# EDGAR Filing Document

**Accession Number:** 0001966066
**File Stem:** 0001951757-25-000837
**Filing Date:** 2025-7
**Character Count:** 8767
**Document Hash:** dfd10a979a428f20b37ea3bea05ec52c
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001951757-25-000837.hdr.sgml**: 20250715

**ACCESSION NUMBER**: 0001951757-25-000837

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250715

**DATE AS OF CHANGE**: 20250715

**EFFECTIVENESS DATE**: 20250715

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** BEACON FINANCIAL PLANNING, INC
- **CENTRAL INDEX KEY:** 0001966066

**ORGANIZATION NAME:**
- **EIN:** 473289125
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-23117
- **FILM NUMBER:** 251125303

**BUSINESS ADDRESS:**
- **STREET 1:** 540 MAIN STREET
- **STREET 2:** SUITE 14
- **CITY:** HYANNIS
- **STATE:** MA
- **ZIP:** 02601
- **BUSINESS PHONE:** 508-790-7039

**MAIL ADDRESS:**
- **STREET 1:** 540 MAIN STREET
- **STREET 2:** SUITE 14
- **CITY:** HYANNIS
- **STATE:** MA
- **ZIP:** 02601

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** BEACON FINANCIAL PLANNING INC<br>**Address:** 540 MAIN STREET<br>SUITE 14<br>HYANNIS, MA 02601

**Form 13F File Number:** 028-23117

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Kathleen Kane<br>**Title:** Chief Compliance Officer<br>**Phone:** (508) 790-7039

**Signature, Place, and Date of Signing:**

Kathleen Kane  Hyannis, MA  07-15-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 50

