# EDGAR Filing Document

**Accession Number:** 0001114700
**File Stem:** 0001114700-26-000051
**Filing Date:** 2026-5
**Character Count:** 75901
**Document Hash:** 11110e68160d605a29c35b2161e945e6
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001114700-26-000051.hdr.sgml**: 20260513

**ACCESSION NUMBER**: 0001114700-26-000051

**CONFORMED SUBMISSION TYPE**: 6-K

**PUBLIC DOCUMENT COUNT**: 57

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260513

**DATE AS OF CHANGE**: 20260513

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** GRUPO FINANCIERO GALICIA SA
- **CENTRAL INDEX KEY:** 0001114700
- **STANDARD INDUSTRIAL CLASSIFICATION:** COMMERCIAL BANKS, NEC [6029]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 000000000
- **STATE OF INCORPORATION:** C1
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 6-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 000-30852
- **FILM NUMBER:** 26974291

**BUSINESS ADDRESS:**
- **STREET 1:** TTE. GRAL. JUAN D. PERON 430
- **STREET 2:** 25TH FLOOR
- **CITY:** BUENOS AIRES
- **STATE:** C1
- **ZIP:** CP1038AAJ
- **BUSINESS PHONE:** 0115411434

**MAIL ADDRESS:**
- **STREET 1:** TTE. GRAL. JUAN D. PERON 430
- **STREET 2:** 25TH FLOOR
- **CITY:** BUENOS AIRES
- **STATE:** C1
- **ZIP:** CP1038AAJ

    

**FORM 6-K**

**SECURITIES AND EXCHANGE COMMISSION**

Washington, D.C. 20549

 

**REPORT OF FOREIGN PRIVATE ISSUER**

**Pursuant to Rule 13a-16 or 15d-16**

**of the Securities Exchange Act of 1934**

**May 13, 2026**

**Commission File Number: 0-30852**

 

**GRUPO FINANCIERO GALICIA S.A.**

**(the "Registrant")**

 

**Galicia Financial Group S.A.**

**(translation of Registrant's name into English)**

**Tte. Gral. Juan D. Perón 430, 25th Floor**

**(CP1038AAJ) Buenos Aires, Argentina**

**(address of principal executive offices)**

 

Indicate by check mark whether the Registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F ☒ Form 40-F ☐

Indicate by check mark whether by furnishing the information contained in this form, the Registrant is also thereby furnishing the information to the Securities and Exchange Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934.

Yes ☐ No ☒

If "Yes" is marked, indicate below the file number assigned to the Registrant in connection with Rule 12g3-2(b): 82-

    

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**FORM 6-K**

**Commission File No. 0-30852**

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| | | |
|:---|:---|:---|
| **Month Filed** | **Event and Summary** | **Exhibit No.** |
| May, 2026 | Press Release regarding the Financial Results of the Registrant for the First Quarter of the 2026 Fiscal Year that ended March 31, 2026. | <u>[99.1](grupogaliciapressrelease.htm)</u> |

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

---

| | | |
|:---|:---|:---|
| | | GRUPO FINANCIERO GALICIA S.A. |
| | | (Registrant) |
| Date: May 13, 2026 | By: | /s/ Fabian Kon |
|  |  | Name: Fabian Kon |
|  |  | Title: Chief Executive Officer |

---

## Exhibit 99.1

![](grupogaliciapressrelease001.jpg)

Financial Report Grupo Financiero Galicia S.A. 20261st. quarter

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![](grupogaliciapressrelease002.jpg)

Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima This report is a summary analysis of Grupo Galicia's financial condition and results of operations as of and for the periods indicated above. For a correct interpretation, this report must be read in conjunction with GFG's financial statements, as well as with all other information periodically filed with the National Securities Commission (www.cnv.gob.ar), BYMA (www.byma.com.ar) and the Nasdaq (www.nasdaq.com). Readers of this report must note that this is a free translation made from an original version written and expressed in Spanish. Therefore, any matters of interpretation should be referred to the original version in Spanish. Grupo Galicia Buenos Aires, Argentina, May 13, 2026, Grupo Financiero Galicia S.A. ("Grupo Galicia" o "GFG", BYMA/NASDAQ: GGAL), announced its financial results for the first quarter ended on March 31, 2026. Gonzalo Fernández Covaro Chief Financial Officer Conference Call May 14, 2026 11:00 am (Eastern Time) 12:00 pm (Argentina) To participate, register here. Pablo Firvida Head of Investor Relations The information in this report was adjusted and restated to constant currency, in accordance with IAS 29 "Financial Information in Hyperinflationary Economies" except otherwise noted. Grupo Financiero Galicia

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![](grupogaliciapressrelease003.jpg)

Financial Report Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima We are Argentina's leading financial services group with over 120 years of experience. Through our companies, we generate long-term, sustainable value by offering savings, investment, credit, insurance, advisory, and digital solutions for individuals, businesses, and organizations across the country. Grupo Galicia includes Banco de Galicia y Buenos Aires S.A. (Galicia), Tarjetas Regionales S.A. (Naranja X), Sudamericana Holding S.A. (Galicia Seguros), Galicia Asset Management S.A.U. (Fondos Fima), Galicia Securities S.A.U., IGAM LLC (Inviu), and other subsidiaries.

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![](grupogaliciapressrelease004.jpg)

Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Net profit per share Ps.41.4 Capital Ratio 23.3% Employees 9,749 Branches and other points of sale 404 Deposits accounts In thousands 21,076 Credit cards In thousands 13,465 4 Ps.66,488 million Net income for the quarter attributable to GFG -66% vs. 1Q 2025 ROE 3.2% -564 bp vs. 1Q 2025 Efficiency 39.9% -870 bp vs. 1Q 2025 Highlights Market share: Loans to the private sector(1) 15.2% Market share: Deposits to the private sector(1) 15.2% (1) Market share calculated for Banco Galicia and Naranja X (Naranja Digital).

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![](grupogaliciapressrelease005.jpg)

Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Selected ratios Percentages 2026 2025 2025 Variation (bp) 1Q 4Q 1Q vs.4Q25 vs.1Q25 ROA 0.6 (0.7) 1.7 129 (112) ROE 3.2 (4.3) 8.8 745 (564) Financial Margin 17.8 16.4 19.3 145 (142) Efficiency ratio 39.9 39.3 48.6 65 (870) Capital ratio (1) 23.3 23.0 24.4 31 (104) NPL Ratio 9.6 8.2 3.6 139 597 Allowance for loan losses / Private-sector financing 9.0 8.2 5.2 74 374 Coverage 93.4 100.1 143.8 (667) (5,039) Non-accrual portfolio with guarantees to non-accrual portfolio 5.0 4.0 4.2 96 76 Cost of risk 12.2 15.0 8.6 (272) 361 5 Selected financial information (1) Galicia consolidated with Naranja X.

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![](grupogaliciapressrelease006.jpg)

Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima 6 Results for the quarter Resultads of the main companies 47,653 34,375 1,456 (18,638) 12,546 38,390 35,820 14,088 85,482 12,118 1Q 2026 1Q 2025 Galicia Fondos Fima Galicia Securities Naranja X Galicia Seguros The net result for the quarter attributable to Grupo Galicia was a profit of Ps.66,488 million, which represented, on an annualized bases, an ROA of 0.6% and an ROE of 3.2%. The aforementioned result was composed mainly of gains from Galicia, for Ps.47,653 million; Fondos Fima, for Ps.34,375 million; Galicia Seguros, for Ps.12,546 million; and Galicia Securities, for Ps.1,456 million, offset by a loss from Naranja X for Ps.18,638 million. During the first quarter of 2026, results continued to be affected by significant loan loss provisions, which, while still remaining as the main negative effect on profits, decreased as compared to the previous quarter, reflecting improved delinquency rates. Net interest income was also affected by lower intermediation activity, showing a decline in volume. In this context, the financial margin continued its recovery compared to the previous quarter, improving towards the end of the first quarter of 2026. While the volatility of interest rates recorded during January and February temporarily affected its performance, this trend reversed in March, consolidating a level higher than that observed in the previous period. Furthermore, the seasonality inherent to the first quarter, characterized by lower transaction volume compared to the fourth quarter of 2025, is reflected in a decrease in fee income. Meanwhile, expenses reflect the efficiencies captured in the integration process.

