# EDGAR Filing Document

**Accession Number:** 0001214183
**File Stem:** 0001104659-23-004983
**Filing Date:** 2023-1
**Character Count:** 21442
**Document Hash:** 1f0e3cf260de4ad2ef90bd06b7c8c98b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-23-004983.hdr.sgml**: 20230119

**ACCESSION NUMBER**: 0001104659-23-004983

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230119

**DATE AS OF CHANGE**: 20230119

**EFFECTIVENESS DATE**: 20230119

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FIRST UNITED BANK & TRUST
- **CENTRAL INDEX KEY:** 0001214183
- **IRS NUMBER:** 520312890
- **STATE OF INCORPORATION:** MD
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-10455
- **FILM NUMBER:** 23537341

**BUSINESS ADDRESS:**
- **STREET 1:** 19 SOUTH SECOND STREET
- **CITY:** OAKLAND
- **STATE:** MD
- **ZIP:** 21550
- **BUSINESS PHONE:** 800-470-4356

**MAIL ADDRESS:**
- **STREET 1:** 19 SOUTH SECOND STREET
- **CITY:** OAKLAND
- **STATE:** MD
- **ZIP:** 21550

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** FIRST UNITED BANK TRUST/
- **DATE OF NAME CHANGE:** 20030114

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** FIRST UNITED BANK  TRUST<br>**Address:** 19 South Second Street<br>Oakland, MD 21550

**Form 13F File Number:** 028-10455

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Keith Sanders<br>**Title:** Senior Vice President and Chief Wealth Officer<br>**Phone:** 301-533-2350

**Signature, Place, and Date of Signing:**

/s/ Keith Sanders  Oakland, MD  01-19-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 157

