# EDGAR Filing Document

**Accession Number:** 0001666624
**File Stem:** 0001214659-26-005954
**Filing Date:** 2026-5
**Character Count:** 12101
**Document Hash:** de4168c48ae88737518b4a9bf0d11826
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001214659-26-005954.hdr.sgml**: 20260512

**ACCESSION NUMBER**: 0001214659-26-005954

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260512

**DATE AS OF CHANGE**: 20260512

**EFFECTIVENESS DATE**: 20260512

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** CHARTER RESEARCH & INVESTMENT GROUP, INC.
- **CENTRAL INDEX KEY:** 0001666624

**ORGANIZATION NAME:**
- **EIN:** 061250037
- **STATE OF INCORPORATION:** CT
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-17333
- **FILM NUMBER:** 26966523

**BUSINESS ADDRESS:**
- **STREET 1:** 2507 POST ROAD
- **STREET 2:** 1ST FLOOR
- **CITY:** SOUTHPORT
- **STATE:** CT
- **ZIP:** 06890
- **BUSINESS PHONE:** 203-259-4004

**MAIL ADDRESS:**
- **STREET 1:** 2507 POST ROAD
- **STREET 2:** 1ST FLOOR
- **CITY:** SOUTHPORT
- **STATE:** CT
- **ZIP:** 06890

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** CHARTER RESEARCH  INVESTMENT GROUP INC.<br>**Address:** 2507 POST ROAD<br>1ST FLOOR<br>SOUTHPORT, CT 06890

**Form 13F File Number:** 028-17333

**CRD Number (if applicable):** 000106452

**SEC File Number (if applicable):** 801-37458

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Patrick J. Clark<br>**Title:** President<br>**Phone:** 203-259-4004

**Signature, Place, and Date of Signing:**

/s/ Patrick J. Clark  Southport, CT  05-12-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 86