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![](grupogaliciapressrelease007.jpg)

Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Income Statement In millions of pesos, except otherwise noted 2026 2025 2025 Variation (%) 1Q 4Q 1Q vs.4Q25 vs.1Q25 Net interest income 1,595,336 1,715,909 1,407,955 (7) 13 Net fee income 434,057 483,898 477,738 (10) (9) Net results from financial instruments 144,626 204,677 322,812 (29) (55) Gold and foreign currency quotation differences 116,982 112,039 21,307 4 449 Other operating income 242,571 252,989 219,619 (4) 10 Insurance business results 21,766 (9,811) 28,524 (322) (24) Loan loss provisions (892,130) (1,119,008) (536,067) (20) 66 Net operating income 1,663,208 1,640,693 1,941,888 1 (14) Personnel expenses (255,824) (274,674) (302,127) (7) (15) Administrative expenses (252,147) (310,391) (317,693) (19) (21) Depreciations and devaluations of assets (75,149) (89,279) (82,251) (16) (9) Other operating expenses (482,447) (643,258) (425,445) (25) 13 Operating Income 597,641 323,091 814,372 85 (27) Results from the net monetary position (528,477) (443,646) (520,755) 19 1 Results from associates and joint ventures (1,226) 7,327 (4,963) (117) (75) Income tax (1,430) 21,795 (95,014) (107) (98) Net income / (loss) 66,508 (91,433) 193,640 (173) (66) Net Income / (loss) Attributable to Non-controlling Interests 20 (3) 64 (767) (69) Net Income / (loss) Attributable to Grupo Galicia 66,488 (91,430) 193,576 (173) (66) Other comprehensive income / (loss) 22,339 219,505 (113,393) (90) (120) Total comprehensive income / (loss) 88,847 128,072 80,247 (31) 11 Total comprehensive income / (loss) Attributable to Non-controlling Interests 21 3 62 600 (66) Total comprehensive income / (loss) Attributable to Grupo Galicia 88,826 128,069 80,185 (31) 11 7

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Balance Sheet In millions of pesos, except otherwise noted 2026 2025 2025 Variation (%) 1Q 4Q 1Q vs.4Q25 vs.1Q25 Assets Cash and due from banks 6,648,382 10,251,703 7,737,950 (35) (14) Debt securities 1,948,862 1,737,859 1,765,456 12 10 Net loans and other financing 24,454,158 25,583,299 21,960,723 (4) 11 Other financial assets 9,163,591 9,717,877 11,664,254 (6) (21) Investment in subsidiaries, associates and joint ventures 11,207 14,025 2,550 (20) 339 Property, bank premises, equipment 1,302,678 1,308,409 1,458,132 — (11) Intangible assets 405,165 417,330 427,040 (3) (5) Other assets 1,078,872 905,417 1,067,503 19 1 Assest from insurance and reinsurance contracts 131,781 155,358 128,957 (15) 2 Assets available for sale 10,467 10,467 20,912 — (50) Total assets 45,155,163 50,101,744 46,233,477 (10) (2) Liabilities Deposits 25,577,481 30,281,271 25,488,145 (16) — Financing from financial entities 1,402,693 965,003 686,436 45 104 Other financial liabilities 5,356,012 5,424,386 6,521,721 (1) (18) Negotiable obligations 1,497,326 1,775,526 1,407,534 (16) 6 Subordinated negotiable obligations 347,826 411,712 359,950 (16) (3) Other liabilities 1,394,565 1,682,274 1,904,262 (17) (27) Liabilities from insurance and reinsurance contracts 990,214 1,062,191 928,038 (7) 7 Total liabilities 36,566,117 41,602,363 37,296,086 (12) (2) Total Shareholders' equity 8,589,046 8,499,381 8,937,391 1 (4) 8 Selected financial information

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![](grupogaliciapressrelease009.jpg)

Grupo Galicia Galicia Financial Report Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Since 1905, Galicia has supported the development of Argentina and has established itself as the leading privately owned bank with domestic capital. Through its distribution channels, including both branch-based and digital platforms, the Bank offers a broad range of financial products and services to individuals and companies nationwide. Galicia has defined customer experience and digital transformation as its strategic priorities, aiming to achieve sustainable and efficient growth.

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![](grupogaliciapressrelease010.jpg)

Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Portfolio Quality 7.7% +500 bp vs. 1Q 2025 Coverage 91.4% -6,720 bp vs. 1Q 2025 10 Ps.47,654 million Net income for the quarter +24% vs. 1Q 2025 ROE 2.9% +72 bp vs. 1Q 2025 Efficiency 44.3% -1,602 bp vs. 1Q 2025 Cost of risk 9.5% +260 bp vs. 1Q 2025 Capital Ratio 25.5% +440 bp vs. 1Q 2025 14.4% Market share: Loans to the private sector 13.9% Market share: Deposits to the private sector -80 bp vs. 1Q 2025 -280 bp vs. 1Q 2025 Highlights Branches Deposit accounts In thousands Employees Credit Cards In thousands 296 12,122 6,025 4,936 Digital clients 92%

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![](grupogaliciapressrelease011.jpg)

Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Income Statement In millions of pesos, except otherwise noted 2026 2025 2025 Variation (%) 1Q 4Q 1Q vs.4Q25 vs.1Q25 Net interest income 1,183,462 1,274,538 1,059,592 (7) 12 Net fee income 285,276 306,851 289,598 (7) (1) Net results from financial instruments 44,893 15,514 172,758 189 (74) Gold and foreign currency quotation differences 118,346 107,461 20,984 10 464 Other operating income 108,409 102,087 92,446 6 17 Loan-loss provisions (554,855) (741,186) (328,120) (25) 69 Net operating income 1,185,531 1,065,265 1,307,258 11 (9) Personnel expenses (180,003) (194,855) (223,419) (8) (19) Administrative expenses (179,572) (219,708) (237,446) (18) (24) Depreciations and devaluations of assets (65,140) (80,308) (71,729) (19) (9) Other operating expenses (308,591) (391,313) (297,686) (21) 4 Operating income 452,225 179,081 476,978 153 (5) Results from the net monetary position (407,909) (342,582) (416,407) 19 (2) Results from associates and joint businesses (818) 3,111 (3,135) (126) (74) Income tax 4,155 45,416 (19,047) 91 (122) Net / (loss) 47,653 (114,974) 38,389 141 24 Other comprenhensive income / (loss) 29,005 202,623 (95,731) (86) (130) Total comprenhensive income / (loss) 76,658 87,649 (57,342) (13) (234) 11 Results for the quarter In the first quarter of 2026, Galicia recorded a net income of Ps.47,653 million, an improvement of Ps.162,627 million compared to the loss of Ps.114,974 million registered in the previous quarter. This result represented an annualized ROE of 2.9% and ROA of 0.5%. Operating income was Ps.273,144 million (153%) higher compared to previous quarter, as a result of an increase in net operating income for Ps.120,266 million (11%) and an improvement in expenses decreasing 17% compared to the previous quarter, as a result of the efficiencies generated after the integration with Galicia Más. Net operating income reached Ps.1,185,531 million, registering an increase of Ps.120,266 million (11%) compared to the previous quarter. This variation was mainly as a result of lower charges for loan-loss provisions of Ps.186,331 million (25%). This effect was partially offset by lower net interest income for Ps.91,076 million (7%), mainly due to lower average trading volumes. Regarding the financial margin, it registered an increase compared to the previous quarter, although its performance was affected by the interest rate volatility recorded during January and February 2026. Towards the end of the quarter, the margin consolidated its improvement, closing at 16.7%. Meanwhile, the result from government bonds showed a favorable trend towards the end of the quarter.

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![](grupogaliciapressrelease012.jpg)

Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima 12 Profitability and efficiency Financial margin Efficiency ratio ROA ROE 0.5% (1.2)% 0.5% 1Q 2026 4Q 2025 1Q 2025 2.9% (6.9)% 2.2% 1Q 2026 4Q 2025 1Q 2025 16.7% 15.5% 18.0% 1Q 2026 4Q 2025 1Q 2025 44.3% 46.8% 60.3% 1Q 2026 4Q 2025 1Q 2025

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Interest-earning assets(1) Average balances: in millions of pesos. Yields and rates: annualized nominal % 2026 2025 2025 Variation (% \| bp) 1Q 4Q 1Q vs.4Q25 vs.1Q25 Avg Bce Yield Avg Bce Yield Avg Bce Yield Avg Bce Yield Avg Bce Yield In pesos 19,396,853 36.8 20,323,735 39.7 19,892,589 38.6 (5) (295) (2) (188) Government securities 5,691,760 38.3 6,085,702 34.8 7,839,130 34.7 (6) 351 (27) 360 Loans 13,350,134 38.4 13,925,779 42.9 11,945,152 41.0 (4) (446) 12 (258) Other interest-earning assets 354,958 (50.6) 312,254 (6.3) 108,306 61.5 14 (4,433) 228 (11,214) In foreign currency 7,042,955 7.4 7,081,787 8.1 4,850,388 4.7 (1) (69) 45 274 Government securities 763,448 5.4 503,796 (1.7) 485,867 2.8 52 708 57 255 Loans 6,247,208 7.6 6,547,298 8.2 4,314,879 4.8 (5) (63) 45 274 Other interest-earning assets 32,298 21.6 30,693 143.5 49,642 7.4 5 (12,199) (35) 1,417 Interest-earning assets 26,439,807 28.9 27,405,522 31.5 24,742,977 32.0 (4) (260) 7 (304) 1. Does not include foreign currency quotation differences. Annual nominal interest rates were calculated using a 360-day denominator. 13 Yields and rates Interest-earning assets totaled Ps.26,439,807 million, registering a decrease of Ps.965,715 million (4%) compared to the previous quarter. This decrease was mainly the result of a lower volume of loans in pesos for Ps.575,645 million (4%) and of government securities in pesos for Ps.393,942 million (6%). At the same time, the volume of loans in foreign currency decreased by Ps.300,090 million (5%). These drops were partially offset by a higher volume of government securities in foreign currency for Ps.259,652 million (52%). Regarding loans in pesos, the decrease was associated with lower demand in the Wholesale segment, along with more restrictive origination policies in the Retail segment. The decrease in government securities in pesos was partly due to sales made in March. As for interest-earning assets in foreign currency, the drop in loans is explained by the combined effect of accelerating inflation and the real appreciation of the peso. However, measured in foreign currency, these average assets registered a 6% increase during the quarter. The average interest rate for the first quarter of 2026 was 28.9%, representing a decrease of 260 bp compared to the previous quarter. This change was mainly due to a drop in the interest rate on other interest-earning assets, both in foreign currency and pesos, which decreased by 12,199 bp and 4,433 bp, respectively, reflecting lower returns on private securities and a decrease in earnings from forward transactions. Meanwhile, the peso-denominated lending rate fell by 446 bp. These effects were partially offset by a 351 basis point increase in the interest rate on government securities in pesos and a 708 basis point increase in the interest rate on government securities in foreign currency, driven by a larger volume and better returns in the portfolio measured at fair value.

