# EDGAR Filing Document

**Accession Number:** 0001600307
**File Stem:** 0001951757-25-001350
**Filing Date:** 2025-11
**Character Count:** 33031
**Document Hash:** 3261bd90546ff7689d7610c357693dc4
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001951757-25-001350.hdr.sgml**: 20251107

**ACCESSION NUMBER**: 0001951757-25-001350

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251107

**DATE AS OF CHANGE**: 20251107

**EFFECTIVENESS DATE**: 20251107

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SIGNET FINANCIAL MANAGEMENT, LLC
- **CENTRAL INDEX KEY:** 0001600307

**ORGANIZATION NAME:**
- **EIN:** 270854909
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-16787
- **FILM NUMBER:** 251462896

**BUSINESS ADDRESS:**
- **STREET 1:** 400 INTERPACE PKWY
- **STREET 2:** BUILDING C, 2ND FLOOR
- **CITY:** PARSIPPANY
- **STATE:** NJ
- **ZIP:** 07054
- **BUSINESS PHONE:** (973) 543-6660

**MAIL ADDRESS:**
- **STREET 1:** 400 INTERPACE PKWY
- **STREET 2:** BUILDING C, 2ND FLOOR
- **CITY:** PARSIPPANY
- **STATE:** NJ
- **ZIP:** 07054

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Krasney Financial LLC
- **DATE OF NAME CHANGE:** 20140214

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** SIGNET FINANCIAL MANAGEMENT LLC<br>**Address:** 400 INTERPACE PKWY<br>BUILDING C 2ND FLOOR<br>PARSIPPANY, NJ 07054

**Form 13F File Number:** 028-16787

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Stephen Tuttle<br>**Title:** Chief Compliance Officer<br>**Phone:** (973) 543-6660

**Signature, Place, and Date of Signing:**

Stephen Tuttle  Parsippany, NJ  11-07-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 290

