# EDGAR Filing Document

**Accession Number:** 0002022893
**File Stem:** 0002022893-25-000005
**Filing Date:** 2025-8
**Character Count:** 13895
**Document Hash:** 04713648334f3295b9cd5453de75ed57
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002022893-25-000005.hdr.sgml**: 20250812

**ACCESSION NUMBER**: 0002022893-25-000005

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250812

**DATE AS OF CHANGE**: 20250811

**EFFECTIVENESS DATE**: 20250812

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Miller Financial Services LLC
- **CENTRAL INDEX KEY:** 0002022893

**ORGANIZATION NAME:**
- **EIN:** 141861627
- **STATE OF INCORPORATION:** MI
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24823
- **FILM NUMBER:** 251203478

**BUSINESS ADDRESS:**
- **STREET 1:** 1001 W. MICHIGAN AVENUE
- **CITY:** MARSHALL
- **STATE:** MI
- **ZIP:** 49068
- **BUSINESS PHONE:** 269-781-5129

**MAIL ADDRESS:**
- **STREET 1:** 1001 W. MICHIGAN AVENUE
- **CITY:** MARSHALL
- **STATE:** MI
- **ZIP:** 49068

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Miller Financial Services LLC<br>**Address:** 1001 W. MICHIGAN AVENUE<br>MARSHALL, MI 49068

**Form 13F File Number:** 028-24823

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Joe Miller<br>**Title:** President<br>**Phone:** 269-781-5129

**Signature, Place, and Date of Signing:**

Joe Miller  Marshall, MI  08-11-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 107

