# EDGAR Filing Document

**Accession Number:** 0001263043
**File Stem:** 0001193125-25-252189
**Filing Date:** 2025-10
**Character Count:** 11896
**Document Hash:** 59690eb0a04a7100b99ce95aa6232e6d
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001193125-25-252189.hdr.sgml**: 20251028

**ACCESSION NUMBER**: 0001193125-25-252189

**CONFORMED SUBMISSION TYPE**: 6-K

**PUBLIC DOCUMENT COUNT**: 1

**CONFORMED PERIOD OF REPORT**: 20251028

**FILED AS OF DATE**: 20251028

**DATE AS OF CHANGE**: 20251028

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SHINHAN FINANCIAL GROUP CO LTD
- **CENTRAL INDEX KEY:** 0001263043
- **STANDARD INDUSTRIAL CLASSIFICATION:** NATIONAL COMMERCIAL BANKS [6021]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 000000000

**FILING VALUES:**
- **FORM TYPE:** 6-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 001-31798
- **FILM NUMBER:** 251421228

**BUSINESS ADDRESS:**
- **ADDRESS IS A NON US LOCATION:** YES
- **STREET 1:** 120 2-GA TAEPYUNG RO JUNG GU
- **CITY:** SEOUL100-102
- **PROVINCE COUNTRY:** M5
- **ZIP:** 00000
- **BUSINESS PHONE:** 82263603000

**MAIL ADDRESS:**
- **ADDRESS IS A NON US LOCATION:** YES
- **STREET 1:** 120 2-GA TAEPYUNG RO JUNG GU
- **STREET 2:** SEOUL 100-102
- **CITY:** SEOUL
- **PROVINCE COUNTRY:** M5
- **ZIP:** 00000

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**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

**Washington, DC 20549**

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**FORM 6-K**

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**REPORT OF FOREIGN PRIVATE ISSUER**

**PURSUANT TO RULE 13a-16 OR 15d-16**

**UNDER THE SECURITIES EXCHANGE ACT OF 1934**

**For the Month of October 2025**

**Commission File Number: 001-31798**

——————————

**SHINHAN FINANCIAL GROUP CO., LTD.**

**(Translation of registrant's name into English)**

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**20, Sejong-daero 9-gil, Jung-gu, Seoul 04513, Korea <br>(Address of principal executive offices)**

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Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F  Form 40-F 

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**<u>3Q2025 Preliminary Operating Results of Shinhan Financial Group</u>**

On October 28, 2025, Shinhan Financial Group released its preliminary operating results for 3Q 2025.

The following tables reflect the key figures we announced through a fair disclosure.

The full IR presentation materials are available at our website (www.shinhangroup.com).

The financial information in this report has been prepared in accordance with Korean International Financial Reporting Standards and is to be reviewed by our independent auditor. As figures provided have not yet been fully reviewed by our independent auditor, contents are subject to change in the due course of the reviewing process.

1. <u>Preliminary Operating Results of Shinhan Financial Group (consolidated)</u>

