# EDGAR Filing Document

**Accession Number:** 0001310658
**File Stem:** 0001310658-26-000002
**Filing Date:** 2026-4
**Character Count:** 35805
**Document Hash:** be71a1c96d2d522a25066a7eecb88ef9
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001310658-26-000002.hdr.sgml**: 20260424

**ACCESSION NUMBER**: 0001310658-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260424

**DATE AS OF CHANGE**: 20260424

**EFFECTIVENESS DATE**: 20260424

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Ledyard National Bank
- **CENTRAL INDEX KEY:** 0001310658

**ORGANIZATION NAME:**
- **EIN:** 020435982

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-11030
- **FILM NUMBER:** 26891060

**BUSINESS ADDRESS:**
- **BUSINESS PHONE:** 603-640-2681

**MAIL ADDRESS:**
- **STREET 1:** P O BOX 799
- **STREET 2:** 38 S MAIN ST
- **CITY:** HANOVER
- **STATE:** NH
- **ZIP:** 03755-0799

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Ledyard National Bank<br>**Address:** P O BOX 799<br>38 S MAIN ST<br>HANOVER, NH 03755-0799

**Form 13F File Number:** 028-11030

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Margie Arbuckle-Morrill<br>**Title:** SVP Wealth Compliance Director<br>**Phone:** 603-640-2692

**Signature, Place, and Date of Signing:**

Margie Arbuckle-Morrill  Hanover, NH  04-24-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 330

