# EDGAR Filing Document

**Accession Number:** 0001802691
**File Stem:** 0001802691-26-000002
**Filing Date:** 2026-4
**Character Count:** 11681
**Document Hash:** 06dca1a0396b44a0628eb0ddcfbca3ef
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001802691-26-000002.hdr.sgml**: 20260408

**ACCESSION NUMBER**: 0001802691-26-000002

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20260331

**FILED AS OF DATE**: 20260408

**DATE AS OF CHANGE**: 20260408

**EFFECTIVENESS DATE**: 20260408

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** McNaughton Wealth Management, LLC
- **CENTRAL INDEX KEY:** 0001802691

**ORGANIZATION NAME:**
- **EIN:** 833417442
- **STATE OF INCORPORATION:** CA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-20118
- **FILM NUMBER:** 26847677

**BUSINESS ADDRESS:**
- **STREET 1:** 3655 NOBEL DRIVE
- **STREET 2:** STE 490
- **CITY:** SAN DIEGO
- **STATE:** CA
- **ZIP:** 92122
- **BUSINESS PHONE:** 858-693-2310

**MAIL ADDRESS:**
- **STREET 1:** 3655 NOBEL DRIVE
- **STREET 2:** STE 490
- **CITY:** SAN DIEGO
- **STATE:** CA
- **ZIP:** 92122

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 03-31-2026

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** McNaughton Wealth Management LLC<br>**Address:** 3655 NOBEL DRIVE<br>STE 490<br>SAN DIEGO, CA 92122

**Form 13F File Number:** 028-20118

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Jennifer Matthews<br>**Title:** Chief Compliance Officer<br>**Phone:** 858-693-2310

**Signature, Place, and Date of Signing:**

/s/ Jennifer Matthews  San Diego, CA  04-08-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 70

