# EDGAR Filing Document

**Accession Number:** 0001716180
**File Stem:** 0001172661-25-004315
**Filing Date:** 2025-10
**Character Count:** 12270
**Document Hash:** fa528dd949745c2eb0ddb9b58a6c1858
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001172661-25-004315.hdr.sgml**: 20251017

**ACCESSION NUMBER**: 0001172661-25-004315

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251017

**DATE AS OF CHANGE**: 20251017

**EFFECTIVENESS DATE**: 20251017

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** MPS Loria Financial Planners, LLC
- **CENTRAL INDEX KEY:** 0001716180

**ORGANIZATION NAME:**
- **EIN:** 364323828
- **STATE OF INCORPORATION:** IL
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-18147
- **FILM NUMBER:** 251399507

**BUSINESS ADDRESS:**
- **STREET 1:** 7500 S. COUNTY LINE ROAD
- **CITY:** BURR RIDGE
- **STATE:** IL
- **ZIP:** 60527
- **BUSINESS PHONE:** 630-887-4404

**MAIL ADDRESS:**
- **STREET 1:** 7500 S. COUNTY LINE ROAD
- **CITY:** BURR RIDGE
- **STATE:** IL
- **ZIP:** 60527

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** MPSLORIA Finacnial Planners, LLC
- **DATE OF NAME CHANGE:** 20170905

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** MPS Loria Financial Planners LLC<br>**Address:** 7500 S. County Line Road<br>Burr Ridge, IL 60527

**Form 13F File Number:** 028-18147

**CRD Number (if applicable):** 000122866

**SEC File Number (if applicable):** 801-66518

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Richard Thomas Loria<br>**Title:** President  Managing Member<br>**Phone:** 630-887-4404

**Signature, Place, and Date of Signing:**

/s/ Richard Thomas Loria  Burr Ridge, IL  10-17-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 88

