# EDGAR Filing Document

**Accession Number:** 0002029450
**File Stem:** 0001999371-25-008892
**Filing Date:** 2025-7
**Character Count:** 2297310
**Document Hash:** 4d0198a0f548b0614bbd75d99dc9f162
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001999371-25-008892.hdr.sgml**: 20250709

**ACCESSION NUMBER**: 0001999371-25-008892

**CONFORMED SUBMISSION TYPE**: ABS-15G

**PUBLIC DOCUMENT COUNT**: 44

**CONFORMED PERIOD OF REPORT**: 20250709

**ITEM INFORMATION**: Findings and Conclusions of the Third Party Due Diligence Provider Obtained by the Issuer

**FILED AS OF DATE**: 20250709

**DATE AS OF CHANGE**: 20250709

**ABS RULE**: RULE-15GA2

**REGISTERED ENTITY**: N

**ABS ASSET CLASS**: Residential mortgages - Prime

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Radian Mortgage Securities LLC
- **CENTRAL INDEX KEY:** 0002029450

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act
- **SEC FILE NUMBER:** 025-07186
- **FILM NUMBER:** 251114345

**BUSINESS ADDRESS:**
- **STREET 1:** 251 LITTLE FALLS DRIVE
- **CITY:** WILMINGTON
- **STATE:** DE
- **ZIP:** 19808
- **BUSINESS PHONE:** 215-231-1335

**MAIL ADDRESS:**
- **STREET 1:** 251 LITTLE FALLS DRIVE
- **CITY:** WILMINGTON
- **STATE:** DE
- **ZIP:** 19808
**DEPOSITOR**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Radian Mortgage Securities LLC
- **CENTRAL INDEX KEY:** 0002029450

**ORGANIZATION NAME:**
- **EIN:** 000000000
- **STATE OF INCORPORATION:** DE

**FILING VALUES:**
- **FORM TYPE:** ABS-15G
- **SEC ACT:** Dodd Frank Act

**BUSINESS ADDRESS:**
- **STREET 1:** 251 LITTLE FALLS DRIVE
- **CITY:** WILMINGTON
- **STATE:** DE
- **ZIP:** 19808
- **BUSINESS PHONE:** 215-231-1335

**MAIL ADDRESS:**
- **STREET 1:** 251 LITTLE FALLS DRIVE
- **CITY:** WILMINGTON
- **STATE:** DE
- **ZIP:** 19808

**UNITED STATES**

**SECURITIES AND EXCHANGE COMMISSION**

**Washington, D.C. 20549**

**FORM ABS-15G**

**ASSET-BACKED SECURITIZER**

**REPORT PURSUANT TO SECTION 15G OF**

**THE SECURITIES EXCHANGE ACT OF 1934**

Check the appropriate box to indicate the filing obligation to which this form is intended to satisfy:

---

| | |
|:---|:---|
| ☐ | Rule 15Ga-1 under the Exchange Act (17 CFR 240.15Ga-l) for the reporting period<br> _____________ to _____________ |
|  | Date of Report (Date of earliest event reported) ______________________ |
|  | Commission File Number of securitizer: ______________________ |
|  | Central Index Key Number of securitizer: ______________________ |

---

Name and telephone number, including area code, of the person to<br> contact in connection with this filing<br>

---

| | |
|:---|:---|
|  | Indicate by check mark whether the securitizer has no activity to report for the initial period pursuant to Rule 15Ga-1(c)(1) ☐ |
|  | Indicate by check mark whether the securitizer has no activity to report for the quarterly period pursuant to Rule 15Ga-1(c)(2)(i) ☐ |
|  | Indicate by check mark whether the securitizer has no activity to report for the annual period pursuant to Rule 15Ga-1(c)(2)(ii) ☐ |
| ☒ | Rule 15Ga-2 under the Exchange Act (17 CFR 240.15Ga-2) |

---

---

| |
|:---|
| **Radian Mortgage Capital Trust 2025-J3** |
| (Exact name of issuing entity as specified in its charter) |
| Central Index Key Number of depositor: 0002029450 |
| **Radian Mortgage Securities LLC** |
| Central Index Key Number of issuing entity (if applicable): Not applicable |
| Central Index Key Number of underwriter (if applicable): Not applicable |
| **James B. Svinth, Telephone: (720) 917-1524** |
| Name and telephone number, including area code, of the person to<br> contact in connection with this filing. |

---

**PART II – FINDINGS AND CONCLUSIONS OF THIRD-PARTY DUE DILIGENCE REPORTS**

**Item 2.01 Findings and Conclusions of a Third Party Due Diligence Report Obtained by the Issuer**

The disclosures required by Rule 15Ga-2 (17 CFR 240.15Ga-2) are attached hereto as Exhibits to this Form ABS-15G. Please see the Exhibit Index for the related information.

**EXHIBIT INDEX**

---

| | |
|:---|:---|
| [99.1](ex99-1.htm) | Canopy Financial Technology Partners LLC ("Canopy") Narrative |
| [99.2](ex99-2.htm) | Canopy ASF Report |
| [99.3](ex99-3.htm) | Canopy Supplemental Data Extract Report |
| [99.4](ex99-4.htm) | Canopy Business Purpose Supplement Report |
| [99.5](ex99-5.htm) | Canopy Rating Agency Grades Detail Report |
| [99.6](ex99-6.htm) | Canopy Rating Agency Grades Summary Report |
| [99.7](ex99-7.htm) | Canopy Valuation Report |
| [99.8](ex99-8.htm) | Canopy ATR OR QM Report |
| [99.9](ex99-9.htm) | Canopy Data Compare Report |
| [99.10](ex99-10.htm) | Opus Capital Markets Consultants, LLC ('Opus") Executive Narrative |
| [99.11](ex99-11.htm) | Opus Standard Findings Report |
| [99.12](ex99-12.htm) | Opus Rating Agency Grades Summary Report |
| [99.13](ex99-13.htm) | Opus ATR or QM Report |
| [99.14](ex99-14.htm) | Opus Supplemental Data Extract |
| [99.15](ex99-15.htm) | Opus Valuation Report |
| [99.16](ex99-16.htm) | Opus Data Compare Report |
| [99.17](ex99-17.htm) | Phoenix Collateral Advisors, LLC ("Phoenix") Narrative Report |
| [99.18](ex99-18.htm) | Phoenix ASF Report |
| [99.19](ex99-19.htm) | Phoenix ATR OR QM Report |
| [99.20](ex99-20.htm) | Phoenix Data Compare Report |
| [99.21](ex99-21.htm) | Phoenix Rating Agency Grades Summary Report |
| [99.22](ex99-22.htm) | Phoenix Rating Agency Grades Detail Report |
| [99.23](ex99-23.htm) | Phoenix Supplemental Data Extract Report |
| [99.24](ex99-24.htm) | Phoenix Valuation Report |
| [99.25](ex99-25.htm) | Incenter Lender Services LLC, c/k/a Incenter Diligence Solutions ("Incenter") Narrative Report |
| [99.26](ex99-26.htm) | Incenter Review Summary |
| [99.27](ex99-27.htm) | Incenter ASF Data Report |
| [99.28](ex99-28.htm) | Incenter Exception Report |
| [99.29](ex99-29.htm) | Incenter Rating Agency Grades Report |
| [99.30](ex99-30.htm) | Incenter Final Tape Compare Report |
| [99.31](ex99-31.htm) | Incenter Supplemental Data Report |
| [99.32](ex99-32.htm) | Incenter QM ATR Report |
| [99.33](ex99-33.htm) | Incenter Valuation Summary Report |
| [99.34](ex99-34.htm) | Incenter Business Purpose Supplement |

---

**SIGNATURE**

Pursuant to the requirements of the Securities Exchange Act of 1934, the reporting entity has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

---

| | | |
|:---|:---|:---|
|  | Radian Mortgage Securities LLC | Radian Mortgage Securities LLC |
|  | (Depositor) | (Depositor) |
|  | By: | /s/ |
|  | Name: | James B. Svinth |
|  | Title: | Manager |
| Date: July 9, 2025 |  |  |

---

## Exhibit 99.1

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.1**

![](ex9908001.jpg)

**NARRATIVE**

**RMCT2025J3**

**By Canopy Financial Technology Partners LLC on July 08, 2025**

Canopy Financial Technology Partners LLC

<u>cwheeler@canopytpr.com</u> \| 720-371-8517 \| <u>www.canopytpr.com</u>

Address: 1 Research Court, Suite 450, Rockville, MD 20850

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex9908001.jpg)

**Description of Services**

Canopy Financial Technology Partners, LLC ("Canopy") performed certain due diligence services (the "Review) described below on residential mortgage loans ("Loans") acquired by Radian Mortgage Capital LLC (the "Client") or its affiliated company. The Review was conducted from November 2024 to May 2025 via files imaged and provided by the Client for review.

The Review consisted of a population of one-hundred ninety-five (195) Loans with an aggregate principal balance of $179,389,826.

**Loan Sampling**

The Client defined the sample size and the random sampling of the Loans to be included in the Review.

The Review was conducted consistent with the criteria for the specific Nationally Recognized Statistical Rating Organizations (NRSROs).

NRSROs: (1) Fitch Ratings, Inc.; (2) Kroll Bond Rating, LLC.

**Data Integrity**

Canopy performed a data comparison review of the data fields provided by the Client on the loan tape to the data found in the actual Loan File as captured by Canopy. This comparison, when specific data was available, included the following data fields and tolerance levels noted below.

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Logic Applied** |
| &nbsp;&nbsp;All Borrower Total Income | &nbsp;&nbsp;Apply 2.5% Tolerance If AUS = Yes and DTI > 0 or if AUS = No and DTI between 0 and 43, Do not Apply Tolerance if DTI >= 43 and AUS = No |
| &nbsp;&nbsp;Amortized Term | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Application Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 1 Citizen | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 1 FTHB | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 1 Last Name | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 1 Origination FICO | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 1 Self Employed Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 2 Citizen | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 2 FTHB | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 2 Last Name | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 2 Origination FICO | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 2 Self Employed Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 3 Origination FICO | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Borrower 4 Origination FICO | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Business Purpose Flag | &nbsp;&nbsp;No tolerance |

---

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex9908001.jpg)

---

| | |
|:---|:---|
| &nbsp;&nbsp;Cash Disbursement Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Combined LTV | &nbsp;&nbsp;Apply 1% Tolerance if < 80% |
| &nbsp;&nbsp;DSCR | &nbsp;&nbsp;.25% tolerance |
| &nbsp;&nbsp;Escrow Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Final Reviewed QM Status | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;First Interest Rate Change Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Higher Priced Mortgage Loan (HPML) Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Index | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Initial Monthly P&I Or IO Payment | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Interest Rate | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Loan Program | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Margin (ARM Loan) | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Monthly HOA $| &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Mortgage Origination Channel | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Note Interest Only Term | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Occupancy Type | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Original Appraised Value | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Original Balance | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Original LTV | &nbsp;&nbsp;Apply 1% Tolerance if < 80% |
| &nbsp;&nbsp;Origination BK Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Originator QM Status | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Origination Date | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Origination Foreclosure Flag | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Prepayment Penalty Term | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Property County | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Property Zip Code | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;Apply 2.5% Tolerance If AUS = Yes and DTI > 0 or if AUS = No and DTI between 0 and 43, Do not Apply Tolerance if DTI >= 43 and AUS = No |
| &nbsp;&nbsp;Sales Price | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Special Flood Hazard Area | &nbsp;&nbsp;No tolerance |
| &nbsp;&nbsp;Underwriting Guideline Product Name | &nbsp;&nbsp;No tolerance |

---

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex9908001.jpg)

**Credit Underwriting**

Canopy reviewed each Loan File to determine the adherence to defined underwriting or credit extension guidelines, standards, criteria or other requirements provided by the Client, including, as applicable, Ability to Repay (ATR) and Qualified Mortgage (QM) requirements. The Credit Qualification review consisted of the following:

**Loan Attributes.** To determine borrower program eligibility, Canopy verified the following loan attributes and, where applicable, re-calculated based on the information provided.

● Assets and Reserves;

● DTI;

● DSCR;

● Gross Income;

● Housing history;

● Lien Position;

● Loan Purpose;

● LTV/CLTV;

● Monthly debt service;

● Occupancy;

● Property Type;

● Qualifying PITI; and

● Residual Income.

**Credit Application:** For the Credit Application (1003), Canopy verified whether

● All known borrower-owned properties are disclosed on the REO Section;

● Borrower(s) employment history ;

● Citizenship and eligibility;

● First time home buyer status ;

● The application was signed by all borrowers; and

● The application was substantially completed.

**Credit History:** Canopy verified:

● A credit report or alternative credit history as applicable to loan type is present for each borrower;

● Bankruptcy and foreclosure seasoning;

● Capture the monthly consumer debt payments for use in the applicable DTI calculation;

● Installment and revolving payment history;

● Mortgage/rental payment history;

● Note and research the Real Estate Owned, OFAC, and Fraud alerts;

● Number of tradelines; and

● Representative Credit Score and Methodology.

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex9908001.jpg)

**Employment and Income:** Canopy determined whether all applicable supporting documentation as required by Seller's Guidelines and Ability to Repay ("**ATR**") when applicable per above were in the file. The documentation was used to verify whether the income used to qualify the loan was calculated in accordance with Seller's Guidelines. Documentation verifying employment and income were deemed acceptable if it was a third-party document as required by the Seller's Guidelines and ATR when applicable per above and may include:

● Verbal or Written VOE's;

● Paystubs;

● W-2 forms;

● Tax returns;

● Financial statements;

● Award letters;

● IRS Tax Transcripts (compared to Tax Returns provided by Borrower(s)).

**Fraud Review:** For all Loans, the Client provided the results from a third-party anti-fraud tool to Vendor. In accordance with the type of fraud report provided, Canopy utilized the results provided by the Client along with information in the Loan File, to identify and address any potential misrepresentations including:

● Borrower identity:

○ Social Security inconsistencies

○ Borrower name variations

● Employment:

● Licensing – reviewed NMLS data for:

○ Mortgage lender/originator

○ Loan officer

● Occupancy:

○ Borrower address history

○ Subject property ownership history

● OFAC.

**Asset Review:** Canopy assessed whether the asset documentation required by the Seller's Guidelines and ATR, when applicable, was present in the Loan File. Canopy also conducted a review of the reserve calculation, if used to determine ATR or required by the Seller's Guidelines, including a review of any large deposits. Canopy re-calculated gross, net, and liquid asset balances. The Asset Review also consisted of verifying the down payment, closing costs, prepaid items and reserves. Documentation used to verify assets for down payment, closing costs, prepaid items and reserves may have included:

● Depository account statements;

● Gift funds;

● Settlement statement or other evidence of conveyance and transfer of funds if a sale of assets was involved;

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex9908001.jpg)

● Stock or security account statements; and/or

● VOD's.

