# EDGAR Filing Document

**Accession Number:** 0001910146
**File Stem:** 0001420506-26-000144
**Filing Date:** 2026-2
**Character Count:** 13261
**Document Hash:** 3906ac83744a477684a0b38450bc51c5
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001420506-26-000144.hdr.sgml**: 20260204

**ACCESSION NUMBER**: 0001420506-26-000144

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260204

**DATE AS OF CHANGE**: 20260203

**EFFECTIVENESS DATE**: 20260204

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Frontier Asset Management, LLC
- **CENTRAL INDEX KEY:** 0001910146

**ORGANIZATION NAME:**
- **EIN:** 830331917
- **STATE OF INCORPORATION:** WY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21824
- **FILM NUMBER:** 26595029

**BUSINESS ADDRESS:**
- **STREET 1:** 50 EAST LOUCKS STREET, SUITE 201
- **CITY:** SHERIDAN
- **STATE:** WY
- **ZIP:** 82801
- **BUSINESS PHONE:** 3076735675

**MAIL ADDRESS:**
- **STREET 1:** 50 EAST LOUCKS STREET, SUITE 201
- **CITY:** SHERIDAN
- **STATE:** WY
- **ZIP:** 82801

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Frontier Asset Management LLC<br>**Address:** 50 EAST LOUCKS STREET SUITE 201<br>SHERIDAN, WY 82801

**Form 13F File Number:** 028-21824

**CRD Number (if applicable):** 000109910

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Lawrence M Korchan<br>**Title:** Compliance Manager<br>**Phone:** 307-673-5675

**Signature, Place, and Date of Signing:**

Lawrence M Korchan Compliance Manager  Marietta, GA  02-03-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 92