**Form 13F Information Table Value Total:** $1153570784

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| AT INC | Com | 00206R102 |  | 5383617 | 185706 | SH |  | SOLE | 0 | 182677 | 0 | 3029 |
| AT INC | Com | 00206R102 |  | 352692 | 12166 | SH |  | DFND | 0 | 12166 | 0 | 0 |
| ABBOTT LABORATORIES | Com | 002824100 |  | 1434916 | 13976 | SH |  | SOLE | 0 | 13976 | 0 | 0 |
| ABBOTT LABORATORIES | Com | 002824100 |  | 84805 | 826 | SH |  | DFND | 0 | 826 | 0 | 0 |
| ABBVIE INC | Com | 00287Y109 |  | 3768014 | 17325 | SH |  | SOLE | 0 | 17325 | 0 | 0 |
| ABBVIE INC | Com | 00287Y109 |  | 114835 | 528 | SH |  | DFND | 0 | 528 | 0 | 0 |
| ADOBE INC | Com | 00724F101 |  | 3614357 | 14869 | SH |  | SOLE | 0 | 14660 | 0 | 209 |
| ADOBE INC | Com | 00724F101 |  | 12154 | 50 | SH |  | DFND | 0 | 50 | 0 | 0 |
| ADVANCED MICRO DEVICES | Com | 007903107 |  | 334439 | 1644 | SH |  | SOLE | 0 | 1644 | 0 | 0 |
| ALPHA ARCHITECT US EQUITY 3 ETF | Com | 02072Q275 |  | 4500146 | 91951 | SH |  | SOLE | 0 | 91951 | 0 | 0 |
| ALPHA ARCHITECT US EQUITY 2 ETF | Com | 02072Q358 |  | 3095082 | 66536 | SH |  | SOLE | 0 | 66536 | 0 | 0 |
| ALPHA ARCHITECT US EQUITY ETF | Com | 02072Q853 |  | 1009791 | 19277 | SH |  | SOLE | 0 | 19277 | 0 | 0 |
| ALPHABET INC CL C | Com | 02079K107 |  | 7999378 | 27886 | SH |  | SOLE | 0 | 27686 | 0 | 200 |
| ALPHABET INC CL C | Com | 02079K107 |  | 246700 | 860 | SH |  | DFND | 0 | 860 | 0 | 0 |
| ALPHABET INC CL A | Com | 02079K305 |  | 25922384 | 90146 | SH |  | SOLE | 0 | 89131 | 0 | 1015 |
| ALPHABET INC CL A | Com | 02079K305 |  | 247302 | 860 | SH |  | DFND | 0 | 860 | 0 | 0 |
| AMAZON COM INC | Com | 023135106 |  | 15727509 | 75515 | SH |  | SOLE | 0 | 74815 | 0 | 700 |
| AMAZON COM INC | Com | 023135106 |  | 87473 | 420 | SH |  | DFND | 0 | 420 | 0 | 0 |
| AMEREN CORP | Com | 023608102 |  | 527726 | 4801 | SH |  | SOLE | 0 | 4801 | 0 | 0 |
| AMERICAN ELECTRIC POWER CO INC | Com | 025537101 |  | 5705781 | 43529 | SH |  | SOLE | 0 | 43384 | 0 | 145 |
| AMERICAN EXPRESS CO | Com | 025816109 |  | 1423168 | 4705 | SH |  | SOLE | 0 | 4705 | 0 | 0 |
| AMERICAN INTERNATIONAL GROUP INC | Com | 026874784 |  | 2284214 | 30355 | SH |  | SOLE | 0 | 30163 | 0 | 192 |
| AMERICAN TOWER CORP | Com | 03027X100 |  | 948500 | 5496 | SH |  | SOLE | 0 | 5496 | 0 | 0 |
| CENCORA INC | Com | 03073E105 |  | 2755636 | 8772 | SH |  | SOLE | 0 | 8697 | 0 | 75 |
| AMERIPRISE FINANCIAL INC | Com | 03076C106 |  | 299081 | 673 | SH |  | SOLE | 0 | 673 | 0 | 0 |
| AMGEN INC | Com | 031162100 |  | 8226957 | 23382 | SH |  | SOLE | 0 | 23332 | 0 | 50 |
| AMGEN INC | Com | 031162100 |  | 990458 | 2815 | SH |  | DFND | 0 | 2815 | 0 | 0 |
| ANALOG DEVICES INC | Com | 032654105 |  | 883157 | 2776 | SH |  | SOLE | 0 | 2776 | 0 | 0 |
| APPLE INC | Com | 037833100 |  | 58836136 | 231830 | SH |  | SOLE | 0 | 229968 | 0 | 1862 |
| APPLE INC | Com | 037833100 |  | 782435 | 3083 | SH |  | DFND | 0 | 3083 | 0 | 0 |
| APPLIED MATERIALS INC | Com | 038222105 |  | 2096198 | 6133 | SH |  | SOLE | 0 | 6133 | 0 | 0 |
| ATLANTIC UNION BANKSHARES CORP | Com | 04911A107 |  | 481704 | 13478 | SH |  | SOLE | 0 | 13478 | 0 | 0 |
| ATMOS ENERGY CORP | Com | 049560105 |  | 495604 | 2683 | SH |  | SOLE | 0 | 2683 | 0 | 0 |
| AUTOMATIC DATA PROCESSING INC | Com | 053015103 |  | 1386704 | 6825 | SH |  | SOLE | 0 | 6825 | 0 | 0 |
| AUTOMATIC DATA PROCESSING INC | Com | 053015103 |  | 161731 | 796 | SH |  | DFND | 0 | 796 | 0 | 0 |
| AUTOZONE INC | Com | 053332102 |  | 361422 | 107 | SH |  | SOLE | 0 | 107 | 0 | 0 |
| BALL CORP | Com | 058498106 |  | 206767 | 3498 | SH |  | SOLE | 0 | 3498 | 0 | 0 |
| BANK OF AMERICA CORP | Com | 060505104 |  | 434753 | 8918 | SH |  | SOLE | 0 | 8918 | 0 | 0 |
| BANK OF AMERICA CORP | Com | 060505104 |  | 73125 | 1500 | SH |  | DFND | 0 | 1500 | 0 | 0 |
| BANK OF NEW YORK MELLON CORP | Com | 064058100 |  | 350789 | 2957 | SH |  | SOLE | 0 | 2957 | 0 | 0 |
| BERKSHIRE HATHAWAY INC A | Com | 084670108 |  | 718140 | 1 | SH |  | SOLE | 0 | 1 | 0 | 0 |
| BERKSHIRE HATHAWAY INC B | Com | 084670702 |  | 14871014 | 31033 | SH |  | SOLE | 0 | 30767 | 0 | 266 |
| BERKSHIRE HATHAWAY INC B | Com | 084670702 |  | 97757 | 204 | SH |  | DFND | 0 | 204 | 0 | 0 |
| BLACKROCK INC | Com | 09290D101 |  | 834764 | 868 | SH |  | SOLE | 0 | 868 | 0 | 0 |
| BOOKING HOLDINGS INC | Com | 09857L108 |  | 202095 | 48 | SH |  | SOLE | 0 | 48 | 0 | 0 |
| BRISTOL MYERS SQUIBB CO | Com | 110122108 |  | 754122 | 12434 | SH |  | SOLE | 0 | 12434 | 0 | 0 |
| BRISTOL MYERS SQUIBB CO | Com | 110122108 |  | 292030 | 4815 | SH |  | DFND | 0 | 4815 | 0 | 0 |
