# EDGAR Filing Document

**Accession Number:** 0001003924
**File Stem:** 0001162044-26-000421
**Filing Date:** 2026-5
**Character Count:** 12185
**Document Hash:** 5901b7f5f6c4ee761196b7464d96668b
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001162044-26-000421.hdr.sgml**: 20260505

**ACCESSION NUMBER**: 0001162044-26-000421

**CONFORMED SUBMISSION TYPE**: 497K

**PUBLIC DOCUMENT COUNT**: 3

**FILED AS OF DATE**: 20260505

**DATE AS OF CHANGE**: 20260505

**EFFECTIVENESS DATE**: 20260505

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** MANOR INVESTMENT FUNDS INC
- **CENTRAL INDEX KEY:** 0001003924

**ORGANIZATION NAME:**
- **EIN:** 232818611
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 497K
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 033-99520
- **FILM NUMBER:** 26940995

**BUSINESS ADDRESS:**
- **STREET 1:** 15 CHESTER COMMONS
- **CITY:** MALVERN
- **STATE:** PA
- **ZIP:** 19355
- **BUSINESS PHONE:** 610-722-0900

**MAIL ADDRESS:**
- **STREET 1:** 15 CHESTER COMMONS
- **CITY:** MALVERN
- **STATE:** PA
- **ZIP:** 19355

## Series and Classes Contracts Data

### Manor Fund (Series ID: S000012149)

| Class ID   | Class Name   | Ticker Symbol   |
|:---|:---|:---|
| C000033144 | Manor Fund   | MNRMX           |

![[manorfund497kapril2026001.jpg]](manorfund497kapril2026001.jpg) Manor Fund

Manor Fund Summary

Ticker – MNRMX

Summary Prospectus - April 30, 2026

*Before you invest you may want to review the Fund's prospectus, which contains more information about the Fund and its risks. You can find the Fund's prospectus and other information about the Fund online at <u>https://smithbridgeasset.com/manor-fund</u>. You can also get information at no cost by calling 1-800-787-3334, or by sending an e-mail request to <u>meverson@smithbridgeasset.com</u>. The current prospectus ("Prospectus") and statement of additional information ("SAI"), dated April 30, 2026, are incorporated by reference into this summary prospectus. The Fund's SAI may be obtained free of charge, in the same manner as the Prospectus.*

**Investment Objective**

The Manor Fund seeks long-term capital appreciation and a moderate level of income.

**Fees and Expenses of the Fund**

This table describes the fees and expenses you may pay if you buy and hold shares of the Manor Fund. **You may pay other fees, such as brokerage commissions and other fees to financial intermediaries, which are not reflected in the tables and examples below.**

Shareholder Fees

(Fees paid directly from your investment)

---

| |
|:---|
| Maximum Sales Charge (Load) Imposed on Purchases (as a percentage of offering price) |
| Maximum Deferred Sales Charge (Load) |
| Maximum Sales Charge (Load) Imposed on Reinvested Dividends |
| Redemption Fee |

---

Annual Fund Operating Expenses

(Expenses that you pay each year as a percentage of the value of your investment)

---

| | |
|:---|:---|
| Management Expenses | 0.75% |
| Other Expenses | <u>0.50 %</u> |
| Total Annual Fund Operating Expenses | <u>1.25 %</u> |

---

**Example**

This example is intended to help you compare the cost of investing in shares of the Manor Fund with the cost of investing in other mutual funds. The example assumes that you invest $10,000 in the Manor Fund for the time periods indicated and then redeem all of your shares at the end of those periods. The example also assumes that your investment has a 5% return each year and that the Manor Fund's operating expenses remain the same. Although your actual costs may be higher or lower, based on these assumptions your costs would be:

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **1 Year** | **3 Years** | **5 Years** | **10 Years** |
| **The Manor Fund** | $127  | $397  | $686 | $1511 |

---

**Portfolio Turnover**

The Manor Fund pays transaction costs, such as commissions, when it buys and sells securities (or "turns over" its portfolio). A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when Manor Fund shares are held in a taxable account. These costs, which are not reflected in annual fund operating expenses or in the example, affect the Manor Fund's performance. During the most recent fiscal year, the portfolio turnover rate for the Manor Fund was 9.54%.

**Principal Investment Strategies**

The Manor Fund invests primarily in the common stock of large U.S. corporations with an average market capitalization generally over $50 billion, when the advisor believes the shares are priced attractively relative to the earnings and financial strength of the company. The Manor Fund generally holds individual investments for three to five years, but occasionally, securities may be sold within 12 months of purchase if circumstances of a particular company, industry, or the general market should change.

**Principal Risks**

An investor could lose money investing in the Manor Fund. The Manor Fund is intended for long-term investors who can accept fluctuations in value and other risks associated with seeking the investment objectives of each Fund.

Risks in the **Manor Fund** include:

the possibility of a general decline in the stock market,

the possibility that a shift in economic conditions will adversely impact large corporations,

or that the Fund manager will be unsuccessful in identifying attractive investments.

In addition to the risks outlined above, the Manor Fund carries the risk that Jonathan F. Kolle, the portfolio manager, will be unable to perform his duties due to death or disability.

In addition to the risks associated with the investment strategy of the Manor Fund, an investor is subject to risk from general market fluctuations, interest rate shifts, credit risk, and the effect of inflation.

*Market Risk*

In the event of a general market decline, the value of the Manor Fund could decline. The values of investments may change, and possibly decrease, perhaps severely, in response to fluctuations in the stock market generally.

*Interest Rate Risk*

If interest rates increase the value of portfolio investments could decline. The potential for fluctuations in bond prices is primarily due to changes in interest rates.