**Form 13F Information Table Value Total:** $78447393

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 531318 | 3490 | SH |  | SOLE |  | 3490 | 0 | 0 |
| ABBOTT LABS | COM | 002824100 |  | 852071 | 6265 | SH |  | SOLE |  | 6265 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 230264 | 1241 | SH |  | SOLE |  | 1241 | 0 | 0 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 487426 | 3435 | SH |  | SOLE |  | 3435 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 675199 | 3806 | SH |  | SOLE |  | 3806 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 780979 | 4432 | SH |  | SOLE |  | 4432 | 0 | 0 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 691838 | 11800 | SH |  | SOLE |  | 11800 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 2639700 | 12032 | SH |  | SOLE |  | 12032 | 0 | 0 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 278284 | 2682 | SH |  | SOLE |  | 2682 | 0 | 0 |
| AMGEN INC | COM | 031162100 |  | 237329 | 850 | SH |  | SOLE |  | 850 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 3147963 | 15343 | SH |  | SOLE |  | 15343 | 0 | 0 |
| AST SPACEMOBILE INC | COM CL A | 00217D100 |  | 341596 | 7310 | SH |  | SOLE |  | 7310 | 0 | 0 |
| BARRICK MNG CORP | COM SHS | 06849F108 |  | 214827 | 10318 | SH |  | SOLE |  | 10318 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1187222 | 2444 | SH |  | SOLE |  | 2444 | 0 | 0 |
| BLACKROCK CR ALLOCATION INCO | COM | 092508100 |  | 141960 | 13000 | SH |  | SOLE |  | 13000 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 875083 | 18904 | SH |  | SOLE |  | 18904 | 0 | 0 |
| BROOKFIELD RENEWABLE CORP | CL A EX SUB VTG | 11285B108 |  | 346976 | 10585 | SH |  | SOLE |  | 10585 | 0 | 0 |
| CARTESIAN THERAPEUTICS INC | COM NEW | 816212302 |  | 120971 | 11643 | SH |  | SOLE |  | 11643 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 469527 | 1209 | SH |  | SOLE |  | 1209 | 0 | 0 |
| CAVA GROUP INC | COM | 148929102 |  | 1220577 | 14491 | SH |  | SOLE |  | 14491 | 0 | 0 |
| CHEWY INC | CL A | 16679L109 |  | 1079428 | 25327 | SH |  | SOLE |  | 25327 | 0 | 0 |
| CLOUDFLARE INC | CL A COM | 18915M107 |  | 1270349 | 6487 | SH |  | SOLE |  | 6487 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 242801 | 3432 | SH |  | SOLE |  | 3432 | 0 | 0 |
| CONAGRA BRANDS INC | COM | 205887102 |  | 595370 | 29085 | SH |  | SOLE |  | 29085 | 0 | 0 |
| CORTEVA INC | COM | 22052L104 |  | 201360 | 2702 | SH |  | SOLE |  | 2702 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 859797 | 869 | SH |  | SOLE |  | 869 | 0 | 0 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 |  | 1365969 | 2682 | SH |  | SOLE |  | 2682 | 0 | 0 |
| CYTOMX THERAPEUTICS INC | COM | 23284F105 |  | 115770 | 51000 | SH |  | SOLE |  | 51000 | 0 | 0 |
| DEERE  CO | COM | 244199105 |  | 555712 | 1093 | SH |  | SOLE |  | 1093 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 500512 | 4036 | SH |  | SOLE |  | 4036 | 0 | 0 |
| DOMINION ENERGY INC | COM | 25746U109 |  | 587469 | 10394 | SH |  | SOLE |  | 10394 | 0 | 0 |
| DOW INC | COM | 260557103 |  | 362628 | 13694 | SH |  | SOLE |  | 13694 | 0 | 0 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 279731 | 2371 | SH |  | SOLE |  | 2371 | 0 | 0 |
| EATON CORP PLC | SHS | G29183103 |  | 5132536 | 14377 | SH |  | SOLE |  | 14377 | 0 | 0 |
| ETSY INC | COM | 29786A106 |  | 415726 | 8288 | SH |  | SOLE |  | 8288 | 0 | 0 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 579836 | 12674 | SH |  | SOLE |  | 12674 | 0 | 0 |
| FLAGSTAR FINANCIAL INC | COM NEW | 649445400 |  | 234709 | 22142 | SH |  | SOLE |  | 22142 | 0 | 0 |
| FORD MTR CO | COM | 345370860 |  | 141303 | 13023 | SH |  | SOLE |  | 13023 | 0 | 0 |
| FORTINET INC | COM | 34959E109 |  | 356594 | 3373 | SH |  | SOLE |  | 3373 | 0 | 0 |
| GENERAC HLDGS INC | COM | 368736104 |  | 542479 | 3788 | SH |  | SOLE |  | 3788 | 0 | 0 |
| GRAYSCALE BITCOIN TRUST ETF | SHS REP COM UT | 389637109 |  | 252793 | 2980 | SH |  | SOLE |  | 2980 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 276800 | 755 | SH |  | SOLE |  | 755 | 0 | 0 |
| INNOVATOR ETFS TRUST | US SML CP PWR ET | 45782C342 |  | 766243 | 23660 | SH |  | SOLE |  | 23660 | 0 | 0 |
| INNOVATOR ETFS TRUST | US SMALL CAP PWR | 45783Y137 |  | 741542 | 29840 | SH |  | SOLE |  | 29840 | 0 | 0 |
| INNOVATOR ETFS TRUST | US SML CP PWR B | 45782C284 |  | 320010 | 10961 | SH |  | SOLE |  | 10961 | 0 | 0 |
| INNOVATOR ETFS TRUST | US SMALL CAP PWR | 45784N866 |  | 502083 | 19709 | SH |  | SOLE |  | 19709 | 0 | 0 |
| INNOVATOR ETFS TRUST | US SML CP PWR B | 45782C474 |  | 924255 | 24660 | SH |  | SOLE |  | 24660 | 0 | 0 |
| INNOVATOR ETFS TRUST | US SMALL CAP PWR | 45784N833 |  | 332599 | 13841 | SH |  | SOLE |  | 13841 | 0 | 0 |
| INVIVYD INC | COM | 00534A102 |  | 17160 | 24000 | SH |  | SOLE |  | 24000 | 0 | 0 |
| ISHARES SILVER TR | ISHARES | 46428Q109 |  | 1660088 | 50597 | SH |  | SOLE |  | 50597 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 2410987 | 11173 | SH |  | SOLE |  | 11173 | 0 | 0 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 3557357 | 37145 | SH |  | SOLE |  | 37145 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 1635312 | 16485 | SH |  | SOLE |  | 16485 | 0 | 0 |
