# EDGAR Filing Document

**Accession Number:** 0000356475
**File Stem:** 0001193125-26-169206
**Filing Date:** 2026-4
**Character Count:** 52871
**Document Hash:** 54749bdf229eda8833791b5b239fab12
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-169206.hdr.sgml**: 20260422

**ACCESSION NUMBER**: 0001193125-26-169206

**CONFORMED SUBMISSION TYPE**: N-VP

**PUBLIC DOCUMENT COUNT**: 2

**FILED AS OF DATE**: 20260422

**DATE AS OF CHANGE**: 20260422

**EFFECTIVENESS DATE**: 20260422

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** BRIGHTHOUSE SEPARATE ACCOUNT A
- **CENTRAL INDEX KEY:** 0000356475

**ORGANIZATION NAME:**
- **EIN:** 060566090
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** N-VP
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-200282
- **FILM NUMBER:** 26881917

**BUSINESS ADDRESS:**
- **STREET 1:** BRIGHTHOUSE LIFE INSURANCE COMPANY
- **STREET 2:** 11225 NORTH COMMUNITY HOUSE ROAD
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 28277
- **BUSINESS PHONE:** 980-365-7100

**MAIL ADDRESS:**
- **STREET 1:** BRIGHTHOUSE LIFE INSURANCE COMPANY
- **STREET 2:** 11225 NORTH COMMUNITY HOUSE ROAD
- **CITY:** CHARLOTTE
- **STATE:** NC
- **ZIP:** 28277

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** METLIFE INVESTORS USA SEPARATE ACCOUNT A
- **DATE OF NAME CHANGE:** 20021108

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** METLIFE INVESTORS SEPARATE ACCOUNT A
- **DATE OF NAME CHANGE:** 20010314

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** SECURITY FIRST LIFE SEPARATE ACCOUNT A
- **DATE OF NAME CHANGE:** 19920703

## Series and Classes Contracts Data

### BRIGHTHOUSE SEPARATE ACCOUNT A (Series ID: S000005224)

| Class ID   | Class Name                                                                         | Ticker Symbol   |
|:---|:---|:---|
| C000151878 | Investors Choice Annuity/Capital Strategist Annuity/Imprint Annuity/Strive Annuity |  |

![](g202115bhouse_logo.jpg)

**The Variable Annuity Contract**

**issued by**

**Brighthouse Life Insurance Company**

**and**

**Brighthouse Separate Account A**

**Investors Choice, Capital Strategist, Imprint, Strive, Contract 135R1C, Contract 135R1V, Contract 135R2V**

**Disclosure Notice**

**April 27, 2026**

**Individual flexible payment fixed and variable annuity contract** <br>

This Disclosure Notice provides certain updated information about your Investors Choice, Capital Strategist, Imprint, Strive, 135R1C, 135R1V or 135R2V Variable Annuity Contract (collectively, the "Contract"), an individual flexible payment fixed and variable annuity contract issued by Brighthouse Life Insurance Company ("BLIC", the "Company", or "we" or "us"). The Contract is no longer available for purchase.

Updated financial statements for BLIC and Brighthouse Separate Account A (the "Separate Account") are available, free of charge at https://dfinview.com/BHF/PUFT/BHF184 for Investors Choice, https://dfinview.com/BHF/PUFT/BHF182 for Capital Strategist, https://dfinview.com/BHF/PUFT/BHF183 for Imprint, https://dfinview.com/BHF/PUFT/BHF185 for Strive, https://dfinview.com/BHF/PUFT/BHF186 for Contract 135R1C, https://dfinview.com/BHF/PUFT/BHF187 for Contract 135R1V, https://dfinview.com/BHF/PUFT/BHF188 for Contract 135R2V. The Contract prospectus, dated April 30, 2012, as supplemented, is available and contains more information about the Contract including its features, benefits, and risks. You can obtain this information at no cost by calling (833) 208-3018 or by sending an email request to rcg@brighthousefinancial.com.

The Contract is a complex investment and involves risks, including potential loss of principal. The Contract is not a short-term investment and is not appropriate for an investor who needs ready access to cash. Surrenders (partial or full) could result in surrender charges, taxes, and tax penalties.

The Company's obligations under the Contract are subject to our financial strength and claims paying ability. Additional general information about certain investment products, including variable annuities, has been prepared by the Securities and Exchange Commission's staff and is available at Investor.gov.

**The Securities and Exchange Commission has not approved or disapproved these securities or determined if this Disclosure Notice is accurate or complete. Any representation to the contrary is a criminal offense.**

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**TABLE OF CONTENTS** 

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| | |
|:---|:---|
|  | **Page** |
| [Glossary](#xx_969e5cf3-4687-4861-b804-e24ed21cbe26_1) | 3  |
| [Updated Information You Should Consider About the Contract](#xx_969e5cf3-4687-4861-b804-e24ed21cbe26_2) | 4  |
| [Important Information You Should Consider About the Contract](#xx_7b348ecc-9432-487d-ade8-8d3a91d612b8_1) | 5  |
| [APPENDIX A: Investment Options Available Under the Contract](#xx_85cd3355-5b8b-4604-93b4-edf6e9122254_1) | A-1 |

---

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**Glossary**

**Fund (or Portfolio Company)** – A diversified, open-end management investment company, or series thereof, registered under the Investment Company Act of 1940, which serves as the underlying investment medium for a Series in the Separate Account.

**General Account** – All assets of BLIC other than those in the Separate Account or any of its other segregated asset accounts.

**Monitored Portfolios** – Certain Funds on which we monitor transfer activity. We may change the Monitored Portfolios at any time without notice in our sole discretion.

**Purchase Payment** – The amounts paid by you in order to provide benefits under the Contract.

**Series** – A subdivision of the Separate Account. Each Series invests in a single underlying Fund.

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**Updated Information You Should Consider About the Contract**

The information in this section of the Disclosure Notice is a summary of certain Contract features that have changed since the Disclosure Notice dated April 28, 2025. This does not reflect all of the changes that have occurred since you entered into your Contract.