| BROADCOM INC | Com | 11135F101 |  | 36399614 | 117604 | SH |  | SOLE | 0 | 115803 | 0 | 1801 |
| BROADCOM INC | Com | 11135F101 |  | 602925 | 1948 | SH |  | DFND | 0 | 1948 | 0 | 0 |
| CSX CORP | Com | 126408103 |  | 667514 | 16261 | SH |  | SOLE | 0 | 16261 | 0 | 0 |
| CAMDEN NATIONAL CORP | Com | 133034108 |  | 363467 | 7660 | SH |  | SOLE | 0 | 7660 | 0 | 0 |
| CARRIER GLOBAL CORP | Com | 14448C104 |  | 540069 | 9591 | SH |  | SOLE | 0 | 9591 | 0 | 0 |
| CATERPILLAR INC | Com | 149123101 |  | 7802270 | 11013 | SH |  | SOLE | 0 | 10928 | 0 | 85 |
| CATERPILLAR INC | Com | 149123101 |  | 60928 | 86 | SH |  | DFND | 0 | 86 | 0 | 0 |
| CHEVRON CORPORATION | Com | 166764100 |  | 1644855 | 7950 | SH |  | SOLE | 0 | 7950 | 0 | 0 |
| CHEVRON CORPORATION | Com | 166764100 |  | 477318 | 2307 | SH |  | DFND | 0 | 2307 | 0 | 0 |
| CISCO SYSTEMS INC | Com | 17275R102 |  | 14155209 | 182436 | SH |  | SOLE | 0 | 181121 | 0 | 1315 |
| CISCO SYSTEMS INC | Com | 17275R102 |  | 253409 | 3266 | SH |  | DFND | 0 | 3266 | 0 | 0 |
| COCA COLA CO | Com | 191216100 |  | 1354146 | 17806 | SH |  | SOLE | 0 | 17806 | 0 | 0 |
| COCA COLA CO | Com | 191216100 |  | 31409 | 413 | SH |  | DFND | 0 | 413 | 0 | 0 |
| COLGATE PALMOLIVE INC | Com | 194162103 |  | 222621 | 2612 | SH |  | SOLE | 0 | 2612 | 0 | 0 |
| COMCAST CORP | Com | 20030N101 |  | 585339 | 20388 | SH |  | SOLE | 0 | 20388 | 0 | 0 |
| COMCAST CORP | Com | 20030N101 |  | 6201 | 216 | SH |  | DFND | 0 | 216 | 0 | 0 |
| CONSOLIDATED EDISON INC | Com | 209115104 |  | 743932 | 6573 | SH |  | SOLE | 0 | 6573 | 0 | 0 |
| CORNING INC | Com | 219350105 |  | 468417 | 3445 | SH |  | SOLE | 0 | 3445 | 0 | 0 |
| COSTCO WHOLESALE CORP | Com | 22160K105 |  | 1584324 | 1590 | SH |  | SOLE | 0 | 1590 | 0 | 0 |
| COUPANG INC | Com | 22266T109 |  | 267605 | 14174 | SH |  | SOLE | 0 | 14174 | 0 | 0 |
| CURTISS WRIGHT CORP | Com | 231561101 |  | 207742 | 305 | SH |  | SOLE | 0 | 305 | 0 | 0 |
| DANAHER CORP | Com | 235851102 |  | 1178554 | 6216 | SH |  | SOLE | 0 | 6216 | 0 | 0 |
| DANAHER CORP | Com | 235851102 |  | 8722 | 46 | SH |  | DFND | 0 | 46 | 0 | 0 |
| DEERE  COMPANY | Com | 244199105 |  | 564990 | 1003 | SH |  | SOLE | 0 | 1003 | 0 | 0 |
| DEERE  COMPANY | Com | 244199105 |  | 14646 | 26 | SH |  | DFND | 0 | 26 | 0 | 0 |
| DFA SHORT DURA REAL RET PORTFOLIO FUND | Com | 25239Y576 |  | 23170271 | 2187939 | SH |  | SOLE | 0 | 2179213 | 0 | 8726 |
| DFA SHORT DURA REAL RET PORTFOLIO FUND | Com | 25239Y576 |  | 115756 | 10931 | SH |  | DFND | 0 | 10931 | 0 | 0 |
| DIMENSIONAL EMERG CORE EQ MKT ETF | Com | 25434V302 |  | 33819503 | 998804 | SH |  | SOLE | 0 | 995847 | 0 | 2957 |
| DIMENSIONAL EMERG CORE EQ MKT ETF | Com | 25434V302 |  | 48860 | 1443 | SH |  | DFND | 0 | 1443 | 0 | 0 |
| WALT DISNEY CO | Com | 254687106 |  | 437565 | 4540 | SH |  | SOLE | 0 | 4540 | 0 | 0 |
| WALT DISNEY CO | Com | 254687106 |  | 9638 | 100 | SH |  | DFND | 0 | 100 | 0 | 0 |
| EOG RESOURCES INC | Com | 26875P101 |  | 4560316 | 31544 | SH |  | SOLE | 0 | 31459 | 0 | 85 |
| EOG RESOURCES INC | Com | 26875P101 |  | 33829 | 234 | SH |  | DFND | 0 | 234 | 0 | 0 |
| ECOLAB INC | Com | 278865100 |  | 325608 | 1224 | SH |  | SOLE | 0 | 1224 | 0 | 0 |
| EDWARDS LIFESCIENCES CORP | Com | 28176E108 |  | 1298257 | 16212 | SH |  | SOLE | 0 | 16212 | 0 | 0 |
| EMERSON ELECTRIC CO | Com | 291011104 |  | 2342638 | 17880 | SH |  | SOLE | 0 | 17880 | 0 | 0 |
| EMERSON ELECTRIC CO | Com | 291011104 |  | 128531 | 981 | SH |  | DFND | 0 | 981 | 0 | 0 |
| ENTERPRISE PRODUCTS PRTN LP | Com | 293792107 |  | 301963 | 7980 | SH |  | SOLE | 0 | 7980 | 0 | 0 |
| EVERGY INC | Com | 30034W106 |  | 4488315 | 54789 | SH |  | SOLE | 0 | 54539 | 0 | 250 |
| EXELON CORP | Com | 30161N101 |  | 2272077 | 46350 | SH |  | SOLE | 0 | 46100 | 0 | 250 |
| EXXON MOBIL CORP | Com | 30231G102 |  | 7166099 | 42238 | SH |  | SOLE | 0 | 42238 | 0 | 0 |
| EXXON MOBIL CORP | Com | 30231G102 |  | 131487 | 775 | SH |  | DFND | 0 | 775 | 0 | 0 |
| META PLATFORMS INC | Com | 30303M102 |  | 651656 | 1139 | SH |  | SOLE | 0 | 1139 | 0 | 0 |
| META PLATFORMS INC | Com | 30303M102 |  | 22885 | 40 | SH |  | DFND | 0 | 40 | 0 | 0 |
| FEDERATED HERMES MDT MKT NEUTRAL FUND | Com | 31423A432 |  | 28149607 | 1262881 | SH |  | SOLE | 0 | 1252689 | 0 | 10191 |
| FIFTH THIRD BANCORP | Com | 316773100 |  | 595013 | 12807 | SH |  | SOLE | 0 | 12807 | 0 | 0 |
| FIFTH THIRD BANCORP | Com | 316773100 |  | 9292 | 200 | SH |  | DFND | 0 | 200 | 0 | 0 |
| FIRST TRUST GLOBAL WIND ENERGY ETF | Com | 33736G106 |  | 1239622 | 50106 | SH |  | SOLE | 0 | 49713 | 0 | 393 |
| FIRST TRUST GLOBAL WIND ENERGY ETF | Com | 33736G106 |  | 18332 | 741 | SH |  | DFND | 0 | 741 | 0 | 0 |