**Hazard/Flood insurance/Taxes:** A review of the insurance present on the loan was performed by Canopy as follows:

● Confirmed that the flood certification is for the correct borrower, property, lender and loan number and is a "Life of Loan" certification;

● Confirmed that the mortgagee clause lists the lender's name and "its successors and assigns;"

● Confirmed that the premium amount on both the hazard and flood insurance match what was used in the DTI calculations;

● For condominium properties, confirmed that the blanket policy meets the minimum amount of coverage in the guidelines;

● For properties in a flood zone per the flood certification, confirmed that flood insurance meets guideline requirements in the file and met the minimum required amount of coverage in the guidelines;

● Reviewed Tax Certificate to verify and compare monthly escrows used to calculate DTI matches and that taxes are current; and

● Verified that the hazard insurance meets the minimum required amount of coverage in the guidelines.

**Automated Underwriting System Findings:** N/A

**Document Review**

Canopy reviewed each Loan File and verified if the following documents, as applicable, were included in the file and if the data on these documents was consistent (where applicable):

● Initial application (1003);

● Final application (1003);

● Note;

● Mortgage/Deed of Trust;

● Appraisal;

● Sales Contract;

● Title Commitment/Policy;

● Junior Lien/Subordination Agreement;

● Mortgage Insurance;

● Underwriting Approval Documentation inclusive, but not limited to documents listed in the Credit Review section herein;

● Flood Certification;

● Initial and Final Loan Estimate (LE);

● Initial and Final and Closing Disclosure (CD);

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex9908001.jpg)

● Post-Consummation Closing Disclosure (PC-CD) [if applicable].

**Business Purpose Validation**

For Loans originated as Business Purpose loans (as defined by Regulation Z [12 CFR 1026], and its supporting commentary, the implementing regulation of the Truth-in-Lending Act ("TILA") [15 U.S.C. 1601 et seq.]), Canopy assessed that the facts and circumstances of the subject loan did not trigger Consumer Purpose classification (also as defined by Regulation Z [12 CFR 1026], and its supporting commentary, the implementing regulation of the Truth-in-Lending Act [15 U.S.C. 1601 et seq.]).

**"Missing Document" to Cleared Exception:** In the event that there was no express statement in the Loan File, and there was no express evidence in the Loan File that the loan proceeds were used for "Business Purpose" Canopy assigned the file a "D" grade for missing said documentation. In the event that the express statement, or with clear, unequivocal documented evidence of use of loan proceeds for non-consumer, business purpose, was provided by the lender that defines and/or evidences the "primary purpose" of the loan as "business purpose" the "D" grade – "Missing Document", was cleared by Canopy.

**"Missing Document" to "B" Grade:** In the event that there was no express statement in the Loan File, and there was no express evidence provided that the loan proceeds were used for "Business Purpose", Canopy gave the file a "D" grade, for missing documentation. In the event that there was not any express statement or evidence of business purpose use of the proceeds, then the "D" grade – "Missing Document" initial finding was re-graded after conducting a full Consumer Purpose, regulatory compliance review, as applicable to assignees for Consumer Purpose loans. In the event that the loan did not violate any applicable regulatory compliance obligations, the loan was re-graded as a "B" grade final finding.

**"Material Compliance Violation":** In the event that no express statement existed in the Loan File, Canopy assessed any and all documentation provided to determine what the actual use of the proceeds were, to best identify that the "primary purpose" of the loan was not in fact for "business purpose" as relied upon by the lender, but is in fact for a "consumer purpose". If, in fact, evidence existed that the proceeds were used for personal, Consumer Purpose, then Canopy identified that the "primary purpose" of the loan is not "business purpose" and as "consumer purpose" subject to the full Consumer Purpose regulatory compliance obligations of an originator as it applies to an assignee, with a material compliance exception of a "C" grade.

**"Material Compliance Violation" to "B" Grade:** The above noted Material Compliance Violation was re-graded to a "B" grade by conducting a full Consumer Purpose regulatory compliance review, as applicable to assignees for Consumer Purpose loans, and in the event that the loan did not violate any applicable regulatory compliance obligations, the loan was re-graded as a "B" grade final finding.

**Compliance Review**

Canopy reviewed each Loan File and, if applicable, verified that it was consummated in compliance with the applicable federal, state, and local anti-predatory lending statutes in effect at the time of origination

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex9908001.jpg)

of the mortgage loan. Canopy' review included, but was not limited to, the verification and validation that each mortgage loan met the relevant provisions of:

(i) **Anti-Predatory Lending** requirements, that are imposed by federal, state and/or local statutory,
 regulatory or authoritative determinations (e.g. state constitutional provisions, ordinances,
 interpretations, judicial determinations, etc.) that impose civil or criminal liability
 upon the Assignee or may cause significant loss severity to the value of the Loan, including
 HOEPA and any state and local high-cost home loan laws. Assignee shall have the meaning
 as defined in TILA;

(ii) the **Truth in Lending Act** (" <u>TILA</u> "), as amended by HOEPA, 15 U.S.C.
 §1601 et seq., as implemented by Regulation Z, 12 C.F.R. Part 1026;

(iii) the **Real Estate Settlement Procedures Act** (" <u>RESPA</u> "), 12 U.S.C.
 §2603, as implemented by Regulation X, 12 C.F.R. Part 1024;

(iv) the **Equal Credit Opportunity Act** ("ECOA") **, 15 U.S.C.** §1691
 as implemented by Regulation B, 12 C.F.R. §1001.1(b);

**I.** **Compliance Documentation Requirements** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review
 of the following documents as they related to regulatory compliance:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Initial
 and final application (1003)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Note,
 including all addendums

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Copy
 of note for any junior liens (if applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Mortgage
 / Deed of Trust, including all riders

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Initial,
 Interim, and Final Loan Estimates ("LE")

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Initial
 CD (i.e., the CD required to be received by the borrower(s) at least 3 business days
 prior to consummation) and re-disclosed CDs (as applicable and permitted by TILA/Regulation
 Z)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. Notice
 of Right to Cancel (as applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Rate
 Lock Date Information;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ix. HOEPA
 Disclosures (if applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;x. Initial
 Escrow Account Disclosure

**II.** **Anti-Predatory Lending (Assignee Liability)** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Loans
 were reviewed for violations of federal, state & local high cost, higher-priced and/or
 consumer finance laws and regulations that carry Assignee Liability, including those
 defined below. Any loan that is determined to be classified and/or defined as high cost,
 higher-priced, subprime, threshold, predatory high risk, covered or similar classification/definition
 was reported.

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex9908001.jpg)

**III.** **Compliance Testing Elements** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. **Truth-in-Lending Act (TILA) / Regulation Z**: Loans were reviewed to determine compliance with the following
 requirements of TILA and Regulation Z, including, but not limited to, the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. **TILA/RESPA Integrated Disclosure Testing ("TRID")**. A review and comparison of LEs
 and CDs with a report outlining any TILA violations, including a re-calculation of disclosed
 finance charge, principal and interest calculations, proper completion of the Projected
 Payments table, total of payments, finance charge, amount financed, recalculation of
 disclosed APR and a review to determine disclosure differences were within the allowed
 tolerances and disclosures were provided within the required timeframes. Testing will
 be conducted to fulfill the elements Structured Finance Association (SFA) TRID Compliance
 Review Scope ("TRID Grid 4.0");

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. **Right of Rescission**. A review of the TILA Right of Rescission, Notice of Right to Cancel,
 including a verification of the transaction date and expiration date, ensuring proper
 execution of the Notice of Right to Cancel by all required parties, verifying the disbursement
 date and determining if a full three (3) day rescission period was adequately provided
 to the borrower(s). The appropriate Model Form will be tested according to applicable
 U.S. Court of Appeals, Circuit Court rulings;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. **Qualified Mortgage and Ability to Repay**. A review to ensure the mortgage loan meets the applicable
 Qualified Mortgage ("QM") and Ability-to-Repay ("ATR") requirements
 as set forth in regulations promulgated by the Consumer Financial Protection Bureau as
 found at 12 CFR § 1026.43. QM and ATR testing is detailed below.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. **Real Estate Settlement Procedures Act (RESPA)/Regulation X**: Review to ensure compliance
 with RESPA/Regulation X documentation and timing requirements in effect at origination
 of the mortgage loan for RESPA disclosures (Servicing Disclosure Statement; Affiliated
 Business Arrangement Disclosure; Initial Escrow Disclosure Statement; List of Homeownership
 Counselling Organizations).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. **Equal Credit Opportunity Act (ECOA)/Regulation B**: Confirm compliance with the January 18,
 2014, requirements regarding the disclosure of the right to receive a copy of appraisals
 within three (3) business days of application, the right to receive a copy of the appraisals
 at least three (3) business days prior to consummation and any applicable waiver. The
 disclosure of the right to receive a copy of appraisals may be met by the disclosure
 on the Loan Estimate pursuant to 12 CFR § 1026.27(m)(1).

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. **Fair Credit Reporting Act (FRCA)/Regulation V**: Confirm compliance with the current FCRA/Regulation
 V requirements regarding risk-based pricing notice, credit score disclosure and Notice
 to Home Loan Applicant, as applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**e.** **Miscellaneous Compliance Testing:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Mandatory
 Arbitration – Canopy will report mandatory arbitration provisions present in the
 Loan File.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Single
 Premium Credit Insurance – Canopy will report single premium credit insurance policies
 or debt cancellation agreements present in the Loan File.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. TPR
 will test for state prepayment and late charge restrictions. If a prepayment penalty
 that exceeds the state permitted penalty has expired, this must be reported.

**State & Local Anti-Predatory Requirements**

The following is an itemization of the generally understood current and historical state and local anti-predatory lending requirements, as customary in secondary market due diligence compliance testing:

● Arkansas Home Loan Protection Act, Ark. Stat. Ann. § 23-53-101 et seq.

● California Anti-Predatory Lending ("Covered Loan", Cal. Fin. Code § 4970 et seq.

● California Higher-Priced Mortgage Loan ("CA HPML"), Cal. Fin. Code §4995 et seq.

● Colorado Consumer Equity Protection Act, Colo. Rev. Stat. § 5-3.5-101 et seq.

● Connecticut Abusive Home Loan Lending Practices Act, Conn. Stat. Ann. §36a-746 et seq. and the Responsible Lending and Economic Security Act, Conn. House Bill 5577 (2008).

● Connecticut Nonprime Home Loans, Conn. Gen. Stat. §§ 36a-760 et seq. (2008-2009) and (2009-Current)

● District of Columbia Home Loan Protection Act of 2002, D.C. Official Code § 26-1151.01 et seq., as implemented by 20 D.C. Municipal Reg. § 2000.1 et seq. as well as DC Mortgage Disclosure Act of 2007.

● Florida Fair Lending Act, Fla. Stat. Ann. § 494.0078 et seq. (2002 – 2014).

● Georgia Fair Lending Act, Ga. Stat. Ann. § 7-6A-1 et seq. (as originally enacted by House Bill 02-1361 and as modified by Senate Bill 03-53).

● Idaho Residential Mortgage Practices Act, Idaho Code § 26-3101 et seq. (2003).

● Illinois High Risk Home Loan Regulations, 38 Ill. Admin. Code § 345.10 et seq. (Repealed)

● Illinois High Risk Home Loan Act, Public Act. 93-0561 (2003), Ill. Comp. Stat. tit. 815 §§ 137/1 et seq. (2004).

● Illinois Predatory Lending Database Program, Public Act 95-0691 (SB 1167).

● City of Chicago, Illinois, Anti-Predatory Lending Ordinance, Chicago Municipal Code, §§ 2-32-440; 2-32-455; 2-92-325; 4-4-155; 8-4-325.

● Cook County, Illinois, Anti-Predatory Lending Ordinance, Ordinance No. 240864 (2001) as amended by Illinois SB 1167 (2007).

● Indiana Home Loan Practices Act, as amended by HB 1179 (2005) Ind. Code § 24-9-1 et seq.

● Kansas Consumer Credit Code, Section 16a-3-308a, Kan. Stat. Ann. § 16a-1-101 et seq. 16.

● Kentucky Anti-Predatory Lending Statute, as amended by Kentucky House Bill 552 (2008), Ky. Rev. Stat. § 360.100 et seq.

● Maine, An Act to Enhance Consumer Protections in Relation to Certain Mortgages, 9A Me. Rev. Stat. Ann. §§ 8-103(1); 8-206(8); 8-206A and Maine Legislative Document 1869 (2007), 2125 (2008) and 1439 (2009), and regulation Z-3.

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● Maryland Commercial Law, Mary. Stat. Ann. §§ 12-124.1; 12-127; 12-409.1; 12-1029 and as amended by Maryland Senate Bill 270 (2008) and Maryland Regulations under the Maryland Mortgage Lender Law (2009).

● Maryland Regulations for Higher Priced Mortgage Loans, as promulgated under the Maryland Mortgage Lender Law, Md. Code Ann., Fin. Instit. Code §§ 11-501 et seq.; Md. Code Regs. §§ 09.03.06.01 et seq.

● Massachusetts High-Cost Mortgage Regulations, 209 CMR § 32.32 et seq. including MA House Bill 4387 (2008) 20. Massachusetts Predatory Home Loan Practices Act, M.G.L. Chapter 183(C).

● Massachusetts "Borrower's Interest" Standard, M.G.L. Chapter 183, §28C.

● Massachusetts Mortgage Lender and Broker Regulations, 940 CMR § 8.00 (15-17).

● Massachusetts Regulations for Higher Priced Mortgage Loans, 209 Mass. Code Regs. §§ 32.00 et seq.

● Massachusetts Subprime ARMs to First Time Homebuyers, M.G.L. Chapter 184, §17B.5.

● Michigan Consumer Mortgage Protection Act, Mich. Stat. Ann. § 445-1631 et seq.

● Minnesota Mortgage Originator and Service Licensing Act, § 58.137 et al. (S.F. 2988 (2002) and as amended by House File 1004 and SF 98 (2007) and SF 3154 and 3214 (2008).

● Nebraska Mortgage Bankers Registration and Licensing Act, Neb. Stat.§ 45-702 et seq.

● Nevada Anti-Predatory Lending Law, AB No. 284 (2003), as amended by AB 4 (2007), Nev. Rev. Stat. § 598D.010 et seq.

● New Jersey Home Ownership Security Act of 2002, NJ Stat. Ann. § C:46:10B-22 et seq.

● New Mexico Home Loan Protection Act, SB 449 (2003) and as amended by SB 342 (2009), N.M. Stat. Ann. § 58-21A-1 et seq.

● New York High-Cost Home Loan Regulations (1A - Original Part 41), 3 NYCCR Part 41 (2001).

● New York High-Cost Home Loan Act (1B - § 6-l), N.Y. Bank. L. Ch. 626., as implemented by 3 NYCCR Part 41 (2003) and as amended by Senate Bill 8143-A (2008).

● New York Subprime Home Loans, NY Bank. Law § 6-m.