| ISHARES TR | 20 YR TR BD ETF | 464287432 |  | 2130355 | 24140 | SH |  | SOLE |  | 24140 | 0 | 0 |
| JOBY AVIATION INC | COMMON STOCK | G65163100 |  | 148541 | 14080 | SH |  | SOLE |  | 14080 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 276478 | 1810 | SH |  | SOLE |  | 1810 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 209485 | 723 | SH |  | SOLE |  | 723 | 0 | 0 |
| KELLANOVA | COM | 487836108 |  | 508211 | 6390 | SH |  | SOLE |  | 6390 | 0 | 0 |
| KINDER MORGAN INC DEL | COM | 49456B101 |  | 1647542 | 56039 | SH |  | SOLE |  | 56039 | 0 | 0 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 236201 | 510 | SH |  | SOLE |  | 510 | 0 | 0 |
| LOWES COS INC | COM | 548661107 |  | 433978 | 1956 | SH |  | SOLE |  | 1956 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 862578 | 1535 | SH |  | SOLE |  | 1535 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 527367 | 1805 | SH |  | SOLE |  | 1805 | 0 | 0 |
| MERCADOLIBRE INC | COM | 58733R102 |  | 480908 | 184 | SH |  | SOLE |  | 184 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 919660 | 1246 | SH |  | SOLE |  | 1246 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 1586329 | 3189 | SH |  | SOLE |  | 3189 | 0 | 0 |
| MORGAN STANLEY ETF TRUST | EATON VANCE TOTA | 61774R841 |  | 272586 | 5359 | SH |  | SOLE |  | 5359 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 245061 | 183 | SH |  | SOLE |  | 183 | 0 | 0 |
| NIKE INC | CL B | 654106103 |  | 385153 | 5422 | SH |  | SOLE |  | 5422 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 719960 | 4557 | SH |  | SOLE |  | 4557 | 0 | 0 |
| OLD REP INTL CORP | COM | 680223104 |  | 562595 | 14636 | SH |  | SOLE |  | 14636 | 0 | 0 |
| OLIN CORP | COM PAR $1 | 680665205 |  | 415601 | 20687 | SH |  | SOLE |  | 20687 | 0 | 0 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 540901 | 7278 | SH |  | SOLE |  | 7278 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 1290617 | 9774 | SH |  | SOLE |  | 9774 | 0 | 0 |
| PFIZER INC | COM | 717081103 |  | 440990 | 18193 | SH |  | SOLE |  | 18193 | 0 | 0 |
| PORTILLOS INC | COM CL A | 73642K106 |  | 746775 | 63991 | SH |  | SOLE |  | 63991 | 0 | 0 |
| PRECISION BIOSCIENCES INC | COM NEW | 74019P207 |  | 42000 | 10000 | SH |  | SOLE |  | 10000 | 0 | 0 |
| PURECYCLE TECHNOLOGIES INC | COM | 74623V103 |  | 411822 | 30060 | SH |  | SOLE |  | 30060 | 0 | 0 |
| RADIAN GROUP INC | COM | 750236101 |  | 527693 | 14650 | SH |  | SOLE |  | 14650 | 0 | 0 |
| ROCKET LAB CORP | COM | 773121108 |  | 358058 | 10010 | SH |  | SOLE |  | 10010 | 0 | 0 |
| RTX CORPORATION | COM | 75513E101 |  | 288243 | 1974 | SH |  | SOLE |  | 1974 | 0 | 0 |
| SCHLUMBERGER LTD | COM STK | 806857108 |  | 362978 | 10739 | SH |  | SOLE |  | 10739 | 0 | 0 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 720707 | 6248 | SH |  | SOLE |  | 6248 | 0 | 0 |
| SOFI TECHNOLOGIES INC | COM | 83406F102 |  | 2333515 | 128145 | SH |  | SOLE |  | 128145 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 235024 | 771 | SH |  | SOLE |  | 771 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 632061 | 1023 | SH |  | SOLE |  | 1023 | 0 | 0 |
| STANLEY BLACK  DECKER INC | COM | 854502101 |  | 612663 | 9043 | SH |  | SOLE |  | 9043 | 0 | 0 |
| STRYKER CORPORATION | COM | 863667101 |  | 217992 | 551 | SH |  | SOLE |  | 551 | 0 | 0 |
| TESLA INC | COM | 88160R101 |  | 202667 | 638 | SH |  | SOLE |  | 638 | 0 | 0 |
| TITAN INTL INC ILL | COM | 88830M102 |  | 128375 | 12500 | SH |  | SOLE |  | 12500 | 0 | 0 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 1359194 | 14568 | SH |  | SOLE |  | 14568 | 0 | 0 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 2305554 | 22841 | SH |  | SOLE |  | 22841 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 367419 | 1178 | SH |  | SOLE |  | 1178 | 0 | 0 |
| VANECK ETF TRUST | GOLD MINERS ETF | 92189F106 |  | 554023 | 10642 | SH |  | SOLE |  | 10642 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 258843 | 925 | SH |  | SOLE |  | 925 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 427749 | 1805 | SH |  | SOLE |  | 1805 | 0 | 0 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 207982 | 751 | SH |  | SOLE |  | 751 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 340529 | 1927 | SH |  | SOLE |  | 1927 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 1366106 | 23241 | SH |  | SOLE |  | 23241 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | LONG TERM TREAS | 92206C847 |  | 443348 | 7900 | SH |  | SOLE |  | 7900 | 0 | 0 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 237675 | 957 | SH |  | SOLE |  | 957 | 0 | 0 |
| VANGUARD WORLD FD | UTILITIES ETF | 92204A876 |  | 264765 | 1500 | SH |  | SOLE |  | 1500 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 831765 | 19223 | SH |  | SOLE |  | 19223 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 1705579 | 4804 | SH |  | SOLE |  | 4804 | 0 | 0 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 445201 | 1946 | SH |  | SOLE |  | 1946 | 0 | 0 |
| WENDYS CO | COM | 95058W100 |  | 176514 | 15457 | SH |  | SOLE |  | 15457 | 0 | 0 |
| ZEBRA TECHNOLOGIES CORPORATI | CL A | 989207105 |  | 205059 | 665 | SH |  | SOLE |  | 665 | 0 | 0 |

---