# EDGAR Filing Document

**Accession Number:** 0001821336
**File Stem:** 0001193125-26-208381
**Filing Date:** 2026-5
**Character Count:** 27355
**Document Hash:** 4bd08d5164a8fe2d8db8afdb1c2122af
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-208381.hdr.sgml**: 20260506

**ACCESSION NUMBER**: 0001193125-26-208381

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260506

**DATE AS OF CHANGE**: 20260506

**EFFECTIVENESS DATE**: 20260506

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Mechanics Financial Corp
- **CENTRAL INDEX KEY:** 0001821336

**ORGANIZATION NAME:**
- **EIN:** 341825921
- **STATE OF INCORPORATION:** OH
- **FISCAL YEAR END:** 0930

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22496
- **FILM NUMBER:** 26947340

**BUSINESS ADDRESS:**
- **STREET 1:** 2 SOUTH MAIN STREET
- **CITY:** MANSFIELD
- **STATE:** OH
- **ZIP:** 44902
- **BUSINESS PHONE:** 419-524-0831

**MAIL ADDRESS:**
- **STREET 1:** 2 SOUTH MAIN STREET
- **CITY:** MANSFIELD
- **STATE:** OH
- **ZIP:** 44902

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Mechanics Financial Corp<br>**Address:** 2 South Main Street<br>Mansfield, OH 44902

**Form 13F File Number:** 028-22496

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Nicholas Gesouras<br>**Title:** Senior Vice President<br>**Phone:** 419-524-0831

**Signature, Place, and Date of Signing:**

/S/Nicholas Gesouras  Mansfield, OH  04-28-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 232

