# EDGAR Filing Document

**Accession Number:** 0002099048
**File Stem:** 0001193125-26-007943
**Filing Date:** 2026-1
**Character Count:** 6387
**Document Hash:** 029752f54bf958c544c6ac9c42eb6ad8
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-26-007943.hdr.sgml**: 20260109

**ACCESSION NUMBER**: 0001193125-26-007943

**CONFORMED SUBMISSION TYPE**: FWP

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20260109

**DATE AS OF CHANGE**: 20260108

**SUBJECT COMPANY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** GM Financial Consumer Automobile Receivables Trust 2026-1
- **CENTRAL INDEX KEY:** 0002099048
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** FWP
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 333-275606-08
- **FILM NUMBER:** 26520925

**BUSINESS ADDRESS:**
- **STREET 1:** C/O AMERICREDIT FINANCIAL SERVICES INC
- **STREET 2:** 801 CHERRY ST STE 3500
- **CITY:** FORT WORTH
- **STATE:** TX
- **ZIP:** 76102
- **BUSINESS PHONE:** 8173027000

**MAIL ADDRESS:**
- **STREET 1:** C/O AMERICREDIT FINANCIAL SERVICES INC
- **STREET 2:** 801 CHERRY STREET SUITE 3500
- **CITY:** FORT WORTH
- **STATE:** TX
- **ZIP:** 76102
**FILED BY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** GM Financial Consumer Automobile Receivables Trust 2026-1
- **CENTRAL INDEX KEY:** 0002099048
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **ORGANIZATION NAME:** Office of Structured Finance
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** FWP

**BUSINESS ADDRESS:**
- **STREET 1:** C/O AMERICREDIT FINANCIAL SERVICES INC
- **STREET 2:** 801 CHERRY ST STE 3500
- **CITY:** FORT WORTH
- **STATE:** TX
- **ZIP:** 76102
- **BUSINESS PHONE:** 8173027000

**MAIL ADDRESS:**
- **STREET 1:** C/O AMERICREDIT FINANCIAL SERVICES INC
- **STREET 2:** 801 CHERRY STREET SUITE 3500
- **CITY:** FORT WORTH
- **STATE:** TX
- **ZIP:** 76102

Free Writing Prospectus

Filing Pursuant to Rule 433

Filed on January 8, 2026

Registration Statement No. 333-275606-08

$1,230,870,000 GM Financial Consumer Automobile Receivables Trust (GMCAR) 2026-1

Jt-Leads: BofA (struc), DB, Scotia, Wells

Co-Mgrs: Academy, CIBC, MUFG, RBC

---

| | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| CL | AMT ($MM) | WAL | M/S | P.WIN | E.FIN | L.FIN | BENCH | Spread | YLD | CPN | $PX |
|  ============================================================================================================= | ============================================================================================================= | ============================================================================================================= | ============================================================================================================= | ============================================================================================================= | ============================================================================================================= | ============================================================================================================= | ============================================================================================================= | ============================================================================================================= | ============================================================================================================= | ============================================================================================================= | ============================================================================================================= |
| A-1 | 214.170 | 0.25 | P-1/A-1+ | 1-6 | 7/26 | 1/27 | I-CRV | +14 | 3.737 | 3.737 | 100.00000 |
| A-2A | 291.110 | 1.10 | Aaa/AAA | 6-21 | 10/27 | 3/29 | I-CRV | +32 | 3.800 | 3.770 | 99.99968 |
| A-2B | 165.000 | 1.10 | Aaa/AAA | 6-21 | 10/27 | 3/29 | SOFR30a | +32 |  |  | 100.00000 |
| A-3 | 456.110 | 2.61 | Aaa/AAA | 21-44 | 9/29 | 5/31 | I-CRV | +35 | 3.875 | 3.840 | 99.98985 |
| A-4 | 83.900 | 3.88 | Aaa/AAA | 44-47 | 12/29 | 6/32 | I-CRV | +38 | 4.010 | 3.970 | 99.97517 |
| B | 20.580 | 3.92 | Aa2/AA | 47-47 | 12/29 | 6/32 | I-CRV | +55 | 4.184 | 4.140 | 99.97109 |
| C | 19.280 | —————RETAINED————— | —————RETAINED————— | —————RETAINED————— |  |  |  |  |  |  |  |

---

============================================================================================================

---

| | | |
|:---|:---|:---|
|  Bill & Deliver: BofA | Offered Size: $1,230,870,000 |  |
|  Expected Ratings: Moody's, S&P | BBG Ticker: GMCAR 2026-1 | SSAP: GCR261 |
|  ERISA Eligible: Yes | Format: SEC Registered |  |
|  Expected Settle: 1/14/26 | Min Denoms: $1k x $1k |  |
|  First Pay: 2/17/26 | RR Compliance: US – Yes, EU – No |  |
|  CUSIPs: A-1 362970 AA3 | Pricing Speed: 1.3% ABS to 10% Clean-Up Call |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; A-2A 362970 AB1 | Intexnet: basgmar261-up ABAJ |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; A-2B 362970 AG0 | https://dealroadshow.com/e/GMCAR261 |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; A-3 362970 AC9 |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; A-4 362970 AD7 |  |  |
| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; B 362970 AE5 |  |  |

---

The issuer has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, the issuer, any underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it by calling toll-free 1-800-294-1322 or you may e-mail a request to prospectus_request@bofa.com. The securities may not be suitable for all investors. BofA Securities, Inc. and its affiliates may acquire, hold or sell positions in these securities, or in related derivatives, and may have an investment or commercial banking relationship with the issuer.