# EDGAR Filing Document

**Accession Number:** 0001849614
**File Stem:** 0001849614-25-000005
**Filing Date:** 2025-10
**Character Count:** 14358
**Document Hash:** d478421197c4a03f9fc18d56768d7102
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001849614-25-000005.hdr.sgml**: 20251022

**ACCESSION NUMBER**: 0001849614-25-000005

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251022

**DATE AS OF CHANGE**: 20251022

**EFFECTIVENESS DATE**: 20251022

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** ENCOMPASS WEALTH ADVISORS, LLC
- **CENTRAL INDEX KEY:** 0001849614

**ORGANIZATION NAME:**
- **EIN:** 471340605
- **STATE OF INCORPORATION:** OR
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21106
- **FILM NUMBER:** 251409542

**BUSINESS ADDRESS:**
- **STREET 1:** 15350 SW SEQUOIA PARKWAY
- **STREET 2:** SUITE 250
- **CITY:** PORTLAND
- **STATE:** OR
- **ZIP:** 97224
- **BUSINESS PHONE:** 9713713450

**MAIL ADDRESS:**
- **STREET 1:** 15350 SW SEQUOIA PARKWAY
- **STREET 2:** SUITE 250
- **CITY:** PORTLAND
- **STATE:** OR
- **ZIP:** 97224

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** ENCOMPASS WEALTH ADVISORS LLC<br>**Address:** 15350 SW SEQUOIA PARKWAY<br>SUITE 250<br>PORTLAND, OR 97224

**Form 13F File Number:** 028-21106

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** MICHELLE ELDRIDGE<br>**Title:** CHIEF COMPLIANCE OFFICER<br>**Phone:** 971-371-3446

**Signature, Place, and Date of Signing:**

MICHELLE ELDRIDGE  PORTLAND, OR  10-22-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 109

