# EDGAR Filing Document

**Accession Number:** 0001841025
**File Stem:** 0001999371-26-005699
**Filing Date:** 2026-3
**Character Count:** 1721574
**Document Hash:** 9093325595569940e0e5f89cb96b8020
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001999371-26-005699.hdr.sgml**: 20260312

**ACCESSION NUMBER**: 0001999371-26-005699

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 9

**CONFORMED PERIOD OF REPORT**: 20260312

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20260312

**DATE AS OF CHANGE**: 20260312

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Other/Combined

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Nomura Asset Depositor Company, LLC
- **CENTRAL INDEX KEY:** 0001841025

**ORGANIZATION NAME:**
- **EIN:** 133518229
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 0331

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-05340
- **FILM NUMBER:** 26747350

**BUSINESS ADDRESS:**
- **STREET 1:** WORLDWIDE PLAZA, 309 W. 49TH STREET
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10019
- **BUSINESS PHONE:** 212-667-1557

**MAIL ADDRESS:**
- **STREET 1:** WORLDWIDE PLAZA, 309 W. 49TH STREET
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10019
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Nomura Asset Depositor Company, LLC
- **CENTRAL INDEX KEY:** 0001841025

**ORGANIZATION NAME:**
- **EIN:** 133518229
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 0331

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** WORLDWIDE PLAZA, 309 W. 49TH STREET
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10019
- **BUSINESS PHONE:** 212-667-1557

**MAIL ADDRESS:**
- **STREET 1:** WORLDWIDE PLAZA, 309 W. 49TH STREET
- **CITY:** NEW YORK
- **STATE:** NY
- **ZIP:** 10019

**UNITED STATES<br> SECURITIES AND EXCHANGE COMMISSION<br> Washington, D.C. 20549<br>FORM ABS-15G<br>ASSET-BACKED SECURITIZER<br> REPORT PURSUANT TO SECTION 15G OF<br> THE SECURITIES EXCHANGE ACT OF 1934**

**<u>Nomura Asset Depositor Company, LLC</u>**

Check the appropriate box to indicate the filing obligation which this form is intended to satisfy:

☐ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period______________ to _________________

Date of Report (Date of earliest event reported) __________________

Commission File Number of securitizer: __________________

Central Index Key Number of securitizer:__________________

Name and telephone number, including area code, of the person <br> to contact in connection with this filing

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(l) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

☒ Rule
 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2)

Central Index Key Number of depositor: 0001841025

<u>NLT 2026-NQM1 Trust</u> <br> (Exact name of issuing entity as specified in its charter)

Central Index Key Number of issuing entity (if applicable): ________________

Central Index Key Number of underwriter (if applicable): ________________

Sanil Patel, 212-667-9992

Name and telephone number, including area code, of the person <br> to contact in connection with this filing

**PART I: REPRESENTATION AND WARRANTY INFORMATION**

Item 1.01 Initial Filing of Rule l5Ga-1 Representations and Warranties Disclosure

Not Applicable

Item 1.02 Periodic Filing of Rule l5Ga-1 Representations and Warranties Disclosure

Not Applicable

Item 1.03 Notice of Termination of Duty to File Reports under Rule l5Ga-1

Not Applicable

**PART II – FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS**

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer**

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

**EXHIBIT INDEX**

99.1 [AMC Diligence, LLC ("SitusAMC") Executive Summary](ex99-1.htm)

99.2 [SitusAMC Rating Agency Grades Report](ex99-2.htm)

99.3 [SitusAMC Exception Grades Report](ex99-3.htm)

99.4 [SitusAMC Valuation Summary](ex99-4.htm)

99.5 [SitusAMC Multi Property Valuation Summary](ex99-5.htm)

99.6 [SitusAMC Data Compare](ex99-6.htm)

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | | |
|:---|:---|:---|
|  | **Nomura Asset Depositor Company, LLC**<br> **(Depositor)** | **Nomura Asset Depositor Company, LLC**<br> **(Depositor)** |
| Date: March 12, 2026 | By: | /s/ Brian Hargrave |
|  | Name: | Brian Hargrave |
|  | Title: | Managing Director |

---

## Exhibit 99.1

[Nomura Asset Depositor Company, LLC ABS-15G](nomura-abs15g_031226.htm)

**Exhibit 99.1**

![](ex991001.jpg)

**EXECUTIVE SUMMARY**

**DESCRIPTION OF SERVICES**

**(1) Type of assets that were reviewed.**

AMC Diligence, LLC ("AMC") performed the due diligence services described below (the "Review") on loans originated by various parties acquired by Nomura Corporate Funding Americas, LLC or its affiliates (the "Client") through flow or mini-bulk transactions. The Review was conducted from May 2023 through February 2026 on mortgage loans with origination dates from May 2021 to January 2026 via files imaged and provided by the Client for review. The Review included loans reviewed under the Credit and Compliance Scope (320 mortgage loans) and the Leases Review Scope (577 mortgage loans). The mortgage loans (Credit and Compliance Scope) and the loans (Leases Review Scope) are together referred to as the Loans.

**(2) Sample size of the assets reviewed.**

During the course of the securitization evaluation process, the Client may have removed loans that were reviewed by AMC from the securitization for reasons that were not disclosed to AMC. The Review contained eight hundred ninety-seven (897) loans totaling an aggregate original principal balance of approximately $406.016 million.

**(3) Determination of the sample size and computation.**

The Review was conducted consistent with the criteria for the nationally recognized statistical rating organizations, NRSRO(s), identified above.

**(4) Quality or integrity of information or data about the assets: review and methodology.** AMC compared data fields on the bid tape provided by the Client to the data found in the actual mortgage loan file as captured by AMC. This comparison, when data was available (please note that not all fields were available for all Loans during the Review) and relevant for the Scope in question, included the following data fields:

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;# of Units | &nbsp;&nbsp;Borrower Mailing Zip | &nbsp;&nbsp;Interest Rate Change Frequency | &nbsp;&nbsp;Monthly Taxes | &nbsp;&nbsp;Payment Frequency |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;Borrower SSN | &nbsp;&nbsp;Interest Rate Initial Cap | &nbsp;&nbsp;Mortgage Type | &nbsp;&nbsp;PMI Coverage % |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;City | &nbsp;&nbsp;Interest Rate Initial Floor | &nbsp;&nbsp;Next Interest Rate Change Date | &nbsp;&nbsp;Prepayment Penalty |
| &nbsp;&nbsp;Appraisal As-Is Value | &nbsp;&nbsp;Coborrower First Name | &nbsp;&nbsp;Interest Rate Life Cap | &nbsp;&nbsp;Note Date | &nbsp;&nbsp;Prepayment Penalty Period (months) |
| &nbsp;&nbsp;Appraisal Date | &nbsp;&nbsp;Coborrower Last Name | &nbsp;&nbsp;Interest Rate Life Max | &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;Prepayment Terms |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;Coborrower SSN | &nbsp;&nbsp;Interest Rate Life Min | &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;Product Description |
| &nbsp;&nbsp;As-Is Value Used For LTV Calculation | &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;Interest Rate Periodic Cap | &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;Property Type |
| &nbsp;&nbsp;Balloon Flag | &nbsp;&nbsp;Cost Basis | &nbsp;&nbsp;Interest Rate Periodic Floor | &nbsp;&nbsp;Original Interest Rate Period | &nbsp;&nbsp;Purpose |
| &nbsp;&nbsp;Blanket Mortgage? | &nbsp;&nbsp;Creditor Application Date | &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;Refi Purpose |
| &nbsp;&nbsp;Borrower Citizenship | &nbsp;&nbsp;Doc Type | &nbsp;&nbsp;Lender | &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;Representative FICO |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;First Interest Rate Change Date | &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;Original P&I | &nbsp;&nbsp;Rounding Factor |
| &nbsp;&nbsp;Borrower FTHB | &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;Lookback Period | &nbsp;&nbsp;Original PITIA | &nbsp;&nbsp;State |
| &nbsp;&nbsp;Borrower Full Name | &nbsp;&nbsp;Has FTHB | &nbsp;&nbsp;LTV Valuation Value | &nbsp;&nbsp;Original Term | &nbsp;&nbsp;Street |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;Hazard Insurance Monthly Premium | &nbsp;&nbsp;Margin | &nbsp;&nbsp;Origination Channel | &nbsp;&nbsp;Subject Debt Service Coverage Ratio |
| &nbsp;&nbsp;Borrower Mailing City | &nbsp;&nbsp;Index Type | &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;Origination Company Name | &nbsp;&nbsp;Total Cash-out |
| &nbsp;&nbsp;Borrower Mailing State | &nbsp;&nbsp;Interest Only | &nbsp;&nbsp;MERS Min Number | &nbsp;&nbsp;Originator Application Date | &nbsp;&nbsp;Total PITIA |
| &nbsp;&nbsp;Borrower Mailing Street | &nbsp;&nbsp;Interest Only Period<br>| &nbsp;&nbsp;Monthly HOA Dues<br>| &nbsp;&nbsp;Other Financing Junior Total Original Loan Amount | &nbsp;&nbsp;Zip |

---

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![](ex991001.jpg)

Additionally, AMC verified (i) listed borrowers signed documents requiring signature, (ii) borrowers signing documents were eighteen (18) years or older at the time of the mortgage loan origination, (iii) that all riders required by the terms of the mortgage and mortgage note were attached to the respective document, (iv) that social security numbers across documents were consistent, and (v) debt-to-income ratio ("DTI(s)") and/or loan-to-value ratios ("LTV(s)") were used in the assessment of conformity guidelines.

**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

**<u>CREDIT REVIEW (320 Loans)</u>**

AMC reviewed asset origination to determine conformity to the stated underwriting or credit extension guidelines, standards, criteria or other requirements, including, as applicable for the Residential Population, the Ability to Repay and Qualified Mortgage requirements described below, that were provided to AMC. When applicable, a review of the mortgage loan file to the Automated Underwriting System output within the mortgage loan file was also performed.

**Credit Application:** For the Credit Application, AMC verified that the application: (i) was signed by all listed borrowers, (ii) was substantially filled out, (iii) contained all known borrower-owned properties on the Real Estate Owned section 2, and (iv) included the borrower's employment history.

**Credit Report:** AMC's review included confirming that a credit report, that met guideline requirements, was present for each borrower and that such borrower's credit profile adhered to the guidelines. In order to make this determination, AMC: (i) captured the monthly consumer debt payments for use in relevant calculations, (ii) noted and researched the Real Estate Owned and fraud alerts, (iii) gathered liabilities listed on the credit report to be included in the debt to income ratio as appropriate, and (iv) gathered data required for the ASF tape submission including (a) the most recent FICO (scores from Equifax, Experian, and Transunion if available), (b) the most recent FICO date, (c) the longest trade line, (d) the maximum trade line, (e) the number of trade lines, and (f) the credit usage ratio.

**Employment and Income:** AMC determined whether applicable supporting employment and income documentation required by the guidelines, and as applicable Appendix Q or ATR, was present in the mortgage loan file and where possible, wasn't fraudulent. This documentation was used to verify whether the income used to qualify the mortgage loan was calculated in accordance with the guidelines and may have included items such as: (i) verbal or written verification of employment, (ii) pay stubs, (iii) W-2 forms, (iv) tax returns, (v) financial statements, (vi) IRS tax transcripts, and (vii) Bank Statements.

**Asset Review:** AMC assessed whether the asset documentation required by the guidelines, and as applicable, Appendix Q or ATR, was present in the mortgage loan file. Utilizing this documentation, AMC completed a review of the reserve calculation and any large deposits. Documentation verifying assets for down payment, closing costs, prepaid items and reserves may have included: (i) verification-of-deposit ("VOD(s)"), (ii) depository account statements, (iii) stock or security account statements, (iv) gift funds, (v) escrow or earnest money deposits, and (vi) settlement statements or other evidence of conveyance and transfer of funds (if a sale of assets was involved).

**Hazard/Flood Insurance/Taxes:** A review of the insurance present on the mortgage loan was also performed by AMC. During the course of this review, AMC (i) verified that the hazard insurance met the minimum required amount of coverage in the guidelines, (ii) confirmed that the mortgage clause listed the lender's name and "its successors and assigns,", (iii) confirmed that the premium amount on both the hazard and flood insurance matched what was used in the DTI calculations, (iv) reviewed the tax certificate to verify and compare monthly escrows used to calculate DTI matched and that taxes were current, (v) confirmed that the flood certification was for the correct borrower, property, lender and mortgage loan number and was a "Life of Loan" certification, and (vi) completed other property specific items including (a) for condominium properties, confirming that the blanket policy met the minimum amount of coverage in the guidelines and (b) for properties in a flood zone per the flood certification, confirming that flood insurance met guideline requirements and met the minimum required amount of coverage in the guidelines.

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![](ex991001.jpg)

**Occupancy Review:** AMC confirmed the property occupancy is consistent with the mortgage loan approval and borrowers' application disclosure based solely on information contained in the mortgage loan file and any fraud report obtained in connection with the mortgage loan.

**Guideline Review:** During the course of the review, AMC confirmed the mortgage loan was originated in accordance with required guidelines by reviewing conformity of mortgage loan, transaction type, and borrower characteristics to stated guidelines. Mortgage characteristics examined included (i) DTI of the borrower, (ii) the LTV/TLTV/HTLTV, (iii) the credit score for each borrower, (iv) asset reserves of the borrower, (v) property type, (vi) property usage, and (vii) other property specific items including for condominium or cooperative properties, assessing whether the condominium or cooperative project adheres to required guidelines.

**Fraud Review:** AMC reviewed fraud report results in each mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, AMC conditioned the mortgage loan for the missing fraud report product.

If a report was present, AMC reviewed the report for (i) any name variations for the borrowers, (ii) any social security number variations for the borrowers, (iii) any potential occupancy issues based on the borrower's address history, (iv) any noted employment issues, and (v) any additional consumers associated with the borrower's profile. If any findings were noted, AMC confirmed that such findings and/or variations were addressed by the originator in the origination of the asset or that such red flag issues were fully addressed via mortgage loan documentation provided.

**Title Review:** AMC's review included a review of the chain of title and the duration of ownership by the seller or borrower (whichever is applicable) satisfied the guidelines. Included in this review was a verification of whether the appropriate vestee was on the title documentation (if a purchase, the seller; if a refinance, the borrower) and that the title commitment addressed issues such as assessments; covenants, conditions and restrictions; access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; environmental liens, and oil/gas leases.

**Additional Review of Mortgage Loan File:** AMC also reviewed the closing documents to ensure that the mortgage loan file information is complete, accurate, and contains consistent documentation. Included in the portion of the review are items such as reviewing for (i) evidence of primary mortgage insurance, (ii) if the property is located in an area that was listed as a FEMA disaster zone post origination, (iii) the presence of loan modification documents, and (iv) general conformity to Fannie Mae or Freddie Mac approved formats at the time of origination.

Additionally, AMC verified (i) listed borrowers signed documents requiring signature, (ii) borrowers signing documents were eighteen (18) years or older at the time of the mortgage loan origination, (iii) that all riders required by the terms of the mortgage and mortgage note were attached to the respective document, (iv) that social security numbers across documents were consistent, and (v) debt-to-income ratio ("DTI(s)") and/or loan-to-value ratios ("LTV(s)") were used in the assessment of conformity guidelines.

**<u>LEASES REVIEW (577 Loans)</u>**

**<u>DOCUMENT REVIEW</u>**

For each Loan, AMC will review the Loan File and verify whether the following documents, if applicable, are included in the file and if the data on these documents is consistent and logical: (a) initial application (1003), (b) credit report, (c) employment documentation, (d) asset documentation, (e) sales contract, (f) hazard and/or flood insurance policies, (g) appraisal, (h) title/preliminary title, (i) mortgage/deed of trust, (j) note, (k) certificate of business purpose / non-owner occupancy, (l) articles of incorporation, if applicable, (m) operating agreement, and (n) background check.

**<u>CREDIT REVIEW</u>**

The credit review focuses on the borrower's experience in property management, credit profile and adherence to guidelines. The borrower's assets are analyzed to determine there are sufficient funds for the required equity in the project. Conformity to applicable guidelines will all be assessed during the review. An income calculation will not be performed though the presence of income documentation if required by the guidelines will be noted.

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![](ex991001.jpg)

**Credit Application:** For the Credit Application, AMC will verify whether (a) the application is signed by all listed borrowers, (b) the application is substantially filled out, (c) all known borrower-owned properties are disclosed on the Real Estate Owned section or attachments, and (d) borrower's property management/landlord experience.

**Credit Report:** AMC will verify (a) a credit report is present for each borrower, (b) note and research the Real Estate Owned and fraud alerts, (c) and gather data including (i) representative FICO, (ii) scores from Equifax, Experian, and Transunion (if available), (iii) verify that the public records listed are disclosed on the application and adequately explained and in compliance with guidelines, and (iv) the number and length of trade lines.

**Employment and Income:** AMC will determine whether applicable supporting employment and income documentation required by the guidelines, was present in the mortgage loan file and where possible, wasn't fraudulent.

**Borrowing Entity:** AMC will verify the borrowing entity, if not an individual, is properly documented. In addition, AMC will verify if the business entity is a US or foreign entity and if the individual signing the loan documentation has the appropriate authority. Distinction will be made between guarantors and principals, individuals and business entities.

**Property income:** AMC will determine whether all applicable supporting documentation as required by the guidelines is present in the file. No traditional borrower DTI ratios will be calculated but instead a "Property DTI" will be calculated per guidelines using the lease or expected lease amount and the property expenses. Documentation verifying property income may include: (a) leases and monthly rental income, (b) property vacancy, (c) balance sheets / financial statements, and (d) an appraisal analysis of market rents.

**Valuation Review:** AMC's review will include a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review will include verifying the appraisal report was (i) materially complete, (ii) in conformity with the guideline requirements for the property type in question, (iii) completed by an appraiser that was actively licensed to perform the valuation, (iv) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (iv) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, AMC's review will (i) review the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensure that such comparable properties are within standard appraisal guidelines; (ii) confirm the property value and square footage of the subject property was bracketed by comparable properties, (iii) verify that comparable properties used are similar in size, style, and location to the subject, and (iv) check for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of AMC's review include (i) verifying that the address matched the mortgage note, (ii) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (iii) confirming the appraiser noted an estimated lease amount to be used in instances where there is no lease in place.

**Asset Review:** AMC will assess whether the asset documentation required by the guidelines is present in the file. AMC will verify that assets presented support the required reserves. Documentation reviewed may include: (a) depository account statements, (b) stock or security account statements, (c) settlement statements or other evidence of conveyance and transfer of funds if a sale of assets was involved, and (d) operating accounts from other properties.

**Insurance:** AMC will (a) look for the presence of rent loss insurance as required by the guidelines, (b) verify that hazard insurance meets the minimum required amount of coverage in the guidelines, (c) confirm that the flood cert is for the correct borrower, property, lender and loan number, and (d) for properties in a flood zone per the flood cert, confirm that flood insurance meets guideline requirements in the file and meets the minimum required amount of coverage.

**Title:** AMC will verify whether the appropriate vestee is on the title document: if a purchase, the seller; if a refinance, the borrower. AMC will also review the Title Commitment for the disclosure issues such as assessments; covenants, conditions and restrictions); access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; and environmental liens. Review for instances of delinquent taxes (non-liens). In addition, AMC will review for Oil, Gas, Water or Mineral rights.

**Fraud / Criminal Background:** To the extent potentially fraudulent activity is identified as part of the document review, such information will be reported to Client. In addition, AMC will look for an independent, third party fraud report and background check in each file and will review the results of the fraud report in conjunction with source documents found in the file to assess the likelihood of any misrepresentations associated with the origination of the loan.

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![](ex991001.jpg)

**<u>DATA COLLECTION</u>**

AMC will compare data fields on the bid tape provided by the client to the data found in the actual file as captured by AMC. All material discrepancies will be noted.

**(6) Value of collateral securing the assets: review and methodology.**

AMC's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review included verifying the appraisal report was (i) on the appropriate GSE form, (ii) materially complete, (iii) in conformity with the guideline requirements for the property type in question, (iv) completed by an appraiser that was actively licensed to perform the valuation, (v) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (vi) made and signed prior to the final approval of the mortgage loan application, (vii) completed and dated within the guideline requirements, (vii) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, AMC's review (i) captured the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensured that such comparable properties are within standard appraisal guidelines; (ii) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of AMC's review included (i) verifying that the address matched the mortgage note, (ii) verifying that the appraisal and the policies and procedures with regard to appraisal, including the appropriate level of review, when originating the mortgage loan, were followed, (iii) noting whether the property zip code was declared a FEMA disaster area after the valuation date and notifying the Client of same (iv) confirming the appraisal report does not include any apparent environmental problems, (v) confirming the appraisal notes the current use of the property is legal or legal non-conforming (grandfathered), (vi) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (vii) confirming that the value product that was used as part of the origination decision was directly accessible to AMC or if it was not directly accessible that another valuation product that was directly accessible to AMC was ordered in accordance with the Client's specific valuation waterfall process. If more than one valuation was provided, AMC confirmed consistency among the valuation products and if there were discrepancies that could not be resolved, AMC created an exception.

In instances where one appraisal is completed, the CU score must be reviewed. The CU score must be less than or equal to 2.5. If the CU score exceeds 2.5, a CDA supporting value must be provided. When an appraisal is transferred to the originating creditor from another lender, a CDA must be completed on that appraisal regardless of the CU score. The variance between the CDA and appraisal must be less than or equal to 10%. If it is greater than 10%, an additional appraisal review product must be completed. In instances where two appraisals are completed, additional review products are not required except as otherwise specified but may be provided at the discretion of the Seller.

**(7) Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

**<u>COMPLIANCE REVIEW (320 Loans)</u>**

Please be advised that AMC did not make a determination as to whether the mortgage loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated below. There can be no assurance that the Review uncovered all relevant factors relating to the origination of the mortgage loans, their compliance with applicable law and regulations and the original appraisals relating to the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by AMC are dependent upon its receiving complete and accurate data regarding the mortgage loans from mortgage loan originators and other third parties upon which AMC is relying in reaching such findings.

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With regard to TILA-RESPA Integrated Disclosure ("TRID") testing, AMC implemented the TRID scope of review referenced within the Regulatory Compliance section (III) based on (i) the RMBS 3.0 TRID Compliance Review Scope published by the Structured Finance Association ("SFA") (formerly, the Structured Finance Industry Group, "SFIG") (the "SFA Compliance Review Scope") and (ii) outside counsel's interpretations of the published regulations as of the date of review of each mortgage loan. AMC worked with outside counsel and continues to obtain updated interpretations relative to the informal guidance provided by the Consumer Financial Protection Bureau ("CFPB") which has caused alterations in the review scope and severity of TRID related exceptions, including applicable cures. (This will continue as necessary as additional guidance becomes available, as well as any future rulemaking.) While AMC continues to make a good faith effort to identify material TRID exceptions and apply the appropriate grading, the implementation of new regulations (including TRID) that impact residential mortgages carries certain interpretive risk and continues to evolve, impacting the review scope and exception severity. AMC has worked closely with the NRSROs and the Client to disclose, as mutually agreed upon by the parties, the relevant exceptions per AMC's suggested review implementation as reviewed by outside counsel; however, no assurances can be provided and/or are given that AMC has included within its Review all areas that may represent risk to the securitization trust, or that areas of risk identified by AMC will result in the potential level of risk indicated by an Event Level or NRSRO grade.

Please be further advised that AMC does not employ personnel who are licensed to practice law in the various jurisdictions, and the findings set forth in the reports prepared by AMC do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to AMC. Information contained in any AMC report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual mortgage loan. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such mortgage loan or mortgage loans, shall be made solely by the Client, or other agreed upon party, that has engaged AMC to prepare its reports pursuant to its instructions and guidelines. The Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by AMC are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use. AMC does not make any representation or warranty as to the value of any mortgage loan or mortgage loans collateral that has been reviewed by AMC.

AMC reviewed each residential mortgage loan to determine, as applicable, to the extent possible and subject to the caveats below, whether the mortgage loan complies with:

**(I) Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Rescission (§1026.23, §1026.15):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure
 to provide the right of rescission notice;

ii) failure to provide the right of rescission notice in a timely manner and to the correct consumer(s);

iii) errors in the right of rescission notice;

iv) failure to provide the correct form of right of rescission notice;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) failure
 to provide the three (3) business day rescission period;

vi) any material disclosure violation on a rescindable mortgage loan that gives rise to the right of rescission under TILA, which means the required disclosures of the annual percentage rate, the finance charge, the amount financed, the total of payments, the payment schedule, the HOEPA disclosures, or those related to prepayment penalties on covered transactions; and

vii) with respect to applicable exception remediation measures, confirm that a letter of explanation, a refund if applicable, new corrected material disclosures and a new notice of right to cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>TIL Disclosure (§§1026.17, 18 and 19) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review
 and comparison of the initial and final TIL disclosures, and any re-disclosed TIL(s);

ii) proper execution by all required parties;

iii) principal and interest calculations, and proper completion of the interest rate and payment summary; and

iv) timing of initial and re-disclosed TIL(s).

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Home Equity Plans Disclosures (§§1026.6, 40) *as applicable*</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) failure
 to provide the applicable home equity initial and account opening disclosures

ii) failure to provide the applicable home equity initial and account opening disclosures in a timely manner

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&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Tolerances (§§1026.18, 22 23, and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) inaccurate
 Annual Percentage Rate (APR) outside of applicable tolerance by comparing disclosed APR
 to re-calculated APR; and

ii) inaccurate Finance Charge outside of applicable tolerance by comparing disclosed Finance Charge to re-calculated Finance Charge.

iii) inaccurate Total of Payments outside of applicable tolerance by comparing disclosed Total of Payments to re-calculated Total of Payments.

&nbsp;&nbsp;&nbsp;&nbsp;e) <u>High-cost Mortgage (§§1026.31, 32 and 34):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) points
 and fees threshold test;

ii) APR threshold test;

iii) prepayment penalty threshold test; and

iv) compliance with the disclosure requirements, limitation on terms and prohibited acts or practices in connection with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;f) <u>Higher-priced Mortgage Loan (§1026.35):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) APR
 threshold test; and

ii) compliance with the escrow account and appraisal requirements as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;g) <u>With respect to brokered mortgage loans, the Prohibitions and Restrictions related to Loan Originator Compensation and Steering (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review
 relevant documentation to determine if compensation to a Loan Originator was based on
 a term of the transaction;

ii) review relevant document to determine if there was dual compensation; and

iii) review the presence of the mortgage loan option disclosure and to determine if the Steering Safe Harbor provisions were satisfied.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Note:
 Where available, AMC reviewed the relevant documents in the mortgage loan file and, as
 necessary, attempted to obtain the mortgage loan originator compensation agreement and/or
 governing policies and procedures of the mortgage loan originator. In the absence of
 the mortgage loan originator compensation agreement and/or governing policies and procedures,
 AMC's review was limited to formal general statements of entity compliance provided
 by the mortgage loan originator, if any. These statements, for example, were in the form
 of a letter signed by the seller correspondent/mortgage loan originator or representations
 in the mortgage loan purchase agreement between the Client and seller correspondent;

&nbsp;&nbsp;&nbsp;&nbsp;h) <u>Homeownership counseling (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine
 if the creditor obtained proof of homeownership counseling in connection with a mortgage
 loan to a first time homebuyer that contains a negative amortization feature.

&nbsp;&nbsp;&nbsp;&nbsp;i) <u>Mandatory Arbitration Clauses (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine
 if the terms of the mortgage loan require arbitration or any other non-judicial procedure
 to resolve any controversy or settle any claims arising out of the transaction.

&nbsp;&nbsp;&nbsp;&nbsp;j) <u>Prohibition on Financing Credit Insurance (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) determine
 if the creditor financed, directly or indirectly, any premiums or fees for credit insurance.

&nbsp;&nbsp;&nbsp;&nbsp;k) <u>Nationwide Mortgage Licensing System (NMLS) & Registry ID on Loan Documents (§1026.36):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review
 for presence of mortgage loan originator organization and individual mortgage loan originator
 name and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract,
 security instrument, Loan Estimate and Closing Disclosure; and

ii) verify the data against the NMLSR database, as available.

**(II) Federal Real Estate Settlement Procedures Act ("RESPA"), as implemented by Regulation X, 12 C.F.R. Part 1024, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Good Faith Estimate (GFE) (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 the presence of the current GFE form in effect at the time of origination;

ii) verify GFE was provided to the borrower(s) within three (3) business days of application;

iii) verify all sections of the GFE were accurately completed and that information was reflected in the appropriate locations;

iv) determine whether a valid and properly documented changed circumstance accompanies any changes to mortgage loan terms and/or fees on any revised GFEs over the applicable tolerance(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm
 the presence of a settlement service provider list, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Final HUD-1/A Settlement Statement (HUD) (§1024.8) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 current applicable HUD form was provided;

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ii) determination that the mortgage loan file contains the final HUD;

iii) escrow deposit on the final HUD matches the initial escrow statement amount; and

iv) verify all sections of the final HUD were accurately completed and that information was reflected in the appropriate locations.

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>GFE and Final HUD Comparison (§1024.7) *as applicable for loans with application dates prior to October 3, 2015*:</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) review
 changes disclosed on the last GFE provided to the borrower(s) to determine that such
 changes were within the allowed tolerances;

ii) confirm mortgage loan terms and fees disclosed on the third page of the final HUD accurately reflect how such items were disclosed on the referenced GFE, page 2 of the final HUD and mortgage loan documents; and

iii) review any documented cure of a tolerance violation to determine that the proper reimbursement was made and a revised HUD was provided at or within 30 days of settlement.

&nbsp;&nbsp;&nbsp;&nbsp;d) <u>Additional RESPA/Regulation X Disclosures and Requirements (§1024.6, 15, 17, 20, and 33):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 the presence of the Servicing Disclosure Statement form in the mortgage loan file;

ii) verify the Servicing Disclosure Statement was provided to the borrower(s) within three (3) business days of application;

iii) confirm the presence of the Special Information Booklet in the mortgage loan file or that the mortgage loan file contains documentary evidence that the disclosure was provided to the borrower;

iv) confirm the Special Information Booklet was provided within three (3) business days of application;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm
 the presence of the Affiliated Business Arrangement Disclosure in the mortgage loan file
 in the event the lender has affiliated business arrangements;

vi) confirm the Affiliated Business Arrangement Disclosure was provided no later than three (3) business days of application;

vii) confirm the Affiliated Business Arrangement Disclosure is executed; and

viii) confirm the presence of the Initial Escrow Disclosure Statement in the mortgage loan file and proper timing;

ix) confirm that the creditor provided the borrower a list of homeownership counselling organizations within three (3) business days of application; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x) confirm
 that the list of homeownership counselling organizations was obtained no earlier than
 30 days prior to when the list was provided to the mortgage loan applicant.

**(III) Sections 1098 and 1100A of Dodd-Frank amending TILA and RESPA, as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below (applicable only for mortgage loans with application dates on or after October 3, 2015):**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Loan Estimate (LE) (§§1026.19 and 37):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 the presence of LE for applications on or after October 3, 2015;

ii) confirm the initial LE date indicates it was delivered or placed in the mail within three (3) business days of application;

iii) confirm that certain sections of each LE determined to carry assignee liability under the SFA Compliance Review Scope were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the LE;

iv) confirm the initial LE was delivered or placed in the mail not later than seven (7) business days prior to consummation of the transaction, or such period was waived due to a bona fide financial emergency;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) confirm
 that each revised LE is accompanied by valid written documentation explaining the reason
 for re-disclosure to allow for fee increases based on a valid change of circumstance
 and was timely provided within 3 business days of issuance;

vi) capture whether a settlement service provider list ("SSPL") was provided (in instances when a consumer is given an opportunity to shop for services). Failure to provide SSPL is not cited separately under SFA compliance review scope, however, absence of SSPL from loan file is treated as not provided and impacts fee tolerance categories as prescribed by regulation.

vii) confirm borrower received LE not later than four (4) business days prior to consummation; and

viii) confirm LE was not provided to the borrower on or after the date of the CD.

&nbsp;&nbsp;&nbsp;&nbsp;b) <u>Closing Disclosure (CD) (§§1026.19 and 38):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 the presence of CD for applications on or after October 3, 2015;

ii) confirm the borrower received CD at least three (3) business days prior to consummation, or that such period was waived due to a bona fide financial emergency;

iii) confirm that certain sections of each CD determined to carry assignee liability under the SFA Compliance Review Scope were accurately completed and that information was reflected in the appropriate locations, which, in certain instances, was based solely on the information disclosed on the CD;

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<br> iv) confirm that a revised CD was received in a timely manner if the initial or any revised CD became inaccurate;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v) identify
 tolerance violations based on the charges disclosed on the initial and interim LE's,
 initial CD, and reflected on the final CD;

vi) with respect to tolerance violations based on the disclosed charges on the LE and CD, confirm that the creditor cured the violations no later than 60 days after consummation, or within 60 days of discovery; and

vii) with respect to applicable exception remediation measures for numerical exceptions, confirm that a letter of explanation, as well as a refund as applicable, was delivered or placed in the mail no later than 60 days after discovery of the exception establishing the need for a revised CD or with respect to exception remediation measures for non-numerical exceptions, that a corrected CD was delivered or placed in the mail no later than 60 days after consummation. (In an attempt to establish a best practices approach to pre-securitization due diligence, as it applies to TILA RESPA Integrated Disclosure testing, the Structured Finance Association ("SFA") has a working group that consists of industry participants including third party review providers and law firms who agreed to a standardized approach to remediation considerations. This approach is intended to be based on a reasoned legal analysis that expressly assumes that courts will interpret TRID in accordance with the principals of liability set forth in the letter to the MBA from Richard Cordray, the Director of the CFPB. No assurances can be provided that the courts in question will interpret TRID in accordance with the SFA Compliance Review Scope.)

&nbsp;&nbsp;&nbsp;&nbsp;c) <u>Your Home Loan Toolkit (§1026.19):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) confirm
 the presence of Your Home Loan Toolkit in the mortgage loan file or that the mortgage
 loan file contains documentary evidence that the disclosure was provided to the borrower;
 and

ii) confirm Your Home Loan Toolkit was delivered or placed in the mail not later than three (3) business days after receipt of application.

**(IV) Sections 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank") amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;a) The
 general Ability to Repay (ATR) underwriting standards (12 C.F.R. 1026.43(c));

&nbsp;&nbsp;&nbsp;&nbsp;b) Refinancing
 of non-standard mortgages (12 C.F.R. 1026.43(d));

&nbsp;&nbsp;&nbsp;&nbsp;c) Qualified
 Mortgages (QM) (12 C.F.R. 1026.43(e) (including qualified mortgages as separately defined
 by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and
 the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;d) Balloon-payment
 qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f)).

AMC reviews applicable mortgage loans for compliance with the ATR and QM rule requirements based upon each mortgage loan's originator designation (Safe Harbor QM, Higher-priced QM, Temporary SHQM, Temporary HPQM, Non-QM, Exempt from ATR). AMC determines the mortgage loan's status under the ATR or QM rule requirements and assigns a due diligence mortgage loan designation. Generally, AMC notes as a material exception if the due diligence findings do not confirm the originator's mortgage loan designation. Additionally, AMC notes if an originator mortgage loan designation was not provided.

*<u>Qualified Mortgage</u>*

With respect to QM (Safe Harbor and Higher-priced) designated mortgage loans, AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file: (i) the mortgage loan contains risky mortgage loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) depending on the application date, defined in accordance with 1026.2(a)(3)(ii) and the loan designation provided on the subject loan, either:

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| | |
|:---|:---|
| 1.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), prior to 3/1/2021, at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source, |

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| | |
|:---|:---|
| 2.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), on or after 3/1/2021, but before 10/1/2022, submitted with a loan designation of Safe Harbor QM, Higher Priced QM, Safe Harbor QM (43-Q), or Higher Priced QM (43-Q), whether at the time of consummation, the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source, or |

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| | |
|:---|:---|
| 3.) | for loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), taken on or after 3/1/2021, submitted with a loan designation of Safe Harbor QM (APOR), or Higher Priced QM (APOR), "Revised QM", whether the APR exceeds the average prime offer rate by 2.25 or more percentage points, (additional thresholds applicable for lower loan balances, subordinate lien covered transactions and certain manufactured homes loan amounts), and whether the loan does not meet the credit guidelines without a documented exception and compensating factors. |

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For the mortgage loans determined to be Safe Harbor QM (APOR), the AMC report will indicate (i) "Yes" with respect to any mortgage loan for which the lender provided a Verification Safe Harbor, ("VSH") indicator of "Yes" on such mortgage loans, (ii) "No" with respect to any mortgage loan for which the lender provided a VSH indicator of "No" and (iii) "Not Stated" with respect to any mortgage loan for which the lender did not provide a VSH indicator.

\* Note, for mortgage loans in which the lender provided the VSH indicator, AMC captured the VSH indicator in the AMC report but did not verify the VSH indicator as provided by the related lender.

In addition to the above, for loans (i) that are designated as "Yes" with respect to a VSH indicator, (ii) for which such "Yes" VSH indicator was provided within the loan images, on the data tape or in the deal notes, and (iii) for which the related mortgage loan guidelines utilized one of the specified GSE June 2020 guidelines to meet VSH, AMC performed an additional variance evaluation on such QM (APOR) mortgage loans. AMC's variance evaluation consists of a review of such mortgage loan to identify documentation variances that would cause one to question the VSH attestation provided by the lender. If variances were identified, the mortgage loan would not be identified by AMC to meet the VSH documentation requirements under either the Fannie Mae guidelines or under the Freddie Mac guidelines, and the AMC report will indicate "No" with respect to such mortgage loans. The results of the variance evaluation are reflected in the reports.

This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a mortgage loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable agency as permitted under the QM final rule, AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, if the mortgage loan satisfied (i), (ii) and (iii) in the preceding paragraph. In addition, AMC reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated mortgage loan that satisfied the applicable requirements enumerated above, AMC then determines whether the mortgage loan is a Safe Harbor QM or Higher Priced QM by comparing the mortgage loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage. The Review also includes determining, as applicable, whether a mortgage loan is a qualified mortgage as defined by the Department of Housing and Urban Development (24 C.F.R. 201 and 203 et seq.), and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.).

For each QM designated mortgage loan that does not satisfy the applicable requirements enumerated above, AMC then determines whether the mortgage loan complies with the ATR rule consideration and verification requirements and provides a due diligence designation of Non-QM compliant or non-compliant.

*<u>General Ability to Repay</u>*

AMC reviews the mortgage loan to determine whether, based on available information in the mortgage loan file, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability (the consumer's current employment status); (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

AMC reviews mortgage loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a mortgage loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). AMC does not represent or warrant that the factors for which it is reviewing the mortgage loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a mortgage loan. AMC's review is based on information contained in the mortgage loan file at the time it is provided to AMC to review, and only reflects information as of that point in time.

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**(V) The Equal Credit Opportunity Act, as implemented by Regulation B, 12 C.F.R. Part 1002, as set forth below:**

&nbsp;&nbsp;&nbsp;&nbsp;a) <u>Providing Appraisals and Other Valuations (12 C.F.R. 1002.14):</u> 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i) timing
 and content of the right to receive copy of appraisal disclosure;

ii) charging of a fee for a copy of the appraisal or other written valuation;

iii) timing of creditor providing a copy of each appraisal or other written valuation; and

iv) with respect to a borrower that has waived the three (3) business day disclosure requirement, confirm that (a) the borrower has signed the waiver or other acknowledgment at least three (3) business days prior to consummation; and (b) that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**(VI) Fannie Mae points and fees limitations and HOEPA restrictions as addressed in Fannie Mae Announcement 04-06, as amended by Lender Letters LL-2013-05 and LL-2013-06 and Selling Guide Announcement SEL-2013-06;** 

**(VII) The disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas Constitution and associated regulations;**

**(VIII) The disclosure requirements and prohibitions of state, county and municipal laws and ordinances with respect to "high-cost" mortgage loans, "covered" mortgage loans, "higher-priced" mortgage loans, "home" mortgage loans or any other similarly designated mortgage loan as defined under such authorities, or subject to any other laws that were enacted to combat predatory lending, as may have been amended from time to time;**

**(IX) Federal and state specific late charge and prepayment penalty provisions.**

**(X) Recording Review**

AMC noted the presence of recorded documents, when available. However, the majority of mortgage loans in the review population were new production and have only been closed for days or weeks at the time AMC reviewed the mortgage loans and thus have not yet been recorded. AMC verified that documents in the mortgage loan file (most typically closing instructions) included lender instructions for recording, and as applicable, the date the documents were sent for recording, and/or the date that the documents will be recorded.

As part of the portion of the Review described in this section, AMC will analyze and capture data from the source documents identified in the Document Review below, as applicable.

**(XI) FIRREA Review**

AMC confirmed that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, AMC reviewed the appraisal for conformity to industry standards, including ensuring the appraisal was complete, that the comparable properties and adjustments were reasonable and that pictures were provided and were accurate.

In addition, AMC accessed the ASC database to verify that the appraiser, and if applicable the appraiser's supervisor, were licensed and in good standing at the time the appraisal was completed.

**(XII) Document Review**

AMC reviewed each mortgage loan file and verified if the following documents, if applicable, were included in the file and if the data on these documents was consistent (where applicable):

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial
 application (1003);

&nbsp;&nbsp;&nbsp;&nbsp;▪ Underwriting
 summary / loan approval (1008);

&nbsp;&nbsp;&nbsp;&nbsp;▪ Credit
 report;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Income
 and employment documentation;

&nbsp;&nbsp;&nbsp;&nbsp;▪ 4506T;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Asset
 documentation;

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&nbsp;&nbsp;&nbsp;&nbsp;▪ Sales
 contract;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Hazard
 and/or flood insurance policies;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Copy
 of note for any junior liens;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Appraisal;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Title/Preliminary
 Title;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final
 1003;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Changed
 circumstance documentation;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Right
 of Rescission Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage/Deed
 of Trust;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Note;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Mortgage
 Insurance;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Tangible
 Net Benefit Disclosure;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Subordination
 Agreement;

&nbsp;&nbsp;&nbsp;&nbsp;▪ FACTA
 disclosures;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Notice
 of Special Flood Hazards;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial
 and final GFE's;

&nbsp;&nbsp;&nbsp;&nbsp;▪ HUD
 from sale of previous residence;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final
 HUD-1;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Initial
 TIL;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Final
 TIL;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Loan
 Estimates;

&nbsp;&nbsp;&nbsp;&nbsp;▪ Closing
 Disclosures; and

&nbsp;&nbsp;&nbsp;&nbsp;▪ Certain
 other disclosures related to the enumerated tests set forth herein.

**(8) Other: review and methodology.**

The final review results reflected in the Overall Review Results Summary herein may include additional exceptions identified after AMC's initial review was completed where loan level issues were identified by external parties as a result of separate, distinct quality control evaluation of the loan files. In such cases, any additional exceptions cited by any such quality control evaluation would either be reflected (i) as an open exception or (ii) remediated if required documentation and/or curative actions were provided to AMC. The exception totals reflected herein, and corresponding Exception Rating, include exceptions that were so subsequently identified, if any. Please note that only a limited number of loans, if any, reflected in the Review Results Summary were subject to such external quality control evaluations.

**(9) Disclaimer.**

Except as expressly enumerated above, please be advised that SitusAMC has not performed any review to determine whether the mortgage loans covered in this Report complied with federal, state or local laws, constitutional provisions, regulations, ordinances or any other laws or guidance, including, without limitation, licensing and general usury laws ("Applicable Law"). Further, there can be no assurances that in performing the review and preparing this Report that SitusAMC has uncovered all relevant factors and potential issues relating to the origination of the mortgage loans, their compliance with Applicable Law, or the original appraisals relating to the mortgaged properties, or that SitusAMC has uncovered all relevant factors that could affect the future performance of the mortgage loans. Please note that the results set forth in this Report are dependent upon receipt of complete and accurate data regarding the mortgage loans from mortgage loan originators, sponsors, issuers, underwriters, and other third parties upon which SitusAMC is relying in reaching such results. Except as expressly stated herein, SitusAMC did not verify the data relied upon in performing its review and producing this Report. In addition, the findings and conclusions set forth in this Report are provided on an "as is" basis and are based on available information and Applicable Law as of the date of this Report, and SitusAMC does not undertake any obligation to update or provide any revisions to this Report to reflect events, circumstances, changes in Applicable Law, or changes in expectations after the date this Report was issued.

Please be further advised that SitusAMC does not employ personnel who are licensed to practice law in the various jurisdictions covered in this Report, and the results set forth in this Report do not constitute legal advice or legal opinions whatsoever. The findings are recommendations or conclusions based on information provided to SitusAMC, and are not statements of fact or legal conclusions. Information contained in the Report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the Report based on certain factors, including the facts and circumstances of an individual mortgage loan. The authorities administering the Applicable Law that was part of the review have broad discretionary powers which may permit such authorities, among other things, to withdraw exemptions accorded by statute or regulation, to impose additional requirements or to reach a conclusion that is not consistent with the results set forth in the Report. All decisions as to whether to issue, purchase, hold, sell or otherwise transact in securities backed by the mortgage loans reviewed in this Report, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such securities, shall be made solely by the parties to or investors in the transaction. The results set forth in this Report do not constitute tax or investment advice. The scoring models in this Report are designed to identify potential risk in the securities backed by the mortgage loans reviewed, and each party or investor assumes sole responsibility for determining the suitability of the information for its particular use. SitusAMC does not make any representation or warranty (express or implied) as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by SitusAMC.

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**SUMMARY OF FINDINGS AND CONCLUSIONS** 

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the requirements of the NRSROs listed in the Form ABS Due Diligence-15E.

**OVERALL REVIEW RESULTS SUMMARY**

Of the eight hundred ninety-seven (897) loans reviewed, all eight hundred ninety-seven (897) loans reviewed loans (100.00%) received an Overall "A" or "B" grade.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Overall Loan Grades** | &nbsp;&nbsp;**Overall Loan Grades** | &nbsp;&nbsp;**Overall Loan Grades** |
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;634 | &nbsp;&nbsp;70.68% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;263 | &nbsp;&nbsp;29.32% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**897** | &nbsp;&nbsp;**100.00%** |

---

**COMPLIANCE RESULTS SUMMARY**

Note the five hundred seventy-seven (577) Leases were not assigned a Compliance grade. Of the remaining three hundred twenty (320) loans reviewed for compliance, all three hundred twenty (320) loans (100.00%) subjected to a compliance review received an "A" or "B" Compliance grade.

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Compliance Loan Grades** | &nbsp;&nbsp;**Compliance Loan Grades** | &nbsp;&nbsp;**Compliance Loan Grades** | &nbsp;&nbsp;**Compliance Loan Grades** |
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**% of Compliance Review Population** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;250 | &nbsp;&nbsp;27.87% | &nbsp;&nbsp;78.13% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;70 | &nbsp;&nbsp;7.80% | &nbsp;&nbsp;21.88% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;Compliance Not Run | &nbsp;&nbsp;577 | &nbsp;&nbsp;64.33% | &nbsp;&nbsp;N/A |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**897** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**100.00%** |

---

**CREDIT RESULTS SUMMARY**

All eight hundred ninety-seven (897) loans reviewed received an "A" or "B" Credit grade, and six hundred ninety-four (694) or 77.37% received an "A" Credit grade.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Credit Loan Grades** | &nbsp;&nbsp;**Credit Loan Grades** | &nbsp;&nbsp;**Credit Loan Grades** |
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;694 | &nbsp;&nbsp;77.37% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;203 | &nbsp;&nbsp;22.63% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**897** | &nbsp;&nbsp;**100.00%** |

---

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**PROPERTY/VALUATION RESULTS SUMMARY**

Of the eight hundred ninety-seven (897) loans reviewed, all eight hundred ninety-seven (897) loans (100%) received an "A" or "B" Property grade.

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Property Loan Grades** | &nbsp;&nbsp;**Property Loan Grades** | &nbsp;&nbsp;**Property Loan Grades** |
| &nbsp;&nbsp;**Final Loan Grade** | &nbsp;&nbsp;**# of Loans** | &nbsp;&nbsp;**% of Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;889 | &nbsp;&nbsp;99.11% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;8 | &nbsp;&nbsp;0.89% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**897** | &nbsp;&nbsp;**100.00%** |

---

**TAPE INTEGRITY REVIEW RESULTS SUMMARY** 

Of the eight hundred ninety-seven (897) Loans reviewed, there are two thousand nine hundred nine (2,909) different tape discrepancies across sixty-three (63) data fields (some Loans had more than one data delta). The most variances were found on Borrower Last Name, Investor: Qualifying Total Debt Ratio and Mortgage Type,. Investor: Qualifying Total Debt Ratio variances are the difference on the percentage of income dedicated toward making debt payments. These variances occur frequently due to differences in calculating complex incomes. Investor: Qualifying Total Debt Ratio variances that were less than or equal to 300 basis points of absolute value are not included in the population below.

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With Discrepancy** | &nbsp;&nbsp;**Total Times Compared** | &nbsp;&nbsp;**% Variance** | &nbsp;&nbsp;**# Of Loans** |
| &nbsp;&nbsp;# of Units | &nbsp;&nbsp;23 | &nbsp;&nbsp;825 | &nbsp;&nbsp;2.79% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;2 | &nbsp;&nbsp;31 | &nbsp;&nbsp;6.45% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Amortization Type | &nbsp;&nbsp;1 | &nbsp;&nbsp;669 | &nbsp;&nbsp;0.15% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Appraisal As-Is Value | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Appraisal Date | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;1 | &nbsp;&nbsp;4 | &nbsp;&nbsp;25.00% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;As-Is Value Used For LTV Calculation | &nbsp;&nbsp;3 | &nbsp;&nbsp;156 | &nbsp;&nbsp;1.92% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Balloon Flag | &nbsp;&nbsp;22 | &nbsp;&nbsp;85 | &nbsp;&nbsp;25.88% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Blanket Mortgage? | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Borrower Citizenship | &nbsp;&nbsp;0 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;193 | &nbsp;&nbsp;724 | &nbsp;&nbsp;26.66% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Borrower FTHB | &nbsp;&nbsp;12 | &nbsp;&nbsp;153 | &nbsp;&nbsp;7.84% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Borrower Full Name | &nbsp;&nbsp;16 | &nbsp;&nbsp;190 | &nbsp;&nbsp;8.42% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;274 | &nbsp;&nbsp;730 | &nbsp;&nbsp;37.53% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Borrower Mailing City | &nbsp;&nbsp;1 | &nbsp;&nbsp;3 | &nbsp;&nbsp;33.33% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Borrower Mailing State | &nbsp;&nbsp;0 | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Borrower Mailing Street | &nbsp;&nbsp;1 | &nbsp;&nbsp;3 | &nbsp;&nbsp;33.33% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Borrower Mailing Zip | &nbsp;&nbsp;1 | &nbsp;&nbsp;3 | &nbsp;&nbsp;33.33% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Borrower SSN | &nbsp;&nbsp;208 | &nbsp;&nbsp;687 | &nbsp;&nbsp;30.28% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;City | &nbsp;&nbsp;29 | &nbsp;&nbsp;894 | &nbsp;&nbsp;3.24% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Coborrower First Name | &nbsp;&nbsp;36 | &nbsp;&nbsp;147 | &nbsp;&nbsp;24.49% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Coborrower Last Name | &nbsp;&nbsp;21 | &nbsp;&nbsp;147 | &nbsp;&nbsp;14.29% | &nbsp;&nbsp;897 |

---

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---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;Coborrower SSN | &nbsp;&nbsp;28 | &nbsp;&nbsp;124 | &nbsp;&nbsp;22.58% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Contract Sales Price | &nbsp;&nbsp;72 | &nbsp;&nbsp;478 | &nbsp;&nbsp;15.06% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Cost Basis | &nbsp;&nbsp;2 | &nbsp;&nbsp;21 | &nbsp;&nbsp;9.52% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Creditor Application Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Doc Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;First Interest Rate Change Date | &nbsp;&nbsp;2 | &nbsp;&nbsp;59 | &nbsp;&nbsp;3.39% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;196 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Has FTHB | &nbsp;&nbsp;71 | &nbsp;&nbsp;631 | &nbsp;&nbsp;11.25% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Hazard Insurance Monthly Premium | &nbsp;&nbsp;1 | &nbsp;&nbsp;2 | &nbsp;&nbsp;50.00% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Index Type | &nbsp;&nbsp;3 | &nbsp;&nbsp;63 | &nbsp;&nbsp;4.76% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Interest Only | &nbsp;&nbsp;11 | &nbsp;&nbsp;192 | &nbsp;&nbsp;5.73% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Interest Only Period | &nbsp;&nbsp;1 | &nbsp;&nbsp;30 | &nbsp;&nbsp;3.33% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Interest Rate Change Frequency | &nbsp;&nbsp;1 | &nbsp;&nbsp;59 | &nbsp;&nbsp;1.69% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Interest Rate Initial Cap | &nbsp;&nbsp;13 | &nbsp;&nbsp;46 | &nbsp;&nbsp;28.26% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Interest Rate Initial Floor | &nbsp;&nbsp;25 | &nbsp;&nbsp;28 | &nbsp;&nbsp;89.29% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Interest Rate Life Cap | &nbsp;&nbsp;0 | &nbsp;&nbsp;63 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Interest Rate Life Max | &nbsp;&nbsp;0 | &nbsp;&nbsp;34 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Interest Rate Life Min | &nbsp;&nbsp;11 | &nbsp;&nbsp;34 | &nbsp;&nbsp;32.35% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Interest Rate Periodic Cap | &nbsp;&nbsp;0 | &nbsp;&nbsp;38 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Interest Rate Periodic Floor | &nbsp;&nbsp;0 | &nbsp;&nbsp;34 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Investor: Qualifying Total Debt Ratio | &nbsp;&nbsp;234 | &nbsp;&nbsp;584 | &nbsp;&nbsp;40.07% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Lender | &nbsp;&nbsp;28 | &nbsp;&nbsp;60 | &nbsp;&nbsp;46.67% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;35 | &nbsp;&nbsp;779 | &nbsp;&nbsp;4.49% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Lookback Period | &nbsp;&nbsp;0 | &nbsp;&nbsp;38 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;LTV Valuation Value | &nbsp;&nbsp;160 | &nbsp;&nbsp;641 | &nbsp;&nbsp;24.96% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Margin | &nbsp;&nbsp;0 | &nbsp;&nbsp;63 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;201 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;MERS Min Number | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Monthly HOA Dues | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Monthly Taxes | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Mortgage Type | &nbsp;&nbsp;234 | &nbsp;&nbsp;634 | &nbsp;&nbsp;36.91% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Next Interest Rate Change Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;34 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;2 | &nbsp;&nbsp;33 | &nbsp;&nbsp;6.06% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;1 | &nbsp;&nbsp;730 | &nbsp;&nbsp;0.14% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Original CLTV | &nbsp;&nbsp;83 | &nbsp;&nbsp;864 | &nbsp;&nbsp;9.61% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;39 | &nbsp;&nbsp;896 | &nbsp;&nbsp;4.35% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Original Interest Rate Period | &nbsp;&nbsp;0 | &nbsp;&nbsp;34 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;96 | &nbsp;&nbsp;889 | &nbsp;&nbsp;10.80% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;73 | &nbsp;&nbsp;896 | &nbsp;&nbsp;8.15% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Original P&I | &nbsp;&nbsp;0 | &nbsp;&nbsp;13 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Original PITIA | &nbsp;&nbsp;2 | &nbsp;&nbsp;2 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Original Term | &nbsp;&nbsp;1 | &nbsp;&nbsp;668 | &nbsp;&nbsp;0.15% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Origination Channel | &nbsp;&nbsp;66 | &nbsp;&nbsp;178 | &nbsp;&nbsp;37.08% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Origination Company Name | &nbsp;&nbsp;8 | &nbsp;&nbsp;152 | &nbsp;&nbsp;5.26% | &nbsp;&nbsp;897 |

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| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;Originator Application Date | &nbsp;&nbsp;8 | &nbsp;&nbsp;44 | &nbsp;&nbsp;18.18% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Other Financing Junior Total Original Loan Amount | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Payment Frequency | &nbsp;&nbsp;0 | &nbsp;&nbsp;4 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;PMI Coverage % | &nbsp;&nbsp;16 | &nbsp;&nbsp;123 | &nbsp;&nbsp;13.01% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Prepayment Penalty | &nbsp;&nbsp;0 | &nbsp;&nbsp;32 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Prepayment Penalty Period (months) | &nbsp;&nbsp;11 | &nbsp;&nbsp;214 | &nbsp;&nbsp;5.14% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Prepayment Terms | &nbsp;&nbsp;3 | &nbsp;&nbsp;125 | &nbsp;&nbsp;2.40% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Product Description | &nbsp;&nbsp;45 | &nbsp;&nbsp;60 | &nbsp;&nbsp;75.00% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;132 | &nbsp;&nbsp;867 | &nbsp;&nbsp;15.22% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Purpose | &nbsp;&nbsp;2 | &nbsp;&nbsp;897 | &nbsp;&nbsp;0.22% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Refi Purpose | &nbsp;&nbsp;35 | &nbsp;&nbsp;491 | &nbsp;&nbsp;7.13% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Representative FICO | &nbsp;&nbsp;64 | &nbsp;&nbsp;894 | &nbsp;&nbsp;7.16% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Rounding Factor | &nbsp;&nbsp;0 | &nbsp;&nbsp;38 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;State | &nbsp;&nbsp;5 | &nbsp;&nbsp;865 | &nbsp;&nbsp;0.58% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Street | &nbsp;&nbsp;106 | &nbsp;&nbsp;892 | &nbsp;&nbsp;11.88% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Subject Debt Service Coverage Ratio | &nbsp;&nbsp;228 | &nbsp;&nbsp;479 | &nbsp;&nbsp;47.60% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Total Cash-out | &nbsp;&nbsp;3 | &nbsp;&nbsp;3 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Total PITIA | &nbsp;&nbsp;77 | &nbsp;&nbsp;156 | &nbsp;&nbsp;49.36% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;Zip | &nbsp;&nbsp;24 | &nbsp;&nbsp;863 | &nbsp;&nbsp;2.78% | &nbsp;&nbsp;897 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**2909** | &nbsp;&nbsp;**23034** | &nbsp;&nbsp;**12.63%** | &nbsp;&nbsp;**897** |

---

**ADDITIONAL LOAN POPULATION SUMMARY (some totals may not add due to rounding)**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;829 | &nbsp;&nbsp;92.42% | &nbsp;&nbsp;$373044826.00 | &nbsp;&nbsp;91.88% |
| &nbsp;&nbsp;Adjustable | &nbsp;&nbsp;68 | &nbsp;&nbsp;7.58% | &nbsp;&nbsp;$32971664.00 | &nbsp;&nbsp;8.12% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**897** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$406016490.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;1 | &nbsp;&nbsp;897 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$406016490.00 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**897** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$406016490.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Cash Out: Other/Multi-purpose/Unknown Purpose | &nbsp;&nbsp;400 | &nbsp;&nbsp;44.59% | &nbsp;&nbsp;$157172010.00 | &nbsp;&nbsp;38.71% |
| &nbsp;&nbsp;First Time Home Purchase | &nbsp;&nbsp;41 | &nbsp;&nbsp;4.57% | &nbsp;&nbsp;$22456364.00 | &nbsp;&nbsp;5.53% |
| &nbsp;&nbsp;Other-than-first-time Home Purchase | &nbsp;&nbsp;339 | &nbsp;&nbsp;37.79% | &nbsp;&nbsp;$167540303.00 | &nbsp;&nbsp;41.26% |
| &nbsp;&nbsp;Rate/Term Refinance - Borrower Initiated | &nbsp;&nbsp;117 | &nbsp;&nbsp;13.04% | &nbsp;&nbsp;$58847813.00 | &nbsp;&nbsp;14.49% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**897** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$406016490.00** | &nbsp;&nbsp;**100.00%** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;120 Months | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.22% | &nbsp;&nbsp;$2482300.00 | &nbsp;&nbsp;0.61% |
| &nbsp;&nbsp;360 Months | &nbsp;&nbsp;870 | &nbsp;&nbsp;96.99% | &nbsp;&nbsp;$381266851.00 | &nbsp;&nbsp;93.90% |
| &nbsp;&nbsp;480 Months | &nbsp;&nbsp;25 | &nbsp;&nbsp;2.79% | &nbsp;&nbsp;$22267339.00 | &nbsp;&nbsp;5.48% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**897** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$406016490.00** | &nbsp;&nbsp;**100.00%** |

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| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Property Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Single Family Detached | &nbsp;&nbsp;440 | &nbsp;&nbsp;49.05% | &nbsp;&nbsp;$183364763.00 | &nbsp;&nbsp;45.16% |
| &nbsp;&nbsp;Condo, Low Rise | &nbsp;&nbsp;63 | &nbsp;&nbsp;7.02% | &nbsp;&nbsp;$28069717.00 | &nbsp;&nbsp;6.91% |
| &nbsp;&nbsp;Condo, High Rise | &nbsp;&nbsp;10 | &nbsp;&nbsp;1.11% | &nbsp;&nbsp;$4324525.00 | &nbsp;&nbsp;1.07% |
| &nbsp;&nbsp;PUD | &nbsp;&nbsp;137 | &nbsp;&nbsp;15.27% | &nbsp;&nbsp;$82961073.00 | &nbsp;&nbsp;20.43% |
| &nbsp;&nbsp;Single-wide Manufactured Housing | &nbsp;&nbsp;2 | &nbsp;&nbsp;0.22% | &nbsp;&nbsp;$239750.00 | &nbsp;&nbsp;0.06% |
| &nbsp;&nbsp;1 Family Attached | &nbsp;&nbsp;52 | &nbsp;&nbsp;5.80% | &nbsp;&nbsp;$9770631.00 | &nbsp;&nbsp;2.41% |
| &nbsp;&nbsp;2 Family | &nbsp;&nbsp;94 | &nbsp;&nbsp;10.48% | &nbsp;&nbsp;$28786980.00 | &nbsp;&nbsp;7.09% |
| &nbsp;&nbsp;3 Family | &nbsp;&nbsp;30 | &nbsp;&nbsp;3.34% | &nbsp;&nbsp;$13228075.00 | &nbsp;&nbsp;3.26% |
| &nbsp;&nbsp;4 Family | &nbsp;&nbsp;24 | &nbsp;&nbsp;2.68% | &nbsp;&nbsp;$13815025.00 | &nbsp;&nbsp;3.40% |
| &nbsp;&nbsp;5-10 Unit Multi-Family | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.11% | &nbsp;&nbsp;$1331250.00 | &nbsp;&nbsp;0.33% |
| &nbsp;&nbsp;11-20 Unit Multi-Family | &nbsp;&nbsp;3 | &nbsp;&nbsp;0.33% | &nbsp;&nbsp;$5655500.00 | &nbsp;&nbsp;1.39% |
| &nbsp;&nbsp;Unavailable | &nbsp;&nbsp;41 | &nbsp;&nbsp;4.57% | &nbsp;&nbsp;$34469201.00 | &nbsp;&nbsp;8.49% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**897** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$406016490.00** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** | &nbsp;&nbsp;**% of Balance** |
| &nbsp;&nbsp;Primary | &nbsp;&nbsp;234 | &nbsp;&nbsp;26.09% | &nbsp;&nbsp;$176724615.00 | &nbsp;&nbsp;43.53% |
| &nbsp;&nbsp;Investment | &nbsp;&nbsp;636 | &nbsp;&nbsp;70.90% | &nbsp;&nbsp;$212681115.00 | &nbsp;&nbsp;52.38% |
| &nbsp;&nbsp;Second Home | &nbsp;&nbsp;27 | &nbsp;&nbsp;3.01% | &nbsp;&nbsp;$16610760.00 | &nbsp;&nbsp;4.09% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**897** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$406016490.00** | &nbsp;&nbsp;**100.00%** |

---

17 \| P a g e

## Exhibit 99.2

[Nomura Asset Depositor Company, LLC ABS-15G](nomura-abs15g_031226.htm)

**Exhibit 99.2**

![](situsamclogo.jpg)

---

| |
|:---|
| **Rating Agency Grades** |
| **Run Date - 3/11/2026 9:27:27 AM** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Deal Number** | **Original Loan Amount** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **Morningstar** | **Morningstar** |
| 220112203 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 221268428 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 221761006 |  |  |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| 222167689 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 222193031 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 222217619 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 222254769 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 222523781 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 222670639 |  |  |  |  | A |  | A | A | A | A | A | C | C | A |  | A | A | A | A | A | A | A |  |
| 222724920 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 222747460 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 222765846 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 222765847 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 223007914 |  |  |  |  | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 223008334 |  |  |  |  | D |  |  |  |  |  |  | A | D | A |  |  |  |  |  |  | A | A |  |
| 223169436 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 223314665 |  |  |  |  | A |  | B | B | B | B | B | C | C | A |  | B | B | B | B | B | A | B |  |
| 223387889 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 223457036 |  |  |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| 223478777 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 223536589 |  |  |  |  | C |  |  |  |  |  |  | D | D | A |  |  |  |  |  |  | A | A |  |
| 223538751 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 223562434 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 223594908 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 223596456 |  |  |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| 223626349 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 223638411 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 223638486 |  |  |  |  | C |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
| 223687597 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 223728688 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 223730710 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 223730711 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 223730731 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 223759110 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 223767461 |  |  |  |  | B |  |  |  |  |  |  | A | B | A |  |  |  |  |  |  | A | A |  |
| 223767731 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 223788965 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 223789828 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 223797314 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 223814224 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 223861150 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 223861190 |  |  |  |  | C |  | C | C | C | C | C | A | C | A |  | A | B | B | B | A | A | A B |  |
| 223878433 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 223888228 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 223913673 |  |  |  |  | D |  |  |  |  |  |  | A | D | A |  |  |  |  |  |  | A | A |  |
| 223913723 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 223922815 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 223924866 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 223924883 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 223925675 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 223935037 |  |  |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 223942461 |  |  |  |  | A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 223946368 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 223946435 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 223950988 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 223953091 |  |  |  |  | A |  | A | A | A | A | A | C | C | A |  | A | A | A | A | A | A | A |  |
| 223953480 |  |  |  |  | A |  | C | C | C | C | C | D | D | A |  | B | B | B | B | B | A | B |  |
| 223982850 |  |  |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| 223982866 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 223983045 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 223993508 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 223995455 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 223995802 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224000060 |  |  |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| 224012504 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224013325 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224020941 |  |  |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| 224021067 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224021071 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 224021168 |  |  |  |  | A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 224026923 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224026927 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224026933 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224026935 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224026956 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224027691 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224039095 |  |  |  |  | B |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| 224039232 |  |  |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| 224039906 |  |  |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| 224039907 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224039908 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224039910 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224039912 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224039914 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224039917 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224040060 |  |  |  |  | D |  |  |  |  |  |  | A | D | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224040763 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224047102 |  |  |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 224048016 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224048185 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224048475 |  |  |  |  | C |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
| 224058321 |  |  |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| 224065090 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224065207 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224065251 |  |  |  |  | D |  |  |  |  |  |  | A | D | A |  |  |  |  |  |  | A | A |  |
| 224092450 |  |  |  |  | C |  | A | A | A | A | A | D | D | A |  | A | A | A | A | A | A | A |  |
| 224092458 |  |  |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| 224092470 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224092558 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224092670 |  |  |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| 224098428 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224101496 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224101734 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224101780 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224102184 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224113891 |  |  |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| 224115632 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 224117069 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224130322 |  |  |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| 224130396 |  |  |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| 224130421 |  |  |  |  | C |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
| 224130426 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 224130646 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224130704 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224130763 |  |  |  |  | A |  |  |  |  |  |  | A D | A D | A |  |  |  |  |  |  | A D | A D |  |
| 224138533 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224138537 |  |  |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| 224138630 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224140106 |  |  |  |  | A |  |  |  |  |  |  | C | C | A |  |  |  |  |  |  | A | A |  |
| 224140297 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224140948 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224145098 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224148367 |  |  |  |  | B |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
| 224148769 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224148819 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224148821 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224152194 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224152195 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224154387 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224159746 |  |  |  |  | B |  |  |  |  |  |  | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224159892 |  |  |  |  | B |  |  |  |  |  |  | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224159893 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224159908 |  |  |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| 224159922 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224159933 |  |  |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| 224160097 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224160897 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224160948 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224160962 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 224160965 |  |  |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| 224160974 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224160995 |  |  |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| 224161021 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224162528 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224162585 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224162587 |  |  |  |  | A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 224162642 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224168860 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 224170873 |  |  |  |  | A |  |  |  |  |  |  | A | A | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
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| 224197479 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 224197481 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224197493 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224197500 |  |  |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| 224197575 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224199461 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224199473 |  |  |  |  | D |  |  |  |  |  |  | A | D | A |  |  |  |  |  |  | A | A |  |
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| 224199475 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224199477 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224208287 |  |  |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 224208504 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224210144 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
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| 224213239 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
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| 224214124 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224217500 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
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| 224225765 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
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| 224260593 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
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| 224293151 |  |  |  |  | C |  |  |  |  |  |  | A B | C | A |  | N/A | N/A | N/A | N/A | N/A | A B | A B |  |
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| 224330481 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224335385 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224335388 |  |  |  |  | B |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
| 224335400 |  |  |  |  | D |  | C | C | C | C | C | A | D | A |  | A | A | A | A | A | A | A |  |
| 224335422 |  |  |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| 224335424 |  |  |  |  | A |  | B | C | B | C | B | A | B C | A |  | A | A | A | A | A | A | A |  |
| 224335443 |  |  |  |  | B |  | A | A | A | A | A | A | B | A |  | A | A | A | A | A | A | A |  |
| 224335445 |  |  |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| 224335455 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224335465 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224335493 |  |  |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 224335524 |  |  |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| 224335741 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224336036 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224336175 |  |  |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| 224336184 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224340874 |  |  |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 224340901 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224340904 |  |  |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| 224340909 |  |  |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| 224340936 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224340973 |  |  |  |  | C |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
| 224340978 |  |  |  |  | B |  | A | A | A | A | A | A | B | A |  | A | A | A | A | A | A | A |  |
| 224340984 |  |  |  |  | C |  | A | A | A | A | A | D | D | A |  | A | A | A | A | A | A | A |  |
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| 224341439 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
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| 224341480 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 224351881 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224351905 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
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| 224351973 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224351977 |  |  |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| 224352559 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224352565 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224352577 |  |  |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 224352584 |  |  |  |  | C |  | C | C | C | C | C | A | C | B |  | A | A | A | A | A | A | B |  |
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| 224364859 |  |  |  |  | A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 224364884 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224364894 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224364933 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224364955 |  |  |  |  | A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 224364981 |  |  |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| 224365141 |  |  |  |  | A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 224371276 |  |  |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
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| 224371293 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224371352 |  |  |  |  | B |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
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| 224387983 |  |  |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
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| 224389012 |  |  |  |  | C |  | B | C | B | C | B | A | C | A |  | A | B | B | B | A | A | A B |  |
| 224390608 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 224399766 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224399814 |  |  |  |  | B |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
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| 224400877 |  |  |  |  | C |  | C | C | C | C | C | A | C | A |  | A | B | B | B | A | A | A B |  |
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| 224457163 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224457164 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224457178 |  |  |  |  | B |  | A | A | A | A | A | A | B | A |  | A | A | A | A | A | A | A |  |
| 224457188 |  |  |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| 224459382 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224460422 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224460428 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224461359 |  |  |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| 224461802 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224463163 |  |  |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 224463634 |  |  |  |  | C |  | C | C | C | C | C | D | D | A |  | A | B | B | B | A | A | A B |  |
| 224463886 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 224464035 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224464429 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224464448 |  |  |  |  | A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 224464550 |  |  |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| 224466778 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224466779 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224466805 |  |  |  |  | B |  |  |  |  |  |  | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224466812 |  |  |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| 224466974 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224466987 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224466991 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224467023 |  |  |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| 224469255 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224473592 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224473597 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224473600 |  |  |  |  | C |  | A | A | A | A | A | B | C | A |  | A | A | A | A | A | A | A |  |
| 224473616 |  |  |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 224473620 |  |  |  |  | B |  |  |  |  |  |  | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224473626 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224474598 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224474777 |  |  |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| 224474802 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224475770 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224475816 |  |  |  |  | A |  | B | C | B | C | B | A | B C | A |  | A | B | B | B | A | A | A B |  |
| 224498687 |  |  |  |  | C |  | A | A | A | A | A | B | C | B |  | A | A | A | A | A | A | B |  |
| 224498700 |  |  |  |  | B |  | B | C | B | C | B | A | B C | B |  | A | B | B | B | A | A | B |  |
| 224498799 |  |  |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| 224498819 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224498836 |  |  |  |  | B |  |  |  |  |  |  | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224498867 |  |  |  |  | C |  | B | C | B | C | B | A | C | A |  | A | B | B | B | A | A | A B |  |
| 224532369 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224543555 |  |  |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| 224543996 |  |  |  |  | B |  |  |  |  |  |  | C | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224544726 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224544907 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224545210 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224545686 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224545746 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224545819 |  |  |  |  | B |  |  |  |  |  |  | A | B | A |  |  |  |  |  |  | A | A |  |
| 224545919 |  |  |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| 224546241 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224546815 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224548540 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224550950 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224551204 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224551693 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224552025 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224552112 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224552873 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224553025 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224553347 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 224553927 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224553928 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224553941 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224553960 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 224554005 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224554017 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 224554031 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224554139 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224554199 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224554204 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224554212 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224554221 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224554228 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224554230 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224554241 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 224554244 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224554362 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224554366 |  |  |  |  | B |  |  |  |  |  |  | A | B | A |  |  |  |  |  |  | A | A |  |
| 224554667 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224556665 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 224557507 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224559032 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224559836 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224559839 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224561664 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224565867 |  |  |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| 224567513 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224567551 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224567558 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224567627 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 224567651 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224567668 |  |  |  |  | B |  |  |  |  |  |  | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224567675 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224567683 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224567727 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224573236 |  |  |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| 224573252 |  |  |  |  | A |  | B | C | B | C | B | A | B C | A |  | A | B | B | B | A | A | A B |  |
| 224573255 |  |  |  |  | A |  | C | C | C | C | C | A | C | A |  | A | B | B | B | A | A | A B |  |
| 224573389 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224573393 |  |  |  |  | C |  |  |  |  |  |  | B | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224573395 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224574388 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224574441 |  |  |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| 224574520 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224574547 |  |  |  |  | C |  | C | C | C | C | C | A | C | B |  | A | B | B | B | A | A | B |  |
| 224574841 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224581423 |  |  |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| 224581427 |  |  |  |  | A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 224581442 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224581807 |  |  |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| 224582090 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224583979 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224588089 |  |  |  |  | D |  |  |  |  |  |  | A | D | A |  |  |  |  |  |  | A | A |  |
| 224601243 |  |  |  |  | C |  | C | C | C | C | C | D | D | A |  | B | B | B | B | B | A | B |  |
| 224601429 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224601464 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224601526 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224601532 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
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| 224605755 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224605778 |  |  |  |  | B |  | A | A | A | A | A | A | B | A |  | A | A | A | A | A | A | A |  |
| 224605780 |  |  |  |  | B |  | A | A | A | A | A | A | B | B |  | A | A | A | A | A | A | B |  |
| 224610083 |  |  |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| 224610183 |  |  |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| 224617873 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224619875 |  |  |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 224619911 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224620145 |  |  |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
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| 224621428 |  |  |  |  | C |  | B | C | B | C | B | A | C | A |  | A | B | B | B | A | A | A B |  |
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| 224635277 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
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| 224635284 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224635285 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 224635290 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224635298 |  |  |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| 224635299 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
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| 224635338 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224635339 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224635345 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224635350 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224635356 |  |  |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| 224635359 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224635360 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224635363 |  |  |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| 224635365 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224635376 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224635388 |  |  |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| 224635389 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 224635393 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224635411 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224635428 |  |  |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| 224635431 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224635434 |  |  |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| 224635442 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 224635446 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 224635450 |  |  |  |  | C |  |  |  |  |  |  | A B | C | B |  |  |  |  |  |  | A B | B |  |
| 224635457 |  |  |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| 224635458 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224635474 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224635475 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224635477 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224635484 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224635489 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224635507 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224635515 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224635516 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224635521 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224635527 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224636016 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224636080 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224636090 |  |  |  |  | C |  | B | C | B | C | B | A | C | A |  | A | B | B | B | A | A | A B |  |
| 224636096 |  |  |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| 224636137 |  |  |  |  | B |  |  |  |  |  |  | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224636150 |  |  |  |  | C |  | C | C | C | C | C | A | C | A |  | A | B | B | B | A | A | A B |  |
| 224636156 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224636166 |  |  |  |  | A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 224640038 |  |  |  |  | A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 224640072 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224640517 |  |  |  |  | C |  | B | C | B | C | B | A | C | A |  | A | B | B | B | A | A | A B |  |
| 224640521 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224640538 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224640557 |  |  |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| 224640578 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224641684 |  |  |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| 224641703 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224641710 |  |  |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| 224660496 |  |  |  |  | A |  | A | A | A | A | A | D | D | A |  | A | A | A | A | A | A | A |  |
| 224661031 |  |  |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 224661081 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224661092 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224661127 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224661131 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224661135 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224661140 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224661155 |  |  |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| 224661158 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224663941 |  |  |  |  |  |  |  |  |  |  |  |  |  | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 224663943 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 224663944 |  |  |  |  | C |  |  |  |  |  |  | D | D | B |  | N/A | N/A | N/A | N/A | N/A | A B | B |  |
| 224663965 |  |  |  |  | B |  |  |  |  |  |  | D | D | B |  | N/A | N/A | N/A | N/A | N/A | A B | B |  |
| 224663969 |  |  |  |  | B |  |  |  |  |  |  | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224663984 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224663988 |  |  |  |  | C D |  |  |  |  |  |  | A | C D | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224663994 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 224664017 |  |  |  |  | C |  |  |  |  |  |  | D | D | B |  | N/A | N/A | N/A | N/A | N/A | A D | B D |  |
| 224664018 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224664019 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224664020 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224664028 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224664037 |  |  |  |  | D |  |  |  |  |  |  | A | D | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224664040 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224664047 |  |  |  |  | C |  |  |  |  |  |  | C D | C D | B |  | N/A | N/A | N/A | N/A | N/A | A B | B |  |
| 224664069 |  |  |  |  | A |  |  |  |  |  |  | D | D | A |  | N/A | N/A | N/A | N/A | N/A | A B | A B |  |
| 224664093 |  |  |  |  | A |  |  |  |  |  |  | A D | A D | A |  | N/A | N/A | N/A | N/A | N/A | A D | A D |  |
| 224664106 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224664112 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224664115 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224664119 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224664127 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224664186 |  |  |  |  | C |  |  |  |  |  |  | C | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224664247 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 224664251 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224664252 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 224664259 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
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| 224664265 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  | N/A | N/A | N/A | N/A | N/A | A | A |  |
| 224664272 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224664280 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224678277 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
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| 224678565 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224678567 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224678715 |  |  |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 224691710 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224691715 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224691723 |  |  |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| 224695366 |  |  |  |  | B |  |  |  |  |  |  | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224695367 |  |  |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| 224695407 |  |  |  |  | B |  |  |  |  |  |  | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224698382 |  |  |  |  | B |  |  |  |  |  |  | A | B | A |  |  |  |  |  |  | A | A |  |
| 224698552 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224698561 |  |  |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| 224698571 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224698642 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224698648 |  |  |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| 224698716 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
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| 224699165 |  |  |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| 224699172 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224699176 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224699189 |  |  |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| 224699197 |  |  |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| 224706065 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224706066 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224706069 |  |  |  |  | C |  | C | C | C | C | C | A | C | A |  | A | B | B | B | A | A | A B |  |
| 224706070 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224706071 |  |  |  |  | C |  | C | C | C | C | C | D | D | B |  | A | A | A | A | A | A | B |  |
| 224706133 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
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| 224706158 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
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| 224711091 |  |  |  |  | B |  |  |  |  |  |  | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
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| 224713347 |  |  |  |  | D |  | A | A | A | A | A | A | D | A |  | A | A | A | A | A | A | A |  |
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| 224716955 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224716958 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224719655 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224719667 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 224720035 |  |  |  |  | A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 224720131 |  |  |  |  | A |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| 224720133 |  |  |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| 224720163 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224720170 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224720177 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224725289 |  |  |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| 224725301 |  |  |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| 224725311 |  |  |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| 224725317 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224725327 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224725352 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224725392 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224725402 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224725460 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224725528 |  |  |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| 224725556 |  |  |  |  | A |  | A | A | A | A | A | C | C | A |  | A | A | A | A | A | A | A |  |
| 224725564 |  |  |  |  | A |  | B | C | B | C | B | A | B C | A |  | A | B | B | B | A | A | A B |  |
| 224725631 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224725634 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224725668 |  |  |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 224725683 |  |  |  |  | D |  | A | A | A | A | A | A | D | B |  | A | A | A | A | A | A | B |  |
| 224727867 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224727870 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224727872 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224727965 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224728062 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224728072 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224728073 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224728076 |  |  |  |  | A |  |  |  |  |  |  | C | C | A |  |  |  |  |  |  | A | A |  |
| 224728083 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224731223 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 224731224 |  |  |  |  | A |  | B | B | B | B | B | A | B | A |  | B | B | B | B | B | A | B |  |
| 224731229 |  |  |  |  | C |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
| 224731232 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224731263 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224731264 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224731265 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224731268 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224734045 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224734062 |  |  |  |  | A |  |  |  |  |  |  | A B | A B | A |  | N/A | N/A | N/A | N/A | N/A | A B | A B |  |
| 224734071 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224734078 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224734096 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224734100 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224734107 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224736396 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224736398 |  |  |  |  | B |  | A | A | A | A | A | A | B | A |  | A | A | A | A | A | A | A |  |
| 224736407 |  |  |  |  | A |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 224736425 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224736428 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224736431 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224736440 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224736441 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224736444 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224736451 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224737692 |  |  |  |  | B |  |  |  |  |  |  | A | B | A |  |  |  |  |  |  | A | A |  |
| 224737720 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224737772 |  |  |  |  | A |  | A | A | A | A | A | B | B | A |  | A | A | A | A | A | A | A |  |
| 224737778 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224740031 |  |  |  |  | A |  | C | C | C | C | C | A | C | A |  | A | B | B | B | A | A | A B |  |
| 224740033 |  |  |  |  | C |  | C | C | C | C | D | A | C D | A |  | B | B | B | B | B | A | B |  |
| 224740057 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224740061 |  |  |  |  | C D |  |  |  |  |  |  | A | C D | A |  |  |  |  |  |  | A | A |  |
| 224740096 |  |  |  |  | C |  | B | B | B | B | B | A | C | A |  | B | B | B | B | B | A | B |  |
| 224740105 |  |  |  |  | C |  | A | A | A | A | A | A | C | B |  | A | A | A | A | A | A | B |  |
| 224740126 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224740128 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224753230 |  |  |  |  | B |  | C | C | C | C | C | A | C | B |  | B | B | B | B | B | A | B |  |
| 224753297 |  |  |  |  | A |  | B | C | B | C | B | A | B C | A |  | A | B | B | B | A | A | A B |  |
| 224753298 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224753300 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224758917 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224763169 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224763185 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224763194 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224763207 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224763214 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224763215 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224763218 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224763231 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224763234 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224763235 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224763297 |  |  |  |  | A |  | A | A | A | A | A | A | A | A |  | A | A | A | A | A | A | A |  |
| 224765065 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224765118 |  |  |  |  | C |  | C | C | C | C | C | A | C | A |  | B | B | B | B | B | A | B |  |
| 224765179 |  |  |  |  | C |  | C | C | C | C | C | A | C | A |  | A | A | A | A | A | A | A |  |
| 224773440 |  |  |  |  | B |  | A | A | A | A | A | A | B | A |  | A | A | A | A | A | A | A |  |
| 224773483 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
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| 224780672 |  |  |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
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| 224780681 |  |  |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| 224780692 |  |  |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
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| 224780712 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
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| 224780790 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
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| 224780864 |  |  |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| 224780865 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
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| 224780923 |  |  |  |  | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
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| 224780937 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224781430 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
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| 224781447 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224781536 |  |  |  |  | C |  | C | C | C | C | C | A | C | A |  | A | B | B | B | A | A | A B |  |
| 224790965 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224790975 |  |  |  |  | B |  |  |  |  |  |  | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224853087 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224853153 |  |  |  |  | C |  | A | A | A | A | A | C | C | A |  | A | A | A | A | A | A | A |  |
| 224853154 |  |  |  |  | B |  |  |  |  |  |  | A | B | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224853157 |  |  |  |  | C |  | A | A | A | A | A | A | C | A |  | A | A | A | A | A | A | A |  |
| 224853163 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 224853190 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 224872862 |  |  |  |  | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
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| 224989150 |  |  |  |  | C |  |  |  |  |  |  | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |
| 224989591 |  |  |  |  | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
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| 225080751 |  |  |  |  | C |  | B | B | B | B | B | A | C | B |  | B | B | B | B | B | A | B |  |
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| 225080809 |  |  |  |  | C |  | N/A | N/A | N/A | N/A | N/A | A | C | B |  | N/A | N/A | N/A | N/A | N/A | A | B |  |

---

## Exhibit 99.3

[Nomura Asset Depositor Company, LLC ABS-15G](nomura-abs15g_031226.htm)