**Form 13F Information Table Value Total:** $238703038

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AFLAC Inc Com | COM | 001055102 |  | 219420 | 2000 | SH |  | DFND |  | 0 | 2000 | 0 |
| Abbott Labs Com | COM | 002824100 |  | 862633 | 8402 | SH |  | DFND |  | 4513 | 3889 | 0 |
| Abbvie Inc Com | COM | 00287Y109 |  | 1826916 | 8400 | SH |  | DFND |  | 4616 | 3784 | 0 |
| Adobe Sys Inc Com | COM | 00724F101 |  | 121540 | 500 | SH |  | DFND |  | 0 | 500 | 0 |
| Air Prods  Chems Inc Com | COM | 009158106 |  | 891514 | 3069 | SH |  | DFND |  | 1426 | 1643 | 0 |
| Allstate Corp Com | COM | 020002101 |  | 357662 | 1725 | SH |  | DFND |  | 725 | 1000 | 0 |
| Alphabet Inc Cap Stk CL C | CAP STK CL C | 02079K107 |  | 2378643 | 8292 | SH |  | DFND |  | 5002 | 3290 | 0 |
| Alphabet Inc Cap Stk CL A | CAP STK CL A | 02079K305 |  | 5759539 | 20029 | SH |  | DFND |  | 10917 | 9112 | 0 |
| Altria Group Inc Com | COM | 02209S103 |  | 324539 | 4918 | SH |  | DFND |  | 1160 | 3758 | 0 |
| Amazon Com Inc Com | COM | 023135106 |  | 3456865 | 16598 | SH |  | DFND |  | 9417 | 7181 | 0 |
| American Elec Pwr Co Inc Com | COM | 025537101 |  | 329666 | 2515 | SH |  | DFND |  | 666 | 1849 | 0 |
| American Express Co Com | COM | 025816109 |  | 567452 | 1876 | SH |  | DFND |  | 50 | 1826 | 0 |
| Amgen Inc Com | COM | 031162100 |  | 1543566 | 4387 | SH |  | DFND |  | 3189 | 1198 | 0 |
| Elevance Health Inc. | COM | 036752103 |  | 87825 | 300 | SH |  | DFND |  | 0 | 300 | 0 |
| Apple Inc Com | COM | 037833100 |  | 14448772 | 56932 | SH |  | DFND |  | 33498 | 23434 | 0 |
| Automatic Data Processing Incom | COM | 053015103 |  | 203180 | 1000 | SH |  | DFND |  | 0 | 1000 | 0 |
| Bk of America Corp Com | COM | 060505104 |  | 842693 | 17286 | SH |  | DFND |  | 7838 | 9448 | 0 |
| Bank New York Mellon Corp Com | COM | 064058100 |  | 518176 | 4368 | SH |  | DFND |  | 1730 | 2638 | 0 |
| Becton Dickinson  Co Com | COM | 075887109 |  | 180815 | 1150 | SH |  | DFND |  | 150 | 1000 | 0 |
| Berkshire Hathaway Inc Del CL B New | CL B NEW | 084670702 |  | 1252629 | 2614 | SH |  | DFND |  | 1836 | 778 | 0 |
| Boeing Co Com | COM | 097023105 |  | 113447 | 570 | SH |  | DFND |  | 475 | 95 | 0 |
| Carnival Corp Unit 99/99/9999 | COMMON STOCK | 143658300 |  | 2588 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| Caterpillar Inc Com | COM | 149123101 |  | 2051700 | 2896 | SH |  | DFND |  | 1644 | 1252 | 0 |
| Chevron Corp New Com | COM | 166764100 |  | 2111828 | 10207 | SH |  | DFND |  | 6436 | 3771 | 0 |
| Church  Dwight Inc Com | COM | 171340102 |  | 25663 | 275 | SH |  | DFND |  | 25 | 250 | 0 |
| Cincinnati Finl Corp Com | COM | 172062101 |  | 117540 | 747 | SH |  | DFND |  | 647 | 100 | 0 |
| Cisco Sys Inc Com | COM | 17275R102 |  | 1761836 | 22707 | SH |  | DFND |  | 14535 | 8172 | 0 |
| Citigroup Inc Com New | COM NEW | 172967424 |  | 5671 | 50 | SH |  | DFND |  | 0 | 50 | 0 |
| Clorox Co Del Com | COM | 189054109 |  | 103630 | 1000 | SH |  | DFND |  | 0 | 1000 | 0 |
| Coca Cola Co Com | COM | 191216100 |  | 60840 | 800 | SH |  | DFND |  | 800 | 0 | 0 |
| Coinbase Global Inc Com CL A | COM CL A | 19260Q107 |  | 8731 | 50 | SH |  | DFND |  | 0 | 50 | 0 |
| Colgate Palmolive Co Com | COM | 194162103 |  | 170460 | 2000 | SH |  | DFND |  | 0 | 2000 | 0 |
| ConocoPhillips Com | COM | 20825C104 |  | 99000 | 750 | SH |  | DFND |  | 0 | 750 | 0 |
