# EDGAR Filing Document

**Accession Number:** 0000911824
**File Stem:** 0000911824-26-000013
**Filing Date:** 2026-3
**Character Count:** 2719
**Document Hash:** e53b7d7c37d9d14b6b8e2438f52e0502
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0000911824-26-000013.hdr.sgml**: 20260331

**ACCESSION NUMBER**: 0000911824-26-000013

**CONFORMED SUBMISSION TYPE**: X-17A-5

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260331

**DATE AS OF CHANGE**: 20260331

**EFFECTIVENESS DATE**: 20260331

**PERIOD START**: 20241231

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** GBS RETIREMENT SERVICES, INC.
- **CENTRAL INDEX KEY:** 0000911824

**ORGANIZATION NAME:**
- **EIN:** 133727333
- **STATE OF INCORPORATION:** NY
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** X-17A-5
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 008-46433
- **FILM NUMBER:** 26820055

**BUSINESS ADDRESS:**
- **STREET 1:** 2850 GOLF ROAD
- **STREET 2:** 8TH FLOOR
- **CITY:** ROLLING MEADOWS
- **STATE:** IL
- **ZIP:** 60008
- **BUSINESS PHONE:** 951-977-2671

**MAIL ADDRESS:**
- **STREET 1:** 2850 GOLF ROAD
- **STREET 2:** 8TH FLOOR
- **CITY:** ROLLING MEADOWS
- **STATE:** IL
- **ZIP:** 60008

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** GBS RETIREMENT SERVICES INC                             /BD
- **DATE OF NAME CHANGE:** 20020418

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** GALLAGHER BENEFIT SERVICES OF NEW YORK INC              /BD
- **DATE OF NAME CHANGE:** 19971121

### Attached PDF Documents

**Attachment 1:** `gbsrsfs2025finalflattened.pdf`

_No text found in this document._

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## FORM X-17A-5

### ANNUAL AUDITED REPORT

### Filer Information

**Filer CIK:** 0000911824

**Filer CCC:** XXXXXXXX

**Is this a LIVE or TEST filing?:** LIVE

**Would you like a Return Copy?:** No

### Submission Information

**Report Period Begin Date:** 12-31-2024

**Report Period End Date:** 12-31-2025

**Type of Registrant:** Broker-dealer

**Any material weaknesses identified?:** No

### Registrant Identification

**Name of Broker-Dealer:** GBS RETIREMENT SERVICES, INC.

**Business Address:** 2850 GOLF ROAD, 8TH FLOOR, ROLLING MEADOWS, IL, 60008

**Contact Person:** BETH MARREN O'REILLY

**Contact Phone:** 630-694-5174

### Independent Public Accountant Identification

**Accountant Name:** Ernst & Young

**Accountant Address:** 155 N. Wacker Drive, Chicago, IL, 60606

**Accountant Type:** Certified Public Accountant

### OATH OR AFFIRMATION

I, **Patrick Amaya**, swear (or affirm) that, to the best of my knowledge and belief, the accompanying financial statements and supporting schedules pertaining to the firm of **GBS Retirement Services, Inc.**, as of **12-31-2025**, are true and correct.

**Signature:** Patrick Amaya

**Title:** Chief Compliance Officer

**Notarized:** Yes