**Form 13F Information Table Value Total:** $861227595

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 2015261 | 2531 | SH |  | SOLE |  | 0 | 0 | 2531 |
| SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 |  | 380759 | 4366 | SH |  | SOLE |  | 0 | 0 | 4366 |
| FRESENIUS MEDICAL CARE AG | SPONSORED ADR | 358029106 |  | 785740 | 29842 | SH |  | SOLE |  | 0 | 0 | 29842 |
| ISHARES TR | MBS ETF | 464288588 |  | 616152 | 6476 | SH |  | SOLE |  | 0 | 0 | 6476 |
| MCDONALDS CORP | COM | 580135101 |  | 1592288 | 5240 | SH |  | SOLE |  | 0 | 0 | 5240 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHT MUNCPL | 46641Q654 |  | 3590633 | 70349 | SH |  | SOLE |  | 0 | 0 | 70349 |
| STARBUCKS CORP | COM | 855244109 |  | 596659 | 7053 | SH |  | SOLE |  | 0 | 0 | 7053 |
| CAPITAL GROUP GROWTH ETF | SHS CREATION UNI | 14020G101 |  | 2756601 | 62764 | SH |  | SOLE |  | 0 | 0 | 62764 |
| WP CAREY INC | COM | 92936U109 |  | 2672472 | 39551 | SH |  | SOLE |  | 0 | 0 | 39551 |
| BLACKROCK ETF TRUST II | ISHARES TOTAL RE | 092528876 |  | 1690715 | 33158 | SH |  | SOLE |  | 0 | 0 | 33158 |
| CISCO SYS INC | COM | 17275R102 |  | 1218234 | 17805 | SH |  | SOLE |  | 0 | 0 | 17805 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 15500765 | 63645 | SH |  | SOLE |  | 0 | 0 | 63645 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 591240 | 13110 | SH |  | SOLE |  | 0 | 0 | 13110 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 1258340 | 23729 | SH |  | SOLE |  | 0 | 0 | 23729 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 262788 | 10770 | SH |  | SOLE |  | 0 | 0 | 10770 |
| FORTINET INC | COM | 34959E109 |  | 4078132 | 48503 | SH |  | SOLE |  | 0 | 0 | 48503 |
| MICROSOFT CORP | COM | 594918104 |  | 13862743 | 26765 | SH |  | SOLE |  | 0 | 0 | 26765 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 3057831 | 21694 | SH |  | SOLE |  | 0 | 0 | 21694 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 4677744 | 16596 | SH |  | SOLE |  | 0 | 0 | 16596 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 1438527 | 14287 | SH |  | SOLE |  | 0 | 0 | 14287 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 9189725 | 28003 | SH |  | SOLE |  | 0 | 0 | 28003 |
| HOME DEPOT INC | COM | 437076102 |  | 2365479 | 5838 | SH |  | SOLE |  | 0 | 0 | 5838 |
| ISHARES TR | CORE S ETF | 464287200 |  | 6457778 | 9649 | SH |  | SOLE |  | 0 | 0 | 9649 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 5179317 | 71676 | SH |  | SOLE |  | 0 | 0 | 71676 |
| BROADCOM INC | COM | 11135F101 |  | 14602066 | 44261 | SH |  | SOLE |  | 0 | 0 | 44261 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 742507 | 13704 | SH |  | SOLE |  | 0 | 0 | 13704 |
| VONTIER CORPORATION | COM | 928881101 |  | 2541762 | 60561 | SH |  | SOLE |  | 0 | 0 | 60561 |
| UNITED THERAPEUTICS CORP DEL | COM | 91307C102 |  | 4601249 | 10976 | SH |  | SOLE |  | 0 | 0 | 10976 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 4042879 | 68698 | SH |  | SOLE |  | 0 | 0 | 68698 |
| NEXSTAR MEDIA GROUP INC | COMMON STOCK | 65336K103 |  | 399167 | 2019 | SH |  | SOLE |  | 0 | 0 | 2019 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 |  | 613436 | 6896 | SH |  | SOLE |  | 0 | 0 | 6896 |
| NUSHARES ETF TR | NUVEEN ESG SMLCP | 67092P607 |  | 237434 | 5384 | SH |  | SOLE |  | 0 | 0 | 5384 |
| BANK NEW YORK MELLON CORP | COM | 064058100 |  | 820459 | 7530 | SH |  | SOLE |  | 0 | 0 | 7530 |
| SPDR SERIES TRUST | PRTFLO S VL | 78464A508 |  | 28015771 | 506340 | SH |  | SOLE |  | 0 | 0 | 506340 |
| ISHARES TR | AGENCY BOND ETF | 464288166 |  | 6216653 | 56326 | SH |  | SOLE |  | 0 | 0 | 56326 |
| J P MORGAN EXCHANGE TRADED F | BETBULD MSCI | 46641Q738 |  | 282716 | 2961 | SH |  | SOLE |  | 0 | 0 | 2961 |
| T-MOBILE US INC | COM | 872590104 |  | 2556804 | 10681 | SH |  | SOLE |  | 0 | 0 | 10681 |
| JANUS DETROIT STR TR | HENDRSON AAA CL | 47103U845 |  | 407252 | 8020 | SH |  | SOLE |  | 0 | 0 | 8020 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 553363 | 11188 | SH |  | SOLE |  | 0 | 0 | 11188 |
| CAPITAL GROUP INTL FOCUS EQT | SHS CREATION UNI | 14019W109 |  | 3709299 | 125230 | SH |  | SOLE |  | 0 | 0 | 125230 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 698809 | 1390 | SH |  | SOLE |  | 0 | 0 | 1390 |
