# EDGAR Filing Document

**Accession Number:** 0001639695
**File Stem:** 0002085853-26-000243
**Filing Date:** 2026-2
**Character Count:** 15453
**Document Hash:** efd95fe73d70ae3a28a9f25b4b52d63c
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002085853-26-000243.hdr.sgml**: 20260211

**ACCESSION NUMBER**: 0002085853-26-000243

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260211

**DATE AS OF CHANGE**: 20260210

**EFFECTIVENESS DATE**: 20260211

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** TruNorth Capital Management, LLC
- **CENTRAL INDEX KEY:** 0001639695

**ORGANIZATION NAME:**
- **EIN:** 461100820
- **STATE OF INCORPORATION:** MI
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24202
- **FILM NUMBER:** 26617809

**BUSINESS ADDRESS:**
- **STREET 1:** 1090 NORTH 10TH STREET
- **STREET 2:** SUITE 210
- **CITY:** KALAMAZOO
- **STATE:** MI
- **ZIP:** 49009
- **BUSINESS PHONE:** 269-331-2088

**MAIL ADDRESS:**
- **STREET 1:** 1090 NORTH 10TH STREET
- **STREET 2:** SUITE 210
- **CITY:** KALAMAZOO
- **STATE:** MI
- **ZIP:** 49009

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** TruNorth Capital Management LLC<br>**Address:** 1090 NORTH 10TH STREET<br>SUITE 210<br>KALAMAZOO, MI 49009

**Form 13F File Number:** 028-24202

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Kevin Miller<br>**Title:** Chief Compliance Officer<br>**Phone:** 269-369-0227

**Signature, Place, and Date of Signing:**

/s/ Kevin Miller  Kalmazoo, MI  02-10-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 118