| Cummins Inc Com | COM | 231021106 |  | 1112625 | 2068 | SH |  | DFND |  | 911 | 1157 | 0 |
| Deere  Co Com | COM | 244199105 |  | 1341217 | 2381 | SH |  | DFND |  | 769 | 1612 | 0 |
| Disney Walt Co Com Disney | COM | 254687106 |  | 878504 | 9115 | SH |  | DFND |  | 7188 | 1927 | 0 |
| Dominion RES Inc VA New Com | COM | 25746U109 |  | 185460 | 3000 | SH |  | DFND |  | 0 | 3000 | 0 |
| Dow Inc Com | COM | 260557103 |  | 14578 | 350 | SH |  | DFND |  | 350 | 0 | 0 |
| Duke Energy Corp New Com | COM NEW | 26441C204 |  | 864728 | 6604 | SH |  | DFND |  | 2876 | 3728 | 0 |
| EOG RES Inc Com | COM | 26875P101 |  | 349570 | 2418 | SH |  | DFND |  | 1021 | 1397 | 0 |
| Emerson Elec Co Com | COM | 291011104 |  | 1089824 | 8318 | SH |  | DFND |  | 3405 | 4913 | 0 |
| Evergy Inc Com | COM | 30034W106 |  | 49562 | 605 | SH |  | DFND |  | 85 | 520 | 0 |
| Exxon Mobil Corp Com | COM | 30231G102 |  | 737173 | 4345 | SH |  | DFND |  | 1821 | 2524 | 0 |
| Meta Platforms Inc CL A | CL A | 30303M102 |  | 1071027 | 1872 | SH |  | DFND |  | 852 | 1020 | 0 |
| FedEx Corp Com | COM | 31428X106 |  | 71236 | 200 | SH |  | DFND |  | 200 | 0 | 0 |
| F5 Networks Inc Com | COM | 315616102 |  | 9259 | 32 | SH |  | DFND |  | 32 | 0 | 0 |
| Freightcar Amer Inc Com | COM | 357023100 |  | 159400 | 20000 | SH |  | DFND |  | 0 | 20000 | 0 |
| General Dynamics Corp Com | COM | 369550108 |  | 2913595 | 8489 | SH |  | DFND |  | 5438 | 3051 | 0 |
| General Mls Inc Com | COM | 370334104 |  | 37220 | 1000 | SH |  | DFND |  | 0 | 1000 | 0 |
| General Mtrs Co Com | COM | 37045V100 |  | 17135 | 230 | SH |  | DFND |  | 105 | 125 | 0 |
| Genuine Parts Co Com | COM | 372460105 |  | 228737 | 2163 | SH |  | DFND |  | 590 | 1573 | 0 |
| Gorman Rupp Co Com | COM | 383082104 |  | 18191602 | 1007456 | SH |  | DFND |  | 285732 | 7067 | 714657 |
| Grainger W W Inc Com | COM | 384802104 |  | 109081 | 100 | SH |  | DFND |  | 0 | 100 | 0 |
| Home Depot Inc Com | COM | 437076102 |  | 976474 | 2969 | SH |  | DFND |  | 913 | 2056 | 0 |
| Honeywell Intl Inc Com | COM | 438516106 |  | 638535 | 2825 | SH |  | DFND |  | 706 | 2119 | 0 |
| Hubbell Inc Com | COM | 443510607 |  | 2318747 | 4725 | SH |  | DFND |  | 465 | 4260 | 0 |
| Illinois Tool WKS Inc Com | COM | 452308109 |  | 260290 | 1000 | SH |  | DFND |  | 0 | 1000 | 0 |
| Ingredion Inc Com | COM | 457187102 |  | 218673 | 1941 | SH |  | DFND |  | 571 | 1370 | 0 |
| Intel Corp Com | COM | 458140100 |  | 257057 | 5825 | SH |  | DFND |  | 625 | 5200 | 0 |
| Intercontinental Exchange Incom | COM | 45866F104 |  | 892092 | 5672 | SH |  | DFND |  | 2724 | 2948 | 0 |
| International Business Machines | COM | 459200101 |  | 1440039 | 5941 | SH |  | DFND |  | 4324 | 1617 | 0 |
| JPMorgan Chase  Co Com | COM | 46625H100 |  | 6964826 | 23677 | SH |  | DFND |  | 12781 | 10896 | 0 |
| Johnson  Johnson Com | COM | 478160104 |  | 3451737 | 14121 | SH |  | DFND |  | 6873 | 7248 | 0 |
| Kimberly-Clark Corp Com | COM | 494368103 |  | 96470 | 1000 | SH |  | DFND |  | 0 | 1000 | 0 |
| Lilly Eli  Co Com | COM | 532457108 |  | 2435551 | 2648 | SH |  | DFND |  | 1739 | 909 | 0 |
| Lockheed Martin Corp Com | COM | 539830109 |  | 1014166 | 1678 | SH |  | DFND |  | 218 | 1460 | 0 |
| Lowes Cos Inc Com | COM | 548661107 |  | 979144 | 4144 | SH |  | DFND |  | 3968 | 176 | 0 |
| M  T BK Corp Com | COM | 55261F104 |  | 103360 | 500 | SH |  | DFND |  | 0 | 500 | 0 |
| Masco Corp Com | COM | 574599106 |  | 26804 | 444 | SH |  | DFND |  | 74 | 370 | 0 |