● North Carolina Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-1.1A to 24-10.2 and North Carolina Amendments to Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-9; 24-1.1(E)(a); 24-10.2(a) as amended.

● Ohio Anti-Predatory Lending Statute, HB 386, as amended by S.B. 185 (2006), Ohio Rev. Code Ann. § 1.63.

● Ohio Consumer Sales Practices Act, Ohio Rev. Code Ann. § 1345.01, as implemented by Ohio Admin. Rules § 109 4-3-01 et seq.

● City of Cleveland Heights, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 72-2003.

● Summit County, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 2004-618, Muni. Code §§ 201.01 et seq.

● Oklahoma Anti-Predatory Lending Law, House Bill No. 1574 (2003).

● Oklahoma Higher-Priced Mortgage Loans Law, Okla. Admin. Code §§ 160:45-9-1 et seq.

● Pennsylvania Consumer Equity Protection Act, 63 Pa. Cons. Stat. Ann. § 456.501 et seq.

● City of Providence, Rhode Island Predatory Lending Ordinance, Ordinance No. 245, Chapter 2006-33 as amended.

● Rhode Island Home Loan Protection Act, Chapter 25.2 of Title 34 of RI Gen. L. et seq., as implemented by Emergency Banking Regulation 3 (2006) and Final Banking Regulation 3 (2007) and amended by Senate Bill 371 (2007).

● South Carolina High-Cost and Consumer Home Loans Act, S.C. Code § 37-23-10 et seq.

● South Carolina Consumer Protection Code, S.C. Code 37-1-101 et seq.

● Tennessee Home Loan Protection Act of 2006, TN Code Annotated, Title 47 et seq.

● Texas High-Cost Home Loan Statute, TX. Fin. Code Ann. § 343.201 et seq.

● The disclosure requirements and prohibitions of Section 50(a)(6) and 50(f)(2) of Article XVI of the Texas Constitution

● Utah Residential Mortgage Practices Amendments, Utah Code Ann. § 61- 2c-102 et seq.

● Utah High Cost Home Loan Act, Utah Code § 61-2d-101 et seq.

● Vermont Interest Act, 9 V.S.A. § 104, implemented by Regulation B-98-2.

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● Virginia Mortgage Lender and Broker Act (for loans originated prior to July 1, 2003), Va. Code Ann. §§ 6.1-413; 6.1-422, 6.1-428.

● Virginia Mortgage Lender and Broker Act (for loans originated after July 1, 2003), Va. Code Ann. §§ 6.1-411; 6.1-422.1, 6.1-425.1; 6.1-425.2.

● Washington House Bill 2770, Mortgage Lending and Homeownership, Chapter 108, Laws of 2008.

● West Virginia Residential Mortgage Lender, Broker and Servicer Act, W.Va. Code § 31-17-1 et seq.

● Wisconsin Responsible High Cost Mortgage Lending Act, Wis. Stat. § 428.202.

● Wyoming Credit Code, Wyo. Stat. Ann. §§ 40-14-101 et seq.

**QUALIFIED MORTGAGE (QM)** 

With respect to QM (Safe Harbor and Rebuttable Presumption) designated loans, Canopy reviews the loan to determine whether, based on available information in the Loan File: (i) the loan contains risky loan features and terms (e.g. an interest only feature or negative amortization), (ii) the "points and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated appropriately, (iv) the creditor considered and verified income or assets at or before consummation, (v) the creditor appropriately considered debt obligations, alimony and child support, and (vi) at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated in accordance with Appendix Q to Regulation Z). This portion of the Review includes a recalculation of all income and liabilities with attention to the appropriate documentation of each source.

If a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable Agency as permitted under the QM final rule, Canopy reviews the loan to determine whether, based on available information in the Loan File the loan satisfied (i), (ii) and (iii) in the preceding paragraph and reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated loan that satisfied the applicable requirements enumerated above, Canopy then determines whether the loan is a Safe Harbor QM or Rebuttable Presumption QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

**Ability to Repay (ATR)**

Canopy reviews the loan to determine whether, based on available information in the Loan File, the creditor considered, as applicable, the following eight underwriting factors, and verified such information using reasonably reliable third-party records, at or before consummation: (i) the consumer's current or reasonably expected income or assets, (ii) if the creditor relied on income from the consumer's employment in determining repayment ability, the consumer's current employment status; (iii) the consumer's monthly payment; (iv) the consumer's monthly payment on any simultaneous loan that the creditor knows or has reason to know will be made; (v) the consumer's monthly payment for mortgage-related obligations; (vi) the consumer's current debt obligations, alimony, and child support; (vii) the consumer's monthly debt-to-income ratio or residual income; and (viii) the consumer's credit

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history. This portion of the Review also focuses on full recalculation of income and debts, as well as the documentation provided to support each item used in originator's determination of the ability to repay.

Note: for loans designated as QM – Agency eligible (QM – Temporary), Canopy will not review for compliance with the requirements of Appendix Q or General Ability to Repay.

Canopy reviews loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion, warranting or representing that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). Canopy does not represent or warrant that the factors for which it is reviewing the loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a loan. Canopy's review is based on information contained in the Loan File at the time it is provided to Canopy to review, and only reflects information as of that point in time.

**VALUATION REVIEW**

Canopy reviewed all appraisals and alternative value tools used to qualify the Loan for reasonableness of estimated value, integrity of comparable sales, completeness of data and eligibility of the appraiser, consistent with underwriting guidelines, variances, tolerances, and exception authorities established by Client. Additionally, Canopy determined that the appraised value appeared to be reasonably supported ("Value-Supported Analysis"), based on the valuation provided by the Independent Third-party Review.

● With respect to Title XI of FIRREA, Canopy checked for the presence of the appraiser's license, and reviewed for the presence of any red flags related to the mortgaged property that may have posed a risk to the property or occupants.

● With respect to USPAP, Canopy confirmed the appraiser's certification is present and executed within the original appraisal.

**Independent third-party values**

Canopy applied a cascade methodology to determine if the original appraisal value was reasonably supported when compared to an independent third-party valuation product.

**Valuation Reconciliation Process:**

● If the Desk Review supported the origination appraised value within a -10% variance, no additional products were required.

● In the event the Desk Review process yielded material exceptions or had a value exceeding a negative ten percent (-10%) variance, a field review was ordered to further establish value.

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**Agency Eligible Loans:**

● For FNMA loans, if a CU Score was available and the CU Score was greater than 2.5, Canopy ordered a Desk Review. If the CU Score was less than or equal to 2.5, no Desk Review was required based on market acceptance of Agency Eligible Loans.

● For FHLMC loans, if the FHLMC Rep & Warrant Relief indicator was Not Eligible, Canopy ordered a Desk Review. If the FHLMC Rep & Warrant Relief indicator was Eligible, no Desk Review was required based on market acceptance of Agency Eligible Loans.

**GRADING COMPONENTS**

**Due Diligence Grading Criteria**

Upon completion of the Loan File review, Canopy assigned comprehensive grading that considers critical factors based on the specific review completed, in addition to product, client, and rating agency requirements.

The NRSRO criteria referenced for this report and utilized for grading descriptions is based upon the NRSRO listed in the Form ABS Due Diligence-15E.

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Final Event Grade** | &nbsp;&nbsp;**Final Event Grade** |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;Loan meets Credit, Compliance, and Valuation Guidelines. |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;The loan substantially meets published Client/Seller guidelines and/or eligibility in the validation of income, assets, or credit, is in material compliance with all applicable laws and regulations, and the value and valuation methodology is supported and substantially meets published guidelines. |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp;The loan does not meet the published guidelines and/or violates one material law or regulation, and/or the value and valuation methodology is not supported or did not meet published guidelines. |
| &nbsp;&nbsp;**D** | &nbsp;&nbsp;Loan is missing documentation to perform a sufficient review. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Credit Event Grades** | &nbsp;&nbsp;**Credit Event Grades** |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;The loan meets the published guidelines without any exceptions. The employment, income, assets, and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;The loan substantially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding published guidelines. The employment, income, assets and occupancy are supported and justifiable. The borrower's willingness and ability to repay the loan is documented and reasonable. |

---

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**C** The loan does not substantially meet the published guidelines. There are not sufficient compensating factors that justify exceeding the published guidelines. The employment, income, assets or occupancy are not supported and justifiable. The borrower's willingness and ability to repay the loan were not documented or are unreasonable.

**D** There was not sufficient documentation to perform a review or the credit file was not furnished.

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Compliance Event Grades** | &nbsp;&nbsp;**Compliance Event Grades** |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;The loan is in material compliance with all applicable laws and regulations. The legal documents accurately reflect the agreed upon loan terms and are executed by all applicable parties. Client review required. |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp;The loan violates one material law or regulation. The material disclosures are absent or the legal documents do not accurately reflect the agreed upon loan terms or all required applicants did not execute the documents. |
| &nbsp;&nbsp;**D** | There was not sufficient documentation to perform a review or the required legal documents were not furnished. |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Valuation Event Grade** | &nbsp;&nbsp;**Valuation Event Grade** |
| &nbsp;&nbsp;**A** | &nbsp;&nbsp;The value is supported within 10% of the original appraisal by supporting documents (CDA, Field Review or Second Appraisal). The appraisal was performed on an "as-is" basis and the property is complete and habitable at origination. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;**B** | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal by supporting documents and there are no other valuation support documents provided. The valuation methodology substantially meets the published guidelines, but reasonable compensating factors were considered and documented for exceeding guidelines. The appraisal was performed on an "as-is" basis and the property is complete and habitable. The appraiser was appropriately licensed and used GSE approved forms. |
| &nbsp;&nbsp;**C** | &nbsp;&nbsp;The value is not supported within 10% of the original appraisal. The valuation methodology did not meet the published guidelines and there were not sufficient compensating factors for exceeding published guidelines. The property is in below "average" condition or the property is not complete or requires significant repairs. The appraisal was not performed on an "as is" basis. The appraiser was not appropriately licensed or did not use GSE approved forms |
| &nbsp;&nbsp;**D** | &nbsp;&nbsp;The file was missing the appraisal or there was not sufficient valuation documentation to perform a review. |

---

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**FINDINGS SUMMARY**

**Summary Overview**

The overall grade summary reflects the combination of the credit, property valuation and regulatory compliance component reviews as graded to the criteria for the specific Nationally Recognized Statistical Rating Organizations (NRSROs), Fitch Ratings, Inc. and Kroll Bond Rating Agency, LLC. The overall grade assigned is the most severe grade from each of the component reviews.

Canopy's review concluded the grading of the Credit, Property/Valuation, and Compliance sections for *Fitch Ratings, Inc*. 91.79% (179 Loans) have an overall grade of "A"; and 8.21% (16 Loans) have an overall grade of "B".

Canopy's review concluded a Credit grade of "A" for 100%, or one-hundred ninety-five (195) Loans reviewed, and 0.00% (0 Loans) have a Credit grade of "B".

Canopy's review concluded a Compliance grade of "A" for 97.44%, or one-hundred ninety (190) loans reviewed, and 2.56% (5 Loans) have a Compliance grade of "B".

Canopy's review concluded a Property/Valuation grade of "A" for 94.36%, or one-hundred eighty-four (184) loans reviewed, and 5.64% (11 Loans) have a Property/Valuation grade of "B".

Canopy's review concluded the grading of the Credit, Property/Valuation, and Compliance sections for *Kroll Bond Rating Agency, LLC*. 97.44% (190 Loans) have an overall grade of "A" and 2.56% (5 Loans) have an overall grade of "B".

Canopy's review concluded a Credit grade of "A" for 100%, or one-hundred ninety-five (195) Loans reviewed, and 0.00% (0 Loans) have a Credit grade of "B".

Canopy's review concluded a Compliance grade of "A" for 97.44%, or one-hundred ninety (190) loans reviewed, and 2.56% (5 Loans) have a Compliance grade of "B".

Canopy's review concluded a Property/Valuation grade of "A" for 100%, or one-hundred ninety-five (195) Loans reviewed, and 0.00% (0 Loans) have a Property/Valuation grade of "B".

**FINDINGS TABLE**

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**REVIEW TABLES - Fitch**

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| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**OVERALL REVIEW RESULTS** | &nbsp;&nbsp;**OVERALL REVIEW RESULTS** | &nbsp;&nbsp;**OVERALL REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;179 | &nbsp;&nbsp;91.79% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;16 | &nbsp;&nbsp;8.21% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**195** | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**CREDIT REVIEW RESULTS** | &nbsp;&nbsp;**CREDIT REVIEW RESULTS** | &nbsp;&nbsp;**CREDIT REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;195 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**195** | &nbsp;&nbsp;**100.00%** |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**COMPLIANCE REVIEW RESULTS** | &nbsp;&nbsp;**COMPLIANCE REVIEW RESULTS** | &nbsp;&nbsp;**COMPLIANCE REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;190 | &nbsp;&nbsp;97.44% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;5 | &nbsp;&nbsp;2.56% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**195** | &nbsp;&nbsp;**100.00%** |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**PROPERTY REVIEW RESULTS** | &nbsp;&nbsp;**PROPERTY REVIEW RESULTS** | &nbsp;&nbsp;**PROPERTY REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;184 | &nbsp;&nbsp;94.36% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;11 | &nbsp;&nbsp;5.64% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**195** | &nbsp;&nbsp;**100.00%** |

---

**REVIEW TABLES - Kroll**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**OVERALL REVIEW RESULTS** | &nbsp;&nbsp;**OVERALL REVIEW RESULTS** | &nbsp;&nbsp;**OVERALL REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;190 | &nbsp;&nbsp;97.44% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;5 | &nbsp;&nbsp;2.56% |

---

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---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**195** | &nbsp;&nbsp;**100.00%** |
| &nbsp;&nbsp;**CREDIT REVIEW RESULTS** | &nbsp;&nbsp;**CREDIT REVIEW RESULTS** | &nbsp;&nbsp;**CREDIT REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;195 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**195** | &nbsp;&nbsp;**100.00%** |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**COMPLIANCE REVIEW RESULTS** | &nbsp;&nbsp;**COMPLIANCE REVIEW RESULTS** | &nbsp;&nbsp;**COMPLIANCE REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;190 | &nbsp;&nbsp;97.44% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;5 | &nbsp;&nbsp;2.56% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**195** | &nbsp;&nbsp;**100.00%** |

---

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**PROPERTY REVIEW RESULTS** | &nbsp;&nbsp;**PROPERTY REVIEW RESULTS** | &nbsp;&nbsp;**PROPERTY REVIEW RESULTS** |
| &nbsp;&nbsp;**Final Grade** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Sample** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;195 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;D | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Grand Total** | &nbsp;&nbsp;**195** | &nbsp;&nbsp;**100.00%** |