On November 6, 2025, Brighthouse Financial, Inc. ("BHF") and Aquarian Capital LLC ("Aquarian") announced that they had entered into a definitive agreement under which an affiliate of Aquarian will acquire BHF. This transaction is subject to the satisfaction or waiver of customary closing conditions, including receipt of applicable regulatory approvals. Subject to such approvals and the satisfaction or waiver of the other conditions, the transaction is expected to be consummated in 2026.

Upon the consummation of the transaction, Aquarian will become the ultimate parent of BHF and the Company will remain an indirect wholly-owned subsidiary of BHF. Although Aquarian will replace BHF as the Company's ultimate parent, the Company will continue in its present role as the issuer of your Contract. All of your rights and benefits under your Contract and the Company's obligations under the Contract will remain unchanged.

Founded in 2017, Aquarian Capital is a diversified global holding company with a strategic portfolio of insurance and asset management solutions. Aquarian is headquartered in New York, NY.

**Transfers**

&nbsp;&nbsp;&nbsp;&nbsp;•**Monitored Portfolios**. We monitor transfer activity in the following Funds for purposes of imposing our restrictions on frequent transfers:

If you purchased the **INVESTORS CHOICE ANNUITY**, the following Funds are monitored:

Baillie Gifford International Stock Portfolio

MetLife Russell 2000<sup>®</sup> Index Portfolio

Overseas Portfolio

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;T. Rowe Price Small Cap Growth Portfolio

Western Asset Management Strategic Bond Opportunities Portfolio

If you purchased the **CAPITAL STRATEGIST ANNUITY**, the following Funds are monitored:

Invesco V.I. EQV International Equity Fund

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;T. Rowe Price Small Cap Growth Portfolio

Western Asset Management Strategic Bond Opportunities Portfolio

If you purchased the **IMPRINT ANNUITY**, the following Funds are monitored:

MFS<sup>®</sup> Research International Portfolio

Overseas Portfolio

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;T. Rowe Price Small Cap Growth Portfolio

If you purchased the **STRIVE ANNUITY**, the following Fund is monitored:

Overseas Portfolio

If you purchased **Contract Number 135R1C**, no Funds are monitored.

If you purchased **Contract Number 135R1V**, no Funds are monitored.

If you purchased **Contract Number 135R2V**, the following Fund is monitored:

Overseas Portfolio

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**Important Information You Should Consider About the Contract** 

