# EDGAR Filing Document

**Accession Number:** 0001665302
**File Stem:** 0001754960-25-000521
**Filing Date:** 2025-8
**Character Count:** 14677
**Document Hash:** 08f2b58fee7b993bb1be6d7f40d139bb
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001754960-25-000521.hdr.sgml**: 20250804

**ACCESSION NUMBER**: 0001754960-25-000521

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250804

**DATE AS OF CHANGE**: 20250804

**EFFECTIVENESS DATE**: 20250804

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Cottage Street Advisors LLC
- **CENTRAL INDEX KEY:** 0001665302

**ORGANIZATION NAME:**
- **EIN:** 472187474
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-17125
- **FILM NUMBER:** 251179659

**BUSINESS ADDRESS:**
- **STREET 1:** 9 COTTAGE STREET
- **STREET 2:** PO BOX 249
- **CITY:** MARION
- **STATE:** MA
- **ZIP:** 02738
- **BUSINESS PHONE:** 5087480709

**MAIL ADDRESS:**
- **STREET 1:** 9 COTTAGE STREET
- **STREET 2:** PO BOX 249
- **CITY:** MARION
- **STATE:** MA
- **ZIP:** 02738

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Cottage Street Advisors LLC<br>**Address:** 9 COTTAGE STREET<br>PO BOX 249<br>MARION, MA 02738

**Form 13F File Number:** 028-17125

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Aryn Sands<br>**Title:** Agent<br>**Phone:** 844-844-3453

**Signature, Place, and Date of Signing:**

Aryn Sands  Reno, NV  08-04-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 114

