# EDGAR Filing Document

**Accession Number:** 0002054451
**File Stem:** 0001951757-25-001287
**Filing Date:** 2025-11
**Character Count:** 11607
**Document Hash:** a43b4d9ed10140468ba1c73c06f15381
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001951757-25-001287.hdr.sgml**: 20251106

**ACCESSION NUMBER**: 0001951757-25-001287

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251106

**DATE AS OF CHANGE**: 20251106

**EFFECTIVENESS DATE**: 20251106

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** FORTRESS FINANCIAL GROUP, LLC
- **CENTRAL INDEX KEY:** 0002054451

**ORGANIZATION NAME:**
- **EIN:** 870800113
- **STATE OF INCORPORATION:** MN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24762
- **FILM NUMBER:** 251459190

**BUSINESS ADDRESS:**
- **STREET 1:** 1610 14TH STREET NW
- **STREET 2:** SUITE 100
- **CITY:** ROCHESTER
- **STATE:** MN
- **ZIP:** 55901
- **BUSINESS PHONE:** (507) 529-1400

**MAIL ADDRESS:**
- **STREET 1:** 1610 14TH STREET NW
- **STREET 2:** SUITE 100
- **CITY:** ROCHESTER
- **STATE:** MN
- **ZIP:** 55901

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** FORTRESS FINANCIAL GROUP LLC<br>**Address:** 1610 14TH STREET NW<br>SUITE 100<br>ROCHESTER, MN 55901

**Form 13F File Number:** 028-24762

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Debra Pladsen<br>**Title:** Chief Compliance Officer<br>**Phone:** (507) 529-1400

**Signature, Place, and Date of Signing:**

Debra Pladsen  Rochester, MN  11-06-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 82

