# EDGAR Filing Document

**Accession Number:** 0001961210
**File Stem:** 0001754960-26-000022
**Filing Date:** 2026-1
**Character Count:** 12000
**Document Hash:** 694f8cd164ac8be8540d1357fe64e115
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001754960-26-000022.hdr.sgml**: 20260112

**ACCESSION NUMBER**: 0001754960-26-000022

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260112

**DATE AS OF CHANGE**: 20260112

**EFFECTIVENESS DATE**: 20260112

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Shira Ridge Wealth Management
- **CENTRAL INDEX KEY:** 0001961210

**ORGANIZATION NAME:**
- **EIN:** 943368126
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22722
- **FILM NUMBER:** 26525253

**BUSINESS ADDRESS:**
- **STREET 1:** 100 LARKSPUR LANDING CIRCLE
- **STREET 2:** SUITE 203
- **CITY:** LARKSPUR
- **STATE:** CA
- **ZIP:** 94939
- **BUSINESS PHONE:** 415-721-0275

**MAIL ADDRESS:**
- **STREET 1:** 100 LARKSPUR LANDING CIRCLE
- **STREET 2:** SUITE 203
- **CITY:** LARKSPUR
- **STATE:** CA
- **ZIP:** 94939

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Shira Ridge Wealth Management<br>**Address:** 100 LARKSPUR LANDING CIRCLE<br>SUITE 203<br>LARKSPUR, CA 94939

**Form 13F File Number:** 028-22722

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Aryn Sands<br>**Title:** Agent<br>**Phone:** 844-844-3453

**Signature, Place, and Date of Signing:**

Aryn Sands  Reno, NV  01-12-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 83