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  |  |  |  |  | &nbsp;&nbsp; (KRW million) | &nbsp;&nbsp; (KRW million) |
| &nbsp;&nbsp;**Item** | &nbsp;&nbsp;**Item** | &nbsp;&nbsp;**3Q 2025** | &nbsp;&nbsp;**2Q 2025** | &nbsp;&nbsp;**QoQ Change (%)** | &nbsp;&nbsp;**3Q 2024** | &nbsp;&nbsp;**YoY Change (%)** |
| &nbsp;&nbsp;Revenue\* | &nbsp;&nbsp;Specified Quarter | &nbsp;&nbsp;9514830 | &nbsp;&nbsp;23224017 | &nbsp;&nbsp;-59.03 | &nbsp;&nbsp;11622046 | &nbsp;&nbsp;-18.13 |
| &nbsp;&nbsp;Revenue\* | &nbsp;&nbsp;Cumulative | &nbsp;&nbsp;48854886 | &nbsp;&nbsp;- | &nbsp;&nbsp;- | &nbsp;&nbsp;49716172 | &nbsp;&nbsp;-1.73 |
| &nbsp;&nbsp;Operating Income | &nbsp;&nbsp;Specified Quarter | &nbsp;&nbsp;1954623 | &nbsp;&nbsp;2014257 | &nbsp;&nbsp;-2.96 | &nbsp;&nbsp;1869897 | &nbsp;&nbsp;4.53 |
| &nbsp;&nbsp;Operating Income | &nbsp;&nbsp;Cumulative | &nbsp;&nbsp;5913094 | &nbsp;&nbsp;- | &nbsp;&nbsp;- | &nbsp;&nbsp;5790676 | &nbsp;&nbsp;2.11 |
| &nbsp;&nbsp;Income before Income Taxes | &nbsp;&nbsp;Specified Quarter | &nbsp;&nbsp;1950623 | &nbsp;&nbsp;2072124 | &nbsp;&nbsp;-5.86 | &nbsp;&nbsp;1765368 | &nbsp;&nbsp;10.49 |
| &nbsp;&nbsp;Income before Income Taxes | &nbsp;&nbsp;Cumulative | &nbsp;&nbsp;6028305 | &nbsp;&nbsp;- | &nbsp;&nbsp;- | &nbsp;&nbsp;5427312 | &nbsp;&nbsp;11.07 |
| &nbsp;&nbsp;Net Income | &nbsp;&nbsp;Specified Quarter | &nbsp;&nbsp;1452190 | &nbsp;&nbsp;1577234 | &nbsp;&nbsp;-7.93 | &nbsp;&nbsp;1325449 | &nbsp;&nbsp;9.56 |
| &nbsp;&nbsp;Net Income | &nbsp;&nbsp;Cumulative | &nbsp;&nbsp;4546470 | &nbsp;&nbsp;- | &nbsp;&nbsp;- | &nbsp;&nbsp;4124264 | &nbsp;&nbsp;10.24 |
| &nbsp;&nbsp;Net Income Attributable to Controlling Interest | &nbsp;&nbsp;Specified Quarter | &nbsp;&nbsp;1423544 | &nbsp;&nbsp;1549053 | &nbsp;&nbsp;-8.10 | &nbsp;&nbsp;1297068 | &nbsp;&nbsp;9.75 |
| &nbsp;&nbsp;Net Income Attributable to Controlling Interest | &nbsp;&nbsp;Cumulative | &nbsp;&nbsp;4460943 | &nbsp;&nbsp;- | &nbsp;&nbsp;- | &nbsp;&nbsp;4044079 | &nbsp;&nbsp;10.31 |

---

\* Represents the sum of interest revenues, fees and commissions revenues, and other operating revenues

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&nbsp;&nbsp;&nbsp;&nbsp;2. <u>Preliminary Operating Results of Shinhan Bank (consolidated)</u>

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  |  |  |  |  | &nbsp;&nbsp;(KRW million) | &nbsp;&nbsp;(KRW million) |
| &nbsp;&nbsp;**Item** | &nbsp;&nbsp;**Item** | &nbsp;&nbsp;**3Q 2025** | &nbsp;&nbsp;**2Q 2025** | &nbsp;&nbsp;**QoQ Change (%)** | &nbsp;&nbsp;**3Q 2024** | &nbsp;&nbsp;**YoY Change (%)** |
| &nbsp;&nbsp;Revenue\* | &nbsp;&nbsp;Specified Quarter | &nbsp;&nbsp;4649798 | &nbsp;&nbsp;15495332 | &nbsp;&nbsp;-69.99 | &nbsp;&nbsp;5943090 | &nbsp;&nbsp;-21.76 |
| &nbsp;&nbsp;Revenue\* | &nbsp;&nbsp;Cumulative | &nbsp;&nbsp;29835564 | &nbsp;&nbsp;- | &nbsp;&nbsp;- | &nbsp;&nbsp;29792206 | &nbsp;&nbsp;0.15 |
| &nbsp;&nbsp;Operating Income | &nbsp;&nbsp;Specified Quarter | &nbsp;&nbsp;1466074 | &nbsp;&nbsp;1471353 | &nbsp;&nbsp;-0.36 | &nbsp;&nbsp;1400564 | &nbsp;&nbsp;4.68 |
| &nbsp;&nbsp;Operating Income | &nbsp;&nbsp;Cumulative | &nbsp;&nbsp;4397560 | &nbsp;&nbsp;- | &nbsp;&nbsp;- | &nbsp;&nbsp;4249146 | &nbsp;&nbsp;3.49 |
| &nbsp;&nbsp;Income before Income Taxes | &nbsp;&nbsp;Specified Quarter | &nbsp;&nbsp;1459760 | &nbsp;&nbsp;1479398 | &nbsp;&nbsp;-1.33 | &nbsp;&nbsp;1365776 | &nbsp;&nbsp;6.88 |
| &nbsp;&nbsp;Income before Income Taxes | &nbsp;&nbsp;Cumulative | &nbsp;&nbsp;4417714 | &nbsp;&nbsp;- | &nbsp;&nbsp;- | &nbsp;&nbsp;4002032 | &nbsp;&nbsp;10.39 |
| &nbsp;&nbsp;Net Income | &nbsp;&nbsp;Specified Quarter | &nbsp;&nbsp;1089405 | &nbsp;&nbsp;1138961 | &nbsp;&nbsp;-4.35 | &nbsp;&nbsp;1049442 | &nbsp;&nbsp;3.81 |
| &nbsp;&nbsp;Net Income | &nbsp;&nbsp;Cumulative | &nbsp;&nbsp;3356650 | &nbsp;&nbsp;- | &nbsp;&nbsp;- | &nbsp;&nbsp;3103237 | &nbsp;&nbsp;8.17 |
| &nbsp;&nbsp;Net Income Attributable to Controlling Interest | &nbsp;&nbsp;Specified Quarter | &nbsp;&nbsp;1089241 | &nbsp;&nbsp;1138742 | &nbsp;&nbsp;-4.35 | &nbsp;&nbsp;1049317 | &nbsp;&nbsp;3.80 |
| &nbsp;&nbsp;Net Income Attributable to Controlling Interest | &nbsp;&nbsp;Cumulative | &nbsp;&nbsp;3356056 | &nbsp;&nbsp;- | &nbsp;&nbsp;- | &nbsp;&nbsp;3102777 | &nbsp;&nbsp;8.16 |