**Exhibit 99.3**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| ![](situsamclogo.jpg) | ![](situsamclogo.jpg) | ![](situsamclogo.jpg) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Exception Grades** | **Exception Grades** | **Exception Grades** | **Exception Grades** | **Exception Grades** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Run Date - 3/11/2026 9:27:27 AM** | **Run Date - 3/11/2026 9:27:27 AM** | **Run Date - 3/11/2026 9:27:27 AM** |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Loan Exception ID** | **Exception ID** | **Exception Date** | **Exception Type** | **Exception Category** | **Exception Subcategory** | **15E Category** | **Exception** | **Exception Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up Comments** | **Cleared Date** | **Cured Date** | **Waived Date** | **Exception Level Grade** | **DBRS Initial Exception Rating** | **DBRS Final Exception Rating** | **Fitch Initial Exception Rating** | **Fitch Final Exception Rating** | **Kroll Initial Exception Rating** | **Kroll Final Exception Rating** | **Moody's Initial Exception Rating** | **Moody's Final Exception Rating** | **S&P Initial Exception Rating** | **S&P Final Exception Rating** | **Note Date** | **Property State** | **Occupancy** | **Purpose** | **Exception Remediation** | **Overall<br> Initial Loan Grade** | **Overall<br> Final Loan Grade** | **Credit<br> Initial Loan Grade** | **Credit<br> Final Loan Grade** | **Compliance<br> Initial Loan Grade** | **Compliance<br> Final Loan Grade** | **Property<br> Initial Loan Grade** | **Property<br> Final Loan Grade** | **Originator QM ATR Status** | **TPR QM ATR Status** | **Is Curable** |
| 220112203 |  |  |  | 28510562 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2023-06-07): Waived per [REDACTED]<br>Buyer Comment (2023-06-07): ok to waive based on email from title company confirming final title coverage amount will be [REDACTED]<br>Reviewer Comment (2023-06-01): Moved to [REDACTED] for waiver consideration of this grade 2 exception. Updated title is not available yet.<br>Seller Comment (2023-06-01): Coverage amount verified; title not ready |  |  | 06/07/2023 | 2 | B | B | B | B | B | B | B | B | B | B |  |  | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 220112203 |  |  |  | 28511684 |  |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | The credit reports received show no history. No FICO scores are reporting for the Foreign Nationals | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [REDACTED]%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [REDACTED]. | Low LTV<br>High DSCR | SitusAMC,Aggregator<br>SitusAMC,Aggregator | Reviewer Comment (2023-06-07): Waived and downgraded per [REDACTED]<br>Buyer Comment (2023-06-07): ok to waive based on high DSCR and low LTV. Borrowers are foreign nationals.<br>Reviewer Comment (2023-05-25): Both Guarantors are Foreign Nationals. Moved to [REDACTED] for waiver and downgrade consideration based on high DSCR and low LTV. |  |  | 06/07/2023 | 2 | C | B | C | B | C | B | C | B | C | B |  |  | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 221268428 |  |  |  | 30506740 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  | Reviewer Comment (2024-05-14): Received in trailing documents.<br>Buyer Comment (2024-05-10): Comment from [REDACTED] ([REDACTED]): Final Settlement Statement on simo-close also uploaded. Cash out of $[REDACTED]<br>Reviewer Comment (2024-05-09): Same bank statement received again which is already updated in clarity ([REDACTED]), hence unable to clear exception.<br>Seller Comment (2024-05-08): Comment from [REDACTED]([REDACTED]): All assets attached. | 05/14/2024 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Investment | Refinance - Rate/Term |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 221761006 |  |  |  | 31166170 |  |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  |  |  |  |  | Reviewer Comment (2024-07-25): We have business narrative which stated borrower is owner hence exception cleared<br>Buyer Comment (2024-07-24): Comment from [REDACTED] ([REDACTED].): CPA letter not required. | 07/25/2024 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NV | Primary | Refinance - Cash-out - Other |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 221761006 |  |  |  | 31166229 |  |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED] [REDACTED] AM. |  |  |  |  | Reviewer Comment (2024-09-23): Letter of Explanation, Proof of Delivery, and Re-opened Rescission using the correct model form.<br>Seller Comment (2024-09-23): Comment from [REDACTED] ([REDACTED]): tracking delivery<br>Reviewer Comment (2024-09-21): Received corrected RTC, LOE and POD to borrower scheduled for [REDACTED]. Exception can be re-reviewed on [REDACTED] following expiration of RTC.<br>Seller Comment (2024-09-20): Comment from [REDACTED] ([REDACTED].): see attached<br>Reviewer Comment (2024-09-19): LOE and new RTC delivered to borrower on [REDACTED]. However, the RTC document provided to the borrower is not complete and is missing the expiration date. A Corrected RTC, LOE and confirmation of delivery to borrower (with execution and re-opening rescission) required to cure.<br>Seller Comment (2024-09-19): Comment from[REDACTED] ([REDACTED]): Please see attached-[REDACTED], LOE, Tracking |  | 09/23/2024 |  | 2 | C | B | C | B | C | B | C | B | C | B |  | NV | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 221761006 |  |  |  | 31166231 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED] exceeds tolerance of $[REDACTED] plus [REDACTED]% or $[REDACTED]. Insufficient or no cure was provided to the borrower. | Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED] exceeds tolerance of $[REDACTED] plus [REDACTED]% or $[REDACTED]. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2024-07-23): [REDACTED]: Sufficient cure provided. Full cure amount for tolerance violation was provided at closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2024-07-22): Comment from [REDACTED] ([REDACTED]): Please see Doc ID 0002 cure of $[REDACTED] was provided at closing | 07/23/2024 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NV | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 221761006 |  |  |  | 31166713 |  |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. |  |  |  |  | Reviewer Comment (2024-07-30): Delivery confirmation for report dated [REDACTED] ([REDACTED]MM) not provided.<br>Seller Comment (2024-07-29): Comment from [REDACTED] ([REDACTED].): see attached |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | NV | Primary | Refinance - Cash-out - Other |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 221761006 |  |  |  | 31166853 |  |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2024-07-23): Received confirmation of delivery to borrower on [REDACTED] (primary appraisal [REDACTED]MM)<br>Seller Comment (2024-07-23): Comment from [REDACTED] ([REDACTED].): see attached | 07/23/2024 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | NV | Primary | Refinance - Cash-out - Other |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 221761006 |  |  |  | 31166854 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | Valid COC was not provided. |  |  |  | Reviewer Comment (2024-08-14): [REDACTED] received COC and email log for increase in fee due to complexity.<br>Seller Comment (2024-08-13): Comment from [REDACTED] ([REDACTED].): see attached<br>Reviewer Comment (2024-08-12): [REDACTED] received Changed Circumstance dated [REDACTED], but it does not give sufficient information on reason for the increase in the appraisal fee What information was received that required the increase in the fee and when was that information received. In order to determine if the changed circumstance is valid more information is necessary on reason fee increase and when lender became aware of the change. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Seller Comment (2024-08-09): Comment from [REDACTED] ([REDACTED].): see attached<br>Reviewer Comment (2024-08-02): [REDACTED] received LE dated [REDACTED] and COC dated [REDACTED] is available in file, but it does not give sufficient information on why the appraisal fee was increased. In order to determine if the changed circumstance is valid more information is necessary on reason fee increased and when lender became aware of the change. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Seller Comment (2024-08-01): Comment from [REDACTED] ([REDACTED].): see attached | 08/14/2024 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NV | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 221761006 |  |  |  | 31191052 |  |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Appraisal Provided Prior to Date Performed | ECOA Valuations Rule (Dodd-Frank 2014): Date valuation provided to applicant is prior to the date when valuation was performed. Unable to determine compliance with appraisal timing requirements. | Added following receipt of trailing documents. Received confirmation of delivery to borrower on [REDACTED] (primary appraisal (REDACTED)). This is prior to the report date of [REDACTED]. |  |  |  | Reviewer Comment (2024-07-30): Received evidence of delivery on [REDACTED]<br>Seller Comment (2024-07-29): Comment from [REDACTED] ([REDACTED].): see attached<br>Reviewer Comment (2024-07-25): Received confirmation of delivery to borrower on [REDACTED] (primary appraisal [REDACTED]MM). This is prior to the report date of [REDACTED].<br>Seller Comment (2024-07-24): Comment from [REDACTED] ([REDACTED].): see attached | 07/30/2024 |  |  | 1 |  | A |  | A |  | A |  | A |  | A |  | NV | Primary | Refinance - Cash-out - Other |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 221761006 |  |  |  | 31369926 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED] exceeds tolerance of $[REDACTED] plus [REDACTED]% or $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2024-08-14): Sufficient Cure Provided At Closing |  | 08/14/2024 |  | 1 |  | A |  | A |  | A |  | A |  | A |  | NV | Primary | Refinance - Cash-out - Other | Final CD evidences Cure | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 222193031 |  |  |  | 31869407 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [REDACTED].<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points.<br>Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED] | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | Reviewer Comment (2024-10-28): Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: [REDACTED]<br>Seller Comment (2024-10-28): Comment from [REDACTED] ([REDACTED]): Disaster re-inspection<br>Reviewer Comment (2024-10-24): Property inspection report is dated prior to Milton Declared Date. An updated property inspection is required.<br>Seller Comment (2024-10-24): Comment from [REDACTED] ([REDACTED]): Disaster Inspection<br>Reviewer Comment (2024-10-14): EXCEPTION HISTORY - Exception Explanation was updated on [REDACTED] PRIOR Exception Explanation: Disaster Name: HURRICANE HELENE<br> Disaster Declaration Date: [REDACTED] |  |  | 10/28/2024 | 2 | C | B | C | B | C | B | C | B | C | B |  | FL | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 222193031 |  |  |  | 31890276 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing UW income worksheet with breakdown of income being used for qualifying. File submission includes both STR and LTR documentation. |  |  |  | Reviewer Comment (2024-10-14): Received in trailing documents.<br>Seller Comment (2024-10-14): Comment from [REDACTED] ([REDACTED]): DSCR Calc | 10/14/2024 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 222193031 |  |  |  | 31890283 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Per guidelines: STR Refinance: Short term rental income permitted with use of a 12-month look back to determine average monthly rents. Annual or monthly statements from Airbnb or similar service required. 12-month lookback not provided. |  |  |  | Reviewer Comment (2024-10-22): Received in trailing documents.<br>Seller Comment (2024-10-22): Comment from [REDACTED] ([REDACTED]): STR History | 10/22/2024 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 222254769 |  |  |  | 31976299 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approval in file. Allow use of 1007 for DSCR ratio on a refinance of property used for STR. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months. |  | SitusAMC | Reviewer Comment (2024-11-18): Approve waive and downgrade per email dated [REDACTED] |  |  | 11/18/2024 | 2 | C | B | C | B | C | B | C | B | C | B |  | NC | Investment | Refinance - Rate/Term |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 222254769 |  |  |  | 31993897 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Per guidelines, all entity members must be borrowers on the loan. Two additional members of the borrowing entity are not guaranteeing the loan or acting as borrowers. A minimum [REDACTED] % of ownership is required per exception approval guidelines. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months. |  | SitusAMC | Reviewer Comment (2024-11-18): Approve waive and downgrade per email dated [REDACTED]<br>Reviewer Comment (2024-10-29): Moved to buyer queue for approval and downgrade consideration.<br>Seller Comment (2024-10-29): Comment from [REDACTED] ([REDACTED]): Exception from file |  |  | 11/18/2024 | 2 | C | B | C | B | C | B | C | B | C | B |  | NC | Investment | Refinance - Rate/Term |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 222254769 |  |  |  | 31993913 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Per guidelines, borrowing entity must be for the sole purpose of acquiring real estate. Operating Agreement reflects entity purpose is not limited to real estate acquisition. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months. |  | SitusAMC | Reviewer Comment (2024-11-18): Approve waive and downgrade per email dated [REDACTED]<br>Reviewer Comment (2024-10-29): Moved to buyer queue for approval and downgrade consideration.<br>Seller Comment (2024-10-29): Comment from [REDACTED] ([REDACTED]): UW LOE |  |  | 11/18/2024 | 2 | C | B | C | B | C | B | C | B | C | B |  | NC | Investment | Refinance - Rate/Term |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 222254769 |  |  |  | 31994004 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Per guidelines, Short term rental income permitted with use of a 12-month look back to determine average monthly rents. Annual or monthly statements from Airbnb or similar service required. Missing STR income documentation. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months. |  | SitusAMC | Reviewer Comment (2024-11-18): Approve waive and downgrade per email dated [REDACTED]<br>Reviewer Comment (2024-10-29): Moved to buyer queue for approval and downgrade consideration.<br>Seller Comment (2024-10-29): Comment from [REDACTED] ([REDACTED]): Exception from file - approval to use the 1007 for rents |  |  | 11/18/2024 | 2 | C | B | C | B | C | B | C | B | C | B |  | NC | Investment | Refinance - Rate/Term |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 222523781 |  |  |  | 32435768 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Total cash-out discrepancy. | HUD-1 total cash-out of ___ is greater than Guideline total cash-out of ___. | Lender exception approval in file for exceeding guideline cash-out limit of $[REDACTED]. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [REDACTED]%. | Low LTV | Aggregator,SitusAMC | Reviewer Comment (2024-12-20): Waived and downgraded per [REDACTED] email / sheet.<br>Buyer Comment (2024-12-20): AMC - Please waive down<br>Reviewer Comment (2024-12-19): A lender exception approval is in file. Moved to [REDACTED] for waiver and downgrade consideration. |  |  | 12/20/2024 | 2 | C | B | C | B | C | B | C | B | C | B |  |  | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 222523781 |  |  |  | 32449215 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Guarantor is a Foreign National or Non Permanent Resident Alien which is not allowed per guidelines. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [REDACTED]%. | Low LTV | Aggregator,SitusAMC | Reviewer Comment (2024-12-20): Waived and downgraded per [REDACTED] email / sheet.<br>Buyer Comment (2024-12-20): AMC - Please waive down<br>Reviewer Comment (2024-12-19): Moved to [REDACTED] for waiver and downgrade consideration. |  |  | 12/20/2024 | 2 | C | B | C | B | C | B | C | B | C | B |  |  | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 222523781 |  |  |  | 32449217 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | VISA documentation is missing for the Guarantor. |  |  |  | Reviewer Comment (2024-12-23): Received VOI documentation confirming Government issued ID<br>Seller Comment (2024-12-20): voi contains visa documentation | 12/23/2024 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 222670639 |  |  |  | 32520253 |  |  | Property | Property - Appraisal | Appraisal Data Integrity | Property - Appraisal | Appraiser's license or certification was not active at the time of the appraisal. |  |  |  |  |  | Reviewer Comment (2025-01-06): Data error corrected.<br>Buyer Comment (2025-01-06): Comment from [REDACTED] ([REDACTED]): Please see Doc ID 0318 for current license | 01/06/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NY | Primary | Purchase |  | C | A | A | A | A | A | C | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 222724920 |  |  |  | 32606809 |  |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. |  | Due to 1 property with no lease ([REDACTED]). Unleased property requires a [REDACTED]% LTV reduction. |  |  |  | Reviewer Comment (2025-01-02): Per updated credit guidance provided by Lender, for cross collateral transactions, they require 50% of the properties to be leased to not deduct 10% for vacant. Condition cleared based on updated guidance.<br>Reviewer Comment (2024-12-09): Properties are treated as individual property. They are not multiple units. All/each SFD are required to be leased or there is 10% reduction..<br>Buyer Comment (2024-12-04): This loan is not subject to the 10% LTV reduction; this is a cross collateralized loan where 11 of the 12 properties are leased. Please see Leased/Unleased Property section in the guidelines. Please clear. | 01/02/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 222747460 |  |  |  | 32726494 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Property has an interest only product that is ineligible without a lender exception. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2025-01-30): Waived and downgraded per client email/ sheet based on available compensating factors.<br>Reviewer Comment (2025-01-29): Moved to buyer queue for approval and downgrade consideration.<br>Seller Comment (2025-01-29): [REDACTED] approved. please move to their queue |  |  | 01/30/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  |  | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 222747460 |  |  |  | 32736572 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Per guidelines: The guarantor(s) must be one or more individual(s) or one or more legal entities approved by [REDACTED] which in aggregate own [REDACTED]% of the borrower. Guarantor owns less than [REDACTED]% of borrowing entity. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2025-01-30): Waived and downgraded per client email/ sheet based on available compensating factors.<br>Reviewer Comment (2025-01-30): Moved to buyer queue for approval and downgrade consideration.<br>Seller Comment (2025-01-30): We have been following the same guidelines for years, and we have never had issues with this. Please move to [REDACTED] queue for approval<br>Reviewer Comment (2025-01-29): Guideline referenced is from page 20: Guarantors - <br> Each loan to a legal entity must have at least one guarantor. The guarantor(s) must be one or more individual(s) or one or more legal entities approved by Flatiron which in aggregate own 100% of the borrower.<br>Seller Comment (2025-01-29): per our guidelines, only borrowers with 20% or more ownership of the borrowing entity are required to guaranty the loan |  |  | 01/30/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  |  | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 222747460 |  |  |  | 32737156 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing allocated loan amounts for cross-collateralization. |  |  |  | Reviewer Comment (2025-01-30): Received in trailing documents.<br>Seller Comment (2025-01-29): schedule c | 01/30/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 222765846 |  |  |  | 32733106 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Interest only product is ineligible without a lender exception provided in the loan file. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months. |  | SitusAMC | Reviewer Comment (2025-01-30): Waived and downgraded per client email/ sheet based on available compensating factors.<br>Reviewer Comment (2025-01-29): Moved to buyer queue for approval and downgrade consideration.<br>Seller Comment (2025-01-29): [REDACTED] approved. please move to their queue |  |  | 01/30/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | FL | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 222765847 |  |  |  | 32721447 |  |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [REDACTED]%. |  | SitusAMC | Reviewer Comment (2025-02-03): Per email dated [REDACTED], okay to waive.<br>Reviewer Comment (2025-01-30): Per signed/stamped settlement statement (Doc ID 0099), loan Disbursed [REDACTED]. Asset balance from [REDACTED] cannot be applied.<br>Seller Comment (2025-01-30): the account history goes to [REDACTED], the date of disbursement. balance is $[REDACTED]<br>Reviewer Comment (2025-01-30): Received account history ending on [REDACTED], day of closing. Available balance $[REDACTED] is less than Cash From Borrower $[REDACTED]<br>Reviewer Comment (2025-01-30): EXCEPTION HISTORY - Exception Explanation was updated on [REDACTED] PRIOR Exception Explanation: Documented qualifying Assets for Closing of $[REDACTED] is less than Cash From Borrower $[REDACTED]<br>Seller Comment (2025-01-29): Borrower cashed out $[REDACTED] on a another loan. bank account balance history attached |  |  | 02/03/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | FL | Investment | Refinance - Rate/Term |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 222765847 |  |  |  | 32721455 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [REDACTED]%. |  | SitusAMC | Reviewer Comment (2025-02-03): Waive per client email [REDACTED]<br>Reviewer Comment (2025-02-03): Per email dated [REDACTED], okay to waive.<br>Reviewer Comment (2025-01-30): Per signed/stamped settlement statement (Doc ID 0099), loan Disbursed [REDACTED]. Asset balance from [REDACTED] cannot be applied.<br>Seller Comment (2025-01-30): the account history goes to [REDACTED], the date of disbursement. balance is $[REDACTED]<br>Reviewer Comment (2025-01-30): Received account history ending on [REDACTED], day of closing. Available balance $[REDACTED] is less than Cash From Borrower $[REDACTED]<br>Seller Comment (2025-01-29): Borrower cashed out $[REDACTED] on a another loan. bank account balance history attached |  |  | 02/03/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | FL | Investment | Refinance - Rate/Term |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 222765847 |  |  |  | 32732782 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Interest only product is ineligible without a lender exception in the loan file. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [REDACTED]%. |  | SitusAMC | Reviewer Comment (2025-01-30): Waived and downgraded per client email/ sheet based on available compensating factors.<br>Reviewer Comment (2025-01-29): Moved to buyer queue for approval and downgrade consideration.<br>Seller Comment (2025-01-29): [REDACTED] approved. please move to their queue |  |  | 01/30/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | FL | Investment | Refinance - Rate/Term |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 223007914 |  |  |  | 33092305 |  |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2025-03-25): Commitments included in TD<br>Seller Comment (2025-03-25): Borrowers have 90 days to produce FTP | 03/25/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092310 |  |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided | Address: [REDACTED] |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared<br>Seller Comment (2025-03-24): Uploaded insurance - this lists all properties, as well as rental/replacement coverage. Please use this to clear all open exceptions concerning insurance for this loan | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092313 |  |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided | Address: [REDACTED] |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092315 |  |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided | Address: [REDACTED] |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092316 |  |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided | Address: [REDACTED] |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092317 |  |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided | Address: [REDACTED] |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092318 |  |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided | Address: [REDACTED] |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092320 |  |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided | Address: [REDACTED] |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092322 |  |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided | Address: [REDACTED] |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092324 |  |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided | Address: [REDACTED] |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092326 |  |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided | Address: [REDACTED] |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092327 |  |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided | Address: [REDACTED] |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092328 |  |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided | Address: [REDACTED] |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092329 |  |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided | Address: [REDACTED] |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092330 |  |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided | Address: [REDACTED] |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092331 |  |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided | Address: [REDACTED] |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092333 |  |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided | Address: [REDACTED] |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092334 |  |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided | Address: [REDACTED] |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092335 |  |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided | Address: [REDACTED] |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092336 |  |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Title Preliminary not provided |  |  |  |  |  | Reviewer Comment (2025-03-25): Document Received, Exception Cleared<br>Seller Comment (2025-03-25): Uploaded prelim | 03/25/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092361 |  |  | Credit | Loan Package Documentation | Closing / Title | Title | Title: Evidence of title is missing |  |  |  |  |  | Reviewer Comment (2025-03-25): Document Received, Exception Cleared<br>Seller Comment (2025-03-25): Uploaded preliminary title | 03/25/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092481 |  |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092517 |  |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2025-03-25): Received UCDP report, Exception Cleared<br>Seller Comment (2025-03-25): uploaded UCDP | 03/25/2025 |  |  | 1 | D | A | D | A | D | A | D | A | D | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092518 |  |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092532 |  |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092540 |  |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092541 |  |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092542 |  |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092544 |  |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092548 |  |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092557 |  |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092558 |  |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092571 |  |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092573 |  |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092577 |  |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092579 |  |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092580 |  |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092582 |  |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33092583 |  |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33095093 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Total cash-out discrepancy. | HUD-1 total cash-out of ___ is greater than Guideline total cash-out of ___. |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [REDACTED]%. | Low LTV | Aggregator,SitusAMC | Reviewer Comment (2025-04-07): Waived and downgraded per [REDACTED] email / sheet.<br>Buyer Comment (2025-04-07): AMC - Please waive down<br>Reviewer Comment (2025-03-25): Moved to [REDACTED] for waiver and downgrade consideration<br>Seller Comment (2025-03-25): uploaded CAR |  |  | 04/07/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33097672 |  |  | Credit | Borrower and Mortgage Eligibility | Borrower Eligibility | Borrower and Mortgage Eligibility | The borrower is a Foreign National or Non-Permanent Resident Alien, which is not allowable per guidelines. |  |  |  |  |  | Reviewer Comment (2025-04-15): Cleared per [REDACTED] email / sheet. CSM and TM confirmed not a guideline violation.<br>Buyer Comment (2025-04-15): AMC - Please Clear<br>Reviewer Comment (2025-03-28): Moved to [REDACTED] for waiver and downgrade consideration.<br>Seller Comment (2025-03-28): This documentation is sufficient for [REDACTED], he is within guidelines to borrow with Kiavi as NPRA.<br>Reviewer Comment (2025-03-26): An American VISA is for a NPRA. The individual's nationality is Israel. Do you wish for us to move this to [REDACTED] for waiver and downgrade consideration since the Guarantor is a Non Perm Resident?<br>Seller Comment (2025-03-26): American VISA<br>Reviewer Comment (2025-03-25): VISA confirms Non Permanent Resident - exception remains<br>Seller Comment (2025-03-25): Borrower has a VISA, attached passport | 04/15/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223007914 |  |  |  | 33097693 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Org chart in file reflects that the borrowing entity is owned by a sub entity that is owned by another sub entity ([REDACTED]) which is a foreign owned entity (formed in Israel per D0644). |  |  |  | Reviewer Comment (2025-04-15): Cleared per [REDACTED] email / sheet. CSM and TM confirmed not a guideline violation.<br>Buyer Comment (2025-04-15): AMC - Please Clear<br>Reviewer Comment (2025-03-27): [REDACTED] consideration is required given that the sub entity is a foreign (non U.S) entity.<br>Seller Comment (2025-03-26): This is within guidelines for portfolio loans. What exactly is the question? | 04/15/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | A |  | N/A | No |
| 223008334 |  |  |  | 33091779 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared<br>Seller Comment (2025-03-24): uploaded | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | A | D | A |  |  | A | A |  | N/A | No |
| 223008334 |  |  |  | 33091780 |  |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared<br>Seller Comment (2025-03-24): uploaded | 03/24/2025 |  |  | 1 | D | A | D | A | D | A | D | A | D | A |  |  | Investment | Refinance - Cash-out - Other |  | D | A | D | A |  |  | A | A |  | N/A | No |
| 223008334 |  |  |  | 33091781 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  |  |  |  |  | Reviewer Comment (2025-03-24): Document Received, Exception Cleared<br>Seller Comment (2025-03-24): uploaded | 03/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | A | D | A |  |  | A | A |  | N/A | No |
| 223169436 |  |  |  | 33186739 |  |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | Reviewer Comment (2025-04-14): Received in trailing documents.<br>Seller Comment (2025-04-14): commitment | 04/14/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | OH | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 223169436 |  |  |  | 33200253 |  |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Title Preliminary not provided |  |  |  |  |  | Reviewer Comment (2025-04-14): Received in trailing documents.<br>Seller Comment (2025-04-14): commitment | 04/14/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | OH | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 223314665 |  |  |  | 33388688 |  |  | Property | Valuation | Valuation Issue | Valuation | The desk review has a effective date that is other than what the appraisal effective date is. The desk review should have the same effective date as the appraisal |  |  |  |  |  | Reviewer Comment (2025-05-13): Received in trailing documents.<br>Seller Comment (2025-05-13): Comment from [REDACTED] ([REDACTED]): corrected CDA | 05/13/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | AL | Primary | Purchase |  | C | B | A | A | B | B | C | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223314665 |  |  |  | 33388754 |  |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-05-06): Exception remains Open, EV2, Informational.<br>Buyer Comment (2025-05-06): Comment from [REDACTED] ([REDACTED]): Cleared - Immaterial EV2 |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | AL | Primary | Purchase |  | C | B | A | A | B | B | C | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223314665 |  |  |  | 33388755 |  |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-05-06): Exception remains Open, EV2, Informational.<br>Buyer Comment (2025-05-06): Comment from [REDACTED] ([REDACTED]): Cleared - Immaterial EV2 |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | AL | Primary | Purchase |  | C | B | A | A | B | B | C | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223314665 |  |  |  | 33388757 |  |  | Compliance | Compliance | State Compliance | State Late Charge | Alabama Late Charge Percent and Amount Testing | [REDACTED] Late Charge: Note late charge amount of $[REDACTED] exceeds the state maximum of $[REDACTED]. |  |  |  |  | Reviewer Comment (2025-05-06): Exception remains Open, EV2, Informational.<br>Buyer Comment (2025-05-06): Comment from[REDACTED] ([REDACTED]): Cleared - Immaterial EV2 |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | AL | Primary | Purchase |  | C | B | A | A | B | B | C | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223387889 |  |  |  | 33541721 |  |  | Credit | Credit | Credit Documentation | Credit | Background check is missing. |  |  |  |  |  | Reviewer Comment (2025-06-05): Foreign National Guidelines applied.<br>Seller Comment (2025-06-03): The Borrower is a FN with no SS#. No background report available | 06/05/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | OH | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 223457036 |  |  |  | 33518245 |  |  | Compliance | Compliance | Federal Compliance | ECOA | ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation | ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. | Verification of the borrower's receipt of the appraisal was missing from the file. |  |  |  | Reviewer Comment (2025-06-02): Remains Open, EV2.<br>Buyer Comment (2025-06-02): Comment from [REDACTED] ([REDACTED]): Cleared - Immaterial EV2 |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | GA | Primary | Purchase |  | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223457036 |  |  |  | 33518246 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability to Repay - Bank Statement Guidelines Require 12 or more Months | Ability to Repay (Dodd-Frank 2014): Guidelines require 12 or more consecutive months bank statements. |  |  |  |  | Reviewer Comment (2025-06-03): Evidence of undiscounted rate and pricing provided. Compliance testing updated. | 06/03/2025 |  |  | 1 | A | A | A | A | A | A | A | A | A | A |  | GA | Primary | Purchase |  | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223457036 |  |  |  | 33518258 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared. |  |  |  | Reviewer Comment (2025-06-03): Evidence of undiscounted rate and pricing provided. Compliance testing updated. | 06/03/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | GA | Primary | Purchase | Lender to provide updated ATR/QM status | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223457036 |  |  |  | 33518259 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of REDACTED] is in excess of the allowable maximum of REDACTED]% of the Federal Total Loan Amount. Points and Fees total $REDACTED] on a Federal Total Loan Amount of $REDACTED] vs. an allowable total of $REDACTED] (an overage of $REDACTED] or .REDACTED]%). |  |  |  |  | Reviewer Comment (2025-06-03): Evidence of undiscounted rate and pricing provided. Compliance testing updated.<br>Seller Comment (2025-05-28): Comment from [REDACTED] ([REDACTED]): Bona Fide Calculation | 06/03/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Primary | Purchase |  | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223457036 |  |  |  | 33518462 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $REDACTED] exceeds tolerance of $REDACTED]. Insufficient or no cure was provided to the borrower. | Loan Discount Points were last disclosed as $[REDACTED] on the Loan Estimate, but was disclosed as $[REDACTED] on the Final Closing Disclosure. A valid COC was not provided nor evidence of cure. |  |  |  | Reviewer Comment (2025-05-29): [REDACTED] received valid COC dated [REDACTED]<br>Seller Comment (2025-05-28): Comment from [REDACTED] ([REDACTED]): LOE | 05/29/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223536589 |  |  |  | 33615047 |  |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | The file is missing the secondary reports for the properties located on Court 1 and [REDACTED]. |  |  |  | Reviewer Comment (2025-04-05): Received<br>Buyer Comment (2025-03-27): see attached CDA<br>Buyer Comment (2025-03-27): Court 1 | 04/05/2025 |  |  | 1 | D | A | D | A | D | A | D | A | D | A |  |  | Investment | Refinance - Cash-out - Other |  | D | A | C | A |  |  | D | A |  | N/A | No |
| 223536589 |  |  |  | 33615048 |  |  | Credit | Missing Document | General | Missing Document | Missing Document: Desk Review not provided | Address: REDACTED] | The file is missing the secondary report for the property located on Court 1. |  |  |  | Reviewer Comment (2025-04-05): Received<br>Buyer Comment (2025-03-27): see attached CDA<br>Buyer Comment (2025-03-27): attached<br>Buyer Comment (2025-03-27): 3 secondary/desk reviews attached - please clear | 04/05/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | A | C | A |  |  | D | A |  | N/A | No |
| 223536589 |  |  |  | 33615049 |  |  | Credit | Missing Document | General | Missing Document | Missing Document: Desk Review not provided | Address: REDACTED] | The file is missing the secondary report for the property located on [REDACTED]. |  |  |  | Reviewer Comment (2025-04-05): Received<br>Buyer Comment (2025-03-27): see attached CDA<br>Buyer Comment (2025-03-27): attached | 04/05/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | D | A | C | A |  |  | D | A |  | N/A | No |
| 223538751 |  |  |  | 33655377 |  |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  |  |  |  | Reviewer Comment (2025-06-19): Received in trailing documents.<br>Seller Comment (2025-06-18): Comment from [REDACTED] ([REDACTED]): REO Docs | 06/19/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 223562434 |  |  |  | 34131860 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  | The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. | High FICO | Aggregator,SitusAMC | Reviewer Comment (2025-08-28): Waived and downgraded per [REDACTED]<br>Buyer Comment (2025-08-28): ok to waive/downgrade with comp factors<br>Reviewer Comment (2025-08-27): Moved to [REDACTED] for waiver and downgrade consideration as the trailing doc is an affidavit from the Guarantor indicating that there is no operating agreement in existence.<br>Seller Comment (2025-08-26): Affidavit |  |  | 08/28/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | MO | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 223596456 |  |  |  | 33707456 |  |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  |  |  |  |  | Reviewer Comment (2025-07-18): Received EAD documentation. Additional lender requirements met with AUS per guidelines.<br>Seller Comment (2025-07-18): Comment from [REDACTED] ([REDACTED]): EAD<br>Reviewer Comment (2025-07-12): Please reference Rainier guidelines (October 18, 2024 (v3 revised 05/01/2025)), page 10, for non-permanent requirements.<br>Buyer Comment (2025-07-09): Comment from [REDACTED] ([REDACTED]): Please advise what you require to clear<br>Reviewer Comment (2025-06-25): Documentation provided does not meet guideline requirements for non-permanent resident alien.<br>Seller Comment (2025-06-25): Comment from [REDACTED] ([REDACTED]): ID Docs | 07/18/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 223596456 |  |  |  | 33707494 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of [REDACTED]% is in excess of the allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $REDACTED] vs. an allowable total of $REDACTED] (an overage of $REDACTED] or REDACTED]%). |  |  |  |  | Reviewer Comment (2025-06-24): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-06-24): Comment from [REDACTED] ([REDACTED]): Please re-state/re-test to Non-QM. Thank you! | 06/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 223596456 |  |  |  | 33707497 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. |  |  |  | Reviewer Comment (2025-06-24): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-06-24): Comment from [REDACTED] ([REDACTED]): Please re-state/re-test to Non-QM. Thank you! | 06/24/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | GA | Primary | Purchase | Lender to provide updated ATR/QM status | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 223596456 |  |  |  | 33732022 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 [REDACTED]% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED]on a Federal Total Loan Amount of $[REDACTED] vs. an investor allowable total of $[REDACTED](an overage of $[REDACTED] or [REDACTED]%). |  |  |  |  | Reviewer Comment (2025-06-24): Client elects to waive. |  |  | 06/24/2025 | 2 |  | B |  | B |  | B |  | B |  | B |  | GA | Primary | Purchase | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 223596456 |  |  |  | 33732023 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | Loan Designation restated. Compliance testing updated. |  |  |  |  |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | GA | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 223626349 |  |  |  | 33765031 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-06-27): Received Approval document, Exception cleared.<br>Seller Comment (2025-06-27): Comment from [REDACTED] ([REDACTED]): approval | 06/27/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MS | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 223638411 |  |  |  | 33787489 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | Reviewer Comment (2025-07-01): Received in trailing documents.<br>Seller Comment (2025-07-01): Comment from [REDACTED] ([REDACTED].): LLC docs | 07/01/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | PA | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 223638411 |  |  |  | 33787490 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | Reviewer Comment (2025-07-01): Received in trailing documents.<br>Seller Comment (2025-07-01): Comment from [REDACTED] ([REDACTED].): LLC docs | 07/01/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | PA | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 223638411 |  |  |  | 33797127 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-07-02): Located in Doc ID 0363<br>Buyer Comment (2025-07-02): Comment from [REDACTED] ([REDACTED]): Please revisit, this contains, terms,conds, etc-<br>Reviewer Comment (2025-07-01): Approval document not provided.<br>Seller Comment (2025-07-01): Comment from [REDACTED] ([REDACTED].): Approval | 07/02/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | PA | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 223638411 |  |  |  | 33797511 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | Reviewer Comment (2025-07-01): Received in trailing documents.<br>Seller Comment (2025-07-01): Comment from [REDACTED] ([REDACTED].): LLC docs | 07/01/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | PA | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 223638486 |  |  |  | 33792578 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) |  |  |  | Reviewer Comment (2025-07-01): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-07-01): Comment from [REDACTED] ([REDACTED]): Please re-state/re-test to Non QM. Thank you! | 07/01/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | CA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | B | C | B | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 223638486 |  |  |  | 33792579 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of [REDACTED]% is in excess of the allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an allowable total of $[REDACTED] (an overage of $[REDACTED] or .[REDACTED]%). |  |  |  |  | Reviewer Comment (2025-07-01): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-07-01): Comment from [REDACTED]([REDACTED]): Please re-state/re-test to Non QM. Thank you! | 07/01/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Refinance - Cash-out - Other |  | C | B | C | B | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 223638486 |  |  |  | 33792621 |  |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. |  |  |  |  |  | Reviewer Comment (2025-07-13): Loan meets requirements for minimum [REDACTED] score.<br>Buyer Comment (2025-07-11): Comment from [REDACTED] ([REDACTED]): Please revisit. Per the (REDACTED) guidelines dated 10/18/24 V2 rev 1/13/25, Expanded Eligibility grid, page 8, for an OO, C/O refinance, the minimum credit score is 620 with LTV up to 65% with LA <=$1 mill. The loan meets that criteria. Please note per the 1008 and lock agreement that the (REDACTED) Expanded guidelines were used. A credit exception should not be necessary. Please clear and thank you!<br>Reviewer Comment (2025-07-11): Received Newfi exception. Missing buyer/investor credit exception approval.<br>Seller Comment (2025-07-10): Comment from [REDACTED] ([REDACTED]): exception | 07/13/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Refinance - Cash-out - Other |  | C | B | C | B | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 223638486 |  |  |  | 33808682 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Guidelines referenced on 1008 have not been provided for review. Loan was reviewed to [REDACTED] guidelines. 1008 references guidelines dated [REDACTED]. Guideline updates must be provided to [REDACTED] directly for approval and upload to [REDACTED], do not load to exception |  |  |  | Reviewer Comment (2025-07-10): Updated 1008 provided.<br>Seller Comment (2025-07-10): Comment from [REDACTED] ([REDACTED]): 1008 | 07/10/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Refinance - Cash-out - Other |  | C | B | C | B | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 223638486 |  |  |  | 33809660 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | ALTA coverage amount is missing from the title commitment in file. |  |  |  |  |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other |  | C | B | C | B | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 223638486 |  |  |  | 33817897 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an investor allowable total of $[REDACTED] (an overage of $[REDACTED] or .[REDACTED]%). |  |  |  |  | Reviewer Comment (2025-07-01): Client elects to waive. |  |  | 07/01/2025 | 2 |  | B |  | B |  | B |  | B |  | B |  | CA | Primary | Refinance - Cash-out - Other | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | C | B | C | B | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 223638486 |  |  |  | 33817898 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | Loan Designation restated. Compliance testing updated. |  |  |  |  |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | CA | Primary | Refinance - Cash-out - Other |  | C | B | C | B | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 223687597 |  |  |  | 33804914 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Calculated investor qualifying total debt ratio of [REDACTED]% exceeds Guideline total debt ratio of [REDACTED]%. Lender did not include P&I for subject property in DTI calculation per 1008. |  |  |  | Reviewer Comment (2025-07-09): Received updated guidelines<br>Reviewer Comment (2025-07-03): Expanded guidelines are dated post closing, please provide guidelines loan was reviewed too. Additionally please provide approval showing guidelines, current approval in loan file showing Indigo Edge NonQM<br>Seller Comment (2025-07-02): Comment from [REDACTED] ([REDACTED]): This was reviewed to the Seller's approved Edge Non-QM Expanded and is permitted up to 55- see attached snip of the guidelines. Please revisit. | 07/09/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NJ | Investment | Purchase |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 223730710 |  |  |  | 33920366 |  |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-08-11): Received Final Title in trailing. | 08/11/2025 |  |  | 1 | A | A | A | A | A | A | A | A | A | A |  |  | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 223730710 |  |  |  | 33938759 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Provide the clear title policy. There is a blanket mortgage on the title. |  |  |  | Reviewer Comment (2025-08-11): Received Final Title in trailing.<br>Seller Comment (2025-08-08): uploaded | 08/11/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 223730710 |  |  |  | 33939069 |  |  | Credit | TRID | General | TRID | Refi Purpose reflects Rate/Term and cash out greater than the lesser of 2% of the loan amount or $2000. | Cash to Borrower: ___; Total Cash Out: ___; Refi Purpose: ___ |  |  |  |  | Reviewer Comment (2025-08-11): Cash-out confirmed.<br>Seller Comment (2025-08-08): Sorry, it is a cash-out. The rate/term is incorrect<br>Seller Comment (2025-08-08): The tape was marked wrong. It is a rate/term. | 08/11/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 223730711 |  |  |  | 33950393 |  |  | Credit | Credit | Credit Documentation | Credit | Background check is missing. |  | Missing Background Report with a 10 year lookback for criminal history required per guidelines. Only a single state report provided with a 7 year lookback. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-22): Waived and downgraded per client email/ sheet based on available compensating factors.<br>Reviewer Comment (2025-08-11): Guidelines require 10 year lookback. Moved to buyer queue for approval and downgrade consideration.<br>Seller Comment (2025-08-11): Per our standard process, the background reports we pull only go back 7 years, as that is the maximum lookback available from our provider. Unfortunately, we are not able to obtain a 10 year report. |  |  | 09/22/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  |  | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 223730731 |  |  |  | 33905754 |  |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | Reviewer Comment (2025-08-14): Document Received, Exception Cleared<br>Seller Comment (2025-08-14): OA Uploaded<br>Reviewer Comment (2025-08-11): Account provided is not in the name of the borrowing entity or guarantor. Evidence of access to funds required.<br>Seller Comment (2025-08-08): uploaded | 08/14/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Rate/Term |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 223730731 |  |  |  | 33905786 |  |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | Reviewer Comment (2025-08-05): Document Received, Exception Cleared<br>Seller Comment (2025-08-05): uploaded | 08/05/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Rate/Term |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 223730731 |  |  |  | 33905793 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  | Reviewer Comment (2025-08-14): Documented qualifying Assets for Closing of $0.00 is less than Cash From Borrower $[REDACTED].<br>Seller Comment (2025-08-14): OA uploaded<br>Reviewer Comment (2025-08-11): Account provided is not in the name of the borrowing entity or guarantor. Evidence of access to funds required.<br>Seller Comment (2025-08-08): uploaded | 08/14/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Rate/Term |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 223767461 |  |  |  | 34296538 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2025-08-28): Updated title in trailing docs.<br>Seller Comment (2025-08-28): title policy | 08/28/2025 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | WA | Investment | Refinance - Cash-out - Other |  | B | A | B | A |  |  | A | A |  | N/A | No |
| 223788965 |  |  |  | 34029868 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Investor consideration required: 3 of the 4 comparable sales provided have gross adjustments exceeding [REDACTED]% and comparables 2 & 3 are at [REDACTED]% and [REDACTED]% respectively. The appraiser has indicated that these were the best available and the CDA supports value, however similar comparable sales do not appear to have been available. Moved to [REDACTED] for consideration. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [REDACTED]. | High DSCR | Aggregator,SitusAMC | Reviewer Comment (2025-08-14): Waived and downgraded per [REDACTED] email / sheet.<br>Buyer Comment (2025-08-14): AMC - Please waive down<br>Reviewer Comment (2025-08-06): Moved to [REDACTED] for consideration and review of seller commentary..<br>Seller Comment (2025-08-05): any update<br>Reviewer Comment (2025-08-01): Moved to [REDACTED] for consideration and review of seller commentary..<br>Seller Comment (2025-07-31): At the time of inspection the report indicated only 5 comparable properties for sale in the subject neighborhood and 14 within 12 months. The appraisers comments of: It was<br> necessary to utilize comparables located across manmade and natural boundaries in this report. The subject property and all the comparables utilized in this report are considered to be similar in location and competing properties. The appraiser selected the best available and most reflective sales which sold within the last 12 months in the subject area.<br>This is in line with the available comps in the area. Also, the bulk of the adjustments was due to condition as the subject was in superior condition due to the rebuild in 2024 (see letter provided by city).<br>Reviewer Comment (2025-07-28): Moved to [REDACTED] for consideration. |  |  | 08/14/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | MI | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 223797314 |  |  |  | 34040249 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  | Reviewer Comment (2025-08-11): Document Received, Exception Cleared<br>Seller Comment (2025-08-11): Comment from [REDACTED] ([REDACTED]): [REDACTED] | 08/11/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MO | Primary | Purchase |  | C | A | C | A | A | A | A | A | Non QM | Non QM | No |
| 223814224 |  |  |  | 34088560 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The appraisal page 1 reflects a box checked as "yes" to whether there are any physical deficiencies or adverse conditions that affect the livability, soundness, or structural integrity of the property. |  |  |  | Reviewer Comment (2025-09-11): Included in trailing documents<br>Seller Comment (2025-09-10): Appraisal<br>Reviewer Comment (2025-09-08): Updated appraisal not received (document received is UCDP) - please provide the updated appraisal<br>Seller Comment (2025-09-05): Updated appraisal<br>Reviewer Comment (2025-08-14): Moved to [REDACTED] for review of seller commentary as well as waiver and downgrade consideration<br>Seller Comment (2025-08-13): This should be accepted as a typo on the checked box based on the commentary provided.<br>Reviewer Comment (2025-08-04): Please compare this to other appraisals that have no adverse conditions or physical deficiencies. The value that we would expect to see here is the "No" box being marked.<br>Seller Comment (2025-08-01): There is nothing marked as Deficient & Adverse in that section as an issue - It is marked Yes because of the Appraiser completed it and filled in comments. The Exact wording is "The Subject is in good condition and has been nicely updated in the past 12 months Period. There was no evidence of Noxious odors or unusual noise levels present at the time of Inspection. The electric and gas service was on at the time of inspection and all mechanical systems and the kitchen appliances were in normal working order. Good quality renovations were completed and the subject has good overall marketability" Nothing about any Deficiencies or Adverse conditions listed he is talking about Property Livability, soundness & integrity of the property and those are all good.<br>Reviewer Comment (2025-08-01): The appraisal page 1 reflects a box checked as "yes" to whether there are any physical deficiencies or adverse conditions that affect the livability, soundness, or structural integrity of the property. Is this a typo that requires correction? If not please have the appraiser explain the reason for the "yes" indication here.<br>Seller Comment (2025-07-30): Borrower had Property listed for Rent before Application. Listed & Lowered & removed several times. even if use Lowest Number listed loan would Still qualify at 75% LTC as DSCR still over 1. However, all of the Previous listings were before borrower finished Upgrades & Repairs to subject - Appraiser Specifically called out that borrower bought Subject below market value and renovated- per our UW | 09/11/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 223861150 |  |  |  | 34131208 |  |  | Credit | Documents | Missing Document | Documents | File does not contain documentation from lender/seller confirming the condo is warrantable. |  | Condo is non-warrantable. |  |  |  | Reviewer Comment (2025-08-08): Confirmed non-warrantable.<br>Buyer Comment (2025-08-07): Comment from [REDACTED] ([REDACTED]): Please see Doc ID 0371 | 08/08/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Primary | Purchase |  | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223861190 |  |  |  | 34123836 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-09-26): Received Settlement statement, exception cleared.<br>Buyer Comment (2025-09-25): Comment from [REDACTED] ([REDACTED]): See final 1003, doc id 0275 and DOC ID 0605- confirming payment of [REDACTED]<br>Reviewer Comment (2025-09-24): Missing Mortgage statement for [REDACTED]<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): REO Docs<br>Reviewer Comment (2025-09-02): Tax, HOA & Insurance Verification documents are required for Address: [REDACTED] and Mortgage Statement is required for Address: [REDACTED]exception remains.<br>Seller Comment (2025-08-28): Comment from [REDACTED] ([REDACTED]): REO Docs | 09/26/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 223861190 |  |  |  | 34123899 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). |  |  |  | Reviewer Comment (2025-08-05): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-08-05): Comment from [REDACTED] ([REDACTED]): Please retest to Higher Priced QM | 08/05/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | TX | Primary | Purchase | Lender to provide updated ATR/QM status | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 223861190 |  |  |  | 34123900 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing |  |  |  | Reviewer Comment (2025-08-21): [REDACTED] received initial CD. | 08/21/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Purchase | No Defined Cure | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 223861190 |  |  |  | 34123901 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower |  |  |  | Reviewer Comment (2025-08-21): [REDACTED] received a valid COC.<br>Seller Comment (2025-08-21): Comment from [REDACTED] ([REDACTED]): PCCD and Audit Log | 08/21/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 223861190 |  |  |  | 34143922 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | Loan Designation restated. Compliance testing updated. |  |  |  | Reviewer Comment (2025-08-06): Remains open, EV2 informational.<br>Buyer Comment (2025-08-06): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | TX | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 223878433 |  |  |  | 34311063 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The Guarantor is a Foreign National with no traditional credit score or report and a VISA was not provided (only a passport was provided). Moved to [REDACTED] for review. | The qualifying DSCR on the loan is greater than the guideline minimum. | High DSCR | SitusAMC,Aggregator | Reviewer Comment (2025-10-31): Waived and downgraded per [REDACTED].<br>Buyer Comment (2025-10-31): ok to waive/downgrade with comp factors<br>Reviewer Comment (2025-08-27): Moved to [REDACTED] for review. |  |  | 10/31/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | OH | Investment | Refinance - Rate/Term |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 223878433 |  |  |  | 34311074 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Please provide evidence/ documentation to confirm the following guidelines are met: <br> Two (2) credit reference letters written in English<br> from the following sources:<br> o Non-traditional credit sources (e.g., utility company bill).<br> o Borrower's accountant, financial institution officer, or<br> financial advisor located in the borrower's country of<br> residence or U.S.<br> Note: Name, title, and contact information of the person<br> signing the letter must be included. | The qualifying DSCR on the loan is greater than the guideline minimum. | High DSCR | SitusAMC,Aggregator | Reviewer Comment (2025-10-31): Waived and downgraded per [REDACTED].<br>Buyer Comment (2025-10-31): ok to waive/downgrade with comp factors<br>Reviewer Comment (2025-09-11): Moved to [REDACTED] for waiver and downgrade consideration<br>Seller Comment (2025-09-10): Attached is the borrower's payment history for their bridge loan with [REDACTED], which we are providing in lieu of a formal credit reference letter. The current DSCR loan represents an internal refinance of this bridge loan, under which the borrower consistently made all required monthly payments.<br>Reviewer Comment (2025-09-03): Please provide evidence/ documentation to confirm the following guidelines are met: <br> Two (2) credit reference letters written in English<br> from the following sources:<br> o Non-traditional credit sources (e.g., utility company bill).<br> o Borrower's accountant, financial institution officer, or<br> financial advisor located in the borrower's country of<br> residence or U.S.<br> Note: Name, title, and contact information of the person<br> signing the letter must be included.<br>Seller Comment (2025-08-28): He doesn't have a visa. Canadians can enter the US for 6 months with no visa . |  |  | 10/31/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | OH | Investment | Refinance - Rate/Term |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 223888228 |  |  |  | 34178975 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The Security Instrument Exhibit A includes a 9th property ([REDACTED]); however, this property is not reflected on the Title Commitment, Loan Agreement, or Exhibit A of the note. Further, the total loan amounts for all eight properties on the Note equal the total loan amount on page 1 of Note (excluding the individual loan amount for [REDACTED]of $[REDACTED]). Please provide a corrective addendum for the security instrument (removing this property), which is fully executed and evidence that it was sent for recording. |  |  |  | Reviewer Comment (2025-10-22): Received recorded mortgage, property is not listed.<br>Seller Comment (2025-10-20): Recorded mortgage<br>Reviewer Comment (2025-09-24): Please provide the actual recorded document to confirm that the correct version was sent for recording. Confirmed this is the appropriate resolution per [REDACTED].<br>Reviewer Comment (2025-09-23): Moved to [REDACTED] for review of [REDACTED] commentary and consideration to clear. [REDACTED] has not received the recorded version of the Security Instrument and is unable to confirm that the document provided is the one referenced in the closing agent's email as being the version sent for recording.<br>Seller Comment (2025-09-22): uploaded proof and security instrument<br>Reviewer Comment (2025-09-08): Moved to [REDACTED] for review of [REDACTED] commentary and consideration to clear. [REDACTED] has not received the recorded version of the Security Instrument and is unable to confirm that the document provided is the one referenced in the closing agent's email as being the version sent for recording.<br>Seller Comment (2025-09-04): Mortgage and LOE from Title Company confirming it was sent for recording.<br>Seller Comment (2025-09-04): Confirmation from Title that the attached mortgage is what was sent for recording.<br>Reviewer Comment (2025-08-28): Moved to [REDACTED] for review. The exhibit on the True and Certified version of the Security Instrument in file included the 9th property. The trailing document removing it from the exhibit does not include a corrective addendum.<br>Seller Comment (2025-08-27): This was already fixed at the recording level. The first version was not recorded and was uploaded in error.<br>Reviewer Comment (2025-08-25): The exhibit on the True and Certified version of the Security Instrument in file included the 9th property. The trailing document removing it from the exhibit does not include a corrective addendum. Please provide a Corrective Addendum for just the Security Instrument to remove this property from Exhibit A and this must be a dated and fully executed Corrective Addendum with evidence it was sent for recording.<br>Seller Comment (2025-08-21): Updated security instrument | 10/22/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 223913673 |  |  |  | 34201583 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  |  |  |  |  | Reviewer Comment (2025-08-14): Received Guarantee Agreement, exception cleared.<br>Seller Comment (2025-08-14): Comment from [REDACTED] ([REDACTED]): Guaranty | 08/14/2025 |  |  | 1 | D | A | D | A | D | A | D | A | D | A |  | IN | Investment | Refinance - Cash-out - Other |  | D | A | D | A |  |  | A | A |  | N/A | No |
| 223913673 |  |  |  | 34207660 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note Addendum - Prepayment not provided |  |  |  |  |  | Reviewer Comment (2025-08-14): Received Note Addendum - Prepayment, exception cleared.<br>Seller Comment (2025-08-14): Comment from [REDACTED] ([REDACTED]): Note addendum | 08/14/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | IN | Investment | Refinance - Cash-out - Other |  | D | A | D | A |  |  | A | A |  | N/A | Yes |
| 223913723 |  |  |  | 34214234 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-08-15): Sufficient Cure Provided At Closing |  | 08/15/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | WY | Primary | Refinance - Rate/Term | Final CD evidences Cure | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223924883 |  |  |  | 34228808 |  |  | Credit | Credit | Credit Documentation | Credit | OFAC was not checked and required per guidelines. |  | OFAC was not provided for the subject entity member [REDACTED]. |  |  |  | Reviewer Comment (2025-09-25): Trailing OFAC search confirms clear for non guarantor member -- Verification of Identification in file confirms C is the first letter of middle name which was not a match per Kiavi LOE.<br>Seller Comment (2025-09-24): uploaded OFAC search<br>Reviewer Comment (2025-09-23): Please provide the actual OFAC search result to accompany the clearance doc<br>Seller Comment (2025-09-22): uploaded clearance doc from our UW | 09/25/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 223935037 |  |  |  | 34247245 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Total debt ratio of [REDACTED]% exceeds Guideline total debt ratio of [REDACTED]%. |  |  |  | Reviewer Comment (2025-09-15): Business pays for mortgage liabilities<br>Buyer Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): 9/10 CW: This is a business expense and is already factored into the expense ratio given by the CPA.<br>Reviewer Comment (2025-09-10): The CPA letter documents a 14.8% expense factor. Provide documentation of your cash flow analysis showing cash flow analysis of the business took payment of the obligations into consideration. The 2 mortgage payments in question equated to 10.15% of the average monthly deposits.<br>Buyer Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): 9/5 CW: Guidelines do speak to this, see FNMA b3-6-05 'Business Debt in Borrower's Name' for guidance followed.<br>Reviewer Comment (2025-09-04): The 2 NR mortgage statements are in the borrower's name. The guidelines do not speak to exclusion of mortgages; therefore, debt is included<br>Buyer Comment (2025-08-28): Comment from [REDACTED]([REDACTED]): 8/28 CW: The two NR/SMS/CAL mortgages should both be excluded as they are both being paid by the business, we do not hit the borrower for business losses.<br>Reviewer Comment (2025-08-27): Income of [REDACTED], primary PITIA of [REDACTED], consumer debt of [REDACTED], negative rent of [REDACTED] ([REDACTED] -[REDACTED]) ([REDACTED] -[REDACTED]) ([REDACTED]-[REDACTED]) ([REDACTED] -[REDACTED]) ([REDACTED] -[REDACTED]) ([REDACTED] -[REDACTED])<br>Buyer Comment (2025-08-26): Comment from [REDACTED] ([REDACTED]): 8/26 CW: Please provide some indication of where the discrepancy is coming from. I've looked over the file and I agree with our underwriter's calculation of 42% DTI, unclear where the disagreement is. | 09/15/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CO | Primary | Refinance - Cash-out - Other |  | C | A | C | A | C | A | A | A | Non QM | Non QM | No |
| 223935037 |  |  |  | 34247252 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2025-09-15): Business pays for mortgage liabilities<br>Buyer Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): 9/10 CW: This is a business expense and is already factored into the expense ratio given by the CPA.<br>Reviewer Comment (2025-09-10): The CPA letter documents a 14.8% expense factor. Provide documentation of your cash flow analysis showing cash flow analysis of the business took payment of the obligations into consideration. The 2 mortgage payments in question equated to 10.15% of the average monthly deposits.<br>Buyer Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): 9/5 CW: Guidelines do speak to this, see FNMA b3-6-05 'Business Debt in Borrower's Name' for guidance followed.<br>Reviewer Comment (2025-09-04): The 2 NR mortgage statements are in the borrower's name. The guidelines do not speak to exclusion of mortgages; therefore, debt is included<br>Buyer Comment (2025-08-28): Comment from [REDACTED] ([REDACTED]): 8/28 CW: The two NR/SMS/CAL mortgages should both be excluded as they are both being paid by the business, we do not hit the borrower for business losses.<br>Reviewer Comment (2025-08-27): Due to DTI, see DTI exception<br>Buyer Comment (2025-08-26): Comment from [REDACTED] ([REDACTED]): 8/26 CW: Please provide some indication of where the discrepancy is coming from. I've looked over the file and I agree with our underwriter's calculation of 42% DTI, unclear where the disagreement is. | 09/15/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | CO | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation | C | A | C | A | C | A | A | A | Non QM | Non QM | Yes |
| 223935037 |  |  |  | 34247255 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of [REDACTED]% moderately exceeds the guideline maximum of [REDACTED]%. (DTI Exception is eligible to be regraded with compensating factors.) |  |  |  |  | Reviewer Comment (2025-09-15): Business pays for mortgage liabilities<br>Buyer Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): 9/10 CW: This is a business expense and is already factored into the expense ratio given by the CPA.<br>Reviewer Comment (2025-09-10): The CPA letter documents a 14.8% expense factor. Provide documentation of your cash flow analysis showing cash flow analysis of the business took payment of the obligations into consideration. The 2 mortgage payments in question equated to 10.15% of the average monthly deposits.<br>Buyer Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): 9/5 CW: Guidelines do speak to this, see FNMA b3-6-05 'Business Debt in Borrower's Name' for guidance followed.<br>Reviewer Comment (2025-09-04): The 2 NR mortgage statements are in the borrower's name. The guidelines do not speak to exclusion of mortgages; therefore, debt is included<br>Buyer Comment (2025-08-28): Comment from [REDACTED] ([REDACTED]): 8/28 CW: The two NR/SMS/CAL mortgages should both be excluded as they are both being paid by the business, we do not hit the borrower for business losses.<br>Reviewer Comment (2025-08-27): Due to DTI, see DTI exception<br>Buyer Comment (2025-08-26): Comment from [REDACTED] ([REDACTED]): 8/26 CW: Please provide some indication of where the discrepancy is coming from. I've looked over the file and I agree with our underwriter's calculation of 42% DTI, unclear where the disagreement is. | 09/15/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CO | Primary | Refinance - Cash-out - Other |  | C | A | C | A | C | A | A | A | Non QM | Non QM | No |
| 223935037 |  |  |  | 34247256 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | he loan failing one or more guideline components, the loan is at ATR risk. |  |  |  | Reviewer Comment (2025-09-15): Business pays for mortgage liabilities<br>Buyer Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): 9/10 CW: This is a business expense and is already factored into the expense ratio given by the CPA.<br>Reviewer Comment (2025-09-10): The CPA letter documents a 14.8% expense factor. Provide documentation of your cash flow analysis showing cash flow analysis of the business took payment of the obligations into consideration. The 2 mortgage payments in question equated to 10.15% of the average monthly deposits.<br>Buyer Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): 9/5 CW: Guidelines do speak to this, see FNMA b3-6-05 'Business Debt in Borrower's Name' for guidance followed.<br>Reviewer Comment (2025-09-04): The 2 NR mortgage statements are in the borrower's name. The guidelines do not speak to exclusion of mortgages; therefore, debt is included<br>Buyer Comment (2025-08-28): Comment from [REDACTED] ([REDACTED]): 8/28 CW: The two NR/SMS/CAL mortgages should both be excluded as they are both being paid by the business, we do not hit the borrower for business losses.<br>Reviewer Comment (2025-08-27): Due to DTI, see DTI exception<br>Buyer Comment (2025-08-26): Comment from [REDACTED] ([REDACTED]): 8/26 CW: Please provide some indication of where the discrepancy is coming from. I've looked over the file and I agree with our underwriter's calculation of 42% DTI, unclear where the disagreement is. | 09/15/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CO | Primary | Refinance - Cash-out - Other |  | C | A | C | A | C | A | A | A | Non QM | Non QM | No |
| 223935037 |  |  |  | 34247257 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-08-26): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception. | 08/26/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CO | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | A | C | A | C | A | A | A | Non QM | Non QM | Yes |
| 223935037 |  |  |  | 34247258 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Collateral Desktop Analysis. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-10-30): [REDACTED] received corrected PCCD and LOE<br>Seller Comment (2025-10-29): Comment from [REDACTED] ([REDACTED]): TF 10/29 Please see attached Letter of Explanation, Post-Closed Closing Disclosure, Proof of Delivery.<br>Reviewer Comment (2025-10-08): [REDACTED]: Please see doc ID D0416 page 2 section B.02 collateral desktop analysis fee in the amount of $[REDACTED] charged to borrower before closing. As per the Final settlement statement if the fee was not charged to borrower, then provide corrected PCCD with detailed LOX to remove the fee from testing to reevaluate and re-baseline this exception.<br>Buyer Comment (2025-10-08): Comment from [REDACTED] ([REDACTED]): LL 10/8 Disagree - the appraisal 2 fee and the CDA are synonymous.<br>Reviewer Comment (2025-09-19): [REDACTED] received Final Settlement statement. However, Appraisal 3 fee in the amount of $[REDACTED] added on [REDACTED] CD borrower paid at closing and the fee name changed to "Collateral Desktop Analysis" fee of $[REDACTED] paid by borrower before closing. Moreover, Final CD reflects cash to close of $[REDACTED], however, on Final SS indicates that $[REDACTED] Cash to close. Provide valid COC for the appraisal 3 fee added, or Cure would be due to borrower.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): TF 9/18 Disagree - Please see attached Final Settlement Statement, the Borrower was not charged for the Collateral Desktop Analysis fee in the amount of $[REDACTED] | 10/30/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CO | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | A | C | A | C | A | A | A | Non QM | Non QM | Yes |
| 223935037 |  |  |  | 34247259 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-08-26): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Seller Comment (2025-08-25): Comment from [REDACTED]([REDACTED]): TF 8/25 Please see the attached Final Closing Disclosure and Tolerance Cure breakdown which shows the borrower was provided a credit at closing for the increase in the Credit Report. | 08/26/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CO | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | A | C | A | C | A | A | A | Non QM | Non QM | Yes |
| 223935037 |  |  |  | 34848710 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED] . Sufficient or excess cure was provided to the borrower at Closing. | Sufficient cure provided at closing. |  |  |  | Reviewer Comment (2025-10-30): Sufficient Cure Provided At Closing |  | 10/30/2025 |  | 1 |  | A |  | A |  | A |  | A |  | A |  | CO | Primary | Refinance - Cash-out - Other | Final CD evidences Cure | C | A | C | A | C | A | A | A | Non QM | Non QM | Yes |
| 223935037 |  |  |  | 34848711 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient cure provided at closing. |  |  |  | Reviewer Comment (2025-10-30): Sufficient Cure Provided At Closing |  | 10/30/2025 |  | 1 |  | A |  | A |  | A |  | A |  | A |  | CO | Primary | Refinance - Cash-out - Other | Final CD evidences Cure | C | A | C | A | C | A | A | A | Non QM | Non QM | Yes |
| 223942461 |  |  |  | 34257558 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-08-26): [REDACTED] received LE and COC dated [REDACTED]<br>Seller Comment (2025-08-25): Comment from [REDACTED] ([REDACTED]): LE and CiC | 08/26/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223946435 |  |  |  | 34263290 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-08-26): Document Received, Exception Cleared<br>Seller Comment (2025-08-26): Comment from [REDACTED] ([REDACTED]): Approval | 08/26/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Purchase |  | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223950988 |  |  |  | 34274596 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  | Borrower has owned the subject property for at least [REDACTED] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [REDACTED].<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [REDACTED]%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-10-24): LRP credit exception approval based on 2 or more compensating factors meeting client criteria.<br>Buyer Comment (2025-10-23): Comment from [REDACTED] ([REDACTED]): Please waive/downgrade- meets LRP matrix, DSCR .20 over minimum<br>Reviewer Comment (2025-10-22): Business Purpose Certificate executed post-closing. Please reach out to LRP for exception approval.<br>Seller Comment (2025-10-22): Comment from [REDACTED] ([REDACTED]): Business Purpose<br>Reviewer Comment (2025-10-17): Received LOE. Business Purpose Certificate not provided.<br>Seller Comment (2025-10-17): Comment from [REDACTED]([REDACTED]): Business Purpose |  |  | 10/24/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | IN | Investment | Refinance - Rate/Term |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 223950988 |  |  |  | 34280363 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-09-15): Document Received, Exception Cleared<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): UW Approval | 09/15/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | IN | Investment | Refinance - Rate/Term |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 223953091 |  |  |  | 34277621 |  |  | Property | Property - Appraisal | Appraisal Data Integrity | Property - Appraisal | Appraiser's license or certification was not active at the time of the appraisal. |  |  |  |  |  | Reviewer Comment (2025-09-02): Appraiser licensed at time of appraisal.<br>Seller Comment (2025-08-27): Comment from [REDACTED] ([REDACTED]): active throughout | 09/02/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Refinance - Rate/Term |  | C | A | A | A | A | A | C | A | Non QM | Non QM | No |
| 223953091 |  |  |  | 34277693 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-08-25): Sufficient Cure Provided At Closing |  | 08/25/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | CA | Primary | Refinance - Rate/Term | Final CD evidences Cure | C | A | A | A | A | A | C | A | Non QM | Non QM | Yes |
| 223953480 |  |  |  | 34283005 |  |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2025-08-29): Document Received, Exception Cleared<br>Seller Comment (2025-08-29): Comment from [REDACTED] ([REDACTED]): Uploaded CDA | 08/29/2025 |  |  | 1 | D | A | D | A | D | A | D | A | D | A |  | TX | Primary | Refinance - Cash-out - Other |  | D | B | A | A | C | B | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223953480 |  |  |  | 34283024 |  |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Provided) | Texas Constitution Section 50(a)(6): Borrower did not receive written "Acknowledgment of the Fair Market Value" of homestead property securing loan. |  |  |  |  | Reviewer Comment (2025-09-04): Received in trailing.<br>Seller Comment (2025-09-03): Comment from [REDACTED] ([REDACTED]): Acknowledgment of the Fair Market Value uploaded to portal. | 09/04/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents and obtain an executed copy; OR, (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. | D | B | A | A | C | B | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223953480 |  |  |  | 34283025 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure - 1026.19(f)(2) Cure | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED] exceeds tolerance of $[REDACTED] plus [REDACTED]% or $[REDACTED]. Sufficient or excess cure was provided to the borrower. |  |  |  |  | Reviewer Comment (2025-08-25): Sufficient Cure Provided within 60 Days of Closing |  | 08/25/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation notifying borrower or error, Copy of Refund Check/Evidence of Principal Reduction, Corrected CD, and Proof of Delivery (if refund is over $35) | D | B | A | A | C | B | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223953480 |  |  |  | 34283026 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure - 1026.19(f)(2) Cure | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Document Preparation Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower. |  |  |  |  | Reviewer Comment (2025-08-25): Sufficient Cure Provided within 60 Days of Closing |  | 08/25/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation notifying borrower or error, Copy of Refund Check/Evidence of Principal Reduction, Corrected CD, and Proof of Delivery (if refund is over $35) | D | B | A | A | C | B | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223953480 |  |  |  | 34283027 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure - 1026.19(f)(2) Cure | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Survey Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower. |  |  |  |  | Reviewer Comment (2025-08-25): Sufficient Cure Provided within 60 Days of Closing |  | 08/25/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation notifying borrower or error, Copy of Refund Check/Evidence of Principal Reduction, Corrected CD, and Proof of Delivery (if refund is over $35) | D | B | A | A | C | B | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223953480 |  |  |  | 34299201 |  |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (TX Home Equity Disclosure/Notice Concerning Extensions of Credit Not Provided) | Texas Constitution Section 50(a)(6): Missing Revised Notice Concerning Extensions of Credit disclosure, however file includes a signed acknowledgment stating that the owner(s) received the Notice at least 12 days prior to closing. |  |  |  |  | Reviewer Comment (2025-09-09): Remains open, EV2.<br>Buyer Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): Cleared - b<br>Reviewer Comment (2025-09-04): Missing revised disclosure sent at least 12 days prior to closing.<br>Seller Comment (2025-09-03): Comment from [REDACTED] ([REDACTED]): Notice Concerning Extensions of Credit disclosure uploaded to portal. |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. | D | B | A | A | C | B | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223953480 |  |  |  | 34362541 |  |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Provided) | Unable to test fair market acknowledgment due to missing information. | Lender signature is not dated. |  |  |  | Reviewer Comment (2025-09-14): Received in trailing documents.<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): Signed and dated Fair Market Value of Homestead Property uploaded | 09/14/2025 |  |  | 1 |  | A |  | A |  | A |  | A |  | A |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents and obtain an executed copy; OR, (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. | D | B | A | A | C | B | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223982850 |  |  |  | 34345506 |  |  | Compliance | TRID | Document Error | TRID | Closing Disclosure: Dates are not in chronological order. | - Issue Date: ___; Received Date: ___; Signed Date: ___ |  |  |  |  | Reviewer Comment (2025-09-09): Remains open, EV2.<br>Buyer Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | WI | Second Home | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223982850 |  |  |  | 34345507 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated [REDACTED] was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. |  |  |  |  | Reviewer Comment (2025-09-09): [REDACTED] received updated E-sign Consent agreement with eConsent accepted by borrower on [REDACTED].<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): attached tech consent | 09/09/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | WI | Second Home | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223982850 |  |  |  | 34345518 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-09-19): [REDACTED] received email confirmation and additional comment for increase in fee.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): the distance, travel with ferry and travel time, was the main factor in the increases.<br>Reviewer Comment (2025-09-17): [REDACTED] received COC dated [REDACTED] stating " Additional trip fee of $[REDACTED] added" However we would require detail reason as to why the additional trip were added on CD dated [REDACTED]. Kindly provide detail reason for the additional trip fee added or cure due to borrower. Cure documents consist of Post CD,LOX,Copy of refund check and proof of mailing.<br>Seller Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): see attached<br>Reviewer Comment (2025-09-11): [REDACTED] received COC dated [REDACTED], however we require information why the additional trip was required. Please provide additional sufficient information or cure is required. Cure documents consist of PCCD, LOE, proof of mailing & copy of refund check.<br>Buyer Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): Please see the following: COCs (doc IDs 0354 and 0419), CD (doc ID 0359), 1073 (doc ID 0302 - signed 7/14) and invoice (doc ID 0387). Thank you! | 09/19/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | WI | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223982850 |  |  |  | 34355492 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-09-08): Document Received, Exception Cleared<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): attached | 09/08/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | WI | Second Home | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 223982850 |  |  |  | 34355720 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Desk Review Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Appraisal Desk Review Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-09-17): [REDACTED] received a valid COC.<br>Seller Comment (2025-09-17): Comment from [REDACTED]([REDACTED]): see attached<br>Reviewer Comment (2025-09-09): [REDACTED] received COC dated [REDACTED]. but it does not give sufficient information on requirements of CDA review. Please provide additional information with supporting documentation of the reason for the CDA review and what information was received that required the addition of Review fee and when was that information received. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): see CoC | 09/17/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | WI | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 223982866 |  |  |  | 34335275 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | Reviewer Comment (2025-09-08): Document Received, Exception Cleared<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): [REDACTED] MM: Please see attached document. No Corporate resolution is required. | 09/08/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | LA | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 223982866 |  |  |  | 34335276 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | Reviewer Comment (2025-09-08): Document Received, Exception Cleared<br>Seller Comment (2025-09-08): Comment from [REDACTED] ([REDACTED]): 9/8 MM: Please see attached document | 09/08/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | LA | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 223982866 |  |  |  | 34335285 |  |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. |  |  |  |  |  | Reviewer Comment (2025-09-14): Delayed purchase refinance. Required documentation provided. Allowed to 80%<br>Buyer Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): 9/9 MM: This file is delayed financing, and investor flex pink follows rate and term pricing and matrix. They acquired the property on [REDACTED], so it is within the 6 month seasoning for cash out. The max LTV in this situation would be 80%, not 75% | 09/14/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | LA | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 223982866 |  |  |  | 34335286 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. |  |  |  |  |  | Reviewer Comment (2025-09-14): Delayed purchase refinance. Required documentation provided. Allowed to 80%<br>Buyer Comment (2025-09-09): Comment from [REDACTED] ([REDACTED]): This file is delayed financing, and investor flex pink follows rate and term pricing and matrix. They acquired the property on [REDACTED], so it is within the 6 month seasoning for cash out. The max LTV in this situation would be 80%, not 75% | 09/14/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | LA | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 223983045 |  |  |  | 34342189 |  |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | Reviewer Comment (2025-09-05): Received Closing Disclosure, exception cleared.<br>Seller Comment (2025-09-04): Comment from [REDACTED] ([REDACTED]): Cash Out Refi to Borrower and Assets Reserves | 09/05/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MO | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 223983045 |  |  |  | 34342196 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  | Reviewer Comment (2025-09-05): Received Closing Disclosure, exception cleared. | 09/05/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MO | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 223983045 |  |  |  | 34343008 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-09-08): Received Approval, exception cleared.<br>Seller Comment (2025-09-05): Comment from [REDACTED] ([REDACTED]): Please see cash reserve | 09/08/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MO | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 223995455 |  |  |  | 34364801 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [REDACTED]% and $[REDACTED].<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-24): LRP credit exception approval based on 2 or more compensating factors meeting client criteria.<br>Buyer Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): Meets LRP matrix, please waive/downgrade. Fico 20+ points over minimum, reserves 6 months over minimum.<br>Reviewer Comment (2025-09-19): Received business Purpose Certificate executed post-closing. Buyer/Investor approval required for downgrade consideration.<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): Business Purpose Affid |  |  | 09/24/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | IN | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 223995455 |  |  |  | 34367434 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-09-10): Document Received, Exception Cleared<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): Loan Approval | 09/10/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | IN | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224000060 |  |  |  | 34371817 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Desk Review Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. | Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-09-12): [REDACTED] received Post CD and LOX.<br>Seller Comment (2025-09-11): Comment from [REDACTED] ([REDACTED]): The Fee was never Charged to the Borrower so we have nothing to Refund. PCCD updated<br>Reviewer Comment (2025-09-11): [REDACTED] received rebuttal, however as per final CD fee is paid by borrower. A valid Changed Circumstance with sufficient information or cure is required. Cure documents consist of PCCD, LOE, proof of mailing & copy of refund check.<br>Seller Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): The Appraisal desk review fee was paid for by the branch not the borrower | 09/12/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224000060 |  |  |  | 34371819 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[REDACTED] is over disclosed by $[REDACTED] compared to the calculated Amount Financed of $[REDACTED] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [REDACTED]). | Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[REDACTED] is over disclosed by $[REDACTED] compared to the calculated Amount Financed of $[REDACTED] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [REDACTED]). |  |  |  | Reviewer Comment (2025-09-23): [REDACTED] received Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): PCCD, Check, [REDACTED] Tracking & RTC<br>Reviewer Comment (2025-09-15): EXCEPTION HISTORY - Exception Detail was updated on [REDACTED] PRIOR Exception Detail: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[REDACTED] is over disclosed by $[REDACTED] compared to the calculated Amount Financed of $[REDACTED] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [REDACTED]. (Final/[REDACTED]) |  | 09/23/2025 |  | 2 | C | B | C | B | C | B | C | B | C | B |  | FL | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224000060 |  |  |  | 34371820 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[REDACTED] is under disclosed by $[REDACTED]compared to the calculated Finance Charge of $[REDACTED] which exceeds the $[REDACTED] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [REDACTED]). | Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[REDACTED]is under disclosed by $[REDACTED] compared to the calculated Finance Charge of $[REDACTED] which exceeds the $[REDACTED] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated[REDACTED]). |  |  |  | Reviewer Comment (2025-09-23): [REDACTED] received Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): PCCD, Check, [REDACTED]Tracking & RTC<br>Reviewer Comment (2025-09-15): EXCEPTION HISTORY - Exception Detail was updated on [REDACTED] PRIOR Exception Detail: TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[REDACTED] is under disclosed by $[REDACTED] compared to the calculated Finance Charge of $[REDACTED] which exceeds the $[REDACTED]threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [REDACTED]). (Final/[REDACTED]) |  | 09/23/2025 |  | 2 | C | B | C | B | C | B | C | B | C | B |  | FL | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224000060 |  |  |  | 34377124 |  |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title Error: Title vesting does not concur with deed |  | Mortgage shows wife and husband, while title only shows wife. |  |  |  | Reviewer Comment (2025-09-15): Signing for rights of homestead only<br>Buyer Comment (2025-09-10): Comment from [REDACTED] ([REDACTED]): Per Title we did not prepare a new deed. This came to us as a refinance transaction. No request to add a husband to warranty deed (vesting). <br> Husband [REDACTED] only acknowledged the Mortgage and the verbiage "Joined by spouse" was included on the first page with the spouse's name.<br>Let me know if there is anything else I may assist you with this transaction.<br> Thank you Best Regards, <br> [REDACTED] <br> Escrow Closer | 09/15/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Refinance - Cash-out - Other |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224020941 |  |  |  | 34398974 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of [REDACTED]% is in excess of the allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED]on a Federal Total Loan Amount of $[REDACTED]vs. an allowable total of $[REDACTED](an overage of $[REDACTED]or .[REDACTED]%). |  |  |  |  | Reviewer Comment (2025-09-15): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): Please re-state/re-test to Non QM. THank you! | 09/15/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Refinance - Cash-out - Other |  | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224020941 |  |  |  | 34398975 |  |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Itemization of Points and Fees Not Provided At Least 1 Business Day Prior to Closing - No Waiver) | Texas Constitution Section 50(a)(6): Final itemized disclosure of fees, points, costs and charges not provided to borrower at least one (1) business day prior to closing without a waiver. |  |  |  |  | Reviewer Comment (2025-09-25): Received in trailing documents.<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): Acknowledgement<br>Reviewer Comment (2025-09-17): Document provided does not confirm documents received one business day prior to loan consummation.<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): Receipt of Docs | 09/25/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Refinance - Cash-out - Other | Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224020941 |  |  |  | 34398979 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. |  |  |  | Reviewer Comment (2025-09-15): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): Please re-state/re-test to Non QM. THank you! | 09/15/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | TX | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224020941 |  |  |  | 34398981 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED] exceeds tolerance of $[REDACTED] plus [REDACTED]% or $[REDACTED]. Insufficient or no cure was provided to the borrower. | Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED] exceeds tolerance of $[REDACTED] plus [REDACTED]% or $[REDACTED]. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-10-07): [REDACTED] received PCCD, LOE, proof of mailing & copy of refund check.<br>Seller Comment (2025-10-06): Comment from [REDACTED] ([REDACTED]): Refund Package<br>Reviewer Comment (2025-09-16): [REDACTED]: The CD & COC that was provided in the trailing images was also provided in the original loan package. But the recording fee increase of $[REDACTED] from 158 on final CD and there seems to be no valid COC in the loan file for the fee was increased. Provided valid COC for the fee was increased on [REDACTED] CD or Cure would be due to borrower.<br>Seller Comment (2025-09-15): Comment from [REDACTED] ([REDACTED]): ICD and CiC |  | 10/07/2025 |  | 2 | C | B | C | B | C | B | C | B | C | B |  | TX | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224020941 |  |  |  | 34450394 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED]on a Federal Total Loan Amount of $[REDACTED]vs. an investor allowable total of $[REDACTED](an overage of $[REDACTED]or .[REDACTED]%). |  |  |  |  | Reviewer Comment (2025-09-15): Client elects to waive. |  |  | 09/15/2025 | 2 |  | B |  | B |  | B |  | B |  | B |  | TX | Primary | Refinance - Cash-out - Other | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224020941 |  |  |  | 34450395 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | Loan Designation restated. Compliance testing updated. |  |  |  | Reviewer Comment (2025-09-17): Not cleared, remains Open, EV2.<br>Buyer Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | TX | Primary | Refinance - Cash-out - Other |  | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224021067 |  |  |  | 34413584 |  |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title Error: Title vesting does not concur with deed |  | Vesting as per title report is "[REDACTED]" confirmed with Tax certificate (D0425) however security instrument reflects "[REDACTED]". |  |  |  | Reviewer Comment (2025-10-31): Received recorded mortgage with correction to borrower spelling of entity name.<br>Seller Comment (2025-10-27): Comment from [REDACTED] ([REDACTED]): Corrected mortgage | 10/31/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | IL | Investment | Refinance - Cash-out - Other |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224021071 |  |  |  | 34423471 |  |  | Credit | Guideline | Guideline Issue | Guideline | Rural property type is not permitted per Guidelines. |  | Rural properties not allowed per orange guidelines. Per approval, Doc ID 0169, loan was qualified with Orange guidelines. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [REDACTED]% and $[REDACTED]. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2025-10-23): Waived and downgraded per client email/ sheet based on available compensating factors.<br>Reviewer Comment (2025-09-16): Moved to buyer/investor queue for approval and downgrade consideration.<br>Buyer Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): 9/16 AMB: Please note that the subject property does not have any agricultural characteristics which would limit it's marketability, nor does the property indicate that it would have potential use to be a hobby farm/working farm. The subject property is in line with the other homes in the neighborhood, which are highest and best use as residential homes. |  |  | 10/23/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | FL | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224021071 |  |  |  | 34423491 |  |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | Minimum [REDACTED] DSCR for LTV to [REDACTED] % using Orange guidelines. Per approval, Doc ID 0169, loan was qualified with Orange guidelines. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [REDACTED]% and $[REDACTED]. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2025-10-23): Waived and downgraded per client email/ sheet based on available compensating factors.<br>Reviewer Comment (2025-09-16): Moved to buyer/investor queue for approval and downgrade consideration.<br>Buyer Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): 9/16 AMB: Please note that Orange product guidelines allow for a DSCR ≥ (REDACTED) with max LTV of 75% as long as the FICO is [REDACTED] or above for loans with a loan amount under $[REDACTED]. |  |  | 10/23/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | FL | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224021168 |  |  |  | 34396538 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED] exceeds tolerance of $[REDACTED] plus [REDACTED]% or $[REDACTED]. Insufficient or no cure was provided to the borrower. | Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED] exceeds tolerance of $[REDACTED] plus [REDACTED]% or $[REDACTED]. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-09-22): [REDACTED] received detailed COC dated [REDACTED].<br>Seller Comment (2025-09-19): Comment from [REDACTED] ([REDACTED]): NOLC<br>Reviewer Comment (2025-09-17): [REDACTED] received COC dated [REDACTED], however we also require information on why the settlement fee increased from $[REDACTED] to $[REDACTED]. Please provide additional sufficient information or cure of $[REDACTED] is required. Cure documents consist of PCCD, LOE, proof of mailing & copy of refund check.<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): NOLC | 09/22/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | ME | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224026923 |  |  |  | 34605353 |  |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  |  |  |  |  | Reviewer Comment (2025-10-08): Received in trailing documents.<br>Seller Comment (2025-10-06): Insurance | 10/08/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Refinance - Rate/Term |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224026923 |  |  |  | 34605423 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  | Reviewer Comment (2025-10-08): Received in trailing documents.<br>Seller Comment (2025-10-06): Bank statement with more than cash to close as current balance | 10/08/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Refinance - Rate/Term |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224026923 |  |  |  | 34606039 |  |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | Reviewer Comment (2025-10-08): Received in trailing documents.<br>Seller Comment (2025-10-06): Bank statement with more than cash to close as current balance | 10/08/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Refinance - Rate/Term |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224026923 |  |  |  | 34640660 |  |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  |  |  |  | Reviewer Comment (2025-10-08): Received in trailing documents.<br>Seller Comment (2025-10-06): Insurance | 10/08/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Refinance - Rate/Term |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224026923 |  |  |  | 34679258 |  |  | Credit | Asset | Asset Documentation | Asset | Assets Error: Borrower was not provided |  | Bank statement provided does not identify account holder. |  |  |  | Reviewer Comment (2025-10-24): Received in trailing. New exception added.<br>Seller Comment (2025-10-24): additional full statement to match to previous statement<br>Seller Comment (2025-10-24): Full Statement to Match to the Current Statement | 10/24/2025 |  |  | 1 |  | A |  | A |  | A |  | A |  | A |  | MD | Investment | Refinance - Rate/Term |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224026923 |  |  |  | 34797137 |  |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | Added following receipt of statements in trailing. Account holder is is a non-borrowing entity. Evidence of access to funds not provided. |  |  |  | Reviewer Comment (2025-10-27): Received Operating Agreement evidencing access to funds.<br>Seller Comment (2025-10-27): The Guarantor owning the Operating Agreement is proof that they have access to the funds. The "and" in the guidelines is not an additional requirement as its still part of A. The guarantor owns a 100% of the entity so he can do with the funds as he wishes. the letter stating access would be for an entity in which the guarantor didnt own a majority percentage of said entity.<br>Seller Comment (2025-10-27): Operating Agreement to use [REDACTED] as cash to close & reserves. Borrower owns the entity and has access to the funds. | 10/27/2025 |  |  | 1 |  | A |  | A |  | A |  | A |  | A |  | MD | Investment | Refinance - Rate/Term |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224026935 |  |  |  | 34746863 |  |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  |  |  |  |  | Reviewer Comment (2025-10-22): Received in trailing documents.<br>Seller Comment (2025-10-22): Insurance | 10/22/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224026935 |  |  |  | 34746899 |  |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | Missing a copy of the hazard insurance policy. Guidelines require a minimum of 6 months rent loss coverage. |  |  |  | Reviewer Comment (2025-10-22): Received in trailing documents.<br>Seller Comment (2025-10-22): Insurance | 10/22/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224026935 |  |  |  | 34746901 |  |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Total available assets of $[REDACTED] is insufficient to cover Cash From Borrower $[REDACTED]. |  |  |  | Reviewer Comment (2025-10-22): Received in trailing documents.<br>Seller Comment (2025-10-22): Bank Statements | 10/22/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224026935 |  |  |  | 34746940 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  | Reviewer Comment (2025-10-22): Received in trailing documents.<br>Seller Comment (2025-10-22): Bank Statements | 10/22/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224026935 |  |  |  | 34753166 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Appraisal reflects the lender as [REDACTED] ,while the Note lists Commercial[REDACTED]. as the lender. The appraisal transfer letter was not provided to support the transfer of the appraisal .Lender correspondence email reflects the appraisal letter was attached for review and approved but couldn't locate in file. |  |  |  | Reviewer Comment (2025-10-22): Received in trailing documents.<br>Seller Comment (2025-10-22): Appraisal Transfer Letter | 10/22/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224026935 |  |  |  | 34783785 |  |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | Added following receipt of Hazard Insurance in trailing documents. |  |  |  | Reviewer Comment (2025-10-31): Received in trailing documents.<br>Seller Comment (2025-10-30): Corrected insurance<br>Seller Comment (2025-10-30): Please find attached a letter stating we have confirmed there is no damage from the closing date to the effective date of insurance. | 10/31/2025 |  |  | 1 |  | A |  | A |  | A |  | A |  | A |  | MD | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224026956 |  |  |  | 34814964 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-11-03): Received in trailing documents.<br>Seller Comment (2025-11-03): LoanPass approval | 11/03/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224039095 |  |  |  | 34445959 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Re-Inspection Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-15): Sufficient Cure Provided At Closing |  | 09/15/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | CA | Primary | Purchase | Final CD evidences Cure | C | B | B | B | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224039095 |  |  |  | 34445960 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-15): Sufficient Cure Provided At Closing |  | 09/15/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | CA | Primary | Purchase | Final CD evidences Cure | C | B | B | B | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224039095 |  |  |  | 34445961 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. |  |  |  | Reviewer Comment (2025-09-17): [REDACTED] received CD dated [REDACTED]<br>Seller Comment (2025-09-16): Comment from [REDACTED] ([REDACTED]): attached | 09/17/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Purchase | No Defined Cure | C | B | B | B | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224039095 |  |  |  | 34448921 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Guidelines do not allow business assets to be used for asset depletion. Approved exception ([REDACTED]) is in file to allow for use of business funds for asset depletion. | Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. | Reserves > 6 months above program minimum<br>FICO > 20 points above program minimum | Originator Pre-Close,Aggregator,SitusAMC<br>SitusAMC,Originator Pre-Close,Aggregator | Reviewer Comment (2025-09-15): Exception approval provided, meets buyers waiver policy. |  |  | 09/15/2025 | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Primary | Purchase |  | C | B | B | B | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224039232 |  |  |  | 34428869 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-17): Not cleared, remains Open, EV2.<br>Buyer Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Primary | Refinance - Rate/Term |  | B | B | B | B | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224039232 |  |  |  | 34444397 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient cure provided. |  |  |  | Reviewer Comment (2025-09-13): Sufficient Cure Provided At Closing |  | 09/13/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | CA | Primary | Refinance - Rate/Term | Final CD evidences Cure | B | B | B | B | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224039232 |  |  |  | 34444398 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient cure provided. |  |  |  | Reviewer Comment (2025-09-13): Sufficient Cure Provided At Closing |  | 09/13/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | CA | Primary | Refinance - Rate/Term | Final CD evidences Cure | B | B | B | B | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224039906 |  |  |  | 34473398 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026) |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | TX | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224039907 |  |  |  | 34477098 |  |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  |  |  |  |  | Reviewer Comment (2025-09-19): Received OFAC, exception cleared.<br>Seller Comment (2025-09-18): uploaded search list from UW no hits | 09/19/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224039910 |  |  |  | 34472512 |  |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | Missing a copy of the OFAC as required by guidelines. |  |  |  | Reviewer Comment (2025-09-18): Document Received, Exception Cleared<br>Seller Comment (2025-09-18): uploaded ofac | 09/18/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224039912 |  |  |  | 34477401 |  |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  |  |  |  |  | Reviewer Comment (2025-09-18): Document Received, Exception Cleared<br>Seller Comment (2025-09-18): uploaded ofac | 09/18/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224039917 |  |  |  | 34480609 |  |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  |  |  |  |  | Reviewer Comment (2025-09-19): Received OFAC, exception cleared.<br>Seller Comment (2025-09-18): uploaded OFAC | 09/19/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224040060 |  |  |  | 34493486 |  |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | Moved to [REDACTED] for waiver and downgrade consideration. Foreign National Guarantor - no credit report provided. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [REDACTED]%. | Low LTV | Aggregator,SitusAMC | Reviewer Comment (2025-09-22): Waived and downgraded per [REDACTED] email / sheet.<br>Buyer Comment (2025-09-22): AMC - Please waive down<br>Reviewer Comment (2025-09-18): Moved to [REDACTED] for waiver and downgrade consideration. Foreign National Guarantor - no credit report provided. |  |  | 09/22/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  |  | Investment | Refinance - Cash-out - Other |  | D | B | D | B |  |  | A | A |  | N/A | No |
| 224040060 |  |  |  | 34493491 |  |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | Foreign National Guarantor - no credit report provided | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [REDACTED]%. | Low LTV | Aggregator,SitusAMC | Reviewer Comment (2025-09-22): Waived and downgraded per [REDACTED] email / sheet.<br>Buyer Comment (2025-09-22): AMC - Please waive down<br>Reviewer Comment (2025-09-18): Moved to [REDACTED] for waiver and downgrade consideration. Foreign National Guarantor - no credit report provided. |  |  | 09/22/2025 | 2 | D | B | D | B | D | B | D | B | D | B |  |  | Investment | Refinance - Cash-out - Other |  | D | B | D | B |  |  | A | A |  | N/A | No |
| 224040060 |  |  |  | 34496415 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The Guarantors are Foreign Nationals. Moved to [REDACTED]for consideration. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [REDACTED]%. | Low LTV | Aggregator,SitusAMC | Reviewer Comment (2025-09-22): Waived and downgraded per [REDACTED] email / sheet.<br>Buyer Comment (2025-09-22): AMC - Please waive down<br>Reviewer Comment (2025-09-18): Moved to [REDACTED] for consideration. |  |  | 09/22/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  |  | Investment | Refinance - Cash-out - Other |  | D | B | D | B |  |  | A | A |  | N/A | No |
| 224040763 |  |  |  | 34744584 |  |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | Reviewer Comment (2025-10-22): Received in trailing documents.<br>Seller Comment (2025-10-22): CPL | 10/22/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224040763 |  |  |  | 34744647 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  | Reviewer Comment (2025-10-22): Received in trailing documents.<br>Seller Comment (2025-10-22): Wrong file upload - reserves corrected<br>Seller Comment (2025-10-22): Reserves Breakdown | 10/22/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224040763 |  |  |  | 34755978 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | REMIC language is missing on cross-collateralized loan. |  |  |  | Reviewer Comment (2025-11-12): Updated Loan Agreement received.<br>Seller Comment (2025-11-12): REMIC Language Added<br>Seller Comment (2025-11-11): please find attached the updated loan agreement<br>Seller Comment (2025-10-23): Seller requests buyer review: This is not a guideline requirement<br>Reviewer Comment (2025-10-22): Please reach out to [REDACTED] for additional information on this exception.<br>Seller Comment (2025-10-22): THIS IS NOT A GUIDELINE REQUIREMENT | 11/12/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224047102 |  |  |  | 34449256 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated [REDACTED] was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. |  |  |  |  | Reviewer Comment (2025-09-19): [REDACTED] received e-consent dated [REDACTED]<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): E-consent uploaded! | 09/19/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | WI | Second Home | Purchase |  | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224047102 |  |  |  | 34449296 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The HOA has outstanding repairs on 21 balconies of 63. The outstanding repairs are not structural and seem to normal maintenance. The unit owners are responsible for their balconies. Lender exception in file. Seller approval required. |  |  |  | Reviewer Comment (2025-10-23): received inspection report and invoice<br>Seller Comment (2025-10-22): Comment from [REDACTED] ([REDACTED]): Response from HOA Inspector | 10/23/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | WI | Second Home | Purchase |  | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224048016 |  |  |  | 34447984 |  |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title Error: Title vesting does not concur with deed |  | The Security Instrument reflects [REDACTED] as the borrower but should state[REDACTED] as shown on the Limited Warranty Deed. |  |  |  | Reviewer Comment (2025-11-10): Received Scrivener's Affidavit with proof of recording, correcting Security Instrument.<br>Seller Comment (2025-11-07): Comment from [REDACTED] ([REDACTED]): GL - We were able to file an Affidavit of Scrivener's Error to correct the error instead of re-executing the Security Instrument. It was accepted by the Georgia recording office. | 11/10/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224048185 |  |  |  | 34446778 |  |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  |  |  |  |  | Reviewer Comment (2025-09-18): Updated Short Term Calculation details, exception cleared.<br>Buyer Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): 9/17 CW: Short term rental calculation was used, DSCR should be (REDACTED) | 09/18/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Investment | Refinance - Rate/Term |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224048475 |  |  |  | 34471891 |  |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED]. | Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED]. |  |  |  | Reviewer Comment (2025-09-22): Received Final Settlement Statement and PCCD with LOE to borrower. Disbursement date confirmed. Loan is RTC compliant.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): final settlement stmt and PCCD | 09/22/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | C | B | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224048475 |  |  |  | 34471928 |  |  | Credit | Income / Employment | Income Documentation | Income / Employment | The verification of employment is required and was not found in file. |  | Borrower employment [REDACTED],verification document not provided to verify start date of employment. |  |  |  | Reviewer Comment (2025-09-19): Received Verification of Employment within 10 business days of Note, exception cleared.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): VOE | 09/19/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Refinance - Cash-out - Other |  | C | B | C | B | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224048475 |  |  |  | 34471929 |  |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  | Borrower employment [REDACTED],verification document not provided to verify start date of employment. |  |  |  | Reviewer Comment (2025-09-19): Received Verification of Employment within 10 business days of Note, exception cleared.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): VOE | 09/19/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Refinance - Cash-out - Other |  | C | B | C | B | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224048475 |  |  |  | 34478389 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-17): Not cleared. Remains Open, EV2.<br>Buyer Comment (2025-09-17): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other |  | C | B | C | B | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224058321 |  |  |  | 34477564 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception approval in file to allow subject to proceed with income 7 REO'S. Noted compensating factors: exceeds minimum reserves of 6 months and time on current job 9 years. Seller approval required. | Borrower has been employed in the same industry for more than REDACTED] years.<br>Borrower has verified disposable income of at least $REDACTED].<br>Borrower has worked in the same position for more than REDACTED] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [REDACTED]% and $[REDACTED].<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-25): Waive and downgrade per client email [REDACTED] |  |  | 09/25/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | GA | Investment | Purchase |  | C | B | C | B | A | A | A | A | N/A | N/A | No |
| 224058321 |  |  |  | 34487409 |  |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Power of Attorney (POA) not provided |  | File is missing the executed POA forms from the 3 co-borrowers that were not present at closing. |  |  |  | Reviewer Comment (2025-09-19): Received Power of Attorney, exception cleared.<br>Seller Comment (2025-09-18): Comment from [REDACTED] ([REDACTED]): POAs | 09/19/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Investment | Purchase |  | C | B | C | B | A | A | A | A | N/A | N/A | No |
| 224065251 |  |  |  | 34645602 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  |  |  |  |  | Reviewer Comment (2025-10-21): Received in trailing documents.<br>Seller Comment (2025-10-21): Agreement | 10/21/2025 |  |  | 1 | D | A | D | A | D | A | D | A | D | A |  | MD | Investment | Refinance - Rate/Term |  | D | A | D | A |  |  | A | A |  | N/A | No |
| 224065251 |  |  |  | 34645605 |  |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  |  |  |  |  | Reviewer Comment (2025-10-09): Received in trailing documents.<br>Seller Comment (2025-10-08): Insurance | 10/09/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Refinance - Rate/Term |  | D | A | D | A |  |  | A | A |  | N/A | No |
| 224065251 |  |  |  | 34645612 |  |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  |  |  |  | Reviewer Comment (2025-10-09): Received in trailing documents.<br>Seller Comment (2025-10-08): Insurance | 10/09/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Refinance - Rate/Term |  | D | A | D | A |  |  | A | A |  | N/A | No |
| 224065251 |  |  |  | 34645617 |  |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Reserve not required |  |  |  | Reviewer Comment (2025-10-09): Received in trailing documents.<br>Seller Comment (2025-10-08): Bank statement showing over (REDACTED) balance. | 10/09/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Refinance - Rate/Term |  | D | A | D | A |  |  | A | A |  | N/A | No |
| 224065251 |  |  |  | 34694002 |  |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | Asset documentation is from non-borrowing entity. Evidence of access to funds required. |  |  |  | Reviewer Comment (2025-10-21): Received in trailing documents.<br>Seller Comment (2025-10-21): The borrower on the documents is [REDACTED]. The picture clearly states that is the owner of the account. The same owner owns [REDACTED] Buyers and has cash reserves from that business that should be considered as access to funds and has been previously provided.<br>Reviewer Comment (2025-10-20): Received same asset documentation from non-borrowing entity. Evidence of access to funds required.<br>Seller Comment (2025-10-20): Funds Available | 10/21/2025 |  |  | 1 |  | A |  | A |  | A |  | A |  | A |  | MD | Investment | Refinance - Rate/Term |  | D | A | D | A |  |  | A | A |  | N/A | No |
| 224092450 |  |  |  | 34496463 |  |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  | Secondary valuation not provided on these loans. |  |  |  | Reviewer Comment (2025-09-24): Received CDA, Exception cleared.<br>Seller Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): CDA | 09/24/2025 |  |  | 1 | D | A | D | A | D | A | D | A | D | A |  | AL | Second Home | Purchase |  | D | A | C | A | A | A | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224092450 |  |  |  | 34499921 |  |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  |  |  |  |  | Reviewer Comment (2025-10-20): Received agent attestation letter confirming coverage effective [REDACTED]<br>Seller Comment (2025-10-17): Comment from [REDACTED] ([REDACTED]): Gap letter<br>Reviewer Comment (2025-09-25): Please reach out to LRP for additional information or credit exception approval.<br>Buyer Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): Insurance agent says he is not able to back date the evidence of insurance. Could you please tell me our curative options? | 10/20/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | AL | Second Home | Purchase |  | D | A | C | A | A | A | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224092458 |  |  |  | 34496195 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of [REDACTED]% is in excess of the allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED]on a Federal Total Loan Amount of $[REDACTED]vs. an allowable total of $[REDACTED](an overage of $[REDACTED]or .[REDACTED]%). |  |  |  |  | Reviewer Comment (2025-09-23): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): Please re-state/re-test to Non QM. Thank you! | 09/23/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NC | Primary | Refinance - Cash-out - Other |  | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224092458 |  |  |  | 34496251 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. |  |  |  | Reviewer Comment (2025-09-23): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): Please re-state/re-test to Non QM. Thank you! | 09/23/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | NC | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224092458 |  |  |  | 34496252 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Origination Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. $[REDACTED]over legal limit. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Loan Origination Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-10-07): [REDACTED] received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Seller Comment (2025-10-06): Comment from [REDACTED] ([REDACTED]): Refund package |  | 10/07/2025 |  | 2 | C | B | C | B | C | B | C | B | C | B |  | NC | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224092458 |  |  |  | 34528044 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED]on a Federal Total Loan Amount of $[REDACTED]vs. an investor allowable total of $[REDACTED](an overage of $[REDACTED]or .[REDACTED]%). |  |  |  |  | Reviewer Comment (2025-09-23): Client elects to waive. |  |  | 09/23/2025 | 2 |  | B |  | B |  | B |  | B |  | B |  | NC | Primary | Refinance - Cash-out - Other | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224092458 |  |  |  | 34528045 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | Loan Designation restated. Compliance testing updated. |  |  |  | Reviewer Comment (2025-09-24): Remains Open, EV2.<br>Buyer Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | NC | Primary | Refinance - Cash-out - Other |  | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224092470 |  |  |  | 34521305 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED]exceeds tolerance of $[REDACTED] plus [REDACTED]% or $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-22): Sufficient Cure Provided At Closing |  | 09/22/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | CT | Primary | Purchase | Final CD evidences Cure | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224092558 |  |  |  | 34496092 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  |  |  |  | Reviewer Comment (2025-10-01): Document Received, Exception cleared<br>Seller Comment (2025-10-01): Comment from [REDACTED] ([REDACTED]): PDI Report - no damage<br>Reviewer Comment (2025-09-22): PDI required.<br>Seller Comment (2025-09-22): Comment from [REDACTED] ([REDACTED]): No Fema Disasters prior to 8/22/2025 | 10/01/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | WI | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224092670 |  |  |  | 34497785 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-19): Sufficient Cure Provided At Closing |  | 09/19/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | CA | Primary | Purchase | Final CD evidences Cure | B | B | B | B | A | A | A | A | Non QM | Non QM | Yes |
| 224092670 |  |  |  | 34497786 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Comparable Rent Schedule. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-19): Sufficient Cure Provided At Closing |  | 09/19/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | CA | Primary | Purchase | Final CD evidences Cure | B | B | B | B | A | A | A | A | Non QM | Non QM | Yes |
| 224092670 |  |  |  | 34519277 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-24): Remains Open, EV2.<br>Buyer Comment (2025-09-24): Comment from[REDACTED] ([REDACTED]): Cleared - b |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Primary | Purchase |  | B | B | B | B | A | A | A | A | Non QM | Non QM | No |
| 224098428 |  |  |  | 34839052 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | Reviewer Comment (2025-11-03): Received in trailing documents.<br>Seller Comment (2025-11-03): Entity Search | 11/03/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | OH | Investment | Refinance - Rate/Term |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224101496 |  |  |  | 34513247 |  |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  |  |  |  |  | Reviewer Comment (2025-10-08): Received in trailing docs.<br>Seller Comment (2025-10-07): Comment from [REDACTED]([REDACTED]): 10/7 tm: attached | 10/08/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | IN | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224101734 |  |  |  | 34515335 |  |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Rider - Other not provided |  | File is missing the GA Acknowledgment of Borrower Rights Rider. |  |  |  | Reviewer Comment (2025-09-24): Document Received, Exception cleared<br>Seller Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): Rider | 09/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Primary | Purchase |  | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224101734 |  |  |  | 34515336 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2025-10-28): Received Final 1003, exception cleared.<br>Seller Comment (2025-10-27): Comment from [REDACTED] ([REDACTED]): Signed 1003<br>Reviewer Comment (2025-09-25): Received unsigned application<br>Seller Comment (2025-09-23): Comment from [REDACTED] ([REDACTED]): Final 1003 | 10/28/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Primary | Purchase |  | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224101780 |  |  |  | 34513577 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-10-03): Document Received, Exception cleared<br>Seller Comment (2025-10-03): Comment from [REDACTED] ([REDACTED]): Loan Approval | 10/03/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Refinance - Rate/Term |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224101780 |  |  |  | 34513578 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | Reviewer Comment (2025-10-03): Document Received, Exception cleared<br>Seller Comment (2025-10-03): Comment from [REDACTED] ([REDACTED]): Business Purpose Affidavit | 10/03/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Refinance - Rate/Term |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224101780 |  |  |  | 34513581 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  |  |  |  |  | Reviewer Comment (2025-10-03): Document Received, Exception cleared<br>Seller Comment (2025-10-03): Comment from [REDACTED] ([REDACTED]): Personal ID | 10/03/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Refinance - Rate/Term |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224101780 |  |  |  | 34513586 |  |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Current dwelling coverage of $[REDACTED] is insufficient by $[REDACTED] in order to cover the lessor of the loan amount of $[REDACTED] or estimated cost new of $[REDACTED] on appraisal. Replacement Cost Estimator is not provided to support the coverage amount. |  |  |  | Reviewer Comment (2025-10-07): Received FL Checklist of Coverage.<br>Seller Comment (2025-10-07): Comment from [REDACTED] ([REDACTED]): HOI Checklist of Coverage<br>Reviewer Comment (2025-10-06): Received letter from agent confirming loss settlement is "up to Coverage A" which is $[REDACTED]. Amount of coverage is insufficient to cover loan amount or cost new per appraisal. RCE not provided.<br>Seller Comment (2025-10-03): Comment from [REDACTED] ([REDACTED]): HOI RCE | 10/07/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Refinance - Rate/Term |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224101780 |  |  |  | 34513617 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Non-Owner Occupancy Declaration not provided |  |  |  |  |  | Reviewer Comment (2025-10-03): Document Received, Exception cleared<br>Seller Comment (2025-10-03): Comment from [REDACTED] ([REDACTED]): Occupancy Certifications | 10/03/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Refinance - Rate/Term |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224102184 |  |  |  | 34787653 |  |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Missing Doc) Missing Note Addendum: Note P&I does not match calculated P&I |  | Section 2.2 of the Promissory Note reflects an incorrect amount for P&I payment. Actual P&I used for qualifying and DSCR calculation. |  |  |  | Reviewer Comment (2025-11-10): Received fully executed Addendum to the Promissory Note correcting the P&I payment in Section 2.2.<br>Seller Comment (2025-11-10): Addendum | 11/10/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | OH | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224113891 |  |  |  | 34517926 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED]on a Federal Total Loan Amount of $[REDACTED]vs. an investor allowable total of $[REDACTED](an overage of $[REDACTED]or .[REDACTED]%). |  |  |  |  | Reviewer Comment (2025-09-24): Client elects to waive. |  |  | 09/24/2025 | 2 | B | B | B | B | B | B | B | B | B | B |  | GA | Primary | Purchase | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | C | B | C | A | C | B | A | A | Non QM | Non QM | Yes |