**Form 13F Information Table Value Total:** $130423500

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALERUS FINL CORP | COM | 01446U103 |  | 1489935 | 67296 | SH |  | SOLE |  | 0 | 0 | 67296 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 496368 | 2040 | SH |  | SOLE |  | 0 | 0 | 2040 |
| AMAZON COM INC | COM | 023135106 |  | 1734130 | 7898 | SH |  | SOLE |  | 0 | 0 | 7898 |
| AMGEN INC | COM | 031162100 |  | 821969 | 2913 | SH |  | SOLE |  | 0 | 0 | 2913 |
| APOLLO GLOBAL MGMT INC | COM | 03769M106 |  | 414839 | 3113 | SH |  | SOLE |  | 0 | 0 | 3113 |
| APPLE INC | COM | 037833100 |  | 2327449 | 9141 | SH |  | SOLE |  | 0 | 0 | 9141 |
| AT INC | COM | 00206R102 |  | 223672 | 7920 | SH |  | SOLE |  | 0 | 0 | 7920 |
| BANK AMERICA CORP | COM | 060505104 |  | 332220 | 6440 | SH |  | SOLE |  | 0 | 0 | 6440 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 793772 | 1579 | SH |  | SOLE |  | 0 | 0 | 1579 |
| BLACKROCK ETF TRUST | ISHARES INTL DIV | 09290C848 |  | 2918501 | 104287 | SH |  | SOLE |  | 0 | 0 | 104287 |
| BLACKROCK INC | COM | 09290D101 |  | 371184 | 318 | SH |  | SOLE |  | 0 | 0 | 318 |
| CATERPILLAR INC | COM | 149123101 |  | 258209 | 541 | SH |  | SOLE |  | 0 | 0 | 541 |
| COCA COLA CO | COM | 191216100 |  | 468815 | 7069 | SH |  | SOLE |  | 0 | 0 | 7069 |
| DELL TECHNOLOGIES INC | CL C | 24703L202 |  | 250119 | 1764 | SH |  | SOLE |  | 0 | 0 | 1764 |
| DELTA AIR LINES INC DEL | COM NEW | 247361702 |  | 237641 | 4188 | SH |  | SOLE |  | 0 | 0 | 4188 |
| DISNEY WALT CO | COM | 254687106 |  | 332933 | 2908 | SH |  | SOLE |  | 0 | 0 | 2908 |
| ELI LILLY  CO | COM | 532457108 |  | 203255 | 266 | SH |  | SOLE |  | 0 | 0 | 266 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 472596 | 4192 | SH |  | SOLE |  | 0 | 0 | 4192 |
| FASTENAL CO | COM | 311900104 |  | 1367421 | 27884 | SH |  | SOLE |  | 0 | 0 | 27884 |
| FIDELITY COVINGTON TRUST | ENHANCED LARGE | 316092113 |  | 10550262 | 283077 | SH |  | SOLE |  | 0 | 0 | 283077 |
| FIDELITY COVINGTON TRUST | ENHANCED SMALL | 31609A206 |  | 379550 | 10382 | SH |  | SOLE |  | 0 | 0 | 10382 |
| FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 |  | 2136449 | 46203 | SH |  | SOLE |  | 0 | 0 | 46203 |
| FORD MTR CO | COM | 345370860 |  | 133643 | 11174 | SH |  | SOLE |  | 0 | 0 | 11174 |
| GE AEROSPACE | COM NEW | 369604301 |  | 735709 | 2446 | SH |  | SOLE |  | 0 | 0 | 2446 |
| GE VERNOVA INC | COM | 36828A101 |  | 356027 | 579 | SH |  | SOLE |  | 0 | 0 | 579 |
| GOLDMAN SACHS ETF TR | ACTIVEBETA US LG | 381430503 |  | 6196947 | 47566 | SH |  | SOLE |  | 0 | 0 | 47566 |
| HOME DEPOT INC | COM | 437076102 |  | 270700 | 668 | SH |  | SOLE |  | 0 | 0 | 668 |
| HORMEL FOODS CORP | COM | 440452100 |  | 741531 | 29973 | SH |  | SOLE |  | 0 | 0 | 29973 |
| INSTALLED BLDG PRODS INC | COM | 45780R101 |  | 589823 | 2391 | SH |  | SOLE |  | 0 | 0 | 2391 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 2208525 | 7827 | SH |  | SOLE |  | 0 | 0 | 7827 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 9118989 | 48071 | SH |  | SOLE |  | 0 | 0 | 48071 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 3747377 | 6242 | SH |  | SOLE |  | 0 | 0 | 6242 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 356258 | 7143 | SH |  | SOLE |  | 0 | 0 | 7143 |
| ISHARES TR | CORE S ETF | 464287200 |  | 2079522 | 3107 | SH |  | SOLE |  | 0 | 0 | 3107 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 1233155 | 10215 | SH |  | SOLE |  | 0 | 0 | 10215 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 752935 | 3646 | SH |  | SOLE |  | 0 | 0 | 3646 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 1375624 | 21079 | SH |  | SOLE |  | 0 | 0 | 21079 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 2497530 | 12267 | SH |  | SOLE |  | 0 | 0 | 12267 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 2885816 | 6161 | SH |  | SOLE |  | 0 | 0 | 6161 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 389051 | 1064 | SH |  | SOLE |  | 0 | 0 | 1064 |
| ISHARES TR | CORE S US VLU | 464287663 |  | 13688973 | 136958 | SH |  | SOLE |  | 0 | 0 | 136958 |