---

**Additional Loan Summary Details**

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Amortization Type** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Fixed | &nbsp;&nbsp;195 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$179389826.00 |
| &nbsp;&nbsp;ARM | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**195** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$179389826.00** |
| &nbsp;&nbsp;**Lien Position** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;First | &nbsp;&nbsp;195 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$179389826.00 |
| &nbsp;&nbsp;Second | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**195** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$179389826.00** |
| &nbsp;&nbsp;**Loan Purpose** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |

---

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex9908001.jpg)

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;Cash Out: Debt Consolidation—<br> Proceeds used to pay off existing loans <br> other than loans secured by real estate | &nbsp;&nbsp;5 | &nbsp;&nbsp;2.56% | &nbsp;&nbsp;$5580529.00 |
| &nbsp;&nbsp;Cash Out: Home Improvement/Renovation | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;Cash Out: Other/Multi-Purpose/Unknown Purpose | &nbsp;&nbsp;26 | &nbsp;&nbsp;13.33% | &nbsp;&nbsp;$21679676.00 |
| &nbsp;&nbsp;Limited Cash-Out (GSE Definition) | &nbsp;&nbsp;14 | &nbsp;&nbsp;7.18% | &nbsp;&nbsp;$19039600.00 |
| &nbsp;&nbsp;First Time Home Purchase | &nbsp;&nbsp;48 | &nbsp;&nbsp;24.62% | &nbsp;&nbsp;$38131412.00 |
| &nbsp;&nbsp;Other Than First Time Home Purchase | &nbsp;&nbsp;98 | &nbsp;&nbsp;50.26% | &nbsp;&nbsp;$90271500.00 |
| &nbsp;&nbsp;Rate/Term Refinance - Borrower Initiated | &nbsp;&nbsp;4 | &nbsp;&nbsp;2.05% | &nbsp;&nbsp;$4687109.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**195** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$179389826.00** |
| &nbsp;&nbsp;**Original Term** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;121 - 180 Months | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;181 - 240 Months | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;241 - 300 Months | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;301 - 360 Months | &nbsp;&nbsp;195 | &nbsp;&nbsp;100.00% | &nbsp;&nbsp;$179389826.00 |
| &nbsp;&nbsp;361 - 420 Months | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;421 - 480 Months | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**195** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$179389826.00** |
| &nbsp;&nbsp;**Occupancy** | &nbsp;&nbsp;**Loan Count** | &nbsp;&nbsp;**% of Loans** | &nbsp;&nbsp;**Original Balance** |
| &nbsp;&nbsp;Owner Occupied | &nbsp;&nbsp;188 | &nbsp;&nbsp;96.41% | &nbsp;&nbsp;$169806532.00 |
| &nbsp;&nbsp;Second Home | &nbsp;&nbsp;7 | &nbsp;&nbsp;3.59% | &nbsp;&nbsp;$9583294.00 |
| &nbsp;&nbsp;Investment Property | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% | &nbsp;&nbsp;$0.00 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**195** | &nbsp;&nbsp;**100.00%** | &nbsp;&nbsp;**$179389826.00** |

---

**DATA COMPARISON RESULTS**

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex9908001.jpg)

Of the one-hundred ninety-five (195) mortgage loan files reviewed, fifty-three (53) unique loans (27.18% by number) had seventy-four (74) tape comparison discrepancies across twenty-six (26) data fields.

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Logic Applied** | &nbsp;&nbsp;**# Loans with Discrepancy** | &nbsp;&nbsp;**Total Times Compared** | &nbsp;&nbsp;**% Variance** |
| &nbsp;&nbsp;Borrower 1 First Name | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp;195 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;Borrower 1 Last Name | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;3 | &nbsp;&nbsp;195 | &nbsp;&nbsp;1.54% |
| &nbsp;&nbsp;Borrower 1 Qualifying Income | &nbsp;&nbsp;Apply 2.5% Tolerance If AUS = Yes and DTI > 0 or if AUS = No and DTI between 0 and 43 , Do not Apply Tolerance If DTI >= 43 and AUS = No | &nbsp;&nbsp;9 | &nbsp;&nbsp;195 | &nbsp;&nbsp;4.62% |
| &nbsp;&nbsp;Borrower 1 Self-Employment Flag | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;5 | &nbsp;&nbsp;195 | &nbsp;&nbsp;2.56% |
| &nbsp;&nbsp;Borrower 2 Citizen | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;2 | &nbsp;&nbsp;195 | &nbsp;&nbsp;1.03% |
| &nbsp;&nbsp;Borrower 2 First Name | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp;195 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;Borrower 2 Last Name | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp;195 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;Borrower 2 Origination FICO | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp;195 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;Borrower 2 Qualifying Income | &nbsp;&nbsp;Apply 2.5% Tolerance If AUS = Yes and DTI > 0 or if AUS = No and DTI between 0 and 43 , Do not Apply Tolerance If DTI >= 43 and AUS = No | &nbsp;&nbsp;2 | &nbsp;&nbsp;195 | &nbsp;&nbsp;1.03% |
| &nbsp;&nbsp;Borrower 2 Self-Employment Flag | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;3 | &nbsp;&nbsp;195 | &nbsp;&nbsp;1.54% |
| &nbsp;&nbsp;Borrower 2 SSN | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp;195 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;Loan Amount | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;2 | &nbsp;&nbsp;195 | &nbsp;&nbsp;1.03% |
| &nbsp;&nbsp;Monthly HOA $| &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp;195 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;Monthly Property Insurance Amount | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;8 | &nbsp;&nbsp;195 | &nbsp;&nbsp;4.10% |
| &nbsp;&nbsp;Monthly Property Tax Amount | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;7 | &nbsp;&nbsp;195 | &nbsp;&nbsp;3.59% |
| &nbsp;&nbsp;Primary Mortgage or Rent Times 30 | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp;195 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;Property City | &nbsp;&nbsp;Apply 2.5% Tolerance If AUS = Yes and DTI > 0 or if AUS = No and DTI between 0 and 43 , Do not Apply | &nbsp;&nbsp;2 | &nbsp;&nbsp;195 | &nbsp;&nbsp;1.03% |

---

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex9908001.jpg)

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | &nbsp;&nbsp; Tolerance If DTI >= 43 and AUS = No |  |  |  |
| &nbsp;&nbsp;Property County | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp;195 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;Property State | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp;195 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp;195 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;Qualifying Housing Debt Income Ratio | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;2 | &nbsp;&nbsp;195 | &nbsp;&nbsp;1.03% |
| &nbsp;&nbsp;Qualifying Interest Rate | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp;195 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;Apply 1% Tolerance if < 80% | &nbsp;&nbsp;1 | &nbsp;&nbsp;195 | &nbsp;&nbsp;0.51% |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;Apply 2.5% Tolerance If AUS = Yes and DTI > 0 or if AUS = No and DTI between 0 and 43 , Do not Apply Tolerance If DTI >= 43 and AUS = No | &nbsp;&nbsp;8 | &nbsp;&nbsp;195 | &nbsp;&nbsp;4.10% |
| &nbsp;&nbsp;Qualifying Total Reserves Number of Months | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;8 | &nbsp;&nbsp;195 | &nbsp;&nbsp;4.10% |
| &nbsp;&nbsp;Special Flood Hazard Area | &nbsp;&nbsp;No tolerance | &nbsp;&nbsp;1 | &nbsp;&nbsp;195 | &nbsp;&nbsp;0.51% |

---

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

![](ex9908001.jpg)

**Disclaimer**

*Canopy Financial Technology Partners, LLC ("the Company") performs due diligence reviews for Residential Mortgage-Backed Securities, as well as, assets, collateral, counterparty operations, and similar diligence reviews in the consumer finance industry. In issuing reports and maintaining the ratings provided for herein, the Company relies on factual information it receives from issuers, underwriters, and from other sources which the Company reasonably believes to be credible. The Company conducts reasonable investigation of the factual information relied upon by it in accordance with its ratings methodology. The Company also makes reasonably good faith attempts to verify the information from independent sources (to the extent such sources are available).* 

*Ratings, analysis, reports, and other opinions (referred to collectively as "Reports") issued by the Company are provided "as is" and without representation or warranty of any kind. The Company hereby disclaims any representation or warranty (whether express or implied) as to accuracy, completeness, merchantability, or fitness for a particular purpose. Reports are not a recommendation to buy, sell, or retain any security. All reports are deemed jointly prepared and no individual shall be exclusively deemed the "author" of any Report. Individuals identified in a Report were involved in, but are not solely responsible for, the contents of any Report.* 

*Unless expressly stated otherwise, Reports do not assess any risk other than credit risk. In particular, any rating or grading in a Report does not take into consideration the risk of any security (or any portion thereof) due to changes in market conditions.* 

*The Company does not provide investment, legal, or tax advice, and the Reports may not be construed as such. Reports are issued for the benefit of the entity requesting the Report, only, and may not be used by third parties without the express written consent of the Company and the requesting party. Reports are based on available information and current regulations as of the date of the Report, and the Company disclaims any obligation to update Reports due to a change of fact of regulation which occurs after the date of issuance. Neither supplemental factual investigation nor enhanced reviews can guarantee that all information provided to the Company will be accurate. Reports are, and must be construed solely as, statements of opinion and not as statements of fact as to credit worthiness, investment, financial, or other recommendation to purchase, sell, or hold any security.* 

*Reports may contain assumptions and/or predictions regarding future events which are "forward-looking" and inherently cannot be verified as facts. Consequently, Reports may be affected by future events or conditions which were not anticipated at the time the Report was made. Such forward-looking statements necessarily involve risks and uncertainties which may result in future performance that is materially different from the Report's assumptions and/or conclusions. As such, Reports are not a guaranty of future performance nor a prospectus related to the underlying securities (if any), and under reliance should not be placed upon the Reports in the purchase, sale, or holding of any security.* 

Canopy Financial Technology Partners \| <u>www.canopytpr.com</u> \|©2021 Proprietary and Confidential

