-08 18:18 | Cleared | 1 | 1 | 1 | 1 |
| 4000106499 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-01-08 18:18 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-08 18:18 | Cleared | 1 | 1 | 1 | 1 |
| 4000106499 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-01-08 18:18 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-08 18:18 | Cleared | 1 | 1 | 1 | 1 |
| 4000106507 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-09 19:59 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-09 19:59 | Cleared | 1 | 1 | 1 | 1 |
| 4000106507 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-09 19:59 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-09 19:59 | Cleared | 1 | 1 | 1 | 1 |
| 4000106507 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-09 19:59 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-09 19:59 | Cleared | 1 | 1 | 1 | 1 |
| 4000106508 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-01-08 20:55 | Credit | Title Document Missing | Title document is missing. <br>|  | Prelim - xxxxxx<br>| Title provided. Condition resolved. - xxxxxx<br>Title document is fully present - xxxxxx<br>Prelim - xxxxxx<br>|  | 2026-01-15 21:28 | Resolved | 3 | 1 | 3 | 1 |
| 4000106508 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-01-08 21:21 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-08 21:21 | Cleared | 1 | 1 | 3 | 1 |
| 4000106508 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-01-08 21:22 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-08 21:22 | Cleared | 1 | 1 | 3 | 1 |
| 4000106618 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-06 22:39 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Please provide mortgage statements for REO properties: XXXXXX & XXXXXX, <br>|  | Please see attached for condition review and clear loan for purchase. Thank you - xxxxxx<br>| Mortgage Statement updated - xxxxxx<br>Please see attached for condition review and clear loan for purchase. Thank you - xxxxxx<br>|  | 2026-01-12 14:10 | Resolved | 3 | 1 | 3 | 1 |
| 4000106618 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-06 22:39 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-06 22:39 | Cleared | 1 | 1 | 3 | 1 |
| 4000106618 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-06 22:40 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-06 22:40 | Cleared | 1 | 1 | 3 | 1 |
| 4000106783 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 6 | 2026-01-08 14:27 | Credit | Title Document is Partially Present | Title document is incomplete or only partially present. File is missing either a Quick EQ/Property Report or the RELP, MRELP, Transaction Cert, or E&O Policy. Please supply both required Title documents. Title is missing coverage amount. <br>|  | TITLE POLICY - xxxxxx<br>| Title document has been provided. - xxxxxx<br>TITLE POLICY - xxxxxx<br>|  | 2026-01-16 17:25 | Resolved | 3 | 1 | 4 | 1 |
| 4000106783 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 6 | 2026-01-08 15:11 | Credit | Missing Lease Agreement | Lease agreement in file reflects commencement date xxxxxx and termination datexxxxxx. Lease is only for 29 days. <br>|  | LOE_LEASE AGREEMENT_UW RESPONSe - xxxxxx<br>| The Lease states after termination date it becomes month to month. Condition resolved. - xxxxxx<br>LOE_LEASE AGREEMENT_UW RESPONSe - xxxxxx<br>|  | 2026-01-21 15:03 | Resolved | 3 | 1 | 4 | 1 |
| 4000106783 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 6 | 2026-01-08 14:12 | Compliance | Closing Detail Statement Indicator is Missing | The Closing Detail Statement Indicator is missing <br>|  | FINAL SS - xxxxxx<br>| The Closing Detail Statement Indicator is not missing. - xxxxxx<br>FINAL SS - xxxxxx<br>|  | 2026-01-16 17:29 | Resolved | 4 | 1 | 4 | 1 |
| 4000106783 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 6 | 2026-01-08 13:38 | Compliance | Missing evidence Mortgage/Deed of Trust will be recorded | Missing evidence of Mortgage recording. <br>|  | DEED OF TRUST - xxxxxx<br>| Evidence of Mortgage Recording is present or Mortgage has been sent for Recording - xxxxxx<br>DEED OF TRUST - xxxxxx<br>|  | 2026-01-15 14:32 | Resolved | 3 | 1 | 4 | 1 |
| 4000106783 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 6 | 2026-01-08 15:18 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-08 15:18 | Cleared | 1 | 1 | 4 | 1 |
| 4000106783 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 6 of 6 | 2026-01-08 15:18 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-08 15:18 | Cleared | 1 | 1 | 4 | 1 |
| 4000106824 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-04-06 21:56 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines. - xxxxxx<br>|  | 2026-04-06 21:56 | Cleared | 1 | 1 | 1 | 1 |
| 4000106824 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-01-14 19:35 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-01-14 19:35 | Cleared | 1 | 1 | 1 | 1 |
| 4000106824 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-01-14 19:35 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-14 19:35 | Cleared | 1 | 1 | 1 | 1 |
| 4000106824 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-01-15 16:47 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-15 16:47 | Cleared | 1 | 1 | 1 | 1 |
| 4000106863 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-16 17:38 | Credit | Corporation/LLC: EIN Doc is Missing | The loan file does not contain the Coporation/LLC: EIN documentation. The loan file does not contain the EIN documentation. <br>|  | LLC docs show the EIN - xxxxxx<br>| EIN provided. Condition resolved. - xxxxxx<br>LLC docs show the EIN - xxxxxx<br>|  | 2026-01-22 17:49 | Resolved | 3 | 1 | 3 | 1 |
| 4000106863 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-16 17:40 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-01-16 17:40 | Cleared | 1 | 1 | 3 | 1 |
| 4000106863 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-16 17:40 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-16 17:40 | Cleared | 1 | 1 | 3 | 1 |
| 4000106875 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-01-12 20:29 | Compliance | TRID: CD not delivered at least 3 days prior to consummation | No evidence non-borrowind spouse XXX XXXXXX was provided a copy of the CD at least 3 days prior to closing <br>|  | Initial CD - xxxxxx<br>| Received ICD signed by both borrowers - xxxxxx<br>Initial CD - xxxxxx<br>|  | 2026-01-15 14:48 | Resolved | 3 | 1 | 3 | 1 |
| 4000106875 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-01-10 01:38 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-10 01:38 | Cleared | 1 | 1 | 3 | 1 |
| 4000106875 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-01-10 01:38 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-10 01:38 | Cleared | 1 | 1 | 3 | 1 |
| 4000106909 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-01-02 20:30 | Credit | Missing Loan Term Sheet | The loan file either does not contain the Loan Term Sheet or other issues were noted. <br>|  | 1008, income ws, loan approval - xxxxxx <br>can you please confirm what do you mean by worksheet? is it the income worksheet? - xxxxxx <br>We just want to confirm what is the loan term sheet so we can provide? - xxxxxx<br>| Loan Term Sheet, 1008, and Approval Certificate was provided. - xxxxxx<br>1008, income ws, loan approval - xxxxxx<br>Yes. Please provide the Loan Approval, 1008 and Income Worksheet. - xxxxxx<br>can you please confirm what do you mean by worksheet? is it the income worksheet? - xxxxxx<br>Loan Approval, Worksheet, 1008. is needed. - xxxxxx<br>We just want to confirm what is the loan term sheet so we can provide? - xxxxxx<br>|  | 2026-01-21 14:38 | Resolved | 3 | 1 | 3 | 1 |
| 4000106909 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-01-02 15:58 | Compliance | Federal - Finance Charge Disclosure Tolerance (Closed End) | The disclosed finance charge ($xxxxxx) is ($xxxxxx) below the actual finance charge($xxxxxx). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $100 below the actual finance charge. (12 CFR 1026.18(d)(1); OSC 17(c)(2)(ii)-1) The compliance report in the loan file discloses the Finance Charge as $xxxxxx<br>|  | PCCD, CHECK, TRACKING - xxxxxx <br>May we also have your confirmation of the exact amount to refund - xxxxxx <br>What would be the acceptable cure for the increase in finance charges? - xxxxxx<br>| Currative package received. - xxxxxx<br>Received curative package: PCCD, LOE to borrower copy of refund check and proof of mailing. Finding cured - xxxxxx<br>PCCD, CHECK, TRACKING - xxxxxx<br>May we also have your confirmation of the exact amount to refund - xxxxxx<br>To cure a finance charge violation, provide restitution for the overcharge to the consumer, along with a PCCD and detailed letter informing the borrower the reason for the refund. Please at this time provide a detailed itemization of all fees/ charges included in the Finance Charge. - xxxxxx<br>What would be the acceptable cure for the increase in finance charges? - xxxxxx<br>|  | 2026-01-15 18:22 | Cured | 3 | 1 | 3 | 1 |
| 4000106909 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-01-01 05:26 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-01 05:26 | Cleared | 1 | 1 | 3 | 1 |
| 4000106913 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 1 of 3 | 2026-01-03 04:25 | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard insurance effective date is after the disbursement date. Validated the effective date is xxxxxxnd transaction date is xxxxxx. <br>|  | attached - xxxxxx<br>| Corrected HOI Policy was provided. Condition resolved. - xxxxxx<br> Hazard Insurance Effective Date of xxxxxx is prior to or equal to the Disbursement Date of xxxxxx Or the Date(s) Are Not Provided - xxxxxx<br> attached - xxxxxx |  | 2026-01-16 15:41 | Resolved | 3 | 1 | 3 | 1 |
| 4000106913 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 2 of 3 | 2026-01-03 04:44 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-06 02:17 | Cleared | 1 | 1 | 3 | 1 |
| 4000106913 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 3 of 3 | 2026-01-05 15:28 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-05 15:28 | Cleared | 1 | 1 | 3 | 1 |
| 4000107037 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-01-23 08:46 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines.<br> - xxxxxx<br>|  | 2026-04-06 21:56 | Cleared | 1 | 1 | 3 | 1 |
| 4000107037 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-01-23 12:24 | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. Missing XXXXXXXX Lock Confirmation <br>|  | xxxxxx and xxxxxx lock - xxxxxx | Rate Lock provided. Condition resolved. - xxxxxx<br> Evidence of Rate Lock Provided - xxxxxx<br> xxxxxx and xxxxxx lock - xxxxxx |  | 2026-01-28 14:00 | Resolved | 3 | 1 | 3 | 1 |
| 4000107037 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-01-23 08:47 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-23 08:47 | Cleared | 1 | 1 | 3 | 1 |
| 4000107037 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-01-23 08:47 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-23 08:47 | Cleared | 1 | 1 | 3 | 1 |
| 4000107065 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 5 | 2026-01-13 20:31 | Credit | Cash reserves less than required by guidelines | Total Cash reserves of '$-xxxxxx' are less than $xxxxxx. Total Cash reserves of '$-xxxxxx' are less than $xxxxxx. <br>|  | per UW borrower should have xxxxxx in reserve after closing. the closing funds came from gift xxxxxx, sale from other property(xxxxxx) and xxxxxx from verified account - xxxxxx | Assets revisited. After including gift fund to close borrower has xxxxxx funds in reserves. - xxxxxx<br> Total Cash reserves are greater than $0. - xxxxxx<br> per UW borrower should have xxxxxx in reserve after closing. the closing funds came from gift xxxxxx, sale from other property(xxxxxx) and xxxxxx from verified account - xxxxxx |  | 2026-01-16 22:21 | Resolved | 3 | 1 | 3 | 1 |
| 4000107065 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 5 | 2026-01-13 20:38 | Credit | Assets - Insufficient Cash to Close or Reserves | Liquid Funds Post-Close of '$-xxxxxx', are less than $xxxxxx. Borrower(s) total verified assets are insufficient for cash to close or reserves. <br>|  | per uw borrower should have xxxxxx in reserve after closing. the closing funds came from gift xxxxxx, sale from other property(xxxxxx) and xxxxxx from verified account - xxxxxx | Assets revisited. After including gift fund to close borrower has xxxxxx funds in reserves. - xxxxxx<br> Liquid Funds Post-Close are greater than or equal to $0. - xxxxxx<br> Liquid Funds Post-Close are greater than or equal to $0. Borrower(s) total verified assets are insufficient for cash to close or reserves. - xxxxxx<br> per uw borrower should have xxxxxx in reserve after closing. the closing funds came from gift xxxxxx, sale from other property(xxxxxx) and xxxxxx from verified account - xxxxxx |  | 2026-01-16 22:20 | Resolved | 3 | 1 | 3 | 1 |
| 4000107065 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 5 | 2026-01-09 05:25 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-01-09 05:25 | Cleared | 1 | 1 | 3 | 1 |
| 4000107065 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 5 | 2026-01-09 20:01 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-09 20:01 | Cleared | 1 | 1 | 3 | 1 |
| 4000107065 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 5 | 2026-01-13 21:31 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-13 21:31 | Cleared | 1 | 1 | 3 | 1 |
| 4000107073 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-20 14:57 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-20 14:57 | Cleared | 1 | 1 | 1 | 1 |
| 4000107073 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-20 14:57 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-01-20 14:57 | Cleared | 1 | 1 | 1 | 1 |
| 4000107073 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-20 14:57 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-20 14:57 | Cleared | 1 | 1 | 1 | 1 |
| 4000107087 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2025-12-31 20:25 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. The lender's guidelines require a third-party valuation; however, the loan file contains the appraisal only. <br>|  | Please see CDA attached - xxxxxx<br>| Please see CDA attached - xxxxxx<br>| CDA supporting value was provided. Condition resolved. | 2026-01-07 14:11 | Resolved | 3 | 1 | 3 | 1 |
| 4000107087 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2025-12-31 18:28 | Credit | Gift Letter - Missing | A required gift letter was missing from the file and/or the donor funds were not verified. The loan file contains a cashier's check dated xxxxxx in the amount of $XXXXXX from the borrower's non-borrower spouse for cash to close; however, the spouse's name is not listed on the asset statement provided. The lender's guidelines require a Gift Letter which was not provided. <br>|  | Gift Letter - xxxxxx<br>| Gift Letter provided. Condition resolved. - xxxxxx<br>Gift Letter - xxxxxx<br>|  | 2026-01-29 16:19 | Resolved | 3 | 1 | 3 | 1 |
| 4000107087 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2025-12-31 20:26 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. The subject loan was approved under the lender's DSCR Plus program. Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-12-31 20:27 | Cleared | 1 | 1 | 3 | 1 |
| 4000107087 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2025-12-31 21:12 | Compliance | No Compliance Tests performed HEI/HEA review | Future Equity loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2025-12-31 21:12 | Cleared | 1 | 1 | 3 | 1 |
| 4000107104 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 1 of 5 | 2026-01-22 19:28 | Credit | Cash reserves less than required by guidelines | Total Cash reserves of '$-xxxxxx' are less than $0. The bank statement reflects a balance of $xxxxxx, the borrower was required to have $xxxxxx in reserves, $xxxxxx for xxxxxx and bring $xxxxxx to closing for a total of $xxxxxx which is short $xxxxxx. The 1003 state the Borrower has an account with xxxxxx with a balance of $xxxxxx; however, the statement wasn't included in the loan file. <br>|  | VOA attached for XXXXX account - xxxxxx<br>| Total Cash reserves are greater than $0. - xxxxxx<br> VOA attached for xxxxxx account - xxxxxx |  | 2026-01-26 19:14 | Resolved | 3 | 1 | 3 | 1 |
| 4000107104 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 5 of 5 | 2026-04-06 21:57 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | 2026-04-06 21:57 | Cleared | 1 | 1 | 3 | 1 |
| 4000107104 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 4 of 5 | 2026-01-23 20:42 | Credit | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Audited reserves months are less than the guideline required reserve months. <br>|  |  | Audited Reserves of month(s) are greater than or equal to Guideline Required Reserves of month(s) - xxxxxx<br>|  | 2026-01-26 19:14 | Resolved | 3 | 1 | 3 | 1 |
| 4000107104 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 2 of 5 | 2026-01-22 19:28 | Credit | Assets - Insufficient Cash to Close or Reserves | Liquid Funds Post-Close of '$-xxxxxx', are less than $0. The bank statement reflects a balance of $xxxxxx, the borrower was required to have $xxxxxx in reserves, $xxxxxx for xxxxxx and bring $xxxxxx to closing for a total of $xxxxxx which is short $xxxxxx. The 1003 state the Borrower has an account with xxxxxx with a balance of $xxxxxx; however, the statement wasn't included in the loan file. <br>|  | VOA attached for xxxxxx account - xxxxxx | Additional asset statement provided. Condition resolved. - xxxxxx<br> Liquid Funds Post-Close are greater than or equal to $0. - xxxxxx<br> Liquid Funds Post-Close are greater than or equal to $0. Borrower(s) total verified assets are insufficient for cash to close or reserves. - xxxxxx<br> VOA attached for xxxxxx account - xxxxxx |  | 2026-01-26 19:15 | Resolved | 3 | 1 | 3 | 1 |
| 4000107104 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 3 of 5 | 2026-01-23 14:13 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-23 14:13 | Cleared | 1 | 1 | 3 | 1 |
| 4000107144 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-15 14:12 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  | xxxxxx is attached - xxxxxx | DSCR / Business Purpose loans are exempt from Reg Z and Reg X.<br> - xxxxxx<br> xxxxxx is attached - xxxxxx |  | 2026-04-06 21:58 | Cleared | 1 | 1 | 2 | 1 |
| 4000107144 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-15 14:12 | Credit | Purchase Contract - Addendum Missing | The Purchase Contract Addendum is missing. Missing the following addendums to Purchase Contract: Extension for closing date, Lead Paint Disclosure, and Credit Related to Buyers Broker Compensation. <br>|  | Addendum attached WAS included and is part of the contract. reuploading again. The rest is not applicable, its not listed as required in the contract. - xxxxxx<br>| Addendum provided. Condition resolved. - xxxxxx<br>Addendum attached WAS included and is part of the contract. reuploading again. The rest is not applicable, its not listed as required in the contract. - xxxxxx<br>|  | 2026-01-22 14:58 | Resolved | 2 | 1 | 2 | 1 |
| 4000107144 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-15 14:12 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-15 14:12 | Cleared | 1 | 1 | 2 | 1 |
| 4000107185 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 4 | 2026-01-06 21:26 | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. <br>|  | See attached - xxxxxx<br>| Copy of Lease and evidence of 13 months transfer of rent were provided. Condition resolved. - xxxxxx<br>Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - xxxxxx<br>See attached - xxxxxx<br>|  | 2026-01-16 00:12 | Resolved | 3 | 1 | 3 | 1 |
| 4000107185 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 4 | 2026-01-06 22:06 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-06 22:06 | Cleared | 1 | 1 | 3 | 1 |
| 4000107185 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 4 | 2026-01-07 14:56 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-07 14:56 | Cleared | 1 | 1 | 3 | 1 |
| 4000107185 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 4 of 4 | 2026-01-08 01:18 | Property | Value - Field Review Supports Value within 10% | A Retro-Field Review was performed. The original appraised value is supported with a variance within 10%. <br>|  |  |  |  | 2026-01-08 01:18 | Cleared | 1 | 1 | 3 | 1 |
| 4000107198 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-01-20 16:28 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-20 16:28 | Cleared | 1 | 1 | 1 | 1 |
| 4000107198 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-01-21 14:18 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-21 14:18 | Cleared | 1 | 1 | 1 | 1 |
| 4000107198 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Second Home | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-01-21 21:40 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-21 21:40 | Cleared | 1 | 1 | 1 | 1 |
| 4000107235 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-01-07 23:51 | Compliance | Closing Detail Statement Indicator is Missing | The Closing Detail Statement Indicator is missing Provide final Closing Disclosure. <br>|  | FINAL SS - xxxxxx <br>FINAL CD - xxxxxx<br>| DSCR Business Purpose loan; exempt from signature requirement on settlement statement. - xxxxxx<br>DSCR Business Purpose loan; exempt from signature requirement on settlement statement. - xxxxxx<br>FINAL SS - xxxxxx<br>Condition upheld. Provided the Final Signed CD or Settlement Statement. - xxxxxx<br>FINAL CD - xxxxxx<br>|  | 2026-04-22 16:44 | Resolved | 4 | 1 | 4 | 1 |
| 4000107235 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-01-16 17:12 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  | Can you please confirm / clarify what docs exactly need to provide?<br>- xxxxxx<br>| DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>Can you please confirm / clarify what docs exactly need to provide?<br>- xxxxxx<br>DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | 2026-01-27 19:19 | Cleared | 1 | 1 | 4 | 1 |
| 4000107235 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-01-08 00:21 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-08 00:21 | Cleared | 1 | 1 | 4 | 1 |
| 4000107235 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-01-08 00:21 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-08 00:21 | Cleared | 1 | 1 | 4 | 1 |
| 4000107236 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 1 of 3 | 2026-01-13 03:12 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-13 03:12 | Cleared | 1 | 1 | 1 | 1 |
| 4000107236 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 2 of 3 | 2026-01-13 03:13 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-13 03:13 | Cleared | 1 | 1 | 1 | 1 |
| 4000107236 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 3 of 3 | 2026-01-13 14:32 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-13 14:32 | Cleared | 1 | 1 | 1 | 1 |
| 4000107248 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-15 21:05 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-15 21:05 | Cleared | 1 | 1 | 1 | 1 |
| 4000107248 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-15 21:05 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-15 21:05 | Cleared | 1 | 1 | 1 | 1 |
| 4000107248 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-15 21:05 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-15 21:05 | Cleared | 1 | 1 | 1 | 1 |
| 4000107414 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 3 of 3 | 2025-12-31 16:34 | Compliance | Federal - Closing Disclosure and Consummation Date | The Initial Closing Disclosure was provided on (2025-12-15) via (xxxxxx). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction not later than three business days prior to the consummation date of (2025-12-19). Since the Initial Closing Disclosure was not provided in person, a consumer is considered to have received it on (2025-12-18), which is three business days after it was delivered or placed in the mail. Since the Initial Closing Disclosure was not provided to the consumer in person, it should have been provided to the consumer no later than (20251212), for consummation to occur on (2025-12-19). (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) The Initial CD is not signed. Electronic tracking was not provided for this CD. resolved <br>|  | Signed ICD is Uploaded. - xxxxxx<br>| resolved - xxxxxx<br>Received signed ICD - xxxxxx<br>Signed ICD is Uploaded. - xxxxxx<br>|  | 2026-01-15 21:57 | Resolved | 3 | 1 | 3 | 1 |
| 4000107414 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 1 of 3 | 2025-12-31 04:33 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2025-12-31 04:33 | Cleared | 1 | 1 | 3 | 1 |
| 4000107414 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 2 of 3 | 2025-12-31 04:33 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2025-12-31 04:33 | Cleared | 1 | 1 | 3 | 1 |
| 4000107442 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-01-16 22:59 | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). The preliminary title commitment in the loan file dated xxxxxx does not list coverage equal to the loan amount of $XXXXXX. The loan file contains an email from the lender to the title company requesting the correction; however, a corrected title commitment / policy is not present in the loan file. <br>|  | Title supp - xxxxxx<br>| Updated Title provided. Condition resolved. - xxxxxx<br> Title coverage amount of $xxxxxx is equal to or greater than total amount of subject lien(s) $xxxxxx+0+0 - xxxxxx<br> Title supp - xxxxxx |  | 2026-01-27 19:34 | Resolved | 3 | 1 | 3 | 1 |
| 4000107442 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-01-20 14:30 | Compliance | Charges That Cannot Increase Test (50001251) | The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Appraisal Desk Review Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). The Appraisal Desk Review was added without a valid Change in Circumstance. <br>|  | COC CD - xxxxxx<br>| Received CIC for the additional Fee - xxxxxx<br>COC CD - xxxxxx<br>|  | 2026-01-27 22:13 | Resolved | 3 | 1 | 3 | 1 |
| 4000107442 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-01-17 00:47 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a LCA with a risk score of 2.5 and a CDA with Low Risk score and value of $xxxxxx with a 0.00% variance which meets the lender's guidelines. <br>|  |  |  |  | 2026-01-17 00:47 | Cleared | 1 | 1 | 3 | 1 |
| 4000107453 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 5 | 2026-01-07 14:59 | Compliance | PUD Rider is Missing | PUD Rider is missing. <br>|  | PUD rider attached - xxxxxx<br>| PUD Rider received. - xxxxxx<br>PUD rider attached - xxxxxx<br>|  | 2026-01-14 13:01 | Resolved | 3 | 1 | 3 | 1 |
| 4000107453 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 5 | 2026-01-09 00:54 | Credit | Housing History Does Not Meet Guideline Requirements | Housing history does not meet guideline requirements. Housing History<br> – Twelve (12) month mortgage / housing history includes all occupancy types: Primary, Second Home and <br> Investment Properties<br>|  | VOM attached - xxxxxx<br>| Condition voided. VOM was in file and mortgage originatedxxxxxx. - xxxxxx<br>Housing history meets guideline requirements. - xxxxxx<br>VOM attached - xxxxxx<br>|  | 2026-01-14 16:00 | Void | 3 |  | 3 | 1 |
| 4000107453 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 5 | 2026-01-07 15:40 | Credit | Borrower 1 CPA Letter Missing | Borrower 1 CPA letter missing from the file. <br>|  | CPA letter not a requirement for the DSCR program - xxxxxx<br>| Borrower 1 CPA letter provided - xxxxxx<br>Condition set in error. - xxxxxx<br>Condition set in error. - xxxxxx<br>CPA letter not a requirement for the DSCR program - xxxxxx<br>|  | 2026-04-20 15:42 | Resolved | 3 | 1 | 3 | 1 |
| 4000107453 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 5 | 2026-01-09 00:53 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-09 00:53 | Cleared | 1 | 1 | 3 | 1 |
| 4000107453 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 5 | 2026-01-09 00:53 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-09 00:53 | Cleared | 1 | 1 | 3 | 1 |
| 4000107514 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-13 20:20 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-13 20:20 | Cleared | 1 | 1 | 1 | 1 |
| 4000107514 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-13 20:20 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-13 20:20 | Cleared | 1 | 1 | 1 | 1 |
| 4000107514 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-13 20:20 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-13 20:20 | Cleared | 1 | 1 | 1 | 1 |
| 4000107515 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-15 15:30 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-15 15:30 | Cleared | 1 | 1 | 1 | 1 |
| 4000107515 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-15 15:30 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-15 15:30 | Cleared | 1 | 1 | 1 | 1 |
| 4000107515 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-15 15:30 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-15 15:30 | Cleared | 1 | 1 | 1 | 1 |
| 4000107524 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 1 of 3 | 2026-01-06 22:02 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-06 22:02 | Cleared | 1 | 1 | 1 | 1 |
| 4000107524 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 2 of 3 | 2026-01-06 22:02 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-06 22:02 | Cleared | 1 | 1 | 1 | 1 |
| 4000107524 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 3 of 3 | 2026-01-07 13:53 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-07 13:53 | Cleared | 1 | 1 | 1 | 1 |
| 4000107572 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-04-06 21:58 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | 2026-04-06 21:58 | Cleared | 1 | 1 | 1 | 1 |
| 4000107572 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-04-06 21:58 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | 2026-04-06 21:58 | Cleared | 1 | 1 | 1 | 1 |
| 4000107572 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-01-16 16:42 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-16 16:42 | Cleared | 1 | 1 | 1 | 1 |
| 4000107649 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-20 22:24 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-20 22:24 | Cleared | 1 | 1 | 1 | 1 |
| 4000107649 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-20 22:24 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-20 22:24 | Cleared | 1 | 1 | 1 | 1 |
| 4000107649 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-20 22:24 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-20 22:24 | Cleared | 1 | 1 | 1 | 1 |
| 4000107706 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-04-06 21:57 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | 2026-04-06 21:57 | Cleared | 1 | 1 | 1 | 1 |
| 4000107706 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-13 19:28 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-15 13:30 | Cleared | 1 | 1 | 1 | 1 |
| 4000107706 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-13 19:28 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-13 19:28 | Cleared | 1 | 1 | 1 | 1 |
| 4000107714 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-04 07:18 | Credit | Audited DTI Exceeds Guideline DTI | Audited DTI exceeds guideline DTI. DTI exceeds maximum guidelines after income updated. <br> Subject property PITIA $XXXXXX1 - 1007 Market Rent $xxxxxx @ 75% = $xxxxxx= Subject Net Rental loss of $XXXXXX, Lender used net rental loss of $XXXXXX<br>|  | Please see attached. xxxxxx report which is where the Gross Rent amount came from. - xxxxxx | Subject is a Short-Term Rental. xxxxxx, and worksheet were located in file. Appraiser confirms Short-Term rental is Market area. Condition resolved. - xxxxxx<br> Please see attached. AIRDNA report which is where the Gross Rent amount came from. - xxxxxx |  | 2026-01-13 21:35 | Resolved | 3 | 1 | 3 | 1 |
| 4000107714 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-04 07:19 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-04 07:19 | Cleared | 1 | 1 | 3 | 1 |
| 4000107714 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-05 00:34 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-05 00:34 | Cleared | 1 | 1 | 3 | 1 |
| 4000107728 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 1 of 3 | 2026-01-13 21:38 | Credit | Borrower 1 Executed 4506-T Missing | Borrower 1 Executed 4506-T missing from the file. The loan file is Full and Doc and the Signed 4506T is missing. <br>|  | This is for the xxxxxx WVOE program & 4506-T is not required. - xxxxxx | 4506 not required per guidelines on WVOE program. - xxxxxx<br>Borrower 1 Executed 4506-T Provided - xxxxxx<br>This is for the XXXXX WVOE program & 4506-T is not required. - xxxxxx<br>|  | 2026-04-22 16:43 | Void | 1 | 1 | 1 | 1 |
| 4000107728 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 2 of 3 | 2026-01-13 22:06 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-13 22:06 | Cleared | 1 | 1 | 1 | 1 |
| 4000107728 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 3 of 3 | 2026-01-14 22:19 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-14 22:19 | Cleared | 1 | 1 | 1 | 1 |
| 4000107828 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-01-11 02:02 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-11 02:02 | Cleared | 1 | 1 | 1 | 1 |
| 4000107828 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-01-11 02:03 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-01-11 02:03 | Cleared | 1 | 1 | 1 | 1 |
| 4000107828 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-01-12 17:47 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-12 17:47 | Cleared | 1 | 1 | 1 | 1 |
| 4000107828 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-01-14 15:39 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-14 15:39 | Cleared | 1 | 1 | 1 | 1 |
| 4000107874 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-01-14 21:29 | Credit | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. Verification for rent history does not give a time frame. Guidelines state history should be 0x30 for the last 48 months. <br>|  | Borrower was living rent free & we have rent free LOE in the file. - xxxxxx<br>| Condition set in error. Rent Free Letter is in file. - xxxxxx<br>Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not partially present. - xxxxxx<br>Borrower was living rent free & we have rent free LOE in the file. - xxxxxx<br>|  | 2026-04-22 16:43 | Void | 1 | 1 | 1 | 1 |
| 4000107874 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-01-14 22:37 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-01-14 22:37 | Cleared | 1 | 1 | 1 | 1 |
| 4000107874 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-01-15 13:26 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-15 13:26 | Cleared | 1 | 1 | 1 | 1 |
| 4000107894 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-01-24 01:10 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-24 01:10 | Cleared | 1 | 1 | 1 | 1 |
| 4000107894 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-01-24 01:11 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-24 01:11 | Cleared | 1 | 1 | 1 | 1 |
| 4000107894 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-01-26 13:07 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-26 13:07 | Cleared | 1 | 1 | 1 | 1 |
| 4000107905 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-01-10 19:02 | Credit | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Coverage Amount - Hazard insurance amount is less than required coverage amount. <br>|  | HOI WITH RCE - xxxxxx<br>| RCE was provided. Condition resolved. - xxxxxx<br> Coverage Amount - Hazard Insurance of $xxxxxx is equal to or greater than Required Coverage Amount of $xxxxxx- xxxxxx<br> HOI WITH RCE - xxxxxx |  | 2026-01-15 19:45 | Resolved | 3 | 1 | 3 | 1 |
| 4000107905 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-01-03 18:54 | Credit | Hazard Insurance Policy is Missing | Missing hazard insurance policy. Hazard insurance policy for subject property has not been provided <br>|  | HOI updated - xxxxxx <br>HOI - xxxxxx<br>| Hazard Insurance Policy was provided. - xxxxxx<br>HOI updated - xxxxxx<br>HOI - xxxxxx<br>|  | 2026-01-15 19:45 | Resolved | 3 | 1 | 3 | 1 |
| 4000107905 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-01-07 05:01 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-07 05:01 | Cleared | 1 | 1 | 3 | 1 |
| 4000107905 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-01-07 05:01 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-07 05:01 | Cleared | 1 | 1 | 3 | 1 |
| 4000107955 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-01-16 04:02 | Credit | Liabilities - Payoff Missing | The required debt payoffs were missing from the loan file. Per the application, contract and XXXXX XXXXXX Alta Statement the borrower was purchasing a solar system for $xxxxxx. The final Closing Statement does not reflect this payoff. Supporting documents in the loan documents could not be found to support that the solar system with xxxxxx LLC was paid off. <br>|  | Solar docs shows payoff amount. - xxxxxx<br>| Settlement Statement in file shows payment to xxxxxx LLC. Condition resolved. - xxxxxx<br> Solar docs shows payoff amount. - xxxxxx |  | 2026-01-21 20:49 | Resolved | 3 | 1 | 3 | 1 |
| 4000107955 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-01-16 04:03 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-01-16 04:03 | Cleared | 1 | 1 | 3 | 1 |
| 4000107955 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-01-16 14:21 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-16 14:21 | Cleared | 1 | 1 | 3 | 1 |
| 4000107957 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-01-07 00:10 | Compliance | Final CD: Estimated Taxes, Insurance, & Assessments monthly estimate is inaccurate | Tax should both be calculated at Semimonthly. Total school taxes are XXXXXX and General taxes are XXXXXX. per the tax cert both are paid semimonthly which is an average iao XXXXXX bi annually  |  | please look at the Tax search that was already included in the file upload. Total school tax for the year is $xxxxxx plus general total tax is $xxxxxx. Which is monthly --$school tax xxxxxx and general $ xxxxxx. This needs to be waived - xxxxxx <br> Correct - xxxxxx | Total school tax for the year is $xxxxxx plus general total tax is $xxxxxx. Which is monthly --$school tax xxxxxx and general $ xxxxxx- xxxxxx<br> Resolved - xxxxxx<br> Total school tax for the year is $xxxxxx plus general total tax is $xxxxxx. Which is monthly --$school tax xxxxxx and general $ xxxxxx- xxxxxx<br> please look at the Tax search that was already included in the file upload. Total school tax for the year is $xxxxxxplus general total tax is $xxxxxx. Which is monthly --$school tax xxxxxx and general $ xxxxxx. This needs to be waived - xxxxxx<br> Lender's calculation for taxes is incorrect. See attached snip from the Final CD showing the monthly Tax Amount that was escrowed. - xxxxxx<br> Correct - xxxxxx |  | 2026-04-22 16:43 | Resolved | 3 | 1 | 3 | 1 |
| 4000107957 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-01-07 00:12 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-07 00:12 | Cleared | 1 | 1 | 3 | 1 |
| 4000107957 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-01-07 00:13 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-07 00:13 | Cleared | 1 | 1 | 3 | 1 |
| 4000107957 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-01-07 17:24 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-07 17:24 | Cleared | 1 | 1 | 3 | 1 |
| 4000107978 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-02-20 22:29 | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. Please providexxxxxx rate lock agreement <br>|  | Rate lock - xxxxxx<br>| Investor Lock provided. Condition resolved. - xxxxxx<br>Evidence of Rate Lock Provided - xxxxxx<br>Rate lock - xxxxxx<br>|  | 2026-03-03 21:30 | Resolved | 3 | 1 | 3 | 1 |
| 4000107978 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-02-20 22:26 | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. <br>|  | Fraud Report Attached - xxxxxx<br>| Fraud Report provided. Condition resolved. - xxxxxx<br>Third party fraud report is provided - xxxxxx<br>Fraud Report Attached - xxxxxx<br>|  | 2026-03-02 19:45 | Resolved | 3 | 1 | 3 | 1 |
| 4000107978 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-02-20 21:53 | Credit | Asset 1 Less Than 2 Months Verified | Asset has less than 2 months verified in file. The borrower was approved with secured funds of $xxxxxx from the refinance of the primary residence. Please provide documentation of the transfer of those funds. <br>|  | Page 428 of your file is the wire proof of $xxxxxx going to the title company - xxxxxx | Document located in loan file. - xxxxxx<br> Asset 1 Verified Sufficiently - xxxxxx<br> Page 428 of your file is the wire proof of $xxxxxx going to the title company - xxxxxx |  | 2026-03-02 19:44 | Void | 3 |  | 3 | 1 |
| 4000107978 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-02-20 22:29 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-25 00:34 | Cleared | 1 | 1 | 3 | 1 |
| 4000107983 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 2 of 4 | 2026-01-09 16:49 | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). The loan file contains a title; however, the policy coverage was for $xxxxxx and the loan amount is $xxxxxx, updated title policy is required. <br>|  | coverage - xxxxxx<br>| Updated Title provided. Condition resolved. - xxxxxx<br> Title coverage amount of $xxxxxx is equal to or greater than total amount of subject lien(s) $xxxxxx+0+0 - xxxxxx<br> coverage - xxxxxx |  | 2026-01-15 21:36 | Resolved | 3 | 1 | 3 | 1 |
| 4000107983 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 1 of 4 | 2026-01-09 16:41 | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. The loan file is missing the LOE verifying the Borrower lives rent free. <br>|  | loe - xxxxxx<br>| Rent Free Letter provided. Condition resolved. - xxxxxx<br>Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - xxxxxx<br>loe - xxxxxx<br>|  | 2026-03-03 17:30 | Resolved | 3 | 1 | 3 | 1 |
| 4000107983 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 3 of 4 | 2026-01-09 17:30 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  | is any action needed on our end to clear this one? - xxxxxx<br>| is any action needed on our end to clear this one? - xxxxxx<br>|  | 2026-04-06 21:56 | Cleared | 1 | 1 | 3 | 1 |
| 4000107983 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 4 of 4 | 2026-01-09 20:01 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-09 20:01 | Cleared | 1 | 1 | 3 | 1 |
| 4000107986 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-15 21:41 | Property | Appraisal is Missing | The file is missing the appraisal. Missing the secondary valuation. <br>|  | CDA - xxxxxx<br>| CDA supporting value was provided. Condition resolved. - xxxxxx<br>Appraisal is Present or is Waived - xxxxxx<br>CDA - xxxxxx<br>|  | 2026-01-29 18:37 | Resolved | 4 | 1 | 4 | 1 |
| 4000107986 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-13 18:45 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-13 18:45 | Cleared | 1 | 1 | 4 | 1 |
| 4000107986 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-13 18:45 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-13 18:45 | Cleared | 1 | 1 | 4 | 1 |
| 4000108016 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-31 17:14 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-31 17:15 | Cleared | 1 | 1 | 1 | 1 |
| 4000108016 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-31 17:14 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-31 17:14 | Cleared | 1 | 1 | 1 | 1 |
| 4000108016 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-31 17:14 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-31 17:14 | Cleared | 1 | 1 | 1 | 1 |
| 4000108078 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 3 of 3 | 2026-04-06 21:56 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | 2026-04-06 21:56 | Cleared | 1 | 1 | 1 | 1 |
| 4000108078 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 1 of 3 | 2026-01-22 04:34 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-01-22 04:34 | Cleared | 1 | 1 | 1 | 1 |
| 4000108078 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 2 of 3 | 2026-01-22 16:53 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-22 16:53 | Cleared | 1 | 1 | 1 | 1 |
| 4000108089 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-01-25 23:29 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-25 23:29 | Cleared | 1 | 1 | 1 | 1 |
| 4000108089 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-01-25 23:30 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-25 23:30 | Cleared | 1 | 1 | 1 | 1 |
| 4000108089 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-01-27 19:27 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-27 19:27 | Cleared | 1 | 1 | 1 | 1 |
| 4000108109 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-23 05:46 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-23 05:46 | Cleared | 1 | 1 | 1 | 1 |
| 4000108109 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-23 05:47 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-23 05:47 | Cleared | 1 | 1 | 1 | 1 |
| 4000108109 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-23 05:47 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-23 05:47 | Cleared | 1 | 1 | 1 | 1 |
| 4000108140 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-01-20 14:55 | Credit | Flood Certificate Missing | Missing flood certificate. Lender to provide a legible copy of the the Flood Cert. <br>|  | attached - xxxxxx<br>| Flood cert provided, condition resolved. - xxxxxx<br>attached - xxxxxx<br>Flood Certificate is fully present - xxxxxx<br>Document Uploaded. Flood cert provided, condition resolved. - xxxxxx<br>|  | 2026-01-28 21:47 | Resolved | 4 | 1 | 4 | 1 |
| 4000108140 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-01-20 16:12 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-20 16:12 | Cleared | 1 | 1 | 4 | 1 |
| 4000108140 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-01-20 16:12 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-20 16:12 | Cleared | 1 | 1 | 4 | 1 |
| 4000108142 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 1 of 3 | 2026-01-10 05:43 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-10 05:43 | Cleared | 1 | 1 | 1 | 1 |
| 4000108142 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 2 of 3 | 2026-01-10 05:43 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-10 05:43 | Cleared | 1 | 1 | 1 | 1 |
| 4000108142 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 3 of 3 | 2026-01-12 16:17 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-12 16:17 | Cleared | 1 | 1 | 1 | 1 |
| 4000108144 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-20 21:15 | Property | Value - Field Review Supports Value within 10% | A Retro-Field Review was performed. The original appraised value is supported with a variance within 10%. <br>|  |  |  |  | 2026-01-20 21:15 | Cleared | 1 | 1 | 1 | 1 |
| 4000108144 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-20 21:15 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-20 21:15 | Cleared | 1 | 1 | 1 | 1 |
| 4000108144 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-20 21:15 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-20 21:15 | Cleared | 1 | 1 | 1 | 1 |
| 4000108214 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 6 | 2026-01-19 14:00 | Credit | Satisfactory Chain of Title not Provided | Unsatisfactory chain of title provided. Lender to provide the final title policy with the correct address for the subject property which is xxxxxx. Commitment is file is for a unit xxxxxx. Please include the loan amount of $ xxxxxx. Lender to provide a clear 24 month chain of tile to verify the current owner of the subject property is indeed the borrower.<br> Condition upheld. Please provide clarification of the exact legal address for the subject property. Appraisal, HOI, Taxes, Note, Condo Questionnaire, DOT, and Title are all conflicted as to the subject being Unit xxxxxx or Unit xxxxxx. Also provide all corresponding updated documents with the correct legal address. <br>|  | Updated title with unit xxxxxx- xxxxxx <br> Chain of title uploaded - xxxxxx | Satisfactory Chain of Title has been provided - xxxxxx<br> Updated title with unit xxxxxx - xxxxxx<br> Chain of title uploaded - xxxxxx |  | 2026-02-06 15:19 | Resolved | 3 | 1 | 4 | 1 |
| 4000108214 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 6 | 2026-01-19 14:00 | Credit | Property Title Issue | Property title issue. Lender to provide the final title policy with the correct address for the subject property which is xxxxxx. Commitment is file is for a unit xxxxxx. Please include the loan amount of $ xxxxxx as well. <br> Condition upheld. Please provide clarification of the exact legal address for the subject property. Appraisal, HOI, Taxes, Note, Condo Questionnaire, DOT, and Title are all conflicted as to the subject being Unit xxxxxx or Unit xxxxxx. Also provide all corresponding updated documents with the correct legal address. Updated Title provided showing correct unit. <br>|  | Updated title reflecting unit xxxxxx- xxxxxx <br> Deed uploaded - xxxxxx | Property Title Issue Resolved - xxxxxx<br> Updated title reflecting unit xxxxxx- xxxxxx<br> Deed uploaded - xxxxxx |  | 2026-02-06 15:22 | Resolved | 3 | 1 | 4 | 1 |
| 4000108214 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 6 | 2026-01-19 14:27 | Credit | Missing letter of explanation | Lender to have the borrower to write a letter of explanation for the address variations on the credit report, and well as addressing the late payments on the mortgage on the credit report. Lender to verify with the borrower how many properties she currently owns as welll <br>|  | Letter of explanation uploaded - xxxxxx<br>| LOE from Borrower on Addresses was provided. Condition resolved. - xxxxxx<br>Letter of explanation uploaded - xxxxxx<br>|  | 2026-01-27 14:44 | Resolved | 3 | 1 | 4 | 1 |
| 4000108214 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 6 | 2026-01-19 14:20 | Credit | Third Party Fraud Report Partially Provided | Third party fraud report partially provided. Lender to provide the complete fraud report to verify borrowers current address and properties that she currently owns. <br>|  | Fraud report uploaded - xxxxxx<br>| Fraud Report provided. Condition resolved. - xxxxxx<br>Third Party Fraud Report is fully present - xxxxxx<br>Fraud report uploaded - xxxxxx<br>|  | 2026-01-21 21:33 | Resolved | 3 | 1 | 4 | 1 |
| 4000108214 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 6 of 6 | 2026-04-06 21:55 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | 2026-04-06 21:55 | Cleared | 1 | 1 | 4 | 1 |
| 4000108214 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 6 | 2026-01-20 17:57 | Property | Appraisal is Missing | The file is missing the appraisal. <br>|  | CDA value xxxxxx. Appraisal value xxxxxx - xxxxxx<br>| CDA supporting value was provided. Condition resolved. - xxxxxx<br>Appraisal is Present or is Waived - xxxxxx<br>CDA value xxxxxx. Appraisal value xxxxxx - xxxxxx<br>|  | 2026-01-21 21:31 | Resolved | 4 | 1 | 4 | 1 |
| 4000108288 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-01-22 21:44 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-22 21:44 | Cleared | 1 | 1 | 1 | 1 |
| 4000108288 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-01-22 21:44 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-22 21:44 | Cleared | 1 | 1 | 1 | 1 |
| 4000108288 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-01-26 18:26 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-26 18:26 | Cleared | 1 | 1 | 1 | 1 |
| 4000108292 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 5 | 2026-01-16 19:38 | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). Title document provided proposed insurance $xxxxxx. Loan amount  |  | Title commitment attached - xxxxxx<br>| Updated Title was provided to show correct Proposed Amount of Insurance. Condition resolved. - xxxxxx<br> Title coverage amount of $xxxxxx is equal to or greater than total amount of subject lien(s) $xxxxxx+0+0 - xxxxxx<br> Title commitment attached - xxxxxx |  | 2026-01-20 20:08 | Resolved | 3 | 1 | 3 | 1 |
| 4000108292 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 5 | 2026-01-16 00:57 | Credit | Title Document Missing | Title document is missing. Missing title commitment for the subject property. The loan file contains a Closing Protection letter. <br>|  | Title commitment attached - xxxxxx<br>| Title document is fully present - xxxxxx<br>documentation meet requirements - xxxxxx<br>Title commitment attached - xxxxxx<br>| Missing title commitment for the subject property. The loan file contains a Closing Protection letter. | 2026-01-20 20:06 | Resolved | 3 | 1 | 3 | 1 |
| 4000108292 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 5 | 2026-01-16 01:10 | Compliance | PUD Rider is Missing | PUD Rider is missing. Per the appraisal, the subject property is a detached PUD. <br>|  | Executed PUD rider attached. - xxxxxx<br>| Rider received. - xxxxxx<br>Executed PUD rider attached. - xxxxxx<br>|  | 2026-01-21 13:27 | Resolved | 3 | 1 | 3 | 1 |
| 4000108292 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 5 | 2026-01-16 01:57 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA by XXXXX XXXXXX with value of $xxxxxx value and a Low Risk score which supports the appraisal value of $xxxxxx with xxxxxx % variance which meets the lender's guidelines. <br>|  |  |  |  | 2026-01-16 01:57 | Cleared | 1 | 1 | 3 | 1 |
| 4000108292 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 5 | 2026-01-16 02:06 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-16 02:06 | Cleared | 1 | 1 | 3 | 1 |
| 4000108311 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-13 16:42 | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). The title commitment in the loan file effective xxxxxx verifies proposed amount of insurance in the amount of $xxxxxx; however, the final loan amount per the Note is per the $xxxxxx. <br>|  | Please see attached for condition review and clear loan for purchase. Thank you - xxxxxx<br>| documentation meet requirements - xxxxxx<br> Title coverage amount of $xxxxxx is equal to or greater than total amount of subject lien(s) $xxxxxx+0+0 - xxxxxx<br> Please see attached for condition review and clear loan for purchase. Thank you - xxxxxx |  | 2026-01-16 19:32 | Resolved | 3 | 1 | 3 | 1 |
| 4000108311 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-13 18:18 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU and LPA with risk scores equal or less than 2.5 which meets the lender's guidelines. <br>|  |  |  |  | 2026-04-06 21:55 | Cleared | 1 | 1 | 3 | 1 |
| 4000108311 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-13 18:20 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. The subject loan is a Purchase of an Investment property and is exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-13 18:20 | Cleared | 1 | 1 | 3 | 1 |
| 4000108319 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-04-06 21:54 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | 2026-04-06 21:54 | Cleared | 1 | 1 | 1 | 1 |
| 4000108319 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-15 17:40 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-15 17:40 | Cleared | 1 | 1 | 1 | 1 |
| 4000108319 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-15 17:40 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-15 17:40 | Cleared | 1 | 1 | 1 | 1 |
| 4000108352 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-01-16 00:50 | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. The loan file is missing the Fraud report. <br>|  | FRAUD REPORT - xxxxxx<br>| xxxxxx provided. Condition resolved. - xxxxxx<br> Third party fraud report is provided - xxxxxx<br> FRAUD REPORT - xxxxxx |  | 2026-01-22 20:40 | Resolved | 3 | 1 | 3 | 1 |
| 4000108352 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-01-16 00:50 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-16 00:50 | Cleared | 1 | 1 | 3 | 1 |
| 4000108352 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-01-16 16:51 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-16 16:51 | Cleared | 1 | 1 | 3 | 1 |
| 4000108355 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 8 | 2026-01-16 19:00 | Credit | Credit Documentation - Mortgage History | The loan file did not contain sufficient mortgage payment history. The loan file contains the credit report dated xxxxxx. The current mortgage for the subject property with xxxxxx account ending in #xxxxxx reports the pay history through xxxxxx; however, lender's guidelines require no late payments in the most recent 12 months. The date of the Note is xxxxxx; therefore, evidence the XX/XXXXand XX/XXXXpayment were made on time is required. <br>|  | Refresh Report - xxxxxx<br>| Supplement provided, mortgage paid current. - xxxxxx<br>Refresh Report - xxxxxx<br>|  | 2026-02-04 19:50 | Resolved | 1 | 1 | 4 | 1 |
| 4000108355 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 8 | 2026-01-16 19:51 | Credit | Condo - HOA Budget Missing | The loan file did not contain the HOA budget as required. The Condo Questionnaire provided does not include the Homeowner's Association Budget. The subject property is a Non-Warrantable Condo. Per the lender's guidelines, Restrictions to Non-Warrantable Condominium Projects, the HOA reserves must demonstrate a minimum of 10%. No exceptions will be considered on this. Condition upheld. Provide the HOA Budget as required. <br>|  | This should follow soft guidelines of approved seller guides: XXXXXX_Guidelines v1.4 - xxxxxx | Soft guidelines of approved seller guides: XXXXXX Guidelines v1.4 allow - xxxxxx<br> This should follow soft guidelines of approved seller guides: XXXXXX _Guidelines v1.4 - xxxxxx |  | 2026-02-11 18:08 | Resolved | 1 | 1 | 4 | 1 |
| 4000108355 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 6 of 8 | 2026-01-16 19:54 | Property | Appraisal - Miscellaneous | The subject appraisal reflected issues. Per the lender's guidelines, Restrictions to Non-Warrantable Condominium Projects, A single owner / entity may not own more than 30% of the units. Per the Condo Questionnaire obtained, the sponsor owns 30 of the 87 units, or 34.48%, which exceeds the guideline maximum of 30%. Condition remains, please provide an exception from Investor. <br>|  | Please re-review to XXXXXX soft guides. XXXXXX Guidelines v1.4 - xxxxxx <br> This should follow soft guidelines of approved seller guides: XXXXXX Guidelines v1.4 - xxxxxx | Per XXXXXX It is allowed. - xxxxxx<br> Please re-review to XXXXXX soft guides. XXXXXX Guidelines v1.4 - xxxxxx<br> This should follow soft guidelines of approved seller guides: XXXXXX _Guidelines v1.4 - xxxxxx |  | 2026-02-13 21:20 | Resolved | 3 | 1 | 4 | 1 |
| 4000108355 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 8 of 8 | 2026-02-04 19:26 | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. Provide evidence of rate lock between seller and investor. Condition upheld. Provide Lock Confirmation between xxxxxx LLC and xxxxxx. <br>|  | It doesn't seem to let me add the attachment, it was simply a pdf of the loan lock from this website. Not sure why I can only "Save without Attachment" - xxxxxx <br>See lock confirm - xxxxxx <br>Loan is business purpose loan outside the scope of Reg Z and does not require evidence of ratelock. - xxxxxx<br>| It doesn't seem to let me add the attachment, it was simply a pdf of the loan lock from this website. Not sure why I can only "Save without Attachment" - xxxxxx<br> Lock between XXXXX XXXXXX and xxxxxx provided. Condition resolved. - xxxxxx<br> See lock confirm - xxxxxx<br> Loan is business purpose loan outside the scope of Reg Z and does not require evidence of ratelock. - xxxxxx |  | 2026-02-19 17:39 | Resolved | 1 | 1 | 4 | 1 |
| 4000108355 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 8 | 2026-01-16 18:18 | Compliance | The Deed of Trust is Missing | The Deed of Trust is missing. The Consolidated Mortgage for the subject loan amount of $xxxxxx is missing. The loan file contains the Gap Mortgage in the amount of xxxxxx. Please provide consolidated mortgage for review. <br>|  | MTG - xxxxxx <br>There is no such thing as a consolidated mortgage. The whole point of a CEMA is that the Mortgage is only on the gap amount. - xxxxxx<br>| Corrected DOT provided. Condition resolved. - xxxxxx<br>The Deed of Trust has been provided. - xxxxxx<br>MTG - xxxxxx<br>There is no such thing as a consolidated mortgage. The whole point of a CEMA is that the Mortgage is only on the gap amount. - xxxxxx<br>|  | 2026-02-13 21:44 | Resolved | 4 | 1 | 4 | 1 |
| 4000108355 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 8 | 2026-01-16 19:10 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. <br>|  | See CDA attached, please, let us know if further documentation is needed - xxxxxx<br>| CDA supporting value was provided. Condition resolved. - xxxxxx<br>See CDA attached, please, let us know if further documentation is needed - xxxxxx<br>|  | 2026-01-21 20:15 | Resolved | 1 | 1 | 4 | 1 |
| 4000108355 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 7 of 8 | 2026-01-16 21:55 | Property | Appraisal is Missing | The file is missing the appraisal. Missing secondary property valuation. <br>|  |  | Appraisal is Present or is Waived - xxxxxx<br>|  | 2026-02-11 16:51 | Resolved | 1 | 1 | 4 | 1 |
| 4000108355 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 8 | 2026-01-16 19:10 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-16 19:11 | Cleared | 1 | 1 | 4 | 1 |
| 4000108411 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-30 04:14 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-30 04:14 | Cleared | 1 | 1 | 1 | 1 |
| 4000108411 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-30 04:14 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-30 04:14 | Cleared | 1 | 1 | 1 | 1 |
| 4000108411 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-30 04:15 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-30 04:15 | Cleared | 1 | 1 | 1 | 1 |
| 4000108459 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-14 17:08 | Credit | Eligibility - Investor Experience | The borrower(s) investor experience does not meet guideline requirements. Blanket exception waiver for investor property first time buyer with a FICO greater than 700 and there is no other exceptions in the file <br>|  |  | Blanket exception waiver for investor property first time buyer - xxxxxx<br>| FICO greater than 700 and there is no other exceptions in the file | 2026-04-06 21:40 | Waived | 2 | 2 | 2 | 2 |
| 4000108459 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-14 17:54 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-14 17:54 | Cleared | 1 | 1 | 2 | 2 |
| 4000108459 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-14 17:54 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-14 17:54 | Cleared | 1 | 1 | 2 | 2 |
| 4000108496 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-01-21 02:09 | Compliance | Closing Detail Statement Indicator is Missing | The Closing Detail Statement Indicator is missing Missing Settlement Statement, HUD or Final CD. <br>|  | Client provided Final ALTA statement from closing xxxxxx; finding resolved - xxxxxx <br>FINAL SS - xxxxxx<br>| The Closing Detail Statement Indicator is not missing. - xxxxxx<br>Client provided Final ALTA statement from closing xxxxxx; finding resolved - xxxxxx<br>FINAL SS - xxxxxx<br>|  | 2026-01-28 22:12 | Resolved | 4 | 1 | 4 | 1 |
| 4000108496 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-01-21 03:04 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-21 03:04 | Cleared | 1 | 1 | 4 | 1 |
| 4000108496 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-01-21 03:04 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-21 03:04 | Cleared | 1 | 1 | 4 | 1 |
| 4000108496 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-01-21 03:05 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-21 03:05 | Cleared | 1 | 1 | 4 | 1 |
| 4000108504 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-04-06 21:53 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | 2026-04-06 21:53 | Cleared | 1 | 1 | 1 | 1 |
| 4000108504 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-01-21 23:17 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-23 14:29 | Cleared | 1 | 1 | 1 | 1 |
| 4000108504 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-01-23 19:04 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-23 19:04 | Cleared | 1 | 1 | 1 | 1 |
| 4000108538 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-06 15:32 | Credit | Calculated DSCR does not meet the Minimum DSCR allowed | Origination DSCR was XXXXXX based on rent of $XXXXXX and PITIA of $XXXXXX. Audited DSCR is XXXXXX based on markert rent of $XXXXXX which is less than actual rents and the same PITIA of $XXXXXX.  |  | Hi, this condition doesn't make sense...? can you please clarify? - xxxxxx<br>| The Calculated DSCR is equal to or greater than the minimum required DSCR, or Not Applicable - xxxxxx<br>|  | 2026-01-09 16:21 | Resolved | 3 | 1 | 3 | 1 |
| 4000108538 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-06 15:30 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-06 15:30 | Cleared | 1 | 1 | 3 | 1 |
| 4000108538 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-06 15:30 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-06 15:30 | Cleared | 1 | 1 | 3 | 1 |
| 4000108541 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-05 23:24 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-05 23:24 | Cleared | 1 | 1 | 1 | 1 |
| 4000108541 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-05 23:25 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-05 23:25 | Cleared | 1 | 1 | 1 | 1 |
| 4000108541 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-05 23:25 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-05 23:25 | Cleared | 1 | 1 | 1 | 1 |
| 4000108608 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-01-09 19:48 | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. The loan file is missing the Fraud Report. <br>|  | Fraudguard and cleared report - xxxxxx<br>| Fraud Report was provided. Condition resolved. - xxxxxx<br>Condition set in error. - xxxxxx<br>Third party fraud report is provided. Condition resolved. - xxxxxx<br>Fraudguard and cleared report - xxxxxx<br>|  | 2026-01-15 19:37 | Resolved | 1 | 1 | 3 | 1 |
| 4000108608 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-01-12 16:31 | Credit | Hazard Insurance - Other Insurance Incomplete | The policy verifying other property insurance is not complete. Missing rental loss coverage <br>|  | This is no longer required. Please check with Buyer xxxxxx to waive. thank you - xxxxxx | Condition set in error - xxxxxx<br> Condition set in error - xxxxxx<br> This is no longer required. Please check with Buyer xxxxxx to waive. thank you - xxxxxx |  | 2026-04-22 16:42 | Void | 3 | 1 | 3 | 1 |
| 4000108608 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-01-09 19:48 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-12 16:26 | Cleared | 1 | 1 | 3 | 1 |
| 4000108608 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-01-09 19:49 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-12 16:26 | Cleared | 1 | 1 | 3 | 1 |
| 4000108609 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-01-20 13:16 | Compliance | The Initial 1003 is Missing | The Initial 1003 is missing. Missing the Initial 1003. <br>|  | 1003<br>- xxxxxx<br>| The Initial 1003 is present. - xxxxxx<br>Received Initial 1003 - xxxxxx<br>1003<br>- xxxxxx<br>|  | 2026-04-06 18:14 | Resolved | 3 | 1 | 3 | 1 |
| 4000108609 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-01-16 20:28 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-16 20:28 | Cleared | 1 | 1 | 3 | 1 |
| 4000108609 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-01-16 20:28 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-16 20:28 | Cleared | 1 | 1 | 3 | 1 |
| 4000108619 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-01-15 23:00 | Property | Subject property appraisal is not on an as-is basis (Primary Value) | Primary value subject property appraisal is not on an as-is basis. Provide Appraisal 1004D Completion Report. <br>|  | 1004D - xxxxxx<br>| Completion Cert was provided. Condition resolved. - xxxxxx<br>Primary Value Subject Property Appraisal is completed on an As-Is Basis or Not Applicable - xxxxxx<br>1004D - xxxxxx<br>|  | 2026-01-21 20:43 | Resolved | 3 | 1 | 3 | 1 |
| 4000108619 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-01-15 23:51 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-15 23:51 | Cleared | 1 | 1 | 3 | 1 |
| 4000108619 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-01-20 16:22 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-20 16:22 | Cleared | 1 | 1 | 3 | 1 |
| 4000108622 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-06 19:06 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-06 19:06 | Cleared | 1 | 1 | 1 | 1 |
| 4000108622 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-06 19:08 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-06 19:08 | Cleared | 1 | 1 | 1 | 1 |
| 4000108622 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-06 19:12 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-06 19:12 | Cleared | 1 | 1 | 1 | 1 |
| 4000108626 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-06 21:15 | Credit | Hazard Insurance Policy is Missing | Missing hazard insurance policy. <br>|  | Document Uploaded. Hi. This was included on page 347 of the loan file. Please see attached here as well. Thank you.<br> - xxxxxx<br>| Hazard Insurance Policy was provided. - xxxxxx<br>|  | 2026-01-09 16:16 | Resolved | 3 | 1 | 3 | 1 |
| 4000108626 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-07 04:24 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-07 04:24 | Cleared | 1 | 1 | 3 | 1 |
| 4000108626 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-07 04:24 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-07 04:24 | Cleared | 1 | 1 | 3 | 1 |
| 4000108717 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-16 17:01 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-16 17:01 | Cleared | 1 | 1 | 1 | 1 |
| 4000108717 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-16 17:05 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-01-16 17:05 | Cleared | 1 | 1 | 1 | 1 |
| 4000108717 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-16 17:05 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-16 17:05 | Cleared | 1 | 1 | 1 | 1 |
| 4000108746 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-20 21:02 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-20 21:02 | Cleared | 1 | 1 | 1 | 1 |
| 4000108746 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-20 21:02 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-20 21:02 | Cleared | 1 | 1 | 1 | 1 |
| 4000108746 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-20 21:02 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-20 21:02 | Cleared | 1 | 1 | 1 | 1 |
| 4000108757 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 1 of 4 | 2026-01-25 02:28 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-25 02:28 | Cleared | 1 | 1 | 1 | 1 |
| 4000108757 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 2 of 4 | 2026-01-25 02:28 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-01-25 02:28 | Cleared | 1 | 1 | 1 | 1 |
| 4000108757 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 3 of 4 | 2026-01-27 18:36 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-27 18:36 | Cleared | 1 | 1 | 1 | 1 |
| 4000108757 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 4 of 4 | 2026-01-27 21:14 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-27 21:14 | Cleared | 1 | 1 | 1 | 1 |
| 4000108838 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-14 17:58 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-14 17:58 | Cleared | 1 | 1 | 1 | 1 |
| 4000108838 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-14 17:58 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-14 17:58 | Cleared | 1 | 1 | 1 | 1 |
| 4000108838 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-14 17:58 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-14 17:58 | Cleared | 1 | 1 | 1 | 1 |
| 4000108839 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-16 20:59 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-19 03:39 | Cleared | 1 | 1 | 1 | 1 |
| 4000108839 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-16 20:59 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-19 03:39 | Cleared | 1 | 1 | 1 | 1 |
| 4000108839 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-17 20:49 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-19 03:39 | Cleared | 1 | 1 | 1 | 1 |
| 4000108849 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 4 of 5 | 2026-01-21 00:07 | Credit | Cash reserves less than required by guidelines | Total Cash reserves of '$xxxxxx' are less than $xxxxxx.  |  | Can you please clarify this - xxxxxx<br>| Condition set in error. Condition voided. - xxxxxx<br>Total Cash reserves are greater than $0. - xxxxxx<br>Can you please clarify this - xxxxxx<br>|  | 2026-01-22 18:30 | Resolved | 3 | 1 | 3 | 1 |
| 4000108849 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 5 of 5 | 2026-01-21 00:08 | Credit | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Audited reserves months are less than the guideline required reserve months. <br>|  |  | Audited Reserves of 9.35 month(s) are greater than or equal to Guideline Required Reserves of 3 month(s) - xxxxxx<br>Audited Reserves of month(s) are greater than or equal to Guideline Required Reserves of 3 month(s) - xxxxxx<br>Audited Reserves of month(s) are greater than or equal to Guideline Required Reserves of month(s) - xxxxxx<br>|  | 2026-01-29 19:19 | Resolved | 3 | 1 | 3 | 1 |
| 4000108849 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 5 | 2026-01-16 21:30 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-16 21:30 | Cleared | 1 | 1 | 3 | 1 |
| 4000108849 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 5 | 2026-01-20 23:07 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-20 23:07 | Cleared | 1 | 1 | 3 | 1 |
| 4000108849 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 5 | 2026-01-20 23:07 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-20 23:07 | Cleared | 1 | 1 | 3 | 1 |
| 4000108859 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-01-20 20:49 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-20 20:49 | Cleared | 1 | 1 | 1 | 1 |
| 4000108859 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-01-22 12:12 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-22 12:12 | Cleared | 1 | 1 | 1 | 1 |
| 4000108859 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-01-22 12:12 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-22 12:12 | Cleared | 1 | 1 | 1 | 1 |
| 4000108867 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-04-06 21:52 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | 2026-04-06 21:52 | Cleared | 1 | 1 | 1 | 1 |
| 4000108867 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-14 22:49 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-14 22:49 | Cleared | 1 | 1 | 1 | 1 |
| 4000108867 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-15 22:42 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-15 22:42 | Cleared | 1 | 1 | 1 | 1 |
| 4000108934 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 6 | 2026-01-20 01:12 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. <br>|  | two appraisals were in the shipped file - if you require something else, please be specific. thank you. - xxxxxx<br>| Two appraisals were in file. Condition resolved. - xxxxxx<br>two appraisals were in the shipped file - if you require something else, please be specific. thank you. - xxxxxx<br>|  | 2026-01-22 14:25 | Resolved | 3 | 1 | 3 | 1 |
| 4000108934 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 6 | 2026-01-19 22:50 | Credit | Hazard Insurance Policy is Missing | Missing hazard insurance policy. <br>|  | HOI already in shipped file - xxxxxx<br>| HOI Policy provided. Condition resolved. - xxxxxx<br>Hazard Insurance Policy was provided. - xxxxxx<br>HOI already in shipped file - xxxxxx<br>|  | 2026-01-22 14:10 | Resolved | 3 | 1 | 3 | 1 |
| 4000108934 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 6 | 2026-01-21 12:38 | Credit | Assets - Insufficient Cash to Close or Reserves | Liquid Funds Post-Close of '$-xxxxxx', are less than $xxxxxx. Borrower(s) total verified assets are insufficient for cash to close or reserves. <br>|  | loan says "being extracted" - please review for several account bank statements to clear this condition. If anything further is needed, please provide specific condition. thank you. - xxxxxx<br>| EMD deposit was evidenced in the loan file. Condition resolved. - xxxxxx<br>Liquid Funds Post-Close are greater than or equal to $0. - xxxxxx<br>Liquid Funds Post-Close are greater than or equal to $0. Borrower(s) total verified assets are insufficient for cash to close or reserves. - xxxxxx<br>loan says "being extracted" - please review for several account bank statements to clear this condition. If anything further is needed, please provide specific condition. thank you. - xxxxxx<br>|  | 2026-01-22 14:32 | Resolved | 3 | 1 | 3 | 1 |
| 4000108934 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 6 | 2026-01-20 01:06 | Credit | Condo - HOA Dues | The file does not contain documentation supporting the HOA/Condo dues. Missing HOA dues, if applicable, for all investment properties. <br>|  | please review lender cert and HOA letter - xxxxxx<br>| All REO's are listed on the 1040's. Condition resolved. - xxxxxx<br>please review lender cert and HOA letter - xxxxxx<br>|  | 2026-01-22 14:05 | Resolved | 3 | 1 | 3 | 1 |
| 4000108934 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 6 | 2026-01-20 01:21 | Credit | Missing Property Tax Cert | Missing property tax cert. Missing property taxes for the following properties: xxxxxx, xxxxxx, and xxxxxx. <br>|  | please review lender cert - xxxxxx<br>| 1040's in file listing all REO's. Condition resolved. - xxxxxx<br>please review lender cert - xxxxxx<br>|  | 2026-01-22 14:11 | Resolved | 3 | 1 | 3 | 1 |
| 4000108934 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 6 of 6 | 2026-01-21 14:06 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-21 14:06 | Cleared | 1 | 1 | 3 | 1 |
| 4000108975 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-14 17:41 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-14 17:41 | Cleared | 1 | 1 | 1 | 1 |
| 4000108975 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-14 17:41 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-14 17:41 | Cleared | 1 | 1 | 1 | 1 |
| 4000108975 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-14 17:41 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-14 17:41 | Cleared | 1 | 1 | 1 | 1 |
| 4000108979 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-01-20 14:00 | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Missing evidence xxxxxx mortgage has been paid. Last paid, per credit report, xxxxxx. <br>|  | Soft credit pull on the borrower showing the xxxxxxpayment was made on time. Mortgage statements from xxxxxx and xxxxxx showing those payments were also made on time. - xxxxxx | Evidence account is current was in the loan file. - xxxxxx<br> Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - xxxxxx<br> Soft credit pull on the borrower showing the xxxxxx payment was made on time. Mortgage statements from xxxxxx and xxxxxx showing those payments were also made on time. - xxxxxx |  | 2026-02-03 14:50 | Resolved | 3 | 1 | 3 | 1 |
| 4000108979 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-01-20 14:01 | Credit | Purchase Contract - Addendum Missing | The Purchase Contract Addendum is missing. Lender to provide proof of purchase contract extension with the terms agreed upon. Missing addendum for seller credit. There is a seller credit on the HUD for xxxxxx<br>|  | There were 2 extensions signed, both attached. Seller credit was allowed on the HUD given it did not exceed 6% of the total purchase price as outlined in xxxxxx guidelines. - xxxxxx | Contract addendum provided. Condition resolved. - xxxxxx<br> There were 2 extensions signed, both attached. Seller credit was allowed on the HUD given it did not exceed 6% of the total purchase price as outlined in xxxxxx s guidelines. - xxxxxx |  | 2026-01-22 19:29 | Resolved | 2 | 1 | 3 | 1 |
| 4000108979 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-01-20 14:08 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-20 14:08 | Cleared | 1 | 1 | 3 | 1 |
| 4000108979 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-01-20 14:10 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-21 12:37 | Cleared | 1 | 1 | 3 | 1 |
| 4000108989 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-01-20 19:15 | Credit | Business Purpose - Loan Guaranty/Missing | The Personal Loan Guaranty is missing. <br>|  | Guaranty enclosed - xxxxxx<br>| Guaranty Agreement provided. Condition resolved. - xxxxxx<br>The Personal Loan Guaranty is not missing. - xxxxxx<br>Guaranty enclosed - xxxxxx<br>|  | 2026-02-03 14:56 | Resolved | 4 | 1 | 4 | 1 |
| 4000108989 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-01-20 19:09 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-20 19:09 | Cleared | 1 | 1 | 4 | 1 |
| 4000108989 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-01-20 19:09 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-20 19:09 | Cleared | 1 | 1 | 4 | 1 |
| 4000108989 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-01-20 19:09 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-20 19:09 | Cleared | 1 | 1 | 4 | 1 |
| 4000109012 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-04-06 21:52 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | 2026-04-06 21:52 | Cleared | 1 | 1 | 1 | 1 |
| 4000109012 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-15 18:57 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-15 18:57 | Cleared | 1 | 1 | 1 | 1 |
| 4000109012 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-15 18:58 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-15 18:58 | Cleared | 1 | 1 | 1 | 1 |
| 4000109015 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-01-16 22:45 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-16 22:45 | Cleared | 1 | 1 | 1 | 1 |
| 4000109015 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-01-16 22:45 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-16 22:45 | Cleared | 1 | 1 | 1 | 1 |
| 4000109015 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-01-20 15:48 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-20 15:48 | Cleared | 1 | 1 | 1 | 1 |
| 4000109043 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-15 20:00 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-01-15 20:00 | Cleared | 1 | 1 | 1 | 1 |
| 4000109043 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-15 20:00 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-15 20:00 | Cleared | 1 | 1 | 1 | 1 |
| 4000109043 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-15 20:00 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-15 20:00 | Cleared | 1 | 1 | 1 | 1 |
| 4000109111 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-29 22:12 | Property | Appraisal is Missing | The file is missing the appraisal. The loan file did not contain the required 3rd party valuation product. <br>|  | CDA is in the file. - xxxxxx<br>| CDA supporting value was provided. Condition resolved. - xxxxxx<br>Appraisal is Present or is Waived - xxxxxx<br>CDA is in the file. - xxxxxx<br>|  | 2026-01-30 19:58 | Resolved | 4 | 1 | 4 | 1 |
| 4000109111 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-29 01:51 | Credit | Asset 2 Less Than 2 Months Verified | 1 month required Asset has less than 2 months verified in file. <br>|  |  | Asset has less than 2 months verified in file. 1 month required - xxxxxx<br>|  | 2026-04-06 19:12 | Resolved | 1 | 1 | 4 | 1 |
| 4000109111 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-29 21:04 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-29 21:04 | Cleared | 1 | 1 | 4 | 1 |
| 4000109145 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-27 17:45 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-27 17:45 | Cleared | 1 | 1 | 1 | 1 |
| 4000109145 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-27 17:46 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-27 17:46 | Cleared | 1 | 1 | 1 | 1 |
| 4000109145 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-27 17:46 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-27 17:46 | Cleared | 1 | 1 | 1 | 1 |
| 4000109232 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-01-21 00:16 | Credit | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Audited reserves months are less than the guideline required reserve months. <br>|  | can you please provide clarifications - xxxxxx<br>| Condition set in error. - xxxxxx<br>Audited Reserves of month(s) are greater than or equal to Guideline Required Reserves of month(s) - xxxxxx<br>can you please provide clarifications - xxxxxx<br>|  | 2026-01-22 15:26 | Resolved | 3 | 1 | 3 | 1 |
| 4000109232 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-01-16 16:03 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-16 16:03 | Cleared | 1 | 1 | 3 | 1 |
| 4000109232 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-01-21 00:46 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-21 00:46 | Cleared | 1 | 1 | 3 | 1 |
| 4000109250 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-17 23:47 | Compliance | Closing Detail Statement Indicator is Missing | The Closing Detail Statement Indicator is missing Solely the Closing Disclosure for the Seller's Transaction was provided. Please provide the Borrowers' Final Closing Disclosure, Final Settlement Statement, or Final HUD-1, applicable. <br>|  | FINAL SETTLEMENT STATEMENT - xxxxxx<br>| Final Settlement Statement provided. Condition resolved. - xxxxxx<br>The Closing Detail Statement Indicator is not missing. - xxxxxx<br>FINAL SETTLEMENT STATEMENT - xxxxxx<br>|  | 2026-01-23 17:53 | Resolved | 4 | 1 | 4 | 1 |
| 4000109250 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-18 00:29 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-18 00:29 | Cleared | 1 | 1 | 4 | 1 |
| 4000109250 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-18 00:29 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-18 00:29 | Cleared | 1 | 1 | 4 | 1 |
| 4000109264 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 5 | 2026-01-15 17:58 | Compliance | Missing Prepayment Rider | The Prepayment Rider could not be found in the loan documents. <br>|  | New Jersey does not have pre payment so there is no prepayment rider. - xxxxxx<br>| Note does not have a PPP attached - xxxxxx<br>New Jersey does not have pre payment so there is no prepayment rider. - xxxxxx<br>|  | 2026-01-16 16:08 | Resolved | 3 | 1 | 3 | 1 |
| 4000109264 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 5 | 2026-01-15 17:44 | Credit | Assets - Insufficient Cash to Close or Reserves | Liquid Funds Post-Close of '$-xxxxxx', are less than $xxxxxx. Funds needed to close came to $xxxxxx. Reserves required is 6 months in the amount of $$xxxxxx. Supporting docs for funds to cover closing in the amount of $xxxxxx shortage could not be found in the loan documents. Docs to support the deposit of $xxxxxx could not be found in the loan documents. Supporting docs for funds to cover reserves in the amount of $xxxxxx could not be found in the loan documents. <br>|  | Hello, we do not need source EMD, its a wire from the borrower and LTV is blow 70% so need to source. - xxxxxx <br> Borrower has sufficient fund. Funds needed to close is $xxxxxxx plus 3 months of reserves of $xxxxxx. Total of $ xxxxxx. Borrower xxxxxx account has xxxxxx<br> Only 3 months of reserves required. - xxxxxx | Liquid Funds Post-Close are greater than or equal to $0. - xxxxxx<br> Hello, we do not need source EMD, its a wire from the borrower and LTV is blow 70% so need to source. - xxxxxx<br> Per XXXXXX r DSCR-3 months reserves for all loans sizes. Guideline reserves 3 mos correct, but we are missing documentation for the $86500 EMD. Due to unable to validate the EMD, there is shortage -$xxxxxx- xxxxxx<br> Borrower has sufficient fund. Funds needed to close is xxxxxx 3.82 plus 3 months of reserves of $xxxxxx. Total of $ xxxxxx. Borrower xxxxxx account has xxxxxx. <br> Only 3 months of reserves required. - xxxxxx |  | 20xxxxxx4:08 | Resolved | 3 | 1 | 3 | 1 |
| 4000109264 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 5 | 2026-01-15 17:59 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-01-15 17:59 | Cleared | 1 | 1 | 3 | 1 |
