# EDGAR Filing Document

**Accession Number:** 0001142786
**File Stem:** 0001839882-23-007015
**Filing Date:** 2023-3
**Character Count:** 2641620
**Document Hash:** c3ffc4658037600f72c742beaad6e005
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001839882-23-007015.hdr.sgml**: 20230317

**ACCESSION NUMBER**: 0001839882-23-007015

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 23

**CONFORMED PERIOD OF REPORT**: 20230317

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20230317

**DATE AS OF CHANGE**: 20230317

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Prime

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** J.P. Morgan Acceptance Corp II
- **CENTRAL INDEX KEY:** 0001142786
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **IRS NUMBER:** 364449120
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-01089
- **FILM NUMBER:** 23742091

**BUSINESS ADDRESS:**
- **STREET 1:** 1 BANK ONE PLAZA
- **CITY:** CHICAGO
- **STATE:** IL
- **ZIP:** 60670
- **BUSINESS PHONE:** 3127820600

**MAIL ADDRESS:**
- **STREET 1:** 1 BANK ONE PLAZA
- **CITY:** CHICAGO
- **STATE:** IL
- **ZIP:** 60670

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** BOND SECURITIZATION LLC
- **DATE OF NAME CHANGE:** 20010618
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** J.P. Morgan Acceptance Corp II
- **CENTRAL INDEX KEY:** 0001142786
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **IRS NUMBER:** 364449120
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 1 BANK ONE PLAZA
- **CITY:** CHICAGO
- **STATE:** IL
- **ZIP:** 60670
- **BUSINESS PHONE:** 3127820600

**MAIL ADDRESS:**
- **STREET 1:** 1 BANK ONE PLAZA
- **CITY:** CHICAGO
- **STATE:** IL
- **ZIP:** 60670

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** BOND SECURITIZATION LLC
- **DATE OF NAME CHANGE:** 20010618
**SECURITIZER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** J.P. Morgan Acceptance Corp II
- **CENTRAL INDEX KEY:** 0001142786
- **STANDARD INDUSTRIAL CLASSIFICATION:** ASSET-BACKED SECURITIES [6189]
- **IRS NUMBER:** 364449120
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-01089

**BUSINESS ADDRESS:**
- **STREET 1:** 1 BANK ONE PLAZA
- **CITY:** CHICAGO
- **STATE:** IL
- **ZIP:** 60670
- **BUSINESS PHONE:** 3127820600

**MAIL ADDRESS:**
- **STREET 1:** 1 BANK ONE PLAZA
- **CITY:** CHICAGO
- **STATE:** IL
- **ZIP:** 60670

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** BOND SECURITIZATION LLC
- **DATE OF NAME CHANGE:** 20010618

**UNITED STATES<br> SECURITIES AND EXCHANGE COMMISSION<br> Washington, D.C. 20549<br>FORM ABS-15G<br>ASSET-BACKED SECURITIZER<br> REPORT PURSUANT TO SECTION 15G OF<br> THE SECURITIES EXCHANGE ACT OF 1934**

**<u>j.p. morgan acceptance corporation ii</u>**

Check the appropriate box to indicate the filing obligation which this form is intended to satisfy:

☐ Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-1) for the reporting period______________ to _________________

Date of Report (Date of earliest event reported) __________________

Commission File Number of securitizer: __________________

Central Index Key Number of securitizer:__________________

Name and telephone number, including area code, of the person to contact in connection with this filing

Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(l) ☐

Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐

Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐

☒ Rule 15Ga-2 under the Exchange Act (17 CPR 240.15Ga-2)

Central Index Key Number of depositor: 0001142786

<u>J.P. Morgan Mortgage Trust 2023-DSC1</u><br> (Exact name of issuing entity as specified in its charter)

Central Index Key Number of issuing entity (if applicable): ________________

Central Index Key Number of underwriter (if applicable): ________________

William Dunn, (212) 648-2049

Name and telephone number, including area code, of the person to contact in connection with this filing

**PART I: REPRESENTATION AND WARRANTY INFORMATION**

Item 1.01 Initial Filing of Rule l5Ga-1 Representations and Warranties Disclosure

Not Applicable

Item 1.02 Periodic Filing of Rule l5Ga-1 Representations and Warranties Disclosure

Not Applicable

Item 1.03 Notice of Termination of Duty to File Reports under Rule l5Ga-1

Not Applicable

**PART II – FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS**

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer**

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

EXHIBIT INDEX

---

| | |
|:---|:---|
| [99.1](ex99-1.htm) | AMC Diligence, LLC ("AMC") Form ABS Due Diligence-15E |
| [99.2](ex99-2.htm) | AMC Data Compare |
| [99.3](ex99-3.htm) | AMC Exception Report |
| [99.4](ex99-4.htm) | AMC Rating Agency Grades |
| [99.5](ex99-5.htm) | AMC Valuation Summary |
| [99.6](ex99-6.htm) | Wipro Opus Risk Solutions, LLC ("Opus") Due Diligence Narrative |
| [99.7](ex99-7.htm) | Opus Data Compare |
| [99.8](ex99-8.htm) | Opus Exception Report |
| [99.9](ex99-9.htm) | Opus Rating Agency Grades |
| [99.10](ex99-10.htm) | Opus Valuation Summary |
| [99.11](ex99-11.htm) | Deloitte & Touche LLP Independent Accountants' Report on Applying Agreed-Upon Procedures |

---

**SIGNATURES**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

j.p. morgan acceptance corporation ii

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (Depositor)

Date: March 17, 2023

 <br> Name: Michael Brown <br> Title: Chief Executive Officer (Senior Officer in charge of securitization)

## Exhibit 99.1

[J.P. Morgan Mortgage Trust 2023-DSC1 ABS-15G](jpmmt-abs15g_031723.htm)

**Exhibit 99.1**

![](image_005.jpg)<br> ![](image_003.jpg) <br>

**UNITED STATES SECURITIES AND EXCHANGE COMMISSION**

Washington, D.C. 20549

**FORM ABS DUE DILIGENCE-15E**

**CERTIFICATION OF PROVIDER OF THIRD PARTY DUE DILIGENCE SERVICES FOR ASSET-BACKED SECURITIES**

**Item 1: Identity of the person providing third party due diligence services** 

Legal Name: <u> AMC Diligence, LLC</u>

Business Name (if Different):  

Principal Business Address: <u> 150 East 52<sup>nd</sup> Street, Suite 4002, New York, NY 10022</u>

**Item 2: Identity of the person who paid the person to provide due diligence services** 

Legal Name: <u> J.P. Morgan Mortgage Acquisition Corp.</u>

Business Name (if Different):  

Principal Business Address: <u> 383 Madison Avenue, 8<sup>th</sup> Floor New York, NY 10179</u>

**Item 3: Credit rating criteria** 

---

| | |
|:---|:---|
| **Identity of NRSRO** | **Title and Date of Criteria** |
| DBRS, Inc. | Third-Party Due Diligence Criteria for U.S. RMBS Transactions, September 2020 |
| Fitch Ratings, Inc. | U.S. RMBS Ratings Criteria, April 18, 2022 |
| Kroll Bond Rating Agency, LLC | U.S. RMBS Rating Methodology, February 2, 2021 |
| Moody's Investors Service, Inc. | Moody's Approach to Rating U.S. Prime RMBS, March 9, 2021 |
| S&P Global Ratings | Methodology and Assumptions for Rating U.S. RMBS Issued 2009 and Later dated February 22, 2018 |

---

**Item 4: Description of the due diligence performed**

See attached.

**Item 5: Summary of findings and conclusions of review**

See attached.

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**CERTIFICATION**

The undersigned has executed this Form ABS Due Diligence 15E on behalf of, and on the authority of, the person identified in Item 1 of the Form. The undersigned, on behalf of the person, represents that the person identified in Item 1 of the Form conducted a thorough review in performing the due diligence described in Item 4 attached to this Form and that the information and statements contained in this Form, including Items 4 and 5 attached to this Form, which are part of this Form, are accurate in all significant respects on and as of the date hereof.

Name of Person Identified in Item 1: <u> AMC Diligence, LLC </u>

---

| | |
|:---|:---|
| By: | &nbsp;&nbsp;&nbsp;&nbsp;Tim Van Houtte |
| Signature: | /s/ Tim Van Houtte |
| Date: | March 10, 2023 |

---

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**Item 4: Description of the due diligence performed**

**(1) Type of assets that were reviewed.**

AMC Diligence, LLC ("**AMC**") performed certain due diligence services described below on non-conforming business purpose residential mortgages acquired from various parties. The review was conducted on behalf of J.P. Morgan Mortgage Acquisition Corp. ("**Client**") during multiple transactions from March 2022 to February 2023 via files imaged and provided by JPMorgan Chase Bank, National Association for review (the "**Review**").

The loans in the Review carried origination dates between June 2021 and January 2023.

**(2) Sample size of the assets reviewed.**

The Review was conducted on one thousand two hundred (1,200) mortgage loans selected by the Client with an aggregate original principal balance of approximately $291.118 million. The Review did not cover 100% of the loans in the securitization population; however, the Review did cover the entire portion of the securitization population reviewed by AMC.

**(3) Determination of the sample size and computation.**

AMC is not aware of the overall sample size for the securitization as the Review only covered the portion of the loans in the securitization reviewed by AMC.

**(4) Quality or integrity of information or data about the assets: review and methodology.**

AMC compared data fields on the bid tape provided by Client to the data found in the actual file as captured by AMC. This comparison, when data was available, included the following data fields:

---

| | | | | |
|:---|:---|:---|:---|:---|
| # of Units | Borrower Last Name | Interest Rate Life Cap | Occupancy | Prepayment Penalty Period (months) |
| Amortization Term | City | Interest Rate Life Floor | Original CLTV | Property Type |
| Appraisal As-Is Value | Coborrower First Name | Interest Rate Life Max | Original Interest Rate | Purpose |
| Appraisal Date | Coborrower Full Name | Interest Rate Periodic Floor | Original Loan Amount | Refi Purpose |
| Appraised Value | Coborrower Last Name | Investor: Qualifying Total Debt Ratio | Original LTV | Representative FICO |
| Borrower Citizenship | Contract Sales Price | LTV Valuation Value | Original P&I | State |
| Borrower First Name | First Payment Date | Margin | Original PITIA | Street |
| Borrower FTHB | Index Type | Maturity Date | Original Term | Zip |
| Borrower Full Name | Interest Only | Note Date | Other Financing Junior Total Original Loan Amount |  |

---

Additionally, AMC verified (i) listed borrowers signed documents requiring signature, (ii) borrowers signing documents were eighteen (18) years or older at the time of the mortgage loan origination, (iii) that all riders required by the terms of the mortgage and mortgage note were attached to the respective document, (iv) that social security numbers across documents were consistent, and (v) debt-to-income ratio ("DTI(s)"), and/or loan-to-value ratios ("LTV(s)") used in the assessment of conformity guidelines.

**(5) Origination of the assets and conformity to stated underwriting or credit extension guidelines, standards, criteria or other requirements: review and methodology.**

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![](image_005.jpg)<br> ![](image_003.jpg) <br>

**<u>LEASES REVIEW</u>**

**<u>DOCUMENT REVIEW</u>**

For each Loan, AMC reviewed the corresponding Loan File and verified whether the following documents, if applicable, are included in the file and if the data on these documents is consistent and logical: (a) initial loan application (1003), (b) credit report, (c) employment documentation, (d) asset documentation, (e) sales contract, (f) hazard and/or flood insurance policies, (g) appraisal, (h) title/preliminary title, (i) mortgage/deed of trust, (j) note, (k) certificate of business purpose/nonowner occupancy, (l) articles of incorporation (m) operating agreement, (n) background check, (o) leases, (p) assignment of leases and rents, (q) closing protection letter, (r) lease agreement(s), and(s) track record report.

**<u>CREDIT REVIEW</u>**

The credit review focuses on the borrower's experience in property management, credit profile and adherence to guidelines. The borrower's assets are analyzed to determine there are sufficient funds for the required equity in the project. Conformity to applicable guidelines were assessed during the review. An income calculation was not performed though the presence of income documentation if required by the guidelines was noted.

**Credit Application:** For the Credit Application, AMC verified whether (a) the application is signed by all listed borrowers, (b) the application is substantially filled out, (c) all known borrower-owned properties are disclosed on the Real Estate Owned section or attachments, and (d) borrower's property management/landlord experience.

**Credit Report:** AMC verified (a) a credit report is present for each borrower, (b) note and research the Real Estate Owned and fraud alerts, (c) and gather data including (i) representative FICO, (ii) scores from Equifax, Experian, and Transunion (if available), (iii) verify that the public records listed are disclosed on the application and adequately explained and in compliance with guidelines, and (iv) the number and length of trade lines.

**Employment and Income:** AMC determined whether applicable supporting employment and income documentation required by the guidelines, was present in the mortgage loan file and where possible, wasn't fraudulent.

**Borrowing Entity:** AMC verified the borrowing entity, if not an individual, is properly documented. In addition, AMC verified if the business entity is a US or foreign entity and if the individual signing the loan documentation has the appropriate authority. Distinction was made between guarantors and principals, individuals, and business entities.

**Property income:** AMC determined whether all applicable supporting documentation as required by the guidelines is present in the file. No traditional borrower DTI ratios were calculated but instead a "Property DTI/DSCR" was calculated per guidelines using the lease or expected lease amount and the property expenses. Documentation verifying property income may include: (a) leases and monthly rental income, (b) property vacancy, (c) balance sheets / financial statements, and (d) an appraisal analysis of market rents.

**Valuation Review:** AMC's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review included verifying the appraisal report was (i) materially complete, (ii) in conformity with the guideline requirements for the property type in question, (iii) completed by an appraiser that was actively licensed to perform the valuation, (iv) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, (iv) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions including all inspections, licenses, and certificates (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

With regard to the use of comparable properties, AMC's review (i) reviewed the relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensured that such comparable properties are within standard appraisal guidelines; (ii) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

Other aspects of AMC's review included (i) verifying that the address matched the mortgage note, (ii) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (iii) confirming the appraiser noted an estimated lease amount to be used in instances where there is no lease in place.

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**Asset Review:** AMC assessed whether the asset documentation required by the guidelines is present in the file. AMC verified that assets presented support the required reserves. Documentation reviewed may include: (a) depository account statements, (b) stock or security account statements, (c) settlement statements or other evidence of conveyance and transfer of funds if a sale of assets was involved, and (d) operating accounts from other properties.

**Insurance:** AMC (a) looked for the presence of rent loss insurance as required by the guidelines, (b) verified that hazard insurance meets the minimum required amount of coverage in the guidelines, (c) confirmed that the flood certification is for the correct borrower, property, lender and loan number, and (d) for properties in a flood zone per the flood certification, confirmed that flood insurance meets guideline requirements in the file and meets the minimum required amount of coverage.

**Title:** AMC verified whether the appropriate vestee is on the title document: if a purchase, the seller; if a refinance, the borrower. AMC also reviewed the Title Commitment for the disclosure issues such as assessments; covenants, conditions and restrictions); access problems; vicinity of property to military airports; prior leases; court orders/divorce decrees; public probate issues; foreclosures; bankruptcies; judgment liens; state and federal tax liens; and environmental liens. Review for instances of delinquent taxes (non-liens). In addition, AMC reviewed for Oil, Gas, Water or Mineral rights.

**Fraud / Criminal Background:** To the extent potentially fraudulent activity is identified as part of the document review, such information was reported to Client. In addition, AMC looked for an independent, third party fraud report and background check in each file and reviewed the results of the fraud report in conjunction with source documents found in the file to assess the likelihood of any misrepresentations associated with the origination of the loan.

**<u>DATA COLLECTION</u>**

AMC compared data fields on the bid tape provided by the client to the data found in the actual file as captured by AMC. All material discrepancies were noted.

**(6) Value of collateral securing the assets: review and methodology.**

AMC's review included a review of the valuation materials utilized during the origination of the loan and in confirming the value of the underlying property. AMC's review included verifying the appraisal report was (i) materially complete, (ii) in conformity with the guideline requirements for the property type in question, (iii) completed by an appraiser that was actively licensed to perform the valuation, (iv) completed such that the named client on the appraisal report is the lender or a related entity that is permitted to engage the lender per Title XI of FIRREA, and (iv) made on an "as is" basis or provides satisfactory evidence of completion of all material conditions.

<br> With regard to the use of comparable properties, AMC's review (i) reviewed ethe relative comparable data (gross and net adjustments, sale dates and distance from subject property) and ensured that such comparable properties are within standard appraisal guidelines; (ii) confirmed the property value and square footage of the subject property was bracketed by comparable properties, (iii) verified that comparable properties used are similar in size, style, and location to the subject, and (iv) checked for the reasonableness of adjustments when reconciling value between the subject property and comparable properties.

<br> Other aspects of AMC's review included (i) verifying that the address matched the mortgage note, (ii) reviewing pictures to ensure (a) that the property is in average or better condition and any repairs are noted where required and (b) that the subject property is the one for which the valuation was ordered and that there are no negative external factors; and (iii) confirming the appraiser noted an estimated lease amount to be used in instances where there is no lease in place.

**(7) Compliance of the originator of the assets with federal, state and local laws and regulations: review and methodology.**

Not applicable.

**(8) Other: review and methodology.**

The final review results reflected in the Overall Review Results Summary herein may include additional exceptions identified after AMC's initial review was completed where loan level issues were identified by external parties as a result of separate, distinct quality control evaluation of the loan files. In such cases, any additional exceptions cited by any such quality control evaluation would either be reflected (i) as an open exception or (ii) remediated if required documentation and/or curative actions were provided to AMC. The exception totals reflected herein, and corresponding Exception Rating, include exceptions that were so subsequently identified, if any. Please note that only a limited number of loans, if any, reflected in the Review Results Summary were subject to such external quality control evaluations.

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**(9) Disclaimer.**

Except as expressly enumerated above, please be advised that SitusAMC has not performed any review to determine whether the mortgage loans covered in this Report complied with federal, state or local laws, constitutional provisions, regulations, ordinances or any other laws or guidance, including, without limitation, licensing and general usury laws ("Applicable Law"). Further, there can be no assurances that in performing the review and preparing this Report that SitusAMC has uncovered all relevant factors and potential issues relating to the origination of the mortgage loans, their compliance with Applicable Law, or the original appraisals relating to the mortgaged properties, or that SitusAMC has uncovered all relevant factors that could affect the future performance of the mortgage loans. Please note that the results set forth in this Report are dependent upon receipt of complete and accurate data regarding the mortgage loans from mortgage loan originators, sponsors, issuers, underwriters, and other third parties upon which SitusAMC is relying in reaching such results. Except as expressly stated herein, SitusAMC did not verify the data relied upon in performing its review and producing this Report. In addition, the findings and conclusions set forth in this Report are provided on an "as is" basis and are based on available information and Applicable Law as of the date of this Report, and SitusAMC does not undertake any obligation to update or provide any revisions to this Report to reflect events, circumstances, changes in Applicable Law, or changes in expectations after the date this Report was issued.

Please be further advised that SitusAMC does not employ personnel who are licensed to practice law in the various jurisdictions covered in this Report, and the results set forth in this Report do not constitute legal advice or legal opinions whatsoever. The findings are recommendations or conclusions based on information provided to SitusAMC, and are not statements of fact or legal conclusions. Information contained in the Report related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the Report based on certain factors, including the facts and circumstances of an individual mortgage loan. The authorities administering the Applicable Law that was part of the review have broad discretionary powers which may permit such authorities, among other things, to withdraw exemptions accorded by statute or regulation, to impose additional requirements or to reach a conclusion that is not consistent with the results set forth in the Report. All decisions as to whether to issue, purchase, hold, sell or otherwise transact in securities backed by the mortgage loans reviewed in this Report, any investment strategy and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such securities, shall be made solely by the parties to or investors in the transaction. The results set forth in this Report do not constitute tax or investment advice. The scoring models in this Report are designed to identify potential risk in the securities backed by the mortgage loans reviewed, and each party or investor assumes sole responsibility for determining the suitability of the information for its particular use. SitusAMC does not make any representation or warranty (express or implied) as to the value of any mortgage loan or mortgage loan's collateral that has been reviewed by SitusAMC.

**Item 5. Summary of findings and conclusions of review**

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the requirements of DBRS, Inc. ("DBRS"), Fitch Ratings, Inc. ("Fitch"), Kroll Bond Rating Agency, Inc. ("Kroll"), and Moody's Investors Service, Inc. ("Moody's") and S&P Global Ratings ("S&P").

**OVERALL REVIEW RESULTS SUMMARY**

There were one thousand two hundred (1,200) mortgage loans in the securitization population reviewed by AMC. After all documents were presented, under the applicable Fitch NRSRO grading criteria, three (3) (0.25%) loans had an overall loan grade of "D," and seven hundred thirty-two (732) (61.00%) loans had an overall loan grade of "B". Four (4) of the loans with an overall grade of "D" or "B" had exceptions across multiple exception types. After all documents were presented, under the applicable S&P NRSRO grading criteria, seven hundred thirty-nine (739) (61.58%) loans had an overall loan grade of "B". Twenty (20) of the loans with an overall grade of "B" had exceptions across multiple exception types. After all documents were presented, under the applicable DBRS, Kroll, and Moody's NRSRO grading criteria, seven hundred thirty-five (735) (61.25%) loans had an overall loan grade of "B". One (1) of the loans with an overall grade of "B" had exceptions across multiple exception types.

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| | | | |
|:---|:---|:---|:---|
| **Exception Type** | **Fitch Final Exception Rating** | **Exception Category** | **Total** |
| Credit | B | Guideline | 498 |
| Credit | B | Borrower and Mortgage Eligibility | 223 |
| Credit | B | Loan Package Documentation | 200 |
| Credit | B | Credit | 106 |
| Credit | B | Insurance | 105 |
| Credit | B | Missing Document | 82 |
| Credit | B | Asset | 71 |
| Credit | B | Title | 32 |
| Credit | B | Fraud | 18 |
| Credit | B | Business Purpose | 10 |
| Credit | B | Appraisal Reconciliation | 9 |
| Credit | B | Hazard Insurance | 8 |
| Credit | B | Property - Appraisal | 8 |
| Credit | B | Investment Product | 6 |
| Credit | B | System | 3 |
| Credit | B | 1003 | 1 |
| Credit | B | ***Total Credit Grade (B) Exceptions:*** | ***1380*** |
| **Total Credit Exceptions:** | **Total Credit Exceptions:** | **Total Credit Exceptions:** | **1380** |
| Property | D | Property - Appraisal | 3 |
| Property | D | ***Total Property Grade (D) Exceptions:*** | ***3*** |
| Property | B | Property - Appraisal | 1 |
| Property | B | ***Total Property Grade (B) Exceptions:*** | ***1*** |
| **Total Property Exceptions:** | **Total Property Exceptions:** | **Total Property Exceptions:** | **4** |
| **Grand Total:** | **Grand Total:** | **Grand Total:** | **1384** |

---

---

| | | | |
|:---|:---|:---|:---|
| **Exception Type** | **S&P Final Exception Rating** | **Exception Category** | **Total** |
| Credit | B | Guideline | 498 |
| Credit | B | Borrower and Mortgage Eligibility | 223 |
| Credit | B | Loan Package Documentation | 200 |
| Credit | B | Credit | 106 |
| Credit | B | Insurance | 105 |
| Credit | B | Missing Document | 82 |
| Credit | B | Asset | 71 |
| Credit | B | Title | 32 |
| Credit | B | Fraud | 18 |
| Credit | B | Business Purpose | 10 |
| Credit | B | Appraisal Reconciliation | 9 |
| Credit | B | Hazard Insurance | 8 |
| Credit | B | Property - Appraisal | 8 |
| Credit | B | Investment Product | 6 |
| Credit | B | System | 3 |
| Credit | B | 1003 | 1 |
| Credit | B | ***Total Credit Grade (B) Exceptions:*** | ***1380*** |
| **Total Credit Exceptions:** | **Total Credit Exceptions:** | **Total Credit Exceptions:** | **1380** |
| Property | B | Appraisal Reconciliation | 23 |
| Property | B | Property - Appraisal | 1 |
| Property | B | ***Total Property Grade (B) Exceptions:*** | ***24*** |
| **Total Property Exceptions:** | **Total Property Exceptions:** | **Total Property Exceptions:** | **24** |
| **Grand Total:** | **Grand Total:** | **Grand Total:** | **1404** |

---

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| | | | |
|:---|:---|:---|:---|
| **Exception Type** | **DBRS, Kroll, and Moody's Final Exception Rating** | **Exception Category** | **Total** |
| Credit | B | Guideline | 498 |
| Credit | B | Borrower and Mortgage Eligibility | 223 |
| Credit | B | Loan Package Documentation | 200 |
| Credit | B | Credit | 106 |
| Credit | B | Insurance | 105 |
| Credit | B | Missing Document | 82 |
| Credit | B | Asset | 71 |
| Credit | B | Title | 32 |
| Credit | B | Fraud | 18 |
| Credit | B | Business Purpose | 10 |
| Credit | B | Appraisal Reconciliation | 9 |
| Credit | B | Hazard Insurance | 8 |
| Credit | B | Property - Appraisal | 8 |
| Credit | B | Investment Product | 6 |
| Credit | B | System | 3 |
| Credit | B | 1003 | 1 |
| Credit | B | ***Total Credit Grade (B) Exceptions:*** | ***1380*** |
| **Total Credit Exceptions:** | **Total Credit Exceptions:** | **Total Credit Exceptions:** | **1380** |
| Property | B | Property - Appraisal | 1 |
| Property | B | ***Total Property Grade (B) Exceptions:*** | ***1*** |
| **Total Property Exceptions:** | **Total Property Exceptions:** | **Total Property Exceptions:** | **1** |
| **Grand Total:** | **Grand Total:** | **Grand Total:** | **1381** |

---

**PROPERTY/VALUATION REVIEW RESULTS SUMMARY**

Of the one thousand two hundred (1,200) loans reviewed, under the applicable Fitch NRSRO grading criteria, three (3) loans had a Property Review "D" grade, and one (1) loan had a Property Review "B" grade for property/appraisal related issues (see exception detail below). Of the one thousand two hundred (1,200) loans reviewed, under the applicable S&P NRSRO grading criteria, twenty-four (24) loans had a Property Review "B" grade for property/appraisal related issues (see exception detail below). Of the one thousand two hundred (1,200) loans reviewed, under the applicable DBRS, Kroll, and Moody's NRSRO grading criteria, one (1) loan had a Property Review "B" grade for property/appraisal related issues (see exception detail below).

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| | | |
|:---|:---|:---|
| **Fitch NRSRO Grade** | **# of Loans** | **% of Loans** |
| A | 1196 | 99.67% |
| B | 1 | 0.08% |
| C | 0 | 0.00% |
| D | 3 | 0.25% |

---

---

| | | |
|:---|:---|:---|
| **S&P NRSRO Grade** | **# of Loans** | **% of Loans** |
| A | 1176 | 98.00% |
| B | 24 | 2.00% |
| C | 0 | 0.00% |
| D | 0 | 0.00% |

---

---

| | | |
|:---|:---|:---|
| **DBRS, Kroll, and Moody's NRSRO Grade** | **# of Loans** | **% of Loans** |
| A | 1199 | 99.92% |
| B | 1 | 0.08% |
| C | 0 | 0.00% |
| D | 0 | 0.00% |

---

**CREDIT REVIEW RESULTS SUMMARY**

Four hundred sixty-five (465) mortgage loans (38.75%) of the total received an "A" Credit Review grade. The seven hundred thirty-five (735) "B" Credit Review grades were due to missing documentation and/or guideline adherence (see exception detail below). Exceptions were offset by strong compensating factors such as high disposable income, low LTV, and/or high liquid assets.

---

| | | |
|:---|:---|:---|
| **NRSRO Grade** | **# of Loans** | **% of Loans** |
| A | 465 | 38.75% |
| B | 735 | 61.25% |
| C | 0 | 0.00% |
| D | 0 | 0.00% |

---

**TAPE INTEGRITY REVIEW RESULTS SUMMARY**

Of the one thousand two hundred (1,200) mortgage loans reviewed, one thousand ninety-three (1,093) (91.08%) mortgage loans had tape discrepancies across forty-four (44) unique data fields. The most common tape discrepancies were Borrower Full Name (36.67%), Original PITIA (29.17%) and Contract Sales Price (23.83%).

---

| | | |
|:---|:---|:---|
| **Field** | **# of Loans** | **% of Loans** |
| Borrower Full Name | 440 | 36.67% |
| Original PITIA | 350 | 29.17% |
| Contract Sales Price | 286 | 23.83% |
| Borrower Last Name | 269 | 22.42% |
| Representative FICO | 215 | 17.92% |
| Property Type | 213 | 17.75% |
| Original P&I | 181 | 15.08% |
| Note Date | 153 | 12.75% |
| Appraisal Date | 147 | 12.25% |
| Appraised Value | 108 | 9.00% |
| Street | 84 | 7.00% |
| Original LTV | 79 | 6.58% |
| Investor: Qualifying Total Debt Ratio | 76 | 6.33% |
| Borrower First Name | 72 | 6.00% |

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| | | |
|:---|:---|:---|
| City | 62 | 5.17% |
| Original Interest Rate | 60 | 5.00% |
| Appraisal As-Is Value | 51 | 4.25% |
| Borrower FTHB | 39 | 3.25% |
| Refi Purpose | 37 | 3.08% |
| Zip | 37 | 3.08% |
| State | 30 | 2.50% |
| Original CLTV | 26 | 2.17% |
| Purpose | 19 | 1.58% |
| Amortization Term | 19 | 1.58% |
| Occupancy | 17 | 1.42% |
| Coborrower Full Name | 17 | 1.42% |
| Other Financing Junior Total Original Loan Amount | 15 | 1.25% |
| Borrower Citizenship | 11 | 0.92% |
| Margin | 8 | 0.67% |
| # of Units | 8 | 0.67% |
| Original Loan Amount | 7 | 0.58% |
| Original Term | 6 | 0.50% |
| Interest Only | 5 | 0.42% |
| Coborrower First Name | 5 | 0.42% |
| Coborrower Last Name | 3 | 0.25% |
| LTV Valuation Value | 2 | 0.17% |
| Prepayment Penalty Period (months) | 2 | 0.17% |
| Index Type | 1 | 0.08% |
| Interest Rate Life Cap | 1 | 0.08% |
| Interest Rate Life Floor | 1 | 0.08% |
| Interest Rate Life Max | 1 | 0.08% |
| Interest Rate Periodic Floor | 1 | 0.08% |
| First Payment Date | 1 | 0.08% |
| Maturity Date | 1 | 0.08% |

---

**ADDITIONAL LOAN POPULATION SUMMARY\***

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Amortization Type** | **Loan Count** | **% of Loans** | **Original Balance** | **% of Balance** |
| Fixed | 1190 | 99.17% | $286935172.00 | 98.56% |
| Adjustable | 10 | 0.83% | $4182500.00 | 1.44% |
| **Total** | **1200** | **100.00%** | **$291117672.00** | **100.00%** |
| **Lien Position** | **Loan Count** | **% of Loans** | **Original Balance** | **% of Balance** |
| 1 | 1200 | 100.00% | $291117672.00 | 100.00% |
| **Total** | **1200** | **100.00%** | **$291117672.00** | **100.00%** |

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| | | | | |
|:---|:---|:---|:---|:---|
| **Loan Purpose** | **Loan Count** | **% of Loans** | **Original Balance** | **% of Balance** |
| Cash Out: Other/Multi-purpose/Unknown Purpose | 649 | 54.08% | $157148493.00 | 53.98% |
| Other-than-first-time Home Purchase | 389 | 32.42% | $100019415.00 | 34.36% |
| Rate/Term Refinance - Borrower Initiated | 158 | 13.17% | $33329514.00 | 11.45% |
| First Time Home Purchase | 4 | 0.33% | $620250.00 | 0.21% |
| **Total** | **1200** | **100.00%** | **$291117672.00** | **100.00%** |
| **Original Term** | **Loan Count** | **% of Loans** | **Original Balance** | **% of Balance** |
| 241-360 Months | 1187 | 98.92% | $285504582.00 | 98.07% |
| 361+ Months | 13 | 1.08% | $5613090.00 | 1.93% |
| **Total** | **1200** | **100.00%** | **$291117672.00** | **100.00%** |
| **Property Type** | **Loan Count** | **% of Loans** | **Original Balance** | **% of Balance** |
| Single Family Detached | 617 | 51.42% | $138979883.00 | 47.74% |
| PUD | 175 | 14.58% | $45473519.00 | 15.62% |
| 2 Family | 146 | 12.17% | $41384728.00 | 14.22% |
| 1 Family Attached | 91 | 7.58% | $13573380.00 | 4.66% |
| Condo, Low Rise | 55 | 4.58% | $8683471.00 | 2.98% |
| 3 Family | 51 | 4.25% | $20390486.00 | 7.00% |
| 4 Family | 43 | 3.58% | $16936445.00 | 5.82% |
| Condo, High Rise | 15 | 1.25% | $3342010.00 | 1.15% |
| 5-10 Unit Multi-Family | 5 | 0.42% | $2055250.00 | 0.71% |
| Townhouse | 2 | 0.17% | $298500.00 | 0.10% |
| **Total** | **1200** | **100.00%** | **$291117672.00** | **100.00%** |
| **Occupancy** | **Loan Count** | **% of Loans** | **Original Balance** | **% of Balance** |
| Investment | 1200 | 100.00% | $291117672.00 | 100.00% |
| **Total** | **1200** | **100.00%** | **$291117672.00** | **100.00%** |

---

\*Tables may not add to 100% due to rounding.

**EXCEPTION DETAIL**

The exception summary below ties to the total number of B exceptions for the population included in the Review. Some mortgage loans may be listed multiple times if they carried multiple exception categories even if those categories were within the same general exception category (ex. Disclosures and RESPA Tolerance within Compliance).

---

| | | |
|:---|:---|:---|
| **Fitch Exceptions** | **# of Loans** | **Exception Type** |
| Loan is to be securitized. Supporting secondary BPO was provided.; Sec ID: 5 | 3 D | Property |
| Credit Exception: | 275 B | Credit |
| Guideline Requirement: Loan to value discrepancy. | 134 B | Credit |
| Missing Document: Certificate of Good Standing not provided | 111 B | Credit |

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| | | |
|:---|:---|:---|
| Guideline Requirement: PITIA reserves months discrepancy. | 70B | Credit |
| Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | 55 B | Credit |
| Miscellaneous Credit (Non-Material): | 54 B | Credit |
| Guideline Requirement: Representative FICO score discrepancy. | 45 B | Credit |
| Guideline Issue:Insufficient asset documentation. | 39 B | Credit |
| Missing Document: Other not provided | 33 B | Credit |
| Public Record Issue: | 30 B | Credit |
| Hazard Insurance Policy expires within 90 days of the Note Date. | 28 B | Credit |
| Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. | 27 B | Credit |
| Insufficient Coverage: Hazard insurance coverage amount is insufficient. | 27 B | Credit |
| Missing Document: Lease Agreement not provided | 26 B | Credit |
| Aged document: Credit Report is more than 90 days prior to the note date. | 25 B | Credit |
| Available for Closing is insufficient to cover Cash From Borrower. | 20 B | Credit |
| There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. | 19 B | Credit |
| Title Policy Coverage is less than Original Loan Amount. | 19 B | Credit |
| OFAC not dated within time period required by guidelines | 18 B | Credit |
| Missing Document: Background Check not provided | 15 B | Credit |
| Missing Document: Operating Agreement not provided | 15 B | Credit |
| Aged document: Credit Report is more than 120 days prior to the note date. | 14 B | Credit |
| Missing Document: OFAC not provided | 12 B | Credit |
| 1003 Error: Citizenship was not provided | 10 B | Credit |
| Missing Document: Spousal Consent Form not provided | 9 B | Credit |
| Missing Document: Corporate Resolution not provided | 9 B | Credit |
| Valuation address does not match Note address. | 9 B | Credit |
| Insurance address does not match Note address. | 8 B | Credit |
| Missing Document: Flood Certificate not provided | 8 B | Credit |
| Public Records/Collections/Charge Off does not meet guidelines. | 8 B | Credit |
| FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | 7 B | Credit |
| The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | 7 B | Credit |
| Note has a Prepayment Penalty provision, which is not allowable per guidelines. | 7 B | Credit |
| FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | 6 B | Credit |
| Missing Document: Missing Final 1003 | 6 B | Credit |
| Missing Document: Credit Report not provided | 6 B | Credit |
| Borrower has been convicted of fraud/misrepresentation or felony. Borrower is ineligible. | 6 B | Credit |
| Aged document: Primary Valuation is older than guidelines permit | 6 B | Credit |

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| | | |
|:---|:---|:---|
| Final Title Policy is missing. No evidence of title was found in file. | 6B | Credit |
| Borrower has been convicted of fraud/misrepresentation or felony. Borrower is ineligible. | 5 B | Credit |
| Active Tradeline requirement not met. | 5 B | Credit |
| Missing Document: Source of Funds/Deposit not provided | 5 B | Credit |
| Valuation Error: Comparable(s) photos are missing or not legible. | 5 B | Credit |
| The Hazard Insurance Policy Effective Date is after closing. | 5 B | Credit |
| REO property does not have a lease in place and required by guidelines. | 5 B | Credit |
| Open Tradeline requirement not met. | 4 B | Credit |
| Borrower has open Tradelines which are less than the minimum required by guidelines. | 4 B | Credit |
| Loan to Cost (LTC) exceeds the maximum allowed per guidelines. | 4 B | Credit |
| Asset documentation is missing from the file and required per guidelines. | 4 B | Credit |
| Missing Document: Asset Documentation not provided | 4 B | Credit |
| Guideline Requirement: Minimum Loan Amount discrepancy. | 3 B | Credit |
| Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. | 3 B | Credit |
| A credit report was not pulled for all members of the borrowing entity as required by guidelines. | 3 B | Credit |
| Guideline Requirement: Number of units discrepancy. | 3 B | Credit |
| Aged document: Asset Account date is more than 90 days prior to Closing. | 3 B | Credit |
| The file does not contain evidence of the Original Sales Price. | 3 B | Credit |
| Missing Document: Verification of Non-US Citizen Status not provided | 3 B | Credit |
| The Guarantor's Percent of Business Ownership does not meet guideline requirements. | 3 B | Credit |
| Missing Document: Vacation Rental Income Statement (VRBO, Airbnb, etc.) not provided | 3 B | Credit |
| Background check is missing. | 3 B | Credit |
| Flood Certificate Subject Address does not match Note address. | 3 B | Credit |
| Verification of housing pay history is required. | 2 B | Credit |
| Borrower has active Tradelines which are less than the minimum required by guidelines. | 2 B | Credit |
| Borrower is a first time home buyer and ineligible per guidelines. | 2 B | Credit |
| Missing Document: Tax Certificate not provided | 2 B | Credit |
| Aged document: Asset Account date is more than 90 days prior to the note. | 2 B | Credit |
| Ineligible Property Type per the guidelines. | 2 B | Credit |
| Missing Lien(s) negatively impacting title | 2 B | Credit |
| Subject is a refinance and property is listed for sale. | 2 B | Credit |
| Missing Document: Hazard Insurance Policy not provided | 2 B | Credit |
| Missing Document: Lender Exception(s) not provided | 2 B | Credit |
| 1003 Error: Marital Status was not provided | 2 B | Credit |
| Missing Document: Flood Insurance Policy not provided | 2 B | Credit |
| Missing Document: Employer Identification Number (EIN) not provided | 2 B | Credit |

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| | | |
|:---|:---|:---|
| Missing Document: Asset not provided | 2B | Credit |
| Non-permanent Resident Aliens or Foreign Nationals are considered on a case by case basis. Confirm residency requirements with Investor Guidelines. | 2 B | Credit |
| There is no lease in place for the subject property and the absence of this document casts doubt on business purpose of loan. | 1 B | Credit |
| Guideline Issue: Refinance seasoning requirements not met | 1 B | Credit |
| Questionable Occupancy: Valuation occupancy differs from occupancy on loan approval. | 1 B | Credit |
| A summary review of all the documentation in the loan file casts doubt on the business purpose of the loan. | 1 B | Credit |
| Guideline Requirement: Amortization term discrepancy. | 1 B | Credit |
| Borrower does not own current residence and thus casts doubt on business purpose of loan. | 1 B | Credit |
| Experience level does not meet the guideline requirements for an experienced investor. | 1 B | Credit |
| Lease Remaining Months of | 1 B | Credit |
| Guideline Issue: Insufficient asset documentation. | 1 B | Credit |
| Missing Document: Hazard Dec Page not provided | 1 B | Credit |
| Insurance Policy Expiration Date is less than 30 days of the Note Date and does not have automatic renewal. | 1 B | Credit |
| Guarantor does not have appropriate experience. | 1 B | Credit |
| Missing Document: Vacation Rental Website Listing not provided | 1 B | Credit |
| Assets Error: Usability was not provided | 1 B | Credit |
| OFAC was not checked and required per guidelines. | 1 B | Credit |
| Missing Document: Title Preliminary not provided | 1 B | Credit |
| Guideline Issue: Foreclosure timeline outside of credit guidelines | 1 B | Credit |
| Subject property has environmental problems noted by appraiser or visible in the photos | 1 B | Credit |
| Hazard Insurance Error: Subject hazard insurance policy coverage amount is missing from evidence of insurance. | 1 B | Credit |
| Missing Document: Guarantor Agreement not provided | 1 B | Credit |
| Borrower has less than 2 FICO scores | 1 B | Credit |
| Insufficient Coverage: Flood insurance coverage amount is insufficient. | 1 B | Credit |
| Minimum of 600 square feet of gross living area required per company guidelines. | 1 B | Credit |
| Guideline Requirement: Maximum Loan Amount discrepancy. | 1 B | Credit |
| Original Sales Price was not provided and the valuation reflects a transfer within the last 3 years. | 1 B | Credit |
| Missing Lender's Initial 1003/Application. | 1 B | Credit |
| Missing Document: HUD/CD not provided | 1 B | Credit |
| Rural property type is not permitted per Guidelines. | 1 B | Credit |
| Refi Purpose reflects Rate/Term and cash out is greater than the lesser of 2% of the loan amount or $2000. | 1 B | Credit |
| Unacceptable credit - late payments 1X30 or greater within the last 12 months. | 1 B | Credit |
| Ineligible borrower per guidelines. | 1 B | Credit |
| Guideline Issue: Insufficient tradelines per credit guidelines | 1 B | Credit |

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| | | |
|:---|:---|:---|
| OFAC was not cleared and required per guidelines | 1B | Credit |
| A recent event (Bankruptcy, Foreclosure, Deed-In-Lieu, Short Sale, 1x120 housing late) occurred within the last 36 months of the Closing date and not permitted, per guidelines. | 1 B | Credit |
| Missing Document: Spousal Consent not provided. | 1 B | Credit |
| Missing copy of title. | 1 B | Credit |
| Flood Certificate was not provided | 1 B | Credit |
| Flood Certificate Error: Certificate Number was not provided. | 1 B | Credit |
| The appraisal revealed property damage. | 1 B | Property |

---

---

| | | |
|:---|:---|:---|
| **S&P Exceptions** | **# of Loans** | **Exception Type** |
| Credit Exception: | 275 B | Credit |
| Guideline Requirement: Loan to value discrepancy. | 134 B | Credit |
| Missing Document: Certificate of Good Standing not provided | 111 B | Credit |
| Guideline Requirement: PITIA reserves months discrepancy. | 70 B | Credit |
| Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | 55 B | Credit |
| Miscellaneous Credit (Non-Material): | 54 B | Credit |
| Guideline Requirement: Representative FICO score discrepancy. | 45 B | Credit |
| Guideline Issue:Insufficient asset documentation. | 39 B | Credit |
| Missing Document: Other not provided | 33 B | Credit |
| Public Record Issue: | 30 B | Credit |
| Hazard Insurance Policy expires within 90 days of the Note Date. | 28 B | Credit |
| Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. | 27 B | Credit |
| Insufficient Coverage: Hazard insurance coverage amount is insufficient. | 27 B | Credit |
| Missing Document: Lease Agreement not provided | 26 B | Credit |
| Aged document: Credit Report is more than 90 days prior to the note date. | 25 B | Credit |
| Available for Closing is insufficient to cover Cash From Borrower. | 20 B | Credit |
| There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. | 19 B | Credit |
| Title Policy Coverage is less than Original Loan Amount. | 19 B | Credit |
| OFAC not dated within time period required by guidelines | 18 B | Credit |
| Missing Document: Background Check not provided | 15 B | Credit |
| Missing Document: Operating Agreement not provided | 15 B | Credit |
| Aged document: Credit Report is more than 120 days prior to the note date. | 14 B | Credit |
| Missing Document: OFAC not provided | 12 B | Credit |
| 1003 Error: Citizenship was not provided | 10 B | Credit |
| Missing Document: Spousal Consent Form not provided | 9 B | Credit |
| Missing Document: Corporate Resolution not provided | 9 B | Credit |
| Valuation address does not match Note address. | 9 B | Credit |
| Insurance address does not match Note address. | 8 B | Credit |

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| | | |
|:---|:---|:---|
| Missing Document: Flood Certificate not provided | 8B | Credit |
| Public Records/Collections/Charge Off does not meet guidelines. | 8 B | Credit |
| FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | 7 B | Credit |
| The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | 7 B | Credit |
| Note has a Prepayment Penalty provision, which is not allowable per guidelines. | 7 B | Credit |
| FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | 6 B | Credit |
| Missing Document: Missing Final 1003 | 6 B | Credit |
| Missing Document: Credit Report not provided | 6 B | Credit |
| Borrower has been convicted of fraud/misrepresentation or felony. Borrower is ineligible. | 6 B | Credit |
| Aged document: Primary Valuation is older than guidelines permit | 6 B | Credit |
| Final Title Policy is missing. No evidence of title was found in file. | 6 B | Credit |
| Borrower has been convicted of fraud/misrepresentation or felony. Borrower is ineligible. | 5 B | Credit |
| Active Tradeline requirement not met. | 5 B | Credit |
| Missing Document: Source of Funds/Deposit not provided | 5 B | Credit |
| Valuation Error: Comparable(s) photos are missing or not legible. | 5 B | Credit |
| The Hazard Insurance Policy Effective Date is after closing. | 5 B | Credit |
| REO property does not have a lease in place and required by guidelines. | 5 B | Credit |
| Open Tradeline requirement not met. | 4 B | Credit |
| Borrower has open Tradelines which are less than the minimum required by guidelines. | 4 B | Credit |
| Loan to Cost (LTC) exceeds the maximum allowed per guidelines. | 4 B | Credit |
| Asset documentation is missing from the file and required per guidelines. | 4 B | Credit |
| Missing Document: Asset Documentation not provided | 4 B | Credit |
| Guideline Requirement: Minimum Loan Amount discrepancy. | 3 B | Credit |
| Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. | 3 B | Credit |
| A credit report was not pulled for all members of the borrowing entity as required by guidelines. | 3 B | Credit |
| Guideline Requirement: Number of units discrepancy. | 3 B | Credit |
| Aged document: Asset Account date is more than 90 days prior to Closing. | 3 B | Credit |
| The file does not contain evidence of the Original Sales Price. | 3 B | Credit |
| Missing Document: Verification of Non-US Citizen Status not provided | 3 B | Credit |
| The Guarantor's Percent of Business Ownership does not meet guideline requirements. | 3 B | Credit |
| Missing Document: Vacation Rental Income Statement (VRBO, Airbnb, etc.) not provided | 3 B | Credit |
| Background check is missing. | 3 B | Credit |
| Flood Certificate Subject Address does not match Note address. | 3 B | Credit |
| Verification of housing pay history is required. | 2 B | Credit |

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| | | |
|:---|:---|:---|
| Borrower has active Tradelines which are less than the minimum required by guidelines. | 2B | Credit |
| Borrower is a first time home buyer and ineligible per guidelines. | 2 B | Credit |
| Missing Document: Tax Certificate not provided | 2 B | Credit |
| Aged document: Asset Account date is more than 90 days prior to the note. | 2 B | Credit |
| Ineligible Property Type per the guidelines. | 2 B | Credit |
| Missing Lien(s) negatively impacting title | 2 B | Credit |
| Subject is a refinance and property is listed for sale. | 2 B | Credit |
| Missing Document: Hazard Insurance Policy not provided | 2 B | Credit |
| Missing Document: Lender Exception(s) not provided | 2 B | Credit |
| 1003 Error: Marital Status was not provided | 2 B | Credit |
| Missing Document: Flood Insurance Policy not provided | 2 B | Credit |
| Missing Document: Employer Identification Number (EIN) not provided | 2 B | Credit |
| Missing Document: Asset not provided | 2 B | Credit |
| Non-permanent Resident Aliens or Foreign Nationals are considered on a case by case basis. Confirm residency requirements with Investor Guidelines. | 2 B | Credit |
| There is no lease in place for the subject property and the absence of this document casts doubt on business purpose of loan. | 1 B | Credit |
| Guideline Issue: Refinance seasoning requirements not met | 1 B | Credit |
| Questionable Occupancy: Valuation occupancy differs from occupancy on loan approval. | 1 B | Credit |
| A summary review of all the documentation in the loan file casts doubt on the business purpose of the loan. | 1 B | Credit |
| Guideline Requirement: Amortization term discrepancy. | 1 B | Credit |
| Borrower does not own current residence and thus casts doubt on business purpose of loan. | 1 B | Credit |
| Experience level does not meet the guideline requirements for an experienced investor. | 1 B | Credit |
| Lease Remaining Months of | 1 B | Credit |
| Guideline Issue: Insufficient asset documentation. | 1 B | Credit |
| Missing Document: Hazard Dec Page not provided | 1 B | Credit |
| Insurance Policy Expiration Date is less than 30 days of the Note Date and does not have automatic renewal. | 1 B | Credit |
| Guarantor does not have appropriate experience. | 1 B | Credit |
| Missing Document: Vacation Rental Website Listing not provided | 1 B | Credit |
| Assets Error: Usability was not provided | 1 B | Credit |
| OFAC was not checked and required per guidelines. | 1 B | Credit |
| Missing Document: Title Preliminary not provided | 1 B | Credit |
| Guideline Issue: Foreclosure timeline outside of credit guidelines | 1 B | Credit |
| Subject property has environmental problems noted by appraiser or visible in the photos | 1 B | Credit |
| Hazard Insurance Error: Subject hazard insurance policy coverage amount is missing from evidence of insurance. | 1 B | Credit |
| Missing Document: Guarantor Agreement not provided | 1 B | Credit |
| Borrower has less than 2 FICO scores | 1 B | Credit |

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| | | |
|:---|:---|:---|
| Insufficient Coverage: Flood insurance coverage amount is insufficient. | 1B | Credit |
| Minimum of 600 square feet of gross living area required per company guidelines. | 1 B | Credit |
| Guideline Requirement: Maximum Loan Amount discrepancy. | 1 B | Credit |
| Original Sales Price was not provided and the valuation reflects a transfer within the last 3 years. | 1 B | Credit |
| Missing Lender's Initial 1003/Application. | 1 B | Credit |
| Missing Document: HUD/CD not provided | 1 B | Credit |
| Rural property type is not permitted per Guidelines. | 1 B | Credit |
| Refi Purpose reflects Rate/Term and cash out is greater than the lesser of 2% of the loan amount or $2000. | 1 B | Credit |
| Unacceptable credit - late payments 1X30 or greater within the last 12 months. | 1 B | Credit |
| Ineligible borrower per guidelines. | 1 B | Credit |
| Guideline Issue: Insufficient tradelines per credit guidelines | 1 B | Credit |
| OFAC was not cleared and required per guidelines | 1 B | Credit |
| A recent event (Bankruptcy, Foreclosure, Deed-In-Lieu, Short Sale, 1x120 housing late) occurred within the last 36 months of the Closing date and not permitted, per guidelines. | 1 B | Credit |
| Missing Document: Spousal Consent not provided. | 1 B | Credit |
| Missing copy of title. | 1 B | Credit |
| Flood Certificate was not provided | 1 B | Credit |
| Flood Certificate Error: Certificate Number was not provided. | 1 B | Credit |
| Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | 23 B | Property |
| The appraisal revealed property damage. | 1 B | Property |

---

---

| | | |
|:---|:---|:---|
| **DBRS, Kroll, and Moody's Exceptions** | **# of Loans** | **Exception Type** |
| Credit Exception: | 275 B | Credit |
| Guideline Requirement: Loan to value discrepancy. | 134 B | Credit |
| Missing Document: Certificate of Good Standing not provided | 111 B | Credit |
| Guideline Requirement: PITIA reserves months discrepancy. | 70 B | Credit |
| Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | 55 B | Credit |
| Miscellaneous Credit (Non-Material): | 54 B | Credit |
| Guideline Requirement: Representative FICO score discrepancy. | 45 B | Credit |
| Guideline Issue:Insufficient asset documentation. | 39 B | Credit |
| Missing Document: Other not provided | 33 B | Credit |
| Public Record Issue: | 30 B | Credit |
| Hazard Insurance Policy expires within 90 days of the Note Date. | 28 B | Credit |
| Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. | 27 B | Credit |
| Insufficient Coverage: Hazard insurance coverage amount is insufficient. | 27 B | Credit |
| Missing Document: Lease Agreement not provided | 26 B | Credit |

---

18 \| Page

![](image_005.jpg)<br> ![](image_003.jpg) <br>

---

| | | |
|:---|:---|:---|
| Aged document: Credit Report is more than 90 days prior to the note date. | 25B | Credit |
| Available for Closing is insufficient to cover Cash From Borrower. | 20 B | Credit |
| There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. | 19 B | Credit |
| Title Policy Coverage is less than Original Loan Amount. | 19 B | Credit |
| OFAC not dated within time period required by guidelines | 18 B | Credit |
| Missing Document: Background Check not provided | 15 B | Credit |
| Missing Document: Operating Agreement not provided | 15 B | Credit |
| Aged document: Credit Report is more than 120 days prior to the note date. | 14 B | Credit |
| Missing Document: OFAC not provided | 12 B | Credit |
| 1003 Error: Citizenship was not provided | 10 B | Credit |
| Missing Document: Spousal Consent Form not provided | 9 B | Credit |
| Missing Document: Corporate Resolution not provided | 9 B | Credit |
| Valuation address does not match Note address. | 9 B | Credit |
| Insurance address does not match Note address. | 8 B | Credit |
| Missing Document: Flood Certificate not provided | 8 B | Credit |
| Public Records/Collections/Charge Off does not meet guidelines. | 8 B | Credit |
| FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | 7 B | Credit |
| The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. | 7 B | Credit |
| Note has a Prepayment Penalty provision, which is not allowable per guidelines. | 7 B | Credit |
| FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | 6 B | Credit |
| Missing Document: Missing Final 1003 | 6 B | Credit |
| Missing Document: Credit Report not provided | 6 B | Credit |
| Borrower has been convicted of fraud/misrepresentation or felony. Borrower is ineligible. | 6 B | Credit |
| Aged document: Primary Valuation is older than guidelines permit | 6 B | Credit |
| Final Title Policy is missing. No evidence of title was found in file. | 6 B | Credit |
| Borrower has been convicted of fraud/misrepresentation or felony. Borrower is ineligible. | 5 B | Credit |
| Active Tradeline requirement not met. | 5 B | Credit |
| Missing Document: Source of Funds/Deposit not provided | 5 B | Credit |
| Valuation Error: Comparable(s) photos are missing or not legible. | 5 B | Credit |
| The Hazard Insurance Policy Effective Date is after closing. | 5 B | Credit |
| REO property does not have a lease in place and required by guidelines. | 5 B | Credit |
| Open Tradeline requirement not met. | 4 B | Credit |
| Borrower has open Tradelines which are less than the minimum required by guidelines. | 4 B | Credit |
| Loan to Cost (LTC) exceeds the maximum allowed per guidelines. | 4 B | Credit |
| Asset documentation is missing from the file and required per guidelines. | 4 B | Credit |

---

19 \| Page

![](image_005.jpg)<br> ![](image_003.jpg) <br>

---

| | | |
|:---|:---|:---|
| Missing Document: Asset Documentation not provided | 4B | Credit |
| Guideline Requirement: Minimum Loan Amount discrepancy. | 3 B | Credit |
| Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. | 3 B | Credit |
| A credit report was not pulled for all members of the borrowing entity as required by guidelines. | 3 B | Credit |
| Guideline Requirement: Number of units discrepancy. | 3 B | Credit |
| Aged document: Asset Account date is more than 90 days prior to Closing. | 3 B | Credit |
| The file does not contain evidence of the Original Sales Price. | 3 B | Credit |
| Missing Document: Verification of Non-US Citizen Status not provided | 3 B | Credit |
| The Guarantor's Percent of Business Ownership does not meet guideline requirements. | 3 B | Credit |
| Missing Document: Vacation Rental Income Statement (VRBO, Airbnb, etc.) not provided | 3 B | Credit |
| Background check is missing. | 3 B | Credit |
| Flood Certificate Subject Address does not match Note address. | 3 B | Credit |
| Verification of housing pay history is required. | 2 B | Credit |
| Borrower has active Tradelines which are less than the minimum required by guidelines. | 2 B | Credit |
| Borrower is a first time home buyer and ineligible per guidelines. | 2 B | Credit |
| Missing Document: Tax Certificate not provided | 2 B | Credit |
| Aged document: Asset Account date is more than 90 days prior to the note. | 2 B | Credit |
| Ineligible Property Type per the guidelines. | 2 B | Credit |
| Missing Lien(s) negatively impacting title | 2 B | Credit |
| Subject is a refinance and property is listed for sale. | 2 B | Credit |
| Missing Document: Hazard Insurance Policy not provided | 2 B | Credit |
| Missing Document: Lender Exception(s) not provided | 2 B | Credit |
| 1003 Error: Marital Status was not provided | 2 B | Credit |
| Missing Document: Flood Insurance Policy not provided | 2 B | Credit |
| Missing Document: Employer Identification Number (EIN) not provided | 2 B | Credit |
| Missing Document: Asset not provided | 2 B | Credit |
| Non-permanent Resident Aliens or Foreign Nationals are considered on a case by case basis. Confirm residency requirements with Investor Guidelines. | 2 B | Credit |
| There is no lease in place for the subject property and the absence of this document casts doubt on business purpose of loan. | 1 B | Credit |
| Guideline Issue: Refinance seasoning requirements not met | 1 B | Credit |
| Questionable Occupancy: Valuation occupancy differs from occupancy on loan approval. | 1 B | Credit |
| A summary review of all the documentation in the loan file casts doubt on the business purpose of the loan. | 1 B | Credit |
| Guideline Requirement: Amortization term discrepancy. | 1 B | Credit |
| Borrower does not own current residence and thus casts doubt on business purpose of loan. | 1 B | Credit |
| Experience level does not meet the guideline requirements for an experienced investor. | 1 B | Credit |

---

20 \| Page

![](image_005.jpg)<br> ![](image_003.jpg) <br>

---

| | | |
|:---|:---|:---|
| Lease Remaining Months of | 1B | Credit |
| Guideline Issue: Insufficient asset documentation. | 1 B | Credit |
| Missing Document: Hazard Dec Page not provided | 1 B | Credit |
| Insurance Policy Expiration Date is less than 30 days of the Note Date and does not have automatic renewal. | 1 B | Credit |
| Guarantor does not have appropriate experience. | 1 B | Credit |
| Missing Document: Vacation Rental Website Listing not provided | 1 B | Credit |
| Assets Error: Usability was not provided | 1 B | Credit |
| OFAC was not checked and required per guidelines. | 1 B | Credit |
| Missing Document: Title Preliminary not provided | 1 B | Credit |
| Guideline Issue: Foreclosure timeline outside of credit guidelines | 1 B | Credit |
| Subject property has environmental problems noted by appraiser or visible in the photos | 1 B | Credit |
| Hazard Insurance Error: Subject hazard insurance policy coverage amount is missing from evidence of insurance. | 1 B | Credit |
| Missing Document: Guarantor Agreement not provided | 1 B | Credit |
| Borrower has less than 2 FICO scores | 1 B | Credit |
| Insufficient Coverage: Flood insurance coverage amount is insufficient. | 1 B | Credit |
| Minimum of 600 square feet of gross living area required per company guidelines. | 1 B | Credit |
| Guideline Requirement: Maximum Loan Amount discrepancy. | 1 B | Credit |
| Original Sales Price was not provided and the valuation reflects a transfer within the last 3 years. | 1 B | Credit |
| Missing Lender's Initial 1003/Application. | 1 B | Credit |
| Missing Document: HUD/CD not provided | 1 B | Credit |
| Rural property type is not permitted per Guidelines. | 1 B | Credit |
| Refi Purpose reflects Rate/Term and cash out is greater than the lesser of 2% of the loan amount or $2000. | 1 B | Credit |
| Unacceptable credit - late payments 1X30 or greater within the last 12 months. | 1 B | Credit |
| Ineligible borrower per guidelines. | 1 B | Credit |
| Guideline Issue: Insufficient tradelines per credit guidelines | 1 B | Credit |
| OFAC was not cleared and required per guidelines | 1 B | Credit |
| A recent event (Bankruptcy, Foreclosure, Deed-In-Lieu, Short Sale, 1x120 housing late) occurred within the last 36 months of the Closing date and not permitted, per guidelines. | 1 B | Credit |
| Missing Document: Spousal Consent not provided. | 1 B | Credit |
| Missing copy of title. | 1 B | Credit |
| Flood Certificate was not provided | 1 B | Credit |
| Flood Certificate Error: Certificate Number was not provided. | 1 B | Credit |
| The appraisal revealed property damage. | 1 B | Property |

---

21 \| Page

## Exhibit 99.2

[J.P. Morgan Mortgage Trust 2023-DSC1 ABS-15G](jpmmt-abs15g_031723.htm)

