# EDGAR Filing Document

**Accession Number:** 0001587987
**File Stem:** 0001209191-23-006503
**Filing Date:** 2023-2
**Character Count:** 7359
**Document Hash:** 1d0bb969c1317cae78a60c6d199bda16
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001209191-23-006503.hdr.sgml**: 20230203

**ACCESSION NUMBER**: 0001209191-23-006503

**CONFORMED SUBMISSION TYPE**: 5

**PUBLIC DOCUMENT COUNT**: 1

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230203

**DATE AS OF CHANGE**: 20230203

**REPORTING-OWNER**: 

**OWNER DATA:**
- **COMPANY CONFORMED NAME:** Zink Gregory L
- **CENTRAL INDEX KEY:** 0001702555

**FILING VALUES:**
- **FORM TYPE:** 5
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-36742
- **FILM NUMBER:** 23584272

**MAIL ADDRESS:**
- **STREET 1:** 1981 MARCUS AVENUE
- **STREET 2:** SUITE 130
- **CITY:** LAKE SUCCESS
- **STATE:** NY
- **ZIP:** 11042

**FORMER NAME:**
- **FORMER CONFORMED NAME:** Zink Gregory Razon
- **DATE OF NAME CHANGE:** 20170330
**ISSUER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** NewtekOne, Inc.
- **CENTRAL INDEX KEY:** 0001587987
- **STANDARD INDUSTRIAL CLASSIFICATION:** NATIONAL COMMERCIAL BANKS [6021]
- **IRS NUMBER:** 463755188
- **STATE OF INCORPORATION:** MD
- **FISCAL YEAR END:** 1231

**BUSINESS ADDRESS:**
- **STREET 1:** 4800 T REX AVENUE
- **STREET 2:** SUITE 120
- **CITY:** BOCA RATON
- **STATE:** FL
- **ZIP:** 33431
- **BUSINESS PHONE:** 212-356-9500

**MAIL ADDRESS:**
- **STREET 1:** 4800 T REX AVENUE
- **STREET 2:** SUITE 120
- **CITY:** BOCA RATON
- **STATE:** FL
- **ZIP:** 33431

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Newtek Business Services Corp.
- **DATE OF NAME CHANGE:** 20130930

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## FORM 5

### STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

[ ] Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

[ ] Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

---

| | | |
|:---|:---|:---|
| **1. Name and Address of Reporting Person**<sup>*</sup><br>Zink Gregory L<br><sub>(Last) (First) (Middle)</sub><br>4800 T-REX AVENUE<br>SUITE 120<br><sub>(Street)</sub><br>BOCA RATON, FL 33431<br><sub>(City) (State) (Zip)</sub> | **3. Date of Earliest Transaction (Month/Day/Year)**<br>2022-12-31 | **5. Relationship of Reporting Person(s) to Issuer**<br>(Check all applicable)<br>[X] Director [ ] 10% Owner<br>[ ] Officer (give title below) [ ] Other (specify below)<br>_ _ |
| **2. Issuer Name and Ticker or Trading Symbol**<br>NewtekOne, Inc. [ NEWT ] | **4. If Amendment, Date of Original Filed (Month/Day/Year)**<br>  | **6. Individual or Joint/Group Filing (Check Applicable Line)**<br>[X] Form filed by One Reporting Person<br>[ ] Form filed by More than One Reporting Person |