**Form 13F Information Table Value Total:** $248944155

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC | COM | 00287Y109 |  | 202425 | 886 | SH |  | SOLE | 0 | 0 | 0 | 886 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 4910801 | 15649 | SH |  | SOLE | 0 | 0 | 0 | 15649 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 2109068 | 6738 | SH |  | SOLE | 0 | 0 | 0 | 6738 |
| AMAZON COM INC | COM | 023135106 |  | 963212 | 4173 | SH |  | SOLE | 0 | 0 | 0 | 4173 |
| APPLE INC | COM | 037833100 |  | 7918603 | 29128 | SH |  | SOLE | 0 | 0 | 0 | 29128 |
| AT INC | COM | 00206R102 |  | 220803 | 8889 | SH |  | SOLE | 0 | 0 | 0 | 8889 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 352358 | 701 | SH |  | SOLE | 0 | 0 | 0 | 701 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 |  | 13397720 | 220321 | SH |  | SOLE | 0 | 0 | 0 | 220321 |
| BLACKROCK ETF TRUST II | ISHARES SHORT-TE | 092528884 |  | 223336 | 4426 | SH |  | SOLE | 0 | 0 | 0 | 4426 |
| BROADCOM INC | COM | 11135F101 |  | 489385 | 1414 | SH |  | SOLE | 0 | 0 | 0 | 1414 |
| CAPITAL GROUP DIVIDEND GROWE | SHS ETF | 14021L109 |  | 2386989 | 66975 | SH |  | SOLE | 0 | 0 | 0 | 66975 |
| CHARTER COMMUNICATIONS INC N | CL A | 16119P108 |  | 493694 | 2365 | SH |  | SOLE | 0 | 0 | 0 | 2365 |
| CHEVRON CORP NEW | COM | 166764100 |  | 417467 | 2739 | SH |  | SOLE | 0 | 0 | 0 | 2739 |
| CISCO SYS INC | COM | 17275R102 |  | 378645 | 4916 | SH |  | SOLE | 0 | 0 | 0 | 4916 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 1441178 | 1671 | SH |  | SOLE | 0 | 0 | 0 | 1671 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 25946905 | 554421 | SH |  | SOLE | 0 | 0 | 0 | 554421 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 10468779 | 274699 | SH |  | SOLE | 0 | 0 | 0 | 274699 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 908486 | 12249 | SH |  | SOLE | 0 | 0 | 0 | 12249 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 802063 | 13471 | SH |  | SOLE | 0 | 0 | 0 | 13471 |
| DIMENSIONAL ETF TRUST | SHORT DURATION F | 25434V864 |  | 11732118 | 244674 | SH |  | SOLE | 0 | 0 | 0 | 244674 |
| DIMENSIONAL ETF TRUST | INTERNATIONAL | 25434V690 |  | 823652 | 19224 | SH |  | SOLE | 0 | 0 | 0 | 19224 |
| DIMENSIONAL ETF TRUST | US SUSTAINABILTY | 25434V716 |  | 1210307 | 27868 | SH |  | SOLE | 0 | 0 | 0 | 27868 |
| ELI LILLY  CO | COM | 532457108 |  | 223889 | 208 | SH |  | SOLE | 0 | 0 | 0 | 208 |
| EQUINIX INC | COM | 29444U700 |  | 591476 | 772 | SH |  | SOLE | 0 | 0 | 0 | 772 |
| GE AEROSPACE | COM NEW | 369604301 |  | 202684 | 658 | SH |  | SOLE | 0 | 0 | 0 | 658 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 448845 | 731 | SH |  | SOLE | 0 | 0 | 0 | 731 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 233993 | 3481 | SH |  | SOLE | 0 | 0 | 0 | 3481 |
| ISHARES TR | MORNINGSTAR GRWT | 464287119 |  | 2314395 | 22245 | SH |  | SOLE | 0 | 0 | 0 | 22245 |
| ISHARES TR | CORE UNIVRSL USD | 46434V613 |  | 4571997 | 98238 | SH |  | SOLE | 0 | 0 | 0 | 98238 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 12987093 | 136577 | SH |  | SOLE | 0 | 0 | 0 | 136577 |
| ISHARES TR | ESG SELECT SCRE | 46436E551 |  | 1245512 | 27895 | SH |  | SOLE | 0 | 0 | 0 | 27895 |
| ISHARES TR | FUTURE AI  TECH | 46435U556 |  | 4082918 | 84743 | SH |  | SOLE | 0 | 0 | 0 | 84743 |
| ISHARES TR | ESG AWR US AGRGT | 46435U549 |  | 4082179 | 85312 | SH |  | SOLE | 0 | 0 | 0 | 85312 |
| ISHARES TR | ESG OPTIMIZED | 464288802 |  | 40342325 | 289514 | SH |  | SOLE | 0 | 0 | 0 | 289514 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 391501 | 2633 | SH |  | SOLE | 0 | 0 | 0 | 2633 |
| ISHARES TR | CALIF MUN BD ETF | 464288356 |  | 752898 | 13103 | SH |  | SOLE | 0 | 0 | 0 | 13103 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 320556 | 2636 | SH |  | SOLE | 0 | 0 | 0 | 2636 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 |  | 7055963 | 138733 | SH |  | SOLE | 0 | 0 | 0 | 138733 |
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 |  | 982579 | 11392 | SH |  | SOLE | 0 | 0 | 0 | 11392 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 3583335 | 155628 | SH |  | SOLE | 0 | 0 | 0 | 155628 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 255866 | 3877 | SH |  | SOLE | 0 | 0 | 0 | 3877 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 220341 | 1039 | SH |  | SOLE | 0 | 0 | 0 | 1039 |