**Exhibit 99.2**

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| **Customer Loan ID** | **Field Label** | **Bid Tape Field Value** | **Field Value** | **Compare Status** | **Comment** |
| 303463621 | Original Interest Rate | 4.875 | 5.75 | Verified | Field Value reflects the Note value |
| 303463621 | Original P&I | 873.19 | 962.9 | Verified | Field Value reflects Note value |
| 303463621 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303460687 | Occupancy | Primary | Investment | Verified | Field Value reflects Occupancy per the Final Loan Application |
| 303460687 | Margin | 0 |  | Verified | Fixed Rate |
| 303557521 | Representative FICO | 761 | 760 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303557521 | Other Financing Junior Total Original Loan Amount | xxxx | xxxx | Verified | NA |
| 303557517 | Other Financing Junior Total Original Loan Amount | xxxx | xxxx | Verified | Field value reflects source document |
| 303557518 | Representative FICO | 761 | 760 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303557518 | Other Financing Junior Total Original Loan Amount | xxxx | xxxx | Verified | Field value reflects source document |
| 303557519 | Other Financing Junior Total Original Loan Amount | xxxx | xxxx | Verified | NA |
| 303557520 | Other Financing Junior Total Original Loan Amount | xxxx | xxxx | Verified | Field value reflects source document |
| 303557522 | Other Financing Junior Total Original Loan Amount | xxxx | xxxx | Verified | NA |
| 303576982 | Original Interest Rate | 5.13 | 5.125 | Verified | Field Value reflects the Note value |
| 303576982 | Representative FICO | 810 | 773 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303576982 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303576998 | Representative FICO | 789 | 781 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303576998 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303542549 | Occupancy | Primary | Investment | Verified | Field Value reflects Occupancy per the Final Loan Application |
| 303542549 | Margin | 0 |  | Verified | Fixed Rate |
| 303542549 | Contract Sales Price | xxxx | xxxx | Verified | Refinance |
| 303596308 | Occupancy | Primary | Investment | Verified | Field Value reflects Occupancy per the Final Loan Application |
| 303556046 | Property Type | Single Family Detached | 2 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303556046 | Occupancy | Primary | Investment | Verified | Field Value reflects Occupancy per the Final Loan Application |
| 303556046 | Margin | 0 |  | Verified | Fixed Rate |
| 303556046 | Contract Sales Price | xxxx | xxxx | Verified | Refinance |
| 303596306 | Occupancy | Primary | Investment | Verified | Field Value reflects Occupancy per the Final Loan Application |
| 303602410 | Occupancy | Primary | Investment | Verified | Field Value reflects Occupancy per the Final Loan Application |
| 303602410 | Margin | 0 |  | Verified | Fixed Rate |
| 303602410 | Contract Sales Price | xxxx | xxxx | Verified | Refinance |
| 303602411 | Occupancy | Primary | Investment | Verified | Field Value reflects Occupancy per the Final Loan Application |
| 303602411 | Margin | 0 |  | Verified | Fixed Rate |
| 303602411 | Contract Sales Price | xxxx | xxxx | Verified | Refinance |
| 303680820 | Original Interest Rate | 6.63 | 6.625 | Verified | Field Value reflects the Note value |
| 303680820 | Property Type | Condo | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303680820 | Contract Sales Price | xxxx | xxxx | Verified | Bid tape field value is blank |
| 303675360 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303675360 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 303675360 | Original CLTV | 62.96 | 65.91 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303675360 | Original LTV | 62.96 | 65.91 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303718471 | Original Interest Rate | 6.13 | 6.125 | Verified | Field Value reflects the Note value |
| 303718471 | Representative FICO | 760 | 737 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303718471 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303738994 | Property Type | Condo | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303738994 | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 303652887 | Original Interest Rate | 5.99 | 8 | Verified | Field Value reflects the Note value |
| 303652887 | Original P&I | 696.23 | 853 | Verified | Field Value reflects Note value |
| 303652887 | Representative FICO | 726 | 704 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303701926 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303701880 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303559042 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303559042 | Occupancy | Primary | Investment | Verified | Field Value reflects Occupancy per the Final Loan Application |
| 303559042 | Margin | 0 |  | Verified | Fixed Rate |
| 303559042 | Contract Sales Price | xxxx | xxxx | Verified | Refinance |
| 303542542 | Property Type | Single Family Detached | 2 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303542542 | Occupancy | Primary | Investment | Verified | Field Value reflects Occupancy per the Final Loan Application |
| 303542542 | Margin | 0 |  | Verified | Fixed Rate |
| 303542542 | Contract Sales Price | xxxx | xxxx | Verified | Refinance |
| 303730566 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 303730566 | Original P&I | 2124.22 | 2099.6 | Verified | Field Value reflects Note value |
| 303730566 | Property Type | Single Family Detached | 2 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303730566 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303730566 | Original CLTV | 60 | 64.95 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 303730566 | Original LTV | 60 | 64.95 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303730566 | Investor: Qualifying Total Debt Ratio | 45 |  | Verified | Unable to verify due to missing information |
| 303534705 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303534727 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303534727 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303534772 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303534737 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303534737 | Contract Sales Price | xxxx | xxxx | Verified | This is the final sales price per the contract and final HUD-1. |
| 303534749 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303534781 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303534783 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303534719 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303534719 | Contract Sales Price | xxxx | xxxx | Verified | Fraud Report |
| 303534800 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303534758 | Contract Sales Price | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 303534775 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303534761 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303534761 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303534816 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303771945 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303534769 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303534769 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303534732 | Representative FICO | 722 | 735 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303534732 | Contract Sales Price | xxxx | xxxx | Verified | N/A refinance |
| 303534815 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303534815 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303534713 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303534717 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303534717 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303534764 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303534764 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303534817 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303534817 | Contract Sales Price | xxxx | xxxx | Verified | Appraisal |
| 303534766 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303534729 | Contract Sales Price | xxxx | xxxx | Verified | Refinance |
| 303534725 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303534725 | Contract Sales Price | xxxx | xxxx | Verified | This is a refinance so no contract needed NA |
| 303534704 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303534797 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 303534703 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303534721 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303534734 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303534755 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 303534779 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303534779 | Contract Sales Price | xxxx | xxxx | Verified | Previous per Fraud Report |
| 303534786 | Contract Sales Price | xxxx | xxxx | Verified | Appraisal |
| 303534730 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303534733 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303534702 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303534699 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303534754 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303534794 | Contract Sales Price | xxxx | xxxx | Verified | From Fraud Report |
| 303739988 | Original Interest Rate | 7.88 | 7.875 | Verified | Field Value reflects the Note value |
| 303739988 | Original CLTV | 76.19 | 80 | Verified | As per the documents |
| 303739988 | Original LTV | 76.19 | 80 | Verified | As per the documents |
| 303730321 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303730321 | Original CLTV | 67.5 | 38.33 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303730321 | Original LTV | 67.5 | 38.33 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303776143 | Original Interest Rate | 6.63 | 6.625 | Verified | Field Value reflects the Note value |
| 303776143 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303776205 | Contract Sales Price | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 303776205 | Refi Purpose | Cash-out | Rate/Term | Verified | Low seasoning window, but verified with QM loan and as new loan is for less than the mortgage payoff, there really isn't any cash changing hands |
| 303776195 | Borrower First Name | xxxx | xxxx | Verified | Vesting is in business name, no individual borrower. |
| 303776195 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303776198 | Original P&I | 1063.41 | 932 | Verified | Field Value reflects Note value |
| 303776198 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303776198 | Interest Only | 0 | 1 | Verified | Field Value reflects 'Interest Only' per the Note |
| 303776165 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303776165 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303776165 | Original Interest Rate | 7.13 | 7.125 | Verified | Field Value reflects the Note value |
| 303776158 | Original Interest Rate | 7.38 | 7.375 | Verified | Field Value reflects the Note value |
| 303776158 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303776145 | Original Interest Rate | 7.88 | 7.875 | Verified | Field Value reflects the Note value |
| 303776194 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303776194 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303776194 | Original Interest Rate | 6.88 | 6.875 | Verified | Field Value reflects the Note value |
| 303776148 | Borrower First Name | xxxx | xxxx | Verified | This is a guarantor not a borrower. |
| 303776148 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303776148 | Original Interest Rate | 7.13 | 7.125 | Verified | Field Value reflects the Note value |
| 303776149 | Original Interest Rate | 6.13 | 6.125 | Verified | Field Value reflects the Note value |
| 303776199 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303776199 | Property Type | Condo (Low Rise) | Condo (High Rise) | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303776199 | Contract Sales Price | xxxx | xxxx | Verified | This is a refinance not a purchase |
| 303776168 | Original Interest Rate | 7.63 | 7.625 | Verified | Field Value reflects the Note value |
| 303776201 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303776201 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303776181 | Original Interest Rate | 6.38 | 6.375 | Verified | Field Value reflects the Note value |
| 303776181 | Property Type | Single Family Attached | Condo (High Rise) | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303776173 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303776173 | Original Interest Rate | 6.63 | 6.625 | Verified | Field Value reflects the Note value |
| 303776173 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303776169 | Original Interest Rate | 7.38 | 7.375 | Verified | Field Value reflects the Note value |
| 303776169 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303776186 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303776186 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303776153 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303776167 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303776155 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303776155 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303776190 | Original Interest Rate | 7.38 | 7.375 | Verified | Field Value reflects the Note value |
| 303776212 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303776212 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303776189 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303776189 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303776189 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303776171 | Borrower First Name | xxxx | xxxx | Verified | Vesting is in business name |
| 303776171 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303776171 | Original Interest Rate | 6.13 | 6.125 | Verified | Field Value reflects the Note value |
| 303776163 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303776209 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303776156 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303776156 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303776156 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303776216 | Original Interest Rate | 8.38 | 8.375 | Verified | Field Value reflects the Note value |
| 303776184 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303776184 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303776219 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303776141 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303776141 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303776141 | Original CLTV | 65 | 57.78 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 303776141 | Original LTV | 65 | 57.78 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303761751 | Coborrower First Name | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 303761751 | Coborrower Last Name | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 303761751 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303761751 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303756739 | Original Interest Rate | 7.13 | 7.125 | Verified | Field Value reflects the Note value |
| 303751626 | Original Interest Rate | 6.38 | 6.375 | Verified | Field Value reflects the Note value |
| 303751626 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303776185 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303751123 | Original Interest Rate | 7.88 | 7.875 | Verified | Field Value reflects the Note value |
| 303751123 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303753411 | Original Interest Rate | 6.63 | 6.625 | Verified | Field Value reflects the Note value |
| 303753411 | Contract Sales Price | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 303753411 | Refi Purpose | Rate/Term | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 303782763 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303781290 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303781290 | Property Type | Single Family Detached | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303809099 | Original Interest Rate | 7.88 | 7.875 | Verified | Field Value reflects the Note value |
| 303809099 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303777000 | Property Type | 2 Family | 3 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303784573 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303784573 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303784573 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303784573 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
| 303784573 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303762126 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303755765 | Original Interest Rate | 7.38 | 7.375 | Verified | Field Value reflects the Note value |
| 303809214 | Original Interest Rate | 7.13 | 7.125 | Verified | Field Value reflects the Note value |
| 303809214 | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303730320 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303730320 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303730320 | Investor: Qualifying Total Debt Ratio | 80.228 |  | Verified | As per the Document Updated |
| 303776900 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 303782037 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303782037 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303782037 | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303782037 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303782037 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303782037 | Original CLTV | 60.27 | 63.95 | Verified | As per document updated |
| 303782037 | Original LTV | 60.27 | 63.95 | Verified | As per document updated |
| 303797812 | Original Interest Rate | 8.25 | 7.75 | Verified | Field Value reflects the Note value |
| 303797812 | Original P&I | 1690.35 | 1611.93 | Verified | Field Value reflects Note value |
| 303817311 | Original Interest Rate | 7.38 | 7.375 | Verified | Field Value reflects the Note value |
| 303818044 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303818044 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303818044 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303786619 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303786619 | Original Interest Rate | 7.38 | 7.375 | Verified | Field Value reflects the Note value |
| 303786619 | Representative FICO | 717 | 726 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303786619 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303767907 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303767907 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303767907 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303767907 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303767907 | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
| 303801906 | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303812791 | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303812791 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303767912 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303767912 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303767912 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303767912 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303767912 | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR = 1.07%. |
| 303800858 | Property Type | PUD | 2 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303800858 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303785230 | Original Interest Rate | 7.13 | 7.125 | Verified | Field Value reflects the Note value |
| 303800859 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303817321 | Original Interest Rate | 7.13 | 7.125 | Verified | Field Value reflects the Note value |
| 303766018 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303766018 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303800519 | Original Interest Rate | 7.13 | 7.125 | Verified | Field Value reflects the Note value |
| 303800519 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303800519 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303800519 | Original CLTV | 21.74 | 19.23 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303800519 | Original LTV | 21.74 | 19.23 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303826998 | Original Interest Rate | 7.88 | 7.875 | Verified | Field Value reflects the Note value |
| 303827259 | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303827259 | Purpose | Purchase | Refinance | Verified | Field Value reflects the Purpose per the Final HUD-1/Final CD |
| 303827259 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303827259 | Refi Purpose |  | Rate/Term | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 303835586 | Original Interest Rate | 7.88 | 7.875 | Verified | Field Value reflects the Note value |
| 303805449 | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303805449 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
| 303805449 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the Approval/AUS |
| 303805449 | Original CLTV | 70 | 59.9 | Verified | As per document updated |
| 303805449 | Original LTV | 70 | 59.9 | Verified | As per document updated |
| 303809217 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303809217 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 303809217 | Representative FICO | 748 | 758 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303809217 | Investor: Qualifying Total Debt Ratio | 30 |  | Verified | DSCR |
| 303821023 | Note Date | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 303821023 | Representative FICO | 748 | 758 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303821023 | Investor: Qualifying Total Debt Ratio | 50 |  | Verified | DSCR |
| 303736574 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303736574 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303736574 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303736574 | Representative FICO | 789 | 793 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303736574 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303736574 | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR |
| 303805450 | Original Interest Rate | 8.63 | 8.625 | Verified | Field Value reflects the Note value |
| 303805450 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303823336 | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303809516 | Original Interest Rate | 7.63 | 7.625 | Verified | Field Value reflects the Note value |
| 303809231 | Borrower First Name | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 303809231 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303809231 | Property Type | PUD | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303809231 | Contract Sales Price | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 303762120 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 303762120 | Original P&I | 923.67 | 989.64 | Verified | Field Value reflects Note value |
| 303762120 | Representative FICO | 808 | 765 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303762120 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303762120 | Original CLTV | 70 | 75 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303762120 | Original LTV | 70 | 75 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303835413 | Property Type | 2 Family | 4 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303818042 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303855569 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303847254 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303847254 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303847254 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303847254 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303847254 | Original CLTV | 75 | 73.62 | Verified | As per the documents |
| 303847254 | Original LTV | 75 | 73.62 | Verified | As per the documents |
| 303853609 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303853609 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303853609 | Property Type | PUD | Condo (Low Rise) | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303853609 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303859370 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303859370 | Original P&I | 1062.1 | 1062.11 | Verified | Field Value reflects Note value |
| 303859370 | Contract Sales Price | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 303826752 | Original Interest Rate | 7.38 | 7.375 | Verified | Field Value reflects the Note value |
| 303826752 | Contract Sales Price | xxxx | xxxx | Verified | This is a cash out refinance |
| 303879209 | Property Type | Single Family Detached | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303879194 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303879194 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303879203 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303879203 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303824301 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303824301 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303824327 | Representative FICO | 761 | 759 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303824289 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303879217 | Representative FICO | 730 | 725 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303879212 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303879216 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303855573 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
| 303853618 | Property Type | PUD | 2 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303853618 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303779867 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303779867 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303779867 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303779867 | Representative FICO | 747 | 751 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303779867 | Refi Purpose |  | Rate/Term | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 303779867 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303779867 | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR loan. No DTI calculations. |
| 303756190 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303756190 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 303756190 | Amortization Term | 240 | 360 | Verified | Field Value reflects Amortization Term per Note |
| 303756190 | Refi Purpose |  | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 303756190 | Original CLTV | 58.25 | 60 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 303756190 | Original LTV | 58.25 | 60 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303756190 | Investor: Qualifying Total Debt Ratio | 15 |  | Verified | DSCR |
| 303847031 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303878797 | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303839879 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303859357 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303859357 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303859357 | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303859357 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303878869 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 303878869 | Original P&I | 964.99 | 949.61 | Verified | Field Value reflects Note value |
| 303878869 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303878869 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 303878869 | Original CLTV | 50 | 65 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 303878869 | Original LTV | 50 | 65 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303859201 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 303859201 | Refi Purpose | Rate/Term | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 303856747 | Contract Sales Price | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 303877018 | Investor: Qualifying Total Debt Ratio | 30 |  | Verified | DSCR |
| 303879224 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303878402 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 303876552 | Original Interest Rate | 8.38 | 8.375 | Verified | Field Value reflects the Note value |
| 303879366 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
| 303879366 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303879366 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303879366 | Refi Purpose | Rate/Term | Cash-out - Other | Verified | Field value reflects source document |
| 303879366 | Other Financing Junior Total Original Loan Amount | xxxx | xxxx | Verified | Field value reflects source document |
| 303879369 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303879369 | Other Financing Junior Total Original Loan Amount | xxxx | xxxx | Verified | Field value reflects source document |
| 303879386 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303879391 | Original P&I | 1574.74 | 1401.25 | Verified | Field Value reflects Note value |
| 303879391 | Interest Only | 0 | 1 | Verified | Per Note 10 year interest only then fixed |
| 303879391 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303827710 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303827701 | Property Type | Single Family Detached | 2 Family | Verified | Field Value reflects the Approval/AUS in file. |
| 303827701 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
| 303827701 | Other Financing Junior Total Original Loan Amount | xxxx | xxxx | Verified | Field value reflects source document |
| 303827681 | Property Type | Single Family Detached | 2 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303827681 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303879381 | Original Interest Rate | 7.88 | 7.875 | Verified | Field Value reflects the Note value |
| 303879381 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
| 303879381 | Refi Purpose | Rate/Term | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 303879381 | Original CLTV | 66 | 55.3 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 303879381 | Original LTV | 66 | 55.3 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303879381 | Other Financing Junior Total Original Loan Amount | xxxx | xxxx | Verified | Field value reflects source document |
| 303879371 | Property Type | Single Family Detached | 2 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303879371 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303879371 | Other Financing Junior Total Original Loan Amount | xxxx | xxxx | Verified | Field value reflects source document |
| 303827686 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303879378 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303879378 | Other Financing Junior Total Original Loan Amount | xxxx | xxxx | Verified | Field value reflects source document |
| 303879388 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303879388 | Other Financing Junior Total Original Loan Amount | xxxx | xxxx | Verified | Original 02.Loan amount is $xxxx |
| 303879382 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303827708 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303879367 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
| 303879367 | Property Type | Single Family Detached | 2 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303879367 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303879367 | Other Financing Junior Total Original Loan Amount | xxxx | xxxx | Verified | Field value reflects source document |
| 303827772 | Original P&I | 2123.38 | 1906.25 | Verified | Field Value reflects Note value |
| 303827772 | Interest Only | 0 | 1 | Verified | Field Value reflects 'Interest Only' per the Note |
| 303827772 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303879415 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 303879415 | Original P&I | 859.69 | 802.38 | Verified | Field Value reflects Note value |
| 303879415 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303879415 | Original CLTV | 75 | 70 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303879415 | Original LTV | 75 | 70 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303879362 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303879387 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303879368 | Property Type | Single Family Detached | 2 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303879368 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303827680 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303827680 | Other Financing Junior Total Original Loan Amount | xxxx | xxxx | Verified | Field value reflects source document |
| 303879496 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303827698 | Original Interest Rate | 7.88 | 7.875 | Verified | Field Value reflects the Note value |
| 303827698 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303879412 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303879440 | Property Type | Single Family Attached | 2 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303879440 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303879411 | Property Type | Single Family Detached | 2 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303879411 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303879421 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303827699 | Original P&I | 2162.23 | 1895.83 | Verified | Field Value reflects Note value |
| 303827699 | Interest Only | 0 | 1 | Verified | Field Value reflects 'Interest Only' per the Note |
| 303827699 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303875282 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303876896 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303876896 | Representative FICO | 780 | 776 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303894251 | Original Interest Rate | 8.63 | 8.625 | Verified | Field Value reflects the Note value |
| 303894249 | Original Interest Rate | 9 | 8.999 | Verified | Field Value reflects the Note value |
| 303880537 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
| 303880537 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
| 303880537 | Property Type | PUD | PUD Attached | Verified | Field Value reflects the Approval/AUS in file. |
| 303887952 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303883161 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303894617 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303894617 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303894617 | Original CLTV | 48.07 | 42.41 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303894617 | Original LTV | 48.07 | 42.41 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303894616 | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303857904 | Original Interest Rate | 9 | 8.375 | Verified | Field Value reflects the Note value |
| 303857904 | Original P&I | 1094.29 | 1033.7 | Verified | Field Value reflects Note value |
| 303857904 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303855552 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the Approval/AUS |
| 303893842 | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303839025 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303839025 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Security Instrument |
| 303839025 | Representative FICO | 723 | 726 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303839025 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303859376 | Original P&I | 1652.07 | 1531.25 | Verified | Field Value reflects Note value |
| 303859376 | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303859376 | Interest Only | 0 | 1 | Verified | Field Value reflects 'Interest Only' per the Note |
| 303888055 | Property Type | PUD | 4 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303879820 | Property Type | PUD | PUD Attached | Verified | Field Value reflects the Approval/AUS in file. |
| 303879820 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
| 303879820 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 303879820 | Original CLTV | 58.18 | 56.34 | Verified | Tape Value reflects the LTV value |
| 303879820 | Original LTV | 58.18 | 56.34 | Verified | Tape Value reflects the CLTV value |
| 303877039 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303877039 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303880574 | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303875561 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303839023 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303839023 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303839023 | Representative FICO | 723 | 726 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303839023 | Contract Sales Price | xxxx | xxxx | Verified | Reflected on appraisal. |
| 303891098 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303891098 | Representative FICO | 798 | 778 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303891098 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303872420 | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303872420 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303893578 | Original Interest Rate | 8.38 | 8.375 | Verified | Field Value reflects the Note value |
| 303893578 | Representative FICO | 746 | 744 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303893578 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303893578 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303893578 | Original CLTV | 52.04 | 49.89 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303893578 | Original LTV | 52.04 | 49.89 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303889907 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303889907 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303889907 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
| 303889907 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
| 303889907 | Representative FICO | 768 | 761 | Verified | Unable to verify due to missing information |
| 303889907 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303889907 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303889907 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303813456 | Representative FICO | 760 | 757 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303878795 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303891137 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303891137 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303891137 | Original CLTV | 60 | 56.47 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 303891137 | Original LTV | 60 | 56.47 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303893537 | Original Interest Rate | 8.38 | 8.375 | Verified | Field Value reflects the Note value |
| 303893438 | Original Interest Rate | 8.88 | 8.875 | Verified | Field Value reflects the Note value |
| 303896317 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303893622 | Original Interest Rate | 8.63 | 8.625 | Verified | Field Value reflects the Note value |
| 303894628 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303894628 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303895057 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303893584 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303894904 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303894904 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303898335 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
| 303794734 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794734 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794734 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794734 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303794704 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794704 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794704 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794704 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303794742 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794742 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794742 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794742 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303794742 | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DCSR loan. DTI not calculated. |
| 303794724 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794724 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794724 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794724 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303794724 | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR |
| 303794709 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794709 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794709 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794709 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303794709 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303794709 | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR |
| 303794741 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794741 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794741 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794741 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303794741 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303794741 | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR |
| 303794728 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794728 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794728 | Refi Purpose |  | Rate/Term | Verified | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 303794728 | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR loan. DTI not calculated. |
| 303794722 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794722 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794722 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794722 | Original CLTV | 70 | 80 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303794722 | Original LTV | 70 | 80 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303794722 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303794722 | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR loan. DTI not calculated. |
| 303794739 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794739 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794739 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794739 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303794739 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303794701 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794701 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794701 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794701 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303794743 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794743 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794743 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794743 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303794740 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794740 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303794740 | Original CLTV | 66 | 75 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303794740 | Original LTV | 66 | 75 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303794738 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794738 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794738 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794738 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303794738 | Refi Purpose | Cash-out | Rate/Term | Verified | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 303794738 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303794738 | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 303794700 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794700 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794700 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794700 | Representative FICO | 778 | 745 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303794700 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303794700 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303794700 | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR Loan. DTI not calculated. |
| 303794733 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794733 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794733 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794733 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303794733 | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DCSR Loan. DTI not calculated. |
| 303794699 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794699 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794699 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794699 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303794699 | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR loan. No DTI calculations. |
| 303794696 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794696 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794696 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794696 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303794696 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303794711 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794711 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794711 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794711 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303794711 | Refi Purpose |  | Rate/Term | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 303794711 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303794707 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794707 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794707 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794707 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303794707 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303794707 | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR loan. DTI not calculated. |
| 303794735 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794735 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794735 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794735 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303794735 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303794713 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794713 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794713 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794713 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303794713 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303794713 | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DCSR loan. DTI not calculated. |
| 303794708 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794708 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303794708 | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR loan. DTI not calculated. |
| 303794729 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794729 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794729 | Refi Purpose |  | Rate/Term | Verified | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 303794710 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794710 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794710 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794710 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303794710 | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR loan. DTI not calculated. |
| 303794726 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794726 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794726 | Refi Purpose |  | Rate/Term | Verified | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 303794725 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794725 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794725 | Refi Purpose |  | Rate/Term | Verified | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 303794730 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794730 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794730 | Refi Purpose |  | Rate/Term | Verified | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 303794727 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794727 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794727 | Refi Purpose |  | Rate/Term | Verified | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 303794727 | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR loan. DTI not calculated. |
| 303794705 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794706 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794706 | Original CLTV | 73 | 78.42 | Verified | Purchase Contract Addendum dated xxxx lowered price to $xxxx. |
| 303794706 | Original LTV | 73 | 78.42 | Verified | Purchase Contract Addendum dated xxxx lowered price to $xxxx. HUD reflects $xxxx as well. |
| 303794706 | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DCSR loan. DTI not calculated. |
| 303794695 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794695 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794695 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794695 | Representative FICO | 778 | 745 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303794695 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303794695 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303794697 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794697 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794697 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794697 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303794697 | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DCSR loan. DTI not calculated. |
| 303794694 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794694 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794694 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794694 | Representative FICO | 778 | 745 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303794694 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303794694 | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR loan. DTI not calculated. |
| 303794693 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794693 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794693 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794693 | Representative FICO | 778 | 745 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303794693 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303794693 | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR loan. DTI not calculated. |
| 303794703 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794703 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794703 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794703 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303794691 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794691 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794691 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794691 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303794690 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794690 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794690 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794690 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303794690 | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR loan. DTI not calculated. |
| 303794744 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794744 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303794744 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794744 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303794744 | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR loan. DTI not calculated. |
| 303794745 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303794745 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303794745 | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR |
| 303836027 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Title |
| 303836027 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Title |
| 303836027 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303836027 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303836027 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303836027 | Investor: Qualifying Total Debt Ratio | 61.6761 |  | Verified | DSCR |
| 303853365 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303853365 | Original CLTV | 35 | 37.19 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
| 303853365 | Original LTV | 35 | 37.19 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303853365 | Investor: Qualifying Total Debt Ratio | 40 |  | Verified | DSCR loan-no DTI calculations |
| 303875566 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303875566 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303875566 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303875566 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303896324 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303896324 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303896324 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303896324 | Property Type | PUD | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303896324 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303896324 | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR |
| 303876875 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303876875 | Investor: Qualifying Total Debt Ratio | 3911.7108 |  | Verified | Leas does not have DTI & HTI calculation. |
| 303875317 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303875329 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303875329 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303875329 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303875329 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303875329 | Investor: Qualifying Total Debt Ratio | 24.2877 |  | Verified | DSCR |
| 303878877 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303878877 | Investor: Qualifying Total Debt Ratio | 1 |  | Verified | Unable to verify due to missing information |
| 303856988 | Note Date | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 303856988 | Investor: Qualifying Total Debt Ratio | 1 |  | Verified | Unable to verify due to missing information |
| 303882307 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303882307 | Investor: Qualifying Total Debt Ratio | 28.9927 |  | Verified | DSCR |
| 303875289 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303872370 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303872370 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
| 303767909 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303767909 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Title |
| 303767909 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303767909 | Amortization Term | 240 | 360 | Verified | Field Value reflects Amortization Term per Note |
| 303767909 | Representative FICO | 777 | 726 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303767909 | Property Type | Single Family Attached | 3 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303767909 | # of Units | 1 | 3 | Verified | Field value reflects source document |
| 303767909 | Refi Purpose |  | Rate/Term | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 303767909 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303767909 | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR |
| 303877023 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303877023 | Representative FICO | 777 | 793 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303877023 | Refi Purpose |  | Rate/Term | Verified | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 303877023 | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR |
| 303767908 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303767908 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Title |
| 303767908 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303767908 | Amortization Term | 240 | 360 | Verified | Field Value reflects Amortization Term per Note |
| 303767908 | Representative FICO | 777 | 726 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303767908 | Property Type | Single Family Attached | 3 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303767908 | # of Units | 1 | 3 | Verified | Field value reflects source document |
| 303767908 | Refi Purpose |  | Rate/Term | Verified | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 303767908 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303767908 | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR |
| 303877024 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303877024 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303877024 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303877024 | Representative FICO | 777 | 774 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303877024 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303877024 | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR |
| 303879286 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303879286 | Property Type | 2 Family | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303879286 | # of Units | 2 | 1 | Verified | Field value reflects source document |
| 303894918 | Original Interest Rate | 8.13 | 8.125 | Verified | Field Value reflects the Note value |
| 303899414 | Investor: Qualifying Total Debt Ratio | 570.276 |  | Verified | Na on this review it is DSCR only |
| 303896661 | Original Interest Rate | 9 | 8.99 | Verified | Field Value reflects the Note value |
| 303896661 | Original P&I | 1005.78 | 1004.88 | Verified | Field Value reflects Note value |
| 303893840 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303896463 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303896463 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303896463 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303896463 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303896463 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303898680 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303897792 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303893539 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303896585 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303896585 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303896585 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303896585 | Original CLTV | 60 | 46.96 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303896585 | Original LTV | 60 | 46.96 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303896585 | Borrower FTHB | 0 |  | Verified | Field Value verified by Application, Credit Report or other documentation in file |
| 303882645 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303896318 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303896318 | Investor: Qualifying Total Debt Ratio | 0 |  | Verified | DSCR |
| 303923053 | Original PITIA | 574 | 574.01 | Verified | Field value reflects source document |
| 303923053 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923039 | Original PITIA | 557 | 557.22 | Verified | Field value reflects source document |
| 303923039 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923046 | Original PITIA | 1515 | 1515.36 | Verified | Field value reflects source document |
| 303923046 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923030 | Original PITIA | 1206 | 1205.67 | Verified | Field value reflects source document |
| 303923030 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923047 | Original PITIA | 619 | 618.79 | Verified | Field value reflects source document |
| 303923047 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923038 | Original PITIA | 1214 | 1214.17 | Verified | Field value reflects source document |
| 303923038 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923058 | Original PITIA | 718 | 720.66 | Verified | Field value reflects source document |
| 303923058 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923033 | Original PITIA | 870 | 869.92 | Verified | Field value reflects source document |
| 303923033 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923040 | Original PITIA | 1075 | 1074.6 | Verified | Field value reflects source document |
| 303923040 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922978 | Original Term | 361 | 360 | Verified | Field Value reflects the Note value |
| 303922978 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922994 | Original Term | 361 | 360 | Verified | Field Value reflects the Note value |
| 303922994 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922994 | Investor: Qualifying Total Debt Ratio | 57.753 |  | Verified | N/A |
| 303922994 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922979 | Original Term | 361 | 360 | Verified | Field Value reflects the Note value |
| 303922979 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922979 | Investor: Qualifying Total Debt Ratio | 90.926 |  | Verified | Loan qualified using DSCR not DTI. |
| 303922979 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922993 | Original Term | 361 | 360 | Verified | Field Value reflects the Note value |
| 303922993 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922980 | Original Term | 361 | 360 | Verified | Field Value reflects the Note value |
| 303922980 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922995 | Original Term | 361 | 360 | Verified | Field Value reflects the Note value |
| 303922995 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923004 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303923043 | Original PITIA | 1205 | 1189.87 | Verified | Field value reflects source document |
| 303923043 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923023 | Original PITIA | 1315 | 1311.85 | Verified | Field value reflects source document |
| 303923023 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923020 | Original PITIA | 603 | 614.19 | Verified | Field value reflects source document |
| 303923020 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923026 | Original PITIA | 733 | 732.95 | Verified | Field value reflects source document |
| 303923026 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923044 | Representative FICO | 746 | 743 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303923044 | Original PITIA | 1324 | 1324.26 | Verified | Field value reflects source document |
| 303923044 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923042 | Original PITIA | 1245 | 1244.63 | Verified | Field value reflects source document |
| 303923042 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923054 | Representative FICO | 751 | 739 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303923054 | Original PITIA | 799 | 960.56 | Verified | Difference is due to real estate taxes. Real estate tax cert and email (D0060) indicate real estate taxes are as follows: County $xxxx/year and School $xxxx/ year |
| 303923054 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923051 | Original PITIA | 1521 | 1520.63 | Verified | Field value reflects source document |
| 303923051 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923024 | Original PITIA | 692 | 694.33 | Verified | Field value reflects source document |
| 303923024 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923035 | Original PITIA | 2466 | 2465.99 | Verified | Field value reflects source document |
| 303923035 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923041 | Refi Purpose | Cash-out | Rate/Term | Verified | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 303923041 | Original PITIA | 1947 | 1947.11 | Verified | Field value reflects source document |
| 303923041 | Borrower Full Name | xxxx | xxxx | Verified | Same |
| 303923034 | Original PITIA | 656 | 656.26 | Verified | Field value reflects source document |
| 303923034 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923032 | Original PITIA | 619 | 720.7 | Verified | Field value reflects source document |
| 303923032 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923052 | Original PITIA | 889 | 889.07 | Verified | Field value reflects source document |
| 303923052 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923029 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303923029 | Original PITIA | 1073 | 1072.57 | Verified | Field value reflects source document |
| 303923029 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923048 | Original PITIA | 1823 | 1756.47 | Verified | Field value reflects source document |
| 303923048 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923019 | Original PITIA | 1289 | 1289.22 | Verified | Field value reflects source document |
| 303923019 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923049 | Refi Purpose | Cash-out | Rate/Term | Verified | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 303923049 | Original PITIA | 1268 | 1235.93 | Verified | Field value reflects source document |
| 303923049 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923025 | Original PITIA | 716 | 724.49 | Verified | Field value reflects source document |
| 303923025 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923037 | Representative FICO | 798 | 790 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303923037 | Original PITIA | 441 | 441.31 | Verified | Field value reflects source document |
| 303923037 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923028 | Representative FICO | 798 | 790 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303923028 | Refi Purpose | Cash-out | Rate/Term | Verified | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 303923028 | Original PITIA | 707 | 707.49 | Verified | Field value reflects source document |
| 303923028 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923017 | Original PITIA | 578 | 578.36 | Verified | Field value reflects source document |
| 303923017 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923022 | Original PITIA | 503 | 501.71 | Verified | Field value reflects source document |
| 303923022 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923021 | Original PITIA | 574 | 574.14 | Verified | Field value reflects source document |
| 303923021 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923016 | Original PITIA | 774 | 855.26 | Verified | Added property management fee to PITIA. |
| 303923016 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923063 | Purpose | UTD | Purchase | Verified | Field Value reflects the Purpose per the Final HUD-1/Final CD |
| 303923063 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303923063 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923062 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923059 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922943 | Representative FICO | 809 | 784 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922943 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922946 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922945 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922944 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922942 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922947 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303922947 | Original LTV | 75 | 82.69 | Verified | Unable to verify due to missing information |
| 303922947 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922824 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922824 | Original PITIA | 1229.82 | 1442.84 | Verified | Field value reflects source document |
| 303922830 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922830 | Original PITIA | 440.83 | 665.41 | Verified | Field value reflects source document |
| 303922829 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922829 | Original PITIA | 760.93 | 1010.39 | Verified | Updated with taxes and insurance |
| 303922822 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922822 | Original PITIA | 679.03 | 850.9 | Verified | Field value reflects source document |
| 303922821 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922821 | Original PITIA | 438.41 | 817.49 | Verified | Bid tape field represents the P&I payment only. Taxes,insurance and HOA fees were not included in this amount. |
| 303922833 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922833 | Representative FICO | 771 | 780 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922833 | Purpose |  | Purchase | Verified | Field Value reflects the Purpose per the Final HUD-1/Final CD |
| 303922833 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303922833 | Original PITIA | 1663 | 2185.34 | Verified | Based on updated documents |
| 303922826 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922826 | Purpose |  | Purchase | Verified | Field Value reflects the Purpose per the Final HUD-1/Final CD |
| 303922826 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303922826 | Original PITIA | 408.37 | 593.83 | Verified | Bid tape field represents the P&I payment only. It does not include tax and insurance. |
| 303922827 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922827 | Original PITIA | 760.93 | 1021.09 | Verified | Field value reflects source document |
| 303922832 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922832 | Purpose |  | Refinance | Verified | Subject was purchased in xxxx which is less than 180 days from the note date on a cash out refinance |
| 303922832 | Original PITIA | 774.81 | 1080.99 | Verified | Field value reflects source document |
| 303922969 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922969 | Original PITIA | 606.42 | 769.4 | Verified | Bid tape field represents the P&I payment only. Taxes and insurance were not included |
| 303922974 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922974 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303922974 | Original LTV | 75 | 72.14 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303922974 | Original PITIA | 492.96 | 597.64 | Verified | Field value reflects source document |
| 303922831 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922831 | Purpose |  | Purchase | Verified | Field Value reflects the Purpose per the Final HUD-1/Final CD |
| 303922831 | Original PITIA | 1931.9 | 2536.3 | Verified | Bid tape field represents the P&I payment only |
| 303922976 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922976 | Original PITIA | 1222.5 | 1591.36 | Verified | Bid tape field represents the P&I payment only. |
| 303922967 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922967 | Purpose |  | Purchase | Verified | Field Value reflects the Purpose per the Final HUD-1/Final CD |
| 303922967 | Original PITIA | 326.69 | 502.17 | Verified | Field value reflects source document |
| 303922973 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922973 | Purpose |  | Purchase | Verified | Field Value reflects the Purpose per the Final HUD-1/Final CD |
| 303922973 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303922973 | Original PITIA | 1170.87 | 1779.92 | Verified | Bid tape field represents the P&I payment only |
| 303922921 | Representative FICO | 789 | 733 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922921 | Occupancy | Primary | Investment | Verified | Field Value reflects Occupancy per the Final Loan Application |
| 303922921 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922921 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922921 | Coborrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922921 | Investor: Qualifying Total Debt Ratio | 56 |  | Verified | Debt ratio not required. |
| 303922922 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303922922 | Occupancy | Primary | Investment | Verified | Field Value reflects Occupancy per the Final Loan Application |
| 303922922 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922922 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922922 | Investor: Qualifying Total Debt Ratio | 91 |  | Verified | N/A |
| 303922933 | Occupancy | Second Home | Investment | Verified | Field Value reflects Occupancy per the Final Loan Application |
| 303922933 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922933 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922933 | Investor: Qualifying Total Debt Ratio | 54 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 303922920 | Representative FICO | 789 | 733 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922920 | Occupancy | Primary | Investment | Verified | Field Value reflects Occupancy per the Final Loan Application |
| 303922920 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922920 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922920 | Coborrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922920 | Investor: Qualifying Total Debt Ratio | 88 |  | Verified | Not required |
| 303922934 | Representative FICO |  | 705 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922934 | Occupancy | Second Home | Investment | Verified | Field Value reflects Occupancy per the Final Loan Application |
| 303922934 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922934 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922934 | Investor: Qualifying Total Debt Ratio | 88 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 303922928 | Representative FICO | 803 | 691 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922928 | Occupancy | Second Home | Investment | Verified | Field Value reflects Occupancy per the Final Loan Application |
| 303922928 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922928 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922928 | Coborrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922928 | Investor: Qualifying Total Debt Ratio | 69 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 303922808 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922808 | Original PITIA | 519.79 | 719.25 | Verified | Field value reflects source document |
| 303922927 | Occupancy | Second Home | Investment | Verified | Field Value reflects Occupancy per the Final Loan Application |
| 303922927 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922927 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922927 | Investor: Qualifying Total Debt Ratio | 72 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 303922925 | Occupancy | Second Home | Investment | Verified | Field Value reflects Occupancy per the Final Loan Application |
| 303922925 | Appraisal Date | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303922925 | Original LTV | 34.27 | 65 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303922925 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922925 | Investor: Qualifying Total Debt Ratio | 88 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 303922807 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922807 | Representative FICO | 739 | 750 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922807 | Original PITIA | 1766.44 | 2690.66 | Verified | Field value reflects source document |
| 303922801 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922802 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922802 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303922802 | Original LTV | 70 | 66.04 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303922802 | Original PITIA | 493.75 | 987.46 | Verified | Field value reflects source document |
| 303922798 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922798 | Original PITIA | 887.99 | 1190.72 | Verified | Field value reflects source document |
| 303922799 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922799 | Purpose |  | Purchase | Verified | Field Value reflects the Purpose per the Final HUD-1/Final CD |
| 303922799 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303922799 | Original PITIA | 724.17 | 887.65 | Verified | Field value reflects source document |
| 303922800 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922800 | Original PITIA | 563.66 | 906.47 | Verified | Field value reflects source document |
| 303922805 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303922805 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922805 | Purpose |  | Purchase | Verified | Field Value reflects the Purpose per the Approval/AUS |
| 303922805 | Appraised Value | xxxx | xxxx | Verified | Field Value reflects Approval/AUS value |
| 303922805 | Original PITIA | 2717.1 | 4456.83 | Verified | Unable to verify due to missing information |
| 303922795 | Original PITIA | 399.46 | 665.75 | Verified | Field value reflects source document |
| 303922793 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922793 | Purpose |  | Purchase | Verified | Executed Residential Contract of Sale |
| 303922793 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303922793 | Original PITIA | 1611.28 | 2373.53 | Verified | Field value reflects source document |
| 303922797 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922797 | Purpose |  | Purchase | Verified | Field Value reflects the Purpose per the Final HUD-1/Final CD |
| 303922797 | Original PITIA | 1421.6 | 1952.85 | Verified | Bid tape field represents the P&I payment only |
| 303922796 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922796 | Original PITIA | 7270.93 | 7516.22 | Verified | Bid tape field represents the P&I payment only. |
| 303922962 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922962 | Original PITIA | 2272.72 | 2252.91 | Verified | Field value reflects source document |
| 303922964 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922964 | Original PITIA | 3818.75 | 3819.48 | Verified | Field value reflects source document |
| 303922961 | Original PITIA | 1037.06 | 1055.88 | Verified | Field value reflects source document |
| 303922958 | Original PITIA | 756.79 | 736.33 | Verified | Field value reflects source document |
| 303922953 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922953 | Original LTV | 74.07 | 80 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303922953 | Original PITIA | 718.89 | 751.97 | Verified | Field value reflects source document |
| 303922965 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303922965 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922965 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303922965 | Original LTV | 75 | 72.26 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303922965 | Original PITIA | 2297.31 | 2298.82 | Verified | Field value reflects source document |
| 303922989 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303922989 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303922989 | Original PITIA | 939.28 | 955.87 | Verified | Field value reflects source document |
| 303922984 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922984 | Representative FICO | 789 | 733 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922991 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922991 | Representative FICO | 718 | 681 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922991 | Original PITIA | 745.12 | 745.2 | Verified | Field value reflects source document |
| 303922981 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922981 | Original PITIA | 1896.67 | 1843.66 | Verified | Field value reflects source document |
| 303923003 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303923003 | Representative FICO | 745 | 732 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922939 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303922939 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922940 | Original PITIA | 27854 | 2663.61 | Verified | Field value reflects source document |
| 303922936 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303922936 | Original PITIA | 49270 | 4105.86 | Verified | Field value reflects source document |
| 303922936 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922937 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303922937 | Refi Purpose | Cash-out | Rate/Term | Verified | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 303922937 | Original PITIA | 30236 | 2635.89 | Verified | Field value reflects source document |
| 303922937 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922938 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303922938 | Original PITIA | 8895 | 741.25 | Verified | Field value reflects source document |
| 303922938 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922935 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303922935 | Original PITIA | 12655 | 1004.14 | Verified | Field value reflects source document |
| 303923045 | Original PITIA | 764 | 550.5 | Verified | Field value reflects source document |
| 303923045 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922908 | Representative FICO | 798 | 790 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922908 | Original PITIA | 645 | 622.52 | Verified | Field value reflects source document |
| 303922908 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922870 | Original PITIA | 2941 | 2954.78 | Verified | Field value reflects source document |
| 303922870 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922910 | Original PITIA | 1549 | 1548.95 | Verified | Field value reflects source document |
| 303922910 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922903 | Original PITIA | 1112 | 1112.04 | Verified | Field value reflects source document |
| 303922903 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922878 | Original PITIA | 975 | 964.58 | Verified | Difference is due to hazard insurance premium. Hazard insurance dec page reflects annual premium of $xxxx as reflected in the field value PITIA. |
| 303922894 | Original PITIA | 753 | 770.84 | Verified | Field value reflects source document |
| 303922894 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922895 | Original PITIA | 1730 | 1729.71 | Verified | Field value reflects source document |
| 303922895 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922879 | Original PITIA | 624 | 724.18 | Verified | Field value reflects source document |
| 303922879 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922885 | Original PITIA | 1086 | 1086.02 | Verified | Field value reflects source document |
| 303922885 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922886 | Representative FICO | 795 | 794 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922886 | Original PITIA | 1245 | 1244.5 | Verified | Field value reflects source document |
| 303922886 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922904 | Original PITIA | 1101 | 1136.69 | Verified | Tax record reflects annual taxes without any exemptions included as $xxxx which is causing the increased monthly payment amount. |
| 303922904 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922898 | Original PITIA | 1331 | 1330.88 | Verified | Field value reflects source document |
| 303922898 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922907 | Representative FICO | 730 | 685 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922907 | Original PITIA | 694 | 694.2 | Verified | Field value reflects source document |
| 303922907 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922899 | Original PITIA | 1608 | 1605.84 | Verified | Field value reflects source document |
| 303922899 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922901 | Original PITIA | 2017 | 2014.32 | Verified | Field value reflects source document |
| 303922901 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922900 | Original PITIA | 1808 | 1805.43 | Verified | Field value reflects source document |
| 303922900 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922876 | Original PITIA | 1908 | 1908.28 | Verified | Field value reflects source document |
| 303922876 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922897 | Original PITIA | 1560 | 1559.61 | Verified | Field value reflects source document |
| 303922897 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922877 | Representative FICO | 755 | 749 | Verified | Unable to verify due to missing information |
| 303922877 | Original PITIA | 1058 | 1058.48 | Verified | Field value reflects source document |
| 303922877 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922902 | Representative FICO | 730 | 663 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922902 | Original PITIA | 569 | 568.71 | Verified | Field value reflects source document |
| 303922902 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922887 | Original PITIA | 1230 | 1229.78 | Verified | Field value reflects source document |
| 303922887 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922913 | City | xxxx | xxxx | Verified | Changed to avoid acknowledgments |
| 303922913 | Representative FICO | 785 | 773 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922913 | Original PITIA | 2017 | 2017.45 | Verified | Field value reflects source document |
| 303922913 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922911 | Representative FICO | 740 | 707 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922911 | Original PITIA | 700 | 699.61 | Verified | Field value reflects source document |
| 303922911 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922890 | Representative FICO | 750 | 729 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922890 | Original PITIA | 1471 | 1481.66 | Verified | Field value reflects source document |
| 303922890 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922871 | Original PITIA | 819 | 818.5 | Verified | Field value reflects source document |
| 303922871 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922883 | Original PITIA | 1058 | 963.13 | Verified | Field value reflects source document |
| 303922883 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922880 | Original PITIA | 757 | 916.62 | Verified | Field value reflects source document |
| 303922880 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922881 | Original PITIA | 716 | 706.11 | Verified | Field value reflects source document |
| 303922881 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922857 | Original PITIA | 951 | 951.59 | Verified | Field value reflects source document |
| 303922857 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922888 | Original PITIA | 948 | 947.74 | Verified | Field value reflects source document |
| 303922888 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922892 | Original PITIA | 975 | 975.48 | Verified | Field value reflects source document |
| 303922892 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922858 | Representative FICO | 798 | 790 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922858 | Original PITIA | 617 | 615.19 | Verified | Field value reflects source document |
| 303922858 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922874 | Representative FICO | 697 | 680 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922874 | Original PITIA | 1110 | 1110.26 | Verified | Field value reflects source document |
| 303922874 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922875 | Representative FICO | 767 | 728 | Verified | Unable to verify due to missing information |
| 303922875 | Original PITIA | 946 | 946.09 | Verified | Field value reflects source document |
| 303922875 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922855 | Representative FICO | 741 | 766 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922855 | Original PITIA | 2282 | 2494.79 | Verified | Field value reflects source document |
| 303922856 | Original PITIA | 609 | 609.27 | Verified | Field value reflects source document |
| 303922856 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922889 | Original PITIA | 876 | 876.17 | Verified | Field value reflects source document |
| 303922889 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922851 | Original PITIA | 2936 | 2936.26 | Verified | Field value reflects source document |
| 303922851 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922906 | Original PITIA | 1378 | 1378.36 | Verified | Field value reflects source document |
| 303922906 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922905 | Original PITIA | 655 | 655.06 | Verified | Field value reflects source document |
| 303922905 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922854 | Original PITIA | 1231 | 1229.27 | Verified | Field value reflects source document |
| 303922854 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922891 | Original PITIA | 761 | 760.69 | Verified | Field value reflects source document |
| 303922891 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922869 | Original PITIA | 1605 | 1604.97 | Verified | Field value reflects source document |
| 303922869 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922867 | Representative FICO | 798 | 793 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922867 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922915 | Original PITIA | 1335 | 1297.95 | Verified | Field value reflects source document |
| 303922915 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922865 | Representative FICO | 798 | 793 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922865 | Original PITIA | 555 | 555.08 | Verified | Field value reflects source document |
| 303922865 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922866 | Representative FICO | 798 | 793 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922866 | Original PITIA | 630 | 629.56 | Verified | Field value reflects source document |
| 303922866 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922864 | Representative FICO | 798 | 793 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922864 | Original PITIA | 516 | 516.09 | Verified | Field value reflects source document |
| 303922864 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922862 | Representative FICO | 798 | 793 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922862 | Original PITIA | 510 | 510.28 | Verified | Field value reflects source document |
| 303922862 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922860 | Original PITIA | 1338 | 1338.35 | Verified | Field value reflects source document |
| 303922860 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922873 | Original PITIA | 1602 | 1602.35 | Verified | Field value reflects source document |
| 303922873 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922868 | Representative FICO | 798 | 793 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922868 | Original LTV | 70 | 74.85 | Verified | LTV based on appraisal value vs LTV based on CDA value. |
| 303922868 | Original PITIA | 738 | 737.78 | Verified | Field value reflects source document |
| 303922868 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922849 | Original PITIA | 830 | 830.43 | Verified | Field value reflects source document |
| 303922849 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922872 | Original PITIA | 1158 | 1157.81 | Verified | Field value reflects source document |
| 303922872 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922848 | Original PITIA | 677 | 676.53 | Verified | Field value reflects source document |
| 303922848 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922909 | Original PITIA | 1568 | 1568.01 | Verified | Field value reflects source document |
| 303922909 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922853 | Original PITIA | 1785 | 1795.65 | Verified | Field value reflects source document |
| 303922853 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922852 | Original PITIA | 1797 | 1797.14 | Verified | Field value reflects source document |
| 303922852 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922847 | Original PITIA | 1379 | 1379.31 | Verified | Field value reflects source document |
| 303922847 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922846 | Original PITIA | 1387 | 1386.61 | Verified | Field value reflects source document |
| 303922846 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922842 | Original PITIA | 1480 | 1480.17 | Verified | Field value reflects source document |
| 303922842 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922845 | Original PITIA | 1241 | 1240.72 | Verified | Field value reflects source document |
| 303922845 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922843 | Original PITIA | 1417 | 1416.63 | Verified | Field value reflects source document |
| 303922843 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922861 | Original PITIA | 954 | 951.45 | Verified | Field value reflects source document |
| 303922861 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922844 | Original PITIA | 3406 | 3406.28 | Verified | Field value reflects source document |
| 303922844 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923011 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303923011 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303923011 | Original LTV | 75 | 76.99 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303923011 | Original PITIA | 1901.81 | 1912.89 | Verified | Field value reflects source document |
| 303923007 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303923007 | Representative FICO | 768 | 750 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303923013 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303923010 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303923010 | Original PITIA | 916.67 | 791.97 | Verified | Field value reflects source document |
| 303923012 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303923012 | Representative FICO | 750 | 734 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303923012 | Original PITIA | 1292.87 | 1290.39 | Verified | Field value reflects source document |
| 303923014 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922951 | Original PITIA | 411.77 | 575.23 | Verified | Field value reflects source document |
| 303922951 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922949 | Representative FICO | 745 | 702 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922949 | Original PITIA | 833.5 | 947.94 | Verified | Field value reflects source document |
| 303922841 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303922838 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303922838 | Property Type | Single Family Detached | Condo (Low Rise) | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922840 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303922840 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303923200 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303923200 | Amortization Term | 300 | 360 | Verified | This is a 5 year interest only loan. |
| 303923200 | Index Type | SOFR | SOFR 30 Day Average | Verified | Field Value reflects 'Index Type' per the Note |
| 303923200 | Margin | 5.25 | 3 | Verified | Field Value reflects 'Margin' per the Note |
| 303923200 | Interest Rate Life Max | 9.77 | 6.768 | Verified | Field Value reflects 'Interest Rate Life Maximum' per the Note |
| 303923200 | Interest Rate Life Cap | 5 | 2 | Verified | Field Value reflects 'Interest Rate Life Cap' per the Note |
| 303923200 | Interest Rate Periodic Floor |  | 1 | Verified | Field Value reflects 'Interest Rate Periodic Floor' per the Note |
| 303923200 | Interest Rate Life Floor | 4.768 |  | Verified | Field Value reflects 'Interest Rate Life Floor' per the Note |
| 303922689 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922689 | Original PITIA | 1259.72 | 1249.54 | Verified | Field value reflects source document |
| 303922689 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922695 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303922695 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922695 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922704 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922704 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922702 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303922702 | Representative FICO | 757 | 752 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922702 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922702 | Purpose | Purchase | Refinance | Verified | This is a delayed purchase as this property sold in OCT and a refi under 180 days of purchase made this a refi. |
| 303922702 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922702 | Original PITIA | 1109.91 | 1123.24 | Verified | Field value reflects source document |
| 303922702 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922702 | Coborrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922701 | Representative FICO | 770 | 689 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922701 | Property Type | Townhouse | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922701 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922701 | Original PITIA | 796.57 | 781.34 | Verified | Field value reflects source document |
| 303922701 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922701 | Coborrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922839 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303922839 | Property Type | Single Family Detached | Condo (Low Rise) | Verified | Unable to verify due to missing information |
| 303922691 | Representative FICO | 789 | 733 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922691 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922691 | Original PITIA | 919.98 | 919.57 | Verified | Field value reflects source document |
| 303922691 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922699 | Representative FICO | 770 | 689 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922699 | Property Type | Townhouse | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922699 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922699 | Contract Sales Price | xxxx | xxxx | Verified | Credit App states purchased xxxx for $xxxx |
| 303922699 | Original PITIA | 796.57 | 786.15 | Verified | Field value reflects source document |
| 303922699 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922699 | Coborrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922700 | Representative FICO | 770 | 689 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922700 | Property Type | Townhouse | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922700 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922700 | Original PITIA | 759.39 | 767.14 | Verified | Field value reflects source document |
| 303922700 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922700 | Coborrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922837 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303922837 | Property Type | Single Family Detached | 2 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922687 | Appraisal Date | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303922687 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303922687 | Original PITIA | 1071.33 | 1316.39 | Verified | Field value reflects source document |
| 303922687 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922684 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922684 | Contract Sales Price | xxxx | xxxx | Verified | Seasoning is less than 6 mos, Original purchase price is used for LTV |
| 303922684 | Original LTV | 67.12 | 70 | Verified | Seasoning is less than 6 mos, Original purchase price is used for LTV |
| 303922684 | Original PITIA | 864.98 | 867.48 | Verified | Field value reflects source document |
| 303922684 | LTV Valuation Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922684 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922682 | Appraisal Date | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303922682 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922744 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303922744 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303922744 | Original P&I | 401 | 400.69 | Verified | Field Value reflects Note value |
| 303922744 | Original PITIA | 487 | 487.12 | Verified | Field value reflects source document |
| 303922744 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922763 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303922763 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303922763 | Original P&I | 907 | 907.09 | Verified | Field Value reflects Note value |
| 303922763 | Original PITIA | 1145 | 1144.64 | Verified | Field value reflects source document |
| 303922763 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922748 | Original P&I | 602 | 601.54 | Verified | Field Value reflects Note value |
| 303922748 | Representative FICO | 735 | 702 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922748 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303922748 | Original PITIA | 1009 | 717 | Verified | Field value reflects source document |
| 303922748 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922742 | Original P&I | 949 | 948.86 | Verified | Field Value reflects Note value |
| 303922742 | Contract Sales Price | xxxx | xxxx | Verified | Previous sales price removed to allow proper LTV calculation for property seasoned 6 months. |
| 303922742 | Original PITIA | 1425 | 1424.57 | Verified | Field value reflects source document |
| 303922742 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922749 | Original P&I | 368 | 367.61 | Verified | Field Value reflects Note value |
| 303922749 | Original PITIA | 475 | 583.08 | Verified | Field value reflects source document |
| 303922749 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922746 | Original P&I | 1086 | 1086.12 | Verified | Field Value reflects Note value |
| 303922746 | Original PITIA | 2034 | 2034.4 | Verified | Field value reflects source document |
| 303922746 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922762 | Original P&I | 788 | 787.74 | Verified | Field Value reflects Note value |
| 303922762 | Original PITIA | 1068 | 1158.02 | Verified | Field value reflects source document |
| 303922762 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922764 | Original P&I | 848 | 848.44 | Verified | Field Value reflects Note value |
| 303922764 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303922764 | Original PITIA | 1591 | 1591.09 | Verified | Field value reflects source document |
| 303922764 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922745 | Original P&I | 1506 | 1505.98 | Verified | Field Value reflects Note value |
| 303922745 | Original PITIA | 2493 | 2492.76 | Verified | Field value reflects source document |
| 303922745 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922778 | Original P&I | 588 | 588.18 | Verified | Field Value reflects Note value |
| 303922778 | Representative FICO | 735 | 702 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922778 | Original PITIA | 689 | 688.67 | Verified | Field value reflects source document |
| 303922778 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922739 | Original P&I | 564 | 563.88 | Verified | Field Value reflects Note value |
| 303922739 | Original PITIA | 695 | 695.39 | Verified | Field value reflects source document |
| 303922739 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922777 | Original P&I | 387 | 386.71 | Verified | Field Value reflects Note value |
| 303922777 | Representative FICO | 775 | 778 | Verified | Unable to verify due to missing information |
| 303922777 | Original LTV | 40.91 | 42.63 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303922777 | Original PITIA | 734 | 734.46 | Verified | Field value reflects source document |
| 303922777 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922779 | Original P&I | 1050 | 1050.31 | Verified | Field Value reflects Note value |
| 303922779 | Original PITIA | 1819 | 1954.31 | Verified | Field value reflects the higher tax amount of $xxxx/ year provided by the title company which was also collected for the first half of taxes on the HUD at closing. |
| 303922779 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922743 | Original P&I | 554 | 553.8 | Verified | Field Value reflects Note value |
| 303922743 | Original PITIA | 634 | 634.07 | Verified | Field value reflects source document |
| 303922743 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922757 | Original P&I | 875 | 874.99 | Verified | Field Value reflects Note value |
| 303922757 | Representative FICO | 787 | 675 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922757 | # of Units |  | 1 | Verified | Field value reflects source document |
| 303922757 | Original PITIA | 1033 | 1183.05 | Verified | Field value reflects source document |
| 303922757 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922782 | Original P&I | 735 | 735.22 | Verified | Field Value reflects Note value |
| 303922782 | # of Units |  | 1 | Verified | Field value reflects source document |
| 303922782 | Contract Sales Price | xxxx | xxxx | Verified | Original sales price as reflected on Appraisal for previous transaction. |
| 303922782 | Original PITIA | 1339 | 1338.95 | Verified | Field value reflects source document |
| 303922782 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922736 | Original P&I | 817 | 816.65 | Verified | Field Value reflects Note value |
| 303922736 | Original PITIA | 1083 | 1083.44 | Verified | Field value reflects source document |
| 303922736 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922759 | Original P&I | 1365 | 1365.41 | Verified | Field Value reflects Note value |
| 303922759 | Original PITIA | 1789 | 1788.94 | Verified | Field value reflects source document |
| 303922759 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922758 | Original P&I | 627 | 626.79 | Verified | Field Value reflects Note value |
| 303922758 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303922758 | Original PITIA | 784 | 1029.65 | Verified | Field reflects the higher real estate tax amount indicated on the tax record in file. The property was purchase in xxxx. With the homestead exemptions removed due to this being an investment property, the total annual tax amount is $xxxx. |
| 303922758 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922740 | Original P&I | 955 | 955.45 | Verified | Field Value reflects Note value |
| 303922740 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922740 | Original PITIA | 1048 | 1240.28 | Verified | Property management fee was included in the PITIA as required by guidelines |
| 303922740 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922776 | Original P&I | 2302 | 2301.62 | Verified | Field Value reflects Note value |
| 303922776 | Original PITIA | 2692 | 2691.7 | Verified | Field value reflects source document |
| 303922776 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922738 | Original P&I | 668 | 668.38 | Verified | Field Value reflects Note value |
| 303922738 | Property Type | Single Family | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922738 | Original PITIA | 1096 | 1171.35 | Verified | Field value reflects source document |
| 303922738 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922754 | Original P&I | 1631 | 1630.63 | Verified | Field Value reflects Note value |
| 303922754 | Original PITIA | 2266 | 2265.54 | Verified | Field value reflects source document |
| 303922754 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922755 | Original P&I | 1463 | 1462.52 | Verified | Field Value reflects Note value |
| 303922755 | Original PITIA | 2017 | 2017.31 | Verified | Field value reflects source document |
| 303922755 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922765 | Original P&I | 740 | 740.37 | Verified | Field Value reflects Note value |
| 303922765 | Original PITIA | 1256 | 1256.32 | Verified | Field value reflects source document |
| 303922765 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922753 | Original P&I | 1661 | 1660.65 | Verified | Field Value reflects Note value |
| 303922753 | Original PITIA | 2482 | 2481.64 | Verified | Field value reflects source document |
| 303922753 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922761 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303922761 | Original P&I | 966 | 965.91 | Verified | Field Value reflects Note value |
| 303922761 | Original LTV | 70 | 76.71 | Verified | The LTV is based on the lower of the purchase price and appraised value due to there is less than 6 months seasoning. |
| 303922761 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922751 | Original P&I | 1014 | 1014.03 | Verified | Field Value reflects Note value |
| 303922751 | Contract Sales Price | xxxx | xxxx | Verified | Per documentation in file |
| 303922751 | Original PITIA | 1249 | 1247.79 | Verified | Field value reflects source document |
| 303922751 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922737 | Original P&I | 573 | 572.52 | Verified | Field Value reflects Note value |
| 303922737 | Original PITIA | 743 | 743.14 | Verified | Field value reflects source document |
| 303922737 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922747 | Original P&I | 588 | 588.37 | Verified | Field Value reflects Note value |
| 303922747 | Original PITIA | 970 | 803.97 | Verified | Bid tape field includes a hazard insurance premium of $xxxx from an expired policy that included premiums for 3 properties rather than just the subject. |
| 303922747 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922773 | Original P&I | 411 | 411.36 | Verified | Field Value reflects Note value |
| 303922773 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922766 | Original P&I | 2089 | 2088.69 | Verified | Field Value reflects Note value |
| 303922766 | Original PITIA | 3141 | 3141.32 | Verified | Field value reflects source document |
| 303922766 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922752 | Original P&I | 911 | 911.38 | Verified | Field Value reflects Note value |
| 303922752 | # of Units |  | 2 | Verified | Field value reflects source document |
| 303922752 | Contract Sales Price | xxxx | xxxx | Verified | Review value is original purchase price verified with Property Detail Report. |
| 303922752 | Original PITIA | 1630 | 1629.89 | Verified | Field value reflects source document |
| 303922752 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922741 | Original P&I | 449 | 449.37 | Verified | Field Value reflects Note value |
| 303922741 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922741 | Contract Sales Price | xxxx | xxxx | Verified | Acquired by Guarantor xxxx; > 6 months prior to note date. Deed provided. |
| 303922741 | Original PITIA | 585 | 761.91 | Verified | Review value includes HOA and Property Management Fee. |
| 303922741 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922768 | Original P&I | 2339 | 2339.33 | Verified | Field Value reflects Note value |
| 303922768 | Contract Sales Price | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 303922768 | Original LTV | 70 | 91.59 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303922768 | Original PITIA | 3249 | 3249.46 | Verified | Field value reflects source document |
| 303922768 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922780 | Original P&I | 855 | 854.69 | Verified | Field Value reflects Note value |
| 303922780 | Representative FICO | 769 | 733 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922780 | Original PITIA | 1605 | 1731.36 | Verified | The 2021/2022 estimated taxes are $xxxx as estimated by the title company with the first half being paid at closing. This higher amount is being used as the most conservative approach. |
| 303922780 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922781 | Original P&I | 837 | 836.96 | Verified | Field Value reflects Note value |
| 303922781 | Representative FICO | 769 | 733 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922781 | Contract Sales Price | xxxx | xxxx | Verified | Found purchase price on title commitment. |
| 303922781 | Original PITIA | 1264 | 1263.97 | Verified | Field value reflects source document |
| 303922781 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922760 | Original P&I | 738 | 737.91 | Verified | Field Value reflects Note value |
| 303922760 | Original PITIA | 1311 | 1310.53 | Verified | Field value reflects source document |
| 303922760 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922729 | Original P&I | 1050 | 1049.93 | Verified | Field Value reflects Note value |
| 303922729 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922729 | Original PITIA | 1166 | 1197.04 | Verified | Field value reflects source document |
| 303922729 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922750 | Original P&I | 449 | 448.67 | Verified | Field Value reflects Note value |
| 303922750 | Original PITIA | 565 | 557.58 | Verified | Field value reflects source document |
| 303922750 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922730 | Original P&I | 648 | 647.61 | Verified | Field Value reflects Note value |
| 303922730 | Original PITIA | 853 | 853.18 | Verified | Field value reflects source document |
| 303922730 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922727 | Original P&I | 847 | 847.17 | Verified | Field Value reflects Note value |
| 303922727 | Original PITIA | 1092 | 1397.15 | Verified | Field value reflects source document |
| 303922727 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922731 | Original P&I | 418 | 417.74 | Verified | Field Value reflects Note value |
| 303922731 | Representative FICO | 745 | 733 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922731 | Original LTV | 70 | 74.15 | Verified | Using CDA value which is 5.6% lesser value than appraisal value. |
| 303922731 | Original PITIA | 643 | 642.91 | Verified | Field value reflects source document |
| 303922731 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922771 | Original P&I | 2191 | 2190.57 | Verified | Field Value reflects Note value |
| 303922771 | Original PITIA | 2474 | 2474.27 | Verified | Field value reflects source document |
| 303922771 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922732 | Original P&I | 612 | 612.29 | Verified | Field Value reflects Note value |
| 303922732 | Original PITIA | 795 | 921.49 | Verified | Property Management fees added as required by the guidelines |
| 303922732 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922728 | Original P&I | 805 | 805.4 | Verified | Field Value reflects Note value |
| 303922728 | Original PITIA | 1199 | 1199.4 | Verified | Field value reflects source document |
| 303922728 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922733 | Original P&I | 570 | 570.03 | Verified | Field Value reflects Note value |
| 303922733 | Original PITIA | 752 | 877.16 | Verified | Property Management Fee was input as required by guidelines |
| 303922733 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922734 | Original P&I | 578 | 578.25 | Verified | Field Value reflects Note value |
| 303922734 | Original PITIA | 714 | 832.79 | Verified | Property Management fee were input as required by guidelines |
| 303922734 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922735 | Original P&I | 645 | 644.51 | Verified | Field Value reflects Note value |
| 303922735 | Original PITIA | 771 | 891.58 | Verified | Property Management Fee was input as required by guidelines |
| 303922735 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922863 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922863 | Representative FICO | 798 | 793 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922863 | Original PITIA | 503 | 503.3 | Verified | Field value reflects source document |
| 303922721 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922721 | Original PITIA | 2776.97 | 2770.41 | Verified | Field value reflects source document |
| 303922724 | Original PITIA | 1207.29 | 1367.24 | Verified | Field value reflects source document |
| 303922850 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922850 | Property Type | Single Family | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922850 | Original PITIA | 1378 | 1376.29 | Verified | Field value reflects source document |
| 303922715 | Representative FICO | 754 | 686 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922715 | Original PITIA | 6569.34 | 5795.29 | Verified | Field value reflects source document |
| 303922723 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922723 | Original PITIA | 820.43 | 1254.43 | Verified | Field value reflects source document |
| 303922714 | Original PITIA | 793.58 | 837.41 | Verified | Field value reflects source document |
| 303922722 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922720 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922720 | Original PITIA | 1712.79 | 1892.66 | Verified | Field value reflects source document |
| 303922719 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303922719 | Original PITIA | 673.44 | 803.44 | Verified | Review value include property management fee which is 10% of rent. |
| 303922712 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922712 | Original PITIA | 760.38 | 889.25 | Verified | Updated with accurate taxes and HOI cost |
| 303922896 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922896 | Representative FICO | 736 | 657 | Verified | Unable to verify due to missing information |
| 303922896 | Original PITIA | 3169 | 3168.88 | Verified | Field value reflects source document |
| 303922716 | Original PITIA | 827.42 | 922.97 | Verified | Field value reflects source document |
| 303922711 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922711 | Original PITIA | 715.92 | 699.35 | Verified | Field value reflects source document |
| 303922713 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922713 | Original PITIA | 751.26 | 779.21 | Verified | Field value reflects source document |
| 303922681 | Representative FICO | 767 | 755 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922681 | # of Units | 2 | 3 | Verified | Field value reflects source document |
| 303922681 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303922681 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922565 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922565 | Original PITIA | 1255.33 | 1355.33 | Verified | Included Monthly property management Fee as per Property Management Agreement in file. |
| 303922575 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922575 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922575 | Original LTV | 77.46 | 80 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303922677 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922679 | Representative FICO | 802 | 796 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922679 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922679 | Contract Sales Price | xxxx | xxxx | Verified | as per source document |
| 303922679 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922676 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303922676 | Original LTV | 75 | 85 | Verified | Loan seasoned for less than 180 days, used purchase price as LTV |
| 303922676 | LTV Valuation Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922676 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922814 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922814 | Amortization Term | 300 | 360 | Verified | Field Value reflects Amortization Term per Note |
| 303922789 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922789 | Original PITIA | 1850.92 | 1850.93 | Verified | Field value reflects source document |
| 303922554 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922554 | Contract Sales Price | xxxx | xxxx | Verified | Found on credit application, Land value $xxxx + building $xxxx. |
| 303922558 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922558 | Contract Sales Price | xxxx | xxxx | Verified | Validated on the property history report. |
| 303922811 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922811 | Property Type | Townhouse | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922811 | Original LTV | 77.48 | 80 | Verified | Tape Value is rounded and within less than 1% of actual calculated LTV |
| 303922818 | Original PITIA | 4726.39 | 4726.04 | Verified | Field value reflects source document |
| 303922585 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303922820 | Property Type | Single Family Detached | Single Family Attached | Verified | Per the pictures on the appraisal, and the CDA, the property is an SFR attached. |
| 303922819 | Original PITIA | 4066.61 | 4065.2 | Verified | Field value reflects source document |
| 303923191 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303923191 | Amortization Term | 240 | 360 | Verified | Field Value reflects Amortization Term per Note |
| 303923191 | Representative FICO | 752 | 726 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303923191 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303923191 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 303922556 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922556 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922556 | First Payment Date | xxxx | xxxx | Verified | Field Value reflects First Payment Date per the Note |
| 303922556 | Maturity Date | xxxx | xxxx | Verified | Field Value reflects Maturity Date per the Note |
| 303922556 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922556 | Contract Sales Price | xxxx | xxxx | Verified | Property History Report |
| 303922562 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922562 | Original Interest Rate | 4.063 | 4.0625 | Verified | Field Value reflects the Note value |
| 303922562 | Original PITIA | 0 | 905.7 | Verified | Field value reflects source document |
| 303922562 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922563 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922563 | Original Interest Rate | 4.063 | 4.0625 | Verified | Field Value reflects the Note value |
| 303922563 | Original PITIA | 629.68 | 783.52 | Verified | Field value reflects source document |
| 303922563 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922492 | Representative FICO | 735 | 695 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922492 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922559 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303922559 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922559 | Original PITIA | 1.21 | 1118.09 | Verified | Field value reflects source document |
| 303922501 | Representative FICO | 778 | 757 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922501 | Purpose | Purchase | Refinance | Verified | Delayed purchase |
| 303922501 | Original PITIA | 1101.4 | 1085.42 | Verified | Field value reflects source document |
| 303922511 | Original LTV | 76 | 80 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303922511 | Original PITIA | 1198.87 | 1225.38 | Verified | Field value reflects source document |
| 303922508 | Original LTV | 80 | 177.78 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303922508 | Original PITIA | 1001.19 | 1126.19 | Verified | Review value includes property management fee. |
| 303922496 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922496 | Amortization Term | 240 | 360 | Verified | Field Value reflects Amortization Term per Note |
| 303922496 | Representative FICO | 742 | 706 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922496 | Original PITIA | 701.43 | 701.46 | Verified | Field value reflects source document |
| 303922509 | City | xxxx | xxxx | Verified | Field Value reflects City per Appraisal |
| 303922509 | Amortization Term | 240 | 360 | Verified | N/A |
| 303922509 | Original PITIA | 973.44 | 970.36 | Verified | Field value reflects source document |
| 303922506 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922493 | Original LTV | 67.67 | 75 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303922493 | Original PITIA | 616.12 | 616.13 | Verified | Field value reflects source document |
| 303922500 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922500 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922532 | Representative FICO | 820 | 806 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922518 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922518 | Original PITIA | 979.23 | 1029.19 | Verified | Field value reflects source document |
| 303922537 | Representative FICO | 749 | 745 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922537 | Original PITIA | 755.5 | 763 | Verified | Field value includes the ground rent of $xxxx/ year |
| 303922537 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922535 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922542 | Contract Sales Price | xxxx | xxxx | Verified | Original Sale Price per Property History Report. |
| 303922542 | Original PITIA | 823.34 | 933.35 | Verified | Field value reflects source document |
| 303922542 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922541 | Original PITIA | 759.08 | 854.58 | Verified | Property Management fee was included in the field value |
| 303922541 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922536 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 303922536 | Original PITIA | 1263.11 | 1228.11 | Verified | Field value reflects source document |
| 303922536 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922531 | Contract Sales Price | xxxx | xxxx | Verified | Field value reflects original purchase price as reflected on the property history report. |
| 303922531 | Original PITIA | 952.97 | 958.5 | Verified | Field value reflects source document |
| 303922531 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922467 | Amortization Term | 300 | 360 | Verified | Field Value reflects Amortization Term per Note |
| 303922467 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922467 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922467 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303922467 | Original PITIA | 1961.54 | 1968.53 | Verified | Field value reflects source document |
| 303922467 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922467 | Investor: Qualifying Total Debt Ratio | 81 |  | Verified | NA |
| 303922475 | Representative FICO | 762 | 664 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922475 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922475 | Contract Sales Price | xxxx | xxxx | Verified | Original sales price from appraisal. |
| 303922475 | Refi Purpose | Rate/Term | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 303922475 | Prepayment Penalty Period (months) | 60 | 24 | Verified | Field Value reflects 'PrePayment Penalty Period' per the Note |
| 303922475 | Original PITIA | 4729.14 | 4713.02 | Verified | Field value reflects source document |
| 303922475 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922475 | Coborrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922475 | Investor: Qualifying Total Debt Ratio | 90 |  | Verified | Debt ratio not required for leases loan. |
| 303922540 | Original PITIA | 1739.15 | 1739.16 | Verified | Field value reflects source document |
| 303922540 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922476 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922476 | Representative FICO | 763 | 724 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922476 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922476 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303922476 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922476 | Coborrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922476 | Investor: Qualifying Total Debt Ratio | 67 |  | Verified | Not required |
| 303922463 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922463 | Original LTV | 67.8 | 80 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303922463 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922486 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303922486 | Amortization Term | 240 | 360 | Verified | Field Value reflects Amortization Term per Note |
| 303922486 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922486 | Refi Purpose | Cash-out | Rate/Term | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 303922486 | Original PITIA | 1453.08 | 1427.23 | Verified | Field value reflects source document |
| 303922486 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922486 | Investor: Qualifying Total Debt Ratio | 91 |  | Verified | Not required |
| 303922470 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922470 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922470 | Investor: Qualifying Total Debt Ratio | 63 |  | Verified | N/A |
| 303922488 | Purpose | Purchase | Refinance | Verified | Delayed purchase |
| 303922488 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922488 | Contract Sales Price | xxxx | xxxx | Verified | Previous sales price |
| 303922488 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922485 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922485 | Amortization Term | 240 | 360 | Verified | 10 year Interest Only. |
| 303922485 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922485 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922485 | Original PITIA | 651.32 | 791.32 | Verified | Field value reflects source document |
| 303922485 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922485 | Investor: Qualifying Total Debt Ratio | 51 |  | Verified | N/A |
| 303922461 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922461 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922461 | Contract Sales Price | xxxx | xxxx | Verified | Original sales price reflected on CDA desk review on xxxx. |
| 303922461 | Original PITIA | 1025.35 | 1150.35 | Verified | Added property management fee. |
| 303922461 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922456 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922456 | Original LTV | 78.38 | 80 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303922456 | Original PITIA | 745.18 | 900.18 | Verified | Included monthly property management fees |
| 303922456 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922456 | Investor: Qualifying Total Debt Ratio | 53 |  | Verified | Debt ratio not required. |
| 303922459 | Representative FICO | 807 | 757 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922459 | Appraisal Date | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303922459 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922453 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922453 | Contract Sales Price | xxxx | xxxx | Verified | Previous sales price |
| 303922453 | Original PITIA | 1408.1 | 1615.93 | Verified | Included property management fee |
| 303922453 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922453 | Investor: Qualifying Total Debt Ratio | 58 |  | Verified | Not required |
| 303922452 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922452 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922318 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922321 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922321 | Original Interest Rate | 4.688 | 4.6875 | Verified | Field Value reflects the Note value |
| 303922321 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303922320 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922320 | Original Interest Rate | 4.163 | 4.1625 | Verified | Field Value reflects the Note value |
| 303922320 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303922322 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922317 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922317 | Original CLTV | 70.31 | 75 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303922317 | Original LTV | 70.31 | 75 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303922313 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922313 | Representative FICO | 753 | 769 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922313 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922295 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922295 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922301 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922301 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922299 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922299 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922310 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303922310 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922319 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922319 | Original Interest Rate | 4.163 | 4.1625 | Verified | Field Value reflects the Note value |
| 303922291 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922291 | Representative FICO | 779 | 773 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922291 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922311 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922311 | Representative FICO | 670 | 677 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922311 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922290 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922290 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922356 | Original Interest Rate | 0.0495 | 4.95 | Verified | Field Value reflects the Note value |
| 303922356 | Original LTV | 0.8 | 80 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303922356 | Original PITIA | 3267.83 | 3413.8 | Verified | Field value reflects source document |
| 303922091 | Original PITIA | 1489.04 | 1489.06 | Verified | Field value reflects source document |
| 303922315 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922315 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922315 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922314 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922314 | Representative FICO | 704 | 607 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922314 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922294 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922294 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922296 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922296 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922296 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303922296 | Original CLTV | 70 | 74.51 | Verified | Unable to verify due to missing information |
| 303922296 | Original LTV | 70 | 74.51 | Verified | Unable to verify due to missing information |
| 303922307 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922302 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922302 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922312 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922312 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922297 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922297 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922300 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922300 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922287 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922287 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922289 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922305 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922305 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922286 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922288 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922288 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922292 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922292 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922308 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922308 | Representative FICO | 747 | 705 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922308 | Property Type | Single Family | 2 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922308 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922303 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922303 | Property Type | Condo | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922303 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922304 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922304 | Representative FICO | 736 | 734 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922304 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922304 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922293 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922293 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922298 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922298 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922608 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922608 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922608 | Contract Sales Price | xxxx | xxxx | Verified | Appraisal value vs. Original purchase price. |
| 303922608 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922608 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922597 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922597 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922597 | Refi Purpose | Cash-out | Rate/Term | Verified | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 303922597 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922597 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922612 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922612 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922612 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922612 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922598 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922598 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922598 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922598 | Appraisal As-Is Value | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 303922599 | Representative FICO | 798 | 783 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922599 | Appraisal Date | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303922599 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922599 | Appraisal As-Is Value | xxxx | xxxx | Verified | xxxx |
| 303922593 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922593 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922593 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922602 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922602 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922602 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922606 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922606 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922606 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922606 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922606 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922607 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922607 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922607 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922607 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922605 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922605 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922605 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922596 | Property Type | Townhouse | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922596 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922596 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922596 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922588 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922588 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922588 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922588 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922601 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922601 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922601 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922601 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922600 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922600 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922600 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922600 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922600 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922604 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922604 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922604 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922604 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922603 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922603 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922603 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922603 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922594 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922594 | Representative FICO | 777 | 754 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922594 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922594 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922594 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922591 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922591 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922591 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922590 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922590 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922590 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922590 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922592 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922592 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922592 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922592 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922595 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922595 | Representative FICO | 777 | 754 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922595 | Appraisal Date | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303922595 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922595 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922589 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922589 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922589 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922651 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922651 | Original P&I | 465 | 465.48 | Verified | Field Value reflects Note value |
| 303922651 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922651 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922650 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922650 | Original P&I | 462 | 461.8 | Verified | Field Value reflects Note value |
| 303922650 | Representative FICO | 809 | 787 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922650 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922650 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922648 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922648 | Original P&I | 1206 | 1206.43 | Verified | Field Value reflects Note value |
| 303922648 | Representative FICO | 723 | 760 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922648 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922648 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922661 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922661 | Original P&I | 1121 | 1120.92 | Verified | Field Value reflects Note value |
| 303922661 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922661 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922661 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922644 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922644 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922669 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922669 | Original P&I | 447 | 446.68 | Verified | Field Value reflects Note value |
| 303922669 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922669 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922668 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922668 | Original P&I | 710 | 710.18 | Verified | Field Value reflects Note value |
| 303922668 | Representative FICO | 664 | 655 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922668 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922668 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922654 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922654 | Original P&I | 734 | 734.03 | Verified | Field Value reflects Note value |
| 303922654 | Property Type | Townhouse | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922654 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922654 | Contract Sales Price | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 303922654 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922633 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922633 | Original P&I | 1019 | 1019.28 | Verified | Field Value reflects Note value |
| 303922633 | Representative FICO | 723 | 760 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922633 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922633 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922621 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922621 | Original P&I | 926 | 925.71 | Verified | Field Value reflects Note value |
| 303922621 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922621 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922621 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922621 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922665 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922665 | Original P&I | 1328 | 1327.69 | Verified | Field Value reflects Note value |
| 303922665 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922665 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922665 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922652 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922652 | Original P&I | 525 | 525.16 | Verified | Field Value reflects Note value |
| 303922652 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922652 | Refi Purpose | UTD | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 303922652 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922649 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922649 | Original P&I | 1006 | 1005.79 | Verified | Field Value reflects Note value |
| 303922649 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922649 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922649 | Refi Purpose | UTD | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 303922649 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922649 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922640 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922640 | Original P&I | 1338 | 1337.72 | Verified | Field Value reflects Note value |
| 303922640 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922640 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922640 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922647 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922647 | Original P&I | 403 | 403.42 | Verified | Field Value reflects Note value |
| 303922647 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922647 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922647 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922653 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922653 | Original P&I | 974 | 973.93 | Verified | Field Value reflects Note value |
| 303922653 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922653 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922653 | Refi Purpose | UTD | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 303922653 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922653 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922643 | Original P&I | 764 | 763.86 | Verified | Field Value reflects Note value |
| 303922643 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922643 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922643 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922667 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922667 | Original P&I | 1247 | 1247.13 | Verified | Field Value reflects Note value |
| 303922667 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922667 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922626 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922626 | Original P&I | 489 | 488.87 | Verified | Field Value reflects Note value |
| 303922626 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922626 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922626 | Refi Purpose | UTD | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 303922626 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922636 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922636 | Original P&I | 769 | 768.64 | Verified | Field Value reflects Note value |
| 303922636 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922636 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922637 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922637 | Original P&I | 835 | 835.48 | Verified | Field Value reflects Note value |
| 303922637 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922637 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922646 | Original P&I | 601 | 601.21 | Verified | Field Value reflects Note value |
| 303922646 | Appraisal Date | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303922646 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922639 | Original P&I | 477 | 477.42 | Verified | Field Value reflects Note value |
| 303922639 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922639 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922639 | Appraisal As-Is Value | xxxx | xxxx | Verified | n/a |
| 303922664 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922664 | Original P&I | 1501 | 1500.63 | Verified | Field Value reflects Note value |
| 303922664 | Representative FICO | 724 | 659 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922664 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922664 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922615 | Original P&I | 879 | 879.16 | Verified | Field Value reflects Note value |
| 303922615 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922615 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922645 | Original P&I | 1260 | 1259.9 | Verified | Field Value reflects Note value |
| 303922645 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922645 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922645 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922645 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922620 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922620 | Original P&I | 1092 | 1092.09 | Verified | Field Value reflects Note value |
| 303922620 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922620 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922620 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922657 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922657 | Original P&I | 475 | 475.21 | Verified | Field Value reflects Note value |
| 303922657 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922657 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 303922657 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922657 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922634 | Original P&I | 905 | 905.18 | Verified | Field Value reflects Note value |
| 303922634 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922634 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922634 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922632 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922632 | Original P&I | 483 | 483.38 | Verified | Field Value reflects Note value |
| 303922632 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922632 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922632 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922630 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922630 | Original P&I | 723 | 723.28 | Verified | Field Value reflects Note value |
| 303922630 | Property Type | Single Family | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922630 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922630 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922630 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922631 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922631 | Original P&I | 530 | 529.93 | Verified | Field Value reflects Note value |
| 303922631 | Property Type | Single Family | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922631 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922631 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922631 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922655 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922655 | Original P&I | 650 | 650.21 | Verified | Field Value reflects Note value |
| 303922655 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922655 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 303922655 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922655 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922642 | Original P&I | 944 | 944.09 | Verified | Field Value reflects Note value |
| 303922642 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922642 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922642 | Appraisal As-Is Value | xxxx | xxxx | Verified | n/a |
| 303922622 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922622 | Original P&I | 430 | 429.67 | Verified | Field Value reflects Note value |
| 303922622 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922622 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922622 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922619 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922619 | Original P&I | 735 | 735.1 | Verified | Field Value reflects Note value |
| 303922619 | Representative FICO | 777 | 754 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922619 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922619 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922619 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922619 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922641 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922641 | Original P&I | 477 | 477.42 | Verified | Field Value reflects Note value |
| 303922641 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922641 | Refi Purpose | UTD | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 303922641 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922629 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922629 | Original P&I | 727 | 726.86 | Verified | Field Value reflects Note value |
| 303922629 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922629 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922629 | Contract Sales Price | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 303922629 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922629 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922617 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922617 | Original P&I | 795 | 794.9 | Verified | Field Value reflects Note value |
| 303922617 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922617 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922618 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922618 | Original P&I | 998 | 997.8 | Verified | Field Value reflects Note value |
| 303922618 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922618 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 303922618 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922618 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922663 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922663 | Original P&I | 696 | 695.83 | Verified | Field Value reflects Note value |
| 303922663 | Representative FICO | 757 | 733 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922663 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922663 | Contract Sales Price | xxxx | xxxx | Verified | N/A |
| 303922663 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922663 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922658 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922658 | Original P&I | 535 | 534.71 | Verified | Field Value reflects Note value |
| 303922658 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922658 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922627 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922627 | Original P&I | 1010 | 1009.98 | Verified | Field Value reflects Note value |
| 303922627 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922627 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922627 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922625 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922625 | Original P&I | 348 | 347.56 | Verified | Field Value reflects Note value |
| 303922625 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922625 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922625 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922659 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922659 | Original P&I | 661 | 660.54 | Verified | Field Value reflects Note value |
| 303922659 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922659 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922659 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922616 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922616 | Original P&I | 687 | 687.48 | Verified | Field Value reflects Note value |
| 303922616 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922616 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922635 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922635 | Original P&I | 881 | 880.55 | Verified | Field Value reflects Note value |
| 303922635 | Representative FICO | 711 | 734 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922635 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922635 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922635 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922638 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922638 | Original P&I | 1123 | 1122.95 | Verified | Field Value reflects Note value |
| 303922638 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922638 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922638 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922613 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922613 | Original P&I | 1738 | 1737.79 | Verified | Field Value reflects Note value |
| 303922613 | Appraisal Date | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303922613 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922613 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922623 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922623 | Original P&I | 901 | 900.74 | Verified | Field Value reflects Note value |
| 303922623 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922623 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922623 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922614 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922614 | Original P&I | 448 | 447.82 | Verified | Field Value reflects Note value |
| 303922614 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922614 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922614 | Appraisal As-Is Value | xxxx | xxxx | Verified | Field value reflects source document |
| 303922402 | Representative FICO | 653 | 684 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922402 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922402 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922405 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922405 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922405 | Original PITIA | 3243.93 | 3243.87 | Verified | Field value reflects source document |
| 303922405 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922395 | Representative FICO | 797 | 777 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922395 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922395 | Contract Sales Price | xxxx | xxxx | Verified | Previous purchase price |
| 303922395 | Original PITIA | 507.22 | 582.72 | Verified | Included property management fee |
| 303922395 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922395 | Coborrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922395 | Investor: Qualifying Total Debt Ratio | 70 |  | Verified | Not required. |
| 303922395 | Borrower Citizenship | US Citizen |  | Verified | Field value reflects source document |
| 303922397 | Property Type | Townhouse | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922397 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303922397 | Original LTV | 73.45 | 84.05 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303922397 | Original PITIA | 702.92 | 904.14 | Verified | Field value reflects source document |
| 303922397 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922393 | Property Type | Multi Family | Multifamily | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922393 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922393 | Contract Sales Price | xxxx | xxxx | Verified | Original sales price from property history report. |
| 303922393 | Prepayment Penalty Period (months) | 60 | 36 | Verified | Field Value reflects 'PrePayment Penalty Period' per the Note |
| 303922393 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922389 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922389 | Representative FICO | 788 | 755 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922389 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922389 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 303922389 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922389 | Coborrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922389 | Investor: Qualifying Total Debt Ratio | 38 |  | Verified | Debt ratio not required. |
| 303922389 | Borrower Citizenship | US Citizen |  | Verified | Field value reflects source document |
| 303922388 | Contract Sales Price | xxxx | xxxx | Verified | Original purchase price of the subject on xxxx per the deed |
| 303922388 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922377 | Representative FICO | 775 | 755 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922377 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922377 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303922377 | Original LTV | 66.89 | 162.66 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303922377 | Original PITIA | 1161.5 | 1156.01 | Verified | Field value reflects source document |
| 303922377 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922377 | Coborrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922377 | Investor: Qualifying Total Debt Ratio | 74 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 303922377 | Borrower Citizenship | US Citizen |  | Verified | Field value reflects source document |
| 303922378 | Representative FICO | 775 | 755 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922378 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922378 | Contract Sales Price | xxxx | xxxx | Verified | Verified from Source Document |
| 303922378 | Refi Purpose | Rate/Term | Cash-out - Other | Verified | Verified from Source Document |
| 303922378 | Original PITIA | 916.59 | 913.47 | Verified | Field value reflects source document |
| 303922378 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922378 | Coborrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922378 | Investor: Qualifying Total Debt Ratio | 57 |  | Verified | Verified from Source Document |
| 303922378 | Borrower Citizenship | US Citizen |  | Verified | Field value reflects source document |
| 303922380 | Representative FICO | 775 | 755 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922380 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922380 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 303922380 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922380 | Coborrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922380 | Investor: Qualifying Total Debt Ratio | 91 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 303922380 | Borrower Citizenship | US Citizen |  | Verified | Member xxxx is a Permanent Resident |
| 303922381 | Representative FICO | 775 | 755 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922381 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922381 | Contract Sales Price | xxxx | xxxx | Verified | Cash out refinance |
| 303922381 | Refi Purpose | Rate/Term | Cash-out - Other | Verified | Unable to verify due to missing information |
| 303922381 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922381 | Coborrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922381 | Investor: Qualifying Total Debt Ratio | 66 |  | Verified | Not applicable |
| 303922381 | Borrower Citizenship | US Citizen |  | Verified | Field value reflects source document |
| 303922382 | Property Type | Multi Family | Multifamily | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922382 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922382 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 303922382 | Refi Purpose | Cash-out | Rate/Term | Verified | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 303922382 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922382 | Borrower Citizenship | US Citizen |  | Verified | Field value reflects source document |
| 303922375 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922375 | Investor: Qualifying Total Debt Ratio | 77 |  | Verified | Unable to verify due to missing information |
| 303922375 | Borrower Citizenship | US Citizen |  | Verified | Field value reflects source document |
| 303922379 | Representative FICO | 775 | 755 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922379 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922379 | Contract Sales Price | xxxx | xxxx | Verified | Updated As Per Prior Purchase HUD-1 |
| 303922379 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922379 | Coborrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922379 | Investor: Qualifying Total Debt Ratio | 79 |  | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
| 303922379 | Borrower Citizenship | US Citizen |  | Verified | Field value reflects source document |
| 303922371 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922371 | Original LTV | 63.67 | 80 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303922371 | Original PITIA | 2480.09 | 2845.11 | Verified | Field value reflects source document |
| 303922371 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922374 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922374 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922374 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303922374 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922374 | Investor: Qualifying Total Debt Ratio | 80 |  | Verified | n/a |
| 303922368 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922368 | Contract Sales Price | xxxx | xxxx | Verified | Updated From Property History Report |
| 303922368 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922368 | Investor: Qualifying Total Debt Ratio | 58 |  | Verified | Debt ratio not required for leases loan. |
| 303922368 | Borrower Citizenship | US Citizen |  | Verified | Field value reflects source document |
| 303922360 | Appraisal Date | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303922360 | Contract Sales Price | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 303922360 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922364 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922364 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 303922364 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922364 | Investor: Qualifying Total Debt Ratio | 78 |  | Verified | N/A |
| 303922364 | Borrower Citizenship | US Citizen |  | Verified | Field value reflects source document |
| 303922358 | Representative FICO | 765 | 700 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922358 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922358 | Appraisal Date | xxxx | xxxx | Verified | Tape Value reflects Appraisal Effective Date |
| 303922358 | Contract Sales Price | xxxx | xxxx | Verified | Original sales price taken from Property history report. |
| 303922358 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922358 | Coborrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922354 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303922354 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922352 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303922352 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922096 | Contract Sales Price | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 303922096 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922349 | Representative FICO | 747 | 702 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922349 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922349 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303922349 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922350 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects Property History Report. |
| 303922350 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922098 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303922098 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922345 | Contract Sales Price | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 303922345 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922093 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303922093 | Original CLTV | 75 | 77.08 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303922093 | Original LTV | 75 | 77.08 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303922093 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922351 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303922351 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922094 | Contract Sales Price | xxxx | xxxx | Verified | Original purchase price from Property History Report |
| 303922094 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921995 | Original P&I | 618 | 618.25 | Verified | Field Value reflects Note value |
| 303921995 | Contract Sales Price | xxxx | xxxx | Verified | First time purchase property price |
| 303921995 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921999 | Original P&I | 994 | 993.62 | Verified | Field Value reflects Note value |
| 303921999 | Representative FICO | 783 | 759 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921999 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 303921999 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921996 | Original P&I | 461 | 461.18 | Verified | Field Value reflects Note value |
| 303921996 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 303921996 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921974 | Original P&I | 461 | 461.18 | Verified | Field Value reflects Note value |
| 303921974 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 303921974 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921973 | Original P&I | 840 | 840.25 | Verified | Field Value reflects Note value |
| 303921973 | Property Type | Single Family | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921973 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921997 | Original P&I | 384 | 384.32 | Verified | Field Value reflects Note value |
| 303921997 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921981 | Original P&I | 1969 | 1969.34 | Verified | Field Value reflects Note value |
| 303921981 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921981 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 303921981 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922005 | Original P&I | 468 | 467.87 | Verified | Field Value reflects Note value |
| 303922005 | Contract Sales Price | xxxx | xxxx | Verified | Last transfer property price |
| 303922005 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921992 | Original P&I | 752 | 751.93 | Verified | Tape Value reflects PITI |
| 303921992 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921992 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303923190 | Original P&I | 1738 | 1737.79 | Verified | Field Value reflects Note value |
| 303923190 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921990 | Original P&I | 1005 | 1005.44 | Verified | Field Value reflects Note value |
| 303921990 | Contract Sales Price | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 303921990 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921998 | Original P&I | 840 | 840.25 | Verified | Field Value reflects Note value |
| 303921998 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921998 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921967 | Original P&I | 803 | 803.13 | Verified | Field Value reflects Note value |
| 303921967 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 303921967 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921970 | Original P&I | 1036 | 1035.99 | Verified | Field Value reflects Note value |
| 303921970 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921970 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921970 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921972 | Original P&I | 895 | 894.8 | Verified | Field Value reflects Note value |
| 303921972 | Contract Sales Price | xxxx | xxxx | Verified | Previous purchase price |
| 303921972 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921969 | Original P&I | 1638 | 1637.53 | Verified | Field Value reflects Note value |
| 303921969 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921969 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921962 | Original P&I | 1069 | 1069.41 | Verified | Field Value reflects Note value |
| 303921962 | Property Type | Townhouse | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921962 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921962 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921986 | Original P&I | 665 | 664.58 | Verified | Field Value reflects Note value |
| 303921986 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921986 | Contract Sales Price | xxxx | xxxx | Verified | From RE Sch. |
| 303921986 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921989 | Original P&I | 1246 | 1246.38 | Verified | Field Value reflects Note value |
| 303921989 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects Property History Report. |
| 303921989 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921975 | Original P&I | 743 | 742.93 | Verified | Field Value reflects Note value |
| 303921975 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921975 | Original LTV | 80 | 84.79 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303921975 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922001 | Original P&I | 467 | 467.34 | Verified | Field Value reflects Note value |
| 303922001 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303922001 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921993 | Original P&I | 661 | 661.35 | Verified | Field Value reflects Note value |
| 303921993 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921979 | Original P&I | 1038 | 1038.38 | Verified | Field Value reflects Note value |
| 303921979 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921979 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921978 | Original P&I | 633 | 633.43 | Verified | Field Value reflects Note value |
| 303921978 | Representative FICO | 804 | 753 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921978 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921978 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921976 | Original P&I | 1504 | 1503.86 | Verified | Field Value reflects Note value |
| 303921976 | Representative FICO | 804 | 753 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921976 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921976 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922009 | Original P&I | 713 | 712.54 | Verified | Field Value reflects Note value |
| 303922009 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 303922009 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921980 | Original P&I | 2113 | 2112.56 | Verified | Field Value reflects Note value |
| 303921980 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921980 | Contract Sales Price | xxxx | xxxx | Verified | NA |
| 303921980 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921971 | Original P&I | 835 | 835.48 | Verified | Field Value reflects Note value |
| 303921971 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921971 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921977 | Original P&I | 896 | 896.21 | Verified | Field Value reflects Note value |
| 303921977 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921977 | Original LTV | 80 | 87.27 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303921977 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922007 | Original P&I | 495 | 494.62 | Verified | Field Value reflects Note value |
| 303922007 | Contract Sales Price | xxxx | xxxx | Verified | Updated from Verification OF RE Experience |
| 303922007 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922008 | Original P&I | 562 | 561.75 | Verified | Field Value reflects Note value |
| 303922008 | Contract Sales Price | xxxx | xxxx | Verified | NA |
| 303922008 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922006 | Original P&I | 524 | 523.8 | Verified | Field Value reflects Note value |
| 303922006 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921955 | Original P&I | 652 | 651.67 | Verified | Field Value reflects Note value |
| 303921955 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921955 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921954 | Original P&I | 713 | 712.54 | Verified | Field Value reflects Note value |
| 303921954 | Contract Sales Price | xxxx | xxxx | Verified | Previous purchase price |
| 303921954 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921953 | Original P&I | 877 | 877.25 | Verified | Field Value reflects Note value |
| 303921953 | Contract Sales Price | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 303921953 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921952 | Original P&I | 713 | 712.54 | Verified | Field Value reflects Note value |
| 303921952 | Contract Sales Price | xxxx | xxxx | Verified | Previous purchase price |
| 303921952 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921950 | Original P&I | 548 | 547.83 | Verified | Field Value reflects Note value |
| 303921950 | Contract Sales Price | xxxx | xxxx | Verified | Previous purchase price |
| 303921950 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921951 | Original P&I | 716 | 716.12 | Verified | Field Value reflects Note value |
| 303921951 | Contract Sales Price | xxxx | xxxx | Verified | Per doc147 property history |
| 303921951 | Borrower Full Name | xxxx | xxxx | Verified | One in the same |
| 303921949 | Original P&I | 1074 | 1074.18 | Verified | Field Value reflects Note value |
| 303921949 | Contract Sales Price | xxxx | xxxx | Verified | NA |
| 303921949 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921948 | Original P&I | 895 | 895.15 | Verified | Field Value reflects Note value |
| 303921948 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921948 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921947 | Original P&I | 691 | 691.06 | Verified | Field Value reflects Note value |
| 303921947 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the Approval/AUS |
| 303921947 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921946 | Original P&I | 698 | 698.22 | Verified | Field Value reflects Note value |
| 303921946 | Contract Sales Price | xxxx | xxxx | Verified | Previous purchase price |
| 303921946 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921945 | Original P&I | 576 | 576.48 | Verified | Field Value reflects Note value |
| 303921945 | Contract Sales Price | xxxx | xxxx | Verified | Per application sale price was $xxxx |
| 303921945 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921944 | Original P&I | 698 | 698.22 | Verified | Field Value reflects Note value |
| 303921944 | Contract Sales Price | xxxx | xxxx | Verified | Updated from RE Schedule - Last Sale Info |
| 303921944 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921942 | Original P&I | 695 | 694.64 | Verified | Field Value reflects Note value |
| 303921942 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921942 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921943 | Original P&I | 727 | 726.86 | Verified | Field Value reflects Note value |
| 303921943 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921943 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921941 | Original P&I | 695 | 694.64 | Verified | Field Value reflects Note value |
| 303921941 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921940 | Original P&I | 1074 | 1074.18 | Verified | Field Value reflects Note value |
| 303921940 | Contract Sales Price | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 303921940 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922003 | Original P&I | 802 | 802.06 | Verified | Field Value reflects Note value |
| 303922003 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303922003 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921963 | Original P&I | 1935 | 1935.45 | Verified | Field Value reflects Note value |
| 303921963 | Contract Sales Price | xxxx | xxxx | Verified | Original purchase price from RE Schedule. |
| 303921963 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921987 | Original P&I | 1050 | 1050.31 | Verified | Field Value reflects Note value |
| 303921987 | Contract Sales Price | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 303921987 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921964 | Original P&I | 575 | 575.05 | Verified | Field Value reflects Note value |
| 303921964 | Contract Sales Price | xxxx | xxxx | Verified | Verified from Source document |
| 303921964 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921957 | Original P&I | 1318 | 1317.67 | Verified | Field Value reflects Note value |
| 303921957 | Contract Sales Price | xxxx | xxxx | Verified | From Appraisal |
| 303921957 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921968 | Original P&I | 759 | 759.09 | Verified | Field Value reflects Note value |
| 303921968 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921968 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921961 | Original P&I | 2207 | 2206.77 | Verified | Field Value reflects Note value |
| 303921961 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921959 | Original P&I | 983 | 982.85 | Verified | Field Value reflects Note value |
| 303921959 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921984 | Original P&I | 507 | 507.06 | Verified | Field Value reflects Note value |
| 303921984 | Representative FICO | 755 | 742 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921984 | Contract Sales Price | xxxx | xxxx | Verified | Sales price per the credit application and the property profile |
| 303921984 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921960 | Original P&I | 659 | 658.83 | Verified | Field Value reflects Note value |
| 303921960 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921960 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921938 | Original P&I | 522 | 522.33 | Verified | Field Value reflects Note value |
| 303921938 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921937 | Original P&I | 1598 | 1598.15 | Verified | Field Value reflects Note value |
| 303921937 | Contract Sales Price | xxxx | xxxx | Verified | Last transfer property price taken from background check. |
| 303921937 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921982 | Original P&I | 1834 | 1834.47 | Verified | Field Value reflects Note value |
| 303921982 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921982 | Contract Sales Price | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 303921982 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922002 | Original P&I | 381 | 380.86 | Verified | Field Value reflects Note value |
| 303922002 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 303922002 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921939 | Original P&I | 504 | 504.32 | Verified | Field Value reflects Note value |
| 303921939 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921936 | Original P&I | 630 | 629.6 | Verified | Field Value reflects Note value |
| 303921936 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921936 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921966 | Original P&I | 1120 | 1119.98 | Verified | Field Value reflects Note value |
| 303921966 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921958 | Original P&I | 465 | 465.48 | Verified | Field Value reflects Note value |
| 303921958 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921958 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 303921958 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921956 | Original P&I | 920 | 920.29 | Verified | Field Value reflects Note value |
| 303921956 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 303921956 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921911 | Contract Sales Price | xxxx | xxxx | Verified | Previous purchase price |
| 303921909 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921909 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303921909 | Representative FICO | 777 | 769 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921909 | Original PITIA | 529.82 | 624.82 | Verified | Property Mangement fee added for DSCR calculation. |
| 303921897 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921897 | Purpose | Purchase | Refinance | Verified | Field Value reflects the Purpose per the Final HUD-1/Final CD |
| 303921897 | Original PITIA | 1154.99 | 1155.02 | Verified | Field value reflects source document |
| 303921902 | Original LTV | 58.72 | 80 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303921901 | Representative FICO | 808 | 752 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921901 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921901 | Original PITIA | 988.97 | 1096.97 | Verified | Field value reflects source document |
| 303921900 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921900 | Contract Sales Price | xxxx | xxxx | Verified | Previous purchase price |
| 303921900 | Original PITIA | 1293.86 | 1291.86 | Verified | Field value reflects source document |
| 303921898 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921898 | Original LTV | 74.77 | 96.62 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303921894 | Representative FICO | 789 | 706 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921894 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921894 | Original LTV | 64.94 | 80 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303921896 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921893 | Contract Sales Price | xxxx | xxxx | Verified | Unable to verify due to missing information |
| 303921899 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921899 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 303921899 | Original PITIA | 1228.85 | 1375.88 | Verified | Field value reflects source document |
| 303922041 | Amortization Term | 300 | 360 | Verified | Field Value reflects Amortization Term per Note |
| 303922041 | Original PITIA | 3988.59 | 3915.19 | Verified | Field value reflects source document |
| 303922039 | Property Type | Single Family Detached | Condo (Low Rise) | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922035 | Contract Sales Price | xxxx | xxxx | Verified | Original purchase price as reported on appraisal. |
| 303922029 | Representative FICO | 779 | 763 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922029 | Original PITIA | 917.61 | 786.68 | Verified | Field value reflects source document |
| 303922027 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922027 | Property Type | Single Family Detached | 4 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922027 | # of Units | 1 | 4 | Verified | Field value reflects source document |
| 303922027 | Contract Sales Price | xxxx | xxxx | Verified | Subject last sold xxxx. Seasoned refinance transaction. |
| 303922027 | Original PITIA | 1333.94 | 1525.94 | Verified | Field value reflects source document |
| 303922025 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303922025 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922025 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922025 | Original PITIA | 2150.2 | 2133.62 | Verified | Field value reflects source document |
| 303922022 | Representative FICO | 775 | 755 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922022 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303922022 | Original LTV | 61.01 | 251.64 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303922022 | Original PITIA | 856.6 | 856.57 | Verified | Field value reflects source document |
| 303922031 | Borrower Last Name | xxxx | xxxx | Verified | One in the same |
| 303922031 | Representative FICO | 779 | 763 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922021 | Representative FICO | 775 | 755 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922021 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303922021 | Original LTV | 58.66 | 151.87 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303922021 | Original PITIA | 863.24 | 863.27 | Verified | Field value reflects source document |
| 303922020 | Representative FICO | 775 | 755 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922020 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303922020 | Original LTV | 68.78 | 220.84 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303922019 | Representative FICO | 775 | 755 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922019 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 303922019 | Original LTV | 75.02 | 772.75 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303922017 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922017 | Representative FICO | 782 | 739 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922017 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922017 | Purpose | Purchase | Refinance | Verified | Field Value reflects the Purpose per the Final HUD-1/Final CD |
| 303922017 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303922017 | Original LTV | 70.15 | 119.67 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303921915 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921924 | Representative FICO | 721 | 701 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921924 | Original LTV | 75.91 | 80 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303922018 | Amortization Term | 240 | 360 | Verified | Field Value reflects Amortization Term per Note |
| 303922018 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922018 | Original PITIA | 623.39 | 642.81 | Verified | Field value reflects source document |
| 303922010 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922012 | Amortization Term | 240 | 360 | Verified | Field Value reflects Amortization Term per Note |
| 303922012 | Representative FICO | 737 | 749 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922012 | Original LTV | 69.89 | 75 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303922012 | Original PITIA | 539.07 | 664.57 | Verified | Field value reflects source document |
| 303921932 | Representative FICO | 715 | 675 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921932 | Original PITIA | 1617.47 | 1522.1 | Verified | Field value reflects source document |
| 303921933 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921933 | Contract Sales Price | xxxx | xxxx | Verified | Previous sales price |
| 303921933 | Original PITIA | 1492.9 | 1662.9 | Verified | Field value reflects source document |
| 303921916 | Representative FICO | 783 | 715 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921916 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921916 | Original LTV | 80 | 134.22 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303921916 | Original PITIA | 925.93 | 824.13 | Verified | Unable to verify due to missing information |
| 303921922 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921922 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 303921922 | Original PITIA | 1270.82 | 1257.21 | Verified | Field value reflects source document |
| 303921926 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921926 | Contract Sales Price | xxxx | xxxx | Verified | Purchase History (Land) |
| 303921926 | Original PITIA | 1014.06 | 737.56 | Verified | Field value reflects source document |
| 303921925 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921925 | Representative FICO | 779 | 691 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921925 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921923 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921923 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921921 | Representative FICO | 775 | 755 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921921 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921921 | Original LTV | 59.36 | 167.84 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303921921 | Original PITIA | 1192.4 | 1192.38 | Verified | Field value reflects source document |
| 303921912 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921919 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921919 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921914 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 303921914 | Original PITIA | 1463.74 | 1703.77 | Verified | Property management fee was included in the PITIA |
| 303921934 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921934 | Contract Sales Price | xxxx | xxxx | Verified | Verified from Source document |
| 303921934 | Original PITIA | 825.19 | 895.19 | Verified | Field value reflects source document |
| 303921913 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921913 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303922066 | Contract Sales Price | xxxx | xxxx | Verified | Previous purchase price |
| 303922064 | Contract Sales Price | xxxx | xxxx | Verified | purchased within 12 months |
| 303922067 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922067 | Representative FICO | 816 | 780 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922067 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303922065 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303922065 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Security Instrument |
| 303922061 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922061 | Representative FICO | 785 | 770 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922061 | Contract Sales Price | xxxx | xxxx | Verified | Seasoning < 180 days. |
| 303922056 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922056 | Original LTV | 77.78 | 80 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303922056 | Original PITIA | 927.95 | 1017.95 | Verified | Updated to included property management fee per the agreement |
| 303922054 | Representative FICO | 757 | 700 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922054 | Contract Sales Price | xxxx | xxxx | Verified | Original purchase price from Purchase HUD in file. |
| 303922051 | Representative FICO | 767 | 765 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922051 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303922053 | Borrower Last Name | xxxx | xxxx | Verified | One in the same. |
| 303922053 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922053 | Representative FICO | 762 | 734 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922053 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922053 | Contract Sales Price | xxxx | xxxx | Verified | Stated on application. |
| 303922047 | Contract Sales Price | xxxx | xxxx | Verified | field value reflects property History Report. |
| 303922045 | City | xxxx | xxxx | Verified | Field Value reflects City per Appraisal |
| 303922045 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922045 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303922049 | Representative FICO | 775 | 755 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922049 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303922049 | Contract Sales Price | xxxx | xxxx | Verified | Previous purchase price |
| 303922044 | Amortization Term | 300 | 360 | Verified | Field Value reflects Amortization Term per Note |
| 303922283 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922283 | Representative FICO | 759 | 687 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922285 | Representative FICO | 759 | 687 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922285 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303922279 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922279 | Original PITIA | 870.56 | 1070.56 | Verified | Field value reflects source document |
| 303922281 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303922281 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303922281 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922281 | Representative FICO | 759 | 687 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922282 | Borrower Last Name | xxxx | xxxx | Verified | One in the same |
| 303922282 | Representative FICO | 759 | 687 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922272 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922272 | Contract Sales Price | xxxx | xxxx | Verified | Original purchase price per Appraisal. |
| 303922272 | Original PITIA | 2773.01 | 2753.31 | Verified | Field value reflects source document |
| 303922270 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922270 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303922270 | Original PITIA | 899.13 | 884.21 | Verified | Field value reflects source document |
| 303922268 | Representative FICO | 759 | 687 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922269 | Representative FICO | 759 | 687 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922267 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 303922260 | Contract Sales Price | xxxx | xxxx | Verified | Field Valus reflects pulic records. |
| 303922260 | Original PITIA | 796.76 | 910.52 | Verified | Field value reflects source document |
| 303922262 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303922262 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922262 | Purpose | Purchase | Refinance | Verified | Field Value reflects the Purpose per the Final HUD-1/Final CD |
| 303922262 | Original PITIA | 2180.68 | 2156.52 | Verified | Field value reflects source document |
| 303922257 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922257 | Contract Sales Price | xxxx | xxxx | Verified | Original sales price from Application. |
| 303922257 | Original PITIA | 1243.11 | 1443.11 | Verified | Field value reflects source document |
| 303922255 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922255 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 303922255 | Original PITIA | 680.73 | 680.38 | Verified | Field value reflects source document |
| 303922256 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303922256 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922256 | Representative FICO | 775 | 755 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922256 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 303922265 | Contract Sales Price | xxxx | xxxx | Verified | Field value is from public record. |
| 303922265 | Original PITIA | 599.76 | 681.76 | Verified | Field value reflects source document |
| 303922248 | Amortization Term | 300 | 360 | Verified | 10 year I/O loan. |
| 303922248 | Representative FICO | 740 | 716 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922248 | Property Type | Single Family Detached | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922248 | Original LTV | 76.48 | 79.42 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303922249 | Contract Sales Price | xxxx | xxxx | Verified | Delayed purchase. LTV is based on lessor of purchase price and As Is Value. |
| 303922250 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922252 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922252 | Representative FICO | 785 | 770 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922252 | Contract Sales Price | xxxx | xxxx | Verified | Original purchase price per Credit Application |
| 303922252 | Original PITIA | 1037.4 | 1157.4 | Verified | Field value reflects source document |
| 303922239 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303922239 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303922239 | Representative FICO | 781 | 767 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922239 | Purpose | Purchase | Refinance | Verified | Field Value reflects the Purpose per the Final HUD-1/Final CD |
| 303922241 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922241 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
| 303922241 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303922241 | Original PITIA | 884.29 | 1139.04 | Verified | Field value reflects source document |
| 303922244 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922238 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922238 | Representative FICO | 778 | 759 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922238 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921832 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921832 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921832 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921834 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921834 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921834 | Representative FICO | 754 | 745 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921834 | Borrower Full Name | xxxx | xxxx | Verified | One in the same |
| 303921829 | Property Type | Single Family | Condo (Low Rise) | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921829 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921840 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921840 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921840 | Representative FICO | 778 | 739 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921840 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921827 | Representative FICO | 741 | 676 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921827 | Contract Sales Price | xxxx | xxxx | Verified | Verified from source document |
| 303921827 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921826 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921826 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921826 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921850 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921850 | Representative FICO | 823 | 743 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921850 | Contract Sales Price | xxxx | xxxx | Verified | Field value reflects property history report. |
| 303921850 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921836 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921836 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921836 | Representative FICO | 775 | 713 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921836 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921849 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921849 | Representative FICO | 765 | 716 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921849 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921839 | Representative FICO | 706 | 684 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921839 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921822 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921822 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921822 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921819 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921819 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921819 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921819 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921825 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921825 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921825 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921841 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921841 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921841 | Representative FICO | 809 | 806 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921841 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921820 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921843 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921843 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921843 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921846 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921846 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921846 | Contract Sales Price | xxxx | xxxx | Verified | Real Estate Owned doc69 |
| 303921846 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921835 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921835 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921835 | Representative FICO | 754 | 745 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921835 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921830 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921830 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921830 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921833 | Representative FICO | 767 | 728 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921833 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921833 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921838 | Borrower Full Name | xxxx | xxxx | Verified | One in the same |
| 303921828 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921824 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921824 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921821 | Representative FICO | 739 | 730 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921821 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921845 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921845 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921845 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921842 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921837 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921837 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921837 | Representative FICO | 804 | 785 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921837 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921831 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921831 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921831 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921831 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921823 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921823 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921823 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921810 | Representative FICO | 767 | 728 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921810 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921787 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921805 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921788 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921804 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921789 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921803 | Representative FICO | 739 | 730 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921803 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921806 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921802 | Representative FICO | 739 | 730 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921802 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921815 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921817 | Representative FICO | 698 | 641 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921817 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921818 | Representative FICO | 698 | 641 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921818 | Borrower Full Name | xxxx | xxxx | Verified | Same |
| 303921794 | Representative FICO | 739 | 713 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921794 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921792 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921799 | Borrower Full Name | xxxx | xxxx | Verified | same |
| 303921800 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921798 | Representative FICO | 705 | 697 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921798 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921798 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921816 | Representative FICO | 747 | 700 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921816 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921813 | Property Type | Townhouse | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921813 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921808 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921785 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921796 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921807 | Representative FICO | 792 | 776 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921807 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921795 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921790 | Representative FICO | 804 | 776 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921790 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921790 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921797 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921786 | Original LTV | 70 | 220.4 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303921786 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921809 | Property Type | Townhouse | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921809 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303921793 | Representative FICO | 785 | 793 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921793 | Borrower Full Name | xxxx | xxxx | Verified | Field value reflects source document |
| 303922223 | Original PITIA | 1443.14 | 1457.3 | Verified | Field value reflects source document |
| 303922221 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303922221 | Original PITIA | 1598.86 | 1598.85 | Verified | Field value reflects source document |
| 303922220 | Original LTV | 78.43 | 80 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303922220 | Original PITIA | 580.36 | 584.73 | Verified | Field value reflects source document |
| 303922219 | Original PITIA | 742.44 | 711.84 | Verified | Field value reflects source document |
| 303922214 | Original PITIA | 2535.97 | 2526.84 | Verified | Field value reflects source document |
| 303922216 | Amortization Term | 300 | 360 | Verified | Field Value reflects Amortization Term per Note |
| 303922216 | Original PITIA | 2496.93 | 3154.35 | Verified | Field value reflects source document |
| 303922207 | Original PITIA | 465.57 | 465.6 | Verified | Field value reflects source document |
| 303922196 | Original PITIA | 3219.43 | 3219.69 | Verified | Field value reflects source document |
| 303922213 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922213 | Original PITIA | 1649.61 | 1649.6 | Verified | Field value reflects source document |
| 303922193 | Original PITIA | 1502.37 | 1624.92 | Verified | Field value reflects source document |
| 303922200 | Original PITIA | 1192.38 | 1192.39 | Verified | Field value reflects source document |
| 303922206 | City | xxxx | xxxx | Verified | Field Value reflects City per Appraisal |
| 303922206 | Amortization Term | 300 | 360 | Verified | Field Value reflects Amortization Term per Note |
| 303922206 | Original LTV | 76.44 | 80 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303922206 | Original PITIA | 3251.93 | 3901.71 | Verified | Field value reflects source document |
| 303922187 | Representative FICO | 812 | 703 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922187 | Original PITIA | 966.18 | 972.78 | Verified | PITIA has been verified with documents in file and escrow portion of the HUD. |
| 303922190 | Representative FICO | 812 | 703 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922180 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922180 | Original PITIA | 1813.94 | 2047.03 | Verified | Field value reflects source document |
| 303922183 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922183 | Original LTV | 58.33 | 75.62 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303922183 | Original PITIA | 1641.74 | 1650.08 | Verified | Field value reflects source document |
| 303922173 | Representative FICO | 767 | 755 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922172 | Representative FICO | 767 | 755 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922172 | Original PITIA | 3855.57 | 3981.08 | Verified | Field value reflects source document |
| 303922176 | Representative FICO | 767 | 755 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922176 | Original PITIA | 3848.49 | 3980.17 | Verified | Field value reflects source document |
| 303922169 | Amortization Term | 240 | 360 | Verified | Field Value reflects Amortization Term per Note |
| 303922169 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922169 | Original LTV | 75 | 81.38 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303922169 | Original PITIA | 2295.69 | 2658.17 | Verified | Field value reflects source document |
| 303922168 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922168 | Original Interest Rate | 4.16 | 4.1625 | Verified | Field Value reflects the Note value |
| 303922168 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922168 | Original PITIA | 1123.89 | 1187.81 | Verified | Field value reflects source document |
| 303922145 | Original PITIA | 3510.83 | 2770.1 | Verified | Field value reflects source document |
| 303922146 | Original PITIA | 3579.12 | 2824.55 | Verified | Field value reflects source document |
| 303922147 | Original PITIA | 3089.43 | 2630.38 | Verified | Field value reflects source document |
| 303922148 | Original PITIA | 959.61 | 820.48 | Verified | Field value reflects source document |
| 303922144 | Original PITIA | 3880.64 | 3076.06 | Verified | Field value reflects source document |
| 303922141 | Original PITIA | 2843.08 | 2860.66 | Verified | Field value reflects source document |
| 303922143 | Original PITIA | 3813.23 | 2931.29 | Verified | Field value reflects source document |
| 303922151 | Property Type | Single Family | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922151 | Original PITIA | 2492.74 | 2525.91 | Verified | PITIA has been verified with all documents in file as well as the HUD escrow section. |
| 303922142 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303922142 | Original PITIA | 4115.46 | 3070.63 | Verified | Field value reflects source document |
| 303922138 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922138 | Original LTV | 70 | 80 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303922138 | Original PITIA | 1712.99 | 1494.26 | Verified | Field value reflects source document |
| 303922135 | Original PITIA | 474.54 | 497.99 | Verified | Field value reflects source document |
| 303922134 | Original Interest Rate | 4.163 | 4.1625 | Verified | Field Value reflects the Note value |
| 303922134 | Property Type | Single Family | PUD | Verified | Field Value reflects the Approval/AUS in file. |
| 303922134 | Original PITIA | 1061.79 | 1002.46 | Verified | Field value reflects source document |
| 303922132 | Original LTV | 75 | 82.27 | Verified | Desk review value less than Appraisal value; used to calculate LTV |
| 303922132 | Original PITIA | 922.61 | 973.5 | Verified | Field value reflects source document |
| 303922126 | Representative FICO | 785 | 782 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922126 | Original PITIA | 1053.75 | 1039.4 | Verified | Field value reflects source document |
| 303922129 | Original PITIA | 2467.03 | 2276.68 | Verified | Field value reflects source document |
| 303922128 | Representative FICO | 785 | 777 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922128 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922128 | Original PITIA | 1356.39 | 1384 | Verified | Field value reflects source document |
| 303922123 | Original PITIA | 1338.89 | 1363.5 | Verified | Field value reflects source document |
| 303922121 | Representative FICO | 785 | 775 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922121 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922121 | Original PITIA | 2029.6 | 2023.49 | Verified | Field value reflects source document |
| 303922122 | Representative FICO | 785 | 775 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922122 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922122 | Original PITIA | 2274.63 | 2234.31 | Verified | Field value reflects source document |
| 303922120 | Original PITIA | 1694.75 | 1762.63 | Verified | Field value reflects source document |
| 303922124 | Representative FICO | 817 | 600 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922124 | Original PITIA | 2564.15 | 2646.8 | Verified | Field value reflects source document |
| 303922125 | Representative FICO | 797 | 765 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922125 | Original LTV | 68.99 | 75 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303922125 | Original PITIA | 660.8 | 838.12 | Verified | Field value reflects source document |
| 303922119 | Representative FICO | 767 | 755 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922119 | Original PITIA | 4800.08 | 5111.19 | Verified | PITIA has been verified with documentation in file and escrow section of the HUD. |
| 303922118 | Original LTV | 63.03 | 68.42 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303922118 | Original PITIA | 1027.17 | 988.95 | Verified | Field value reflects source document |
| 303922117 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
| 303922117 | Property Type | Single Family | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303922117 | Original PITIA | 1364.58 | 1122.19 | Verified | PITIA has been verified with documents provided in the file as well as the escrow portion of the HUD. |
| 303922114 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303922114 | Original PITIA | 2789.24 | 3510.49 | Verified | Field value reflects source document |
| 303922111 | Original PITIA | 2888.45 | 2891.62 | Verified | Field value reflects source document |
| 303922113 | Original PITIA | 1733.59 | 1714.39 | Verified | Field value reflects source document |
| 303922105 | Representative FICO | 767 | 755 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922105 | Original PITIA | 2519.75 | 2516.19 | Verified | Field value reflects source document |
| 303922104 | Original PITIA | 1917.14 | 2105.92 | Verified | Field value reflects source document |
| 303922103 | Representative FICO | 779 | 771 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922103 | Original PITIA | 3332.09 | 3453.19 | Verified | Field value reflects source document |
| 303922106 | Representative FICO | 767 | 755 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303922106 | Original PITIA | 4611.93 | 4806.64 | Verified | Field value reflects source document |
| 303922108 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303922108 | Refi Purpose | Rate/Term | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 303922108 | Original PITIA | 2651.25 | 2432.76 | Verified | Field value reflects source document |
| 303921761 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921761 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921761 | Original PITIA | 1770.45 | 1767.46 | Verified | Field value reflects source document |
| 303921767 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921767 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921781 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921781 | Contract Sales Price | xxxx | xxxx | Verified | Original purchase price as reflected on the appraisal. |
| 303921781 | Original PITIA | 1099.17 | 1109.08 | Verified | Field value reflects source document |
| 303921778 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921778 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921778 | Contract Sales Price | xxxx | xxxx | Verified | Updated from Property History Report |
| 303921760 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921760 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921760 | Original PITIA | 2031.97 | 2029.14 | Verified | Field value reflects source document |
| 303921762 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921762 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921762 | Original PITIA | 1445.06 | 1414.81 | Verified | The loan file is missing the H06 insurance policy to verify the monthly payment of 30.25 |
| 303921777 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921777 | Contract Sales Price | xxxx | xxxx | Verified | Per appraisal report last purchase price $xxxx on xxxx |
| 303921777 | Original PITIA | 1697.48 | 1697.74 | Verified | Field value reflects source document |
| 303921756 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921756 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921756 | Original PITIA | 710.28 | 691.71 | Verified | Field value reflects source document |
| 303921758 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921758 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921758 | Original PITIA | 2531.07 | 2531.14 | Verified | Field value reflects source document |
| 303921766 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921766 | Representative FICO | 802 | 749 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921766 | Contract Sales Price | xxxx | xxxx | Verified | Field value reflects credit App/property history report. |
| 303921757 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921757 | Representative FICO | 781 | 732 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921757 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921755 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921755 | Contract Sales Price | xxxx | xxxx | Verified | appraisal |
| 303921775 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921775 | Contract Sales Price | xxxx | xxxx | Verified | Previous purchase price |
| 303921773 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921773 | Contract Sales Price | xxxx | xxxx | Verified | Property History provided |
| 303921776 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921776 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 303921776 | Original PITIA | 739.3 | 765.26 | Verified | Field value reflects source document |
| 303921784 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921784 | Representative FICO | 698 | 641 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921784 | Contract Sales Price | xxxx | xxxx | Verified | Original purchase price per application. |
| 303921759 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921759 | Contract Sales Price | xxxx | xxxx | Verified | Sales price when purchased on xxxx |
| 303921768 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921768 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921768 | Original PITIA | 1465.25 | 1445.81 | Verified | Field value reflects source document |
| 303921780 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921780 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921771 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303921771 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921771 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921771 | Original PITIA | 1023.44 | 1028.74 | Verified | Field value reflects source document |
| 303921783 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921783 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921769 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921769 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921764 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921764 | Representative FICO | 805 | 802 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921764 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921770 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921770 | Contract Sales Price | xxxx | xxxx | Verified | Per property profile |
| 303921770 | Original PITIA | 1018.58 | 1015.96 | Verified | Field value reflects source document |
| 303921774 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921774 | Representative FICO | 791 |  | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921774 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
| 303921774 | Original PITIA | 885.51 | 885.47 | Verified | Field value reflects source document |
| 303921763 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921763 | Representative FICO | 805 | 802 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921763 | Contract Sales Price | xxxx | xxxx | Verified | Per credit application in file |
| 303921753 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921753 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921753 | Refi Purpose | Rate/Term | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
| 303921754 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921754 | Representative FICO | 739 | 720 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921754 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921736 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921736 | Property Type |  | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921744 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921744 | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921746 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921746 | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921749 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921749 | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921749 | Contract Sales Price | xxxx | xxxx | Verified | This is prior purchase price |
| 303921747 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921747 | Property Type |  | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921747 | Original LTV | 77.19 | 83.45 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303921735 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921735 | Representative FICO | 785 | 760 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921735 | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921745 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Title |
| 303921745 | Property Type |  | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921737 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921737 | Property Type |  | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921742 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921742 | Representative FICO | 791 | 777 | Verified | Tri-merrge required credit reports not contained in the loan file. |
| 303921742 | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921743 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921743 | Property Type |  | 4 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921743 | Contract Sales Price | xxxx | xxxx | Verified | Field value reflects property history report. |
| 303921750 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921750 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921741 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921741 | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921734 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921734 | Representative FICO | 785 | 760 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921734 | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921740 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921739 | Borrower Last Name | xxxx | xxxx | Verified | same |
| 303921739 | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921738 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921738 | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921715 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921715 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921715 | State | xxxx | xxxx | Verified | Field Value reflects State per Note |
| 303921715 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303921715 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921715 | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921727 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921727 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921727 | State | xxxx | xxxx | Verified | Field Value reflects State per Note |
| 303921727 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303921727 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921727 | Property Type |  | 2 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921727 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921719 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921719 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921719 | State | xxxx | xxxx | Verified | Field Value reflects State per Note |
| 303921719 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303921719 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921719 | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921730 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921730 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921730 | State | xxxx | xxxx | Verified | Field Value reflects State per Note |
| 303921730 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303921730 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921730 | Representative FICO | 740 | 728 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921730 | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921730 | Original LTV | 78.5 | 87.15 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
| 303921709 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921709 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921709 | State | xxxx | xxxx | Verified | Field Value reflects State per Note |
| 303921709 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303921709 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921709 | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921709 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921710 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921710 | City | xxxx | xxxx | Verified | Field Value reflects City per Appraisal |
| 303921710 | State | xxxx | xxxx | Verified | Field Value reflects State per Note |
| 303921710 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303921710 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921710 | Property Type |  | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921716 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921716 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921716 | State | xxxx | xxxx | Verified | Field Value reflects State per Note |
| 303921716 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303921716 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921716 | Representative FICO | 785 | 760 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921716 | Property Type |  | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921705 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921705 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921705 | State | xxxx | xxxx | Verified | Field Value reflects State per Note |
| 303921705 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303921705 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921705 | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921733 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921733 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921733 | State | xxxx | xxxx | Verified | Field Value reflects State per Note |
| 303921733 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303921733 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921733 | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921732 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921732 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921732 | State | xxxx | xxxx | Verified | Field Value reflects State per Note |
| 303921732 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303921732 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921732 | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921732 | Contract Sales Price | xxxx | xxxx | Verified | Field value reflects property Hisort Report |
| 303921713 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921713 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921713 | State | xxxx | xxxx | Verified | Field Value reflects State per Note |
| 303921713 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303921713 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921713 | Property Type |  | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921718 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921718 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921718 | State | xxxx | xxxx | Verified | Field Value reflects State per Note |
| 303921718 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303921718 | Borrower Last Name | xxxx | xxxx | Verified | Same |
| 303921718 | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921707 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921707 | Representative FICO | 804 | 767 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921707 | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921712 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921712 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921712 | State | xxxx | xxxx | Verified | Field Value reflects State per Note |
| 303921712 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303921712 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921712 | Property Type |  | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921711 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921711 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921711 | State | xxxx | xxxx | Verified | Field Value reflects State per Note |
| 303921711 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303921711 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921711 | Property Type |  | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921708 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921708 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921708 | State | xxxx | xxxx | Verified | Field Value reflects State per Note |
| 303921708 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303921708 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921708 | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921701 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921701 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921701 | State | xxxx | xxxx | Verified | Field Value reflects State per Note |
| 303921701 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303921701 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921701 | Property Type |  | 3 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921700 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921700 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921700 | State | xxxx | xxxx | Verified | Field Value reflects State per Note |
| 303921700 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303921700 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921700 | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921702 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921702 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921702 | State | xxxx | xxxx | Verified | Field Value reflects State per Note |
| 303921702 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303921702 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921702 | Property Type |  | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921731 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921731 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921731 | State | xxxx | xxxx | Verified | Field Value reflects State per Note |
| 303921731 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303921731 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921731 | Representative FICO | 761 | 777 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921731 | Property Type |  | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921703 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921703 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921703 | State | xxxx | xxxx | Verified | Field Value reflects State per Note |
| 303921703 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303921703 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921703 | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921698 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921698 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921698 | State | xxxx | xxxx | Verified | Field Value reflects State per Note |
| 303921698 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303921698 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921698 | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921704 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921704 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921704 | State | xxxx | xxxx | Verified | Field Value reflects State per Note |
| 303921704 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303921704 | Property Type |  | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921717 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921717 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921717 | State | xxxx | xxxx | Verified | Field Value reflects State per Note |
| 303921717 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303921717 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921717 | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921723 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921723 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921723 | State | xxxx | xxxx | Verified | Field Value reflects State per Note |
| 303921723 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303921723 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921723 | Property Type |  | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921721 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921721 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921721 | State | xxxx | xxxx | Verified | Field Value reflects State per Note |
| 303921721 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303921721 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921721 | Representative FICO | 774 | 720 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921721 | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921714 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921714 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921714 | State | xxxx | xxxx | Verified | Field Value reflects State per Note |
| 303921714 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303921714 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921714 | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921714 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
| 303921720 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921720 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921720 | State | xxxx | xxxx | Verified | Field Value reflects State per Note |
| 303921720 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303921720 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921720 | Representative FICO | 684 | 661 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921720 | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921720 | Contract Sales Price | xxxx | xxxx | Verified | Field value reflects property history report. |
| 303921722 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921722 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921722 | State | xxxx | xxxx | Verified | Field Value reflects State per Note |
| 303921722 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303921722 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921722 | Property Type |  | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921699 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921699 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921699 | State | xxxx | xxxx | Verified | Field Value reflects State per Note |
| 303921699 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303921699 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921699 | Property Type |  | 2 Family | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921706 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
| 303921706 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921706 | State | xxxx | xxxx | Verified | Field Value reflects State per Note |
| 303921706 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
| 303921706 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921706 | Property Type |  | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
| 303921883 | Original PITIA | 1056.14 | 1056.16 | Verified | Field value reflects source document |
| 303921865 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
| 303921865 | Original PITIA | 1495.1 | 1482.16 | Verified | Field value reflects source document |
| 303921873 | Representative FICO | 761 | 749 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921873 | Original PITIA | 1058.02 | 1058.01 | Verified | Field value reflects source document |
| 303921870 | Representative FICO | 785 | 770 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921872 | Representative FICO | 774 | 690 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921872 | Original PITIA | 3340.97 | 3299.6 | Verified | Field value reflects source document |
| 303921866 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
| 303921869 | Representative FICO | 784 | 739 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921858 | Representative FICO | 794 | 782 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921858 | Original LTV | 76.92 | 80 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
| 303921858 | Original PITIA | 1503.31 | 1460.42 | Verified | Field value reflects source document |
| 303921864 | Original PITIA | 933.14 | 932.89 | Verified | Field value reflects source document |
| 303921863 | Representative FICO | 797 | 776 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
| 303921851 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |

---

## Exhibit 99.3

[J.P. Morgan Mortgage Trust 2023-DSC1 ABS-15G](jpmmt-abs15g_031723.htm)

