# EDGAR Filing Document

**Accession Number:** 0001883629
**File Stem:** 0001883629-26-000001
**Filing Date:** 2026-2
**Character Count:** 14842
**Document Hash:** 55ee5aa0ea905f56d4275052abbee2f8
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001883629-26-000001.hdr.sgml**: 20260205

**ACCESSION NUMBER**: 0001883629-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260205

**DATE AS OF CHANGE**: 20260204

**EFFECTIVENESS DATE**: 20260205

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Financial Council, LLC
- **CENTRAL INDEX KEY:** 0001883629

**ORGANIZATION NAME:**
- **EIN:** 521935815
- **STATE OF INCORPORATION:** MD
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21398
- **FILM NUMBER:** 26599666

**BUSINESS ADDRESS:**
- **STREET 1:** 100 WEST ROAD
- **STREET 2:** SUITE 504
- **CITY:** TOWSON
- **STATE:** MD
- **ZIP:** 21204
- **BUSINESS PHONE:** 410-821-9200

**MAIL ADDRESS:**
- **STREET 1:** 100 WEST ROAD
- **STREET 2:** SUITE 504
- **CITY:** TOWSON
- **STATE:** MD
- **ZIP:** 21204

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Financial Council Asset Management Inc
- **DATE OF NAME CHANGE:** 20210917

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Financial Council LLC<br>**Address:** 100 WEST ROAD<br>SUITE 504<br>TOWSON, MD 21204

**Form 13F File Number:** 028-21398

**CRD Number (if applicable):** 000110748

**SEC File Number (if applicable):** 801-51360

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Jodi Greenlund<br>**Title:** COO<br>**Phone:** 410-821-9200

**Signature, Place, and Date of Signing:**

/s/Jodi Greenlund  Towson, MD  02-04-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 101