**Form 13F Information Table Value Total:** $204882699

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AT INC COM | COMMON STOCK | 00206R102 |  | 223964 | 12172 | SH |  | SOLE |  | 12172 | 0 | 0 |
| ABBOTT LABS COM | COMMON STOCK | 002824100 |  | 2035078 | 18537 | SH |  | SOLE |  | 18537 | 0 | 0 |
| ABBVIE INC | COMMON STOCK | 00287Y109 |  | 485796 | 3006 | SH |  | SOLE |  | 3006 | 0 | 0 |
| ADVANCED MICRO DEVICES INC COM | COMMON STOCK | 007903107 |  | 263575 | 4070 | SH |  | SOLE |  | 4070 | 0 | 0 |
| ALPHABET INC | COMMON STOCK | 02079K107 |  | 394403 | 4445 | SH |  | SOLE |  | 4445 | 0 | 0 |
| ALPHABET INC | COMMON STOCK | 02079K305 |  | 2279807 | 25840 | SH |  | SOLE |  | 25840 | 0 | 0 |
| ALTRIA GROUP INC COM | COMMON STOCK | 02209S103 |  | 268989 | 5886 | SH |  | SOLE |  | 5886 | 0 | 0 |
| AMAZON COM INC COM | COMMON STOCK | 023135106 |  | 802620 | 9555 | SH |  | SOLE |  | 9555 | 0 | 0 |
| AMERICAN TOWER CORP NEW COM | COMMON STOCK | 03027X100 |  | 593358 | 2801 | SH |  | SOLE |  | 2801 | 0 | 0 |
| AMGEN INC COM | COMMON STOCK | 031162100 |  | 1650553 | 6285 | SH |  | SOLE |  | 6285 | 0 | 0 |
| AMGEN INC COM | COMMON STOCK | 031162100 |  | 3939 | 15 | SH |  | DFND |  | 15 | 0 | 0 |
| APPLE INC COM | COMMON STOCK | 037833100 |  | 7673037 | 59056 | SH |  | SOLE |  | 59056 | 0 | 0 |
| ARISTA NETWORKS INC COM | COMMON STOCK | 040413106 |  | 1663091 | 13705 | SH |  | SOLE |  | 13705 | 0 | 0 |
| AUTOMATIC DATA PROCESSING | COMMON STOCK | 053015103 |  | 356616 | 1493 | SH |  | SOLE |  | 1493 | 0 | 0 |
| BANK OF AMERICA CORP | COMMON STOCK | 060505104 |  | 303382 | 9163 | SH |  | SOLE |  | 9163 | 0 | 0 |
| BECTON DICKINSON AND COMPANY | COMMON STOCK | 075887109 |  | 1114330 | 4382 | SH |  | SOLE |  | 4382 | 0 | 0 |
| BERKSHIRE HATHAWAY B | COMMON STOCK | 084670702 |  | 951067 | 3079 | SH |  | SOLE |  | 3079 | 0 | 0 |
| BLACKSTONE GROUP INC | COMMON STOCK | 09260D107 |  | 998584 | 13461 | SH |  | SOLE |  | 13461 | 0 | 0 |
| BLACKSTONE GROUP INC | COMMON STOCK | 09260D107 |  | 2225 | 30 | SH |  | DFND |  | 30 | 0 | 0 |
| BRISTOL MYERS SQUIBB CO COM | COMMON STOCK | 110122108 |  | 1602282 | 22270 | SH |  | SOLE |  | 22270 | 0 | 0 |
| CME GROUP INC | COMMON STOCK | 12572Q105 |  | 530175 | 3153 | SH |  | SOLE |  | 3153 | 0 | 0 |
| CSX CORP COM | COMMON STOCK | 126408103 |  | 2704828 | 87339 | SH |  | SOLE |  | 87339 | 0 | 0 |
| CHEVRONTEXACO | COMMON STOCK | 166764100 |  | 2895182 | 16131 | SH |  | SOLE |  | 16131 | 0 | 0 |
| CISCO SYS INC COM | COMMON STOCK | 17275R102 |  | 1512671 | 31760 | SH |  | SOLE |  | 31760 | 0 | 0 |
