# EDGAR Filing Document

**Accession Number:** 0001787663
**File Stem:** 0001787663-23-000001
**Filing Date:** 2023-1
**Character Count:** 10478
**Document Hash:** ed16fa6576bacfdd4e74c1d111ca501c
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001787663-23-000001.hdr.sgml**: 20230120

**ACCESSION NUMBER**: 0001787663-23-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230120

**DATE AS OF CHANGE**: 20230120

**EFFECTIVENESS DATE**: 20230120

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** RIVERSEDGE ADVISORS, LLC
- **CENTRAL INDEX KEY:** 0001787663
- **IRS NUMBER:** 831516530
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19585
- **FILM NUMBER:** 23540286

**BUSINESS ADDRESS:**
- **STREET 1:** 1 AVENUE OF THE ARTS SUITE 2
- **CITY:** WILMINGTON
- **STATE:** DE
- **ZIP:** 19801
- **BUSINESS PHONE:** 302-560-3350

**MAIL ADDRESS:**
- **STREET 1:** 1 AVENUE OF THE ARTS SUITE 2
- **CITY:** WILMINGTON
- **STATE:** DE
- **ZIP:** 19801

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** RIVERSEDGE ADVISORS LLC<br>**Address:** 1 Avenue Of The Arts Suite 2<br>Wilmington, DE 19801

**Form 13F File Number:** 028-19585

**CRD Number (if applicable):** 000298390

**SEC File Number (if applicable):** 801-113978

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Jarrett F. Morris<br>**Title:** Chief Compliance Officer<br>**Phone:** 302-573-6864

**Signature, Place, and Date of Signing:**

/s/ Jarret F. Morris  Wilmington, DE  01-20-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 66