| 224113891 |  |  |  | 34517933 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Revised Loan Estimate Timing Before Closing | TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on [REDACTED] not received by borrower at least four (4) business days prior to closing. | Verification of earlier borrower receipt of the revised Loan Estimate is missing from the file. |  |  |  | Reviewer Comment (2025-10-15): [REDACTED] received disclosure summary for revised LE.<br>Seller Comment (2025-10-14): Comment from [REDACTED] ([REDACTED]): TF 10/14 Please see the attached TRID Disclosure History and initial Loan Estimate that shows the borrower was sent the initial Loan Estimate on [REDACTED] and consented to it on [REDACTED]. This meets the 4 business day cool off before the closing date of [REDACTED]. | 10/15/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Primary | Purchase | No Defined Cure | C | B | C | A | C | B | A | A | Non QM | Non QM | No |
| 224113891 |  |  |  | 34542653 |  |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  |  |  |  |  | Reviewer Comment (2025-10-06): Received in trailing documents.<br>Seller Comment (2025-10-06): Comment from [REDACTED] ([REDACTED]): [REDACTED] - (REDACTED): Please see attached. | 10/06/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Primary | Purchase |  | C | B | C | A | C | B | A | A | Non QM | Non QM | No |
| 224115632 |  |  |  | 34524700 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Need Business Purpose Certificate duly signed and dated. |  |  |  | Reviewer Comment (2025-09-25): Document Received, Exception cleared<br>Seller Comment (2025-09-25): Comment from [REDACTED] ([REDACTED]): Business Purpose | 09/25/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | SD | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224115632 |  |  |  | 34531051 |  |  | Credit | Guideline | Guideline Issue | Guideline | Minimum of 600 square feet of gross living area required per company guidelines. |  | Property square footage of [REDACTED] does not meet guideline requirement of [REDACTED]. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [REDACTED]% and $[REDACTED].<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-24): LRP credit exception approval based on 2 or more compensating factors meeting client criteria.<br>Buyer Comment (2025-09-24): Comment from [REDACTED] ([REDACTED]): Meets LRP matrix, please waive/downgrade. FICO 20+ points over minimum and reserves six months over minimum. |  |  | 09/24/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | SD | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224130322 |  |  |  | 34525424 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of [REDACTED]% is in excess of the allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED]on a Federal Total Loan Amount of $[REDACTED] vs. an allowable total of $(REDACTED) (an overage of $[REDACTED]or .[REDACTED]%). |  |  |  |  | Reviewer Comment (2025-09-26): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-09-26): Comment from [REDACTED]([REDACTED]): Please re-state/re-test to Non QM. THank you! | 09/26/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | AZ | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224130322 |  |  |  | 34525426 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail.<br> Remove/Clear Exceptions |  |  |  | Reviewer Comment (2025-09-26): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-09-26): Comment from [REDACTED] ([REDACTED]): Please re-state/re-test to Non QM. THank you! | 09/26/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | AZ | Primary | Purchase | Lender to provide updated ATR/QM status | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224130322 |  |  |  | 34558122 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Guidelines referenced on 1008 have not been provided for review. Loan was reviewed to [REDACTED] guidelines. 1008 references guidelines dated [REDACTED]. Guideline updates must be provided to [REDACTED] directly for approval and upload to [REDACTED], do not load to exception |  |  |  | Reviewer Comment (2025-10-10): Received updated guidelines, loan reviewed. | 10/10/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | AZ | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224130322 |  |  |  | 34583367 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED]vs. an investor allowable total of $[REDACTED](an overage of $[REDACTED] or .[REDACTED]%). |  |  |  |  | Reviewer Comment (2025-09-26): Client elects to waive. |  |  | 09/26/2025 | 2 |  | B |  | B |  | B |  | B |  | B |  | AZ | Primary | Purchase | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224130322 |  |  |  | 34583368 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | Loan Designation restated. Compliance testing updated. |  |  |  | Reviewer Comment (2025-09-29): Remains open, EV2.<br>Buyer Comment (2025-09-29): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | AZ | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224130396 |  |  |  | 34548380 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-09-29): Remains open, EV2.<br>Buyer Comment (2025-09-29): Comment from [REDACTED]([REDACTED]): Cleared - b |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Investment | Purchase |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224130396 |  |  |  | 34559403 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Non Warrantable Condotel. Property Manager does not have individual property manager holding designations such as CAM or CPM required per guidelines. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [REDACTED]% and $[REDACTED].<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-25): LRP credit exception approval based on 2 or more compensating factors meeting client criteria. |  |  | 09/25/2025 | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Investment | Purchase |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224130421 |  |  |  | 34534168 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-09-26): Received Approval document, Exception cleared.<br>Seller Comment (2025-09-26): Comment from [REDACTED] ([REDACTED]): Please see UW DECISION | 09/26/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Primary | Refinance - Cash-out - Other |  | C | B | C | B | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224130421 |  |  |  | 34534225 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of (REDACTED)% is in excess of the allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an allowable total of $[REDACTED] (an overage of $[REDACTED] or .[REDACTED]%). |  |  |  |  | Reviewer Comment (2025-09-26): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-09-26): Comment from [REDACTED] ([REDACTED]): Please retest to non qm | 09/26/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Primary | Refinance - Cash-out - Other |  | C | B | C | B | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224130421 |  |  |  | 34534226 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-23): Sufficient Cure Provided At Closing |  | 09/23/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | GA | Primary | Refinance - Cash-out - Other | Final CD evidences Cure | C | B | C | B | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224130421 |  |  |  | 34534237 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. |  |  |  | Reviewer Comment (2025-09-26): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-09-26): Comment from [REDACTED] ([REDACTED]): Please retest to Non QM | 09/26/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | GA | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | B | C | B | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224130421 |  |  |  | 34534266 |  |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. |  | Borrower has been employed in the same industry for more than REDACTED] years.<br>Borrower has verified disposable income of at least $REDACTED].<br>Borrower has worked in the same position for more than [REDACTED] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>The qualifying DTI on the loan is at least [REDACTED]% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-09-29): (REDACTED) credit exception approval based on 2 or more compensating factors meeting client criteria.<br>Buyer Comment (2025-09-29): Comment from [REDACTED] ([REDACTED]): In this situation, the (REDACTED) Matrix doesn't require any comp factors. However, same employment exceeds 5 years. Please revisit.<br>Reviewer Comment (2025-09-26): Please provide compensating factors for downgrade consideration.<br>Buyer Comment (2025-09-26): Comment from [REDACTED] ([REDACTED]): Please waive downgrade based on (REDACTED) matrix, meets (REDACTED) guidelines- |  |  | 09/29/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | GA | Primary | Refinance - Cash-out - Other |  | C | B | C | B | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224130421 |  |  |  | 34534267 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. |  | Borrower has been employed in the same industry for more than REDACTED] years.<br>Borrower has verified disposable income of at least $REDACTED].<br>Borrower has worked in the same position for more than [REDACTED] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>The qualifying DTI on the loan is at least [REDACTED]% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-10-01): (REDACTED) credit exception approval based on 2 or more compensating factors meeting client criteria.<br>Buyer Comment (2025-09-30): Comment from [REDACTED] ([REDACTED]): In this situation, the (REDACTED) Matrix doesn't require any comp factors. However, same employment exceeds 5 years. Please revisit.<br>Reviewer Comment (2025-09-29): received exception request - please reach out to (REDACTED) for an additional information and/or exception<br>Seller Comment (2025-09-29): Comment from [REDACTED] ([REDACTED]): Please see exception request.<br>Reviewer Comment (2025-09-26): Please provide compensating factors for downgrade consideration.<br>Buyer Comment (2025-09-26): Comment from [REDACTED] ([REDACTED]): Please waive downgrade, meets (REDACTED) matrix, meets (REDACTED) guidelines |  |  | 10/01/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | GA | Primary | Refinance - Cash-out - Other |  | C | B | C | B | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224130421 |  |  |  | 34552017 |  |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2025-10-13): Received borrower attestation confirming receipt of appraisal on [REDACTED]. Compliance testing updated.<br>Seller Comment (2025-10-13): Comment from [REDACTED] ([REDACTED]): Please see copy of email from borrower confirming appraisal receipt<br>Reviewer Comment (2025-10-10): Received additional copy of delivery to borrower on [REDACTED]. Mailbox Rule applied. Borrower is considered to have received appraisal on [REDACTED]. Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation.<br>Seller Comment (2025-10-09): Comment from [REDACTED] ([REDACTED]): Please see Appraisal confirmation | 10/13/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Primary | Refinance - Cash-out - Other |  | C | B | C | B | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224130421 |  |  |  | 34552018 |  |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-10-13): Received borrower attestation confirming receipt of appraisal on [REDACTED]. Compliance testing updated.<br>Buyer Comment (2025-10-13): Comment from [REDACTED] ([REDACTED]): Email from borrower uploaded<br>Reviewer Comment (2025-10-10): Received additional copy of delivery to borrower on [REDACTED]. Mailbox Rule applied. Borrower is considered to have received appraisal on [REDACTED]. Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation.<br>Seller Comment (2025-10-09): Comment from [REDACTED] ([REDACTED]): Please see appraisal receipt | 10/13/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Primary | Refinance - Cash-out - Other |  | C | B | C | B | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224130421 |  |  |  | 34583419 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an investor allowable total of $[REDACTED] (an overage of $[REDACTED] or .[REDACTED]%). |  |  |  |  | Reviewer Comment (2025-09-26): Client elects to waive. |  |  | 09/26/2025 | 2 |  | B |  | B |  | B |  | B |  | B |  | GA | Primary | Refinance - Cash-out - Other | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | C | B | C | B | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224130421 |  |  |  | 34583420 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | Loan Designation restated. Compliance testing updated. |  |  |  | Reviewer Comment (2025-09-29): Remains open, EV2.<br>Buyer Comment (2025-09-29): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | GA | Primary | Refinance - Cash-out - Other |  | C | B | C | B | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224130426 |  |  |  | 34541289 |  |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2025-11-07): Per client email [REDACTED] okay to waive<br>Reviewer Comment (2025-11-07): EXCEPTION HISTORY - Exception Explanation was updated on [REDACTED] PRIOR Exception Explanation: Calculated Debt Service Coverage Ratio (Subject DSCR) of 0.86 does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) 1.00.<br>Reviewer Comment (2025-10-15): Please reach out to LRP for credit exception approval. Unit 1 =[REDACTED], Unit 2 = [REDACTED], Unit 3 = [REDACTED] and unit 4 = [REDACTED] Total income using lower of in place or market rent = $[REDACTED]<br>Buyer Comment (2025-10-15): Comment from [REDACTED] ([REDACTED]): 10/15 tm: The appraisal supports a monthly income of $[REDACTED] for the subject property and the leases support $[REDACTED]. A monthly income of $[REDACTED] should be used for qualification.<br>Reviewer Comment (2025-10-13): Unit 1 = [REDACTED], Unit 2 = [REDACTED], Unit 3 = [REDACTED] and unit 4 = [REDACTED] Total income using lower of in place or market rent = $[REDACTED]<br>Buyer Comment (2025-10-10): Comment from [REDACTED] ([REDACTED]): 10/10 tm: How is $[REDACTED] being calculated? Please provide a breakdown.<br>Reviewer Comment (2025-10-09): Lower of in-place or market rent used for qualifying income.<br>Buyer Comment (2025-10-08): Comment from [REDACTED] ([REDACTED]): 10/8 TM: UWM agrees with PITIA calculation. Discrepancy is due to rental income calculation. How is the rental income being calculated? The leases support $[REDACTED] while the 1025 supports $[REDACTED].<br>Reviewer Comment (2025-10-07): P&I = [REDACTED], taxes = [REDACTED], Insurance = [REDACTED]. Total income [REDACTED].<br>Buyer Comment (2025-10-07): Comment from [REDACTED] ([REDACTED]): 10/7 tm: Please provide breakdown of PITIA and amount of rental income being used to resolve discrepancy. |  |  | 11/07/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | CA | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224130426 |  |  |  | 34544415 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  | Missing tax Certificate or verification of taxes from Settlement Agent. DSCR calculation subject to change. |  |  |  | Reviewer Comment (2025-10-07): Confirmed 1.25%<br>Buyer Comment (2025-10-07): Comment from [REDACTED] ([REDACTED]): 10/7 tm: The subject property was recently acquired so 1.25% of the appraised value was used to estimate the taxes since the property is located in California which reassess taxes when ownership changes. 1.25% x $[REDACTED] = $[REDACTED] annually | 10/07/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224130646 |  |  |  | 34534217 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The appraisal does not appear to support the appraised value of $[REDACTED]. There are 3 comparable sales provided on the appraisal in file and their adjusted sale prices are $[REDACTED], $[REDACTED], and $[REDACTED]. |  |  |  | Reviewer Comment (2025-10-27): Updated appraisal received with appraiser commentary confirming site adjustments not required and value is supported.<br>Seller Comment (2025-10-24): Please see the attached corrected appraisal<br>Reviewer Comment (2025-10-08): This exception does not apply to "sale prices". The exception pertains to the "adjusted sale prices of comparables" which are found at the bottom of the grid. These reconciled prices do not support a value of $[REDACTED]<br>Seller Comment (2025-10-07): Here is a snip from page 3 showing where it says sales price and lists it out for each comparable<br>Reviewer Comment (2025-09-24): The values referenced in the appraisal are the "Adjusted Sale Prices of Comparables". Meaning the values after adjustments for differences when compared the subject property - not the sale prices.<br>Seller Comment (2025-09-24): Please re look at the appraisal. Comp 1 sale price is [REDACTED] comp 2 is [REDACTED] and comp 3 is [REDACTED] | 10/27/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MO | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224130763 |  |  |  | 34547502 |  |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. AVM supports value. Vendor/FSD do not meet Fitch criteria. Sec ID: 10 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-03-03): EV2<br>Reviewer Comment (2025-09-30): Moved to [REDACTED] for waiver consideration of EV2. |  |  | 03/03/2026 | 2 | A | A | D | D | A | A | A | A | A | A |  | OH | Investment | Refinance - Cash-out - Other |  | D | D | A | A |  |  | D | D |  | N/A | No |
| 224138537 |  |  |  | 34547133 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of [REDACTED]% is in excess of the allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an allowable total of $[REDACTED] (an overage of $[REDACTED] or .[REDACTED]%). |  |  |  |  | Reviewer Comment (2025-09-30): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-09-30): Comment from [REDACTED] ([REDACTED]): Please re-state/re-test to Non QM. Thank you! | 09/30/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Purchase |  | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224138537 |  |  |  | 34547135 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR). |  |  |  | Reviewer Comment (2025-09-30): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-09-30): Comment from [REDACTED] ([REDACTED]): Please re-state/re-test to Non QM. Thank you! | 09/30/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | TX | Primary | Purchase | Lender to provide updated ATR/QM status | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224138537 |  |  |  | 34601235 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an investor allowable total of $[REDACTED] (an overage of $[REDACTED] or .[REDACTED]%). |  |  |  |  | Reviewer Comment (2025-09-30): Client elects to waive. |  |  | 09/30/2025 | 2 |  | B |  | B |  | B |  | B |  | B |  | TX | Primary | Purchase | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224138537 |  |  |  | 34601237 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | Loan Designation restated. Compliance testing updated. |  |  |  |  |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | TX | Primary | Purchase |  | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224138630 |  |  |  | 34575591 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note Addendum - Prepayment not provided |  |  |  |  |  | Reviewer Comment (2025-09-30): Document Received, Exception Cleared<br>Seller Comment (2025-09-30): Comment from [REDACTED] ([REDACTED]): Note addendum | 09/30/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | Yes |
| 224140106 |  |  |  | 34575019 |  |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided. |  |  |  |  |  | Reviewer Comment (2025-10-06): Alternate documentation provided for 442. Roof inspection provided<br>Seller Comment (2025-10-02): Comment from [REDACTED] ([REDACTED]): 10/2 MM: The appraisal shows that the house is subject to an inspection. Please see attached property inspection reports. | 10/06/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | IL | Investment | Refinance - Cash-out - Other |  | C | A | A | A |  |  | C | A |  | N/A | No |
| 224140948 |  |  |  | 34768203 |  |  | Credit | Business Purpose | General | Business Purpose | Missing Document: Spousal Consent not provided. |  | The guarantor is married and the subject property is located in a Community Property State ([REDACTED]). The spousal consent was not provided as required by guidelines. |  |  |  | Reviewer Comment (2025-11-03): Section 6.9.1 does not appear to be limited to just primary/non-business purpose loans.<br>Seller Comment (2025-11-03): (Rate Lock) 11/3 Submitted rebuttal | 11/03/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Investment | Refinance - Rate/Term |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224140948 |  |  |  | 34786318 |  |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible borrower per guidelines. |  | Guidelines do not allow for entity borrowers | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2025-11-25): Client email [REDACTED] downgrade and waive<br>Reviewer Comment (2025-11-12): Have not received updated guidelines, buyer review required<br>Seller Comment (2025-11-07): (Rate Lock) Submitted another rebuttal with updated guidelines. This should now clear the finding. Thank you!<br>Reviewer Comment (2025-11-03): Note is signed on behalf of entity, not allowed per guidelines. Buyer to review<br>Seller Comment (2025-11-03): (Rate Lock) 11/3- Submitted Guideline rebuttal |  |  | 11/25/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | TX | Investment | Refinance - Rate/Term |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224145098 |  |  |  | 34593991 |  |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Update/recertification of value is more than 4 months old at the time of origination. |  |  |  |  |  | Reviewer Comment (2025-10-07): Received 442 - Certificate of Completion, exception cleared.<br>Seller Comment (2025-10-06): Comment from [REDACTED] ([REDACTED]): Revised 1004D | 10/07/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | AL | Second Home | Refinance - Rate/Term |  | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224145098 |  |  |  | 34593992 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED]exceeds tolerance of $[REDACTED] plus [REDACTED]% or $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-29): Sufficient Cure Provided At Closing |  | 09/29/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | AL | Second Home | Refinance - Rate/Term | Final CD evidences Cure | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224148367 |  |  |  | 34577182 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-10-01): Remains Open, EV2, Informational.<br>Buyer Comment (2025-10-01): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Primary | Purchase |  | C | B | B | B | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224148367 |  |  |  | 34577343 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure No Seller Paid Fees Primary Residence First Lien | TRID Final Closing Disclosure [REDACTED] on a first lien purchase transaction did not disclose any Seller paid fees/charges on page 2. | Seller paid fees on the seller's closing disclosure are not consistent with those reflected on the borrower's final closing disclosure. |  |  |  | Reviewer Comment (2025-10-02): [REDACTED] received Letter of explanation and Corrected Closing disclosure.<br>Seller Comment (2025-10-01): Comment from [REDACTED] ([REDACTED]): PCCD correcting Seller Fees |  | 10/02/2025 |  | 2 | C | B | C | B | C | B | C | B | C | B |  | CA | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure | C | B | B | B | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224148367 |  |  |  | 34577356 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Income and Assets - Restricted Stock Units (RSU) Income | General QM: Use of Restricted Stock Units (RSU) income requirements not met. | The borrower's RSU income documentation was missing from the file. Please provide the most 2 years recent equivalent documentation with income for review. |  |  |  | Reviewer Comment (2025-10-03): Updated income upon receipt of docs<br>Seller Comment (2025-10-01): Comment from [REDACTED] ([REDACTED]): Per UW:<br>Borrower recently started with current employer, (REDACTED) ([REDACTED]) and has a history of receiving RSU income. <br>Documentation in file:<br>Prior job: [REDACTED]: we have the 2023 and 2024 year end paystubs and tax statements which shows the RSU p(REDACTED)eeds for both years along with the #of shares that vested. The # of shares vested in 23/24 is [REDACTED] the 200 day share price being $[REDACTED] equates to $[REDACTED]/mo (figure used for qualifying) <br>Current job: (REDACTED), start date [REDACTED]: we have the RSU award agreement dated [REDACTED] showing [REDACTED]shares awarded vesting every 6mo's over the next 4yrs or 1114 (two yr total) shares equates to [REDACTED]/mo. <br>The 2023 year end paystub supports RSU's of $[REDACTED] and 2024: $[REDACTED], a two yr avg = $[REDACTED]/mo<br>Since the previous employment RSU's is less than what the borrower is receiving with the current employer I used the more conservative figure from the previous employer. I followed the Edge RSU program guidelines when borrower has just recently started with a new employer and has a history of receiving RSU's.<br>All the documentation I have noted here is in the loan file. | 10/03/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Purchase |  | C | B | B | B | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224148367 |  |  |  | 34577357 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | The borrower's RSU income documentation was missing from the file. Please provide the most 2 years recent equivalent documentation with income for review. |  |  |  | Reviewer Comment (2025-10-03): Updated income upon receipt of docs<br>Buyer Comment (2025-10-02): Comment from [REDACTED] ([REDACTED]): Please see the other TD as well-Per UW: Borrower recently started with current employer, (REDACTED) ([REDACTED]) and has a history of receiving RSU income. Documentation in file: Prior job: Renesas: we have the 2023 and 2024 year end paystubs and tax statements which shows the RSU p(REDACTED)eeds for both years along with the #of shares that vested. The # of shares vested in 23/24 is [REDACTED] the 200 day share price being $[REDACTED] equates to $[REDACTED]/mo (figure used for qualifying) Current job: (REDACTED), start date [REDACTED]: we have the RSU award agreement dated [REDACTED] showing [REDACTED]shares awarded vesting every 6mo's over the next 4yrs or 1114 (two yr total) shares equates to [REDACTED]/mo. The 2023 year end paystub supports RSU's of $[REDACTED] and 2024: $[REDACTED], a two yr avg = $[REDACTED]/mo Since the previous employment RSU's is less than what the borrower is receiving with the current employer I used the more conservative figure from the previous employer. I followed the Edge RSU program guidelines when borrower has just recently started with a new employer and has a history of receiving RSU's. All the documentation I have noted here is in the loan file. | 10/03/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | CA | Primary | Purchase | Lender to provide updated ATR/QM status | C | B | B | B | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224148819 |  |  |  | 34579959 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | Reviewer Comment (2025-10-03): Document Received, Exception cleared<br>Seller Comment (2025-10-03): Comment from [REDACTED] ([REDACTED]): business purpose | 10/03/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224148819 |  |  |  | 34579960 |  |  | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  |  |  |  |  | Reviewer Comment (2025-10-03): Document Received, Exception cleared<br>Seller Comment (2025-10-03): Comment from [REDACTED] ([REDACTED]): cash out utilization | 10/03/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224148821 |  |  |  | 34593555 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-09-29): Sufficient Cure Provided At Closing |  | 09/29/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | IL | Primary | Purchase | Final CD evidences Cure | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224152194 |  |  |  | 34803033 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2025-11-03): Received in trailing documents.<br>Seller Comment (2025-10-29): Loan App | 11/03/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224152195 |  |  |  | 34837326 |  |  | Credit | Documents | Missing Document | Documents | File does not contain documentation from lender/seller confirming the condo is warrantable. |  |  |  |  |  | Reviewer Comment (2025-11-03): Received in trailing documents.<br>Seller Comment (2025-11-03): Condo Info | 11/03/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Refinance - Rate/Term |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224152195 |  |  |  | 34837388 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-11-03): Received in trailing documents.<br>Seller Comment (2025-11-03): LoanPass approval | 11/03/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Refinance - Rate/Term |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224159746 |  |  |  | 34589407 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026)<br>Reviewer Comment (2025-10-07): Remains open, EV2.<br>Buyer Comment (2025-10-07): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | GA | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224159892 |  |  |  | 34589577 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026)<br>Reviewer Comment (2025-10-07): Remains open, EV2.<br>Buyer Comment (2025-10-07): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | OH | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224159908 |  |  |  | 34597875 |  |  | Credit | Documents | Missing Document | Documents | File does not contain documentation from lender/seller confirming the condo is warrantable. |  |  |  |  |  | Reviewer Comment (2025-10-06): Loan is non-warrantable condo<br>Seller Comment (2025-10-02): Comment from [REDACTED] ([REDACTED]): Condo approval | 10/06/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MS | Second Home | Purchase |  | C | B | C | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224159908 |  |  |  | 34597936 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED]. | The business tax returns provided are not the most recent, there is a tax extension document in the file |  |  |  | Reviewer Comment (2025-10-07): Remains open, EV2.<br>Buyer Comment (2025-10-07): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | MS | Second Home | Purchase |  | C | B | C | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224159933 |  |  |  | 34612219 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date [REDACTED]. |  |  |  |  | Reviewer Comment (2025-10-06): nothing more needed, EV2<br>Seller Comment (2025-10-02): Comment from [REDACTED] ([REDACTED]): There is an automatic extension. Please see attached no record of return. |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | TN | Primary | Refinance - Cash-out - Other |  | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224159933 |  |  |  | 34612220 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Recording Service Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED] . Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-10-01): Sufficient Cure Provided At Closing |  | 10/01/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | TN | Primary | Refinance - Cash-out - Other | Final CD evidences Cure | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224160962 |  |  |  | 34596769 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026) |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | CO | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224160962 |  |  |  | 34643288 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The subject property is a manufactured home. Moved to [REDACTED] for consideration to override this overlay. | The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. | High FICO | Aggregator,SitusAMC | Reviewer Comment (2025-10-07): Waived and downgraded per [REDACTED] email / sheet.<br>Buyer Comment (2025-10-07): AMC - Please waive down<br>Reviewer Comment (2025-10-03): Moved to [REDACTED] for consideration to override this overlay. |  |  | 10/07/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | CO | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224160965 |  |  |  | 34625950 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | NJ | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224160965 |  |  |  | 34625973 |  |  | Compliance | Compliance | State Compliance | State Defect | New Jersey Prepayment Penalty Test | [REDACTED] Prepayment Penalty: No prepayment penalties are permissible in the state of [REDACTED]. |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | NJ | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224160995 |  |  |  | 34630952 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  |  |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | NJ | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224160995 |  |  |  | 34630995 |  |  | Compliance | Compliance | State Compliance | State Defect | New Jersey Prepayment Penalty Test | [REDACTED] Prepayment Penalty: No prepayment penalties are permissible in the state of [REDACTED]. |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | NJ | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224161021 |  |  |  | 34661278 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  | The copy of the driver license provided is not legible. |  |  |  | Reviewer Comment (2025-10-16): Document Received, Exception cleared<br>Seller Comment (2025-10-16): VOIs | 10/16/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224162587 |  |  |  | 34603649 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Desk Review Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. $[REDACTED] over legal limit. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Appraisal Desk Review Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. $[REDACTED] over legal limit. Insufficient or no cure was provided to the borrower. (7505)<br> Remove/Clear Exceptions |  |  |  | Reviewer Comment (2025-10-08): [REDACTED] received rebuttal and valid COC.<br>Seller Comment (2025-10-07): Comment from [REDACTED] ([REDACTED]): The loan was initially locked as a Conventional 30 which does not require the Appraisal Desk Review; the loan program and investor changed to a non-agency investor which requires the Appraisal Desk Review. Initial Lock In Agreement attached to show previously C30 along with program change email to show change made on [REDACTED], COC sent to borrower [REDACTED]<br>Reviewer Comment (2025-10-07): [REDACTED] received LOX for rebuttal response on 08/21, which state loan program was changed. Changed circumstance is missing additional information and file documentation to confirm if a valid changed circumstance. Changing programs are not considered valid changed circumstances in and of themselves, however, a change in fees due to the selection of a new program based on ineligibility for prior loan programs or terms may be valid changed circumstances. If it can be demonstrated the change in program resulted from borrower ineligibility the Clear Capital Desk Review was now required, the COC would be valid. Please provide additional information to support the program change now adds the fees due to prior program ineligibility or Cure is required to borrower. If there was an additional reason the added, we will need the additional information otherwise a corrected CD, LOE, refund check, and proof of mailing is needed to cure.<br>Seller Comment (2025-10-06): Comment from [REDACTED] ([REDACTED]): COC | 10/08/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | AL | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224162642 |  |  |  | 34606705 |  |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ |  |  |  |  | Reviewer Comment (2025-10-07): Effective at time of disbursement.<br>Buyer Comment (2025-10-07): Comment from [REDACTED] ([REDACTED]): HOI effective prior to Loan funding (disbursement) 9/22. Please clear condition. | 10/07/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | WY | Primary | Purchase |  | C | A | C | A | A | A | A | A | Non QM | Non QM | No |
| 224162642 |  |  |  | 34606779 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-10-01): Sufficient Cure Provided At Closing |  | 10/01/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | WY | Primary | Purchase | Final CD evidences Cure | C | A | C | A | A | A | A | A | Non QM | Non QM | Yes |
| 224168860 |  |  |  | 34788478 |  |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible borrower per guidelines. |  | Guidelines do not allow for entity borrowers | Borrowers made a down payment from their own funds on this purchase transaction of at least [REDACTED]% and $[REDACTED].<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2025-11-25): Client email [REDACTED] downgrade and waive<br>Reviewer Comment (2025-11-03): Buyer review required for consideration of waiver |  |  | 11/25/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | NY | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224170873 |  |  |  | 34768465 |  |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible borrower per guidelines. |  | Guidelines do not allow for entity borrowers | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months. |  | SitusAMC | Reviewer Comment (2026-02-25): Downgrade<br>Reviewer Comment (2025-11-06): Waive per client email [REDACTED] |  |  | 11/06/2025 | 2 |  | B |  | B |  | B |  | B |  | B |  | NJ | Investment | Refinance - Rate/Term |  | A | B | A | B |  |  | A | A |  | N/A | No |
| 224197479 |  |  |  | 34640986 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. |  | The representative FICO score exceeds the guideline minimum by XX points. | The representative FICO score exceeds the guideline minimum by [REDACTED] points. | SitusAMC,Aggregator | Reviewer Comment (2025-10-20): LRP credit exception approval based on 2 or more compensating factors meeting client criteria.<br>Buyer Comment (2025-10-16): Comment from [REDACTED] ([REDACTED]): Please waive/downgrade- Meets LRP matrix- FICO 20+ points over minimum- 0x30x24 housing<br>Reviewer Comment (2025-10-14): Verified assets = $[REDACTED]. Cash required to close = $[REDACTED]. Remaining balance = $[REDACTED]<br>Buyer Comment (2025-10-13): Comment from [REDACTED] ([REDACTED]): SUBJ RESERVES: $[REDACTED] X 3 = $[REDACTED]<br> TOTAL RESERVES: $[REDACTED]<br> We have a bank account showing $[REDACTED]<br>Can you send us your calculation? |  |  | 10/20/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | GA | Investment | Refinance - Rate/Term |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224197481 |  |  |  | 34656918 |  |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  |  |  |  |  | Reviewer Comment (2025-11-07): Removed rental income from qualifying.<br>Buyer Comment (2025-11-04): Comment from [REDACTED] ([REDACTED]): Please revisit. The borrower will qualify easily without rental income on the subject property. Please clear and thank you!<br>Reviewer Comment (2025-11-02): Uploaded 1007 Rent Comparison Schedule is Post Close & required to Appraisal Report Dated [REDACTED], exception remains.<br>Seller Comment (2025-10-31): Comment from [REDACTED] ([REDACTED] dba [REDACTED]): Hello, please see attached updated 1007 Rent Schedule<br>Reviewer Comment (2025-10-08): 1007 available in the file is dated to report date [REDACTED] & required for appraisal dated [REDACTED], exception remains.<br>Buyer Comment (2025-10-07): Comment from [REDACTED] ([REDACTED]): Please see Doc ID 0648. Thank you! | 11/07/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Investment | Purchase |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224197481 |  |  |  | 34657079 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-11-05): Received HELOC statement, exception cleared.<br>Seller Comment (2025-11-04): Comment from [REDACTED] ([REDACTED]): Hello, please see attached HELOC Statement<br>Reviewer Comment (2025-10-28): HELOC statement not provided.<br>Buyer Comment (2025-10-24): Comment from [REDACTED] ([REDACTED]): Please revisit. The loan in question is a HELOC per credit report. Escrows are not included in the payment and were considered separately. Thank you!<br>Reviewer Comment (2025-10-13): Received LOE. Mortgage reports on borrower's credit report. Mortgage statement required.<br>Seller Comment (2025-10-07): Comment from [REDACTED] ([REDACTED] dba [REDACTED]): Hello, please see attached | 11/05/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Investment | Purchase |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224197500 |  |  |  | 34658302 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-10-09): Remains Open, EV2.<br>Buyer Comment (2025-10-09): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Primary | Purchase |  | C | B | C | B | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224197500 |  |  |  | 34658385 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-10-24): Received Approval and associated, Hence Cleared Exception.<br>Seller Comment (2025-10-23): Comment from [REDACTED] ([REDACTED]): Please see attached.<br>Reviewer Comment (2025-10-23): Received 1008 we required Underwriting Approval Document, Exception remains.<br>Seller Comment (2025-10-23): Comment from [REDACTED] ([REDACTED]- [REDACTED]): Please see attached | 10/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Purchase |  | C | B | C | B | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224197500 |  |  |  | 34663406 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Provided tax cert and HOI for [REDACTED] |  |  |  | Reviewer Comment (2025-10-29): received in trailing.<br>Seller Comment (2025-10-27): Comment from [REDACTED] ([REDACTED]): Please see attached.<br>Reviewer Comment (2025-10-24): Received Tax cert, however HOI is missing for (REDACTED). Exception Remains.<br>Seller Comment (2025-10-23): Comment from [REDACTED] ([REDACTED]): Please see attached. | 10/29/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Purchase |  | C | B | C | B | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224199461 |  |  |  | 34642897 |  |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Coverage shortfall of $[REDACTED]. RCE not provided. |  |  |  | Reviewer Comment (2025-10-15): Located and applied master insurance policy together with HO6. Sufficient coverage confirmed.<br>Seller Comment (2025-10-15): Comment from (REDACTED) ([REDACTED]): Per Meritage Home Insurance at [REDACTED], their policy is an H06 policy coverage is walls in for a total of $[REDACTED] which does not allow an RCE, there is a condo master policy in the file that covers the building<br>Reviewer Comment (2025-10-07): Letter provided does not address coverage deficiency.<br>Seller Comment (2025-10-07): Comment from [REDACTED] ([REDACTED]): LETTER FOR HAZARD | 10/15/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224199473 |  |  |  | 34642909 |  |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  |  |  |  |  | Reviewer Comment (2025-10-09): Received in trailing documents.<br>Seller Comment (2025-10-09): Insurance | 10/09/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Purchase |  | D | A | D | A |  |  | A | A |  | N/A | No |
| 224199473 |  |  |  | 34642958 |  |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  |  |  |  | Reviewer Comment (2025-10-09): Received in trailing documents.<br>Seller Comment (2025-10-09): Insurance | 10/09/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Purchase |  | D | A | D | A |  |  | A | A |  | N/A | No |
| 224199473 |  |  |  | 34642964 |  |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | Reviewer Comment (2025-10-09): Received in trailing documents.<br>Seller Comment (2025-10-09): Balances in multiple accounts exceed $[REDACTED] | 10/09/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Purchase |  | D | A | D | A |  |  | A | A |  | N/A | No |
| 224199473 |  |  |  | 34643019 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  |  |  |  |  | Reviewer Comment (2025-10-09): Received in trailing documents.<br>Seller Comment (2025-10-09): Purchase agreement | 10/09/2025 |  |  | 1 | D | A | D | A | D | A | D | A | D | A |  | MD | Investment | Purchase |  | D | A | D | A |  |  | A | A |  | N/A | No |
| 224199473 |  |  |  | 34643034 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  | Reviewer Comment (2025-10-09): Received in trailing documents.<br>Seller Comment (2025-10-09): Balances in multiple accounts exceed $[REDACTED] | 10/09/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Purchase |  | D | A | D | A |  |  | A | A |  | N/A | No |
| 224199473 |  |  |  | 34647248 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | Reviewer Comment (2025-10-09): Received in trailing documents.<br>Seller Comment (2025-10-09): Entity search showing LLC in good standing | 10/09/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Purchase |  | D | A | D | A |  |  | A | A |  | N/A | No |
| 224199474 |  |  |  | 34637231 |  |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding a minimum of 10% down payment from borrower's own funds on an investment property transaction. |  |  |  |  |  | Reviewer Comment (2025-10-13): Received asset documentation in trailing. Qualifying assets and testing updated.<br>Seller Comment (2025-10-10): Borrower brought $[REDACTED] to the table | 10/13/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Investment | Purchase |  | D | A | D | A |  |  | A | A |  | N/A | No |
| 224199474 |  |  |  | 34650550 |  |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  |  |  |  | Reviewer Comment (2025-10-13): Received in trailing documents.<br>Seller Comment (2025-10-10): Insurance | 10/13/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Investment | Purchase |  | D | A | D | A |  |  | A | A |  | N/A | No |
| 224199474 |  |  |  | 34650552 |  |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  |  |  |  |  | Reviewer Comment (2025-10-13): Received in trailing documents.<br>Seller Comment (2025-10-10): Insurance | 10/13/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Investment | Purchase |  | D | A | D | A |  |  | A | A |  | N/A | No |
| 224199474 |  |  |  | 34650554 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  |  |  |  |  | Reviewer Comment (2025-10-13): Received in trailing documents.<br>Seller Comment (2025-10-10): Purchase Agreement | 10/13/2025 |  |  | 1 | D | A | D | A | D | A | D | A | D | A |  | TX | Investment | Purchase |  | D | A | D | A |  |  | A | A |  | N/A | No |
| 224199474 |  |  |  | 34650555 |  |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | Reviewer Comment (2025-10-13): Received asset documentation in trailing. Qualifying assets and testing updated.<br>Seller Comment (2025-10-10): Balance shows about $[REDACTED] | 10/13/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Investment | Purchase |  | D | A | D | A |  |  | A | A |  | N/A | No |
| 224199474 |  |  |  | 34650580 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  | Reviewer Comment (2025-10-13): Received asset documentation in trailing. Qualifying assets and testing updated.<br>Seller Comment (2025-10-10): Balance shows about $[REDACTED] | 10/13/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Investment | Purchase |  | D | A | D | A |  |  | A | A |  | N/A | No |
| 224199475 |  |  |  | 34645977 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | Reviewer Comment (2025-10-13): Received in trailing documents.<br>Seller Comment (2025-10-10): Good Standing | 10/13/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Refinance - Rate/Term |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224199475 |  |  |  | 34645978 |  |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | Missing a copy of the Hazard insurance policy. Verification of the coverage amount, effective and expiration date, a minimum of 6 months rent loss coverage and liability coverage is required per guidelines. |  |  |  | Reviewer Comment (2025-10-13): Received in trailing documents.<br>Seller Comment (2025-10-10): Insurance | 10/13/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Refinance - Rate/Term |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224199475 |  |  |  | 34645986 |  |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | No asset documentation provided in file. |  |  |  | Reviewer Comment (2025-10-13): Received asset documentation in trailing. Qualifying assets and testing updated.<br>Seller Comment (2025-10-10): Balance exceeds $[REDACTED] | 10/13/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Refinance - Rate/Term |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224199475 |  |  |  | 34646000 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | No asset documentation provided in file. |  |  |  | Reviewer Comment (2025-10-13): Received asset documentation in trailing. Qualifying assets and testing updated.<br>Seller Comment (2025-10-10): Balance exceeds $[REDACTED] | 10/13/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Refinance - Rate/Term |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224199475 |  |  |  | 34646107 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  | No documentation provided to verify both guarantors identity. |  |  |  | Reviewer Comment (2025-10-21): Received in trailing documents.<br>Seller Comment (2025-10-21): IDs<br>Reviewer Comment (2025-10-13): per guidelines: Personal identification for any member with 20%+ ownership in entity (driver's license, passport, or other government issues photo identification) is required.<br>Seller Comment (2025-10-10): SSN Verifications | 10/21/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Refinance - Rate/Term |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224199477 |  |  |  | 34645381 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-10-06): Document Received, Exception cleared<br>Seller Comment (2025-10-06): Comment from [REDACTED] ([REDACTED]): approval attached | 10/06/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NJ | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224199477 |  |  |  | 34654633 |  |  | Credit | Missing Document | General | Missing Document | Missing Document: Vacation Rental Income Statement (VRBO, Airbnb, etc.) not provided |  | Per guidelines: Short term rental history must be verified from a 3rd-party property management provider such as Airbnb that identifies the subject property. |  |  |  | Reviewer Comment (2025-10-07): Renovation confirmed.<br>Seller Comment (2025-10-07): Comment from [REDACTED] ([REDACTED]): Please see underwriter rebuttal attached | 10/07/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NJ | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224199477 |  |  |  | 34654749 |  |  | Credit | Credit | Credit Documentation | Credit | A summary review of all the documentation in the loan file casts doubt on the business purpose of the loan. |  | Borrower signed a Second Home Rider to the Security Instrument, Doc ID 0205. Second Homes are ineligible for Business Purpose use. Loan may be subject to additional federal, state and local regulatory testing. |  |  |  | Reviewer Comment (2025-10-06): Document submitted with loan file is from previous transaction.<br>Buyer Comment (2025-10-06): Comment from [REDACTED] ([REDACTED]): Borrower did not sign a second home rider. The mortgage has a 1-4 family rider attached. not a second home rider. please look at the mortgage again and advise. | 10/06/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NJ | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224208287 |  |  |  | 34661207 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-10-13): Received in trailing documents.<br>Seller Comment (2025-10-09): Comment from [REDACTED] ([REDACTED]): Property Docs | 10/13/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Primary | Purchase |  | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224208287 |  |  |  | 34661246 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Additional 3-Day Waiting Period Timing Test - Regular Transaction | TILA-RESPA Integrated Disclosure - Most recent Closing Disclosure received at least 3 days prior to closing dated [REDACTED] disclosed an inaccurate APR of [REDACTED]% compared to the actual APR at consummation of [REDACTED]% and a revised CD disclosing an accurate APR was not received by borrower at least three (3) business days prior to consummation. | 1026.19(f)(1)(i) and (ii) require that the consumer receives accurate disclosures with the actual terms of the transaction at least three (3) specific/precise business days prior to consummation. If the APR disclosed on the initial CD becomes inaccurate as defined under 1026.22, revised disclosures with an accurate APR must be disclosed and a new 3-day waiting period prior to consummation provided. The APR on the most recent CD received 3 days prior to consummation ([REDACTED]%) changed more than the [REDACTED]% threshold compared to the actual/calculated APR at consummation (6.99169%) and a revised disclosure with accurate APR was not received by the consumer at least 3 business days prior to consummation. |  |  |  | Reviewer Comment (2025-10-20): APR disclosed on 9/22 CD decreased by more than 0.125 compared to APR at consummation. Upon further review, APR disclosed 9/22 CD results from the 9/22 disclosed Finance Charge ($[REDACTED]) which is considered accurate compared to actual finance charge at consummation ($[REDACTED]) (within applicable $[REDACTED] tolerance for accuracy). Accordingly corresponding APR is considered accurate under 1026.22(a)(4). Exception cleared.<br>Seller Comment (2025-10-17): Comment from [REDACTED] ([REDACTED]): Please see the attached Seller Rebuttal-Please revisit<br>Reviewer Comment (2025-10-09): Received CDs, COC and disclosure tracking, however, APR on initial CD of (7.471%) changed more than the 0.125% threshold compared to the actual/calculated APR at consummation (7.00130%) triggering the additional 3-day waiting period requirement under 1026.19(f)(2)(ii) which is not waived with a valid changed circumstance. A revised disclosure with accurate APR was provided on 9/25 CD and received on 9/26 which is less than 3 business days prior to consummation. Exception valid and no cure available. Loan will regrade to EV2-B upon expiration of statute of limitations (1 year from consummation)<br>Seller Comment (2025-10-09): Comment from [REDACTED] ([REDACTED]): Initial CD, Final CD, Disclosure Tracking Details, Disclosure Tracking Reasons | 10/20/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Primary | Purchase | TRID timing exception, no remediation available. | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224208287 |  |  |  | 34661247 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Interim Closing Disclosure Timing Test | TILA-RESPA Integrated Disclosure - Corrected Closing Disclosure provided on or after [REDACTED] contains a change in APR and a complete Closing Disclosure was not received by borrower at least three (3) business days prior to consummation |  |  |  |  | Reviewer Comment (2025-10-09): Duplicate exception - see open EV3-C exception cited for TRID Additional 3-day waiting period timing<br>Seller Comment (2025-10-09): Comment from [REDACTED] ([REDACTED]): Initial CD, Final CD, Disclosure Tracking Details and Reasons | 10/09/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Primary | Purchase | TRID timing exception, no remediation available. | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224213239 |  |  |  | 34838514 |  |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  |  |  |  |  | Reviewer Comment (2025-11-05): Received in trailing documents.<br>Seller Comment (2025-11-04): Insurance | 11/05/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MO | Investment | Refinance - Rate/Term |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224213239 |  |  |  | 34838565 |  |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | Missing a copy of the Hazard insurance policy. Guidelines require a minimum of 6 months rental loss coverage. |  |  |  | Reviewer Comment (2025-11-05): Received in trailing documents.<br>Seller Comment (2025-11-04): Insurance | 11/05/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MO | Investment | Refinance - Rate/Term |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224213520 |  |  |  | 34687641 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for MERS Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-10-09): Sufficient Cure Provided At Closing |  | 10/09/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | WY | Primary | Purchase | Final CD evidences Cure | A | A | A | A | A | A | A | A | Non QM | Non QM | Yes |
| 224214124 |  |  |  | 34673475 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-10-20): received mortgage statement w/escrows<br>Buyer Comment (2025-10-16): Comment from [REDACTED] ([REDACTED]): The mortgage statement from PNB Community Bank includes the escrow amount for the taxes & insurance on the property at [REDACTED]. Please advise.<br>Reviewer Comment (2025-10-14): EXCEPTION HISTORY - Exception Explanation was updated on [REDACTED] PRIOR Exception Explanation: HOA Verification, Statement<br> HOA Verification, Insurance Verification, Statement, Tax Verification<br>Reviewer Comment (2025-10-14): Still missing tax and insurance info for [REDACTED]<br>Seller Comment (2025-10-13): Comment from [REDACTED] ([REDACTED]): uploaded REO docs for both [REDACTED] and [REDACTED] | 10/20/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Primary | Purchase |  | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224214124 |  |  |  | 34765722 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | DTI updated upon receipt of REO documents |  |  |  | Reviewer Comment (2025-10-28): Updated HOA input<br>Buyer Comment (2025-10-22): Comment from [REDACTED] ([REDACTED]): Our ratio's are at [REDACTED] , I am not clear what they adjusted for a PITI on updated REO. We have the below payments:<br> [REDACTED] : 1st mtg = $[REDACTED] (escrowed) + 2nd mtg = $[REDACTED] (from supplement/paystub) + HOA $[REDACTED] monthly = $[REDACTED] <br> [REDACTED] : 1st mtg = $[REDACTED] (escrowed) + HOA $[REDACTED] = $[REDACTED] <br> Other Debt: $[REDACTED] / Subject PITIA: $[REDACTED] // Total Debt: [REDACTED] / Total Income: $[REDACTED] = 49.95% DTI | 10/28/2025 |  |  | 1 |  | A |  | A |  | A |  | A |  | A |  | GA | Primary | Purchase |  | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224214124 |  |  |  | 34765724 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Due to DTI updated |  |  |  | Reviewer Comment (2025-10-28): Updated DTI<br>Buyer Comment (2025-10-22): Comment from [REDACTED] ([REDACTED]): Our ratio's are at [REDACTED] , I am not clear what they adjusted for a PITI on updated REO. We have the below payments:<br> [REDACTED] : 1st mtg = $[REDACTED] (escrowed) + 2nd mtg = $[REDACTED] (from supplement/paystub) + HOA $[REDACTED] monthly = $[REDACTED] <br> [REDACTED] : 1st mtg = $[REDACTED] (escrowed) + HOA $[REDACTED] = $[REDACTED] <br> Other Debt: $[REDACTED] / Subject PITIA: $[REDACTED] // Total Debt: [REDACTED] / Total Income: $[REDACTED] = 49.95% DTI | 10/28/2025 |  |  | 1 |  | A |  | A |  | A |  | A |  | A |  | GA | Primary | Purchase | Lender to provide updated ATR/QM status | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224214124 |  |  |  | 34765725 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of [REDACTED]% moderately exceeds the guideline maximum of [REDACTED]%. (DTI Exception is eligible to be regraded with compensating factors.) | Due to DTI updated |  |  |  | Reviewer Comment (2025-10-28): Updated DTI<br>Buyer Comment (2025-10-22): Comment from (REDACTED) ([REDACTED]): Our ratio's are at [REDACTED] , I am not clear what they adjusted for a PITI on updated REO. We have the below payments:<br> [REDACTED] : 1st mtg = $[REDACTED] (escrowed) + 2nd mtg = $[REDACTED] (from supplement/paystub) + HOA $[REDACTED] monthly = $[REDACTED] <br> [REDACTED] : 1st mtg = $[REDACTED] (escrowed) + HOA $[REDACTED] = $[REDACTED] <br> Other Debt: $[REDACTED] / Subject PITIA: $[REDACTED] // Total Debt: [REDACTED] / Total Income: $[REDACTED] = 49.95% DTI | 10/28/2025 |  |  | 1 |  | A |  | A |  | A |  | A |  | A |  | GA | Primary | Purchase |  | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224214124 |  |  |  | 34765726 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | Due to DTI updated |  |  |  | Reviewer Comment (2025-10-28): Updated DTI<br>Seller Comment (2025-10-22): Comment from [REDACTED] ([REDACTED]): Our ratio's are at [REDACTED] , I am not clear what they adjusted for a PITI on updated REO. We have the below payments:<br> [REDACTED] : 1st mtg = $[REDACTED] (escrowed) + 2nd mtg = $[REDACTED] (from supplement/paystub) + HOA $[REDACTED] monthly = $[REDACTED] <br> [REDACTED] : 1st mtg = $[REDACTED] (escrowed) + HOA $[REDACTED] = $[REDACTED] <br> Other Debt: $[REDACTED] / Subject PITIA: $[REDACTED] // Total Debt: [REDACTED] / Total Income: $[REDACTED] = 49.95% DTI | 10/28/2025 |  |  | 1 |  | A |  | A |  | A |  | A |  | A |  | GA | Primary | Purchase |  | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224217500 |  |  |  | 34674444 |  |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  |  |  |  |  | Reviewer Comment (2025-10-13): Data entry corrected. DSCR updated.<br>Buyer Comment (2025-10-13): Comment from [REDACTED] ([REDACTED]): 10/13 CW: Property is unleased and we are using the 1007 amount to qualify. AMC appears to be using the lease agreement in file, however this is for the borrower's primary, not the subject. | 10/13/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224219314 |  |  |  | 34689850 |  |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  |  |  |  |  | Reviewer Comment (2025-10-14): Guideline confirmed.<br>Buyer Comment (2025-10-14): Comment from [REDACTED] ([REDACTED]): Minimum required DSCR is (REDACTED) per guidelines. | 10/14/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | ID | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224219320 |  |  |  | 34691438 |  |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Citizens statement account ending with [REDACTED] has a month statement provided. Guideline requires 2 month statement. |  |  |  | Reviewer Comment (2025-10-27): Received Bank Statement, exception cleared.<br>Seller Comment (2025-10-23): Comment from [REDACTED] ([REDACTED]): Citizens statement | 10/27/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MA | Primary | Purchase |  | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224225765 |  |  |  | 34702308 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ |  |  |  |  | Reviewer Comment (2025-10-14): Received Closing Disclosure, exception cleared.<br>Seller Comment (2025-10-14): Comment from [REDACTED] ([REDACTED]): [REDACTED] - (REDACTED): Please see attached. | 10/14/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Investment | Purchase |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224235092 |  |  |  | 34709637 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an investor allowable total of $[REDACTED] (an overage of $[REDACTED] or [REDACTED]%). |  |  |  |  | Reviewer Comment (2025-10-13): Client elects to waive. |  |  | 10/13/2025 | 2 | B | B | B | B | B | B | B | B | B | B |  | GA | Primary | Purchase | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | C | B | A | A | C | B | A | A | Non QM | Non QM | Yes |
| 224235092 |  |  |  | 34711593 |  |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2025-10-15): Received all valuations and delivery. HPML compliance testing updated.<br>Seller Comment (2025-10-15): Comment from [REDACTED] ([REDACTED]): LI 10/15 Please see attached Appraisal from 9.17 and 9.24 showing no change<br>Reviewer Comment (2025-10-14): Still missing copies of Appraisal sent to borrower on [REDACTED] and [REDACTED] to verify no changes in value.<br>Seller Comment (2025-10-14): Comment from [REDACTED] ([REDACTED]): LI 10/14 Please see attached Appraisal and TRID Worksheet that shows the borrower received their appraisal on 9/12 and consented to it on 9/13. This meets the 3 day cooling off of the closing date for [REDACTED]. The loan is qualified to close as an HPML due to having an escrow account in addition to an appraisal delivered at least 3 days prior to closing in accordance with cfpb requirements for higher-priced mortgage loans § 1026.35." | 10/15/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Primary | Purchase |  | C | B | A | A | C | B | A | A | Non QM | Non QM | No |
| 224235092 |  |  |  | 34711594 |  |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-10-15): Received all valuations and delivery. HPML compliance testing updated.<br>Seller Comment (2025-10-15): Comment from [REDACTED] ([REDACTED]): LI 10/14 Please see the attached TRID Disclosure History and Appraisal Package that shows the borrower was sent the Appraisal Package on 9/12 and consented to it on 9/13. This meets the 3 business day cool off before the closing date of [REDACTED] | 10/15/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Primary | Purchase |  | C | B | A | A | C | B | A | A | Non QM | Non QM | No |
| 224235092 |  |  |  | 34711595 |  |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of revised valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-10-14): Received in trailing documents. Compliance testing updated.<br>Seller Comment (2025-10-14): Comment from [REDACTED] ([REDACTED]): LI 10/14 Please see the attached TRID Disclosure History and Appraisal Package that shows the borrower was sent the Appraisal Package on 9/12 and consented to it on 9/13. This meets the 3 business day cool off before the closing date of 9/30 | 10/14/2025 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | GA | Primary | Purchase |  | C | B | A | A | C | B | A | A | Non QM | Non QM | No |
| 224235092 |  |  |  | 34736537 |  |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of revised valuation to applicant three (3) business days prior to consummation. |  |  |  |  |  |  |  |  | 2 |  | B |  | B |  | B |  | B |  | B |  | GA | Primary | Purchase |  | C | B | A | A | C | B | A | A | Non QM | Non QM | No |
| 224235291 |  |  |  | 34703378 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The appraisal reflects that the subject was acquired on [REDACTED] for $[REDACTED]. Please provide an updated appraisal to confirm this is not accurate. If this information is accurate additional exceptions may apply. |  |  |  | Reviewer Comment (2025-10-15): Received in trailing documents.<br>Seller Comment (2025-10-14): Comment from [REDACTED] ([REDACTED]): 10/14 AMB: Please note that the transaction for the subject property on [REDACTED] was not a true sale, but the borrower deeded the property from themselves into the name of their business, [REDACTED]. Please see the attached Quitclaim Deed to confirm this, along with the Operating Agreement for [REDACTED] showing that [REDACTED] is the sole owner of the LLC. The appraisal does not need to be updated. | 10/15/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224242944 |  |  |  | 34719169 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an investor allowable total of $[REDACTED](an overage of $[REDACTED] or .[REDACTED]%). |  |  |  |  | Reviewer Comment (2025-10-14): Client elects to waive. |  |  | 10/14/2025 | 2 | B | B | B | B | B | B | B | B | B | B |  | IL | Primary | Purchase | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | B | B | A | A | B | B | A | A | Non QM | Non QM | Yes |
| 224242944 |  |  |  | 34719171 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-10-14): Sufficient Cure Provided At Closing |  | 10/14/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | IL | Primary | Purchase | Final CD evidences Cure | B | B | A | A | B | B | A | A | Non QM | Non QM | Yes |
| 224242999 |  |  |  | 34716645 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months. |  | SitusAMC | Reviewer Comment (2025-10-16): LRP credit exception approval based on 2 or more compensating factors meeting client criteria.<br>Buyer Comment (2025-10-16): Comment from [REDACTED] ([REDACTED]): Please waive/downgrade based on NM/LRP matrix with comp factor: Reserves of 82 months is > 6 months above program minimum of 4 months. Thank you!<br>Reviewer Comment (2025-10-14): Moved to LRP for exception approval.<br>Seller Comment (2025-10-14): Comment from [REDACTED] ([REDACTED]): EIN - articles not required with entity docs showing 100% owner |  |  | 10/16/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | IN | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224242999 |  |  |  | 34724387 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Seller to provide written confirmation of guideline name and effective date, used for loan qualifying. |  |  |  | Reviewer Comment (2025-10-14): Received in trailing documents.<br>Seller Comment (2025-10-14): Comment from [REDACTED] ([REDACTED]): 1008 | 10/14/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | IN | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224243078 |  |  |  | 34718263 |  |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ |  |  |  |  | Reviewer Comment (2025-10-15): Remains open, EV2<br>Buyer Comment (2025-10-15): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | SC | Primary | Refinance - Cash-out - Other |  | D | B | B | B | C | B | D | A | Safe Harbor QM (APOR) | Non QM | No |
| 224243078 |  |  |  | 34718310 |  |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2025-10-16): Document Received, Exception cleared<br>Seller Comment (2025-10-16): Comment from [REDACTED] ([REDACTED]): CDA uploaded to portal. | 10/16/2025 |  |  | 1 | D | A | D | A | D | A | D | A | D | A |  | SC | Primary | Refinance - Cash-out - Other |  | D | B | B | B | C | B | D | A | Safe Harbor QM (APOR) | Non QM | No |
| 224243078 |  |  |  | 34718620 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. |  |  |  | Reviewer Comment (2025-10-15): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-10-15): Comment from [REDACTED] ([REDACTED]): Please retest to Non-QM | 10/15/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | SC | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | D | B | B | B | C | B | D | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224243078 |  |  |  | 34718621 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of [REDACTED]% is in excess of the allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an allowable total of $[REDACTED] (an overage of $[REDACTED] or .[REDACTED]%). |  |  |  |  | Reviewer Comment (2025-10-15): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-10-15): Comment from [REDACTED] ([REDACTED]): Please retest to Non QM | 10/15/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | SC | Primary | Refinance - Cash-out - Other |  | D | B | B | B | C | B | D | A | Safe Harbor QM (APOR) | Non QM | No |
| 224243078 |  |  |  | 34718624 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure - 1026.19(f)(2) Cure | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED] exceeds tolerance of $[REDACTED] plus [REDACTED] % or $[REDACTED]. Sufficient or excess cure was provided to the borrower. |  |  |  |  |  |  | 10/14/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation notifying borrower or error, Copy of Refund Check/Evidence of Principal Reduction, Corrected CD, and Proof of Delivery (if refund is over $35) | D | B | B | B | C | B | D | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224243078 |  |  |  | 34718625 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure - 1026.19(f)(2) Cure | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Desk Review Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower. |  |  |  |  |  |  | 10/14/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | SC | Primary | Refinance - Cash-out - Other | Provide the following: Letter of Explanation notifying borrower or error, Copy of Refund Check/Evidence of Principal Reduction, Corrected CD, and Proof of Delivery (if refund is over $35) | D | B | B | B | C | B | D | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224243078 |  |  |  | 34731408 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an investor allowable total of $[REDACTED] (an overage of $[REDACTED] or .[REDACTED]%). |  |  |  |  | Reviewer Comment (2025-10-15): Client elects to waive. |  |  | 10/15/2025 | 2 |  | B |  | B |  | B |  | B |  | B |  | SC | Primary | Refinance - Cash-out - Other | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | D | B | B | B | C | B | D | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224243078 |  |  |  | 34731409 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | Loan Designation restated. Compliance testing updated. |  |  |  | Reviewer Comment (2025-10-15): Remains open, EV2<br>Buyer Comment (2025-10-15): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | SC | Primary | Refinance - Cash-out - Other |  | D | B | B | B | C | B | D | A | Safe Harbor QM (APOR) | Non QM | No |
| 224243528 |  |  |  | 34700511 |  |  | Compliance | Compliance | State Compliance | State Defect | New Jersey Prepayment Penalty Test | [REDACTED] Prepayment Penalty: No prepayment penalties are permissible in the state of [REDACTED]. |  |  |  |  | Reviewer Comment (2025-10-13): Moved to [REDACTED] for consideration. |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | NJ | Investment | Refinance - Rate/Term |  | A | A | A | A |  |  | A | A |  | N/A | No |
| 224246066 |  |  |  | 34728020 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Income and Assets - Assets | General QM: Unable to verify assets using reasonably reliable third-party records. |  |  |  |  | Reviewer Comment (2025-10-21): Data entry error corrected (assets). Compliance testing updated.<br>Seller Comment (2025-10-17): Comment from [REDACTED] ([REDACTED]): Please review and advise what exactly else is needed | 10/21/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Refinance - Cash-out - Other |  | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224246066 |  |  |  | 34728021 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. |  |  |  | Reviewer Comment (2025-10-21): Data entry error corrected (assets). Compliance testing updated. | 10/21/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224246068 |  |  |  | 34719149 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | DTI is not matching due to REO |  |  |  | Reviewer Comment (2025-10-24): Removed auto loan with less than 10 months remaining. Compliance testing updated.<br>Seller Comment (2025-10-23): Comment from [REDACTED] ([REDACTED]): loe for dti | 10/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | WY | Investment | Refinance - Cash-out - Other |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224246068 |  |  |  | 34727896 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Missing HELOC statement for property located at [REDACTED] |  |  |  | Reviewer Comment (2025-10-21): Received in trailing documents.<br>Seller Comment (2025-10-20): Comment from [REDACTED] ([REDACTED]): heloc page 29/30 | 10/21/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | WY | Investment | Refinance - Cash-out - Other |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224246095 |  |  |  | 34720353 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared. |  |  |  | Reviewer Comment (2025-10-17): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-10-17): Comment from [REDACTED] ([REDACTED]): Please re-state/re-test to Non QM. Thank you! | 10/17/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | MO | Primary | Purchase | Lender to provide updated ATR/QM status | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224246095 |  |  |  | 34720354 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of [REDACTED]% is in excess of the allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an allowable total of $[REDACTED] (an overage of $[REDACTED] or [REDACTED]%). |  |  |  |  | Reviewer Comment (2025-10-17): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-10-17): Comment from [REDACTED] ([REDACTED]): Please re-state/re-test to Non QM. Thank you! | 10/17/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MO | Primary | Purchase |  | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224246095 |  |  |  | 34754467 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an investor allowable total of $[REDACTED] (an overage of $[REDACTED] or [REDACTED]%). |  |  |  |  | Reviewer Comment (2025-10-17): Client elects to waive. |  |  | 10/17/2025 | 2 |  | B |  | B |  | B |  | B |  | B |  | MO | Primary | Purchase | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224246095 |  |  |  | 34754468 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | Loan Designation restated. Compliance testing updated. |  |  |  |  |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | MO | Primary | Purchase |  | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224246325 |  |  |  | 34729278 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-11-11): Verification of no second lien on [REDACTED] . received. Compliance testing updated.<br>Seller Comment (2025-11-07): Comment from [REDACTED] ([REDACTED]): Please see attached CD from the C/O refinance of [REDACTED] which closed on [REDACTED] and paid off the existing mortgage with [REDACTED] for that property. Mortgage statement in file for paid off loan with [REDACTED] , Doc ID 0409. There is no second mortgage. Please re-calculate DTI, which should now be 44%. Thank you!<br>Reviewer Comment (2025-11-06): Received tax verification. Still missing 2nd lien statement for [REDACTED] with the monthly payment of $[REDACTED] disclosed on the final 1003.<br>Seller Comment (2025-11-03): Comment from [REDACTED] ([REDACTED]): REO Tax<br>Reviewer Comment (2025-10-28): EXCEPTION HISTORY - Exception Detail was updated on [REDACTED] PRIOR Exception Detail: Address: [REDACTED] Address: [REDACTED] Address: [REDACTED] Address: [REDACTED] , Address: [REDACTED] , Address: [REDACTED] , Address: [REDACTED] <br> EXCEPTION HISTORY - Exception Explanation was updated on [REDACTED] PRIOR Exception Explanation: Insurance Verification, Statement, Tax Verification<br> Insurance Verification, Statement, Tax Verification<br> Insurance Verification, Statement, Tax Verification<br> Insurance Verification, Statement, Tax Verification<br> Insurance Verification, Statement, Tax Verification<br> Insurance Verification, Statement, Tax Verification<br> Statement, Tax Verification<br>Reviewer Comment (2025-10-28): Missing tax verification and second lien statement for [REDACTED].<br>Seller Comment (2025-10-23): Comment from [REDACTED] ([REDACTED]): reo docs | 11/11/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | WY | Investment | Refinance - Rate/Term |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224246325 |  |  |  | 34729288 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Calculated investor qualifying total debt ratio of [REDACTED]% exceeds Guideline total debt ratio of [REDACTED]%. |  |  |  | Reviewer Comment (2025-11-11): Verification of no second lien on [REDACTED] . received. Compliance testing updated.<br>Seller Comment (2025-11-07): Comment from [REDACTED] ([REDACTED]): Please see attached CD from the C/O refinance of [REDACTED] which closed on [REDACTED] and paid off the existing mortgage with [REDACTED] for that property. Mortgage statement in file for paid off loan with [REDACTED] , Doc ID 0409. There is no second mortgage. Please re-calculate DTI, which should now be 44%. Thank you!<br>Reviewer Comment (2025-10-28): EXCEPTION HISTORY - Exception Explanation was updated on [REDACTED] PRIOR Exception Explanation: Calculated investor qualifying total debt ratio of 50.01392% exceeds Guideline total debt ratio of 50.00000%.<br>Reviewer Comment (2025-10-28): Missing tax verification and second lien statement for [REDACTED]. Unable to confirm DTI.<br>Seller Comment (2025-10-23): Comment from [REDACTED] ([REDACTED]): 1008 and LOE | 11/11/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | WY | Investment | Refinance - Rate/Term |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224246410 |  |  |  | 34723596 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-10-17): Received REO documents, exception cleared.<br>Seller Comment (2025-10-16): Comment from [REDACTED] ([REDACTED]): Property Docs | 10/17/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Investment | Purchase |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224246456 |  |  |  | 34733343 |  |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | Rent loss insurance is required on this property |  |  |  | Reviewer Comment (2025-10-23): Received in trailing docs.<br>Seller Comment (2025-10-21): Comment from [REDACTED] ([REDACTED] .): Please find attached the hazard insurance policy. Coverage D (top of first page) reflects rent loss insurance. Please accept. Thank you. | 10/23/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224255289 |  |  |  | 34758658 |  |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  |  |  |  |  | Reviewer Comment (2025-10-24): Proof of rents received provided. Testing updated.<br>Seller Comment (2025-10-21): Comment from [REDACTED] ([REDACTED]): 10/21 MM: According to the Investor Flex 30-Year Fixed - Pink Guidelines Refinance transactions are eligible to use the fully executed lease agreement lease amount when it is greater than the market rent when the three (3) most recent consecutive months of rental receipt are documented. <br>Please see attached bank statement that shows $[REDACTED] documents for 3 months<br>July 31 $[REDACTED] ([REDACTED] security deposit) & ($[REDACTED] first month rent)<br> Sept 5 $[REDACTED] second month documented<br> 10/1 $[REDACTED] third month documented. | 10/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NY | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224255290 |  |  |  | 34751837 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | Reviewer Comment (2025-10-28): Received Business Purpose Certificate, exception cleared.<br>Seller Comment (2025-10-27): Comment from [REDACTED] ([REDACTED]): Business Purpose Certificate | 10/28/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NC | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224255290 |  |  |  | 34751839 |  |  | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  |  |  |  |  | Reviewer Comment (2025-10-28): Received Business Purpose Certificate, exception cleared. | 10/28/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NC | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224255290 |  |  |  | 34751840 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | Reviewer Comment (2025-10-31): Signing authority and ability to bind granted in Operating Agreement.<br>Seller Comment (2025-10-30): Comment from [REDACTED] ([REDACTED]): Per Team, Guidelines do not state we need an actual Corporate Resolution. Attached documents should be sufficient. Please let me know if this is correct, Thank you! | 10/31/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NC | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224255290 |  |  |  | 34762686 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Subject property is currently vacant. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months. |  | SitusAMC | Reviewer Comment (2025-10-20): LRP credit exception approval based on 2 or more compensating factors meeting client criteria. |  |  | 10/20/2025 | 2 | B | B | B | B | B | B | B | B | B | B |  | NC | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224255591 |  |  |  | 34751352 |  |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  |  |  |  |  | Reviewer Comment (2025-10-22): Based on overall review the property is one in the same<br>Seller Comment (2025-10-20): Comment from [REDACTED] ([REDACTED]): 10/20/2025 - KJ: Please see the attached property detail report. Clear Capital's AVM does not include the second unit - "[REDACTED]", but the AVM can be tied to the subject property via the APN. - [REDACTED]. | 10/22/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | WI | Investment | Refinance - Rate/Term |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224255650 |  |  |  | 34762606 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Guideline violation of multiple NSF's. Exception in file was not approved. Seller approval required. | Borrower has been employed in the same industry for more than [REDACTED] years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than [REDACTED] years.<br>Borrower's monthly mortgage payment has decreased by at least [REDACTED]%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [REDACTED]%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [REDACTED]%.<br>The qualifying DTI on the loan is at least [REDACTED]% less than the guideline maximum.<br>The refinance has decreased the borrower's monthly debt payments by 20% or more.<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-11-13): Waive per email [REDACTED]<br>Reviewer Comment (2025-10-28): Investor consideration required.<br>Buyer Comment (2025-10-24): Comment from [REDACTED] ([REDACTED]): Meets Seller Guidelines, no overlays on NSF. Borrower LOE provided and approved per guidelines. Please revisit-<br>Reviewer Comment (2025-10-23): Please reach out to LRP for credit exception approval.<br>Buyer Comment (2025-10-23): Comment from [REDACTED] ([REDACTED]): Edge guidelines do not specifically call out the number of NSF's allowed. Please provide a specific Edge guideline or clear this condition.<br>Reviewer Comment (2025-10-21): Please reach out to LRP for credit exception approval.<br>Seller Comment (2025-10-21): Comment from [REDACTED] ([REDACTED]): This was approved internally. |  |  | 11/13/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | AL | Primary | Refinance - Cash-out - Other |  | C | B | C | B | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224260593 |  |  |  | 34761653 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026)<br>Reviewer Comment (2025-10-29): Remains open, EV2.<br>Buyer Comment (2025-10-29): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | MI | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224260593 |  |  |  | 34768667 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose and Occupancy Affidavit signed at closing is not completed in its entirety, page 2 is not initialed by the borrowers. |  |  |  | Reviewer Comment (2025-11-17): Received in trailing documents.<br>Seller Comment (2025-11-14): Comment from [REDACTED] ([REDACTED]): LL 11/14 Please see attached<br>Reviewer Comment (2025-11-14): Fully executed Business Purpose Certificate is an investor requirement. Please reach out to LRP for additional information.<br>Seller Comment (2025-11-14): Comment from [REDACTED] ([REDACTED]): GL - this occupancy cert contains all the same required information of the business use affidavit, signed same day, and is completed correctly. The business use affidavit is not a legally required document, it is a UWM created document to clarify the business purpose on loans that are not subject to qualified mortgage for our investors. Either of these documents should satisfy this requirement.<br>Reviewer Comment (2025-11-05): Commentary provided is unrelated to this exception. Updated Business Purpose Certificate not provided.<br>Buyer Comment (2025-11-05): Comment from [REDACTED] ([REDACTED]): TF 11/5 Disagree - Please note that the Fannie Mae points and fees also known as QM test does not apply to this product type (bank statement) as it is a non-agency loan. | 11/17/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MI | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224262521 |  |  |  | 34761505 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026)<br>Reviewer Comment (2025-10-29): Remains open, EV2.<br>Buyer Comment (2025-10-29): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | PA | Investment | Purchase |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224262587 |  |  |  | 34760016 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. $[REDACTED] over legal limit. Insufficient or no cure was provided to the borrower. | Fee increased on [REDACTED] Loan Estimate with no valid change evident. |  |  |  | Reviewer Comment (2025-10-24): [REDACTED] received valid changed circumstance.<br>Seller Comment (2025-10-23): Comment from [REDACTED] ([REDACTED]): COC for discount point increase due to lock modification | 10/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | B | B | B | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224262587 |  |  |  | 34763361 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Approved exception ([REDACTED]) in file allowed co borrower to p(REDACTED)eed with min tradeline requirement Noted compensating factor: (REDACTED) housing payment history, same employment > 5 years and reserves > 6 months above program minimum. | The representative FICO score exceeds the guideline minimum by at least [REDACTED] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months. | FICO > 20 points above program minimum<br>Reserves > 6 months above program minimum | SitusAMC,Originator Pre-Close,Aggregator<br>Originator Pre-Close,Aggregator,SitusAMC | Reviewer Comment (2025-10-21): Exception approval provided, meets buyers waiver policy. |  |  | 10/21/2025 | 2 | B | B | B | B | B | B | B | B | B | B |  | GA | Primary | Purchase |  | C | B | B | B | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224266929 |  |  |  | 34873716 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  |  |  |  |  | Reviewer Comment (2025-11-05): Document Received, Exception Cleared<br>Seller Comment (2025-11-05): DL | 11/05/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224266959 |  |  |  | 34768574 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. |  | Borrower has been employed in the same industry for more than [REDACTED] years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than [REDACTED] years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [REDACTED]% and $[REDACTED]. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-11-05): (REDACTED) credit exception approval based on 2 or more compensating factors meeting client criteria.<br>Buyer Comment (2025-11-05): Comment from [REDACTED] ([REDACTED]): Please waive/downgrade- meets (REDACTED) matrix, over 5 years same employment and 0x30x24 housing.<br>Reviewer Comment (2025-11-04): Received wire confirmation with no additional breakdown or LOE. Also received asset documentation previously provided.<br>Seller Comment (2025-10-29): Comment from [REDACTED] ([REDACTED]): Please see wire from WF. Thank you<br>Reviewer Comment (2025-10-28): After cash to close, available qualifying assets = $[REDACTED]. Reserves required = $[REDACTED]<br>Seller Comment (2025-10-23): Comment from [REDACTED] ([REDACTED]): Please see statement from acct 4786 with double the amount required for 9mo reserves. Thank you! |  |  | 11/05/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | WA | Primary | Purchase |  | C | B | C | B | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224266959 |  |  |  | 34768578 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  | Reviewer Comment (2025-11-05): Exception waiver applied. Compliance testing updated. | 11/05/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | WA | Primary | Purchase |  | C | B | C | B | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224266959 |  |  |  | 34768583 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Borrower is short the required 9 months reserves. The gift funds were already deposited into borrower's account. |  |  |  | Reviewer Comment (2025-11-05): Exception waiver applied. Compliance testing updated.<br>Buyer Comment (2025-11-05): Comment from [REDACTED] ([REDACTED]): Please waive/downgrade- meets (REDACTED) matrix, over 5 years same employment and 0x30x24 housing. | 11/05/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | WA | Primary | Purchase | Lender to provide updated ATR/QM status | C | B | C | B | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224266959 |  |  |  | 34777337 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED] exceeds tolerance of $[REDACTED] plus [REDACTED]% or $v. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-10-22): Sufficient Cure Provided At Closing |  | 10/22/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | WA | Primary | Purchase | Final CD evidences Cure | C | B | C | B | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224268823 |  |  |  | 34772104 |  |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | Provide evidence of access of funds for [REDACTED]. |  |  |  | Reviewer Comment (2025-11-05): Received Operating Agreement, exception cleared.<br>Seller Comment (2025-11-04): Comment from [REDACTED] ([REDACTED] .): Precision binder | 11/05/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224268832 |  |  |  | 34771976 |  |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  |  |  |  |  | Reviewer Comment (2025-11-04): Removed account from qualifying assets.<br>Buyer Comment (2025-10-31): Comment from [REDACTED] ([REDACTED] .): if assets/ Bank statements were provided, they were so in Error- no assets needed to close since this is a cash out and cash out proceeds were used as reserves- thanks | 11/04/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224268834 |  |  |  | 34782352 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-10-28): Received in trailing documents.<br>Seller Comment (2025-10-23): Comment from [REDACTED] ([REDACTED]): REO docs | 10/28/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | AL | Investment | Refinance - Rate/Term |  | D | B | D | B | A | A | A | A | N/A | N/A | No |
| 224268834 |  |  |  | 34785503 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | Final 1003 signed by borrower is not provided in the loan file. | Borrower has been employed in the same industry for more than [REDACTED] years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than [REDACTED] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-20): Waived and downgraded per client email/ sheet based on available compensating factors.<br>Reviewer Comment (2026-01-06): Uploaded Final 1003 is executed Post close, exception remains.<br>Seller Comment (2026-01-06): Comment from [REDACTED] ([REDACTED]): 1003 |  |  | 01/20/2026 | 2 | C | B | C | B | C | B | C | B | C | B |  | AL | Investment | Refinance - Rate/Term |  | D | B | D | B | A | A | A | A | N/A | N/A | No |
| 224268834 |  |  |  | 34785617 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  |  | Borrower has been employed in the same industry for more than [REDACTED] years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than [REDACTED] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-20): Waived and downgraded per client email/ sheet based on available compensating factors.<br>Reviewer Comment (2026-01-06): Uploaded Guaranty Agreement is executed after post close to note date & required signed on Note date, Exception remains<br>Seller Comment (2026-01-06): Comment from [REDACTED] ([REDACTED]): Guaranty |  |  | 01/20/2026 | 2 | D | B | D | B | D | B | D | B | D | B |  | AL | Investment | Refinance - Rate/Term |  | D | B | D | B | A | A | A | A | N/A | N/A | No |
| 224280736 |  |  |  | 34776124 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared. |  |  |  | Reviewer Comment (2025-10-23): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-10-23): Comment from [REDACTED] ([REDACTED]): Please re-state/re-test to Higher Priced QM. Thank you! | 10/23/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | FL | Primary | Purchase | Lender to provide updated ATR/QM status | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 224280736 |  |  |  | 34789226 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | Loan Designation restated. Compliance testing updated. |  |  |  | Reviewer Comment (2025-10-29): Exception remains open, EV2.<br>Buyer Comment (2025-10-29): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | FL | Primary | Purchase |  | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224280772 |  |  |  | 34773879 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrowing entity name is [REDACTED] as per Note and Security Instrument. Correct entity name is [REDACTED] as per Articles of organization |  |  |  | Reviewer Comment (2025-12-23): Received corrected note and destroyed note affidavit<br>Seller Comment (2025-12-22): Comment from [REDACTED] ([REDACTED]): All required docs attached<br>Reviewer Comment (2025-11-29): Received Destroyed Note Affidavit in trailing documents. Moved to investor queue for approval.<br>Seller Comment (2025-11-26): Comment from [REDACTED] ([REDACTED]): BF 11.26.2025 - Please see attached.<br>Reviewer Comment (2025-11-19): Received corrected Note. There are now two live Notes on the subject property. Destroyed Note Affidavit and Investor approval required.<br>Seller Comment (2025-11-17): Comment from [REDACTED] ([REDACTED]): [REDACTED] - (REDACTED): Please see attached. | 12/23/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MS | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224280773 |  |  |  | 34768247 |  |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-10-27): Document Received, Exception cleared | 10/27/2025 |  |  | 1 | A | A | A | A | A | A | A | A | A | A |  | OR | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224280773 |  |  |  | 34768249 |  |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-10-27): Document Received, Exception Cleared<br>Seller Comment (2025-10-27): Comment from [REDACTED] ([REDACTED]): Title Policy | 10/27/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | OR | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224282988 |  |  |  | 34785358 |  |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-11-06): Received Desk Review, exception cleared.<br>Seller Comment (2025-11-05): Comment from [REDACTED] ([REDACTED]): CDA | 11/06/2025 |  |  | 1 | D | A | D | A | D | A | D | A | D | A |  | MO | Investment | Refinance - Rate/Term |  | D | A | A | A |  |  | D | A |  | N/A | No |
| 224283646 |  |  |  | 34777068 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  |  | 10/31/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Investment | Refinance - Cash-out - Other |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224283646 |  |  |  | 34805306 |  |  | Credit | Guideline | Guideline Issue | Guideline | Delayed Financing indicated and Delayed Financing Guidelines are not met. |  |  |  |  |  |  | 11/25/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Investment | Refinance - Cash-out - Other |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224287821 |  |  |  | 34788358 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ |  |  |  |  | Reviewer Comment (2025-10-29): Document Received, Exception cleared<br>Seller Comment (2025-10-28): Comment from [REDACTED] ([REDACTED]): REO Documents | 10/29/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Second Home | Purchase |  | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224287989 |  |  |  | 34794015 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-11-07): Received Approval, exception cleared.<br>Seller Comment (2025-11-06): Comment from [REDACTED] ([REDACTED] .): attached | 11/07/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224288038 |  |  |  | 34788416 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated [REDACTED] was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. | The earliest dated E- consent is [REDACTED] which is after the date of the the initial Loan Estimate provided electronically issued [REDACTED]. |  |  |  | Reviewer Comment (2025-10-29): [REDACTED] received earliest e-consent.<br>Seller Comment (2025-10-28): Comment from [REDACTED] ([REDACTED]): E- consent | 10/29/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MS | Second Home | Purchase |  | C | B | B | B | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224288038 |  |  |  | 34789198 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Condo is non-warrantable. Approved exception (LRP) in file allowed subject to proceed with the rights of Condo Mortgagee and Guarantors. Noted compensating factors: Fico 20 points > program minimum (700 floor) ,0\*30\*24 housing payment history and same employment > 5 years. | The representative FICO score exceeds the guideline minimum by at least [REDACTED] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months. | FICO > 20 points above program minimum<br>Reserves > 6 months above program minimum | SitusAMC,Originator Pre-Close,Aggregator<br>Originator Pre-Close,Aggregator,SitusAMC | Reviewer Comment (2025-10-27): Exception approval provided, meets buyers waiver policy. |  |  | 10/27/2025 | 2 | B | B | B | B | B | B | B | B | B | B |  | MS | Second Home | Purchase |  | C | B | B | B | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224292681 |  |  |  | 34793736 |  |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ |  |  |  |  | Reviewer Comment (2025-11-07): Prior policy provided.<br>Buyer Comment (2025-11-06): Comment from [REDACTED] ([REDACTED]): See DOC ID 0199, page 368- Policy term [REDACTED] to [REDACTED] provided, please revisit<br>Reviewer Comment (2025-11-04): Prior policy not provided.<br>Buyer Comment (2025-10-31): Comment from [REDACTED] ([REDACTED] .): This is a Refinance, you have evidence of Insurance period [REDACTED] to [REDACTED] AND renewal period [REDACTED] to [REDACTED] - please WAIVE this item | 11/07/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224293074 |  |  |  | 34793832 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026) |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | AL | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224293114 |  |  |  | 34801998 |  |  | Compliance | Compliance | State Compliance | State Defect | New Jersey Prepayment Penalty Test | [REDACTED] Prepayment Penalty: No prepayment penalties are permissible in the state of [REDACTED]. |  |  |  |  | Reviewer Comment (2025-10-30): Moved to [REDACTED] for review. |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | NJ | Investment | Refinance - Cash-out - Other |  | A | A | A | A |  |  | A | A |  | N/A | No |
| 224293148 |  |  |  | 34811331 |  |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [REDACTED]%.<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. | Low LTV<br>High FICO | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-10-30): Waived and downgraded per [REDACTED] email / sheet.<br>Buyer Comment (2025-10-30): AMC - Please waive down<br>Reviewer Comment (2025-10-28): Moved to [REDACTED] for waiver and downgrade based on low LTV and high FICO. |  |  | 10/30/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  |  | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224293148 |  |  |  | 34811332 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Total cash-out discrepancy. | HUD-1 total cash-out of ___ is greater than Guideline total cash-out of ___. |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [REDACTED]%.<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. | Low LTV<br>High FICO | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-10-30): Waived and downgraded per [REDACTED] email / sheet.<br>Buyer Comment (2025-10-30): AMC - Please waive down<br>Reviewer Comment (2025-10-28): Moved to [REDACTED] for waiver and downgrade based on low LTV and high FICO. |  |  | 10/30/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  |  | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224293151 |  |  |  | 34847979 |  |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  |  |  |  |  | Reviewer Comment (2025-11-05): Document Received, Exception Cleared<br>Seller Comment (2025-11-05): [REDACTED] OFAC results<br>Reviewer Comment (2025-11-04): OFAC is not provided for <br> [REDACTED] , exception remains.<br>Seller Comment (2025-11-03): OFAC uploaded | 11/05/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | C | B | C | A |  |  | B | B |  | N/A | No |
| 224293151 |  |  |  | 34847985 |  |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: 22 | - Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-03-03): EV2<br>Reviewer Comment (2025-10-31): Moved to [REDACTED] for waiver consideration of EV2. |  |  | 03/03/2026 | 2 | A | A | A | A | A | A | A | A | B | B |  |  | Investment | Refinance - Cash-out - Other |  | C | B | C | A |  |  | B | B |  | N/A | No |
| 224293152 |  |  |  | 34809080 |  |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | OFAC not Provided for [REDACTED] |  |  |  | Reviewer Comment (2025-11-03): Document Received, Exception Cleared<br>Seller Comment (2025-11-03): OFAC search results | 11/03/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224297243 |  |  |  | 34804131 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026)<br>Reviewer Comment (2025-10-29): Exception remains open, EV2.<br>Buyer Comment (2025-10-29): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | NJ | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224297306 |  |  |  | 34808064 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026)<br>Reviewer Comment (2025-11-03): Remains Open, EV2.<br>Buyer Comment (2025-11-03): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | MI | Investment | Purchase |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224297329 |  |  |  | 34808789 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-11-06): updated with receipt of documentation<br>Buyer Comment (2025-11-03): Comment from [REDACTED] ([REDACTED]): please see pg250 of shipping package to show credit supplement with great midwest bank mortgage for wrens way property. pgs 625-630 have hoa, tax, & ins info | 11/06/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | WI | Second Home | Refinance - Rate/Term |  | D | A | C | A | A | A | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224297329 |  |  |  | 34808790 |  |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2025-11-04): Received CDA, Exception cleared.<br>Seller Comment (2025-11-04): Comment from [REDACTED] ([REDACTED]): cda<br>Buyer Comment (2025-11-03): Comment from [REDACTED] ([REDACTED]): please explain what is needed for this condition | 11/04/2025 |  |  | 1 | D | A | D | A | D | A | D | A | D | A |  | WI | Second Home | Refinance - Rate/Term |  | D | A | C | A | A | A | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224304823 |  |  |  | 34847368 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED]on a Federal Total Loan Amount of $[REDACTED] vs. an investor allowable total of $[REDACTED](an overage of $[REDACTED] or [REDACTED]%). |  |  |  |  | Reviewer Comment (2025-10-30): Client elects to waive. |  |  | 10/30/2025 | 2 | B | B | B | B | B | B | B | B | B | B |  | GA | Primary | Purchase | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | B | B | A | A | B | B | A | A | Non QM | Non QM | Yes |
| 224304884 |  |  |  | 34811353 |  |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Coverage amount is insufficient to cover loan amount as there is a coverage shortfall of $[REDACTED] |  |  |  | Reviewer Comment (2025-11-07): Received RCE in trailing documents.<br>Seller Comment (2025-11-05): Comment from [REDACTED] ([REDACTED].): [REDACTED]Swift Estimator, from acceptable 3rd party source, supports 100% of the replacement cost per a replacement cost estimator is $[REDACTED]. Dwelling coverage is $[REDACTED] which well exceed $[REDACTED]. Condition satisfied. | 11/07/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224305998 |  |  |  | 35112586 |  |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | Qualifying assets provided are in the name of a non-borrowing entity. Access to funds required. |  |  |  | Reviewer Comment (2025-12-11): Received in trailing documents.<br>Seller Comment (2025-12-11): Uploaded | 12/11/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Refinance - Rate/Term |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224324315 |  |  |  | 34841595 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026)<br>Reviewer Comment (2025-11-03): Remains open, EV2.<br>Buyer Comment (2025-11-03): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | MI | Investment | Refinance - Rate/Term |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224326094 |  |  |  | 34971018 |  |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible borrower per guidelines. |  | Guidelines do not allow for entity Borrowers | The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of [REDACTED] > 1.0 minimum | SitusAMC,Aggregator | Reviewer Comment (2025-12-08): Waive per client email 12/8/2025 |  |  | 12/08/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | CT | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224326254 |  |  |  | 34858106 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-11-03): Remains open, EV2.<br>Buyer Comment (2025-11-03): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Primary | Purchase |  | D | B | D | B | A | A | A | A | Non QM | Non QM | No |
| 224326254 |  |  |  | 34858110 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-10-31): Sufficient Cure Provided At Closing |  | 10/31/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | CA | Primary | Purchase | Final CD evidences Cure | D | B | D | B | A | A | A | A | Non QM | Non QM | Yes |
| 224326254 |  |  |  | 34863924 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  | The file is missing a copy of the fully executed Purchase Agreement Addendum #1, #2 is in file. |  |  |  | Reviewer Comment (2025-11-07): Received in trailing documents.<br>Seller Comment (2025-11-05): Comment from [REDACTED] ([REDACTED]): 11/5 TT: please see attached | 11/07/2025 |  |  | 1 | D | A | D | A | D | A | D | A | D | A |  | CA | Primary | Purchase |  | D | B | D | B | A | A | A | A | Non QM | Non QM | No |
| 224326684 |  |  |  | 34995543 |  |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible borrower per guidelines. |  | Guidelines do not allow for entity borrowers | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-08): Waive per client email [REDACTED] |  |  | 12/08/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | CT | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224326708 |  |  |  | 34849335 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026)<br>Reviewer Comment (2025-11-03): Remains open, EV2.<br>Buyer Comment (2025-11-03): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Primary | Refinance - Rate/Term |  | C | B | C | B | A | A | A | A | Non QM | Non QM | No |
| 224326708 |  |  |  | 34854535 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The Deed of Trust reflects the county as [REDACTED], but the subject property is located in [REDACTED]. The legal description attached as Exhibit A correctly identifies the property as being in [REDACTED]. |  |  |  | Reviewer Comment (2025-11-11): Received corrected and recorded Security Instrument reflecting correct county.<br>Seller Comment (2025-11-10): Comment from [REDACTED] ([REDACTED]): corrective DOT | 11/11/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Refinance - Rate/Term |  | C | B | C | B | A | A | A | A | Non QM | Non QM | No |
| 224326713 |  |  |  | 34854632 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026)<br>Reviewer Comment (2025-11-03): Remains open, EV2.<br>Buyer Comment (2025-11-03): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | MI | Investment | Purchase |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224326720 |  |  |  | 34855334 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026)<br>Reviewer Comment (2025-11-03): Remains open, EV2.<br>Buyer Comment (2025-11-03): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Investment | Refinance - Rate/Term |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224326734 |  |  |  | 34869474 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Review Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-10-31): Sufficient Cure Provided At Closing |  | 10/31/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | WY | Primary | Refinance - Rate/Term | Final CD evidences Cure | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224326750 |  |  |  | 34858080 |  |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title Error: Title vesting does not concur with deed |  | As per Document Vested Borrowers are [REDACTED] and [REDACTED]. However Deed reflects only [REDACTED] Name. Corrected deed required |  |  |  | Reviewer Comment (2025-11-17): Signed for spousal rights.<br>Buyer Comment (2025-11-14): Comment from [REDACTED] ([REDACTED]): LI 11/14 Disagree. The non-borrowing spouse is not required to be listed on the title policy. The Security Instrument has the correct vesting.<br>Reviewer Comment (2025-11-11): The proposed insured on the Preliminary Commitment is <br> [REDACTED] . Security Instrument reflects both him and <br> [REDACTED]<br>Buyer Comment (2025-11-07): Comment from [REDACTED] ([REDACTED]): LI 11/7 This is a purchase transaction. The vesting on the prelim was for the previous owners. The Deed of Trust is the deed transferring the property from the seller to the buyer and is the correct vesting.<br>Reviewer Comment (2025-11-07): Proposed insured on title commitment does not match security instrument.<br>Buyer Comment (2025-11-04): Comment from [REDACTED] ([REDACTED]): LI 11/4 Disagree. The Deed of Trust shows both the borrower and NSB vested and signed. The Warranty deed was deeding the property from the seller to the borrower. The Deed of trust is the deed transferring the property to the borrower and NBS. An additional deed is not required. | 11/17/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Purchase |  | C | A | C | A | A | A | A | A | Non QM | Non QM | No |
| 224326753 |  |  |  | 34862783 |  |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | Note: [REDACTED]. Note address does not include a directional of "SE". <br> Flood Certificate: [REDACTED]. Flood address includes a directional of "SE". |  |  |  | Reviewer Comment (2025-11-11): Flood Cert address sufficient. | 11/11/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224326753 |  |  |  | 34862825 |  |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | Note: [REDACTED]. Note address does not include a directional of "SE". <br> Insurance: [REDACTED]. Insurance address includes a directional of "SE". |  |  |  | Reviewer Comment (2025-11-11): Insurance address sufficient.<br>Seller Comment (2025-11-10): Comment from <br> [REDACTED] ([REDACTED]): 11/10 tm: Please see attached USPS search confirming that the address variation is acceptable | 11/11/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224326831 |  |  |  | 34855294 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an investor allowable total of $[REDACTED] (an overage of $[REDACTED] or .[REDACTED]%). |  |  |  |  | Reviewer Comment (2025-10-31): Client elects to waive. |  |  | 10/31/2025 | 2 | B | B | B | B | B | B | B | B | B | B |  | CO | Primary | Purchase | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | C | B | A | A | C | B | A | A | Non QM | Non QM | Yes |
| 224326831 |  |  |  | 34855296 |  |  | Compliance | Compliance | State Compliance | Misc. State Level | Colorado Home Loan (Ability to Repay not Verified) | [REDACTED]Home Loan (HB1322): Borrower's ability to repay not verified with reliable documentation. |  |  |  |  | Reviewer Comment (2025-11-03): Remains open, EV2.<br>Buyer Comment (2025-11-03): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CO | Primary | Purchase |  | C | B | A | A | C | B | A | A | Non QM | Non QM | No |
| 224326831 |  |  |  | 34855301 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | The Closing Disclosure not provided to Borrower at least three (3) business days prior to closing. |  |  |  | Reviewer Comment (2025-11-10): [REDACTED] received initial CD.<br>Seller Comment (2025-11-06): Comment from <br> [REDACTED] ([REDACTED]): CT 11/6: Please see the attached // | 11/10/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CO | Primary | Purchase | No Defined Cure | C | B | A | A | C | B | A | A | Non QM | Non QM | No |
| 224329144 |  |  |  | 34864386 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | A large recent collection is apparent on the credit report ([REDACTED] $[REDACTED] opened[REDACTED]). Potential impact on title is not known. Buyer consideration is needed. |  |  |  | Reviewer Comment (2025-12-04): Clear per guidelines - Collection accounts, charged-off accounts and judgments that do not impact title are not required<br> to be paid off.<br>Buyer Comment (2025-11-26): Comment from <br> [REDACTED] ([REDACTED]): No lien on title report. Please clear<br>Reviewer Comment (2025-11-07): Moved to buyer queue.<br>Buyer Comment (2025-11-06): Comment from [REDACTED] ([REDACTED]): <br> [REDACTED] - (REDACTED): There was no lien present on the preliminary title commitment, and the agreed upon guidelines between (REDACTED) and (REDACTED) states collections that do not impact title are not required to be paid off. | 12/04/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MI | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224329216 |  |  |  | 34865525 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-11-04): Received in trailing documents.<br>Seller Comment (2025-11-04): Comment from [REDACTED] ([REDACTED]): Approval | 11/04/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | HI | Primary | Purchase |  | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224329216 |  |  |  | 34865531 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ |  |  |  |  | Reviewer Comment (2025-11-10): property in non-borrower's name.<br>Buyer Comment (2025-11-06): Comment from [REDACTED] ([REDACTED]): Per Team, "the loan file has a Mortgage statement that shows Mortgage is under the Wife name only. <br> Taxes and INS are also escrowed into mortgage payment, which is why there is no PITI information on final 1003. " | 11/10/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | HI | Primary | Purchase |  | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224329216 |  |  |  | 34865547 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated [REDACTED] was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. |  |  |  |  | Reviewer Comment (2025-11-05): [REDACTED] received earliest e-consent.<br>Seller Comment (2025-11-04): Comment from [REDACTED] ([REDACTED]): eConsent | 11/05/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | HI | Primary | Purchase |  | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224329220 |  |  |  | 34856342 |  |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED]. |  |  |  |  | Reviewer Comment (2025-11-11): Received confirmation of disbursement on [REDACTED] . Loan is RTC timing compliant.<br>Seller Comment (2025-11-10): Comment from [REDACTED] ([REDACTED]): Final Settlement Statement and email confirmation<br>Reviewer Comment (2025-11-07): Disbursement Date for RTC timing compliance cannot be confirmed with a PCCD. Please provide signed/stamped Final Settlement Statement for confirmation of disbursement date.<br>Seller Comment (2025-11-04): Comment from [REDACTED] ([REDACTED]): PCCD and LOX correct disbursement date | 11/11/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | B | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224329220 |  |  |  | 34865392 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-11-05): Document Received, Exception Cleared<br>Seller Comment (2025-11-05): Comment from [REDACTED] ([REDACTED]): Supplement with loan amt in title<br>Reviewer Comment (2025-11-05): Uploaded Title Preliminary reflects Loan amount & Policy amount is not provided, exception remains.<br>Seller Comment (2025-11-04): Comment from [REDACTED] ([REDACTED]): Title | 11/05/2025 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | CA | Primary | Refinance - Rate/Term |  | C | B | B | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224329220 |  |  |  | 34866161 |  |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. | Original first lien with [REDACTED] |  |  |  | Reviewer Comment (2025-11-14): Remains open, EV2, informational.<br>Buyer Comment (2025-11-14): Comment from [REDACTED] ([REDACTED]): Cleared - b<br>Reviewer Comment (2025-11-12): Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used.<br>Buyer Comment (2025-11-12): Comment from [REDACTED] ([REDACTED]): Correct form used please clear or advise further |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | B | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224329384 |  |  |  | 34879973 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Total Of Payments | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated [REDACTED]). The disclosed Total of Payments in the amount of $[REDACTED] is under disclosed by $[REDACTED] compared to the calculated total of payments of $[REDACTED] which exceeds the $[REDACTED] threshold. | Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Total of Payments on page 5 that does not match the actual total of payments for the loan (fee amounts included in TOP calculation are based on Closing Disclosure dated[REDACTED]). The disclosed Total of Payments in the amount of $[REDACTED] is under disclosed by $[REDACTED] compared to the calculated total of payments of $[REDACTED] which exceeds the $[REDACTED] threshold |  |  |  | Reviewer Comment (2025-11-07): [REDACTED] received PCCD, LOE, Copy of Refund Check and Proof of Mailing.<br>Seller Comment (2025-11-06): Comment from [REDACTED] ([REDACTED]): PCCD/refund |  | 11/07/2025 |  | 2 | C | B | C | B | C | B | C | B | C | B |  | TX | Primary | Purchase | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed equivalent amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224329384 |  |  |  | 34879974 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. |  |  |  | Reviewer Comment (2025-11-07): [REDACTED] received [REDACTED] Initial CD, 3 business days prior to the consummation.<br>Seller Comment (2025-11-06): Comment from [REDACTED] ([REDACTED]): Initial Disclosure issued 9/23/2025 | 11/07/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Purchase | No Defined Cure | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224329401 |  |  |  | 34871130 |  |  | Property | Property - Appraisal | Appraisal Reconciliation | Property - Appraisal | Valuation Issue: Subject appraisal comparables do not support value |  | Invalid Comparables, there are net adjustments of [REDACTED]% and [REDACTED]% on 2 of the comparables use on the valuation of this property. | Borrower has been employed in the same industry for more than [REDACTED] years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than [REDACTED] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [REDACTED]% and $[REDACTED].<br>The qualifying DTI on the loan is at least REDACTED% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-11-24): Waive per client email [REDACTED] - client approved<br>Reviewer Comment (2025-11-24): xxx<br>Reviewer Comment (2025-11-24): Waive per client email [REDACTED] | 11/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | AZ | Investment | Purchase |  | C | B | A | A | B | B | C | A | N/A | N/A | No |
| 224329401 |  |  |  | 34882980 |  |  | Compliance | Compliance | Federal Compliance | Flood | Flood Insurance Escrow - Flood not Escrowed for Property in Flood Zone | Loan originated post December 2015, the subject property is in a flood zone, flood insurance is not escrowed. | Loan originated post December 2015, the subject property is in a flood zone, flood insurance is not escrowed. |  |  |  | Reviewer Comment (2025-11-14): Remains open, EV2, informational.<br>Buyer Comment (2025-11-14): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | AZ | Investment | Purchase | Provide evidence the escrow account was established for the flood insurance, LOE, Corrected IEAD, corrected PCCD (if applicable) | C | B | A | A | B | B | C | A | N/A | N/A | Yes |
| 224329401 |  |  |  | 34896556 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Guidelines require flood insurance to be escrowed. |  |  |  | Reviewer Comment (2025-12-10): Received in trailing documents.<br>Seller Comment (2025-12-09): Comment from [REDACTED] ([REDACTED]): PCCD/letter to borrower | 12/10/2025 |  |  | 1 |  | A |  | A |  | A |  | A |  | A |  | AZ | Investment | Purchase |  | C | B | A | A | B | B | C | A | N/A | N/A | No |
| 224330092 |  |  |  | 34873811 |  |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  |  |  |  |  | Reviewer Comment (2025-11-05): Document Received, Exception Cleared<br>Seller Comment (2025-11-05): Flood Report | 11/05/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224335385 |  |  |  | 34889387 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-11-06): Document Received, Exception Cleared<br>Seller Comment (2025-11-06): Comment from [REDACTED] ([REDACTED]): See attached | 11/06/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | SC | Primary | Purchase |  | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224335388 |  |  |  | 34891025 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. | Credit Report Fee last disclosed as $[REDACTED]on LE but disclosed as $[REDACTED] on Final Closing Disclosure. File does not contain a valid COC for this fee, However evidence of cure in file in the amount of $[REDACTED]. |  |  |  | Reviewer Comment (2025-11-04): Sufficient Cure Provided At Closing |  | 11/04/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | CA | Primary | Purchase | Final CD evidences Cure | C | B | B | B | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224335388 |  |  |  | 34891040 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-11-14): Remains open, EV2, informational.<br>Buyer Comment (2025-11-14): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Primary | Purchase |  | C | B | B | B | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224335388 |  |  |  | 34895050 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. $[REDACTED] over legal limit. Insufficient or no cure was provided to the borrower. | Credit Report Fee was last disclosed as $[REDACTED] but disclosed as $[REDACTED] on Final Closing Disclosure. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-11-07): [REDACTED] Received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Seller Comment (2025-11-06): Comment from [REDACTED] ([REDACTED]): Please see attached for $[REDACTED] refund as remaining was already applied as lender credit<br>Reviewer Comment (2025-11-06): [REDACTED] Required cure amount is $[REDACTED]and $[REDACTED] provided at closing. Credit report fee added on revised LE dated [REDACTED] without valid COC. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Seller Comment (2025-11-05): Comment from [REDACTED] ([REDACTED]): Lender Credit of $[REDACTED] on final CD, (REDACTED) was disclosed correctly |  | 11/07/2025 |  | 2 | C | B | C | B | C | B | C | B | C | B |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | B | B | B | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224335400 |  |  |  | 34892849 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Required Credit Report Not Provided to Evidence Debts | Qualified Mortgage (Dodd-Frank 2014): The loan file does not contain a Credit report to evidence the consumers outstanding liabilities. |  |  |  |  | Reviewer Comment (2025-11-11): Received in trailing documents. Compliance testing updated.<br>Seller Comment (2025-11-07): Comment from [REDACTED] ([REDACTED]): attached | 11/11/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | WI | Second Home | Refinance - Rate/Term |  | D | A | D | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224335400 |  |  |  | 34892850 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Required Credit Report Not Provided to Evidence Debts | Qualified Mortgage (Dodd-Frank 2014): The loan file does not contain a Credit report to evidence the consumers outstanding liabilities. |  |  |  |  | Reviewer Comment (2025-11-11): Received in trailing documents. Compliance testing updated.<br>Seller Comment (2025-11-07): Comment from [REDACTED] ([REDACTED]): attached | 11/11/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | WI | Second Home | Refinance - Rate/Term |  | D | A | D | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224335400 |  |  |  | 34892852 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. |  |  |  | Reviewer Comment (2025-11-11): Received in trailing documents. Compliance testing updated. | 11/11/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | WI | Second Home | Refinance - Rate/Term | Lender to provide updated ATR/QM status | D | A | D | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224335400 |  |  |  | 34892853 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED] . $[REDACTED]over legal limit. Insufficient or no cure was provided to the borrower. | Fee increased without a valid change of circumstance. |  |  |  | Reviewer Comment (2025-11-07): [REDACTED] Received Valid COC dated [REDACTED] along with LE and supporting comments on the exception.<br>Buyer Comment (2025-11-06): Comment from [REDACTED] ([REDACTED]): The appraiser's fee increase is due to complexity as the subject is a waterfront property and comparable sales data is very limited in the market area requiring an expanded scope of work to develop credible results.<br>Reviewer Comment (2025-11-06): [REDACTED] received COC stating "complexity" however we required the reason as to what caused the property to be complex .Kindly provide detail reason for complexity in order to clear the exception<br>Seller Comment (2025-11-05): Comment from [REDACTED] ([REDACTED]): attached | 11/07/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | WI | Second Home | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | D | A | D | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224335400 |  |  |  | 34892898 |  |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | Missing Credit Report for [REDACTED] and [REDACTED]. |  |  |  | Reviewer Comment (2025-11-07): Received Credit Report, exception cleared.<br>Seller Comment (2025-11-06): Comment from [REDACTED] ([REDACTED]): attached | 11/07/2025 |  |  | 1 | D | A | D | A | D | A | D | A | D | A |  | WI | Second Home | Refinance - Rate/Term |  | D | A | D | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224335400 |  |  |  | 34894411 |  |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  | Reviewer Comment (2025-11-07): [REDACTED] and [REDACTED] are same employer as Third Party Verification of Employment is provided, exception cleared.<br>Seller Comment (2025-11-05): Comment from [REDACTED] ([REDACTED]): attached | 11/07/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | WI | Second Home | Refinance - Rate/Term |  | D | A | D | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224335422 |  |  |  | 34891751 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-11-14): Remains open, EV2, informational.<br>Buyer Comment (2025-11-14): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Primary | Purchase |  | B | B | B | B | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224335422 |  |  |  | 34891780 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Non-Warrantable condo - Unfinished balcony and roof repairs. Approved Lender exception is in file. | The representative FICO score exceeds the guideline minimum by at least [REDACTED] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months. | FICO > 20 points above program minimum<br>Reserves > 6 months above program minimum | SitusAMC,Originator Pre-Close,Aggregator<br>Originator Pre-Close,Aggregator,SitusAMC | Reviewer Comment (2025-11-04): Exception approval provided, meets buyers waiver policy. |  |  | 11/04/2025 | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Primary | Purchase |  | B | B | B | B | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224335424 |  |  |  | 34890967 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. |  |  |  | Reviewer Comment (2025-11-21): SHQM (APOR) | 11/21/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | CA | Primary | Purchase | Lender to provide updated ATR/QM status | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224335443 |  |  |  | 34893063 |  |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-11-06): Document Received, Exception Cleared | 11/06/2025 |  |  | 1 | A | A | A | A | A | A | A | A | A | A |  | CA | Primary | Purchase |  | B | A | B | A | A | A | A | A | Non QM | Non QM | No |
| 224335443 |  |  |  | 34895620 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-11-06): Document Received, Exception Cleared<br>Seller Comment (2025-11-06): Comment from [REDACTED] ([REDACTED]): Final Title Policy | 11/06/2025 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | CA | Primary | Purchase |  | B | A | B | A | A | A | A | A | Non QM | Non QM | No |
| 224335445 |  |  |  | 34892557 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-11-14): Remains open, EV2, informational.<br>Buyer Comment (2025-11-14): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other |  | B | B | B | B | A | A | A | A | Non QM | Non QM | No |
| 224335465 |  |  |  | 34861572 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  | Reviewer Comment (2025-11-11): Document Received, Exception Cleared<br>Seller Comment (2025-11-11): Comment from [REDACTED] ([REDACTED]): 11/11MM: Please see attached [REDACTED] account for funds to close | 11/11/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | OH | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224335465 |  |  |  | 34861693 |  |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | Reviewer Comment (2025-11-11): Document Received, Exception Cleared<br>Seller Comment (2025-11-11): Comment from [REDACTED] ([REDACTED]): 11/11MM: Please see attached [REDACTED] account for funds to close | 11/11/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | OH | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224335465 |  |  |  | 34994950 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note Addendum - Prepayment not provided |  | Document provided is not signed at closing. |  |  |  |  | 11/17/2025 |  |  | 1 |  | A |  | A |  | A |  | A |  | A |  | OH | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | Yes |
| 224335493 |  |  |  | 34888443 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated [REDACTED] was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. |  |  |  |  |  | 11/07/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | LA | Primary | Purchase |  | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224335493 |  |  |  | 34888455 |  |  | Credit | Guideline | Guideline Issue | Guideline | Borrower has been on current job less than 2 years, and prior employment history was not documented as required. |  |  |  |  |  | Seller Comment (2025-11-06): Confirmed no PPP from client. | 11/25/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | LA | Primary | Purchase |  | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224335493 |  |  |  | 34888487 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  |  | 11/18/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | LA | Primary | Purchase |  | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224335493 |  |  |  | 34888493 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Loan originated as Primary residence, yet URLA declarations indicates borrower will not occupy. |  |  |  |  |  |  | 03/03/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | LA | Primary | Purchase |  | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224335524 |  |  |  | 34889221 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-11-14): Remains open, EV2, informational.<br>Buyer Comment (2025-11-14): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Primary | Purchase |  | B | B | B | B | A | A | A | A | Non QM | Non QM | No |