| CISCO SYS INC COM | COMMON STOCK | 17275R102 |  | 3810 | 80 | SH |  | DFND |  | 80 | 0 | 0 |
| COCA COLA CO COM | COMMON STOCK | 191216100 |  | 578658 | 9097 | SH |  | SOLE |  | 9097 | 0 | 0 |
| COMCAST CORP NEW CL A | COMMON STOCK | 20030N101 |  | 423793 | 12119 | SH |  | SOLE |  | 12119 | 0 | 0 |
| COSTCO WHSL CORP NEW | COMMON STOCK | 22160K105 |  | 1295979 | 2839 | SH |  | SOLE |  | 2839 | 0 | 0 |
| DBX ETF TR XTRACK MSCI EURP | EXCHANGE TRADED INDEX FUNDS | 233051853 |  | 266031 | 7965 | SH |  | SOLE |  | 7965 | 0 | 0 |
| DANAHER CORP DEL COM | COMMON STOCK | 235851102 |  | 3955320 | 14903 | SH |  | SOLE |  | 14903 | 0 | 0 |
| DARDEN RESTAURANTS INC COM | COMMON STOCK | 237194105 |  | 262827 | 1900 | SH |  | SOLE |  | 1900 | 0 | 0 |
| DEERE  COMPANY | COMMON STOCK | 244199105 |  | 1273413 | 2970 | SH |  | SOLE |  | 2970 | 0 | 0 |
| DIGITAL RLTY TR INC | COMMON STOCKS - REITS | 253868103 |  | 433024 | 4319 | SH |  | SOLE |  | 4319 | 0 | 0 |
| DIGITAL RLTY TR INC | COMMON STOCKS - REITS | 253868103 |  | 501 | 5 | SH |  | DFND |  | 5 | 0 | 0 |
| DISNEY WALT CO COM DISNEY | COMMON STOCK | 254687106 |  | 951628 | 10954 | SH |  | SOLE |  | 10954 | 0 | 0 |
| DOLLAR GEN CORP NEW COM | COMMON STOCK | 256677105 |  | 1184671 | 4811 | SH |  | SOLE |  | 4811 | 0 | 0 |
| DOMINION NEW RES INC VA NEW | COMMON STOCK | 25746U109 |  | 1162710 | 18966 | SH |  | SOLE |  | 18966 | 0 | 0 |
| DOMINION NEW RES INC VA NEW | COMMON STOCK | 25746U109 |  | 613 | 10 | SH |  | DFND |  | 10 | 0 | 0 |
| DOW INC COM | COMMON STOCK | 260557103 |  | 483080 | 9590 | SH |  | SOLE |  | 9590 | 0 | 0 |
| DOW INC COM | COMMON STOCK | 260557103 |  | 755 | 15 | SH |  | DFND |  | 15 | 0 | 0 |
| DUPONT DE NEMOURS INC | COMMON STOCK | 26614N102 |  | 388379 | 5660 | SH |  | SOLE |  | 5660 | 0 | 0 |
| EOG RES INC | COMMON STOCK | 26875P101 |  | 672965 | 5196 | SH |  | SOLE |  | 5196 | 0 | 0 |
| ECOLAB INC | COMMON STOCK | 278865100 |  | 698908 | 4802 | SH |  | SOLE |  | 4802 | 0 | 0 |
| EDWARDS LIFESCIENCES CORP | COMMON STOCK | 28176E108 |  | 538904 | 7223 | SH |  | SOLE |  | 7223 | 0 | 0 |
| ERIE INDTY CO CL A | COMMON STOCK | 29530P102 |  | 2487200 | 10000 | SH |  | SOLE |  | 10000 | 0 | 0 |
| EXXON MOBIL CORP COM | COMMON STOCK | 30231G102 |  | 885582 | 8029 | SH |  | SOLE |  | 8029 | 0 | 0 |
| FIDELITY NASDAQ CMPS IDX ET | EXCHANGE TRADED INDEX FUNDS | 315912808 |  | 233118 | 5690 | SH |  | SOLE |  | 5690 | 0 | 0 |
| FIDELTIY TOTAL BOND ETF | EXCHANGE TRADED BOND FUNDS | 316188309 |  | 1034306 | 22975 | SH |  | SOLE |  | 22975 | 0 | 0 |