**Exhibit 99.3**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Customer Loan ID** | **Loan Exception ID** | **Exception Date** | **Exception Type** | **Exception Category** | **Exception Subcategory** | **15E Category** | **Exception** | **Exception Detail** | **Exception Information** | **Compensating Factors** | **Compensating Factor Information** | **Applying Party** | **Follow-up Comments** | **Cleared Date** | **Cured Date** | **Waived Date** | **Exception Level Grade** | **Note Date** | **Property State** | **Occupancy** | **Purpose** | **Exception Remediation** | **Compliance<br> Initial Loan Grade** | **Compliance<br> Final Loan Grade** | **Originator QM ATR Status** | **TPR QM ATR Status** | **Is Curable** |
| 303463621 | 25190473 |  | Credit | Insurance | Insurance Documentation | Insurance | Insurance Policy Expiration Date is less than 30 days of the Note Date and does not have automatic renewal. |  | xxxx |  |  |  | xxxx | 04/04/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303463621 | 25190662 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 04/07/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303557521 | 25066594 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 03/23/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303557521 | 25069584 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 760 FICO | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 03/24/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303557517 | 25064362 |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | xxxx |  |  |  | xxxx | 03/22/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303557517 | 25065078 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 03/23/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303557517 | 25069618 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 760 FICO | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 03/24/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303557518 | 25061854 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 03/23/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303557518 | 25068650 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 760 FICO | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 03/24/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303557519 | 25062504 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 03/23/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303557519 | 25068630 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 760 FICO | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 03/24/2022 | 2 B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303557520 | 25064987 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 03/23/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303557520 | 25069366 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 760 FICO | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 03/24/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303557522 | 25067568 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 03/23/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303557522 | 25068871 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 760 FICO | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 03/24/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303576982 | 25072354 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Spousal Consent Form not provided |  | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 773 FICO | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  |  | 2 C B |  | CA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303576998 | 25134576 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal is missing.; Sec ID: 1 |  | xxxx |  |  |  | xxxx | 03/25/2022 |  |  | 1 D A |  | CA | Investment | Purchase | D A |  | D A |  | N/A | No |
| 303542549 | 25348224 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  |  |  |  |  | xxxx | 03/15/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303596308 | 25348238 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/07/2022 |  |  | 1 C A |  | NY | Investment | Purchase | C A |  | A |  | N/A | No |
| 303596308 | 25348239 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  | xxxx |  |  |  | xxxx | 03/07/2022 |  |  | 1 C A |  | NY | Investment | Purchase | C A |  | A |  | N/A | No |
| 303556046 | 25348269 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | xxxx | 03/14/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303556046 | 25348270 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx |  |  |  | xxxx | 03/07/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303556046 | 25348271 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx |  |  |  | xxxx | 03/07/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303556046 | 25348272 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 03/07/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303556046 | 25348274 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 03/07/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303602410 | 25348431 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx |  |  |  | xxxx | 03/28/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303602410 | 25348433 |  | Credit | Guideline | Guideline Issue | Guideline | Verification of housing pay history is required. |  | xxxx |  |  |  | xxxx | 03/28/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303602410 | 25348434 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/28/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303602410 | 25348435 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx |  |  |  | xxxx | 03/28/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303602410 | 25348436 |  | Credit | Credit | Credit Documentation | Credit | There is no lease in place for the subject property and the absence of this document casts doubt on business purpose of loan. |  | xxxx |  |  |  | xxxx | 03/28/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303602410 | 25348438 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Flood insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 04/08/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303602411 | 25348442 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Flood insurance coverage amount is insufficient. |  |  |  |  |  | xxxx | 04/08/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303602411 | 25348444 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx |  |  |  | xxxx | 03/28/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303680820 | 25621760 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. |  | Borrower has owned the subject property for at least 5 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 40.57 months reserves | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/23/2022 | 2 C B |  | CA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303718471 | 26202808 |  | Credit | Credit | Credit Documentation | Credit | There is no lease in place for the subject property and the absence of this document casts doubt on business purpose of loan. |  |  | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.27 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>Aggregator | xxxx |  |  | 07/14/2022 | 2 C B |  | AZ | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303652887 | 26817528 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  | xxxx |  |  |  | xxxx | 09/18/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303701880 | 26298306 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 769 FICO | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 11/01/2022 | 2 C B |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303701880 | 27205751 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. |  |  |  |  |  | xxxx | 11/29/2022 |  |  | 1 A |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303559042 | 26255517 |  | Credit | Guideline | Guideline Issue | Guideline | Verification of housing pay history is required. |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | UT | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303559042 | 26255519 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | UT | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303542542 | 26255520 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  |  |  |  |  | xxxx | 02/25/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303542542 | 26255522 |  | Credit | Guideline | Guideline Issue | Guideline | Verification of housing pay history is required. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 46.16 months > 6 months | SitusAMC<br>SitusAMC,Originator | xxxx |  |  | 02/23/2022 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303542542 | 26255525 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303730566 | 26304683 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  | xxxx |  |  |  | xxxx | 07/20/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303730566 | 26304765 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 07/20/2022 |  |  | 1 D A |  | NY | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303730566 | 26304779 |  | Compliance | Compliance | State Compliance | State Late Charge | Note Error: Note late charge percentage exceeds maximum per state |  |  |  |  |  |  |  |  |  | 2 B |  | NY | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303730566 | 26304829 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. |  |  | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 40.46 months reserves, | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 08/17/2022 | 2 C B |  | NY | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303730566 | 26305503 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 08/10/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303534705 | 26399683 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | xxxx | 08/08/2022 |  |  | 1 C A |  | WI | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303534793 | 26417539 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 08/10/2022 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | A |  | N/A | No |
| 303534727 | 26400947 |  | Credit | Credit | Credit Documentation | Credit | There is no lease in place for the subject property and the absence of this document casts doubt on business purpose of loan. |  | xxxx |  |  |  | xxxx | 08/17/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303534781 | 26387900 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | xxxx | 08/08/2022 |  |  | 1 A |  | CA | Investment | Refinance - Cash-out - Other | B A |  | A |  | N/A | No |
| 303534781 | 26391170 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | xxxx | 08/08/2022 |  |  | 1 B A |  | CA | Investment | Refinance - Cash-out - Other | B A |  | A |  | N/A | No |
| 303534787 | 26400006 |  | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  |  |  |  |  | xxxx | 08/24/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303534787 | 26400010 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx |  |  |  | xxxx | 08/24/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303534787 | 26400102 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | xxxx | 08/24/2022 |  |  | 1 A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303534787 | 26400136 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | xxxx |  |  |  | xxxx | 08/24/2022 |  |  | 1 B A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303534783 | 26382273 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | xxxx |  |  |  | xxxx | 08/08/2022 |  |  | 1 B A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303534783 | 26388866 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | xxxx | 08/08/2022 |  |  | 1 A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303534783 | 26388906 |  | Credit | Business Purpose | General | Business Purpose | Missing Document: Spousal Consent not provided. |  |  |  |  |  | xxxx | 08/10/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303534719 | 26400051 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | xxxx | 08/18/2022 |  |  | 1 A |  | CA | Investment | Refinance - Rate/Term | B A |  | A |  | N/A | No |
| 303534719 | 26403517 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | xxxx | 08/18/2022 |  |  | 1 B A |  | CA | Investment | Refinance - Rate/Term | B A |  | A |  | N/A | No |
| 303534800 | 26400410 |  | Credit | Credit | Credit Documentation | Credit | There is no lease in place for the subject property and the absence of this document casts doubt on business purpose of loan. |  |  |  |  |  | xxxx | 08/10/2022 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | A |  | N/A | No |
| 303534722 | 26400435 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  | Borrower has owned the subject property for at least 5 years.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 765 FICO | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 09/14/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303534722 | 26400600 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | xxxx | 08/08/2022 |  |  | 1 B A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303534722 | 26400605 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | xxxx | 08/08/2022 |  |  | 1 A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303534775 | 26388486 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | xxxx | 08/03/2022 |  |  | 1 A |  | IL | Investment | Purchase | B A |  | A |  | N/A | No |
| 303534775 | 26390350 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | xxxx | 08/03/2022 |  |  | 1 B A |  | IL | Investment | Purchase | B A |  | A |  | N/A | No |
| 303534761 | 26427441 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  |  |  |  |  | xxxx | 08/08/2022 |  |  | 1 C A |  | IL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303534816 | 26399113 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 08/10/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303534816 | 26399126 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 790 FICO | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 08/17/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303534816 | 26399249 |  | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  |  |  |  |  | xxxx | 08/10/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303534769 | 26382466 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | xxxx |  |  |  | xxxx | 08/03/2022 |  |  | 1 B A |  | CA | Investment | Refinance - Cash-out - Other | B A |  | A |  | N/A | No |
| 303534769 | 26387656 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | xxxx | 08/03/2022 |  |  | 1 A |  | CA | Investment | Refinance - Cash-out - Other | B A |  | A |  | N/A | No |
| 303534817 | 26397621 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | xxxx | 08/08/2022 |  |  | 1 B A |  | FL | Investment | Refinance - Rate/Term | B A |  | A |  | N/A | No |
| 303534817 | 26397629 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | xxxx | 08/08/2022 |  |  | 1 A |  | FL | Investment | Refinance - Rate/Term | B A |  | A |  | N/A | No |
| 303534700 | 26397363 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | xxxx | 08/08/2022 |  |  | 1 A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303534700 | 26397372 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | xxxx | 08/08/2022 |  |  | 1 B A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303534700 | 26397433 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 08/10/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303534729 | 26398799 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | xxxx | 08/09/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303534703 | 26398070 |  | Credit | Business Purpose | General | Business Purpose | Missing Document: Spousal Consent not provided. |  |  |  |  |  | xxxx | 09/02/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303534703 | 26398677 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 08/10/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303534734 | 26398031 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower has owned the subject property for at least 5 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | 60.98% LTV | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 09/14/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303534743 | 26401195 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 08/10/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303534728 | 26400334 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | xxxx | 08/10/2022 |  |  | 1 A |  | CA | Investment | Refinance - Cash-out - Other | B A |  | A |  | N/A | No |
| 303534728 | 26402513 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | xxxx | 08/10/2022 |  |  | 1 B A |  | CA | Investment | Refinance - Cash-out - Other | B A |  | A |  | N/A | No |
| 303534779 | 26395018 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | xxxx |  |  |  | xxxx | 08/08/2022 |  |  | 1 B A |  | CA | Investment | Refinance - Cash-out - Other | B A |  | A |  | N/A | No |
| 303534779 | 26398209 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | xxxx | 08/08/2022 |  |  | 1 A |  | CA | Investment | Refinance - Cash-out - Other | B A |  | A |  | N/A | No |
| 303534733 | 26395019 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | xxxx | 08/09/2022 |  |  | 1 A |  | TX | Investment | Refinance - Rate/Term | B A |  | A |  | N/A | No |
| 303534733 | 26395060 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | xxxx | 08/09/2022 |  |  | 1 B A |  | TX | Investment | Refinance - Rate/Term | B A |  | A |  | N/A | No |
| 303534702 | 26393963 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | xxxx |  |  |  | xxxx | 08/08/2022 |  |  | 1 B A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303534702 | 26396349 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | xxxx | 08/08/2022 |  |  | 1 A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303534702 | 26396365 |  | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  |  |  |  |  | xxxx | 08/10/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303534699 | 26396124 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | xxxx | 08/08/2022 |  |  | 1 A |  | CA | Investment | Refinance - Cash-out - Other | B A |  | A |  | N/A | No |
| 303534699 | 26403711 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | xxxx | 08/08/2022 |  |  | 1 B A |  | CA | Investment | Refinance - Cash-out - Other | B A |  | A |  | N/A | No |
| 303739988 | 26375835 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | xxxx | 08/02/2022 |  |  | 1 B A |  | MI | Investment | Purchase | B A |  | A |  | N/A | No |
| 303730321 | 26394507 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation does not support the value used to qualify.; Sec ID: 7 |  |  |  |  |  | xxxx | 08/24/2022 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | C A |  | N/A | No |
| 303730321 | 26394563 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  |  |  |  |  | xxxx | 08/05/2022 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | C A |  | N/A | No |
| 303776143 | 26462400 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  | xxxx |  |  |  | xxxx | 10/17/2022 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | A |  | N/A | No |
| 303776205 | 26461637 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points. | 780 FICO | SitusAMC,Aggregator | xxxx |  |  | 09/13/2022 | 2 C B |  | FL | Investment | Refinance - Rate/Term | C B |  | B |  | N/A | No |
| 303776205 | 26462743 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ | xxxx |  |  |  |  |  |  |  | 2 A B |  | FL | Investment | Refinance - Rate/Term | C B |  | B |  | N/A | No |
| 303776195 | 26461865 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 808 FICO | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 11/02/2022 | 2 C B |  | TX | Investment | Purchase | C B |  | A |  | N/A | No |
| 303776195 | 26461886 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 808 FICO | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 11/02/2022 | 2 C B |  | TX | Investment | Purchase | C B |  | A |  | N/A | No |
| 303776198 | 26459807 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | 53.963% LTV | SitusAMC<br>SitusAMC,Aggregator |  |  |  |  | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303776198 | 26459808 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | 53.963% LTV | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 09/20/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303776165 | 26460908 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 09/06/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303776165 | 26460946 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrower's Experience/Track Record<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower's Experience/Track Record. The borrower has: 7 Years of Experience. Currently holds 11 Properties<br>42.55 months reserves | Aggregator<br>Aggregator,Originator,SitusAMC | xxxx |  |  | 09/06/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303776179 | 26460309 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 104.69 reserves | SitusAMC,Aggregator | xxxx |  |  | 10/26/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303776179 | 26460317 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 104.69 reserves | SitusAMC,Aggregator | xxxx |  |  | 10/26/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303776179 | 26461494 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 11/01/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303776179 | 26461577 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Flood insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 11/01/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303776158 | 26455804 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 767 FICO | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 11/03/2022 | 2 C B |  | TX | Investment | Purchase | C B |  | A |  | N/A | No |
| 303776145 | 26458552 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 35 months reserves | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 08/19/2022 | 2 C B |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303776145 | 26458571 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 11/01/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303776194 | 26456514 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ | xxxx |  |  |  |  |  |  |  | 2 A B |  | LA | Investment | Purchase | C B |  | B |  | N/A | No |
| 303776194 | 26456521 |  | Credit | Business Purpose | General | Business Purpose | Missing Document: Spousal Consent not provided. |  | xxxx |  |  |  | xxxx | 10/06/2022 |  |  | 1 C A |  | LA | Investment | Purchase | C B |  | B |  | N/A | No |
| 303776194 | 26456593 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points. | 783 FICO | SitusAMC,Aggregator | xxxx |  |  | 08/19/2022 | 2 C B |  | LA | Investment | Purchase | C B |  | B |  | N/A | No |
| 303776194 | 26457877 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 783 FICO | SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 08/24/2022 | 2 C B |  | LA | Investment | Purchase | C B |  | B |  | N/A | No |
| 303776148 | 26457065 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  |  |  |  |  | xxxx | 09/27/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303776148 | 26457066 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 09/27/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303776148 | 26457077 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 724 FICO | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 10/17/2022 | 2 C B |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303776149 | 26459862 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 769 FICO | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 09/07/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303776199 | 26462266 |  | Credit | Credit | Credit Eligibility | Credit | Borrower has active Tradelines which are less than the minimum required by guidelines. | - Active Tradelines: ___ | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points. | 738 FICO | SitusAMC,Aggregator | xxxx |  |  | 10/26/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303776199 | 26462273 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points. | 738 FICO | SitusAMC,Aggregator | xxxx |  |  | 10/26/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303776168 | 26456227 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrower has owned the subject property for at least 5 years.<br>Borrower's Experience/Track Record | Borrower's Experience/Track Record. The borrower has: 10 Years of Experience. Currently holds 5 Properties. | SitusAMC<br>Aggregator | xxxx |  |  | 08/23/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303776168 | 26456228 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 11/01/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303776201 | 26464012 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 09/09/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303776201 | 26464024 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 09/06/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303776181 | 26459705 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | xxxx |  |  |  | xxxx | 08/18/2022 |  |  | 1 D A |  | FL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303776181 | 26459855 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | 35.461% LTV | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 09/20/2022 | 2 C B |  | FL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303776173 | 26458522 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points. | 771 FICO | SitusAMC,Aggregator | xxxx |  |  | 09/21/2022 | 2 C B |  | CA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303776173 | 26459176 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points. | 771 FICO | SitusAMC,Aggregator | xxxx |  |  | 09/20/2022 | 2 C B |  | CA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303776169 | 26457079 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 780 FICO | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 08/19/2022 | 2 C B |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303776169 | 26457699 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 780 FICO | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 08/19/2022 | 2 C B |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303776186 | 26457254 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 08/17/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303776186 | 26457256 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  |  |  |  |  | xxxx | 10/27/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303776153 | 26459716 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ | xxxx |  |  |  |  |  |  |  | 2 A B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303776153 | 26459815 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC | xxxx |  |  | 09/20/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303776153 | 26463350 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Issue: Refinance seasoning requirements not met |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC | xxxx |  |  | 10/27/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303776153 | 27079788 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: 09.29.2022 | SitusAMC<br>Aggregator | xxxx |  |  | 11/02/2022 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303776167 | 26464358 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | Borrower has owned the subject property for at least 5 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | 60% LTV | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 10/26/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303776155 | 26458218 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx |  |  |  | xxxx | 08/09/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303776155 | 26458381 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 08/09/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303776155 | 26458712 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 760 FICO | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 10/26/2022 | 2 C B |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303776155 | 27050594 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. |  |  | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Property inspected post disaster but pre-FEMA declaration of disaster end date. | 760 FICO<br>Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: 09.29.2022 | SitusAMC<br>SitusAMC,Aggregator<br>Aggregator | xxxx |  |  | 10/26/2022 | 2 B |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303776190 | 26457732 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 793 FICO | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 11/02/2022 | 2 C B |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303776190 | 26457788 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 793 FICO | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 11/03/2022 | 2 C B |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303776190 | 26457789 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 793 FICO | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 08/19/2022 | 2 C B |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303776212 | 26458302 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  |  |  |  |  | xxxx | 09/26/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303776189 | 26459222 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  |  |  |  |  | xxxx | 09/08/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303776189 | 26459537 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | 45.714% LTV | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 10/26/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303776171 | 26459835 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  |  |  |  |  | xxxx | 09/09/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303776171 | 26460181 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | 28.985% LTV | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 08/24/2022 | 2 C B |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303776171 | 26460337 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Questionable Occupancy: Valuation occupancy differs from occupancy on loan approval. |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | 28.985% LTV | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 11/02/2022 | 2 C B |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303776171 | 26460361 |  | Credit | Credit | Credit Documentation | Credit | A summary review of all the documentation in the loan file casts doubt on the business purpose of the loan. |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | 28.985% LTV | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 11/02/2022 | 2 C B |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303776163 | 26460399 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Amortization term discrepancy. | Note amortization term of ___ does not match Guideline amortization term of ___. | xxxx | Borrower has owned the subject property for at least 5 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | 55% LTV | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 09/20/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303776163 | 26460400 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | Borrower has owned the subject property for at least 5 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | 55% LTV | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 09/20/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303776163 | 26460432 |  | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  |  |  |  |  | xxxx | 11/02/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303776209 | 26459976 |  | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  |  |  |  |  | xxxx | 09/09/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303776209 | 26460168 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | 55% LTV | SitusAMC,Aggregator | xxxx |  |  | 09/20/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303776156 | 26460344 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  |  |  |  |  | xxxx | 10/27/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303776156 | 26460550 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 09/06/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303776156 | 26460577 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 13.45 months reserves | SitusAMC,Aggregator | xxxx |  |  | 09/07/2022 | 2 C B |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303776156 | 26460652 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ | xxxx |  |  |  |  |  |  |  | 2 A B |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303776216 | 26460491 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 769 FICO | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 08/19/2022 | 2 C B |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303776184 | 26461832 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 791 months reserves | SitusAMC,Aggregator | xxxx |  |  | 11/02/2022 | 2 C B |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303776219 | 26469176 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | xxxx | 09/12/2022 |  |  | 1 A |  | CA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303776219 | 26470607 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 750 FICO | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 11/03/2022 | 2 C B |  | CA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303776219 | 26472196 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | xxxx | 09/12/2022 |  |  | 1 B A |  | CA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303776141 | 26471703 |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  | xxxx |  |  |  | xxxx | 11/03/2022 |  |  | 1 C A |  | SC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303776141 | 26472098 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | The DSCR of 1.41 is greater than the minimum required DSCR of 1.10.<br>57.78% LTV | Aggregator<br>Aggregator,SitusAMC | xxxx |  |  | 11/03/2022 | 2 C B |  | SC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303776141 | 26472099 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | The DSCR of 1.41 is greater than the minimum required DSCR of 1.10.<br>57.78% LTV | Aggregator<br>Aggregator,SitusAMC | xxxx |  |  | 11/03/2022 | 2 C B |  | SC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303761751 | 26475357 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | xxxx |  |  |  | xxxx | 08/12/2022 |  |  | 1 B A |  | CA | Investment | Refinance - Cash-out - Other | B A |  | A |  | N/A | No |
| 303761751 | 26480295 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | xxxx | 08/12/2022 |  |  | 1 A |  | CA | Investment | Refinance - Cash-out - Other | B A |  | A |  | N/A | No |
| 303756739 | 26478802 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 25.94 months reserves | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 08/25/2022 | 2 C B |  | TX | Investment | Purchase | C B |  | A |  | N/A | No |
| 303751626 | 26517710 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Spousal Consent Form not provided |  | xxxx |  |  |  | xxxx | 09/29/2022 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | A |  | N/A | No |
| 303776185 | 26547488 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 746 FICO | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 08/24/2022 | 2 C B |  | CA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303776185 | 26548065 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | xxxx |  |  |  | xxxx |  |  |  | 2 B |  | CA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303776185 | 26548772 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 746 FICO | SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 11/02/2022 | 2 C B |  | CA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303751123 | 26544178 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 09/27/2022 |  |  | 1 C A |  | MN | Investment | Purchase | C A |  | A |  | N/A | No |
| 303753411 | 26715710 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | xxxx |  |  |  | xxxx | 09/14/2022 |  |  | 1 B A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303753411 | 26715803 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 796 FICO | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 09/12/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303782763 | 26722681 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  |  |  |  |  | xxxx | 09/02/2022 |  |  | 1 C A |  | OR | Investment | Purchase | C A |  | A |  | N/A | No |
| 303781290 | 26793676 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 776 FICO | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 10/06/2022 | 2 C B |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303784573 | 26805829 |  | Credit | Business Purpose | General | Business Purpose | Personal Guarantor is required per Investor Guidelines |  |  |  |  |  | xxxx | 09/22/2022 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | A |  | N/A | No |
| 303784573 | 26805921 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Asset Account date is more than 90 days prior to Closing. |  |  |  |  |  | xxxx | 09/12/2022 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | A |  | N/A | No |
| 303784574 | 26809162 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 09/27/2022 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | A |  | N/A | No |
| 303762126 | 26811772 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 09/13/2022 |  |  | 1 D A |  | DC | Investment | Purchase | D A |  | D A |  | N/A | No |
| 303809214 | 26833703 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | xxxx |  |  |  | xxxx | 09/20/2022 |  |  | 1 B A |  | TX | Investment | Purchase | C A |  | A |  | N/A | No |
| 303809214 | 26834012 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 09/21/2022 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | A |  | N/A | No |
| 303797812 | 26866911 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 14.55 months reserves | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 10/06/2022 | 2 C B |  | SC | Investment | Purchase | C B |  | A |  | N/A | No |
| 303817311 | 26880222 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropiate coverage is provided. |  | xxxx |  |  |  | xxxx | 09/26/2022 |  |  | 1 C A |  | HI | Investment | Purchase | C A |  | A |  | N/A | No |
| 303786619 | 26880502 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 14.68 months reserves | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 10/25/2022 | 2 C B |  | KY | Investment | Purchase | C B |  | A |  | N/A | No |
| 303767907 | 26893570 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | xxxx |  |  |  | xxxx | 08/05/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303767907 | 26893571 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  | xxxx |  |  |  | xxxx | 08/05/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303767912 | 26916092 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | 54.70 vs 65% | SitusAMC,Originator Pre-Close,Originator,Aggregator | xxxx |  |  | 08/03/2022 | 2 B |  | NJ | Investment | Purchase | B |  | A |  | N/A | No |
| 303800859 | 26925009 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: 09.29.2022 | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 10/06/2022 | 2 C B |  | FL | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303800859 | 26925193 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | The property type differs between the valuation documents in file. Unable to verify the property type. Ineligible per guidelines. |  | xxxx |  |  |  | xxxx | 10/06/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303800519 | 26931691 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 808 FICO | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 10/07/2022 | 2 C B |  | CA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303800519 | 26932164 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | xxxx |  |  |  | xxxx | 10/06/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303827259 | 26937932 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 69.51 months reserves | SitusAMC,Aggregator | xxxx |  |  | 10/13/2022 | 2 C B |  | NE | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303835586 | 26961130 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: 09.29.2022 | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 10/18/2022 | 2 C B |  | FL | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303835586 | 26961136 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 10/14/2022 |  |  | 1 D A |  | FL | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303835586 | 26961139 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided. |  | xxxx |  |  |  | xxxx | 10/14/2022 |  |  | 1 C A |  | FL | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303805449 | 26960981 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | xxxx | 10/14/2022 |  |  | 1 B A |  | CO | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303805449 | 26970199 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 10/14/2022 |  |  | 1 C A D |  | CO | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303809217 | 26960005 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 09/01/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303821023 | 26960007 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 08/24/2022 |  |  | 1 D A |  | NY | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303821023 | 26960008 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | xxxx |  |  |  | xxxx | 08/24/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303736574 | 26960012 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 08/29/2022 |  |  | 1 C A |  | NV | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303736574 | 26960014 |  | Credit | Credit | Miscellaneous | Credit | Reverification of mortgage is inconsistent with original VOM |  | xxxx |  |  |  | xxxx | 08/29/2022 |  |  | 1 C A |  | NV | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303736574 | 26960015 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Lender exception provided. | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 09/02/2022 | 2 B |  | NV | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303805450 | 26997420 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 114 months reserves | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 10/19/2022 | 2 C B |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303809231 | 27017806 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | xxxx |  |  |  | xxxx | 10/24/2022 |  |  | 1 B A |  | MD | Investment | Refinance - Cash-out - Other | B A |  | A |  | N/A | No |
| 303762120 | 27041114 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | xxxx |  |  |  | xxxx | 10/26/2022 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | A |  | N/A | No |
| 303825761 | 27037621 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 792 FICO | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 11/03/2022 | 2 C B |  | CO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303825761 | 27037642 |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  |  |  |  |  | xxxx | 10/25/2022 |  |  | 1 C A |  | CO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303835413 | 27101277 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | xxxx | 11/01/2022 |  |  | 1 D A |  | LA | Investment | Refinance - Rate/Term | D A |  | D A |  | N/A | No |
| 303839024 | 27172074 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 795 FICO | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 11/07/2022 | 2 C B |  | TX | Investment | Purchase | C B |  | A |  | N/A | No |
| 303853609 | 27189988 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  |  |  |  |  | xxxx | 11/15/2022 |  |  | 1 C A |  | FL | Investment | Purchase | D A |  | A |  | N/A | No |
| 303853609 | 27192031 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  | xxxx |  |  |  | xxxx | 11/12/2022 |  |  | 1 D A |  | FL | Investment | Purchase | D A |  | A |  | N/A | No |
| 303859370 | 27202174 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 15.46 months reserves | SitusAMC,Aggregator | xxxx |  |  | 12/28/2022 | 2 C B |  | MD | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303826752 | 27212646 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 788 FICO | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 11/29/2022 | 2 C B |  | MD | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303824285 | 27229570 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 11/15/2022 |  |  | 1 D A |  | MA | Investment | Purchase | D A |  | D A |  | N/A | No |
| 303879200 | 27230262 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: 09.29.2022 | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 11/15/2022 | 2 C B |  | FL | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303879200 | 27230282 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | xxxx | 11/15/2022 |  |  | 1 D A |  | FL | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303879205 | 27223814 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | xxxx |  |  |  | xxxx |  |  |  | 2 B |  | CA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303879205 | 27226860 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  | xxxx |  |  |  | xxxx | 11/22/2022 |  |  | 1 C A |  | CA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303824332 | 27229061 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | xxxx |  |  |  |  |  |  |  | 2 B |  | FL | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303824332 | 27229087 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 11/15/2022 |  |  | 1 D A |  | FL | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303824332 | 27229155 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: 09.29.2022 | SitusAMC<br>Aggregator | xxxx |  |  | 11/15/2022 | 2 C B |  | FL | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303879206 | 27231887 |  | Credit | Guideline | Guideline Issue | Guideline | Verification of housing pay history is required. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | 31.429% LTV | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 11/22/2022 | 2 C B |  | CA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303879206 | 27231997 |  | Credit | Credit | Credit Documentation | Credit | Borrower does not own current residence and thus casts doubt on business purpose of loan. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | 31.429% LTV | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 11/22/2022 | 2 C B |  | CA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303879214 | 27230449 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: 09.29.2022 | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 11/17/2022 | 2 C B |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303879211 | 27225680 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | xxxx | 11/17/2022 |  |  | 1 B A |  | CA | Investment | Refinance - Cash-out - Other | D B C |  | D B |  | N/A | No |
| 303879211 | 27225684 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. AVM does not support the value used to qualify. Vendor/FSD do not meet Fitch criteria.; Sec ID: 11 |  | xxxx |  |  |  | xxxx | 11/15/2022 |  |  | 1 C A D |  | CA | Investment | Refinance - Cash-out - Other | D B C |  | D B |  | N/A | No |
| 303879211 | 27225782 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower has owned the subject property for at least 5 years.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 809 FICO | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 11/22/2022 | 2 C B |  | CA | Investment | Refinance - Cash-out - Other | D B C |  | D B |  | N/A | No |
| 303879211 | 27249092 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  |  |  |  |  | 2 A B |  | CA | Investment | Refinance - Cash-out - Other | D B C |  | D B |  | N/A | No |
| 303879209 | 27233350 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 786 FICO score | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 11/22/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303824263 | 27225796 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 148 months reserves | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 11/22/2022 | 2 C B |  | WI | Investment | Purchase | C B |  | A |  | N/A | No |
| 303824263 | 27225797 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Minimum Loan Amount discrepancy. | Note loan amount of ___ is less than Guideline minimum loan amount of ___. |  | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 148 months reserves | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 11/22/2022 | 2 C B |  | WI | Investment | Purchase | C B |  | A |  | N/A | No |
| 303879201 | 27227876 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: 09.29.2022 | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 11/15/2022 | 2 C B |  | FL | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303879201 | 27227881 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 11/16/2022 |  |  | 1 D A |  | FL | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303879197 | 27223946 |  | Credit | Investment Product | General Exception | Investment Product | Security Instrument Error: Assignment of Leases/Rents is not in the file and required by guidelines |  |  |  |  |  | xxxx | 11/15/2022 |  |  | 1 C A |  | NV | Investment | Purchase | C B |  | A |  | N/A | No |
| 303879197 | 27223948 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Assignment of Leases/Rents not provided |  |  |  |  |  | xxxx | 11/15/2022 |  |  | 1 C A |  | NV | Investment | Purchase | C B |  | A |  | N/A | No |
| 303879197 | 27223952 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 764 FICO | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 12/22/2022 | 2 C B |  | NV | Investment | Purchase | C B |  | A |  | N/A | No |
| 303879194 | 27229198 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 11/16/2022 |  |  | 1 D A |  | TN | Investment | Refinance - Rate/Term | D A |  | D A |  | N/A | No |
| 303879207 | 27230154 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | xxxx | 11/15/2022 |  |  | 1 D A |  | MD | Investment | Purchase | D A |  | D A |  | N/A | No |
| 303879213 | 27230961 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 11/15/2022 |  |  | 1 D A |  | GA | Investment | Refinance - Rate/Term | D A |  | D A |  | N/A | No |
| 303879195 | 27229518 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: 09.29.2022 | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 11/15/2022 | 2 C B |  | FL | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303879195 | 27229527 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 | Note Date: ___; Lien Position: ___ | xxxx |  |  |  | xxxx | 11/16/2022 |  |  | 1 D A |  | FL | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303824289 | 27229990 |  | Credit | Investment Product | General | Investment Product | REO property does not have a lease in place and required by guidelines. |  |  |  |  |  | xxxx | 11/15/2022 |  |  | 1 C A |  | OR | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303879193 | 27229056 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Minimum Loan Amount discrepancy. | Note loan amount of ___ is less than Guideline minimum loan amount of ___. | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 21 months reserves | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 11/22/2022 | 2 C B |  | KY | Investment | Purchase | C B |  | A |  | N/A | No |
| 303879212 | 27230140 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. AVM provided is invalid. The FSD is greater than 0.2.; Sec ID: 12 |  | xxxx |  |  |  | xxxx | 11/17/2022 |  |  | 1 D A |  | RI | Investment | Refinance - Rate/Term | D A |  | D A |  | N/A | No |
| 303853618 | 27270839 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | xxxx |  |  |  | xxxx | 11/29/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303853618 | 27270842 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | xxxx | 11/17/2022 |  |  | 1 B A |  | FL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303853618 | 27270874 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  |  |  |  |  | xxxx | 11/30/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303879344 | 27274727 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.37 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>Aggregator | xxxx |  |  | 11/18/2022 | 2 C B |  | SC | Investment | Purchase | C B |  | A |  | N/A | No |
| 303779867 | 27256298 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  | xxxx | 09/29/2022 |  |  | 1 B A |  | CA | Investment | Refinance - Rate/Term | B A |  | A |  | N/A | No |
| 303756190 | 27256302 |  | Credit | Guideline | Guideline Issue | Guideline | Verification of housing pay history is required. |  | xxxx |  |  |  | xxxx | 09/27/2022 |  |  | 1 C A |  | MA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303812604 | 27256409 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx |  |  |  | xxxx | 10/18/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303812604 | 27256410 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 10/11/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303839879 | 27307231 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | xxxx |  |  |  | xxxx | 11/21/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303839879 | 27307247 |  | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  |  |  |  |  | xxxx | 11/21/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303839879 | 27308990 |  | Credit | Credit | Credit Documentation | Credit | There is no lease in place for the subject property and the absence of this document casts doubt on business purpose of loan. |  |  |  |  |  | xxxx | 11/21/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303878869 | 27328322 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 20.97 months reserves. | SitusAMC,Aggregator | xxxx |  |  | 01/11/2023 | 2 C B |  | IN | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303859201 | 27329935 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | xxxx | 11/29/2022 |  |  | 1 D A |  | OR | Investment | Refinance - Cash-out - Other | D A |  | D A |  | N/A | No |
| 303887961 | 27436336 |  | Credit | Business Purpose | General | Business Purpose | Open Tradeline requirement not met. | - Borrower has ___ Open Tradelines which is less than the minimum required by guidelines. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 57.71 months reserves. | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 12/21/2022 | 2 C B |  | OH | Investment | Purchase | C B |  | A |  | N/A | No |
| 303856747 | 27333857 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | xxxx |  |  |  | xxxx | 11/29/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303877018 | 27337370 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | xxxx |  |  |  |  |  |  |  | 2 B |  | CA | Investment | Purchase | B |  | A |  | N/A | No |
| 303878402 | 27436701 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ | xxxx |  |  |  |  |  |  |  | 2 A B |  | VA | Investment | Refinance - Cash-out - Other | B A |  | B |  | N/A | No |
| 303879366 | 27474054 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  | xxxx |  |  |  | xxxx | 01/04/2023 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303879369 | 27466579 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 12/13/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | C A |  | A |  | N/A | No |
| 303827710 | 27465569 |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  | xxxx |  |  |  | xxxx | 12/16/2022 |  |  | 1 C A |  | TN | Investment | Purchase | C A |  | A |  | N/A | No |
| 303879381 | 27558562 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | xxxx |  |  |  | xxxx | 01/09/2023 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303879381 | 27576546 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | 55.29865% LTV. | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 01/12/2023 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303879371 | 27503000 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 774 FICO | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 01/03/2023 | 2 C B |  | RI | Investment | Purchase | C B |  | A |  | N/A | No |
| 303827686 | 27466226 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | 45.833% LTV | SitusAMC,Aggregator | xxxx |  |  | 01/04/2023 | 2 C B |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303827686 | 27474613 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 12/14/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303879378 | 27502496 |  | Credit | Guideline | Guideline Issue | Guideline | Borrower is a first time home buyer and ineligible per guidelines. |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 13.60 months reserves | SitusAMC,Aggregator | xxxx |  |  | 12/28/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303879378 | 27503013 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  | xxxx |  |  |  | xxxx | 12/21/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303879388 | 27471045 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Instructions not provided |  | xxxx |  |  |  | xxxx | 12/16/2022 |  |  | 1 C A |  | TN | Investment | Purchase | C A |  | A |  | N/A | No |
| 303879382 | 27471284 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | xxxx |  |  |  | xxxx | 12/19/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303879382 | 27471613 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  | xxxx |  |  |  | xxxx | 12/21/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303827708 | 27471886 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 12/13/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303827708 | 27471948 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 12/14/2022 |  |  | 1 D A |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303827708 | 27472941 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | 50% LTV | SitusAMC,Aggregator | xxxx |  |  | 01/04/2023 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303879367 | 27466810 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | xxxx |  |  |  | xxxx | 12/19/2022 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | A |  | N/A | No |
| 303879367 | 27466821 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 12/19/2022 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | A |  | N/A | No |
| 303879415 | 27470705 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 12/14/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303879415 | 27470889 |  | Credit | Guideline | Guideline Issue | Guideline | Borrower is a first time home buyer and ineligible per guidelines. |  |  |  |  |  | xxxx | 01/03/2023 |  |  | 1 C A |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303879415 | 27482046 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 28 months reserves | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 12/15/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303879362 | 27465478 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 12/16/2022 |  |  | 1 C A |  | NY | Investment | Purchase | D A |  | A |  | N/A | No |
| 303879362 | 27465486 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  | xxxx |  |  |  | xxxx | 12/20/2022 |  |  | 1 D A |  | NY | Investment | Purchase | D A |  | A |  | N/A | No |
| 303879362 | 27465487 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  |  |  |  |  | xxxx | 12/16/2022 |  |  | 1 C A |  | NY | Investment | Purchase | D A |  | A |  | N/A | No |
| 303879362 | 27465499 |  | Credit | Missing Document | General | Missing Document | Missing Document: Official Check not provided |  | xxxx |  |  |  | xxxx | 01/04/2023 |  |  | 1 C A |  | NY | Investment | Purchase | D A |  | A |  | N/A | No |
| 303879368 | 27466257 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 12/13/2022 |  |  | 1 C A |  | PA | Investment | Purchase | C A |  | A |  | N/A | No |
| 303827680 | 27471110 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 12/14/2022 |  |  | 1 C A |  | KY | Investment | Purchase | C A |  | A |  | N/A | No |
| 303879496 | 27579675 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 01/05/2023 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303879496 | 27579676 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  |  |  |  |  | xxxx | 01/05/2023 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303879496 | 27579726 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | xxxx |  |  |  | xxxx | 01/09/2023 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303879412 | 27470716 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 12/13/2022 |  |  | 1 C A |  | TN | Investment | Purchase | C A |  | A |  | N/A | No |
| 303879421 | 27474344 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 785 FICO | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 01/03/2023 | 2 C B |  | AL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303827699 | 27465448 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: 09.29.2022 | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 12/13/2022 | 2 C B |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303827699 | 27465773 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 12/23/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303827699 | 27474572 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  | xxxx |  |  |  | xxxx | 12/21/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303886169 | 27464062 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Minimum Loan Amount discrepancy. | Note loan amount of ___ is less than Guideline minimum loan amount of ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 13.08 months reserves. | SitusAMC,Aggregator | xxxx |  |  | 12/22/2022 | 2 C B |  | MD | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303879247 | 27465204 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 12/14/2022 |  |  | 1 D A |  | IL | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303879247 | 27468674 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 40 months reserves. | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 01/23/2023 | 2 C B |  | IL | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303875282 | 27464960 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. |  |  |  |  |  | xxxx | 12/12/2022 |  |  | 1 C A |  | NV | Investment | Purchase | C A |  | A |  | N/A | No |
| 303856126 | 27466345 |  | Compliance | Compliance | State Compliance | State Late Charge | Note Error: Note late charge percentage exceeds maximum per state |  | xxxx |  |  |  |  |  |  |  | 2 B |  | NY | Investment | Purchase | A |  | A |  | N/A | No |
| 303894254 | 27471250 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  |  |  |  |  | xxxx |  |  |  | 2 B |  | IL | Investment | Purchase | B |  | A |  | N/A | No |
| 303894253 | 27470629 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | xxxx | 12/19/2022 |  |  | 1 D A |  | NJ | Investment | Refinance - Cash-out - Other | D A |  | D A |  | N/A | No |
| 303894251 | 27472567 |  | Credit | Missing Document | General | Missing Document | Missing Document: Account Statements - Personal not provided |  | xxxx |  |  |  | xxxx | 12/20/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | C A |  | A |  | N/A | No |
| 303894249 | 27508381 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 12/20/2022 |  |  | 1 D A |  | TX | Investment | Purchase | D A |  | D A |  | N/A | No |
| 303876897 | 27471630 |  | Compliance | Compliance | State Compliance | State Late Charge | Note Error: Note late charge percentage exceeds maximum per state |  | xxxx |  |  |  |  |  |  |  | 2 B |  | NY | Investment | Purchase | A |  | A |  | N/A | No |
| 303880537 | 27470546 |  | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  | xxxx |  |  |  | xxxx | 12/14/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303894617 | 27489373 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 26.73 months reserves | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 12/21/2022 | 2 C B |  | WA | Investment | Refinance - Rate/Term | D B C |  | D A |  | N/A | No |
| 303894617 | 27489450 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | xxxx | 12/20/2022 |  |  | 1 D A |  | WA | Investment | Refinance - Rate/Term | D B C |  | D A |  | N/A | No |
| 303857904 | 27521580 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 126 months reserves. | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 12/22/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303855552 | 27543030 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. |  | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | 40.44489% LTV | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 01/30/2023 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303855552 | 27543060 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | The appraisal does not show the property is Tenant Occupied or Vacant and thus casts doubt on the business purpose of the loan. |  | xxxx |  |  |  | xxxx | 02/02/2023 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303855552 | 27543139 |  | Credit | Credit | Credit Documentation | Credit | There is no lease in place for the subject property and the absence of this document casts doubt on business purpose of loan. |  | xxxx |  |  |  | xxxx | 01/30/2023 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303839025 | 27543522 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 01/13/2023 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303839025 | 27543619 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 12 months reserves. | SitusAMC,Aggregator | xxxx |  |  | 01/13/2023 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303888055 | 27543196 |  | Credit | Investment Product | General | Investment Product | REO property does not have a lease in place and required by guidelines. |  |  |  |  |  | xxxx | 12/31/2022 |  |  | 1 C A |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303888055 | 27543293 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 01/20/2023 |  |  | 1 C A |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303888055 | 27564987 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 784 FICO | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 01/23/2023 | 2 B |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303877039 | 27542652 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 790 FICO | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 02/01/2023 | 2 C B |  | GA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303880574 | 27542968 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | xxxx |  |  |  | xxxx | 12/31/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303880574 | 27543488 |  | Credit | Guideline | Guideline Issue | Guideline | Borrower is a first time home buyer and ineligible per guidelines. |  | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 91.58 months | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 01/05/2023 | 2 C B |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303872117 | 27542855 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | xxxx | 12/29/2022 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303872117 | 27542862 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 806 FICO | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 01/03/2023 | 2 C B |  | AZ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303872117 | 27542924 |  | Credit | Business Purpose | General | Business Purpose | Missing Document: Spousal Consent not provided. |  |  |  |  |  | xxxx | 01/03/2023 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303872117 | 27542934 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. |  | xxxx |  |  |  | xxxx | 12/29/2022 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303875561 | 27540320 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 01/03/2023 |  |  | 1 D A |  | OH | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303875561 | 27540339 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 771 FICO | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 01/03/2023 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303855566 | 27538595 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  | xxxx |  |  |  | xxxx | 01/27/2023 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | A |  | N/A | No |
| 303894769 | 27554813 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  |  |  |  | xxxx | 01/10/2023 |  |  | 1 C A |  | OK | Investment | Purchase | C A |  | A |  | N/A | No |
| 303893578 | 27553759 |  | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  |  |  |  |  | xxxx | 01/30/2023 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303893578 | 27553760 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 82.87 months reserves | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 02/01/2023 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303813456 | 27557931 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | xxxx |  |  |  | xxxx | 01/09/2023 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303878795 | 27579404 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 | Note Date: ___; Lien Position: ___ | xxxx |  |  |  | xxxx | 01/06/2023 |  |  | 1 D A |  | NY | Investment | Refinance - Cash-out - Other | D A |  | D A |  | N/A | No |
| 303878349 | 27584287 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 | Note Date: ___; Lien Position: ___ | xxxx |  |  |  | xxxx | 01/09/2023 |  |  | 1 D A |  | NY | Investment | Purchase | D A C |  | D A |  | N/A | No |
| 303878349 | 27587366 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 01/06/2023 |  |  | 1 C A |  | NY | Investment | Purchase | D A C |  | D A |  | N/A | No |
| 303891137 | 27584266 |  | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  |  |  |  |  | xxxx | 01/12/2023 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303893537 | 27588676 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 B |  | CA | Investment | Purchase | B |  | A |  | N/A | No |
| 303893622 | 27588665 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 01/09/2023 |  |  | 1 C A |  | NY | Investment | Purchase | C A |  | A |  | N/A | No |
| 303898030 | 27601357 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  |  |  |  |  |  |  |  |  | 2 B |  | NV | Investment | Purchase | B |  | A |  | N/A | No |
| 303879189 | 27593615 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | xxxx |  |  |  | xxxx | 02/01/2023 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303879189 | 27593659 |  | Compliance | Compliance | State Compliance | State Late Charge | Note Error: Note late charge percentage exceeds maximum per state |  | xxxx |  |  |  |  |  |  |  | 2 B |  | NY | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303879189 | 27593661 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 01/17/2023 |  |  | 1 D A |  | NY | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303893584 | 27617777 |  | Credit | Credit | Credit Eligibility | Credit | Borrower has open Tradelines which are less than the minimum required by guidelines. | - Open Tradelines: ___<br> Open Tradelines: ___ | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | 52.459% LTV | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 01/26/2023 | 2 C B |  | TX | Investment | Purchase | C B |  | A |  | N/A | No |
| 303898335 | 27618995 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 02/01/2023 |  |  | 1 C A |  | OK | Investment | Purchase | C A |  | A |  | N/A | No |
| 303794742 | 27642626 |  | Credit | Guideline | Guideline Issue | Guideline | Verification of housing pay history is required. |  | xxxx |  |  |  | xxxx | 10/24/2022 |  |  | 1 C A |  | TN | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303794724 | 27642669 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx |  |  |  | xxxx | 09/22/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303794724 | 27642671 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 10/04/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303794709 | 27642632 |  | Credit | Guideline | Guideline Issue | Guideline | Verification of housing pay history is required. |  | xxxx |  |  |  | xxxx | 10/11/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303794741 | 27642650 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx |  |  |  | xxxx | 10/10/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303794741 | 27642652 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | xxxx |  |  |  | xxxx | 09/22/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303794741 | 27642653 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  | xxxx |  |  |  | xxxx | 09/22/2022 |  |  | 1 D A |  | MD | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303794741 | 27642655 |  | Credit | Guideline | Guideline Issue | Guideline | Verification of housing pay history is required. |  | xxxx |  |  |  | xxxx | 10/10/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303794702 | 27642662 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx |  |  |  | xxxx | 09/21/2022 |  |  | 1 C A |  | DC | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303794702 | 27642663 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx |  |  |  | xxxx | 10/04/2022 |  |  | 1 C A |  | DC | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303794702 | 27642666 |  | Credit | Guideline | Guideline Issue | Guideline | Verification of housing pay history is required. |  | xxxx |  |  |  | xxxx | 10/17/2022 |  |  | 1 C A |  | DC | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303794728 | 27642681 |  | Credit | Guideline | Guideline Issue | Guideline | Verification of housing pay history is required. |  | xxxx |  |  |  | xxxx | 10/17/2022 |  |  | 1 C A |  | MI | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303794739 | 27642656 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx |  |  |  | xxxx | 09/29/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303794739 | 27642660 |  | Credit | Guideline | Guideline Issue | Guideline | Verification of housing pay history is required. |  | xxxx |  |  |  | xxxx | 10/03/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303794739 | 27642661 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 10/03/2022 |  |  | 1 A |  | NJ | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303794701 | 27642647 |  | Credit | Investment Product | General | Investment Product | REO property does not have a lease in place and required by guidelines. |  | xxxx |  |  |  | xxxx | 10/04/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303794701 | 27642649 |  | Credit | Guideline | Guideline Issue | Guideline | Verification of housing pay history is required. |  | xxxx |  |  |  | xxxx | 10/06/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303794743 | 27642678 |  | Credit | Guideline | Guideline Issue | Guideline | Verification of housing pay history is required. |  | xxxx |  |  |  | xxxx | 10/03/2022 |  |  | 1 A |  | MI | Investment | Refinance - Cash-out - Other | A |  | A |  | N/A | No |
| 303794732 | 27642635 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  | xxxx |  |  |  | xxxx | 10/03/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303794732 | 27642638 |  | Credit | Credit | Miscellaneous | Credit | Reverification of mortgage is inconsistent with original VOM |  | xxxx |  |  |  | xxxx | 10/06/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303794738 | 27642688 |  | Credit | Guideline | Guideline Issue | Guideline | Verification of housing pay history is required. |  | xxxx |  |  |  | xxxx | 10/03/2022 |  |  | 1 A |  | MD | Investment | Refinance - Rate/Term | A |  | A |  | N/A | No |
| 303794700 | 27642692 |  | Credit | Credit | Miscellaneous | Credit | Reverification of mortgage is inconsistent with original VOM |  | xxxx |  |  |  | xxxx | 10/03/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303794733 | 27642695 |  | Credit | Guideline | Guideline Issue | Guideline | Verification of housing pay history is required. |  | xxxx |  |  |  | xxxx | 10/03/2022 |  |  | 1 C A |  | OK | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303794699 | 27642696 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 09/28/2022 |  |  | 1 C A |  | CT | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303794699 | 27642699 |  | Credit | Investment Product | General | Investment Product | REO property does not have a lease in place and required by guidelines. |  | xxxx |  |  |  | xxxx | 10/11/2022 |  |  | 1 C A |  | CT | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303794699 | 27642701 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 10/11/2022 |  |  | 1 A |  | CT | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303794711 | 27642706 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower's Experience/Track Record | Borrower's Experience/Track Record | SitusAMC<br>SitusAMC,Originator Pre-Close,Originator,Aggregator | xxxx |  |  | 10/10/2022 | 2 C B |  | MD | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303794711 | 27642707 |  | Credit | Guideline | Guideline Issue | Guideline | Verification of housing pay history is required. |  | xxxx |  |  |  | xxxx | 10/03/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303794711 | 27642708 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx |  |  |  | xxxx | 09/21/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303794711 | 27642709 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Note Error: Zip code is blank. |  | xxxx |  |  |  | xxxx | 09/21/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303794707 | 27642723 |  | Credit | Guideline | Guideline Issue | Guideline | Verification of housing pay history is required. |  | xxxx |  |  |  | xxxx | 10/17/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303794735 | 27642713 |  | Credit | Guideline | Guideline Issue | Guideline | Verification of housing pay history is required. |  | xxxx |  |  |  | xxxx | 10/06/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303794712 | 27642733 |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) Security Instrument Error: Notary Date was not provided |  | xxxx |  |  |  | xxxx | 09/28/2022 |  |  | 1 B A |  | PA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303794712 | 27642734 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | xxxx |  |  |  | xxxx | 09/28/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303794712 | 27642740 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Asset Account date is more than 90 days prior to Closing. |  | xxxx |  |  |  | xxxx | 09/28/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303794713 | 27642714 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  | xxxx |  |  |  | xxxx | 09/28/2022 |  |  | 1 C A |  | GA | Investment | Purchase | C A |  | A |  | N/A | No |
| 303794713 | 27642717 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx |  |  |  | xxxx | 09/29/2022 |  |  | 1 C A |  | GA | Investment | Purchase | C A |  | A |  | N/A | No |
| 303794708 | 27642720 |  | Credit | Guideline | Guideline Issue | Guideline | Verification of housing pay history is required. |  | xxxx |  |  |  | xxxx | 10/17/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303794729 | 27642732 |  | Credit | Credit | Miscellaneous | Credit | Reverification of mortgage is inconsistent with original VOM |  | xxxx |  |  |  | xxxx | 10/17/2022 |  |  | 1 C A |  | MI | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303794710 | 27642729 |  | Credit | Guideline | Guideline Issue | Guideline | Verification of housing pay history is required. |  | xxxx |  |  |  | xxxx | 10/19/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303794726 | 27642743 |  | Credit | Credit | Miscellaneous | Credit | Reverification of mortgage is inconsistent with original VOM |  | xxxx |  |  |  | xxxx | 10/17/2022 |  |  | 1 C A |  | MI | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303794725 | 27642725 |  | Credit | Credit | Miscellaneous | Credit | Reverification of mortgage is inconsistent with original VOM |  | xxxx |  |  |  | xxxx | 10/17/2022 |  |  | 1 C A |  | MI | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303794730 | 27642747 |  | Credit | Credit | Miscellaneous | Credit | Reverification of mortgage is inconsistent with original VOM |  | xxxx |  |  |  | xxxx | 10/17/2022 |  |  | 1 C A |  | MI | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303794730 | 27642748 |  | Credit | Guideline | Guideline Issue | Guideline | Verification of housing pay history is required. |  | xxxx |  |  |  | xxxx | 10/17/2022 |  |  | 1 C A |  | MI | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303794727 | 27642751 |  | Credit | Investment Product | General | Investment Product | REO property does not have a lease in place and required by guidelines. |  | xxxx |  |  |  | xxxx | 10/04/2022 |  |  | 1 C A |  | MI | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303794727 | 27642752 |  | Credit | Credit | Miscellaneous | Credit | Reverification of mortgage is inconsistent with original VOM |  | xxxx |  |  |  | xxxx | 10/17/2022 |  |  | 1 C A |  | MI | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303794706 | 27642755 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Note Addendum - Prepayment not provided |  |  |  |  |  | xxxx | 09/29/2022 |  |  | 1 C A |  | SC | Investment | Purchase | C A |  | A |  | N/A | Yes |
| 303794706 | 27642756 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. |  | xxxx |  |  |  | xxxx | 10/10/2022 |  |  | 1 C A |  | SC | Investment | Purchase | C A |  | A |  | N/A | No |
| 303794695 | 27642761 |  | Credit | Guideline | Guideline Issue | Guideline | Verification of housing pay history is required. |  | xxxx |  |  |  | xxxx | 10/06/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303794695 | 27642762 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 10/04/2022 |  |  | 1 A |  | MD | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303794697 | 27642765 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 10/11/2022 |  |  | 1 C A |  | MD | Investment | Purchase | C A |  | A |  | N/A | No |
| 303794694 | 27642767 |  | Credit | Guideline | Guideline Issue | Guideline | Verification of housing pay history is required. |  | xxxx |  |  |  | xxxx | 10/07/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303794693 | 27642772 |  | Credit | Guideline | Guideline Issue | Guideline | Verification of housing pay history is required. |  | xxxx |  |  |  | xxxx | 09/22/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303794703 | 27642778 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 09/29/2022 |  |  | 1 C A |  | MI | Investment | Purchase | C A |  | A |  | N/A | No |
| 303794703 | 27642779 |  | Credit | Guideline | Guideline Issue | Guideline | Verification of housing pay history is required. |  | xxxx |  |  |  | xxxx | 10/11/2022 |  |  | 1 C A |  | MI | Investment | Purchase | C A |  | A |  | N/A | No |
| 303794691 | 27642775 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx |  |  |  | xxxx | 09/22/2022 |  |  | 1 C A |  | TN | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303794691 | 27642776 |  | Credit | Guideline | Guideline Issue | Guideline | Verification of housing pay history is required. |  | xxxx |  |  |  | xxxx | 09/22/2022 |  |  | 1 C A |  | TN | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303794690 | 27642782 |  | Credit | Guideline | Guideline Issue | Guideline | Verification of housing pay history is required. |  | xxxx |  |  |  | xxxx | 10/11/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303794690 | 27642783 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ | xxxx |  |  |  | xxxx | 10/06/2022 |  |  | 1 A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303794744 | 27642786 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 10/11/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303794744 | 27642788 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 09/29/2022 |  |  | 1 D A |  | TX | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303794744 | 27642789 |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | xxxx |  |  |  | xxxx | 10/12/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303794744 | 27642790 |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | xxxx |  |  |  | xxxx | 10/12/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303794744 | 27642791 |  | Credit | Guideline | Guideline Issue | Guideline | Verification of housing pay history is required. |  | xxxx |  |  |  | xxxx | 10/19/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303794745 | 27642792 |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  | xxxx |  |  |  | xxxx | 09/28/2022 |  |  | 1 D A |  | MO | Investment | Refinance - Cash-out - Other | D A |  | D A |  | N/A | No |
| 303794745 | 27642793 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal is missing.; Sec ID: 1 |  | xxxx |  |  |  | xxxx | 09/28/2022 |  |  | 1 D A |  | MO | Investment | Refinance - Cash-out - Other | D A |  | D A |  | N/A | No |
| 303794745 | 27642794 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 10/04/2022 |  |  | 1 D A |  | MO | Investment | Refinance - Cash-out - Other | D A |  | D A |  | N/A | No |
| 303794745 | 27642796 |  | Credit | Missing Document | General | Missing Document | Missing Document: Desk Review not provided |  | xxxx |  |  |  | xxxx | 10/04/2022 |  |  | 1 C A |  | MO | Investment | Refinance - Cash-out - Other | D A |  | D A |  | N/A | No |
| 303794745 | 27642797 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  | xxxx |  |  |  | xxxx | 09/28/2022 |  |  | 1 C A |  | MO | Investment | Refinance - Cash-out - Other | D A |  | D A |  | N/A | No |
| 303794745 | 27642798 |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  | xxxx |  |  |  | xxxx | 09/28/2022 |  |  | 1 C A |  | MO | Investment | Refinance - Cash-out - Other | D A |  | D A |  | N/A | No |
| 303794745 | 27642799 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 09/29/2022 |  |  | 1 A |  | MO | Investment | Refinance - Cash-out - Other | D A |  | D A |  | N/A | No |
| 303794745 | 27642800 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Leases loan (multiple property) is to go into a securitization and secondary valuations were provided via Desk Review and Desk Review Recon. The Desk Review Recon supports the qualifying value. The Desk Review does not support the qualifying value. |  | xxxx |  |  |  | xxxx | 10/04/2022 |  |  | 1 A |  | MO | Investment | Refinance - Cash-out - Other | D A |  | D A |  | N/A | No |
| 303836027 | 27642801 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ | xxxx |  |  |  | xxxx | 10/14/2022 |  |  | 1 C A B |  | FL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303836027 | 27642803 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx |  |  |  | xxxx | 10/14/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303836027 | 27642804 |  | Credit | Loan Package Documentation | Closing / Title | Collateral | Security Instrument is not signed by borrower(s). |  | xxxx |  |  |  | xxxx | 11/01/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303836027 | 27642805 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Approval not provided |  | xxxx |  |  |  | xxxx | 10/14/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303875566 | 27642899 |  | Credit | Guideline | Guideline Issue | Guideline | Verification of housing pay history is required. |  | xxxx |  |  |  | xxxx | 11/22/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303896324 | 27642925 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Instructions not provided |  | xxxx |  |  |  | xxxx | 11/22/2022 |  |  | 1 C A |  | MD | Investment | Purchase | C A |  | A |  | N/A | No |
| 303896324 | 27642926 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 11/22/2022 |  |  | 1 C A |  | MD | Investment | Purchase | C A |  | A |  | N/A | No |
| 303896324 | 27642928 |  | Credit | Guideline | Guideline Issue | Guideline | Verification of housing pay history is required. |  | xxxx |  |  |  | xxxx | 11/23/2022 |  |  | 1 C A |  | MD | Investment | Purchase | C A |  | A |  | N/A | No |
| 303875317 | 27642939 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Title Preliminary not provided |  | xxxx |  |  |  | xxxx | 12/01/2022 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303875317 | 27642941 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. |  | xxxx |  |  |  | xxxx | 12/02/2022 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303875317 | 27642943 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | xxxx |  |  |  | xxxx | 12/01/2022 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303875329 | 27642944 |  | Credit | Guideline | Guideline Issue | Guideline | Verification of housing pay history is required. |  | xxxx |  |  |  | xxxx | 11/29/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303875329 | 27642945 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx |  |  |  | xxxx | 11/29/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303875329 | 27642946 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx |  |  |  | xxxx | 11/29/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303875329 | 27642948 |  | Credit | Credit | Credit Documentation | Credit | There is no lease in place for the subject property and the absence of this document casts doubt on business purpose of loan. |  | xxxx |  |  |  | xxxx | 11/29/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303878877 | 27642950 |  | Credit | Business Purpose | Guideline Issue | Business Purpose | Documentation Used to Prove Experience is missing. Please provide the required documentation for each property. I.e. HUD Statement, Tax Return, MLS Data, County Records, etc. |  | xxxx |  |  |  | xxxx | 12/02/2022 |  |  | 1 C A |  | AL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303882307 | 27642965 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | xxxx |  |  |  | xxxx | 12/06/2022 |  |  | 1 C A |  | MI | Investment | Purchase | C A |  | A |  | N/A | No |
| 303882307 | 27642966 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 12/06/2022 |  |  | 1 C A |  | MI | Investment | Purchase | C A |  | A |  | N/A | No |
| 303882307 | 27642967 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | xxxx |  |  |  | xxxx | 12/06/2022 |  |  | 1 A |  | MI | Investment | Purchase | C A |  | A |  | N/A | No |
| 303872370 | 27642972 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | xxxx |  |  |  | xxxx | 12/08/2022 |  |  | 1 B A |  | CA | Investment | Purchase | C A |  | A |  | N/A | No |
| 303872370 | 27642973 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | xxxx |  |  |  | xxxx | 12/14/2022 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | A |  | N/A | No |
| 303872370 | 27642975 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy effective date is after the funds disbursed. |  | xxxx |  |  |  | xxxx | 12/14/2022 |  |  | 1 C A |  | CA | Investment | Purchase | C A |  | A |  | N/A | No |
| 303888364 | 27643018 |  | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete Note | Missing Document: Note - Subject Lien not provided |  |  |  |  |  | xxxx | 12/13/2022 |  |  | 1 D A |  | GA | Investment | Purchase | D A |  | A |  | N/A | No |
| 303888364 | 27643019 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  |  |  |  |  | xxxx | 12/13/2022 |  |  | 1 D A |  | GA | Investment | Purchase | D A |  | A |  | N/A | No |
| 303888364 | 27643020 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Assignment of Leases/Rents not provided |  |  |  |  |  | xxxx | 12/13/2022 |  |  | 1 C A |  | GA | Investment | Purchase | D A |  | A |  | N/A | No |
| 303888364 | 27643021 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | xxxx | 12/22/2022 |  |  | 1 C A |  | GA | Investment | Purchase | D A |  | A |  | N/A | No |
| 303888364 | 27643022 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | xxxx | 12/13/2022 |  |  | 1 C A |  | GA | Investment | Purchase | D A |  | A |  | N/A | No |
| 303888364 | 27643023 |  | Credit | Business Purpose | General | Business Purpose | The Non-Owner Occupied Certification was not signed by all required borrowers and thus casts doubt on the business purpose of the loan. |  | xxxx |  |  |  | xxxx | 12/22/2022 |  |  | 1 C A |  | GA | Investment | Purchase | D A |  | A |  | N/A | No |
| 303888364 | 27643025 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. |  | xxxx |  |  |  | xxxx | 12/13/2022 |  |  | 1 C A |  | GA | Investment | Purchase | D A |  | A |  | N/A | No |
| 303888364 | 27643026 |  | Credit | Investment Product | General Exception | Investment Product | Security Instrument Error: Assignment of Leases/Rents is not in the file and required by guidelines |  |  |  |  |  | xxxx | 12/13/2022 |  |  | 1 C A |  | GA | Investment | Purchase | D A |  | A |  | N/A | No |
| 303888364 | 27643027 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 12/22/2022 |  |  | 1 C A |  | GA | Investment | Purchase | D A |  | A |  | N/A | No |
| 303767909 | 27643045 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 12/16/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303767909 | 27643046 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | xxxx |  |  |  | xxxx | 12/19/2022 |  |  | 1 B A |  | NY | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303767909 | 27643047 |  | Credit | Investment Product | General | Investment Product | REO property does not have a lease in place and required by guidelines. |  | xxxx |  |  |  | xxxx | 12/23/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303877023 | 27643051 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 12/16/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303767908 | 27643066 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 12/16/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303767908 | 27643067 |  | Credit | Credit | Credit Documentation | Credit | There is no lease in place for the subject property and the absence of this document casts doubt on business purpose of loan. |  | xxxx |  |  |  | xxxx | 12/23/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303767908 | 27643069 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | xxxx |  |  |  | xxxx | 12/19/2022 |  |  | 1 B A |  | NY | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303877024 | 27643072 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | xxxx |  |  |  | xxxx | 12/20/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303896661 | 27682962 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropriate coverage is provided. |  | xxxx |  |  |  |  |  |  |  | 2 B |  | CA | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| 303896463 | 27895264 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | xxxx |  |  |  | xxxx | 01/12/2023 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303896463 | 27895267 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 01/12/2023 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303896463 | 27895268 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx |  |  |  | xxxx | 01/17/2023 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303896463 | 27895269 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 01/12/2023 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303898680 | 27895241 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 01/12/2023 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303898680 | 27895244 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | xxxx |  |  |  | xxxx | 01/17/2023 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303897792 | 27895246 |  | Credit | Guideline | Guideline Issue | Guideline | Verification of housing pay history is required. |  | xxxx |  |  |  | xxxx | 01/19/2023 |  |  | 1 C A |  | GA | Investment | Purchase | C A |  | A |  | N/A | No |
| 303893539 | 27895252 |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | xxxx |  |  |  | xxxx | 01/18/2023 |  |  | 1 C A |  | NY | Investment | Purchase | D A |  | A |  | N/A | No |
| 303893539 | 27895253 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | xxxx |  |  |  | xxxx | 01/18/2023 |  |  | 1 D A |  | NY | Investment | Purchase | D A |  | A |  | N/A | No |
| 303893539 | 27895254 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  | xxxx |  |  |  | xxxx | 01/18/2023 |  |  | 1 C A |  | NY | Investment | Purchase | D A |  | A |  | N/A | No |
| 303893539 | 27895255 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  | xxxx |  |  |  | xxxx | 01/19/2023 |  |  | 1 D A |  | NY | Investment | Purchase | D A |  | A |  | N/A | No |
| 303893539 | 27895256 |  | Credit | Business Purpose | General | Business Purpose | Insufficient funds for Reserves. |  | xxxx |  |  |  | xxxx | 01/19/2023 |  |  | 1 C A |  | NY | Investment | Purchase | D A |  | A |  | N/A | No |
| 303893539 | 27895257 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 01/18/2023 |  |  | 1 C A |  | NY | Investment | Purchase | D A |  | A |  | N/A | No |
| 303893539 | 27895258 |  | Credit | Asset | Asset Documentation | Asset | Insufficient funds for Reserves. Guidelines require |  | xxxx |  |  |  | xxxx | 01/19/2023 |  |  | 1 C A |  | NY | Investment | Purchase | D A |  | A |  | N/A | No |
| 303893539 | 27895259 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. | xxxx |  |  |  | xxxx | 01/19/2023 |  |  | 1 C A |  | NY | Investment | Purchase | D A |  | A |  | N/A | No |
| 303893539 | 27895260 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  | xxxx | 01/19/2023 |  |  | 1 C A |  | NY | Investment | Purchase | D A |  | A |  | N/A | No |
| 303893539 | 27895261 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. |  |  |  |  |  | xxxx | 01/18/2023 |  |  | 1 C A |  | NY | Investment | Purchase | D A |  | A |  | N/A | No |
| 303893539 | 27895262 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | xxxx | 01/19/2023 |  |  | 1 C A |  | NY | Investment | Purchase | D A |  | A |  | N/A | No |
| 303893539 | 27895263 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx | 01/18/2023 |  |  | 1 B A |  | NY | Investment | Purchase | D A |  | A |  | N/A | No |
| 303896585 | 27895247 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 01/17/2023 |  |  | 1 C A |  | CO | Investment | Purchase | C A |  | A |  | N/A | No |
| 303896585 | 27895249 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | xxxx |  |  |  | xxxx | 01/11/2023 |  |  | 1 C A |  | CO | Investment | Purchase | C A |  | A |  | N/A | No |
| 303882645 | 27895272 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 01/09/2023 |  |  | 1 C A |  | MN | Investment | Purchase | C A |  | A |  | N/A | No |
| 303896318 | 27895274 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 12/08/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303896318 | 27895275 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 01/19/2023 |  |  | 1 A |  | CA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303923053 | 28065336 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 01/24/2022 |  |  | 1 C A D |  | NC | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303923046 | 28065340 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  | xxxx |  |  |  | xxxx | 02/01/2022 |  |  | 1 D A |  | VA | Investment | Purchase | D A |  | A |  | N/A | No |
| 303923030 | 28065342 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/04/2022 |  |  | 1 C A |  | KY | Investment | Purchase | C A |  | A |  | N/A | No |
| 303923047 | 28065352 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/17/2022 |  |  | 1 C A |  | MI | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303923038 | 28065338 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/04/2022 |  |  | 1 C A |  | KY | Investment | Purchase | C A |  | A |  | N/A | No |
| 303923058 | 28065346 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | The DSCR of 1.46 is greater than the minimum required DSCR of 1.00. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/11/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923033 | 28065344 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | xxxx |  |  |  | xxxx | 02/23/2022 |  |  | 1 B A |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923033 | 28065345 |  | Credit | Business Purpose | General | Business Purpose | Borrower has been convicted of fraud/misrepresentation or felony. Borrower is ineligible. |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.49 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 03/18/2022 | 2 C B |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923040 | 28065347 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/17/2022 | 2 C B |  | TX | Investment | Purchase | C B |  | A |  | N/A | No |
| 303923040 | 28065348 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/05/2022 |  |  | 1 C A |  | TX | Investment | Purchase | C B |  | A |  | N/A | No |
| 303923040 | 28065349 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/09/2022 |  |  | 1 C A |  | TX | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922978 | 28065358 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. |  | Borrower's Experience/Track Record<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Borrower's Experience/Track Record. The borrower has: "4" Years of Experience. Currently holds "5" Properties<br>Client elected to Waive. Comp Factors provided.<br>762 | Aggregator<br>Aggregator,SitusAMC<br>SitusAMC,Originator Pre-Close,Originator,Aggregator | xxxx |  |  | 08/18/2022 | 2 C B |  | MA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922978 | 28065359 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 12/22/2021 |  |  | 1 C A |  | MA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922978 | 28065361 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Client elected to Waive. Comp Factors provided.<br>762 | Aggregator,SitusAMC<br>SitusAMC,Originator Pre-Close,Originator,Aggregator | xxxx |  |  | 03/21/2022 | 2 C B |  | MA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922994 | 28065363 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Client elected to Waive. Comp Factors provided.<br>Client elected to Waive. Comp Factors provided. | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 08/18/2022 | 2 C B |  | MD | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922994 | 28065365 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Client elected to Waive. Comp Factors provided.<br>Client elected to Waive. Comp Factors provided. | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 08/31/2022 | 2 B |  | MD | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922979 | 28065377 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC | xxxx |  |  | 08/26/2022 | 2 C B |  | VA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922979 | 28065378 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. |  | The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC | xxxx |  |  | 08/26/2022 | 2 C B |  | VA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922979 | 28065379 |  | Credit | Guideline | Guideline Issue | Guideline | Experience level does not meet the guideline requirements for an experienced investor. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/26/2022 | 2 C B |  | VA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922979 | 28065381 |  | Credit | Title | General | Title | Final Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | xxxx | 08/26/2022 |  |  | 1 C A |  | VA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922993 | 28065353 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.34 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 08/26/2022 | 2 B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922993 | 28065355 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.34 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 11/12/2021 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922993 | 28065356 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 10/20/2021 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922993 | 28065357 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 08/26/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922980 | 28065366 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | xxxx |  |  |  | xxxx | 09/01/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922980 | 28065367 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | xxxx |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922980 | 28065369 |  | Credit | Guideline | Guideline Issue | Guideline | Experience level does not meet the guideline requirements for an experienced investor. |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922980 | 28065370 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00. | The DSCR of 1.42 is greater than the minimum required DSCR of 1.20. | SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 12/21/2021 | 2 C B |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922980 | 28065371 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922980 | 28065372 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Non-Owner Occupancy Declaration not provided |  |  |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922980 | 28065373 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.42 is greater than the minimum required DSCR of 1.20. | SitusAMC,Aggregator | xxxx |  |  | 08/28/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922980 | 28065374 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. |  | The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.42 is greater than the minimum required DSCR of 1.20. | SitusAMC,Aggregator | xxxx |  |  | 08/28/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922980 | 28065375 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. |  | The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.42 is greater than the minimum required DSCR of 1.20. | SitusAMC,Aggregator | xxxx |  |  | 08/28/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922995 | 28065383 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.45 is greater than the minimum required DSCR of 1.00 | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 09/02/2022 | 2 D B |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922995 | 28065384 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 09/01/2022 | 1 A |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922995 | 28065385 |  | Credit | Credit | Credit Documentation | Credit | OFAC was not checked and required per guidelines. |  | xxxx |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922995 | 28065386 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922995 | 28065387 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Spousal Consent Form not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.45 is greater than the minimum required DSCR of 1.00 | SitusAMC,Originator,Aggregator | xxxx |  |  | 12/17/2021 | 2 C B |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922995 | 28065389 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922995 | 28065390 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 09/01/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922995 | 28065391 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.45 is greater than the minimum required DSCR of 1.00 | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 08/28/2022 | 2 C B |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922995 | 28065392 |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.45 is greater than the minimum required DSCR of 1.00 | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 08/17/2022 | 2 C B |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922995 | 28065393 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 03/30/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922995 | 28065394 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/15/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303923004 | 28065396 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 01/18/2022 | 2 C B |  | FL | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303923004 | 28065397 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 03/18/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303923004 | 28065398 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 08/18/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303923004 | 28065399 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Missing Doc) Missing Note Addendum: Note P&I does not match calculated P&I |  | xxxx |  |  |  | xxxx | 05/18/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303923043 | 28065400 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/04/2022 |  |  | 1 C A |  | DE | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923043 | 28065401 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | DSCR is .55 over the GL minimum. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 11/18/2021 | 2 C B |  | DE | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923020 | 28065406 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | DSCR is 1.12 over the GL minimum. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 11/18/2021 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923026 | 28065402 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | 1.71 DSCR | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/06/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923026 | 28065404 |  | Credit | Title | General | Title | Final Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | xxxx | 02/09/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923044 | 28065410 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.27 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 11/18/2021 | 2 C B |  | CO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923044 | 28065411 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/04/2022 |  |  | 1 C A |  | CO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923044 | 28065412 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.27 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 11/18/2021 | 2 C B |  | CO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923044 | 28065413 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.27 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 11/18/2021 | 2 C B |  | CO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923042 | 28065408 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | LTV 27% below the GL maximum. | SitusAMC,Originator,Aggregator | xxxx |  |  | 11/18/2021 | 2 C B |  | RI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923042 | 28065409 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx |  |  |  | xxxx | 02/09/2022 |  |  | 1 C A |  | RI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923054 | 28065418 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | LTV 70% is < 80% max.<br>The DSCR of 1.41 is greater than the minimum required DSCR of 1.00. | SitusAMC,Aggregator<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 01/24/2022 | 2 C B |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923054 | 28065419 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.41 is greater than the minimum required DSCR of 1.00. | SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 01/11/2022 | 2 C B |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923051 | 28065415 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 11/18/2021 |  |  | 1 C A |  | MT | Investment | Purchase | C B |  | A |  | N/A | No |
| 303923051 | 28065416 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | The DSCR of 1.51 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 11/18/2021 | 2 C B |  | MT | Investment | Purchase | C B |  | A |  | N/A | No |
| 303923051 | 28065417 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | The DSCR of 1.51 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/11/2022 | 2 C B |  | MT | Investment | Purchase | C B |  | A |  | N/A | No |
| 303923024 | 28065421 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 03/04/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923024 | 28065422 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/14/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923024 | 28065423 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 03/17/2022 | 2 B |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923035 | 28065425 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/08/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923035 | 28065426 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Loan to Cost (LTC) exceeds the maximum allowed per guidelines. | Calculated Loan to Cost (LTC) of ___ exceeds the maximum allowed per guidelines. Guideline Loan to Cost (LTC) ___. | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 03/08/2022 | 2 C B |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923041 | 28065439 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Loan to Value: 60.00000%; Guideline Maximum Loan to Value: 80.00000%<br>DSCR is 1.00 over the GL minimum. | Aggregator,SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 11/18/2021 | 2 C B |  | RI | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303923041 | 28065440 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Loan to Value: 60.00000%; Guideline Maximum Loan to Value: 80.00000%<br>DSCR is 1.00 over the GL minimum. | Aggregator,SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/14/2022 | 2 C B |  | RI | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303923041 | 28065441 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Loan to Value: 60.00000%; Guideline Maximum Loan to Value: 80.00000%<br>DSCR is 1.00 over the GL minimum. | Aggregator,SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/14/2022 | 2 C B |  | RI | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303923041 | 28065442 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Loan to Value: 60.00000%; Guideline Maximum Loan to Value: 80.00000%<br>DSCR is 1.00 over the GL minimum. | Aggregator,SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 03/21/2022 | 2 C B |  | RI | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303923034 | 28065431 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 11/18/2021 |  |  | 1 C A |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923034 | 28065433 |  | Credit | Business Purpose | General | Business Purpose | Borrower has been convicted of fraud/misrepresentation or felony. Borrower is ineligible. |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Loan to Value: 56.49718%; Guideline Maximum Loan to Value: 80.00000%<br>The DSCR of 2.06 is greater than the minimum required DSCR of 1.00. | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/14/2022 | 2 C B |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923034 | 28065434 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/04/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923034 | 28065435 |  | Credit | Asset | Asset Documentation | Asset | Asset documentation is missing from the file and required per guidelines. |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Loan to Value: 56.49718%; Guideline Maximum Loan to Value: 80.00000%<br>The DSCR of 2.06 is greater than the minimum required DSCR of 1.00. | Aggregator,SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 03/17/2022 | 2 C B |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923034 | 28065436 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | xxxx |  |  |  | xxxx | 02/23/2022 |  |  | 1 B A |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923034 | 28065437 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Loan to Value: 56.49718%; Guideline Maximum Loan to Value: 80.00000%<br>The DSCR of 2.06 is greater than the minimum required DSCR of 1.00. | Aggregator,SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 11/18/2021 | 2 C B |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923032 | 28065427 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 11/18/2021 |  |  | 1 C A |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923032 | 28065429 |  | Credit | Business Purpose | General | Business Purpose | Borrower has been convicted of fraud/misrepresentation or felony. Borrower is ineligible. |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.44 is greater than the minimum required DSCR of 1.00.<br>The Loan to Value (LTV) on the loan 54.00% is less than the guideline maximum by at least 10%. | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/14/2022 | 2 C B |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923032 | 28065430 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  |  |  |  |  | xxxx | 06/09/2022 |  |  | 1 B A |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923052 | 28065443 |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | xxxx |  |  |  | xxxx | 02/07/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303923052 | 28065445 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 02/07/2022 | 2 C B |  | NC | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303923052 | 28065446 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 02/07/2022 | 2 C B |  | NC | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303923029 | 28065448 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  |  |  |  |  | xxxx | 03/03/2022 |  |  | 1 D A |  | NC | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303923029 | 28065449 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303923018 | 28065450 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Loan to Cost (LTC) exceeds the maximum allowed per guidelines. | Calculated Loan to Cost (LTC) of ___ exceeds the maximum allowed per guidelines. Guideline Loan to Cost (LTC) ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/22/2022 | 2 C B |  | TN | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923018 | 28065451 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/22/2022 | 2 B |  | TN | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923048 | 28065452 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 01/25/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923048 | 28065453 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 03/04/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923048 | 28065454 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The representative FICO score of 775 exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) of 1.54% is greater than the guideline requirement by .50. | Aggregator,SitusAMC<br>Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 12/21/2021 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923048 | 28065455 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923019 | 28065456 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Instructions not provided |  |  |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923019 | 28065458 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | Borrower's Experience/Track Record<br>The qualifying DSCR on the loan is greater than the guideline minimum.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Borrower's Experience/Track Record. The borrower has: 21 Years of Experience.<br>The DSCR of 1.16 is greater than the minimum required DSCR of 1.00. | SitusAMC,Aggregator<br>Aggregator<br>SitusAMC | xxxx |  |  | 01/11/2022 | 2 C B |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923049 | 28065462 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 03/04/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303923049 | 28065463 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | DSCR is 0.63 points above the GL minimum. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 11/18/2021 | 2 C B |  | GA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303923025 | 28065466 |  | Credit | Guideline | Guideline Issue | Guideline | The file does not contain evidence of the Original Sales Price. |  |  |  |  |  | xxxx | 02/09/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923025 | 28065467 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  |  |  |  |  | xxxx | 02/09/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923025 | 28065468 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/11/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923031 | 28065469 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 09/14/2022 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923031 | 28065470 |  | Credit | Guideline | Guideline Issue | Guideline | The file does not contain evidence of the Original Sales Price. |  | xxxx |  |  |  | xxxx | 02/09/2022 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923031 | 28065472 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.21 is greater than the minimum required DSCR of 1.00. | SitusAMC,Originator Pre-Close,Aggregator<br>SitusAMC | xxxx |  |  | 07/25/2022 | 2 C B |  | AZ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923037 | 28065474 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | The representative FICO score 798 exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan 70.00% is less than the guideline maximum of 80.00% by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) 2.49% is greater than the guideline requirement of 1.00% by .50. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 01/11/2022 | 2 C B |  | AL | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303923037 | 28065475 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The representative FICO score 798 exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan 70.00% is less than the guideline maximum of 80.00% by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) 2.49% is greater than the guideline requirement of 1.00% by .50. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 12/21/2021 | 2 C B |  | AL | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303923028 | 28065477 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.63 is greater than the minimum required DSCR of 1.00.<br>FICO 798 > minimum of 680. | Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 12/21/2021 | 2 C B |  | AL | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303923028 | 28065478 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.63 is greater than the minimum required DSCR of 1.00.<br>FICO 798 > minimum of 680. | Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 12/21/2021 | 2 C B |  | AL | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303923027 | 28065480 |  | Credit | Investment Product | General | Investment Product | Lease Remaining Months of |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | 798 FICO > minimum required of 680.<br>DSCR 1.62 greater than minimum 1.00 | Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 01/11/2022 | 2 C B |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923027 | 28065481 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 798 FICO > minimum required of 680.<br>DSCR 1.62 greater than minimum 1.00 | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 12/21/2021 | 2 C B |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923017 | 28065483 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  |  |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923017 | 28065484 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Loan to Value: 65.00000%; Guideline Maximum Loan to Value: 80.00000%<br>Debt Service Coverage Ratio: 2.33; Guideline Requirement: 1.00 | Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 01/11/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923017 | 28065485 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Loan to Value: 65.00000%; Guideline Maximum Loan to Value: 80.00000%<br>Debt Service Coverage Ratio: 2.33; Guideline Requirement: 1.00 | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | xxxx | 04/04/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923017 | 28065486 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Loan to Value: 65.00000%; Guideline Maximum Loan to Value: 80.00000%<br>Debt Service Coverage Ratio: 2.33; Guideline Requirement: 1.00 | Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 01/11/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923022 | 28065487 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx |  |  |  | xxxx | 05/03/2022 |  |  | 1 C A |  | FL | Investment | Purchase | D B |  | B A |  | N/A | No |
| 303923022 | 28065488 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | xxxx |  |  |  | xxxx | 05/27/2022 |  |  | 1 D A |  | FL | Investment | Purchase | D B |  | B A |  | N/A | No |
| 303923022 | 28065489 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  | xxxx |  |  |  | xxxx | 05/27/2022 |  |  | 1 C A |  | FL | Investment | Purchase | D B |  | B A |  | N/A | No |
| 303923022 | 28065490 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. |  | xxxx |  |  |  | xxxx | 05/27/2022 |  |  | 1 C A |  | FL | Investment | Purchase | D B |  | B A |  | N/A | No |
| 303923022 | 28065492 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Birth Date was not provided |  | xxxx |  |  |  | xxxx | 05/03/2022 |  |  | 1 B A |  | FL | Investment | Purchase | D B |  | B A |  | N/A | No |
| 303923022 | 28065493 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 05/03/2022 |  |  | 1 A B |  | FL | Investment | Purchase | D B |  | B A |  | N/A | No |
| 303923022 | 28065494 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 05/27/2022 |  |  | 1 C A |  | FL | Investment | Purchase | D B |  | B A |  | N/A | No |
| 303923022 | 28065495 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 05/27/2022 |  |  | 1 C A |  | FL | Investment | Purchase | D B |  | B A |  | N/A | No |
| 303923022 | 28065496 |  | Credit | Asset | Asset Documentation | Asset | Missing Document: Asset Documentation not provided |  | xxxx |  |  |  | xxxx | 05/27/2022 |  |  | 1 C A |  | FL | Investment | Purchase | D B |  | B A |  | N/A | No |
| 303923022 | 28065497 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Debt Service Coverage Ratio: 1.71%<br> Guideline Requirement: 1.00%<br>Reserves verified: 1,979.74 months<br> Guideline Requirement: 6.00 months<br>Guidelines Representative FICO: 680<br> Representative Average FICO: 741<br>The DSCR of 1.71% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 06/02/2022 | 2 C B |  | FL | Investment | Purchase | D B |  | B A |  | N/A | No |
| 303923022 | 28065498 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Debt Service Coverage Ratio: 1.71%<br> Guideline Requirement: 1.00%<br>Reserves verified: 1,979.74 months<br> Guideline Requirement: 6.00 months<br>Guidelines Representative FICO: 680<br> Representative Average FICO: 741<br>The DSCR of 1.71% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 08/17/2022 | 2 C B |  | FL | Investment | Purchase | D B |  | B A |  | N/A | No |
| 303923022 | 28065499 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | FL | Investment | Purchase | D B |  | B A |  | N/A | No |
| 303923021 | 28065501 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. |  | xxxx |  |  |  | xxxx | 05/31/2022 |  |  | 1 C A |  | FL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303923021 | 28065502 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue: Insufficient asset documentation. |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Debt Service Coverage Ratio: 1.61%<br> Guideline Requirement: 1.00%<br>Reserves verified: 1,732.18 months<br> Guideline Requirement: 9.00 months<br>Guidelines Representative FICO: 680<br> Representative Average FICO: 741<br>The DSCR of 1.61% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 08/19/2022 | 2 C B |  | FL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303923021 | 28065503 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | xxxx |  |  |  | xxxx | 05/31/2022 |  |  | 1 D A |  | FL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303923021 | 28065504 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 05/31/2022 |  |  | 1 C A |  | FL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303923021 | 28065505 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Birth Date was not provided |  | xxxx |  |  |  | xxxx | 05/31/2022 |  |  | 1 B A |  | FL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303923021 | 28065506 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | xxxx | 05/31/2022 |  |  | 1 C A |  | FL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303923021 | 28065507 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  | xxxx |  |  |  | xxxx | 07/05/2022 |  |  | 1 C A |  | FL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303923021 | 28065508 |  | Credit | Credit | Credit Documentation | Credit | Background check is missing. |  | xxxx |  |  |  | xxxx | 06/02/2022 |  |  | 1 A |  | FL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303923016 | 28065510 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Birth Date was not provided |  |  |  |  |  | xxxx | 05/31/2022 |  |  | 1 B A |  | GA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303923016 | 28065512 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | xxxx | 05/31/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303923016 | 28065513 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  | xxxx | 05/31/2022 |  |  | 1 D A |  | GA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303923016 | 28065514 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  |  |  |  |  | xxxx | 05/31/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303923016 | 28065515 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 11/09/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303923016 | 28065516 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  |  |  |  |  | xxxx | 05/31/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303923016 | 28065517 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Reserves verified: 57.40 months<br> Guideline Requirement: 9.00 months<br>The DSCR of 1.46% is greater than the minimum required DSCR of 1.00%. | SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 06/02/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303923016 | 28065518 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Fraud Report not provided |  |  |  |  |  | xxxx | 05/31/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303923016 | 28065519 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  |  |  |  |  | xxxx | 05/31/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303923063 | 28065521 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided. |  | xxxx |  |  |  | xxxx | 09/26/2022 |  |  | 1 C A |  | SC | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303923063 | 28065522 |  | Credit | Asset | Asset Documentation | Asset | Aged document: Asset Account date is more than 90 days prior to the note. |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00. | The DSCR of 1.33 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC | xxxx |  |  | 08/29/2022 | 2 C B |  | SC | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303923063 | 28065523 |  | Credit | Asset | Asset Documentation | Asset | Aged document: Asset Account date is more than 90 days prior to the note. |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00. | The DSCR of 1.33 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC | xxxx |  |  | 08/29/2022 | 2 C B |  | SC | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303923062 | 28065524 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923062 | 28065525 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 03/30/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923062 | 28065526 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 09/07/2022 | 1 A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923062 | 28065528 |  | Credit | Credit | Credit Documentation | Credit | A credit report was not pulled for all members of the borrowing entity as required by guidelines. |  | xxxx | The Loan to Cost (LTC) on the loan is less than the guideline maximum.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Fico Score >= 720 - Fico is 737<br>The DSCR of 1.30 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC | xxxx |  |  | 11/29/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923062 | 28065529 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Cost (LTC) on the loan is less than the guideline maximum.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Fico Score >= 720 - Fico is 737<br>The DSCR of 1.30 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC | xxxx |  |  | 09/02/2022 | 2 B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923059 | 28065530 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | xxxx | Borrower's Experience/Track Record<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower's Experience/Track Record. The borrower has: 4 Years of Experience.<br>Guidelines Representative FICO: 680; Representative FICO: 725 | Aggregator<br>Aggregator,SitusAMC<br>SitusAMC | xxxx | 04/05/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303923059 | 28065532 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303923059 | 28065533 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx |  |  |  | xxxx | 08/17/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922943 | 28065536 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx |  |  |  | xxxx | 01/21/2022 |  |  | 1 C A |  | OK | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922946 | 28065539 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 03/17/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922945 | 28065543 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 09/06/2022 |  |  | 1 C A |  | NC | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303922945 | 28065544 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ | xxxx |  |  |  | xxxx |  |  | 09/02/2022 | 1 A |  | NC | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303922945 | 28065545 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx |  |  |  | xxxx | 01/21/2022 |  |  | 1 C A |  | NC | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303922945 | 28065546 |  | Credit | Credit | Credit Eligibility | Credit | Borrower has | - Active Tradelines: ___ | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | LTV 10% lower than the GL minimum. | SitusAMC,Originator,Aggregator | xxxx |  |  | 11/12/2021 | 2 C B |  | NC | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303922945 | 28065547 |  | Credit | Business Purpose | General | Business Purpose | Open Tradeline requirement not met. | - Borrower has ___ Open Tradelines which is less than the minimum required by guidelines. | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | LTV 10% lower than the GL minimum. | SitusAMC,Originator,Aggregator | xxxx |  |  | 11/12/2021 | 2 C B |  | NC | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303922945 | 28065548 |  | Credit | Credit | Credit Eligibility | Credit | Active Tradeline requirement not met. | - Borrower has ___ Active Tradelines which is less than the minimum required by guidelines. | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | LTV 10% lower than the GL minimum. | SitusAMC,Originator,Aggregator | xxxx |  |  | 11/12/2021 | 2 C B |  | NC | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303922945 | 28065550 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation does not support the value used to qualify.; Sec ID: 7 |  | xxxx |  |  |  | xxxx | 09/07/2022 |  |  | 1 C A |  | NC | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303922945 | 28065551 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  | xxxx |  |  |  | xxxx | 09/02/2022 |  |  | 1 C A |  | NC | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303922944 | 28065540 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Mising Document: Closing Protection Letter not provided. |  |  |  |  |  | xxxx | 09/02/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922944 | 28065542 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.36 is greater than the minimum required DSCR of 1.0. | Aggregator<br>SitusAMC | xxxx |  |  | 03/17/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922942 | 28065553 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 09/02/2022 | 1 A |  | MD | Investment | Purchase | D C B |  | D |  | N/A | No |
| 303922942 | 28065554 |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | MD | Investment | Purchase | D C B |  | D |  | N/A | No |
| 303922942 | 28065555 |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | xxxx |  |  |  | xxxx | 04/22/2022 |  |  | 1 C A |  | MD | Investment | Purchase | D C B |  | D |  | N/A | No |
| 303922942 | 28065556 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | xxxx | 09/02/2022 |  |  | 1 D A |  | MD | Investment | Purchase | D C B |  | D |  | N/A | No |
| 303922942 | 28065558 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 11/04/2022 |  |  | 1 C A |  | MD | Investment | Purchase | D C B |  | D |  | N/A | No |
| 303922942 | 28065559 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 11/04/2022 |  |  | 1 C A |  | MD | Investment | Purchase | D C B |  | D |  | N/A | No |
| 303922942 | 28065560 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Number of units discrepancy. | Appraisal number of units of ___ does not match Guideline number of units of ___. |  | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/05/2022 | 2 B |  | MD | Investment | Purchase | D C B |  | D |  | N/A | No |
| 303922942 | 28065561 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Supporting secondary BPO was provided.; Sec ID: 5 | Note Date: ___; Lien Position: ___ |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC | xxxx |  |  | 11/04/2022 | 2 A D |  | MD | Investment | Purchase | D C B |  | D |  | N/A | No |
| 303922952 | 28065563 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 09/02/2022 |  |  | 1 D A |  | CT | Investment | Purchase | D C B |  | D |  | N/A | No |
| 303922952 | 28065564 |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible Property Type per the guidelines. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Guidelines Representative FICO: 680; Representative FICO: 770<br>DSCR 0.56 over the guideline minimum. | Aggregator,SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 03/16/2022 | 2 C B |  | CT | Investment | Purchase | D C B |  | D |  | N/A | No |
| 303922952 | 28065565 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Asset Account date is more than 90 days prior to Closing. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Guidelines Representative FICO: 680; Representative FICO: 770<br>DSCR 0.56 over the guideline minimum. | Aggregator,SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 03/16/2022 | 2 C B |  | CT | Investment | Purchase | D C B |  | D |  | N/A | No |
| 303922952 | 28065566 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | xxxx |  |  |  | xxxx | 02/07/2022 |  |  | 1 C A |  | CT | Investment | Purchase | D C B |  | D |  | N/A | No |
| 303922952 | 28065567 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | The DSCR of 1.56 is greater than the minimum required DSCR of 1.00.<br>Guidelines Representative FICO: 680; Representative FICO: 770<br>DSCR 0.56 over the guideline minimum. | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx | 04/05/2022 |  |  | 1 A |  | CT | Investment | Purchase | D C B |  | D |  | N/A | No |
| 303922952 | 28065568 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Supporting secondary BPO was provided.; Sec ID: 5 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx |  |  | 09/02/2022 | 2 A D |  | CT | Investment | Purchase | D C B |  | D |  | N/A | No |
| 303922947 | 28065570 |  | Credit | Business Purpose | General | Business Purpose | Missing Document: Spousal Consent not provided. |  |  |  |  |  | xxxx | 11/12/2021 |  |  | 1 C A |  | WI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922947 | 28065572 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Spousal Consent Form not provided |  | xxxx |  |  |  | xxxx | 01/14/2022 |  |  | 1 C A |  | WI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922947 | 28065574 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.47 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 08/22/2022 | 2 C B |  | WI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922941 | 28065575 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | xxxx | 11/04/2022 |  |  | 1 D A |  | NJ | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922941 | 28065576 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx | 12/01/2022 |  |  | 1 A |  | NJ | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922941 | 28065577 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.47 is greater than the minimum required DSCR of 1.00.<br>Loan to Value: 70.00000%; Guideline Maximum Loan to Value: 80.00000%<br>The DSCR of 1.47 is greater than the minimum required DSCR of 1.00. | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx | 04/05/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922941 | 28065578 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Number of units discrepancy. | Appraisal number of units of ___ does not match Guideline number of units of ___. | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | The DSCR of 1.47 is greater than the minimum required DSCR of 1.00.<br>Loan to Value: 70.00000%; Guideline Maximum Loan to Value: 80.00000% | SitusAMC,Aggregator<br>Aggregator,SitusAMC | xxxx |  |  | 08/05/2022 | 2 C B |  | NJ | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922941 | 28065579 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Loan to Value: 70.00000%; Guideline Maximum Loan to Value: 80.00000%<br>The DSCR of 1.47 is greater than the minimum required DSCR of 1.00. | Aggregator,SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 03/28/2022 | 2 C B |  | NJ | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922941 | 28065580 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Loan to Value: 70.00000%; Guideline Maximum Loan to Value: 80.00000%<br>The DSCR of 1.47 is greater than the minimum required DSCR of 1.00. | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 02/24/2022 | 2 B |  | NJ | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922941 | 28065581 |  | Credit | Insurance | Insurance Documentation | Insurance | Missing Document: Hazard Dec Page not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | The DSCR of 1.47 is greater than the minimum required DSCR of 1.00.<br>Loan to Value: 70.00000%; Guideline Maximum Loan to Value: 80.00000% | SitusAMC,Aggregator<br>Aggregator,SitusAMC | xxxx |  |  | 08/05/2022 | 2 C B |  | NJ | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922941 | 28065582 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation was BPO and does not support the value used to qualify.; Sec ID: 6 |  |  |  |  |  | xxxx | 12/01/2022 |  |  | 1 A |  | NJ | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922824 | 28065583 |  | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1 |  | xxxx |  |  |  | xxxx | 09/07/2022 |  |  | 1 D A |  | CA | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922824 | 28065584 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Spousal Consent Form not provided |  |  | Borrower's Experience/Track Record<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower's Experience/Track Record. The borrower has: 20 Years of Experience. Currently holds 8 Properties and has Completed 8 Properties.<br>The representative FICO score 782 exceeds the guideline minimum by at least 40 points. | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 12/22/2021 | 2 C B |  | CA | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922824 | 28065585 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922824 | 28065586 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 09/07/2022 | 1 A |  | CA | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922824 | 28065587 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922824 | 28065588 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922824 | 28065589 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922830 | 28065596 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 09/07/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922830 | 28065598 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 09/02/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922829 | 28065590 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | D A |  | A |  | N/A | No |
| 303922829 | 28065592 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  | xxxx |  |  |  | xxxx | 12/17/2021 |  |  | 1 D A |  | CA | Investment | Refinance - Rate/Term | D A |  | A |  | N/A | No |
| 303922829 | 28065593 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | xxxx |  |  |  | xxxx | 09/06/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | D A |  | A |  | N/A | No |
| 303922829 | 28065594 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | D A |  | A |  | N/A | No |
| 303922829 | 28065595 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | D A |  | A |  | N/A | No |
| 303922822 | 28065599 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 09/02/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922822 | 28065600 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 09/02/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922822 | 28065601 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Spousal Consent Form not provided |  |  | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.41% is greater than the minimum required DSCR of 1.00%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 12/22/2021 | 2 C B |  | CA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922821 | 28065603 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Spousal Consent Form not provided |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's Experience/Track Record | The borrower has five Years of Experience, which exceeds the two year minimum. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 12/17/2021 | 2 C B |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922821 | 28065604 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower's Experience/Track Record | The borrower has five Years of Experience, which exceeds the two year minimum. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 08/28/2022 | 2 C B |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922821 | 28065605 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 09/08/2022 | 1 A |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922821 | 28065606 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922821 | 28065608 |  | Credit | Missing Document | General | Missing Document | Missing Document: Source of Funds/Deposit not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower's Experience/Track Record | The borrower has five Years of Experience, which exceeds the two year minimum. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 08/28/2022 | 2 C B |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922821 | 28065609 |  | Credit | Insurance | Insurance Documentation | Insurance | Hazard Insurance Error: Missing HO-6 policy, blanket hazard insurance policy provided does not contain unit interior coverage. |  | xxxx |  |  |  | xxxx | 09/08/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922833 | 28065614 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/26/2022 | 2 C B |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922833 | 28065615 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 09/13/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922833 | 28065617 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/26/2022 | 2 C B |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922826 | 28065610 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 09/02/2022 |  |  | 1 C A |  | MD | Investment | Purchase | C A |  | C A |  | N/A | No |
| 303922826 | 28065611 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation does not support the value used to qualify.; Sec ID: 7 |  | xxxx |  |  |  | xxxx | 09/07/2022 |  |  | 1 C A |  | MD | Investment | Purchase | C A |  | C A |  | N/A | No |
| 303922826 | 28065612 |  | Credit | Loan Package Documentation | Closing / Title | Title | Title: Evidence of title is missing |  |  |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | MD | Investment | Purchase | C A |  | C A |  | N/A | No |
| 303922827 | 28065618 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 09/01/2022 | 1 A |  | CA | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922827 | 28065619 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Spousal Consent Form not provided |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points. | Guarantor's FICO 102 points above the guideline minimum. | SitusAMC,Originator,Aggregator | xxxx |  |  | 12/17/2021 | 2 C B |  | CA | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922827 | 28065620 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 12/17/2021 |  |  | 1 C A D |  | CA | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922827 | 28065621 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Guarantor's FICO 102 points above the guideline minimum. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 09/01/2022 | 2 C B |  | CA | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922827 | 28065622 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  |  |  |  |  | xxxx | 03/30/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922827 | 28065623 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | xxxx |  |  |  | xxxx | 12/17/2021 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922827 | 28065624 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | xxxx |  |  |  | xxxx | 09/01/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922832 | 28065625 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922832 | 28065627 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922832 | 28065628 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Client elected to Waive. Comp Factors provided. | Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 08/18/2022 | 2 B |  | MD | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922969 | 28065638 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 09/07/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922969 | 28065640 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922969 | 28065641 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.29 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>Aggregator | xxxx |  |  | 05/10/2022 | 2 B |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922969 | 28065642 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.29 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 05/10/2022 | 2 B |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922974 | 28065643 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922974 | 28065645 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 08/26/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922974 | 28065646 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922974 | 28065647 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Loan to Cost (LTC) exceeds the maximum allowed per guidelines. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/26/2022 | 2 C B |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922974 | 28065648 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 10/19/2022 | 2 B |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922831 | 28065629 |  | Credit | Credit | Credit Documentation | Credit | OFAC was not checked and required per guidelines. |  | xxxx |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922831 | 28065631 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  | xxxx |  |  |  | xxxx | 09/01/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922831 | 28065632 |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  |  |  |  |  | xxxx | 09/01/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922831 | 28065633 |  | Credit | Asset | Asset Documentation | Asset | Asset documentation is missing from the file and required per guidelines. |  | xxxx |  |  |  | xxxx | 09/07/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922831 | 28065634 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922831 | 28065635 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 12/22/2021 |  |  | 1 C A |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922831 | 28065636 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 09/01/2022 | 2 C B |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922831 | 28065637 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 09/01/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922976 | 28065654 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922976 | 28065655 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | xxxx |  |  |  | xxxx | 09/02/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922976 | 28065656 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 09/02/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922976 | 28065659 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/22/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922976 | 28065660 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922976 | 28065661 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922967 | 28065650 |  | Credit | Insurance | Insurance Analysis | Insurance | The Hazard Insurance Policy effective date is after the Note Date. |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | MD | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922967 | 28065651 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | xxxx | 08/31/2022 |  |  | 1 C A |  | MD | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922967 | 28065652 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | xxxx | 09/01/2022 |  |  | 1 C A |  | MD | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922967 | 28065653 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/05/2022 | 2 C B |  | MD | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922973 | 28065662 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided. |  | xxxx |  |  |  | xxxx | 10/03/2022 |  |  | 1 C A |  | SC | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303922973 | 28065663 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | xxxx |  |  |  | xxxx | 03/11/2022 |  |  | 1 C A |  | SC | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303922973 | 28065665 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's Experience/Track Record<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The borrower has over two years experience in managing properties.<br>The DSCR of 1.22 is greater than the minimum required DSCR of 1.00. | SitusAMC,Originator,Aggregator<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 08/26/2022 | 2 C B |  | SC | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303922973 | 28065666 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Incorporation not provided |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | SC | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303922973 | 28065667 |  | Credit | Missing Document | General | Missing Document | Missing Document: Bank Statements - Business not provided |  | xxxx |  |  |  | xxxx | 01/21/2022 |  |  | 1 C A |  | SC | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303922921 | 28065668 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 09/27/2022 | 2 C B |  | MO | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922921 | 28065669 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/19/2022 | 1 A |  | MO | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922922 | 28065671 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx |  |  |  | xxxx | 01/21/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303922922 | 28065672 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  | xxxx | 03/15/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303922922 | 28065673 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | xxxx |  |  |  | xxxx | 03/15/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303922922 | 28065674 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | xxxx | 02/18/2022 |  |  | 1 B A |  | FL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303922933 | 28065675 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/19/2022 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922933 | 28065676 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | xxxx |  |  |  | xxxx | 08/24/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922933 | 28065677 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 11/01/2022 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922933 | 28065678 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/19/2022 | 1 A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922920 | 28065679 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 08/24/2022 |  |  | 1 C A D |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922920 | 28065680 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | xxxx | 08/24/2022 |  |  | 1 C A |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922920 | 28065682 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  |  |  |  |  | xxxx | 08/24/2022 |  |  | 1 D A |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922920 | 28065683 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/23/2022 | 1 A |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922920 | 28065684 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 09/27/2022 | 2 C B |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922934 | 28065686 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's Experience/Track Record<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | The borrower has three years experience in property management.<br>The LTV is 35% below the guideline minimum. | SitusAMC,Originator,Aggregator<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 08/23/2022 | 2 C B |  | MI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922934 | 28065687 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's Experience/Track Record<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | The borrower has three years experience in property management.<br>The LTV is 35% below the guideline minimum. | SitusAMC,Originator,Aggregator<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 02/01/2022 | 2 C B |  | MI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922928 | 28065688 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx |  |  |  | xxxx | 01/21/2022 |  |  | 1 C A |  | IN | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922928 | 28065690 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/18/2022 |  |  | 1 C A |  | IN | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922928 | 28065691 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Borrower's Experience/Track Record<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The borrower as over two years experience managing properties.<br>The DSCR of 1.44 is greater than the minimum required DSCR of 1.00. | SitusAMC,Originator,Aggregator<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 09/08/2022 | 2 C B |  | IN | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922928 | 28065692 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 05/09/2022 |  |  | 1 A |  | IN | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922808 | 28065698 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 03/02/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303922927 | 28065693 |  | Credit | Loan Package Documentation | Closing / Title | Title | Title: Evidence of title is missing |  |  |  |  |  | xxxx | 08/26/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922927 | 28065694 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | xxxx |  |  |  | xxxx | 03/15/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922927 | 28065695 |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years. | The DSCR of 1.39 is greater than the minimum required DSCR of 1.00.<br>Guidelines Representative FICO: 680; Representative FICO: 765 | Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 03/15/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922925 | 28065699 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Loan to Value: 65.00000%; Guideline Maximum Loan to Value: 80.00000%<br>Debt Service Coverage Ratio: 1.63; Guideline Requirement: 1.00 | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 03/14/2022 | 2 C B |  | TX | Investment | Purchase | D B |  | D A |  | N/A | No |
| 303922925 | 28065701 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  |  |  |  |  | xxxx | 02/18/2022 |  |  | 1 C A |  | TX | Investment | Purchase | D B |  | D A |  | N/A | No |
| 303922925 | 28065702 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | xxxx | 04/05/2022 |  |  | 1 C A |  | TX | Investment | Purchase | D B |  | D A |  | N/A | No |
| 303922925 | 28065703 |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  | xxxx | 03/14/2022 |  |  | 1 D A |  | TX | Investment | Purchase | D B |  | D A |  | N/A | No |
| 303922925 | 28065704 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal is missing.; Sec ID: 1 |  | xxxx |  |  |  | xxxx | 03/14/2022 |  |  | 1 D A |  | TX | Investment | Purchase | D B |  | D A |  | N/A | No |
| 303922925 | 28065705 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Bylaws not provided |  |  |  |  |  | xxxx | 03/14/2022 |  |  | 1 A |  | TX | Investment | Purchase | D B |  | D A |  | N/A | No |
| 303922925 | 28065706 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  |  | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Debt Service Coverage Ratio: 1.63; Guideline Requirement: 1.00 | Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 09/27/2022 | 2 B |  | TX | Investment | Purchase | D B |  | D A |  | N/A | No |
| 303922807 | 28065707 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 03/02/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922807 | 28065708 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | DSCR 0.51 above the GL minimum. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx | 04/05/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922807 | 28065710 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | DSCR 0.51 above the GL minimum. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 03/04/2022 | 2 C B |  | NJ | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922807 | 28065711 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | DSCR 0.51 above the GL minimum. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 03/04/2022 | 2 C B |  | NJ | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922807 | 28065712 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922801 | 28065713 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 03/02/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922801 | 28065714 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx |  |  |  | xxxx | 01/21/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922801 | 28065716 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 09/07/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922798 | 28065718 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 03/02/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303922799 | 28065720 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 03/02/2022 |  |  | 1 C A |  | CO | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922799 | 28065721 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  |  |  |  |  | xxxx | 03/04/2022 |  |  | 1 C A |  | CO | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922799 | 28065724 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Guidelines Representative FICO: 680; Representative FICO: 777<br>Loan to Value: 70.00000%; Guideline Maximum Loan to Value: 80.00000% | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 03/04/2022 | 2 C B |  | CO | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922800 | 28065725 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 03/02/2022 |  |  | 1 C A |  | WI | Investment | Refinance - Cash-out - Other | C B |  | C A |  | N/A | No |
| 303922800 | 28065726 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 09/12/2022 | 1 A |  | WI | Investment | Refinance - Cash-out - Other | C B |  | C A |  | N/A | No |
| 303922800 | 28065727 |  | Property | Valuation | Valuation Issue | Valuation | The desk review has a effective date that is other than what the appraisal effective date is. The desk review should have the same effective date as the appraisal |  | xxxx |  |  |  | xxxx | 09/12/2022 |  |  | 1 C A |  | WI | Investment | Refinance - Cash-out - Other | C B |  | C A |  | N/A | No |
| 303922800 | 28065728 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/18/2022 |  |  | 1 C A |  | WI | Investment | Refinance - Cash-out - Other | C B |  | C A |  | N/A | No |
| 303922800 | 28065729 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. |  | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 09/12/2022 | 2 B |  | WI | Investment | Refinance - Cash-out - Other | C B |  | C A |  | N/A | No |
| 303922805 | 28065730 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | xxxx | 09/13/2022 |  |  | 1 C A |  | NY | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922805 | 28065731 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 08/26/2022 |  |  | 1 C A |  | NY | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922805 | 28065732 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ | xxxx |  |  |  | xxxx |  |  | 09/13/2022 | 1 A |  | NY | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922805 | 28065733 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 09/13/2022 | 2 B |  | NY | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922795 | 28065735 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 03/02/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303922795 | 28065736 |  | Credit | Loan Package Documentation | Closing / Title | Title | Title: Evidence of title is missing |  | xxxx |  |  |  | xxxx | 03/02/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303922795 | 28065737 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  | xxxx |  |  |  | xxxx | 02/18/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303922793 | 28065740 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Ltv | SitusAMC<br>SitusAMC,Originator Pre-Close,Originator,Aggregator | xxxx | 04/05/2022 |  |  | 1 C A |  | NY | Investment | Purchase | C A |  | A |  | N/A | No |
| 303922793 | 28065741 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 03/02/2022 |  |  | 1 C A |  | NY | Investment | Purchase | C A |  | A |  | N/A | No |
| 303922793 | 28065742 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | xxxx | 09/09/2022 |  |  | 1 C A |  | NY | Investment | Purchase | C A |  | A |  | N/A | No |
| 303922797 | 28065745 |  | Credit | Asset | Asset Documentation | Asset | Missing Document: Asset Documentation not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | The DSCR of 1.13 is greater than the minimum required DSCR of 1.00.<br>Guidelines Representative FICO: 680; Representative FICO: 723<br>Loan to Value: 70.00000%; Guideline Maximum Loan to Value: 80.00000% | Aggregator<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 08/18/2022 | 2 C B |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922797 | 28065746 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 03/02/2022 |  |  | 1 C A |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922797 | 28065747 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | The DSCR of 1.13 is greater than the minimum required DSCR of 1.00.<br>Guidelines Representative FICO: 680; Representative FICO: 723<br>Loan to Value: 70.00000%; Guideline Maximum Loan to Value: 80.00000% | Aggregator<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 03/04/2022 | 2 C B |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922797 | 28065748 |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Doc Error) Security Instrument Error: Notary Date was not provided |  | xxxx |  |  |  | xxxx | 12/20/2021 |  |  | 1 B A |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922797 | 28065749 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 12/22/2021 |  |  | 1 C A |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922796 | 28065751 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 03/02/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922796 | 28065752 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has owned the subject property for at least 5 years. | The DSCR of 1.44 is greater than the minimum required DSCR of 1.00.<br>Calculated LTV 68.33%; Guideline Max LTV 75%.<br>Guidelines Representative FICO: 680; Representative FICO: 739 | Aggregator<br>Aggregator<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 08/18/2022 | 2 C B |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922796 | 28065754 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | xxxx |  |  |  | xxxx | 02/18/2022 |  |  | 1 B A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922796 | 28065755 |  | Credit | Investment Product | General | Investment Product | REO property does not have a lease in place and required by guidelines. |  | xxxx |  |  |  | xxxx | 02/18/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922796 | 28065757 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | xxxx | The Loan to Cost (LTC) on the loan is less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Calculated LTV 68.33%; Guideline Max LTV 75%.<br>Guidelines Representative FICO: 680; Representative FICO: 739 | Aggregator<br>Aggregator,SitusAMC | xxxx | 04/05/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922796 | 28065758 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 03/24/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922796 | 28065759 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx |  |  |  | xxxx | 02/18/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922796 | 28065760 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/18/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922796 | 28065761 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. |  | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has owned the subject property for at least 5 years. | The DSCR of 1.44 is greater than the minimum required DSCR of 1.00.<br>Calculated LTV 68.33%; Guideline Max LTV 75%.<br>Guidelines Representative FICO: 680; Representative FICO: 739 | Aggregator<br>Aggregator<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 03/04/2022 | 2 C B |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922796 | 28065762 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/15/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922962 | 28065763 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  |  |  |  |  | xxxx | 03/14/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922962 | 28065765 |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Valuation Error: Comparable(s) photos are missing or not legible. |  |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | FICO score >= 720 | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 04/27/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922962 | 28065766 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/22/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922964 | 28065767 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  |  |  |  |  | xxxx | 03/15/2022 |  |  | 1 C A |  | MA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922964 | 28065768 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx |  |  |  | xxxx | 01/21/2022 |  |  | 1 C A |  | MA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922964 | 28065770 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.24 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>Aggregator | xxxx |  |  | 05/25/2022 | 2 C B |  | MA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922961 | 28065771 |  | Compliance | Compliance | State Compliance | State Late Charge | Note Error: Note late charge percentage exceeds maximum per state |  | xxxx |  |  |  | xxxx | 02/22/2022 |  |  | 1 B A |  | NY | Investment | Refinance - Cash-out - Other | A |  | A |  | N/A | No |
| 303922961 | 28065772 |  | Compliance | Loan Package Documentation | Closing / Title | Loan Package Documentation | Note Error: Note grace period days less than minimum per state |  | xxxx |  |  |  | xxxx | 02/22/2022 |  |  | 1 B A |  | NY | Investment | Refinance - Cash-out - Other | A |  | A |  | N/A | No |
| 303922958 | 28065774 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.22 is greater than the minimum required DSCR of 1.00. | Aggregator<br>SitusAMC | xxxx | 04/04/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303922958 | 28065775 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx |  |  |  | xxxx | 01/21/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303922953 | 28065776 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx |  |  |  | xxxx | 01/21/2022 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | A |  | N/A | No |
| 303922953 | 28065777 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  |  |  |  |  | xxxx | 03/16/2022 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | A |  | N/A | No |
| 303922963 | 28065779 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  | xxxx |  |  |  | xxxx | 04/20/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922963 | 28065780 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | xxxx |  |  |  | xxxx | 04/01/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922963 | 28065781 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | xxxx |  |  |  | xxxx | 09/09/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922963 | 28065782 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | xxxx |  |  |  | xxxx | 07/12/2022 |  |  | 1 D A |  | OH | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922963 | 28065783 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | xxxx | 09/09/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922963 | 28065784 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922963 | 28065785 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 02/22/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922963 | 28065786 |  | Credit | Investment Product | General | Investment Product | Lease Remaining Months of |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922955 | 28065787 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  |  |  |  |  | xxxx | 04/20/2022 |  |  | 1 C A |  | MA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922955 | 28065788 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx |  |  |  | xxxx | 06/15/2022 |  |  | 1 C A |  | MA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922955 | 28065789 |  | Credit | Asset | Asset Documentation | Asset | Asset documentation is missing from the file and required per guidelines. |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 757 Fico | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/08/2022 | 2 C B |  | MA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922955 | 28065790 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx |  |  |  | xxxx | 01/21/2022 |  |  | 1 C A |  | MA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922965 | 28065792 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | xxxx |  |  |  | xxxx | 01/28/2022 |  |  | 1 C A |  | NY | Investment | Purchase | D B A |  | C B |  | N/A | No |
| 303922965 | 28065793 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  |  |  |  |  | xxxx | 03/30/2022 |  |  | 1 C A |  | NY | Investment | Purchase | D B A |  | C B |  | N/A | No |
| 303922965 | 28065794 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  |  |  |  |  | xxxx | 04/07/2022 |  |  | 1 D A |  | NY | Investment | Purchase | D B A |  | C B |  | N/A | No |
| 303922965 | 28065796 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation does not support the value used to qualify.; Sec ID: 7 |  | xxxx |  |  |  | xxxx | 10/19/2022 |  |  | 1 C A |  | NY | Investment | Purchase | D B A |  | C B |  | N/A | No |
| 303922965 | 28065797 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | xxxx |  |  |  | xxxx | 04/01/2022 |  |  | 1 C A |  | NY | Investment | Purchase | D B A |  | C B |  | N/A | No |
| 303922965 | 28065798 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  | Borrower's Experience/Track Record<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower's Experience/Track Record. The borrower has: "2" Years of Experience. | SitusAMC<br>SitusAMC | xxxx |  |  | 10/19/2022 | 2 A B |  | NY | Investment | Purchase | D B A |  | C B |  | N/A | No |
| 303922989 | 28065799 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. |  | SitusAMC<br>SitusAMC | xxxx | 04/04/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922984 | 28065803 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | xxxx |  |  |  | xxxx | 08/23/2022 |  |  | 1 C A |  | MO | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922984 | 28065804 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 08/23/2022 |  |  | 1 C A D |  | MO | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922984 | 28065805 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 09/27/2022 | 2 C B |  | MO | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922984 | 28065806 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/19/2022 | 1 A |  | MO | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922992 | 28065801 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | xxxx |  |  |  | xxxx | 09/23/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922992 | 28065802 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/23/2022 | 1 A |  | NJ | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922991 | 28065807 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | xxxx | The Loan to Cost (LTC) on the loan is less than the guideline maximum.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Based on the appraised value of xxxx, the LTV is 50% versus the guideline max LTV of 80%.<br>The DSCR of 1.21 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC | xxxx | 04/04/2022 |  |  | 1 C A |  | LA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922991 | 28065809 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal is missing.; Sec ID: 1 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 03/16/2022 |  |  | 1 D A |  | LA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922991 | 28065810 |  | Credit | Credit | Credit Eligibility | Credit | Borrower has | - Active Tradelines: ___<br> Active Tradelines: ___<br> Active Tradelines: ___ | xxxx |  |  |  | xxxx | 02/22/2022 |  |  | 1 C A |  | LA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922991 | 28065811 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The Loan to Cost (LTC) on the loan is less than the guideline maximum.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Based on the appraised value of xxxx, the LTV is 50% versus the guideline max LTV of 80%.<br>The DSCR of 1.21 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC | xxxx |  |  | 09/08/2022 | 2 C B |  | LA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922991 | 28065812 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | The Loan to Cost (LTC) on the loan is less than the guideline maximum.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Based on the appraised value of xxxx, the LTV is 50% versus the guideline max LTV of 80%.<br>The DSCR of 1.21 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC | xxxx |  |  | 03/16/2022 | 2 C B |  | LA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922991 | 28065813 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | xxxx | The Loan to Cost (LTC) on the loan is less than the guideline maximum.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Based on the appraised value of xxxx, the LTV is 50% versus the guideline max LTV of 80%.<br>The DSCR of 1.21 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC | xxxx |  |  | 03/16/2022 | 2 C B |  | LA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922991 | 28065814 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  |  |  |  |  | xxxx | 03/16/2022 |  |  | 1 C A |  | LA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922981 | 28065815 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Spousal Consent Form not provided |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The representative FICO score exceeds the guideline minimum by at least 40 points. | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 12/22/2021 | 2 C B |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922981 | 28065817 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx |  |  |  | xxxx | 01/21/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922981 | 28065818 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  |  |  |  |  | xxxx | 03/14/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922988 | 28065819 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922988 | 28065820 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922988 | 28065821 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx |  |  |  | xxxx | 01/21/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922988 | 28065822 |  | Credit | Loan Package Documentation | Closing / Title | Title | Title: Evidence of title is missing |  |  |  |  |  | xxxx | 06/14/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922988 | 28065823 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | xxxx | 06/14/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922988 | 28065824 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Reserves verified: 182.87 months<br> Guideline Requirement: 9.00 months<br>Guidelines Representative FICO: 680<br> Representative Average FICO: 739<br>The DSCR of 1.23% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 09/09/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922988 | 28065825 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 02/22/2022 |  |  | 1 C A D |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303923003 | 28065826 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | xxxx | 03/24/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923003 | 28065827 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | xxxx | 03/24/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923003 | 28065828 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 01/28/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923003 | 28065829 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | xxxx | 03/24/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923003 | 28065830 |  | Credit | Guideline | Guideline Issue | Guideline | The file does not contain evidence of the Original Sales Price. |  | xxxx |  |  |  | xxxx | 03/24/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923003 | 28065831 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ |  |  |  |  | xxxx | 03/24/2022 |  |  | 1 B A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923003 | 28065832 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 03/24/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923003 | 28065833 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  |  |  |  |  | xxxx | 01/21/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923003 | 28065834 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  |  |  |  |  | xxxx | 03/24/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923003 | 28065835 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Title Preliminary not provided |  |  |  |  |  | xxxx | 03/24/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923003 | 28065836 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. |  | xxxx |  |  |  | xxxx | 03/24/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923003 | 28065837 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | xxxx |  |  |  | xxxx | 06/14/2022 |  |  | 1 A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923003 | 28065838 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Lien(s) negatively impacting title |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Guidelines Representative FICO: 680; Representative FICO: 732<br>Debt Service Coverage Ratio: 1.52; Guideline Requirement: 1.00 | SitusAMC<br>SitusAMC | xxxx |  |  | 07/13/2022 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923003 | 28065839 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years. | Guidelines Representative FICO: 680; Representative FICO: 732<br>Debt Service Coverage Ratio: 1.52; Guideline Requirement: 1.00<br>Reserves: 47.28; Guideline Requirement: 9.00 | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 03/31/2022 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923003 | 28065840 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | xxxx | 10/04/2022 |  |  | 1 A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923003 | 28065841 |  | Credit | Guideline | Guideline Issue | Guideline | Subordinate financing is not permitted per guidelines. |  | xxxx |  |  |  | xxxx | 10/04/2022 |  |  | 1 A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923003 | 28065842 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | xxxx |  |  |  | xxxx |  |  | 08/05/2022 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923003 | 28065843 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Missing Document: Note - Subordinate Lien not provided |  | xxxx |  |  |  | xxxx | 10/04/2022 |  |  | 1 A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922939 | 28065844 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.32% is greater than the minimum required DSCR of 1.20%.<br>The representative FICO score 725 exceeds the guideline minimum by at least 40 points. | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 12/22/2021 | 2 C B |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922939 | 28065845 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.32% is greater than the minimum required DSCR of 1.20%.<br>The representative FICO score 725 exceeds the guideline minimum by at least 40 points. | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 08/22/2022 | 2 C B |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922939 | 28065846 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 05/10/2022 |  |  | 1 A |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922939 | 28065847 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  | xxxx | 05/10/2022 |  |  | 1 A |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922940 | 28065848 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Client has elected to waive with Compensating Factors.<br>Client has elected to waive with Compensating Factors. | Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx | 04/04/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922940 | 28065849 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Client has elected to waive with Compensating Factors.<br>Client has elected to waive with Compensating Factors. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 07/26/2022 | 2 C B |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922940 | 28065850 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Client has elected to waive with Compensating Factors.<br>Client has elected to waive with Compensating Factors. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 12/27/2021 | 2 C B |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922940 | 28065851 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/10/2022 | 1 A |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922940 | 28065852 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Client has elected to waive with Compensating Factors.<br>Client has elected to waive with Compensating Factors. | Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 08/17/2022 | 2 C B |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922936 | 28065853 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | The DSCR of 1.58 is greater than the minimum required DSCR of 1.00.<br>Guidelines Representative FICO: 700; Representative FICO: 787 | Aggregator<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 01/20/2022 | 2 C B |  | NY | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303922936 | 28065854 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation does not support the value used to qualify.; Sec ID: 7 | Note Date: ___; Lien Position: ___ | xxxx |  |  |  | xxxx | 12/29/2021 |  |  | 1 C A |  | NY | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303922936 | 28065855 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 12/29/2021 |  |  | 1 C A |  | NY | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303922936 | 28065856 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | The DSCR of 1.58 is greater than the minimum required DSCR of 1.00.<br>Guidelines Representative FICO: 700; Representative FICO: 787 | Aggregator<br>Aggregator,SitusAMC<br>SitusAMC | xxxx | 01/20/2022 |  |  | 1 C A |  | NY | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303922937 | 28065861 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.31 is greater than the minimum required DSCR of 1.00.<br>Guidelines Representative FICO: 680; Representative FICO: 729 | SitusAMC,Aggregator<br>Aggregator,SitusAMC | xxxx | 04/05/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922937 | 28065862 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.31 is greater than the minimum required DSCR of 1.00.<br>Guidelines Representative FICO: 680; Representative FICO: 729 | SitusAMC,Aggregator<br>Aggregator,SitusAMC | xxxx | 03/24/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922937 | 28065863 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ | xxxx |  |  |  | xxxx |  |  | 08/22/2022 | 1 A |  | NJ | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922937 | 28065864 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx |  |  |  | xxxx | 01/21/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922937 | 28065865 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.31 is greater than the minimum required DSCR of 1.00.<br>Guidelines Representative FICO: 680; Representative FICO: 729 | SitusAMC,Aggregator<br>Aggregator,SitusAMC | xxxx |  |  | 01/21/2022 | 2 C B |  | NJ | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922937 | 28065866 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.31 is greater than the minimum required DSCR of 1.00.<br>Guidelines Representative FICO: 680; Representative FICO: 729 | SitusAMC,Aggregator<br>Aggregator,SitusAMC | xxxx |  |  | 08/22/2022 | 2 C B |  | NJ | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922937 | 28065867 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.31 is greater than the minimum required DSCR of 1.00.<br>Guidelines Representative FICO: 680; Representative FICO: 729 | SitusAMC,Aggregator<br>Aggregator,SitusAMC | xxxx |  |  | 01/21/2022 | 2 C B |  | NJ | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922937 | 28065868 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 05/18/2022 |  |  | 1 A |  | NJ | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922938 | 28065857 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 05/23/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922938 | 28065859 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Missing Doc) Missing Note Addendum: Note P&I does not match calculated P&I | Note P&I of ___ does not match Calculated P&I of ___ | xxxx |  |  |  | xxxx | 08/15/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922938 | 28065860 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/22/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922935 | 28065870 |  | Credit | Business Purpose | General | Business Purpose | Borrower has been convicted of fraud/misrepresentation or felony. Borrower is ineligible. |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/30/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922935 | 28065871 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 12/17/2021 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923045 | 28065872 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The representative FICO score exceeds the guideline minimum by at least 40 points<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/12/2022 | 2 C B |  | SC | Investment | Purchase | C B |  | A |  | N/A | No |
| 303923045 | 28065873 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | The representative FICO score exceeds the guideline minimum by at least 40 points<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 03/18/2022 | 2 C B |  | SC | Investment | Purchase | C B |  | A |  | N/A | No |
| 303923045 | 28065874 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 02/01/2022 | 2 C B |  | SC | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922908 | 28065880 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | xxxx |  |  |  | xxxx | 03/08/2022 |  |  | 1 C A |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922908 | 28065882 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The representative FICO score 790exceeds the guideline minimum 680 by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) 1.65% is greater than the guideline requirement 1.00% by .50. | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/12/2022 | 2 C B |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922908 | 28065883 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The representative FICO score 790exceeds the guideline minimum 680 by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) 1.65% is greater than the guideline requirement 1.00% by .50. | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 02/17/2022 | 2 C B |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922908 | 28065884 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The representative FICO score 790exceeds the guideline minimum 680 by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) 1.65% is greater than the guideline requirement 1.00% by .50. | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/12/2022 | 2 C B |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922910 | 28065876 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years. | The DSCR of 1.15% is greater than the minimum required DSCR of 1.00%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Aggregator<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/12/2022 | 2 C B |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922910 | 28065878 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years. | The DSCR of 1.15% is greater than the minimum required DSCR of 1.00%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Aggregator<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/12/2022 | 2 C B |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922878 | 28065890 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 02/17/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922878 | 28065892 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/12/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922878 | 28065893 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 02/17/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922894 | 28065886 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | xxxx |  |  |  | xxxx | 02/18/2022 |  |  | 1 D A |  | NY | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922894 | 28065887 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/18/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922894 | 28065888 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx |  |  |  | xxxx | 08/11/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922894 | 28065889 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 01/25/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922895 | 28065894 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years. | The representative FICO score 739 exceeds the guideline minimum 680 by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/12/2022 | 2 C B |  | NY | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922895 | 28065895 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922895 | 28065896 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A D |  | NY | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922895 | 28065897 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/08/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922917 | 28065899 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors. | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 01/12/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922879 | 28065901 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/12/2022 | 2 C B |  | AL | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922879 | 28065902 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/14/2022 |  |  | 1 C A |  | AL | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922879 | 28065903 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 02/17/2022 | 2 C B |  | AL | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922879 | 28065904 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 02/17/2022 | 2 C B |  | AL | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922879 | 28065905 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/18/2022 |  |  | 1 C A |  | AL | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922879 | 28065906 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 05/02/2022 | 2 C B |  | AL | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922886 | 28065909 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 02/07/2022 |  |  | 1 C A D |  | TN | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922886 | 28065910 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.21 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 08/18/2022 | 2 C B |  | TN | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922886 | 28065911 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.21 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx | 04/05/2022 |  |  | 1 A |  | TN | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922904 | 28065912 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/18/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922884 | 28065914 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. | Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 01/12/2022 | 2 C B |  | TN | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922884 | 28065916 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. | Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 01/12/2022 | 2 C B |  | TN | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922884 | 28065917 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. | Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 08/18/2022 | 2 C B |  | TN | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922884 | 28065918 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 02/07/2022 |  |  | 1 C A D |  | TN | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922884 | 28065919 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. | Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 01/12/2022 | 2 C B |  | TN | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922884 | 28065920 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. | Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 02/17/2022 | 2 C B |  | TN | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922884 | 28065921 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. | Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 01/12/2022 | 2 C B |  | TN | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922884 | 28065922 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors. | Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx | 04/05/2022 |  |  | 1 A |  | TN | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922898 | 28065924 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years. | Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors. | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/12/2022 | 2 C B |  | DC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922898 | 28065925 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years. | Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors. | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 02/18/2022 | 2 C B |  | DC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922907 | 28065926 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/16/2022 | 1 A |  | AL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922907 | 28065927 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Client elects to waive with Compensating Factors. | SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 01/12/2022 | 2 C B |  | AL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922907 | 28065928 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Client elects to waive with Compensating Factors. | SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 01/12/2022 | 2 C B |  | AL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922907 | 28065929 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 08/16/2022 |  |  | 1 C A |  | AL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922907 | 28065930 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Client elects to waive with Compensating Factors. | SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 01/12/2022 | 2 C B |  | AL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922899 | 28065932 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/18/2022 |  |  | 1 C A |  | DC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922899 | 28065933 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower has owned the subject property for at least 5 years. | Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/12/2022 | 2 C B |  | DC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922901 | 28065968 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/12/2022 | 2 C B |  | DC | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922901 | 28065969 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/12/2022 | 2 C B |  | DC | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922901 | 28065970 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/12/2022 | 2 C B |  | DC | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922901 | 28065971 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/18/2022 | 2 C B |  | DC | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922900 | 28065935 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/12/2022 | 2 C B |  | DC | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922900 | 28065936 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/12/2022 | 2 C B |  | DC | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922900 | 28065937 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/18/2022 |  |  | 1 C A |  | DC | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922876 | 28065938 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.41 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 03/16/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922876 | 28065940 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.41 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx | 04/05/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922876 | 28065941 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/14/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922897 | 28065953 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years. | Loan DSCR 1.33 > DSCR minimum 1.00.<br>Client elects to waive with Compensating Factors. | Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/12/2022 | 2 C B |  | DC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922897 | 28065954 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years. | Loan DSCR 1.33 > DSCR minimum 1.00.<br>Client elects to waive with Compensating Factors. | Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 02/18/2022 | 2 C B |  | DC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922877 | 28065942 |  | Credit | Credit | Credit Documentation | Credit | OFAC was not checked and required per guidelines. |  | xxxx |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922877 | 28065943 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  | xxxx | 05/26/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922877 | 28065944 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Birth Date was not provided |  | xxxx |  |  |  | xxxx | 03/09/2022 |  |  | 1 B A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922877 | 28065946 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  |  |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922877 | 28065947 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922877 | 28065948 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922877 | 28065949 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Reserves verified: 70.96 months<br> Guideline Requirement: 6.00 months | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/02/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922877 | 28065950 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922877 | 28065951 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title Error: Title vesting does not concur with deed |  | xxxx |  |  |  | xxxx | 05/06/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922902 | 28065972 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/12/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922902 | 28065973 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 03/04/2022 |  |  | 1 C A D |  | PA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922902 | 28065974 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 02/07/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922902 | 28065975 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/12/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922887 | 28065955 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | xxxx |  |  |  | xxxx | 03/09/2022 |  |  | 1 D A |  | GA | Investment | Refinance - Rate/Term | D B |  | A B |  | N/A | No |
| 303922887 | 28065956 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 03/21/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Rate/Term | D B |  | A B |  | N/A | No |
| 303922887 | 28065958 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx |  |  |  | xxxx | 03/10/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Rate/Term | D B |  | A B |  | N/A | No |
| 303922887 | 28065959 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.26 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 08/22/2022 | 2 C B |  | GA | Investment | Refinance - Rate/Term | D B |  | A B |  | N/A | No |
| 303922887 | 28065960 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Rate/Term | D B |  | A B |  | N/A | No |
| 303922887 | 28065961 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. |  | xxxx |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Rate/Term | D B |  | A B |  | N/A | No |
| 303922887 | 28065962 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.26 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/06/2022 | 2 C B |  | GA | Investment | Refinance - Rate/Term | D B |  | A B |  | N/A | No |
| 303922887 | 28065963 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Rate/Term | D B |  | A B |  | N/A | No |
| 303922887 | 28065964 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Rate/Term | D B |  | A B |  | N/A | No |
| 303922887 | 28065965 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Rate/Term | D B |  | A B |  | N/A | No |
| 303922887 | 28065966 |  | Credit | Guideline | Guideline Issue | Guideline | The Guarantor's Percent of Business Ownership does not meet guideline requirements. | - % of Business Ownership: ___ | xxxx |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Rate/Term | D B |  | A B |  | N/A | No |
| 303922887 | 28093332 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 |  |  |  |  |  |  |  |  |  | 2 A B |  | GA | Investment | Refinance - Rate/Term | D B |  | A B |  | N/A | No |
| 303922913 | 28065976 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors. | Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx | 04/05/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922913 | 28065978 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/12/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922911 | 28065980 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | xxxx |  |  |  | xxxx | 02/01/2022 |  |  | 1 B A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922911 | 28065981 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors.<br>Client elected to Waive. Comp Factors provided. | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 08/18/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922911 | 28065982 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors.<br>Client elected to Waive. Comp Factors provided. | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 01/12/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922890 | 28065984 |  | Credit | Investment Product | General | Investment Product | REO property does not have a lease in place and required by guidelines. |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | TN | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922890 | 28065985 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.21% is greater than the minimum required DSCR of 1.00%.<br>Client elects to waive with Compensating Factors. | Aggregator<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 06/02/2022 | 2 C B |  | TN | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922890 | 28065986 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 06/02/2022 |  |  | 1 C A |  | TN | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922890 | 28065987 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | xxxx |  |  |  | xxxx | 03/22/2022 |  |  | 1 C A |  | TN | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922890 | 28065988 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.21% is greater than the minimum required DSCR of 1.00%.<br>Client elects to waive with Compensating Factors. | Aggregator<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 01/12/2022 | 2 C B |  | TN | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922871 | 28065990 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 02/01/2022 |  |  | 1 C A D |  | OH | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922883 | 28065992 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 01/24/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922880 | 28065994 |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Subject is a refinance and property is listed for sale. |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors. | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 02/17/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922880 | 28065995 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors. | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 01/12/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922880 | 28065996 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A D |  | GA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922881 | 28065998 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | xxxx |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922881 | 28065999 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx |  |  |  | xxxx | 08/11/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922857 | 28066000 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 02/16/2022 |  |  | 1 C A |  | MI | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922857 | 28066001 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00. | The representative FICO score 742 exceeds the guideline minimum 680 by at least 40 points. | Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 01/14/2022 | 2 C B |  | MI | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922857 | 28066002 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 05/06/2022 |  |  | 1 C A |  | MI | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922857 | 28066004 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00. | The DSCR of 1.28 is greater than the minimum required DSCR of 1.2.<br>The representative FICO score 742 exceeds the guideline minimum 680 by at least 40 points. | Aggregator<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 08/18/2022 | 2 C B |  | MI | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922888 | 28066005 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 01/14/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922888 | 28066006 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx | 04/04/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922888 | 28066007 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922888 | 28066009 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 01/14/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922888 | 28066010 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 02/07/2022 |  |  | 1 C A D |  | PA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922892 | 28066012 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) 1.90% is greater than the guideline requirement by 1.20% .50. | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/13/2022 | 2 C B |  | NY | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922892 | 28066013 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | xxxx | The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) 1.90% is greater than the guideline requirement by 1.20% .50. | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/13/2022 | 2 C B |  | NY | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922858 | 28066014 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx |  |  |  | xxxx | 03/14/2022 |  |  | 1 C A |  | AL | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922858 | 28066015 |  | Credit | Guideline | Guideline Issue | Guideline | The file does not contain evidence of the Original Sales Price. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/22/2022 | 2 C B |  | AL | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922858 | 28066016 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/14/2022 | 2 C B |  | AL | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922858 | 28066017 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 02/16/2022 |  |  | 1 C A D |  | AL | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922874 | 28066019 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Bylaws not provided |  |  |  |  |  | xxxx | 02/16/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922874 | 28066021 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's Experience/Track Record<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years. | Borrower's Experience/Track Record. The borrower has: 4 Years of Experience. Currently holds 3 Properties and has Completed 6 Properties.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/14/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922875 | 28066022 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/22/2022 | 1 A |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922875 | 28066023 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx |  |  |  | xxxx | 01/21/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922875 | 28066024 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Debt Service Coverage Ratio: 1.59; Guideline Requirement: 1.00 | Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 02/16/2022 | 2 C B |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922875 | 28066025 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/16/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922875 | 28066026 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Debt Service Coverage Ratio: 1.59; Guideline Requirement: 1.00 | SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 08/22/2022 | 2 C B |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922875 | 28066027 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 02/16/2022 |  |  | 1 C A D |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922875 | 28066028 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | xxxx |  |  |  | xxxx | 03/11/2022 |  |  | 1 D A |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922875 | 28066029 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 01/24/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922875 | 28066030 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 05/02/2022 |  |  | 1 A |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922855 | 28066031 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/19/2022 | 1 A |  | CA | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922855 | 28066032 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. | The representative FICO score 766 exceeds the guideline minimum 680 by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 01/14/2022 | 2 C B |  | CA | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922855 | 28066033 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. | The representative FICO score 766 exceeds the guideline minimum 680 by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 01/14/2022 | 2 C B |  | CA | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922855 | 28066034 |  | Credit | Title | General | Title | Final Title Policy Coverage is less than Original Loan Amount. |  | xxxx |  |  |  | xxxx | 01/14/2022 |  |  | 1 C A |  | CA | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922855 | 28066035 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. | The representative FICO score 766 exceeds the guideline minimum 680 by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. | Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 04/13/2022 | 2 C B |  | CA | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922855 | 28066036 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. | The representative FICO score 766 exceeds the guideline minimum 680 by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 01/14/2022 | 2 C B |  | CA | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922855 | 28066037 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | xxxx |  |  |  | xxxx | 02/21/2022 |  |  | 1 D A |  | CA | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922855 | 28066038 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 02/16/2022 |  |  | 1 C A D |  | CA | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922855 | 28066039 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/19/2022 | 1 A |  | CA | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922856 | 28066040 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The representative FICO score 783 exceeds the guideline minimum 680 by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) 2.75 is greater than the guideline requirement 1.00% by .50. | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 08/22/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922856 | 28066041 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The representative FICO score 783 exceeds the guideline minimum 680 by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) 2.75 is greater than the guideline requirement 1.00% by .50. | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 01/14/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922856 | 28066042 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 02/07/2022 |  |  | 1 C A D |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922856 | 28066043 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/22/2022 | 1 A |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922856 | 28066044 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 04/25/2022 |  |  | 1 A |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922889 | 28066045 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | The representative FICO score 773 exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) 56.00% on the loan is less than the guideline maximum by at least 10%. | Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 04/13/2022 | 2 C B |  | AL | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922889 | 28066046 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The representative FICO score 773 exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) 56.00% on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) 1.60% is greater than the guideline requirement by .50. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 01/14/2022 | 2 C B |  | AL | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922889 | 28066047 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  |  |  |  |  | xxxx | 02/07/2022 |  |  | 1 C A |  | AL | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922889 | 28066048 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The representative FICO score 773 exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) 56.00% on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) 1.60% is greater than the guideline requirement by .50. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 01/14/2022 | 2 C B |  | AL | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922889 | 28066049 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | The representative FICO score 773 exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) 56.00% on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) 1.60% is greater than the guideline requirement by .50. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 02/07/2022 | 2 C B |  | AL | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922851 | 28066050 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 09/15/2022 | 1 A |  | GA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922851 | 28066051 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The representative FICO score 774 exceeds the guideline minimum 680 by at least 40 points.<br>The Loan to Value (LTV) 70.00 on the loan is less than the guideline maximum 80.00% by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) 1.53% is greater than the guideline requirement by .50. | Aggregator,SitusAMC<br>Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/13/2022 | 2 C B |  | GA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922851 | 28066052 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The representative FICO score 774 exceeds the guideline minimum 680 by at least 40 points.<br>The Loan to Value (LTV) 70.00 on the loan is less than the guideline maximum 80.00% by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) 1.53% is greater than the guideline requirement by .50. | Aggregator,SitusAMC<br>Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/13/2022 | 2 C B |  | GA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922851 | 28066053 |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | The representative FICO score 774 exceeds the guideline minimum 680 by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) 1.53% is greater than the guideline requirement by .50. | Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 09/15/2022 | 2 C B |  | GA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922851 | 28066054 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 01/24/2022 |  |  | 1 C A |  | GA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922851 | 28066055 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | The representative FICO score 774 exceeds the guideline minimum 680 by at least 40 points.<br>The Loan to Value (LTV) 70.00 on the loan is less than the guideline maximum 80.00% by at least 10%. | Aggregator,SitusAMC<br>Aggregator | xxxx |  |  | 03/22/2022 | 2 C B |  | GA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922906 | 28066057 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.11 is greater than the minimum required DSCR of 1.00.<br>The representative FICO score 750 exceeds the guideline minimum 680 by at least 40 points. | Aggregator<br>Aggregator,SitusAMC | xxxx |  |  | 01/14/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922906 | 28066058 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 02/08/2022 |  |  | 1 C A D |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922906 | 28066059 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx |  |  |  | xxxx | 02/21/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922906 | 28066060 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.11 is greater than the minimum required DSCR of 1.00.<br>The representative FICO score 750 exceeds the guideline minimum 680 by at least 40 points. | Aggregator<br>Aggregator,SitusAMC | xxxx |  |  | 01/14/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922905 | 28066062 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | DSCR 0.76 above the GL minimum. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx | 04/04/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922905 | 28066064 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 02/08/2022 |  |  | 1 C A D |  | PA | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922854 | 28066065 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 07/26/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922854 | 28066067 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.39 is greater than the minimum required DSCR of 1.00.. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/12/2022 | 2 C B |  | NJ | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922854 | 28066068 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.39 is greater than the minimum required DSCR of 1.00.. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/12/2022 | 2 C B D |  | NJ | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922854 | 28066069 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.39 is greater than the minimum required DSCR of 1.00.. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 02/21/2022 | 2 C B |  | NJ | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922854 | 28066070 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.39 is greater than the minimum required DSCR of 1.00.. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/12/2022 | 2 C B |  | NJ | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922891 | 28066072 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 03/08/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922891 | 28066073 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 02/16/2022 |  |  | 1 D A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922891 | 28066074 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | DSCR 0.51 points over the guideline minimum. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx | 04/04/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922891 | 28066075 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | DSCR 0.51 points over the guideline minimum. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/11/2022 | 2 C B D |  | PA | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922891 | 28066076 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | DSCR 0.51 points over the guideline minimum. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/11/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922869 | 28066078 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.13 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/12/2022 | 2 C B |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922869 | 28066079 |  | Credit | Credit | Credit Documentation | Credit | OFAC was not checked and required per guidelines. |  | xxxx |  |  |  | xxxx | 01/24/2022 |  |  | 1 C A |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922869 | 28066080 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 01/12/2022 |  |  | 1 C A |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922869 | 28066081 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/14/2022 |  |  | 1 C A |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922867 | 28066086 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR)2.13% is greater than the guideline requirement by .50. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/13/2022 | 2 C B D |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922915 | 28066087 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | DSCR 0.75 above the GL minimum. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/12/2022 | 2 C B |  | NY | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922915 | 28066088 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | DSCR 0.75 above the GL minimum. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx | 04/04/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922915 | 28066089 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | DSCR 0.75 above the GL minimum. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 03/18/2022 | 2 C B |  | NY | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922915 | 28066090 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | DSCR 0.75 above the GL minimum. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/12/2022 | 2 C B |  | NY | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922865 | 28066083 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 01/13/2022 | 2 C B D |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922865 | 28066084 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 01/13/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922866 | 28066091 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/17/2022 | 1 A |  | OH | Investment | Refinance - Cash-out - Other | A |  | A |  | N/A | No |
| 303922864 | 28066096 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 02/07/2022 |  |  | 1 C A D |  | OH | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922862 | 28066092 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) 1.86% is greater than the guideline requirement 1.00% by .50. | SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 01/13/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922862 | 28066094 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) 1.86% is greater than the guideline requirement 1.00% by .50. | SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 01/13/2022 | 2 C B D |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922860 | 28066102 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.64 is greater than the minimum required DSCR of 1.00.<br>Guidelines Representative FICO: 680; Representative FICO: 736 | Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/18/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922873 | 28066103 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx |  |  |  | xxxx | 02/16/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922873 | 28066104 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ | xxxx |  |  |  | xxxx |  |  | 06/09/2022 | 1 A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922873 | 28066105 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower has owned the subject property for at least 5 years. | The representative FICO score 736 exceeds the guideline minimum 680 by at least 40 points.<br>The Loan to Value (LTV) on the loan 65.00% is less than the guideline maximum 80.00% by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) 1.63% is greater than the guideline requirement by .50. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/13/2022 | 2 C B D |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922873 | 28066106 |  | Credit | Guideline | Guideline Issue | Guideline | The Guarantor's Percent of Business Ownership does not meet guideline requirements. | - % of Business Ownership: ___ | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | The representative FICO score 736 exceeds the guideline minimum 680 by at least 40 points.<br>The Loan to Value (LTV) on the loan 65.00% is less than the guideline maximum 80.00% by at least 10%. | Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 03/17/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922873 | 28066107 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922868 | 28066098 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.29 is greater than the minimum required DSCR of 1.00.<br>Guidelines Representative FICO: 680; Representative FICO: 793 | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/18/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922868 | 28066099 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.29 is greater than the minimum required DSCR of 1.00.<br>Guidelines Representative FICO: 680; Representative FICO: 793 | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/18/2022 | 2 C B D |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922868 | 28066100 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.29 is greater than the minimum required DSCR of 1.00.<br>Guidelines Representative FICO: 680; Representative FICO: 793 | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/18/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922849 | 28066109 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 01/12/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922849 | 28066110 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | The DSCR of 1.48 is greater than the minimum required DSCR of 1.00.<br>Guidelines Representative FICO: 680; Representative FICO: 786<br>LTV over 25% below the max LTV. | Aggregator<br>Aggregator,SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 03/18/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922849 | 28066111 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | LTV over 25% below the max LTV. | SitusAMC,Originator,Aggregator | xxxx |  |  | 01/12/2022 | 2 C B D |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922849 | 28066112 |  | Credit | Borrower and Mortgage Eligibility | Borrower Eligibility | Borrower and Mortgage Eligibility | Borrower has been convicted of fraud/misrepresentation or felony. Borrower is ineligible. |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | The DSCR of 1.48 is greater than the minimum required DSCR of 1.00.<br>Guidelines Representative FICO: 680; Representative FICO: 786