**Form 13F Information Table Value Total:** $192227967

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| EATON CORP PLC | SHS | G29183103 |  | 208482 | 584 | SH |  | SOLE |  | 0 | 0 | 584 |
| JOHNSON CTLS INTL PLC | SHS | G51502105 |  | 424170 | 4016 | SH |  | SOLE |  | 0 | 0 | 4016 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 |  | 223514 | 511 | SH |  | SOLE |  | 0 | 0 | 511 |
| AFLAC INC | COM | 001055102 |  | 796750 | 7555 | SH |  | SOLE |  | 0 | 0 | 7555 |
| ABBOTT LABS | COM | 002824100 |  | 514204 | 3781 | SH |  | SOLE |  | 0 | 0 | 3781 |
| ABBVIE INC | COM | 00287Y109 |  | 1701704 | 9168 | SH |  | SOLE |  | 0 | 0 | 9168 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 286171 | 1015 | SH |  | SOLE |  | 0 | 0 | 1015 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 6718592 | 37875 | SH |  | SOLE |  | 0 | 0 | 37875 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 3140849 | 17822 | SH |  | SOLE |  | 0 | 0 | 17822 |
| ALPINE INCOME PPTY TR INC | COM | 02083X103 |  | 375357 | 25517 | SH |  | SOLE |  | 0 | 0 | 25517 |
| AMAZON COM INC | COM | 023135106 |  | 3897244 | 17764 | SH |  | SOLE |  | 0 | 0 | 17764 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 302834 | 1370 | SH |  | SOLE |  | 0 | 0 | 1370 |
| AMGEN INC | COM | 031162100 |  | 699591 | 2506 | SH |  | SOLE |  | 0 | 0 | 2506 |
| APPLE INC | COM | 037833100 |  | 8993059 | 43832 | SH |  | SOLE |  | 0 | 0 | 43832 |
| APPLIED MATLS INC | COM | 038222105 |  | 1823764 | 9962 | SH |  | SOLE |  | 0 | 0 | 9962 |
| ARES CAPITAL CORP | COM | 04010L103 |  | 3931021 | 179008 | SH |  | SOLE |  | 0 | 0 | 179008 |
| AUTONATION INC | COM | 05329W102 |  | 913790 | 4600 | SH |  | SOLE |  | 0 | 0 | 4600 |
| BANK AMERICA CORP | COM | 060505104 |  | 876983 | 18533 | SH |  | SOLE |  | 0 | 0 | 18533 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 290005 | 597 | SH |  | SOLE |  | 0 | 0 | 597 |
| BLACKSTONE INC | COM | 09260D107 |  | 9454731 | 63209 | SH |  | SOLE |  | 0 | 0 | 63209 |
| BLACKROCK INC | COM | 09290D101 |  | 1909953 | 1820 | SH |  | SOLE |  | 0 | 0 | 1820 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 308456 | 6664 | SH |  | SOLE |  | 0 | 0 | 6664 |
| BROADCOM INC | COM | 11135F101 |  | 1196193 | 4340 | SH |  | SOLE |  | 0 | 0 | 4340 |
| CF INDS HLDGS INC | COM | 125269100 |  | 1550313 | 16851 | SH |  | SOLE |  | 0 | 0 | 16851 |
| CSX CORP | COM | 126408103 |  | 3583350 | 109818 | SH |  | SOLE |  | 0 | 0 | 109818 |
| CADENCE DESIGN SYSTEM INC | COM | 127387108 |  | 357454 | 1160 | SH |  | SOLE |  | 0 | 0 | 1160 |
| CAPITAL GRP FIXED INCM ETF T | US MULTI-SECTOR | 14020Y300 |  | 1185669 | 42928 | SH |  | SOLE |  | 0 | 0 | 42928 |
| CATERPILLAR INC | COM | 149123101 |  | 2215865 | 5708 | SH |  | SOLE |  | 0 | 0 | 5708 |
| CHEVRON CORP NEW | COM | 166764100 |  | 2975529 | 20780 | SH |  | SOLE |  | 0 | 0 | 20780 |
| CISCO SYS INC | COM | 17275R102 |  | 299028 | 4310 | SH |  | SOLE |  | 0 | 0 | 4310 |
| CITIGROUP INC | COM NEW | 172967424 |  | 225696 | 2652 | SH |  | SOLE |  | 0 | 0 | 2652 |
| COCA COLA CO | COM | 191216100 |  | 238891 | 3377 | SH |  | SOLE |  | 0 | 0 | 3377 |
| COINBASE GLOBAL INC | COM CL A | 19260Q107 |  | 1091075 | 3113 | SH |  | SOLE |  | 0 | 0 | 3113 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 340291 | 344 | SH |  | SOLE |  | 0 | 0 | 344 |
| EMBRAER S.A. | SPONSORED ADS | 29082A107 |  | 512190 | 9000 | SH |  | SOLE |  | 0 | 0 | 9000 |
| ENTERGY CORP NEW | COM | 29364G103 |  | 1734669 | 20869 | SH |  | SOLE |  | 0 | 0 | 20869 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 |  | 279090 | 9000 | SH |  | SOLE |  | 0 | 0 | 9000 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 343362 | 3185 | SH |  | SOLE |  | 0 | 0 | 3185 |