| 224336036 |  |  |  | 34895052 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED] exceeds tolerance of $[REDACTED] plus [REDACTED]% or $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-11-04): Sufficient Cure Provided At Closing |  | 11/04/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | Final CD evidences Cure | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224336175 |  |  |  | 34911504 |  |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | Application provided shows 7[REDACTED], final application shows [REDACTED]. Initial LE also shows [REDACTED]. Please provide LO and Lender attestation that borrower does not own [REDACTED] as well as [REDACTED]. |  |  |  |  |  |  |  | 1 | B | B | B | B | B | B | B | B | B | B |  | MI | Primary | Refinance - Cash-out - Other |  | B | B | A | A | B | B | A | A | Non QM | Non QM | No |
| 224336175 |  |  |  | 34911611 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-11-05): Sufficient Cure Provided At Closing |  | 11/05/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | MI | Primary | Refinance - Cash-out - Other | Final CD evidences Cure | B | B | A | A | B | B | A | A | Non QM | Non QM | Yes |
| 224336184 |  |  |  | 34894922 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Missing REO liens 1 & 2 Mortgage statements for: [REDACTED]. |  |  |  | Reviewer Comment (2025-11-10): Received Mortgage Statements, exception cleared.<br>Seller Comment (2025-11-07): Comment from [REDACTED] ([REDACTED]): liens 1 & 2 Mortgage statements for: [REDACTED] | 11/10/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Investment | Purchase |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224340874 |  |  |  | 34910565 |  |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. | Hazard Insurance Policy Effective Date ___; Disbursement Date: ___; Note Date: ___; Transaction Date: ___ |  |  |  |  | Reviewer Comment (2025-11-12): Insurance effective at time of Disbursement.<br>Seller Comment (2025-11-11): Comment from [REDACTED] ([REDACTED]): Final SS and disbursement confirmation from title<br>Reviewer Comment (2025-11-10): Disbursement date cannot be verified with a PCCD. Please provide signed/stamped Final Settlement Statement to confirm disbursement date.<br>Seller Comment (2025-11-06): Comment from [REDACTED] ([REDACTED]): PCCD and LOX updating Disbursement date matches Hazard effective | 11/12/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Purchase |  | C | A | C | A | C | A | A | A | Non QM | Non QM | No |
| 224340874 |  |  |  | 34910735 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-11-05): Sufficient Cure Provided At Closing |  | 11/05/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | CA | Primary | Purchase | Final CD evidences Cure | C | A | C | A | C | A | A | A | Non QM | Non QM | Yes |
| 224340874 |  |  |  | 34910750 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. |  |  |  | Reviewer Comment (2025-11-10): Asset documentation received in trailing. Compliance testing updated.<br>Seller Comment (2025-11-06): Comment from [REDACTED] ([REDACTED]): Mavent ATR/QM Pass | 11/10/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | CA | Primary | Purchase | Lender to provide updated ATR/QM status | C | A | C | A | C | A | A | A | Non QM | Non QM | Yes |
| 224340874 |  |  |  | 34910751 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Assets | Ability to Repay (Dodd-Frank 2014): Unable to verify assets using reasonably reliable third-party records. | Unable to verify assets using reasonably reliable third-party records. ([REDACTED]/Stocks) |  |  |  | Reviewer Comment (2025-11-10): Asset documentation received in trailing. Compliance testing updated.<br>Seller Comment (2025-11-06): Comment from [REDACTED] ([REDACTED]): [REDACTED] | 11/10/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Purchase |  | C | A | C | A | C | A | A | A | Non QM | Non QM | No |
| 224340874 |  |  |  | 34910752 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Assets | Ability to Repay (Dodd-Frank 2014): Unable to verify assets using reasonably reliable third-party records. | Unable to verify assets using reasonably reliable third-party records. ([REDACTED]/Checking) |  |  |  | Reviewer Comment (2025-11-10): Asset documentation received in trailing. Compliance testing updated.<br>Seller Comment (2025-11-06): Comment from [REDACTED] ([REDACTED]): [REDACTED] | 11/10/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Purchase |  | C | A | C | A | C | A | A | A | Non QM | Non QM | No |
| 224340874 |  |  |  | 34910758 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | General Ability-to-Repay requirements not satisfied. |  |  |  | Reviewer Comment (2025-11-10): Asset documentation received in trailing. Compliance testing updated. | 11/10/2025 |  |  | 1 | A | A | A | A | A | A | A | A | A | A |  | CA | Primary | Purchase |  | C | A | C | A | C | A | A | A | Non QM | Non QM | No |
| 224340874 |  |  |  | 34912703 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-11-07): Document Received, Exception Cleared<br>Seller Comment (2025-11-06): Comment from [REDACTED] ([REDACTED]): Spplemental report | 11/07/2025 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | CA | Primary | Purchase |  | C | A | C | A | C | A | A | A | Non QM | Non QM | No |
| 224340904 |  |  |  | 34912200 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026)<br>Reviewer Comment (2025-11-14): Remains open, EV2, informational.<br>Buyer Comment (2025-11-14): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Primary | Purchase |  | B | B | B | B | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224340909 |  |  |  | 34896093 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED]on a Federal Total Loan Amount of $[REDACTED]vs. an investor allowable total of $[REDACTED] (an overage of $[REDACTED] or [REDACTED]%). |  |  |  |  | Reviewer Comment (2025-11-06): Client elects to waive. |  |  | 11/06/2025 | 2 | B | B | B | B | B | B | B | B | B | B |  | NY | Primary | Purchase | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | B | B | A | A | B | B | A | A | Non QM | Non QM | Yes |
| 224340973 |  |  |  | 34909806 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan Designation failure due to QM failure for insufficient asset documentation and excessive DTI. |  |  |  | Reviewer Comment (2025-11-10): (REDACTED) credit exception approval based on 2 or more compensating factors meeting client criteria. Compliance testing updated.<br>Seller Comment (2025-11-06): Comment from Purchase Clearing (Priority Financial Network): PFN Underwriter LOE Underwriting Guidelines Maximum DTI and Closing Agent Gift Funds Receipt. | 11/10/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | CA | Primary | Purchase | Lender to provide updated ATR/QM status | C | B | C | B | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224340973 |  |  |  | 34911926 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-11-07): Received Title Supplemental Report, exception cleared.<br>Seller Comment (2025-11-06): Comment from Purchase Clearing (Priority Financial Network): Title Report Supplement. | 11/07/2025 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | CA | Primary | Purchase |  | C | B | C | B | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224340973 |  |  |  | 34911948 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | The maximum DTI for a first time homebuyer is [REDACTED]% and the qualifying DTI is [REDACTED]%. | Borrower has been employed in the same industry for more than [REDACTED] years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than [REDACTED] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [REDACTED]% and $[REDACTED].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [REDACTED]%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [REDACTED]%.<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-11-10): (REDACTED) credit exception approval based on 2 or more compensating factors meeting client criteria.<br>Buyer Comment (2025-11-06): Comment from [REDACTED] ([REDACTED]): Please waive/downgrade, meets LPR matrix, meets (REDACTED) guide- FICO score is 20+ points over minimum |  |  | 11/10/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | CA | Primary | Purchase |  | C | B | C | B | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224340973 |  |  |  | 34911984 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of [REDACTED]% moderately exceeds the guideline maximum of [REDACTED]%. (DTI Exception is eligible to be regraded with compensating factors.) |  | Borrower has been employed in the same industry for more than [REDACTED] years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than [REDACTED] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [REDACTED]% and $[REDACTED].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [REDACTED]%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [REDACTED]%.<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-11-10): (REDACTED) credit exception approval based on 2 or more compensating factors meeting client criteria.<br>Seller Comment (2025-11-06): Comment from Purchase Clearing (Priority Financial Network): PFN Underwriter LOE Underwriting Guidelines Maximum DTI, |  |  | 11/10/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | CA | Primary | Purchase |  | C | B | C | B | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224340973 |  |  |  | 34912037 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  | Reviewer Comment (2025-11-10): (REDACTED) credit exception approval based on 2 or more compensating factors meeting client criteria.<br>Seller Comment (2025-11-06): Comment from Purchase Clearing (Priority Financial Network): PFN Underwriter LOE Underwriting Guidelines Maximum DTI and Closing Agent Gift Funds Receipt | 11/10/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Purchase |  | C | B | C | B | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224340973 |  |  |  | 34912046 |  |  | Credit | Missing Document | General | Missing Document | Missing Document: Source of Funds/Deposit not provided |  | The file is missing documentation to verify the transfer and receipt of the gift funds in the amount of $[REDACTED]. |  |  |  | Reviewer Comment (2025-11-07): Received Wire Confirmation, exception cleared.<br>Seller Comment (2025-11-06): Comment from Purchase Clearing (Priority Financial Network): Closing Agent Gift Funds Receipt. | 11/07/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Purchase |  | C | B | C | B | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224340978 |  |  |  | 34916093 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2025-11-06): Received in trailing documents.<br>Seller Comment (2025-11-06): Comment from [REDACTED] ([REDACTED]): Title supplement | 11/06/2025 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | CA | Primary | Purchase |  | B | A | B | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224340984 |  |  |  | 34873885 |  |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal is missing. Sec ID: 1 | Note Date: ___; Lien Position: ___ | Appraisal is cutoff at top of each page, please provide full appraisal. |  |  |  | Reviewer Comment (2025-11-10): Document Received, Exception Cleared<br>Seller Comment (2025-11-10): Comment from [REDACTED] ([REDACTED]): Please see attached | 11/10/2025 |  |  | 1 | D | A | D | A | D | A | D | A | D | A |  | GA | Primary | Purchase |  | D | A | C | A | A | A | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224340984 |  |  |  | 34896117 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-11-10): Document Received, Exception Cleared<br>Seller Comment (2025-11-10): Comment from [REDACTED] ([REDACTED]): Please see attached | 11/10/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Primary | Purchase |  | D | A | C | A | A | A | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224341428 |  |  |  | 34894620 |  |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED]. |  |  |  |  | Reviewer Comment (2025-11-10): Received Final Disbursement worksheet from settlement agent confirming disbursement on [REDACTED]. Loan is RTC compliant.<br>Seller Comment (2025-11-07): Comment from [REDACTED] ([REDACTED]): Post-consummation CD for escrow state - PCCD/LOE/Delivery. Docs to confirm 10.28 disburse date. | 11/10/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | OR | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224341428 |  |  |  | 34894621 |  |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  | Reviewer Comment (2025-11-10): Additional review confirms same lender refinance.<br>Buyer Comment (2025-11-07): Comment from [REDACTED] ([REDACTED]): Existing mortgage with [REDACTED] - same creditor for refinance. Believe NORC Form correct. Please review & clarify. | 11/10/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | OR | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224341439 |  |  |  | 35388022 |  |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding a minimum of 10% down payment from borrower's own funds on an investment property transaction. | Down payment % from borrower's own funds: ___. |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-28): Waive per client email dated [REDACTED]<br>Reviewer Comment (2026-01-26): Please reach out to buyer for further information<br>Seller Comment (2026-01-21): This is a (REDACTED) loan. Borrower must only have a minimum 5% of their own funds into the transaction when the LTV is over 80%. LTV for this transaction is 80%. |  |  | 01/28/2026 | 2 | C | B | C | B | C | B | C | B | C | B |  | MS | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224341439 |  |  |  | 35391951 |  |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding gift funds, due to occupancy and/or borrower's own funds contribution. | Occupancy: ___; <br> Down payment % from borrower's own funds: ___. |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-28): Waive per client email dated [REDACTED]<br>Reviewer Comment (2026-01-26): Please reach out to buyer for further information<br>Seller Comment (2026-01-21): This is a (REDACTED) loan. Borrower must only have a minimum 5% of their own funds into the transaction when the LTV is over 80%. LTV for this transaction is 80%. |  |  | 01/28/2026 | 2 | C | B | C | B | C | B | C | B | C | B |  | MS | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224341480 |  |  |  | 35388740 |  |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding a minimum of 10% down payment from borrower's own funds on an investment property transaction. | Down payment % from borrower's own funds: ___. |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-28): Waive per client email dated [REDACTED] |  |  | 01/28/2026 | 2 | C | B | C | B | C | B | C | B | C | B |  | MS | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224341480 |  |  |  | 35443619 |  |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding gift funds, due to occupancy and/or borrower's own funds contribution. | Occupancy: ___; <br> Down payment % from borrower's own funds: ___. |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-28): Waive per client email dated [REDACTED] |  |  | 01/28/2026 | 2 | C | B | C | B | C | B | C | B | C | B |  | MS | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224351881 |  |  |  | 34909546 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file is missing the Form 1007 or 1025, with Market Rents documentation for this property. Please provide for review. |  |  |  | Reviewer Comment (2025-11-12): Received Vacation Rental Income Statement, exception cleared.<br>Seller Comment (2025-11-11): Comment from [REDACTED] ([REDACTED]): AirDNA | 11/12/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Investment | Purchase |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224351881 |  |  |  | 34914135 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Current Street was not provided |  | Please provide documentation for the business entity on the Note that reflects, address and supporting documentation to reflect ownership percentage. |  |  |  | Reviewer Comment (2025-11-12): Received Operating Agreement, exception cleared.<br>Seller Comment (2025-11-11): Comment from [REDACTED] ([REDACTED]): Single member operating agreement | 11/12/2025 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | TX | Investment | Purchase |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224351905 |  |  |  | 34917119 |  |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-11-14): Document Received, Exception Cleared<br>Seller Comment (2025-11-14): Comment from [REDACTED] ([REDACTED]): Attached<br>Reviewer Comment (2025-11-13): Received Title Commitment is not of the subject property, Exception Remains<br>Seller Comment (2025-11-13): Comment from [REDACTED] ([REDACTED]): Attached | 11/14/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Refinance - Cash-out - Other |  | C | A | C | A | A | A | A | A | Non QM | Non QM | No |
| 224351905 |  |  |  | 34917127 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Verification Of Employment Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED] . Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-11-05): Sufficient Cure Provided At Closing |  | 11/05/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | CA | Primary | Refinance - Cash-out - Other | Final CD evidences Cure | C | A | C | A | A | A | A | A | Non QM | Non QM | Yes |
| 224351977 |  |  |  | 34911667 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Provide Tax verification document for the property [REDACTED] |  |  |  | Reviewer Comment (2025-11-10): Received in trailing documents.<br>Seller Comment (2025-11-07): Comment from [REDACTED] ([REDACTED]): Tax info | 11/10/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224351977 |  |  |  | 34911733 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of [REDACTED]% is in excess of the allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED]on a Federal Total Loan Amount of $[REDACTED] vs. an allowable total of $[REDACTED](an overage of $[REDACTED]or [REDACTED]%). |  |  |  |  | Reviewer Comment (2025-11-10): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-11-10): Comment from [REDACTED] ([REDACTED]): Please re-state/re-test to NQM. Thank you! | 11/10/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224351977 |  |  |  | 34911737 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. |  |  |  | Reviewer Comment (2025-11-10): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-11-10): Comment from [REDACTED] ([REDACTED]): Please re-state/re-test to NQM. Thank you! | 11/10/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | TX | Primary | Purchase | Lender to provide updated ATR/QM status | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224351977 |  |  |  | 34948043 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED]on a Federal Total Loan Amount of $[REDACTED]vs. an investor allowable total of $[REDACTED](an overage of $[REDACTED]or [REDACTED]%). |  |  |  |  | Reviewer Comment (2025-11-10): Client elects to waive. |  |  | 11/10/2025 | 2 |  | B |  | B |  | B |  | B |  | B |  | TX | Primary | Purchase | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224351977 |  |  |  | 34948044 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | Loan Designation restated. Compliance testing updated. |  |  |  |  |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | TX | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224352577 |  |  |  | 34915935 |  |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Documented qualifying Assets for Closing of $[REDACTED] is less than Cash From Borrower $[REDACTED]. |  |  |  | Reviewer Comment (2025-11-11): Received Bank statements, exception cleared.<br>Seller Comment (2025-11-10): Comment from [REDACTED] ([REDACTED]): We have assets of $[REDACTED] (see attached) | 11/11/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Purchase |  | C | A | C | A | C | A | A | A | Non QM | Non QM | No |
| 224352577 |  |  |  | 34915986 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Revised Loan Estimate Timing Before Closing | TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on [REDACTED] not received by borrower at least four (4) business days prior to closing. | Loan Estimate provided on [REDACTED] not received by borrower at least four (4) business days prior to closing. |  |  |  | Reviewer Comment (2025-11-13): [REDACTED] received rebuttal suffice<br>Buyer Comment (2025-11-12): Comment from [REDACTED] ([REDACTED]): The two LE's in the file with the issue date 10.27 are the same LE, please note the date/time on each. There is no interim LE. Only the initial and final. The initial LE was issued [REDACTED] , the final LE was issued [REDACTED] and wet signed the same day. The LE was signed/received timely, please revisit.<br>Reviewer Comment (2025-11-11): [REDACTED] received rebuttal comment. However, multiple revised LE's are provided, and an interim revised LE (not the final LE D0320) receipt date is received more than 4 business days prior to consummation but the final revised LE is not received at least 4 business days prior to consummation. Initial 10/27 LE was received timely, per wet signature on document 320. The Last 10/27 LE shows the receipt date on [REDACTED] , per electronic signature on document 318, which is less than 4 business days prior to consummation.<br>Seller Comment (2025-11-10): Comment from [REDACTED] ([REDACTED]): Please see DOC ID 0320 page 74, received on 10/27/25. see attached | 11/13/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Purchase | No Defined Cure | C | A | C | A | C | A | A | A | Non QM | Non QM | No |
| 224352577 |  |  |  | 34915988 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Survey Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. $[REDACTED] over legal limit. Insufficient or no cure was provided to the borrower. | No COC provided for Tolerance Cure. |  |  |  | Reviewer Comment (2025-11-14): [REDACTED] received corrected PCCD and LOE<br>Seller Comment (2025-11-13): Comment from [REDACTED] ([REDACTED]): PCCd with LOE<br>Reviewer Comment (2025-11-13): [REDACTED] received rebuttal and Corrected PCCD. Missing copy of LOE to borrower which accompanied the PCCD to finalize.<br>Seller Comment (2025-11-12): Comment from [REDACTED] ([REDACTED]): Title required the survey.<br>Reviewer Comment (2025-11-11): [REDACTED] received rebuttal comment. However, the fee was initially disclosed in the name of title - survey fee, whereas on final CD described as in the name of Survey fee without title prefix. this is causing to exceed the fee is over 0% tolerance. Moreover, [REDACTED] is unable to determine from the file whether the lender or title company required the survey. If the lender required, the survey fee, then a cure is due to the borrower. If the borrower-chosen service provider further outsourced the Survey Fee, an attestation or comment on exception from the seller is needed. The attestation/letter should confirm that the service was outsourced by the borrower-chosen provider. This attestation would allow us to test the fee under the no tolerance category with the understanding that the new fee added on the CD was imposed by a provider through which the borrower indirectly selected.<br>Buyer Comment (2025-11-10): Comment from [REDACTED] ([REDACTED]): survey fee was disclosed on 10/28 CD, why is there a cure needed this is shoppable fee? | 11/14/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | A | C | A | C | A | A | A | Non QM | Non QM | Yes |
| 224352584 |  |  |  | 34920683 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. |  | Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than [REDACTED] years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [REDACTED]% and $[REDACTED].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [REDACTED]%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [REDACTED]%.<br>The representative FICO score is above [REDACTED]. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-04): Waive per seller, client approved waiver policy<br>Buyer Comment (2025-11-26): Comment from [REDACTED] ([REDACTED]): Please waive/downgrade per NM/(REDACTED) matrix with comp factors: FICO score of 727 is 20 points greater than program minimum of 700; housing payment history is 0X30X24 (with VOR since May 2025, and prior mortgage history on credit report with Pennymac from 3/2023-8/2025). Thank you!<br>Reviewer Comment (2025-11-21): Please reach out to (REDACTED) for credit exception approval.<br>Reviewer Comment (2025-11-21): EXCEPTION HISTORY - Exception Explanation was updated on [REDACTED] PRIOR Exception Explanation: Calculated PITIA months reserves of 2.83 is less than Guideline PITIA months reserves of 3.00.<br>Buyer Comment (2025-11-20): Comment from [REDACTED] ([REDACTED]): Some of the 401k used for asset depletion can be used to cover the $[REDACTED] . If we can take $[REDACTED] from the asset depletion funds (401K for reserves) and hit it with 70% this will give us an additional $[REDACTED] which will cover the shortage AND in doing this, it will not hurt the borrower's DTI because this takes the income from $[REDACTED] to $[REDACTED] which does not change the qualifying DTI at 40.84%<br>Reviewer Comment (2025-11-19): 401K already included in available assets. Credit exception approval with compensating factors required for deficiency.<br>Buyer Comment (2025-11-18): Comment from [REDACTED] ([REDACTED]): Please revisit. Assets are the following as noted on the LAS and file documentation: $[REDACTED] + [REDACTED] +[REDACTED] = $[REDACTED] . Cash to close of $[REDACTED] + EMD of $[REDACTED] K + Reserves of $[REDACTED] = $[REDACTED] . Note that the shortage is very minor, plus the [REDACTED] K can be used for reserves. The EMD is not needed. Thank you!<br>Reviewer Comment (2025-11-18): Missing source of EMD funds in the amount of $[REDACTED] and proof of deposit/transfer to settlement agent.<br>Seller Comment (2025-11-12): Comment from [REDACTED] ([REDACTED]): Funds from checking, savings, and money market used for cash to close and reserves<br>Reviewer Comment (2025-11-11): Funds still insufficient after adding appraisal fee.<br>Buyer Comment (2025-11-10): Comment from [REDACTED] ([REDACTED]): Please revisit. The coborrower's 401K can be used for reserves per guidelines. Also, please see Doc ID 0534 for evidence of POC $[REDACTED] for appraisal. (AKA (REDACTED) is noted on credit report.) Thank you! |  |  | 12/04/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | GA | Primary | Purchase |  | C | B | C | B | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224352584 |  |  |  | 34920686 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  | Reviewer Comment (2025-12-05): Waived reserves | 12/05/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Primary | Purchase |  | C | B | C | B | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224352584 |  |  |  | 34920691 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan Designation failure due to QM failure for insufficient assets reserve requirement not met. This exception will be cleared once all specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2025-12-05): Waived reserves | 12/05/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | GA | Primary | Purchase | Lender to provide updated ATR/QM status | C | B | C | B | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224364859 |  |  |  | 34917380 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. $[REDACTED] over legal limit. Insufficient or no cure was provided to the borrower. | Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-11-12): [REDACTED] Received Valid COC dated 10/09/2025.<br>Seller Comment (2025-11-11): Comment from [REDACTED] ([REDACTED]): CT 11/11: Please see the attached COC for Credit Report fee change, and corresponding disclosure | 11/12/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | A | A | A | C | A | A | A | Non QM | Non QM | Yes |
| 224364859 |  |  |  | 34917381 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. |  |  |  | Reviewer Comment (2025-11-12): [REDACTED] received 10/08 CD received 3 business days prior to consummation.<br>Seller Comment (2025-11-11): Comment from [REDACTED] ([REDACTED]): CT 11/11: Please see the attached // | 11/12/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Purchase | No Defined Cure | C | A | A | A | C | A | A | A | Non QM | Non QM | No |
| 224364884 |  |  |  | 34927391 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  |  |  |  |  | Reviewer Comment (2025-11-13): Received in trailing documents.<br>Buyer Comment (2025-11-13): Comment from [REDACTED] ([REDACTED]): Please see Doc ID (REDACTED) | 11/13/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MI | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224364894 |  |  |  | 34927126 |  |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Provide an additional consecutive bank statement for [REDACTED] (received [REDACTED]-[REDACTED]) as the guidelines require 2 months bank statements. |  |  |  | Reviewer Comment (2025-11-12): Confirmed guidelines require only one statement.<br>Buyer Comment (2025-11-11): Comment from [REDACTED] ([REDACTED]): 11/11 AMB: Please note that this loan was underwritten to the "Yellow" product guidance, which states that "assets must be sourced/seasoned for 30 days". The guidelines only require one month of bank statements, which was provided in the original loan file. | 11/12/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Purchase |  | C | A | C | A | A | A | A | A | Non QM | Non QM | No |
| 224364894 |  |  |  | 34927135 |  |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Provide an additional consecutive bank statement for [REDACTED] #[REDACTED](received [REDACTED]-[REDACTED]) as the guidelines require 2 months bank statements. |  |  |  | Reviewer Comment (2025-11-12): Confirmed guidelines require only one statement.<br>Buyer Comment (2025-11-11): Comment from [REDACTED] ([REDACTED]): 11/11 AMB: Please note that this loan was underwritten to the "Yellow" product guidance, which states that "assets must be sourced/seasoned for 30 days". The guidelines only require one month of bank statements, which was provided in the original loan file. | 11/12/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Purchase |  | C | A | C | A | A | A | A | A | Non QM | Non QM | No |
| 224364894 |  |  |  | 34927440 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ |  |  |  |  | Reviewer Comment (2025-11-14): Credit Report has been considered to verify payments, exception cleared.<br>Buyer Comment (2025-11-13): Comment from [REDACTED] ([REDACTED]): 11/13 AMB: Please note that the Educator's Credit Union tied to the REO property is a HELOC, and the monthly payment amount is documented on the borrower's credit report. An additional statement is not required.<br>Reviewer Comment (2025-11-12): Provided document is Hazard Insurance & Mortgage statement from Educators Credit Union or Closing Disclosure to verify P&I amount is required, exception remains.<br>Seller Comment (2025-11-11): Comment from [REDACTED] ([REDACTED]): 11/11 AMB: Please see attached. | 11/14/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Purchase |  | C | A | C | A | A | A | A | A | Non QM | Non QM | No |
| 224364933 |  |  |  | 34912925 |  |  | Credit | Documents | Missing Document | Documents | File does not contain documentation from lender/seller confirming the condo is warrantable. |  | File does not contain documentation from lender/seller confirming the condo is warrantable. |  |  |  | Reviewer Comment (2025-11-10): Detached site condo<br>Buyer Comment (2025-11-10): Comment from [REDACTED] ([REDACTED]): Please revisit. Subject property is a detached condo and is exempt from warrantability review per Movement program guidelines. See line 1633 of guidelines. Thank you! | 11/10/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | WI | Second Home | Purchase |  | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224364933 |  |  |  | 34937586 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: HOA Questionnaire not provided |  |  |  |  |  | Reviewer Comment (2025-11-10): Detached site condo<br>Buyer Comment (2025-11-10): Comment from [REDACTED] ([REDACTED]): Please revisit. Subject property is a detached condo and is exempt from warrantability review per Movement program guidelines. See line 1633 of guidelines. Thank you! | 11/10/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | WI | Second Home | Purchase |  | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224364955 |  |  |  | 34914947 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. | Disclosures were sent to the borrower prior to obtaining consent for electronic disclosures. Lender to provide proof of e-consent within 3 days of the initial application, OR proof of disclosure sent to borrower using another method within 3 days of application. |  |  |  | Reviewer Comment (2025-11-28): [REDACTED] received initial LE.<br>Seller Comment (2025-11-26): Comment from [REDACTED] ([REDACTED] .): 10/2 LE<br>Reviewer Comment (2025-11-21): The timing for the LE under § [REDACTED] (e)(1)(iii) is three business days from application. Initial LE issued [REDACTED] . On this loan, the LE should have been issued within 3 business days of the application date of [REDACTED] .<br>Seller Comment (2025-11-20): Comment from [REDACTED] ([REDACTED] .): econsent | 11/28/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Purchase |  | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224364981 |  |  |  | 34928108 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: AUS not provided |  |  |  |  |  |  | 11/19/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MA | Primary | Purchase |  | C | B | C | B | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224364981 |  |  |  | 34937700 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC |  |  |  | 11/07/2025 | 2 | B | B | B | B | B | B | B | B | B | B |  | MA | Primary | Purchase |  | C | B | C | B | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224364981 |  |  |  | 34937712 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: HOA Questionnaire not provided |  |  |  |  |  |  | 11/12/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MA | Primary | Purchase |  | C | B | C | B | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224365141 |  |  |  | 34915906 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. $[REDACTED]over legal limit. Insufficient or no cure was provided to the borrower. | Appraisal Fee was last disclosed as $[REDACTED] but disclosed as $[REDACTED] on Final Closing Disclosure. Insufficient cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-11-12): Sufficient cure provided. Full cure amount for tolerance violation was provided in the form of principal reduction at closing (on final CD) resulting in a cleared exception."<br>Buyer Comment (2025-11-11): Comment from [REDACTED] ([REDACTED]): CT 11/11: A tolerance credit in the amount of $[REDACTED] for the appraisal fee was reflected on the final Closing Disclosure | 11/12/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | WA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | A | A | A | C | A | A | A | Non QM | Non QM | Yes |
| 224365141 |  |  |  | 34915907 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. $[REDACTED]over legal limit. Insufficient or no cure was provided to the borrower. | Second Appraisal Fee was not disclosed on the Loan Estimate but disclosed as $[REDACTED] on Final Closing Disclosure. Insufficient cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-11-12): Sufficient cure provided. Full cure amount for tolerance violation was provided in the form of principal reduction at closing (on final CD) resulting in a cleared exception."<br>Buyer Comment (2025-11-11): Comment from [REDACTED] ([REDACTED]): CT 11/11: A tolerance credit in the amount of $[REDACTED] for the appraisal fee was reflected on the final Closing Disclosure | 11/12/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | WA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | A | A | A | C | A | A | A | Non QM | Non QM | Yes |
| 224365141 |  |  |  | 34960876 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient cure provided at closing |  |  |  | Reviewer Comment (2025-11-12): Sufficient Cure Provided At Closing |  | 11/12/2025 |  | 1 |  | A |  | A |  | A |  | A |  | A |  | WA | Primary | Purchase | Final CD evidences Cure | C | A | A | A | C | A | A | A | Non QM | Non QM | Yes |
| 224365141 |  |  |  | 34960877 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. | Sufficient cure provided at closing |  |  |  | Reviewer Comment (2025-11-12): Sufficient Cure Provided At Closing |  | 11/12/2025 |  | 1 |  | A |  | A |  | A |  | A |  | A |  | WA | Primary | Purchase | Final CD evidences Cure | C | A | A | A | C | A | A | A | Non QM | Non QM | Yes |
| 224371276 |  |  |  | 35168985 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ |  |  |  |  | Reviewer Comment (2026-01-12): Received Tax certificate, exception cleared.<br>Seller Comment (2026-01-09): (Rate Lock) Uploaded for [REDACTED]- taxes and umbrella insurance policy. Please be sure to read page 1 that specifies the premises being covered as part of this umbrella policy. Thx | 01/12/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Second Home | Refinance - Cash-out - Other |  | C | A | C | A | C | A | A | A | Non QM | Non QM | No |
| 224371276 |  |  |  | 35169046 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED] . $[REDACTED]over legal limit. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED] . $[REDACTED] over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-01-23): [REDACTED] received detailed COC dated 11/26.<br>Seller Comment (2026-01-22): COC CD to borrower<br>Reviewer Comment (2026-01-12): [REDACTED] received Changed Circumstance dated [REDACTED], but it does not give sufficient information on why the loan level pricing change. In order to determine if the changed circumstance is valid more information is necessary on reason fee increase and when lender became aware of the change. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br> "<br>Seller Comment (2026-01-09): (Rate Lock) Uploaded CICs and revised CDs that support change in fees. Thx! | 01/23/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Second Home | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | A | C | A | C | A | A | A | Non QM | Non QM | Yes |
| 224371276 |  |  |  | 35169047 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. $[REDACTED] over legal limit. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. $[REDACTED] over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-01-12): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Seller Comment (2026-01-09): (Rate Lock) Uploaded CICs and revised CDs that support change in fees. Thx! | 01/12/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Second Home | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | A | C | A | C | A | A | A | Non QM | Non QM | Yes |
| 224371276 |  |  |  | 35169048 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. $[REDACTED] over legal limit. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED] . $[REDACTED]over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-01-12): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Seller Comment (2026-01-09): (Rate Lock) Uploaded CICs and revised CDs that support change in fees. Thx! | 01/12/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Second Home | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | A | C | A | C | A | A | A | Non QM | Non QM | Yes |
| 224371276 |  |  |  | 35614247 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-01-23): Sufficient Cure Provided At Closing |  | 01/23/2026 |  | 1 |  | A |  | A |  | A |  | A |  | A |  | FL | Second Home | Refinance - Cash-out - Other | Final CD evidences Cure | C | A | C | A | C | A | A | A | Non QM | Non QM | Yes |
| 224371276 |  |  |  | 35614249 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-01-23): Sufficient Cure Provided At Closing |  | 01/23/2026 |  | 1 |  | A |  | A |  | A |  | A |  | A |  | FL | Second Home | Refinance - Cash-out - Other | Final CD evidences Cure | C | A | C | A | C | A | A | A | Non QM | Non QM | Yes |
| 224371293 |  |  |  | 34940411 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-11-11): Received Title Final, exception cleared.<br>Seller Comment (2025-11-11): Comment from [REDACTED] ([REDACTED]): Please see Title report | 11/11/2025 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | CA | Primary | Purchase |  | C | A | C | A | A | A | A | A | Non QM | Non QM | No |
| 224371293 |  |  |  | 34940412 |  |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-11-11): Received Title Final, exception cleared. | 11/11/2025 |  |  | 1 | A | A | A | A | A | A | A | A | A | A |  | CA | Primary | Purchase |  | C | A | C | A | A | A | A | A | Non QM | Non QM | No |
| 224371293 |  |  |  | 34940426 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-11-10): Sufficient Cure Provided At Closing |  | 11/10/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | CA | Primary | Purchase | Final CD evidences Cure | C | A | C | A | A | A | A | A | Non QM | Non QM | Yes |
| 224371293 |  |  |  | 34945130 |  |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  | ISAOA/ATIMA language is missing. |  |  |  | Reviewer Comment (2025-11-11): Received Hazard Insurance, exception cleared.<br>Seller Comment (2025-11-11): Comment from [REDACTED] ([REDACTED]): Please see HAZARD Policy | 11/11/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Purchase |  | C | A | C | A | A | A | A | A | Non QM | Non QM | No |
| 224371352 |  |  |  | 34922403 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Primary | Refinance - Rate/Term |  | C | B | B | B | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224371352 |  |  |  | 34923019 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Collateral Desktop Analysis. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. $[REDACTED]over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  |  |  |  | 11/24/2025 |  | 2 | C | B | C | B | C | B | C | B | C | B |  | CA | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | B | B | B | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224376335 |  |  |  | 35170013 |  |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  | Reviewer Comment (2025-12-17): Document Received. Exception Cleared<br>Seller Comment (2025-12-17): (Rate Lock) submitted borrower credit report | 12/17/2025 |  |  | 1 | D | A | D | A | D | A | D | A | D | A |  | FL | Investment | Purchase |  | D | A | D | A |  |  | A | A |  | N/A | No |
| 224377540 |  |  |  | 35202238 |  |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible borrower per guidelines. |  | Guidelines do not allow for entity borrowers | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-22): Waive per client email [REDACTED]<br>Reviewer Comment (2025-12-19): Buyer to review for consideration of waiver<br>Seller Comment (2025-12-16): (Rate Lock) Please reference update guidelines |  |  | 12/22/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | PA | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224387937 |  |  |  | 34938791 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ |  |  |  |  | Reviewer Comment (2025-11-19): Waw land, no insurance.<br>Seller Comment (2025-11-19): Comment from [REDACTED] ([REDACTED]): No insurance [REDACTED]<br>Reviewer Comment (2025-11-19): Please provide complete email to verify property address with no insurance attached. Only received the first page of the email.<br>Seller Comment (2025-11-14): Comment from [REDACTED] ([REDACTED]): No Insurance | 11/19/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | ME | Primary | Purchase |  | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224387983 |  |  |  | 34950193 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2025-11-12): Received in trailing documents.<br>Seller Comment (2025-11-12): Comment from [REDACTED] ([REDACTED]): Title | 11/12/2025 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | SC | Primary | Refinance - Rate/Term |  | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224387983 |  |  |  | 34950229 |  |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  | The file is missing the CPA letter, Please provide |  |  |  | Reviewer Comment (2025-11-12): 50% expense factor applied. Not required.<br>Seller Comment (2025-11-12): Comment from [REDACTED] ([REDACTED]): LOE and Supporting Docs | 11/12/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | SC | Primary | Refinance - Rate/Term |  | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224387983 |  |  |  | 34950284 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | riginator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) |  |  |  | Reviewer Comment (2025-11-12): Received in trailing documents. Compliance testing updated. | 11/12/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | SC | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM status | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224387983 |  |  |  | 34950286 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  | Reviewer Comment (2025-11-12): Received in trailing documents. Compliance testing updated. | 11/12/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | SC | Primary | Refinance - Rate/Term |  | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224387983 |  |  |  | 34956402 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Operating Agreement in file was not executed. Please provide the fully executed document for [REDACTED]. |  |  |  | Reviewer Comment (2025-11-12): Received in trailing documents.<br>Seller Comment (2025-11-12): Comment from [REDACTED] ([REDACTED]): Operating Agreement - signed | 11/12/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | SC | Primary | Refinance - Rate/Term |  | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224389012 |  |  |  | 34942671 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). |  |  |  | Reviewer Comment (2025-11-12): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-11-12): Comment from [REDACTED] ([REDACTED]): Please re-state/re-test to Higher Priced QM. Thank you! | 11/12/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | CA | Primary | Purchase | Lender to provide updated ATR/QM status | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 224389012 |  |  |  | 34945131 |  |  | Credit | Missing Document | General | Missing Document | Missing Document: Account Statements - Personal not provided |  | Missing all pages of the [REDACTED] #[REDACTED] August bank statement |  |  |  | Reviewer Comment (2025-11-12): Document Received, Exception Cleared<br>Seller Comment (2025-11-12): Comment from [REDACTED] ([REDACTED]): Merrill Stmt - all pages | 11/12/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224389012 |  |  |  | 34945258 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-11-12): Document Received, Exception Cleared<br>Seller Comment (2025-11-12): Comment from [REDACTED] ([REDACTED]): Supplement | 11/12/2025 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | CA | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224389012 |  |  |  | 34967812 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | Loan Designation restated. Compliance testing updated. |  |  |  |  |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | CA | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224390608 |  |  |  | 35073649 |  |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible borrower per guidelines. |  | Guidelines do not allow for Entity Borrowers | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months. |  | SitusAMC | Reviewer Comment (2025-12-22): Waive per client email [REDACTED] |  |  | 12/22/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | VA | Investment | Refinance - Rate/Term |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224390608 |  |  |  | 35074462 |  |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  |  |  |  |  | Reviewer Comment (2026-01-26): Received proof of rent<br>Seller Comment (2026-01-23): I am uploading again, the LOX about the rent deposits, the bank statement and lease<br>Reviewer Comment (2026-01-09): Received same bank statement - no indication of deposit of $[REDACTED] or $[REDACTED].<br>Seller Comment (2026-01-05): (Rate Lock) Lease, LOX on Rent and Rent deposit uploaded<br>Reviewer Comment (2025-12-23): Provide rent deposits<br>Seller Comment (2025-12-19): (Rate Lock) Need a little bit more clarification when you state that no deposits on statement I uploaded the current bank statement from 10/31 that shows [REDACTED] more than listed on 1003<br>Reviewer Comment (2025-12-17): Please provide proof of deposit, nothing listed on bank statements provided<br>Seller Comment (2025-12-12): (Rate Lock) DSCR and UW for woodard has been uploaded disregard the DSCR for [REDACTED]<br>Seller Comment (2025-12-12): (Rate Lock) Disregard documentation I was working on the wilson and was looking at the finding for [REDACTED] | 01/26/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | VA | Investment | Refinance - Rate/Term |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224399766 |  |  |  | 34944529 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-11-20): Received REO documents, exception cleared.<br>Seller Comment (2025-11-19): Comment from [REDACTED] ([REDACTED]): Additional Property | 11/20/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Second Home | Purchase |  | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224399814 |  |  |  | 34966190 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Non Escrow Costs Year 1 Underdisclosed - October 2018 | TILA-RESPA Integrated Disclosure - Loan Disclosures: Non Escrowed Property Costs over Year 1 of on Final Closing Disclosure provided on [REDACTED] are underdisclosed. | HOA dues not escrowed and a total collected amount was not disclosed on page 4 of CD. |  |  |  | Reviewer Comment (2025-12-18): [REDACTED] received Letter of explanation and Corrected Closing disclosure.<br>Seller Comment (2025-12-17): Comment from [REDACTED] ([REDACTED]): Please see attached LOE as well.<br>Reviewer Comment (2025-12-09): [REDACTED] received corrected Closing disclosure. However, the LOE to borrower was not located in trailing documents. Please provide LOE to borrower to complete remediation.<br>Seller Comment (2025-12-08): Comment from [REDACTED] ([REDACTED]): PCCD |  | 12/18/2025 |  | 2 | C | B | C | B | C | B | C | B | C | B |  | OH | Primary | Purchase | Letter of Explanation & Corrected Closing Disclosure | C | B | B | B | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224399814 |  |  |  | 34966219 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Guidelines restrict payment shock for FTHB to [REDACTED]%. Borrower lives rent free. Request is to accept FTHB with payment shock over [REDACTED]%. Approved exception ([REDACTED]) in file. | The representative FICO score exceeds the guideline minimum by at least [REDACTED] points.<br>Borrower has verified disposable income of at least $[REDACTED]. | FICO > 20 points above program minimum<br>Disposable income > $[REDACTED] | SitusAMC,Originator Pre-Close,Aggregator<br>Originator Pre-Close,Aggregator,SitusAMC | Reviewer Comment (2025-11-12): Exception approval provided, meets buyers waiver policy. |  |  | 11/12/2025 | 2 | B | B | B | B | B | B | B | B | B | B |  | OH | Primary | Purchase |  | C | B | B | B | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224400877 |  |  |  | 34948650 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | The file was missing the hazard insurance for the REO listed in the final . Please provide the hazard insurance for review. |  |  |  | Reviewer Comment (2025-11-14): Received AVM Report with Rental Value, exception cleared.<br>Seller Comment (2025-11-13): Comment from [REDACTED] ([REDACTED]): REO docs | 11/14/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224400877 |  |  |  | 34952767 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Income and Assets - REO 25% Method | General QM: Unable to verify Real Estate Owned income (25% Method) using reasonably reliable third-party records. | Please provide lease or market rents or DTI will exceed guideline max. |  |  |  | Reviewer Comment (2025-11-14): Received AVM Report with Rental Value, exception cleared.<br>Seller Comment (2025-11-13): Comment from [REDACTED] ([REDACTED]): Market Rent | 11/14/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224400877 |  |  |  | 34952866 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | Loan designation is Safe Harbor QM (APOR). |  |  |  | Reviewer Comment (2025-11-19): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-11-17): Comment from [REDACTED] ([REDACTED]): Please re-state/retest to Higher Priced QM. Thank you!<br>Reviewer Comment (2025-11-17): EXCEPTION HISTORY - Exception Detail was updated on [REDACTED] PRIOR Exception Detail: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail.<br>Reviewer Comment (2025-11-17): Loan designation updated.<br>Buyer Comment (2025-11-17): Comment from [REDACTED] ([REDACTED]): Please clear this condition as it was associated with the rental income on REO, and that condition has been cleared. Thank you! | 11/19/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | TX | Primary | Purchase | Lender to provide updated ATR/QM status | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 224400877 |  |  |  | 35022958 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | Loan Designation restated. Compliance testing updated. |  |  |  |  |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | TX | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224402040 |  |  |  | 34956821 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026) |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | VA | Investment | Refinance - Rate/Term |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224402048 |  |  |  | 34953495 |  |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title Error: Title vesting does not concur with deed |  | Final Title is not currently vested in the borrowing entity. Please provide updated final title reflecting ownership and vesting to align with the borrower and deed. |  |  |  | Reviewer Comment (2025-11-25): Included in TD.<br>Seller Comment (2025-11-24): Please see the FTP in the name of the borrowing entity | 11/25/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Refinance - Rate/Term |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224402139 |  |  |  | 34962082 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026) |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | GA | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224402177 |  |  |  | 34946418 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026) |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | NE | Investment | Refinance - Rate/Term |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224402177 |  |  |  | 34946630 |  |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title Error: Title vesting does not concur with deed |  | Title is not currently vested in the borrowing entity .Subject is a refinance. Please provide an update Title commitment reflecting updated ownership and vesting to align with the borrower and deed. |  |  |  | Reviewer Comment (2025-11-28): Trailing final title confirms vesting matches borrowing entity<br>Seller Comment (2025-11-26): FTP | 11/28/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NE | Investment | Refinance - Rate/Term |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224402216 |  |  |  | 35023982 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Minimum Loan Amount discrepancy. | Note loan amount of ___ is less than Guideline minimum loan amount of ___. |  | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [REDACTED].<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [REDACTED]%. | High DSCR<br>Low LTV | Aggregator,SitusAMC<br>Aggregator,SitusAMC | Reviewer Comment (2025-11-25): Waived and downgraded per [REDACTED] email / sheet.<br>Buyer Comment (2025-11-25): AMC - Please waive down<br>Reviewer Comment (2025-11-24): Moved to [REDACTED] for waiver and downgrade consideration. |  |  | 11/25/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  |  | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224402219 |  |  |  | 35025558 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  |  |  |  |  | Reviewer Comment (2025-11-25): Document Received, Exception Cleared<br>Seller Comment (2025-11-25): uploaded IDs from UW | 11/25/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224402219 |  |  |  | 35025963 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026) |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  |  | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224406734 |  |  |  | 34976375 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Mortgage statement is missing for the property: [REDACTED] |  |  |  | Reviewer Comment (2025-11-25): Received in trailing documents.<br>Seller Comment (2025-11-20): Comment from [REDACTED] ([REDACTED]): [REDACTED] HELOC Docs<br>Reviewer Comment (2025-11-19): Missing for secondary financing.<br>Seller Comment (2025-11-17): Comment from [REDACTED] ([REDACTED]): [REDACTED] Mortgage Statement | 11/25/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Second Home | Purchase |  | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224406843 |  |  |  | 34971104 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  |  |  | 11/13/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | CA | Primary | Purchase | Final CD evidences Cure | B | B | A | A | A | A | B | B | Non QM | Non QM | Yes |
| 224406843 |  |  |  | 34977943 |  |  | Property | Property - Appraisal | Appraisal Reconciliation | Property - Appraisal | Appraisal is required to be in name of Lender |  |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Primary | Purchase |  | B | B | A | A | A | A | B | B | Non QM | Non QM | No |
| 224406855 |  |  |  | 34966150 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026)<br>Reviewer Comment (2025-11-14): Remains open, EV2.<br>Buyer Comment (2025-11-14): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Primary | Refinance - Rate/Term |  | B | B | B | B | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224406862 |  |  |  | 34977816 |  |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-11-18): Document Received, Exception Cleared | 11/18/2025 |  |  | 1 | A | A | A | A | A | A | A | A | A | A |  | CA | Primary | Purchase |  | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224406862 |  |  |  | 34977822 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-11-18): Document Received, Exception Cleared<br>Seller Comment (2025-11-18): Comment from [REDACTED] ([REDACTED]): FTP | 11/18/2025 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | CA | Primary | Purchase |  | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224406862 |  |  |  | 34981651 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-11-18): Document Received, Exception Cleared<br>Seller Comment (2025-11-18): Comment from [REDACTED] ([REDACTED]): Loan Approval | 11/18/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Purchase |  | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224406870 |  |  |  | 34980351 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ |  |  |  |  | Reviewer Comment (2025-11-19): Received Vacation Rental Income Statement, exception cleared.<br>Seller Comment (2025-11-18): Comment from [REDACTED] ([REDACTED]): AirDNA | 11/19/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Purchase |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224406870 |  |  |  | 34980882 |  |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  |  |  |  |  | Reviewer Comment (2025-11-19): Received Vacation Rental Income Statement, exception cleared.<br>Seller Comment (2025-11-18): Comment from [REDACTED] ([REDACTED]): AirDNA | 11/19/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Purchase |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224406872 |  |  |  | 34960101 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  |  |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | ME | Primary | Refinance - Rate/Term |  | B | B | B | B | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224406872 |  |  |  | 34960104 |  |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | ME | Primary | Refinance - Rate/Term |  | B | B | B | B | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224406876 |  |  |  | 34959249 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Survey Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. $[REDACTED] over legal limit. Insufficient or no cure was provided to the borrower. | Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-11-21): [REDACTED] received corrected PCCD and LOE<br>Seller Comment (2025-11-20): Comment from [REDACTED] ([REDACTED]): PCCD w/ letter<br>Reviewer Comment (2025-11-19): [REDACTED] received corrected PCCD with updated fee name for survey fee but the PCCD is dated same as final CD, please provide PCCD with correct issue date along with the LOE explaining if survey is lender required or title required to accompanying PCCD.<br>Seller Comment (2025-11-17): Comment from [REDACTED] ([REDACTED]): see revised PCCD - this is title fee | 11/21/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | OH | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224406877 |  |  |  | 34964295 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-11-17): Document Received, Exception Cleared<br>Seller Comment (2025-11-17): Comment from [REDACTED] ([REDACTED]): Uploaded approval. | 11/17/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | WI | Primary | Purchase |  | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224406877 |  |  |  | 34979060 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Expanded guidelines require 120 day seasoning for funds used for Asset Utilization income. [REDACTED] account statement provided ending in #[REDACTED] was less than 120 days from Note date. |  |  |  | Reviewer Comment (2025-11-17): Evidence of settlement received. Guideline requirements met.<br>Seller Comment (2025-11-17): Comment from [REDACTED] ([REDACTED]): Uploaded UW response for Seasoning. | 11/17/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | WI | Primary | Purchase |  | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224406906 |  |  |  | 34977911 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an investor allowable total of $[REDACTED] (an overage of $[REDACTED] or .[REDACTED]%). |  |  |  |  | Reviewer Comment (2025-11-14): Client elects to waive. |  |  | 11/14/2025 | 2 | B | B | B | B | B | B | B | B | B | B |  | GA | Primary | Purchase | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | B | B | A | A | B | B | A | A | Non QM | Non QM | Yes |
| 224406928 |  |  |  | 34977120 |  |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  | The mortgagee is reflected as Rate, Inc ISAOA/ATIMA and not [REDACTED] ISAOA/ATIMA. |  |  |  | Reviewer Comment (2025-11-19): Received updated document in trailing docs.<br>Seller Comment (2025-11-18): Comment from [REDACTED] ([REDACTED]): Master Corrected | 11/19/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MA | Primary | Purchase |  | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224406928 |  |  |  | 34977145 |  |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | The flood certificate is missing Unit 44. |  |  |  | Reviewer Comment (2025-11-19): Received updated document in trailing docs.<br>Seller Comment (2025-11-17): Comment from [REDACTED] ([REDACTED]): Flood Cert Corrected | 11/19/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MA | Primary | Purchase |  | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224406928 |  |  |  | 34977528 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file is missing the mortgage statement to document the PITIA payment of $[REDACTED]/month. Departure residence must have a minimum of [REDACTED]% equity after deduction of outstanding liens to exclude the payment from the DTI. |  |  |  | Reviewer Comment (2025-11-19): received CD to verify loan amount for equity verification<br>Seller Comment (2025-11-18): Comment from [REDACTED] ([REDACTED]): The CD showing escrow of T&I from original loan and mortgage supplement along with the appraisal for the 20% Equity documented to exclude the pymt. | 11/19/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MA | Primary | Purchase |  | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224410738 |  |  |  | 35169565 |  |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible borrower per guidelines. |  | Entities as Borrower is ineligible as per guidelines | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-22): Waive per client email [REDACTED]<br>Reviewer Comment (2025-12-19): Buyer to review for consideration of waiver<br>Seller Comment (2025-12-16): (Rate Lock) Please reference udpated guidelines |  |  | 12/22/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | NJ | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224419726 |  |  |  | 34981111 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). |  |  |  |  |  | 11/19/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | OH | Primary | Purchase | Lender to provide updated ATR/QM status | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 224419726 |  |  |  | 34981112 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $[REDACTED] exceeds tolerance of $-[REDACTED]. Insufficient or no cure was provided to the borrower. |  |  |  |  |  | 12/03/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | OH | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 224419726 |  |  |  | 34981114 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. $[REDACTED] over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  |  |  | 12/03/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | OH | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 224419726 |  |  |  | 34985895 |  |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  |  |  |  |  |  | 11/21/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | OH | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224419726 |  |  |  | 35022983 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). |  |  |  |  |  |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | OH | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224426075 |  |  |  | 34992326 |  |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2025-11-26): Received CDA, exception cleared.<br>Seller Comment (2025-11-25): Comment from [REDACTED] ([REDACTED] Affinity): CDA Attached | 11/26/2025 |  |  | 1 | D | A | D | A | D | A | D | A | D | A |  | CO | Investment | Purchase |  | D | A | C | A | A | A | D | A | N/A | N/A | No |
| 224426075 |  |  |  | 34992343 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Tax Cert missing for properties - [REDACTED], [REDACTED], [REDACTED] & [REDACTED].(Primary). |  |  |  | Reviewer Comment (2025-11-24): Received Tax Certificate, exception cleared.<br>Seller Comment (2025-11-21): Comment from [REDACTED] ([REDACTED] Affinity): Tax Certs Attached<br>Reviewer Comment (2025-11-20): Provided Tax certificate belongs to subject property and required Tax certificate for Address: [REDACTED] , Address: [REDACTED] , Address: [REDACTED] , exception remains.<br>Seller Comment (2025-11-19): Comment from [REDACTED] ([REDACTED] Affinity): Please see tax cert attached | 11/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CO | Investment | Purchase |  | D | A | C | A | A | A | D | A | N/A | N/A | No |
| 224426075 |  |  |  | 34994419 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Condo is non-warrantable. Short term rentals, per-unit deductible is [REDACTED]% |  |  |  | Reviewer Comment (2025-12-09): Meets guidelines, up to 10% deductible allowed and short-term rentals allowed<br>Seller Comment (2025-12-04): Comment from [REDACTED] ([REDACTED]): Please see rebuttal from seller and page 23 of the guidelines. Permitted per guides-<br>Reviewer Comment (2025-11-29): Exception approval not provided.<br>Seller Comment (2025-11-21): Comment from [REDACTED] ([REDACTED] Affinity): Please see attached | 12/09/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CO | Investment | Purchase |  | D | A | C | A | A | A | D | A | N/A | N/A | No |
| 224426116 |  |  |  | 34995231 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Interim Closing Disclosure Timing Test | TILA-RESPA Integrated Disclosure - Corrected Closing Disclosure provided on or after [REDACTED] contains a change in APR and a complete Closing Disclosure was not received by borrower at least three (3) business days prior to consummation | Corrected Closing Disclosure provided on or after [REDACTED] contains a change in APR and a complete Closing Disclosure was not received by borrower at least three (3) business days prior to consummation |  |  |  | Reviewer Comment (2025-11-27): [REDACTED] received initial CD dated 10/01 and LOE to remove incomplete CD dated 10/16 not provided to borrower.<br>Seller Comment (2025-11-26): Comment from [REDACTED] ([REDACTED]): CD | 11/27/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MA | Primary | Refinance - Cash-out - Other | TRID timing exception, no remediation available. | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224426116 |  |  |  | 34995232 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. $[REDACTED] over legal limit. Insufficient or no cure was provided to the borrower. | Loan Discount Points in the amount of $[REDACTED] exceeds tolerance of $[REDACTED] . $[REDACTED] over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-11-27): [REDACTED] received COC dated 10/24 and LOE to remove incomplete CD dated 10/16 not provided to borrower.<br>Seller Comment (2025-11-26): Comment from [REDACTED] ([REDACTED]): COC due to lock extension | 11/27/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MA | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224426116 |  |  |  | 35004414 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | The CD issued [REDACTED] is missing an interest rate and APR. |  |  |  | Reviewer Comment (2025-11-27): [REDACTED] received initial CD dated 10/01 and LOE to remove incomplete CD dated 10/16 not provided to borrower.<br>Seller Comment (2025-11-26): Comment from [REDACTED] ([REDACTED]): CD | 11/27/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MA | Primary | Refinance - Cash-out - Other | No Defined Cure | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224426202 |  |  |  | 35003992 |  |  | Compliance | Compliance | State Compliance | Misc. State Level | Colorado Consumer Credit Code (First Lien Refinance Notice Not Provided) | [REDACTED] Consumer Credit Code: Borrower not provided First Lien Refinance Notice. | Borrower not provided First Lien Refinance Notice. |  |  |  | Reviewer Comment (2025-11-29): Received in trailing documents.<br>Seller Comment (2025-11-19): Comment from [REDACTED] ([REDACTED]): First Lien Refinance Notice | 11/29/2025 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | CO | Primary | Refinance - Rate/Term |  | B | A | A | A | B | A | A | A | Non QM | Non QM | No |
| 224426332 |  |  |  | 35003095 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-11-19): Document Received, Exception Cleared<br>Seller Comment (2025-11-19): Comment from [REDACTED] ([REDACTED]): Please see attached | 11/19/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | IL | Primary | Purchase |  | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224426332 |  |  |  | 35003114 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-11-18): Sufficient Cure Provided At Closing |  | 11/18/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | IL | Primary | Purchase | Final CD evidences Cure | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224426360 |  |  |  | 34992237 |  |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. |  | Borrower has been employed in the same industry for more than [REDACTED] years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [REDACTED]% and $[REDACTED]. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-05): waive per sellers approved waiver matrix<br>Reviewer Comment (2025-12-04): This does not meet the [REDACTED] Expanded Access Flex Connect Prime - Page 10 of the guidelines contains the matrix which indicates 80% max.<br>Buyer Comment (2025-12-01): Comment from [REDACTED] ([REDACTED]): Please see approval (doc id 0456), expanded access flex connect prime is the product- see updated 1008(doc id (REDACTED)) and AUS (doc id (REDACTED))- Please waive/downgrade- Meets (REDACTED) matrix, meets (REDACTED) DU guideline-Reserves greater than six months above guideline minimum<br>Reviewer Comment (2025-11-29): Loan was submitted for review with the chosen guidelines reflecting "Expanded Access Elite Connect Prime." Please reach out to (REDACTED) for additional information and loan re-submission if required.<br>Seller Comment (2025-11-24): Comment from [REDACTED] ([REDACTED]): Please see AUS/1008 confirming loan is not a manual and should meet guidelines |  |  | 12/05/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | TX | Primary | Purchase |  | C | B | C | B | A | A | A | A | Non QM | Non QM | No |
| 224426360 |  |  |  | 34992238 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. | Calculated combined loan to value percentage of ___ exceeds Guideline combined loan to value percentage of ___. |  | Borrower has been employed in the same industry for more than [REDACTED] years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [REDACTED]% and $[REDACTED]. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-05): waive per sellers approved waiver matrix<br>Reviewer Comment (2025-12-04): This does not meet the [REDACTED] Expanded Access Flex Connect Prime - Page 10 of the guidelines contains the matrix which indicates 80% max.<br>Buyer Comment (2025-12-01): Comment from [REDACTED] ([REDACTED]): Please see approval (doc id 0456), expanded access flex connect prime is the product- see updated 1008(doc id (REDACTED)) and AUS (doc id (REDACTED))- Please waive/downgrade- Meets (REDACTED) matrix, meets (REDACTED) DU guideline-Reserves greater than six months above guideline minimum<br>Reviewer Comment (2025-11-29): Loan was submitted for review with the chosen guidelines reflecting "Expanded Access Elite Connect Prime." Please reach out to (REDACTED) for additional information and loan re-submission if required.<br>Buyer Comment (2025-11-25): Comment from [REDACTED] ([REDACTED]): Please see the other finding. Please waive/downgrade- Meets (REDACTED) matrix, meets LPR DU guideline-Reserves greater than six months above guideline minimum. |  |  | 12/05/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | TX | Primary | Purchase |  | C | B | C | B | A | A | A | A | Non QM | Non QM | No |
| 224426544 |  |  |  | 34995643 |  |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. |  | Declining market, [REDACTED]% reduction to LTV required. DSCR <[REDACTED]. |  |  |  | Reviewer Comment (2025-11-19): Correction made to purchase price. Calculation updated.<br>Seller Comment (2025-11-18): Comment from [REDACTED] ([REDACTED]): 11/18/25 - (REDACTED): The loan closed with an LTV of 7(REDACTED). Loan amount = $[REDACTED]; Sales Price = $[REDACTED]. [REDACTED] / [REDACTED] = 0.70. Please see the attached 1008. | 11/19/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224426544 |  |  |  | 34995644 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Combined loan to value discrepancy. |  | Declining market, [REDACTED]% reduction to LTV required. DSCR <[REDACTED]. |  |  |  | Reviewer Comment (2025-11-19): Correction made to purchase price. Calculation updated.<br>Seller Comment (2025-11-18): Comment from [REDACTED] ([REDACTED]): 11/18/25 - (REDACTED): The loan closed with an LTV of[REDACTED]. Loan amount = $[REDACTED]; Sales Price = $[REDACTED]. [REDACTED] / [REDACTED] = 0.70. Please see the attached 1008. | 11/19/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224426601 |  |  |  | 35002775 |  |  | Credit | Income | Document Error | Income | Bank statement page number is blank. |  | Business / Account Num: [REDACTED]/ Statement End Date: [REDACTED]: Bank statement was not provided. |  |  |  | Reviewer Comment (2025-11-21): Received in trailing documents.<br>Seller Comment (2025-11-20): Comment from [REDACTED] ([REDACTED]): [REDACTED] - (REDACTED): Please see the attached statement covering [REDACTED] - [REDACTED]. The borrower statements from [REDACTED] - [REDACTED] were considered for qualification.<br>Reviewer Comment (2025-11-20): Bank statement for the month of October 2024 account ending with [REDACTED] is required to calculate income, exception remains.<br>Seller Comment (2025-11-19): Comment from [REDACTED] ([REDACTED]): [REDACTED] - (REDACTED): Please see the attached statement ending 10/16/25. | 11/21/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Purchase |  | C | B | C | A | C | B | A | A | Non QM | Non QM | No |
| 224426601 |  |  |  | 35002825 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  | Reviewer Comment (2025-11-20): Received Bank statement, exception cleared.<br>Seller Comment (2025-11-19): Comment from [REDACTED] ([REDACTED]): [REDACTED] - (REDACTED): Please see the attached statement ending 10/16/25. | 11/20/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Purchase |  | C | B | C | A | C | B | A | A | Non QM | Non QM | No |
| 224426601 |  |  |  | 35002858 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an investor allowable total of $[REDACTED](an overage of $[REDACTED] or [REDACTED]%). |  |  |  |  | Reviewer Comment (2025-11-18): Client elects to waive. |  |  | 11/18/2025 | 2 | B | B | B | B | B | B | B | B | B | B |  | TX | Primary | Purchase | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | C | B | C | A | C | B | A | A | Non QM | Non QM | Yes |
| 224426601 |  |  |  | 35002859 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Loan designation failure due to ATR failure. This exception will be cleared when all ATR related exceptions are cleared. |  |  |  | Reviewer Comment (2025-11-21): Received in trailing documents. Compliance testing updated.<br>Seller Comment (2025-11-19): Comment from [REDACTED] ([REDACTED]): [REDACTED] - (REDACTED): Please see the attached statement ending 10/16/25. | 11/21/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | TX | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation | C | B | C | A | C | B | A | A | Non QM | Non QM | Yes |
| 224426601 |  |  |  | 35002865 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | ATR risk due to excessive DTI. This exception will be cleared when all ATR related exceptions cleared. |  |  |  | Reviewer Comment (2025-11-21): Received in trailing documents. Compliance testing updated.<br>Seller Comment (2025-11-19): Comment from [REDACTED] ([REDACTED]): [REDACTED] - (REDACTED): Please see the attached statement ending 10/16/25. | 11/21/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Purchase |  | C | B | C | A | C | B | A | A | Non QM | Non QM | No |
| 224426613 |  |  |  | 35002754 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Self-Employed Tax Return Recency - QM | General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [REDACTED], Most Recent Tax Return End Date [REDACTED], Tax Return Due Date[REDACTED]. |  |  |  |  | Reviewer Comment (2025-11-25): EV2, informational.<br>Seller Comment (2025-11-20): Comment from [REDACTED] ([REDACTED]): TTs |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | MN | Primary | Refinance - Rate/Term |  | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224426613 |  |  |  | 35002755 |  |  | Compliance | Compliance | State Compliance | Misc. State Level | Minnesota Tangible Net Benefit Disclosure | [REDACTED] Residential Mortgage Originator and Servicer Licensing Act: Tangible Net Benefit Disclosure not provided to the Borrower. |  |  |  |  | Reviewer Comment (2025-11-29): Received in trailing documents.<br>Seller Comment (2025-11-20): Comment from [REDACTED] ([REDACTED]): TNB Disclosure | 11/29/2025 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | MN | Primary | Refinance - Rate/Term |  | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224426758 |  |  |  | 35000929 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-11-21): Document Received, Exception Cleared<br>Seller Comment (2025-11-21): Comment from [REDACTED] ([REDACTED]): Supplemental Report | 11/21/2025 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | CA | Primary | Purchase |  | B | A | B | A | A | A | A | A | Non QM | Non QM | No |
| 224426758 |  |  |  | 35000997 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-11-17): Sufficient Cure Provided At Closing |  | 11/17/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | CA | Primary | Purchase | Final CD evidences Cure | B | A | B | A | A | A | A | A | Non QM | Non QM | Yes |
| 224426773 |  |  |  | 34999456 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | NV | Primary | Purchase |  | D | B | B | B | A | A | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224426773 |  |  |  | 35000250 |  |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  |  | 12/29/2025 |  |  | 1 | D | A | D | A | D | A | D | A | D | A |  | NV | Primary | Purchase |  | D | B | B | B | A | A | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224426907 |  |  |  | 35001310 |  |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | [REDACTED] schools and credit unit asset documentation provided in file reflects a non-borrower. No documentation provided to verify borrower has access to funds. |  |  |  | Reviewer Comment (2025-11-19): Allowed per guidelines.<br>Buyer Comment (2025-11-18): Comment from [REDACTED] ([REDACTED]): 11/18 CW: Per guidelines agreed upon, "Funds held jointly with a non-borrowing person are considered the borrower's funds." | 11/19/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MI | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224426914 |  |  |  | 35009850 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-11-18): Sufficient Cure Provided At Closing |  | 11/18/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | NV | Primary | Purchase | Final CD evidences Cure | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224426914 |  |  |  | 35009992 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | approval is missing on file |  |  |  | Reviewer Comment (2025-11-19): Received Approval, exception cleared.<br>Seller Comment (2025-11-19): Comment from [REDACTED] ([REDACTED]): 1008, approval letter | 11/19/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NV | Primary | Purchase |  | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224426921 |  |  |  | 35000311 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026)<br>Reviewer Comment (2025-12-23): Remains Open, EV2.<br>Buyer Comment (2025-12-23): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | GA | Primary | Purchase |  | B | B | B | B | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224426925 |  |  |  | 35018095 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  |  | 11/25/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224426925 |  |  |  | 35018099 |  |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  |  | 12/03/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224426925 |  |  |  | 35018138 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of [REDACTED]% is in excess of the allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an allowable total of $[REDACTED] (an overage of $[REDACTED]or .[REDACTED]%). |  |  |  |  |  | 11/20/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224426925 |  |  |  | 35018141 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. |  |  |  |  |  | 11/20/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | FL | Primary | Purchase | Lender to provide updated ATR/QM status | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224426925 |  |  |  | 35018142 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. |  |  |  |  |  | 11/26/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Purchase | No Defined Cure | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224426925 |  |  |  | 35018143 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. $[REDACTED] over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  |  |  | 12/01/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224426925 |  |  |  | 35027792 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an investor allowable total of $[REDACTED] (an overage of $[REDACTED] or .[REDACTED]%). |  |  |  |  |  |  |  | 11/20/2025 | 2 |  | B |  | B |  | B |  | B |  | B |  | FL | Primary | Purchase | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224426925 |  |  |  | 35027793 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. |  |  |  |  |  |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | FL | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224427096 |  |  |  | 35038125 |  |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | Reviewer Comment (2026-01-05): Document Received, Exception Cleared<br>Seller Comment (2026-01-05): (REDACTED) account ending in [REDACTED] has $[REDACTED] as of [REDACTED] and the loan closed on [REDACTED] , this should be sufficient liquidity | 01/05/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224427096 |  |  |  | 35038139 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  | Reviewer Comment (2026-01-05): Document Received, Exception Cleared<br>Seller Comment (2026-01-05): (REDACTED) account ending in [REDACTED] has $[REDACTED] as of [REDACTED] and the loan closed on [REDACTED] , this should be sufficient liquidity | 01/05/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224428900 |  |  |  | 35010502 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Primary | Purchase |  | C | B | B | B | C | B | A | A | Non QM | Non QM | No |
| 224428900 |  |  |  | 35010519 |  |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  | Reviewer Comment (2025-11-29): Received evidence of appraisal delivery and receipt by borrower on 10/30/2025. Compliance testing updated.<br>Seller Comment (2025-11-26): Comment from [REDACTED] ([REDACTED]): LL 11/26 Please see the attached TRID Disclosure History and Appraisal Package that shows the borrower was sent the Appraisal Package on 10/30 and consented to it on 10/30. This meets the 3 business day cool off before the closing date of [REDACTED] | 11/29/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Purchase |  | C | B | B | B | C | B | A | A | Non QM | Non QM | No |
| 224428900 |  |  |  | 35010520 |  |  | Compliance | Compliance | Federal Compliance | Federal HPML | (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Timing of Appraisal to Consumer) | TILA HPML Appraisal Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant three (3) business days prior to consummation. |  |  |  |  | Reviewer Comment (2025-11-29): Received evidence of appraisal delivery and receipt by borrower on 10/30/2025. Compliance testing updated.<br>Seller Comment (2025-11-20): Comment from [REDACTED] ([REDACTED]): LI 11/20 Please see the attached TRID Disclosure History and Appraisal Package that shows the borrower was sent the Appraisal Package on 10/30 and consented to it on 10/30. This meets the 3 business day cool off before the closing date of [REDACTED] | 11/29/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Purchase |  | C | B | B | B | C | B | A | A | Non QM | Non QM | No |
| 224428900 |  |  |  | 35010521 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an investor allowable total of $[REDACTED] (an overage of $[REDACTED] or [REDACTED]%). |  |  |  |  | Reviewer Comment (2025-11-19): Client elects to waive. |  |  | 11/19/2025 | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Primary | Purchase | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | C | B | B | B | C | B | A | A | Non QM | Non QM | Yes |
| 224428900 |  |  |  | 35010525 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-11-18): Sufficient Cure Provided At Closing |  | 11/18/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | CA | Primary | Purchase | Final CD evidences Cure | C | B | B | B | C | B | A | A | Non QM | Non QM | Yes |
| 224429290 |  |  |  | 35008556 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Second Home | Purchase |  | B | B | B | B | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224429298 |  |  |  | 35007996 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an investor allowable total of $[REDACTED] (an overage of $[REDACTED] or [REDACTED]%). |  |  |  |  |  |  |  | 11/19/2025 | 2 | B | B | B | B | B | B | B | B | B | B |  | NJ | Primary | Refinance - Cash-out - Other | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | C | B | C | B | C | B | A | A | Non QM | Non QM | Yes |
| 224429298 |  |  |  | 35007999 |  |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. |  |  |  |  |  | 11/29/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NJ | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | C | B | C | B | A | A | Non QM | Non QM | Yes |
| 224429298 |  |  |  | 35008002 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $[REDACTED]exceeds tolerance of $-[REDACTED]. Insufficient or no cure was provided to the borrower. |  |  |  |  |  | 11/21/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NJ | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | B | C | B | C | B | A | A | Non QM | Non QM | Yes |
| 224429298 |  |  |  | 35015891 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC |  |  |  | 12/15/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | NJ | Primary | Refinance - Cash-out - Other |  | C | B | C | B | C | B | A | A | Non QM | Non QM | No |
| 224439806 |  |  |  | 35020121 |  |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Provide an additional consecutive bank statement for[REDACTED] #[REDACTED], received August 2025. The guidelines require most recent asset statements covering 60 days. |  |  |  | Reviewer Comment (2025-11-21): Received bank statements covering more than 60 days, exception cleared.<br>Buyer Comment (2025-11-20): Comment from [REDACTED] ([REDACTED]): Please see Doc ID 0221, page 317, provides year to date information, covering January to August, exceeding the 60 days- no inflow or outflows- just change in market values. Please revisit- | 11/21/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CO | Second Home | Refinance - Rate/Term |  | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224439806 |  |  |  | 35020349 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) |  |  |  |  | Reviewer Comment (2025-11-21): Asset documentation received. Compliance testing updated.<br>Buyer Comment (2025-11-21): Comment from [REDACTED] ([REDACTED]): Please clear, assets were cleared. | 11/21/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CO | Second Home | Refinance - Rate/Term |  | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224439806 |  |  |  | 35020350 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Loan Designation failure due to QM failure for insufficient asset documentation. This exception will be cleared once all specific exceptions have been cured/cleared. |  |  |  | Reviewer Comment (2025-11-21): Asset documentation received. Compliance testing updated.<br>Buyer Comment (2025-11-21): Comment from [REDACTED] ([REDACTED]): Please clear, assets were cleared | 11/21/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | CO | Second Home | Refinance - Rate/Term | Lender to provide updated ATR/QM status | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224439806 |  |  |  | 35020356 |  |  | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | Provide an additional consecutive bank statement for [REDACTED] #[REDACTED], received August 2025. The guidelines require most recent asset statements covering 60 days. |  |  |  | Reviewer Comment (2025-11-21): Received Bank statement covering more than 60 days, exception cleared.<br>Buyer Comment (2025-11-20): Comment from [REDACTED] ([REDACTED]): Please see Doc ID 0221, page 317, provides year to date information, covering January to August, exceeding the 60 days- no inflow or outflows- just change in market values. Please revisit- | 11/21/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CO | Second Home | Refinance - Rate/Term |  | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224439806 |  |  |  | 35020367 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  | Reviewer Comment (2025-11-21): Asset documentation received. Compliance testing updated.<br>Buyer Comment (2025-11-21): Comment from [REDACTED] ([REDACTED]): Please clear, assets were cleared | 11/21/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CO | Second Home | Refinance - Rate/Term |  | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224439811 |  |  |  | 35056713 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-11-24): Sufficient Cure Provided At Closing |  | 11/24/2025 |  | 1 |  | A |  | A |  | A |  | A |  | A |  | OR | Primary | Purchase | Final CD evidences Cure | A | A | A | A | A | A | A | A | Non QM | Non QM | Yes |
| 224439837 |  |  |  | 35010498 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  | Borrower has owned the subject property for at least [REDACTED] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-19): (REDACTED) credit exception approval based on 2 or more compensating factors meeting client criteria.<br>Buyer Comment (2025-12-18): Comment from [REDACTED] ([REDACTED]): Please waive/downgrade per NM/(REDACTED) matrix with comp factor: FICO score of [REDACTED] is 20 points greater than minimum required of [REDACTED] . Thank you!<br>Reviewer Comment (2025-11-20): Moved to buyer queue.<br>Seller Comment (2025-11-20): Comment from [REDACTED] ([REDACTED]): Not required - borrower is sole owner |  |  | 12/19/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | IL | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224439837 |  |  |  | 35015823 |  |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  |  |  |  |  | Reviewer Comment (2025-12-17): 2 months proof of rent recieved provide, guidelines allow the use of actual rent received<br>Seller Comment (2025-12-16): Comment from [REDACTED] ([REDACTED]): Please see attached rent receipt for Unit 1 in order to use the $[REDACTED] /mo for the DSCR calculation. Thank you!<br>Reviewer Comment (2025-11-29): Unit A = [REDACTED] , Unit B = [REDACTED] . Lessor of used for qualifying.<br>Buyer Comment (2025-11-25): Comment from [REDACTED] ([REDACTED]): Please revisit. Per the lease agreement for unit 1, the rent amount is $[REDACTED] . For unit 2/B, the rent is $[REDACTED] , for a total monthly rent of $[REDACTED] . This is further supported by the current rent listed on the Operating Income Statement in the appraisal. Market rent per the appraisal is $[REDACTED] . Using the lesser of current rent or market rent, the DSCR is (REDACTED) ($[REDACTED] divided by $[REDACTED] = (REDACTED)) Thank you!<br>Reviewer Comment (2025-11-20): Lessor of in-place rent, or market rent used for qualifying. Unit 1 = [REDACTED] , unit 2 = [REDACTED] . Qualifying income $[REDACTED]<br>Seller Comment (2025-11-20): Comment from [REDACTED] ([REDACTED]): DSCR calc and leases supporting 2900 | 12/17/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | IL | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224439860 |  |  |  | 35010779 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026)<br>Reviewer Comment (2025-12-24): Remains Open, EV2<br>Buyer Comment (2025-12-24): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | MI | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224439861 |  |  |  | 35008024 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of [REDACTED]% is in excess of the allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED]on a Federal Total Loan Amount of $[REDACTED] vs. an allowable total of $[REDACTED] (an overage of $[REDACTED] or .[REDACTED]%). |  |  |  |  |  | 11/20/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224439861 |  |  |  | 35008025 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED] exceeds tolerance of $[REDACTED] plus [REDACTED]% or $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  |  |  | 11/18/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | GA | Primary | Purchase | Final CD evidences Cure | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224439861 |  |  |  | 35008029 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. |  |  |  |  |  | 11/20/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | GA | Primary | Purchase | Lender to provide updated ATR/QM status | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224439861 |  |  |  | 35017572 |  |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Verification of Rent (VOR) / Verification of Mortgage (VOM) not provided |  |  |  |  |  |  | 11/21/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224439861 |  |  |  | 35034406 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an investor allowable total of $[REDACTED](an overage of $[REDACTED] or .[REDACTED]%). |  |  |  |  |  |  |  | 11/20/2025 | 2 |  | B |  | B |  | B |  | B |  | B |  | GA | Primary | Purchase | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224439861 |  |  |  | 35034407 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. |  |  |  |  |  |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | GA | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224439878 |  |  |  | 35012353 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Primary | Purchase |  | C | B | B | B | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224439878 |  |  |  | 35012525 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $[REDACTED] exceeds tolerance of $-[REDACTED] . Insufficient or no cure was provided to the borrower. |  |  |  |  |  | 11/20/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | B | B | B | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224439878 |  |  |  | 35012526 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. $[REDACTED] over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  |  |  | 11/20/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | B | B | B | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224439912 |  |  |  | 35021256 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. |  |  |  | Reviewer Comment (2025-12-02): Loan is SHQM(APOR) | 12/02/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | KS | Primary | Purchase | Lender to provide updated ATR/QM status | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224439924 |  |  |  | 35012986 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-11-25): Document Received, Exception Cleared<br>Seller Comment (2025-11-25): Comment from [REDACTED] ([REDACTED]): Approval | 11/25/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | ME | Investment | Purchase |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224442608 |  |  |  | 35041538 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-11-25): Document Received, Exception Cleared<br>Seller Comment (2025-11-25): Comment from [REDACTED] ([REDACTED]): Approval | 11/25/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NC | Primary | Purchase |  | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224442609 |  |  |  | 35040167 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: HOA Questionnaire not provided |  |  |  |  |  | Reviewer Comment (2025-11-29): Received in trailing documents.<br>Seller Comment (2025-11-24): Comment from [REDACTED] ([REDACTED]): 11/24 tm: Limited condo questionnaire provided | 11/29/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224442609 |  |  |  | 35041263 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Appraisal photo for comparable sale #1 appears to have an incorrect photo. Phot reflects a strip mall/retail location. |  |  |  | Reviewer Comment (2025-11-29): Received in trailing documents.<br>Seller Comment (2025-11-25): Comment from [REDACTED] ([REDACTED]): 11/25 tm: revision attached | 11/29/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224442619 |  |  |  | 35013147 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  |  | 11/25/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Refinance - Rate/Term |  | C | B | C | B | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224442619 |  |  |  | 35030588 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Primary | Refinance - Rate/Term |  | C | B | C | B | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224442623 |  |  |  | 35027158 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | The Title Policy Amount of $[REDACTED] is less than the note amount of $[REDACTED] |  |  |  | Reviewer Comment (2025-11-29): Received in trailing documents.<br>Seller Comment (2025-11-25): Comment from [REDACTED] ([REDACTED]): Title Commitment | 11/29/2025 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | MI | Investment | Refinance - Cash-out - Other |  | B | A | B | A |  |  | A | A |  | N/A | No |
| 224442642 |  |  |  | 35033172 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Seller to provide written confirmation of guideline name and effective date, used for loan qualifying. |  |  |  | Reviewer Comment (2025-11-21): Received in trailing documents.<br>Seller Comment (2025-11-21): Comment from [REDACTED] ([REDACTED]): 1008 | 11/21/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | KS | Investment | Refinance - Rate/Term |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224442881 |  |  |  | 35021748 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  | Missing guarantee agreement for guarantor [REDACTED] |  |  |  | Reviewer Comment (2025-12-04): Document Received, Exception Cleared<br>Seller Comment (2025-12-04): Comment from [REDACTED] ([REDACTED]): Guarantor Agreement<br>Reviewer Comment (2025-11-25): Received Guaranty agreement of (REDACTED), however we require Guaranty Agreement of (REDACTED)<br>Seller Comment (2025-11-25): Comment from [REDACTED] ([REDACTED]): Guarantor Agreement | 12/04/2025 |  |  | 1 | D | A | D | A | D | A | D | A | D | A |  | MO | Investment | Purchase |  | D | B | D | B |  |  | A | A |  | N/A | No |
| 224442881 |  |  |  | 35033754 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Transaction is non-arm's length. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [REDACTED]% and $[REDACTED].<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-11-20): (REDACTED) credit exception approval based on 2 or more compensating factors meeting client criteria. |  |  | 11/20/2025 | 2 | B | B | B | B | B | B | B | B | B | B |  | MO | Investment | Purchase |  | D | B | D | B |  |  | A | A |  | N/A | No |
| 224442888 |  |  |  | 35013070 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Primary | Purchase |  | B | B | B | B | A | A | A | A | Non QM | Non QM | No |
| 224443409 |  |  |  | 35039652 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Seller to provide written confirmation of guideline name and effective date, used for loan qualifying. |  |  |  | Reviewer Comment (2025-11-29): Received in trailing documents.<br>Seller Comment (2025-11-21): Comment from [REDACTED] ([REDACTED]): 1008 | 11/29/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | AZ | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224457018 |  |  |  | 35033807 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-11-24): Document Received, Exception Cleared<br>Seller Comment (2025-11-24): Comment from [REDACTED] ([REDACTED]): ATTACHED | 11/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Refinance - Cash-out - Other |  | C | B | C | B | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224457018 |  |  |  | 35033811 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026)<br>Reviewer Comment (2025-12-23): Remains Open, EV2.<br>Buyer Comment (2025-12-23): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Primary | Refinance - Cash-out - Other |  | C | B | C | B | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224457178 |  |  |  | 35034153 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-11-20): Sufficient Cure Provided At Closing |  | 11/20/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | CA | Primary | Refinance - Rate/Term | Final CD evidences Cure | B | A | B | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224457178 |  |  |  | 35055977 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | ALTA coverage/liability amount is missing |  |  |  | Reviewer Comment (2025-11-25): Document Received, Exception Cleared<br>Seller Comment (2025-11-25): Comment from [REDACTED] ([REDACTED]): TC | 11/25/2025 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | CA | Primary | Refinance - Rate/Term |  | B | A | B | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224457188 |  |  |  | 35041793 |  |  | Compliance | Compliance | State Compliance | State HPML | Massachusetts HPML Threshold Test Compliant | Massachusetts Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]% Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | MA | Primary | Purchase | No obvious cure | B | B | A | A | B | B | A | A | Non QM | Non QM | No |
| 224457188 |  |  |  | 35041794 |  |  | Compliance | Compliance | State Compliance | Misc. State Level | Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified) | [REDACTED] Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | MA | Primary | Purchase |  | B | B | A | A | B | B | A | A | Non QM | Non QM | No |
| 224459382 |  |  |  | 35303815 |  |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  |  |  |  |  | Reviewer Comment (2026-01-12): Received in trailing documents.<br>Seller Comment (2026-01-07): uploaded | 01/12/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224459382 |  |  |  | 35305557 |  |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title Error: Title vesting does not concur with deed |  | Title is not currently vested in the borrowing entity. Please provide an update Title commitment reflecting updated ownership and vesting to align with the borrower and deed. |  |  |  | Reviewer Comment (2026-01-12): Transfer deed provided.<br>Seller Comment (2026-01-08): Property was transferred to entity from the individuals - there is a requirement that this is done. the individuals are the owners of the LLC which is why it is treated as a cashout | 01/12/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224460422 |  |  |  | 35055903 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: AUS not provided |  | AUS is not found in the loan file. |  |  |  | Reviewer Comment (2025-11-25): Document Received, Exception Cleared<br>Seller Comment (2025-11-25): Comment from [REDACTED] ([REDACTED]): AUS | 11/25/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Purchase |  | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224460428 |  |  |  | 35036471 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-11-25): Received in trailing documents.<br>Seller Comment (2025-11-25): Comment from [REDACTED] ([REDACTED]): Please see attached | 11/25/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | VA | Primary | Purchase |  | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224461359 |  |  |  | 35033305 |  |  | Compliance | Compliance | State Compliance | Misc. State Level | Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified) | [REDACTED] Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | MA | Primary | Refinance - Rate/Term |  | B | B | A | A | B | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224463163 |  |  |  | 35034962 |  |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | Shortfall of $[REDACTED] due to coverage of $[REDACTED] doesn't meet loan amount of $[REDACTED]- no cost to rebuild new on appraisal and no replacement cost provided by lender. |  |  |  | Reviewer Comment (2025-11-28): Received Replacement Cost Estimator coverage, exception cleared.<br>Seller Comment (2025-11-25): Comment from [REDACTED] ([REDACTED]): RCE | 11/28/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | SC | Second Home | Purchase |  | C | A | C | A | C | A | A | A | Non QM | Non QM | No |
| 224463163 |  |  |  | 35035235 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. $[REDACTED] over legal limit. Insufficient or no cure was provided to the borrower. | Appraisal Fee was last disclosed as $[REDACTED] on the Loan Estimate, but was disclosed as $[REDACTED] on the Final Closing Disclosure. No valid COC was provided for this change, nor evidence of cure. Provide a post close CD disclosing the tolerance violation of $[REDACTED] , a copy of the refund check, proof of delivery, and a copy of the LOE to the borrower disclosing the changes made. |  |  |  | Reviewer Comment (2025-11-26): [REDACTED] Received Valid COC dated 11/03 along with LE.<br>Seller Comment (2025-11-25): Comment from [REDACTED] ([REDACTED]): LE and CiC | 11/26/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | SC | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | A | C | A | C | A | A | A | Non QM | Non QM | Yes |
| 224463634 |  |  |  | 35037939 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). |  |  |  |  |  | 12/11/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | CA | Primary | Purchase | Lender to provide updated ATR/QM status | D | B | C | A | C | B | D | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 224463634 |  |  |  | 35038048 |  |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  |  | 11/26/2025 |  |  | 1 | D | A | D | A | D | A | D | A | D | A |  | CA | Primary | Purchase |  | D | B | C | A | C | B | D | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224463634 |  |  |  | 35064799 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  |  | 12/09/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Purchase |  | D | B | C | A | C | B | D | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224463634 |  |  |  | 35064831 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  |  | 11/28/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Purchase |  | D | B | C | A | C | B | D | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224463634 |  |  |  | 35064841 |  |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  |  | 12/09/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Purchase |  | D | B | C | A | C | B | D | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224463634 |  |  |  | 35064847 |  |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  |  |  |  |  |  | 11/28/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Purchase |  | D | B | C | A | C | B | D | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224463634 |  |  |  | 35064849 |  |  | Compliance | Compliance | General | Compliance | Income documentation did not meet the requirements of the Seller Indicated VSH Guideline. VSH cannot be validated. |  |  |  |  |  |  | 11/28/2025 |  |  | 1 | A | A | A | A | A | A | A | A | A | A |  | CA | Primary | Purchase |  | D | B | C | A | C | B | D | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224463634 |  |  |  | 35064854 |  |  | Compliance | Compliance | General | Compliance | Asset documentation did not meet the requirements of the Seller Indicated VSH Guideline. VSH cannot be validated. |  |  |  |  |  |  | 12/09/2025 |  |  | 1 | A | A | A | A | A | A | A | A | A | A |  | CA | Primary | Purchase |  | D | B | C | A | C | B | D | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224463634 |  |  |  | 35215721 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). |  |  |  |  |  |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | CA | Primary | Purchase |  | D | B | C | A | C | B | D | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224463886 |  |  |  | 35194990 |  |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible borrower per guidelines. |  | Guidelines do not allow for entity borrowers. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months. |  | SitusAMC | Reviewer Comment (2025-12-22): Waive per client email [REDACTED]<br>Reviewer Comment (2025-12-19): Buyer to review for consideration of waiver<br>Seller Comment (2025-12-16): (Rate Lock) please reference updated guidelines |  |  | 12/22/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | NY | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224464035 |  |  |  | 35056182 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Seller to provide written confirmation of guideline name and effective date, used for loan qualifying. |  |  |  | Reviewer Comment (2025-11-25): Received in trailing documents.<br>Seller Comment (2025-11-24): Comment from [REDACTED] ([REDACTED]): 1008 | 11/25/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224464448 |  |  |  | 35038505 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated [REDACTED] was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. | The initial LE was issued on [REDACTED] but e-signed on [REDACTED], the application date is [REDACTED]. |  |  |  | Reviewer Comment (2025-11-26): [REDACTED] received disclosures summary to confirm LE was mailed to borrower.<br>Seller Comment (2025-11-25): Comment from [REDACTED] ([REDACTED]): Fulfillment Tracking - Mailed 10-21 | 11/26/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Purchase |  | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224464550 |  |  |  | 35037255 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  | 11/28/2025 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | CA | Primary | Purchase |  | C | B | C | A | B | B | A | A | Non QM | Non QM | No |
| 224464550 |  |  |  | 35037261 |  |  | Credit | Credit | Credit Documentation | Guideline | The Verification of Rent (VOR) / Verification of Mortgage (VOM) is required and was not found in file. |  |  |  |  |  |  | 12/09/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Purchase |  | C | B | C | A | B | B | A | A | Non QM | Non QM | No |
| 224464550 |  |  |  | 35056185 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Qualification Method not Matching ATR | Ability to Repay (Dodd-Frank 2014): The Qualification Method used by the lender does not match the ATR payment calculation methods under 1026.43(c)(5). |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Primary | Purchase |  | C | B | C | A | B | B | A | A | Non QM | Non QM | No |
| 224466778 |  |  |  | 35055056 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026)<br>Reviewer Comment (2025-12-23): Remains Open, EV2.<br>Buyer Comment (2025-12-23): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | MI | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224466778 |  |  |  | 35068056 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note Addendum - Prepayment not provided |  | Missing PPP Note Addendum signed by borrower at time of closing. |  |  |  | Reviewer Comment (2025-11-28): Received Note Addendum - Prepayment, exception cleared.<br>Seller Comment (2025-11-26): Comment from [REDACTED] ([REDACTED]): LL 11/26 Please see attached | 11/28/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MI | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | Yes |
| 224466779 |  |  |  | 35036995 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. | - ___ | Missing lease agreement for [REDACTED]. |  |  |  | Reviewer Comment (2025-11-28): Received Vacation Rental Income Statement, exception cleared.<br>Seller Comment (2025-11-26): Comment from [REDACTED] ([REDACTED]): (REDACTED) used for rental calc | 11/28/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | AL | Investment | Purchase |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224466805 |  |  |  | 35057351 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026)<br>Reviewer Comment (2025-12-23): Remains Open, EV2.<br>Buyer Comment (2025-12-23): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | OH | Investment | Purchase |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224466812 |  |  |  | 35062176 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED] exceeds tolerance of $[REDACTED] plus [REDACTED]% or $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-11-24): Sufficient Cure Provided At Closing |  | 11/24/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | AZ | Primary | Refinance - Rate/Term | Final CD evidences Cure | B | B | A | A | B | B | A | A | Non QM | Non QM | Yes |
| 224466812 |  |  |  | 35063585 |  |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  |  |  |  |  |  |  |  |  | 1 | B | B | B | B | B | B | B | B | B | B |  | AZ | Primary | Refinance - Rate/Term |  | B | B | A | A | B | B | A | A | Non QM | Non QM | No |
| 224466974 |  |  |  | 35038146 |  |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  |  |  |  |  | Reviewer Comment (2025-11-28): Received Replacement Cost Estimator, exception cleared.<br>Buyer Comment (2025-11-26): Comment from [REDACTED] ([REDACTED]): Please see RCE of $[REDACTED] as noted on the Review Property Coverage Confirmation, Doc ID 0501. Thank you! | 11/28/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | WA | Investment | Refinance - Cash-out - Other |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224466974 |  |  |  | 35038232 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Lender did not include borrower's retail debt in DTI calculations. |  |  |  | Reviewer Comment (2025-12-16): PITIA documentation received for Primary Residence. DTI and compliance testing updated.<br>Seller Comment (2025-12-09): Comment from [REDACTED] ([REDACTED]): Tax/HOI/HOA documentation<br>Reviewer Comment (2025-12-04): Difference appears to be on primary residence, commitment letter shows payment of $[REDACTED] but does not indicate if that is inclusive of escrows. Please provide proof of primary PITIA<br>Seller Comment (2025-11-26): Comment from [REDACTED] ([REDACTED]): Liabilities | 12/16/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | WA | Investment | Refinance - Cash-out - Other |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224466987 |  |  |  | 35059196 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026)<br>Reviewer Comment (2025-12-23): Remains Open, EV2.<br>Buyer Comment (2025-12-23): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | OH | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224466987 |  |  |  | 35059205 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | Reviewer Comment (2025-11-26): Received Certificate of Good Standing, exception cleared.<br>Seller Comment (2025-11-25): Comment from [REDACTED] ([REDACTED]): 11/25 tm: This was provided with the initial upload. Please see attached | 11/26/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | OH | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224467023 |  |  |  | 35042652 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. $[REDACTED]over legal limit. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. $[REDACTED] over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2025-12-22): [REDACTED] Received Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD.<br>Seller Comment (2025-12-19): Comment from [REDACTED] ([REDACTED] .): Cure Docs<br>Reviewer Comment (2025-12-04): [REDACTED] received Post CD and LOX. However,we would also require proof of mailing and also copy of refund check in order to cure the exception.<br>Seller Comment (2025-12-03): Comment from (REDACTED) ([REDACTED] .): Please review PCCD/LOX and we wills end fedex/check. Lender Credit for partial cure of $[REDACTED] was given on final CD. Only $[REDACTED] needed to complete full $94.55 |  | 12/22/2025 |  | 2 | C | B | C | B | C | B | C | B | C | B |  | FL | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | B | C | A | C | B | A | A | Non QM | Non QM | Yes |
| 224467023 |  |  |  | 35042682 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Provide Tax cert and HOI policy for the property at [REDACTED] as it is missing in the file. |  |  |  | Reviewer Comment (2025-12-04): Received Insurance Verification and Tax Verification, exception cleared.<br>Seller Comment (2025-12-03): Comment from (REDACTED) ([REDACTED] .): Reo Docs | 12/04/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Refinance - Rate/Term |  | C | B | C | A | C | B | A | A | Non QM | Non QM | No |
| 224467023 |  |  |  | 35042696 |  |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2025-12-04): [REDACTED] received E-sign consent.<br>Seller Comment (2025-12-03): Comment from (REDACTED) ([REDACTED] .): Compliance Report | 12/04/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Refinance - Rate/Term |  | C | B | C | A | C | B | A | A | Non QM | Non QM | No |
| 224469255 |  |  |  | 35234726 |  |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible borrower per guidelines. |  | Guidelines do not allow for entity borrowers |  |  |  | Reviewer Comment (2026-01-13): Received updated guidelines<br>Seller Comment (2026-01-09): (Rate Lock) please reference updated guidelines. | 01/13/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | IL | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224469255 |  |  |  | 35235276 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Subject property is leased on a short term basis without 12 months' lookback, which requires a lender exception. Lender exception was not provided. |  |  |  | Reviewer Comment (2026-01-13): Lender originated using long term rent as subject is recently remodeled and 12 months lookback not available.<br>Seller Comment (2026-01-09): (Rate Lock) Uploaded rebuttal | 01/13/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | IL | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224473592 |  |  |  | 35103896 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2025-12-01): Document Received, Exception Cleared<br>Seller Comment (2025-12-01): Comment from [REDACTED] ([REDACTED]): title | 12/01/2025 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | AZ | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224473592 |  |  |  | 35106362 |  |  | Credit | Business Purpose | General | Business Purpose | Missing Document: Spousal Consent not provided. |  |  |  |  |  | Reviewer Comment (2025-12-04): Not required per guidelines<br>Seller Comment (2025-12-01): Comment from [REDACTED] ([REDACTED]): Attestation - not required | 12/04/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | AZ | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224473592 |  |  |  | 35120453 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | - Seller to provide written confirmation of guideline name and effective date, used for loan qualifying. |  |  |  | Reviewer Comment (2025-12-04): Received 1008 with guidelines<br>Seller Comment (2025-12-01): Comment from [REDACTED] ([REDACTED]): 1008 | 12/04/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | AZ | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224473600 |  |  |  | 35121948 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing corporate resolution borrower is a business entity owned by 2 people, with only 1 person signing. |  |  |  | Reviewer Comment (2025-12-04): received<br>Seller Comment (2025-12-01): Comment from [REDACTED] ([REDACTED]): Corporate Resolution | 12/04/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | IL | Investment | Refinance - Cash-out - Other |  | C | A | C | A | A | A | B | A | N/A | N/A | No |
| 224473600 |  |  |  | 35122003 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing certificate of good standing - borrower is a business entity |  |  |  | Reviewer Comment (2025-12-04): received<br>Seller Comment (2025-12-01): Comment from [REDACTED] ([REDACTED]): Good Standing | 12/04/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | IL | Investment | Refinance - Cash-out - Other |  | C | A | C | A | A | A | B | A | N/A | N/A | No |
| 224473600 |  |  |  | 35122136 |  |  | Property | Property - Appraisal | Appraisal Reconciliation | Property - Appraisal | Appraisal is required to be in name of Lender |  | Missing appraisal transfer letter |  |  |  | Reviewer Comment (2025-12-04): received<br>Seller Comment (2025-12-01): Comment from [REDACTED] ([REDACTED]): Transfer Letter | 12/04/2025 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | IL | Investment | Refinance - Cash-out - Other |  | C | A | C | A | A | A | B | A | N/A | N/A | No |
| 224473616 |  |  |  | 35067970 |  |  | Credit | Insurance | Insurance Documentation | Insurance | Missing Document: Flood Insurance Policy not provided |  |  |  |  |  | Reviewer Comment (2025-12-01): Received Flood Insurance Policy, exception cleared.<br>Seller Comment (2025-12-01): Comment from [REDACTED] ([REDACTED]): Please see Master Policy as flood is covered under Master policy. | 12/01/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Purchase |  | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224473616 |  |  |  | 35067991 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-12-09): Received REO documents, exception cleared.<br>Seller Comment (2025-12-08): Comment from [REDACTED] ([REDACTED]): Please see missing REO items<br>Reviewer Comment (2025-12-08): Mortgage statement in file for property "[REDACTED] ." is for (REDACTED) Mortgage. Provide Mortgage Statement for (REDACTED) Residentia a/c # [REDACTED] . Also require Mortgage statement for [REDACTED] , Tax statement for [REDACTED] . Exception remains.<br>Buyer Comment (2025-12-05): Comment from [REDACTED] ([REDACTED]): Please see DOC ID 0338 mortgage statement for [REDACTED] - Please update the finding-<br>Reviewer Comment (2025-12-04): received multiple docs - still missing the following - Mortgage statement for [REDACTED] , Tax statement for [REDACTED] , and Mortgage statement for [REDACTED] .<br>Seller Comment (2025-12-01): Comment from [REDACTED] ([REDACTED]): Please see REO documentation | 12/09/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Purchase |  | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224473616 |  |  |  | 35067994 |  |  | Compliance | Compliance | Federal Compliance | Flood | Flood Insurance Escrow - Flood not Escrowed for Property in Flood Zone | Loan originated post December 2015, the subject property is in a flood zone, flood insurance is not escrowed. | Loan originated post December 2015, the subject property is in a flood zone, flood insurance is not escrowed. |  |  |  | Reviewer Comment (2025-12-04): Flood coverage provided by HOA<br>Buyer Comment (2025-12-01): Comment from [REDACTED] ([REDACTED]): Flood policy is included in Master policy coverage | 12/04/2025 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | FL | Primary | Purchase | Provide evidence the escrow account was established for the flood insurance, LOE, Corrected IEAD, corrected PCCD (if applicable) | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224473616 |  |  |  | 35067995 |  |  | Compliance | Compliance | Federal Compliance | Flood | Flood Insurance Policy Missing | The subject property is in a flood zone, evidence of flood insurance was not provided/obtained. Failure to obtain and disclose required insurance may result in additional federal and/or state compliance violations. | The subject property is in a flood zone, evidence of flood insurance was not provided/obtained. Failure to obtain and disclose required insurance may result in additional federal and/or state compliance violations. |  |  |  | Reviewer Comment (2025-12-04): received flood policy<br>Buyer Comment (2025-12-01): Comment from [REDACTED] ([REDACTED]): Flood policy is included in Master policy coverage | 12/04/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Purchase |  | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224473616 |  |  |  | 35067996 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. |  |  |  | Reviewer Comment (2025-12-04): [REDACTED] received CD dated 11/12/2025<br>Seller Comment (2025-12-03): Comment from [REDACTED] ([REDACTED]): Please see initial CD<br>Reviewer Comment (2025-12-01): [REDACTED] received disclosure tracking for the 11/12 CD. Please provide the 11/12 CD as it is not located in file.<br>Seller Comment (2025-12-01): Comment from [REDACTED] ([REDACTED]): Please see CD tracking documentation confirming CD sent and viewed on 11/12. Closing date [REDACTED] which is first eligible closing date. | 12/04/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Purchase | No Defined Cure | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224473616 |  |  |  | 35067997 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Revised Loan Estimate Timing Before Closing | TILA-RESPA Integrated Disclosure: Revised Loan Estimate provided on [REDACTED] not received by borrower at least four (4) business days prior to closing. | Revised Loan Estimate provided on [REDACTED] not received by borrower at least four (4) business days prior to closing. |  |  |  | Reviewer Comment (2025-12-01): [REDACTED] received disclosure tracking for the 11/10 LE.<br>Seller Comment (2025-12-01): Comment from [REDACTED] ([REDACTED]): Please see final LE tracking receipt. LE sent 11/10 and received on 11/10 | 12/01/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Purchase | No Defined Cure | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224473620 |  |  |  | 35066945 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026)<br>Reviewer Comment (2025-12-23): Remains Open, EV2.<br>Buyer Comment (2025-12-23): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | AZ | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224474598 |  |  |  | 35093887 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-11-25): Sufficient Cure Provided At Closing |  | 11/25/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | CO | Primary | Purchase | Final CD evidences Cure | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224474777 |  |  |  | 35067727 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an investor allowable total of $[REDACTED] (an overage of $[REDACTED] or [REDACTED]%). |  |  |  |  |  |  |  | 12/23/2025 | 2 | B | B | B | B | B | B | B | B | B | B |  | FL | Second Home | Purchase | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | B | B | A | A | B | B | A | A | Non QM | Non QM | Yes |
| 224474777 |  |  |  | 35067729 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  |  |  | 11/24/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | FL | Second Home | Purchase | Final CD evidences Cure | B | B | A | A | B | B | A | A | Non QM | Non QM | Yes |
| 224474777 |  |  |  | 35067741 |  |  | Compliance | Compliance | Federal Compliance | Missing Disclosure | Notice of Special Flood Hazard Disclosure Not Provided Timely | FDPA Notification Rule: Creditor did not provide a Notice of Special Flood Hazard Disclosure within a reasonable time prior to closing. |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | FL | Second Home | Purchase |  | B | B | A | A | B | B | A | A | Non QM | Non QM | No |
| 224474802 |  |  |  | 35304281 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2026-01-12): Received in trailing documents.<br>Seller Comment (2026-01-07): uploaded | 01/12/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224475816 |  |  |  | 35173253 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared. |  |  |  | Reviewer Comment (2025-12-16): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-12-16): Comment from [REDACTED] ([REDACTED]): Please re-state/re-test to Higher Priced QM. Thank you! | 12/16/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | PA | Primary | Purchase | Lender to provide updated ATR/QM status | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 224475816 |  |  |  | 35250218 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | Loan Designation restated. Compliance testing updated. |  |  |  |  |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | PA | Primary | Purchase |  | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224498687 |  |  |  | 35073639 |  |  | Property | Property - Appraisal | Appraisal Reconciliation | Property - Appraisal | Appraisal is required to be in name of Lender |  |  |  |  |  |  | 12/05/2025 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | NV | Primary | Purchase |  | C | B | C | B | A | A | B | A | Non QM | Non QM | No |
| 224498687 |  |  |  | 35073664 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED] . Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  |  |  | 11/25/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | NV | Primary | Purchase | Final CD evidences Cure | C | B | C | B | A | A | B | A | Non QM | Non QM | Yes |
| 224498687 |  |  |  | 35074118 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  |  | 12/05/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NV | Primary | Purchase |  | C | B | C | B | A | A | B | A | Non QM | Non QM | No |
| 224498687 |  |  |  | 35074282 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | NV | Primary | Purchase |  | C | B | C | B | A | A | B | A | Non QM | Non QM | No |
| 224498700 |  |  |  | 35094949 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Primary | Refinance - Rate/Term |  | C | B | B | B | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224498700 |  |  |  | 35094978 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). |  |  |  |  |  | 12/02/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | CA | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM status | C | B | B | B | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 224498700 |  |  |  | 35135761 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). |  |  |  |  |  |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | CA | Primary | Refinance - Rate/Term |  | C | B | B | B | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224498799 |  |  |  | 35094722 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Primary | Refinance - Rate/Term |  | B | B | B | B | A | A | A | A | Non QM | Non QM | No |
| 224498836 |  |  |  | 35102467 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026)<br>Reviewer Comment (2025-12-23): Remains Open, EV2.<br>Buyer Comment (2025-12-23): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | FL | Investment | Purchase |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224498867 |  |  |  | 35108019 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  |  | 12/03/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NJ | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224498867 |  |  |  | 35111883 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). |  |  |  |  |  | 12/05/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | NJ | Primary | Purchase | Lender to provide updated ATR/QM status | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 224498867 |  |  |  | 35168504 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). |  |  |  |  |  |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | NJ | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224543555 |  |  |  | 35115682 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  |  | 12/08/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Purchase |  | C | B | C | B | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224543555 |  |  |  | 35129005 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  |  |  | 12/01/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | CA | Primary | Purchase | Final CD evidences Cure | C | B | C | B | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224543555 |  |  |  | 35151361 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Primary | Purchase |  | C | B | C | B | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224543996 |  |  |  | 35119970 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): waived EV2<br>Buyer Comment (2026-02-25): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | NJ | Investment | Refinance - Cash-out - Other |  | C | B | B | B |  |  | C | A |  | N/A | No |
| 224543996 |  |  |  | 35120009 |  |  | Property | Credit | General | Credit | The property type differs between the valuation documents in file. Unable to verify the property type. Ineligible per guidelines. |  | 2055 reflects number of units as 1 whereas the Property is 3 family residence. |  |  |  | Reviewer Comment (2025-12-08): Properly listed in improvement section of report.<br>Seller Comment (2025-12-03): Comment from [REDACTED] ([REDACTED]): 12/3 tm: The 2055 is the general form for a drive-by appraisal. Reviewing the section where the units are listed, the only option is either "one" or "one with accessory unit." The appraiser had to choose one but they confirm in the improvements section that there are 3 total units. | 12/08/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NJ | Investment | Refinance - Cash-out - Other |  | C | B | B | B |  |  | C | A |  | N/A | No |
| 224545819 |  |  |  | 35112780 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2025-12-09): Received updated commitment<br>Seller Comment (2025-12-05): Comment from [REDACTED] ([REDACTED]): Title Commitment | 12/09/2025 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | FL | Investment | Refinance - Cash-out - Other |  | B | A | B | A |  |  | A | A |  | N/A | No |
| 224545919 |  |  |  | 35105743 |  |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Valuation Error: Comparable(s) date of sale not provided. |  |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | FL | Primary | Refinance - Rate/Term |  | B | B | B | B | A | A | A | A | Non QM | Non QM | No |
| 224545919 |  |  |  | 35128980 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED]exceeds tolerance of $[REDACTED] plus 1[REDACTED]% or $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  |  |  | 12/01/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | FL | Primary | Refinance - Rate/Term | Final CD evidences Cure | B | B | B | B | A | A | A | A | Non QM | Non QM | Yes |
| 224545919 |  |  |  | 35128981 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  |  |  | 12/01/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | FL | Primary | Refinance - Rate/Term | Final CD evidences Cure | B | B | B | B | A | A | A | A | Non QM | Non QM | Yes |