| FLEXSHARES MSTAR GLOB UPSTREAM NAT RES ETF | Com | 33939L407 |  | 10736232 | 194638 | SH |  | SOLE | 0 | 193313 | 0 | 1325 |
| FLEXSHARES MSTAR GLOB UPSTREAM NAT RES ETF | Com | 33939L407 |  | 42694 | 774 | SH |  | DFND | 0 | 774 | 0 | 0 |
| FLEXSHARES QUALITY DIV DEFENSIVE ETF | Com | 33939L845 |  | 439249 | 5503 | SH |  | SOLE | 0 | 5503 | 0 | 0 |
| FLEXSHARES QUALITY DVD ETF | Com | 33939L860 |  | 11966950 | 151308 | SH |  | SOLE | 0 | 149808 | 0 | 1500 |
| FRANKLIN FTSE UNITED KINGDOM ETF | Com | 35473P678 |  | 207517 | 5970 | SH |  | SOLE | 0 | 5970 | 0 | 0 |
| FULTON FINANCIAL CORP | Com | 360271100 |  | 232100 | 11411 | SH |  | SOLE | 0 | 11411 | 0 | 0 |
| GE VERNOVA LLC | Com | 36828A101 |  | 319481 | 366 | SH |  | SOLE | 0 | 366 | 0 | 0 |
| GE VERNOVA LLC | Com | 36828A101 |  | 42772 | 49 | SH |  | DFND | 0 | 49 | 0 | 0 |
| GE AEROSPACE | Com | 369604301 |  | 667427 | 2352 | SH |  | SOLE | 0 | 2352 | 0 | 0 |
| GE AEROSPACE | Com | 369604301 |  | 70943 | 250 | SH |  | DFND | 0 | 250 | 0 | 0 |
| GSK PLC | Com | 37733W204 |  | 2727711 | 49424 | SH |  | SOLE | 0 | 49424 | 0 | 0 |
| GSK PLC | Com | 37733W204 |  | 28699 | 520 | SH |  | DFND | 0 | 520 | 0 | 0 |
| GOLDMAN SACHS GROUP INC | Com | 38141G104 |  | 335012 | 396 | SH |  | SOLE | 0 | 396 | 0 | 0 |
| GOLDMAN SACHS ACTIVEBETA INTL EQUITY ETF | Com | 381430107 |  | 21415511 | 496534 | SH |  | SOLE | 0 | 493418 | 0 | 3116 |
| GOLDMAN SACHS ACTIVEBETA INTL EQUITY ETF | Com | 381430107 |  | 30277 | 702 | SH |  | DFND | 0 | 702 | 0 | 0 |
| GOLDMAN SACHS ACTIVEBETA US LGE CAP EQ ETF | Com | 381430503 |  | 12869495 | 102849 | SH |  | SOLE | 0 | 102849 | 0 | 0 |
| GOLDMAN SACHS ACTIVEBETA US LGE CAP EQ ETF | Com | 381430503 |  | 26402 | 211 | SH |  | DFND | 0 | 211 | 0 | 0 |
| HERSHEY COMPANY | Com | 427866108 |  | 575855 | 2770 | SH |  | SOLE | 0 | 2770 | 0 | 0 |
| HOLOGIC INC | Com | 436440101 |  | 235009 | 3109 | SH |  | SOLE | 0 | 3109 | 0 | 0 |
| HOME DEPOT INC | Com | 437076102 |  | 10097252 | 30701 | SH |  | SOLE | 0 | 30466 | 0 | 235 |
| HOME DEPOT INC | Com | 437076102 |  | 246010 | 748 | SH |  | DFND | 0 | 748 | 0 | 0 |
| HONEYWELL INTL INC | Com | 438516106 |  | 9009330 | 39859 | SH |  | SOLE | 0 | 39789 | 0 | 70 |
| HOWMET AEROSPACE INC | Com | 443201108 |  | 285540 | 1239 | SH |  | SOLE | 0 | 1239 | 0 | 0 |
| HUNTINGTON BANCSHARES INC | Com | 446150104 |  | 171884 | 10983 | SH |  | SOLE | 0 | 10983 | 0 | 0 |
| IDEXX LABORATORIES INC | Com | 45168D104 |  | 315220 | 561 | SH |  | SOLE | 0 | 561 | 0 | 0 |
| IDEXX LABORATORIES INC | Com | 45168D104 |  | 56189 | 100 | SH |  | DFND | 0 | 100 | 0 | 0 |
| ILLINOIS TOOL WORKS INC | Com | 452308109 |  | 346446 | 1331 | SH |  | SOLE | 0 | 1331 | 0 | 0 |
| ILLINOIS TOOL WORKS INC | Com | 452308109 |  | 638491 | 2453 | SH |  | DFND | 0 | 2453 | 0 | 0 |
| INGERSOLL RAND INC | Com | 45687V106 |  | 146780 | 1832 | SH |  | SOLE | 0 | 1832 | 0 | 0 |
| INGERSOLL RAND INC | Com | 45687V106 |  | 78437 | 979 | SH |  | DFND | 0 | 979 | 0 | 0 |
| INSULET CORP | Com | 45784P101 |  | 234391 | 1117 | SH |  | SOLE | 0 | 1117 | 0 | 0 |
| INTEL CORP | Com | 458140100 |  | 620997 | 14072 | SH |  | SOLE | 0 | 14072 | 0 | 0 |
| INTEL CORP | Com | 458140100 |  | 226122 | 5124 | SH |  | DFND | 0 | 5124 | 0 | 0 |
| INTERCONTINENTAL EXCHANGE INC | Com | 45866F104 |  | 239852 | 1525 | SH |  | SOLE | 0 | 1525 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHINES CORP | Com | 459200101 |  | 3759711 | 15511 | SH |  | SOLE | 0 | 15461 | 0 | 50 |
| INTERNATIONAL BUSINESS MACHINES CORP | Com | 459200101 |  | 48478 | 200 | SH |  | DFND | 0 | 200 | 0 | 0 |
| INVESCO QQQ TRUST SERIES 1 ETF | Com | 46090E103 |  | 1549728 | 2685 | SH |  | SOLE | 0 | 2685 | 0 | 0 |
| INTUIT | Com | 461202103 |  | 1567378 | 3625 | SH |  | SOLE | 0 | 3606 | 0 | 19 |
| INTUITIVE SURGICAL INC | Com | 46120E602 |  | 284892 | 618 | SH |  | SOLE | 0 | 618 | 0 | 0 |
| INTUITIVE SURGICAL INC | Com | 46120E602 |  | 17518 | 38 | SH |  | DFND | 0 | 38 | 0 | 0 |
| INVESCO WATER RESOURCES ETF | Com | 46137V142 |  | 270248 | 4042 | SH |  | SOLE | 0 | 4042 | 0 | 0 |
| INVESCO WATER RESOURCES ETF | Com | 46137V142 |  | 33430 | 500 | SH |  | DFND | 0 | 500 | 0 | 0 |
| INVESCO S 500 EQUAL WEIGHT ETF | Com | 46137V357 |  | 593033 | 3090 | SH |  | SOLE | 0 | 3090 | 0 | 0 |
| INVESCO KBW BANK PORT ETF | Com | 46138E628 |  | 19125361 | 241726 | SH |  | SOLE | 0 | 239959 | 0 | 1767 |
| INVESCO SOLAR ETF | Com | 46138G706 |  | 250194 | 4491 | SH |  | SOLE | 0 | 4491 | 0 | 0 |
| ISHARES GOLD TRUST ETF | Com | 464285204 |  | 279555 | 3171 | SH |  | SOLE | 0 | 3171 | 0 | 0 |
