# EDGAR Filing Document

**Accession Number:** 0001784277
**File Stem:** 0001784277-23-000001
**Filing Date:** 2023-1
**Character Count:** 8486
**Document Hash:** dadd1c4523ddd76673b5a673f3c1782b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001784277-23-000001.hdr.sgml**: 20230124

**ACCESSION NUMBER**: 0001784277-23-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230124

**DATE AS OF CHANGE**: 20230124

**EFFECTIVENESS DATE**: 20230124

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Matrix Trust Co
- **CENTRAL INDEX KEY:** 0001784277
- **IRS NUMBER:** 753182674
- **STATE OF INCORPORATION:** CO
- **FISCAL YEAR END:** 0630

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-19554
- **FILM NUMBER:** 23547076

**BUSINESS ADDRESS:**
- **STREET 1:** 717 17TH STREET
- **STREET 2:** SUITE 1300
- **CITY:** DENVER
- **STATE:** CO
- **ZIP:** 80202
- **BUSINESS PHONE:** 866-935-6824

**MAIL ADDRESS:**
- **STREET 1:** 717 17TH STREET
- **STREET 2:** SUITE 1300
- **CITY:** DENVER
- **STATE:** CO
- **ZIP:** 80202

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Matrix Trust Co<br>**Address:** 717 17TH STREET<br>SUITE 1300<br>DENVER, CO 80202

**Form 13F File Number:** 028-19554

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Erik Hunt<br>**Title:** Lead Financial Analyst<br>**Phone:** 720-793-8345

**Signature, Place, and Date of Signing:**

Erik Hunt  Phoenix, AZ  01-24-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 51

**Form 13F Information Table Value Total:** $395066

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AFLAC INC | COM | 001055102 |  | 1230 | 17094 | SH |  | SOLE |  | 17094 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 1913 | 11837 | SH |  | SOLE |  | 11837 | 0 | 0 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 1850 | 6003 | SH |  | SOLE |  | 6003 | 0 | 0 |
| ALLSTATE CORP | COM | 020002101 |  | 1791 | 13209 | SH |  | SOLE |  | 13209 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 1713 | 13186 | SH |  | SOLE |  | 13186 | 0 | 0 |
| BLACKROCK INC | COM | 09247X101 |  | 817 | 1153 | SH |  | SOLE |  | 1153 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 1783 | 3188 | SH |  | SOLE |  | 3188 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 |  | 1192 | 6639 | SH |  | SOLE |  | 6639 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 1703 | 3730 | SH |  | SOLE |  | 3730 | 0 | 0 |
| CUMMINS INC | COM | 231021106 |  | 1231 | 5081 | SH |  | SOLE |  | 5081 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1266 | 11474 | SH |  | SOLE |  | 11474 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 1472 | 4660 | SH |  | SOLE |  | 4660 | 0 | 0 |
| INVESCO DB COMMDY INDX TRCK | UNIT | 46138B103 |  | 1323 | 53683 | SH |  | SOLE |  | 53683 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 22028 | 227114 | SH |  | SOLE |  | 227114 | 0 | 0 |
| ISHARES TR | IBOXX INV CPBD | 464287242 |  | 531 | 5040 | SH |  | SOLE |  | 5040 | 0 | 0 |
| ISHARES TR | MRNGSTR LG-CP VL | 464288109 |  | 49676 | 785642 | SH |  | SOLE |  | 785642 | 0 | 0 |
| ISHARES TR | MRGSTR MD CP ETF | 464288208 |  | 8737 | 148922 | SH |  | SOLE |  | 148922 | 0 | 0 |
| ISHARES TR | MRGSTR MD CP GRW | 464288307 |  | 8636 | 160274 | SH |  | SOLE |  | 160274 | 0 | 0 |
| ISHARES TR | MRGSTR MD CP VAL | 464288406 |  | 13219 | 213042 | SH |  | SOLE |  | 213042 | 0 | 0 |
| ISHARES TR | MRGSTR SM CP GR | 464288604 |  | 5076 | 140856 | SH |  | SOLE |  | 140856 | 0 | 0 |
| ISHARES TR | MRNING SM CP ETF | 464288703 |  | 9514 | 182751 | SH |  | SOLE |  | 182751 | 0 | 0 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 1054 | 7863 | SH |  | SOLE |  | 7863 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1652 | 9352 | SH |  | SOLE |  | 9352 | 0 | 0 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 1093 | 2247 | SH |  | SOLE |  | 2247 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 |  | 2115 | 19065 | SH |  | SOLE |  | 19065 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 1346 | 5611 | SH |  | SOLE |  | 5611 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 1799 | 21516 | SH |  | SOLE |  | 21516 | 0 | 0 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 1399 | 2565 | SH |  | SOLE |  | 2565 | 0 | 0 |
| PAYCHEX INC | COM | 704326107 |  | 1330 | 11513 | SH |  | SOLE |  | 11513 | 0 | 0 |
| PFIZER INC | COM | 717081103 |  | 625 | 12203 | SH |  | SOLE |  | 12203 | 0 | 0 |
| PRICE T ROWE GROUP INC | COM | 74144T108 |  | 779 | 7145 | SH |  | SOLE |  | 7145 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 1635 | 10789 | SH |  | SOLE |  | 10789 | 0 | 0 |
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 |  | 1077 | 10670 | SH |  | SOLE |  | 10670 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 24395 | 540316 | SH |  | SOLE |  | 540316 | 0 | 0 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 7269 | 179430 | SH |  | SOLE |  | 179430 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 17080 | 226109 | SH |  | SOLE |  | 226109 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 60115 | 1866355 | SH |  | SOLE |  | 1866355 | 0 | 0 |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 |  | 40298 | 2089064 | SH |  | SOLE |  | 2089064 | 0 | 0 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 30449 | 587933 | SH |  | SOLE |  | 587933 | 0 | 0 |
| SELECT SECTOR SPDR TR | ENERGY | 81369Y506 |  | 3555 | 40638 | SH |  | SOLE |  | 40638 | 0 | 0 |
| SOUTHERN CO | COM | 842587107 |  | 1218 | 17061 | SH |  | SOLE |  | 17061 | 0 | 0 |
| TEXAS INSTRS INC | COM | 882508104 |  | 1089 | 6593 | SH |  | SOLE |  | 6593 | 0 | 0 |
| UNION PAC CORP | COM | 907818108 |  | 1005 | 4854 | SH |  | SOLE |  | 4854 | 0 | 0 |
| VALERO ENERGY CORP | COM | 91913Y100 |  | 1245 | 9816 | SH |  | SOLE |  | 9816 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 25801 | 661894 | SH |  | SOLE |  | 661894 | 0 | 0 |
| VANGUARD WORLD FDS | UTILITIES ETF | 92204A876 |  | 207 | 1348 | SH |  | SOLE |  | 1348 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 19069 | 253615 | SH |  | SOLE |  | 253615 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 6033 | 77833 | SH |  | SOLE |  | 77833 | 0 | 0 |
| WISDOMTREE TR | FLOATNG RAT TREA | 97717Y527 |  | 1291 | 25676 | SH |  | SOLE |  | 25676 | 0 | 0 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 1481 | 5550 | SH |  | SOLE |  | 5550 | 0 | 0 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 861 | 11077 | SH |  | SOLE |  | 11077 | 0 | 0 |

---