| ARCH CAP GROUP LTD | ORD | G0450A105 |  | 1865772 | 20564 | SH |  | SOLE |  | 0 | 0 | 20564 |
| DOLBY LABORATORIES INC | COM CL A | 25659T107 |  | 297695 | 4114 | SH |  | SOLE |  | 0 | 0 | 4114 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 |  | 806651 | 22602 | SH |  | SOLE |  | 0 | 0 | 22602 |
| ISHARES TR | ISHARES BIOTECH | 464287556 |  | 321323 | 2226 | SH |  | SOLE |  | 0 | 0 | 2226 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 262753 | 1804 | SH |  | SOLE |  | 0 | 0 | 1804 |
| ARISTA NETWORKS INC | COM SHS | 040413205 |  | 10725567 | 73609 | SH |  | SOLE |  | 0 | 0 | 73609 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 1747948 | 14058 | SH |  | SOLE |  | 0 | 0 | 14058 |
| CSX CORP | COM | 126408103 |  | 254855 | 7177 | SH |  | SOLE |  | 0 | 0 | 7177 |
| ISHARES TR | ISHARES SEMICDTR | 464287523 |  | 663760 | 2448 | SH |  | SOLE |  | 0 | 0 | 2448 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 201697 | 6397 | SH |  | SOLE |  | 0 | 0 | 6397 |
| WALMART INC | COM | 931142103 |  | 274396 | 2662 | SH |  | SOLE |  | 0 | 0 | 2662 |
| TRI POINTE HOMES INC | COM | 87265H109 |  | 4373219 | 128738 | SH |  | SOLE |  | 0 | 0 | 128738 |
| TJX COS INC NEW | COM | 872540109 |  | 238536 | 1650 | SH |  | SOLE |  | 0 | 0 | 1650 |
| MERCK  CO INC | COM | 58933Y105 |  | 354018 | 4218 | SH |  | SOLE |  | 0 | 0 | 4218 |
| SPDR INDEX SHS FDS | GLB NAT RESRCE | 78463X541 |  | 296461 | 5007 | SH |  | SOLE |  | 0 | 0 | 5007 |
| STRYKER CORPORATION | COM | 863667101 |  | 241580 | 654 | SH |  | SOLE |  | 0 | 0 | 654 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 |  | 661445 | 8652 | SH |  | SOLE |  | 0 | 0 | 8652 |
| VANECK ETF TRUST | SHRT HGH YLD MUN | 92189F387 |  | 231239 | 10098 | SH |  | SOLE |  | 0 | 0 | 10098 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 317154 | 4801 | SH |  | SOLE |  | 0 | 0 | 4801 |
| NUSHARES ETF TR | NUVEEN ESG MIDVL | 67092P508 |  | 242971 | 6280 | SH |  | SOLE |  | 0 | 0 | 6280 |
| CHEVRON CORP NEW | COM | 166764100 |  | 3612343 | 23262 | SH |  | SOLE |  | 0 | 0 | 23262 |
| JABIL INC | COM | 466313103 |  | 5572803 | 25661 | SH |  | SOLE |  | 0 | 0 | 25661 |
| UNUM GROUP | COM | 91529Y106 |  | 925803 | 11903 | SH |  | SOLE |  | 0 | 0 | 11903 |
| AMAZON COM INC | COM | 023135106 |  | 7062030 | 32163 | SH |  | SOLE |  | 0 | 0 | 32163 |
| AMGEN INC | COM | 031162100 |  | 1744874 | 6183 | SH |  | SOLE |  | 0 | 0 | 6183 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 3987636 | 41340 | SH |  | SOLE |  | 0 | 0 | 41340 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 |  | 8026756 | 135587 | SH |  | SOLE |  | 0 | 0 | 135587 |
| ABRDN SILVER ETF TRUST | PHYSCL SILVR SHS | 003264108 |  | 598523 | 13456 | SH |  | SOLE |  | 0 | 0 | 13456 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 257397 | 775 | SH |  | SOLE |  | 0 | 0 | 775 |
| ETF SER SOLUTIONS | CLEARSHS ULTRA | 26922A453 |  | 3396328 | 33951 | SH |  | SOLE |  | 0 | 0 | 33951 |
| TEGNA INC | COM | 87901J105 |  | 386010 | 18987 | SH |  | SOLE |  | 0 | 0 | 18987 |
| MARTIN MARIETTA MATLS INC | COM | 573284106 |  | 236985 | 376 | SH |  | SOLE |  | 0 | 0 | 376 |
| CONSOLIDATED EDISON INC | COM | 209115104 |  | 531557 | 5288 | SH |  | SOLE |  | 0 | 0 | 5288 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 5295510 | 5721 | SH |  | SOLE |  | 0 | 0 | 5721 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 4287609 | 22980 | SH |  | SOLE |  | 0 | 0 | 22980 |
| TESLA INC | COM | 88160R101 |  | 849860 | 1911 | SH |  | SOLE |  | 0 | 0 | 1911 |
| INVESCO EXCH TRADED FD TR II | S 500 MOMNTM | 46138E339 |  | 1443035 | 11920 | SH |  | SOLE |  | 0 | 0 | 11920 |
| WISDOMTREE TR | US S CAP QTY DIV | 97717X651 |  | 450836 | 9020 | SH |  | SOLE |  | 0 | 0 | 9020 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 200838 | 530 | SH |  | SOLE |  | 0 | 0 | 530 |
| AMERIPRISE FINL INC | COM | 03076C106 |  | 3784117 | 7703 | SH |  | SOLE |  | 0 | 0 | 7703 |
| LINDE PLC | SHS | G54950103 |  | 799034 | 1682 | SH |  | SOLE |  | 0 | 0 | 1682 |
| SELECT SECTOR SPDR TR | INDL | 81369Y704 |  | 1367269 | 8865 | SH |  | SOLE |  | 0 | 0 | 8865 |