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Interest-bearing liabilities(1) Average balances: in millions of pesos. Yields and rates: annualized nominal % 2026 2025 2025 Variation (%\|bp) 1Q 4Q 1Q vs.4Q25 vs.1Q25 Avg Bce Yield Avg Bce Yield Avg Bce Yield Avg Bce Yield Avg Bce Yield In pesos 10,642,798 23.7 11,340,479 29.1 9,561,493 29.8 (6) (536) 11 (609) Saving accounts 1,688,064 — 1,770,291 — 1,468,116 — (5) — 15 (1) Time deposits 7,133,873 30.1 6,525,749 37.6 6,101,848 36.4 9 (757) 17 (631) Other Deposits 1,367,956 16.8 2,196,437 21.3 1,537,013 28.6 (38) (450) (11) (1,179) Debt securities 91,846 40.8 190,440 46.3 222,525 40.9 (52) (550) (59) (10) Other interest-bearing liabilities 361,060 30.6 657,562 43.1 231,991 42.3 (45) (1,247) 56 (1,166) In foreign currency 12,678,106 1.6 13,169,917 1.7 8,505,397 1.2 (4) (9) 49 37 Saving accounts 6,985,803 0.2 7,660,934 0.2 6,462,001 — (9) 2 8 25 Time deposits 2,479,746 2.5 2,257,057 3.0 767,791 1.9 10 (51) 223 59 Other Deposits 1,546,119 0.7 1,455,666 0.9 77,660 — 6 (24) n.m 62 Debt securities 1,499,894 7.3 1,743,116 6.9 1,178,098 7.4 (14) 42 27 (8) Other interest-bearing liabilities 166,545 0.3 53,144 1.6 19,847 2.4 213 (129) 739 (211) Interest-bearing liabilities 23,320,904 11.7 24,510,396 14.3 18,066,889 16.3 (5) (267) 29 (466) 14 Interest-bearing liabilities reached Ps.23,320,904 million, registering a decrease of Ps.1,189,492 million (5%) compared to the previous quarter. This decrease was mainly due to a lower volume of other deposits in pesos and in saving accounts in foreign currency, for Ps.828,481 million (38%) and Ps.675,131 million (9%), respectively. These drops were partially offset by a higher volume in time deposits in pesos for Ps.608,124 million (9%). Regarding peso deposits, the decrease is mainly due to lower institutional deposits resulting from an efficient balance sheet management in response to lower demand for peso-denominated assets. Meanwhile, the reduction in foreign currency-denominated liabilities, as well as in the case of foreign currency-denominated assets, was due to the combined effect of accelerating inflation and exchange rate fluctuations. However, measured in dollars, these average liabilities increased by 6% compared to the previous quarter. The average interest rate on interest-bearing liabilities stood at 11.7%, registering a decrease of 267 bp compared to the previous quarter. This variation reflects a general decrease in interest rates during the quarter. (1) Does not include result from quotation difference. Nominal rates are calculated with a divisor of 360.

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Interest Income In millions of pesos, except otherwise noted 2026 2025 2025 Variation (%) 1Q 4Q 1Q vs.4Q25 vs.1Q25 Cash and due from banks — — 31 — (100) Government securities 439,610 480,319 522,124 (8) (16) Other financial assets 4,573 1,978 74 131 n.m. Loans and other financing 1,420,357 1,665,060 1,270,028 (15) 12 Non financial public sector 91 92 92 (1) (1) Financial sector 44,160 48,837 20,060 (10) 120 Non-financial private sector 1,376,106 1,616,131 1,249,876 (15) 10 Overdrafts 147,664 178,051 112,981 (17) 31 Promissory notes 404,048 496,259 334,431 (19) 21 Mortgage loans 149,693 126,727 75,187 18 99 Pledge loans 63,409 65,090 51,882 (3) 22 Personal loans 303,785 324,215 332,671 (6) (9) Credit-card loans 275,565 383,720 319,106 (28) (14) Financial leases 5,658 6,396 5,508 (12) 3 Pre-financing and export financing 16,473 25,290 11,172 (35) 47 Other 9,811 10,383 6,938 (6) 41 Repurchase agreement transactions 4,494 9,298 5,361 (52) (16) Interest income 1,869,034 2,156,655 1,797,618 (13) 4 Net interest income 15 Net interest income was Ps.1,183,462 million, Ps.91,076 million (7%) lower than the Ps.1,274,538 million recorded in the previous quarter. Interest income for the quarter totaled Ps.1,869,034 million, Ps.287,621 million (13%) lower than the previous quarter. This decrease was primarily due to lower interest income from loans and other financing of Ps.244,703 million (15%). Interest income from credit cards decreased by Ps.108,155 million (28%) due to a seasonal decrease in average volumes. At the same time, income from promissory notes dropped by Ps.92,211 million (19%) due to a decrease in average volumes and a lower interest rate for the quarter. Additionally, there was also a lower income from government securities of 40,709 million (8%), mainly due to decreases of volume and yields in the first months of the quarter.

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Interest expenses In millions of pesos, except otherwise noted 2026 2025 2025 Variation (%) 1Q 4Q 1Q vs.4Q25 vs.1Q25 Deposits (616,120) (755,799) (668,609) (18) (8) Saving accounts (4,390) (4,477) (1,148) (2) 282 Time deposits and term investments (544,997) (625,588) (552,645) (13) (1) Other (66,733) (125,734) (114,813) (47) (42) Financing from financial institutions (8,907) (12,642) (6,194) (30) 44 Repurchase agreement transactions (16,682) (50,284) (14,245) (67) 17 Other interest-bearing liabilities (6,983) (11,383) (4,170) (39) 67 Negotiable obligations (29,598) (43,432) (35,169) (32) (16) Subordinated Negotiable obligations (7,282) (8,577) (9,639) (15) (24) Interest expenses (685,572) (882,117) (738,026) (22) (7) 16 Interest expenses totaled Ps.685,572 million, a decrease of 196,545 million (22%) compared to the previous quarter. This change was primarily due to lower interest expenses on deposits of Ps.139,679 million (18%). Within deposits, interest on time deposits and term investments decreased by Ps.80,591 million (13%) as a result of lower interest rates during the quarter. Similarly, interest expenses on other deposits fell by Ps.59,001 million (47%), due to both a decrease in average volume and lower interest rates. Additionally, interest on repurchase agreement transactions decreased by Ps.33,602 million (67%) due to lower average volumes during the quarter. Meanwhile, interest expenses on negotiable obligations decreased by Ps.13,834 million (32%) due to the maturity of a corporate bond in February.

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Net Fee Income In millions of pesos, except otherwise noted 2026 2025 2025 Variation (%) 1Q 4Q 1Q vs.4Q25 vs.1Q25 Credit cards 127,935 133,735 129,408 (4) (1) Deposit accounts 48,091 49,871 45,330 (4) 6 Insurance 9,295 8,787 10,990 6 (15) Financial fees 912 151 540 504 69 Credit- related fees 3,087 2,261 3,026 37 2 Foreign trade 13,558 15,207 18,646 (11) (27) Collections 34,945 40,340 27,853 (13) 25 Utility-Bills collection services 20,764 23,046 24,714 (10) (16) Mutual Funds 9,405 9,484 9,615 (1) (2) Fees from bundles of products 42,814 45,868 34,049 (7) 26 Other 24,937 27,137 42,190 (8) (41) Total fee income 335,743 355,887 346,361 (6) (3) Total expenditures (50,467) (49,036) (56,763) 3 (11) Net fee income 285,276 306,851 289,598 (7) (1) Net fee income reached Ps.285,276 million, reflecting a decrease of Ps.21,575 million (7%) compared to the previous quarter. This variation was influenced by the seasonality of the first quarter, which typically shows lower transaction levels compared to the fourth quarter. In this context, fee income decreased by Ps.20,144 million (6%). The drop was mainly due to lower credit card fees, which fell by Ps.5,800 million (4%) as a result of lower spending after the seasonal peak of the previous quarter. Similarly, collections fees decreased by Ps.5,395 million (13%) due to lower transaction volume, while utility-bills collections servicies fees fell by Ps.2,282 million (10%). 17 Net fee income