**Form 13F Information Table Value Total:** $293731697

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 45642537 | 378086 | SH |  | SOLE |  | 378086 | 0 | 0 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 35208601 | 170493 | SH |  | SOLE |  | 170493 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 23027858 | 263748 | SH |  | SOLE |  | 263748 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 17232955 | 145022 | SH |  | SOLE |  | 145022 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 14032604 | 215026 | SH |  | SOLE |  | 215026 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 11015143 | 217133 | SH |  | SOLE |  | 217133 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 9768131 | 38362 | SH |  | SOLE |  | 38362 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 9474635 | 18293 | SH |  | SOLE |  | 18293 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 7022979 | 117206 | SH |  | SOLE |  | 117206 | 0 | 0 |
| AIRBNB INC | COM CL A | 009066101 |  | 6990757 | 57575 | SH |  | SOLE |  | 57575 | 0 | 0 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 6342571 | 82672 | SH |  | SOLE |  | 82672 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 6098069 | 92507 | SH |  | SOLE |  | 92507 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 5031725 | 5436 | SH |  | SOLE |  | 5436 | 0 | 0 |
| VANGUARD ADMIRAL FDS INC | 500 GRTH IDX F | 921932505 |  | 4688025 | 10766 | SH |  | SOLE |  | 10766 | 0 | 0 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 4227825 | 10506 | SH |  | SOLE |  | 10506 | 0 | 0 |
| VANGUARD WORLD FD | MEGA CAP VAL ETF | 921910840 |  | 3987298 | 28948 | SH |  | SOLE |  | 28948 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 3640709 | 5440 | SH |  | SOLE |  | 5440 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 3446081 | 15695 | SH |  | SOLE |  | 15695 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 3314872 | 36260 | SH |  | SOLE |  | 36260 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 3226225 | 10983 | SH |  | SOLE |  | 10983 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 2879307 | 8100 | SH |  | SOLE |  | 8100 | 0 | 0 |
| VANGUARD ADMIRAL FDS INC | 500 VAL IDX FD | 921932703 |  | 2827080 | 14173 | SH |  | SOLE |  | 14173 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 2713851 | 10673 | SH |  | SOLE |  | 10673 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 2646689 | 14185 | SH |  | SOLE |  | 14185 | 0 | 0 |
| ROPER TECHNOLOGIES INC | COM | 776696106 |  | 2502925 | 5019 | SH |  | SOLE |  | 5019 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHT MUNCPL | 46641Q654 |  | 2396777 | 46959 | SH |  | SOLE |  | 46959 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 2241546 | 3734 | SH |  | SOLE |  | 3734 | 0 | 0 |
| AST SPACEMOBILE INC | COM CL A | 00217D100 |  | 2123054 | 43257 | SH |  | SOLE |  | 43257 | 0 | 0 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 1984129 | 14818 | SH |  | SOLE |  | 14818 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1916948 | 3813 | SH |  | SOLE |  | 3813 | 0 | 0 |
| CHENIERE ENERGY INC | COM NEW | 16411R208 |  | 1879840 | 8000 | SH |  | SOLE |  | 8000 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 1701868 | 3633 | SH |  | SOLE |  | 3633 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 1695119 | 6007 | SH |  | SOLE |  | 6007 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1544002 | 2102 | SH |  | SOLE |  | 2102 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 1458515 | 26920 | SH |  | SOLE |  | 26920 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 1361133 | 2838 | SH |  | SOLE |  | 2838 | 0 | 0 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 1184967 | 5820 | SH |  | SOLE |  | 5820 | 0 | 0 |
| ISHARES TR | MSCI ACWI EX US | 464288240 |  | 1170960 | 18012 | SH |  | SOLE |  | 18012 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 1112317 | 4567 | SH |  | SOLE |  | 4567 | 0 | 0 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 1102541 | 22020 | SH |  | SOLE |  | 22020 | 0 | 0 |
| BOEING CO | COM | 097023105 |  | 1088970 | 5045 | SH |  | SOLE |  | 5045 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 1064957 | 23091 | SH |  | SOLE |  | 23091 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 1002105 | 6522 | SH |  | SOLE |  | 6522 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 988382 | 6934 | SH |  | SOLE |  | 6934 | 0 | 0 |
| KLA CORP | COM NEW | 482480100 |  | 982605 | 911 | SH |  | SOLE |  | 911 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 934651 | 1403 | SH |  | SOLE |  | 1403 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | SHS | 33734H106 |  | 809200 | 17500 | SH |  | SOLE |  | 17500 | 0 | 0 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 762980 | 3094 | SH |  | SOLE |  | 3094 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 754200 | 1 | SH |  | SOLE |  | 1 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 704436 | 1584 | SH |  | SOLE |  | 1584 | 0 | 0 |
| AB ACTIVE ETFS INC | ULTRA SHORT INCM | 00039J103 |  | 657407 | 12973 | SH |  | SOLE |  | 12973 | 0 | 0 |
| CHUBB LIMITED | COM | H1467J104 |  | 622926 | 2207 | SH |  | SOLE |  | 2207 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 619534 | 1964 | SH |  | SOLE |  | 1964 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 |  | 608096 | 797 | SH |  | SOLE |  | 797 | 0 | 0 |