| FIRST TR GLOBAL TACTICAL CM | EXCHANGE TRADED ALTERNATIVE FD | 33739H101 |  | 1149933 | 46976 | SH |  | SOLE |  | 46976 | 0 | 0 |
| FIRST UNITED CORPORATION | COMMON STOCK | 33741H107 |  | 275450 | 14025 | SH |  | SOLE |  | 14025 | 0 | 0 |
| FLEXSHARES STOXX US ESG IMPACT INDEX | EXCHANGE TRADED INDEX FUNDS | 33939L696 |  | 4480130 | 48793 | SH |  | SOLE |  | 48793 | 0 | 0 |
| FORD MOTOR CO DEL | COMMON STOCK | 345370860 |  | 181845 | 15636 | SH |  | SOLE |  | 15636 | 0 | 0 |
| FORTINET INC COM | COMMON STOCK | 34959E109 |  | 1037231 | 21220 | SH |  | SOLE |  | 21220 | 0 | 0 |
| GENERAL ELECTRIC CO USD 0.06 | COMMON STOCK | 369604301 |  | 254298 | 3035 | SH |  | SOLE |  | 3035 | 0 | 0 |
| GENUINE PARTS CO | COMMON STOCK | 372460105 |  | 1179806 | 6800 | SH |  | SOLE |  | 6800 | 0 | 0 |
| GENUINE PARTS CO | COMMON STOCK | 372460105 |  | 4337 | 25 | SH |  | DFND |  | 25 | 0 | 0 |
| HOME DEPOT INC COM | COMMON STOCK | 437076102 |  | 944699 | 2991 | SH |  | SOLE |  | 2991 | 0 | 0 |
| HONEYWELL INTL INC COM | COMMON STOCK | 438516106 |  | 2784342 | 12993 | SH |  | SOLE |  | 12993 | 0 | 0 |
| HUNTINGTON BANCSHARES INC COM | COMMON STOCK | 446150104 |  | 188799 | 13390 | SH |  | SOLE |  | 13390 | 0 | 0 |
| ILLINOIS TOOL WKS INC | COMMON STOCK | 452308109 |  | 1249063 | 5670 | SH |  | SOLE |  | 5670 | 0 | 0 |
| ILLINOIS TOOL WKS INC | COMMON STOCK | 452308109 |  | 2203 | 10 | SH |  | DFND |  | 10 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHSCOM | COMMON STOCK | 459200101 |  | 462398 | 3282 | SH |  | SOLE |  | 3282 | 0 | 0 |
| INVESCO QQQ UNIT SERIES 1 | EXCHANGE TRADED INDEX FUNDS | 46090E103 |  | 10148151 | 38113 | SH |  | SOLE |  | 38113 | 0 | 0 |
| INVESCO QQQ UNIT SERIES 1 | EXCHANGE TRADED INDEX FUNDS | 46090E103 |  | 10650 | 40 | SH |  | DFND |  | 40 | 0 | 0 |
| INTUITUVE SURGICAL INC | COMMON STOCK | 46120E602 |  | 596465 | 2248 | SH |  | SOLE |  | 2248 | 0 | 0 |
| INVESCO WATER RES ETF TRUST | EXCHANGE TRADED SECTOR FUNDS | 46137V142 |  | 258363 | 5013 | SH |  | SOLE |  | 5013 | 0 | 0 |
| INVESCO S 500 EQUAL WEIGHT | EXCHANGE TRADED INDEX FUNDS | 46137V357 |  | 2993751 | 21195 | SH |  | SOLE |  | 21195 | 0 | 0 |
| INVESCO PREFERRED ETF | EXCHANGE TRADED BOND FUNDS | 46138E511 |  | 215401 | 19268 | SH |  | SOLE |  | 19268 | 0 | 0 |
| INVESCO NATL AMT-FREE MUN BD ETF | EXCHANGE TRADED BOND FUNDS | 46138E537 |  | 295448 | 12885 | SH |  | SOLE |  | 12885 | 0 | 0 |
| ISHARES SELECT DIVIDEND ETF | EXCHANGE TRADED INDEX FUNDS | 464287168 |  | 7369737 | 61109 | SH |  | SOLE |  | 61109 | 0 | 0 |