**Form 13F Information Table Value Total:** $250508895

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 | BBG001S5T7X2 | 210692 | 1316 | SH |  | SOLE |  | 0 | 0 | 1316 |
| ABBOTT LABS | COM | 002824100 | BBG001S5N9M6 | 860868 | 6871 | SH |  | SOLE |  | 0 | 0 | 6871 |
| ABBVIE INC | COM | 00287Y109 | BBG0025Y4RZ3 | 1370026 | 5996 | SH |  | SOLE |  | 0 | 0 | 5996 |
| ADOBE INC | COM | 00724F101 | BBG001S5NCQ5 | 231693 | 662 | SH |  | SOLE |  | 0 | 0 | 662 |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JY5 | 1815452 | 5800 | SH |  | SOLE |  | 0 | 0 | 5800 |
| ALPHABET INC | CAP STK CL C | 02079K107 | BBG009S3NB21 | 2105561 | 6710 | SH |  | SOLE |  | 0 | 0 | 6710 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 1659134 | 7188 | SH |  | SOLE |  | 0 | 0 | 7188 |
| AMERICAN EXPRESS CO | COM | 025816109 | BBG001S5P034 | 309997 | 838 | SH |  | SOLE |  | 0 | 0 | 838 |
| AMGEN INC | COM | 031162100 | BBG001S5NNL6 | 227480 | 695 | SH |  | SOLE |  | 0 | 0 | 695 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 12891600 | 47420 | SH |  | SOLE |  | 0 | 0 | 47420 |
| APPLIED MATLS INC | COM | 038222105 | BBG001S5NMM7 | 484683 | 1886 | SH |  | SOLE |  | 0 | 0 | 1886 |
| BANK AMERICA CORP | COM | 060505104 | BBG001S5P0Y0 | 590053 | 10728 | SH |  | SOLE |  | 0 | 0 | 10728 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | BBG001S90346 | 639371 | 1272 | SH |  | SOLE |  | 0 | 0 | 1272 |
| BLACKROCK INC | COM | 09290D101 | BBG01PSW2WR0 | 247249 | 231 | SH |  | SOLE |  | 0 | 0 | 231 |
| BROADCOM INC | COM | 11135F101 | BBG00KHY5SY8 | 643746 | 1860 | SH |  | SOLE |  | 0 | 0 | 1860 |
| CAPITAL GROUP DIVIDEND GROWE | SHS ETF | 14021L109 | BBG01J9W2L17 | 506694 | 14217 | SH |  | SOLE |  | 0 | 0 | 14217 |
| CAPITAL GROUP DIVIDEND VALUE | SHS CREATION UNI | 14020W106 | BBG015H8BXT5 | 2486298 | 56973 | SH |  | SOLE |  | 0 | 0 | 56973 |
| CAPITAL GROUP GBL GROWTH EQT | SHS CREATION UNI | 14020X104 | BBG015DN3GR4 | 51399395 | 1483388 | SH |  | SOLE |  | 0 | 0 | 1483388 |
| CAPITAL GROUP GLOBAL EQUITY | SHS | 14020R107 | BBG01N7SMMC3 | 230013 | 7272 | SH |  | SOLE |  | 0 | 0 | 7272 |
| CAPITAL GROUP GROWTH ETF | SHS CREATION UNI | 14020G101 | BBG015DMY5P8 | 20429801 | 459406 | SH |  | SOLE |  | 0 | 0 | 459406 |
| CAPITAL GROUP INTERNATIONAL | SHS | 14021T102 | BBG01N7S4291 | 505668 | 15559 | SH |  | SOLE |  | 0 | 0 | 15559 |
| CAPITAL GRP FIXED INCM ETF T | MUNICIPAL INCOME | 14020Y201 | BBG019XRCM29 | 2294608 | 83806 | SH |  | SOLE |  | 0 | 0 | 83806 |
| CATERPILLAR INC | COM | 149123101 | BBG001S5PJ06 | 486940 | 850 | SH |  | SOLE |  | 0 | 0 | 850 |
| CINTAS CORP | COM | 172908105 | BBG001S7CRG1 | 246748 | 1312 | SH |  | SOLE |  | 0 | 0 | 1312 |
| CISCO SYS INC | COM | 17275R102 | BBG001S6HC62 | 480359 | 6236 | SH |  | SOLE |  | 0 | 0 | 6236 |
| COCA COLA CO | COM | 191216100 | BBG001S5SMQ8 | 1703078 | 24361 | SH |  | SOLE |  | 0 | 0 | 24361 |
| COLGATE PALMOLIVE CO | COM | 194162103 | BBG001S5PVM5 | 244093 | 3089 | SH |  | SOLE |  | 0 | 0 | 3089 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 | BBG014KFRPJ9 | 653196 | 1849 | SH |  | SOLE |  | 0 | 0 | 1849 |
| COSTCO WHSL CORP NEW | COM | 22160K105 | BBG001S9KRQ7 | 312167 | 362 | SH |  | SOLE |  | 0 | 0 | 362 |
| CSX CORP | COM | 126408103 | BBG001S5Q7Q3 | 391287 | 10794 | SH |  | SOLE |  | 0 | 0 | 10794 |
| DANAHER CORPORATION | COM | 235851102 | BBG001S5QGT0 | 202594 | 885 | SH |  | SOLE |  | 0 | 0 | 885 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 | BBG011DXY6D4 | 6351028 | 160420 | SH |  | SOLE |  | 0 | 0 | 160420 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 | BBG011DXXNJ2 | 3588864 | 48387 | SH |  | SOLE |  | 0 | 0 | 48387 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 | BBG0177CTQC7 | 1145415 | 24585 | SH |  | SOLE |  | 0 | 0 | 24585 |