| ISHARES TR | U.S. REAL ES ETF | 464287739 |  | 607332 | 6256 | SH |  | SOLE |  | 6256 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 606540 | 8865 | SH |  | SOLE |  | 8865 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 598165 | 3226 | SH |  | SOLE |  | 3226 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 |  | 589472 | 3796 | SH |  | SOLE |  | 3796 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 585004 | 1783 | SH |  | SOLE |  | 1783 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 560514 | 12753 | SH |  | SOLE |  | 12753 | 0 | 0 |
| BLACKROCK MUN TARGET TERM TR | COM SHS BEN IN | 09257P105 |  | 548024 | 24400 | SH |  | SOLE |  | 24400 | 0 | 0 |
| NIKE INC | CL B | 654106103 |  | 528275 | 7576 | SH |  | SOLE |  | 7576 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 518442 | 2780 | SH |  | SOLE |  | 2780 | 0 | 0 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 512584 | 5309 | SH |  | SOLE |  | 5309 | 0 | 0 |
| AT INC | COM | 00206R102 |  | 500513 | 17724 | SH |  | SOLE |  | 17724 | 0 | 0 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 497900 | 7660 | SH |  | SOLE |  | 7660 | 0 | 0 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 482275 | 646 | SH |  | SOLE |  | 646 | 0 | 0 |
| CARNIVAL CORP | UNIT 99/99/9999 | 143658300 |  | 478316 | 16545 | SH |  | SOLE |  | 16545 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 473183 | 2044 | SH |  | SOLE |  | 2044 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 455046 | 1618 | SH |  | SOLE |  | 1618 | 0 | 0 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 452535 | 3107 | SH |  | SOLE |  | 3107 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 450098 | 3992 | SH |  | SOLE |  | 3992 | 0 | 0 |
| AB ACTIVE ETFS INC | TAX AWARE SHRT | 00039J202 |  | 448518 | 17700 | SH |  | SOLE |  | 17700 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 426092 | 1761 | SH |  | SOLE |  | 1761 | 0 | 0 |
| SALESFORCE INC | COM | 79466L302 |  | 405400 | 1711 | SH |  | SOLE |  | 1711 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 |  | 404193 | 1710 | SH |  | SOLE |  | 1710 | 0 | 0 |
| INTEL CORP | COM | 458140100 |  | 403619 | 12030 | SH |  | SOLE |  | 12030 | 0 | 0 |
| PFIZER INC | COM | 717081103 |  | 389235 | 15276 | SH |  | SOLE |  | 15276 | 0 | 0 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 387409 | 1060 | SH |  | SOLE |  | 1060 | 0 | 0 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 385970 | 1162 | SH |  | SOLE |  | 1162 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 384106 | 805 | SH |  | SOLE |  | 805 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 380077 | 1113 | SH |  | SOLE |  | 1113 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 352827 | 3081 | SH |  | SOLE |  | 3081 | 0 | 0 |
| BLACKROCK MUNIHOLDINGS FD IN | COM | 09253N104 |  | 343030 | 29194 | SH |  | SOLE |  | 29194 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 337671 | 1197 | SH |  | SOLE |  | 1197 | 0 | 0 |
| APPLIED MATLS INC | COM | 038222105 |  | 327738 | 1601 | SH |  | SOLE |  | 1601 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 |  | 306753 | 1020 | SH |  | SOLE |  | 1020 | 0 | 0 |
| ABBOTT LABS | COM | 002824100 |  | 298284 | 2227 | SH |  | SOLE |  | 2227 | 0 | 0 |
| TJX COS INC NEW | COM | 872540109 |  | 289658 | 2004 | SH |  | SOLE |  | 2004 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 289274 | 472 | SH |  | SOLE |  | 472 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 274358 | 3243 | SH |  | SOLE |  | 3243 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 263520 | 1084 | SH |  | SOLE |  | 1084 | 0 | 0 |
| ISHARES TR | ULTRA SHORT DUR | 46434V878 |  | 262885 | 5180 | SH |  | SOLE |  | 5180 | 0 | 0 |
| BP PLC | SPONSORED ADR | 055622104 |  | 250097 | 7258 | SH |  | SOLE |  | 7258 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 |  | 249086 | 4828 | SH |  | SOLE |  | 4828 | 0 | 0 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 |  | 244588 | 7822 | SH |  | SOLE |  | 7822 | 0 | 0 |
| MARATHON PETE CORP | COM | 56585A102 |  | 243968 | 1266 | SH |  | SOLE |  | 1266 | 0 | 0 |
| US BANCORP DEL | COM NEW | 902973304 |  | 243368 | 5036 | SH |  | SOLE |  | 5036 | 0 | 0 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 233243 | 2449 | SH |  | SOLE |  | 2449 | 0 | 0 |
| MICROCHIP TECHNOLOGY INC. | COM | 595017104 |  | 224898 | 3502 | SH |  | SOLE |  | 3502 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 224198 | 187 | SH |  | SOLE |  | 187 | 0 | 0 |
| SERVICENOW INC | COM | 81762P102 |  | 223628 | 243 | SH |  | SOLE |  | 243 | 0 | 0 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 212467 | 1018 | SH |  | SOLE |  | 1018 | 0 | 0 |
| FREEPORT-MCMORAN INC | CL B | 35671D857 |  | 209513 | 5342 | SH |  | SOLE |  | 5342 | 0 | 0 |
| ROCKET LAB CORP | COM | 773121108 |  | 207426 | 4329 | SH |  | SOLE |  | 4329 | 0 | 0 |
| LATTICE STRATEGIES TR | HARTFORD MLT ETF | 518416102 |  | 206607 | 5816 | SH |  | SOLE |  | 5816 | 0 | 0 |
| NUVEEN S 500 BUY-WRITE INC | COM | 6706ER101 |  | 205154 | 14207 | SH |  | SOLE |  | 14207 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | FIRST TR ENH NEW | 33739Q408 |  | 200099 | 3340 | SH |  | SOLE |  | 3340 | 0 | 0 |
| GOODYEAR TIRE  RUBR CO | COM | 382550101 |  | 84905 | 11351 | SH |  | SOLE |  | 11351 | 0 | 0 |

---