# EDGAR Filing Document

**Accession Number:** 0002055526
**File Stem:** 0002055526-25-000003
**Filing Date:** 2025-8
**Character Count:** 11189
**Document Hash:** d761127c0fa36f7c0f24d05507efc436
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002055526-25-000003.hdr.sgml**: 20250801

**ACCESSION NUMBER**: 0002055526-25-000003

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250801

**DATE AS OF CHANGE**: 20250801

**EFFECTIVENESS DATE**: 20250801

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SwitchPoint Financial Planning, LLC
- **CENTRAL INDEX KEY:** 0002055526

**ORGANIZATION NAME:**
- **EIN:** 810759161

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24924
- **FILM NUMBER:** 251176066

**BUSINESS ADDRESS:**
- **STREET 1:** 2901 W BLUEGRASS BLVD
- **STREET 2:** SUITE 200-26
- **CITY:** LEHI
- **STATE:** UT
- **ZIP:** 84043
- **BUSINESS PHONE:** 8017538538

**MAIL ADDRESS:**
- **STREET 1:** 2901 W BLUEGRASS BLVD
- **STREET 2:** SUITE 200-26
- **CITY:** LEHI
- **STATE:** UT
- **ZIP:** 84043

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** SwitchPoint Financial Planning LLC<br>**Address:** 2901 W BLUEGRASS BLVD<br>SUITE 200-26<br>LEHI, UT 84043

**Form 13F File Number:** 028-24924

**CRD Number (if applicable):** 000282856

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Kyle Wilhelm<br>**Title:** Chief Compliance Officer<br>**Phone:** 8017538538

**Signature, Place, and Date of Signing:**

Kyle David Wilhelm  Fruit Heights, UT  08-01-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 75

