# EDGAR Filing Document

**Accession Number:** 0001908275
**File Stem:** 0001908275-23-000003
**Filing Date:** 2023-2
**Character Count:** 13676
**Document Hash:** f474d6157515a93f565e8f0b756714a5
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001908275-23-000003.hdr.sgml**: 20230222

**ACCESSION NUMBER**: 0001908275-23-000003

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230222

**DATE AS OF CHANGE**: 20230222

**EFFECTIVENESS DATE**: 20230222

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Laraway Financial Advisors Inc
- **CENTRAL INDEX KEY:** 0001908275
- **IRS NUMBER:** 411988226
- **STATE OF INCORPORATION:** MN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21856
- **FILM NUMBER:** 23651272

**BUSINESS ADDRESS:**
- **STREET 1:** 1219 33RD ST S
- **CITY:** SAINT CLOUD
- **STATE:** MN
- **ZIP:** 56301
- **BUSINESS PHONE:** 3202532490

**MAIL ADDRESS:**
- **STREET 1:** 1219 33RD ST S
- **CITY:** SAINT CLOUD
- **STATE:** MN
- **ZIP:** 56301

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Laraway Financial Inc
- **DATE OF NAME CHANGE:** 20220201

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Laraway Financial Advisors Inc<br>**Address:** 1219 33RD ST S<br>SAINT CLOUD, MN 56301

**Form 13F File Number:** 028-21856

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Kimberly M Foster<br>**Title:** CCO<br>**Phone:** 3207740029

**Signature, Place, and Date of Signing:**

Kimberly M Foster  Saint Cloud, MN  02-22-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 102