| McCormick  Co Inc Com Non Vtg | COM NON VTG | 579780206 |  | 100880 | 2000 | SH |  | DFND |  | 0 | 2000 | 0 |
| McDonalds Corp Com | COM | 580135101 |  | 1559233 | 5017 | SH |  | DFND |  | 2346 | 2671 | 0 |
| Merck  Co. Inc Com | COM | 58933Y105 |  | 1275435 | 10603 | SH |  | DFND |  | 3913 | 6690 | 0 |
| Microsoft Corp Com | COM | 594918104 |  | 6232922 | 16838 | SH |  | DFND |  | 9174 | 7664 | 0 |
| Microchip Technology Inc Com | COM | 595017104 |  | 322662 | 4994 | SH |  | DFND |  | 1836 | 3158 | 0 |
| Morgan Stanley Com New | COM NEW | 617446448 |  | 1018359 | 6188 | SH |  | DFND |  | 2412 | 3776 | 0 |
| Nextera Energy Inc Com | COM | 65339F101 |  | 1753203 | 18876 | SH |  | DFND |  | 10789 | 8087 | 0 |
| Nike Inc CL B | CL B | 654106103 |  | 38823 | 735 | SH |  | DFND |  | 450 | 285 | 0 |
| Northrop Grumman Corp Com | COM | 666807102 |  | 259933 | 381 | SH |  | DFND |  | 0 | 381 | 0 |
| Nvidia Corporation Com | COM | 67066G104 |  | 5146021 | 29507 | SH |  | DFND |  | 13116 | 16391 | 0 |
| OGE Energy Corp Com | COM | 670837103 |  | 47960 | 1000 | SH |  | DFND |  | 0 | 1000 | 0 |
| Oracle Corp Com | COM | 68389X105 |  | 1715744 | 11663 | SH |  | DFND |  | 8826 | 2837 | 0 |
| PNC Finl Svcs Group Inc Com | COM | 693475105 |  | 1092473 | 5250 | SH |  | DFND |  | 3167 | 2083 | 0 |
| PPG Inds Inc Com | COM | 693506107 |  | 213760 | 2000 | SH |  | DFND |  | 0 | 2000 | 0 |
| Park Natl Corp Com | COM | 700658107 |  | 44949 | 275 | SH |  | DFND |  | 0 | 275 | 0 |
| Paychex Inc Com | COM | 704326107 |  | 292665 | 3177 | SH |  | DFND |  | 1697 | 1480 | 0 |
| PayPal Hldgs Inc Com | COM | 70450Y103 |  | 18499 | 409 | SH |  | DFND |  | 127 | 282 | 0 |
| PepsiCo Inc Com | COM | 713448108 |  | 1880717 | 12111 | SH |  | DFND |  | 5932 | 6179 | 0 |
| Pfizer Inc Com | COM | 717081103 |  | 550171 | 19593 | SH |  | DFND |  | 9081 | 10512 | 0 |
| Phillips 66 Com | COM | 718546104 |  | 182180 | 1000 | SH |  | DFND |  | 0 | 1000 | 0 |
| Procter and Gamble Co Com | COM | 742718109 |  | 2455913 | 17003 | SH |  | DFND |  | 8971 | 8032 | 0 |
| Prudential Finl Inc Com | COM | 744320102 |  | 178773 | 1830 | SH |  | DFND |  | 725 | 1105 | 0 |
| Qualcomm Inc Com | COM | 747525103 |  | 248545 | 1930 | SH |  | DFND |  | 947 | 983 | 0 |
| RTX Corp | COM | 75513E101 |  | 1588146 | 8233 | SH |  | DFND |  | 4553 | 3680 | 0 |
| S Global Inc Com | COM | 78409V104 |  | 53168 | 125 | SH |  | DFND |  | 0 | 125 | 0 |
| Salesforce Com Inc Com | COM | 79466L302 |  | 553103 | 2963 | SH |  | DFND |  | 1487 | 1476 | 0 |
| Schein Henry Inc Com | COM | 806407102 |  | 3611 | 49 | SH |  | DFND |  | 49 | 0 | 0 |
| Sherwin Williams Co Com | COM | 824348106 |  | 246824 | 770 | SH |  | DFND |  | 770 | 0 | 0 |
| Silgan Holdings Inc Com | COM | 827048109 |  | 9700 | 250 | SH |  | DFND |  | 175 | 75 | 0 |
| Southern Co Com | COM | 842587107 |  | 860283 | 8913 | SH |  | DFND |  | 2952 | 5961 | 0 |
| Starbucks Corp Com | COM | 855244109 |  | 43989 | 491 | SH |  | DFND |  | 255 | 236 | 0 |
| Stryker Corp Com | COM | 863667101 |  | 821804 | 2501 | SH |  | DFND |  | 1666 | 835 | 0 |
| Sturm Ruger  Co Inc Com | COM | 864159108 |  | 4009 | 100 | SH |  | DFND |  | 100 | 0 | 0 |
| Tesla Inc Com | COM | 88160R101 |  | 1709678 | 4599 | SH |  | DFND |  | 2215 | 2384 | 0 |
| Thermo Fisher Scientific Inccom | COM | 883556102 |  | 1620574 | 3297 | SH |  | DFND |  | 2433 | 864 | 0 |