| PIMCO ETF TR | 1-5 US TIP IDX | 72201R205 |  | 245211 | 4526 | SH |  | SOLE |  | 0 | 0 | 4526 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 240679 | 1182 | SH |  | SOLE |  | 0 | 0 | 1182 |
| VISA INC | COM CL A | 92826C839 |  | 4654679 | 13635 | SH |  | SOLE |  | 0 | 0 | 13635 |
| SSGA ACTIVE ETF TR | SPDR TR TACTIC | 78467V848 |  | 219257 | 5404 | SH |  | SOLE |  | 0 | 0 | 5404 |
| BLACKROCK ETF TRUST | ISHARES A I INNO | 09290C780 |  | 4207111 | 123159 | SH |  | SOLE |  | 0 | 0 | 123159 |
| HARTFORD INSURANCE GROUP INC | COM | 416515104 |  | 4068212 | 30499 | SH |  | SOLE |  | 0 | 0 | 30499 |
| APPLOVIN CORP | COM CL A | 03831W108 |  | 315439 | 439 | SH |  | SOLE |  | 0 | 0 | 439 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 750792 | 3737 | SH |  | SOLE |  | 0 | 0 | 3737 |
| BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | 092528603 |  | 15148662 | 284535 | SH |  | SOLE |  | 0 | 0 | 284535 |
| ISHARES TR | US TECH BRKTHR | 46436E502 |  | 293716 | 4866 | SH |  | SOLE |  | 0 | 0 | 4866 |
| SPDR SERIES TRUST | S 400 MDCP GRW | 78464A821 |  | 10804625 | 118006 | SH |  | SOLE |  | 0 | 0 | 118006 |
| SPDR INDEX SHS FDS | S INTL SMLCP | 78463X871 |  | 215208 | 5356 | SH |  | SOLE |  | 0 | 0 | 5356 |
| NETAPP INC | COM | 64110D104 |  | 722249 | 6097 | SH |  | SOLE |  | 0 | 0 | 6097 |
| OLD REP INTL CORP | COM | 680223104 |  | 453910 | 10688 | SH |  | SOLE |  | 0 | 0 | 10688 |
| J P MORGAN EXCHANGE TRADED F | DIV RTN EM EQT | 46641Q308 |  | 1009418 | 17110 | SH |  | SOLE |  | 0 | 0 | 17110 |
| SALESFORCE INC | COM | 79466L302 |  | 1862000 | 7857 | SH |  | SOLE |  | 0 | 0 | 7857 |
| VISTRA CORP | COM | 92840M102 |  | 8454039 | 43150 | SH |  | SOLE |  | 0 | 0 | 43150 |
| INNOVATOR ETFS TRUST | US EQTY PWR BUF | 45782C813 |  | 262109 | 5748 | SH |  | SOLE |  | 0 | 0 | 5748 |
| CAPITAL GRP FIXED INCM ETF T | MUNICIPAL INCOME | 14020Y201 |  | 585050 | 21438 | SH |  | SOLE |  | 0 | 0 | 21438 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 3797530 | 12926 | SH |  | SOLE |  | 0 | 0 | 12926 |
| BLACKROCK ETF TRUST II | SHORT DURATION H | 092528108 |  | 358170 | 16033 | SH |  | SOLE |  | 0 | 0 | 16033 |
| ABBVIE INC | COM | 00287Y109 |  | 5810180 | 25094 | SH |  | SOLE |  | 0 | 0 | 25094 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 3443316 | 74660 | SH |  | SOLE |  | 0 | 0 | 74660 |
| DELL TECHNOLOGIES INC | CL C | 24703L202 |  | 7396024 | 52169 | SH |  | SOLE |  | 0 | 0 | 52169 |
| J P MORGAN EXCHANGE TRADED F | INCOME ETF | 46641Q159 |  | 679765 | 14647 | SH |  | SOLE |  | 0 | 0 | 14647 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 819936 | 7200 | SH |  | SOLE |  | 0 | 0 | 7200 |
| SS TECHNOLOGIES HLDGS INC | COM | 78467J100 |  | 5535363 | 62363 | SH |  | SOLE |  | 0 | 0 | 62363 |
| TAPESTRY INC | COM | 876030107 |  | 2085864 | 18423 | SH |  | SOLE |  | 0 | 0 | 18423 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 230700 | 649 | SH |  | SOLE |  | 0 | 0 | 649 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 1305302 | 5447 | SH |  | SOLE |  | 0 | 0 | 5447 |
| REGIONS FINANCIAL CORP NEW | COM | 7591EP100 |  | 284410 | 10785 | SH |  | SOLE |  | 0 | 0 | 10785 |
| PROLOGIS INC. | COM | 74340W103 |  | 248169 | 2167 | SH |  | SOLE |  | 0 | 0 | 2167 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 483413 | 3474 | SH |  | SOLE |  | 0 | 0 | 3474 |
| ADOBE INC | COM | 00724F101 |  | 2145073 | 6081 | SH |  | SOLE |  | 0 | 0 | 6081 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 711948 | 9431 | SH |  | SOLE |  | 0 | 0 | 9431 |
| PIMCO ETF TR | SHTRM MUN BD ACT | 72201R874 |  | 1725453 | 34120 | SH |  | SOLE |  | 0 | 0 | 34120 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 |  | 5195739 | 5367 | SH |  | SOLE |  | 0 | 0 | 5367 |
| EOG RES INC | COM | 26875P101 |  | 3171515 | 28287 | SH |  | SOLE |  | 0 | 0 | 28287 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 7232896 | 154516 | SH |  | SOLE |  | 0 | 0 | 154516 |
| SPDR SERIES TRUST | PORTFOLIO SHORT | 78464A474 |  | 4843537 | 159905 | SH |  | SOLE |  | 0 | 0 | 159905 |