| META PLATFORMS INC | CL A | 30303M102 |  | 1708133 | 2314 | SH |  | SOLE |  | 0 | 0 | 2314 |
| FEDEX CORP | COM | 31428X106 |  | 1212622 | 5335 | SH |  | SOLE |  | 0 | 0 | 5335 |
| FIRST TR EXCHANGE TRADED FD | NASDQ CLN EDGE | 33737A108 |  | 691548 | 4974 | SH |  | SOLE |  | 0 | 0 | 4974 |
| FIRST TR EXCHANGE TRADED FD | NASDQ ARTFCIAL | 33738R720 |  | 231634 | 4796 | SH |  | SOLE |  | 0 | 0 | 4796 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST US | 33740F631 |  | 273157 | 6772 | SH |  | SOLE |  | 0 | 0 | 6772 |
| FIRST TR EXCHNG TRADED FD VI | FT VEST U.S. | 33740U406 |  | 251195 | 6015 | SH |  | SOLE |  | 0 | 0 | 6015 |
| FIRST TR EXCHANGE-TRADED FD | SMID RISNG ETF | 33741X102 |  | 658287 | 18659 | SH |  | SOLE |  | 0 | 0 | 18659 |
| FREEPORT-MCMORAN INC | CL B | 35671D857 |  | 541875 | 12500 | SH |  | SOLE |  | 0 | 0 | 12500 |
| HOME DEPOT INC | COM | 437076102 |  | 4436266 | 12100 | SH |  | SOLE |  | 0 | 0 | 12100 |
| HONEYWELL INTL INC | COM | 438516106 |  | 719337 | 3089 | SH |  | SOLE |  | 0 | 0 | 3089 |
| ITT INC | COM | 45073V108 |  | 470490 | 3000 | SH |  | SOLE |  | 0 | 0 | 3000 |
| INVESCO ACTIVELY MANAGED EXC | VAR RATE INVT | 46090A879 |  | 1139129 | 45474 | SH |  | SOLE |  | 0 | 0 | 45474 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 6247355 | 11325 | SH |  | SOLE |  | 0 | 0 | 11325 |
| INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 |  | 254047 | 1119 | SH |  | SOLE |  | 0 | 0 | 1119 |
| INVESCO EXCH TRD SLF IDX FD | RUSL 1000 DYNM | 46138J619 |  | 231167 | 4001 | SH |  | SOLE |  | 0 | 0 | 4001 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 216514 | 3472 | SH |  | SOLE |  | 0 | 0 | 3472 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 425815 | 4292 | SH |  | SOLE |  | 0 | 0 | 4292 |
| ISHARES TR | IBOXX INV CP ETF | 464287242 |  | 411784 | 3757 | SH |  | SOLE |  | 0 | 0 | 3757 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 250292 | 2800 | SH |  | SOLE |  | 0 | 0 | 2800 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 6154041 | 99227 | SH |  | SOLE |  | 0 | 0 | 99227 |
| ISHARES TR | SP SMCP600VL ETF | 464287879 |  | 498813 | 5014 | SH |  | SOLE |  | 0 | 0 | 5014 |
| ISHARES TR | S SML 600 GWT | 464287887 |  | 5980801 | 44955 | SH |  | SOLE |  | 0 | 0 | 44955 |
| ISHARES TR | IBONDS 25 TRM HG | 46435U168 |  | 2046229 | 87991 | SH |  | SOLE |  | 0 | 0 | 87991 |
| ISHARES TR | IBONDS 2026 TERM | 46436E528 |  | 1624479 | 69930 | SH |  | SOLE |  | 0 | 0 | 69930 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 244840 | 4000 | SH |  | SOLE |  | 0 | 0 | 4000 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 9419142 | 32490 | SH |  | SOLE |  | 0 | 0 | 32490 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 |  | 1487508 | 29351 | SH |  | SOLE |  | 0 | 0 | 29351 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 888092 | 5814 | SH |  | SOLE |  | 0 | 0 | 5814 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 450446 | 3494 | SH |  | SOLE |  | 0 | 0 | 3494 |
| ELI LILLY  CO | COM | 532457108 |  | 420405 | 539 | SH |  | SOLE |  | 0 | 0 | 539 |
| MARRIOTT INTL INC NEW | CL A | 571903202 |  | 2622816 | 9600 | SH |  | SOLE |  | 0 | 0 | 9600 |
| MERCK  CO INC | COM | 58933Y105 |  | 369677 | 4670 | SH |  | SOLE |  | 0 | 0 | 4670 |
| MICROSOFT CORP | COM | 594918104 |  | 9868569 | 19840 | SH |  | SOLE |  | 0 | 0 | 19840 |
| MOLINA HEALTHCARE INC | COM | 60855R100 |  | 476640 | 1600 | SH |  | SOLE |  | 0 | 0 | 1600 |
| NETFLIX INC | COM | 64110L106 |  | 301304 | 225 | SH |  | SOLE |  | 0 | 0 | 225 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 9656950 | 61124 | SH |  | SOLE |  | 0 | 0 | 61124 |
| ONEOK INC NEW | COM | 682680103 |  | 4250719 | 52073 | SH |  | SOLE |  | 0 | 0 | 52073 |