**Form 13F Information Table Value Total:** $122025444

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 74242 | 421 | SH |  | DFND |  | 0 | 0 | 421 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 176532 | 1002 | SH |  | SOLE |  | 0 | 0 | 1002 |
| AMAZON COM INC | COM | 023135106 |  | 248349 | 1132 | SH |  | DFND |  | 0 | 0 | 1132 |
| AMAZON COM INC | COM | 023135106 |  | 294421 | 1342 | SH |  | SOLE |  | 0 | 0 | 1342 |
| AMERICAN CENTY ETF TR | US EQT ETF | 025072885 |  | 1930300 | 19146 | SH |  | SOLE |  | 0 | 0 | 19146 |
| APPLE INC | COM | 037833100 |  | 662679 | 3230 | SH |  | DFND |  | 0 | 0 | 3230 |
| APPLE INC | COM | 037833100 |  | 440978 | 2149 | SH |  | SOLE |  | 0 | 0 | 2149 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 142816 | 294 | SH |  | DFND |  | 0 | 0 | 294 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 449931 | 926 | SH |  | SOLE |  | 0 | 0 | 926 |
| BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 |  | 728800 | 1 | SH |  | SOLE |  | 0 | 0 | 1 |
| CADENCE DESIGN SYSTEM INC | COM | 127387108 |  | 12018 | 39 | SH |  | DFND |  | 0 | 0 | 39 |
| CADENCE DESIGN SYSTEM INC | COM | 127387108 |  | 3176102 | 10307 | SH |  | SOLE |  | 0 | 0 | 10307 |
| CNX RES CORP | COM | 12653C108 |  | 216899 | 6440 | SH |  | SOLE |  | 0 | 0 | 6440 |
| CNX RES CORP | COM | 12653C108 |  | 1314 | 39 | SH |  | DFND |  | 0 | 0 | 39 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 254740 | 257 | SH |  | DFND |  | 0 | 0 | 257 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 27718 | 28 | SH |  | SOLE |  | 0 | 0 | 28 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 |  | 6885874 | 232004 | SH |  | SOLE |  | 0 | 0 | 232004 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 19949353 | 641665 | SH |  | SOLE |  | 0 | 0 | 641665 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 23670193 | 660441 | SH |  | SOLE |  | 0 | 0 | 660441 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 3463898 | 117940 | SH |  | SOLE |  | 0 | 0 | 117940 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 1684901 | 39870 | SH |  | SOLE |  | 0 | 0 | 39870 |
| DIMENSIONAL ETF TRUST | SHORT DURATION F | 25434V864 |  | 3747155 | 78049 | SH |  | SOLE |  | 0 | 0 | 78049 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 1587473 | 54835 | SH |  | SOLE |  | 0 | 0 | 54835 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 |  | 245278 | 7453 | SH |  | SOLE |  | 0 | 0 | 7453 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 3054198 | 72101 | SH |  | SOLE |  | 0 | 0 | 72101 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 1484777 | 22154 | SH |  | SOLE |  | 0 | 0 | 22154 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 4359058 | 103100 | SH |  | SOLE |  | 0 | 0 | 103100 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 4991834 | 92510 | SH |  | SOLE |  | 0 | 0 | 92510 |
| DIMENSIONAL ETF TRUST | DIMENSIONAL US | 25434V559 |  | 635142 | 11712 | SH |  | SOLE |  | 0 | 0 | 11712 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 2420038 | 70004 | SH |  | SOLE |  | 0 | 0 | 70004 |
| DIMENSIONAL ETF TRUST | NATL MUN BD ETF | 25434V849 |  | 1618549 | 34125 | SH |  | SOLE |  | 0 | 0 | 34125 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS VA | 25434V740 |  | 410773 | 13697 | SH |  | SOLE |  | 0 | 0 | 13697 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 2603302 | 60782 | SH |  | SOLE |  | 0 | 0 | 60782 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 1784135 | 28004 | SH |  | SOLE |  | 0 | 0 | 28004 |
| DIMENSIONAL ETF TRUST | GLOBAL CORE PLUS | 25434V583 |  | 263623 | 4838 | SH |  | SOLE |  | 0 | 0 | 4838 |
| EA SERIES TRUST | FREEDOM 100 EM | 02072L607 |  | 228015 | 5644 | SH |  | SOLE |  | 0 | 0 | 5644 |
| ELEVANCE HEALTH INC | COM | 036752103 |  | 15947 | 41 | SH |  | DFND |  | 0 | 0 | 41 |
| ELEVANCE HEALTH INC | COM | 036752103 |  | 257835 | 663 | SH |  | SOLE |  | 0 | 0 | 663 |
| ELI LILLY  CO | COM | 532457108 |  | 140500 | 180 | SH |  | DFND |  | 0 | 0 | 180 |
| ELI LILLY  CO | COM | 532457108 |  | 99087 | 127 | SH |  | SOLE |  | 0 | 0 | 127 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 651926 | 3587 | SH |  | SOLE |  | 0 | 0 | 3587 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 2849004 | 28295 | SH |  | SOLE |  | 0 | 0 | 28295 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 407224 | 6415 | SH |  | SOLE |  | 0 | 0 | 6415 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 204785 | 949 | SH |  | SOLE |  | 0 | 0 | 949 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 222534 | 634 | SH |  | SOLE |  | 0 | 0 | 634 |
| ISHARES TR | CORE S ETF | 464287200 |  | 1108307 | 1785 | SH |  | SOLE |  | 0 | 0 | 1785 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 303840 | 2250 | SH |  | SOLE |  | 0 | 0 | 2250 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 512626 | 4656 | SH |  | SOLE |  | 0 | 0 | 4656 |
| META PLATFORMS INC | CL A | 30303M102 |  | 267979 | 363 | SH |  | DFND |  | 0 | 0 | 363 |
| META PLATFORMS INC | CL A | 30303M102 |  | 36905 | 50 | SH |  | SOLE |  | 0 | 0 | 50 |
| MICROSOFT CORP | COM | 594918104 |  | 498843 | 1003 | SH |  | DFND |  | 0 | 0 | 1003 |
| MICROSOFT CORP | COM | 594918104 |  | 873514 | 1756 | SH |  | SOLE |  | 0 | 0 | 1756 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 603703 | 3821 | SH |  | DFND |  | 0 | 0 | 3821 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 112015 | 709 | SH |  | SOLE |  | 0 | 0 | 709 |
| ORACLE CORP | COM | 68389X105 |  | 88362 | 404 | SH |  | DFND |  | 0 | 0 | 404 |
| ORACLE CORP | COM | 68389X105 |  | 137423 | 629 | SH |  | SOLE |  | 0 | 0 | 629 |
| SIBANYE STILLWATER LTD | SPONSORED ADR | 82575P107 |  | 78554 | 10880 | SH |  | DFND |  | 0 | 0 | 10880 |
| TEXAS PACIFIC LAND CORPORATI | COM | 88262P102 |  | 397553 | 376 | SH |  | SOLE |  | 0 | 0 | 376 |
| TEXAS PACIFIC LAND CORPORATI | COM | 88262P102 |  | 3169 | 3 | SH |  | DFND |  | 0 | 0 | 3 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 2712348 | 6187 | SH |  | SOLE |  | 0 | 0 | 6187 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 3123585 | 17673 | SH |  | SOLE |  | 0 | 0 | 17673 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 956563 | 1684 | SH |  | SOLE |  | 0 | 0 | 1684 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 1186322 | 5006 | SH |  | SOLE |  | 0 | 0 | 5006 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 3146072 | 10351 | SH |  | SOLE |  | 0 | 0 | 10351 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 275273 | 3091 | SH |  | SOLE |  | 0 | 0 | 3091 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 1775916 | 36221 | SH |  | SOLE |  | 0 | 0 | 36221 |
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 |  | 251470 | 4204 | SH |  | SOLE |  | 0 | 0 | 4204 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 1906053 | 27588 | SH |  | SOLE |  | 0 | 0 | 27588 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 610007 | 10700 | SH |  | SOLE |  | 0 | 0 | 10700 |
| VANGUARD WELLINGTON FD | SHORT TRM TAX EX | 921935870 |  | 1200764 | 11897 | SH |  | SOLE |  | 0 | 0 | 11897 |
| VANGUARD WORLD FD | EXTENDED DUR | 921910709 |  | 233899 | 3475 | SH |  | SOLE |  | 0 | 0 | 3475 |
| WALMART INC | COM | 931142103 |  | 94192 | 963 | SH |  | DFND |  | 0 | 0 | 963 |
| WALMART INC | COM | 931142103 |  | 255988 | 2618 | SH |  | SOLE |  | 0 | 0 | 2618 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 48152 | 601 | SH |  | DFND |  | 0 | 0 | 601 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 451797 | 5639 | SH |  | SOLE |  | 0 | 0 | 5639 |

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