| DISNEY WALT CO | COM | 254687106 | BBG001S5QHF3 | 240382 | 2113 | SH |  | SOLE |  | 0 | 0 | 2113 |
| EATON CORP PLC | SHS | G29183103 | BBG001S5QZ45 | 235328 | 739 | SH |  | SOLE |  | 0 | 0 | 739 |
| ELI LILLY  CO | COM | 532457108 | BBG001S5STL8 | 1356246 | 1262 | SH |  | SOLE |  | 0 | 0 | 1262 |
| EMPIRE ST RLTY TR INC | CL A | 292104106 | BBG002N8HMX9 | 78273 | 12005 | SH |  | SOLE |  | 0 | 0 | 12005 |
| EXELON CORP | COM | 30161N101 | BBG001SBJMT2 | 241881 | 5549 | SH |  | SOLE |  | 0 | 0 | 5549 |
| EXXON MOBIL CORP | COM | 30231G102 | BBG001S69V32 | 2223161 | 18474 | SH |  | SOLE |  | 0 | 0 | 18474 |
| FIDELITY COVINGTON TRUST | MSCI INFO TECH I | 316092808 | BBG005FHWBL1 | 232758 | 1036 | SH |  | SOLE |  | 0 | 0 | 1036 |
| GE AEROSPACE | COM NEW | 369604301 | BBG001S5PVD5 | 568931 | 1847 | SH |  | SOLE |  | 0 | 0 | 1847 |
| GE VERNOVA INC | COM | 36828A101 | BBG013G17W77 | 294760 | 451 | SH |  | SOLE |  | 0 | 0 | 451 |
| HOME DEPOT INC | COM | 437076102 | BBG001S5RTW7 | 349262 | 1015 | SH |  | SOLE |  | 0 | 0 | 1015 |
| HONEYWELL INTL INC | COM | 438516106 | BBG001S5X1N1 | 202113 | 1036 | SH |  | SOLE |  | 0 | 0 | 1036 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 | BBG001S5S399 | 255037 | 861 | SH |  | SOLE |  | 0 | 0 | 861 |
| INVESCO EXCH TRADED FD TR II | PFD ETF | 46138E511 | BBG001T0NSB6 | 117780 | 10479 | SH |  | SOLE |  | 0 | 0 | 10479 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 | BBG003HC3DG9 | 7165395 | 106596 | SH |  | SOLE |  | 0 | 0 | 106596 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 | BBG003H6TMV7 | 861043 | 10173 | SH |  | SOLE |  | 0 | 0 | 10173 |
| ISHARES TR | CORE S MCP ETF | 464287507 | BBG001SFC7V0 | 7172626 | 108676 | SH |  | SOLE |  | 0 | 0 | 108676 |
| ISHARES TR | CORE S SCP ETF | 464287804 | BBG001SFC7W9 | 549102 | 4569 | SH |  | SOLE |  | 0 | 0 | 4569 |
| ISHARES TR | CORE S US GWT | 464287671 | BBG001SFQL99 | 14436352 | 85961 | SH |  | SOLE |  | 0 | 0 | 85961 |
| ISHARES TR | CORE S US VLU | 464287663 | BBG001SFQL80 | 9276384 | 90466 | SH |  | SOLE |  | 0 | 0 | 90466 |
| ISHARES TR | CORE S ETF | 464287200 | BBG001SFB7R6 | 5608657 | 8189 | SH |  | SOLE |  | 0 | 0 | 8189 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 | BBG00D7BBRS7 | 237622 | 2499 | SH |  | SOLE |  | 0 | 0 | 2499 |
| ISHARES TR | ESG SELECT SCRE | 46436E569 | BBG00XDJC7F6 | 1482650 | 28134 | SH |  | SOLE |  | 0 | 0 | 28134 |
| ISHARES TR | ESG SELECT SCRE | 46436E551 | BBG00XDJF7W4 | 230656 | 5166 | SH |  | SOLE |  | 0 | 0 | 5166 |
| ISHARES TR | GLOBAL 100 ETF | 464287572 | BBG001SGL748 | 394712 | 3116 | SH |  | SOLE |  | 0 | 0 | 3116 |
| ISHARES TR | MSCI ACWI ETF | 464288257 | BBG001S56QV7 | 4910877 | 34708 | SH |  | SOLE |  | 0 | 0 | 34708 |
| ISHARES TR | MSCI ACWI EX US | 464288240 | BBG001S56R18 | 14146246 | 210729 | SH |  | SOLE |  | 0 | 0 | 210729 |
| ISHARES TR | RUS TP200 GR ETF | 464289438 | BBG001T5LBR7 | 256446 | 926 | SH |  | SOLE |  | 0 | 0 | 926 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 | BBG001SFC7Z6 | 5671258 | 14660 | SH |  | SOLE |  | 0 | 0 | 14660 |
| JOHNSON  JOHNSON | COM | 478160104 | BBG001S5SHQ9 | 416207 | 2011 | SH |  | SOLE |  | 0 | 0 | 2011 |
| JPMORGAN CHASE  CO. | COM | 46625H100 | BBG001S8CRC3 | 1790254 | 5556 | SH |  | SOLE |  | 0 | 0 | 5556 |
| LEIDOS HOLDINGS INC | COM | 525327102 | BBG001SKW6M9 | 389484 | 2159 | SH |  | SOLE |  | 0 | 0 | 2159 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 | BBG001SKNNS6 | 484677 | 849 | SH |  | SOLE |  | 0 | 0 | 849 |
| MCDONALDS CORP | COM | 580135101 | BBG001S5T110 | 213941 | 700 | SH |  | SOLE |  | 0 | 0 | 700 |
