# EDGAR Filing Document

**Accession Number:** 0001819279
**File Stem:** 0002051355-25-000005
**Filing Date:** 2025-7
**Character Count:** 9298
**Document Hash:** 583dbfe0f63ed7f68cbaa86a066778d0
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002051355-25-000005.hdr.sgml**: 20250710

**ACCESSION NUMBER**: 0002051355-25-000005

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250710

**DATE AS OF CHANGE**: 20250710

**EFFECTIVENESS DATE**: 20250710

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Klaas Financial Asset Advisors, LLC
- **CENTRAL INDEX KEY:** 0001819279

**ORGANIZATION NAME:**
- **EIN:** 320007845
- **STATE OF INCORPORATION:** IL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-20565
- **FILM NUMBER:** 251115402

**BUSINESS ADDRESS:**
- **STREET 1:** 4707 PERRY RIDGE LANE
- **CITY:** LOVES PARK
- **STATE:** IL
- **ZIP:** 61111
- **BUSINESS PHONE:** 815-877-8440

**MAIL ADDRESS:**
- **STREET 1:** 4707 PERRY RIDGE LANE
- **CITY:** LOVES PARK
- **STATE:** IL
- **ZIP:** 61111

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Klaas Financial Asset Advisors LLC<br>**Address:** 4707 PERRY RIDGE LANE<br>LOVES PARK, IL 61111

**Form 13F File Number:** 028-20565

**CRD Number (if applicable):** 000121399

**SEC File Number (if applicable):** 801-79516

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Rita Rhodes<br>**Title:** Chief Compliance Officer<br>**Phone:** 915-900-2202

**Signature, Place, and Date of Signing:**

RIta Rhodes  Rockford, IL  07-10-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 47