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| | | | | |
|:---|:---|:---|:---|:---|
|  | **Fees, Expenses, and Adjustments** | **Fees, Expenses, and Adjustments** | **Fees, Expenses, and Adjustments** | &nbsp;&nbsp; **Location in**<br> **Prospectus**<br>|
| **Are There** <br> **Charges or** <br> **Adjustments for** <br> **Early** <br> **Withdrawals?**<br>| &nbsp;&nbsp; **Yes.** If you withdraw money during the first 7 years following a Purchase <br> Payment, you may be assessed a surrender charge of 7% of the Purchase <br> Payment withdrawn. <br> For example, if you make an early withdrawal, you could pay a surrender <br> charge of up to $7,000 on a $100,000 investment. This loss will be greater if <br> there are taxes or tax penalties. | &nbsp;&nbsp; **Yes.** If you withdraw money during the first 7 years following a Purchase <br> Payment, you may be assessed a surrender charge of 7% of the Purchase <br> Payment withdrawn. <br> For example, if you make an early withdrawal, you could pay a surrender <br> charge of up to $7,000 on a $100,000 investment. This loss will be greater if <br> there are taxes or tax penalties. | &nbsp;&nbsp; **Yes.** If you withdraw money during the first 7 years following a Purchase <br> Payment, you may be assessed a surrender charge of 7% of the Purchase <br> Payment withdrawn. <br> For example, if you make an early withdrawal, you could pay a surrender <br> charge of up to $7,000 on a $100,000 investment. This loss will be greater if <br> there are taxes or tax penalties. | &nbsp;&nbsp; **Fee Tables**<br>**Contract** <br> **Charges –** <br> **Surrender** <br> **Charge**<br>|
| **Are There** <br> **Transaction** <br> **Charges?**<br>| &nbsp;&nbsp; **Yes.** In addition to charges for early withdrawals, you may also be charged <br> for other transactions such as a state premium tax upon annuitization of the <br> Contract.  | &nbsp;&nbsp; **Yes.** In addition to charges for early withdrawals, you may also be charged <br> for other transactions such as a state premium tax upon annuitization of the <br> Contract.  | &nbsp;&nbsp; **Yes.** In addition to charges for early withdrawals, you may also be charged <br> for other transactions such as a state premium tax upon annuitization of the <br> Contract.  | &nbsp;&nbsp; **Fee Tables**<br>**Contract** <br> **Charges –** <br> **Premium and** <br> **Other Taxes**<br>|
| **Are There** <br> **Ongoing Fees and** <br> **Expenses?** | &nbsp;&nbsp; **Yes.** The table below describes the fees and expenses that you may pay *each* <br> *year*, depending on the investment options you choose. Please refer to your <br> Contract specifications page for information about the specific fees you will <br> pay each year based on the options you have elected. | &nbsp;&nbsp; **Yes.** The table below describes the fees and expenses that you may pay *each* <br> *year*, depending on the investment options you choose. Please refer to your <br> Contract specifications page for information about the specific fees you will <br> pay each year based on the options you have elected. | &nbsp;&nbsp; **Yes.** The table below describes the fees and expenses that you may pay *each* <br> *year*, depending on the investment options you choose. Please refer to your <br> Contract specifications page for information about the specific fees you will <br> pay each year based on the options you have elected. | &nbsp;&nbsp; **Fee Tables**<br>**Contract** <br> **Charges –** <br> **Administration** <br> **Fees; Mortality** <br> **and Expense** <br> **Risk Charge;** <br> **Fund Expenses**<br>**Appendix A:** <br> **Investment** <br> **Options** <br> **Available** <br> **Under the** <br> **Contract** <br> ***(located in this*** <br> ***Disclosure*** <br> ***Notice)*** |
| **Are There** <br> **Ongoing Fees and** <br> **Expenses?** | **Annual Fee** | **Minimum** | **Maximum** | &nbsp;&nbsp; **Fee Tables**<br>**Contract** <br> **Charges –** <br> **Administration** <br> **Fees; Mortality** <br> **and Expense** <br> **Risk Charge;** <br> **Fund Expenses**<br>**Appendix A:** <br> **Investment** <br> **Options** <br> **Available** <br> **Under the** <br> **Contract** <br> ***(located in this*** <br> ***Disclosure*** <br> ***Notice)*** |
| **Are There** <br> **Ongoing Fees and** <br> **Expenses?** | Base Contract<sup>1</sup> <br>| &nbsp;&nbsp; Investors Choice – <br> 1.40%<br> Capital Strategist – <br> 1.40%<br> Imprint – 1.40%<br> Strive – 1.15%<br> Contract 135R1C – <br> 0.89%<br> Contract 135R1V – <br> 0.89%<br> Contract 135R2V – <br> 1.40% | &nbsp;&nbsp; Investors <br> Choice – 1.40%<br> Capital <br> Strategist – <br> 1.40%<br> Imprint – 1.40%<br> Strive – 1.15%<br> Contract <br> 135R1C – 0.89%<br> Contract <br> 135R1V – 0.89%<br> Contract <br> 135R2V – 1.40%<br>| &nbsp;&nbsp; **Fee Tables**<br>**Contract** <br> **Charges –** <br> **Administration** <br> **Fees; Mortality** <br> **and Expense** <br> **Risk Charge;** <br> **Fund Expenses**<br>**Appendix A:** <br> **Investment** <br> **Options** <br> **Available** <br> **Under the** <br> **Contract** <br> ***(located in this*** <br> ***Disclosure*** <br> ***Notice)*** |
| **Are There** <br> **Ongoing Fees and** <br> **Expenses?** | Fund fees and expenses<sup>2</sup> <br>| &nbsp;&nbsp; Investors Choice – <br> 0.09%<br> Capital Strategist – <br> 0.09%<br> Imprint – 0.25%<br> Strive – 0.25%<br> Contract 135R1C – <br> 0.25%<br> Contract 135R1V – <br> 0.25%<br> Contract 135R2V – <br> 0.25% | &nbsp;&nbsp; Investors <br> Choice – 0.97%<br> Capital <br> Strategist – <br> 1.55%<br> Imprint – 0.97%<br> Strive –0.72%<br> Contract 135R1C <br> – 0.60%<br> Contract 135R1V <br> – 0.60%<br> Contract 135R2V <br> – 0.72%<br>| &nbsp;&nbsp; **Fee Tables**<br>**Contract** <br> **Charges –** <br> **Administration** <br> **Fees; Mortality** <br> **and Expense** <br> **Risk Charge;** <br> **Fund Expenses**<br>**Appendix A:** <br> **Investment** <br> **Options** <br> **Available** <br> **Under the** <br> **Contract** <br> ***(located in this*** <br> ***Disclosure*** <br> ***Notice)*** |
| **Are There** <br> **Ongoing Fees and** <br> **Expenses?** | &nbsp;&nbsp; Optional benefits available for <br> an additional charge<br>|  |  | &nbsp;&nbsp; **Fee Tables**<br>**Contract** <br> **Charges –** <br> **Administration** <br> **Fees; Mortality** <br> **and Expense** <br> **Risk Charge;** <br> **Fund Expenses**<br>**Appendix A:** <br> **Investment** <br> **Options** <br> **Available** <br> **Under the** <br> **Contract** <br> ***(located in this*** <br> ***Disclosure*** <br> ***Notice)*** |
| **Are There** <br> **Ongoing Fees and** <br> **Expenses?** | &nbsp;&nbsp; <sup>1</sup> As a percentage of average daily net assets in the Separate Account. <br> <sup>2</sup> As a percentage of Fund assets before temporary expense reimbursements and/or fee waivers. | &nbsp;&nbsp; <sup>1</sup> As a percentage of average daily net assets in the Separate Account. <br> <sup>2</sup> As a percentage of Fund assets before temporary expense reimbursements and/or fee waivers. | &nbsp;&nbsp; <sup>1</sup> As a percentage of average daily net assets in the Separate Account. <br> <sup>2</sup> As a percentage of Fund assets before temporary expense reimbursements and/or fee waivers. | &nbsp;&nbsp; **Fee Tables**<br>**Contract** <br> **Charges –** <br> **Administration** <br> **Fees; Mortality** <br> **and Expense** <br> **Risk Charge;** <br> **Fund Expenses**<br>**Appendix A:** <br> **Investment** <br> **Options** <br> **Available** <br> **Under the** <br> **Contract** <br> ***(located in this*** <br> ***Disclosure*** <br> ***Notice)*** |

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&nbsp;&nbsp;&nbsp;&nbsp;**Fees, Expenses, and Adjustments** **Location in** **Prospectus** 

&nbsp;&nbsp;&nbsp;&nbsp;**Risks** 

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&nbsp;&nbsp;&nbsp;&nbsp;**Risks** **Location in** **Prospectus** 

&nbsp;&nbsp;&nbsp;&nbsp;**Restrictions** 

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&nbsp;&nbsp;&nbsp;&nbsp;**Taxes** **Location in** **Prospectus** 

&nbsp;&nbsp;&nbsp;&nbsp;**Conflicts of Interest** 

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**APPENDIX A**

**Investment Options Available Under the Contract**

The following is a list of Funds under the Contract. More information about the Funds is available in the prospectuses for the Funds, which may be amended from time to time and can be found online at https://dfinview.com/BHF/PUFT/BHF184 for Investors Choice, https://dfinview.com/BHF/PUFT/BHF182 for Capital Strategist, https://dfinview.com/BHF/PUFT/BHF183 for Imprint, https://dfinview.com/BHF/PUFT/BHF185 for Strive, https://dfinview.com/BHF/PUFT/BHF186 for Contract 135R1C, https://dfinview.com/BHF/PUFT/BHF187 for Contract 135R1V, https://dfinview.com/BHF/PUFT/BHF188 for Contract 135R2V. You can also request this information at no cost by calling (833) 208-3018 or sending an email request to rcg@brighthousefinancial.com.