**Form 13F Information Table Value Total:** $308791253

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 274475 | 2500 | SH |  | SOLE |  | 0 | 0 | 2500 |
| ABBVIE INC | COM | 00287Y109 |  | 425196 | 2631 | SH |  | SOLE |  | 0 | 0 | 2631 |
| ABRDN ETFS | BBRG ALL COMD K1 | 003261104 |  | 790123 | 35817 | SH |  | SOLE |  | 0 | 0 | 35817 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 324686 | 3680 | SH |  | SOLE |  | 0 | 0 | 3680 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 322977 | 3640 | SH |  | SOLE |  | 0 | 0 | 3640 |
| APPLE INC | COM | 037833100 |  | 5100402 | 39255 | SH |  | SOLE |  | 0 | 0 | 39255 |
| BANK AMERICA CORP | COM | 060505104 |  | 204291 | 6168 | SH |  | SOLE |  | 0 | 0 | 6168 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 245884 | 796 | SH |  | SOLE |  | 0 | 0 | 796 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 446666 | 6208 | SH |  | SOLE |  | 0 | 0 | 6208 |
| DBX ETF TR | XTRACK USD HIGH | 233051432 |  | 5205363 | 154416 | SH |  | SOLE |  | 0 | 0 | 154416 |
| GENUINE PARTS CO | COM | 372460105 |  | 292885 | 1688 | SH |  | SOLE |  | 0 | 0 | 1688 |
| INVESCO EXCH TRADED FD TR II | SR LN ETF | 46138G508 |  | 580783 | 28289 | SH |  | SOLE |  | 0 | 0 | 28289 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 7547976 | 53437 | SH |  | SOLE |  | 0 | 0 | 53437 |
| ISHARES INC | MSCI GBL MIN VOL | 464286525 |  | 2093668 | 22034 | SH |  | SOLE |  | 0 | 0 | 22034 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 8492616 | 137778 | SH |  | SOLE |  | 0 | 0 | 137778 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 525625 | 5041 | SH |  | SOLE |  | 0 | 0 | 5041 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 1163226 | 16134 | SH |  | SOLE |  | 0 | 0 | 16134 |
| ISHARES TR | BROAD USD HIGH | 46435U853 |  | 712354 | 20630 | SH |  | SOLE |  | 0 | 0 | 20630 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 3898735 | 36948 | SH |  | SOLE |  | 0 | 0 | 36948 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 3258475 | 38521 | SH |  | SOLE |  | 0 | 0 | 38521 |
| ISHARES TR | RUS 2000 GRW ETF | 464287648 |  | 740028 | 3450 | SH |  | SOLE |  | 0 | 0 | 3450 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 1685948 | 18464 | SH |  | SOLE |  | 0 | 0 | 18464 |
| ISHARES TR | CORE S ETF | 464287200 |  | 3031033 | 7889 | SH |  | SOLE |  | 0 | 0 | 7889 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 793544 | 13565 | SH |  | SOLE |  | 0 | 0 | 13565 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 272734 | 4155 | SH |  | SOLE |  | 0 | 0 | 4155 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT INC | 46641Q837 |  | 670639 | 13378 | SH |  | SOLE |  | 0 | 0 | 13378 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 603083 | 3414 | SH |  | SOLE |  | 0 | 0 | 3414 |
| LINCOLN ELEC HLDGS INC | COM | 533900106 |  | 267307 | 1850 | SH |  | SOLE |  | 0 | 0 | 1850 |
| MCDONALDS CORP | COM | 580135101 |  | 343643 | 1304 | SH |  | SOLE |  | 0 | 0 | 1304 |
| MERCK  CO INC | COM | 58933Y105 |  | 207033 | 1866 | SH |  | SOLE |  | 0 | 0 | 1866 |
| MICROSOFT CORP | COM | 594918104 |  | 828098 | 3453 | SH |  | SOLE |  | 0 | 0 | 3453 |
| MOODYS CORP | COM | 615369105 |  | 532721 | 1912 | SH |  | SOLE |  | 0 | 0 | 1912 |
| PACER FDS TR | PACER US SMALL | 69374H857 |  | 4299081 | 119585 | SH |  | SOLE |  | 0 | 0 | 119585 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 2217891 | 45976 | SH |  | SOLE |  | 0 | 0 | 45976 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 18869359 | 585823 | SH |  | SOLE |  | 0 | 0 | 585823 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 33516559 | 742338 | SH |  | SOLE |  | 0 | 0 | 742338 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 8096846 | 199873 | SH |  | SOLE |  | 0 | 0 | 199873 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 4637443 | 70243 | SH |  | SOLE |  | 0 | 0 | 70243 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 553665 | 23391 | SH |  | SOLE |  | 0 | 0 | 23391 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 586667 | 17154 | SH |  | SOLE |  | 0 | 0 | 17154 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 4397556 | 133421 | SH |  | SOLE |  | 0 | 0 | 133421 |
| SPDR SER TR | BLOOMBERG 1-3 MO | 78468R663 |  | 502060 | 5489 | SH |  | SOLE |  | 0 | 0 | 5489 |
| SPDR SER TR | NUVEEN BLMBRG SH | 78468R739 |  | 1141379 | 24295 | SH |  | SOLE |  | 0 | 0 | 24295 |
| SPDR SER TR | PRTFLO S GW | 78464A409 |  | 20168737 | 398041 | SH |  | SOLE |  | 0 | 0 | 398041 |
| SPDR SER TR | PRTFLO S VL | 78464A508 |  | 19672507 | 505850 | SH |  | SOLE |  | 0 | 0 | 505850 |
| SPDR SER TR | BLOOMBERG EMERGI | 78464A391 |  | 1060268 | 51569 | SH |  | SOLE |  | 0 | 0 | 51569 |
| SPDR SER TR | NUVEEN BLOOMBERG | 78464A284 |  | 5415442 | 110587 | SH |  | SOLE |  | 0 | 0 | 110587 |
| SPDR SER TR | SSGA US LRG ETF | 78468R804 |  | 1210091 | 8922 | SH |  | SOLE |  | 0 | 0 | 8922 |
| TEXAS PACIFIC LAND CORPORATI | COM | 88262P102 |  | 276619 | 118 | SH |  | SOLE |  | 0 | 0 | 118 |
| VANECK ETF TRUST | JP MRGAN EM LOC | 92189H300 |  | 3151660 | 130073 | SH |  | SOLE |  | 0 | 0 | 130073 |
| VANECK ETF TRUST | HIGH YLD MUNIETF | 92189H409 |  | 1957681 | 38728 | SH |  | SOLE |  | 0 | 0 | 38728 |
| VANGUARD ADMIRAL FDS INC | SMLCP 600 VAL | 921932778 |  | 6148822 | 39152 | SH |  | SOLE |  | 0 | 0 | 39152 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 19087558 | 265695 | SH |  | SOLE |  | 0 | 0 | 265695 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 2269569 | 14292 | SH |  | SOLE |  | 0 | 0 | 14292 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 4885047 | 22923 | SH |  | SOLE |  | 0 | 0 | 22923 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 2866979 | 14296 | SH |  | SOLE |  | 0 | 0 | 14296 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 227504 | 1190 | SH |  | SOLE |  | 0 | 0 | 1190 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 7910873 | 56357 | SH |  | SOLE |  | 0 | 0 | 56357 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 16632914 | 426704 | SH |  | SOLE |  | 0 | 0 | 426704 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 2691467 | 57621 | SH |  | SOLE |  | 0 | 0 | 57621 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 10417606 | 210499 | SH |  | SOLE |  | 0 | 0 | 210499 |
| VANGUARD SCOTTSDALE FDS | VNG RUS2000GRW | 92206C623 |  | 4270814 | 27428 | SH |  | SOLE |  | 0 | 0 | 27428 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 45476895 | 1083557 | SH |  | SOLE |  | 0 | 0 | 1083557 |
| VANGUARD WHITEHALL FDS | EM MK GOV BD ETF | 921946885 |  | 886466 | 14537 | SH |  | SOLE |  | 0 | 0 | 14537 |
| VANGUARD WORLD FDS | INF TECH ETF | 92204A702 |  | 771660 | 2416 | SH |  | SOLE |  | 0 | 0 | 2416 |
| VICTORY PORTFOLIOS II | VCSHS INTL VOLTY | 92647N840 |  | 633351 | 17134 | SH |  | SOLE |  | 0 | 0 | 17134 |

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