| ISHARES SELECT DIVIDEND ETF | Com | 464287168 |  | 645007 | 4260 | SH |  | SOLE | 0 | 4260 | 0 | 0 |
| ISHARES CORE S 500 ETF | Com | 464287200 |  | 67782295 | 103768 | SH |  | SOLE | 0 | 103612 | 0 | 156 |
| ISHARES CORE S 500 ETF | Com | 464287200 |  | 13717 | 21 | SH |  | DFND | 0 | 21 | 0 | 0 |
| ISHARES CORE TOT AGGR US BOND ETF | Com | 464287226 |  | 318260 | 3206 | SH |  | SOLE | 0 | 3206 | 0 | 0 |
| ISHARES IBOXX INV GRADE CORP BD ETF | Com | 464287242 |  | 630180 | 5782 | SH |  | SOLE | 0 | 5782 | 0 | 0 |
| ISHARES S GROWTH INDEX ETF | Com | 464287309 |  | 238549 | 2109 | SH |  | SOLE | 0 | 2109 | 0 | 0 |
| ISHARES MSCI EAFE INDEX ETF | Com | 464287465 |  | 1110099 | 11429 | SH |  | SOLE | 0 | 11429 | 0 | 0 |
| ISHARES MSCI EAFE INDEX ETF | Com | 464287465 |  | 78287 | 806 | SH |  | DFND | 0 | 806 | 0 | 0 |
| ISHARES RUSSELL MID CAP ETF | Com | 464287499 |  | 247353 | 2544 | SH |  | SOLE | 0 | 2544 | 0 | 0 |
| ISHARES CORE S MIDCAP ETF | Com | 464287507 |  | 1301573 | 19274 | SH |  | SOLE | 0 | 19274 | 0 | 0 |
| ISHARES RUSSELL 1000 VALUE ETF | Com | 464287598 |  | 338026 | 1582 | SH |  | SOLE | 0 | 1582 | 0 | 0 |
| ISHARES RUSSELL 1000 GROWTH ETF | Com | 464287614 |  | 1237413 | 2902 | SH |  | SOLE | 0 | 2902 | 0 | 0 |
| ISHARES RUSSELL 2000 ETF | Com | 464287655 |  | 346456 | 1397 | SH |  | SOLE | 0 | 1397 | 0 | 0 |
| ISHARES RUSSELL 3000 ETF | Com | 464287689 |  | 1787790 | 4823 | SH |  | SOLE | 0 | 4823 | 0 | 0 |
| ISHARES CORE S SMALL CAP ETF | Com | 464287804 |  | 641688 | 5162 | SH |  | SOLE | 0 | 5162 | 0 | 0 |
| ISHARES CORE S SMALL CAP ETF | Com | 464287804 |  | 22624 | 182 | SH |  | DFND | 0 | 182 | 0 | 0 |
| ISHARES CALIFORNIA MUNI BOND ETF | Com | 464288356 |  | 341160 | 6000 | SH |  | SOLE | 0 | 6000 | 0 | 0 |
| ISHARES NATL MUNI BOND ETF | Com | 464288414 |  | 24959793 | 235137 | SH |  | SOLE | 0 | 231623 | 0 | 3514 |
| ISHARES NATL MUNI BOND ETF | Com | 464288414 |  | 331825 | 3126 | SH |  | DFND | 0 | 3126 | 0 | 0 |
| ISHARES MSCI KLD 400 SOCIAL ETF | Com | 464288570 |  | 531297 | 4384 | SH |  | SOLE | 0 | 4384 | 0 | 0 |
| ISHARES MSCI KLD 400 SOCIAL ETF | Com | 464288570 |  | 145428 | 1200 | SH |  | DFND | 0 | 1200 | 0 | 0 |
| ISHARES BROAD USD INV GR CORP BOND ETF | Com | 464288620 |  | 257277 | 5022 | SH |  | SOLE | 0 | 5022 | 0 | 0 |
| ISHARES 5-10 YR INV GRADE CORP BOND ETF | Com | 464288638 |  | 226664 | 4259 | SH |  | SOLE | 0 | 4259 | 0 | 0 |
| ISHARES MSCI USA ESG SELECT SOCIAL IDX ETF | Com | 464288802 |  | 3126014 | 23664 | SH |  | SOLE | 0 | 23504 | 0 | 160 |
| ISHARES MSCI EAFE GROWTH ETF | Com | 464288885 |  | 360616 | 3238 | SH |  | SOLE | 0 | 3238 | 0 | 0 |
| ISHARES MSCI EAFE MIN VOL FACTOR ETF | Com | 46429B689 |  | 13865032 | 151746 | SH |  | SOLE | 0 | 151346 | 0 | 400 |
| ISHARES MSCI EAFE MIN VOL FACTOR ETF | Com | 46429B689 |  | 26223 | 287 | SH |  | DFND | 0 | 287 | 0 | 0 |
| ISHARES EDGE MSCI MIN VOL USA ETF | Com | 46429B697 |  | 452293 | 4877 | SH |  | SOLE | 0 | 4877 | 0 | 0 |
| ISHARES EDGE MSCI USA QUAL FACT ETF | Com | 46432F339 |  | 435601 | 2271 | SH |  | SOLE | 0 | 2271 | 0 | 0 |
| ISHARES CORE MSCI EAFE ETF | Com | 46432F842 |  | 53477791 | 590719 | SH |  | SOLE | 0 | 587727 | 0 | 2992 |
| ISHARES CORE MSCI EAFE ETF | Com | 46432F842 |  | 97320 | 1075 | SH |  | DFND | 0 | 1075 | 0 | 0 |
| ISHARES U S EQUITY FACTOR ETF | Com | 46434V282 |  | 339966 | 5151 | SH |  | SOLE | 0 | 5151 | 0 | 0 |
| ISHARES MSCI INTL QUAL FACTOR ETF | Com | 46434V456 |  | 20213513 | 437238 | SH |  | SOLE | 0 | 436213 | 0 | 1025 |
| ISHARES MSCI INTL QUAL FACTOR ETF | Com | 46434V456 |  | 31852 | 689 | SH |  | DFND | 0 | 689 | 0 | 0 |
| ISHARES CORE DIVIDEND GROWTH ETF | Com | 46434V621 |  | 80129840 | 1141776 | SH |  | SOLE | 0 | 1139792 | 0 | 1984 |
| ISHARES CORE DIVIDEND GROWTH ETF | Com | 46434V621 |  | 45617 | 650 | SH |  | DFND | 0 | 650 | 0 | 0 |
| ISHARES IBONDS DEC 2026 TERM CORP ETF | Com | 46435GAA0 |  | 254762 | 10510 | SH |  | SOLE | 0 | 10510 | 0 | 0 |
| ISHARES IBONDS DEC 2028 TERM CORP ETF | Com | 46435U515 |  | 378000 | 14923 | SH |  | SOLE | 0 | 14923 | 0 | 0 |
| ISHARES IBONDS DEC 2027 TERM CORP ETF | Com | 46435UAA9 |  | 330634 | 13640 | SH |  | SOLE | 0 | 13640 | 0 | 0 |
| ISHARES IBONDS DEC 2029 TERM CORP ETF | Com | 46436E205 |  | 356180 | 15313 | SH |  | SOLE | 0 | 15313 | 0 | 0 |
| JPMORGAN CHASE  CO | Com | 46625H100 |  | 21590462 | 73397 | SH |  | SOLE | 0 | 73093 | 0 | 304 |
| JPMORGAN CHASE  CO | Com | 46625H100 |  | 93543 | 318 | SH |  | DFND | 0 | 318 | 0 | 0 |
| JPMORGAN US QUALITY FACTOR ETF | Com | 46641Q761 |  | 10667718 | 173968 | SH |  | SOLE | 0 | 173968 | 0 | 0 |
| JPMORGAN US QUALITY FACTOR ETF | Com | 46641Q761 |  | 10547 | 172 | SH |  | DFND | 0 | 172 | 0 | 0 |
