# EDGAR Filing Document

**Accession Number:** 0001070680
**File Stem:** 0001193125-26-051037
**Filing Date:** 2026-2
**Character Count:** 5315
**Document Hash:** bbd12ebcdcdd9990f791b258dcec9aef
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-051037.hdr.sgml**: 20260213

**ACCESSION NUMBER**: 0001193125-26-051037

**CONFORMED SUBMISSION TYPE**: SCHEDULE 13D/A

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20260213

**DATE AS OF CHANGE**: 20260213

**SUBJECT COMPANY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CF BANKSHARES INC.
- **CENTRAL INDEX KEY:** 0001070680
- **STANDARD INDUSTRIAL CLASSIFICATION:** NATIONAL COMMERCIAL BANKS [6021]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 341877137
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** SCHEDULE 13D/A
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 005-55853
- **FILM NUMBER:** 26631767

**BUSINESS ADDRESS:**
- **STREET 1:** C/O CFBANK
- **STREET 2:** 4960 EAST DUBLIN GRANVILLE RD, SUITE 400
- **CITY:** COLUMBUS
- **STATE:** OH
- **ZIP:** 43081
- **BUSINESS PHONE:** 6143347979

**MAIL ADDRESS:**
- **STREET 1:** C/O CFBANK
- **STREET 2:** 4960 EAST DUBLIN GRANVILLE RD, SUITE 400
- **CITY:** COLUMBUS
- **STATE:** OH
- **ZIP:** 43081

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** CENTRAL FEDERAL CORP
- **DATE OF NAME CHANGE:** 20030509

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** GRAND CENTRAL FINANCIAL CORP
- **DATE OF NAME CHANGE:** 19980918
**FILED BY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Cochran Edward W
- **CENTRAL INDEX KEY:** 0001557204

**ORGANIZATION NAME:**

**FILING VALUES:**
- **FORM TYPE:** SCHEDULE 13D/A

**MAIL ADDRESS:**
- **STREET 1:** 2923 SMITH ROAD
- **CITY:** FAIRLAWN
- **STATE:** OH
- **ZIP:** 44333

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## SCHEDULE 13D

### Under the Securities Exchange Act of 1934

**(Amendment No. 11)**

**CF BANKSHARES INC.**

*(Name of Issuer)*

**COMMON STOCK**

*(Title of Class of Securities)*

**12520L109**

*(CUSIP Number)*

**Edward W. Cochran**<br>20030 Marchmont Rd.<br>Shaker Heights OH 44122<br>(216) 751-5546

*(Name, Address and Telephone Number of Person Authorized to Receive Notices and Communications)*

**02/13/2026**

*(Date of Event Which Requires Filing of this Statement)*

| **CUSIP No.** | **12520L109** |

---

| | | | |
|:--|:--|:--|:--|
| 1 | Name of reporting person<br>**Edward W. Cochran** | Name of reporting person<br>**Edward W. Cochran** | |
| 2 | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | Check the appropriate box if a member of a Group (See Instructions)<br>[x] (a)<br>[ ] (b) | |
| 3 | SEC use only | SEC use only | |
| 4 | Source of funds (See Instructions)<br>**PF** | Source of funds (See Instructions)<br>**PF** | |
| 5 | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)<br>[ ] | |
| 6 | Citizenship or place of organization<br>**X1** | Citizenship or place of organization<br>**X1** | |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 7 | Sole Voting Power<br>**349913.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 8 | Shared Voting Power<br>**0.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 9 | Sole Dispositive Power<br>**349913.00** |
| Number of Shares<br>Beneficially Owned by<br>Each Reporting Person With: | 10 | Shared Dispositive Power<br>**0.00** |
| 11 | Aggregate amount beneficially owned by each reporting person<br>**349913.00** | Aggregate amount beneficially owned by each reporting person<br>**349913.00** | |
| 12 | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)<br>[ ] | |
| 13 | Percent of class represented by amount in Row (11)<br>**5.50%** | Percent of class represented by amount in Row (11)<br>**5.50%** | |
| 14 | Type of Reporting Person (See Instructions)<br>**IN** | Type of Reporting Person (See Instructions)<br>**IN** | |

---

**Item 1. Security and Issuer**

**(a) Title of Class of Securities:**
COMMON STOCK

**(b) Name of Issuer:**
CF BANKSHARES INC.

**(c) Address of Issuer's Principal Executive Offices:**
4960 E. Dublin Granville Rd., Suite #400, Columbus, OH, 43081

**Item 4. Purpose of Transaction**

Private Investment

**Item 5. Interest in Securities of the Issuer**

**(a)**
The 349,913 shares of Common Stock represents 5.50% of outstanding voting Common Stock of CF Bankshares Inc., calculated based on 6,367,075 shares of voting Common Stock outstanding as of November 7, 2025 (as reported in the most recent Quarterly Report on Form 10-Q of CF Bankshares Inc.).

**(b)**
The Reporting Person has sole voting and dispositive power with respect to all 349,913 shares of Common Stock.

**(c)**
None

**Item 6. Contracts, Arrangements, Understandings or Relationships With Respect to Securities of the Issuer.**

None

### SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

**Reporting Person:** Edward W. Cochran

**Signature:** /s/ Edward W. Cochran

**Name/Title:** Edward W. Cochran/Individual

**Date:** 02/13/2026