# of Properties Completed: 22<br>LTV over 25% below the max LTV. | Aggregator<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 02/18/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922872 | 28066113 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 01/16/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922872 | 28066114 |  | Credit | Title | General | Title | Final Title Policy Coverage is less than Original Loan Amount. |  | xxxx |  |  |  | xxxx | 02/16/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922872 | 28066115 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | xxxx | 02/16/2022 |  |  | 1 A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922872 | 28066116 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/13/2022 | 2 C B D |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922872 | 28066117 |  | Credit | Guideline | Guideline Issue | Guideline | The Guarantor's Percent of Business Ownership does not meet guideline requirements. | - % of Business Ownership: ___<br> % of Business Ownership: ___ | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 03/17/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922872 | 28066118 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/13/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922872 | 28066119 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922848 | 28066120 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 01/16/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922848 | 28066122 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | LTV over 205 lower than the GL maximum. | SitusAMC,Originator,Aggregator | xxxx |  |  | 01/12/2022 | 2 C B D |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922848 | 28066123 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | LTV over 205 lower than the GL maximum. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 03/17/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922848 | 28066124 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 01/16/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922848 | 28066125 |  | Credit | Borrower and Mortgage Eligibility | Borrower Eligibility | Borrower and Mortgage Eligibility | Borrower has been convicted of fraud/misrepresentation or felony. Borrower is ineligible. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | LTV over 205 lower than the GL maximum. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 02/22/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922909 | 28066128 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.21% is greater than the minimum required DSCR of 1.00%.<br>The representative FICO score 751 exceeds the guideline minimum 680 by at least 40 points. | SitusAMC,Aggregator<br>Aggregator,SitusAMC | xxxx |  |  | 01/16/2022 | 2 C B |  | GA | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922909 | 28066129 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.21% is greater than the minimum required DSCR of 1.00%.<br>The representative FICO score 751 exceeds the guideline minimum 680 by at least 40 points. | SitusAMC,Aggregator<br>Aggregator,SitusAMC | xxxx |  |  | 01/13/2022 | 2 C B D |  | GA | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922909 | 28066130 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.21% is greater than the minimum required DSCR of 1.00%.<br>The representative FICO score 751 exceeds the guideline minimum 680 by at least 40 points. | SitusAMC,Aggregator<br>Aggregator,SitusAMC | xxxx |  |  | 01/13/2022 | 2 C B |  | GA | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922853 | 28066127 |  | Credit | Title | General | Title | Final Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | xxxx | 03/22/2022 |  |  | 1 C A |  | WA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922852 | 28066156 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | xxxx |  |  |  | xxxx | 02/16/2022 |  |  | 1 C A |  | WA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922852 | 28066157 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.17 is greater than the minimum required DSCR of 1.00.<br>Loan to Value: 55.00000%; Guideline Maximum Loan to Value: 80.00000% | SitusAMC,Aggregator<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/14/2022 | 2 C B |  | WA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922847 | 28066165 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922846 | 28066159 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years. | The representative FICO score 791 exceeds the guideline minimum 680 by at least 40 points.<br>The Loan to Value (LTV) on the loan 70.00% is less than the guideline maximum 80.00% by at least 10%. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/18/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922846 | 28066160 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years. | The representative FICO score 791 exceeds the guideline minimum 680 by at least 40 points.<br>The Loan to Value (LTV) on the loan 70.00% is less than the guideline maximum 80.00% by at least 10%. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/13/2022 | 2 C B D |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922842 | 28066132 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.35 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 03/18/2022 | 2 C B |  | AZ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922842 | 28066134 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.35 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/12/2022 | 2 C B |  | AZ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922842 | 28066135 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.35 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/12/2022 | 2 B |  | AZ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922845 | 28066143 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.49 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 03/18/2022 | 2 C B D |  | NC | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922845 | 28066144 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/16/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922843 | 28066136 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: 680; Representative FICO: 761<br>Loan to Value: 65.00000%; Guideline Maximum Loan to Value: 80.00000%<br>The DSCR of 1.11 is greater than the minimum required DSCR of 1.00. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 03/18/2022 | 2 C B |  | AZ | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922843 | 28066137 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: 680; Representative FICO: 761<br>Loan to Value: 65.00000%; Guideline Maximum Loan to Value: 80.00000%<br>The DSCR of 1.11 is greater than the minimum required DSCR of 1.00. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/12/2022 | 2 C B |  | AZ | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922843 | 28066138 |  | Credit | Insurance | Insurance Documentation | Insurance | Insurance Policy Expiration Date is less than 30 days of the Note Date and does not have automatic renewal. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: 680; Representative FICO: 761<br>Loan to Value: 65.00000%; Guideline Maximum Loan to Value: 80.00000%<br>The DSCR of 1.11 is greater than the minimum required DSCR of 1.00. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/12/2022 | 2 C B |  | AZ | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922843 | 28066140 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: 680; Representative FICO: 761<br>Loan to Value: 65.00000%; Guideline Maximum Loan to Value: 80.00000%<br>The DSCR of 1.11 is greater than the minimum required DSCR of 1.00. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/18/2022 | 2 C B |  | AZ | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922843 | 28066141 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Loan to Value: 65.00000%; Guideline Maximum Loan to Value: 80.00000% | Aggregator,SitusAMC | xxxx |  |  | 01/12/2022 | 2 C B D |  | AZ | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922861 | 28066162 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) 1.60 is greater than the guideline requirement 1.00% by .50. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 01/13/2022 | 2 C B D |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922861 | 28066163 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) 1.60 is greater than the guideline requirement 1.00% by .50. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 01/13/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922844 | 28066150 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/16/2022 | 1 A |  | FL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922844 | 28066151 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00. | The representative FICO score 736 exceeds the guideline minimum 680 by at least 40 points.<br>The Loan to Value (LTV) on the loan 70.00% is less than the guideline maximum 80.00% by at least 10%.<br>Loan to Cost: 0.63000<br> Guideline Requirement: 80.00000

# of Properties Completed: 21<br>Borrower's Own Funds Percent: 25.02%<br> Borrower's Own Funds Amount: xxxx | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/13/2022 | 2 C B D |  | FL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922844 | 28066152 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | The representative FICO score 736 exceeds the guideline minimum 680 by at least 40 points.<br>The Loan to Value (LTV) on the loan 70.00% is less than the guideline maximum 80.00% by at least 10%. | SitusAMC<br>SitusAMC | xxxx |  |  | 02/22/2022 | 2 C B |  | FL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922844 | 28066153 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx |  |  |  | xxxx | 01/21/2022 |  |  | 1 C A |  | FL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922844 | 28066154 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. | The representative FICO score 736 exceeds the guideline minimum 680 by at least 40 points.

# of Properties Completed: 21 | SitusAMC<br>SitusAMC | xxxx |  |  | 09/15/2022 | 2 C B |  | FL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922844 | 28066155 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. | The representative FICO score 736 exceeds the guideline minimum 680 by at least 40 points.

# of Properties Completed: 21 | SitusAMC<br>SitusAMC | xxxx |  |  | 09/15/2022 | 2 C B |  | FL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303923011 | 28066145 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  |  |  |  |  | xxxx | 09/13/2022 |  |  | 1 D A |  | NY | Investment | Purchase | D A |  | A |  | N/A | No |
| 303923011 | 28066146 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/25/2022 | 1 A |  | NY | Investment | Purchase | D A |  | A |  | N/A | No |
| 303923007 | 28066147 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | xxxx |  |  |  | xxxx | 09/13/2022 |  |  | 1 C A |  | MO | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303923007 | 28066148 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/25/2022 | 1 A |  | MO | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303923007 | 28066149 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 09/08/2022 | 2 C B |  | MO | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303923013 | 28066166 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | xxxx |  |  |  | xxxx | 09/07/2022 |  |  | 1 D A |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303923013 | 28066167 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 09/28/2022 | 2 C B |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303923013 | 28066168 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | xxxx | 09/07/2022 |  |  | 1 C A |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303923013 | 28066170 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  |  |  |  |  | xxxx | 09/07/2022 |  |  | 1 D A |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303923013 | 28066171 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 09/07/2022 |  |  | 1 C A D |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303923013 | 28066172 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/23/2022 | 1 A |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303923013 | 28066173 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | xxxx |  |  |  | xxxx |  |  | 08/23/2022 | 2 B |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303923010 | 28066174 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | xxxx | 03/16/2022 |  |  | 1 C A |  | MO | Investment | Purchase | D B |  | A |  | N/A | No |
| 303923010 | 28066175 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | xxxx |  |  |  | xxxx | 09/13/2022 |  |  | 1 C A |  | MO | Investment | Purchase | D B |  | A |  | N/A | No |
| 303923010 | 28066176 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Title Preliminary not provided |  |  |  |  |  | xxxx | 03/22/2022 |  |  | 1 C A |  | MO | Investment | Purchase | D B |  | A |  | N/A | No |
| 303923010 | 28066177 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 2.93 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>Aggregator | xxxx |  |  | 06/10/2022 | 2 C B |  | MO | Investment | Purchase | D B |  | A |  | N/A | No |
| 303923010 | 28066178 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 02/09/2022 |  |  | 1 C A D |  | MO | Investment | Purchase | D B |  | A |  | N/A | No |
| 303923010 | 28066179 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx |  |  |  | xxxx | 01/21/2022 |  |  | 1 C A |  | MO | Investment | Purchase | D B |  | A |  | N/A | No |
| 303923010 | 28066180 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | xxxx |  |  |  | xxxx | 01/21/2022 |  |  | 1 C A |  | MO | Investment | Purchase | D B |  | A |  | N/A | No |
| 303923012 | 28066183 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | xxxx |  |  |  | xxxx | 02/07/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303923012 | 28066185 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 01/21/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303923014 | 28066187 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | DSCR is 0.60 above the GL minimum. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 03/18/2022 | 2 C B |  | DC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922951 | 28066188 |  | Credit | Missing Document | General | Missing Document | Missing Document: Contractor W-9 not provided |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922951 | 28066190 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/01/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922951 | 28066191 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922949 | 28066192 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/22/2022 | 1 A |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922949 | 28066193 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.48 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 08/22/2022 | 2 C B |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922949 | 28066194 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/15/2022 |  |  | 1 C A |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922949 | 28066195 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 05/20/2022 |  |  | 1 A |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922841 | 28066196 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.36 is greater than the minimum required DSCR of 1.00.<br>Guidelines Representative FICO: 700; Representative FICO: 772 | Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/24/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922841 | 28066198 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.36 is greater than the minimum required DSCR of 1.00.<br>Guidelines Representative FICO: 700; Representative FICO: 772 | Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/24/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922841 | 28066199 |  | Credit | Investment Product | General | Investment Product | REO property does not have a lease in place and required by guidelines. |  | xxxx |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922841 | 28066200 |  | Credit | Business Purpose | General | Business Purpose | Missing Document: Spousal Consent not provided. |  | xxxx |  |  |  | xxxx | 01/14/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922838 | 28066206 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  |  |  |  |  | xxxx | 03/07/2022 |  |  | 1 D A |  | NJ | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922838 | 28066207 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Reserves: 49.69; Guideline Requirement: 9.00 | SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 07/26/2022 | 2 C B |  | NJ | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922838 | 28066208 |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | xxxx |  |  |  | xxxx | 03/07/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922838 | 28066210 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's Experience/Track Record<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The borrower has over two years experience in managing properties.<br>Reserves: 49.69; Guideline Requirement: 9.00 | SitusAMC,Originator,Aggregator<br>Aggregator,SitusAMC | xxxx |  |  | 08/17/2022 | 2 C B |  | NJ | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922838 | 28066211 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/01/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922838 | 28066212 |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | xxxx |  |  |  | xxxx | 03/25/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922840 | 28066201 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  |  | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.38 is greater than the minimum required DSCR of 1.00.<br>Guidelines Representative FICO: 680; Representative FICO: 772 | Aggregator<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 01/24/2022 | 2 B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922840 | 28066203 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.38 is greater than the minimum required DSCR of 1.00.<br>Guidelines Representative FICO: 680; Representative FICO: 772 | Aggregator<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 01/24/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922840 | 28066204 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.38 is greater than the minimum required DSCR of 1.00.<br>Guidelines Representative FICO: 680; Representative FICO: 772 | Aggregator<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 01/24/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922840 | 28066205 |  | Credit | Investment Product | General | Investment Product | REO property does not have a lease in place and required by guidelines. |  | xxxx |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923200 | 28066213 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.49 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx | 04/05/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923200 | 28066214 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923200 | 28066215 |  | Credit | Loan Package Documentation | Closing / Title | Title | Title: Evidence of title is missing |  | xxxx |  |  |  | xxxx | 03/09/2022 |  |  | 1 A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923200 | 28066216 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/22/2022 | 1 A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923200 | 28066217 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.49 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 08/22/2022 | 2 B |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303923200 | 28066218 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 04/28/2022 |  |  | 1 A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922689 | 28066227 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's Experience/Track Record<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Borrower's Experience/Track Record. The borrower has: "3" Years of Experience. Currently holds "9" Properties.<br>FICO > 720 | Aggregator<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 05/25/2022 | 2 C B |  | IN | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922689 | 28066228 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Asset Account date is more than 90 days prior to Closing. |  | xxxx | Borrower's Experience/Track Record<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Borrower's Experience/Track Record. The borrower has: "3" Years of Experience. Currently holds "9" Properties.<br>FICO > 720 | Aggregator<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 05/25/2022 | 2 C B |  | IN | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922689 | 28066229 |  | Credit | Asset | Asset Documentation | Asset | Asset documentation is missing from the file and required per guidelines. |  | xxxx |  |  |  | xxxx | 02/18/2022 |  |  | 1 C A |  | IN | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922695 | 28066220 |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | xxxx | Borrower's Experience/Track Record<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Borrower's Experience/Track Record. The borrower has: "2" Years of Experience.<br>LTV < 70% | Aggregator<br>SitusAMC,Aggregator | xxxx |  |  | 05/25/2022 | 2 C B |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922695 | 28066221 |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | xxxx | Borrower's Experience/Track Record<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Borrower's Experience/Track Record. The borrower has: "2" Years of Experience.<br>LTV < 70% | Aggregator<br>SitusAMC,Aggregator | xxxx |  |  | 05/25/2022 | 2 C B |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922695 | 28066222 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | xxxx |  |  |  | xxxx | 03/30/2022 |  |  | 1 C A |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922695 | 28066223 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  | xxxx |  |  |  | xxxx | 04/18/2022 |  |  | 1 C A |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922695 | 28066224 |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | xxxx | Borrower's Experience/Track Record<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Borrower's Experience/Track Record. The borrower has: "2" Years of Experience.<br>LTV < 70% | Aggregator<br>SitusAMC,Aggregator | xxxx |  |  | 09/28/2022 | 2 B |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922695 | 28066225 |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | xxxx |  |  |  | xxxx | 08/30/2022 |  |  | 1 A |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922704 | 28066231 |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | xxxx |  |  |  | xxxx | 04/01/2022 |  |  | 1 C A |  | DE | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922704 | 28066232 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 08/26/2022 |  |  | 1 C A |  | DE | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922702 | 28066233 |  | Credit | Loan Package Documentation | Closing / Title | Title | Title: Evidence of title is missing |  |  |  |  |  | xxxx | 03/21/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922702 | 28066234 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | xxxx |  |  |  | xxxx | 02/07/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922702 | 28066235 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 02/07/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922702 | 28066236 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 02/07/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922702 | 28066237 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 02/07/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922702 | 28066238 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 02/07/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922702 | 28066239 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/07/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922702 | 28066240 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/18/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922702 | 28066241 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.32 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 04/28/2022 | 2 C B |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922702 | 28066242 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/19/2022 | 1 A |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922701 | 28066267 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx |  |  |  | xxxx | 03/17/2022 |  |  | 1 C A |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922701 | 28066268 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 09/09/2022 | 1 A |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922701 | 28066269 |  | Credit | Guideline | Guideline Issue | Guideline | The file does not contain evidence of the Original Sales Price. |  | xxxx | Borrower's Experience/Track Record<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The borrower has over two years experience in managing properties. | SitusAMC,Originator,Aggregator<br>SitusAMC | xxxx |  |  | 09/09/2022 | 2 C B |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922701 | 28066270 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 02/07/2022 |  |  | 1 C A D |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922701 | 28066271 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/07/2022 |  |  | 1 C A |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922701 | 28066272 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/18/2022 |  |  | 1 C A |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922701 | 28066273 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/22/2022 |  |  | 1 C A |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922839 | 28066249 |  | Credit | Loan Package Documentation | Closing / Title | Title | Title: Evidence of title is missing |  | xxxx |  |  |  | xxxx | 03/10/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922839 | 28066250 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal is missing.; Sec ID: 1 |  | xxxx |  |  |  | xxxx | 03/11/2022 |  |  | 1 D A |  | NC | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922839 | 28066251 |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Rent schedule is missing on lease property |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922839 | 28066252 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | xxxx |  |  |  | xxxx | 03/10/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922839 | 28066253 |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | xxxx |  |  |  | xxxx | 03/25/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922839 | 28066254 |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | xxxx |  |  |  | xxxx | 03/07/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922839 | 28066255 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  | xxxx |  |  |  | xxxx | 03/10/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922839 | 28066256 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | The DSCR of 1.28 is greater than the minimum required DSCR of 1.00. | Aggregator<br>SitusAMC | xxxx |  |  | 03/10/2022 | 2 C B |  | NC | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922839 | 28066257 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx |  |  |  | xxxx | 02/16/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922839 | 28066258 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | The DSCR of 1.28 is greater than the minimum required DSCR of 1.00. | Aggregator<br>SitusAMC | xxxx |  |  | 03/10/2022 | 2 C B |  | NC | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922839 | 28066259 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | xxxx |  |  |  | xxxx | 01/24/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922839 | 28066260 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 02/16/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922839 | 28066261 |  | Credit | Asset | Asset Documentation | Asset | Asset documentation is missing from the file and required per guidelines. |  | xxxx |  |  |  | xxxx | 01/21/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922839 | 28066262 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.28 is greater than the minimum required DSCR of 1.00. | Aggregator<br>SitusAMC | xxxx |  |  | 08/17/2022 | 2 C B |  | NC | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922839 | 28066263 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | The DSCR of 1.28 is greater than the minimum required DSCR of 1.00. | Aggregator<br>SitusAMC | xxxx |  |  | 04/08/2022 | 2 C B |  | NC | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922839 | 28066264 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 A |  | NC | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922839 | 28066266 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/15/2022 |  |  | 1 A |  | NC | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922691 | 28066244 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 09/08/2022 | 2 C B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922691 | 28066245 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 09/08/2022 | 2 C B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922691 | 28066246 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 02/18/2022 |  |  | 1 C A |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922691 | 28066247 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 02/18/2022 |  |  | 1 C A |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922691 | 28066248 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 05/20/2022 |  |  | 1 A |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922699 | 28066275 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/18/2022 |  |  | 1 C A |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922699 | 28066276 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Reserves greater than 18 months. | SitusAMC,Aggregator | xxxx |  |  | 09/08/2022 | 2 C B |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922699 | 28066277 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 02/18/2022 |  |  | 1 C A |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922699 | 28066278 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 04/20/2022 |  |  | 1 C A D |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922699 | 28066279 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's Experience/Track Record<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The borrower has over two years experience managing properties.<br>Reserves greater than 18 months. | SitusAMC,Originator,Aggregator<br>SitusAMC,Aggregator | xxxx |  |  | 09/08/2022 | 2 C B |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922699 | 28066280 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 05/02/2022 |  |  | 1 A |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922700 | 28066282 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/18/2022 |  |  | 1 C A |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922700 | 28066283 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx |  |  |  | xxxx | 06/21/2022 |  |  | 1 C A |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922700 | 28066284 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 02/18/2022 |  |  | 1 C A |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922700 | 28066285 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 02/18/2022 |  |  | 1 C A |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922700 | 28066286 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Reserves exceed GL requirement by over 27 months. | SitusAMC,Originator,Aggregator | xxxx |  |  | 06/01/2022 | 2 C B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922700 | 28066287 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | xxxx | Borrower's Experience/Track Record<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The borrower has over two years managing properties.<br>Reserves exceed GL requirement by over 27 months. | SitusAMC,Originator,Aggregator<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 08/17/2022 | 2 C B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922700 | 28066288 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  | xxxx |  |  |  | xxxx | 03/16/2022 |  |  | 1 C A |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922700 | 28066289 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship was not provided |  | xxxx |  |  |  | xxxx | 08/17/2022 |  |  | 1 B A |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922837 | 28066290 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Incorporation not provided |  |  |  |  |  | xxxx | 03/08/2022 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922837 | 28066291 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx |  |  |  | xxxx | 03/16/2022 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922837 | 28066292 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  |  |  |  |  | xxxx | 03/16/2022 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922837 | 28066293 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  |  |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922837 | 28066294 |  | Credit | Loan Package Documentation | Closing / Title | Title | Title: Evidence of title is missing |  |  |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922837 | 28066295 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | xxxx | 01/24/2022 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922837 | 28066296 |  | Credit | Guideline | Guideline Issue | Guideline | The Guarantor's Percent of Business Ownership does not meet guideline requirements. | - % of Business Ownership: ___ | xxxx |  |  |  | xxxx | 03/11/2022 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922837 | 28066297 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922837 | 28066298 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 03/11/2022 |  |  | 1 C A D |  | IL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922837 | 28066299 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Guidelines Representative FICO: 680; Representative FICO: 763<br>Debt Service Coverage Ratio: 1.50; Guideline Requirement: 1.00 | Aggregator,SitusAMC<br>Aggregator<br>SitusAMC | xxxx |  |  | 01/24/2022 | 2 B |  | IL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922837 | 28066300 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Title Preliminary not provided |  |  |  |  |  | xxxx | 04/13/2022 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922837 | 28066302 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title Error: Title vesting does not concur with deed |  | xxxx |  |  |  | xxxx | 04/13/2022 |  |  | 1 A |  | IL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922837 | 28066303 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ | xxxx |  |  |  | xxxx |  |  | 10/19/2022 | 1 A |  | IL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922837 | 28066304 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Lien(s) negatively impacting title |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Guidelines Representative FICO: 680; Representative FICO: 763<br>Debt Service Coverage Ratio: 1.50; Guideline Requirement: 1.00 | Aggregator,SitusAMC<br>Aggregator<br>SitusAMC | xxxx |  |  | 08/17/2022 | 2 B |  | IL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922687 | 28066305 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 09/12/2022 | 2 C B |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922687 | 28066306 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | xxxx |  |  |  | xxxx | 04/01/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922687 | 28066308 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx |  |  |  | xxxx | 01/21/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922687 | 28066309 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 05/02/2022 |  |  | 1 A |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922684 | 28066310 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx |  |  |  | xxxx | 01/21/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922684 | 28066312 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 09/08/2022 | 2 C B |  | PA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922684 | 28066313 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 09/08/2022 | 2 C B |  | PA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922684 | 28066314 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 05/02/2022 |  |  | 1 A |  | PA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922682 | 28066315 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx |  |  |  | xxxx | 01/21/2022 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | A |  | N/A | No |
| 303922682 | 28066316 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  |  |  |  |  | xxxx | 04/01/2022 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | A |  | N/A | No |
| 303922744 | 28066318 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The representative FICO score 766 exceeds the guideline minimum 680by at least 40 points.<br>The Loan to Value (LTV) on the loan 70.00% is less than the guideline maximum 80.00% by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) 2.03% is greater than the guideline requirement 1.00% by .50. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/13/2022 | 2 C B D |  | AL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922744 | 28066320 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | The representative FICO score 766 exceeds the guideline minimum 680by at least 40 points.<br>The Loan to Value (LTV) on the loan 70.00% is less than the guideline maximum 80.00% by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) 2.03% is greater than the guideline requirement 1.00% by .50. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 01/16/2022 | 2 C B |  | AL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922744 | 28066321 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/14/2022 |  |  | 1 C A |  | AL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922763 | 28066322 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 01/16/2022 |  |  | 1 C A |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922763 | 28066323 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points. | FICO 87 points above the GL minimum. | SitusAMC,Originator,Aggregator | xxxx | 04/04/2022 |  |  | 1 C A |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922763 | 28066325 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | FICO 87 points above the GL minimum. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/16/2022 | 2 C B |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922763 | 28066326 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. |  | xxxx | The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | FICO 87 points above the GL minimum. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/16/2022 | 2 C B |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922748 | 28066327 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Loan to Value: 70.00000%; Guideline Maximum Loan to Value: 80.00000%<br>Debt Service Coverage Ratio: 1.74; Guideline Requirement: 1.00 | Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 06/21/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922748 | 28066328 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | xxxx |  |  |  | xxxx | 03/14/2022 |  |  | 1 D A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922748 | 28066329 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 03/14/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922748 | 28066330 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 03/14/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922748 | 28066332 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/17/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922742 | 28066333 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 01/12/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922742 | 28066334 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 01/12/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922742 | 28066336 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.40 is greater than the minimum required DSCR of 1.00. | SitusAMC,Originator,Aggregator | xxxx |  |  | 01/12/2022 | 2 C B D |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922749 | 28066338 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.31 is greater than the minimum required DSCR of 1.00.<br>Guidelines Representative FICO: 680; Representative FICO: 766<br>Loan to Value: 70.00000%; Guideline Maximum Loan to Value: 80.00000% | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/18/2022 | 2 C B |  | AL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922749 | 28066339 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/14/2022 |  |  | 1 C A |  | AL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922746 | 28066341 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx |  |  |  | xxxx | 01/21/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922746 | 28066342 |  | Credit | Borrower and Mortgage Eligibility | Borrower Eligibility | Borrower and Mortgage Eligibility | Borrower has been convicted of fraud/misrepresentation or felony. Borrower is ineligible. |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.19 is greater than the minimum required DSCR of 1.00.<br>Loan to Value: 70.00000%; Guideline Maximum Loan to Value: 80.00000% | Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 02/18/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922746 | 28066343 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.19 is greater than the minimum required DSCR of 1.00.<br>Loan to Value: 70.00000%; Guideline Maximum Loan to Value: 80.00000% | Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 02/18/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922762 | 28066356 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx | The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/23/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922762 | 28066358 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 02/22/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922762 | 28066359 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors. | Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/12/2022 | 2 C B D |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922764 | 28066346 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  |  |  |  |  | xxxx | 01/18/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922764 | 28066347 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx |  |  |  | xxxx | 03/15/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922764 | 28066348 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.13 is greater than the minimum required DSCR of 1.00.<br>Guidelines Representative FICO: 680; Representative FICO: 782 | Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/18/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922764 | 28066349 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/18/2022 | 2 B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922745 | 28066372 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Loan to Cost: 0.67628<br> Guideline Requirement: 75.00000<br>Reserves verified: 52.00 months<br> Guideline Requirement: 6.00 months<br>Guidelines Representative FICO: 700; Representative FICO: 781 | SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 02/18/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922745 | 28066374 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves verified: 52.00 months<br> Guideline Requirement: 6.00 months<br>Guidelines Representative FICO: 700; Representative FICO: 781 | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/11/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922745 | 28066375 |  | Credit | Missing Document | General | Missing Document | Missing Document: Vacation Rental Website Listing not provided |  | xxxx |  |  |  | xxxx | 09/13/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922745 | 28066376 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Loan to Cost: 0.67628<br> Guideline Requirement: 75.00000<br>Guidelines Representative FICO: 700; Representative FICO: 781 | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/11/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922745 | 28066377 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Loan to Cost: 0.67628<br> Guideline Requirement: 75.00000<br>Reserves verified: 52.00 months<br> Guideline Requirement: 6.00 months | SitusAMC<br>SitusAMC | xxxx |  |  | 09/09/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922745 | 28066378 |  | Credit | Guideline | General | Guideline | Guarantor does not have appropriate experience. |  | xxxx | The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Loan to Cost: 0.67628<br> Guideline Requirement: 75.00000<br>Reserves verified: 52.00 months<br> Guideline Requirement: 6.00 months | SitusAMC<br>SitusAMC | xxxx |  |  | 09/09/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922745 | 28066379 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/18/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922778 | 28066350 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | xxxx |  |  |  | xxxx | 03/11/2022 |  |  | 1 D A |  | PA | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922778 | 28066351 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 01/24/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922778 | 28066352 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ | xxxx |  |  |  | xxxx |  |  | 05/23/2022 | 1 A |  | PA | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922778 | 28066353 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/24/2022 | 2 C B |  | PA | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922778 | 28066354 |  | Credit | Credit | Credit Documentation | Credit | No evidence of fraud report in file |  | xxxx |  |  |  | xxxx | 01/25/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922778 | 28066355 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/14/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922739 | 28066361 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.42 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/16/2022 | 2 C B |  | MO | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922739 | 28066362 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.42 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/16/2022 | 2 C B |  | MO | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922777 | 28066363 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | xxxx |  |  |  | xxxx | 03/11/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922777 | 28066365 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | DSCR 1.11 over the GL minimum. | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 06/02/2022 | 2 C B |  | FL | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922777 | 28066366 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | DSCR 1.11 over the GL minimum. | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 06/02/2022 | 2 C B |  | FL | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922777 | 28066367 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | DSCR 1.11 over the GL minimum. | SitusAMC,Originator,Aggregator | xxxx |  |  | 01/12/2022 | 2 C B D |  | FL | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922777 | 28066368 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 01/25/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922777 | 28066369 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | DSCR 1.11 over the GL minimum. | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 06/02/2022 | 2 C B |  | FL | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922777 | 28066370 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | DSCR 1.11 over the GL minimum. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/12/2022 | 2 C B |  | FL | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922777 | 28066371 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx |  |  |  | xxxx | 02/22/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922779 | 28066380 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | The representative FICO score 769 exceeds the guideline minimum 680 by at least 40 points<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 08/24/2022 | 2 C B |  | NY | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922779 | 28066381 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%. | The DSCR of 1.17% is greater than the minimum required DSCR of 1.00%. | SitusAMC,Aggregator<br>SitusAMC | xxxx | 04/04/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922779 | 28066382 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. | The DSCR of 1.17% is greater than the minimum required DSCR of 1.00%.<br>The representative FICO score 769 exceeds the guideline minimum 680 by at least 40 points<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/18/2022 | 2 C B |  | NY | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922779 | 28066383 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | xxxx |  |  |  | xxxx | 01/13/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922779 | 28066384 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. | The DSCR of 1.17% is greater than the minimum required DSCR of 1.00%.<br>The representative FICO score 769 exceeds the guideline minimum 680 by at least 40 points<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/13/2022 | 2 C B |  | NY | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922779 | 28066385 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. | The DSCR of 1.17% is greater than the minimum required DSCR of 1.00%.<br>The representative FICO score 769 exceeds the guideline minimum 680 by at least 40 points<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/18/2022 | 2 C B |  | NY | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922743 | 28066386 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The representative FICO score 766 exceeds the guideline minimum 680 by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) 2.13% is greater than the guideline requirement 1.00% by .50. | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/13/2022 | 2 C B D |  | AL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922743 | 28066387 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | The representative FICO score 766 exceeds the guideline minimum 680 by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) 2.13% is greater than the guideline requirement 1.00% by .50. | Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 01/16/2022 | 2 C B |  | AL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922743 | 28066388 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | AL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922743 | 28066390 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | The representative FICO score 766 exceeds the guideline minimum 680 by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) 2.13% is greater than the guideline requirement 1.00% by .50. | Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 01/16/2022 | 2 C B |  | AL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922757 | 28066391 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.27 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 08/24/2022 | 2 C B |  | DE | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922757 | 28066393 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.27 is greater than the minimum required DSCR of 1.00. | SitusAMC,Originator,Aggregator | xxxx |  |  | 01/11/2022 | 2 C B D |  | DE | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922757 | 28066394 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.27 is greater than the minimum required DSCR of 1.00. | SitusAMC,Originator,Aggregator | xxxx |  |  | 01/11/2022 | 2 C B |  | DE | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922757 | 28066395 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.27 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/14/2022 | 2 C B |  | DE | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922757 | 28066396 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.27 is greater than the minimum required DSCR of 1.00. | SitusAMC,Originator,Aggregator | xxxx |  |  | 01/11/2022 | 2 C B |  | DE | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922782 | 28066397 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 02/22/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922782 | 28066398 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.49 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 03/16/2022 | 2 C B |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922782 | 28066399 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  | The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.49 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx | 04/04/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922782 | 28066400 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.49 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/11/2022 | 2 C B |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922782 | 28066401 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx |  |  |  | xxxx | 02/22/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922736 | 28066404 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.20 is greater than the minimum required DSCR of 1.00. | SitusAMC,Originator,Aggregator | xxxx |  |  | 01/11/2022 | 2 C B D |  | VA | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922736 | 28066405 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.20 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/11/2022 | 2 C B |  | VA | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922736 | 28066406 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.20 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/11/2022 | 2 C B |  | VA | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922736 | 28066407 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.20 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/11/2022 | 2 C B |  | VA | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922736 | 28066408 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.20 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/16/2022 | 2 C B |  | VA | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922759 | 28066413 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | LTV is 25% below the max LTV. | SitusAMC,Originator,Aggregator | xxxx |  |  | 01/12/2022 | 2 C B D |  | WA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922759 | 28066414 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | LTV is 25% below the max LTV. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/12/2022 | 2 B |  | WA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922759 | 28066416 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | xxxx |  |  |  | xxxx | 02/22/2022 |  |  | 1 C A |  | WA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922758 | 28066410 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.37 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/11/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922758 | 28066411 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.37 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/11/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922758 | 28066412 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.37 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/11/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922740 | 28066417 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/09/2022 | 1 A |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922740 | 28066418 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 01/13/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922740 | 28066419 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/18/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922740 | 28066420 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Taxes: Subject property taxes not documented |  | xxxx |  |  |  | xxxx | 03/18/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922740 | 28066421 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Guidelines Representative FICO: 680; Representative FICO: 797<br>Loan to Value: 70.00000%; Guideline Maximum Loan to Value: 80.00000%<br>Debt Service Coverage Ratio: 1.51; Guideline Requirement: 1.00 | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>Aggregator<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/18/2022 | 2 C B |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922776 | 28066422 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 10/19/2022 | 1 A |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922776 | 28066423 |  | Credit | Title | General | Title | Final Title Policy Coverage is less than Original Loan Amount. |  | xxxx |  |  |  | xxxx | 01/14/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922776 | 28066424 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. | The DSCR of 1.78 is greater than the minimum required DSCR of 1.00.. | SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 08/17/2022 | 2 C B |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922776 | 28066425 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.78 is greater than the minimum required DSCR of 1.00.. | SitusAMC,Aggregator | xxxx |  |  | 01/16/2022 | 2 C B |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922776 | 28066426 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | xxxx |  |  |  | xxxx | 01/25/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922776 | 28066427 |  | Credit | Missing Document | General | Missing Document | Missing Document: Vacation Rental Income Statement (VRBO, Airbnb, etc.) not provided |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.78 is greater than the minimum required DSCR of 1.00.. | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 02/01/2022 | 2 C B |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922776 | 28066428 |  | Credit | Missing Document | General | Missing Document | Missing Document: Vacation Rental Website Listing not provided |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.78 is greater than the minimum required DSCR of 1.00.. | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 02/01/2022 | 2 C B |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922776 | 28066429 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.78 is greater than the minimum required DSCR of 1.00.. | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 02/01/2022 | 2 B |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922738 | 28066431 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx | 02/18/2022 |  |  | 1 A |  | TX | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922738 | 28066432 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score 721 exceeds the guideline minimum 680 by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 01/18/2022 | 2 C B |  | TX | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922738 | 28066433 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score 721 exceeds the guideline minimum 680 by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 01/13/2022 | 2 C B D |  | TX | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922738 | 28066434 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score 721 exceeds the guideline minimum 680 by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 01/13/2022 | 2 C B |  | TX | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922738 | 28066435 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx |  |  |  | xxxx | 01/21/2022 |  |  | 1 C A |  | TX | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922738 | 28066436 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | xxxx |  |  |  | xxxx | 02/18/2022 |  |  | 1 C A |  | TX | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922738 | 28066437 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  | xxxx | 02/18/2022 |  |  | 1 C A |  | TX | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922754 | 28066438 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | xxxx |  |  |  | xxxx |  |  | 08/17/2022 | 2 B |  | TX | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| 303922754 | 28066439 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/17/2022 | 1 A |  | TX | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| 303922754 | 28066440 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Spousal Consent Form not provided |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/17/2022 | 2 B |  | TX | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| 303922755 | 28066441 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 11/08/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922755 | 28066442 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/16/2022 | 1 A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922755 | 28066443 |  | Credit | Borrower and Mortgage Eligibility | Borrower Eligibility | Borrower and Mortgage Eligibility | Borrower has been convicted of fraud/misrepresentation or felony. Borrower is ineligible. |  | xxxx |  |  |  | xxxx | 12/07/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922765 | 28066451 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 02/22/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922765 | 28066453 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/14/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922765 | 28066454 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 09/08/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922765 | 28066455 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 11/15/2022 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922753 | 28066444 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx | Borrower's Experience/Track Record<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Borrower's Experience/Track Record. The borrower has 10+ years of experience in self-managing investment properties per the real estate history report provided in file.<br>Debt Service Coverage Ratio: 1.81; Guideline Requirement: 1.20 | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 06/29/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922753 | 28066446 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 01/11/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922753 | 28066447 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Guidelines Representative FICO: 680; Representative FICO: 744<br>Debt Service Coverage Ratio: 1.81; Guideline Requirement: 1.20 | Aggregator,SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/11/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922753 | 28066448 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>Borrower has owned the subject property for at least 5 years.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Guidelines Representative FICO: 680; Representative FICO: 744<br>Debt Service Coverage Ratio: 1.81; Guideline Requirement: 1.20 | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/18/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922753 | 28066449 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%.<br>Borrower has owned the subject property for at least 5 years.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Guidelines Representative FICO: 680; Representative FICO: 744<br>Debt Service Coverage Ratio: 1.81; Guideline Requirement: 1.20 | Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 06/21/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922753 | 28066450 |  | Credit | Business Purpose | General | Business Purpose | Borrower has been convicted of fraud/misrepresentation or felony. Borrower is ineligible. |  | xxxx |  |  |  | xxxx | 03/18/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922761 | 28066459 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.25% is greater than the minimum required DSCR of 1.00%.<br>The representative FICO score 743 exceeds the guideline minimum 680 by at least 40 points. | SitusAMC,Aggregator<br>Aggregator,SitusAMC | xxxx |  |  | 08/25/2022 | 2 C B |  | CO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922761 | 28066460 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%. | The DSCR of 1.25% is greater than the minimum required DSCR of 1.00%.<br>The representative FICO score 743 exceeds the guideline minimum 680 by at least 40 points. | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 01/18/2022 | 2 C B |  | CO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922761 | 28066462 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%. | The DSCR of 1.25% is greater than the minimum required DSCR of 1.00%.<br>The representative FICO score 743 exceeds the guideline minimum 680 by at least 40 points. | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 05/19/2022 | 2 C B |  | CO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922761 | 28066463 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%. | The DSCR of 1.25% is greater than the minimum required DSCR of 1.00%.<br>The representative FICO score 743 exceeds the guideline minimum 680 by at least 40 points. | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 01/13/2022 | 2 C B |  | CO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922761 | 28066464 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Cost (LTC) on the loan is less than the guideline maximum by at least 10%. | The DSCR of 1.25% is greater than the minimum required DSCR of 1.00%.<br>The representative FICO score 743 exceeds the guideline minimum 680 by at least 40 points. | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 01/13/2022 | 2 C B D |  | CO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922761 | 28066465 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 01/13/2022 |  |  | 1 C A |  | CO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922751 | 28066456 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | xxxx | 03/18/2022 |  |  | 1 A |  | SC | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922751 | 28066457 |  | Credit | Title | General | Title | Final Title Policy Coverage is less than Original Loan Amount. |  | xxxx |  |  |  | xxxx | 03/18/2022 |  |  | 1 C A |  | SC | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922751 | 28066458 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 02/22/2022 |  |  | 1 C A |  | SC | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922737 | 28066468 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Guidelines Representative FICO: 680; Representative FICO: 742 | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/14/2022 | 2 C B |  | TN | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922737 | 28066469 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Guidelines Representative FICO: 680; Representative FICO: 742 | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/14/2022 | 2 C B |  | TN | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922737 | 28066470 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Guidelines Representative FICO: 680; Representative FICO: 742 | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/14/2022 | 2 C B |  | TN | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922747 | 28066473 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/26/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922747 | 28066474 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/26/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922747 | 28066475 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/18/2022 | 2 B |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922773 | 28066476 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/12/2022 | 2 C B |  | TN | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922773 | 28066477 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 01/12/2022 |  |  | 1 C A |  | TN | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922773 | 28066479 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | DSCR 0.75 points above the GL minimum. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/16/2022 | 2 C B |  | TN | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922766 | 28066480 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 01/12/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922766 | 28066481 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Guidelines Representative FICO: 680; Representative FICO: 77 | Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 08/23/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922766 | 28066482 |  | Credit | Title | General | Title | Final Title Policy Coverage is less than Original Loan Amount. |  | xxxx |  |  |  | xxxx | 01/18/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922766 | 28066483 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.54 is greater than the minimum required DSCR of 1.20.<br>Guidelines Representative FICO: 680; Representative FICO: 77 | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/18/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922766 | 28066484 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | xxxx | 02/09/2022 |  |  | 1 B A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922766 | 28066485 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.54 is greater than the minimum required DSCR of 1.20.<br>Guidelines Representative FICO: 680; Representative FICO: 77 | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/18/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922766 | 28066486 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx | 02/09/2022 |  |  | 1 A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922752 | 28066488 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.46 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/16/2022 | 2 C B |  | NJ | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922752 | 28066489 |  | Credit | Asset | Asset Documentation | Asset | Assets Error: Usability was not provided |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.46 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 09/09/2022 | 2 C B |  | NJ | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922741 | 28066491 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/14/2022 |  |  | 1 C A |  | SC | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922768 | 28066493 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 01/12/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922768 | 28066494 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.48 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/12/2022 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922768 | 28066495 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/06/2022 | 1 A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922768 | 28066496 |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | xxxx |  |  |  | xxxx | 03/15/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922768 | 28066497 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx |  |  |  | xxxx | 04/18/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922768 | 28066498 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.48 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 08/22/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922768 | 28066499 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 01/12/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922780 | 28066500 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | The DSCR of 1.31 is greater than the minimum required DSCR of 1.00.<br>LTV is over 19% lower than the GL minimum. | Aggregator<br>SitusAMC,Originator,Aggregator | xxxx | 04/04/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922780 | 28066501 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | LTV is over 19% lower than the GL minimum. | SitusAMC,Originator,Aggregator | xxxx |  |  | 01/11/2022 | 2 C B D |  | NY | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922780 | 28066502 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 03/16/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922780 | 28066503 |  | Credit | Insurance | Insurance Documentation | Insurance | Missing Document: Hazard Dec Page not provided |  | xxxx |  |  |  | xxxx | 01/25/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922780 | 28066504 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | The DSCR of 1.31 is greater than the minimum required DSCR of 1.00.<br>LTV is over 19% lower than the GL minimum. | Aggregator<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/24/2022 | 2 D B |  | NY | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922780 | 28066505 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Guidelines Representative FICO: 680; Representative FICO: 733<br>LTV is over 19% lower than the GL minimum. | Aggregator,SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/11/2022 | 2 C B |  | NY | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922780 | 28066506 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | The DSCR of 1.31 is greater than the minimum required DSCR of 1.00.<br>Guidelines Representative FICO: 680; Representative FICO: 733<br>LTV is over 19% lower than the GL minimum. | Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/14/2022 | 2 C B |  | NY | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922780 | 28066507 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Guidelines Representative FICO: 680; Representative FICO: 733<br>LTV is over 19% lower than the GL minimum. | Aggregator,SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/11/2022 | 2 C B |  | NY | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922780 | 28066508 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | The DSCR of 1.31 is greater than the minimum required DSCR of 1.00.<br>Guidelines Representative FICO: 680; Representative FICO: 733<br>LTV is over 19% lower than the GL minimum. | Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 01/14/2022 | 2 C B |  | NY | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922781 | 28066509 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Loan to Value: 58.43667%; Guideline Maximum Loan to Value: 80.00000%<br>Debt Service Coverage Ratio: 1.78; Guideline Requirement: 1.00 | Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 08/23/2022 | 2 C B |  | NY | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922781 | 28066510 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 05/23/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922781 | 28066511 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Guidelines Representative FICO: 680; Representative FICO: 733<br>Loan to Value: 58.43667%; Guideline Maximum Loan to Value: 80.00000%<br>Debt Service Coverage Ratio: 1.78; Guideline Requirement: 1.00 | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 01/24/2022 | 2 C B |  | NY | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922781 | 28066512 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. | Guidelines Representative FICO: 680; Representative FICO: 733<br>Loan to Value: 58.43667%; Guideline Maximum Loan to Value: 80.00000%<br>Debt Service Coverage Ratio: 1.78; Guideline Requirement: 1.00 | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 01/14/2022 | 2 C B |  | NY | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922781 | 28066513 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Guidelines Representative FICO: 680; Representative FICO: 733<br>Loan to Value: 58.43667%; Guideline Maximum Loan to Value: 80.00000%<br>Debt Service Coverage Ratio: 1.78; Guideline Requirement: 1.00 | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 01/24/2022 | 2 D B |  | NY | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922781 | 28066514 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Guidelines Representative FICO: 680; Representative FICO: 733<br>Loan to Value: 58.43667%; Guideline Maximum Loan to Value: 80.00000%<br>Debt Service Coverage Ratio: 1.78; Guideline Requirement: 1.00 | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 01/24/2022 | 2 C B |  | NY | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922760 | 28066516 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 02/16/2022 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922760 | 28066517 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/16/2022 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922760 | 28066518 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Bylaws not provided |  |  |  |  |  | xxxx | 02/16/2022 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922729 | 28066520 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00. | The DSCR of 1.39% is greater than the minimum required DSCR of 1.00%.<br>The representative FICO score 766 exceeds the guideline minimum 680 by at least 40 points. | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/13/2022 | 2 C B D |  | AL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922729 | 28066521 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/14/2022 |  |  | 1 C A |  | AL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922729 | 28066522 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.39% is greater than the minimum required DSCR of 1.00%.<br>The representative FICO score 766 exceeds the guideline minimum 680 by at least 40 points. | SitusAMC,Aggregator<br>Aggregator,SitusAMC | xxxx |  |  | 01/16/2022 | 2 C B |  | AL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922729 | 28066523 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. |  | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.39% is greater than the minimum required DSCR of 1.00%.<br>The representative FICO score 766 exceeds the guideline minimum 680 by at least 40 points. | SitusAMC,Aggregator<br>Aggregator,SitusAMC | xxxx |  |  | 01/16/2022 | 2 C B |  | AL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922750 | 28066524 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.43 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC | xxxx |  |  | 08/17/2022 | 2 B |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922750 | 28066525 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.43 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC | xxxx |  |  | 08/17/2022 | 2 B |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922750 | 28066526 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.43 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC | xxxx |  |  | 08/31/2022 | 2 C B |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922750 | 28066527 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.43 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC | xxxx |  |  | 08/24/2022 | 2 C B |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922750 | 28066528 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 10/19/2022 |  |  | 1 C A |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922750 | 28066529 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/17/2022 | 1 A |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922730 | 28066531 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.37% is greater than the minimum required DSCR of 1.00%.<br>The Loan to Value (LTV) on the loan 70.00% is less than the guideline maximum 80.00% by at least 10%. | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/13/2022 | 2 C B D |  | GA | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922730 | 28066532 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/22/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922727 | 28066534 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The representative FICO score 740 exceeds the guideline minimum 680 by at least 40 points.<br>The Loan to Value (LTV) on the loan 70.00% is less than the guideline maximum 680 by at least 10%. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 01/13/2022 | 2 C B D |  | PA | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922731 | 28066538 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/18/2022 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | A B |  | A |  | N/A | No |
| 303922771 | 28066539 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  | xxxx | 02/16/2022 |  |  | 1 D A |  | CA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922771 | 28066540 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  |  |  |  |  | xxxx | 01/24/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922771 | 28066542 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.50 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>Aggregator | xxxx |  |  | 05/11/2022 | 2 C B |  | CA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922771 | 28066543 |  | Credit | Credit | Public Records | Credit | Public Records/Collections/Charge Off does not meet guidelines. |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/24/2022 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922732 | 28066544 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.36% is greater than the minimum required DSCR of 1.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan 65.76923% is less than the guideline maximum by at least 10%. | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 01/13/2022 | 2 B |  | DE | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| 303922728 | 28066546 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Debt Service Coverage Ratio: 2.94; Guideline Requirement: 1.00<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 01/13/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922728 | 28066547 |  | Credit | Business Purpose | General | Business Purpose | Borrower has been convicted of fraud/misrepresentation or felony. Borrower is ineligible. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Guidelines Representative FICO: 680; Representative FICO: 785<br>Debt Service Coverage Ratio: 2.94; Guideline Requirement: 1.00<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 02/17/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922728 | 28066549 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Guidelines Representative FICO: 680; Representative FICO: 785<br>Debt Service Coverage Ratio: 2.94; Guideline Requirement: 1.00<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 05/19/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922728 | 28066550 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Debt Service Coverage Ratio: 2.94; Guideline Requirement: 1.00<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 01/13/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922728 | 28066551 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Debt Service Coverage Ratio: 2.94; Guideline Requirement: 1.00<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 01/13/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922728 | 28066552 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 D A |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922728 | 28066553 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922728 | 28066554 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Guidelines Representative FICO: 680; Representative FICO: 785<br>Debt Service Coverage Ratio: 2.94; Guideline Requirement: 1.00<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 02/17/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922728 | 28066556 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Guidelines Representative FICO: 680; Representative FICO: 785<br>Debt Service Coverage Ratio: 2.94; Guideline Requirement: 1.00<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 02/17/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922728 | 28066557 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Construction Budget not provided |  | xxxx |  |  |  | xxxx | 03/18/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922728 | 28066558 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/18/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922728 | 28066559 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Debt Service Coverage Ratio: 2.94; Guideline Requirement: 1.00<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 01/13/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922728 | 28066560 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/04/2022 | 2 B |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922733 | 28066561 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.43% is greater than the minimum required DSCR of 1.00%.<br>Guidelines Representative FICO: 680; Representative FICO: 774<br>Loan to Value: 61.23077%; Guideline Maximum Loan to Value: 80.00000% | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 01/13/2022 | 2 B |  | DE | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922733 | 28066563 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.43% is greater than the minimum required DSCR of 1.00%.<br>Guidelines Representative FICO: 680; Representative FICO: 774<br>Loan to Value: 61.23077%; Guideline Maximum Loan to Value: 80.00000% | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 01/18/2022 | 2 C B |  | DE | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922734 | 28066564 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 06/16/2022 |  |  | 1 C A |  | DE | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922734 | 28066566 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | LTV is 15% below the GL minimum. | SitusAMC,Originator,Aggregator | xxxx |  |  | 01/12/2022 | 2 C B |  | DE | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922735 | 28066568 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 06/21/2022 |  |  | 1 C A |  | DE | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922735 | 28066569 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/22/2022 |  |  | 1 C A |  | DE | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922863 | 28066574 |  | Credit | Business Purpose | General | Business Purpose | Borrower has been convicted of fraud/misrepresentation or felony. Borrower is ineligible. |  | xxxx |  |  |  | xxxx | 02/22/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922863 | 28066575 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/12/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922863 | 28066576 |  | Credit | Credit | Credit Documentation | Credit | OFAC was not checked and required per guidelines. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/12/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922863 | 28066578 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors.<br>Client elects to waive with Compensating Factors. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/12/2022 | 2 C B D |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922863 | 28066579 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  |  |  |  |  | xxxx | 02/22/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922721 | 28066570 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Asset Account date is more than 90 days prior to Closing. |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.44 is greater than the minimum required DSCR of 1.00 | SitusAMC<br>SitusAMC,Originator Pre-Close,Originator,Aggregator | xxxx |  |  | 03/18/2022 | 2 C B |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922721 | 28066571 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922721 | 28066573 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.44 is greater than the minimum required DSCR of 1.00 | SitusAMC<br>SitusAMC,Originator Pre-Close,Originator,Aggregator | xxxx |  |  | 03/18/2022 | 2 B |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922724 | 28066585 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 03/01/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922724 | 28066586 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | xxxx |  |  |  | xxxx | 03/01/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922724 | 28066587 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | The DSCR of 1.33 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 03/09/2022 | 2 C B |  | FL | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922724 | 28066588 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922850 | 28066590 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.05% is greater than the minimum required DSCR of 1.00%.<br>The representative FICO score 721 exceeds the guideline minimum 680 by at least 40 points. | SitusAMC,Aggregator<br>Aggregator,SitusAMC | xxxx |  |  | 01/16/2022 | 2 C B |  | GA | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922850 | 28066591 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.05% is greater than the minimum required DSCR of 1.00%.<br>The representative FICO score 721 exceeds the guideline minimum 680 by at least 40 points. | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/13/2022 | 2 C B |  | GA | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922850 | 28066592 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.05% is greater than the minimum required DSCR of 1.00%.<br>The representative FICO score 721 exceeds the guideline minimum 680 by at least 40 points. | SitusAMC,Aggregator<br>Aggregator,SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/13/2022 | 2 C B D |  | GA | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922715 | 28066580 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | xxxx | 03/02/2022 |  |  | 1 A |  | CA | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922715 | 28066581 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A D |  | CA | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922715 | 28066582 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  | xxxx |  |  |  | xxxx | 03/02/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922715 | 28066583 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title Error: Title vesting does not concur with deed |  | xxxx |  |  |  | xxxx | 03/02/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922723 | 28066594 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 03/01/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922714 | 28066596 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922722 | 28066602 |  | Credit | Business Purpose | General | Business Purpose | Borrower has been convicted of fraud/misrepresentation or felony. Borrower is ineligible. |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | WI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922722 | 28066603 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 03/09/2022 | 2 C B |  | WI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922720 | 28066598 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ | xxxx |  |  |  | xxxx | 03/01/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922720 | 28066599 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922720 | 28066600 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A D |  | NJ | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922719 | 28066605 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A D |  | GA | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922719 | 28066606 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 03/11/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922719 | 28066607 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922712 | 28066608 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 02/18/2022 |  |  | 1 C A D |  | MD | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922712 | 28066610 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/18/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922712 | 28066611 |  | Credit | Guideline | Guideline Issue | Guideline | The Guarantor's Percent of Business Ownership does not meet guideline requirements. | - % of Business Ownership: ___ | xxxx |  |  |  | xxxx | 05/10/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922896 | 28066615 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 11/30/2022 | 2 C B |  | OR | Investment | Purchase | D B |  | D B |  | N/A | No |
| 303922896 | 28066616 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 11/14/2022 |  |  | 1 C A |  | OR | Investment | Purchase | D B |  | D B |  | N/A | No |
| 303922896 | 28066617 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | xxxx |  |  |  | xxxx | 11/14/2022 |  |  | 1 D A |  | OR | Investment | Purchase | D B |  | D B |  | N/A | No |
| 303922896 | 28066618 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx |  |  |  | xxxx | 11/14/2022 |  |  | 1 C A |  | OR | Investment | Purchase | D B |  | D B |  | N/A | No |
| 303922896 | 28066619 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 11/14/2022 |  |  | 1 C A |  | OR | Investment | Purchase | D B |  | D B |  | N/A | No |
| 303922896 | 28066620 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  | xxxx |  |  |  | xxxx | 11/14/2022 |  |  | 1 C A |  | OR | Investment | Purchase | D B |  | D B |  | N/A | No |
| 303922896 | 28066622 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 12/09/2022 | 2 C B |  | OR | Investment | Purchase | D B |  | D B |  | N/A | No |
| 303922896 | 28066623 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 11/14/2022 |  |  | 1 C A |  | OR | Investment | Purchase | D B |  | D B |  | N/A | No |
| 303922896 | 28066624 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 11/30/2022 | 2 C B |  | OR | Investment | Purchase | D B |  | D B |  | N/A | No |
| 303922896 | 28066625 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | xxxx |  |  |  | xxxx | 11/14/2022 |  |  | 1 C A |  | OR | Investment | Purchase | D B |  | D B |  | N/A | No |
| 303922896 | 28066626 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | xxxx |  |  |  | xxxx | 11/14/2022 |  |  | 1 C A |  | OR | Investment | Purchase | D B |  | D B |  | N/A | No |
| 303922896 | 28066627 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/17/2022 | 1 A |  | OR | Investment | Purchase | D B |  | D B |  | N/A | No |
| 303922896 | 28066628 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal is missing.; Sec ID: 1 |  | xxxx |  |  |  | xxxx | 11/14/2022 |  |  | 1 D A |  | OR | Investment | Purchase | D B |  | D B |  | N/A | No |
| 303922896 | 28066629 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC | xxxx |  |  | 08/17/2022 | 2 B |  | OR | Investment | Purchase | D B |  | D B |  | N/A | No |
| 303922896 | 28066630 |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | xxxx |  |  |  | xxxx | 11/14/2022 |  |  | 1 C A |  | OR | Investment | Purchase | D B |  | D B |  | N/A | No |
| 303922896 | 28066631 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 11/14/2022 |  |  | 1 C A |  | OR | Investment | Purchase | D B |  | D B |  | N/A | No |
| 303922896 | 28066632 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 11/30/2022 | 2 A B |  | OR | Investment | Purchase | D B |  | D B |  | N/A | No |
| 303922716 | 28066613 |  | Credit | Insurance | Insurance Documentation | Insurance | Missing Document: Flood Insurance Policy not provided |  | xxxx |  |  |  | xxxx | 02/26/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922716 | 28066614 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922711 | 28066634 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 02/18/2022 |  |  | 1 C A D |  | PA | Investment | Purchase | D A |  | A |  | N/A | No |
| 303922713 | 28066635 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 09/07/2022 | 1 A |  | MD | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922713 | 28066636 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 02/18/2022 |  |  | 1 C A D |  | MD | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922713 | 28066637 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Asset Account date is more than 90 days prior to Closing. |  | xxxx |  |  |  | xxxx | 03/02/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922713 | 28066638 |  | Credit | Collateral | Missing/Incorrect | Collateral | Missing document: Lease on leasehold property is not in file |  | xxxx |  |  |  | xxxx | 09/07/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922681 | 28066639 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922565 | 28066640 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx |  |  |  | xxxx | 08/17/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922565 | 28066641 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.48 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx | 11/07/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922572 | 28066645 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.42 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>Aggregator | xxxx |  |  | 04/28/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922575 | 28066643 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/19/2022 | 1 A |  | TX | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922575 | 28066644 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/22/2022 | 2 C B |  | TX | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922677 | 28066647 |  | Credit | Insurance | Insurance Documentation | Insurance | Missing Document: Flood Insurance Policy not provided |  | xxxx |  |  |  | xxxx | 03/15/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922677 | 28066648 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.41 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>Aggregator | xxxx |  |  | 04/13/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922677 | 28066649 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | xxxx |  |  |  | xxxx | 04/13/2022 |  |  | 1 B A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922677 | 28066650 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922679 | 28066652 |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  | xxxx |  |  |  | xxxx | 03/14/2022 |  |  | 1 D A |  | PA | Investment | Refinance - Cash-out - Other | D A |  | D A |  | N/A | No |
| 303922679 | 28066653 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  |  |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D A |  | D A |  | N/A | No |
| 303922679 | 28066654 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx |  |  |  | xxxx | 02/17/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D A |  | D A |  | N/A | No |
| 303922679 | 28066655 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  |  |  |  |  | xxxx | 03/16/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D A |  | D A |  | N/A | No |
| 303922679 | 28066657 |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  | xxxx |  |  |  | xxxx | 03/14/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D A |  | D A |  | N/A | No |
| 303922679 | 28066658 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal is missing.; Sec ID: 1 |  |  |  |  |  | xxxx | 03/14/2022 |  |  | 1 D A |  | PA | Investment | Refinance - Cash-out - Other | D A |  | D A |  | N/A | No |
| 303922676 | 28066659 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx |  |  |  | xxxx | 01/21/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C B |  | C A |  | N/A | No |
| 303922676 | 28066660 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation does not support the value used to qualify.; Sec ID: 7 |  | xxxx |  |  |  | xxxx | 08/30/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C B |  | C A |  | N/A | No |
| 303922676 | 28066661 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Mising Document: Closing Protection Letter not provided. |  |  |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C B |  | C A |  | N/A | No |
| 303922676 | 28066662 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.15 is greater than the minimum required DSCR of 1.00.<br>75 months reserves | Aggregator<br>SitusAMC,Aggregator | xxxx |  |  | 05/19/2022 | 2 C B |  | NC | Investment | Refinance - Cash-out - Other | C B |  | C A |  | N/A | No |
| 303922676 | 28066663 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C B |  | C A |  | N/A | No |
| 303922676 | 28066664 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | xxxx | 03/09/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C B |  | C A |  | N/A | No |
| 303922676 | 28066665 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Title Preliminary not provided |  |  |  |  |  | xxxx | 03/14/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C B |  | C A |  | N/A | No |
| 303922676 | 28066666 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Final Title is marked as missing |  |  |  |  |  | xxxx | 03/14/2022 |  |  | 1 B A |  | NC | Investment | Refinance - Cash-out - Other | C B |  | C A |  | N/A | No |
| 303922676 | 28066667 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 09/09/2022 |  |  | 1 A |  | NC | Investment | Refinance - Cash-out - Other | C B |  | C A |  | N/A | No |
| 303922676 | 28066668 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | xxxx | 09/09/2022 |  |  | 1 A |  | NC | Investment | Refinance - Cash-out - Other | C B |  | C A |  | N/A | No |
| 303922814 | 28066673 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | xxxx |  |  |  | xxxx | 08/25/2022 |  |  | 1 C A |  | GA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922814 | 28066674 |  | Credit | Loan Package Documentation | Closing / Title | Title | Title: Evidence of title is missing |  |  |  |  |  | xxxx | 09/07/2022 |  |  | 1 C A |  | GA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922814 | 28066675 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/22/2022 | 2 C B |  | GA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922789 | 28066669 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | 1.61 DSCR | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 07/12/2022 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922789 | 28066670 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Lender Exception(s) not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | 1.61 DSCR | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 08/18/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922789 | 28066671 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | 1.61 DSCR | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 07/12/2022 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922789 | 28066672 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/12/2022 | 1 A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922554 | 28066677 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/23/2022 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922554 | 28066678 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/23/2022 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922554 | 28066679 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 07/29/2022 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922558 | 28066681 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | xxxx |  |  |  | xxxx | 02/23/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922811 | 28066689 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/15/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303922818 | 28066682 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Primary Valuation is older than guidelines permit |  | xxxx | Borrower's Experience/Track Record<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The borrower has over two years experience managing properties. | SitusAMC,Originator,Aggregator<br>SitusAMC | xxxx |  |  | 08/23/2022 | 2 C B |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922818 | 28066683 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC | xxxx | 04/05/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922818 | 28066684 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  |  |  |  |  | xxxx | 03/16/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922818 | 28066685 |  | Credit | Asset | Asset Documentation | Asset | Missing Document: Asset Documentation not provided |  | xxxx | Borrower's Experience/Track Record<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The borrower has over two years experience managing properties. | SitusAMC,Originator,Aggregator<br>SitusAMC | xxxx |  |  | 08/23/2022 | 2 C B |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922818 | 28066686 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. |  | The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC | xxxx |  |  | 03/17/2022 | 2 C B |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922818 | 28066687 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/22/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922585 | 28066690 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | DSCR is 0.72 above the guideline minimum. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 03/02/2022 | 2 C B |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922585 | 28066691 |  | Credit | Loan Package Documentation | Closing / Title | Title | Title: Evidence of title is missing |  |  |  |  |  | xxxx | 03/02/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922585 | 28066692 |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | xxxx |  |  |  | xxxx | 03/07/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922585 | 28066693 |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | xxxx |  |  |  | xxxx | 04/15/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922585 | 28066694 |  | Credit | Loan Package Documentation | Closing / Title | Title | Final Title Policy is missing. No evidence of title was found in file. |  |  |  |  |  | xxxx | 03/02/2022 |  |  | 1 B A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922585 | 28066695 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/20/2022 | 1 A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922820 | 28066696 |  | Credit | Credit | Miscellaneous | Credit | A copy of Asset Verification Report is not on file. |  | xxxx |  |  |  | xxxx | 08/24/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922820 | 28066697 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC | xxxx | 04/05/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922820 | 28066698 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Primary Valuation is older than guidelines permit |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/15/2022 | 2 C B |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922820 | 28066699 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Title Preliminary not provided |  | xxxx |  |  |  | xxxx | 08/24/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922820 | 28066700 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | xxxx |  |  |  | xxxx | 06/07/2022 |  |  | 1 B A |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922820 | 28066701 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 08/24/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922820 | 28066702 |  | Credit | Loan Package Documentation | Closing / Title | Title | Final Title Policy is missing. No evidence of title was found in file. |  |  |  |  |  | xxxx |  |  | 04/14/2022 | 1 B |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922820 | 28066703 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/24/2022 | 1 A |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922820 | 28066704 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | xxxx |  |  | 08/24/2022 | 2 B |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922555 | 28066705 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/08/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922819 | 28066706 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | xxxx |  |  |  | xxxx | 03/16/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922819 | 28066707 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | xxxx | 03/21/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922819 | 28066708 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's Experience/Track Record | The DSCR of 1.2 is greater than the minimum required DSCR of 1.0.<br>Borrower's Experience/Track Record. The borrower has:4 Years of Experience. | Aggregator<br>Aggregator | xxxx | 04/07/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922819 | 28066709 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 04/20/2022 |  |  | 1 C A D |  | NY | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922819 | 28066710 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx |  |  |  | xxxx | 02/22/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922819 | 28066711 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/22/2022 | 1 A |  | NY | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922819 | 28066712 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Title Preliminary not provided |  | xxxx |  |  |  | xxxx | 08/25/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922819 | 28066713 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 08/25/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922819 | 28066714 |  | Credit | Insurance | Insurance Documentation | Insurance | Hazard Insurance Error: Subject hazard insurance policy coverage amount is missing from evidence of insurance. |  | xxxx |  |  |  | xxxx | 08/25/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303923191 | 28066715 |  | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete Note | Missing Document: Note - Subject Lien not provided |  | xxxx |  |  |  | xxxx | 10/03/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303923191 | 28066716 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/01/2022 | 1 A |  | FL | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922492 | 28066722 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's Experience/Track Record<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Borrower's Experience/Track Record. The borrower has 2+ years of experience. | SitusAMC<br>SitusAMC | xxxx |  |  | 03/21/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922492 | 28066723 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | xxxx | Borrower's Experience/Track Record<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower's Experience/Track Record. The borrower has 2+ years of experience. | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 06/07/2022 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922501 | 28066724 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | xxxx |  |  |  | xxxx | 03/16/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922501 | 28066726 |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Debt Service Coverage Ratio: 1.74%<br> Guideline Requirement: 1.00%<br>Reserves verified: 133.98 months<br> Guideline Requirement: 9.00 months<br>Guidelines Representative FICO: 680<br> Representative Average FICO: 757<br>The DSCR of 1.74% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 06/09/2022 | 2 C B |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922501 | 28066727 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Debt Service Coverage Ratio: 1.74%<br> Guideline Requirement: 1.00%<br>Reserves verified: 133.98 months<br> Guideline Requirement: 9.00 months<br>Guidelines Representative FICO: 680<br> Representative Average FICO: 757<br>The DSCR of 1.74% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 09/15/2022 | 2 C B |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922511 | 28066729 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Asset Account date is more than 90 days prior to Closing. |  | xxxx |  |  |  | xxxx | 09/01/2022 |  |  | 1 C A |  | IL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303922508 | 28066731 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 09/08/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922508 | 28066732 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 09/08/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922496 | 28066736 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ | xxxx |  |  |  | xxxx |  |  | 06/23/2022 | 1 A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922496 | 28066737 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.41 is greater than the minimum required DSCR of 1.00. | Aggregator<br>SitusAMC | xxxx |  |  | 05/02/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922496 | 28066738 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | xxxx |  |  |  | xxxx |  |  | 06/23/2022 | 2 B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922509 | 28066733 |  | Credit | Loan Package Documentation | Closing / Title | Title | Final Title Policy is missing. No evidence of title was found in file. |  | xxxx |  |  |  | xxxx |  |  | 04/14/2022 | 1 B |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922509 | 28066734 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Title Preliminary not provided |  | xxxx |  |  |  | xxxx | 09/02/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922509 | 28066735 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Reserves verified: 120.09 months<br> Guideline Requirement: 6.00 months<br>Guidelines Representative FICO: 680<br> Representative Average FICO: 731<br>The DSCR of 1.29% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 06/09/2022 | 2 C B |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922506 | 28066740 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 09/09/2022 | 2 C B |  | MD | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922506 | 28066741 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 05/18/2022 |  |  | 1 C A D |  | MD | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922506 | 28066742 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 09/09/2022 | 2 C B |  | MD | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922506 | 28066743 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 04/25/2022 |  |  | 1 A |  | MD | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922493 | 28066744 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | xxxx | 06/28/2022 |  |  | 1 C A |  | PA | Investment | Purchase | D A |  | A |  | N/A | No |
| 303922493 | 28066745 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | xxxx | 08/30/2022 |  |  | 1 C A |  | PA | Investment | Purchase | D A |  | A |  | N/A | No |
| 303922493 | 28066746 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  |  |  |  |  | xxxx | 07/12/2022 |  |  | 1 D A |  | PA | Investment | Purchase | D A |  | A |  | N/A | No |
| 303922493 | 28066747 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | xxxx | 08/09/2022 |  |  | 1 C A |  | PA | Investment | Purchase | D A |  | A |  | N/A | No |
| 303922493 | 28066748 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/09/2022 | 1 A |  | PA | Investment | Purchase | D A |  | A |  | N/A | No |
| 303922532 | 28066751 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.64 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/23/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922532 | 28066752 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | xxxx |  |  |  | xxxx | 02/14/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922518 | 28066753 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | xxxx | 03/17/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922518 | 28066754 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | xxxx |  |  |  | xxxx | 03/16/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922518 | 28066755 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | xxxx |  |  |  | xxxx |  |  | 04/04/2022 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922518 | 28066757 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx |  |  |  | xxxx | 03/30/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922518 | 28066758 |  | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1 |  | xxxx |  |  |  | xxxx | 03/30/2022 |  |  | 1 D A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922518 | 28066759 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Title Preliminary not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Guidelines Representative FICO: 680; Representative FICO: 767<br>Debt Service Coverage Ratio: 1.85; Guideline Requirement: 1.00<br>Reserves: 529.35; Guideline Requirement: 6.00 | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 05/02/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922518 | 28066760 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Guidelines Representative FICO: 680; Representative FICO: 767<br>Debt Service Coverage Ratio: 1.85; Guideline Requirement: 1.00<br>Reserves: 529.35; Guideline Requirement: 6.00 | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 03/31/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922538 | 28066761 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 725 Fico | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/22/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922538 | 28066762 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | xxxx |  |  |  | xxxx | 02/16/2022 |  |  | 1 B A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922538 | 28066763 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922537 | 28066764 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | xxxx | 11/02/2022 |  |  | 1 A |  | MD | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922537 | 28066765 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | xxxx |  |  |  | xxxx | 02/14/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922537 | 28066766 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx |  |  |  | xxxx | 02/14/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922537 | 28066767 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/15/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922537 | 28066768 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 06/22/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922537 | 28066769 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 05/18/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922537 | 28066770 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/23/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922537 | 28066771 |  | Credit | Collateral | Missing/Incorrect | Collateral | Missing document: Lease on leasehold property is not in file |  | xxxx |  |  |  | xxxx | 08/29/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922535 | 28066772 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.83 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 09/07/2022 | 2 C B |  | MD | Investment | Refinance - Rate/Term | C B |  | A B |  | N/A | No |
| 303922535 | 28066773 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 09/01/2022 | 1 A |  | MD | Investment | Refinance - Rate/Term | C B |  | A B |  | N/A | No |
| 303922535 | 28066774 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | xxxx |  |  |  | xxxx | 02/09/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Rate/Term | C B |  | A B |  | N/A | No |
| 303922535 | 28066775 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | The property type differs between the valuation documents in file. Unable to verify the property type. Ineligible per guidelines. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.83 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx | 09/01/2022 |  |  | 1 A |  | MD | Investment | Refinance - Rate/Term | C B |  | A B |  | N/A | No |
| 303922535 | 28066776 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.83 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 09/01/2022 | 2 A B |  | MD | Investment | Refinance - Rate/Term | C B |  | A B |  | N/A | No |
| 303922542 | 28066778 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | xxxx |  |  |  | xxxx | 02/23/2022 |  |  | 1 B A |  | TN | Investment | Refinance - Cash-out - Other | B A |  | A |  | N/A | No |
| 303922541 | 28066780 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 06/23/2022 |  |  | 1 C A |  | TN | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922541 | 28066781 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/23/2022 |  |  | 1 C A |  | TN | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922536 | 28066782 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Spousal Consent Form not provided |  | xxxx |  |  |  | xxxx | 03/14/2022 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922536 | 28066783 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Title Preliminary not provided |  |  |  |  |  | xxxx | 03/17/2022 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922536 | 28066784 |  | Credit | Loan Package Documentation | Closing / Title | Title | Final Title Policy is missing. No evidence of title was found in file. |  |  |  |  |  | xxxx |  |  | 04/14/2022 | 1 B |  | AZ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922531 | 28066785 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.41 is greater than the minimum required DSCR of 1.00. | SitusAMC,Originator,Aggregator<br>SitusAMC | xxxx |  |  | 08/22/2022 | 2 C B |  | NJ | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922531 | 28066786 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/22/2022 | 1 A |  | NJ | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922531 | 28066787 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 07/12/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922531 | 28066788 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.41 is greater than the minimum required DSCR of 1.00. | SitusAMC,Originator,Aggregator<br>SitusAMC | xxxx |  |  | 07/12/2022 | 2 C B |  | NJ | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922467 | 28066790 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/16/2022 | 1 A |  | CO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| 303922467 | 28066791 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/16/2022 | 2 B |  | CO | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| 303922475 | 28066792 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | xxxx |  |  |  | xxxx | 08/26/2022 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922475 | 28066793 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 09/27/2022 | 2 C B |  | IL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922475 | 28066794 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/16/2022 | 1 A |  | IL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922540 | 28066795 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  | xxxx |  |  |  | xxxx | 02/23/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922540 | 28066797 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 02/23/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922540 | 28066798 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 08/29/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922476 | 28066800 |  | Credit | Credit | Credit Eligibility | Credit | Guideline Issue: Foreclosure timeline outside of credit guidelines |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 09/13/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922463 | 28066801 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/09/2022 | 1 A |  | CT | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922463 | 28066802 |  | Credit | Asset | Asset Documentation | Asset | Asset documentation is missing from the file and required per guidelines. |  | xxxx |  |  |  | xxxx | 12/05/2022 |  |  | 1 C A |  | CT | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922463 | 28066803 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.58 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/09/2022 | 2 C B |  | CT | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922486 | 28066805 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | FICO greater than 720. | SitusAMC<br>SitusAMC,Aggregator | xxxx | 11/14/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922486 | 28066806 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | FICO greater than 720. | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 05/02/2022 | 2 C B |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922470 | 28066808 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | xxxx |  |  |  | xxxx | 03/21/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922470 | 28066809 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | xxxx |  |  |  | xxxx | 09/15/2022 |  |  | 1 D A |  | GA | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922470 | 28066810 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 09/07/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922488 | 28066811 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/07/2022 | 2 C B |  | IN | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922488 | 28066812 |  | Credit | Property - Appraisal | Property Eligibility - Site and Utilities | Property - Appraisal | Subject property has environmental problems noted by appraiser or visible in the photos |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.32 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 12/12/2022 | 2 C B |  | IN | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922488 | 28066813 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.32 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx | 11/07/2022 |  |  | 1 C A |  | IN | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922485 | 28066816 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/15/2022 |  |  | 1 C A |  | GA | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922485 | 28066817 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Reserves verified: 779.73 months<br> Guideline Requirement: 12.00 months<br>Loan to Value: 70.00%<br> Guideline Maximum Loan to Value: 80.00%<br>The DSCR of 1.27% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 06/09/2022 | 2 C B |  | GA | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922485 | 28066818 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 08/26/2022 |  |  | 1 C A D |  | GA | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922485 | 28066819 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | xxxx |  |  |  | xxxx | 09/07/2022 |  |  | 1 D A |  | GA | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922461 | 28066820 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 09/08/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922461 | 28066822 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | xxxx |  |  |  | xxxx |  |  | 07/12/2022 | 2 B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922461 | 28066823 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/05/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922461 | 28066824 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922461 | 28066825 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 09/08/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922456 | 28066827 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.61 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 04/28/2022 | 2 C B |  | AL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922459 | 28066829 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | xxxx |  |  |  | xxxx |  |  | 06/23/2022 | 2 B |  | MA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922459 | 28066830 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/30/2022 |  |  | 1 C A |  | MA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922459 | 28066831 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx |  |  |  | xxxx | 08/30/2022 |  |  | 1 C A |  | MA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922453 | 28066832 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/15/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922453 | 28066833 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 09/02/2022 | 2 C B |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922453 | 28066834 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  |  |  |  |  | xxxx | 04/01/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922452 | 28066837 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | xxxx |  |  |  | xxxx | 04/01/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922452 | 28066839 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Spousal Consent Form not provided |  | xxxx |  |  |  | xxxx | 02/22/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922321 | 28066843 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.99 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 07/20/2022 | 2 C B |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922321 | 28066844 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.99 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 07/20/2022 | 2 C B |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922321 | 28066845 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/13/2022 | 1 A |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922321 | 28066846 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.99 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/06/2022 | 2 C B |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922321 | 28066847 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 06/23/2022 |  |  | 1 C A D |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922321 | 28066848 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.99 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/06/2022 | 2 C B |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922321 | 28066849 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 09/07/2022 |  |  | 1 A |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922320 | 28066850 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | xxxx |  |  |  | xxxx | 04/14/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922320 | 28066851 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.72 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>Aggregator | xxxx |  |  | 06/06/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922320 | 28066852 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/06/2022 | 1 A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922322 | 28066853 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's Experience/Track Record | Loan to Value: 70.00000%<br> Guideline Maximum Loan to Value: 80.00000%<br>Debt Service Coverage Ratio: 1.74%<br> Guideline Requirement: 1.00%<br>Borrower's Experience/Track Record. The borrower has: "5" Years of Experience. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/28/2022 | 2 C B |  | PA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922322 | 28066854 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's Experience/Track Record | Debt Service Coverage Ratio: 1.74%<br> Guideline Requirement: 1.00%<br>Borrower's Experience/Track Record. The borrower has: "5" Years of Experience. | SitusAMC<br>Aggregator | xxxx |  |  | 06/06/2022 | 2 C B |  | PA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922322 | 28066855 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's Experience/Track Record | Loan to Value: 70.00000%<br> Guideline Maximum Loan to Value: 80.00000%<br>Debt Service Coverage Ratio: 1.74%<br> Guideline Requirement: 1.00%<br>Borrower's Experience/Track Record. The borrower has: "5" Years of Experience. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 09/01/2022 | 2 C B |  | PA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922322 | 28066856 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/06/2022 | 1 A |  | PA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922317 | 28066857 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 06/09/2022 |  |  | 1 C A |  | MO | Investment | Purchase | C A |  | A |  | N/A | No |
| 303922317 | 28066858 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/06/2022 | 1 A |  | MO | Investment | Purchase | C A |  | A |  | N/A | No |
| 303922313 | 28066861 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Debt Service Coverage Ratio: 2.55%<br> Guideline Requirement: 1.00%

# of Properties Completed: 33<br>Reserves verified: 154.20 months<br> Guideline Requirement: 6.00 months<br>Guidelines Representative FICO: 680<br> Representative Average FICO: 769<br>The DSCR of 2.55% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 06/09/2022 | 2 C B |  | WI | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922313 | 28066862 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Debt Service Coverage Ratio: 2.55%<br> Guideline Requirement: 1.00%

# of Properties Completed: 33<br>Reserves verified: 154.20 months<br> Guideline Requirement: 6.00 months<br>Guidelines Representative FICO: 680<br> Representative Average FICO: 769<br>The DSCR of 2.55% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 06/09/2022 | 2 C B |  | WI | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922295 | 28066865 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Guidelines Representative FICO: 680; Representative FICO: 731<br>Debt Service Coverage Ratio: 1.53; Guideline Requirement: 1.00<br>Reserves: 34.00; Guideline Requirement: 6.00 | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 05/02/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922295 | 28066866 |  | Credit | Guideline | Guideline Issue | Guideline | Note has a Prepayment Penalty provision, which is not allowable per guidelines. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Guidelines Representative FICO: 680; Representative FICO: 731<br>Debt Service Coverage Ratio: 1.53; Guideline Requirement: 1.00<br>Reserves: 34.00; Guideline Requirement: 6.00 | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 04/01/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922301 | 28066863 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 06/09/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922299 | 28066869 |  | Credit | Guideline | Guideline Issue | Guideline | Note has a Prepayment Penalty provision, which is not allowable per guidelines. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Guidelines Representative FICO: 700; Representative FICO: 746<br>Loan to Value: 55.00000%; Guideline Maximum Loan to Value: 75.00000% | SitusAMC<br>SitusAMC<br>SitusAMC,Originator | xxxx |  |  | 04/01/2022 | 2 C B |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922299 | 28066870 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Guidelines Representative FICO: 700; Representative FICO: 746<br>Loan to Value: 55.00000%; Guideline Maximum Loan to Value: 75.00000% | SitusAMC<br>SitusAMC<br>SitusAMC,Originator | xxxx |  |  | 06/09/2022 | 2 C B |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922299 | 28066872 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/04/2022 | 2 B |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922310 | 28066873 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.53 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>Aggregator | xxxx |  |  | 04/15/2022 | 2 C B |  | LA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922310 | 28066875 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 06/07/2022 | 2 C B |  | LA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922310 | 28066876 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 06/07/2022 | 2 C B |  | LA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922319 | 28066879 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/06/2022 | 1 A |  | PA | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303922319 | 28066880 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303922319 | 28066881 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 | Note Date: ___; Lien Position: ___ | xxxx |  |  |  | xxxx | 10/20/2022 |  |  | 1 D A |  | PA | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303922319 | 28066882 |  | Credit | Credit | Credit Documentation | Credit | Background check is missing. |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's Experience/Track Record | The DSCR of 1.24 is greater than the minimum required DSCR of 1.0.<br>The borrower has: 4 Years of Experience. | Aggregator<br>Aggregator | xxxx | 06/17/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303922319 | 28066883 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 06/06/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303922319 | 28066884 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | xxxx |  |  |  | xxxx | 06/06/2022 |  |  | 1 B A |  | PA | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303922291 | 28066877 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/10/2022 | 1 A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922291 | 28066878 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.69 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/10/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922311 | 28066885 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Reserves verified: 11.71 months<br> Guideline Requirement: 6.00 months<br>Loan to Value: 60.00%<br> Guideline Maximum Loan to Value: 80.00%<br>The DSCR of 1.29% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 06/09/2022 | 2 C B |  | LA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922311 | 28066886 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/18/2022 |  |  | 1 C A |  | LA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922311 | 28066887 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 07/11/2022 |  |  | 1 C A |  | LA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922356 | 28066889 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. AVM supports value. Vendor/FSD do not meet Fitch criteria.; Sec ID: 10 |  |  |  |  |  | xxxx | 03/14/2022 |  |  | 1 A D |  | NY | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922356 | 28066890 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/22/2022 | 2 C B |  | NY | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922356 | 28066891 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/24/2022 |  |  | 1 C A |  | NY | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922091 | 28066893 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation does not support the value used to qualify.; Sec ID: 7 |  |  |  |  |  | xxxx | 09/06/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B A |  | C B |  | N/A | No |
| 303922091 | 28066894 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 10/21/2022 | 2 A B |  | NJ | Investment | Refinance - Cash-out - Other | C B A |  | C B |  | N/A | No |
| 303922315 | 28066895 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Debt Service Coverage Ratio: 2.14<br> Guideline Requirement: 1.20<br>Borrower's Own Funds Percent: 41.46%<br> Borrower's Own Funds Amount: xxxx<br>LTV is significantly less than required.<br>The DSCR of 2.14 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 06/07/2022 | 2 C B |  | MD | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922315 | 28066896 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | LTV is significantly less than required.<br>The DSCR of 2.14 is greater than the minimum required DSCR of 1.20. | SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 03/25/2022 | 2 C B |  | MD | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922315 | 28066897 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | LTV is significantly less than required.<br>The DSCR of 2.14 is greater than the minimum required DSCR of 1.20. | SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 03/25/2022 | 2 C B |  | MD | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922315 | 28066898 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Debt Service Coverage Ratio: 2.14<br> Guideline Requirement: 1.20<br>LTV is significantly less than required. | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/07/2022 | 2 C B |  | MD | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922315 | 28066899 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | LTV is significantly less than required.<br>The DSCR of 2.14 is greater than the minimum required DSCR of 1.20. | SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 03/25/2022 | 2 C B |  | MD | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922315 | 28066900 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 05/12/2022 |  |  | 1 C A |  | MD | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922315 | 28066901 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | xxxx | 04/06/2022 |  |  | 1 A |  | MD | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922315 | 28066902 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | xxxx | 04/06/2022 |  |  | 1 B A |  | MD | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922315 | 28066903 |  | Credit | Collateral | Missing/Incorrect | Collateral | Missing document: Lease on leasehold property is not in file |  | xxxx |  |  |  | xxxx | 11/29/2022 |  |  | 1 C A |  | MD | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922314 | 28066905 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC | xxxx |  |  | 08/22/2022 | 2 C B |  | IL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922294 | 28066907 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ |  |  |  |  | xxxx | 03/28/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922294 | 28066909 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years. | The DSCR of 1.67 is greater than the minimum required DSCR of 1.20.<br>Guidelines Representative FICO: 680; Representative FICO: 803<br>Reserves: 33.48; Guideline Requirement: 6.00 | Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 04/01/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922294 | 28066910 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.67 is greater than the minimum required DSCR of 1.20.<br>Guidelines Representative FICO: 680; Representative FICO: 803 | Aggregator<br>SitusAMC | xxxx |  |  | 03/24/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922294 | 28066911 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.67 is greater than the minimum required DSCR of 1.20.<br>Guidelines Representative FICO: 680; Representative FICO: 803<br>Reserves: 33.48; Guideline Requirement: 6.00 | Aggregator<br>SitusAMC<br>SitusAMC | xxxx |  |  | 04/01/2022 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922296 | 28066919 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Guidelines Representative FICO: 700; Representative FICO: 760<br>Debt Service Coverage Ratio: 1.94; Guideline Requirement: 1.20<br>Reserves: 71.74; Guideline Requirement: 6.00 | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 06/09/2022 | 2 C B |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922296 | 28066920 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Guidelines Representative FICO: 700; Representative FICO: 760<br>Debt Service Coverage Ratio: 1.94; Guideline Requirement: 1.20<br>Reserves: 71.74; Guideline Requirement: 6.00 | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 04/01/2022 | 2 C B |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922307 | 28066912 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | xxxx | 07/12/2022 |  |  | 1 C A |  | CO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922307 | 28066914 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | xxxx |  |  |  | xxxx |  |  | 04/20/2022 | 2 B |  | CO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922302 | 28066916 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/25/2022 | 2 C B |  | IL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922302 | 28066917 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx |  |  |  | xxxx | 03/25/2022 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922312 | 28066921 |  | Credit | Missing Document | General | Missing Document | Missing Document: Source of Funds/Deposit not provided |  | xxxx | Borrower's Experience/Track Record<br>The qualifying DSCR on the loan is greater than the guideline minimum. | xxxx acknowledges the sellers logic and request to have the exception regraded based on compensating factors – <br> Credit – 738<br> DSCR – 1.28 on the low end <br> Experience<br>xxxx acknowledges the sellers logic and request to have the exception regraded based on compensating factors – <br> Credit – 738<br> DSCR – 1.28 on the low end <br> Experience | SitusAMC,Originator,Aggregator<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 08/22/2022 | 2 C B |  | IL | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922297 | 28066923 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | xxxx |  |  |  | xxxx | 04/19/2022 |  |  | 1 B A |  | CA | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303922297 | 28066924 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 07/07/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303922297 | 28066925 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx |  |  |  | xxxx | 03/25/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303922297 | 28066926 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | xxxx |  |  |  | xxxx | 05/06/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303922300 | 28066928 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | DSCR 1.41 above the GL minimum. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 03/21/2022 | 2 C B |  | MO | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922287 | 28066930 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.47 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 03/22/2022 | 2 C B |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922287 | 28066931 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.47 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 03/22/2022 | 2 C B |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922289 | 28066932 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/10/2022 | 1 A |  | NJ | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| 303922289 | 28066933 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | xxxx |  |  |  | xxxx |  |  | 06/10/2022 | 2 B |  | NJ | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| 303922286 | 28066934 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 758 Fico | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/09/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922288 | 28066937 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.55 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 05/11/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922292 | 28066939 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Reserves verified: 167.13 months<br> Guideline Requirement: 6.00 months<br>Occupancy: Investment<br>Loan to Value: 43.13725%<br> Guideline Maximum Loan to Value: 80.00000% | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/06/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922292 | 28066940 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | xxxx |  |  |  | xxxx |  |  | 04/04/2022 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922303 | 28066942 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 06/30/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922304 | 28066943 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/09/2022 | 1 A |  | WA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922304 | 28066944 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: 680<br> Representative Average FICO: 734<br>Loan to Value: 45.00%<br> Guideline Maximum Loan to Value: 80.00%<br>The DSCR of 1.35% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 06/09/2022 | 2 C B |  | WA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922293 | 28066945 |  | Credit | Missing Document | General | Missing Document | Missing Document: Source of Funds/Deposit not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 06/17/2022 | 2 C B |  | KY | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922293 | 28066946 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC | xxxx |  |  | 08/23/2022 | 2 C B |  | KY | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922293 | 28066948 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC | xxxx |  |  | 08/23/2022 | 2 C B |  | KY | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922293 | 28066949 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. |  | The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC | xxxx |  |  | 08/23/2022 | 2 C B |  | KY | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922298 | 28066950 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx |  |  |  | xxxx | 06/13/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303922298 | 28066951 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ | xxxx |  |  |  | xxxx |  |  | 06/10/2022 | 1 A |  | TX | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303922608 | 28066952 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.34 is greater than the minimum required DSCR of 1.00. | Aggregator<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/19/2022 | 2 C B |  | IL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922608 | 28066953 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922608 | 28066955 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922608 | 28066956 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922608 | 28066957 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922608 | 28066958 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922597 | 28066966 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922597 | 28066967 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 04/07/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922597 | 28066968 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 04/07/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922597 | 28066969 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Guidelines Representative FICO: 680; Representative FICO: 749<br>Debt Service Coverage Ratio: 1.51; Guideline Requirement: 1.00

# of Properties Completed: 11<br>Reserves: 106.79; Guideline Requirement: 9.00 | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 04/01/2022 | 2 C B |  | PA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922597 | 28066970 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/16/2022 | 1 A |  | PA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922597 | 28066971 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/11/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922597 | 28066972 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Debt Service Coverage Ratio: 1.51; Guideline Requirement: 1.00<br>Reserves: 106.79; Guideline Requirement: 9.00 | SitusAMC<br>SitusAMC | xxxx |  |  | 07/22/2022 | 2 C B |  | PA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922612 | 28066959 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922612 | 28066960 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.20 is greater than or equal to the minimum required DSCR of 1.00. | SitusAMC<br>Aggregator | xxxx |  |  | 05/06/2022 | 2 C B |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922612 | 28066961 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922612 | 28066962 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 04/20/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922612 | 28066963 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/06/2022 | 1 A |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922612 | 28066964 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922598 | 28066985 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/20/2022 | 1 A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922598 | 28066986 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Guidelines Representative FICO: 680; Representative FICO: 749<br>Debt Service Coverage Ratio: 1.56; Guideline Requirement: 1.00

# of Properties Completed: 11<br>Reserves: 15.47; Guideline Requirement: 6.00 | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 04/01/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922598 | 28066987 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 04/07/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922598 | 28066988 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922598 | 28066989 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922598 | 28066990 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 05/13/2022 |  |  | 1 C A D |  | PA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922599 | 28066992 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | xxxx |  |  |  | xxxx | 04/11/2022 |  |  | 1 C A |  | AL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303922599 | 28066993 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 04/11/2022 |  |  | 1 C A |  | AL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303922599 | 28066994 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | AL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303922599 | 28066995 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | AL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303922599 | 28066996 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | AL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303922599 | 28066997 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | AL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303922599 | 28066998 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | AL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303922593 | 28066974 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/11/2022 |  |  | 1 C A |  | NC | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922593 | 28066975 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | NC | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922593 | 28066976 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Guidelines Representative FICO: 680; Representative FICO: 801<br>Reserves: 72.16; Guideline Requirement: 6.00 | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 05/16/2022 | 2 C B |  | NC | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922593 | 28066977 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | NC | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922602 | 28066978 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/07/2022 |  |  | 1 C A |  | AL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922602 | 28066979 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 04/07/2022 |  |  | 1 C A |  | AL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922602 | 28066980 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/26/2022 | 2 C B |  | AL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922602 | 28066982 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 04/07/2022 |  |  | 1 C A |  | AL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922602 | 28066983 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/26/2022 | 2 C B |  | AL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922602 | 28066984 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/26/2022 | 2 C B |  | AL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922606 | 28066999 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/22/2022 | 1 A |  | TX | Investment | Refinance - Cash-out - Other | D B |  | B A |  | N/A | No |
| 303922606 | 28067000 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | D B |  | B A |  | N/A | No |
| 303922606 | 28067001 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | D B |  | B A |  | N/A | No |
| 303922606 | 28067002 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves verified: 260.83 months<br> Guideline Requirement: 9.00 months<br>Guidelines Representative FICO: 680<br> Representative Average FICO: 798 | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 08/22/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | D B |  | B A |  | N/A | No |
| 303922606 | 28067003 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 |  | xxxx |  |  |  | xxxx | 04/19/2022 |  |  | 1 A B |  | TX | Investment | Refinance - Cash-out - Other | D B |  | B A |  | N/A | No |
| 303922606 | 28067004 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 06/16/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | D B |  | B A |  | N/A | No |
| 303922606 | 28067005 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 05/18/2022 |  |  | 1 C A D |  | TX | Investment | Refinance - Cash-out - Other | D B |  | B A |  | N/A | No |
| 303922606 | 28067006 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Marital Status was not provided |  | xxxx |  |  |  | xxxx |  |  | 04/19/2022 | 2 B |  | TX | Investment | Refinance - Cash-out - Other | D B |  | B A |  | N/A | No |
| 303922606 | 28067007 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | xxxx |  |  |  | xxxx | 04/06/2022 |  |  | 1 D A |  | TX | Investment | Refinance - Cash-out - Other | D B |  | B A |  | N/A | No |
| 303922606 | 28067008 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the qualifying value. There are 2 or more lower level tertiary products that do not support the value.; Sec ID: 23 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 04/27/2022 |  |  | 1 A |  | TX | Investment | Refinance - Cash-out - Other | D B |  | B A |  | N/A | No |
| 303922607 | 28067009 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx |  |  |  | xxxx | 11/14/2022 |  |  | 1 C A |  | AR | Investment | Refinance - Cash-out - Other | D A |  | D A |  | N/A | No |
| 303922607 | 28067010 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  |  |  |  |  | xxxx | 11/14/2022 |  |  | 1 C A |  | AR | Investment | Refinance - Cash-out - Other | D A |  | D A |  | N/A | No |
| 303922607 | 28067011 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  | xxxx | 11/14/2022 |  |  | 1 D A |  | AR | Investment | Refinance - Cash-out - Other | D A |  | D A |  | N/A | No |
| 303922607 | 28067012 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | xxxx |  |  |  | xxxx | 11/14/2022 |  |  | 1 C A |  | AR | Investment | Refinance - Cash-out - Other | D A |  | D A |  | N/A | No |
| 303922607 | 28067013 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  |  |  |  |  | xxxx | 11/14/2022 |  |  | 1 C A |  | AR | Investment | Refinance - Cash-out - Other | D A |  | D A |  | N/A | No |
| 303922607 | 28067014 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  | xxxx |  |  |  | xxxx | 11/14/2022 |  |  | 1 C A |  | AR | Investment | Refinance - Cash-out - Other | D A |  | D A |  | N/A | No |
| 303922607 | 28067015 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. AVM provided is invalid. The FSD is greater than 0.2.; Sec ID: 12 | Note Date: ___; Lien Position: ___ | xxxx |  |  |  | xxxx | 11/14/2022 |  |  | 1 D A |  | AR | Investment | Refinance - Cash-out - Other | D A |  | D A |  | N/A | No |
| 303922607 | 28067016 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/10/2022 | 1 A |  | AR | Investment | Refinance - Cash-out - Other | D A |  | D A |  | N/A | No |
| 303922607 | 28067017 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  |  |  |  | xxxx | 08/16/2022 |  |  | 1 C A |  | AR | Investment | Refinance - Cash-out - Other | D A |  | D A |  | N/A | No |
| 303922605 | 28067018 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922605 | 28067019 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922605 | 28067020 |  | Credit | Missing Document | General | Missing Document | Missing Document: Vacation Rental Income Statement (VRBO, Airbnb, etc.) not provided |  | xxxx |  |  |  | xxxx | 09/20/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922605 | 28067021 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922605 | 28067022 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922605 | 28067025 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/25/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922605 | 28067026 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 08/29/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922605 | 28067027 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922605 | 28067028 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922605 | 28067029 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/04/2022 | 2 B |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922596 | 28067030 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | xxxx |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | GA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922596 | 28067031 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | GA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922596 | 28067032 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx |  |  |  | xxxx | 04/08/2022 |  |  | 1 C A |  | GA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922596 | 28067033 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 04/07/2022 |  |  | 1 C A |  | GA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922596 | 28067034 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 04/11/2022 |  |  | 1 C A |  | GA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922596 | 28067036 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | xxxx |  |  |  | xxxx | 04/11/2022 |  |  | 1 C A |  | GA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922596 | 28067037 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Guidelines Representative FICO: 680; Representative FICO: 769

# of Properties Completed: 116<br>Reserves: 237.28; Guideline Requirement: 9.00 | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 05/16/2022 | 2 C B |  | GA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922596 | 28067038 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | GA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922588 | 28067039 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/07/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922588 | 28067040 |  | Credit | Insurance | Insurance Documentation | Insurance | Hazard Insurance Error: Subject hazard insurance policy coverage amount is missing from evidence of insurance. |  | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/26/2022 | 2 C B |  | MD | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922588 | 28067041 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.26 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/10/2022 | 2 C B |  | MD | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922588 | 28067043 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx |  |  |  | xxxx | 06/06/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922588 | 28067044 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.26 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/10/2022 | 2 C B |  | MD | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922588 | 28067045 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.26 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/10/2022 | 2 C B |  | MD | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922588 | 28067046 |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.26 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>Aggregator | xxxx |  |  | 08/17/2022 | 2 C B |  | MD | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922588 | 28067047 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 08/17/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922601 | 28067048 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 04/07/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922601 | 28067049 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | xxxx | 04/07/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922601 | 28067050 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 04/07/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922601 | 28067051 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/16/2022 | 1 A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922601 | 28067052 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ |  |  |  |  | xxxx | 04/13/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922601 | 28067053 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  |  |  |  |  | xxxx | 04/07/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922601 | 28067054 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/07/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922601 | 28067055 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years. | Guidelines Representative FICO: 680; Representative FICO: 774