**Form 13F Information Table Value Total:** $376341878

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 2204447 | 16458 | SH |  | SOLE |  | 0 | 0 | 16458 |
| ABBVIE INC | COM | 00287Y109 |  | 3682844 | 15906 | SH |  | SOLE |  | 0 | 0 | 15906 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 1424023 | 5847 | SH |  | SOLE |  | 0 | 0 | 5847 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1963785 | 8078 | SH |  | SOLE |  | 0 | 0 | 8078 |
| ALPS ETF TR | ALERIAN MLP | 00162Q452 |  | 269711 | 5747 | SH |  | SOLE |  | 0 | 0 | 5747 |
| AMAZON COM INC | COM | 023135106 |  | 1774785 | 8083 | SH |  | SOLE |  | 0 | 0 | 8083 |
| AON PLC | SHS CL A | G0403H108 |  | 367278 | 1030 | SH |  | SOLE |  | 0 | 0 | 1030 |
| APPLE INC | COM | 037833100 |  | 71886196 | 282316 | SH |  | SOLE |  | 0 | 0 | 282316 |
| AT INC | COM | 00206R102 |  | 337896 | 11965 | SH |  | SOLE |  | 0 | 0 | 11965 |
| BANK AMERICA CORP | COM | 060505104 |  | 261575 | 5070 | SH |  | SOLE |  | 0 | 0 | 5070 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1792771 | 3566 | SH |  | SOLE |  | 0 | 0 | 3566 |
| BROADCOM INC | COM | 11135F101 |  | 599855 | 1818 | SH |  | SOLE |  | 0 | 0 | 1818 |
| BROWN FORMAN CORP | CL B | 115637209 |  | 522055 | 19278 | SH |  | SOLE |  | 0 | 0 | 19278 |
| CATERPILLAR INC | COM | 149123101 |  | 367916 | 771 | SH |  | SOLE |  | 0 | 0 | 771 |
| CISCO SYS INC | COM | 17275R102 |  | 565859 | 8270 | SH |  | SOLE |  | 0 | 0 | 8270 |
| COCA COLA CO | COM | 191216100 |  | 225542 | 3400 | SH |  | SOLE |  | 0 | 0 | 3400 |
| CONSTELLATION ENERGY CORP | COM | 21037T109 |  | 231591 | 704 | SH |  | SOLE |  | 0 | 0 | 704 |
| CORNING INC | COM | 219350105 |  | 272225 | 3319 | SH |  | SOLE |  | 0 | 0 | 3319 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 359899 | 389 | SH |  | SOLE |  | 0 | 0 | 389 |
| DISNEY WALT CO | COM | 254687106 |  | 631112 | 5512 | SH |  | SOLE |  | 0 | 0 | 5512 |
| ELI LILLY  CO | COM | 532457108 |  | 524646 | 688 | SH |  | SOLE |  | 0 | 0 | 688 |
| EQUIFAX INC | COM | 294429105 |  | 219334 | 855 | SH |  | SOLE |  | 0 | 0 | 855 |
| EXELON CORP | COM | 30161N101 |  | 432736 | 9614 | SH |  | SOLE |  | 0 | 0 | 9614 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 594389 | 5272 | SH |  | SOLE |  | 0 | 0 | 5272 |
| FIRST BUSEY CORP | COM NEW | 319383204 |  | 842603 | 36398 | SH |  | SOLE |  | 0 | 0 | 36398 |
| FORD MTR CO | COM | 345370860 |  | 321887 | 26914 | SH |  | SOLE |  | 0 | 0 | 26914 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 317986 | 933 | SH |  | SOLE |  | 0 | 0 | 933 |
| HOME DEPOT INC | COM | 437076102 |  | 911001 | 2248 | SH |  | SOLE |  | 0 | 0 | 2248 |
| HUBBELL INC | COM | 443510607 |  | 335603 | 780 | SH |  | SOLE |  | 0 | 0 | 780 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 531715 | 1884 | SH |  | SOLE |  | 0 | 0 | 1884 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 1684674 | 2805 | SH |  | SOLE |  | 0 | 0 | 2805 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 267280 | 4112 | SH |  | SOLE |  | 0 | 0 | 4112 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 44799503 | 679604 | SH |  | SOLE |  | 0 | 0 | 679604 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 101230 | 1536 | SH |  | OTR |  | 0 | 0 | 1536 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 4746445 | 12526 | SH |  | SOLE |  | 0 | 0 | 12526 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 294641 | 806 | SH |  | OTR |  | 0 | 0 | 806 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 121867493 | 333445 | SH |  | SOLE |  | 0 | 0 | 333445 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 3089634 | 33090 | SH |  | SOLE |  | 0 | 0 | 33090 |
| ISHARES TR | CRE U S REIT ETF | 464288521 |  | 45429 | 774 | SH |  | OTR |  | 0 | 0 | 774 |
| ISHARES TR | CRE U S REIT ETF | 464288521 |  | 14441426 | 245937 | SH |  | SOLE |  | 0 | 0 | 245937 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 3623317 | 36143 | SH |  | SOLE |  | 0 | 0 | 36143 |
| ISHARES TR | CORE 80/20 AGGRE | 464289859 |  | 761571 | 8640 | SH |  | SOLE |  | 0 | 0 | 8640 |
| ISHARES TR | CORE 60/40 BALAN | 464289867 |  | 1099957 | 17085 | SH |  | SOLE |  | 0 | 0 | 17085 |
| ISHARES TR | CORE 40/60 MODER | 464289875 |  | 473616 | 9954 | SH |  | SOLE |  | 0 | 0 | 9954 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1214620 | 6551 | SH |  | SOLE |  | 0 | 0 | 6551 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 397350 | 1260 | SH |  | SOLE |  | 0 | 0 | 1260 |