**Form 13F Information Table Value Total:** $241799353

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ALPHABET INC | CAP STK CL A | 02079K305 | BBG009S39JY5 | 2127174 | 7397 | SH |  | SOLE |  | 7397 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 | BBG001S5PQL7 | 1904213 | 9143 | SH |  | SOLE |  | 9143 | 0 | 0 |
| APPLE INC | COM | 037833100 | BBG001S5N8V8 | 2575245 | 10147 | SH |  | SOLE |  | 10147 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | BBG001S90346 | 1780228 | 3715 | SH |  | SOLE |  | 3715 | 0 | 0 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 | BBG00NNWBWQ2 | 11281961 | 193915 | SH |  | SOLE |  | 193915 | 0 | 0 |
| BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | 092528603 | BBG01GQYLJY8 | 7053652 | 135830 | SH |  | SOLE |  | 135830 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 | BBG00KHY5SY8 | 1455316 | 4702 | SH |  | SOLE |  | 4702 | 0 | 0 |
| ELI LILLY  CO | COM | 532457108 | BBG001S5STL8 | 813996 | 885 | SH |  | SOLE |  | 885 | 0 | 0 |
| GLACIER BANCORP INC NEW | COM | 37637Q105 | BBG001S6HGM5 | 245685 | 5500 | SH |  | SOLE |  | 5500 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | CALIF AMT MUN | 46138E206 | BBG001T06LL9 | 1667797 | 69870 | SH |  | SOLE |  | 69870 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S 500 MOMNTM | 46138E339 | BBG00B59HSJ0 | 4778624 | 42624 | SH |  | SOLE |  | 42624 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S INTL LOW | 46138E230 | BBG002DJ8L77 | 469397 | 13624 | SH |  | SOLE |  | 13624 | 0 | 0 |
| INVESCO EXCH TRADED FD TR II | S SMLCP LOW | 46138G102 | BBG00449DVH6 | 226255 | 4794 | SH |  | SOLE |  | 4794 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | AEROSPACE DEFN | 46137V100 | BBG001S8JG85 | 4108220 | 24793 | SH |  | SOLE |  | 24793 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S 500 TOP 50 | 46137V233 | BBG00KJR2B26 | 654164 | 11992 | SH |  | SOLE |  | 11992 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 | BBG003HC3DG9 | 8354963 | 119784 | SH |  | SOLE |  | 119784 | 0 | 0 |
| ISHARES TR | 10-20 YR TRS ETF | 464288653 | BBG001SSD830 | 3490493 | 34655 | SH |  | SOLE |  | 34655 | 0 | 0 |
| ISHARES TR | CALIF MUN BD ETF | 464288356 | BBG001T03XM5 | 1325463 | 23311 | SH |  | SOLE |  | 23311 | 0 | 0 |
| ISHARES TR | CONV BD ETF | 46435G102 | BBG009BKDMM6 | 445637 | 4378 | SH |  | SOLE |  | 4378 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 | BBG001SFC7V0 | 378168 | 5600 | SH |  | SOLE |  | 5600 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 | BBG001SFC7W9 | 708640 | 5701 | SH |  | SOLE |  | 5701 | 0 | 0 |
| ISHARES TR | CORE S TTL STK | 464287150 | BBG001SHTRL5 | 541376 | 3801 | SH |  | SOLE |  | 3801 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 | BBG001SFB7R6 | 4550668 | 6967 | SH |  | SOLE |  | 6967 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 | BBG001SM1QT8 | 2220571 | 22369 | SH |  | SOLE |  | 22369 | 0 | 0 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 | BBG001SP62C7 | 3487552 | 31315 | SH |  | SOLE |  | 31315 | 0 | 0 |
| ISHARES TR | EAFE VALUE ETF | 464288877 | BBG001SNYBH6 | 6366963 | 85635 | SH |  | SOLE |  | 85635 | 0 | 0 |
| ISHARES TR | FUTURE AI  TECH | 46435U556 | BBG00L9G3V33 | 6103247 | 131168 | SH |  | SOLE |  | 131168 | 0 | 0 |
| ISHARES TR | MBS ETF | 464288588 | BBG001SSD8B1 | 5849006 | 61601 | SH |  | SOLE |  | 61601 | 0 | 0 |
| ISHARES TR | MSCI EAFE MIN VL | 46429B689 | BBG0025X2WP7 | 1963916 | 21494 | SH |  | SOLE |  | 21494 | 0 | 0 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 | BBG0025X2G81 | 4336681 | 46762 | SH |  | SOLE |  | 46762 | 0 | 0 |
| ISHARES TR | MSCI USA MMENTM | 46432F396 | BBG004FPV022 | 1416901 | 5904 | SH |  | SOLE |  | 5904 | 0 | 0 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 | BBG004TRTWW3 | 5794433 | 30209 | SH |  | SOLE |  | 30209 | 0 | 0 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 | BBG001SZV978 | 2970502 | 27984 | SH |  | SOLE |  | 27984 | 0 | 0 |
| ISHARES TR | RUS MID CAP ETF | 464287499 | BBG001SJCNS1 | 631995 | 6500 | SH |  | SOLE |  | 6500 | 0 | 0 |
| ISHARES TR | S 500 GRWT ETF | 464287309 | BBG001S561Q8 | 16710076 | 147733 | SH |  | SOLE |  | 147733 | 0 | 0 |