| 224551204 |  |  |  | 35110012 |  |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title Error: Title vesting does not concur with deed |  |  |  |  |  | Reviewer Comment (2025-12-08): Received in trailing documents.<br>Seller Comment (2025-12-06): Comment from [REDACTED] ([REDACTED]): Please see attached QCD | 12/08/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | KS | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224551204 |  |  |  | 35130900 |  |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | Appraisal reflects subject property is rented. Per guidelines: If the 1007 or 1025 shows active lease, no lease will be required. 1007 reflects subject lease expired. Unable to determine if the lease has been converted to month-to-month, which requires the most recent 2 months proof of receipt to evidence continuance of lease. |  |  |  | Reviewer Comment (2025-12-17): update to appraisal provided showing lease extended for 1 year<br>Seller Comment (2025-12-16): Comment from [REDACTED] ([REDACTED]): Please see attached<br>Reviewer Comment (2025-12-15): Received additional copy of appraisal reflecting an expired lease on the subject property.<br>Seller Comment (2025-12-14): Comment from [REDACTED] ([REDACTED]): Please see attached Appraisal<br>Reviewer Comment (2025-12-11): 1007 reflects subject lease expired. Unable to determine if the lease has been converted to month-to-month, which requires the most recent 2 months proof of receipt to evidence continuance of lease.<br>Seller Comment (2025-12-11): Comment from [REDACTED] ([REDACTED]): Please see attached referenced guidelines | 12/17/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | KS | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224552025 |  |  |  | 35106578 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | Document provided, Not executed. |  |  |  | Seller Comment (2025-12-06): Comment from [REDACTED] ([REDACTED]): Fully executed Corporate Resolution Agreement | 12/08/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NY | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224552025 |  |  |  | 35106580 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Bylaws not provided |  | Document provided, Not executed. |  |  |  | Reviewer Comment (2025-12-08): Received Bylaws hence, exception cleared<br>Seller Comment (2025-12-06): Comment from [REDACTED] ([REDACTED]): Bylaws | 12/08/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NY | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224552873 |  |  |  | 35108977 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | Reviewer Comment (2025-12-08): Newly formed entity.<br>Buyer Comment (2025-12-06): Comment from [REDACTED] ([REDACTED]): Evidence of Good standing not required on LLCs formed within the last 12 months per guidelines | 12/08/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | OH | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224553025 |  |  |  | 35127560 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Borrower is living rent free. To be considered on a case-by-case basis. |  |  |  | Reviewer Comment (2025-12-09): 1008 shows approved after review<br>Seller Comment (2025-12-06): Comment from [REDACTED] ([REDACTED]): Please see attached UW comments | 12/09/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224553347 |  |  |  | 35112628 |  |  | Credit | Guideline | Guideline Issue | Guideline | Per Guidleines, the Qualifying Rent Override Amount used with Credit Manager or UW Team Lead Approval cannot be greater than 125% of the Average Lease Amount (Appraisal). |  |  |  |  |  | Reviewer Comment (2025-12-29): Capped at 125% per guidelines. Data and testing updated.<br>Reviewer Comment (2025-12-15): Received copy of Seller Exception Approval. Missing Buyer Credit Exception Approval.<br>Seller Comment (2025-12-11): Comment from [REDACTED] ([REDACTED]): Attached are needed docs | 12/29/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NY | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224553347 |  |  |  | 35129394 |  |  | Credit | Guideline | Guideline Issue | Guideline | Verification of housing pay history is required. |  | The file is missing the housing history for the borrower's primary residence with A[REDACTED] #[REDACTED]. |  |  |  | Reviewer Comment (2025-12-23): Payment not yet due, received CD<br>Seller Comment (2025-12-18): Comment from [REDACTED] ([REDACTED]): See attached docs | 12/23/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NY | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224553927 |  |  |  | 35136854 |  |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  |  |  |  |  | Reviewer Comment (2025-12-09): received policy with mortgagee clause<br>Seller Comment (2025-12-05): Comment from [REDACTED] ([REDACTED]): Hazard Policy does list [REDACTED] as Lender with ISAOA verbiage. Servicing info is not required. See attached | 12/09/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NJ | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224553941 |  |  |  | 35107402 |  |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  |  |  |  |  | Reviewer Comment (2025-12-09): received policy with mortgagee clause<br>Seller Comment (2025-12-05): Comment from [REDACTED] ([REDACTED]): Haz policy that has Lender info completed including ISAOA with it. The Servicer info is not completed, but this is not required. | 12/09/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NJ | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224553960 |  |  |  | 35128854 |  |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  |  | The qualifying DSCR on the loan is greater than the guideline minimum. | (REDACTED) DSCR | SitusAMC,Aggregator |  |  |  | 12/23/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | FL | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224553960 |  |  |  | 35128891 |  |  | Credit | Missing Document | General | Missing Document | Missing Document: Account Statements - Business not provided |  |  |  |  |  |  | 12/11/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224554005 |  |  |  | 35128413 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | Reviewer Comment (2025-12-11): Newly formed entity.<br>Seller Comment (2025-12-11): Comment from [REDACTED] ([REDACTED]): Please see attached guidelines | 12/11/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | PA | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224554017 |  |  |  | 35127913 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Total cash-out discrepancy. | HUD-1 total cash-out of ___ is greater than Guideline total cash-out of ___. | Lender approved exception in file. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by XX points. | [REDACTED] DSCR<br>[REDACTED] FICO | SitusAMC,Originator Pre-Close,Aggregator<br>SitusAMC,Originator Pre-Close | Reviewer Comment (2025-12-23): Client approves waive per email [REDACTED]<br>Reviewer Comment (2025-12-11): Received copy of Seller Exception Approval. Missing Buyer Credit Exception Approval.<br>Seller Comment (2025-12-10): Comment from [REDACTED] ([REDACTED]): Please see attached- Investor exception approval maybe required |  |  | 12/23/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | NY | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224554228 |  |  |  | 35112680 |  |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | Note Address [REDACTED] & [REDACTED] VS. Flood Certificate 2[REDACTED] |  |  |  | Reviewer Comment (2025-12-15): Received in trailing documents.<br>Seller Comment (2025-12-11): Comment from [REDACTED] ([REDACTED]): Please see attached Flood Certificate | 12/15/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NY | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224554228 |  |  |  | 35112681 |  |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | Note Address [REDACTED] & [REDACTED] VS, Address on CDA - [REDACTED] |  |  |  | Reviewer Comment (2025-12-17): corrected CDA provided<br>Seller Comment (2025-12-16): Comment from [REDACTED] ([REDACTED]): Please see attached | 12/17/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NY | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224554228 |  |  |  | 35129704 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The file is missing a copy of the letter of explanation, as the 1003 list there is no housing expense for the primary residence. |  |  |  | Reviewer Comment (2025-12-15): Received LOE in trailing.<br>Seller Comment (2025-12-11): Comment from [REDACTED] ([REDACTED]): Please see attached LOX | 12/15/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NY | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224554241 |  |  |  | 35133912 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Credit exception allowing [REDACTED] exposure to exceed the max of $[REDACTED]up to $[REDACTED] aggregate with more than 10 loans for an individual borrower. Seller approval provided. Missing buyer/investor approval. | Borrowers made a down payment from their own funds on this purchase transaction of at least [REDACTED]% and $[REDACTED]. |  | SitusAMC | Reviewer Comment (2025-12-23): Waive per client email dated [REDACTED]<br>Reviewer Comment (2025-12-07): Seller approval provided. Missing buyer/investor approval.<br>Seller Comment (2025-12-07): Comment from [REDACTED] ([REDACTED]): Please see attached exception |  |  | 12/23/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | NJ | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224554241 |  |  |  | 35134001 |  |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  |  |  |  |  | Reviewer Comment (2025-12-09): received policy with mortgagee clause<br>Seller Comment (2025-12-05): Comment from [REDACTED] ([REDACTED]): Haz policy that has Lender info completed including ISAOA with it. Servicer info is not completed, but this is not required. | 12/09/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NJ | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224554244 |  |  |  | 35121530 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | Reviewer Comment (2025-12-11): Newly formed entity.<br>Seller Comment (2025-12-11): Comment from [REDACTED] ([REDACTED]): Per guidelines, COG not required for Entities formed within last 12 months | 12/11/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | PA | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224554366 |  |  |  | 35111208 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-12-15): Received Final Title Policy. Exception cleared.<br>Seller Comment (2025-12-15): Comment from [REDACTED] ([REDACTED]): Please see attached Title | 12/15/2025 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | CA | Investment | Refinance - Cash-out - Other |  | B | A | B | A |  |  | A | A |  | N/A | No |
| 224554366 |  |  |  | 35111226 |  |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-12-15): Received Final Title Policy. Exception cleared. | 12/15/2025 |  |  | 1 | A | A | A | A | A | A | A | A | A | A |  | CA | Investment | Refinance - Cash-out - Other |  | B | A | B | A |  |  | A | A |  | N/A | No |
| 224554667 |  |  |  | 35117208 |  |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-12-14): Received Title Final, exception cleared. | 12/14/2025 |  |  | 1 | A | A | A | A | A | A | A | A | A | A |  | CA | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224554667 |  |  |  | 35117352 |  |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  | Debt Service Coverage Ratio (Subject DSCR) of [REDACTED] does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) [REDACTED]. |  |  |  | Reviewer Comment (2025-12-15): Evidence of payment history provided.<br>Seller Comment (2025-12-11): Comment from [REDACTED] ([REDACTED]): Please see attached | 12/15/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224554667 |  |  |  | 35134271 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-12-14): Received Title Final, exception cleared.<br>Seller Comment (2025-12-14): Comment from [REDACTED] ([REDACTED]): Please find attached Title | 12/14/2025 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | CA | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224556665 |  |  |  | 35118374 |  |  | Credit | Documents | Missing Document | Documents | File does not contain documentation from lender/seller confirming the condo is warrantable. |  | Please provide Condo Warranty document as it is missing. |  |  |  | Reviewer Comment (2025-12-09): 2-4 unit.<br>Buyer Comment (2025-12-06): Comment from [REDACTED] ([REDACTED]): not required for 2-4 unit condos | 12/09/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NJ | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224556665 |  |  |  | 35137038 |  |  | Credit | Insurance | Insurance Documentation | Insurance | Hazard Insurance Error: Missing HO-6 policy, blanket hazard insurance policy provided does not contain unit interior coverage. |  | The property is a condo, no blanket policy in file. |  |  |  | Reviewer Comment (2025-12-09): Erroneous exception. Cleared.<br>Buyer Comment (2025-12-06): Comment from [REDACTED] ([REDACTED]): Property is a Detached Condo no Master policy required | 12/09/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NJ | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224556665 |  |  |  | 35137560 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Credit exception allowing [REDACTED]'s exposure to exceed the max of $[REDACTED]up to $[REDACTED]aggregate with more than 10 loans for an individual borrower. Seller approval provided. Missing buyer/investor approval. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [REDACTED]% and $[REDACTED]. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-23): Waive per client email dated [REDACTED] |  |  | 12/23/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | NJ | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224559839 |  |  |  | 35138542 |  |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  |  |  |  |  | Reviewer Comment (2025-12-09): received corrected flood cert<br>Seller Comment (2025-12-05): Comment from [REDACTED] ([REDACTED]): Attached find Flood Cert with corrected address | 12/09/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CT | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224559839 |  |  |  | 35138590 |  |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  |  |  |  |  | Reviewer Comment (2025-12-15): Received in trailing documents.<br>Seller Comment (2025-12-10): Comment from [REDACTED] ([REDACTED]): Appraisal<br>Reviewer Comment (2025-12-09): Received corrected desk review - appraisal is still wrong as it lists (REDACTED) and does not match note<br>Seller Comment (2025-12-05): Comment from [REDACTED] ([REDACTED]): Corrected Desk Review with correct address. | 12/15/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CT | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224561664 |  |  |  | 35236128 |  |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible borrower per guidelines. |  | Guidelines do not allow for entity borrowers. |  |  |  | Reviewer Comment (2025-12-30): Received updated guidelines<br>Seller Comment (2025-12-29): (Rate Lock) Please reference updated guidelines. | 12/30/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NY | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224565867 |  |  |  | 35117695 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an investor allowable total of $[REDACTED] (an overage of $[REDACTED] or .[REDACTED]%). |  |  |  |  | Reviewer Comment (2025-12-23): Client elects to waive.<br>Buyer Comment (2025-12-23): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  | 12/23/2025 | 2 | B | B | B | B | B | B | B | B | B | B |  | OR | Primary | Purchase | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | B | B | A | A | B | B | A | A | Non QM | Non QM | Yes |
| 224567551 |  |  |  | 35130345 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file is missing Hazard Insurance Policy for properties [REDACTED] & [REDACTED]. |  |  |  | Reviewer Comment (2025-12-08): Received Hazard Insurance for [REDACTED] . Exception cleared.<br>Seller Comment (2025-12-05): Comment from Purchase Clearing (Priority Financial Network): Evidence Of Insurance for [REDACTED] and [REDACTED] . | 12/08/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Investment | Purchase |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224567558 |  |  |  | 35169393 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Note is in name of individual; however, guaranty agreement provided shows borrower as an LLC. |  |  |  | Reviewer Comment (2025-12-10): Guaranty agreement not needed as note is signed by individual, even though guaranty agreement shows lender is making a loan to an LLC.<br>Buyer Comment (2025-12-08): Comment from [REDACTED] ([REDACTED]): Vesting in LLC is permitted per guidelines, please revisit | 12/10/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | WA | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224567627 |  |  |  | 35119409 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  | Borrower has owned the subject property for at least [REDACTED] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-09): (REDACTED) credit exception approval based on 2 or more compensating factors meeting client criteria.<br>Buyer Comment (2025-12-09): Comment from [REDACTED] ([REDACTED]): Please waive/downgrade per NM/(REDACTED) matrix with comp factor: DSCR of 1.43 is .20 or more above minimum of 1.1. Also, borrower has 0X30X24 primary housing history. Thank you!<br>Reviewer Comment (2025-12-08): Moved to buyer queue for approval and downgrade consideration.<br>Buyer Comment (2025-12-05): Comment from [REDACTED] ([REDACTED]): articles not required with entity docs in file. |  |  | 12/09/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | IN | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224567651 |  |  |  | 35119487 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Note is in name of individual; however, guaranty agreement provided shows borrower as an LLC. |  |  |  | Reviewer Comment (2025-12-10): Guaranty agreement not needed as note is signed by individual, even though guaranty agreement shows lender is making a loan to an LLC.<br>Buyer Comment (2025-12-08): Comment from [REDACTED] ([REDACTED]): Vesting in LLC allowed per guidelines- please revisit | 12/10/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | WA | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224567668 |  |  |  | 35146899 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026)<br>Reviewer Comment (2025-12-23): Remains Open, EV2.<br>Buyer Comment (2025-12-23): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | TX | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224567675 |  |  |  | 35120952 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | Reviewer Comment (2025-12-17): Document Received. Exception Cleared<br>Seller Comment (2025-12-17): Comment from [REDACTED] ([REDACTED]): Please see attached Florida SOS Business Search<br>Reviewer Comment (2025-12-09): Unable to determine if borrowing entity was in a legal standing to conduct business. Investor consideration required.<br>Seller Comment (2025-12-08): Comment from [REDACTED] ([REDACTED]): 12/08/25 - (REDACTED): A Certificate of good standing for [REDACTED] is not required per the agreed upon guidelines between (REDACTED) and (REDACTED). | 12/17/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224573236 |  |  |  | 35127231 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-12-08): Received Approval document. Exception Cleared.<br>Seller Comment (2025-12-05): Comment from [REDACTED] ([REDACTED]): Approval | 12/08/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Purchase |  | C | B | C | B | A | A | A | A | Non QM | Non QM | No |
| 224573236 |  |  |  | 35127250 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Primary | Purchase |  | C | B | C | B | A | A | A | A | Non QM | Non QM | No |
| 224573252 |  |  |  | 35129857 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). |  |  |  |  |  | 12/05/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | FL | Primary | Purchase | Lender to provide updated ATR/QM status | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 224573252 |  |  |  | 36009595 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | Restated designation |  |  |  | Reviewer Comment (2026-03-09): Restated designation EV2 |  |  | 03/09/2026 | 2 |  | A |  | B |  | B |  | B |  | A |  | FL | Primary | Purchase |  | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224573255 |  |  |  | 35133921 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). |  |  |  |  |  | 12/05/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | NC | Primary | Purchase | Lender to provide updated ATR/QM status | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 224573255 |  |  |  | 35133922 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Funding Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. $[REDACTED] over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  |  |  | 12/05/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NC | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 224573255 |  |  |  | 35133923 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Tax Service Fee (Life Of Loan). Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. $[REDACTED]over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  |  |  | 12/05/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NC | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 224573255 |  |  |  | 35168248 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). |  |  |  |  |  |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | NC | Primary | Purchase |  | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224573393 |  |  |  | 35130387 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | [REDACTED] |  |  |  | Reviewer Comment (2025-12-17): Document Received. Exception Cleared<br>Seller Comment (2025-12-17): Comment from [REDACTED] ([REDACTED]): Please see attached Business Search from Kentucky Secretary of State<br>Reviewer Comment (2025-12-09): Unable to determine if borrowing entity was in a legal standing to conduct business. Investor consideration required.<br>Seller Comment (2025-12-08): Comment from [REDACTED] ([REDACTED]): 12/08/2025 - A certificate of good standing for [REDACTED] is not required per page #36 of the agreed upon guidelines between [REDACTED] and (REDACTED). Please see attached. | 12/17/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | KY | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | B | A |  | N/A | No |
| 224573393 |  |  |  | 35130390 |  |  | Property | Property - Appraisal | Appraisal Reconciliation | Property - Appraisal | Appraisal is required to be in name of Lender |  | Appraisal transfer letter missing in file |  |  |  | Reviewer Comment (2025-12-09): Ordered by (REDACTED).<br>Buyer Comment (2025-12-08): Comment from [REDACTED] ([REDACTED]): 12/08/2025 - (REDACTED): The appraisal dated 10/16/25 was ordered and completed via (REDACTED)'s Appraisal team - (REDACTED) Appraisal Direct. A transfer letter from a different lender is not applicable. | 12/09/2025 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | KY | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | B | A |  | N/A | No |
| 224573393 |  |  |  | 35130400 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026)<br>Reviewer Comment (2025-12-23): Remains Open, EV2.<br>Buyer Comment (2025-12-23): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | KY | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | B | A |  | N/A | No |
| 224574441 |  |  |  | 35161824 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Approved exception ([REDACTED]) in file for the subject phase not being substantially complete. | The representative FICO score exceeds the guideline minimum by at least [REDACTED] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months. | FICO > 20 points above program minimum<br>Reserves > 6 months above program minimum | SitusAMC,Originator Pre-Close,Aggregator<br>Originator Pre-Close,Aggregator,SitusAMC | Reviewer Comment (2025-12-04): Exception approval provided, meets buyers waiver policy. |  |  | 12/04/2025 | 2 | B | B | B | B | B | B | B | B | B | B |  | MI | Investment | Purchase |  | B | B | B | B | A | A | A | A | Non QM | N/A | No |
| 224574520 |  |  |  | 35146839 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2025-12-17): Received Mortgage Statement, exception cleared.<br>Seller Comment (2025-12-16): Comment from [REDACTED] ([REDACTED]): Mortgage Statement REO<br>Reviewer Comment (2025-12-10): Received Hazard Insurance but Mortgage statement is still missing, exception remains.<br>Seller Comment (2025-12-10): Comment from [REDACTED] ([REDACTED]): REO Insurance | 12/17/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Purchase |  | C | A | C | A | A | A | A | A | Non QM | Non QM | No |
| 224574520 |  |  |  | 35146856 |  |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-12-15): Document Received. Exception Cleared | 12/15/2025 |  |  | 1 | A | A | A | A | A | A | A | A | A | A |  | CA | Primary | Purchase |  | C | A | C | A | A | A | A | A | Non QM | Non QM | No |
| 224574520 |  |  |  | 35146859 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-12-15): Document Received. Exception Cleared<br>Seller Comment (2025-12-15): Comment from [REDACTED] ([REDACTED]): Lender Policy<br>Reviewer Comment (2025-12-10): Provided document is Title Preliminary and does not reflect any coverage amount mentioned on it, exception remains.<br>Seller Comment (2025-12-10): Comment from [REDACTED] ([REDACTED]): Title Commitment | 12/15/2025 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | CA | Primary | Purchase |  | C | A | C | A | A | A | A | A | Non QM | Non QM | No |
| 224574547 |  |  |  | 35137315 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-12-02): Sufficient Cure Provided At Closing |  | 12/02/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | MO | Primary | Purchase | Final CD evidences Cure | C | B | C | B | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 224574547 |  |  |  | 35163344 |  |  | Credit | Asset | Asset Documentation | Asset | Asset documentation requirements not met. |  | Two months consecutive bank statements required, received (REDACTED) statement from (REDACTED). |  |  |  | Reviewer Comment (2025-12-08): Received consecutive bank statements. Exception cleared.<br>Seller Comment (2025-12-05): Comment from [REDACTED] ([REDACTED] (REDACTED)): see attached | 12/08/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MO | Primary | Purchase |  | C | B | C | B | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224574547 |  |  |  | 35163366 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | Loan Designation failure due to QM failure for asset documentation. |  |  |  | Reviewer Comment (2025-12-10): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-12-10): Comment from [REDACTED] ([REDACTED]): Please retest to HP QM<br>Reviewer Comment (2025-12-09): (REDACTED) to request loan redesignation.<br>Buyer Comment (2025-12-09): Comment from [REDACTED] ([REDACTED] (REDACTED)): Please advise if additional documentation is required to clear remaining suspense conditions<br>Reviewer Comment (2025-12-09): Updated to Higher Priced QM<br>Reviewer Comment (2025-12-09): EXCEPTION HISTORY - Exception Detail was updated on (REDACTED) PRIOR Exception Detail: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk.<br>Buyer Comment (2025-12-05): Comment from [REDACTED] ([REDACTED] (REDACTED)): see asst docs uploaded | 12/10/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | MO | Primary | Purchase | Lender to provide updated ATR/QM status | C | B | C | B | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 224574547 |  |  |  | 35163367 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - QM Impact | General QM: There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) |  |  |  |  | Reviewer Comment (2025-12-09): Received docs | 12/09/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MO | Primary | Purchase |  | C | B | C | B | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224574547 |  |  |  | 35163379 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  | Reviewer Comment (2025-12-09): Received documents | 12/09/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MO | Primary | Purchase |  | C | B | C | B | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224574547 |  |  |  | 35163640 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Condo is non-warrantable. Actual Cash Value (ACV) coverage for roof replacement under the HOA's master insurance policy. Approved exception ([REDACTED]) in file. | The representative FICO score exceeds the guideline minimum by at least [REDACTED] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months. | FICO > 20 points above program minimum<br>Reserves > 6 months above program minimum | SitusAMC,Originator Pre-Close,Aggregator<br>Originator Pre-Close,Aggregator,SitusAMC | Reviewer Comment (2025-12-04): Exception approval provided, meets buyers waiver policy. |  |  | 12/04/2025 | 2 | B | B | B | B | B | B | B | B | B | B |  | MO | Primary | Purchase |  | C | B | C | B | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224574547 |  |  |  | 35196177 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | Loan Designation restated. Compliance testing updated. |  |  |  |  |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | MO | Primary | Purchase |  | C | B | C | B | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224574841 |  |  |  | 35481143 |  |  | Credit | Insurance | Insurance Documentation | Insurance | Insurance Policy Expiration Date is less than 30 days of the Note Date and does not have automatic renewal. |  |  |  |  |  | Reviewer Comment (2026-02-02): Received Renewed Policy, exception cleared.<br>Seller Comment (2026-01-31): HOI | 02/02/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | SC | Investment | Refinance - Rate/Term |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224581423 |  |  |  | 35149246 |  |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  |  |  |  |  | Reviewer Comment (2025-12-09): Full PITIA applied.<br>Seller Comment (2025-12-08): Comment from [REDACTED] ([REDACTED]): (REDACTED) - (REDACTED): No rental income from the subject was considered for qualification, and the borrower provided a written statement confirming a market rent of $(REDACTED) This documentation is permitted per FNMA B3-3.1-08, Rental Income [REDACTED] . Please see attached. | 12/09/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MI | Investment | Refinance - Cash-out - Other |  | C | B | C | A | B | B | A | A | N/A | N/A | No |
| 224581423 |  |  |  | 35149289 |  |  | Compliance | Compliance | Federal Compliance | GSE | FNMA Points and Fees | FNMA Points and Fees on subject loan of [REDACTED]% is in excess of the allowable maximum of the greater of [REDACTED]% of the Original Loan Amount and $[REDACTED] (2025). FNMA Finance Charge total $[REDACTED] on a Original Loan Amount of $[REDACTED] vs. an allowable total of $[REDACTED] and $[REDACTED] (2025) (an overage of $[REDACTED] or .[REDACTED]%). |  |  |  |  | Reviewer Comment (2025-12-05): Client elects to waive. |  |  | 12/05/2025 | 2 | B | B | B | B | B | B | B | B | B | B |  | MI | Investment | Refinance - Cash-out - Other | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | C | B | C | A | B | B | A | A | N/A | N/A | Yes |
| 224581427 |  |  |  | 35152560 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Survey Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. $[REDACTED]over legal limit. Insufficient or no cure was provided to the borrower. | Survey Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. |  |  |  | Reviewer Comment (2025-12-10): [REDACTED] received corrected PCCD and LOE moving the non-lender required fee from section C to H.<br>Seller Comment (2025-12-09): Comment from[REDACTED] ([REDACTED]): CD and LOE | 12/10/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NJ | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | A | A | A | C | A | A | A | Non QM | Non QM | Yes |
| 224581442 |  |  |  | 35154635 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2025-12-09): Document Received. Exception Cleared<br>Seller Comment (2025-12-09): Comment from [REDACTED] ([REDACTED]): Approval | 12/09/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | ME | Primary | Refinance - Cash-out - Other |  | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224581807 |  |  |  | 35151722 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of [REDACTED]% is in excess of the allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an allowable total of $[REDACTED] (an overage of $[REDACTED]or .[REDACTED]%). |  |  |  |  |  | 12/08/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224581807 |  |  |  | 35151730 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. |  |  |  |  |  | 12/08/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | TX | Primary | Purchase | Lender to provide updated ATR/QM status | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224581807 |  |  |  | 35169110 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Income/Asset Guideline Deficiency - ATR Impact | Ability to Repay (Dodd-Frank 2014): There are guideline deficiencies related to income and/or asset doc requirements which could result in a risk to the borrower's ability to repay. (Exception is eligible to be regraded with compensating factors.) |  |  |  |  |  | 12/17/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224581807 |  |  |  | 35169119 |  |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income documentation requirements not met. |  |  |  |  |  |  | 12/10/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224581807 |  |  |  | 35169121 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. |  |  |  |  |  | 12/17/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224581807 |  |  |  | 35174944 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an investor allowable total of $[REDACTED](an overage of $[REDACTED]or .[REDACTED]%). |  |  |  |  |  |  |  | 12/08/2025 | 2 |  | B |  | B |  | B |  | B |  | B |  | TX | Primary | Purchase | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224581807 |  |  |  | 35174945 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  |  | 12/17/2025 |  |  | 1 |  | A |  | A |  | A |  | A |  | A |  | TX | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224581807 |  |  |  | 35257327 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. |  |  |  |  |  |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | TX | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224588089 |  |  |  | 35304535 |  |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | Credit Report is missing for [REDACTED] as required for each guarantor. |  |  |  | Reviewer Comment (2026-01-12): Received in trailing documents.<br>Seller Comment (2026-01-07): uploaded | 01/12/2026 |  |  | 1 | D | A | D | A | D | A | D | A | D | A |  | MD | Investment | Refinance - Cash-out - Other |  | D | A | D | A |  |  | A | A |  | N/A | No |
| 224588089 |  |  |  | 35304536 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | Reviewer Comment (2026-01-12): Received in trailing documents.<br>Seller Comment (2026-01-07): uploaded | 01/12/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Refinance - Cash-out - Other |  | D | A | D | A |  |  | A | A |  | N/A | No |
| 224588089 |  |  |  | 35304537 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | Reviewer Comment (2026-01-12): Received in trailing documents.<br>Seller Comment (2026-01-07): uploaded | 01/12/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MD | Investment | Refinance - Cash-out - Other |  | D | A | D | A |  |  | A | A |  | N/A | No |
| 224601243 |  |  |  | 35162059 |  |  | Compliance | Compliance | State Compliance | Misc. State Level | Colorado Home Loan (Ability to Repay not Verified) | [REDACTED] Home Loan (HB1322): Borrower's ability to repay not verified with reliable documentation. |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CO | Primary | Refinance - Cash-out - Other |  | D | B | C | A | C | B | D | A | Safe Harbor QM (APOR) | Non QM | No |
| 224601243 |  |  |  | 35162060 |  |  | Compliance | Compliance | State Compliance | Misc. State Level | Colorado Home Loan (Tangible Net Benefit Disclosure Not Provided) | [REDACTED] Home Loan (HB1322): Loan file does not contain a Tangible Net Benefit Disclosure (or similar document). |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CO | Primary | Refinance - Cash-out - Other |  | D | B | C | A | C | B | D | A | Safe Harbor QM (APOR) | Non QM | No |
| 224601243 |  |  |  | 35162067 |  |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  |  | 12/12/2025 |  |  | 1 | D | A | D | A | D | A | D | A | D | A |  | CO | Primary | Refinance - Cash-out - Other |  | D | B | C | A | C | B | D | A | Safe Harbor QM (APOR) | Non QM | No |
| 224601243 |  |  |  | 35175107 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  |  |  |  |  |  | 01/29/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CO | Primary | Refinance - Cash-out - Other |  | D | B | C | A | C | B | D | A | Safe Harbor QM (APOR) | Non QM | No |
| 224601243 |  |  |  | 35175126 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of [REDACTED]% is in excess of the allowable maximum of the greater of .[REDACTED]% of the Federal Total Loan Amount and $[REDACTED] (2025). Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an allowable total of $[REDACTED] and $[REDACTED] (2025) (an overage of $[REDACTED] or [REDACTED]%). |  |  |  |  |  | 12/09/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CO | Primary | Refinance - Cash-out - Other |  | D | B | C | A | C | B | D | A | Safe Harbor QM (APOR) | Non QM | No |
| 224601243 |  |  |  | 35175127 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. |  |  |  |  |  | 12/09/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | CO | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | D | B | C | A | C | B | D | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224601243 |  |  |  | 35187703 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of the greater of .[REDACTED]% of the Federal Total Loan Amount and $[REDACTED](2025). Points and Fees total $[REDACTED]on a Federal Total Loan Amount of $[REDACTED ]vs. an investor allowable total of $[REDACTED] and $[REDACTED] (2025) (an overage of $[REDACTED] or [REDACTED]%). |  |  |  |  |  |  |  | 12/09/2025 | 2 |  | B |  | B |  | B |  | B |  | B |  | CO | Primary | Refinance - Cash-out - Other | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | D | B | C | A | C | B | D | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224601243 |  |  |  | 35187704 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. |  |  |  |  |  |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | CO | Primary | Refinance - Cash-out - Other |  | D | B | C | A | C | B | D | A | Safe Harbor QM (APOR) | Non QM | No |
| 224605778 |  |  |  | 35175665 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-12-11): Document Received, Exception Cleared.<br>Seller Comment (2025-12-10): Comment from [REDACTED] ([REDACTED]): Supplemental Report | 12/11/2025 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | CA | Primary | Refinance - Rate/Term |  | B | A | B | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224605780 |  |  |  | 35163845 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Investment | Purchase |  | B | B | B | B | A | A | A | A | N/A | N/A | No |
| 224610083 |  |  |  | 35163998 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  |  | 12/11/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Investment | Refinance - Rate/Term |  | C | B | C | B | A | A | A | A | N/A | N/A | No |
| 224610083 |  |  |  | 35164003 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Investment | Refinance - Rate/Term |  | C | B | C | B | A | A | A | A | N/A | N/A | No |
| 224610183 |  |  |  | 35159252 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Investment | Purchase |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224619875 |  |  |  | 35181425 |  |  | Credit | Insurance | Insurance Documentation | Insurance | Missing Document: Flood Insurance Policy not provided |  | File is missing Flood Insurance Policy document. |  |  |  | Reviewer Comment (2025-12-17): Received a copy of Master Flood Insurance. Exception cleared.<br>Seller Comment (2025-12-17): Comment from [REDACTED] ([REDACTED]): Flood email and docs | 12/17/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Refinance - Cash-out - Other |  | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224619875 |  |  |  | 35181519 |  |  | Compliance | Compliance | Federal Compliance | Flood | Flood Insurance Escrow - Flood not Escrowed for Property in Flood Zone | Loan originated post December 2015, the subject property is in a flood zone, flood insurance is not escrowed. |  |  |  |  | Reviewer Comment (2025-12-19): Received in trailing. Compliance testing updated.<br>Seller Comment (2025-12-17): Comment from [REDACTED] ([REDACTED]): Flood email and docs | 12/19/2025 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | FL | Primary | Refinance - Cash-out - Other | Provide evidence the escrow account was established for the flood insurance, LOE, Corrected IEAD, corrected PCCD (if applicable) | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224619875 |  |  |  | 35181520 |  |  | Compliance | Compliance | Federal Compliance | Flood | Flood Insurance Policy Missing | The subject property is in a flood zone, evidence of flood insurance was not provided/obtained. Failure to obtain and disclose required insurance may result in additional federal and/or state compliance violations. |  |  |  |  | Reviewer Comment (2025-12-19): Received in trailing. Compliance testing updated.<br>Seller Comment (2025-12-17): Comment from [REDACTED] ([REDACTED]): Flood email and docs | 12/19/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Refinance - Cash-out - Other |  | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224619911 |  |  |  | 35194832 |  |  | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  | Business Purpose Certificate provided is missing all property information and notary stamp. Complete document required. |  |  |  | Reviewer Comment (2025-12-10): Document Received, Exception Cleared<br>Seller Comment (2025-12-10): Comment from [REDACTED] ([REDACTED]): Business Purpose | 12/10/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | IN | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224619911 |  |  |  | 35194835 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | Business Purpose Certificate provided is missing all property information and notary stamp. Complete document required. |  |  |  | Reviewer Comment (2025-12-10): Document Received, Exception Cleared | 12/10/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | IN | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224620145 |  |  |  | 35169689 |  |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. |  |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | KS | Investment | Refinance - Rate/Term |  | C | B | C | B | A | A | A | A | N/A | N/A | No |
| 224620145 |  |  |  | 35169724 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  |  | 12/23/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | KS | Investment | Refinance - Rate/Term |  | C | B | C | B | A | A | A | A | N/A | N/A | No |
| 224621428 |  |  |  | 35181412 |  |  | Credit | Insurance | Insurance Documentation | Insurance | Hazard Insurance Error: Subject hazard insurance policy coverage amount is missing from evidence of insurance. |  |  |  |  |  |  | 12/26/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NV | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224621428 |  |  |  | 35181579 |  |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  |  |  |  |  |  | 12/26/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NV | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224621428 |  |  |  | 35181620 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). |  |  |  |  |  | 12/15/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | NV | Primary | Purchase | Lender to provide updated ATR/QM status | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 224621428 |  |  |  | 35235775 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). |  |  |  |  |  |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | NV | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224635277 |  |  |  | 35182580 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  |  |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | OK | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224635277 |  |  |  | 35192578 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC |  |  |  | 12/19/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | OK | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224635285 |  |  |  | 35183840 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  |  |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | PA | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224635285 |  |  |  | 35202504 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  |  |  |  |  |  | 12/12/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | PA | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224635290 |  |  |  | 35197687 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  |  |  |  |  |  | 12/16/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NY | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224635290 |  |  |  | 35197694 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  |  |  |  |  |  | 12/12/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NY | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224635298 |  |  |  | 35188054 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  |  |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | AL | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224635299 |  |  |  | 35174811 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  |  | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | High DSCR<br>High FICO | Aggregator,SitusAMC<br>Aggregator,SitusAMC |  |  |  | 01/14/2026 | 2 | C | B | C | B | C | B | C | B | C | B |  | NC | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224635299 |  |  |  | 35174814 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  |  |  |  |  |  | 01/06/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NC | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224635356 |  |  |  | 35173436 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  |  |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | MO | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224635363 |  |  |  | 35173403 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  |  |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | GA | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224635388 |  |  |  | 35191675 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026) |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | AL | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224635389 |  |  |  | 35794349 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026) |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | WI | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224635389 |  |  |  | 35794677 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | Reviewer Comment (2026-02-12): Document Received, Exception Cleared<br>Seller Comment (2026-02-12): See Operating Agreement attached | 02/12/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | WI | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224635428 |  |  |  | 35195056 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026) |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | MD | Investment | Purchase |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224635434 |  |  |  | 35173352 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  |  |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | MO | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224635442 |  |  |  | 35205763 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224635442 |  |  |  | 35219013 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  |  |  |  |  |  | 12/16/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224635442 |  |  |  | 35219049 |  |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points. | High FICO | Aggregator,SitusAMC |  |  |  | 12/23/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | CA | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224635446 |  |  |  | 35183611 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026) |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | FL | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224635446 |  |  |  | 35219565 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The subject is in a declining market and the LTV is at the max allowed level of [REDACTED]%. If a [REDACTED]% hair cut were to be applied (per [REDACTED] overlay) the LTV would be excessive. Moved to [REDACTED]for review. | The qualifying DSCR on the loan is greater than the guideline minimum. | [REDACTED ]DSCR | SitusAMC,Aggregator | Reviewer Comment (2025-12-17): Waive and downgrade per client email dated [REDACTED]<br>Reviewer Comment (2025-12-12): Moved to [REDACTED] for review. |  |  | 12/17/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | FL | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224635450 |  |  |  | 35181908 |  |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: 22 |  |  |  |  |  |  |  |  | 03/03/2026 | 2 | A | A | A | A | A | A | A | A | B | B |  | NY | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | B | B |  | N/A | No |
| 224635450 |  |  |  | 35195154 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  |  |  |  |  |  | 12/12/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NY | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | B | B |  | N/A | No |
| 224635450 |  |  |  | 35195252 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  |  | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | High DSCR<br>High FICO | Aggregator,SitusAMC<br>Aggregator,SitusAMC |  |  |  | 12/17/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | NY | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | B | B |  | N/A | No |
| 224635450 |  |  |  | 35195258 |  |  | Compliance | Compliance | State Compliance | State Late Charge | Note Error: Note late charge percentage exceeds maximum per state |  |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | NY | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | B | B |  | N/A | No |
| 224635457 |  |  |  | 35197693 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026) |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | MI | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224636016 |  |  |  | 35177231 |  |  | Credit | Title | General | Title | Final Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2025-12-16): Received in trailing documents.<br>Seller Comment (2025-12-11): Comment from [REDACTED] ([REDACTED] .): Coverage updated to [REDACTED] | 12/16/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CT | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224636080 |  |  |  | 35194436 |  |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  |  |  |  |  | Reviewer Comment (2025-12-15): Received (REDACTED) report. Exception cleared.<br>Buyer Comment (2025-12-12): Comment from [REDACTED] ([REDACTED]): Please see (REDACTED) report, Doc ID 0326. Thank you! | 12/15/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Purchase |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224636090 |  |  |  | 35200087 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). |  |  |  |  |  | 12/19/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | SD | Primary | Purchase | Lender to provide updated ATR/QM status | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 224636090 |  |  |  | 35233540 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  |  |  |  |  |  | 12/19/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | SD | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224636090 |  |  |  | 35277531 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). |  |  |  |  |  |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | SD | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224636096 |  |  |  | 35176812 |  |  | Compliance | Compliance | Federal Compliance | GSE | FNMA Points and Fees | FNMA Points and Fees on subject loan of [REDACTED]% is in excess of the allowable maximum of the greater of [REDACTED]% of the Original Loan Amount and $[REDACTED](2025). FNMA Finance Charge total $[REDACTED]on a Original Loan Amount of $[REDACTED] vs. an allowable total of $[REDACTED] and $[REDACTED] (2025) (an overage of $[REDACTED] or [REDACTED]%). |  |  |  |  | Reviewer Comment (2025-12-11): Client elects to waive. |  |  | 12/11/2025 | 2 | B | B | B | B | B | B | B | B | B | B |  | FL | Investment | Purchase | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | B | B | A | A | B | B | A | A | N/A | N/A | Yes |
| 224636137 |  |  |  | 35182541 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  |  |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | MI | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224636150 |  |  |  | 35173121 |  |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Missing one more month bank statement, since 2 months are required. |  |  |  | Reviewer Comment (2025-12-19): Most recent account statement required by guidelines.<br>Buyer Comment (2025-12-12): Comment from [REDACTED] ([REDACTED]): Please revisit. (REDACTED) guidelines only require one month of bank statements. See Assets section of the guidelines starting on line 1334 of the guide. Thank you! | 12/19/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | SC | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224636150 |  |  |  | 35173173 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Loan file is missing Insurance verification, and mortgage statement for REO listed in the final 1003 Upon receipt of the missing insurance verification, and mortgage statement additional conditions may apply. |  |  |  | Reviewer Comment (2025-12-17): Received Mortgage Statement & Hazard Insurance for property [REDACTED] . Exception cleared.<br>Seller Comment (2025-12-17): Comment from [REDACTED] ([REDACTED]): Mortgage statement and HOI | 12/17/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | SC | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224636150 |  |  |  | 35173357 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | Loan designation is firing due to excessive debt ratios. |  |  |  | Reviewer Comment (2026-01-05): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2026-01-05): Comment from [REDACTED] ([REDACTED]): Please re-state/re-test to Higher Priced QM. Thank you!<br>Reviewer Comment (2025-12-30): Loan was submitted for review with a loan designation of Safe Harbor QM (APOR). (REDACTED) to request loan re-designation if applicable.<br>Buyer Comment (2025-12-30): Comment from [REDACTED] ([REDACTED]): DTI condition cleared<br>Reviewer Comment (2025-12-29): EXCEPTION HISTORY - Exception Detail was updated on [REDACTED] PRIOR Exception Detail: Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | 01/05/2026 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | SC | Primary | Purchase | Lender to provide updated ATR/QM status | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 224636150 |  |  |  | 35173366 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor and QM DTIs match and both significantly exceed Guidelines | General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of [REDACTED]% significantly exceeds the guideline maximum of [REDACTED]%. (DTI Exception requires compelling compensating factors to consider regrading to EV2-B.) | Second home mortgage from J[REDACTED] P&I $[REDACTED]is included debt calculation |  |  |  | Reviewer Comment (2025-12-29): Received all required documents to omit departing residence from qualifying ratios. Data and compliance testing updated.<br>Seller Comment (2025-12-23): Comment from [REDACTED] ([REDACTED]): LOI<br>Reviewer Comment (2025-12-19): File is missing the signed LOI from the borrower indicating that they intend to list the departing residence within 90 days of closing the subject transaction as required by guidelines for Buy now/Sell Later Option 1.<br>Buyer Comment (2025-12-12): Comment from [REDACTED] ([REDACTED]): Per comments on the 1008, the "Buy Now, Sell Later Option" was used for the departing residence. See Departing Residence section of the guidelines, starting on line 502 of the guide. Thank you! | 12/29/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | SC | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224636150 |  |  |  | 35173368 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | Second home mortgage from J[REDACTED] P&I $[REDACTED]is included debt calculation |  |  |  | Reviewer Comment (2025-12-29): Received all required documents to omit departing residence from qualifying ratios. Data and compliance testing updated.<br>Seller Comment (2025-12-23): Comment from [REDACTED] ([REDACTED]): LOI<br>Reviewer Comment (2025-12-19): File is missing the signed LOI from the borrower indicating that they intend to list the departing residence within 90 days of closing the subject transaction as required by guidelines for Buy now/Sell Later Option 1.<br>Buyer Comment (2025-12-12): Comment from [REDACTED] ([REDACTED]): Per comments on the 1008, the "Buy Now, Sell Later Option" was used for the departing residence. See Departing Residence section of the guidelines, starting on line 502 of the guide. Thank you! | 12/29/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | SC | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224636150 |  |  |  | 35173411 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | QM risk is firing due to excessive debt ratios. |  |  |  | Reviewer Comment (2025-12-29): Received all required documents to omit departing residence from qualifying ratios. Data and compliance testing updated. | 12/29/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | SC | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224636150 |  |  |  | 35345900 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | Loan Designation restated. Compliance testing updated. |  |  |  |  |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | SC | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224636166 |  |  |  | 35175713 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver Test | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. |  |  |  |  |  | 12/15/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Purchase | No Defined Cure | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224640038 |  |  |  | 35181879 |  |  | Compliance | Compliance | State Compliance | State Defect | South Carolina CHL Complaint Agency Disclosure Timing Testing | [REDACTED] Home Loan: Borrower not provided with a document, at time of application, specifying the agency designated to receive complaints or inquiries about the origination and making of the loan. |  |  |  |  | Reviewer Comment (2026-01-13): Updated input<br>Seller Comment (2026-01-07): Comment from[REDACTED] ([REDACTED]): TF 1/7 Disagree: Please see attached SC State disclosures that was provided to the borrower the same time as the loan application on Pg.3 of 13 under the Borrower Complaints section highlighted in yellow, the borrower was giving the information for the agency designated to receive complaints or inquiries about the origination and making of the loan.<br>Reviewer Comment (2026-01-06): Disclosure not received.<br>Buyer Comment (2025-12-31): Comment from [REDACTED] ([REDACTED]): CT 12/31: Disagree, please review page 2 of the previous attached MORTGAGE BROKER FEE AGREEMENT<br>Reviewer Comment (2025-12-23): Documentation provided in trailing docs is not the South Carolina designation for complaints or inquiries. Disclosure has been provided however, it is dated [REDACTED] and not at time of application.<br>Seller Comment (2025-12-17): Comment from [REDACTED] ([REDACTED]): CT 12/17: Please see the attached // | 01/13/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | SC | Primary | Purchase |  | C | A | A | A | C | A | A | A | Non QM | Non QM | No |
| 224640038 |  |  |  | 35181880 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Lender Credit Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure:Zero Percent Fee Tolerance exceeded for Lender Credits. Final Lender Credit of $[REDACTED] exceeds tolerance of $-[REDACTED]. Insufficient or no cure was provided to the borrower. | Lender credit was last disclosed as -$[REDACTED] on the Loan Estimate, but was disclosed as -$[REDACTED] on the Final Closing Disclosure. No valid COC was provided for this change, nor evidence of cure. |  |  |  | Reviewer Comment (2025-12-18): [REDACTED] received a valid COC.<br>Seller Comment (2025-12-17): Comment from [REDACTED] ([REDACTED]): CT 12/17: Please see attached Rate Lock sheets and corresponding disclosure. On 11-17 the lock was extended, affecting the LLPA, negative pricing disclosed on the 11-17 CD. Lender Credit cited 92.70 is tolerance credit. | 12/18/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | SC | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | A | A | A | C | A | A | A | Non QM | Non QM | Yes |
| 224640038 |  |  |  | 35181882 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. $[REDACTED] over legal limit. Insufficient or no cure was provided to the borrower. | Loan Discount Points was last disclosed as $[REDACTED] on the Loan Estimate, but was disclosed as $[REDACTED] on the Final Closing Disclosure. No valid COC was provided for this change, nor evidence of cure. |  |  |  | Reviewer Comment (2025-12-18): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Seller Comment (2025-12-17): Comment from [REDACTED] ([REDACTED]): CT 12/17: Please see attached Rate Lock sheets and corresponding disclosure. On 11-17 the lock was extended, affecting the LLPA, negative pricing disclosed on the 11-17 CD | 12/18/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | SC | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | A | A | A | C | A | A | A | Non QM | Non QM | Yes |
| 224640038 |  |  |  | 35181883 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. $[REDACTED] over legal limit. Insufficient or no cure was provided to the borrower. | Appraisal Fee was last disclosed as $[REDACTED] on the Loan Estimate, but was disclosed as $[REDACTED] on the Final Closing Disclosure. No valid COC was provided for this change, nor evidence of cure. |  |  |  | Reviewer Comment (2025-12-18): Sufficient cure provided. Full cure amount for tolerance violation was provided at or before closing (on final CD) resulting in a cleared exception.<br>Buyer Comment (2025-12-17): Comment from [REDACTED] ([REDACTED]): CT 12/17: A tolerance credit in the amount of $[REDACTED] for the appraisal fee was reflected on the final Closing Disclosure<br>Buyer Comment (2025-12-17): Comment from [REDACTED] ([REDACTED]): Final CD dated 11/28 reflects $[REDACTED] Lender Credit. | 12/18/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | SC | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | A | A | A | C | A | A | A | Non QM | Non QM | Yes |
| 224640038 |  |  |  | 35260846 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-12-18): Sufficient Cure Provided At Closing |  | 12/18/2025 |  | 1 |  | A |  | A |  | A |  | A |  | A |  | SC | Primary | Purchase | Final CD evidences Cure | C | A | A | A | C | A | A | A | Non QM | Non QM | Yes |
| 224640517 |  |  |  | 35182468 |  |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Received only Octobers account statement, when two consecutive months are required. |  |  |  | Reviewer Comment (2025-12-16): Only one month required.<br>Buyer Comment (2025-12-15): Comment from [REDACTED] ([REDACTED]): Please revisit. Please see Assets section of the (REDACTED) guidelines, starting on line 1334. Only one month of statements is required for cash to close and reserves. Thank you! | 12/16/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NC | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224640517 |  |  |  | 35182557 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | Loan designation is firing due to high cost loan and missing 2nd month statement for (REDACTED). |  |  |  | Reviewer Comment (2025-12-22): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-12-22): Comment from [REDACTED] ([REDACTED]): Please re-state/re-test to Higher Priced QM. Thank you!<br>Reviewer Comment (2025-12-19): Loan was submitted for review with a loan designation of Safe Harbor QM (APOR). (REDACTED) to request loan re-designation if applicable.<br>Seller Comment (2025-12-17): Comment from [REDACTED] ([REDACTED]): Loan is higher priced QM<br>Reviewer Comment (2025-12-16): Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR).<br>Buyer Comment (2025-12-15): Comment from [REDACTED] ([REDACTED]): Please revisit. Please see Assets section of the (REDACTED) guidelines, starting on line 1334. Only one month of statements is required for cash to close and reserves. Thank you! | 12/22/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | NC | Primary | Purchase | Lender to provide updated ATR/QM status | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 224640517 |  |  |  | 35204151 |  |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. |  | Per bank statement matrix requiring up to [REDACTED]% LTV needs [REDACTED]FICO score. |  |  |  | Reviewer Comment (2025-12-16): Updated report provided.<br>Buyer Comment (2025-12-15): Comment from [REDACTED] ([REDACTED]): Please revisit. Please see Doc ID 0762 for re-issued credit report on 11/5. FICO score is [REDACTED] . Thank you! | 12/16/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NC | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224640517 |  |  |  | 35289773 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | Loan Designation restated. Compliance testing updated. |  |  |  |  |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | NC | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224640557 |  |  |  | 35185080 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of [REDACTED]% is in excess of the allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED]on a Federal Total Loan Amount of $[REDACTED] vs. an allowable total of $[REDACTED] (an overage of $[REDACTED] or .[REDACTED]%). |  |  |  |  |  | 12/15/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Refinance - Cash-out - Other |  | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224640557 |  |  |  | 35185081 |  |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | [REDACTED] Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a Texas Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224640557 |  |  |  | 35185082 |  |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Itemization of Points and Fees Not Provided At Least 1 Business Day Prior to Closing - No Waiver) | Texas Constitution Section 50(a)(6): Final itemized disclosure of fees, points, costs and charges not provided to borrower at least one (1) business day prior to closing without a waiver. |  |  |  |  |  | 12/29/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Refinance - Cash-out - Other | Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224640557 |  |  |  | 35185111 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. |  |  |  |  |  | 12/15/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | TX | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224640557 |  |  |  | 35185112 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Amount Financed Test | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an Amount Financed disclosed an inaccurate Amount Financed. The disclosed Amount Financed in the amount of $[REDACTED] is over disclosed by $[REDACTED] compared to the calculated Amount Financed of $[REDACTED] and the disclosed Finance Charge is not accurate within applicable tolerances for Amount Financed to be considered accurate (fee amounts included in Amount Financed and Finance Charge calculations are based on Closing Disclosure dated [REDACTED]). |  |  |  |  |  |  | 01/23/2026 |  | 2 | C | B | C | B | C | B | C | B | C | B |  | TX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224640557 |  |  |  | 35185113 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Final Closing Disclosure Finance Charge | TILA-RESPA Integrated Disclosure - Loan Calculations: Final Closing Disclosure provided on [REDACTED] disclosed an inaccurate Finance Charge on page 5 that does not match the actual Finance Charge for the loan. The disclosed Finance Charge in the amount of $[REDACTED] is under disclosed by $[REDACTED] compared to the calculated Finance Charge of $[REDACTED] which exceeds the $[REDACTED] threshold (fee amounts included in Finance Charge calculation are based on Closing Disclosure dated [REDACTED]). |  |  |  |  |  |  | 01/23/2026 |  | 2 | C | B | C | B | C | B | C | B | C | B |  | TX | Primary | Refinance - Cash-out - Other | TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Refund check for underdisclosed amount, Corrected CD, and Re-open Rescission (required on rescindable transactions) | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224640557 |  |  |  | 35240033 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED]on a Federal Total Loan Amount of $[REDACTED] vs. an investor allowable total of $[REDACTED](an overage of $[REDACTED] or .[REDACTED]%). |  |  |  |  |  |  |  | 12/15/2025 | 2 |  | B |  | B |  | B |  | B |  | B |  | TX | Primary | Refinance - Cash-out - Other | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224640557 |  |  |  | 35240034 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. |  |  |  |  |  |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | TX | Primary | Refinance - Cash-out - Other |  | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224641684 |  |  |  | 35182443 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of [REDACTED]% is in excess of the allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an allowable total of $[REDACTED] (an overage of $[REDACTED] or [REDACTED]%). |  |  |  |  |  | 12/16/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Refinance - Cash-out - Other |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224641684 |  |  |  | 35182444 |  |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (TX Home Equity Disclosure/Notice Concerning Extensions of Credit Not Provided) | [REDACTED] Constitution Section 50(a)(6): Missing Revised Notice Concerning Extensions of Credit disclosure, however file includes a signed acknowledgment stating that the owner(s) received the Notice at least 12 days prior to closing. |  |  |  |  |  | 12/18/2025 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | TX | Primary | Refinance - Cash-out - Other | Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224641684 |  |  |  | 35182445 |  |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224641684 |  |  |  | 35182448 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. |  |  |  |  |  | 12/16/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | TX | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224641684 |  |  |  | 35182474 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  |  | 12/18/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Refinance - Cash-out - Other |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224641684 |  |  |  | 35182535 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. |  |  |  |  |  | 12/18/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Refinance - Cash-out - Other |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224641684 |  |  |  | 35249872 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an investor allowable total of $[REDACTED] (an overage of $[REDACTED] or [REDACTED]%). |  |  |  |  |  |  |  | 12/22/2025 | 2 |  | B |  | B |  | B |  | B |  | B |  | TX | Primary | Refinance - Cash-out - Other | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224641684 |  |  |  | 35249873 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  |  | 12/18/2025 |  |  | 1 |  | A |  | A |  | A |  | A |  | A |  | TX | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224641684 |  |  |  | 35265363 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. |  |  |  |  |  |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | TX | Primary | Refinance - Cash-out - Other |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224641703 |  |  |  | 35194906 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Security Instrument (page 2) reflects an incorrect Business Entity Name. Instrument states "[REDACTED]." Title policy and entity documents reflect Business Entity Name as "[REDACTED]." (REDACTED) Affidavit with intent to re-record required. |  |  |  | Reviewer Comment (2025-12-23): Received corrected mortgage and recording<br>Buyer Comment (2025-12-17): Comment from [REDACTED] ([REDACTED]): The DOT was corrected at closing on [REDACTED] , re-signed at closing/notarized and has been recorded. see DOC DOC ID 0375 and 0374- the corrections were made at closing and signed/notarized- please revisit<br>Reviewer Comment (2025-12-15): Page 2 not corrected at closing.<br>Seller Comment (2025-12-12): Comment from [REDACTED] ([REDACTED]): Please see recorded MTG. This was corrected at closing | 12/23/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | PA | Investment | Refinance - Rate/Term |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224641710 |  |  |  | 35191221 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224660496 |  |  |  | 35196213 |  |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2025-12-17): Document Received. Exception Cleared<br>Seller Comment (2025-12-17): Comment from [REDACTED] ([REDACTED]): CDA | 12/17/2025 |  |  | 1 | D | A | D | A | D | A | D | A | D | A |  | NH | Investment | Purchase |  | D | A | A | A | A | A | D | A | N/A | N/A | No |
| 224661031 |  |  |  | 35198171 |  |  | Credit | Documents | Missing Document | Documents | File does not contain documentation from lender/seller confirming the condo is warrantable. |  |  |  |  |  | Reviewer Comment (2025-12-16): Received Condo Warrantable document, Exception cleared.<br>Buyer Comment (2025-12-16): Comment from [REDACTED] ([REDACTED]): Please see DOC ID 0327. Please revisit | 12/16/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Purchase |  | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224661031 |  |  |  | 35198191 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  | Reviewer Comment (2025-12-18): Received interim CD. Data and compliance testing updated.<br>Seller Comment (2025-12-17): Comment from [REDACTED] ([REDACTED]): Response from Compliance | 12/18/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Purchase |  | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224661031 |  |  |  | 35198193 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. | Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. |  |  |  | Reviewer Comment (2025-12-18): Received interim CD. Data and compliance testing updated.<br>Seller Comment (2025-12-17): Comment from [REDACTED] ([REDACTED]): Response from Compliance.<br>Please review and provide additional clarification. | 12/18/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | FL | Primary | Purchase | Lender to provide updated ATR/QM status | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224661031 |  |  |  | 35198194 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver Test | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. |  |  |  | Reviewer Comment (2025-12-18): [REDACTED] received interim CD.<br>Seller Comment (2025-12-17): Comment from [REDACTED] ([REDACTED]): Initial CD with Disclosure Tracking Reasons | 12/18/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Purchase | No Defined Cure | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224661031 |  |  |  | 35198195 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. $[REDACTED] over legal limit. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. $[REDACTED] over legal limit. Insufficient or no cure was provided to the borrower. ((REDACTED)) |  |  |  | Reviewer Comment (2025-12-30): [REDACTED] received valid COC document<br>Seller Comment (2025-12-29): Comment from [REDACTED] ([REDACTED]): CD with Disclosure Tracking Reasons<br>Reviewer Comment (2025-12-18): [REDACTED] received Changed Circumstance dated [REDACTED] , but it does not give sufficient information on why the discount point fee was increased. In order to determine if the changed circumstance is valid more information is necessary on reason for the fee increase and when lender became aware of the change. A valid Changed Circumstance or cure is required. Cure consists of Corrected CD, LOE to borrower, proof of mailing and copy of refund check.<br>Seller Comment (2025-12-17): Comment from [REDACTED] ([REDACTED]): COC | 12/30/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224661092 |  |  |  | 35196649 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  |  | 12/17/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Purchase |  | C | A | C | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224661155 |  |  |  | 35195251 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224663941 |  |  |  | 35192709 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Missing loan submission form as a doc in lieu of a credit application |  |  |  | Reviewer Comment (2021-05-24): Included in trailing documents | 05/24/2021 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  |  | A |  | A |  |  |  | A |  | N/A | No |
| 224663941 |  |  |  | 35192710 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | Missing Operating Agreement for [REDACTED] |  |  |  | Reviewer Comment (2021-05-24): Included in trailing documents | 05/24/2021 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  |  | A |  | A |  |  |  | A |  | N/A | No |
| 224663941 |  |  |  | 35192712 |  |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided | Address: [REDACTED] |  |  |  |  | Reviewer Comment (2022-01-27): In TD<br>Seller Comment (2022-01-26): Please clear when able, thanks<br>Seller Comment (2022-01-25): Attached invoice for [REDACTED] .<br>Reviewer Comment (2021-10-11): Please provide the invoice showing the premium for [REDACTED] . Invoices provided do not detail which property. Do not send invoices with a lump sum for all properties. We need only the invoice for [REDACTED] .<br>Seller Comment (2021-10-07): Invoice for all the properties<br>Reviewer Comment (2021-06-30): The trailing document/ invoice does not identify that is associated specifically/ only with the property at [REDACTED]<br>Reviewer Comment (2021-06-25): ISAOA is now evident for the dec page on [REDACTED] but the premium for this specific property is still not evident<br>Reviewer Comment (2021-05-25): With regard to only the declaration page on [REDACTED] the mortgagee clause does not reflect ISAOA and the premium is not evident for this policy (needs to be included in the DSCR). Please do not resend all policies for all properties. We only need the updated dec page for [REDACTED] to include ISAOA in the mortgagee clause and the premium for that particular policy.<br>Reviewer Comment (2021-05-24): mortgagee clause does not reflect ISAOA and the premium is not evident for this policy (needs to be included in the DSCR). | 01/27/2022 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  |  | A |  | A |  |  |  | A |  | N/A | No |
| 224663943 |  |  |  | 35192714 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  |  |  |  |  | Reviewer Comment (2021-09-28): EIN Provided. | 09/28/2021 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224663943 |  |  |  | 35192715 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | The Citizenship Affidavit and the Docusign Credit Authorization forms are missing. |  |  |  | Reviewer Comment (2021-10-22): Provided in TD<br>Reviewer Comment (2021-10-21): Credit authorization received in TD. Still waiting on the Citizenship Affidavit for the guarantor. | 10/22/2021 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224663943 |  |  |  | 35192716 |  |  | Credit | Loan Package Documentation | Closing / Title | Title | Title: Evidence of title is missing |  |  |  |  |  | Reviewer Comment (2021-10-22): Provided in TD | 10/22/2021 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224663943 |  |  |  | 35192717 |  |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Title Preliminary not provided | Address: [REDACTED] | Missing Prelim/Commitment for [REDACTED]. |  |  |  | Reviewer Comment (2021-10-22): Provided in TD | 10/22/2021 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224663943 |  |  |  | 35192718 |  |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Title Preliminary not provided | Address: [REDACTED] | Missing Prelim/Commitment for [REDACTED]. |  |  |  | Reviewer Comment (2021-10-22): Provided in TD | 10/22/2021 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224663943 |  |  |  | 35192719 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  |  |  |  | Reviewer Comment (2021-11-16): Received Property inspection report for both the property hence exception cleared.<br>Reviewer Comment (2021-11-10): Sale date is not relevant. PDI ordered.<br>Seller Comment (2021-11-09): "Loan closed & sold to [REDACTED] prior to FEMA disaster date | 11/16/2021 |  |  | 1 |  | A |  | A |  | A |  | A |  | A |  |  | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224663944 |  |  |  | 35192724 |  |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | Credit Report No Older than [REDACTED] days is Required for Existing Borrower with 0x30x12 Payment History for lender. Provide evidence of the payment history | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [REDACTED].<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. | [REDACTED] DSCR | SitusAMC,Aggregator<br>SitusAMC | Reviewer Comment (2021-11-30): Client approves waive/downgrade<br>Reviewer Comment (2021-10-15): [REDACTED] to verify prior customer with 0x30x12 payment history<br>Seller Comment (2021-10-15): 24510-with [REDACTED]<br>Seller Comment (2021-10-15): Prior deal note is uploaded |  |  | 11/30/2021 | 2 | C | B | C | B | C | B | C | B | C | B |  | NY | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | B |  | N/A | No |
| 224663944 |  |  |  | 35192725 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | Reviewer Comment (2021-10-15): COGS not required, as the AOO show entity was formed on [REDACTED]. | 10/15/2021 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NY | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | B |  | N/A | No |
| 224663944 |  |  |  | 35192726 |  |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2021-12-13): Received BPO<br>Reviewer Comment (2021-10-15): Per seller's request, sending to [REDACTED] to order secondary valuation, as this is an [REDACTED] unit building<br>Seller Comment (2021-10-15): It is multifamily terms, please ask [REDACTED] to order. | 12/13/2021 |  |  | 1 | D | A | D | A | D | A | D | A | D | A |  | NY | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | B |  | N/A | No |
| 224663944 |  |  |  | 35192727 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | Articles in loan file are for a different entity. |  |  |  | Reviewer Comment (2021-10-15): Provided in TD | 10/15/2021 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NY | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | B |  | N/A | No |
| 224663944 |  |  |  | 35192728 |  |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation was BPO and does not support the value used to qualify.; Sec ID: 6 |  |  |  |  |  | Reviewer Comment (2022-02-17): Provided in TD<br>Seller Comment (2022-02-16): attached<br>Reviewer Comment (2022-01-14): [REDACTED] ordered and received this and it did not support value which is the reason for the exception.<br>Seller Comment (2022-01-14): AMC to order | 02/17/2022 |  |  | 1 |  | A |  | A |  | A |  | A |  | A |  | NY | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | B |  | N/A | No |
| 224663944 |  |  |  | 35192729 |  |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-03-03): EV2<br>Reviewer Comment (2026-03-03): To Waive |  |  | 03/03/2026 | 2 |  | A |  | A |  | A |  | A |  | B |  | NY | Investment | Refinance - Cash-out - Other |  | D | B | C | B |  |  | D | B |  | N/A | No |
| 224663965 |  |  |  | 35192824 |  |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2021-12-29): Included in TD.<br>Reviewer Comment (2021-12-21): [REDACTED] to order secondary val on MF<br>Seller Comment (2021-12-21): Please put this in [REDACTED] que to order | 12/29/2021 |  |  | 1 | D | A | D | A | D | A | D | A | D | A |  | NY | Investment | Refinance - Cash-out - Other |  | D | B | B | B |  |  | D | B |  | N/A | No |
| 224663965 |  |  |  | 35192825 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. |  | Borrower's Experience/Track Record<br>The qualifying DSCR on the loan is greater than the guideline minimum. | • FICO score above minimum by 20 points or greater<br>High DSCR | SitusAMC,Originator,Aggregator<br>SitusAMC,Originator,Aggregator | Reviewer Comment (2021-12-15): Waived / downgraded based on comp factors from [REDACTED] 's exception waiver list. Comp factors are: High DSCR and FICO score above minimum by 20 points or greater. |  |  | 12/15/2021 | 2 | B | B | B | B | B | B | B | B | B | B |  | NY | Investment | Refinance - Cash-out - Other |  | D | B | B | B |  |  | D | B |  | N/A | No |
| 224663965 |  |  |  | 35192826 |  |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation was BPO and does not support the value used to qualify.; Sec ID: 6 |  |  |  |  |  | Reviewer Comment (2022-02-17): Provided in TD<br>Seller Comment (2022-02-16): attached | 02/17/2022 |  |  | 1 |  | A |  | A |  | A |  | A |  | A |  | NY | Investment | Refinance - Cash-out - Other |  | D | B | B | B |  |  | D | B |  | N/A | No |
| 224663965 |  |  |  | 35192829 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Data discrepancy between Primary Appraisal Square Feet and # of units captured and the Square Feet and # of units captured on the BPO. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's Experience/Track Record | High DSCR<br>• FICO score above minimum by 20 points or greater | SitusAMC,Originator,Aggregator<br>SitusAMC,Originator,Aggregator | Reviewer Comment (2022-02-02): Waived and downgraded per [REDACTED] and CSM per call and [REDACTED] commentary within the duplicate exception |  |  | 02/02/2022 | 2 |  | B |  | B |  | B |  | B |  | B |  | NY | Investment | Refinance - Cash-out - Other |  | D | B | B | B |  |  | D | B |  | N/A | No |
| 224663965 |  |  |  | 35192830 |  |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-03-03): EV2 |  |  | 03/03/2026 | 2 |  | A |  | A |  | A |  | A |  | B |  | NY | Investment | Refinance - Cash-out - Other |  | D | B | B | B |  |  | D | B |  | N/A | No |
| 224663969 |  |  |  | 35192869 |  |  | Credit | Document Error | General | Document Error | Loan is cross collateralized and release provisions = No |  |  |  |  |  |  |  |  |  | 2 | A | A | A | A | A | A | A | A | A | A |  |  | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224663969 |  |  |  | 35192870 |  |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. |  |  | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Waived/ downgraded based on (REDACTED) waiver policy. Comp factors are DSCR, reserves and FICO.<br>Waived/ downgraded based on (REDACTED) waiver policy. Comp factors are DSCR, reserves and FICO. | SitusAMC,Aggregator<br>Aggregator,SitusAMC |  |  |  | 12/22/2021 | 2 | B | B | B | B | B | B | B | B | B | B |  |  | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224663984 |  |  |  | 35192928 |  |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | Reviewer Comment (2022-01-12): Received Closing Protection Letter hence exception is cleared.<br>Seller Comment (2022-01-11): Attached | 01/12/2022 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NJ | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224663984 |  |  |  | 35192930 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Financial Statement in file is dated [REDACTED]. Closing date is [REDACTED]. Per guidelines, A self-prepared signed Personal Financial Statement (PFS) and Schedule of Real Estate Owned (SREO), dated no more than 30 days prior to closing, are required of all borrowers. | The representative FICO score exceeds the guideline minimum by at least [REDACTED] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months. | Per [REDACTED], OK to waive based on High FICO.<br>excess reserves | SitusAMC,Originator,Aggregator<br>Originator,Aggregator,SitusAMC | Reviewer Comment (2022-02-15): Per [REDACTED] , OK to waive based on High FICO.<br>Buyer Comment (2022-02-14): Ok to waive based on high FICO<br>Seller Comment (2022-02-09): [REDACTED] - can this exception be waived? we are 10 days beyond expiration. no exception to bank statements on this loan. [REDACTED]+ FICO borrower |  |  | 02/15/2022 | 2 | C | B | C | B | C | B | C | B | C | B |  | NJ | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224663988 |  |  |  | 35192942 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | Reviewer Comment (2022-01-13): Included in TD.<br>Seller Comment (2022-01-13): Please advise if cleared | 01/13/2022 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NY | Investment | Refinance - Rate/Term |  | D | B | D | B |  |  | A | A |  | N/A | No |
| 224663988 |  |  |  | 35192943 |  |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months. | Waived and downgraded per [REDACTED] based on excess reserves. | SitusAMC,Aggregator | Reviewer Comment (2022-01-12): Waived and downgraded per [REDACTED] based on excess reserves.<br>Buyer Comment (2022-01-11): ok to waive based on excess reserves<br>Reviewer Comment (2022-01-04): Moved to [REDACTED] queue for waiver and downgrade consideration based on excess reserves which is the only verified comp factor from those available in the [REDACTED] criteria. |  |  | 01/12/2022 | 2 | C | B | C | B | C | B | C | B | C | B |  | NY | Investment | Refinance - Rate/Term |  | D | B | D | B |  |  | A | A |  | N/A | No |
| 224663988 |  |  |  | 35192944 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  |  |  |  | Reviewer Comment (2022-02-15): In TD<br>Reviewer Comment (2022-02-14): PDI ordered<br>Buyer Comment (2022-02-14): [REDACTED] to order PDI if they haven't already<br>Reviewer Comment (2022-02-10): [REDACTED] to order PDI<br>Seller Comment (2022-02-09): AMC can you please order PDI? | 02/15/2022 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NY | Investment | Refinance - Rate/Term |  | D | B | D | B |  |  | A | A |  | N/A | No |
| 224663988 |  |  |  | 35192945 |  |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Primary Valuation is older than guidelines permit |  | Effective date of appraisal is [REDACTED] which is over 4 months prior to the note date. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months. | Waived and downgraded per [REDACTED] based on excess reserves. | SitusAMC,Aggregator | Reviewer Comment (2022-02-01): Waived and downgraded per [REDACTED] .<br>Buyer Comment (2022-02-01): Ok to waive based on stated compensating factors<br>Seller Comment (2022-01-31): [REDACTED] - please let us know if we can waive this. Appraisal is slightly over 4 months old. Repeat (REDACTED) borrower with multiple paid off loans<br>Seller Comment (2022-01-28): Hi all, <br> Please, clear this. The borrower of this deal (REDACTED) has paid (REDACTED) already 41 projects = $[REDACTED] . Kindly clear this condition. Between the approval of the loan and the closing it took some weeks, hence the appraisal became >4months old.<br>Seller Comment (2022-01-25): Hi, please clear this condition. The borrower (REDACTED) has paid off 37 paid off projects with (REDACTED).<br>Reviewer Comment (2022-01-21): PIF loans cannot be utilized as a comp factor as it is not documented in file. However, moved to [REDACTED] queue for waiver and downgrade consideration based on excess reserves which is the only verified comp factor from those available in the [REDACTED] criteria.<br>Seller Comment (2022-01-20): Hi, please clear this condition. The borrower [REDACTED] has paid off [REDACTED] paid off projects with (REDACTED). |  |  | 02/01/2022 | 2 | C | B | C | B | C | B | C | B | C | B |  | NY | Investment | Refinance - Rate/Term |  | D | B | D | B |  |  | A | A |  | N/A | No |
| 224663988 |  |  |  | 35192946 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | The citizenship affidavit document is missing |  |  |  | Reviewer Comment (2022-01-13): Included in TD.<br>Seller Comment (2022-01-13): Please advise if cleared | 01/13/2022 |  |  | 1 | C | A | C | A | C | A | C | A | D | A |  | NY | Investment | Refinance - Rate/Term |  | D | B | D | B |  |  | A | A |  | N/A | No |
| 224663988 |  |  |  | 35192947 |  |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Missing Doc) Missing Note Addendum: Note P&I does not match calculated P&I |  | The monthly payment on the note is based on $[REDACTED]. The loan amount on the note is $[REDACTED]. Please update the note with the correct terms. |  |  |  | Reviewer Comment (2022-01-13): Corrected/ executed/ notarized note included in TD<br>Seller Comment (2022-01-12): new note | 01/13/2022 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NY | Investment | Refinance - Rate/Term |  | D | B | D | B |  |  | A | A |  | N/A | No |
| 224663994 |  |  |  | 35192969 |  |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Title Preliminary not provided |  | File only contains a Proforma policy. Proforma is not acceptable as it indicates that it is not intended to be a commitment to insure and does not represent the present state of title. |  |  |  | Reviewer Comment (2022-02-10): Commitment provided in TD<br>Seller Comment (2022-02-09): Find attached the title.<br>Please clear this exception. | 02/10/2022 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224664017 |  |  |  | 35193040 |  |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | Reviewer Comment (2022-01-26): Received in trailing documents.<br>Seller Comment (2022-01-25): cpl | 01/26/2022 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | PA | Investment | Purchase |  | D | D | C | B |  |  | D | D |  | N/A | No |
| 224664017 |  |  |  | 35193042 |  |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2022-02-09): Commercial BPO received in trailing documents.<br>Seller Comment (2022-02-08): second valuation | 02/09/2022 |  |  | 1 | D | A | D | A | D | A | D | A | D | A |  | PA | Investment | Purchase |  | D | D | C | B |  |  | D | D |  | N/A | No |
| 224664017 |  |  |  | 35193043 |  |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | Reviewer Comment (2022-01-26): Received in trailing documents.<br>Seller Comment (2022-01-25): settlement stmt | 01/26/2022 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | PA | Investment | Purchase |  | D | D | C | B |  |  | D | D |  | N/A | No |
| 224664017 |  |  |  | 35193044 |  |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | Per guidelines: [REDACTED]% LTV reduction required for borrowers without investor experience. | Borrowers made a down payment from their own funds on this purchase transaction of at least [REDACTED]% and $[REDACTED].<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [REDACTED].<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. | Waived and downgraded per [REDACTED] email/ sheet based on available compensating factors. | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Originator Pre-Close,Aggregator<br>SitusAMC | Reviewer Comment (2022-02-10): Waived and downgraded per [REDACTED] email/ sheet based on available compensating factors.<br>Buyer Comment (2022-02-10): [REDACTED] - Please waive based on compensating factors.<br>Reviewer Comment (2022-02-01): Moved to buyer queue for waiver/ downgrade consideration as this violation is not apparent on the [REDACTED] exception waiver list. Excessive LTV is greater than 5% over guideline maximum. Seller exception approval does not include compensating factors.<br>Seller Comment (2022-02-01): see enclosed.... our file had an exception for this<br>Reviewer Comment (2022-01-28): Per Multi-Family guidelines: Investor experience - For borrowers without investor experience lower LTV by 10%.<br>Seller Comment (2022-01-27): per guidelines, purchase with 720 score can go up to 75% |  |  | 02/10/2022 | 2 | C | B | C | B | C | B | C | B | C | B |  | PA | Investment | Purchase |  | D | D | C | B |  |  | D | D |  | N/A | No |
| 224664017 |  |  |  | 35193045 |  |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | OFAC received for individual guarantor. Missing for borrowing entity. |  |  |  | Reviewer Comment (2022-01-26): Received in trailing documents.<br>Seller Comment (2022-01-25): patriot search | 01/26/2022 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | PA | Investment | Purchase |  | D | D | C | B |  |  | D | D |  | N/A | No |
| 224664017 |  |  |  | 35193046 |  |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Added following receipt of Final Settlement Statement in trailing documents. |  |  |  | Reviewer Comment (2022-01-28): Funds from business account other than that of the borrowing entity applied. Borrower access confirmed.<br>Seller Comment (2022-01-27): assets totaling [REDACTED] k | 01/28/2022 |  |  | 1 |  | A |  | A |  | A |  | A |  | A |  | PA | Investment | Purchase |  | D | D | C | B |  |  | D | D |  | N/A | No |
| 224664017 |  |  |  | 35193047 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Added following receipt of Final Settlement Statement in trailing documents. |  |  |  | Reviewer Comment (2022-01-28): Funds from business account other than that of the borrowing entity applied. Borrower access confirmed.<br>Seller Comment (2022-01-27): has 403k assets | 01/28/2022 |  |  | 1 |  | A |  | A |  | A |  | A |  | A |  | PA | Investment | Purchase |  | D | D | C | B |  |  | D | D |  | N/A | No |
| 224664017 |  |  |  | 35193048 |  |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Supporting secondary BPO was provided.; Sec ID: 5 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2022-03-21): Nothing provided |  |  | 03/03/2026 | 2 |  | A |  | D |  | A |  | A |  | A |  | PA | Investment | Purchase |  | D | D | C | B |  |  | D | D |  | N/A | No |
| 224664018 |  |  |  | 35193050 |  |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. |  | Borrowers made a down payment from their own funds on this purchase transaction of at least [REDACTED]% and $[REDACTED].<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months. | Credit exception approval based on 2 or more compensating factors meeting client criteria. | SitusAMC,Originator Pre-Close,Aggregator<br>SitusAMC | Reviewer Comment (2022-02-01): Waived and downgraded per [REDACTED] email/ sheet based on available compensating factors.<br>Reviewer Comment (2022-01-22): Moved to buyer queue for waiver/ downgrade consideration as this violation is not apparent on the [REDACTED] exception waiver list. LTV >5% over guideline maximum.<br>Seller Comment (2022-01-21): exception |  |  | 02/01/2022 | 2 | C | B | C | B | C | B | C | B | C | B |  | NJ | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664018 |  |  |  | 35193051 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Minimum Loan Amount discrepancy. | Note loan amount of ___ is less than Guideline minimum loan amount of ___. |  | Borrowers made a down payment from their own funds on this purchase transaction of at least [REDACTED]% and $[REDACTED].<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months. | Credit exception approval based on 2 or more compensating factors meeting client criteria. | SitusAMC,Originator Pre-Close,Aggregator<br>SitusAMC | Reviewer Comment (2022-01-22): Credit exception approval based on 2 or more compensating factors meeting client criteria.<br>Seller Comment (2022-01-21): exception |  |  | 01/22/2022 | 2 | C | B | C | B | C | B | C | B | C | B |  | NJ | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664018 |  |  |  | 35193052 |  |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | Missing OFAC for borrowing entity. |  |  |  | Reviewer Comment (2022-01-24): Received OFAC in trailing documents.<br>Seller Comment (2022-01-24): patriot search<br>Reviewer Comment (2022-01-22): Exception pertains to borrowing entity.<br>Seller Comment (2022-01-21): clear OFAC showing on credit report | 01/24/2022 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NJ | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664018 |  |  |  | 35193053 |  |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | Per guidelines: Only US based LLCs or Corporations are allowed. Note has two borrowers, both an individual borrower and an entity borrower based on Note signing. |  |  |  | Reviewer Comment (2022-01-21): Client elects to waive. |  |  | 01/21/2022 | 2 |  | B |  | B |  | B |  | B |  | B |  | NJ | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664019 |  |  |  | 35193054 |  |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | Credit report provided dated [REDACTED] does not meet guidelines requirement. Credit report is older than 90 days from Note date and the file does not indicate if the guarantor is an existing borrower with a 0x30x12 (REDACTED) payment history in order to assess the 120 day aging allowance. Evidence that the borrower is a repeat borrower with a 0x30x12 (REDACTED) payment history or an updated credit report is required. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [REDACTED].<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months. | Comp factors are DSCR, FICO and reserves.<br>Comp factors are DSCR, FICO and reserves. | SitusAMC,Aggregator<br>Aggregator,SitusAMC | Reviewer Comment (2022-02-01): Waived and downgraded per [REDACTED] .<br>Buyer Comment (2022-02-01): OK to waive based on high DSCR, FICO, and excess reserves<br>Reviewer Comment (2022-01-14): Moved to buyer queue for waiver/ downgrade consideration as this violation is not apparent on the [REDACTED] exception waiver list. Comp factors are DSCR, FICO and reserves. |  |  | 02/01/2022 | 2 | C | B | C | B | C | B | C | B | C | B |  | NY | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664019 |  |  |  | 35193055 |  |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | Guarantor [REDACTED] background report reflects outstanding judgements that have not been resolved. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [REDACTED].<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months. | Comp factors are DSCR, FICO and reserves.<br>Comp factors are DSCR, FICO and reserves. | SitusAMC,Aggregator<br>Aggregator,SitusAMC | Reviewer Comment (2022-02-01): Waived and downgraded per [REDACTED] .<br>Buyer Comment (2022-02-01): OK to waive based on high DSCR, FICO, and excess reserves<br>Reviewer Comment (2022-01-14): Moved to buyer queue for waiver/ downgrade consideration as this violation is not apparent on the [REDACTED] exception waiver list. Comp factors are DSCR, FICO and reserves. |  |  | 02/01/2022 | 2 | B | B | B | B | B | B | B | B | B | B |  | NY | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664020 |  |  |  | 35193056 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | (REDACTED) Acct [REDACTED] provided in TD thru [REDACTED] with a balance of [REDACTED]. This doesn't cover the cash to close in the amount of $[REDACTED], nor does it meet the reserve requirements. Additional Assets required to cover the $[REDACTED] cash to close plus an additional 6 months of PITIA. |  |  |  | Reviewer Comment (2022-03-03): In TD<br>Seller Comment (2022-03-03): See the bank statement with enough liquidity and the OA for the entity that owns it<br>Reviewer Comment (2022-03-02): Need OA for [REDACTED] to confirm the guarantor is the owner<br>Seller Comment (2022-03-02): Please see this $[REDACTED] k, Asking for OA to show access to funds<br>Reviewer Comment (2022-02-15): (REDACTED) Acct [REDACTED] provided in TD thru [REDACTED] with a balance of [REDACTED] . This doesn't cover the cash to close in the amount of $[REDACTED] K, nor does it meet the reserve requirements. Additional Assets required to cover the $[REDACTED] K cash to close plus an additional 6 months of PITIA.<br>Seller Comment (2022-02-15): Uploaded a screenshot of the guidelines regarding required liquidity. Please clear this as the borrower is showing enough liquidity<br>Reviewer Comment (2022-02-11): Seller uploaded same assets already in file. When need additional assets, not the same statements uploaded again.<br>Seller Comment (2022-02-11): Please check<br>Seller Comment (2022-02-11): Check<br>Reviewer Comment (2022-02-11): (REDACTED) Acct [REDACTED] provided in TD thru [REDACTED] with a balance of [REDACTED] . This doesn't cover the cash to close, nor does it meet the reserve requirements.<br>Seller Comment (2022-02-10): Bank statement<br>Seller Comment (2022-02-10): Total liquidity is around $[REDACTED] k. This covers 6 months reserves. | 03/03/2022 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NY | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664020 |  |  |  | 35193057 |  |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | Credit report date is [REDACTED] (slightly over 90 days). Guidelines require evidence of 0x30x12 on (REDACTED) loans and existing borrower status in order to allow [REDACTED] day expiration. | Borrower's Experience/Track Record | Per [REDACTED], OK to waive | SitusAMC,Originator,Aggregator | Reviewer Comment (2022-02-23): Per [REDACTED] , OK to waive<br>Buyer Comment (2022-02-18): OK to waive - 2 days over guideline is immaterial<br>Reviewer Comment (2022-02-17): Seller provided a previous Note for the borrower, not a payoff like requested from [REDACTED] . Please review for waiver consideration.<br>Seller Comment (2022-02-16): Please, see attached the note of the other loan we funded for Chaim. Anyhow, the credit report is two days too old.<br>Buyer Comment (2022-02-15): (REDACTED) - please provide evidence of the previous payoffs and we can use this as a compensating factor for the exceptions on this loan.<br>Reviewer Comment (2022-02-15): Sending to [REDACTED] for review and waiver consideration. Credit report is slightly older than 90 days. There are no comp factors.<br>Seller Comment (2022-02-15): Also, this loan has 2 borrowers both repeat borrowers. [REDACTED] is a strong repeat borrower with $[REDACTED] K paid off to (REDACTED). Between the approval date and the closing date almost 1 month passed so documents became old. Please kindly waive this. <br> Thank you<br>Seller Comment (2022-02-15): [REDACTED] team, this loan was approved by committee on the 17th of November so all documents where within the date required as per guidelines. Please waive this<br>Reviewer Comment (2022-02-15): Seller is incorrect, this is a guideline violation. Per guidelines, credit report must be dated within 90 days of Note date. A credit report of up to 120 days can be used for previous borrowers with a 0x30x12 payment history on (REDACTED) loans. Seller has provided no proof of previous borrower with 0x30x12 pay history.<br>Buyer Comment (2022-02-14): Seller is stating this should not be a guideline exception, can we verify here?<br>Reviewer Comment (2022-02-11): Sending to [REDACTED] for review and waiver consideration. Credit report is slightly older than 90 days. There are no comp factors.<br>Seller Comment (2022-02-10): [REDACTED] please clear this exceptions as it is in accordance to our guidelines. |  |  | 02/23/2022 | 2 | C | B | C | B | C | B | C | B | C | B |  | NY | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664020 |  |  |  | 35193058 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | Reviewer Comment (2022-02-17): Provided in TD<br>Seller Comment (2022-02-16): Please, see attached the business purpose certificate.<br>Reviewer Comment (2022-02-15): A business purpose certificate is required on all loans.<br>Seller Comment (2022-02-15): Business purpose certificate is only required when a loan is not being done by an entity. In this case we have an entity and all the entity required documents. Please clear this<br>Reviewer Comment (2022-02-11): A business purpose certificate is required on all loans.<br>Seller Comment (2022-02-10): As per guidelines, Business Purpose Certificate is not required unless the borrower is an individual. | 02/17/2022 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NY | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664020 |  |  |  | 35193059 |  |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Guidelines require 2 consecutive months statements for each account. This was not evident for any accounts in file. |  |  |  | Reviewer Comment (2022-02-11): Provided in TD<br>Seller Comment (2022-02-10): Bank statement | 02/11/2022 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NY | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664020 |  |  |  | 35193060 |  |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Asset Account date is more than 90 days prior to Closing. |  | Only the September statement is in file for the [REDACTED] accounts. |  |  |  | Reviewer Comment (2022-02-11): Provided in TD | 02/11/2022 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NY | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664020 |  |  |  | 35193061 |  |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | Reviewer Comment (2022-03-03): In TD<br>Seller Comment (2022-03-03): See the bank statement and the OA for the entity<br>Reviewer Comment (2022-02-11): Seller uploaded same assets already in file. When need additional assets, not the same statements uploaded again.<br>Seller Comment (2022-02-11): Check<br>Reviewer Comment (2022-02-11): (REDACTED) Acct [REDACTED] provided in TD thru [REDACTED] with a balance of [REDACTED] . This doesn't cover the cash to close, nor does it meet the reserve requirements. | 03/03/2022 |  |  | 1 |  | A |  | A |  | A |  | A |  | A |  | NY | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664020 |  |  |  | 35193062 |  |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months. |  | SitusAMC | Reviewer Comment (2022-03-08): Per [REDACTED] , Ok to waive based on excess reserves<br>Buyer Comment (2022-03-08): Ok to waive based on excess reserves<br>Reviewer Comment (2022-03-03): Moved to [REDACTED] queue for waiver and downgrade consideration based on excess reserves which is the only verified comp factor from those available in the [REDACTED] criteria. 2 consecutive statements (prior to closing) are required for each account. The majority of the account transaction history on the 2 consecutive statements that were provided for #[REDACTED] is after closing.<br>Seller Comment (2022-03-03): Please, see enough liquidity<br>Reviewer Comment (2022-03-03): Moved to [REDACTED] queue for waiver and downgrade consideration based on excess reserves which is the only verified comp factor from those available in the [REDACTED] criteria. |  |  | 03/08/2022 | 2 |  | B |  | B |  | B |  | B |  | B |  | NY | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664028 |  |  |  | 35193085 |  |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | Guideline states all accounts must be in good standing before closing. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months. | Reserves | SitusAMC,Aggregator | Reviewer Comment (2022-02-01): Waived and downgraded per [REDACTED] .<br>Buyer Comment (2022-02-01): OK to waive based on excess reserves<br>Reviewer Comment (2022-01-14): Moved to [REDACTED] queue for waiver and downgrade consideration based on excess reserves which is the only verified comp factor from those available in the [REDACTED] criteria. This violation is also not evident on the [REDACTED] Waiver Policy. |  |  | 02/01/2022 | 2 | B | B | B | B | B | B | B | B | B | B |  |  | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664028 |  |  |  | 35193086 |  |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | The Calculated loan to value percentage of [REDACTED]% exceeds Guideline loan to value percentage of [REDACTED]%. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months. | Reserves | SitusAMC,Aggregator | Reviewer Comment (2022-02-01): Waived and downgraded per [REDACTED] .<br>Buyer Comment (2022-02-01): OK to waive based on excess reserves<br>Reviewer Comment (2022-01-14): Moved to [REDACTED] queue for waiver and downgrade consideration based on excess reserves which is the only verified comp factor from those available in the [REDACTED] criteria. |  |  | 02/01/2022 | 2 | C | B | C | B | C | B | C | B | C | B |  |  | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664037 |  |  |  | 35193107 |  |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | Per guidelines: Cash out: [REDACTED] minimum Credit Score: [REDACTED]% LTV to $[REDACTED] maximum. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [REDACTED]. | Credit exception approval based on 2 or more compensating factors meeting client criteria. | SitusAMC,Originator Pre-Close,Aggregator | Reviewer Comment (2022-01-28): Waived and downgraded per [REDACTED] email/ sheet based on available compensating factors.<br>Reviewer Comment (2022-01-27): Moved to buyer queue for consideration. Cash-out loan exceeding 75% LTV is not available for waiving per [REDACTED] criteria.<br>Seller Comment (2022-01-27): exception<br>Reviewer Comment (2022-01-25): Income Capitalization Approach - As-is value is $[REDACTED] (primary appraisal). Income Capitalization Approach - As-is value is $[REDACTED] (Secondary appraisal). $[REDACTED] / $[REDACTED] = 79.54%<br>Seller Comment (2022-01-25): LTV is 75% .... $[REDACTED] / $[REDACTED] = 75% |  |  | 01/28/2022 | 2 | C | B | C | B | C | B | C | B | C | B |  | FL | Investment | Refinance - Cash-out - Other |  | D | B | D | B |  |  | A | A |  | N/A | No |
| 224664037 |  |  |  | 35193108 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Maximum Loan Amount discrepancy. | Note loan amount of ___ is greater than Guideline maximum loan amount of ___. | Lender exception in file approving loan amount of $[REDACTED]. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [REDACTED]. | Credit exception approval based on 2 or more compensating factors meeting client criteria. | SitusAMC,Originator Pre-Close,Aggregator | Reviewer Comment (2022-01-28): Waived and downgraded per [REDACTED] email/ sheet based on available compensating factors.<br>Reviewer Comment (2022-01-25): Moved to buyer queue for waiver/ downgrade consideration as this violation is not apparent on the [REDACTED] exception waiver list.<br>Seller Comment (2022-01-25): exception |  |  | 01/28/2022 | 2 | C | B | C | B | C | B | C | B | C | B |  | FL | Investment | Refinance - Cash-out - Other |  | D | B | D | B |  |  | A | A |  | N/A | No |
| 224664037 |  |  |  | 35193109 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. |  | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [REDACTED]. | Credit exception approval based on 2 or more compensating factors meeting client criteria. | SitusAMC,Originator Pre-Close,Aggregator | Reviewer Comment (2022-02-10): Waived and downgraded per [REDACTED] email/ sheet based on available compensating factors.<br>Reviewer Comment (2022-02-04): Moved to buyer queue for waiver/ downgrade consideration. Two or more compensating factors per [REDACTED] criteria are not evident on the subject loan.<br>Seller Comment (2022-02-03): there is no reserve deficiency when its calculated based off of what the exception was for<br>Reviewer Comment (2022-02-01): Exception approval provided does not reference reserve deficiency.<br>Seller Comment (2022-02-01): Updated verbiage on exception form<br>Reviewer Comment (2022-01-28): The guidelines provided for small balance commercial loans are being applied.<br>Seller Comment (2022-01-27): page 71<br>Reviewer Comment (2022-01-27): Please provide the Multi-family DSCR guideline (date, page number, etc.) where this can be referenced. Review is unable to locate the guideline being referenced.<br>Seller Comment (2022-01-27): For DSCR its amortized over 30 years fully amortizing. Not 20.<br>Reviewer Comment (2022-01-26): Per guidelines: IO Payment Qualification:<br> On a loan with the interest only payment feature may be used in lieu of an amortizing payment to calculate the Qualifying<br> Payment and the DSCR, provided the LTV does not exceed 70 and the FICO score on the file is not less than 680. If the above<br> criteria are not met interest only loans must be calculated as a self-amortizing 20 year loan.<br>Seller Comment (2022-01-26): 1003 shows [REDACTED] k in assets.<br> Interest, tax and insurance is [REDACTED] . <br> 12 months is [REDACTED] k<br> Per section 6.2 of the NQM guidelines, Reserves are calculated using the qualifying payment (see Qualifying Ratios for details) and are measured by the number of months of monthly housing expense.<br>Per section 10.3 for Qualifying Ratios under the DSCR section, Qualify the Applicant at the start rate based on a 30 year term, unless the loan qualifies to utilize the Interest Only payment to calculate the DSCR. |  |  | 02/10/2022 | 2 | C | B | C | B | C | B | C | B | C | B |  | FL | Investment | Refinance - Cash-out - Other |  | D | B | D | B |  |  | A | A |  | N/A | No |
| 224664037 |  |  |  | 35193110 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Number of units discrepancy. | Appraisal number of units of ___ does not match Guideline number of units of ___. | Lender exception in file approving loan with 16 units. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [REDACTED]. | Credit exception approval based on 2 or more compensating factors meeting client criteria. | SitusAMC,Originator Pre-Close,Aggregator | Reviewer Comment (2022-01-28): Waived and downgraded per [REDACTED] email/ sheet based on available compensating factors.<br>Reviewer Comment (2022-01-25): Moved to buyer queue for waiver/ downgrade consideration as this violation is not apparent on the [REDACTED] exception waiver list.<br>Seller Comment (2022-01-25): exception |  |  | 01/28/2022 | 2 | C | B | C | B | C | B | C | B | C | B |  | FL | Investment | Refinance - Cash-out - Other |  | D | B | D | B |  |  | A | A |  | N/A | No |
| 224664037 |  |  |  | 35193111 |  |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | Findings subject to change pending verification of cash-out amount. |  |  |  | Reviewer Comment (2022-01-31): Received executed, final settlement statement in trailing documents.<br>Seller Comment (2022-01-31): sett stmt | 01/31/2022 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Refinance - Cash-out - Other |  | D | B | D | B |  |  | A | A |  | N/A | No |
| 224664037 |  |  |  | 35193112 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Not all members of the entity signed the Note and Security Instrument. Missing signature on these documents from the remaining member: [REDACTED]. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [REDACTED]. | Credit exception approval based on 2 or more compensating factors meeting client criteria. | SitusAMC,Originator Pre-Close,Aggregator | Reviewer Comment (2022-02-01): Waived and downgraded per [REDACTED] email/ sheet based on available compensating factors.<br>Reviewer Comment (2022-01-25): Moved to buyer queue for waiver/ downgrade consideration as this violation is not apparent on the [REDACTED] exception waiver list.<br>Seller Comment (2022-01-25): exception |  |  | 02/01/2022 | 2 | C | B | C | B | C | B | C | B | C | B |  | FL | Investment | Refinance - Cash-out - Other |  | D | B | D | B |  |  | A | A |  | N/A | No |
| 224664037 |  |  |  | 35193113 |  |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | Missing Credit Report for second member ([REDACTED]% owner per Operating Agreement) of borrowing entity. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [REDACTED]. | Credit exception approval based on 2 or more compensating factors meeting client criteria. | SitusAMC,Originator Pre-Close,Aggregator | Reviewer Comment (2022-02-01): Waived and downgraded per [REDACTED] email/ sheet based on available compensating factors.<br>Reviewer Comment (2022-01-25): Moved to buyer queue for waiver/ downgrade consideration as this violation is not apparent on the [REDACTED] exception waiver list.<br>Seller Comment (2022-01-25): exception |  |  | 02/01/2022 | 2 | D | B | D | B | D | B | D | B | D | B |  | FL | Investment | Refinance - Cash-out - Other |  | D | B | D | B |  |  | A | A |  | N/A | No |
| 224664037 |  |  |  | 35193114 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  | Missing Guaranty Agreement for second member ([REDACTED]% owner per Operating Agreement) of borrowing entity. | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [REDACTED]. | Credit exception approval based on 2 or more compensating factors meeting client criteria. | SitusAMC,Originator Pre-Close,Aggregator | Reviewer Comment (2022-02-01): Waived and downgraded per [REDACTED] email/ sheet based on available compensating factors.<br>Reviewer Comment (2022-01-25): Moved to buyer queue for waiver/ downgrade consideration as this violation is not apparent on the [REDACTED] exception waiver list.<br>Seller Comment (2022-01-25): exception |  |  | 02/01/2022 | 2 | D | B | D | B | D | B | D | B | D | B |  | FL | Investment | Refinance - Cash-out - Other |  | D | B | D | B |  |  | A | A |  | N/A | No |
| 224664037 |  |  |  | 35193115 |  |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | OFAC received for individual guarantor. Missing for borrowing entity. |  |  |  | Reviewer Comment (2022-01-28): Received in trailing documents.<br>Seller Comment (2022-01-27): ofac | 01/28/2022 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Refinance - Cash-out - Other |  | D | B | D | B |  |  | A | A |  | N/A | No |
| 224664040 |  |  |  | 35193133 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Minimum Loan Amount discrepancy. | Note loan amount of ___ is less than Guideline minimum loan amount of ___. |  | Borrower's Experience/Track Record<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months. | Credit exception approval based on 2 or more compensating factors meeting client criteria. | SitusAMC,Aggregator<br>SitusAMC | Reviewer Comment (2022-01-24): Credit exception approval based on 2 or more compensating factors meeting client criteria. |  |  | 01/24/2022 | 2 | B | B | B | B | B | B | B | B | B | B |  | NJ | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664040 |  |  |  | 35193134 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Flood Insurance Policy does not reflect [REDACTED] ISAOA as the mortgagee as required. |  |  |  | Reviewer Comment (2022-01-26): Updated policy received in trailing documents.<br>Seller Comment (2022-01-25): Flood insurance enclosed is showing ISAOA | 01/26/2022 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NJ | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664040 |  |  |  | 35193135 |  |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | Per guidelines: Only US based LLCs or Corporations are allowed. Note has two borrowers, both an individual borrower and an entity borrower based on Note signing. |  |  |  | Reviewer Comment (2022-01-24): Credit exception approval based on 2 or more compensating factors meeting client criteria. |  |  | 01/24/2022 | 2 | B | B | B | B | B | B | B | B | B | B |  | NJ | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664047 |  |  |  | 35193158 |  |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM does not support the value used to qualify. Vendor/FSD do not meet Fitch criteria.; Sec ID: 11 |  |  |  |  |  | Reviewer Comment (2022-02-07): Received CDA document hence exception is cleared.<br>Reviewer Comment (2022-01-19): [REDACTED] to order CDA | 02/07/2022 |  |  | 1 | C | A | D | A | C | A | C | A | C | A |  | SC | Investment | Refinance - Rate/Term |  | D | B | C | B |  |  | D | B |  | N/A | No |
| 224664047 |  |  |  | 35193159 |  |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. |  | The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. | FICO | SitusAMC,Aggregator | Reviewer Comment (2022-02-16): Waived and downgraded per [REDACTED] email instruction and spreadsheet<br>Reviewer Comment (2022-01-19): Moved to [REDACTED] queue for waiver and downgrade consideration based on high FICO which is the only verified comp factor from those available in the [REDACTED] criteria. |  |  | 02/16/2022 | 2 | C | B | C | B | C | B | C | B | C | B |  | SC | Investment | Refinance - Rate/Term |  | D | B | C | B |  |  | D | B |  | N/A | No |
| 224664047 |  |  |  | 35193160 |  |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-03-03): EV2 |  |  | 03/03/2026 | 2 |  | A |  | A |  | A |  | A |  | B |  | SC | Investment | Refinance - Rate/Term |  | D | B | C | B |  |  | D | B |  | N/A | No |
| 224664069 |  |  |  | 35193215 |  |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. AVM provided is invalid. The FSD is greater than 0.2.; Sec ID: 12 |  |  |  |  |  | Reviewer Comment (2022-02-08): Received CDA document hence exception is cleared.<br>Reviewer Comment (2022-01-24): [REDACTED] to order CDA | 02/08/2022 |  |  | 1 | D | A | D | A | D | A | D | A | D | A |  | CA | Investment | Refinance - Cash-out - Other |  | D | B | A | A |  |  | D | B |  | N/A | No |
| 224664069 |  |  |  | 35193216 |  |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-03-03): EV2 |  |  | 03/03/2026 | 2 |  | A |  | A |  | A |  | A |  | B |  | CA | Investment | Refinance - Cash-out - Other |  | D | B | A | A |  |  | D | B |  | N/A | No |
| 224664093 |  |  |  | 35193271 |  |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. AVM supports value. Vendor/FSD do not meet Fitch criteria.; Sec ID: 10 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-03-03): EV2<br>Reviewer Comment (2022-01-24): Buyer to advise if they wish to waive this grade 2 exception based solely on Fitch guidance. |  |  | 03/03/2026 | 2 | A | A | D | D | A | A | A | A | A | A |  | TX | Investment | Refinance - Cash-out - Other |  | D | D | A | A |  |  | D | D |  | N/A | No |
| 224664106 |  |  |  | 35193305 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | Missing post disaster inspection after disaster end date. |  |  |  | Reviewer Comment (2022-02-17): In TD<br>Reviewer Comment (2022-02-15): PDI ordered<br>Reviewer Comment (2022-02-15): [REDACTED] to order PDI<br>Buyer Comment (2022-02-14): [REDACTED] to order PDI if they haven't already<br>Reviewer Comment (2022-02-11): [REDACTED] to order PDI<br>Seller Comment (2022-02-11): As per guidelines, no requirement of inspection after FEMA disaster. | 02/17/2022 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NJ | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664106 |  |  |  | 35193307 |  |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [REDACTED]%. | Reserves<br>LTV | Aggregator,SitusAMC<br>SitusAMC,Aggregator | Reviewer Comment (2022-02-01): Waived and downgraded per [REDACTED] .<br>Buyer Comment (2022-02-01): OK to waive based on low LTV and excess reserves<br>Reviewer Comment (2022-01-24): Moved to buyer queue for waiver/ downgrade consideration as this violation is not apparent on the [REDACTED] exception waiver list. Comp factors are LTV and excess reserves. |  |  | 02/01/2022 | 2 | C | B | C | B | C | B | C | B | C | B |  | NJ | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664106 |  |  |  | 35193308 |  |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [REDACTED]%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months. | LTV<br>Reserves | SitusAMC,Aggregator<br>Aggregator,SitusAMC | Reviewer Comment (2022-02-01): Waived and downgraded per [REDACTED] .<br>Buyer Comment (2022-02-01): OK to waive based on low LTV and excess reserves<br>Reviewer Comment (2022-01-24): Moved to buyer queue for waiver/ downgrade consideration as this violation is not apparent on the [REDACTED] exception waiver list. Comp factors are LTV and reserves. |  |  | 02/01/2022 | 2 | C | B | C | B | C | B | C | B | C | B |  | NJ | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664112 |  |  |  | 35193319 |  |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | Per guidelines, a Credit Report No Older than 90 Days is Required for New Borrowers. A Credit Report No Older than 120 days is Required for Existing Borrower with 0x30x12 Payment History for (REDACTED) Loans. Please provide an updated credit report or proof borrower is an existing customer AND proof of a 0x30x12 payment history with (REDACTED). | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by XX points. | [REDACTED] DSCR<br>[REDACTED]FICO, [REDACTED]Min required | SitusAMC,Aggregator<br>SitusAMC,Aggregator | Reviewer Comment (2026-03-09): Regrade<br>Reviewer Comment (2022-02-01): Waived and downgraded per [REDACTED] .<br>Buyer Comment (2022-02-01): OK to waive based on high FICO and excess reserves<br>Reviewer Comment (2022-01-25): Moved to buyer queue for waiver/ downgrade consideration as this violation is not apparent on the [REDACTED] exception waiver list. Comp factors are FICO and Reserves. Also report in file is only a couple days over 90 days old. |  |  | 02/01/2022 | 2 | C | B | C | B | C | B | C | B | C | B |  | NJ | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664112 |  |  |  | 35193320 |  |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | Statement for [REDACTED] provided for the dates of [REDACTED] - 1[REDACTED]. Please provide the [REDACTED] statement for [REDACTED].<br> Statement for [REDACTED] and [REDACTED] provided for the dates of [REDACTED] - [REDACTED]. Please provide the [REDACTED] statement for[REDACTED] and [REDACTED] |  |  |  | Reviewer Comment (2022-02-16): Provided in TD<br>Seller Comment (2022-02-15): Uploaded.<br>Reviewer Comment (2022-02-14): Statement for [REDACTED] provided for the dates of [REDACTED] -[REDACTED] . Please provide the December 2021 statement for [REDACTED] acct [REDACTED] .<br>Statement for [REDACTED] (REDACTED) provided for the dates of [REDACTED] - [REDACTED]. Please provide the December 2021 statement for [REDACTED] Acct [REDACTED] and [REDACTED]<br>Seller Comment (2022-02-11): Please check | 02/16/2022 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NJ | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664112 |  |  |  | 35193321 |  |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  | Missing Permanent Resident Alien Card for guarantor. |  |  |  | Reviewer Comment (2022-02-17): Provided in TD<br>Seller Comment (2022-02-16): Alien Card | 02/17/2022 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NJ | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664112 |  |  |  | 35193322 |  |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Asset Account date is more than 90 days prior to Closing. |  | Statements for [REDACTED] provided in file for the months of June and July. Per guidelines, the 2 most recent consecutive statements are required. Please provide the November 2021 and December 2021 statements for this account. |  |  |  | Reviewer Comment (2022-02-14): Assets not used, per guarantor accounts no longer active.<br>Seller Comment (2022-02-11): Borrower said "Good afternoon, we didn't have a TD bank account on these dates, we transferred the company's account to [REDACTED] in August / 2021" | 02/14/2022 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NJ | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664115 |  |  |  | 35193328 |  |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  |  |  |  |  |  | 02/23/2022 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NJ | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664115 |  |  |  | 35193330 |  |  | Credit | Credit | Credit Eligibility | Credit | Borrower has active Tradelines which are less than the minimum required by guidelines. |  |  | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | DSCR<br>Reserves | SitusAMC,Aggregator<br>Aggregator,SitusAMC |  |  |  | 02/01/2022 | 2 | C | B | C | B | C | B | C | B | C | B |  | NJ | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664119 |  |  |  | 35193336 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Financial statement in file is dated [REDACTED]. Note date is [REDACTED]. Per guidelines, A self-prepared signed Personal Financial Statement (PFS) and Schedule of Real Estate Owned (SREO), dated no more than 30 days prior to closing, are required of all borrowers. |  |  |  | Reviewer Comment (2022-03-07): In TD<br>Seller Comment (2022-03-04): Please, see date<br>Seller Comment (2022-03-04): Please, see updated PFS and SREO | 03/07/2022 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NY | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664119 |  |  |  | 35193338 |  |  | Credit | Business Purpose | General | Business Purpose | Open Tradeline requirement not met. | - Borrower has ___ Open Tradelines which is less than the minimum required by guidelines. |  | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. | High DSCR<br>• PITIA reserves above guideline minimum by 6 months or greater<br>High FICO | SitusAMC,Originator,Aggregator<br>Originator,Aggregator,SitusAMC<br>Originator,Aggregator,SitusAMC | Reviewer Comment (2022-01-25): Waived / downgraded based on comp factors from [REDACTED] 's exception waiver list. Comp factors are: High DSCR, High FICO and PITIA reserves above guideline minimum by 6 months or greater. |  |  | 01/25/2022 | 2 | B | B | B | B | B | B | B | B | B | B |  | NY | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664119 |  |  |  | 35193339 |  |  | Credit | Credit | Credit Eligibility | Credit | Active Tradeline requirement not met. | - Borrower has ___ Active Tradelines which is less than the minimum required by guidelines. |  | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. | High DSCR<br>• PITIA reserves above guideline minimum by 6 months or greater<br>High FICO | SitusAMC,Originator,Aggregator<br>Originator,Aggregator,SitusAMC<br>Originator,Aggregator,SitusAMC | Reviewer Comment (2022-01-25): Waived / downgraded based on comp factors from [REDACTED] 's exception waiver list. Comp factors are: High DSCR, High FICO and PITIA reserves above guideline minimum by 6 months or greater. |  |  | 01/25/2022 | 2 | B | B | B | B | B | B | B | B | B | B |  | NY | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664119 |  |  |  | 35193340 |  |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | Background check (Pages 11-12) shows a judgement for $[REDACTED] against the guarantor. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. | High DSCR<br>• PITIA reserves above guideline minimum by 6 months or greater<br>High FICO | SitusAMC,Originator,Aggregator<br>Originator,Aggregator,SitusAMC<br>Originator,Aggregator,SitusAMC | Reviewer Comment (2022-02-01): Waived and downgraded per [REDACTED] .<br>Buyer Comment (2022-02-01): OK to waive based on high DSCR, FICO, and excess reserves<br>Reviewer Comment (2022-01-25): Moved to buyer queue for waiver/ downgrade consideration as this violation is not apparent on the [REDACTED] exception waiver list. Comp factors are DSCR, FICO and reserves. |  |  | 02/01/2022 | 2 | B | B | B | B | B | B | B | B | B | B |  | NY | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664127 |  |  |  | 35193357 |  |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | Credit Report date of [REDACTED] is more than 90 days prior to the note date of [REDACTED]. To meet guidelines requirements a Credit Report no more than 90 days prior to the note date is needed. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. | Excess reserves<br>High FICO | Originator,Aggregator,SitusAMC<br>SitusAMC,Originator,Aggregator | Reviewer Comment (2022-02-15): Per [REDACTED] , Ok to waive based on high DSCR and excess reserves.<br>Buyer Comment (2022-02-14): Ok to waive based on high DSCR and excess reserves<br>Reviewer Comment (2022-02-11): Sending to [REDACTED] to review. Credit report is older than 90, but less than 120. No proof of previous borrower with 0x30x12 ROC pay history. Comp factors are: High DSCR and excess reserves.<br>Seller Comment (2022-02-10): Please check |  |  | 02/15/2022 | 2 | C | B | C | B | C | B | C | B | C | B |  | NY | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664186 |  |  |  | 35193511 |  |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | The property type differs between the valuation documents in file. Unable to verify the property type. Ineligible per guidelines. |  | Appraisal shows 4 family and CDA shows 2 units |  |  |  | Reviewer Comment (2022-03-10): In TD<br>Seller Comment (2022-03-10): Please, see attached corrected secondary report<br>Reviewer Comment (2022-02-16): exception remains<br>Seller Comment (2022-02-15): Please, excuse. That is not the correct property. We will work on it.<br>Seller Comment (2022-02-15): Both the Appraisal and the CDA show 1 unit. | 03/10/2022 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | C | A |  | N/A | No |