**Form 13F Information Table Value Total:** $631861308

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

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|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| iShares 1-3 Year Treasury Bond ETF | ETF | 464287457 |  | 19659123 | 237257 | SH |  | SOLE | 0 | 237257 | 0 | 0 |
| Nuveen ESG U.S. Small Cap ETF | ETF | 67092P607 |  | 1362386 | 33441 | SH |  | SOLE | 0 | 33441 | 0 | 0 |
| iShares ESG Aware MSCI U.S. Stock Market ETF | ETF | 46435G425 |  | 8690996 | 64235 | SH |  | SOLE | 0 | 64235 | 0 | 0 |
| iShares ESG Aware Year Corporate Bond ETF | ETF | 46435G193 |  | 3633195 | 156401 | SH |  | SOLE | 0 | 156401 | 0 | 0 |
| iShares ESG Aware 1-5 Year Corporate Bond ETF | ETF | 46435G243 |  | 3598605 | 142972 | SH |  | SOLE | 0 | 142972 | 0 | 0 |
| JP Morgan U.S. Momentum Factor ETF | ETF | 46641Q779 |  | 27760615 | 431803 | SH |  | SOLE | 0 | 431803 | 0 | 0 |
| PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND | ETF | 72201R833 |  | 4284818 | 42620 | SH |  | SOLE | 0 | 42620 | 0 | 0 |
| iShares S Small Cap ETF | ETF | 464287804 |  | 2797874 | 25600 | SH |  | SOLE | 0 | 25600 | 0 | 0 |
| ISHARES IBONDS DEC 2027 TERM CORPORATE ETF | ETF | 46435UAA9 |  | 276168 | 11379 | SH |  | SOLE | 0 | 11379 | 0 | 0 |
| iShares MSCI International Developed Markets ETF | ETF | 46435G326 |  | 53432186 | 702685 | SH |  | SOLE | 0 | 702685 | 0 | 0 |
| ISHARES IBONDS 2025 TERM HIGH YIELD AND INCOME ETF | ETF | 46435U168 |  | 699550 | 30082 | SH |  | SOLE | 0 | 30081 | 0 | 0 |
| Avantis U.S. Small Cap Value ETF | ETF | 025072877 |  | 8332735 | 91468 | SH |  | SOLE | 0 | 91468 | 0 | 0 |
| Avantis International Small Cap Value ETF | ETF | 025072802 |  | 6612348 | 83405 | SH |  | SOLE | 0 | 83405 | 0 | 0 |
| ISHARES IBONDS DEC 2025 TERM TREASURY ETF | ETF | 46436E866 |  | 2095069 | 89686 | SH |  | SOLE | 0 | 89686 | 0 | 0 |
| ISHARES IBONDS DEC 2026 TERM TREASURY ETF | ETF | 46436E858 |  | 1573485 | 68621 | SH |  | SOLE | 0 | 68621 | 0 | 0 |
| ISHARES FLOATING RATE BOND ETF | ETF | 46429B655 |  | 1315941 | 25793 | SH |  | SOLE | 0 | 25792 | 0 | 0 |
| ISHARES 0-3 MONTH TREASURY BOND ETF | ETF | 46436E718 |  | 1659956 | 16486 | SH |  | SOLE | 0 | 16485 | 0 | 0 |
| iShares ESG Advanced MSCI EAFE ETF | ETF | 46436E759 |  | 3431758 | 46101 | SH |  | SOLE | 0 | 46101 | 0 | 0 |
| ISHARES IBONDS 2026 TERM HIGH YIELD AND INCOME ETF | ETF | 46436E528 |  | 617413 | 26578 | SH |  | SOLE | 0 | 26578 | 0 | 0 |
| DIMENSIONAL U.S. CORE EQUITY 2 ETF | ETF | 25434V708 |  | 285466 | 7965 | SH |  | SOLE | 0 | 7965 | 0 | 0 |
| ISHARES IBONDS 2027 TERM HIGH YIELD AND INCOME ETF | ETF | 46436E478 |  | 535232 | 23746 | SH |  | SOLE | 0 | 23745 | 0 | 0 |
| iShares U.S. Treasury Bond ETF | ETF | 46429B267 |  | 9749642 | 424266 | SH |  | SOLE | 0 | 424266 | 0 | 0 |
| iShares S Total U.S. Stock Market ETF | ETF | 464287150 |  | 166941222 | 1236235 | SH |  | SOLE | 0 | 1236235 | 0 | 0 |
| Dimensional Sustainable Emerging Markets ETF | ETF | 25434V682 |  | 1896492 | 49829 | SH |  | SOLE | 0 | 49829 | 0 | 0 |
| ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF | ETF | 46432F834 |  | 209046 | 2704 | SH |  | SOLE | 0 | 2704 | 0 | 0 |
| iShares MSCI EAFE ETF | ETF | 46432F842 |  | 1361893 | 16314 | SH |  | SOLE | 0 | 16314 | 0 | 0 |
| iShares 1-5 Year Investment Grade Corporate Bond ETF | ETF | 464288646 |  | 50783502 | 962538 | SH |  | SOLE | 0 | 962537 | 0 | 0 |
| iShares MSCI Emerging Markets ETF | ETF | 46434G103 |  | 6216236 | 103552 | SH |  | SOLE | 0 | 103552 | 0 | 0 |
| iShares 10 Year Investment Grade Corporate Bond ETF | ETF | 464289511 |  | 10986409 | 218809 | SH |  | SOLE | 0 | 218809 | 0 | 0 |
| BlackRock Short Duration Bond ETF | ETF | 46431W507 |  | 9399249 | 183938 | SH |  | SOLE | 0 | 183938 | 0 | 0 |
| ISHARES S 500 VALUE ETF | ETF | 464287408 |  | 1562383 | 7995 | SH |  | SOLE | 0 | 7995 | 0 | 0 |
| ISHARES S 500 GROWTH ETF | ETF | 464287309 |  | 2172273 | 19730 | SH |  | SOLE | 0 | 19730 | 0 | 0 |
| ISHARES IBONDS DEC 2026 TERM CORPORATE ETF | ETF | 46435GAA0 |  | 1951042 | 80455 | SH |  | SOLE | 0 | 80455 | 0 | 0 |
| Dimensional Emerging Markets ETF | ETF | 25434V732 |  | 32150266 | 1083230 | SH |  | SOLE | 0 | 1083230 | 0 | 0 |
| iShares 0-5 Year High-Yield Corporate Bond ETF | ETF | 46434V407 |  | 2136475 | 49524 | SH |  | SOLE | 0 | 49524 | 0 | 0 |
| iShares 10-20 Year Treasury Bond ETF | ETF | 464288653 |  | 817575 | 8047 | SH |  | SOLE | 0 | 8047 | 0 | 0 |
| iShares 5-10 Year Investment Grade Corporate Bond ETF | ETF | 464288638 |  | 82983501 | 1557206 | SH |  | SOLE | 0 | 1557205 | 0 | 0 |
| iShares 3-7 Year Treasury Bond ETF | ETF | 464288661 |  | 28631370 | 240418 | SH |  | SOLE | 0 | 240417 | 0 | 0 |
| Vanguard Dividend Appreciation ETF | ETF | 921908844 |  | 26773620 | 130814 | SH |  | SOLE | 0 | 130813 | 0 | 0 |
| iShares 7-10 Year Treasury Bond ETF | ETF | 464287440 |  | 597701 | 6241 | SH |  | SOLE | 0 | 6241 | 0 | 0 |
| iShares 20 Year Treasury Bond ETF | ETF | 464287432 |  | 9082632 | 102919 | SH |  | SOLE | 0 | 102919 | 0 | 0 |
| ISHARES CORE TOTAL USD BOND MARKET ETF | ETF | 46434V613 |  | 1276737 | 27617 | SH |  | SOLE | 0 | 27617 | 0 | 0 |
| iShares JP Morgan Emerging Markets Bond ETF | ETF | 464288281 |  | 1073836 | 11594 | SH |  | SOLE | 0 | 11594 | 0 | 0 |
| ISHARES MSCI ACWI ETF | ETF | 464288257 |  | 3004632 | 23364 | SH |  | SOLE | 0 | 23364 | 0 | 0 |
| iShares MSCI International Quality Factor ETF | ETF | 46434V456 |  | 12311671 | 284861 | SH |  | SOLE | 0 | 284860 | 0 | 0 |
| ISHARES IBONDS DEC 2025 TERM CORPORATE ETF | ETF | 46434VBD1 |  | 2119789 | 84185 | SH |  | SOLE | 0 | 84185 | 0 | 0 |
| iShares MSCI International Momentum Factor ETF | ETF | 46434V449 |  | 13017195 | 284903 | SH |  | SOLE | 0 | 284902 | 0 | 0 |

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