**Form 13F Information Table Value Total:** $431219196

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 2591248 | 20682 | SH |  | SOLE |  | 20682 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 2836704 | 12415 | SH |  | SOLE |  | 12415 | 0 | 0 |
| ABRDN FDS | INTL SMALL CAP A | 003022266 |  | 673192 | 19519 | SH |  | SOLE |  | 19519 | 0 | 0 |
| ADVISORS INNER CIRCLE FD II | FRONTIER ASSET U | 00764Q579 |  | 19243890 | 672828 | SH |  | SOLE |  | 672828 | 0 | 0 |
| ADVISORS INNER CIRCLE FD II | FRONTIER ASSET G | 00764Q595 |  | 15037877 | 499677 | SH |  | SOLE |  | 499677 | 0 | 0 |
| ADVISORS INNER CIRCLE FD II | FRONTIER ASSET T | 00764Q587 |  | 14238679 | 451013 | SH |  | SOLE |  | 451013 | 0 | 0 |
| ADVISORS INNER CIRCLE FD II | FRONTIER ASSET C | 00764Q629 |  | 7926644 | 310910 | SH |  | SOLE |  | 310910 | 0 | 0 |
| ADVISORS INNER CIRCLE FD II | FRONTIER ASSET O | 00764Q611 |  | 7125117 | 278812 | SH |  | SOLE |  | 278812 | 0 | 0 |
| ADVISORS INNER CIRCLE FD II | FRONTIER ASSET A | 00764Q637 |  | 1897673 | 70518 | SH |  | SOLE |  | 70518 | 0 | 0 |
| ADVISORS INNER CIRCLE FD III | BROWN ADVISORY | 00775Y272 |  | 442300 | 17097 | SH |  | SOLE |  | 17097 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 431920 | 1380 | SH |  | SOLE |  | 1380 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 652529 | 2827 | SH |  | SOLE |  | 2827 | 0 | 0 |
| AMERICAN BEACON SELECT FUNDS | AHL TREND ETF | 02368W309 |  | 292590 | 11110 | SH |  | SOLE |  | 11110 | 0 | 0 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 |  | 54866458 | 583873 | SH |  | SOLE |  | 583873 | 0 | 0 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 5750582 | 56390 | SH |  | SOLE |  | 56390 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 235991 | 721 | SH |  | SOLE |  | 721 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 376527 | 1385 | SH |  | SOLE |  | 1385 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 245796 | 489 | SH |  | SOLE |  | 489 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 734714 | 852 | SH |  | SOLE |  | 852 | 0 | 0 |
| EA SERIES TRUST | FREEDOM 100 EM | 02072L607 |  | 321451 | 6270 | SH |  | SOLE |  | 6270 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 466117 | 3874 | SH |  | SOLE |  | 3874 | 0 | 0 |
| HEICO CORP NEW | COM | 422806109 |  | 318429 | 1105 | SH |  | SOLE |  | 1105 | 0 | 0 |
| ISHARES INC | EMNG MKTS EQT | 46434G889 |  | 9170625 | 158525 | SH |  | SOLE |  | 158525 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 7618541 | 113338 | SH |  | SOLE |  | 113338 | 0 | 0 |
| ISHARES INC | MSCI EMERG MRKT | 464286533 |  | 6323259 | 98740 | SH |  | SOLE |  | 98740 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 42404153 | 352839 | SH |  | SOLE |  | 352839 | 0 | 0 |
| ISHARES TR | MSCI INTL QUALTY | 46434V456 |  | 15337853 | 337467 | SH |  | SOLE |  | 337467 | 0 | 0 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 7723701 | 62662 | SH |  | SOLE |  | 62662 | 0 | 0 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 7642100 | 64031 | SH |  | SOLE |  | 64031 | 0 | 0 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 7241639 | 65887 | SH |  | SOLE |  | 65887 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 2247985 | 3283 | SH |  | SOLE |  | 3283 | 0 | 0 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 1613035 | 20806 | SH |  | SOLE |  | 20806 | 0 | 0 |
| ISHARES TR | TRUST ISHARE 0-1 | 464288679 |  | 1159357 | 10526 | SH |  | SOLE |  | 10526 | 0 | 0 |
| ISHARES TR | 20+ YEAR TR BD | 46436E338 |  | 763904 | 33697 | SH |  | SOLE |  | 33697 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 439420 | 4912 | SH |  | SOLE |  | 4912 | 0 | 0 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 427758 | 2018 | SH |  | SOLE |  | 2018 | 0 | 0 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 253183 | 3546 | SH |  | SOLE |  | 3546 | 0 | 0 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 202774 | 2327 | SH |  | SOLE |  | 2327 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | ACTIVE GROWTH | 46654Q609 |  | 29991143 | 323181 | SH |  | SOLE |  | 323181 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 2290020 | 40008 | SH |  | SOLE |  | 40008 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | NASDAQ EQT PREM | 46654Q203 |  | 1445385 | 24869 | SH |  | SOLE |  | 24869 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED F | ACTIVE VALUE ETF | 46641Q167 |  | 1018196 | 14197 | SH |  | SOLE |  | 14197 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 364133 | 1131 | SH |  | SOLE |  | 1131 | 0 | 0 |
| LEGG MASON ETF INVT | FRANKLIN INTL LW | 52468L505 |  | 17777879 | 482833 | SH |  | SOLE |  | 482833 | 0 | 0 |
| LITMAN GREGORY FDS TR | IMGP DBI MANAGED | 53700T827 |  | 629832 | 22446 | SH |  | SOLE |  | 22446 | 0 | 0 |