| META PLATFORMS INC | CL A | 30303M102 |  | 12199517 | 16612 | SH |  | SOLE |  | 0 | 0 | 16612 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 2293150 | 59454 | SH |  | SOLE |  | 0 | 0 | 59454 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 1003594 | 16749 | SH |  | SOLE |  | 0 | 0 | 16749 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 2414083 | 9930 | SH |  | SOLE |  | 0 | 0 | 9930 |
| FIFTH THIRD BANCORP | COM | 316773100 |  | 3281263 | 73653 | SH |  | SOLE |  | 0 | 0 | 73653 |
| COPA HOLDINGS SA | CL A | P31076105 |  | 326042 | 2744 | SH |  | SOLE |  | 0 | 0 | 2744 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 377087 | 8155 | SH |  | SOLE |  | 0 | 0 | 8155 |
| ISHARES TR | A RATE CP BD ETF | 46429B291 |  | 1473843 | 30407 | SH |  | SOLE |  | 0 | 0 | 30407 |
| REGENERON PHARMACEUTICALS | COM | 75886F107 |  | 2246094 | 3995 | SH |  | SOLE |  | 0 | 0 | 3995 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 2493512 | 3743 | SH |  | SOLE |  | 0 | 0 | 3743 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 779141 | 13385 | SH |  | SOLE |  | 0 | 0 | 13385 |
| VANGUARD ADMIRAL FDS INC | SMLCP 600 GRTH | 921932794 |  | 517724 | 4252 | SH |  | SOLE |  | 0 | 0 | 4252 |
| QUALCOMM INC | COM | 747525103 |  | 412760 | 2481 | SH |  | SOLE |  | 0 | 0 | 2481 |
| ISHARES TR | HIGH YLD CORP BD | 46436E320 |  | 694261 | 22860 | SH |  | SOLE |  | 0 | 0 | 22860 |
| ROSS STORES INC | COM | 778296103 |  | 4065442 | 26678 | SH |  | SOLE |  | 0 | 0 | 26678 |
| SPDR SERIES TRUST | PORTFOLIO SH TSR | 78468R101 |  | 12423676 | 423727 | SH |  | SOLE |  | 0 | 0 | 423727 |
| LOWES COS INC | COM | 548661107 |  | 770014 | 3064 | SH |  | SOLE |  | 0 | 0 | 3064 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 288938 | 718 | SH |  | SOLE |  | 0 | 0 | 718 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 2915214 | 16698 | SH |  | SOLE |  | 0 | 0 | 16698 |
| J P MORGAN EXCHANGE TRADED F | DIV RTN INT EQ | 46641Q209 |  | 671619 | 10083 | SH |  | SOLE |  | 0 | 0 | 10083 |
| EXPEDIA GROUP INC | COM NEW | 30212P303 |  | 5532270 | 25882 | SH |  | SOLE |  | 0 | 0 | 25882 |
| ISHARES TR | 10-20 YR TRS ETF | 464288653 |  | 214940 | 2087 | SH |  | SOLE |  | 0 | 0 | 2087 |
| BLACKSTONE INC | COM | 09260D107 |  | 371770 | 2176 | SH |  | SOLE |  | 0 | 0 | 2176 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 3573318 | 31763 | SH |  | SOLE |  | 0 | 0 | 31763 |
| BLACKROCK ETF TRUST II | ISHARES HIGH YIE | 092528843 |  | 582834 | 11849 | SH |  | SOLE |  | 0 | 0 | 11849 |
| HOST HOTELS  RESORTS INC | COM | 44107P104 |  | 579157 | 34028 | SH |  | SOLE |  | 0 | 0 | 34028 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 1019643 | 1665 | SH |  | SOLE |  | 0 | 0 | 1665 |
| ISHARES TR | U.S. MED DVC ETF | 464288810 |  | 359043 | 5976 | SH |  | SOLE |  | 0 | 0 | 5976 |
| QUANTA SVCS INC | COM | 74762E102 |  | 6405290 | 15456 | SH |  | SOLE |  | 0 | 0 | 15456 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 756588 | 24111 | SH |  | SOLE |  | 0 | 0 | 24111 |
| ELI LILLY  CO | COM | 532457108 |  | 8125706 | 10650 | SH |  | SOLE |  | 0 | 0 | 10650 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 2461202 | 5254 | SH |  | SOLE |  | 0 | 0 | 5254 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 491747 | 4421 | SH |  | SOLE |  | 0 | 0 | 4421 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A847 |  | 1997675 | 34930 | SH |  | SOLE |  | 0 | 0 | 34930 |
| SPDR SERIES TRUST | S 600 SMCP VAL | 78464A300 |  | 1817991 | 20508 | SH |  | SOLE |  | 0 | 0 | 20508 |
| SPDR SERIES TRUST | PORTFLI HIGH YLD | 78468R606 |  | 922651 | 38540 | SH |  | SOLE |  | 0 | 0 | 38540 |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 |  | 354766 | 9393 | SH |  | SOLE |  | 0 | 0 | 9393 |
| SOUTHWEST GAS HLDGS INC | COM | 844895102 |  | 329054 | 4200 | SH |  | SOLE |  | 0 | 0 | 4200 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 534710 | 4742 | SH |  | SOLE |  | 0 | 0 | 4742 |
| RBB FD INC | US TREAS 3 MNTH | 74933W452 |  | 1142577 | 22852 | SH |  | SOLE |  | 0 | 0 | 22852 |
| SPDR SERIES TRUST | PRTFLO S GW | 78464A409 |  | 35407174 | 338792 | SH |  | SOLE |  | 0 | 0 | 338792 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 353224 | 2480 | SH |  | SOLE |  | 0 | 0 | 2480 |
| SPDR SERIES TRUST | S 400 MDCP VAL | 78464A839 |  | 11120341 | 133321 | SH |  | SOLE |  | 0 | 0 | 133321 |