## Exhibit 99.2

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.2**

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Primary Servicer** | **Servicing Fee Percentage** | **Servicing Fee Flat Dollar** | **Servicing Advance Methodology** | **Originator** | **Loan Group** | **Loan Number** | **Amortization Type** | **Lien Position** | **Heloc Indicator** | **Loan Purpose** | **Cash Out Amount** | **Total Origination and Discount Points in Dollars** | **Covered High Cost Loan Indicator** | **Relocation Loan Indicator** | **Broker Indicator** | **Channel** | **Escrow Indicator** | **Senior Loan Amounts** | **Loan Type of Most Senior Lien** | **Hybrid Period of Most Senior Lien in Months** | **Neg Am Limit of Most Senior Lien** | **Junior Mortgage Balance** | **Origination Date of Most Senior Lien** | **Origination Date** | **Original Loan Amount** | **Original Interest Rate** | **Original Amortization Term** | **Original Term to Maturity** | **First Payment Date of Loan** | **Interest Type Indicator** | **Original Interest Only Term** | **Buy Down Period** | **HELOC Draw Period** | **Current Loan Amount** | **Current Interest Rate** | **Current Payment Amount Due** | **Interest Paid Through Date** | **Current Payment Status** | **Index Type** | **ARM Look Back Days** | **Gross Margin** | **ARM Round Flag** | **ARM Rounding Factor** | **Initial Fixed Rate Period** | **Initial Interest Rate Cap Change Up** | **Initial Interest Rate Cap Change Down** | **Subsequent Interest Rate Reset Period** | **Subsequent Interest Rate Change Down** | **Subsequent Interest Rate Change Up** | **Lifetime Maximum Rate Ceiling** | **Lifetime Minimum Rate Floor** | **Negative Amortization Limit** | **Initial Negative Amortization Recast Period** | **Subsequent Negative Amortization Recast Period** | **Initial Fixed Payment Period** | **Subsequent Payment Reset Period** | **Initial Periodic Payment Cap** | **Subsequent Periodic Payment Cap** | **Initial Minimum Payment Reset Period** | **Subsequent Minimum Payment Reset Period** | **Option ARM Indicator** | **Options at Recast** | **Initial Minimum Payment** | **Current Minimum Payment** | **Prepayment Penalty Calculation** | **Prepayment Penalty Type** | **Prepayment Penalty Total Term** | **Prepayment Penalty Hard Term** | **Primary Borrower ID** | **Number of Mortgaged Properties** | **Total Number of Borrowers** | **Self Employment Flag** | **Current Other Monthly Payment** | **Length of Employment Borrower** | **Length of Employment Co Borrower** | **Years in Home** | **FICO Model Used** | **Most Recent FICO Date** | **Primary Wage Earner Original FICO Equifax** | **Primary Wage Earner Original FICO Experian** | **Primary Wage Earner Original FICO Transunion** | **Secondary Wage Earner Original FICO Equifax** | **Secondary Wage Earner Original FICO Experian** | **Secondary Wage Earner Original FICO Transunion** | **Most Recent Primary Borrower FICO** | **Most Recent Co Borrower FICO** | **Most Recent FICO Method** | **Vantagescore Primary Borrower** | **Vantagescore Co Borrower** | **Most Recent Vantagescore Method** | **Vantagescore Date** | **Credit Report Longest Trade Line** | **Credit Report Maximum Trade Line** | **Credit Report Number of Trade Lines** | **Credit Line Usage Ratio** | **Most Recent 12 Month Pay History** | **Months Bankruptcy** | **Months Foreclosure** | **Primary Borrower Wage Income** | **Co Borrower Wage Income** | **Primary Borrower Other Income** | **Co Borrower Other Income** | **All Borrower Wage Income** | **All Borrower Total Income** | **4506T Indicator** | **Borrower Income Verification Level** | **Co Borrower Income Verification** | **Borrower Employment Verification** | **Co Borrower Employment Verification** | **Borrower Asset Verification** | **Co Borrower Asset Verification** | **Liquid Cash Reserves** | **Monthly Debt All Borrowers** | **Originator DTI** | **Fully Indexed Rate** | **Qualification Method** | **Percentage of Down Payment From Borrower Own Funds** | **City** | **State** | **Postal Code** | **Property Type** | **Occupancy** | **Sales Price** | **Original Appraised Property Value** | **Original Property Valuation Type** | **Original Property Valuation Date** | **Original Automated Valuation Model AVM Model Name** | **Original AVM Confidence Score** | **Most Recent Property Value** | **Most Recent Property Valuation Type** | **Most Recent Property Valuation Date** | **Most Recent AVM Model Name** | **Most Recent AVM Confidence Score** | **Original CLTV** | **Original LTV** | **Original Pledged Assets** | **Mortgage Insurance Company Name** | **Mortgage Insurance Percent** | **MI Lender or Borrower Paid** | **Pool Insurance Co Name** | **Pool Insurance Stop Loss Percent** | **MI Certificate Number** | **Updated DTI Front End** | **Updated DTI Back End** | **Modification Effective Payment Date** | **Total Capitalized Amount** | **Total Deferred Amount** | **Pre Modification Interest Note Rate** | **Pre Modification P&I Payment** | **Pre Modification Initial Interest Rate Change Downward Cap** | **Pre Modification Subsequent Interest Rate Cap** | **Pre Modification Next Interest Rate Change Date** | **Pre Modification IO Term** | **Forgiven Principal Amount** | **Forgiven Interest Amount** | **Number of Modifications** | **Real Estate Interest** | **Community Ownership Structure** | **Year of Manufacture** | **HUD Code Compliance Indicator Y/N** | **Gross Manufacturers Invoice Price** | **LTI Loan to Invoice Gross** | **Net Manufacturers Invoice Price** | **LTI Net** | **Manufacturer Name** | **Model Name** | **Down Payment Source** | **Community Related Party Lender Y/N** | **Defined Underwriting Criteria Y/N** | **Chattel Indicator** |
| 9999999 | 0.000000 |  | 99 | 1004247 | UNK | 630513 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 2.66 | 1.24 | 8.00 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 218 | 30712.00 | 9 | 0.191676 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 5 | 5 | 3 | 3 | 1 | 1 | xxx | xxx | 0.432100 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1008537 | UNK | 619260 | 1 | 1 | 0 | 1 | xxx | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 4.33 |  | 10.00 | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 338 | 27066.00 | 6 | 0.525818 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.446200 |  | 1 |  | xxx | xxx | xxx | 7 | 1 |  | xxx | 8 | xxx |  |  |  |  |  |  |  | 0.640000 | 0.640000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000555 | UNK | 568508 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 4.72 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 257 | 20700.00 | 11 | 0.079136 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.487700 |  | 1 | 0.050050 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1012096 | UNK | 642355 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 1 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 6.84 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 263 | 32400.00 | 10 | 0.062247 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 3 |  | 3 |  | 4 |  | xxx | xxx | 0.114500 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 8 | xxx |  |  |  |  |  |  |  | 0.584000 | 0.584000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000730 | UNK | 583452 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 1 | 2 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 0 | xxx | .00 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 480 | 37500.00 | 15 | 0.020296 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 3 |  | 1 |  | 4 |  | xxx | xxx | 0.415100 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000730 | UNK | 661685 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 1 | 2 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 1.61 |  | 1.33 | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 249 | 193313.22 | 16 | 0.047450 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.499400 |  | 1 |  | xxx | xxx | xxx | 3 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.780500 | 0.780500 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
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| 9999999 | 0.000000 |  | 99 | 1000309 | UNK | 641321 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 1.33 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 192 | 24300.00 | 2 | 0.110206 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 4 |  | 3 |  | 4 |  | xxx | xxx | 0.190400 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1008537 | UNK | 639444 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 0 | xxx | .39 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 242 | 15580.00 | 1 | 0.029204 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.387300 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.573300 | 0.573300 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
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| 9999999 | 0.000000 |  | 99 | 1008537 | UNK | 579470 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 1 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | .93 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 242 | 43983.00 | 5 | 0.002527 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 4 |  | 3 |  | 4 |  | xxx | xxx | 0.388400 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.729000 | 0.729000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000199 | UNK | 556533 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | xxx | .59 | .76 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 156 | 16400.00 | 4 | 0.211000 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 5 | 5 | 3 | 3 | 4 | 1 | xxx | xxx | 0.348600 |  | 1 | 0.509800 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.700000 | 0.700000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000199 | UNK | 634888 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | xxx | 12.22 | 24.66 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 502 | 38000.00 | 10 | 0.253968 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 3 | 3 | 3 | 3 | 4 | 4 | xxx | xxx | 0.318800 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.552200 | 0.552200 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000199 | UNK | 608223 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 0 | xxx | 4.46 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 325 | 16550.00 | 21 | 0.096555 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 4 |  | 3 |  | 4 |  | xxx | xxx | 0.499500 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1008537 | UNK | 563861 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 2.49 |  | 28.00 | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 343 | 14800.00 | 8 | 0.263410 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 3 |  | 3 |  | 1 |  | xxx | xxx | 0.371700 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 8 | xxx |  |  |  |  |  |  |  | 0.496900 | 0.496900 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1008537 | UNK | 594361 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  | xxx | xxx | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | xxx | .36 | .00 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 241 | 43000.00 | 4 | 0.084190 | XXXXXXXXXXXX |  |  | xxx | .00 | xxx | xxx | xxx | xxx | 0 | 4 | 1 | 3 | 1 | 4 | 4 | xxx | xxx | 0.235200 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.590200 | 0.495600 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000596 | UNK | 609669 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | xxx | 7.27 | 6.33 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 201 | 20500.00 | 23 | 0.040251 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 4 | 5 | 3 | 3 | 4 | 1 | xxx | xxx | 0.452700 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000596 | UNK | 572673 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | xxx | 3.52 | 9.54 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 126 | 23300.00 | 10 | 0.037715 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 5 | 5 | 3 | 3 | 4 | 4 | xxx | xxx | 0.493300 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.774400 | 0.774400 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1008537 | UNK | 653244 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 9.93 |  | 20.00 | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 343 | 39613.00 | 9 | 0.951232 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 5 |  | 3 |  | 1 |  | xxx | xxx | 0.374900 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1008537 | UNK | 665417 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 11.40 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 70 | 40000.00 | 1 | 0.052050 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 4 |  | 3 |  | 4 |  | xxx | xxx | 0.310700 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 8 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1008537 | UNK | 577194 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 3.08 |  | 14.08 | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 260 | 74900.00 | 10 | 0.928507 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 5 |  | 3 |  | 1 |  | xxx | xxx | 0.412000 |  | 1 |  | xxx | xxx | xxx | 7 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.420200 | 0.420200 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1012831 | UNK | 605018 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 0 | xxx | 13.05 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 125 | 15500.00 | 2 | 0.095017 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 4 |  | 3 |  | 4 |  | xxx | xxx | 0.473100 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1001963 | UNK | 604083 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | xxx | 4.65 | .00 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 326 | 30500.00 | 2 | 0.041304 | XXXXXXXXXXXX |  |  | xxx | .00 | xxx | xxx | xxx | xxx | 0 | 5 | 1 | 3 | 1 | 4 | 1 | xxx | xxx | 0.385100 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.580000 | 0.580000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000309 | UNK | 590545 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 6.62 | 2.62 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 428 | 10000.00 | 4 | 0.047723 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 4 | 4 | 3 | 3 | 4 | 1 | xxx | xxx | 0.312700 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
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| 9999999 | 0.000000 |  | 99 | 1001963 | UNK | 623816 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 2 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 5.60 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 172 | 13000.00 | 9 | 0.021005 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.396100 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
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| 9999999 | 0.000000 |  | 99 | 1001963 | UNK | 649983 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 3 | 2 | 0 | xxx | 2.93 | .39 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 97 | 10700.00 | 4 | 0.121286 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 4 | 5 | 3 | 3 | 4 | 1 | xxx | xxx | 0.494900 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 8 | xxx |  |  |  |  |  |  |  | 0.750000 | 0.750000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000730 | UNK | 577267 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 10.59 | 2.10 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 294 | 28933.00 | 5 | 0.086674 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 4 | 5 | 3 | 3 | 4 | 1 | xxx | xxx | 0.168900 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.542500 | 0.542500 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000922 | UNK | 601113 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 1.06 | 5.33 | 4.75 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 245 | 57894.00 | 20 | 0.162153 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 5 | 5 | 3 | 3 | 1 | 1 | xxx | xxx | 0.436600 |  | 1 |  | xxx | xxx | xxx | 7 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1008537 | UNK | 562590 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 2.71 | 8.38 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 241 | 8200.00 | 8 | 0.100000 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 5 | 5 | 3 | 3 | 4 | 4 | xxx | xxx | 0.489400 |  | 1 | 0.177950 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1008537 | UNK | 636613 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | xxx | 14.76 | 5.78 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 268 | 34000.00 | 8 | 0.016889 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 4 | 4 | 3 | 3 | 3 | 3 | xxx | xxx | 0.266900 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1007191 | UNK | 633611 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 5.62 | 2.61 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 305 | 75000.00 | 4 | 0.115649 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 4 | 4 | 3 | 3 | 4 | 1 | xxx | xxx | 0.404000 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1001963 | UNK | 600965 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | xxx | 3.47 | 2.65 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 192 | 2000.00 | 1 | 0.000000 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 4 | 4 | 3 | 3 | 4 | 4 | xxx | xxx | 0.290700 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 8 | xxx |  |  |  |  |  |  |  | 0.750000 | 0.750000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000199 | UNK | 643910 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 1 | xxx | 20.69 | .00 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 342 | 22000.00 | 6 | 0.363680 | XXXXXXXXXXXX |  |  | xxx | .00 | xxx | xxx | xxx | xxx | 1 | 4 | 1 | 3 | 1 | 4 | 1 | xxx | xxx | 0.450800 |  | 1 | 1.000000 | xxx | xxx | xxx | 4 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000748 | UNK | 566739 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 10.64 | .00 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 132 | 6500.00 | 2 | 0.087270 | XXXXXXXXXXXX |  |  | xxx | .00 | xxx | xxx | xxx | xxx | 1 | 5 | 1 | 3 | 1 | 4 | 1 | xxx | xxx | 0.212800 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
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| 9999999 | 0.000000 |  | 99 | 1015466 | UNK | 565786 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 2.82 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 193 | 25000.00 | 4 | 0.004440 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.232100 |  | 1 | 0.199680 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.606300 | 0.606300 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1012096 | UNK | 610665 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 0 | xxx | 13.87 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 209 | 31253.00 | 5 | 0.024516 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 3 |  | 3 |  | 4 |  | xxx | xxx | 0.411300 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1012096 | UNK | 590380 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | .00 | .00 | 27.66 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 335 | 43700.00 | 5 | 0.106710 | XXXXXXXXXXXX |  |  | xxx | .00 | xxx | xxx | xxx | xxx | 0 | 3 | 3 | 1 | 1 | 3 | 3 | xxx | xxx | 0.385900 |  | 1 |  | xxx | xxx | xxx | 7 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.700000 | 0.700000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1008537 | UNK | 626204 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 3.30 | .75 | 2.00 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 269 | 116024.00 | 18 | 0.651867 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 4 | 4 | 3 | 3 | 1 | 1 | xxx | xxx | 0.348200 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1008537 | UNK | 562212 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 4.42 | .40 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 139 | 20000.00 | 2 | 0.034525 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 4 | 4 | 3 | 3 | 4 | 1 | xxx | xxx | 0.270300 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1008537 | UNK | 598323 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 8.71 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 415 | 32450.00 | 4 | 0.795791 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 4 |  | 3 |  | 4 |  | xxx | xxx | 0.476800 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1012831 | UNK | 593592 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 4.41 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 235 | 17500.00 | 8 | 0.047553 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 4 |  | 3 |  | 4 |  | xxx | xxx | 0.277100 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.529400 | 0.529400 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
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| 9999999 | 0.000000 |  | 99 | 1000892 | UNK | 653892 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 1 | 2 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 3.55 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 145 | 46000.00 | 3 | 0.000000 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.246800 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.500000 | 0.500000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
