# EDGAR Filing Document

**Accession Number:** 0001688931
**File Stem:** 0001688931-26-000003
**Filing Date:** 2026-1
**Character Count:** 14411
**Document Hash:** 73815bf630f12b4065267d5b450ab504
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001688931-26-000003.hdr.sgml**: 20260128

**ACCESSION NUMBER**: 0001688931-26-000003

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260128

**DATE AS OF CHANGE**: 20260128

**EFFECTIVENESS DATE**: 20260128

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** REDW Wealth LLC
- **CENTRAL INDEX KEY:** 0001688931

**ORGANIZATION NAME:**
- **EIN:** 850467977
- **STATE OF INCORPORATION:** NM
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-17601
- **FILM NUMBER:** 26573010

**BUSINESS ADDRESS:**
- **STREET 1:** 8801 HORIZON BLVD. NE
- **STREET 2:** SUITE 401
- **CITY:** ALBUQUERQUE
- **STATE:** NM
- **ZIP:** 87113
- **BUSINESS PHONE:** 505-998-3200

**MAIL ADDRESS:**
- **STREET 1:** 8801 HORIZON BLVD. NE
- **STREET 2:** SUITE 401
- **CITY:** ALBUQUERQUE
- **STATE:** NM
- **ZIP:** 87113

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** REDW Stanley Financial Advisors LLC
- **DATE OF NAME CHANGE:** 20161101

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** REDW Wealth LLC<br>**Address:** 8801 HORIZON BLVD. NE<br>SUITE 401<br>ALBUQUERQUE, NM 87113

**Form 13F File Number:** 028-17601

**CRD Number (if applicable):** 000109446

**SEC File Number (if applicable):** 801-57516

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Dorine Sanchez<br>**Title:** Director of Operations<br>**Phone:** 5059983288

**Signature, Place, and Date of Signing:**

/s/ Dorine Sanchez  Albuquerque, NM  01-28-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 102