| 4000109264 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 5 | 2026-01-15 18:06 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-15 18:06 | Cleared | 1 | 1 | 3 | 1 |
| 4000109264 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 5 | 2026-01-15 20:33 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-15 20:33 | Cleared | 1 | 1 | 3 | 1 |
| 4000109297 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-01-21 15:27 | Property | Appraisal is Missing | The file is missing the appraisal. Missing 3rd party valuation product <br>|  | The attached appraisal report was provided with initial package upload. It is in the property tab, labeled appraisal. Please review and clear condition and file for purchase. Thank you - xxxxxx<br>| Condition set in error. LCA with a 2.5 score in file. Condition resolved. - xxxxxx<br>Appraisal is Present or is Waived - xxxxxx<br>The attached appraisal report was provided with initial package upload. It is in the property tab, labeled appraisal. Please review and clear condition and file for purchase. Thank you - xxxxxx<br>|  | 2026-01-22 19:03 | Resolved | 4 | 1 | 4 | 1 |
| 4000109297 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-01-17 22:59 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-17 22:59 | Cleared | 1 | 1 | 4 | 1 |
| 4000109297 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-01-17 23:00 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-17 23:00 | Cleared | 1 | 1 | 4 | 1 |
| 4000109297 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-01-21 14:03 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-21 14:03 | Cleared | 1 | 1 | 4 | 1 |
| 4000109313 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-02-02 22:08 | Credit | Business Purpose - Loan Guaranty/Missing | The Personal Loan Guaranty is missing. The loan guaranty could not be found in the loan documents. <br>|  | Personal loan guaranty - xxxxxx<br>| Personal Loan Guaranty provided. Condition resolved. - xxxxxx<br>The Personal Loan Guaranty is not missing. - xxxxxx<br>Personal loan guaranty - xxxxxx<br>|  | 2026-02-26 22:56 | Resolved | 4 | 1 | 4 | 1 |
| 4000109313 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-02-03 17:56 | Credit | Corporation/LLC: EIN Doc is Missing | The loan file does not contain the Coporation/LLC: EIN documentation. Condition upheld. Provide print-out from xxxxxx. <br>|  | EIN - xxxxxx<br>| EIN - xxxxxx<br>|  | 2026-02-19 21:53 | Resolved | 3 | 1 | 4 | 1 |
| 4000109313 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-02-02 23:11 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-02 23:11 | Cleared | 1 | 1 | 4 | 1 |
| 4000109313 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-02-02 23:11 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-02 23:11 | Cleared | 1 | 1 | 4 | 1 |
| 4000109317 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-02-10 15:52 | Credit | Income and Employment Do Not Meet Guidelines | Income and employment do not meet guidelines. Guidelines require verification of the delivery and receipt of the WVOE. Only the receipt of the current employer WVOE was found in the loan documents. Could not find the delivery verification of the current employer's WVOE. <br>|  |  | Proof of receipt and delivery from xxxxxx satisfies the guideline requirements for delivery and receipt. Employers address matches. - xxxxxx<br> Proof of receipt and delivery from xxxxxx satisfies the guideline requirements for delivery and receipt. Employers address matches. - xxxxxx |  | 2026-02-13 17:34 | Resolved | 3 | 1 | 3 | 1 |
| 4000109317 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-02-10 17:24 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-10 17:24 | Cleared | 1 | 1 | 3 | 1 |
| 4000109317 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-02-10 23:20 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-10 23:20 | Cleared | 1 | 1 | 3 | 1 |
| 4000109328 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-04-06 21:51 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx |  | 2026-04-06 21:51 | Cleared | 1 | 1 | 1 | 1 |
| 4000109328 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-02-11 17:29 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-11 17:29 | Cleared | 1 | 1 | 1 | 1 |
| 4000109328 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-02-11 20:56 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-11 20:56 | Cleared | 1 | 1 | 1 | 1 |
| 4000109333 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 6 | 2026-01-15 16:37 | Credit | Hazard Insurance Policy is Partial | Hazard insurance policy partially provided. The hazard insurance policy does not include rent loss coverage. The lender's guidelines require rent loss equal to 6 months PITIA. <br>|  | HOI - xxxxxx<br>| Updated HOI policy provided. Condition resolved. - xxxxxx<br>Hazard Insurance Policy is fully present - xxxxxx<br>HOI - xxxxxx<br>|  | 2026-01-23 14:54 | Resolved | 3 | 1 | 3 | 1 |
| 4000109333 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 6 of 6 | 2026-01-15 17:52 | Credit | Third Party Fraud Report Partially Provided | Third party fraud report partially provided. <br>|  | FRAUD REPORT - xxxxxx<br>| Fraud Report provided. Condition resolved. - xxxxxx<br>Third Party Fraud Report is fully present - xxxxxx<br>FRAUD REPORT - xxxxxx<br>|  | 2026-01-20 18:21 | Resolved | 3 | 1 | 3 | 1 |
| 4000109333 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 6 | 2026-01-15 15:47 | Credit | Borrower 1 Credit Report is Incomplete | Borrower 1 Credit Report is Partially Present. Missing the tri-merge credit report for the borrower as required per the lender's guidelines. The loan file contains a Supplemental X credit report dated xxxxxx which verifies the mortgage with xxxxxx #XXXXX for investment property owned at xxxxxx and the Credit Score Disclosure dated xxxxxx; however, the original credit report was not provided. <br>|  | CREDIT REPORT - xxxxxx<br>| DSCR Loan. Complete Credit Report was provided. Condition resolved. - xxxxxx<br>Borrower 1 Credit Report is not partially present. - xxxxxx<br>CREDIT REPORT - xxxxxx<br>|  | 2026-01-20 18:12 | Resolved | 3 | 1 | 3 | 1 |
| 4000109333 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 6 | 2026-01-15 14:48 | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. <br>|  | 1008 - xxxxxx<br>| DSCR Loan. 1008 provided. Condition resolved. - xxxxxx<br>Approval/Underwriting Summary is fully present - xxxxxx<br>1008 - xxxxxx<br>|  | 2026-01-20 18:03 | Resolved | 3 | 1 | 3 | 1 |
| 4000109333 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 6 | 2026-01-15 16:41 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU and LCA with risk scores of 1.0 which meet the lender's guidelines requiring scores equal or less than 2.5. <br>|  |  |  |  | 2026-01-15 16:41 | Cleared | 1 | 1 | 3 | 1 |
| 4000109333 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 6 | 2026-01-15 17:07 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-15 17:07 | Cleared | 1 | 1 | 3 | 1 |
| 4000109336 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 7 | 2026-02-04 18:44 | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Lender to provide a VOR for the borrower current primary residence to verify on time payments for the last 24 months. <br>|  | Rent-free letter in file is from a family member. - xxxxxx<br>| Rent Free Letter from Borrower's cousin was provided. Condition resolved. - xxxxxx<br>Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - xxxxxx<br>Rent-free letter in file is from a family member. - xxxxxx<br>|  | 2026-03-04 00:40 | Resolved | 3 | 1 | 3 | 1 |
| 4000109336 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 7 | 2026-02-04 19:32 | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. Lender to provide a clear fraud report including the OFAC search for all interested parties in the loan transaction <br>|  | Fraud report uploaded - xxxxxx<br>| Fraud Report provided. Condition resolved. - xxxxxx<br>Third party fraud report is provided - xxxxxx<br>Fraud report uploaded - xxxxxx<br>|  | 2026-02-09 22:44 | Resolved | 3 | 1 | 3 | 1 |
| 4000109336 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 7 | 2026-02-06 21:15 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. <br>|  | CDA value . Appraisal value . - xxxxxx<br>| CDA supporting value was provided. Condition resolved. - xxxxxx<br>CDA value . Appraisal value . - xxxxxx<br>|  | 2026-02-09 22:54 | Resolved | 3 | 1 | 3 | 1 |
| 4000109336 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 7 of 7 | 2026-02-09 23:17 | Credit | Asset 3 Does Not Meet Guideline Requirements | Asset does not meet G/L Requirements. Provide complete (all pages) of xxxxxx account #xxxxxxas required per guidelines. <br>|  | bank statement - xxxxxx<br>| Bank statement provided. Condition resolved. - xxxxxx<br>Asset Record 3 Meets G/L Requirements Or Not Applicable - xxxxxx<br>bank statement - xxxxxx<br>|  | 2026-03-02 18:18 | Resolved | 3 | 1 | 3 | 1 |
| 4000109336 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 6 of 7 | 2026-02-09 23:17 | Credit | Asset 2 Does Not Meet Guideline Requirements | Asset does not meet G/L Requirements. Provide complete (all pages) of xxxxxx account #xxxxxx as required per guidelines. <br>|  | Bank Statement - xxxxxx<br>| Bank Statement provided. Condition resolved. - xxxxxx<br>Asset Record 2 Meets G/L Requirements Or Not Applicable - xxxxxx<br>Bank Statement - xxxxxx<br>|  | 2026-03-02 18:19 | Resolved | 3 | 1 | 3 | 1 |
| 4000109336 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 7 | 2026-02-04 19:21 | Credit | Asset 1 Less Than 2 Months Verified | Asset has less than 2 months verified in file. Lender to provide a full monthly bank statement for each of the xxxxxx, xxxxxx and xxxxxx accounts as well as a letter from the co account holder for xxxxxx and the xxxxxx giving access to the funds to the borrower. <br>|  | See uploaded access statement. Per guidelines 2 months assets are not required. - xxxxxx<br>| Asset 1 Verified Sufficiently - xxxxxx<br>See uploaded access statement. Per guidelines 2 months assets are not required. - xxxxxx<br>|  | 2026-03-02 18:18 | Resolved | 3 | 1 | 3 | 1 |
| 4000109336 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 7 | 2026-02-04 19:36 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-04 19:36 | Cleared | 1 | 1 | 3 | 1 |
| 4000109376 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-21 21:59 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-21 21:59 | Cleared | 1 | 1 | 1 | 1 |
| 4000109376 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-21 21:59 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-21 21:59 | Cleared | 1 | 1 | 1 | 1 |
| 4000109376 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-23 18:02 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-23 18:02 | Cleared | 1 | 1 | 1 | 1 |
| 4000109412 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-02-07 04:21 | Compliance | The Deed of Trust is Incomplete | The Deed of Trust is incomplete. The signature for xxxxxx is missing from page 2 of the 1-4 Family Rider. <br>|  | Document Uploaded. - xxxxxx<br>| Rider provided, condition resolved. - xxxxxx<br>Rider provided. - xxxxxx<br>The Deed of Trust is present and complete - xxxxxx<br>Document Uploaded. - xxxxxx<br>|  | 2026-02-24 13:40 | Resolved | 4 | 1 | 4 | 1 |
| 4000109412 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-02-07 07:44 | Credit | Credit Documentation - Letter of Explanation | The loan file did not contain a letter of explanation as required. A Letter of Explanation by the Borrower / Guarantor is required to detail relevant real estate experience. Condition upheld. A Fraud Report does not clear the following required document. A Letter of Explanation by the Borrower / Guarantor is required to detail relevant real estate experience. <br>|  | Document Uploaded. - xxxxxx<br>| XXXXX XXXXXX confirmed borrower experience, condition resolved. - xxxxxx<br>Document Uploaded. - xxxxxx<br>|  | 2026-02-24 13:41 | Resolved | 3 | 1 | 4 | 1 |
| 4000109412 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-02-07 07:45 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-09 18:34 | Cleared | 1 | 1 | 4 | 1 |
| 4000109412 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-02-09 18:33 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-09 18:33 | Cleared | 1 | 1 | 4 | 1 |
| 4000109428 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 4 of 4 | 2026-02-02 21:53 | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. Lender to provide the most recent XXXXXXXX lock confirmation, missing from the loan file. Condition upheld. Provide Lock Confirmation between xxxxxx and xxxxxx . <br>|  | Lock confirmation - xxxxxx <br>Lock confirm attached - xxxxxx<br>| The seller provided the xxxxxx rate lock. - xxxxxx<br> Lock confirmation - xxxxxx<br> Lock confirm attached - xxxxxx |  | 2026-02-17 16:52 | Cleared | 3 | 1 | 3 | 1 |
| 4000109428 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 4 | 2026-01-30 23:55 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-30 23:55 | Cleared | 1 | 1 | 3 | 1 |
| 4000109428 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 4 | 2026-01-30 23:56 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-30 23:56 | Cleared | 1 | 1 | 3 | 1 |
| 4000109428 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 4 | 2026-02-02 17:40 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-02 17:40 | Cleared | 1 | 1 | 3 | 1 |
| 4000109475 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-01-27 05:48 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-27 05:48 | Cleared | 1 | 1 | 1 | 1 |
| 4000109475 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-01-27 05:49 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-27 05:49 | Cleared | 1 | 1 | 1 | 1 |
| 4000109475 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-01-27 18:09 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-27 18:09 | Cleared | 1 | 1 | 1 | 1 |
| 4000109480 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 4 | 2026-01-09 19:16 | Credit | Flood Certificate Missing | Missing flood certificate. Lender to provide clean copy of the final flood cert. <br>|  | Flood attached - xxxxxx<br>| Flood Cert provided. Condition resolved. - xxxxxx<br>Flood Certificate is fully present - xxxxxx<br>Flood attached - xxxxxx<br>|  | 2026-01-20 14:32 | Resolved | 4 | 1 | 4 | 1 |
| 4000109480 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 4 | 2026-01-09 19:16 | Credit | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Lender to provide a replacement cost estimator to verify the dwelling coverage is adequate. Current coverage is less than the loan amount of $xxxxxx Coverage Amount - Hazard insurance amount is less than required coverage amount. <br>|  | Ø Cost to rebuild from appraisal shows $xxxxxx. HOI policy coverage is $xxxxxx plus 25% additional coverage giving a total of $xxxxxx. This covers the cost to rebuild. - xxxxxx | Coverage Amount - Hazard Insurance of $xxxxxx is equal to or greater than Required Coverage Amount of $xxxxxx - xxxxxx<br> Ø Cost to rebuild from appraisal shows xxxxxxOI policy coverage is xxxxxx plus 25% additional coverage giving a total of xxxxxxhis covers the cost to rebuild. - xxxxxx |  | 2026-01-20 14:32 | Resolved | 3 | 1 | 4 | 1 |
| 4000109480 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 4 | 2026-01-09 19:32 | Property | Value - Field Review Does Not Support Value within 10% | A Retro-Field Review was performed. The original appraised value is not supported within a variance within 10%. Lender to provide a desk review to support the appraised value since the FMAN CU score is 2.6 <br>|  | Desk review/AVM with 96% confidence score attached - xxxxxx<br>| AVM Supporting value was provided. Condition resolved. - xxxxxx<br>Desk review/AVM with 96% confidence score attached - xxxxxx<br>|  | 2026-01-20 14:35 | Resolved | 3 | 1 | 4 | 1 |
| 4000109480 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 4 of 4 | 2026-01-12 21:12 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-12 21:12 | Cleared | 1 | 1 | 4 | 1 |
| 4000109483 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-04 01:28 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-04 01:28 | Cleared | 1 | 1 | 1 | 1 |
| 4000109483 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-04 01:28 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-04 01:28 | Cleared | 1 | 1 | 1 | 1 |
| 4000109483 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-04 01:28 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-04 01:28 | Cleared | 1 | 1 | 1 | 1 |
| 4000109535 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-01-29 05:27 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-29 05:27 | Cleared | 1 | 1 | 1 | 1 |
| 4000109535 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-01-29 05:27 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-29 05:27 | Cleared | 1 | 1 | 1 | 1 |
| 4000109535 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-01-29 13:32 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-29 13:32 | Cleared | 1 | 1 | 1 | 1 |
| 4000109575 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-03 01:38 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  | Please clarify if we need to provide you anything further - xxxxxx<br>| Please clarify if we need to provide you anything further - xxxxxx<br>|  | 2026-04-06 21:51 | Cleared | 1 | 1 | 1 | 1 |
| 4000109575 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-03 01:38 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-03 01:38 | Cleared | 1 | 1 | 1 | 1 |
| 4000109575 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-03 01:39 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-03 01:39 | Cleared | 1 | 1 | 1 | 1 |
| 4000109578 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-26 19:07 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-26 19:07 | Cleared | 1 | 1 | 1 | 1 |
| 4000109578 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-26 19:07 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-26 19:07 | Cleared | 1 | 1 | 1 | 1 |
| 4000109578 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-26 19:07 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-26 19:07 | Cleared | 1 | 1 | 1 | 1 |
| 4000109613 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-09 14:20 | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). Lender to provide the final title policy including in the loan amount of $xxxxxx. <br>|  | Final Title obtained showing $xxxxxx in coverage. - xxxxxx | Updated Title provided. Condition resolved. - xxxxxx<br> Title coverage amount of $xxxxxx is equal to or greater than total amount of subject lien(s) $xxxxxx+0+0 - xxxxxx<br> Final Title obtained showing xxxxxx in coverage. - xxxxxx |  | 2026-02-24 19:23 | Resolved | 3 | 1 | 3 | 1 |
| 4000109613 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-09 14:50 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-09 14:50 | Cleared | 1 | 1 | 3 | 1 |
| 4000109613 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-09 14:50 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-09 14:50 | Cleared | 1 | 1 | 3 | 1 |
| 4000109616 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-04-06 21:50 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | 2026-04-06 21:50 | Cleared | 1 | 1 | 1 | 1 |
| 4000109616 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-22 16:59 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-22 16:59 | Cleared | 1 | 1 | 1 | 1 |
| 4000109616 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-22 17:12 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-22 17:12 | Cleared | 1 | 1 | 1 | 1 |
| 4000109618 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-27 18:54 | Credit | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Coverage Amount - Hazard insurance amount is less than required coverage amount. The Amount of coverage is $xxxxxx whereas the loan amount is $xxxxxx<br>|  |  | Property has both master insurance and HO-6, insurance coverage sufficient. - xxxxxx<br>|  | 2026-02-05 16:55 | Resolved | 3 | 1 | 4 | 1 |
| 4000109618 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-27 12:58 | Compliance | Late Charge Percent is less than 3% | Late charge percent is less than 3%. <br>|  |  | Late charge is acceptable. - xxxxxx<br>| Per the Note the late charge is to be 2% | 2026-02-05 16:41 | Void | 3 |  | 4 | 1 |
| 4000109618 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-27 18:25 | Property | Appraisal is Missing | The file is missing the appraisal. CU score of 4.3 The loan file is missing the Third-Party Valuation Missing secondary valuation product to support origination value. <br>|  | See attached CDA - xxxxxx<br>| CDA supporting value provided. Condition resolved. - xxxxxx<br>Appraisal is Present or is Waived - xxxxxx<br>See attached CDA - xxxxxx<br>|  | 2026-02-10 14:53 | Resolved | 4 | 1 | 4 | 1 |
| 4000109640 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-11 23:29 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-11 23:29 | Cleared | 1 | 1 | 1 | 1 |
| 4000109640 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-11 23:29 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-11 23:29 | Cleared | 1 | 1 | 1 | 1 |
| 4000109640 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-11 23:30 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-11 23:30 | Cleared | 1 | 1 | 1 | 1 |
| 4000109662 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 8 of 13 | 2026-01-30 19:00 | Credit | Audited DTI Exceeds Guideline DTI | The audited DTI is 69.98%. The lender qualified the borrower using primary wage income from XXXX XXXXXX in the amount of $xxxxxx and self-employment income of -$xxxxxx, The loan file does not contain the lender's worksheets to verify the Wage, self-employment and REO income. The worksheets provided are blank. The credit report is missing. Audit entered the liabilities as per the final loan application which may not match the credit report liabilities. <br>Net rental income for the subject property in the amount of - xxxxxx, Net rental income for investment property at xxxxxx -$xxxxxx, and Net rental income for investment property at xxxxxx in the amount of -$xxxxxx. <br>However, the audited net rental income is as follows: <br>Net rental income for the subject property in the amount of -$xxxxxx, a variance of $xxxxxx. The lender used the $xxxxxx market rent to offset the PITIA payment. However, the lender's guidelines require a lease and 2 months proof of receipt on a Refinance. The subject property is currently vacant. The loan file does not contain an approved lender exception to use the market rent. The property taxes for the subject property were not verified. The loan file does not contain a tax cert or title verification of the current property taxes. Auditor used the assessed value $xxxxxxx .88% for xxxxxx County in state of xxxxxx for the taxes. Auditor used the current HOA payment as per the Condo Questionnaire in the amount of $xxxxxx. <br>Net rental income for investment property at xxxxxx -$xxxxxx, a variance of $xxxxxx. It appears the lender did not include the $xxxxxxHOA payment in the PITIA payment. The lender's worksheets were not provided. Auditor used the most recent mortgage statement PITI payment + $xxxxxx HOA payment and the 2024 Schedule E to calculate the income.<br>Net rental income for investment property at xxxxxx in the amount of -$xxxxxx, a variance of -$xxxxxx. It appears the lender did not include the $xxxxxx HOA payment in the PITIA payment. The lender's worksheets were not provided. Auditor used the most recent mortgage statement PITI payment + $xxxxxx HOA payment and the 2024 Schedule E to calculate the income.<br>Lender to provide the credit report and their income/rental worksheets to support their calculations. <br>Audited DTI exceeds guideline DTI. DTI exceeds guidelines. Document Uploaded. <br>|  | processor cert for the property not currently rented, credit sup, and 1008 - xxxxxx <br>Income Worksheets - xxxxxx<br>| Waived per investor - xxxxxx<br> Waived per investor due to .44% guideline variance over maximum. - xxxxxx<br> processor cert for the property not currently rented, credit sup, and 1008 - xxxxxx<br> File was reviewed and the following is still needed, subject to further review, and additional documentation may be required: 1) Provide 1008 or complete loan approval reflecting originator income and debt calculations that support the 50% debt ratio used in qualifying per Lock. Not provided and the final application income and debt support a 50.44% DTI. 2) Provide proof the following debt was paid off as they show to omit on the final application: xxxxxx #xxxxxx $xxxxxx/xxxxxx/xxxxxx#xxxxxx $xxxxxx/$xxxxxx, xxxxxx#xxxxxx$xxxxxx/$xxxxxx, xxxxxx, and xxxxxx #xxxxxx $xxxxxx/xxxxxx) Provide subject property lease with a copy of two of the following three items in order to include subject gross rents in rental income calculation for qualifying: First month's rent, last month's rent, security deposit. Documentation is required per guidelines but not provided and no approved exception with documented compensating factors was provided to allow the use of the 1007 market rent of $xxxxxxonly in subject's net rental calculation. - xxxxxx<br> Income Worksheets - xxxxxx | .44% guideline variance over maximum. | 2026-04-06 21:41 | Waived | 3 | 2 | 4 | 2 |
| 4000109662 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 13 | 2026-01-30 15:23 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd party VOE prior to close missing. The Borrower's 3rd party VOE from XXXX XXXXXX prior to close is missing. The lender's guidelines require a Verbal Verification of Employment (VVOE) completed within ten (10) calendar days of the closing date. The VVOE should include name of contact at place of employment, phone number and title along with company name, address and Borrower's job description and title. <br>The loan file is missing a VVOE for the 2nd job as the self-employed Owner with XXXXXXXX.com. The loan file contains the xxxxxx and xxxxxx 1040 tax returns with Schedule C income for XXXXXX XXXXXXX XXXXXXX. Lender to provide clarification to association (of any) with XXXX XXXXXXand obtain the applicable VVOE. <br>|  | Final VOE - XXXXXXXX <br>Final VOE - XXXXXX XXXXXX - xxxxxx<br>| VVOE provided. Condition resolved. - xxxxxx<br>Borrower 1 3rd Party VOE prior to close was provided. - xxxxxx<br>Final VOE - XXXXXXXX <br>Final VOE - XXXXXX XXXXXX - xxxxxx<br>|  | 2026-04-06 16:19 | Resolved | 3 | 1 | 4 | 2 |
| 4000109662 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 13 | 2026-01-30 17:39 | Credit | Missing Property Tax Cert | Missing property tax cert. Audit used the assessed value of the property $xxxxxx x .088% xxxxxx County = $xxxxxx/12= $xxxxxx a month. Online search states xxxxxx property tax rate is 0.88%. The appraisal states RE tax are $xxxxxx annually. Lender to confirm the current property tax and update as required. <br>|  | Tax Certificate - xxxxxx<br>| Tax Cert provided. Condition resolved. - xxxxxx<br>property tax cert provided - xxxxxx<br>Tax Certificate - xxxxxx<br>|  | 2026-02-05 19:39 | Resolved | 3 | 1 | 4 | 2 |
| 4000109662 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 13 | 2026-01-30 18:22 | Credit | Master Policy Expiration Date is Prior To the Transaction Date | Master Policy expiration date is prior to the transaction date. The Master policy in the loan file with XXXXXis a Preview copy only with effective date xxxxxx to xxxxxx. The subject loan closed on xxxxxx. Lender to provide the current Master Policy in effect as of the closing date.  |  | Master Policy - xxxxxx<br>| Master Policy Expiration Date of xxxxxx is Equal to or After the Transaction Date of xxxxxxOr Master Policy Expiration Date Is Not Provided - xxxxxx<br> Master policy in effect at the time of closing has been provided. - xxxxxx<br> Master Policy - xxxxxx |  | 2026-02-05 19:41 | Resolved | 3 | 1 | 4 | 2 |
| 4000109662 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 6 of 13 | 2026-01-30 18:22 | Credit | HO6 Master Insurance Policy is Partial | Project master insurance policy partially provided. The HO-6 insurance policy provided by XXXXX XXXXX policy #xxxxxx effective date xxxxxx to xxxxxx does not include the required Rent Loss coverage. Per the lender's guidelines, rent loss coverage equal to 6 months PITIA is required. <br>|  | HO6 Policy - xxxxxx<br>| HOI policy with rent loss has been provided, condition resolved. - xxxxxx<br>HOI policy with rent loss has been provided, condition resolved. - xxxxxx<br>HO6 Policy - xxxxxx<br>|  | 2026-02-05 20:34 | Resolved | 3 | 1 | 4 | 2 |
| 4000109662 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 13 | 2026-01-30 18:22 | Credit | Flood Certificate Missing | Missing flood certificate. <br>|  | Flood Cert - xxxxxx<br>| Flood Cert provided. Condition resolved. - xxxxxx<br>Flood Certificate is fully present - xxxxxx<br>Flood Cert - xxxxxx<br>|  | 2026-02-05 19:41 | Resolved | 4 | 1 | 4 | 2 |
| 4000109662 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 13 | 2026-01-30 16:49 | Credit | Borrower 1 Credit Report is Missing | Borrower 1 credit report is missing. The loan file contains the Credit Score Disclosures for credit report dated xxxxxx and xxxxxx only. Audited entered the liabilities as per the final 1003 as a placeholder; however, the balances and payments may change. <br>|  | Credit Report - xxxxxx<br>| Credit Report provided. Condition resolved. - xxxxxx<br>Borrower 1 Credit Report is not missing. - xxxxxx<br>Credit Report - xxxxxx<br>|  | 2026-02-06 16:34 | Resolved | 4 | 1 | 4 | 2 |
| 4000109662 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 11 of 13 | 2026-01-30 21:52 | Credit | Title Document is Partially Present | Title document is incomplete or only partially present. File is missing either a Quick EQ/Property Report or the RELP, MRELP, Transaction Cert, or E&O Policy. Please supply both required Title documents. The loan file contains a title commitment that predates our subject loan application date. Lender to provide the title commitment applicable to our subject to our subject loan listing the borrower as the current owner and listing the current lien on the property being paid off at closing. Auditor is unable to verify the current liens on the property were paid at closing. <br>|  | Title Report - xxxxxx<br>| Corrected Title provided. Condition resolved. - xxxxxx<br>Title document has been provided. - xxxxxx<br>Title Report - xxxxxx<br>|  | 2026-02-05 19:39 | Resolved | 3 | 1 | 4 | 2 |
| 4000109662 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 10 of 13 | 2026-01-30 21:52 | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). The loan file contains a short-form title commitment dated xxxxxx with coverage in the amount of $xxxxxx; however, the loan closed in the amount of $xxxxxx. The commitment appears to be the title order when the subject property was purchased by the borrower and not the current title report for this transaction. <br>|  | Title Report - xxxxxx<br>| Corrected Title provided. Condition resolved. - xxxxxx<br> Title coverage amount of $xxxxxx is equal to or greater than total amount of subject lien(s) $xxxxxx+0+0 - xxxxxx<br> Title Report - xxxxxx |  | 2026-02-05 19:39 | Resolved | 3 | 1 | 4 | 2 |
| 4000109662 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 13 of 13 | 2026-01-30 23:14 | Credit | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Audited reserves months are less than the guideline required reserve months. <br>|  | Additional bank statements - xxxxxx<br>| Audited Reserves of month(s) are greater than or equal to Guideline Required Reserves of month(s) - xxxxxx<br>Audited Reserves of 24.45 month(s) are greater than or equal to Guideline Required Reserves of 15 month(s) - xxxxxx<br>Audited Reserves of month(s) are greater than or equal to Guideline Required Reserves of month(s) - xxxxxx<br>Audited Reserves of 24.45 month(s) are greater than or equal to Guideline Required Reserves of 15 month(s) - xxxxxx<br>Additional Asset statement provided. Condition resolved. - xxxxxx<br>Audited Reserves of month(s) are greater than or equal to Guideline Required Reserves of month(s) - xxxxxx<br>Additional bank statements - xxxxxx<br>|  | 2026-02-05 20:19 | Resolved | 3 | 1 | 4 | 2 |
| 4000109662 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 7 of 13 | 2026-01-30 18:42 | Credit | Cash reserves less than required by guidelines | Total Cash reserves of '$xxxxxx' are less than $xxxxxx. The total cash reserves are short $xxxxxx. The loan file contains verified assets in the amount of $xxxxxx with XXXXX XXXXXX dated xxxxxx which is not sufficient. <br>|  | BANK STATEMENTS - xxxxxx<br>| Additional Asset statement provided. Condition resolved. - xxxxxx<br>Total Cash reserves are greater than $0. - xxxxxx<br>BANK STATEMENTS - xxxxxx<br>|  | 2026-02-05 20:19 | Resolved | 3 | 1 | 4 | 2 |
| 4000109662 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 9 of 13 | 2026-01-30 19:23 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA with a Low Risk score with a CDA variance to Appraisal Value of -5.6% which meets the lender's requirements. <br>|  |  |  |  | 2026-01-30 19:23 | Cleared | 1 | 1 | 4 | 2 |
| 4000109662 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 12 of 13 | 2026-01-30 22:49 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-30 22:49 | Cleared | 1 | 1 | 4 | 2 |
| 4000109680 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-04-06 21:49 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | 2026-04-06 21:49 | Cleared | 1 | 1 | 4 | 1 |
| 4000109680 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-01-16 18:00 | Property | Appraisal is Missing | The file is missing the appraisal. Missing secondary property valuation. <br>|  | See CDA Attached - xxxxxx<br>| CDA supporting value was provided. Condition resolved. - xxxxxx<br>Appraisal is Present or is Waived - xxxxxx<br>See CDA Attached - xxxxxx<br>|  | 2026-01-21 18:56 | Resolved | 4 | 1 | 4 | 1 |
| 4000109680 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-01-15 20:44 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-01-15 20:44 | Cleared | 1 | 1 | 4 | 1 |
| 4000109680 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-01-16 18:04 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-16 18:04 | Cleared | 1 | 1 | 4 | 1 |
| 4000109711 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-01-24 22:49 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-24 22:49 | Cleared | 1 | 1 | 1 | 1 |
| 4000109711 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-01-24 22:49 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-24 22:49 | Cleared | 1 | 1 | 1 | 1 |
| 4000109711 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-01-24 22:50 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-01-24 22:50 | Cleared | 1 | 1 | 1 | 1 |
| 4000109711 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-01-27 18:19 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-27 18:19 | Cleared | 1 | 1 | 1 | 1 |
| 4000109729 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 1 of 3 | 2026-01-23 17:11 | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. The loan file is missing the rental history prior to the purchase of the property on xxxxxx. The credit supplement only shows 9 months history, in addition, the loan approval requested for the rental history. <br>|  | Attached is the credit supplement used to prove 12 month VOM/VOR payment history. The first tradeline with xxxxxx #xxxxxx shows 9 months of on time history and the fourth tradeline includes 12 months of on time payment history for the rental at xxxxxx - xxxxxx | VOM/Credit Supplement for Current Primary was located in the loan file. VOR for previous was as well. - xxxxxx<br> Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - xxxxxx<br> Attached is the credit supplement used to prove 12 month VOM/VOR payment history. The first tradeline with xxxxxx #xxxxxxshows 9 months of on time history and the fourth tradeline includes 12 months of on time payment history for the rental at xxxxxx - xxxxxx |  | 2026-02-07 19:11 | Resolved | 3 | 1 | 3 | 1 |
| 4000109729 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 2 of 3 | 2026-01-23 17:12 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-23 17:12 | Cleared | 1 | 1 | 3 | 1 |
| 4000109729 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 3 of 3 | 2026-01-23 19:55 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-23 19:55 | Cleared | 1 | 1 | 3 | 1 |
| 4000109768 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 4 | 2026-01-27 19:56 | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. The property at xxxxxx appears to have had a private mortgage loan on it in the last 12 months. The last 12 months history is required per the guidelines. Documentation to support the payment history could not be found in the loan documents. <br>|  | The prior mortgage on xxxxxx is in the name of an LLC and borrower is not personally liable. No mortgage rating was requested - xxxxxx | Evidence in file shows property is owned by an LLC and Borrower is not liable. - xxxxxx<br> Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - xxxxxx<br> The prior mortgage on xxxxxx is in the name of an LLC and borrower is not personally liable. No mortgage rating was requested - xxxxxx |  | 2026-02-03 15:23 | Resolved | 3 | 1 | 3 | 1 |
| 4000109768 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 4 | 2026-01-27 20:46 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Validation is the property located at xxxxxx is in an HOA was not found in the loan documents. <br>|  | There is not HOA associated with the property please see the attached XXXXX XXXXXX printouts that do not have HOA noted. - xxxxxx<br>| Evidence in file shows property is owned by an LLC and Borrower is not liable. - xxxxxx<br>There is not HOA associated with the property please see the attached XXXXX XXXXXX printouts that do not have HOA noted. - xxxxxx<br>|  | 2026-02-03 15:24 | Resolved | 3 | 1 | 3 | 1 |
| 4000109768 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 4 | 2026-01-27 21:01 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-27 21:01 | Cleared | 1 | 1 | 3 | 1 |
| 4000109768 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 4 of 4 | 2026-01-28 20:23 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-28 20:23 | Cleared | 1 | 1 | 3 | 1 |
| 4000109785 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-04-06 21:48 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | 2026-04-06 21:48 | Cleared | 1 | 1 | 1 | 1 |
| 4000109785 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-02-09 14:43 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The subject loan contains the required third-party valuation supporting the appraised value within 10%. The CDA by XXXXX XXXXXX has a Low Risk with CA Value to Appraisal value with a 0.00% variance. <br>|  |  |  |  | 2026-04-06 21:48 | Cleared | 1 | 1 | 1 | 1 |
| 4000109785 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-02-09 14:43 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-09 20:59 | Cleared | 1 | 1 | 1 | 1 |
| 4000109808 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 3 of 6 | 2026-02-04 23:12 | Credit | HO-6 Insurance Policy is Missing | HO-6 insurance policy is missing. HO6 Insurance Policy was not provided HO-6 insurance policy is missing. <br>|  | The master policy includes the HO-6 coverage. We don't need a separate HO-6 insurance policy. - xxxxxx<br>| HO-6 in Master policy. Condition resolved. - xxxxxx<br>HO-6 Insurance Policy was provided. - xxxxxx<br>The master policy includes the HO-6 coverage. We don't need a separate HO-6 insurance policy. - xxxxxx<br>HO-6 insurance policy is missing. Provide Borrower's HO-6 policy. - xxxxxx<br>|  | 2026-02-24 14:14 | Resolved | 1 | 1 | 3 | 1 |
| 4000109808 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 6 of 6 | 2026-02-04 23:33 | Credit | Hazard Insurance Policy is Missing | Missing hazard insurance policy. <br>|  | eoi - xxxxxx<br>| Hazard Insurance Policy was provided. - xxxxxx<br>Condo Mater Policy provided. Borrower's HO-6 policy is missing - xxxxxx<br>eoi - xxxxxx<br>|  | 2026-02-24 14:13 | Resolved | 3 | 1 | 3 | 1 |
| 4000109808 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 4 of 6 | 2026-02-04 23:15 | Credit | HO6 Master Insurance Policy is Missing | Missing Condo / PUD project master insurance policy. <br>|  | eoi - xxxxxx<br>| Condo Mater Policy provided. Borrower's HO-6 policy is missing - xxxxxx<br>HO-6 Master Insurance Policy is fully present - xxxxxx<br>eoi - xxxxxx<br>|  | 2026-02-24 14:13 | Resolved | 3 | 1 | 3 | 1 |
| 4000109808 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 1 of 6 | 2026-02-04 04:45 | Credit | Borrower 1 Total Years Employment Verified is Less Than 24 Months | Meets guidelines Borrower 1 total years employment verified is less than 24 months. <br>|  |  | Borrower 1 total years employment verified is less than 24 months. Meets guidelines - xxxxxx<br>|  | 2026-04-06 19:13 | Resolved | 1 | 1 | 3 | 1 |
| 4000109808 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 2 of 6 | 2026-02-04 18:51 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-04 18:51 | Cleared | 1 | 1 | 3 | 1 |
| 4000109808 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 5 of 6 | 2026-02-04 23:21 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-04 23:21 | Cleared | 1 | 1 | 3 | 1 |
| 4000109819 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-21 19:30 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-01-21 19:30 | Cleared | 1 | 1 | 1 | 1 |
| 4000109819 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-21 19:30 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-21 19:30 | Cleared | 1 | 1 | 1 | 1 |
| 4000109819 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-22 14:16 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-22 14:16 | Cleared | 1 | 1 | 1 | 1 |
| 4000109853 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-23 21:55 | Property | Appraisal is Missing | The file is missing the appraisal. The loan file did not contain the required 3rd party valuation product. <br>|  | CDA value is $xxxxxx. Appraisal value is $xxxxxx. - xxxxxx | CDA supporting value was provided. Condition resolved. - xxxxxx<br>Appraisal is Present or is Waived - xxxxxx<br>CDA value is . Appraisal value is . - xxxxxx<br>|  | 2026-01-26 20:10 | Resolved | 4 | 1 | 4 | 1 |
| 4000109853 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-22 20:38 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-22 20:38 | Cleared | 1 | 1 | 4 | 1 |
| 4000109853 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-23 21:41 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-23 21:41 | Cleared | 1 | 1 | 4 | 1 |
| 4000109876 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 6 | 2026-01-21 22:04 | Credit | Borrower 1 DOT Signature does not Match Note | Lender to provide clarification - The subject loan closed in the name of a business, xxxxxx, LLC. The Note was signed xxxxxx, LLC by xxxxxx, President. However, the Deed of Trust, Assignment of Leases and Rents, Fixture Filing, and Security Agreement was signed by xxxxxx axxxxxx corporation, Member, by xxxxxx, President. The loan file contains xxxxxx's application and credit report, and he signed a Personal Guarantee.<br>The subject loan has a second Guarantor, xxxxxx. Per file documentation it appears xxxxxx is a borrower with an application and credit report, however he did not sign the Note. Please provide documentation and clarification of his relationship to the transaction and make any corrections to the Note as needed. <br>The Note and Deed of Trust should have the same signature block and be signed by the appropriate parties to the subject loan. <br>|  | -The sole member of the closing entity is 'xxxxxx' that is solely owned by xxxxxx. The signature block on the note just shows the chain of the entity, the borrower is xxxxxxLLC on all the closing docs.<br>- Despite not being an owner of the closing entity, xxxxxx still decided he wanted to xxxxxx loan as he is the brother and business partner of xxxxxx. - xxxxxx | -The sole member of the closing entity is 'xxxxxx' that is solely owned by xxxxxx. The signature block on the note just shows the chain of the entity, the borrower is xxxxxx on all the closing docs. - Despite not being an owner of the closing entity, xxxxxx still decided he wanted to PG loan as he is the brother and business partner of xxxxxx.<br> - xxxxxx<br> - The sole member of the closing entity is 'xxxxxx' that is solely owned by xxxxxx. The signature block on the note just shows the chain of the entity, the borrower is xxxxxx on all the closing docs.<br>- Despite not being an owner of the closing entity, xxxxxx still decided he wanted to PG loan as he is the brother and business partner of xxxxxx. - xxxxxx |  | 2026-01-27 21:52 | Cleared | 3 | 1 | 3 | 1 |
| 4000109876 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 6 | 2026-01-21 15:46 | Compliance | PUD Rider is Missing | PUD Rider is missing. Per the appraisal in the loan file, the subject is a detached PUD. <br>|  | PUD rider attached - xxxxxx<br>| The PUD Rider is Present or is not applicable (Property Type is PUD) - xxxxxx<br>seller provided PUD rider - xxxxxx<br>PUD rider attached - xxxxxx<br>|  | 2026-02-05 17:22 | Resolved | 3 | 1 | 3 | 1 |
| 4000109876 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 6 | 2026-01-21 15:31 | Credit | Satisfactory Chain of Title not Provided | The loan file contains a Pro Forma title insurance report that does not contain the 24-month chain of title as required. Unsatisfactory chain of title provided. <br>|  | XXXXX report on the subject property attached showing chain of title dating back to 2003. - xxxxxx<br>| Satisfactory Chain of Title has been provided - xxxxxx<br>seller provided COT - xxxxxx<br>XXXXX report on the subject property attached showing chain of title dating back to 2003. - xxxxxx<br>|  | 2026-01-27 22:10 | Resolved | 3 | 1 | 3 | 1 |
| 4000109876 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 6 of 6 | 2026-01-23 13:49 | Compliance | The Final 1003 is Missing | The final 1003 is missing. Missing initial application for the second managing member on the loan. <br>|  | Loan application for XXXXX XXXXX attached - xxxxxx<br>| Final 1003 was provided. Condition resolved. - xxxxxx<br>The final 1003 has been provided. - xxxxxx<br>Loan application for XXXXX XXXXX attached - xxxxxx<br>|  | 2026-01-29 20:06 | Resolved | 3 | 1 | 3 | 1 |
| 4000109876 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 6 | 2026-01-21 15:53 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a XXXXX XXXXX CDA with a Low Risk Score and a value equal to the appraisal value, with a 0.00% variance, which meets the lender's third-party valuation guidelines. <br>|  |  |  |  | 2026-01-21 15:53 | Cleared | 1 | 1 | 3 | 1 |
| 4000109876 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 6 | 2026-01-21 15:54 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. The subject loan was approved under DSCR guidelines and is exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-21 15:54 | Cleared | 1 | 1 | 3 | 1 |
| 4000109881 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-02-17 00:23 | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. The Final 1003 reflects the Borrower pays rent of $xxxxxx per month; however, the loan file is missing the verification. <br>|  | VOR - xxxxxx<br>| VOR and Property Report provided. Condition resolved. - xxxxxx<br>Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - xxxxxx<br>VOR - xxxxxx<br>|  | 2026-02-19 19:06 | Resolved | 3 | 1 | 3 | 1 |
| 4000109881 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-02-17 00:04 | Property | Loan Purpose is Purchase but Purchase Contract Doc is Missing | Loan purpose is purchase and valuation type of purchase contract has not been selected. <br>|  | COS - xxxxxx<br>| Purchase Contract provided. Condition resolved. - xxxxxx<br>Purchase Contract Doc is not Missing, or is Not Applicable. - xxxxxx<br>COS - xxxxxx<br>|  | 2026-02-19 19:13 | Resolved | 3 | 1 | 3 | 1 |
| 4000109881 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-02-19 19:16 | Credit | Purchase Contract - Addendum Missing | The Purchase Contract Addendum is missing. Purchase Contract provided, states Borrower's Initial Deposit is $xxxxxx. Final CD in file does not show a credit for the EMD. Provide evidence of EMD or executed Contract Addendum.  |  | EMD on CD - xxxxxx<br>| No EMD on Final CD. Condition voided. - xxxxxx<br>EMD on CD - xxxxxx<br>|  | 2026-02-24 16:33 | Void | 3 |  | 3 | 1 |
| 4000109881 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-04-06 21:47 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | 2026-04-06 21:47 | Cleared | 1 | 1 | 3 | 1 |
| 4000109911 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-04-06 21:47 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | 2026-04-06 21:47 | Cleared | 1 | 1 | 3 | 1 |
| 4000109911 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-02-05 14:42 | Property | Condo - Warrantability | Condominium project is not warrantable, or documentation not provided to determine warrantability Condo project is new construction with the builder still in control of un-sold/ unfinished units. Total of XXX units with about half sold so far, in this status the condo is not warrantable. <br>|  |  | Condominium project is warrantable, or documentation has been provided to determine warrantability. - xxxxxx<br>Document Uploaded. Document provided to confirm project is warrantable, condition resolved. - xxxxxx<br>|  | 2026-02-09 20:35 | Resolved | 3 | 1 | 3 | 1 |
| 4000109911 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-02-05 15:38 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-05 15:38 | Cleared | 1 | 1 | 3 | 1 |
| 4000109911 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-02-05 15:38 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-05 15:38 | Cleared | 1 | 1 | 3 | 1 |
| 4000109913 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 4 | 2026-02-16 22:34 | Credit | Borrower 2 3rd Party VOE Prior to Close Missing | Borrower 2 3rd party VOE prior to close missing. File does not contain proof of 3rd party verification of employment. <br>|  | The PDF file attached for this loan shows 2 documents listed for Third Party Verification on pages 864 and 1645. Page 864 shows the initial Assumed Business Name Certificate filed in 2009 for B1 and B2. The self-employment verification was completedxxxxxx the same day the loan closed. VOE was completed please cancel this exception. - xxxxxx<br>| Located in the loan file. Condition resolved. - xxxxxx<br>Borrower 2 3rd party VOE prior to close was provided. (Number of Borrowers equals 2) - xxxxxx<br>The PDF file attached for this loan shows 2 documents listed for Third Party Verification on pages 864 and 1645. Page 864 shows the initial Assumed Business Name Certificate filed in 2009 for B1 and B2. The self-employment verification was completedxxxxxx the same day the loan closed. VOE was completed please cancel this exception. - xxxxxx<br>|  | 2026-02-20 17:33 | Resolved | 3 | 1 | 3 | 1 |
| 4000109913 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 4 | 2026-02-16 22:34 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd party VOE prior to close missing. File does not contain proof of 3rd party verification of employment. <br>|  | The PDF file attached for this loan shows 2 documents listed for Third Party Verification on pages 864 and 1645. Page 864 shows the initial Assumed Business Name Certificate filed in 2009 for B1 and B2. The self-employment verification was completedxxxxxx the same day the loan closed. VOE was completed please cancel this exception. - xxxxxx | Located in the loan file. Condition resolved. - xxxxxx<br>Borrower 1 3rd Party VOE prior to close was provided. - xxxxxx<br>The PDF file attached for this loan shows 2 documents listed for Third Party Verification on pages 864 and 1645. Page 864 shows the initial Assumed Business Name Certificate filed in 2009 for B1 and B2. The self-employment verification was completedxxxxxx the same day the loan closed. VOE was completed please cancel this exception. - xxxxxx<br>|  | 2026-02-20 17:34 | Resolved | 3 | 1 | 3 | 1 |
| 4000109913 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 4 | 2026-02-17 14:27 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-17 14:27 | Cleared | 1 | 1 | 3 | 1 |
| 4000109913 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 4 of 4 | 2026-02-18 15:44 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-18 15:44 | Cleared | 1 | 1 | 3 | 1 |
| 4000109914 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-01-25 02:50 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-25 02:50 | Cleared | 1 | 1 | 1 | 1 |
| 4000109914 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-01-25 02:51 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-01-25 02:51 | Cleared | 1 | 1 | 1 | 1 |
| 4000109914 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-01-25 02:51 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-25 02:51 | Cleared | 1 | 1 | 1 | 1 |
| 4000109914 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-01-27 15:08 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-27 15:08 | Cleared | 1 | 1 | 1 | 1 |
| 4000109915 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-20 17:39 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-20 20:40 | Cleared | 1 | 1 | 1 | 1 |
| 4000109915 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-20 17:40 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-20 17:40 | Cleared | 1 | 1 | 1 | 1 |
| 4000109915 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-20 17:40 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-20 17:40 | Cleared | 1 | 1 | 1 | 1 |
| 4000109925 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 7 of 7 | 2026-01-21 00:22 | Credit | Credit Documentation - Letter of Explanation | The loan file did not contain a letter of explanation as required. The credit report dated xxxxxx has 4 credit inquires on the last 90 days. The letter of explanation in the loan file was not executed by the borrower. <br>|  | Inquires attached. The 2 inquiries from xxxxxx were from the last credit report pulled by xxxxxx as we have closed multiple loans with him over the course of the last 12 months. Hard pull from xxxxxx is him trying to secure financing to buy a new car. - xxxxxx | updated credit report - xxxxxx<br> Inquires attached. The 2 inquiries from xxxxxx were from the last credit report pulled by xxxxxx as we have closed multiple loans with him over the course of the last 12 months. Hard pull from xxxxxx is him trying to secure financing to buy a new car. - xxxxxx |  | 2026-01-21 22:44 | Resolved | 3 | 1 | 3 | 1 |
| 4000109925 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 6 of 7 | 2026-01-21 00:19 | Credit | Missing letter of explanation | The letter of explanation in the loan file for the 4 credit inquiries appearing on the credit report dated xxxxxx was not executed by the borrower. <br>|  | Inquires attached. The 2 inquiries from xxxxxx were from the last credit report pulled by xxxxxx as we have closed multiple loans with him over the course of the last 12 months. Hard pull from xxxxxx is him trying to secure financing to buy a new car. - xxxxxx | Updated credit report - xxxxxx<br> Inquires attached. The 2 inquiries from xxxxxx were from the last credit report pulled by xxxxxx as we have closed multiple loans with him over the course of the last 12 months. Hard pull from xxxxxx is him trying to secure financing to buy a new car. - xxxxxx |  | 2026-01-21 22:43 | Resolved | 3 | 1 | 3 | 1 |
| 4000109925 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 7 | 2026-01-20 23:52 | Credit | Subject property Short Term Rental Income does not meet qualification | Short term rental income is not properly documented and/or does not meet guidelines. The subject is being used as a short-term rental. The loan file is missing the supplemental appraisal form required per the lender's guidelines for short-term rental income calculation. Per the guidelines, Refinances, Gross rent is the lower of 100% of the 1007 market rent from the appraisal, OR the supplement appraisal form completed by the appraiser of record reporting Short Term Rental Income, OR – The Actual 12-month STR income history, as supported by documentation from Airbnb, VRBO, HomeAway, or a third-party property management provider. <br>The loan file contains appraisal dated xxxxxx and the 1007 market rent schedule verifying $xxxxxx a month; however, the supplemental appraisal form for short-term rent was not provided. The lender used short-term rental income in the amount of $xxxxxx from xxxxxx; however, the print-out from xxxxxx is not present in the loan file and is an attachment in an email. The loan file does not contain an approved lender exception to use the higher actual short-term rent income of $xxxxxx. Audit used the lower income of $xxxxxx from the 1007 market rent schedule; however, the actual DSCR cannot be determined without the 12-month xxxxxx income as it may be lower than the 1007 rental income. <br>The lender must provide: <br> 1) a short-term rent supplement completed by the same appraiser xxxxxx with xxxxxx Appraisals, <br> 2) 12-months short-term rent income history from Airbnb, and <br> 3) the lender's worksheet showing their DSCR calculation. Seller provided the Excel documentation <br>|  |  | Seller provided the Excel documentation and the short-term rental information. - xxxxxx<br>|  | 2026-01-21 22:37 | Resolved | 3 | 1 | 3 | 1 |
| 4000109925 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 7 | 2026-01-20 20:38 | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. <br>|  | UW summary attached - xxxxxx<br>| Loan approval updated - xxxxxx<br>UW summary attached - xxxxxx<br>|  | 2026-02-05 18:08 | Resolved | 3 | 1 | 3 | 1 |
| 4000109925 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 7 | 2026-01-20 17:25 | Credit | Credit Documentation - Mortgage History | The loan file did not contain sufficient mortgage payment history. The loan file contains the borrower's credit report dated xxxxxx which reports the mortgage history through xxxxxx; however, the borrower's primary residence and the subject property mortgage history is required as per the lender's guidelines for the most recent 12 months and must be current at time of closing. Evidence of the xxxxxx and xxxxxx payments were not provided for the borrower's primary residence at xxxxxx or a 12-month mortgage history for the subject property, as it does not appear on the credit report. <br>The lender must provide 1) evidence of xxxxxx and xxxxxx mortgage payments with xxxxxxx. acct #xxxxxx $xxxxxx a month was paid on time, and 2) a 12-month mortgage history for the subject property withxxxxxx acct #xxxxxx reporting through xxxxxx verifying 0x30x12 pay history. The loan file contains the Payoff Statement only from xxxxxx.<br>|  |  | Cleared with bank statemtns - xxxxxx<br>|  | 2026-01-21 22:54 | Resolved | 3 | 1 | 3 | 1 |
| 4000109925 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 7 | 2026-01-20 21:03 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-20 21:03 | Cleared | 1 | 1 | 3 | 1 |
| 4000109925 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 7 | 2026-01-20 21:05 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a XXXXX XXXXXX CDA with a Low Risk score with a value of $xxxxxx, or 0.00% variance from the appraisal value, which meets the lender's guidelines. <br>|  |  |  |  | 2026-01-20 21:05 | Cleared | 1 | 1 | 3 | 1 |
| 4000109951 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-01-23 15:56 | Compliance | Missing Tangible Net Benefit Disclosure | Missing Tangible Net Benefit Disclosure. <br>|  | This is a purchase transaction- tangible benefit disclosure does not apply - xxxxxx<br>| Set in error. Disclosure not required for purchase. - xxxxxx<br>In error. Disclosure not required for purchase. - xxxxxx<br>In error. Disclosure not required for purchase. - xxxxxx<br>This is a purchase transaction- tangible benefit disclosure does not apply - xxxxxx<br>|  | 2026-04-22 16:42 | Void | 3 | 1 | 3 | 1 |
| 4000109951 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-01-23 01:49 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-23 01:49 | Cleared | 1 | 1 | 3 | 1 |
| 4000109951 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-01-23 01:50 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-23 01:50 | Cleared | 1 | 1 | 3 | 1 |
| 4000109953 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-16 17:51 | Property | Appraisal is Missing | The file is missing the appraisal. The file is missing a secondary valuation. <br>|  | CDA - xxxxxx<br>| CDA supporting value was provided. Condition resolved. - xxxxxx<br>Appraisal is Present or is Waived - xxxxxx<br>CDA - xxxxxx<br>|  | 2026-01-29 18:40 | Resolved | 4 | 1 | 4 | 1 |
| 4000109953 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-15 01:47 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-15 01:47 | Cleared | 1 | 1 | 4 | 1 |
| 4000109953 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-15 01:47 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-15 01:47 | Cleared | 1 | 1 | 4 | 1 |
| 4000109960 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 1 of 3 | 2026-02-03 21:02 | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). The loan file contains the preliminary title commitment dated xxxxxx; however, the title coverage amount is not stated. Lender to provide a title commitment with title coverage equal to the subject loan in the amount of $xxxxxx as required per the lender's guidelines. <br>|  | Final Title Policy - xxxxxx<br>| Updated Title provided. Condition resolved. - xxxxxx<br> Title coverage amount of $xxxxxx is equal to or greater than total amount of subject lien(s) $xxxxxx+0+0 - xxxxxx<br> Final Title Policy - xxxxxx |  | 2026-04-20 16:25 | Resolved | 3 | 1 | 3 | 1 |
| 4000109960 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 2 of 3 | 2026-02-04 01:11 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a 2nd appraisal and a CU with a risk score of 1.0 and a LCA with risk score of 3.0. <br>|  |  |  |  | 2026-02-04 01:11 | Cleared | 1 | 1 | 3 | 1 |
| 4000109960 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 3 of 3 | 2026-02-04 01:11 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-04 14:40 | Cleared | 1 | 1 | 3 | 1 |
| 4000110000 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 6 | 2026-01-23 11:30 | Credit | Hazard Insurance Policy is Missing | Missing hazard insurance policy. <br>|  | The Hazard Insurance is attached with invoice showing paid - xxxxxx<br>| HOI Policy provided. Condition resolved. - xxxxxx<br>Hazard Insurance Policy was provided. - xxxxxx<br>The Hazard Insurance is attached with invoice showing paid - xxxxxx<br>|  | 2026-02-08 19:42 | Resolved | 3 | 1 | 3 | 1 |
| 4000110000 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 6 | 2026-01-23 00:45 | Credit | Potential Fraud Reflected on Fraud Report | Potential fraud reflected on Fraud Report. The "Potential Conflict of Interest" betweenxxxxxxand xxxxxx is a high-level fraud red flag (Non-Arm's Length risk) that has not been mitigated in the file. <br>|  | The Loan Participants were incorrectly changed after the file was CTC'd and the alert was never sent back to be addressed. The underwriting manager has confirmed, per title, that xxxxxx is the purchaser attorney and xxxxxx is the seller attorney. We have updated the loan participants to run correctly on the fraud report and the high alert is no longer present for xxxxxx/ xxxxxx. The high alert previously run should never have occurred but because xxxxxx was marked incorrectly as the listing realtor the fraud report marked it as a high alert. The CD and settlement statement show the borrower's real estate agent as xxxxxx from xxxxxx Realty Corp. The seller's real estate agent is disclosed as xxxxxx from xxxxxx Realty Corp. xxxxxx is not a realtor in this transaction or Real Estate Broker. - xxxxxx | Cleared Drive Report provided. Condition resolved.<br> - xxxxxx<br> Potential Fraud Reflected on Fraud Report is Resolved or None Exists - xxxxxx<br> The Loan Participants were incorrectly changed after the file was CTC'd and the alert was never sent back to be addressed. The underwriting manager has confirmed, per title, that xxxxxx is the purchaser attorney and xxxxxx is the seller attorney. We have updated the loan participants to run correctly on the fraud report and the high alert is no longer present for xxxxxx /xxxxxx. The high alert previously run should never have occurred but because xxxxxx was marked incorrectly as the listing realtor the fraud report marked it as a high alert. The CD and settlement statement show the borrower's real estate agent as xxxxxx from xxxxxx Realty Corp. The seller's real estate agent is disclosed as xxxxxx from xxxxxx Realty Corp. xxxxxx is not a realtor in this transaction or Real Estate Broker. - xxxxxx |  | 2026-02-08 19:38 | Resolved | 3 | 1 | 3 | 1 |
| 4000110000 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 6 | 2026-01-23 00:45 | Credit | Fraud Report Shows Uncleared Alerts | Fraud Report shows uncleared alerts. Lender to provide an Underwriter's Manual Clearance or Conflict of Interest Disclosure addressing the potential relationship between xxxxxx (Realtor) and xxxxxx (Attorney) as flagged in thexxxxxx DRIVE report. <br>|  | The Loan Participants were incorrectly changed after the file was CTC'd and the alert was never sent back to be addressed. The underwriting manager has confirmed, per title, that xxxxxx is the purchaser attorney and xxxxxx is the seller attorney. We have updated the loan participants to run correctly on the fraud report and the high alert is no longer present for xxxxxx /xxxxxx. The high alert previously run should never have occurred but because xxxxxx was marked incorrectly as the listing realtor the fraud report marked it as a high alert. The CD and settlement statement show the borrower's real estate agent as xxxxxx from xxxxxx xxxxxx . The seller's real estate agent is disclosed as xxxxxx from xxxxxx xxxxxx . xxxxxx is not a realtor in this transaction or Real Estate Broker. - xxxxxx | Cleared Drive Report provided. Condition resolved. - xxxxxx<br> All Fraud Report Alerts have been cleared or None Exist - xxxxxx<br> The Loan Participants were incorrectly changed after the file was CTC'd and the alert was never sent back to be addressed. The underwriting manager has confirmed, per title, that xxxxxx is the purchaser attorney and xxxxxx is the seller attorney. We have updated the loan participants to run correctly on the fraud report and the high alert is no longer present for xxxxxx / xxxxxx. The high alert previously run should never have occurred but because xxxxxx was marked incorrectly as the listing realtor the fraud report marked it as a high alert. The CD and settlement statement show the borrower's real estate agent as xxxxxx from xxxxxx xxxxxx. The seller's real estate agent is disclosed as xxxxxx from xxxxxx xxxxxx. xxxxxx is not a realtor in this transaction or Real Estate Broker. - xxxxxx |  | 2026-02-08 19:38 | Resolved | 3 | 1 | 3 | 1 |
| 4000110000 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 6 | 2026-01-23 00:46 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-01-23 00:46 | Cleared | 1 | 1 | 3 | 1 |
| 4000110000 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 6 | 2026-01-23 00:47 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-23 00:47 | Cleared | 1 | 1 | 3 | 1 |
| 4000110000 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 6 of 6 | 2026-01-23 11:37 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-23 11:37 | Cleared | 1 | 1 | 3 | 1 |
| 4000110024 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-02-10 19:45 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-10 19:45 | Cleared | 1 | 1 | 1 | 1 |
| 4000110024 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-02-10 19:46 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-10 19:46 | Cleared | 1 | 1 | 1 | 1 |
| 4000110024 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-02-11 02:29 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-11 02:29 | Cleared | 1 | 1 | 1 | 1 |
| 4000110033 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-02-17 20:17 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-19 03:57 | Cleared | 1 | 1 | 1 | 1 |
| 4000110033 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-02-18 16:46 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-19 03:57 | Cleared | 1 | 1 | 1 | 1 |
| 4000110033 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-02-19 03:58 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-19 03:59 | Cleared | 1 | 1 | 1 | 1 |
| 4000110139 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-01-21 15:29 | Credit | Hazard Insurance Policy is Missing | Missing hazard insurance policy. The loan file is missing the HOI and the rent loss policy. <br>|  | HOI - xxxxxx<br>| HOI Policy provided. Condition resolved. - xxxxxx<br>Hazard Insurance Policy was provided. - xxxxxx<br>HOI - xxxxxx<br>|  | 2026-01-22 19:40 | Resolved | 3 | 1 | 3 | 1 |
| 4000110139 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-01-21 15:17 | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). The loan file contained a title with a Policy amount of $xxxxxx; however, the subject loan amount closed at $xxxxxx. <br>|  | Revised Title - xxxxxx<br>| Corrected title policy provided. Condition resolved. - xxxxxx<br> Title coverage amount of $xxxxxx is equal to or greater than total amount of subject lien(s) $xxxxxx+0+0 - xxxxxx<br> Revised Title - xxxxxx |  | 2026-01-22 19:41 | Resolved | 3 | 1 | 3 | 1 |
| 4000110139 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-01-21 15:37 | Property | Appraisal - Photos Missing | The loan file did not contain appraisal photos as required. The appraisal contains the pictures; however, all the pictures are in black and white. Please provide the colored copy of the appraisal. <br>|  | appraisal - xxxxxx<br>| Complete Appraisal with color photos was provided. Condition resolved. - xxxxxx<br>appraisal - xxxxxx<br>|  | 2026-01-22 19:35 | Resolved | 3 | 1 | 3 | 1 |
| 4000110139 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-01-21 15:38 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-21 20:58 | Cleared | 1 | 1 | 3 | 1 |
| 4000110169 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-02-06 21:52 | Credit | Borrower 1 Executed 4506-T Missing | Borrower 1 Executed 4506-T missing from the file. <br>|  | can this condition be waived then? - xxxxxx <br>The 4506-C is not required for the WVOE program. - xxxxxx<br>| Borrower 1 Executed 4506-T Provided - xxxxxx<br>Borrower 1 Executed 4506-T Provided - xxxxxx<br>can this condition be waived then? - xxxxxx<br>Borrower 1 Executed 4506-T Provided - xxxxxx<br>The 4506-C is not required for the WVOE program. - xxxxxx<br>|  | 2026-04-22 16:42 | Resolved | 3 | 1 | 3 | 1 |
| 4000110169 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-02-05 13:09 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-05 13:09 | Cleared | 1 | 1 | 3 | 1 |
| 4000110169 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-02-06 22:00 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-06 22:00 | Cleared | 1 | 1 | 3 | 1 |
| 4000110176 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-02 04:04 | Credit | Business Purpose - Loan Guaranty/Missing | The Personal Loan Guaranty is missing. Condition upheld. Personal Guaranty is missing. <br>|  | PERSONAL GUARRANTY - xxxxxx <br>BORROWER BUSINESS PURPOSE CERT - xxxxxx<br>| Personal Loan Guaranty Agreement was provided. Condition resolved. - xxxxxx<br>The Personal Loan Guaranty is not missing. - xxxxxx<br>PERSONAL GUARRANTY - xxxxxx<br>Condition upheld. Personal Guaranty is missing. - xxxxxx<br>BORROWER BUSINESS PURPOSE CERT - xxxxxx<br>|  | 2026-02-12 18:52 | Resolved | 4 | 1 | 4 | 1 |
| 4000110176 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-30 21:36 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-30 21:36 | Cleared | 1 | 1 | 4 | 1 |
| 4000110176 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-30 21:36 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-30 21:36 | Cleared | 1 | 1 | 4 | 1 |
| 4000110203 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 5 | 2026-01-29 19:11 | Credit | Cash reserves less than required by guidelines | Total Cash reserves of '$-xxxxxx' are less than $xxxxxx. The Borrower was required to bring $xxxxxx to closing plus have 6 months reserves of $xxxxxx. The total funds in the loan file is $xxxxxx which leaves us short to close $xxxxxx. The file doesnt contain a receipt for a wire transfer of $xxxxxx; however, there isnt any documentation where the funds came from. Condition upheld. The Settlement Statement provided for the refinance of xxxxxx shows it disbursed after the subject loan closed, and there is no transfer of funds on the Final CD for the subject loan. Provide evidence of funds to close/reserves the subject loan. Condition stands. Borrower is short funds to close/reserves. The Settlement Statement provided for the refinance of xxxxxx shows it disbursed after the subject loan closed, and there is no transfer of funds on the Final CD for the subject loan. Provide evidence of funds to close/reserves the subject loan. <br>|  | Documentation uploaded with 1st condition for review. Thank you - xxxxxx <br>please see settlement statement already attached to 1st condition. Thank you - xxxxxx<br>| Total Cash reserves are greater than $0. - xxxxxx<br> Documentation uploaded with 1st condition for review. Thank you - xxxxxx<br> Condition upheld. The Settlement Statement provided for the refinance of xxxxxx shows it disbursed after the subject loan closed, and there is no transfer of funds on the Final CD for the subject loan. Provide evidence of funds to close/reserves the subject loan. - xxxxxx<br> please see settlement statement already attached to 1st condition. Thank you - xxxxxx |  | 2026-02-20 19:16 | Resolved | 3 | 1 | 3 | 1 |
| 4000110203 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 5 | 2026-01-29 19:11 | Credit | Assets - Insufficient Cash to Close or Reserves | Liquid Funds Post-Close of '$-xxxxxx', are less than $xxxxxx. The borrower is required to have 6 months reserves for $xxxxxxx; however, the borrower is short to close a total of $xxxxxx. Condition upheld. The Settlement Statement provided for the refinance of xxxxxxx shows it disbursed after the subject loan closed, and there is no transfer of funds on the Final CD for the subject loan. Provide evidence of funds to close/reserves the subject loan. Condition stands. Borrower is short funds to close/reserves. The Settlement Statement provided for the refinance of xxxxxx shows it disbursed after the subject loan closed, and there is no transfer of funds on the Final CD for the subject loan. Provide evidence of funds to close/reserves the subject loan. <br>|  | Please see attached for condition review and clear loan for purchase. Thank you - xxxxxx <br>please send the final closing statement to support the wire transfer - xxxxxx<br>| Liquid Funds Post-Close are greater than or equal to $0. - xxxxxx<br> Liquid Funds Post-Close are greater than or equal to $0. Borrower(s) total verified assets are insufficient for cash to close or reserves. - xxxxxx<br> Please see attached for condition review and clear loan for purchase. Thank you - xxxxxx<br> Condition upheld. The Settlement Statement provided for the refinance of xxxxxx shows it disbursed after the subject loan closed, and there is no transfer of funds on the Final CD for the subject loan. Provide evidence of funds to close/reserves the subject loan. - xxxxxx<br> please send the final closing statement to support the wire transfer - xxxxxx |  | 2026-02-20 19:16 | Resolved | 3 | 1 | 3 | 1 |
| 4000110203 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 5 | 2026-01-29 21:03 | Credit | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Audited reserves months are less than the guideline required reserve months. The Borrower was required to bring $xxxxxx to closing plus have 6 months reserves of $xxxxxx. The total funds in the loan file is $xxxxxx which leaves us short to close $xxxxxx. The file doesnt contain a receipt for a wire transfer of $xxxxxx; however, there isnt any documentation where the funds came from. Condition upheld. The Settlement Statement provided for the refinance of xxxxxx shows it disbursed after the subject loan closed, and there is no transfer of funds on the Final CD for the subject loan. Provide evidence of funds to close/reserves the subject loan. Condition stands. Borrower is short funds to close/reserves. The Settlement Statement provided for the refinance of xxxxxx shows it disbursed after the subject loan closed, and there is no transfer of funds on the Final CD for the subject loan. Provide evidence of funds to close/reserves the subject loan. <br>|  | please review documents uploaded to 1st condition - xxxxxx <br>settlement statement provided with 1st condition, please review - xxxxxx<br>| Audited Reserves of month(s) are greater than or equal to Guideline Required Reserves of month(s) - xxxxxx<br> please review documents uploaded to 1st condition - xxxxxx<br> Condition upheld. The Settlement Statement provided for the refinance of xxxxxx shows it disbursed after the subject loan closed, and there is no transfer of funds on the Final CD for the subject loan. Provide evidence of funds to close/reserves the subject loan. - xxxxxx<br> settlement statement provided with 1st condition, please review - xxxxxx |  | 2026-02-20 19:16 | Resolved | 3 | 1 | 3 | 1 |
| 4000110203 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 5 | 2026-01-29 20:11 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-29 20:11 | Cleared | 1 | 1 | 3 | 1 |
| 4000110203 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 5 | 2026-01-29 20:11 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-29 20:11 | Cleared | 1 | 1 | 3 | 1 |
| 4000110217 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-25 16:42 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-25 16:42 | Cleared | 1 | 1 | 1 | 1 |
| 4000110217 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-25 16:43 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-25 16:43 | Cleared | 1 | 1 | 1 | 1 |
| 4000110217 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-25 16:44 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-25 16:44 | Cleared | 1 | 1 | 1 | 1 |
| 4000110223 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-01-29 01:24 | Credit | DSCR does not meet Guidelines | The subject DSCR does not meet guideline requirements. Loan approved as an exception to the minimum DSCR requirement of 1.0x. The calculated DSCR is 0.81 based on the market rent from the Form 1007 appraisal. The decision to approve is based on strong compensating factors, including the borrower's representative credit score of 744 and significant liquid reserves equivalent to 3 months of PITIA ($xxxxxx) held in the file <br>|  |  |  |  | 2026-01-31 03:56 | Cleared | 1 | 1 | 1 | 1 |
| 4000110223 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-01-29 01:24 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-29 01:24 | Cleared | 1 | 1 | 1 | 1 |
| 4000110223 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-01-29 01:25 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-29 01:25 | Cleared | 1 | 1 | 1 | 1 |
| 4000110223 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-01-29 01:25 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-29 01:25 | Cleared | 1 | 1 | 1 | 1 |
| 4000110287 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-04-06 21:46 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | 2026-04-06 21:46 | Cleared | 1 | 1 | 1 | 1 |
| 4000110287 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-29 21:43 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-29 21:43 | Cleared | 1 | 1 | 1 | 1 |
| 4000110287 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-29 21:44 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-29 21:44 | Cleared | 1 | 1 | 1 | 1 |
| 4000110315 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-29 02:09 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-01-29 02:10 | Cleared | 1 | 1 | 1 | 1 |
| 4000110315 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-29 02:10 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-29 02:10 | Cleared | 1 | 1 | 1 | 1 |
| 4000110315 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-29 14:58 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-29 14:58 | Cleared | 1 | 1 | 1 | 1 |
| 4000110318 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-02-05 22:27 | Credit | Audited DTI Exceeds Guideline DTI | DTI exceeds guidelines as all liabilities were not included in final Approval. The PITI payment for Co-Borrower Primary Residence was not included in final ratios and did not provide evidence for omission. Document Uploaded. Audited DTI exceeds guideline DTI. <br>|  |  | Seller provided evidence of bonus income - xxxxxx<br>Audited DTI of 49.22% is less than or equal to Guideline DTI of 50% - xxxxxx<br>|  | 2026-02-17 20:21 | Resolved | 3 | 1 | 3 | 1 |
| 4000110318 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-02-05 22:42 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-05 22:42 | Cleared | 1 | 1 | 3 | 1 |
| 4000110318 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-02-06 19:52 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-06 19:52 | Cleared | 1 | 1 | 3 | 1 |
| 4000110319 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 1 of 3 | 2026-02-02 21:42 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-02 21:42 | Cleared | 1 | 1 | 1 | 1 |
| 4000110319 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 2 of 3 | 2026-02-02 21:42 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-02 21:42 | Cleared | 1 | 1 | 1 | 1 |
| 4000110319 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 3 of 3 | 2026-02-03 17:53 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-03 17:53 | Cleared | 1 | 1 | 1 | 1 |
| 4000110325 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 1 of 3 | 2026-02-12 23:18 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-12 23:18 | Cleared | 1 | 1 | 1 | 1 |
| 4000110325 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 2 of 3 | 2026-02-12 23:19 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-12 23:19 | Cleared | 1 | 1 | 1 | 1 |
| 4000110325 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 3 of 3 | 2026-02-13 17:30 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-13 17:30 | Cleared | 1 | 1 | 1 | 1 |
| 4000110347 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-28 17:21 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-28 17:21 | Cleared | 1 | 1 | 1 | 1 |
| 4000110347 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-28 17:31 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains CU and LPA with risk scores < 2.5 and a XXXXX XXXXXX CDA with a Low Risk score and a 0.00% variance in the appraisal value which meets the lender's guidelines. <br>|  |  |  |  | 2026-01-28 17:31 | Cleared | 1 | 1 | 1 | 1 |
| 4000110347 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-28 19:27 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-28 19:27 | Cleared | 1 | 1 | 1 | 1 |
| 4000110443 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 4 | 2026-02-03 16:19 | Credit | Flood Certificate Missing | Missing flood certificate. A Flood Certificate report could not be found in the loan documents. <br>|  | Please see attached for review - xxxxxx<br>| Flood Cert Provided. Condition resolved. - xxxxxx<br>Flood Certificate is fully present - xxxxxx<br>Please see attached for review - xxxxxx<br>|  | 2026-02-08 20:23 | Resolved | 4 | 1 | 4 | 1 |
| 4000110443 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 4 | 2026-02-03 16:52 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-03 16:52 | Cleared | 1 | 1 | 4 | 1 |
| 4000110443 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 4 | 2026-02-03 16:52 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-03 16:52 | Cleared | 1 | 1 | 4 | 1 |
| 4000110443 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 4 of 4 | 2026-02-03 19:16 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-03 19:16 | Cleared | 1 | 1 | 4 | 1 |
| 4000110448 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-28 20:20 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-28 20:20 | Cleared | 1 | 1 | 1 | 1 |
| 4000110448 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-28 20:21 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-28 20:21 | Cleared | 1 | 1 | 1 | 1 |
| 4000110448 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-28 20:21 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-28 20:21 | Cleared | 1 | 1 | 1 | 1 |
| 4000110450 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-04-06 21:46 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | 2026-04-06 21:46 | Cleared | 1 | 1 | 3 | 1 |
| 4000110450 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-01-21 22:04 | Credit | Assets - Large Deposits/Acceptable | The loan file does not contain all required asset documentation. Recent large deposits were not adequately sourced and/or documented and loan file did not require these funds to qualify. Letter of explanation for large deposits on xxxxxx $xxxxxx & $xxxxxx (on pages 53 & 54 of the loan package). The LOE must confirm the deposits do not represent undisclosed debt(s). <br>|  | The LTV is below 70 you don't need to source large deposit. - xxxxxx<br>| No sourcing and seasoning of funds required when the LTV is less than 70%. - xxxxxx<br>No sourcing and seasoning of funds required when the LTV is less than 70%. - xxxxxx<br>The LTV is below 70 you don't need to source large deposit. - xxxxxx<br>No sourcing and seasoning of funds required when the LTV is less than 70%. - xxxxxx<br>No sourcing and seasoning of funds required when the LTV is less than 70%.<br> - xxxxxx<br>No sourcing and seasoning of funds required when the LTV is less than 70%. - xxxxxx<br>|  | 2026-01-29 19:15 | Resolved | 2 | 1 | 3 | 1 |
| 4000110450 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-01-22 21:19 | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. 1008 missing from the loan file <br>|  | Final Approval Attached - xxxxxx<br>| No required on DSCR files - xxxxxx<br>No required on DSCR files - xxxxxx<br>No required on DSCR files - xxxxxx<br>Final Approval Attached - xxxxxx<br>No required on DSCR files - xxxxxx<br>No required on DSCR files<br> - xxxxxx<br>No required on DSCR files - xxxxxx<br>Approval/Underwriting Summary is fully present - xxxxxx<br>|  | 2026-01-29 19:17 | Resolved | 3 | 1 | 3 | 1 |
| 4000110450 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-01-21 22:05 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-21 22:05 | Cleared | 1 | 1 | 3 | 1 |
| 4000110461 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-04-06 21:45 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | 2026-04-06 21:45 | Cleared | 1 | 1 | 4 | 1 |
| 4000110461 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-01-29 21:07 | Credit | Borrower 1 Gap Credit Report is Missing | Borrower 1 Gap Credit Report is Missing The loan file is missing the most current credit report, the credit report in the loan file is 100 days old. <br>|  | See attached UDN - xxxxxx<br>| GAP/UDM Report provided. Condition resolved. - xxxxxx<br> Borrower 1 Gap Credit Report is not missing. - xxxxxx<br> See attached UDN - xxxxxx |  | 2026-02-02 20:46 | Resolved | 4 | 1 | 4 | 1 |
| 4000110461 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-01-29 21:21 | Credit | Corporation/LLC: EIN Doc is Missing | The loan file does not contain the Coporation/LLC: EIN documentation. The loan file is missing the EIN for the corporation. <br>|  | See attached EIN - xxxxxx<br>| EIN provided. Condition resolved. - xxxxxx<br>See attached EIN - xxxxxx<br>|  | 2026-02-02 20:47 | Resolved | 3 | 1 | 4 | 1 |
| 4000110461 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-01-29 21:22 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-29 21:22 | Cleared | 1 | 1 | 4 | 1 |
| 4000110463 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-02 19:11 | Credit | Hazard Insurance Policy is Partial | Hazard insurance policy partially provided. The loan file is missing the rent schedule. <br>|  | Rent Loss Email - xxxxxx<br>| Rent Loss explanation provided. Condition resolved. - xxxxxx<br>Hazard Insurance Policy is fully present - xxxxxx<br>Rent Loss Email - xxxxxx<br>|  | 2026-02-08 20:15 | Resolved | 3 | 1 | 3 | 1 |
| 4000110463 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-02 19:00 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-02 19:00 | Cleared | 1 | 1 | 3 | 1 |
| 4000110463 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-02 19:00 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-02 19:00 | Cleared | 1 | 1 | 3 | 1 |