| 3M Co Com | COM | 88579Y101 |  | 207388 | 1428 | SH |  | DFND |  | 228 | 1200 | 0 |
| Tractor Supply Co Com | COM | 892356106 |  | 505503 | 11159 | SH |  | DFND |  | 5137 | 6022 | 0 |
| Truist Finl Corp Com | COM | 89832Q109 |  | 27582 | 600 | SH |  | DFND |  | 0 | 600 | 0 |
| US Bancorp Del Com New | COM NEW | 902973304 |  | 225567 | 4337 | SH |  | DFND |  | 1380 | 2957 | 0 |
| Union Pac Corp Com | COM | 907818108 |  | 242620 | 1000 | SH |  | DFND |  | 0 | 1000 | 0 |
| United Parcel Service Inc CL B | CL B | 911312106 |  | 5903 | 60 | SH |  | DFND |  | 60 | 0 | 0 |
| UnitedHealth Group Inc Com | COM | 91324P102 |  | 9471 | 35 | SH |  | DFND |  | 35 | 0 | 0 |
| Verizon Communications Inc Com | COM | 92343V104 |  | 278008 | 5538 | SH |  | DFND |  | 2481 | 3057 | 0 |
| VISA Inc Com CL A | COM CL A | 92826C839 |  | 1977859 | 6544 | SH |  | DFND |  | 3074 | 3470 | 0 |
| Walmart Inc Com | COM | 931142103 |  | 998341 | 8033 | SH |  | DFND |  | 3849 | 4184 | 0 |
| Waste Mgmt Inc Del Com | COM | 94106L109 |  | 727515 | 3166 | SH |  | DFND |  | 728 | 2438 | 0 |
| Waters Corp Com | COM | 941848103 |  | 46159 | 155 | SH |  | DFND |  | 20 | 135 | 0 |
| Zions Bancorporation Com | COM | 989701107 |  | 30251 | 525 | SH |  | DFND |  | 125 | 400 | 0 |
| Zoetis Inc CL A | CL A | 98978V103 |  | 530999 | 4492 | SH |  | DFND |  | 1836 | 2656 | 0 |
| Alibaba Group Hldg LTD Sponsored ADR | SPONSORED ADS | 01609W102 |  | 10664 | 85 | SH |  | DFND |  | 0 | 85 | 0 |
| Baidu Inc Spon ADR Rep A | SPON ADR REP A | 056752108 |  | 5571 | 50 | SH |  | DFND |  | 0 | 50 | 0 |
| Enbridge Inc ADR | COM | 29250N105 |  | 395493 | 7305 | SH |  | DFND |  | 2968 | 4337 | 0 |
| Nio Inc Spon ADR | SPON ADS | 62914V106 |  | 1508 | 250 | SH |  | DFND |  | 0 | 250 | 0 |
| Eaton Corp PLC ADR | SHS | G29183103 |  | 974293 | 2724 | SH |  | DFND |  | 885 | 1839 | 0 |
| Medtronic PLC Shs ADR | SHS | G5960L103 |  | 395991 | 4570 | SH |  | DFND |  | 1560 | 3010 | 0 |
| iShares MSCI Emg Mkt ETF | MSCI EMG MKT ETF | 464287234 |  | 17321 | 305 | SH |  | DFND |  | 305 | 0 | 0 |
| iShares Tr MSCI Eafe ETF | MSCI EAFE ETF | 464287465 |  | 11107010 | 114352 | SH |  | DFND |  | 51711 | 62641 | 0 |
| Vanguard Ftse Emerging Mkts ETF | FTSE EMR MKT ETF | 922042858 |  | 1569450 | 29037 | SH |  | DFND |  | 14545 | 14492 | 0 |
| iShares Tr Russell Mid Cap Vetf | RUS MDCP VAL ETF | 464287473 |  | 28711 | 197 | SH |  | DFND |  | 197 | 0 | 0 |
| iShares Russell Midcap Gth ETF | RUS MD CP GR ETF | 464287481 |  | 58423 | 456 | SH |  | DFND |  | 456 | 0 | 0 |
| iShares Core S Mid Cap ETF | CORE S MCP ETF | 464287507 |  | 15480780 | 229243 | SH |  | DFND |  | 104586 | 124657 | 0 |
| iShares SP Mid Cap 400 Val ETF | S MC 400VL ETF | 464287705 |  | 133030 | 1004 | SH |  | DFND |  | 50 | 954 | 0 |
| iShares Russell 2000 ETF | RUSSELL 2000 ETF | 464287655 |  | 2257296 | 9102 | SH |  | DFND |  | 5967 | 3135 | 0 |
| iShares SP Small Cap 600 IDX ETF | CORE S SCP ETF | 464287804 |  | 4827082 | 38831 | SH |  | DFND |  | 15717 | 23114 | 0 |
| iShares S SC 600 Clsd End Fnd ETF | SP SMCP600VL ETF | 464287879 |  | 305127 | 2576 | SH |  | DFND |  | 0 | 2576 | 0 |
| iShares Tr SP Small Cap 600 ETF | S SML 600 GWT | 464287887 |  | 132554 | 916 | SH |  | DFND |  | 0 | 916 | 0 |
| Invesco Exchng Traded FD Tr Sr Ln ETF | SR LN ETF | 46138G508 |  | 4898 | 240 | SH |  | DFND |  | 240 | 0 | 0 |