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| 9999999 | 0.000000 |  | 99 | 1001963 | UNK | 616824 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 0 | xxx | .00 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 306 | 32000.00 | 7 | 0.043708 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 3 |  | 1 |  | 4 |  | xxx | xxx | 0.307900 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.499600 | 0.499600 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1015441 | UNK | 632616 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 7.72 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 246 | 31900.00 | 5 | 0.167702 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 4 |  | 3 |  | 4 |  | xxx | xxx | 0.198800 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000199 | UNK | 612321 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 11.17 | 19.21 | 7.42 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 314 | 40000.00 | 6 | 0.502232 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 4 | 4 | 3 | 3 | 1 | 1 | xxx | xxx | 0.342900 |  | 1 |  | xxx | xxx | xxx | 8 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000199 | UNK | 630646 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 11.78 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 371 | 16100.00 | 6 | 0.208262 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 4 |  | 3 |  | 3 |  | xxx | xxx | 0.284100 |  | 1 | 0.944780 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.400000 | 0.400000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000199 | UNK | 646833 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 1 | xxx | 7.56 | 7.56 | 9.00 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 267 | 35488.00 | 7 | 0.786874 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 5 | 5 | 3 | 3 | 1 | 1 | xxx | xxx | 0.366600 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000199 | UNK | 600986 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | .47 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 289 | 42000.00 | 8 | 0.687587 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 4 |  | 3 |  | 4 |  | xxx | xxx | 0.216200 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.600000 | 0.600000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1009128 | UNK | 613885 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 2.01 | 19.38 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 248 | 22953.00 | 4 | 0.097030 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 5 | 4 | 3 | 3 | 4 | 4 | xxx | xxx | 0.278200 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.602500 | 0.602500 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000748 | UNK | 627091 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 2.49 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 224 | 32500.00 | 1 | 0.126462 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.158400 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 8 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000596 | UNK | 583736 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | .37 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 221 | 35340.00 | 19 | 0.020933 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.452400 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1001963 | UNK | 599648 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 1 | xxx | 5.92 | 4.37 | 6.00 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 326 | 16500.00 | 7 | 0.292177 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 5 | 4 | 3 | 3 | 4 | 1 | xxx | xxx | 0.497100 |  | 1 |  | xxx | xxx | xxx | 3 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.688500 | 0.688500 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1016267 | UNK | 604181 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 3.13 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 246 | 44487.00 | 5 | 0.060325 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 4 |  | 3 |  | 4 |  | xxx | xxx | 0.291900 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1007191 | UNK | 666028 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 2.57 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 425 | 30500.00 | 2 | 0.471344 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 4 |  | 3 |  | 4 |  | xxx | xxx | 0.493000 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1008537 | UNK | 623579 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 6.84 | .00 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 303 | 3000.00 | 4 | 0.839394 | XXXXXXXXXXXX | 58 |  | xxx | .00 | xxx | xxx | xxx | xxx | 0 | 4 | 1 | 3 | 1 | 4 | 1 | xxx | xxx | 0.282800 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1008537 | UNK | 641238 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 5.61 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 222 | 30000.00 | 5 | 0.109230 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.457400 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1007191 | UNK | 626417 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 3.18 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 130 | 9500.00 | 7 | 0.027370 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.296300 |  | 1 | 0.897650 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.579300 | 0.579300 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
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| 9999999 | 0.000000 |  | 99 | 1008537 | UNK | 579917 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 17.80 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 217 | 18700.00 | 4 | 0.059034 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 4 |  | 3 |  | 4 |  | xxx | xxx | 0.311500 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
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| 9999999 | 0.000000 |  | 99 | 1008537 | UNK | 639000 | 1 | 1 | 0 | 9 | .00 | xxx | 0 | 0 | 1 | 2 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 3 | 2 | 0 | xxx | 14.55 | 2.93 | 1.00 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 210 | 44234.00 | 9 | 0.005946 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 5 | 5 | 3 | 3 | 4 | 1 | xxx | xxx | 0.486900 |  | 1 |  | xxx | xxx | xxx | 3 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.693600 | 0.693600 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
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| 9999999 | 0.000000 |  | 99 | 1007191 | UNK | 664879 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | xxx | .00 | .00 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 524 | 30000.00 | 6 | 0.061336 | XXXXXXXXXXXX |  |  | xxx | .00 | xxx | xxx | xxx | xxx | 0 | 3 | 1 | 3 | 1 | 4 | 4 | xxx | xxx | 0.419800 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 8 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1008537 | UNK | 593633 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | xxx | .28 | .00 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 281 | 40000.00 | 4 | 0.005678 | XXXXXXXXXXXX |  |  | xxx | .00 | xxx | xxx | xxx | xxx | 0 | 4 | 1 | 3 | 1 | 4 | 4 | xxx | xxx | 0.400200 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.700000 | 0.700000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1003860 | UNK | 593786 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | .00 | 8.54 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 320 | 40000.00 | 3 | 0.106633 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 3 | 5 | 1 | 3 | 4 | 4 | xxx | xxx | 0.424600 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 2 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.368400 | 0.368400 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1008537 | UNK | 638968 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | xxx | 4.27 | 1.70 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 132 | 35000.00 | 7 | 0.047776 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 5 | 5 | 3 | 3 | 4 | 4 | xxx | xxx | 0.361600 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1002693 | UNK | 628292 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 1 | xxx | 1.14 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 258 | 31500.00 | 3 | 0.131012 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 4 |  | 3 |  | 4 |  | xxx | xxx | 0.164200 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000745 | UNK | 595599 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 1 | xxx | 12.28 | 12.28 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 168 | 77490.00 | 4 | 0.531803 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 5 | 5 | 3 | 3 | 4 | 4 | xxx | xxx | 0.222900 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 2 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
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| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 616137 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 1.16 | .00 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 243 | 41800.00 | 6 | 0.039693 | XXXXXXXXXXXX |  |  | xxx | .00 | xxx | xxx | xxx | xxx | 1 | 5 | 1 | 3 | 1 | 4 | 1 | xxx | xxx | 0.446300 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 603413 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 6.27 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 245 | 75000.00 | 8 | 0.462565 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.390900 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.583300 | 0.583300 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 561786 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 1 | xxx | 2.59 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 422 | 51900.00 | 1 | 0.185183 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.406600 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.750000 | 0.750000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 659990 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 1 | xxx | 7.30 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 83 | 55433.00 | 3 | 0.180571 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 4 |  | 3 |  | 4 |  | xxx | xxx | 0.327200 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.674700 | 0.674700 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 666437 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 5.83 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 284 | 54500.00 | 2 | 0.107633 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.199600 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.645200 | 0.645200 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 568579 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 1.45 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 208 | 73000.00 | 3 | 0.061323 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.420800 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.750000 | 0.750000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 665835 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 4.48 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 87 | 34500.00 | 5 | 0.044863 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.414300 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 602352 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | xxx | 7.30 | .10 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 306 | 27864.00 | 5 | 0.077091 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 5 | 4 | 3 | 3 | 4 | 1 | xxx | xxx | 0.421400 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.722400 | 0.722400 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 605644 | 1 | 1 | 0 | 4 | .00 | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 1 | xxx | 14.49 |  | 1.25 | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 228 | 94658.00 | 5 | 0.092479 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.332500 |  | 1 |  | xxx | xxx | xxx | 7 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.650000 | 0.650000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 578679 | 1 | 1 | 0 | 1 | xxx | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 3.17 |  | 17.00 | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 338 | 39108.00 | 4 | 0.101695 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.446900 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 638662 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 1 | xxx | 4.29 | 12.88 | 2.00 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 233 | 20500.00 | 4 | 0.100499 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 5 | 5 | 3 | 3 | 4 | 1 | xxx | xxx | 0.414500 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.699700 | 0.699700 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 588122 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | xxx | 13.28 | 13.79 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 217 | 100000.00 | 20 | 0.194548 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 5 | 5 | 3 | 3 | 4 | 4 | xxx | xxx | 0.430000 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 2 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.750000 | 0.750000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 614318 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 0 | xxx | 3.67 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 284 | 48900.00 | 6 | 0.067584 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.299500 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 660066 | 1 | 1 | 0 | 4 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 17.18 |  | 1.17 | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 189 | 34600.00 | 14 | 0.281540 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.324400 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.680600 | 0.680600 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 615962 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 25.82 | 3.56 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 244 | 38500.00 | 2 | 0.147825 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 4 | 4 | 3 | 3 | 4 | 4 | xxx | xxx | 0.375400 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 557377 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 21.81 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 379 | 47000.00 | 6 | 0.116589 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.296200 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 641950 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 1 | 2 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 3 | 2 | 0 | xxx | 4.99 | 4.05 | .50 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 297 | 69000.00 | 6 | 0.249300 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 4 | 5 | 3 | 3 | 4 | 1 | xxx | xxx | 0.425400 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.571400 | 0.571400 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1016607 | UNK | 561245 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | xxx | 5.09 | 4.42 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 205 | 50000.00 | 2 | 0.120830 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 5 | 5 | 3 | 3 | 4 | 1 | xxx | xxx | 0.406200 |  | 1 | 0.127910 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.723500 | 0.723500 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 564491 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 8.24 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 144 | 42827.00 | 4 | 0.163978 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.345800 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.575500 | 0.575500 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 629630 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 3 | 1 | 0 | xxx | 1.77 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 142 | 31200.00 | 11 | 0.055703 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.349200 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
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| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 617225 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 1 | xxx | 6.17 | .00 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 478 | 52600.00 | 11 | 0.062787 | XXXXXXXXXXXX |  |  | xxx | .00 | xxx | xxx | xxx | xxx | 1 | 4 | 4 | 3 | 1 | 4 | 1 | xxx | xxx | 0.431000 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
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| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 602416 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 1 | xxx | 5.87 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 278 | 23500.00 | 3 | 0.239532 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 4 |  | 3 |  | 4 |  | xxx | xxx | 0.416100 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 555975 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 1 | xxx | 1.02 |  | 11.00 | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 285 | 241019.00 | 6 | 0.672558 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.445100 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.500000 | 0.500000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 623121 | 1 | 1 | 0 | 4 | xxx | xxx | 0 | 0 | 1 | 2 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 14.92 | .00 | .00 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 141 | 1050000.00 | 6 | 0.811593 | XXXXXXXXXXXX |  |  | xxx | .00 | xxx | xxx | xxx | xxx | 1 | 5 | 1 | 3 | 1 | 4 | 1 | xxx | xxx | 0.196100 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.767900 | 0.767900 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 570440 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 1 | xxx | 16.11 | 7.62 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 389 | 33000.00 | 4 | 0.092697 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 4 | 4 | 3 | 3 | 4 | 4 | xxx | xxx | 0.177800 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 2 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 563988 | 1 | 1 | 0 | 1 | xxx | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 2.02 |  | 3.00 | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 219 | 47286.00 | 5 | 0.144282 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.394800 |  | 1 |  | xxx | xxx | xxx | 7 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 650363 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 19.77 |  | 1.00 | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 348 | 92753.00 | 10 | 0.494998 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.287700 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.782300 | 0.782300 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 572836 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 3 | 2 | 1 | xxx | 25.15 | .00 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 512 | 305436.00 | 10 | 0.206625 | XXXXXXXXXXXX |  |  | xxx | .00 | xxx | xxx | xxx | xxx | 1 | 4 | 1 | 3 | 1 | 4 | 1 | xxx | xxx | 0.166100 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 594764 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 1 | 2 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 1 | xxx | .00 | 8.13 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 201 | 36000.00 | 4 | 0.014074 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 1 | 4 | 1 | 3 | 4 | 1 | xxx | xxx | 0.449000 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 600924 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | xxx | 2.93 | 3.24 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 133 | 30000.00 | 3 | 0.027467 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 4 | 4 | 3 | 3 | 4 | 1 | xxx | xxx | 0.417600 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.729700 | 0.729700 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 594923 | 1 | 1 | 0 | 4 | xxx | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 5.92 |  | .08 | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 249 | 36246.00 | 9 | 0.165802 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.428000 |  | 1 |  | xxx | xxx | xxx | 7 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.526700 | 0.526700 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 620729 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 1 | xxx | 6.28 | 13.12 | 6.00 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 215 | 55215.00 | 7 | 0.347557 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 4 | 4 | 3 | 3 | 4 | 1 | xxx | xxx | 0.397900 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.699700 | 0.699700 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 589759 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 1 | xxx | 4.56 | 17.00 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 81 | 100000.00 | 5 | 0.236866 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 5 | 5 | 3 | 3 | 4 | 4 | xxx | xxx | 0.295500 |  | 1 | 0.204550 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 595269 | 1 | 1 | 0 | 4 | .00 | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | .00 | .00 | .75 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 410 | 35000.00 | 1 | 0.119543 | XXXXXXXXXXXX |  |  | xxx | .00 | xxx | xxx | xxx | xxx | 0 | 4 | 1 | 3 | 1 | 4 | 4 | xxx | xxx | 0.202900 |  | 1 |  | xxx | xxx | xxx | 7 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.432400 | 0.432400 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 621479 | 1 | 1 | 0 | 4 | .00 | xxx | 0 | 0 | 1 | 2 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 2.98 |  | 1.83 | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 204 | 82243.54 | 10 | 0.149715 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.222000 |  | 1 |  | xxx | xxx | xxx | 7 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.798400 | 0.798400 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 633532 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 1 | xxx | 3.90 | 1.77 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 419 | 39500.00 | 8 | 0.049003 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 5 | 5 | 3 | 3 | 4 | 1 | xxx | xxx | 0.281600 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.500000 | 0.500000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 556982 | 1 | 1 | 0 | 4 | .00 | xxx | 0 | 0 | 1 | 2 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 1 | xxx | 16.53 | .00 | 1.00 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 430 | 43200.00 | 4 | 0.077495 | XXXXXXXXXXXX |  |  | xxx | .00 | xxx | xxx | xxx | xxx | 1 | 5 | 1 | 3 | 1 | 4 | 1 | xxx | xxx | 0.118700 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.434800 | 0.434800 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 632691 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 20.78 |  | 1.00 | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 227 | 57800.00 | 1 | 0.009100 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.285400 |  | 1 |  | xxx | xxx | xxx | 12 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.631600 | 0.631600 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 652798 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 2.93 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 135 | 49300.00 | 4 | 0.110406 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.435600 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 629207 | 1 | 1 | 0 | 4 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 3.01 | .18 | 5.00 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 361 | 35000.00 | 6 | 0.040581 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 5 | 5 | 3 | 3 | 4 | 1 | xxx | xxx | 0.248000 |  | 1 |  | xxx | xxx | xxx | 7 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.669000 | 0.669000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1014151 | UNK | 643048 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 3 | 2 | 1 | xxx | 2.29 | .00 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 392 | 57443.00 | 6 | 0.307676 | XXXXXXXXXXXX |  |  | xxx | .00 | xxx | xxx | xxx | xxx | 1 | 5 | 1 | 3 | 1 | 4 | 1 | xxx | xxx | 0.395600 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 2 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.749900 | 0.749900 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 589518 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 1 | xxx | 11.48 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 240 | 27500.00 | 3 | 0.146738 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 4 |  | 3 |  | 4 |  | xxx | xxx | 0.442900 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 638179 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 1 | 2 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 1 | xxx | 3.88 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 233 | 61000.00 | 2 | 0.014408 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.315700 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.735300 | 0.735300 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1007757 | UNK | 583054 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 1 | xxx | 1.58 | 5.38 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 459 | 47000.00 | 4 | 0.358632 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 4 | 4 | 3 | 3 | 4 | 1 | xxx | xxx | 0.241800 |  | 1 | 0.992730 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.750000 | 0.750000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 606787 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 1 | xxx | 16.73 | .00 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 207 | 750000.00 | 7 | 0.023288 | XXXXXXXXXXXX |  |  | xxx | .00 | xxx | xxx | xxx | xxx | 1 | 4 | 1 | 3 | 1 | 4 | 1 | xxx | xxx | 0.138600 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 573435 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 1 | xxx | 2.88 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 220 | 138472.00 | 5 | 0.532174 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.423600 |  | 1 | 1.000000 | xxx | xxx | xxx | 12 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.750000 | 0.750000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 587941 | 1 | 1 | 0 | 4 | .00 | xxx | 0 | 0 | 1 | 2 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 1 | xxx | 2.38 |  | .75 | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 379 | 127000.00 | 5 | 0.550224 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 4 |  | 3 |  | 4 |  | xxx | xxx | 0.351000 |  | 1 |  | xxx | xxx | xxx | 3 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.784400 | 0.784400 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 607791 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 1 | xxx | 9.00 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 445 | 30000.00 | 6 | 0.215095 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 4 |  | 3 |  | 4 |  | xxx | xxx | 0.396400 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 664611 | 1 | 1 | 0 | 4 | xxx | xxx | 0 | 0 | 1 | 2 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 19.55 |  | 9.00 | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 307 | 68000.00 | 13 | 0.116441 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 4 |  | 3 |  | 4 |  | xxx | xxx | 0.338300 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.686100 | 0.686100 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 651576 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 3.54 | 2.74 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 30 | 23500.00 | 3 | 0.241244 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 5 | 5 | 3 | 3 | 4 | 4 | xxx | xxx | 0.446500 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.750000 | 0.750000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 656302 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 3 | 1 | 1 | xxx | 5.47 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 256 | 50000.00 | 6 | 0.336302 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 4 |  | 3 |  | 4 |  | xxx | xxx | 0.048400 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 2 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.750000 | 0.750000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 644181 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 1 | xxx | 2.48 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 154 | 50000.00 | 5 | 0.057071 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.406300 |  | 1 | 0.712640 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 576419 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 3 | 1 | 0 | xxx | 7.93 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 301 | 627571.55 | 11 | 0.259450 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.125200 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.750000 | 0.750000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
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| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 595526 | 1 | 1 | 0 | 1 | xxx | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 5.38 |  | .10 | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 44 | 35000.00 | 3 | 0.074582 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.449100 |  | 1 |  | xxx | xxx | xxx | 7 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.502000 | 0.502000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 628854 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 2.94 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 318 | 15000.00 | 8 | 0.494558 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.356200 |  | 1 | 0.075940 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 588704 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 1 | 2 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 1 | xxx | 11.14 | 11.14 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 51 | 73000.00 | 4 | 0.133889 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 4 | 4 | 3 | 3 | 4 | 4 | xxx | xxx | 0.369600 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.342100 | 0.342100 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 570215 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 1 | 2 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 6.61 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 308 | 34900.00 | 7 | 0.145594 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.312000 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
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| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 596253 | 1 | 1 | 0 | 4 | .00 | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 12.11 |  | 12.00 | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 173 | 33000.00 | 2 | 0.112574 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.327600 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.658700 | 0.658700 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1016408 | UNK | 634053 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 0 | xxx | 1.47 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 211 | 141286.00 | 7 | 0.128304 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.409300 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.750000 | 0.750000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 624030 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | xxx | 1.79 | .00 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 103 | 20000.00 | 5 | 0.126247 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 5 | 5 | 3 | 3 | 4 | 4 | xxx | xxx | 0.368000 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 645596 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 1 | 2 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 4 | 2 | 0 | xxx | 6.61 | 5.07 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 78 | 20100.00 | 4 | 0.108973 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 5 | 5 | 3 | 3 | 4 | 1 | xxx | xxx | 0.383700 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 585866 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | xxx | .92 | 3.15 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 187 | 35000.00 | 10 | 0.016059 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 4 | 5 | 3 | 3 | 4 | 1 | xxx | xxx | 0.394200 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 615828 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 4 | 1 | 1 | xxx | 5.71 |  | 4.00 | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 104 | 18092.00 | 5 | 0.346431 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 4 |  | 3 |  | 4 |  | xxx | xxx | 0.443700 |  | 1 |  | xxx | xxx | xxx | 7 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.795500 | 0.795500 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 601913 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 1 | xxx | 4.56 | .00 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 240 | 56000.00 | 7 | 0.195822 | XXXXXXXXXXXX |  |  | xxx | .00 | xxx | xxx | xxx | xxx | 1 | 5 | 4 | 3 | 1 | 4 | 4 | xxx | xxx | 0.248200 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 2 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 557715 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 2.00 | .48 | 5.00 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 317 | 55872.00 | 7 | 0.342958 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 4 | 4 | 3 | 3 | 4 | 4 | xxx | xxx | 0.434500 |  | 1 |  | xxx | xxx | xxx | 7 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 618314 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 1 | 2 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 1 | xxx | 5.58 |  | 5.00 | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 200 | 90000.00 | 3 | 0.007074 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.278300 |  | 1 |  | xxx | xxx | xxx | 7 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.750000 | 0.750000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 633431 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 0 | xxx | 5.74 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 243 | 100000.00 | 3 | 0.042091 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.349700 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 636281 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | .66 | 5.72 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 151 | 24243.00 | 3 | 0.114621 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 5 | 5 | 3 | 3 | 4 | 1 | xxx | xxx | 0.339700 |  | 1 | 0.333330 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.590900 | 0.590900 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000390 | UNK | 606146 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 1 | xxx | 27.24 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 362 | 35300.00 | 4 | 0.037656 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 4 |  | 3 |  | 4 |  | xxx | xxx | 0.115500 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.767400 | 0.767400 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1001963 | UNK | 575845 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 7.16 | 9.16 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 317 | 53189.00 | 9 | 0.024677 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 5 | 5 | 3 | 3 | 4 | 4 | xxx | xxx | 0.256800 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000748 | UNK | 567289 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 1 | xxx | 3.60 | .98 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 186 | 39465.00 | 9 | 0.242484 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 5 | 5 | 3 | 3 | 4 | 4 | xxx | xxx | 0.375400 |  | 1 | 0.717950 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1010823 | UNK | 637439 | 1 | 1 | 0 | 9 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 3.77 | 2.20 | .75 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 307 | 33300.00 | 4 | 0.031706 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 4 | 4 | 3 | 3 | 3 | 3 | xxx | xxx | 0.336800 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.595900 | 0.595900 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000596 | UNK | 658531 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 1 | xxx | 5.50 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 173 | 54773.00 | 12 | 0.233564 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.245500 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.542400 | 0.542400 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000199 | UNK | 574612 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 1 | xxx | 27.65 | 11.72 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 343 | 24000.00 | 6 | 0.090966 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 5 | 5 | 3 | 3 | 4 | 1 | xxx | xxx | 0.331500 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000384 | UNK | 578687 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 13.93 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 236 | 35000.00 | 5 | 0.130290 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.245200 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.525600 | 0.525600 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1004247 | UNK | 592600 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 1 | 2 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 0 | xxx | 12.01 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 260 | 21100.00 | 3 | 0.058626 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.388600 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1003784 | UNK | 640793 | 1 | 1 | 0 | 9 | .00 | xxx | 0 | 0 | 0 | 1 | 5 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 3.91 | 3.00 | .33 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 292 | 78972.00 | 8 | 0.124155 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 5 | 4 | 3 | 3 | 4 | 4 | xxx | xxx | 0.332200 |  | 1 |  | xxx | xxx | xxx | 7 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.612200 | 0.612200 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1002915 | UNK | 598796 | 1 | 1 | 0 | 9 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 6 | 2 | 1 | xxx | 23.61 | 9.00 | .08 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 423 | 30640.00 | 7 | 0.211536 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 5 | 5 | 3 | 3 | 4 | 4 | xxx | xxx | 0.306800 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.793300 | 0.793300 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1002591 | UNK | 607266 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 1.88 | 2.30 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 340 | 33000.00 | 4 | 0.076272 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 5 | 5 | 3 | 3 | 4 | 4 | xxx | xxx | 0.280800 |  | 1 | 1.000000 | xxx | xxx | xxx | 3 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.669100 | 0.669100 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000235 | UNK | 558199 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | .09 | .55 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 222 | 43973.00 | 14 | 0.056390 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 5 | 5 | 3 | 3 | 4 | 4 | xxx | xxx | 0.233000 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1010104 | UNK | 635981 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | xxx | 15.05 | 21.87 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 376 | 28698.00 | 4 | 0.083131 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 0 | 5 | 5 | 3 | 3 | 4 | 4 | xxx | xxx | 0.341900 |  | 1 | 1.000000 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.700000 | 0.700000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1006639 | UNK | 619023 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 1 | xxx | 3.12 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 214 | 97513.00 | 13 | 0.171099 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.445000 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.732100 | 0.732100 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1016267 | UNK | 665411 | 1 | 1 | 0 | 3 | xxx | xxx | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | xxx | 7.44 | 5.83 | .91 | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 119 | 29000.00 | 14 | 0.006027 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 5 | 5 | 3 | 3 | 4 | 1 | xxx | xxx | 0.348800 |  | 1 |  | xxx | xxx | xxx | 1 | 1 |  | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.697800 | 0.697800 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1008499 | UNK | 624940 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | xxx | 3.35 | 5.79 |  | 1 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 3 |  |  |  |  | 221 | 175064.00 | 9 | 0.122121 | XXXXXXXXXXXX |  |  | xxx | xxx | xxx | xxx | xxx | xxx | 1 | 5 | 5 | 3 | 3 | 4 | 4 | xxx | xxx | 0.353400 |  | 1 | 0.376950 | xxx | xxx | xxx | 1 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.771600 | 0.771600 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1005554 | UNK | 612717 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 4 | 1 | 1 | xxx | 7.36 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 162 | 40902.00 | 3 | 0.050267 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 1 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.447400 |  | 1 | 0.682540 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.700000 | 0.700000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1010823 | UNK | 611780 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 0 | xxx | .00 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 254 | 29400.00 | 4 | 0.025447 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 3 |  | 3 |  | 4 |  | xxx | xxx | 0.494000 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.595700 | 0.595700 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1003431 | UNK | 637438 | 1 | 1 | 0 | 6 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 11.50 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 225 | 65972.00 | 8 | 0.232861 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 4 |  | 3 |  | 4 |  | xxx | xxx | 0.373900 |  | 1 | 1.000000 | xxx | xxx | xxx | 12 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.800000 | 0.800000 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 9999999 | 0.000000 |  | 99 | 1000384 | UNK | 572312 | 1 | 1 | 0 | 7 | .00 | xxx | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | xxx | xxx | xxx | 360 | 360 | xxx | 2 | 0 | 0 |  | xxx | xxx | xxx | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | xxx | 3.79 |  |  | 1 | xxx | xxx | xxx | xxx |  |  |  | xxx |  | 3 |  |  |  |  | 340 | 60000.00 | 3 | 0.094034 | XXXXXXXXXXXX |  |  | xxx |  | xxx |  | xxx | xxx | 0 | 5 |  | 3 |  | 4 |  | xxx | xxx | 0.307100 |  | 1 | 1.000000 | xxx | xxx | xxx | 7 | 1 | xxx | xxx | 3 | xxx |  |  |  |  |  |  |  | 0.677300 | 0.677300 | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

