# EDGAR Filing Document

**Accession Number:** 0002036114
**File Stem:** 0002036114-26-000002
**Filing Date:** 2026-5
**Character Count:** 9555
**Document Hash:** 49cf6a1b101ea804a47be79815f050ff
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002036114-26-000002.hdr.sgml**: 20260515

**ACCESSION NUMBER**: 0002036114-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260515

**DATE AS OF CHANGE**: 20260515

**EFFECTIVENESS DATE**: 20260515

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Safe Harbor Fiduciary, LLC
- **CENTRAL INDEX KEY:** 0002036114

**ORGANIZATION NAME:**
- **EIN:** 461891747
- **STATE OF INCORPORATION:** FL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24473
- **FILM NUMBER:** 26985336

**BUSINESS ADDRESS:**
- **STREET 1:** 700 S. PALAFOX STREET
- **STREET 2:** SUITE 300
- **CITY:** PENSACOLA
- **STATE:** FL
- **ZIP:** 32502
- **BUSINESS PHONE:** 3343981589

**MAIL ADDRESS:**
- **STREET 1:** 700 S. PALAFOX STREET
- **STREET 2:** SUITE 300
- **CITY:** PENSACOLA
- **STATE:** FL
- **ZIP:** 32502

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Safe Harbor Fiduciary LLC<br>**Address:** 700 S. PALAFOX STREET<br>SUITE 300<br>PENSACOLA, FL 32502

**Form 13F File Number:** 028-24473

**CRD Number (if applicable):** 000169659

**SEC File Number (if applicable):** 801-121650

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** John P. Quinn<br>**Title:** Counsel<br>**Phone:** 4843548080

**Signature, Place, and Date of Signing:**

John P. Quinn  Lakewood, CO  05-15-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 57