The current expenses and performance information below reflects fees and expenses of the Funds, but do not reflect the other fees and expenses that your Contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Fund's past performance is not necessarily an indication of future performance.

If you purchased the INVESTORS CHOICE ANNUITY, the following Funds (other than those marked ††) are available:

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) |
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **1**<br> **Year**<br>| &nbsp;&nbsp; **5**<br> **Year**<br>| &nbsp;&nbsp; **10**<br> **Year**<br>|
| Seeks capital appreciation. | &nbsp;&nbsp; Morgan Stanley Discovery <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Morgan Stanley* <br> *Investment Management Inc.*<br>| 0.65% | 13.55% | -5.58% | 14.29% |
| Seeks maximum total return, <br> consistent with the preservation of <br> capital and prudent investment <br> management.<br>| &nbsp;&nbsp; PIMCO Total Return <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Pacific Investment* <br> *Management Company LLC*<br>| 0.58% | 9.21% | 0.19% | 2.55% |
| Seeks long-term capital appreciation <br> by investing in common stocks <br> believed to be undervalued. Income <br> is a secondary objective.<br>| &nbsp;&nbsp; T. Rowe Price Large Cap Value <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: T. Rowe Price* <br> *Associates, Inc.*<br>| 0.53% | 12.32% | 10.55% | 10.36% |
| Seeks long-term growth of capital. | &nbsp;&nbsp; Baillie Gifford International Stock <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Baillie Gifford Overseas* <br> *Limited*<br>| 0.74% | 19.31% | 0.96% | 7.62% |
| Seeks long-term growth of capital. | &nbsp;&nbsp; Jennison Growth <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Jennison Associates LLC*<br>| 0.54% | 14.04% | 10.28% | 16.71% |
| Seeks to track the performance of <br> the Russell 2000<sup>®</sup> Index.<br>| &nbsp;&nbsp; MetLife Russell 2000<sup>®</sup> Index <br> Portfolio — Class A<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: MetLife Investment* <br> *Management, LLC*<br>| 0.30% | 12.66% | 5.99% | 9.55% |

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) |
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **1**<br> **Year**<br>| &nbsp;&nbsp; **5**<br> **Year**<br>| &nbsp;&nbsp; **10**<br> **Year**<br>|
| Seeks to track the performance of <br> the Standard & Poor's 500<sup>®</sup> <br> Composite Stock Price Index.<br>| &nbsp;&nbsp; MetLife Stock Index <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: MetLife Investment* <br> *Management, LLC*<br>| 0.27% | 17.59% | 14.13% | 14.53% |
| Seeks a favorable total return <br> through investment in a diversified <br> portfolio.<br>| &nbsp;&nbsp; MFS<sup>®</sup> Total Return <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Massachusetts Financial* <br> *Services Company*<br>| 0.62% | 11.11% | 6.42% | 7.65% |
| Seeks long-term capital growth. | &nbsp;&nbsp; T. Rowe Price Small Cap Growth <br> Portfolio — Class A<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: T. Rowe Price* <br> *Associates, Inc.*<br>| 0.51% | 10.30% | 5.75% | 10.88% |
| Seeks to maximize total return <br> consistent with preservation of <br> capital.<br>| &nbsp;&nbsp; Western Asset Management Strategic <br> Bond Opportunities <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Western Asset* <br> *Management Company LLC*<br>| 0.57% | 9.07% | 1.42% | 4.03% |
| Seeks to obtain high total return <br> with reduced risk over the long term <br> by allocating its assets among stocks, <br> bonds, and short-term instruments.<br>| &nbsp;&nbsp; Asset Manager 50% <br> Portfolio — Initial Class††<br> *Fidelity Management & Research* <br> *Company LLC*<br> *Subadviser: FMR UK, FMR HK, and* <br> *FMR Japan*<br>| 0.51% | 14.98% | 5.67% | 7.13% |
| Seeks long-term capital appreciation. | &nbsp;&nbsp; Contrafund<sup>®</sup> Portfolio — Initial <br> Class<br> *Fidelity Management & Research* <br> *Company LLC*<br> *Subadviser: FMR UK, FMR HK, and* <br> *FMR Japan*<br>| 0.54% | 21.52% | 15.37% | 15.78% |
| Seeks reasonable income. The fund <br> will also consider the potential for <br> capital appreciation. The fund's goal <br> is to achieve a yield which exceeds <br> the composite yield on the securities <br> comprising the S&P 500<sup>®</sup> Index.<br>| &nbsp;&nbsp; Equity-Income Portfolio — Initial <br> Class<br> *Fidelity Management & Research* <br> *Company LLC*<br> *Subadviser: FMR UK, FMR HK, and* <br> *FMR Japan*<br>| 0.46% | 19.02% | 12.51% | 11.60% |
| Seeks as high a level of current <br> income as is consistent with <br> preservation of capital and liquidity.<br>| &nbsp;&nbsp; Government Money Market <br> Portfolio — Initial Class<br> *Fidelity Management & Research* <br> *Company LLC*<br> *Subadviser: FMR UK, FMR HK, and* <br> *FMR Japan*<br>| 0.25% | 4.13% | 3.10% | 2.03% |
| Seeks to achieve capital <br> appreciation.<br>| &nbsp;&nbsp; Growth Portfolio — Initial Class<br> *Fidelity Management & Research* <br> *Company LLC*<br> *Subadviser: FMR UK, FMR HK, and* <br> *FMR Japan*<br>| 0.55% | 14.92% | 13.70% | 17.45% |