| 4000110514 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-04 18:46 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-04 18:46 | Cleared | 1 | 1 | 1 | 1 |
| 4000110514 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-04 18:46 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-04 18:46 | Cleared | 1 | 1 | 1 | 1 |
| 4000110514 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-04 18:46 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-04 18:46 | Cleared | 1 | 1 | 1 | 1 |
| 4000110520 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 5 | 2026-01-27 21:54 | Credit | Potential Fraud Reflected on Fraud Report | Potential fraud reflected on Fraud Report. The alerts are consistent with expected activity for an active investor utilizing a DSCR business-purpose loan product. The borrower provided a signed Business Purpose and Guaranty Agreement and business formation documents confirming commercial intent. As this is a 'no ratio' loan, formal rental income or DTI verification is not required per program guidelines. The borrower has fulfilled all application requirements by fully disclosing all properties and rental income. <br>|  | Please explain what exactly is required on this , This is a DSCR, and the borrower completed all the required application. - xxxxxx<br>| Nothing required. Condition resolved. - xxxxxx<br>Potential Fraud Reflected on Fraud Report is Resolved or None Exists - xxxxxx<br>Please explain what exactly is required on this , This is a DSCR, and the borrower completed all the required application. - xxxxxx<br>|  | 2026-02-02 20:52 | Resolved | 3 | 1 | 3 | 1 |
| 4000110520 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 5 | 2026-01-30 00:46 | Credit | Corporation/LLC: EIN Doc is Missing | The loan file does not contain the Coporation/LLC: EIN documentation. <br>|  | EIN - xxxxxx<br>| EIN provided. Condition resolved. - xxxxxx<br>EIN - xxxxxx<br>|  | 2026-02-02 20:55 | Resolved | 3 | 1 | 3 | 1 |
| 4000110520 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 5 | 2026-01-27 21:54 | Credit | Fraud Report Shows Uncleared Alerts | Fraud Report shows uncleared alerts. The alerts are consistent with expected activity for an active investor utilizing a DSCR business-purpose loan product. The borrower provided a signed Business Purpose and Guaranty Agreement and business formation documents confirming commercial intent. As this is a 'no ratio' loan, formal rental income or DTI verification is not required per program guidelines. The borrower has fulfilled all application requirements by fully disclosing all properties and rental income. <br>|  |  | All Fraud Report Alerts have been cleared or None Exist - xxxxxx<br>|  | 2026-02-02 20:51 | Resolved | 3 | 1 | 3 | 1 |
| 4000110520 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 5 | 2026-01-27 21:55 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-27 21:55 | Cleared | 1 | 1 | 3 | 1 |
| 4000110520 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 5 | 2026-01-27 21:56 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-27 21:56 | Cleared | 1 | 1 | 3 | 1 |
| 4000110537 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 6 of 6 | 2026-01-30 19:49 | Credit | Corporation/LLC: EIN Doc is Incomplete | The Corporation/LLC: EIN documentation in file is incomplete. Missing EIN for LLC. <br>|  | LLC DOCS - xxxxxx<br>| Received corporation Operating Agreement, EIN letter and SOS certificates. Condition resolved. - xxxxxx<br>LLC DOCS - xxxxxx<br>|  | 2026-02-04 19:13 | Resolved | 3 | 1 | 3 | 1 |
| 4000110537 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 6 | 2026-01-27 22:08 | Credit | Corporation/LLC: EIN Doc is Missing | The loan file does not contain the Coporation/LLC: EIN documentation. Please provide the pertinent 3rd party documentation (for ex: xxxxxx EIN Verification or Confirmation Letter) that validates the EIN for xxxxxx, LLC, Axxxxxx Limited Liability Company. <br>|  | See attached LLC docs - xxxxxx<br>| LLC Docs provided. Condition resolved. - xxxxxx<br>See attached LLC docs - xxxxxx<br>|  | 2026-01-30 19:50 | Resolved | 3 | 1 | 3 | 1 |
| 4000110537 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 6 | 2026-01-27 22:12 | Credit | Corporation/LLC: Operating Agreement Doc is Missing | The loan file does not contain the Corporation/LLC: Operating Agreement. The Entity Formation Documentation (e.g. the Articles of Organization) and Operating Agreement are needed for xxxxxx, LLC, A XXXXXXXX Limited Liability Company. <br>|  | See attached LLC docs - xxxxxx<br>| LLC Docs provided. Condition resolved. - xxxxxx<br>See attached LLC docs - xxxxxx<br>|  | 2026-01-30 19:50 | Resolved | 3 | 1 | 3 | 1 |
| 4000110537 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 6 | 2026-01-27 21:15 | Credit | Fraud Report Shows Uncleared Alerts | Fraud Report shows uncleared alerts. <br>|  | Fraud reports - - xxxxxx<br>| Fraud Report provided. Condition resolved. - xxxxxx<br>All Fraud Report Alerts have been cleared or None Exist - xxxxxx<br>Fraud reports - - xxxxxx<br>| Various High Severity alerts on the Fraud Report were uncleared. The pertinent alerts can be found on page 107 of the loan package. | 2026-01-30 19:48 | Resolved | 3 | 1 | 3 | 1 |
| 4000110537 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 6 | 2026-01-27 21:54 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-27 21:54 | Cleared | 1 | 1 | 3 | 1 |
| 4000110537 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 6 | 2026-01-27 22:24 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-27 22:24 | Cleared | 1 | 1 | 3 | 1 |
| 4000110544 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-27 16:38 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-27 16:38 | Cleared | 1 | 1 | 1 | 1 |
| 4000110544 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-27 16:39 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-27 16:39 | Cleared | 1 | 1 | 1 | 1 |
| 4000110544 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-27 16:40 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-27 16:40 | Cleared | 1 | 1 | 1 | 1 |
| 4000110548 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-16 21:30 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-18 21:21 | Cleared | 1 | 1 | 1 | 1 |
| 4000110548 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-18 03:47 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-18 21:21 | Cleared | 1 | 1 | 1 | 1 |
| 4000110548 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-18 18:31 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-18 21:21 | Cleared | 1 | 1 | 1 | 1 |
| 4000110551 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-02-18 23:53 | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. The xxxxxx rate lock is missing from the loan file. <br>|  | lock confirm - xxxxxx<br>| Investor Rate Lock provided. - xxxxxx<br>Evidence of Rate Lock Provided - xxxxxx<br>lock confirm - xxxxxx<br>|  | 2026-02-25 16:46 | Resolved | 3 | 1 | 3 | 2 |
| 4000110551 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-02-18 20:15 | Credit | Income - Comparable Rent Schedule Form 1007 Missing | The loan file did not contain the comparable rent schedule form 1007 as required. The loan file does not include the required Form 1007 Market Rent Schedule, and the borrower is a first-time investor. The subject loan was approved under the DSCR program utilizing xxxxxx rental income to calculate qualifying income. Per lender guidelines, the DSCR must be calculated using the lesser of the short-term rental income or the rental income reflected on the Form 1007 Market Rent Schedule included in the appraisal. The lender's guidelines do not permit exceptions for first-time investors; however, an exception was granted. Although the loan file contains a lender-approved exception, the listed compensating factor—reserves in excess of 200 months—has not been satisfied, as the borrower has documented reserves of only 182.86 months. Please provide the updated exception. <br>|  | approved exception - xxxxxx<br>| Investor Approved Exception in file for: DSCR+ for SFR documented by AirDNA only. - xxxxxx<br>approved exception - xxxxxx<br>| LTV 70%, Credit Score >700, DSCR 1.0 or better, Reserves >175 months. | 2026-02-25 16:44 | Waived | 3 | 2 | 3 | 2 |
| 4000110551 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-02-18 19:31 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU and LCA with risk scores of 1.0 which meet the lender's requirements of one of 2.5 or less. <br>|  |  |  |  | 2026-02-20 01:54 | Cleared | 1 | 1 | 3 | 2 |
| 4000110551 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-02-18 23:59 | Credit | Eligibility - Investor Experience | The borrower(s) investor experience does not meet guideline requirements. The borrower is a first-time investor. <br>|  |  |  | First-time investors are permitted provided the DSCR exceeds 1.0, the credit score is above 700, and no exceptions are present in the loan file. The approved DSCR is 1.013 and the borrower's credit score is 708; | 2026-02-20 01:53 | Waived | 2 | 2 | 3 | 2 |
| 4000110582 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-05 20:44 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-05 20:44 | Cleared | 1 | 1 | 1 | 1 |
| 4000110582 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-05 20:49 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-05 20:49 | Cleared | 1 | 1 | 1 | 1 |
| 4000110582 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-05 20:50 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-05 20:50 | Cleared | 1 | 1 | 1 | 1 |
| 4000110598 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-11 23:25 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>The loan meets all applicable credit guidelines. - xxxxxx<br>The loan meets all applicable credit guidelines. - xxxxxx<br>|  | 2026-02-17 21:57 | Resolved | 1 | 1 | 1 | 1 |
| 4000110598 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-11 00:35 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-11 00:35 | Cleared | 1 | 1 | 1 | 1 |
| 4000110598 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-11 00:36 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-11 00:36 | Cleared | 1 | 1 | 1 | 1 |
| 4000110652 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-23 17:11 | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. Lender to provide the fully executed 1008 <br>|  | Please see 1008 attached. - xxxxxx<br>| 1008 provided. Condition resolved. - xxxxxx<br>Approval/Underwriting Summary is fully present - xxxxxx<br>Please see 1008 attached. - xxxxxx<br>|  | 2026-01-28 16:30 | Resolved | 3 | 1 | 3 | 1 |
| 4000110652 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-23 17:32 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-23 17:33 | Cleared | 1 | 1 | 3 | 1 |
| 4000110652 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-23 17:32 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-23 17:33 | Cleared | 1 | 1 | 3 | 1 |
| 4000110720 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-02-04 22:08 | Credit | Title Document is Partially Present | Title document is incomplete or only partially present. File is missing either a Quick EQ/Property Report or the RELP, MRELP, Transaction Cert, or E&O Policy. Please supply both required Title documents. Per the Purchase Contract and preliminary title report, the Seller is xxxxxx, Trustees of the xxxxxx Family Living Trust dated xxxxxx. The loan file is missing the Certification of Trustees Under Trust. The form in the file a blank form. <br>|  | Completed and executed Certification of Trustees Under Trust is attached. - xxxxxx<br>| Trust Cert provided. Condition resolved. - xxxxxx<br>Title document has been provided. - xxxxxx<br>Completed and executed Certification of Trustees Under Trust is attached. - xxxxxx<br>|  | 2026-02-12 18:43 | Resolved | 3 | 1 | 3 | 1 |
| 4000110720 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-04-06 21:44 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | 2026-04-06 21:44 | Cleared | 1 | 1 | 3 | 1 |
| 4000110720 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-02-04 23:01 | Credit | Appraisal Transfer Letter - Missing | The loan file does not contain the Appraisal Transfer Letter as required. Per the lender's guidelines, assigned/transferred appraisals are acceptable, unless ordered by Borrower. The loan file contains an appraisal dated xxxxxx verifying the lender/client is "xxxxxx" which does not match the lender per the Note "xxxxxx". The loan file does not contain a transfer for the appraisal as required. <br>|  | Transfer letter datedxxxxxx was provided from xxxxxx- xxxxxx | Appraisal Transfer Letter provided and meets guidelines. Condition resolved. - xxxxxx<br> Transfer letter datedxxxxxx was provided from xxxxxx - xxxxxx |  | 2026-02-09 15:43 | Resolved | 3 | 1 | 3 | 1 |
| 4000110720 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-02-04 23:02 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-04 23:02 | Cleared | 1 | 1 | 3 | 1 |
| 4000110735 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 1 of 3 | 2026-02-04 15:49 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-04 15:49 | Cleared | 1 | 1 | 1 | 1 |
| 4000110735 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 2 of 3 | 2026-02-04 20:35 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-04 20:35 | Cleared | 1 | 1 | 1 | 1 |
| 4000110735 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 3 of 3 | 2026-02-04 20:35 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-04 20:35 | Cleared | 1 | 1 | 1 | 1 |
| 4000110762 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 2 of 3 | 2026-02-07 02:15 | Credit | Final Settlement Statement Missing. | The final Settlement Statement document is missing. Provide a copy of the final settlement statement for the sale of the property located at : xxxxxx. <br>|  | OUR Borrower is the seller on that transaction.<br>Its the CD from borrower's previous house and borrower is the seller - xxxxxx <br>Final SS - xxxxxx<br>| CD from sale of home provided. Condition resolved. - xxxxxx<br>OUR Borrower is the seller on that transaction.<br>Its the CD from borrower's previous house and borrower is the seller - xxxxxx<br>Condition upheld. Loan file contains Seller CD. Provide the Final Buyer's CD. - xxxxxx<br>Final SS - xxxxxx<br>|  | 2026-02-13 19:21 | Resolved | 3 | 1 | 3 | 1 |
| 4000110762 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 1 of 3 | 2026-02-07 02:11 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-07 02:11 | Cleared | 1 | 1 | 3 | 1 |
| 4000110762 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 3 of 3 | 2026-02-09 13:23 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-09 13:23 | Cleared | 1 | 1 | 3 | 1 |
| 4000110773 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-04-06 21:43 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | 2026-04-06 21:43 | Cleared | 1 | 1 | 1 | 1 |
| 4000110773 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-04-06 21:43 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | 2026-04-06 21:43 | Cleared | 1 | 1 | 1 | 1 |
| 4000110773 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-05 04:52 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-05 04:52 | Cleared | 1 | 1 | 1 | 1 |
| 4000110792 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-10 02:58 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-10 02:58 | Cleared | 1 | 1 | 1 | 1 |
| 4000110792 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-10 02:58 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-10 02:58 | Cleared | 1 | 1 | 1 | 1 |
| 4000110792 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-10 02:59 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-10 02:59 | Cleared | 1 | 1 | 1 | 1 |
| 4000110793 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-21 17:47 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-21 17:47 | Cleared | 1 | 1 | 1 | 1 |
| 4000110793 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-21 17:48 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-21 17:48 | Cleared | 1 | 1 | 1 | 1 |
| 4000110793 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-22 19:42 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-22 19:42 | Cleared | 1 | 1 | 1 | 1 |
| 4000110805 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 1 of 3 | 2026-02-04 20:31 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-04 20:31 | Cleared | 1 | 1 | 1 | 1 |
| 4000110805 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 2 of 3 | 2026-02-04 20:31 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-04 20:31 | Cleared | 1 | 1 | 1 | 1 |
| 4000110805 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 3 of 3 | 2026-02-04 22:54 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-05 21:39 | Cleared | 1 | 1 | 1 | 1 |
| 4000110831 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-12 20:12 | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. Missing rate lock with investorxxxxxx. The xxxxxx lock was provided in the loan documents. Provide investor lock confirmation. xxxxxx/xxxxxx. <br>|  | See attached rate lock xxxxxx/xxxxxx - xxxxxx <br> See attached rate lock confirmation - xxxxxx | Investor lock provided. Condition resolved. - xxxxxx<br> See attached rate lock xxxxxx/xxxxxx - xxxxxx<br> See attached rate lock confirmation - xxxxxx |  | 2026-02-24 13:51 | Resolved | 3 | 1 | 4 | 1 |
| 4000110831 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-12 20:49 | Credit | Business Purpose - Loan Guaranty/Missing | The Personal Loan Guaranty is missing. The Personal Loan Guaranty could not be found in the loan documents. <br>|  | See attached Personal Guaranty - xxxxxx<br>| Complete Personal Guaranty doc received, signed by borrower as individual. Condition resolved. - xxxxxx<br>The Personal Loan Guaranty is not missing. - xxxxxx<br>See attached Personal Guaranty - xxxxxx<br>|  | 2026-04-16 18:05 | Resolved | 4 | 1 | 4 | 1 |
| 4000110831 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-12 22:14 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-12 22:14 | Cleared | 1 | 1 | 4 | 1 |
| 4000110849 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 5 of 6 | 2026-01-30 15:28 | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. Lender to provide the fraud report including the OFAC with all interested parties in the loan transaction <br>|  | Fraud Report - xxxxxx<br>| Third party fraud report is provided, no issues noted. Condition resolved. - xxxxxx<br>Fraud Report - xxxxxx<br>|  | 2026-02-04 18:09 | Resolved | 3 | 1 | 4 | 1 |
| 4000110849 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 6 | 2026-01-30 12:54 | Compliance | The Deed of Trust is Missing | The Deed of Trust is missing. Lender to provide the fully executed security instrument for the subject property. <br>|  | MTG - xxxxxx<br>| The Deed of Trust has been provided. - xxxxxx<br>Received recorded DOT - xxxxxx<br>MTG - xxxxxx<br>|  | 2026-02-04 15:31 | Resolved | 4 | 1 | 4 | 1 |
| 4000110849 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 6 | 2026-01-30 14:04 | Credit | Hazard Insurance Policy is Missing | Missing hazard insurance policy. Lender to provide the valid homeowners policy for the subject property, Policy must be current as of the closing date ofxxxxxx <br>|  | HOI - xxxxxx<br>| Hazard Insurance Policy was provided with guaranteed replacement. No issues. Condition resolved. - xxxxxx<br>HOI - xxxxxx<br>|  | 2026-02-04 18:10 | Resolved | 3 | 1 | 4 | 1 |
| 4000110849 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 6 | 2026-01-30 13:06 | Credit | Borrower 1 3rd Party VOE Prior to Close Missing | Borrower 1 3rd party VOE prior to close missing. Lender to provide the business entity listing from the State ofxxxxxx to show business is operational and in good standing w/ the state. Condition upheld. Per Guidelines: Verification of business existence and that the business is fully operational / active required within ten (10) calendar days of closing. The provided EIN, Certification from Sate of xxxxxx, and Business Certificate are from 2022. <br>|  | NYS business look up - xxxxxx <br>business bank statements showing deposits 10 days prior to closing - xxxxxx <br>Business license - xxxxxx<br>| Document provided. Condition resolved. - xxxxxx<br>Borrower 1 3rd Party VOE prior to close was provided. - xxxxxx<br>NYS business look up - xxxxxx<br>Condition upheld. Bank Statements prove income. Per Guidelines: Verification of business existence and that the business is fully operational / active required within ten (10) calendar days of closing - xxxxxx<br>business bank statements showing deposits 10 days prior to closing - xxxxxx<br>Business license - xxxxxx<br>|  | 2026-02-18 15:02 | Resolved | 3 | 1 | 4 | 1 |
| 4000110849 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 6 of 6 | 2026-02-02 03:20 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. <br>|  | CDA - xxxxxx <br>Lock LE - xxxxxx<br>| CDA supporting value was provided. Condition resolved. - xxxxxx<br>CDA - xxxxxx<br>Received LE. Please provide valid 3rd party valuation review. - xxxxxx<br>Lock LE - xxxxxx<br>|  | 2026-02-09 19:13 | Resolved | 3 | 1 | 4 | 1 |
| 4000110849 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 4 of 6 | 2026-01-30 15:26 | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. lender to provide the fully executed 1008 for the loan <br>|  | 1008 - xxxxxx<br>| Approval/Underwriting Summary is fully present - xxxxxx<br>1008 - xxxxxx<br>|  | 2026-02-04 18:13 | Resolved | 3 | 1 | 4 | 1 |
| 4000110889 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 4 | 2026-02-03 15:44 | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. Lender to provide XXXXXXXX rate lock confirmation. <br>|  | Lock - xxxxxx<br>| Rate lock in the file - xxxxxx<br>Lock - xxxxxx<br>|  | 2026-02-04 15:53 | Resolved | 3 | 1 | 3 | 1 |
| 4000110889 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 4 | 2026-02-03 14:50 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-03 14:50 | Cleared | 1 | 1 | 3 | 1 |
| 4000110889 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 4 | 2026-02-03 15:43 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-03 15:43 | Cleared | 1 | 1 | 3 | 1 |
| 4000110889 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 4 of 4 | 2026-02-03 15:46 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-03 15:46 | Cleared | 1 | 1 | 3 | 1 |
| 4000110894 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-02-06 23:50 | Credit | Potential Occupancy/Current Address Issues identified in the file | Per title and appraisal, the correct subject property address is xxxxxx, however all other loan documentation including the Note, Deed of Trust, Initial and Final Disclosures reflect xxxxxx. Lender to provide corrected loan documentation.<br>|  | email from title - xxxxxx<br>| XXXXXXXX law doesn't appear to require re-recording due to city name being incorrect, the legal description matches. Condition resolved. - xxxxxx<br>Condition upheld. Provide the scrivener's affidavit. - xxxxxx<br>email from title - xxxxxx<br>|  | 2026-02-25 23:47 | Resolved | 3 | 1 | 4 | 1 |
| 4000110894 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-02-06 19:31 | Credit | Business Purpose - Loan Guaranty/Missing | The Personal Loan Guaranty is missing. <br>|  | Guaranty agreement - xxxxxx<br>| Guaranty Agreement provided. Condition resolved. - xxxxxx<br>The Personal Loan Guaranty is not missing. - xxxxxx<br>Guaranty agreement - xxxxxx<br>|  | 2026-03-05 14:28 | Resolved | 4 | 1 | 4 | 1 |
| 4000110894 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-04-06 21:42 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | 2026-04-06 21:42 | Cleared | 1 | 1 | 4 | 1 |
| 4000110894 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-02-06 23:32 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-06 23:32 | Cleared | 1 | 1 | 4 | 1 |
| 4000110900 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-02-06 17:59 | Credit | Purchase Contract Expiration Date is prior to Note Date | Purchase Contract expiration date is prior to Note date. Purchase Contract expiration date of xxxxxx is prior to Note date. The loan file does not contain an extension. <br>|  | extension - xxxxxx<br>| Purchase Contract Addendum provided. Condition resolved. - xxxxxx<br> Purchase Contract Expiration Date of OBJECT_NOT_FOUND is equal to or after the Note Date of xxxxxx Or Purchase Contract Does Not Exist (Loan Purpose is Purchase) - xxxxxx<br> extension - xxxxxx |  | 2026-02-23 20:38 | Resolved | 2 | 1 | 2 | 1 |
| 4000110900 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-02-06 16:50 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU with a 1.0 score and LCA with 3.0 score which meets the lender's requirements of at least one with a score =< 2.5. <br>|  |  |  |  | 2026-02-06 16:50 | Cleared | 1 | 1 | 2 | 1 |
| 4000110900 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-02-06 16:50 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-06 16:50 | Cleared | 1 | 1 | 2 | 1 |
| 4000110908 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-22 20:12 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-22 20:12 | Cleared | 1 | 1 | 1 | 1 |
| 4000110908 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-22 20:26 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-22 20:26 | Cleared | 1 | 1 | 1 | 1 |
| 4000110908 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-23 13:22 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-23 13:22 | Cleared | 1 | 1 | 1 | 1 |
| 4000110918 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-18 20:37 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-20 02:09 | Cleared | 1 | 1 | 1 | 1 |
| 4000110918 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-18 20:38 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-20 02:12 | Cleared | 1 | 1 | 1 | 1 |
| 4000110918 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-20 02:12 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-20 02:13 | Cleared | 1 | 1 | 1 | 1 |
| 4000110925 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-15 03:09 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-15 03:09 | Cleared | 1 | 1 | 1 | 1 |
| 4000110925 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-15 03:09 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-15 03:09 | Cleared | 1 | 1 | 1 | 1 |
| 4000110925 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-15 03:10 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-16 22:08 | Cleared | 1 | 1 | 1 | 1 |
| 4000110931 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-02-06 23:23 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-06 23:23 | Cleared | 1 | 1 | 1 | 1 |
| 4000110931 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-02-06 23:23 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-06 23:23 | Cleared | 1 | 1 | 1 | 1 |
| 4000110931 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-02-09 16:26 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-09 16:26 | Cleared | 1 | 1 | 1 | 1 |
| 4000110947 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-03 02:25 | Credit | Hazard Insurance - Other Insurance Missing | The policy verifying other property insurance is missing from the loan file. Provide evidence of sufficient Rent Loss Insurance. <br>|  |  | Not required per seller guidelines. - xxxxxx<br>|  | 2026-02-04 20:31 | Void | 3 |  | 3 | 1 |
| 4000110947 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-03 02:26 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-03 02:26 | Cleared | 1 | 1 | 3 | 1 |
| 4000110947 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-03 02:26 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-03 02:26 | Cleared | 1 | 1 | 3 | 1 |
| 4000110950 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-29 15:37 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-29 15:37 | Cleared | 1 | 1 | 1 | 1 |
| 4000110950 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-29 15:37 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-29 15:37 | Cleared | 1 | 1 | 1 | 1 |
| 4000110950 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-29 15:37 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-29 15:37 | Cleared | 1 | 1 | 1 | 1 |
| 4000110957 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-02-13 23:58 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-13 23:58 | Cleared | 1 | 1 | 1 | 1 |
| 4000110957 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-02-15 01:20 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-15 01:20 | Cleared | 1 | 1 | 1 | 1 |
| 4000110957 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-02-16 13:49 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-16 13:49 | Cleared | 1 | 1 | 1 | 1 |
| 4000110958 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 4 | 2026-02-12 15:48 | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. The rental payment history for the subject property cannot be verified, as the rent has been paid in cash. Per guidelines, a documented 12-month rental history is required, evidenced by cancelled checks paid by the borrower or an institutional Verification of Rent (VOR) completed by a property management company. A formal exception request is included in the loan file. <br>|  |  |  | Excellent reserves of 20 months, Residual of xxxxxx, Low DTI, Low LTV, FICO above minimum by 71 points.  | 2026-02-12 23:52 | Waived | 2 | 2 | 2 | 2 |
| 4000110958 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 4 | 2026-02-12 16:21 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-12 16:21 | Cleared | 1 | 1 | 2 | 2 |
| 4000110958 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 4 | 2026-02-12 17:41 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-12 17:41 | Cleared | 1 | 1 | 2 | 2 |
| 4000110958 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 4 of 4 | 2026-02-12 23:51 | Credit | Income and Employment Do Not Meet Guidelines | Income and employment do not meet guidelines. The loan was approved using a 12 month business bank statements and a CPA letter was provided to document the borrower's ownership per guidelines. Per the letter, the preparer is an AFSP instead of a CPA, enrolled agent, or CTEC. A formal exception is located in the loan file. <br>|  |  |  | Excellent reserves of 20 months, Residual of xxxxxx, Low DTI, Low LTV, FICO above minimum by 71 points.  | 2026-02-12 23:51 | Waived | 2 | 2 | 2 | 2 |
| 4000110961 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 5 | 2026-02-12 01:05 | Compliance | Final CD: Calculating Cash to Close Adj. and Other Credits discrepancy | HUD-1 Settlement Statement does not itemize the $80,000 gift to escrow. <br>|  |  | Received documentation of all of the xxxxxx EMD. Finding resolved. - xxxxxx<br>|  | 2026-02-25 15:25 | Resolved | 3 | 1 | 3 | 1 |
| 4000110961 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 5 | 2026-02-12 01:04 | Credit | Title Document Missing | Title document is missing. The Title Certification shows 1 judgment-xxxxxx; and 1PVB and 1ECB for xxxxxx (on pages 302, & 307-309 of the loan package). Final Title Policy being requested to ensure any open judgments have been resolved. <br>|  | Final Title Policy - xxxxxx<br>| Final Title Policy provided, showing no judgements. - xxxxxx<br>Title document is fully present - xxxxxx<br>Final Title Policy - xxxxxx<br>|  | 2026-02-25 14:48 | Resolved | 3 | 1 | 3 | 1 |
| 4000110961 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 5 | 2026-02-12 01:13 | Credit | Assets - Earnest Money Deposit | The earnest money deposit was not properly documented and/or sourced. The Law Offices of xxxxxx provided a letter acknowledging the receipt of $xxxxxx(on page 128) for the Earnest Money Deposit (EMD). However, there is no record of the corresponding source of funds utilized for the EMD in file. Condition upheld. Gift Letter and check provided. Final HUD-1 in file shows no receipt of $xxxxxxin gift funds. Provide Post-Close Settlement Statement. <br>|  | Please clarify how EMD was not properly sourced. $xxxxxx cashiers check from borrower to escrow attorney plus $xxxxxx canceled check from gifting relative to escrow attorney equals $xxxxxx earnest money deposit. There is no requirement to itemize gift funds as credit. Loan is outside the scope of Reg Z. - xxxxxx <br> Gift letter for $xxxxxx in file for EMD of $xxxxxx from xxxxxx. Also a cashiers check for $xxxxxx uploaded. - xxxxxx | Evidence of EMD and Gift were provided. - xxxxxx<br> Please clarify how EMD was not properly sourced. $xxxxxx cashiers check from borrower to escrow attorney plus $xxxxxx canceled check from gifting relative to escrow attorney equals $xxxxxx earnest money deposit. There is no requirement to itemize gift funds as credit. Loan is outside the scope of Reg Z. - xxxxxx<br> Gift letter for $xxxxxx in file for EMD of $xxxxxx from xxxxxx. Also a cashiers check for $xxxxxx uploaded. - xxxxxx |  | 2026-02-25 15:07 | Resolved | 3 | 1 | 3 | 1 |
| 4000110961 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 5 | 2026-02-12 22:32 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. Missing 3rd party valuation product. <br>|  | CDA value . Appraisal value . - xxxxxx<br>| CDA supporting value was provided. Condition resolved. - xxxxxx<br>CDA value . Appraisal value . - xxxxxx<br>|  | 2026-02-17 18:24 | Resolved | 3 | 1 | 3 | 1 |
| 4000110961 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 5 | 2026-02-12 01:12 | Credit | Assets - Authorization Access for Joint Account | The file does not contain authorization access for funds from joint account holder. A signed and dated accessibility letter from the remaining owner of xxxxxx LLC (xxxxxx) is needed. The accessibility letter must acknowledge the transaction and confirm the borrower's access to funds in the xxxxxx Account# ending in xxxxxx.<br>|  | Access letter uploaded - xxxxxx<br>| Access letter provided. Condition resolved. - xxxxxx<br>Access letter uploaded - xxxxxx<br>|  | 2026-02-20 14:09 | Resolved | 3 | 1 | 3 | 1 |
| 4000110964 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-01-27 05:26 | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. Per established guidelines, an industry-standard fraud report must be included in the closed loan file along with any supporting documentation based on findings within that report. <br>|  | 3rd party fraud report attached for the closing entity and sole guarantor - xxxxxx<br>| Fraud Report provided. Condition resolved. - xxxxxx<br>Third party fraud report is provided - xxxxxx<br>3rd party fraud report attached for the closing entity and sole guarantor - xxxxxx<br>|  | 2026-01-29 20:10 | Resolved | 3 | 1 | 3 | 1 |
| 4000110964 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-01-27 05:29 | Credit | Missing Form 4506-C | The loan file is missing a properly executed xxxxxx Form 4506-T for the borrower(s).  |  | This is not a requirement for the DSCR program - xxxxxx<br>| 4506 not required on DSCR Loans. - xxxxxx<br>This is not a requirement for the DSCR program - xxxxxx<br>|  | 2026-01-29 20:19 | Void | 2 |  | 3 | 1 |
| 4000110964 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-01-27 05:30 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-27 05:30 | Cleared | 1 | 1 | 3 | 1 |
| 4000110964 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-01-27 05:31 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-27 05:31 | Cleared | 1 | 1 | 3 | 1 |
| 4000110968 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-02-04 02:37 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-04 02:37 | Cleared | 1 | 1 | 1 | 1 |
| 4000110968 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-02-04 02:38 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-04 02:38 | Cleared | 1 | 1 | 1 | 1 |
| 4000110968 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-02-04 15:28 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-04 15:28 | Cleared | 1 | 1 | 1 | 1 |
| 4000110987 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-02-03 01:42 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-03 01:42 | Cleared | 1 | 1 | 1 | 1 |
| 4000110987 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-02-03 01:42 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-03 01:42 | Cleared | 1 | 1 | 1 | 1 |
| 4000110987 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-02-03 17:27 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-03 17:27 | Cleared | 1 | 1 | 1 | 1 |
| 4000110991 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 4 | 2026-02-15 21:23 | Credit | Borrower 2 Executed 4506-T Missing | Borrower 2 Executed 4506-T missing from the file. <br>|  | This is a WVOE program & 4506-T is not required. - xxxxxx<br>| WVOE program does not require a 4506. - xxxxxx<br>WVOE program does not require a 4506. - xxxxxx<br>Borrower 2 Executed 4506-T Provided or Not Applicable (Number of Borrowers equals 2) - xxxxxx<br>This is a WVOE program & 4506-T is not required. - xxxxxx<br>|  | 2026-04-22 16:41 | Void | 3 | 1 | 3 | 1 |
| 4000110991 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 4 | 2026-02-15 21:23 | Credit | Borrower 1 Executed 4506-T Missing | Borrower 1 Executed 4506-T missing from the file. <br>|  | This is a WVOE program & 4506-T is not required. - xxxxxx<br>| WVOE program does not require a 4506. - xxxxxx<br>WVOE program does not require a 4506. - xxxxxx<br>Borrower 1 Executed 4506-T Provided - xxxxxx<br>This is a WVOE program & 4506-T is not required. - xxxxxx<br>|  | 2026-04-22 16:41 | Void | 3 | 1 | 3 | 1 |
| 4000110991 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 4 | 2026-02-15 21:46 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-20 00:11 | Cleared | 1 | 1 | 3 | 1 |
| 4000110991 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 4 of 4 | 2026-02-18 14:48 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-20 00:11 | Cleared | 1 | 1 | 3 | 1 |
| 4000110995 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-02-16 20:24 | Property | Property Issue - Neighborhood Location | The subject appraisal verified a neighborhood location not allowed per guidelines. Exception approved for Rural DSCR cashout; no additional exceptions and loan is subject to final review. Comp factors include LOW LTV, fico 791 and DSCR score over 1---page 299 <br>|  |  |  | FICO score above program minimum by twenty (20) points or higher<br> PITIA reserves above program minimum by six (6) months or higher | 2026-02-17 21:20 | Waived | 2 | 2 | 2 | 2 |
| 4000110995 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-02-16 22:06 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-18 22:02 | Cleared | 1 | 1 | 2 | 2 |
| 4000110995 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-02-16 22:06 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-18 22:02 | Cleared | 1 | 1 | 2 | 2 |
| 4000110995 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-02-16 22:18 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-18 22:02 | Cleared | 1 | 1 | 2 | 2 |
| 4000111006 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Second Home | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-02-19 23:19 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. The loan file is missing the mortgage statement for xxxxxx. <br>|  | See attached - xxxxxx<br>| REO Docs provided. Condition resolved. - xxxxxx<br>See attached - xxxxxx<br>|  | 2026-02-25 14:11 | Resolved | 3 | 1 | 3 | 1 |
| 4000111006 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Second Home | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-02-19 22:31 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-22 01:09 | Cleared | 1 | 1 | 3 | 1 |
| 4000111006 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Second Home | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-02-20 19:24 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-20 19:24 | Cleared | 1 | 1 | 3 | 1 |
| 4000111037 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-03 21:13 | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Per guidelines, missing verification of mortgage for primary residence with xxxxxx Mortgage. Mortgage statement provided reflects loan due for xxxxxx, payment is reflected on xxxxxx bank statement. Need verification of mortgage for the previous 10 months. <br>|  | Please see XXXXXX mtg history on credit report - xxxxxx | Primary VOM has been verified paid as agreed for 56 months. - xxxxxx<br> Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - xxxxxx<br> Please see xxxxxx mtg history on credit report - xxxxxx |  | 2026-02-07 18:27 | Resolved | 3 | 1 | 3 | 1 |
| 4000111037 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-03 23:16 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  | agreed, please let us know if anything further is needed - xxxxxx<br>| agreed, please let us know if anything further is needed - xxxxxx<br>|  | 2026-02-05 16:31 | Cleared | 1 | 1 | 3 | 1 |
| 4000111037 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-03 23:16 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-03 23:16 | Cleared | 1 | 1 | 3 | 1 |
| 4000111086 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-02-11 23:42 | Credit | Borrower 1 Credit Report is Missing | Borrower 1 credit report is missing. The loan file contains credit supplements; however, the entire credit report is missing. <br>|  | XXXXXX CR - xxxxxx | Complete credit report dated xxxxxx received. Condition resolved. - xxxxxx<br> Borrower 1 Credit Report is not missing. - xxxxxx<br> XXXXXX CR - xxxxxx |  | 2026-02-17 19:17 | Resolved | 4 | 1 | 4 | 1 |
| 4000111086 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-02-11 23:59 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-12 15:25 | Cleared | 1 | 1 | 4 | 1 |
| 4000111086 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-02-12 12:53 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-12 12:53 | Cleared | 1 | 1 | 4 | 1 |
| 4000111087 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 4 of 4 | 2026-02-09 14:43 | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. Lender to provide final lock confirmation between XXXXXXXX and XXXXXXXX, missing from the loan file. <br>|  | rate lock - xxxxxx<br>| Evidence of Rate Lock Provided - xxxxxx<br>Received rate lock - xxxxxx<br>rate lock - xxxxxx<br>|  | 2026-02-16 15:07 | Resolved | 3 | 1 | 3 | 1 |
| 4000111087 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 4 | 2026-02-06 03:40 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-06 03:40 | Cleared | 1 | 1 | 3 | 1 |
| 4000111087 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 4 | 2026-02-06 03:41 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-06 03:41 | Cleared | 1 | 1 | 3 | 1 |
| 4000111087 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 4 | 2026-02-06 13:34 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-06 13:34 | Cleared | 1 | 1 | 3 | 1 |
| 4000111151 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-02-17 02:00 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | 2026-02-18 02:38 | Cleared | 1 | 1 | 3 | 1 |
| 4000111151 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-02-17 01:17 | Credit | Property Title Issue | Property title issue. A judgment search byxxxxxx (Reference # XXXXXXXX) dated xxxxxxissued subsequent to the title commitment date of xxxxxxshowed several non-borrower judgments with Docket #s xxxxxx, xxxxxx, xxxxxx, and xxxxxx. Requesting full title policy to confirm resolve. <br>|  | Seller AOT - xxxxxx<br>| Executed Affidavit of Title was provided. Judgment belongs to seller. Condition resolved. - xxxxxx<br>Seller AOT - xxxxxx<br>|  | 2026-02-19 16:51 | Resolved | 3 | 1 | 3 | 1 |
| 4000111151 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-02-17 11:51 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | 2026-02-18 02:39 | Cleared | 1 | 1 | 3 | 1 |
| 4000111151 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-02-17 01:54 | Credit | Fraud Report Shows Uncleared Alerts | Fraud Report shows uncleared alerts. The 2nd page of the Loan Safe Fraud Manager Report shows 3 high uncleared high severity alerts. <br>|  | Fraud - xxxxxx<br>| Cleared Fraud Report provided. Condition resolved. - xxxxxx<br>All Fraud Report Alerts have been cleared or None Exist - xxxxxx<br>Fraud - xxxxxx<br>|  | 2026-02-19 17:01 | Resolved | 3 | 1 | 3 | 1 |
| 4000111219 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-02 23:51 | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). The preliminary title commitment dated xxxxxx does not list the loan amount. Please provide a title commitment with the correct loan amount of $xxxxxx. <br>|  | Title Supplement - xxxxxx<br>| Corrected title provided. Condition resolved. - xxxxxx<br> Title coverage amount of $xxxxxx is equal to or greater than total amount of subject lien(s) $xxxxxx+0+0 - xxxxxx<br> Title Supplement - xxxxxx |  | 2026-02-05 14:15 | Resolved | 3 | 1 | 3 | 1 |
| 4000111219 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-03 15:56 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-03 15:56 | Cleared | 1 | 1 | 3 | 1 |
| 4000111219 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-03 16:20 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-03 16:20 | Cleared | 1 | 1 | 3 | 1 |
| 4000111243 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-01-30 22:39 | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. The loan file is missing the xxxxxx ate lock. <br>|  | lock confirmation - xxxxxx<br>| Evidence of Rate Lock Provided - xxxxxx<br>Received rate lock - xxxxxx<br>lock confirmation - xxxxxx<br>|  | 2026-02-03 15:37 | Resolved | 3 | 1 | 4 | 1 |
| 4000111243 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-01-30 20:20 | Credit | Borrower 1 Gap Credit Report is Missing | Borrower 1 Gap Credit Report is Missing The credit report in the loan file is 91 days old, need a current credit report. <br>|  | udn - xxxxxx<br>| Borrower 1 Gap Credit Report is not missing. - xxxxxx<br>udn - xxxxxx<br>|  | 2026-02-04 19:03 | Resolved | 4 | 1 | 4 | 1 |
| 4000111243 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-01-30 22:40 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-30 22:40 | Cleared | 1 | 1 | 4 | 1 |
| 4000111243 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-01-30 22:40 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-30 22:40 | Cleared | 1 | 1 | 4 | 1 |
| 4000111272 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-22 22:39 | Credit | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Coverage Amount - Hazard insurance amount is less than required coverage amount. The hazard insurance coverage is $xxxxxx, which is insufficient to cover the loan amount of $xxxxxx. Please provide replacement cost estimate or updated dwelling coverage to meet guidelines. <br>|  |  | The GL's allow - The replacement cost indicated on the Appraisal. Document in file - xxxxxx<br>|  | 2026-01-26 16:42 | Resolved | 3 | 1 | 3 | 1 |
| 4000111272 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-21 23:14 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-22 22:34 | Cleared | 1 | 1 | 3 | 1 |
| 4000111272 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-22 22:40 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-22 22:40 | Cleared | 1 | 1 | 3 | 1 |
| 4000111359 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 6 | 2026-01-28 15:12 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | Voided, loan was missing settlement statement. - xxxxxx<br>|  | 2026-04-22 16:48 | Void | 3 | 1 | 4 | 1 |
| 4000111359 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 6 | 2026-04-20 14:12 | Compliance | Closing Detail Statement Indicator is Missing |  |  |  | Voided, loan was missing a settlement statement, but no compliance testing was performed. - xxxxxx<br>|  | 2026-04-22 16:49 | Void | 4 | 1 | 4 | 1 |
| 4000111359 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 6 of 6 | 2026-04-21 16:08 | Credit | Closing Protection Letter is missing. | Please provide a copy of the Closing Protection Letter. The loan file is missing a final settlement statement. <br>|  |  | The Closing Detail Statement Indicator is not missing, condition resolved as this was provided. - xxxxxx<br>The Closing Detail Statement Indicator is not missing, condition resolved as this was provided. - xxxxxx<br>|  | 2026-04-22 16:47 | Resolved | 3 | 1 | 4 | 1 |
| 4000111359 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 6 | 2026-04-21 16:05 | Compliance | Missing HUD-1 Closing Statement | Final HUD-1 Document is Missing. <br>|  |  | Set in error. - xxxxxx<br>|  | 2026-04-22 16:48 | Void | 4 | 1 | 4 | 1 |
| 4000111359 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 6 | 2026-01-27 19:49 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a XXXXX XXXXXX CDA with a Low Risk and 0.00% variance from the appraisal value which meets the lender's guidelines. <br>|  |  |  |  | 2026-01-27 20:23 | Cleared | 1 | 1 | 4 | 1 |
| 4000111359 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 6 | 2026-01-27 19:50 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-27 19:50 | Cleared | 1 | 1 | 4 | 1 |
| 4000111360 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-01-31 20:11 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-31 20:11 | Cleared | 1 | 1 | 1 | 1 |
| 4000111360 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-01-31 20:12 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-31 20:12 | Cleared | 1 | 1 | 1 | 1 |
| 4000111360 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-02-02 15:26 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-02 15:26 | Cleared | 1 | 1 | 1 | 1 |
| 4000111420 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-02-12 13:57 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-12 13:59 | Cleared | 1 | 1 | 2 | 2 |
| 4000111420 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-02-12 13:58 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-12 13:59 | Cleared | 1 | 1 | 2 | 2 |
| 4000111420 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-02-12 16:24 | Credit | Eligibility - Investor Experience | The borrower(s) investor experience does not meet guideline requirements. The borrower is a first time investor. First time investors are allowed, but no other exceptions can be granted. There is an exception for private party verification of rent in the file. A formal exception is located in the loan file. <br>|  |  |  | Strong housing payment history (0x30x60x90 over the past 12–24 months). Verified reserves exceed program requirements by 12 months or more. Credit score is 20 points above the minimum program requirement. | 2026-02-12 16:24 | Waived | 2 | 2 | 2 | 2 |
| 4000111420 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-02-12 16:26 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. The verification of mortgage in file is from a private party. Per guidelines, private party verification of rent may considered on a case-by-case basis and will require an exception. The formal exception is located in the loan file. <br>|  |  |  | Strong housing payment history (0x30x60x90 over the past 12–24 months). Verified reserves exceed program requirements by 12 months or more. Credit score is 20 points above the minimum program requirement. | 2026-02-12 16:26 | Waived | 2 | 2 | 2 | 2 |
| 4000111473 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 1 of 3 | 2026-02-03 18:07 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-03 18:07 | Cleared | 1 | 1 | 1 | 1 |
| 4000111473 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 2 of 3 | 2026-02-03 18:07 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-03 18:07 | Cleared | 1 | 1 | 1 | 1 |
| 4000111473 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 3 of 3 | 2026-02-03 20:06 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-03 20:06 | Cleared | 1 | 1 | 1 | 1 |
| 4000111475 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-02 21:14 | Credit | Asset 3 Less Than 2 Months Verified | Asset has less than 2 months verified in file. Missing 1 month bank statement. Guideline requires most recent 1 month bank statement, printout in file reflects 3 days. <br>|  | Please see attached. - xxxxxx<br>| Statement provided. Condition resolved. - xxxxxx<br>Asset 3 Verified Sufficiently Or Not Applicable - xxxxxx<br>Please see attached. - xxxxxx<br>|  | 2026-02-04 18:53 | Resolved | 3 | 1 | 3 | 1 |
| 4000111475 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-02 21:38 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-02 21:38 | Cleared | 1 | 1 | 3 | 1 |
| 4000111475 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-02 21:39 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-02 21:39 | Cleared | 1 | 1 | 3 | 1 |
| 4000111483 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 5 | 2026-02-02 14:49 | Compliance | The Deed of Trust is Incomplete | The Deed of Trust is incomplete. Lender to provide missing pages 7-31. <br>|  | Mortgage - xxxxxx<br>| The Deed of Trust is present and complete - xxxxxx<br>Received complete DOT - xxxxxx<br>Mortgage - xxxxxx<br>|  | 2026-02-04 14:47 | Resolved | 4 | 1 | 4 | 1 |
| 4000111483 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 5 | 2026-02-02 15:15 | Compliance | TRID: Missing Initial Closing Disclosure | The loan file does not contain the initial Closing Disclosure. <br>|  | ICD - xxxxxx<br>| Received initial CD - xxxxxx<br>ICD - xxxxxx<br>|  | 2026-02-04 14:48 | Resolved | 4 | 1 | 4 | 1 |
| 4000111483 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 5 of 5 | 2026-02-02 21:23 | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. Lender to provide most recent rate lock agreement and XXXXXX lock confirmation supporting loan documentation of WVOE / SSN and DTI of 47%, the XXXXXXXX lock confirmation provided states DTI of 29% and Loan Documentation: 12-month bank statement. <br>|  | Lock LE - xxxxxx<br>| Rate lock in the file - xxxxxx<br>Lock LE - xxxxxx<br>|  | 2026-02-04 14:45 | Resolved | 3 | 1 | 4 | 1 |
| 4000111483 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 5 | 2026-01-31 08:41 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-31 08:41 | Cleared | 1 | 1 | 4 | 1 |
| 4000111483 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 4 of 5 | 2026-02-02 21:20 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-02 21:20 | Cleared | 1 | 1 | 4 | 1 |
| 4000111524 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-05 21:52 | Credit | Title Coverage is Less than Subject Lien(s) Total | Title coverage is less than total amount of subject lien(s). The title coverage is for $xxxxxx; however, the loan amount is for $xxxxxx. <br>|  | Document Uploaded. - xxxxxx<br>| Updated Title provided. Condition resolved. - xxxxxx<br> Title coverage amount of $xxxxxx is equal to or greater than total amount of subject lien(s) $xxxxxx+0+0 - xxxxxx<br> Document Uploaded. - xxxxxx |  | 2026-02-18 14:26 | Resolved | 3 | 1 | 3 | 1 |
| 4000111524 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-05 22:07 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-05 22:07 | Cleared | 1 | 1 | 3 | 1 |
| 4000111524 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-05 22:07 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-05 22:07 | Cleared | 1 | 1 | 3 | 1 |
| 4000111531 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-04 16:23 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-04 16:23 | Cleared | 1 | 1 | 1 | 1 |
| 4000111531 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-04 16:23 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-04 16:23 | Cleared | 1 | 1 | 1 | 1 |
| 4000111531 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-04 16:23 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-04 16:23 | Cleared | 1 | 1 | 1 | 1 |
| 4000111542 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-02-02 19:38 | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. Lender to provide the most recent Rate lock agreement and XXXXXXXX lock confirmation. <br>|  | See attached rate lock CD issued on xxxxxx - xxxxxx | Received evidence of rate lock - xxxxxx<br> See attached rate lock CD issued on xxxxxx- xxxxxx |  | 2026-02-04 14:19 | Resolved | 3 | 1 | 3 | 1 |
| 4000111542 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-01-31 22:17 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-31 22:17 | Cleared | 1 | 1 | 3 | 1 |
| 4000111542 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-01-31 22:17 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-31 22:17 | Cleared | 1 | 1 | 3 | 1 |
| 4000111560 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 4 | 2026-02-02 14:37 | Compliance | Insufficient Change of Circumstance (50001252) | The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee, Unknown Fees – Non-Finance Charge. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). Need evidence of change of circumstance letter or a copy of a refundable check in the amount of xxxxxx for 0% tolerance fees.<br>Discount points were added to the LE dated xxxxxx in the amount of xxxxxx. <br>|  | le coc - xxxxxx<br>| Received CIC for additon of discount points. - xxxxxx<br>Resolved - xxxxxx<br>le coc - xxxxxx<br>|  | 2026-02-06 17:39 | Resolved | 3 | 1 | 3 | 1 |
| 4000111560 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 4 | 2026-01-31 00:35 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-01-31 00:35 | Resolved | 1 | 1 | 3 | 1 |
| 4000111560 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 4 | 2026-01-31 00:35 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-31 00:35 | Resolved | 1 | 1 | 3 | 1 |
| 4000111560 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 4 of 4 | 2026-02-03 00:25 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-03 00:25 | Cleared | 1 | 1 | 3 | 1 |
| 4000111579 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-02-04 19:51 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-04 19:51 | Cleared | 1 | 1 | 1 | 1 |
| 4000111579 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-02-04 19:51 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-04 19:51 | Cleared | 1 | 1 | 1 | 1 |
| 4000111579 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-02-05 23:29 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-05 23:29 | Cleared | 1 | 1 | 1 | 1 |
| 4000111645 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-06 20:09 | Credit | Purchase Contract is Expired | The purchase contract in the loan file expired on xxxxxx which is prior to the Note date of xxxxxx. The loan file does not contain an extension. <br>|  | Please note that the contract of sale is not Expired. - xxxxxx<br>| Investor accepts dates on purchase contract, condition resolved. - xxxxxx<br>Please note that the contract of sale is not Expired. - xxxxxx<br>|  | 2026-02-09 20:47 | Resolved | 3 | 1 | 3 | 1 |
| 4000111645 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-06 19:58 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a XXXXX XXXXXX CDA with a Low Risk score and CDA Value of $xxxxxx with a 0.00% variance to the appraisal value which meets the lender's guidelines. <br>|  |  |  |  | 2026-02-06 19:58 | Cleared | 1 | 1 | 3 | 1 |
| 4000111645 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-06 19:58 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-06 19:58 | Cleared | 1 | 1 | 3 | 1 |
| 4000111658 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-03 23:17 | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. It appears borrower just purchased their primary residence 2 months previously. A prior application was not found in the loan documents. Unable to determine borrower's 12 month residence history without application reflecting information on residence history. Twelve months payment history needs to be verified as well. <br>|  | see attached - xxxxxx<br>| Letter from Borrower's father in law states Borrower was living with him rent free prior to the purchase of the primary. Condition resolved. - xxxxxx<br>Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - xxxxxx<br>see attached - xxxxxx<br>|  | 2026-02-19 17:42 | Resolved | 3 | 1 | 3 | 1 |
| 4000111658 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-03 22:42 | Compliance | The Final 1003 is Missing | The final 1003 is missing. An initial or final application could not be found in the loan documents. <br>|  | attached - xxxxxx<br>| Business Purpose Application provided. Condition resolved. - xxxxxx<br>The final 1003 has been provided. - xxxxxx<br>attached - xxxxxx<br>|  | 2026-04-07 22:43 | Resolved | 3 | 1 | 3 | 1 |
| 4000111658 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-03 23:56 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-03 23:56 | Cleared | 1 | 1 | 3 | 1 |
| 4000111705 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-02-17 18:44 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-19 17:05 | Cleared | 1 | 1 | 1 | 1 |
| 4000111705 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-02-17 18:44 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-19 17:05 | Cleared | 1 | 1 | 1 | 1 |
| 4000111705 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-02-18 18:26 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-19 17:05 | Cleared | 1 | 1 | 1 | 1 |
| 4000111708 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-02-05 21:19 | Credit | Property Title Issue | Property title issue. Proposed Insured reflects the guarantor rather than borrowing entity. Please revise the proposed insured to match the borrower as shown on the Note & Security Instrument." <br>|  | Please see attached for condition review and please clear loan for purchase. Thank you - xxxxxx<br>| Updated Tile provided. Condition resolved. - xxxxxx<br>Property Title Issue Resolved - xxxxxx<br>Please see attached for condition review and please clear loan for purchase. Thank you - xxxxxx<br>|  | 2026-02-12 21:08 | Resolved | 3 | 1 | 3 | 1 |
| 4000111708 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-02-05 23:55 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-02-05 23:55 | Cleared | 1 | 1 | 3 | 1 |
| 4000111708 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-02-06 15:22 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-06 15:22 | Cleared | 1 | 1 | 3 | 1 |
| 4000111708 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-02-06 15:23 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-06 15:23 | Cleared | 1 | 1 | 3 | 1 |
| 4000111747 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-02-02 22:57 | Credit | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Coverage Amount - Hazard insurance amount is less than required coverage amount. The file does not contain a replacement cost estimator (RCE). The pages previously identified as such are actually duplicate copies of the insurance binder.<br> According to the appraisal report, the estimated cost-new is $xxxxxx. Per guideline requirements, the required coverage amount must be the lesser of the RCE or the total loan amount. <br>|  | Insurance attached - xxxxxx<br>| HOI Policy in file has 100% Replacement Value Coverage. - xxxxxx<br> Coverage Amount - Hazard Insurance of $xxxxxxx is equal to or greater than Required Coverage Amount of $xxxxxx- xxxxxx<br> Insurance attached - xxxxxx |  | 2026-02-07 17:43 | Resolved | 3 | 1 | 3 | 1 |
| 4000111747 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-02-03 20:34 | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. <br>|  | Final Approval attached - xxxxxx<br>| Approval located in file. - xxxxxx<br>Approval/Underwriting Summary is fully present - xxxxxx<br>Final Approval attached - xxxxxx<br>|  | 2026-02-07 17:49 | Resolved | 3 | 1 | 3 | 1 |
| 4000111747 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-02-03 00:16 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-03 00:16 | Cleared | 1 | 1 | 3 | 1 |
| 4000111747 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-02-03 00:16 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-03 00:16 | Cleared | 1 | 1 | 3 | 1 |
| 4000111807 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-04-06 21:42 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | 2026-04-06 21:42 | Cleared | 1 | 1 | 3 | 2 |
| 4000111807 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-05 17:34 | Credit | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Audited reserves months are less than the guideline required reserve months. <br>|  | Borrower has sufficient funds, borrower only needs 3 months if reserves. Funds need to close xxxxxx plus 3 months of reserves is $xxxxxx. Total funds borrower needed is xxxxxx. XXXXXX Account has xxxxxx. Please see attached. - xxxxxx | XXXXXX - xxxxxx<br> XXXXXX Overlay, 3 months Reserves. - xxxxxx<br> Condition set in error. Reserves are 3 months and borrower has verified reserves. - xxxxxx<br> Audited Reserves of 4.49 month(s) are greater than or equal to Guideline Required Reserves of 3 month(s) - xxxxxx<br> Audited Reserves of month(s) are greater than or equal to Guideline Required Reserves of month(s) - xxxxxx<br> Borrower has sufficient funds, borrower only needs 3 months if reserves. Funds need to close xxxxxx plus 3 months of reserves is $xxxxxx. Total funds borrower needed is xxxxxx. xxxxxx Account has xxxxxx. Please see attached. - xxxxxx | 3 months Reserves. | 2026-04-06 21:44 | Waived | 3 | 2 | 3 | 2 |
| 4000111807 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-04-06 21:42 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | 2026-04-06 21:42 | Cleared | 1 | 1 | 3 | 2 |
| 4000111827 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-02-11 14:36 | Credit | HO6 Master Insurance Policy is Missing | Missing Condo / PUD project master insurance policy. Guidelines require all projects to have a Master Insurance Certificate, including HO6, along with all required coverages. <br>|  | Not required for this property - xxxxxx<br>| Rental Dwelling Policy in file with sufficient coverage. - xxxxxx<br>HO-6 Master Insurance Policy is fully present - xxxxxx<br>Not required for this property - xxxxxx<br>|  | 2026-02-18 16:58 | Resolved | 3 | 1 | 3 | 1 |
| 4000111827 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-02-11 17:43 | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Missing Verification of Mortgage for subject property, xxxxxx. Condition upheld. MLS does not support verification of Mortgage History. Furthermore, MLS states there is a $xxxxxx Suspense Balance that needs to be explained. Provide verification of Mortgage. <br>|  | Verification of Mortgage - xxxxxx <br>VOM - xxxxxx<br>| MLS and explanation provided. - xxxxxx<br>Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - xxxxxx<br>Verification of Mortgage - xxxxxx<br>VOM - xxxxxx<br>|  | 2026-02-25 14:33 | Resolved | 3 | 1 | 3 | 1 |
| 4000111827 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-02-11 17:50 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-11 17:50 | Cleared | 1 | 1 | 3 | 1 |
| 4000111827 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-02-11 17:51 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-11 17:51 | Cleared | 1 | 1 | 3 | 1 |
| 4000111845 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 6 | 2026-02-03 00:48 | Credit | Calculated DSCR does not meet the Minimum DSCR allowed | The Calculated DSCR of '0.881' is less than the minimum required DSCR of'1'. Most recent lock confirmation in file reflects min DSCR 1. Calculated DSCR based on rental income from current lease. Correct Lease Agreement was used. <br>|  | The DSCR was calculated using the amount from the lease - $xxxxxx- which is lower than the 1007 rent of $xxxxxx. <br>xxxxxx DSCR can range from 0-1+. This loan is at 1.04. <br> - xxxxxx <br> They are looking at the wrong lease, they are using $xxxxxx instead of $xxxxxx.<br>Please see the attached lease for the subject property showing $xxxxxxa month.<br>They are looking at a lease that was to support that the borrower is not a first time investor. The property address for the experienced property is xxxxxx.<br> - xxxxxx | The DSCR was calculated using the amount from the lease - $xxxxxx- which is lower than the 1007 rent of $xxxxxx. xxxxxx DSCR can range from 0-1+. This loan is at 1.04. - xxxxxx<br> The DSCR was calculated using the amount from the lease - $xxxxxx- which is lower than the 1007 rent of $xxxxxx. <br>xxxxxx DSCR can range from 0-1+. This loan is at 1.04. <br> - xxxxxx<br> Correct Lease Agreement was used. - xxxxxx<br> Correct Lease Agreement was used. - xxxxxx<br> Correct Lease Agreement was used. - xxxxxx<br> The Calculated DSCR is equal to or greater than the minimum required DSCR, or Not Applicable - xxxxxx<br> They are looking at the wrong lease, they are using $xxxxxx instead of $xxxxxx.<br>Please see the attached lease for the subject property showing $xxxxxx a month.<br>They are looking at a lease that was to support that the borrower is not a first time investor. The property address for the experienced property is xxxxxx. for $xxxxxx a month.<br> - xxxxxx |  | 2026-02-23 16:43 | Resolved | 3 | 1 | 4 | 1 |
| 4000111845 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 6 | 2026-02-02 10:55 | Credit | Hazard Insurance Policy is Missing | Missing hazard insurance policy. Hazard insurance Policy disclosed on the final HUD settlement statement reflecting a monthly insurance payment of xxxxxx to xxxxxx LLC is not in the file. HOI Policy provided. Condition resolved. <br>|  | attached - xxxxxx<br>| HOI Policy provided. Condition resolved. - xxxxxx<br>HOI Policy provided. Condition resolved. - xxxxxx<br>HOI Policy provided. Condition resolved. - xxxxxx<br>Hazard Insurance Policy was provided. - xxxxxx<br>attached - xxxxxx<br>|  | 2026-02-23 16:43 | Resolved | 3 | 1 | 4 | 1 |
| 4000111845 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 6 | 2026-02-02 10:55 | Credit | Flood Certificate Missing | Missing flood certificate. Flood Certificate confirming flood zone is not in the file <br>|  | attached - xxxxxx<br>| Flood Cert provided. Condition resolved. - xxxxxx<br>Flood Certificate is fully present - xxxxxx<br>attached - xxxxxx<br>|  | 2026-02-05 18:06 | Resolved | 4 | 1 | 4 | 1 |
| 4000111845 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 6 of 6 | 2026-02-05 17:40 | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard insurance effective date is after the disbursement date. Disbursement date for the subject refinance is xxxxxx HOI Policy has an effective date of xxxxxx Provide previous HOI Policy or corrected Policy. Condition set in error. Incorrect Disbursement date entered. <br>|  | Can you confirm where you looking at the disbursement date of xxxxxx. The Mortgage/Security agreement shows signed by the borrower on xxxxxx and the executed HUD shows xxxxxx for the settlement date and xxxxxx for the disbursement date… I attached the HUD. - xxxxxx | Condition set in error. Incorrect Disbursement date entered. - xxxxxx<br> Condition set in error. Incorrect Disbursement date entered. - xxxxxx<br> Condition set in error. Incorrect Disbursement date entered. - xxxxxx<br> Can you confirm where you looking at the disbursement date of xxxxxx. The Mortgage/Security agreement shows signed by the borrower on xxxxxx and the executed HUD shows xxxxxx for the settlement date and xxxxxx for the disbursement date… I attached the HUD. - xxxxxx |  | 2026-02-23 16:50 | Resolved | 3 | 1 | 4 | 1 |
| 4000111845 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 6 | 2026-02-03 01:12 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-03 01:12 | Cleared | 1 | 1 | 4 | 1 |
| 4000111845 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 6 | 2026-02-03 01:12 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-03 01:13 | Cleared | 1 | 1 | 4 | 1 |
| 4000111868 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 4 of 5 | 2026-02-03 14:37 | Compliance | Missing Attorney Preference Letter | Right To Choose Attorney or Attorney Preference not in file. <br>|  | New York is an attorney state. Please see attached - xxxxxx<br>| Received required pamphlet What Mortgage Applicants need to know - xxxxxx<br>New York is an attorney state. Please see attached - xxxxxx<br>|  | 2026-02-04 15:01 | Resolved | 3 | 1 | 3 | 1 |
| 4000111868 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 5 | 2026-02-03 14:37 | Compliance | Missing Doc - Notice to Cosignor/Missing | Notice to Cosignor is missing. <br>|  | Please note there is no co signor on this loan. The husband is on title that is why is signed the mortgage so there is no notice to co signer. - xxxxxx<br>| Finding in error - xxxxxx<br>Please note there is no co signor on this loan. The husband is on title that is why is signed the mortgage so there is no notice to co signer. - xxxxxx<br>|  | 2026-02-04 15:00 | Void | 3 |  | 3 | 1 |
| 4000111868 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 5 | 2026-02-02 23:39 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-02 23:39 | Cleared | 1 | 1 | 3 | 1 |
| 4000111868 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 5 | 2026-02-02 23:39 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-02 23:39 | Cleared | 1 | 1 | 3 | 1 |
| 4000111868 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 5 of 5 | 2026-02-03 15:55 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-03 15:55 | Cleared | 1 | 1 | 3 | 1 |
| 4000111882 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-02-09 20:39 | Credit | Title Document is Incomplete | Title document is incomplete. Title document is incomplete. <br>|  | Initial Commitment and Marked-Up Commitment attached - xxxxxx<br>| Title documents are fully present - xxxxxx<br>Title in file. Condition resolved. - xxxxxx<br>Initial Commitment and Marked-Up Commitment attached - xxxxxx<br>|  | 2026-04-16 17:40 | Resolved | 3 | 1 | 3 | 1 |
| 4000111882 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-02-04 23:08 | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. <br>|  | UW summary attached - xxxxxx<br>| Credit Memo located in the loan file. Condition resolved. - xxxxxx<br>Approval/Underwriting Summary is fully present - xxxxxx<br>UW summary attached - xxxxxx<br>|  | 2026-04-16 17:40 | Resolved | 3 | 1 | 3 | 1 |
| 4000111882 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-02-05 00:21 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-05 00:21 | Cleared | 1 | 1 | 3 | 1 |
| 4000111882 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-02-05 00:22 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-05 00:22 | Cleared | 1 | 1 | 3 | 1 |
| 4000111949 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-16 17:49 | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Lender to provide a VOM for the investment property that has a private mortgage. xxxxxx Not required on a DSCR Loan per Guidelines. <br>|  | Please see the below response from our processor. <br>this was a DSCR loan with no documentation required for any other property other than subject loan and primary residence.<br> is xxxxxx asking for the mtg ratings for xxxxxx ? i have it, we are actually processing a cash out refi DSCR loan for the xxxxxx property as well. - xxxxxx | Not required on a DSCR Loan per Guidelines. - xxxxxx<br> Not required on a DSCR Loan per Guidelines. - xxxxxx<br> Please see the below response from our processor. <br>this was a DSCR loan with no documentation required for any other property other than subject loan and primary residence.<br> is xxxxxx asking for the mtg ratings for xxxxxx ? i have it, we are actually processing a cash out refi DSCR loan for the xxxxxx n property as well. - xxxxxx |  | 2026-04-22 16:40 | Void | 3 | 1 | 3 | 1 |
| 4000111949 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-16 18:18 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-17 22:45 | Cleared | 1 | 1 | 3 | 1 |
| 4000111949 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-16 18:19 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-17 22:45 | Cleared | 1 | 1 | 3 | 1 |
| 4000111951 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-09 17:36 | Property | Appraisal - Photos Missing | The loan file did not contain appraisal photos as required. The loan file contains the Photos; however, they are all in black and white, missing the color photos. <br>|  | color appraisal - xxxxxx<br>| Complete Color Appraisal provided. Condition resolved. - xxxxxx<br>color appraisal - xxxxxx<br>|  | 2026-02-12 15:22 | Resolved | 3 | 1 | 3 | 1 |
| 4000111951 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-09 17:37 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-09 17:37 | Cleared | 1 | 1 | 3 | 1 |
| 4000111951 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-09 17:37 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-09 17:37 | Cleared | 1 | 1 | 3 | 1 |
| 4000111974 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 4 | 2026-02-02 17:33 | Credit | Borrower 2 - Missing or incomplete income documentation for 1 or 2 Year Full Doc | The subject loan was approved using 2YR Full Doc. The loan file contains a blank WVOE for the Coborrower "xxxxxx". Lender to provide a complete WVOE with the coborrower's 2025 YTD + 2024 + 2023 income employed as the General Manager of xxxxxx or xxxxxx YTD paystubs, xxxxxx and xxxxxxW2s or 2 years personal tax returns supporting the lender's qualifying income of $xxxxxx a month. Verified Doc Type is '2YR Full Doc' but provided income documentation for Borrower 2 Personal Tax Returns, Business Tax Returns, or W2/1099 is not '2 YRS', or insufficient verified Paystubs were provided. Loan is a 1YR Full Doc or 2YR Full Doc. Missing minimum years W2s, tax returns, or 1099s and/or 1 month paystubs for Borrower 2. Verified Doc Type is '2YR Full Doc' but provided income documentation for Borrower 2 Personal Tax Returns, Business Tax Returns, or W2/1099 is not '2 YRS', or insufficient verified Paystubs were provided. Verified Doc Type is '2YR Full Doc' but provided income documentation for Borrower 2 Personal Tax Returns, Business Tax Returns, or W2/1099 is not '2 YRS', or insufficient verified Paystubs were provided. Loan is a 1YR Full Doc or 2YR Full Doc. Missing minimum years W2s, tax returns, or 1099s and/or 1 month paystubs for Borrower 2. Verified Doc Type is '2YR Full Doc' but provided income documentation for Borrower 2 Personal Tax Returns, Business Tax Returns, or W2/1099 is not '2 YRS', or insufficient verified Paystubs were provided. <br>|  | Please see attached, income documents for coborrower were submitted - xxxxxx<br>| Validation resolved - xxxxxx<br>Condition resolved. - xxxxxx<br>Completed FNMA 1005(WVOE) received for B2. No further issues with income requirements. Condition resolved. - xxxxxx<br>Please see attached, income documents for coborrower were submitted - xxxxxx<br>|  | 2026-02-18 17:19 | Resolved | 3 | 1 | 3 | 1 |
| 4000111974 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 4 | 2026-02-02 22:47 | Compliance | Missing Attorney Preference Letter | Right To Choose Attorney or Attorney Preference not in file. <br>|  | New York is an attorney state. Please see disclosure attached. - xxxxxx<br>| Resolved - xxxxxx<br>Received required pamphlet "What mortgage Applicaints need to Know" - xxxxxx<br>New York is an attorney state. Please see disclosure attached. - xxxxxx<br>|  | 2026-02-09 23:49 | Resolved | 3 | 1 | 3 | 1 |
| 4000111974 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 4 of 4 | 2026-02-03 01:36 | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. Missing Rate Lock agreement and XXXXXXXX lock confirmation, lender to provide. <br>|  | Please note rate is locked in XXXXX. - xxxxxx<br>| Document Uploaded. Rate lock provided - xxxxxx<br> resolved - xxxxxx<br> Rate lock - xxxxxx<br> Please note rate is locked in xxxxxx. - xxxxxx |  | 2026-02-18 17:21 | Resolved | 3 | 1 | 3 | 1 |
| 4000111974 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 4 | 2026-02-02 19:08 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a XXXXX XXXXXX CDA with a Low Risk score and a value of $xxxxxx with a 0.00% variance to the appraisal value which meets the lender's guideline requirement. <br>|  |  |  |  | 2026-02-02 19:08 | Cleared | 1 | 1 | 3 | 1 |
| 4000112041 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-12 18:51 | Credit | Eligibility - Investor Experience | The borrower(s) investor experience does not meet guideline requirements. Borrower is a First Time Investor and a First Time Homebuyer living rent free with relative - this is not allowed per guides for DSCR program. <br>|  |  |  | First Time Homebuyer are acceptable with 700 FICO and DSCR > 1.00 | 2026-02-13 01:26 | Waived | 2 | 2 | 2 | 2 |
| 4000112041 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-12 19:29 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-12 19:29 | Cleared | 1 | 1 | 2 | 2 |
| 4000112041 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-12 19:29 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-12 19:29 | Cleared | 1 | 1 | 2 | 2 |
| 4000112070 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-17 18:05 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | 2026-02-18 01:18 | Cleared | 1 | 1 | 3 | 1 |
| 4000112070 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-17 17:56 | Property | Appraisal - Miscellaneous | The subject appraisal reflected issues. The appraisal provided is in black and white. Please provide the appraisal with the colored photos. <br>|  | appraisal 1st & 2nd - xxxxxx<br>| Full Color Appraisal provided. Condition resolved. - xxxxxx<br>appraisal 1st & 2nd - xxxxxx<br>|  | 2026-02-18 19:38 | Resolved | 3 | 1 | 3 | 1 |
| 4000112070 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-17 18:05 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | 2026-02-18 01:16 | Cleared | 1 | 1 | 3 | 1 |
| 4000112088 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 6 | 2026-02-03 19:05 | Credit | Missing Lease Agreement | Lease agreement in file omits lease end date. Additionally, omits language indicating lease converts to month-to-month. Please provide updated lease correcting the stated. <br>|  |  |  |  | 2026-02-05 16:24 | Resolved | 1 | 1 | 1 | 1 |
| 4000112088 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 6 | 2026-02-03 20:14 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-02-03 20:14 | Cleared | 1 | 1 | 1 | 1 |
| 4000112088 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 6 | 2026-02-03 20:14 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-03 20:14 | Cleared | 1 | 1 | 1 | 1 |
| 4000112088 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 6 | 2026-02-05 16:24 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-05 16:24 | Cleared | 1 | 1 | 1 | 1 |
| 4000112088 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 6 | 2026-02-05 16:24 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-05 16:24 | Cleared | 1 | 1 | 1 | 1 |
| 4000112088 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 6 of 6 | 2026-02-05 16:34 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-05 16:34 | Cleared | 1 | 1 | 1 | 1 |
| 4000112172 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-02-09 17:18 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a CU and LCA with scores = or < 2.5 which meets the lender's requirements. <br>|  |  |  |  | 2026-02-09 17:18 | Cleared | 1 | 1 | 1 | 1 |
| 4000112172 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-02-09 17:18 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-09 17:18 | Cleared | 1 | 1 | 1 | 1 |
| 4000112172 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-02-09 17:18 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-09 17:18 | Cleared | 1 | 1 | 1 | 1 |
| 4000112226 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-11 23:27 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. <br>|  | CDA - xxxxxx<br>| CDA supporting value was provided. Condition resolved. - xxxxxx<br>CDA - xxxxxx<br>|  | 2026-02-13 16:26 | Resolved | 3 | 1 | 3 | 1 |
| 4000112226 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-10 21:02 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-10 21:02 | Cleared | 1 | 1 | 3 | 1 |
| 4000112226 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-10 21:02 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-10 21:02 | Cleared | 1 | 1 | 3 | 1 |
| 4000112271 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-02 04:16 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-02 04:16 | Cleared | 1 | 1 | 1 | 1 |
| 4000112271 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-02 04:16 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-02 04:16 | Cleared | 1 | 1 | 1 | 1 |
| 4000112271 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-02 22:38 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-02 22:38 | Cleared | 1 | 1 | 1 | 1 |
| 4000112275 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-02-12 17:22 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-12 17:22 | Cleared | 1 | 1 | 1 | 1 |
| 4000112275 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-02-12 17:22 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-12 17:22 | Cleared | 1 | 1 | 1 | 1 |
| 4000112275 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-02-13 16:33 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-13 16:33 | Cleared | 1 | 1 | 1 | 1 |
| 4000112293 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-02-02 21:54 | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. Missing Evidence of Third-Party fraud report <br>|  | Fraud report uploaded - xxxxxx<br>| Third party fraud report is provided - xxxxxx<br>Fraud Report provided. - xxxxxx<br>Fraud report uploaded - xxxxxx<br>|  | 2026-02-04 21:58 | Resolved | 3 | 1 | 3 | 1 |
| 4000112293 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-02-02 21:58 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. <br>|  | CDA value . Appraisal value . - xxxxxx<br>| CDA supporting value provided. Condition resolved. - xxxxxx<br>CDA value . Appraisal value . - xxxxxx<br>|  | 2026-02-04 21:57 | Resolved | 3 | 1 | 3 | 1 |
| 4000112293 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-02-02 22:19 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-02 22:20 | Cleared | 1 | 1 | 3 | 1 |
| 4000112293 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-02-03 19:25 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-03 19:25 | Cleared | 1 | 1 | 3 | 1 |
| 4000112303 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-06 07:24 | Credit | Property Title Issue | Property title issue. The title commitment (on page 449 of the loan package) shows municipal liens i/a/o $xxxxxx & $xxxxxx. Additionally, full details of the various municipal liens can be found on pages 294-296 of the loan package. Please provide proof that all judgments/liens affecting title have been paid/resolved. <br>|  | see attached paid - xxxxxx<br>| Evidence liens were paid. Condition resolved. - xxxxxx<br>Property Title Issue Resolved - xxxxxx<br>see attached paid - xxxxxx<br>|  | 2026-02-13 13:43 | Resolved | 3 | 1 | 3 | 1 |
| 4000112303 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-06 07:48 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-06 07:48 | Cleared | 1 | 1 | 3 | 1 |
| 4000112303 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-06 07:48 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-06 07:48 | Cleared | 1 | 1 | 3 | 1 |
| 4000112312 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-07 12:32 | Credit | Credit Documentation - Letter of Explanation | The loan file did not contain a letter of explanation as required. A Letter of Explanation (LOE) by the Borrower / Guarantor is required to detail relevant real estate experience. <br>|  | Borrower REO attached - xxxxxx<br>| REAL ESTATE EXPERIENCE OUTLINE was provided. Condition resolved. - xxxxxx<br>Borrower REO attached - xxxxxx<br>|  | 2026-02-16 17:30 | Resolved | 3 | 1 | 3 | 1 |
| 4000112312 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-09 20:03 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-09 20:03 | Cleared | 1 | 1 | 3 | 1 |
| 4000112312 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-09 20:04 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-09 20:04 | Cleared | 1 | 1 | 3 | 1 |
| 4000112316 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 5 of 5 | 2026-02-19 14:19 | Credit | Title Document is Incomplete | Title document is incomplete. <br>|  |  | Condition fired in error. - xxxxxx<br>Title documents are fully present - xxxxxx<br>Title Document has been provided. - xxxxxx<br>Title documents are fully present - xxxxxx<br>|  | 2026-02-19 14:28 | Void | 3 |  | 3 | 1 |
| 4000112316 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 4 of 5 | 2026-02-10 22:13 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Lender to provide supporting documentation for Additional REO xxxxxx (PITIA and HOA if applicable as well as proof of rental income or proof the property has been sold), / pending sale, payment was excluded, added back stated REO expenses, no supporting documentation for rental income. Condition upheld. Without evidence of Rental income or sale of previous residence, DTI exceeds guidelines. <br>|  | operating income statement xxxxxx. this is a purchase and borrower has not closed on this property yet. - xxxxxx <br> xxxxxx has not closed yet - xxxxxx <br> xxxxxx docs - xxxxxx | xxxxxx is a purchase that the Borrower has not closed on yet. Borrower does not own this property as of this loan closing. - xxxxxx<br> operating income statement xxxxxx. this is a purchase and borrower has not closed on this property yet. - xxxxxx<br> xxxxxx has not closed yet - xxxxxx<br> Lender to provide a signed final CD or Note and proof taxes, insurance and HOA if applicable as well as a lease agreement or Rent schedule to consider rental income or xxxxxx. - xxxxxx<br> xxxxxx docs - xxxxxx |  | 2026-02-19 14:30 | Resolved | 3 | 1 | 3 | 1 |