**Form 13F Information Table Value Total:** $95650688

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 302338 | 2521 | SH |  | SOLE |  | 2521 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 293628 | 1817 | SH |  | SOLE |  | 1817 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 647197 | 7294 | SH |  | SOLE |  | 7294 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1598728 | 18120 | SH |  | SOLE |  | 18120 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 897792 | 10688 | SH |  | SOLE |  | 10688 | 0 | 0 |
| AMERISOURCEBERGEN CORP | COM | 03073E105 |  | 648229 | 3912 | SH |  | SOLE |  | 3912 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 7278811 | 56021 | SH |  | SOLE |  | 56021 | 0 | 0 |
| AUTO DATA PROCESSING | COM | 053015103 |  | 257743 | 1079 | SH |  | SOLE |  | 1079 | 0 | 0 |
| BALL CORP | COM | 058498106 |  | 182877 | 3576 | SH |  | SOLE |  | 3576 | 0 | 0 |
| BANK OF NY MELLON CO | COM | 064058100 |  | 248981 | 5470 | SH |  | SOLE |  | 5470 | 0 | 0 |
| BERKSHIRE HATHAWAY | CL B New | 084670702 |  | 2088164 | 6760 | SH |  | SOLE |  | 6760 | 0 | 0 |
| BOEING CO | COM | 097023105 |  | 406315 | 2133 | SH |  | SOLE |  | 2133 | 0 | 0 |
| CDW CORP | COM | 12514G108 |  | 605771 | 3392 | SH |  | SOLE |  | 3392 | 0 | 0 |
| CHARLES SCHWAB US REIT | US REIT ETF | 808524847 |  | 372784 | 19325 | SH |  | SOLE |  | 19325 | 0 | 0 |
| CISCO SYSTEMS INC | COM | 17275R102 |  | 383502 | 8050 | SH |  | SOLE |  | 8050 | 0 | 0 |
| COMCAST CORP | CL A | 20030N101 |  | 529796 | 15150 | SH |  | SOLE |  | 15150 | 0 | 0 |
| CONSTELLATION BRAND | CL A | 21036P108 |  | 839414 | 3634 | SH |  | SOLE |  | 3634 | 0 | 0 |
| COSTCO WHOLESALE CO | COM | 22160K105 |  | 970063 | 2125 | SH |  | SOLE |  | 2125 | 0 | 0 |
| CVS HEALTH CORP | COM | 126650100 |  | 236703 | 2540 | SH |  | SOLE |  | 2540 | 0 | 0 |
| DIAGEO PLC             F | SPON ADR NEW | 25243Q205 |  | 415539 | 2332 | SH |  | SOLE |  | 2332 | 0 | 0 |
| DICKS SPORTING GOODS | COM | 253393102 |  | 375906 | 3125 | SH |  | SOLE |  | 3125 | 0 | 0 |
| DISCOVER FINL S | COM | 254709108 |  | 430452 | 4400 | SH |  | SOLE |  | 4400 | 0 | 0 |
| EMERSON ELECTRIC CO | COM | 291011104 |  | 268968 | 2800 | SH |  | SOLE |  | 2800 | 0 | 0 |
| ERIE INDEMNITY CO | CL A | 29530P102 |  | 547184 | 2200 | SH |  | SOLE |  | 2200 | 0 | 0 |
| FEDEX CORP | COM | 31428X106 |  | 413082 | 2385 | SH |  | SOLE |  | 2385 | 0 | 0 |
| FIRST TRUST TCW | TCW OPPORTUNIS | 33740F805 |  | 1109130 | 25253 | SH |  | SOLE |  | 25253 | 0 | 0 |
| FRST TRT LOW DRTN | FST LOW OPPT EFT | 33739Q200 |  | 547487 | 11548 | SH |  | SOLE |  | 11548 | 0 | 0 |
| FT RISING DIVIDEND | RISNG DIVD ACHIV | 33738R506 |  | 305815 | 6963 | SH |  | SOLE |  | 6963 | 0 | 0 |
| GENERAL MILLS INC | COM | 370334104 |  | 259767 | 3098 | SH |  | SOLE |  | 3098 | 0 | 0 |
| HARTFORD TOTAL RETURN | TOTAL RTRN ETF | 41653L305 |  | 1443319 | 43684 | SH |  | SOLE |  | 43684 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 492742 | 1560 | SH |  | SOLE |  | 1560 | 0 | 0 |
| ILLINOIS TOOL WORKS | COM | 452308109 |  | 638870 | 2900 | SH |  | SOLE |  | 2900 | 0 | 0 |
| INTEL CORP | COM | 458140100 |  | 411608 | 15574 | SH |  | SOLE |  | 15574 | 0 | 0 |
| INVESCO S 500 EQUAL | S EQL WGT | 46137V357 |  | 1936811 | 13712 | SH |  | SOLE |  | 13712 | 0 | 0 |
| INVESCO S 500 LOW | S LOW VOL | 46138E354 |  | 1125223 | 17609 | SH |  | SOLE |  | 17609 | 0 | 0 |