# of Properties Completed: 54<br>Reserves: 58.85; Guideline Requirement: 6.00 | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 04/01/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922601 | 28067056 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 05/16/2022 |  |  | 1 C A D |  | PA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922600 | 28067058 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/07/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922600 | 28067059 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 04/07/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922600 | 28067060 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | xxxx | 07/22/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922600 | 28067061 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 09/13/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922600 | 28067062 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 05/12/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922600 | 28067063 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | xxxx |  |  |  | xxxx | 05/12/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922600 | 28067064 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 04/07/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922600 | 28067066 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Reserves verified: 226.91 months<br> Guideline Requirement: 6.00 months<br>Guidelines Representative FICO: 680<br> Representative Avearge FICO: 784<br>The DSCR of 1.24% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 07/13/2022 | 2 C B |  | VA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922600 | 28067068 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/04/2022 | 2 B |  | VA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922604 | 28067077 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | 1.72 DSCR | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/22/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922604 | 28067078 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 04/08/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922604 | 28067079 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | xxxx | 04/08/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922604 | 28067080 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 06/21/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922604 | 28067081 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/08/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922604 | 28067082 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 04/08/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922603 | 28067074 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/17/2022 | 1 A |  | DE | Investment | Refinance - Cash-out - Other | B A |  | B |  | N/A | No |
| 303922603 | 28067075 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx |  |  | 08/17/2022 | 2 A B |  | DE | Investment | Refinance - Cash-out - Other | B A |  | B |  | N/A | No |
| 303922594 | 28067070 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/07/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922594 | 28067071 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 04/07/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922594 | 28067072 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 04/07/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922594 | 28067073 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.32 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 05/16/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922591 | 28067084 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years. | Guidelines Representative FICO: 680; Representative FICO: 760<br>oan to Value: 50.00000%; Guideline Maximum Loan to Value: 80.00000%<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.# of Properties Completed: 50<br>Reserves: 942.65; Guideline Requirement: 6.00<br>Borrower has owned the subject property for at least 5 years. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 05/16/2022 | 2 C B |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922590 | 28067085 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/08/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922590 | 28067086 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 04/08/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922590 | 28067087 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 04/08/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922590 | 28067088 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | 1.52 DSCR | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/15/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922590 | 28067090 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | 1.52 DSCR | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/15/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922590 | 28067091 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx |  |  |  | xxxx | 04/08/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922590 | 28067092 |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | xxxx |  |  |  | xxxx | 05/12/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922590 | 28067093 |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | xxxx |  |  |  | xxxx | 05/12/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922590 | 28067094 |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | xxxx |  |  |  | xxxx | 10/19/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922592 | 28067095 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/16/2022 | 1 A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922592 | 28067096 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | # of Properties Completed: 20<br> # of Projects (last 24 months): <br> # of Renovation Projects Completed (purchased<br>Reserves verified: 81.19 months<br> Guideline Requirement: 6.00 months<br>Guidelines Representative FICO: 700<br> Representative Average FICO: 745 | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/28/2022 | 2 D B |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922592 | 28067097 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | # of Properties Completed: 20<br> # of Projects (last 24 months): <br> # of Renovation Projects Completed (purchased<br>Reserves verified: 81.19 months<br> Guideline Requirement: 6.00 months<br>Guidelines Representative FICO: 700<br> Representative Average FICO: 745 | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 03/03/2023 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922595 | 28067098 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation does not support the value used to qualify.; Sec ID: 7 |  | xxxx |  |  |  | xxxx | 09/26/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | C B |  | N/A | No |
| 303922595 | 28067099 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 09/26/2022 | 1 A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | C B |  | N/A | No |
| 303922595 | 28067100 |  | Credit | Insurance | Insurance Documentation | Insurance | Missing Document: Flood Insurance Policy not provided |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Reserves verified: 130.60 months<br> Guideline Requirement: 6.00 months<br>Guidelines Representative FICO: 680<br> Representative Average FICO: 754<br>The DSCR of 1.23% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 11/17/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | C B |  | N/A | No |
| 303922595 | 28067101 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Reserves verified: 130.60 months<br> Guideline Requirement: 6.00 months<br>Guidelines Representative FICO: 680<br> Representative Average FICO: 754<br>The DSCR of 1.23% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 11/30/2022 | 2 A B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | C B |  | N/A | No |
| 303922589 | 28067103 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/01/2022 |  |  | 1 C A |  | WI | Investment | Purchase | C A |  | A |  | N/A | No |
| 303922651 | 28067104 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/20/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922651 | 28067105 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx |  |  |  | xxxx | 04/20/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922651 | 28067106 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Guidelines Representative FICO: 680; Representative FICO: 786<br>Debt Service Coverage Ratio: 1.74; Guideline Requirement: 1.00

# of Properties Completed: 24<br>Reserves: 311.88; Guideline Requirement: 6.00 | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 05/16/2022 | 2 C B |  | OH | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922650 | 28067116 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922650 | 28067117 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922650 | 28067118 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922650 | 28067119 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 06/06/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922650 | 28067120 |  | Credit | Credit | Credit Report | Guideline | Borrower has less than 2 FICO scores |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: 680<br> Representative Average FICO: 787<br>Debt Service Coverage Ratio: 1.71%<br> Guideline Requirement: 1.00%

# of Properties Completed: 20<br>Reserves verified: 142.55%<br> Guideline Requirement: 6.00%<br>Loan to Value: 38.61789%<br> Guideline Maximum Loan to Value: 80.00000%<br>The DSCR of 1.71% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 06/16/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922648 | 28067108 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922648 | 28067109 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: 680<br> Representative Average FICO: 760<br>Debt Service Coverage Ratio: 1.67%<br> Guideline Requirement: 1.00%

# of Properties Completed: 21<br>Reserves verified: 61.09 months<br> Guideline Requirement: 6.00 months<br>Loan to Value: 70.00000%<br> Guideline Maximum Loan to Value: 80.00000%<br>The DSCR of 1.67% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 06/28/2022 | 2 C B |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922648 | 28067110 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Flood insurance coverage amount is insufficient. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: 680<br> Representative Average FICO: 760<br>Debt Service Coverage Ratio: 1.67%<br> Guideline Requirement: 1.00%

# of Properties Completed: 21<br>Reserves verified: 61.09 months<br> Guideline Requirement: 6.00 months<br>Loan to Value: 70.00000%<br> Guideline Maximum Loan to Value: 80.00000%<br>The DSCR of 1.67% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 06/28/2022 | 2 C B |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922648 | 28067111 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922648 | 28067112 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922648 | 28067113 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922648 | 28067114 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/19/2022 | 1 A |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922661 | 28067121 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/12/2022 | 1 A |  | NJ | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922661 | 28067122 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922661 | 28067123 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922661 | 28067124 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 09/06/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922644 | 28067125 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | xxxx |  |  |  | xxxx | 04/20/2022 |  |  | 1 C A |  | AL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303922644 | 28067126 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx |  |  |  | xxxx | 04/20/2022 |  |  | 1 C A |  | AL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303922644 | 28067127 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx |  |  |  | xxxx | 04/20/2022 |  |  | 1 C A |  | AL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303922644 | 28067128 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 04/20/2022 |  |  | 1 C A |  | AL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303922644 | 28067129 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/17/2022 |  |  | 1 C A |  | AL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303922644 | 28067130 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 04/20/2022 |  |  | 1 C A |  | AL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303922669 | 28067132 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | xxxx |  |  |  | xxxx | 04/20/2022 |  |  | 1 C A |  | MT | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922669 | 28067133 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 04/20/2022 |  |  | 1 C A |  | MT | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922669 | 28067134 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx |  |  |  | xxxx | 04/20/2022 |  |  | 1 C A |  | MT | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922669 | 28067135 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 04/20/2022 |  |  | 1 C A |  | MT | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922669 | 28067136 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 05/24/2022 |  |  | 1 C A |  | MT | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922669 | 28067137 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.64 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>Aggregator | xxxx |  |  | 06/06/2022 | 2 C B |  | MT | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922669 | 28067139 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  | xxxx |  |  |  | xxxx | 04/20/2022 |  |  | 1 C A |  | MT | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922669 | 28067140 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.64 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>Aggregator | xxxx |  |  | 06/06/2022 | 2 B |  | MT | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922669 | 28067141 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx |  |  |  | xxxx | 08/17/2022 |  |  | 1 C A |  | MT | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922669 | 28067142 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 06/19/2022 | 2 C B |  | MT | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922669 | 28067143 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/18/2022 | 2 B |  | MT | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922668 | 28067144 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx |  |  |  | xxxx | 05/25/2022 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303922668 | 28067145 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Debt Service Coverage Ratio: 1.78%<br> Guideline Requirement: 1.00%<br>Reserves verified: 16.18 months<br> Guideline Requirement: 6.00 months<br>Loan to Value: 60.00000%<br> Guideline Maximum Loan to Value: 80.00000%<br>The DSCR of 1.78% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 06/23/2022 | 2 C B |  | IL | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303922668 | 28067146 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/06/2022 | 1 A |  | IL | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303922668 | 28067147 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Incorporation not provided |  | xxxx |  |  |  | xxxx | 05/25/2022 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303922668 | 28067148 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Bylaws not provided |  | xxxx |  |  |  | xxxx | 06/06/2022 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303922668 | 28067152 |  | Property | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | The appraisal revealed property damage. |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Debt Service Coverage Ratio: 1.78%<br> Guideline Requirement: 1.00%<br>Reserves verified: 16.18 months<br> Guideline Requirement: 6.00 months<br>Loan to Value: 60.00000%<br> Guideline Maximum Loan to Value: 80.00000%<br>The DSCR of 1.78% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 06/23/2022 | 2 B |  | IL | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303922668 | 28067153 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/18/2022 | 2 B |  | IL | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303922668 | 28067154 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/18/2022 | 2 B |  | IL | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303922654 | 28067155 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922654 | 28067156 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922654 | 28067157 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922654 | 28067158 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ |  |  |  |  | xxxx |  |  | 04/04/2022 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922654 | 28067160 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years. | Guidelines Representative FICO: 680; Representative FICO: 740

# of Properties Completed: 21<br>Reserves: 331.17; Guideline Requirement: 6.00 | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 04/01/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922654 | 28067161 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922654 | 28067162 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Guidelines Representative FICO: 680; Representative FICO: 740

# of Properties Completed: 21<br>Reserves: 331.17; Guideline Requirement: 6.00 | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 05/03/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922633 | 28067163 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922633 | 28067164 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922633 | 28067165 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922633 | 28067166 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922633 | 28067170 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/04/2022 | 2 B |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922633 | 28067171 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/04/2022 | 2 B |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922633 | 28067172 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.36 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 05/03/2022 | 2 B |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922621 | 28067173 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922621 | 28067174 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922621 | 28067175 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922621 | 28067176 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922621 | 28067177 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | xxxx | 05/12/2022 |  |  | 1 A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922621 | 28067178 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  | xxxx |  |  |  | xxxx | 05/12/2022 |  |  | 1 B A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922621 | 28067180 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/04/2022 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922665 | 28067181 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | WA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922665 | 28067182 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | WA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922665 | 28067183 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | LTV less than 70% | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 05/16/2022 | 2 C B |  | WA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922665 | 28067184 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | WA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922652 | 28067190 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 06/06/2022 |  |  | 1 C A |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922652 | 28067191 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Guidelines Representative FICO: 680<br> Representative Average FICO: 766<br>Debt Service Coverage Ratio: 1.78%<br> Guideline Requirement: 1.00% | SitusAMC<br>SitusAMC | xxxx |  |  | 07/20/2022 | 2 C B |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922652 | 28067192 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx |  |  |  | xxxx | 06/06/2022 |  |  | 1 C A |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922652 | 28067193 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922652 | 28067195 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: 680<br> Representative Average FICO: 766<br>Debt Service Coverage Ratio: 1.78%<br> Guideline Requirement: 1.00%

# of Properties Completed: 21<br>Reserves verified: 215.23 months<br> Guideline Requirement: 9.00 months<br>The DSCR of 1.78% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 06/23/2022 | 2 C B |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922652 | 28067196 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 06/06/2022 |  |  | 1 C A |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922652 | 28067197 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/22/2022 |  |  | 1 C A |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922649 | 28067185 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922649 | 28067186 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922649 | 28067187 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 06/08/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922649 | 28067189 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 06/08/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922640 | 28067198 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/20/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C B |  | B A |  | N/A | No |
| 303922640 | 28067199 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 04/20/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C B |  | B A |  | N/A | No |
| 303922640 | 28067200 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 04/20/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C B |  | B A |  | N/A | No |
| 303922640 | 28067201 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 04/20/2022 |  |  | 1 A B |  | CA | Investment | Refinance - Rate/Term | C B |  | B A |  | N/A | No |
| 303922640 | 28067202 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 05/03/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C B |  | B A |  | N/A | No |
| 303922640 | 28067203 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/01/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Rate/Term | C B |  | B A |  | N/A | No |
| 303922640 | 28067204 |  | Credit | Asset | Asset Documentation | Asset | Asset documentation is missing from the file and required per guidelines. |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/24/2022 | 2 B |  | CA | Investment | Refinance - Rate/Term | C B |  | B A |  | N/A | No |
| 303922647 | 28067205 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/19/2022 | 1 A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922647 | 28067206 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922647 | 28067207 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922647 | 28067208 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.61 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 05/16/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922653 | 28067210 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | xxxx |  |  |  | xxxx | 06/06/2022 |  |  | 1 C A |  | AL | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922653 | 28067211 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx |  |  |  | xxxx | 06/06/2022 |  |  | 1 C A |  | AL | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922653 | 28067212 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | AL | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922653 | 28067213 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 05/13/2022 |  |  | 1 C A |  | AL | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922643 | 28067214 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Bylaws not provided |  |  |  |  |  | xxxx | 06/07/2022 |  |  | 1 C A |  | NY | Investment | Purchase | C A |  | A |  | N/A | No |
| 303922643 | 28067215 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | NY | Investment | Purchase | C A |  | A |  | N/A | No |
| 303922643 | 28067216 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | xxxx | 06/07/2022 |  |  | 1 C A |  | NY | Investment | Purchase | C A |  | A |  | N/A | No |
| 303922643 | 28067217 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | NY | Investment | Purchase | C A |  | A |  | N/A | No |
| 303922643 | 28067218 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Incorporation not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | NY | Investment | Purchase | C A |  | A |  | N/A | No |
| 303922667 | 28067219 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | D B |  | A B |  | N/A | No |
| 303922667 | 28067220 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | D B |  | A B |  | N/A | No |
| 303922667 | 28067221 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | D B |  | A B |  | N/A | No |
| 303922667 | 28067222 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | # of Properties Completed: 21<br>Reserves verified: 58.41 months<br> Guideline Requirement: 9.00 months<br>The DSCR of 1.44% is greater than the minimum required DSCR of 1.00%. | Originator,Aggregator,SitusAMC<br>Originator,SitusAMC,Aggregator<br>Originator,Aggregator,SitusAMC | xxxx |  |  | 08/22/2022 | 2 C B |  | CA | Investment | Refinance - Cash-out - Other | D B |  | A B |  | N/A | No |
| 303922667 | 28067223 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 D A |  | CA | Investment | Refinance - Cash-out - Other | D B |  | A B |  | N/A | No |
| 303922667 | 28067224 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | D B |  | A B |  | N/A | No |
| 303922667 | 28067225 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | D B |  | A B |  | N/A | No |
| 303922667 | 28067226 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 06/02/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | D B |  | A B |  | N/A | No |
| 303922667 | 28067227 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | # of Properties Completed: 21<br>Reserves verified: 58.41 months<br> Guideline Requirement: 9.00 months<br>The DSCR of 1.44% is greater than the minimum required DSCR of 1.00%. | Originator,Aggregator,SitusAMC<br>Originator,SitusAMC,Aggregator<br>Originator,Aggregator,SitusAMC | xxxx |  |  | 06/28/2022 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | D B |  | A B |  | N/A | No |
| 303922667 | 28067229 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx |  |  | 07/14/2022 | 2 A B |  | CA | Investment | Refinance - Cash-out - Other | D B |  | A B |  | N/A | No |
| 303922667 | 28067231 |  | Credit | Guideline | Guideline Issue | Guideline | Minimum of 600 square feet of gross living area required per company guidelines. |  |  | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | # of Properties Completed: 21<br>Reserves verified: 58.41 months<br> Guideline Requirement: 9.00 months | Originator,Aggregator,SitusAMC<br>Originator,SitusAMC,Aggregator | xxxx |  |  | 07/27/2022 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | D B |  | A B |  | N/A | No |
| 303922626 | 28067232 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 06/08/2022 |  |  | 1 C A |  | AL | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922626 | 28067233 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx |  |  |  | xxxx | 06/08/2022 |  |  | 1 C A |  | AL | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922626 | 28067234 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | AL | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922626 | 28067235 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/19/2022 | 1 A |  | AL | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922626 | 28067236 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 06/08/2022 |  |  | 1 C A |  | AL | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922626 | 28067237 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx |  |  |  | xxxx | 06/08/2022 |  |  | 1 C A |  | AL | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922636 | 28067238 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 06/09/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922636 | 28067239 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.47% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC | xxxx |  |  | 06/29/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922636 | 28067240 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922636 | 28067241 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ |  |  |  |  | xxxx |  |  | 04/04/2022 | 2 B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922637 | 28067242 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922637 | 28067243 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | # of Properties Completed: 21<br>Reserves verified: 99.40%<br> Guideline Requirement: 6.00%<br>Loan to Value: 70.00000%<br> Guideline Maximum Loan to Value: 80.00000%<br>The DSCR of 1.33% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 06/23/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922637 | 28067244 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 06/09/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922637 | 28067245 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | xxxx |  |  |  | xxxx |  |  | 04/04/2022 | 2 B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922637 | 28067246 |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | # of Properties Completed: 21<br>Reserves verified: 99.40%<br> Guideline Requirement: 6.00%<br>Loan to Value: 70.00000%<br> Guideline Maximum Loan to Value: 80.00000%<br>The DSCR of 1.33% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 06/23/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922637 | 28067247 |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | # of Properties Completed: 21<br>Reserves verified: 99.40%<br> Guideline Requirement: 6.00%<br>Loan to Value: 70.00000%<br> Guideline Maximum Loan to Value: 80.00000%<br>The DSCR of 1.33% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 06/23/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922646 | 28067248 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | MI | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922646 | 28067249 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx |  |  |  | xxxx | 06/07/2022 |  |  | 1 C A |  | MI | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922646 | 28067250 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 06/07/2022 |  |  | 1 C A |  | MI | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922646 | 28067252 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Borrower's Own Funds Percent: 52.01%<br> Borrower's Own Funds Amount: xxxx<br>Reserves verified: 33.80 months<br> Guideline Requirement: 6.00 months<br>Loan to Value: 70.00%<br> Guideline Maximum Loan to Value: 80.00% | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/16/2022 | 2 C B |  | MI | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922646 | 28067253 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 05/12/2022 |  |  | 1 C A |  | MI | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922646 | 28067254 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | xxxx |  |  |  | xxxx | 06/07/2022 |  |  | 1 D A |  | MI | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922646 | 28067255 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Borrower's Own Funds Percent: 52.01%<br> Borrower's Own Funds Amount: xxxx<br>Reserves verified: 33.80 months<br> Guideline Requirement: 6.00 months<br>Loan to Value: 70.00%<br> Guideline Maximum Loan to Value: 80.00% | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/16/2022 | 2 C B |  | MI | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922646 | 28067256 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Borrower's Own Funds Percent: 52.01%<br> Borrower's Own Funds Amount: xxxx<br>Reserves verified: 33.80 months<br> Guideline Requirement: 6.00 months<br>Loan to Value: 70.00%<br> Guideline Maximum Loan to Value: 80.00% | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/19/2022 | 2 C B |  | MI | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922639 | 28067257 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | NM | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922639 | 28067258 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Guidelines Representative FICO: 680<br> Representative Average FICO: 759 | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 07/20/2022 | 2 C B |  | NM | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922639 | 28067259 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 06/09/2022 |  |  | 1 C A |  | NM | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922639 | 28067260 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  | xxxx | 05/12/2022 |  |  | 1 C A |  | NM | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922639 | 28067261 |  | Credit | Guideline | Guideline Issue | Guideline | The Guarantor's Percent of Business Ownership does not meet guideline requirements. |  | xxxx |  |  |  | xxxx | 06/09/2022 |  |  | 1 C A |  | NM | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922639 | 28067262 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | xxxx |  |  |  | xxxx | 05/12/2022 |  |  | 1 C A |  | NM | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922664 | 28067263 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Reserves verified: 33.06 months<br> Guideline Requirement: 6.00 months<br>Loan to Value: 65.00%<br> Guideline Maximum Loan to Value: 80.00% | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/28/2022 | 2 C B |  | CA | Investment | Refinance - Cash-out - Other | C B |  | C B |  | N/A | No |
| 303922664 | 28067264 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 06/03/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B |  | C B |  | N/A | No |
| 303922664 | 28067265 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 04/20/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B |  | C B |  | N/A | No |
| 303922664 | 28067266 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 06/03/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B |  | C B |  | N/A | No |
| 303922664 | 28067267 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided. |  |  |  |  |  | xxxx | 10/24/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B |  | C B |  | N/A | No |
| 303922664 | 28067268 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx |  |  | 04/20/2022 | 2 A B |  | CA | Investment | Refinance - Cash-out - Other | C B |  | C B |  | N/A | No |
| 303922664 | 28067271 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  |  |  |  |  | xxxx | 04/20/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B |  | C B |  | N/A | No |
| 303922664 | 28067273 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/04/2022 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B |  | C B |  | N/A | No |
| 303922615 | 28067274 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | KS | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922615 | 28067275 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | KS | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922615 | 28067276 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 06/21/2022 |  |  | 1 C A |  | KS | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922615 | 28067278 |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | xxxx |  |  |  | xxxx | 05/12/2022 |  |  | 1 C A |  | KS | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922615 | 28067280 |  | Credit | Asset | Asset Documentation | Asset | Missing Document: Asset Documentation not provided |  | xxxx |  |  |  | xxxx | 06/21/2022 |  |  | 1 C A |  | KS | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922615 | 28067281 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/23/2022 | 2 C B |  | KS | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922615 | 28067282 |  | Credit | Asset | Asset Documentation | Asset | Asset documentation is missing from the file and required per guidelines. |  | xxxx |  |  |  | xxxx | 06/21/2022 |  |  | 1 C A |  | KS | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922645 | 28067283 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 04/01/2022 | 2 C B |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922645 | 28067284 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922645 | 28067285 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 06/10/2022 |  |  | 1 C A |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922645 | 28067286 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922620 | 28067287 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922620 | 28067288 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.34 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/06/2022 | 2 C B |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922620 | 28067289 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 06/21/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922620 | 28067290 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx |  |  |  | xxxx | 08/11/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922620 | 28067291 |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | xxxx |  |  |  | xxxx | 05/12/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922620 | 28067292 |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | xxxx |  |  |  | xxxx | 05/12/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922620 | 28067293 |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | xxxx |  |  |  | xxxx | 05/12/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922620 | 28067294 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 05/11/2022 |  |  | 1 A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922657 | 28067295 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | xxxx |  |  |  | xxxx | 04/22/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922657 | 28067296 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Debt Service Coverage Ratio: 1.64<br> Guideline Requirement: 1.00<br>Reserves verified: 362.33%<br> Guideline Requirement: 6.00%<br>Loan to Value: 70.00000%<br> Guideline Maximum Loan to Value: 80.00000%<br>The DSCR of 1.64% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 06/28/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922657 | 28067297 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Debt Service Coverage Ratio: 1.64<br> Guideline Requirement: 1.00<br>Reserves verified: 362.33%<br> Guideline Requirement: 6.00% | SitusAMC<br>SitusAMC | xxxx |  |  | 07/15/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922657 | 28067298 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922657 | 28067300 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 06/03/2022 |  |  | 1 D A |  | GA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922634 | 28067301 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Reserves verified: 295.63 months<br> Guideline Requirement: 9.00 months<br>Guidelines Representative FICO: 680<br> Representative Average FICO: 780<br>The DSCR of 1.31% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 06/29/2022 | 2 C B |  | MS | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922634 | 28067302 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | MS | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922634 | 28067303 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Reserves verified: 295.63 months<br> Guideline Requirement: 9.00 months<br>Guidelines Representative FICO: 680<br> Representative Average FICO: 780<br>The DSCR of 1.31% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 07/20/2022 | 2 C B |  | MS | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922634 | 28067304 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 06/09/2022 |  |  | 1 C A |  | MS | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922634 | 28067305 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Assignment of Leases/Rents not provided |  | xxxx |  |  |  | xxxx | 06/09/2022 |  |  | 1 C A |  | MS | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922632 | 28067314 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922632 | 28067315 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922632 | 28067316 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 06/08/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922632 | 28067317 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/16/2022 | 1 A |  | GA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922632 | 28067318 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | 1.70 DSCR | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 07/26/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922632 | 28067319 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | xxxx |  |  |  | xxxx | 06/08/2022 |  |  | 1 D A |  | GA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922632 | 28067320 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922632 | 28067321 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/25/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922630 | 28067322 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 06/09/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922630 | 28067323 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922630 | 28067324 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/17/2022 | 1 A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922630 | 28067325 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 06/09/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922630 | 28067326 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/01/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922630 | 28067327 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title Error: Title vesting does not concur with deed |  | xxxx |  |  |  | xxxx | 06/21/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922631 | 28067306 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 06/09/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922631 | 28067307 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922631 | 28067308 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | xxxx | 06/09/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922631 | 28067309 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922631 | 28067310 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922631 | 28067311 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/25/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922631 | 28067312 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 05/18/2022 |  |  | 1 C A D |  | GA | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922631 | 28067313 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title Error: Title vesting does not concur with deed |  | xxxx |  |  |  | xxxx | 06/09/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922655 | 28067328 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/10/2022 | 1 A |  | NC | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922655 | 28067329 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 11/23/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922655 | 28067330 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 11/23/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922655 | 28067331 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 11/08/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922642 | 28067332 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | AL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922642 | 28067333 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.13 is greater than the minimum required DSCR of 1.00.<br>Guidelines Representative FICO: 680<br> Representative FICO: 762 | Aggregator<br>SitusAMC,Aggregator | xxxx |  |  | 06/18/2022 | 2 C B |  | AL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922642 | 28067334 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | xxxx | 06/07/2022 |  |  | 1 C A |  | AL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922642 | 28067335 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 06/07/2022 |  |  | 1 C A |  | AL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922642 | 28067336 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  | xxxx | 08/31/2022 |  |  | 1 C A |  | AL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922642 | 28067338 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | xxxx | 08/31/2022 |  |  | 1 C A |  | AL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922642 | 28067339 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.13 is greater than the minimum required DSCR of 1.00.<br>Guidelines Representative FICO: 680<br> Representative FICO: 762 | Aggregator<br>SitusAMC,Aggregator | xxxx |  |  | 07/26/2022 | 2 C B |  | AL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922622 | 28067340 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/06/2022 | 1 A |  | OH | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303922622 | 28067341 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ | xxxx |  |  |  | xxxx |  |  | 04/20/2022 | 2 A B |  | OH | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303922622 | 28067342 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 06/16/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303922622 | 28067343 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 760 Fico | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 07/11/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303922622 | 28067344 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | xxxx |  |  |  | xxxx | 04/20/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303922622 | 28067345 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 760 Fico | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/06/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303922622 | 28067347 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/18/2022 | 2 B |  | OH | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303922619 | 28067348 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922619 | 28067349 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922619 | 28067350 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 06/21/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922619 | 28067352 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.36 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>Aggregator | xxxx |  |  | 07/26/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922619 | 28067353 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.36 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>Aggregator | xxxx |  |  | 06/09/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922641 | 28067354 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 773 Fico | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/28/2022 | 2 C B |  | NC | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922641 | 28067356 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Incorporation not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922641 | 28067357 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Bylaws not provided |  | xxxx |  |  |  | xxxx | 06/10/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922641 | 28067358 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | xxxx |  |  |  | xxxx | 06/10/2022 |  |  | 1 D A |  | NC | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922629 | 28067359 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922629 | 28067360 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922629 | 28067361 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 06/09/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922629 | 28067362 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/01/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922629 | 28067363 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title Error: Title vesting does not concur with deed |  | xxxx |  |  |  |  | 06/09/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922617 | 28067364 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/09/2022 | 1 A |  | VA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922617 | 28067365 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922617 | 28067366 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.60 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/09/2022 | 2 C B |  | VA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922617 | 28067367 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922617 | 28067368 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 09/12/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922617 | 28067369 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.60 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 04/22/2022 | 2 C B |  | VA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922617 | 28067370 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 06/21/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922617 | 28067371 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | xxxx |  |  |  | xxxx | 05/17/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922618 | 28067373 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303922618 | 28067374 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303922618 | 28067375 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 06/21/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303922618 | 28067376 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/25/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303922663 | 28067377 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | xxxx | 06/03/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922663 | 28067378 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922663 | 28067379 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 06/03/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922663 | 28067380 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922663 | 28067381 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: 680<br> Representative Average FICO: 733<br>The DSCR of 1.41% is greater than the minimum required DSCR of 1.00%. | SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 06/28/2022 | 2 C B |  | NY | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922663 | 28067382 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | # of Properties Completed: 121<br>The DSCR of 1.41% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC | xxxx |  |  | 08/28/2022 | 2 C B |  | NY | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922663 | 28067383 |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | # of Properties Completed: 121<br>The DSCR of 1.41% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC | xxxx |  |  | 08/28/2022 | 2 B |  | NY | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922663 | 28067384 |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | # of Properties Completed: 121<br>The DSCR of 1.41% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC | xxxx |  |  | 08/28/2022 | 2 B |  | NY | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922658 | 28067385 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/08/2022 | 1 A |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922658 | 28067386 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.28 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 04/22/2022 | 2 C B |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922658 | 28067387 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922658 | 28067388 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.28 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 07/20/2022 | 2 C B |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922658 | 28067389 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 09/13/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922658 | 28067391 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.28 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 07/08/2022 | 2 C B |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922658 | 28067392 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/04/2022 | 2 B |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922658 | 28067393 |  | Property | Property - Appraisal | Appraisal Data Integrity | Property - Appraisal | Square feet on the Appraisal does not match the square feet on the BPO. |  | xxxx |  |  |  | xxxx | 07/08/2022 |  |  | 1 A |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922627 | 28067394 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922627 | 28067396 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves verified: 67.12 months<br> Guideline Requirement: 6.00 months<br>Guidelines Representative FICO: 680<br> Representative Average FICO: 743 | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/19/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922627 | 28067397 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 09/02/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922627 | 28067398 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves verified: 67.12 months<br> Guideline Requirement: 6.00 months<br>Guidelines Representative FICO: 680<br> Representative Average FICO: 743 | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 07/20/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922625 | 28067399 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/19/2022 | 1 A |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922625 | 28067400 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922625 | 28067401 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 06/08/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922625 | 28067402 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922625 | 28067403 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 06/08/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922625 | 28067405 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/18/2022 | 2 B |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922659 | 28067424 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/10/2022 | 1 A |  | GA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922659 | 28067425 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 11/08/2022 | 2 C B |  | GA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922659 | 28067426 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 11/23/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922659 | 28067427 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 11/23/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922659 | 28067428 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 11/16/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922616 | 28067410 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | LA | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303922616 | 28067411 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 06/09/2022 |  |  | 1 C A |  | LA | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303922616 | 28067413 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ | xxxx |  |  |  | xxxx |  |  | 04/20/2022 | 2 A B |  | LA | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303922616 | 28067414 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Reserves verified: 73.99 months<br> Guideline Requirement: 6.00 months<br>The DSCR of 1.21% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 06/09/2022 | 2 C B |  | LA | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303922616 | 28067415 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | LA | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303922635 | 28067416 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | xxxx |  |  |  | xxxx |  |  | 04/04/2022 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922635 | 28067417 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 06/09/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922635 | 28067418 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 06/09/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922635 | 28067419 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | xxxx | 06/09/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922635 | 28067420 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: 680<br> Representative Average FICO: 734<br>Reserves verified: 32.73 months<br> Guideline Requirement: 6.00 months<br>Loan to Value: 70.00000%<br> Guideline Maximum Loan to Value: 80.00000%<br>The DSCR of 1.37% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 06/28/2022 | 2 C B |  | CA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922635 | 28067421 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 06/09/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922635 | 28067422 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922635 | 28067423 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Loan to Value: 70.00000%<br> Guideline Maximum Loan to Value: 80.00000%<br>The DSCR of 1.37% is greater than the minimum required DSCR of 1.00%. | SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 08/23/2022 | 2 D B |  | CA | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922638 | 28067406 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/19/2022 | 1 A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922638 | 28067407 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.42 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>Aggregator | xxxx |  |  | 05/16/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922638 | 28067408 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922638 | 28067409 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922613 | 28067429 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 A B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | B A |  | N/A | No |
| 303922613 | 28067430 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | B A |  | N/A | No |
| 303922613 | 28067431 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: 680<br> Representative Average FICO: 747<br>Reserves verified: 14.70 months<br> Guideline Requirement: 6.00 months<br>The DSCR of 1.48% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 06/28/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | B A |  | N/A | No |
| 303922613 | 28067432 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 06/10/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | B A |  | N/A | No |
| 303922613 | 28067433 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | B A |  | N/A | No |
| 303922623 | 28067434 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | SC | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303922623 | 28067435 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 06/15/2022 |  |  | 1 C A |  | SC | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303922623 | 28067436 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 08/16/2022 |  |  | 1 C A |  | SC | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303922623 | 28067437 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | SC | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303922623 | 28067439 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/26/2022 | 2 C B |  | SC | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303922623 | 28067440 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 07/26/2022 |  |  | 1 C A |  | SC | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303922623 | 28067441 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 |  | xxxx |  |  |  | xxxx |  |  | 04/20/2022 | 2 A B |  | SC | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303922623 | 28067442 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the qualifying value. There are 2 or more lower level tertiary products that do not support the value.; Sec ID: 23 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 07/07/2022 |  |  | 1 A |  | SC | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303922614 | 28067443 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 04/22/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922614 | 28067444 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: 680; Representative FICO: 785<br>Reserves: 317.01; Guideline Requirement: 6.00<br>The DSCR of 1.68 is greater than the minimum required DSCR of 1.20. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator | xxxx |  |  | 05/03/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922614 | 28067445 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | xxxx | 07/22/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922614 | 28067447 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 09/28/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922614 | 28067448 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922614 | 28067449 |  | Credit | Borrower and Mortgage Eligibility | Borrower Eligibility | Borrower and Mortgage Eligibility | Borrower has been convicted of fraud/misrepresentation or felony. Borrower is ineligible. |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: 680; Representative FICO: 785<br>Loan to Value: 70.00000%; Guideline Maximum Loan to Value: 80.00000%<br>Debt Service Coverage Ratio: 1.68; Guideline Requirement: 1.00

# of Properties Completed: 20<br>Reserves: 317.01; Guideline Requirement: 6.00<br>The DSCR of 1.68 is greater than the minimum required DSCR of 1.20. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator | xxxx |  |  | 05/17/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922614 | 28067450 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 04/22/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922614 | 28067451 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship was not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: 680; Representative FICO: 785<br>Loan to Value: 70.00000%; Guideline Maximum Loan to Value: 80.00000%<br>Debt Service Coverage Ratio: 1.68; Guideline Requirement: 1.00

# of Properties Completed: 20<br>Reserves: 317.01; Guideline Requirement: 6.00<br>The DSCR of 1.68 is greater than the minimum required DSCR of 1.20. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator | xxxx |  |  | 06/02/2022 | 2 B |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922614 | 28067452 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: 680; Representative FICO: 785<br>Loan to Value: 70.00000%; Guideline Maximum Loan to Value: 80.00000%<br>Debt Service Coverage Ratio: 1.68; Guideline Requirement: 1.00

# of Properties Completed: 20<br>Reserves: 317.01; Guideline Requirement: 6.00<br>The DSCR of 1.68 is greater than the minimum required DSCR of 1.20. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator | xxxx |  |  | 06/02/2022 | 2 D B |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922614 | 28067453 |  | Credit | Credit | Credit Documentation | Credit | Background check is missing. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: 680; Representative FICO: 785<br>Loan to Value: 70.00000%; Guideline Maximum Loan to Value: 80.00000%<br>Debt Service Coverage Ratio: 1.68; Guideline Requirement: 1.00

# of Properties Completed: 20<br>Reserves: 317.01; Guideline Requirement: 6.00<br>The DSCR of 1.68 is greater than the minimum required DSCR of 1.20. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator | xxxx |  |  | 06/02/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922402 | 28067457 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | LTV 60% less than GL requirement of 70%. | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 04/12/2022 | 2 C B |  | TN | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922402 | 28067458 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | xxxx |  |  |  | xxxx | 09/20/2022 |  |  | 1 D A |  | TN | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922402 | 28067459 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | LTV 60% less than GL requirement of 70%. | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 04/12/2022 | 2 C B |  | TN | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922405 | 28067455 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | FICO score >= 720 per buyer comp factor requirement.<br>The DSCR of 1.32 is greater than the minimum required DSCR of 1.00. | SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 04/12/2022 | 2 C B |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922395 | 28067460 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/15/2022 |  |  | 1 C A |  | TN | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922397 | 28067463 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 757 Fico | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/15/2022 | 2 B |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922397 | 28067464 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 757 Fico | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 09/19/2022 | 2 C B |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922393 | 28067467 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 09/20/2022 |  |  | 1 D A |  | VA | Investment | Refinance - Rate/Term | D C B |  | D |  | N/A | No |
| 303922393 | 28067468 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Number of units discrepancy. | Appraisal number of units of ___ does not match Guideline number of units of ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower's Experience/Track Record<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Borrower reserves are >=18 months.<br>Borrower's Experience/Track Record. The borrower has: "2" Years of Experience.<br>The DSCR of 1.77 is greater than the minimum required DSCR of 1.20. | SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC | xxxx |  |  | 04/12/2022 | 2 C B |  | VA | Investment | Refinance - Rate/Term | D C B |  | D |  | N/A | No |
| 303922393 | 28067469 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower's Experience/Track Record<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Borrower reserves are >=18 months.<br>Borrower's Experience/Track Record. The borrower has: "2" Years of Experience.<br>The DSCR of 1.77 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC<br>SitusAMC | xxxx |  |  | 10/03/2022 | 2 C B |  | VA | Investment | Refinance - Rate/Term | D C B |  | D |  | N/A | No |
| 303922393 | 28067470 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/18/2022 | 2 B |  | VA | Investment | Refinance - Rate/Term | D C B |  | D |  | N/A | No |
| 303922393 | 28067471 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Supporting secondary BPO was provided.; Sec ID: 5 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx |  |  | 10/04/2022 | 2 A D |  | VA | Investment | Refinance - Rate/Term | D C B |  | D |  | N/A | No |
| 303922389 | 28067472 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | xxxx |  |  |  | xxxx | 04/20/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922389 | 28067473 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 755 Fico | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/15/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922389 | 28067475 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 08/30/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922389 | 28067476 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 755 Fico | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/15/2022 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922388 | 28067477 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/22/2022 | 1 A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922388 | 28067478 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | FICO score >= 720 per buyer GL requirement.<br>The DSCR of 1.90 is greater than the minimum required DSCR of 1.00. | SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 04/12/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922388 | 28067479 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/15/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922388 | 28067480 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | FICO score >= 720 per buyer GL requirement.<br>The DSCR of 1.90 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 09/15/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922388 | 28067481 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | FICO score >= 720 per buyer GL requirement.<br>The DSCR of 1.90 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 08/22/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922388 | 28067482 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 05/02/2022 |  |  | 1 A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922377 | 28067483 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/16/2022 | 1 A |  | MO | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922377 | 28067484 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 09/08/2022 | 2 C B |  | MO | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922377 | 28067485 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/17/2022 | 2 C B |  | MO | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922378 | 28067486 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/16/2022 | 1 A |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922378 | 28067487 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 09/08/2022 | 2 C B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922378 | 28067488 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/17/2022 | 2 C B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922380 | 28067489 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/20/2022 | 1 A |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922380 | 28067490 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/22/2022 | 2 C B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922380 | 28067491 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 05/20/2022 |  |  | 1 A |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922381 | 28067492 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | xxxx | 08/19/2022 |  |  | 1 C A |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922381 | 28067493 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | xxxx | 08/23/2022 |  |  | 1 C A |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922381 | 28067494 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 08/19/2022 |  |  | 1 C A D |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922381 | 28067495 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Client elected to Waive. Comp Factors provided. | SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 08/18/2022 | 2 C B |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922381 | 28067496 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/15/2022 | 1 A |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922381 | 28067497 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Client elected to Waive. Comp Factors provided. | SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 09/08/2022 | 2 C B |  | MO | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922382 | 28067498 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | xxxx | 09/20/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Rate/Term | D B C |  | D A |  | N/A | No |
| 303922382 | 28067500 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 2.42 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 04/12/2022 | 2 C B |  | FL | Investment | Refinance - Rate/Term | D B C |  | D A |  | N/A | No |
| 303922382 | 28067501 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  |  |  |  |  | xxxx | 04/12/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Rate/Term | D B C |  | D A |  | N/A | No |
| 303922382 | 28067502 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 2.42 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 04/12/2022 | 2 C B |  | FL | Investment | Refinance - Rate/Term | D B C |  | D A |  | N/A | No |
| 303922379 | 28067504 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | xxxx | 08/18/2022 |  |  | 1 C A |  | MO | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922379 | 28067505 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 08/23/2022 |  |  | 1 C A D |  | MO | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922379 | 28067506 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/15/2022 | 1 A |  | MO | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922379 | 28067507 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Client elected to Waive. Comp Factors provided. | SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 09/08/2022 | 2 C B |  | MO | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922379 | 28067508 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Client elected to Waive. Comp Factors provided. | SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 08/18/2022 | 2 C B |  | MO | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922371 | 28067509 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 09/29/2022 |  |  | 1 C A |  | MA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922371 | 28067510 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | xxxx |  |  |  | xxxx | 09/29/2022 |  |  | 1 C A |  | MA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922371 | 28067512 |  | Credit | Credit | Credit Eligibility | Credit | Active Tradeline requirement not met. |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.39 is greater than the minimum required DSCR of 1.20.<br>FICO score greater than 720. | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 04/12/2022 | 2 C B |  | MA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922371 | 28067513 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx |  |  |  | xxxx | 09/29/2022 |  |  | 1 C A |  | MA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922374 | 28067514 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Credit | Guideline Requirement: Maximum Loan Amount discrepancy. | Note loan amount of ___ is greater than Guideline maximum loan amount of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Reserves >=18 months. | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 04/18/2022 | 2 C B |  | AZ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922374 | 28067515 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  | Borrower's Experience/Track Record<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Borrower's Experience/Track Record. The borrower has: "2" Years of Experience. | Aggregator<br>SitusAMC | xxxx |  |  | 04/18/2022 | 2 C B |  | AZ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922374 | 28067518 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Reserves >=18 months. | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 07/27/2022 | 2 C B |  | AZ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922374 | 28067519 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 09/01/2022 |  |  | 1 C A |  | AZ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922374 | 28067520 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Reserves >=18 months. | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 07/21/2022 | 2 B |  | AZ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922368 | 28067521 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | xxxx |  |  |  | xxxx | 10/05/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922368 | 28067522 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/16/2022 | 1 A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922368 | 28067523 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/17/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922368 | 28067524 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/16/2022 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922368 | 28067525 |  | Credit | Missing Document | General | Missing Document | Missing Document: Source of Funds/Deposit not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 12/13/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922360 | 28067526 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  |  |  |  |  | xxxx | 04/13/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922360 | 28067527 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/21/2022 | 1 A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922360 | 28067528 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 47 months reserves | SitusAMC,Aggregator | xxxx |  |  | 07/08/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922360 | 28067529 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 47 months reserves | SitusAMC,Aggregator | xxxx |  |  | 05/20/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922364 | 28067531 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.22 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 05/02/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922364 | 28067532 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  | xxxx |  |  |  | xxxx | 04/13/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922364 | 28067533 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | xxxx |  |  |  | xxxx | 03/16/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922364 | 28067534 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | xxxx | 10/19/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922364 | 28067535 |  | Credit | Guideline | Guideline Issue | Guideline | Original Sales Price was not provided and the valuation reflects a transfer within the last 3 years. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.22 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 05/02/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922358 | 28067536 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | xxxx |  |  |  | xxxx | 07/12/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922358 | 28067538 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Debt Service Coverage Ratio: 1.51; Guideline Requirement: 1.00<br>Reserves: 66.68; Guideline Requirement: 6.00 | SitusAMC<br>SitusAMC | xxxx |  |  | 04/01/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922358 | 28067539 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | xxxx | 10/19/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922352 | 28067541 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | xxxx |  |  |  | xxxx | 03/30/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922096 | 28067542 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Reserves greater than 18 months. | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 07/28/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922096 | 28067543 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  | xxxx | 05/04/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922096 | 28067544 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | xxxx |  |  |  | xxxx | 05/04/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922096 | 28067546 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 05/04/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922349 | 28067547 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 03/25/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922098 | 28067551 |  | Credit | Borrower and Mortgage Eligibility | Borrower Eligibility | Borrower and Mortgage Eligibility | Borrower has been convicted of fraud/misrepresentation or felony. Borrower is ineligible. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/26/2022 | 2 C B |  | FL | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922098 | 28067552 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.29 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/27/2022 | 2 C B |  | FL | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922345 | 28067555 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | xxxx |  |  |  | xxxx | 04/04/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922345 | 28067557 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Birth Date was not provided |  | xxxx |  |  |  | xxxx | 04/05/2022 |  |  | 1 B A |  | MD | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922093 | 28067553 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.40 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/15/2022 | 2 C B |  | MD | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922351 | 28067558 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  |  |  |  |  | xxxx | 03/25/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922351 | 28067559 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  |  |  |  |  | xxxx | 03/25/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922351 | 28067560 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | xxxx | 06/23/2022 |  |  | 1 D A |  | MD | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922351 | 28067561 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 06/23/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922351 | 28067563 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | 1.75 DSCR | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/16/2022 | 2 C B |  | MD | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922351 | 28067564 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | 1.75 DSCR | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 07/22/2022 | 2 B |  | MD | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922094 | 28067565 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | 2.24 DSCR | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/20/2022 | 2 C B |  | MD | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922094 | 28067566 |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | xxxx |  |  |  | xxxx | 07/22/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921995 | 28067570 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | xxxx |  |  |  | xxxx |  |  | 05/03/2022 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921995 | 28067571 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 2.19 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 05/03/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921995 | 28067572 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/18/2022 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921999 | 28067573 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/09/2022 | 1 A |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921999 | 28067574 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.35 is greater than the minimum required DSCR of 1.20.<br>Guidelines Representative FICO: 680; Representative FICO: 759 | Aggregator<br>SitusAMC | xxxx |  |  | 07/07/2022 | 2 C B |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921999 | 28067575 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.35 is greater than the minimum required DSCR of 1.20.<br>Guidelines Representative FICO: 680; Representative FICO: 759<br>Reserves: 39.09; Guideline Requirement: 6.00 | Aggregator<br>SitusAMC<br>SitusAMC | xxxx |  |  | 06/09/2022 | 2 C B |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921999 | 28067576 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/30/2022 |  |  | 1 C A |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921999 | 28067577 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Credit Report is more than 120 days prior to the note date. |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.35 is greater than the minimum required DSCR of 1.20.<br>Guidelines Representative FICO: 680; Representative FICO: 759<br>Reserves: 39.09; Guideline Requirement: 6.00 | Aggregator<br>SitusAMC<br>SitusAMC | xxxx |  |  | 06/09/2022 | 2 C B |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921999 | 28067578 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Guidelines Representative FICO: 680; Representative FICO: 759<br>Reserves: 39.09; Guideline Requirement: 6.00 | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 04/01/2022 | 2 C B |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921996 | 28067580 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 08/17/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303921996 | 28067581 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | xxxx |  |  |  | xxxx |  |  | 04/04/2022 | 2 B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303921996 | 28067582 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ | xxxx |  |  |  | xxxx |  |  | 04/20/2022 | 2 A B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303921974 | 28067583 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/27/2022 | 1 A |  | GA | Investment | Refinance - Cash-out - Other | A B |  | A |  | N/A | No |
| 303921974 | 28067585 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 09/28/2022 | 2 B |  | GA | Investment | Refinance - Cash-out - Other | A B |  | A |  | N/A | No |
| 303921974 | 28067586 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 07/27/2022 | 2 B |  | GA | Investment | Refinance - Cash-out - Other | A B |  | A |  | N/A | No |
| 303921973 | 28067587 |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | xxxx |  |  |  | xxxx | 05/18/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921973 | 28067589 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/04/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921973 | 28067590 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. |  |  |  |  |  | xxxx | 05/18/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921973 | 28067591 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 06/23/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921973 | 28067592 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/04/2022 | 2 B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921997 | 28067595 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Guidelines Representative FICO: 680; Representative FICO: 770<br>Loan to Value: 70.00000%; Guideline Maximum Loan to Value: 80.00000%<br>Debt Service Coverage Ratio: 1.55; Guideline Requirement: 1.00 | SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC | xxxx |  |  | 05/16/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921997 | 28067596 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/18/2022 | 2 B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921997 | 28067597 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ |  |  |  |  | xxxx |  |  | 04/05/2022 | 2 B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921981 | 28067598 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/16/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303921981 | 28067599 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 05/03/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922005 | 28067600 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.71 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/09/2022 | 2 C B |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922005 | 28067601 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.71 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/09/2022 | 2 C B |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921992 | 28067603 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 03/25/2022 |  |  | 1 C A D |  | NC | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921992 | 28067605 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/18/2022 | 2 B |  | NC | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303923190 | 28067606 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.21 is greater than the minimum required DSCR of 1.20.<br>Reserves exceeds 18 month comp factor. | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/10/2022 | 2 C B |  | CO | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303923190 | 28067607 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.21 is greater than the minimum required DSCR of 1.20.<br>Reserves exceeds 18 month comp factor. | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 04/22/2022 | 2 C B |  | CO | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303923190 | 28067608 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/10/2022 | 1 A |  | CO | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303923190 | 28067609 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.21 is greater than the minimum required DSCR of 1.20.<br>Reserves exceeds 18 month comp factor. | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/10/2022 | 2 C B |  | CO | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921990 | 28067612 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ |  |  |  |  | xxxx |  |  | 04/04/2022 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| 303921998 | 28067610 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/13/2022 | 1 A |  | FL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303921998 | 28067611 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx |  |  |  | xxxx | 06/13/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303921967 | 28067614 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 11/08/2022 | 2 C B |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921967 | 28067615 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/16/2022 | 1 A |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921967 | 28067616 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Credit Report is more than 120 days prior to the note date. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 11/08/2022 | 2 C B |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921967 | 28067617 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 11/08/2022 | 2 C B |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921970 | 28067619 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points. | 776 Fico | SitusAMC,Aggregator | xxxx |  |  | 05/20/2022 | 2 C B |  | MD | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921970 | 28067620 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 06/22/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921970 | 28067621 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 776 Fico | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 07/28/2022 | 2 C B |  | MD | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921970 | 28067622 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 776 Fico | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 07/22/2022 | 2 C B |  | MD | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921972 | 28067623 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 06/09/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921972 | 28067624 |  | Credit | Credit | Credit Documentation | Credit | Background check is missing. |  | xxxx |  |  |  | xxxx | 05/18/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921972 | 28067625 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/09/2022 | 1 A |  | PA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921972 | 28067626 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/18/2022 | 2 B |  | PA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921969 | 28067628 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/14/2022 | 2 C B |  | TX | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921969 | 28067629 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 05/18/2022 |  |  | 1 C A |  | TX | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921969 | 28067630 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 08/29/2022 |  |  | 1 C A |  | TX | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921969 | 28067631 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 05/18/2022 |  |  | 1 C A |  | TX | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921969 | 28067632 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/18/2022 | 2 B |  | TX | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921962 | 28067633 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/06/2022 | 1 A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921962 | 28067634 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.20 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/06/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921962 | 28067635 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 05/19/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921986 | 28067637 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/19/2022 | 2 C B |  | AR | Investment | Refinance - Cash-out - Other | C B |  | A B |  | N/A | No |
| 303921986 | 28067638 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 09/09/2022 | 2 C B |  | AR | Investment | Refinance - Cash-out - Other | C B |  | A B |  | N/A | No |
| 303921986 | 28067640 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation was a BPO and does not support the value used to qualify. AVM supports value.; Sec ID: 8 |  |  |  |  |  | xxxx | 09/23/2022 |  |  | 1 A |  | AR | Investment | Refinance - Cash-out - Other | C B |  | A B |  | N/A | No |
| 303921986 | 28067641 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx |  |  | 09/23/2022 | 2 A B |  | AR | Investment | Refinance - Cash-out - Other | C B |  | A B |  | N/A | No |
| 303921989 | 28067642 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/06/2022 | 1 A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303921989 | 28067643 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx |  |  |  | xxxx | 06/06/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303921989 | 28067644 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 06/21/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303921975 | 28067646 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.73 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 05/09/2022 | 2 C B |  | VA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921975 | 28067647 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 06/19/2022 | 2 C B |  | VA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921975 | 28067648 |  | Credit | Borrower and Mortgage Eligibility | Borrower Eligibility | Borrower and Mortgage Eligibility | Borrower has been convicted of fraud/misrepresentation or felony. Borrower is ineligible. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.73 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 09/28/2022 | 2 C B |  | VA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922001 | 28067649 |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/31/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922001 | 28067650 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 09/28/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922001 | 28067652 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | xxxx |  |  |  | xxxx |  |  | 04/04/2022 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922001 | 28067653 |  | Credit | Borrower and Mortgage Eligibility | Credit Eligibility | Borrower and Mortgage Eligibility | Non-permanent Resident Aliens or Foreign Nationals are considered on a case by case basis. Confirm residency requirements with Investor Guidelines. |  |  |  |  |  | xxxx |  |  | 07/14/2022 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921993 | 28067654 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Reserves: 23.81; Guideline Requirement: 9.00 | SitusAMC | xxxx |  |  | 08/19/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921993 | 28067656 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Reserves: 23.81; Guideline Requirement: 9.00 | SitusAMC | xxxx |  |  | 04/01/2022 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921979 | 28067657 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 06/29/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921979 | 28067658 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/06/2022 | 1 A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921979 | 28067660 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.24 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/06/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921979 | 28067661 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/04/2022 | 2 B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921978 | 28067662 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 06/21/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921978 | 28067664 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 06/21/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921978 | 28067665 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/18/2022 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921976 | 28067667 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 753 Fico | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/19/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921976 | 28067668 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/04/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921976 | 28067669 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 08/22/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921976 | 28067670 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/04/2022 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921976 | 28067671 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 753 Fico | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/19/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921980 | 28067674 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/01/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303921980 | 28067675 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 05/20/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303921971 | 28067676 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | 1.92 DSCR | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 07/18/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921971 | 28067678 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | 1.92 DSCR | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/19/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921971 | 28067679 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | 1.92 DSCR | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/19/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921971 | 28067680 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 05/19/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921977 | 28067681 |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | FICO > 720 | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 07/15/2022 | 2 C B |  | TN | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921977 | 28067683 |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | FICO > 720 | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 08/17/2022 | 2 C B |  | TN | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921977 | 28067684 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | FICO > 720 | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 08/19/2022 | 2 C B |  | TN | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921977 | 28067685 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | FICO > 720 | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/29/2022 | 2 C B |  | TN | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921977 | 28067686 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 05/11/2022 |  |  | 1 A |  | TN | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922007 | 28067688 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  | xxxx | 06/08/2022 |  |  | 1 D A |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922007 | 28067689 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/17/2022 | 2 C B |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922007 | 28067690 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Credit Report is more than 120 days prior to the note date. |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/13/2022 | 2 B |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922008 | 28067691 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | xxxx |  |  |  | xxxx | 06/08/2022 |  |  | 1 D A |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922008 | 28067692 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 06/08/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922008 | 28067693 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. |  | xxxx |  |  |  | xxxx | 06/08/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922008 | 28067694 |  | Credit | Guideline | Guideline Issue | Guideline | The file does not contain evidence of the Original Sales Price. |  | xxxx |  |  |  | xxxx | 04/05/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922008 | 28067696 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/13/2022 | 2 B |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922006 | 28067697 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | xxxx |  |  |  | xxxx | 06/08/2022 |  |  | 1 D A |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922006 | 28067698 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  |  |  |  |  | xxxx | 06/08/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922006 | 28067699 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/10/2022 | 1 A |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922006 | 28067700 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. |  | xxxx |  |  |  | xxxx | 06/08/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922006 | 28067701 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.36 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/10/2022 | 2 C B |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303922006 | 28067703 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Credit Report is more than 120 days prior to the note date. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.36 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/10/2022 | 2 B |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303921955 | 28067704 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/09/2022 | 1 A |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921955 | 28067705 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.89 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/09/2022 | 2 C B |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921955 | 28067706 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.89 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/09/2022 | 2 C B |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921953 | 28067708 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/09/2022 | 1 A |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921953 | 28067709 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 06/09/2022 | 2 C B |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921953 | 28067710 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/27/2022 | 2 C B |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921952 | 28067717 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.91 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/06/2022 | 2 C B |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921952 | 28067718 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/06/2022 | 1 A |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921952 | 28067719 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.91 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/06/2022 | 2 C B |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921952 | 28067720 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 06/21/2022 | 2 C B |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921950 | 28067713 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.50 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/09/2022 | 2 C B |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921950 | 28067714 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.50 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/09/2022 | 2 C B |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921950 | 28067715 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.50 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/09/2022 | 2 C B |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921950 | 28067716 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/09/2022 | 1 A |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921951 | 28067711 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/15/2022 | 1 A |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921951 | 28067712 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower has owned the subject property for at least 5 years. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/15/2022 | 2 C B |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921949 | 28067722 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/04/2022 |  |  | 1 C A |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921949 | 28067723 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | 1.52 DSCR | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/21/2022 | 2 C B |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921949 | 28067724 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | 1.52 DSCR | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/21/2022 | 2 C B |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921949 | 28067725 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/04/2022 | 2 B |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921948 | 28067726 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.37 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>Aggregator | xxxx |  |  | 06/06/2022 | 2 C B |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921948 | 28067727 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/06/2022 | 1 A |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921948 | 28067728 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 03/25/2022 |  |  | 1 C A |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921947 | 28067730 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | xxxx |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921947 | 28067731 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Credit Report is more than 120 days prior to the note date. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.90 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 05/06/2022 | 2 C B |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921946 | 28067732 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921946 | 28067733 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.93 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 05/06/2022 | 2 C B |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921945 | 28067735 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 05/06/2022 | 2 C B |  | TN | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921945 | 28067737 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | xxxx |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | TN | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921944 | 28067739 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | xxxx |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921944 | 28067740 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Credit Report is more than 120 days prior to the note date. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.67 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 05/06/2022 | 2 C B |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921943 | 28067743 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Credit Report is more than 120 days prior to the note date. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.82 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 05/06/2022 | 2 C B |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921943 | 28067744 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | xxxx |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921941 | 28067746 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | 1.77 DSCR | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/21/2022 | 2 C B |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921941 | 28067747 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | 1.77 DSCR | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/21/2022 | 2 C B |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921940 | 28067749 |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Subject is a refinance and property is listed for sale. |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 750 Fico | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/21/2022 | 2 C B |  | TN | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921940 | 28067750 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | xxxx |  |  |  | xxxx | 04/06/2022 |  |  | 1 C A |  | TN | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921940 | 28067751 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Credit Report is more than 120 days prior to the note date. |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 750 Fico | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/21/2022 | 2 C B |  | TN | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922003 | 28067752 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ | xxxx |  |  |  | xxxx |  |  | 04/20/2022 | 2 A B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303922003 | 28067754 |  | Credit | Guideline | Guideline Issue | Guideline | Note has a Prepayment Penalty provision, which is not allowable per guidelines. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Guidelines Representative FICO: 680; Representative FICO: 790<br>Loan to Value: 70.00000%; Guideline Maximum Loan to Value: 80.00000%

# of Properties Completed: 51<br>Reserves: 147.04; Guideline Requirement: 6.00 | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 04/01/2022 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303922003 | 28067755 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/01/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303922003 | 28067756 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Guidelines Representative FICO: 680; Representative FICO: 790<br>Loan to Value: 70.00000%; Guideline Maximum Loan to Value: 80.00000%<br>Reserves: 147.04; Guideline Requirement: 6.00 | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 06/19/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303922003 | 28067757 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Guidelines Representative FICO: 680; Representative FICO: 790<br>Loan to Value: 70.00000%; Guideline Maximum Loan to Value: 80.00000%

# of Properties Completed: 51<br>Reserves: 147.04; Guideline Requirement: 6.00 | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 06/06/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | B |  | N/A | No |
| 303921963 | 28067758 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 11/08/2022 | 2 C B |  | DC | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303921963 | 28067759 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/11/2022 | 1 A |  | DC | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303921963 | 28067760 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | xxxx |  |  | 08/11/2022 | 2 B |  | DC | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303921963 | 28067761 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/11/2022 | 2 B |  | DC | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303921963 | 28067762 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 11/08/2022 | 2 C B |  | DC | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303921963 | 28067763 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | xxxx |  |  |  | xxxx | 11/10/2022 |  |  | 1 D A |  | DC | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303921987 | 28067765 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.41 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/19/2022 | 2 C B |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921964 | 28067768 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 766 Fico | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 05/20/2022 | 2 C B |  | IN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921964 | 28067769 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 766 Fico | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/22/2022 | 2 C B |  | IN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921964 | 28067770 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 05/20/2022 |  |  | 1 C A |  | IN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921957 | 28067771 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 07/05/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921957 | 28067773 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/06/2022 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921957 | 28067774 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 06/29/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921957 | 28067775 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 05/02/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921957 | 28067776 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 06/29/2022 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921957 | 28067777 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | xxxx |  |  |  | xxxx | 06/10/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921968 | 28067778 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/09/2022 | 1 A |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921968 | 28067779 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | xxxx |  |  |  | xxxx | 05/20/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921968 | 28067780 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 05/20/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921968 | 28067781 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Credit Report is more than 120 days prior to the note date. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Reserves greater than 18 months | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/20/2022 | 2 C B |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921968 | 28067782 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Reserves greater than 18 months | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/20/2022 | 2 C B |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921961 | 28067783 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | xxxx |  |  |  | xxxx | 09/19/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Rate/Term | D A |  | A |  | N/A | No |
| 303921961 | 28067784 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx |  |  |  | xxxx | 07/22/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Rate/Term | D A |  | A |  | N/A | No |
| 303921961 | 28067785 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  | xxxx |  |  |  | xxxx | 09/19/2022 |  |  | 1 D A |  | MD | Investment | Refinance - Rate/Term | D A |  | A |  | N/A | No |
| 303921959 | 28067787 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/10/2022 | 1 A |  | MS | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921959 | 28067788 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 09/19/2022 |  |  | 1 C A |  | MS | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921959 | 28067789 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | xxxx |  |  |  | xxxx |  |  | 06/30/2022 | 2 B |  | MS | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921984 | 28067790 |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | xxxx |  |  |  | xxxx | 04/25/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921984 | 28067792 |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | xxxx |  |  |  | xxxx | 05/16/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921984 | 28067793 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Loan to Value: 69.00%<br> Guideline Maximum Loan to Value: 80.00%<br>Reserves verified: 41.12 months<br> Guideline Requirement: 6.00 months<br>Guidelines Representative FICO: 680<br> Representative Average FICO: 742<br>The DSCR of 1.39% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator<br>SitusAMC | xxxx |  |  | 05/16/2022 | 2 B |  | MD | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921960 | 28067795 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/05/2022 | 2 B |  | TX | Investment | Purchase | B |  | A |  | N/A | No |
| 303921938 | 28067797 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: 680; Representative FICO: 721<br>Debt Service Coverage Ratio: 1.59; Guideline Requirement: 1.00<br>Reserves: 151.54; Guideline Requirement: 9.00<br>The DSCR of 1.59 is greater than the minimum required DSCR of 1.20. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>SitusAMC<br>Aggregator,SitusAMC<br>Aggregator | xxxx |  |  | 05/17/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921982 | 28067802 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/05/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303921982 | 28067803 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 05/03/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922002 | 28067800 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 04/04/2022 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| 303921939 | 28067804 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 721 Fico | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 08/19/2022 | 2 C B |  | OH | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921939 | 28067806 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 721 Fico | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/20/2022 | 2 C B |  | OH | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921939 | 28067807 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 05/02/2022 |  |  | 1 A |  | OH | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921936 | 28067808 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.52 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/18/2022 | 2 C B |  | AL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921936 | 28067809 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.52 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>Aggregator | xxxx |  |  | 07/07/2022 | 2 C B |  | AL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921936 | 28067810 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 08/18/2022 |  |  | 1 C A |  | AL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921966 | 28067813 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/07/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921966 | 28067814 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.45 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/19/2022 | 2 C B |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921966 | 28067815 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/07/2022 | 2 B |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921966 | 28067816 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.45 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/19/2022 | 2 C B |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921966 | 28067817 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.45 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 08/17/2022 | 2 C B |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921958 | 28067818 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/04/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921958 | 28067819 |  | Credit | Credit | Credit Documentation | Credit | A credit report was not pulled for all members of the borrowing entity as required by guidelines. |  | xxxx |  |  |  | xxxx | 06/08/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921958 | 28067820 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/27/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921958 | 28067822 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 06/08/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921958 | 28067823 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/04/2022 | 2 B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921956 | 28067824 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.33 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 08/19/2022 | 2 C B |  | NC | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921956 | 28067826 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/04/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921956 | 28067827 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/04/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921956 | 28067828 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/04/2022 | 2 B |  | NC | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921956 | 28067829 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/04/2022 | 2 B |  | NC | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921956 | 28067830 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.33 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/20/2022 | 2 C B |  | NC | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921909 | 28067834 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/10/2022 | 2 C B |  | MO | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921909 | 28067835 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx |  |  |  | xxxx | 09/12/2022 |  |  | 1 C A |  | MO | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921897 | 28067832 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/22/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303921902 | 28067836 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | xxxx |  |  |  | xxxx |  |  | 06/23/2022 | 2 B |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921902 | 28067837 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/23/2022 | 1 A |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921902 | 28067838 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | xxxx | 07/22/2022 |  |  | 1 C A |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921901 | 28067840 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC | xxxx |  |  | 12/16/2022 | 2 C B |  | MD | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921900 | 28067841 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx |  |  |  | xxxx | 06/27/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921900 | 28067842 |  | Credit | Guideline | Guideline Issue | Guideline | The Guarantor's Percent of Business Ownership does not meet guideline requirements. | - % of Business Ownership: ___ | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 07/27/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921900 | 28067843 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/27/2022 | 1 A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921898 | 28067851 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/16/2022 | 1 A |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303921898 | 28067852 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  |  |  |  |  | xxxx | 09/09/2022 |  |  | 1 D A |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303921898 | 28067853 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | xxxx |  |  |  | xxxx | 09/09/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303921898 | 28067854 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 10/11/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303921898 | 28067855 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | xxxx |  |  |  | xxxx | 09/09/2022 |  |  | 1 D A |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303921898 | 28067856 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Borrower's Experience/Track Record<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower's Experience/Track Record. The borrower has: "2" Years of Experience. Currently holds "1" Property and has Completed "5" Properties. | SitusAMC<br>SitusAMC | xxxx |  |  | 08/16/2022 | 2 B |  | TX | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303921894 | 28067848 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Flood Certificate Error: Certificate Number was not provided. |  |  |  |  |  | xxxx | 03/29/2022 |  |  | 1 B A |  | GA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921894 | 28067849 |  | Credit | Asset | Asset Documentation | Asset | Guideline Issue:Insufficient asset documentation. |  | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 12/13/2022 | 2 C B |  | GA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921894 | 28067850 |  | Credit | Credit | Public Records | Credit | Public Records/Collections/Charge Off does not meet guidelines. |  | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/02/2022 | 2 C B |  | GA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921896 | 28067844 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  |  |  |  |  | xxxx | 06/28/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303921896 | 28067845 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | xxxx |  |  |  | xxxx | 04/05/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303921896 | 28067847 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal is missing.; Sec ID: 1 |  |  |  |  |  | xxxx | 06/28/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303921893 | 28067858 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx |  |  |  | xxxx | 04/11/2022 |  |  | 1 C A |  | SC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921893 | 28067859 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.20 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC | xxxx |  |  | 08/15/2022 | 2 C B |  | SC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921899 | 28067860 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | xxxx |  |  |  | xxxx |  |  | 07/12/2022 | 2 B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921899 | 28067861 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 02/08/2023 | 1 A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921899 | 28067862 |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator | xxxx |  |  | 07/22/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921899 | 28067863 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower has owned the subject property for at least 5 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator | xxxx |  |  | 01/18/2023 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921899 | 28067864 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | xxxx | 02/08/2023 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922041 | 28067865 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | xxxx | 07/07/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922041 | 28067866 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  | xxxx |  |  |  | xxxx | 07/07/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922041 | 28067867 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | xxxx |  |  |  | xxxx |  |  | 06/16/2022 | 2 B |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922041 | 28067868 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  |  |  |  |  | xxxx | 04/04/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922041 | 28067869 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Title Preliminary not provided |  | xxxx |  |  |  | xxxx | 10/31/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922041 | 28067870 |  | Credit | Loan Package Documentation | Closing / Title | Title | Final Title Policy is missing. No evidence of title was found in file. |  |  |  |  |  | xxxx |  |  | 04/14/2022 | 1 B |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922041 | 28067871 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 07/13/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922029 | 28067872 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/19/2022 | 1 A |  | NY | Investment | Purchase | B |  | A |  | N/A | No |
| 303922029 | 28067873 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/19/2022 | 2 B |  | NY | Investment | Purchase | B |  | A |  | N/A | No |
| 303922027 | 28067874 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 01/12/2023 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922025 | 28067877 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | Borrower's Experience/Track Record<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The borrower has at least two years experience in managing properties. | SitusAMC,Originator,Aggregator<br>SitusAMC | xxxx |  |  | 08/17/2022 | 2 C B |  | TX | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922025 | 28067878 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. | xxxx | Borrower's Experience/Track Record<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The borrower has at least two years experience in managing properties. | SitusAMC,Originator,Aggregator<br>SitusAMC | xxxx |  |  | 08/17/2022 | 2 C B |  | TX | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922022 | 28067879 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/16/2022 | 1 A |  | MO | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922022 | 28067880 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 09/08/2022 | 2 C B |  | MO | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922031 | 28067881 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  | xxxx |  |  |  | xxxx | 07/07/2022 |  |  | 1 D A |  | NY | Investment | Purchase | D A |  | A |  | N/A | No |
| 303922031 | 28067882 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | xxxx | 08/17/2022 |  |  | 1 C A |  | NY | Investment | Purchase | D A |  | A |  | N/A | No |
| 303922031 | 28067883 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | xxxx | 07/07/2022 |  |  | 1 C A |  | NY | Investment | Purchase | D A |  | A |  | N/A | No |
| 303922031 | 28067884 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  |  |  |  |  | xxxx | 07/07/2022 |  |  | 1 D A |  | NY | Investment | Purchase | D A |  | A |  | N/A | No |
| 303922031 | 28067885 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Final Loan Agreement not provided |  |  |  |  |  | xxxx | 07/07/2022 |  |  | 1 C A |  | NY | Investment | Purchase | D A |  | A |  | N/A | No |
| 303922021 | 28067887 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | xxxx | 10/11/2022 |  |  | 1 C A |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922021 | 28067889 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 09/08/2022 | 2 C B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922020 | 28067890 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/16/2022 | 1 A |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922020 | 28067891 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | xxxx | 10/11/2022 |  |  | 1 C A |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922020 | 28067892 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 09/08/2022 | 2 C B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922019 | 28067893 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | xxxx | 10/11/2022 |  |  | 1 C A |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922019 | 28067894 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/16/2022 | 1 A |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922019 | 28067895 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 09/08/2022 | 2 C B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922017 | 28067896 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/16/2022 | 2 B |  | MD | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922017 | 28067897 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | xxxx | 01/11/2023 |  |  | 1 C A |  | MD | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922017 | 28067898 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 09/08/2022 | 2 C B |  | MD | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921915 | 28067899 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/17/2022 | 1 A |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921915 | 28067900 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC | xxxx |  |  | 12/15/2022 | 2 C B |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921915 | 28067901 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | Borrower's Experience/Track Record<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The borrower has over two years experience managing properties. | SitusAMC,Originator,Aggregator<br>SitusAMC | xxxx |  |  | 12/29/2022 | 2 C B |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921924 | 28067911 |  | Credit | Credit | Credit Documentation | Credit | Background check is missing. |  | xxxx | Borrower's Experience/Track Record<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower's Experience/Track Record. The borrower has: "2" Years of Experience. | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 12/13/2022 | 2 C B |  | NC | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921924 | 28067912 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's Experience/Track Record<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower's Experience/Track Record. The borrower has: "2" Years of Experience. | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 12/13/2022 | 2 C B |  | NC | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922018 | 28067902 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/01/2022 |  |  | 1 C A |  | GA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922018 | 28067903 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx |  |  |  | xxxx | 06/24/2022 |  |  | 1 C A |  | GA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922018 | 28067904 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | xxxx | 07/12/2022 |  |  | 1 C A |  | GA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922018 | 28067905 |  | Credit | Loan Package Documentation | Closing / Title | Title | Title: Evidence of title is missing |  |  |  |  |  | xxxx | 10/04/2022 |  |  | 1 C A |  | GA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922018 | 28067906 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  |  |  |  |  | xxxx | 06/24/2022 |  |  | 1 C A |  | GA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922018 | 28067907 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 07/25/2022 |  |  | 1 C A |  | GA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922018 | 28067908 |  | Credit | Loan Package Documentation | Closing / Title | Title | Final Title Policy is missing. No evidence of title was found in file. |  |  |  |  |  | xxxx |  |  | 04/14/2022 | 1 B |  | GA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922010 | 28067913 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 12/07/2022 | 2 B |  | IL | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| 303922010 | 28067914 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 12/09/2022 | 1 A |  | IL | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| 303922010 | 28067915 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 12/07/2022 | 2 B |  | IL | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| 303922010 | 28067916 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship was not provided |  | xxxx |  |  |  | xxxx | 12/09/2022 |  |  | 1 B A |  | IL | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| 303922012 | 28067917 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Guidelines Representative FICO: 680; Representative FICO: 749<br>Debt Service Coverage Ratio: 1.58; Guideline Requirement: 1.00<br>Reserves: 296.52; Guideline Requirement: 6.00 | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 04/01/2022 | 2 C B |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922012 | 28067919 |  | Credit | Asset | Asset Documentation | Asset | Missing Document: Asset Documentation not provided |  | xxxx |  |  |  | xxxx | 10/31/2022 |  |  | 1 C A |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921932 | 28067920 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | xxxx | 08/02/2022 |  |  | 1 C A |  | MA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921932 | 28067921 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.97 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>Aggregator | xxxx |  |  | 04/21/2022 | 2 C B |  | MA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921932 | 28067922 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | xxxx | 09/08/2022 |  |  | 1 C A |  | MA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921932 | 28067923 |  | Credit | Guideline | Guideline Issue | Guideline | The file does not contain evidence of the Original Sales Price. |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.97 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 10/04/2022 | 2 C B |  | MA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921932 | 28067924 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/02/2022 | 1 A |  | MA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921933 | 28067925 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Guidelines Representative FICO: 680; Representative FICO: 788<br>Debt Service Coverage Ratio: 1.98; Guideline Requirement: 1.00 | SitusAMC<br>SitusAMC | xxxx |  |  | 07/10/2022 | 2 C B |  | PA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921933 | 28067926 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | xxxx |  |  |  | xxxx |  |  | 04/04/2022 | 2 B |  | PA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921933 | 28067927 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/20/2022 | 1 A |  | PA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921933 | 28067928 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years. | Guidelines Representative FICO: 680; Representative FICO: 788<br>Debt Service Coverage Ratio: 1.98; Guideline Requirement: 1.00<br>Reserves: 42.41; Guideline Requirement: 9.00 | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 04/01/2022 | 2 C B |  | PA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921916 | 28067929 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/17/2022 | 1 A |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921916 | 28067930 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 09/08/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921916 | 28067931 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | xxxx |  |  |  | xxxx | 10/05/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921916 | 28067932 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/17/2022 | 2 B |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921916 | 28067933 |  | Credit | Missing Document | General | Missing Document | Missing Document: Source of Funds/Deposit not provided |  | xxxx |  |  |  | xxxx | 10/05/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921922 | 28067934 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/16/2022 | 2 B |  | NJ | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| 303921922 | 28067935 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/16/2022 | 1 A |  | NJ | Investment | Refinance - Cash-out - Other | B |  | A |  | N/A | No |
| 303921926 | 28067937 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/17/2022 | 1 A |  | IN | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921926 | 28067938 |  | Credit | 1003 | Missing Document | 1003 | Missing Lender's Initial 1003/Application. |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/17/2022 | 2 B |  | IN | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921926 | 28067939 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship was not provided |  |  |  |  |  | xxxx | 10/11/2022 |  |  | 1 B A |  | IN | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921926 | 28067940 |  | Credit | Missing Document | General | Missing Document | Missing Document: Source of Funds/Deposit not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 10/11/2022 | 2 C B |  | IN | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921925 | 28067936 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/19/2022 | 1 A |  | TX | Investment | Refinance - Cash-out - Other | A |  | A |  | N/A | No |
| 303921923 | 28067941 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 10/05/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921923 | 28067942 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/17/2022 | 2 B |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921923 | 28067943 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/17/2022 | 1 A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921921 | 28067944 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/16/2022 | 1 A |  | MO | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921921 | 28067945 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 09/08/2022 | 2 C B |  | MO | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921919 | 28067948 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 04/01/2022 | 2 C B |  | PA | Investment | Purchase | D B |  | A |  | N/A | No |
| 303921919 | 28067949 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 05/18/2022 |  |  | 1 C A D |  | PA | Investment | Purchase | D B |  | A |  | N/A | No |
| 303921919 | 28067950 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/26/2022 | 2 C B |  | PA | Investment | Purchase | D B |  | A |  | N/A | No |
| 303921914 | 28067952 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Guidelines Representative FICO: 680; Representative FICO: 750<br>Reserves: 24.74; Guideline Requirement: 6.00 | SitusAMC<br>SitusAMC | xxxx |  |  | 04/01/2022 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921914 | 28067953 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.341 is greater than the minimum required DSCR of 1.00.<br>Reserves: 24.74; Guideline Requirement: 6.00 | SitusAMC,Originator Pre-Close,Originator,Aggregator<br>SitusAMC | xxxx |  |  | 08/15/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921914 | 28067954 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 05/02/2022 |  |  | 1 A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921934 | 28067955 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/20/2022 | 1 A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921934 | 28067956 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. | Most Recent Valuation Inspection Date: ___ <br> Disaster End Date: ___<br> Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  | xxxx | 04/12/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921934 | 28067957 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Guidelines Representative FICO: 680; Representative FICO: 728<br>Debt Service Coverage Ratio: 1.56; Guideline Requirement: 1.00<br>Reserves: 111.71; Guideline Requirement: 6.00 | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 04/01/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921934 | 28067958 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Primary Valuation is older than guidelines permit |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Debt Service Coverage Ratio: 1.56; Guideline Requirement: 1.00<br>Reserves: 111.71; Guideline Requirement: 6.00 | SitusAMC<br>SitusAMC | xxxx |  |  | 07/15/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921934 | 28067959 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Primary Valuation is older than guidelines permit |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Debt Service Coverage Ratio: 1.56; Guideline Requirement: 1.00<br>Reserves: 111.71; Guideline Requirement: 6.00 | SitusAMC<br>SitusAMC | xxxx |  |  | 07/15/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921913 | 28067961 |  | Credit | Guideline | Guideline Issue | Guideline | Note has a Prepayment Penalty provision, which is not allowable per guidelines. |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 04/01/2022 | 2 B |  | PA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921913 | 28067962 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 05/02/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922066 | 28067969 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/01/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922066 | 28067970 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 09/19/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922066 | 28067972 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 09/19/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922064 | 28067963 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/27/2022 | 1 A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922064 | 28067964 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Guidelines Representative FICO: 680; Representative FICO: 757<br>Debt Service Coverage Ratio: 1.97; Guideline Requirement: 1.00<br>Reserves: 153.85; Guideline Requirement: 9.00 | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 05/20/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922064 | 28067965 |  | Credit | Missing Document | General | Missing Document | Incomplete Document: 1003 Final is incomplete |  | xxxx |  |  |  | xxxx | 06/27/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922064 | 28067966 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Guidelines Representative FICO: 680; Representative FICO: 757<br>Debt Service Coverage Ratio: 1.97; Guideline Requirement: 1.00<br>Reserves: 153.85; Guideline Requirement: 9.00 | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 04/01/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922064 | 28067967 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship was not provided |  | xxxx |  |  |  | xxxx | 06/27/2022 |  |  | 1 B A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922067 | 28067968 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/16/2022 | 1 A |  | PA | Investment | Refinance - Cash-out - Other | A |  | A |  | N/A | No |
| 303922065 | 28067973 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/17/2022 | 1 A |  | NY | Investment | Purchase | B |  | A |  | N/A | No |
| 303922065 | 28067974 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/17/2022 | 2 B |  | NY | Investment | Purchase | B |  | A |  | N/A | No |
| 303922061 | 28067975 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Appraisal is missing.; Sec ID: 1 |  |  |  |  |  | xxxx | 06/28/2022 |  |  | 1 D A |  | GA | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922061 | 28067976 |  | Credit | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal not provided |  |  |  |  |  | xxxx | 06/28/2022 |  |  | 1 D A |  | GA | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922061 | 28067977 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has not been inspected. |  | xxxx |  |  |  | xxxx | 04/12/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922061 | 28067978 |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  | xxxx |  |  |  | xxxx | 06/28/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922061 | 28067979 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/09/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922061 | 28067980 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/17/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922056 | 28067982 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 04/01/2022 | 2 C B |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922056 | 28067983 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx |  |  |  | xxxx | 07/22/2022 |  |  | 1 C A |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922056 | 28067984 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx |  |  |  | xxxx | 06/27/2022 |  |  | 1 C A |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922056 | 28067986 |  | Credit | Asset | Asset Documentation | Asset | Missing Document: Asset Documentation not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/17/2022 | 2 C B |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922054 | 28067987 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | xxxx |  |  |  | xxxx | 04/01/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922054 | 28067988 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC | xxxx |  |  | 08/19/2022 | 2 C B |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922054 | 28067990 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC | xxxx |  |  | 07/10/2022 | 2 C B |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922051 | 28067991 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/17/2022 | 1 A |  | NJ | Investment | Refinance - Cash-out - Other | A |  | A |  | N/A | No |
| 303922053 | 28067992 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | xxxx |  |  | 06/06/2022 | 1 A |  | TX | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922053 | 28067993 |  | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1 |  |  |  |  |  | xxxx | 08/08/2022 |  |  | 1 D A |  | TX | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922053 | 28067994 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx |  |  |  | xxxx | 06/06/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922053 | 28067995 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | xxxx |  |  |  | xxxx | 08/08/2022 |  |  | 1 D A |  | TX | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922053 | 28067996 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/19/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922053 | 28067997 |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Valuation Error: Comparable(s) photos are missing or not legible. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 04/27/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303922047 | 28068002 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 08/25/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922047 | 28068003 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx |  |  |  | xxxx | 06/27/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922045 | 28067999 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | xxxx |  |  |  | xxxx |  |  | 06/16/2022 | 2 B |  | MO | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922045 | 28068000 |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Valuation Error: Comparable(s) photos are missing or not legible. |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's Experience/Track Record | Borrower's Experience/Track Record. The borrower has: "14" Years of Experience. | SitusAMC<br>Aggregator | xxxx |  |  | 04/27/2022 | 2 C B |  | MO | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922049 | 28068004 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/19/2022 | 2 C B |  | MO | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922049 | 28068006 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 04/27/2022 |  |  | 1 A |  | MO | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922283 | 28068011 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | 1.61 DSCR | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 07/12/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922285 | 28068012 |  | Credit | Missing Document | General | Missing Document | Incomplete Document: 1003 Final is incomplete |  | xxxx |  |  |  | xxxx | 06/27/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922285 | 28068013 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | xxxx |  |  |  | xxxx |  |  | 04/04/2022 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922285 | 28068015 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | xxxx |  |  |  | xxxx |  |  | 06/16/2022 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922279 | 28068016 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/19/2022 | 1 A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922279 | 28068017 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Guidelines Representative FICO: 680; Representative FICO: 788<br>Debt Service Coverage Ratio: 1.87; Guideline Requirement: 1.00 | SitusAMC<br>SitusAMC | xxxx |  |  | 07/11/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922279 | 28068018 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years. | Guidelines Representative FICO: 680; Representative FICO: 788<br>Debt Service Coverage Ratio: 1.87; Guideline Requirement: 1.00<br>Reserves: 409.38; Guideline Requirement: 6.00 | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 04/01/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922279 | 28068019 |  | Credit | Guideline | Guideline Issue | Guideline | The file does not contain evidence of the Original Sales Price. |  | xxxx |  |  |  | xxxx | 08/19/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922279 | 28068020 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Debt Service Coverage Ratio: 1.87; Guideline Requirement: 1.00<br>Reserves: 409.38; Guideline Requirement: 6.00 | SitusAMC<br>SitusAMC | xxxx |  |  | 07/11/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922281 | 28068021 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx |  |  |  | xxxx | 06/27/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922281 | 28068023 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | xxxx | 07/22/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922282 | 28068025 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | xxxx |  |  |  | xxxx |  |  | 06/16/2022 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922282 | 28068026 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/26/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922272 | 28068027 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/27/2022 | 1 A |  | CO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922272 | 28068028 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/27/2022 | 2 C B |  | CO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922270 | 28068029 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | xxxx |  |  |  | xxxx | 09/07/2022 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922270 | 28068030 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/19/2022 | 1 A |  | IL | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303922268 | 28068032 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx |  |  |  | xxxx | 07/06/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922268 | 28068033 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | xxxx |  |  |  | xxxx |  |  | 06/16/2022 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922268 | 28068034 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 05/18/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922268 | 28068035 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/04/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922268 | 28068036 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/04/2022 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922269 | 28068038 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx |  |  |  | xxxx | 07/06/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922269 | 28068039 |  | Credit | Credit | Credit Documentation | Credit | OFAC was not checked and required per guidelines. |  | xxxx |  |  |  | xxxx | 03/30/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922269 | 28068040 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 08/18/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922269 | 28068041 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/04/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922269 | 28068042 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | xxxx |  |  |  | xxxx |  |  | 06/23/2022 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922269 | 28068043 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 05/18/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922269 | 28068044 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/04/2022 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922267 | 28068045 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/17/2022 | 1 A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922267 | 28068046 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 726 Fico | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 07/19/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922267 | 28068047 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 726 Fico | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 05/20/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922267 | 28068048 |  | Credit | Asset | Asset Documentation | Asset | Asset documentation is missing from the file and required per guidelines. |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 726 Fico | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 08/17/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922260 | 28068049 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | xxxx | 06/29/2022 |  |  | 1 C A |  | MI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922260 | 28068050 |  | Credit | Loan Package Documentation | Closing / Title | Title | Final Title Policy is missing. No evidence of title was found in file. |  |  |  |  |  | xxxx |  |  | 04/14/2022 | 1 B |  | MI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922260 | 28068051 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | xxxx | 06/29/2022 |  |  | 1 C A |  | MI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922260 | 28068052 |  | Credit | Loan Package Documentation | Closing / Title | Title | Title: Evidence of title is missing |  |  |  |  |  | xxxx | 08/09/2022 |  |  | 1 C A |  | MI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922260 | 28068053 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 08/17/2022 |  |  | 1 C A |  | MI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922262 | 28068054 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/20/2022 | 2 C B |  | AZ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922262 | 28068056 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/01/2022 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922262 | 28068057 |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | xxxx |  |  |  | xxxx | 06/28/2022 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922262 | 28068058 |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | xxxx |  |  |  | xxxx | 06/28/2022 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922262 | 28068059 |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | xxxx |  |  |  | xxxx | 06/28/2022 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922257 | 28068069 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/27/2022 | 1 A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922257 | 28068070 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years. | Guidelines Representative FICO: 680; Representative FICO: 788<br>Reserves: 138.80; Guideline Requirement: 6.00 | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 04/01/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922257 | 28068071 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Guidelines Representative FICO: 680; Representative FICO: 788<br>Reserves: 138.80; Guideline Requirement: 6.00 | SitusAMC<br>SitusAMC | xxxx |  |  | 07/12/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922257 | 28068072 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Guidelines Representative FICO: 680; Representative FICO: 788<br>Reserves: 138.80; Guideline Requirement: 6.00 | SitusAMC<br>SitusAMC | xxxx |  |  | 07/27/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922255 | 28068067 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower's Experience/Track Record | The borrower has over two years experience managing properties. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 08/19/2022 | 2 C B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922255 | 28068068 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 05/11/2022 |  |  | 1 A |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922256 | 28068060 |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/12/2022 | 2 C B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922256 | 28068061 |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/12/2022 | 2 C B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922256 | 28068063 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/19/2022 | 2 C B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922256 | 28068064 |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/12/2022 | 2 C B |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922256 | 28068065 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 08/12/2022 |  |  | 1 C A |  | MO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922265 | 28068073 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | xxxx | 09/08/2022 |  |  | 1 A |  | MI | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922265 | 28068074 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | xxxx |  |  |  | xxxx | 09/08/2022 |  |  | 1 D A |  | MI | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922265 | 28068075 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  | xxxx |  |  |  | xxxx | 07/07/2022 |  |  | 1 D A |  | MI | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922265 | 28068076 |  | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1 |  | xxxx |  |  |  | xxxx | 11/29/2022 |  |  | 1 D A |  | MI | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922265 | 28068077 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  | xxxx |  |  |  | xxxx | 07/22/2022 |  |  | 1 C A |  | MI | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922265 | 28068078 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 07/22/2022 |  |  | 1 C A D |  | MI | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922265 | 28068079 |  | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete Note | Missing Document: Note - Subject Lien not provided |  | xxxx |  |  |  | xxxx | 06/29/2022 |  |  | 1 D A |  | MI | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922265 | 28068080 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | xxxx |  |  |  | xxxx | 07/12/2022 |  |  | 1 D A |  | MI | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303922249 | 28068083 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/01/2022 |  |  | 1 C A |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922249 | 28068084 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 05/20/2022 | 2 C B |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922249 | 28068086 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 07/26/2022 | 2 C B |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922249 | 28068087 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 07/26/2022 | 2 C B |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303922250 | 28068089 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 03/31/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922250 | 28068090 |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Valuation Error: Comparable(s) photos are missing or not legible. |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.28 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>Aggregator | xxxx |  |  | 04/27/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922250 | 28068091 |  | Credit | Credit | Public Records | Credit | Public Records/Collections/Charge Off does not meet guidelines. |  | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.28 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 09/27/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922252 | 28068094 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/17/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922252 | 28068095 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/17/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922252 | 28068096 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ |  |  |  |  | xxxx |  |  | 04/05/2022 | 2 B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922239 | 28068097 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 07/25/2022 | 2 C B |  | MI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922239 | 28068099 |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | xxxx |  |  |  | xxxx | 06/27/2022 |  |  | 1 C A |  | MI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922241 | 28068101 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | xxxx | 06/29/2022 |  |  | 1 C A |  | LA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922241 | 28068102 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrower's Experience/Track Record<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The borrower has over two years experience managing properties. | SitusAMC,Originator,Aggregator<br>SitusAMC | xxxx |  |  | 08/10/2022 | 2 C B |  | LA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922241 | 28068103 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/05/2022 |  |  | 1 C A |  | LA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922241 | 28068104 |  | Credit | Insurance | Insurance Documentation | Insurance | The Blanket Coverage for a Condo does not meet guidelines. |  | xxxx |  |  |  | xxxx | 12/09/2022 |  |  | 1 C A |  | LA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922244 | 28068106 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 06/30/2022 |  |  | 1 D A |  | LA | Investment | Purchase | D B |  | D A |  | N/A | No |
| 303922244 | 28068107 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  |  |  |  |  | xxxx | 09/15/2022 |  |  | 1 D A |  | LA | Investment | Purchase | D B |  | D A |  | N/A | No |
| 303922244 | 28068108 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.29 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 07/12/2022 | 2 C B |  | LA | Investment | Purchase | D B |  | D A |  | N/A | No |
| 303922244 | 28068109 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/18/2022 |  |  | 1 C A |  | LA | Investment | Purchase | D B |  | D A |  | N/A | No |
| 303922244 | 28068110 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx |  |  |  | xxxx | 06/30/2022 |  |  | 1 C A |  | LA | Investment | Purchase | D B |  | D A |  | N/A | No |
| 303922244 | 28068111 |  | Credit | Missing Document | General | Missing Document | Missing Document: Evidence of Access to Funds not provided |  | xxxx |  |  |  | xxxx | 08/02/2022 |  |  | 1 C A |  | LA | Investment | Purchase | D B |  | D A |  | N/A | No |
| 303922244 | 28068112 |  | Property | Valuation | Valuation Issue | Valuation | The desk review has a effective date that is other than what the appraisal effective date is. The desk review should have the same effective date as the appraisal |  | xxxx |  |  |  | xxxx | 09/30/2022 |  |  | 1 A |  | LA | Investment | Purchase | D B |  | D A |  | N/A | No |
| 303922238 | 28068113 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/01/2022 |  |  | 1 C A |  | FL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922238 | 28068114 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  |  |  |  |  | xxxx | 07/07/2022 |  |  | 1 D A |  | FL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922238 | 28068115 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. |  | xxxx |  |  |  | xxxx | 04/04/2022 |  |  | 1 C A |  | FL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922238 | 28068116 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | Borrower's Experience/Track Record<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Borrower's Experience/Track Record. The borrower has over two years experience managing properties. | SitusAMC,Originator,Aggregator<br>SitusAMC | xxxx |  |  | 12/16/2022 | 2 C B |  | FL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922238 | 28068118 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  |  |  |  |  | xxxx | 08/02/2022 |  |  | 1 C A |  | FL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922238 | 28068119 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  |  |  |  |  | xxxx | 06/29/2022 |  |  | 1 C A |  | FL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922238 | 28068120 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. |  | Borrower's Experience/Track Record<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Borrower's Experience/Track Record. The borrower has over two years experience managing properties. | SitusAMC,Originator,Aggregator<br>SitusAMC | xxxx |  |  | 12/16/2022 | 2 C B |  | FL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922238 | 28068121 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 12/16/2022 | 1 A |  | FL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922238 | 28068122 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  | Borrower's Experience/Track Record<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Borrower's Experience/Track Record. The borrower has over two years experience managing properties. | SitusAMC,Originator,Aggregator<br>SitusAMC | xxxx |  |  | 07/13/2022 | 2 C B |  | FL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922238 | 28068123 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  |  |  |  | xxxx | 12/07/2022 |  |  | 1 A |  | FL | Investment | Purchase | D B |  | A |  | N/A | No |
| 303921832 | 28068124 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx |  |  |  | xxxx | 08/11/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921832 | 28068126 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 787 Fico | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 04/13/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921832 | 28068127 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 787 Fico | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/20/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921832 | 28068128 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | xxxx |  |  |  | xxxx | 08/25/2022 |  |  | 1 D A |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921832 | 28068129 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 04/25/2022 |  |  | 1 A |  | OH | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921834 | 28068130 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.36 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/19/2022 | 2 C B |  | MA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921834 | 28068132 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.36 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/19/2022 | 2 C B |  | MA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921834 | 28068133 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | xxxx |  |  |  | xxxx |  |  | 07/12/2022 | 2 B |  | MA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921834 | 28068134 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.36 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/19/2022 | 2 C B |  | MA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921834 | 28068135 |  | Credit | Asset | Asset Documentation | Asset | Asset documentation is missing from the file and required per guidelines. |  | xxxx |  |  |  | xxxx | 08/31/2022 |  |  | 1 C A |  | MA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921829 | 28068138 |  | Credit | Investment Product | General | Investment Product | REO property does not have a lease in place and required by guidelines. |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.32 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/21/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921829 | 28068139 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.32 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>Aggregator | xxxx |  |  | 11/28/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921840 | 28068141 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | DSCR is 0.99 above the GL minimum. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 08/19/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921840 | 28068142 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | DSCR is 0.99 above the GL minimum. | SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 07/28/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921840 | 28068143 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 05/11/2022 |  |  | 1 A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921827 | 28068136 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years. | Loan to Value: 70.00000%; Guideline Maximum Loan to Value: 80.00000%<br>Debt Service Coverage Ratio: 1.83; Guideline Requirement: 1.00<br>Reserves: 74.07; Guideline Requirement: 6.00<br>Borrower has owned the subject property for at least 5 years. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 05/17/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921827 | 28068137 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years. | Loan to Value: 70.00000%; Guideline Maximum Loan to Value: 80.00000%<br>Debt Service Coverage Ratio: 1.83; Guideline Requirement: 1.00<br>Reserves: 74.07; Guideline Requirement: 6.00<br>Borrower has owned the subject property for at least 5 years. | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 04/18/2022 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921826 | 28068145 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/19/2022 | 2 C B |  | OH | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921826 | 28068146 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 06/20/2022 | 2 C B |  | OH | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921826 | 28068147 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/14/2022 | 2 B |  | OH | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921850 | 28068162 |  | Credit | Credit | Public Records | Credit | Public Records/Collections/Charge Off does not meet guidelines. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | 1.65 DSCR | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/30/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303921850 | 28068163 |  | Credit | Credit | Credit Documentation | Credit | OFAC was not checked and required per guidelines. |  | xxxx |  |  |  | xxxx | 04/13/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303921850 | 28068164 |  | Credit | Credit | Credit Documentation | Credit | Background check is missing. |  | xxxx |  |  |  | xxxx | 04/13/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303921850 | 28068166 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 04/13/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303921850 | 28068167 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/18/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303921850 | 28068168 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  |  |  |  |  | xxxx | 04/13/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303921850 | 28068169 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship was not provided |  | xxxx |  |  |  | xxxx | 04/13/2022 |  |  | 1 B A |  | FL | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303921850 | 28068170 |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible Property Type per the guidelines. |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | 1.65 DSCR | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 08/19/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303921836 | 28068155 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/06/2022 | 1 A |  | MT | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921836 | 28068156 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Borrower's Experience/Track Record<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower's Experience/Track Record. The borrower has: "2" Years of Experience.<br>Reserves greater than 18 months. | Aggregator<br>SitusAMC,Aggregator | xxxx |  |  | 08/08/2022 | 2 C B |  | MT | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921836 | 28068157 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Credit Report is more than 120 days prior to the note date. |  | xxxx | Borrower's Experience/Track Record<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower's Experience/Track Record. The borrower has: "2" Years of Experience.<br>Reserves greater than 18 months. | Aggregator<br>SitusAMC,Aggregator | xxxx |  |  | 06/06/2022 | 2 C B |  | MT | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921836 | 28068159 |  | Credit | Credit | Public Records | Credit | Public Records/Collections/Charge Off does not meet guidelines. |  | xxxx |  |  |  | xxxx | 07/07/2022 |  |  | 1 A |  | MT | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921836 | 28068160 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 05/11/2022 |  |  | 1 A |  | MT | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921836 | 28068161 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  |  |  |  |  | xxxx | 08/09/2022 |  |  | 1 A |  | MT | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921849 | 28068148 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Limited Partnership Agreement not provided |  | xxxx |  |  |  | xxxx | 08/19/2022 |  |  | 1 C A |  | AZ | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921849 | 28068149 |  | Credit | Credit | Public Records | Credit | Public Records/Collections/Charge Off does not meet guidelines. |  | xxxx |  |  |  | xxxx | 04/18/2022 |  |  | 1 C A |  | AZ | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921849 | 28068153 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower has owned the subject property for at least 5 years. | The DSCR of 1.21 is greater than the minimum required DSCR of 1.00. | Aggregator<br>SitusAMC | xxxx |  |  | 06/18/2022 | 2 C B |  | AZ | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921849 | 28068154 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | AZ | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921839 | 28068172 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 05/06/2022 | 2 C B |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921839 | 28068173 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/14/2022 | 2 B |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921822 | 28068175 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | TN | Investment | Purchase | C A |  | A |  | N/A | No |
| 303921819 | 28068176 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 10/13/2022 |  |  | 1 C A D |  | GA | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303921819 | 28068177 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.72 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>Aggregator | xxxx |  |  | 05/11/2022 | 2 C B |  | GA | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303921819 | 28068178 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 08/31/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303921825 | 28068179 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. |  |  |  |  |  | xxxx | 05/23/2022 |  |  | 1 B A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921825 | 28068180 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | xxxx | 05/23/2022 |  |  | 1 A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921825 | 28068181 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: Property is located in a FEMA Disaster area and has been affected by the disaster. | Disaster Name: ___<br> Disaster Declaration Date: ___ |  |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921825 | 28068182 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/03/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921825 | 28068183 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx |  |  |  | xxxx | 05/23/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921825 | 28068184 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/14/2022 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921825 | 28068185 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/14/2022 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921825 | 28068186 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 06/20/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921841 | 28068187 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303921841 | 28068188 |  | Credit | Missing Document | General | Missing Document | Missing Document: 1007 Rent Comparison Schedule not provided |  | xxxx |  |  |  | xxxx | 05/16/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303921820 | 28068190 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/16/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921820 | 28068191 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/16/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921820 | 28068192 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.48 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/20/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921820 | 28068193 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | xxxx |  |  | 07/12/2022 | 2 B |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921843 | 28068194 |  | Credit | Guideline | Guideline Issue | Guideline | Rural property type is not permitted per Guidelines. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/07/2022 | 2 C B |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921843 | 28068195 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 06/20/2022 | 2 C B |  | TN | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921846 | 28068197 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | xxxx |  |  |  | xxxx | 06/10/2022 |  |  | 1 C A |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921846 | 28068198 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | 6 months reserves required per guidelines and 20.55 months verified as assets. | SitusAMC<br>SitusAMC,Originator | xxxx |  |  | 06/29/2022 | 2 C B |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921835 | 28068199 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/06/2022 | 1 A |  | MA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921835 | 28068200 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.32 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>Aggregator | xxxx |  |  | 10/12/2022 | 2 C B |  | MA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921835 | 28068201 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.32 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>Aggregator | xxxx |  |  | 10/12/2022 | 2 C B |  | MA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921835 | 28068202 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.32 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/06/2022 | 2 C B |  | MA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921830 | 28068203 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/11/2022 | 1 A |  | PA | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303921830 | 28068204 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx |  |  |  | xxxx | 08/11/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303921830 | 28068205 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Guidelines Representative FICO: 680; Representative FICO: 740