| 4000112316 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 5 | 2026-02-10 21:54 | Credit | Audited DTI Exceeds Guideline DTI | Audited DTI exceeds guideline DTI. <br>|  | xxxxxx is a purchase and has not closed. Payment should not be included in the DTI when the borrower does not own the property - xxxxxx | xxxxxx is a purchase that the Borrower has not closed on yet. Borrower does not own this property as of this loan closing. - xxxxxx<br> Audited DTI of 23.14% is less than or equal to Guideline DTI of 55% - xxxxxx<br> xxxxxx is a purchase and has not closed. Payment should not be included in the DTI when the borrower does not own the property - xxxxxx<br> Lender to provide a signed final CD or Note and proof taxes, insurance and HOA if applicable as well as a lease agreement or Rent schedule to consider rental income or xxxxxx. - xxxxxx |  | 2026-02-19 14:31 | Resolved | 3 | 1 | 3 | 1 |
| 4000112316 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 5 | 2026-02-09 18:57 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-09 18:57 | Cleared | 1 | 1 | 3 | 1 |
| 4000112316 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 5 | 2026-02-10 22:01 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-10 22:01 | Cleared | 1 | 1 | 3 | 1 |
| 4000112332 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-07 05:15 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-07 05:15 | Cleared | 1 | 1 | 1 | 1 |
| 4000112332 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-07 05:15 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-07 05:15 | Cleared | 1 | 1 | 1 | 1 |
| 4000112332 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-07 05:15 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-07 05:15 | Cleared | 1 | 1 | 1 | 1 |
| 4000112340 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-04-21 17:02 | Property | Value - AVM/BPO/Desk Review did not support Value within -10% | The 3rd party review product did not support the value within a -10% variance. Missing CDA to support the appraisal used at origination. <br>|  |  | Post-Close CDA supporting value was provided. Condition resolved. - xxxxxx<br>|  | 2026-04-21 17:02 | Resolved | 3 | 1 | 3 | 1 |
| 4000112340 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-02-03 19:14 | Property | Value - Field Review Does Not Support Value within 10% | A Retro-Field Review was performed. The original appraised value is not supported within a variance within 10%. A secondary valuation must support the value used at origination within 10%, the desk review value is not within 10% of the value used to originate the loan. <br>|  | cda - xxxxxx<br>| Incorrect verbiage used, CDA was missing but has been provided. - xxxxxx<br>Post-Close CDA supporting value was provided. Condition resolved.<br> - xxxxxx<br>cda - xxxxxx<br>|  | 2026-04-21 17:03 | Void | 3 |  | 3 | 1 |
| 4000112340 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-02-02 17:27 | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Lender to provide a VOM for subject property since the mortgage is held by a private individual. VOM is required to verify no lates on the payments in the last 24 months. <br>|  | in the file, provided - xxxxxx<br>| Credit Supplement provided for VOM. Condition resolved. - xxxxxx<br>Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - xxxxxx<br>in the file, provided - xxxxxx<br>|  | 2026-03-04 00:30 | Resolved | 3 | 1 | 3 | 1 |
| 4000112340 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-02-02 18:08 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-02 18:08 | Cleared | 1 | 1 | 3 | 1 |
| 4000112349 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-12 19:53 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-12 19:53 | Cleared | 1 | 1 | 1 | 1 |
| 4000112349 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-12 19:54 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-12 19:54 | Cleared | 1 | 1 | 1 | 1 |
| 4000112349 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-12 19:54 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-16 00:10 | Cleared | 1 | 1 | 1 | 1 |
| 4000112362 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 4 of 4 | 2026-04-06 21:41 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | 2026-04-06 21:41 | Cleared | 1 | 1 | 3 | 1 |
| 4000112362 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 4 | 2026-02-20 15:29 | Compliance | Missing Attorney Preference Letter | Right To Choose Attorney or Attorney Preference not in file. <br>|  | This is not applicable. please waive - xxxxxx<br>| Required pamphlet "What Mortgage Applicants Need to Know" located in the file. - xxxxxx<br>This is not applicable. please waive - xxxxxx<br>|  | 2026-02-24 13:23 | Resolved | 3 | 1 | 3 | 1 |
| 4000112362 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 4 | 2026-02-19 23:38 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-21 23:27 | Cleared | 1 | 1 | 3 | 1 |
| 4000112362 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 4 | 2026-02-20 19:00 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-21 23:27 | Cleared | 1 | 1 | 3 | 1 |
| 4000112407 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 4 of 5 | 2026-02-04 04:34 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. Missing documentation supporting PITI payment for Primary Residence - xxxxxx. <br>|  | Document Uploaded. - xxxxxx<br>| Payment info provided. Condition resolved. - xxxxxx<br>Document Uploaded. - xxxxxx<br>|  | 2026-02-18 16:04 | Resolved | 3 | 1 | 3 | 1 |
| 4000112407 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 2 of 5 | 2026-02-04 04:24 | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. <br>|  | See attached Final fraud - xxxxxx<br>| LoanSafe Report provided. Condition resolved. - xxxxxx<br>Third party fraud report is provided - xxxxxx<br>See attached Final fraud - xxxxxx<br>|  | 2026-02-10 13:55 | Resolved | 3 | 1 | 3 | 1 |
| 4000112407 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 1 of 5 | 2026-02-04 04:23 | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. Missing the 1008/Approval/Underwriting Summary. <br>|  | See attached --1008 - xxxxxx<br>| 1008 provided. Condition resolved. - xxxxxx<br>Approval/Underwriting Summary is fully present - xxxxxx<br>See attached --1008 - xxxxxx<br>|  | 2026-02-10 13:58 | Resolved | 3 | 1 | 3 | 1 |
| 4000112407 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 3 of 5 | 2026-02-04 04:25 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-04 04:25 | Cleared | 1 | 1 | 3 | 1 |
| 4000112407 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Second Home | Purchase | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 5 of 5 | 2026-02-04 16:29 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-04 16:29 | Cleared | 1 | 1 | 3 | 1 |
| 4000112419 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-02-11 19:54 | Credit | HO6 Insurance Policy Effective Date is after the Note Date | HO-6 insurance policy effective date is after the Note date. The subject loan closed on xxxxxx; however, the HOI policy start date is xxxxxx. <br>|  | Lender cert - xxxxxx<br>| Lender Certification provided stating: This is to confirm no claims were filed between the day the docs were signed and the day the loan funded and borrower took ownership of property. Loan didn't fund and disburse until xxxxxx26.<br> - xxxxxx<br>Lender Certification provided stating: This is to confirm no claims were filed between the day the docs were signed and the day the loan funded and borrower took ownership of property. Loan didn't fund and disburse until xxxxxx26. - xxxxxx<br>Lender cert - xxxxxx<br>|  | 2026-02-26 17:09 | Resolved | 3 | 1 | 3 | 1 |
| 4000112419 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-02-11 20:28 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-11 23:52 | Cleared | 1 | 1 | 3 | 1 |
| 4000112419 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-02-11 22:15 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-11 22:15 | Cleared | 1 | 1 | 3 | 1 |
| 4000112458 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-02-11 18:14 | Credit | Corporation/LLC: EIN Doc is Missing | The loan file does not contain the Coporation/LLC: EIN documentation. <br>|  | see attached - xxxxxx<br>| EIN provided. Condition resolved. - xxxxxx<br>see attached - xxxxxx<br>|  | 2026-02-13 20:16 | Resolved | 3 | 1 | 3 | 1 |
| 4000112458 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-02-09 19:13 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-09 19:13 | Cleared | 1 | 1 | 3 | 1 |
| 4000112458 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-02-09 19:13 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-09 19:13 | Cleared | 1 | 1 | 3 | 1 |
| 4000112458 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-02-09 19:13 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-09 19:13 | Cleared | 1 | 1 | 3 | 1 |
| 4000112491 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-01-29 00:45 | Credit | Credit Documentation - Letter of Explanation | The loan file did not contain a letter of explanation as required. Per the credit report provided, the borrower had 1revolving account with > 60 days within 4 years of closing. Per the lender's guidelines, a full explanation is required for xxxxxx CC #xxxxxx with a balance of $xxxxxx reporting as a Charge-Off closed xxxxxx. Condition upheld. Per Investor Lock. Loan was underwritten to the following: Product Code: xxxxxx _30FixedDSCRPlus_30Year_30Days_7.125. Provide LOE or exception. <br>|  | Please re-review using xxxxxx Investor_Program_Guidelines v1.4 soft guidelines. <br> Thanks - xxxxxx <br> This is not required per soft guides xxxxxx Investor_Program_Guidelines v1.4 - xxxxxx | Per update XXXXXXGuidelines are now being used. - xxxxxx<br> Please re-review using xxxxxx Guidelines v1.4 soft guidelines. <br> Thanks - xxxxxx<br> This is not required per soft guides xxxxxx _Investor_Program_Guidelines v1.4 - xxxxxx |  | 2026-02-13 20:07 | Resolved | 3 | 1 | 3 | 1 |
| 4000112491 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-01-29 00:16 | Property | Missing HOA/Condo Certification | The subject property is a high-rise Condo. The subject loan was approved as an Established, Warrantable Condo and a Limited Condo Questionnaire was provided. However, the required Condominium Project Certification (or similar) must be provided with the loan package on all projects. <br>|  | Condo Cert - xxxxxx<br>| Condo Cert provided. Condition resolved. - xxxxxx<br>Condo Cert - xxxxxx<br>|  | 2026-02-04 20:46 | Resolved | 3 | 1 | 3 | 1 |
| 4000112491 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-01-29 01:02 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. The loan file did not contain the required 3rd party valuation product as required per the lender's guidelines. <br>|  | CDA value xxxxxx. Appraisal value xxxxxx. - xxxxxx<br>| CDA supporting value was provided. Condition resolved - xxxxxx<br>CDA value xxxxxx. Appraisal value xxxxxx. - xxxxxx<br>|  | 2026-01-30 15:14 | Resolved | 3 | 1 | 3 | 1 |
| 4000112491 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-01-29 01:01 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-29 01:01 | Cleared | 1 | 1 | 3 | 1 |
| 4000112595 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 4 | 2026-02-04 21:17 | Credit | FEMA Declared Disaster Area Post Closing Review | The subject property was located in a FEMA declared disaster area. Post closing property inspection report required. FEMA disaster lookup shows that the property is in a disaster area after the appraisal was completed but before the loan was closed, missing re-inspection. <br>|  | PDI - xxxxxx<br>| PDI Report provided, stating no damage to subject property. Condition resolved. - xxxxxx<br>PDI - xxxxxx<br>|  | 2026-02-16 11:40 | Resolved | 3 | 1 | 3 | 1 |
| 4000112595 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 4 | 2026-02-04 19:49 | Credit | Borrower 1 Gap Credit Report is Expired (Greater than 10 Days from Closing/Settlement Date) | Borrower 1 Gap Credit Report is Expired (Greater than 10 days from Closing/Settlement Date). Gap report is dated 11 days from the initial credit report for both borrowers. An additional gap report could not be found in the loan documents. <br>|  | ATTACHED - xxxxxx<br>| GAP/UDM Report provided. Condition resolved. - xxxxxx<br>Borrower 1 Gap Credit Report is not expired. - xxxxxx<br>ATTACHED - xxxxxx<br>|  | 2026-02-16 11:39 | Resolved | 3 | 1 | 3 | 1 |
| 4000112595 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 4 | 2026-02-04 21:27 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-04 21:27 | Cleared | 1 | 1 | 3 | 1 |
| 4000112595 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 4 of 4 | 2026-02-05 13:54 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-05 13:54 | Cleared | 1 | 1 | 3 | 1 |
| 4000112623 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 4 of 4 | 2026-02-17 15:04 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines.<br> - xxxxxx<br>|  | 2026-02-18 03:06 | Cleared | 1 | 1 | 3 | 2 |
| 4000112623 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 4 | 2026-02-16 17:57 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied.<br> - xxxxxx<br>|  | 2026-02-18 03:07 | Cleared | 1 | 1 | 3 | 2 |
| 4000112623 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 4 | 2026-02-16 18:06 | Credit | Credit Profile - Mortgage Payment History | A mortgage payment history reflected at least one 30-day late in the last 12 months, which exceeds guidelines. Payment history for the second mortgage with XXXXXXXX could not be found in the loan documents. <br>|  | xxxxxx Statement page 1 with Borrower's Name - account belongs to borrower - xxxxxx <br> Statements - xxxxxx | xxxxxx Statement/Mortgage history provided. Condition resolved. - xxxxxx<br> xxxxxx Statement page 1 with Borrower's Name - account belongs to borrower - xxxxxx<br> Condition upheld. Provide explanation and verification of who is xxxxxx with xxxxxx Account # xxxxxx making the payments to xxxxxx. Is this the Borrower's account? Provide evidence. - xxxxxx<br> Statements - xxxxxx |  | 2026-02-23 22:01 | Resolved | 3 | 1 | 3 | 2 |
| 4000112623 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 4 | 2026-02-16 18:05 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. WVOE loan and borrower owns 4 other businesses with the CFO of his current employer - xxxxxx an Owner of xxxxxx. Loan includeds an Attestation LOE from xxxxxx that confirms the Borrower is Not employed by any relatives or family members and confirms Borrower is Not an owner of the company xxxxxx. Please confirm if this loan is eligible for a WVOE loan.<br>Exception conditionally approved to allow borrower to qualify on WVOE program as wage earner under xxxxxx with confirmation of the following: 1. YTD paystub to confirm earnings as reflected on WVOE. @. CPA letter stating borrower has no ownership of xxxxxx. No other exceptions allowed and loan is subject to final approval. <br>|  |  |  | 1. Reserves after closing is greater than 24 months.<br> 2. FICO score is 20+ points above minimum required.<br> 3. Permanent Resident Alien has owned home for 6+ years with no derogatory payment history. | 2026-02-17 11:19 | Waived | 2 | 2 | 3 | 2 |
| 4000112708 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-11 20:30 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-11 20:30 | Cleared | 1 | 1 | 1 | 1 |
| 4000112708 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-11 20:36 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-11 20:36 | Cleared | 1 | 1 | 1 | 1 |
| 4000112708 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-13 15:31 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-13 15:31 | Cleared | 1 | 1 | 1 | 1 |
| 4000112720 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-01-30 17:37 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-01-30 17:37 | Cleared | 1 | 1 | 1 | 1 |
| 4000112720 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-01-30 17:37 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-01-30 17:37 | Cleared | 1 | 1 | 1 | 1 |
| 4000112720 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-01-30 22:59 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-01-30 22:59 | Cleared | 1 | 1 | 1 | 1 |
| 4000112725 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-12 00:52 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-12 00:52 | Cleared | 1 | 1 | 1 | 1 |
| 4000112725 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-12 00:52 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-12 00:52 | Cleared | 1 | 1 | 1 | 1 |
| 4000112725 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-12 00:52 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-12 00:52 | Cleared | 1 | 1 | 1 | 1 |
| 4000112736 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 6 | 2026-02-03 22:45 | Compliance | Closing Detail Statement Indicator is Missing | The Closing Detail Statement Indicator is missing <br>|  | HUD uploaded - xxxxxx<br>| Final Settlement Statement provided. Condition resolved. - xxxxxx<br>The Closing Detail Statement Indicator is not missing. - xxxxxx<br>HUD uploaded - xxxxxx<br>|  | 2026-02-05 22:08 | Resolved | 4 | 1 | 4 | 1 |
| 4000112736 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 6 | 2026-02-01 18:33 | Compliance | TRID: Missing Final Closing Disclosure | The loan file does not contain the Final Closing Disclosure. <br>|  | settlement statement uploaded - xxxxxx<br>| Final Settlement Statement provided. Condition resolved. - xxxxxx<br>settlement statement uploaded - xxxxxx<br>|  | 2026-02-05 22:07 | Resolved | 4 | 1 | 4 | 1 |
| 4000112736 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 6 | 2026-02-01 18:33 | Compliance | Note Does Not Indicate a Prepayment Penalty but CD Indicates a Prepayment Penalty | Note does not indicate a prepayment penalty but CD indicates a prepayment penalty. <br>|  | Uploaded note with PPP. - xxxxxx<br>| Condition set in error. Note and PP Rider in file. - xxxxxx<br>Uploaded note with PPP. - xxxxxx<br>|  | 2026-02-05 22:11 | Resolved | 3 | 1 | 4 | 1 |
| 4000112736 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 6 | 2026-02-03 22:37 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-03 22:37 | Cleared | 1 | 1 | 4 | 1 |
| 4000112736 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 6 | 2026-02-03 22:46 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-03 22:46 | Cleared | 1 | 1 | 4 | 1 |
| 4000112736 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 6 of 6 | 2026-02-10 20:05 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. <br>|  |  |  |  | 2026-02-10 20:22 | Void | 3 |  | 4 | 1 |
| 4000112742 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 5 | 2026-02-13 01:32 | Credit | Asset 8 Missing | Asset documentation is missing from the file. Per the gift letter, a gift of $xxxxxx was given to the borrower. Documentation of the transfer of these funds is missing from the loan file. <br>|  | see attached gift documentation that is in the file. - xxxxxx<br>| Gift docs provided. Condition resolved. - xxxxxx<br>see attached gift documentation that is in the file. - xxxxxx<br>|  | 2026-02-23 16:58 | Resolved | 3 | 1 | 3 | 1 |
| 4000112742 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 5 | 2026-02-13 01:32 | Credit | Asset 7 Missing | Asset documentation is missing from the file. Per the gift letter, a gift of $xxxxxx was given to the borrower. Documentation of the transfer of these funds is missing from the loan file. <br>|  | please re-review the documents provided - xxxxxx<br>| Gift docs provided. Condition resolved. - xxxxxx<br>please re-review the documents provided - xxxxxx<br>|  | 2026-02-23 16:59 | Resolved | 3 | 1 | 3 | 1 |
| 4000112742 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 5 | 2026-02-13 01:35 | Credit | Asset Qualification Does Not Meet Guideline Requirements | Asset Qualification does not meet guideline requirements. Per the gift letters and the final 1003 in the loan file, the borrower received gift funds totaling $xxxxxx. In accordance with guidelines, when gift funds are used and the LTV exceeds 75%, the borrower must contribute a minimum of 5% of their own funds. Based on the current documentation, the required 5% borrower contribution has not been satisfied. <br>|  | 5%= $XXXXXXXX<br> Borrower does have 5% of their own funds into the transaction. The down payment of $xxxxxx is from her own funds (xxxxxx October statement #xxxxxx) and the remaining funds of $xxxxxx are from the balance of XXXX XXXXX account which after funds of xxxxxx are deducted is $xxxxxx. (xxxxxx total assets-xxxxxx gift funds= $xxxxxx) $xxxxxx+$xxxxxx is over 5%.<br> - xxxxxx | Breakdown provided. Condition resolved. - xxxxxx<br> 5%= $xxxxxx<br> Borrower does have 5% of their own funds into the transaction. The down payment of $xxxxxx is from her own funds (xxxxxx October statement #xxxxxx) and the remaining funds of $xxxxxx are from the balance of xxxxxx account which after funds of xxxxxx are deducted is $xxxxxx. (xxxxxx total assets-xxxxxx gift funds= $xxxxxx) $xxxxxx+$xxxxxxis over 5%.<br> - xxxxxx |  | 2026-02-23 17:03 | Resolved | 3 | 1 | 3 | 1 |
| 4000112742 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 5 | 2026-02-11 20:04 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-11 20:04 | Cleared | 1 | 1 | 3 | 1 |
| 4000112742 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 5 | 2026-02-13 14:09 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-13 14:09 | Cleared | 1 | 1 | 3 | 1 |
| 4000112822 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 5 | 2026-02-18 16:50 | Compliance | Washington - Fees Allowed (Lender)(01/10) | The Washington Consumer Loan Act prohibits any fee other than a Loan Origination Fee, Loan Discount, or Commitment (Rate Lock) Fee to be paid by the Borrower to the Lender. (RCW 31.04.105(2); WAC 208-620-555; WAC 208-620-560(6)) . <br>|  |  | Condition is invalid and has been voided. - xxxxxx<br>|  | 2026-02-24 14:30 | Void | 1 |  | 3 | 2 |
| 4000112822 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 5 of 5 | 2026-02-18 16:50 | Compliance | Insufficient Change of Circumstance (50001252) | The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Credit Report Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). <br>|  |  | Condition is invalid and has been voided. - xxxxxx<br>|  | 2026-02-24 14:29 | Void | 1 |  | 3 | 2 |
| 4000112822 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 5 | 2026-02-17 21:32 | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. Missing Approval/Underwriting Summary (1008) <br>|  | 1008 - xxxxxx<br>| 1008 provided. Condition resolved. - xxxxxx<br>Approval/Underwriting Summary is fully present - xxxxxx<br>1008 - xxxxxx<br>|  | 2026-02-20 18:13 | Resolved | 3 | 1 | 3 | 2 |
| 4000112822 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 4 of 5 | 2026-02-18 16:50 | Compliance | Charges That Cannot Increase Test (50001251) | The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Credit Report Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). Need evidence of change of circumstance letter or a copy of a refundable check in the amount of $xxxxxxfor 0% tolerance fees. The credit report fee increased from xxxxxx to xxxxxx on the Final CD dated xxxxxx. <br>|  | PCCD, LOE, VOE, Check - xxxxxx<br>| - xxxxxx<br>Received curative package: PCCD, LOE, copy of check and proof of mailing - xxxxxx<br>PCCD, LOE, VOE, Check - xxxxxx<br>|  | 2026-02-20 15:09 | Cured | 3 | 2 | 3 | 2 |
| 4000112822 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 5 | 2026-02-17 22:05 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-19 15:53 | Cleared | 1 | 1 | 3 | 2 |
| 4000112828 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-02-04 23:03 | Credit | Third Party Fraud Report Partially Provided | Third party fraud report partially provided. Third-party fraud report was only partially provided and remains "Uncleared." <br>|  | Attached - xxxxxx<br>| LoanSafe Report provided. Condition resolved. - xxxxxx<br>Third Party Fraud Report is fully present - xxxxxx<br>Attached - xxxxxx<br>|  | 2026-02-09 19:18 | Resolved | 3 | 1 | 4 | 1 |
| 4000112828 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-02-09 19:24 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. The loan file is missing the 3rd Party valuation as required per guidelines. <br>|  | UCDP is 1.0 - xxxxxx<br>| CU and LCA provided, both with a score of 1. Condition resolved. - xxxxxx<br>UCDP is 1.0 - xxxxxx<br>|  | 2026-02-12 16:32 | Resolved | 3 | 1 | 4 | 1 |
| 4000112828 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-02-06 18:07 | Property | Appraisal is Missing | The file is missing the appraisal. Missing a secondary valuation product to support origination value/appraisal. <br>|  | Attached - xxxxxx<br>| Condition error. See new condition. - xxxxxx<br>Appraisal is Present or is Waived - xxxxxx<br>Attached - xxxxxx<br>|  | 2026-02-12 16:31 | Resolved | 4 | 1 | 4 | 1 |
| 4000112828 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-02-04 23:24 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-04 23:24 | Cleared | 1 | 1 | 4 | 1 |
| 4000112864 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-11 21:56 | Credit | Hazard Insurance - Other Insurance Missing | The policy verifying other property insurance is missing from the loan file. The hazard insurance policy for the subject property (xxxxxxxx) does not evidence Rent Loss or Fair Rental Value coverage. <br>|  |  | Guidelines do not require this coverage, condition resolved. - xxxxxx<br>|  | 2026-02-12 20:11 | Resolved | 3 | 1 | 3 | 1 |
| 4000112864 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-11 22:02 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-11 22:02 | Cleared | 1 | 1 | 3 | 1 |
| 4000112864 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-11 22:03 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-11 22:03 | Cleared | 1 | 1 | 3 | 1 |
| 4000112926 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-11 03:49 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-11 03:49 | Cleared | 1 | 1 | 1 | 1 |
| 4000112926 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-11 03:50 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-11 03:50 | Cleared | 1 | 1 | 1 | 1 |
| 4000112926 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-11 03:50 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-11 03:50 | Cleared | 1 | 1 | 1 | 1 |
| 4000112933 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-17 21:10 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-19 04:55 | Cleared | 1 | 1 | 1 | 1 |
| 4000112933 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-17 21:10 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-19 04:55 | Cleared | 1 | 1 | 1 | 1 |
| 4000112933 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-17 21:11 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-19 04:55 | Cleared | 1 | 1 | 1 | 1 |
| 4000113086 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-02-06 02:59 | Credit | Borrower 1 Executed 4506-T Missing | Borrower 1 Executed 4506-T missing from the file. <br>|  | 4506 - xxxxxx<br>| Signed 3YR 4506 was provided. Condition resolved. - xxxxxx<br>Borrower 1 Executed 4506-T Provided - xxxxxx<br>4506 - xxxxxx<br>|  | 2026-02-16 11:47 | Resolved | 3 | 1 | 3 | 1 |
| 4000113086 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-02-06 04:00 | Credit | Assets - Authorization Access for Joint Account | The file does not contain authorization access for funds from joint account holder. Please provide the corresponding relationship/accessibility letter for the xxxxxx Account# ending in xxxxxx, xxxxxx Account# ending in xxxxxx, and the xxxxxx Account# ending in xxxxxx. <br>|  | Access later for xxxxxx #xxxx, xxxxxx<br> xxxxxx Bank Account# ending in xxxxxx is in xxxxxx name only. No joint access letter needed for this account - xxxxxx | Access Letter provided. Condition resolved. - xxxxxx<br> Access later for xxxxxx #xxxxxx, xxxxxx xxxxxx<br> xxxxxx Bank Account# ending in xxxxxxis in xxxxxx name only. No joint access letter needed for this account - xxxxxx |  | 2026-02-13 19:49 | Resolved | 3 | 1 | 3 | 1 |
| 4000113086 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-02-06 05:08 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-06 05:08 | Cleared | 1 | 1 | 3 | 1 |
| 4000113086 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-02-09 15:54 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-09 15:54 | Cleared | 1 | 1 | 3 | 1 |
| 4000113095 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-02-12 21:58 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied.<br> - xxxxxx<br>|  | 2026-02-17 23:19 | Cleared | 1 | 1 | 3 | 1 |
| 4000113095 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-02-16 01:58 | Credit | Final Settlement Statement Missing. | The final Settlement Statement document is missing. Please provide the final settlement statement/HUD. <br>|  | per broker this is the only settlement statement they have. Please see attached CD - xxxxxx<br>| Final Signed CD was provided. Condition resolved - xxxxxx<br>Final HUD-1 Document is not missing or estimated only. - xxxxxx<br>per broker this is the only settlement statement they have. Please see attached CD - xxxxxx<br>|  | 2026-02-25 17:40 | Resolved | 3 | 1 | 3 | 1 |
| 4000113095 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-02-12 21:59 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | 2026-02-17 23:19 | Cleared | 1 | 1 | 3 | 1 |
| 4000113095 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-02-16 02:07 | Credit | Corporation/LLC: Certificate of Good Standing Doc is Missing | The loan file does not contain the Corporation/LLC: Certificate of Good Standing. Please provide the Certificate of Good Standing for xxxxxx. <br>|  | operating agreement - xxxxxx<br>| Certificate of Good Standing provided. Condition resolved. - xxxxxx<br>operating agreement - xxxxxx<br>|  | 2026-02-19 21:31 | Resolved | 3 | 1 | 3 | 1 |
| 4000113101 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-02-10 15:15 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-10 15:15 | Cleared | 1 | 1 | 1 | 1 |
| 4000113101 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-02-10 22:31 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-10 22:31 | Cleared | 1 | 1 | 1 | 1 |
| 4000113101 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-02-10 22:32 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-10 22:32 | Cleared | 1 | 1 | 1 | 1 |
| 4000113137 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-05 22:19 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-05 22:19 | Cleared | 1 | 1 | 1 | 1 |
| 4000113137 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-05 22:19 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-05 22:19 | Cleared | 1 | 1 | 1 | 1 |
| 4000113137 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-05 22:20 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-05 22:20 | Cleared | 1 | 1 | 1 | 1 |
| 4000113184 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-02-12 03:28 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-12 03:28 | Cleared | 1 | 1 | 1 | 1 |
| 4000113184 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-02-12 03:28 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-12 03:28 | Cleared | 1 | 1 | 1 | 1 |
| 4000113184 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-02-12 16:07 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-12 16:07 | Cleared | 1 | 1 | 1 | 1 |
| 4000113213 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-02-10 14:46 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-10 14:46 | Cleared | 1 | 1 | 1 | 1 |
| 4000113213 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-02-10 14:46 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-10 14:46 | Cleared | 1 | 1 | 1 | 1 |
| 4000113213 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-02-10 17:45 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-10 17:45 | Cleared | 1 | 1 | 1 | 1 |
| 4000113324 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-05 16:26 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-05 16:26 | Cleared | 1 | 1 | 1 | 1 |
| 4000113324 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-05 16:26 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-05 16:26 | Cleared | 1 | 1 | 1 | 1 |
| 4000113324 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-05 16:27 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-05 16:27 | Cleared | 1 | 1 | 1 | 1 |
| 4000113338 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-06 17:53 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-06 17:53 | Cleared | 1 | 1 | 1 | 1 |
| 4000113338 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-06 17:53 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-06 17:53 | Cleared | 1 | 1 | 1 | 1 |
| 4000113338 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-06 17:53 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-06 17:53 | Cleared | 1 | 1 | 1 | 1 |
| 4000113374 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-10 18:02 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-10 18:02 | Cleared | 1 | 1 | 1 | 1 |
| 4000113374 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-10 18:02 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-10 18:02 | Cleared | 1 | 1 | 1 | 1 |
| 4000113374 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-10 18:55 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-10 18:55 | Cleared | 1 | 1 | 1 | 1 |
| 4000113387 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-16 08:32 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. Pending receipt of final 1008. <br>|  |  |  |  | 2026-04-06 21:40 | Cleared | 1 | 1 | 1 | 1 |
| 4000113387 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-16 08:33 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-16 08:33 | Cleared | 1 | 1 | 1 | 1 |
| 4000113387 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-16 08:33 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-04-06 21:40 | Cleared | 1 | 1 | 1 | 1 |
| 4000113401 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-05 20:53 | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. The loan file is missing the Fraud report. <br>|  | Fraud Report attached - xxxxxx<br>| xxxxxx Report provided. - xxxxxx<br> Third party fraud report is provided - xxxxxx<br> Fraud Report attached - xxxxxx |  | 2026-02-08 20:10 | Resolved | 3 | 1 | 3 | 1 |
| 4000113401 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-05 20:53 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-05 20:53 | Cleared | 1 | 1 | 3 | 1 |
| 4000113401 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-05 20:54 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-05 20:54 | Cleared | 1 | 1 | 3 | 1 |
| 4000113403 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-18 15:02 | Compliance | Missing evidence of rate lock | Missing evidence of Rate Lock. The loan file is missing the xxxxxx Rate Lock. <br>|  | Lock - xxxxxx<br>| Investor lock provided. Condition resolved. - xxxxxx<br>Lock - xxxxxx<br>|  | 2026-02-24 13:58 | Resolved | 3 | 1 | 3 | 1 |
| 4000113403 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-18 15:03 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-20 00:58 | Cleared | 1 | 1 | 3 | 1 |
| 4000113403 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-18 15:03 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-20 00:58 | Cleared | 1 | 1 | 3 | 1 |
| 4000113410 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-17 21:00 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-18 21:41 | Cleared | 1 | 1 | 1 | 1 |
| 4000113410 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-17 21:00 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-18 21:41 | Cleared | 1 | 1 | 1 | 1 |
| 4000113410 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-18 21:40 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-18 21:41 | Cleared | 1 | 1 | 1 | 1 |
| 4000113498 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 1 of 3 | 2026-02-12 06:47 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-12 06:47 | Cleared | 1 | 1 | 1 | 1 |
| 4000113498 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 2 of 3 | 2026-02-12 06:48 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-12 06:48 | Cleared | 1 | 1 | 1 | 1 |
| 4000113498 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxxxxx | 3 of 3 | 2026-02-12 14:50 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-12 14:50 | Cleared | 1 | 1 | 1 | 1 |
| 4000113504 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-13 01:53 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-13 01:54 | Cleared | 1 | 1 | 1 | 1 |
| 4000113504 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-13 14:54 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-13 14:54 | Cleared | 1 | 1 | 1 | 1 |
| 4000113504 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-13 20:16 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-13 20:16 | Cleared | 1 | 1 | 1 | 1 |
| 4000113607 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-09 16:34 | Credit | Title Document Missing | Title document is missing. The loan file is missing the Title. <br>|  | Please see attached - xxxxxx<br>| Final Title provided. Condition resolved. - xxxxxx<br>Title document is fully present - xxxxxx<br>Please see attached - xxxxxx<br>|  | 2026-02-10 23:30 | Resolved | 3 | 1 | 3 | 1 |
| 4000113607 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-09 16:51 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-09 16:51 | Cleared | 1 | 1 | 3 | 1 |
| 4000113607 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-09 16:51 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-09 16:51 | Cleared | 1 | 1 | 3 | 1 |
| 4000113647 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-03 23:50 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-03 23:50 | Cleared | 1 | 1 | 1 | 1 |
| 4000113647 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-03 23:50 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-03 23:50 | Cleared | 1 | 1 | 1 | 1 |
| 4000113647 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-03 23:50 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-03 23:50 | Cleared | 1 | 1 | 1 | 1 |
| 4000113688 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-03 02:43 | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. <br>|  | Fraud report uploaded - xxxxxx<br>| Fraud Report provided. Condition resolved. - xxxxxx<br>Third party fraud report is provided - xxxxxx<br>Fraud report uploaded - xxxxxx<br>|  | 2026-02-06 17:38 | Resolved | 3 | 1 | 4 | 1 |
| 4000113688 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-03 01:36 | Property | Appraisal is Missing | The file is missing the appraisal. <br>|  | CDA value $xxxxxx. Appraisal value $xxxxxx. LTV changed from 50% to 53% - xxxxxx | Appraisal is Present or is Waived - xxxxxx<br>CDA supporting value provided. Condition resolved. - xxxxxx<br>CDA value xxxxxxAppraisal value xxxxxxLTV changed from 50% to 53% - xxxxxx<br>|  | 2026-02-11 16:47 | Resolved | 4 | 1 | 4 | 1 |
| 4000113688 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-03 02:57 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-03 02:57 | Cleared | 1 | 1 | 4 | 1 |
| 4000113694 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-02-25 02:48 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | 2026-02-26 00:20 | Cleared | 1 | 1 | 1 | 1 |
| 4000113694 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-02-25 15:45 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  | The loan meets all applicable compliance guidelines. - xxxxxx<br>|  | 2026-02-26 00:21 | Cleared | 1 | 1 | 1 | 1 |
| 4000113694 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-02-25 02:48 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | 2026-02-26 00:21 | Cleared | 1 | 1 | 1 | 1 |
| 4000113722 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-04-06 21:39 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. - xxxxxx<br>|  | 2026-04-06 21:39 | Cleared | 1 | 1 | 3 | 1 |
| 4000113722 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-06 00:19 | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. Provide the 1008/Approval/Underwriting Summary. <br>|  | Final Approval attached - xxxxxx<br>| Condition set in error. xxxxxx Credit Offering located in file. - xxxxxx<br> Approval/Underwriting Summary is fully present - xxxxxx<br> Final Approval attached - xxxxxx |  | 2026-02-09 18:38 | Resolved | 3 | 1 | 3 | 1 |
| 4000113722 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-06 00:34 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-06 00:34 | Cleared | 1 | 1 | 3 | 1 |
| 4000113738 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-17 16:28 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-19 05:00 | Cleared | 1 | 1 | 1 | 1 |
| 4000113738 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-17 16:28 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-19 05:00 | Cleared | 1 | 1 | 1 | 1 |
| 4000113738 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-17 23:33 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-19 05:00 | Cleared | 1 | 1 | 1 | 1 |
| 4000113740 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-18 03:39 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-19 04:49 | Cleared | 1 | 1 | 1 | 1 |
| 4000113740 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-18 03:40 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-19 04:48 | Cleared | 1 | 1 | 1 | 1 |
| 4000113740 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-18 20:02 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-19 04:48 | Cleared | 1 | 1 | 1 | 1 |
| 4000113862 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-04-06 21:39 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | 2026-04-06 21:39 | Cleared | 1 | 1 | 1 | 1 |
| 4000113862 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-05 19:58 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-05 19:58 | Cleared | 1 | 1 | 1 | 1 |
| 4000113862 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-05 19:58 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-05 19:58 | Cleared | 1 | 1 | 1 | 1 |
| 4000113912 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-05 16:14 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-05 16:14 | Cleared | 1 | 1 | 1 | 1 |
| 4000113912 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-05 16:14 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-05 16:14 | Cleared | 1 | 1 | 1 | 1 |
| 4000113912 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-05 16:14 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-05 16:14 | Cleared | 1 | 1 | 1 | 1 |
| 4000113913 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-04 22:18 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. <br>|  | CDA value xxxxxx. Appraisal value xxxxxx - xxxxxx<br>| CDA supporting value was provided. Condition resolved. - xxxxxx<br>CDA value xxxxxx. Appraisal value xxxxxx - xxxxxx<br>|  | 2026-02-06 17:53 | Resolved | 3 | 1 | 3 | 1 |
| 4000113913 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-04 22:18 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-04 22:27 | Cleared | 1 | 1 | 3 | 1 |
| 4000113913 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-04 22:22 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-04 22:22 | Cleared | 1 | 1 | 3 | 1 |
| 4000113920 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-10 22:20 | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. The loan file is missing the required Third-Party Fraud Report Indicator. This document is necessary to validate borrower identity, detect potential red flags, and ensure compliance with lender and agency fraud-prevention requirements.<br>Fraud Indicator summary<br> Any alerts or recommended follow-up items<br> Verification that all borrower information has been validated through the third-party fraud tool <br>|  | see attached - xxxxxx<br>| Fraud report provided. Condition resolved. - xxxxxx<br>Third party fraud report is provided - xxxxxx<br>see attached - xxxxxx<br>|  | 2026-02-17 14:35 | Resolved | 3 | 1 | 3 | 1 |
| 4000113920 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-11 13:30 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-11 13:30 | Cleared | 1 | 1 | 3 | 1 |
| 4000113920 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-12 01:28 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-12 14:20 | Cleared | 1 | 1 | 3 | 1 |
| 4000113929 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-11 22:20 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-11 22:20 | Cleared | 1 | 1 | 1 | 1 |
| 4000113929 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-11 22:21 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-11 22:21 | Cleared | 1 | 1 | 1 | 1 |
| 4000113929 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-11 22:21 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-11 22:21 | Cleared | 1 | 1 | 1 | 1 |
| 4000113933 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-11 22:19 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-11 22:19 | Cleared | 1 | 1 | 1 | 1 |
| 4000113933 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-11 22:20 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-11 22:20 | Cleared | 1 | 1 | 1 | 1 |
| 4000113933 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-11 22:20 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-11 22:20 | Cleared | 1 | 1 | 1 | 1 |
| 4000113990 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-13 14:38 | Compliance | Missing Initial Escrow Disclosure | Initial Escrow Account Disclosure is missing. <br>|  | Closing HUD attached showing collected escrows. IEAD form is not required on the DSCR program. - xxxxxx<br>| Received documentation to clear finding - xxxxxx<br>Closing HUD attached showing collected escrows. IEAD form is not required on the DSCR program. - xxxxxx<br>|  | 2026-02-16 14:43 | Resolved | 2 | 1 | 3 | 1 |
| 4000113990 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-13 09:38 | Credit | Missing letter of explanation | The current Letter of explanation/Real Estate Development Experience in the loan package is for Non-Borrower/Non-Guarantor xxxxxx. <br>A Letter of Explanation (LOE) by Guarantor xxxxxx is required to detail relevant real estate experience. Condition upheld. Per guidelines: A Letter of Explanation (LOE) by the Borrower / Guarantor is required to detail relevant real estate experience. A print-out with no name, not signed does not meet guidelines. <br>|  | Borrower REO attached - xxxxxx<br>| Investor has advised, multiple loans have been closed which will satisfy this condition. - xxxxxx<br>Borrower REO attached - xxxxxx<br>|  | 2026-02-23 14:35 | Resolved | 3 | 1 | 3 | 1 |
| 4000113990 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-13 09:39 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-13 09:39 | Cleared | 1 | 1 | 3 | 1 |
| 4000114036 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-02-17 00:28 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-17 00:28 | Cleared | 1 | 1 | 1 | 1 |
| 4000114036 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-02-17 00:28 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-17 00:28 | Cleared | 1 | 1 | 1 | 1 |
| 4000114036 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Refinance | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-02-17 15:43 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-17 15:43 | Cleared | 1 | 1 | 1 | 1 |
| 4000114047 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 5 | 2026-02-09 22:12 | Compliance | Closing Detail Statement Indicator is Missing | The Closing Detail Statement Indicator is missing <br>|  | settlement statement uploaded - xxxxxx<br>| Final HUD-1 provided. Condition resolved. - xxxxxx<br>The Closing Detail Statement Indicator is not missing. - xxxxxx<br>settlement statement uploaded - xxxxxx<br>|  | 2026-02-16 13:16 | Resolved | 4 | 1 | 4 | 1 |
| 4000114047 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 5 | 2026-02-09 22:08 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. <br>|  | CDA supporting value was provided. Condition resolved. - xxxxxx <br>CDA value . Appraisal value - xxxxxx<br>| CDA supporting value was provided. Condition resolved. - xxxxxx<br>CDA value . Appraisal value - xxxxxx<br>|  | 2026-02-16 13:22 | Resolved | 3 | 1 | 4 | 1 |
| 4000114047 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 5 | 2026-02-09 22:19 | Property | Appraisal is Missing | The file is missing the appraisal. Missing secondary valuation product to support value used at origination within 10%. <br>|  | CDA value . Appraisal value . - xxxxxx<br>| CDA supporting value was provided. Condition resolved. - xxxxxx<br>Appraisal is Present or is Waived - xxxxxx<br>CDA value . Appraisal value . - xxxxxx<br>|  | 2026-02-16 13:20 | Resolved | 4 | 1 | 4 | 1 |
| 4000114047 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 5 | 2026-02-09 22:06 | Credit | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Audited reserves months are less than the guideline required reserve months. <br>|  | See cash value of life insurance policy - xxxxxx<br>| Cash value of Life Insurance was provided. Condition resolved. - xxxxxx<br>Audited Reserves of 9.99 month(s) are greater than or equal to Guideline Required Reserves of 6 month(s) - xxxxxx<br>Audited Reserves of month(s) are greater than or equal to Guideline Required Reserves of month(s) - xxxxxx<br>See cash value of life insurance policy - xxxxxx<br>Audited Reserves of month(s) are greater than or equal to Guideline Required Reserves of month(s) - xxxxxx<br>|  | 2026-02-12 17:28 | Resolved | 3 | 1 | 4 | 1 |
| 4000114047 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 5 | 2026-02-09 22:07 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-09 22:07 | Cleared | 1 | 1 | 4 | 1 |
| 4000114105 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 6 | 2026-03-03 00:42 | Credit | Cash reserves less than required by guidelines | Total Cash reserves of '$-xxxxxx' are less than $xxxxxx.  |  |  | Total Cash reserves are greater than $0. - xxxxxx<br>|  | 2026-04-20 12:50 | Resolved | 3 | 1 | 3 | 1 |
| 4000114105 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 6 of 6 | 2026-03-03 00:42 | Credit | Assets - Insufficient Cash to Close or Reserves | Liquid Funds Post-Close of '$-xxxxxx', are less than $xxxxxx. Borrower(s) total verified assets are insufficient for cash to close or reserves.  |  |  | Liquid Funds Post-Close are greater than or equal to $0. Borrower(s) total verified assets are insufficient for cash to close or reserves. - xxxxxx<br>|  | 2026-04-20 12:50 | Resolved | 3 | 1 | 3 | 1 |
| 4000114105 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 6 | 2026-02-02 22:33 | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. Third Party Fraud Report not located in Documents. Provide Fraud Report to satisfy condition <br>|  | Fraud - xxxxxx<br>| Fraud Report provided. Condition resolved. - xxxxxx<br>Third party fraud report is provided - xxxxxx<br>Fraud - xxxxxx<br>|  | 2026-02-06 15:49 | Resolved | 3 | 1 | 3 | 1 |
| 4000114105 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 6 | 2026-02-03 22:21 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-03 22:21 | Cleared | 1 | 1 | 3 | 1 |
| 4000114105 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 6 | 2026-02-03 22:21 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-03 22:21 | Cleared | 1 | 1 | 3 | 1 |
| 4000114105 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 6 | 2026-02-03 22:21 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-03 22:21 | Cleared | 1 | 1 | 3 | 1 |
| 4000114116 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-03 03:40 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-03 03:40 | Cleared | 1 | 1 | 1 | 1 |
| 4000114116 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-03 03:41 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-03 03:41 | Cleared | 1 | 1 | 1 | 1 |
| 4000114116 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-03 03:41 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-03 03:41 | Cleared | 1 | 1 | 1 | 1 |
| 4000114190 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-17 22:27 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-20 02:02 | Cleared | 1 | 1 | 1 | 1 |
| 4000114190 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-17 22:28 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-20 02:02 | Cleared | 1 | 1 | 1 | 1 |
| 4000114190 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-17 22:28 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-20 02:02 | Cleared | 1 | 1 | 1 | 1 |
| 4000114215 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-16 18:47 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | 2026-02-18 00:57 | Cleared | 1 | 1 | 3 | 1 |
| 4000114215 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-16 18:47 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied.<br> - xxxxxx<br>|  | 2026-02-18 00:56 | Cleared | 1 | 1 | 3 | 1 |
| 4000114215 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-18 00:53 | Compliance | Missing Doc - Escrow Waiver Missing | Escrow Waiver is missing. <br>|  | see attached - xxxxxx<br>| Escrow waiver - xxxxxx<br>see attached - xxxxxx<br>|  | 2026-02-19 13:54 | Resolved | 3 | 1 | 3 | 1 |
| 4000114219 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-13 21:38 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-13 21:38 | Cleared | 1 | 1 | 1 | 1 |
| 4000114219 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-13 21:38 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-13 21:38 | Cleared | 1 | 1 | 1 | 1 |
| 4000114219 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-13 21:39 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-13 21:39 | Cleared | 1 | 1 | 1 | 1 |
| 4000114223 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 5 | 2026-02-20 19:55 | Credit | Income - LOE Missing | The loan file did not contain a letter of explanation as required. A Letter of Explanation (LOE) by the Borrower / Guarantor is required to detail relevant real estate experience. <br>|  |  | REO schedule will suffice, condition resolved. - xxxxxx<br>|  | 2026-02-26 13:27 | Resolved | 3 | 1 | 4 | 2 |
| 4000114223 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 5 | 2026-02-20 19:52 | Credit | Other Credit Finding | Missing Lock confirmation from xxxxxx  |  | Price lock confirmation from xxxxxx attached - xxxxxx | xxxxxx lock provided, condition resolved. - xxxxxx<br> Price lock confirmation from xxxxxx attached - xxxxxx |  | 2026-02-26 13:26 | Resolved | 4 | 1 | 4 | 2 |
| 4000114223 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 5 | 2026-02-25 01:13 | Compliance | Missing Initial Escrow Disclosure | Initial Escrow Account Disclosure is missing. <br>|  | IEAD not required on DSCR loans. Initial escrows can be found on the closing HUD (attached). - xxxxxx<br>| IEAD not required on DSCR loans. - xxxxxx<br>IEAD not required on DSCR loans. Initial escrows can be found on the closing HUD (attached). - xxxxxx<br>|  | 2026-02-26 13:25 | Resolved | 2 | 1 | 4 | 2 |
| 4000114223 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 5 | 2026-02-20 19:55 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-25 01:21 | Cleared | 1 | 1 | 4 | 2 |
| 4000114223 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 5 | 2026-02-20 20:03 | Credit | Program Parameters - Guidelines Conformity | The subject loan does not conform to program guidelines. The property was listed for sale after renovations took place for $xxxxxx and was on the market for 4 months, removed in xxxxxx at $xxxxxx.The exception was requested to leverage the listing price for value. A formal exception is in file. <br>|  |  |  | The exception was approved due to the property being currently leased above market value at $3950 per month, IFC financed the renovations of the bridge loan, the guarantor has a 727-credit score, ample reserves and ample reserves of $70,000+. | 2026-02-26 15:12 | Waived | 2 | 2 | 4 | 2 |
| 4000114224 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-20 03:27 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-23 21:47 | Cleared | 1 | 1 | 1 | 1 |
| 4000114224 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-20 03:27 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-23 21:48 | Cleared | 1 | 1 | 1 | 1 |
| 4000114224 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-23 11:58 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-23 21:47 | Cleared | 1 | 1 | 1 | 1 |
| 4000114305 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-02-18 18:44 | Credit | Hazard Insurance Effective Date is after the Disbursement Date | Hazard insurance effective date is after the disbursement date. Loan file contained HOI however, the effective date was xxxxxx and Loan disbursed xxxxxx <br>|  |  |  |  | 2026-02-20 01:10 | Resolved | 1 | 1 | 2 | 2 |
| 4000114305 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-02-18 19:30 | Credit | Eligibility - Investor Experience | The borrower(s) investor experience does not meet guideline requirements. xxxxxx is requesting an investor exception to allow a First Time Investor with less than <1.0 DSCR ratio. DSCR Ratio is .77 <br>|  |  |  | Borrower owns a primary for 8+ years with 0X30 <br> LTV/CLTV below the max<br> FICO Score 25+ above minimum required<br> US Citizen + Perm resident <br>Exception approved in DSCR + for FT Investor with DSCR <1.0 (must be .75 or better). No additional exceptions and loan subject to final review. Comp Factors LTV75%, reserves 12 months minimum, credit score >815 | 2026-02-18 19:30 | Waived | 2 | 2 | 2 | 2 |
| 4000114305 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-02-18 19:44 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-20 01:10 | Cleared | 1 | 1 | 2 | 2 |
| 4000114305 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-02-18 19:45 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-20 01:10 | Cleared | 1 | 1 | 2 | 2 |
| 4000114414 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-19 19:01 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. <br>|  | SSRs attached - xxxxxx<br>| 3rd party valuation provided. Condition resolved. - xxxxxx<br>SSRs attached - xxxxxx<br>|  | 2026-02-23 17:47 | Resolved | 3 | 1 | 3 | 1 |
| 4000114414 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-18 22:08 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-20 01:27 | Cleared | 1 | 1 | 3 | 1 |
| 4000114414 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-19 19:02 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-20 01:27 | Cleared | 1 | 1 | 3 | 1 |
| 4000114440 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-02-11 21:08 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-11 21:08 | Cleared | 1 | 1 | 1 | 1 |
| 4000114440 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-02-11 21:08 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-11 21:08 | Cleared | 1 | 1 | 1 | 1 |
| 4000114440 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-02-12 16:12 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-12 16:12 | Cleared | 1 | 1 | 1 | 1 |
| 4000114505 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-22 20:26 | Property | Appraisal Expired | Appraisal is greater than 120 days from the closing date <br>|  | There was an recert provided, It was with the final inspection please see attached - xxxxxx<br>| Seller provided completion report - xxxxxx<br>There was an recert provided, It was with the final inspection please see attached - xxxxxx<br>|  | 2026-02-23 21:02 | Cured | 3 | 1 | 3 | 1 |
| 4000114505 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-12 22:47 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-12 22:47 | Cleared | 1 | 1 | 3 | 1 |
| 4000114505 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-14 23:11 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-14 23:11 | Cleared | 1 | 1 | 3 | 1 |
| 4000114640 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-02-04 23:02 | Credit | Liabilities - REO | The loan file did not contain sufficient documentation to verify debts associated with all other properties. The loan file is missing the HOA for xxxxxx. <br>|  | HOA - xxxxxx<br>| HOA Statement provided. - xxxxxx<br>HOA - xxxxxx<br>|  | 2026-02-07 17:50 | Resolved | 3 | 1 | 3 | 1 |
| 4000114640 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-02-04 23:03 | Property | No Property Findings | Loan meets applicable appraisal guidelines. <br>|  |  |  |  | 2026-02-04 23:03 | Cleared | 1 | 1 | 3 | 1 |
| 4000114640 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-02-05 13:45 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-05 13:45 | Cleared | 1 | 1 | 3 | 1 |
| 4000114640 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-02-05 14:11 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-05 14:11 | Cleared | 1 | 1 | 3 | 1 |
| 4000114666 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 3 of 3 | 2026-02-18 21:54 | Credit | Income 2 Months Income Verified is Missing | Dividend income of xxxxxx was used in the approval. Documentation to support this income is missing from the loan file. Income 2 months income verified is missing. <br>|  | 1008 - xxxxxx<br>| Removed Dividend income. DTI is within guideline max. - xxxxxx<br>Income 2 Months Income Verified is Present Or Not Applicable - xxxxxx<br>1008 - xxxxxx<br>|  | 2026-02-24 15:35 | Resolved | 3 | 1 | 3 | 1 |
| 4000114666 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 1 of 3 | 2026-02-17 18:02 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-17 18:03 | Cleared | 1 | 1 | 3 | 1 |
| 4000114666 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Primary Residence | Purchase | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | xxxxxx | 2 of 3 | 2026-02-18 18:07 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-18 18:07 | Cleared | 1 | 1 | 3 | 1 |
| 4000114937 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-21 01:20 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-25 01:29 | Cleared | 1 | 1 | 1 | 1 |
| 4000114937 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-21 01:21 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-25 01:28 | Cleared | 1 | 1 | 1 | 1 |
| 4000114937 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-21 01:21 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-25 01:29 | Cleared | 1 | 1 | 1 | 1 |
| 4000114951 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-10 16:37 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-10 16:37 | Cleared | 1 | 1 | 1 | 1 |
| 4000114951 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-10 19:03 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-10 19:03 | Cleared | 1 | 1 | 1 | 1 |
| 4000114951 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-10 19:04 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-10 19:04 | Cleared | 1 | 1 | 1 | 1 |
| 4000114960 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-04-06 21:38 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | 2026-04-06 21:38 | Cleared | 1 | 1 | 1 | 1 |
| 4000114960 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-19 23:08 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-23 22:57 | Cleared | 1 | 1 | 1 | 1 |
| 4000114960 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-19 23:08 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-23 22:56 | Cleared | 1 | 1 | 1 | 1 |
| 4000114961 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-08 18:03 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-08 18:03 | Cleared | 1 | 1 | 1 | 1 |
| 4000114961 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-08 18:03 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-08 18:03 | Cleared | 1 | 1 | 1 | 1 |
| 4000114961 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-08 18:03 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-08 18:03 | Cleared | 1 | 1 | 1 | 1 |
| 4000114966 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-04-06 21:38 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | 2026-04-06 21:38 | Cleared | 1 | 1 | 3 | 1 |
| 4000114966 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-02-13 18:01 | Compliance | The Final 1003 is Missing | The final 1003 is missing. Please provide the final loan application <br>|  | 1003 attached for xxxxxx - xxxxxx | The final 1003 has been provided. - xxxxxx<br> Loan Application provided. - xxxxxx<br> 1003 attached for xxx xxxxx - xxxxxx |  | 2026-04-06 23:21 | Resolved | 3 | 1 | 3 | 1 |
| 4000114966 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-02-13 18:16 | Compliance | Missing Initial Escrow Disclosure | Initial Escrow Account Disclosure is missing. Condition upheld. While the HUD-1 in the file and the one provided show the initial escrow amounts. provide the required escrow disclosure signed by the Borrower. <br>|  | Closing HUD attached showing initial escrows collected at closing (lines 1002 & 1004). Total escrow amount is found on line 1001. - xxxxxx<br>| Seller does not provide this disclosure, investor accepts. - xxxxxx<br>Seller does not provide this disclosure, investor accepts. - xxxxxx<br>Closing HUD attached showing initial escrows collected at closing (lines 1002 & 1004). Total escrow amount is found on line 1001. - xxxxxx<br>|  | 2026-02-26 16:50 | Resolved | 2 | 1 | 3 | 1 |
| 4000114966 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-02-12 17:57 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a XXXXX XXXXXX CDA with a Low Risk and CDA to Appraisal value variance of 0.00% which meets the lender's guidelines. <br>|  |  |  |  | 2026-02-12 17:57 | Cleared | 1 | 1 | 3 | 1 |
| 4000115034 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-13 20:08 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-13 20:08 | Cleared | 1 | 1 | 1 | 1 |
| 4000115034 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-13 20:08 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-13 20:08 | Cleared | 1 | 1 | 1 | 1 |
| 4000115034 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-13 20:09 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-04-06 21:37 | Cleared | 1 | 1 | 1 | 1 |
| 4000115037 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-18 00:56 | Compliance | Final CD: Calculating Cash to Close Adj. and Other Credits discrepancy | The purchase contract shows Earnest Money Deposit of $xxxxxx. However, the Final Closing Disclosure does not itemize the Earnest Money Deposit.  |  | memo EMD - xxxxxx<br>| Received documentation Earnest money was not retained - xxxxxx<br>memo EMD - xxxxxx<br>|  | 2026-02-20 14:55 | Resolved | 3 | 1 | 3 | 1 |
| 4000115037 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-18 00:56 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-19 03:31 | Cleared | 1 | 1 | 3 | 1 |
| 4000115037 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-18 00:57 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-19 03:31 | Cleared | 1 | 1 | 3 | 1 |
| 4000115334 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-17 18:31 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-19 03:11 | Cleared | 1 | 1 | 1 | 1 |
| 4000115334 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-17 18:32 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-19 03:11 | Cleared | 1 | 1 | 1 | 1 |
| 4000115334 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-17 18:32 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-19 03:11 | Cleared | 1 | 1 | 1 | 1 |
| 4000115383 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-13 17:38 | Compliance | The Final 1003 is Incomplete | The final 1003 is incomplete. Demographic information is missing. <br>|  | Please note this is an Entity loan. Demographic is required on Entity loans. - xxxxxx<br>| File is an Entity loan - xxxxxx<br>Please note this is an Entity loan. Demographic is required on Entity loans. - xxxxxx<br>|  | 2026-02-17 19:39 | Resolved | 3 | 1 | 3 | 1 |
| 4000115383 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-13 21:05 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-13 21:05 | Cleared | 1 | 1 | 3 | 1 |
| 4000115383 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-13 21:06 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-15 23:12 | Cleared | 1 | 1 | 3 | 1 |
| 4000115621 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-22 20:05 | Credit | Missing letter of explanation | Missing Letter of Explanation by the Borrower / Guarantor to detail relevant real estate experience. Thel lender's guidelines require Professional Investors with at least 12 months of experience owning and/or managing income producing real estate within the most recent 36 months from the origination of the Note. The credit report dated xxxxxx verifies 7 mortgages with the oldest reporting 10 months through xxxxxx. <br>|  | Borrower experience was approved on 2 pervious loans that have been cleared purchase this month. XXXXX loan IDs: xxxxxx and xxxxxx- xxxxxx | REO will suffice in lieu of the experience letter, condition resolved. - xxxxxx<br> Borrower experience was approved on 2 pervious loans that have been cleared purchase this month. XXXXX loan IDs: xxxxxx and xxxxxx- xxxxxx |  | 2026-02-26 13:29 | Resolved | 3 | 1 | 3 | 1 |
| 4000115621 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-25 01:03 | Compliance | Missing Initial Escrow Disclosure | Initial Escrow Account Disclosure is missing. <br>|  | IEAD form not required on DSCR loans. Initial escrows can be found on the closing HUD (attached). - xxxxxx<br>| IEAD form not required on DSCR loans. - xxxxxx<br>IEAD form not required on DSCR loans. Initial escrows can be found on the closing HUD (attached). - xxxxxx<br>|  | 2026-02-26 13:28 | Resolved | 2 | 1 | 3 | 1 |
| 4000115621 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-22 19:22 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. The loan file contains a XXXXX XXXXXX CDA with Low Risk and CDA Value to Appraisal value with 0.00% variance which meets the lender's guidelines. <br>|  |  |  |  | 2026-02-25 01:06 | Cleared | 1 | 1 | 3 | 1 |
| 4000115625 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-11 01:59 | Property | Property Issue - Neighborhood Location | The subject appraisal verified a neighborhood location not allowed per guidelines. Subject property is rural per appraisal report and rural properties are not eligible for the XXXXXXXX/DSCR Program. <br>|  | Guidelines allow rural properties that are not working farms and do not exceed max of 20 acres. Thank you. - xxxxxx<br>| Received guideline clarification, rural properties are eligible. - xxxxxx<br>Condition upheld. Guidelines reviewed state subject property is rural per appraisal report and rural properties are not eligible for the XXXXXXXX/DSCR Program. - xxxxxx<br>|  | 2026-02-17 15:52 | Resolved | 3 | 1 | 3 | 1 |
| 4000115625 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-11 19:21 | Credit | Asset 3 Missing | Asset documentation is missing from the file. Provide final Alta Settlement Statement for sale of xxxxxx to confirm the assets available for the subject transaction of $xxxxxx as referenced in attorney letter. <br>|  | Document Uploaded. Please see attached. Thank you. - xxxxxx<br>| Final Alta Settlement Statement provided. Condition resolved. - xxxxxx<br>|  | 2026-02-16 14:22 | Resolved | 3 | 1 | 3 | 1 |
| 4000115625 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-11 20:04 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-11 20:04 | Cleared | 1 | 1 | 3 | 1 |
| 4000115633 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 6 of 6 | 2026-02-16 01:24 | Credit | Missing VOM or VOR | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Per the mortgage payoff in file for the subject property, the borrower is xxxxxx, a non borrower. Per guidelines, a letter of explanation is required when a twelve (12) month housing history is not applicable. This documentation is missing from the loan file. <br>|  | Clarification - xxxxxx<br>| Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - xxxxxx<br>LOE/Note provided. Condition resolved. - xxxxxx<br>Clarification - xxxxxx<br>|  | 2026-02-24 20:56 | Resolved | 3 | 1 | 3 | 1 |
| 4000115633 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 6 | 2026-02-16 01:16 | Compliance | Missing Doc - Escrow Waiver Missing | Escrow Waiver is missing. Please provide the escrow waiver. <br>|  | esc waiver - xxxxxx<br>| See CD - xxxxxx<br>esc waiver - xxxxxx<br>|  | 2026-02-19 15:51 | Void | 3 |  | 3 | 1 |
| 4000115633 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 6 | 2026-02-16 00:50 | Credit | Condo - Documentation | The loan file did not contain required condo documentation (ie. Master HOI, Condo Questionnaire, Condo Budget, Project Review). The condo questionnaire is missing from the loan file. <br>|  | condo review not required per guides - xxxxxx <br>n/a - xxxxxx<br>| Condo docs provided. Condition resolved. - xxxxxx<br>condo review not required per guides - xxxxxx<br>Condition upheld. Signed Condo Project Warranty Cert in file states: The Seller representative certifies that they have completed a Full Condo Project review as outlined in the Fannie Mae guidelines section B4-2.2-02 Full Review, including review of all required documentation for the project type. Provide the stated Review as required by FNMA. - xxxxxx<br>n/a - xxxxxx<br>|  | 2026-02-23 20:54 | Resolved | 3 | 1 | 3 | 1 |
| 4000115633 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 6 | 2026-02-16 00:26 | Credit | Corporation/LLC: Certificate of Good Standing Doc is Missing | The loan file does not contain the Corporation/LLC: Certificate of Good Standing. Per guidelines, the Evidence of Good Standing (Certificate of Good Standing or online printout from state website), dated within 30 days of closing is required. This documentation is missing from the loan file. <br>|  | Cert of GS - xxxxxx<br>| Certificate of Status provided. Condition resolved. - xxxxxx<br>Cert of GS - xxxxxx<br>|  | 2026-02-19 15:49 | Resolved | 3 | 1 | 3 | 1 |
| 4000115633 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 6 | 2026-02-15 02:48 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  | Missing third party valuation.  | 2026-02-16 16:54 | Cleared | 1 | 1 | 3 | 1 |
| 4000115633 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 6 | 2026-02-15 02:48 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-15 02:48 | Cleared | 1 | 1 | 3 | 1 |
| 4000115657 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 4 | 2026-04-06 21:37 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  | The loan meets all applicable credit guidelines. - xxxxxx<br>|  | 2026-04-06 21:37 | Cleared | 1 | 1 | 3 | 1 |
| 4000115657 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 4 | 2026-02-17 21:55 | Property | Missing HOA/Condo Certification | The xxxxxx Condominium Project Certification, or similar is required.  |  | certification uploaded - xxxxxx<br>| CONDOMINIUM PROJECT WARRANTY CERTIFICATION provided. Condition resolved. - xxxxxx<br>certification uploaded - xxxxxx<br>|  | 2026-02-25 19:04 | Resolved | 3 | 1 | 3 | 1 |
| 4000115657 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 4 | 2026-02-17 22:28 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. <br>|  | CDA supporting value provided. Condition resolved. - xxxxxx <br>See CDA attached thank you! - xxxxxx<br>| CDA supporting value provided. Condition resolved. - xxxxxx<br>See CDA attached thank you! - xxxxxx<br>|  | 2026-02-25 19:08 | Resolved | 3 | 1 | 3 | 1 |
| 4000115657 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 4 | 2026-02-17 21:53 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-19 03:51 | Cleared | 1 | 1 | 3 | 1 |
| 4000115753 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 5 | 2026-02-21 00:39 | Compliance | The Note is Missing | Missing the Note dated xxxxxx. Without this, the legal obligation to repay the $xxxxxx at the xxxxxx% interest rate cannot be verified. The Note is missing. Missing the Note dated xxxxxx. Without this, the legal obligation to repay the $xxxxxx at the xxxxxx% interest rate cannot be verified. The Note is missing. Missing the Note dated xxxxxx. Without this, the legal obligation to repay the $xxxxxx at the xxxxxx% interest rate cannot be verified. <br>|  | Document Uploaded. The note has been provided. - xxxxxx<br>| The Note has been provided. - xxxxxx<br>Document Uploaded. Note has been provided. - xxxxxx<br>Document Uploaded. The note has been provided. - xxxxxx<br>|  | 2026-04-17 21:02 | Resolved | 1 | 1 | 4 | 1 |
| 4000115753 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 5 | 2026-02-21 01:02 | Compliance | The Deed of Trust is Incomplete | The Deed of Trust is incomplete. The file only contains pages 1 and 12. Pages 2 through 11 are missing, which includes the Transfer of Rights, Uniform Covenants, and the legal description. An incomplete mortgage is not legally recordable and fails to secure the investor's lien. The file only contains pages 1 and 12. Pages 2 through 11 are missing, which includes the Transfer of Rights, Uniform Covenants, and the legal description. An incomplete mortgage is not legally recordable and fails to secure the investor's lien. The file only contains pages 1 and 12. Pages 2 through 11 are missing, which includes the Transfer of Rights, Uniform Covenants, and the legal description. An incomplete mortgage is not legally recordable and fails to secure the investor's lien. <br>|  | Please see mortgage attached. - xxxxxx<br>| The Deed of Trust is present and complete - xxxxxx<br>Full DOT provided, condition resolved. - xxxxxx<br>Please see mortgage attached. - xxxxxx<br>|  | 2026-02-25 20:28 | Resolved | 1 | 1 | 4 | 1 |
| 4000115753 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 5 | 2026-02-21 02:58 | Compliance | Closing Detail Statement Indicator is Missing | The file is currently missing the final, executed Closing Disclosure (CD) or Settlement Statement. While the file contains closing instructions, it lacks documentation of the borrower's exact final closing figures and verified cash to close. The Closing Detail Statement Indicator is missing The file is currently missing the final, executed Closing Disclosure (CD) or Settlement Statement. While the file contains closing instructions, it lacks documentation of the borrower's exact final closing figures and verified cash to close. The Closing Detail Statement Indicator is missing The file is currently missing the final, executed Closing Disclosure (CD) or Settlement Statement. While the file contains closing instructions, it lacks documentation of the borrower's exact final closing figures and verified cash to close. <br>|  | Please see HUD attached - xxxxxx<br>| The Closing Detail Statement HUD1 has been provided. - xxxxxx<br>Please see HUD attached - xxxxxx<br>|  | 2026-02-25 20:34 | Resolved | 1 | 1 | 4 | 1 |
| 4000115753 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 5 | 2026-02-21 04:02 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>|  | 2026-02-24 19:50 | Cleared | 1 | 1 | 4 | 1 |
| 4000115753 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 5 | 2026-02-21 04:01 | Credit | Other Credit Finding | The file is missing the XXXXXXXX Lock Confirmation required to validate program eligibility and pricing for this transaction. <br>|  | This loan is locked in XXXXX. - xxxxxx<br>| Document Uploaded. XXXXXXXX Rate lock provided, condition resolved. - xxxxxx<br>This loan is locked in XXXXX. - xxxxxx<br>|  | 2026-02-25 14:53 | Resolved | 4 | 1 | 4 | 1 |
| 4000116050 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-19 04:13 | Property | Appraisal is Missing | The file is missing the appraisal. The file is missing the secondary valuation. <br>|  | CDA value xxxxxx. Appraisal value xxxxxx. - xxxxxx<br>| CDA supporting value was provided. Condition resolved. - xxxxxx<br>Appraisal is Present or is Waived - xxxxxx<br>CDA value xxxxxx. Appraisal value xxxxxx. - xxxxxx<br>|  | 2026-02-20 15:15 | Resolved | 4 | 1 | 4 | 1 |
| 4000116050 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-17 02:59 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-19 04:13 | Cleared | 1 | 1 | 4 | 1 |
| 4000116050 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-19 04:14 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-19 04:15 | Cleared | 1 | 1 | 4 | 1 |
| 4000116098 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 5 | 2026-02-20 16:54 | Property | Property Issue - Listed for Sale Past 6 months | The subject property has been listed for sale in the past 6 months which is not allowed per guidelines. <br>|  |  | The subject property has been listed for sale in the past 6 months which is not allowed per guidelines. Exception provided for: The subject property was listed for sale and taken off the market in xxxxxx, so asking for an exception to move forward with the current appraised value despite the property being listed on the MLS in the past 12 months. - xxxxxx | Comp factors: LTV <75%, Credit score >790, Lowering current obligation by roughly $2k per month, DSCR l .0 or better | 2026-02-20 16:54 | Waived | 2 | 2 | 4 | 2 |
| 4000116098 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 5 | 2026-02-11 22:17 | Credit | Business Purpose - Loan Guaranty/Missing | The Personal Loan Guaranty is missing. Missing evidence of executed Personal Guaranty as Note is not executed individually. <br>|  | guaranty - xxxxxx<br>| Loan Guaranty Agreement provided. Condition resolved. - xxxxxx<br>The Personal Loan Guaranty is not missing. - xxxxxx<br>guaranty - xxxxxx<br>|  | 2026-02-20 16:57 | Resolved | 4 | 1 | 4 | 2 |
| 4000116098 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 5 | 2026-02-11 23:02 | Credit | Cash reserves less than required by guidelines | Total Cash reserves of '$-xxxxxx' are less than $xxxxxx. Per UW comments, exception approved for only 2 months reserves, lender to provide xxxxxx exception form approved. <br>|  | approval - xxxxxx<br>| Exception provided for: Guidelines call for 6 months reserves at this loan amount and i am asking for an exception to allow only 3 months reserves.<br> - xxxxxx<br>approval - xxxxxx<br>| Comp factors: LTV <75%, Credit score >790, Lowering current obligation by roughly $2k per month, DSCR l .0 or better | 2026-02-20 16:52 | Waived | 3 | 2 | 4 | 2 |
| 4000116098 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 5 | 2026-02-11 23:11 | Compliance | No Compliance Findings | The loan meets all applicable compliance guidelines. <br>|  |  |  |  | 2026-02-11 23:11 | Cleared | 1 | 1 | 4 | 2 |
| 4000116098 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 5 | 2026-02-13 15:33 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-13 15:33 | Cleared | 1 | 1 | 4 | 2 |
| 4000116184 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 4 of 5 | 2026-02-23 20:40 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  | CDA attached - xxxxxx<br>| The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. - xxxxxx<br>CDA attached - xxxxxx<br>|  | 2026-02-26 13:31 | Cleared | 1 | 1 | 3 | 1 |
| 4000116184 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 5 | 2026-02-20 20:24 | Compliance | Late Charge Percent is greater than allowable | Late charge percent is greater than allowable. Note states late charge of 10% <br>|  | Not required for the DSCR program. - xxxxxx<br>| Maximum not applicable for DSCR loans. - xxxxxx<br>Not required for the DSCR program. - xxxxxx<br>|  | 2026-02-26 13:31 | Resolved | 3 | 1 | 3 | 1 |
| 4000116184 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 5 | 2026-02-23 20:32 | Credit | Missing Lease Agreement | Per the 1007, the subject property is currently being rented for $1900, but lease agreement is missing from the loan file. Please provide a copy of the lease. <br>|  | Lease and HAP agreement attached - xxxxxx<br>| Lease provided to support $xxxxxx monthly, condition resolved. - xxxxxx<br> Lease and HAP agreement attached - xxxxxx |  | 2026-02-26 13:33 | Resolved | 3 | 1 | 3 | 1 |
| 4000116184 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 5 of 5 | 2026-02-23 21:53 | Compliance | Missing Initial Escrow Disclosure | Initial Escrow Account Disclosure is missing. <br>|  | IEAD form is not required on DSCR loans. Initial escrows can be found on the closing HUD (attached). - xxxxxx<br>| IEAD form is not required on DSCR loans. - xxxxxx<br>IEAD form is not required on DSCR loans. Initial escrows can be found on the closing HUD (attached). - xxxxxx<br>|  | 2026-02-26 13:30 | Resolved | 2 | 1 | 3 | 1 |
| 4000116184 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 5 | 2026-02-23 14:34 | Credit | Approval/Underwriting Summary Not Provided | The loan did not contain the Approval/Underwriting Summary. Please provide the final 1008. <br>|  | Underwriting summary attached - xxxxxx<br>| Credit memo with breakdown provided, condition resolved. - xxxxxx<br>Underwriting summary attached - xxxxxx<br>|  | 2026-02-26 13:32 | Resolved | 3 | 1 | 3 | 1 |
| 4000116186 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-24 00:57 | Compliance | Missing Initial Escrow Disclosure | Initial Escrow Account Disclosure is missing. Please provide the disclosure <br>|  | IEAD form not required for DSCR loans (waived on previous loans). Initial escrows can be seen on the closing HUD (attached) - xxxxxx<br>| IEAD form not required for DSCR loans. - xxxxxx<br>IEAD form not required for DSCR loans (waived on previous loans). Initial escrows can be seen on the closing HUD (attached) - xxxxxx<br>|  | 2026-02-26 13:34 | Resolved | 2 | 1 | 2 | 1 |
| 4000116186 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-20 18:43 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-04-06 21:36 | Cleared | 1 | 1 | 2 | 1 |
| 4000116186 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-20 18:43 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-24 23:11 | Cleared | 1 | 1 | 2 | 1 |
| 4000116424 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-17 20:39 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-20 00:25 | Cleared | 1 | 1 | 1 | 1 |
| 4000116424 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-17 20:40 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-20 00:25 | Cleared | 1 | 1 | 1 | 1 |
| 4000116424 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-18 11:53 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-20 00:25 | Cleared | 1 | 1 | 1 | 1 |
| 4000116529 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-16 16:41 | Compliance | The Initial 1003 is Missing | The Initial 1003 is missing. <br>|  | See attached. - xxxxxx<br>| Initial 1003 provided. Condition resolved. - xxxxxx<br>The Initial 1003 is present. - xxxxxx<br>See attached. - xxxxxx<br>|  | 2026-02-19 18:36 | Resolved | 3 | 1 | 3 | 1 |
| 4000116529 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-16 17:21 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-16 23:02 | Cleared | 1 | 1 | 3 | 1 |
| 4000116529 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Purchase | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-16 17:22 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-16 17:22 | Cleared | 1 | 1 | 3 | 1 |
| 4000116562 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-17 20:16 | Credit | Third Party Fraud Report not Provided | Missing third party fraud report. Provide the required third-party fraud report. <br>|  | Fraud Report provided. Condition resolved. - xxxxxx <br>Fraud report uploaded. Alerts are close matches. - xxxxxx<br>| Third party fraud report is provided - xxxxxx<br>Fraud Report provided. Condition resolved. - xxxxxx<br>Third party fraud report is provided - xxxxxx<br>Fraud report uploaded. Alerts are close matches. - xxxxxx<br>|  | 2026-02-20 15:36 | Resolved | 3 | 1 | 3 | 1 |
| 4000116562 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-18 23:10 | Property | Missing Doc - 3rd Party Valuation Product/Missing | The loan file did not contain the required 3rd party valuation product. <br>|  | CDA value . Appraisal value . - xxxxxx<br>| CDA supporting value provided. Condition resolved. - xxxxxx<br>CDA value . Appraisal value . - xxxxxx<br>|  | 2026-02-20 15:48 | Resolved | 3 | 1 | 3 | 1 |
| 4000116562 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-17 20:28 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-19 04:23 | Cleared | 1 | 1 | 3 | 1 |
| 4000116920 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 1 of 3 | 2026-02-19 19:29 | Compliance | No Compliance Tests Performed | DSCR / Business Purpose loans are exempt from Reg Z and Reg X. <br>|  |  |  |  | 2026-02-19 19:29 | Cleared | 1 | 1 | 1 | 1 |
| 4000116920 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 2 of 3 | 2026-02-19 19:30 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. <br>|  |  |  |  | 2026-02-20 23:50 | Cleared | 1 | 1 | 1 | 1 |
| 4000116920 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Investment | Refinance | ATR/QM: Exempt | ATR/QM: Exempt | xxxxxx | 3 of 3 | 2026-02-19 19:30 | Property | Value - Value is supported within -10% of original appraisal amount | The appraised value was supported within -10% and all applicable appraisal guidelines were satisfied. <br>|  |  |  |  | 2026-02-19 19:30 | Cleared | 1 | 1 | 1 | 1 |