| JOHNSON  JOHNSON CO | Com | 478160104 |  | 11205618 | 45842 | SH |  | SOLE | 0 | 45402 | 0 | 440 |
| JOHNSON  JOHNSON CO | Com | 478160104 |  | 207285 | 848 | SH |  | DFND | 0 | 848 | 0 | 0 |
| KLA CORP | Com | 482480100 |  | 434361 | 295 | SH |  | SOLE | 0 | 295 | 0 | 0 |
| KIMBERLY-CLARK CORP | Com | 494368103 |  | 631686 | 6548 | SH |  | SOLE | 0 | 6548 | 0 | 0 |
| KIMBERLY-CLARK CORP | Com | 494368103 |  | 28941 | 300 | SH |  | DFND | 0 | 300 | 0 | 0 |
| KROGER CO | Com | 501044101 |  | 13713450 | 189517 | SH |  | SOLE | 0 | 188165 | 0 | 1352 |
| KROGER CO | Com | 501044101 |  | 59118 | 817 | SH |  | DFND | 0 | 817 | 0 | 0 |
| ELI LILLY  CO | Com | 532457108 |  | 3869472 | 4207 | SH |  | SOLE | 0 | 4207 | 0 | 0 |
| ELI LILLY  CO | Com | 532457108 |  | 610727 | 664 | SH |  | DFND | 0 | 664 | 0 | 0 |
| LINCOLN ELECTRIC HOLDINGS | Com | 533900106 |  | 2827307 | 11351 | SH |  | SOLE | 0 | 11051 | 0 | 300 |
| LOCKHEED MARTIN CORP | Com | 539830109 |  | 212141 | 351 | SH |  | SOLE | 0 | 351 | 0 | 0 |
| LOWES COMPANIES INC | Com | 548661107 |  | 7184566 | 30407 | SH |  | SOLE | 0 | 30347 | 0 | 60 |
| MARSH  MCLENNAN CO INC | Com | 571748102 |  | 1541624 | 8888 | SH |  | SOLE | 0 | 8838 | 0 | 50 |
| MASCO CORP | Com | 574599106 |  | 3158740 | 52323 | SH |  | SOLE | 0 | 51923 | 0 | 400 |
| MASCO CORP | Com | 574599106 |  | 24812 | 411 | SH |  | DFND | 0 | 411 | 0 | 0 |
| MASTERCARD INC CL A | Com | 57636Q104 |  | 2520785 | 5045 | SH |  | SOLE | 0 | 4816 | 0 | 229 |
| MASTERCARD INC CL A | Com | 57636Q104 |  | 24983 | 50 | SH |  | DFND | 0 | 50 | 0 | 0 |
| MCDONALDS CORP | Com | 580135101 |  | 1139356 | 3666 | SH |  | SOLE | 0 | 3666 | 0 | 0 |
| MCDONALDS CORP | Com | 580135101 |  | 62780 | 202 | SH |  | DFND | 0 | 202 | 0 | 0 |
| MERCK  CO INC | Com | 58933Y105 |  | 8666293 | 72045 | SH |  | SOLE | 0 | 71895 | 0 | 150 |
| MERCK  CO INC | Com | 58933Y105 |  | 168406 | 1400 | SH |  | DFND | 0 | 1400 | 0 | 0 |
| METLIFE INC | Com | 59156R108 |  | 3506368 | 49581 | SH |  | SOLE | 0 | 49481 | 0 | 100 |
| METLIFE INC | Com | 59156R108 |  | 5728 | 81 | SH |  | DFND | 0 | 81 | 0 | 0 |
| METTLER-TOLEDO INTL INC | Com | 592688105 |  | 288815 | 229 | SH |  | SOLE | 0 | 229 | 0 | 0 |
| MICROSOFT CORP | Com | 594918104 |  | 39537117 | 106808 | SH |  | SOLE | 0 | 105978 | 0 | 830 |
| MICROSOFT CORP | Com | 594918104 |  | 552294 | 1492 | SH |  | DFND | 0 | 1492 | 0 | 0 |
| MONDELEZ INTERNATIONAL INC A | Com | 609207105 |  | 241569 | 4191 | SH |  | SOLE | 0 | 4191 | 0 | 0 |
| MORGAN STANLEY | Com | 617446448 |  | 586363 | 3563 | SH |  | SOLE | 0 | 3563 | 0 | 0 |
| NASDAQ INC | Com | 631103108 |  | 125043 | 1473 | SH |  | SOLE | 0 | 1473 | 0 | 0 |
| NASDAQ INC | Com | 631103108 |  | 152802 | 1800 | SH |  | DFND | 0 | 1800 | 0 | 0 |
| NETFLIX INC | Com | 64110L106 |  | 249702 | 2597 | SH |  | SOLE | 0 | 2597 | 0 | 0 |
| NEXTERA ENERGY INC | Com | 65339F101 |  | 4372790 | 47080 | SH |  | SOLE | 0 | 47080 | 0 | 0 |
| NIKE INC CLASS B | Com | 654106103 |  | 547585 | 10367 | SH |  | SOLE | 0 | 10367 | 0 | 0 |
| NOVARTIS AG SPON ADR | Com | 66987V109 |  | 216447 | 1417 | SH |  | SOLE | 0 | 1417 | 0 | 0 |
| NVIDIA CORP | Com | 67066G104 |  | 4831578 | 27704 | SH |  | SOLE | 0 | 27704 | 0 | 0 |
| NUVEEN ESG LGE CAP VALUE ETF | Com | 67092P300 |  | 1513057 | 33254 | SH |  | SOLE | 0 | 32534 | 0 | 720 |
| NUVEEN ESG INTL DEV MKTS EQ ETF | Com | 67092P805 |  | 1407387 | 38975 | SH |  | SOLE | 0 | 38426 | 0 | 549 |
| ORACLE CORPORATION | Com | 68389X105 |  | 2127358 | 14461 | SH |  | SOLE | 0 | 14461 | 0 | 0 |
| ORACLE CORPORATION | Com | 68389X105 |  | 39425 | 268 | SH |  | DFND | 0 | 268 | 0 | 0 |
| PNC FINANCIAL SERVICES GROUP | Com | 693475105 |  | 359163 | 1726 | SH |  | SOLE | 0 | 1726 | 0 | 0 |
| PNC FINANCIAL SERVICES GROUP | Com | 693475105 |  | 12902 | 62 | SH |  | DFND | 0 | 62 | 0 | 0 |
| PPG INDUSTRIES | Com | 693506107 |  | 202858 | 1898 | SH |  | SOLE | 0 | 1898 | 0 | 0 |
| PPG INDUSTRIES | Com | 693506107 |  | 30888 | 289 | SH |  | DFND | 0 | 289 | 0 | 0 |
| PPL CORP | Com | 69351T106 |  | 446711 | 11694 | SH |  | SOLE | 0 | 11694 | 0 | 0 |
| PEPSICO INC | Com | 713448108 |  | 2262265 | 14568 | SH |  | SOLE | 0 | 14568 | 0 | 0 |
| PEPSICO INC | Com | 713448108 |  | 363379 | 2340 | SH |  | DFND | 0 | 2340 | 0 | 0 |
| PFIZER INC | Com | 717081103 |  | 4712526 | 167825 | SH |  | SOLE | 0 | 165442 | 0 | 2383 |
| PFIZER INC | Com | 717081103 |  | 415724 | 14805 | SH |  | DFND | 0 | 14805 | 0 | 0 |
| PHILIP MORRIS INTERNATIONAL INC | Com | 718172109 |  | 619198 | 3745 | SH |  | SOLE | 0 | 3745 | 0 | 0 |