**Form 13F Information Table Value Total:** $526877123

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 543383 | 4337 | SH |  | SOLE |  | 0 | 0 | 4337 |
| ABBVIE INC | COM | 00287Y109 |  | 408540 | 1788 | SH |  | SOLE |  | 0 | 0 | 1788 |
| ALLEGION PLC | ORD SHS | G0176J109 |  | 326560 | 2051 | SH |  | SOLE |  | 0 | 0 | 2051 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1657648 | 5296 | SH |  | SOLE |  | 0 | 0 | 5296 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 717347 | 2286 | SH |  | SOLE |  | 0 | 0 | 2286 |
| AMAZON COM INC | COM | 023135106 |  | 1409387 | 6106 | SH |  | SOLE |  | 0 | 0 | 6106 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 |  | 264056 | 2810 | SH |  | SOLE |  | 0 | 0 | 2810 |
| APPLE INC | COM | 037833100 |  | 4221057 | 15527 | SH |  | SOLE |  | 0 | 0 | 15527 |
| APPLIED MATLS INC | COM | 038222105 |  | 642475 | 2500 | SH |  | SOLE |  | 0 | 0 | 2500 |
| BENTLEY SYS INC | COM CL B | 08265T208 |  | 246889 | 6469 | SH |  | SOLE |  | 0 | 0 | 6469 |
| BERKLEY W R CORP | COM | 084423102 |  | 367429 | 5240 | SH |  | SOLE |  | 0 | 0 | 5240 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 344315 | 685 | SH |  | SOLE |  | 0 | 0 | 685 |
| BROADCOM INC | COM | 11135F101 |  | 717465 | 2073 | SH |  | SOLE |  | 0 | 0 | 2073 |
| CHEVRON CORP NEW | COM | 166764100 |  | 315336 | 2069 | SH |  | SOLE |  | 0 | 0 | 2069 |
| CISCO SYS INC | COM | 17275R102 |  | 231475 | 3005 | SH |  | SOLE |  | 0 | 0 | 3005 |
| COOPER COS INC | COM | 216648501 |  | 265386 | 3238 | SH |  | SOLE |  | 0 | 0 | 3238 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 228520 | 265 | SH |  | SOLE |  | 0 | 0 | 265 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 1223055 | 37368 | SH |  | SOLE |  | 0 | 0 | 37368 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 758623 | 10228 | SH |  | SOLE |  | 0 | 0 | 10228 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 1129067 | 28519 | SH |  | SOLE |  | 0 | 0 | 28519 |
| DIMENSIONAL ETF TRUST | GLOBAL CORE PLUS | 25434V583 |  | 14620582 | 270401 | SH |  | SOLE |  | 0 | 0 | 270401 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 4170292 | 83573 | SH |  | SOLE |  | 0 | 0 | 83573 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 4022695 | 57739 | SH |  | SOLE |  | 0 | 0 | 57739 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 25897744 | 608500 | SH |  | SOLE |  | 0 | 0 | 608500 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 2494250 | 41892 | SH |  | SOLE |  | 0 | 0 | 41892 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 7618232 | 163516 | SH |  | SOLE |  | 0 | 0 | 163516 |
| EATON CORP PLC | SHS | G29183103 |  | 397500 | 1248 | SH |  | SOLE |  | 0 | 0 | 1248 |
| ECOLAB INC | COM | 278865100 |  | 225505 | 859 | SH |  | SOLE |  | 0 | 0 | 859 |
| ELI LILLY  CO | COM | 532457108 |  | 671675 | 625 | SH |  | SOLE |  | 0 | 0 | 625 |
| EQUIFAX INC | COM | 294429105 |  | 232603 | 1072 | SH |  | SOLE |  | 0 | 0 | 1072 |
| GSK PLC | SPONSORED ADR | 37733W204 |  | 210333 | 4289 | SH |  | SOLE |  | 0 | 0 | 4289 |
| HENRY JACK  ASSOC INC | COM | 426281101 |  | 240144 | 1316 | SH |  | SOLE |  | 0 | 0 | 1316 |
| INTERACTIVE BROKERS GROUP IN | COM CL A | 45841N107 |  | 447855 | 6964 | SH |  | SOLE |  | 0 | 0 | 6964 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 546919 | 1846 | SH |  | SOLE |  | 0 | 0 | 1846 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 228340 | 1192 | SH |  | SOLE |  | 0 | 0 | 1192 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 366129 | 596 | SH |  | SOLE |  | 0 | 0 | 596 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 917015 | 13642 | SH |  | SOLE |  | 0 | 0 | 13642 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 1131740 | 11331 | SH |  | SOLE |  | 0 | 0 | 11331 |