---

## Exhibit 99.04

**Exhibit 99.04 Schedule 2**

---

| | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Note Date** | **Original Loan Amount** | **Initial Loan Rating** | **Final Loan Rating** | **Initial Credit Rating** | **Final Credit Rating** | **Initial Compliance Rating** | **Final Compliance Rating** | **Initial Valuation Rating** | **Final Valuation Rating** |
| 4000097300 |  |  | xxxxxx | xxxxxx | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 4000098573 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 D A |
| 4000099940 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000100616 |  |  | xxxxxx | xxxxxx | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 4000101581 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000101860 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000101881 |  |  | xxxxxx | xxxxxx | 4 | 1 | 3 | 1 | 4 | 1 | 1 | 1 D A C |
| 4000102432 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000102638 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000102976 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000103144 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000103463 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 4000103883 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000104038 |  |  | xxxxxx | xxxxxx | 4 | 1 | 4 | 1 | 3 | 1 | 1 | 1 D A C |
| 4000104043 |  |  | xxxxxx | xxxxxx | 3 | 2 | 3 | 1 | 3 | 2 | 1 | 1 C B A |
| 4000104235 |  |  | xxxxxx | xxxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000104290 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 4000104421 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000104553 |  |  | xxxxxx | xxxxxx | 4 | 1 | 3 | 1 | 4 | 1 | 1 | 1 D A C |
| 4000104697 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000104939 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 4000105110 |  |  | xxxxxx | xxxxxx | 3 | 2 | 3 | 2 | 1 | 1 | 1 | 1 C B A |
| 4000105164 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000105165 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000105181 |  |  | xxxxxx | xxxxxx | 4 | 1 | 4 | 1 | 3 | 1 | 1 | 1 D A C |
| 4000105200 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000105319 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000105322 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000105324 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000105382 |  |  | xxxxxx | xxxxxx | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A |
| 4000105421 |  |  | xxxxxx | xxxxxx | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 4000105424 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000105495 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000105778 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 4000105781 |  |  | xxxxxx | xxxxxx | 2 | 1 | 2 | 1 | 1 | 1 | 1 | 1 B A |
| 4000105804 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000105838 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000105883 |  |  | xxxxxx | xxxxxx | 4 | 1 | 4 | 1 | 1 | 1 | 4 | 1 D A |
| 4000105951 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000105982 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 4000106108 |  |  | xxxxxx | xxxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000106361 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000106362 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000106365 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000106373 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000106375 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000106380 |  |  | xxxxxx | xxxxxx | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| 4000106458 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000106499 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000106507 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000106508 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000106618 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000106783 |  |  | xxxxxx | xxxxxx | 4 | 1 | 3 | 1 | 4 | 1 | 1 | 1 D A C |
| 4000106824 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000106863 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000106875 |  |  | xxxxxx | xxxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000106909 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 D A C |
| 4000106913 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000107037 |  |  | xxxxxx | xxxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000107065 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000107073 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000107087 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 4000107104 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000107144 |  |  | xxxxxx | xxxxxx | 2 | 1 | 2 | 1 | 1 | 1 | 1 | 1 B A |
| 4000107185 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000107198 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000107235 |  |  | xxxxxx | xxxxxx | 4 | 1 | 1 | 1 | 4 | 1 | 1 | 1 D A |
| 4000107236 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000107248 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000107414 |  |  | xxxxxx | xxxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000107442 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 4000107453 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 4000107514 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000107515 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000107524 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000107572 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000107649 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000107706 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000107714 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000107728 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000107828 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000107874 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000107894 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000107905 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000107955 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000107957 |  |  | xxxxxx | xxxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000107978 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 4000107983 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000107986 |  |  | xxxxxx | xxxxxx | 4 | 1 | 1 | 1 | 1 | 1 | 4 | 1 D A |
| 4000108016 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000108078 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000108089 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000108109 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000108140 |  |  | xxxxxx | xxxxxx | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 4000108142 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000108144 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000108214 |  |  | xxxxxx | xxxxxx | 4 | 1 | 3 | 1 | 3 | 1 | 4 | 1 D A C |
| 4000108288 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000108292 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 4000108311 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
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| 4000113912 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000113913 |  |  | xxxxxx | xxxxxx | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 4000113920 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000113929 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000113933 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000113990 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 2 | 1 | 1 | 1 C A B |
| 4000114036 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000114047 |  |  | xxxxxx | xxxxxx | 4 | 1 | 3 | 1 | 4 | 1 | 4 | 1 D A C |
| 4000114105 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000114116 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000114190 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000114215 |  |  | xxxxxx | xxxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000114219 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000114223 |  |  | xxxxxx | xxxxxx | 4 | 2 | 4 | 2 | 2 | 1 | 1 | 1 D B A |
| 4000114224 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000114305 |  |  | xxxxxx | xxxxxx | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 B A |
| 4000114414 |  |  | xxxxxx | xxxxxx | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 4000114440 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000114505 |  |  | xxxxxx | xxxxxx | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 4000114640 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000114666 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 1 | 1 C A |
| 4000114937 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000114951 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000114960 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000114961 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000114966 |  |  | xxxxxx | xxxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000115034 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115037 |  |  | xxxxxx | xxxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000115334 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000115383 |  |  | xxxxxx | xxxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000115621 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 2 | 1 | 1 | 1 C A B |
| 4000115625 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 4000115633 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 4000115657 |  |  | xxxxxx | xxxxxx | 3 | 1 | 1 | 1 | 1 | 1 | 3 | 1 C A |
| 4000115753 |  |  | xxxxxx | xxxxxx | 4 | 1 | 4 | 1 | 1 | 1 | 1 | 1 D A |
| 4000116050 |  |  | xxxxxx | xxxxxx | 4 | 1 | 1 | 1 | 1 | 1 | 4 | 1 D A |
| 4000116098 |  |  | xxxxxx | xxxxxx | 4 | 2 | 4 | 2 | 1 | 1 | 2 | 2 D B A |
| 4000116184 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 3 | 1 | 1 | 1 C A |
| 4000116186 |  |  | xxxxxx | xxxxxx | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 B A |
| 4000116424 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |
| 4000116529 |  |  | xxxxxx | xxxxxx | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 C A |
| 4000116562 |  |  | xxxxxx | xxxxxx | 3 | 1 | 3 | 1 | 1 | 1 | 3 | 1 C A |
| 4000116920 |  |  | xxxxxx | xxxxxx | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 A |

---

## Exhibit 99.04

**Exhibit 99.04 Schedule 3**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Primary Appraiser Name** | **Primary Appraiser License Number** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| 4000097300 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000098573 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000099940 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 65 | 65 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000100616 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000101581 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 42.9 | 42.9 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000101860 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000101881 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1073 Individual Condo Report | xxxxxx | xxxxxx | xxxxxx | 57.01 | 57.01 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000102432 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 45.45 | 45.45 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000102638 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1073 Individual Condo Report | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxxxxx | Eligible | 1 | xxxxxx |
| 4000102976 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000103144 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0142 | 1025 Small Residential Income Report |  |  |  |  | xxxxxx | xxxxxx | .0142 | xxxxxx | 1025 Small Residential Income Report |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000103463 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 47.62 | 47.62 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000103883 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000104038 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000104043 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 53.85 | 53.85 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000104235 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 76.38 | 76.38 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000104290 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000104421 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 79.99 | 79.99 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000104553 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 56.71 | 56.71 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | xxxxxx |
| 4000104697 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 76.87 | 76.87 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000104939 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 51.85 | 51.85 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000105110 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000105164 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx | Eligible | 1 | xxxxxx |
| 4000105165 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 78.57 | 78.57 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000105181 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000105200 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 68.41 | 68.41 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000105319 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx | Eligible | 1 | xxxxxx |
| 4000105322 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000105324 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000105382 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 61.45 | 61.45 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000105421 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 59.35 | 59.35 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000105424 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx | Eligible |  |  |
| 4000105495 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000105778 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1073 Individual Condo Report | xxxxxx | xxxxxx | xxxxxx | 60 | 60 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000105781 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1073 Individual Condo Report | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx | Eligible | 1 | xxxxxx |
| 4000105804 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | xxxxxx |
| 4000105838 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 60 | 60 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | xxxxxx |
| 4000105883 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000105951 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000105982 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 65 | 65 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000106108 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 50 | 50 | xxxxxx | xxxxxx | .0000 | 1004 URAR |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000106361 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 56.58 | 56.58 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000106362 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000106365 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000106373 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 21.95 | 21.95 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000106375 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 66.29 | 66.29 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000106380 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000106458 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  | Not Eligible | 0 |  |
| 4000106499 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 65 | 65 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000106507 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  | xxxxxx | xxxxxx | .1304 | xxxxxx | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000106508 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 44.44 | 44.44 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000106618 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 37.13 | 37.13 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000106783 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 40.88 | 40.88 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000106824 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1073 Individual Condo Report | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx | Eligible |  |  |
| 4000106863 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000106875 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | xxxxxx |
| 4000106909 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1073 Individual Condo Report | xxxxxx | xxxxxx | xxxxxx | 65 | 65 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000106913 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000107037 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 55 | 55 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000107065 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 65 | 65 | xxxxxx | xxxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx | Eligible |  |  |
| 4000107073 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 31.31 | 31.31 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000107087 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1073 Individual Condo Report | xxxxxx | xxxxxx | xxxxxx | 59.96 | 59.96 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000107104 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 61.72 | 61.72 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | xxxxxx |
| 4000107144 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 57.14 | 57.14 | xxxxxx | xxxxxx | -.0281 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | -.0281 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000107185 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000107198 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 67.74 | 67.74 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000107235 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000107236 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000107248 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 71.78 | 71.78 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxxxxx |
| 4000107414 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1073 Individual Condo Report | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000107442 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 77.63 | 77.63 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxxxxx | Eligible |  |  |
| 4000107453 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000107514 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 59.56 | 59.56 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | xxxxxx |
| 4000107515 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000107524 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxxxxx | Eligible |  |  |
| 4000107572 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000107649 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000107706 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | xxxxxx |
| 4000107714 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1073 Individual Condo Report | xxxxxx | xxxxxx | xxxxxx | 66.39 | 66.39 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000107728 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000107828 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000107874 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000107894 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | xxxxxx |
| 4000107905 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000107955 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000107957 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000107978 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000107983 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | xxxxxx |
| 4000107986 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 25.13 | 25.13 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000108016 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000108078 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx |  |  |  |
| 4000108089 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 33.9 | 33.9 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000108109 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 64.29 | 64.29 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxxxxx | Eligible | 2.5 | xxxxxx |
| 4000108140 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 67.7 | 67.7 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000108142 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1073 Individual Condo Report | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000108144 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 66.88 | 66.88 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000108214 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1073 Individual Condo Report | xxxxxx | xxxxxx | xxxxxx | 59.92 | 59.92 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000108288 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 46.72 | 46.72 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000108292 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000108311 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1073 Individual Condo Report | xxxxxx | xxxxxx | xxxxxx | 65 | 65 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000108319 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 60.23 | 60.23 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000108352 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 22.06 | 22.06 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000108355 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1073 Individual Condo Report | xxxxxx | xxxxxx | xxxxxx | 47.07 | 47.07 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000108411 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000108459 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 74.98 | 74.98 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000108496 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1073 Individual Condo Report | xxxxxx | xxxxxx | xxxxxx | 50 | 50 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000108504 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 24.32 | 24.32 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000108538 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 50 | 50 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000108541 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 50 | 50 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000108608 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.1 | xxxxxx |
| 4000108609 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 45.57 | 45.57 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxxxxx | Eligible | 1.7 | xxxxxx |
| 4000108619 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000108622 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000108626 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000108717 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 50 | 50 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000108746 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000108757 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000108838 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 72.54 | 72.54 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000108839 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000108849 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000108859 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000108867 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx | Eligible |  |  |
| 4000108934 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | 1025 Small Residential Income Report |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | 1025 Small Residential Income Report |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000108975 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000108979 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | -.0759 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | -.0759 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000108989 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 72.55 | 72.55 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109012 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109015 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 55.01 | 55.01 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | xxxxxx |
| 4000109043 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 65 | 65 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109111 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109145 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 49.54 | 49.54 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxxxxx |
| 4000109232 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000109250 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000109264 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 69 | 69 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109297 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 62.41 | 62.41 | xxxxxx | xxxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxxxxx | Eligible |  |  |
| 4000109313 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 72.97 | 72.97 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109317 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109328 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 65 | 65 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | xxxxxx |
| 4000109333 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx | Eligible | 1 | xxxxxx |
| 4000109336 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 65 | 65 | xxxxxx | xxxxxx | .0323 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0323 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109376 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109412 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109428 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 46.51 | 46.51 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000109475 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000109480 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 79.74 | 79.74 | xxxxxx | xxxxxx | -.0160 | AVM |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | -.0160 | 96 | 0.04 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109483 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxxxxx | Eligible |  |  |
| 4000109535 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 58.03 | 58.03 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx | Eligible | 1.6 | xxxxxx |
| 4000109575 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000109578 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 64.96 | 64.96 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109613 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000109616 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 65.64 | 65.64 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109618 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1073 Individual Condo Report | xxxxxx | xxxxxx | xxxxxx | 37.46 | 37.46 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx |  |  |  |
| 4000109640 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 45.41 | 45.41 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109662 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1073 Individual Condo Report | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | -.0556 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | -.0556 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109680 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 50 | 50 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109711 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx | Eligible |  |  |
| 4000109729 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 47.06 | 47.06 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109768 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109785 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 48.98 | 48.98 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx | Eligible | 1 | xxxxxx |
| 4000109808 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1073 Individual Condo Report | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000109819 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109853 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 50 | 50 | xxxxxx | xxxxxx | -.0556 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | -.0556 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109876 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109881 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxxxxx |
| 4000109911 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1073 Individual Condo Report | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxxxxx |
| 4000109913 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 60.35 | 60.35 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000109914 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx | Eligible |  |  |
| 4000109915 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | -.0939 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | -.0939 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109925 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109951 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx | Eligible |  |  |
| 4000109953 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 38.71 | 38.71 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000109960 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 78.13 | 78.13 |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0027 | xxxxxx | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110000 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | xxxxxx |
| 4000110024 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000110033 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1073 Individual Condo Report | xxxxxx | xxxxxx | xxxxxx | 58.5 | 58.5 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110139 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 59.08 | 59.08 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110169 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000110176 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx | Eligible |  |  |
| 4000110203 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110217 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 69.7 | 69.7 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110223 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 64.44 | 64.44 | xxxxxx | xxxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx | Eligible |  |  |
| 4000110287 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx | Eligible |  |  |
| 4000110315 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 79.85 | 79.85 | xxxxxx | xxxxxx | -.0938 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | -.0938 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110318 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 79.95 | 79.95 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000110319 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75.79 | 75.79 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000110325 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110347 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1073 Individual Condo Report | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000110443 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1073 Individual Condo Report | xxxxxx | xxxxxx | xxxxxx | 79.96 | 79.96 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000110448 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 64.53 | 64.53 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000110450 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 35.03 | 35.03 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110461 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 65.82 | 65.82 | xxxxxx | xxxxxx | .0182 | AVM |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0182 | 95 | 0.05 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110463 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 55 | 55 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000110514 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 64.98 | 64.98 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000110520 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx | Eligible |  |  |
| 4000110537 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000110544 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000110548 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 52.13 | 52.13 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxxxxx |
| 4000110551 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx | Eligible | 1 | xxxxxx |
| 4000110582 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 50 | 50 | xxxxxx | xxxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx | Eligible |  |  |
| 4000110598 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000110652 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110720 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000110735 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 69.9 | 69.9 | xxxxxx | xxxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx | Eligible |  |  |
| 4000110762 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110773 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 52.23 | 52.23 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110792 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000110793 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110805 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 48.82 | 48.82 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000110831 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | xxxxxx |
| 4000110849 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110889 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110894 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110900 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxxxxx | Eligible | 1 | xxxxxx |
| 4000110908 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000110918 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 57.26 | 57.26 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110925 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 38.46 | 38.46 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx | Eligible | 1 | xxxxxx |
| 4000110931 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110947 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 42.26 | 42.26 |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | 1025 Small Residential Income Report |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110950 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 40.4 | 40.4 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110957 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 76.63 | 76.63 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000110958 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 65 | 65 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110961 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 41.81 | 41.81 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110964 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 74.38 | 74.38 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110968 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000110987 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | xxxxxx | Eligible |  |  |
| 4000110991 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 61.87 | 61.87 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | xxxxxx |
| 4000110995 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 42.11 | 42.11 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111006 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 66.12 | 66.12 |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0149 | xxxxxx | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111037 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111086 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 65.52 | 65.52 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111087 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 74.97 | 74.97 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111151 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | -.0090 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | -.0090 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111219 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 55 | 55 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxxxxx |
| 4000111243 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 64.98 | 64.98 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111272 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111359 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111360 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000111420 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111473 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 64.29 | 64.29 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111475 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111483 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111524 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 65 | 65 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111531 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 45.73 | 45.73 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111542 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000111560 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | xxxxxx |
| 4000111579 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1073 Individual Condo Report | xxxxxx | xxxxxx | xxxxxx | 63.95 | 63.95 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000111645 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 65 | 65 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111658 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 65 | 65 | xxxxxx | xxxxxx | .0217 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0217 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111705 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 10.34 | 10.34 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | xxxxxx |
| 4000111708 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 74.96 | 74.96 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111747 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 58.33 | 58.33 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111807 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 60 | 60 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111827 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1073 Individual Condo Report | xxxxxx | xxxxxx | xxxxxx | 67.71 | 67.71 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000111845 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 54.35 | 54.35 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | xxxxxx |
| 4000111868 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 73.13 | 73.13 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | 1004 URAR |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111882 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | -.0942 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | -.0942 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111949 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 64.63 | 64.63 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111951 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 62 | 62 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000111974 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 60 | 60 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112041 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 69.96 | 69.96 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112070 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 58.14 | 58.14 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112088 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx | Eligible |  |  |
| 4000112172 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 65 | 65 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000112226 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 63.56 | 63.56 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112271 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 60 | 60 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112275 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000112293 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 64.71 | 64.71 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112303 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | -.0805 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | -.0805 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112312 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 78.29 | 78.29 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112316 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 62.31 | 62.31 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112332 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 55 | 55 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112340 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 65 | 65 |  |  |  |  | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112349 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112362 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 53.85 | 53.85 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112407 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112419 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1073 Individual Condo Report | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxxxxx |
| 4000112458 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000112491 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1073 Individual Condo Report | xxxxxx | xxxxxx | xxxxxx | 50 | 50 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112595 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000112623 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1073 Individual Condo Report | xxxxxx | xxxxxx | xxxxxx | 68.6 | 68.6 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112708 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 66.17 | 66.17 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000112720 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112725 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112736 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 50 | 50 | xxxxxx | xxxxxx | -.0273 | AVM |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | -.0273 | 97 | 0.03 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112742 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112822 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112828 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx | Eligible | 1 | xxxxxx |
| 4000112864 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000112926 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | xxxxxx |
| 4000112933 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | -.0888 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | -.0888 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113086 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113095 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 71.03 | 71.03 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | xxxxxx |
| 4000113101 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 43.55 | 43.55 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000113137 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 60 | 60 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000113184 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | xxxxxx |
| 4000113213 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 51.57 | 51.57 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000113324 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 68.26 | 68.26 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113338 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 30 | 30 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113374 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 77.95 | 77.95 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | xxxxxx |
| 4000113387 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113401 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 50.78 | 50.78 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113403 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000113410 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 50.85 | 50.85 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000113498 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 70 | 70 |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0314 | xxxxxx | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113504 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 70.83 | 70.83 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113607 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 50 | 50 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113647 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1073 Individual Condo Report | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | xxxxxx |
| 4000113688 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1073 Individual Condo Report | xxxxxx | xxxxxx | xxxxxx | 50 | 50 | xxxxxx | xxxxxx | -.0629 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | -.0629 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113694 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000113722 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 65 | 65 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113738 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113740 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | xxxxxx |
| 4000113862 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113912 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113913 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1073 Individual Condo Report | xxxxxx | xxxxxx | xxxxxx | 60 | 60 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113920 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000113929 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 72.97 | 72.97 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | xxxxxx |
| 4000113933 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 68.97 | 68.97 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000113990 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | -.0602 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | -.0602 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114036 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 57.04 | 57.04 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000114047 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 54.22 | 54.22 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114105 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114116 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 79.76 | 79.76 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000114190 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 48.78 | 48.78 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114215 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114219 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 61.36 | 61.36 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114223 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0252 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0252 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114224 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 16.18 | 16.18 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114305 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000114414 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | xxxxxx |
| 4000114440 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000114505 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 39 | 39 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114640 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 65 | 65 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114666 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000114937 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1073 Individual Condo Report | xxxxxx | xxxxxx | xxxxxx | 43.86 | 43.86 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114951 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 54 | 54 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114960 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 64.7 | 64.7 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | xxxxxx |
| 4000114961 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000114966 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 45 | 45 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115034 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000115037 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000115334 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx |
| 4000115383 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 35.18 | 35.18 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115621 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115625 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxxxxx | Eligible |  |  |
| 4000115633 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1073 Individual Condo Report | xxxxxx | xxxxxx | xxxxxx | 70 | 70 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | xxxxxx |
| 4000115657 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1073 Individual Condo Report | xxxxxx | xxxxxx | xxxxxx | 44.12 | 44.12 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000115753 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 45.12 | 45.12 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000116050 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 50 | 50 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000116098 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 73.42 | 73.42 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000116184 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000116186 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 75 | 75 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000116424 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 80 | 80 | xxxxxx | xxxxxx | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | xxxxxx |
| 4000116529 |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | 1004 URAR | xxxxxx | xxxxxx | xxxxxx | 58.82 | 58.82 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000116562 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 17 | 17 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 4000116920 |  |  | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx | xxxxxx | 1025 Small Residential Income Report | xxxxxx | xxxxxx | xxxxxx | 60 | 60 | xxxxxx | xxxxxx | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | .0000 | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.04