**Form 13F Information Table Value Total:** $262314929

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 242421 | 1935 | SH |  | SOLE | 0 | 0 | 0 | 1935 |
| ABBVIE INC | COM | 00287Y109 |  | 301835 | 1321 | SH |  | SOLE | 0 | 0 | 0 | 1321 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 750574 | 2398 | SH |  | SOLE | 0 | 0 | 0 | 2398 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 861110 | 2744 | SH |  | SOLE | 0 | 0 | 0 | 2744 |
| AMAZON COM INC | COM | 023135106 |  | 1200726 | 5202 | SH |  | SOLE | 0 | 0 | 0 | 5202 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 937713 | 9195 | SH |  | SOLE | 0 | 0 | 0 | 9195 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 16455494 | 147213 | SH |  | SOLE | 0 | 0 | 0 | 147213 |
| AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 |  | 5671440 | 68895 | SH |  | SOLE | 0 | 0 | 0 | 68895 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 5526955 | 71760 | SH |  | SOLE | 0 | 0 | 0 | 71760 |
| APPLE INC | COM | 037833100 |  | 3671142 | 13504 | SH |  | SOLE | 0 | 0 | 0 | 13504 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1396362 | 2778 | SH |  | SOLE | 0 | 0 | 0 | 2778 |
| CATERPILLAR INC | COM | 149123101 |  | 1338797 | 2337 | SH |  | SOLE | 0 | 0 | 0 | 2337 |
| CHEVRON CORP NEW | COM | 166764100 |  | 202477 | 1329 | SH |  | SOLE | 0 | 0 | 0 | 1329 |
| DBX ETF TR | XTRACK MSCI EAFE | 233051630 |  | 367542 | 11860 | SH |  | SOLE | 0 | 0 | 0 | 11860 |
| DEERE  CO | COM | 244199105 |  | 280273 | 602 | SH |  | SOLE | 0 | 0 | 0 | 602 |
| DELTA AIR LINES INC DEL | COM NEW | 247361702 |  | 303139 | 4368 | SH |  | SOLE | 0 | 0 | 0 | 4368 |
| DIMENSIONAL ETF TRUST | US HIGH PROFITAB | 25434V831 |  | 9275377 | 243896 | SH |  | SOLE | 0 | 0 | 0 | 243896 |
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 25434V815 |  | 812712 | 24710 | SH |  | SOLE | 0 | 0 | 0 | 24710 |
| ELI LILLY  CO | COM | 532457108 |  | 269722 | 251 | SH |  | SOLE | 0 | 0 | 0 | 251 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 332860 | 2766 | SH |  | SOLE | 0 | 0 | 0 | 2766 |
| FIDELITY COVINGTON TRUST | ENHANCED SMALL | 31609A206 |  | 596206 | 15781 | SH |  | SOLE | 0 | 0 | 0 | 15781 |
| FIDELITY COVINGTON TRUST | EMERG MKTS MLTFT | 316092543 |  | 1334757 | 43224 | SH |  | SOLE | 0 | 0 | 0 | 43224 |
| FLEXSHARES TR | HIG YLD VL ETF | 33939L662 |  | 1156752 | 28397 | SH |  | SOLE | 0 | 0 | 0 | 28397 |
| FLEXSHARES TR | STOXX GLOBR INF | 33939L795 |  | 435611 | 7199 | SH |  | SOLE | 0 | 0 | 0 | 7199 |
| FLEXSHARES TR | QLT DIV DEF IDX | 33939L845 |  | 1293903 | 15982 | SH |  | SOLE | 0 | 0 | 0 | 15982 |
| GLOBAL X FDS | US INFR DEV ETF | 37954Y673 |  | 2404554 | 50315 | SH |  | SOLE | 0 | 0 | 0 | 50315 |
| GLOBAL X FDS | ARTIFICIAL ETF | 37954Y632 |  | 369803 | 7271 | SH |  | SOLE | 0 | 0 | 0 | 7271 |
| GLOBAL X FDS | AGING POPULATION | 37954Y772 |  | 911015 | 25379 | SH |  | SOLE | 0 | 0 | 0 | 25379 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 3078752 | 16072 | SH |  | SOLE | 0 | 0 | 0 | 16072 |
| INVESCO EXCHANGE TRADED FD T | S 100 EQL WIGH | 46137V449 |  | 1059186 | 8964 | SH |  | SOLE | 0 | 0 | 0 | 8964 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 1157974 | 1885 | SH |  | SOLE | 0 | 0 | 0 | 1885 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 2041001 | 30363 | SH |  | SOLE | 0 | 0 | 0 | 30363 |
| ISHARES INC | EM MKTS DIV ETF | 464286319 |  | 327087 | 10497 | SH |  | SOLE | 0 | 0 | 0 | 10497 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 7881347 | 108439 | SH |  | SOLE | 0 | 0 | 0 | 108439 |
| ISHARES TR | FUTURE EXPONENTI | 46434V381 |  | 645374 | 9254 | SH |  | SOLE | 0 | 0 | 0 | 9254 |
| ISHARES TR | ULTRA SHORT DUR | 46434V878 |  | 825617 | 16323 | SH |  | SOLE | 0 | 0 | 0 | 16323 |
| ISHARES TR | IBONDS DEC 2031 | 46436E486 |  | 1669560 | 78939 | SH |  | SOLE | 0 | 0 | 0 | 78939 |
| ISHARES TR | IBONDS DEC 2032 | 46436E312 |  | 1053802 | 41277 | SH |  | SOLE | 0 | 0 | 0 | 41277 |
| ISHARES TR | IBONDS DEC 29 | 46436E205 |  | 314095 | 13420 | SH |  | SOLE | 0 | 0 | 0 | 13420 |
| ISHARES TR | IBONDS DEC 2030 | 46436E726 |  | 1054505 | 47780 | SH |  | SOLE | 0 | 0 | 0 | 47780 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 4583751 | 51238 | SH |  | SOLE | 0 | 0 | 0 | 51238 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 828563 | 10687 | SH |  | SOLE | 0 | 0 | 0 | 10687 |
| ISHARES TR | CRE U S REIT ETF | 464288521 |  | 314401 | 5520 | SH |  | SOLE | 0 | 0 | 0 | 5520 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 7149710 | 71583 | SH |  | SOLE | 0 | 0 | 0 | 71583 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 381911 | 3977 | SH |  | SOLE | 0 | 0 | 0 | 3977 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 273530 | 2276 | SH |  | SOLE | 0 | 0 | 0 | 2276 |
| ISHARES TR | CORE S ETF | 464287200 |  | 14299353 | 20877 | SH |  | SOLE | 0 | 0 | 0 | 20877 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 2027997 | 16453 | SH |  | SOLE | 0 | 0 | 0 | 16453 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 2932750 | 11914 | SH |  | SOLE | 0 | 0 | 0 | 11914 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 385080 | 4000 | SH |  | SOLE | 0 | 0 | 0 | 4000 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 473570 | 8656 | SH |  | SOLE | 0 | 0 | 0 | 8656 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 13535054 | 267544 | SH |  | SOLE | 0 | 0 | 0 | 267544 |