| PRINCIPAL GLOBAL LISTED INF INST | Com | 74256W121 |  | 968192 | 75463 | SH |  | SOLE | 0 | 74325 | 0 | 1138 |
| PROCTER  GAMBLE CO | Com | 742718109 |  | 11684474 | 80895 | SH |  | SOLE | 0 | 80205 | 0 | 690 |
| PROCTER  GAMBLE CO | Com | 742718109 |  | 176650 | 1223 | SH |  | DFND | 0 | 1223 | 0 | 0 |
| PUBLIC SERVICE ENTERPRISE GROUP | Com | 744573106 |  | 293282 | 3623 | SH |  | SOLE | 0 | 3623 | 0 | 0 |
| RTX CORPORATION | Com | 75513E101 |  | 2639837 | 13685 | SH |  | SOLE | 0 | 13685 | 0 | 0 |
| REGENERON PHARMACEUTICALS INC | Com | 75886F107 |  | 4810457 | 6226 | SH |  | SOLE | 0 | 6120 | 0 | 106 |
| ROPER TECHNOLOGIES INC | Com | 776696106 |  | 321659 | 909 | SH |  | SOLE | 0 | 909 | 0 | 0 |
| SHELL PLC ADR | Com | 780259305 |  | 82584 | 888 | SH |  | SOLE | 0 | 888 | 0 | 0 |
| SHELL PLC ADR | Com | 780259305 |  | 367815 | 3955 | SH |  | DFND | 0 | 3955 | 0 | 0 |
| SPDR S 500 ETF TRUST | Com | 78462F103 |  | 4577093 | 7038 | SH |  | SOLE | 0 | 7038 | 0 | 0 |
| SPDR GOLD SHARES ETF | Com | 78463V107 |  | 878222 | 2041 | SH |  | SOLE | 0 | 2041 | 0 | 0 |
| SPDR S DIVIDEND ETF | Com | 78464A763 |  | 1478810 | 10133 | SH |  | SOLE | 0 | 10133 | 0 | 0 |
| SPDR S MIDCAP 400 ETF TRUST | Com | 78467Y107 |  | 350936 | 569 | SH |  | SOLE | 0 | 569 | 0 | 0 |
| SALESFORCE INC | Com | 79466L302 |  | 2768503 | 14831 | SH |  | SOLE | 0 | 14751 | 0 | 80 |
| SANOFI ADR | Com | 80105N105 |  | 202838 | 4210 | SH |  | SOLE | 0 | 4210 | 0 | 0 |
| SANOFI ADR | Com | 80105N105 |  | 32329 | 671 | SH |  | DFND | 0 | 671 | 0 | 0 |
| CHARLES SCHWAB CORP | Com | 808513105 |  | 585119 | 6226 | SH |  | SOLE | 0 | 6226 | 0 | 0 |
| SCHWAB US DIVIDEND EQUITY ETF | Com | 808524797 |  | 24610299 | 802161 | SH |  | SOLE | 0 | 799361 | 0 | 2800 |
| SPDR HEALTH CARE SELECT SECTOR ETF | Com | 81369Y209 |  | 982873 | 6704 | SH |  | SOLE | 0 | 6704 | 0 | 0 |
| STATE STREET CONSUMER STAPLES SELECT SECTOR S | Com | 81369Y308 |  | 1746994 | 21310 | SH |  | SOLE | 0 | 21020 | 0 | 290 |
| SPDR CONS DISC SELECT SECTOR ETF | Com | 81369Y407 |  | 1385136 | 12710 | SH |  | SOLE | 0 | 12710 | 0 | 0 |
| SPDR FINANCIAL SELECT SECTOR ETF | Com | 81369Y605 |  | 3372712 | 68315 | SH |  | SOLE | 0 | 68315 | 0 | 0 |
| SPDR INDUSTRIAL SELECT SECTOR ETF | Com | 81369Y704 |  | 435054 | 2690 | SH |  | SOLE | 0 | 2690 | 0 | 0 |
| SPDR TECHNOLOGY SELECT SECTOR ETF | Com | 81369Y803 |  | 4162561 | 31321 | SH |  | SOLE | 0 | 31321 | 0 | 0 |
| SOLSTICE ADVANCED MATERIALS INC | Com | 83443Q103 |  | 466785 | 6129 | SH |  | SOLE | 0 | 6112 | 0 | 17 |
| SPROTT PHYSICAL GOLD TRUST | Com | 85207H104 |  | 290147 | 8187 | SH |  | SOLE | 0 | 8187 | 0 | 0 |
| STARBUCKS CORP | Com | 855244109 |  | 284538 | 3176 | SH |  | SOLE | 0 | 3176 | 0 | 0 |
| STARBUCKS CORP | Com | 855244109 |  | 35836 | 400 | SH |  | DFND | 0 | 400 | 0 | 0 |
| STRYKER CORP | Com | 863667101 |  | 613478 | 1867 | SH |  | SOLE | 0 | 1867 | 0 | 0 |
| SYSCO CORPORATION | Com | 871829107 |  | 211279 | 2962 | SH |  | SOLE | 0 | 2962 | 0 | 0 |
| TJX COMPANIES INC | Com | 872540109 |  | 12399268 | 77641 | SH |  | SOLE | 0 | 76014 | 0 | 1627 |
| TJX COMPANIES INC | Com | 872540109 |  | 30343 | 190 | SH |  | DFND | 0 | 190 | 0 | 0 |
| T ROWE PRICE CAP APP ETF | Com | 87283Q867 |  | 8574912 | 240936 | SH |  | SOLE | 0 | 240936 | 0 | 0 |
| T ROWE PRICE CAP APP ETF | Com | 87283Q867 |  | 2029 | 57 | SH |  | DFND | 0 | 57 | 0 | 0 |
| TARGET CORP | Com | 87612E106 |  | 2435999 | 20099 | SH |  | SOLE | 0 | 20009 | 0 | 90 |
| TARGET CORP | Com | 87612E106 |  | 20240 | 167 | SH |  | DFND | 0 | 167 | 0 | 0 |
| TESLA INC | Com | 88160R101 |  | 247214 | 665 | SH |  | SOLE | 0 | 665 | 0 | 0 |
| TETRA TECH INC | Com | 88162G103 |  | 453848 | 15068 | SH |  | SOLE | 0 | 15068 | 0 | 0 |
| TEXAS INSTRUMENTS INC | Com | 882508104 |  | 144246 | 743 | SH |  | SOLE | 0 | 743 | 0 | 0 |
| TEXAS INSTRUMENTS INC | Com | 882508104 |  | 58242 | 300 | SH |  | DFND | 0 | 300 | 0 | 0 |
| THERMO FISHER SCIENTIFIC | Com | 883556102 |  | 1319267 | 2684 | SH |  | SOLE | 0 | 2684 | 0 | 0 |
| THERMO FISHER SCIENTIFIC | Com | 883556102 |  | 21136 | 43 | SH |  | DFND | 0 | 43 | 0 | 0 |
| 3M CO | Com | 88579Y101 |  | 1149205 | 7913 | SH |  | SOLE | 0 | 7913 | 0 | 0 |
| 3M CO | Com | 88579Y101 |  | 21785 | 150 | SH |  | DFND | 0 | 150 | 0 | 0 |
| TRAVELERS COS INC | Com | 89417E109 |  | 612236 | 2099 | SH |  | SOLE | 0 | 2099 | 0 | 0 |
| UNION PACIFIC CORP | Com | 907818108 |  | 3450056 | 14220 | SH |  | SOLE | 0 | 14155 | 0 | 65 |
| UNION PACIFIC CORP | Com | 907818108 |  | 218358 | 900 | SH |  | DFND | 0 | 900 | 0 | 0 |
| UNITED THERAPEUTICS CORP | Com | 91307C102 |  | 1672204 | 2820 | SH |  | SOLE | 0 | 2820 | 0 | 0 |