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Net Income from Financial Instruments In millions of pesos, except otherwise noted 2026 2025 2025 Variation (%) 1Q 4Q 1Q vs.4Q25 vs.1Q25 Government securities 60,003 41,009 110,284 46 (46) Private sector securities (2,679) 28,464 23,286 (109) (112) Derivative financial instruments (49,186) (33,760) (12,167) 46 304 Forward transactions (49,544) (33,601) (12,167) 47 307 Rate swap 358 (159) – (325) N/A Results of other financial assets/liabilities (7) (5) (5) 40 40 Results from derecognition of assets 36,762 (20,194) 51,360 (282) (28) Net income from financial instruments 44,893 15,514 172,758 189 (74) The result from quotation differences of gold and foreign currency for the quarter was a Ps.118,346 million profit, Ps.10,885 million (10%) higher than Ps.107,461 million recorded in the previous quarter. This result includes a gain of Ps.89,966 million from foreign currency trading, Ps.28,540 million lower than the Ps.118,506 million recorded in the previous quarter. The decrease is explained by a lower level of transactional activity, given that the previous quarter had registered a higher volume of operations by retail customers. 18 Gold and foreign currency quotation differences Net income from financial instruments Net income from financial instruments was Ps.44,893 million, registering an increase of Ps.29,379 million (189%) compared to the Ps.15,514 million recorded in the previous quarter. This increase was primarily due to higher result from derecognition of assets for Ps.56,956 million (282%) related to the sale of government securities. In addition, the result from government securities measured at fair value increase by Ps.18,994 million (46%). This increases were partially offset by a decrease in the result from private sector securities for Ps.31,143 million due to lower returns during the quarter. As well, the result from derivative financial instruments decreases by Ps.15,426 million (46%), mainly those related to forward transactions.

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Other Operating Income In millions of pesos, except otherwise noted 2026 2025 2025 Variation (%) 1Q 4Q 1Q vs.4Q25 vs.1Q25 Other financial income 27 (127) 3,324 (121) (99) Rental of safe deposit boxes 15,697 15,515 17,104 1 (8) Other fee income 4,401 3,760 7,502 17 (41) Other adjustments and interest on miscellaneous receivables 21,546 30,021 31,328 (28) (31) Other 66,738 52,918 33,188 26 101 Total other operating income 108,409 102,087 92,446 6 17 In the first quarter, other operating income amounted to Ps.108,409 million, registering an increase of Ps.6,322 million (6%) compared to the previous quarter. This higher result was mainly due to the increase in other operating results for Ps.13,820 million (26%), offset by a decrease in other adjustments and interest on miscellaneous receivables of Ps.8,475 million (17%). 19 Loan loss provisions Other operating income Loan loss provisions for the quarter totaled Ps.554,855 million, Ps.186,331 million (25%) lower than those recorded in the previous quarter. The reduction was driven by an improvement in early delinquency indicators in the individual segment, which registered a 49% drop compared to the previous quarter. In this context, portfolio quality ended the quarter at 7.7%, while credit risk stood at 9.5%.

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Administrative Expenses In millions of pesos, except otherwise noted 2026 2025 2025 Variation (%) 1Q 4Q 1Q vs.4Q25 vs.1Q25 Fees and compensations for services 8,399 17,825 15,031 (53) (44) Fees to directors and syndics 298 233 350 28 (15) Publicity, promotion and research expenses 3,163 8,263 11,287 (62) (72) Taxes 25,226 26,143 35,623 (4) (29) Maintenance and repairment of goods and IT 63,087 65,751 69,701 (4) (9) Electricity and communications 11,198 17,851 10,390 (37) 8 Stationery and office supplies 600 773 1,955 (22) (69) Hired administrative services 41,890 50,461 52,882 (17) (21) Security 5,281 6,551 8,520 (19) (38) Insurance 2,383 2,356 2,510 1 (5) Other 18,047 23,501 29,071 (23) (38) Total administrative expenses 179,572 219,708 237,446 (18) (24) Administrative expenses for the quarter reached Ps.179,572 million, registering a decrease of Ps.40,136 million (18%) compared to the previous quarter. This decrease was generally due to operational efficiencies and synergies resulting from the integration process with Galicia Más. Personnel expenses reached Ps.180,003 million, registering a decrease of Ps.14,852 million (8%) compared to Ps.194,855 million registered in the previous quarter, mainly due a decrease of average staff. 20 Administrative expenses Personnel expenses

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Other Operating Expenses In millions of pesos, except otherwise noted 2026 2025 2025 Variation (%) 1Q 4Q 1Q vs.4Q25 vs.1Q25 Contribution to the Deposit Insurance Fund 10,695 10,817 10,573 (1) 1 Other financial results 27,762 39,667 22,047 (30) 26 Turnover tax 159,333 181,711 132,308 (12) 20 On financial income 132,118 151,492 109,379 (13) 21 On fees 22,919 26,480 20,305 (13) 13 On other items 4,296 3,739 2,624 15 64 Other fee-related expenses 91,202 95,647 108,727 (5) (16) Charges for other provisions 5,840 22,007 4,999 (73) 17 Claims 5,185 8,107 9,516 (36) (46) Other 8,574 33,357 9,516 (74) (10) Total other operating expenses 308,591 391,313 297,686 (21) 4 Other operating expenses for the quarter amounted Ps.308,591 million, a decrease of Ps.82,722 million (21%) compared to the previous quarter. This decrease was driven by lower other expenses for Ps.24,783 million (74%), lower expenses from turnover tax for Ps.22,378 million (12%), lower expenses for other provisions for Ps.16,167 million (73%) and lower other financial results for Ps.11,905 million (30%). The result from depreciation and devaluation of assets reached Ps.65,140 million, registering a decrease of Ps.15,168 million (19%), compared to the previous quarter. 21 Other operating expenses Depreciation and devaluation of assets

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima The income tax recovery amounted to Ps.4,155 million, mainly explained by the recognition of a tax credit associated with the filing of the tax return corresponding to fiscal year 2025, due to the impact of the tax inflation adjustment. 22 In the first quarter of 2026, Galicia reported other comprehensive income (OCI) of Ps.29,005 million, Ps.173,618 million less than the Ps.202,623 million profit recorded in the previous quarter. This decrease is explained by the comparison with a quarter that had recorded a high market valuation of government securities and, additionally, by the sale of part of the portfolio during the current period. Other comprehensive income Income tax

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Balance Sheet In millions of pesos, except otherwise noted 2026 2025 2025 Variation (%) 1Q 4Q 1Q vs.4Q25 vs.1Q25 Assets Cash and due from banks 6,390,806 9,930,545 7,389,909 (36) (14) Debt securities 1,043,350 860,528 1,043,748 21 — Net loans and other financing 19,537,652 20,080,389 16,690,042 (3) 17 Other financial assets 6,895,740 7,211,209 9,814,956 (4) (30) Equity investments in subsidiaries, associates and joint businesses 12,725 13,351 10,384 (5) 23 Property, plant and equipment 1,202,115 1,201,860 1,346,755 — (11) Intangible assets 346,275 360,878 371,749 (4) (7) Other assets 525,994 443,982 708,499 18 (26) Assets available for sale 10,467 10,467 20,912 — — Total assets 35,965,124 40,113,209 37,396,954 (10) (4) Liabilities Deposits 23,753,462 27,980,490 23,747,509 (15) — Financing from financial entities 974,215 421,054 166,487 131 485 Other financial liabilities 2,373,305 2,250,797 3,420,274 5 (31) Negotiable obligations 1,021,834 1,253,967 1,139,573 (19) (10) Subordinated negotiable obligations 484,971 564,836 494,239 (14) (2) Other liabilities 688,295 1,050,497 1,350,454 (34) (49) Total liabilities 29,296,082 33,521,641 30,318,536 (13) (3) Shareholders' equity 6,669,042 6,591,568 7,078,418 1 (6) Foreign currency assets and liabilities Assets 13,966,523 15,645,838 11,778,141 (11) 19 Liabilities 14,248,869 15,925,481 11,677,909 (11) 22 Net forward purchases/(sales) of foreign currency (1) 357,160 247,801 (51,354) 44 (795) Net global position in foreign currency 74,814 (31,842) 48,878 (335) 53 23 Selected financial information (1) Recorded as off-balance-sheet items.