| ISHARES SELECT DIVIDEND ETF | EXCHANGE TRADED INDEX FUNDS | 464287168 |  | 16281 | 135 | SH |  | DFND |  | 135 | 0 | 0 |
| ISHARES TIPS BOND ETF | EXCHANGE TRADED BOND FUNDS | 464287176 |  | 339000 | 3185 | SH |  | SOLE |  | 3185 | 0 | 0 |
| ISHARES TRANSPORTATION AVG  ETF | EXCHANGE TRADED INDEX FUNDS | 464287192 |  | 273338 | 1280 | SH |  | SOLE |  | 1280 | 0 | 0 |
| ISHARES CORE S 500 ETF | EXCHANGE TRADED INDEX FUNDS | 464287200 |  | 2569525 | 6688 | SH |  | SOLE |  | 6688 | 0 | 0 |
| BARCLAYS 1-3 YEAR TREASURY BOND | EXCHANGE TRADED BOND FUNDS | 464287457 |  | 485949 | 5987 | SH |  | SOLE |  | 5987 | 0 | 0 |
| ISHARES RUSSELL MIDCAP VALUE ETF | EXCHANGE TRADED INDEX FUNDS | 464287473 |  | 394593 | 3746 | SH |  | SOLE |  | 3746 | 0 | 0 |
| ISHARES RUSSELL MIDCAP GROWTH ETF | EXCHANGE TRADED INDEX FUNDS | 464287481 |  | 594228 | 7108 | SH |  | SOLE |  | 7108 | 0 | 0 |
| ISHARES RUSSELL MID-CAP ETF | EXCHANGE TRADED INDEX FUNDS | 464287499 |  | 1991793 | 29530 | SH |  | SOLE |  | 29530 | 0 | 0 |
| ISHARES RUSSELL 1000 VALUE  ETF | EXCHANGE TRADED INDEX FUNDS | 464287598 |  | 781445 | 5153 | SH |  | SOLE |  | 5153 | 0 | 0 |
| ISHARES RUSSELL 1000 GROWTH ETF | EXCHANGE TRADED INDEX FUNDS | 464287614 |  | 2188020 | 10213 | SH |  | SOLE |  | 10213 | 0 | 0 |
| ISHARES DOW JONES US TECHNOLOGY | EXCHANGE TRADED SECTOR FUNDS | 464287721 |  | 1422359 | 19095 | SH |  | SOLE |  | 19095 | 0 | 0 |
| ISHARES DOW JONES US HEALTHCARE | EXCHANGE TRADED SECTOR FUNDS | 464287762 |  | 436891 | 1540 | SH |  | SOLE |  | 1540 | 0 | 0 |
| ISHARES S SMALLCAP 600/BARRA GROWTH INDEX FD | EXCHANGE TRADED INDEX FUNDS | 464287887 |  | 201008 | 1860 | SH |  | SOLE |  | 1860 | 0 | 0 |
| ISHARES 1-3 YR CR BD ETF | EXCHANGE TRADED BOND FUNDS | 464288646 |  | 1070432 | 21491 | SH |  | SOLE |  | 21491 | 0 | 0 |
| ISHARES FLOATING RATE BOND | EXCHANGE TRADED BOND FUNDS | 46429B655 |  | 3077177 | 61141 | SH |  | SOLE |  | 61141 | 0 | 0 |
| ISHARES 0-5 YEAR TIPS BOND ETF | EXCHANGE TRADED BOND FUNDS | 46429B747 |  | 446488 | 4605 | SH |  | SOLE |  | 4605 | 0 | 0 |
| ISHARES TR CORE MSCI EAFE ETF | EXCHANGE TRADED INDEX FUNDS | 46432F842 |  | 3399425 | 55160 | SH |  | SOLE |  | 55160 | 0 | 0 |
| ISHARES IN CORE MSCI EMERGING MKTS | EXCHANGE TRADED INDEX FUNDS | 46434G103 |  | 1915035 | 41008 | SH |  | SOLE |  | 41008 | 0 | 0 |
| ISHARES ESG S MID-CAP ETF | EXCHANGE TRADED INDEX FUNDS | 46436E551 |  | 217136 | 6620 | SH |  | SOLE |  | 6620 | 0 | 0 |
| J P MORGAN CHASE  CO | COMMON STOCK | 46625H100 |  | 2650957 | 19769 | SH |  | SOLE |  | 19769 | 0 | 0 |