| 224664186 |  |  |  | 35193512 |  |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | • All credit reports must be dated no older than <br> ◦ 90 days from the date of close for a first time (new) borrower <br> ◦ 120 days from the date of close for a repeat (existing) borrower with 0x30x12 payment history on (REDACTED) loans- (Verify the Guarantor is a repeat borrower) | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months. | Excess reserves | SitusAMC,Aggregator | Reviewer Comment (2022-02-09): Per [REDACTED] , OK to waive based on Comp factor: PITIA reserves above guideline minimum by 6 months or greater.<br>Buyer Comment (2022-02-08): ok to waive based on excess reserves<br>Reviewer Comment (2022-01-31): Moved to [REDACTED] queue for waiver and downgrade consideration based on excess reserves which is the only verified comp factor from those available in the [REDACTED] criteria. |  |  | 02/09/2022 | 2 | C | B | C | B | C | B | C | B | C | B |  |  | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | C | A |  | N/A | No |
| 224664186 |  |  |  | 35193513 |  |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months. | Excess reserves | SitusAMC,Aggregator | Reviewer Comment (2022-02-09): Per [REDACTED] , OK to waive based on Comp factor: PITIA reserves above guideline minimum by 6 months or greater.<br>Buyer Comment (2022-02-08): ok to waive based on excess reserves<br>Reviewer Comment (2022-01-31): Moved to [REDACTED] queue for waiver and downgrade consideration based on excess reserves which is the only verified comp factor from those available in the [REDACTED] criteria. |  |  | 02/09/2022 | 2 | C | B | C | B | C | B | C | B | C | B |  |  | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | C | A |  | N/A | No |
| 224664251 |  |  |  | 35193693 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. |  | The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. | FICO | SitusAMC,Aggregator | Reviewer Comment (2022-02-09): Per [REDACTED] , OK to waive based on High FICO<br>Buyer Comment (2022-02-08): ok to waive based on high FICO<br>Reviewer Comment (2022-02-04): Moved to [REDACTED] queue for waiver and downgrade consideration based on high FICO which is the only verified comp factor from those available in the [REDACTED] criteria. |  |  | 02/09/2022 | 2 | C | B | C | B | C | B | C | B | C | B |  | NY | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664252 |  |  |  | 35193698 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. |  |  |  |  | Reviewer Comment (2022-03-10): Executed closing statement confirming sufficient cash p(REDACTED)eeds included in TD<br>Seller Comment (2022-03-10): Please, see attached the executed HUD<br>Reviewer Comment (2022-03-02): Need the fully executed version of the closing statement on the cash out refinance of XXX to confirm sufficient funds and reserves for the subject transaction.<br>Seller Comment (2022-03-02): HUD for a cash-out and for a fix and flip loan<br>Reviewer Comment (2022-02-23): Still waiting on HUD from cash out refinance or additional assets.<br>Reviewer Comment (2022-02-17): Seller uploaded a purchase HUD. If you are wanting to use the cash out from the refinance as assets, we are going to need the HUD from the refinance transaction. The HUD also must be signed.<br>Seller Comment (2022-02-16): Note and HUD for the same guarantor.<br>Reviewer Comment (2022-02-16): Please provide the executed HUD from the refinance that is giving the guarantor $[REDACTED] K. We can use that as assets.<br>Seller Comment (2022-02-15): Strong repeat borrower that is purchasing a cash-flowing property. Using liquidity from a cash-out that is giving the borrower $[REDACTED] K at closing for this purchase. Enough reserves.<br>Reviewer Comment (2022-02-14): Assets provided in TD were already in file. We need additional assets. Borrower needs to show proof of funds to cover the $[REDACTED] due at closing plus an additional 6 months PITIA for reserve requirements.<br>Seller Comment (2022-02-11): 100k XXX<br>Seller Comment (2022-02-11): Check<br>Reviewer Comment (2022-02-03): Comp factors have not been verified with proper documentation | 03/10/2022 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NY | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224664252 |  |  |  | 35193699 |  |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. |  |  |  |  | Reviewer Comment (2022-03-10): Executed closing statement confirming sufficient cash p(REDACTED)eeds included in TD<br>Seller Comment (2022-03-10): Please, see attached the executed HUD<br>Reviewer Comment (2022-02-23): Still waiting on HUD from cash out refinance or additional assets.<br>Seller Comment (2022-02-18): See attached the requested document.<br>Reviewer Comment (2022-02-17): HUD provided in Trailing Docs is a purchase HUD. We need the HUD from the cash out refinance, giving the borrower $[REDACTED] K at closing. HUD must be signed<br>Seller Comment (2022-02-17): Please check the HUD<br>Reviewer Comment (2022-02-16): Please provide the executed HUD from the refinance that is giving the guarantor $[REDACTED] K. We can use that as assets.<br>Seller Comment (2022-02-15): Strong repeat borrower that is purchasing a cash-flowing property. Using liquidity from a cash-out that is giving the borrower $[REDACTED] K at closing for this purchase<br>Reviewer Comment (2022-02-14): Assets provided in TD were already in file. We need additional assets. Borrower needs to show proof of funds to cover the $[REDACTED] due at closing plus an additional 6 months PITIA for reserve requirements.<br>Seller Comment (2022-02-11): Check<br>Reviewer Comment (2022-02-03): Comp factors have not been verified with proper documentation | 03/10/2022 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NY | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224664259 |  |  |  | 35193708 |  |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | There is layered entity ownership of the borrowing entity. [REDACTED] to advise if they wish to clear |  |  |  | Reviewer Comment (2022-03-24): Waived per [REDACTED] .<br>Buyer Comment (2022-03-24): ok wo waive this grade 2 exception<br>Seller Comment (2022-03-21): There is layered entity ownership of the borrowing entity. [REDACTED] to advise if they wish to clear |  |  | 03/24/2022 | 2 | B | B | B | B | B | B | B | B | B | B |  | NV | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664259 |  |  |  | 35193709 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. |  | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [REDACTED]. | DSCR and FICO. | SitusAMC,Aggregator | Reviewer Comment (2022-02-04): Waived and downgraded based on [REDACTED] Waiver Policy. DSCR and FICO more than 20 points over the guideline minimum are comp factors per (REDACTED) by definition. |  |  | 02/04/2022 | 2 | B | B | B | B | B | B | B | B | B | B |  | NV | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664259 |  |  |  | 35193710 |  |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. |  | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [REDACTED]. | DSCR and FICO. | SitusAMC,Aggregator | Reviewer Comment (2022-02-04): Waived and downgraded based on [REDACTED] Waiver Policy. DSCR and FICO more than 20 points over the guideline minimum are comp factors per (REDACTED) by definition. |  |  | 02/04/2022 | 2 | B | B | B | B | B | B | B | B | B | B |  | NV | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664259 |  |  |  | 35193712 |  |  | Credit | Business Purpose | General | Business Purpose | Missing Document: Spousal Consent not provided. |  |  | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [REDACTED]. | DSCR and FICO. | SitusAMC,Aggregator | Reviewer Comment (2022-02-04): Waived and downgraded based on [REDACTED] Waiver Policy. DSCR and FICO more than 20 points over the guideline minimum are comp factors per (REDACTED) by definition. |  |  | 02/04/2022 | 2 | B | B | B | B | B | B | B | B | B | B |  | NV | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664259 |  |  |  | 35193713 |  |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | Missing OFAC results for [REDACTED] and [REDACTED] |  |  |  | Reviewer Comment (2022-02-09): provided in td<br>Seller Comment (2022-02-09): attached OFAC | 02/09/2022 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NV | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664259 |  |  |  | 35193714 |  |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  |  | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [REDACTED]. | DSCR and FICO. | SitusAMC,Aggregator | Reviewer Comment (2022-02-09): Per [REDACTED] , OK to waive based on High DSCR and High FICO<br>Buyer Comment (2022-02-08): ok to waive based on high DSCR and FICO<br>Reviewer Comment (2022-02-04): Moved to buyer queue for waiver/ downgrade consideration as this violation is not apparent on the [REDACTED] exception waiver list. Comp factors are FICO and DSCR. |  |  | 02/09/2022 | 2 | B | B | B | B | B | B | B | B | B | B |  | NV | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664259 |  |  |  | 35193715 |  |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  |  | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by [REDACTED]. | DSCR and FICO. | SitusAMC,Aggregator | Reviewer Comment (2022-02-09): Per [REDACTED] , OK to waive based on High DSCR and High FICO<br>Buyer Comment (2022-02-08): ok to waive based on high DSCR and FICO<br>Reviewer Comment (2022-02-04): Reports in file are within 120 days of the note date. Moved to buyer queue for waiver/ downgrade consideration as this violation is not apparent on the [REDACTED] exception waiver list. Comp factors are FICO and DSCR. |  |  | 02/09/2022 | 2 | C | B | C | B | C | B | C | B | C | B |  | NV | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664265 |  |  |  | 35193723 |  |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | The flood certificate reflects an address of [REDACTED] and the note shows [REDACTED]. |  |  |  | Reviewer Comment (2022-02-14): provided in TD<br>Seller Comment (2022-02-13): Attached the flood certificate. Please clear this exception | 02/14/2022 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224664265 |  |  |  | 35193724 |  |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | The hazard insurance declaration page reflects an address of [REDACTED] and the note shows [REDACTED]. |  |  |  | Reviewer Comment (2022-02-16): Provided in TD<br>Seller Comment (2022-02-15): Attached revised | 02/16/2022 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224664272 |  |  |  | 35193747 |  |  | Credit | Document Error | General | Document Error | Loan is cross collateralized and release provisions = No |  |  |  |  |  |  |  |  |  | 2 | A | A | A | A | A | A | A | A | A | A |  |  | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664272 |  |  |  | 35193748 |  |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  |  | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Waived/ downgraded based on (REDACTED) waiver policy. Comp factors are DSCR and FICO per definitions in the (REDACTED) Waiver Policy. | SitusAMC,Aggregator<br>SitusAMC |  |  |  | 01/12/2022 | 2 | B | B | B | B | B | B | B | B | B | B |  |  | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664272 |  |  |  | 35193749 |  |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. |  |  | The qualifying DSCR on the loan is greater than the guideline minimum. | Waived/ downgraded based on (REDACTED) waiver policy. Comp factors are DSCR and FICO per definitions in the (REDACTED) Waiver Policy. | SitusAMC,Aggregator |  |  |  | 12/22/2021 | 2 | B | B | B | B | B | B | B | B | B | B |  |  | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664272 |  |  |  | 35193750 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  |  |  |  |  |  | 03/01/2022 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  |  | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664280 |  |  |  | 35193776 |  |  | Credit | Credit | Credit Eligibility | Credit | Active Tradeline requirement not met. | - Borrower has ___ Active Tradelines which is less than the minimum required by guidelines. | Per guidelines, a minimum of 3 Credit Lines; Minimum 2 Active Credit Lines; At Least 1 Line with 24+ Month Rating is required for the guarantor. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months. | Excess reserves | SitusAMC,Aggregator | Reviewer Comment (2022-02-09): Per [REDACTED] , OK to waive based on Comp factor: PITIA reserves above guideline minimum by 6 months or greater.<br>Buyer Comment (2022-02-08): ok to waive based on excess reserves<br>Reviewer Comment (2022-01-31): Moved to [REDACTED] queue for waiver and downgrade consideration based on excess reserves which is the only verified comp factor from those available in the [REDACTED] criteria. |  |  | 02/09/2022 | 2 | C | B | C | B | C | B | C | B | C | B |  | NJ | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664280 |  |  |  | 35193777 |  |  | Credit | Business Purpose | General | Business Purpose | Open Tradeline requirement not met. | - Borrower has ___ Open Tradelines which is less than the minimum required by guidelines. | Per guidelines, a minimum of 3 Credit Lines; Minimum 2 Active Credit Lines; At Least 1 Line with 24+ Month Rating is required for the guarantor. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months. | Excess reserves | SitusAMC,Aggregator | Reviewer Comment (2022-02-09): Per [REDACTED] , OK to waive based on Comp factor: PITIA reserves above guideline minimum by 6 months or greater.<br>Buyer Comment (2022-02-08): ok to waive based on excess reserves<br>Reviewer Comment (2022-01-31): Moved to [REDACTED] queue for waiver and downgrade consideration based on excess reserves which is the only verified comp factor from those available in the [REDACTED] criteria. |  |  | 02/09/2022 | 2 | C | B | C | B | C | B | C | B | C | B |  | NJ | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224664280 |  |  |  | 35193778 |  |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Primary Valuation is older than guidelines permit |  | Appraisal in file has an effective date of [REDACTED]. The Note date is [REDACTED]. Please provide updated appraisal or recertification of value by the original appraiser. |  |  |  | Reviewer Comment (2022-03-30): Received trailing CDA for most recent appraisal.<br>Seller Comment (2022-03-30): Please, see new CDA<br>Reviewer Comment (2022-03-18): Received current new appraisal. Now need the CDA/Desk Review for this new appraisal dated [REDACTED]<br>Seller Comment (2022-03-18): Please, see new appraisal<br>Reviewer Comment (2022-02-14): Per guidelines, Appraisals dated within 120 days of closing date are required. Appraisals dated between 120 and 180 days can be accepted with a recertification of value. Please provide a recertification of value.<br>Seller Comment (2022-02-11): By our guidelines it can be a difference up to 6 months so there is no exception.<br>Please clear it. | 03/30/2022 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NJ | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224678560 |  |  |  | 35241231 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Two-unit property with both units vacant. Ineligible per guidelines. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-15): (REDACTED) credit exception approval based on 2 or more compensating factors meeting client criteria. |  |  | 12/15/2025 | 2 | B | B | B | B | B | B | B | B | B | B |  | WA | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224678565 |  |  |  | 35248122 |  |  | Credit | Documents | Missing Document | Documents | File does not contain documentation from lender/seller confirming the condo is warrantable. |  |  |  |  |  | Reviewer Comment (2025-12-19): 2-4 unit property.<br>Buyer Comment (2025-12-17): Comment from [REDACTED] ([REDACTED]): Subject is located in a [REDACTED] unit project. Project review waived. See also Doc ID 0383. Thank you! | 12/19/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NJ | Investment | Purchase |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224678567 |  |  |  | 35218034 |  |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  |  |  |  |  | 12/23/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Investment | Refinance - Rate/Term |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224678715 |  |  |  | 35205695 |  |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | The Hazard Insurance Policy Effective Date is after the later of the note or transaction date. The Hazard Insurance Policy Effective Date [REDACTED] & the Note date is [REDACTED]. |  |  |  | Reviewer Comment (2025-12-18): Document Received. Exception Cleared<br>Seller Comment (2025-12-18): Comment from [REDACTED] ([REDACTED]): HOI | 12/18/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | IL | Primary | Refinance - Cash-out - Other |  | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224678715 |  |  |  | 35205866 |  |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | Incorrect Right To Cancel Form Used - H-9 Used on Non Same Lender Refinance | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinance by a creditor that is not considered the original creditor. The H-9 form was used, the H-8 form should have been used. | The H-9 form was used, the H-8 form should have been used. |  |  |  | Reviewer Comment (2025-12-23): Same lender refinance confirmed. Compliance testing updated.<br>Seller Comment (2025-12-18): Comment from [REDACTED] ([REDACTED]): See LOX | 12/23/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | IL | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224678715 |  |  |  | 35205870 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | The Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. |  |  |  | Reviewer Comment (2025-12-23): Loan is SHQM (APOR). | 12/23/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | IL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224678715 |  |  |  | 35231440 |  |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  |  |  |  |  | Reviewer Comment (2025-12-23): CPA letter not required if contract provided per guidelines<br>Buyer Comment (2025-12-18): Comment from [REDACTED] ([REDACTED]): Can you elaborate on 1 and 2? Borrower recently transitioned from W2 to 1099, contract in file along with closing VVOE dated [REDACTED] | 12/23/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | IL | Primary | Refinance - Cash-out - Other |  | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224678715 |  |  |  | 35231442 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. | CPA missing in file. |  |  |  | Reviewer Comment (2025-12-23): Updated exceptions<br>Buyer Comment (2025-12-18): Comment from [REDACTED] ([REDACTED]): Can you elaborate on 1 and 2? Borrower recently transitioned from W2 to 1099, contract in file along with closing VVOE dated [REDACTED] | 12/23/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | IL | Primary | Refinance - Cash-out - Other |  | C | A | C | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224691715 |  |  |  | 35241144 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Seller to provide written confirmation of guideline name and effective date, used for loan qualifying. |  |  |  | Reviewer Comment (2025-12-16): Received in trailing documents.<br>Seller Comment (2025-12-16): Comment from [REDACTED] ([REDACTED]): 1008 | 12/16/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MA | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224691723 |  |  |  | 35217366 |  |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  |  |  |  |  |  | 12/18/2025 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | TX | Primary | Refinance - Cash-out - Other |  | C | B | A | A | C | B | A | A | Non QM | Non QM | No |
| 224691723 |  |  |  | 35217649 |  |  | Compliance | Compliance | Federal Compliance | Federal HPML | Federal HPML 2014 Non Compliant | Federal Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]%. Non-Compliant Higher Priced Mortgage Loan. |  |  |  |  |  | 12/23/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Refinance - Cash-out - Other |  | C | B | A | A | C | B | A | A | Non QM | Non QM | No |
| 224691723 |  |  |  | 35217650 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED]on a Federal Total Loan Amount of $[REDACTED] vs. an investor allowable total of $[REDACTED] (an overage of $[REDACTED] or [REDACTED]%). |  |  |  |  |  |  |  | 12/17/2025 | 2 | B | B | B | B | B | B | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | C | B | A | A | C | B | A | A | Non QM | Non QM | Yes |
| 224691723 |  |  |  | 35217653 |  |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Loan Not Closed At Office of Lender, Attorney, or Title Company) | [REDACTED] Constitution Section 50(a)(6): Loan did not close at office of lender, attorney or title company. |  |  |  |  |  | 12/23/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Refinance - Cash-out - Other | Refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. | C | B | A | A | C | B | A | A | Non QM | Non QM | Yes |
| 224691723 |  |  |  | 35217654 |  |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | [REDACTED] Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. The loan file does not evidence the Title Policy includes the Texas T-42 endorsement or the T-42.1 endorsement. (The loan is a [REDACTED] Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation | C | B | A | A | C | B | A | A | Non QM | Non QM | No |
| 224691723 |  |  |  | 35217655 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered or placed in the mail to Borrower(s) within three (3) business days of application. |  |  |  |  |  | 12/19/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Refinance - Cash-out - Other |  | C | B | A | A | C | B | A | A | Non QM | Non QM | No |
| 224691723 |  |  |  | 35217669 |  |  | Compliance | Compliance | Federal Compliance | TRID | TIL HPML Appraisal Disclosure - HPML Timing | HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within 3 days of the loan application date. |  |  |  |  |  | 12/19/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Refinance - Cash-out - Other |  | C | B | A | A | C | B | A | A | Non QM | Non QM | No |
| 224691723 |  |  |  | 35217670 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. |  |  |  |  |  | 12/23/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | TX | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | B | A | A | C | B | A | A | Non QM | Non QM | Yes |
| 224691723 |  |  |  | 35217671 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Employment - Bank Statements | Ability-to-Repay (Dodd-Frank 2014): Unable to verify current employment status using reasonably reliable third-party records. |  |  |  |  |  | 12/23/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Refinance - Cash-out - Other |  | C | B | A | A | C | B | A | A | Non QM | Non QM | No |
| 224691723 |  |  |  | 35217672 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. |  |  |  |  |  | 12/23/2025 |  |  | 1 | A | A | A | A | A | A | A | A | A | A |  | TX | Primary | Refinance - Cash-out - Other |  | C | B | A | A | C | B | A | A | Non QM | Non QM | No |
| 224691723 |  |  |  | 35217674 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Loan Discount Points. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. $[REDACTED] over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  |  |  |  | 12/31/2025 |  | 2 | C | B | C | B | C | B | C | B | C | B |  | TX | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | B | A | A | C | B | A | A | Non QM | Non QM | Yes |
| 224691723 |  |  |  | 35273586 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Loan Estimate Timing Electronically Provided | TILA-RESPA Integrated Disclosure: Loan Estimate not delivered to Borrower(s) within three (3) business days of application. Initial Loan Estimate dated [REDACTED] was electronically provided without or prior to borrower's consent to receive electronic disclosures. Failure to comply with the provisions of the E-Sign Act and failure to provide good faith estimate of fees timely may result in additional fee tolerance violations. |  |  |  |  |  | 12/26/2025 |  |  | 1 |  | A |  | A |  | A |  | A |  | A |  | TX | Primary | Refinance - Cash-out - Other |  | C | B | A | A | C | B | A | A | Non QM | Non QM | No |
| 224695366 |  |  |  | 35219974 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026)<br>Reviewer Comment (2025-12-22): Remains Open, EV2.<br>Buyer Comment (2025-12-22): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | SC | Investment | Refinance - Rate/Term |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224695367 |  |  |  | 35219373 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared. |  |  |  | Reviewer Comment (2025-12-19): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-12-19): Comment from [REDACTED] ([REDACTED]): Please re-state/re-test to NQM. Thank you! | 12/19/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | FL | Primary | Purchase | Lender to provide updated ATR/QM status | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224695367 |  |  |  | 35219374 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of [REDACTED]% is in excess of the allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an allowable total of $[REDACTED] (an overage of $[REDACTED] or [REDACTED]%). |  |  |  |  | Reviewer Comment (2025-12-19): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-12-19): Comment from [REDACTED] ([REDACTED]): Please re-state/re-test to NQM. Thank you! | 12/19/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Purchase |  | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224695367 |  |  |  | 35277990 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an investor allowable total of $[REDACTED] (an overage of $[REDACTED] or [REDACTED]%). |  |  |  |  | Reviewer Comment (2025-12-19): Client elects to waive. |  |  | 12/19/2025 | 2 |  | B |  | B |  | B |  | B |  | B |  | FL | Primary | Purchase | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224695367 |  |  |  | 35277991 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | Loan Designation restated. Compliance testing updated. |  |  |  |  |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | FL | Primary | Purchase |  | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224695407 |  |  |  | 35233504 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026)<br>Reviewer Comment (2025-12-22): Remains Open, EV2.<br>Buyer Comment (2025-12-22): Comment from [REDACTED] ([REDACTED]): Cleared - b |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | LA | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224698382 |  |  |  | 35229084 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-12-16): Document Received. Exception Cleared<br>Seller Comment (2025-12-16): Comment from [REDACTED] ([REDACTED]): Proposed insured was provided with CLP but here it is again. Please clear condition | 12/16/2025 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | CA | Investment | Refinance - Cash-out - Other |  | B | A | B | A |  |  | A | A |  | N/A | No |
| 224698552 |  |  |  | 35217608 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure - 1026.19(f)(2) Cure | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower. |  |  |  |  | Reviewer Comment (2025-12-12): Sufficient Cure Provided within 60 Days of Closing |  | 12/12/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | NM | Primary | Purchase | Provide the following: Letter of Explanation notifying borrower or error, Copy of Refund Check/Evidence of Principal Reduction, Corrected CD, and Proof of Delivery (if refund is over $35) | A | A | A | A | A | A | A | A | Non QM | Non QM | Yes |
| 224698552 |  |  |  | 35262561 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-12-18): Sufficient Cure Provided At Closing |  | 12/18/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | NM | Primary | Purchase | Final CD evidences Cure | A | A | A | A | A | A | A | A | Non QM | Non QM | Yes |
| 224698561 |  |  |  | 35230212 |  |  | Compliance | Compliance | Federal Compliance | Missing Disclosure | Notice of Special Flood Hazard Disclosure Not Provided Timely | FDPA Notification Rule: Creditor did not provide a Notice of Special Flood Hazard Disclosure within a reasonable time prior to closing. |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | FL | Primary | Refinance - Rate/Term |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224698561 |  |  |  | 35230213 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). |  |  |  |  |  | 12/19/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | FL | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM status | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 224698561 |  |  |  | 35230214 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Extension Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. $[REDACTED] over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  |  |  | 01/13/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Refinance - Rate/Term | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 224698561 |  |  |  | 35230232 |  |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  |  |  |  |  |  | 12/23/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Refinance - Rate/Term |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224698561 |  |  |  | 35277558 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). |  |  |  |  |  |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | FL | Primary | Refinance - Rate/Term |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224698648 |  |  |  | 35219359 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Approval document is missing in file. |  |  |  | Reviewer Comment (2026-01-06): Document Received, Exception Cleared<br>Seller Comment (2026-01-06): Comment from [REDACTED] ([REDACTED]): Approval | 01/06/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MA | Primary | Refinance - Cash-out - Other |  | C | B | C | B | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224698648 |  |  |  | 35265394 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Total cash-out discrepancy. | HUD-1 total cash-out of ___ is greater than Guideline total cash-out of ___. | Max cash out is $[REDACTED] per guidelines, however, borrower is receiving $[REDACTED]. Approved exception (LRP) in file. | The representative FICO score exceeds the guideline minimum by at least [REDACTED] points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months. | FICO > 20 points above program minimum<br>Reserves > 6 months above program minimum | SitusAMC,Originator Pre-Close,Aggregator<br>Originator Pre-Close,Aggregator,SitusAMC | Reviewer Comment (2025-12-18): Exception approval provided, meets buyers waiver policy. |  |  | 12/18/2025 | 2 | B | B | B | B | B | B | B | B | B | B |  | MA | Primary | Refinance - Cash-out - Other |  | C | B | C | B | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224698716 |  |  |  | 35236585 |  |  | Credit | Insurance | Insurance Analysis | Insurance | The Flood Insurance Policy effective date is after the Note Date. | Flood Insurance Policy Effective Date ___, Note Date ___ | Disbursement date is [REDACTED]. |  |  |  | Reviewer Comment (2025-12-19): Effective at time of disbursement.<br>Buyer Comment (2025-12-18): Comment from [REDACTED] ([REDACTED]): Please revisit. The disbursement date of the loan and the policy effective date are the same, [REDACTED], on this purchase transaction in an escrow state. Please see Doc ID 0929 for the stamped, signed FSS reflecting settlement/disbursement date of [REDACTED]. Thank you! | 12/19/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Investment | Purchase |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224699165 |  |  |  | 35221247 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  |  | 01/06/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | WA | Primary | Refinance - Cash-out - Other |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224699165 |  |  |  | 35221328 |  |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | WA | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224699165 |  |  |  | 35221330 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Ten Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED] exceeds tolerance of $[REDACTED] plus [REDACTED]% or $[REDACTED]. $[REDACTED] over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  |  |  | 01/07/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | WA | Primary | Refinance - Cash-out - Other | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224699189 |  |  |  | 35233391 |  |  | Credit | Property - Appraisal | Property Eligibility - Site and Utilities | Property - Appraisal | [REDACTED] Water Contamination: Property is located in Genesee County, MI and could be subject to contaminated water. Files does not contain evidence that water supply is serviced by a non-municipal water source (well water supply), or evidence from an independent water quality analysis that confirms that water is free of all known environmental and safety hazards |  |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | MI | Investment | Refinance - Rate/Term |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224699197 |  |  |  | 35221048 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Primary | Purchase |  | C | B | C | B | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224699197 |  |  |  | 35269519 |  |  | Credit | Documents | Missing Document | Documents | File does not contain documentation from lender/seller confirming the condo is warrantable. |  |  |  |  |  |  | 12/30/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Purchase |  | C | B | C | B | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224706066 |  |  |  | 35233607 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | Reviewer Comment (2026-01-02): Document Received, Exception Cleared<br>Seller Comment (2026-01-02): Comment from [REDACTED] ([REDACTED]): Business Purpose | 01/02/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224706066 |  |  |  | 35233608 |  |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Rider - 1-4 Family not provided |  |  |  |  |  | Reviewer Comment (2025-12-29): Document Received. Exception Cleared<br>Seller Comment (2025-12-29): Comment from [REDACTED] ([REDACTED]): 1-4 Rider | 12/29/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224706069 |  |  |  | 35242491 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  |  | 12/23/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Refinance - Rate/Term |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224706069 |  |  |  | 35242508 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. |  |  |  |  |  | 01/07/2026 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | FL | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM status | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 224706069 |  |  |  | 35244226 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  |  |  |  |  |  | 01/21/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Refinance - Rate/Term |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224706069 |  |  |  | 35244381 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  |  | 01/06/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Refinance - Rate/Term |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224706069 |  |  |  | 35244408 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General QM Provision Investor Guidelines Violation | General QM: Based on the loan failing one or more guideline components, the loan is at QM risk. |  |  |  |  |  | 01/06/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Refinance - Rate/Term |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224706069 |  |  |  | 36009592 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | Restated designation |  |  |  | Reviewer Comment (2026-03-09): Restated Designation EV2 |  |  | 03/09/2026 | 2 |  | A |  | B |  | B |  | B |  | A |  | FL | Primary | Refinance - Rate/Term |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224706070 |  |  |  | 35234573 |  |  | Credit | Missing Document | General | Missing Document | Missing Document: Account Statements - Business not provided |  |  |  |  |  |  | 12/22/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NM | Investment | Refinance - Cash-out - Other |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224706070 |  |  |  | 35236792 |  |  | Credit | Documents | Missing Document | Documents | File does not contain documentation from lender/seller confirming the condo is warrantable. |  |  |  |  |  |  | 12/23/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NM | Investment | Refinance - Cash-out - Other |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224706070 |  |  |  | 35236795 |  |  | Credit | Income / Employment | Income Documentation | Income / Employment | Income Docs Missing: |  |  |  |  |  |  | 12/22/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NM | Investment | Refinance - Cash-out - Other |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224706070 |  |  |  | 35271684 |  |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  |  |  |  |  |  | 01/08/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NM | Investment | Refinance - Cash-out - Other |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224706071 |  |  |  | 35307786 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Desk Review Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. $[REDACTED]over legal limit. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Appraisal Desk Review Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED] . $[REDACTED] over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-01-12): [REDACTED] received a valid COC.<br>Buyer Comment (2026-01-09): Comment from [REDACTED] ([REDACTED]): Based on the file documentation, the appraisal is dated [REDACTED] by the appraiser. The FNMA UCDP/SSR report was run on the same date and the CU score was such that a secondary valuation was needed to meet program requirements. Based on that, a COC was issued on [REDACTED] for the addition of the appraisal review fee and it was added to the CD that same date. We could not have known the CU score until the appraisal was received and entered into the FNMA system<br>Reviewer Comment (2026-01-05): [REDACTED] received Changed Circumstance dated [REDACTED] , but it does not give sufficient information on why the CDA fee was added. In order to determine if the changed circumstance is valid more information is necessary on reason fee added and when lender became aware of the change. A valid COC or cure is required. Cure documents consist of PCCD, LOE, proof of mailing and copy of refund check.<br>Seller Comment (2026-01-02): Comment from [REDACTED] ([REDACTED]): Hello, Was this CoC seen when the fee was added for a higher amount initially and then reduced? | 01/12/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NV | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | D | B | C | B | C | A | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224706071 |  |  |  | 35307798 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Policy amount is missing. |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | NV | Second Home | Purchase |  | D | B | C | B | C | A | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224706071 |  |  |  | 35307799 |  |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing. Sec ID: 2 |  |  |  |  |  | Reviewer Comment (2026-01-30): Received in trailing documents.<br>Seller Comment (2026-01-28): Comment from [REDACTED] ([REDACTED]): attached | 01/30/2026 |  |  | 1 | D | A | D | A | D | A | D | A | D | A |  | NV | Second Home | Purchase |  | D | B | C | B | C | A | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224706071 |  |  |  | 35307810 |  |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2026-01-02): Document Received, Exception Cleared<br>Seller Comment (2026-01-02): Comment from [REDACTED] ([REDACTED]): E-sign Consent | 01/02/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NV | Second Home | Purchase |  | D | B | C | B | C | A | D | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224706133 |  |  |  | 35259747 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Per Investor: Short-term rentals (STRs) must not be prohibited by the city, county, or HOA, nor subject to a waitlist due to permit or license caps. Documentation not provided. |  |  |  | Reviewer Comment (2026-01-21): Received in trailing documents.<br>Seller Comment (2026-01-16): Comment from [REDACTED] ([REDACTED]): attached<br>Reviewer Comment (2025-12-24): Documentation required to show STRs not be prohibited by the city, county, or HOA, nor subject to a waitlist due to permit or license caps.<br>Buyer Comment (2025-12-23): Comment from [REDACTED] ([REDACTED]): Hello, Per team they had these questions. ", [REDACTED] permits with a STR license and proof of a Valid Arizona Transaction Privilege Tax or TPT. It is not prohibited. There is no HOA as it is a detached SFD. Do we need evidence of the license? Also, Homeowner's has STR coverage." | 01/21/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | AZ | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224711091 |  |  |  | 35243749 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026)<br>Reviewer Comment (2025-12-22): Remains Open, EV2, informational.<br>Buyer Comment (2025-12-22): Comment from [REDACTED] ([REDACTED]): Acknowledged - EV2 |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | TX | Investment | Refinance - Rate/Term |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224711099 |  |  |  | 35272373 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Seller to provide written confirmation of guideline name and effective date, used for loan qualifying. |  |  |  | Reviewer Comment (2025-12-19): Received in trailing documents.<br>Seller Comment (2025-12-19): Comment from [REDACTED] ([REDACTED]): 1008 | 12/19/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | IL | Investment | Refinance - Rate/Term |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224711126 |  |  |  | 35247407 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception in file due to the borrower's business being open less than 2 years. Seller approval required. | Borrower has been employed in the same industry for more than [REDACTED] years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [REDACTED]% and $[REDACTED].<br>The qualifying DTI on the loan is at least [REDACTED]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-23): (REDACTED) credit exception approval based on 2 or more compensating factors meeting client criteria.<br>Seller Comment (2025-12-22): Comment from [REDACTED] ([REDACTED]): (REDACTED) exception approval. Thank you! |  |  | 12/23/2025 | 2 | C | B | C | B | C | B | C | B | C | B |  | NV | Primary | Purchase |  | C | B | C | B | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224713251 |  |  |  | 35258743 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED] exceeds tolerance of $[REDACTED] plus [REDACTED]% or $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-12-17): Sufficient Cure Provided At Closing |  | 12/17/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | MI | Second Home | Refinance - Cash-out - Other | Final CD evidences Cure | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 224713251 |  |  |  | 35258744 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR) due to points and fees. |  |  |  | Reviewer Comment (2025-12-22): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-12-22): Comment from [REDACTED] ([REDACTED]): Please retest to Higher Priced QM | 12/22/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | MI | Second Home | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 224713251 |  |  |  | 35291675 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | Loan Designation restated. Compliance testing updated. |  |  |  |  |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | MI | Second Home | Refinance - Cash-out - Other |  | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224713317 |  |  |  | 35253057 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026)<br>Reviewer Comment (2025-12-30): Remains Open, EV2.<br>Buyer Comment (2025-12-30): Comment from [REDACTED] ([REDACTED]): Acknowledged - b |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | MI | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224713320 |  |  |  | 35255054 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED]on a Federal Total Loan Amount of $[REDACTED] vs. an investor allowable total of $[REDACTED] (an overage of $[REDACTED] or [REDACTED] %). |  |  |  |  | Reviewer Comment (2025-12-19): Client elects to waive.<br>Buyer Comment (2025-12-19): Comment from [REDACTED] ([REDACTED]): Acknowledged - EV2 |  |  | 12/19/2025 | 2 | B | B | B | B | B | B | B | B | B | B |  | NY | Second Home | Purchase | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | B | B | A | A | B | B | A | A | Non QM | Non QM | Yes |
| 224713347 |  |  |  | 35258221 |  |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  | The file is missing the original appraisal w/colored photographs. |  |  |  | Reviewer Comment (2025-12-23): Document Received. Exception Cleared<br>Seller Comment (2025-12-23): Comment from [REDACTED] ([REDACTED]): Appraisal | 12/23/2025 |  |  | 1 | D | A | D | A | D | A | D | A | D | A |  | WA | Primary | Purchase |  | D | A | D | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224716838 |  |  |  | 35268673 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2026-01-07): Received REO documents, exception cleared.<br>Seller Comment (2026-01-06): Comment from [REDACTED] ([REDACTED]): [REDACTED] | 01/07/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Purchase |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224716838 |  |  |  | 35268725 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2026-01-28): Received the HOA documentation for property.<br>Seller Comment (2026-01-22): Comment from [REDACTED] ([REDACTED]): HOA [REDACTED]<br>Reviewer Comment (2026-01-22): Missing HOA verification for [REDACTED]<br>Seller Comment (2026-01-15): Comment from (REDACTED) ([REDACTED]): Documentation<br>Reviewer Comment (2026-01-14): Property is listed on the borrower tax returns<br>Seller Comment (2026-01-12): Comment from (REDACTED) ([REDACTED]): The address on the URLA was incorrect, the borrower does not own a [REDACTED]. Corrected URLA provided for [REDACTED] | 01/28/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Purchase |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224716838 |  |  |  | 35268763 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2026-01-07): Received REO documents, exception cleared.<br>Seller Comment (2026-01-06): Comment from [REDACTED] ([REDACTED]): [REDACTED] | 01/07/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Purchase |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224716838 |  |  |  | 35268842 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2026-01-07): Received REO documents, exception cleared.<br>Seller Comment (2026-01-06): Comment from [REDACTED] ([REDACTED]): [REDACTED] | 01/07/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Purchase |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224716838 |  |  |  | 35268882 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2026-01-07): Received REO documents, exception cleared.<br>Seller Comment (2026-01-06): Comment from [REDACTED] ([REDACTED]): [REDACTED] | 01/07/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Purchase |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224716838 |  |  |  | 35268931 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2026-01-07): Received REO documents, exception cleared.<br>Seller Comment (2026-01-06): Comment from [REDACTED] ([REDACTED]): [REDACTED] | 01/07/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Purchase |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224716838 |  |  |  | 35268955 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2026-01-07): Received REO documents, exception cleared.<br>Seller Comment (2026-01-06): Comment from [REDACTED] ([REDACTED]): [REDACTED] | 01/07/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Purchase |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224716911 |  |  |  | 35275582 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | Reviewer Comment (2025-12-24): Document Received. Exception Cleared<br>Seller Comment (2025-12-24): Comment from [REDACTED] ([REDACTED]): Business Purpose Certificate | 12/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NC | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224716911 |  |  |  | 35275585 |  |  | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  |  |  |  |  | Reviewer Comment (2025-12-24): Document Received. Exception Cleared<br>Seller Comment (2025-12-24): Comment from [REDACTED] ([REDACTED]): Cash-Out Utilization | 12/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NC | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224716911 |  |  |  | 35276156 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception approval in file ([REDACTED]) states Borrower lives rent free. Selected compensating factors are: Reserves > 6 months above program minimum; (REDACTED) housing payment history. | Borrower has owned the subject property for at least [REDACTED] years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-22): (REDACTED) credit exception approval based on 2 or more compensating factors meeting client criteria. |  |  | 12/22/2025 | 2 | B | B | B | B | B | B | B | B | B | B |  | NC | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224716924 |  |  |  | 35272741 |  |  | Compliance | Compliance | Federal Compliance | Missing Disclosure | Acknowledgement of Borrower Receipt of Notice of Special Flood Hazard Disclosure Missing | FDPA Notification Rule: Creditor did not retain record of borrower's receipt of Notice of Special Flood Hazard Disclosure. |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | FL | Primary | Refinance - Cash-out - Other |  | C | B | A | A | C | B | A | A | Non QM | Non QM | No |
| 224716924 |  |  |  | 35272742 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an investor allowable total of $[REDACTED] (an overage of $[REDACTED] or [REDACTED]%). |  |  |  |  | Reviewer Comment (2025-12-22): Client elects to waive. |  |  | 12/22/2025 | 2 | B | B | B | B | B | B | B | B | B | B |  | FL | Primary | Refinance - Cash-out - Other | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | C | B | A | A | C | B | A | A | Non QM | Non QM | Yes |
| 224716924 |  |  |  | 35272745 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED] exceeds tolerance of $[REDACTED] plus [REDACTED]% or $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-12-18): Sufficient Cure Provided At Closing |  | 12/18/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | Final CD evidences Cure | C | B | A | A | C | B | A | A | Non QM | Non QM | Yes |
| 224716924 |  |  |  | 35272746 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-12-18): Sufficient Cure Provided At Closing |  | 12/18/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other | Final CD evidences Cure | C | B | A | A | C | B | A | A | Non QM | Non QM | Yes |
| 224716924 |  |  |  | 35272747 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. | Insufficient income docs. |  |  |  | Reviewer Comment (2025-12-29): Received missing bank statement. Data and compliance testing updated.<br>Seller Comment (2025-12-24): Comment from [REDACTED] ([REDACTED]): 12/24 MM: Please see attached document | 12/29/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | B | A | A | C | B | A | A | Non QM | Non QM | Yes |
| 224716924 |  |  |  | 35272748 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Income and Assets - Bank Statement Guidelines Number of Bank Statements Requirement not met | Ability to Repay (Dodd-Frank 2014): The number of bank statements provided for borrower's bank statement income was less than the number required by guidelines. | The qualifying income was calculated using 24 months bank statement, however, the bank statement from [REDACTED] to [REDACTED] is missing in the file due to which there is also a variance in the DTI. Provide bank statement for account #[REDACTED] for the above mentioned period. |  |  |  | Reviewer Comment (2025-12-29): Received missing bank statement. Data and compliance testing updated.<br>Seller Comment (2025-12-24): Comment from [REDACTED] ([REDACTED]): 12/24 MM: Please see attached document | 12/29/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Refinance - Cash-out - Other |  | C | B | A | A | C | B | A | A | Non QM | Non QM | No |
| 224716924 |  |  |  | 35272749 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM | NonQM ATR | Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. | Insufficient income docs. |  |  |  | Reviewer Comment (2025-12-29): Received missing bank statement. Data and compliance testing updated. | 12/29/2025 |  |  | 1 | A | A | A | A | A | A | A | A | A | A |  | FL | Primary | Refinance - Cash-out - Other |  | C | B | A | A | C | B | A | A | Non QM | Non QM | No |
| 224716924 |  |  |  | 35272785 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | Insufficient income docs. |  |  |  | Reviewer Comment (2025-12-29): Received missing bank statement. Data and compliance testing updated.<br>Seller Comment (2025-12-24): Comment from [REDACTED] ([REDACTED]): 12/24 MM: Please see attached document | 12/29/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Refinance - Cash-out - Other |  | C | B | A | A | C | B | A | A | Non QM | Non QM | No |
| 224716924 |  |  |  | 35315730 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2025-12-29): Received missing bank statement. Data and compliance testing updated. | 12/29/2025 |  |  | 1 |  | A |  | A |  | A |  | A |  | A |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM Loan Designation | C | B | A | A | C | B | A | A | Non QM | Non QM | Yes |
| 224719655 |  |  |  | 35274636 |  |  | Credit | Credit | Credit Documentation | Credit | OFAC was not checked and required per guidelines. |  | OFAC not available for Member |  |  |  | Reviewer Comment (2026-01-28): Included in trailing documents<br>Seller Comment (2026-01-27): Comment from [REDACTED] ([REDACTED]): Please see attached.<br>Reviewer Comment (2026-01-21): (REDACTED) does not have an OFAC on fraud report provided<br>Seller Comment (2026-01-14): Comment from [REDACTED] ([REDACTED]): 1. Borrower and all participants were checked against OFAC via FraudGuard (attached). Thank you<br>Reviewer Comment (2025-12-30): (REDACTED) is not the borrower. The entity is the borrower. (REDACTED) signed the Note as member. OFAC required for Note signatories.<br>Buyer Comment (2025-12-30): Comment from [REDACTED] ([REDACTED]): Good afternoon, please advise where in the file you are seeing (REDACTED) as the borrower?<br>Reviewer Comment (2025-12-29): OFAC still missing for [REDACTED], Exception Remains<br>Seller Comment (2025-12-29): Comment from [REDACTED] ([REDACTED]): Please see attached. | 01/28/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | AK | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224719655 |  |  |  | 35276539 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  | Reviewer Comment (2025-12-30): Received Bank statement, exception cleared.<br>Seller Comment (2025-12-29): Comment from [REDACTED] ([REDACTED]): please see attached. | 12/30/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | AK | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224719655 |  |  |  | 35301257 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Subject property is [REDACTED]sq. ft with no apparent separate living area. Comparable sales all in excess of 3 miles and gross adjustments in excess of [REDACTED]%. Investor consideration required. |  |  |  | Reviewer Comment (2026-01-07): Client accepts.<br>Reviewer Comment (2025-12-30): Moved to buyer queue for investor consideration.<br>Buyer Comment (2025-12-30): Comment from [REDACTED] ([REDACTED]): Please advise what is needed in order to clear this open condition? Thank you | 01/07/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | AK | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224719667 |  |  |  | 35277588 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224719667 |  |  |  | 35277793 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  |  | 12/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224719667 |  |  |  | 35301036 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  |  | 12/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224720035 |  |  |  | 35275797 |  |  | Compliance | Compliance | Federal Compliance | Missing Required Data (other than HUD-1 or Note) | Disparity in Occupancy - Not Tested As Primary | The mortgage loan file contains documenting evidence the consumer intends to occupy the subject property as their primary residence. (Compliance testing performed based on the Occupancy Type of Investment). Determination has not been made as to whether the loan would be High Cost and/or HPML if ran as a Primary Residence. | The initial and final 1003 declarations state the subject property will be occupied as a primary residence. |  |  |  | Reviewer Comment (2025-12-30): Corrected 1003s provided.<br>Seller Comment (2025-12-26): Comment from [REDACTED] ([REDACTED]): 1003 update | 12/30/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CT | Investment | Purchase |  | C | A | A | A | C | A | A | A | N/A | N/A | No |
| 224720131 |  |  |  | 35282535 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of [REDACTED]% is in excess of the allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an allowable total of $[REDACTED](an overage of $[REDACTED] or [REDACTED] %). |  |  |  |  | Reviewer Comment (2025-12-24): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-12-24): Comment from [REDACTED] ([REDACTED]): Please re-state/re-test to NQM. Thank you! | 12/24/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Purchase |  | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224720131 |  |  |  | 35282537 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail due to points and fees. |  |  |  | Reviewer Comment (2025-12-24): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-12-24): Comment from [REDACTED] ([REDACTED]): Please re-state/re-test to NQM. Thank you! | 12/24/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | FL | Primary | Purchase | Lender to provide updated ATR/QM status | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224720131 |  |  |  | 35307737 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED]on a Federal Total Loan Amount of $[REDACTED] vs. an investor allowable total of $[REDACTED](an overage of $[REDACTED] or [REDACTED]%). |  |  |  |  | Reviewer Comment (2025-12-24): Client elects to waive. |  |  | 12/24/2025 | 2 |  | B |  | B |  | B |  | B |  | B |  | FL | Primary | Purchase | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224720131 |  |  |  | 35307738 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | Loan Designation restated. Compliance testing updated. |  |  |  |  |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | FL | Primary | Purchase |  | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224720133 |  |  |  | 35279492 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026)<br>Reviewer Comment (2025-12-30): Remains Open, EV2.<br>Buyer Comment (2025-12-30): Comment from [REDACTED] ([REDACTED]): Acknowledged - b |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Investment | Refinance - Cash-out - Other |  | C | B | C | B | A | A | A | A | N/A | N/A | No |
| 224720133 |  |  |  | 35279514 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2026-01-04): Received REO documents, exception cleared.<br>Seller Comment (2026-01-04): Comment from [REDACTED] ([REDACTED]): REO documents | 01/04/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Investment | Refinance - Cash-out - Other |  | C | B | C | B | A | A | A | A | N/A | N/A | No |
| 224725289 |  |  |  | 35286625 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED]on a Federal Total Loan Amount of $[REDACTED] vs. an investor allowable total of $[REDACTED](an overage of $[REDACTED] or .[REDACTED]%). |  |  |  |  | Reviewer Comment (2025-12-30): Client elects to waive.<br>Buyer Comment (2025-12-30): Comment from [REDACTED] ([REDACTED]): Acknowledged - b |  |  | 12/30/2025 | 2 | B | B | B | B | B | B | B | B | B | B |  | OR | Primary | Refinance - Cash-out - Other | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | B | B | A | A | B | B | A | A | Non QM | Non QM | Yes |
| 224725289 |  |  |  | 35288777 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Appraisal Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED] . Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-12-22): Sufficient Cure Provided At Closing |  | 12/22/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | Final CD evidences Cure | B | B | A | A | B | B | A | A | Non QM | Non QM | Yes |
| 224725289 |  |  |  | 35288778 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-12-22): Sufficient Cure Provided At Closing |  | 12/22/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | OR | Primary | Refinance - Cash-out - Other | Final CD evidences Cure | B | B | A | A | B | B | A | A | Non QM | Non QM | Yes |
| 224725301 |  |  |  | 35288412 |  |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | HOI coverage is insufficient by $[REDACTED]. Provide updated policy reflecting minimum coverage of $[REDACTED] or provide copy of insurer's replacement cost estimate supporting current coverage amount. |  |  |  | Reviewer Comment (2025-12-29): Covered by master policy.<br>Seller Comment (2025-12-26): Comment from [REDACTED] ([REDACTED]): HOI Docs | 12/29/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | WA | Primary | Purchase |  | C | B | C | B | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224725301 |  |  |  | 35288694 |  |  | Credit | Income / Employment | Income Documentation | Income / Employment | Verification(s) of employment is not within 10 business days of the Note. |  |  | The representative FICO score exceeds the guideline minimum by at least [REDACTED] points.<br>Borrower has been employed in the same industry for more than [REDACTED] years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than [REDACTED] years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [REDACTED]% and $[REDACTED]. | FICO > 20 points above program minimum<br>Reserves > 6 months above program minimum | SitusAMC,Originator Pre-Close,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Originator Pre-Close,Aggregator,SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-08): Okay to waive and downgrade per client email [REDACTED]<br>Reviewer Comment (2025-12-31): Provided Verification of Employment document is post close, exception remains.<br>Seller Comment (2025-12-30): Comment from [REDACTED] ([REDACTED]): (REDACTED) VOE |  |  | 01/08/2026 | 2 | C | B | C | B | C | B | C | B | C | B |  | WA | Primary | Purchase |  | C | B | C | B | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224725301 |  |  |  | 35297390 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Approved exception ([REDACTED]) in file to exclude 2023 & 2024 transcripts for borrower 3. | The representative FICO score exceeds the guideline minimum by at least [REDACTED] points.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more. | FICO > 20 points above program minimum<br>Reserves > 6 months above program minimum | SitusAMC,Originator Pre-Close,Aggregator<br>Originator Pre-Close,Aggregator,SitusAMC | Reviewer Comment (2025-12-23): Exception approval provided, meets buyers waiver policy. |  |  | 12/23/2025 | 2 | B | B | B | B | B | B | B | B | B | B |  | WA | Primary | Purchase |  | C | B | C | B | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224725311 |  |  |  | 35293117 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Exception approval in file ([REDACTED]) states "Non-ARM-Length transaction. Selected compensating factors are: FICO 20 points > program minimum (700 floor); Same employment > 5 years; Reserves > 6 months above program minimum. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [REDACTED]% and $[REDACTED].<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2025-12-24): (REDACTED) credit exception approval based on 2 or more compensating factors meeting client criteria. |  |  | 12/24/2025 | 2 | B | B | B | B | B | B | B | B | B | B |  | LA | Investment | Purchase |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224725327 |  |  |  | 35291959 |  |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | The Note reflects the subject property as [REDACTED] and the Flood Certificate reflects [REDACTED]. |  |  |  | Reviewer Comment (2026-01-12): Received in trailing docs.<br>Seller Comment (2026-01-08): Comment from [REDACTED] ([REDACTED] .): Flood cert | 01/12/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NC | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224725327 |  |  |  | 35291961 |  |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | The Note reflects the subject property as [REDACTED] and the Appraisal reflects [REDACTED]. |  |  |  | Reviewer Comment (2026-01-12): Received in trailing docs.<br>Seller Comment (2026-01-08): Comment from [REDACTED] ([REDACTED] .): Appraisal corrected. Also sending final DOT that was recorded. | 01/12/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NC | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224725392 |  |  |  | 35287270 |  |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2025-12-29): Document Received. Exception Cleared<br>Seller Comment (2025-12-29): Comment from [REDACTED] ([REDACTED]): title policy | 12/29/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CT | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224725392 |  |  |  | 35287272 |  |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2025-12-29): Document Received. Exception Cleared | 12/29/2025 |  |  | 1 | A | A | A | A | A | A | A | A | A | A |  | CT | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224725528 |  |  |  | 35297659 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Lender exception email in file due to borrower being an employee of the lender. Seller approval required. | Borrower has been employed in the same industry for more than [REDACTED] years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of [REDACTED] months PITIA or more.<br>The qualifying DTI on the loan is at least [REDACTED]% less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-20): Waived and downgraded per client email/ sheet based on available compensating factors.<br>Reviewer Comment (2026-01-02): Moved to investor queue for approval.<br>Buyer Comment (2025-12-31): Comment from [REDACTED] ([REDACTED]): The lender internal exception was regarding paying down debts and not asking for the bank statements. This seller has no overlays, please revisit. |  |  | 01/20/2026 | 2 | C | B | C | B | C | B | C | B | C | B |  | IL | Investment | Refinance - Cash-out - Other |  | C | B | C | B | A | A | A | A | N/A | N/A | No |
| 224725556 |  |  |  | 35293628 |  |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation does not support the value used to qualify. Sec ID: 7 |  |  |  |  |  |  | 01/06/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NJ | Investment | Purchase |  | C | A | A | A | A | A | C | A | N/A | N/A | No |
| 224725564 |  |  |  | 35289897 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | The Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). |  |  |  | Reviewer Comment (2025-12-24): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2025-12-24): Comment from [REDACTED] ([REDACTED]): Please re-state/re-test to Higher Priced QM. Thank you! | 12/24/2025 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | TX | Primary | Purchase | Lender to provide updated ATR/QM status | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 224725564 |  |  |  | 35307742 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | Loan Designation restated. Compliance testing updated. |  |  |  |  |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | TX | Primary | Purchase |  | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224725668 |  |  |  | 35293102 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-12-22): Sufficient Cure Provided At Closing |  | 12/22/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | FL | Primary | Purchase | Final CD evidences Cure | C | A | C | A | C | A | A | A | Non QM | Non QM | Yes |
| 224725668 |  |  |  | 35301041 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Borrower does not have sufficient reserves. |  |  |  | Reviewer Comment (2026-01-07): Received POCB invoices in trailing docs.<br>Seller Comment (2026-01-06): Comment from [REDACTED] ([REDACTED]): 1/6 CW: See attached appraisal invoice for $(REDACTED)<br>Reviewer Comment (2026-01-06): File is missing the invoice for the Appraisal Fee 2 of $[REDACTED] disclosed on the Final CD. Funds still insufficient to cover reserves.<br>Seller Comment (2025-12-30): Comment from [REDACTED] ([REDACTED]): 12/30 CW: See attached invoices for items paid prior to closing<br>Reviewer Comment (2025-12-29): EXCEPTION HISTORY - Exception Explanation was updated on [REDACTED] PRIOR Exception Explanation: Calculated PITIA months reserves of 4.07 is less than Guideline PITIA months reserves of 6.00.<br>Reviewer Comment (2025-12-29): Updated Amex 30-day account payoff to $[REDACTED] per Doc ID 0389. Available reserves updated to 5.62 months, less than required 6 months per guidelines.<br>Buyer Comment (2025-12-24): Comment from [REDACTED] ([REDACTED]): 12/24 CW: Cash to Close is $[REDACTED], 6 months PITIa reserves is $[REDACTED], AMEX Open account reserves is $[REDACTED], totaling $[REDACTED]. Borrower had $[REDACTED] in their Chase x[REDACTED] account. | 01/07/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Purchase |  | C | A | C | A | C | A | A | A | Non QM | Non QM | No |
| 224725668 |  |  |  | 35301106 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. | Loan designation is Non QM. |  |  |  | Reviewer Comment (2026-01-07): Received POCB invoices in trailing docs.<br>Buyer Comment (2026-01-06): Comment from [REDACTED] ([REDACTED]): 1/6 CW: See attached invoices for items paid prior to closing<br>Reviewer Comment (2025-12-29): Updated Amex 30-day account payoff to $[REDACTED] per Doc ID 0389. Available reserves updated to 5.62 months, less than required 6 months per guidelines.<br>Buyer Comment (2025-12-24): Comment from [REDACTED] ([REDACTED]): 12/24 CW: Cash to Close is $[REDACTED], 6 months PITIa reserves is $[REDACTED], AMEX Open account reserves is $[REDACTED], totaling $[REDACTED]. Borrower had $[REDACTED] in their Chase x[REDACTED] account. | 01/07/2026 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | FL | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation | C | A | C | A | C | A | A | A | Non QM | Non QM | Yes |
| 224725668 |  |  |  | 35301107 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | There borrower does not have sufficient reserves. |  |  |  | Reviewer Comment (2026-01-07): Received POCB invoices in trailing docs.<br>Buyer Comment (2026-01-06): Comment from [REDACTED] ([REDACTED]): 1/6 CW: See attached invoices for items paid prior to closing<br>Reviewer Comment (2025-12-29): Updated Amex 30-day account payoff to $[REDACTED] per Doc ID 0389. Available reserves updated to 5.62 months, less than required 6 months per guidelines.<br>Buyer Comment (2025-12-24): Comment from [REDACTED] ([REDACTED]): 12/24 CW: Cash to Close is $[REDACTED], 6 months PITIa reserves is $[REDACTED], AMEX Open account reserves is $[REDACTED], totaling $[REDACTED]. Borrower had $[REDACTED] in their Chase x[REDACTED]account. | 01/07/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Purchase |  | C | A | C | A | C | A | A | A | Non QM | Non QM | No |
| 224725683 |  |  |  | 35292687 |  |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  |  |  |  |  |  | 12/29/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Purchase |  | D | B | D | B | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224725683 |  |  |  | 35292693 |  |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Verification of Rent (VOR) / Verification of Mortgage (VOM) not provided |  |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC |  |  |  | 01/20/2026 | 2 | C | B | C | B | C | B | C | B | C | B |  | FL | Primary | Purchase |  | D | B | D | B | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224725683 |  |  |  | 35292767 |  |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  |  |  |  |  |  | 12/30/2025 |  |  | 1 | D | A | D | A | D | A | D | A | D | A |  | FL | Primary | Purchase |  | D | B | D | B | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224728076 |  |  |  | 35302429 |  |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided. |  |  |  |  |  | Reviewer Comment (2025-12-30): Mold inspection report provided.<br>Seller Comment (2025-12-29): Comment from [REDACTED] ([REDACTED]): 12/29 MM: Please see attached property inspection report. No 1004D is required. | 12/30/2025 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MI | Investment | Refinance - Cash-out - Other |  | C | A | A | A |  |  | C | A |  | N/A | No |
| 224731223 |  |  |  | 35305890 |  |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | Seller exception provided. Missing buyer credit exception approval. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [REDACTED]% and $[REDACTED].<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. |  | SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-08): Okay to waive and downgrade per client email <br> [REDACTED] |  |  | 01/08/2026 | 2 | C | B | C | B | C | B | C | B | C | B |  | GA | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224731224 |  |  |  | 35303783 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an investor allowable total of $[REDACTED] (an overage of $[REDACTED]or [REDACTED]%). |  |  |  |  | Reviewer Comment (2025-12-26): Client elects to waive. |  |  | 12/26/2025 | 2 | B | B | B | B | B | B | B | B | B | B |  | FL | Primary | Refinance - Rate/Term | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | B | B | A | A | B | B | A | A | Non QM | Non QM | Yes |
| 224731229 |  |  |  | 35306326 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2026-02-02): Waived DTI per client email <br> [REDACTED]<br>Reviewer Comment (2026-01-07): DTI is based on the qualification used for an interest only loan.<br>Seller Comment (2026-01-07): Comment from [REDACTED] ([REDACTED]): Please see attached. Can you confirm if the attached re-run Mavent report, 1003/1008 and AUS showing Approve/Ineligible are sufficient to clear condition. | 02/02/2026 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | CA | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation | C | B | C | B | C | B | A | A | Non QM | Non QM | Yes |
| 224731229 |  |  |  | 35306340 |  |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  | Provide final title policy. |  |  |  | Reviewer Comment (2026-01-07): Document Received, Exception Cleared | 01/07/2026 |  |  | 1 | A | A | A | A | A | A | A | A | A | A |  | CA | Primary | Purchase |  | C | B | C | B | C | B | A | A | Non QM | Non QM | No |
| 224731229 |  |  |  | 35306347 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | Preliminary title policy amount is not provided. |  |  |  | Reviewer Comment (2026-01-07): Document Received, Exception Cleared<br>Seller Comment (2026-01-07): Comment from [REDACTED] ([REDACTED]): Please see attached. | 01/07/2026 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | CA | Primary | Purchase |  | C | B | C | B | C | B | A | A | Non QM | Non QM | No |
| 224731229 |  |  |  | 35306352 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2026-01-06): Received Insurance Verification, Tax Verification and HOA docs. Exception cleared.<br>Seller Comment (2026-01-05): Comment from [REDACTED] ([REDACTED]): Please see attached. | 01/06/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Purchase |  | C | B | C | B | C | B | A | A | Non QM | Non QM | No |
| 224731229 |  |  |  | 35306376 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Qualification Method not Matching ATR | Ability to Repay (Dodd-Frank 2014): The Qualification Method used by the lender does not match the ATR payment calculation methods under 1026.43(c)(5). |  |  |  |  | Reviewer Comment (2026-01-07): updated qual method<br>Seller Comment (2026-01-07): Comment from [REDACTED] ([REDACTED]): Please see attached. I've removed the ATR QM designation. Can you confirm if the attached re-run Mavent report, 1003/1008 and AUS showing Approve/Ineligible are sufficient to clear . | 01/07/2026 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | CA | Primary | Purchase |  | C | B | C | B | C | B | A | A | Non QM | Non QM | No |
| 224731229 |  |  |  | 35306377 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Non QM DTI moderately exceeds Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the 1026.43(c)(5) of [REDACTED]% moderately exceeds the guideline maximum of [REDACTED]%. (DTI Exception is eligible to be regraded with compensating factors.) |  |  |  |  | Reviewer Comment (2026-01-07): updated qual method<br>Reviewer Comment (2026-01-07): DTI is based on the qualification used for an interest only loan.<br>Seller Comment (2026-01-07): Comment from [REDACTED] ([REDACTED]): Please see attached. attached are our income calculations supporting $ [REDACTED] total income and 49.49% DTI. Please send an itemization of your income calculations and/or how you arrived at 53.39% DTI. Thank you | 01/07/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Purchase |  | C | B | C | B | C | B | A | A | Non QM | Non QM | No |
| 224731229 |  |  |  | 35357561 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General ATR Provision Investor and Non QM DTIs match and both moderately exceed Guidelines | Ability to Repay (Dodd-Frank 2014): The DTI calculated in accordance with the Lenders Guidelines and 1026.43(c)(5) of [REDACTED]% moderately exceeds the guideline maximum of [REDACTED]%. (DTI Exception is eligible to be regraded with compensating factors.) |  | Borrower has been employed in the same industry for more than [REDACTED] years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than [REDACTED] years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [REDACTED]% and $[REDACTED].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [REDACTED]%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [REDACTED]%.<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points.<br>The representative FICO score is above [REDACTED]. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-02): Client accepts, waived and downgraded per email dated [REDACTED]<br>Reviewer Comment (2026-01-21): Loan is interest only qualifying payment is fully amortized payment at the greater of the fully indexed rate or the note rate, to repay the loan over the remaining term after the I/O period.<br>Seller Comment (2026-01-13): Comment from [REDACTED] ([REDACTED]): Please see attached DTI Calculations showing DTI is 46.11. $ [REDACTED] total expense / $[REDACTED] <br> [REDACTED] = 46.11% DTI. Please advise the calculation details as to where the 53.39 DTI came from. Thank you |  |  | 02/02/2026 | 2 |  | B |  | B |  | B |  | B |  | B |  | CA | Primary | Purchase |  | C | B | C | B | C | B | A | A | Non QM | Non QM | No |
| 224731229 |  |  |  | 35729253 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. | Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. | DTI exception | Borrower has been employed in the same industry for more than [REDACTED] years.<br>Borrower has verified disposable income of at least $[REDACTED].<br>Borrower has worked in the same position for more than [REDACTED] years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [REDACTED]% and $[REDACTED].<br>The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [REDACTED]%.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [REDACTED]%.<br>The representative FICO score exceeds the guideline minimum by at least [REDACTED] points.<br>The representative FICO score is above [REDACTED].<br>The Loan to Value (LTV) on the loan is less than or equal to [REDACTED]%. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | Reviewer Comment (2026-02-05): Waived by client, per prior waiver |  |  | 02/05/2026 | 2 |  | B |  | B |  | B |  | B |  | B |  | CA | Primary | Purchase |  | C | B | C | B | C | B | A | A | Non QM | Non QM | No |
| 224731232 |  |  |  | 35304545 |  |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  |  |  |  |  |  | 01/06/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CO | Investment | Purchase |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224731263 |  |  |  | 35305893 |  |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  |  |  |  |  | Reviewer Comment (2026-01-06): Guidelines confirmed.<br>Buyer Comment (2026-01-05): Comment from [REDACTED] ([REDACTED]): Product is EDGE Expanded Non-QM, minimum DSCR to .75, please revisit. | 01/06/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | IN | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224731264 |  |  |  | 35305185 |  |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  |  |  |  |  |  | 01/12/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | VA | Primary | Purchase |  | C | A | C | A | A | A | A | A | Non QM | Non QM | No |
| 224734062 |  |  |  | 35311593 |  |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value. Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | Reviewer Comment (2026-03-03): EV2<br>Reviewer Comment (2026-01-05): Remains EV2, informational.<br>Seller Comment (2026-01-05): Comment from [REDACTED] ([REDACTED]): Appraisal, CDA and Field/Desk review - opinion of value is acceptable |  |  | 03/03/2026 | 2 | A | A | A | A | A | A | A | A | B | B |  | KY | Investment | Purchase |  | B | B | A | A |  |  | B | B |  | N/A | No |
| 224734096 |  |  |  | 35310053 |  |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Insufficient funds to close and reserves, as the final 1003 reflects [REDACTED] #[REDACTED] with a balance of $[REDACTED]; however, no supporting documentation has been provided. |  |  |  | Reviewer Comment (2026-01-05): Received D1C Asset Verification Report, exception cleared.<br>Seller Comment (2026-01-02): Comment from [REDACTED] ([REDACTED]): Amex Statements | 01/05/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Purchase |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224734096 |  |  |  | 35310062 |  |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2026-01-06): Received E-Sign Consent Agreement. Exception cleared.<br>Seller Comment (2026-01-02): Comment from [REDACTED] ([REDACTED]): Econsent | 01/06/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Purchase |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224734096 |  |  |  | 35310084 |  |  | Credit | Documents | Missing Document | Documents | File does not contain documentation from lender/seller confirming the condo is warrantable. |  |  |  |  |  | Reviewer Comment (2026-01-06): Received in trailing docs.<br>Seller Comment (2026-01-02): Comment from [REDACTED] ([REDACTED]): Condo PUD Warranty | 01/06/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Purchase |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224734096 |  |  |  | 35310098 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | Insufficient funds to close and reserves, as the final 1003 reflects [REDACTED] #[REDACTED]with a balance of $[REDACTED]; however, no supporting documentation has been provided. |  |  |  | Reviewer Comment (2026-01-05): Received D1C Asset Verification Report, exception cleared.<br>Seller Comment (2026-01-02): Comment from [REDACTED] ([REDACTED]): Amex Statements | 01/05/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Purchase |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224734107 |  |  |  | 35321528 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  |  | 01/07/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | SC | Investment | Refinance - Cash-out - Other |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224736396 |  |  |  | 35311949 |  |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | Reviewer Comment (2026-02-05): Document Received, Exception Cleared | 02/05/2026 |  |  | 1 | A | A | A | A | A | A | A | A | A | A |  | FL | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224736396 |  |  |  | 35311955 |  |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | Reviewer Comment (2026-02-05): Document Received, Exception Cleared<br>Seller Comment (2026-02-05): Comment from [REDACTED] ([REDACTED]): Title policy | 02/05/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224736398 |  |  |  | 35313718 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | Title Policy Coverage is less than Original Loan Amount |  |  |  | Reviewer Comment (2026-01-06): Received in trailing documents.<br>Seller Comment (2026-01-02): Comment from<br> [REDACTED] ([REDACTED]): Title Supplement | 01/06/2026 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | CA | Investment | Purchase |  | B | A | B | A | A | A | A | A | N/A | N/A | No |
| 224736407 |  |  |  | 35315863 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver Test | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. | Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. |  |  |  | Reviewer Comment (2026-01-08): [REDACTED] received initial CD.<br>Seller Comment (2026-01-07): Comment from [REDACTED] ([REDACTED]): CD | 01/08/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Purchase | No Defined Cure | C | A | A | A | C | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224736451 |  |  |  | 35315752 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2026-01-07): Document Received, Exception Cleared<br>Seller Comment (2026-01-07): Comment from [REDACTED] ([REDACTED]): Approval | 01/07/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CO | Investment | Purchase |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224737692 |  |  |  | 35317566 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2026-01-11): Received in trailing documents.<br>Seller Comment (2026-01-09): Comment from [REDACTED] ([REDACTED]): Updated title commitment | 01/11/2026 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | AZ | Investment | Refinance - Rate/Term |  | B | A | B | A |  |  | A | A |  | N/A | No |
| 224737692 |  |  |  | 35349173 |  |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Rider - Other not provided |  | Missing required prepay rider |  |  |  | Reviewer Comment (2026-01-08): Received Rider - Prepayment, exception cleared.<br>Seller Comment (2026-01-07): Comment from [REDACTED] ([REDACTED]): Recorded SI with prepay rider and Note with prepay addendum | 01/08/2026 |  |  | 1 |  | A |  | A |  | A |  | A |  | A |  | AZ | Investment | Refinance - Rate/Term |  | B | A | B | A |  |  | A | A |  | N/A | No |
| 224737772 |  |  |  | 35319197 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED] exceeds tolerance of $[REDACTED] plus [REDACTED]% or $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2025-12-30): Sufficient Cure Provided At Closing |  | 12/30/2025 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | NV | Primary | Purchase | Final CD evidences Cure | B | A | A | A | A | A | B | A | Non QM | Non QM | Yes |
| 224737772 |  |  |  | 35319230 |  |  | Property | Property - Appraisal | Appraisal Reconciliation | Property - Appraisal | Appraisal is required to be in name of Lender |  |  |  |  |  | Reviewer Comment (2026-01-07): Wholesale transaction.<br>Buyer Comment (2026-01-06): Comment from <br> [REDACTED] ([REDACTED]): See Doc ID# 0237 - Appraisal in the name of (REDACTED) | 01/07/2026 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | NV | Primary | Purchase |  | B | A | A | A | A | A | B | A | Non QM | Non QM | No |
| 224740031 |  |  |  | 35329965 |  |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA Rescission - Disbursement Date Less than 3 Business Days From Transaction Date | Truth in Lending Act: Subject loan transaction disbursed on [REDACTED], prior to three (3) business days from transaction date of [REDACTED]. |  |  |  |  |  | 01/22/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Primary | Refinance - Rate/Term | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 224740031 |  |  |  | 35329988 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). |  |  |  |  |  | 01/06/2026 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | CA | Primary | Refinance - Rate/Term | Lender to provide updated ATR/QM status | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 224740031 |  |  |  | 35352612 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). |  |  |  |  |  |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | CA | Primary | Refinance - Rate/Term |  | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224740033 |  |  |  | 35334763 |  |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Properly Executed by all persons vested on title) | [REDACTED] Constitution Section 50(a)(6): Acknowledgment of the Fair Market Value not properly executed. |  |  |  |  |  | 01/07/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents and obtain an executed copy; OR, (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. | D | B | C | A | D | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224740033 |  |  |  | 35334764 |  |  | Compliance | Compliance | State Compliance | State Defect | (TX50(a)(6)) Texas Cash-out Loan (Acknowledgment of Fair Market Value Disclosure Not Signed by the Lender) | [REDACTED] Constitution Section 50(a)(6): Acknowledgment of the Fair Market Value not properly executed by the Lender. |  |  |  |  |  | 01/07/2026 |  |  | 1 | C | A | C | A | C | A | C | A | D | A |  | TX | Primary | Refinance - Cash-out - Other | To Remediate: the lender or holder may either: (1) Deliver to the borrower the required disclosure documents, (AFMV signed by the lender), and obtain an executed copy; OR (2) refund or credit the borrower $1,000 and offer the borrower the right to refinance the extension of credit for the remaining term of the loan at no cost to the borrower on the same terms, including interest, as the original extension of credit with any modifications necessary to comply with this section or on terms on which the borrower and the lender or holder otherwise agree. Letter of explanation and proof of delivery of cure documents required, and, if cured with refund or credit, copy of refund check or evidence of principal reduction also required. | D | B | C | A | D | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224740033 |  |  |  | 35334765 |  |  | Compliance | Compliance | Federal Compliance | TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form | TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance (Circuit 2, 5, 7, 8, 9, 10 or DC) | Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a refinancing by the same creditor. The H-8 form was used, the H-9 form should have been used. |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form | D | B | C | A | D | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224740033 |  |  |  | 35334772 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Initial Closing Disclosure Timing without Waiver Test | TILA-RESPA Integrated Disclosure: Closing Disclosure not provided to Borrower(s) at least three (3) business days prior to closing. |  |  |  |  |  | 01/07/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Refinance - Cash-out - Other | No Defined Cure | D | B | C | A | D | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224740033 |  |  |  | 35336341 |  |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  |  |  |  |  |  | 01/07/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Primary | Refinance - Cash-out - Other |  | D | B | C | A | D | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224740033 |  |  |  | 35336387 |  |  | Compliance | Compliance | State Compliance | Misc. State Level | (TX50(a)(6)) Texas Cash-out Loan (T-42 Endorsement Not Obtained) | [REDACTED] Constitution Section 50(a)(6): Acceptable FNMA title insurance endorsements not obtained for home equity loan. Although the loan file contains the T-42 Endorsement, there is no evidence the Title Policy includes the Texas T-42.1 endorsement. (The loan is a [REDACTED]Section 50 (a)(6) home equity loan.) |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | TX | Primary | Refinance - Cash-out - Other | The endorsements would be required at the time of original title policy issuance, there is not an obvious remediation | D | B | C | A | D | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224740061 |  |  |  | 35323579 |  |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. |  |  |  |  |  | Reviewer Comment (2026-01-07): Document Received, Exception Cleared<br>Seller Comment (2026-01-07): Comment from [REDACTED] ([REDACTED]): Updated HOI policy | 01/07/2026 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | AZ | Investment | Refinance - Rate/Term |  | D | A | D | A |  |  | A | A |  | N/A | No |
| 224740061 |  |  |  | 35323623 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | Reviewer Comment (2026-01-08): Received Title Commitment, exception cleared.<br>Seller Comment (2026-01-07): Comment from [REDACTED] ([REDACTED]): Updated Title Commitment | 01/08/2026 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | AZ | Investment | Refinance - Rate/Term |  | D | A | D | A |  |  | A | A |  | N/A | No |
| 224740061 |  |  |  | 35323639 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note Addendum - Prepayment not provided |  |  |  |  |  | Reviewer Comment (2026-01-07): Document Received, Exception Cleared<br>Seller Comment (2026-01-07): Comment from [REDACTED] ([REDACTED]): Note Addendum | 01/07/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | AZ | Investment | Refinance - Rate/Term |  | D | A | D | A |  |  | A | A |  | N/A | Yes |
| 224740061 |  |  |  | 35324692 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | Provide satisfactory Verification of Mortgage for subject property from [REDACTED] |  |  |  | Reviewer Comment (2026-01-12): Received Credit Supplement, exception cleared.<br>Seller Comment (2026-01-09): Comment from [REDACTED] ([REDACTED]): Credit Supplement with 12 months history for both subject property and primary<br>Reviewer Comment (2026-01-08): Per guidelines: Investment transaction - satisfactory 12-month housing history is required for the primary residence and subject property (if refinance).The rating may come from the credit report, institutional VOR/VOM, bank statements, canceled checks, or equivalent documentation. Missing a satisfactory 12 months housing for both subject property and primary residence. Exception remains.<br>Seller Comment (2026-01-07): Comment from [REDACTED] ([REDACTED]): VOM for subject property | 01/12/2026 |  |  | 1 | C | A | C | A | C | A | C | A | D | A |  | AZ | Investment | Refinance - Rate/Term |  | D | A | D | A |  |  | A | A |  | N/A | No |
| 224740061 |  |  |  | 35324843 |  |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  |  |  |  |  | Reviewer Comment (2026-01-08): Received Lease Agreement, exception cleared.<br>Seller Comment (2026-01-07): Comment from [REDACTED] ([REDACTED]): Lease Agreement for subject property | 01/08/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | AZ | Investment | Refinance - Rate/Term |  | D | A | D | A |  |  | A | A |  | N/A | No |
| 224740096 |  |  |  | 35328683 |  |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  |  |  |  |  |  | 01/28/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MN | Investment | Purchase |  | C | B | C | A | B | B | A | A | N/A | N/A | No |
| 224740096 |  |  |  | 35330074 |  |  | Compliance | Compliance | State Compliance | Misc. State Level | Minnesota Residential Mortgage Originator and Servicer Licensing Act (Ability to Repay not Verified) | [REDACTED] Residential Mortgage Originator and Servicer Licensing Act Borrower's ability to repay not verified with reliable documentation. |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | MN | Investment | Purchase |  | C | B | C | A | B | B | A | A | N/A | N/A | No |
| 224740096 |  |  |  | 35345293 |  |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  |  |  |  |  |  | 01/22/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MN | Investment | Purchase |  | C | B | C | A | B | B | A | A | N/A | N/A | No |
| 224740096 |  |  |  | 35345322 |  |  | Credit | Documents | Missing Document | Documents | File does not contain documentation from lender/seller confirming the condo is warrantable. |  |  |  |  |  |  | 01/28/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MN | Investment | Purchase |  | C | B | C | A | B | B | A | A | N/A | N/A | No |
| 224740105 |  |  |  | 35325776 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Investment | Purchase |  | C | B | C | B | A | A | A | A | N/A | N/A | No |
| 224740105 |  |  |  | 35325796 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: Investor qualifying total debt ratio discrepancy. |  | The DTI of [REDACTED]% exceeds program guidelines of [REDACTED]%. |  |  |  | Reviewer Comment (2026-01-13): Updated input for qualifying income<br>Seller Comment (2026-01-09): Comment from [REDACTED] ([REDACTED]): Please provide a detailed breakdown. Thank you! | 01/13/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Investment | Purchase |  | C | B | C | B | A | A | A | A | N/A | N/A | No |
| 224753230 |  |  |  | 35339196 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026) |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | VA | Second Home | Purchase |  | C | B | B | B | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224753230 |  |  |  | 35339276 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. $[REDACTED]over legal limit. Insufficient or no cure was provided to the borrower. | Zero Percent Fee Tolerance exceeded for Transfer Tax. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. $[REDACTED]over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  | Reviewer Comment (2026-01-27): [REDACTED] received Corrected PCCD, Letter of Explanation, Proof of Delivery and Copy of Refund Check resulting in a cured the exception.<br>Buyer Comment (2026-01-23): Comment from [REDACTED] ([REDACTED]): Hello, Packet is now showing as shipped.<br>Reviewer Comment (2026-01-22): [REDACTED] received PCCD, LOE and copy of refund check. FedEx tracking indicates label has been created, but package has not been shipped. Proof of mailing required to cure.<br>Seller Comment (2026-01-21): Comment from [REDACTED] ([REDACTED]): Cure Packet to be shipped soon. |  | 01/27/2026 |  | 2 | C | B | C | B | C | B | C | B | C | B |  | VA | Second Home | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | B | B | B | C | B | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224753297 |  |  |  | 35337258 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR) |  |  |  | Reviewer Comment (2026-01-06): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2026-01-06): Comment from [REDACTED] ([REDACTED]): Please re-state/re-test to Higher Priced QM. Thank you! | 01/06/2026 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | FL | Primary | Purchase | Lender to provide updated ATR/QM status | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 224753297 |  |  |  | 35352302 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | Loan Designation restated. Compliance testing updated. |  |  |  |  |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | FL | Primary | Purchase |  | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224753298 |  |  |  | 35337601 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Credit Report Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  |  |  | 01/02/2026 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | MA | Primary | Purchase | Final CD evidences Cure | A | A | A | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | Yes |
| 224753300 |  |  |  | 35336050 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2026-01-06): Received in trailing documents.<br>Seller Comment (2026-01-06): Comment from <br> [REDACTED] ([REDACTED]): ATTACHED | 01/06/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224758917 |  |  |  | 35339520 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Ten Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Ten Percent Fee Tolerance exceeded. Total amount of $[REDACTED] exceeds tolerance of $[REDACTED] plus [REDACTED]% or $[REDACTED] . Sufficient or excess cure was provided to the borrower at Closing. |  |  |  |  | Reviewer Comment (2026-01-02): Sufficient Cure Provided At Closing |  | 01/02/2026 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | AZ | Primary | Refinance - Cash-out - Other | Final CD evidences Cure | A | A | A | A | A | A | A | A | Exempt from ATR | Exempt from ATR | Yes |
| 224763207 |  |  |  | 35361220 |  |  | Credit | Missing Document | General | Missing Document | Missing Document: Vacation Rental Website Listing not provided |  | Per Investor: Short-term rentals (STRs) must not be prohibited by the city, county, or HOA, nor subject to a waitlist due to permit or license caps. Documentation not provided. |  |  |  | Reviewer Comment (2026-01-14): Received Vacation Rental Income, exception cleared.<br>Seller Comment (2026-01-14): Comment from [REDACTED] ([REDACTED]): STR | 01/14/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224763215 |  |  |  | 35344829 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  | Reviewer Comment (2026-01-09): Document Received, Exception Cleared<br>Seller Comment (2026-01-09): Comment from [REDACTED] ([REDACTED] Affinity): emd | 01/09/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NJ | Investment | Purchase |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224765065 |  |  |  | 35345117 |  |  | Credit | Disclosure | Missing Document | Disclosure | E-sign Consent Agreement is missing. |  |  |  |  |  | Reviewer Comment (2026-01-09): Received E-Sign Consent Agreement, exception cleared.<br>Seller Comment (2026-01-08): Comment from [REDACTED] ([REDACTED]): econsent | 01/09/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NJ | Primary | Refinance - Cash-out - Other |  | C | A | C | A | A | A | A | A | Non QM | Non QM | No |
| 224765065 |  |  |  | 35345137 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2026-01-12): Document Received, Exception Cleared<br>Seller Comment (2026-01-12): Comment from [REDACTED] ([REDACTED]): approval cert<br>Reviewer Comment (2026-01-09): Received 1008, However required Approval. Exception Remains<br>Seller Comment (2026-01-08): Comment from [REDACTED] ([REDACTED]): 1008 | 01/12/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NJ | Primary | Refinance - Cash-out - Other |  | C | A | C | A | A | A | A | A | Non QM | Non QM | No |
| 224765118 |  |  |  | 35340875 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | Approval is missing in the file. |  |  |  | Reviewer Comment (2026-01-08): Document Received, Exception Cleared<br>Seller Comment (2026-01-08): Comment from [REDACTED] ([REDACTED]): Please see UW Decision | 01/08/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Refinance - Cash-out - Other |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224765118 |  |  |  | 35340884 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | QM Points and Fees 2021 | Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of [REDACTED]% is in excess of the allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an allowable total of $[REDACTED] (an overage of $[REDACTED] or .[REDACTED]%). |  |  |  |  | Reviewer Comment (2026-01-09): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2026-01-09): Comment from [REDACTED] ([REDACTED]): Please retest to Non QM | 01/09/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Refinance - Cash-out - Other |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224765118 |  |  |  | 35340887 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. | Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. |  |  |  | Reviewer Comment (2026-01-09): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2026-01-09): Comment from [REDACTED] ([REDACTED]): Please retest to Non QM | 01/09/2026 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | FL | Primary | Refinance - Cash-out - Other | Lender to provide updated ATR/QM status | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224765118 |  |  |  | 35391432 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an investor allowable total of $[REDACTED] (an overage of $[REDACTED] or .[REDACTED]%). |  |  |  |  | Reviewer Comment (2026-01-09): Client elects to waive. |  |  | 01/09/2026 | 2 |  | B |  | B |  | B |  | B |  | B |  | FL | Primary | Refinance - Cash-out - Other | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | Yes |
| 224765118 |  |  |  | 35391433 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - General Ability to Repay | Ability to Repay (Dodd-Frank 2014): The initial Loan Designation provided did not match. However, the updated Loan Designation of Non QM matches the Due Diligence Loan Designation of Non QM. | Loan Designation restated. Compliance testing updated. |  |  |  |  |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | FL | Primary | Refinance - Cash-out - Other |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Non QM | No |
| 224765179 |  |  |  | 35340836 |  |  | Compliance | Compliance | Federal Compliance | TRID | TRID Zero Percent Tolerance Violation With Sufficient Cure Provided At Closing | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Second Appraisal Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. Sufficient or excess cure was provided to the borrower at Closing. | Second Appraisal Fee was last disclosed as $[REDACTED] on the Loan Estimate, but was disclosed as $[REDACTED]on the Final Closing Disclosure. No valid COC was provided for this change, nor evidence of cure. Provide a post close CD disclosing the tolerance violation of $[REDACTED], a copy of the refund check, proof of delivery, and a copy of the LOE to the borrower disclosing the changes made. |  |  |  | Reviewer Comment (2026-01-05): Sufficient Cure Provided At Closing |  | 01/05/2026 |  | 1 | A | A | A | A | A | A | A | A | A | A |  | FL | Primary | Purchase | Final CD evidences Cure | C | A | C | A | C | A | A | A | Non QM | Non QM | Yes |
| 224765179 |  |  |  | 35340841 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  | Reviewer Comment (2026-01-14): Updated with documentation | 01/14/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Purchase |  | C | A | C | A | C | A | A | A | Non QM | Non QM | No |
| 224765179 |  |  |  | 35341015 |  |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | Qualifying Assets for Closing of $[REDACTED] is less than Cash From Borrower $[REDACTED]. Closing is insufficient to cover Cash From Borrower. |  |  |  | Reviewer Comment (2026-01-15): updated<br>Buyer Comment (2026-01-12): Comment from (REDACTED)j ([REDACTED]): 01/12 AD: The borrower has $[REDACTED] in (REDACTED) checking account x[REDACTED]. The borrower also received $[REDACTED] in net p(REDACTED)eeds from [REDACTED]<br>$[REDACTED] + $[REDACTED] = $[REDACTED] in total documented assets. <br>Total Funds from Borrower per Closing Disclosure on file: $[REDACTED]<br> Total Reserves Required: 6 months for loan amounts under $[REDACTED]. ($[REDACTED]).<br>$[REDACTED] + [REDACTED] = $[REDACTED] in total funds to close + reserves.<br>(REDACTED) appears to have covered all ATR requirements on this loan. | 01/15/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Purchase |  | C | A | C | A | C | A | A | A | Non QM | Non QM | No |
| 224765179 |  |  |  | 35341041 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - ATR Risk | Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. |  |  |  |  | Reviewer Comment (2026-01-15): updated with assets | 01/15/2026 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | FL | Primary | Purchase | Lender to provide updated ATR/QM Loan Designation | C | A | C | A | C | A | A | A | Non QM | Non QM | Yes |
| 224765179 |  |  |  | 35341042 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | General Ability To Repay Provision Investor Guidelines | Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. | ATR risk due to excessive DTI. This exception will be cleared when all ATR related exceptions cleared. |  |  |  | Reviewer Comment (2026-01-15): updated with assets | 01/15/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Primary | Purchase |  | C | A | C | A | C | A | A | A | Non QM | Non QM | No |
| 224773440 |  |  |  | 35347237 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  |  | 01/22/2026 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | VA | Primary | Refinance - Cash-out - Other |  | B | A | B | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224773440 |  |  |  | 35347238 |  |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  |  | 01/22/2026 |  |  | 1 | A | A | A | A | A | A | A | A | A | A |  | VA | Primary | Refinance - Cash-out - Other |  | B | A | B | A | A | A | A | A | Safe Harbor QM (APOR) | Safe Harbor QM (APOR) | No |
| 224780672 |  |  |  | 35358235 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | Proposed insured amount is less than final loan amount. Please provide final policy with coverage equal to the loan amount. |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026) |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | TX | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224780678 |  |  |  | 35466467 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026) |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | PA | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224780681 |  |  |  | 35362324 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026) |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | PA | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224780692 |  |  |  | 35354789 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026) |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | IA | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224780712 |  |  |  | 35361094 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026) |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | PA | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224780712 |  |  |  | 35448392 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Please provide evidence that the 2 state tax liens on the back ground check were satisfied/ released. The two state tax liens are 1) $[REDACTED] filed [REDACTED] and 2) $[REDACTED] filed [REDACTED]. |  |  |  | Reviewer Comment (2026-01-14): Trailing docs confirm guidelines have been met and the lien over 10K was satisfied.<br>Seller Comment (2026-01-14): See attached documents: copy of letter from PA dept of Revenue $[REDACTED] w/ confirmation # & Bank Stmt [REDACTED] #[REDACTED] $[REDACTED] W/D 5/20/25 With Commonwealth of PA<br> Also, the the lien in the amount of $[REDACTED] is under $[REDACTED] , so it is acceptable<br>Seller Comment (2026-01-14): See attached documents: copy of letter from PA dept of Revenue $[REDACTED] w/ confirmation # & Bank Stmt Wells Fargo #[REDACTED] $[REDACTED] W/D [REDACTED] With Commonwealth of PA<br> Also, the the lien in the amount of $[REDACTED] is under $[REDACTED]k, so it is acceptable | 01/14/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | PA | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224780790 |  |  |  | 35362272 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026) |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | GA | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224780790 |  |  |  | 35479863 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Please provide the corporate resolution authorizing [REDACTED] to sign the note and other docs on behalf of the borrowing entity. |  |  |  | Reviewer Comment (2026-01-16): Included in trailing documents<br>Seller Comment (2026-01-15): Resolution uploaded | 01/16/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | GA | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224780864 |  |  |  | 35466909 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026) |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | OH | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224780865 |  |  |  | 35467434 |  |  | Credit | Credit | Credit Documentation | Credit | OFAC was not checked and required per guidelines. |  |  |  |  |  | Reviewer Comment (2026-01-26): Included in trailing documents<br>Seller Comment (2026-01-23): OFAC for (REDACTED) is attached | 01/26/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | PA | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224780923 |  |  |  | 35467483 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026) |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | OH | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224780925 |  |  |  | 35357100 |  |  | Compliance | Compliance | State Compliance | State Defect | North Dakota Prepayment Penalty | [REDACTED] Prepayment Penalty: Loan contains prepayment penalty which was not disclosed separately to the borrower. |  |  |  |  | Reviewer Comment (2026-01-14): Prepayment penalty terms disclosed fully in Note. Exception cleared.<br>Seller Comment (2026-01-13): A separate disclosure is not required. If a PPP applies, the language is disclosed in our Note. Can you send the North Dakota statute you are referencing for the request?<br>Reviewer Comment (2026-01-09): Moved to [REDACTED] for consideration. | 01/14/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | ND | Investment | Refinance - Cash-out - Other |  | A | A | A | A |  |  | A | A |  | N/A | No |
| 224780926 |  |  |  | 35481401 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026) |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | WA | Investment | Refinance - Rate/Term |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224780935 |  |  |  | 35467373 |  |  | Compliance | Compliance | State Compliance | State Late Charge | Maryland Late Charge Grace Period Testing | [REDACTED] Late Charge: Note grace period of 10 days is less than the state minimum of 15 days. |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | MD | Investment | Refinance - Cash-out - Other |  | A | A | A | A |  |  | A | A |  | N/A | No |
| 224781430 |  |  |  | 35361929 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least [REDACTED] months.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least [REDACTED]% and $[REDACTED]. |  | SitusAMC<br>SitusAMC | Reviewer Comment (2026-01-26): (REDACTED) credit exception approval based on 2 or more compensating factors meeting client criteria.<br>Buyer Comment (2026-01-23): Comment from [REDACTED] ([REDACTED]): Please waive/downgrade per NM/(REDACTED) matrix with comp factor: Reserves of 48 months is > 6 months above program minimum of 6 months. Also FICO score of [REDACTED] is 20 points greater than program minimum of 700. Thank you!<br>Reviewer Comment (2026-01-14): Received BP Certificate executed post-consummation. Moved to buyer queue for approval and downgrade consideration.<br>Seller Comment (2026-01-14): Comment from [REDACTED] ([REDACTED]): Business Purpose Certificate |  |  | 01/26/2026 | 2 | C | B | C | B | C | B | C | B | C | B |  | VA | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224781536 |  |  |  | 35356921 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  |  | Borrower has been employed in the same industry for more than 5 years.<br>Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the guideline required amount by the equivalent of 4 months PITIA or more.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC |  | 02/03/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MO | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224781536 |  |  |  | 35357003 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). |  |  |  |  |  | 01/14/2026 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | MO | Primary | Purchase | Lender to provide updated ATR/QM status | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 224781536 |  |  |  | 35357007 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Electronic Document Delivery Fee. Fee Amount of $[REDACTED]exceeds tolerance of $[REDACTED]. $[REDACTED]over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  |  |  | 01/21/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MO | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 224781536 |  |  |  | 35357008 |  |  | Compliance | Compliance | Federal Compliance | TRID Defect | TRID Zero Percent Tolerance Violation Without Sufficient Cure Provided | TILA-RESPA Integrated Disclosure: Zero Percent Fee Tolerance exceeded for Title - Recording Service Fee. Fee Amount of $[REDACTED] exceeds tolerance of $[REDACTED]. $[REDACTED] over legal limit. Insufficient or no cure was provided to the borrower. |  |  |  |  |  | 01/21/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MO | Primary | Purchase | Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 224781536 |  |  |  | 35478403 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). |  |  |  |  |  |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | MO | Primary | Purchase |  | C | B | C | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224790975 |  |  |  | 35369570 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | The Title Policy Amount of $[REDACTED] is less than the note amount of $[REDACTED] based on the Commitment in file. The closing instructions show the correct amount of $[REDACTED], please override. |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026) |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | MI | Investment | Refinance - Rate/Term |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224853087 |  |  |  | 35393114 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2026-01-15): Document Received, Exception Cleared<br>Seller Comment (2026-01-15): Comment from [REDACTED] ([REDACTED]): Approval | 01/15/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Investment | Refinance - Rate/Term |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224853153 |  |  |  | 35393805 |  |  | Property | Property - Appraisal | Appraisal Data Integrity | Property - Appraisal | The loan is to be securitized and the appraisal certification was not included in the provided valuation. Securitization valuations are required to be FIRREA/USPAP compliant. |  |  |  |  |  | Reviewer Comment (2026-01-22): Received in trailing documents.<br>Seller Comment (2026-01-13): Comment from (REDACTED) ([REDACTED] (REDACTED)): appraisal | 01/22/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NJ | Investment | Refinance - Cash-out - Other |  | C | A | C | A | A | A | C | A | N/A | N/A | No |
| 224853153 |  |  |  | 35393807 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | The file is missing a copy of the insurance verification for REO, [REDACTED]. |  |  |  | Reviewer Comment (2026-01-13): Received Hazard Insurance, exception cleared.<br>Seller Comment (2026-01-13): Comment from (REDACTED) ([REDACTED] (REDACTED)): HOI | 01/13/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | NJ | Investment | Refinance - Cash-out - Other |  | C | A | C | A | A | A | C | A | N/A | N/A | No |
| 224853154 |  |  |  | 35392568 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026) |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | MO | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 224853157 |  |  |  | 35447063 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  | Provide newly opened HELOC account statement. |  |  |  | Reviewer Comment (2026-01-16): Received Mortgage statement for HELOC account. Exception cleared.<br>Seller Comment (2026-01-15): Comment from [REDACTED] ([REDACTED]): Heloc info | 01/16/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | AZ | Second Home | Purchase |  | C | A | C | A | A | A | A | A | Non QM | Non QM | No |
| 224853190 |  |  |  | 35448034 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Subject property is classified as Rural. Client consideration and approval required. |  |  |  | Reviewer Comment (2026-01-21): Meets client requirements.<br>Buyer Comment (2026-01-19): Comment from [REDACTED] ([REDACTED]): 1/19 AMB: Please note that the subject property is rural but is not considered agricultural. Rural properties are not considered ineligible whereas agricultural properties are. There is no indication that the subject property is being used for agricultural purposes, and the appraisal indicates that the property is still nearby schools, employment, shopping, and other residential areas. | 01/21/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224872862 |  |  |  | 35467851 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | Reviewer Comment (2026-01-22): Received in trailing documents.<br>Seller Comment (2026-01-22): Comment from [REDACTED] ([REDACTED]): attached | 01/22/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224872862 |  |  |  | 35467853 |  |  | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  |  |  |  |  | Reviewer Comment (2026-01-23): Received Business Purpose Certificate, exception cleared.<br>Buyer Comment (2026-01-22): Comment from [REDACTED] ([REDACTED]): Please clear. The BPC condition was cleared. Thank you! | 01/23/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | FL | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224926880 |  |  |  | 35481346 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Loan Designation Match - QM | Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). | Originator Loan Designation of Safe Harbor QM (APOR) does not match Due Diligence Loan Designation of Higher Priced QM (APOR). |  |  |  | Reviewer Comment (2026-01-16): Loan Designation restated. Compliance testing updated.<br>Buyer Comment (2026-01-15): Comment from [REDACTED] ([REDACTED]): Please re-state/re-test to Higher Priced QM. Thank you! | 01/16/2026 |  |  | 1 | B | A | C | A | B | A | C | A | B | A |  | CT | Primary | Purchase | Lender to provide updated ATR/QM status | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | Yes |
| 224926880 |  |  |  | 35503251 |  |  | Compliance | Compliance | Federal Compliance | ATR/QM Defect | Check Restated Loan Designation Match - QM / ATR | Ability to Repay / Qualified Mortgage (Dodd-Frank 2014): The initial Loan Designation provided did not match, however, the updated Loan Designation of Higher Priced QM (APOR) matches the Due Diligence Loan Designation of Higher Priced QM (APOR). | Loan Designation restated. Compliance testing updated. |  |  |  |  |  |  |  | 2 |  | A |  | B |  | B |  | B |  | A |  | CT | Primary | Purchase |  | C | B | A | A | C | B | A | A | Safe Harbor QM (APOR) | Higher Priced QM (APOR) | No |
| 224926901 |  |  |  | 35587529 |  |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | The replacement cost estimate is documented in file, however the coverage is less than that RCE and also less than the loan amount. |  |  |  | Reviewer Comment (2026-01-28): Agent attestation (Doc 0294) confirms 20% extended coverage.<br>Seller Comment (2026-01-26): Comment from [REDACTED] ([REDACTED]): 1/26 AMB: Please note that the insurance agent confirmed that the borrower's insurance policy includes 20% extended dwelling coverage. The dwelling coverage of $[REDACTED] plus the 20% increased coverage means that the total coverage is $[REDACTED]. Since the RCE confirms the cost to rebuilt is $[REDACTED], the policy provides sufficient coverage. Please see all attached documentation to confirm. | 01/28/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | ME | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224931870 |  |  |  | 35486485 |  |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided. |  |  |  |  |  | Reviewer Comment (2026-01-28): appraisal was made subject to an inspection. Inspection provided showing no issues<br>Seller Comment (2026-01-27): Comment from [REDACTED] ([REDACTED]): [REDACTED] - KJ: the appraisal was made subject to an inspection, and the attached property inspection report confirms no repairs were required. In this case, a 1004D is not required per FNMA guidance. | 01/28/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | MI | Investment | Refinance - Cash-out - Other |  | C | A | A | A |  |  | C | A |  | N/A | No |
| 224943387 |  |  |  | 35506320 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | Reviewer Comment (2026-01-22): Received in trailing documents.<br>Seller Comment (2026-01-22): Comment from [REDACTED] ([REDACTED]): Approval | 01/22/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | UT | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224943387 |  |  |  | 35506324 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | Reviewer Comment (2026-02-03): Received in trailing documents.<br>Seller Comment (2026-02-03): Comment from [REDACTED] ([REDACTED]): attached | 02/03/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | UT | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224943387 |  |  |  | 35506328 |  |  | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  |  |  |  |  | Reviewer Comment (2026-01-22): Received in trailing documents.<br>Seller Comment (2026-01-22): Comment from [REDACTED] ([REDACTED]): Cash-Out | 01/22/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | UT | Investment | Refinance - Cash-out - Other |  | C | A | C | A |  |  | A | A |  | N/A | No |
| 224943463 |  |  |  | 35501911 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026) |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | IL | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224943463 |  |  |  | 35504717 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | Investor consideration required: 5 of the 6 comparable sales provided have gross adjustments exceeding [REDACTED]% ranging from [REDACTED]% to [REDACTED]%. Comparable sales with excessive adjustments could be viewed as less reliable value indicators. |  |  |  | Reviewer Comment (2026-01-28): Client accepts.<br>Buyer Comment (2026-01-27): Comment from [REDACTED] ([REDACTED]): Please clear. Appraisal meets criteria based on comps 1+2. Comp 1 is very similar to subject and supports value. | 01/28/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | IL | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224949891 |  |  |  | 35581991 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | Reviewer Comment (2026-01-27): Received Fraud report, Exception cleared.<br>Seller Comment (2026-01-27): Comment from [REDACTED] ([REDACTED]): Please see attached document. | 01/27/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | AZ | Investment | Refinance - Cash-out - Other |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224949891 |  |  |  | 35582040 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  |  |  |  | Reviewer Comment (2026-02-06): Received in trailing docs.<br>Buyer Comment (2026-02-04): Comment from [REDACTED] ([REDACTED]): Please advise what is needed on these two addresses. [REDACTED] the 31.76 is simi annually fee converted monthly as shown on loan application. <br> [REDACTED]-[REDACTED] annually should show [REDACTED] annually =42.50 monthly as on loan application.<br>Reviewer Comment (2026-01-28): HOA Verification documents are missing for all Address:[REDACTED], Address: [REDACTED], Address: [REDACTED] as there is mismatch in the PITIA mentioned on 1003 Final, exception remains.<br>Seller Comment (2026-01-27): Comment from [REDACTED] ([REDACTED]): Please see attached documents. | 02/06/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | AZ | Investment | Refinance - Cash-out - Other |  | C | A | C | A | A | A | A | A | N/A | N/A | No |
| 224949898 |  |  |  | 35579582 |  |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | Reviewer Comment (2026-01-28): Received Business Purpose Certificate, exception cleared.<br>Seller Comment (2026-01-27): Comment from [REDACTED] ([REDACTED]): Business Purpose Certificate | 01/28/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | TX | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224949898 |  |  |  | 35579588 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026) |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | TX | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224989150 |  |  |  | 35607011 |  |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  |  | 02/09/2026 |  |  | 1 | C | A | C | A | C | A | C | A | C | A |  | CA | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224989150 |  |  |  | 35729318 |  |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 |  | B |  | B |  | B |  | B |  | B |  | CA | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 224992992 |  |  |  | 35605749 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-01-28): updated title provided<br>Seller Comment (2026-01-27): Comment from [REDACTED] ([REDACTED]): Title Commitment | 01/28/2026 |  |  | 1 | B | A | B | A | B | A | B | A | B | A |  | MI | Investment | Refinance - Cash-out - Other |  | B | A | B | A |  |  | A | A |  | N/A | No |
| 224993845 |  |  |  | 35604959 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026) |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | IL | Investment | Refinance - Rate/Term |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 225026154 |  |  |  | 35685496 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | Reviewer Comment (2026-02-25): Waive per client email (02252026) |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | MN | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 225026207 |  |  |  | 35685118 |  |  | Compliance | Compliance | State Compliance | State Late Charge | Maryland Late Charge Grace Period Testing | [REDACTED] Late Charge: Note grace period of 10 days is less than the state minimum of 15 days. |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | MD | Investment | Refinance - Rate/Term |  | A | A | A | A |  |  | A | A |  | N/A | No |
| 225026218 |  |  |  | 35707485 |  |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  |  |  |  | 02/25/2026 | 2 | B | B | B | B | B | B | B | B | B | B |  | NY | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 225026218 |  |  |  | 35720303 |  |  | Compliance | Compliance | State Compliance | State Late Charge | Note Error: Note late charge percentage exceeds maximum per state |  |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | NY | Investment | Refinance - Cash-out - Other |  | B | B | B | B |  |  | A | A |  | N/A | No |
| 225026222 |  |  |  | 35695154 |  |  | Compliance | Compliance | State Compliance | State Late Charge | Maryland Late Charge Grace Period Testing | [REDACTED] Late Charge: Note grace period of 10 days is less than the state minimum of 15 days. |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | MD | Investment | Refinance - Rate/Term |  | A | A | A | A |  |  | A | A |  | N/A | No |
| 225026258 |  |  |  | 35731331 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | The subject was acquired for $[REDACTED] [REDACTED]. The appraiser does not appear to have identified that significant improvements were made to the property since that acquisition. The appraised value of $[REDACTED] on [REDACTED] is in question as a result. | The representative FICO score exceeds the guideline minimum by at least [REDACTED] points. | High FICO | Aggregator,SitusAMC | Reviewer Comment (2026-02-12): Waived and downgraded per [REDACTED] email / sheet<br>Buyer Comment (2026-02-12): AMC - Please waive down<br>Reviewer Comment (2026-02-10): Moved to [REDACTED] for waiver and downgrade consideration. Please see seller commentary.<br>Seller Comment (2026-02-09): We funded the bridge loan and the SOW was mostly clean-up and painting. The areas with newer flooring and light fixtures are new updates. The appraiser also notes the subject prior transfer was with no public MLS indicating a potentially below market value transfer. That would support the increase in value in addition to the eight comps sales and two listings to provide support of the current value. |  |  | 02/12/2026 | 2 | C | B | C | B | C | B | C | B | C | B |  | OH | Investment | Refinance - Cash-out - Other |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 225080750 |  |  |  | 35763700 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an investor allowable total of $[REDACTED] (an overage of $[REDACTED] or .[REDACTED]%). |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | MA | Primary | Refinance - Cash-out - Other | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | B | B | A | A | B | B | A | A | Non QM | Non QM | Yes |
| 225080750 |  |  |  | 35763705 |  |  | Compliance | Compliance | State Compliance | State HPML | Massachusetts HPML Threshold Test Compliant | [REDACTED]Higher-Priced Mortgage Loan: APR on subject loan of [REDACTED]% or Final Disclosure APR of [REDACTED]% is equal to or greater than the threshold of APOR [REDACTED]% + [REDACTED]%, or [REDACTED]% Compliant Higher Priced Loan. |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | MA | Primary | Refinance - Cash-out - Other | No obvious cure | B | B | A | A | B | B | A | A | Non QM | Non QM | No |
| 225080750 |  |  |  | 35763706 |  |  | Compliance | Compliance | State Compliance | Misc. State Level | Massachusetts Mortgage Lender and Broker Regulation (Ability to Repay not Verified) | [REDACTED] Mortgage Lender and Broker Regulation: File does not contain evidence that analysis of borrower's ability to repay was performed based on verified income, obligations, assets, and/or employment using PITI payment based on fully indexed rate and fully amortizing payment, if applicable |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | MA | Primary | Refinance - Cash-out - Other |  | B | B | A | A | B | B | A | A | Non QM | Non QM | No |
| 225080751 |  |  |  | 35764155 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an investor allowable total of $[REDACTED] (an overage of $[REDACTED] or .[REDACTED]%). |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | CA | Primary | Purchase | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | C | B | C | B | B | B | A | A | Non QM | Non QM | Yes |
| 225080751 |  |  |  | 35764201 |  |  | Credit | Income / Employment | Income Documentation | Missing Document | REO Documents are missing. |  |  | Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC |  |  |  | 03/04/2026 | 2 | C | B | C | B | C | B | C | B | C | B |  | CA | Primary | Purchase |  | C | B | C | B | B | B | A | A | Non QM | Non QM | No |
| 225080752 |  |  |  | 35760674 |  |  | Compliance | Compliance | Federal Compliance | GSE | Fannie Mae 2014 - 3% Points and Fees | Fannie Mae 2014 3% Points and Fees Test. Points and Fees on subject loan of [REDACTED]% is in excess of the investor allowable maximum of [REDACTED]% of the Federal Total Loan Amount. Points and Fees total $[REDACTED] on a Federal Total Loan Amount of $[REDACTED] vs. an investor allowable total of $[REDACTED] (an overage of $[REDACTED] or .[REDACTED]%). |  |  |  |  |  |  |  |  | 2 | B | B | B | B | B | B | B | B | B | B |  | FL | Primary | Purchase | LOE, copy of check and proof of mailing/delivery. Note: Testing is optional based on deal settings. | C | B | C | B | B | B | A | A | Non QM | Non QM | Yes |
| 225080752 |  |  |  | 35761543 |  |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  |  | Borrower has verified disposable income of at least $2500.00.<br>Borrower has worked in the same position for more than 3 years.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The qualifying DTI on the loan is at least 10% less than the guideline maximum. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC |  |  |  | 03/04/2026 | 2 | C | B | C | B | C | B | C | B | C | B |  | FL | Primary | Purchase |  | C | B | C | B | B | B | A | A | Non QM | Non QM | No |
| 225080809 |  |  |  | 35765381 |  |  | Credit | Guideline | Guideline Issue | Guideline | Loan does not meet guideline requirements regarding gift funds, due to occupancy and/or borrower's own funds contribution. |  |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC |  |  |  | 03/04/2026 | 2 | C | B | C | B | C | B | C | B | C | B |  | FL | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 225080809 |  |  |  | 35766334 |  |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC |  |  |  | 03/04/2026 | 2 | C | B | C | B | C | B | C | B | C | B |  | FL | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 225080809 |  |  |  | 35766825 |  |  | Credit | Loan Package Documentation | Application / Processing | Flood | FEMA Disaster Issue: The most recent valuation inspection is dated prior to a FEMA disaster. |  |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Property inspected post disaster but pre-FEMA declaration of disaster end date. | Inspection XX/XX/24 - end date is 11/2/2024 | SitusAMC<br>SitusAMC,Aggregator |  |  |  | 03/05/2026 | 2 | C | B | C | B | C | B | C | B | C | B |  | FL | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 225080809 |  |  |  | 35766919 |  |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC |  |  |  | 03/04/2026 | 2 | C | B | C | B | C | B | C | B | C | B |  | FL | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |
| 225080809 |  |  |  | 35768698 |  |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible borrower per guidelines. |  |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC |  |  |  | 03/04/2026 | 2 | C | B | C | B | C | B | C | B | C | B |  | FL | Investment | Purchase |  | C | B | C | B |  |  | A | A |  | N/A | No |