**Form 13F Information Table Value Total:** $150131862

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | Common | 88579Y101 |  | 272306 | 1875 | SH |  | SOLE |  | 1875 | 0 | 0 |
| A T  T INC | Common | 00206R102 |  | 1231350 | 42475 | SH |  | SOLE |  | 42475 | 0 | 0 |
| ABBOTT LABS | Common | 002824100 |  | 631112 | 6147 | SH |  | SOLE |  | 6147 | 0 | 0 |
| ABBVIE INC | Common | 00287Y109 |  | 1086580 | 4996 | SH |  | SOLE |  | 4996 | 0 | 0 |
| AIR PRODS  CHEMS INC | Common | 009158106 |  | 402038 | 1384 | SH |  | SOLE |  | 1384 | 0 | 0 |
| ALBEMARLE CORP | Common | 012653101 |  | 1465503 | 8163 | SH |  | SOLE |  | 8163 | 0 | 0 |
| ALPHABET INC CL A | CAP STK CL A | 02079K305 |  | 12196857 | 42415 | SH |  | SOLE |  | 42415 | 0 | 0 |
| ALPHABET INC CL C | CAP STK CL C | 02079K107 |  | 3559933 | 12410 | SH |  | SOLE |  | 12410 | 0 | 0 |
| ALTRIA GROUP INC | Common | 02209S103 |  | 1232495 | 18677 | SH |  | SOLE |  | 18677 | 0 | 0 |
| AMAZON COM INC | Common | 023135106 |  | 1580769 | 7590 | SH |  | SOLE |  | 7590 | 0 | 0 |
| APPLE INC | Common | 037833100 |  | 16588184 | 65362 | SH |  | SOLE |  | 65362 | 0 | 0 |
| APPLIED MATLS INC | Common | 038222105 |  | 2888126 | 8450 | SH |  | SOLE |  | 8450 | 0 | 0 |
| AUTOMATIC DATA PROCESSING INC | Common | 053015103 |  | 672119 | 3308 | SH |  | SOLE |  | 3308 | 0 | 0 |
| BANK AMERICA CORP | Common | 060505104 |  | 3469148 | 71162 | SH |  | SOLE |  | 71162 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1288569 | 2689 | SH |  | SOLE |  | 2689 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | Common | 110122108 |  | 2000000 | 32976 | SH |  | SOLE |  | 32976 | 0 | 0 |
| CAPITAL ONE FINL CORP | Common | 14040H105 |  | 279848 | 1534 | SH |  | SOLE |  | 1534 | 0 | 0 |
| CATERPILLAR INC | Common | 149123101 |  | 3032209 | 4280 | SH |  | SOLE |  | 4280 | 0 | 0 |
| CHEVRON CORP | Common | 166764100 |  | 751047 | 3630 | SH |  | SOLE |  | 3630 | 0 | 0 |
| CHUBB LIMITED | Common | H1467J104 |  | 249336 | 765 | SH |  | SOLE |  | 765 | 0 | 0 |
| COCA COLA CO | Common | 191216100 |  | 995435 | 13089 | SH |  | SOLE |  | 13089 | 0 | 0 |
| COLGATE PALMOLIVE CO | Common | 194162103 |  | 511977 | 6007 | SH |  | SOLE |  | 6007 | 0 | 0 |
| CONOCOPHILLIPS | Common | 20825C104 |  | 325627 | 2467 | SH |  | SOLE |  | 2467 | 0 | 0 |
| CONSOLIDATED EDISON INC | Common | 209115104 |  | 638928 | 5645 | SH |  | SOLE |  | 5645 | 0 | 0 |
| CONSTELLATION BRANDS INC | CL A | 21036P108 |  | 220650 | 1471 | SH |  | SOLE |  | 1471 | 0 | 0 |
| CORNING INC | Common | 219350105 |  | 440543 | 3240 | SH |  | SOLE |  | 3240 | 0 | 0 |
| COSTCO WHSL CORP NEW | Common | 22160K105 |  | 644650 | 647 | SH |  | SOLE |  | 647 | 0 | 0 |
| CSX CORP | Common | 126408103 |  | 214322 | 5221 | SH |  | SOLE |  | 5221 | 0 | 0 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 233204 | 1781 | SH |  | SOLE |  | 1781 | 0 | 0 |
| EMERSON ELEC CO | Common | 291011104 |  | 451757 | 3448 | SH |  | SOLE |  | 3448 | 0 | 0 |
| ENTERPRISE PRODS PARTNERS LP | Common | 293792107 |  | 800694 | 21160 | SH |  | SOLE |  | 21160 | 0 | 0 |
| EQUINOR ASA | Sponsored ADR | 29446M102 |  | 221550 | 5250 | SH |  | SOLE |  | 5250 | 0 | 0 |
| ESSENTIAL UTILS INC | Common | 29670G102 |  | 238801 | 5930 | SH |  | SOLE |  | 5930 | 0 | 0 |
| EXTRA SPACE STORAGE INC | Common | 30225T102 |  | 211119 | 1610 | SH |  | SOLE |  | 1610 | 0 | 0 |
| EXXON MOBIL CORP | Common | 30231G102 |  | 5057056 | 29807 | SH |  | SOLE |  | 29807 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 |  | 428493 | 1510 | SH |  | SOLE |  | 1510 | 0 | 0 |
| GE VERNOVA INC | Common | 36828A101 |  | 270599 | 310 | SH |  | SOLE |  | 310 | 0 | 0 |
| HOME DEPOT INC | Common | 437076102 |  | 2934429 | 8922 | SH |  | SOLE |  | 8922 | 0 | 0 |
| HONEYWELL INTL INC | Common | 438516106 |  | 739570 | 3272 | SH |  | SOLE |  | 3272 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | Common | 459200101 |  | 4514775 | 18626 | SH |  | SOLE |  | 18626 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 1352910 | 2344 | SH |  | SOLE |  | 2344 | 0 | 0 |
| INVESCO S 500 EQL WGHT ETF | S EQL WGT | 46137V357 |  | 1248823 | 6507 | SH |  | SOLE |  | 6507 | 0 | 0 |