| OSHKOSH CORP | COM | 688239201 |  | 824877 | 7265 | SH |  | SOLE |  | 0 | 0 | 7265 |
| PEPSICO INC | COM | 713448108 |  | 2153989 | 16313 | SH |  | SOLE |  | 0 | 0 | 16313 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 8689493 | 86433 | SH |  | SOLE |  | 0 | 0 | 86433 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 893781 | 5610 | SH |  | SOLE |  | 0 | 0 | 5610 |
| PURPLE INNOVATION INC | COM | 74640Y106 |  | 10428 | 14300 | SH |  | SOLE |  | 0 | 0 | 14300 |
| RTX CORPORATION | COM | 75513E101 |  | 496837 | 3403 | SH |  | SOLE |  | 0 | 0 | 3403 |
| ROCKWELL AUTOMATION INC | COM | 773903109 |  | 489286 | 1473 | SH |  | SOLE |  | 0 | 0 | 1473 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 3050235 | 4937 | SH |  | SOLE |  | 0 | 0 | 4937 |
| SPDR SERIES TRUST | PORTFOLIO SHORT | 78464A474 |  | 450117 | 14909 | SH |  | SOLE |  | 0 | 0 | 14909 |
| SPDR SERIES TRUST | BLOOMBERG 1-3 MO | 78468R663 |  | 200430 | 2185 | SH |  | SOLE |  | 0 | 0 | 2185 |
| SALESFORCE INC | COM | 79466L302 |  | 983790 | 3608 | SH |  | SOLE |  | 0 | 0 | 3608 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 224122 | 9170 | SH |  | SOLE |  | 0 | 0 | 9170 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 1057358 | 39900 | SH |  | SOLE |  | 0 | 0 | 39900 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 225761 | 4311 | SH |  | SOLE |  | 0 | 0 | 4311 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 561969 | 2219 | SH |  | SOLE |  | 0 | 0 | 2219 |
| SNAP ON INC | COM | 833034101 |  | 1477130 | 4747 | SH |  | SOLE |  | 0 | 0 | 4747 |
| STARBUCKS CORP | COM | 855244109 |  | 731987 | 7989 | SH |  | SOLE |  | 0 | 0 | 7989 |
| STRYKER CORPORATION | COM | 863667101 |  | 4307881 | 10889 | SH |  | SOLE |  | 0 | 0 | 10889 |
| TJX COS INC NEW | COM | 872540109 |  | 346386 | 2805 | SH |  | SOLE |  | 0 | 0 | 2805 |
| T-MOBILE US INC | COM | 872590104 |  | 269255 | 1130 | SH |  | SOLE |  | 0 | 0 | 1130 |
| TESLA INC | COM | 88160R101 |  | 565435 | 1780 | SH |  | SOLE |  | 0 | 0 | 1780 |
| TEXAS INSTRS INC | COM | 882508104 |  | 3105110 | 14956 | SH |  | SOLE |  | 0 | 0 | 14956 |
| TEXTRON INC | COM | 883203101 |  | 618233 | 7700 | SH |  | SOLE |  | 0 | 0 | 7700 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 902678 | 9675 | SH |  | SOLE |  | 0 | 0 | 9675 |
| UNION PAC CORP | COM | 907818108 |  | 2201453 | 9568 | SH |  | SOLE |  | 0 | 0 | 9568 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 250422 | 1224 | SH |  | SOLE |  | 0 | 0 | 1224 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 344384 | 4985 | SH |  | SOLE |  | 0 | 0 | 4985 |
| VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 |  | 502624 | 6274 | SH |  | SOLE |  | 0 | 0 | 6274 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 238118 | 359 | SH |  | SOLE |  | 0 | 0 | 359 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 598784 | 1054 | SH |  | SOLE |  | 0 | 0 | 1054 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 218284 | 1327 | SH |  | SOLE |  | 0 | 0 | 1327 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 209500 | 884 | SH |  | SOLE |  | 0 | 0 | 884 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 212940 | 701 | SH |  | SOLE |  | 0 | 0 | 701 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 2996007 | 69240 | SH |  | SOLE |  | 0 | 0 | 69240 |
| VERTIV HOLDINGS CO | COM CL A | 92537N108 |  | 1671592 | 13018 | SH |  | SOLE |  | 0 | 0 | 13018 |
| VISA INC | COM CL A | 92826C839 |  | 6354901 | 17899 | SH |  | SOLE |  | 0 | 0 | 17899 |
| WALMART INC | COM | 931142103 |  | 374451 | 3830 | SH |  | SOLE |  | 0 | 0 | 3830 |
| WESTERN ASSET MANAGED MUNS F | COM | 95766M105 |  | 99000 | 10000 | SH |  | SOLE |  | 0 | 0 | 10000 |
| WISDOMTREE TR | US MIDCAP DIVID | 97717W505 |  | 266932 | 5326 | SH |  | SOLE |  | 0 | 0 | 5326 |

---