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) |
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **1**<br> **Year**<br>| &nbsp;&nbsp; **5**<br> **Year**<br>| &nbsp;&nbsp; **10**<br> **Year**<br>|
| Seeks investment results that <br> correspond to the total return of <br> common stocks publicly traded in <br> the United States, as represented by <br> the S&P 500<sup>®</sup> Index.<br>| &nbsp;&nbsp; Index 500 Portfolio — Initial <br> Class††<br> *Fidelity Management & Research* <br> *Company LLC*<br> *Subadviser: Geode Capital* <br> *Management, LLC*<br>| 0.09% | 17.78% | 14.31% | 14.70% |
| Seeks long-term growth of capital. | &nbsp;&nbsp; Overseas Portfolio — Initial Class<br> *Fidelity Management & Research* <br> *Company LLC*<br> *Subadviser: FMR UK, FMR HK,* <br> *FMR Japan, FIA, FIA(UK), and FIJ*<br>| 0.72% | 20.39% | 6.62% | 7.93% |
| Seeks long-term capital appreciation. | &nbsp;&nbsp; Alger Small Cap Growth <br> Portfolio — Class I-2††<br> *Fred Alger Management, LLC*<br>| 0.97% | 5.91% | -4.93% | 8.83% |

---

#

Certain Funds and their investment advisers have entered into temporary expense reimbursements and/or fee waivers, which are reflected in the Current Expenses. Please see the Funds' prospectuses for additional information regarding these arrangements.

††

Closed to new investments except under dollar cost averaging and rebalancing programs in existence at the time of closing.

If you purchased the CAPITAL STRATEGIST ANNUITY, the following Funds (other than those marked ††) are available:

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) |
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **1**<br> **Year**<br>| &nbsp;&nbsp; **5**<br> **Year**<br>| &nbsp;&nbsp; **10**<br> **Year**<br>|
| Seeks capital growth. | &nbsp;&nbsp; Invesco V.I. American Franchise <br> Fund — Series I††<br> *Invesco Advisers, Inc.*<br>| 0.85% | 11.67% | 10.35% | 14.87% |
| Seeks long-term growth of capital. | &nbsp;&nbsp; Invesco V.I. Core Equity <br> Fund — Series I††<br> *Invesco Advisers, Inc.*<br>| 0.80% | 16.17% | 12.81% | 11.73% |
| Seeks both capital appreciation and <br> current income.<br>| &nbsp;&nbsp; Invesco V.I. Equity and Income <br> Fund — Series I††<br> *Invesco Advisers, Inc.*<br>| 0.57% | 12.81% | 8.94% | 8.92% |
| Seeks long-term growth of capital. | &nbsp;&nbsp; Invesco V.I. EQV International <br> Equity Fund — Series I<br> *Invesco Advisers, Inc.*<br>| 0.90% | 16.50% | 3.68% | 6.22% |
| Seeks total return. | &nbsp;&nbsp; Invesco V.I. Global Strategic Income <br> Fund — Non-Service Shares††<br> *Invesco Advisers, Inc.*<br>| 0.95% | 12.98% | 1.65% | 3.01% |
| Seeks capital appreciation. | &nbsp;&nbsp; Invesco V.I. Main Street <br> Fund<sup>®</sup> — Service Shares††<br> *Invesco Advisers, Inc.*<br>| 0.80% | 15.93% | 12.47% | 12.53% |
| Seeks capital appreciation. | &nbsp;&nbsp; Invesco V.I. Main Street Small Cap <br> Fund<sup>®</sup> — Series I††<br> *Invesco Advisers, Inc.*<br>| 0.84% | 8.70% | 8.34% | 10.59% |
| Seeks maximum total return, <br> consistent with the preservation of <br> capital and prudent investment <br> management.<br>| &nbsp;&nbsp; PIMCO Total Return <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Pacific Investment* <br> *Management Company LLC*<br>| 0.58% | 9.21% | 0.19% | 2.55% |