---

\* Represents the sum of interest revenues, fees and commissions revenues, and other operating revenues

------

3. <u>Preliminary Operating Results of Shinhan Card (consolidated)</u>

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  |  |  |  | &nbsp;&nbsp;(KRW million) | &nbsp;&nbsp;(KRW million) | &nbsp;&nbsp;(KRW million) |
| &nbsp;&nbsp;**Item** | &nbsp;&nbsp;**Item** | &nbsp;&nbsp;**3Q 2025** | &nbsp;&nbsp;**2Q 2025** | &nbsp;&nbsp;**QoQ Change (%)** | &nbsp;&nbsp;**3Q 2024** | &nbsp;&nbsp;**YoY Change (%)** |
| &nbsp;&nbsp;Revenue\* | &nbsp;&nbsp;Specified Quarter | &nbsp;&nbsp;1310727 | &nbsp;&nbsp;1752588 | &nbsp;&nbsp;-25.21 | &nbsp;&nbsp;1253537 | &nbsp;&nbsp;4.56 |
| &nbsp;&nbsp;Revenue\* | &nbsp;&nbsp;Cumulative | &nbsp;&nbsp;4532472 | &nbsp;&nbsp;- | &nbsp;&nbsp;- | &nbsp;&nbsp;4322577 | &nbsp;&nbsp;4.86 |
| &nbsp;&nbsp;Operating Income | &nbsp;&nbsp;Specified Quarter | &nbsp;&nbsp;177990 | &nbsp;&nbsp;138923 | &nbsp;&nbsp;28.12 | &nbsp;&nbsp;226881 | &nbsp;&nbsp;-21.55 |
| &nbsp;&nbsp;Operating Income | &nbsp;&nbsp;Cumulative | &nbsp;&nbsp;495303 | &nbsp;&nbsp;- | &nbsp;&nbsp;- | &nbsp;&nbsp;711373 | &nbsp;&nbsp;-30.37 |
| &nbsp;&nbsp;Income before Income Taxes | &nbsp;&nbsp;Specified Quarter | &nbsp;&nbsp;176994 | &nbsp;&nbsp;139946 | &nbsp;&nbsp;26.47 | &nbsp;&nbsp;228240 | &nbsp;&nbsp;-22.45 |
| &nbsp;&nbsp;Income before Income Taxes | &nbsp;&nbsp;Cumulative | &nbsp;&nbsp;497478 | &nbsp;&nbsp;- | &nbsp;&nbsp;- | &nbsp;&nbsp;717537 | &nbsp;&nbsp;-30.67 |
| &nbsp;&nbsp;Net Income | &nbsp;&nbsp;Specified Quarter | &nbsp;&nbsp;134123 | &nbsp;&nbsp;112387 | &nbsp;&nbsp;19.34 | &nbsp;&nbsp;174289 | &nbsp;&nbsp;-23.05 |
| &nbsp;&nbsp;Net Income | &nbsp;&nbsp;Cumulative | &nbsp;&nbsp;383389 | &nbsp;&nbsp;- | &nbsp;&nbsp;- | &nbsp;&nbsp;555085 | &nbsp;&nbsp;-30.93 |
| &nbsp;&nbsp;Net Income Attributable to Controlling Interest | &nbsp;&nbsp;Specified Quarter | &nbsp;&nbsp;133764 | &nbsp;&nbsp;110937 | &nbsp;&nbsp;20.58 | &nbsp;&nbsp;173399 | &nbsp;&nbsp;-22.86 |
| &nbsp;&nbsp;Net Income Attributable to Controlling Interest | &nbsp;&nbsp;Cumulative | &nbsp;&nbsp;380403 | &nbsp;&nbsp;- | &nbsp;&nbsp;- | &nbsp;&nbsp;552732 | &nbsp;&nbsp;-31.18 |