| iShares Core Totusbd ETF | CORE US AGGBD ET | 464287226 |  | 99270 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| iShares Iboxx Inv CP ETF | IBOXX INV CP ETF | 464287242 |  | 57874 | 531 | SH |  | DFND |  | 531 | 0 | 0 |
| iShares 7-10 Year TSY Bond ETF | 7-10 YR TRSY BD | 464287440 |  | 144114 | 1510 | SH |  | DFND |  | 1510 | 0 | 0 |
| iShares Interm Cr Bd ETF | ISHS 5-10YR INVT | 464288638 |  | 40660 | 764 | SH |  | DFND |  | 680 | 84 | 0 |
| iShares Barclays Core GNMA Bond ETF | GNMA BOND ETF | 46429B333 |  | 20480 | 462 | SH |  | DFND |  | 0 | 462 | 0 |
| Pimco 0-5yr High Yld Corp Bd Index ETF | 0-5 HIGH YIELD | 72201R783 |  | 33297 | 357 | SH |  | DFND |  | 357 | 0 | 0 |
| Principal Exchange-Traded Fdspectrum Pfd | SPECTRUM PFD | 74255Y888 |  | 798326 | 42419 | SH |  | DFND |  | 31220 | 11199 | 0 |
| State Street SPDR Portfolio Short Term Corporate Bond ETF | STATE STREET SPD | 78464A474 |  | 2770409 | 92132 | SH |  | DFND |  | 70368 | 21764 | 0 |
| Vanguard Total Bd Mkt ETF | TOTAL BND MRKT | 921937835 |  | 4922098 | 66840 | SH |  | DFND |  | 48153 | 18687 | 0 |
| Ark ETF Tr Innovation ETF | INNOVATION ETF | 00214Q104 |  | 3380 | 50 | SH |  | DFND |  | 0 | 50 | 0 |
| DBX ETF Tr Xtrak MSCI Eafe | XTRACK MSCI EAFE | 233051200 |  | 25787 | 522 | SH |  | DFND |  | 522 | 0 | 0 |
| iShares Gold Tr iShares New | ISHARES NEW | 464285204 |  | 436745 | 4954 | SH |  | DFND |  | 2192 | 2762 | 0 |
| iShares Core S 500 ETF | CORE S ETF | 464287200 |  | 9561035 | 14637 | SH |  | DFND |  | 10110 | 4527 | 0 |
| iShares Tr S 500 Val ETF | S 500 VAL ETF | 464287408 |  | 175255 | 830 | SH |  | DFND |  | 830 | 0 | 0 |
| iShares Tr Core S US Vlu | CORE S US VLU | 464287663 |  | 32413 | 317 | SH |  | DFND |  | 0 | 317 | 0 |
| iShares Tr Core S US Gwt | CORE S US GWT | 464287671 |  | 27765 | 179 | SH |  | DFND |  | 0 | 179 | 0 |
| iShares Tr Core MSCI Eafe | CORE MSCI EAFE | 46432F842 |  | 11157551 | 123247 | SH |  | DFND |  | 67724 | 55523 | 0 |
| SPDR S 500 ETF | TR UNIT | 78462F103 |  | 303058 | 466 | SH |  | DFND |  | 286 | 180 | 0 |
| State Street Utilities Select Sector SPDR ETF | STATE STREET UTI | 81369Y886 |  | 1285 | 28 | SH |  | DFND |  | 28 | 0 | 0 |
| Vanguard Index FDS S 500 ETF Shs | S 500 ETF SHS | 922908363 |  | 89035 | 149 | SH |  | DFND |  | 132 | 17 | 0 |
| Vanguard REIT ETF | REAL ESTATE ETF | 922908553 |  | 406512 | 4583 | SH |  | DFND |  | 1160 | 3423 | 0 |
| Vanguard Index FDS Total Stk Mkt | TOTAL STK MKT | 922908769 |  | 32081 | 100 | SH |  | DFND |  | 0 | 100 | 0 |
| iShares National Muni Bond ETF | NATIONAL MUN ETF | 464288414 |  | 68254 | 643 | SH |  | DFND |  | 643 | 0 | 0 |
| Energy Transfer LP Com UT LTD Ptn | COM UT LTD PTN | 29273V100 |  | 96500 | 5000 | SH |  | DFND |  | 1000 | 4000 | 0 |
| Cadence Design System Inc Com | COM | 127387108 |  | 1130931 | 4070 | SH |  | DFND |  | 1660 | 2410 | 0 |
| Ameriprise Finl Inc Com | COM | 03076C106 |  | 24442 | 55 | SH |  | DFND |  | 30 | 25 | 0 |
| CME Group Inc Com | COM | 12572Q105 |  | 233917 | 792 | SH |  | DFND |  | 311 | 481 | 0 |
| Comcast Corp Class A | CL A | 20030N101 |  | 119864 | 4175 | SH |  | DFND |  | 1725 | 2450 | 0 |
| GE Aerospace | COM NEW | 369604301 |  | 362658 | 1278 | SH |  | DFND |  | 587 | 691 | 0 |
| Owens Corning New Com | COM | 690742101 |  | 6493 | 60 | SH |  | DFND |  | 45 | 15 | 0 |
| TJX Cos Inc New Com | COM | 872540109 |  | 56534 | 354 | SH |  | DFND |  | 50 | 304 | 0 |
| Hershey Co Com | COM | 427866108 |  | 62783 | 302 | SH |  | DFND |  | 115 | 187 | 0 |