| ISHARES TR | CORE S US GWT | 464287671 |  | 15030235 | 91347 | SH |  | SOLE |  | 0 | 0 | 91347 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 4276314 | 35987 | SH |  | SOLE |  | 0 | 0 | 35987 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 6706838 | 60646 | SH |  | SOLE |  | 0 | 0 | 60646 |
| ISHARES TR | S SML 600 GWT | 464287887 |  | 6615824 | 46755 | SH |  | SOLE |  | 0 | 0 | 46755 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 241732 | 2270 | SH |  | SOLE |  | 0 | 0 | 2270 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 329569 | 2894 | SH |  | SOLE |  | 0 | 0 | 2894 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 224585 | 9714 | SH |  | SOLE |  | 0 | 0 | 9714 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 665905 | 3424 | SH |  | SOLE |  | 0 | 0 | 3424 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 333725 | 3751 | SH |  | SOLE |  | 0 | 0 | 3751 |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 |  | 321712 | 5634 | SH |  | SOLE |  | 0 | 0 | 5634 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 839136 | 2660 | SH |  | SOLE |  | 0 | 0 | 2660 |
| KEYCORP | COM | 493267108 |  | 325881 | 17436 | SH |  | SOLE |  | 0 | 0 | 17436 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 214704 | 430 | SH |  | SOLE |  | 0 | 0 | 430 |
| MCDONALDS CORP | COM | 580135101 |  | 214235 | 705 | SH |  | SOLE |  | 0 | 0 | 705 |
| MCKESSON CORP | COM | 58155Q103 |  | 364250 | 471 | SH |  | SOLE |  | 0 | 0 | 471 |
| MERCK  CO INC | COM | 58933Y105 |  | 267748 | 3190 | SH |  | SOLE |  | 0 | 0 | 3190 |
| MICROSOFT CORP | COM | 594918104 |  | 1714802 | 3311 | SH |  | SOLE |  | 0 | 0 | 3311 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 1432849 | 7680 | SH |  | SOLE |  | 0 | 0 | 7680 |
| ONEMAIN HLDGS INC | COM | 68268W103 |  | 342371 | 6064 | SH |  | SOLE |  | 0 | 0 | 6064 |
| OSHKOSH CORP | COM | 688239201 |  | 284192 | 2191 | SH |  | SOLE |  | 0 | 0 | 2191 |
| PEPSICO INC | COM | 713448108 |  | 218412 | 1555 | SH |  | SOLE |  | 0 | 0 | 1555 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 287039 | 1429 | SH |  | SOLE |  | 0 | 0 | 1429 |
| POLARIS INC | COM | 731068102 |  | 246415 | 4239 | SH |  | SOLE |  | 0 | 0 | 4239 |
| REGIONS FINANCIAL CORP NEW | COM | 7591EP100 |  | 320878 | 12168 | SH |  | SOLE |  | 0 | 0 | 12168 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 613897 | 1727 | SH |  | SOLE |  | 0 | 0 | 1727 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 215087 | 5027 | SH |  | SOLE |  | 0 | 0 | 5027 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 3207904 | 4815 | SH |  | SOLE |  | 0 | 0 | 4815 |
| TESLA INC | COM | 88160R101 |  | 1329094 | 2989 | SH |  | SOLE |  | 0 | 0 | 2989 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 |  | 237985 | 564 | SH |  | SOLE |  | 0 | 0 | 564 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 458700 | 5491 | SH |  | SOLE |  | 0 | 0 | 5491 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 346062 | 1002 | SH |  | SOLE |  | 0 | 0 | 1002 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 |  | 393043 | 4981 | SH |  | SOLE |  | 0 | 0 | 4981 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 350228 | 4709 | SH |  | SOLE |  | 0 | 0 | 4709 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 420158 | 876 | SH |  | SOLE |  | 0 | 0 | 876 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 351554 | 1885 | SH |  | SOLE |  | 0 | 0 | 1885 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 514349 | 1567 | SH |  | SOLE |  | 0 | 0 | 1567 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 234279 | 4324 | SH |  | SOLE |  | 0 | 0 | 4324 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 806681 | 13463 | SH |  | SOLE |  | 0 | 0 | 13463 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 528814 | 6309 | SH |  | SOLE |  | 0 | 0 | 6309 |
| WEST BANCORPORATION INC | CAP STK | 95123P106 |  | 366330 | 18028 | SH |  | SOLE |  | 0 | 0 | 18028 |
| XCEL ENERGY INC | COM | 98389B100 |  | 290560 | 3603 | SH |  | SOLE |  | 0 | 0 | 3603 |

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