# EDGAR Filing Document

**Accession Number:** 0001862427
**File Stem:** 0001765380-23-000012
**Filing Date:** 2023-2
**Character Count:** 10523
**Document Hash:** 0f560fc33a54f17eedf4403abc06c69c
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001765380-23-000012.hdr.sgml**: 20230206

**ACCESSION NUMBER**: 0001765380-23-000012

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230206

**DATE AS OF CHANGE**: 20230206

**EFFECTIVENESS DATE**: 20230206

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Fi3 FINANCIAL ADVISORS, LLC
- **CENTRAL INDEX KEY:** 0001862427
- **IRS NUMBER:** 454786201
- **STATE OF INCORPORATION:** IN
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-21253
- **FILM NUMBER:** 23591374

**BUSINESS ADDRESS:**
- **STREET 1:** 10401 N. MERIDIAN STREET
- **STREET 2:** SUITE 205
- **CITY:** INDIANAPOLIS
- **STATE:** IN
- **ZIP:** 46290
- **BUSINESS PHONE:** 317-426-8800

**MAIL ADDRESS:**
- **STREET 1:** 10401 N. MERIDIAN STREET
- **STREET 2:** SUITE 205
- **CITY:** INDIANAPOLIS
- **STATE:** IN
- **ZIP:** 46290

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Fi3 FINANCIAL ADVISORS LLC<br>**Address:** 10401 N. MERIDIAN STREET<br>SUITE 205<br>INDIANAPOLIS, IN 46290

**Form 13F File Number:** 028-21253

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Andy Warning<br>**Title:** Compliance Consultant<br>**Phone:** 513-832-5463

**Signature, Place, and Date of Signing:**

Andy Warning  Cincinnati, OH  02-06-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 71