| LOWES COS INC | COM | 548661107 |  | 200039 | 830 | SH |  | SOLE |  | 830 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 229529 | 751 | SH |  | SOLE |  | 751 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 868338 | 1796 | SH |  | SOLE |  | 1796 | 0 | 0 |
| NEW YORK LIFE INVTS ACTIVE E | NYLI MACKAY MUN | 45409F827 |  | 1116637 | 45896 | SH |  | SOLE |  | 45896 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 272712 | 3397 | SH |  | SOLE |  | 3397 | 0 | 0 |
| NORTHERN LTS FD TR IV | INSPIRE 500 ETF | 66537J796 |  | 4205812 | 16946 | SH |  | SOLE |  | 16946 | 0 | 0 |
| NORTHERN LTS FD TR IV | INSPIRE INTL ETF | 66538H419 |  | 3464769 | 94978 | SH |  | SOLE |  | 94978 | 0 | 0 |
| NORTHERN LTS FD TR IV | INSPIRE GBL HOPE | 66538H658 |  | 2708483 | 62686 | SH |  | SOLE |  | 62686 | 0 | 0 |
| NORTHERN LTS FD TR IV | INSPIRE FIDELIS | 66538H187 |  | 2279312 | 63775 | SH |  | SOLE |  | 63775 | 0 | 0 |
| NORTHERN LTS FD TR IV | INSPIRE SML/ MID | 66538H641 |  | 877893 | 22756 | SH |  | SOLE |  | 22756 | 0 | 0 |
| NORTHERN LTS FD TR IV | INSPIRE 100 ETF | 66538H534 |  | 580739 | 12869 | SH |  | SOLE |  | 12869 | 0 | 0 |
| NOVO-NORDISK A S | ADR | 670100205 |  | 288948 | 5679 | SH |  | SOLE |  | 5679 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 360134 | 1932 | SH |  | SOLE |  | 1932 | 0 | 0 |
| ONEOK INC NEW | COM | 682680103 |  | 460772 | 6269 | SH |  | SOLE |  | 6269 | 0 | 0 |
| PROFESIONALLY MANAGED PORTFO | AKRE FOCUS ETF | 74316P579 |  | 1261985 | 19264 | SH |  | SOLE |  | 19264 | 0 | 0 |
| PUTNAM ETF TRUST | FOCUSED LAR CAP | 746729300 |  | 12337404 | 270736 | SH |  | SOLE |  | 270736 | 0 | 0 |
| RBB FUND TRUST | FIRST EAGLE GBL | 75526L886 |  | 8531641 | 185362 | SH |  | SOLE |  | 185362 | 0 | 0 |
| RTX CORPORATION | COM | 75513E101 |  | 1624015 | 8856 | SH |  | SOLE |  | 8856 | 0 | 0 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 9995311 | 377324 | SH |  | SOLE |  | 377324 | 0 | 0 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 1251666 | 51361 | SH |  | SOLE |  | 51361 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 904776 | 2283 | SH |  | SOLE |  | 2283 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A664 |  | 3170949 | 119795 | SH |  | SOLE |  | 119795 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R663 |  | 231491 | 2534 | SH |  | SOLE |  | 2534 | 0 | 0 |
| T ROWE PRICE ETF INC | US EQUITY RESEAR | 87283Q503 |  | 19589180 | 457906 | SH |  | SOLE |  | 457906 | 0 | 0 |
| T ROWE PRICE ETF INC | PRICE DIV GRWT | 87283Q404 |  | 9026050 | 200713 | SH |  | SOLE |  | 200713 | 0 | 0 |
| T ROWE PRICE ETF INC | CAP APPRECIATION | 87283Q867 |  | 1174577 | 30732 | SH |  | SOLE |  | 30732 | 0 | 0 |
| T ROWE PRICE ETF INC | SMALL MID CAP | 87283Q826 |  | 422374 | 11766 | SH |  | SOLE |  | 11766 | 0 | 0 |
| TCW ETF TRUST | FLEXIBLE INCOME | 29287L700 |  | 2129301 | 53771 | SH |  | SOLE |  | 53771 | 0 | 0 |
| TIMOTHY PLAN | HIG DV STK ETF | 887432326 |  | 1690641 | 43879 | SH |  | SOLE |  | 43879 | 0 | 0 |
| TIMOTHY PLAN | U S SM CP CORE | 887432342 |  | 1391672 | 33575 | SH |  | SOLE |  | 33575 | 0 | 0 |
| TIMOTHY PLAN | US LRGMD CP CORE | 887432359 |  | 497292 | 10942 | SH |  | SOLE |  | 10942 | 0 | 0 |
| UNIFIED SER TR | ONEASCENT INTL | 90470L444 |  | 1778056 | 42959 | SH |  | SOLE |  | 42959 | 0 | 0 |
| UNIFIED SER TR | ONEASCENT EMGRG | 90470L469 |  | 1414501 | 38616 | SH |  | SOLE |  | 38616 | 0 | 0 |
| UNIFIED SER TR | BALLAST SMLMD CP | 90470L550 |  | 397729 | 8972 | SH |  | SOLE |  | 8972 | 0 | 0 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 331883 | 4212 | SH |  | SOLE |  | 4212 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 7238267 | 37899 | SH |  | SOLE |  | 37899 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 5711358 | 22142 | SH |  | SOLE |  | 22142 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 3186469 | 36010 | SH |  | SOLE |  | 36010 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 1205756 | 2472 | SH |  | SOLE |  | 2472 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 12612182 | 234602 | SH |  | SOLE |  | 234602 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 1002130 | 17064 | SH |  | SOLE |  | 17064 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 267683 | 4467 | SH |  | SOLE |  | 4467 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 683459 | 10941 | SH |  | SOLE |  | 10941 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 426815 | 1217 | SH |  | SOLE |  | 1217 | 0 | 0 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 212043 | 966 | SH |  | SOLE |  | 966 | 0 | 0 |
| WISDOMTREE TR | US EFFICIENT COR | 97717Y790 |  | 489235 | 8927 | SH |  | SOLE |  | 8927 | 0 | 0 |
| WISDOMTREE TR | FLOATNG RAT TREA | 97717Y527 |  | 324885 | 6457 | SH |  | SOLE |  | 6457 | 0 | 0 |

---