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Financing to the Private Sector(1) In millions of pesos, except otherwise noted 2026 2025 2025 Variation (%) 1Q 4Q 1Q vs.4Q25 vs.1Q25 In pesos 14,792,372 15,728,597 13,734,397 (6) 8 Loans 10,908,343 12,216,055 11,374,999 (11) (4) UVA-adjusted loans 2,250,428 2,077,028 1,141,568 8 97 Financial leases 48,228 52,374 46,652 (8) 3 Other financing(2) 1,585,373 1,383,140 1,171,177 15 35 In foreign currency 7,968,190 7,867,727 5,569,557 1 43 Loans 7,191,473 6,844,793 4,507,643 5 60 Financial leases 1,590 2,278 2,595 (30) (39) Other financing(2) 775,127 1,020,656 1,059,319 (24) (27) Total financing to the private sector 22,760,562 23,596,324 19,303,954 (4) 18 1. Includes IFRS adjustments. 2. Includes certain off-balance sheet accounts related to guarantees granted. 24 As of March 31, 2026, financing to the private sector totaled Ps.22,760,562 million, registering a decrease of Ps.835,762 million compared to the previous quarter. This variation was mainly due to a lower volume of loans in pesos for Ps.1,307,712 million. This decrease was offset by an increase in the volume of loans in foreign currency for Ps.346,680 million, equivalent to a 21% growth measured in that currency. The market share of total loans to the private sector as of March 31, 2026, reached 14.4%, representing a decrease of 10 bp compared to the fourth quarter of 2025. Financing Level of activity

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Breakdown of loans and other financing In millions of pesos, except otherwise noted 2026 2025 2025 Variation (%) 1Q 4Q 1Q vs.4Q25 vs.1Q25 Financial entities 391,935 606,352 166,074 (35) 136 Loans 391,754 606,352 166,074 (35) 136 Other financing 181 — — N/A N/A Non-financial private sector and residents abroad 20,671,109 20,962,383 17,242,521 (1) 20 Loans 19,958,490 20,531,524 16,858,136 (3) 18 Overdrafts 1,443,508 1,087,703 1,236,087 33 17 Promissory notes 7,467,372 7,675,480 6,044,832 (3) 24 Mortgage loans 1,089,166 1,178,736 701,884 (8) 55 Pledge loans 659,591 712,905 590,713 (7) 12 Personal loans 2,148,711 2,253,039 2,109,915 (5) 2 Credit-card loans 3,930,205 4,537,177 4,391,330 (13) (11) Pre-financing and financing of exports 1,143,527 918,693 860,481 24 33 Other Loans 1,147,678 1,353,105 279,082 (15) 311 Accrued interest, adjustments and foreign currency quotation differences receivable 977,765 880,229 685,588 11 43 Documented interest (49,033) (65,543) (41,776) (25) 17 Financial leases 49,818 54,652 49,247 (9) 1 Other financing 662,801 376,207 335,138 76 98 Non-financial public sector 13,600 16,965 12,046 (20) — Total loans and other financing 21,076,644 21,585,700 17,420,641 (2) 21 Allowances (1,538,992) (1,505,311) (730,599) 2 111 Loans (1,521,980) (1,487,691) (720,377) 2 111 Financial leases (1,052) (888) (1,925) 18 (45) Other financing (15,960) (16,732) (8,297) (5) 92 Net loans and other financing 19,537,652 20,080,389 16,690,042 (3) 17 As of March 31, 2026, the net loans and other financing portfolio totaled Ps.19,537,652 million, registering a decrease of Ps.542,737 million (3%) compared to the fourth quarter of 2025. The decrease is mainly explained by a lower volume of loans for Ps.573,034 million, mainly due to credit cards (13%) and promissory notes (3%), offset by an increase in overdrafts (33%). 25

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Net Exposure to the Argentine Public Sector(1) In millions of pesos, except otherwise noted 2026 2025 2025 Variation (%) 1Q 4Q 1Q vs.4Q25 vs.1Q25 Government securities' net Position 6,260,919 7,308,995 7,353,918 (14) (15) Measured at fair value 1,236,192 992,843 898,008 25 38 In pesos 854,431 842,994 700,969 1 22 Adjusted by CER 304,244 74,665 139,447 307 118 In foreign currency 77,517 75,184 57,592 3 35 Measured at amortized cost 1,374,386 2,894,675 2,743,917 (53) (50) In pesos 49,229 676,664 338,168 (93) (85) Adjusted by CER 956,880 1,793,289 1,062,691 (47) (10) In foreign currency 368,277 424,722 1,343,058 (13) (73) Measured at fair value through OCI 3,650,341 3,421,477 3,711,993 7 (2) In pesos 2,034,535 2,337,013 3,354,370 (13) (39) Adjusted by CER 1,056,121 1,062,335 357,623 (1) 195 In foreign currency 559,685 22,129 — n.m. N/A Other receivables resulting from financial brokerage 13,781 16,965 22,584 (19) (39) Loans and other financing 13,781 16,965 12,046 (19) 14 Trust certificates of participation and securities — — 10,538 N/A (100) Total exposure to the public sector 6,274,700 7,325,960 7,376,502 (14) (15) 26 Exposure to the Argentine public sector (1) It does not include deposits in the Central Bank, as they constitute one of the items through which Galicia complies with the minimum cash requirements. As of March 31, 2026, net exposure to the public sector reached Ps.6,274,700 million, registering a 14% decrease compared to the fourth quarter of 2025. There were decreases registered in government securities adjusted by CER at amortized cost for Ps.836,409 million and in pesos for Ps.627,435 million. Net exposure to the public sector represented 17% of total assets, while in the previous quarter, this exposure represented 18% of total assets.

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Deposits In millions of pesos, except otherwise noted 2026 2025 2025 Variation (%) 1Q 4Q 1Q vs.4Q25 vs.1Q25 In pesos 12,736,549 14,495,852 14,102,814 (12) (10) Current accounts 2,295,266 2,953,230 2,656,695 (22) (14) Saving accounts 1,816,506 2,254,610 2,068,929 (19) (12) Time deposits 7,094,275 7,401,408 7,055,091 (4) 1 UVA-adjusted time deposits 232,935 46,220 88,547 404 163 Other 1,086,648 1,648,436 1,946,061 (34) (44) Interests and adjustments 210,919 191,948 287,491 10 (27) In foreign currency 11,016,913 13,484,638 9,644,695 (18) 14 Saving accounts 6,627,196 8,047,494 7,027,689 (18) (6) Time deposits 1,949,744 2,383,598 832,751 (18) 134 Other 2,436,659 3,048,169 1,782,457 (20) 37 Interests and adjustments 3,314 5,377 1,798 (38) 84 Total deposits 23,753,462 27,980,490 23,747,509 (15) — Deposits amounted to Ps.23,753,462 million as of March 31, 2026, registering a decrease of Ps.4,227,028 million when compared to the previous quarter. This decrease is due to a drop of Ps.1,759,303 million in deposits in pesos, mainly due to the volatility of interest rates that occurred in the first months of the quarter. Meanwhile, deposits in foreign currency decreased by Ps.2,467,725 million, primarily due to restatement effects; however, measured in original currency, the decrease was 6%. 27 Funding and liabilities Total deposit accounts as of March 31, 2026, reached 12.1 million, a 1% growth compared to the fourth quarter of 2025. The market share of private sector deposits reached 13.9% as of March 31, 2026, registering a decrease of 230 bp compared to the fourth quarter of 2025.

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Financial Liabilities In millions of pesos, except otherwise noted 2026 2025 2025 Variation (%) 1Q 4Q 1Q vs.4Q25 vs.1Q25 Financial entities 974,215 421,054 166,488 131 485 Financing from credit-card purchases 837,261 920,778 809,426 (9) 3 Negotiable obligations 1,021,834 1,253,968 1,139,572 (19) (10) Subordinated negotiable obligations 484,971 564,836 494,240 (14) (2) Creditors from purchases of foreign currency 49,029 — 1,389,052 N/A (96) Collections on account of third parties 639,533 470,406 401,503 36 59 Other financial liabilities 847,482 859,611 820,292 (1) 3 Total financial liabilities 4,854,325 4,490,653 5,220,573 8 (7) Financial liabilities amounted to Ps.4,854,325 million, registering an increase of Ps.363,672 million (8%) compared to the fourth quarter of 2025. The variation was mainly due to an increase in financing received from financial entities for Ps.553,161 million (131%) and collections on account of third parties for Ps169,127 million (36%), offset by a decrease in negotiable obligations for Ps.232,134 million 19%). 28

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Liquidity Percentages, except otherwise noted 2026 2025 2025 Variation (%) 1Q 4Q 1Q vs.4Q25 vs.1Q25 Cash and due from banks 6,390,806 9,930,545 7,389,909 (36) (14) Government securities(1) 5,790,580 6,187,942 7,082,805 (6) (18) Call-money 54,096 (170) 24,914 (31921) 117 Overnight placements in correspondent banks 891,377 978,704 247,569 (9) 260 Repurchase agreement transactions 305,631 (475,499) 77,206 (164) 296 Other financial assets — — 837,798 N/A (100) Total liquid assets 13,432,490 16,621,522 15,660,201 (19) (14) Liquidity ratios (%) Variation (bp) Liquid assets as a percentage of transactional deposits 95.0 93.2 102.3 180 (730) Liquid assets as a percentage of total deposits 56.5 59.4 65.9 (290) (940) As of March 31, 2026, the Bank's liquid assets represented 95.0% of the Bank's transactional deposits and 56.5% of its total deposits. This ratios were 93.2% and 59.4%, respectively, in the fourth quarter of 2025. 29 Liquidity 1. They include all portfolios of public securities (fair value, amortized cost and fair value with changes in OCI), valuing them at fair value.