| JOHNSON  JOHNSON COM | COMMON STOCK | 478160104 |  | 3143916 | 17798 | SH |  | SOLE |  | 17798 | 0 | 0 |
| LILLY ELI  CO COM | COMMON STOCK | 532457108 |  | 442649 | 1210 | SH |  | SOLE |  | 1210 | 0 | 0 |
| LOCKHEED MARTIN CORP | COMMON STOCK | 539830109 |  | 271453 | 558 | SH |  | SOLE |  | 558 | 0 | 0 |
| LOWES COS INC COM | COMMON STOCK | 548661107 |  | 3441374 | 17273 | SH |  | SOLE |  | 17273 | 0 | 0 |
| M  T BANK CORP | COMMON STOCK | 55261F104 |  | 947234 | 6530 | SH |  | SOLE |  | 6530 | 0 | 0 |
| MASTERCARD INC | COMMON STOCK | 57636Q104 |  | 1770171 | 5091 | SH |  | SOLE |  | 5091 | 0 | 0 |
| MCCORMICK INC NON-VOTING | COMMON STOCK | 579780206 |  | 533811 | 6441 | SH |  | SOLE |  | 6441 | 0 | 0 |
| MCDONALDS CORP COM | COMMON STOCK | 580135101 |  | 2947368 | 11185 | SH |  | SOLE |  | 11185 | 0 | 0 |
| MERCK  CO INC COM | COMMON STOCK | 58933Y105 |  | 561401 | 5060 | SH |  | SOLE |  | 5060 | 0 | 0 |
| METLIFE INC. | COMMON STOCK | 59156R108 |  | 261530 | 3614 | SH |  | SOLE |  | 3614 | 0 | 0 |
| MICROSOFT CORP COM | COMMON STOCK | 594918104 |  | 4925812 | 20540 | SH |  | SOLE |  | 20540 | 0 | 0 |
| MICROCHIP TECHNOLOGY INC. COM | COMMON STOCK | 595017104 |  | 2199836 | 31315 | SH |  | SOLE |  | 31315 | 0 | 0 |
| MICROCHIP TECHNOLOGY INC. COM | COMMON STOCK | 595017104 |  | 3161 | 45 | SH |  | DFND |  | 45 | 0 | 0 |
| NEOGENOMICS INC COM NEW | COMMON STOCK | 64049M209 |  | 240240 | 26000 | SH |  | SOLE |  | 26000 | 0 | 0 |
| NEXTERA ENERGY INC | COMMON STOCK | 65339F101 |  | 1032624 | 12352 | SH |  | SOLE |  | 12352 | 0 | 0 |
| NUCOR CORP | COMMON STOCK | 670346105 |  | 931753 | 7069 | SH |  | SOLE |  | 7069 | 0 | 0 |
| NVIDIA CORP | COMMON STOCK | 67066G104 |  | 451846 | 3092 | SH |  | SOLE |  | 3092 | 0 | 0 |
| NUVEEN ESG SMALL-CAP ETF | EXCHANGE TRADED INDEX FUNDS | 67092P607 |  | 261215 | 7643 | SH |  | SOLE |  | 7643 | 0 | 0 |
| O-I GLASS INC COM | COMMON STOCK | 67098H104 |  | 438707 | 26492 | SH |  | SOLE |  | 26492 | 0 | 0 |
| PNC FINL SVCS GROUP INC COM | COMMON STOCK | 693475105 |  | 2394994 | 15164 | SH |  | SOLE |  | 15164 | 0 | 0 |
| PPG INDS INC COM | COMMON STOCK | 693506107 |  | 741237 | 5895 | SH |  | SOLE |  | 5895 | 0 | 0 |
| PEPSICO INC COM | COMMON STOCK | 713448108 |  | 2752024 | 15234 | SH |  | SOLE |  | 15234 | 0 | 0 |
| PEPSICO INC COM | COMMON STOCK | 713448108 |  | 1806 | 10 | SH |  | DFND |  | 10 | 0 | 0 |
| PFIZER INC COM | COMMON STOCK | 717081103 |  | 604675 | 11801 | SH |  | SOLE |  | 11801 | 0 | 0 |
| PHILLIP MORRIS INTL INC. | COMMON STOCK | 718172109 |  | 253223 | 2502 | SH |  | SOLE |  | 2502 | 0 | 0 |