| ISHARES TR | CORE S ETF | 464287200 |  | 212963 | 311 | SH |  | SOLE | 0 | 0 | 0 | 311 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 387160 | 3141 | SH |  | SOLE | 0 | 0 | 0 | 3141 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 215101 | 576 | SH |  | SOLE | 0 | 0 | 0 | 576 |
| ISHARES TR | RUS MD CP GR ETF | 464287481 |  | 249505 | 1822 | SH |  | SOLE | 0 | 0 | 0 | 1822 |
| ISHARES TR | GLOBAL TECH ETF | 464287291 |  | 7444388 | 70899 | SH |  | SOLE | 0 | 0 | 0 | 70899 |
| ISHARES TR | US HLTHCARE ETF | 464287762 |  | 379805 | 5834 | SH |  | SOLE | 0 | 0 | 0 | 5834 |
| ISHARES TR | EXPND TEC SC ETF | 464287549 |  | 11641085 | 90129 | SH |  | SOLE | 0 | 0 | 0 | 90129 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 4105470 | 49571 | SH |  | SOLE | 0 | 0 | 0 | 49571 |
| ISHARES U S ETF TR | U.S. TECH INDEPD | 46431W648 |  | 1736665 | 17095 | SH |  | SOLE | 0 | 0 | 0 | 17095 |
| J P MORGAN EXCHANGE TRADED F | INTRNL RES EQT | 46641Q134 |  | 334414 | 4466 | SH |  | SOLE | 0 | 0 | 0 | 4466 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 663967 | 2061 | SH |  | SOLE | 0 | 0 | 0 | 2061 |
| LEGG MASON ETF INVT | FRANKLIN CLEARBR | 524682309 |  | 10354350 | 191084 | SH |  | SOLE | 0 | 0 | 0 | 191084 |
| MARSH  MCLENNAN COS INC | COM | 571748102 |  | 675478 | 3641 | SH |  | SOLE | 0 | 0 | 0 | 3641 |
| MARVELL TECHNOLOGY INC | COM | 573874104 |  | 294286 | 3463 | SH |  | SOLE | 0 | 0 | 0 | 3463 |
| MCDONALDS CORP | COM | 580135101 |  | 215775 | 706 | SH |  | SOLE | 0 | 0 | 0 | 706 |
| MCKESSON CORP | COM | 58155Q103 |  | 235423 | 287 | SH |  | SOLE | 0 | 0 | 0 | 287 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1319593 | 1999 | SH |  | SOLE | 0 | 0 | 0 | 1999 |
| MICROSOFT CORP | COM | 594918104 |  | 3068336 | 6345 | SH |  | SOLE | 0 | 0 | 0 | 6345 |
| NEWMONT CORP | COM | 651639106 |  | 253318 | 2537 | SH |  | SOLE | 0 | 0 | 0 | 2537 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 1273493 | 6828 | SH |  | SOLE | 0 | 0 | 0 | 6828 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 1099149 | 11001 | SH |  | SOLE | 0 | 0 | 0 | 11001 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 553824 | 21114 | SH |  | SOLE | 0 | 0 | 0 | 21114 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 261981 | 9735 | SH |  | SOLE | 0 | 0 | 0 | 9735 |
| SELECT SECTOR SPDR TR | STATE STREET IND | 81369Y704 |  | 9174459 | 59144 | SH |  | SOLE | 0 | 0 | 0 | 59144 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 237838 | 1652 | SH |  | SOLE | 0 | 0 | 0 | 1652 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 215593 | 544 | SH |  | SOLE | 0 | 0 | 0 | 544 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A854 |  | 484368 | 6038 | SH |  | SOLE | 0 | 0 | 0 | 6038 |
| STRYKER CORPORATION | COM | 863667101 |  | 320892 | 913 | SH |  | SOLE | 0 | 0 | 0 | 913 |
| TESLA INC | COM | 88160R101 |  | 408795 | 909 | SH |  | SOLE | 0 | 0 | 0 | 909 |
| TRANSDIGM GROUP INC | COM | 893641100 |  | 539919 | 406 | SH |  | SOLE | 0 | 0 | 0 | 406 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 1421681 | 5093 | SH |  | SOLE | 0 | 0 | 0 | 5093 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 818995 | 1306 | SH |  | SOLE | 0 | 0 | 0 | 1306 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 1801703 | 5374 | SH |  | SOLE | 0 | 0 | 0 | 5374 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 663308 | 3473 | SH |  | SOLE | 0 | 0 | 0 | 3473 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 506108 | 1744 | SH |  | SOLE | 0 | 0 | 0 | 1744 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 203979 | 791 | SH |  | SOLE | 0 | 0 | 0 | 791 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 807896 | 1656 | SH |  | SOLE | 0 | 0 | 0 | 1656 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 3758268 | 17100 | SH |  | SOLE | 0 | 0 | 0 | 17100 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 3853552 | 5112 | SH |  | SOLE | 0 | 0 | 0 | 5112 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 201221 | 4940 | SH |  | SOLE | 0 | 0 | 0 | 4940 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 |  | 3861712 | 45235 | SH |  | SOLE | 0 | 0 | 0 | 45235 |

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