---

------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) |
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **1**<br> **Year**<br>| &nbsp;&nbsp; **5**<br> **Year**<br>| &nbsp;&nbsp; **10**<br> **Year**<br>|
| Seeks long-term capital appreciation <br> by investing in common stocks <br> believed to be undervalued. Income <br> is a secondary objective.<br>| &nbsp;&nbsp; T. Rowe Price Large Cap Value <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: T. Rowe Price* <br> *Associates, Inc.*<br>| 0.53% | 12.32% | 10.55% | 10.36% |
| Seeks a high level of current income <br> consistent with prudent investment <br> risk and preservation of capital.<br>| &nbsp;&nbsp; BlackRock Ultra-Short Term Bond <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: BlackRock Advisors,* <br> *LLC*<br>| 0.37% | 4.15% | 3.09% | 2.10% |
| Seeks long-term growth of capital. | &nbsp;&nbsp; Jennison Growth <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Jennison Associates LLC*<br>| 0.54% | 14.04% | 10.28% | 16.71% |
| Seeks to track the performance of <br> the Standard & Poor's 500<sup>®</sup> <br> Composite Stock Price Index.<br>| &nbsp;&nbsp; MetLife Stock Index <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: MetLife Investment* <br> *Management, LLC*<br>| 0.27% | 17.59% | 14.13% | 14.53% |
| Seeks a favorable total return <br> through investment in a diversified <br> portfolio.<br>| &nbsp;&nbsp; MFS<sup>®</sup> Total Return <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Massachusetts Financial* <br> *Services Company*<br>| 0.62% | 11.11% | 6.42% | 7.65% |
| Seeks long-term capital growth. | &nbsp;&nbsp; T. Rowe Price Small Cap Growth <br> Portfolio — Class A<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: T. Rowe Price* <br> *Associates, Inc.*<br>| 0.51% | 10.30% | 5.75% | 10.88% |
| Seeks to maximize total return <br> consistent with preservation of <br> capital.<br>| &nbsp;&nbsp; Western Asset Management Strategic <br> Bond Opportunities <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Western Asset* <br> *Management Company LLC*<br>| 0.57% | 9.07% | 1.42% | 4.03% |
| Seeks capital appreciation. | &nbsp;&nbsp; Federated Hermes Kaufman Fund <br> II — Primary Shares††<br> *Federated Equity Management* <br> *Company of Pennsylvania*<br> *Subadviser: Federated Global* <br> *Investment Management Corp.*<br>| 1.54% | 11.52% | 1.51% | 9.88% |
| Seeks to achieve capital <br> appreciation.<br>| &nbsp;&nbsp; Growth Portfolio — Initial Class<br> *Fidelity Management & Research* <br> *Company LLC*<br> *Subadviser: FMR UK, FMR HK, and* <br> *FMR Japan*<br>| 0.55% | 14.92% | 13.70% | 17.45% |

---

------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) |
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **1**<br> **Year**<br>| &nbsp;&nbsp; **5**<br> **Year**<br>| &nbsp;&nbsp; **10**<br> **Year**<br>|
| Seeks investment results that <br> correspond to the total return of <br> common stocks publicly traded in <br> the United States, as represented by <br> the S&P 500<sup>®</sup> Index.<br>| &nbsp;&nbsp; Index 500 Portfolio — Initial <br> Class††<br> *Fidelity Management & Research* <br> *Company LLC*<br> *Subadviser: Geode Capital* <br> *Management, LLC*<br>| 0.09% | 17.78% | 14.31% | 14.70% |

---

#

Certain Funds and their investment advisers have entered into temporary expense reimbursements and/or fee waivers, which are reflected in the Current Expenses. Please see the Funds' prospectuses for additional information regarding these arrangements.

††

Closed to new investments except under dollar cost averaging and rebalancing programs in existence at the time of closing.

If you purchased the IMPRINT ANNUITY, the following Funds (other than those marked ††) are available:

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) |
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **1**<br> **Year**<br>| &nbsp;&nbsp; **5**<br> **Year**<br>| &nbsp;&nbsp; **10**<br> **Year**<br>|
| Seeks capital appreciation. | &nbsp;&nbsp; MFS<sup>®</sup> Research International <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Massachusetts Financial* <br> *Services Company*<br>| 0.56% | 22.72% | 5.80% | 7.83% |
| Seeks maximum total return, <br> consistent with the preservation of <br> capital and prudent investment <br> management.<br>| &nbsp;&nbsp; PIMCO Total Return <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Pacific Investment* <br> *Management Company LLC*<br>| 0.58% | 9.21% | 0.19% | 2.55% |
| Seeks long-term growth of capital. | &nbsp;&nbsp; Jennison Growth <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Jennison Associates LLC*<br>| 0.54% | 14.04% | 10.28% | 16.71% |
| Seeks long-term capital growth. | &nbsp;&nbsp; T. Rowe Price Small Cap Growth <br> Portfolio — Class A<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: T. Rowe Price* <br> *Associates, Inc.*<br>| 0.51% | 10.30% | 5.75% | 10.88% |
| Seeks long-term growth of capital. | &nbsp;&nbsp; DWS CROCI<sup>®</sup> International <br> VIP — Class A††<br> *DWS Investment Management* <br> *Americas, Inc.*<br>| 0.79% | 44.90% | 10.86% | 8.21% |
| Seeks long-term capital appreciation. | &nbsp;&nbsp; Contrafund<sup>®</sup> Portfolio — Initial <br> Class<br> *Fidelity Management & Research* <br> *Company LLC*<br> *Subadviser: FMR UK, FMR HK, and* <br> *FMR Japan*<br>| 0.54% | 21.52% | 15.37% | 15.78% |

---

------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) |
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **1**<br> **Year**<br>| &nbsp;&nbsp; **5**<br> **Year**<br>| &nbsp;&nbsp; **10**<br> **Year**<br>|
| Seeks as high a level of current <br> income as is consistent with <br> preservation of capital and liquidity.<br>| &nbsp;&nbsp; Government Money Market <br> Portfolio — Initial Class<br> *Fidelity Management & Research* <br> *Company LLC*<br> *Subadviser: FMR UK, FMR HK, and* <br> *FMR Japan*<br>| 0.25% | 4.13% | 3.10% | 2.03% |
| Seeks to achieve capital <br> appreciation.<br>| &nbsp;&nbsp; Growth Portfolio — Initial Class<br> *Fidelity Management & Research* <br> *Company LLC*<br> *Subadviser: FMR UK, FMR HK, and* <br> *FMR Japan*<br>| 0.55% | 14.92% | 13.70% | 17.45% |
| Seeks long-term growth of capital. | &nbsp;&nbsp; Overseas Portfolio — Initial Class<br> *Fidelity Management & Research* <br> *Company LLC*<br> *Subadviser: FMR UK, FMR HK,* <br> *FMR Japan, FIA, FIA(UK), and FIJ*<br>| 0.72% | 20.39% | 6.62% | 7.93% |
| Seeks long-term capital appreciation. | &nbsp;&nbsp; Alger Small Cap Growth <br> Portfolio — Class I-2††<br> *Fred Alger Management, LLC*<br>| 0.97% | 5.91% | -4.93% | 8.83% |

---

#

Certain Funds and their investment advisers have entered into temporary expense reimbursements and/or fee waivers, which are reflected in the Current Expenses. Please see the Funds' prospectuses for additional information regarding these arrangements.