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Financing Portfolio Quality In millions of pesos, except otherwise noted 2026 2025 2025 Variation (%) 1Q 4Q 1Q vs.4Q25 vs.1Q25 Non-accrual Financing 1,757,858 1,639,411 522,651 7 236 With preferred guarantees 92,001 67,763 15,642 36 488 With other guarantees 43,122 29,857 22,241 44 94 Without guarantees 1,622,735 1,541,791 484,768 5 235 Allowance for loan losses 1,606,851 1,596,258 828,758 1 94 Relevant ratios (%) Variation (bp) NPL Ratio 7.7 6.9 2.7 80 500 Allowance for loan losses to loans to the private sector 7.1 6.8 4.3 30 280 Coverage 91.4 97.4 158.6 (600) (6,720) Non-accrual loans with guarantees to non-accrual financing 7.7 6.0 7.2 170 50 Cost of risk 9.5 12.5 6.9 (300) 260 The non-accrual financing portfolio (that includes certain items of other financial assets and guarantees granted) amounted to Ps.1,757,858 million as of March 31, 2026, representing 7.7% of total financing, recording an 80 bps increase as compared to the fourth quarter of 2025. Considering the provisions on unused balances of credit cards and overdrafts, the Bank's coverage of the non-accrual portfolio with total allowances for loan losses reached 91.4%, compared to 97.4% as of December 31, 2025. 30 Asset quality

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Analysis of Loan Loss Experience In millions of pesos, except otherwise noted 2026 2025 2025 Variation (%) 1Q 4Q 1Q vs.4Q25 vs.1Q25 Allowance for loan losses At the beginning of the quarter 1,596,259 1,409,514 630,866 13 153 Changes in the allowance for loan losses Provisions charged to income 475,115 661,267 326,327 (28) 46 Charge offs (286,690) (358,313) (68,623) (20) 318 Inflation effect (177,833) (116,210) (59,812) 53 197 Allowance for loan losses at the end of the quarter 1,606,851 1,596,258 828,758 1 94 Charge to the income statement Provisions charged to income (475,115) (661,267) (326,327) (28) 46 Direct charge offs (79,740) (79,919) (1,793) — n.m. Bad debts recovered 11,570 7,123 4,005 62 189 Net charge to the income statement (543,285) (734,063) (324,115) (26) 68 During the quarter, Ps.286,690 million were charged off against the allowance for loan losses and direct charges to the income statement for Ps.79,740 million were made. 31

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Regulatory Capital In millions of pesos, except otherwise noted 2026 2025 2025 Variation (%) 1Q 4Q 1Q vs.4Q25 vs.1Q25 Minimum capital requirement (A) 2,070,866 1,902,512 1,343,100 9 54 Allocated to credit risk 1,830,771 1,635,141 1,121,143 12 63 Allocated to market risk 36,797 35,935 20,370 2 81 Allocated to operational risk 203,298 231,436 201,587 (12) 1 Computable capital (B) 6,436,300 5,840,451 3,459,467 10 86 Tier I 6,408,645 5,811,263 3,405,773 10 88 Tier II 27,655 29,188 53,694 (5) (48) Excess over required capital (B) (A) 4,365,434 3,937,939 2,116,367 11 106 Risk weighted assets 25,219,283 23,186,086 16,380,558 9 54 Ratios (%) Variation (bp) Total capital ratio 25.5 25.2 21.1 33 440 Tier I capital ratio 25.4 25.1 20.8 35 462 The minimum capital requirement and the corresponding computable capital are presented below. Balances are disclosed in accordance with the applicable regulation in force and in currency of each period. As of March 31, 2026, the computable capital amounted to Ps.6,436,300 million and the minimum capital requirement to Ps.2,070,866 million, resulting in an available margin of Ps.4,365,434 million (211%). This excess compares to Ps.3,937,939 million (207%) as of December 31, 2025. In the quarter, the capital requirement increased by Ps.168,354 million, while computable capital increased by Ps.595,849 million compared to the previous quarter. The total Tier 1 capital ratio stood at 25.4%, registering an increase of 462 bp compared to the first quarter of 2025 and 35 bp compared to the previous quarter. compared to the fourth quarter of 2025. The change compared to the fourth quarter of 2025 is mainly explained by the increase in the Tier 1 capital ratio, driven by the indexation of equity and the generation of positive results during the period. In the year-on-year comparison, the increase in the ratio is mainly due to the growth in the Tier 1 capital ratio, resulting from the incorporation of Galicia Mas into equity. This effect was partially offset by the increase in credit risk-weighted assets, the growth of which was not sufficient to reverse the improvement in the ratio. 32 Capitalization

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Grupo Galicia Financial Report Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Naranja X is Grupo Galicia's fintech company that develops a digital ecosystem of financial solutions—including payments, credit, savings and investment—to support customers in their everyday use of money, promoting financial inclusion through simple and accessible experiences.

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Grupo Galicia Naranja XGalicia Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima 34 Ps.(18,638) million Net income for the quarter attributable to Naranja X -122% vs. 1Q 2025 Highlights1 (1) The Financial Statements and their main ratios correspond to the information of Naranja X for consolidation with Grupo Galicia. The individual figures of Naranja X may differ due to the accounting adjustments applied in the consolidation process. ROE (6.9%) -3,642 bp vs. 1Q 2025 Efficiency ratio 33.5% +146 bp vs. 1Q 2025 2,582 Employees 8,530 Credit cards In thousands 96 Branches and other points of sale 8,954 Deposit accounts In thousands 5.0% Market share: Personal loans 7.0% Market share: Saving accounts 77% Digital clients Average balance of deposits In billions Ps.2,040 Cost of risk 23.0% +816 bp vs. 1Q 2025

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Grupo Galicia Naranja XGalicia Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Income Statement In millions of pesos, except otherwise noted 2026 2025 2025 Variation (%) 1Q 4Q 1Q vs.4Q25 vs.1Q25 Net interest income 416,181 375,313 350,852 11 19 Net fee income 159,317 184,552 195,202 (14) (18) Net results from financial instruments (14,952) 31,066 75,722 (148) (120) Gold and foreign currency quotation differences 12,730 (6,468) (6,681) 297 291 Other operating income 56,483 65,428 56,476 (14) — Loan loss provisions (337,170) (377,822) (207,946) (11) 62 Net operating income 292,589 272,069 463,625 8 (37) Personnel expenses (66,728) (67,786) (67,177) (2) (1) Administrative expenses (62,982) (76,722) (70,160) (18) (10) Depreciations and devaluations of assets (9,409) (9,381) (9,883) — (5) Other operating expenses (121,130) (136,210) (104,800) (11) 16 Operating income 32,340 (18,030) 211,605 279 (85) Results from the net monetary position (65,986) (58,192) (74,924) (13) 12 Income tax 14,934 22,687 (51,317) 34 (129) Net income / (loss) (18,712) (53,535) 85,364 65 (122) Net Income / (loss) Attributable to Non-controlling Interests (74) (88) (118) 16 37 Net Income / (loss) Attributable to Naranja X (18,638) (53,447) 85,482 65 (122) Other comprehensive income (4,207) 411 1,060 n.m. (497) Total comprehensive income / (loss) (22,919) (53,124) 86,424 57 (127) Total comprehensive income to Non-controlling Interests (284) (67) (65) (324) (337) Total comprehensive income / (loss) to Naranja X (22,635) (53,057) 86,489 57 (126) 35 Results for the quarter1 (1) The Financial Statements and their main ratios correspond to the information of Naranja X for consolidation with Grupo Galicia. The individual figures of Naranja X may differ due to the accounting adjustments applied in the consolidation process. In the first quarter, Naranja X reported a net loss attributable to the company of Ps.18,638 million, representing an improvement of Ps.34,809 million compared to the fourth quarter of 2025. The quarterly result represented a negative ROA of 1.0% and a negative ROE of 6.9%. The quarter's performance was primarily explained by an improvement in net interest income, associated with an expansion of the net financial margin due to lower funding costs. The net financial margin expanded by 316 bp, mainly driven by Naranja Digital. Additionally, loan loss provisions showed a favorable evolution, reflected in improvements in early-stage delinquency indicators (between 30 and 90 days). On the other hand, operating expenses improved on a comparable basis, driven by the implementation of efficiency plans for administrative expenses. Conversely, fee income came in below the previous quarter, in line with the lower level of transactional activity typically associated with the seasonality of the period. Additionally, the impact of higher inflation led to an increase in the result from the net monetary position.

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Grupo Galicia Naranja XGalicia Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima 36 Profitability and efficiency1 Financial margin Efficiency ratio ROA ROE (1.0)% (2.6)% 4.8% 1Q 2026 4Q 2025 1Q 2025 (6.9)% (19.0)% 29.5% 1Q 2026 4Q 2025 1Q 2025 21.8% 18.7% 23.0% 1Q 2026 4Q 2025 1Q 2025 33.5% 36.7% 32.0% 1Q 2026 4Q 2025 1Q 2025 (1) The Financial Statements and their main ratios correspond to the information of Naranja X for consolidation with Grupo Galicia. The individual figures of Naranja X may differ due to the accounting adjustments applied in the consolidation process.

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Grupo Galicia Naranja XGalicia Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Balance Sheet In millions of pesos, except otherwise noted 2026 2025 2025 Variation (%) 1Q 4Q 1Q vs.4Q25 vs.1Q25 Assets Cash and due from banks 172,113 224,332 261,860 (23) (34) Net loans and other financing 4,936,563 5,524,495 5,386,110 (11) (8) Other financial assets 1,674,340 2,091,498 1,380,951 (20) 21 Property, bank premises, equipment 88,242 93,412 98,495 (6) (10) Intangible assets 29,631 28,914 25,685 2 15 Other non-financial assets 353,383 259,204 171,278 36 106 Total assets 7,254,272 8,221,855 7,324,379 (12) (1) Liabilities Deposits 2,158,054 2,758,279 2,015,647 (22) 7 Financing from financial entities 438,673 558,519 637,816 (21) (31) Other financial liabilities 2,634,295 2,876,746 2,813,994 (8) (6) Negotiable obligations 508,324 572,122 296,294 (11) 72 Other non-financial liabilities 421,903 340,246 342,586 24 23 Total liabilities 6,161,249 7,105,912 6,106,337 (13) 1 Shareholders' equity 1,093,023 1,115,943 1,218,042 (2) (10) Shareholders' equity attributable to Non-controlling 1,295 1,579 1,422 (18) (9) Shareholders' equity attributable to Naranja X 1,091,728 1,114,364 1,216,620 (2) (10) 37 Selected financial information1 1The Financial Statements and their main ratios correspond to the consolidated information of Grupo Financiero Galicia. Naranja X individual figures may differ due to accounting adjustments applied during the consolidation process.