| SCHWAB STRATEGIC TR | INT-TRM U.S TRES | 808524854 |  | 3328913 | 132468 | SH |  | SOLE |  | 0 | 0 | 132468 |
| VANGUARD ADMIRAL FDS INC | 500 VAL IDX FD | 921932703 |  | 3518931 | 17641 | SH |  | SOLE |  | 0 | 0 | 17641 |
| LEVI STRAUSS  CO NEW | CL A COM STK | 52736R102 |  | 367434 | 15770 | SH |  | SOLE |  | 0 | 0 | 15770 |
| ELEVANCE HEALTH INC FORMERLY | COM | 036752103 |  | 266271 | 824 | SH |  | SOLE |  | 0 | 0 | 824 |
| FIRST TR EXCHANGE TRADED FD | NASDAQ CYB ETF | 33734X846 |  | 226738 | 2983 | SH |  | SOLE |  | 0 | 0 | 2983 |
| TOTALENERGIES SE | SPONSORED ADS | 89151E109 |  | 2511890 | 42082 | SH |  | SOLE |  | 0 | 0 | 42082 |
| MOLINA HEALTHCARE INC | COM | 60855R100 |  | 1129598 | 5903 | SH |  | SOLE |  | 0 | 0 | 5903 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 10790473 | 252173 | SH |  | SOLE |  | 0 | 0 | 252173 |
| MOLSON COORS BEVERAGE CO | CL B | 60871R209 |  | 270107 | 5969 | SH |  | SOLE |  | 0 | 0 | 5969 |
| TENET HEALTHCARE CORP | COM NEW | 88033G407 |  | 3062655 | 15084 | SH |  | SOLE |  | 0 | 0 | 15084 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 290488 | 3050 | SH |  | SOLE |  | 0 | 0 | 3050 |
| SPDR SERIES TRUST | PORTFOLI S | 78464A805 |  | 737323 | 9142 | SH |  | SOLE |  | 0 | 0 | 9142 |
| VANECK ETF TRUST | GOLD MINERS ETF | 92189F106 |  | 256006 | 3351 | SH |  | SOLE |  | 0 | 0 | 3351 |
| SPDR SERIES TRUST | PORTFOLIO S | 78468R853 |  | 1747371 | 37724 | SH |  | SOLE |  | 0 | 0 | 37724 |
| SPDR SERIES TRUST | PORTFLI INTRMDIT | 78464A672 |  | 7267661 | 251476 | SH |  | SOLE |  | 0 | 0 | 251476 |
| SIMON PPTY GROUP INC NEW | COM | 828806109 |  | 2254117 | 12011 | SH |  | SOLE |  | 0 | 0 | 12011 |
| MSCI INC | COM | 55354G100 |  | 787586 | 1388 | SH |  | SOLE |  | 0 | 0 | 1388 |
| GSK PLC | SPONSORED ADR | 37733W204 |  | 375016 | 8689 | SH |  | SOLE |  | 0 | 0 | 8689 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 2390153 | 35642 | SH |  | SOLE |  | 0 | 0 | 35642 |
| KLA CORP | COM NEW | 482480100 |  | 3166912 | 2936 | SH |  | SOLE |  | 0 | 0 | 2936 |
| INVESCO EXCHANGE TRADED FD T | BIOTECHNOLOGY | 46137V787 |  | 257595 | 3687 | SH |  | SOLE |  | 0 | 0 | 3687 |
| AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 |  | 4657719 | 52316 | SH |  | SOLE |  | 0 | 0 | 52316 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 221565 | 1366 | SH |  | SOLE |  | 0 | 0 | 1366 |
| SELECT SECTOR SPDR TR | COMMUNICATION | 81369Y852 |  | 1905725 | 16100 | SH |  | SOLE |  | 0 | 0 | 16100 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 732996 | 7700 | SH |  | SOLE |  | 0 | 0 | 7700 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 1399498 | 31843 | SH |  | SOLE |  | 0 | 0 | 31843 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 340735 | 1340 | SH |  | SOLE |  | 0 | 0 | 1340 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 976627 | 6873 | SH |  | SOLE |  | 0 | 0 | 6873 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 9561626 | 127302 | SH |  | SOLE |  | 0 | 0 | 127302 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 264206 | 2135 | SH |  | SOLE |  | 0 | 0 | 2135 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 432700 | 2372 | SH |  | SOLE |  | 0 | 0 | 2372 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 337874 | 1106 | SH |  | SOLE |  | 0 | 0 | 1106 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 340576 | 571 | SH |  | SOLE |  | 0 | 0 | 571 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 5152119 | 26489 | SH |  | SOLE |  | 0 | 0 | 26489 |
| NETFLIX INC | COM | 64110L106 |  | 573084 | 478 | SH |  | SOLE |  | 0 | 0 | 478 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 1589919 | 13380 | SH |  | SOLE |  | 0 | 0 | 13380 |
| CHUBB LIMITED | COM | H1467J104 |  | 229746 | 814 | SH |  | SOLE |  | 0 | 0 | 814 |
| FIRST TR EXCHANGE-TRADED FD | UT COM SHS ETF | 33736Q104 |  | 562686 | 10021 | SH |  | SOLE |  | 0 | 0 | 10021 |
| MCKESSON CORP | COM | 58155Q103 |  | 3168373 | 4101 | SH |  | SOLE |  | 0 | 0 | 4101 |
| MASCO CORP | COM | 574599106 |  | 3494249 | 49641 | SH |  | SOLE |  | 0 | 0 | 49641 |
| J P MORGAN EXCHANGE TRADED F | SHORT DURA CORE | 46641Q274 |  | 11636988 | 244423 | SH |  | SOLE |  | 0 | 0 | 244423 |