| ISHARES TR | ESG OPTIMIZED | 464288802 |  | 687601 | 4935 | SH |  | SOLE |  | 0 | 0 | 4935 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 1074469 | 10070 | SH |  | SOLE |  | 0 | 0 | 10070 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 484989 | 6015 | SH |  | SOLE |  | 0 | 0 | 6015 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 2248204 | 18487 | SH |  | SOLE |  | 0 | 0 | 18487 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 6759598 | 75560 | SH |  | SOLE |  | 0 | 0 | 75560 |
| ISHARES TR | CORE S ETF | 464287200 |  | 1500129 | 2190 | SH |  | SOLE |  | 0 | 0 | 2190 |
| ISHARES TR | ESG MSCI KLD 400 | 464288570 |  | 431407 | 3349 | SH |  | SOLE |  | 0 | 0 | 3349 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 1101369 | 2327 | SH |  | SOLE |  | 0 | 0 | 2327 |
| ISHARES TR | LOW CARBON OPTIM | 46434V464 |  | 299754 | 1300 | SH |  | SOLE |  | 0 | 0 | 1300 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 4280008 | 39959 | SH |  | SOLE |  | 0 | 0 | 39959 |
| ISHARES TR | ISHARES SEMICDTR | 464287523 |  | 314401 | 1044 | SH |  | SOLE |  | 0 | 0 | 1044 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 22166803 | 149081 | SH |  | SOLE |  | 0 | 0 | 149081 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 608373 | 3063 | SH |  | SOLE |  | 0 | 0 | 3063 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 280869 | 1141 | SH |  | SOLE |  | 0 | 0 | 1141 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 2555041 | 21260 | SH |  | SOLE |  | 0 | 0 | 21260 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 745769 | 7766 | SH |  | SOLE |  | 0 | 0 | 7766 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 287247 | 1388 | SH |  | SOLE |  | 0 | 0 | 1388 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 1092970 | 3392 | SH |  | SOLE |  | 0 | 0 | 3392 |
| LENNOX INTL INC | COM | 526107107 |  | 221424 | 456 | SH |  | SOLE |  | 0 | 0 | 456 |
| LPL FINL HLDGS INC | COM | 50212V100 |  | 396102 | 1109 | SH |  | SOLE |  | 0 | 0 | 1109 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 295716 | 518 | SH |  | SOLE |  | 0 | 0 | 518 |
| MCDONALDS CORP | COM | 580135101 |  | 567861 | 1858 | SH |  | SOLE |  | 0 | 0 | 1858 |
| META PLATFORMS INC | CL A | 30303M102 |  | 662730 | 1004 | SH |  | SOLE |  | 0 | 0 | 1004 |
| MICROSOFT CORP | COM | 594918104 |  | 3683295 | 7616 | SH |  | SOLE |  | 0 | 0 | 7616 |
| NORDSON CORP | COM | 655663102 |  | 257020 | 1069 | SH |  | SOLE |  | 0 | 0 | 1069 |
| NUCOR CORP | COM | 670346105 |  | 276798 | 1697 | SH |  | SOLE |  | 0 | 0 | 1697 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 6206347 | 33278 | SH |  | SOLE |  | 0 | 0 | 33278 |
| ORACLE CORP | COM | 68389X105 |  | 1210196 | 6209 | SH |  | SOLE |  | 0 | 0 | 6209 |
| PARKER-HANNIFIN CORP | COM | 701094104 |  | 272478 | 310 | SH |  | SOLE |  | 0 | 0 | 310 |
| POOL CORP | COM | 73278L105 |  | 214568 | 938 | SH |  | SOLE |  | 0 | 0 | 938 |
| ROLLINS INC | COM | 775711104 |  | 311024 | 5182 | SH |  | SOLE |  | 0 | 0 | 5182 |
| RTX CORPORATION | COM | 75513E101 |  | 215495 | 1175 | SH |  | SOLE |  | 0 | 0 | 1175 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 47228764 | 1937988 | SH |  | SOLE |  | 0 | 0 | 1937988 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 |  | 23661559 | 869591 | SH |  | SOLE |  | 0 | 0 | 869591 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 1285638 | 46870 | SH |  | SOLE |  | 0 | 0 | 46870 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 52768569 | 2195032 | SH |  | SOLE |  | 0 | 0 | 2195032 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 29709016 | 1271246 | SH |  | SOLE |  | 0 | 0 | 1271246 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 133521957 | 5090429 | SH |  | SOLE |  | 0 | 0 | 5090429 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 14801115 | 451942 | SH |  | SOLE |  | 0 | 0 | 451942 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US B | 808524789 |  | 216492 | 8148 | SH |  | SOLE |  | 0 | 0 | 8148 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 470355 | 15885 | SH |  | SOLE |  | 0 | 0 | 15885 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 26536025 | 931742 | SH |  | SOLE |  | 0 | 0 | 931742 |