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Grupo Galicia Naranja XGalicia Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Loan Portfolio Quality Percentages, except otherwise noted 2026 2025 2025 Variation (%) 1Q 4Q 1Q vs.4Q25 vs.1Q25 Non-accrual loans 972,002 805,260 381,916 21 155 Allowances for loan losses and provisions 941,960 849,477 472,053 11 100 Ratios (%) Variation (bp) NPL Ratio 16.9 13.2 6.6 365 1,024 Allowance for loan losses to loans to the private sector 16.4 14.0 8.2 241 815 Coverage 96.9 105.5 123.6 (858) (2,669) Cost of risk 23.0 24.4 14.8 (141) 816 As of March 31, 2026, considering provisions associated with unused credit card balances, the coverage ratio stood at 96.9%, compared to 123.6% on the same date of the previous year and 105% at year-end 2025. 38 Asset quality1 1The Financial Statements and their main ratios correspond to the consolidated information of Grupo Financiero Galicia. Naranja X individual figures may differ due to accounting adjustments applied during the consolidation process.

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Grupo Galicia Naranja XGalicia Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Analysis of Loan Loss Experience1 In millions of pesos, except otherwise noted 2026 2025 2025 Variation (%) 1Q 4Q 1Q vs.4Q25 vs.1Q25 Allowances for loan losses At the beginning of the quarter 849,477 752,070 368,815 13 130 Changes in the allowance for loan losses Provisions charged to income 333,335 372,889 203,879 (11) 63 Reversals of allowances for loan losses (6) (5,822) (94) (100) (94) Charge off (164,676) (216,707) (66,903) (24) 146 Effect of inflation (76,170) (52,953) (33,644) 44 126 Allowance for loan losses at the end of the quarter 941,960 849,477 472,053 11 100 Charge to the income statement Provisions charged to income (333,335) (372,889) (203,879) (11) 63 Direct charge offs (3,835) (4,933) (4,067) (22) (6) Bad debt recovered 5,055 6,805 7,304 (26) (31) Net charge to the income statement (332,115) (371,017) (200,642) (10) 66 39 1The Financial Statements and their main ratios correspond to the consolidated information of Grupo Financiero Galicia. Naranja X individual figures may differ due to accounting adjustments applied during the consolidation process.

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Grupo Galicia Galicia Seguros Financial Report Galicia Naranja X GlosaryRelevant information ESG Regulatory changesFondos Fima Since 1996, Galicia Seguros has offered insurance solutions, promoting comprehensive protection for individuals and assets. It specializes in personal and property insurance, offering solutions for individuals, SMEs, large corporations, and the agricultural sector. Its offering is based on a wide range of coverages and services geared towards risk management, supported by a diversified network of channels—including bancassurance, insurance brokers, and digital channels—that facilitates access to solutions tailored to each client's needs.

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Grupo Galicia Galicia SegurosGalicia Naranja X GlosaryRelevant information ESG Regulatory changesFondos Fima 41 Highlights 895 2,401 Employees Polices in thousands Clients in thousands Ps.13,031 million Net income for the quarter attributable to Seguros -3% vs. 1Q 2025 ROE 21.4% -2,044 bp vs. 1Q 2025 Combined Ratio 95.3% +767 bp vs. 1Q 2025 1,876 Agencies 12

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Grupo Galicia Galicia SegurosGalicia Naranja X GlosaryRelevant information ESG Regulatory changesFondos Fima Income Statement In millions of pesos, except otherwise noted 2026 2025 2025 Variation (%) 1Q 4Q 1Q vs.4Q25 vs.1Q25 Income from insurance services 175,739 167,964 164,183 5 7 Insurance service expenses (164,276) (234,788) (155,292) (30) 6 Net reinsurance expenses (5,919) 43,472 7,109 (114) (183) Insurance financial results (30,355) (87,864) (16,797) (65) 81 Insurance business results (24,811) (111,216) (797) (78) n.m. Interest income 11,151 33,938 13,670 (67) (18) Net results from financial instruments 49,589 139,682 2,156 (64) n.m. Gold and foreign currency quotation differences (2,650) (165) 2,997 n.m. (188) Other operating income 6,437 9,674 4,784 (33) 35 Net operating income 39,716 71,913 22,810 (45) 74 Personnel expenses (851) (2,932) (1,487) (71) (43) Administrative expenses (2,889) (5,880) (3,533) (51) (18) Depreciations and devaluations of assets (5) 1,003 (42) (100) (88) Other operating expenses (402) (590) (326) (32) 23 Operating income 35,569 63,514 17,422 (44) 104 Results from the net monetary position (9,309) (7,043) (4,099) 32 127 Income tax (13,210) (25,356) 147 (48) n.m. Net income / (loss) 13,050 31,115 13,470 (58) (3) Net Income / (loss) Attributable to Parent Company's Owners 19 (1) 63 n.m. (70) Net Income / (loss) Attributable to Non-controlling Interests 13,031 31,116 13,407 (58) (3) Other comprehensive income 3,478 15,819 (4,082) (78) (185) Total comprehensive income / (loss) 16,528 46,934 9,388 (65) 76 Total comprehensive income / (loss) Attributable to Non-controlling Interests 19 (1) 63 n.m. (70) Total comprehensive income / (loss) Attributable to Parent Company's Owners 16,509 46,935 9,325 (65) 77 42 Results for the quarter

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Grupo Galicia Galicia SegurosGalicia Naranja X GlosaryRelevant information ESG Regulatory changesFondos Fima 43 Profitability and efficiency Combined ratio Efficiency ratio ROA ROE 4.0% 8.8% 6.6% 1Q 2026 4Q 2025 1Q 2025 21.4% 55.9% 41.9% 1Q 2026 4Q 2025 1Q 2025 95.3% 103.1% 87.6% 1Q 2026 4Q 2025 1Q 2025 89.0% 79.8% 93.5% 1Q 2026 4Q 2025 1Q 2025

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Grupo Galicia Galicia SegurosGalicia Naranja X GlosaryRelevant information ESG Regulatory changesFondos Fima Balance Sheet In millions of pesos, except otherwise noted 2026 2025 2025 Variation (%) 1Q 4Q 1Q vs.4Q25 vs.1Q25 Assets Cash and due from banks 3,995 4,392 5,592 (9) (29) Debt securities 632,179 706,208 557,416 (10) 13 Other financial assets 445,818 399,494 359,035 12 24 Property, bank premises, equipment 9,238 9,874 9,469 (6) (2) Intangible assets 27,076 25,066 26,265 8 3 Assets for insurance and reinsurance contracts 131,781 155,358 128,957 (15) 2 Other non-financial assets 133,347 156,056 121,988 (15) 9 Total assets 1,383,434 1,456,448 1,208,722 (5) 14 Liabilities Liabilities for insurance and reinsurance contracts 990,258 1,062,191 928,082 (7) 7 Other non-financial liabilities 137,086 154,693 79,423 (11) 73 Total liabilities 1,127,344 1,216,884 1,007,505 (7) 12 Shareholders' equity 256,090 239,564 201,217 7 27 44 Selected financial information

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Financial Report Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Since 1958, Fondos FIMA has been managing mutual funds, promoting savings and responsible investing through the professional management of diversified portfolios that provide access to capital markets and a broad range of local and international assets.