**Form 13F Information Table Value Total:** $174846611

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 378498 | 3447 | SH |  | SOLE | 0 | 0 | 0 | 3447 |
| ABBVIE INC | COM | 00287Y109 |  | 437013 | 2704 | SH |  | SOLE | 0 | 0 | 0 | 2704 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 301590 | 1130 | SH |  | SOLE | 0 | 0 | 0 | 1130 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 834038 | 9453 | SH |  | SOLE | 0 | 0 | 0 | 9453 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 228923 | 2580 | SH |  | SOLE | 0 | 0 | 0 | 2580 |
| AMAZON COM INC | COM | 023135106 |  | 1023624 | 12186 | SH |  | SOLE | 0 | 0 | 0 | 12186 |
| APPLE INC | COM | 037833100 |  | 5004261 | 38515 | SH |  | SOLE | 0 | 0 | 0 | 38515 |
| AT INC | COM | 00206R102 |  | 202932 | 11023 | SH |  | SOLE | 0 | 0 | 0 | 11023 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 790166 | 2558 | SH |  | SOLE | 0 | 0 | 0 | 2558 |
| BOEING CO | COM | 097023105 |  | 356611 | 1872 | SH |  | SOLE | 0 | 0 | 0 | 1872 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 230651 | 3206 | SH |  | SOLE | 0 | 0 | 0 | 3206 |
| CHEVRON CORP NEW | COM | 166764100 |  | 333195 | 1856 | SH |  | SOLE | 0 | 0 | 0 | 1856 |
| COCA COLA CO | COM | 191216100 |  | 260836 | 4101 | SH |  | SOLE | 0 | 0 | 0 | 4101 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 218870 | 479 | SH |  | SOLE | 0 | 0 | 0 | 479 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 732728 | 6643 | SH |  | SOLE | 0 | 0 | 0 | 6643 |
| FIRST TR EXCHNG TRADED FD VI | TCW UNCONSTRAI | 33740F888 |  | 4761161 | 197477 | SH |  | SOLE | 0 | 0 | 0 | 197477 |
| FLEXSHARES TR | REAL ASST IDX | 33939L738 |  | 1277697 | 42606 | SH |  | SOLE | 0 | 0 | 0 | 42606 |
| HILLENBRAND INC | COM | 431571108 |  | 12357616 | 289609 | SH |  | SOLE | 0 | 0 | 0 | 289609 |
| HOME DEPOT INC | COM | 437076102 |  | 467978 | 1482 | SH |  | SOLE | 0 | 0 | 0 | 1482 |
| INOTIV INC | COM | 45783Q100 |  | 236774 | 47930 | SH |  | SOLE | 0 | 0 | 0 | 47930 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 200339 | 755 | SH |  | SOLE | 0 | 0 | 0 | 755 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 471099 | 10088 | SH |  | SOLE | 0 | 0 | 0 | 10088 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 4055259 | 65789 | SH |  | SOLE | 0 | 0 | 0 | 65789 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 581204 | 5508 | SH |  | SOLE | 0 | 0 | 0 | 5508 |
| ISHARES TR | CRE U S REIT ETF | 464288521 |  | 2698946 | 54579 | SH |  | SOLE | 0 | 0 | 0 | 54579 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 251941 | 2971 | SH |  | SOLE | 0 | 0 | 0 | 2971 |
| ISHARES TR | IBOXX HI YD ETF | 464288513 |  | 5323624 | 72302 | SH |  | SOLE | 0 | 0 | 0 | 72302 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 2472011 | 25487 | SH |  | SOLE | 0 | 0 | 0 | 25487 |
| ISHARES TR | MSCI EMG MKT ETF | 464287234 |  | 373911 | 9866 | SH |  | SOLE | 0 | 0 | 0 | 9866 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 5485314 | 83567 | SH |  | SOLE | 0 | 0 | 0 | 83567 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 17609582 | 186069 | SH |  | SOLE | 0 | 0 | 0 | 186069 |
| ISHARES TR | CORE S ETF | 464287200 |  | 22221230 | 57836 | SH |  | SOLE | 0 | 0 | 0 | 57836 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 613245 | 2913 | SH |  | SOLE | 0 | 0 | 0 | 2913 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 529138 | 2995 | SH |  | SOLE | 0 | 0 | 0 | 2995 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 795789 | 5934 | SH |  | SOLE | 0 | 0 | 0 | 5934 |
| LAKELAND FINL CORP | COM | 511656100 |  | 1460938 | 20021 | SH |  | SOLE | 0 | 0 | 0 | 20021 |
| LARIMAR THERAPEUTICS INC | COM | 517125100 |  | 105513 | 25548 | SH |  | SOLE | 0 | 0 | 0 | 25548 |
| LILLY ELI  CO | COM | 532457108 |  | 5384263 | 14718 | SH |  | SOLE | 0 | 0 | 0 | 14718 |
| LOWES COS INC | COM | 548661107 |  | 223192 | 1120 | SH |  | SOLE | 0 | 0 | 0 | 1120 |
| MANHATTAN BRDG CAP INC | COM | 562803106 |  | 203083 | 38102 | SH |  | SOLE | 0 | 0 | 0 | 38102 |
| MARKEL CORP | COM | 570535104 |  | 1155439 | 877 | SH |  | SOLE | 0 | 0 | 0 | 877 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 217719 | 626 | SH |  | SOLE | 0 | 0 | 0 | 626 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 330878 | 4257 | SH |  | SOLE | 0 | 0 | 0 | 4257 |
| MERCK  CO INC | COM | 58933Y105 |  | 252452 | 2275 | SH |  | SOLE | 0 | 0 | 0 | 2275 |
| META PLATFORMS INC | CL A | 30303M102 |  | 264628 | 2199 | SH |  | SOLE | 0 | 0 | 0 | 2199 |
| MICROSOFT CORP | COM | 594918104 |  | 1785042 | 7443 | SH |  | SOLE | 0 | 0 | 0 | 7443 |
| NETFLIX INC | COM | 64110L106 |  | 224404 | 761 | SH |  | SOLE | 0 | 0 | 0 | 761 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 264043 | 3158 | SH |  | SOLE | 0 | 0 | 0 | 3158 |
| NIKE INC | CL B | 654106103 |  | 204888 | 1751 | SH |  | SOLE | 0 | 0 | 0 | 1751 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 262496 | 1796 | SH |  | SOLE | 0 | 0 | 0 | 1796 |
| PEPSICO INC | COM | 713448108 |  | 389949 | 2158 | SH |  | SOLE | 0 | 0 | 0 | 2158 |
| PFIZER INC | COM | 717081103 |  | 271062 | 5290 | SH |  | SOLE | 0 | 0 | 0 | 5290 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 532157 | 3511 | SH |  | SOLE | 0 | 0 | 0 | 3511 |
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 |  | 212743 | 2108 | SH |  | SOLE | 0 | 0 | 0 | 2108 |
| SIRIUS XM HOLDINGS INC | COM | 82968B103 |  | 143846 | 24631 | SH |  | SOLE | 0 | 0 | 0 | 24631 |
| SIRIUSPOINT LTD | COM | G8192H106 |  | 219185 | 37150 | SH |  | SOLE | 0 | 0 | 0 | 37150 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 13198105 | 34511 | SH |  | SOLE | 0 | 0 | 0 | 34511 |
| STERIS PLC | SHS USD | G8473T100 |  | 1243702 | 6734 | SH |  | SOLE | 0 | 0 | 0 | 6734 |
| TESLA INC | COM | 88160R101 |  | 327289 | 2657 | SH |  | SOLE | 0 | 0 | 0 | 2657 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 527237 | 994 | SH |  | SOLE | 0 | 0 | 0 | 994 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 3884060 | 11055 | SH |  | SOLE | 0 | 0 | 0 | 11055 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 2404159 | 12575 | SH |  | SOLE | 0 | 0 | 0 | 12575 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 770349 | 5488 | SH |  | SOLE | 0 | 0 | 0 | 5488 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 1552889 | 18827 | SH |  | SOLE | 0 | 0 | 0 | 18827 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 7843706 | 42736 | SH |  | SOLE | 0 | 0 | 0 | 42736 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 907342 | 4258 | SH |  | SOLE | 0 | 0 | 0 | 4258 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 777346 | 19942 | SH |  | SOLE | 0 | 0 | 0 | 19942 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 32098324 | 764792 | SH |  | SOLE | 0 | 0 | 0 | 764792 |
| VAXART INC | COM NEW | 92243A200 |  | 17777 | 18500 | SH |  | SOLE | 0 | 0 | 0 | 18500 |
| VISA INC | COM CL A | 92826C839 |  | 770746 | 3710 | SH |  | SOLE | 0 | 0 | 0 | 3710 |
| WALMART INC | COM | 931142103 |  | 297866 | 2101 | SH |  | SOLE | 0 | 0 | 0 | 2101 |

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