# of Properties Completed: 21<br>Reserves: 54.94; Guideline Requirement: 6.00 | Aggregator,SitusAMC<br>Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 04/14/2022 | 2 B |  | PA | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303921830 | 28068206 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Guidelines Representative FICO: 680; Representative FICO: 740<br>Reserves: 54.94; Guideline Requirement: 6.00 | Aggregator,SitusAMC<br>Aggregator,SitusAMC | xxxx |  |  | 09/19/2022 | 2 C B D |  | PA | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303921830 | 28068207 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 05/11/2022 |  |  | 1 A |  | PA | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303921833 | 28068209 |  | Credit | Missing Document | General | Missing Document | Missing Document: Vacation Rental Income Statement (VRBO, Airbnb, etc.) not provided |  | xxxx |  |  |  | xxxx | 09/19/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303921833 | 28068210 |  | Credit | Missing Document | General | Missing Document | Missing Document: Vacation Rental Website Listing not provided |  | xxxx |  |  |  | xxxx | 08/30/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303921833 | 28068211 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 08/22/2022 |  |  | 1 C A D |  | NC | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303921838 | 28068212 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921838 | 28068213 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower has over 13 months of reserves.<br> Borrower's FICO is 762. | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 07/26/2022 | 2 C B |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921828 | 28068218 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 760 Fico | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 08/19/2022 | 2 C B |  | VA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921828 | 28068219 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 760 Fico | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/20/2022 | 2 C B |  | VA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921828 | 28068220 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 05/11/2022 |  |  | 1 A |  | VA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921824 | 28068214 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower has over 204 months of reserves. | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/20/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921824 | 28068216 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower has over 204 months of reserves. | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/20/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921821 | 28068221 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The mid FICO is 743.<br>LTV is 60%.<br>Borrower has 144 months of reserves.<br>The DSCR of 1.43 is greater than the minimum required DSCR of 1. | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/20/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921845 | 28068222 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | LTV 50% compared to guiedline requirement of 80%.<br>Minimum FIco score required 680, compared to actual FIco average of 751.<br>Guideline requirements based on LTV within 5% of Max allowed, 9 months compared to 307 months verified assets.<br>DSCR is 1.70% compared to guiedline requirements of 1.00% | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Originator | xxxx |  |  | 06/20/2022 | 2 C B |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921845 | 28068223 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Credit Report is more than 120 days prior to the note date. |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | LTV 50% compared to guiedline requirement of 80%.<br>Minimum FIco score required 680, compared to actual FIco average of 751.<br>Guideline requirements based on LTV within 5% of Max allowed, 9 months compared to 307 months verified assets.<br>DSCR is 1.70% compared to guiedline requirements of 1.00% | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Originator | xxxx |  |  | 06/20/2022 | 2 C B |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921845 | 28068224 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Guideline requirements based on LTV within 5% of Max allowed, 9 months compared to 307 months verified assets.<br>DSCR is 1.70% compared to guiedline requirements of 1.00% | SitusAMC<br>SitusAMC,Originator | xxxx |  |  | 08/17/2022 | 2 C B |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921842 | 28068225 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Bylaws not provided |  |  |  |  |  | xxxx | 08/17/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921842 | 28068226 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 09/02/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921842 | 28068228 |  | Credit | Credit | Credit Eligibility | Credit | Refi Purpose reflects Rate/Term and cash out is greater than the lesser of 2% of the loan amount or $2000. |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | FICO is 780. | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 09/28/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921842 | 28068229 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | xxxx |  |  | 07/12/2022 | 2 B |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921837 | 28068231 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/23/2022 | 1 A |  | TN | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303921837 | 28068232 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 05/23/2022 |  |  | 1 C A |  | TN | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303921837 | 28068233 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/14/2022 |  |  | 1 C A |  | TN | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303921831 | 28068234 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx |  |  |  | xxxx | 06/06/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921831 | 28068235 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/28/2022 | 2 B |  | GA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921831 | 28068236 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower verified reserves, 165.43 months compared to the guideline minimum requirements of 9 months. | SitusAMC<br>SitusAMC | xxxx |  |  | 07/11/2022 | 2 C B |  | GA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921823 | 28068237 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 06/20/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921823 | 28068238 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Verified assets, 71.38 months of reserves compared to 6 month minimum requirement based on the guidelines.<br>The DSCR of 1.57% is greater than the minimum required DSCR of 1.20%. | SitusAMC,Originator<br>SitusAMC | xxxx |  |  | 08/19/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921823 | 28068239 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Verified assets, 71.38 months of reserves compared to 6 month minimum requirement based on the guidelines.<br>The DSCR of 1.57% is greater than the minimum required DSCR of 1.20%. | SitusAMC,Originator<br>SitusAMC | xxxx |  |  | 06/20/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921823 | 28068241 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Verified assets, 71.38 months of reserves compared to 6 month minimum requirement based on the guidelines.<br>The DSCR of 1.57% is greater than the minimum required DSCR of 1.20%. | SitusAMC,Originator<br>SitusAMC | xxxx |  |  | 07/26/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921823 | 28068242 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 05/11/2022 |  |  | 1 A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921810 | 28068244 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 08/10/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921810 | 28068245 |  | Credit | Missing Document | General | Missing Document | Missing Document: Vacation Rental Income Statement (VRBO, Airbnb, etc.) not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 10/17/2022 | 2 C B |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921810 | 28068246 |  | Credit | Missing Document | General | Missing Document | Missing Document: Vacation Rental Website Listing not provided |  | xxxx |  |  |  | xxxx | 08/30/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921787 | 28068247 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 07/05/2022 |  |  | 1 C A |  | MI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921787 | 28068249 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Loan to Value: 70.00% <br> Guideline Maximum Loan to Value: 80.00%<br>Reserves: 90.82<br> Guideline Requirement: 6.00<br>Guidelines Representative FICO: 680<br> Representative FICO: 725<br>The DSCR of 1.20% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator<br>SitusAMC | xxxx |  |  | 06/29/2022 | 2 C B |  | MI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921805 | 28068250 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/25/2022 | 2 B |  | CO | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921805 | 28068251 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Guidelines Representative FICO: 680<br> Representative Average FICO: 732<br>Loan to Value: 65.00%<br> Guideline Maximum Loan to Value: 80.00% | SitusAMC<br>SitusAMC,Originator | xxxx |  |  | 07/11/2022 | 2 C B |  | CO | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921805 | 28068252 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/20/2022 | 1 A |  | CO | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921805 | 28068253 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | xxxx |  |  |  | xxxx | 09/01/2022 |  |  | 1 C A |  | CO | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921805 | 28068254 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 09/01/2022 |  |  | 1 C A |  | CO | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921788 | 28068255 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/21/2022 | 1 A |  | MI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921788 | 28068256 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 06/20/2022 |  |  | 1 C A |  | MI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921788 | 28068257 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower has more than 131 months of reserves. | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/20/2022 | 2 C B |  | MI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921804 | 28068258 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC | xxxx |  |  | 09/06/2022 | 2 C B |  | MI | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921804 | 28068259 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC | xxxx |  |  | 09/15/2022 | 2 C B |  | MI | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921804 | 28068260 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC | xxxx |  |  | 09/15/2022 | 2 C B |  | MI | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921789 | 28068261 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 06/20/2022 |  |  | 1 C A |  | MI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921789 | 28068263 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Over 131 months reserves have been provided. | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/20/2022 | 2 C B |  | MI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921806 | 28068264 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Borrower has over 422 months of reserves.<br>The DSCR of 1.40 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/20/2022 | 2 C B |  | CO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921806 | 28068266 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx |  |  |  | xxxx | 07/22/2022 |  |  | 1 C A |  | CO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921806 | 28068267 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 08/17/2022 |  |  | 1 C A |  | CO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921815 | 28068268 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/19/2022 |  |  | 1 C A |  | CT | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921815 | 28068269 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/11/2022 | 2 C B |  | CT | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921815 | 28068270 |  | Credit | Insurance | Insurance Documentation | Insurance | Missing Document: Flood Insurance Policy not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower has reserves of over 62 months. | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 07/18/2022 | 2 C B |  | CT | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921815 | 28068271 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 07/18/2022 |  |  | 1 C A |  | CT | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921815 | 28068272 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/20/2022 | 1 A |  | CT | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921815 | 28068273 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | xxxx |  |  | 07/12/2022 | 2 B |  | CT | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921815 | 28068274 |  | Credit | Missing Document | General | Missing Document | Missing Document: Vacation Rental Income Statement (VRBO, Airbnb, etc.) not provided |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower has reserves of over 62 months. | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 10/17/2022 | 2 C B |  | CT | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921815 | 28068275 |  | Credit | Missing Document | General | Missing Document | Missing Document: Vacation Rental Website Listing not provided |  | xxxx |  |  |  | xxxx | 08/30/2022 |  |  | 1 C A |  | CT | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921817 | 28068276 |  | Credit | Credit | Credit Documentation | Credit | OFAC was not checked and required per guidelines. |  |  |  |  |  | xxxx | 08/18/2022 |  |  | 1 C A |  | SC | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303921817 | 28068278 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.40 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>Aggregator | xxxx |  |  | 08/31/2022 | 2 C B |  | SC | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303921817 | 28068279 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.40 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>Aggregator | xxxx |  |  | 06/24/2022 | 2 C B |  | SC | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303921817 | 28068280 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.40 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>Aggregator | xxxx |  |  | 09/13/2022 | 2 C B |  | SC | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303921817 | 28068281 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.40 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>Aggregator | xxxx |  |  | 06/24/2022 | 2 C B |  | SC | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303921817 | 28068282 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  | xxxx |  |  |  | xxxx | 08/09/2022 |  |  | 1 D A |  | SC | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303921817 | 28068283 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 C A |  | SC | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303921817 | 28068284 |  | Credit | Credit | Credit Documentation | Credit | A credit report was not pulled for all members of the borrowing entity as required by guidelines. |  | xxxx |  |  |  | xxxx | 09/13/2022 |  |  | 1 C A |  | SC | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303921817 | 28068285 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.40 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>Aggregator | xxxx |  |  | 08/31/2022 | 2 C B |  | SC | Investment | Refinance - Rate/Term | D B |  | A |  | N/A | No |
| 303921818 | 28068286 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | xxxx |  |  |  | xxxx | 08/18/2022 |  |  | 1 D A |  | SC | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921818 | 28068287 |  | Credit | Credit | Credit Documentation | Credit | Background check is missing. |  | xxxx |  |  |  | xxxx | 08/15/2022 |  |  | 1 C A |  | SC | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921818 | 28068288 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx | 04/21/2022 |  |  | 1 B A |  | SC | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921818 | 28068289 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.23 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 06/21/2022 | 2 C B |  | SC | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921818 | 28068290 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 08/15/2022 |  |  | 1 C A |  | SC | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921818 | 28068291 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | xxxx |  |  |  | xxxx |  |  | 06/21/2022 | 2 B |  | SC | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921818 | 28068293 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.23 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 06/21/2022 | 2 C B |  | SC | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921818 | 28068294 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/27/2022 |  |  | 1 C A |  | SC | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921818 | 28068295 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx |  |  |  | xxxx | 08/18/2022 |  |  | 1 C A |  | SC | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921818 | 28068296 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.23 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator,Aggregator | xxxx |  |  | 09/13/2022 | 2 B |  | SC | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921794 | 28068297 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC | xxxx |  |  | 07/11/2022 | 2 C B |  | GA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921794 | 28068298 |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | xxxx |  |  |  | xxxx | 09/01/2022 |  |  | 1 C A |  | GA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921792 | 28068300 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Credit Report is more than 120 days prior to the note date. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower has over 60 months of reserves. | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 07/13/2022 | 2 C B |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921792 | 28068301 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower has over 60 months of reserves. | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 05/10/2022 | 2 C B |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921792 | 28068302 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | xxxx |  |  |  | xxxx | 08/17/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921800 | 28068305 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Reserves verified: 19.17 months<br> Guideline Requirement: 6 months | SitusAMC<br>SitusAMC | xxxx |  |  | 08/17/2022 | 2 C B |  | DC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921798 | 28068306 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/20/2022 | 1 A |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921798 | 28068307 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/16/2022 | 2 C B |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921798 | 28068308 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | xxxx | 08/30/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921798 | 28068309 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 08/30/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921798 | 28068310 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Credit Report is more than 120 days prior to the note date. |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/11/2022 | 2 C B |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921798 | 28068311 |  | Credit | Credit | Credit Documentation | Credit | OFAC was not checked and required per guidelines. |  | xxxx |  |  |  | xxxx | 08/16/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921798 | 28068312 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/11/2022 | 2 C B |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921816 | 28068314 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Reserves: 16.56<br> Guideline Requirement: 6.00<br>Loan to Value: 70%<br> Guideline Maximum Loan to Value: 80.0% | SitusAMC<br>Originator | xxxx |  |  | 07/11/2022 | 2 C B |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921816 | 28068315 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/20/2022 | 1 A |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921816 | 28068316 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Reserves: 16.56<br> Guideline Requirement: 6.00<br>Loan to Value: 70%<br> Guideline Maximum Loan to Value: 80.0% | SitusAMC<br>Originator | xxxx |  |  | 07/11/2022 | 2 C B |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921816 | 28068317 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Reserves: 16.56<br> Guideline Requirement: 6.00<br>Loan to Value: 70%<br> Guideline Maximum Loan to Value: 80.0% | SitusAMC<br>Originator | xxxx |  |  | 08/16/2022 | 2 C B |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921816 | 28068318 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Reserves: 16.56<br> Guideline Requirement: 6.00<br>Loan to Value: 70%<br> Guideline Maximum Loan to Value: 80.0% | SitusAMC<br>Originator | xxxx |  |  | 07/11/2022 | 2 C B |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921813 | 28068319 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | xxxx |  |  |  | xxxx |  |  | 04/18/2022 | 2 B |  | FL | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921813 | 28068321 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/18/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921813 | 28068322 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Guidelines Representative FICO: 680<br> Representative Average FICO: 724<br>Reserves verified: 130.22 months<br> Guideline Requirement: 9.00 months | SitusAMC<br>SitusAMC,Originator | xxxx |  |  | 06/20/2022 | 2 C B |  | FL | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921813 | 28068323 |  | Credit | Asset | Asset Documentation | Asset | Missing Document: Asset Documentation not provided |  | xxxx |  |  |  | xxxx | 09/30/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921808 | 28068325 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: 680<br> Representative average FICO: 760<br>The DSCR of 1.48% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC,Originator<br>SitusAMC | xxxx |  |  | 08/19/2022 | 2 C B |  | VA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921808 | 28068326 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: 680<br> Representative average FICO: 760<br>The DSCR of 1.48% is greater than the minimum required DSCR of 1.00%. | SitusAMC,Originator<br>SitusAMC | xxxx |  |  | 07/11/2022 | 2 C B |  | VA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921808 | 28068327 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 05/09/2022 |  |  | 1 A |  | VA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921785 | 28068328 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/11/2022 | 1 A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921785 | 28068329 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/11/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921785 | 28068330 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 08/18/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921796 | 28068331 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 08/18/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921796 | 28068333 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 07/26/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921807 | 28068334 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/19/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921807 | 28068336 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | xxxx |  |  | 07/12/2022 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921807 | 28068337 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 05/11/2022 |  |  | 1 A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921795 | 28068339 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 08/18/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303921790 | 28068340 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | xxxx |  |  |  | xxxx | 09/02/2022 |  |  | 1 C A |  | NC | Investment | Purchase | C A |  | A |  | N/A | No |
| 303921790 | 28068341 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 09/02/2022 | 1 A |  | NC | Investment | Purchase | C A |  | A |  | N/A | No |
| 303921790 | 28068342 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 09/02/2022 |  |  | 1 C A |  | NC | Investment | Purchase | C A |  | A |  | N/A | No |
| 303921797 | 28068343 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 10/13/2022 |  |  | 1 C A D |  | PA | Investment | Purchase | D B |  | A |  | N/A | No |
| 303921797 | 28068345 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/20/2022 |  |  | 1 C A |  | PA | Investment | Purchase | D B |  | A |  | N/A | No |
| 303921797 | 28068346 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/20/2022 |  |  | 1 C A |  | PA | Investment | Purchase | D B |  | A |  | N/A | No |
| 303921797 | 28068347 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Reserves verified: 2,536.42 months<br> Guideline Requirement: 6.00 months<br>The DSCR of 1.35% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC,Originator<br>SitusAMC | xxxx |  |  | 06/20/2022 | 2 C B |  | PA | Investment | Purchase | D B |  | A |  | N/A | No |
| 303921786 | 28068349 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. |  | xxxx |  |  |  | xxxx | 11/09/2022 |  |  | 1 C A |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921786 | 28068350 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 11/03/2022 | 2 C B |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921786 | 28068351 |  | Credit | Credit | Credit Eligibility | Credit | Unacceptable credit - late payments 1X30 or greater within the last 12 months. |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 11/03/2022 | 2 C B |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921786 | 28068352 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Loan to Cost (LTC) exceeds the maximum allowed per guidelines. | Calculated Loan to Cost (LTC) of ___ exceeds the maximum allowed per guidelines. Guideline Loan to Cost (LTC) ___. | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 11/29/2022 | 2 B |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921809 | 28068353 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/20/2022 | 1 A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921809 | 28068354 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: 680<br> Representative Average FICO: 749<br>The DSCR of 1.46% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC,Originator<br>SitusAMC | xxxx |  |  | 05/11/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921809 | 28068355 |  | Credit | Credit | Credit Documentation | Credit | Background check is missing. |  | xxxx |  |  |  | xxxx | 08/15/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921809 | 28068356 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: 680<br> Representative Average FICO: 749<br>The DSCR of 1.46% is greater than the minimum required DSCR of 1.00%. | SitusAMC,Originator<br>SitusAMC | xxxx |  |  | 07/11/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921793 | 28068358 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/20/2022 |  |  | 1 C A |  | TN | Investment | Purchase | C A |  | A |  | N/A | No |
| 303922222 | 28068359 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 07/28/2022 |  |  | 1 D A |  | NC | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922222 | 28068361 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Lender Exception(s) not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 07/22/2022 | 2 C B |  | NC | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922222 | 28068362 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/23/2022 | 2 C B |  | NC | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922222 | 28068363 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 07/05/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922223 | 28068364 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Title Preliminary not provided |  | xxxx |  |  |  | xxxx | 06/16/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922223 | 28068365 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | xxxx |  |  |  | xxxx | 06/16/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922223 | 28068366 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 06/16/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922223 | 28068367 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 06/16/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922223 | 28068368 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 06/16/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922223 | 28068369 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | xxxx | 06/16/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922223 | 28068370 |  | Credit | Investment Product | General | Investment Product | REO property does not have a lease in place and required by guidelines. |  | xxxx |  |  |  | xxxx | 08/17/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922223 | 28068371 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | xxxx | 06/16/2022 |  |  | 1 A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922223 | 28068372 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropiate coverage is provided. |  |  |  |  |  | xxxx | 06/16/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922223 | 28068373 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 08/29/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922223 | 28068374 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  |  |  |  |  | xxxx | 08/17/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922223 | 28068375 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | xxxx |  |  |  | xxxx | 08/10/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922223 | 28068376 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/22/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922223 | 28068377 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | xxxx | 06/16/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922223 | 28068378 |  | Credit | Missing Document | General | Missing Document | Missing Document: Cash-Out Utilization not provided |  |  |  |  |  | xxxx | 05/20/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922223 | 28068379 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 06/16/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922223 | 28068380 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  |  |  |  |  | xxxx | 06/16/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922221 | 28068381 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 08/02/2022 |  |  | 1 C A |  | VA | Investment | Purchase | D A |  | D A |  | N/A | No |
| 303922221 | 28068382 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx |  |  |  | xxxx | 08/17/2022 |  |  | 1 C A |  | VA | Investment | Purchase | D A |  | D A |  | N/A | No |
| 303922221 | 28068384 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | xxxx |  |  |  | xxxx | 08/17/2022 |  |  | 1 C A |  | VA | Investment | Purchase | D A |  | D A |  | N/A | No |
| 303922221 | 28068385 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 08/02/2022 |  |  | 1 C A |  | VA | Investment | Purchase | D A |  | D A |  | N/A | No |
| 303922221 | 28068386 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | xxxx |  |  |  | xxxx | 08/17/2022 |  |  | 1 C A |  | VA | Investment | Purchase | D A |  | D A |  | N/A | No |
| 303922221 | 28068387 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | xxxx | 08/02/2022 |  |  | 1 C A |  | VA | Investment | Purchase | D A |  | D A |  | N/A | No |
| 303922221 | 28068388 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | xxxx |  |  |  | xxxx | 08/02/2022 |  |  | 1 D A |  | VA | Investment | Purchase | D A |  | D A |  | N/A | No |
| 303922221 | 28068389 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 08/02/2022 |  |  | 1 C A |  | VA | Investment | Purchase | D A |  | D A |  | N/A | No |
| 303922221 | 28068390 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  |  |  |  |  | xxxx | 08/02/2022 |  |  | 1 D A |  | VA | Investment | Purchase | D A |  | D A |  | N/A | No |
| 303922221 | 28068391 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 09/21/2022 |  |  | 1 C A |  | VA | Investment | Purchase | D A |  | D A |  | N/A | No |
| 303922221 | 28068392 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. |  | xxxx |  |  |  | xxxx | 08/08/2022 |  |  | 1 C A |  | VA | Investment | Purchase | D A |  | D A |  | N/A | No |
| 303922221 | 28068393 |  | Credit | Asset | Asset Documentation | Asset | Missing Document: Asset Documentation not provided |  | xxxx |  |  |  | xxxx | 08/08/2022 |  |  | 1 C A |  | VA | Investment | Purchase | D A |  | D A |  | N/A | No |
| 303922221 | 28068395 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 07/28/2022 |  |  | 1 D A |  | VA | Investment | Purchase | D A |  | D A |  | N/A | No |
| 303922221 | 28068396 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | xxxx |  |  |  | xxxx | 09/21/2022 |  |  | 1 A |  | VA | Investment | Purchase | D A |  | D A |  | N/A | No |
| 303922220 | 28068397 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 07/28/2022 |  |  | 1 D A |  | OH | Investment | Purchase | D B |  | D A |  | N/A | No |
| 303922220 | 28068398 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | xxxx |  |  |  | xxxx | 07/26/2022 |  |  | 1 C A |  | OH | Investment | Purchase | D B |  | D A |  | N/A | No |
| 303922220 | 28068399 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 09/20/2022 |  |  | 1 C A |  | OH | Investment | Purchase | D B |  | D A |  | N/A | No |
| 303922220 | 28068400 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  |  |  |  |  | xxxx | 07/05/2022 |  |  | 1 D A |  | OH | Investment | Purchase | D B |  | D A |  | N/A | No |
| 303922220 | 28068401 |  | Credit | Loan Package Documentation | Closing / Title | Title | Title: Evidence of title is missing |  |  |  |  |  | xxxx | 06/16/2022 |  |  | 1 C A |  | OH | Investment | Purchase | D B |  | D A |  | N/A | No |
| 303922220 | 28068402 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 07/22/2022 | 2 C B |  | OH | Investment | Purchase | D B |  | D A |  | N/A | No |
| 303922220 | 28068403 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 05/02/2022 |  |  | 1 C A |  | OH | Investment | Purchase | D B |  | D A |  | N/A | No |
| 303922219 | 28068405 |  | Credit | Credit | Public Records | Credit | Public Records/Collections/Charge Off does not meet guidelines. |  | xxxx |  |  |  | xxxx | 10/12/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Rate/Term | D B C |  | D A |  | N/A | No |
| 303922219 | 28068406 |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | xxxx |  |  |  | xxxx | 11/22/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Rate/Term | D B C |  | D A |  | N/A | No |
| 303922219 | 28068407 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 07/28/2022 |  |  | 1 D A |  | MD | Investment | Refinance - Rate/Term | D B C |  | D A |  | N/A | No |
| 303922219 | 28068409 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 07/20/2022 | 2 C B |  | MD | Investment | Refinance - Rate/Term | D B C |  | D A |  | N/A | No |
| 303922214 | 28068410 |  | Credit | 1003 | Missing Document | 1003 | Missing Lender's Initial 1003/Application. |  | xxxx |  |  |  | xxxx | 06/16/2022 |  |  | 1 C A |  | MA | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922214 | 28068411 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx |  |  |  | xxxx | 07/21/2022 |  |  | 1 C A |  | MA | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922214 | 28068412 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 09/27/2022 | 2 C B |  | MA | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922214 | 28068413 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 08/29/2022 |  |  | 1 D A |  | MA | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922214 | 28068414 |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/21/2022 | 2 C B |  | MA | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922214 | 28068415 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/16/2022 | 1 A |  | MA | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922214 | 28068416 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship was not provided |  | xxxx |  |  |  | xxxx |  |  | 07/01/2022 | 2 B |  | MA | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922216 | 28068418 |  | Credit | Missing Document | General | Missing Document | Incomplete Document: 1003 Final is incomplete |  | xxxx |  |  |  | xxxx | 08/18/2022 |  |  | 1 C A |  | CA | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922216 | 28068419 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  |  |  |  |  | xxxx |  |  | 07/15/2022 | 2 B |  | CA | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922216 | 28068420 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/12/2022 | 1 A |  | CA | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922216 | 28068421 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | xxxx | 07/28/2022 |  |  | 1 D A |  | CA | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922216 | 28068422 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | Borrower's Experience/Track Record<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The borrower has over two years experience in managing properties. | SitusAMC,Originator,Aggregator<br>SitusAMC | xxxx |  |  | 09/27/2022 | 2 C B |  | CA | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922207 | 28068423 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | xxxx | 09/26/2022 |  |  | 1 D A |  | MO | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922207 | 28068424 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/11/2022 | 1 A |  | MO | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922207 | 28068425 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx |  |  |  | xxxx | 06/16/2022 |  |  | 1 C A |  | MO | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922207 | 28068426 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 06/03/2022 | 2 C B |  | MO | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922196 | 28068427 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/13/2022 | 1 A |  | NY | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922196 | 28068428 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | xxxx |  |  |  | xxxx | 07/05/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922196 | 28068429 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | xxxx |  |  |  | xxxx | 06/13/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922196 | 28068430 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.40 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>Aggregator | xxxx |  |  | 06/03/2022 | 2 C B |  | NY | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922196 | 28068431 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 09/26/2022 |  |  | 1 D A |  | NY | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922196 | 28068432 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation does not support the value used to qualify.; Sec ID: 7 | Note Date: ___; Lien Position: ___ | xxxx |  |  |  | xxxx | 11/16/2022 |  |  | 1 A |  | NY | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922213 | 28068433 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 05/31/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922213 | 28068434 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/31/2022 | 1 A |  | TX | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922213 | 28068435 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 08/29/2022 |  |  | 1 D A |  | TX | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922213 | 28068436 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | xxxx | 08/02/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922213 | 28068437 |  | Credit | Credit | Public Records | Credit | Public Records/Collections/Charge Off does not meet guidelines. |  | xxxx |  |  |  | xxxx | 08/18/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922213 | 28068438 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 08/09/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922193 | 28068439 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ | xxxx |  |  |  | xxxx |  |  | 05/10/2022 | 1 A |  | FL | Investment | Purchase | D A |  | D A |  | N/A | No |
| 303922193 | 28068440 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 08/03/2022 |  |  | 1 D A |  | FL | Investment | Purchase | D A |  | D A |  | N/A | No |
| 303922200 | 28068441 |  | Credit | Credit | Public Records | Credit | Public Records/Collections/Charge Off does not meet guidelines. |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 10/18/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922200 | 28068442 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  |  |  |  |  | xxxx | 08/09/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922200 | 28068443 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/20/2022 | 1 A |  | FL | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922200 | 28068444 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 09/22/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922200 | 28068445 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/20/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922200 | 28068446 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  | xxxx |  |  |  | xxxx | 08/29/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922200 | 28068447 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: 09/29/2022 | SitusAMC | xxxx |  |  | 10/20/2022 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922206 | 28068448 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  | xxxx |  |  |  | xxxx | 08/03/2022 |  |  | 1 C A |  | CA | Investment | Purchase | D B |  | D A |  | N/A | No |
| 303922206 | 28068449 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/10/2022 | 1 A |  | CA | Investment | Purchase | D B |  | D A |  | N/A | No |
| 303922206 | 28068450 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 09/26/2022 |  |  | 1 D A |  | CA | Investment | Purchase | D B |  | D A |  | N/A | No |
| 303922206 | 28068451 |  | Credit | Title | Document Error | Title | The Preliminary title policy is within CA or NV and does not reflect a coverage amount (no final title policy in file). Unable to determine if appropiate coverage is provided. |  |  |  |  |  | xxxx |  |  | 07/01/2022 | 2 B |  | CA | Investment | Purchase | D B |  | D A |  | N/A | No |
| 303922206 | 28068452 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  | xxxx |  |  |  | xxxx | 08/03/2022 |  |  | 1 D A |  | CA | Investment | Purchase | D B |  | D A |  | N/A | No |
| 303922206 | 28068453 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | xxxx |  |  |  | xxxx | 07/01/2022 |  |  | 1 C A |  | CA | Investment | Purchase | D B |  | D A |  | N/A | No |
| 303922194 | 28068454 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 09/26/2022 |  |  | 1 D A |  | NY | Investment | Refinance - Rate/Term | D A C |  | D A |  | N/A | No |
| 303922194 | 28068455 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/10/2022 | 1 A |  | NY | Investment | Refinance - Rate/Term | D A C |  | D A |  | N/A | No |
| 303922194 | 28068456 |  | Credit | Asset | Asset Documentation | Asset | Asset documentation is missing from the file and required per guidelines. |  | xxxx |  |  |  | xxxx | 06/16/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Rate/Term | D A C |  | D A |  | N/A | No |
| 303922187 | 28068457 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/03/2022 | 1 A |  | OK | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922187 | 28068458 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 08/03/2022 |  |  | 1 D A |  | OK | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922187 | 28068459 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship was not provided |  | xxxx |  |  |  | xxxx |  |  | 07/19/2022 | 2 B |  | OK | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922187 | 28068460 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: 1003 Final not provided |  | xxxx |  |  |  | xxxx | 08/17/2022 |  |  | 1 C A |  | OK | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922187 | 28068461 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.30 is greater than the minimum required DSCR of 1.00. | SitusAMC,Originator Pre-Close,Originator,Aggregator<br>SitusAMC | xxxx |  |  | 06/03/2022 | 2 C B |  | OK | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922190 | 28068462 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | xxxx | 08/02/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922190 | 28068463 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | xxxx | 08/03/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922190 | 28068464 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/16/2022 | 1 A |  | FL | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922190 | 28068465 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | LTV < 70% | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 08/09/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922190 | 28068466 |  | Credit | Guideline | Guideline Issue | Guideline | Ineligible borrower per guidelines. |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | LTV < 70% | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/03/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922180 | 28068467 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | xxxx | 08/02/2022 |  |  | 1 C A |  | FL | Investment | Purchase | D A C |  | D A |  | N/A | No |
| 303922180 | 28068468 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | xxxx | 08/29/2022 |  |  | 1 D A |  | FL | Investment | Purchase | D A C |  | D A |  | N/A | No |
| 303922180 | 28068469 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/16/2022 | 1 A |  | FL | Investment | Purchase | D A C |  | D A |  | N/A | No |
| 303922183 | 28068470 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 07/26/2022 |  |  | 1 C A |  | FL | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922183 | 28068471 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  |  |  |  |  | xxxx | 07/05/2022 |  |  | 1 C A |  | FL | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922183 | 28068472 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 07/05/2022 |  |  | 1 C A |  | FL | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922183 | 28068473 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | xxxx | 07/05/2022 |  |  | 1 C A |  | FL | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922183 | 28068474 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 07/05/2022 |  |  | 1 C A |  | FL | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922183 | 28068475 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | xxxx |  |  |  | xxxx | 10/13/2022 |  |  | 1 C A |  | FL | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922183 | 28068476 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/11/2022 | 1 A |  | FL | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922183 | 28068477 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | xxxx | 08/29/2022 |  |  | 1 D A |  | FL | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922183 | 28068478 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points. | Guidelines Representative FICO: 680<br> Representative Average FICO: 736 | SitusAMC,Aggregator | xxxx |  |  | 07/13/2022 | 2 C B |  | FL | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922183 | 28068479 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 10/13/2022 |  |  | 1 C A |  | FL | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922183 | 28068480 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | xxxx | 08/02/2022 |  |  | 1 C A |  | FL | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922173 | 28068481 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | xxxx |  |  |  | xxxx | 05/18/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922173 | 28068482 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ | xxxx |  |  |  | xxxx |  |  | 05/11/2022 | 1 A |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922173 | 28068483 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | xxxx | 07/28/2022 |  |  | 1 D A |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922173 | 28068484 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Reservesverified: 321.46 months<br> Guideline Requirement: 6.00 months<br>The DSCR of 1.59% is greater than the minimum required DSCR of 1.20%. | SitusAMC<br>SitusAMC | xxxx |  |  | 08/05/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922173 | 28068485 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: 700<br> Representative Average FICO: 755<br>The DSCR of 1.59% is greater than the minimum required DSCR of 1.20%. | SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 07/20/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922172 | 28068486 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx |  |  |  | xxxx | 07/05/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922172 | 28068487 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx |  |  |  | xxxx | 07/01/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922172 | 28068488 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | xxxx |  |  |  | xxxx | 06/10/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922172 | 28068490 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 07/28/2022 |  |  | 1 D A |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922172 | 28068491 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | xxxx |  |  |  | xxxx |  |  | 06/22/2022 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922172 | 28068492 |  | Compliance | Loan Package Documentation | Application / Processing | Missing, Incorrect, or Incomplete Final or Initial 1003 | Missing Document: Missing Lender's Initial 1003 |  | xxxx |  |  |  | xxxx |  |  | 09/21/2022 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922172 | 28068493 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship was not provided |  | xxxx |  |  |  | xxxx |  |  | 07/01/2022 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922171 | 28068494 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/11/2022 | 1 A |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922171 | 28068495 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  |  |  |  |  | xxxx | 09/07/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922171 | 28068496 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reservesverified: 342.09 months<br> Guideline Requirement: 6.00 months<br>Guidelines Representative FICO: 680<br> Representative Average FICO: 775 | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 07/22/2022 | 2 C B |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922176 | 28068497 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx |  |  |  | xxxx | 07/05/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922176 | 28068498 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The most recent valuation inspection is dated prior to the most recent FEMA disaster. |  | xxxx |  |  |  | xxxx | 05/18/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922176 | 28068499 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 07/22/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922176 | 28068500 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ | xxxx |  |  |  | xxxx |  |  | 05/10/2022 | 1 A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922169 | 28068501 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 07/26/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922169 | 28068502 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx |  |  |  | xxxx | 07/27/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922169 | 28068503 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  |  |  |  |  | xxxx | 07/05/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922169 | 28068504 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/19/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922169 | 28068505 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/11/2022 | 1 A |  | FL | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922169 | 28068506 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 07/28/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922169 | 28068507 |  | Credit | Missing Document | General | Missing Document | Missing Document: Vacation Rental Income Statement (VRBO, Airbnb, etc.) not provided |  | xxxx |  |  |  | xxxx | 08/30/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922168 | 28068508 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/17/2022 | 1 A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922168 | 28068509 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx | Borrower's Experience/Track Record<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years. | Borrower's Experience/Track Record. The borrower has 5+ years of experience in self-managing investment properties per the property history report provided in file. | SitusAMC,Originator Pre-Close,Originator,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 09/27/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922168 | 28068510 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship was not provided |  | xxxx |  |  |  | xxxx |  |  | 07/12/2022 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922145 | 28068511 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx |  |  |  | xxxx | 08/02/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922145 | 28068512 |  | Credit | Investment Product | General | Investment Product | REO property does not have a lease in place and required by guidelines. |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.59 is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC | xxxx |  |  | 09/21/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922145 | 28068513 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: 700<br> Representative Average FICO: 790<br>The DSCR of 1.59 is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 07/22/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922146 | 28068514 |  | Credit | Credit | Credit Eligibility | Credit | Active Tradeline requirement not met. | - Borrower has ___ Active Tradelines which is less than the minimum required by guidelines. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/05/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922146 | 28068515 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/12/2022 | 1 A |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922146 | 28068516 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx |  |  |  | xxxx | 08/02/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922146 | 28068517 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/22/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922146 | 28068518 |  | Credit | Investment Product | General | Investment Product | REO property does not have a lease in place and required by guidelines. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/05/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922147 | 28068519 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  | xxxx |  |  |  | xxxx | 08/26/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922147 | 28068520 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx |  |  |  | xxxx | 08/02/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922147 | 28068521 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/11/2022 | 1 A |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922147 | 28068522 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | (Missing Doc) Missing Note Addendum: Note P&I does not match calculated P&I |  |  |  |  |  | xxxx | 11/22/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922147 | 28068523 |  | Credit | Business Purpose | General | Business Purpose | Open Tradeline requirement not met. | - Borrower has ___ Open Tradelines which is less than the minimum required by guidelines. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 07/22/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922147 | 28068524 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 09/21/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922147 | 28068525 |  | Credit | Credit | Credit Documentation | Credit | Background check is missing. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 07/22/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922148 | 28068526 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 09/26/2022 | 1 A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922148 | 28068528 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves verified: 60.59 months<br> Guideline Requirement: 6.00 months<br>Guidelines Representative FICO: 680<br> Representative Average FICO: 750 | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 07/22/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922148 | 28068529 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves verified: 60.59 months<br> Guideline Requirement: 6.00 months<br>Guidelines Representative FICO: 680<br> Representative Average FICO: 750 | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 08/19/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922148 | 28068530 |  | Credit | Credit | Credit Documentation | Credit | Background check is missing. |  | xxxx |  |  |  | xxxx | 10/13/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922148 | 28068531 |  | Credit | Missing Document | General | Missing Document | Missing Document: Verification of Non-US Citizen Status not provided |  |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves verified: 60.59 months<br> Guideline Requirement: 6.00 months<br>Guidelines Representative FICO: 680<br> Representative Average FICO: 750 | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 03/03/2023 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922148 | 28068532 |  | Credit | Borrower and Mortgage Eligibility | Credit Eligibility | Borrower and Mortgage Eligibility | Non-permanent Resident Aliens or Foreign Nationals are considered on a case by case basis. Confirm residency requirements with Investor Guidelines. |  |  |  |  |  | xxxx |  |  | 07/05/2022 | 2 B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922144 | 28068537 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx |  |  |  | xxxx | 08/02/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922144 | 28068538 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  | xxxx |  |  |  | xxxx | 08/26/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922144 | 28068539 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 07/22/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922144 | 28068540 |  | Credit | Business Purpose | General | Business Purpose | Open Tradeline requirement not met. | - Borrower has ___ Open Tradelines which is less than the minimum required by guidelines. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 07/22/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922141 | 28068533 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/12/2022 | 1 A |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922141 | 28068534 |  | Credit | Credit | Credit Eligibility | Credit | Active Tradeline requirement not met. | - Borrower has ___ Active Tradelines which is less than the minimum required by guidelines. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/05/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922141 | 28068535 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx |  |  |  | xxxx | 07/05/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922141 | 28068536 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/28/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922143 | 28068542 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx |  |  |  | xxxx | 08/02/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922143 | 28068543 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/12/2022 | 1 A |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922143 | 28068544 |  | Credit | Credit | Credit Eligibility | Credit | Open tradelines is less than 3. | - Open Tradelines: ___ | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/22/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922143 | 28068545 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/22/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922143 | 28068546 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  | xxxx |  |  |  | xxxx | 08/26/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922151 | 28068553 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx |  |  |  | xxxx | 08/02/2022 |  |  | 1 C A |  | VA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922151 | 28068554 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/02/2022 | 1 A |  | VA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922151 | 28068555 |  | Credit | Missing Document | General | Missing Document | Missing Document: Account Statements - Business not provided |  | xxxx |  |  |  | xxxx | 10/12/2022 |  |  | 1 C A |  | VA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922151 | 28068556 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 08/26/2022 |  |  | 1 C A |  | VA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922151 | 28068557 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 08/17/2022 |  |  | 1 C A |  | VA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922151 | 28068558 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx |  |  |  | xxxx | 08/17/2022 |  |  | 1 C A |  | VA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922151 | 28068559 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 09/28/2022 | 2 C B |  | VA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922151 | 28068560 |  | Credit | Credit | Credit Documentation | Guideline | Missing Document: Asset not provided |  | xxxx |  |  |  | xxxx | 08/17/2022 |  |  | 1 A |  | VA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922142 | 28068547 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx |  |  |  | xxxx | 08/02/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922142 | 28068548 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ | xxxx |  |  |  | xxxx |  |  | 05/12/2022 | 1 A |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922142 | 28068549 |  | Credit | Investment Product | General | Investment Product | REO property does not have a lease in place and required by guidelines. |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Reserves verified: 144.39 months<br> Guideline Requirement: 9.00 months<br>Guidelines Representative FICO: 680<br> Representative Average FICO: 790<br>The DSCR of 1.49% is greater than the minimum required DSCR of 1.0%. | SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 09/21/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922142 | 28068550 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Reserves verified: 144.39 months<br> Guideline Requirement: 9.00 months<br>Guidelines Representative FICO: 680<br> Representative Average FICO: 790<br>The DSCR of 1.49% is greater than the minimum required DSCR of 1.0%. | SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 07/22/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922142 | 28068551 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  |  |  |  |  | xxxx | 08/30/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922142 | 28068552 |  | Credit | Credit | Credit Calculation / Analysis | Credit | Guideline Issue: Insufficient tradelines per credit guidelines |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Reserves verified: 144.39 months<br> Guideline Requirement: 9.00 months<br>Guidelines Representative FICO: 680<br> Representative Average FICO: 790<br>The DSCR of 1.49% is greater than the minimum required DSCR of 1.0%. | SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 07/22/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922138 | 28068561 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | xxxx | 08/02/2022 |  |  | 1 C A |  | CA | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922138 | 28068563 |  | Credit | Missing Document | General | Missing Document | Missing Document: Source of Funds/Deposit not provided |  | xxxx |  |  |  | xxxx | 08/09/2022 |  |  | 1 C A |  | CA | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922138 | 28068564 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 08/09/2022 |  |  | 1 C A |  | CA | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922138 | 28068565 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | xxxx |  |  | 05/12/2022 | 1 A |  | CA | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922138 | 28068566 |  | Credit | Title | Document Error | Title | The Preliminary/Commitment does not reflect a coverage amount (no final title policy in file). Unable to determine if appropiate coverage is provided. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points. | FICO > 720 | SitusAMC,Aggregator | xxxx | 06/17/2022 |  |  | 1 C A |  | CA | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922138 | 28068567 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 07/28/2022 |  |  | 1 D A |  | CA | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922138 | 28068568 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points. | FICO > 720 | SitusAMC,Aggregator | xxxx |  |  | 06/06/2022 | 2 C B |  | CA | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922138 | 28068569 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points. | FICO > 720 | SitusAMC,Aggregator | xxxx |  |  | 06/06/2022 | 2 C B |  | CA | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922138 | 28068570 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's Experience/Track Record<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Borrower's Experience/Track Record. The borrower has: "2" Years of Experience.<br>FICO > 720 | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 07/22/2022 | 2 C B |  | CA | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922135 | 28068574 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/05/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922135 | 28068575 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship was not provided |  | xxxx |  |  |  | xxxx |  |  | 07/05/2022 | 2 B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922134 | 28068576 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/12/2022 | 1 A |  | PA | Investment | Refinance - Cash-out - Other | A |  | A |  | N/A | No |
| 303922132 | 28068577 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | xxxx |  |  |  | xxxx | 08/18/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922132 | 28068578 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/13/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922132 | 28068579 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ | xxxx |  |  |  | xxxx |  |  | 05/12/2022 | 1 A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922132 | 28068580 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/18/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922126 | 28068582 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 07/28/2022 |  |  | 1 D A |  | KY | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922126 | 28068583 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Borrower's Experience/Track Record<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower's Experience/Track Record. The borrower has 2+ years of experience in self-managing investment properties per the real estate experience outline. | SitusAMC,Originator Pre-Close,Originator,Aggregator<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/19/2022 | 2 C B |  | KY | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922129 | 28068584 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/13/2022 | 1 A |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922129 | 28068586 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx |  |  |  | xxxx | 07/28/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922129 | 28068587 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 07/20/2022 | 2 C B |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922129 | 28068588 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship was not provided |  | xxxx |  |  |  | xxxx |  |  | 07/12/2022 | 2 B |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303922128 | 28068589 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ | xxxx |  |  |  | xxxx |  |  | 05/13/2022 | 1 A |  | GA | Investment | Purchase | D A C |  | D A |  | N/A | No |
| 303922128 | 28068590 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | xxxx | 07/28/2022 |  |  | 1 D A |  | GA | Investment | Purchase | D A C |  | D A |  | N/A | No |
| 303922128 | 28068591 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. |  | xxxx |  |  |  | xxxx | 07/01/2022 |  |  | 1 C A |  | GA | Investment | Purchase | D A C |  | D A |  | N/A | No |
| 303922123 | 28068592 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/13/2022 | 1 A |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922123 | 28068593 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 07/28/2022 |  |  | 1 D A |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922123 | 28068594 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrower has owned the subject property for at least 5 years.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Reserves greater than 18 months | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 10/27/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922121 | 28068595 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | xxxx | 07/28/2022 |  |  | 1 D A |  | GA | Investment | Purchase | D A |  | D A |  | N/A | No |
| 303922121 | 28068596 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/13/2022 | 1 A |  | GA | Investment | Purchase | D A |  | D A |  | N/A | No |
| 303922122 | 28068597 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/13/2022 | 1 A |  | GA | Investment | Purchase | D A C |  | D A |  | N/A | No |
| 303922122 | 28068598 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | xxxx | 07/28/2022 |  |  | 1 D A |  | GA | Investment | Purchase | D A C |  | D A |  | N/A | No |
| 303922122 | 28068599 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  |  |  |  |  | xxxx | 08/05/2022 |  |  | 1 C A |  | GA | Investment | Purchase | D A C |  | D A |  | N/A | No |
| 303922120 | 28068600 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | xxxx |  |  | 07/05/2022 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922120 | 28068601 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | xxxx |  |  |  | xxxx | 08/18/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922120 | 28068602 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 07/28/2022 |  |  | 1 D A |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922124 | 28068604 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx |  |  |  | xxxx | 07/05/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Rate/Term | D B C |  | D A |  | N/A | No |
| 303922124 | 28068605 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 07/28/2022 |  |  | 1 D A |  | PA | Investment | Refinance - Rate/Term | D B C |  | D A |  | N/A | No |
| 303922124 | 28068606 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx | Borrower's Experience/Track Record<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Borrower's Experience/Track Record. The borrower has: "3" Years of Experience. | Aggregator<br>SitusAMC | xxxx |  |  | 07/22/2022 | 2 C B |  | PA | Investment | Refinance - Rate/Term | D B C |  | D A |  | N/A | No |
| 303922124 | 28068607 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | Borrower's Experience/Track Record<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Borrower's Experience/Track Record. The borrower has: "3" Years of Experience. | Aggregator<br>SitusAMC | xxxx |  |  | 10/05/2022 | 2 C B |  | PA | Investment | Refinance - Rate/Term | D B C |  | D A |  | N/A | No |
| 303922124 | 28068608 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | Borrower's Experience/Track Record<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Borrower's Experience/Track Record. The borrower has: "3" Years of Experience. | Aggregator<br>SitusAMC | xxxx |  |  | 06/24/2022 | 2 C B |  | PA | Investment | Refinance - Rate/Term | D B C |  | D A |  | N/A | No |
| 303922124 | 28068609 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Title Preliminary not provided |  | xxxx |  |  |  | xxxx | 06/17/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Rate/Term | D B C |  | D A |  | N/A | No |
| 303922124 | 28068610 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  | xxxx |  |  | 05/13/2022 | 1 A |  | PA | Investment | Refinance - Rate/Term | D B C |  | D A |  | N/A | No |
| 303922125 | 28068616 |  | Credit | Loan Package Documentation | Loan File | Missing Document | Missing Document: Hazard Insurance Policy not provided |  | xxxx |  |  |  | xxxx | 07/26/2022 |  |  | 1 C A |  | NC | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922125 | 28068617 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/13/2022 | 1 A |  | NC | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922125 | 28068618 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | xxxx | 07/28/2022 |  |  | 1 D A |  | NC | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922125 | 28068619 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | xxxx |  |  |  | xxxx | 08/18/2022 |  |  | 1 C A |  | NC | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922125 | 28068621 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.43 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC | xxxx |  |  | 10/18/2022 | 2 C B |  | NC | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922125 | 28068622 |  | Credit | Property - Appraisal | Property Eligibility - Subject and Improvements | Property - Appraisal | Guideline Issue: Property type not allowed per credit guidelines |  | xxxx |  |  |  | xxxx | 07/05/2022 |  |  | 1 C A |  | NC | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922125 | 28068623 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 10/12/2022 |  |  | 1 C A |  | NC | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922125 | 28068624 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  |  |  |  |  | xxxx | 09/22/2022 |  |  | 1 A |  | NC | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922119 | 28068611 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx |  |  |  | xxxx | 08/02/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922119 | 28068612 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/17/2022 | 1 A |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922119 | 28068613 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 07/28/2022 |  |  | 1 D A |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922119 | 28068614 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/19/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922119 | 28068615 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship was not provided |  | xxxx |  |  |  | xxxx |  |  | 07/19/2022 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922118 | 28068625 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx |  |  |  | xxxx | 06/17/2022 |  |  | 1 C A |  | FL | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922118 | 28068626 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 10/12/2022 |  |  | 1 C A |  | FL | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922118 | 28068627 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | xxxx |  |  |  | xxxx | 10/12/2022 |  |  | 1 C A |  | FL | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922118 | 28068628 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/13/2022 | 1 A |  | FL | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922118 | 28068629 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | xxxx | 07/28/2022 |  |  | 1 D A |  | FL | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922118 | 28068630 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | xxxx | 08/02/2022 |  |  | 1 C A |  | FL | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922118 | 28068631 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ |  | Property inspected post disaster but pre-FEMA declaration of disaster end date. | Property inspected post disaster but pre-FEMA declaration of disaster end date. Date of disaster: 9/29/2022. | SitusAMC,Originator,Aggregator | xxxx |  |  | 10/25/2022 | 2 B |  | FL | Investment | Purchase | D B C |  | D A |  | N/A | No |
| 303922117 | 28068632 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/17/2022 | 1 A |  | KS | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922117 | 28068633 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 07/28/2022 |  |  | 1 D A |  | KS | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922117 | 28068634 |  | Credit | Credit | Public Records | Credit | Public Records/Collections/Charge Off does not meet guidelines. |  | xxxx | Borrower's Experience/Track Record<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower's Experience/Track Record. The borrower has 2+ years of experience in self-managing investment properties per the property management questionnaire provided in file. | SitusAMC,Originator Pre-Close,Originator,Aggregator<br>SitusAMC<br>SitusAMC | xxxx |  |  | 09/23/2022 | 2 C B |  | KS | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922117 | 28068635 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | xxxx | 07/27/2022 |  |  | 1 C A |  | KS | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922117 | 28068636 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's Experience/Track Record<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower's Experience/Track Record. The borrower has 2+ years of experience in self-managing investment properties per the property management questionnaire provided in file. | SitusAMC,Originator Pre-Close,Originator,Aggregator<br>SitusAMC<br>SitusAMC | xxxx |  |  | 06/17/2022 | 2 C B |  | KS | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922117 | 28068637 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | xxxx |  |  |  | xxxx | 06/17/2022 |  |  | 1 C A |  | KS | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922117 | 28068638 |  | Credit | Hazard Insurance | Document Error | Hazard Insurance | Hazard Insurance policy does not list Lender or Servicer and its successors and assigns, per guideline requirements. |  |  | Borrower's Experience/Track Record<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Borrower's Experience/Track Record. The borrower has 2+ years of experience in self-managing investment properties per the property management questionnaire provided in file. | SitusAMC,Originator Pre-Close,Originator,Aggregator<br>SitusAMC | xxxx |  |  | 05/11/2022 | 2 C B |  | KS | Investment | Refinance - Cash-out - Other | D B C |  | D A |  | N/A | No |
| 303922114 | 28068639 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx |  |  |  | xxxx | 08/02/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922114 | 28068640 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 06/17/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922114 | 28068641 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  |  |  |  |  | xxxx | 07/26/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922114 | 28068643 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | xxxx | 06/17/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922114 | 28068644 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | xxxx | 06/17/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922114 | 28068645 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 06/17/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922114 | 28068646 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Purchase Agreement / Sales Contract not provided |  |  |  |  |  | xxxx | 06/17/2022 |  |  | 1 D A |  | NJ | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922114 | 28068647 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  |  |  |  |  | xxxx | 06/17/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922114 | 28068648 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/13/2022 | 1 A |  | NJ | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922114 | 28068649 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. | xxxx |  |  |  | xxxx | 09/15/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922114 | 28068650 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx |  |  |  | xxxx | 09/15/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922114 | 28068651 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship was not provided |  |  |  |  |  | xxxx |  |  | 07/01/2022 | 2 B |  | NJ | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922114 | 28068652 |  | Credit | Credit | Credit Eligibility | Credit | Open tradelines is less than 3. | - Open Tradelines: ___ | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.54 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>Aggregator | xxxx |  |  | 07/22/2022 | 2 C B |  | NJ | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922114 | 28068653 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  |  |  |  |  | xxxx | 08/29/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | D B |  | A |  | N/A | No |
| 303922111 | 28068654 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC | xxxx |  |  | 08/17/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303922111 | 28068655 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 06/20/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303922111 | 28068656 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | xxxx | 06/20/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303922111 | 28068657 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  | The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC | xxxx |  |  | 07/20/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303922111 | 28068658 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | xxxx | 07/20/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303922111 | 28068659 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 06/20/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303922111 | 28068660 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  |  |  |  |  | xxxx | 06/20/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303922111 | 28068661 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  |  |  |  |  | xxxx | 08/18/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303922111 | 28068662 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/13/2022 | 1 A |  | NJ | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303922111 | 28068663 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Missing Document: Appraisal was made "subject to" and Form 1004D/442 was not provided. |  |  |  |  |  | xxxx | 11/14/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303922111 | 28068664 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC | xxxx |  |  | 07/20/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303922111 | 28068665 |  | Credit | Investment Product | General | Investment Product | REO property does not have a lease in place and required by guidelines. |  | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 09/21/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303922111 | 28068666 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship was not provided |  |  |  |  |  | xxxx |  |  | 07/05/2022 | 2 B |  | NJ | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303922111 | 28068667 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. |  | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.43 is greater than the minimum required DSCR of 1.20. | SitusAMC,Originator,Aggregator<br>SitusAMC | xxxx |  |  | 09/26/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303922111 | 28068668 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The DSCR of 1.43 is greater than the minimum required DSCR of 1.20. | SitusAMC,Originator,Aggregator<br>SitusAMC | xxxx |  |  | 11/17/2022 | 2 B |  | NJ | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303922113 | 28068669 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/13/2022 | 1 A |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922113 | 28068670 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Credit Report is more than 120 days prior to the note date. |  | xxxx | Borrower's Experience/Track Record<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The borrower has over two years managing properties.<br>The DSCR of 1.25 is greater than the minimum required DSCR of 1.20. | SitusAMC,Originator,Aggregator<br>Aggregator | xxxx |  |  | 07/27/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922113 | 28068671 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | xxxx |  |  |  | xxxx | 08/18/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922113 | 28068672 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  |  |  |  |  | xxxx | 06/17/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922113 | 28068673 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx | Borrower's Experience/Track Record<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Borrower's Experience/Track Record. The borrower has: "3" Years of Experience.<br>The DSCR of 1.25 is greater than the minimum required DSCR of 1.20. | Aggregator<br>Aggregator | xxxx | 03/03/2023 |  |  | 1 C A |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922113 | 28068674 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 08/18/2022 |  |  | 1 C A |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922113 | 28068675 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx | Borrower's Experience/Track Record<br>Borrower's Experience/Track Record<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The borrower has over two years managing properties.<br>Borrower's Experience/Track Record. The borrower has: "3" Years of Experience.<br>The DSCR of 1.25 is greater than the minimum required DSCR of 1.20. | SitusAMC,Originator,Aggregator<br>Aggregator<br>Aggregator | xxxx |  |  | 08/17/2022 | 2 C B |  | NJ | Investment | Purchase | C B |  | A |  | N/A | No |
| 303922105 | 28068676 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/13/2022 | 1 A |  | PA | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303922105 | 28068677 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | xxxx | 07/28/2022 |  |  | 1 D A |  | PA | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303922105 | 28068678 |  | Credit | Credit | Credit Documentation | Credit | Background check is missing. |  |  |  |  |  | xxxx | 07/26/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303922105 | 28068679 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | xxxx | 06/23/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303922105 | 28068680 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 06/23/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303922105 | 28068681 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  |  |  |  |  | xxxx | 06/23/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303922105 | 28068682 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | xxxx | 06/23/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303922105 | 28068683 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 06/23/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303922105 | 28068685 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 06/23/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303922104 | 28068699 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 06/22/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D B |  | N/A | No |
| 303922104 | 28068700 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  |  |  |  |  | xxxx | 06/22/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D B |  | N/A | No |
| 303922104 | 28068701 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 06/22/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D B |  | N/A | No |
| 303922104 | 28068702 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | xxxx | 06/22/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D B |  | N/A | No |
| 303922104 | 28068703 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | xxxx | 06/22/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D B |  | N/A | No |
| 303922104 | 28068705 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 06/22/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D B |  | N/A | No |
| 303922104 | 28068707 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  |  |  |  |  | xxxx | 06/22/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D B |  | N/A | No |
| 303922104 | 28068708 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | xxxx | 09/27/2022 |  |  | 1 D A |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D B |  | N/A | No |
| 303922104 | 28068709 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/10/2022 | 1 A |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D B |  | N/A | No |
| 303922104 | 28068710 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 09/23/2022 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D B |  | N/A | No |
| 303922104 | 28068711 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation does not support the value used to qualify.; Sec ID: 7 |  | xxxx |  |  |  | xxxx | 11/03/2022 |  |  | 1 A |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D B |  | N/A | No |
| 303922104 | 28068712 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 11/03/2022 | 2 A B |  | PA | Investment | Refinance - Cash-out - Other | D B C |  | D B |  | N/A | No |
| 303922103 | 28068687 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx |  |  |  | xxxx | 06/22/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303922103 | 28068688 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 06/22/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303922103 | 28068689 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  |  |  |  |  | xxxx | 06/22/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303922103 | 28068690 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | xxxx | 06/22/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303922103 | 28068691 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 06/22/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303922103 | 28068692 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | xxxx | 06/22/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303922103 | 28068694 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 06/22/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303922103 | 28068695 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Tax Certificate not provided |  |  |  |  |  | xxxx | 08/29/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303922103 | 28068697 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  |  |  |  |  | xxxx | 07/28/2022 |  |  | 1 D A |  | PA | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303922103 | 28068698 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/11/2022 | 1 A |  | PA | Investment | Refinance - Cash-out - Other | D A C |  | D A |  | N/A | No |
| 303922106 | 28068724 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | xxxx |  |  |  | xxxx | 06/23/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922106 | 28068725 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 06/23/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922106 | 28068726 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx |  |  |  | xxxx | 06/23/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922106 | 28068727 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx |  |  |  | xxxx | 07/19/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922106 | 28068728 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 07/19/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922106 | 28068729 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx |  |  |  | xxxx | 08/02/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922106 | 28068730 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  | xxxx |  |  |  | xxxx | 06/23/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922106 | 28068731 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/13/2022 | 1 A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922106 | 28068732 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 07/28/2022 |  |  | 1 D A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922106 | 28068733 |  | Credit | Loan Package Documentation | Application / Processing | Missing Document | Missing Document: Other not provided |  | xxxx |  |  |  | xxxx | 08/10/2022 |  |  | 1 C A D |  | PA | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922106 | 28068734 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship was not provided |  | xxxx |  |  |  | xxxx | 07/05/2022 |  |  | 1 B A |  | PA | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922106 | 28068735 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.47 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>Aggregator | xxxx |  |  | 07/06/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922106 | 28068736 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.47 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>Aggregator | xxxx |  |  | 07/19/2022 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922108 | 28068713 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 06/21/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922108 | 28068714 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  |  |  |  |  | xxxx | 06/21/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922108 | 28068715 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 06/21/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922108 | 28068716 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 06/21/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922108 | 28068717 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Primary Valuation is older than guidelines permit |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/10/2022 | 2 C B |  | NY | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922108 | 28068718 |  | Property | Property - Appraisal | Appraisal Documentation | Property - Appraisal | Loan is to be securitized. Secondary valuation is missing.; Sec ID: 2 |  | xxxx |  |  |  | xxxx | 07/28/2022 |  |  | 1 D A |  | NY | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922108 | 28068719 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 06/21/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922108 | 28068720 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  |  |  |  |  | xxxx | 06/21/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922108 | 28068722 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 10/12/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303922108 | 28068723 |  | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete HUD-1 | Missing Final HUD-1 |  | xxxx |  |  |  | xxxx | 08/03/2022 |  |  | 1 D A |  | NY | Investment | Refinance - Cash-out - Other | D B |  | D A |  | N/A | No |
| 303921761 | 28068739 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 08/15/2022 |  |  | 1 C A |  | NY | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921761 | 28068740 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/28/2022 | 2 B |  | NY | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921781 | 28068741 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 09/28/2022 | 2 C B |  | TN | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921781 | 28068743 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 07/15/2022 | 2 C B |  | TN | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921781 | 28068744 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 09/28/2022 | 2 C B |  | TN | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921778 | 28068745 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 07/05/2022 |  |  | 1 C A |  | NC | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921778 | 28068746 |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | xxxx |  |  |  | xxxx | 08/18/2022 |  |  | 1 C A |  | NC | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921778 | 28068747 |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | xxxx |  |  |  | xxxx | 08/18/2022 |  |  | 1 C A |  | NC | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921778 | 28068749 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | xxxx |  |  | 04/27/2022 | 2 B |  | NC | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921778 | 28068750 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 10/17/2022 | 2 C B |  | NC | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921760 | 28068751 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/11/2022 | 2 C B |  | FL | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303921760 | 28068752 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/20/2022 | 1 A |  | FL | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303921760 | 28068753 |  | Property | Valuation | Valuation Issue | Valuation | The desk review has a effective date that is other than what the appraisal effective date is. The desk review should have the same effective date as the appraisal |  | xxxx |  |  |  | xxxx | 08/09/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303921760 | 28068754 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 09/15/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303921760 | 28068756 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  | xxxx |  |  |  | xxxx | 09/07/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C B |  | C A |  | N/A | No |
| 303921762 | 28068757 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 06/24/2022 | 2 C B |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921762 | 28068759 |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 06/24/2022 | 2 C B |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921762 | 28068761 |  | Credit | Insurance | Insurance Documentation | Insurance | Hazard Insurance Error: Missing HO-6 policy, blanket hazard insurance policy provided does not contain unit interior coverage. |  | xxxx |  |  |  | xxxx | 09/07/2022 |  |  | 1 C A |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921762 | 28068762 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. | Calculated PITIA months reserves of ___ is less than Guideline PITIA months reserves of ___. | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 09/15/2022 | 2 C B |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921762 | 28068763 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. | Documented qualifying Assets for Closing of ___ is less than Cash From Borrower ___. | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 09/15/2022 | 2 C B |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921762 | 28068764 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points. |  | SitusAMC | xxxx |  |  | 04/28/2022 | 2 B |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921762 | 28068765 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/28/2022 | 2 B |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921777 | 28068766 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/19/2022 | 2 C B |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921777 | 28068768 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 05/11/2022 |  |  | 1 A |  | NJ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921756 | 28068769 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx |  |  |  | xxxx | 09/12/2022 |  |  | 1 C A |  | AL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303921756 | 28068771 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/26/2022 |  |  | 1 C A |  | AL | Investment | Purchase | C A |  | A |  | N/A | No |
| 303921758 | 28068772 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Reserves exceed the GL by at least 4 months. | SitusAMC<br>SitusAMC,Originator | xxxx |  |  | 09/29/2022 | 2 C B |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921758 | 28068773 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 06/06/2022 | 1 A |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921758 | 28068774 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Reserves exceed the GL by at least 4 months. | SitusAMC<br>SitusAMC,Originator | xxxx |  |  | 11/09/2022 | 2 C B |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921758 | 28068775 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx |  |  |  | xxxx | 06/06/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921766 | 28068777 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 04/26/2022 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921766 | 28068778 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/11/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921766 | 28068779 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/11/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921757 | 28068783 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/18/2022 | 2 C B |  | OH | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921757 | 28068784 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ | xxxx |  |  |  | xxxx |  |  | 08/16/2022 | 1 A |  | OH | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921757 | 28068785 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/16/2022 | 1 A |  | OH | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921755 | 28068780 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/19/2022 | 2 C B |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921755 | 28068782 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 05/11/2022 |  |  | 1 A |  | OH | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921775 | 28068786 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/11/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921775 | 28068787 |  | Credit | Borrower and Mortgage Eligibility | Borrower Eligibility | Borrower and Mortgage Eligibility | OFAC was not cleared and required per guidelines |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 09/30/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921775 | 28068788 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/20/2022 | 1 A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921775 | 28068789 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | FEMA Disaster Issue: The subject property is located in a FEMA disaster that does not have a declared end date. | Disaster Name: ___<br> Disaster Declaration Date: ___ |  | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. |  | SitusAMC | xxxx |  |  | 10/27/2022 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921773 | 28068791 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Spousal Consent Form not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 04/27/2022 | 2 B |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921773 | 28068792 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Borrower's Experience/Track Record<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Borrower's Experience/Track Record. The borrower has: "3" Years of Experience. | Aggregator<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/19/2022 | 2 C B |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921773 | 28068793 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Marital Status was not provided |  | xxxx |  |  |  | xxxx |  |  | 06/23/2022 | 2 B |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921773 | 28068794 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 05/11/2022 |  |  | 1 A |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921776 | 28068801 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx |  |  |  | xxxx | 08/17/2022 |  |  | 1 C A |  | OH | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921776 | 28068802 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/20/2022 | 1 A |  | OH | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921776 | 28068803 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/11/2022 | 2 C B |  | OH | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921784 | 28068795 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 08/17/2022 |  |  | 1 C A |  | SC | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921784 | 28068796 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.20 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/24/2022 | 2 C B |  | SC | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921784 | 28068798 |  | Credit | Credit | Credit Eligibility | Credit | Open tradelines is less than 3. | - Open Tradelines: ___ | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.20 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 06/24/2022 | 2 C B |  | SC | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921784 | 28068799 |  | Credit | Credit | Credit Documentation | Credit | OFAC was not checked and required per guidelines. |  | xxxx |  |  |  | xxxx | 08/19/2022 |  |  | 1 C A |  | SC | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921784 | 28068800 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | xxxx |  |  |  | xxxx | 11/16/2022 |  |  | 1 D A |  | SC | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921759 | 28068804 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | xxxx |  |  |  | xxxx |  |  | 06/23/2022 | 2 B |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921759 | 28068805 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/11/2022 | 1 A |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921759 | 28068806 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 06/23/2022 | 2 B |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921759 | 28068807 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/11/2022 | 2 C B |  | NY | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921768 | 28068808 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/26/2022 | 1 A |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921768 | 28068809 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 04/26/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921768 | 28068810 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | FICO exceeds GL by at least 40 points. | SitusAMC<br>SitusAMC,Originator | xxxx |  |  | 07/26/2022 | 2 C B |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921780 | 28068811 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.35 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 08/19/2022 | 2 C B |  | IN | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921780 | 28068812 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/19/2022 | 1 A |  | IN | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921771 | 28068813 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/16/2022 | 1 A |  | FL | Investment | Refinance - Cash-out - Other | A |  | A |  | N/A | No |
| 303921783 | 28068814 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | . LTV < 70% | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/24/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921783 | 28068816 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 11/10/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921783 | 28068817 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Verification of Identification not provided |  |  |  |  |  | xxxx | 08/17/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921783 | 28068818 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx |  |  |  | xxxx | 09/28/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921783 | 28068819 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 08/17/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921783 | 28068820 |  | Credit | Loan Package Documentation | Application / Processing | Insurance | Missing Document: Flood Certificate not provided |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | . LTV < 70% | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/24/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921783 | 28068821 |  | Credit | Guideline | Guideline Issue | Guideline | A recent event (Bankruptcy, Foreclosure, Deed-In-Lieu, Short Sale, 1x120 housing late) occurred within the last 36 months of the Closing date and not permitted, per guidelines. | Closing Date: ___ | xxxx | Borrower has owned the subject property for at least 5 years.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | . LTV < 70% | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 07/15/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921764 | 28068825 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Client elected to Waive. Comp Factors provided.<br>The DSCR of 1.38 is greater than the minimum required DSCR of 1.20. | Aggregator,SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 05/09/2022 | 2 C B |  | NM | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921764 | 28068826 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 08/30/2022 |  |  | 1 C A |  | NM | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921764 | 28068827 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | xxxx |  |  |  | xxxx |  |  | 08/18/2022 | 2 B |  | NM | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921764 | 28068828 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | xxxx |  |  |  | xxxx | 08/30/2022 |  |  | 1 C A |  | NM | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921774 | 28068829 |  | Credit | Credit | Credit Documentation | Credit | A credit report was not pulled for all members of the borrowing entity as required by guidelines. |  | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/11/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A B |  | N/A | No |
| 303921774 | 28068830 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  | xxxx |  |  |  | xxxx | 08/18/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A B |  | N/A | No |
| 303921774 | 28068831 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/11/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A B |  | N/A | No |
| 303921774 | 28068832 |  | Credit | Guideline | Guideline Issue | Guideline | Only borrowers with valid social security numbers are eligible. Borrower did not provide a social security number. Ineligible borrower. |  | xxxx |  |  |  | xxxx | 08/18/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A B |  | N/A | No |
| 303921774 | 28068833 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/20/2022 | 1 A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A B |  | N/A | No |
| 303921774 | 28068834 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/18/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A B |  | N/A | No |
| 303921774 | 28068836 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/18/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A B |  | N/A | No |
| 303921774 | 28068837 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx |  |  | 07/11/2022 | 2 A B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A B |  | N/A | No |
| 303921763 | 28068840 |  | Credit | Credit | Credit Eligibility | Guideline | Public Record Issue: |  | xxxx |  |  |  | xxxx |  |  | 06/22/2022 | 2 B |  | NM | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921763 | 28068842 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 08/31/2022 |  |  | 1 C A |  | NM | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921753 | 28068843 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/11/2022 | 1 A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921753 | 28068844 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 08/09/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921753 | 28068845 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/11/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921754 | 28068846 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | FICO exceeds GL by at least 40 points. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator | xxxx |  |  | 09/29/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921754 | 28068847 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | FICO exceeds GL by at least 40 points. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator | xxxx |  |  | 08/19/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921754 | 28068848 |  | Property | Appraisal Reconciliation | Value Discrepancy | Appraisal Reconciliation | Loan is to be securitized. Highest level secondary valuation supports the value. There is a lower level tertiary product that does not support the qualifying value.; Sec ID: 22 | Note Date: ___; Lien Position: ___ |  |  |  |  | xxxx | 05/10/2022 |  |  | 1 A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921736 | 28068849 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/11/2022 | 1 A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921736 | 28068850 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | FICO score exceeds the GL by at least 40 points. | SitusAMC<br>SitusAMC,Originator | xxxx |  |  | 07/11/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921736 | 28068851 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | xxxx |  |  |  | xxxx | 08/17/2022 |  |  | 1 D A |  | FL | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921744 | 28068853 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | FICO score exceeds GL by at least 40 points. | SitusAMC<br>SitusAMC,Originator | xxxx |  |  | 06/21/2022 | 2 C B |  | AZ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921744 | 28068854 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  | xxxx |  |  |  | xxxx | 08/17/2022 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921746 | 28068855 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 08/18/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921746 | 28068858 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. | xxxx |  |  |  | xxxx |  |  | 07/12/2022 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921749 | 28068859 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 11/17/2022 | 2 C B |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921749 | 28068860 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 06/21/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921747 | 28068862 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Bylaws not provided |  |  |  |  |  | xxxx | 11/18/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921747 | 28068863 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/11/2022 | 2 C B |  | FL | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921747 | 28068865 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/19/2022 | 2 C B |  | FL | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921735 | 28068866 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | FICO score exceeds GL by at least 40 points. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator | xxxx |  |  | 08/19/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921735 | 28068867 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 07/12/2022 | 2 B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921735 | 28068869 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | xxxx |  |  |  | xxxx |  |  | 06/23/2022 | 2 B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921735 | 28068870 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | FICO score exceeds GL by at least 40 points. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator | xxxx |  |  | 07/26/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921735 | 28068871 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx |  |  |  | xxxx | 08/26/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921745 | 28068872 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | xxxx |  |  | 07/12/2022 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921745 | 28068874 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | FICO exceeds GL by at least 40 points. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator | xxxx |  |  | 07/12/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921737 | 28068880 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 09/02/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921737 | 28068881 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | xxxx |  |  |  | xxxx | 09/02/2022 |  |  | 1 C A |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921737 | 28068882 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/20/2022 | 1 A |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921737 | 28068884 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/11/2022 | 2 C B |  | FL | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921742 | 28068875 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Reserves exceed the GL by at least 4 months. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator | xxxx |  |  | 09/30/2022 | 2 D B |  | TX | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921742 | 28068876 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Reserves exceed the GL by at least 4 months. | SitusAMC<br>SitusAMC,Originator | xxxx |  |  | 08/11/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921742 | 28068877 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | Reserves exceed the GL by at least 4 months. | SitusAMC<br>SitusAMC,Originator | xxxx |  |  | 07/18/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921742 | 28068879 |  | Credit | Credit | Credit Documentation | Credit | Missing Document: OFAC not provided |  |  |  |  |  | xxxx | 08/15/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921743 | 28068886 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Employer Identification Number (EIN) not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 12/12/2022 | 2 C B |  | WA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921743 | 28068887 |  | Credit | Missing Document | General | Missing Document | Missing Document: Lease Agreement not provided |  | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/17/2022 | 2 C B |  | WA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921750 | 28068889 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 05/03/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303921741 | 28068895 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | FICO score exceeds the GL by at least 40 points. | SitusAMC<br>SitusAMC,Originator | xxxx |  |  | 08/19/2022 | 2 C B |  | VA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921734 | 28068891 |  | Property | Guideline | General | Guideline | No professional liability coverage present. |  | xxxx | Borrower's Experience/Track Record<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | The borrower has over two years experience managing properties.<br>FICO is 80 points above the GL minimum. | SitusAMC,Originator,Aggregator<br>Originator,Aggregator,SitusAMC | xxxx | 07/27/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | D B |  | C A |  | N/A | No |
| 303921734 | 28068892 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  | xxxx |  |  |  | xxxx | 09/12/2022 |  |  | 1 D A |  | GA | Investment | Refinance - Cash-out - Other | D B |  | C A |  | N/A | No |
| 303921734 | 28068893 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 05/16/2022 | 2 B |  | GA | Investment | Refinance - Cash-out - Other | D B |  | C A |  | N/A | No |
| 303921734 | 28068894 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | FICO is 80 points above the GL minimum.<br>The borrower has over 72 months of excess reserves. | Originator,Aggregator,SitusAMC<br>Originator,Aggregator,SitusAMC | xxxx |  |  | 08/02/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | D B |  | C A |  | N/A | No |
| 303921739 | 28068897 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/26/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921738 | 28068898 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/26/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921715 | 28068923 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/19/2022 | 2 C B |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921715 | 28068924 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/11/2022 | 1 A |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921715 | 28068925 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/11/2022 | 2 C B |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921715 | 28068926 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/20/2022 | 2 C B |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921727 | 28068899 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 08/17/2022 |  |  | 1 C A |  | WI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921727 | 28068900 |  | Credit | Investment Product | General | Investment Product | REO property does not have a lease in place and required by guidelines. |  | xxxx |  |  |  | xxxx | 08/18/2022 |  |  | 1 C A |  | WI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921727 | 28068901 |  | Credit | Business Purpose | General | Business Purpose | Missing Document: Spousal Consent not provided. |  | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | FICO score exceeds GL by at least 40 points. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator | xxxx |  |  | 10/21/2022 | 2 C B |  | WI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921727 | 28068903 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | FICO score exceeds GL by at least 40 points. | SitusAMC<br>SitusAMC<br>SitusAMC,Originator | xxxx |  |  | 08/19/2022 | 2 C B |  | WI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921719 | 28068904 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Business Purpose Certificate not provided |  |  |  |  |  | xxxx | 09/07/2022 |  |  | 1 C A |  | OK | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303921719 | 28068906 |  | Credit | Loan Package Documentation | Closing / Title | Missing Document | Missing Document: Security Instrument - Subject Lien not provided |  | xxxx |  |  |  | xxxx | 09/07/2022 |  |  | 1 D A |  | OK | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303921730 | 28068934 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points. | FICo score exceeds GL by at least 40 points. | SitusAMC,Originator | xxxx |  |  | 08/18/2022 | 2 C B |  | GA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921709 | 28068908 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Debt Service Coverage Ratio (Subject DSCR) discrepancy. | Calculated Debt Service Coverage Ratio (Subject DSCR) of ___ does not meet Guideline Debt Service Coverage Ratio (Subject DSCR) ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | FICO score exceeds GL by at least 40 points. | SitusAMC<br>SitusAMC,Originator | xxxx |  |  | 09/29/2022 | 2 C B |  | CO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921709 | 28068909 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 05/03/2022 | 2 B |  | CO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921709 | 28068910 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx |  |  |  | xxxx | 07/22/2022 |  |  | 1 C A |  | CO | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921710 | 28068920 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  |  |  |  |  | xxxx | 08/16/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921710 | 28068921 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 07/05/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921710 | 28068922 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/20/2022 | 2 C B |  | MD | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921716 | 28068911 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/19/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921716 | 28068912 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | xxxx |  |  |  | xxxx |  |  | 05/06/2022 | 2 B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921716 | 28068913 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 08/19/2022 | 1 A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921716 | 28068914 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 10/21/2022 | 2 B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921705 | 28068930 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/20/2022 | 1 A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921705 | 28068931 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 07/11/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921705 | 28068932 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/11/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921705 | 28068933 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 09/15/2022 | 2 C B |  | GA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921733 | 28068927 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Bylaws not provided |  | xxxx |  |  |  | xxxx | 08/17/2022 |  |  | 1 C A |  | NY | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303921732 | 28068915 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | xxxx |  |  | 07/11/2022 | 2 B |  | MI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921732 | 28068916 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 07/20/2022 | 1 A |  | MI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921732 | 28068917 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 09/13/2022 |  |  | 1 C A |  | MI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921732 | 28068918 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Reserves verified: 110.00 months<br> Guideline Requirement: 6.00 months<br>The DSCR of 1.27% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC | xxxx |  |  | 07/11/2022 | 2 C B |  | MI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921713 | 28068944 |  | Credit | Credit | Public Records | Credit | Public Records/Collections/Charge Off does not meet guidelines. |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Reserves verified: 48.25 months<br> Guideline Requirement: 6.00 months<br>Loan to Value: 70.00%<br> Guideline Maximum Loan to Value: 80.00% | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 08/16/2022 | 2 C B |  | NC | Investment | Purchase | D B |  | A |  | N/A | No |
| 303921713 | 28068945 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | Reserves verified: 48.25 months<br> Guideline Requirement: 6.00 months<br>Loan to Value: 70.00%<br> Guideline Maximum Loan to Value: 80.00% | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/24/2022 | 2 C B |  | NC | Investment | Purchase | D B |  | A |  | N/A | No |
| 303921713 | 28068946 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | xxxx |  |  |  | xxxx | 08/25/2022 |  |  | 1 D A |  | NC | Investment | Purchase | D B |  | A |  | N/A | No |
| 303921718 | 28068929 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/18/2022 | 2 C B |  | AL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921707 | 28068935 |  | Credit | Insurance | Insurance Analysis | Insurance | Insufficient Coverage: Hazard insurance coverage amount is insufficient. |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/26/2022 | 2 C B |  | RI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921707 | 28068937 |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 09/15/2022 | 2 C B |  | RI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921707 | 28068938 |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 09/15/2022 | 2 C B |  | RI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921707 | 28068939 |  | Credit | System | General | Appraisal Reconciliation | Valuation address does not match Note address. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC<br>SitusAMC | xxxx |  |  | 09/15/2022 | 2 C B |  | RI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921707 | 28068941 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx |  |  |  | xxxx | 05/02/2022 |  |  | 1 C A |  | RI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921707 | 28068942 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/26/2022 | 2 C B |  | RI | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921712 | 28068949 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | xxxx |  |  |  | xxxx | 08/31/2022 |  |  | 1 C A |  | NM | Investment | Purchase | C A |  | A |  | N/A | No |
| 303921712 | 28068950 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 08/31/2022 |  |  | 1 C A |  | NM | Investment | Purchase | C A |  | A |  | N/A | No |
| 303921711 | 28068952 |  | Credit | Asset | Asset Calculation / Analysis | Asset | Available for Closing is insufficient to cover Cash From Borrower. |  | xxxx |  |  |  | xxxx | 08/30/2022 |  |  | 1 C A |  | NM | Investment | Purchase | D A |  | A |  | N/A | No |
| 303921711 | 28068953 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  | xxxx |  |  |  | xxxx | 08/30/2022 |  |  | 1 C A |  | NM | Investment | Purchase | D A |  | A |  | N/A | No |
| 303921711 | 28068954 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | xxxx |  |  |  | xxxx | 08/25/2022 |  |  | 1 D A |  | NM | Investment | Purchase | D A |  | A |  | N/A | No |
| 303921708 | 28068955 |  | Credit | Credit | Credit Documentation | Guideline | Aged document: Credit Report is more than 90 days prior to the note date. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Debt Service Coverage Ratio: 1.75<br> Guideline Requirement: 1.00 | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 07/11/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921708 | 28068956 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Debt Service Coverage Ratio: 1.75<br> Guideline Requirement: 1.00 | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 07/11/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921708 | 28068957 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Debt Service Coverage Ratio: 1.75<br> Guideline Requirement: 1.00 | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 07/11/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921708 | 28068958 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Debt Service Coverage Ratio: 1.75<br> Guideline Requirement: 1.00 | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 08/19/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921708 | 28068959 |  | Credit | Guideline | Guideline Issue | Guideline | Note has a Prepayment Penalty provision, which is not allowable per guidelines. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | Debt Service Coverage Ratio: 1.75<br> Guideline Requirement: 1.00 | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 05/09/2022 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921701 | 28068964 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/12/2022 | 1 A |  | VA | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303921701 | 28068965 |  | Credit | Credit | AUS Discrepancy / Guidelines Discrepancy | Guideline | Guideline Requirement: PITIA reserves months discrepancy. |  |  |  |  |  | xxxx | 09/02/2022 |  |  | 1 C A |  | VA | Investment | Refinance - Rate/Term | C A |  | A |  | N/A | No |
| 303921700 | 28068960 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 07/05/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921700 | 28068961 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Reserves verified: 36.22 months<br> Guideline Requirement: 6.00 months<br>The DSCR of 1.41% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC | xxxx |  |  | 07/11/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921700 | 28068963 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/12/2022 | 1 A |  | TX | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921702 | 28068966 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/09/2022 | 1 A |  | MD | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303921702 | 28068968 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 07/05/2022 |  |  | 1 C A |  | MD | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303921702 | 28068969 |  | Credit | Credit | Credit Documentation | Missing Document | Missing Document: Credit Report not provided |  | xxxx |  |  |  | xxxx | 08/17/2022 |  |  | 1 D A |  | MD | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303921731 | 28068970 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Loan to Value: 65.000%<br> Guideline Maximum Loan to Value: 80.000%<br>Reserves verified: 141.05 months<br> Guideline Requirement: 6.00 months<br>Guidelines Representative FICO: 680<br> Representative Average FICO: 777<br>The DSCR of 1.47% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 05/16/2022 | 2 C B |  | AZ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921731 | 28068971 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 06/23/2022 | 2 B |  | AZ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921731 | 28068972 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/09/2022 | 1 A |  | AZ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921731 | 28068973 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | xxxx |  |  | 07/12/2022 | 2 B |  | AZ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921731 | 28068974 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing copy of title. |  | xxxx |  |  |  | xxxx |  |  | 06/23/2022 | 2 B |  | AZ | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921703 | 28068976 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC | xxxx |  |  | 05/04/2022 | 2 C B |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921703 | 28068977 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrowers made a down payment from their own funds on this purchase transaction of at least 5% and $5,000.00.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 09/29/2022 | 2 C B |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921698 | 28068978 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Articles of Organization/Formation not provided |  |  |  |  |  | xxxx | 08/17/2022 |  |  | 1 C A |  | CA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921698 | 28068979 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/12/2022 | 1 A |  | CA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921698 | 28068980 |  | Credit | Title | General | Title | Title Policy Coverage is less than Original Loan Amount. | The Title Policy Amount of ___ is less than the note amount of ___ based on the ___ in file. |  |  |  |  | xxxx |  |  | 07/12/2022 | 2 B |  | CA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921698 | 28068981 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/17/2022 | 2 C B |  | CA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921704 | 28068982 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/10/2022 | 1 A |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921704 | 28068983 |  | Credit | Guideline | Guideline Issue | Guideline | Note has a Prepayment Penalty provision, which is not allowable per guidelines. |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.43 is greater than the minimum required DSCR of 1.00. | Aggregator<br>SitusAMC | xxxx |  |  | 05/06/2022 | 2 B |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921704 | 28068984 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Corporate Resolution not provided |  | xxxx |  |  |  | xxxx | 11/09/2022 |  |  | 1 C A |  | PA | Investment | Purchase | C B |  | A |  | N/A | No |
| 303921717 | 28068993 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 05/04/2022 | 2 B |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921717 | 28068994 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  | xxxx |  |  |  | xxxx | 08/26/2022 |  |  | 1 C A |  | TX | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921723 | 28068985 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Operating Agreement not provided |  |  |  |  |  | xxxx | 07/05/2022 |  |  | 1 C A |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921723 | 28068987 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Seasoned Borrower/Investor whose experience exceeds 10 completed projects.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.40 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 08/19/2022 | 2 C B |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921723 | 28068988 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 05/06/2022 | 2 B |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921723 | 28068989 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.40 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>Aggregator | xxxx |  |  | 07/12/2022 | 2 C B |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921721 | 28068999 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. | The DSCR of 1.62 is greater than the minimum required DSCR of 1.00. | SitusAMC<br>SitusAMC,Originator Pre-Close,Originator,Aggregator<br>SitusAMC<br>SitusAMC | xxxx |  |  | 08/18/2022 | 2 C B |  | NC | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921714 | 28068990 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/09/2022 | 1 A |  | TN | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921714 | 28068991 |  | Credit | Hazard Insurance | Insufficient Coverage | Hazard Insurance | The Hazard Insurance Policy Effective Date is after closing. | Hazard Insurance Policy Effective Date ___, Disbursement Date: ___ |  | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 08/18/2022 | 2 C B |  | TN | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921720 | 28068995 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/10/2022 | 1 A |  | MT | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921720 | 28068996 |  | Credit | Credit | Credit Calculation / Analysis | Guideline | Guideline Requirement: Representative FICO score discrepancy. | Representative FICO score of ___ is less than Guideline representative FICO score of ___. |  | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | LTV < 70% | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/24/2022 | 2 C B |  | MT | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921720 | 28068997 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Deeds / Warranty / Grant / Quit-Claim not provided |  | xxxx |  |  |  | xxxx | 08/25/2022 |  |  | 1 D A |  | MT | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921720 | 28068998 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | LTV < 70% | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/24/2022 | 2 C B |  | MT | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921722 | 28069001 |  | Credit | Credit | Credit Eligibility | Credit | Active Tradeline requirement not met. | - Borrower has ___ Active Tradelines which is less than the minimum required by guidelines. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 07/11/2022 | 2 C B |  | TX | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921722 | 28069002 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/09/2022 | 1 A |  | TX | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921722 | 28069003 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Guarantor Agreement not provided |  |  |  |  |  | xxxx | 08/25/2022 |  |  | 1 D A |  | TX | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921722 | 28069004 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx |  |  | 06/23/2022 | 2 B |  | TX | Investment | Refinance - Cash-out - Other | D B |  | A |  | N/A | No |
| 303921699 | 28069006 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/12/2022 | 1 A |  | PA | Investment | Purchase | A |  | A |  | N/A | No |
| 303921706 | 28069007 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  | xxxx |  |  | 05/12/2022 | 1 A |  | IN | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303921706 | 28069008 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Title Error: Title vesting does not concur with deed |  | xxxx |  |  |  | xxxx | 09/20/2022 |  |  | 1 C A |  | IN | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303921883 | 28069009 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 06/08/2022 | 1 A |  | TX | Investment | Refinance - Cash-out - Other | A |  | A |  | N/A | No |
| 303921865 | 28069014 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  |  |  |  |  | xxxx | 07/07/2022 |  |  | 1 C A |  | NJ | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921865 | 28069015 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. |  |  |  |  |  |  |  |  | 06/08/2022 | 1 A |  | NJ | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921865 | 28069016 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50. | 1.62 DSCR | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/24/2022 | 2 C B |  | NJ | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921873 | 28069010 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 06/07/2022 | 1 A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921873 | 28069011 |  | Credit | Property - Appraisal | General Appraisal Requirements | Property - Appraisal | Valuation Error: Comparable(s) photos are missing or not legible. |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 749 Fico | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 08/02/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921873 | 28069012 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | 749 Fico | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 06/08/2022 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921873 | 28069013 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | xxxx |  |  |  | xxxx | 10/04/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921870 | 28069017 |  | Credit | Business Purpose | General | Business Purpose | Verification of Borrower's identity is missing. |  |  |  |  |  | xxxx | 08/15/2022 |  |  | 1 C A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303921870 | 28069018 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 05/23/2022 | 1 A |  | GA | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303921876 | 28069019 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 06/08/2022 | 1 A |  | TX | Investment | Refinance - Cash-out - Other | A |  | A |  | N/A | No |
| 303921879 | 28069020 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Debt Service Coverage Ratio: 2.23%<br> Guideline Requirement: 1.00%<br>Reserves verified: 308.29 months<br> Guideline Requirement: 9.00 months<br>Guidelines Representative FICO: 680<br> Representative Average FICO: 785<br>The DSCR of 2.23% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 08/19/2022 | 2 C B |  | PA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921879 | 28069021 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 05/23/2022 | 1 A |  | PA | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921872 | 28069028 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 05/24/2022 | 1 A |  | FL | Investment | Purchase | A |  | A |  | N/A | No |
| 303921882 | 28069023 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | xxxx | 08/11/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921882 | 28069024 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 05/26/2022 | 1 A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921882 | 28069025 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Background Check not provided |  | xxxx |  |  |  | xxxx | 08/11/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921882 | 28069026 |  | Credit | Credit | Credit Documentation | Credit | A credit report was not pulled for all members of the borrowing entity as required by guidelines. |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves verified: 239.42 months<br> Guideline Requirement: 6.00 months<br>Guidelines Representative FICO: 680<br> Representative Average FICO: 760 | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 08/11/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921882 | 28069027 |  | Credit | Insurance | Insurance Documentation | Insurance | Flood Certificate was not provided |  | xxxx |  |  |  | xxxx |  |  | 06/18/2022 | 2 B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921867 | 28069029 |  | Credit | Credit | Miscellaneous | Credit | Miscellaneous Credit (Non-Material): |  | xxxx |  |  |  | xxxx | 05/23/2022 |  |  | 1 B A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921867 | 28069030 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx |  |  |  | xxxx | 06/30/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921867 | 28069031 |  | Credit | Missing Document | General | Missing Document | Missing Document: HUD/CD not provided |  | xxxx |  |  |  | xxxx | 11/02/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921867 | 28069032 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 05/23/2022 | 1 A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921867 | 28069033 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship was not provided |  | xxxx |  |  |  | xxxx | 06/30/2022 |  |  | 1 B A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921867 | 28069034 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Reserves verified: 241.80 months<br> Guideline Requirement: 9.00 months<br>The DSCR of 1.31% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC | xxxx |  |  | 08/12/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921884 | 28069035 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 05/24/2022 | 1 A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921884 | 28069036 |  | Credit | Fraud | General | Fraud | OFAC not dated within time period required by guidelines |  | xxxx |  |  |  | xxxx | 06/29/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921884 | 28069037 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>Borrower has owned the subject property for at least 5 years. |  | SitusAMC<br>SitusAMC | xxxx |  |  | 06/24/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921884 | 28069038 |  | Credit | Missing Document | General | Missing Document | Missing Document: Source of Funds/Deposit not provided |  | xxxx |  |  |  | xxxx | 08/17/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921866 | 28069041 |  | Credit | Insurance | Insurance Analysis | Insurance | Hazard Insurance Policy expires within 90 days of the Note Date. | Hazard Insurance Policy Expiration Date ___, Note Date ___ | xxxx |  |  |  |  |  |  | 05/24/2022 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921866 | 28069042 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 05/24/2022 | 1 A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921866 | 28069043 |  | Credit | Credit | Public Records | Credit | Public Records/Collections/Charge Off does not meet guidelines. |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | The DSCR of 1.43 is greater than the minimum required DSCR of 1.00.. | SitusAMC,Originator Pre-Close,Originator,Aggregator<br>SitusAMC | xxxx |  |  | 08/18/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921866 | 28069044 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Limited Partnership Agreement not provided |  | xxxx |  |  |  | xxxx | 10/18/2022 |  |  | 1 C A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921866 | 28069045 |  | Credit | Guideline | Guideline Issue | Guideline | Note has a Prepayment Penalty provision, which is not allowable per guidelines. |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | The DSCR of 1.43 is greater than the minimum required DSCR of 1.00.. | SitusAMC,Originator Pre-Close,Originator,Aggregator<br>SitusAMC<br>SitusAMC | xxxx |  |  | 05/24/2022 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921866 | 28069046 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The qualifying DSCR on the loan is greater than the guideline minimum.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The Loan to Value (LTV) on the loan is less than the guideline maximum by at least 10%. | The DSCR of 1.43 is greater than the minimum required DSCR of 1.00.. | SitusAMC,Originator Pre-Close,Originator,Aggregator<br>SitusAMC<br>SitusAMC | xxxx |  |  | 05/24/2022 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921869 | 28069039 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 05/23/2022 | 1 A |  | AZ | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303921869 | 28069040 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Trust Agreement not provided |  | xxxx |  |  |  | xxxx | 08/02/2022 |  |  | 1 C A |  | AZ | Investment | Refinance - Cash-out - Other | C A |  | A |  | N/A | No |
| 303921868 | 28069047 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: 680<br> Representative Average FICO: 782<br>The DSCR of 1.22% is greater than the minimum required DSCR of 1.00%. | SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 05/24/2022 | 2 B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921868 | 28069049 |  | Credit | Insurance | Insurance Documentation | Insurance | Rent loss insurance is required on all properties and there is no evidence of this insurance in the file. |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Guidelines Representative FICO: 680<br> Representative Average FICO: 782<br>The DSCR of 1.22% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 06/24/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921868 | 28069050 |  | Credit | Asset | Asset Documentation | Asset | Missing Document: Asset Documentation not provided |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Guidelines Representative FICO: 680<br> Representative Average FICO: 782 | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 08/17/2022 | 2 C B |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921868 | 28069051 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 05/24/2022 | 1 A |  | PA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921858 | 28069052 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | xxxx | 07/26/2022 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | A |  | N/A | No |
| 303921858 | 28069053 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Missing Final 1003 |  | xxxx |  |  |  | xxxx | 07/06/2022 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | A |  | N/A | No |
| 303921858 | 28069054 |  | Credit | Loan Package Documentation | Closing / Title | Loan Package Documentation | Missing Document: Closing Protection Letter not provided |  |  |  |  |  | xxxx | 08/11/2022 |  |  | 1 C A |  | TX | Investment | Purchase | C A |  | A |  | N/A | No |
| 303921858 | 28069056 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship was not provided |  | xxxx |  |  |  | xxxx | 07/06/2022 |  |  | 1 B A |  | TX | Investment | Purchase | C A |  | A |  | N/A | No |
| 303921864 | 28069058 |  | Credit | Guideline | Guideline Issue | Guideline | Aged document: Primary Valuation is older than guidelines permit |  | xxxx | The Debt Service Coverage Ratio (DSCR) is greater than the guideline requirement by .50.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Debt Service Coverage Ratio: 1.93%<br> Guideline Requirement: 1.00%<br>Reserves verified: 74.19 months<br> Guideline Requirement: 6.00 months<br>Guidelines Representative FICO: 680<br> Representative Average FICO: 741 | SitusAMC<br>SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 08/04/2022 | 2 C B |  | IL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921864 | 28069059 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Legal / Regulatory / Compliance | Final Title Policy is missing. No evidence of title in file. |  |  |  |  |  | xxxx | 08/03/2022 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921864 | 28069060 |  | Credit | Missing Document | General | Missing Document | Incomplete Document: 1003 Final is incomplete |  | xxxx |  |  |  | xxxx | 07/05/2022 |  |  | 1 C A |  | IL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921864 | 28069061 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship was not provided |  | xxxx |  |  |  | xxxx | 07/05/2022 |  |  | 1 B A |  | IL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921864 | 28069062 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Flood Certificate Error: Certificate Number was not provided. |  | xxxx |  |  |  | xxxx |  |  | 06/18/2022 | 2 B |  | IL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921863 | 28069063 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points. | Reserves verified: 59.10 months<br> Guideline Requirement: 9.00 months<br>Guidelines Representative FICO: 680<br> Representative Average FICO: 776 | SitusAMC<br>SitusAMC,Aggregator | xxxx |  |  | 08/19/2022 | 2 C B |  | FL | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921863 | 28069064 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 05/24/2022 | 1 A |  | FL | Investment | Refinance - Rate/Term | C B |  | A |  | N/A | No |
| 303921862 | 28069066 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 05/24/2022 | 1 A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921862 | 28069067 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | There is no evidence of landlord insurance (hazard insurance plus liability) and thus casts doubt on the business purpose of the loan. |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Reserves verified: 85.49 months<br> Guideline Requirement: 6.00 months<br>Guidelines Representative FICO: 680<br> Representative Average FICO: 751<br>The DSCR of 1.38% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC,Aggregator<br>SitusAMC | xxxx |  |  | 07/21/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921862 | 28069068 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | Missing Document: Certificate of Good Standing not provided |  | xxxx |  |  |  | xxxx | 07/15/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921862 | 28069069 |  | Credit | Loan Package Documentation | Application / Processing | Loan Package Documentation | 1003 Error: Citizenship was not provided |  | xxxx |  |  |  | xxxx | 07/06/2022 |  |  | 1 B A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921862 | 28069070 |  | Credit | Missing Document | General | Missing Document | Incomplete Document: 1003 Final is incomplete |  | xxxx |  |  |  | xxxx | 07/06/2022 |  |  | 1 C A |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921862 | 28069071 |  | Credit | Credit | Miscellaneous | Guideline | Credit Exception: |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | Reserves verified: 85.49 months<br> Guideline Requirement: 6.00 months<br>The DSCR of 1.38% is greater than the minimum required DSCR of 1.00%. | SitusAMC<br>SitusAMC | xxxx |  |  | 08/18/2022 | 2 C B |  | FL | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921852 | 28069076 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 05/23/2022 | 1 A |  | TX | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303921852 | 28069077 |  | Credit | Loan Package Documentation | Closing / Title | Missing, Incorrect, or Incomplete Note | Missing Document: Note - Subject Lien not provided |  | xxxx |  |  |  | xxxx | 09/29/2022 |  |  | 1 D A |  | TX | Investment | Refinance - Cash-out - Other | D A |  | A |  | N/A | No |
| 303921851 | 28069072 |  | Credit | Legal / Regulatory / Compliance | Title / Lien Defect | Title | Title Policy is Preliminary or Commitment, and not a Final Title Policy. | Title Evidence: ___ |  |  |  |  |  |  |  | 05/24/2022 | 1 A |  | MA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921851 | 28069073 |  | Credit | Borrower and Mortgage Eligibility | Mortgage / Program Eligibility | Borrower and Mortgage Eligibility | Guideline Requirement: Loan to value discrepancy. | Calculated loan to value percentage of ___ exceeds Guideline loan to value percentage of ___. | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.39 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>SitusAMC<br>Aggregator | xxxx |  |  | 08/16/2022 | 2 C B |  | MA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921851 | 28069074 |  | Credit | Insurance | Insurance Analysis | Insurance | Insurance address does not match Note address. |  | xxxx | The representative FICO score exceeds the guideline minimum by at least 40 points.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.39 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>Aggregator | xxxx |  |  | 08/01/2022 | 2 C B |  | MA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |
| 303921851 | 28069075 |  | Credit | System | General | System | Flood Certificate Subject Address does not match Note address. |  | xxxx | Borrower's monthly reserves have been verified and exceed the amount required based on the guidelines by at least 4 months.<br>The qualifying DSCR on the loan is greater than the guideline minimum. | The DSCR of 1.39 is greater than the minimum required DSCR of 1.20. | SitusAMC<br>Aggregator | xxxx |  |  | 07/27/2022 | 2 C B |  | MA | Investment | Refinance - Cash-out - Other | C B |  | A |  | N/A | No |

---

## Exhibit 99.4

[J.P. Morgan Mortgage Trust 2023-DSC1 ABS-15G](jpmmt-abs15g_031723.htm)

**Exhibit 99.4**

---

| | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **INITIAL CREDIT LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL COMPLIANCE LOAN GRADES** | **INITIAL PROPERTY LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL COMPLIANCE LOAN GRADES** | **FINAL PROPERTY LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **Customer Loan ID** | **Original Loan Amount** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **Morningstar** | **Morningstar** | **Morningstar** | **DBRS** | **Fitch** | **Kroll** | **Moody's** | **S&P** | **Morningstar** | **Morningstar** | **Morningstar** |
| 303463621 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303460687 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303557521 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303557517 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303557518 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303557519 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303557520 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303557522 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303576982 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303576998 | A |  |  |  |  |  |  | D | D | A |  |  |  |  |  |  | A | A |  |
| 303542549 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303596308 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303556046 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303596306 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303602410 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303602411 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303680820 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303675360 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303718471 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303738994 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303652887 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303701926 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303701880 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303559042 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303542542 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303730566 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303534705 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303534793 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303534727 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303534772 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303534737 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303534749 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303534781 | B |  |  |  |  |  |  | A | B | A |  |  |  |  |  |  | A | A |  |
| 303534787 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303534783 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303534697 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303534719 | B |  |  |  |  |  |  | A | B | A |  |  |  |  |  |  | A | A |  |
| 303534800 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303534758 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303534722 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303534775 | B |  |  |  |  |  |  | A | B | A |  |  |  |  |  |  | A | A |  |
| 303534761 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
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| 303534816 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303534731 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303771945 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303534769 | B |  |  |  |  |  |  | A | B | A |  |  |  |  |  |  | A | A |  |
| 303534732 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303534815 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303534713 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303534717 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303534764 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303534817 | B |  |  |  |  |  |  | A | B | A |  |  |  |  |  |  | A | A |  |
| 303534766 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303534700 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303534729 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303534725 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303534704 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303534797 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303534703 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303534721 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303534734 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303534755 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303534743 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303534728 | B |  |  |  |  |  |  | A | B | A |  |  |  |  |  |  | A | A |  |
| 303534779 | B |  |  |  |  |  |  | A | B | A |  |  |  |  |  |  | A | A |  |
| 303534786 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303534730 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303534733 | B |  |  |  |  |  |  | A | B | A |  |  |  |  |  |  | A | A |  |
| 303534702 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303534708 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303534699 | B |  |  |  |  |  |  | A | B | A |  |  |  |  |  |  | A | A |  |
| 303534754 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303534794 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303739988 | B |  |  |  |  |  |  | A | B | A |  |  |  |  |  |  | A | A |  |
| 303730321 | C |  |  |  |  |  |  | C | C | A |  |  |  |  |  |  | A | A |  |
| 303776143 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303776205 | C |  |  |  |  |  |  | A B | C | B |  |  |  |  |  |  | A B | B |  |
| 303776195 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303776198 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303776165 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303776179 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303776158 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303776145 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303776194 | C |  |  |  |  |  |  | A B | C | B |  |  |  |  |  |  | A B | B |  |
| 303776148 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303776149 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303776199 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303776168 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303776201 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303776181 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303776173 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303776169 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303776186 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303776153 | C |  |  |  |  |  |  | A B | C | B |  |  |  |  |  |  | A B | B |  |
| 303776167 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303776155 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303776190 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303776212 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303776189 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303776171 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303776163 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303776209 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303776156 | C |  |  |  |  |  |  | A B | C | B |  |  |  |  |  |  | A B | B |  |
| 303776216 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303776184 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303776219 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303776141 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303761751 | B |  |  |  |  |  |  | A | B | A |  |  |  |  |  |  | A | A |  |
| 303756739 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303751626 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303776185 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303751123 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303753411 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303782763 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303781290 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303809099 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303777000 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303784573 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303784574 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303762126 | A |  |  |  |  |  |  | D | D | A |  |  |  |  |  |  | A | A |  |
| 303755765 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303753419 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303809214 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303730320 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
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| 303782037 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303797812 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303817311 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303818044 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303786619 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303797146 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303767907 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
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| 303820017 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303767912 | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| 303800858 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303785230 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303800859 | C B |  |  |  |  |  |  | C | C | B |  |  |  |  |  |  | A | B |  |
| 303817321 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303766018 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303800519 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303826998 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303827259 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303835586 | C B |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303805449 | C D |  |  |  |  |  |  | A | C D | A |  |  |  |  |  |  | A | A |  |
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| 303821023 | C |  |  |  |  |  |  | D | D | A |  |  |  |  |  |  | A | A |  |
| 303736574 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303805450 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303823336 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303809516 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303809231 | B |  |  |  |  |  |  | A | B | A |  |  |  |  |  |  | A | A |  |
| 303762120 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
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| 303855569 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303839024 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
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| 303853609 | D |  |  |  |  |  |  | A | D | A |  |  |  |  |  |  | A | A |  |
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| 303824332 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
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| 303879209 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303824269 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303824263 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303879204 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303879218 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303879201 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303879196 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
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| 303879195 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303824284 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
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| 303824327 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303824289 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
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| 303879193 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303824243 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303879212 | A |  |  |  |  |  |  | D | D | A |  |  |  |  |  |  | A | A |  |
| 303879208 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303879216 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303855573 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303853618 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303879344 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303779867 | B |  |  |  |  |  |  | A | B | A |  |  |  |  |  |  | A | A |  |
| 303756190 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303812604 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303847031 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303826479 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303878797 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303839879 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303859357 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303878869 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303859201 | A |  |  |  |  |  |  | D | D | A |  |  |  |  |  |  | A | A |  |
| 303887961 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303856747 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303877018 | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| 303879224 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303847023 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303878402 | A |  |  |  |  |  |  | A B | A B | A |  |  |  |  |  |  | A B | A B |  |
| 303876552 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303879366 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303879369 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303879386 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303879391 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303827710 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303827701 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303827681 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303879381 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303879371 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303827686 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303879378 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303879388 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303879382 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303827708 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303879367 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303827772 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303879415 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303879362 | D |  |  |  |  |  |  | A | D | A |  |  |  |  |  |  | A | A |  |
| 303879387 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303879368 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303827680 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303879496 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303827698 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303879412 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303879440 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303879411 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303879421 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303827699 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303886169 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303879247 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303875282 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303856126 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303876896 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303894254 | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| 303894253 | A |  |  |  |  |  |  | D | D | A |  |  |  |  |  |  | A | A |  |
| 303894251 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303894249 | A |  |  |  |  |  |  | D | D | A |  |  |  |  |  |  | A | A |  |
| 303876897 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303880537 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303887952 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303883161 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303894617 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303894616 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303893542 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303857904 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303877351 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303887951 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303855552 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303893842 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303839025 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303859376 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303888055 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303879820 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303877039 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303880574 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303872117 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303875561 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303855566 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303888054 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303839023 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303891098 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303894769 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303872420 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303893578 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303889907 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303897990 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303885503 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303892774 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303891095 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303813456 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303896655 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303878795 | A |  |  |  |  |  |  | D | D | A |  |  |  |  |  |  | A | A |  |
| 303878349 | C |  |  |  |  |  |  | D | D | A |  |  |  |  |  |  | A | A |  |
| 303894674 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303891137 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303893537 | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| 303893438 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303896317 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303893622 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303898030 | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| 303894628 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303879189 | C |  |  |  |  |  |  | D | D | A |  |  |  |  |  |  | A | A |  |
| 303895057 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303893584 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303894904 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303898335 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303892775 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303895964 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303794734 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303794704 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303794742 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303794724 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303794709 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303794741 | D |  |  |  |  |  |  | A | D | A |  |  |  |  |  |  | A | A |  |
| 303794702 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303794728 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303794722 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303794739 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303794701 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303794743 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303794732 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303794740 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303794738 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303794700 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303794733 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303794699 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303794696 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303794711 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303794707 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303794735 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303794712 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303794713 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303794708 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303794729 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303794710 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303794726 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303794725 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303794730 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303794727 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303794705 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303794706 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303794695 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303794697 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303794694 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303794693 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303794703 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303794691 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303794690 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303794744 | C |  |  |  |  |  |  | D | D | A |  |  |  |  |  |  | A | A |  |
| 303794745 | D |  |  |  |  |  |  | D | D | A |  |  |  |  |  |  | A | A |  |
| 303836027 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303853365 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303837746 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303875566 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303896324 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303876875 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303875317 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303875329 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303878877 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303856988 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303882307 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303875289 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303872370 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303888364 | D |  |  |  |  |  |  | A | D | A |  |  |  |  |  |  | A | A |  |
| 303767909 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303877023 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303767908 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303877024 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303879286 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303894918 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303899414 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303896661 | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| 303894917 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303896480 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303893840 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303896463 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303898680 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303897792 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303893539 | D |  |  |  |  |  |  | A | D | A |  |  |  |  |  |  | A | A |  |
| 303896585 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303882645 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303896318 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303923053 | C D |  |  |  |  |  |  | A | C D | A |  |  |  |  |  |  | A | A |  |
| 303923039 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303923046 | D |  |  |  |  |  |  | A | D | A |  |  |  |  |  |  | A | A |  |
| 303923030 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303923047 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303923038 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303923058 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303923033 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303923040 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922978 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922994 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922979 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922993 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922980 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922995 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303923004 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303923043 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303923023 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303923020 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303923026 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303923044 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303923042 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303923054 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303923051 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303923024 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303923035 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303923041 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303923034 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303923032 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303923052 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303923029 | D |  |  |  |  |  |  | A | D | A |  |  |  |  |  |  | A | A |  |
| 303923018 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303923048 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303923019 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303923049 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303923025 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303923031 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303923037 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303923028 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303923027 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303923017 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303923022 | D |  |  |  |  |  |  | A B | D | B |  |  |  |  |  |  | A | B |  |
| 303923021 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303923016 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303923063 | C |  |  |  |  |  |  | C | C | B |  |  |  |  |  |  | A | B |  |
| 303923062 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303923059 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922943 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922946 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922945 | C |  |  |  |  |  |  | C | C | B |  |  |  |  |  |  | A | B |  |
| 303922944 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922942 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A D | B D |  |
| 303922952 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A D | B D |  |
| 303922947 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922941 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922824 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303922830 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922829 | D |  |  |  |  |  |  | A | D | A |  |  |  |  |  |  | A | A |  |
| 303922822 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922821 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922833 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922826 | C |  |  |  |  |  |  | C | C | A |  |  |  |  |  |  | A | A |  |
| 303922827 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922832 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922969 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922974 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922831 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922976 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922967 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922973 | C |  |  |  |  |  |  | C | C | B |  |  |  |  |  |  | A | B |  |
| 303922921 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922922 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922933 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922920 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303922934 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922928 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922808 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922927 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922925 | D |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922807 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922801 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922802 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303922798 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922799 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922800 | C |  |  |  |  |  |  | C | C | B |  |  |  |  |  |  | A | B |  |
| 303922805 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922795 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922793 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922797 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922796 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922962 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922964 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922961 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303922958 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922953 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922963 | D |  |  |  |  |  |  | A | D | A |  |  |  |  |  |  | A | A |  |
| 303922955 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922965 | D |  |  |  |  |  |  | C | D | A |  |  |  |  |  |  | A B | A B |  |
| 303922989 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922984 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922992 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922991 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922981 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922988 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303923003 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922939 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922940 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922936 | C |  |  |  |  |  |  | C | C | B |  |  |  |  |  |  | A | B |  |
| 303922937 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922938 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922935 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303923045 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922908 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922870 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303922910 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922903 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303922878 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922894 | D |  |  |  |  |  |  | A | D | A |  |  |  |  |  |  | A | A |  |
| 303922895 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922917 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922879 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922885 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303922886 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922904 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922884 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922898 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922907 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922899 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922901 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922900 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922876 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922897 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922877 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303922902 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922887 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A B | B |  |
| 303922913 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922911 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922890 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922871 | C D |  |  |  |  |  |  | A | C D | A |  |  |  |  |  |  | A | A |  |
| 303922883 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922880 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922881 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922857 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922888 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922892 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922858 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922874 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922875 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303922855 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303922856 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922889 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922851 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922906 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922905 | C D |  |  |  |  |  |  | A | C D | A |  |  |  |  |  |  | A | A |  |
| 303922854 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922891 | C D |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922869 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922867 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922915 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922865 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922866 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303922864 | C D |  |  |  |  |  |  | A | C D | A |  |  |  |  |  |  | A | A |  |
| 303922862 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922860 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922873 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922868 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922849 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922872 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922848 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922909 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922853 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922852 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922847 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922846 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922842 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922845 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922843 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922861 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922844 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303923011 | D |  |  |  |  |  |  | A | D | A |  |  |  |  |  |  | A | A |  |
| 303923007 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303923013 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303923010 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303923012 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303923014 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922951 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922949 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922841 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922838 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303922840 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303923200 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922689 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922695 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922704 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922702 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922701 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922839 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922691 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922699 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922700 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922837 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922687 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922684 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922682 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922744 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922763 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922748 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303922742 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922749 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922746 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922762 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922764 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922745 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922778 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303922739 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922777 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303922779 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922743 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922757 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922782 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922736 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922759 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922758 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922740 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922776 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922738 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922754 | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| 303922755 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922765 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922753 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922761 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922751 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922737 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922747 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922773 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922766 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922752 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922741 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922768 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922780 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303922781 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303922760 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922729 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922750 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922730 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922727 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922731 | A |  |  |  |  |  |  | A | A | B |  |  |  |  |  |  | A | B |  |
| 303922771 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303922732 | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| 303922728 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303922733 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922734 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922735 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922863 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922721 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922724 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922850 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922715 | C D |  |  |  |  |  |  | A | C D | A |  |  |  |  |  |  | A | A |  |
| 303922723 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922714 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922722 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922720 | C D |  |  |  |  |  |  | A | C D | A |  |  |  |  |  |  | A | A |  |
| 303922719 | C D |  |  |  |  |  |  | A | C D | A |  |  |  |  |  |  | A | A |  |
| 303922712 | C D |  |  |  |  |  |  | A | C D | A |  |  |  |  |  |  | A | A |  |
| 303922896 | D |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A B | B |  |
| 303922716 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922711 | C D |  |  |  |  |  |  | A | C D | A |  |  |  |  |  |  | A | A |  |
| 303922713 | C D |  |  |  |  |  |  | A | C D | A |  |  |  |  |  |  | A | A |  |
| 303922681 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922565 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922572 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922575 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922677 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922679 | D |  |  |  |  |  |  | D | D | A |  |  |  |  |  |  | A | A |  |
| 303922676 | C |  |  |  |  |  |  | C | C | B |  |  |  |  |  |  | A | B |  |
| 303922814 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922789 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922554 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922558 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922811 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922818 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922585 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922820 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922555 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922819 | C D |  |  |  |  |  |  | A | C D | A |  |  |  |  |  |  | A | A |  |
| 303923191 | D |  |  |  |  |  |  | A | D | A |  |  |  |  |  |  | A | A |  |
| 303922556 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303922562 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303922563 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303922492 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922559 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303922501 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922511 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922508 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922496 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922509 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922506 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922493 | D |  |  |  |  |  |  | A | D | A |  |  |  |  |  |  | A | A |  |
| 303922500 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303922532 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922518 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303922538 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922537 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922535 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A B | B |  |
| 303922542 | B |  |  |  |  |  |  | A | B | A |  |  |  |  |  |  | A | A |  |
| 303922541 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922536 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922531 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922467 | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| 303922475 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922540 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922476 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922463 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922486 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922470 | D |  |  |  |  |  |  | A | D | A |  |  |  |  |  |  | A | A |  |
| 303922488 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922485 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303922461 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922456 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922459 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922453 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922452 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922318 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303922321 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922320 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922322 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922317 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922313 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922295 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922301 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922299 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922310 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922319 | C |  |  |  |  |  |  | D | D | A |  |  |  |  |  |  | A | A |  |
| 303922291 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922311 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922290 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303922356 | C |  |  |  |  |  |  | A D | C D | B |  |  |  |  |  |  | A | B |  |
| 303922091 | A |  |  |  |  |  |  | C | C | A |  |  |  |  |  |  | A B | A B |  |
| 303922315 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922314 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922294 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922296 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922307 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922302 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922312 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922297 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922300 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922287 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922289 | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| 303922305 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303922286 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922288 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922292 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922308 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303922303 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922304 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922293 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922298 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922608 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922597 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922612 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922598 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922599 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922593 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922602 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922606 | D |  |  |  |  |  |  | A B | D | B |  |  |  |  |  |  | A | B |  |
| 303922607 | D |  |  |  |  |  |  | D | D | A |  |  |  |  |  |  | A | A |  |
| 303922605 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922596 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922588 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922601 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922600 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922604 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922603 | A |  |  |  |  |  |  | A B | A B | A |  |  |  |  |  |  | A B | A B |  |
| 303922594 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922591 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922590 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922592 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303922595 | C |  |  |  |  |  |  | C | C | B |  |  |  |  |  |  | A B | B |  |
| 303922589 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922651 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922650 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922648 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922661 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922644 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922669 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922668 | C |  |  |  |  |  |  | B | C | B |  |  |  |  |  |  | B | B |  |
| 303922654 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922633 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922621 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922665 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922652 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922649 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922640 | C |  |  |  |  |  |  | A B | C | B |  |  |  |  |  |  | A | B |  |
| 303922647 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922653 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922643 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922667 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A B | B |  |
| 303922626 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922636 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922637 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922646 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303922639 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922664 | C |  |  |  |  |  |  | C | C | B |  |  |  |  |  |  | A B | B |  |
| 303922615 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922645 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922620 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922657 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922634 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922632 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303922630 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922631 | C D |  |  |  |  |  |  | A | C D | A |  |  |  |  |  |  | A | A |  |
| 303922655 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922642 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922622 | C |  |  |  |  |  |  | A B | C | B |  |  |  |  |  |  | A B | B |  |
| 303922619 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922641 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303922629 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922617 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922618 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922663 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922658 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922627 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922625 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922659 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922616 | C |  |  |  |  |  |  | A B | C | B |  |  |  |  |  |  | A B | B |  |
| 303922635 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303922638 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922613 | C |  |  |  |  |  |  | A B | C | B |  |  |  |  |  |  | A | B |  |
| 303922623 | C |  |  |  |  |  |  | A B | C | B |  |  |  |  |  |  | A B | B |  |
| 303922614 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303922402 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303922405 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922395 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922397 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922393 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A D | B D |  |
| 303922389 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922388 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922377 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922378 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922380 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922381 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922382 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922375 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303922379 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303922371 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922374 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922368 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922360 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922364 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922358 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922354 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303922352 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922096 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922349 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922350 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303922098 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922345 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922093 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922351 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922094 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921995 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921999 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921996 | C |  |  |  |  |  |  | A B | C | B |  |  |  |  |  |  | A B | B |  |
| 303921974 | A |  |  |  |  |  |  | A | A | B |  |  |  |  |  |  | A | B |  |
| 303921973 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921997 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921981 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922005 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921992 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303923190 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921990 | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| 303921998 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303921967 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921970 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921972 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921969 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921962 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921986 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A B | B |  |
| 303921989 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303921975 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922001 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921993 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921979 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921978 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921976 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922009 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303921980 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303921971 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921977 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922007 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303922008 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303922006 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303921955 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921954 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303921953 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921952 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921950 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921951 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921949 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921948 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921947 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921946 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921945 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921944 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921942 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303921943 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921941 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921940 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922003 | C |  |  |  |  |  |  | A B | C | B |  |  |  |  |  |  | A B | B |  |
| 303921963 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303921987 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921964 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921957 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303921968 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921961 | D |  |  |  |  |  |  | A | D | A |  |  |  |  |  |  | A | A |  |
| 303921959 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921984 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921960 | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| 303921938 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921937 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303921982 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922002 | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| 303921939 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921936 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921966 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921958 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921956 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921911 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303921909 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921897 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303921902 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921901 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921900 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921898 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303921894 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921896 | C |  |  |  |  |  |  | D | D | A |  |  |  |  |  |  | A | A |  |
| 303921893 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921899 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922041 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922039 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303922035 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303922029 | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| 303922027 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922025 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922022 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922031 | D |  |  |  |  |  |  | A | D | A |  |  |  |  |  |  | A | A |  |
| 303922021 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922020 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922019 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922017 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921915 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921924 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922018 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922010 | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| 303922012 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921932 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921933 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921916 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921922 | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| 303921926 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921925 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303921923 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921921 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921912 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303921919 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303921914 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921934 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921913 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922066 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922064 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922067 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303922065 | B |  |  |  |  |  |  | A | B | B |  |  |  |  |  |  | A | B |  |
| 303922061 | D |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922056 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922054 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922051 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303922053 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303922047 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922045 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922049 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922044 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303922283 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922285 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922279 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922281 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922282 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922272 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922270 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922268 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922269 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922267 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922260 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922262 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922257 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922255 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922256 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922265 | D |  |  |  |  |  |  | A | D | A |  |  |  |  |  |  | A | A |  |
| 303922248 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303922249 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922250 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922252 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922239 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922241 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922244 | D |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922238 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303921832 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303921834 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921829 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921840 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921827 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921826 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921850 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303921836 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921849 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921839 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921822 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303921819 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303921825 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921841 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303921820 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921843 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921846 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921835 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921830 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303921833 | C D |  |  |  |  |  |  | A | C D | A |  |  |  |  |  |  | A | A |  |
| 303921838 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921828 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921824 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921821 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921845 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921842 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921837 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303921831 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921823 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921810 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921787 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921805 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921788 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921804 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921789 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921803 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303921806 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921802 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303921815 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921817 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303921818 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303921794 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921792 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921799 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303921800 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921798 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921816 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921813 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921808 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921785 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921796 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921807 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921795 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303921790 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303921797 | C D |  |  |  |  |  |  | A | C D | B |  |  |  |  |  |  | A | B |  |
| 303921786 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921809 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921793 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303922222 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922223 | D |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922221 | D |  |  |  |  |  |  | D | D | A |  |  |  |  |  |  | A | A |  |
| 303922220 | D |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922219 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922214 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922216 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922207 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922196 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922213 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922193 | A |  |  |  |  |  |  | D | D | A |  |  |  |  |  |  | A | A |  |
| 303922200 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922206 | D |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922194 | C |  |  |  |  |  |  | D | D | A |  |  |  |  |  |  | A | A |  |
| 303922187 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922190 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922180 | C |  |  |  |  |  |  | D | D | A |  |  |  |  |  |  | A | A |  |
| 303922183 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922173 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922172 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922171 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922176 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922169 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922168 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922145 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922146 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922147 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922148 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922144 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922141 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922143 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922151 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922142 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922138 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922135 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922134 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303922132 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922126 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922129 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922128 | C |  |  |  |  |  |  | D | D | A |  |  |  |  |  |  | A | A |  |
| 303922123 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922121 | A |  |  |  |  |  |  | D | D | A |  |  |  |  |  |  | A | A |  |
| 303922122 | C |  |  |  |  |  |  | D | D | A |  |  |  |  |  |  | A | A |  |
| 303922120 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922124 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922125 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922119 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922118 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922117 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922114 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303922111 | C |  |  |  |  |  |  | C | C | B |  |  |  |  |  |  | A | B |  |
| 303922113 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303922105 | C |  |  |  |  |  |  | D | D | A |  |  |  |  |  |  | A | A |  |
| 303922104 | C |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A B | B |  |
| 303922103 | C |  |  |  |  |  |  | D | D | A |  |  |  |  |  |  | A | A |  |
| 303922106 | C D |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303922108 | D |  |  |  |  |  |  | D | D | B |  |  |  |  |  |  | A | B |  |
| 303921761 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921767 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303921781 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921778 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921760 | C |  |  |  |  |  |  | C | C | B |  |  |  |  |  |  | A | B |  |
| 303921762 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921777 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921756 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303921758 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921766 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921757 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921755 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921775 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921773 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921776 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921784 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303921759 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921768 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921780 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921771 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303921783 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921769 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303921764 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921770 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303921774 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A B | B |  |
| 303921763 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921753 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921754 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921736 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303921744 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921746 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921749 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921747 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921735 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921745 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921737 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921742 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303921743 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921750 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303921741 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921734 | D |  |  |  |  |  |  | C | D | B |  |  |  |  |  |  | A | B |  |
| 303921740 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303921739 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921738 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921715 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921727 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921719 | D |  |  |  |  |  |  | A | D | A |  |  |  |  |  |  | A | A |  |
| 303921730 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921709 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921710 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921716 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921705 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921733 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303921732 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921713 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303921718 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921707 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921712 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303921711 | D |  |  |  |  |  |  | A | D | A |  |  |  |  |  |  | A | A |  |
| 303921708 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921701 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303921700 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921702 | D |  |  |  |  |  |  | A | D | A |  |  |  |  |  |  | A | A |  |
| 303921731 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921703 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921698 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921704 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921717 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921723 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921721 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921714 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921720 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303921722 | D |  |  |  |  |  |  | A | D | B |  |  |  |  |  |  | A | B |  |
| 303921699 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303921706 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303921883 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303921865 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921873 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921870 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303921876 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303921879 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921872 | A |  |  |  |  |  |  | A | A | A |  |  |  |  |  |  | A | A |  |
| 303921882 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921867 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921884 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921866 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921869 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303921868 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921858 | C |  |  |  |  |  |  | A | C | A |  |  |  |  |  |  | A | A |  |
| 303921864 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921863 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921862 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |
| 303921852 | D |  |  |  |  |  |  | A | D | A |  |  |  |  |  |  | A | A |  |
| 303921851 | C |  |  |  |  |  |  | A | C | B |  |  |  |  |  |  | A | B |  |