**Exhibit 99.04 Schedule 4**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Loan Program** | **Guideline Product Name** | **Originator Name** | **Originating Entity CDFI Flag** | **Guideline Name** | **Guideline Author** | **Guideline Date** | **Guideline Version** | **Application Date** | **TILA Status** | **TRID** | **GSE** | **Verified Safe Harbor Flag** | **Verified Safe Harbor Reference Document** | **QM Regulation Failures** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **AUS Decision System** | **Rating Result** | **Property Inspection Waiver (PIW)** | **Calculated APR** | **HUD 1 Page 1 Credits Total** | **Verified Qualifying Rate** | **Originator Qualifying Rate** | **Qualifying P&I** | **Default Interest Rate Present** | **Default Interest Rate** | **Annual Property Tax** | **Monthly Property Tax** | **Annual Insurance Costs** | **Monthly Insurance Cost** | **Annual HOA Costs** | **Monthly HOA Costs** | **Monthly Other Costs** | **PITIA** | **Residual Income** | **HOA Questionnaire Flag** | **HOA Name** | **HOA Address State** | **HOA Fee Amount** | **HOA Next Due Date** | **HOA Payment Frequency** | **Originator DTI** | **TPR Verified DTI** | **QM DTI** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower 2 Length of Employment** | **Co Borrower 3 Length of Employment** | **Document Level** | **Borrower Years of W2s/1099** | **CoBorrower Years of W2s/1099** | **Borrower Months of Paystubs Verified** | **Co Borrower Months of Paystubs Verified** | **Borrower Employment Gap Letter** | **Borrower Months of Employment Gap** | **Co Borrower Employment Gap Letter** | **Co Borrower Months of Employment Gap** | **Borrower Years of Personal Tax Returns** | **Borrower Years of Business Tax Returns** | **CoBorrower Years of Personal Tax Returns** | **CoBorrower Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Borrower Award/Offer Letter** | **Co Borrower Award/Offer Letter** | **Asset Depletion Flag** | **Partial Asset Depletion Flag** | **Asset Depletion Months Amortized** | **Asset Utilization Flag (No DTI)** | **Borrower Bank Statements Flag** | **Borrower Bank Statement Summary/Lender Worksheet** | **Borrower Number of Personal Bank Statements** | **Borrower Number of Business Bank Statements** | **CoBorrower Bank Statements Flag** | **Co Borrower Bank Statement Summary/Lender Worksheet** | **CoBorrower Number of Personal Bank Statements** | **CoBorrower Number of Business Bank Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **Bespoke Eligible Assets** | **Borrower P&L Type** | **Borrower Number of Months P&L** | **Borrower P&L Prepared By** | **CoBorrower P&L Type** | **CoBorrower P&L Prepared By** | **CoBorrower Number of Months P&L** | **Borrower CPA Letter Flag** | **# of Months CPA verified income** | **CoBorrower CPA Letter Flag** | **CoBorrower # of Months CPA verified income** | **Borrower WVOE Flag** | **Borrower # of Months Employment Validated WVOE** | **Borrower # of Months Income Validated WVOE** | **Borrower WVOE Form Type** | **CoBorrower WVOE Flag** | **CoBorrower # of Months WVOE** | **CoBorrower # of Months Income Validated WVOE** | **CoBorrower WVOE Form Type** | **DSCR Flag** | **TPR DSCR** | **Originator DSCR** | **Expense Letter** | **Income Doc Detail** | **Tax Return Doc Details** | **Property Address** | **Property City** | **Property State** | **Property Zip** | **Property County** | **Original Credit Report Date** | **Borrower 1 Credit Report Date** | **Borrower 2 Credit Report Date** | **Borrower 3 Credit Report Date** | **Borrower 4 Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Co Borrower 2 FICO** | **Most Recent Co Borrower 3 FICO** | **Updated Credit Report Flag** | **Updated Credit Report Date** | **Updated FICO Method** | **Primary Wage Earner Updated FICO Equifax** | **Primary Wage Earner Updated FICO Experian** | **Primary Wage Earner Updated FICO Transunion** | **Secondary Wage Earner Updated FICO Equifax** | **Secondary Wage Earner Updated FICO Experian** | **Secondary Wage Earner Updated FICO Transunion** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Updated Primary Borrower FICO** | **Updated Co Borrower FICO** | **Updated Co Borrower 2 FICO** | **Updated Co Borrower 3 FICO** | **Updated Qualifying FICO** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Lates 30d in 0-12m** | **Prior Mortgage/Rent Lates 60d in 0-12m** | **Prior Mortgage/Rent Lates 90d in 0-12m** | **Prior Mortgage/Rent Lates 120d+ in 0-12m** | **Prior Mortgage/Rent Lates 30d in 13-24m** | **Prior Mortgage/Rent Lates 60d in 13-24m** | **Prior Mortgage/Rent Lates 90d in 13-24m** | **Prior Mortgage/Rent Lates 120d+ in 13-24m** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Is Equity Shared Loan** | **Subordinate Lien Type** | **Subordinate Lien Max Draw Amount (HELOC)** | **Is Shared Appreciation Mortgage** | **Borrower Originator Citizenship Designation** | **Borrower Verified Citizenship Designation** | **Borrower Individual Tax Identification Number (ITIN)?** | **Borrower Photo Identification Type** | **Borrower Photo Identification Other Type** | **Borrower Photo ID State of Issuance** | **Borrower Photo ID Country of Issuance** | **Borrower Photo ID Expiration Date** | **Borrower Passport Country of Origin** | **Borrower Passport Expiration Date** | **Borrower Non-US Citizen Identification Document** | **Borrower Date of Resident Since/Valid Date** | **Borrower Non-US Document Expiration Date** | **Co Borrower Originator Citizenship Designation** | **Co Borrower Verified Citizenship Designation** | **Co Borrower Individual Tax Identification Number (ITIN)?** | **Co Borrower Photo Identification Type** | **Co Borrower Photo Identification Other Type** | **Co Borrower Photo ID State of Issuance** | **Co Borrower Photo ID Country of Issuance** | **Co Borrower Photo ID Expiration Date** | **Co Borrower Passport Country of Origin** | **Co Borrower Passport Expiration Date** | **Co Borrower Non-US Citizen Identification Document** | **Co Borrower Date of Resident Since/Valid Date** | **Co Borrower Non-US Document Expiration Date** | **Co Borrower 2 Originator Citizenship Designation** | **Co Borrower 2 Verified Citizenship Designation** | **Co Borrower 2 Individual Tax Identification Number (ITIN)?** | **Co Borrower 2 Photo Identification Type** | **Co Borrower 2 Photo Identification Other Type** | **Co Borrower 2 Photo ID State of Issuance** | **Co Borrower 2 Photo ID Country of Issuance** | **Co Borrower 2 Photo ID Expiration Date** | **Co Borrower 2 Passport Country of Origin** | **Co Borrower 2 Passport Expiration Date** | **Co Borrower 2 Non-US Citizen Identification Document** | **Co Borrower 2 Date of Resident Since/Valid Date** | **Co Borrower 2 Non-US Document Expiration Date** | **Co Borrower 3 Originator Citizenship Designation** | **Co Borrower 3 Verified Citizenship Designation** | **Co Borrower 3 Individual Tax Identification Number (ITIN)?** | **Co Borrower 3 Photo Identification Type** | **Co Borrower 3 Photo Identification Other Type** | **Co Borrower 3 Photo ID State of Issuance** | **Co Borrower 3 Photo ID Country of Issuance** | **Co Borrower 3 Photo ID Expiration Date** | **Co Borrower 3 Passport Country of Origin** | **Co Borrower 3 Passport Expiration Date** | **Co Borrower 3 Non-US Citizen Identification Document** | **Co Borrower 3 Date of Resident Since/Valid Date** | **Co Borrower 3 Non-US Document Expiration Date** | **Property Rights** | **Leasehold Lease Expiration Date** | **Buydown Flag** | **Assumable Mortgage Flag** | **Foreign National Alternative Credit Documentation** | **Liquid / Cash Reserves (ASF)** | **Months Liquid Reserves** | **Total Assets Available for Reserves** | **Months Reserves** | **Blanket Mortgage Flag** | **Qualifying HCLTV** | **Condo Warrantability Flag** | **E-Note Flag** | **O&E in lieu of Title Insurance** | **Business Purpose Flag** | **Borrower Note Executed As** | **Co Borrower Note Executed As** | **Co Borrower 2 Note Executed As** | **Co Borrower 3 Note Executed As** | **Borrower1 SSN** | **Borrower2 SSN** | **Borrower 3 SSN** | **Borrower 4 SSN** | **First Time Homebuyer** | **Number of Units** | **Maturity Date** | **Note Type** | **Loan Type** | **Refinance Purpose** | **Borrower 1 Mailing Street Address** | **Borrower 1 Mailing City** | **Borrower 1 Mailing State** | **Borrower 1 Mailing Zip Code** | **Borrower 2 Mailing Street Address** | **Borrower 2 Mailing City** | **Borrower 2 Mailing State** | **Borrower 2 Mailing Zip Code** | **Borrower 3 Mailing Street** | **Borrower 3 Mailing City** | **Borrower 3 Mailing State** | **Borrower 3 Mailing Zip** | **Borrower 4 Mailing Street** | **Borrower 4 Mailing City** | **Borrower 4 Mailing Zip** | **Borrower 4 Mailing State** | **Prepay Penalty Calculation Description** | **Borrower 1 First Name** | **Borrower 1 Last Name** | **Borrower 2 First Name** | **Borrower 2 Last Name** | **Borrower 3 First Name** | **Borrower 3 Last Name** | **Borrower 4 First Name** | **Borrower 4 Last Name** | **Borrower 1 Employer** | **Borrower 1 Position** | **Borrower 2 Employer** | **Borrower 2 Position** | **Borrower 3 Employer** | **Borrower 3 Position** | **Borrower 4 Employer** | **Borrower 4 Position** | **First Time Investor** | **Borrower 1 Years in Industry** | **Borrower 2 Years in Industry** | **Borrower 3 Years in Industry** | **Borrower 4 Years in Industry** | **Borrower 1 ITIN** | **Borrower 2 ITIN** | **Borrower 3 ITIN** | **Borrower 4 ITIN** | **Original Appraiser License Number** | **Original Appraiser Name** | **Property Location** | **Appraisal Company** | **Title Company Name** | **MERS MIN Number** |
| 4000097300 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.000% | 7.000% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.764 | 0.76 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 770 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 9.2 | xxxxxx | 9.2 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 2 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000098573 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.125% | 7.125% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.823 | 0.94 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 771 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Standard Driver's License - Not for federal use | Patriot Act Disclosure | xxxxxx | xxxxxx | xxxxxx |  |  | Work Visa |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 44.8 | xxxxxx | 44.8 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5% | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000099940 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | Alternate Income Documentation |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.250% | 7.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.29 | 1.29 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 759 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 3.9 | xxxxxx | 3.9 | No | 65 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000100616 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.625% | 7.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  | xxxxxx | xxxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.799 | 0.79 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 760 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 33.2 | xxxxxx | 33.2 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000101581 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 10660.00 | xxxxxx | 6.170% | Manual Underwriting | Manual Underwriting | No | 7.290% |  | 6.990% | 6.990% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 29.57% | 34.38% | 34.38% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 667 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 56.4 | No | 42.9 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 12.00 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000101860 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 8.000% | 8.000% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.006 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 757 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 186.9 | xxxxxx | 186.9 | No | 80 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000101881 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | 6.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | Yes | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.334 | 1.33 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 741 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | Patriot Act | xxxxxx | xxxxxx | xxxxxx |  |  | I-551 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 106.9 | No | 57.01 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000102432 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 7495.00 | xxxxxx | 6.260% | Manual Underwriting | Manual Underwriting | No | 6.784% |  | 6.625% | 6.125% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 44.82% | 45.84% | 45.84% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 144 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | PATRIOT ACT FORM | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | xxxxxx | 0 | xxxxxx | 68 | No | 45.45 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 20.00 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000102638 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | .00 | xxxxxx | 6.230% | Manual Underwriting | Manual Underwriting | No | 7.347% |  | 7.250% | 7.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Yes | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 47.51% | 40.36% | 40.36% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 24 Month 1099 | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 1 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 180 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | Borrower - 2 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 784 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 53.8 | xxxxxx | 53.8 | No | 80 | No | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 58 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 11.6 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000102976 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.625% | 7.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.201 | 1.2 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 792 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 76.8 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 2 | xxxxxx | Fixed | DSCR | Cash Out - Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000103144 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.625% | 7.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 40.81% | 40.81% | 40.81% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 60 | 35 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | Borrower - Executed 4506T Verified, IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 802 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 13.6 | xxxxxx | 29 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 2 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | Yes | 6.08 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000103463 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 3040.00 | xxxxxx | 6.260% | Manual Underwriting | Manual Underwriting | No | 7.010% |  | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 49.03% | 49.13% | 49.13% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | Other | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Lease Agreements Verified - ["2025","2024"] - 2025, 2024 \|\| Co Borrower - Retirement - 2 YRS Executed 4506T Verified, Award Letter Verified - ["2025","2024"] - 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 13 | xxxxxx | 121.8 | No | 47.62 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | Conventional | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 16.00 |  |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000103883 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.250% | 7.250% | xxxxxx | Yes | 25.000% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.344 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 742 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A |  |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 105.7 | xxxxxx | 105.7 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 2 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | 5% | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000104038 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 15696.50 | xxxxxx | 6.610% | Manual Underwriting | Manual Underwriting | No | 8.064% |  | 7.750% | 7.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 31.05% | 31.05% | 31.05% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 704 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | Missing | Other | Patriot Act Disclosure | xxxxxx | xxxxxx | xxxxxx |  |  | I-151 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 17.8 | xxxxxx | 17.8 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | true | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  | 11 |  |  |  | Missing |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000104043 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 8990.00 | xxxxxx | 6.260% | Manual Underwriting | Manual Underwriting | No | 6.855% |  | 6.500% | 6.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 31.30% | 28.66% | 28.66% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | Yes | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 765 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 113.1 | xxxxxx | 113.1 | No | 53.85 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | true | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 7.00 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000104235 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 17770.00 | xxxxxx | 6.260% | Manual Underwriting | Manual Underwriting | No | 8.153% |  | 7.875% | 7.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 36.99% | 37.00% | 37.00% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | Tax Preparer |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 92.3 | No | 76.38 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 2 | xxxxxx | Fixed | Conventional | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  | 10.97 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000104290 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | QM Points and Fees Exceeded | 6936.00 | xxxxxx | 6.260% | Manual Underwriting | Manual Underwriting | No | 6.584% |  | 6.250% | 6.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 38.81% | 38.81% | 38.81% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | Borrower - ["2025","2024","2023"] - 2025, 2024, 2023 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 787 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-151 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 106 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 9 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000104421 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.250% | 7.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 47.49% | 47.49% | 47.49% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 1 | 34 | FNMA 1005 |  |  | 0 |  | No | 0 |  | Yes | Borrower - Wage, Overtime, Bonus, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified - ["2024","2025","2023"] - 2024, 2025, 2023 | Borrower - ["2024","2025","2023"] - 2024, 2025, 2023 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 17 | xxxxxx | 17 | No | 79.99 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | Yes | 5 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000104553 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.500% | 7.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.842 | 0.84 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 106.3 | No | 56.71 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000104697 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 4485.00 | xxxxxx | 6.190% | Manual Underwriting | Manual Underwriting | No | 8.066% |  | 7.750% | 7.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 31.30% | 31.30% | 31.30% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | Yes | Yes | 0 | 12 | 100.00% | 51.00% | 49.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 0 | Yes | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SEPartnership - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - SEPartnership - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 704 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 34 | xxxxxx | 34 | No | 76.87 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | true | 2 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | N/A - Not investment property | 5 | 5.00 |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000104939 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 2019.95 | xxxxxx | 6.260% | Manual Underwriting | Manual Underwriting | No | 6.442% |  | 6.375% | 6.375% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 23.19% | 20.86% | 20.86% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 75.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - CPA Letter Verified, 1 YR Executed 4506T Verified, Business Bank Statements Verified - ["2025","2024"] - 2025, 2024 | Borrower - 1 YR Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 697 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 6 | xxxxxx | 6.2 | No | 51.85 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | Limited Cash Out - <1% of Loan Amount or $2000 | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 19 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000105110 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.750% | 7.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 7.08% | 9.58% | 9.58% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 240 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SEPartnership, SEPartnership, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Business Bank Statements Verified - ["2025","2024"] - 2025, 2024 | Borrower - ["2025","2024"] - 2025, 2024 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 731 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 20.9 | xxxxxx | 20.9 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | Yes |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000105164 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.068 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 761 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-551 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 24.3 | xxxxxx | 24.3 | No | 75 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000105165 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.000% | 7.000% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.012 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 755 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 26 | xxxxxx | 26 | No | 78.57 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | 5% | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000105181 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.125% | 7.125% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.922 | 0.91 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 40.2 | xxxxxx | 40.2 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | Other | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000105200 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | Alternate Income Documentation |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.375% | 6.375% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 41.55% | 41.58% | 41.58% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | 1YR Full Doc | 1 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 1 | 1 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 0.00% |  | Borrower Prepared | 11 | Borrower | N/A | N/A | 0 | Yes | 12 | Yes | 12 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | Yes | Borrower - SESCorp, SESCorp, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), CPA Letter Verified, YTD Profit And Loss Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - Wage, Wage, Other REO Net Rental Income(Loss) - CPA Letter Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 757 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  | $N/A | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 93.6 | xxxxxx | 93.6 | No | 68.41 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | Conventional | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  | 15.08 | 10.67 |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000105319 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.500% | 7.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.129 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 823 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 296.8 | xxxxxx | 319.7 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000105322 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.500% | 7.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 36.05% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.119 | 1.12 |  | Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 823 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 258.9 | xxxxxx | 279.2 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000105324 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.375% | 7.375% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.25 | 1.45 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 783 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 5.8 | xxxxxx | 5.8 | No | 80 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000105382 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.250% | 6.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1 | 1.04 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 25.1 | xxxxxx | 25.1 | No | 61.45 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000105421 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | 6.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.096 |  |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 809 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 21 | xxxxxx | 21 | No | 59.35 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000105424 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.490% | 7.490% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.962 | 0.97 | N/A | Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 750 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 37.3 | xxxxxx | 37.3 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000105495 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 9050.38 | xxxxxx | 6.220% | Manual Underwriting | Manual Underwriting | No | 5.994% |  | 5.750% | 5.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 37.00% | 37.00% | 37.00% | No |  |  |  |  |  |  |  | Not Employed |  |  |  |  |  | Asset Depletion – Debt Ratio Calculation | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | Yes | No | 84 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Asset Depletion - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 12.4 | xxxxxx | 12.4 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | true | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000105778 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.750% | 6.500% | xxxxxx | Yes | 13.500% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | Yes | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.236 | 1.23 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Passport |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 18 | xxxxxx | 18 | No | 60 | No | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000105781 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | Yes | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 204.29% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.104 | 1.09 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 811 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Not Required |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-151 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | xxxxxx | 57 | xxxxxx | 57 | No | 75 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000105804 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.250% | 7.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.013 | 1.013 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 739 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 44.9 | xxxxxx | 44.9 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000105838 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.775 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 15.9 | xxxxxx | 84.5 | No | 60 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000105883 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 20550.00 | xxxxxx | 6.220% | Manual Underwriting | Manual Underwriting | No | 7.005% |  | 6.750% | 6.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 29.73% | 29.78% | 29.78% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | Yes | Borrower - SECorporation - Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 14.1 | xxxxxx | 14.1 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | true | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 5.00 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000105951 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 14266.88 | xxxxxx | 6.220% | Manual Underwriting | Manual Underwriting | No | 8.032% |  | 7.750% | 7.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 47.90% | 47.71% | 47.71% | No | No |  |  |  |  |  |  | Self-Employed | Retired |  |  |  |  | 1099 Verified | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 100.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 12 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Other, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - SSI and Disability, Retirement - 2 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 755 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Passport |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 38.5 | xxxxxx | 38.5 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 2 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 3 |  |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000105982 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 1995.00 | xxxxxx | 6.220% | Manual Underwriting | Manual Underwriting | No | 6.805% |  | 6.750% | 6.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Annually | 35.01% | 34.64% | 34.64% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 24 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 24 | Yes | Yes | 0 | 24 | 80.81% | 50.00% | 50.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025 \|\| Co Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025 | Borrower - 2 YRS Executed 4506T Verified - ["2025"] - 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 739 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | Employment Authorization Document (I-821D) |  | xxxxxx | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-821D Employment Authorization Document (I-821-D) |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 35.7 | xxxxxx | 35.7 | No | 65 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | N/A - Not investment property | 8 | 8 |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000106108 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 1940.00 | xxxxxx | 6.220% | Manual Underwriting | Manual Underwriting | No | 6.519% |  | 6.500% | 6.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 43.04% | 43.03% | 43.03% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 35 | 35 | Work Number | Yes | 4 | 4 | Work Number | No | 0 |  | Yes | Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 191 | xxxxxx | 191 | No | 50 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | N/A - Not investment property | 10 | 10 |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000106361 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.123 | 1.24 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 704 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure Form | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | xxxxxx | 0 | xxxxxx | 23 | No | 56.58 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000106362 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | AUS | Approve Ineligible | No |  |  | 6.750% | 6.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 20.31% | 35.88% | 35.88% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | Yes | Yes | 0 | 12 | 0.00% | 100.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS Executed 4506T Verified - [] \|\| Co Borrower - SECorporation - 2 YRS Executed 4506T Verified, Business Bank Statements Verified, Lease Agreements Verified - ["2024","2025"] - 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - [] \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 757 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 627.9 | xxxxxx | 627.9 | No | 75 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | No | 10.23 | 10.23 |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000106365 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.490% | 7.490% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.804 | 0.8 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 788 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 15.2 | xxxxxx | 15.2 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Rural | xxxxxx | xxxxxx | xxxxxx |
| 4000106373 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 12455.50 | xxxxxx | 6.220% | Manual Underwriting | Manual Underwriting | No | 7.489% |  | 7.125% | 7.125% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  | xxxxxx | xxxxxx |  | Monthly | 23.25% | 24.91% | 24.91% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  |  | Audited | 12 | Tax Preparer | N/A | N/A | 0 | Yes | 12 | No | 0 | NA | 0 | 0 |  | NA | 0 | 0 |  | No | 0 |  |  | Borrower - SESCorp - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - ["2024"] - 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - ["2024"] - 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 771 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 28.8 | xxxxxx | 28.8 | No | 21.95 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | Conventional | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 11.58 |  |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000106375 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 1790.00 | xxxxxx | 6.270% | Manual Underwriting | Manual Underwriting | No | 6.585% |  | 6.500% | 6.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 51.39% | 52.44% | 52.44% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 24 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 24 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 72 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025","2024"] - 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 749 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 84.5 | xxxxxx | 84.5 | No | 66.29 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  | 10.75 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Rural | xxxxxx | xxxxxx | xxxxxx |
| 4000106380 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.500% | 7.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 172.90% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.827 | 0.83 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 755 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT INFORMATION FORM | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 39.6 | xxxxxx | 39.6 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000106458 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.125% | 7.125% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  | 0 |  | NA |  | 0 | N/A | 0 |  |  | 0 | 0 | 0 | 0 |  | NA | No | No | 0 | No | No |  | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds |  | 0 |  | N/A | N/A | 0 |  | 0 | No | 0 |  | 0 | 0 |  | NA | 0 | 0 | N/A | Yes | 1.431 | 1.43 |  | Borrower - Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 768 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | Missing | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-551 Permanent Resident Card |  | xxxxxx | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Missing | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 868.9 | xxxxxx | 868.9 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 2 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | Missing | Missing |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000106499 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.125% | 7.125% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.839 | 0.84 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 785 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 9.2 | xxxxxx | 9.2 | No | 65 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000106507 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.000% | 7.000% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.042 | 1.04 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 587.1 | xxxxxx | 587.1 | No | 80 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000106508 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 2190.00 | xxxxxx | 6.270% | Manual Underwriting | Manual Underwriting | No | 6.419% |  | 6.250% | 6.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 29.69% | 28.91% | 28.91% | No |  | 1 - Not Stated Not Verified | 1 - Not Stated Not Verified |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | Borrower - ["2025","2024","2023"] - 2025, 2024, 2023 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 808 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other | Patriot Act | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 11.1 | xxxxxx | 11.1 | No | 44.44 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | true | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  | 5.00 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000106618 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.000% | 7.000% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 2.436 | 2.44 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot ACt | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 28.4 | xxxxxx | 28.4 | No | 37.13 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000106783 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.250% | 7.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.817 | 0.81 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 758 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxxx | 31.8 | xxxxxx | 31.8 | No | 40.88 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000106824 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.125% | 7.125% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | Yes | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.833 | 0.83 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 751 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 59 | xxxxxx | 59 | No | 70 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000106863 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.500% | 7.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.291 | 1.3 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure Form | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 18.8 | xxxxxx | 18.8 | No | 80 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000106875 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 16754.98 | xxxxxx | 6.270% | Manual Underwriting | Manual Underwriting | No | 6.769% |  | 6.375% | 6.375% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 39.65% | 40.63% | 40.63% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 96 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Other - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025","2024"] - 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 764 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 14.8 | xxxxxx | 14.8 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000106909 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 7185.00 | xxxxxx | 6.190% | Manual Underwriting | Manual Underwriting | No | 7.474% |  | 7.125% | 7.125% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Yes | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 20.47% | 20.17% | 20.17% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | N/A | 0 | 12 | No |  |  |  | 91.41% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 60 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 808 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 100.7 | xxxxxx | 100.7 | No | 65 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  | 5.42 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000106913 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 10475.00 | xxxxxx | 6.270% | Manual Underwriting | Manual Underwriting | No | 7.527% |  | 7.375% | 7.375% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 20.80% | 20.92% | 20.92% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 89.14% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | Yes | Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 727 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | Unknown | No |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | Work Visa |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 20.5 | xxxxxx | 20.5 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  | 3.75 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000107037 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | 6.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 384.12% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.998 | 0.99 |  | Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 730 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT DISCLOSURE | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 569.1 | xxxxxx | 569.1 | No | 55 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000107065 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | 6.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Proceeds from Sale |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.774 | 0.774 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 27.2 | xxxxxx | 27.2 | No | 65 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000107073 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | 6.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 2.087 | 2.08 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 750 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Passport |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | I-151 Permanent Resident Card |  | xxxxxx | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 12.4 | xxxxxx | 12.4 | No | 31.31 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 4 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | 5% | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000107087 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | 6.625% | xxxxxx | Yes | 13.500% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | Yes | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.049 | 1.05 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 746 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 8.7 | xxxxxx | 8.7 | No | 59.96 | No | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000107104 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 1740.00 | xxxxxx | 6.270% | Manual Underwriting | Manual Underwriting | No | 6.557% |  | 6.500% | 6.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 45.21% | 45.21% | 45.21% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 1 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 72 | 72 | FNMA 1005 | Yes | 51 | 51 | Other | No | 0 |  |  | Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - Wage, Overtime - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 19.7 | xxxxxx | 19.7 | No | 61.72 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  | 5 | 4.2 |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000107144 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.594 | 1.25 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 796 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 36 | xxxxxx | 36 | No | 57.14 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 2 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000107185 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 19637.80 | xxxxxx | 6.190% | Manual Underwriting | Manual Underwriting | No | 6.793% |  | 6.625% | 6.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 22.71% | 23.80% | 23.80% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | N/A | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Other - CPA Letter Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 9.4 | xxxxxx | 9.4 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | true | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  | 28.00 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000107198 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 1975.00 | xxxxxx | 6.270% | Manual Underwriting | Manual Underwriting | No | 6.967% |  | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 47.69% | 47.54% | 47.54% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 15 | 15 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 772 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 42.5 | xxxxxx | 42.5 | No | 67.74 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  | 1 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000107235 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.125% | 7.125% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.995 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 61.5 | xxxxxx | 61.5 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000107236 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 2485.00 | xxxxxx | 6.270% | Manual Underwriting | Manual Underwriting | No | 6.480% |  | 6.375% | 6.375% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 45.99% | 45.99% | 45.99% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 2 | 2 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 100.00% | Stocks/Bonds | Borrower Prepared | 12 | Borrower | Borrower Prepared | Borrower | 12 | Yes | 60 | Yes | 36 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | Yes | Borrower - SESCorp - 2 YRS Business Tax Returns Verified(1120S, K1), CPA Letter Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024"] - 2025, 2024 \|\| Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024"] - 2025, 2024 | Borrower - 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024"] - 2025, 2024 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024"] - 2025, 2024 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 753 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | Permanent Resident Alien | Permanent Resident Alien | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-551 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 33.6 | xxxxxx | 33.6 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | N/A - Not investment property | 6 | 3.5 |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000107248 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.990% | 6.990% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.823 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 776 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 233.4 | xxxxxx | 233.4 | No | 71.78 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000107414 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 306.00 | xxxxxx | 6.260% | Manual Underwriting | Manual Underwriting | No | 6.545% |  | 6.500% | 6.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 28.17% | 27.12% | 27.12% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 34 | 34 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 79.8 | xxxxxx | 79.8 | No | 80 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 2 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  | 13.00 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000107442 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 1790.00 | xxxxxx | 6.270% | Manual Underwriting | Manual Underwriting | No | 6.504% |  | 6.500% | 6.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 9.30% | 9.19% | 9.19% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | Yes | Yes | 0 | 12 | 100.00% |  | 100.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | Yes | 32 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - [] \|\| Co Borrower - SESCorp - CPA Letter Verified, Business Bank Statements Verified - ["2025","2024"] - 2025, 2024 | Borrower - [] \|\| Co Borrower - ["2025","2024"] - 2025, 2024 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 763 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 17.8 | xxxxxx | 18.2 | No | 77.63 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | N/A - Not investment property | 32 | 23.08 |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000107453 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.500% | 6.500% | xxxxxx | Yes | 11.500% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.99 | 0.99 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 720 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 22.8 | xxxxxx | 22.8 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000107514 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.500% | 6.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  | xxxxxx | xxxxxx |  | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.298 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 718 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | Yes - ITIN Card | Employment Authorization Card |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-551 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 13.1 | xxxxxx | 13.1 | No | 59.56 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 60 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | Yes - ITIN Card |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000107515 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.250% | 7.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  | Stocks/Bonds,Stocks/Bonds |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.234 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 733 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 148.4 | xxxxxx | 148.4 | No | 80 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000107524 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 2190.00 | xxxxxx | 6.270% | Manual Underwriting | Manual Underwriting | No | 6.570% |  | 6.500% | 6.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 46.25% | 45.80% | 45.80% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Commission - ["2025","2024","2023"] - 2025, 2024, 2023 | Borrower - ["2025","2024","2023"] - 2025, 2024, 2023 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-151 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 14.3 | xxxxxx | 14.3 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | true | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  | 5.00 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000107572 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 15000.00 | xxxxxx | 6.270% | Manual Underwriting | Manual Underwriting | No | 7.392% |  | 7.250% | 7.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 44.98% | 44.98% | 44.98% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 100.00% | Stocks/Bonds | Third-Party Prepared (Unaudited) | 12 | CPA | N/A | N/A | 0 | Yes | 60 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified \|\| Co Borrower - Other | Borrower \|\| Co Borrower | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 703 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 20.8 | xxxxxx | 20.8 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  | 3 |  |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000107649 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.250% | 6.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.001 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 806 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 243.8 | xxxxxx | 243.8 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000107706 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.250% | 7.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.066 | 1.07 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 766 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 2.8 | xxxxxx | 7.7 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000107714 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.000% | 7.000% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | Yes | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 38.84% | 38.85% | 38.85% | Yes | Yes |  |  |  |  |  |  | Not Employed | Not Employed |  |  |  |  | Retirement Income Doc Verified | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | Yes | Borrower - SSI and Disability, Subject Property Net Rental Income(Loss) if NOO - Award Letter Verified \|\| Co Borrower | Borrower \|\| Co Borrower | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 805 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 53.8 | xxxxxx | 53.8 | No | 66.39 | No | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 228 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000107728 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 7550.00 | xxxxxx | 6.250% | Manual Underwriting | Manual Underwriting | No | 7.472% |  | 7.125% | 7.125% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Annually | 46.51% | 46.51% | 46.51% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 26 | 26 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 809 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 115.8 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  | 15 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000107828 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | 6.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 34.09% | 34.09% | 34.09% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - ["2021","2022","2023","2024","2025"] - 2021, 2022, 2023, 2024, 2025 | Borrower - ["2021","2022","2023","2024","2025"] - 2021, 2022, 2023, 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 766 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 25.8 | xxxxxx | 25.8 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3% | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | No | 4.11 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000107874 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 3201.56 | xxxxxx | 6.250% | Manual Underwriting | Manual Underwriting | No | 6.482% |  | 6.375% | 6.375% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 48.26% | 48.26% | 48.26% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 1 | 35 | FNMA 1005 |  |  | 0 |  | No | 0 |  | Yes | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 6.9 | xxxxxx | 6.9 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | true | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000107894 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 9370.00 | xxxxxx | 6.250% | Manual Underwriting | Manual Underwriting | No | 6.405% |  | 6.250% | 6.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 5.35% | 5.36% | 5.36% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | Yes | 72 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Other - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025","2024"] - 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 60.5 | xxxxxx | 60.5 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | true | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 7 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000107905 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 8.250% | 7.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.209 | 1.21 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 757 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 0 | xxxxxx | 61.4 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000107955 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 11864.16 | xxxxxx | 6.270% | Manual Underwriting | Manual Underwriting | No | 6.424% |  | 6.125% | 6.125% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 38.52% | 39.53% | 39.53% | No |  |  |  |  |  |  |  | Not Employed |  |  |  |  |  | Asset Depletion – Debt Ratio Calculation | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | Yes | No | 84 | No | Yes | N/A | 6 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | Yes | Borrower - Asset Depletion - Personal Bank Statements Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 675.5 | xxxxxx | 675.5 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A - Not investment property |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000107957 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.500% | 6.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.007 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 29.4 | xxxxxx | 29.4 | No | 80 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000107978 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.500% | 7.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Proceeds from Sale |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.063 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 741 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 5.5 | xxxxxx | 5.5 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000107983 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 8790.00 | xxxxxx | 6.250% | Manual Underwriting | Manual Underwriting | No | 6.321% |  | 6.125% | 6.125% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 44.06% | 44.06% | 44.06% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 49 | 49 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 814 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Passport |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 12.4 | xxxxxx | 12.4 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | true | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  | 15.00 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000107986 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.250% | 6.375% | xxxxxx | Yes | 12.500% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.671 | 1.67 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 791 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Passport |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 77.2 | No | 25.13 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 4 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000108016 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | Alternate Income Documentation |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.018 | 1.01 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 737 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 16.6 | xxxxxx | 16.6 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000108078 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 5521.15 | xxxxxx | 6.250% | Manual Underwriting | Manual Underwriting | No | 6.584% |  | 6.500% | 6.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 36.62% | 36.62% | 36.62% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Bonus, Investment Income - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 800 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 351.8 | xxxxxx | 351.8 | No | 70 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  | 10 | 5 |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000108089 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 2190.00 | xxxxxx | 5.720% | Manual Underwriting | Manual Underwriting | No | 6.455% |  | 6.250% | 6.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 44.04% | 44.04% | 44.04% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 26 | 26 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 787 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-151 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 7.3 | xxxxxx | 7.3 | No | 33.9 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | true | 2 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 5 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000108109 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.250% | 6.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.84 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 772 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 45.1 | xxxxxx | 45.1 | No | 64.29 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000108140 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 15630.00 | xxxxxx | 6.250% | Manual Underwriting | Manual Underwriting | No | 7.404% |  | 7.250% | 7.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  | xxxxxx | xxxxxx |  | Monthly | 11.14% | 11.08% | 11.08% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | Yes | Missing | 0 | 12 | 0.00% | 50.00% | 50.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 24 | Yes | 24 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss) - CPA Letter Verified, 1 YR Executed 4506T Verified, Business Bank Statements Verified, null Lease Agreements Verified - ["2025","2024"] - 2025, 2024 \|\| Co Borrower - SESCorp - CPA Letter Verified, 1 YR Executed 4506T Verified, Business Bank Statements Verified - ["2025","2024"] - 2025, 2024 | Borrower - 1 YR Executed 4506T Verified - ["2025","2024"] - 2025, 2024 \|\| Co Borrower - 1 YR Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 704 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 10 | xxxxxx | 10 | No | 67.7 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | Conventional | Limited Cash Out - <1% of Loan Amount or $2000 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | N/A - Not investment property | 16 | 16 |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000108142 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 1519.95 | xxxxxx | 6.250% | Manual Underwriting | Manual Underwriting | No | 7.714% |  | 7.625% | 7.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 32.45% | 32.45% | 32.45% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 10 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Other - CPA Letter Verified, Business Bank Statements Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 704 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Passport |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 19.7 | xxxxxx | 19.7 | No | 70 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 12 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000108144 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.125% | 7.125% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Annually | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.8 | 0.8 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 759 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | Permanent Resident Alien | Permanent Resident Alien | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-551 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 5.5 | xxxxxx | 5.5 | No | 66.88 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000108214 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | xxxxxx | Yes | 13.750% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | Yes | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.171 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 747 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Passport |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 93.8 | No | 59.92 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000108288 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 15745.00 | xxxxxx | 6.250% | Manual Underwriting | Manual Underwriting | No | 7.070% |  | 6.750% | 6.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 42.66% | 42.66% | 42.66% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 718 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 44.1 | No | 46.72 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  | 21.04 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000108292 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | 6.750% | xxxxxx | Yes | 10.000% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.835 | 0.835 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 731 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 9.3 | xxxxxx | 9.3 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000108311 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.625% | 6.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Yes | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 41.27% | 38.42% | 38.42% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 99.6 | xxxxxx | 99.6 | No | 65 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | ARM | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | Yes | 3.52 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000108319 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | 6.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.29 | 1.27 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 776 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 97.8 | xxxxxx | 97.8 | No | 60.23 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000108352 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | .00 | xxxxxx | 6.250% | Manual Underwriting | Manual Underwriting | No | 7.119% |  | 6.875% | 7.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 37.00% | 36.85% | 36.85% | No | No |  |  |  |  |  |  | Not Employed | Self-Employed |  |  |  |  | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 100.00% |  | N/A | 0 | N/A | Audited | CPA | 1 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified \|\| Co Borrower - SESoleProprietor - YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 694 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 92.8 | No | 22.06 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 2 | xxxxxx | Fixed | Conventional | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | 33.24 |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000108355 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.250% | 6.250% | xxxxxx | Yes | 12.500% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | Yes | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.179 | 1.29 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 756 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 4.9 | xxxxxx | 4.9 | No | 47.07 | No | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000108411 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.375% | 7.375% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.352 | 1.35 | N/A | Borrower - Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 768 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 22.2 | xxxxxx | 22.2 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 2 | xxxxxx | Fixed | DSCR | NA |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000108459 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | xxxxxx | Yes | 16.000% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.043 | 1.04 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 806 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxxx | 10.1 | xxxxxx | 10.1 | No | 74.98 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | true | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000108496 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.375% | 6.375% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | Yes | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.038 | 1.03 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 805 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Passport |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 91.1 | xxxxxx | 91.1 | No | 50 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000108504 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 6333.40 | xxxxxx | 6.230% | Manual Underwriting | Manual Underwriting | No | 6.729% |  | 6.250% | 6.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 40.40% | 40.40% | 40.40% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 7.7 | xxxxxx | 7.7 | No | 24.32 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  | 5 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000108538 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | 6.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.949 | 1.917 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 765 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 23.2 | No | 50 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 4 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000108541 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | 6.625% | xxxxxx | Yes |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.873 | 1.873 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 765 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | NEW YORK STATE IDENTIFICATION CARD | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 71 | No | 50 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 4 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000108608 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.500% | 7.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.844 | 0.844 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 415.3 | xxxxxx | 415.3 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000108609 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 8698.75 | xxxxxx | 6.250% | Manual Underwriting | Manual Underwriting | No | 6.303% |  | 6.750% | 6.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | 49.03% | 48.95% | 48.95% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 1 | 12 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 717 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 1 | xxxxxx | 6.8 | No | 45.57 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 22 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000108619 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 8611.00 | xxxxxx | 6.250% | Manual Underwriting | Manual Underwriting | No | 6.872% |  | 6.625% | 6.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 44.97% | 44.97% | 44.97% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 100.00% |  | Audited | 12 | CPA | Audited | CPA | 12 | Yes | 12 | Yes | 12 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | Yes | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - ["2024","2025"] - 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 744 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-151 Permanent Resident Card |  | xxxxxx | Permanent Resident Alien | Permanent Resident Alien | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-551 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 56.9 | xxxxxx | 56.9 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  | 3 | 2.4 |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000108622 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.125% | 7.125% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.631 | 1.631 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 735 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 7.3 | xxxxxx | 7.3 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 3 | xxxxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000108626 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.250% | 7.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.483 | 1.483 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 735 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT INFORMATION FORM | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 6.3 | xxxxxx | 6.3 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 3 | xxxxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000108717 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.058 | 1 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure Form | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 0 | No | 50 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000108746 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.082 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 734 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 51.8 | xxxxxx | 51.8 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 2 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000108757 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 1870.00 | xxxxxx | 6.250% | Manual Underwriting | Manual Underwriting | No | 7.081% |  | 7.000% | 7.000% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 49.12% | 49.12% | 49.12% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 1 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 36 | 36 | FNMA 1005 | Yes | 36 | 32 | FNMA 1005 | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 79.9 | xxxxxx | 79.9 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | N/A - Not investment property | 15 | 2.76 |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000108838 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.44 | 1.43 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 783 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 18.2 | xxxxxx | 18.2 | No | 72.54 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000108839 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 8.000% | 8.000% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.853 | 0.89 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 728 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A |  |  |  | xxxxxx |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 296.7 | xxxxxx | 296.7 | No | 75 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000108849 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 6295.00 | xxxxxx | 6.250% | Manual Underwriting | Unknown | No | 7.611% |  | 7.375% | 7.375% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 39.78% | 38.69% | 38.69% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - CPA Letter Verified, YTD Profit And Loss Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure Form | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 9.4 | xxxxxx | 9.4 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | true | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 7 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000108859 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 2190.00 | xxxxxx | 6.250% | Manual Underwriting | Manual Underwriting | No | 6.728% |  | 6.625% | 6.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Annually | 49.44% | 49.24% | 49.24% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 30 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  | Yes | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 759 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 8.8 | xxxxxx | 8.8 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 5 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000108867 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | 6.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Yes | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.002 | 1.43 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 721 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 20.8 | xxxxxx | 20.8 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 12 months interest on amount that exceeds 20% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000108934 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.990% | 6.990% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 28.83% | 28.92% | 28.92% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 1 | 0 |  |  | 2 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 809 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxxx | 8.2 | xxxxxx | 23.5 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 3 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3% | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | No | 5 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000108975 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | 6.750% | xxxxxx | Yes | 11.750% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.131 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 720 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 89.4 | xxxxxx | 89.4 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 1%, 1%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000108979 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | 6.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.376 | 1.37 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 752 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxxx | 33 | xxxxxx | 33 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 2 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000108989 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | Alternate Income Documentation |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.375% | 7.375% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.027 | 1.027 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 749 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure Form | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 42.5 | xxxxxx | 42.5 | No | 72.55 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 2 | xxxxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000109012 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.000% | 7.000% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.026 | 1.03 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxxx | 532.6 | xxxxxx | 532.6 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000109015 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 2325.00 | xxxxxx | 6.180% | Manual Underwriting | Manual Underwriting | No | 6.939% |  | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Annually | 25.57% | 10.55% | 10.55% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 752 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 18.2 | xxxxxx | 18.2 | No | 55.01 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  | 28.4 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000109043 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.157 | 1.04 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 731 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 196.6 | xxxxxx | 196.6 | No | 65 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000109111 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.500% | 7.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.518 | 0 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 759 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 68.8 | xxxxxx | 68.8 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000109145 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.500% | 6.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.182 | 1.18 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 236.8 | xxxxxx | 236.8 | No | 49.54 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000109232 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 4771.00 | xxxxxx | 6.270% | Manual Underwriting | Manual Underwriting | No | 7.813% |  | 7.375% | 7.375% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 41.89% | 24.57% | 24.57% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 754 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 9 | xxxxxx | 9 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | true | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  | 5.1 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000109250 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | Alternate Income Documentation |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.934 | 0.93 |  | Borrower - Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 778 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 78.4 | xxxxxx | 78.4 | No | 70 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | 5% | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000109264 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.500% | 6.500% | xxxxxx | Yes | 16.000% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.603 | 1.6 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 776 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 3.7 | xxxxxx | 3.7 | No | 69 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 3 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000109297 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 5.875% | 5.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 23.64% | 23.64% | 23.64% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 0.00% | 100.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 36 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | Yes | Borrower - Other, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified \|\| Co Borrower | Borrower \|\| Co Borrower | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 814 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot ACT Information Form | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Information Form | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 32 | xxxxxx | 32 | No | 62.41 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  | 20 |  |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000109313 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 8.250% | 8.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.225 | 1.3 | Yes | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 699 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 39.9 | xxxxxx | 40 | No | 72.97 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000109317 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 16236.40 | xxxxxx | 6.190% | Manual Underwriting | Manual Underwriting | No | 7.833% |  | 7.500% | 7.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 49.37% | 49.20% | 49.20% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 2 | 33 | FNMA 1005 |  |  | 0 |  | No | 0 |  | Yes | Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025","2023"] - 2024, 2025, 2023 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025","2023"] - 2024, 2025, 2023 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 664 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 10.5 | xxxxxx | 10.5 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | true | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 6 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000109328 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 6376.67 | xxxxxx | 6.140% | Manual Underwriting | Manual Underwriting | No | 6.382% |  | 6.250% | 6.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 32.49% | 32.49% | 32.49% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | FNMA 1005 | Yes | 24 | 24 | FNMA 1005 | No | 0 |  |  | Borrower - Wage - Written VOE Verified - ["2025","2024"] - 2025, 2024 \|\| Co Borrower - Wage - Written VOE Verified - ["2025","2024"] - 2025, 2024 | Borrower - ["2025","2024"] - 2025, 2024 \|\| Co Borrower - ["2025","2024"] - 2025, 2024 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 722 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-151 Permanent Resident Card |  | xxxxxx | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-151 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 8.5 | xxxxxx | 8.5 | No | 65 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | true | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | N/A - Not investment property | 7 | 3 |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000109333 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.250% | 7.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.204 | 1.09 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 694 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 7.5 | xxxxxx | 7.5 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000109336 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.125% | 7.125% | xxxxxx | Yes | 14.250% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.317 | 1.35 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 736 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Passport |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 6.6 | xxxxxx | 6.6 | No | 65 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | true | 2 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000109376 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.318 | 1.32 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxxx | 341.8 | xxxxxx | 341.8 | No | 80 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000109412 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.375% | 7.375% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.068 | 1.04 |  | Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 749 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Card | Standard Driver's License - Not for federal use | I-797A/NOTICE OF ACTION | xxxxxx | xxxxxx | xxxxxx |  |  | Work Visa |  | xxxxxx | Permanent Resident Alien | Permanent Resident Alien | Yes - ITIN Card | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-551 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 27.2 | xxxxxx | 27.2 | No | 80 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | Yes - ITIN Card | Yes - ITIN Card |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000109428 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 7495.00 | xxxxxx | 6.190% | Manual Underwriting | Manual Underwriting | No | 7.037% |  | 6.750% | 6.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 18.69% | 18.69% | 18.69% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Other - CPA Letter Verified, Business Bank Statements Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 725 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 85.9 | No | 46.51 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 6 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000109475 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 2190.00 | xxxxxx | 6.890% | Manual Underwriting | Manual Underwriting | No | 6.626% |  | 6.500% | 6.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 53.72% | 53.15% | 53.15% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 36 | FNMA 1005 |  |  | 0 |  | No | 0 |  | Yes | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 751 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 6.9 | xxxxxx | 6.9 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 3 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000109480 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 999.00 | xxxxxx | 6.290% | Manual Underwriting | Manual Underwriting | No | 7.056% |  | 6.990% | 6.990% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Annually | 17.97% | 17.97% | 17.97% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 33.5 | xxxxxx | 33.5 | No | 79.74 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 20.00 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000109483 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | 6.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.052 | 1.03 | N/A | Borrower - Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 803 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 57.1 | xxxxxx | 59.9 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000109535 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 2748.53 | xxxxxx | 6.190% | Manual Underwriting | Manual Underwriting | No | 6.338% |  | 6.250% | 6.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 46.34% | 46.34% | 46.34% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 1 | 36 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 808 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 7.8 | xxxxxx | 7.8 | No | 58.03 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 3 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000109575 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.375% | 7.375% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Annually | 137.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.027 | 1.03 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 795 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 42.4 | xxxxxx | 42.4 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000109578 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.125% | 6.125% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.367 | 1.37 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-151 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 21.4 | xxxxxx | 21.4 | No | 64.96 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 3 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000109613 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.375% | 7.375% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.018 | 1.03 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 8.1 | xxxxxx | 8.1 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000109616 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | 6.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.175 | 1.17 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 57.6 | xxxxxx | 57.6 | No | 65.64 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 2 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000109618 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | Yes | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.337 | 1.33 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 761 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Passport |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 0 | xxxxxx | 59.7 | No | 37.46 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000109640 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.000% | 7.000% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.084 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 725 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 10.8 | xxxxxx | 10.8 | No | 45.41 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000109662 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.750% | 6.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Yes | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 43.33% | 50.40% | 50.40% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), SESoleProprietor - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, 1040 Schedule E Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 1040 Schedule E Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 722 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Passport | USA Patriot Act | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 24.5 | xxxxxx | 24.5 | No | 75 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | No | 17 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000109680 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.000% | 6.750% | xxxxxx | Yes | 12.000% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.395 | 1.4 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 783 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxxx | 47 | xxxxxx | 47 | No | 50 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 2 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 1%, 1%, 1%, 1%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000109711 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.375% | 6.375% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.315 | 1.32 | N/A | Borrower - Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 721 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 111.8 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000109729 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 24295.00 | xxxxxx | 6.190% | Manual Underwriting | Manual Underwriting | No | 6.168% |  | 6.000% | 6.000% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 32.52% | 32.52% | 32.52% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 0 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 12 | 12 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus - 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 23.2 | No | 47.06 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  | 15 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000109768 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 2190.00 | xxxxxx | 6.190% | Manual Underwriting | Manual Underwriting | No | 6.793% |  | 6.750% | 6.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 46.26% | 46.26% | 46.26% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | Yes | Yes | 0 | 12 | 100.00% | 100.00% | 20.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 0 | Yes | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SEPartnership, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - SEPartnership - CPA Letter Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - ["2024","2025"] - 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 752 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 20.2 | xxxxxx | 20.2 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | No | 11 | 11 |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000109785 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 6840.00 | xxxxxx | 6.190% | Manual Underwriting | Manual Underwriting | No | 6.409% |  | 6.000% | 6.000% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Annually | 22.45% | 24.16% | 24.16% | No | No |  |  |  |  |  |  | Not Employed | Not Employed |  |  |  |  | Asset Depletion – Debt Ratio Calculation | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | Yes | No | 84 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Asset Depletion - ["2025"] - 2025 \|\| Co Borrower | Borrower - ["2025"] - 2025 \|\| Co Borrower | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 812 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 43.6 | xxxxxx | 43.6 | No | 48.98 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000109808 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 2190.00 | xxxxxx | 6.190% | Manual Underwriting | Manual Underwriting | No | 6.721% |  | 6.625% | 6.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Yes | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 33.39% | 32.04% | 32.04% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified | Borrower | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 809 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | Yes - ITIN Card | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-151 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 28.7 | xxxxxx | 28.7 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | true | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property |  |  |  |  | Yes - ITIN Card |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000109819 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.052 | 1.05 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 21.6 | xxxxxx | 21.6 | No | 80 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000109853 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.125% | 6.500% | xxxxxx | Yes | 12.250% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.308 | 1.31 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 742 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Passport |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxxx | 18.3 | xxxxxx | 18.3 | No | 50 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 3 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000109876 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.500% | 6.500% | xxxxxx | Yes | 11.500% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.392 | 1.39 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 4.8 | xxxxxx | 4.8 | No | 80 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | No | 4 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000109881 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.000% | 7.000% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 644.12% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.065 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 4.8 | xxxxxx | 4.8 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000109911 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.625% | 7.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | Yes | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.492 | 0 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 765 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 451.9 | xxxxxx | 451.9 | No | 70 | Yes | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | ARM | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000109913 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 7819.00 | xxxxxx | 6.190% | Manual Underwriting | Manual Underwriting | No | 6.561% |  | 6.250% | 6.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Annually | 19.01% | 19.11% | 19.11% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | Yes | Yes | 0 | 12 | 100.00% | 50.00% | 50.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SECorporation - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025 \|\| Co Borrower - SECorporation - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 751 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 15.7 | xxxxxx | 15.7 | No | 60.35 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | N/A - Not investment property | 19.08 | 19 |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000109914 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.118 | 1.12 | N/A | Borrower - Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 7.4 | xxxxxx | 7.4 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000109915 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.250% | 6.250% | xxxxxx | Yes | 11.250% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.053 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 53.9 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000109925 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.250% | 6.250% | xxxxxx | Yes | 11.250% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.322 | 1.322 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 720.1 | xxxxxx | 720.1 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000109951 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 9633.24 | xxxxxx | 6.190% | Manual Underwriting | Manual Underwriting | No | 6.980% |  | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 41.81% | 41.81% | 41.81% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 36 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | Yes | Borrower - Other - CPA Letter Verified, Business Bank Statements Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 806 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 21.9 | xxxxxx | 21.9 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 1 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000109953 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.250% | 6.375% | xxxxxx | Yes | 12.500% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.555 |  |  | Borrower - Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 811 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | Yes - ITIN Card | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-551 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 92.4 | No | 38.71 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 2 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | Yes - ITIN Card |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000109960 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 2190.00 | xxxxxx | 6.190% | Manual Underwriting | Manual Underwriting | No | 6.642% |  | 6.625% | 6.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 53.48% | 53.81% | 53.81% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Bonus, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2025","2024","2023"] - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2025","2024","2023"] - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 756 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 115.2 | xxxxxx | 115.2 | No | 78.13 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  | 16 | 12 |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110000 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.125% | 6.125% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.024 | 1.02 | N/A | Borrower - Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 742 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 14.1 | xxxxxx | 14.1 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000110024 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 2951.60 | xxxxxx | 6.190% | Manual Underwriting | Manual Underwriting | No | 6.412% |  | 6.250% | 6.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 37.80% | 37.80% | 37.80% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | N/A | 1 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 29 | 29 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified, Personal Bank Statements Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | Borrower - ["2025","2024","2023"] - 2025, 2024, 2023 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 767 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | Yes - ITIN Letter/Certificate | Other | Green Card | xxxxxx | xxxxxx | xxxxxx |  |  | I-551 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 33.6 | xxxxxx | 33.6 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | true | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | Yes | 7 |  |  |  | Yes - ITIN Letter/Certificate |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110033 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 6590.00 | xxxxxx | 6.190% | Manual Underwriting | Manual Underwriting | No | 6.924% |  | 6.750% | 6.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Yes | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 37.78% | 37.81% | 37.81% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Missing | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - ["2025","2024"] - 2025, 2024 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 705 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 7.5 | xxxxxx | 7.5 | No | 58.5 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 10.08 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000110139 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.250% | 7.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.883 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 726 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 18.6 | No | 59.08 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110169 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 7402.50 | xxxxxx | 6.170% | Manual Underwriting | Manual Underwriting | No | 6.314% |  | 6.125% | 6.125% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 41.38% | 41.38% | 41.38% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2025","2026","2024"] - 2025, 2026, 2024 | Borrower - ["2025","2026","2024"] - 2025, 2026, 2024 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 805 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 26.3 | xxxxxx | 26.3 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 5 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110176 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.375% | 7.375% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.772 | 0.75 | N/A | Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 812 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 15.1 | xxxxxx | 15.1 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110203 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Proceeds from Sale |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.936 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 792 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 42.1 | xxxxxx | 42.1 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 2 | xxxxxx | ARM | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110217 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.500% | 6.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.426 | 1.4 | N/A | Borrower - Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 723 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-551 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 93.6 | xxxxxx | 93.6 | No | 69.7 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 3 | xxxxxx | Fixed | DSCR | NA |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12 months interest on amount that exceeds 20% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110223 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | 6.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.807 | 0.8 | N/A | Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 744 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-551 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 29.9 | xxxxxx | 29.9 | No | 64.44 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12 months interest on amount that exceeds 20% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110287 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.000% | 7.000% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.14 | 1.14 | N/A | Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 814 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 7.1 | xxxxxx | 7.1 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110315 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | 6.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Annually | 31.09% | 32.17% | 32.17% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 3 | 36 | Work Number | Yes | 4 | 36 | Work Number | No | 0 |  |  | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 112.6 | xxxxxx | 112.6 | No | 79.85 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | Yes | 15 | 4 |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110318 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 10212.50 | xxxxxx | 6.080% | Manual Underwriting | Manual Underwriting | No | 7.294% |  | 6.625% | 6.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 35.54% | 49.22% | 54.74% | No | Yes |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | 1YR Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 1 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 100.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 \|\| Co Borrower - Wage, Other REO Net Rental Income(Loss), Bonus - 1 YR Personal Tax Returns Verified, 1 YR IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - ["2024"] - 2024 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 741 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 26.2 | xxxxxx | 26.2 | No | 79.95 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | ARM | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | N/A - Not investment property | 5 | 30 |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110319 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 1756.00 | xxxxxx | 6.170% | Manual Underwriting | Manual Underwriting | No | 6.841% |  | 6.750% | 6.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 43.91% | 43.91% | 43.91% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | Other | Yes | 7 | 7 | Other | No | 0 |  | Yes | Borrower - Wage - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 746 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot ACT Information Form | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Information Form | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 16 | xxxxxx | 16 | No | 75.79 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | N/A - Not investment property | 9 | 5 |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110325 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 1775.00 | xxxxxx | 6.170% | Manual Underwriting | Manual Underwriting | No | 6.719% |  | 6.625% | 6.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 38.65% | 38.65% | 38.65% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds,Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | Work Number | Yes | 24 | 214 | Work Number | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | Borrower - 2 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 765 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 19.5 | xxxxxx | 19.5 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  | 6 | 3 |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110347 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.375% | 7.375% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | Yes | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.064 | 1.064 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 768 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 20.7 | xxxxxx | 20.7 | No | 75 | Yes | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110443 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 5428.33 | xxxxxx | 6.170% | Manual Underwriting | Manual Underwriting | No | 6.539% |  | 6.375% | 6.375% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Yes | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 37.51% | 37.51% | 37.51% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 1 | 27 | FNMA 1005 | Yes | 1 | 30 | FNMA 1005 | No | 0 |  | Yes | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 766 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-151 Permanent Resident Card |  | xxxxxx | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 16.2 | xxxxxx | 16.2 | No | 79.96 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | true | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | N/A - Not investment property | 10 | 10 |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110448 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | 6.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.074 | 1.073 | N/A | Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 120.7 | No | 64.53 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110450 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | Alternate Income Documentation |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 5.750% | 5.750% | xxxxxx | Yes | 16.000% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.653 | 1.65 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 739 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | Yes - ITIN Card | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-551 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 27.5 | xxxxxx | 27.5 | No | 35.03 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | Other | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | Yes - ITIN Card |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000110461 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | 6.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.124 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 118.5 | No | 65.82 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110463 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.375% | 6.375% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  | xxxxxx | xxxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.398 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 816 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | Yes - ITIN Card | Employment Authorization Card |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-151 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 18.5 | xxxxxx | 18.5 | No | 55 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | Yes - ITIN Card |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110514 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.014 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 770 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Passport |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 117.1 | xxxxxx | 117.1 | No | 64.98 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110520 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | 6.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.129 | 1.128 | N/A | Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 122.7 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110537 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | 6.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.025 |  |  | Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 0 | xxxxxx | 118.6 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110544 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | 6.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.054 | 1.05 | Yes | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 119.4 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110548 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.625% | 6.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.871 | 0.75 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 791 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 14.2 | xxxxxx | 14.2 | No | 52.13 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110551 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Annually | 495.92% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.013 | 1.013 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 708 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 182.9 | xxxxxx | 182.9 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110582 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 5.875% | 5.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.383 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 18.4 | xxxxxx | 18.4 | No | 50 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110598 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.837 | 0.83 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 731 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 34.8 | xxxxxx | 34.8 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110652 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.625% | 7.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.853 | 0.86 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 774 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 3.9 | xxxxxx | 3.9 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 2 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110720 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.375% | 7.375% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.827 | 0.75 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 719 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 62.8 | xxxxxx | 62.8 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110735 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 2565.00 | xxxxxx | 6.160% | Manual Underwriting | Manual Underwriting | No | 7.345% |  | 7.750% | 7.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 44.60% | 44.60% | 41.60% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | Yes | 6 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | Yes | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2024","2025"] - 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | xxxxxx | 2.5 | xxxxxx | 14.1 | No | 69.9 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | ARM | Conventional | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | N/A - Not investment property | 4 | 4 |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110762 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 1990.00 | xxxxxx | 6.170% | Manual Underwriting | Manual Underwriting | No | 6.645% |  | 6.625% | 6.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 38.90% | 39.22% | 39.22% | No | No |  |  |  |  |  |  | Employed | Self-Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 2 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 100.00% | Proceeds from Sale | N/A | 0 | N/A | Third-Party Prepared (Unaudited) | CPA | 12 | Yes | 24 | Yes | 24 | Yes | 24 | 24 | Work Number | Yes | 24 | 24 | Work Number | No | 0 |  | N/A | Borrower - Wage, Wage - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023 \|\| Co Borrower - SESCorp, Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 761 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 42.2 | xxxxxx | 42.2 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  | 23 | 18 |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110773 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | 6.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 710 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 0 | xxxxxx | 64.1 | No | 52.23 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110792 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.000% | 6.000% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.943 | 0.94 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 772 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Passport |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 83.5 | xxxxxx | 83.5 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110793 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.375% | 7.375% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.398 | 1.4 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 711 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No |  | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxxx | 0 | xxxxxx | 101.1 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110805 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 4890.00 | xxxxxx | 6.170% | Manual Underwriting | Manual Underwriting | No | 6.204% |  | 6.000% | 6.000% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 33.37% | 33.36% | 33.36% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 30 | 30 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 742 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 10.4 | xxxxxx | 10.4 | No | 48.82 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  | 10 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110831 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 2.072 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 752 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 67.3 | xxxxxx | 67.3 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000110849 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 7375.00 | xxxxxx | 6.060% | Manual Underwriting | Manual Underwriting | No | 8.821% |  | 8.625% | 8.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 37.82% | 38.73% | 38.73% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Missing | 0 | 12 | No |  |  |  | 100.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - Business Bank Statements Verified - ["2025","2024"] - 2025, 2024 | Borrower - ["2025","2024"] - 2025, 2024 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 692 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  | $N/A | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 7.6 | xxxxxx | 7.6 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | true | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 10 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110889 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 1924.00 | xxxxxx | 6.250% | Manual Underwriting | Manual Underwriting | No | 7.452% |  | 7.375% | 7.375% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 44.06% | 44.06% | 44.06% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 24 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | Yes | N/A | 0 | 24 | No |  |  |  | 100.00% | 75.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Other - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2022","2023","2024"] - 2022, 2023, 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2022","2023","2024"] - 2022, 2023, 2024 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 752 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 10.8 | xxxxxx | 10.8 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | true | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  | 11 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110894 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.125% | 7.125% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 45.82% | 48.81% | 48.81% | Yes | Yes |  |  |  |  |  |  | Not Employed | Not Employed |  |  |  |  | 2YR Full Doc | 0 |  | NA |  |  | 0 | N/A | 0 |  |  |  |  | 2 | 0 | Yes | Yes | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% | 0.00% |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 | NA | 0 | 0 | N/A |  | 0 | 0 | N/A | No | 0 |  |  | Borrower - Subject Property Net Rental Income(Loss) if NOO, Retirement, Wage - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, 2 YRS Executed 4506T Verified, null IRS Transcripts Verified, Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified - ["2024"] - 2024 \|\| Co Borrower - Other REO Net Rental Income(Loss), Retirement - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, 2 YRS Executed 4506T Verified, null IRS Transcripts Verified, Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), 2 YRS Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified - ["2024"] - 2024 \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), 2 YRS Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 809 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 179.8 | xxxxxx | 179.8 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | No | 30 |  |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110900 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 1990.00 | xxxxxx | 6.190% | Manual Underwriting | Manual Underwriting | No | 7.332% |  | 7.250% | 7.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 30.71% | 29.80% | 29.80% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss) - YTD Profit And Loss Verified - ["2025","2024"] - 2025, 2024 | Borrower - ["2025","2024"] - 2025, 2024 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 803 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 7.4 | xxxxxx | 7.4 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  | 3 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110908 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.233 | 1.232 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 735 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Other |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-551 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | xxxxxx | 23.9 | xxxxxx | 23.9 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | ARM | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000110918 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.051 | 1.05 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 767 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 26.3 | xxxxxx | 26.3 | No | 57.26 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 2 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110925 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $440.11 | 6.500% | 6.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.595 | 1.59 | N/A | Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 772 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 257 | xxxxxx | 257 | No | 38.46 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110931 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 11995.00 | xxxxxx | 6.170% | Manual Underwriting | Manual Underwriting | No | 6.402% |  | 6.250% | 6.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 44.91% | 47.30% | 47.30% | No | Yes |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 0.00% | 100.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 180 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified, 1040 Schedule E Verified - ["2025"] - 2025 \|\| Co Borrower | Borrower - 1040 Schedule E Verified - ["2025"] - 2025 \|\| Co Borrower | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Passport |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | US Citizen | US Citizen | N/A | Passport |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 43.4 | xxxxxx | 43.4 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  | 14.84 |  |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110947 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | 6.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.492 | 1.39 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 722 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 142.8 | xxxxxx | 142.8 | No | 42.26 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 3 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000110950 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 696.99% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.171 | 1.44 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 695 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 0 | xxxxxx | 99.1 | No | 40.4 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110957 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Interest Only | 22691.78 | xxxxxx | 6.170% | DU | Out of Scope | No | 6.563% |  | 6.375% | 6.375% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 49.92% | 45.11% | 49.92% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 25 | 25 | FNMA 1005 | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | Borrower - Executed 4506T Verified - ["2024","2025"] - 2024, 2025 \|\| Co Borrower - Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 753 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | Work Visa |  | xxxxxx | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | Work Visa |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 13.7 | xxxxxx | 13.7 | No | 76.63 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | N/A - Not investment property | 20 | 10 |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110958 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 11147.50 | xxxxxx | 6.190% | Manual Underwriting | Manual Underwriting | No | 6.706% |  | 6.490% | 6.490% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 4.10% | 4.10% | 4.10% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 26 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 731 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 24.7 | xxxxxx | 24.7 | No | 65 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | true | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  | 2.26 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110961 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.250% | 6.250% | xxxxxx | Yes | 12.500% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.345 | 1.3 |  | Borrower - Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 808 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | Yes - ITIN Card | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-551 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 33.3 | xxxxxx | 33.3 | No | 41.81 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 2 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | Yes - ITIN Card |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000110964 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.500% | 6.500% | xxxxxx | Yes | 11.500% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.292 | 1.292 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  | $No | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 94.6 | xxxxxx | 94.6 | No | 74.38 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 2 | xxxxxx | Fixed | DSCR | No Cash Out - Borrower Initiated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1%, 1%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000110968 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 14075.00 | xxxxxx | 6.170% | Manual Underwriting | Manual Underwriting | No | 6.862% |  | 6.625% | 6.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 43.26% | 43.26% | 43.26% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | 1YR Business P&L | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 0.00% |  | Third-Party Prepared (Unaudited) | 12 | Tax Preparer | N/A | N/A | 0 | Yes | 12 | No | 0 | NA | 0 | 0 | N/A | Yes | 25 | 29 | FNMA 1005 | No | 0 |  | Yes | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] - 2025 \|\| Co Borrower - Wage - Written VOE Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2025"] - 2025 \|\| Co Borrower - ["2024","2025"] - 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 8.9 | xxxxxx | 8.9 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | N/A - Not investment property | 15 | 3 |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000110987 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 10235.21 | xxxxxx | 6.170% | Manual Underwriting | Manual Underwriting | No | 6.168% |  | 6.000% | 6.000% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 32.30% | 32.92% | 32.92% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 1 | 35 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified, Lease Agreements Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 787 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-151 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 57.9 | xxxxxx | 57.9 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 10 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000110991 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 2190.00 | xxxxxx | 6.170% | Manual Underwriting | Manual Underwriting | No | 6.337% |  | 6.250% | 6.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 43.99% | 43.87% | 43.87% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 36 | 36 | FNMA 1005 | Yes | 32 | 32 | FNMA 1005 | No | 0 |  |  | Borrower - Wage - Written VOE Verified - ["2025","2024","2023"] - 2025, 2024, 2023 \|\| Co Borrower - Wage - Written VOE Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | Borrower - ["2025","2024","2023"] - 2025, 2024, 2023 \|\| Co Borrower - ["2025","2024","2023"] - 2025, 2024, 2023 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-151 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 7.3 | xxxxxx | 7.3 | No | 61.87 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  | 11 | 2 |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000110995 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $32.00 | 7.000% | 7.000% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.72 | 1.66 | N/A | Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 791 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  | $N/A | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 108.6 | No | 42.11 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Rural | xxxxxx | xxxxxx | xxxxxx |
| 4000111006 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 2223.00 | xxxxxx | 6.170% | Manual Underwriting | Manual Underwriting | No | 6.544% |  | 6.500% | 6.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | 30.90% | 29.95% | 29.95% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 24 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 24 | No |  |  |  | 0.00% | 50.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 120 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2023","2024","2025","2026"] - 2023, 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2023","2024","2025","2026"] - 2023, 2024, 2025, 2026 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 756 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 27.2 | xxxxxx | 27.2 | No | 66.12 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  | 25 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000111037 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.000% | 7.000% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 359.25% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.888 | 0.88 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 761 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 199.6 | xxxxxx | 199.6 | No | 75 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 2 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000111086 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 1725.00 | xxxxxx | 6.140% | Manual Underwriting | Manual Underwriting | No | 6.888% |  | 6.750% | 6.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 20.34% | 20.01% | 20.01% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Retirement - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 730 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 26.6 | xxxxxx | 26.6 | No | 65.52 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | No | 18 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000111087 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 17354.33 | xxxxxx | 6.170% | Manual Underwriting | Manual Underwriting | No | 7.786% |  | 7.625% | 7.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 31.23% | 31.23% | 31.23% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Third-Party Prepared (Unaudited) | 12 | CPA |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | No | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 717 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 18.6 | No | 74.97 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  | 4 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000111151 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.500% | 7.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.454 | 0 |  | Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 7.4 | xxxxxx | 7.4 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000111219 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.223 | 0.258 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 787 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 100.7 | No | 55 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000111243 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.500% | 6.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.221 | 1.221 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 764 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 37.7 | xxxxxx | 37.7 | No | 64.98 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 3 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000111272 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | xxxxxx | Yes | 24.000% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.149 | 1.149 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 740 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Passport |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 20.5 | xxxxxx | 20.5 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000111359 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | 6.625% | xxxxxx | Yes | 11.625% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.226 | 1.23 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 742 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 120.9 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Rural | xxxxxx | xxxxxx | xxxxxx |
| 4000111360 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 3157.73 | xxxxxx | 6.170% | Manual Underwriting | Manual Underwriting | No | 6.632% |  | 6.500% | 6.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 42.75% | 42.75% | 42.75% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 34 | 34 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 734 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-151 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 6.8 | xxxxxx | 6.8 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000111420 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | 6.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.005 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 732 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 56.3 | xxxxxx | 56.3 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000111473 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 2325.00 | xxxxxx | 6.170% | Manual Underwriting | Manual Underwriting | No | 6.526% |  | 6.500% | 6.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 43.00% | 43.01% | 43.01% | No | Yes |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 2 | 0 | 0 | 2 | 2 | NA | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 0.00% | Proceeds from Sale | Audited | 12 | CPA | N/A | N/A | 0 | Yes | 240 | No | 0 | Yes | 36 | 36 | Other | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024","2025","2026"] - 2023, 2024, 2025, 2026 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - ["2024","2025"] - 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024","2025","2026"] - 2023, 2024, 2025, 2026 \|\| Co Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 34.8 | xxxxxx | 34.8 | No | 64.29 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | No | 28 | 5 |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000111475 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.250% | 6.250% | xxxxxx | Yes | 16.000% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | Yes | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.068 | 1.06 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 726 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxxx | 16.8 | xxxxxx | 16.8 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000111483 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 9202.00 | xxxxxx | 6.170% | Manual Underwriting | Manual Underwriting | No | 6.789% |  | 6.500% | 6.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 47.15% | 46.08% | 46.08% | No | No |  |  |  |  |  |  | Retired | Employed |  |  |  |  | Written Verification of Employment | 0 | 2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 1 | 24 | FNMA 1005 | No | 0 |  |  | Borrower - SSI and Disability - Award Letter Verified - ["2025"] - 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2025"] - 2025 \|\| Co Borrower - ["2024","2025"] - 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  | $No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 21.8 | xxxxxx | 21.8 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  | N/A - Not investment property |  | 22 |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000111524 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.500% | 6.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.378 | 1.35 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 752 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 29.8 | xxxxxx | 29.8 | No | 65 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 1%, 1%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000111531 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.750% | 6.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.001 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 692 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 87.1 | xxxxxx | 87.1 | No | 45.73 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000111542 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 11125.00 | xxxxxx | 6.060% | Manual Underwriting | Manual Underwriting | No | 7.413% |  | 7.250% | 7.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 42.41% | 42.41% | 42.41% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 729 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 10.3 | xxxxxx | 10.3 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 7 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000111560 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 2365.89 | xxxxxx | 6.170% | Manual Underwriting | Manual Underwriting | No | 6.576% |  | 6.500% | 6.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Yes | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Annually | 17.46% | 17.46% | 17.46% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 2 | 12 | Yes | Yes | 2 | 12 | 50.00% | 100.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SEPartnership, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Personal Bank Statements Verified, Business Bank Statements Verified - ["2025","2024"] - 2025, 2024 \|\| Co Borrower - SEPartnership - Personal Bank Statements Verified, Business Bank Statements Verified - ["2025","2024"] - 2025, 2024 | Borrower - ["2025","2024"] - 2025, 2024 \|\| Co Borrower - ["2025","2024"] - 2025, 2024 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 775 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 31.9 | xxxxxx | 31.9 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | No | 4 | 4 |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000111579 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | .00 | xxxxxx | 6.170% | Manual Underwriting | Manual Underwriting | No | 6.391% |  | 6.250% | 6.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Yes | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 46.14% | 45.81% | 45.81% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | N/A | 2 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 39 | 39 | FNMA 1005 |  |  | 0 |  | No | 0 |  | No | Borrower - Wage - Written VOE Verified, Personal Bank Statements Verified - ["2025","2024","2026"] - 2025, 2024, 2026 | Borrower - ["2025","2024","2026"] - 2025, 2024, 2026 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 732 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | Yes - ITIN Letter/Certificate | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-151 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 67.4 | xxxxxx | 67.4 | No | 63.95 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | true | 85 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 7 |  |  |  | Yes - ITIN Letter/Certificate |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000111645 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.250% | 6.250% | xxxxxx | Yes | 16.000% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  | xxxxxx | xxxxxx |  | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.263 | 1.26 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 761 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-151 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 4.1 | xxxxxx | 4.1 | No | 65 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 2 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3% on amount that exceeds 20% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000111658 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 8.000% | 8.000% | xxxxxx | Yes | 25.000% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.014 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 674 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 104.4 | No | 65 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000111705 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 3302.50 | xxxxxx | 5.500% | Manual Underwriting | Manual Underwriting | No | 7.336% |  | 6.625% | 6.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 8.48% | 8.48% | 8.48% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 100.00% | 50.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 132 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SECorporation - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2024","2025"] - 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 787 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 33.2 | No | 10.34 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 20 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000111708 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.125% | 7.125% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.874 | 0.85 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 757 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 23.9 | xxxxxx | 23.9 | No | 74.96 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000111747 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 5.875% | 5.875% | xxxxxx | Yes | 16.000% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.217 | 1.15 | N/A | Borrower - Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 808 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 9.4 | xxxxxx | 9.4 | No | 58.33 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 2 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3% on amount that exceeds 20% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000111807 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.250% | 6.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.895 | 0.91 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | Yes - ITIN Letter/Certificate | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-151 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 4.5 | xxxxxx | 4.5 | No | 60 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | Yes - ITIN Letter/Certificate |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000111827 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.008 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 733 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 0 | xxxxxx | 85.7 | No | 67.71 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Limited Cash Out - <1% of Loan Amount or $2000 | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000111845 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.125% | 7.125% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.041 | 1 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 691 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 91.9 | No | 54.35 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000111868 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 25150.00 | xxxxxx | 6.060% | Manual Underwriting | Manual Underwriting | No | 6.488% |  | 6.375% | 6.375% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 27.10% | 30.51% | 30.51% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 94 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2025","2024"] - 2025, 2024 | Borrower - ["2025","2024"] - 2025, 2024 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 767 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | Yes - ITIN Card | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-551 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 13.2 | xxxxxx | 13.2 | No | 73.13 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  | 20 |  |  |  | Yes - ITIN Card |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000111882 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.750% | 6.750% | xxxxxx | Yes | 11.750% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.29 | 1.29 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 781 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxxx | 29.3 | xxxxxx | 29.3 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 2 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000111949 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.136 | 1 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 662 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 42.9 | No | 64.63 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000111951 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.500% | 7.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  | 1 - Not Stated, Not Verified | 1 - Not Stated, Not Verified | 1 - Not Stated, Not Verified | 1 - Not Stated, Not Verified | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.014 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower 3 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower 3 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 755 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 0 | xxxxxx | 105.2 | No | 62 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 2 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000111974 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 1302.50 | xxxxxx | 6.060% | Manual Underwriting | Manual Underwriting | No | 6.314% |  | 6.250% | 6.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 30.44% | 31.31% | 31.31% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 34 | 42 | FNMA 1005 | Yes | 34 | 39 | FNMA 1005 | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Written VOE Verified, Lease Agreements Verified - ["2025","2024","2023"] - 2025, 2024, 2023 \|\| Co Borrower - Wage - Written VOE Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | Borrower - ["2025","2024","2023"] - 2025, 2024, 2023 \|\| Co Borrower - ["2025","2024","2023"] - 2025, 2024, 2023 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 765 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-151 Permanent Resident Card |  | xxxxxx | Permanent Resident Alien | Permanent Resident Alien | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-151 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 13.4 | xxxxxx | 13.4 | No | 60 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  | 6 | 4 |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000112041 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | Alternate Income Documentation |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.125% | 6.125% | xxxxxx | Yes | 16.000% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.058 | 1.06 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 791 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-151 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 4.8 | xxxxxx | 4.8 | No | 69.96 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 2 | xxxxxx | Fixed | DSCR | NA |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Other | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000112070 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.375% | 6.375% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 96.07% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.617 | 1.14 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 803 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 84 | xxxxxx | 84 | No | 58.14 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000112088 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.250% | 7.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.927 | 0.93 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 738 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 23.8 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000112172 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 6337.00 | xxxxxx | 6.060% | Manual Underwriting | Manual Underwriting | No | 6.903% |  | 6.750% | 6.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Annually | 47.22% | 47.32% | 47.32% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 24 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | Borrower - 2 YRS Executed 4506T Verified - ["2025","2024","2023"] - 2025, 2024, 2023 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 703 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 91.1 | No | 65 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  | 5 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000112226 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | Alternate Income Documentation |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.625% | 6.625% | xxxxxx | Yes | 13.250% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.221 | 1.24 |  | Borrower - Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Passport |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 58.4 | No | 63.56 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000112271 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.125% | 6.125% | xxxxxx | Yes | 16.000% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.104 | 1.08 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 3.9 | xxxxxx | 3.9 | No | 60 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 3 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 3%, 3%, 3%, 3% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000112275 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 13985.00 | xxxxxx | 6.060% | Manual Underwriting | Manual Underwriting | No | 8.043% |  | 7.750% | 7.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 38.96% | 39.07% | 39.07% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | Tax Preparer |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - ["2024"] - 2024 | Borrower - 3 YRS Executed 4506T Verified - ["2024"] - 2024 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 747 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 9 | xxxxxx | 17.6 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  | 8 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000112293 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 8.125% | 8.125% | xxxxxx | Yes | 16.250% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.862 | 0.86 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 771 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Passport |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 23.3 | No | 64.71 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 2 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000112303 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.500% | 7.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 594.96% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.923 | 2.11 |  | Borrower - Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 751 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | Yes - ITIN Card | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-551 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 0 | xxxxxx | 51.7 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 4 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | Yes - ITIN Card |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000112312 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | 6.750% | xxxxxx | Yes | 11.750% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.382 | 1.24 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 779 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 27.6 | xxxxxx | 27.6 | No | 78.29 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000112316 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 6340.00 | xxxxxx | 6.060% | Manual Underwriting | Manual Underwriting | No | 7.264% |  | 7.000% | 7.000% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 23.14% | 23.14% | 23.14% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 42 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Family Owned Business - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 717 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 62.6 | No | 62.31 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 3.84 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000112332 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.625% | 6.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.014 | 1.01 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 747 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 135.1 | No | 55 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 2 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3% on amount that exceeds 20% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000112340 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.375% | 7.375% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.987 | 1.98 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 814 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 29.2 | No | 65 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 2 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000112349 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 8.625% | 8.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 38.96% | 39.07% | 39.07% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | Tax Preparer |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 747 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 9.6 | xxxxxx | 9.6 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  | 8 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000112362 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 6802.50 | xxxxxx | 6.060% | Manual Underwriting | Manual Underwriting | No | 6.774% |  | 6.500% | 6.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 24.52% | 24.54% | 24.54% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Borrower Prepared | 12 | Borrower |  |  |  | Yes | 84 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Other - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 700 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 30.4 | xxxxxx | 30.4 | No | 53.85 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 14 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000112407 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 8825.00 | xxxxxx | 6.060% | Manual Underwriting | Manual Underwriting | No | 6.192% |  | 6.125% | 6.125% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 30.80% | 30.80% | 30.80% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | Yes | Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - ["2023","2024"] - 2023, 2024 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - ["2023","2024"] - 2023, 2024 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 781 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 15.2 | xxxxxx | 15.2 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 3 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000112419 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 2090.00 | xxxxxx | 6.060% | Manual Underwriting | Manual Underwriting | No | 6.968% |  | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Yes | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 16.82% | 16.97% | 16.97% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 120 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025","2026"] - 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - ["2025","2026"] - 2025, 2026 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 774 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 38.7 | xxxxxx | 38.7 | No | 80 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  | 35 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000112458 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.779 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 771 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 229 | xxxxxx | 229 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000112491 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.125% | 7.125% | xxxxxx | Yes | 14.250% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | Yes | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.068 | 1.05 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 736 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | USA Passport Card | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 72.8 | No | 50 | Yes | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000112595 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 5590.00 | xxxxxx | 6.060% | Manual Underwriting | Manual Underwriting | No | 6.601% |  | 6.375% | 6.375% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 38.88% | 38.64% | 38.64% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Written Verification of Employment | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 1 | 24 | FNMA 1005 | Yes | 1 | 24 | FNMA 1005 | No | 0 |  | Yes | Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - Wage - Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 \|\| Co Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-151 Permanent Resident Card |  | xxxxxx | Permanent Resident Alien | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 10.9 | xxxxxx | 10.9 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | true | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | N/A - Not investment property | 10 | 6 |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000112623 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 7860.00 | xxxxxx | 6.230% | Manual Underwriting | Manual Underwriting | No | 7.353% |  | 7.625% | 6.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 46.57% | 46.33% | 50.07% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 0 | No |  | Yes | 1 | 36 | FNMA 1005 |  |  | 0 |  | No | 0 |  | Yes | Borrower - Wage, Bonus - CPA Letter Verified, 1 Month Paystubs Verified, Written VOE Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 735 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-151 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Yes | N/A | xxxxxx | 0 | xxxxxx | 27.4 | No | 68.6 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | ARM | Conventional | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 10 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000112708 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $4200.00 | 6.750% | 6.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 41.52% | 41.57% | 41.57% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Written Verification of Employment | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | N/A | 2 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 65 | 65 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified, Personal Bank Statements Verified | Borrower | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 39.5 | xxxxxx | 39.5 | No | 66.17 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | No | 25 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000112720 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.125% | 7.125% | xxxxxx | Yes | 24.000% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.611 | 1.611 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 759 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 4.3 | xxxxxx | 4.3 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 3 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000112725 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.250% | 7.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.616 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 723 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 86.6 | xxxxxx | 86.6 | No | 75 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 2 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000112736 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.990% | 6.990% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.472 | 1.4 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 734 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 82.1 | xxxxxx | 82.1 | No | 50 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 2 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000112742 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.375% | 7.375% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 1329.60% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.05 | 1.11 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 749 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 24.8 | xxxxxx | 24.8 | No | 80 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000112822 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 5594.65 | xxxxxx | 6.140% | Manual Underwriting | Manual Underwriting | No | 6.320% |  | 6.125% | 6.125% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 46.29% | 46.29% | 46.29% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | N/A | 12 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 90 | 90 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified, Personal Bank Statements Verified | Borrower | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 25.2 | xxxxxx | 25.2 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | true | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000112828 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.125% | 7.125% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.7 | 0.7 | N/A | Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 796 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 10.7 | xxxxxx | 10.7 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 2 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000112864 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.375% | 7.375% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Annually | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 100.00% |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.792 | 0.79 | N/A | Borrower - Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 11.8 | xxxxxx | 11.8 | No | 75 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5% | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000112926 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.625% | 7.125% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.866 | 0.75 |  | Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 718 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 14.9 | xxxxxx | 14.9 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000112933 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.448 | 1.44 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 772 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 49.1 | xxxxxx | 49.1 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 2 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000113086 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 27.12% | 27.12% | 27.12% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Subject Property Net Rental Income(Loss) if NOO, Wage, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025"] - 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 58.3 | xxxxxx | 58.3 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | No | 19 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000113095 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.625% | 7.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.005 | 1 | Yes | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 741 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 17.6 | No | 71.03 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000113101 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 7375.00 | xxxxxx | 6.140% | Manual Underwriting | Manual Underwriting | No | 6.808% |  | 6.500% | 6.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 34.55% | 34.55% | 34.55% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 168 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - ["2025"] - 2025 | Borrower - 3 YRS Executed 4506T Verified - ["2025"] - 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 25.3 | xxxxxx | 25.3 | No | 43.55 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  | 25 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000113137 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.558 | 0.56 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 816 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 11.6 | xxxxxx | 11.6 | No | 60 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000113184 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 1219.95 | xxxxxx | 6.140% | Manual Underwriting | Manual Underwriting | No | 6.432% |  | 6.375% | 6.375% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 33.51% | 34.48% | 34.48% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Other, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - ["2025"] - 2025 | Borrower - 2 YRS Executed 4506T Verified - ["2025"] - 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 752 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 58.8 | xxxxxx | 58.8 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 12 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000113213 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 6767.48 | xxxxxx | 6.140% | Manual Underwriting | Manual Underwriting | No | 6.257% |  | 6.125% | 6.125% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 51.29% | 51.01% | 51.01% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Business P&L | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 12 | CPA |  |  |  | Yes | 48 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 767 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | Yes - ITIN Card | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-151 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 13.8 | xxxxxx | 13.8 | No | 51.57 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  | 5 |  |  |  | Yes - ITIN Card |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000113324 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 5.990% | 5.990% | xxxxxx | Yes | 24.000% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.01 | 1.01 |  | Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 773 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 28.2 | xxxxxx | 28.2 | No | 68.26 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 2%, 1%, 1%, 1%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000113338 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.250% | 6.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.392 | 1.58 | N/A | Borrower - Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 44.7 | xxxxxx | 44.7 | No | 30 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 2 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000113374 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | 6.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 47.77% | 47.72% | 47.72% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | Yes | 36 | 36 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, 1 Month Paystubs Verified, Written VOE Verified, Lease Agreements Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 774 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 29.6 | xxxxxx | 29.6 | No | 77.95 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  | 17 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000113387 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.125% | 6.125% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.36 | 1.29 | Yes | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 6.3 | xxxxxx | 6.3 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 2 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | Other | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000113401 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 5.750% | 5.750% | xxxxxx | Yes | 16.000% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.24 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 810 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 4.9 | xxxxxx | 4.9 | No | 50.78 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 3%, 3%, 3%, 3% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000113403 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.279 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 744 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 224.9 | xxxxxx | 224.9 | No | 75 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000113410 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.500% | 6.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.289 |  |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 770 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 158.9 | xxxxxx | 158.9 | No | 50.85 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000113498 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 1790.00 | xxxxxx | 6.260% | Manual Underwriting | Manual Underwriting | No | 6.292% |  | 6.250% | 6.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Annually | 51.29% | 48.35% | 48.35% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 0 | 0 | 2 | 2 | NA | NA | No | No | 360 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | No | Borrower - SEPartnership, Investment Income, Investment Income, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), CPA Letter Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024"] - 2023, 2024 \|\| Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - ["2023","2024"] - 2023, 2024 \|\| Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 55.2 | xxxxxx | 55.2 | No | 70 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | Conventional | No Cash Out - Borrower Initiated | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  | 25 |  |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Rural | xxxxxx | xxxxxx | xxxxxx |
| 4000113504 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | 6.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 46.92% | 49.78% | 49.78% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Other, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Business Bank Statements Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 744 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 12 | xxxxxx | 12 | No | 70.83 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | Yes | 5 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000113607 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.000% | 6.000% | xxxxxx | Yes | 16.000% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.284 | 1.4 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 828 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 96.2 | No | 50 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 2 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 3%, 3%, 3%, 3% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000113647 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.500% | 7.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | Yes | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.282 | 1.28 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 728 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 35.1 | xxxxxx | 35.1 | No | 75 | Yes | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 5%, 5% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000113688 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | 6.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | Yes | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.235 | 1.42 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 122.2 | No | 50 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000113694 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | APOR Threshold | 11334.68 | xxxxxx | 6.140% | Manual Underwriting | Manual Underwriting | No | 7.889% |  | 7.750% | 7.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Annually | 44.31% | 44.39% | 44.39% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Asset Utilization (with DTI) | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 84 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 1 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Asset Depletion, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - ["2024","2025","2026"] - 2024, 2025, 2026 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 693 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 5.3 | xxxxxx | 140.1 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 11 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000113722 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.250% | 6.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.759 | 0.75 | Yes | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 700 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 31.7 | xxxxxx | 31.7 | No | 65 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 2 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3% on amount that exceeds 20% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000113738 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.875% | 7.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.659 | 1.73 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 740 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 62.2 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 2 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000113740 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $50.00 | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 502.30% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds,Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.165 | 1.05 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 224.9 | xxxxxx | 224.9 | No | 70 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000113862 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.875% | 6.875% | xxxxxx | Yes | 11.875% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.374 | 1.37 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 735 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 26.7 | xxxxxx | 26.7 | No | 80 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 1% | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000113912 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | 6.750% | xxxxxx | Yes | 24.000% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.389 | 1.389 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 773 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 57.1 | xxxxxx | 57.1 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000113913 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.750% | 6.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | Yes | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.036 | 1.036 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 686 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Learner Permit | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 28.6 | xxxxxx | 28.6 | No | 60 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000113920 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.125% | 7.125% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 501.28% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.173 | 1.1 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 747 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 11.3 | xxxxxx | 11.3 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 2 | xxxxxx | ARM | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000113929 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | 6.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 93.95% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.347 | 1.3 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 770 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 4.8 | xxxxxx | 4.8 | No | 72.97 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000113933 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | 6.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.288 | 1.16 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 770 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 3.8 | xxxxxx | 3.8 | No | 68.97 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000113990 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.000% | 7.000% | xxxxxx | Yes | 12.000% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.15 | 1.03 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 714 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 7.4 | xxxxxx | 7.9 | No | 70 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000114036 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 5715.00 | xxxxxx | 6.140% | Manual Underwriting | Manual Underwriting | No | 6.570% |  | 6.250% | 6.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 17.12% | 17.12% | 17.12% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 36 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | Yes | Borrower - Other - CPA Letter Verified, Business Bank Statements Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 732 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 16.8 | xxxxxx | 16.8 | No | 57.04 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 2 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000114047 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.375% | 6.325% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 1.36 | 1.36 | N/A | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 792 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  | Permanent Resident Alien | Permanent Resident Alien | N/A | Standard Driver's License - Not for federal Use |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-551 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 10 | xxxxxx | 10 | No | 54.22 | N/A | No | No | Yes | Member on Behalf of Entity | Member on Behalf of Entity | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 2 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A | N/A |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000114105 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.125% | 6.125% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.426 | 1.43 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 809 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 30.9 | xxxxxx | 30.9 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000114116 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | Alternate Income Documentation |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | 6.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.007 | 1 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 805 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 257.3 | xxxxxx | 257.3 | No | 79.76 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000114190 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 5.875% | 5.875% | xxxxxx | Yes | 16.000% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.068 | 0.77 | N/A | Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 800 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 3.8 | xxxxxx | 3.8 | No | 48.78 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 2 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | Other | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000114215 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.250% | 7.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 2279.74% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.05 | 1 |  | Borrower - Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 783 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 187 | xxxxxx | 187 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000114219 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.000% | 6.000% | xxxxxx | Yes | 16.000% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.16 | 1.16 |  | Borrower - Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Passport |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 6 | xxxxxx | 6 | No | 61.36 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | Other | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000114223 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.000% | 7.000% | xxxxxx | Yes | 10.000% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.929 | 1.027 |  | Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 727 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 12.7 | xxxxxx | 12.7 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000114224 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | 6.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 2.504 | 2.504 | No | Borrower - Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 739 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 71.9 | No | 16.18 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 2 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000114305 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | 6.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes | Yes |  |  |  |  |  |  | Unknown | Unknown |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% |  |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | Yes | 0.876 | 0.77 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  | 819 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  | $No | No | Permanent Resident Alien | Permanent Resident Alien | Yes - ITIN Card | Other |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-151 Permanent Resident Card |  | xxxxxx | US Citizen | US Citizen | N/A | Other | Patriot Act | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 19.4 | xxxxxx | 19.4 | No | 70 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | xxxxxx | xxxxxx |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | Yes - ITIN Card | N/A |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000114414 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | 6.625% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.363 | 1.315 | Yes | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 768 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 41.4 | xxxxxx | 41.4 | No | 75 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000114440 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 2263.71 | xxxxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 6.383% |  | 6.250% | 6.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 43.24% | 43.24% | 43.24% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | Yes | 0 | 12 | No |  |  |  | 95.29% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 12 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | Yes | Borrower - Other, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified, Lease Agreements Verified - ["2025"] - 2025 | Borrower - ["2025"] - 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 787 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  | $No | No | US Citizen | US Citizen | N/A | Other | USA Patriot ACT Information Form | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 10.3 | xxxxxx | 10.3 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 6 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000114505 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.250% | 6.250% | xxxxxx | Yes | 16.000% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.231 | 1.15 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 800 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 3.3 | xxxxxx | 4 | No | 39 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 2 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000114640 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | 6.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 44.64% | 44.64% | 44.64% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 0 | 2 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime, Other, Investment Income, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - ["2023","2024","2025"] - 2023, 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 808 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 0 | xxxxxx | 23.9 | No | 65 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | Conventional | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  | 27 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000114666 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Alternate Income Documentation | 1790.00 | xxxxxx | 6.100% | Manual Underwriting | Manual Underwriting | No | 6.965% |  | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 49.49% | 52.17% | 52.17% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 12 Month Bank Statement | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | Yes | N/A | 12 | 0 | No |  |  |  | 0.00% | 25.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Other - CPA Letter Verified, Personal Bank Statements Verified - ["2024","2025"] - 2024, 2025 | Borrower - ["2024","2025"] - 2024, 2025 | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 772 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 45.6 | xxxxxx | 45.6 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | true | 1 | xxxxxx | Fixed | Conventional | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx | xxxxxx |  |  |  |  |  |  | N/A - Not investment property | 9.7 |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000114937 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.375% | 7.375% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | Yes | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.974 | 0.97 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 675 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 75.1 | No | 43.86 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 6 Months Interest | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A - Not investment property |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000114951 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.625% | 6.625% | xxxxxx | Yes | 24.000% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.494 | 1.494 | N/A | Borrower - Other - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 1.3 | xxxxxx | 1.3 | No | 54 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000114960 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.250% | 7.250% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.303 | 0 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 725 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Customer Identification Verification | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 175.3 | xxxxxx | 175.3 | No | 64.7 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000114961 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.990% | 6.990% | xxxxxx | Yes | 24.000% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.252 | 1.253 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 747 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 64.8 | xxxxxx | 64.8 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 3 | xxxxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000114966 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 5.875% | 6.000% | xxxxxx | Yes | 10.875% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.569 | 1.569 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 768 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 41.9 | xxxxxx | 41.9 | No | 45 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 3 | xxxxxx | Fixed | DSCR | No Cash Out - Borrower Initiated |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000115034 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.125% | 7.125% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 129.61% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.796 | 1.796 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 752 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Other | USA Patriot ACT Information Form | xxxxxx | xxxxxx | xxxxxx |  |  | I-151 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 9 | xxxxxx | 9 | No | 80 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000115037 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.125% | 7.125% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 230.37% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Proceeds from Sale |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.498 | 1.25 |  | Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 752 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | Permanent Resident Alien | Yes - ITIN Letter/Certificate | Other | USA PATRIOT ACT DISCLOSURE | xxxxxx | xxxxxx | xxxxxx |  |  | I-551 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 5.3 | xxxxxx | 5.3 | No | 80 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | No Prepayment Penalty | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | Yes - ITIN Letter/Certificate |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000115334 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 7.375% | 7.375% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  | Stocks/Bonds,Stocks/Bonds |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.017 | 1.03 | Yes | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 759 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 9.8 | xxxxxx | 9.8 | No | 80 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000115383 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $1033.00 | 5.875% | 5.875% | xxxxxx | Yes | 16.000% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 2.722 | 2.7 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 13.4 | xxxxxx | 13.4 | No | 35.18 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 3 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | Other | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000115621 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.000% | 7.000% | xxxxxx | Yes | 8.000% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.848 | 0.84 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 714 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 78.3 | xxxxxx | 78.3 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000115625 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | 6.750% | xxxxxx | Yes | 24.000% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Proceeds from Sale |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.278 | 1.278 |  | Borrower - N/A - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 32 | xxxxxx | 32 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Rural | xxxxxx | xxxxxx | xxxxxx |
| 4000115633 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.875% | 6.875% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | Yes | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.006 | 1 | Yes | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 751 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 64.9 | No | 70 | Yes | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000115657 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.125% | 6.250% | xxxxxx | Yes | 12.500% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | Yes | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.743 | 1.7 |  | Borrower - Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Resident Alien | Yes - ITIN Card | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | I-551 Permanent Resident Card |  | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 9.7 | xxxxxx | 9.7 | No | 44.12 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | Yes - ITIN Card |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000115753 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 5.875% | 5.875% | xxxxxx | Yes | 16.000% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.127 | 1.08 | N/A | Borrower - Subject Property Net Rental Income(Loss) if NOO - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 11.1 | xxxxxx | 11.1 | No | 45.12 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | Other | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000116050 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.625% | 6.750% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Annually | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.345 | 1.38 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 756 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 8.4 | xxxxxx | 14 | No | 50 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000116098 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.375% | 6.375% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.014 | 1.01 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 792 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 0 | No | 73.42 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000116184 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.500% | 6.500% | xxxxxx | Yes | 11.500% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.536 | 1.38 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 731 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | Unknown | N/A | xxxxxx | 16.8 | xxxxxx | 17 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | Limited Cash Out - <2% of Loan Amount or $2000 | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000116186 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.500% | 6.500% | xxxxxx | Yes | 11.500% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.348 | 1.34 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 731 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 12.5 | xxxxxx | 12.5 | No | 75 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000116424 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 7.375% | 7.375% | xxxxxx | Yes | 25.000% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.203 | 1.2 |  | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 731 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 18.2 | xxxxxx | 18.2 | No | 80 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000116529 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.500% | 6.500% | xxxxxx | No |  | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 0.989 | 0.96 | Yes | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 754 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No |  | N/A | xxxxxx | 174.9 | xxxxxx | 5.8 | No | 58.82 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 1 | xxxxxx | Fixed | DSCR | NA | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Suburban | xxxxxx | xxxxxx | xxxxxx |
| 4000116562 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  | $0.00 | 6.375% | 6.375% | xxxxxx | Yes | 12.750% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | Yes | xxxxxx | xxxxxx | xxxxxx | xxxxxx | Monthly | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 2.255 | 2.2 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 813 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 52.6 | No | 17 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | xxxxxx |  |  |  | false | 2 | xxxxxx | Fixed | DSCR | Cash Out - Other | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 4%, 3%, 2%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |
| 4000116920 |  |  | xxxxxx | xxxxxx | xxxxxx | No | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | ATR/QM: Exempt | No | No | No | N/A | N/A |  |  |  | Manual Underwriting | Manual Underwriting | No |  |  | 6.750% | 6.750% | xxxxxx | Yes | 24.000% | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  | N/A |  |  | xxxxxx |  |  | 0.00% | 0.00% | 0.00% | Yes |  |  |  |  |  |  |  | Unknown |  |  |  |  |  | Debt Service Coverage Ratio |  |  |  |  |  | 0 |  |  |  |  |  |  | 0 | 0 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  |  |  | 0.00% |  |  |  |  | 0 |  |  |  |  |  | 0 | No |  |  | 0 | 0 |  |  |  | 0 |  | Yes | 1.695 | 1.695 | N/A | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  | 779 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxxxxx | xxxxxx | xxxxxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | xxxxxx | 0 | xxxxxx | 0.7 | No | 60 | N/A | No | No | Yes | Member on Behalf of Entity | N/A | N/A | N/A | xxxxxx |  |  |  | false | 4 | xxxxxx | Fixed | DSCR | No Cash Out - Borrower Initiated | xxxxxx | xxxxxx | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 5%, 1%, 1%, 1%, 1% | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | N/A |  |  |  | xxxxxx | xxxxxx | Urban | xxxxxx | xxxxxx | xxxxxx |