††

Closed to new investments except under dollar cost averaging and rebalancing programs in existence at the time of closing.

If you purchased the STRIVE ANNUITY, the following Funds are available:

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) |
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **1**<br> **Year**<br>| &nbsp;&nbsp; **5**<br> **Year**<br>| &nbsp;&nbsp; **10**<br> **Year**<br>|
| Seeks maximum total return, <br> consistent with the preservation of <br> capital and prudent investment <br> management.<br>| &nbsp;&nbsp; PIMCO Total Return <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Pacific Investment* <br> *Management Company LLC*<br>| 0.58% | 9.21% | 0.19% | 2.55% |
| Seeks long-term growth of capital. | &nbsp;&nbsp; Jennison Growth <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Jennison Associates LLC*<br>| 0.54% | 14.04% | 10.28% | 16.71% |
| Seeks as high a level of current <br> income as is consistent with <br> preservation of capital and liquidity.<br>| &nbsp;&nbsp; Government Money Market <br> Portfolio — Initial Class<br> *Fidelity Management & Research* <br> *Company LLC*<br> *Subadviser: FMR UK, FMR HK, and* <br> *FMR Japan*<br>| 0.25% | 4.13% | 3.10% | 2.03% |
| Seeks to achieve capital <br> appreciation.<br>| &nbsp;&nbsp; Growth Portfolio — Initial Class<br> *Fidelity Management & Research* <br> *Company LLC*<br> *Subadviser: FMR UK, FMR HK, and* <br> *FMR Japan*<br>| 0.55% | 14.92% | 13.70% | 17.45% |

---

------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) |
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **1**<br> **Year**<br>| &nbsp;&nbsp; **5**<br> **Year**<br>| &nbsp;&nbsp; **10**<br> **Year**<br>|
| Seeks long-term growth of capital. | &nbsp;&nbsp; Overseas Portfolio — Initial Class<br> *Fidelity Management & Research* <br> *Company LLC*<br> *Subadviser: FMR UK, FMR HK,* <br> *FMR Japan, FIA, FIA(UK), and FIJ*<br>| 0.72% | 20.39% | 6.62% | 7.93% |

---

#

Certain Funds and their investment advisers have entered into temporary expense reimbursements and/or fee waivers, which are reflected in the Current Expenses. Please see the Funds' prospectuses for additional information regarding these arrangements.

For Contract Number 135R1C, the following Funds are available:

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) |
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **1**<br> **Year**<br>| &nbsp;&nbsp; **5**<br> **Year**<br>| &nbsp;&nbsp; **10**<br> **Year**<br>|
| Seeks maximum total return, <br> consistent with the preservation of <br> capital and prudent investment <br> management.<br>| &nbsp;&nbsp; PIMCO Total Return <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Pacific Investment* <br> *Management Company LLC*<br>| 0.58% | 9.21% | 0.19% | 2.55% |
| Seeks long-term capital appreciation <br> by investing in common stocks <br> believed to be undervalued. Income <br> is a secondary objective.<br>| &nbsp;&nbsp; T. Rowe Price Large Cap Value <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: T. Rowe Price* <br> *Associates, Inc.*<br>| 0.53% | 12.32% | 10.55% | 10.36% |
| Seeks as high a level of current <br> income as is consistent with <br> preservation of capital and liquidity.<br>| &nbsp;&nbsp; Government Money Market <br> Portfolio — Initial Class<br> *Fidelity Management & Research* <br> *Company LLC*<br> *Subadviser: FMR UK, FMR HK, and* <br> *FMR Japan*<br>| 0.25% | 4.13% | 3.10% | 2.03% |

---

#

Certain Funds and their investment advisers have entered into temporary expense reimbursements and/or fee waivers, which are reflected in the Current Expenses. Please see the Funds' prospectuses for additional information regarding these arrangements.

For Contract Number 135R1V, the following Funds are available:

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) |
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **1**<br> **Year**<br>| &nbsp;&nbsp; **5**<br> **Year**<br>| &nbsp;&nbsp; **10**<br> **Year**<br>|
| Seeks maximum total return, <br> consistent with the preservation of <br> capital and prudent investment <br> management.<br>| &nbsp;&nbsp; PIMCO Total Return <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Pacific Investment* <br> *Management Company LLC*<br>| 0.58% | 9.21% | 0.19% | 2.55% |

---

------

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) |
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **1**<br> **Year**<br>| &nbsp;&nbsp; **5**<br> **Year**<br>| &nbsp;&nbsp; **10**<br> **Year**<br>|
| Seeks long-term capital appreciation <br> by investing in common stocks <br> believed to be undervalued. Income <br> is a secondary objective.<br>| &nbsp;&nbsp; T. Rowe Price Large Cap Value <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: T. Rowe Price* <br> *Associates, Inc.*<br>| 0.53% | 12.32% | 10.55% | 10.36% |
| Seeks as high a level of current <br> income as is consistent with <br> preservation of capital and liquidity.<br>| &nbsp;&nbsp; Government Money Market <br> Portfolio — Initial Class<br> *Fidelity Management & Research* <br> *Company LLC*<br> *Subadviser: FMR UK, FMR HK, and* <br> *FMR Japan*<br>| 0.25% | 4.13% | 3.10% | 2.03% |

---

#

Certain Funds and their investment advisers have entered into temporary expense reimbursements and/or fee waivers, which are reflected in the Current Expenses. Please see the Funds' prospectuses for additional information regarding these arrangements.