| PROCTER  GAMBLE CO COM | COMMON STOCK | 742718109 |  | 2492470 | 16446 | SH |  | SOLE |  | 16446 | 0 | 0 |
| PRUDENTIAL FINANCIAL INC | COMMON STOCK | 744320102 |  | 584289 | 5875 | SH |  | SOLE |  | 5875 | 0 | 0 |
| RAYTHEON TECHNOLOGIES CORP | COMMON STOCK | 75513E101 |  | 528010 | 5232 | SH |  | SOLE |  | 5232 | 0 | 0 |
| ROCKWELL INTL CORP NEW AUTOMATION | COMMON STOCK | 773903109 |  | 953522 | 3702 | SH |  | SOLE |  | 3702 | 0 | 0 |
| ROPER TECHNOLOGIES INC | COMMON STOCK | 776696106 |  | 1094397 | 2533 | SH |  | SOLE |  | 2533 | 0 | 0 |
| SPDR S 500 INDEX | EXCHANGE TRADED INDEX FUNDS | 78462F103 |  | 3176722 | 8307 | SH |  | SOLE |  | 8307 | 0 | 0 |
| SPDR DOW JONES INDUSTRIAL AVERAGE | EXCHANGE TRADED INDEX FUNDS | 78467X109 |  | 240530 | 726 | SH |  | SOLE |  | 726 | 0 | 0 |
| SPDR NUVEEN BARCLAYS SHT TRM | EXCHANGE TRADED BOND FUNDS | 78468R739 |  | 278059 | 5920 | SH |  | SOLE |  | 5920 | 0 | 0 |
| SALESFORCE COM INC | COMMON STOCK | 79466L302 |  | 575643 | 4342 | SH |  | SOLE |  | 4342 | 0 | 0 |
| MATERIALS SECTOR SPDR | EXCHANGE TRADED SECTOR FUNDS | 81369Y100 |  | 242198 | 3118 | SH |  | SOLE |  | 3118 | 0 | 0 |
| SELECT SECTOR SPDR TR SBI HEALTHCARE | EXCHANGE TRADED SECTOR FUNDS | 81369Y209 |  | 282150 | 2077 | SH |  | SOLE |  | 2077 | 0 | 0 |
| CONSUMER STAPLES SECTOR SPDR | EXCHANGE TRADED SECTOR FUNDS | 81369Y308 |  | 647963 | 8693 | SH |  | SOLE |  | 8693 | 0 | 0 |
| CONSUMER DISCRETIONARY SECTOR SPDR | EXCHANGE TRADED SECTOR FUNDS | 81369Y407 |  | 333865 | 2585 | SH |  | SOLE |  | 2585 | 0 | 0 |
| FINANCIAL SECTOR SPDR | EXCHANGE TRADED SECTOR FUNDS | 81369Y605 |  | 297027 | 8685 | SH |  | SOLE |  | 8685 | 0 | 0 |
| INDUSTRIAL SECTOR SPDR | EXCHANGE TRADED SECTOR FUNDS | 81369Y704 |  | 294322 | 2997 | SH |  | SOLE |  | 2997 | 0 | 0 |
| SELECT SECTOR SPDR TR TECHNOLOGY | EXCHANGE TRADED SECTOR FUNDS | 81369Y803 |  | 1078256 | 8665 | SH |  | SOLE |  | 8665 | 0 | 0 |
| COMMUNICATION SERVICES SELECT SPDR | EXCHANGE TRADED SECTOR FUNDS | 81369Y852 |  | 593343 | 12365 | SH |  | SOLE |  | 12365 | 0 | 0 |
| SELECT SEC REAL ESTATE | EXCHANGE TRADED SECTOR FUNDS | 81369Y860 |  | 494976 | 13405 | SH |  | SOLE |  | 13405 | 0 | 0 |
| UTILITIES SECTOR SPDR | EXCHANGE TRADED SECTOR FUNDS | 81369Y886 |  | 389151 | 5520 | SH |  | SOLE |  | 5520 | 0 | 0 |
| SOUTHERN CO COM | COMMON STOCK | 842587107 |  | 1001954 | 14033 | SH |  | SOLE |  | 14033 | 0 | 0 |
| TAKE-TWO INTERACTIVE SOFTWARCOM | COMMON STOCK | 874054109 |  | 278208 | 2672 | SH |  | SOLE |  | 2672 | 0 | 0 |