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## Exhibit 99.4

[Nomura Asset Depositor Company, LLC ABS-15G](nomura-abs15g_031226.htm)

**Exhibit 99.4**

![](situsamclogo.jpg)

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| |
|:---|
| **Valuation Report** |
| **Run Date - 3/11/2026 9:27:28 AM** |

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| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Value for LTV** | **As-Is Value for LTV** | **LTV Value Variance Amount** | **LTV Value Variance Percent** | **Primary Valuation Value** | **Primary Valuation Report Date** | **Primary Valuation Effective Date** | **Primary Valuation Type** | **Primary Valuation Company** | **Primary Valuation Appraiser Name** | **Primary Valuation Appraiser License Num** | **Primary Valuation FSD Score** | **Secondary Valuation Value** | **Secondary Valuation Variance Amount** | **Secondary Valuation Variance Percent** | **Secondary Valuation Report Date** | **Secondary Valuation Effective Date** | **Secondary Valuation Type** | **Secondary Valuation Company** | **Secondary Valuation FSD Score** | **Secondary Valuation Desk Review Risk Score** | **AVM Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Company** | **AVM FSD Score** | **AVM Report Date** | **Desk Review Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Report Date** | **Desk Review Effective Date** | **Desktop Appraisal Value** | **Desktop Appraisal Variance Amount** | **Desktop Appraisal Variance Percent** | **Desktop Appraisal Company** | **Desktop Appraisal Report Date** | **Desktop Appraisal Effective Date** | **BPO Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Report Date** | **Field Review Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Report Date** | **Field Review Effective Date** | **2055 Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Report Date** | **2055 Effective Date** | **AVE/CMA Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Report Date** | **Hybrid Valuation Value** | **Hybrid Valuation Variance Amount** | **Hybrid Valuation Variance Percent** | **Hybrid Valuation Company** | **Hybrid Valuation Report Date** | **Updated Valuation Value** | **Updated Valuation Variance Amount** | **Updated Valuation Variance Percent** | **Updated Valuation Company** | **Updated Valuation Report Date** | **Updated Valuation Effective Date** | **Aggregate Appraised Value** | **Aggregate Variance Amount** | **Aggregate Variance Percent** | **Value Analysis Valuation Value** | **Value Analysis Report Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **LCA Risk Score** | **Collateral Underwriter Risk Score** |
| 220112203 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| 221268428 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 221761006 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 43.100% |  |  | Appraisal |  |  | Low |  |  |  |  |  |  |  |  | 0.000% |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 222167689 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| 222193031 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -9.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222217619 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222254769 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.30 |
| 222523781 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 222670639 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.70 |
| 222724920 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | -0.860% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -0.86% |  |  |  |  |  |
| 222747460 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| 222765846 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 222765847 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223007914 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223008334 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223169436 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223314665 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.70 |
| 223387889 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223457036 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 223478777 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.20 |
| 223536589 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| 223538751 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223562434 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223594908 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| 223596456 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 223626349 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -9.760% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 223638411 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223638486 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 223687597 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.80 |
| 223728688 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 223730710 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | -1.060% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -1.06% |  |  |  |  |  |
| 223730711 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| 223730731 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| 223759110 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223767461 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223767731 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 223788965 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 1.180% |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223789828 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 3.70 |
| 223797314 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 223814224 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | -1.720% |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.60 |
| 223861150 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.70 |
| 223861190 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.10 |
| 223878433 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223888228 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 223913673 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.00 |
| 223913723 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 5.00 |
| 223922815 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.10 |
| 223924866 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 2.780% |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223924883 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| 223925675 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.30 |
| 223935037 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| 223942461 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 223946368 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 223946435 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 223950988 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 223953091 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.60 |
| 223953480 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.60 |
| 223982850 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 999.00 |
| 223982866 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 223983045 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.50 |
| 223993508 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 223995455 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 223995802 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.70 |
| 224000060 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -4.610% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 5.00 |
| 224012504 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224013325 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224020941 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| 224021067 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.00 |
| 224021071 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| 224021168 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224026923 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -7.040% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224026927 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224026933 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224026935 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224026956 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224027691 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224039095 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.40 |
| 224039232 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.80 |
| 224039906 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| 224039907 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224039908 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224039910 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224039912 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224039914 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224039917 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224040060 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224040763 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| 224047102 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224048016 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224048185 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224048475 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 224058321 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| 224065090 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 224065207 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.20 |
| 224065251 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224092450 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 4.00 |
| 224092458 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224092470 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.060% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| 224092558 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224092670 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224098428 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224101496 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224101734 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224101780 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224102184 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224113891 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224115632 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.60 |
| 224117069 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 999.00 |
| 224130322 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224130396 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224130421 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| 224130426 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224130646 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | -5.840% |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224130704 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 0.680% |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224130763 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 5.790% |  |  | AVM |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224138533 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.10 |
| 224138537 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.80 |
| 224138630 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.90 |
| 224140106 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224140297 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 999.00 |
| 224140948 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| 224145098 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.00 |
| 224148367 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.30 |
| 224148769 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224148819 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224148821 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224152194 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224152195 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224154387 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224159746 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224159892 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224159893 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224159908 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 999.00 |
| 224159922 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| 224159933 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.40 |
| 224160097 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | -0.860% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -0.86% |  |  |  |  |  |
| 224160897 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224160948 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| 224160962 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -2.790% |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224160965 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224160974 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224160995 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| 224161021 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224162528 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 4.30 |
| 224162585 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224162587 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.10 |
| 224162642 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| 224168860 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224170873 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -8.280% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224185316 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224197479 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  | 1.50 |
| 224197481 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.30 |
| 224197493 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| 224197500 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.30 |
| 224197575 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224199461 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224199473 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224199474 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224199475 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224199477 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 2.60 |
| 224208287 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224208504 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| 224210144 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.20 |
| 224212111 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.90 |
| 224213239 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224213268 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.40 |
| 224213520 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 224214124 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224217500 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224219314 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.60 |
| 224219320 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.40 |
| 224219403 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224225765 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224227935 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224235079 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.10 |
| 224235092 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224235291 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| 224239250 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224239255 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224242944 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224242951 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| 224242952 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224242962 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.20 |
| 224242999 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224243078 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.10 |
| 224243528 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224246066 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224246068 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.90 |
| 224246095 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224246297 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224246325 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 3.80 |
| 224246410 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224246434 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224246440 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| 224246456 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224251922 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224251954 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 224251961 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224255289 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224255290 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.30 |
| 224255329 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224255591 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -0.080% |  |  | AVM |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224255650 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224260593 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224262521 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 |  |
| 224262587 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.80 |
| 224266859 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224266929 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224266959 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 224268823 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224268831 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224268832 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224268834 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.30 |
| 224280681 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224280736 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224280772 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.40 |
| 224280773 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| 224280794 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224282988 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.30 |
| 224283606 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224283644 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224283646 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| 224283803 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224287799 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 224287821 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.40 |
| 224287850 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 16.660% |  |  | AVM |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224287989 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224288038 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 999.00 |
| 224292681 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224292772 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.60 |
| 224293074 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| 224293080 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 2.760% |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224293099 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| 224293114 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224293121 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224293144 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 1.450% |  | 0.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224293148 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224293151 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224293152 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224293154 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224293155 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224293353 |  |  |  |  |  |  |  |  |  | 14.730% |  |  |  | Appraisal |  |  |  |  |  |  | 14.730% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224297243 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.390% |  |  | AVM |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224297306 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| 224297329 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 4.20 |
| 224297674 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224297753 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.40 |
| 224304823 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224304884 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224305998 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224324315 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224326094 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224326254 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.30 |
| 224326684 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224326708 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.60 |
| 224326713 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.30 |
| 224326720 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224326734 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.90 |
| 224326740 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224326750 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224326753 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224326829 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224326831 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224326838 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 224329082 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.50 |
| 224329144 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224329216 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.30 |
| 224329219 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.20 |
| 224329220 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 2.30 |
| 224329233 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224329290 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224329318 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.40 |
| 224329384 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.10 |
| 224329401 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 224329430 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224329528 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224330070 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224330092 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224330481 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224335385 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224335388 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224335400 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.50 |
| 224335422 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224335424 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| 224335443 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224335445 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| 224335455 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224335465 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -3.150% |  |  | AVM |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224335493 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224335524 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.00 |
| 224335741 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| 224336036 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224336175 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.00 |
| 224336184 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.40 |
| 224340874 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224340901 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.70 |
| 224340904 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.40 |
| 224340909 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| 224340936 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.70 |
| 224340973 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224340978 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224340984 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.90 |
| 224341427 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.50 |
| 224341428 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224341439 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.40 |
| 224341466 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.10 |
| 224341480 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224351881 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 3.20 |
| 224351905 |  |  |  |  |  |  |  |  |  | 8.330% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224351906 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224351973 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224351977 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.20 |
| 224352559 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224352565 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.30 |
| 224352577 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.10 |
| 224352584 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.10 |
| 224353089 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.30 |
| 224364859 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224364884 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.30 |
| 224364894 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| 224364933 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 999.00 |
| 224364955 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.00 |
| 224364981 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.80 |
| 224365141 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| 224371276 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224371280 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224371282 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224371284 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224371293 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224371352 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.20 |
| 224376297 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224376335 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224377540 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224387937 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224387983 |  |  |  |  |  |  |  |  |  | 3.500% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224388921 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224388970 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 |  |
| 224389012 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224390608 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224399766 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.70 |
| 224399814 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224400186 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224400724 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224400768 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.50 |
| 224400791 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.20 |
| 224400877 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224402040 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 0.650% |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224402048 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| 224402085 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| 224402101 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 11.030% |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224402126 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | -0.780% |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224402139 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224402163 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| 224402164 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 1.580% |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224402166 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224402177 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 224402182 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| 224402212 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224402214 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224402215 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224402216 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224402218 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224402219 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 224406734 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.50 |
| 224406843 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.10 |
| 224406855 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.10 |
| 224406862 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -2.170% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.60 |
| 224406870 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 3.30 |
| 224406872 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.20 |
| 224406876 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.50 |
| 224406877 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.50 |
| 224406897 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224406906 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 4.50 |
| 224406919 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.00 |
| 224406925 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.90 |
| 224406928 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224410738 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224419726 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.90 |
| 224419757 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224420836 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224426075 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 999.00 |
| 224426116 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.10 |
| 224426185 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224426202 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.60 |
| 224426219 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224426332 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224426360 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224426412 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -0.980% |  |  | AVM |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224426544 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224426560 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224426601 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.60 |
| 224426613 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| 224426758 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.10 |
| 224426773 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224426907 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| 224426914 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| 224426921 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.60 |
| 224426925 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 224427096 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224428900 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -2.490% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.40 |
| 224429290 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 3.50 |
| 224429298 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -6.250% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224429537 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224429787 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224439160 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 |  |
| 224439805 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -4.680% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224439806 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224439811 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224439813 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224439837 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -2.400% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224439860 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224439861 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224439878 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.90 |
| 224439912 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| 224439924 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.20 |
| 224442608 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224442609 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.00 |
| 224442619 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224442623 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| 224442642 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224442881 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.30 |
| 224442888 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224442890 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.20 |
| 224443409 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224457018 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224457163 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.80 |
| 224457164 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224457178 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.60 |
| 224457188 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 2.120% |  |  | AVM |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224459382 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224460422 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.20 |
| 224460428 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 224461359 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 224461802 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| 224463163 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.80 |
| 224463634 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 224463886 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224464035 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 224464429 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224464448 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.20 |
| 224464550 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| 224466778 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224466779 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.10 |
| 224466805 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224466812 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.50 |
| 224466974 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.50 |
| 224466987 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224466991 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224467023 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.20 |
| 224469255 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224473592 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224473597 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.60 |
| 224473600 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224473616 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 6.990% |  |  | AVM |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224473620 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.30 |
| 224473626 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 224474598 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 5.00 |
| 224474777 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 224474802 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224475770 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.90 |
| 224475816 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224498687 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| 224498700 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224498799 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224498819 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.30 |
| 224498836 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -0.850% |  |  | AVM |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224498867 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.50 |
| 224532369 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224543555 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224543996 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -3.690% |  |  | Drive By |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224544726 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 |  |
| 224544907 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.00 |
| 224545210 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| 224545686 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224545746 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224545819 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224545919 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.90 |
| 224546241 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 |  |
| 224546815 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 2.20 |
| 224548540 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224550950 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224551204 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.70 |
| 224551693 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224552025 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224552112 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 224552873 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224553025 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.70 |
| 224553347 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224553927 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224553928 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224553941 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| 224553960 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224554005 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224554017 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| 224554031 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 224554139 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.70 |
| 224554199 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224554204 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224554212 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| 224554221 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224554228 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224554230 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224554241 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224554244 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224554362 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224554366 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224554667 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224556665 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.60 |
| 224557507 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224559032 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.40 |
| 224559836 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| 224559839 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224561664 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224565867 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224567513 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224567551 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224567558 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224567627 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224567651 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224567668 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.80 |
| 224567675 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224567683 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -9.090% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224567727 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224573236 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224573252 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224573255 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 3.40 |
| 224573389 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224573393 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224573395 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.60 |
| 224574388 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224574441 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 224574520 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224574547 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224574841 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224581423 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224581427 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 5.00 |
| 224581442 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224581807 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224582090 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 3.50 |
| 224583979 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224588089 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224601243 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224601429 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| 224601464 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 224601526 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -6.530% |  |  | AVM |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224601532 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 224601534 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 224605755 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.90 |
| 224605778 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224605780 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224610083 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 224610183 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224617873 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 224619875 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.60 |
| 224619911 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224620145 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 4.50 |
| 224620194 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.20 |
| 224621428 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 2.80 |
| 224621454 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| 224635270 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -2.490% |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224635271 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 10.270% |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224635274 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224635277 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224635282 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | High |  |  | -0.590% |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224635284 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.30 |
| 224635285 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| 224635290 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224635298 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224635299 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 5.240% |  |  | Desk Review |  |  | Low |  |  | 5.240% |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224635305 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | High |  |  | -6.610% |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224635313 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 0.640% |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224635317 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 4.520% |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224635338 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| 224635339 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| 224635345 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224635350 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| 224635356 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 4.000% |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224635359 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224635360 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 2.730% |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224635363 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  | -0.220% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224635365 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | -16.600% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| 224635376 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224635388 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| 224635389 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 11.160% |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224635393 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| 224635411 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224635428 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| 224635431 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | -1.500% |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224635434 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -8.800% |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224635442 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | -5.210% |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224635446 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| 224635450 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -9.090% |  |  | Desk Review |  |  |  |  |  | -15.150% |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224635457 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | -1.390% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224635458 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224635474 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224635475 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 2.670% |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224635477 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | -0.800% |  | 0.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224635484 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 2.500% |  | 0.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224635489 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -4.320% |  | 0.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224635507 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224635515 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224635516 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | 0.330% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224635521 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 4.330% |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224635527 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 1.100% |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224636016 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224636080 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 3.00 |
| 224636090 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 4.20 |
| 224636096 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.20 |
| 224636137 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224636150 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224636156 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224636166 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 224640038 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -6.190% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.50 |
| 224640072 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224640517 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224640521 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224640538 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224640557 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.00 |
| 224640578 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.80 |
| 224641684 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224641703 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224641710 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224660496 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224661031 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -8.540% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 4.10 |
| 224661081 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 |  |
| 224661092 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224661127 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -9.060% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224661131 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -3.210% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224661135 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224661140 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224661155 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 2.00 |
| 224661158 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.40 |
| 224663941 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | -0.360% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -0.36% |  |  |  |  |  |
| 224663943 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| 224663944 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.800% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 14.800% |  |  |  |  |  |  |  |  | N/A |  |  |
| 224663965 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -9.530% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -9.530% |  |  |  |  |  |  |  |  | N/A |  |  |
| 224663969 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| 224663984 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.280% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 16.280% |  |  |  |  |  |  |  |  | N/A |  |  |
| 224663988 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.590% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.590% |  |  |  |  |  |  |  |  | N/A |  |  |
| 224663994 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| 224664017 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -3.570% |  |  | BPO |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.360% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.360% |  |  |  |  |  |  |  |  | N/A |  |  |
| 224664018 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  | 0.000% |  | Low |  |  |  |  |  |  |  |  |  |  | 19.740% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 19.740% |  |  |  |  |  |  |  |  | Yes |  | 2.60 |
| 224664019 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 56.250% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 56.250% |  |  |  |  |  |  |  |  | N/A |  |  |
| 224664020 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 31.750% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 31.750% |  |  |  |  |  |  |  |  | N/A |  |  |
| 224664028 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| 224664037 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -2.530% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.030% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.030% |  |  |  |  |  |  |  |  | N/A |  |  |
| 224664040 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 43.080% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 43.080% |  |  |  |  |  |  |  |  | Yes |  | 2.60 |
| 224664047 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -43.590% |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.560% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.560% |  |  |  |  |  |  |  |  | N/A |  |  |
| 224664069 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 32.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 32.000% |  |  |  |  |  |  |  |  | N/A |  |  |
| 224664093 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  |  |  |  |  | -6.670% |  |  | AVM |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -33.330% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -33.330% |  |  |  |  |  |  |  |  | N/A |  |  |
| 224664106 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 26.150% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 26.150% |  |  |  |  |  |  |  |  | N/A |  |  |
| 224664112 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 31.440% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 31.440% |  |  |  |  |  |  |  |  | N/A |  |  |
| 224664115 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.520% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.520% |  |  |  |  |  |  |  |  | N/A |  |  |
| 224664119 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -15.150% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -15.150% |  |  |  |  |  |  |  |  | N/A |  |  |
| 224664127 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.370% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.370% |  |  |  |  |  |  |  |  | N/A |  |  |
| 224664186 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| 224664247 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| 224664251 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.750% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.750% |  |  |  |  |  |  |  |  | No |  |  |
| 224664252 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 25.870% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 25.870% |  |  |  |  |  |  |  |  | N/A |  |  |
| 224664259 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.740% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.740% |  |  |  |  |  |  |  |  | N/A |  |  |
| 224664260 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.790% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.790% |  |  |  |  |  |  |  |  | N/A |  |  |
| 224664265 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 34.740% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 34.740% |  |  |  |  |  |  |  |  | N/A |  |  |
| 224664272 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.00% |  |  |  |  |  |
| 224664280 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.260% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 42.110% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 42.110% |  |  |  |  |  |  |  |  | N/A |  |  |
| 224678277 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -7.760% |  |  | AVM |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.20 |
| 224678560 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224678565 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224678567 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224678715 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224691710 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224691715 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224691723 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224695366 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224695367 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.90 |
| 224695407 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224698382 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224698552 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.40 |
| 224698561 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.50 |
| 224698571 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.50 |
| 224698642 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224698648 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.40 |
| 224698716 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.40 |
| 224699087 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| 224699165 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.60 |
| 224699172 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224699176 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 6.620% |  |  | AVM |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.60 |
| 224699189 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224699197 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224706065 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224706066 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.00 |
| 224706069 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224706070 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 999.00 |
| 224706071 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 999.00 |
| 224706133 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.80 |
| 224706136 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224706139 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224706152 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224706158 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.80 |
| 224711089 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224711091 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224711094 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 224711099 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 224711126 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -1.560% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224713064 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.60 |
| 224713251 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 1.390% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 3.30 |
| 224713317 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.60 |
| 224713320 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| 224713333 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  | 0.000% |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.30 |
| 224713343 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.00 |
| 224713347 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 3.50 |
| 224713356 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224716817 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.70 |
| 224716838 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.10 |
| 224716868 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224716911 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.10 |
| 224716924 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| 224716955 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224716958 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224719655 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.50 |
| 224719667 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 999.00 |
| 224720035 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.40 |
| 224720131 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.30 |
| 224720133 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224720163 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224720170 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.40 |
| 224720177 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224725289 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.60 |
| 224725301 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224725311 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224725317 |  |  |  |  |  |  |  |  |  | 4.050% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 5.00 |
| 224725327 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 1.20 |
| 224725352 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224725392 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224725402 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -7.830% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224725460 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224725528 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224725556 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -15.180% |  |  | Desk Review |  |  | High |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 224725564 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -5.540% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 1.30 |
| 224725631 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224725634 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224725668 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224725683 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 2.20 |
| 224727867 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.60 |
| 224727870 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224727872 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.70 |
| 224727965 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224728062 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.90 |
| 224728072 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224728073 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.40 |
| 224728076 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224728083 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |  |
| 224731223 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224731224 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224731229 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224731232 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 1.380% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| 224731263 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224731264 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224731265 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224731268 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224734045 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.60 |
| 224734062 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  |  | -10.070% |  | High |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224734071 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224734078 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224734096 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224734100 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 224734107 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.50 |
| 224736396 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.20 |
| 224736398 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224736407 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224736425 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 3.20 |
| 224736428 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.50 | 1.90 |
| 224736431 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.90 |
| 224736440 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224736441 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 2.20 |
| 224736444 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224736451 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 224737692 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 224737720 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224737772 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224737778 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.390% |  |  | AVM |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224740031 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.50 |
| 224740033 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.70 |
| 224740057 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224740061 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 1.00 |
| 224740096 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 999.00 |
| 224740105 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224740126 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224740128 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.30 |
| 224753230 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224753297 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 | 4.20 |
| 224753298 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224753300 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224758917 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224763169 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224763185 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224763194 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.60 |
| 224763207 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.30 |
| 224763214 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224763215 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224763218 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 224763231 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| 224763234 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224763235 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224763297 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224765065 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224765118 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 | 3.20 |
| 224765179 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.70 |
| 224773440 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 4.10 |
| 224773483 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224780641 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 9.660% |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224780647 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 224780655 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 224780663 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.30 |
| 224780665 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224780668 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224780671 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| 224780672 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | -2.600% |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224780678 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.60 |
| 224780681 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224780692 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 6.910% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224780700 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224780712 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | -1.710% |  | 0.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224780716 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | -2.190% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224780720 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 1.570% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224780733 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 2.790% |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224780737 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 2.050% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224780744 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 0.530% |  | 0.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224780749 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 1.690% |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224780751 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.810% |  |  |  |  |  |  |  |  | N/A |  |  |
| 224780752 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | -7.240% |  | 0.16 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224780754 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| 224780768 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 6.400% |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224780773 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 0.430% |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224780790 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224780798 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 0.550% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224780814 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 8.640% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224780822 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224780827 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.10 |
| 224780831 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224780844 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224780853 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224780857 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224780864 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 9.760% |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224780865 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | -3.950% |  | 0.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224780882 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | -3.910% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224780883 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.00 |
| 224780910 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | -3.870% |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224780922 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  | -1.330% |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224780923 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | -2.480% |  | 0.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224780925 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224780926 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224780935 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 2.500% |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224780937 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | -1.710% |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224781430 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.60 |
| 224781433 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.670% |  |  | AVM |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 4.20 |
| 224781447 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.60 |
| 224781536 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.90 |
| 224790965 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.60 |
| 224790975 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224853087 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.50 | 1.00 |
| 224853153 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224853154 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Moderate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 224853157 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.10 |
| 224853163 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.20 |
| 224853190 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224872862 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224876700 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.00 |
| 224913896 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 | 1.70 |
| 224926876 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 224926880 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224926885 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.50 | 1.00 |
| 224926901 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 224931709 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224931870 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 2.50 |
| 224943387 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224943463 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 4.10 |
| 224949891 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 3.50 |
| 224949898 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 | 2.40 |
| 224989150 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 2.60 |
| 224989591 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |  |
| 224989984 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| 224992992 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 224993845 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 2.70 |
| 225000885 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.50 | 1.50 |
| 225005495 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 225026154 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225026207 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 225026218 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225026222 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.40 |
| 225026235 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | -4.860% |  |  | Desk Review |  |  |  |  |  | -5.950% |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225026239 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.80 |
| 225026258 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.10 |
| 225026269 |  |  |  |  |  |  |  |  |  | 21.110% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  | 0.000% |  | 0.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |  |
| 225080750 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.00 |
| 225080751 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  | 1.00 |
| 225080752 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  | 1.00 |
| 225080809 |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  | 0.000% |  |  | Desk Review |  |  | Low |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 | 1.80 |

---

## Exhibit 99.5

[Nomura Asset Depositor Company, LLC ABS-15G](nomura-abs15g_031226.htm)

**Exhibit 99.5**

![](situsamclogo.jpg)

---

| |
|:---|
| **Multi Property Valuation Report** |
| **Run Date - 3/11/2026 9:27:41 AM** |

---

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **SitusAMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Investor Loan Number** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Value for LTV** | **LTV Value Variance Amount** | **LTV Value Variance Percent** | **Property ID** | **Property Address** | **City** | **State** | **Zip Code** | **Primary Valuation Value** | **Primary Valuation Report Date** | **Primary Valuation Effective Date** | **Primary Valuation Type** | **Primary Valuation Company** | **Primary Valuation FSD Score** | **Secondary Valuation Value** | **Secondary Valuation Variance Amount** | **Secondary Valuation Variance Percent** | **Secondary Valuation Report Date** | **Secondary Valuation Effective Date** | **Secondary Valuation Type** | **Secondary Valuation Company** | **Secondary Valuation FSD Score** | **AVM Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Company** | **AVM FSD Score** | **AVM Report Date** | **Desk Review Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Report Date** | **Desk Review Effective Date** | **Desktop Appraisal Value** | **Desktop Appraisal Variance Amount** | **Desktop Appraisal Variance Percent** | **Desktop Appraisal Company** | **Desktop Appraisal Report Date** | **Desktop Appraisal Effective Date** | **BPO Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Report Date** | **Field Review Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Report Date** | **Field Review Effective Date** | **2055 Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Report Date** | **2055 Effective Date** | **AVE/CMA Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Report Date** | **Hybrid Valuation Value** | **Hybrid Valuation Variance Amount** | **Hybrid Valuation Variance Percent** | **Hybrid Valuation Company** | **Hybrid Valuation Report Date** | **Updated Valuation Value** | **Updated Valuation Variance Amount** | **Updated Valuation Variance Percent** | **Updated Valuation Company** | **Updated Valuation Report Date** | **Updated Valuation Effective Date** | **Value Analysis Valuation Value** | **Value Analysis Report Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** |
| 220112203 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -6.433% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -6.433% |  |  |  |  |  | N/A |  |
| 220112203 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -38.021% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -38.021% |  |  |  |  |  | N/A |  |
| 220112203 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -3.615% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -3.615% |  |  |  |  |  | N/A |  |
| 222523781 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 222523781 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| 222523781 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.08 |  |  | -3.361% |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 222523781 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 222523781 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.04 |  |  | -9.302% |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 222523781 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.02 |  |  | -6.704% |  | 0.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 222523781 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 222523781 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 222523781 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 222523781 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 222523781 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| 222523781 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.06 |  |  | -2.672% |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 222523781 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 222523781 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 222523781 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 222523781 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.04 |  |  | -3.057% |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 222724920 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 222724920 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| 222724920 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | -7.41% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| 222724920 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 3.70% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 222724920 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 3.13% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 222724920 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | -4.17% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 222724920 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | -2.10% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| 222724920 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 6.90% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 222724920 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | -7.41% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 222724920 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 5.63% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| 222724920 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | -7.81% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| 222724920 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 4.97% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 222747460 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 222747460 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 222747460 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 222747460 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 222747460 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223007914 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 223007914 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 223007914 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.03 |  |  | -3.000% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223007914 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 223007914 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 223007914 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  | 4.743% |  | 0.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.6 |
| 223007914 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 223007914 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.03 |  |  | -0.589% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223007914 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 223007914 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 223007914 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.06 |  |  | 0.200% |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223007914 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 223007914 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 223007914 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 223007914 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes |  |
| 223007914 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  | -3.896% |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223007914 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.1 |
| 223007914 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.07 |  |  | 2.395% |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223008334 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 223008334 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 223008334 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 223008334 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223008334 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 223008334 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 223008334 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 223008334 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.07 |  |  | 0.952% |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223008334 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.09 |  |  | 0.000% |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223008334 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.1 |
| 223008334 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 223008334 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.1 |  |  | 0.625% |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223008334 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 223008334 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | -4.57% |  |  | Desk Review |  | 0.04 |  |  | -4.571% |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223008334 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.11 |  |  | 1.500% |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223008334 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 223536589 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223536589 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223536589 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223594908 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223594908 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223730710 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | -1.54% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223730710 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | -0.78% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223730710 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | -4.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223730710 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | -2.31% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223730710 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.85% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223730710 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223730710 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.36% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223730711 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223730711 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223730711 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223730711 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223730731 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223730731 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223730731 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223730731 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223888228 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 223888228 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.03 |  |  | 4.930% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223888228 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 223888228 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.03 |  |  | 0.800% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223888228 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.05 |  |  | 5.217% |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223888228 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.19 |  |  | -9.167% |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223888228 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.05 |  |  | -2.500% |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 223888228 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.07 |  |  | -1.587% |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224039907 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 224039907 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 224039907 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  | 1.000% |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224039907 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 224039907 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 224039907 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 224039907 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 224039907 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 224039907 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 224039908 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.2 |
| 224039908 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 224039908 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 224039908 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.2 |
| 224039908 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2 |
| 224039908 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.1 |
| 224039908 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.3 |
| 224039908 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.12 |  |  | 3.448% |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224039908 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 224039910 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.04 |  |  | -3.529% |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224039910 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| 224039910 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.03 |  |  | -4.698% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224039910 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 224039910 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 224039910 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 224039910 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.21 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| 224039910 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.01 |  |  | 4.500% |  | 0.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224039910 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 224039912 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 224039912 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 224039912 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.18 |  |  | -1.672% |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224039912 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 224039912 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 224039912 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 224039912 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.6 |
| 224039912 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.14 |  |  | -4.186% |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224039914 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  | -1.539% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224039914 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  | 4.615% |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224039914 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 224039914 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  | -1.818% |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224039914 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  | -2.353% |  | 0.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224039914 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  | 1.379% |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224039917 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.04 |  |  | 0.000% |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224039917 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 224039917 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| 224039917 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.2 |  |  | 9.091% |  | 0.2 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224039917 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.07 |  |  | 7.857% |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224039917 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.07 |  |  | 6.111% |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224039917 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 224039917 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 224040060 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| 224040060 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 224040060 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 224040060 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 224040060 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224040060 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| 224040060 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 224040060 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 224040060 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 224040060 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | -4.67% |  |  | Appraisal |  | 0.05 |  |  | 0.000% |  | 0.05 |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224040060 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.09 |  |  | 11.111% |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224040060 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.06 |  |  | 8.163% |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224040060 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  | -3.774% |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224040060 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | -1.79% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224040763 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224040763 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224160097 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224160097 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | -5.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224160097 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224160097 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | -2.61% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224160097 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | -4.17% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224160097 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224160097 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | -3.57% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224160097 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | -4.35% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224160097 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 3.13% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224160097 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 3.13% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224160097 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 7.69% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224160097 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | -8.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224160097 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224161021 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 224161021 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 224161021 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 224161021 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 224161021 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 224161021 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 224161021 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 224161021 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 224293148 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 224293148 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 224293148 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 224293148 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 224293148 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 224293148 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.7 |
| 224293148 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 224293148 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 224293148 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 224293151 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.01 |  |  | 4.000% |  | 0.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224293151 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.8 |
| 224293151 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| 224293151 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.11 |  |  | -1.504% |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224293151 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.08 |  |  | -2.113% |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224293151 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.18 |  |  | -90.000% |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224293151 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.06 |  |  | 0.000% |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224293152 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.05 |  |  | 4.444% |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224293152 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.15 |  |  | 3.947% |  | 0.15 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224293152 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.04 |  |  | 3.884% |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224293152 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.02 |  |  | 2.703% |  | 0.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224293152 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.25 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224293152 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 224293152 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.2 |
| 224293154 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 224293154 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.12 |  |  | -0.758% |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224293154 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.12 |  |  | 0.000% |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224293154 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.03 |  |  | -0.901% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224293154 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.08 |  |  | -2.381% |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224293154 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.14 |  |  | -3.546% |  | 0.14 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224293154 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.01 |  |  | 6.306% |  | 0.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224293155 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.8 |
| 224293155 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.09 |  |  | -4.839% |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224293155 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.09 |  |  | -2.439% |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224293155 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 2.44% |  |  | Desk Review |  | 0.03 |  |  | 14.634% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224293155 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.05 |  |  | 4.673% |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224293155 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.2 |
| 224293155 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.7 |
| 224293155 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.7 |
| 224402212 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.7 |
| 224402212 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 224402212 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 224402212 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.09 |  |  | 3.704% |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224402212 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.18 |  |  | -3.750% |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224402212 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.35 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224402212 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.11 |  |  | 1.515% |  | 0.11 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224402212 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 224402212 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 224402214 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  | 10.606% |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224402214 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 224402214 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.3 |
| 224402214 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 224402214 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.02 |  |  | 10.000% |  | 0.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224402214 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  | 9.677% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224402214 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 224402215 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.4 |
| 224402215 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.5 |
| 224402215 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1 |
| 224402215 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.7 |
| 224402215 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.1 |
| 224402215 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.03 |  |  | 12.903% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224402216 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.5 |
| 224402216 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.07 |  |  | 20.000% |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224402216 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.4 |
| 224402216 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 224402216 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 224402216 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.5 |
| 224402218 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  | -9.677% |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224402218 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  | 19.048% |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224402218 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2 |
| 224402218 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224402218 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 224402218 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  | 889.474% |  | 0.1 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224402218 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  | -1.053% |  | 0.06 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224402218 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  | -1.053% |  | 0.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224402219 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.9 |
| 224402219 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.2 |
| 224402219 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.08 |  |  | 11.719% |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224402219 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 224402219 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.01 |  |  | 0.901% |  | 0.01 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224402219 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.2 |
| 224402219 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.4 |
| 224402219 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1 |
| 224402219 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  | 0.09 |  |  | 2.667% |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 224663941 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -50.303% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -50.303% |  |  |  |  |  | N/A |  |
| 224663941 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.667% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.667% |  |  |  |  |  | N/A |  |
| 224663941 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -9.740% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -9.740% |  |  |  |  |  |  |  |
| 224663941 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -20.833% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -20.833% |  |  |  |  |  |  |  |
| 224663941 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -22.222% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -22.222% |  |  |  |  |  |  |  |
| 224663941 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 164.151% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 164.151% |  |  |  |  |  |  |  |
| 224663941 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -22.222% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -22.222% |  |  |  |  |  |  |  |
| 224663941 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -25.544% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -25.544% |  |  |  |  |  |  |  |
| 224663941 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -1.563% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -1.563% |  |  |  |  |  |  |  |
| 224663941 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -35.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -35.000% |  |  |  |  |  |  |  |
| 224663941 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -7.643% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -7.643% |  |  |  |  |  |  |  |
| 224663941 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -10.798% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -10.798% |  |  |  |  |  |  |  |
| 224663941 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -28.934% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -28.934% |  |  |  |  |  |  |  |
| 224663941 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -23.762% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -23.762% |  |  |  |  |  | N/A |  |
| 224663941 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -16.667% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -16.667% |  |  |  |  |  |  |  |
| 224663941 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -27.333% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -27.333% |  |  |  |  |  |  |  |
| 224663941 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -3.716% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -3.716% |  |  |  |  |  | N/A |  |
| 224663941 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | -6.57% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -12.121% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -12.121% |  |  |  |  |  | N/A |  |
| 224663943 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.091% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.091% |  |  |  |  |  | N/A |  |
| 224663943 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.032% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.032% |  |  |  |  |  | N/A |  |
| 224663969 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.717% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.717% |  |  |  |  |  | N/A |  |
| 224663969 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 34.043% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 34.043% |  |  |  |  |  | N/A |  |
| 224663969 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 36.585% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 36.585% |  |  |  |  |  | N/A |  |
| 224663994 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -1.863% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -1.863% |  |  |  |  |  | N/A |  |
| 224663994 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -15.718% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -15.718% |  |  |  |  |  | N/A |  |
| 224664028 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.504% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.504% |  |  |  |  |  | N/A |  |
| 224664028 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.787% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 29.787% |  |  |  |  |  | N/A |  |
| 224664028 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.172% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.172% |  |  |  |  |  | N/A |  |
| 224664186 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 47.598% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 47.598% |  |  |  |  |  | N/A |  |
| 224664186 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 105.951% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 105.951% |  |  |  |  |  | N/A |  |
| 224664186 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 53.348% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 53.348% |  |  |  |  |  | N/A |  |
| 224664247 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.222% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.222% |  |  |  |  |  | N/A |  |
| 224664247 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 35.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 35.000% |  |  |  |  |  | N/A |  |
| 224664247 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.952% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.952% |  |  |  |  |  | N/A |  |
| 224664272 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.324% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.324% |  |  |  |  |  | N/A |  |
| 224664272 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 23.810% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 23.810% |  |  |  |  |  | N/A |  |
| 224664272 |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  | Appraisal |  |  |  |  | 0.00% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.321% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.321% |  |  |  |  |  | N/A |  |

---

## Exhibit 99.6

[Nomura Asset Depositor Company, LLC ABS-15G](nomura-abs15g_031226.htm)