| SELECT SECTOR SPDR TR | STATE STREET HEA | 81369Y209 |  | 235296 | 1520 | SH |  | SOLE |  | 0 | 0 | 1520 |
| SERVICENOW INC | COM | 81762P102 |  | 241274 | 1575 | SH |  | SOLE |  | 0 | 0 | 1575 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 313892 | 1950 | SH |  | SOLE |  | 0 | 0 | 1950 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 7068150 | 10365 | SH |  | SOLE |  | 0 | 0 | 10365 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 763149 | 1265 | SH |  | SOLE |  | 0 | 0 | 1265 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R739 |  | 8172265 | 170291 | SH |  | SOLE |  | 0 | 0 | 170291 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A763 |  | 523102 | 3759 | SH |  | SOLE |  | 0 | 0 | 3759 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R721 |  | 6171444 | 135013 | SH |  | SOLE |  | 0 | 0 | 135013 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R788 |  | 755664 | 17472 | SH |  | SOLE |  | 0 | 0 | 17472 |
| SPROTT ASSET MANAGEMENT LP | PHYSICAL GOLD TR | 85207H104 |  | 1766537 | 53499 | SH |  | SOLE |  | 0 | 0 | 53499 |
| STRYKER CORPORATION | COM | 863667101 |  | 7682328 | 21858 | SH |  | SOLE |  | 0 | 0 | 21858 |
| TELEDYNE TECHNOLOGIES INC | COM | 879360105 |  | 245150 | 480 | SH |  | SOLE |  | 0 | 0 | 480 |
| TESLA INC | COM | 88160R101 |  | 1152632 | 2563 | SH |  | SOLE |  | 0 | 0 | 2563 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 |  | 1170714 | 3008 | SH |  | SOLE |  | 0 | 0 | 3008 |
| UL SOLUTIONS INC | CLASS A COM SHS | 903731107 |  | 205351 | 2604 | SH |  | SOLE |  | 0 | 0 | 2604 |
| US BANCORP DEL | COM NEW | 902973304 |  | 262318 | 4916 | SH |  | SOLE |  | 0 | 0 | 4916 |
| VANGUARD ADMIRAL FDS INC | SMLCP 600 VAL | 921932778 |  | 333753 | 3414 | SH |  | SOLE |  | 0 | 0 | 3414 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 1100097 | 13959 | SH |  | SOLE |  | 0 | 0 | 13959 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 4760060 | 14198 | SH |  | SOLE |  | 0 | 0 | 14198 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 1139773 | 5382 | SH |  | SOLE |  | 0 | 0 | 5382 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 2974478 | 4743 | SH |  | SOLE |  | 0 | 0 | 4743 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 212219 | 435 | SH |  | SOLE |  | 0 | 0 | 435 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 541551 | 1866 | SH |  | SOLE |  | 0 | 0 | 1866 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 261089 | 1472 | SH |  | SOLE |  | 0 | 0 | 1472 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 962399 | 5039 | SH |  | SOLE |  | 0 | 0 | 5039 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 404724 | 1569 | SH |  | SOLE |  | 0 | 0 | 1569 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 302292 | 2143 | SH |  | SOLE |  | 0 | 0 | 2143 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 232709 | 4705 | SH |  | SOLE |  | 0 | 0 | 4705 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 344501 | 1567 | SH |  | SOLE |  | 0 | 0 | 1567 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 213365 | 2828 | SH |  | SOLE |  | 0 | 0 | 2828 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 1258083 | 20139 | SH |  | SOLE |  | 0 | 0 | 20139 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 235086 | 1638 | SH |  | SOLE |  | 0 | 0 | 1638 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 271501 | 360 | SH |  | SOLE |  | 0 | 0 | 360 |
| VISA INC | COM CL A | 92826C839 |  | 1031789 | 2942 | SH |  | SOLE |  | 0 | 0 | 2942 |
| WATSCO INC | COM | 942622200 |  | 204192 | 606 | SH |  | SOLE |  | 0 | 0 | 606 |
| WISDOMTREE TR | US LARGECAP DIVD | 97717W307 |  | 427452 | 4853 | SH |  | SOLE |  | 0 | 0 | 4853 |
| ZEBRA TECHNOLOGIES CORPORATI | CL A | 989207105 |  | 236021 | 972 | SH |  | SOLE |  | 0 | 0 | 972 |
| ZURN ELKAY WATER SOLNS CORP | COM | 98983L108 |  | 333612 | 7176 | SH |  | SOLE |  | 0 | 0 | 7176 |

---