| J P MORGAN EXCHANGE TRADED F | US QUALTY FCTR | 46641Q761 |  | 21468385 | 339797 | SH |  | SOLE | 0 | 0 | 0 | 339797 |
| META PLATFORMS INC | CL A | 30303M102 |  | 518171 | 785 | SH |  | SOLE | 0 | 0 | 0 | 785 |
| MICROSOFT CORP | COM | 594918104 |  | 1548948 | 3203 | SH |  | SOLE | 0 | 0 | 0 | 3203 |
| MOTOROLA SOLUTIONS INC | COM NEW | 620076307 |  | 293738 | 766 | SH |  | SOLE | 0 | 0 | 0 | 766 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 764091 | 4097 | SH |  | SOLE | 0 | 0 | 0 | 4097 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 323307 | 2256 | SH |  | SOLE | 0 | 0 | 0 | 2256 |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 |  | 219470 | 10506 | SH |  | SOLE | 0 | 0 | 0 | 10506 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 1508266 | 54986 | SH |  | SOLE | 0 | 0 | 0 | 54986 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL EMER | 808524730 |  | 377620 | 10472 | SH |  | SOLE | 0 | 0 | 0 | 10472 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 1604305 | 61163 | SH |  | SOLE | 0 | 0 | 0 | 61163 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 388054 | 16142 | SH |  | SOLE | 0 | 0 | 0 | 16142 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 334290 | 10248 | SH |  | SOLE | 0 | 0 | 0 | 10248 |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 |  | 205801 | 6284 | SH |  | SOLE | 0 | 0 | 0 | 6284 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 486401 | 19959 | SH |  | SOLE | 0 | 0 | 0 | 19959 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 200754 | 1394 | SH |  | SOLE | 0 | 0 | 0 | 1394 |
| SELECT SECTOR SPDR TR | STATE STREET HEA | 81369Y209 |  | 275585 | 1780 | SH |  | SOLE | 0 | 0 | 0 | 1780 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 276228 | 697 | SH |  | SOLE | 0 | 0 | 0 | 697 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 317887 | 7158 | SH |  | SOLE | 0 | 0 | 0 | 7158 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 2139183 | 3137 | SH |  | SOLE | 0 | 0 | 0 | 3137 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 350409 | 581 | SH |  | SOLE | 0 | 0 | 0 | 581 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A102 |  | 354853 | 1277 | SH |  | SOLE | 0 | 0 | 0 | 1277 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A508 |  | 1430895 | 25187 | SH |  | SOLE | 0 | 0 | 0 | 25187 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A664 |  | 427914 | 16166 | SH |  | SOLE | 0 | 0 | 0 | 16166 |
| T ROWE PRICE ETF INC | PRICE BLUE CHIP | 87283Q107 |  | 2270226 | 45532 | SH |  | SOLE | 0 | 0 | 0 | 45532 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 324555 | 1068 | SH |  | SOLE | 0 | 0 | 0 | 1068 |
| TCW ETF TRUST | TRANSFORM SYSTEM | 29287L205 |  | 320871 | 3337 | SH |  | SOLE | 0 | 0 | 0 | 3337 |
| TESLA INC | COM | 88160R101 |  | 1478230 | 3287 | SH |  | SOLE | 0 | 0 | 0 | 3287 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 13162607 | 167017 | SH |  | SOLE | 0 | 0 | 0 | 167017 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 2283198 | 30825 | SH |  | SOLE | 0 | 0 | 0 | 30825 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 24693193 | 73652 | SH |  | SOLE | 0 | 0 | 0 | 73652 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 3057876 | 16011 | SH |  | SOLE | 0 | 0 | 0 | 16011 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 2319950 | 7994 | SH |  | SOLE | 0 | 0 | 0 | 7994 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 4721702 | 53359 | SH |  | SOLE | 0 | 0 | 0 | 53359 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 478755 | 1856 | SH |  | SOLE | 0 | 0 | 0 | 1856 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 2805683 | 5751 | SH |  | SOLE | 0 | 0 | 0 | 5751 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 227187 | 752 | SH |  | SOLE | 0 | 0 | 0 | 752 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 5018486 | 93350 | SH |  | SOLE | 0 | 0 | 0 | 93350 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 3353980 | 40048 | SH |  | SOLE | 0 | 0 | 0 | 40048 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000GRW | 92206C680 |  | 2340400 | 19223 | SH |  | SOLE | 0 | 0 | 0 | 19223 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 3414153 | 56969 | SH |  | SOLE | 0 | 0 | 0 | 56969 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 1793203 | 30533 | SH |  | SOLE | 0 | 0 | 0 | 30533 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 694254 | 8708 | SH |  | SOLE | 0 | 0 | 0 | 8708 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 19169051 | 306852 | SH |  | SOLE | 0 | 0 | 0 | 306852 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 268956 | 1874 | SH |  | SOLE | 0 | 0 | 0 | 1874 |
| VICTORY PORTFOLIOS II | SHORT TRM BD ETF | 92647N535 |  | 3217969 | 63296 | SH |  | SOLE | 0 | 0 | 0 | 63296 |
| VISA INC | COM CL A | 92826C839 |  | 245146 | 699 | SH |  | SOLE | 0 | 0 | 0 | 699 |
| VISTRA CORP | COM | 92840M102 |  | 204244 | 1266 | SH |  | SOLE | 0 | 0 | 0 | 1266 |
| WALMART INC | COM | 931142103 |  | 725502 | 6512 | SH |  | SOLE | 0 | 0 | 0 | 6512 |
| WISDOMTREE TR | EMER MKT HIGH FD | 97717W315 |  | 210195 | 4500 | SH |  | SOLE | 0 | 0 | 0 | 4500 |
| WISDOMTREE TR | EM EX ST-OWNED | 97717X578 |  | 705560 | 18082 | SH |  | SOLE | 0 | 0 | 0 | 18082 |

---