**Form 13F Information Table Value Total:** $105010620

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| STATE STREET SPDR S 500 ETF | COM | 78462F103 |  | 14135271 | 21735 | SH |  | SOLE |  | 0 | 0 | 21735 |
| INVESCO QQQ TRUST SERIES I | COM | 46090E103 |  | 7759608 | 13444 | SH |  | SOLE |  | 0 | 0 | 13444 |
| APPLE INC COM | COM | 037833100 |  | 5862087 | 23098 | SH |  | SOLE |  | 0 | 0 | 23098 |
| JPMORGAN EQUITY PREMIUM INCOME ETF | COM | 46641Q332 |  | 5713004 | 100794 | SH |  | SOLE |  | 0 | 0 | 100794 |
| ISHARES RUSSELL 2000 ETF | COM | 464287655 |  | 4131184 | 16658 | SH |  | SOLE |  | 0 | 0 | 16658 |
| PACER METAURUS US LARGE CAP DIVIDEND MULTIPLIER 400 ETF | COM | 69374H436 |  | 3988633 | 99371 | SH |  | SOLE |  | 0 | 0 | 99371 |
| SEAGATE TECHNOLOGY HLDNGS PLC ORD SHS | COM | G7997R103 |  | 3521327 | 8989 | SH |  | SOLE |  | 0 | 0 | 8989 |
| ISHARES U.S. FINANCIALS ETF | COM | 464287788 |  | 3257064 | 27682 | SH |  | SOLE |  | 0 | 0 | 27682 |
| ISHARES 0-3 MONTH TREASURY BOND ETF | COM | 46436E718 |  | 2835190 | 28166 | SH |  | SOLE |  | 0 | 0 | 28166 |
| AMAZON COM INC COM | COM | 023135106 |  | 2724796 | 13083 | SH |  | SOLE |  | 0 | 0 | 13083 |
| VANGUARD GROWTH ETF | COM | 922908736 |  | 2482278 | 5683 | SH |  | SOLE |  | 0 | 0 | 5683 |
| AMERICAN WTR WKS CO INC NEW COM | COM | 030420103 |  | 2326867 | 17098 | SH |  | SOLE |  | 0 | 0 | 17098 |
| MICROSOFT CORP COM | COM | 594918104 |  | 2260666 | 6107 | SH |  | SOLE |  | 0 | 0 | 6107 |
| COASTAL COMPASS 100 ETF | COM | 02072L169 |  | 2168736 | 76926 | SH |  | SOLE |  | 0 | 0 | 76926 |
| L3HARRIS TECHNOLOGIES INC COM | COM | 502431109 |  | 2120602 | 6144 | SH |  | SOLE |  | 0 | 0 | 6144 |
| VANGUARD REAL ESTATE ETF | COM | 922908553 |  | 2098908 | 23663 | SH |  | SOLE |  | 0 | 0 | 23663 |
| PROSHARES ULTRAPRO S | COM | 74347X864 |  | 1909827 | 19693 | SH |  | SOLE |  | 0 | 0 | 19693 |
| STATE STREET INDUSTRIAL SELECT SECTOR SPDR ETF | COM | 81369Y704 |  | 1898549 | 11739 | SH |  | SOLE |  | 0 | 0 | 11739 |
| CHEVRON CORPORATION COM | COM | 166764100 |  | 1889319 | 9132 | SH |  | SOLE |  | 0 | 0 | 9132 |
| PNC FINL SVCS GROUP INC COM | COM | 693475105 |  | 1816601 | 8730 | SH |  | SOLE |  | 0 | 0 | 8730 |
| TJX COS INC NEW COM | COM | 872540109 |  | 1760054 | 11021 | SH |  | SOLE |  | 0 | 0 | 11021 |
| ELI LILLY  CO COM | COM | 532457108 |  | 1712029 | 1861 | SH |  | SOLE |  | 0 | 0 | 1861 |
| CISCO SYS INC COM | COM | 17275R102 |  | 1694333 | 21837 | SH |  | SOLE |  | 0 | 0 | 21837 |
| DUKE ENERGY CORP NEW COM NEW | COM | 26441C204 |  | 1653641 | 12629 | SH |  | SOLE |  | 0 | 0 | 12629 |
| ADVANCED MICRO DEVICES INC COM | COM | 007903107 |  | 1581872 | 7776 | SH |  | SOLE |  | 0 | 0 | 7776 |
| VANGUARD TOTAL INTERNATIONAL STOCK ETF | COM | 921909768 |  | 1568186 | 20337 | SH |  | SOLE |  | 0 | 0 | 20337 |
| BANK OF AMER CORP COM | COM | 060505104 |  | 1559355 | 31987 | SH |  | SOLE |  | 0 | 0 | 31987 |
| CBOE GLOBAL MKTS INC COM | COM | 12503M108 |  | 1544199 | 5494 | SH |  | SOLE |  | 0 | 0 | 5494 |
| SCHWAB CHARLES CORP COM | COM | 808513105 |  | 1479903 | 15747 | SH |  | SOLE |  | 0 | 0 | 15747 |
| BERKSHIRE HATHAWAY INC DEL CL B NEW | COM | 084670702 |  | 1411723 | 2946 | SH |  | SOLE |  | 0 | 0 | 2946 |
| ABBVIE INC COM | COM | 00287Y109 |  | 1407160 | 6470 | SH |  | SOLE |  | 0 | 0 | 6470 |
| PALO ALTO NETWORKS INC COM | COM | 697435105 |  | 1272460 | 7937 | SH |  | SOLE |  | 0 | 0 | 7937 |
| SPDR GOLD SHARES | COM | 78463V107 |  | 1173401 | 2727 | SH |  | SOLE |  | 0 | 0 | 2727 |
| ISHARES U.S. AEROSPACE  DEFENSE ETF | COM | 464288760 |  | 1010406 | 4619 | SH |  | SOLE |  | 0 | 0 | 4619 |
| PROSHARES ULTRA S 500 | COM | 74347R107 |  | 950597 | 18323 | SH |  | SOLE |  | 0 | 0 | 18323 |
| JPMORGAN CHASE  CO COM | COM | 46625H100 |  | 658330 | 2238 | SH |  | SOLE |  | 0 | 0 | 2238 |
| VANGUARD ENERGY ETF | COM | 92204A306 |  | 609793 | 3524 | SH |  | SOLE |  | 0 | 0 | 3524 |
| PIMCO DYNAMIC INCOME FD SHS | COM | 72201Y101 |  | 560763 | 32774 | SH |  | SOLE |  | 0 | 0 | 32774 |
| STATE STREET SPDR S SEMICONDUCTOR ETF | COM | 78464A862 |  | 505812 | 1551 | SH |  | SOLE |  | 0 | 0 | 1551 |
| VANGUARD TOTAL STOCK MARKET ETF | COM | 922908769 |  | 503672 | 1570 | SH |  | SOLE |  | 0 | 0 | 1570 |
| CATERPILLAR INC COM | COM | 149123101 |  | 495214 | 699 | SH |  | SOLE |  | 0 | 0 | 699 |
| STATE STREET COMMUNICATION SERVICES SELECT SECTOR SPDR ETF | COM | 81369Y852 |  | 479477 | 4325 | SH |  | SOLE |  | 0 | 0 | 4325 |
| SCHWAB US DIVIDEND EQUITY ETF | COM | 808524797 |  | 465078 | 15159 | SH |  | SOLE |  | 0 | 0 | 15159 |
| VANGUARD CONSUMER DISCRETIONARY ETF | COM | 92204A108 |  | 443761 | 1236 | SH |  | SOLE |  | 0 | 0 | 1236 |
| INVESCO S 500 HIGH DIVIDEND LOW VOLATILITY ETF | COM | 46138E362 |  | 410176 | 8268 | SH |  | SOLE |  | 0 | 0 | 8268 |
| FREEPORT MCMORAN INC CL B | COM | 35671D857 |  | 403231 | 6860 | SH |  | SOLE |  | 0 | 0 | 6860 |
| NVIDIA CORPORATION COM | COM | 67066G104 |  | 391354 | 2244 | SH |  | SOLE |  | 0 | 0 | 2244 |
| NICHOLAS GLOBAL EQUITY AND INCOME ETF | COM | 88636J162 |  | 380728 | 27002 | SH |  | SOLE |  | 0 | 0 | 27002 |
| PROSHARES ULTRA QQQ | COM | 74347R206 |  | 367952 | 6032 | SH |  | SOLE |  | 0 | 0 | 6032 |
| COCA COLA CO COM | COM | 191216100 |  | 274236 | 3606 | SH |  | SOLE |  | 0 | 0 | 3606 |
| PROSHARES ULTRA DOW30 | COM | 74347R305 |  | 268048 | 5150 | SH |  | SOLE |  | 0 | 0 | 5150 |
| BROADRIDGE FINL SOLUTIONS INC COM | COM | 11133T103 |  | 232996 | 1434 | SH |  | SOLE |  | 0 | 0 | 1434 |
| PEPSICO INC COM | COM | 713448108 |  | 228898 | 1474 | SH |  | SOLE |  | 0 | 0 | 1474 |
| NEOS S 500 HIGH INCOME ETF | COM | 78433H303 |  | 224930 | 4556 | SH |  | SOLE |  | 0 | 0 | 4556 |
| VERIZON COMMUNICATIONS INC COM | COM | 92343V104 |  | 219324 | 4369 | SH |  | SOLE |  | 0 | 0 | 4369 |
| ALTRIA GROUP INC COM | COM | 02209S103 |  | 207011 | 3137 | SH |  | SOLE |  | 0 | 0 | 3137 |

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