**Exhibit 99.6**

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| ![](situsamclogo.jpg) | ![](situsamclogo.jpg) | ![](situsamclogo.jpg) |  |  |  |  |  |
| **Data Compare (Non-Ignored)** | **Data Compare (Non-Ignored)** | **Data Compare (Non-Ignored)** | **Data Compare (Non-Ignored)** | **Data Compare (Non-Ignored)** |  |  |  |
| **Run Date - 3/10/2026 8:06:49 PM** | **Run Date - 3/10/2026 8:06:49 PM** | **Run Date - 3/10/2026 8:06:49 PM** |  |  |  |  |  |
| **AMC Loan ID** | **Customer Loan ID** | **Seller Loan ID** | **Servicer Loan ID** | **Investor Loan Number** | **Field Label** | **Bid Tape Field Value** | **Field Value** |
| 220112203 |  |  |  |  | Street | Redacted | Redacted |
| 220112203 |  |  |  |  | City | Redacted | Redacted |
| 220112203 |  |  |  |  | State | Redacted | Redacted |
| 220112203 |  |  |  |  | Zip | Redacted | Redacted |
| 220112203 |  |  |  |  | Note Date | Redacted | Redacted |
| 220112203 |  |  |  |  | Representative FICO | 660 | 0 |
| 220112203 |  |  |  |  | Appraisal Date | Redacted | Redacted |
| 220112203 |  |  |  |  | Appraised Value | Redacted | Redacted |
| 220112203 |  |  |  |  | # of Units | 3 |  |
| 220112203 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 220112203 |  |  |  |  | Original PITIA | Redacted | Redacted |
| 220112203 |  |  |  |  | Borrower Full Name | Redacted | Redacted |
| 220112203 |  |  |  |  | Hazard Insurance Monthly Premium | 187.17 | 183.92 |
| 220112203 |  |  |  |  | Monthly HOA Dues |  | 0.00 |
| 221268428 |  |  |  |  | Total Cash-out | Redacted | Redacted |
| 221761006 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 221761006 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 221761006 |  |  |  |  | Original CLTV | 52.5 | 60 |
| 221761006 |  |  |  |  | Original LTV | 52.5 | 60 |
| 221761006 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 221761006 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 23.455 | 25.70937 |
| 222167689 |  |  |  |  | Street | Redacted | Redacted |
| 222167689 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 222167689 |  |  |  |  | Origination Channel | Retail | Broker |
| 222167689 |  |  |  |  | Borrower FTHB | 0 |  |
| 222167689 |  |  |  |  | Borrower Full Name | Redacted | Redacted |
| 222167689 |  |  |  |  | Origination Company Name | Redacted | Redacted |
| 222167689 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 222193031 |  |  |  |  | Street | Redacted | Redacted |
| 222193031 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 222217619 |  |  |  |  | Street | Redacted | Redacted |
| 222217619 |  |  |  |  | Original CLTV | 0.7 | 70 |
| 222217619 |  |  |  |  | Borrower FTHB | 0 |  |
| 222217619 |  |  |  |  | Borrower Full Name | Redacted | Redacted |
| 222254769 |  |  |  |  | Street | Redacted | Redacted |
| 222254769 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 222254769 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 222254769 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 222254769 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 222254769 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 222523781 |  |  |  |  | Street | Redacted | Redacted |
| 222523781 |  |  |  |  | City | Redacted | Redacted |
| 222523781 |  |  |  |  | # of Units | 16 |  |
| 222523781 |  |  |  |  | Original CLTV | 0.7 | 69.92198 |
| 222523781 |  |  |  |  | Borrower FTHB | 0 |  |
| 222523781 |  |  |  |  | Borrower Full Name | Redacted | Redacted |
| 222523781 |  |  |  |  | Origination Company Name | Redacted | Redacted |
| 222523781 |  |  |  |  | As-Is Value Used For LTV Calculation | Redacted | Redacted |
| 222523781 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 222670639 |  |  |  |  | Representative FICO | 680 | 710 |
| 222670639 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 222670639 |  |  |  |  | Has FTHB | 0 | 1 |
| 222670639 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 43 | 47.94839 |
| 222724920 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 222747460 |  |  |  |  | Street | Redacted | Redacted |
| 222747460 |  |  |  |  | City | Redacted | Redacted |
| 222747460 |  |  |  |  | State | Redacted | Redacted |
| 222747460 |  |  |  |  | Zip | Redacted | Redacted |
| 222747460 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 222747460 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 222747460 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 222747460 |  |  |  |  | Property Type | Single Family Detached |  |
| 222747460 |  |  |  |  | Lender | Redacted | Redacted |
| 222747460 |  |  |  |  | Product Description | DSCR 3 Fixed 30 (Released) | 10 Year Interest Only, Fixed Rate |
| 222765846 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 222765846 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 222765846 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 222765846 |  |  |  |  | Representative FICO | 660 |  |
| 222765846 |  |  |  |  | Lender | Redacted | Redacted |
| 222765846 |  |  |  |  | Product Description | DSCR 3 Fixed 30 (Released) | 10 Year Interest Only, Fixed Rate |
| 222765847 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 222765847 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 222765847 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 222765847 |  |  |  |  | Representative FICO | 660 |  |
| 222765847 |  |  |  |  | Lender | Redacted | Redacted |
| 222765847 |  |  |  |  | Product Description | DSCR 3 Fixed 30 (Released) | 10 Year Interest Only, Fixed Rate |
| 223007914 |  |  |  |  | Street | Redacted | Redacted |
| 223007914 |  |  |  |  | City | Redacted | Redacted |
| 223007914 |  |  |  |  | Interest Only |  | 0 |
| 223007914 |  |  |  |  | # of Units | 18 |  |
| 223007914 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 223007914 |  |  |  |  | Original CLTV | 0.69 | 68.98231 |
| 223007914 |  |  |  |  | Borrower FTHB | 0 |  |
| 223007914 |  |  |  |  | Borrower Full Name | Redacted | Redacted |
| 223007914 |  |  |  |  | Origination Company Name | Redacted | Redacted |
| 223007914 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 223007914 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 223008334 |  |  |  |  | Street | Redacted | Redacted |
| 223008334 |  |  |  |  | City | Redacted | Redacted |
| 223008334 |  |  |  |  | # of Units | 16 |  |
| 223008334 |  |  |  |  | Original CLTV | 0.55 | 54.98596 |
| 223008334 |  |  |  |  | Prepayment Terms | 5%, 4%, 3%, 2%, 1% | 3%, 2%, 1% |
| 223008334 |  |  |  |  | Borrower FTHB | 0 |  |
| 223008334 |  |  |  |  | Borrower Full Name | Redacted | Redacted |
| 223008334 |  |  |  |  | Origination Company Name | Redacted | Redacted |
| 223008334 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 223008334 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 223169436 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 223169436 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 223169436 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 223169436 |  |  |  |  | Lender | Redacted | Redacted |
| 223169436 |  |  |  |  | Product Description | DSCR 2 Fixed 30 (Released) | Fixed Rate |
| 223314665 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 223387889 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 223387889 |  |  |  |  | Lender | Redacted | Redacted |
| 223387889 |  |  |  |  | Product Description | DSCR 2 Fixed 30 (Released) | Fixed Rate |
| 223457036 |  |  |  |  | City | Redacted | Redacted |
| 223457036 |  |  |  |  | Property Type | Single Family Detached | PUD Attached |
| 223457036 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 223478777 |  |  |  |  | Has FTHB | 1 | 0 |
| 223478777 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 223536589 |  |  |  |  | Note Date | Redacted | Redacted |
| 223538751 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 223538751 |  |  |  |  | PMI Coverage % | 0 |  |
| 223538751 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 223562434 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 223562434 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 223562434 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 223562434 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 223562434 |  |  |  |  | Representative FICO | 780 | 797 |
| 223562434 |  |  |  |  | Lender | Redacted | Redacted |
| 223594908 |  |  |  |  | Street | Redacted | Redacted |
| 223594908 |  |  |  |  | City | Redacted | Redacted |
| 223594908 |  |  |  |  | State | Redacted | Redacted |
| 223594908 |  |  |  |  | Zip | Redacted | Redacted |
| 223594908 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 223594908 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 223594908 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 223594908 |  |  |  |  | Property Type | Condo |  |
| 223594908 |  |  |  |  | Lender | Redacted | Redacted |
| 223594908 |  |  |  |  | Product Description | DSCR 3 Fixed 30 (Released) | Fixed Rate |
| 223596456 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 223596456 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223596456 |  |  |  |  | Has FTHB | 0 | 1 |
| 223626349 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 223626349 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 223626349 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 223638411 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 223638486 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 223638486 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 223638486 |  |  |  |  | Original CLTV | 55.67 | 58.14433 |
| 223638486 |  |  |  |  | Original LTV | 55.67 | 58.14433 |
| 223687597 |  |  |  |  | Coborrower Last Name | Redacted | Redacted |
| 223687597 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 31 | 52.74245 |
| 223728688 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 223730710 |  |  |  |  | Street | Redacted | Redacted |
| 223730710 |  |  |  |  | City | Redacted | Redacted |
| 223730710 |  |  |  |  | State | Redacted | Redacted |
| 223730710 |  |  |  |  | # of Units | 7 |  |
| 223730710 |  |  |  |  | Refi Purpose | Rate/Term | Cash-out - Other |
| 223730710 |  |  |  |  | Borrower Full Name | Redacted | Redacted |
| 223730711 |  |  |  |  | Borrower Full Name | Redacted | Redacted |
| 223730731 |  |  |  |  | Borrower Full Name | Redacted | Redacted |
| 223767461 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 223767461 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 223767461 |  |  |  |  | Original Interest Rate | 7.5 | 7.875 |
| 223767461 |  |  |  |  | Representative FICO | 0 | 751 |
| 223767461 |  |  |  |  | Interest Only Period |  | 120 |
| 223767461 |  |  |  |  | Balloon Flag | 0 | 1 |
| 223767461 |  |  |  |  | Product Description | DSCR 2 Fixed 30 (Released) | 10 Year Interest Only, Fixed Rate |
| 223767731 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 223767731 |  |  |  |  | Property Type | Single Family Detached | PUD Attached |
| 223767731 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 223788965 |  |  |  |  | Original PITIA | Redacted | Redacted |
| 223789828 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 223789828 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 223814224 |  |  |  |  | Original CLTV | 0.72 | 72.41379 |
| 223861150 |  |  |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) |
| 223861150 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 223861190 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 223861190 |  |  |  |  | Has FTHB | 1 | 0 |
| 223878433 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 223878433 |  |  |  |  | Refi Purpose | Cash-out | Rate/Term |
| 223878433 |  |  |  |  | Prepayment Penalty Period (months) | 36 | 60 |
| 223888228 |  |  |  |  | Interest Only |  | 0 |
| 223888228 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 223913673 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 223913673 |  |  |  |  | Has FTHB | 1 | 0 |
| 223913723 |  |  |  |  | Representative FICO | 781 | 783 |
| 223913723 |  |  |  |  | PMI Coverage % | 0 |  |
| 223913723 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 40.54 | 44.6755 |
| 223922815 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 223924866 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 223924883 |  |  |  |  | Origination Channel | Retail | Broker |
| 223925675 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 223925675 |  |  |  |  | Original CLTV | 68.44 | 69.89559 |
| 223925675 |  |  |  |  | Original LTV | 68.44 | 69.89559 |
| 223925675 |  |  |  |  | Has FTHB | 1 | 0 |
| 223925675 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 49.97 | 41.36461 |
| 223935037 |  |  |  |  | Refi Purpose | Cash-out - Home Improvement | Cash-out - Other |
| 223942461 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 223942461 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 223942461 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 223942461 |  |  |  |  | Has FTHB | 0 | 1 |
| 223946368 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 223946435 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 223950988 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 223950988 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 223950988 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 223950988 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 223950988 |  |  |  |  | Original Interest Rate | 7.375 | 7.374 |
| 223950988 |  |  |  |  | Original CLTV | 29.82 | 26.1859 |
| 223950988 |  |  |  |  | Original LTV | 29.82 | 26.1859 |
| 223950988 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 223950988 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 223950988 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 223953091 |  |  |  |  | Has FTHB | 1 | 0 |
| 223982850 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 223982850 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 223982866 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 223982866 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 223982866 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 223982866 |  |  |  |  | Refi Purpose | Rate/Term | Cash-out - Other |
| 223982866 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 223983045 |  |  |  |  | Has FTHB | 1 | 0 |
| 223993508 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 223993508 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 223993508 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 223995455 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 223995455 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 223995455 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 223995455 |  |  |  |  | Amortization Type | Fixed | ARM |
| 223995455 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 223995455 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 223995455 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 223995802 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 223995802 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 223995802 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 223995802 |  |  |  |  | Property Type | Single Family Detached | Single Family Attached |
| 223995802 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224000060 |  |  |  |  | PMI Coverage % | 0 |  |
| 224012504 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224012504 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224012504 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224012504 |  |  |  |  | Property Type | Townhouse | Single Family Attached |
| 224012504 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224012504 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224013325 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224013325 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224013325 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224013325 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224013325 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224020941 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224021067 |  |  |  |  | Has FTHB | 1 | 0 |
| 224021071 |  |  |  |  | Representative FICO | 756 | 751 |
| 224021071 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224021168 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 27 | 40.65224 |
| 224026923 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224026923 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224026923 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224026923 |  |  |  |  | Property Type | Single Family Detached | Single Family Attached |
| 224026923 |  |  |  |  | Lender | Redacted | Redacted |
| 224026923 |  |  |  |  | Product Description | DSCR Core Fixed 30 (Released) | Fixed Rate |
| 224026927 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224026927 |  |  |  |  | Product Description | DSCR Core Fixed 30 (Released) | Fixed Rate |
| 224026933 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224026933 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224026933 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224026933 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224026933 |  |  |  |  | Property Type | 2 Family | 3 Family |
| 224026933 |  |  |  |  | Lender | Redacted | Redacted |
| 224026933 |  |  |  |  | Product Description | DSCR Core Fixed 30 (Released) | Fixed Rate |
| 224026935 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224026935 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224026935 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224026935 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224026935 |  |  |  |  | Property Type | Single Family Detached | Single Family Attached |
| 224026935 |  |  |  |  | Original CLTV | 75 | 80 |
| 224026935 |  |  |  |  | Original LTV | 75 | 80 |
| 224026935 |  |  |  |  | Prepayment Penalty Period (months) | 1000 |  |
| 224026935 |  |  |  |  | Lender | Redacted | Redacted |
| 224026935 |  |  |  |  | Product Description | DSCR Core Fixed 30 (Released) | Fixed Rate |
| 224026956 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224026956 |  |  |  |  | Property Type | Single Family Detached | Single Family Attached |
| 224026956 |  |  |  |  | Product Description | DSCR Core Fixed 30 (Released) | 10 Year Interest Only, Fixed Rate |
| 224039232 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 54.96 | 52.17899 |
| 224039906 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224039907 |  |  |  |  | Interest Only |  | 0 |
| 224039907 |  |  |  |  | # of Units | 9 |  |
| 224039907 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224039907 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224039908 |  |  |  |  | Origination Company Name | Redacted | Redacted |
| 224039908 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224039910 |  |  |  |  | Interest Only |  | 0 |
| 224039910 |  |  |  |  | # of Units | 9 |  |
| 224039910 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224039910 |  |  |  |  | Borrower FTHB | 0 |  |
| 224039910 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224039912 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224039912 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224039914 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224039914 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224039917 |  |  |  |  | # of Units | 8 |  |
| 224039917 |  |  |  |  | Borrower FTHB | 0 |  |
| 224039917 |  |  |  |  | Borrower Full Name | Redacted | Redacted |
| 224039917 |  |  |  |  | Origination Company Name | Redacted | Redacted |
| 224039917 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224040060 |  |  |  |  | Representative FICO | 660 |  |
| 224040060 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224040060 |  |  |  |  | Prepayment Penalty Period (months) |  | 54 |
| 224040060 |  |  |  |  | Prepayment Terms |  | 1% |
| 224040060 |  |  |  |  | As-Is Value Used For LTV Calculation | Redacted | Redacted |
| 224040060 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224040060 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224040763 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224040763 |  |  |  |  | Product Description | DSCR Core Fixed 30 (Released) | Fixed Rate |
| 224047102 |  |  |  |  | Street | Redacted | Redacted |
| 224047102 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224047102 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 26.08 | 41.23101 |
| 224048016 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224048016 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224048016 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224048016 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224048185 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224048185 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224048185 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224048475 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224048475 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224058321 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224058321 |  |  |  |  | Original Term | Redacted | Redacted |
| 224058321 |  |  |  |  | Representative FICO | 783 | 766 |
| 224058321 |  |  |  |  | Property Type | Single Family Detached | PUD Attached |
| 224058321 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224058321 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 50 | 47.59852 |
| 224065207 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224065207 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224065207 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224065251 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224065251 |  |  |  |  | Property Type | Single Family Detached | Single Family Attached |
| 224065251 |  |  |  |  | Product Description | DSCR Core Fixed 30 (Released) | Fixed Rate |
| 224092450 |  |  |  |  | Representative FICO | 772 | 785 |
| 224092450 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224092458 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224092458 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 21.577 | 16.44732 |
| 224092470 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224092558 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224092558 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224092558 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224092558 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224092670 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224092670 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224092670 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 51 | 54.30974 |
| 224098428 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224098428 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224098428 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224101496 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224101496 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224101496 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224101734 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224101734 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224101780 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224101780 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224101780 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224101780 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224101780 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224101780 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224102184 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224102184 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224102184 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224102184 |  |  |  |  | Lender | Redacted | Redacted |
| 224102184 |  |  |  |  | Product Description | DSCR Core Fixed 30 (Released) | Fixed Rate |
| 224113891 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224115632 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224115632 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224115632 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224115632 |  |  |  |  | Purpose | Refinance | Purchase |
| 224115632 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224115632 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224117069 |  |  |  |  | Street | Redacted | Redacted |
| 224117069 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224117069 |  |  |  |  | Coborrower First Name | Redacted | Redacted |
| 224117069 |  |  |  |  | Coborrower SSN | Redacted | Redacted |
| 224117069 |  |  |  |  | Has FTHB | 1 | 0 |
| 224117069 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 16 | 13.67267 |
| 224130322 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224130322 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224130322 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224130322 |  |  |  |  | Has FTHB | 0 | 1 |
| 224130396 |  |  |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) |
| 224130421 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224130421 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 20 | 31.34604 |
| 224130426 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224130426 |  |  |  |  | Representative FICO | 780 | 801 |
| 224130426 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224130646 |  |  |  |  | Original CLTV | 0.67 | 66.55844 |
| 224130704 |  |  |  |  | Interest Rate Life Min | 2 | 5 |
| 224130704 |  |  |  |  | Interest Rate Initial Cap | 2 | 5 |
| 224130763 |  |  |  |  | Original CLTV | 0.63 | 63.15789 |
| 224138533 |  |  |  |  | Street | Redacted | Redacted |
| 224138533 |  |  |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) |
| 224138537 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224138537 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224138537 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224138537 |  |  |  |  | Has FTHB | 0 | 1 |
| 224138630 |  |  |  |  | Street | Redacted | Redacted |
| 224140106 |  |  |  |  | Zip | Redacted | Redacted |
| 224140106 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224140106 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224140106 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224140106 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224140106 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224140106 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224140106 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224140297 |  |  |  |  | Street | Redacted | Redacted |
| 224140297 |  |  |  |  | Has FTHB | 1 | 0 |
| 224140297 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 47.07 | 43.66081 |
| 224140948 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224140948 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224140948 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224145098 |  |  |  |  | Property Type | Condo (Low Rise) | Condo (Mid Rise) |
| 224145098 |  |  |  |  | Has FTHB | 1 | 0 |
| 224148367 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224148367 |  |  |  |  | Coborrower First Name | Redacted | Redacted |
| 224148367 |  |  |  |  | Coborrower SSN | Redacted | Redacted |
| 224148367 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224148367 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224148367 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224148769 |  |  |  |  | Street | Redacted | Redacted |
| 224148769 |  |  |  |  | Zip | Redacted | Redacted |
| 224148769 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224148769 |  |  |  |  | Property Type | Single Family Detached | Condo (Low Rise) |
| 224148769 |  |  |  |  | Refi Purpose | Cash-out - Home Improvement | Cash-out - Other |
| 224148769 |  |  |  |  | Original CLTV | 60.6 | 69.23077 |
| 224148769 |  |  |  |  | Original LTV | 60.6 | 69.23077 |
| 224148769 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224148769 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224148769 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224148819 |  |  |  |  | Has FTHB | 1 | 0 |
| 224148819 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224148821 |  |  |  |  | Street | Redacted | Redacted |
| 224148821 |  |  |  |  | Property Type | Condo (Low Rise) | Condo (Mid Rise) |
| 224148821 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224148821 |  |  |  |  | Has FTHB | 1 | 0 |
| 224148821 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 43.57 | 39.19305 |
| 224152194 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224152194 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224152194 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224152194 |  |  |  |  | Property Type | Single Family Detached | Single Family Attached |
| 224152194 |  |  |  |  | Lender | Redacted | Redacted |
| 224152194 |  |  |  |  | Product Description | DSCR Core Fixed 30 (Released) | Fixed Rate |
| 224152195 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224152195 |  |  |  |  | Product Description | DSCR Core Fixed 30 (Released) | Fixed Rate |
| 224154387 |  |  |  |  | Street | Redacted | Redacted |
| 224154387 |  |  |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) |
| 224159746 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224159892 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224159892 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224159892 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224159892 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224159893 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224159893 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224159908 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224159922 |  |  |  |  | Zip | Redacted | Redacted |
| 224159922 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224159922 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224159922 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224159922 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224159922 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224159922 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224159922 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224159933 |  |  |  |  | Street | Redacted | Redacted |
| 224160097 |  |  |  |  | Street | Redacted | Redacted |
| 224160097 |  |  |  |  | City | Redacted | Redacted |
| 224160097 |  |  |  |  | State | Redacted | Redacted |
| 224160097 |  |  |  |  | Zip | Redacted | Redacted |
| 224160097 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224160097 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224160097 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224160097 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224160097 |  |  |  |  | Property Type | PUD |  |
| 224160097 |  |  |  |  | Lender | Redacted | Redacted |
| 224160097 |  |  |  |  | Product Description | DSCR Core Fixed 30 (Released) | Fixed Rate |
| 224160897 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224160948 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224160948 |  |  |  |  | Origination Channel | Retail | Broker |
| 224160962 |  |  |  |  | Origination Channel | Retail | Broker |
| 224160965 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224160974 |  |  |  |  | Borrower FTHB | 0 |  |
| 224160995 |  |  |  |  | Interest Rate Life Min | 2 | 5 |
| 224160995 |  |  |  |  | Interest Rate Initial Cap | 2 | 5 |
| 224161021 |  |  |  |  | Interest Only |  | 0 |
| 224161021 |  |  |  |  | # of Units | 8 |  |
| 224161021 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224161021 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224162528 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224162528 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224162528 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224162585 |  |  |  |  | Street | Redacted | Redacted |
| 224162585 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224162585 |  |  |  |  | Has FTHB | 1 | 0 |
| 224162585 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224162585 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 17.98 | 24.53734 |
| 224162587 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224162587 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224162587 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 15.04 | 32.67139 |
| 224162642 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224168860 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224168860 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224168860 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224168860 |  |  |  |  | Representative FICO | 742 | 746 |
| 224168860 |  |  |  |  | Product Description | DSCR Select Fixed 30 (Released) | Fixed Rate |
| 224170873 |  |  |  |  | Zip | Redacted | Redacted |
| 224170873 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224170873 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224170873 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224170873 |  |  |  |  | Lender | Redacted | Redacted |
| 224185316 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224185316 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224185316 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224185316 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224197479 |  |  |  |  | Street | Redacted | Redacted |
| 224197479 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224197479 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224197479 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224197479 |  |  |  |  | Property Type | Single Family Detached | PUD Attached |
| 224197481 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224197481 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 4.33 | 7.77588 |
| 224197493 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224197493 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224197500 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224197575 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224197575 |  |  |  |  | Property Type | Single Family Detached | Single Family Attached |
| 224197575 |  |  |  |  | Original CLTV | 68.75 | 62.89957 |
| 224197575 |  |  |  |  | Original LTV | 68.75 | 62.89957 |
| 224197575 |  |  |  |  | Prepayment Penalty Period (months) | 1000 | 60 |
| 224197575 |  |  |  |  | Product Description | DSCR Core Fixed 30 (Released) | Fixed Rate |
| 224199461 |  |  |  |  | Street | Redacted | Redacted |
| 224199461 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224199461 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224199461 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224199461 |  |  |  |  | Property Type | Single Family Detached | PUD Attached |
| 224199473 |  |  |  |  | Representative FICO | 766 | 788 |
| 224199473 |  |  |  |  | Borrower Full Name | Redacted | Redacted |
| 224199474 |  |  |  |  | Borrower Full Name | Redacted | Redacted |
| 224199477 |  |  |  |  | Street | Redacted | Redacted |
| 224199477 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224199477 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224199477 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224208287 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224208287 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 24.7 | 33.8308 |
| 224208504 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224210144 |  |  |  |  | City | Redacted | Redacted |
| 224210144 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224210144 |  |  |  |  | Coborrower First Name | Redacted | Redacted |
| 224210144 |  |  |  |  | Coborrower SSN | Redacted | Redacted |
| 224210144 |  |  |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term |
| 224210144 |  |  |  |  | Original CLTV | 79.56 | 78.50667 |
| 224210144 |  |  |  |  | Original LTV | 79.56 | 78.50667 |
| 224210144 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224212111 |  |  |  |  | City | Redacted | Redacted |
| 224212111 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224212111 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224212111 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224212111 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224213239 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224213239 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224213239 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224213239 |  |  |  |  | Lender | Redacted | Redacted |
| 224213239 |  |  |  |  | Product Description | DSCR Core Fixed 30 (Released) | Fixed Rate |
| 224213268 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224213520 |  |  |  |  | Coborrower First Name | Redacted | Redacted |
| 224213520 |  |  |  |  | Coborrower Last Name | Redacted | Redacted |
| 224213520 |  |  |  |  | Coborrower SSN | Redacted | Redacted |
| 224213520 |  |  |  |  | Has FTHB | 1 | 0 |
| 224214124 |  |  |  |  | Representative FICO | 737 | 769 |
| 224214124 |  |  |  |  | Has FTHB | 1 | 0 |
| 224217500 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224217500 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224217500 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224217500 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224219314 |  |  |  |  | Has FTHB | 1 | 0 |
| 224219314 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 40 |  |
| 224219314 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224219320 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224219403 |  |  |  |  | Street | Redacted | Redacted |
| 224219403 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224219403 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224219403 |  |  |  |  | Property Type | 2 Family | 3 Family |
| 224219403 |  |  |  |  | # of Units | 2 | 3 |
| 224219403 |  |  |  |  | Original CLTV | 41.14 | 75 |
| 224219403 |  |  |  |  | Original LTV | 41.14 | 75 |
| 224219403 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224219403 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224225765 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224225765 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 28.22 | 42.58762 |
| 224227935 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224227935 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224227935 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224227935 |  |  |  |  | Property Type | Single Family Detached | Single Family Attached |
| 224227935 |  |  |  |  | Lender | Redacted | Redacted |
| 224227935 |  |  |  |  | Product Description | DSCR Core Fixed 30 (Released) | Fixed Rate |
| 224235079 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224235079 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224235079 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224235079 |  |  |  |  | Has FTHB | 1 | 0 |
| 224235092 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224235291 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224235291 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224235291 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224235291 |  |  |  |  | Representative FICO | 700 | 699 |
| 224235291 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224235291 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224239250 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224239250 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224239250 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224239250 |  |  |  |  | Coborrower First Name | Redacted | Redacted |
| 224239250 |  |  |  |  | Coborrower Last Name | Redacted | Redacted |
| 224239250 |  |  |  |  | Coborrower SSN | Redacted | Redacted |
| 224239250 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224239250 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224239250 |  |  |  |  | Original CLTV | 80 | 74 |
| 224239250 |  |  |  |  | Original LTV | 80 | 74 |
| 224239250 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224239250 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224239255 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224239255 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224239255 |  |  |  |  | Refi Purpose | Rate/Term | Cash-out - Other |
| 224239255 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224239255 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224242944 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224242951 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224242951 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224242952 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224242962 |  |  |  |  | Property Type | PUD | PUD Attached |
| 224242999 |  |  |  |  | Street | Redacted | Redacted |
| 224242999 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224242999 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224242999 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224242999 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224243078 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224243078 |  |  |  |  | Original CLTV | 58.46 | 55.68254 |
| 224243078 |  |  |  |  | Original LTV | 58.46 | 55.68254 |
| 224243078 |  |  |  |  | Has FTHB | 1 | 0 |
| 224243078 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224243528 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224243528 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224246066 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 50.28 | 52.72411 |
| 224246095 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224246095 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224246095 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224246297 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224246297 |  |  |  |  | Representative FICO | 781 | 784 |
| 224246297 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224246297 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224246325 |  |  |  |  | Zip | Redacted | Redacted |
| 224246325 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224246410 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224246410 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 38.05 | 41.96896 |
| 224246434 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224246434 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224246434 |  |  |  |  | Original Interest Rate | 8.25 | 8.875 |
| 224246434 |  |  |  |  | Refi Purpose | Rate/Term | Cash-out - Other |
| 224246434 |  |  |  |  | Original CLTV | 68.51 | 75 |
| 224246434 |  |  |  |  | Original LTV | 68.51 | 75 |
| 224246434 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224246434 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224246440 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224246440 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224246440 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224246440 |  |  |  |  | Refi Purpose | Rate/Term | Cash-out - Other |
| 224246440 |  |  |  |  | Original CLTV | 80 | 75 |
| 224246440 |  |  |  |  | Original LTV | 80 | 75 |
| 224246440 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224246456 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224246456 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224251922 |  |  |  |  | Original CLTV | 80 | 63.58974 |
| 224251922 |  |  |  |  | Original LTV | 80 | 63.58974 |
| 224251954 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224251954 |  |  |  |  | Property Type | Single Family Detached | Single Family Attached |
| 224251954 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224251961 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 17.19 | 27.75366 |
| 224255289 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224255289 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224255289 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224255290 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224255329 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224255329 |  |  |  |  | Coborrower First Name | Redacted | Redacted |
| 224255329 |  |  |  |  | Coborrower Last Name | Redacted | Redacted |
| 224255329 |  |  |  |  | Coborrower SSN | Redacted | Redacted |
| 224255591 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224255591 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224255591 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224255591 |  |  |  |  | Original CLTV | 80 | 78.45313 |
| 224255591 |  |  |  |  | Original LTV | 80 | 78.45313 |
| 224255591 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224255591 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224255650 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224255650 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224255650 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 30.33 | 23.75931 |
| 224260593 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224260593 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224260593 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224260593 |  |  |  |  | Coborrower First Name | Redacted | Redacted |
| 224260593 |  |  |  |  | Coborrower SSN | Redacted | Redacted |
| 224260593 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224260593 |  |  |  |  | Representative FICO | 745 | 743 |
| 224260593 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224260593 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224260593 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224260593 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224260593 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224262521 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224262587 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224266859 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224266859 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224266929 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224266929 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224266929 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224266929 |  |  |  |  | Property Type | Single Family Detached | Single Family Attached |
| 224266929 |  |  |  |  | Lender | Redacted | Redacted |
| 224266929 |  |  |  |  | Product Description | DSCR Core Fixed 30 (Released) | Fixed Rate |
| 224266959 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224266959 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 55 | 50.09978 |
| 224268823 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224268823 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224268823 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224268823 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224268831 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224268831 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224268831 |  |  |  |  | Has FTHB | 1 | 0 |
| 224268832 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224268832 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224268832 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224268832 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224268834 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224268834 |  |  |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term |
| 224280681 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224280736 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224280736 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224280772 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224280772 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224280772 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224280772 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224280772 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224280772 |  |  |  |  | Original CLTV | 80 | 70.28571 |
| 224280772 |  |  |  |  | Original LTV | 80 | 70.28571 |
| 224280772 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224280772 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224280772 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224280773 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224280773 |  |  |  |  | Original CLTV | 75 | 66.83168 |
| 224280773 |  |  |  |  | Original LTV | 75 | 66.83168 |
| 224280773 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224280773 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224280794 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224280794 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224280794 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224280794 |  |  |  |  | Coborrower First Name | Redacted | Redacted |
| 224280794 |  |  |  |  | Coborrower SSN | Redacted | Redacted |
| 224280794 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224280794 |  |  |  |  | Representative FICO | 796 | 799 |
| 224280794 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224280794 |  |  |  |  | Original CLTV | 80 | 75 |
| 224280794 |  |  |  |  | Original LTV | 80 | 75 |
| 224280794 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224280794 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224282988 |  |  |  |  | City | Redacted | Redacted |
| 224282988 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224282988 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224282988 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224283606 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224283606 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224283606 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224283606 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224283644 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224283644 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224283644 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224283644 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224283644 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224283644 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224283646 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224283646 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224283803 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224283803 |  |  |  |  | Product Description | DSCR Core Fixed 30 (Released) | Fixed Rate |
| 224287799 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224287799 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224287799 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224287799 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224287799 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224287850 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224287989 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224287989 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224288038 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224292772 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224292772 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224292772 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224292772 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224293074 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224293080 |  |  |  |  | Interest Rate Life Min | 2 | 5 |
| 224293080 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224293080 |  |  |  |  | Interest Rate Initial Cap | 2 | 5 |
| 224293099 |  |  |  |  | Interest Rate Life Min | 2 | 5 |
| 224293099 |  |  |  |  | Interest Rate Initial Cap | 2 | 5 |
| 224293099 |  |  |  |  | Origination Channel | Retail | Broker |
| 224293099 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224293114 |  |  |  |  | City | Redacted | Redacted |
| 224293114 |  |  |  |  | Zip | Redacted | Redacted |
| 224293114 |  |  |  |  | Interest Rate Life Min | 2 | 5 |
| 224293114 |  |  |  |  | Interest Rate Initial Cap | 2 | 5 |
| 224293114 |  |  |  |  | Origination Channel | Retail | Broker |
| 224293114 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224293121 |  |  |  |  | Interest Rate Life Min | 2 | 5 |
| 224293121 |  |  |  |  | Interest Rate Initial Cap | 2 | 5 |
| 224293121 |  |  |  |  | Original CLTV | 0.7 | 70 |
| 224293121 |  |  |  |  | Origination Channel | Retail | Broker |
| 224293144 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224293148 |  |  |  |  | # of Units | 9 |  |
| 224293148 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224293148 |  |  |  |  | Prepayment Terms | 5%, 4%, 3%, 2%, 1% | 2%, 1% |
| 224293148 |  |  |  |  | Cost Basis | Redacted | Redacted |
| 224293148 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224293148 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224293151 |  |  |  |  | # of Units | 9 |  |
| 224293151 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224293151 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224293152 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224293152 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224293154 |  |  |  |  | # of Units | 11 |  |
| 224293154 |  |  |  |  | Original CLTV | 0.73 | 74.97807 |
| 224293154 |  |  |  |  | Original LTV | 72.59 | 74.97807 |
| 224293154 |  |  |  |  | Cost Basis | Redacted | Redacted |
| 224293154 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224293154 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224293155 |  |  |  |  | # of Units | 8 |  |
| 224293155 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224293155 |  |  |  |  | Original CLTV | 0.7 | 70.17522 |
| 224293155 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224293155 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224293353 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224293353 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224293353 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224293353 |  |  |  |  | Lender | Redacted | Redacted |
| 224293353 |  |  |  |  | Product Description | DSCR Core Fixed 30 (Released) | Fixed Rate |
| 224297243 |  |  |  |  | Coborrower First Name | Redacted | Redacted |
| 224297243 |  |  |  |  | Coborrower Last Name | Redacted | Redacted |
| 224297243 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224297306 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224297306 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224297306 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224297306 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224297306 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224297306 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224297306 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224297306 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224297329 |  |  |  |  | Street | Redacted | Redacted |
| 224297674 |  |  |  |  | Street | Redacted | Redacted |
| 224297674 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224297674 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224297674 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224297674 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224297674 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224297753 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224297753 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224297753 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224304823 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224304884 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224304884 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224304884 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224305998 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224305998 |  |  |  |  | Property Type | Single Family Detached | Single Family Attached |
| 224305998 |  |  |  |  | Refi Purpose | Cash-out | Rate/Term |
| 224305998 |  |  |  |  | Product Description | DSCR Core Fixed 30 (Released) | Fixed Rate |
| 224324315 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224324315 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224324315 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224324315 |  |  |  |  | Refi Purpose | Cash-out - Other | Rate/Term |
| 224324315 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224326254 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224326254 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 43.507 | 48.04112 |
| 224326684 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224326684 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224326684 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224326708 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224326708 |  |  |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term |
| 224326713 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224326713 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224326713 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224326720 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224326720 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224326720 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224326734 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 35 | 38.13781 |
| 224326740 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224326740 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224326750 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224326750 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224326750 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224326750 |  |  |  |  | Originator Application Date | Redacted | Redacted |
| 224326753 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224326753 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224326753 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224326753 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224326753 |  |  |  |  | Original Interest Rate | 7.5 | 7.25 |
| 224326753 |  |  |  |  | Original CLTV | 75 | 72.61538 |
| 224326753 |  |  |  |  | Original LTV | 75 | 72.61538 |
| 224326753 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224326829 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224326829 |  |  |  |  | Coborrower First Name | Redacted | Redacted |
| 224326829 |  |  |  |  | Coborrower SSN | Redacted | Redacted |
| 224326829 |  |  |  |  | Representative FICO | 794 | 787 |
| 224326831 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224326831 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224326831 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224326831 |  |  |  |  | Has FTHB | 1 | 0 |
| 224326831 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224326831 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 44.616 | 41.21629 |
| 224326838 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224326838 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224326838 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224329082 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224329082 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224329082 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224329082 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224329082 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224329082 |  |  |  |  | Has FTHB | 1 | 0 |
| 224329082 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224329144 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224329144 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224329144 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224329144 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224329144 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224329144 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224329216 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224329219 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224329219 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224329219 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224329219 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224329219 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224329220 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224329220 |  |  |  |  | Has FTHB | 1 | 0 |
| 224329220 |  |  |  |  | PMI Coverage % | 0 |  |
| 224329220 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 39 | 35.26257 |
| 224329233 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224329290 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224329290 |  |  |  |  | Has FTHB | 1 | 0 |
| 224329290 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224329318 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224329318 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224329318 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 29.8 | 37.35286 |
| 224329384 |  |  |  |  | Zip | Redacted | Redacted |
| 224329384 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224329384 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224329401 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224329401 |  |  |  |  | Coborrower First Name | Redacted | Redacted |
| 224329401 |  |  |  |  | Coborrower SSN | Redacted | Redacted |
| 224329401 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224329401 |  |  |  |  | Has FTHB | 1 | 0 |
| 224329430 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224329430 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224329430 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224329430 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224329528 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224330070 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224330070 |  |  |  |  | Representative FICO | 767 | 795 |
| 224330070 |  |  |  |  | Product Description | DSCR Core Fixed 30 (Released) | Fixed Rate |
| 224330092 |  |  |  |  | Original CLTV | 78.49 | 79.51968 |
| 224330092 |  |  |  |  | Borrower Full Name | Redacted | Redacted |
| 224330481 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224330481 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224330481 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224330481 |  |  |  |  | Representative FICO | 767 | 795 |
| 224330481 |  |  |  |  | Property Type | Single Family Detached | Single Family Attached |
| 224330481 |  |  |  |  | Lender | Redacted | Redacted |
| 224330481 |  |  |  |  | Product Description | DSCR Core Fixed 30 (Released) | Fixed Rate |
| 224335385 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224335385 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 27.52 | 38.3365 |
| 224335388 |  |  |  |  | Coborrower SSN | Redacted | Redacted |
| 224335388 |  |  |  |  | Has FTHB | 1 | 0 |
| 224335388 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224335400 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224335400 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224335400 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224335400 |  |  |  |  | Coborrower First Name | Redacted | Redacted |
| 224335400 |  |  |  |  | Coborrower Last Name | Redacted | Redacted |
| 224335400 |  |  |  |  | Coborrower SSN | Redacted | Redacted |
| 224335400 |  |  |  |  | Original CLTV | 74.25 | 66.74157 |
| 224335400 |  |  |  |  | Original LTV | 74.25 | 66.74157 |
| 224335400 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224335400 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 22.86 | 20.39174 |
| 224335422 |  |  |  |  | Representative FICO | 793 | 791 |
| 224335422 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224335422 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 34 | 36.65889 |
| 224335424 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224335424 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224335424 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224335443 |  |  |  |  | Coborrower First Name | Redacted | Redacted |
| 224335443 |  |  |  |  | Coborrower Last Name | Redacted | Redacted |
| 224335443 |  |  |  |  | Coborrower SSN | Redacted | Redacted |
| 224335443 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 44.47 | 39.43996 |
| 224335445 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224335445 |  |  |  |  | Refi Purpose | Limited Cash-out GSE | Cash-out - Other |
| 224335445 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224335455 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 18.05 | 20.61076 |
| 224335465 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224335465 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224335465 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224335465 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224335493 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224335493 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224335493 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224335524 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224335524 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224335524 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 44.29 | 39.65267 |
| 224335741 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224335741 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224335741 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224335741 |  |  |  |  | Coborrower First Name | Redacted | Redacted |
| 224335741 |  |  |  |  | Coborrower SSN | Redacted | Redacted |
| 224335741 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224335741 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224335741 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224336036 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224336036 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 55 | 51.00929 |
| 224336175 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224336175 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224336175 |  |  |  |  | Original Interest Rate | 6.75 | 6.875 |
| 224336175 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224336175 |  |  |  |  | Occupancy | Investment | Primary |
| 224336175 |  |  |  |  | Original CLTV | 49.9 | 55.33333 |
| 224336175 |  |  |  |  | Original LTV | 49.9 | 55.33333 |
| 224336175 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224336175 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 31.1727 | 46.44459 |
| 224336184 |  |  |  |  | Representative FICO | 800 | 804 |
| 224336184 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224340874 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224340874 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224340874 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 41.82 | 32.87183 |
| 224340901 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224340901 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224340901 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224340901 |  |  |  |  | Representative FICO | 747 | 748 |
| 224340901 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224340901 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224340904 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224340904 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 44 | 40.28476 |
| 224340909 |  |  |  |  | Property Type | Single Family Detached | Single Family Attached |
| 224340909 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224340909 |  |  |  |  | Has FTHB | 1 | 0 |
| 224340936 |  |  |  |  | PMI Coverage % | 0 |  |
| 224340936 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 44.9 | 31.456 |
| 224340978 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224340978 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224340978 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224340984 |  |  |  |  | Representative FICO | 799 | 790 |
| 224340984 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224340984 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224340984 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 18.14 | 42.26734 |
| 224341427 |  |  |  |  | Representative FICO | 801 | 816 |
| 224341427 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224341427 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224341427 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224341428 |  |  |  |  | Original CLTV | 45.83 | 55.83756 |
| 224341428 |  |  |  |  | Original LTV | 45.83 | 55.83756 |
| 224341428 |  |  |  |  | Has FTHB | 1 | 0 |
| 224341428 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224341428 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 43.72 | 47.79841 |
| 224341466 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 49.19 | 46.19339 |
| 224341480 |  |  |  |  | Product Description | DSCR Select Fixed 30 (Released) | Fixed Rate |
| 224351881 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224351881 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224351881 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224351881 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224351881 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224351905 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224351905 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224351905 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224351905 |  |  |  |  | Coborrower First Name | Redacted | Redacted |
| 224351905 |  |  |  |  | Coborrower SSN | Redacted | Redacted |
| 224351905 |  |  |  |  | PMI Coverage % | 0 |  |
| 224351905 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 44.51 | 52.0002 |
| 224351906 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224351906 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224351906 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224351906 |  |  |  |  | Property Type | Single Family Detached | Single Family Attached |
| 224351906 |  |  |  |  | Original CLTV | 70 | 64.38679 |
| 224351906 |  |  |  |  | Original LTV | 70 | 64.38679 |
| 224351973 |  |  |  |  | City | Redacted | Redacted |
| 224351973 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224351977 |  |  |  |  | Street | Redacted | Redacted |
| 224351977 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224351977 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224351977 |  |  |  |  | Representative FICO | 703 | 716 |
| 224351977 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224351977 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 12.945 | 16.56766 |
| 224352559 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224352559 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224352565 |  |  |  |  | PMI Coverage % | 0 |  |
| 224352577 |  |  |  |  | Representative FICO | 769 | 779 |
| 224352577 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224352584 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224353089 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224353089 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224353089 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224353089 |  |  |  |  | Coborrower First Name | Redacted | Redacted |
| 224353089 |  |  |  |  | Coborrower SSN | Redacted | Redacted |
| 224353089 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224353089 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224353089 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224364859 |  |  |  |  | City | Redacted | Redacted |
| 224364859 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224364859 |  |  |  |  | Originator Application Date | Redacted | Redacted |
| 224364859 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224364859 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 12.028 | 18.13219 |
| 224364884 |  |  |  |  | City | Redacted | Redacted |
| 224364884 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224364894 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224364894 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224364894 |  |  |  |  | Originator Application Date | Redacted | Redacted |
| 224364933 |  |  |  |  | Has FTHB | 1 | 0 |
| 224364933 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224364955 |  |  |  |  | Representative FICO | 784 | 775 |
| 224364981 |  |  |  |  | Street | Redacted | Redacted |
| 224364981 |  |  |  |  | Property Type | Condo (Low Rise) | Condo (Mid Rise) |
| 224365141 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224365141 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224365141 |  |  |  |  | Representative FICO | 697 | 694 |
| 224365141 |  |  |  |  | Originator Application Date | Redacted | Redacted |
| 224365141 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224365141 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 35.409 | 41.75841 |
| 224371276 |  |  |  |  | Prepayment Penalty Period (months) | 1000 |  |
| 224371276 |  |  |  |  | Lender | Redacted | Redacted |
| 224371276 |  |  |  |  | Product Description | Non-QM Select Fixed 30 (Released) | Fixed Rate |
| 224371280 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224371280 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224371280 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224371280 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224371280 |  |  |  |  | Original Interest Rate | 7.75 | 8 |
| 224371280 |  |  |  |  | Original CLTV | 70 | 72.22222 |
| 224371280 |  |  |  |  | Original LTV | 70 | 72.22222 |
| 224371280 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224371280 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224371282 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 31.28 | 28.50942 |
| 224371284 |  |  |  |  | Original CLTV | 73.24 | 70.39123 |
| 224371284 |  |  |  |  | Original LTV | 73.24 | 70.39123 |
| 224371284 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224371284 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 48.01 | 10.71883 |
| 224371352 |  |  |  |  | Representative FICO | 738 | 728 |
| 224371352 |  |  |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term |
| 224371352 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 36.94 | 31.29616 |
| 224376297 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224376297 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224376297 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224376297 |  |  |  |  | Prepayment Penalty Period (months) | 1000 | 36 |
| 224376297 |  |  |  |  | Product Description | DSCR Core Fixed 30 (Released) | Fixed Rate |
| 224376335 |  |  |  |  | Lender | Redacted | Redacted |
| 224376335 |  |  |  |  | Product Description | DSCR Select Fixed 30 (Released) | Fixed Rate |
| 224377540 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224377540 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224377540 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224377540 |  |  |  |  | Lender | Redacted | Redacted |
| 224377540 |  |  |  |  | Product Description | DSCR Select Fixed 30 (Released) | Fixed Rate |
| 224387937 |  |  |  |  | Has FTHB | 1 | 0 |
| 224387983 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224387983 |  |  |  |  | Original CLTV | 77.29 | 80 |
| 224387983 |  |  |  |  | Original LTV | 77.29 | 80 |
| 224387983 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224389012 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224389012 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224389012 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224390608 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224390608 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224390608 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224390608 |  |  |  |  | Product Description | DSCR Select Fixed 30 (Released) | Fixed Rate |
| 224399814 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224399814 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224399814 |  |  |  |  | Has FTHB | 1 | 0 |
| 224399814 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 28.91 | 24.8494 |
| 224400186 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224400186 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224400724 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224400724 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224400724 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224400724 |  |  |  |  | PMI Coverage % | 0 |  |
| 224400724 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224400791 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224400791 |  |  |  |  | Has FTHB | 1 | 0 |
| 224400877 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224400877 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224400877 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224402040 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224402048 |  |  |  |  | Interest Rate Life Min | 2 | 5 |
| 224402048 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224402048 |  |  |  |  | Interest Rate Initial Cap | 2 | 5 |
| 224402085 |  |  |  |  | Origination Channel | Retail | Broker |
| 224402101 |  |  |  |  | Origination Channel | Retail | Broker |
| 224402126 |  |  |  |  | Lien Position |  | 1 |
| 224402139 |  |  |  |  | Lien Position |  | 1 |
| 224402139 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224402139 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224402163 |  |  |  |  | Lien Position |  | 1 |
| 224402163 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224402163 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224402164 |  |  |  |  | Lien Position |  | 1 |
| 224402164 |  |  |  |  | Origination Channel | Retail | Broker |
| 224402164 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224402166 |  |  |  |  | Lien Position |  | 1 |
| 224402166 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224402166 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224402177 |  |  |  |  | Lien Position |  | 1 |
| 224402182 |  |  |  |  | Origination Channel | Retail | Broker |
| 224402182 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224402182 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224402212 |  |  |  |  | Street | Redacted | Redacted |
| 224402212 |  |  |  |  | City | Redacted | Redacted |
| 224402212 |  |  |  |  | Interest Only |  | 0 |
| 224402212 |  |  |  |  | # of Units | 9 |  |
| 224402212 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224402212 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224402214 |  |  |  |  | Street | Redacted | Redacted |
| 224402214 |  |  |  |  | City | Redacted | Redacted |
| 224402214 |  |  |  |  | Interest Only |  | 0 |
| 224402214 |  |  |  |  | # of Units | 7 |  |
| 224402214 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224402214 |  |  |  |  | Origination Channel | Retail | Broker |
| 224402214 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224402214 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224402215 |  |  |  |  | Street | Redacted | Redacted |
| 224402215 |  |  |  |  | City | Redacted | Redacted |
| 224402215 |  |  |  |  | Interest Only |  | 0 |
| 224402215 |  |  |  |  | # of Units | 6 |  |
| 224402215 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224402215 |  |  |  |  | Origination Channel | Retail | Broker |
| 224402215 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224402215 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224402216 |  |  |  |  | Street | Redacted | Redacted |
| 224402216 |  |  |  |  | City | Redacted | Redacted |
| 224402216 |  |  |  |  | Interest Only |  | 0 |
| 224402216 |  |  |  |  | # of Units | 6 |  |
| 224402216 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224402216 |  |  |  |  | Origination Channel | Retail | Broker |
| 224402216 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224402216 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224402218 |  |  |  |  | Street | Redacted | Redacted |
| 224402218 |  |  |  |  | City | Redacted | Redacted |
| 224402218 |  |  |  |  | Interest Only |  | 0 |
| 224402218 |  |  |  |  | # of Units | 8 |  |
| 224402218 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224402218 |  |  |  |  | Original CLTV | 0.73 | 73.46633 |
| 224402218 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224402219 |  |  |  |  | Street | Redacted | Redacted |
| 224402219 |  |  |  |  | City | Redacted | Redacted |
| 224402219 |  |  |  |  | Interest Only |  | 0 |
| 224402219 |  |  |  |  | # of Units | 9 |  |
| 224402219 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224402219 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224406734 |  |  |  |  | City | Redacted | Redacted |
| 224406734 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224406734 |  |  |  |  | Representative FICO | 768 | 771 |
| 224406734 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224406734 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224406734 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224406734 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 26.77 | 29.12039 |
| 224406843 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224406862 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224406870 |  |  |  |  | Property Type | Single Family Detached | Single Family Attached |
| 224406870 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224406870 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224406872 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 29 | 36.43766 |
| 224406876 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224406876 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224406876 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 3 | 13.65306 |
| 224406877 |  |  |  |  | Has FTHB | 0 | 1 |
| 224406897 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224406906 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224406906 |  |  |  |  | Originator Application Date | Redacted | Redacted |
| 224406906 |  |  |  |  | Has FTHB | 1 | 0 |
| 224406906 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 15.884 | 11.68003 |
| 224406919 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224406928 |  |  |  |  | Street | Redacted | Redacted |
| 224406928 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224410738 |  |  |  |  | City | Redacted | Redacted |
| 224410738 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224410738 |  |  |  |  | Product Description | DSCR Select Fixed 30 (Released) | Fixed Rate |
| 224419726 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224419757 |  |  |  |  | Street | Redacted | Redacted |
| 224419757 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224419757 |  |  |  |  | Has FTHB | 1 | 0 |
| 224419757 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 29.12 | 24.95745 |
| 224426075 |  |  |  |  | Street | Redacted | Redacted |
| 224426075 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224426075 |  |  |  |  | Coborrower First Name | Redacted | Redacted |
| 224426075 |  |  |  |  | Coborrower SSN | Redacted | Redacted |
| 224426075 |  |  |  |  | Representative FICO | 732 | 723 |
| 224426075 |  |  |  |  | Property Type | Condo (Low Rise) | Condo (Mid Rise) |
| 224426075 |  |  |  |  | Has FTHB | 1 | 0 |
| 224426116 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224426116 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224426116 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224426185 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224426185 |  |  |  |  | Property Type | Single Family Detached | Single Family Attached |
| 224426185 |  |  |  |  | Product Description | DSCR Core Fixed 30 (Released) | Fixed Rate |
| 224426202 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224426202 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 48.35 | 34.55803 |
| 224426219 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224426219 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224426219 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224426219 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224426219 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224426219 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224426219 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224426332 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224426332 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224426332 |  |  |  |  | PMI Coverage % | 0 |  |
| 224426332 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224426332 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 31.41 | 26.21587 |
| 224426360 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224426412 |  |  |  |  | Coborrower First Name | Redacted | Redacted |
| 224426412 |  |  |  |  | Coborrower Last Name | Redacted | Redacted |
| 224426412 |  |  |  |  | Refi Purpose | Cash-out - Home Improvement | Cash-out - Other |
| 224426412 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224426544 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224426544 |  |  |  |  | Original Interest Rate | 7.125 | 7 |
| 224426544 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224426544 |  |  |  |  | Original CLTV | 75 | 70 |
| 224426544 |  |  |  |  | Original LTV | 75 | 70 |
| 224426544 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224426560 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224426601 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224426601 |  |  |  |  | Original Interest Rate | 7.375 | 6.75 |
| 224426601 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224426601 |  |  |  |  | Original CLTV | 85 | 80 |
| 224426601 |  |  |  |  | Original LTV | 85 | 80 |
| 224426601 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 37.677 | 39.9459 |
| 224426613 |  |  |  |  | Representative FICO | 782 | 776 |
| 224426613 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 39.37 | 36.61006 |
| 224426758 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224426758 |  |  |  |  | Original Interest Rate | 7 | 6.875 |
| 224426758 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224426758 |  |  |  |  | Original CLTV | 80 | 75 |
| 224426758 |  |  |  |  | Original LTV | 80 | 75 |
| 224426773 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224426907 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224426907 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224426907 |  |  |  |  | Coborrower SSN | Redacted | Redacted |
| 224426907 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224426907 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224426907 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224426907 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224426914 |  |  |  |  | Zip | Redacted | Redacted |
| 224426914 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224426914 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224426914 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224426914 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224426914 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 28.238 | 33.75331 |
| 224426921 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224426921 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224426925 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224427096 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224427096 |  |  |  |  | Product Description | DSCR Core Fixed 30 (Released) | Fixed Rate |
| 224428900 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224429290 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224429290 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224429290 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224429290 |  |  |  |  | Coborrower First Name | Redacted | Redacted |
| 224429290 |  |  |  |  | Coborrower SSN | Redacted | Redacted |
| 224429290 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224429298 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224429298 |  |  |  |  | Original CLTV | 66.85 | 80 |
| 224429298 |  |  |  |  | Original LTV | 66.85 | 80 |
| 224429298 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224429537 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224429787 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224439160 |  |  |  |  | Product Description | DSCR Select Fixed 30 (Released) | Fixed Rate |
| 224439805 |  |  |  |  | Street | Redacted | Redacted |
| 224439805 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224439805 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224439805 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224439805 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224439805 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224439811 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224439811 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 39.484 | 46.28117 |
| 224439813 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224439813 |  |  |  |  | Original Interest Rate | 7.625 | 7.5 |
| 224439813 |  |  |  |  | Original CLTV | 75 | 69.98285 |
| 224439813 |  |  |  |  | Original LTV | 75 | 69.98285 |
| 224439813 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224439813 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224439837 |  |  |  |  | Street | Redacted | Redacted |
| 224439837 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224439837 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224439837 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224439837 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224439860 |  |  |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| 224439860 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224439861 |  |  |  |  | Street | Redacted | Redacted |
| 224439861 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224439861 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224439861 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224439861 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224439861 |  |  |  |  | Has FTHB | 0 | 1 |
| 224439878 |  |  |  |  | Street | Redacted | Redacted |
| 224439878 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224439878 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224439878 |  |  |  |  | Representative FICO | 783 | 786 |
| 224439878 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224439878 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224439878 |  |  |  |  | Has FTHB | 0 | 1 |
| 224439912 |  |  |  |  | Street | Redacted | Redacted |
| 224439912 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224439912 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224439912 |  |  |  |  | Representative FICO | 777 | 812 |
| 224439924 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224442608 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224442609 |  |  |  |  | Street | Redacted | Redacted |
| 224442609 |  |  |  |  | Coborrower First Name | Redacted | Redacted |
| 224442609 |  |  |  |  | Coborrower Last Name | Redacted | Redacted |
| 224442609 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224442609 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224442619 |  |  |  |  | Property Type | Single Family Detached | Single Family Attached |
| 224442619 |  |  |  |  | Original CLTV | 31.14 | 29.31176 |
| 224442619 |  |  |  |  | Original LTV | 31.14 | 29.31176 |
| 224442619 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224442623 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224442642 |  |  |  |  | Street | Redacted | Redacted |
| 224442642 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224442642 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224442642 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224442642 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224442881 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224442881 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224442881 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224442881 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224442888 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224442888 |  |  |  |  | Property Type | PUD | PUD Attached |
| 224442888 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224442890 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224442890 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 34.85 | 40.66375 |
| 224443409 |  |  |  |  | Street | Redacted | Redacted |
| 224443409 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224443409 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224457163 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224457163 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224457164 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224457164 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224457164 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224457164 |  |  |  |  | Original Interest Rate | 8.375 | 8 |
| 224457164 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224457164 |  |  |  |  | Original CLTV | 80 | 78.4689 |
| 224457164 |  |  |  |  | Original LTV | 80 | 78.4689 |
| 224457164 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224457164 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224457164 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224457178 |  |  |  |  | Original CLTV | 60.64 | 57.94444 |
| 224457178 |  |  |  |  | Original LTV | 60.64 | 57.94444 |
| 224457178 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224457178 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 35.76 | 30.21928 |
| 224457188 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224457188 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 23.229 | 25.47043 |
| 224460428 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224460428 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224460428 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224460428 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 43.64 | 36.65827 |
| 224461359 |  |  |  |  | Street | Redacted | Redacted |
| 224461359 |  |  |  |  | Representative FICO | 775 | 787 |
| 224461802 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224461802 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224461802 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224463163 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224463163 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 32.427 | 34.49576 |
| 224463634 |  |  |  |  | Has FTHB | 0 | 1 |
| 224463886 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224463886 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224463886 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224463886 |  |  |  |  | Lender | Redacted | Redacted |
| 224463886 |  |  |  |  | Product Description | DSCR Select Fixed 30 (Released) | Fixed Rate |
| 224464035 |  |  |  |  | Street | Redacted | Redacted |
| 224464035 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224464035 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224464035 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224464035 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224464429 |  |  |  |  | Lender | Redacted | Redacted |
| 224464429 |  |  |  |  | Product Description | DSCR Select Fixed 30 (Released) | Fixed Rate |
| 224464448 |  |  |  |  | Street | Redacted | Redacted |
| 224464448 |  |  |  |  | City | Redacted | Redacted |
| 224464448 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224464448 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224464448 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224464448 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224464550 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224464550 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224464550 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 32.805 | 27.01951 |
| 224466778 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224466778 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224466779 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224466805 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224466805 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224466812 |  |  |  |  | Property Type | PUD | PUD Attached |
| 224466812 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 1.976 | 5.536 |
| 224466974 |  |  |  |  | Original LTV | 53 | 44.72574 |
| 224466974 |  |  |  |  | Has FTHB | 1 | 0 |
| 224466974 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224466987 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224466991 |  |  |  |  | Street | Redacted | Redacted |
| 224466991 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224466991 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224466991 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224466991 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224466991 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224466991 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 43.533 | 34.79271 |
| 224467023 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224467023 |  |  |  |  | Representative FICO | 703 | 701 |
| 224467023 |  |  |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term |
| 224469255 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224469255 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224469255 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224469255 |  |  |  |  | Lender | Redacted | Redacted |
| 224469255 |  |  |  |  | Product Description | DSCR Select Fixed 30 (Released) | 10 Year Interest Only, Fixed Rate |
| 224473592 |  |  |  |  | Street | Redacted | Redacted |
| 224473592 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224473592 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224473592 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224473592 |  |  |  |  | Original Interest Rate | 7.125 | 7.625 |
| 224473592 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224473592 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224473597 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224473600 |  |  |  |  | Street | Redacted | Redacted |
| 224473600 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224473600 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224473600 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 50 | 37.12238 |
| 224473616 |  |  |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) |
| 224473620 |  |  |  |  | Coborrower First Name | Redacted | Redacted |
| 224473620 |  |  |  |  | Coborrower Last Name | Redacted | Redacted |
| 224473626 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224473626 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224474598 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224474777 |  |  |  |  | Representative FICO | 660 | 636 |
| 224474777 |  |  |  |  | Property Type | Single Family Detached | PUD Attached |
| 224474777 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224474777 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 9.62 | 38.20314 |
| 224474802 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224474802 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224474802 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224474802 |  |  |  |  | Property Type | Single Family Detached | Single Family Attached |
| 224474802 |  |  |  |  | Lender | Redacted | Redacted |
| 224474802 |  |  |  |  | Product Description | DSCR Core Fixed 30 (Released) | Fixed Rate |
| 224475770 |  |  |  |  | Property Type | Condo (Low Rise) | Condo (Mid Rise) |
| 224475770 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224475816 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224498687 |  |  |  |  | Property Type | PUD | PUD Attached |
| 224498687 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224498687 |  |  |  |  | Originator Application Date | Redacted | Redacted |
| 224498687 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 42.47 | 38.12992 |
| 224498700 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224498700 |  |  |  |  | Original CLTV | 60 | 51.86957 |
| 224498700 |  |  |  |  | Original LTV | 60 | 51.86957 |
| 224498700 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224498700 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 15.92 | 18.34572 |
| 224498799 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224498799 |  |  |  |  | Representative FICO | 747 | 758 |
| 224498819 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224498836 |  |  |  |  | Street | Redacted | Redacted |
| 224498836 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224498836 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224498836 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224498867 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224498867 |  |  |  |  | Has FTHB | 0 | 1 |
| 224498867 |  |  |  |  | PMI Coverage % | 0 |  |
| 224532369 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224532369 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224532369 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224532369 |  |  |  |  | Prepayment Penalty Period (months) | 1000 |  |
| 224543996 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224543996 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224543996 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224543996 |  |  |  |  | Representative FICO | 777 | 775 |
| 224543996 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224543996 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224544726 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224544726 |  |  |  |  | Coborrower First Name | Redacted | Redacted |
| 224544726 |  |  |  |  | Coborrower Last Name | Redacted | Redacted |
| 224544726 |  |  |  |  | Coborrower SSN | Redacted | Redacted |
| 224544907 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224545210 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224545746 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224545746 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224545746 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224545746 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224545746 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224545819 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224545819 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224545919 |  |  |  |  | Original CLTV | 79.7 | 68.60759 |
| 224545919 |  |  |  |  | Original LTV | 79.7 | 68.60759 |
| 224545919 |  |  |  |  | Has FTHB | 1 | 0 |
| 224545919 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224545919 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 31.608 | 13.97042 |
| 224546241 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224546241 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224546241 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224546241 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224546241 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224546241 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224546815 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224546815 |  |  |  |  | Representative FICO | 741 | 746 |
| 224546815 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224546815 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224546815 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224548540 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 50 | 34.30124 |
| 224550950 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224550950 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224550950 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224550950 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224550950 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224551204 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224551204 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224551204 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224551204 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224551693 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224551693 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224552025 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224552025 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224552025 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224552025 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224552025 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224552025 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224552112 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224552112 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224552112 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224552112 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224552112 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224553025 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224553025 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224553025 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224553025 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224553025 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224553347 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224553347 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224553347 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224553347 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224553347 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224553927 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224553927 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224553927 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224553927 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224553927 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224553927 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224553928 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224553928 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224553928 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224553928 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224553928 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224553928 |  |  |  |  | Has FTHB | 0 | 1 |
| 224553928 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224553941 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224553941 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224553941 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224553941 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224553941 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224553960 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224553960 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224553960 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224553960 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224553960 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224553960 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224554005 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224554005 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224554005 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224554017 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224554017 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224554017 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224554017 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224554017 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224554031 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224554031 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224554031 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224554031 |  |  |  |  | Property Type | Single Family Detached | Single Family Attached |
| 224554031 |  |  |  |  | Refi Purpose | Cash-out - Other | Rate/Term |
| 224554031 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224554139 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224554139 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224554139 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224554199 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224554199 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224554199 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224554199 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224554204 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224554204 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224554204 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224554204 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224554212 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224554212 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224554212 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224554212 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224554212 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224554221 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224554221 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224554221 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224554221 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224554221 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224554221 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224554228 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224554228 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224554228 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224554228 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224554230 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224554230 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224554230 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224554244 |  |  |  |  | Street | Redacted | Redacted |
| 224554244 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224554244 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224554244 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224554244 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224554244 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224554244 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224554362 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224554362 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224554362 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224554362 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224554366 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224554366 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224554366 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224554366 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224554366 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224554667 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224554667 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224554667 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224554667 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224554667 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224556665 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224556665 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224556665 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224556665 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224556665 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224557507 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224557507 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224557507 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224557507 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224557507 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224559032 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224559032 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224559032 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224559032 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224559032 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224559836 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224559836 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224559836 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224559836 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224559836 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224559839 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224559839 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224561664 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224561664 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224561664 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224561664 |  |  |  |  | Lender | Redacted | Redacted |
| 224561664 |  |  |  |  | Product Description | DSCR Select Fixed 30 (Released) | Fixed Rate |
| 224565867 |  |  |  |  | Street | Redacted | Redacted |
| 224565867 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224565867 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224565867 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224565867 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 50 | 39.2579 |
| 224567551 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224567558 |  |  |  |  | PMI Coverage % | 0 |  |
| 224567558 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224567627 |  |  |  |  | Street | Redacted | Redacted |
| 224567627 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224567627 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224567651 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224567651 |  |  |  |  | PMI Coverage % | 0 |  |
| 224567651 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224567668 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224567668 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224567668 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224567668 |  |  |  |  | Coborrower First Name | Redacted | Redacted |
| 224567668 |  |  |  |  | Coborrower Last Name | Redacted | Redacted |
| 224567668 |  |  |  |  | Coborrower SSN | Redacted | Redacted |
| 224567668 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224567675 |  |  |  |  | Zip | Redacted | Redacted |
| 224567675 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224567675 |  |  |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| 224567675 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224567683 |  |  |  |  | Has FTHB | 1 | 0 |
| 224567683 |  |  |  |  | PMI Coverage % | 0 |  |
| 224567683 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224567727 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224567727 |  |  |  |  | Has FTHB | 1 | 0 |
| 224573236 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224573236 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224573252 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224573252 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224573252 |  |  |  |  | Has FTHB | 0 | 1 |
| 224573389 |  |  |  |  | Refi Purpose | Cash-out - Home Improvement | Cash-out - Other |
| 224573389 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224573393 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224573393 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224573393 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224573393 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224573393 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224573395 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224573395 |  |  |  |  | Original CLTV | 73.89 | 70 |
| 224573395 |  |  |  |  | Original LTV | 73.89 | 70 |
| 224573395 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224573395 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224574441 |  |  |  |  | Street | Redacted | Redacted |
| 224574441 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224574441 |  |  |  |  | Has FTHB | 1 | 0 |
| 224574520 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224574520 |  |  |  |  | Coborrower First Name | Redacted | Redacted |
| 224574520 |  |  |  |  | Coborrower Last Name | Redacted | Redacted |
| 224574520 |  |  |  |  | Coborrower SSN | Redacted | Redacted |
| 224574520 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 32.27 | 41.07973 |
| 224574547 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224574547 |  |  |  |  | Has FTHB | 0 | 1 |
| 224574841 |  |  |  |  | Street | Redacted | Redacted |
| 224574841 |  |  |  |  | Lender | Redacted | Redacted |
| 224574841 |  |  |  |  | Product Description | DSCR Select Fixed 30 (Released) | Fixed Rate |
| 224581423 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224581427 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224581427 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 26.29 | 21.76926 |
| 224581442 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224581807 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224582090 |  |  |  |  | Property Type | PUD | Single Family Detached |
| 224582090 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 49 | 45.71385 |
| 224583979 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224583979 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224583979 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224583979 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224588089 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224588089 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224588089 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224588089 |  |  |  |  | Property Type | Single Family Detached | Single Family Attached |
| 224601243 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224601243 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224601429 |  |  |  |  | Street | Redacted | Redacted |
| 224601429 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224601429 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224601429 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224601464 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224601464 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224601464 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 32.937 | 40.40457 |
| 224601526 |  |  |  |  | City | Redacted | Redacted |
| 224601526 |  |  |  |  | Zip | Redacted | Redacted |
| 224601526 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224601526 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224601526 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224601532 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224601532 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224601534 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224601534 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224601534 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224605755 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224605778 |  |  |  |  | Street | Redacted | Redacted |
| 224605778 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224605778 |  |  |  |  | Original CLTV | 80 | 77.89474 |
| 224605778 |  |  |  |  | Original LTV | 80 | 77.89474 |
| 224605778 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224605780 |  |  |  |  | Street | Redacted | Redacted |
| 224605780 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224605780 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224610083 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224610083 |  |  |  |  | Original CLTV | 72 | 75 |
| 224610083 |  |  |  |  | Original LTV | 72 | 75 |
| 224610083 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224610083 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 35 | 40.09695 |
| 224610183 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224617873 |  |  |  |  | Property Type | Single Family Detached | PUD Attached |
| 224617873 |  |  |  |  | Purpose | Purchase | Refinance |
| 224617873 |  |  |  |  | Product Description | DSCR Select Fixed 30 (Released) | Fixed Rate |
| 224619875 |  |  |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) |
| 224619911 |  |  |  |  | Has FTHB | 1 | 0 |
| 224619911 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224619911 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224620145 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224620145 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224620145 |  |  |  |  | Original CLTV | 73.27 | 75 |
| 224620145 |  |  |  |  | Original LTV | 73.27 | 75 |
| 224620145 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 49.38 | 41.04951 |
| 224620194 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224620194 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224620194 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224620194 |  |  |  |  | PMI Coverage % | 0 |  |
| 224620194 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224620194 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224621428 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224621428 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224621428 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224621454 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224635270 |  |  |  |  | Origination Channel | Retail | Broker |
| 224635271 |  |  |  |  | Original CLTV | 0.75 | 75 |
| 224635271 |  |  |  |  | Origination Channel | Retail | Broker |
| 224635274 |  |  |  |  | Origination Channel | Retail | Broker |
| 224635274 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224635277 |  |  |  |  | Original CLTV | 0.75 | 71.53179 |
| 224635277 |  |  |  |  | Original LTV | 75 | 71.53179 |
| 224635277 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224635282 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224635284 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224635285 |  |  |  |  | Origination Channel | Retail | Broker |
| 224635285 |  |  |  |  | Origination Company Name | Redacted | Redacted |
| 224635290 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224635299 |  |  |  |  | Origination Channel | Retail | Broker |
| 224635305 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224635305 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224635338 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224635339 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224635339 |  |  |  |  | Origination Channel | Retail | Broker |
| 224635345 |  |  |  |  | Original CLTV | 0.75 | 73.76277 |
| 224635345 |  |  |  |  | Original LTV | 75 | 73.76277 |
| 224635345 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224635350 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224635359 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224635365 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224635365 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224635365 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224635376 |  |  |  |  | Interest Rate Life Min | 2 | 5 |
| 224635376 |  |  |  |  | Interest Rate Initial Cap | 2 | 5 |
| 224635389 |  |  |  |  | # of Units | 2 | 3 |
| 224635389 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224635389 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224635393 |  |  |  |  | Origination Channel | Retail | Broker |
| 224635393 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224635393 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224635411 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224635428 |  |  |  |  | Origination Channel | Retail | Broker |
| 224635428 |  |  |  |  | Borrower FTHB | 0 |  |
| 224635428 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224635431 |  |  |  |  | Interest Rate Life Min | 2 | 5 |
| 224635431 |  |  |  |  | Interest Rate Initial Cap | 2 | 5 |
| 224635434 |  |  |  |  | Origination Channel | Retail | Broker |
| 224635434 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224635442 |  |  |  |  | Borrower FTHB | 0 |  |
| 224635442 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224635442 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224635446 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224635446 |  |  |  |  | Origination Channel | Retail | Broker |
| 224635457 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224635457 |  |  |  |  | Origination Channel | Retail | Broker |
| 224635458 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224635477 |  |  |  |  | Origination Channel | Retail | Broker |
| 224635484 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224635489 |  |  |  |  | Origination Channel | Retail | Broker |
| 224635489 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224635515 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224635516 |  |  |  |  | # of Units | 2 | 3 |
| 224635521 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224635521 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224635521 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224635527 |  |  |  |  | Origination Channel | Retail | Broker |
| 224635527 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224636016 |  |  |  |  | Street | Redacted | Redacted |
| 224636016 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224636080 |  |  |  |  | Street | Redacted | Redacted |
| 224636090 |  |  |  |  | Representative FICO | 753 | 760 |
| 224636090 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224636090 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224636096 |  |  |  |  | Property Type | Condo (Low Rise) | PUD Attached |
| 224636096 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224636096 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224636137 |  |  |  |  | Coborrower First Name | Redacted | Redacted |
| 224636137 |  |  |  |  | Coborrower Last Name | Redacted | Redacted |
| 224636137 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224636150 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224636156 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224636166 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224640038 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224640038 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224640072 |  |  |  |  | Has FTHB | 1 | 0 |
| 224640072 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224640072 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 31 | 26.67237 |
| 224640517 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224640521 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224640521 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224640557 |  |  |  |  | Street | Redacted | Redacted |
| 224640557 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224640557 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224640557 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224640557 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 30.724 | 38.14849 |
| 224640578 |  |  |  |  | Zip | Redacted | Redacted |
| 224640578 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224640578 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224640578 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224640578 |  |  |  |  | Property Type | Single Family Detached | Single Family Attached |
| 224640578 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224640578 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224641684 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224641703 |  |  |  |  | Has FTHB | 1 | 0 |
| 224641703 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224660496 |  |  |  |  | Has FTHB | 1 | 0 |
| 224660496 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224660496 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 42.84 | 39.35711 |
| 224661031 |  |  |  |  | Street | Redacted | Redacted |
| 224661092 |  |  |  |  | Representative FICO | 789 | 818 |
| 224661092 |  |  |  |  | Property Type | Condo (Low Rise) | Site Condo |
| 224661092 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224661127 |  |  |  |  | Street | Redacted | Redacted |
| 224661127 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224661127 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224661127 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224661127 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224661127 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224661131 |  |  |  |  | Street | Redacted | Redacted |
| 224661131 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224661131 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224661131 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224661131 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224661131 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224661131 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224661135 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224661135 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224661140 |  |  |  |  | Zip | Redacted | Redacted |
| 224661140 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224661140 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224661155 |  |  |  |  | Property Type | Single Family Detached | Single Family Attached |
| 224663941 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224663941 |  |  |  |  | Index Type | LIBOR - 1 Year (Daily) | SOFR 30 Day Average |
| 224663941 |  |  |  |  | First Interest Rate Change Date | Redacted | Redacted |
| 224663941 |  |  |  |  | Interest Rate Initial Cap |  | 2 |
| 224663941 |  |  |  |  | Origination Channel | Retail | Broker |
| 224663943 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224663943 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224663943 |  |  |  |  | Amortization Term | Redacted | Redacted |
| 224663943 |  |  |  |  | Property Type | Multi Family |  |
| 224663943 |  |  |  |  | Index Type | SOFR | SOFR 30 Day Average |
| 224663943 |  |  |  |  | Interest Rate Initial Floor |  | 0 |
| 224663943 |  |  |  |  | Origination Channel | Retail | Broker |
| 224663944 |  |  |  |  | Street | Redacted | Redacted |
| 224663944 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224663944 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224663944 |  |  |  |  | Interest Rate Initial Floor |  | 0 |
| 224663965 |  |  |  |  | Street | Redacted | Redacted |
| 224663965 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224663965 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224663965 |  |  |  |  | Original Interest Rate | 4.45 | 4.454 |
| 224663965 |  |  |  |  | Balloon Flag | 0 | 1 |
| 224663969 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224663969 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224663969 |  |  |  |  | Original Interest Rate | 4.52 | 4.525 |
| 224663969 |  |  |  |  | Interest Rate Initial Floor |  | 0 |
| 224663969 |  |  |  |  | Balloon Flag | 0 | 1 |
| 224663969 |  |  |  |  | Origination Channel |  | Retail |
| 224663984 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224663984 |  |  |  |  | Original Interest Rate | 4.56 | 4.555 |
| 224663984 |  |  |  |  | Interest Rate Initial Floor |  | 0 |
| 224663984 |  |  |  |  | Balloon Flag | 0 | 1 |
| 224663984 |  |  |  |  | Origination Channel |  | Broker |
| 224663988 |  |  |  |  | Street | Redacted | Redacted |
| 224663988 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224663988 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224663988 |  |  |  |  | Interest Rate Initial Floor |  | 0 |
| 224663988 |  |  |  |  | Balloon Flag | 0 | 1 |
| 224663988 |  |  |  |  | Origination Channel |  | Retail |
| 224663994 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224663994 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224663994 |  |  |  |  | Interest Rate Initial Floor |  | 0 |
| 224663994 |  |  |  |  | Balloon Flag | 0 | 1 |
| 224663994 |  |  |  |  | Origination Channel |  | Retail |
| 224664017 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224664017 |  |  |  |  | Property Type | Multi Family | Multifamily |
| 224664017 |  |  |  |  | Interest Rate Initial Floor | 4.75 | 0 |
| 224664017 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224664018 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224664018 |  |  |  |  | Interest Rate Initial Floor | 6.125 | 0 |
| 224664019 |  |  |  |  | Street | Redacted | Redacted |
| 224664019 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224664019 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224664019 |  |  |  |  | First Interest Rate Change Date | Redacted | Redacted |
| 224664019 |  |  |  |  | Interest Rate Initial Floor |  | 0 |
| 224664019 |  |  |  |  | Balloon Flag | 0 | 1 |
| 224664019 |  |  |  |  | Origination Channel |  | Retail |
| 224664020 |  |  |  |  | Street | Redacted | Redacted |
| 224664020 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224664020 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224664020 |  |  |  |  | Interest Rate Initial Floor |  | 0 |
| 224664020 |  |  |  |  | Balloon Flag | 0 | 1 |
| 224664020 |  |  |  |  | Origination Channel |  | Broker |
| 224664028 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224664028 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224664028 |  |  |  |  | Original Interest Rate | 4.52 | 4.525 |
| 224664028 |  |  |  |  | Property Type | Multi Family |  |
| 224664028 |  |  |  |  | Balloon Flag | 0 | 1 |
| 224664028 |  |  |  |  | Origination Channel |  | Retail |
| 224664037 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224664037 |  |  |  |  | Property Type | Single Family Detached | Multifamily |
| 224664037 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224664037 |  |  |  |  | Interest Rate Initial Floor | 4.875 | 0 |
| 224664037 |  |  |  |  | Original LTV | 75 | 79.54545 |
| 224664037 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224664037 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224664037 |  |  |  |  | Total Cash-out | Redacted | Redacted |
| 224664040 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224664040 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224664040 |  |  |  |  | Interest Rate Initial Floor | 4.75 | 0 |
| 224664040 |  |  |  |  | Total Cash-out | Redacted | Redacted |
| 224664106 |  |  |  |  | Street | Redacted | Redacted |
| 224664106 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224664106 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224664106 |  |  |  |  | Interest Rate Initial Floor |  | 0 |
| 224664106 |  |  |  |  | Balloon Flag | 0 | 1 |
| 224664106 |  |  |  |  | Origination Channel |  | Retail |
| 224664112 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224664112 |  |  |  |  | Refi Purpose | Rate/Term | Cash-out - Other |
| 224664112 |  |  |  |  | Interest Rate Initial Floor |  | 0 |
| 224664112 |  |  |  |  | Balloon Flag | 0 | 1 |
| 224664115 |  |  |  |  | Street | Redacted | Redacted |
| 224664115 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224664115 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224664115 |  |  |  |  | Original Interest Rate | 4.3 | 4.295 |
| 224664115 |  |  |  |  | Interest Rate Initial Floor |  | 0 |
| 224664115 |  |  |  |  | Balloon Flag | 0 | 1 |
| 224664115 |  |  |  |  | Origination Channel |  | Broker |
| 224664119 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224664119 |  |  |  |  | Interest Rate Initial Cap | 5 | 2 |
| 224664119 |  |  |  |  | Interest Rate Initial Floor |  | 0 |
| 224664119 |  |  |  |  | Balloon Flag | 0 | 1 |
| 224664119 |  |  |  |  | Origination Channel |  | Retail |
| 224664127 |  |  |  |  | Street | Redacted | Redacted |
| 224664127 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224664127 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224664127 |  |  |  |  | Interest Rate Initial Floor |  | 0 |
| 224664127 |  |  |  |  | Balloon Flag | 0 | 1 |
| 224664127 |  |  |  |  | Prepayment Penalty Period (months) | 60 | 36 |
| 224664127 |  |  |  |  | Origination Channel |  | Broker |
| 224664186 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224664186 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224664186 |  |  |  |  | Property Type | Multi Family |  |
| 224664186 |  |  |  |  | Interest Rate Change Frequency | 6 | 12 |
| 224664186 |  |  |  |  | Interest Rate Initial Floor |  | 0 |
| 224664186 |  |  |  |  | Balloon Flag | 0 | 1 |
| 224664186 |  |  |  |  | Origination Channel |  | Broker |
| 224664247 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224664247 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224664247 |  |  |  |  | Amortization Term | Redacted | Redacted |
| 224664247 |  |  |  |  | Interest Rate Initial Floor |  | 0 |
| 224664247 |  |  |  |  | Origination Channel | Retail | Broker |
| 224664251 |  |  |  |  | Street | Redacted | Redacted |
| 224664251 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224664251 |  |  |  |  | Interest Rate Initial Floor |  | 0 |
| 224664251 |  |  |  |  | Balloon Flag | 0 | 1 |
| 224664251 |  |  |  |  | Prepayment Penalty Period (months) | 60 | 36 |
| 224664251 |  |  |  |  | Origination Channel |  | Broker |
| 224664251 |  |  |  |  | Borrower Full Name | Redacted | Redacted |
| 224664252 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224664252 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224664252 |  |  |  |  | Original Interest Rate | 5.13 | 5.125 |
| 224664252 |  |  |  |  | Interest Rate Initial Floor |  | 0 |
| 224664252 |  |  |  |  | Balloon Flag | 0 | 1 |
| 224664252 |  |  |  |  | Original LTV | 71 | 75 |
| 224664252 |  |  |  |  | Origination Channel |  | Retail |
| 224664259 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224664259 |  |  |  |  | Balloon Flag | 0 | 1 |
| 224664260 |  |  |  |  | Street | Redacted | Redacted |
| 224664260 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224664260 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224664260 |  |  |  |  | Interest Rate Initial Floor |  | 0.175 |
| 224664260 |  |  |  |  | Balloon Flag | 0 | 1 |
| 224664260 |  |  |  |  | Origination Channel |  | Retail |
| 224664265 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224664265 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224664265 |  |  |  |  | Interest Rate Initial Floor |  | 0 |
| 224664265 |  |  |  |  | Balloon Flag | 0 | 1 |
| 224664265 |  |  |  |  | Prepayment Penalty Period (months) | 60 | 36 |
| 224664265 |  |  |  |  | Origination Channel |  | Broker |
| 224664272 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224664272 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224664272 |  |  |  |  | Original Interest Rate | 4.52 | 4.525 |
| 224664272 |  |  |  |  | Interest Rate Initial Floor |  | 0 |
| 224664272 |  |  |  |  | Balloon Flag | 0 | 1 |
| 224664272 |  |  |  |  | Origination Channel |  | Retail |
| 224664280 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224664280 |  |  |  |  | Property Type | Single Family | 2 Family |
| 224664280 |  |  |  |  | Interest Rate Initial Floor |  | 0.6 |
| 224664280 |  |  |  |  | Balloon Flag | 0 | 1 |
| 224664280 |  |  |  |  | Original LTV | 75 | 68.39623 |
| 224664280 |  |  |  |  | Origination Channel |  | Retail |
| 224678277 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224678277 |  |  |  |  | Original CLTV | 66.58 | 71.84211 |
| 224678277 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224678560 |  |  |  |  | Street | Redacted | Redacted |
| 224678565 |  |  |  |  | Street | Redacted | Redacted |
| 224678565 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224678565 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224678565 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 34.37 | 31.96465 |
| 224678567 |  |  |  |  | Street | Redacted | Redacted |
| 224678567 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224678567 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 49.708 | 44.30059 |
| 224678715 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224678715 |  |  |  |  | Representative FICO | 715 | 708 |
| 224678715 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224691710 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224691710 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224691710 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224691710 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224691710 |  |  |  |  | Original Interest Rate | 7.5 | 7.75 |
| 224691710 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224691710 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224691710 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224691710 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224691715 |  |  |  |  | Street | Redacted | Redacted |
| 224691715 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224691715 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224691715 |  |  |  |  | Original Interest Rate | 7.375 | 7.125 |
| 224691715 |  |  |  |  | Representative FICO | 756 | 771 |
| 224691715 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224691723 |  |  |  |  | Street | Redacted | Redacted |
| 224691723 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224691723 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224691723 |  |  |  |  | Original Interest Rate | 8.125 | 8.625 |
| 224691723 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224691723 |  |  |  |  | Original CLTV | 62.44 | 66.52174 |
| 224691723 |  |  |  |  | Original LTV | 62.44 | 66.52174 |
| 224691723 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224695366 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224695366 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224695366 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224695366 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224695366 |  |  |  |  | Original Interest Rate | 7.75 | 7.625 |
| 224695366 |  |  |  |  | Original CLTV | 75 | 77.48649 |
| 224695366 |  |  |  |  | Original LTV | 75 | 77.48649 |
| 224695366 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224695366 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224695367 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224695367 |  |  |  |  | Has FTHB | 1 | 0 |
| 224695407 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224695407 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224695407 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224695407 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224695407 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224695407 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224695407 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224698382 |  |  |  |  | Zip | Redacted | Redacted |
| 224698382 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224698382 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224698382 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224698552 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224698552 |  |  |  |  | Has FTHB | 1 | 0 |
| 224698561 |  |  |  |  | Zip | Redacted | Redacted |
| 224698561 |  |  |  |  | Property Type | Condo (Low Rise) | Condo (Mid Rise) |
| 224698561 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224698571 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224698571 |  |  |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| 224698571 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224698571 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224698716 |  |  |  |  | Property Type | PUD | Single Family Detached |
| 224698716 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224698716 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224698716 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 36.37 | 38.65095 |
| 224699087 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224699087 |  |  |  |  | Original Interest Rate | 7.5 | 7.25 |
| 224699087 |  |  |  |  | Refi Purpose | Cash-out - Home Improvement | Cash-out - Other |
| 224699087 |  |  |  |  | Original CLTV | 70 | 68.49315 |
| 224699087 |  |  |  |  | Original LTV | 70 | 68.49315 |
| 224699087 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224699176 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224699176 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224699176 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224699176 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224699189 |  |  |  |  | Zip | Redacted | Redacted |
| 224699189 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224699189 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224699197 |  |  |  |  | Street | Redacted | Redacted |
| 224699197 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224699197 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224699197 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 42.42 | 45.02254 |
| 224706065 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224706065 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224706065 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224706065 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 23.14 | 25.16042 |
| 224706066 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224706069 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224706069 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 37.26 | 42.54376 |
| 224706070 |  |  |  |  | Street | Redacted | Redacted |
| 224706070 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224706070 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224706070 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224706070 |  |  |  |  | Property Type | Single Family Detached | Condo (Low Rise) |
| 224706070 |  |  |  |  | Original CLTV | 71.73 | 75 |
| 224706070 |  |  |  |  | Original LTV | 71.73 | 75 |
| 224706070 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224706070 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 40.978 | 45.74022 |
| 224706071 |  |  |  |  | Street | Redacted | Redacted |
| 224706071 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224706071 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 30.77 | 33.33341 |
| 224706133 |  |  |  |  | Representative FICO | 749 | 757 |
| 224706133 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224706136 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224706136 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224706136 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224706136 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224706139 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224706139 |  |  |  |  | Original Interest Rate | 7.375 | 7.25 |
| 224706139 |  |  |  |  | Property Type | PUD | PUD Attached |
| 224706139 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224706158 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224706158 |  |  |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| 224711089 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224711089 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224711089 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224711089 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224711089 |  |  |  |  | Original CLTV | 64.91 | 66.66667 |
| 224711089 |  |  |  |  | Original LTV | 64.91 | 66.66667 |
| 224711089 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224711089 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224711091 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224711091 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224711091 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224711091 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224711091 |  |  |  |  | Original Interest Rate | 7.375 | 7.5 |
| 224711091 |  |  |  |  | Original CLTV | 75 | 80 |
| 224711091 |  |  |  |  | Original LTV | 75 | 80 |
| 224711091 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224711094 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224711094 |  |  |  |  | Property Type | Single Family Detached | Single Family Attached |
| 224711094 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224711099 |  |  |  |  | Street | Redacted | Redacted |
| 224711099 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224711099 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224711099 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224711099 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224711099 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224711126 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224711126 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224713064 |  |  |  |  | Street | Redacted | Redacted |
| 224713064 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224713251 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224713251 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 36.79 | 48.12576 |
| 224713317 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224713317 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224713317 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224713317 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224713320 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224713320 |  |  |  |  | Property Type | PUD | PUD Attached |
| 224713320 |  |  |  |  | Original CLTV | 75 | 80 |
| 224713320 |  |  |  |  | Original LTV | 75 | 80 |
| 224713320 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 43.128 | 48.08731 |
| 224713333 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224713356 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224713356 |  |  |  |  | PMI Coverage % | 0 |  |
| 224713356 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224716817 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224716838 |  |  |  |  | Street | Redacted | Redacted |
| 224716838 |  |  |  |  | Zip | Redacted | Redacted |
| 224716838 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224716838 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224716838 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 38.78 | 35.43506 |
| 224716868 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224716868 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224716868 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224716868 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224716868 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224716911 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224716911 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224716924 |  |  |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| 224716955 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224716955 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224716955 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224716955 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224716958 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224716958 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224716958 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224716958 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224716958 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224719655 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224719655 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224719655 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224720035 |  |  |  |  | Street | Redacted | Redacted |
| 224720035 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224720035 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 35 | 12.95695 |
| 224720131 |  |  |  |  | Street | Redacted | Redacted |
| 224720131 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224720131 |  |  |  |  | Has FTHB | 1 | 0 |
| 224720133 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224720133 |  |  |  |  | Coborrower First Name | Redacted | Redacted |
| 224720133 |  |  |  |  | Coborrower SSN | Redacted | Redacted |
| 224720163 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224720163 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224720163 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224720163 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224720163 |  |  |  |  | Property Type | PUD | PUD Attached |
| 224720163 |  |  |  |  | Original CLTV | 75 | 72.36513 |
| 224720163 |  |  |  |  | Original LTV | 75 | 72.36513 |
| 224720163 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224720163 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224720170 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224720170 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224720170 |  |  |  |  | Original CLTV | 74.8 | 70.22222 |
| 224720170 |  |  |  |  | Original LTV | 74.8 | 70.22222 |
| 224720170 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224720170 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224720177 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224720177 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224720177 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224720177 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224725289 |  |  |  |  | Coborrower First Name | Redacted | Redacted |
| 224725289 |  |  |  |  | Coborrower Last Name | Redacted | Redacted |
| 224725289 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224725289 |  |  |  |  | Original Interest Rate | 7.375 | 6.5 |
| 224725289 |  |  |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| 224725289 |  |  |  |  | Original CLTV | 73.64 | 80 |
| 224725289 |  |  |  |  | Original LTV | 73.64 | 80 |
| 224725289 |  |  |  |  | Originator Application Date | Redacted | Redacted |
| 224725301 |  |  |  |  | Street | Redacted | Redacted |
| 224725301 |  |  |  |  | Coborrower First Name | Redacted | Redacted |
| 224725301 |  |  |  |  | Coborrower SSN | Redacted | Redacted |
| 224725301 |  |  |  |  | Representative FICO | 812 | 820 |
| 224725301 |  |  |  |  | Property Type | PUD | PUD Attached |
| 224725301 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224725301 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224725301 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 47.04 | 49.96297 |
| 224725317 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224725327 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224725352 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224725352 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224725352 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224725352 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224725392 |  |  |  |  | Street | Redacted | Redacted |
| 224725392 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224725392 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224725392 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224725392 |  |  |  |  | Original Interest Rate | 7.25 | 7.125 |
| 224725392 |  |  |  |  | Representative FICO | 697 | 729 |
| 224725392 |  |  |  |  | Original CLTV | 70 | 75 |
| 224725392 |  |  |  |  | Original LTV | 70 | 75 |
| 224725392 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224725392 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224725392 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224725402 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224725402 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224725402 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224725460 |  |  |  |  | Original CLTV | 52.1 | 60.96059 |
| 224725460 |  |  |  |  | Original LTV | 52.1 | 60.96059 |
| 224725460 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224725460 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224725460 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224725528 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224725556 |  |  |  |  | Has FTHB | 1 | 0 |
| 224725556 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 3 | 14.19957 |
| 224725564 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224725631 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224725631 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224725631 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224725631 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224725634 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224725634 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224725634 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224725668 |  |  |  |  | City | Redacted | Redacted |
| 224725668 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224725668 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224725668 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224725683 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224725683 |  |  |  |  | Has FTHB | 0 | 1 |
| 224727867 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224727867 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224727867 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224727867 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224727867 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224727867 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224727870 |  |  |  |  | Representative FICO | 744 | 750 |
| 224727870 |  |  |  |  | Property Type | PUD | PUD Attached |
| 224727870 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224727870 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 30.95 | 35.11374 |
| 224727872 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224727872 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224727872 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224727872 |  |  |  |  | Property Type | Single Family Detached | PUD Attached |
| 224727872 |  |  |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| 224727872 |  |  |  |  | Original LTV | 72.31 | 75 |
| 224727872 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224727872 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224727965 |  |  |  |  | Property Type | Single Family Detached | Single Family Attached |
| 224727965 |  |  |  |  | Original CLTV | 75 | 65.51787 |
| 224727965 |  |  |  |  | Original LTV | 75 | 65.51787 |
| 224727965 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224727965 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224728062 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224728062 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224728062 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224728062 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224728062 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224728072 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224728072 |  |  |  |  | Representative FICO | 797 | 809 |
| 224728072 |  |  |  |  | Original CLTV | 50 | 54.5098 |
| 224728072 |  |  |  |  | Original LTV | 50 | 54.5098 |
| 224728072 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224728072 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224728073 |  |  |  |  | Street | Redacted | Redacted |
| 224728073 |  |  |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| 224728073 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224728076 |  |  |  |  | Coborrower SSN | Redacted | Redacted |
| 224728076 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224728076 |  |  |  |  | Representative FICO | 782 | 783 |
| 224728076 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224728076 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224728083 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224728083 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224728083 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224728083 |  |  |  |  | Coborrower First Name | Redacted | Redacted |
| 224728083 |  |  |  |  | Coborrower SSN | Redacted | Redacted |
| 224728083 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224728083 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224731223 |  |  |  |  | Street | Redacted | Redacted |
| 224731223 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224731223 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224731223 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224731223 |  |  |  |  | Original Interest Rate | 7.25 | 7.625 |
| 224731223 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224731223 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224731223 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224731224 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224731229 |  |  |  |  | Has FTHB | 1 | 0 |
| 224731229 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 49.49 | 53.39416 |
| 224731232 |  |  |  |  | City | Redacted | Redacted |
| 224731232 |  |  |  |  | Original Interest Rate | 7.875 | 7.25 |
| 224731232 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224731232 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 18.444 | 20.65953 |
| 224731263 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224731263 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224731264 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224731264 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224731264 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 41.079 | 44.15946 |
| 224731265 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224731265 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224731265 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224731268 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224734071 |  |  |  |  | Has FTHB | 1 | 0 |
| 224734078 |  |  |  |  | Property Type | Single Family Detached | Single Family Attached |
| 224734078 |  |  |  |  | Original CLTV | 55.55 | 56.81818 |
| 224734078 |  |  |  |  | Original LTV | 55.55 | 56.81818 |
| 224734078 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224734078 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224734096 |  |  |  |  | Street | Redacted | Redacted |
| 224734096 |  |  |  |  | Property Type | Condo (High Rise) | Condo (Low Rise) |
| 224734096 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224734096 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224734096 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 49.12 | 45.97975 |
| 224734100 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224734100 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224734100 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224734100 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224736396 |  |  |  |  | Original Interest Rate | 7.534 | 7.375 |
| 224736396 |  |  |  |  | Original CLTV | 66.18 | 58.70968 |
| 224736396 |  |  |  |  | Original LTV | 66.18 | 58.70968 |
| 224736396 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224736396 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224736398 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224736398 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224736398 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224736398 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224736398 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 24.46 | 10.88086 |
| 224736407 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224736407 |  |  |  |  | Has FTHB | 1 | 0 |
| 224736425 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224736425 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224736425 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224736425 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224736425 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224736425 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224736428 |  |  |  |  | Representative FICO | 783 | 790 |
| 224736428 |  |  |  |  | PMI Coverage % | 0 |  |
| 224736428 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224736431 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224736431 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224736431 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224736431 |  |  |  |  | Property Type | Condo (Low Rise) | Condo (High Rise) |
| 224736431 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224736440 |  |  |  |  | Has FTHB | 1 | 0 |
| 224736440 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224736444 |  |  |  |  | Coborrower First Name | Redacted | Redacted |
| 224736444 |  |  |  |  | Coborrower Last Name | Redacted | Redacted |
| 224736444 |  |  |  |  | Original Interest Rate | 8.125 | 7.643 |
| 224736444 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224736451 |  |  |  |  | Zip | Redacted | Redacted |
| 224736451 |  |  |  |  | Property Type | Single Family Detached | PUD Attached |
| 224736451 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224736451 |  |  |  |  | Has FTHB | 1 | 0 |
| 224736451 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224737720 |  |  |  |  | Coborrower First Name | Redacted | Redacted |
| 224737720 |  |  |  |  | Coborrower Last Name | Redacted | Redacted |
| 224737720 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224737720 |  |  |  |  | Original Interest Rate | 7.25 | 6.875 |
| 224737720 |  |  |  |  | Original CLTV | 54.79 | 58.90411 |
| 224737720 |  |  |  |  | Original LTV | 54.79 | 58.90411 |
| 224737720 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224737772 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224737772 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224737772 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224737778 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224737778 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224737778 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224740031 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224740031 |  |  |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term |
| 224740033 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224740033 |  |  |  |  | Representative FICO | 743 | 746 |
| 224740033 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224740033 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224740033 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 19.91 | 11.81938 |
| 224740057 |  |  |  |  | Zip | Redacted | Redacted |
| 224740057 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224740057 |  |  |  |  | Refi Purpose | Cash-out - Debt Consolidation | Rate/Term |
| 224740057 |  |  |  |  | Original CLTV | 75 | 80 |
| 224740057 |  |  |  |  | Original LTV | 75 | 80 |
| 224740057 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224740057 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224740061 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224740096 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224740096 |  |  |  |  | Coborrower First Name | Redacted | Redacted |
| 224740096 |  |  |  |  | Coborrower SSN | Redacted | Redacted |
| 224740096 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 26.11 | 28.67435 |
| 224740105 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224740126 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224740126 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224740126 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224740126 |  |  |  |  | Representative FICO | 735 | 740 |
| 224740128 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224740128 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224740128 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224740128 |  |  |  |  | Representative FICO | 735 | 740 |
| 224740128 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224753230 |  |  |  |  | Property Type | Condo (Low Rise) | Condo (Mid Rise) |
| 224753230 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224753230 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224753298 |  |  |  |  | Street | Redacted | Redacted |
| 224753298 |  |  |  |  | Representative FICO | 680 | 683 |
| 224753298 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224753298 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 39.52 | 35.05741 |
| 224753300 |  |  |  |  | Street | Redacted | Redacted |
| 224753300 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224758917 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224758917 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224758917 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224763169 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224763169 |  |  |  |  | Coborrower First Name | Redacted | Redacted |
| 224763169 |  |  |  |  | Coborrower SSN | Redacted | Redacted |
| 224763169 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224763169 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224763169 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 13.536 | 27.31018 |
| 224763185 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224763185 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224763194 |  |  |  |  | Representative FICO | 788 | 795 |
| 224763194 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224763194 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224763207 |  |  |  |  | Zip | Redacted | Redacted |
| 224763207 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224763207 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224763207 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224763207 |  |  |  |  | Coborrower Last Name | Redacted | Redacted |
| 224763207 |  |  |  |  | Property Type | Single Family Detached | Single Family Attached |
| 224763207 |  |  |  |  | Has FTHB | 1 | 0 |
| 224763207 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224763214 |  |  |  |  | Street | Redacted | Redacted |
| 224763214 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224763214 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224763215 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224763215 |  |  |  |  | Original CLTV | 72.91 | 70 |
| 224763215 |  |  |  |  | Original LTV | 72.91 | 70 |
| 224763215 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224763218 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224763218 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224763231 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224763231 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224763231 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224763231 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224763234 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224763234 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224763234 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224763234 |  |  |  |  | Representative FICO | 735 | 740 |
| 224763234 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224763234 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224763235 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224763235 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224763235 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224763235 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224763297 |  |  |  |  | Has FTHB | 1 | 0 |
| 224763297 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 27 | 29.28322 |
| 224765065 |  |  |  |  | Street | Redacted | Redacted |
| 224765065 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224765065 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224765065 |  |  |  |  | Refi Purpose | Rate/Term | Cash-out - Other |
| 224765118 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224773440 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224773440 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 40.45 | 44.84809 |
| 224773483 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224773483 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224773483 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224780641 |  |  |  |  | Lien Position |  | 1 |
| 224780641 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224780641 |  |  |  |  | Origination Channel | Retail | Broker |
| 224780647 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224780663 |  |  |  |  | Lien Position |  | 1 |
| 224780663 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224780665 |  |  |  |  | Lien Position |  | 1 |
| 224780665 |  |  |  |  | Interest Rate Life Min | 2 | 5 |
| 224780665 |  |  |  |  | Interest Rate Initial Cap | 2 | 5 |
| 224780668 |  |  |  |  | Lien Position |  | 1 |
| 224780668 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224780671 |  |  |  |  | Lien Position |  | 1 |
| 224780671 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224780678 |  |  |  |  | Lien Position |  | 1 |
| 224780692 |  |  |  |  | Lien Position |  | 1 |
| 224780692 |  |  |  |  | Origination Channel | Retail | Broker |
| 224780692 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224780692 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224780700 |  |  |  |  | Original CLTV | 0.75 | 73.79085 |
| 224780700 |  |  |  |  | Borrower FTHB | 0 |  |
| 224780712 |  |  |  |  | Origination Channel | Retail | Broker |
| 224780716 |  |  |  |  | Lien Position |  | 1 |
| 224780716 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224780720 |  |  |  |  | Origination Channel | Retail | Broker |
| 224780720 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224780733 |  |  |  |  | Lien Position |  | 1 |
| 224780744 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224780749 |  |  |  |  | Lien Position |  | 1 |
| 224780749 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224780749 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224780751 |  |  |  |  | Street | Redacted | Redacted |
| 224780751 |  |  |  |  | Lien Position |  | 1 |
| 224780751 |  |  |  |  | Index Type | SOFR | SOFR 30 Day Average |
| 224780751 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224780751 |  |  |  |  | Original CLTV | 0.75 | 75 |
| 224780751 |  |  |  |  | Borrower FTHB | 0 |  |
| 224780751 |  |  |  |  | Borrower Full Name | Redacted | Redacted |
| 224780751 |  |  |  |  | Origination Company Name | Redacted | Redacted |
| 224780751 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224780752 |  |  |  |  | Lien Position |  | 1 |
| 224780752 |  |  |  |  | Origination Channel | Retail | Broker |
| 224780752 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224780752 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224780754 |  |  |  |  | Lien Position |  | 1 |
| 224780754 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224780773 |  |  |  |  | Lien Position |  | 1 |
| 224780773 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224780773 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224780790 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224780790 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224780798 |  |  |  |  | Lien Position |  | 1 |
| 224780798 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224780798 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224780814 |  |  |  |  | Origination Channel | Retail | Broker |
| 224780822 |  |  |  |  | Lien Position |  | 1 |
| 224780822 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224780827 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224780827 |  |  |  |  | Borrower Full Name | Redacted | Redacted |
| 224780831 |  |  |  |  | Lien Position |  | 1 |
| 224780831 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224780831 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224780844 |  |  |  |  | Lien Position |  | 1 |
| 224780844 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224780844 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224780844 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224780853 |  |  |  |  | Origination Channel | Retail | Broker |
| 224780853 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224780857 |  |  |  |  | Lien Position |  | 1 |
| 224780857 |  |  |  |  | Origination Channel | Retail | Broker |
| 224780857 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224780864 |  |  |  |  | Lien Position |  | 1 |
| 224780864 |  |  |  |  | Origination Channel | Retail | Broker |
| 224780865 |  |  |  |  | Lien Position |  | 1 |
| 224780865 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224780882 |  |  |  |  | Lien Position |  | 1 |
| 224780882 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224780882 |  |  |  |  | Origination Channel | Retail | Broker |
| 224780883 |  |  |  |  | Lien Position |  | 1 |
| 224780883 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224780910 |  |  |  |  | Lien Position |  | 1 |
| 224780922 |  |  |  |  | Lien Position |  | 1 |
| 224780922 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224780922 |  |  |  |  | Origination Channel | Retail | Broker |
| 224780923 |  |  |  |  | Lien Position |  | 1 |
| 224780923 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224780925 |  |  |  |  | Lien Position |  | 1 |
| 224780925 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224780926 |  |  |  |  | Lien Position |  | 1 |
| 224780926 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224780926 |  |  |  |  | Origination Channel | Retail | Broker |
| 224780926 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224780935 |  |  |  |  | Street | Redacted | Redacted |
| 224780935 |  |  |  |  | Origination Channel | Retail | Broker |
| 224780937 |  |  |  |  | Lien Position |  | 1 |
| 224780937 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224780937 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 224781430 |  |  |  |  | Property Type | PUD | PUD Attached |
| 224781430 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224781430 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224781430 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224781430 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224781433 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224781447 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224781447 |  |  |  |  | Original Interest Rate | 7.75 | 7.25 |
| 224781447 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224781447 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224781447 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224781536 |  |  |  |  | City | Redacted | Redacted |
| 224781536 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224781536 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224781536 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 47.75 | 45.46004 |
| 224790965 |  |  |  |  | Coborrower First Name | Redacted | Redacted |
| 224790965 |  |  |  |  | Coborrower Last Name | Redacted | Redacted |
| 224790965 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224790975 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224790975 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224790975 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224790975 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224790975 |  |  |  |  | Original Interest Rate | 7.375 | 7.875 |
| 224790975 |  |  |  |  | Refi Purpose | Cash-out - Other | Rate/Term |
| 224790975 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224790975 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224790975 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224853087 |  |  |  |  | Refi Purpose | Limited Cash-out GSE | Rate/Term |
| 224853087 |  |  |  |  | Has FTHB | 1 | 0 |
| 224853153 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224853153 |  |  |  |  | Representative FICO | 770 | 767 |
| 224853153 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224853153 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 29.86 | 36.21241 |
| 224853157 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224853157 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224853163 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224853163 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224853163 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224853163 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224853190 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224853190 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224853190 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224872862 |  |  |  |  | Representative FICO | 755 | 741 |
| 224872862 |  |  |  |  | Property Type | Single Family Detached | PUD |
| 224872862 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224876700 |  |  |  |  | Street | Redacted | Redacted |
| 224876700 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224876700 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224876700 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224913896 |  |  |  |  | Zip | Redacted | Redacted |
| 224913896 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224913896 |  |  |  |  | Original CLTV | 84.9 | 80.69343 |
| 224913896 |  |  |  |  | Original LTV | 84.9 | 80.69343 |
| 224913896 |  |  |  |  | Originator Application Date | Redacted | Redacted |
| 224913896 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224926876 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224926876 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224926876 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224926876 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224926880 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224926880 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224926880 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 224926880 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224926885 |  |  |  |  | Coborrower First Name | Redacted | Redacted |
| 224926885 |  |  |  |  | Coborrower Last Name | Redacted | Redacted |
| 224926885 |  |  |  |  | Refi Purpose | Cash-out - Debt Consolidation | Cash-out - Other |
| 224926885 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224931709 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224931709 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224931870 |  |  |  |  | Investor: Qualifying Total Debt Ratio | 0 |  |
| 224931870 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224943387 |  |  |  |  | Representative FICO | 709 | 719 |
| 224943387 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224943463 |  |  |  |  | Coborrower First Name | Redacted | Redacted |
| 224943463 |  |  |  |  | Coborrower Last Name | Redacted | Redacted |
| 224949898 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 224949898 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 224949898 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224989150 |  |  |  |  | Has FTHB | 1 | 0 |
| 224989150 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 224989150 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 224989591 |  |  |  |  | Street | Redacted | Redacted |
| 224989591 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224989591 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224989591 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224989984 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224989984 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224989984 |  |  |  |  | Property Type | Single Family Detached | Single Family Attached |
| 224989984 |  |  |  |  | Prepayment Penalty Period (months) | 1000 |  |
| 224992992 |  |  |  |  | Property Type | Single Family Detached | 2 Family |
| 224992992 |  |  |  |  | # of Units | 1 | 2 |
| 224993845 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 224993845 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 224993845 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 224993845 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 225000885 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 225000885 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 225000885 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 225000885 |  |  |  |  | Original Loan Amount | Redacted | Redacted |
| 225000885 |  |  |  |  | Original CLTV | 74.78 | 72.80335 |
| 225000885 |  |  |  |  | Original LTV | 74.78 | 72.80335 |
| 225000885 |  |  |  |  | Has FTHB | 1 | 0 |
| 225000885 |  |  |  |  | LTV Valuation Value | Redacted | Redacted |
| 225005495 |  |  |  |  | Borrower First Name | Redacted | Redacted |
| 225005495 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 225005495 |  |  |  |  | Borrower SSN | Redacted | Redacted |
| 225005495 |  |  |  |  | Mortgage Type | Conventional with MI | Conventional without MI |
| 225005495 |  |  |  |  | Subject Debt Service Coverage Ratio | Redacted | Redacted |
| 225026154 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 225026154 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 225026207 |  |  |  |  | Origination Channel | Retail | Broker |
| 225026218 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 225026222 |  |  |  |  | Interest Rate Life Min | 2 | 5 |
| 225026222 |  |  |  |  | Contract Sales Price | Redacted | Redacted |
| 225026222 |  |  |  |  | Interest Rate Initial Cap | 2 | 5 |
| 225026222 |  |  |  |  | Origination Channel | Retail | Broker |
| 225026222 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 225026235 |  |  |  |  | Origination Channel | Retail | Broker |
| 225026235 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 225026239 |  |  |  |  | Origination Channel | Retail | Broker |
| 225026258 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 225026269 |  |  |  |  | As-Is Value Used For LTV Calculation | Redacted | Redacted |
| 225026269 |  |  |  |  | Total PITIA | Redacted | Redacted |
| 225080750 |  |  |  |  | Original Interest Rate | 0.07875 | 7.875 |
| 225080750 |  |  |  |  | Original CLTV | 0.35106 | 35.10638 |
| 225080750 |  |  |  |  | Original LTV | 0.35106 | 35.10638 |
| 225080751 |  |  |  |  | Borrower Last Name | Redacted | Redacted |
| 225080751 |  |  |  |  | Original Interest Rate | 0.08625 | 8.625 |
| 225080751 |  |  |  |  | Original CLTV | 0.9 | 90 |
| 225080751 |  |  |  |  | Original LTV | 0.9 | 90 |
| 225080751 |  |  |  |  | Borrower Mailing Street | Redacted | Redacted |
| 225080751 |  |  |  |  | Borrower Mailing City | Redacted | Redacted |
| 225080751 |  |  |  |  | Borrower Mailing Zip | Redacted | Redacted |
| 225080752 |  |  |  |  | Original Interest Rate | 0.09 | 9 |
| 225080752 |  |  |  |  | Property Type | PUD | Condo (Low Rise) |
| 225080752 |  |  |  |  | Original CLTV | 0.9 | 90 |
| 225080752 |  |  |  |  | Original LTV | 0.9 | 90 |
| 225080809 |  |  |  |  | Street | Redacted | Redacted |
| 225080809 |  |  |  |  | Original Interest Rate | 0.07625 | 7.625 |
| 225080809 |  |  |  |  | Representative FICO | 680 |  |
| 225080809 |  |  |  |  | Original CLTV | 0.60415 | 60.41523 |
| 225080809 |  |  |  |  | Original LTV | 0.60415 | 60.41523 |
| 225080809 |  |  |  |  | MERS Min Number | Redacted | Redacted |

---