| INVESCO S 500 PURE GROWTH ETF | S PUR GWT | 46137V266 |  | 424820 | 9089 | SH |  | SOLE |  | 9089 | 0 | 0 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 331548 | 2977 | SH |  | SOLE |  | 2977 | 0 | 0 |
| I-SHARES SILVER ETF | ISHARES SILVER TR | 46428Q109 |  | 282100 | 4140 | SH |  | SOLE |  | 4140 | 0 | 0 |
| JOHNSON  JOHNSON | Common | 478160104 |  | 7394004 | 30249 | SH |  | SOLE |  | 30249 | 0 | 0 |
| JPMORGAN CHASE  CO | Common | 46625H100 |  | 707852 | 2406 | SH |  | SOLE |  | 2406 | 0 | 0 |
| J P MORGAN EXCHANGE TRADED | MUNICIPAL ETF | 46641Q647 |  | 249762 | 4996 | SH |  | SOLE |  | 4996 | 0 | 0 |
| KINDER MORGAN INC DEL | Common | 49456B101 |  | 1175025 | 35044 | SH |  | SOLE |  | 35044 | 0 | 0 |
| M  T BK CORP | Common | 55261F104 |  | 1855932 | 8978 | SH |  | SOLE |  | 8978 | 0 | 0 |
| MARTIN MARIETTA MATLS INC | Common | 573284106 |  | 235472 | 400 | SH |  | SOLE |  | 400 | 0 | 0 |
| MCDONALDS CORP | Common | 580135101 |  | 870212 | 2800 | SH |  | SOLE |  | 2800 | 0 | 0 |
| MCKESSON CORP | Common | 58155Q103 |  | 1384576 | 1600 | SH |  | SOLE |  | 1600 | 0 | 0 |
| MERCK  CO INC | Common | 58933Y105 |  | 3158575 | 26258 | SH |  | SOLE |  | 26258 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 4340178 | 7586 | SH |  | SOLE |  | 7586 | 0 | 0 |
| METLIFE INC | Common | 59156R108 |  | 1674650 | 23680 | SH |  | SOLE |  | 23680 | 0 | 0 |
| MICROSOFT CORP | Common | 594918104 |  | 2334662 | 6307 | SH |  | SOLE |  | 6307 | 0 | 0 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 3347155 | 58070 | SH |  | SOLE |  | 58070 | 0 | 0 |
| NEXTERA ENERGY INC | Common | 65339F101 |  | 513905 | 5533 | SH |  | SOLE |  | 5533 | 0 | 0 |
| NVIDIA CORPORATION | Common | 67066G104 |  | 608656 | 3490 | SH |  | SOLE |  | 3490 | 0 | 0 |
| ORACLE CORP | Common | 68389X105 |  | 529449 | 3599 | SH |  | SOLE |  | 3599 | 0 | 0 |
| PEPSICO INC | Common | 713448108 |  | 4468765 | 28777 | SH |  | SOLE |  | 28777 | 0 | 0 |
| PFIZER INC | Common | 717081103 |  | 297732 | 10603 | SH |  | SOLE |  | 10603 | 0 | 0 |
| PHILIP MORRIS INTL INC | Common | 718172109 |  | 1666627 | 10080 | SH |  | SOLE |  | 10080 | 0 | 0 |
| PHILLIPS 66 | Common | 718546104 |  | 218263 | 1198 | SH |  | SOLE |  | 1198 | 0 | 0 |
| PPG INDS INC | Common | 693506107 |  | 325984 | 3050 | SH |  | SOLE |  | 3050 | 0 | 0 |
| PPL CORP | Common | 69351T106 |  | 1438688 | 37662 | SH |  | SOLE |  | 37662 | 0 | 0 |
| PROCTER AND GAMBLE CO | Common | 742718109 |  | 1301482 | 9011 | SH |  | SOLE |  | 9011 | 0 | 0 |
| RTX CORP | Common | 75513E101 |  | 7089800 | 36754 | SH |  | SOLE |  | 36754 | 0 | 0 |
| SALESFORCE INC | Common | 79466L302 |  | 1386025 | 7425 | SH |  | SOLE |  | 7425 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 4762450 | 11068 | SH |  | SOLE |  | 11068 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 3930005 | 6043 | SH |  | SOLE |  | 6043 | 0 | 0 |
| SPDR S 600 SMALL CAP ETF | PORTFOLIO S | 78468R853 |  | 2103901 | 43541 | SH |  | SOLE |  | 43541 | 0 | 0 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S DCRP | 78467Y107 |  | 3916134 | 6350 | SH |  | SOLE |  | 6350 | 0 | 0 |
| STRYKER CORPORATION | Common | 863667101 |  | 438996 | 1336 | SH |  | SOLE |  | 1336 | 0 | 0 |
| US BANCORP DEL | COM NEW | 902973304 |  | 343890 | 6612 | SH |  | SOLE |  | 6612 | 0 | 0 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 988061 | 10043 | SH |  | SOLE |  | 10043 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX | ALLWRLD EX US | 922042775 |  | 251585 | 3350 | SH |  | SOLE |  | 3350 | 0 | 0 |
| VANGUARD WORLD  FDS | INF TECH ETF | 92204A702 |  | 662834 | 950 | SH |  | SOLE |  | 950 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 484102 | 1509 | SH |  | SOLE |  | 1509 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | Common | 92343V104 |  | 974514 | 19413 | SH |  | SOLE |  | 19413 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 761645 | 2520 | SH |  | SOLE |  | 2520 | 0 | 0 |
| WALMART INC | Common | 931142103 |  | 1001945 | 8062 | SH |  | SOLE |  | 8062 | 0 | 0 |
| DISNEY WALT CO | Common | 254687106 |  | 1628739 | 16899 | SH |  | SOLE |  | 16899 | 0 | 0 |
| WASTE MGMT INC DEL | Common | 94106L109 |  | 235535 | 1025 | SH |  | SOLE |  | 1025 | 0 | 0 |
| WATERS CORP | Common | 941848103 |  | 462186 | 1552 | SH |  | SOLE |  | 1552 | 0 | 0 |

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