| ISHARES TR | S 500 VAL ETF | 464287408 | BBG001S561K4 | 16115487 | 76322 | SH |  | SOLE |  | 76322 | 0 | 0 |
| ISHARES TR | SELECT US REIT | 464287564 | BBG001SDX760 | 1300069 | 21006 | SH |  | SOLE |  | 21006 | 0 | 0 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 | BBG001SLS4Q3 | 1417622 | 13311 | SH |  | SOLE |  | 13311 | 0 | 0 |
| ISHARES TR | SYSTEMATIC BD ET | 46435U796 | BBG00864VXV6 | 715293 | 8037 | SH |  | SOLE |  | 8037 | 0 | 0 |
| ISHARES TR | US TREAS BD ETF | 46429B267 | BBG002NCKPP8 | 5615081 | 245093 | SH |  | SOLE |  | 245093 | 0 | 0 |
| JPMORGAN CHASE  CO | COM | 46625H100 | BBG001S8CRC3 | 2004995 | 6816 | SH |  | SOLE |  | 6816 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 | BBG001SQCQC5 | 1624277 | 2839 | SH |  | SOLE |  | 2839 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 | BBG001S5TD05 | 1769961 | 4781 | SH |  | SOLE |  | 4781 | 0 | 0 |
| NETFLIX INC. | COM | 64110L106 | BBG001SF6L46 | 301623 | 3137 | SH |  | SOLE |  | 3137 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 | BBG001S5TZJ6 | 3274535 | 18776 | SH |  | SOLE |  | 18776 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 | BBG001S6VS70 | 644673 | 5006 | SH |  | SOLE |  | 5006 | 0 | 0 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X889 | BBG001SRXRJ1 | 1992394 | 43645 | SH |  | SOLE |  | 43645 | 0 | 0 |
| SPDR INDEX SHS FDS | STATE STREET SPD | 78463X509 | BBG001SRXRD7 | 1544183 | 32918 | SH |  | SOLE |  | 32918 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R887 | BBG0045LCCP2 | 2579810 | 18820 | SH |  | SOLE |  | 18820 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A409 | BBG001SD7RB9 | 4698993 | 47993 | SH |  | SOLE |  | 47993 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A805 | BBG001SG6843 | 283500 | 3586 | SH |  | SOLE |  | 3586 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78464A763 | BBG001SPTBP8 | 1481669 | 10153 | SH |  | SOLE |  | 10153 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R804 | BBG0045LC1R4 | 2367926 | 13295 | SH |  | SOLE |  | 13295 | 0 | 0 |
| SPDR SERIES TRUST | STATE STREET SPD | 78468R739 | BBG001T083N5 | 2287709 | 47830 | SH |  | SOLE |  | 47830 | 0 | 0 |
| STATE STR SPDR S 500 ETF T | TR UNIT | 78462F103 | BBG001S72SM3 | 451986 | 695 | SH |  | SOLE |  | 695 | 0 | 0 |
| TESLA INC | COM | 88160R101 | BBG001SQKGD7 | 1533469 | 4125 | SH |  | SOLE |  | 4125 | 0 | 0 |
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 | BBG001ST39Q2 | 3530175 | 45022 | SH |  | SOLE |  | 45022 | 0 | 0 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 | BBG001SK7DK4 | 19093601 | 259283 | SH |  | SOLE |  | 259283 | 0 | 0 |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 | BBG004N1LGK2 | 4008318 | 83420 | SH |  | SOLE |  | 83420 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 | BBG001SHVTS1 | 8674360 | 30205 | SH |  | SOLE |  | 30205 | 0 | 0 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 | BBG001SMD2X3 | 293331 | 3307 | SH |  | SOLE |  | 3307 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 | BBG001TC6MC1 | 13570488 | 22710 | SH |  | SOLE |  | 22710 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | BBG001SHTTV0 | 5848483 | 22329 | SH |  | SOLE |  | 22329 | 0 | 0 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 | BBG009THVRX1 | 2977316 | 59678 | SH |  | SOLE |  | 59678 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | BBG001SSPWL4 | 1609281 | 25114 | SH |  | SOLE |  | 25114 | 0 | 0 |
| VANGUARD WELLINGTON FD | SHORT TRM TAX EX | 921935870 | BBG01FQJQMT7 | 501250 | 4956 | SH |  | SOLE |  | 4956 | 0 | 0 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 | BBG001SS0V24 | 5011360 | 33838 | SH |  | SOLE |  | 33838 | 0 | 0 |
| VANGUARD WORLD FD | CONSUM STP ETF | 92204A207 | BBG001SHVR41 | 226387 | 1008 | SH |  | SOLE |  | 1008 | 0 | 0 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 | BBG001SHTTR5 | 1576157 | 2259 | SH |  | SOLE |  | 2259 | 0 | 0 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 | BBG00L8YYQ05 | 2084413 | 22488 | SH |  | SOLE |  | 22488 | 0 | 0 |

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