| INVESCO S 500 TOP 50 | S 500 TOP 50 | 46137V233 |  | 1540979 | 5584 | SH |  | SOLE |  | 5584 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 920763 | 5212 | SH |  | SOLE |  | 5212 | 0 | 0 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 546189 | 4073 | SH |  | SOLE |  | 4073 | 0 | 0 |
| JPMORGAN ULTRA SHORT | ULTRA SHRT INC | 46641Q837 |  | 875106 | 17457 | SH |  | SOLE |  | 17457 | 0 | 0 |
| LAM RESEARCH CORP | COM | 512807108 |  | 391299 | 931 | SH |  | SOLE |  | 931 | 0 | 0 |
| LILLY ELI  CO | COM | 532457108 |  | 1312681 | 3588 | SH |  | SOLE |  | 3588 | 0 | 0 |
| LOWES COMPANIES INC | COM | 548661107 |  | 796726 | 3999 | SH |  | SOLE |  | 3999 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 |  | 445575 | 4016 | SH |  | SOLE |  | 4016 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 394114 | 3275 | SH |  | SOLE |  | 3275 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 2621233 | 10930 | SH |  | SOLE |  | 10930 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 625146 | 2120 | SH |  | SOLE |  | 2120 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 1069303 | 12791 | SH |  | SOLE |  | 12791 | 0 | 0 |
| NIKE INC | CL B | 654106103 |  | 771096 | 6590 | SH |  | SOLE |  | 6590 | 0 | 0 |
| NOVARTIS AG            F | SPONSORED ADR | 66987V109 |  | 251022 | 2767 | SH |  | SOLE |  | 2767 | 0 | 0 |
| NVIDIA CORP | COM | 67066G104 |  | 454057 | 3107 | SH |  | SOLE |  | 3107 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 673047 | 8234 | SH |  | SOLE |  | 8234 | 0 | 0 |
| PARKER-HANNIFIN CORP | COM | 701094104 |  | 465600 | 1600 | SH |  | SOLE |  | 1600 | 0 | 0 |
| PAYPAL HOLDINGS INCORPOR | COM | 70450Y103 |  | 274197 | 3850 | SH |  | SOLE |  | 3850 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 797879 | 4416 | SH |  | SOLE |  | 4416 | 0 | 0 |
| PFIZER INC | COM | 717081103 |  | 512041 | 9993 | SH |  | SOLE |  | 9993 | 0 | 0 |
| PHILIP MORRIS INTL | COM | 718172109 |  | 344114 | 3400 | SH |  | SOLE |  | 3400 | 0 | 0 |
| PROCTER  GAMBLE | COM | 742718109 |  | 581990 | 3840 | SH |  | SOLE |  | 3840 | 0 | 0 |
| QUANTA SERVICES INC | COM | 74762E102 |  | 567723 | 3984 | SH |  | SOLE |  | 3984 | 0 | 0 |
| RAYTHEON TECHNOLOGIES CO | COM | 75513E101 |  | 408533 | 4048 | SH |  | SOLE |  | 4048 | 0 | 0 |
| RIVERFRONT STRATEGIC | RIVRFRNT STR INC | 00162Q783 |  | 357577 | 15801 | SH |  | SOLE |  | 15801 | 0 | 0 |
| SCHWAB EMERGING MARKETS | EMRG MKTEQ ETF | 808524706 |  | 468027 | 19773 | SH |  | SOLE |  | 19773 | 0 | 0 |
| SCHWAB US AGGREGATE BOND | US AGGREGATE B | 808524839 |  | 708478 | 15520 | SH |  | SOLE |  | 15520 | 0 | 0 |
| SCHWAB US SMALL CAP ETF | US SML CAP ETF | 808524607 |  | 1011259 | 24963 | SH |  | SOLE |  | 24963 | 0 | 0 |
| SCHWAB US TIPS ETF | US TIPS ETF | 808524870 |  | 900451 | 17387 | SH |  | SOLE |  | 17387 | 0 | 0 |
| SELECT SECTOR HEALTH | SBI HEALTHCARE | 81369Y209 |  | 3618598 | 26636 | SH |  | SOLE |  | 26636 | 0 | 0 |
| SELECT SECTOR SPDR TR ENERGY | ENERGY | 81369Y506 |  | 299425 | 3423 | SH |  | SOLE |  | 3423 | 0 | 0 |
| SELECT SECTOR UTI SELECT | SBI INT-UTILS | 81369Y886 |  | 1564073 | 22186 | SH |  | SOLE |  | 22186 | 0 | 0 |
| SELECT STR FINANCIAL | FINANCIAL | 81369Y605 |  | 2273215 | 66468 | SH |  | SOLE |  | 66468 | 0 | 0 |
| SPDR AGGREGATE BOND ETF | PORTFOLIO AGRGTE | 78464A649 |  | 1931478 | 76859 | SH |  | SOLE |  | 76859 | 0 | 0 |
