# EDGAR Filing Document

**Accession Number:** 0001175980
**File Stem:** 0001133228-25-011007
**Filing Date:** 2025-10
**Character Count:** 5002
**Document Hash:** 1704ca457b61a72d2634d30e2a90b3ab
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001133228-25-011007.hdr.sgml**: 20251021

**ACCESSION NUMBER**: 0001133228-25-011007

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20251021

**DATE AS OF CHANGE**: 20251021

**EFFECTIVENESS DATE**: 20251021

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** MERRILL LYNCH LIFE VARIABLE ANNUITY SEPARATE ACCOUNT D
- **CENTRAL INDEX KEY:** 0001175980

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-232467
- **FILM NUMBER:** 251405302

**BUSINESS ADDRESS:**
- **STREET 1:** 6400 C STREET SW
- **CITY:** CEDAR RAPIDS
- **STATE:** IA
- **ZIP:** 52499
- **BUSINESS PHONE:** 319-355-8366

**MAIL ADDRESS:**
- **STREET 1:** 6400 C STREET SW
- **CITY:** CEDAR RAPIDS
- **STATE:** IA
- **ZIP:** 52499

## Series and Classes Contracts Data

### MERRILL LYNCH LIFE VARIABLE ANNUITY SEPARATE ACCOUNT D (Series ID: S000010597)

---

|  |  |
|:---|:---|
| Class Name  | Class ID   |
| IRA Annuity | C000214632 |

---

## Series and Classes Contracts Data

### MERRILL LYNCH LIFE VARIABLE ANNUITY SEPARATE ACCOUNT D (Series ID: S000010597)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000214632 | IRA Annuity  |  |

**SUPPLEMENT DATED OCTOBER 21, 2025**

**To the Prospectuses Dated:**

**May 1, 2014 MERRILL LYNCH IRA ANNUITY<sup>SM</sup>**

**Issued By**

**TRANSAMERICA LIFE INSURANCE COMPANY**

**MERRILL LYNCH LIFE VARIABLE ANNUITY SEPARATE ACCOUNT D**

**And**

**May 1, 2005 MERRILL LYNCH IRA ANNUITY<sup>SM</sup>**

**Issued by**

**TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY<br> ML OF NEW YORK VARIABLE ANNUITY SEPARATE ACCOUNT D**

**<br>** 

<br> **Effective on or about the close of business on November 21, 2025 (the "Merger Date"),** a fund reorganization will apply to the following Portfolio Company:

---

| | | | |
|:---|:---|:---|:---|
| **TRUST NAME** | **EXISTING SUBACCOUNT & PORTFOLIO NAME** | **ACQUIRING TRUST** | **ACQUIRING SUBACCOUNT & PORTFOLIO NAME** |
| Fidelity Advisor Series VIII | Fidelity Advisor® Overseas Fund<br> Fund Share Class A\* | Fidelity Investment Trust | Fidelity Advisor® Overseas Fund- Share Class A<br> Fund Share Class A\* |

---

**Effective as of the Merger Date,** based on changes to the underlying fund portfolio, the following investment option will become generally available to Policy Owners:

---

| | | | |
|:---|:---|:---|:---|
| **TRUST** | **SUBACCOUNT** | **PORTFOLIO** | **ADVISOR** |
| Fidelity Investment Trust | Fidelity Advisor® Overseas- Share Class A<br> Fund Share Class A\* | Fidelity Advisor® Overseas Fund- Share <br> Class A<br> Fund Share Class A\* | Fidelity Management & Research Company |
| Investment Objective: Fidelity® Overseas Fund seeks long-term growth of capital. | Investment Objective: Fidelity® Overseas Fund seeks long-term growth of capital. | Investment Objective: Fidelity® Overseas Fund seeks long-term growth of capital. | Investment Objective: Fidelity® Overseas Fund seeks long-term growth of capital. |

---

\* Fidelity Advisor® Overseas Fund and the Acquiring Portfolio, Fidelity Advisor® Overseas Fund- Share Class A, are closed to new investors. **If you decide to transfer out of this Acquiring Portfolio, you will not be able to re-invest in it at a later date.**

We have been informed that as of the Merger Date, the Existing Portfolio referenced above will merge into the Acquiring Portfolio.

If you would like to transfer out of the Existing or Acquiring Portfolio prior to or within 30 days after the Merger Date, you may transfer your policy value to any of the portfolio company options listed in your Prospectus. You will not be charged for transfers made due to the merger and this reallocation also will not count against the number of free transfers that you receive each policy year.

As of the start of business on the Merger Date, you may no longer use automated transfer features such as asset rebalancing or dollar cost averaging with the Existing Subaccount. If you are using an automated transfer feature such as asset rebalancing or dollar cost averaging with the Existing Subaccount, you should contact us immediately to make alternate arrangements. If you have not made alternate arrangements by the Merger Date, any subsequent allocations to the Existing Subaccount will be directed to the Money Market Subaccount.

This Supplement updates certain information in the above referenced Prospectus ("the Prospectus"). Except as indicated in this Supplement, all other information included in the Prospectus remains unchanged. We will send you another copy of the applicable Prospectus or any supplement without charge upon request. Please contact our Administrative Office referenced in the Prospectus.

This Supplement must be accompanied or preceded by the applicable Prospectus.

Please read this Supplement carefully and retain it for future reference.