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima 46 Highlights Ps.13,231 +1% vs. 1Q 2025 Assets under management In billions 14.5% Market share +180 bp vs. 1Q 2025 30 Employees Assets under management 21Ps.34,375 million Net income for the quarter -4% vs. 1Q 2025

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Income Statement In millions of pesos, except otherwise noted 2026 2025 2025 Variation (%) 1Q 4Q 1Q vs.4Q25 vs.1Q25 Net results from financial instruments 12,205 14,486 8,065 (16) 51 Gold and foreign currency quotation differences (530) 479 53 (211) n.m. Other operating income 56,420 60,503 61,036 (7) (8) Net operating income 68,095 75,468 69,154 (10) (2) Personnel and administrative expenses (3,035) (4,992) (4,152) (39) (27) Other operating expenses (3,748) (4,050) (6,004) (7) (38) Operating income 61,312 66,426 58,998 (8) 4 Results from the net monetary position (8,428) (10,017) (8,578) 16 2 Income tax (18,509) (16,544) (14,600) 12 27 Net income 34,375 39,865 35,820 (14) (4) 47 Results for the quarter

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima 48 Assets under management Assets under management In millions of pesos, except otherwise noted 2026 2025 2025 Variation (%) 1Q 4Q 1Q vs.4Q25 vs.1Q25 Fima Acciones 128,234 153,070 134,465 (16) (5) Fima P.B. Acciones 60,798 70,399 83,083 (14) (27) Fima Renta en Pesos 136,959 102,575 151,369 34 (10) Fima Ahorro Pesos 617,426 548,774 529,129 13 17 Fima Renta Plus 106,201 88,312 112,494 20 (6) Fima Premium 8,375,221 8,073,001 8,950,398 4 (6) Fima Ahorro Plus 498,360 450,965 479,859 11 4 Fima Capital Plus 58,137 52,652 173,133 10 (66) Fima Abierto Pymes 77,553 76,985 21,062 1 268 Fima Mix I 19,616 25,009 37,632 (22) (48) Fima Premium Dolares 2,372,224 2,174,582 — 9 N/A Fima Mix II 8,143 10,443 10,993 (22) (26) Fima Renta Fija Internacional 3,479 4,149 5,314 (16) (35) Fima Sustentable ASG 5,801 7,917 5,316 (27) 9 Fima Acciones Latinoamericanas Dólares 791 773 629 2 26 Fima Renta Fija Dólares 419,478 243,864 440,582 72 (5) Fima Mix Dólares 163,932 172,905 179,352 (5) (9) HF Renta Fija Estratégica — — 44,263 N/A (100) HF Renta Dolares — — 11,130 N/A (100) HF Infraestructura PPEReI 85,830 96,583 — (11) N/A HF Acciones Líderes — — 44,235 N/A (100) HF Acciones Argentinas — — 28,359 N/A (100) HF Pesos — — 1,279,723 N/A (100) HF Pesos Renta Fija — — 25,429 N/A (100) HF Pesos Plus — — 248,713 N/A (100) HF Renta Fija Argentina — — 42,101 N/A (100) HF Desarrollo Abierto PYMES — — 40,631 N/A (100) HF Infraestructura II 11,596 11,703 11,362 (1) 2 HF Retorno Total 68,433 44,867 39,192 53 75 HF Balanceado 12,326 13,337 28,784 (8) (57) Assets under management 13,230,538 12,422,865 13,158,732 7 1

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Grupo Galicia Galicia Naranja X Galicia Seguros GlosaryRelevant information ESG Regulatory changesFondos Fima Balance Sheet In millions of pesos, except otherwise noted 2026 2025 2025 Variation (%) 1Q 4Q 1Q vs.4Q25 vs.1Q25 Assets Cash and due from banks 18,012 18,670 18,835 (4) (4) Debt securities 3,277 674 73,842 386 (96) Net loans and other financing 1,321 1,196 244 10 441 Other financial assets 112,550 116,478 111,741 (3) 1 Other non-financial assets 120 138 3,054 (13) (96) Total assets 135,280 137,156 207,716 (1) (35) Liabilities Other non-financial liabilities 46,434 41,331 121,311 12 (62) Total liabilities 46,434 41,331 121,311 12 (62) Shareholders' equity 88,846 95,825 86,405 (7) 3 49 Selected financial information

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Galicia Naranja X Galicia SegurosGrupo Galicia GlosaryRelevant information ESG Regulatory changesFondos Fima Relevant information Dividends On April 15, 2026, Grupo Galicia paid cash dividends of Ps.41,777 million, as approved by the Shareholders' Meeting of April 29, 2025.

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Galicia Naranja X Galicia SegurosGrupo Galicia GlosaryRelevant information ESG Regulatory changesFondos Fima ESG 51 Impact Financing In January 2026, Banco Galicia financed Ps.70 million in regenerative livestock projects through the BELAT Crowdlending I Trust, with the aim of promoting ecosystem regeneration and contributing to climate change mitigation. Sustainable financial products search engine In March 2026, Banco Galicia launched a search engine that brings together sustainable financing, savings, and investment alternatives in one place, facilitating access to impactful options. The project, developed by the Sustainable Financial Products Lab of the Argentine Sustainable Finance Protocol (PFSA) and hosted on its website, was supported by Innovative Finance for the Amazon, Cerrado and Chaco (IFACC). Integrated Report 2025 Launch In March 2026, Grupo Galicia presented its Integrated Report 2025, which summarizes how the Group puts its purpose into action: to develop financial solutions that simplify people's lives, drive opportunities and manage their impact in a responsible and sustainable way.

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Galicia Naranja X Galicia SegurosGrupo Galicia GlosaryRelevant information ESG Regulatory changesFondos Fima 52 Regulatory changes Deposit Guarantee Insurance System Through Communication "A" 8407, effective from April 1, the BCRA increased the amount of the deposit guarantee from Ps.25 million to Ps.50 million. Profit distribution Within the framework of Communication "A" 8410, the Central Bank of Argentina (BCRA) incorporated an exceptional and temporary profit distribution scheme, valid until December 31, 2026. Entities with prior authorization from the BCRA may distribute up to 60% of the profits corresponding to fiscal year 2025, net of legal and statutory reserves, in three equal and non- cumulative monthly installments. The maximum distributable amounts are determined in constant currency as of the date of the shareholders' meeting. The Central Bank of Argentina (BCRA) eliminates additional requirements for agricultural credit Through Communication "A" 8418, the Central Bank of Argentina (BCRA) introduced a specific modification to the Minimum Capital regulations, eliminating the capital surcharge for credit risk applied to financing granted to non-SME agricultural clients who maintain stockpiles exceeding 5% of their annual harvest capacity. Consequently, new financing to this segment is no longer subject to the increased weighting factor, with the differential treatment remaining in effect only for transactions granted until April 10, 2026. Minimun Cash Through Communication "A" 8423, the Central Bank of Argentina (BCRA) introduced modifications to the minimum cash reserve requirement in pesos, aimed at making liquidity management more flexible for financial institutions. The regulation reduces the minimum daily reserve requirement to 65% of the total requirement, effective April 17, 2026, and eliminates the minimum and maximum maturity periods for national government securities subscribed in primary placements that can be used to meet the minimum reserve requirement.

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Galicia Naranja X Galicia SegurosGrupo Galicia GlosaryRelevant information ESG Regulatory changesFondos Fima Combined ratio: claims (claims paid net of reinsurance, change in claims reserves net of reinsurance) + direct costs (commissions to intermediaries, assistance, inspections, call centers, advertising) + operating expenses (administration expenses, infrastructure, technology and payroll of collaborators, taxes) / NEP. Cost of risk: loan-loss provisions / average financing. Coverage: (allowance for loan losses + provisions for unused balances of credit-cards and overdrafts and guarantees granted) / non-accrual financing. Digital clients: number of customers with login in digital channels in the last 30 days. Efficiency ratio: (personnel expenses + administrative expenses + depreciation and devaluations of assets) / (net interest income + net fee income + net result from financial instruments + foreign currency quotation differences + insurance business results + certain items included in other operating income -other financial income, fees from bundles of products, rental of safe deposits boxes and other fee income- and expenses -contribution to the deposit insurance fund, other financial expenses, other fee-related expenses and turnover tax on financial income and fees- + result from the net monetary position). ROA: net income attributable to the company on average assets. ROE: net income attributable to the company on average shareholders' equity. N/A: not applicable. n.m.: not meaningful. It implies increases of more than 1000% or less than -1,000%. 53 Glossary and additional information Financial margin: (net interest income + net result from financial instruments + foreign currency quotation differences + underwriting income from insurance business + certain items included in other operating income -other financial income- and expenses -contribution to the deposit insurance fund, other financial expenses and turnover tax on financial income-) / average balance of interest- earning assets. Non-accrual portfolio: includes loans classified under the following categories of the Argentine Central Bank classification: With Problems and Medium Risk, High Risk of Insolvency and High Risk and Uncollectible.

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Galicia Naranja X Galicia SegurosGrupo Galicia GlosaryRelevant information ESG Regulatory changesFondos Fima Inflation, exchange rate and interest rates 2026 2025 2025 2025 2025 1Q 4Q 3Q 2Q 1Q Consumer price index (IPC) (1) 11,077.0608 10,121.3715 9384.0922 8855.5681 8353.3158 Consumer price index (IPC) (%) 9.44 7.86 5.97 6.01 8.57 Wholesale price index (IPIM) (%) (2) 6.14 5.15 9.96 4.25 4.70 Acquisition value unit (UVA) (3) 1,855.18 1,707.79 1,599.50 1,517.83 1,396.00 Exchange rate (Ps./US$) (4) 1,382.76 1,459.42 1,366.58 1,194.08 1,073.88 Badlar (5) (quartely averages) 29.85 35.57 42.83 32.69 29.89 Tamar(6) 0.30 0.33 0.50 0.34 0.31 (1) Published by the INDEC (National Institute of Statistics and Censuses of the Argentine Republic) (2) Internal Wholesale Price Index. Source: INDEC (National Institute of Statistics and Censuses of the Argentine Republic). (3) Adquisition Value Unit: BCRA (4) Argentine Central Bank reference exchange rate Communication "A" 3500. On the last business day of each period. (5) Argentine Central Bank reference rate for time deposits greater than one million pesos from private banks. (6) BCRA reference rate for wholesale deposits. 54

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Galicia Naranja X Galicia SegurosGrupo Galicia GlosaryRelevant information ESG Regulatory changesFondos Fima Contact us www.gfgsa.com +54 11 4343 7528 inversores@gfgsa.com asg@gfgsa.com web Phone e-mail

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