*Credit Risk*

Credit risk could impact the value of specific stock or bond investments, or an entire industry sector, if investors become concerned about the ability of creditors to continue debt service on an ongoing basis. Credit risk is the chance that the issuer of a bond will default on its promise to pay interest and or principal at maturity.

*Inflation Risk*

Inflation is the impact of rising prices over time. It has the effect of reducing the future value of financial assets due to decreased purchasing power. The impact of inflation, and investors' expectations of future inflation, can impact the current value of portfolio investments, resulting in lower stock prices.

*Management Risk*

The Manor Fund is actively managed and depends heavily on the advisor's judgment about markets, interest rates or the attractiveness, relative values, liquidity, or potential appreciation of particular investments made for the Fund's portfolio. The Manor Fund could experience losses if these judgments prove to be incorrect. Additionally, legislative, regulatory, or tax developments may adversely affect management of the Manor Fund and, therefore, the ability of the Fund to achieve its investment objective.

*Large Capitalization Company Risk*

Large Capitalization companies may be less able than smaller capitalization companies to adapt to changing market conditions. Large capitalization companies may be more mature and subject to more limited growth potential compared to smaller capitalization companies.

*Technology Sector Risk*

The Manor Fund may, at times invest a substantial portion of the portfolio in companies in the technology sector. Companies in this sector are subject to the risk of rapidly changing technological developments and highly competitive industry participants. As a result, many companies can have variable earnings and may not pay dividends, leading to higher volatility as investor expectations shift.

**Performance Information**

The bar chart below shows how the Manor Fund's investment results vary from year to year. The table below shows how the Manor Fund's average annual total returns compare over time to those of a broad-based securities market index. This information provides some indication of the risks of investing in the Manor Fund. The Manor Fund's past performance (before and after taxes) is not necessarily an indication of its future performance.

**Performance Bar Chart – Calendar Years Ended December 31**

![[manorfund497kapril2026003.gif]](manorfund497kapril2026003.gif)

The Manor Fund's year-to-date total return through March 31, 2026 was 0.63%. During the period shown in the bar chart above, the lowest return for a calendar quarter for the Manor Fund was -25.06% during the 1<sup>st</sup> Quarter 2020. The highest return was 19.42% during the 2<sup>nd</sup> Quarter 2020.

---

| | | | |
|:---|:---|:---|:---|
| **<u>Average Annual Total Returns</u>**<br> **<u>For the Periods ended December 31, 2025</u>** | **<u>Average Annual Total Returns</u>**<br> **<u>For the Periods ended December 31, 2025</u>** | **<u>Average Annual Total Returns</u>**<br> **<u>For the Periods ended December 31, 2025</u>** | **<u>Average Annual Total Returns</u>**<br> **<u>For the Periods ended December 31, 2025</u>** |
|  | <br>**<u>1 Year</u>** | <br>**<u>5 Years</u>** | <br>**<u>10 Years</u>** |
| Return before taxes | &nbsp;&nbsp;<u>20.67%</u> | &nbsp;&nbsp; <u>13.78%</u> | &nbsp;&nbsp;<u>10.78]%</u> |
| Return after taxes on distributions | &nbsp;&nbsp;<u>18.11%</u> | &nbsp;&nbsp;<u>12.35%</u> | &nbsp;&nbsp;&nbsp;&nbsp;<u>9.51%</u> |
| Return after taxes on distributions <br> &nbsp;&nbsp;&nbsp;&nbsp;& sale of Fund shares | <u>13.44%</u> | &nbsp;&nbsp;<u>10.70%</u> | &nbsp;&nbsp;&nbsp;&nbsp;<u>8.43%</u> |
| S&P 500 Index<br> &nbsp;&nbsp;&nbsp;&nbsp;Reflects no deduction for fees, <br> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;expenses or taxes | &nbsp;&nbsp;<u>17.88%</u> | &nbsp;&nbsp;<u>14.42%</u> | &nbsp;&nbsp;<u>14.82%</u> |

---

The primary index for comparison is the S&P 500 Index, a broad market index of large capitalization stocks.

After-tax returns are calculated using the historical highest individual federal marginal income tax rates and do not reflect the impact of state, local or foreign taxes. Actual after-tax returns depend on an investor's tax situation and may differ from those shown, and after-tax returns shown are not relevant to investors who hold their Fund shares through tax-deferred arrangements, such as 401(k) Plans or Individual Retirement Accounts.

**Investment Advisor**

Smithbridge Asset Management, Inc. is the investment advisor to the Manor Fund.

**Portfolio Manager**

Jonathan F. Kolle, CFA has been the portfolio manager of the Manor Fund since February 1, 2026.

**Purchase and Sale of Fund Shares**

Minimum initial purchase for Manor Fund shares is $1,000 with minimum subsequent purchases of $25. Shares can be purchased by check payable to Manor Investment Funds c/o Mutual Shareholder Services, LLC, 8000 Town Centre Drive, Suite 400, Broadview Heights, OH 44147. Manor Fund shares can be redeemed by calling Mutual Shareholder Services at 800-663-4851.

You may purchase and redeem (sell) shares of the Manor Fund on any business day through certain broker-dealers and other financial intermediaries.

**Tax Information**

Distributions from the Manor Fund may be taxable as ordinary income or capital gains unless you are investing through a tax-deferred arrangement such as an individual retirement account.

**Payments to Broker-Dealers and Other Financial Intermediaries**

If you purchase the Manor Fund through a broker-dealer or other financial intermediary (such as a bank), the distributor or advisor and its related companies may provide compensation for the sale of Fund shares and related services. These payments may create a conflict of interest by influencing the broker-dealer or other intermediary and your salesperson to recommend Manor Fund over another investment. Ask your salesperson or visit your financial intermediary's website for more information.

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