| MERCK  CO INC | COM | 58933Y105 | BBG001S5TC52 | 420144 | 3991 | SH |  | SOLE |  | 0 | 0 | 3991 |
| META PLATFORMS INC | CL A | 30303M102 | BBG001SQCQC5 | 1020499 | 1546 | SH |  | SOLE |  | 0 | 0 | 1546 |
| MICRON TECHNOLOGY INC | COM | 595112103 | BBG001S6P675 | 345632 | 1211 | SH |  | SOLE |  | 0 | 0 | 1211 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 5180874 | 10713 | SH |  | SOLE |  | 0 | 0 | 10713 |
| MORGAN STANLEY | COM NEW | 617446448 | BBG001S9V5Z3 | 273929 | 1543 | SH |  | SOLE |  | 0 | 0 | 1543 |
| NETFLIX INC | COM | 64110L106 | BBG001SF6L46 | 396605 | 4230 | SH |  | SOLE |  | 0 | 0 | 4230 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG001S5TZJ6 | 3747790 | 20095 | SH |  | SOLE |  | 0 | 0 | 20095 |
| ORACLE CORP | COM | 68389X105 | BBG001S5SJG6 | 506766 | 2600 | SH |  | SOLE |  | 0 | 0 | 2600 |
| PEPSICO INC | COM | 713448108 | BBG001S695T1 | 485959 | 3386 | SH |  | SOLE |  | 0 | 0 | 3386 |
| PNC FINL SVCS GROUP INC | COM | 693475105 | BBG001S5V947 | 268427 | 1286 | SH |  | SOLE |  | 0 | 0 | 1286 |
| PROCTER AND GAMBLE CO | COM | 742718109 | BBG001S5V4L9 | 1863968 | 13007 | SH |  | SOLE |  | 0 | 0 | 13007 |
| QUALCOMM INC | COM | 747525103 | BBG001S6VS70 | 215694 | 1261 | SH |  | SOLE |  | 0 | 0 | 1261 |
| RTX CORPORATION | COM | 75513E101 | BBG001S5X5Q9 | 350539 | 1911 | SH |  | SOLE |  | 0 | 0 | 1911 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 | BBG001S7TCZ5 | 499000 | 3466 | SH |  | SOLE |  | 0 | 0 | 3466 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 | BBG001S72SM3 | 1803815 | 2645 | SH |  | SOLE |  | 0 | 0 | 2645 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 | BBG001S63NQ1 | 352919 | 585 | SH |  | SOLE |  | 0 | 0 | 585 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 | BBG001SD7RB9 | 8759430 | 82094 | SH |  | SOLE |  | 0 | 0 | 82094 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 | BBG001SG4284 | 12851899 | 226226 | SH |  | SOLE |  | 0 | 0 | 226226 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A870 | BBG001SQDKG3 | 244835 | 2008 | SH |  | SOLE |  | 0 | 0 | 2008 |
| STARBUCKS CORP | COM | 855244109 | BBG001S72KH6 | 607154 | 7210 | SH |  | SOLE |  | 0 | 0 | 7210 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 | BBG001S5WWW4 | 210900 | 694 | SH |  | SOLE |  | 0 | 0 | 694 |
| TEXAS INSTRS INC | COM | 882508104 | BBG001S5WYZ7 | 204545 | 1179 | SH |  | SOLE |  | 0 | 0 | 1179 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 | BBG001S5WS08 | 342455 | 591 | SH |  | SOLE |  | 0 | 0 | 591 |
| TRAVELERS COMPANIES INC | COM | 89417E109 | BBG001S5R103 | 288320 | 994 | SH |  | SOLE |  | 0 | 0 | 994 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 | BBG001S6WCJ1 | 270690 | 820 | SH |  | SOLE |  | 0 | 0 | 820 |
| VANGUARD ADMIRAL FDS INC | SMLLCP 600 IDX | 921932828 | BBG001TC6MR5 | 686620 | 6188 | SH |  | SOLE |  | 0 | 0 | 6188 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 | BBG001SHTTS4 | 224903 | 461 | SH |  | SOLE |  | 0 | 0 | 461 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 | BBG001TC6MC1 | 3230974 | 5152 | SH |  | SOLE |  | 0 | 0 | 5152 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | BBG001SHTB03 | 1806212 | 5387 | SH |  | SOLE |  | 0 | 0 | 5387 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 | BBG001T62M92 | 269750 | 4501 | SH |  | SOLE |  | 0 | 0 | 4501 |
| VANGUARD WORLD FD | ESG INTL STK ETF | 921910725 | BBG00M0P2VR5 | 1246012 | 17398 | SH |  | SOLE |  | 0 | 0 | 17398 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 | BBG001SHTTR5 | 771871 | 1024 | SH |  | SOLE |  | 0 | 0 | 1024 |
| VISA INC | COM CL A | 92826C839 | BBG001SRCFY3 | 472406 | 1347 | SH |  | SOLE |  | 0 | 0 | 1347 |
| WALMART INC | COM | 931142103 | BBG001S5XH92 | 251007 | 2253 | SH |  | SOLE |  | 0 | 0 | 2253 |

---