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## Exhibit 99.04

**Exhibit 99.04 Schedule 5**

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| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Seller Name** | **Loan Program** | **Documentation Type** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Actual Short Term Rent Amount** | **Actual Short Term Rent Source** | **Short Term Rent Number of Months** | **Short Term Rental Occupancy Factor** | **Rental Income Used for Property DSCR Calculation** | **Rental Source for Property DSCR Calculation** | **DSCR Calculation Based On Short Rental Income Flag** | **Property DTI** | **Originator DSCR** | **TPR DSCR** | **PITIA** | **Gross Rental Income Unit 1** | **Lease End Date Unit 1** | **Lease Term Unit 1** | **Gross Rental Income Unit 2** | **Lease End Date Unit 2** | **Lease Term Unit 2** | **Gross Rental Income Unit 3** | **Lease End Date Unit 3** | **Lease Term Unit 3** | **Gross Rental Income Unit 4** | **Lease End Date Unit 4** | **Lease Term Unit 4** | **Gross Rental Income Unit 5** | **Lease End Date Unit 5** | **Lease Term Unit 5** | **Gross Rental Income Unit 6** | **Lease End Date Unit 6** | **Lease Term Unit 6** | **Gross Rental Income Unit 7** | **Lease End Date Unit 7** | **Lease Term Unit 7** | **Gross Rental Income Unit 8+** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **Fee Amount** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Section 8** | **Blanket Mortgage/Cross Collateral Flag** | **Number of Years Property Owned** | **Number of Mortgaged Properties With Lender** | **Number of Properties Securing Loan** | **Foreign National Alternative Credit Documentation** | **Months Reserves** | **Loan Closed in the name of Business Entity** | **Vested Business Entity Name** | **Vested Business Entity Type** | **Qualifying Primary Borrower Type** | **Qualifying Primary Borrower First Name** | **Qualifying Primary Borrower Last Name** | **Qualifying CoBorrower Type** | **Qualifying CoBorrower First Name** | **Qualifying CoBorrower Last Name** | **Qualifying CoBorrower 2 Type** | **Qualifying CoBorrower 2 First Name** | **Qualifying CoBorrower 2 Last Name** | **Qualifying CoBorrower 3 Type** | **Qualifying CoBorrower 3 First Name** | **Qualifying CoBorrower 3 Last Name** | **Non-Qualifying Guarantor 1 First Name** | **Non-Qualifying Guarantor 1 Last Name** | **Non-Qualifying Guarantor 1 Citizenship** | **Non-Qualifying Guarantor 1 Country Name** | **Non-Qualifying Guarantor 2 First Name** | **Non-Qualifying Guarantor 2 Last Name** | **Non-Qualifying Guarantor 2 Citizenship** | **Non-Qualifying Guarantor 2 Country Name** | **Personal Guaranty** | **Total Number of Guarantors** | **Personal Guaranty Recourse Level** | **Business Entity EIN** |
| 4000097300 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2100 | Appraisal - 1007 |  |  |  |  | 2100 | Appraisal - 1007 | No | 130.94 | 0.76 | 0.764 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 57582.8 |  |  |  | 2100 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 9.15 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000098573 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2250 | Appraisal - 1007 |  | N/A |  |  | 2250 | Appraisal - 1007 | No | 121.51 | 0.94 | 0.823 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 11300 |  |  |  | 2250 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 44.76 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000099940 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Subject Owner Occupied/Vacant | 0 | 4500 | Appraisal - 1007 |  | N/A |  |  | 4500 | Appraisal - 1007 | No | 77.54 | 1.29 | 1.29 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50400 |  |  |  | 4500 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 3.93 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000100616 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2900 | Appraisal - 1007 |  | N/A |  |  | 2900 | Appraisal - 1007 | No | 125.14 | 0.79 | 0.799 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 34800 |  |  |  | 2900 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 33.15 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000101860 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Subject Owner Occupied/Vacant | 0 | 1300 | Appraisal - 1007 |  |  |  |  | 1300 | Appraisal - 1007 | No | 99.38 | 1 | 1.006 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | 1300 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 186.89 | No |  |  | Vested Individual | xxxxxx | xxxxxx | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000101881 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 3500 | 3000 | Appraisal - 1007 |  | N/A |  |  | 3000 | Appraisal - 1007 | No | 74.96 | 1.33 | 1.334 | xxxxxx | 3500 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 40000 |  |  |  | 3000 |  |  |  |  |  |  | No | No | 4.8 | 1 | 1 | N/A | 106.9 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000102976 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Subject Owner Occupied/Vacant | 0 | 2250 | Appraisal - 1025 |  |  |  |  | 2250 | Appraisal - 1025 | No | 83.28 | 1.2 | 1.201 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 34716 |  | xxxxxx |  | 2250 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 76.82 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000103144 |  |  | xxxxxx | xxxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 29000 |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 28.98 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000103883 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3600 | Appraisal - 1025 |  | N/A |  |  | 3600 | Appraisal - 1025 | No | 74.43 | 1 | 1.344 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 32152.92 |  |  |  | 3600 |  |  |  |  |  |  |  | No | 13 | 1 | 1 | N/A | 105.68 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxxxxx |
| 4000104421 |  |  | xxxxxx | xxxxxx | Written Verification of Employment | Present | Yes |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxxx | 3500 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 54800 |  | xxxxxx |  |  |  |  |  |  |  |  |  | No | 4.2 | 1 | 1 | N/A | 16.97 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000104553 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 4000 | Appraisal - 1007 |  | N/A |  |  | 4000 | Appraisal - 1007 | No | 118.8 | 0.84 | 0.842 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 34800 |  | xxxxxx |  | 4000 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 106.29 | No |  |  | Vested Individual | xxxxxx | xxxxxx | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000105110 |  |  | xxxxxx | xxxxxx | 12 Month Bank Statement | Present | Subject Owner Occupied/Vacant |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 94000 |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 20.92 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000105164 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1600 | Appraisal - 1007 |  |  |  |  | 1600 | Appraisal - 1007 | No | 93.61 | 0 | 1.068 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 60400 |  |  |  | 1600 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 24.27 | No |  |  | Vested Individual | xxxxxx | xxxxxx | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000105165 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2050 | Appraisal - 1007 |  | N/A |  |  | 2050 | Appraisal - 1007 | No | 98.78 | 1 | 1.012 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 36000 |  |  |  | 2050 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 26.03 | No |  |  | Vested Individual | xxxxxx | xxxxxx | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000105181 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2500 | Appraisal - 1007 |  |  |  |  | 2500 | Appraisal - 1007 | No | 108.48 | 0.91 | 0.922 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 40050 |  | xxxxxx |  | 2500 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 40.21 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000105200 |  |  | xxxxxx | xxxxxx | 1YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | xxxxxx | 2350 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 38801 |  | xxxxxx |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 93.57 | No |  |  | Vested Individual | xxxxxx | xxxxxx | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000105319 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 1250 | 1275 | Appraisal - 1007 |  |  |  |  | 1250 | Actual In Place Rent | No | 88.58 | 0 | 1.129 | xxxxxx | 1250 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 38000 |  | xxxxxx |  | 1250 |  |  |  |  |  |  |  | No | 15.7 | 4 | 1 | N/A | 319.7 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000105322 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 1400 | 1600 | Appraisal - 1007 |  |  |  |  | 1400 | Actual In Place Rent | No | 89.39 | 1.12 | 1.119 | xxxxxx | 1400 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 48200 |  | xxxxxx |  | 1400 |  |  |  |  |  |  |  | No | 15.7 | 4 | 1 | N/A | 279.24 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000105324 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Subject Owner Occupied/Vacant | 0 | 1970 | Appraisal - 1007 |  | N/A |  |  | 1970 | Appraisal - 1007 | No | 79.99 | 1.45 | 1.25 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 36000 |  | xxxxxx |  | 1970 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 5.84 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000105382 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 5400 | Appraisal - 1007 |  |  |  |  | 5400 | Appraisal - 1007 | No | 96.12 | 1.04 | 1 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 85000 |  | xxxxxx |  | 5400 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 25.07 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000105421 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3200 | Appraisal - 1007 |  | N/A |  |  | 3200 | Appraisal - 1007 | No | 91.25 | 0 | 1.096 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 39900 |  | xxxxxx |  | 3200 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 20.98 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000105424 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Subject Owner Occupied/Vacant | 0 | 2100 | Appraisal - 1007 |  |  |  |  | 2100 | Appraisal - 1007 | No | 103.92 | 0.97 | 0.962 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 29900 |  |  |  | 2100 |  |  |  |  |  |  |  | No | 4.2 | 1 | 1 | N/A | 37.32 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000105778 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3100 | Appraisal - 1007 |  |  |  |  | 3100 | Appraisal - 1007 | No | 80.9 | 1.23 | 1.236 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20000 |  |  |  | 3100 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 17.97 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000105781 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2200 | Appraisal - 1007 |  |  |  |  | 2200 | Appraisal - 1007 | No | 90.57 | 1.09 | 1.104 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 15353.16 |  |  |  | 2200 |  |  |  |  |  |  |  | No | 5.4 | 1 | 1 | N/A | 57.04 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000105804 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2450 | Appraisal - 1007 |  |  |  |  | 2450 | Appraisal - 1007 | No | 98.72 | 1.013 | 1.013 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 28666.92 |  |  |  | 2450 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 44.85 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000105838 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 9500 | 8000 | Appraisal - 1007 |  | N/A |  |  | 8000 | Appraisal - 1007 | No | 129.05 | 0 | 0.775 | xxxxxx | 9500 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 189000 |  | xxxxxx |  | 8000 |  |  |  |  |  |  | No | No | 2.2 | 1 | 1 | N/A | 84.48 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000106361 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 2275 | 2500 | Appraisal - 1007 |  | N/A |  |  | 2275 | Actual In Place Rent | No | 89.05 | 1.24 | 1.123 | xxxxxx | 2275 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 36300 |  | xxxxxx |  | 2275 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 22.95 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |  |  |
| 4000106362 |  |  | xxxxxx | xxxxxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | xxxxxx |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 627.9 | No |  |  | Vested Individual | xxxxxx | xxxxxx | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000106365 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2500 | Appraisal - 1007 |  | N/A |  |  | 2500 | Appraisal - 1007 | No | 124.41 | 0.8 | 0.804 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | 2500 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 15.24 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000106380 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Subject Owner Occupied/Vacant | 0 | 3000 | Appraisal - 1007 |  | N/A |  |  | 3000 | Appraisal - 1007 | No | 120.94 | 0.83 | 0.827 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 18950 |  |  |  | 3000 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 39.58 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000106458 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2150 | Appraisal - 1025 |  | N/A |  |  | 2150 | Appraisal - 1025 | No | 69.9 | 1.43 | 1.431 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 43800 |  | xxxxxx |  | 2150 |  |  |  |  |  |  |  | No | 2.2 | 1 | 1 | N/A | 868.85 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxxxxx |
| 4000106499 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 4850 | Appraisal - 1007 |  |  |  |  | 4850 | Appraisal - 1007 | No | 119.18 | 0.84 | 0.839 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 57500 |  | xxxxxx |  | 4850 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 9.22 | Yes | xxxxxx | Corporation | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000106507 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2535 | Appraisal - 1007 |  |  |  |  | 2535 | Appraisal - 1007 | No | 95.95 | 1.04 | 1.042 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 29188 |  | xxxxxx |  | 2535 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 587.12 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000106618 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 17300 | Appraisal - 1007 | 15028 | Airbnb | 12 |  | 15028 | Airbnb | Yes | 41.05 | 2.44 | 2.436 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 100000 |  | xxxxxx |  | 15028 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 28.4 | No |  |  | Vested Individual | xxxxxx | xxxxxx | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000106783 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 1700 | 3150 | Appraisal - 1007 |  | N/A |  |  | 1700 | Actual In Place Rent | No | 122.38 | 0.81 | 0.817 | xxxxxx | 1700 | xxxxxx | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 29069 |  |  |  | 1700 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 31.79 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000106824 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 5830 | Appraisal - 1007 |  | N/A |  |  | 5830 | Appraisal - 1007 | No | 120.03 | 0.83 | 0.833 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 28200 |  |  |  | 5830 |  |  |  |  |  |  |  | No | 2.6 | 1 | 1 | N/A | 59.03 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000106863 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 1900 | 2000 | Appraisal - 1007 |  | N/A |  |  | 1900 | Actual In Place Rent | No | 73.58 | 1.3 | 1.291 | xxxxxx | 1900 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 24000 |  |  |  | 1900 |  |  |  |  |  |  |  | No | 10.2 | 1 | 1 | N/A | 18.84 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000107037 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3500 | Appraisal - 1007 |  |  |  |  | 3500 | Appraisal - 1007 | No | 101.48 | 0.99 | 0.998 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 60900 |  |  |  | 3500 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 569.09 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000107065 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 5500 | Appraisal - 1007 |  | N/A |  |  | 5500 | Appraisal - 1007 | No | 129.2 | 0.774 | 0.774 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 310000 |  |  |  | 5500 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 27.17 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000107073 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 5350 | Appraisal - 1025 |  | N/A |  |  | 5350 | Appraisal - 1025 | No | 45.3 | 2.08 | 2.087 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 82200 |  | xxxxxx |  | 5350 |  |  |  |  |  |  |  | No | 2.3 | 1 | 1 | N/A | 12.41 | No |  |  | Vested Individual | xxxxxx | xxxxxx | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000107087 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3000 | Appraisal - 1025 |  |  |  |  | 3000 | Appraisal - 1025 | No | 95.36 | 1.05 | 1.049 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20000 |  |  |  | 3000 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 8.73 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |  |  |
| 4000107144 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3300 | Appraisal - 1025 |  | N/A |  |  | 3300 | Appraisal - 1025 | No | 62.74 | 1.25 | 1.594 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 34000 |  |  |  | 3300 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 36.04 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000107235 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 4100 | Appraisal - 1007 |  |  |  |  | 4100 | Appraisal - 1007 | No | 100.49 | 1 | 0.995 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 47600 |  |  |  | 4100 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 61.51 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000107248 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 2800 | 2995 | Appraisal - 1007 |  | N/A |  |  | 2800 | Actual In Place Rent | No | 121.45 | 0 | 0.823 | xxxxxx | 2800 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 53200 |  |  |  | 2800 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 233.39 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000107453 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1800 | Appraisal - 1007 |  | N/A |  |  | 1800 | Appraisal - 1007 | No | 101.05 | 0.99 | 0.99 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 27000 |  | xxxxxx |  | 1800 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 22.77 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000107514 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2350 | Appraisal - 1007 |  | N/A |  |  | 2350 | Appraisal - 1007 | No | 77.07 | 0 | 1.298 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 31900 |  | xxxxxx |  | 2350 |  |  |  |  |  |  | No | No | 3.5 | 1 | 1 | N/A | 13.12 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000107515 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 6000 | Appraisal - 1007 |  | N/A |  |  | 6000 | Appraisal - 1007 | No | 81.01 | 0 | 1.234 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 90000 |  |  |  | 6000 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 148.43 | No |  |  | Vested Individual | xxxxxx | xxxxxx | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000107649 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 5850 | Appraisal - 1007 |  | N/A |  |  | 5850 | Appraisal - 1007 | No | 99.92 | 0 | 1.001 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 113500 |  | xxxxxx |  | 5850 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 243.79 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000107706 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2500 | Appraisal - 1007 |  | N/A |  |  | 2500 | Appraisal - 1007 | No | 93.78 | 1.07 | 1.066 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 38500 |  | xxxxxx |  | 2500 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 7.69 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000107714 |  |  | xxxxxx | xxxxxx | Retirement Income Doc Verified | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 10000 |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 53.76 | No |  |  | Vested Individual | xxxxxx | xxxxxx | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000107828 |  |  | xxxxxx | xxxxxx | 12 Month Bank Statement | Present | Subject Owner Occupied/Vacant |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxxx | 3400 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 55000 |  | xxxxxx |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 25.84 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000107905 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 5800 | 5800 | Appraisal - 1007 |  |  |  |  | 5800 | Appraisal - 1007 | No | 82.69 | 1.21 | 1.209 | xxxxxx | 5800 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 52900 |  |  |  | 5800 |  |  |  |  |  |  |  | No | 1.8 | 0 | 1 | N/A | 61.4 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000107957 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3800 | Appraisal - 1007 |  |  |  |  | 3800 | Appraisal - 1007 | No | 117.02 | 1 | 1.007 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 262559 |  |  |  | 3800 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 29.37 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000107978 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1550 | Appraisal - 1007 |  |  |  |  | 1550 | Appraisal - 1007 | No | 94.08 | 0 | 1.063 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 18600 |  | xxxxxx |  | 1550 |  |  |  |  |  |  |  | No | 13.8 | 1 | 1 | N/A | 5.49 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000107986 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 11300 | 9900 | Appraisal - 1025 |  |  |  |  | 9900 | Appraisal - 1025 | No | 59.84 | 1.67 | 1.671 | xxxxxx | 2500 | xxxxxx | 24 | 3000 | xxxxxx | 24 | 3000 | xxxxxx | 24 | 2800 | xxxxxx | 24 |  |  |  |  |  |  |  |  |  |  | Yes | 190000 |  |  |  | 9900 |  |  |  |  |  |  |  | No | 19 | 1 | 1 | N/A | 77.17 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000108016 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 4250 | Appraisal - 1007 |  | N/A |  |  | 4250 | Appraisal - 1007 | No | 98.25 | 1.01 | 1.018 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 102000 |  |  |  | 4250 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 16.58 | No |  |  | Vested Individual | xxxxxx | xxxxxx | Vested Individual |  |  | Vested Individual |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000108109 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 6000 | Appraisal - 1007 |  |  |  |  | 6000 | Appraisal - 1007 | No | 119.04 | 0 | 0.84 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 185000 |  |  |  | 6000 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 45.09 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000108144 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 3300 | 3800 | Appraisal - 1007 |  |  |  |  | 3300 | Actual In Place Rent | No | 124.95 | 0.8 | 0.8 | xxxxxx | 3300 | xxxxxx | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | xxxxxx |  | 3300 |  |  |  |  |  |  |  | No | 1.2 | 1 | 1 | N/A | 5.47 | No |  |  | Vested Individual | xxxxxx | xxxxxx | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000108214 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 3600 | 3600 | Appraisal - 1007 |  | N/A |  |  | 3600 | Appraisal - 1007 | No | 85.4 | 1 | 1.171 | xxxxxx | 3600 | xxxxxx | 2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 35000 |  | xxxxxx |  | 3600 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 93.77 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000108292 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2775 | Appraisal - 1007 |  |  |  |  | 2775 | Appraisal - 1007 | No | 119.79 | 0.835 | 0.835 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 52300 |  | xxxxxx |  | 2775 |  |  |  |  |  |  |  | No | 2.4 | 1 | 1 | N/A | 9.33 | Yes | xxxxxx | Corporation | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000108311 |  |  | xxxxxx | xxxxxx | 2YR Full Doc | Present | Subject Owner Occupied/Vacant |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 78400 |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 99.56 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |  |  |
| 4000108319 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Subject Owner Occupied/Vacant | 0 | 3350 | Appraisal - 1007 |  | N/A |  |  | 3350 | Appraisal - 1007 | No | 77.5 | 1.27 | 1.29 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 34000 |  | xxxxxx |  | 3350 |  |  |  |  |  |  | No | No | 23 | 1 | 1 | N/A | 97.75 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000108355 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 4400 | 4300 | Appraisal - 1007 |  |  |  |  | 4300 | Appraisal - 1007 | No | 84.85 | 1.29 | 1.179 | xxxxxx | 4400 | xxxxxx | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25800 |  |  |  | 4300 |  |  |  |  |  |  |  | No | 6.2 | 1 | 1 | N/A | 4.87 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000108411 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2000 | Appraisal - 1025 |  |  |  |  | 2000 | Appraisal - 1025 | No | 73.95 | 1.35 | 1.352 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 27600 |  |  |  | 2000 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 22.24 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000108459 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 4300 | 3850 | Appraisal - 1007 |  | N/A |  |  | 4300 | Actual In Place Rent | No | 107.04 | 1.04 | 1.043 | xxxxxx | 4300 | xxxxxx | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 42780 |  |  |  | 4300 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 10.05 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000108496 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3100 | Appraisal - 1007 |  |  |  |  | 3100 | Appraisal - 1007 | No | 96.29 | 1.03 | 1.038 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 35820 |  |  |  | 3100 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 91.06 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000108538 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 11871.78 | 11800 | Appraisal - 1025 |  | N/A |  |  | 11800 | Appraisal - 1025 | No | 51.31 | 1.917 | 1.949 | xxxxxx | 2971.55 | xxxxxx | 12 | 2971.55 | xxxxxx | 12 | 2964.34 | xxxxxx | 12 | 2964.34 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  | Yes | 80000 |  |  |  | 11800 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 23.2 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000108541 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 11691.46 | 10800 | Appraisal - 1025 |  | N/A |  |  | 10800 | Appraisal - 1025 | No | 53.4 | 1.873 | 1.873 | xxxxxx | 2885 | xxxxxx | 1 | 3036.46 | xxxxxx | 2 | 2885 | xxxxxx | 1 | 2885 | xxxxxx | 1 |  |  |  |  |  |  |  |  |  |  | Yes | 102000 |  |  |  | 10800 |  |  |  |  |  |  |  | No | 12.6 | 3 | 1 | N/A | 71.01 | Yes | xxxxxx | Corporation | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000108608 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 5100 | Appraisal - 1007 |  | N/A |  |  | 5100 | Appraisal - 1007 | No | 118.47 | 0.844 | 0.844 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | 5100 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 415.34 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000108622 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 10500 | Appraisal - 1025 |  |  |  |  | 10500 | Appraisal - 1025 | No | 61.32 | 1.631 | 1.631 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | 10500 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 7.32 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000108626 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 11100 | Appraisal - 1025 |  |  |  |  | 11100 | Appraisal - 1025 | No | 67.42 | 1.483 | 1.483 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | 11100 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 6.3 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000108717 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 3250 | 3800 | Appraisal - 1007 |  | N/A |  |  | 3250 | Actual In Place Rent | No | 80.84 | 1 | 1.058 | xxxxxx | 3250 | xxxxxx | 36 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 40000 |  |  |  | 3250 |  |  |  |  |  |  | No | No | 3.5 | 1 | 1 | N/A | 0 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000108746 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 5800 | Appraisal - 1025 |  | N/A |  |  | 5800 | Appraisal - 1025 | No | 92.42 | 0 | 1.082 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50000 |  |  |  | 5800 |  |  |  |  |  |  | No | No | 9.8 | 1 | 1 | N/A | 51.81 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000108838 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1590 | Appraisal - 1007 |  |  |  |  | 1590 | Appraisal - 1007 | No | 69.47 | 1.43 | 1.44 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 17900 |  | xxxxxx |  | 1590 |  |  |  |  |  |  |  | No | 0.5 | 1 | 1 | N/A | 18.16 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000108839 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 2975 | 3300 | Appraisal - 1007 |  | N/A |  |  | 2975 | Actual In Place Rent | No | 105.72 | 0.89 | 0.853 | xxxxxx | 2975 | xxxxxx | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | xxxxxx |  | 2975 |  |  |  |  |  |  | No | No |  | 2 | 1 | N/A | 296.69 | No |  |  | Vested Individual | xxxxxx | xxxxxx | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000108867 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Subject Owner Occupied/Vacant | 0 | 2300 | Appraisal - 1007 |  |  |  |  | 2300 | Appraisal - 1007 | No | 99.84 | 1.43 | 1.002 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 249780 |  | xxxxxx |  | 2300 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 20.75 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000108934 |  |  | xxxxxx | xxxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 23.51 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000108975 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 2000 | 2000 | Appraisal - 1007 |  | N/A |  |  | 2000 | Actual In Place Rent | No | 88.38 | 0 | 1.131 | xxxxxx | 2000 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 23800 |  | xxxxxx |  | 2000 |  |  |  |  |  |  | Yes | No | 1.2 | 1 | 1 | N/A | 89.38 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000108979 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3600 | Appraisal - 1025 |  | N/A |  |  | 3600 | Appraisal - 1025 | No | 72.69 | 1.37 | 1.376 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 40000 |  |  |  | 3600 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 32.98 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000108989 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 12450 | 12550 | Appraisal - 1025 |  | N/A |  |  | 12450 | Actual In Place Rent | No | 95.05 | 1.027 | 1.027 | xxxxxx | 5700 | xxxxxx | 24 | 6750 | xxxxxx | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 144000 |  |  |  | 12450 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 42.48 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000109012 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2900 | Appraisal - 1007 |  |  |  |  | 2900 | Appraisal - 1007 | No | 97.49 | 1.03 | 1.026 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 41000 |  | xxxxxx |  | 2900 |  |  |  |  |  |  |  | No | 6.2 | 1 | 1 | N/A | 532.61 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000109043 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2600 | Appraisal - 1007 |  | N/A |  |  | 2600 | Appraisal - 1007 | No | 86.46 | 1.04 | 1.157 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30000 |  | xxxxxx |  | 2600 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 196.61 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000109111 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2600 | Appraisal - 1007 |  | N/A |  |  | 2600 | Appraisal - 1007 | No | 193.16 | 0 | 0.518 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | 2600 |  |  |  |  |  |  | No | No | 2.2 | 0 | 1 | N/A | 68.78 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000109145 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 12000 | Appraisal - 1007 |  | N/A |  |  | 12000 | Appraisal - 1007 | No | 83.01 | 1.18 | 1.182 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 250000 |  |  |  | 12000 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 236.76 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000109250 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3900 | Appraisal - 1007 |  |  |  |  | 3900 | Appraisal - 1007 | No | 107.12 | 0.93 | 0.934 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 42100 |  | xxxxxx |  | 3900 |  |  |  |  |  |  |  | No | 0.1 | 1 | 1 | N/A | 78.41 | No |  |  | Vested Individual | xxxxxx | xxxxxx | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |  |  |
| 4000109264 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 8000 | 8000 | Appraisal - 1007 |  | N/A |  |  | 8000 | Appraisal - 1007 | No | 62.39 | 1.6 | 1.603 | xxxxxx | 2200 | xxxxxx | 12 | 2900 | xxxxxx | 12 | 2900 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 48000 |  |  |  | 8000 |  |  |  |  |  |  |  | No |  | 2 | 1 | N/A | 3.72 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000109297 |  |  | xxxxxx | xxxxxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 32.03 | No |  |  | Vested Individual | xxxxxx | xxxxxx | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000109313 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 1550 | 1545 | Appraisal - 1007 |  | N/A |  |  | 1545 | Appraisal - 1007 | No | 81.63 | 1.3 | 1.225 | xxxxxx | 1550 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 9270 |  |  |  | 1545 |  |  |  |  |  |  |  | No | 1 | 1 | 1 | N/A | 39.96 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000109333 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Subject Owner Occupied/Vacant |  | 2500 | Appraisal - 1007 |  |  |  |  |  | Appraisal - 1007 | No | 84.58 | 1.09 | 1.204 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30000 |  |  |  |  |  |  |  |  |  |  |  | No | 41.7 | 2 | 1 | N/A | 7.49 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000109336 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Subject Owner Occupied/Vacant | 0 | 8400 | Appraisal - 1025 |  | N/A |  |  | 8400 | Appraisal - 1025 | No | 75.9 | 1.35 | 1.317 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 168000 |  |  |  | 8400 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 6.62 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000109376 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3100 | Appraisal - 1007 |  |  |  |  | 3100 | Appraisal - 1007 | No | 75.86 | 1.32 | 1.318 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 37000 |  |  |  | 3100 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 341.78 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000109412 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3200 | Appraisal - 1007 |  |  |  |  | 3200 | Appraisal - 1007 | No | 93.62 | 1.04 | 1.068 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 63000 |  | xxxxxx |  | 3200 |  |  |  |  |  |  |  | No | 1.1 | 1 | 1 | N/A | 27.17 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxxxxx |
| 4000109483 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Subject Owner Occupied/Vacant | 0 | 4000 | Appraisal - 1025 |  |  |  |  | 4000 | Appraisal - 1025 | No | 95.04 | 1.03 | 1.052 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 130000 |  |  |  | 4000 |  |  |  |  |  |  |  | No | 33.8 | 1 | 1 | N/A | 59.88 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000109575 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1750 | Appraisal - 1007 |  | N/A |  |  | 1750 | Appraisal - 1007 | No | 97.36 | 1.03 | 1.027 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 26000 |  | xxxxxx |  | 1750 |  |  |  |  |  |  |  | No | 2.7 | 1 | 1 | N/A | 42.43 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000109578 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 9000 | Appraisal - 1007 |  |  |  |  | 9000 | Appraisal - 1007 | No | 73.16 | 1.37 | 1.367 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 24000 |  |  |  | 9000 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 21.44 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000109613 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Subject Owner Occupied/Vacant | 0 | 3450 | Appraisal - 1007 |  | N/A |  |  | 3450 | Appraisal - 1007 | No | 98.26 | 1.03 | 1.018 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 44600 |  |  |  | 3450 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 8.12 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000109616 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 6045 | 6250 | Appraisal - 1025 |  | N/A |  |  | 6045 | Actual In Place Rent | No | 85.13 | 1.17 | 1.175 | xxxxxx | 2450 | xxxxxx | 12 | 3595 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 85622 |  |  |  | 6045 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 57.64 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000109618 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 6500 | 6800 | Appraisal - 1007 |  |  |  |  | 6500 | Actual In Place Rent | No | 74.91 | 1.33 | 1.337 | xxxxxx | 6500 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30000 |  | xxxxxx |  | 6500 |  |  |  |  |  |  |  | No | 4.8 | 1 | 1 | N/A | 59.67 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000109640 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2200 | Appraisal - 1007 |  | N/A |  |  | 2200 | Appraisal - 1007 | No | 92.26 | 1 | 1.084 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 31500 |  | xxxxxx |  | 2200 |  |  |  |  |  |  |  | No | 2.2 | 1 | 1 | N/A | 10.78 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000109662 |  |  | xxxxxx | xxxxxx | 2YR Full Doc | Present | Subject Owner Occupied/Vacant |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | xxxxxx | 0 |  |  |  |  |  |  |  |  | No | 0.3 | 1 | 1 | N/A | 24.45 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000109680 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2000 | Appraisal - 1025 |  |  |  |  | 2000 | Appraisal - 1025 | No | 71.68 | 1.4 | 1.395 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 101400 |  | xxxxxx |  | 2000 |  |  |  |  |  |  |  | No | 0.2 | 1 | 1 | N/A | 47.01 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000109711 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 1850 | 1750 | Appraisal - 1007 |  |  |  |  | 1750 | Appraisal - 1007 | No | 76.04 | 1.32 | 1.315 | xxxxxx | 1850 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20900 |  | xxxxxx |  | 1750 |  |  |  |  |  |  |  | No | 0.3 | 1 | 1 | N/A | 111.8 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000109819 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2395 | Appraisal - 1007 |  |  |  |  | 2395 | Appraisal - 1007 | No | 95.06 | 1.05 | 1.052 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 0 |  |  |  | 2395 |  |  |  |  |  |  |  | No | 0.1 | 1 | 1 | N/A | 21.62 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000109853 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 11100 | Appraisal - 1025 |  |  |  |  | 11100 | Appraisal - 1025 | No | 76.47 | 1.31 | 1.308 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 240000 |  |  |  | 11100 |  |  |  |  |  |  |  | No | 43.7 | 1 | 1 | N/A | 18.27 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000109876 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 1945 | 1880 | Appraisal - 1007 |  |  |  |  | 1880 | Appraisal - 1007 | No | 71.82 | 1.39 | 1.392 | xxxxxx | 1945 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 8081.16 |  |  |  | 1880 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 4.78 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | US Citizen | xxxxxx |  |  |  |  | Yes | 2 | Full Recourse | xxxxxx |
| 4000109881 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3700 | Appraisal - 1007 |  | N/A |  |  | 3700 | Appraisal - 1007 | No | 93.9 | 1 | 1.065 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 86966 |  |  |  | 3700 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 4.8 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000109911 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 14000 | Appraisal - 1007 |  | N/A |  |  | 14000 | Appraisal - 1007 | No | 67.01 | 0 | 1.492 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 86000 |  |  |  | 14000 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 451.91 | No |  |  | Vested Individual | xxxxxx | xxxxxx | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000109914 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1895 | Appraisal - 1007 |  |  |  |  | 1895 | Appraisal - 1007 | No | 89.46 | 1.12 | 1.118 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 22740 |  |  |  | 1895 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 7.42 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000109915 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1250 | Appraisal - 1007 |  | N/A |  |  | 1250 | Appraisal - 1007 | No | 94.97 | 0 | 1.053 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 21600 |  |  |  | 1250 |  |  |  |  |  |  | No | No | 6.7 | 1 | 1 | N/A | 53.9 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000109925 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1475 | Appraisal - 1007 | 2040 | Airbnb | 12 |  | 1475 | Appraisal - 1007 | No | 75.64 | 1.322 | 1.322 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 19200 |  | xxxxxx |  | 1475 |  |  |  |  |  |  |  | No | 7 | 1 | 1 | N/A | 720.1 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000109953 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 9800 | 9500 | Appraisal - 1025 |  |  |  |  | 9500 | Appraisal - 1025 | No | 64.29 | 0 | 1.555 | xxxxxx | 5000 | xxxxxx | 24 | 4800 | xxxxxx | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 155375 |  | xxxxxx |  | 9500 |  |  |  |  |  |  |  | No | 8.2 | 1 | 1 | N/A | 92.36 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000110000 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Subject Owner Occupied/Vacant | 0 | 5000 | Appraisal - 1007 |  |  |  |  | 5000 | Appraisal - 1007 | No | 97.62 | 1.02 | 1.024 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 0 |  |  |  | 5000 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 14.1 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000110139 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 5500 | Appraisal - 1007 |  | N/A |  |  | 5500 | Appraisal - 1007 | No | 113.25 | 0 | 0.883 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 56800 |  | xxxxxx |  | 5500 |  |  |  |  |  |  | No | No | 0.9 | 1 | 1 | N/A | 18.64 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000110176 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 4500 | Appraisal - 1007 |  |  |  |  | 4500 | Appraisal - 1007 | No | 123.83 | 0.75 | 0.772 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 48000 |  | xxxxxx |  | 4500 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 15.08 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000110203 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 4600 | Appraisal - 1025 |  | N/A |  |  | 4600 | Appraisal - 1025 | No | 106.82 | 0 | 0.936 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 40300 |  | xxxxxx |  | 4600 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 42.13 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000110217 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 8075 | 8450 | Appraisal - 1025 |  |  |  |  | 8075 | Actual In Place Rent | No | 67.02 | 1.4 | 1.426 | xxxxxx | 2300 | xxxxxx | 12 | 2850 | xxxxxx | 12 | 2925 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 148240 |  | xxxxxx |  | 8075 |  |  |  |  |  |  |  | No | 12.8 | 1 | 1 | N/A | 93.64 | No |  |  | Vested Individual | xxxxxx | xxxxxx | Vested Individual |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000110223 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2450 | Appraisal - 1007 |  |  |  |  | 2450 | Appraisal - 1007 | No | 123.93 | 0.8 | 0.807 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 29400 |  | xxxxxx |  | 2450 |  |  |  |  |  |  |  | No | 1.5 | 1 | 1 | N/A | 29.92 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000110287 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 2500 | 2300 | Appraisal - 1007 |  |  |  |  | 2300 | Appraisal - 1007 | No | 87.71 | 1.14 | 1.14 | xxxxxx | 2500 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 46530 |  | xxxxxx |  | 2300 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 7.08 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000110315 |  |  | xxxxxx | xxxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 48300 |  | xxxxxx |  |  |  |  |  |  |  |  |  | No | 2.3 | 1 | 1 | N/A | 112.63 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxxxxx |
| 4000110347 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3200 | Appraisal - 1007 |  |  |  |  | 3200 | Appraisal - 1007 | No | 94.01 | 1.064 | 1.064 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 40000 |  |  |  | 3200 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 20.67 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000110448 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 2295 | 2600 | Appraisal - 1007 |  |  |  |  | 2295 | Actual In Place Rent | No | 82.21 | 1.073 | 1.074 | xxxxxx | 2295 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 32800 |  |  |  | 2295 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 120.69 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000110450 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 4100 | 4100 | Appraisal - 1007 |  |  |  |  | 4100 | Appraisal - 1007 | No | 60.48 | 1.65 | 1.653 | xxxxxx | 4100 | xxxxxx | 4100 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 90000 |  |  |  | 4100 |  |  |  |  |  |  |  | No | 21.2 | 1 | 1 | N/A | 27.48 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000110461 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 2400 | 2400 | Appraisal - 1007 |  | N/A |  |  | 2400 | Appraisal - 1007 | No | 88.94 | 0 | 1.124 | xxxxxx | 2400 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 31000 |  | xxxxxx |  | 2400 |  |  |  |  |  |  |  | No | 1.1 | 1 | 1 | N/A | 118.46 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000110463 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2300 | Appraisal - 1007 |  | N/A |  |  | 2300 | Appraisal - 1007 | No | 71.54 | 0 | 1.398 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 14000 |  |  |  | 2300 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 18.51 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000110514 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 3450 | 3000 | Appraisal - 1007 |  | N/A |  |  | 3000 | Appraisal - 1007 | No | 98.59 | 1 | 1.014 | xxxxxx | 3450 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 64100 |  | xxxxxx |  | 3000 |  |  |  |  |  |  | No | No | 2.1 | 1 | 1 | N/A | 117.1 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000110520 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 2950 | 2950 | Appraisal - 1007 |  |  |  |  | 2950 | Appraisal - 1007 | No | 88.61 | 1.128 | 1.129 | xxxxxx | 2950 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 39500 |  | xxxxxx |  | 2950 |  |  |  |  |  |  |  | No | 4.6 | 1 | 1 | N/A | 122.73 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000110537 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 2295 | 2550 | Appraisal - 1007 |  |  |  |  | 2295 | Actual In Place Rent | No | 97.57 | 0 | 1.025 | xxxxxx | 2295 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 31000 |  | xxxxxx |  | 2295 |  |  |  |  |  |  | No | No | 1.1 | 1 | 1 | N/A | 118.6 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000110544 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 2500 | 2900 | Lease |  | N/A |  |  | 2500 | Actual In Place Rent | No | 94.9 | 1.05 | 1.054 | xxxxxx | 2500 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30400 |  | xxxxxx |  | 2500 |  |  |  |  |  |  |  | No | 4.5 | 1 | 1 | N/A | 119.39 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000110548 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 3500 | 3500 | Appraisal - 1007 |  |  |  |  | 3500 | Actual In Place Rent | No | 114.86 | 0.75 | 0.871 | xxxxxx | 3500 | xxxxxx | 365 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 656000 |  | xxxxxx |  | 3500 |  |  |  |  |  |  |  | No | 2.2 | 1 | 1 | N/A | 14.17 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000110551 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Subject Owner Occupied/Vacant | 0 | 0 | N/A | 2858.33 | AirDNA | 12 |  | 2858.33 | AirDNA | Yes | 98.72 | 1.013 | 1.013 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 15000 |  |  |  | 2858.33 |  |  |  |  |  |  |  | No | 3.8 | 1 | 1 | N/A | 182.86 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxxxxx |
| 4000110582 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 6300 | Appraisal - 1007 |  |  |  |  | 6300 | Appraisal - 1007 | No | 72.29 | 1 | 1.383 | xxxxxx | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 396915 |  | xxxxxx |  | 6300 |  |  |  |  |  |  |  | No | 5.8 | 1 | 1 | N/A | 18.35 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000110598 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 5200 | Appraisal - 1007 |  |  |  |  | 5200 | Appraisal - 1007 | No | 119.49 | 0.83 | 0.837 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | 5200 |  |  |  |  |  |  |  | No | 4.2 | 1 | 1 | N/A | 34.84 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000110652 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 3400 | 2600 | Appraisal - 1007 |  | N/A |  |  | 2600 | Appraisal - 1007 | No | 117.28 | 0.86 | 0.853 | xxxxxx | 1300 | xxxxxx | 2 | 2100 | xxxxxx | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 31200 |  |  |  | 2600 |  |  |  |  |  |  | No | No | 4.4 | 1 | 1 | N/A | 3.9 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000110720 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 3300 | 3300 | Appraisal - 1007 |  |  |  |  | 3300 | Appraisal - 1007 | No | 120.96 | 0.75 | 0.827 | xxxxxx | 3300 | xxxxxx | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50900 |  | xxxxxx |  | 3300 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 62.77 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000110773 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 1550 | 2000 | Appraisal - 1007 |  |  |  |  | 1550 | Actual In Place Rent | No | 99.98 | 1 | 1 | xxxxxx | 1550 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 39230 |  | xxxxxx |  | 1550 |  |  |  |  |  |  |  | No | 1.1 | 1 | 1 | N/A | 64.12 | No |  |  | Vested Individual | xxxxxx | xxxxxx | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000110792 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2050 | Appraisal - 1007 |  |  |  |  | 2050 | Appraisal - 1007 | No | 106.01 | 0.94 | 0.943 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 12300 |  |  |  | 2050 |  |  |  |  |  |  |  | No | 20.8 | 1 | 1 | N/A | 83.51 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000110793 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 2000 | 2000 | Appraisal - 1007 |  | N/A |  |  | 2000 | Actual In Place Rent | No | 71.55 | 1.4 | 1.398 | xxxxxx | 2000 | xxxxxx | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 18000 |  |  |  | 2000 |  |  |  |  |  |  |  | No | 0.9 | 1 | 1 | N/A | 101.12 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000110831 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 |  | N/A | 8473.81 | AirDNA | 12 |  | 8473.81 | AirDNA | Yes | 38.96 | 1 | 2.072 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 100000 |  |  |  | 8473.81 |  |  |  |  |  |  |  | No | 2.1 | 1 | 1 | N/A | 67.3 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000110894 |  |  | xxxxxx | xxxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No | 89.29 | 0 | 0 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 500000 |  | xxxxxx |  |  |  |  |  |  |  |  |  | No | 3.3 | 1 | 1 | N/A | 179.8 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxxxxx |
| 4000110908 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1675 | Appraisal - 1007 |  | N/A |  |  | 1675 | Appraisal - 1007 | No | 81.09 | 1.232 | 1.233 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 8149.38 |  | xxxxxx |  | 1675 |  |  |  |  |  |  |  | No | 3.3 | 1 | 1 | N/A | 23.93 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000110918 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 4000 | Appraisal - 1025 |  |  |  |  | 4000 | Appraisal - 1025 | No | 95.15 | 1.05 | 1.051 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 72300 |  |  |  | 4000 |  |  |  |  |  |  |  | No | 5.3 | 2 | 1 | N/A | 26.32 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000110925 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Subject Owner Occupied/Vacant | 0 | 3600 | Appraisal - 1007 |  | N/A |  |  | 3600 | Appraisal - 1007 | No | 62.71 | 1.59 | 1.595 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 59500 |  |  |  | 3600 |  |  |  |  |  |  | No | No | 5.2 | 1 | 1 | N/A | 257.02 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 0 | Full Recourse |  |
| 4000110947 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 9800 | Appraisal - 1007 |  |  |  |  | 9800 | Appraisal - 1007 | No | 67.02 | 1.39 | 1.492 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | xxxxxx |  | 9800 |  |  |  |  |  |  |  | No | 0.6 | 1 | 1 | N/A | 142.83 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000110950 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 3600 | 3850 | Appraisal - 1007 |  | N/A |  |  | 3600 | Actual In Place Rent | No | 79.84 | 1.44 | 1.171 | xxxxxx | 3600 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 42900 |  |  |  | 3600 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 99.09 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000110961 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 8400 | Appraisal - 1025 |  |  |  |  | 8400 | Appraisal - 1025 | No | 74.34 | 1.3 | 1.345 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 70400 |  |  |  | 8400 |  |  |  |  |  |  |  | No | 35.8 | 2 | 1 | N/A | 33.34 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000110964 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 3100 | 3100 | Appraisal - 1025 |  |  |  |  | 3100 | Appraisal - 1025 | No | 77.42 | 1.292 | 1.292 | xxxxxx | 1600 | xxxxxx | 12 | 1500 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 42000 |  | xxxxxx |  | 3100 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 94.61 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000110995 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 2400 | 2500 | Appraisal - 1007 |  | N/A |  |  | 2400 | Actual In Place Rent | No | 58.14 | 1.66 | 1.72 | xxxxxx | 2400 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 22900 |  |  |  | 2400 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 108.61 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000111037 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2750 | Appraisal - 1025 |  | N/A |  |  | 2750 | Appraisal - 1025 | No | 112.67 | 0.88 | 0.888 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 60000 |  |  |  | 2750 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 199.58 | No |  |  | Vested Individual | xxxxxx | xxxxxx | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000111151 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3000 | Appraisal - 1007 |  |  |  |  | 3000 | Appraisal - 1007 | No | 220.3 | 0 | 0.454 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 34000 |  |  |  | 3000 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 7.4 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000111219 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 3000 | 4500 | Appraisal - 1007 |  |  |  |  | 3000 | Actual In Place Rent | No | 448.01 | 0.258 | 0.223 | xxxxxx | 3000 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 33300 |  | xxxxxx |  | 3000 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 100.73 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000111243 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 16350 | Appraisal - 1025 |  | N/A |  |  | 16350 | Appraisal - 1025 | No | 81.87 | 1.221 | 1.221 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 97000 |  |  |  | 16350 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 37.68 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000111272 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 5000 | Appraisal - 1007 |  | N/A |  |  | 5000 | Appraisal - 1007 | No | 87.03 | 1.149 | 1.149 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 40000 |  |  |  | 5000 |  |  |  |  |  |  | No | No | 0.8 | 1 | 1 | N/A | 20.5 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000111359 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1750 | Appraisal - 1007 |  |  |  |  | 1750 | Appraisal - 1007 | No | 81.6 | 1.23 | 1.226 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 29600 |  | xxxxxx |  | 1750 |  |  |  |  |  |  |  | No | 3.4 | 1 | 1 | N/A | 120.94 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  | US Citizen | xxxxxx |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000111420 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Subject Owner Occupied/Vacant | 0 | 4400 | Appraisal - 1007 |  | N/A |  |  | 4400 | Appraisal - 1007 | No | 99.54 | 1 | 1.005 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 70400 |  |  |  | 4400 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 56.26 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000111475 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 4000 | 4000 | Appraisal - 1007 |  | N/A |  |  | 4000 | Appraisal - 1007 | No | 93.63 | 1.06 | 1.068 | xxxxxx | 4000 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 100000 |  |  |  | 4000 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 16.83 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000111524 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 1795 | 1800 | Appraisal - 1007 |  | N/A |  |  | 1795 | Actual In Place Rent | No | 72.42 | 1.35 | 1.378 | xxxxxx | 1795 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 21600 |  |  |  | 1795 |  |  |  |  |  |  |  | No | 0.8 | 1 | 1 | N/A | 29.76 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000111531 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 2500 | 3100 | Appraisal - 1007 |  | N/A |  |  | 2500 | Actual In Place Rent | No | 99.7 | 0 | 1.001 | xxxxxx | 2500 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 42400 |  | xxxxxx |  | 2500 |  |  |  |  |  |  |  | No | 2 | 1 | 1 | N/A | 87.07 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000111645 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 7600 | 7800 | Appraisal - 1025 |  |  |  |  | 7600 | Actual In Place Rent | No | 79.15 | 1.26 | 1.263 | xxxxxx | 2800 | xxxxxx | 12 | 4800 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 152000 |  |  |  | 7600 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 4.12 | No |  |  | Vested Individual | xxxxxx | xxxxxx | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 |  |  |
| 4000111658 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 1375 | 1695 | Appraisal - 1007 |  | N/A |  |  | 1375 | Actual In Place Rent | No | 98.58 | 1 | 1.014 | xxxxxx | 1375 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 11830 |  |  |  | 1375 |  |  |  |  |  |  |  | No | 5.7 | 1 | 1 | N/A | 104.43 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000111708 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1850 | Appraisal - 1007 |  |  |  |  | 1850 | Appraisal - 1007 | No | 114.37 | 0.85 | 0.874 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 32200 |  | xxxxxx |  | 1850 |  |  |  |  |  |  |  | No | 14.4 | 1 | 1 | N/A | 23.89 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000111747 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 5700 | 6000 | Appraisal - 1025 |  |  |  |  | 5700 | Actual In Place Rent | No | 77.88 | 1.15 | 1.217 | xxxxxx | 3200 | xxxxxx | 24 | 2500 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 126000 |  | xxxxxx |  | 5700 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 9.39 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000111807 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 5000 | Appraisal - 1007 |  |  |  |  | 5000 | Appraisal - 1007 | No | 111.71 | 0.91 | 0.895 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 146400 |  |  |  | 5000 |  |  |  |  |  |  |  | No | 18.2 | 1 | 1 |  | 4.49 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000111827 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 4100 | Appraisal - 1007 |  | N/A |  |  | 4100 | Appraisal - 1007 | No | 99.22 | 1 | 1.008 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 49200 |  | xxxxxx |  | 4100 |  |  |  |  |  |  |  | No | 1.6 | 1 | 1 | N/A | 85.7 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000111845 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 2600 | 3000 | Appraisal - 1007 |  |  |  |  | 2600 | Actual In Place Rent | No | 96.04 | 1 | 1.041 | xxxxxx | 2600 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 15000 |  |  |  | 2600 |  |  |  |  |  |  |  | No | 3.3 | 1 | 1 | N/A | 91.91 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000111882 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 2750 | 2750 | Appraisal - 1025 |  | N/A |  |  | 2750 | Actual In Place Rent | No | 77.53 | 1.29 | 1.29 | xxxxxx | 1400 | xxxxxx | 12 | 1350 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 33000 |  |  |  | 2750 |  |  |  |  |  |  |  | No | 1.1 | 1 | 1 |  | 29.25 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000111949 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 2800 | 2350 | Appraisal - 1007 |  | N/A |  |  | 2350 | Appraisal - 1007 | No | 88.06 | 1 | 1.136 | xxxxxx | 2800 | xxxxxx | 2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 24005 |  |  |  | 2350 |  |  |  |  |  |  | No | No | 3.2 | 1 | 1 | N/A | 42.88 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000111951 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 4300 | Appraisal - 1025 |  | N/A |  |  | 4300 | Appraisal - 1025 | No | 98.51 | 0 | 1.014 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 51600 |  |  |  | 4300 |  |  |  |  |  |  | No | No | 3.8 | 1 | 1 | N/A | 105.22 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxxxxx |
| 4000112041 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 7000 | Appraisal - 1025 |  |  |  |  | 7000 | Appraisal - 1025 | No | 94.54 | 1.06 | 1.058 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 199400 |  | xxxxxx |  | 7000 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 4.83 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000112070 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 6900 | Appraisal - 1007 |  |  |  |  | 6900 | Appraisal - 1007 | No | 61.86 | 1.14 | 1.617 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 195400 |  | xxxxxx |  | 6900 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 83.96 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000112088 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 3250 | 2200 | Appraisal - 1007 |  |  |  |  | 2200 | Appraisal - 1007 | No | 107.84 | 0.93 | 0.927 | xxxxxx | 3250 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 36561 |  | xxxxxx |  | 2200 |  |  |  |  |  |  |  | No | 6 | 1 | 1 | N/A | 23.83 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000112226 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 7500 | 7750 | Appraisal - 1007 |  |  |  |  | 7500 | Actual In Place Rent | No | 81.89 | 1.24 | 1.221 | xxxxxx | 7500 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 202800 |  |  |  | 7500 |  |  |  |  |  |  |  | No | 16.1 | 1 | 1 | N/A | 58.4 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000112271 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 10200 | 9600 | Appraisal - 1025 |  | N/A |  |  | 9600 | Appraisal - 1025 | No | 90.58 | 1.08 | 1.104 | xxxxxx | 3800 | xxxxxx | 24 | 3200 | xxxxxx | 24 | 3200 | xxxxxx | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 193400 | 0 | xxxxxx |  | 9600 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 0 | 1 | 1 | N/A | 3.85 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000112293 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 8000 | 8000 | Appraisal - 1007 |  |  |  |  | 8000 | Actual In Place Rent | No | 116.05 | 0.86 | 0.862 | xxxxxx | 4500 | xxxxxx | 12 | 3500 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 196000 |  | xxxxxx |  | 8000 |  |  |  |  |  |  |  | No | 9.2 | 1 | 1 | N/A | 23.26 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000112303 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 4250 | 4550 | Appraisal - 1025 |  |  |  |  | 4250 | Actual In Place Rent | No | 52 | 2.11 | 1.923 | xxxxxx | 1000 | xxxxxx | 12 | 1300 | xxxxxx | 12 | 950 | xxxxxx | 12 | 1000 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  | Yes | 84600 |  |  |  | 4250 |  |  |  |  |  |  |  | No | 3.4 | 1 | 1 | N/A | 51.74 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000112312 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2900 | Appraisal - 1007 |  |  |  |  | 2900 | Appraisal - 1007 | No | 72.37 | 1.24 | 1.382 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 55400 |  | xxxxxx |  | 2900 |  |  |  |  |  |  |  | No | 0.2 | 1 | 1 | N/A | 27.58 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000112332 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 14175.93 | 14750 | Appraisal - 1007 |  |  |  |  | 14175.93 | Actual In Place Rent | No | 98.6 | 1.01 | 1.014 | xxxxxx | 7325.93 | xxxxxx | 24 | 6850 | xxxxxx | 17 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 120000 |  |  |  | 14175.93 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 135.09 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000112340 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 5025 | 5025 | Appraisal - 1007 |  | N/A |  |  | 5025 | Appraisal - 1007 | No | 50.33 | 1.98 | 1.987 | xxxxxx | 2100 | xxxxxx | 1 | 2925 | xxxxxx | 1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 72840 |  |  |  | 5025 |  |  |  |  |  |  | No | No | 2.1 | 1 | 1 | N/A | 29.21 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000112349 |  |  | xxxxxx | xxxxxx | 1YR Business P&L | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 88200 |  | xxxxxx |  |  |  |  |  |  |  |  |  | No | 1.2 | 1 | 1 | N/A | 9.58 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000112458 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2150 | Appraisal - 1007 |  | N/A |  |  | 2150 | Appraisal - 1007 | No | 128.35 | 0 | 0.779 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 40950 |  |  |  | 2150 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 228.99 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000112491 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 4100 | 4050 | Appraisal - 1007 |  | N/A |  |  | 4050 | Appraisal - 1007 | No | 93.6 | 1.05 | 1.068 | xxxxxx | 4100 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 24300 |  | xxxxxx |  | 4050 |  |  |  |  |  |  |  | No | 8.4 | 1 | 1 | N/A | 72.77 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000112720 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 8800 | Appraisal - 1025 |  | N/A |  |  | 8800 | Appraisal - 1025 | No | 62.09 | 1.611 | 1.611 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 90000 |  | xxxxxx |  | 8800 |  |  |  |  |  |  | No | No | 0.9 | 1 | 1 | N/A | 4.3 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000112725 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3200 | Appraisal - 1025 |  | N/A |  |  | 3200 | Appraisal - 1025 | No | 61.9 |  | 1.616 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 54300 |  | xxxxxx |  | 3200 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 86.57 | No |  |  | Vested Individual | xxxxxx | xxxxxx | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000112736 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 8050 | Appraisal - 1025 |  | N/A |  |  | 8050 | Appraisal - 1025 | No | 100.05 | 1.4 | 1.472 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 148000 |  |  |  | 8050 |  |  |  |  |  |  | No | No | 8.2 | 0 | 1 | N/A | 82.14 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000112742 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3800 | Appraisal - 1007 |  |  |  |  | 3800 | Appraisal - 1007 | No |  | 1.11 | 1.05 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 385000 |  |  |  | 3800 |  |  |  |  |  |  |  | No | 4.6 | 1 | 1 | N/A | 24.8 | No |  |  | Vested Individual | xxxxxx | xxxxxx | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000112828 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Subject Owner Occupied/Vacant | 0 | 6300 | Appraisal - 1007 |  | N/A |  |  | 6300 | Appraisal - 1007 | No | 142.82 | 0.7 | 0.7 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 75600 |  |  |  | 6300 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 10.68 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 0 | Full Recourse | xxxxxx |
| 4000112864 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 4419.07 | Short Term Rent - Estimate | 4419.07 | AirDNA | 12 |  | 4419.07 | AirDNA | Yes | 126.26 | 0.79 | 0.792 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |  |  | 4419.07 |  |  |  |  |  |  | No | No |  | 1 | 1 | N/A | 11.79 | No |  |  | Vested Individual | xxxxxx | xxxxxx | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000112926 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2333 | Short Term Rent - Estimate | 2333 | AirDNA | 12 |  | 2333 | AirDNA | Yes |  | 0.75 | 0.866 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30000 |  | xxxxxx |  | 2333 |  |  |  |  |  |  |  | No | 1.2 | 1 | 1 | N/A | 14.85 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000112933 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3000 | Appraisal - 1025 |  | N/A |  |  | 3000 | Appraisal - 1025 | No | 69.05 | 1.44 | 1.448 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 18000 |  | xxxxxx |  | 3000 |  |  |  |  |  |  |  | No | 3.4 | 1 | 1 | N/A | 49.13 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000113086 |  |  | xxxxxx | xxxxxx | 2YR Full Doc | Present | No |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 83600 |  | xxxxxx |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 58.33 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113095 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 3515 | 3675 | Appraisal - 1007 |  |  |  |  | 3515 | Actual In Place Rent | No | 99.47 | 1 | 1.005 | xxxxxx | 3515 | xxxxxx | 13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 104200 |  |  |  | 3515 |  |  |  |  |  |  |  | No | 1.3 | 1 | 1 | N/A | 17.56 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 | Full Recourse | xxxxxx |
| 4000113137 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 4350 | 4400 | Appraisal - 1007 |  | N/A |  |  | 4350 | Actual In Place Rent | No | 179.31 | 0.56 | 0.558 | xxxxxx | 4350 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 88290 |  | xxxxxx |  | 4350 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 11.55 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113324 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 5300 | Appraisal - 1007 |  |  |  |  | 5300 | Appraisal - 1007 | No | 99.04 | 1.01 | 1.01 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 32000 |  | xxxxxx |  | 5300 |  |  |  |  |  |  | No | No | 0 | 1 | 1 | N/A | 28.2 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000113338 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Subject Owner Occupied/Vacant | 0 | 7000 | Appraisal - 1025 |  |  |  |  | 7000 | Appraisal - 1025 | No | 71.84 | 1.58 | 1.392 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 75200 |  | xxxxxx |  | 7000 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 44.73 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000113374 |  |  | xxxxxx | xxxxxx | 2YR Full Doc | Present |  |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 40500 |  | xxxxxx |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 29.62 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113387 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 6500 | 6500 | Appraisal - 1007 |  |  |  |  | 6500 | Appraisal - 1007 | No | 73.52 | 1.29 | 1.36 | xxxxxx | 3500 | xxxxxx | 12 | 3000 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6500 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 6.25 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113401 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 4000 | 4000 | Appraisal - 1007 |  | N/A |  |  | 4000 | Actual In Place Rent | No | 80.67 | 0 | 1.24 | xxxxxx | 4000 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 100000 |  |  |  | 4000 |  |  |  |  |  |  | No | No | 6.5 | 1 | 1 | N/A | 4.93 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000113403 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2000 | Appraisal - 1007 |  | N/A |  |  | 2000 | Appraisal - 1007 | No | 78.22 | 0 | 1.279 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 48400 |  | xxxxxx |  | 2000 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 224.85 | No |  |  | Vested Individual | xxxxxx | xxxxxx | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113410 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2100 | Appraisal - 1007 |  | N/A |  |  | 2100 | Appraisal - 1007 | No | 77.6 | 0 | 1.289 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 29500 |  |  |  | 2100 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 158.91 | No |  |  | Vested Individual | xxxxxx | xxxxxx | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113504 |  |  | xxxxxx | xxxxxx | 12 Month Bank Statement | Present | No |  |  |  |  |  |  |  |  |  | No |  |  | 0 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 269730 |  |  |  |  |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 11.96 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113607 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 6100 | 7100 | Appraisal - 1007 |  | N/A |  |  | 6100 | Actual In Place Rent | No | 77.86 | 1.4 | 1.284 | xxxxxx | 2700 | xxxxxx | 12 | 3400 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 83200 |  |  |  | 6100 |  |  |  |  |  |  | No | No | 7.8 | 1 | 1 | N/A | 96.16 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000113647 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2175 | Appraisal - 1007 |  | N/A |  |  | 2175 | Appraisal - 1007 | No | 78.03 | 1.28 | 1.282 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 10000 |  |  |  | 2175 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 35.11 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000113688 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 3900 | 3800 | Appraisal - 1007 |  |  |  |  | 3800 | Appraisal - 1007 | No | 80.97 | 1.42 | 1.235 | xxxxxx | 3900 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 48000 |  |  |  | 3800 |  |  |  |  |  |  |  | No | 4.5 | 1 | 1 | N/A | 122.18 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  | xxxxxx | xxxxxx | US Citizen | xxxxxx |  |  |  |  | Yes | 1 |  |  |
| 4000113722 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 6400 | 6400 | Appraisal - 1007 |  |  |  |  | 6400 | Appraisal - 1007 | No | 131.73 | 0.75 | 0.759 | xxxxxx | 3200 | xxxxxx | 12 | 3200 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 60000 |  | xxxxxx |  | 6400 |  |  |  |  |  |  |  | No | 2.1 | 1 | 1 | N/A | 31.74 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000113738 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 2150 | 2150 | Appraisal - 1007 |  | N/A |  |  | 2150 | Actual In Place Rent | No | 60.28 | 1.73 | 1.659 | xxxxxx | 1400 | xxxxxx | 24 | 750 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 12000 |  | xxxxxx |  | 2150 |  |  |  |  |  |  |  | No | 13.2 | 1 | 1 | N/A | 62.17 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113740 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2200 | Appraisal - 1007 |  | N/A |  |  | 2200 | Appraisal - 1007 | No | 85.86 | 1.05 | 1.165 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30000 | 0 | xxxxxx |  | 2200 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | 8.8 | 1 | 1 | N/A | 224.89 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113862 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1700 | Appraisal - 1007 |  | N/A |  |  | 1700 | Appraisal - 1007 | No | 72.79 | 1.37 | 1.374 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 10200 |  | xxxxxx |  | 1700 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 26.72 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000113912 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3600 | Appraisal - 1007 |  |  |  |  | 3600 | Appraisal - 1007 | No | 72 | 1.389 | 1.389 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 90000 |  |  |  | 3600 |  |  |  |  |  |  |  | No | 6.8 | 1 | 1 | N/A | 57.11 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000113913 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2400 | Appraisal - 1007 |  | N/A |  |  | 2400 | Appraisal - 1007 | No | 96.5 | 1.036 | 1.036 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 20000 |  |  |  | 2400 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 28.59 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113920 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 7000 | Appraisal - 1007 |  | N/A |  |  | 7000 | Appraisal - 1007 | No | 85.21 | 1.1 | 1.173 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 70200 |  | xxxxxx |  | 7000 |  |  |  |  |  |  |  | No | 1.3 | 1 | 1 | N/A | 11.33 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx | Business Entity | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000113929 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 3200 | 3200 | Appraisal - 1007 |  | N/A |  |  | 3200 | Appraisal - 1007 | No | 74.22 | 1.3 | 1.347 | xxxxxx | 3200 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30000 |  |  |  | 3200 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 4.81 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113933 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3550 | Appraisal - 1007 |  |  |  |  | 3550 | Appraisal - 1007 | No | 77.63 | 1.16 | 1.288 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 140000 |  | xxxxxx |  | 3550 |  |  |  |  |  |  |  | No | 2.8 | 1 | 1 | N/A | 3.84 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000113990 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2300 | Appraisal - 1007 |  |  |  |  | 2300 | Appraisal - 1007 | No | 86.99 | 1.03 | 1.15 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 79541.6 |  | xxxxxx |  | 2300 |  |  |  |  |  |  |  | No | 0.9 | 1 | 1 | N/A | 7.86 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000114047 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 8800 | Appraisal - 1025 |  | N/A | 0 |  | 8800 | Appraisal - 1025 | No | 73.51 | 1.36 | 1.36 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 180000 | 0 |  |  | 8800 | 0 | 0 | 0 |  |  |  | No | No | 4.7 | 1 | 1 | N/A | 9.99 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  | xxxxxx |  |  |  | xxxxxx |  |  |  | Yes | 2 | Full Recourse | xxxxxx |
| 4000114105 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2400 | Appraisal - 1007 |  | N/A |  |  | 2400 | Appraisal - 1007 | No | 70.11 | 1.43 | 1.426 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 31600 |  | xxxxxx |  | 2400 | 0 |  | 0 | 0 | 0 | 0 | No | No | 13.2 | 1 | 1 | N/A | 30.93 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114116 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2500 | Appraisal - 1007 |  |  |  |  | 2500 | Appraisal - 1007 | No | 99.31 | 1 | 1.007 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 9000 |  |  |  | 2500 |  |  |  |  |  |  |  | No | 47.2 | 0 | 1 | N/A | 257.34 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114190 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 7000 | 6600 | Appraisal - 1025 |  | N/A |  |  | 6600 | Appraisal - 1025 | No | 93.63 | 0.77 | 1.068 | xxxxxx | 3400 | xxxxxx | 24 | 3600 | xxxxxx | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 140000 |  |  |  | 6600 |  |  |  |  |  |  | No | No | 5.3 | 1 | 1 | N/A | 3.82 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114215 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 4600 | Appraisal - 1007 |  |  |  |  | 4600 | Appraisal - 1007 | No | 95.26 | 1 | 1.05 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 88950 |  |  |  | 4600 |  |  |  |  |  |  |  | No | 6.5 | 1 | 1 | N/A | 186.97 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114219 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 3200 | 3200 | Appraisal - 1007 |  |  |  |  | 3200 | Appraisal - 1007 | No | 86.2 | 1.16 | 1.16 | xxxxxx | 3200 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 47200 |  |  |  | 3200 |  |  |  |  |  |  |  | No |  | 2 | 1 | N/A | 5.98 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114223 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 3950 | 3550 | Appraisal - 1007 |  |  |  |  | 3550 | Appraisal - 1007 | No | 96.75 | 1.027 | 0.929 | xxxxxx | 3950 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 49200 |  | xxxxxx |  | 3550 |  |  |  |  |  |  |  | No | 0.9 | 1 | 1 | N/A | 12.72 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000114224 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 5050 | 6000 | Appraisal - 1025 |  | N/A |  |  | 5050 | Actual In Place Rent | No | 39.94 | 2.504 | 2.504 | xxxxxx | 2500 | xxxxxx | 12 | 2550 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 73200 |  |  |  | 5050 |  |  |  |  |  |  | No | No | 21.9 | 1 | 1 | N/A | 71.86 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114305 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3650 | Appraisal - 1007 |  | N/A |  |  | 3650 | Appraisal - 1007 | No | 114.2 | 0.77 | 0.876 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 55000 |  | xxxxxx |  | 3650 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 19.38 | No |  |  | Vested Individual | xxxxxx | xxxxxx | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114414 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2000 | Appraisal - 1007 |  |  |  |  | 2000 | Appraisal - 1007 | No | 73.38 | 1.315 | 1.363 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 17611 |  |  |  | 2000 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 41.42 | No |  |  | Vested Individual | xxxxxx | xxxxxx | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114505 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 6300 | 5600 | Appraisal - 1025 |  |  |  |  | 5600 | Appraisal - 1025 | No | 81.21 | 1.15 | 1.231 | xxxxxx | 3500 | xxxxxx | 12 | 2800 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 62400 |  | xxxxxx |  | 5600 |  |  |  |  |  |  |  | No | 8.4 | 1 | 1 | N/A | 4.04 | No |  |  | Vested Individual | xxxxxx | xxxxxx | Vested Individual | xxxxxx | xxxxxx | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114640 |  |  | xxxxxx | xxxxxx | 2YR Full Doc | Present | Yes |  |  |  |  |  |  |  |  |  | No |  | 0 | 0 | xxxxxx | 5550 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 444000 |  |  |  |  |  |  |  |  |  |  |  | No | 4.4 | 1 | 1 | N/A | 23.87 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114937 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 2500 | 2500 | Appraisal - 1007 |  |  |  |  | 2500 | Appraisal - 1007 | No | 102.65 | 0.97 | 0.974 | xxxxxx | 2500 | xxxxxx | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 5000 |  |  |  | 2500 |  |  |  |  |  |  |  | No | 1.2 | 1 | 1 | N/A | 75.06 | No | xxxxxx | Trust - Type Unknown | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000114951 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 20000 | Short Term Rent - Estimate | 20000 | AirDNA | 12 |  | 20000 | AirDNA | Yes | 66.95 | 1.494 | 1.494 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  | xxxxxx |  | 20000 |  |  |  |  |  |  |  | No | 0.1 | 1 | 1 | N/A | 1.27 | Yes | xxxxxx | Corporation | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000114960 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 3600 | 5600 | Appraisal - 1007 |  | N/A |  |  | 3600 | Actual In Place Rent | No | 330.55 | 0 | 0.303 | xxxxxx | 3600 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 36000 |  | xxxxxx |  | 3600 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 175.3 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000114961 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 13500 | Appraisal - Narrative |  | N/A |  |  | 13500 | Appraisal - Narrative | No | 79.85 | 1.253 | 1.252 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 150000 |  | xxxxxx |  | 13500 |  |  |  |  |  |  | No | No | 0.1 | 1 | 1 | N/A | 64.84 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000114966 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 5000 | 5025 | Appraisal - 1007 |  |  |  |  | 5000 | Actual In Place Rent | No | 63.74 | 1.569 | 1.569 | xxxxxx | 1775 | xxxxxx | 36 | 1775 | xxxxxx | 24 | 1450 | xxxxxx | 15 |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 57000 |  | xxxxxx |  | 5000 |  |  |  |  |  |  |  | No | 5.1 | 1 | 1 | N/A | 41.85 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000115034 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 2200 | Appraisal - 1007 |  |  |  |  | 2200 | Appraisal - 1007 | No | 55.67 | 1.796 | 1.796 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 14697 |  | xxxxxx |  | 2200 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 9.04 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000115037 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1650 | Appraisal - 1007 |  |  |  |  | 1650 | Appraisal - 1007 | No | 66.75 | 1.25 | 1.498 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 68400 |  |  |  | 1650 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 5.26 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000115334 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1500 | Appraisal - 1007 |  | N/A |  |  | 1500 | Appraisal - 1007 | No | 98.36 | 1.03 | 1.017 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 23700 |  | xxxxxx |  | 1500 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 9.8 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000115383 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 7700 | Appraisal - 1025 |  |  |  |  | 7700 | Appraisal - 1025 | No | 36.73 | 2.7 | 2.722 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 122000 |  | xxxxxx |  | 7700 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 13.44 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000115621 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 1000 | 1100 | Appraisal - 1007 |  |  |  |  | 1000 | Actual In Place Rent | No | 117.91 | 0.84 | 0.848 | xxxxxx | 1000 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 14149.32 |  | xxxxxx |  | 1000 |  |  |  |  |  |  |  | No | 1 | 1 | 1 | N/A | 78.26 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000115625 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3550 | Appraisal - 1007 |  |  |  |  | 3550 | Appraisal - 1007 | No | 78.23 | 1.278 | 1.278 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 90000 |  |  |  | 3550 |  |  |  |  |  |  |  | No | 18.8 | 1 | 1 | N/A | 31.95 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000115633 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 4200 | Appraisal - 1007 |  |  |  |  | 4200 | Appraisal - 1007 | No | 99.36 | 1 | 1.006 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30000 |  | xxxxxx |  | 4200 |  |  |  |  |  |  |  | No | 1.5 | 2 | 1 | N/A | 64.94 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000115657 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 5000 | Appraisal - 1007 |  |  |  |  | 5000 | Appraisal - 1007 | No | 57.38 | 1.7 | 1.743 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 30000 |  |  |  | 5000 |  |  |  |  |  |  |  | No | 0 | 1 | 1 | N/A | 9.72 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000115753 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 4800 | 4800 | Appraisal - 1007 |  | N/A |  |  |  | Actual In Place Rent | No | 88.7 | 1.08 | 1.127 | xxxxxx | 4800 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 73600 |  | xxxxxx |  |  |  |  |  |  |  |  | No | No | 7.3 | 1 | 1 | N/A | 11.14 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 0 | N/A |  |
| 4000116050 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 4500 | 4350 | Appraisal - 1007 |  | N/A |  |  | 4350 | Appraisal - 1007 | No | 74.35 | 1.38 | 1.345 | xxxxxx | 4500 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 29779 |  | xxxxxx |  | 4350 |  |  |  |  |  |  |  | No | 1.2 | 1 | 1 | N/A | 14.03 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116098 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 5000 | 5100 | Appraisal - 1007 |  |  |  |  | 5000 | Actual In Place Rent | No | 98.59 | 1.01 | 1.014 | xxxxxx | 5000 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 45000 |  |  |  | 5000 |  |  |  |  |  |  |  | No | 2.4 | 1 | 1 | N/A | 0 | Yes | xxxxxx | Corporation | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000116184 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 1900 | 1650 | Appraisal - 1007 |  |  |  |  | 1650 | Appraisal - 1007 | No | 65.09 | 1.38 | 1.536 | xxxxxx | 1900 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 25300 |  | xxxxxx |  | 1650 |  |  |  |  |  |  |  | No | 1 | 1 | 1 | N/A | 17.04 | Yes | xxxxxx | Corporation | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000116186 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 1900 | 1775 | Appraisal - 1007 |  | N/A |  |  | 1775 | Appraisal - 1007 | No | 74.19 | 1.34 | 1.348 | xxxxxx | 1900 | xxxxxx | 12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 26600 |  | xxxxxx |  | 1775 |  |  |  |  |  |  |  | No | 1.3 | 1 | 1 |  | 12.52 | Yes | xxxxxx | Corporation | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000116424 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 1800 | Appraisal - 1007 |  | N/A |  |  | 1800 | Appraisal - 1007 | No | 83.12 | 1.2 | 1.203 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 17953.92 |  |  |  | 1800 |  |  |  |  |  |  |  | No |  | 1 | 1 |  | 18.24 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116529 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | No | 0 | 3125 | Appraisal - 1007 |  |  |  |  | 3125 | Appraisal - 1007 | No | 101.16 | 0.96 | 0.989 | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 10000 |  | xxxxxx |  | 3125 |  |  |  |  |  |  |  | No |  | 1 | 1 | N/A | 5.81 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |
| 4000116562 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 7600 | 6600 | Appraisal - 1007 |  |  |  |  | 6600 | Appraisal - 1007 | No | 44.35 | 2.2 | 2.255 | xxxxxx | 3800 | xxxxxx | 24 | 3800 | xxxxxx | 24 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 50000 |  |  |  | 6600 |  |  |  |  |  |  |  | No | 9.2 | 1 | 1 | N/A | 52.55 | No |  |  | Vested Individual | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |
| 4000116920 |  |  | xxxxxx | xxxxxx | Debt Service Coverage Ratio | Present | Yes | 12300 | 12300 | Appraisal - 1025 |  | N/A |  |  | 12300 | Appraisal - 1025 | No | 59.01 | 1.695 | 1.695 | xxxxxx | 3200 | xxxxxx | 1 | 2700 | xxxxxx | 1 | 3200 | xxxxxx | 1 | 3200 | xxxxxx | 1 |  |  |  |  |  |  |  |  |  |  | Yes | 85000 |  | xxxxxx |  | 12300 |  |  |  |  |  |  | No | No | 0.1 | 1 | 1 | N/A | 0.68 | Yes | xxxxxx | Limited Liability Corporation (LLC) | Individual Guarantor | xxxxxx | xxxxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 | Full Recourse | xxxxxx |

