# EDGAR Filing Document

**Accession Number:** 0001552494
**File Stem:** 0001104659-26-001373
**Filing Date:** 2026-1
**Character Count:** 5535
**Document Hash:** 9a448814960988c40fa3367dc102ecfd
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-26-001373.hdr.sgml**: 20260106

**ACCESSION NUMBER**: 0001104659-26-001373

**CONFORMED SUBMISSION TYPE**: FWP

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20260106

**DATE AS OF CHANGE**: 20260106

**SUBJECT COMPANY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** New Holland Credit Company, LLC
- **CENTRAL INDEX KEY:** 0001552494

**ORGANIZATION NAME:**
- **EIN:** 232844171
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** FWP
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 333-285756-01
- **FILM NUMBER:** 26512340

**BUSINESS ADDRESS:**
- **STREET 1:** 120 BRUBAKER AVENUE
- **CITY:** NEW HOLLAND
- **STATE:** PA
- **ZIP:** 17557
- **BUSINESS PHONE:** 262.636.6011

**MAIL ADDRESS:**
- **STREET 1:** 1 CNH WAY
- **CITY:** WATERFORD
- **STATE:** WI
- **ZIP:** 53185
**FILED BY**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** New Holland Credit Company, LLC
- **CENTRAL INDEX KEY:** 0001552494

**ORGANIZATION NAME:**
- **EIN:** 232844171
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** FWP

**BUSINESS ADDRESS:**
- **STREET 1:** 120 BRUBAKER AVENUE
- **CITY:** NEW HOLLAND
- **STATE:** PA
- **ZIP:** 17557
- **BUSINESS PHONE:** 262.636.6011

**MAIL ADDRESS:**
- **STREET 1:** 1 CNH WAY
- **CITY:** WATERFORD
- **STATE:** WI
- **ZIP:** 53185

Filed Pursuant to Rule 433

Dated January 6, 2026

Registration Statement Nos. 333-285756, 333-285756-01, 333-285756-02

Relating to Preliminary Prospectus Supplement dated January 6, 2026<br> and Prospectus dated March 12, 2025

**CNH INDUSTRIAL CAPITAL LLC**

**$500,000,000 4.375**% NOTES DUE 2031**

---

| | |
|:---|:---|
| &nbsp;&nbsp;Issuer: | &nbsp;&nbsp;CNH Industrial Capital LLC |
| &nbsp;&nbsp;Guarantors: | &nbsp;&nbsp;CNH Industrial Capital America LLC and New Holland Credit Company, LLC |
| &nbsp;&nbsp;Expected Ratings (Moody's / S&P / Fitch):\* | &nbsp;&nbsp;Baa2 / BBB+ / BBB |
| &nbsp;&nbsp;Form: | &nbsp;&nbsp;SEC Registered |
| &nbsp;&nbsp;Principal Amount: | &nbsp;&nbsp;$500000000 |
| &nbsp;&nbsp;Trade Date: | &nbsp;&nbsp;January 6, 2026 |
| &nbsp;&nbsp;Settlement Date:\*\* | &nbsp;&nbsp;January 8, 2026 (T+2) |
| &nbsp;&nbsp;Maturity Date: | &nbsp;&nbsp;March 7, 2031 |
| &nbsp;&nbsp;Interest Payment Dates: | &nbsp;&nbsp;March 7 and September 7, commencing March 7, 2026 |
| &nbsp;&nbsp;Coupon: | &nbsp;&nbsp;4.375% per annum |
| &nbsp;&nbsp;Price to Public: | &nbsp;&nbsp;99.086% of the principal amount, plus accrued interest from January 8, 2026 if settlement occurs after that date |
| &nbsp;&nbsp;Net Proceeds to Issuer Before Expenses: | &nbsp;&nbsp;$492430000 |
| &nbsp;&nbsp;Benchmark Treasury: | &nbsp;&nbsp;UST 3.625% due December 31, 2030 |
| &nbsp;&nbsp;Spread to Benchmark Treasury: | &nbsp;&nbsp;+85 basis points |
| &nbsp;&nbsp;Benchmark Treasury Price and Yield: | &nbsp;&nbsp;99-17¼ / 3.727% |
| &nbsp;&nbsp;Yield to Maturity: | &nbsp;&nbsp;4.577% |
| &nbsp;&nbsp;Optional Redemption: | &nbsp;&nbsp;Make-whole call prior to February 7, 2031 based on U.S. Treasury +0.15% (15 basis points) or at par on or after February 7, 2031 |
| &nbsp;&nbsp;Change of Control: | &nbsp;&nbsp;101% |
| &nbsp;&nbsp;Denominations: | &nbsp;&nbsp;$2,000 x $1,000 |
| &nbsp;&nbsp;CUSIP / ISIN: | &nbsp;&nbsp;12592B AW4 / US12592BAW46 |
| &nbsp;&nbsp;Joint Book-Running Managers: | &nbsp;&nbsp; Barclays Capital Inc.<br> BNP Paribas Securities Corp.<br> Citigroup Global Markets Inc.<br> SG Americas Securities, LLC<br> BBVA Securities Inc.<br> Credit Agricole Securities (USA) Inc.<br> Intesa Sanpaolo IMI Securities Corp.<br> UniCredit Capital Markets LLC |

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**\* Note: A securities rating is not a recommendation to buy, sell or hold securities and may be subject to revision or withdrawal at any time.**

**\*\* Pursuant to Rule 15c6-1 under the Securities Exchange Act of 1934, trades in the secondary market generally are required to settle in one business day unless the parties to any such trade expressly agree otherwise. Accordingly, purchasers of the notes who wish to trade the notes before the first business day prior to the specified settlement date will be required, by virtue of the fact that the notes initially will settle in T+2, to specify an alternative settlement cycle at the time of any such trade to prevent failed settlement. Purchasers of the notes who wish to trade the notes before the first business day prior to such settlement date should consult their own advisor.**

**The issuer has filed a registration statement (including a prospectus) and a preliminary prospectus supplement with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that**

**registration statement, the preliminary prospectus supplement and other documents the issuer has filed with the SEC for more complete information about the issuer and the offering. You may get these documents for free by visiting EDGAR on the SEC's website at www.sec.gov. Alternatively, the issuer, any underwriter or any dealer participating in the offering will arrange to send you the prospectus and the preliminary prospectus supplement if you request them by contacting Barclays Capital Inc. at its toll-free number at 1-888-603-5847; BNP Paribas Securities Corp. at its toll-free number at 1-800-854-5674; Citigroup Global Markets Inc. at its toll-free number at 1-800-831-9146; or SG Americas Securities, LLC at its toll-free number at 1-855-881-2108.**