---

## Exhibit 99.5

[J.P. Morgan Mortgage Trust 2023-DSC1 ABS-15G](jpmmt-abs15g_031723.htm)

**Exhibit 99.5**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **LOAN INFORMATION** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **ORIGINATION VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **AVM VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESK REVIEW VALUES** | **DESKTOP APPRAISAL VALUES** | **DESKTOP APPRAISAL VALUES** | **DESKTOP APPRAISAL VALUES** | **DESKTOP APPRAISAL VALUES** | **DESKTOP APPRAISAL VALUES** | **DESKTOP APPRAISAL VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **BPO VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **FIELD REVIEW VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **2055 VALUES** | **AVE/CMA VALUES** | **AVE/CMA VALUES** | **AVE/CMA VALUES** | **AVE/CMA VALUES** | **AVE/CMA VALUES** | **HYBRID VALUES** | **HYBRID VALUES** | **HYBRID VALUES** | **HYBRID VALUES** | **HYBRID VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** | **UPDATED MULTIPROPERTY VALUES** |  |  |
| **Customer Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Value for LTV** | **LTV Value Variance Amount** | **LTV Value Variance Percent** | **Appraised Value** | **Appraisal Report Date** | **Appraisal Effective Date** | **Appraisal Valuation Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Report Date** | **Second Appraisal Effective Date** | **Second Appraisal Type** | **Second Appraisal Company** | **Second Appraisal Confidence Score** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Confidence<br> Score** | **Appraisal Report Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Risk Score** | **Appraisal Report Date** | **Appraisal Effective Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Report Date** | **Appraisal Effective Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Report Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Report Date** | **Appraisal Effective Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Report Date** | **Appraisal Effective Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Report Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Report Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Report Date** | **Appraisal Effective Date** | **Aggregate Appraised Value** | **Aggregate Variance Amount** | **Aggregate Variance Percent** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** |
| 303463621 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.10 |
| 303460687 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.00 |
| 303557521 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303557517 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303557518 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303557519 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303557520 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303557522 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303576982 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303576998 |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303542549 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.40 |
| 303596308 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| 303556046 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| 303596306 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| 303602410 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.20 |
| 303602411 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303680820 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 12.160% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.160% |  |  |  |  |  |  | N/A |  |
| 303675360 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303718471 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -1.864% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| 303738994 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| 303652887 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.10 |
| 303701926 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| 303701880 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.60 |
| 303559042 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.20 |
| 303542542 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| 303730566 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 20.602% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 20.602% |  |  |  |  |  |  | N/A |  |
| 303534705 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 5.00 |
| 303534793 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303534727 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303534772 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.60 |
| 303534737 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| 303534749 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303534781 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.80 |
| 303534787 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.60 |
| 303534783 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303534697 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303534719 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303534800 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303534758 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303534722 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.60 |
| 303534775 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| 303534761 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303534701 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303577174 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303534816 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.80 |
| 303534731 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303771945 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303534769 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303534732 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.30 |
| 303534815 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.60 |
| 303534713 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303534717 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303534764 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.60 |
| 303534817 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.60 |
| 303534766 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.50 |
| 303534700 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.20 |
| 303534729 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303534725 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| 303534704 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303534797 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303534703 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303534721 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.60 |
| 303534734 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.60 |
| 303534755 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303534743 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303534728 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| 303534779 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| 303534786 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303534730 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.60 |
| 303534733 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.20 |
| 303534702 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.60 |
| 303534708 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.60 |
| 303534699 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.60 |
| 303534754 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.60 |
| 303534794 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| 303739988 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.40 |
| 303730321 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -7.634% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.60 |
| 303776143 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  | -1.000% |  | 0.05 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.60 |
| 303776205 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  | -20.690% |  | 0.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.80 |
| 303776195 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 20.134% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303776198 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303776165 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303776179 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| 303776158 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303776145 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.20 |
| 303776194 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  | 12.332% |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303776148 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303776149 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -6.664% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  | xxxx |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -6.664% |  |  |  |  |  |  | No | 2.60 |
| 303776199 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 3.680% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.680% |  |  |  |  |  |  | Yes | 1.50 |
| 303776168 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| 303776201 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| 303776181 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -9.767% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| 303776173 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303776169 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303776186 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303776153 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303776167 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303776155 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.70 |
| 303776190 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.10 |
| 303776212 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303776189 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303776171 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  | -5.217% |  | 0.19 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303776163 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -6.383% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -6.383% |  |  |  |  |  |  | N/A | 3.20 |
| 303776209 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303776156 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303776216 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  | 4.086% |  | 0.04 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303776184 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303776219 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -0.290% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303776141 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.30 |
| 303761751 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303756739 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303751626 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -4.083% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -4.083% |  |  |  |  |  |  | N/A | 3.80 |
| 303776185 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -0.455% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -0.455% |  |  |  |  |  |  | N/A |  |
| 303751123 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.313% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303753411 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -9.889% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -9.889% |  |  |  |  |  |  | N/A | 2.80 |
| 303782763 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 1.591% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.10 |
| 303781290 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303809099 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| 303777000 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303784573 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303784574 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303762126 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303755765 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -0.368% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303753419 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.70 |
| 303809214 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303730320 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303776900 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -1.176% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303782037 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -9.302% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303797812 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303817311 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.50 |
| 303818044 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.80 |
| 303786619 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303797146 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303767907 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.50 |
| 303801906 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303812791 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303820017 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| 303767912 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.60 |
| 303800858 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303785230 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303800859 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -7.122% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.60 |
| 303817321 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 |
| 303766018 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 12.456% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 12.456% |  |  |  |  |  |  | N/A | 2.70 |
| 303800519 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.50 |
| 303826998 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303827259 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303835586 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.60 |
| 303805449 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.00 |
| 303809217 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| 303821023 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| 303736574 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.40 |
| 303805450 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303823336 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303809516 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.10 |
| 303809231 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.80 |
| 303762120 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303825761 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.80 |
| 303835413 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303824230 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.60 |
| 303853347 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303818042 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.20 |
| 303855569 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.30 |
| 303839024 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303858906 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| 303847254 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.40 |
| 303853609 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 4.00 |
| 303859370 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303826752 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303824285 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303879200 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.496% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.496% |  |  |  |  |  |  | N/A |  |
| 303879215 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 5.106% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303879205 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -2.316% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303879199 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  | xxxx |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303824332 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303879206 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 4.076% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303879210 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -4.054% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303879214 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -3.701% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -3.701% |  |  |  |  |  |  | N/A |  |
| 303879211 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  | -18.000% |  | 0.12 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303879209 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 9.072% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| 303824269 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  | 2.461% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.461% |  |  |  |  |  |  | N/A |  |
| 303824263 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 4.348% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303879204 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303879218 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.876% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303879201 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -9.520% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -9.520% |  |  |  |  |  |  | N/A |  |
| 303879196 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303879197 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303879219 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  | -5.670% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303879194 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 3.483% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.483% |  |  |  |  |  |  | N/A |  |
| 303879207 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -6.121% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -6.121% |  |  |  |  |  |  | N/A |  |
| 303879213 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303879203 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  | xxxx |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303879195 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -2.747% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -2.748% |  |  |  |  |  |  | N/A |  |
| 303824284 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303824301 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 1.285% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.285% |  |  |  |  |  |  | N/A |  |
| 303824327 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 10.144% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303824289 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| 303879198 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303879217 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 9.218% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 9.218% |  |  |  |  |  |  | N/A |  |
| 303879193 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303824243 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 1.368% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.368% |  |  |  |  |  |  | N/A |  |
| 303879212 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  | 17.188% |  | 0.08 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 17.188% |  |  |  |  |  |  | N/A |  |
| 303879208 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  | -2.982% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -2.982% |  |  |  |  |  |  | N/A |  |
| 303879216 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -2.138% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -2.139% |  |  |  |  |  |  | N/A |  |
| 303855573 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| 303853618 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303879344 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303779867 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303756190 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303812604 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303847031 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.60 |
| 303826479 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| 303878797 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -9.061% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303839879 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303859357 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.10 |
| 303878869 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.10 |
| 303859201 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 4.50 |
| 303887961 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -1.583% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -1.583% |  |  |  |  |  |  | N/A |  |
| 303856747 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -4.823% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.80 |
| 303877018 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303879224 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.30 |
| 303847023 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.80 |
| 303878402 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  | -72.688% |  | 0.18 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 5.00 |
| 303876552 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.30 |
| 303879366 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.20 |
| 303879369 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| 303879386 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303879391 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.10 |
| 303827710 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.80 |
| 303827701 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303827681 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| 303879381 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303879371 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 10.387% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.387% |  |  |  |  |  |  | N/A |  |
| 303827686 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.90 |
| 303879378 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 3.90 |
| 303879388 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.40 |
| 303879382 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -8.036% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.50 |
| 303827708 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 5.00 |
| 303879367 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -0.598% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -0.598% |  |  |  |  |  |  | No |  |
| 303827772 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.90 |
| 303879415 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.50 |
| 303879362 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.80 |
| 303879387 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -9.302% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.60 |
| 303879368 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| 303827680 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.80 |
| 303879496 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.20 |
| 303827698 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.70 |
| 303879412 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| 303879440 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 3.865% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303879411 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303879421 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.30 |
| 303827699 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 999.00 |
| 303886169 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.20 |
| 303879247 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.70 |
| 303875282 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -2.182% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.00 |
| 303856126 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.60 |
| 303876896 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| 303894254 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -0.463% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -0.463% |  |  |  |  |  |  | N/A |  |
| 303894253 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -8.681% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -8.682% |  |  |  |  |  |  | N/A |  |
| 303894251 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.463% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.463% |  |  |  |  |  |  | N/A |  |
| 303894249 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303876897 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303880537 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.00 |
| 303887952 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303883161 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303894617 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303894616 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303893542 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303857904 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.10 |
| 303877351 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303887951 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.80 |
| 303855552 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 2.629% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303893842 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303839025 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303859376 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303888055 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303879820 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303877039 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.575% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303880574 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 4.10 |
| 303872117 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 4.607% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.50 |
| 303875561 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303855566 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 1.00 |
| 303888054 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.30 |
| 303839023 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303891098 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.60 |
| 303894769 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.80 |
| 303872420 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303893578 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 2.50 |
| 303889907 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303897990 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303885503 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303892774 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.30 |
| 303891095 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303813456 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.50 |
| 303896655 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303878795 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303878349 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 35.856% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303894674 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303891137 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303893537 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.40 |
| 303893438 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.50 |
| 303896317 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.10 |
| 303893622 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303898030 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303894628 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -1.515% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303879189 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303895057 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303893584 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303894904 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303898335 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.90 |
| 303892775 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 11.732% |  |  | AVM |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303895964 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -0.067% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303794734 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794704 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794742 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794724 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794709 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794741 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794702 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794728 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794722 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794739 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794701 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794743 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  | xxxx |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794732 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  | xxxx |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794740 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794738 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -9.910% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  | xxxx |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794700 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794733 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794699 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794696 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794711 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794707 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794735 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794712 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794713 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794708 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794729 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794710 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794726 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794725 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794730 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794727 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794705 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794706 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794695 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794697 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794694 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794693 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794703 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794691 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794690 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794744 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303794745 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303836027 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 3.60 |
| 303853365 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303837746 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.40 |
| 303875566 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 3.60 |
| 303896324 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.30 |
| 303876875 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 2.60 |
| 303875317 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303875329 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.60 |
| 303878877 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Yes | 4.50 |
| 303856988 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -6.557% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303882307 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| 303875289 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303872370 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 1.00 |
| 303888364 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303767909 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303877023 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.60 |
| 303767908 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303877024 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.10 |
| 303879286 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No | 5.00 |
| 303894918 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303899414 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303896661 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.10 |
| 303894917 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303896480 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303893840 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303896463 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303898680 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303897792 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303893539 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| 303896585 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 2.80 |
| 303882645 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.00 |
| 303896318 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 12.500% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A | 1.80 |
| 303923053 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923039 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923046 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923030 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923047 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| 303923038 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923058 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923033 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923040 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922978 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922994 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922979 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922993 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922980 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922995 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923004 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923043 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| 303923023 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923020 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923026 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923044 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923042 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923054 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923051 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923024 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923035 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923041 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923034 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923032 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923052 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| 303923029 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923018 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923048 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923019 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923049 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| 303923025 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923031 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| 303923037 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923028 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923027 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923017 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923022 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923021 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923016 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923063 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -2.581% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923062 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923059 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922943 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922946 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922945 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922944 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922942 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 7.018% |  |  | BPO |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922952 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 1.818% |  |  | BPO |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922947 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.256% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 10.256% |  |  |  |  |  |  | N/A |  |
| 303922941 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -9.107% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -23.304% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922824 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922830 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922829 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922822 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922821 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922833 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922826 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922827 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922832 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -2.381% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -2.381% |  |  |  |  |  |  | N/A |  |
| 303922969 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.516% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.516% |  |  |  |  |  |  | N/A |  |
| 303922974 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -3.817% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922831 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922976 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922967 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922973 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922921 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922922 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922933 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922920 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922934 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922928 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -15.287% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922808 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922927 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922925 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922807 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922801 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922802 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -5.660% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922798 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922799 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922800 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922805 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922795 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922793 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922797 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922796 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922962 |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922964 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922961 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922958 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922953 |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922963 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922955 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922965 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  | xxxx |  | xxxx |  |  |  |  |  |  |  |  |  |  | -4.819% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922989 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922984 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922992 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922991 |  |  |  |  |  | 0.000% |  |  |  | Desk-Top Review |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -73.239% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -73.239% |  |  |  |  |  |  | N/A |  |
| 303922981 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922988 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923003 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922939 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -24.194% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -24.194% |  |  |  |  |  |  | N/A |  |
| 303922940 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -1.852% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -1.852% |  |  |  |  |  |  | N/A |  |
| 303922936 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -8.745% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  | xxxx |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922937 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -24.063% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -24.063% |  |  |  |  |  |  | N/A |  |
| 303922938 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922935 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923045 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922908 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922870 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922910 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922903 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922878 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922894 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922895 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922917 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922879 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.841% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.841% |  |  |  |  |  |  | N/A |  |
| 303922885 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922886 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922904 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922884 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922898 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922907 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922899 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922901 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922900 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922876 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -8.257% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922897 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922877 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922902 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922887 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -41.818% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -41.818% |  |  |  |  |  |  | N/A |  |
| 303922913 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922911 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922890 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922871 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922883 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922880 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| 303922881 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922857 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922888 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922892 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922858 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922874 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922875 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -25.714% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -25.714% |  |  |  |  |  |  | N/A |  |
| 303922855 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922856 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -35.252% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -35.252% |  |  |  |  |  |  | N/A |  |
| 303922889 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922851 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922906 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922905 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922854 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922891 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922869 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -6.425% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922867 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922915 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922865 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922866 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922864 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922862 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922860 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922873 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922868 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922849 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922872 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922848 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922909 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922853 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922852 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922847 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922846 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922842 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922845 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922843 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922861 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922844 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923011 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923007 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923013 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923010 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923012 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923014 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| 303922951 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922949 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -64.762% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -64.762% |  |  |  |  |  |  | N/A |  |
| 303922841 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922838 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922840 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923200 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -24.906% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -24.906% |  |  |  |  |  |  | N/A |  |
| 303922689 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922695 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922704 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922702 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922701 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922839 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922691 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -26.778% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -26.778% |  |  |  |  |  |  | N/A |  |
| 303922699 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -11.950% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -11.950% |  |  |  |  |  |  | N/A |  |
| 303922700 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -6.667% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -6.667% |  |  |  |  |  |  | N/A |  |
| 303922837 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922687 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -20.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -20.000% |  |  |  |  |  |  | N/A |  |
| 303922684 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -32.515% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -32.515% |  |  |  |  |  |  | N/A |  |
| 303922682 |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922744 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922763 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922748 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922742 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922749 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922746 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922762 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| 303922764 |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922745 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922778 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922739 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922777 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922779 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922743 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922757 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922782 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922736 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922759 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922758 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922740 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922776 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922738 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922754 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922755 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922765 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922753 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922761 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922751 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922737 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922747 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922773 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922766 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922752 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922741 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922768 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 30.841% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  | xxxx |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922780 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922781 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922760 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922729 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922750 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922730 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922727 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922731 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922771 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.874% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.874% |  |  |  |  |  |  | N/A |  |
| 303922732 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922728 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922733 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 1.538% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922734 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922735 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922863 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922721 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922724 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922850 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| 303922715 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922723 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922714 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922722 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922720 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922719 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922712 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922896 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  | 0.278% |  | 0.07 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922716 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922711 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922713 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922681 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922565 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.415% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.415% |  |  |  |  |  |  | N/A |  |
| 303922572 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922575 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922677 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922679 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922676 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 35.897% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922814 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922789 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922554 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922558 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922811 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922818 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -9.633% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922585 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922820 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922555 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922819 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923191 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -0.322% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922556 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922562 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922563 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -5.600% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922492 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922559 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922501 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922511 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922508 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922496 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922509 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922506 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -27.632% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -27.632% |  |  |  |  |  |  | N/A |  |
| 303922493 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922500 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922532 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922518 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922538 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922537 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922535 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -18.644% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -18.644% |  |  |  |  |  |  | N/A |  |
| 303922542 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922541 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922536 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922531 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -4.624% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -4.624% |  |  |  |  |  |  | N/A |  |
| 303922467 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922475 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922540 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922476 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -4.348% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922463 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| 303922486 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.000% |  |  |  |  |  |  | N/A |  |
| 303922470 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| 303922488 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.889% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 8.889% |  |  |  |  |  |  | N/A |  |
| 303922485 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -3.036% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| 303922461 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922456 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922459 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922453 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922452 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922318 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922321 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922320 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922322 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -6.250% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922317 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922313 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922295 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -9.396% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.161% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 24.161% |  |  |  |  |  |  | N/A |  |
| 303922301 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922299 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922310 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922319 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 6.667% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922291 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922311 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922290 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922356 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  | 0.727% |  | 0.13 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922091 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  | -11.268% |  | 0.09 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -4.225% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922315 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922314 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922294 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922296 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922307 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922302 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922312 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922297 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922300 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922287 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922289 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922305 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922286 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922288 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.381% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.381% |  |  |  |  |  |  | N/A |  |
| 303922292 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922308 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922303 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922304 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922293 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922298 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.385% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 15.385% |  |  |  |  |  |  | N/A |  |
| 303922608 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922597 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922612 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922598 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922599 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 1.299% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922593 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922602 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922606 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -19.786% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -19.786% |  |  |  |  |  |  | N/A |  |
| 303922607 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922605 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922596 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922588 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -9.091% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -9.091% |  |  |  |  |  |  | N/A |  |
| 303922601 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922600 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922604 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922603 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922594 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.642% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 22.642% |  |  |  |  |  |  | N/A |  |
| 303922591 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922590 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922592 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922595 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  | xxxx |  | xxxx |  |  |  |  |  |  |  |  |  |  | 18.644% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 18.644% |  |  |  |  |  |  | N/A |  |
| 303922589 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922651 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922650 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922648 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922661 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922644 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922669 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922668 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922654 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922633 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922621 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922665 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922652 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.527% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.527% |  |  |  |  |  |  | N/A |  |
| 303922649 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922640 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922647 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922653 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922643 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922667 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -21.212% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -21.212% |  |  |  |  |  |  | N/A |  |
| 303922626 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922636 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922637 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922646 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922639 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922664 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922615 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922645 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922620 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -31.148% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -31.148% |  |  |  |  |  |  | N/A |  |
| 303922657 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922634 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922632 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922630 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922631 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922655 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922642 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922622 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -8.333% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -8.333% |  |  |  |  |  |  | N/A |  |
| 303922619 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 20.799% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 20.799% |  |  |  |  |  |  | N/A |  |
| 303922641 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922629 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| 303922617 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.167% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922618 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922663 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922658 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 25.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 25.000% |  |  |  |  |  |  | N/A |  |
| 303922627 |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922625 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922659 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922616 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922635 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922638 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922613 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922623 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  | -42.790% |  | 0.02 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -24.444% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -24.444% |  |  |  |  |  |  | N/A |  |
| 303922614 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -4.478% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922402 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922405 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922395 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922397 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -7.080% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922393 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -0.909% |  |  | BPO |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -0.909% |  |  |  |  |  |  | N/A |  |
| 303922389 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922388 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -52.722% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -52.722% |  |  |  |  |  |  | N/A |  |
| 303922377 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922378 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922380 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -41.824% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -41.824% |  |  |  |  |  |  | N/A |  |
| 303922381 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922382 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -4.255% |  |  | BPO |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922375 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922379 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922371 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922374 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922368 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -9.884% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922360 |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -8.915% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -8.915% |  |  |  |  |  |  | N/A |  |
| 303922364 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0.000% |  |  |  |  |  |  | N/A |  |
| 303922358 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922354 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922352 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922096 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922349 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922350 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| 303922098 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922345 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922093 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922351 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922094 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921995 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921999 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921996 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921974 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921973 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921997 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921981 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922005 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921992 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303923190 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 30.769% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 30.769% |  |  |  |  |  |  | N/A |  |
| 303921990 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921998 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921967 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921970 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921972 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921969 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921962 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921986 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  | 7.143% |  | 0.03 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -20.330% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -20.330% |  |  |  |  |  |  | N/A |  |
| 303921989 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -8.382% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -8.382% |  |  |  |  |  |  | N/A |  |
| 303921975 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.622% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 21.622% |  |  |  |  |  |  | N/A |  |
| 303922001 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921993 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921979 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921978 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921976 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922009 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921980 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921971 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921977 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -14.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -14.000% |  |  |  |  |  |  | N/A |  |
| 303922007 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922008 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922006 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921955 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921954 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921953 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921952 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921950 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921951 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921949 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921948 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921947 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921946 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921945 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921944 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921942 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921943 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921941 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921940 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922003 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -2.917% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921963 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921987 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921964 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921957 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921968 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921961 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921959 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921984 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921960 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921938 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -3.448% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -5.517% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -5.517% |  |  |  |  |  |  | N/A |  |
| 303921937 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921982 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922002 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921939 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -14.815% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -14.815% |  |  |  |  |  |  | N/A |  |
| 303921936 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921966 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921958 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921956 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921911 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921909 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921897 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 9.804% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921902 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921901 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921900 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921898 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921894 |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921896 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921893 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921899 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922041 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922039 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922035 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922029 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922027 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -8.929% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922025 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922022 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922031 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922021 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922020 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922019 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922017 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921915 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921924 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922018 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922010 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922012 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921932 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921933 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -9.396% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921916 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921922 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921926 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921925 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921923 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921921 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921912 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | No |  |
| 303921919 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921914 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -67.823% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -67.823% |  |  |  |  |  |  | N/A |  |
| 303921934 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921913 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922066 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922064 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -4.762% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922067 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922065 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922061 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -8.980% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -8.980% |  |  |  |  |  |  | N/A |  |
| 303922056 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922054 |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922051 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922053 |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -3.333% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -3.333% |  |  |  |  |  |  | N/A |  |
| 303922047 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922045 |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922049 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -32.237% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -32.237% |  |  |  |  |  |  | N/A |  |
| 303922044 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922283 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922285 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922279 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922281 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922282 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922272 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922270 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922268 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -6.452% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922269 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922267 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922260 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922262 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922257 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922255 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -14.179% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -14.179% |  |  |  |  |  |  | N/A |  |
| 303922256 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922265 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922248 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922249 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922250 |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  | -8.696% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922252 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922239 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922241 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922244 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922238 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921832 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -6.250% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -32.078% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -32.078% |  |  |  |  |  |  | N/A |  |
| 303921834 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921829 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921840 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -25.000% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -25.000% |  |  |  |  |  |  | N/A |  |
| 303921827 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921826 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -5.028% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921850 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921836 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -27.419% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -27.419% |  |  |  |  |  |  | N/A |  |
| 303921849 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921839 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921822 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921819 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.759% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.759% |  |  |  |  |  |  | N/A |  |
| 303921825 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -4.294% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.295% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.295% |  |  |  |  |  |  | N/A |  |
| 303921841 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921820 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -5.605% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921843 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921846 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921835 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921830 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -16.968% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -16.968% |  |  |  |  |  |  | N/A |  |
| 303921833 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921838 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921828 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 1.523% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -16.244% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -16.244% |  |  |  |  |  |  | N/A |  |
| 303921824 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921821 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921845 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921842 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921837 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921831 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -7.692% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -7.692% |  |  |  |  |  |  | N/A |  |
| 303921823 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -13.636% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -13.636% |  |  |  |  |  |  | N/A |  |
| 303921810 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921787 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921805 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921788 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921804 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921789 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921803 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921806 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921802 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921815 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921817 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921818 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921794 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921792 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.143% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7.143% |  |  |  |  |  |  | N/A |  |
| 303921799 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921800 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921798 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921816 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921813 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921808 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -19.512% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -19.512% |  |  |  |  |  |  | N/A |  |
| 303921785 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921796 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921807 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -6.250% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -15.357% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -15.357% |  |  |  |  |  |  | N/A |  |
| 303921795 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921790 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921797 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921786 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921809 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.367% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 6.367% |  |  |  |  |  |  | N/A |  |
| 303921793 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922222 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922223 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922221 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922220 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922219 |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  | 7.083% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922214 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922216 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922207 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922196 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 1.587% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  | xxxx |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922213 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922193 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922200 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922206 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922194 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922187 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922190 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922180 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922183 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922173 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922172 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922171 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922176 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922169 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922168 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922145 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922146 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922147 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922148 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922144 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922141 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922143 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922151 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922142 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922138 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922135 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922134 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922132 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922126 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922129 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922128 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922123 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922121 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922122 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922120 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922124 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922125 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922119 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922118 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922117 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922114 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922111 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922113 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922105 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922104 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Field Review |  |  |  |  |  |  |  |  |  |  | xxxx |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922103 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -3.333% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922106 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303922108 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921761 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -4.348% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921767 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921781 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921778 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921760 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -3.714% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921762 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921777 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -38.983% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -38.983% |  |  |  |  |  |  | N/A |  |
| 303921756 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921758 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -3.704% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -3.704% |  |  |  |  |  |  | N/A |  |
| 303921766 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921757 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921755 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -30.328% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -30.328% |  |  |  |  |  |  | N/A |  |
| 303921775 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921773 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -13.546% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -13.546% |  |  |  |  |  |  | N/A |  |
| 303921776 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921784 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921759 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921768 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921780 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -8.046% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921771 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921783 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921769 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921764 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -2.564% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.128% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5.128% |  |  |  |  |  |  | N/A |  |
| 303921770 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 14.286% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921774 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -13.862% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -13.862% |  |  |  |  |  |  | N/A |  |
| 303921763 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921753 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921754 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -12.881% |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | -12.881% |  |  |  |  |  |  | N/A |  |
| 303921736 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921744 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921746 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921749 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921747 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 8.108% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  | xxxx |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921735 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921745 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921737 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921742 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921743 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921750 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921741 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921734 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921740 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.161% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921739 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921738 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921715 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921727 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921719 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921730 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Appraisal |  |  |  |  |  |  |  |  |  |  | xxxx |  | xxxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921709 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921710 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921716 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921705 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921733 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921732 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -3.571% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921713 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921718 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921707 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921712 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921711 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921708 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921701 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921700 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921702 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921731 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921703 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921698 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921704 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921717 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921723 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921721 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921714 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921720 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921722 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921699 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921706 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921883 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921865 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921873 |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921870 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921876 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921879 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921872 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | -6.061% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921882 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921867 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921884 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921866 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921869 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921868 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921858 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921864 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921863 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921862 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921852 |  |  |  |  |  | 0.000% |  |  |  | Hybrid Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |
| 303921851 |  |  |  |  |  | 0.000% |  |  |  | Appraisal |  |  | 0.000% |  |  | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | N/A |  |

---

## Exhibit 99.6

[J.P. Morgan Mortgage Trust 2023-DSC1 ABS-15G](jpmmt-abs15g_031723.htm)

**Exhibit 99.6**

![](ex996001.jpg)

JPMMT 2023-DSC1 J.P. Morgan <br>

Opus Capital Markets Consultants, LLC <br>

300 Tri-State International – Suite 320 \| Lincolnshire, IL 60069 \| <u>www.opuscmc.com</u> \| 224.632.1300

**Executive Narrative**

**March 8, 2023**

**Performed by** 

**Opus Capital Markets Consultants, LLC**

**For**

**J.P. Morgan** 

The report summarizes the results of a due diligence review performed on a pool of 68 loans, 5 of which were provided by J.P. Morgan Mortgage Acquisition Corp ("Customer") who provided Opus Capital Markets Consultants, LLC ("Consultant") with a data tape, and the remaining 63 of which were purchased by Customer from an originator (the "Originator") who is a client of Consultant under a reliance letter, and for which the Originator provided Consultant with a data tape, from which, in each case, 100% of the loan population was chosen and loaded into the Paragon underwriting software. Consultant performed a detailed credit review of all loans..

As detailed herein, the pool contains 68 DSCR loans and were re-underwritten in accordance with the lender guidelines for DSCR loans in terms of Exhibit A.

Opus was established in 2005 and acquired by Wipro Ltd in January 2014. Owls Partners acquired Opus December 2022.

EXHIBIT A

**DSCR Loan Review**

A re-underwriting review was conducted in order to verify that the requisite underwriting guidelines as specified by the Client (the "<u>Underwriting Guidelines</u>") were met. Confirmation of the loan terms was performed through recalculation and review of documentation contained in the loan file provided to the Consultant. The Credit Qualification review guidelines consisted of the following:

**Borrower Underwriting:**

● **Borrower Liquidity:** Review and confirm borrower's liquidity position adheres to Underwriting Guidelines.

● **Credit / Background Check:** Review and confirm each guarantor and/or owner of the borrowing entity requirements meet Underwriting Guidelines, including OFAC.

● **Property management questionnaire:** Review the questionnaire to confirm management experience meets Underwriting Guidelines.

● **Borrowing Entity:** Confirm the entity is in good standing and duly formed (if applicable documents are in the file). Verify the individual signing on behalf of the organization has the authority to bind the entity (if applicable documents are in the file).

● **Loan-to-Value (LTV)/Loan-to-Cost (LTC) Limits:** Confirm the LTV/LTC meets Underwriting Guidelines per Underwriting Guidelines.

● **Permitted Loan Terms:** Confirm the loan terms are eligible per the Underwriting Guidelines.

● **Property Requirements and Market Requirements:** Confirm the loan Property and Market Requirements are eligible per the Underwriting Guidelines.

● **DSCR—ensure components of Debt Service Coverage Ratio are identified correctly:** Recalculation of DSCR

**Title Insurance Requirements are met per Guidelines only as follows**

Confirm Loss payee language must be present and required insurance policies and coverage amounts meet the Underwriting Guidelines.

● **Condominium Eligibility:** Confirm Condo Master Policy is present and meets the Underwriting Guidelines

● **Property Insurance:** Confirm each mortgaged property has a policy in place and proper coverage amount in adherence to the Underwriting Guidelines.

● **Preliminary/Commitment Title:** Review and confirm first lien holder position, validate no loan file discrepancies, delinquent taxes, and/or additional liens at time of consummation.

**Credit Document Check**

● Loan Application: Verify the presence and completeness of both the initial and final loan applications.

● Credit Report: Verify the presence of a credit report for each borrower. Confirm that the credit report was pulled within the timing requirements allowable per the Client provided underwriting guidelines.

● Housing Payment History: In the absence of housing payment histories on the borrower(s) credit report(s), verify that that the file contains a verification of rent or a verification of mortgage form.

● Letters of Explanation: When Letters of Explanation are required by the Client provided underwriting guidelines, verify the presence of any such letters exist in the loan file.

● Gift Letters: When Gift Letters are required by the Client provided underwriting guidelines, verify the presence of any such letters exist in the loan file.

● Income Documentation: Verify the presence of income and employment related documentation required by the Client provided underwriting guidelines for all borrowing parties contributing income to the debt ratio calculation.

● Asset Documentation: Verify the presence of asset documentation required by the Client provided underwriting guidelines in the loan file.

● Property Valuation Tools: Verify that each loan file contains adequate appraisal and other third party valuation tools to satisfy the minimum required documentation under the relative Client provided underwriting guidelines.

● Proof of Insurance: Verify the presence of insurance certificates for mortgage, hazard and flood insurance on an as needed basis depending upon the specifics of the loan. Confirm that adequate coverage is present to meet the requirements of the Client provided underwriting guidelines.

**Compliance**

● No compliance testing for the DSCR review. Certain Compliance findings may be reported solely for the purpose of determining the presence of a final settlement statement.

**<u>Pool Details</u>**

![](ex996002.jpg)

![](ex996003.jpg)

**<u>Tape Discrepancies</u>**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Data Element** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**Accuracy** |
| &nbsp;&nbsp;Application Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Appraised Value | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower First Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower Last Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;CLTV | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Doc Type | &nbsp;&nbsp;5 | &nbsp;&nbsp;92.65% |
| &nbsp;&nbsp;DTI | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;FICO | &nbsp;&nbsp;1 | &nbsp;&nbsp;98.53% |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Interest Rate | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Junior Lien Balance | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;LTV | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Number of Borrowers | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Original P&I | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Original Payment | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property Address | &nbsp;&nbsp;25 | &nbsp;&nbsp;63.24% |
| &nbsp;&nbsp;Property City | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property County | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property State | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;1 | &nbsp;&nbsp;98.53% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Sales Price | &nbsp;&nbsp;19 | &nbsp;&nbsp;72.06% |
| &nbsp;&nbsp;Second Mortgage Lien Amount | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Self Employed | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Units | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Zip Code | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total Discrepancies** | &nbsp;&nbsp;**51** |  |

---

**<u>Loan Grading Definitions</u>**

**<u>Credit</u>**

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;S&P | &nbsp;&nbsp;Moody's | &nbsp;&nbsp;Fitch | &nbsp;&nbsp;Kroll | &nbsp;&nbsp;DBRS | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp; A | &nbsp;&nbsp; A | &nbsp;&nbsp;Loan conforms to all applicable guidelines, no conditions noted |
| &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp; B | &nbsp;&nbsp; B | &nbsp;&nbsp;Loan does not meet every applicable credit guideline. However, most of the loan characteristics are within the guidelines and there are documented and significant compensating factors |
| &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp; C | &nbsp;&nbsp; C | &nbsp;&nbsp;The loan does not meet every applicable credit guideline, and most of the loan characteristics are outside of guidelines; or there are weak or no compensating factors |
| &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp; D | &nbsp;&nbsp; D | &nbsp;&nbsp;The loan file is missing critical documentation required to perform the review |

---

**<u>Compliance</u>**

---

| | | | | |
|:---|:---|:---|:---|:---|
| S&P | Moody's | Kroll | DBRS | Definition |
| A | A | A | A | The loan was originated in compliance with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| B | B | B | B | The loan was originated in compliance with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations; however, minor evidentiary issue(s) exist |
| C | C | C | C | The includes material violation(s) with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| D | D | D | D | The loan file is missing critical documentation required to perform the review |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;Fitch | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan was originated in compliance with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations and a benefit to the borrower is present and documented |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The includes material violation(s) with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The loan file is missing critical documentation required to perform the review |

---

**<u>Property Valuation</u>**

---

| | |
|:---|:---|
| &nbsp;&nbsp;Moody's | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A &nbsp;&nbsp; A | &nbsp;&nbsp;Value is within a 10% variance of third party product. Appraisal meets lender guidelines. Subject property is 100% complete. Property condition is average or better. Standard GSE form was utilized. Appraiser is licensed. Appraisal is complete. |
| &nbsp;&nbsp;B &nbsp;&nbsp; B | &nbsp;&nbsp;Meets all terms for an A, but property requires cosmetic or minor repairs that do not affect value or habitability |
| &nbsp;&nbsp;C &nbsp;&nbsp; C | &nbsp;&nbsp;Any of the following items: Origination value and third party valuation product value has a variance of 10% or greater, cannot validate value, property is incomplete, property condition is less than average, GSE form was not utilized, and/or the appraisal and/or does not meet guidelines |
| &nbsp;&nbsp;D &nbsp;&nbsp; D | &nbsp;&nbsp;The loan file was missing the appraisal and/or other valuations products needed to complete the review |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;S&P | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;First Level Review Value is within a 10% variance to the original appraisal. Appraisal meets lender guidelines. Subject property is 100% complete. Property condition is average or better. Standard GSE form was utilized. Appraiser is licensed. Appraisal is complete. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;First Level Review Value is greater than a 10% variance to the original appraisal but the second level review value is within 10% variance of the original appraised value. In addition, property requires cosmetic or minor repairs that do not affect value or habitability |
| &nbsp;&nbsp;C | &nbsp;&nbsp;Any of the following items: Second Level Review Value is greater than a 10% variance to the original appraisal, cannot validate value, property is incomplete, property condition is less than average, GSE form was not utilized, and/or the appraisal and/or does not meet guidelines |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The loan file was missing the appraisal and/or other valuations products needed to complete the review |

---

**<u>Loan Review Findings</u>**

The following summarizes Consultant's initial and final loan securitization and event grades assigned to the final reviewed loan pool and reported in the Agency Grading Report dated February 28, 2023.

![](ex996004.jpg)

![](ex996005.jpg)

![](ex996006.jpg)

![](ex996007.jpg)

![](ex996008.jpg)

**<u>Loans Reviewed (68)</u>**

---

| | |
|:---|:---|
| &nbsp;&nbsp;303922449 | &nbsp;&nbsp;303922340 |
| &nbsp;&nbsp;303922448 | &nbsp;&nbsp;303922339 |
| &nbsp;&nbsp;303922447 | &nbsp;&nbsp;303922338 |
| &nbsp;&nbsp;303922441 | &nbsp;&nbsp;303922337 |
| &nbsp;&nbsp;303922440 | &nbsp;&nbsp;303922336 |
| &nbsp;&nbsp;303922439 | &nbsp;&nbsp;303922335 |
| &nbsp;&nbsp;303922438 | &nbsp;&nbsp;303922333 |
| &nbsp;&nbsp;303922437 | &nbsp;&nbsp;303922332 |
| &nbsp;&nbsp;303922436 | &nbsp;&nbsp;303922331 |
| &nbsp;&nbsp;303922435 | &nbsp;&nbsp;303922329 |
| &nbsp;&nbsp;303922434 | &nbsp;&nbsp;303922327 |
| &nbsp;&nbsp;303922433 | &nbsp;&nbsp;303922323 |
| &nbsp;&nbsp;303922432 | &nbsp;&nbsp;303922236 |
| &nbsp;&nbsp;303922431 | &nbsp;&nbsp;303922235 |
| &nbsp;&nbsp;303922430 | &nbsp;&nbsp;303922233 |
| &nbsp;&nbsp;303922429 | &nbsp;&nbsp;303922232 |
| &nbsp;&nbsp;303922428 | &nbsp;&nbsp;303922231 |
| &nbsp;&nbsp;303922427 | &nbsp;&nbsp;303922230 |
| &nbsp;&nbsp;303922426 | &nbsp;&nbsp;303922228 |
| &nbsp;&nbsp;303922425 | &nbsp;&nbsp;303922226 |
| &nbsp;&nbsp;303922424 | &nbsp;&nbsp;303922225 |
| &nbsp;&nbsp;303922423 | &nbsp;&nbsp;303922090 |
| &nbsp;&nbsp;303922422 | &nbsp;&nbsp;303922089 |
| &nbsp;&nbsp;303922421 | &nbsp;&nbsp;303922088 |
| &nbsp;&nbsp;303922420 | &nbsp;&nbsp;303922087 |
| &nbsp;&nbsp;303922419 | &nbsp;&nbsp;303922083 |
| &nbsp;&nbsp;303922418 | &nbsp;&nbsp;303922081 |
| &nbsp;&nbsp;303922417 | &nbsp;&nbsp;303922079 |
| &nbsp;&nbsp;303922412 | &nbsp;&nbsp;303921891 |
| &nbsp;&nbsp;303922411 | &nbsp;&nbsp;303460694 |
| &nbsp;&nbsp;303922410 | &nbsp;&nbsp;303478814 |
| &nbsp;&nbsp;303922409 | &nbsp;&nbsp;303542534 |
| &nbsp;&nbsp;303922408 | &nbsp;&nbsp;303556033 |
| &nbsp;&nbsp;303922407 | &nbsp;&nbsp;303559048 |

---

If you have any questions, please contact Peter Butler at Peter.Butler@opuscmc.com

## Exhibit 99.7

[J.P. Morgan Mortgage Trust 2023-DSC1 ABS-15G](jpmmt-abs15g_031723.htm)

**Exhibit 99.7**

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Customer Loan ID** | **Data Field** | **Tape Data** | **Review Data** | **Tape Discrepancy Comments** |
| 303922441 | Property Address | Per Tape | Per Data | Incoming Value: Per Tape<br> Audit Value: Per Data; Audit reflects property address based on Note in file. |
| 303922440 | Property Address | Per Tape | Per Data | Incoming Value: Per Tape<br> Audit Value: Per Data; Audit reflects property address based on Note in file. |
| 303922439 | Property Address | Per Tape | Per Data | Incoming Value: Per Tape<br> Audit Value: Per Data; Audit reflects property address based on Note in file. |
| 303922438 | Property Address | Per Tape | Per Data | Incoming Value: Per Tape<br> Audit Value: Per Data; Audit reflects property address based on Note in file. |
| 303922433 | Property Address | Per Tape | Per Data | Incoming Value: Per Tape<br> Audit Value: Per Data; Audit reflects property address based on Note in file. |
| 303922432 | Property Address | Per Tape | Per Data | Incoming Value: Per Tape<br> Audit Value: Per Data; Audit reflects property address based on Note in file. |
| 303922431 | Property Address | Per Tape | Per Data | Incoming Value: Per Tape<br> Audit Value: Per Data; Audit reflects property address based on Note in file. |
| 303922429 | Sales Price | Per Tape | Per Data | Incoming Value: Per Tape<br> Audit Value: Per Data; Audit value reflects sales price per HUD. |
| 303922428 | Property Address | Per Tape | Per Data | Incoming Value: Per Tape<br> Audit Value: Per Data; Audit reflects property address based on Note in file. |
| 303922427 | Property Address | Per Tape | Per Data | Incoming Value: Per Tape<br> Audit Value: Per Data; Audit reflects property address based on Note in file. |
| 303922426 | Property Address | Per Tape | Per Data | Incoming Value: Per Tape<br> Audit Value: Per Data; Audit reflects property address based on Note in file. |
| 303922424 | Sales Price | Per Tape |  | Incoming Value: Per Tape<br> Audit Value:0; Audit value reflects loan type as refinance-cash out, therefore no sales price. |
| 303922423 | Property Address | Per Tape | Per Data | Incoming Value: Per Tape<br> Audit Value: Per Data; Audit reflects property address based on Note in file. |
| 303922423 | Sales Price | Per Tape |  | Incoming Value: Per Tape<br> Audit Value:0; Audit value reflects loan type as refinance-cash out, therefore no sales price. |
| 303922422 | Property Address | Per Tape | Per Data | Incoming Value: Per Tape<br> Audit Value: Per Data; Audit reflects property address based on Note in file. |
| 303922422 | Sales Price | Per Tape |  | Incoming Value: Per Tape<br> Audit Value:0; Audit value reflects loan type as refinance-cash out, therefore no sales price. |
| 303922420 | Sales Price | Per Tape |  | Incoming Value: Per Tape<br> Audit Value:0; Audit value reflects loan type as refinance-cash out, therefore no sales price. |
| 303922419 | Sales Price | Per Tape |  | Incoming Value: Per Tape<br> Audit Value:0; Audit value reflects loan type as refinance-cash out, therefore no sales price. |
| 303922418 | Sales Price | Per Tape |  | Incoming Value: Per Tape<br> Audit Value:0; Audit value reflects loan type as refinance-cash out, therefore no sales price. |
| 303922417 | Sales Price | Per Tape |  | Incoming Value: Per Tape<br> Audit Value:0; Audit value reflects loan type as refinance-cash out, therefore no sales price. |
| 303922411 | Property Address | Per Tape | Per Data | Incoming Value: Per Tape<br> Audit Value: Per Data; Audit reflects property address based on Note in file. |
| 303922411 | Sales Price | Per Tape |  | Incoming Value: Per Tape<br> Audit Value:0; Audit value reflects loan type as refinance-cash out, therefore no sales price. |
| 303922410 | Property Address | Per Tape | Per Data | Incoming Value: Per Tape<br> Audit Value: Per Data; Audit reflects property address based on Note in file. |
| 303922410 | Sales Price | Per Tape |  | Incoming Value: Per Tape<br> Audit Value:0; Audit value reflects loan type as refinance-cash out, therefore no sales price. |
| 303922409 | Sales Price | Per Tape |  | Incoming Value: Per Tape<br> Audit Value:0; Audit value reflects loan type as refinance-cash out, therefore no sales price. |
| 303922337 | Property Address | Per Tape | Per Data | Incoming Value: Per Tape<br> Audit Value: Per Data; Audit reflects property address based on Note in file. |
| 303922336 | Property Address | Per Tape | Per Data | Incoming Value: Per Tape<br> Audit Value: Per Data; Audit reflects property address based on Note in file. |
| 303922332 | Property Address | Per Tape | Per Data | Incoming Value: Per Tape<br> Audit Value: Per Data; Audit reflects property address based on Note in file. |
| 303922089 | Property Address | Per Tape | Per Data | Incoming Value: Per Tape<br> Audit Value: Per Data; Audit reflects property address based on Note in file. |
| 303922331 | Property Address | Per Tape | Per Data | Incoming Value: Per Tape<br> Audit Value: Per Data; Audit reflects property address based on Note in file. |
| 303922088 | Property Address | Per Tape | Per Data | Incoming Value: Per Tape<br> Audit Value: Per Data; Audit reflects property address based on Note in file. |
| 303922087 | Property Address | Per Tape | Per Data | Incoming Value: Per Tape<br> Audit Value: Per Data; Audit reflects property address based on Note in file. |
| 303922327 | Sales Price | Per Tape |  | Incoming Value: Per Tape<br> Audit Value:0; Audit value reflects loan type as refinance-cash out, therefore no sales price. |
| 303922230 | Sales Price | Per Tape |  | Incoming Value: Per Tape<br> Audit Value:0; Audit value reflects loan type as refinance-cash out, therefore no sales price. |
| 303922323 | Sales Price | Per Tape |  | Incoming Value: Per Tape<br> Audit Value:0; Audit value reflects loan type as refinance-cash out, therefore no sales price. |
| 303922083 | Property Address | Per Tape | Per Data | Incoming Value: Per Tape<br> Audit Value: Per Data; Audit reflects property address based on Note in file. |
| 303922083 | Sales Price | Per Tape | Per Data | Incoming Value: Per Tape<br> Audit Value:Per Data; Audit value reflects sales price per HUD. |
| 303922228 | Sales Price | Per Tape |  | Incoming Value: Per Tape<br> Audit Value:0; Audit value reflects loan type as refinance-cash out, therefore no sales price. |
| 303922226 | Property Address | Per Tape | Per Data | Incoming Value: Per Tape<br> Audit Value: Per Data; Audit reflects property address based on Note in file. |
| 303922226 | Sales Price | Per Tape |  | Incoming Value: Per Tape<br> Audit Value:0; Audit value reflects loan type as refinance-cash out, therefore no sales price. |
| 303922225 | Property Address | Per Tape | Per Data | Incoming Value: Per Tape<br> Audit Value: Per Data; Audit reflects property address based on Note in file. |
| 303922225 | Sales Price | Per Tape |  | Incoming Value: Per Tape<br> Audit Value:0; Audit value reflects loan type as refinance-cash out, therefore no sales price. |
| 303922079 | Property Address | Per Tape | Per Data | Incoming Value: Per Tape<br> Audit Value: Per Data; Audit reflects property address based on Note in file. |
| 303922081 | FICO | 778 | 799 | Incoming Value: 778<br> Audit Value: 799 based on the calculated Highest middle score of each guarantor, per the lender guidelines |
| 303922081 | Property Type | Single Family Detached (non PUD) | PUD (Only for use with Single Family Detached Homes with PUD riders) | Incoming Value: Single Family Detached (non PUD)<br> Audit Value: PUD (Only for use with Single Family Detached Homes with PUD Riders) is based on the appraisal provided and the presence of a PUD Rider to the Deed of Trust |
| 303921891 | Sales Price | Per Tape |  | Incoming Value: Per Tape<br> Audit Value:0; Audit value reflects loan type as refinance-cash out, therefore no sales price. |
| 303542534 | Doc Type | Full Documentation | No Income Verification | Incoming Value: Full Documentation<br> Audit Value: Audit value pulled from documents located in the loan file for DSCR loan |
| 303556033 | Doc Type | Full Documentation | No Income Verification | Incoming Value: Full Documentation<br> Audit Value: Audit value pulled from documents located in the loan file for DSCR loan |
| 303559048 | Doc Type | Full Documentation | No Income Verification | Incoming Value: Full Documentation<br> Audit Value: Audit value pulled from documents located in the loan file for DSCR loan |
| 303478814 | Doc Type | Full Documentation | No Income Verification | Incoming Value: Full Documentation<br> Audit Value: Audit value pulled from documents located in the loan file for DSCR loan |
| 303460694 | Doc Type | Full Documentation | No Income Verification | Incoming Value: Full Documentation<br> Audit Value: Audit value pulled from documents located in the loan file for DSCR loan |

---

## Exhibit 99.8

[J.P. Morgan Mortgage Trust 2023-DSC1 ABS-15G](jpmmt-abs15g_031723.htm)