| UNION PAC CORP COM | COMMON STOCK | 907818108 |  | 235017 | 1135 | SH |  | SOLE |  | 1135 | 0 | 0 |
| UNITED PARCEL SERVICES B | COMMON STOCK | 911312106 |  | 1192648 | 6861 | SH |  | SOLE |  | 6861 | 0 | 0 |
| UNITEDHEALTH GROUP INC COM | COMMON STOCK | 91324P102 |  | 493052 | 930 | SH |  | SOLE |  | 930 | 0 | 0 |
| VALERO ENERGY NEW | COMMON STOCK | 91913Y100 |  | 1157804 | 9127 | SH |  | SOLE |  | 9127 | 0 | 0 |
| VALERO ENERGY NEW | COMMON STOCK | 91913Y100 |  | 1268 | 10 | SH |  | DFND |  | 10 | 0 | 0 |
| VANECK VEC HIGH YLD MUN ETF | EXCHANGE TRADED BOND FUNDS | 92189H409 |  | 760960 | 15057 | SH |  | SOLE |  | 15057 | 0 | 0 |
| VANGUARD ESG INTL EFT | EXCHANGE TRADED INDEX FUNDS | 921910725 |  | 658209 | 13384 | SH |  | SOLE |  | 13384 | 0 | 0 |
| VANGUARD BOND INDEX FUND INCTOTAL BD MARKET | EXCHANGE TRADED BOND FUNDS | 921937835 |  | 1672815 | 23286 | SH |  | SOLE |  | 23286 | 0 | 0 |
| VANGUARD INDEX FDS S 500 ETF SHS | EXCHANGE TRADED INDEX FUNDS | 922908363 |  | 6924654 | 19710 | SH |  | SOLE |  | 19710 | 0 | 0 |
| VANGUARD INDEX FDS MCAP VL IDXVIP | EXCHANGE TRADED INDEX FUNDS | 922908512 |  | 3598242 | 26607 | SH |  | SOLE |  | 26607 | 0 | 0 |
| VANGUARD INDEX FDS MCAP GR IDXVIP | EXCHANGE TRADED INDEX FUNDS | 922908538 |  | 3584636 | 19942 | SH |  | SOLE |  | 19942 | 0 | 0 |
| VANGUARD INDEX FDS SML CP GRW ETF | EXCHANGE TRADED INDEX FUNDS | 922908595 |  | 536205 | 2674 | SH |  | SOLE |  | 2674 | 0 | 0 |
| VANGUARD SMALL-CAP VALUE ETF | EXCHANGE TRADED INDEX FUNDS | 922908611 |  | 1829849 | 11523 | SH |  | SOLE |  | 11523 | 0 | 0 |
| VANGUARD MID-CAP ETF | EXCHANGE TRADED INDEX FUNDS | 922908629 |  | 2552850 | 12526 | SH |  | SOLE |  | 12526 | 0 | 0 |
| VANGUARD GROWTH ETF | EXCHANGE TRADED INDEX FUNDS | 922908736 |  | 5566104 | 26119 | SH |  | SOLE |  | 26119 | 0 | 0 |
| VANGUARD VALUE ETF | EXCHANGE TRADED INDEX FUNDS | 922908744 |  | 11464015 | 81671 | SH |  | SOLE |  | 81671 | 0 | 0 |
| VANGUARD INDEX FDS SMALL CP ETF | EXCHANGE TRADED INDEX FUNDS | 922908751 |  | 1671782 | 9109 | SH |  | SOLE |  | 9109 | 0 | 0 |
| VERIZON COMMUNICATIONS | COMMON STOCK | 92343V104 |  | 1628541 | 41347 | SH |  | SOLE |  | 41347 | 0 | 0 |
| VERIZON COMMUNICATIONS | COMMON STOCK | 92343V104 |  | 1772 | 45 | SH |  | DFND |  | 45 | 0 | 0 |
| WASTE MANAGEMENT INC | COMMON STOCK | 94106L109 |  | 291794 | 1860 | SH |  | SOLE |  | 1860 | 0 | 0 |
| ZOETIS INC CL A | COMMON STOCK | 98978V103 |  | 570060 | 3890 | SH |  | SOLE |  | 3890 | 0 | 0 |

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