**Form 13F Information Table Value Total:** $179119844

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 246234 | 1388 | SH |  | SOLE |  | 0 | 0 | 1388 |
| AMAZON COM INC | COM | 023135106 |  | 269630 | 1229 | SH |  | SOLE |  | 0 | 0 | 1229 |
| APPLE INC | COM | 037833100 |  | 1157831 | 5643 | SH |  | SOLE |  | 0 | 0 | 5643 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 20027811 | 41229 | SH |  | SOLE |  | 0 | 0 | 41229 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 |  | 2380678 | 43714 | SH |  | SOLE |  | 0 | 0 | 43714 |
| BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | 092528603 |  | 1249499 | 23647 | SH |  | SOLE |  | 0 | 0 | 23647 |
| ECOLAB INC | COM | 278865100 |  | 276176 | 1025 | SH |  | SOLE |  | 0 | 0 | 1025 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 1110730 | 2044 | SH |  | SOLE |  | 0 | 0 | 2044 |
| INVESCO ACTIVELY MANAGED EXC | TOTAL RETURN | 46090A804 |  | 9310165 | 198553 | SH |  | SOLE |  | 0 | 0 | 198553 |
| INVESCO EXCH TRADED FD TR II | S SMLCAP QTY | 46138G300 |  | 3841442 | 94315 | SH |  | SOLE |  | 0 | 0 | 94315 |
| INVESCO EXCHANGE TRADED FD T | S 500 GARP ETF | 46137V431 |  | 1950385 | 18109 | SH |  | SOLE |  | 0 | 0 | 18109 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 21624468 | 39200 | SH |  | SOLE |  | 0 | 0 | 39200 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 4091089 | 22378 | SH |  | SOLE |  | 0 | 0 | 22378 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 3070518 | 39717 | SH |  | SOLE |  | 0 | 0 | 39717 |
| ISHARES TR | CORE S ETF | 464287200 |  | 30983244 | 49901 | SH |  | SOLE |  | 0 | 0 | 49901 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 12642435 | 203844 | SH |  | SOLE |  | 0 | 0 | 203844 |
| ISHARES TR | ISHARES SEMICDTR | 464287523 |  | 2583775 | 10824 | SH |  | SOLE |  | 0 | 0 | 10824 |
| ISHARES TR | HIGH YLD SYSTM B | 46435G250 |  | 3188733 | 67167 | SH |  | SOLE |  | 0 | 0 | 67167 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 |  | 1702623 | 7085 | SH |  | SOLE |  | 0 | 0 | 7085 |
| ISHARES TR | IBONDS DEC 25 | 46435U432 |  | 729047 | 27240 | SH |  | SOLE |  | 0 | 0 | 27240 |
| ISHARES TR | IBONDS 25 TRM TS | 46436E866 |  | 943436 | 40387 | SH |  | SOLE |  | 0 | 0 | 40387 |
| ISHARES TR | IBONDS DEC2026 | 46435GAA0 |  | 225714 | 9308 | SH |  | SOLE |  | 0 | 0 | 9308 |
| ISHARES TR | CORE DIV GRWTH | 46434V621 |  | 1151917 | 18016 | SH |  | SOLE |  | 0 | 0 | 18016 |
| ISHARES TR | IBONDS DEC25 ETF | 46434VBD1 |  | 356899 | 14174 | SH |  | SOLE |  | 0 | 0 | 14174 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 598119 | 5340 | SH |  | SOLE |  | 0 | 0 | 5340 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 282417 | 1445 | SH |  | SOLE |  | 0 | 0 | 1445 |
| ISHARES TR | IBONDS 26 TRM TS | 46436E858 |  | 368610 | 16075 | SH |  | SOLE |  | 0 | 0 | 16075 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 500315 | 5608 | SH |  | SOLE |  | 0 | 0 | 5608 |
| J P MORGAN EXCHANGE TRADED F | NASDAQ EQT PREM | 46654Q203 |  | 1339390 | 24621 | SH |  | SOLE |  | 0 | 0 | 24621 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 699969 | 4582 | SH |  | SOLE |  | 0 | 0 | 4582 |
| MICROSOFT CORP | COM | 594918104 |  | 603444 | 1213 | SH |  | SOLE |  | 0 | 0 | 1213 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 2083841 | 13190 | SH |  | SOLE |  | 0 | 0 | 13190 |
| PIMCO ETF TR | ACTIVE BD ETF | 72201R775 |  | 1213444 | 13164 | SH |  | SOLE |  | 0 | 0 | 13164 |
| PIMCO ETF TR | MULTISECTOR BD | 72201R585 |  | 1127466 | 42482 | SH |  | SOLE |  | 0 | 0 | 42482 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 |  | 12194232 | 304703 | SH |  | SOLE |  | 0 | 0 | 304703 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 5495834 | 207390 | SH |  | SOLE |  | 0 | 0 | 207390 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | 808524771 |  | 861902 | 35122 | SH |  | SOLE |  | 0 | 0 | 35122 |
| TESLA INC | COM | 88160R101 |  | 5565721 | 17521 | SH |  | SOLE |  | 0 | 0 | 17521 |
| VANGUARD ADMIRAL FDS INC | 500 VAL IDX FD | 921932703 |  | 1793464 | 9504 | SH |  | SOLE |  | 0 | 0 | 9504 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 6317296 | 26658 | SH |  | SOLE |  | 0 | 0 | 26658 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 1134587 | 3990 | SH |  | SOLE |  | 0 | 0 | 3990 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 380465 | 868 | SH |  | SOLE |  | 0 | 0 | 868 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 631555 | 1112 | SH |  | SOLE |  | 0 | 0 | 1112 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000GRW | 92206C680 |  | 245323 | 2247 | SH |  | SOLE |  | 0 | 0 | 2247 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 544931 | 2662 | SH |  | SOLE |  | 0 | 0 | 2662 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 283416 | 4102 | SH |  | SOLE |  | 0 | 0 | 4102 |
| VANGUARD WELLINGTON FD | US QUALITY | 921935706 |  | 2658597 | 18498 | SH |  | SOLE |  | 0 | 0 | 18498 |
| VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 |  | 1554758 | 17252 | SH |  | SOLE |  | 0 | 0 | 17252 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 1333280 | 12161 | SH |  | SOLE |  | 0 | 0 | 12161 |
| WELLTOWER INC | COM | 95040Q104 |  | 4192989 | 27275 | SH |  | SOLE |  | 0 | 0 | 27275 |

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