**Exhibit 99.8**

---

| | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Customer Loan ID** | **Loan Exception ID** | **Exception ID** | **Exception Category** | **Exception Sub Category** | **Exception Description** | **Exception Comments** | **Seller Response** | **Reviewer Response** | **Compensating Factors** | **Exception Status** | **Initial Exception Grade** | **Final Exception Grade** |
| 303922449 | 360_8_12978 | 12978 | Credit |  | Loan is not escrowed | Subject loan does not contain any monthly escrows as required by guidelines. <br>|  | (2022-03-24) Lender provided final HUD which reflected holdbacks for HOI and taxes. Condition is cleared. | FICO is higher than guidelines. FICO is: 799 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 52.47 months reserves. | Cleared | 3 | 1 C A |
| 303922449 | 360_8_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br>|  | (2022-03-24) Credit application is Present<br> (2022-03-24) Lender provided credit application. Condition is cleared. | FICO is higher than guidelines. FICO is: 799 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 52.47 months reserves. | Cleared | 3 | 1 D A |
| 303922449 | 360_8_11143 | 11143 | Credit |  | Missing Third Party Fraud Tool (Report) - Borrower 1 | This file is missing a third party fraud report for XXXXXXXXX XXXXXXXXX. Please provide an industry standard fraud tool along with any supporting document based on fraud report findings. Please provide Fraud Report with OFAC search. Additional conditions may apply.<br>|  | (2022-03-26) Lender provided the 3rd Party Fraud Report with no criminal records. Condition Cleared.<br> (2022-03-24) Lender provided an OFAC search. However, the file is missing a fraud search/background check report. Condition remains. | FICO is higher than guidelines. FICO is: 799 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 52.47 months reserves. | Cleared | 2 | 1 B A |
| 303922449 | 360_8_11332 | 11332 | Credit |  | Unable to determine residency status - Borrower 1 | Unable to determine residency status for XXXXXXXXX XXXXXXXX.<br>|  | (2022-04-06) Cleared based on the following documentation: Credit report, background check, OFAC and driver's license uploaded for XXXXXXXXX. SSN is included in BGC. | FICO is higher than guidelines. FICO is: 799 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 52.47 months reserves. | Cleared | 3 | 1 C A |
| 303922448 | 360_11_16197 | 16197 | Credit |  | Credit report age exceeds guidelines - Borrower 1 | Credit report in file for guarantor XXXXX XXXX is dated XX/XX/XXXX and note is dated XX/XX/XXXX. Credit report age of XXX days exceeds guidelines.<br>Credit report in file for guarantor XXXXX XXXX is dated XX/XX/XXXX and note is dated XX/XX/XXXX. Credit report age of XXX days exceeds guidelines. | (2022-04-09) Client Waived<br> (2022-04-09) Borrower has 718 credit score with no late mortgage payments. Credit not pulled within 3 weeks of cutoff to avoid borrower disatisfaction | (2022-04-09) Client Acknowledged -- Compensating Factors reviewed and accepted. | FICO is higher than guidelines. FICO is: 718 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 207.21 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922448 | 360_11_12866 | 12866 | Credit |  | Missing Closing Instructions | Missing Closing Instructions<br>Missing Closing Instructions |  | (2022-04-09) Confirmed NY does not require this disclosure | FICO is higher than guidelines. FICO is: 718 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 207.21 months reserves. | Cleared | 3 | 1 D A |
| 303922448 | 360_11_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br>A final application for the subject transaction was not provided |  | (2022-04-07) Credit application is Present<br> (2022-04-07) Client Acknowledged -- Compensating Factors reviewed and accepted.<br> (2022-04-06) Lender doesn't require all originators to have loan applications for each applicant. | FICO is higher than guidelines. FICO is: 718 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 207.21 months reserves. | Cleared | 3 | 1 D A |
| 303922448 | 360_11_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing executed W9<br>The loan file is missing the signed & dated application, Closing Instructions and a current Credit Report dated within 90 days of note dated XX/XX/XXXX. |  | (2022-04-09) Trailing Doc: Executed W9 provided - Condition Cleared | FICO is higher than guidelines. FICO is: 718 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 207.21 months reserves. | Cleared | 3 | 1 D A |
| 303922340 | 360_13_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing W9 for Borrower1 and Borrower2. <br>|  | (2022-04-12) Client provided W-9 forms for Borrower 1 and Borrower 2. Condition is cleared.<br> (2022-04-10) The Note in file indicated 3 borrower's. The loan file only has a W9 for Borrower 3. Missing W9's for borrower 1 and 2. | FICO is higher than guidelines. FICO is: 703 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 1.43 months reserves. | Cleared | 3 | 1 D A |
| 303922441 | 360_49_16209 | 16209 | Credit |  | Asset documentation age exceeds guidelines | Asset documentation in file from ___ is dated ___ and note is dated XX/XX/XXXX. Asset documentation age of ___ days exceeds guidelines.<br>|  | (2022-04-07) Asset Documentation was provided in the original loan file through 12/2/2021. Client provided additional statement for 1/31/2022. Since the provided statement 1/31/2022 was after close used what was in the loan file. | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Rescind | 1 | 1 A |
| 303922441 | 360_49_12860 | 12860 | Credit |  | Asset documentation provided was not sufficient | Asset documentation provided was not sufficient.<br>|  | (2022-04-07) Asset Documentation was provided in the original loan file through 12/2/2021. Client provided additional statement for 1/31/2022. Since the provided statement 1/31/2022 was after close used what was in the loan file. | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Rescind | 1 | 1 A |
| 303922441 | 360_49_11996 | 11996 | Credit |  | Failure to Obtain a clear title | The Lender's Guidelines required the Borrower to have clear title to the subject property and all title conditions be cleared on the subject loan. There was no evidence that the Underwriter requested or obtained the documentation necessary to resolve the outstanding title issue(s) with the subject property.<br>Title is missing 24 month chain of title.  |  | (2022-04-07) Based on the appraisal the seller has owned the subject property since 6/18/2018 or 3.5 years covering the 24 months chain of title. | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Rescind | 1 | 1 A |
| 303922441 | 360_49_1811 | 1811 | Credit |  | Insufficient asset documentation in file - assets do not cover closing costs | Verified assets of $0.00 less cash to close $140656.06 and less unverified earnest money $1000.00 results in $-141656.06 shortage of funds to close. <br>|  | (2022-04-07) Asset Documentation was provided in the original loan file through 12/2/2021. Client provided additional statement for 1/31/2022. Since the provided statement 1/31/2022 was after close used what was in the loan file. | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Rescind | 1 | 1 A |
| 303922441 | 360_49_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br>| (2022-03-27) Trailing Doc: Client Comment:<br> This originator rarely requires/issues applications for their borrowers - we waived. Waive per Client. | (2022-04-07) Credit application is Present<br> (2022-04-07) Client Acknowledged -- Compensating Factors reviewed and accepted.<br> (2022-03-27) Trailing Doc: Client Comment:<br> This originator rarely requires/issues applications for their borrowers - we waived. Waive per Client. Condition Cleared. | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Cleared | 2 | 1 B A |
| 303922441 | 360_49_11143 | 11143 | Credit |  | Missing Third Party Fraud Tool (Report) - Borrower 1 | This file is missing a third party fraud report for XXXX XXXXXX. Please provide an industry standard fraud tool along with any supporting document based on fraud report findings. Please provide Fraud Report with OFAC search. Additional conditions may apply.<br>|  | (2022-03-27) Client provided full background check on Borrower 1. Condition cleared. | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Cleared | 3 | 1 D A |
| 303922441 | 360_49_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing signed leases for all three units or documentation showing the transfer of leases to new owners. Additional conditions may apply. <br>|  | (2022-04-15) All units were vacant at closing - purchase - please Clear. Client Acknowledged -- Compensating Factors reviewed and accepted. | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Cleared | 3 | 1 D A |
| 303922441 | 360_49_11771 | 11771 | Credit |  | Reserves Insufficient | Verified assets of $0.00 minus the cash to close of $140656.06, unverified earnest money deposit of $1000.00, total judgments of $0.00, and unfinanced budget of $0.00 equates to -45.67 months of reserves totaling $-141656.06 which is less than the required 9.00 months reserves, totaling $27913.26.<br>|  | (2022-04-07) Asset Documentation was provided in the original loan file through 12/2/2021. Client provided additional statement for 1/31/2022. Since the provided statement 1/31/2022 was after close used what was in the loan file. | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Rescind | 1 | 1 A |
| 303922440 | 360_50_16209 | 16209 | Credit |  | Asset documentation age exceeds guidelines | Asset documentation in file from ___ is dated XX/XX/XXXX and note is dated XX/XX/XXXX. Asset documentation age of XX days exceeds guidelines. |  | (2022-04-18) Asset age is acceptable per guidelines. Condition cleared. | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Cleared | 3 | 1 C A |
| 303922440 | 360_50_12860 | 12860 | Credit |  | Asset documentation provided was not sufficient | Asset documentation provided was not sufficient.<br>|  | (2022-03-24) Client provided sufficient asset documentation. Condition cleared. | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Cleared | 3 | 1 C A |
| 303922440 | 360_50_12066 | 12066 | Credit |  | Asset verification is dated after loan closing | The asset verification provided is dated ___ after the closing date XX/XX/XXXX. |  | (2022-03-24) Condition cleared. | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Cleared | 3 | 1 C A |
| 303922440 | 360_50_16810 | 16810 | Credit |  | Debt Service Coverage Ratio below guideline minimum | Debt Service Coverge Ratio of 0.96 is below guideline minimum of 1.00.<br>| (2022-03-28) Lender Comment:<br> Please waive - this is a repear borrower with a lot of experience with a strong FICO we were comfortable with the lower DSCR Waive per Client | (2022-03-28) Condition Cleared. | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Cleared | 2 | 1 B A |
| 303922440 | 360_50_1811 | 1811 | Credit |  | Insufficient asset documentation in file - assets do not cover closing costs | Verified assets of $0.00 less cash to close $140923.32 and less unverified earnest money $0.00 results in $-140923.32 shortage of funds to close. <br>|  | (2022-03-24) Client provided asset documents. Condition cleared. | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Cleared | 3 | 1 C A |
| 303922440 | 360_50_12866 | 12866 | Credit |  | Missing Closing Instructions | Missing Closing Instructions<br>|  | (2022-03-24) Client provided closing protection letter with closing instructions. Condition cleared. | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Cleared | 3 | 1 D A |
| 303922440 | 360_50_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br>| (2022-03-28) Please waive - this is a repear borrower with a lot of experience with a strong FICO we were comfortable with the lower DSCR Waive per Client | (2022-03-28) Condition waived by client - compensating factors accepted. | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Acknowledged by Client | 2 | 2 B |
| 303922440 | 360_50_12149 | 12149 | Credit |  | Missing Lease Agreement - Property 1 | Missing Lease Agreement for property address XXX-XXX XXXXX XXXX XXXXXX.<br>| (2022-03-28) Lender Comment:<br> Purchase - property was vacant @ closing - please waive Waive per Client | (2022-03-28) Condition Cleared. | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Cleared | 2 | 1 B A |
| 303922440 | 360_50_12076 | 12076 | Credit |  | Missing Loan Agreement | Loan agreement not located in file.<br>|  | (2022-03-24) Loan Agreement provided by client. Condition cleared. | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Cleared | 3 | 1 D A |
| 303922440 | 360_50_11143 | 11143 | Credit |  | Missing Third Party Fraud Tool (Report) - Borrower 1 | This file is missing a third party fraud report for XXXXX XXXXXX. Please provide an industry standard fraud tool along with any supporting document based on fraud report findings. Please provide Fraud Report with OFAC search. Additional conditions may apply.<br>|  | (2022-04-14) Invalid Finding - Condition Rescinded | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Rescind | 1 | 1 A |
| 303922440 | 360_50_11771 | 11771 | Credit |  | Reserves Insufficient | Verified assets of $0.00 minus the cash to close of $140923.32, unverified earnest money deposit of $0.00, total judgments of $0.00, and unfinanced budget of $0.00 equates to -50.78 months of reserves totaling $-140923.32 which is less than the required 9.00 months reserves, totaling $24977.33.<br>|  | (2022-03-24) Client provided asset documents. Condition cleared. | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Cleared | 3 | 1 C A |
| 303922439 | 360_51_19061 | 19061 | Credit |  | Credit History Insufficient | Guidelines require: Minimum of 3 credit lines; minimum 1 active credit lines; at least 1 trade line with 24+ month rating and 2 lines must be rated for 12 months and may be open or <br> closed<br>|  | (2022-03-28) Condition Cleared | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Cleared | 2 | 1 B A |
| 303922439 | 360_51_1811 | 1811 | Credit |  | Insufficient asset documentation in file - assets do not cover closing costs | Verified assets of $0.00 less cash to close $140923.32 and less unverified earnest money $0.00 results in $-140923.32 shortage of funds to close. <br>The assets provided in file are in an LLC name, which the borrower has only 20% ownership. There is no evidence in file the borrower has full access to funds.  | (2022-06-10) We became comfortable with this loan as this is a repeat borrower with plenty of experience and enough liquidity Waive per Client | (2022-06-10) Waived by client - comp factors of repeat borrower and sufficient liquidity accepted. | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Acknowledged by Client | 2 | 2 B |
| 303922439 | 360_51_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br>| (2022-03-28) Trailing Doc - Lender Comment:<br> This originator rarely requires/issues applications for their borrowers - we waived | (2022-04-09) Credit application is Present<br> (2022-04-07) Advised by client that many times they do not receive an application - finding cleared<br> (2022-03-28) Condition Cleared | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Cleared | 2 | 1 B A |
| 303922439 | 360_51_12149 | 12149 | Credit |  | Missing Lease Agreement - Property 1 | Missing Lease Agreement for property address XXX XXXXXXX XXXXXX.<br>| (2022-03-28) Lender Comment:<br> Purchase - property was vacant @ closing - please waive Waive per Client | (2022-03-28) Waived by client - comp factors of repeat borrower and sufficient liquidity accepted. | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Acknowledged by Client | 2 | 2 B |
| 303922439 | 360_51_11143 | 11143 | Credit |  | Missing Third Party Fraud Tool (Report) - Borrower 1 | This file is missing a third party fraud report for XXXXX XXXXXX. Please provide an industry standard fraud tool along with any supporting document based on fraud report findings. Please provide Fraud Report with OFAC search. Additional conditions may apply.<br>|  | (2022-04-07) CLEAR Report is in the loan file and are advised by client it is ok to use - finding cleared | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Cleared | 3 | 1 D A |
| 303922439 | 360_51_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing W-9 form for the borrower. <br>|  | (2022-04-07) Client provided trailing doc W-9 <br>Schedule of REO is not a required document | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Cleared | 3 | 1 D A |
| 303922439 | 360_51_11771 | 11771 | Credit |  | Reserves Insufficient | Verified assets of $0.00 minus the cash to close of $140923.32, unverified earnest money deposit of $0.00, total judgments of $0.00, and unfinanced budget of $0.00 equates to -47.37 months of reserves totaling $-140923.32 which is less than the required 9.00 months reserves, totaling $26773.70.<br>| (2022-06-10) We became comfortable with this loan as this is a repeat borrower with plenty of experience and enough liquidity Waive per Client | (2022-06-10) Waived by client - comp factors of repeat borrower and sufficient liquidity accepted. | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Acknowledged by Client | 2 | 2 B |
| 303922439 | 360_51_16016 | 16016 | Credit |  | Verified experience does not meet tier level requirements | Loan file only contains evidence of experience for 0 properties which is below the tier 1 minimum. |  | (2022-04-14) Condition Cleared<br> (2022-04-14) Issue Resolved | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Cleared | 3 | 1 C A |
| 303922438 | 360_52_16209 | 16209 | Credit |  | Asset documentation age exceeds guidelines | Asset documentation in file from N/A is dated ___ and note is dated XX/XX/XXXX. Asset documentation age of ___ days exceeds guidelines. |  | (2022-03-28) Invalid finding-Rescinded | FICO is higher than guidelines. FICO is: 790 and the guideline is:660. | Rescind | 1 | 1 A |
| 303922438 | 360_52_12860 | 12860 | Credit |  | Asset documentation provided was not sufficient | Asset documentation provided was not sufficient.<br> File contains bank statement for account $8972 reflecting a balance of $554,819.07 which Borrower has 20% ownership. However, file missing documentation evidencing Borrower has access to funds. Additional conditions may apply. |  | (2023-02-08) Client requested a downgrade for insufficient asset documentation. This finding is deemed non-material and will be rated a B for all agencies.<br> (2023-02-07) Client requested a downgrade for insufficient asset documentation. This finding is deemed non-material and will be rated a B for all agencies.<br> (2022-04-13) We became comfortable with this loan as this is a repeat borrower with plenty of experience and enough liquidity - Clear per Client | FICO is higher than guidelines. FICO is: 790 and the guideline is:660. | Acknowledged by Client | 2 | 2 B |
| 303922438 | 360_52_1811 | 1811 | Credit |  | Insufficient asset documentation in file - assets do not cover closing costs | Verified assets of $554819.07 less cash to close $137557.52 and less unverified earnest money $0.00 results in $417261.55 shortage of funds to close. <br>Verified assets of $0.00 less cash to close $137557.52 and less unverified earnest money $0.00 results in $-137557.52 shortage of funds to close. <br>File contains bank statement for account $8972 reflecting a balance of $554,819.07 which Borrower has 20% ownership. However, file missing documentation evidencing Borrower has access to funds. Additional conditions may apply.  |  | (2023-02-08) Client requested a downgrade for insufficient asset documentation. This finding is deemed non-material and will be rated a B for all agencies.<br> (2023-02-07) Client requested a downgrade for insufficient asset documentation. This finding is deemed non-material and will be rated a B for all agencies.<br> (2022-04-13) We became comfortable with this loan as this is a repeat borrower with plenty of experience and enough liquidity - Clear per Client | FICO is higher than guidelines. FICO is: 790 and the guideline is:660. | Acknowledged by Client | 2 | 2 B |
| 303922438 | 360_52_10217 | 10217 | Credit |  | Missing Borrowing Entity of Evidence of Good Standing | Missing Evidence of Good Standing for XXX XXXXX XXXX XX XXX.<br>|  | (2022-04-06) Trailing Doc: COGS provided | FICO is higher than guidelines. FICO is: 790 and the guideline is:660. | Cleared | 3 | 1 D A |
| 303922438 | 360_52_12866 | 12866 | Credit |  | Missing Closing Instructions | Missing Closing Instructions<br>|  | (2022-03-25) Lender provided the missing closing instuctions. Condition is cleared. | FICO is higher than guidelines. FICO is: 790 and the guideline is:660. | Cleared | 3 | 1 D A |
| 303922438 | 360_52_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br>| (2022-03-28) This originator rarely requires/issues applications for their borrowers - we waived- Waive per Client | (2023-02-08) Client Acknowledged -- Compensating Factors reviewed and accepted. FICO is higher than guideline minimum. LTV lower than guideline. This originator rarely requires/issues applications for their borrowers <br> (2022-04-07) Client Acknowledged -- Compensating Factors reviewed and accepted. FICO is higher than guideline minimum. LTV lower than guideline. This originator rarely requires/issues applications for their borrowers <br> (2022-03-28) This originator rarely requires/issues applications for their borrowers - we waived- Waive per Client | FICO is higher than guidelines. FICO is: 790 and the guideline is:660. | Acknowledged by Client | 2 | 2 B |
| 303922438 | 360_52_11394 | 11394 | Credit |  | Pending Valuation Review - Desk Review indeterminant - Property 1 | The As-Is Value is $XXXXXX.XX from the Appraisal dated XX/XX/XXXX for property address XXX XXXXX XXXX XXXXXX. The Desk Review did not yield an estimated value.  |  | (2023-02-07) A secondary valuation Report was provided. Variance within tolerance. Condition cleared. | FICO is higher than guidelines. FICO is: 790 and the guideline is:660. | Cleared | 3 | 1 C A |
| 303922438 | 360_52_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing Articles of Incorporation and Managing Member/Unanimous Consent Agreement.<br>The loan file is missing Articles of Incorporation, Certificate of Good Standing, and Managing Member/Unanimous Consent Agreement. |  | (2022-04-14) Invalid Finding - Condition Rescinded | FICO is higher than guidelines. FICO is: 790 and the guideline is:660. | Rescind | 1 | 1 A |
| 303922438 | 360_52_11771 | 11771 | Credit |  | Reserves Insufficient | Verified assets of $554819.07 minus the cash to close of $137557.52, unverified earnest money deposit of $0.00, total judgments of $0.00, and unfinanced budget of $0.00 equates to 152.15 months of reserves totaling $417261.55 which is less than the required 9.00 months reserves, totaling $24682.11.<br>File contains bank statement for account $8972 reflecting a balance of $554,819.07 which Borrower has 20% ownership. However, file missing documentation evidencing Borrower has access to funds. Additional conditions may apply.  |  | (2023-02-07) Client requested a downgrade for insufficient asset documentation. This finding is deemed non-material and will be rated a B for all agencies.<br> (2022-04-15) We became comfortable with this loan as this is a repeat borrower with plenty of experience and enough liquidity - Clear per Client | FICO is higher than guidelines. FICO is: 790 and the guideline is:660. | Acknowledged by Client | 2 | 2 B |
| 303922437 | 360_54_15074 | 15074 | Credit |  | FEMA: Property is in recent hazard area - Property 1 | User manually cleared exception |  | (2023-02-07) Invalid finding, rescinded. | FICO is higher than guidelines. FICO is: 708 and the guideline is:660. | Rescind | 1 | 1 A |
| 303922437 | 360_54_11146 | 11146 | Credit |  | Hazard Insurance Coverage Insufficient  | The hazard insurance policy in file reflected dwelling coverage of $XXXXXX.XX. The loan amount is $XXXXXXX.XX which leaves a shortage of hazard insurance coverage for $- XXXXXX.XX. The estimated cost new is $XXXXXX.XX.<br>|  | (2022-04-14) Client provided HO Ins policy with Replacement Cost Estimator. Condition cleared. | FICO is higher than guidelines. FICO is: 708 and the guideline is:660. | Cleared | 3 | 1 C A |
| 303922437 | 360_54_11994 | 11994 | Credit |  | Missing Assignment of Rents/Leases | Missing Assignment of Rents/Leases.<br>| (2022-03-28) Lender Comment:<br> This is not required by XXXXXXXXXX guidelines, please waive. Waive per Client | (2022-04-19) Client Acknowledged - Compensating factors reviewed and approved. | FICO is higher than guidelines. FICO is: 708 and the guideline is:660. | Acknowledged by Client | 2 | 2 B |
| 303922437 | 360_54_12866 | 12866 | Credit |  | Missing Closing Instructions | Missing Closing Instructions<br>|  | (2022-04-09) Per client Cloing Instructions are prefrred but not rquired. Finding is cleared. | FICO is higher than guidelines. FICO is: 708 and the guideline is:660. | Cleared | 3 | 1 D A |
| 303922437 | 360_54_11771 | 11771 | Credit |  | Reserves Insufficient | Verified assets of $276865.27 minus the cash to close of $264900.12, unverified earnest money deposit of $0.00, total judgments of $0.00, and unfinanced budget of $0.00 equates to 1.75 months of reserves totaling $11965.15 which is less than the required 6.00 months reserves, totaling $41088.02.<br>| (2022-03-28) Lender Comment:<br> The $60,000 was a gift from the borrower's mother, please see letter of explanation for that. Additionally, borrower received excess cash to close from another property owned from his LLC in the amount of $97,751 on January 4, 2022. This makes up for the 9.00 PITIA - please waive Waive per Client | (2023-02-07) Client requested a downgrade for insufficient asset documentation. This finding is deemed non-material and will be rated a B for all agencies.<br> (2022-03-28) Cleared Condition | FICO is higher than guidelines. FICO is: 708 and the guideline is:660. | Acknowledged by Client | 2 | 2 B |
| 303922436 | 360_56_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing the Closing Protection Letter.<br>|  | (2022-04-07) GL requires Preliminary or title commitment. Title commitment in file. | FICO is higher than guidelines. FICO is: 785 and the guideline is:700.; UW Guides require 6.00 months reserves, loan qualified with 20.33 months reserves. | Rescind | 1 | 1 A |
| 303922436 | 360_56_11771 | 11771 | Credit |  | Reserves Insufficient | Verified assets of $14984.20 minus the cash to close of $0.00, unverified earnest money deposit of $0.00, total judgments of $0.00, and unfinanced budget of $0.00 equates to 4.78 months of reserves totaling $14984.20 which is less than the required 6.00 months reserves, totaling $18797.26.<br>| (2022-03-28) 50% of cash out proceeds for refinance cash-out loans are allowed for PITIA payments per our Guidelines - please waive. | (2022-04-07) Client Acknowledged -- Compensating Factors reviewed and accepted. FICO is higher than guideline minimum. Reserves are higher than guideline minimum. LTV lower than guideline. Used 50% cash out proceeds per Client. <br> (2022-04-07) Used 50% cash out proceeds per Client. Client acknowledged. Compensating factors: FICO is higher than guidelines. LTV lower than guidelines. Reserves higher than guidelines.<br> (2022-03-28) Used 50% cash out proceeds per Client, waive per client | FICO is higher than guidelines. FICO is: 785 and the guideline is:700.; UW Guides require 6.00 months reserves, loan qualified with 20.33 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922435 | 360_59_12747 | 12747 | Credit |  | Missing Rent Loss Coverage - Property 1 | Hazard Insurance Policy does not reflect rent loss coverage XXXXX XXXXXXX XXX. |  | (2022-04-26) DP3 Policy supplied by client contains Rent Loss Coverage. Condition is cleared.<br> (2022-04-07) Trailing docs: No new docs found. Per lender it has been requsted. Condition remains.  | FICO is higher than guidelines. FICO is: 788 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 213.83 months reserves. | Cleared | 3 | 1 D A |
| 303922435 | 360_59_11121 | 11121 | Credit |  | Pending Valuation Review - Awaiting receipt of AVM - Property 1 | Subject's As-Is value has not been reviewed; Awaiting receipt of AVM for property address XXXXX XXXXXXX XXX.<br>|  | (2022-03-25) Client provided Desk Review - Condition Cleared. | FICO is higher than guidelines. FICO is: 788 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 213.83 months reserves. | Cleared | 3 | 1 C A |
| 303922435 | 360_59_10541 | 10541 | Credit |  | Title Missing | Missing Title<br>|  | (2022-03-25) Client provided title commitment. Condition cleared. | FICO is higher than guidelines. FICO is: 788 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 213.83 months reserves. | Cleared | 3 | 1 D A |
| 303922339 | 360_60_12978 | 12978 | Credit |  | Loan is not escrowed | Subject loan does not contain any monthly escrows as required by guidelines. <br>| (2022-03-28) Please see HUD which outlines monthly escrows | (2022-03-28) Based on the HUD and First payment letter, lender collected escrows for insurance and taxes for 3 months for reserves. condition cleared. | FICO is higher than guidelines. FICO is: 762 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 125.59 months reserves. | Cleared | 3 | 1 C A |
| 303922339 | 360_60_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br>| (2022-03-28) This originator rarely requires/issues applications for their borrowers - we waived | (2022-04-07) Credit application is Present<br> (2022-04-07) Client Acknowledged -- Compensating Factors reviewed and accepted.<br> (2022-03-28) Waive per Client | FICO is higher than guidelines. FICO is: 762 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 125.59 months reserves. | Cleared | 2 | 1 B A |
| 303922434 | 360_61_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br>|  | (2022-03-28) Credit application is Present<br> (2022-03-28) This originator rarely requires/issues applications for their borrowers - we waived<br> Waive per Client | FICO is higher than guidelines. FICO is: 762 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 244.17 months reserves. | Cleared | 2 | 1 B A |
| 303922434 | 360_61_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing: Lease has less than 3 months remaining. Per lender guidelines a lease must have at least 3 months remaining. Additional conditions may apply. <br>| (2022-04-09) Client Acknowledged -- Compensating Factors reviewed and accepted.<br> (2022-04-09) PLEASE WAIVE - THIS LOAN WAS CLOSED WHEN IT WAS PURCHASED BY CH ORIGINATOR WAS OK WITH THE LEASE AND WE MADE AN EXCEPTION AS THE MARKET RENTS ARE IN LINE WITH THE INPLACE AND APPRAISAL CITES THE UNIT IS IN LEASABLE CONDITION THEREFORE IT WILL CASHFLOW | (2022-04-14) Condition Waived by Client - Acknowledged by Client | FICO is higher than guidelines. FICO is: 762 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 244.17 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922433 | 360_62_16810 | 16810 | Credit |  | Debt Service Coverage Ratio below guideline minimum | Debt Service Coverge Ratio of 0.00 is below guideline minimum of 1.00.<br>| (2022-03-28) DSCR ratio is 1.95. 3960 (90% market rent) / $944.52 (payment) + $763.08 (taxes) + $324.69 (insurance) = 1.95 | (2022-03-28) Recalculate DSCR - is now at 1.95 to match clients. condition cleared. | FICO is higher than guidelines. FICO is: 778 and the guideline is:700.; UW Guides require 9.00 months reserves, loan qualified with 18.51 months reserves. | Cleared | 3 | 1 C A |
| 303922433 | 360_62_12866 | 12866 | Credit |  | Missing Closing Instructions | Missing Closing Instructions<br>| (2022-04-09) Client Acknowledged -- Compensating Factors reviewed and accepted<br> (2022-04-09) Settlement statement/HUD is not required in the state of New York - waive<br> (2022-03-28) Closing instructions are not required in the state of New York and not provided by originator - waive | (2022-03-28) Closing instructions are not required in the state of New York and not provided by originator - waive<br> Waive per Client | FICO is higher than guidelines. FICO is: 778 and the guideline is:700.; UW Guides require 9.00 months reserves, loan qualified with 18.51 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922433 | 360_62_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br>A final application for the subject transaction was not provided for borrower and co-borrower. | (2022-03-28) This originator rarely requires/issues applications for their borrowers - we waived | (2022-04-09) Credit application is Present<br> (2022-03-28) This originator rarely requires/issues applications for their borrowers - we waived. Waive per Client<br> (2022-03-21) A final application for the subject transaction was not provided for borrower and co-borrower. | FICO is higher than guidelines. FICO is: 778 and the guideline is:700.; UW Guides require 9.00 months reserves, loan qualified with 18.51 months reserves. | Cleared | 2 | 1 B A |
| 303922433 | 360_62_12149 | 12149 | Credit |  | Missing Lease Agreement - Property 1 | Missing Lease Agreement for property address XX XXXXXXX XXXXXX.<br>Missing Lease Agreement for property address XX XXXXXXX XXXXXX including all 4 units. Additional conditions may apply. | (2022-03-28) This loan was underwritten as being vacant; purchase. | (2022-03-28) Clear - client accepts as vacant- used 95% for unleased properties per GL, condition cleared. <br> (2022-03-21) Missing Lease Agreement for property address XX XXXXXXX XXXXXX Avenue including all 4 units. Additional conditions may apply. | FICO is higher than guidelines. FICO is: 778 and the guideline is:700.; UW Guides require 9.00 months reserves, loan qualified with 18.51 months reserves. | Cleared | 3 | 1 D A |
| 303922433 | 360_62_12206 | 12206 | Credit |  | Missing Rent Comparable Schedule - Property 1 | Missing rent comparable schedule for property address XX XXXXXXX XXXXXX.<br>|  | (2022-03-28) Used Rent schedule with opinion of market rents since no Form 216, Clear per Client | FICO is higher than guidelines. FICO is: 778 and the guideline is:700.; UW Guides require 9.00 months reserves, loan qualified with 18.51 months reserves. | Cleared | 2 | 1 B A |
| 303922433 | 360_62_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing VOM for co-borrower and Closing Protection letter.<br>The loan file is missing VOM for co-borrower. |  | (2022-04-18) Client Acknowledged -- Compensating Factors reviewed and accepted<br> (2022-04-07) Client acknowledged no VOM for co-borrower - requesting to waive finding. <br>Requirement is for recourse, section 3.E3 and each borrower owns 50% of the LLC, therefore they each need prior mortgage history<br> (2022-03-21) The loan file is missing VOM for co-borrower. | FICO is higher than guidelines. FICO is: 778 and the guideline is:700.; UW Guides require 9.00 months reserves, loan qualified with 18.51 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922433 | 360_62_17158 | 17158 | Compliance |  | Missing signed settlement statement | Settlement Statement is Missing.<br>| (2022-03-28) Settlement statement/HUD is not required in the state of New York - waive | (2022-04-14) Missing Document Received - Condition Cleared | FICO is higher than guidelines. FICO is: 778 and the guideline is:700.; UW Guides require 9.00 months reserves, loan qualified with 18.51 months reserves. | Cleared | 2 | 1 B A |
| 303922432 | 360_63_16810 | 16810 | Credit |  | Debt Service Coverage Ratio below guideline minimum | Debt Service Coverge Ratio of 3.33 is below guideline minimum of 3.38. |  | (2022-03-28) Invalid finding- rescinded | FICO is higher than guidelines. FICO is: 778 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 140.12 months reserves. | Rescind | 1 | 1 A |
| 303922432 | 360_63_12866 | 12866 | Credit |  | Missing Closing Instructions | Missing Closing Instructions<br>|  | (2022-04-07) Clear per client -- Compensating Factors reviewed and accepted. Closing instructions not required in State of New York | FICO is higher than guidelines. FICO is: 778 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 140.12 months reserves. | Cleared | 2 | 1 B A |
| 303922432 | 360_63_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br>| (2022-03-28) This originator rarely requires/issues applications for their borrowers - we waived | (2022-04-07) Credit application is Present<br> (2022-04-07) Client Acknowledged -- Compensating Factors reviewed and accepted.<br> (2022-03-28) Waive per Client | FICO is higher than guidelines. FICO is: 778 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 140.12 months reserves. | Cleared | 2 | 1 B A |
| 303922432 | 360_63_12149 | 12149 | Credit |  | Missing Lease Agreement - Property 1 | Missing Lease Agreement for property address XX XXXXXX XXXXXX.<br>Missing lease agreements for Units #3 and #4 |  | (2022-04-07) Clear per client - lease agreement not required; property is vacant | FICO is higher than guidelines. FICO is: 778 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 140.12 months reserves. | Cleared | 3 | 1 D A |
| 303922432 | 360_63_12206 | 12206 | Credit |  | Missing Rent Comparable Schedule - Property 1 | Missing rent comparable schedule for property address XX XXXXXXX XXXXXX.<br>|  | (2022-03-28) Rent schedule with opinion of marke rents showing on appraisal, but no form 216, Clear per Client | FICO is higher than guidelines. FICO is: 778 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 140.12 months reserves. | Cleared | 2 | 1 B A |
| 303922432 | 360_63_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing contract executed by seller, operating income statement, satisfactory completion certificate, unanimous consent and closing protection letter.<br>|  | (2022-03-28) Residential contract of sale was provided; operating income statement is not needed as property was underwritten as vacant, CPL not required in the state of New York - Clear per Client | FICO is higher than guidelines. FICO is: 778 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 140.12 months reserves. | Cleared | 2 | 1 B A |
| 303922432 | 360_63_17158 | 17158 | Compliance |  | Missing signed settlement statement | Settlement Statement is Illegible.<br>Settlement statement/HUD is not required in the state of New York - waive<br>|  | (2022-04-07) Clear per client - signed settlement statement not required in NY State. | FICO is higher than guidelines. FICO is: 778 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 140.12 months reserves. | Cleared | 2 | 1 B A |
| 303922431 | 360_65_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing payoff statement for prior mortgage.<br>| (2022-03-28) Please see HUD | (2022-03-28) Clear per payoff showing on HUD, condition cleared. | FICO is higher than guidelines. FICO is: 770 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 37.87 months reserves. | Cleared | 2 | 1 B A |
| 303922430 | 360_66_12866 | 12866 | Credit |  | Missing Closing Instructions | Missing Closing Instructions<br>|  | (2022-03-25) Lender provided the Closing Instructions. Condition Cleared. | FICO is higher than guidelines. FICO is: 762 and the guideline is:700.; UW Guides require 6.00 months reserves, loan qualified with 68.33 months reserves. | Cleared | 2 | 1 B A |
| 303922430 | 360_66_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br>| (2022-03-28) This originator rarely requires/issues applications for their borrowers - we waived | (2022-03-28) Client Acknowledged -- Compensating Factors reviewed and accepted. FICO is higher than guideline minimum. Reserves are higher than guideline minimum. | FICO is higher than guidelines. FICO is: 762 and the guideline is:700.; UW Guides require 6.00 months reserves, loan qualified with 68.33 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922430 | 360_66_12076 | 12076 | Credit |  | Missing Loan Agreement | Loan agreement not located in file.<br>|  | (2022-04-06) The Lender provided an executed Loan Agreement.<br> (2022-03-25) Lender provided the Loan Agreement, however, the loan agreement is NOT executed. Condition Remains. | FICO is higher than guidelines. FICO is: 762 and the guideline is:700.; UW Guides require 6.00 months reserves, loan qualified with 68.33 months reserves. | Cleared | 3 | 1 D A |
| 303922430 | 360_66_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing executed W9 and executed loan agreement<br>|  | (2022-04-07) Lender provided an executed Loan Agreement and W9.<br> (2022-03-25) Lender provided the Loan Agreement, however, the loan agreement is NOT executed. Condition Remains. | FICO is higher than guidelines. FICO is: 762 and the guideline is:700.; UW Guides require 6.00 months reserves, loan qualified with 68.33 months reserves. | Cleared | 3 | 1 D A |
| 303922430 | 360_66_11771 | 11771 | Credit |  | Reserves Insufficient | Verified assets of $0.00 minus the cash to close of $0.00, unverified earnest money deposit of $0.00, total judgments of $0.00, and unfinanced budget of $0.00 equates to 0.00 months of reserves totaling $0.00 which is less than the required 6.00 months reserves, totaling $7691.36.<br>Per guidelines borrower is allowed to use 50% of cash out proceeds to cover PITIA - waive<br>| (2022-03-28) Per guidelines borrower is allowed to use 50% of cash out proceeds to cover PITIA - waive | (2022-03-28) applied 50% cash out proceeds- Waive per Client | FICO is higher than guidelines. FICO is: 762 and the guideline is:700.; UW Guides require 6.00 months reserves, loan qualified with 68.33 months reserves. | Cleared | 2 | 1 B A |
| 303922429 | 360_67_16810 | 16810 | Credit |  | Debt Service Coverage Ratio below guideline minimum | Debt Service Coverge Ratio of 0.89 is below guideline minimum of 1.15. |  | (2022-04-14) DSCR updated and meets guidelines - Condition Cleared | FICO is higher than guidelines. FICO is: 790 and the guideline is:660.; UW Guides require 6.00 months reserves, loan qualified with 135.45 months reserves. | Cleared | 3 | 1 C A |
| 303922429 | 360_67_1811 | 1811 | Credit |  | Insufficient asset documentation in file - assets do not cover closing costs | Verified assets of $554819.07 less cash to close $122174.85 and less unverified earnest money $0.00 results in $432644.22 shortage of funds to close. <br>|  | (2023-02-08) Client requested a downgrade for insufficient asset documentation. This finding is deemed non-material and will be rated a B for all agencies.<br> (2023-02-07) Client requested a downgrade for insufficient asset documentation. This finding is deemed non-material and will be rated a B for all agencies.<br> (2022-03-28) We became comfortable with this loan as this is a repeat borrower with plenty of experience and enough liquidity - see XXXXXXXXX XXXX account #XXXX for entity - Clear per client | FICO is higher than guidelines. FICO is: 790 and the guideline is:660.; UW Guides require 6.00 months reserves, loan qualified with 135.45 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922429 | 360_67_10572 | 10572 | Credit |  | Loan-to-Value exceeds guidelines | Lender guidelines requires a maximum LTV of 90.00 % however the current LTV of the subject is 88.00% .<br>|  | (2023-02-08) (2023-02-07) Client requested a downgrade, this finding is deemed non-material and will be rated a B for all agencies.<br> (2023-02-07) (2023-02-07) Client requested a downgrade, this finding is deemed non-material and will be rated a B for all agencies.<br> (2022-03-28) We became comfortable with this loan as this is a repeat borrower with plenty of experience and enough liquidity - Clear per Client. | FICO is higher than guidelines. FICO is: 790 and the guideline is:660.; UW Guides require 6.00 months reserves, loan qualified with 135.45 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922429 | 360_67_12149 | 12149 | Credit |  | Missing Lease Agreement - Property 1 | Missing Lease Agreement for property address XXX X XXXXXXXX.<br>|  | (2022-03-28) This property was underwritten as vacant, purchase - please waive- used market rents at 95%, Clear per Client | FICO is higher than guidelines. FICO is: 790 and the guideline is:660.; UW Guides require 6.00 months reserves, loan qualified with 135.45 months reserves. | Cleared | 3 | 1 D A |
| 303922429 | 360_67_11771 | 11771 | Credit |  | Reserves Insufficient | Verified assets of $554819.07 minus the cash to close of $122174.85, unverified earnest money deposit of $0.00, total judgments of $0.00, and unfinanced budget of $0.00 equates to 135.45 months of reserves totaling $432644.22 which is less than the required 12.00 months reserves, totaling $38330.79.<br>|  | (2023-02-07) Client requested a downgrade for insufficient asset documentation. This finding is deemed non-material and will be rated a B for all agencies.<br> (2022-03-28) We became comfortable with this loan as this is a repeat borrower with plenty of experience and enough liquidity - see XXXXXXXXX XXXX account #XXXX for entity - Clear per client | FICO is higher than guidelines. FICO is: 790 and the guideline is:660.; UW Guides require 6.00 months reserves, loan qualified with 135.45 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922428 | 360_68_19061 | 19061 | Credit |  | Credit History Insufficient | Guidelines require: minimum of 3 credit lines; minimum 1 active credit lines; at least 1 trade line with 24+ month rating and 2 lines must be rated 12 months and may be open or closed<br>The exception status is currently Active. |  | (2022-04-14) Condition Waived by Client - Acknowledged by Client<br> (2022-04-05) exception stands - Guidelines require: minimum of 3 credit lines; minimum 1 active credit lines; at least 1 trade line with 24+ month rating and 2 lines must be rated 12 months and may be open or closed | FICO is higher than guidelines. FICO is: 790 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 133.87 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922428 | 360_68_10572 | 10572 | Credit |  | Loan-to-Value exceeds guidelines | Lender guidelines requires a maximum LTV of 80.00 % however the current LTV of the subject is 88.00% .<br>The sales price per the final HUD is $XXXXXX.XX which was used to calculate LTV. | (2022-04-09) LTV is 80%. Purchase Price and As Is value are both $XXXXXX.XX. $UPB is $XXXXXX.XX. | (2022-04-11) LTV condition cleared. LTV is 80% | FICO is higher than guidelines. FICO is: 790 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 133.87 months reserves. | Cleared | 3 | 1 C A |
| 303922428 | 360_68_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br>|  | (2022-04-08) Credit application is Present<br> (2022-04-07) per client - not required on all files | FICO is higher than guidelines. FICO is: 790 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 133.87 months reserves. | Cleared | 2 | 1 B A |
| 303922428 | 360_68_12149 | 12149 | Credit |  | Missing Lease Agreement - Property 1 | Missing Lease Agreement for property address XXX XXXX XXXXXXX.<br>Missing Lease Agreement units 1-3 for property address XXX XXXX XXXXXXX. |  | (2022-04-09) This is a purchase transaction. Lease not required.<br> Condition is cleared. <br> (2022-04-07) Guideline section 3.D.3 states "no more than 1 unit of a 2-3 unit property may be vacant at origination for purchase transactions" - Exception Stands<br> (2022-03-22) Missing Lease Agreement units 1-3 for property address XXX XXXX XXXXXXX. | FICO is higher than guidelines. FICO is: 790 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 133.87 months reserves. | Cleared | 3 | 1 D A |
| 303922428 | 360_68_11143 | 11143 | Credit |  | Missing Third Party Fraud Tool (Report) - Borrower 1 | This file is missing a third party fraud report for XXXXX XXXXXX. Please provide an industry standard fraud tool along with any supporting document based on fraud report findings. Please provide Fraud Report with OFAC search. Additional conditions may apply.<br>|  | (2022-04-07) Client proivided trailing doc - CLEAR report dated 8/4/2021 - finding cleared | FICO is higher than guidelines. FICO is: 790 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 133.87 months reserves. | Cleared | 3 | 1 D A |
| 303922428 | 360_68_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing the purchase contract. <br>| (2022-04-09) Condition cleared.<br> (2022-04-09) Agreement of Assignment has been provided in place of a Purchase Agreement. Ownership of the Borrowing Entity and Property have been reassigned to the guarantor. | (2022-04-14) Required Documents Received - Condition Cleared | FICO is higher than guidelines. FICO is: 790 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 133.87 months reserves. | Cleared | 3 | 1 D A |
| 303922428 | 360_68_19042 | 19042 | Credit |  | Transaction Ineligible | Transaction is ineligible due to exceeding the maximum number of properties owned. The maximum number of properties allowed is 20 however, the borrower's schedule of real estate owned indicates the borrower owns 34 properties. <br>| (2022-04-09) Client Acknowledged -- Compensating Factors reviewed and accepted<br> (2022-04-09) Guideline limit of 20 properties pertains to a single loan. 20+ loans per individual/entity allowed. | (2022-04-14) Condition Waived by Client - Acknowledged by Client | FICO is higher than guidelines. FICO is: 790 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 133.87 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922427 | 360_69_12866 | 12866 | Credit |  | Missing Closing Instructions | Missing Closing Instructions<br>Missing Closing Instructions |  | (2022-04-07) Invalid finding. Finding rescinded.<br> (2022-04-07) Lender: Closing Letter provided. Closing instructions not required. Email uploaded to OPUS Please waive. FICO is higher than guidelines. FICO is: 774 and the guideline is:660.; UW Guides require 9.00 months reserves, loan qualified with 30.37 months reserves. DSCR is 1.97 and the guideline minimum is 1.00.<br> Client Acknowledged -- Compensating Factors reviewed and accepted.<br>(2022-04-07) Trailing docs: Lender comments: Closing Letter provided. Closing instructions not required. Email uploaded to OPUS Please waive. This breach finding is non-material and will be rated a B grade. <br>(2022-04-07) Trailing docs: Closing instructions are unsigned. Not able to accept attorney letter stating they do not need to be signed. Condition remains. <br> (2022-03-22) Missing Closing Instructions | FICO is higher than guidelines. FICO is: 774 and the guideline is:660.; UW Guides require 9.00 months reserves, loan qualified with 30.37 months reserves. | Rescind | 1 | 1 A |
| 303922427 | 360_69_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br>Per Guidelines, Signed Loan Application is required, missing from the loan file. | (2022-03-28) This originator rarely requires/issues applications for their borrowers - we waived | (2022-03-28) Credit application is Present<br> (2022-03-28) This originator rarely requires/issues applications for their borrowers - we waived<br> Waive per Client<br> (2022-03-22) Per Guidelines, Signed Loan Application is required, missing from the loan file. | FICO is higher than guidelines. FICO is: 774 and the guideline is:660.; UW Guides require 9.00 months reserves, loan qualified with 30.37 months reserves. | Cleared | 2 | 1 B A |
| 303922427 | 360_69_13298 | 13298 | Credit |  | Prepayment penalty does not conform to state guidelines | Prepayment penalty does not conform to state guidelines. Prepayment penalty is 5% 4%.<br>Prepayment penalty does not conform to state guidelines. Prepayment penalty is 5% 4%. New York prepayment penalties are usually set 2-4% of the loan with sliding scale-Stepdown. |  | (2022-03-22) Prepayment penalty does not conform to state guidelines. Prepayment penalty is 5% 4%. New York prepayment penalties are usually set 2-4% of the loan with sliding scale-Stepdown. | FICO is higher than guidelines. FICO is: 774 and the guideline is:660.; UW Guides require 9.00 months reserves, loan qualified with 30.37 months reserves. | Rescind | 1 | 1 A |
| 303922427 | 360_69_16644 | 16644 | Credit |  | Prepayment penalty does not meet lender guidelines | Prepayment penalty does not meet lender guidelines. Prepayment penalty is 5% 4%.<br>Prepayment penalty does not meet lender guidelines. Prepayment penalty is 5% 4% for 2 year. However, Guidelines state for 2 year penalty with 2%,1% stepdown fee structure.  |  | (2022-03-22) Prepayment penalty does not meet lender guidelines. Prepayment penalty is 5% 4% for 2 year. However, Guidelines state for 2 year penalty with 2%,1% stepdown fee structure. | FICO is higher than guidelines. FICO is: 774 and the guideline is:660.; UW Guides require 9.00 months reserves, loan qualified with 30.37 months reserves. | Rescind | 1 | 1 A |
| 303922427 | 360_69_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing payoff statement for prior loan,missing Exception/Approval for the used of Cash out funds for reserves, and missing ACH Doc w/Voided Check.<br>|  | (2022-03-28) Prior payoff listed on HUD - clear. 50% cash out acceptable for reserves - clear per client, condition cleared. <br> (2022-03-25) Lender provided the signed & dated ACH DOC, however, the file is also missing the Voided Check. Condition Remains. | FICO is higher than guidelines. FICO is: 774 and the guideline is:660.; UW Guides require 9.00 months reserves, loan qualified with 30.37 months reserves. | Cleared | 2 | 1 B A |
| 303922426 | 360_71_11146 | 11146 | Credit |  | Hazard Insurance Coverage Insufficient  | The hazard insurance policy in file reflected dwelling coverage of $XXXXXX.XX. The loan amount is $XXXXXX.XX which leaves a shortage of hazard insurance coverage for $-XXXXX.XX. The estimated cost new is $XXXXXX.XX.<br>| (2022-04-09) Client Acknowledged -- Compensating Factors reviewed and accepted.<br> (2022-04-09) Replacement cost of 100% is included in HOI. Please waive. | (2022-04-14) Condition Waived by Client - Acknowledged by Client | UW Guides require 0.00 months reserves, loan qualified with 86.42 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922426 | 360_71_12866 | 12866 | Credit |  | Missing Closing Instructions | Missing Closing Instructions<br>|  | (2022-03-25) Lender provided the Closing Instructions. Condition Cleared. | UW Guides require 0.00 months reserves, loan qualified with 86.42 months reserves. | Cleared | 2 | 1 B A |
| 303922426 | 360_71_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br>| (2022-03-28) This originator rarely requires/issues applications for their borrowers - we waived | (2022-03-28) This originator rarely requires/issues applications for their borrowers - we waived<br> Waive per Client | UW Guides require 0.00 months reserves, loan qualified with 86.42 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922425 | 360_72_12866 | 12866 | Credit |  | Missing Closing Instructions | Missing Closing Instructions<br>|  | (2022-03-26) Lender provided the Closing Instructions for the subject property. Condition Cleared. | FICO is higher than guidelines. FICO is: 813 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 25.22 months reserves. | Cleared | 2 | 1 B A |
| 303922425 | 360_72_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br>| (2022-03-28) This originator rarely requires/issues applications for their borrowers - we waived | (2022-04-07) Credit application is Present<br> (2022-04-07) Client Acknowledged -- Compensating Factors reviewed and accepted.<br> (2022-03-28) This originator rarely requires/issues applications for their borrowers - we waived<br> Waive by Client | FICO is higher than guidelines. FICO is: 813 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 25.22 months reserves. | Cleared | 2 | 1 B A |
| 303922424 | 360_73_16810 | 16810 | Credit |  | Debt Service Coverage Ratio below guideline minimum | Debt Service Coverge Ratio of 0.95 is below guideline minimum of 1.00. |  | (2022-04-14) DSCR updated and meets guidelines - Condition Cleared | FICO is higher than guidelines. FICO is: 790 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 276.86 months reserves. | Cleared | 3 | 1 C A |
| 303922424 | 360_73_10572 | 10572 | Credit |  | Loan-to-Value exceeds guidelines | Lender guidelines requires a maximum LTV of 80.00 % however the current LTV of the subject is 76.29% .<br>|  | (2023-02-08) Client requested a downgrade, compensating factors and DSCR guidelines were met. This finding is deemed non-material and will be rated a B for all agencies.<br> (2023-02-07) Client requested a downgrade, compensating factors and DSCR guidelines were met. This finding is deemed non-material and will be rated a B for all agencies.<br> (2022-03-28) Clear per client - Compensating factors are acceptable and DSCR meets guidelines. | FICO is higher than guidelines. FICO is: 790 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 276.86 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922424 | 360_73_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br>| (2022-03-28) This originator rarely requires/issues applications for their borrowers - we waived | (2023-02-08) Credit application is Present<br> (2023-02-08) Loan Application was provided, condition cleared. <br> (2022-04-07) Client Acknowledged -- Compensating Factors reviewed and accepted. FICO is higher than guideline minimum. Reserves are higher than guideline minimum. This originator rarely requires/issues applications for their borrowers<br> (2022-03-28) This originator rarely requires/issues applications for their borrowers - we waived<br> Waive per Client | FICO is higher than guidelines. FICO is: 790 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 276.86 months reserves. | Cleared | 2 | 1 B A |
| 303922424 | 360_73_12149 | 12149 | Credit |  | Missing Lease Agreement - Property 1 | Missing Lease Agreement for property address XXX X X XX.<br>| (2022-03-28) This property was underwritten as vacant, purchase - please waive | (2022-04-07) Client Acknowledged -- Compensating Factors reviewed and accepted. FICO is higher than guideline minimum. Reserves are higher than guideline minimum. This property was underwritten as vacant, purchase - please waive, even though it is refi- per Rent Scheudule shows property is vacant. <br> (2022-04-07) Client Acknowledged -- Compensating Factors reviewed and accepted. FICO is higher than guideline minimum. Reserves are higher than guideline minimum. This property was underwritten as vacant, purchase - please waive, even though it is refi- per Rent Scheudule shows property is vacant. <br> (2022-03-28) This property was underwritten as vacant, purchase - please waive, even though it is refi- per Rent Scheudule shows property is vacant, Waive per Client | FICO is higher than guidelines. FICO is: 790 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 276.86 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922424 | 360_73_16644 | 16644 | Credit |  | Prepayment penalty does not meet lender guidelines | Prepayment penalty does not meet lender guidelines. Prepayment penalty is 5% 4% 3% 2% 1%.<br>| (2022-03-28) Please see note - PPP is 5/4/3/2/1 - waive | (2022-04-07) Client Acknowledged -- Compensating Factors reviewed and accepted. FICO is higher than guideline minimum. Reserves are higher than guideline minimum. Found Prepayment penalty located on Note, which meets Lender's Guidelines.<br> (2022-03-28) Found Prepayment penalty located on Note, which meets Lender's Guidelines, waive per client | FICO is higher than guidelines. FICO is: 790 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 276.86 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922424 | 360_73_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing payoff letter, General Warranty Deed, Closing Protection Letter and ACH Docs w/ Voided Check.<br>| (2022-03-28) CPL uploaded, warranty deed/ACH does are not required per our guidelines - please waive | (2022-04-07) Change status of 'Required Documentation is Missing' from Active to Acknowledged by Client.<br> CPL uploaded, warramty deed/ACH does are not required per our guidelines. Client Acknowledged -- Compensating Factors FICO is higher than guideline minimum. Reserves are higher than guideline minimum.<br> (2022-03-28) CPL uploaded, warramty deed/ACH does are not required per our guidelines - please waive<br> Waiver per Client<br> (2022-03-25) Lender provided the Closing Protection Letter. Fils is still missing the payoff letter, General Warranty Deed and ACH Doc w/voided check. Condition Remains. | FICO is higher than guidelines. FICO is: 790 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 276.86 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922423 | 360_74_16810 | 16810 | Credit |  | Debt Service Coverage Ratio below guideline minimum | Debt Service Coverge Ratio of 1.00 is below guideline minimum of 1.15. |  | (2022-03-28) Invalid finding - rescinded | FICO is higher than guidelines. FICO is: 790 and the guideline is:700.; UW Guides require 9.00 months reserves, loan qualified with 67.35 months reserves. | Rescind | 1 | 1 A |
| 303922423 | 360_74_12978 | 12978 | Credit |  | Loan is not escrowed | Subject loan does not contain any monthly escrows as required by guidelines. <br>| (2022-03-28) Please see HUD which outlines monthly escrows | (2023-02-08) Client requested a downgrade based on compensating factors. This finding is deemed non-material and will be rated a B for all agencies.<br> (2022-04-07) Client Acknowledged -- Compensating Factors reviewed and accepted. FICO is higher than guideline minimum. Reserves are higher than guideline minimum. (2022-03-28) Please see HUD which outlines monthly escrows. (2022-03-31) Escrows are on lines 807 and 808. <br> (2022-03-28) Per HUD's Lines 900 and 1000 shows no escrows being collected, even HUD's loan terms, no monthly escrow payments for items, such as property taxes and homeowner's insurance. you need to pay directly, Per Term Sheet, escrows should be place for 3 months, and all upcoming taxes are paid for on the HUD, condition remains. | FICO is higher than guidelines. FICO is: 790 and the guideline is:700.; UW Guides require 9.00 months reserves, loan qualified with 67.35 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922423 | 360_74_10572 | 10572 | Credit |  | Loan-to-Value exceeds guidelines | Lender guidelines requires a maximum LTV of 80.00 % however the current LTV of the subject is 77.42% .<br>|  | (2023-02-08) Client requested a downgrade, compensating factors and DSCR guidelines were met. This finding is deemed non-material and will be rated a B for all agencies.<br> (2023-02-07) Client requested a downgrade, compensating factors and DSCR guidelines were met. This finding is deemed non-material and will be rated a B for all agencies.<br> (2022-04-15) Clear per client -- Compensating Factors reviewed and accepted. FICO is higher than guideline minimum. Reserves are higher than guideline minimum. Acceptable DSCR | FICO is higher than guidelines. FICO is: 790 and the guideline is:700.; UW Guides require 9.00 months reserves, loan qualified with 67.35 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922423 | 360_74_12866 | 12866 | Credit |  | Missing Closing Instructions | Missing Closing Instructions<br>|  | (2022-03-26) Lender provided the Closing Instructions for subject property. Condition Cleared. | FICO is higher than guidelines. FICO is: 790 and the guideline is:700.; UW Guides require 9.00 months reserves, loan qualified with 67.35 months reserves. | Cleared | 2 | 1 B A |
| 303922423 | 360_74_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br>| (2022-03-28) This originator rarely requires/issues applications for their borrowers - we waived | (2022-03-28) Credit application is Present<br> (2022-03-28) This originator rarely requires/issues applications for their borrowers - we waived- Waive per Client | FICO is higher than guidelines. FICO is: 790 and the guideline is:700.; UW Guides require 9.00 months reserves, loan qualified with 67.35 months reserves. | Cleared | 2 | 1 B A |
| 303922423 | 360_74_12149 | 12149 | Credit |  | Missing Lease Agreement - Property 1 | Missing Lease Agreement for property address XXX XXXXX XXXXXXXX.<br>This property was underwritten as vacant, purchase - please waive<br>| (2022-03-28) This property was underwritten as vacant, purchase - please waive | (2023-02-08) Client requested a downgrade based on compensating factors. This finding is deemed non-material and will be rated a B for all agencies.<br> (2022-04-07) Client Acknowledged -- Compensating Factors reviewed and accepted. FICO is higher than guideline minimum. This property was underwritten as vacant, purchase<br> (2022-03-28) This property was underwritten as vacant, purchase - please waive- Waive per Client | FICO is higher than guidelines. FICO is: 790 and the guideline is:700.; UW Guides require 9.00 months reserves, loan qualified with 67.35 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922423 | 360_74_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing the managing member unanimous consent agreement. <br>| (2022-03-28) This is a repeat borrower with this orignator and all entity documents were provided - please waive | (2023-02-08) Client requested a downgrade based on compensating factors. This finding is deemed non-material and will be rated a B for all agencies.<br> (2022-04-07) Client Acknowledged -- Compensating Factors reviewed and accepted. FICO is higher than guideline minimum. Reserves are higher than guideline minimum. This is a repeat borrower with this orignator and all entity documents were provided<br> (2022-03-28) This is a repeat borrower with this orignator and all entity documents were provided - please waive<br> Waive per Client | FICO is higher than guidelines. FICO is: 790 and the guideline is:700.; UW Guides require 9.00 months reserves, loan qualified with 67.35 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922423 | 360_74_11771 | 11771 | Credit |  | Reserves Insufficient | Verified assets of $0.00 minus the cash to close of $0.00, unverified earnest money deposit of $0.00, total judgments of $0.00, and unfinanced budget of $0.00 equates to 0.00 months of reserves totaling $0.00 which is less than the required 6.00 months reserves, totaling $20423.12.<br>|  | (2023-02-08) Client requested a downgrade based on compensating factors. This finding is deemed non-material and will be rated a B for all agencies.<br> (2022-04-07) Client Acknowledged -- Compensating Factors reviewed and accepted. FICO is higher than guideline minimum. Reserves are higher than guideline minimum. Client comfortable with this loan as this is a repeat borrower with plenty of experience and enough liquidity<br> (2022-03-28) We became comfortable with this loan as this is a repeat borrower with plenty of experience and enough liquidity- Waive per Client | FICO is higher than guidelines. FICO is: 790 and the guideline is:700.; UW Guides require 9.00 months reserves, loan qualified with 67.35 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922422 | 360_75_10572 | 10572 | Credit |  | Loan-to-Value exceeds guidelines | Lender guidelines requires a maximum LTV of 80.00 % however the current LTV of the subject is 77.33% .<br>|  | (2023-02-08) Client requested a downgrade, compensating factors and DSCR guidelines were met. This finding is deemed non-material and will be rated a B for all agencies.<br> (2023-02-07) Client requested a downgrade, compensating factors and DSCR guidelines were met. This finding is deemed non-material and will be rated a B for all agencies.<br> (2022-03-28) We became comfortable with this loan as this is a repeat borrower with plenty of experience and enough liquidity - Clear condition per client.<br>| FICO is higher than guidelines. FICO is: 790 and the guideline is:660.; UW Guides require 9.00 months reserves, loan qualified with 82.38 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922422 | 360_75_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br>| (2022-03-28) This originator rarely requires/issues applications for their borrowers - we waived | (2022-03-28) Credit application is Present<br> (2022-03-28) Waive per Client | FICO is higher than guidelines. FICO is: 790 and the guideline is:660.; UW Guides require 9.00 months reserves, loan qualified with 82.38 months reserves. | Cleared | 3 | 1 D A |
| 303922422 | 360_75_11143 | 11143 | Credit |  | Missing Third Party Fraud Tool (Report) - Borrower 1 | This file is missing a third party fraud report for XXXXX XXXXXX. Please provide an industry standard fraud tool along with any supporting document based on fraud report findings. Please provide Fraud Report with OFAC search. Additional conditions may apply.<br>The fraud report provided is greater than 90 days from the Note date. |  | (2022-03-28) OFAC provided on Background check - Background check is in file per client. Condition cleared.<br>(2022-03-22) The fraud report provided is greater than 90 days from the Note date. | FICO is higher than guidelines. FICO is: 790 and the guideline is:660.; UW Guides require 9.00 months reserves, loan qualified with 82.38 months reserves. | Cleared | 2 | 1 B A |
| 303922422 | 360_75_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing the Exception/Approval Form by the lender authorizing case-by case use of 50% cash out proceeds to be used for reserves. Per guidelines, "50% of the amount of cash out proceeds are an acceptable source of PITIA, but are considered on a case-by-case basis."<br> The loan file is missing the executed W9.<br>The loan file is missing the Exception/Approval Form by the lender authorizing case-by case use of 50% cash out proceeds to be used for reserves. Per guidelines, "50% of the amount of cash out proceeds are an acceptable source of PITIA, but are considered on a case-by-case basis." |  | (2022-04-15) Use of cash out for reserves is approved by guidelines. Condition is cleared.<br> (2022-03-22) The loan file is missing the Exception/Approval Form by the lender authorizing case-by case use of 50% cash out proceeds to be used for reserves. Per guidelines, "50% of the amount of cash out proceeds are an acceptable source of PITIA, but are considered on a case-by-case basis." | FICO is higher than guidelines. FICO is: 790 and the guideline is:660.; UW Guides require 9.00 months reserves, loan qualified with 82.38 months reserves. | Cleared | 2 | 1 B A |
| 303922422 | 360_75_11771 | 11771 | Credit |  | Reserves Insufficient | Verified assets of $240590.20 minus the cash to close of $0.00, unverified earnest money deposit of $0.00, total judgments of $0.00, and unfinanced budget of $0.00 equates to 82.38 months of reserves totaling $240590.20 which is less than the required 9.00 months reserves, totaling $26283.15.<br>The loan file does not contain documentation allowing the use of cash-out as reserves due to the guidelines indicating cash-out as reserves is considered on a case-by-case basis. |  | (2023-02-07) Client requested a downgrade for insufficient asset documentation. This finding is deemed non-material and will be rated a B for all agencies.<br> (2022-04-15) We became comfortable with this loan as this is a repeat borrower with plenty of experience and enough liquidity - per client. Additionally, the use of cash out is acceptable as reserves per guidelines. Condition is cleared<br> (2022-03-22) The loan file does not contain documentation allowing the use of cash-out as reserves due to the guidelines indicating cash-out as reserves is considered on a case-by-case basis. | FICO is higher than guidelines. FICO is: 790 and the guideline is:660.; UW Guides require 9.00 months reserves, loan qualified with 82.38 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922421 | 360_77_19061 | 19061 | Credit |  | Credit History Insufficient | Guidelines require all guarantors to have previously obtained a mortgage prior to the origination of the subject loan. Guarantor 1 has no history of prior mortgage approval or payment. |  | (2022-04-07) Client Acknowledged -- Compensating Factors reviewed and accepted. | FICO is higher than guidelines. FICO is: 778 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 198.08 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922421 | 360_77_16810 | 16810 | Credit |  | Debt Service Coverage Ratio below guideline minimum | Debt Service Coverge Ratio of 1.73 is below guideline minimum of 1.82. |  | (2022-04-14) DSCR updated and meets guidelines - Condition Cleared | FICO is higher than guidelines. FICO is: 778 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 198.08 months reserves. | Cleared | 3 | 1 C A |
| 303922421 | 360_77_12866 | 12866 | Credit |  | Missing Closing Instructions | Missing Closing Instructions<br>|  | (2022-03-28) Lender provided Agency authorization letter uploaded (per Legal this if sufficient), condition cleared. | FICO is higher than guidelines. FICO is: 778 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 198.08 months reserves. | Cleared | 3 | 1 D A |
| 303922421 | 360_77_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br>A final application for the subject transaction was not provided for borrower and co-borrower. | (2022-03-28) This originator rarely requires/issues applications for their borrowers - we waived | (2022-04-07) Credit application is Present<br> (2022-04-07) Client Acknowledged -- Compensating Factors reviewed and accepted.<br> (2022-03-28) This originator rarely requires/issues applications for their borrowers - we waived- Waive per Client<br> (2022-03-22) A final application for the subject transaction was not provided for borrower and co-borrower. | FICO is higher than guidelines. FICO is: 778 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 198.08 months reserves. | Cleared | 3 | 1 D A |
| 303922421 | 360_77_12050 | 12050 | Credit |  | Missing Flood Insurance Required - Property 1 | Subject is in Flood Zone AE. Flood Insurance is required for property address X XXXXX XXXXX. <br>Subject is in Flood Zone AE. Flood Insurance is required for property address X XXXXX XXXXX. Expiration date not provided.<br>|  | (2022-05-13) Client provided proof of flood insurance. Condition cleared.<br> (2022-03-22) Subject is in Flood Zone AE. Flood Insurance is required for property address X XXXXX XXXXX. Expiration date not provided. | FICO is higher than guidelines. FICO is: 778 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 198.08 months reserves. | Cleared | 3 | 1 D A |
| 303922421 | 360_77_12149 | 12149 | Credit |  | Missing Lease Agreement - Property 1 | Missing Lease Agreement for property address X XXXXX XXXXX.<br>Missing Lease Agreement for property address X XXXXX XXXXX. Appraisal reports as tenant occupied. | (2022-05-17) This loan was underwritten as being vacant; purchase. The appraisal was completed prior to closing and property conveyance and it is our understanding that the tenant was told to leave the premises at the time of transfer. Please waive.<br> Waive per Client | (2022-05-17) Client Acknowledged -- Compensating Factors reviewed and accepted.<br> (2022-03-22) Missing Lease Agreement for property address X XXXXX XXXXX. Appraisal reports as tenant occupied. | FICO is higher than guidelines. FICO is: 778 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 198.08 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922421 | 360_77_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing VOM for borrower and no mortgage history provided. <br>The loan file is missing VOM for borrower, no mortgage history provided.  | (2022-05-17) Mortgage provided - borrower has evidence of prior mortgage history on credit report - please waive<br> (2022-03-28) Mortgage provided - borrower has evidence of prior mortgage history on credit report - please waive | (2022-05-17) Client Acknowledged -- Compensating Factors reviewed and accepted.<br> (2022-03-22) The loan file is missing VOM for borrower, no mortgage history provided. | FICO is higher than guidelines. FICO is: 778 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 198.08 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922421 | 360_77_17158 | 17158 | Compliance |  | Missing signed settlement statement | Settlement Statement is Missing.<br>| (2022-05-17) Settlement statement/HUD is not required in the state of New York - waive per client | (2022-05-17) Client Acknowledged -- Compensating Factors reviewed and accepted. | FICO is higher than guidelines. FICO is: 778 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 198.08 months reserves. | Cleared | 2 | 1 B A |
| 303922420 | 360_80_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br>The exception status is currently Active.<br> Client Acknowledged -- Compensating Factors reviewed and accepted. FICO is higher than guidelines. FICO is: 767 and the guideline is:660.; UW Guides require 9.00 months reserves, loan qualified with 231.69 months reserves. |  | (2022-04-07) Client Acknowledged -- Compensating Factors reviewed and accepted. FICO is higher than guidelines. FICO is: 767 and the guideline is:660.; UW Guides require 9.00 months reserves, loan qualified with 231.69 months reserves. | FICO is higher than guidelines. FICO is: 767 and the guideline is:660.; UW Guides require 9.00 months reserves, loan qualified with 231.69 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922420 | 360_80_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing a copy of the Warranty Deed.<br>|  | (2022-04-07) Copy of deed is not required on cash out refinances. Condition cleared. | FICO is higher than guidelines. FICO is: 767 and the guideline is:660.; UW Guides require 9.00 months reserves, loan qualified with 231.69 months reserves. | Cleared | 3 | 1 D A |
| 303922419 | 360_81_11990 | 11990 | Credit |  | Missing Business Purpose Affidavit | The loan file is missing the Business Purpose Affidavit as required by Lender guidelines.<br>|  | (2022-04-05) The lender provided the Business Purpose Affidavit. | FICO is higher than guidelines. FICO is: 767 and the guideline is:660. | Cleared | 3 | 1 D A |
| 303922419 | 360_81_11219 | 11219 | Credit |  | Missing Credit History from at least two bureaus | Lender Guidelines requires the originator to obtain a credit history from at least two bureaus within 90 days of loan origination for the sole guarantor. The credit report dated 11/1/2021 reflects a credit score from only one bureau. <br>|  | (2022-04-14) Missing Document Received - Condition Cleared | FICO is higher than guidelines. FICO is: 767 and the guideline is:660. | Cleared | 3 | 1 D A |
| 303922419 | 360_81_10512 | 10512 | Credit |  | Missing Credit Report - Borrower 2 | A credit report for XXXXXXXXX XXXX XXXXX was not provided.<br>|  | (2022-06-10) Client provided Credit Report for Borrower 2 - condition cleared. | FICO is higher than guidelines. FICO is: 767 and the guideline is:660. | Cleared | 3 | 1 D A |
| 303922419 | 360_81_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br> The exception status is currently Active.<br> Client Acknowledged -- Compensating Factors reviewed and accepted. FICO is higher than guidelines. FICO is: 767 and the guideline is:660. Minimum DSCR is 1.46 and the guideline minimum is 1.00. Years verified experience is 17 years.  |  | (2022-04-07) Client Acknowledged -- Compensating Factors reviewed and accepted. FICO is higher than guidelines. FICO is: 767 and the guideline is:660. Minimum DSCR is 1.46 and the guideline minimum is 1.00. Years verified experience is 17 years. | FICO is higher than guidelines. FICO is: 767 and the guideline is:660. | Acknowledged by Client | 2 | 2 B |
| 303922419 | 360_81_11191 | 11191 | Credit |  | Missing Third Party Fraud Tool (Report) - Borrower 2 | This file is missing a third party fraud report for XXXXXXXXX XXXX XXXXX. Please provide an industry standard fraud tool along with any supporting document based on fraud report findings. Please provide Fraud Report with OFAC search. Additional conditions may apply.<br>|  | (2022-06-10) Client provided Third Party Fraud Tool Report - condition cleared. | FICO is higher than guidelines. FICO is: 767 and the guideline is:660. | Cleared | 3 | 1 D A |
| 303922419 | 360_81_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing: <br> Lender approval for use of cash out funds for reserves. <br> XXXXXXXXXX<br> Source of large deposit of $502,480.90 on 12.15/21 TD Bank #XXXX. <br>|  | (2022-04-07) Lender comments: BP affidavit uploaded - item #2 outlines use of proceeds. Please waive large deposit, there are other larger transactions associated with this bank account and it not out of the ordinary. Please waive, per bank statements and 50% of cashout proceeds, borrower has enough liquidity to cover reserves. Client Acknowledged -- Compensating Factors reviewed and accepted. FICO is higher than guidelines. FICO is: 767 and the guideline is:660. Minimum DSCR is 1.46 and the guideline minimum is 1.00. Years verified experience is 17 years.  | FICO is higher than guidelines. FICO is: 767 and the guideline is:660. | Acknowledged by Client | 2 | 2 B |
| 303922419 | 360_81_11771 | 11771 | Credit |  | Reserves Insufficient | Verified assets of $0.00 minus the cash to close of $0.00, unverified earnest money deposit of $0.00, total judgments of $0.00, and unfinanced budget of $0.00 equates to 0.00 months of reserves totaling $0.00 which is less than the required 9.00 months reserves, totaling $21586.62.<br>|  | (2022-04-07) Client Acknowledged -- Compensating Factors reviewed and accepted. FICO is higher than guidelines. FICO is: 767 and the guideline is:660. Minimum DSCR is 1.46 and the guideline minimum is 1.00. Years verified experience is 17 years. | FICO is higher than guidelines. FICO is: 767 and the guideline is:660. | Acknowledged by Client | 2 | 2 B |
| 303922419 | 360_81_11333 | 11333 | Credit |  | Unable to determine residency status - Borrower 2 | Unable to determine residency status for XXXXXXXXX XXXX XXXXX.<br>The exception status is currently Active.<br> PLEASE CLEAR - XXXXXXXXX DRIVERS LICENSE UPLOADED<br> Client Acknowledged -- Compensating Factors reviewed and accepted.<br> Condition Waived by Client - Acknowledged by Client | (2022-04-09) Client Acknowledged -- Compensating Factors reviewed and accepted.<br> (2022-04-09) PLEASE CLEAR - XXXXXXXXX DRIVERS LICENSE UPLOADED | (2022-04-14) Condition Waived by Client - Acknowledged by Client | FICO is higher than guidelines. FICO is: 767 and the guideline is:660. | Acknowledged by Client | 2 | 2 B |
| 303922418 | 360_82_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br>The exception status is currently Active. |  | (2022-04-14) Condition Waived by Client - Acknowledged by Client | FICO is higher than guidelines. FICO is: 767 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 228.11 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922418 | 360_82_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing a warranty Deed and Mananging Member unanimous Consent Agreement<br>|  | (2022-04-14) Invalid Finding - Condition Rescinded | FICO is higher than guidelines. FICO is: 767 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 228.11 months reserves. | Rescind | 1 | 1 A |
| 303922417 | 360_83_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br>| (2022-03-28) This originator rarely requires/issues applications for their borrowers - we waived - term sheet provided | (2022-04-07) Credit application is Present<br> (2022-04-07) Client Acknowledged -- Compensating Factors reviewed and accepted.<br> (2022-03-28) This originator rarely requires/issues applications for their borrowers - we waived - term sheet provided- Waive per Client | FICO is higher than guidelines. FICO is: 767 and the guideline is:75.; UW Guides require 0.00 months reserves, loan qualified with 121.57 months reserves. | Cleared | 2 | 1 B A |
| 303922417 | 360_83_19054 | 19054 | Credit |  | Required Documentation is Missing | ___<br>|  | (2023-02-07) (2023-02-07) Client requested a downgrade, compensating factors and DSCR guidelines were met. This finding is deemed non-material and will be rated a B for all agencies.<br> (2022-04-07) Clear per Client -- Compensating Factors reviewed and accepted. | FICO is higher than guidelines. FICO is: 767 and the guideline is:75.; UW Guides require 0.00 months reserves, loan qualified with 121.57 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922417 | 360_83_11332 | 11332 | Credit |  | Unable to determine residency status - Borrower 1 | Unable to determine residency status for XXXXXXX XXXXX.<br>|  | (2023-02-08) Client requested a downgrade, compensating factors and DSCR guidelines were met. This finding is deemed non-material and will be rated a B for all agencies.<br> (2023-02-07) Client requested a downgrade, compensating factors and DSCR guidelines were met. This finding is deemed non-material and will be rated a B for all agencies.<br> (2022-04-15) Clear per client -- Compensating Factors reviewed and accepted | FICO is higher than guidelines. FICO is: 767 and the guideline is:75.; UW Guides require 0.00 months reserves, loan qualified with 121.57 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922417 | 360_83_11333 | 11333 | Credit |  | Unable to determine residency status - Borrower 2 | Unable to determine residency status for XXXXXXXX XXXXX.<br>|  | (2023-02-08) Client requested a downgrade, compensating factors and DSCR guidelines were met. This finding is deemed non-material and will be rated a B for all agencies.<br> (2023-02-07) Client requested a downgrade, compensating factors and DSCR guidelines were met. This finding is deemed non-material and will be rated a B for all agencies.<br> (2022-04-15) Clear per client -- Compensating Factors reviewed and accepted | FICO is higher than guidelines. FICO is: 767 and the guideline is:75.; UW Guides require 0.00 months reserves, loan qualified with 121.57 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922412 | 360_92_19061 | 19061 | Credit |  | Credit History Insufficient | Guidelines require 0 x 30 day late payments on mortgage loans in the past 12 months. The credit report reflects a 1 x 30 in 8/2021. The loan file contains an explanation stating this was an oversight by the mortgage lender and that the credit report will be corrected; however, no documenation provided showing a correction.<br>| (2022-04-09) Client Acknowledged -- Compensating Factors reviewed and accepted.<br> (2022-04-09) PLEASE WAIVE. THIS LOAN CLOSED 2 MONTHS AGO. WE WERE COMFORTABLE WITH THIS PER COMPENSATING FACTORS. PLEASE WAIVE. | (2022-04-14) Condition Waived by Client - Acknowledged by Client | FICO is higher than guidelines. FICO is: 725 and the guideline is:660.; UW Guides require 6.00 months reserves, loan qualified with 7.68 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922412 | 360_92_1811 | 1811 | Credit |  | Insufficient asset documentation in file - assets do not cover closing costs | Verified assets of $5223.05 less cash to close $71900.88 and less unverified earnest money $2000.00 results in $-68677.83 shortage of funds to close. <br>|  | (2022-04-14) Sufficient Asset Documents Received - Condition Cleared | FICO is higher than guidelines. FICO is: 725 and the guideline is:660.; UW Guides require 6.00 months reserves, loan qualified with 7.68 months reserves. | Cleared | 3 | 1 C A |
| 303922412 | 360_92_16644 | 16644 | Credit |  | Prepayment penalty does not meet lender guidelines | Prepayment penalty does not meet lender guidelines. Prepayment penalty is 5%.<br>Lender guidelines allow a 5 year penalty with 5%, 4%, 3%, 2%,1% stepdown fee structure. |  | (2022-04-07) Client Acknowledged -- Compensating Factors reviewed and accepted. FICO is higher than guideline minimum. <br> (2022-03-22) Lender guidelines allow a 5 year penalty with 5%, 4%, 3%, 2%,1% stepdown fee structure. | FICO is higher than guidelines. FICO is: 725 and the guideline is:660.; UW Guides require 6.00 months reserves, loan qualified with 7.68 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922412 | 360_92_11771 | 11771 | Credit |  | Reserves Insufficient | Verified assets of $5223.05 minus the cash to close of $71900.88, unverified earnest money deposit of $2000.00, total judgments of $0.00, and unfinanced budget of $0.00 equates to -60.42 months of reserves totaling $-68677.83 which is less than the required 6.00 months reserves, totaling $6820.00.<br>|  | (2022-04-25) Sufficient reserves documentation provided- cleared.<br> (2022-04-11) Verified assets of $5223.05 minus the cash to close of $71900.88, unverified earnest money deposit of $2000.00, total judgments of $0.00, and unfinanced budget of $0.00 equates to -60.42 months of reserves totaling $-68677.83 which is less than the required 6.00 months reserves, totaling $6820.00. | FICO is higher than guidelines. FICO is: 725 and the guideline is:660.; UW Guides require 6.00 months reserves, loan qualified with 7.68 months reserves. | Cleared | 3 | 1 C A |
| 303922411 | 360_95_15074 | 15074 | Credit |  | FEMA: Property is in recent hazard area - Property 1 | User manually cleared exception |  | (2023-02-14) Disasters occurred after diligence review completed; FEMA no longer tested per client scope. Condition cleared. | FICO is higher than guidelines. FICO is: 749 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 94.96 months reserves. | Cleared | 1 | 1 A |
| 303922411 | 360_95_10219 | 10219 | Credit |  | Missing Borrowing Entity Tax ID | Missing Borrowing Entity Tax ID for XXX XXXXXXXXXXX as Trustee of the 2020 Land Trust dated XXXXXXXXX XX, XXXXX<br>|  | (2022-04-05) Trailing document received - cleared W-9 | FICO is higher than guidelines. FICO is: 749 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 94.96 months reserves. | Cleared | 3 | 1 D A |
| 303922410 | 360_96_16209 | 16209 | Credit |  | Asset documentation age exceeds guidelines | Asset documentation in file from XXXXX XXXX is dated XX/XX/XXXX and note is dated XX/XX/XXXX. Asset documentation age of XX days exceeds guidelines.<br>Asset documentation in file dated XX/XX/XXXX is greater than XX days from date of Note. Additional conditions may apply. |  | (2022-04-14) Invalid Finding - Condition Rescinded | FICO is higher than guidelines. FICO is: 749 and the guideline is:660.; UW Guides require 6.00 months reserves, loan qualified with 140.23 months reserves. | Rescind | 1 | 1 A |
| 303922410 | 360_96_12860 | 12860 | Credit |  | Asset documentation provided was not sufficient | Asset documentation provided was not sufficient.<br>Asset documentation in file dated 10/29/2021 is greater than 60 days from date of Note. Additional conditions may apply. |  | (2022-04-14) Invalid Finding - Condition Rescinded | FICO is higher than guidelines. FICO is: 749 and the guideline is:660.; UW Guides require 6.00 months reserves, loan qualified with 140.23 months reserves. | Rescind | 1 | 1 A |
| 303922410 | 360_96_12042 | 12042 | Credit |  | Incomplete Hazard Declaration - Property 1 | All pages of the hazard insurance were not provided for property address XXXX X XXXX XXXXXX.<br>The hazard insurance policy in file reflects Fair Rental Value, however, missing additional policy provisions to confirm Fair Rental Coverage. Additional conditions may apply. |  | (2022-04-14) Invalid Finding - Condition Rescinded | FICO is higher than guidelines. FICO is: 749 and the guideline is:660.; UW Guides require 6.00 months reserves, loan qualified with 140.23 months reserves. | Rescind | 1 | 1 A |
| 303922409 | 360_98_12747 | 12747 | Credit |  | Missing Rent Loss Coverage - Property 1 | Hazard Insurance Policy does not reflect rent loss coverage XXXXX X XXXX XX.<br>|  | (2022-04-14) Missing Document Received - Condition Cleared | FICO is higher than guidelines. FICO is: 749 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 112.55 months reserves. | Cleared | 3 | 1 D A |
| 303922409 | 360_98_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing a Warranty Deed and payoff letter.<br>The loan file is missing a Warranty Deed and payoff letter. |  | (2022-04-14) Required Documents Received - Condition Cleared | FICO is higher than guidelines. FICO is: 749 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 112.55 months reserves. | Cleared | 3 | 1 D A |
| 303922338 | 360_103_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br>The exception status is currently Active.<br> Please waive - we don't require all originators to have loan applications for each applicant<br> Client Acknowledged -- Compensating Factors reviewed and accepted. FICO is higher than guideline minimum. Reserves are higher than guideline minimum.  | (2022-04-07) Please waive - we don't require all originators to have loan applications for each applicant | (2022-04-07) Client Acknowledged -- Compensating Factors reviewed and accepted. FICO is higher than guideline minimum. Reserves are higher than guideline minimum. | FICO is higher than guidelines. FICO is: 772 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 76.41 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922338 | 360_103_12149 | 12149 | Credit |  | Missing Lease Agreement - Property 1 | Missing Lease Agreement for property address XX XXXXXXXXXX XXX.<br>| (2022-04-07) Please waive - purchase transactions do not require a lease. | (2022-04-14) Condition Waived by Client - Acknowledged by Client | FICO is higher than guidelines. FICO is: 772 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 76.41 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922338 | 360_103_17158 | 17158 | Compliance |  | Missing signed settlement statement | Settlement Statement is Missing.<br>| (2022-04-07) Funding Door originated loans in NY do not require Closing instructions, HUDs or Closing Protection Letters per originator's legal counsel | (2022-04-07) Accepts lender rebuttal. Condition cleared. | FICO is higher than guidelines. FICO is: 772 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 76.41 months reserves. | Cleared | 3 | 1 D A |
| 303922408 | 360_109_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br> The exception status is currently Active.<br> Condition Waived by Client - Acknowledged by Client |  | (2022-04-14) Condition Waived by Client - Acknowledged by Client | FICO is higher than guidelines. FICO is: 738 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 112.37 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922408 | 360_109_12149 | 12149 | Credit |  | Missing Lease Agreement - Property 1 | Missing Lease Agreement for property address X XXXX XXXXX XXXXX.<br>|  | (2022-04-14) Condition Waived by Client - Acknowledged by Client | FICO is higher than guidelines. FICO is: 738 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 112.37 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922408 | 360_109_12747 | 12747 | Credit |  | Missing Rent Loss Coverage - Property 1 | Hazard Insurance Policy does not reflect rent loss coverage X XXXX XXXXX XXXXX.<br>|  | (2022-04-14) Invalid Finding - Condition Rescinded | FICO is higher than guidelines. FICO is: 738 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 112.37 months reserves. | Rescind | 1 | 1 A |
| 303922408 | 360_109_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing General Warranty Deed, Closing Protection Letter and evidence all guarantors have previously obtained a mortgage prior to the origination of subject loan.<br>The loan file is missing General Warranty Deed, Closing Protection Letter and evidence all guarantors have previously obtained a mortgage prior to the origination of subject loan. | (2022-04-09) PLEASE WAIVE - DEED NOT REQUIRED - CPL NOT AVAIL IN NY AND EVIDENCE OF GUARANTORS OBTAINED PREVIOUS MORTGAGE NOT A GUIDELINE REQUIREMENT | (2022-06-10) Client Acknowledged -- Compensating Factors reviewed and accepted<br> (2022-03-26) The Lender provided the Closing Instructions for subject property. The file is missing General Warranty Deed, Closing Protection Letter and evidence all guarantors have previously obtained a mortgage prior to the origination of subject loan. Condition Remains. | FICO is higher than guidelines. FICO is: 738 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 112.37 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922337 | 360_111_12066 | 12066 | Credit |  | Asset verification is dated after loan closing | The asset verification provided is dated ___ after the closing date XX/XX/XXXX . |  | (2022-04-14) Updated Assets Received - Condition Cleared | FICO is higher than guidelines. FICO is: 790 and the guideline is:660. | Cleared | 3 | 1 C A |
| 303922337 | 360_111_1811 | 1811 | Credit |  | Insufficient asset documentation in file - assets do not cover closing costs | Verified assets of $0.00 less cash to close $135591.74 and less unverified earnest money $0.00 results in $-135591.74 shortage of funds to close. <br>|  | (2022-04-14) Sufficient Asset Documents Received - Condition Cleared | FICO is higher than guidelines. FICO is: 790 and the guideline is:660. | Cleared | 3 | 1 C A |
| 303922337 | 360_111_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br>The exception status is currently Active. |  | (2022-04-14) Condition Waived by Client - Acknowledged by Client | FICO is higher than guidelines. FICO is: 790 and the guideline is:660. | Acknowledged by Client | 2 | 2 B |
| 303922337 | 360_111_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing evidence that borrower has access to funds in XXXXXXXXX XXXX #XXXX. <br> Missing signed executed W9.<br>|  | (2022-04-05) Trailing doc received - signed and executed W-9 | FICO is higher than guidelines. FICO is: 790 and the guideline is:660. | Cleared | 3 | 1 D A |
| 303922337 | 360_111_11771 | 11771 | Credit |  | Reserves Insufficient | Verified assets of $0.00 minus the cash to close of $135591.74, unverified earnest money deposit of $0.00, total judgments of $0.00, and unfinanced budget of $0.00 equates to -46.55 months of reserves totaling $-135591.74 which is less than the required 9.00 months reserves, totaling $26212.88.<br>|  | (2022-04-05) Trailing doc received - sufficient to clear finding - assets within 60 days of note date and page 125 shows borrower has 20% interest in XXXXXXXXX equities and is sufficient to prove access | FICO is higher than guidelines. FICO is: 790 and the guideline is:660. | Cleared | 3 | 1 C A |
| 303922336 | 360_112_16209 | 16209 | Credit |  | Asset documentation age exceeds guidelines | Asset documentation in file from ___ is dated XX/XX/XXXX and note is dated XX/XX/XXXX. Asset documentation age of XX days exceeds guidelines. |  | (2022-04-07) Guidelines indicate bank statement are good upto 90 days | FICO is higher than guidelines. FICO is: 790 and the guideline is:660.; UW Guides require 6.00 months reserves, loan qualified with 43.95 months reserves. | Rescind | 1 | 1 A |
| 303922336 | 360_112_12860 | 12860 | Credit |  | Asset documentation provided was not sufficient | Asset documentation provided was not sufficient. |  | (2022-04-07) Guidelines indicate bank statement are good upto 90 days | FICO is higher than guidelines. FICO is: 790 and the guideline is:660.; UW Guides require 6.00 months reserves, loan qualified with 43.95 months reserves. | Rescind | 1 | 1 A |
| 303922336 | 360_112_1811 | 1811 | Credit |  | Insufficient asset documentation in file - assets do not cover closing costs | Verified assets of $0.00 less cash to close $131961.02 and less unverified earnest money $0.00 results in $-131961.02 shortage of funds to close. <br>|  | (2022-04-14) Sufficient Asset Documents Received - Condition Cleared | FICO is higher than guidelines. FICO is: 790 and the guideline is:660.; UW Guides require 6.00 months reserves, loan qualified with 43.95 months reserves. | Cleared | 3 | 1 C A |
| 303922336 | 360_112_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br>The exception status is currently Active.<br> Client Acknowledged -- Compensating Factors reviewed and accepted. |  | (2022-04-07) Client Acknowledged -- Compensating Factors reviewed and accepted. | FICO is higher than guidelines. FICO is: 790 and the guideline is:660.; UW Guides require 6.00 months reserves, loan qualified with 43.95 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922336 | 360_112_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing documentation that borrower has access to assets in XXXXXXXXX XXXXXXXX name. XXXXXXXXX XXXX #XXXX. <br> Lease agreements for at least 2 of the 3 units. Additional conditions may apply. <br> Missing executed W9<br>|  | (2022-04-07) Client provieded XXXXXXXXX OA and W9. Leases not required for purchase transactions. -- Condition Cleared | FICO is higher than guidelines. FICO is: 790 and the guideline is:660.; UW Guides require 6.00 months reserves, loan qualified with 43.95 months reserves. | Cleared | 3 | 1 D A |
| 303922336 | 360_112_11771 | 11771 | Credit |  | Reserves Insufficient | Verified assets of $0.00 minus the cash to close of $131961.02, unverified earnest money deposit of $0.00, total judgments of $0.00, and unfinanced budget of $0.00 equates to -49.19 months of reserves totaling $-131961.02 which is less than the required 6.00 months reserves, totaling $16096.87.<br>|  | (2022-04-14) Sufficient Asset Documents Received - Condition Cleared | FICO is higher than guidelines. FICO is: 790 and the guideline is:660.; UW Guides require 6.00 months reserves, loan qualified with 43.95 months reserves. | Cleared | 3 | 1 C A |
| 303922336 | 360_112_19616 | 19616 | Credit |  | Subject property does not meet guidelines | ___<br>|  | (2023-02-08) (2023-02-08) Client requested a downgrade based on compensating factors. This finding is deemed non-material and will be rated a B for all agencies.<br> (2022-04-07) Clear per client -- Compensating Factors reviewed and accepted. | FICO is higher than guidelines. FICO is: 790 and the guideline is:660.; UW Guides require 6.00 months reserves, loan qualified with 43.95 months reserves. | Cleared | 3 | 1 C A |
| 303922335 | 360_113_12087 | 12087 | Credit |  | Background Check is dated after loan closing - Borrower 1 | Background Check for XXXXX XXXXXX is dated 2/22/2022 after the closing date XX/XX/XXXX. |  | (2022-04-14) Condition Waived by Client - Acknowledged by Client | FICO is higher than guidelines. FICO is: 790 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 51.26 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922335 | 360_113_19061 | 19061 | Credit |  | Credit History Insufficient | Guidelines require: Minimum of 3 credit lines; minimum 1 active credit lines; at least 1 trade line with 24+ month rating and 2 lines must be rated for 12 months and may be open or <br> closed. The borrower's credit report indicates only one trade line. <br>|  | (2022-04-14) Condition Waived by Client - Acknowledged by Client | FICO is higher than guidelines. FICO is: 790 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 51.26 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922335 | 360_113_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br>The exception status is currently Active. |  | (2022-04-14) Condition Waived by Client - Acknowledged by Client | FICO is higher than guidelines. FICO is: 790 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 51.26 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922335 | 360_113_12149 | 12149 | Credit |  | Missing Lease Agreement - Property 1 | Missing Lease Agreement for property address XX XXXX XXX.<br>|  | (2022-04-14) Condition Waived by Client - Acknowledged by Client | FICO is higher than guidelines. FICO is: 790 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 51.26 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922335 | 360_113_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing a Fraud report dated within 90 days of the note date. <br>The loan file is missing W9 form.<br>The file is missing a schedule of real estated owned from the borrower. <br>|  | (2022-04-14) Condition Waived by Client - Acknowledged by Client | FICO is higher than guidelines. FICO is: 790 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 51.26 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922407 | 360_116_11121 | 11121 | Credit |  | Pending Valuation Review - Awaiting receipt of AVM - Property 1 | Subject's As-Is value has not been reviewed; Awaiting receipt of AVM for property address XXXX X XXXXXXX XX.<br>|  | (2022-03-26) Lender provided the SitusAMC Desk Review with a value of $XXXXXX.XX. No variance to appraisal value of $XXXXXX.XX Condition Cleared. | FICO is higher than guidelines. FICO is: 771 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 345.12 months reserves. | Cleared | 3 | 1 C A |
| 303922407 | 360_116_13298 | 13298 | Credit |  | Prepayment penalty does not conform to state guidelines | Prepayment penalty does not conform to state guidelines. Prepayment penalty is 5% 4% 3% 2% 1%. |  | (2022-03-29) There is no PPP on this loan, which is not a requirement per our guidelines, please clear - Cleared per Client | FICO is higher than guidelines. FICO is: 771 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 345.12 months reserves. | Cleared | 3 | 1 C A |
| 303922407 | 360_116_19616 | 19616 | Credit |  | Subject property does not meet guidelines | Subject property does not meet underwriting guidelines due to: missing required prepayment penalty.<br>| (2022-03-28) There is no PPP on this loan, which is not a requirement per our guidelines, please waive | (2022-03-28) There is no PPP on this loan, which is not a requirement per our guidelines, please waive- Waive per Client | FICO is higher than guidelines. FICO is: 771 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 345.12 months reserves. | Cleared | 3 | 1 C A |
| 303922333 | 360_128_12866 | 12866 | Credit |  | Missing Closing Instructions | Missing Closing Instructions<br>Missing Closing Instructions |  | (2022-04-08) Client Acknowledged -- Compensating Factors reviewed and accepted. FICO is higher than guidelines. Reserves higher than guideline minimum. Closing instructions not required per guidelines. <br> (2022-03-22) Missing Closing Instructions | FICO is higher than guidelines. FICO is: 745 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 206.83 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922333 | 360_128_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br>A final application for the subject transaction was not provided per Guidelines need signed and dated listing the property being refinance.  |  | (2022-04-08) Client Acknowledged -- Compensating Factors reviewed and accepted. FICO is higher than guidelines. Reserves higher than guideline minimum. We don't require all originators to have loan applications for each applicant.<br> (2022-03-22) A final application for the subject transaction was not provided per Guidelines need signed and dated listing the property being refinance. | FICO is higher than guidelines. FICO is: 745 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 206.83 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922333 | 360_128_13298 | 13298 | Credit |  | Prepayment penalty does not conform to state guidelines | Prepayment penalty does not conform to state guidelines. Prepayment penalty is 5% 4% 3% 2% 1%.<br>Loan has a Prepayment penalty is 5% 4% 3% 2% 1%. In the State of NJ, prepayment penalties are not allowed. If it is a Federally chartered bank, than it is allowed. Federal chartered banks can override State law. |  | (2022-04-08) Client Acknowledged -- Compensating Factors reviewed and accepted. FICO is higher than guidelines. Reserves higher than guideline minimum. Prepayment penalties are allowed per guidelines.<br> (2022-03-22) Loan has a Prepayment penalty is 5% 4% 3% 2% 1%. In the State of NJ, prepayment penalties are not allowed. If it is a Federally chartered bank, than it is allowed. Federal chartered banks can override State law. | FICO is higher than guidelines. FICO is: 745 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 206.83 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922333 | 360_128_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing Managing Member/Unanimous Consent Agreement.<br>The loan file is missing Managing Member/Unanimous Consent Agreement |  | (2022-04-08) Unanimous Consent Agreement not required ownership percentages provided on operating agreement. Resolution agreement provided. | FICO is higher than guidelines. FICO is: 745 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 206.83 months reserves. | Rescind | 1 | 1 A |
| 303922332 | 360_129_12866 | 12866 | Credit |  | Missing Closing Instructions | Missing Closing Instructions<br>| (2022-04-10) Client Acknowledged-Compensating Factors reviewed and excepted<br> (2022-04-10) Closing instructions not required per guidelines. Please waive | (2022-04-14) Condition Waived by Client - Acknowledged by Client | FICO is higher than guidelines. FICO is: 745 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 181.02 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922332 | 360_129_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br>The exception status is currently Active. |  | (2022-04-14) Condition Waived by Client - Acknowledged by Client | FICO is higher than guidelines. FICO is: 745 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 181.02 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922090 | 360_136_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br>|  | (2022-04-08) Client Acknowledged -- Compensating Factors reviewed and accepted. | FICO is higher than guidelines. FICO is: 790 and the guideline is:660.; UW Guides require 9.00 months reserves, loan qualified with 136.91 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922090 | 360_136_12149 | 12149 | Credit |  | Missing Lease Agreement - Property 1 | Missing Lease Agreement for property address XXX-XXX XXXX XXXXX XXXX.<br>|  | (2022-04-08) Lease agreement not required for purchase transactions. Condition Cleared | FICO is higher than guidelines. FICO is: 790 and the guideline is:660.; UW Guides require 9.00 months reserves, loan qualified with 136.91 months reserves. | Cleared | 3 | 1 D A |
| 303922090 | 360_136_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing General Warranty Deed.<br>The loan file is missing General Warranty Deed. |  | (2022-04-08) Client Acknowledged -- Compensating Factors reviewed and accepted. | FICO is higher than guidelines. FICO is: 790 and the guideline is:660.; UW Guides require 9.00 months reserves, loan qualified with 136.91 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922089 | 360_137_12087 | 12087 | Credit |  | Background Check is dated after loan closing - Borrower 1 | Background Check for XXXXX XXXXXX is dated 2/22/2022 after the closing date XX/XX/XXXX. |  | (2022-04-14) Updated Background Check Received - Condition Cleared | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Cleared | 3 | 1 C A |
| 303922089 | 360_137_1811 | 1811 | Credit |  | Insufficient asset documentation in file - assets do not cover closing costs | Verified assets of $0.00 less cash to close $142992.28 and less unverified earnest money $0.00 results in $-142992.28 shortage of funds to close. <br>|  | (2022-04-14) Sufficient Asset Documents Received - Condition Cleared | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Cleared | 3 | 1 C A |
| 303922089 | 360_137_13228 | 13228 | Credit |  | Lease does not cover 100% of the square footage for the applicable unit - Property 1 | Lease does not cover 100% of square footage of the applicable residential unit for property address XXX XXXXX XXXX XXXXXX. |  | (2022-04-14) Corrected Lease Received - Condition Cleared | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Cleared | 3 | 1 C A |
| 303922089 | 360_137_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br>The exception status is currently Active.<br> Please waive - we don't require all originators to have loan applications for each applicant<br> Condition Waived by Client - Acknowledged by Client | (2022-04-08) Please waive - we don't require all originators to have loan applications for each applicant | (2022-04-14) Condition Waived by Client - Acknowledged by Client | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Acknowledged by Client | 2 | 2 B |
| 303922089 | 360_137_12149 | 12149 | Credit |  | Missing Lease Agreement - Property 1 | Missing Lease Agreement for property address XXX XXXXX XXXX XXXXXXX.<br>|  | (2022-04-14) Missing Document Received - Condition Cleared | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Cleared | 3 | 1 D A |
| 303922089 | 360_137_11143 | 11143 | Credit |  | Missing Third Party Fraud Tool (Report) - Borrower 1 | This file is missing a third party fraud report for XXXXX XXXXXX. Please provide an industry standard fraud tool along with any supporting document based on fraud report findings. Please provide Fraud Report with OFAC search. Additional conditions may apply.<br>| (2022-04-10) Lender provided fraud guard dated 8/4/2021. Condition cleared.<br> (2022-04-10) Updated background check uploaded to OPUS. OFAC check already included | (2022-04-14) Missing Document Received - Condition Cleared | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Cleared | 3 | 1 D A |
| 303922089 | 360_137_13152 | 13152 | Credit |  | Rental rates and terms are not consistent with market rates and terms - Property 1 | Rental rate and terms are not consistent with market rates and terms for property address XXX XXXXX XXXX XXXXXX. |  | (2022-04-14) Updated Rental Documents Received - Condition Cleared | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Cleared | 3 | 1 C A |
| 303922089 | 360_137_11771 | 11771 | Credit |  | Reserves Insufficient | Verified assets of $0.00 minus the cash to close of $142992.28, unverified earnest money deposit of $0.00, total judgments of $0.00, and unfinanced budget of $0.00 equates to -44.15 months of reserves totaling $-142992.28 which is less than the required 9.00 months reserves, totaling $29150.90.<br>|  | (2022-04-05) Trailing docs received - borrower has access to XXXXXXXXX - used 1/31/2022 statement as note date was XX/XX/XXXX. | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Cleared | 3 | 1 C A |
| 303922089 | 360_137_16016 | 16016 | Credit |  | Verified experience does not meet tier level requirements | Loan file only contains evidence of experience for 0 properties which is below the tier 1 minimum.<br>The exception status is currently Active.<br> Borrower is repeat customer with 20+ mortgages for experience - Please waive<br> Condition Waived by Client - Acknowledged by Client | (2022-04-08) Borrower is repeat customer with 20+ mortgages for experience - Please waive | (2022-04-14) Condition Waived by Client - Acknowledged by Client | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Acknowledged by Client | 2 | 2 B |
| 303922331 | 360_138_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br>The exception status is currently Active.<br> Client Acknowledged -- Compensating Factors reviewed and accepted. FICO is higher than guidelines. Reserves higher than guideline minimum. LTV lower than guideline requirement. We don't require all originators to have loan applications for each applicant. |  | (2022-04-08) Client Acknowledged -- Compensating Factors reviewed and accepted. FICO is higher than guidelines. Reserves higher than guideline minimum. LTV lower than guideline requirement. We don't require all originators to have loan applications for each applicant. | FICO is higher than guidelines. FICO is: 790 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 234.96 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922331 | 360_138_12149 | 12149 | Credit |  | Missing Lease Agreement - Property 1 | Missing Lease Agreement for property address XX XXXXXXXXXX XXXXXX.<br>The loan file is missing executed lease agreements for Units 1 and 3. Appaiser indicates Units are tenant occupied. Unit 2 is vacant. Additional conditions may apply. |  | (2022-04-09) Leases not required for purchase transactions | FICO is higher than guidelines. FICO is: 790 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 234.96 months reserves. | Cleared | 3 | 1 D A |
| 303922331 | 360_138_19054 | 19054 | Credit |  | Required Documentation is Missing | The file is missing an updated Background check for the Borrower. The Background check in the file is greater than 90 days from date of Note. Additional conditions may apply.<br>|  | (2022-04-14) Required Documents Received - Condition Cleared | FICO is higher than guidelines. FICO is: 790 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 234.96 months reserves. | Cleared | 3 | 1 D A |
| 303922088 | 360_139_12087 | 12087 | Credit |  | Background Check is dated after loan closing - Borrower 1 | Background Check for XXXXX XXXXXX is dated 2/22/2022 after the closing date XX/XX/XXXX. | (2022-04-10) Lender provided fraud guard dated 8/4/2021. Condition cleared. | (2022-04-14) Updated Background Check Received - Condition Cleared | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Cleared | 3 | 1 C A |
| 303922088 | 360_139_1811 | 1811 | Credit |  | Insufficient asset documentation in file - assets do not cover closing costs | Verified assets of $0.00 less cash to close $142528.62 and less unverified earnest money $0.00 results in $-142528.62 shortage of funds to close. <br>Missing proof the borrower has access to the funds documented in the file.  | (2022-04-09) Client Acknowledged -- Compensating Factors reviewed and accepted.<br> (2022-04-08) Please see OA for XXXXXXXXX - it lists borrower as 20% owner of XXXXXXXXX | (2022-04-08) Verified assets of $50,684.68 (20% of $253,423.39 - Jan 2022 balance) less cash to close $142,528.62 and less unverified earnest money $0.00 results in $-91,843.94 shortage of funds to close. <br> (2022-04-05) The Lender provided 11/2021, 12/2021 and 01/2022 bank statements in the name of XXXXXXXXX XXXXXXXX XXX XXXXXXXX; however, the loan file does not contain evidence the borrower has full access to the funds from the entity. | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Acknowledged by Client | 2 | 2 B |
| 303922088 | 360_139_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br>|  | (2022-04-09) Credit application is Present<br> (2022-04-08) Invalid finding. Finding rescinded. | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Cleared | 2 | 1 B A |
| 303922088 | 360_139_12149 | 12149 | Credit |  | Missing Lease Agreement - Property 1 | Missing Lease Agreement for property address XXX-XXX XXXXXX XXXXXX.<br>The loan file is missing Lease Agreements for Units 1, 2 and 3, Appraiser indicates Units 1 and 2 are rented; Unit 3 does not specify. Additional conditions may apply. |  | (2022-04-08) Per Client they do not require leases on Purchase transactions - clearing exception | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Cleared | 3 | 1 D A |
| 303922088 | 360_139_11143 | 11143 | Credit |  | Missing Third Party Fraud Tool (Report) - Borrower 1 | This file is missing a third party fraud report for XXXXX XXXXXX. Please provide an industry standard fraud tool along with any supporting document based on fraud report findings. Please provide Fraud Report with OFAC search. Additional conditions may apply.<br>Fraud Report in file > 90 days old. |  | (2022-04-05) The lender provided a Third Party Fraud Tool dated within 90 days of the Note. | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Cleared | 3 | 1 D A |
| 303922088 | 360_139_11771 | 11771 | Credit |  | Reserves Insufficient | Verified assets of $0.00 minus the cash to close of $142528.62, unverified earnest money deposit of $0.00, total judgments of $0.00, and unfinanced budget of $0.00 equates to -46.63 months of reserves totaling $-142528.62 which is less than the required 9.00 months reserves, totaling $27511.10.<br>Missing proof the borrower has access to the funds documented in the file.  | (2022-04-09) Client Acknowledged -- Compensating Factors reviewed and accepted. | (2022-04-09) Received client comment: "Please see OA for XXXXXXXXX - it lists borrower as 20% owner of XXXXXXXXX". Audit updated the shortage amount: Verified assets of $50,684.68 (20% of $253,423.39 - Jan 2022 balance) less cash to close $142,528.62 and less unverified earnest money $0.00 results in $-91,843.94 shortage of funds to close. | FICO is higher than guidelines. FICO is: 790 and the guideline is:700. | Acknowledged by Client | 2 | 2 B |
| 303922087 | 360_140_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br>The exception status is currently Active.<br> Client Acknowledged -- Compensating Factors reviewed and accepted. |  | (2022-04-08) Client Acknowledged -- Compensating Factors reviewed and accepted. | FICO is higher than guidelines. FICO is: 790 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 256.32 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922087 | 360_140_12149 | 12149 | Credit |  | Missing Lease Agreement - Property 1 | Missing Lease Agreement for property address XXX XXX XXXXXX.<br>|  | (2022-04-08) Lease not required for purchase transactions. Condition Cleared | FICO is higher than guidelines. FICO is: 790 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 256.32 months reserves. | Cleared | 3 | 1 D A |
| 303922087 | 360_140_19054 | 19054 | Credit |  | Required Documentation is Missing | Background Check is expired.<br>Background Check is expired. |  | (2022-04-14) Required Documents Received - Condition Cleared | FICO is higher than guidelines. FICO is: 790 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 256.32 months reserves. | Cleared | 3 | 1 D A |
| 303922235 | 360_144_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing managing member unanimous consent agreement.<br>|  | (2022-04-08) Client Acknowledged -- Compensating Factors reviewed and accepted. | FICO is higher than guidelines. FICO is: 784 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 1164.25 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922329 | 360_147_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing proof of security deposit for new leases signed within 30 days of Note date. Additional conditions ay apply.<br>|  | (2022-04-08) Client Acknowledged -- Compensating Factors reviewed and accepted. FICO is higher than guidelines. Reserves higher than guideline minimum. LTV lower than guideline requirement. This is not a requirement per our guidelines. | FICO is higher than guidelines. FICO is: 720 and the guideline is:80.; UW Guides require 0.00 months reserves, loan qualified with 172.82 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922327 | 360_154_11990 | 11990 | Credit |  | Missing Business Purpose Affidavit | The loan file is missing the Business Purpose Affidavit as required by Lender guidelines.<br>|  | (2022-04-06) 04/06/2022: Lender provided signed business purpose affidavit. Condition cleared. | FICO is higher than guidelines. FICO is: 755 and the guideline is:700.; UW Guides require 9.00 months reserves, loan qualified with 211.96 months reserves. | Cleared | 3 | 1 D A |
| 303922327 | 360_154_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing the ACH documentation with copy of voided check.<br>|  | (2022-04-08) Client Acknowledged -- Compensating Factors reviewed and accepted. | FICO is higher than guidelines. FICO is: 755 and the guideline is:700.; UW Guides require 9.00 months reserves, loan qualified with 211.96 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922233 | 360_163_11994 | 11994 | Credit |  | Missing Assignment of Rents/Leases | Missing Assignment of Rents/Leases.<br>| (2022-04-08) This is not a requirement per our guidelines - please waive | (2022-04-14) Condition Waived by Client - Acknowledged by Client | FICO is higher than guidelines. FICO is: 801 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 18.49 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922233 | 360_163_11983 | 11983 | Credit |  | Missing Guaranty Agreement - Borrower 2 | Missing Guarantor Agreements for guarantor XXXXX XXXXXXX. Operating Agreement provided for XXX XXXXXXXXXX, XXX reflect guarantor XXXXX XXXXXXX owns 33.00% of XXX XXXXXXXXXX, XXX. <br>|  | (2022-04-12) Waived by client - XXXXX is a signer on the note, but is not required to be a direct guarantor of the loan. All of XXXXXX required documentation was uploaded, the originator closed this loan using title and closing counsel and while we would prefer that all note signers are guarantors, we are comfortable with the methodology - Please CLEAR<br> (2022-04-11) Missing Guarantor Agreement for guarantor XXXXX XXXXXXX. Operating Agreement provided for XXX XXXXXXXXXX, XXX reflects guarantor XXXXX XXXXXXX owns 33.00% of XXX XXXXXXXXXX, XXX. Condition remains. | FICO is higher than guidelines. FICO is: 801 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 18.49 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922233 | 360_163_11985 | 11985 | Credit |  | Missing Guaranty Agreement - Borrower 3 | Missing Guarantor Agreements for guarantor XXXX XXXXXXX. Operating Agreement provided for XXX XXXXXXXXXX, XXX reflect guarantor XXXX XXXXXXX owns 33.00% of XXX XXXXXXXXXX, XXX.<br>|  | (2022-04-12) Waived by client - XXXX is a signer on the note, but is not required to be a direct guarantor of the loan. All of XXXXXX required documentation was uploaded, the originator closed this loan using title and closing counsel and while we would prefer that all note signers are guarantors, we are comfortable with the methodology - Please CLEAR<br> (2022-04-11) Missing Guarantor Agreement for guarantor XXXX XXXXXXX. Operating Agreement provided for XXX XXXXXXXXXX, XXX reflects guarantor XXXX XXXXXXX owns 33.00% of XXX XXXXXXXXXX, XXX. Condition remains. | FICO is higher than guidelines. FICO is: 801 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 18.49 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922233 | 360_163_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing number of years property management experience. Co-borrower and Borrower 3 VOM; Guideline 3.E.3 require all guarantors have previously obtained a mortgage. Missing W9 for business entity. Missing payoff statement.<br>The loan file is missing number of years property management experience. Co-borrower and Borrower 3 VOM; Guideline 3.E.3 require all guarantors have previously obtained a mortgage. Missing W9 for business entity. . Missing payoff statement. | (2022-04-08) payoff is in the HUD. Entity W9 uploaded | (2022-04-12) Waived by client - Please see XXXXX Application for experience summary. This is on page 4 of 5. EIN Provided - Requesting w9 for XXX XXXXXXXXXX. Given the experience of the group we are comfortable granting an exception on XXXXXX (as the sole guarantor) for not having a publicly available mortgage show up on his credit report. Payoff documentation is not required additionally, we can clearly see $133K payoff on the HUD - CLEAR<br> (2022-04-11) Lender provided W-9 for XX XXXXXXXs. Missing W-9 for borrowing entity XXX XXXXXXXXXX. Condition remains.<br> (2022-04-08) Lender provided W9 for XX XXXXXXX, however borrowing entity is XXX XXXXXXXXXX. Condition remains.<br> (2022-04-06) The Lender provided total years of experience for all 3 borrowers.<br> (2022-03-23) The loan file is missing number of years property management experience. Co-borrower and Borrower 3 VOM; Guideline 3.E.3 require all guarantors have previously obtained a mortgage. Missing W9 for business entity. . Missing payoff statement. | FICO is higher than guidelines. FICO is: 801 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 18.49 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922232 | 360_167_16209 | 16209 | Credit |  | Asset documentation age exceeds guidelines | Asset documentation in file from Axos is dated XX/XX/XXXX and note is dated XX/XX/XXXX. Asset documentation age of XX days exceeds guidelines.<br>| (2022-04-09) Client Acknowledged -- Compensating Factors reviewed and accepted<br> (2022-04-09) ..<br> (2022-04-09) .. | (2022-04-14) Condition Waived by Client - Acknowledged by Client | FICO is higher than guidelines. FICO is: 751 and the guideline is:680.; UW Guides require 0.00 months reserves, loan qualified with 145.25 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922232 | 360_167_19061 | 19061 | Credit |  | Credit History Insufficient | Guidelines require: a maximum of 0 X 30 for the previous 12 months on mortgage loans; however, the credit report reflects 1 X 30 in 7/2021.<br>| (2022-04-10) Client Acknowledged -- Compensating Factors reviewed and accepted<br> (2022-04-09) .. | (2022-04-09) Client Acknowledged -- Compensating Factors reviewed and accepted | FICO is higher than guidelines. FICO is: 751 and the guideline is:680.; UW Guides require 0.00 months reserves, loan qualified with 145.25 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922232 | 360_167_16810 | 16810 | Credit |  | Debt Service Coverage Ratio below guideline minimum | Debt Service Coverge Ratio of 0.00 is below guideline minimum of 1.00.<br>The exception status is currently Active.<br> Client Acknowledged -- Compensating Factors reviewed and accepted<br> Acknowledged by Client - compensating factors reviewed and accepted. | (2022-04-09) Client Acknowledged -- Compensating Factors reviewed and accepted | (2022-04-14) Acknowledged by Client - compensating factors reviewed and accepted. | FICO is higher than guidelines. FICO is: 751 and the guideline is:680.; UW Guides require 0.00 months reserves, loan qualified with 145.25 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922232 | 360_167_17158 | 17158 | Compliance |  | Missing signed settlement statement | Settlement Statement is Only Title Co Settlement Statement.<br>The exception status is currently Active.<br> Lender only provided ALTA settlement statement signed by borrower and settlement agent representative. Not final HUD-1 statement.<br> ...<br> Client Acknowledged -- Compensating Factors reviewed and accepted |  | (2022-04-11) Client provided signed settlement statement. Condition is cleared<br> (2022-04-06) Lender only provided ALTA settlement statement signed by borrower and settlement agent representative. Not final HUD-1 statement. | FICO is higher than guidelines. FICO is: 751 and the guideline is:680.; UW Guides require 0.00 months reserves, loan qualified with 145.25 months reserves. | Cleared | 2 | 1 B A |
| 303922231 | 360_168_12149 | 12149 | Credit |  | Missing Lease Agreement - Property 1 | Missing Lease Agreement for property address XX-XX XXXXX XXXXX.<br>|  | (2022-04-08) Client Acknowledged -- Compensating Factors reviewed and accepted. | FICO is higher than guidelines. FICO is: 725 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 24.31 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922231 | 360_168_12747 | 12747 | Credit |  | Missing Rent Loss Coverage - Property 1 | Hazard Insurance Policy does not reflect rent loss coverage XX-XX XXXXX XXXXX.<br>|  | (2022-04-08) HOI reflected Loss of Use coverage. | FICO is higher than guidelines. FICO is: 725 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 24.31 months reserves. | Cleared | 3 | 1 D A |
| 303922231 | 360_168_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing a copy of the Payoff Statement and the Closing Protection Letter.<br>|  | (2022-04-12) Waived by client - CPL not required document in NYS State. <br> (2022-04-11) The loan file is missing a copy of the Closing Protection Letter. | FICO is higher than guidelines. FICO is: 725 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 24.31 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922230 | 360_169_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing General Warranty Deed.<br>The loan file is missing General Warranty Deed and Closing Protection letter. |  | (2022-04-14) Condition Waived by Client - Acknowledged by Client | FICO is higher than guidelines. FICO is: 813 and the guideline is:620.; UW Guides require 0.00 months reserves, loan qualified with 69.35 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922323 | 360_181_11473 | 11473 | Credit |  | Missing Borrower Identification - Borrower 2 | Borrower identification not provided for XXXXXXXX X XXXXX.<br>|  | (2022-04-06) Lender provided copy of driver's license for brw #2. | FICO is higher than guidelines. FICO is: 767 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 84.23 months reserves. | Cleared | 3 | 1 D A |
| 303922323 | 360_181_11990 | 11990 | Credit |  | Missing Business Purpose Affidavit | The loan file is missing the Business Purpose Affidavit as required by Lender guidelines.<br>|  | (2022-04-06) Lender provided a copy of signed business purpose affidavit. | FICO is higher than guidelines. FICO is: 767 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 84.23 months reserves. | Cleared | 3 | 1 D A |
| 303922323 | 360_181_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br> The exception status is currently Active.<br> FICO is higher than guideline minimum. Reserves are higher than guideline minimum. <br> Client Acknowledged -- Compensating Factors reviewed and accepted. |  | (2022-06-10) Client Acknowledged -- Compensating Factors reviewed and accepted.<br> (2022-04-08) FICO is higher than guideline minimum. Reserves are higher than guideline minimum. | FICO is higher than guidelines. FICO is: 767 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 84.23 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922323 | 360_181_11191 | 11191 | Credit |  | Missing Third Party Fraud Tool (Report) - Borrower 2 | This file is missing a third party fraud report for XXXXXXXX X XXXXX. Please provide an industry standard fraud tool along with any supporting document based on fraud report findings. Please provide Fraud Report with OFAC search. Additional conditions may apply.<br>|  | (2022-04-06) Lender provided copy of SmartLinx report for brw #2. | FICO is higher than guidelines. FICO is: 767 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 84.23 months reserves. | Cleared | 3 | 1 D A |
| 303922323 | 360_181_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing a payoff statement from XXX XXXXXXXX XXXXXXXXX XXXX, Closing Protection Letter and voided check for the ACH doc.<br>The loan file is missing a payoff statement from XXX XXXXXXXX XXXXXXXXXX XXXX, Closing Protection Letter and voided check for the ACH doc. |  | (2022-04-08) Clearing - per client payoff on HUD1 is acceptable and client states GL's do not require ACH or voided check<br> (2022-04-06) Lender provided CPL but, other required documents are still missing. | FICO is higher than guidelines. FICO is: 767 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 84.23 months reserves. | Cleared | 3 | 1 D A |
| 303922083 | 360_189_1811 | 1811 | Credit |  | Insufficient asset documentation in file - assets do not cover closing costs | Verified assets of $65947.71 less cash to close $145050.40 and less unverified earnest money $0.00 results in $-79102.69 shortage of funds to close. <br>Verified assets of $65947.71 less cash to close $145050.40 and less unverified earnest money $0.00 results in $-79102.69 shortage of funds to close and reserves.<br>| (2022-06-09) Borrower states in the LOE that he had escrowed $100K with the attorney which would cover the required amount to close on the loan. While we are unable to obtain documentation of this deposit (originator has repeatedly requested the broker obtain this from the borrower), we are willing to waive this credit exception given the asset is currently performing and the borrower has made all payments since the first due date of 4/1/22. <br>We will continue to request this documentation and provide BREDS upon receipt, but at this stage we are requesting the exception be waived on the basis of subject loan performance, borrower's exceptional credit history (783 FICO with 0 lates on 8 mortgages totaling 1.58MM), and Background report indicating 0 liens, judgments, UCC filings, and criminal history<br>(2022-05-06) Client 05/06/2022 – Uploaded LOE | (2022-06-09) Client submitted following comp factors which are acceptable: Current performing asset (3 payments made on time), Strong Credit History, and strong Background report (0 issues on background history).<br> (2022-05-06) Audit 05/06/2022- LOE received. Unable to source deposit off $100K. Per Appendix E, proof of liquidity required. Condition remains.<br> (2022-03-23) Verified assets of $65947.71 less cash to close $145050.40 and less unverified earnest money $0.00 results in $-79102.69 shortage of funds to close and reserves. | FICO is higher than guidelines. FICO is: 783 and the guideline is:700. | Acknowledged by Client | 2 | 2 B |
| 303922083 | 360_189_12978 | 12978 | Credit |  | Loan is not escrowed | Subject loan does not contain any monthly escrows as required by guidelines. <br>|  | (2022-04-14) Condition Waived by Client - Acknowledged by Client | FICO is higher than guidelines. FICO is: 783 and the guideline is:700. | Acknowledged by Client | 2 | 2 B |
| 303922083 | 360_189_10572 | 10572 | Credit |  | Loan-to-Value exceeds guidelines | Lender guidelines requires a maximum LTV of 80.00 % however the current LTV of the subject is 84.21% .<br>|  | (2022-04-14) LTV Resolved - Condition Cleared | FICO is higher than guidelines. FICO is: 783 and the guideline is:700. | Cleared | 2 | 1 B A |
| 303922083 | 360_189_455 | 455 | Credit |  | Missing Final Application (1003) | A final application for the subject transaction was not provided<br>|  | (2022-04-11) Credit application is Present<br> (2022-04-08) Client Acknowledged -- Compensating Factors reviewed and accepted. | FICO is higher than guidelines. FICO is: 783 and the guideline is:700. | Cleared | 2 | 1 B A |
| 303922083 | 360_189_12149 | 12149 | Credit |  | Missing Lease Agreement - Property 1 | Missing Lease Agreement for property address XXXX-XXXX XXXXXXXXX XXXXXX.<br>Missing Lease Agreement for units 1-3. |  | (2022-04-08) Clearing - Per client lease agreement not required on a purchase<br> (2022-04-08) Clearing - Per client lease agreement not required on a purchase<br> (2022-03-23) Missing Lease Agreement for units 1-3. | FICO is higher than guidelines. FICO is: 783 and the guideline is:700. | Cleared | 3 | 1 D A |
| 303922083 | 360_189_12206 | 12206 | Credit |  | Missing Rent Comparable Schedule - Property 1 | Missing rent comparable schedule for property address XXXX-XXXX XXXXXXXXX XXXXXX.<br>|  | (2022-04-08) Clearing - per client they do not require a comparable rent schedule | FICO is higher than guidelines. FICO is: 783 and the guideline is:700. | Cleared | 3 | 1 D A |
| 303922083 | 360_189_11771 | 11771 | Credit |  | Reserves Insufficient | Verified assets of $65947.71 minus the cash to close of $145050.40, unverified earnest money deposit of $0.00, total judgments of $0.00, and unfinanced budget of $0.00 equates to -23.61 months of reserves totaling $-79102.69 which is less than the required 6.00 months reserves, totaling $20100.54.<br>| (2022-06-09) Borrower states in the LOE that the $500K deposit on the subsequent bank statement was from "a loan return that was due". While we are unable to obtain additional clarification of this deposit (originator has repeatedly requested the broker obtain this from the borrower), we are willing to waive this credit exception given the asset is currently performing and the borrower has made all payments since the first due date of 4/1/22. <br>We will continue to request this documentation and provide BREDS upon receipt, but at this stage we are requesting the exception be waived on the basis of subject loan performance, borrower's exceptional credit history (778 FICO with 0 lates on 5 mortgages totaling 7.1MM), and Background report indicating 0 liens, judgments, UCC filings, and criminal history. It is also worth noting that the borrower has a real estate portfolio of 636 units giving further context to the reasonability that larger deposits are present as an institutional investor<br>(2022-05-06) Client 05/06/2022 – Uploaded LOE | (2022-06-09) Client submitted following comp factors which are acceptable: Current performing asset (3 payments made on time), Strong Credit History, and strong Background report (0 issues on background history).<br> (2022-05-06) Audit 05/06/2022- LOE received. Unable to source deposit off $100K. Per Appendix E, proof of liquidity required. | FICO is higher than guidelines. FICO is: 783 and the guideline is:700. | Acknowledged by Client | 2 | 2 B |
| 303922228 | 360_196_12978 | 12978 | Credit |  | Loan is not escrowed | Subject loan does not contain any monthly escrows as required by guidelines. <br>|  | (2022-04-14) Invalid Finding - Condition Rescinded | FICO is higher than guidelines. FICO is: 748 and the guideline is:680.; UW Guides require 0.00 months reserves, loan qualified with 43.97 months reserves. | Rescind | 1 | 1 A |
| 303922228 | 360_196_12206 | 12206 | Credit |  | Missing Rent Comparable Schedule - Property 1 | Missing rent comparable schedule for property address XXX XX X XX.<br>|  | (2022-04-08) Per client - they do not require a comparable rest schedule | FICO is higher than guidelines. FICO is: 748 and the guideline is:680.; UW Guides require 0.00 months reserves, loan qualified with 43.97 months reserves. | Cleared | 3 | 1 D A |
| 303922228 | 360_196_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing the prior mortgage payoff statement. <br>| (2022-04-09) Client Acknowledged – Compensating factors reviewed and accepted. <br> (2022-04-09) Not a required document; The asset is owned free and clear by the borrower therefore no payoff letter is applicable. Please waive per comment. | (2022-04-14) Condition Waived by Client - Acknowledged by Client | FICO is higher than guidelines. FICO is: 748 and the guideline is:680.; UW Guides require 0.00 months reserves, loan qualified with 43.97 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922226 | 360_198_12087 | 12087 | Credit |  | Background Check is dated after loan closing - Borrower 1 | Background Check for XXXXXX XXX is dated 2/1/2022 after the closing date XX/XX/XXXX.<br>| (2022-04-08) XXXXXXXXXXX requested a re-run of the background check as the previous document was not sufficient. Please waive as this satisfied our request | (2022-04-11) XXXXXXXXXX requested a re-run of the background check as the previous document was not sufficient. Please waive as this satisfied our request | FICO is higher than guidelines. FICO is: 794 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 15.45 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922226 | 360_198_10572 | 10572 | Credit |  | Loan-to-Value exceeds guidelines | Lender guidelines requires a maximum LTV of 75.00 % however the current LTV of the subject is 77.50% .<br>The exception status is currently Active.<br> XXXXXXXXXX guidelines allow up to 80% for Rate/Term Refi transactions. This is within guidelines. Clear exception and reference HUD if more clarification is needed. Please waive per comments and compensating facotrs. <br> Client Acknowledged – Compensating factors reviewed and accepted. | (2022-04-09) Client Acknowledged – Compensating factors reviewed and accepted.<br> (2022-04-09) XXXXXXXXXX guidelines allow up to 80% for Rate/Term Refi transactions. This is within guidelines. Clear exception and reference HUD if more clarification is needed. Please waive per comments and compensating facotrs. | (2022-04-14) Condition Waived by Client - Acknowledged by Client | FICO is higher than guidelines. FICO is: 794 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 15.45 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922226 | 360_198_10217 | 10217 | Credit |  | Missing Borrowing Entity of Evidence of Good Standing | Missing Evidence of Good Standing for XXX XXX XXXXXXXXXX, XXX.<br>|  | (2022-04-14) Invalid Finding - Condition Rescinded | FICO is higher than guidelines. FICO is: 794 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 15.45 months reserves. | Rescind | 1 | 1 A |
| 303922226 | 360_198_12149 | 12149 | Credit |  | Missing Lease Agreement - Property 1 | Missing Lease Agreement for property address XXX X XXXXXX XXX XX.<br>|  | (2022-04-05) Missing Lease Agreement for unit #2. | FICO is higher than guidelines. FICO is: 794 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 15.45 months reserves. | Rescind | 1 | 1 A |
| 303922226 | 360_198_12206 | 12206 | Credit |  | Missing Rent Comparable Schedule - Property 1 | Missing rent comparable schedule for property address XXX X XXXXXX XXX XX.<br>|  | (2022-04-14) Invalid Finding - Condition Rescinded | FICO is higher than guidelines. FICO is: 794 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 15.45 months reserves. | Rescind | 1 | 1 A |
| 303922226 | 360_198_17158 | 17158 | Compliance |  | Missing signed settlement statement | Settlement Statement is Missing.<br>| (2022-04-09) Client Acknowledged – Compensating factors reviewed and accepted.<br> (2022-04-09) Previously provided HUD reuploaded. Clear this exception. Please waive per comment. | (2022-04-11) Condition Cleared<br> (2022-04-11) Trailing Doc: Executed HUD1 provided<br> (2022-04-05) Missing signed settlement statement for the refinance of this property. The settlement statement in file is for the original purchase of the property. | FICO is higher than guidelines. FICO is: 794 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 15.45 months reserves. | Cleared | 2 | 1 B A |
| 303922225 | 360_199_16197 | 16197 | Credit |  | Credit report age exceeds guidelines - Borrower 1 | Credit report in file for guarantor XXXXX XXXXXXXX is dated 10/25/2021 and note is dated XX/XX/XXXX. Credit report age of XX days exceeds guidelines.<br>|  | (2022-04-14) Condition Waived by Client - Acknowledged by Client | FICO is higher than guidelines. FICO is: 732 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 167.33 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922225 | 360_199_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing the Entities Background Report , Closing Protection Letter and Managing Member/Unanimous Consent Agreement.<br>The loan file is missing the Entities Background Report , Closing Protection Letter and Managing Member/Unanimous Consent Agreement. |  | (2022-04-13) Client provided Background Check on Borrowing Entity. No issues. Condition is cleared.<br> (2022-04-12) Client provided Closing Protection Letter. Loan file is still missing Entities Background Report - Condition remains active. | FICO is higher than guidelines. FICO is: 732 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 167.33 months reserves. | Cleared | 3 | 1 D A |
| 303922079 | 360_211_11994 | 11994 | Credit |  | Missing Assignment of Rents/Leases | Missing Assignment of Rents/Leases.<br>|  | (2022-04-08) Client Acknowledged -- Compensating Factors reviewed and accepted. | FICO is higher than guidelines. FICO is: 743 and the guideline is:700.; UW Guides require 6.00 months reserves, loan qualified with 68.99 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922079 | 360_211_12866 | 12866 | Credit |  | Missing Closing Instructions | Missing Closing Instructions<br>|  | (2022-03-31) Client provided closing instructions. Condition cleared. | FICO is higher than guidelines. FICO is: 743 and the guideline is:700.; UW Guides require 6.00 months reserves, loan qualified with 68.99 months reserves. | Cleared | 3 | 1 D A |
| 303922079 | 360_211_12076 | 12076 | Credit |  | Missing Loan Agreement | Loan agreement not located in file.<br>| (2022-04-09) PLEASE WAIVE - THIS ORIGNATOR DOES NOT PROVIDE LOAN AGREEMENTS. WE WERE COMFORTABLE WITH THIS LOAN PER COMPENSATING FACTORS | (2022-04-09) Client Acknowledged – Compensating Factors reviewed and accepted. FICO higher than guideline minimum. Reserves are higher than guideline minimum. LTV lower than guideline requirements.<br> (2022-04-08) Preferred, but not formally required | FICO is higher than guidelines. FICO is: 743 and the guideline is:700.; UW Guides require 6.00 months reserves, loan qualified with 68.99 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922079 | 360_211_12747 | 12747 | Credit |  | Missing Rent Loss Coverage - Property 1 | Hazard Insurance Policy does not reflect rent loss coverage XXXXX XXXX XXX XXXXX XXXX.<br>|  | (2022-03-31) Client provided full HO Ins policy - condition cleared. | FICO is higher than guidelines. FICO is: 743 and the guideline is:700.; UW Guides require 6.00 months reserves, loan qualified with 68.99 months reserves. | Cleared | 3 | 1 D A |
| 303922079 | 360_211_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing proof of 3 monthly lease payments required for all MTM leases, Environmental Indemnity, and Closing Protection Letter.<br>| (2022-04-09) PLEASE WAIVE - WE DO NOT REQUIRE ENVIRONMENTAL INDEMNITY. CPL AND LEASE PAYMENTS WERE WAIVED ON OUR END ON CASE-BASIS. | (2022-04-09) Client Acknowledged – Compensating Factors reviewed and accepted. FICO higher than guideline minimum. Reserves are higher than guideline minimum. LTV lower than guideline requirements. | FICO is higher than guidelines. FICO is: 743 and the guideline is:700.; UW Guides require 6.00 months reserves, loan qualified with 68.99 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922079 | 360_211_11771 | 11771 | Credit |  | Reserves Insufficient | Verified assets of $824.30 minus the cash to close of $0.00, unverified earnest money deposit of $0.00, total judgments of $0.00, and unfinanced budget of $0.00 equates to 0.53 months of reserves totaling $824.30 which is less than the required 6.00 months reserves, totaling $9314.64.<br>|  | (2022-04-14) Sufficient Asset Documents Received - Condition Cleared | FICO is higher than guidelines. FICO is: 743 and the guideline is:700.; UW Guides require 6.00 months reserves, loan qualified with 68.99 months reserves. | Cleared | 3 | 1 C A |
| 303922079 | 360_211_17158 | 17158 | Compliance |  | Missing signed settlement statement | Settlement Statement is Only Estimated/Preliminary HUD.<br>The exception status is currently Active.<br> Settlement statement provided is executed, please waive - "estimate" is a typo, we are requesting a revision. Client Acknowledged -- Compensating Factors reviewed and accepted. | (2022-06-09) Settlement statement provided is executed, please waive - "estimate" is a typo, we are requesting a revision. Client Acknowledged -- Compensating Factors reviewed and accepted. | (2022-06-09) Settlement statement provided is executed, please waive - "estimate" is a typo, we are requesting a revision. Client Acknowledged -- Compensating Factors reviewed and accepted. | FICO is higher than guidelines. FICO is: 743 and the guideline is:700.; UW Guides require 6.00 months reserves, loan qualified with 68.99 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303922081 | 360_232_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing properly completed W-9 for business.<br>|  | (2022-04-26) Client provided W-9 documents for XXXXX XXXXXXXX XXXXXXXX. Condition is cleared. | FICO is higher than guidelines. FICO is: 778 and the guideline is:700.; UW Guides require 0.00 months reserves, loan qualified with 423.07 months reserves. | Cleared | 3 | 1 D A |
| 303921891 | 360_247_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing the CDA.<br>The exception status is currently Active. |  | (2022-04-13) Client provided CDA report - condition cleared.<br> (2022-04-11) Missing ARR/CDA for subject property. | FICO is higher than guidelines. FICO is: 753 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 245.83 months reserves. | Cleared | 3 | 1 D A |
| 303460694 | 341_186_16810 | 16810 | Credit |  | Debt Service Coverage Ratio below guideline minimum | Debt Service Coverge Ratio of 0.78 is below guideline minimum of 1.00.<br>The exception status is currently Active.<br> DSCR calculator dated 01/12/2022 reflects gross rent of $3,900 was used to qualify. Lender calculated qualifying rent for both units incorrectly. <br> Lender used market rent of $1,750 per month for unit 1 rather than in pace rent of $700 per month per LOE from borrower dated 12/14/2021 indicating monthly rent was reduced from $2,100 from original lease to $700. Sales Guide Section 6.6 requires lesser of actual rent and market rent to be used as qualifying gross rent.<br>Lender used current rent of $2,150 per month for unit 2 for newly executed lease rather than market rent of $1,750. Sales Guide Section 6.6 requires lesser of actual rent and market rent to be used as qualifying gross rent.<br>Per guidelines, the qualifying gross rent is $2,450 per month.<br> See approved exception.<br> Lender exception provided to allow market rent of $1,750 for unit 1, to be vacated 02/28/2022, rather than actual rent of $700 and allow higher leased rent of $2,150 for unit 2 rather than lower market rent of $1,750 as required. Compensating factors cited are not valid due to reserves shortage. Conditon remains. <br> (2022-16-05) Please see LLC Formation <br> docs and LLC Details reflecting borrower <br> full access to business funds in account <br> #9771 $18,103 balance; with this account <br> alone, borrower has met the 3 months own <br> funds requirement as such cash out <br> proceeds of $78,549 on the settlement <br> statement can be used for reserves<br> Lender exception in file, with appropriate compensating factors, was provided to allow the use of Market Rents rather than actual rents. Finding is non-material and loan will be graded a B.  | (2022-05-17) (2022-16-05) Please see LLC Formation <br> docs and LLC Details reflecting borrower <br> full access to business funds in account <br> #XXXX $18,103 balance; with this account <br> alone, borrower has met the 3 months own <br> funds requirement as such cash out <br> proceeds of $78,549 on the settlement <br> statement can be used for reserves<br> (2022-05-13) See approved exception. | (2022-05-17) Lender exception in file, with appropriate compensating factors, was provided to allow the use of Market Rents rather than actual rents. Finding is non-material and loan will be graded a B. <br> (2022-05-13) Lender exception provided to allow market rent of $1,750 for unit 1, to be vacated 02/28/2022, rather than actual rent of $700 and allow higher leased rent of $2,150 for unit 2 rather than lower market rent of $1,750 as required. Compensating factors cited are not valid due to reserves shortage. Conditon remains. | FICO is higher than guidelines. FICO is: 702 and the guideline is:700.; UW Guides require 6.00 months reserves, loan qualified with 30.28 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303460694 | 341_186_10229 | 10229 | Credit |  | Incomplete Appraisal - Property 1 | Full appraisal was not provided for property address <br> XXX XXX XX XXX.<br>The exception status is currently Active.<br> Appraisal in file is missing Operating Income Statement on Fannie Mae Form 216 as required by sales guide section 12.9.<br> See Guidelines which allow appraisal form 1025 on 2 unit property - See Subject Rent Schedule on Page 2<br> Sales Guide section 12.9 requires use of 1025 for 2 unity property, which has been provided. However, additional requirements per item (g): If the property is a duplex, three unit or four unit, include an Operating Income Statement on Fannie Mae Form 216. The required Operating Income Statement has not been provided. Page 2 of appraisal does not provide operating income, only current and market rent. Condition remains.<br> Lender provided approved exception to utilize market rent from page 2 of appraisal for unit 1 and lease rent from new lease for unit 2. Form 216 not required. Compensating factors have been documented and validated, warranting the exception to the related guideline requirement. This finding is deemed non-material and will be rated a B for all agencies.  | (2022-05-13) See Guidelines which allow appraisal form 1025 on 2 unit property - See Subject Rent Schedule on Page 2 | (2022-05-17) Lender provided approved exception to utilize market rent from page 2 of appraisal for unit 1 and lease rent from new lease for unit 2. Form 216 not required. Compensating factors have been documented and validated, warranting the exception to the related guideline requirement. This finding is deemed non-material and will be rated a B for all agencies. <br> (2022-05-13) Sales Guide section 12.9 requires use of 1025 for 2 unity property, which has been provided. However, additional requirements per item (g): If the property is a duplex, three unit or four unit, include an Operating Income Statement on Fannie Mae Form 216. The required Operating Income Statement has not been provided. Page 2 of appraisal does not provide operating income, only current and market rent. Condition remains. | FICO is higher than guidelines. FICO is: 702 and the guideline is:700.; UW Guides require 6.00 months reserves, loan qualified with 30.28 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303460694 | 341_186_19054 | 19054 | Credit |  | Required Documentation is Missing | The loan file is missing evidence of receipt of the most recent 3 months of rent for unit 1 of the subject property as required by lender guidelines section 6.6.<br>| (2022-05-17) (2022-16-05) Please see LLC Formation <br> docs and LLC Details reflecting borrower <br> full access to business funds in account <br> #9771 $18,103 balance; with this account <br> alone, borrower has met the 3 months own <br> funds requirement as such cash out <br> proceeds of $78,549 on the settlement <br> statement can be used for reserves. <br> (2022-05-13) See guidelines which allow proof of first month rent and security deposit for a new lease; Approved exception approves use of just new lease and security deposit. | (2022-05-17) Lender exception in file, with appropriate compensating factors, was provided to allow the use of Market Rents rather than actual rents. Finding is non-material and loan will be graded a B. <br> (2022-05-13) Lender's response addresses documentation for Unit 2. Violation is for Unit 1. Condition remains. | FICO is higher than guidelines. FICO is: 702 and the guideline is:700.; UW Guides require 6.00 months reserves, loan qualified with 30.28 months reserves. | Acknowledged by Client | 2 | 2 B |
| 303460694 | 341_186_11771 | 11771 | Credit |  | Reserves Insufficient | Verified assets of $5030.67 minus the cash to close of $0.00, unverified earnest money deposit of $0.00, total judgments of $0.00, and unfinanced budget of $0.00 equates to 1.70 months of reserves totaling $5030.67 which is less than the required 6.00 months reserves, totaling $0.00.<br>Guidelines section 7.1.b; Cash-out proceeds available to borrower from a cash-out refinance transaction may be included in borrower reserves. Borrower must have a minimum of 3 months PITI reserves of their own funds not including the cash-out proceeds available to the borrower. Total verified borrower's own funds were only $5,030.67, which is less than the 3 months minimum required. | (2022-05-17) (2022-16-05) Please see LLC Formation <br> docs and LLC Details reflecting borrower <br> full access to business funds in account <br> #XXXX $18,103 balance; with this account <br> alone, borrower has met the 3 months own <br> funds requirement as such cash out <br> proceeds of $78,549 on the settlement <br> statement can be used for reserves <br> (2022-05-13) See XXXXX account XXXX reflecting balance of $18,103.79 and XXXXX account XXXX reflecting balance of $3,620.69 for a grand total of $21,724.48 borrower funds in addition to cash out proceeds. | (2022-05-17) Lender provided evidence of ownership for the LLC business. Three (3) months of business account bank statements provided for review. Documentation submitted is deemed acceptable to verify sufficient reserves/assets. Condition cleared. <br> (2022-05-13) Regarding Account XXXX: Lender used incorrect balance of $3,620.69 from statement dated 11/18/2021, rather than updated balance of $5,030.67 from printout dated 01/13/2022.<br>Regarding Account XXXX: Business account held in name of XXXXXXXXX XXXXX XXX. No evidence of borrower ownership in file for this entity. Per Sales Guide Section 7.1, funds may not be included. Please provide evidence of percentage ownership of this entity to include these funds.<br>Cash out from subject loan transaction may not be included to cure shortage of reserves of 3 months PITI reserves of their own funds. Condition remains. | FICO is higher than guidelines. FICO is: 702 and the guideline is:700.; UW Guides require 6.00 months reserves, loan qualified with 30.28 months reserves. | Cleared | 3 | 1 C A |
| 303542534 | 341_47_10185 | 10185 | Credit |  | Missing Permanent Resident Alien Card - Borrower 1 | Evidence of Guarantors (s) residency not provided. Per 1003, XXXXXXXX XX is a permanent resident.<br>|  | (2022-02-24) Perm Res alien card provided. Condition cleared. | UW Guides require 6.00 months reserves, loan qualified with 10.26 months reserves.; FICO is higher than guidelines. FICO is: 797 and the guideline is:660. | Cleared | 3 | 1 D A |
| 303542534 | 341_47_17158 | 17158 | Compliance |  | Missing signed settlement statement | Settlement Statement is Only Estimated/Preliminary HUD.<br>|  | (2022-03-01) Lender submitted e-mail evidence that the Master Final Settlement Statement was provided by the Escrow Agent. Documentation submitted is deemed acceptable. Condition cleared.<br>(2022-02-24) Final settlement statement provided was not certieid by settlement agent. Condition remains. | UW Guides require 6.00 months reserves, loan qualified with 10.26 months reserves.; FICO is higher than guidelines. FICO is: 797 and the guideline is:660. | Cleared | 3 | 1 D A |
| 303559048 | 341_62_19061 | 19061 | Credit |  | Credit History Insufficient | Borrower is living rent free without mortgage or rental history. However, the loan file contains no evidence of policy exception as required by guidelines.<br>|  | (2022-03-10) Lender exception in file, with appropriate compensating factors, was provided for insufficient credit history. Finding is non-material and loan will be graded a B. | UW Guides require 6.00 months reserves, loan qualified with 22.18 months reserves.; FICO is higher than guidelines. FICO is: 696 and the guideline is:660. | Acknowledged by Client | 2 | 2 B |
| 303478814 | 341_184_10344 | 10344 | Credit |  | Appraisal not obtained from an approved vendor - Property 1 | Appraisal for property address XXXX XXXXXXXXXX XXX was not obtained from an approved vendor. XXXXXX X XXXXXXX XXXXXXXXX is not listed on Appendix B: Approved Valuation Vendors as per Lender guidelines.<br>Appraisal was not obtained through approved AMC. |  | (2022-05-17) Lender provided evidence that appraisal was obtained from approved vendor for correspondent loan to XXXXXX. Condition cleared. | FICO is higher than guidelines. FICO is: 739 and the guideline is:660.; UW Guides require 0.00 months reserves, loan qualified with 20.59 months reserves. | Cleared | 3 | 1 C A |

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## Exhibit 99.9

[J.P. Morgan Mortgage Trust 2023-DSC1 ABS-15G](jpmmt-abs15g_031723.htm)

**Exhibit 99.9**

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| | | |
|:---|:---|:---|
| **Customer Loan ID** | **Initial Loan Grade** | **Final Loan Grade** |
| 303922449 | 3 | 1 D A |
| 303922448 | 3 | 2 D B A |
| 303922340 | 3 | 1 D A |
| 303922447 | 1 | 1 A |
| 303922441 | 3 | 1 D A |
| 303922440 | 3 | 2 D B A |
| 303922439 | 3 | 2 D B A |
| 303922438 | 3 | 2 D B A |
| 303922437 | 3 | 2 D B A |
| 303922436 | 2 | 2 B A |
| 303922435 | 3 | 1 D A |
| 303922339 | 3 | 1 C A |
| 303922434 | 2 | 2 B A |
| 303922433 | 3 | 2 D B A |
| 303922432 | 3 | 1 D A B |
| 303922431 | 2 | 1 B A |
| 303922430 | 3 | 2 D B A |
| 303922429 | 3 | 2 D B A |
| 303922428 | 3 | 2 D B A |
| 303922427 | 2 | 1 B A |
| 303922426 | 2 | 2 B A |
| 303922425 | 2 | 1 B A |
| 303922424 | 3 | 2 C B A |
| 303922423 | 2 | 2 B A |
| 303922422 | 3 | 2 D B A |
| 303922421 | 3 | 2 D B A |
| 303922420 | 3 | 2 D B A |
| 303922419 | 3 | 2 D B A |
| 303922418 | 2 | 2 B A |
| 303922417 | 2 | 2 B A |
| 303922412 | 3 | 2 C B A |
| 303922411 | 3 | 1 D A |
| 303922410 | 1 | 1 A |
| 303922409 | 3 | 1 D A |
| 303922338 | 3 | 2 D B A |
| 303922408 | 2 | 2 B A |
| 303922337 | 3 | 2 D B A |
| 303922336 | 3 | 2 D B A |
| 303922335 | 2 | 2 B A |
| 303922407 | 3 | 1 C A |
| 303922333 | 2 | 2 B A |
| 303922332 | 2 | 2 B A |
| 303922090 | 3 | 2 D B A |
| 303922089 | 3 | 2 D B A |
| 303922331 | 3 | 2 D B A |
| 303922088 | 3 | 2 D B A |
| 303922087 | 3 | 2 D B A |
| 303922236 | 1 | 1 A |
| 303922235 | 2 | 2 B A |
| 303922329 | 2 | 2 B A |
| 303922327 | 3 | 2 D B A |
| 303922233 | 2 | 2 B A |
| 303922232 | 2 | 2 B A |
| 303922231 | 3 | 2 D B A |
| 303922230 | 2 | 2 B A |
| 303922323 | 3 | 2 D B A |
| 303922083 | 3 | 2 D B A |
| 303922228 | 3 | 2 D B A |
| 303922226 | 2 | 2 B A |
| 303922225 | 3 | 2 D B A |
| 303922079 | 3 | 2 D B A |
| 303922081 | 3 | 1 D A |
| 303921891 | 3 | 1 D A |
| 303460694 | 3 | 2 C B A |
| 303542534 | 3 | 1 D A |
| 303556033 | 1 | 1 A |
| 303559048 | 2 | 2 B A |
| 303478814 | 3 | 1 C A |

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## Exhibit 99.10

[J.P. Morgan Mortgage Trust 2023-DSC1 ABS-15G](jpmmt-abs15g_031723.htm)

**Exhibit 99.10**

---

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| **Loan Information** | **Loan Information** | **Loan Information** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **Origination Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **AVM Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **Desk Review Values** | **BPO Values** | **BPO Values** | **BPO Values** | **BPO Values** | **BPO Values** | **Field Review Values** | **Field Review Values** | **Field Review Values** | **Field Review Values** | **Field Review Values** | **2055 Values** | **2055 Values** | **2055 Values** | **2055 Values** | **2055 Values** | **Updated Values** | **Updated Values** | **Updated Values** | **Updated Values** | **Updated Values** | **MultiProperty Values** | **MultiProperty Values** | **MultiProperty Values** |  |
| **JPM Loan ID** | **Original Loan Amount** | **Sale Price** | **Appraisal Value** | **Value for LTV** | **Appraisal Date** | **Second Appraisal Value** | **Variance Amount** | **Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Model Name** | **Confidence Score** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Risk Score** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Appraisal Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Value Date** | **Appraised Value** | **Variance Amount** | **Variance Percent** | **Company** | **Value Date** | **Aggregate Appraised Value** | **Aggregate Variance Amount** | **Aggregate Variance Percent** | **Collateral Underwriter Risk Score** |
| 303922449 | $X,XXX.XX |  | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922448 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922340 | $X,XXX.XX |  | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922447 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922441 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922440 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922439 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922438 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922437 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922436 | $X,XXX.XX |  | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922435 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922339 | $X,XXX.XX |  | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922434 | $X,XXX.XX |  | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922433 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922432 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922431 | $X,XXX.XX |  | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922430 | $X,XXX.XX |  | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922429 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922428 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922427 | $X,XXX.XX |  | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922426 | $X,XXX.XX |  | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922425 | $X,XXX.XX |  | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922424 | $X,XXX.XX |  | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922423 | $X,XXX.XX |  | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922422 | $X,XXX.XX |  | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922421 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922420 | $X,XXX.XX |  | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922419 | $X,XXX.XX |  | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922418 | $X,XXX.XX |  | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922417 | $X,XXX.XX |  | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922412 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922411 | $X,XXX.XX |  | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | 100 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922410 | $X,XXX.XX |  | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922409 | $X,XXX.XX |  | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922338 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922408 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922337 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922336 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922335 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922407 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922333 | $X,XXX.XX |  | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922332 | $X,XXX.XX |  | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922090 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922089 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922331 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922088 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922087 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922236 | $X,XXX.XX |  | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922235 | $X,XXX.XX |  | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922329 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922327 | $X,XXX.XX |  | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922233 | $X,XXX.XX |  | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922232 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922231 | $X,XXX.XX |  | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922230 | $X,XXX.XX |  | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922323 | $X,XXX.XX |  | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922083 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922228 | $X,XXX.XX |  | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922226 | $X,XXX.XX |  | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922225 | $X,XXX.XX |  | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922079 | $X,XXX.XX |  | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303922081 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303921891 | $X,XXX.XX |  | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303542534 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303556033 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.1 |
| 303559048 | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 303478814 | $X,XXX.XX |  | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 |
| 303460694 | $X,XXX.XX |  | $X,XXX.XX | $X,XXX.XX | XX/XX/XXXX |  | $0.00 | 0.00% |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

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## Exhibit 99.11

[J.P. Morgan Mortgage Trust 2023-DSC1 ABS-15G](jpmmt-abs15g_031723.htm)

**Exhibit 99.11**

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| | |
|:---|:---|
| ![](logo_001.gif) | **Deloitte & Touche LLP**<br> Suite 400<br> Harborside Plaza 10<br> Jersey City, NJ 07311<br> USA<br>Tel: +1 212 937 8200<br> Fax: +1 212 937 8298<br> www.deloitte.com |

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J.P. Morgan Acceptance Corporation II

383 Madison Avenue, 8<sup>th</sup> Floor

New York, New York 10179

**Independent Accountants' Report**

**<u>on Applying Agreed-Upon Procedures</u>**

We have performed the procedures described below, related to certain information with respect to a portfolio of mortgage loans in connection with the proposed offering of J.P. Morgan Mortgage Trust 2023-DSC1, Mortgage Pass-Through Certificates, Series 2023-DSC1. J.P. Morgan Acceptance Corporation II (the "Company") is responsible for the information provided to us, including the information set forth in the Statistical Loan File (as defined herein).

The Company has agreed to the procedures and acknowledged that the procedures performed are appropriate to meet the intended purpose of evaluating the accuracy of certain information related to the Statistical Loan File. Additionally, J.P. Morgan Securities LLC (together with the Company, the "Specified Parties") has agreed to the procedures and acknowledged that the procedures performed are appropriate for their purposes. This report may not be suitable for any other purpose. The procedures performed may not address all of the items of interest to a user of the report and may not meet the needs of all users of the report and, as such, users are responsible for determining whether the procedures performed are appropriate for their purposes. Consequently, we make no representations regarding the appropriateness of the procedures described below either for the purpose for which this report has been requested or for any other purpose.

**Agreed-Upon Procedures**

On February 9, 2023, representatives of the Company provided us with a mortgage loan listing with respect to 1,334 mortgage loans (the "Mortgage Loan Listing"). At your instruction, we randomly selected 275 mortgage loans from the Mortgage Loan Listing (the "Selected Loans").

Further, on March 3, 2023, representatives of the Company provided us with a computer generated mortgage loan data file and related record layout containing data with respect to 1,267 mortgage loans, including 265 of the 275 Selected Loans (the "Statistical Loan File"). The remaining 265 Selected Loans are hereinafter referred to as the "Sample Loans."

At your instruction, we performed certain comparisons and recomputations for each of the Sample Loans relating to the mortgage loan characteristics (the "Characteristics") set forth on the Statistical Loan File and indicated below.

**Member of**<br> Deloitte Touche Tohmatsu Limited<br>

**Characteristics**

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| | |
|:---|:---|
| &nbsp;&nbsp;&nbsp;&nbsp;1. Loan number (for control purposes only)<br> &nbsp;&nbsp;&nbsp;&nbsp;2. Origination date<br> &nbsp;&nbsp;&nbsp;&nbsp;3. Loan type (fixed or adjustable)<br> &nbsp;&nbsp;&nbsp;&nbsp;4. Balloon indicator (yes/no)<br> &nbsp;&nbsp;&nbsp;&nbsp;5. Original principal balance<br> &nbsp;&nbsp;&nbsp;&nbsp;6. Interest rate<br> &nbsp;&nbsp;&nbsp;&nbsp;7. Monthly P&I payment\*<br> &nbsp;&nbsp;&nbsp;&nbsp;8. First payment date<br> &nbsp;&nbsp;&nbsp;&nbsp;9. Original term to maturity<br> &nbsp;&nbsp;&nbsp;&nbsp;10. Property city<br> &nbsp;&nbsp;&nbsp;&nbsp;11. Property state<br> &nbsp;&nbsp;&nbsp;&nbsp;12. Property zip code<br> &nbsp;&nbsp;&nbsp;&nbsp;13. Prepayment penalty term (if applicable)<br> &nbsp;&nbsp;&nbsp;&nbsp;14. Interest only term (if applicable) <br> &nbsp;&nbsp;&nbsp;&nbsp;15. Occupancy status <br> &nbsp;&nbsp;&nbsp;&nbsp;16. Property type<br> &nbsp;&nbsp;&nbsp;&nbsp;17. Appraisal report date <br> &nbsp;&nbsp;&nbsp;&nbsp;18. Appraised value <br>| &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;19. Loan purpose<br> &nbsp;&nbsp;&nbsp;&nbsp;20. Sales price (if applicable)<br> &nbsp;&nbsp;&nbsp;&nbsp;21. Borrower Score\*\*\*<br> &nbsp;&nbsp;&nbsp;&nbsp;22. Co-Borrower Score (if applicable)\*\*\*<br> &nbsp;&nbsp;&nbsp;&nbsp;23. Lien position<br> &nbsp;&nbsp;&nbsp;&nbsp;24. Junior lien balance (if applicable)<br> &nbsp;&nbsp;&nbsp;&nbsp;25. Original loan-to-value ratio<br> &nbsp;&nbsp;&nbsp;&nbsp;26. Combined loan-to-value ratio<br> &nbsp;&nbsp;&nbsp;&nbsp;27. Modification indicator (yes or no)<br> &nbsp;&nbsp;&nbsp;&nbsp;28. Modification date\*\*<br> &nbsp;&nbsp;&nbsp;&nbsp;29. Index description\*\*\*\*<br> &nbsp;&nbsp;&nbsp;&nbsp;30. Gross margin\*\*\*\*<br> &nbsp;&nbsp;&nbsp;&nbsp;31. Maximum interest rate\*\*\*\*<br> &nbsp;&nbsp;&nbsp;&nbsp;32. Minimum interest rate\*\*\*\*<br> &nbsp;&nbsp;&nbsp;&nbsp;33. Initial periodic rate cap (change up)\*\*\*\*<br> &nbsp;&nbsp;&nbsp;&nbsp;34. Subsequent periodic rate cap\*\*\*\*<br> &nbsp;&nbsp;&nbsp;&nbsp;35. Lookback days\*\*\*\*<br> &nbsp;&nbsp;&nbsp;&nbsp;36. Initial fixed period\*\*\*\*<br>|

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\* For non-interest only loans only

\*\* For Sample Loans that are modified loans and not a Recast Loan (as defined below) only

\*\*\* For Sample Loans that the borrower or co-borrower is not identified as a "foreign national" by representatives of the Company only

\*\*\*\* For adjustable rate loans only

We compared Characteristic 2. to the corresponding information set forth on or derived from the respective Fixed Rate Note, Adjustable Rate Note or Commercial Promissory Note (collectively, the "Note"); Characteristics 3. through 12. and Characteristics 29. through 36. to the Note, "Automatic Loan Payment Agreement" (if applicable) or the "Modification Agreement" (if applicable); Characteristic 13. to the Note or Prepayment Penalty Rider (collectively, the "Prepayment Penalty Rider"); Characteristic 14. to the Note or Interest Only Addendum (collectively, the "Interest Only Addendum"); Characteristic 15. to the Residential Loan Application or Uniform Underwriting and Transmittal Summary (collectively, the "Application"); Characteristics 16. through 18. to the Uniform Residential Appraisal Report, Loan Product Advisor Full Feedback Certificate or the DU Underwriting Findings (collectively, the "Appraisal Report"); Characteristic 19. (for those Sample Loans for which the "loan purpose" field appearing on the Statistical Loan File indicated a "Purchase" or "Construction to Permanent") to the Application and Settlement Statement or Closing Disclosure (collectively, the "Settlement Statement"); Characteristic 20. (for those Sample Loans for which the "loan purpose" field appearing on the Statistical Loan File indicated a "Purchase") to the Settlement Statement; Characteristics 21. and 22. to the "Credit Report"; Characteristics 23. and 24. to the Junior Lien Note, Settlement Statement, Uniform Underwriting and Transmittal Summary, Subordination Agreement, Title Report or Loan Approval Summary (collectively, the "Lien Summary"); and Characteristics 27. and 28. to the corresponding information set forth on or derived from the Modification Agreement.

Further, with respect to Characteristic 19., for those Sample Loans for which the "loan purpose" field appearing on the Statistical Loan File indicated a "Cash Out" or "Rate/Term Refinance," we (i) observed that there is no "sales price" indicated on the Settlement Statement and (ii) recalculated the "Amount to the Borrower" as the difference between (a) the original principal balance (as set forth on the Note) and (b) the sum of (1) the unpaid principal balance of the refinanced first mortgage loan, (2) the unpaid principal balance of any "secondary financing" relating to the subject property and (3) settlement charges relating to the subject mortgage loan (each as set forth on the Settlement Statement). At the Company's instruction, we assumed that the loan purpose is (a) a "Cash Out" if the Amount to the Borrower was greater than the lesser of (i) $2,000 or (ii) 2% of the original principal balance (as set forth on the Note) and (b) a "Rate/Term Refinance" to the extent that it was not.

With respect to Characteristic 25., we recomputed the original loan-to-value ratio by dividing (a) the original principal balance (as set forth on the Note) by either (b) in the case of a "Purchase" (as determined from the Application and Settlement Statement), the lesser of (i) the appraised value (as set forth on or derived from the Appraisal Report) and (ii) sales price (as set forth on the Settlement Statement) or (c) in the case of a "Rate/Term refinance," "Cash Out" or "Construction to Permanent" (as determined above or from the Application and Settlement Statement), the appraised value (as set forth on or derived from the Appraisal Report).

With respect to Characteristic 26., we recomputed the combined loan-to-value ratio by dividing (a) the sum of (i) the original principal balance (as set forth on the Note) and (ii) the senior or junior lien balance, if any, (as set forth on the Lien Summary) by either (b) in the case of a "Purchase" (as determined from the Application and Settlement Statement), the lesser of (x) the appraised value (as set forth on or derived from the Appraisal Report) and (y) the sales price (as set forth on the Settlement Statement) or (c) in the case of a "Rate/Term refinance," "Cash Out" or "Construction to Permanent" (as determined above or from the Application and Settlement Statement), the appraised value (as set forth on or derived from the Appraisal Report).

At your instruction, for purposes of such comparisons:

&nbsp;&nbsp;&nbsp;&nbsp;· with respect to Characteristic 2., differences of thirty days or less are deemed to be "in agreement;"

&nbsp;&nbsp;&nbsp;&nbsp;· with respect to Characteristic 7., differences of $0.01 or less are deemed to be "in agreement;"

&nbsp;&nbsp;&nbsp;&nbsp;· with respect to Characteristic 16., a property type indicated on the Statistical Loan File as "Condo,
High Rise (5+ stories)" or "Condo, Low Rise (4 or fewer stories)" and "Condominium" (as indicated on the
Appraisal Report) are deemed to be "in agreement;"

&nbsp;&nbsp;&nbsp;&nbsp;· with respect to Characteristic 16., a "planned unit development" property with HOA fees of
less than $100 a month (as set forth on the Appraisal Report) is deemed to be "in agreement" with a "single family detached
(non-PUD)" property (as set forth on Statistical Loan File);

&nbsp;&nbsp;&nbsp;&nbsp;· with respect to Characteristics 16., 17. and 18. and for the recalculations of Characteristics 25. and
26., for those Sample Loans for which the Company provided us with two or more Appraisal Reports, we were instructed by the Company to
use the most recently dated Appraisal Report or, to the extent that each such Appraisal Report indicated an appraisal report date within
12 months of the origination date (as set forth on the Note), we were instructed by the Company to use the Appraisal Report with the lowest
appraised value;

&nbsp;&nbsp;&nbsp;&nbsp;· with respect to Characteristics 21. and 22., if three scores were observed on the
Credit Report, we used the median score or, if two scores were observed on the Credit Report, we used the lower score;

&nbsp;&nbsp;&nbsp;&nbsp;· with respect to our comparison of Characteristic 24., differences of $100 or less are deemed to be "in
agreement;"

&nbsp;&nbsp;&nbsp;&nbsp;· with respect to Characteristic 25., differences of 1.000% or less are deemed to be "in agreement,"
except to the extent that the Statistical Loan File identified an original loan-to-value ratio less than or equal to 80% and our recomputed
original loan-to-value ratio was greater than 80%;

&nbsp;&nbsp;&nbsp;&nbsp;· with respect to Characteristic 26., differences of 1.000% or less are deemed to be "in agreement,"
except to the extent that the Statistical Loan File identified a combined loan-to-value ratio less than or equal to 100% and our recomputed
combined loan-to-value ratio was greater than 100%;

&nbsp;&nbsp;&nbsp;&nbsp;· with respect to Characteristic 27., for those Sample Loans where we observed the existence of a Modification
Agreement, we compared a modification indicator of (i) "no" to the corresponding information set forth on the Statistical
Loan File if the respective Modification Agreement indicates (a) a modification that reduces the monthly P&I payment of such Sample
Loan and (b) the interest rate and "maturity date" set forth on the Modification Agreement is in agreement with the Note 
(a "Recast Loan") and (ii) "yes" to the corresponding information set forth on the Statistical Loan File if such
Sample Loan is not a Recast Loan; and

&nbsp;&nbsp;&nbsp;&nbsp;· with respect to Characteristic 28., differences of one day are deemed to be "in agreement."

The loan documents described above and any other related documents used in support of the Characteristics were provided to us by representatives of the Company and are collectively referred to hereinafter as the "Loan Documents." We were not requested to perform and we did not perform any procedures with respect to the preparation or verification of any of the information set forth on the Loan Documents and make no representations concerning the accuracy or completeness of any of the information contained therein. In certain instances, our procedures were performed using data imaged facsimiles or photocopies of the Loan Documents. In addition, we make no representations as to whether the Loan Documents are comprehensive or valid instruments and reflect the current prevailing terms with respect to the corresponding Sample Loans.

**Agreed-Upon Procedures' Findings**

The results of the foregoing procedures indicated that the Characteristics set forth on the Statistical Loan File were found to be in agreement with the above mentioned Loan Documents, except as described in Appendix A. Supplemental information is contained on Appendix B.

\*\*\*\*\*\*

We make no representations as to the (i) actual characteristics or existence of the underlying documents or data comprising the mortgage loans underlying the Statistical Loan File or the conformity of their characteristics with those assumed for purposes of the procedures described herein, (ii) existence or ownership of the mortgage loans or (iii) reasonableness of any of the aforementioned information, assumptions or methodologies.

It should be understood that we make no representations as to questions of legal interpretation or as to the sufficiency for your purposes of the procedures enumerated in the preceding paragraphs. Also, such procedures would not necessarily reveal any material misstatement of the information referred to above. We have no responsibility to update this report for events or circumstances occurring after the date of this report.

We were engaged by the Company to perform this agreed-upon procedures engagement and conducted our engagement in accordance with attestation standards established by the American Institute of Certified Public Accountants ("AICPA"). An agreed-upon procedures engagement involves the practitioner performing specific procedures that the engaging party has agreed to and acknowledged to be appropriate for the purpose of the engagement and reporting on findings based on the procedures performed. We were not engaged to conduct, and did not conduct, an (i) audit conducted in accordance with generally accepted auditing standards or (ii) examination or a review engagement conducted in accordance with attestation standards established by the AICPA, the objective of which would be the expression of an opinion or conclusion, respectively, on the information set forth in the Statistical Loan File. Accordingly, we do not express such an opinion or conclusion, or any other form of assurance, including reasonable assurance.

Had we performed additional procedures, other matters might have come to our attention that would have been reported to you.

We are required to be independent of the Company and to meet our other ethical responsibilities, as applicable for agreed-upon procedures engagements set forth in the Preface: Applicable to All Members and Part 1 – Members in Public Practice of the Code of Professional Conduct established by the AICPA. Independence requirements for agreed-upon procedure engagements are less restrictive than independence requirements for audit and other attestation services.

None of the engagement, procedures or report was intended to address, nor did they address, the (i) conformity of the origination of the assets to stated underwriting or credit extension guidelines, standards, criteria or other requirements, (ii) value of collateral securing such assets or (iii) compliance of the originator of the assets with federal, state, and local laws and regulations.

None of the engagement, procedures or report were intended to satisfy, nor did they satisfy, any criteria for due diligence published by a nationally recognized statistical rating organization.

This report is intended solely for the information and use of the Specified Parties identified above and is not intended to be and should not be used by anyone other than these Specified Parties.

Yours truly,

/s/ Deloitte & Touche LLP

March 10, 2023

**Appendix A to Independent Accountants' Report on Applying Agreed-Upon Procedures issued by Deloitte & Touche LLP dated March 10, 2023.**

In applying our agreed-upon procedures as outlined above, we observed the following:

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| | |
|:---|:---|
| **Exception Description Number** | **Exception Description** |
| 1 | Three differences for interest rate. |
| 2 | Four differences for monthly P&I payment. |
| 3 | Two differences for property city. |
| 4 | Two differences for prepayment penalty term. |
| 5 | Two differences for property type. |
| 6 | One difference for appraised value. |
| 7 | Two differences for loan purpose. |
| 8 | One difference for Borrower Score. |
| 9 | Three differences for original loan-to-value ratio. |
| 10 | Three differences for combined loan-to-value ratio. |

---

The information above reflects the procedures performed and is subject to the conditions set forth in the agreed-upon procedures report to which this appendix is attached.

**Appendix B to Independent Accountants' Report on Applying Agreed-Upon Procedures issued by Deloitte & Touche LLP dated March 10, 2023 (Redacted)**

<u>Supplemental Information Related to the Findings Set Forth on Appendix A</u>

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| | | | | |
|:---|:---|:---|:---|:---|
| **Exception Description Number** | **Sample Loan <br> Number** | **Characteristic** | **Characteristic set forth on the Statistical Loan File** | **Characteristic set forth on or derived from the Loan Documents** |
| 1 | 303922168 | Interest rate | 4.1630% | 4.1625% |
| 1 | 303922319 | Interest rate | 4.1630% | 4.1625% |
| 1 | 303922562 | Interest rate | 4.0630% | 4.0625% |
| 2 | 303921851 | Monthly P&I Payment | $2779.84 | $2779.96 |
| 2 | 303922168 | Monthly P&I Payment | $872.70 | $872.64 |
| 2 | 303922319 | Monthly P&I Payment | $1095.44 | $1095.37 |
| 2 | 303922562 | Monthly P&I Payment | $494.28 | $494.25 |
| 3 | 303921865 | Property city | [REDACTED] | [REDACTED] |
| 3 | 303922142 | Property city | [REDACTED] | [REDACTED] |
| 4 | 303776153 | Prepayment penalty term | 36 months | 60 months |
| 4 | 303827680 | Prepayment penalty term | 0 months | 36 months |
| 5 | 303794696 | Property type | single family detached (non-PUD) | 1 Family Attached |
| 5 | 303922225 | Property type | 2 Family | single family detached (non-PUD) |
| 6 | 303824301 | Appraised value | [REDACTED] | [REDACTED] |
| 7 | 303794738 | Loan purpose | Cash Out | Rate/Term Refinance |
| 7 | 303921842 | Loan purpose | Rate/Term Refinance | Cash Out |
| 8 | 303922635 | Borrower Score | 734 | 711 |
| 9 | 303824301 | Original loan-to-value ratio | 76.500% | 71.740% |
| 9 | 303921747 | Original loan-to-value ratio | 77.190% | 83.446% |
| 9 | 303922731 | Original loan-to-value ratio | 74.150% | 70.000% |
| 10 | 303824301 | Combined loan-to-value ratio | 76.500% | 71.740% |
| 10 | 303921747 | Combined loan-to-value ratio | 77.190% | 83.446% |
| 10 | 303922731 | Combined loan-to-value ratio | 74.150% | 70.000% |

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The information above reflects the procedures performed and is subject to the conditions set forth in the agreed-upon procedures report to which this appendix is attached.