| Applied Materials INC Material CORP COMMON | COM | 038222105 |  | 170895 | 500 | SH |  | DFND |  | 0 | 500 | 0 |
| Littelfuse INC CORP COMMON | COM | 537008104 |  | 29184 | 86 | SH |  | DFND |  | 50 | 36 | 0 |
| Kyndryl Holdings INC CORP COMMON | COMMON STOCK | 50155Q100 |  | 66 | 5 | SH |  | DFND |  | 0 | 5 | 0 |
| Goldman Sachs Group I | COM | 38141G104 |  | 248721 | 294 | SH |  | DFND |  | 113 | 181 | 0 |
| Invesco Qqq Trust Series 1 Invsc Srs Etf | UNIT SER 1 | 46090E103 |  | 117168 | 203 | SH |  | DFND |  | 203 | 0 | 0 |
| T-mobile US INC T Mobile CORP COMMON | COM | 872590104 |  | 512053 | 2438 | SH |  | DFND |  | 1126 | 1312 | 0 |
| Crown Castle International Corp | COM | 22822V101 |  | 95133 | 1170 | SH |  | DFND |  | 470 | 700 | 0 |
| Borgwarner Inc | COM | 099724106 |  | 16821 | 310 | SH |  | DFND |  | 150 | 160 | 0 |
| Floor  Decor | CL A | 339750101 |  | 5080 | 100 | SH |  | DFND |  | 50 | 50 | 0 |
| Freeport-Mcmoran INC Freeport Mcmoran CORP COMMON | CL B | 35671D857 |  | 84055 | 1430 | SH |  | DFND |  | 350 | 1080 | 0 |
| Vanguard Short Term Treasury Index Fund | SHORT TERM TREAS | 92206C102 |  | 7534859 | 128713 | SH |  | DFND |  | 87348 | 41365 | 0 |
| Linde Plc   ADR | SHS | G54950103 |  | 433790 | 875 | SH |  | DFND |  | 0 | 875 | 0 |
| Marriott International Inc. | CL A | 571903202 |  | 1188245 | 3633 | SH |  | DFND |  | 1661 | 1972 | 0 |
| Public Storage Reit | COM | 74460D109 |  | 707268 | 2611 | SH |  | DFND |  | 1378 | 1233 | 0 |
| Palantir Tech Inc | CL A | 69608A108 |  | 545039 | 3726 | SH |  | DFND |  | 1694 | 2032 | 0 |
| Vanguard Intermediate Term Treasury ETF | INTER TERM TREAS | 92206C706 |  | 2983276 | 50097 | SH |  | DFND |  | 35887 | 14210 | 0 |
| Broadcom Inc. | COM | 11135F101 |  | 2092907 | 6762 | SH |  | DFND |  | 3140 | 3622 | 0 |
| Ishares Core Msci Emerging Markets Etf | CORE MSCI EMKT | 46434G103 |  | 6260900 | 89762 | SH |  | DFND |  | 45130 | 44632 | 0 |
| Prologis Inc | COM | 74340W103 |  | 892083 | 6749 | SH |  | DFND |  | 3690 | 3059 | 0 |
| State Street SPDR Portfolio High Yield Bond ETF | STATE STREET SPD | 78468R606 |  | 242295 | 10390 | SH |  | DFND |  | 8071 | 2319 | 0 |
| Sysco Corp | COM | 871829107 |  | 148723 | 2085 | SH |  | DFND |  | 802 | 1283 | 0 |
| Equinix Inc | COM | 29444U700 |  | 19605 | 20 | SH |  | DFND |  | 10 | 10 | 0 |
| Palo Alto Networks Inc | COM | 697435105 |  | 877752 | 5475 | SH |  | DFND |  | 3142 | 2333 | 0 |
| Ishares Bitcoin Trust ETF | SHS BEN INT | 46438F101 |  | 134470 | 3500 | SH |  | DFND |  | 2000 | 1500 | 0 |
| Vanguard Group Inc. Growth ETF | GROWTH ETF | 922908736 |  | 8736 | 20 | SH |  | DFND |  | 11 | 9 | 0 |
| First Trust Energy AlphaDEX Fund | ENERGY ALPHADX | 33734X127 |  | 22550 | 1004 | SH |  | DFND |  | 1004 | 0 | 0 |
| First Trust NYSE Arca Biotechnology Index Fund | NY ARCA BIOTECH | 33733E203 |  | 24500 | 122 | SH |  | DFND |  | 122 | 0 | 0 |
| Vanguard Group Inc. Small Cap Growth ETF | SML CP GRW ETF | 922908595 |  | 64984 | 215 | SH |  | DFND |  | 215 | 0 | 0 |
| Uber Technologies Inc | COM | 90353T100 |  | 827770 | 11508 | SH |  | DFND |  | 6228 | 5280 | 0 |
| Civista Bancshares Inc | COM NO PAR | 178867107 |  | 45580 | 2000 | SH |  | DFND |  | 2000 | 0 | 0 |
| Extra Space Storage Inc. | COM | 30225T102 |  | 51010 | 389 | SH |  | DFND |  | 389 | 0 | 0 |
| Oneok Inc. | COM | 682680103 |  | 71227 | 788 | SH |  | DFND |  | 788 | 0 | 0 |