| MCDONALDS CORP | COM | 580135101 |  | 653127 | 2149 | SH |  | SOLE |  | 0 | 0 | 2149 |
| MCKESSON CORP | COM | 58155Q103 |  | 2185953 | 2830 | SH |  | SOLE |  | 0 | 0 | 2830 |
| META PLATFORMS INC | CL A | 30303M102 |  | 569079 | 775 | SH |  | SOLE |  | 0 | 0 | 775 |
| MICROSOFT CORP | COM | 594918104 |  | 3865384 | 7463 | SH |  | SOLE |  | 0 | 0 | 7463 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 316572 | 5063 | SH |  | SOLE |  | 0 | 0 | 5063 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 211799 | 1332 | SH |  | SOLE |  | 0 | 0 | 1332 |
| NETFLIX INC | COM | 64110L106 |  | 642622 | 536 | SH |  | SOLE |  | 0 | 0 | 536 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 396696 | 5255 | SH |  | SOLE |  | 0 | 0 | 5255 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 2198675 | 11784 | SH |  | SOLE |  | 0 | 0 | 11784 |
| ORACLE CORP | COM | 68389X105 |  | 617044 | 2194 | SH |  | SOLE |  | 0 | 0 | 2194 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 358537 | 2210 | SH |  | SOLE |  | 0 | 0 | 2210 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 515338 | 3354 | SH |  | SOLE |  | 0 | 0 | 3354 |
| PROGRESSIVE CORP | COM | 743315103 |  | 3970216 | 16077 | SH |  | SOLE |  | 0 | 0 | 16077 |
| ROPER TECHNOLOGIES INC | COM | 776696106 |  | 205603 | 412 | SH |  | SOLE |  | 0 | 0 | 412 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 59769 | 2218 | SH |  | OTR |  | 0 | 0 | 2218 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 10831431 | 401908 | SH |  | SOLE |  | 0 | 0 | 401908 |
| SELECT SECTOR SPDR TR | SBI CONS DISCR | 81369Y407 |  | 353645 | 1476 | SH |  | SOLE |  | 0 | 0 | 1476 |
| SHERWIN WILLIAMS CO | COM | 824348106 |  | 1486492 | 4293 | SH |  | SOLE |  | 0 | 0 | 4293 |
| SOUTHERN CO | COM | 842587107 |  | 224984 | 2374 | SH |  | SOLE |  | 0 | 0 | 2374 |
| SPDR INDEX SHS FDS | DJ GLB RL ES ETF | 78463X749 |  | 507351 | 11085 | SH |  | SOLE |  | 0 | 0 | 11085 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 2934730 | 4404 | SH |  | SOLE |  | 0 | 0 | 4404 |
| SPDR SERIES TRUST | S DIVID ETF | 78464A763 |  | 1296435 | 9257 | SH |  | SOLE |  | 0 | 0 | 9257 |
| SPDR SERIES TRUST | BLOOMBERG HIGH Y | 78468R622 |  | 259711 | 2650 | SH |  | SOLE |  | 0 | 0 | 2650 |
| TESLA INC | COM | 88160R101 |  | 589254 | 1325 | SH |  | SOLE |  | 0 | 0 | 1325 |
| TJX COS INC NEW | COM | 872540109 |  | 250800 | 1735 | SH |  | SOLE |  | 0 | 0 | 1735 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 2589328 | 7499 | SH |  | SOLE |  | 0 | 0 | 7499 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 |  | 892763 | 2736 | SH |  | SOLE |  | 0 | 0 | 2736 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 293619 | 1573 | SH |  | SOLE |  | 0 | 0 | 1573 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 226675 | 691 | SH |  | SOLE |  | 0 | 0 | 691 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 37927237 | 149104 | SH |  | SOLE |  | 0 | 0 | 149104 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 94367 | 371 | SH |  | OTR |  | 0 | 0 | 371 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 499006 | 815 | SH |  | SOLE |  | 0 | 0 | 815 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 329414 | 687 | SH |  | SOLE |  | 0 | 0 | 687 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 205971 | 1495 | SH |  | SOLE |  | 0 | 0 | 1495 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 218039 | 4024 | SH |  | SOLE |  | 0 | 0 | 4024 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 680311 | 3153 | SH |  | SOLE |  | 0 | 0 | 3153 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 826717 | 1107 | SH |  | SOLE |  | 0 | 0 | 1107 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 385826 | 8779 | SH |  | SOLE |  | 0 | 0 | 8779 |
| VISA INC | COM CL A | 92826C839 |  | 392987 | 1151 | SH |  | SOLE |  | 0 | 0 | 1151 |
| WALMART INC | COM | 931142103 |  | 489822 | 4753 | SH |  | SOLE |  | 0 | 0 | 4753 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 463412 | 2098 | SH |  | SOLE |  | 0 | 0 | 2098 |
| WEC ENERGY GROUP INC | COM | 92939U106 |  | 643686 | 5617 | SH |  | SOLE |  | 0 | 0 | 5617 |

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