---

\* Represents the sum of interest revenues, fees and commissions revenues, and other operating revenues

------

4. <u>Preliminary Operating Results of Shinhan Life (consolidated)</u>

---

| | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|
|  |  |  |  | &nbsp;&nbsp;(KRW million) | &nbsp;&nbsp;(KRW million) | &nbsp;&nbsp;(KRW million) |
| &nbsp;&nbsp;**Item** | &nbsp;&nbsp;**Item** | &nbsp;&nbsp;**3Q 2025** | &nbsp;&nbsp;**2Q 2025** | &nbsp;&nbsp;**QoQ Change (%)** | &nbsp;&nbsp;**3Q 2024** | &nbsp;&nbsp;**YoY Change (%)** |
| &nbsp;&nbsp;Revenue\* | &nbsp;&nbsp;Specified Quarter | &nbsp;&nbsp;1716267 | &nbsp;&nbsp;2234585 | &nbsp;&nbsp;-23.20 | &nbsp;&nbsp;1420921 | &nbsp;&nbsp;20.79 |
| &nbsp;&nbsp;Revenue\* | &nbsp;&nbsp;Cumulative | &nbsp;&nbsp;5696594 | &nbsp;&nbsp;- | &nbsp;&nbsp;- | &nbsp;&nbsp;5010639 | &nbsp;&nbsp;13.69 |
| &nbsp;&nbsp;Operating Income | &nbsp;&nbsp;Specified Quarter | &nbsp;&nbsp;234264 | &nbsp;&nbsp;235933 | &nbsp;&nbsp;-0.71 | &nbsp;&nbsp;208862 | &nbsp;&nbsp;12.16 |
| &nbsp;&nbsp;Operating Income | &nbsp;&nbsp;Cumulative | &nbsp;&nbsp;701571 | &nbsp;&nbsp;- | &nbsp;&nbsp;- | &nbsp;&nbsp;644117 | &nbsp;&nbsp;8.92 |
| &nbsp;&nbsp;Income before Income Taxes | &nbsp;&nbsp;Specified Quarter | &nbsp;&nbsp;231953 | &nbsp;&nbsp;231847 | &nbsp;&nbsp;0.05 | &nbsp;&nbsp;209003 | &nbsp;&nbsp;10.98 |
| &nbsp;&nbsp;Income before Income Taxes | &nbsp;&nbsp;Cumulative | &nbsp;&nbsp;687311 | &nbsp;&nbsp;- | &nbsp;&nbsp;- | &nbsp;&nbsp;639732 | &nbsp;&nbsp;7.44 |
| &nbsp;&nbsp;Net Income | &nbsp;&nbsp;Specified Quarter | &nbsp;&nbsp;170167 | &nbsp;&nbsp;179176 | &nbsp;&nbsp;-5.03 | &nbsp;&nbsp;154200 | &nbsp;&nbsp;10.35 |
| &nbsp;&nbsp;Net Income | &nbsp;&nbsp;Cumulative | &nbsp;&nbsp;514515 | &nbsp;&nbsp;- | &nbsp;&nbsp;- | &nbsp;&nbsp;467107 | &nbsp;&nbsp;10.15 |
| &nbsp;&nbsp;Net Income Attributable to Controlling Interest | &nbsp;&nbsp;Specified Quarter | &nbsp;&nbsp;170167 | &nbsp;&nbsp;179176 | &nbsp;&nbsp;-5.03 | &nbsp;&nbsp;154200 | &nbsp;&nbsp;10.35 |
| &nbsp;&nbsp;Net Income Attributable to Controlling Interest | &nbsp;&nbsp;Cumulative | &nbsp;&nbsp;514515 | &nbsp;&nbsp;- | &nbsp;&nbsp;- | &nbsp;&nbsp;467107 | &nbsp;&nbsp;10.15 |

---

\* Represents the sum of 'insurance revenues' and 'insurance finance income and investment income'.

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**SIGNATURES** 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

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| | | |
|:---|:---|:---|
|  | <u>Shinhan Financial Group Co., Ltd</u>. | <u>Shinhan Financial Group Co., Ltd</u>. |
|  | (Registrant) | (Registrant) |
| &nbsp;&nbsp;&nbsp;&nbsp;Date: October 28, 2025 | By: | /s/ CHUN Sang Yung |
|  | Name: CHUN Sang Yung | Name: CHUN Sang Yung |
|  | Title: Chief Financial Officer | Title: Chief Financial Officer |

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