| Targa Resources Corp | COM | 87612G101 |  | 46887 | 187 | SH |  | DFND |  | 187 | 0 | 0 |
| Welltower Inc. | COM | 95040Q104 |  | 79084 | 400 | SH |  | DFND |  | 400 | 0 | 0 |
| Azenta Inc | COM | 114340102 |  | 18383 | 870 | SH |  | DFND |  | 0 | 870 | 0 |
| Blackrock Inc. | COM | 09290D101 |  | 1784934 | 1856 | SH |  | DFND |  | 747 | 1109 | 0 |
| Vanguard Group Inc. Small Cap Value Etf | SM CP VAL ETF | 922908611 |  | 86900 | 400 | SH |  | DFND |  | 400 | 0 | 0 |
| State Street SPDR S Dividend ETF | STATE STREET SPD | 78464A763 |  | 145940 | 1000 | SH |  | DFND |  | 1000 | 0 | 0 |
| Invesco Capital Management LLC Variable Rate Preferred Etf | VAR RATE PFD | 46138G870 |  | 26378 | 1100 | SH |  | DFND |  | 1100 | 0 | 0 |
| First Trust Water ETF | WTR ETF | 33733B100 |  | 92817 | 900 | SH |  | DFND |  | 900 | 0 | 0 |
| Eaton Vance National Municipal Opportunities Trust | COM SHS | 27829L105 |  | 85600 | 5000 | SH |  | DFND |  | 5000 | 0 | 0 |
| First Trust Global Tactical Commodity Strategy Fund | FST TR GLB FD | 33739H101 |  | 57420 | 2000 | SH |  | DFND |  | 2000 | 0 | 0 |
| Invesco Floating Rate Municipal Income ETF | FLOATING RATE MU | 46138G862 |  | 42279 | 1700 | SH |  | DFND |  | 1700 | 0 | 0 |
| Nuveen Quality Municipal Income Fund | COM | 67066V101 |  | 97750 | 8500 | SH |  | DFND |  | 8500 | 0 | 0 |
| Franklin Templeton Investments (US) Western Asset Managed Municipals Fund Inc. | COM | 95766M105 |  | 68362 | 6650 | SH |  | DFND |  | 6650 | 0 | 0 |
| Costco Wholesale Corp | COM | 22160K105 |  | 20925 | 21 | SH |  | DFND |  | 21 | 0 | 0 |
| Hexcel Corp. | COM | 428291108 |  | 22256 | 275 | SH |  | DFND |  | 150 | 125 | 0 |
| Enovix Corporation | COM | 293594107 |  | 103600 | 20000 | SH |  | DFND |  | 0 | 20000 | 0 |
| Shares Russell 2500 ETF | RUSEL 2500 ETF | 46435G268 |  | 870085 | 11396 | SH |  | DFND |  | 8253 | 3143 | 0 |
| Marvell Technology Inc | COM | 573874104 |  | 570528 | 5760 | SH |  | DFND |  | 2676 | 3084 | 0 |
| Restaurant Brands International | COM | 76131D103 |  | 12859 | 174 | SH |  | DFND |  | 0 | 174 | 0 |
| Intuitive Surgical Inc | COM NEW | 46120E602 |  | 51631 | 112 | SH |  | DFND |  | 0 | 112 | 0 |
| Fair Isaac Corp. | COM | 303250104 |  | 26689 | 25 | SH |  | DFND |  | 0 | 25 | 0 |
| iShares S 500 Growth ETF | S 500 GRWT ETF | 464287309 |  | 32802 | 290 | SH |  | DFND |  | 0 | 290 | 0 |
| Servicenow Inc | COM | 81762P102 |  | 35024 | 335 | SH |  | DFND |  | 0 | 335 | 0 |
| Netflix Inc. Ordinary Shares | COM | 64110L106 |  | 690742 | 7184 | SH |  | DFND |  | 3605 | 3579 | 0 |
| Everpure Inc. | CL A | 74624M102 |  | 25978 | 440 | SH |  | DFND |  | 275 | 165 | 0 |
| Advanced Micro Devices Inc. | COM | 007903107 |  | 459548 | 2259 | SH |  | DFND |  | 846 | 1413 | 0 |
| United Rentals Inc. | COM | 911363109 |  | 463364 | 636 | SH |  | DFND |  | 290 | 346 | 0 |
| Arista Networks Inc | COM SHS | 040413205 |  | 381600 | 3108 | SH |  | DFND |  | 1168 | 1940 | 0 |
| Lam Research Corp. | COM NEW | 512807306 |  | 461719 | 2161 | SH |  | DFND |  | 1001 | 1160 | 0 |
| Solstice Advanced Materials Inc. | COM SHS | 83443Q103 |  | 19954 | 262 | SH |  | DFND |  | 12 | 250 | 0 |
| Versant Media Group Inc - Class A | COM CL A | 925283103 |  | 740 | 20 | SH |  | DFND |  | 0 | 20 | 0 |
| Astrazeneca PLC ADR | ORD | G0593M107 |  | 87155 | 450 | SH |  | DFND |  | 450 | 0 | 0 |

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