| SPDR BLOOMBERG CONVRTBL | BLMBRG BRC CNVRT | 78464A359 |  | 580025 | 9015 | SH |  | SOLE |  | 9015 | 0 | 0 |
| SPDR BLOOMBERG INT GRD | Blomberg BRC INV | 78468R200 |  | 693409 | 22817 | SH |  | SOLE |  | 22817 | 0 | 0 |
| SPDR DOUBLELINE TTL RTRN | SPDR TR TACTIC | 78467V848 |  | 245934 | 6142 | SH |  | SOLE |  | 6142 | 0 | 0 |
| SPDR MSCI ACWI EX-US | MSCI ACWI EXUS | 78463X848 |  | 1067158 | 44354 | SH |  | SOLE |  | 44354 | 0 | 0 |
| SPDR PORTFOLIO CORPORATE | PORTFOLIO CRPORT | 78464A144 |  | 580797 | 20465 | SH |  | SOLE |  | 20465 | 0 | 0 |
| SPDR PORTFOLIO S 400 | PORTFOLIO S | 78464A847 |  | 231684 | 5451 | SH |  | SOLE |  | 5451 | 0 | 0 |
| SPDR S 500 ETF | TR UNIT | 78462F103 |  | 3250382 | 8499 | SH |  | SOLE |  | 8499 | 0 | 0 |
| SPDR S 600 SMALL CAP | S 600 SML CAP | 78464A813 |  | 272782 | 3318 | SH |  | SOLE |  | 3318 | 0 | 0 |
| SPDR Ser Tr S 600 SMCP GRW | S 600 SMCP GRW | 78464A201 |  | 370952 | 5135 | SH |  | SOLE |  | 5135 | 0 | 0 |
| SPDR Ser Tr S 600 SMCP VAL | S 600 SMCP VAL | 78464A300 |  | 1410180 | 19000 | SH |  | SOLE |  | 19000 | 0 | 0 |
| SPDR SHORT TERM | PORTFOLIO SHORT | 78464A474 |  | 2279895 | 77600 | SH |  | SOLE |  | 77600 | 0 | 0 |
| TECHNOLOGY SELECT SECTOR | TECHNOLOGY | 81369Y803 |  | 1475258 | 11855 | SH |  | SOLE |  | 11855 | 0 | 0 |
| THE COCA-COLA CO | COM | 191216100 |  | 600563 | 9441 | SH |  | SOLE |  | 9441 | 0 | 0 |
| THERMO FISHER SCNTFC | COM | 883556102 |  | 1567264 | 2846 | SH |  | SOLE |  | 2846 | 0 | 0 |
| TJX COMPANIES INC | COM | 872540109 |  | 716957 | 9007 | SH |  | SOLE |  | 9007 | 0 | 0 |
| U S BANCORP | COM NEW | 902973304 |  | 349320 | 8010 | SH |  | SOLE |  | 8010 | 0 | 0 |
| UNITEDHEALTH GRP INC | COM | 91324P102 |  | 1931676 | 3643 | SH |  | SOLE |  | 3643 | 0 | 0 |
| UNIVERSAL HLTH SVCS | CL B | 913903100 |  | 524111 | 3720 | SH |  | SOLE |  | 3720 | 0 | 0 |
| VALERO ENERGY CORP | COM | 91913Y100 |  | 734268 | 5788 | SH |  | SOLE |  | 5788 | 0 | 0 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 282259 | 3929 | SH |  | SOLE |  | 3929 | 0 | 0 |
| VANGUARD FTSE DEVELOPED | FTSE DEV MKT ETF | 921943858 |  | 3198881 | 76218 | SH |  | SOLE |  | 76218 | 0 | 0 |
| VANGUARD GROWTH ETF | GROWTH ETF | 922908736 |  | 2607964 | 12238 | SH |  | SOLE |  | 12238 | 0 | 0 |
| VANGUARD INTRMDIAT TRM | INTER TERM TREAS | 92206C706 |  | 1023400 | 17500 | SH |  | SOLE |  | 17500 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INT TERM CORP | 92206C870 |  | 267022 | 3445 | SH |  | SOLE |  | 3445 | 0 | 0 |
| VANGUARD MID CAP ETF | MID CAP ETF | 922908629 |  | 1246487 | 3809 | SH |  | SOLE |  | 3809 | 0 | 0 |
| VANGUARD SHORT TERM | SHORT TERM TREAS | 92206C102 |  | 501066 | 8666 | SH |  | SOLE |  | 8666 | 0 | 0 |
| VANGUARD VALUE ETF IV | VALUE ETF | 922908744 |  | 3451575 | 24589 | SH |  | SOLE |  | 24589 | 0 | 0 |
| VERIZON COMMUNICATN | COM | 92343V104 |  | 345433 | 8767 | SH |  | SOLE |  | 8767 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 612892 | 2950 | SH |  | SOLE |  | 2950 | 0 | 0 |
| WP CAREY INC | COM | 92936U109 |  | 1070733 | 13701 | SH |  | SOLE |  | 13701 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 862053 | 6080 | SH |  | SOLE |  | 6080 | 0 | 0 |
| WALT DISNEY CO | COM | 254687106 |  | 371666 | 4278 | SH |  | SOLE |  | 4278 | 0 | 0 |
| XCEL ENERGY INC | COM | 98389B100 |  | 642909 | 9170 | SH |  | SOLE |  | 9170 | 0 | 0 |

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