| UNITEDHEALTH GROUP INC | Com | 91324P102 |  | 4702042 | 17377 | SH |  | SOLE | 0 | 17114 | 0 | 263 |
| VALERO ENERGY CORP | Com | 91913Y100 |  | 458333 | 1855 | SH |  | SOLE | 0 | 1855 | 0 | 0 |
| VANGUARD DIVIDEND APPREC ETF | Com | 921908844 |  | 6234804 | 28991 | SH |  | SOLE | 0 | 28991 | 0 | 0 |
| VANGUARD ESG INTL STOCK ETF | Com | 921910725 |  | 3406027 | 47484 | SH |  | SOLE | 0 | 46986 | 0 | 498 |
| VANGUARD FTSE DEV MKT ETF | Com | 921943858 |  | 650284 | 10148 | SH |  | SOLE | 0 | 10148 | 0 | 0 |
| VANGUARD HIGH DIVIDEND YIELD ETF | Com | 921946406 |  | 643791 | 4347 | SH |  | SOLE | 0 | 4347 | 0 | 0 |
| VANGUARD SHORT TERM TIPS ETF | Com | 922020805 |  | 980319 | 19626 | SH |  | SOLE | 0 | 19626 | 0 | 0 |
| VANGUARD FTSE PACIFIC ETF | Com | 922042866 |  | 2928284 | 29963 | SH |  | SOLE | 0 | 29376 | 0 | 587 |
| VANGUARD FTSE EUROPE ETF | Com | 922042874 |  | 4266412 | 51758 | SH |  | SOLE | 0 | 50852 | 0 | 906 |
| VANGUARD INDUSTRIALS ETF | Com | 92204A603 |  | 2805297 | 8985 | SH |  | SOLE | 0 | 8985 | 0 | 0 |
| VANGUARD INDUSTRIALS ETF | Com | 92204A603 |  | 19982 | 64 | SH |  | DFND | 0 | 64 | 0 | 0 |
| VANGUARD INFO TECH ETF | Com | 92204A702 |  | 1078675 | 1546 | SH |  | SOLE | 0 | 1546 | 0 | 0 |
| VANGUARD S 500 ETF | Com | 922908363 |  | 389005 | 651 | SH |  | SOLE | 0 | 651 | 0 | 0 |
| VANGUARD MID CAP VALUE ETF | Com | 922908512 |  | 19061739 | 103439 | SH |  | SOLE | 0 | 102719 | 0 | 720 |
| VANGUARD MID CAP VALUE ETF | Com | 922908512 |  | 43490 | 236 | SH |  | DFND | 0 | 236 | 0 | 0 |
| VANGUARD MID CAP GROWTH ETF | Com | 922908538 |  | 392716 | 1526 | SH |  | SOLE | 0 | 1526 | 0 | 0 |
| VANGUARD MID CAP GROWTH ETF | Com | 922908538 |  | 57904 | 225 | SH |  | DFND | 0 | 225 | 0 | 0 |
| VANGUARD REIT INDEX ETF | Com | 922908553 |  | 210130 | 2369 | SH |  | SOLE | 0 | 2369 | 0 | 0 |
| VANGUARD SMALL CAP VALUE ETF | Com | 922908611 |  | 206388 | 950 | SH |  | SOLE | 0 | 950 | 0 | 0 |
| VANGUARD LARGE CAP ETF | Com | 922908637 |  | 9896717 | 33116 | SH |  | SOLE | 0 | 33116 | 0 | 0 |
| VANGUARD GROWTH ETF | Com | 922908736 |  | 363846 | 833 | SH |  | SOLE | 0 | 833 | 0 | 0 |
| VANGUARD VALUE ETF | Com | 922908744 |  | 292730 | 1492 | SH |  | SOLE | 0 | 1492 | 0 | 0 |
| VANGUARD TOTAL STOCK MKT ETF | Com | 922908769 |  | 2993478 | 9331 | SH |  | SOLE | 0 | 9331 | 0 | 0 |
| VERIZON COMMUNICATIONS | Com | 92343V104 |  | 277656 | 5531 | SH |  | SOLE | 0 | 5531 | 0 | 0 |
| VERIZON COMMUNICATIONS | Com | 92343V104 |  | 218270 | 4348 | SH |  | DFND | 0 | 4348 | 0 | 0 |
| VERTEX PHARMACEUTICALS INC | Com | 92532F100 |  | 195138 | 437 | SH |  | SOLE | 0 | 437 | 0 | 0 |
| VERTEX PHARMACEUTICALS INC | Com | 92532F100 |  | 8931 | 20 | SH |  | DFND | 0 | 20 | 0 | 0 |
| VERTIV HOLDINGS CO | Com | 92537N108 |  | 383137 | 1529 | SH |  | SOLE | 0 | 1529 | 0 | 0 |
| VICTORYSHARES FREE CASH FLOW ETF | Com | 92647X830 |  | 18718139 | 474117 | SH |  | SOLE | 0 | 472047 | 0 | 2070 |
| VISA INC | Com | 92826C839 |  | 13175851 | 43594 | SH |  | SOLE | 0 | 43389 | 0 | 205 |
| VISA INC | Com | 92826C839 |  | 150213 | 497 | SH |  | DFND | 0 | 497 | 0 | 0 |
| WALMART STORES INC | Com | 931142103 |  | 5557180 | 44715 | SH |  | SOLE | 0 | 44165 | 0 | 550 |
| WALMART STORES INC | Com | 931142103 |  | 510045 | 4104 | SH |  | DFND | 0 | 4104 | 0 | 0 |
| WASTE MANAGEMENT | Com | 94106L109 |  | 454065 | 1976 | SH |  | SOLE | 0 | 1976 | 0 | 0 |
| YUM BRANDS INC | Com | 988498101 |  | 259652 | 1670 | SH |  | SOLE | 0 | 1670 | 0 | 0 |
| YUM BRANDS INC | Com | 988498101 |  | 108836 | 700 | SH |  | DFND | 0 | 700 | 0 | 0 |
| TOTALENERGIES SE | Com | F92124100 |  | 11161972 | 122686 | SH |  | SOLE | 0 | 122686 | 0 | 0 |
| ACCENTURE PLC | Com | G1151C101 |  | 3759975 | 18962 | SH |  | SOLE | 0 | 18835 | 0 | 127 |
| ACCENTURE PLC | Com | G1151C101 |  | 4957 | 25 | SH |  | DFND | 0 | 25 | 0 | 0 |
| EATON CORP PLC | Com | G29183103 |  | 6649443 | 18591 | SH |  | SOLE | 0 | 18502 | 0 | 89 |
| EATON CORP PLC | Com | G29183103 |  | 177762 | 497 | SH |  | DFND | 0 | 497 | 0 | 0 |
| LINDE PLC | Com | G54950103 |  | 2447567 | 4937 | SH |  | SOLE | 0 | 4912 | 0 | 25 |
| LINDE PLC | Com | G54950103 |  | 111546 | 225 | SH |  | DFND | 0 | 225 | 0 | 0 |
| MEDTRONIC PLC | Com | G5960L103 |  | 6681062 | 77104 | SH |  | SOLE | 0 | 76699 | 0 | 405 |
| TRANE TECHNOLOGIES PLC | Com | G8994E103 |  | 815560 | 1957 | SH |  | SOLE | 0 | 1957 | 0 | 0 |
| TRANE TECHNOLOGIES PLC | Com | G8994E103 |  | 1277725 | 3066 | SH |  | DFND | 0 | 3066 | 0 | 0 |
| ASML HOLDING NV | Com | N07059210 |  | 478140 | 362 | SH |  | SOLE | 0 | 362 | 0 | 0 |

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