| GLOBAL X FDS | DEFENSE TECH ETF | 37960A529 |  | 1173219 | 16703 | SH |  | SOLE |  | 0 | 0 | 16703 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 229341 | 382 | SH |  | SOLE |  | 0 | 0 | 382 |
| WISDOMTREE TR | INTL QULTY DIV | 97717X131 |  | 1845360 | 46273 | SH |  | SOLE |  | 0 | 0 | 46273 |
| PACCAR INC | COM | 693718108 |  | 1539557 | 15659 | SH |  | SOLE |  | 0 | 0 | 15659 |
| SYNCHRONY FINANCIAL | COM | 87165B103 |  | 3276787 | 46119 | SH |  | SOLE |  | 0 | 0 | 46119 |
| BRINKER INTL INC | COM | 109641100 |  | 1565891 | 12361 | SH |  | SOLE |  | 0 | 0 | 12361 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 2029655 | 33811 | SH |  | SOLE |  | 0 | 0 | 33811 |
| SERVICENOW INC | COM | 81762P102 |  | 2764521 | 3004 | SH |  | SOLE |  | 0 | 0 | 3004 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 542273 | 2199 | SH |  | SOLE |  | 0 | 0 | 2199 |
| WISDOMTREE TR | FLOATNG RAT TREA | 97717Y527 |  | 528142 | 10506 | SH |  | SOLE |  | 0 | 0 | 10506 |
| J P MORGAN EXCHANGE TRADED F | CORE PLUS BD ETF | 46641Q670 |  | 644513 | 13554 | SH |  | SOLE |  | 0 | 0 | 13554 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 |  | 223470 | 2639 | SH |  | SOLE |  | 0 | 0 | 2639 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 217305 | 2832 | SH |  | SOLE |  | 0 | 0 | 2832 |
| ISHARES TR | S 100 ETF | 464287101 |  | 4476001 | 13448 | SH |  | SOLE |  | 0 | 0 | 13448 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 21028576 | 43845 | SH |  | SOLE |  | 0 | 0 | 43845 |
| INVESCO EXCH TRADED FD TR II | S SMLCP MATL | 46138G201 |  | 320346 | 4129 | SH |  | SOLE |  | 0 | 0 | 4129 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 8965215 | 41546 | SH |  | SOLE |  | 0 | 0 | 41546 |
| SPDR SERIES TRUST | S 600 SMCP GRW | 78464A201 |  | 5070815 | 53768 | SH |  | SOLE |  | 0 | 0 | 53768 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 6959845 | 37320 | SH |  | SOLE |  | 0 | 0 | 37320 |
| PFIZER INC | COM | 717081103 |  | 221305 | 8685 | SH |  | SOLE |  | 0 | 0 | 8685 |
| FISERV INC | COM | 337738108 |  | 3797117 | 29451 | SH |  | SOLE |  | 0 | 0 | 29451 |
| DISNEY WALT CO | COM | 254687106 |  | 853897 | 7458 | SH |  | SOLE |  | 0 | 0 | 7458 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 5237236 | 50670 | SH |  | SOLE |  | 0 | 0 | 50670 |
| SPDR SERIES TRUST | PORT MTG BK ETF | 78464A383 |  | 13894604 | 619189 | SH |  | SOLE |  | 0 | 0 | 619189 |
| PIMCO ETF TR | INV GRD CRP BD | 72201R817 |  | 1293878 | 13120 | SH |  | SOLE |  | 0 | 0 | 13120 |
| ISHARES GOLD TR | SHARES REPRESENT | 46436F103 |  | 4247936 | 110336 | SH |  | SOLE |  | 0 | 0 | 110336 |
| PILGRIMS PRIDE CORP | COM | 72147K108 |  | 2065181 | 50717 | SH |  | SOLE |  | 0 | 0 | 50717 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 916145 | 3078 | SH |  | SOLE |  | 0 | 0 | 3078 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP E | 25434V773 |  | 306654 | 9695 | SH |  | SOLE |  | 0 | 0 | 9695 |
| INGREDION INC | COM | 457187102 |  | 495637 | 4059 | SH |  | SOLE |  | 0 | 0 | 4059 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 5628900 | 52715 | SH |  | SOLE |  | 0 | 0 | 52715 |
| BLACKROCK ETF TRUST | ISHARES US THEMA | 09290C806 |  | 2362048 | 62389 | SH |  | SOLE |  | 0 | 0 | 62389 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 4545613 | 138628 | SH |  | SOLE |  | 0 | 0 | 138628 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 3119769 | 14948 | SH |  | SOLE |  | 0 | 0 | 14948 |
| PEPSICO INC | COM | 713448108 |  | 299746 | 2134 | SH |  | SOLE |  | 0 | 0 | 2134 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 1306233 | 24248 | SH |  | SOLE |  | 0 | 0 | 24248 |
| PUBLIC STORAGE OPER CO | COM | 74460D109 |  | 522734 | 1810 | SH |  | SOLE |  | 0 | 0 | 1810 |
| UNITED RENTALS INC | COM | 911363109 |  | 12237098 | 12818 | SH |  | SOLE |  | 0 | 0 | 12818 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 1635129 | 22911 | SH |  | SOLE |  | 0 | 0 | 22911 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 213931 | 4787 | SH |  | SOLE |  | 0 | 0 | 4787 |
| ENTERGY CORP NEW | COM | 29364G103 |  | 437527 | 4695 | SH |  | SOLE |  | 0 | 0 | 4695 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 6965931 | 105672 | SH |  | SOLE |  | 0 | 0 | 105672 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 2938690 | 15849 | SH |  | SOLE |  | 0 | 0 | 15849 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 2816704 | 8930 | SH |  | SOLE |  | 0 | 0 | 8930 |