---

## Exhibit 99.04

**Exhibit 99.04 Schedule 6**

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Transaction ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** | **Comment** |
| 4000116920 |  |  | XXXXXX | All Borrower Total Income | the1003Page | 0 | xxxxxx | Per source documents |
| 4000108541 |  |  | XXXXXX | All Borrower Total Income | the1003Page | 0 | xxxxxx | Per Underwriting Conditional Approval, approved under DSCR program which does not require borrower income for qualification |
| 4000105164 |  |  | XXXXXX | Amortization Term | notePage | 360 | 0 |  |
| 4000105838 |  |  | XXXXXX | Amortization Term | notePage | 360 | 240 | verified with Note |
| 4000107986 |  |  | XXXXXX | Amortization Term | notePage | 180 | 0 |  |
| 4000108934 |  |  | XXXXXX | Amortization Term | notePage | 480 | 360 |  |
| 4000108975 |  |  | XXXXXX | Amortization Term | notePage | 360 | 240 | per Note |
| 4000109662 |  |  | XXXXXX | Amortization Term | notePage | 360 | 0 |  |
| 4000110514 |  |  | XXXXXX | Amortization Term | notePage | 480 | 360 | per Note |
| 4000110598 |  |  | XXXXXX | Amortization Term | notePage | 360 | 0 |  |
| 4000110792 |  |  | XXXXXX | Amortization Term | notePage | 360 | 0 |  |
| 4000110889 |  |  | XXXXXX | Amortization Term | notePage | 360 | 0 |  |
| 4000110957 |  |  | XXXXXX | Amortization Term | notePage | 480 | 360 |  |
| 4000111087 |  |  | XXXXXX | Amortization Term | notePage | 360 | 0 |  |
| 4000113213 |  |  | XXXXXX | Amortization Term | notePage | 360 | 0 |  |
| 4000113913 |  |  | XXXXXX | Amortization Term | notePage | 360 | 0 |  |
| 4000114116 |  |  | XXXXXX | Amortization Term | notePage | 360 | 0 |  |
| 4000114223 |  |  | XXXXXX | Amortization Term | notePage | 360 | 240 |  |
| 4000115633 |  |  | XXXXXX | Amortization Term | notePage | 360 | 240 |  |
| 4000115753 |  |  | XXXXXX | Amortization Term | notePage | 180 | 0 |  |
| 4000116184 |  |  | XXXXXX | Amortization Term | notePage | 360 | 240 |  |
| 4000116186 |  |  | XXXXXX | Amortization Term | notePage | 360 | 240 |  |
| 4000116920 |  |  | XXXXXX | Application Date | the1003Page | xxxxxx | xxxxxx | Per source documents |
| 4000108626 |  |  | XXXXXX | Application Date | the1003Page | xxxxxx | xxxxxx | Verified with documents provided. |
| 4000108622 |  |  | XXXXXX | Application Date | the1003Page | xxxxxx | xxxxxx | Verified with documents provided. |
| 4000114961 |  |  | XXXXXX | Application Date | the1003Page | xxxxxx | xxxxxx | Date of credit report; initial signed 1003 not in file |
| 4000105781 |  |  | XXXXXX | Borrower 1 Citizen | the1003Page | Permanent Resident Alien | US Citizen | The audited Borrower's citizenship is Permanent Resident Alien vs the tape data of US Citizen. The loan file contains the loan application and a copy of the borrower's Permanent Resident Alien card. |
| 4000101881 |  |  | XXXXXX | Borrower 1 First Name | notePage | xxxxxx | xxxxxx | Per the Driver's License, the Borrower's First name has been verified. |
| 4000106362 |  |  | XXXXXX | Borrower 1 First Name | notePage | xxxxxx | xxxxxx | Per the Note, the First Name has been verified. |
| 4000109111 |  |  | XXXXXX | Borrower 1 First Name | notePage | xxxxxx | xxxxxx | Per Note, xxxxxx |
| 4000110961 |  |  | XXXXXX | Borrower 1 First Name | notePage | xxxxxx | xxxxxx | The Permanent Resident Card confirms first name to be xxxxxx. |
| 4000108078 |  |  | XXXXXX | Borrower 1 FTHB | the1003Page | false | true | B1 is not a FTHB |
| 4000109768 |  |  | XXXXXX | Borrower 1 FTHB | the1003Page | false | true | Not a first time homebuyer. Tape Data is incorrect. See B1 FTHB on 1003 screen. |
| 4000109913 |  |  | XXXXXX | Borrower 1 FTHB | the1003Page | false | true | Per source documents |
| 4000111473 |  |  | XXXXXX | Borrower 1 FTHB | the1003Page | false | true | Per the Final 1003, B is not a FTHB. |
| 4000105181 |  |  | XXXXXX | Borrower 1 Last Name | notePage | xxxxxx | xxxxxx |  |
| 4000109915 |  |  | XXXXXX | Borrower 1 Last Name | notePage | xxxxxx | xxxxxx | Per the Driver's License, the Last Name has been verified. |
| 4000116186 |  |  | XXXXXX | Borrower 1 Last Name | notePage | xxxxxx | xxxxxx | Per the ID, the last name has been verified. |
| 4000114951 |  |  | XXXXXX | Borrower 1 Last Name | notePage | xxxxxx | xxxxxx | Based on the Note |
| 4000113387 |  |  | XXXXXX | Borrower 1 Marital Status | the1003Page | Married | xxxxxx | Updated marital status per the final 1003. |
| 4000105110 |  |  | XXXXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No |  |
| 4000106362 |  |  | XXXXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Per the Final 1003, the Self Employment has been verified. |
| 4000107442 |  |  | XXXXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No |  |
| 4000111087 |  |  | XXXXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Self employment is marked "Yes" for the borrower in Employment-Income, tape data has "No" |
| 4000111473 |  |  | XXXXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Per the Final 1003, the Borrower self employment has been verified. |
| 4000113213 |  |  | XXXXXX | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Per the Final 1003, the Borrower's Self Employed has been verified. |
| 4000109960 |  |  | XXXXXX | Borrower 1 SSN | the1003Page | xxxxxx | xxxxxx | The audited borrower 1 SSN is xxxxxx vs the tape data xxxxxx as per the final loan application and credit report. |
| 4000107073 |  |  | XXXXXX | Borrower 2 First Name | notePage | xxxxxx | xxxxxx | Miss spelling on tape data |
| 4000111473 |  |  | XXXXXX | Borrower 2 SSN | the1003Page | xxxxxx | xxxxxx | Per the Final 1003, the Social security number has been verified. |
| 4000111951 |  |  | XXXXXX | Borrower 2 SSN | the1003Page | xxxxxx | xxxxxx | Per the Final 1003, B2 social security has been verified. |
| 4000112742 |  |  | XXXXXX | Borrower 2 SSN | the1003Page | xxxxxx | xxxxxx | Verified with final 1003 |
| 4000113920 |  |  | XXXXXX | Borrower 2 SSN | the1003Page | xxxxxx | xxxxxx | Per 1003, Borrower 2 confirmed social is xxxxxx\*\* |
| 4000100616 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 0.799 | 0 | DSCR ratio is correct. |
| 4000101860 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.006 | 0 |  |
| 4000101881 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.334 | 0 | Per the PITIA and Rental income, the Calculated DSCR has been verified. |
| 4000104553 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 0.842 | 0 | Lock confirmation shows the DSCR at .91 |
| 4000105181 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 0.922 | 0 |  |
| 4000105421 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.096 | 0 | Per the PITIA and Rental income, the Calculated DSCR has been verified. |
| 4000105781 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.104 | 0 | The audited DSCR is 1.104 vs the tape data of 0.00%. Per the Lock Confirmation in the loan file, the loan was not approved under No Ratio DSCR. |
| 4000105838 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 0.775 | 0 | Per the PITIA and Rental income, the Calculated DSCR has been verified. |
| 4000106499 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 0.839 | 0 | The calculated DSCR is 0.839 or 0.84 if rounding |
| 4000106618 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 2.436 | 0 |  |
| 4000107073 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 2.087 | 0 | DSCR value not reflected on Ta[e Data. |
| 4000107087 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.049 | 0 | The audited DSCR is 1.049 which does not match the loan tape of 0.00%. Per the final lock confirmation in the loan file, the subject loan was approved with a DSCR of 1.049 and was not approved under No Ratio. |
| 4000107248 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 0.823 | 0 | Per the PITIA and Rental income, the Calculated DSCR has been verified. |
| 4000107514 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.298 | 0 | Per the PITIA and Rental income, the Calculated DSCR has been verified. |
| 4000107515 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.234 | 0 | Per the PITIA and Rental income, the Calculated DSCR has been verified. |
| 4000107649 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.001 | 0 | Per the PITIA and Rental income, the Calculated DSCR has been verified. |
| 4000107957 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.007 | 0 |  |
| 4000107978 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.063 | 0 | unable to verify DSCR due to missing rate lock |
| 4000108214 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.171 | 0 | Lock confirmation is missing to verify the lenders DSCR ratio |
| 4000108292 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 0.835 | 0 | The audited DSCR is 0.835% vs the tape data of 0.00%. The subject loan was not approved under No Ratio DSCR per the Lock Confirmation. |
| 4000108355 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.179 | 0 | The audited DSCR is 1.19 vs the tape data of 0.00%. The loan was not approved under No Ratio DSCR per the 1008. |
| 4000108608 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 0.844 | 0 | Per the PITIA and Rental income, the Calculated DSCR has been verified. |
| 4000108746 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.082 | 0 | Per the PITIA and Rental income, the Calculated DSCR has been verified. |
| 4000108839 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 0.853 | 0 | DSCR ratio is under 1.00 per the Lock confirmation |
| 4000108975 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.131 | 0 | Per the PITIA and Rental income, the Calculated DSCR has been verified. |
| 4000109012 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.026 | 0 | The calculated DSCR is 1.026 or 1.03 if rounding |
| 4000109043 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.157 | 0 | Tape Data does not reflect DSCR score. |
| 4000109111 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 0.518 | 0 | Per calculation |
| 4000109145 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.182 | 0 | Per the PITIA and Rental income, the Calculated DSCR has been verified. |
| 4000109264 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.603 | 0 | The Tape Data does not reflect the DSCR score. |
| 4000109313 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.225 | 0 | DSCR score is not showing on the Tape Data. |
| 4000109333 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.204 | 0 | The audited DSCR is 1.182% vs 0% per the loan tape. The subject loan was not approved under No Ratio DSCR per the final Lock Confirmation in the loan file. |
| 4000109412 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.068 | 0 | DSCR is 1.068 per review of 1007 and Initial Payment Notice. Although DSCR is shown at 0.00 on the tape. The Due Diligence Reviewer's DSCR matches the DSCR calculated by the Underwriter (per page 13 of the loan package). |
| 4000109483 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.052 | 0 | The calculated ratio of 1.052 is not being captured, resulting in a 0 value on the tape |
| 4000109613 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.018 | 0 | Lender DSCR per the rate lock is 1.030, Audit DSCR is 1.018. |
| 4000109618 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.337 | 0 | The calculated DSCR is 1.33 |
| 4000109640 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.084 | 0 | Audited DSCR |
| 4000109680 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.395 | 0 | The calculated DSCR is 1.39 or 1.40 if rounding |
| 4000109819 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.052 | 0 | DSCR calc is correct and matches lenders. |
| 4000109853 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.308 | 0 | The calculated DSCR is 1.308 or 1.31 if rounding |
| 4000109876 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.392 | 0 | The audited DSCR is 1.392% vs the tape data of 0.00%. Per the Lock Confirmation, the subject loan was not approved as No Ratio DSCR. |
| 4000109881 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.065 | 0 | Per the PITIA and Rental income, the Calculated DSCR has been verified. |
| 4000109915 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.053 | 0 | Per the PITIA and Rental income, the Calculated DSCR has been verified. |
| 4000109925 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.322 | 0 | The calculated DSCR is 1.322% vs the tape data of 0.00% as the final lock confirmation did not approve the subject loan using No Ratio DSCR. |
| 4000110139 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 0.883 | 0 | Per the PITIA and Rental income, the Calculated DSCR has been verified. |
| 4000110203 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 0.936 | 0 | Per the PITIA and Rental income, the Calculated DSCR has been verified. |
| 4000110347 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.064 | 0 | The audited DSCR is 1.064% vs the tape data of 0.00. Per the 1008 and lock confirmation, the subject loan was not approved under No Ratio DSCR. |
| 4000110461 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.124 | 0 | Per the PITIA and Rental income, the Calculated DSCR has been verified. |
| 4000110463 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.398 | 0 | Per the PITIA and Rental income, the Calculated DSCR has been verified. |
| 4000110514 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.014 | 0 | Per the PITIA and Rental income, the Calculated DSCR has been verified. |
| 4000110544 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.054 | 0 | Tape data does not show DSCR score. Can find on diligence screen in the DSCR field. |
| 4000110551 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.013 | 0 | The audited DSCR is 1.013 and the tape data is 0.00. Per the loan file approval, the subject loan was not approved to No Ratio DSCR. |
| 4000110720 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 0.827 | 0 | The audited DSCR is 0.825% vs the tape date 0.00. Per the 1008 and Lock Confirmation, the subject loan was not approved to No Ratio DSCR. |
| 4000110831 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 2.072 | 0 | Tape Data does not reflect DSCR Score found on the Dilgence screen in the DSCR score field. |
| 4000110925 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.595 | 0 | The calculated ratio of 1.595 |
| 4000110961 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.345 | 0 | DSCR confirmed by review of the Appraisal and Initial Payment Notice. |
| 4000110995 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.72 | 0 | The calculated ratio of 1.72 is not being captured, resulting in a 0 value on the tape. |
| 4000111151 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 0.454 | 0 | Gross market rents per Appraisal are $xxxxxx (on page 25)/$xxxxxx Subject Property PITIAS (on page 320) =0.45X. Utilizing total rents per appraisal to calculate DSCR. |
| 4000111219 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 0.223 | 0 | The audited DSCR is 0.233% vs the tape date of 0.00%. The subject loan was approved to No Ratio DSCR which is picked up by the tape date. |
| 4000111243 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.221 | 0 | Per the PITIA and Rental income, the Calculated DSCR has been verified. |
| 4000111359 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.226 | 0 | The audited DSCR is 1.191 vs 0.00 and the lock confirmation verifies the subject loan was not approved under No Ratio DSCR. |
| 4000111420 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.005 | 0 | DSCR is 1.00 per lock |
| 4000111524 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.378 | 0 | Per the PITIA and Rental income, the Calculated DSCR has been verified. |
| 4000111531 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.001 | 0 | Per the PITIA and Rental income, the Calculated DSCR has been verified. |
| 4000111645 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.263 | 0 | The audited DSCR is 1.263 vs the tape data of 0.00. The lock confirmation verifies the subject loan was not approved as No Ratio DSCR. |
| 4000111658 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.014 | 0 | The Tape Data is not showing an amount. |
| 4000111747 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.217 | 0 | The calculated DSCR shows 1.22 in the Diligence Final Look Screen. |
| 4000111827 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.008 | 0 | Audited DSCR |
| 4000111949 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.136 | 0 | DSCR on the rate lock is 1.00. DSCR on the 1008 is 1.14. Lender to verify the ratio |
| 4000111951 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.014 | 0 | Per the PITIA and Rental income, the Calculated DSCR has been verified. |
| 4000112070 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.617 | 0 | DSCR calculated using market rent of $XXXXXX/PITIA of XXXXXX = 1.617 |
| 4000112303 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.923 | 0 | DSCR validated by reviewing 1025, Lease Agreement, and Initial Payment Notice. |
| 4000112312 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.382 | 0 | DSCR has been calculated by use of 1007 (page 52) and initial payment notice (page 613). |
| 4000112458 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 0.779 | 0 | Per the PITIA and Rental income, the Calculated DSCR has been verified. |
| 4000112491 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.068 | 0 | The audited DSCR is 1.068 vs the tape data of 0.00. Per the 1008 and lock confirmation, the loan was not approved under No Ratio DSCR. |
| 4000112742 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.05 | 0 | Per 1008, the approved DSCR is 1.11, but the audited DSCR is 1.051 due to a miscalculation of taxes. |
| 4000112828 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 0.7 | 0 | The calculated ratio of 0.70 is not being captured, resulting in a 0 value on the tape. |
| 4000112864 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 0.792 | 0 | The calculated DSCR of 0.792 is not being captured, resulting in a 0 value on the tape. |
| 4000112926 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 0.866 | 0 | DSCR validated via review of AirDNA and Initial Payment Notice. |
| 4000113095 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.005 | 0 | DSCR is 1.00 |
| 4000113137 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 0.558 | 0 | DSCR No Ratio. Should not be any info in the fields. |
| 4000113338 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.392 | 0 | The calculated ratio of 1.392 is not being captured, resulting in a 0 value on the tape. |
| 4000113387 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.36 | 0 | DSCR ratio calculated when rental income and PITI payment entered. |
| 4000113401 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.24 | 0 | Per the PITIA and Rental income, the Calculated DSCR has been verified. |
| 4000113410 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.289 | 0 | Per the PITIA and Rental income, the Calculated DSCR has been verified. |
| 4000113607 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.284 | 0 | Per the PITIA and Rental income, the Calculated DSCR has been verified. |
| 4000113647 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.282 | 0 | Per the PITIA and Rental income, the Calculated DSCR has been verified. |
| 4000113862 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.374 | 0 | DSCR Score is not reflected on the Tape Data. See DSCR score on the Dilegance screen. |
| 4000113920 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.173 | 0 | Audited DSCR |
| 4000113929 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.347 | 0 | Audited DSCR |
| 4000114190 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.068 | 0 | The calculated ratio of 1.068 is not being captured, resulting in a 0 value on the tape. |
| 4000114215 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.05 | 0 | Gross market rents per Appraisal are $xxxxxx(on page 51)/$xxxxxx Subject Property PITIAS (on pages 245, 305, 370, 385-388)=1.05X. The underwriter's DSCR calculation is 1.05x per 1008 on pages 440-441. |
| 4000114223 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 0.929 | 0 | DSCR confirmed via review of Lease Agreement and Initial Payment Notice. |
| 4000114224 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 2.504 | 0 | The calculated ratio of 2.504 is not being captured, resulting in a 0 value on the tape. |
| 4000114505 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.231 | 0 | tape not with lender's calc - no issue |
| 4000114966 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.569 | 0 | Per Onslow Lock, the DCSCR is 1.506. |
| 4000115034 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.796 | 0 | DSCR ration updates when PITI and rental income is entered. |
| 4000115037 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.498 | 0 | Gross market rents per Appraisal are $XXXXXX (on page 29)/$XXXXXX Subject Property PITIAS (on pages 358) =1.50X. |
| 4000115383 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 2.722 | 0 | lender & auditor DSCR is 2.72 ; source of the tape data is unknown. |
| 4000115753 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.127 | 0 | The calculated ratio of 1.127 is not being captured, resulting in a 0 value on the tape. |
| 4000116050 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.345 | 0 | Tape Data is not showing DSCR score as found on the diligence screen. |
| 4000116098 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.014 | 0 | Audited DSCR |
| 4000116184 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.536 | 0 | Market rent (1650)/PITIA (1074.06) = 1.536 |
| 4000116186 |  |  | XXXXXX | Calculated DSCR | diligenceFinalLookPage | 1.348 | 0 | Per the PITIA and Rental income, the Calculated DSCR has been verified. |
| 4000109913 |  |  | XXXXXX | Escrow Waiver in File | disclosuresPage | Yes | No | Per source documents |
| 4000109953 |  |  | XXXXXX | Escrow Waiver in File | disclosuresPage | No | Yes |  |
| 4000110514 |  |  | XXXXXX | Escrow Waiver in File | disclosuresPage | No | Yes | verified |
| 4000110908 |  |  | XXXXXX | Escrow Waiver in File | disclosuresPage | No | Yes |  |
| 4000111708 |  |  | XXXXXX | Escrow Waiver in File | disclosuresPage | No | Yes |  |
| 4000112828 |  |  | XXXXXX | Escrow Waiver in File | disclosuresPage | No | Yes |  |
| 4000113137 |  |  | XXXXXX | Escrow Waiver in File | disclosuresPage | No | Yes |  |
| 4000113338 |  |  | XXXXXX | Escrow Waiver in File | disclosuresPage | No | Yes |  |
| 4000113688 |  |  | XXXXXX | Escrow Waiver in File | disclosuresPage | No | Yes |  |
| 4000110551 |  |  | XXXXXX | Final Qualifying Property Value | propertyValuationPage | xxxxxx | xxxxxx | The audited final qualifying property value is $xxxxxx per the purchase price per the appraisal and the sales contract vs the tape data which is reflecting the appraisal value of $xxxxxx. |
| 4000113403 |  |  | XXXXXX | Final Qualifying Property Value | propertyValuationPage | xxxxxx | xxxxxx | Per guidelines,The lesser of the purchase price or appraised value of the Subject property is used to calculate the LTV |
| 4000114223 |  |  | XXXXXX | Final Qualifying Property Value | propertyValuationPage | xxxxxx | xxxxxx | Property value of $xxxxxx utilized per Exception Approval. |
| 4000105838 |  |  | XXXXXX | Initial Monthly P&I Or IO Payment | notePage | xxxxxx | xxxxxx | Per the Note, the Initial Monthly payment has been verified. |
| 4000108355 |  |  | XXXXXX | Initial Monthly P&I Or IO Payment | notePage | xxxxxx | xxxxxx | The audited initial monthly PI payment is $xxxxxx vs the tape date of $xxxxxx per the Consolidated Note in the loan file. The tape data is capturing the Gap Note payment. |
| 4000108975 |  |  | XXXXXX | Initial Monthly P&I Or IO Payment | notePage | xxxxxx | xxxxxx | Per the Note, the IO payment has been verified. |
| 4000110347 |  |  | XXXXXX | Initial Monthly P&I Or IO Payment | notePage | xxxxxx | xxxxxx | The initial PI or IP payment is $xxxxxx vs the tape data of $xxxxxx per the Note. The lender's guidelines qualify DSCR loans suing the initial IO payment and the tape data is reflecting the fully amortized PI payment. |
| 4000110514 |  |  | XXXXXX | Initial Monthly P&I Or IO Payment | notePage | xxxxxx | xxxxxx | Per the Note, the Payment has been verified. |
| 4000114223 |  |  | XXXXXX | Initial Monthly P&I Or IO Payment | notePage | xxxxxx | xxxxxx | Initial monthly Payment of $xxxxxx is based on the IO payment. Per Note, there is a 10 year IO period. |
| 4000115633 |  |  | XXXXXX | Initial Monthly P&I Or IO Payment | notePage | xxxxxx | xxxxxx | Loan approved using interest only payment |
| 4000116184 |  |  | XXXXXX | Initial Monthly P&I Or IO Payment | notePage | xxxxxx | xxxxxx | Initial term 120 month IO with initial payment $xxxxxx per the note. DSCR = Gross Rental Income / PITIA or DSCR = Gross Rental Income / ITIA for Interest Only loans |
| 4000116186 |  |  | XXXXXX | Initial Monthly P&I Or IO Payment | notePage | xxxxxx | xxxxxx | Verified with Note |
| 4000110347 |  |  | XXXXXX | Interest Only Flag | notePage | Yes | No | The audited Interest Only flag is Yes vs tape data of No as per the Note which confirms the first 120 payments are interest only payments. |
| 4000108355 |  |  | XXXXXX | Loan Amount | notePage | xxxxxx | xxxxxx | The audited Note amount is $xxxxxx per the Consolidated Note in the loan file vs the tape date loan amount of $xxxxxx, which is the Gap Note amount. |
| 4000113862 |  |  | XXXXXX | Loan Purpose | the1003Page | Purchase | Refinance | Tape Data reflects incorrect information. Loan is purchase as shown on the loan Purpose field. |
| 4000114223 |  |  | XXXXXX | Loan Purpose | the1003Page | Refinance | Purchase | Loan purpose is Rate/Term Refinance per Loan Exception Form as well as Lender Rate Lock. |
| 4000113324 |  |  | XXXXXX | Monthly Property Tax Amount | titlePage | xxxxxx | xxxxxx | Per DataTrace Tax Search: Variance due to originator not including xxxxxx Village Tax of $xxxxxx semi-annual in property tax calculation |
| 4000114961 |  |  | XXXXXX | Monthly Property Tax Amount | titlePage | xxxxxx | xxxxxx | Used Tax Search $xxxxxx quarterly |
| 4000107248 |  |  | XXXXXX | Occupancy | the1003Page | Investment | Primary Residence | Per the Rate lock, the Occupancy has been verified. |
| 4000107515 |  |  | XXXXXX | Occupancy | the1003Page | Investment | Primary Residence | Per the Rate Lock, the Occupancy has been verified. |
| 4000109012 |  |  | XXXXXX | Occupancy | the1003Page | Investment | Primary Residence | This is confirmed as an investment property |
| 4000111708 |  |  | XXXXXX | Prepayment Penalty | diligenceFinalLookPage | Yes | false | There is a prepayment penalty feature on this loan product. |
| 4000101860 |  |  | XXXXXX | Primary Appraisal Date | propertyValuationPage | xxxxxx | xxxxxx | confirm appraisal date |
| 4000106507 |  |  | XXXXXX | Primary Appraisal Date | propertyValuationPage | xxxxxx | xxxxxx |  |
| 4000106824 |  |  | XXXXXX | Primary Appraisal Date | propertyValuationPage | xxxxxx | xxxxxx | Tape Data is incorrect. See True Data that is correct. |
| 4000108934 |  |  | XXXXXX | Primary Appraisal Date | propertyValuationPage | xxxxxx | xxxxxx | . |
| 4000109680 |  |  | XXXXXX | Primary Appraisal Date | propertyValuationPage | xxxxxx | xxxxxx | The valuation date is xxxxxx |
| 4000109819 |  |  | XXXXXX | Primary Appraisal Date | propertyValuationPage | xxxxxx | xxxxxx | Appraisal date is correct |
| 4000110347 |  |  | XXXXXX | Primary Appraisal Date | propertyValuationPage | xxxxxx | xxxxxx | The audited primary appraisal date is xxxxxx vs the tape datea xxxxxx as per the appraisal provided in the loan file. |
| 4000110461 |  |  | XXXXXX | Primary Appraisal Date | propertyValuationPage | xxxxxx | xxxxxx | Per the Appraisal, the Date has been verified. |
| 4000110544 |  |  | XXXXXX | Primary Appraisal Date | propertyValuationPage | xxxxxx | xxxxxx | Incorrect date on Tape data. Correct data found on Property screen in Primary appraisal date field. |
| 4000110931 |  |  | XXXXXX | Primary Appraisal Date | propertyValuationPage | xxxxxx | xxxxxx |  |
| 4000112070 |  |  | XXXXXX | Primary Appraisal Date | propertyValuationPage | xxxxxx | xxxxxx |  |
| 4000112088 |  |  | XXXXXX | Primary Appraisal Date | propertyValuationPage | xxxxxx | xxxxxx |  |
| 4000112312 |  |  | XXXXXX | Primary Appraisal Date | propertyValuationPage | xxxxxx | xxxxxx | Most recent appraisal for the Subject Property has an effective date of xxxxxx. |
| 4000113184 |  |  | XXXXXX | Primary Appraisal Date | propertyValuationPage | xxxxxx | xxxxxx | Updated Appraisal date per the Appraisal. |
| 4000113498 |  |  | XXXXXX | Primary Appraisal Date | propertyValuationPage | xxxxxx | xxxxxx | The date is confirmed using the appraisal report. |
| 4000114223 |  |  | XXXXXX | Primary Appraisal Date | propertyValuationPage | xxxxxx | xxxxxx | Effective date of the appraisal is xxxxxx per appraisal. The report was signed on xxxxxx. |
| 4000106507 |  |  | XXXXXX | Primary Appraised Property Value | propertyValuationPage | xxxxxx | xxxxxx |  |
| 4000107198 |  |  | XXXXXX | Primary Appraised Property Value | propertyValuationPage | xxxxxx | xxxxxx | Verified using appraisal. |
| 4000108214 |  |  | XXXXXX | Primary Appraised Property Value | propertyValuationPage | xxxxxx | xxxxxx | Lender to verify the subject property per the appraisal the unit was purchased in xxxxxx for $xxxxxx |
| 4000112070 |  |  | XXXXXX | Primary Appraised Property Value | propertyValuationPage | xxxxxx | xxxxxx |  |
| 4000112312 |  |  | XXXXXX | Primary Appraised Property Value | propertyValuationPage | xxxxxx | xxxxxx | Appraised value as of xxxxxx is $xxxxxx |
| 4000113498 |  |  | XXXXXX | Primary Appraised Property Value | propertyValuationPage | xxxxxx | xxxxxx | The value is confirmed using the appraisal report. |
| 4000114223 |  |  | XXXXXX | Primary Appraised Property Value | propertyValuationPage | xxxxxx | xxxxxx | Property value of $xxxxxx utilized per Exception Approval. |
| 4000113374 |  |  | XXXXXX | Property Address | notePage | xxxxxx | xxxxxx | Per the Note, the Address has been verified. |
| 4000114505 |  |  | XXXXXX | Property Address | notePage | xxxxxx | xxxxxx | formatting |
| 4000115383 |  |  | XXXXXX | Property Address | notePage | xxxxxx | xxxxxx | formatting. |
| 4000108292 |  |  | XXXXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | The audited property type is PUD vs loan tape SFR. Per the appraisal provided in the loan file, the subject property is a detached PUD. |
| 4000109012 |  |  | XXXXXX | Property Type | propertyValuationPage | Single Family Detached | PUD/Condo | This is a single family inside of a PUD |
| 4000109043 |  |  | XXXXXX | Property Type | propertyValuationPage | Single Family Detached | Other | Tape Data is incorrect with Other. |
| 4000109876 |  |  | XXXXXX | Property Type | propertyValuationPage | PUD | Single Family Detached | The audited property type is PUD vs the tape data SFR. Per the appraisal in the loan file, the subject is a PUD. |
| 4000109915 |  |  | XXXXXX | Property Type | propertyValuationPage | Single Family Detached | Other | Per the Appraisal, the Property Type has been verified. |
| 4000110991 |  |  | XXXXXX | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached | Verified per appraisal to be attached. |
| 4000112312 |  |  | XXXXXX | Property Type | propertyValuationPage | Townhouse | Other | The Subject Property's design style is Row Townhouse per Appraisal. The property is zoned as Single Family-Attached. |
| 4000112926 |  |  | XXXXXX | Property Type | propertyValuationPage | Townhouse | Single Family Detached | Subject Property Design Style is Townhouse per Appraisal. Additionally, the Appraisal shows the property to be Semi-Detached/End Unit. |
| 4000113401 |  |  | XXXXXX | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached | Per the Appraisal, the Property Type has been verified. |
| 4000113647 |  |  | XXXXXX | Property Type | propertyValuationPage | Condominium | PUD/Condo | Per the Appraisal, the Property Type has been verified. |
| 4000113862 |  |  | XXXXXX | Property Type | propertyValuationPage | Single Family Detached | 2 Unit | Tape Data is incorrect. Property is Single Family as shown on the Data Field Property Type. |
| 4000115034 |  |  | XXXXXX | Property Type | propertyValuationPage | Single Family Attached | Single Family Detached | Verified with appraisal |
| 4000115037 |  |  | XXXXXX | Property Type | propertyValuationPage | Townhouse | Single Family Detached | Design style is Townhouse per Appraisal. |
| 4000116184 |  |  | XXXXXX | Property Type | propertyValuationPage | Single Family Detached | Other | Subject property Single Family Detached |
| 4000106375 |  |  | XXXXXX | Qualifying CLTV | propertyValuationPage | 66.29 | 66.28 | The audited CLTV is xxxxxx% using the loan amount per the Note $xxxxxx and the appraisal value of $xxxxxx vs the tape date of xxxxxx% CLTV. |
| 4000106618 |  |  | XXXXXX | Qualifying CLTV | propertyValuationPage | 37.13 | 37.12 |  |
| 4000107037 |  |  | XXXXXX | Qualifying CLTV | propertyValuationPage | 55 | 60 | Correct LTV is 55% based on note amount of $xxxxxx and Purchase Price of $xxxxxx. The loan amount on the 1008 is $xxxxxx |
| 4000107248 |  |  | XXXXXX | Qualifying CLTV | propertyValuationPage | 71.78 | 70 |  |
| 4000108288 |  |  | XXXXXX | Qualifying CLTV | propertyValuationPage | 46.72 | 46.73 | Per the Appraisal, the CLTV has been verified. |
| 4000108352 |  |  | XXXXXX | Qualifying CLTV | propertyValuationPage | 22.06 | 22.05 | Per the Appraisal, the CLTV has been verified. |
| 4000108504 |  |  | XXXXXX | Qualifying CLTV | propertyValuationPage | 24.32 | 24.33 | Per the Appraisal, the CLTV has been verified. |
| 4000109145 |  |  | XXXXXX | Qualifying CLTV | propertyValuationPage | 49.54 | 49.53 | Per the Appraisal, the CLTV has been verified. |
| 4000109680 |  |  | XXXXXX | Qualifying CLTV | propertyValuationPage | 50 | 49.05 | Variance is due to rounding, no true discrepancy |
| 4000110139 |  |  | XXXXXX | Qualifying CLTV | propertyValuationPage | 59.08 | 59.07 | Per the Appraisal, the CLTV has been verified. |
| 4000111006 |  |  | XXXXXX | Qualifying CLTV | propertyValuationPage | 66.12 | 66.11 | Per the Appraisal, the CLTV has been verified. |
| 4000111473 |  |  | XXXXXX | Qualifying CLTV | propertyValuationPage | 64.29 | 64.28 | Per the Appraisal, the CLTV has been verified. |
| 4000113101 |  |  | XXXXXX | Qualifying CLTV | propertyValuationPage | 43.55 | 43.54 | Per the Appraisal, the CLTV has been verified. |
| 4000113374 |  |  | XXXXXX | Qualifying CLTV | propertyValuationPage | 77.95 | 75 |  |
| 4000113410 |  |  | XXXXXX | Qualifying CLTV | propertyValuationPage | 50.85 | 50.84 | Per the Appraisal, the CLTV has been verified. |
| 4000114224 |  |  | XXXXXX | Qualifying CLTV | propertyValuationPage | 16.18 | 16.17 | The qualifying CLTV is rounded up to 16.18 |
| 4000099940 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 759 | 734 | FICO per the FINAL 1008 it's 734 , Lock shows 738. The initial 1008 showsxxxxxxx. Credit ran on xxxxxx shows mid FICO score at 759 |
| 4000101881 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 741 | 0 | Per the Credit Report, the Qualifying Fico has been verified. |
| 4000104553 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 769 | 0 | Lock confirmation shows the FICO as 769 |
| 4000104697 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 704 | 0 | FICO found on the credit report page in the FICO field is not showing in the tape data. |
| 4000105110 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 731 | 0 |  |
| 4000106362 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 757 | 0 | Per the Credit Report, the Qualifying Fico has been verified. |
| 4000107087 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 746 | 764 | The audited qualifying FICO score is 746 which does not match the loan tape FICO of 764. The loan file contains a credit report dated xxxxxx with a middle FICO score of 746. The 1008 states 746 in error. |
| 4000108292 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 731 | 0 | The audited FIC is 731 vs tape data of 0 per the credit report in the loan file. |
| 4000108839 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 728 | 0 | Qualifying FICO is 728 per the lock |
| 4000108975 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 720 | 0 | Per the Credit Report, the Qualifying Fico has been verified. |
| 4000109043 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 731 | 0 | Tape Data does not reflect FICO. |
| 4000109232 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 754 | 762 |  |
| 4000109264 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 776 | 0 | The Tape Data does not reflect the FICO on DSCR loans. |
| 4000109876 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 794 | 0 | The audited qualifying FICO is 794 vs the tape data of 0.00% per the credit reports provided in the loan file using the lowest middle score for DSCR loan. |
| 4000109913 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 751 | 763 | Using primary wage earner and both borrowers own the business. |
| 4000109915 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 801 | 0 | Per the Credit Report, the Qualifying Fico has been verified. |
| 4000109925 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 801 | 0 | The qualifying FICO score is 801 vs the tape data of 0.00 as per the credit report dated XXXXXX in the loan file. |
| 4000110033 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 705 | 0 | Qualifying FICO is 705 per the lock & 1008 in file |
| 4000110931 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 790 | 800 | Per the Credit Report, the Qualifying Fico has been verified. |
| 4000110957 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 753 | 780 | Updated credit scores per the credit report. |
| 4000110961 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 808 | 811 | Qualifying FICO score of 808 confirmed via CBR. |
| 4000111087 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 717 | 0 | The Qualifying FICO score is 717 in credit liabilities, tape data has "0" |
| 4000111359 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 742 | 0 | The audited qualifying FICO score is 742 vs 0 as per the credit report provided in the loan file. |
| 4000111524 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 752 | 0 | Per the Credit Report, the Qualifying Fico has been verified. |
| 4000111645 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 761 | 0 | The audited FICO is 761 vs the tape data of 0 as per the credit report in the loan file. |
| 4000111747 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 808 | 0 | The Qualifying FICO score is 808 in the credit liabilities screen. |
| 4000111951 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 755 | 709 |  |
| 4000112312 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 779 | 0 | Qualifying FICO score has been validated by review of CBR. |
| 4000112822 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 797 | 0 | Verified with credit report |
| 4000113213 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 767 | 0 | Per the Credit Report, the Qualifying Fico has been verified. |
| 4000113387 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 782 | 0 | Updated FICO scores per credit report. |
| 4000113401 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 810 | 0 | Per the Credit Report, the Qualifying Fico has been verified. |
| 4000113607 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 828 | 0 | Per the Credit Report, the Qualifying Fico has been verified. |
| 4000113647 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 728 | 0 | Per the Credit Report, the Qualifying Fico has been verified. |
| 4000113862 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 735 | 0 | No data showing on the Tape Data field. Should be the same as the True Data Qualifying FICO field. |
| 4000114190 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 800 | 0 | The Qualifying FICO score is 800 in the credit liabilities screen. |
| 4000114223 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 727 | 0 | Qualifying FICO Score confirmed via review of Credit Report. |
| 4000114505 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 800 | 0 | formatting |
| 4000114966 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 768 | 0 | The audited FICO is 768 per the credit report provided in the loan file. |
| 4000115383 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 790 | 0 | per credit report; source of the tape data is unknown. |
| 4000115753 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 780 | 0 | Per the credit report, the qualifying FICO has been verified. |
| 4000116184 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 731 | 0 | Verified with Lock |
| 4000116186 |  |  | XXXXXX | Qualifying FICO | creditLiabilitiesPage | 731 | 0 | Per the Credit Report, the Qualifying Fico has been verified. |
| 4000106375 |  |  | XXXXXX | Qualifying LTV | propertyValuationPage | 66.29 | 66.28 | The audited LTV is 86.28% using the loan amount per the Note $xxxxxx and the appraisal value of $xxxxxx vs the tape date of 0% LTV. |
| 4000107037 |  |  | XXXXXX | Qualifying LTV | propertyValuationPage | 55 | 60 | Correct LTV is 55% based on note amount of $xxxxxx and Purchase Price of $xxxxxx. The loan amount on the 1008 is $xxxxxx |
| 4000107248 |  |  | XXXXXX | Qualifying LTV | propertyValuationPage | 71.78 | 70 |  |
| 4000108352 |  |  | XXXXXX | Qualifying LTV | propertyValuationPage | 22.06 | 22.05 | Per the Appraisal, the LTV has been verified. |
| 4000109145 |  |  | XXXXXX | Qualifying LTV | propertyValuationPage | 49.54 | 49.53 | Per the Appraisal, the LTV has been verified. |
| 4000109680 |  |  | XXXXXX | Qualifying LTV | propertyValuationPage | 50 | 49.05 | Variance is due to rounding, no true discrepancy |
| 4000110139 |  |  | XXXXXX | Qualifying LTV | propertyValuationPage | 59.08 | 59.07 | Per the Appraisal, the LTV has been verified. |
| 4000111006 |  |  | XXXXXX | Qualifying LTV | propertyValuationPage | 66.12 | 66.11 | Per the Appraisal, the LTV has been verified. |
| 4000111473 |  |  | XXXXXX | Qualifying LTV | propertyValuationPage | 64.29 | 64.28 | Per the Appraisal, the LTV has been verified. |
| 4000113101 |  |  | XXXXXX | Qualifying LTV | propertyValuationPage | 43.55 | 43.54 | Per the Appraisal, the LTV has been verified. |
| 4000113374 |  |  | XXXXXX | Qualifying LTV | propertyValuationPage | 77.95 | 75 |  |
| 4000113410 |  |  | XXXXXX | Qualifying LTV | propertyValuationPage | 50.85 | 50.84 | Per the Appraisal, the LTV has been verified. |
| 4000114224 |  |  | XXXXXX | Qualifying LTV | propertyValuationPage | 16.18 | 16.17 | The qualifying LTV is rounded up to 16.18 |

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