For Contract Number 135R2V, the following Funds (other than those marked ††) are available:

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) |
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **1**<br> **Year**<br>| &nbsp;&nbsp; **5**<br> **Year**<br>| &nbsp;&nbsp; **10**<br> **Year**<br>|
| Seeks maximum total return, <br> consistent with the preservation of <br> capital and prudent investment <br> management.<br>| &nbsp;&nbsp; PIMCO Total Return <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: Pacific Investment* <br> *Management Company LLC*<br>| 0.58% | 9.21% | 0.19% | 2.55% |
| Seeks long-term capital appreciation <br> by investing in common stocks <br> believed to be undervalued. Income <br> is a secondary objective.<br>| &nbsp;&nbsp; T. Rowe Price Large Cap Value <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: T. Rowe Price* <br> *Associates, Inc.*<br>| 0.53% | 12.32% | 10.55% | 10.36% |
| Seeks to track the performance of <br> the Standard & Poor's 500<sup>®</sup> <br> Composite Stock Price Index.<br>| &nbsp;&nbsp; MetLife Stock Index <br> Portfolio — Class A#<br> *Brighthouse Investment Advisers,* <br> *LLC*<br> *Subadviser: MetLife Investment* <br> *Management, LLC*<br>| 0.27% | 17.59% | 14.13% | 14.53% |
| Seeks to obtain high total return <br> with reduced risk over the long term <br> by allocating its assets among stocks, <br> bonds, and short-term instruments.<br>| &nbsp;&nbsp; Asset Manager 50% <br> Portfolio — Initial Class††<br> *Fidelity Management & Research* <br> *Company LLC*<br> *Subadviser: FMR UK, FMR HK, and* <br> *FMR Japan*<br>| 0.51% | 14.98% | 5.67% | 7.13% |
| Seeks as high a level of current <br> income as is consistent with <br> preservation of capital and liquidity.<br>| &nbsp;&nbsp; Government Money Market <br> Portfolio — Initial Class<br> *Fidelity Management & Research* <br> *Company LLC*<br> *Subadviser: FMR UK, FMR HK, and* <br> *FMR Japan*<br>| 0.25% | 4.13% | 3.10% | 2.03% |

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| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) | &nbsp;&nbsp; **Average Annual**<br> **Total Returns**<br> (as of 12/31/2025) |
| **Investment Objectives** | &nbsp;&nbsp; **Portfolio Company and**<br> ***Adviser/Sub-Adviser*** | &nbsp;&nbsp; **Current** <br> **Expenses** | &nbsp;&nbsp; **1**<br> **Year**<br>| &nbsp;&nbsp; **5**<br> **Year**<br>| &nbsp;&nbsp; **10**<br> **Year**<br>|
| Seeks to achieve capital <br> appreciation.<br>| &nbsp;&nbsp; Growth Portfolio — Initial Class<br> *Fidelity Management & Research* <br> *Company LLC*<br> *Subadviser: FMR UK, FMR HK, and* <br> *FMR Japan*<br>| 0.55% | 14.92% | 13.70% | 17.45% |
| Seeks long-term growth of capital. | &nbsp;&nbsp; Overseas Portfolio — Initial Class<br> *Fidelity Management & Research* <br> *Company LLC*<br> *Subadviser: FMR UK, FMR HK,* <br> *FMR Japan, FIA, FIA(UK), and FIJ*<br>| 0.72% | 20.39% | 6.62% | 7.93% |

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Certain Funds and their investment advisers have entered into temporary expense reimbursements and/or fee waivers, which are reflected in the Current Expenses. Please see the Funds' prospectuses for additional information regarding these arrangements.

††

Closed to new investments except under dollar cost averaging and rebalancing programs in existence at the time of closing.

The following lists the fixed option currently available under the Contract. The General Account listed below will also be used if you participate in a dollar cost averaging program and instruct us to make transfers to or from the General Account. We may change the features of a fixed investment option listed below, offer new fixed investment options, and terminate existing fixed investment options. We will provide you with written notice before doing so.

The minimum interest rate depends on the date your Contract is issued but will not be less than the rate shown below.

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| | |
|:---|:---|
| **Name** | **Guaranteed Minimum Interest Rate** |
| General Account | 1% |

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The prospectus, as supplemented, and statement of additional information ("SAI"), dated April 30, 2012, include additional information. The prospectus, as supplemented, and SAI are available, without charge, upon request. For a free copy, call us at (833) 208-3018, or send an email request to rcg@brighthousefinancial.com. You can also access other information about the Contract online at https://dfinview.com/BHF/PUFT/BHF184 for Investors Choice, https://dfinview.com/BHF/PUFT/BHF182 for Capital Strategist, https://dfinview.com/BHF/PUFT/BHF183 for Imprint, https://dfinview.com/BHF/PUFT/BHF185 for Strive, https://dfinview.com/BHF/PUFT/BHF186 for Contract 135R1C, https://dfinview.com/BHF/PUFT/BHF187 for Contract 135R1V, https://dfinview.com/BHF/PUFT/BHF188 for Contract 135R2V.

Reports and other information about the Separate Account are available on the SEC's website at https://www.sec.gov/ and copies of this information may be obtained, upon payment of a duplicating fee, by electronic request at the following email address: publicinfo@sec.gov.

The Financial Industry Regulatory Authority ("FINRA") provides background information about broker-dealers and their registered representatives through FINRA BrokerCheck. You may contact the FINRA BrokerCheck Hotline at 1-800-289-9999, or log on to www.finra.org. An investor brochure that includes information describing FINRA BrokerCheck is available through the Hotline or on-line.

We are not a fiduciary and do not give advice or make recommendations regarding insurance or investment products. Ask your financial representative for guidance regarding any requests or elections and for information about your particular investment needs. Please bear in mind that your financial representative, or any financial firm or financial professional you consult to provide advice, is acting on your behalf. We are not a party to any agreement between you and your financial professional. We do not recommend and are not responsible for any securities transactions or investment strategies involving securities (including account recommendations).

EDGAR Contract Identifier No. is C000151878

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