| BANK AMERICA CORP | COM | 060505104 |  | 6379634 | 123660 | SH |  | SOLE |  | 0 | 0 | 123660 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 5237994 | 25728 | SH |  | SOLE |  | 0 | 0 | 25728 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 211954 | 437 | SH |  | SOLE |  | 0 | 0 | 437 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 2196015 | 14292 | SH |  | SOLE |  | 0 | 0 | 14292 |
| HARTFORD FDS EXCHANGE TRADED | MUN OPORTUNITE | 41653L503 |  | 816008 | 20939 | SH |  | SOLE |  | 0 | 0 | 20939 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 792717 | 2701 | SH |  | SOLE |  | 0 | 0 | 2701 |
| AUTOLIV INC | COM | 052800109 |  | 499496 | 4045 | SH |  | SOLE |  | 0 | 0 | 4045 |
| ISHARES TR | U.S. FIN SVC ETF | 464287770 |  | 296295 | 3305 | SH |  | SOLE |  | 0 | 0 | 3305 |
| GLOBAL X FDS | ARTIFICIAL ETF | 37954Y632 |  | 305428 | 6184 | SH |  | SOLE |  | 0 | 0 | 6184 |
| THE CIGNA GROUP | COM | 125523100 |  | 2150177 | 7459 | SH |  | SOLE |  | 0 | 0 | 7459 |
| ABBOTT LABS | COM | 002824100 |  | 405040 | 3024 | SH |  | SOLE |  | 0 | 0 | 3024 |
| APPLIED MATLS INC | COM | 038222105 |  | 8229779 | 40196 | SH |  | SOLE |  | 0 | 0 | 40196 |
| CVS HEALTH CORP | COM | 126650100 |  | 205282 | 2723 | SH |  | SOLE |  | 0 | 0 | 2723 |
| GENERAL MLS INC | COM | 370334104 |  | 864611 | 17148 | SH |  | SOLE |  | 0 | 0 | 17148 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 575673 | 5406 | SH |  | SOLE |  | 0 | 0 | 5406 |
| VANGUARD ADMIRAL FDS INC | 500 GRTH IDX F | 921932505 |  | 5941040 | 13643 | SH |  | SOLE |  | 0 | 0 | 13643 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A854 |  | 1158335 | 14786 | SH |  | SOLE |  | 0 | 0 | 14786 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 560618 | 5157 | SH |  | SOLE |  | 0 | 0 | 5157 |
| ISHARES TR | CORE 60/40 BALAN | 464289867 |  | 478263 | 7429 | SH |  | SOLE |  | 0 | 0 | 7429 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 249820 | 2510 | SH |  | SOLE |  | 0 | 0 | 2510 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 2452989 | 78071 | SH |  | SOLE |  | 0 | 0 | 78071 |
| J P MORGAN EXCHANGE TRADED F | GLOBAL SEL EQUIT | 46654Q740 |  | 1811018 | 26723 | SH |  | SOLE |  | 0 | 0 | 26723 |
| SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 |  | 524574 | 6694 | SH |  | SOLE |  | 0 | 0 | 6694 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 367176 | 4110 | SH |  | SOLE |  | 0 | 0 | 4110 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 |  | 1141733 | 35601 | SH |  | SOLE |  | 0 | 0 | 35601 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 4593760 | 38053 | SH |  | SOLE |  | 0 | 0 | 38053 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 3358670 | 49516 | SH |  | SOLE |  | 0 | 0 | 49516 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 4749732 | 56666 | SH |  | SOLE |  | 0 | 0 | 56666 |
| STEEL DYNAMICS INC | COM | 858119100 |  | 6087714 | 43661 | SH |  | SOLE |  | 0 | 0 | 43661 |
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 25434V815 |  | 3964448 | 124512 | SH |  | SOLE |  | 0 | 0 | 124512 |
| CATERPILLAR INC | COM | 149123101 |  | 10639185 | 22297 | SH |  | SOLE |  | 0 | 0 | 22297 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 11223953 | 221686 | SH |  | SOLE |  | 0 | 0 | 221686 |
| JOHN HANCOCK EXCHANGE TRADED | MULTIFACTOR MI | 47804J206 |  | 381089 | 5891 | SH |  | SOLE |  | 0 | 0 | 5891 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 7013198 | 32991 | SH |  | SOLE |  | 0 | 0 | 32991 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 2952586 | 10464 | SH |  | SOLE |  | 0 | 0 | 10464 |
| APPLE INC | COM | 037833100 |  | 29403002 | 115473 | SH |  | SOLE |  | 0 | 0 | 115473 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 4586931 | 52536 | SH |  | SOLE |  | 0 | 0 | 52536 |
| VICI PPTYS INC | COM | 925652109 |  | 2353006 | 72156 | SH |  | SOLE |  | 0 | 0 | 72156 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 7534872 | 74825 | SH |  | SOLE |  | 0 | 0 | 74825 |

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