# EDGAR Filing Document

**Accession Number:** 0001080429
**File Stem:** 0001104659-25-098293
**Filing Date:** 2025-10
**Character Count:** 5502
**Document Hash:** ed77ef60064faeb25a1f3ee4a4c35cf1
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001104659-25-098293.hdr.sgml**: 20251009

**ACCESSION NUMBER**: 0001104659-25-098293

**CONFORMED SUBMISSION TYPE**: 497

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20251009

**DATE AS OF CHANGE**: 20251009

**EFFECTIVENESS DATE**: 20251009

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** PACIFIC LIFE INSURANCE CO
- **CENTRAL INDEX KEY:** 0001080429
- **STANDARD INDUSTRIAL CLASSIFICATION:** LIFE INSURANCE [6311]

**ORGANIZATION NAME:**
- **EIN:** 951079000
- **STATE OF INCORPORATION:** NE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-282283
- **FILM NUMBER:** 251384988

**BUSINESS ADDRESS:**
- **STREET 1:** 700 NEWPORT CENTER DRIVE
- **CITY:** NEWPORT BEACH
- **STATE:** CA
- **ZIP:** 92660
- **BUSINESS PHONE:** 9492193754

**MAIL ADDRESS:**
- **STREET 1:** 700 NEWPORT CENTER DRIVE
- **CITY:** NEWPORT BEACH
- **STATE:** CA
- **ZIP:** 92660

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** PACIFIC LIFE INSURANCE CO/CA
- **DATE OF NAME CHANGE:** 19990428

## Series and Classes Contracts Data

### PACIFIC LIFE INSURANCE CO (Series ID: S000089086)

---

|  |  |
|:---|:---|
| Class Name                                                                         | Class ID   |
| Pacific Protective Growth Limited Premium Registered Index-Linked Deferred Annuity | C000255565 |

---

## Series and Classes Contracts Data

### PACIFIC LIFE INSURANCE CO (Series ID: S000089086)

| Class ID   | Class Name                                                                         | Ticker Symbol   |
|:---|:---|:---|
| C000255565 | Pacific Protective Growth Limited Premium Registered Index-Linked Deferred Annuity |  |

**Supplement dated October 9, 2025, to the Statutory Prospectus and Initial Summary Prospectus dated May**

**1, 2025 For the Pacific Protective Growth limited premium registered index-linked deferred annuity contract**

**Issued by Pacific Life Insurance Company**

Capitalized terms used in this supplement are defined in the Pacific Protective Growth limited premium registered index-linked deferred annuity contract statutory prospectus ("Prospectus") unless otherwise defined herein. "We," "us," or "our" refer to Pacific Life Insurance Company; "you" or "your" refer to the Contract Owner. You can obtain a copy of the current Prospectus by contacting us at (800) 722-4448, or online at <u>PacificLife.com/Prospectuses</u>. **Please read this supplement carefully and keep it with your Prospectus for future reference.**

**The purpose of this supplement is to announce certain premium guideline changes.**

**The changes outlined below will become effective November 3, 2025.**

***The following section from the Initial Summary Prospectus will be deleted and replaced in the section* BUYING THE CONTRACT – Making Your Initial Purchase Payment.**

Your initial Purchase Payment and any subsequent Purchase Payments, in aggregate, must be greater than or equal to $25,000 for both Non-Qualified and Qualified Contracts. Your Contract requires that you must obtain our consent before making an initial or additional Purchase Payment that will bring your aggregate Purchase Payments over $1,000,000. Currently, our administrative practice allows for aggregate Purchase Payments up to $2,000,000 without our consent. We reserve the right to change this administrative practice in the future. The aggregate amount is based on all contracts where you are either the owner and/or annuitant.

***The following sentences from the Statutory Prospectus will be deleted and replaced in the section* BUYING YOUR CONTRACT – Making Your Initial Purchase Payment.**

We reserve the right to reject additional Purchase Payments. Your initial Purchase Payment and any subsequent Purchase Payments, in aggregate, must be greater than or equal to $25,000 for both Non-Qualified and Qualified Contracts. Your Contract requires that you must obtain our consent before making an initial or additional Purchase Payment that will bring your aggregate Purchase Payments over $1,000,000. Currently, our administrative practice allows for aggregate Purchase Payments up to $2,000,000 without our consent. We reserve the right to change this administrative practice in the future. The aggregate amount is based on all contracts where you are either the owner and/or annuitant.

***The following sentences will be deleted and replaced in the section* BUYING YOUR CONTRACT – Subsequent Purchase Payments.**

Subsequent Purchase Payments are permitted only for 60 calendar days after your Contract Issue Date and are only permitted as a result of transfers or exchanges from other financial products requested at the time your Contract application is submitted. No other Purchase Payments are permitted. Your Contract requires that you must obtain our consent before making an initial or additional Purchase Payment that will bring your aggregate Purchase Payments over $1,000,000. Currently, our administrative practice allows for aggregate Purchase Payments up to $2,000,000 without our consent. We reserve the right to change this administrative practice in the future. The aggregate amount is based on all contracts where you are either the owner and/or annuitant.

***<u>All other references in the prospectus to an initial or additional purchase payment that will bring your aggregate Purchase Payments over $1,000,000 will change to the above disclosure</u>***

PPGSUPP1025A