---

## Table I - Non-Derivative Securities

---

|  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1. Title of Security | 2. Transaction Date | 2A. Deemed Execution Date | 3. Transaction Code (V) | 3. Transaction Code (V) | 4. Securities Acquired (A) or Disposed of (D) | 4. Securities Acquired (A) or Disposed of (D) | 4. Securities Acquired (A) or Disposed of (D) | 5. Amount of Securities Beneficially Owned | 6. Ownership Form | 7. Nature of Indirect Beneficial Ownership |
| 1. Title of Security | 2. Transaction Date | 2A. Deemed Execution Date | Code | V | Amount | (A) or (D) | Price | 5. Amount of Securities Beneficially Owned | 6. Ownership Form | 7. Nature of Indirect Beneficial Ownership |
| Common stock | 2022-01-04 |  | P<sup>(1)</sup> |  | 574 | A | $26.02 | 20021<sup>(2)</sup> | D |  |
| Common stock | 2022-03-30 |  | P<sup>(1)</sup> |  | 379 | A | $25.36 | 20021<sup>(2)</sup> | D |  |
| Common stock | 2022-03-31 |  | P<sup>(1)</sup> |  | 15 | A | $26.70 | 20021<sup>(2)</sup> | D |  |
| Common stock | 2022-06-29 |  | P<sup>(1)</sup> |  | 633 | A | $17.98 | 20021<sup>(2)</sup> | D |  |
| Common stock | 2022-09-29 |  | P<sup>(1)</sup> |  | 663 | A | $15.50 | 20021<sup>(2)</sup> | D |  |
| Common stock | 2022-09-30 |  | P<sup>(1)</sup> |  | 80 | A | $16.32 | 20021<sup>(2)</sup> | D |  |
| Common stock | 2022-12-29 |  | P<sup>(1)</sup> |  | 747 | A | $15.44 | 20021<sup>(2)</sup> | D |  |
| Common stock | 2022-12-30 |  | P<sup>(1)</sup> |  | 90 | A | $16.25 | 20021<sup>(2)</sup> | D |  |
| Common stock | 2022-01-04 |  | P<sup>(1)</sup> |  | 11 | A | $26.02 | 329 | I | By Spouse, as Co-Trustee for Carmen Zink Trust |
| Common stock | 2022-03-30 |  | P<sup>(1)</sup> |  | 7 | A | $25.36 | 329 | I | By Spouse, as Co-Trustee for Carmen Zink Trust |
| Common stock | 2022-06-29 |  | P<sup>(1)</sup> |  | 12 | A | $17.98 | 329 | I | By Spouse, as Co-Trustee for Carmen Zink Trust |
| Common stock | 2022-09-29 |  | P<sup>(1)</sup> |  | 13 | A | $15.50 | 329 | I | By Spouse, as Co-Trustee for Carmen Zink Trust |
| Common stock | 2022-12-29 |  | P<sup>(1)</sup> |  | 14 | A | $15.44 | 329 | I | By Spouse, as Co-Trustee for Carmen Zink Trust |
| Common Stock | 2022-07-19 |  | J<sup>(2)</sup> |  | 652 | A | $0.00 | 3623 | I | As Co-Trustee for Gregory L Zink Trust |

---

## Table II - Derivative Securities

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| 1. Title of Derivative Security | 2. Conversion or Exercise Price | 3. Transaction Date | 3A. Deemed Execution Date | 4. Transaction Code (V) | 4. Transaction Code (V) | 5. Number of Derivative Securities Acquired (A) or Disposed of (D) | 5. Number of Derivative Securities Acquired (A) or Disposed of (D) | 6. Date Exercisable and Expiration Date | 6. Date Exercisable and Expiration Date | 7. Title and Amount of Underlying Securities | 7. Title and Amount of Underlying Securities | 8. Price of Derivative Security | 9. Number of Derivative Securities Beneficially Owned | 10. Ownership Form | 11. Nature of Indirect Beneficial Ownership |
| 1. Title of Derivative Security | 2. Conversion or Exercise Price | 3. Transaction Date | 3A. Deemed Execution Date | Code | V | (A) | (D) | Date Exercisable | Expiration Date | Title | Amount or Number of Shares | 8. Price of Derivative Security | 9. Number of Derivative Securities Beneficially Owned | 10. Ownership Form | 11. Nature of Indirect Beneficial Ownership |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

### Footnotes:

(1) Shares received by Reporting Person pursuant to regular quarterly dividend declared by Issuer

(2) Reflects shares transferred from direct ownership to indirect ownership in 2022.

**Signature:** Gregory Zink  
**Date:** 2023-02-03

### Remarks:

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).

** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.

**Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.**