# EDGAR Filing Document

**Accession Number:** 0001929777
**File Stem:** 0001213900-25-077184
**Filing Date:** 2025-8
**Character Count:** 2845
**Document Hash:** 2281c7dcfc3caa983e54c467a23f26b5
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001213900-25-077184.hdr.sgml**: 20250815

**ACCESSION NUMBER**: 0001213900-25-077184

**CONFORMED SUBMISSION TYPE**: N-PX

**PUBLIC DOCUMENT COUNT**: 1

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250815

**DATE AS OF CHANGE**: 20250815

**EFFECTIVENESS DATE**: 20250815

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Pender Real Estate Credit Fund
- **CENTRAL INDEX KEY:** 0001929777

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** N-PX
- **SEC ACT:** 1940 Act
- **SEC FILE NUMBER:** 811-23806
- **FILM NUMBER:** 251223329

**BUSINESS ADDRESS:**
- **STREET 1:** C/O UMB FUND SERVICES, INC.,
- **STREET 2:** 235 WEST GALENA STREET
- **CITY:** MLWAUKEE
- **STATE:** WI
- **ZIP:** 53212
- **BUSINESS PHONE:** 4142992200

**MAIL ADDRESS:**
- **STREET 1:** C/O UMB FUND SERVICES, INC.,
- **STREET 2:** 235 WEST GALENA STREET
- **CITY:** MLWAUKEE
- **STATE:** WI
- **ZIP:** 53212

## FORM N-PX
### ANNUAL REPORT OF PROXY VOTING RECORD

## N-PX: Filer Information

**Filer CIK:** 0001929777

**Date of Report:** 06/30/2025

**Are you a Registered Management Investment Company or an Institutional Manager?:** Registered Management Investment Company

**Is this a LIVE or TEST Filing?:** LIVE

**Is this an electronic copy of an official filing submitted in paper format?:** [ ]

### Submission Contact Information
_Not provided in this filing._

### Notification Information
**Notify via Filing Website only?:** [ ]

## N-PX: Cover Page

**Name of reporting person:** Pender Real Estate Credit Fund

**Address:** C/O UMB FUND SERVICES, INC.,, MLWAUKEE, WI 53212

**Telephone number:** 414-299-2270

**Name of agent for service:** ANN MAURER

**Agent Address:** 235 WEST GALENA STREET, MLWAUKEE, WI 53212

**Reporting Period:** Report for the year ended 06/30/2025

**SEC File Number:** 811-23806

**CRD Number (if any):** —

**Other SEC File Number (if any):** —

**LEI (if any):** 549300NYC5XVTLXF5V85

**Report Type (check only one):**

Institutional Manager.

- [ ] Institutional Manager Voting Report

- [ ] Institutional Manager Notice Report

- [ ] Institutional Manager Combination Report

Registered Management Investment Company.

- [ ] Fund Voting Report

- [x] Fund Notice Report

**Do you wish to provide explanatory information pursuant to Special Instruction B.4?:**

- [x] No

- [ ] Yes

**Additional information:** —

## N-PX: Summary - Included Managers

**Number of Included Institutional Managers:** —

**Included Institutional Managers:** —

## N-PX: Signature Block

**Reporting Person:** Pender Real Estate Credit Fund

**By (Signature):** Jay Yang

**By (Printed Signature):** Jay Yang

**By (Title):** Principal Financial Officer  Treasurer

**Date:** 08/14/2025