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## Exhibit 99.3

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.3**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Loan Program** | **Guideline Product Name** | **Originator Name** | **Originating Entity CDFI Flag** | **Guideline Name** | **Guideline Author** | **Guideline Date** | **Guideline Version** | **Application Date** | **TILA Status** | **TRID** | **GSE** | **Verified Safe Harbor Flag** | **Verified Safe Harbor Reference Document** | **QM Regulation Failures** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **AUS Decision System** | **Rating Result** | **Property Inspection Waiver (PIW)** | **Calculated APR** | **HUD 1 Page 1 Credits Total** | **Verified Qualifying Rate** | **Originator Qualifying Rate** | **Qualifying P&I** | **Default Interest Rate Present** | **Annual Property Tax** | **Monthly Property Tax** | **Annual Insurance Costs** | **Monthly Insurance Cost** | **Annual HOA Costs** | **Monthly HOA Costs** | **Monthly Other Costs** | **PITIA** | **Residual Income** | **HOA Name** | **HOA Address State** | **HOA Fee Amount** | **HOA Next Due Date** | **HOA Payment Frequency** | **Originator DTI** | **TPR Verified DTI** | **QM DTI** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower 2 Length of Employment** | **Co Borrower 3 Length of Employment** | **Document Level** | **Borrower Years of W2s/1099** | **CoBorrower Years of W2s/1099** | **Borrower Months of Paystubs Verified** | **Co Borrower Months of Paystubs Verified** | **Borrower Employment Gap Letter** | **Borrower Months of Employment Gap** | **Co Borrower Employment Gap Letter** | **Co Borrower Months of Employment Gap** | **Borrower Years of Personal Tax Returns** | **Borrower Years of Business Tax Returns** | **CoBorrower Years of Personal Tax Returns** | **CoBorrower Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Borrower Award/Offer Letter** | **Co Borrower Award/Offer Letter** | **Asset Depletion Flag** | **Partial Asset Depletion Flag** | **Asset Depletion Months Amortized** | **Asset Utilization Flag (No DTI)** | **Borrower Bank Statements Flag** | **Borrower Bank Statement Summary/Lender Worksheet** | **Borrower Number of Personal Bank Statements** | **Borrower Number of Business Bank Statements** | **CoBorrower Bank Statements Flag** | **Co Borrower Bank Statement Summary/Lender Worksheet** | **CoBorrower Number of Personal Bank Statements** | **CoBorrower Number of Business Bank Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **Bespoke Eligible Assets** | **Borrower P&L Type** | **Borrower Number of Months P&L** | **Borrower P&L Prepared By** | **CoBorrower P&L Type** | **CoBorrower P&L Prepared By** | **CoBorrower Number of Months P&L** | **Borrower CPA Letter Flag** | **# of Months CPA verified income** | **CoBorrower CPA Letter Flag** | **CoBorrower # of Months CPA verified income** | **Borrower WVOE Flag** | **Borrower # of Months Employment Validated WVOE** | **Borrower # of Months Income Validated WVOE** | **Borrower WVOE Form Type** | **CoBorrower WVOE Flag** | **CoBorrower # of Months WVOE** | **CoBorrower # of Months Income Validated WVOE** | **CoBorrower WVOE Form Type** | **DSCR Flag** | **TPR DSCR** | **Originator DSCR** | **Expense Letter** | **Income Doc Detail** | **Tax Return Doc Details** | **Property Address** | **Property City** | **Property State** | **Property Zip** | **Property County** | **Original Credit Report Date** | **Borrower 1 Credit Report Date** | **Borrower 2 Credit Report Date** | **Borrower 3 Credit Report Date** | **Borrower 4 Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Updated Credit Report Date** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Most Recent Updated Co Borrower 2 FICO** | **Most Recent Updated Co Borrower 3 FICO** | **Most Recent Bankruptcy Type** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Is Equity Shared Loan** | **Subordinate Lien Type** | **Is Shared Appreciation Mortgage** | **Borrower Originator Citizenship Designation** | **Borrower Verified Citizenship Designation** | **Borrower Individual Tax Identification Number (ITIN)?** | **Borrower Photo Identification Type** | **Borrower Photo Identification Other Type** | **Borrower Photo ID State of Issuance** | **Borrower Photo ID Country of Issuance** | **Borrower Photo ID Expiration Date** | **Borrower Passport Country of Origin** | **Borrower Passport Expiration Date** | **Borrower Non-US Citizen Identification Document** | **Borrower Date of Resident Since/Valid Date** | **Borrower Non-US Document Expiration Date** | **Co Borrower Originator Citizenship Designation** | **Co Borrower Verified Citizenship Designation** | **Co Borrower Individual Tax Identification Number (ITIN)?** | **Co Borrower Photo Identification Type** | **Co Borrower Photo Identification Other Type** | **Co Borrower Photo ID State of Issuance** | **Co Borrower Photo ID Country of Issuance** | **Co Borrower Photo ID Expiration Date** | **Co Borrower Passport Country of Origin** | **Co Borrower Passport Expiration Date** | **Co Borrower Non-US Citizen Identification Document** | **Co Borrower Date of Resident Since/Valid Date** | **Co Borrower Non-US Document Expiration Date** | **Co Borrower 2 Originator Citizenship Designation** | **Co Borrower 2 Verified Citizenship Designation** | **Co Borrower 2 Individual Tax Identification Number (ITIN)?** | **Co Borrower 2 Photo Identification Type** | **Co Borrower 2 Photo Identification Other Type** | **Co Borrower 2 Photo ID State of Issuance** | **Co Borrower 2 Photo ID Country of Issuance** | **Co Borrower 2 Photo ID Expiration Date** | **Co Borrower 2 Passport Country of Origin** | **Co Borrower 2 Passport Expiration Date** | **Co Borrower 2 Non-US Citizen Identification Document** | **Co Borrower 2 Date of Resident Since/Valid Date** | **Co Borrower 2 Non-US Document Expiration Date** | **Co Borrower 3 Originator Citizenship Designation** | **Co Borrower 3 Verified Citizenship Designation** | **Co Borrower 3 Individual Tax Identification Number (ITIN)?** | **Co Borrower 3 Photo Identification Type** | **Co Borrower 3 Photo Identification Other Type** | **Co Borrower 3 Photo ID State of Issuance** | **Co Borrower 3 Photo ID Country of Issuance** | **Co Borrower 3 Photo ID Expiration Date** | **Co Borrower 3 Passport Country of Origin** | **Co Borrower 3 Passport Expiration Date** | **Co Borrower 3 Non-US Citizen Identification Document** | **Co Borrower 3 Date of Resident Since/Valid Date** | **Co Borrower 3 Non-US Document Expiration Date** | **Property Rights** | **Buydown Flag** | **Assumable Mortgage Flag** | **Foreign National Alternative Credit Documentation** | **Liquid / Cash Reserves** | **Months Liquid Reserves** | **Total Assets Available for Reserves** | **Months Reserves** | **Blanket Mortgage Flag** | **Qualifying HCLTV** | **Condo Warrantability Flag** |
| 630513 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 43.21% | 43.21% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 30 | 33 | FNMA 1005 | Yes | 13 | 13 | FNMA 1005 | No | 0 | 0 | N/A | Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | .00 | 0 | No | 80 | N/A |
| 619260 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | Yes | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 44.62% | 44.62% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 70 | 34 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | .00 | 0 | No | 64 | N/A |
| 568508 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 48.77% | 48.77% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 56 | 35 | Work Number | NA | 0 | 0 | N/A | No | 0 | 0 | No | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | Yes |
| 642355 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | Yes | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 11.45% | 11.45% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0 | N/A | Borrower - Wage, Overtime and Bonus - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 58.4 | N/A |
| 583452 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 41.51% | 41.51% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Documentation | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 3 | 1 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds,Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0 | N/A | Borrower - SSI and Disability, Retirement, Other, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified, 1040 Schedule E Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 661685 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 49.94% | 49.94% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 78.05 | Yes |
| 596976 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 48.92% | 48.92% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Documentation | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 1 | 0 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | Borrower Prepared | 12 | Borrower | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0 | N/A | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023 | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 60 | N/A |
| 641321 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 19.04% | 19.04% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0 | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 1 YR Executed 4506T Verified | Borrower - 1 YR Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | Yes |
| 639444 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 38.73% | 38.73% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 3 | 3 | Work Number | NA | 0 | 0 | N/A | No | 0 | 0 | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 57.33 | N/A |
| 558182 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Annually | 0.00% | 40.71% | 40.71% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Documentation | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0 | N/A | Borrower - SSI and Disability, Retirement, Retirement - 2 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - Retirement, SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 55.57 | N/A |
| 579470 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 38.84% | 38.84% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 0 | 0 | NA | NA | Yes | 7 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 7 | 7 | Work Number | NA | 0 | 0 | N/A | No | 0 | 0 | N/A | Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 72.9 | Yes |
| 556533 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 34.86% | 34.86% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0 | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | Permanent Resident Alien | Permanent Non-US Citizen | No | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 70 | N/A |
| 634888 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 31.88% | 31.88% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 0 | 0 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 145 | 36 | FNMA 1005 | Yes | 43 | 24 | FNMA 1005 | No | 0 | 0 | N/A | Borrower - Wage - Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 55.22 | N/A |
| 608223 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 49.95% | 49.95% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 1 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 51 | 35 | Work Number | NA | 0 | 0 | N/A | No | 0 | 0 | N/A | Borrower - Wage, Retirement, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 563861 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | Yes | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 37.17% | 37.17% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 29 | 24 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Retirement, SSI and Disability, Retirement - 1 YR W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | .00 | 0 | No | 49.69 | N/A |
| 594361 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 23.52% | 23.52% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Documentation | 1 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 35 | 35 | Work Number | NA | 0 | 0 | N/A | No | 0 | 0 | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower - N/A - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No | Closed End | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 59.02 | N/A |
| 609669 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Annually | 0.00% | 45.27% | 45.27% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 0 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 97 | 36 | Work Number | Yes | 74 | 36 | Work Number | No | 0 | 0 | N/A | Borrower - Wage, Commission, Other REO Net Rental Income(Loss) - 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 572673 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 49.33% | 49.33% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 77 | 31 | Other | No | 0 | 0 | N/A | Borrower - Wage, Overtime and Bonus, Other, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | xxx | 90 | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 77.44 | Yes |
| 653244 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | xxx | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 37.49% | 37.49% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 117 | 11 | Work Number | NA | 0 | 0 | N/A | No | 0 | 0 | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | .00 | 0 | No | 80 | N/A |
| 665417 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | Yes | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 31.07% | 31.07% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 1 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0 | N/A | Borrower - Wage, Overtime and Bonus - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | No | Other | Patriot Act Disclosure | xxx | United States | xxx |  |  | I-551 Stamp and Passport |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | Yes |
| 577194 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Annually | 0.00% | 41.20% | 41.20% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 36 | 36 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 0 | No | 42.02 | N/A |
| 605018 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 0 | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Annually | 0.00% | 47.31% | 47.31% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 0 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 156 | 24 | Work Number | NA | 0 | 0 | N/A | No | 0 | 0 | N/A | Borrower - Wage, Overtime and Bonus - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 604083 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 38.51% | 38.51% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Documentation | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 |  | NA | 0 | 0 | N/A | No | 0 | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower - N/A - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 58 | N/A |
| 590545 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 31.27% | 31.27% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 1 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0 | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | Yes |
| 643031 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 42.59% | 42.59% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 5 | 5 | FNMA 1005 | No | 0 | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | .00 | 0 | No | 65.78 | N/A |
| 658921 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 46.70% | 46.70% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 26 | 26 | Work Number |  |  | 0 |  | No | 0 | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | Yes |
| 651286 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 26.91% | 26.91% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 20 | 20 | Work Number |  |  | 0 |  | No | 0 | 0 | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 36.36 | N/A |
| 591908 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 35.74% | 35.74% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 11 | 11 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | Yes |
| 556163 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 24.35% | 24.35% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 52 | 12 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | Yes |
| 563694 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 10.93% | 10.93% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 48 | 25 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | Permanent Resident Card | xxx | USA | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 75 | N/A |
| 623816 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 39.61% | 39.61% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 67 | 36 | Work Number | NA | 0 | 0 | N/A | No | 0 | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | Yes |
| 586648 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Annually | 0.00% | 19.65% | 19.65% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 2 | 1 | 1 Month | 1 Month | Yes | 4 | Yes | 2 | 1 | 0 | 1 | 0 | 3 | 2 | NA | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 3 | 3 | Work Number | Yes | 1 | 1 | Work Number | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, 1040 Schedule E Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 583588 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 44.35% | 44.35% | No | No |  |  |  |  |  |  | Employed | Retired |  |  |  |  | Full Documentation | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, SSI and Disability - 2 YRS Executed 4506T Verified \|\| Co Borrower - SSI and Disability - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | .00 | 0 | No | 80 | N/A |
| 656088 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 45.27% | 45.27% | No | No |  |  |  |  |  |  | Retired | Not Employed |  |  |  |  | Full Documentation | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Retirement, Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - N/A - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | Yes |
| 649983 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | Yes | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 49.49% | 49.49% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 0 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 33 | 33 | Work Number | Yes | 2 | 2 | Work Number | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 75 | Yes |
| 577267 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 16.89% | 16.89% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 1 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 25 | 25 | Work Number | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 54.25 | N/A |
| 601113 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 43.66% | 43.66% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 12 | 12 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | .00 | 0 | No | 80 | N/A |
| 562590 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 48.94% | 48.94% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 1 | 0 | 2 | 0 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 23 | 34 | Work Number | Yes | 97 | 35 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Wage, Child Support - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - Wage, SSI and Disability - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 636613 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 26.69% | 26.69% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 176 | 24 | Work Number | Yes | 68 | 24 | Work Number | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | Yes |
| 633611 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 40.40% | 40.40% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 1 | 1 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 66 | 25 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | Yes |
| 600965 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | Yes | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 29.07% | 29.07% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 20 | 20 | Other | Yes | 31 | 25 | Work Number | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 75 | Yes |
| 643910 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 45.08% | 45.08% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | Full Documentation | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified \|\| Co Borrower - N/A - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | Yes |
| 566739 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 21.28% | 21.28% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Documentation | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 126 | 26 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - N/A - 3 YRS Executed 4506T Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | Yes |
| 641913 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 44.84% | 44.84% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 68 | 24 | Work Number | Yes | 212 | 24 | Work Number | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 46.6 | N/A |
| 640814 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 44.91% | 44.91% | No | No | 4 |  | 5 |  | 3 |  | Retired | Retired | Employed |  | 6.19 |  | Full Documentation | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Military and Government Assistance, Military and Government Assistance - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - Military and Government Assistance - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower 2 - Wage, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower 2 - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  | xxx | xxx | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | Yes |
| 561652 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 48.58% | 48.58% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 1 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 201 | 26 | Work Number | Yes | 13 | 14 | Work Number | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | Yes |
| 620889 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 49.21% | 49.21% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 29 | 25 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | Yes |
| 564518 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Annually | 0.00% | 47.80% | 47.80% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Documentation | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - N/A - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 57.82 | N/A |
| 583964 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 29.73% | 29.73% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 2 | 2 | 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 638452 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | Yes | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 14.17% | 14.17% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 40 | 25 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Passport |  | xxx | United States | xxx | USA | xxx | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 57.7 | N/A |
| 586543 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 48.42% | 48.42% | No | Yes | 1 |  | 3 |  | 3 |  | Employed | Employed | Retired |  | .00 |  | Full Documentation | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 26 | 26 | Other | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower 2 - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower 2 - 3 YRS Executed 4506T Verified - 2025 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  | xxx | xxx | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 79 | Yes |
| 622644 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Annually | 0.00% | 45.43% | 45.43% | No | No |  |  |  |  |  |  | Retired | Not Employed |  |  |  |  | Full Documentation | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Retirement, Retirement, Other - 1 YR Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - N/A - 1 YR Executed 4506T Verified | Borrower - 1 YR Executed 4506T Verified \|\| Co Borrower - 1 YR Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 68.33 | N/A |
| 608760 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | Yes | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 25.88% | 25.88% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 33 | 26 | Work Number | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | Yes |
| 663272 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 41.41% | 41.41% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Documentation | 1 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 98 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, CPA Letter Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 77.12 | Yes |
| 654293 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | Yes | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 40.54% | 40.54% | No | Yes |  |  |  |  |  |  | Unknown | Employed |  |  |  |  | Full Documentation | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - N/A - 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | Yes |
| 565786 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 23.21% | 23.21% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 33 | 2 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified | Borrower - 1 YR Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 60.63 | Yes |
| 610665 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Annually | 0.00% | 41.13% | 41.13% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 165 | 26 | Other |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 590380 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Annually | 0.00% | 38.59% | 38.59% | No | No |  |  |  |  |  |  | Not Employed | Not Employed |  |  |  |  | Full Documentation | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Retirement, Retirement, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified \|\| Co Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 70 | N/A |
| 626204 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 34.82% | 34.82% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 1 | 1 | 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 39 | 39 | Work Number | Yes | 8 | 8 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | .00 | 0 | No | 80 | N/A |
| 562212 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 27.03% | 27.03% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 1 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 |  | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | Yes |
| 598323 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 47.68% | 47.68% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | Yes |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 103 | 25 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Retirement - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2024 | Borrower - 2 YRS Executed 4506T Verified - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | Yes |
| 593592 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 0 | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 27.71% | 27.71% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 1 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Proceeds from Sale | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 52 | 26 | Other |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 52.94 | N/A |
| 599140 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 26.94% | 26.94% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 1 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 91 | 25 | Other |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | Yes |
| 581292 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 44.28% | 44.28% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | xxx | 0 | No | 54.29 | N/A |
| 653892 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Annually | 0.00% | 24.68% | 24.68% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 50 | N/A |
| 569413 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 46.67% | 46.67% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 2 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 120 | 27 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 616824 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 30.79% | 30.79% | No |  |  |  |  |  |  |  | Not Employed |  |  |  |  |  | Full Documentation | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Child Support, Note Receivable, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Separation Agreement Verified, Note Receivable Verified - 2024 | Borrower - 3 YRS Executed 4506T Verified - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 49.96 | N/A |
| 632616 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 19.88% | 19.88% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | Yes |
| 612321 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 34.29% | 34.29% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 229 | 26 | Work Number | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Customer Identification Form | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Customer Identification Form | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | .00 | 0 | No | 80 | N/A |
| 630646 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Annually | 0.00% | 28.41% | 28.41% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 40 | N/A |
| 646833 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 36.66% | 36.66% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Documentation | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 1 | 1 | 1 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | .00 | .00 | .00 | 0 | No | 80 | N/A |
| 600986 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 21.62% | 21.62% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 0 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 5 | 5 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 60 | N/A |
| 613885 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 27.82% | 27.82% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 26 | 26 | FNMA 1005 | Yes | 231 | 26 | Work Number | No | 0 |  | N/A | Borrower - Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 60.25 | N/A |
| 627091 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | Yes | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 15.84% | 15.84% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | Yes |
| 583736 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 45.24% | 45.24% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 599648 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Annually | 0.00% | 49.71% | 49.71% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Documentation | 1 | 1 | NA | 2+ Months | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 50.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 50 | 25 | Work Number | No | 0 |  | N/A | Borrower - SESCorp, SEPartnership, SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified \|\| Co Borrower - Wage, Commission - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 68.85 | Yes |
| 604181 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 29.19% | 29.19% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 26 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | Yes |
| 666028 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 49.30% | 49.30% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Proceeds from Sale | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 27 | 25 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | Yes |
| 623579 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 28.28% | 28.28% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Documentation | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 81 | 26 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - N/A - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 7 | xxx | xxx | 0 | 58 |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 641238 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 45.74% | 45.74% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 66 | 26 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | Yes |
| 626417 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Annually | 0.00% | 29.63% | 29.63% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 38 | 28 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | No | Real ID Driver's License |  | xxx | United States | xxx |  |  | I-551 Stamp and Passport |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 57.93 | N/A |
| 571836 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 35.99% | 35.99% | No | No |  |  |  |  |  |  | Not Employed | Not Employed |  |  |  |  | Full Documentation | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024 \|\| Co Borrower - SSI and Disability, Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024 | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 579917 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 31.15% | 31.15% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 1 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 211 | 38 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | Yes |
| 592155 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | 0 | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  | xxx | $0.00 |  |  | 0.00% | 26.89% | 26.89% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Documentation | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - N/A - 2 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Closed with POA | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 50 | N/A |
| 607658 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 31.63% | 31.63% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 0 |  | NA |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 13 | 13 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 45.45 | N/A |
| 616097 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 31.96% | 31.96% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Documentation | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 39 | 26 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - N/A - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 60 | N/A |
| 639617 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 33.07% | 33.07% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 72 | 26 | Work Number | Yes | 4 | 4 | Work Number | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 639000 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 48.69% | 48.69% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 172 | 26 | Work Number | Yes | 34 | 26 | Work Number | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 69.36 | Yes |
| 657948 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 48.39% | 48.39% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 0 | 0 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 30 | 25 | Work Number | Yes | 233 | 25 | Work Number | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - Written VOE Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 75 | N/A |
| 600548 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Annually | 0.00% | 47.57% | 47.57% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 2 | 2 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 52 | 52 | Work Number | Yes | 29 | 29 | Work Number | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - N/A - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | I-551 Stamp and Passport |  | xxx | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | I-551 Stamp and Passport |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 593588 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 48.08% | 48.08% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Documentation | 1 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 95 | 27 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - N/A - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 43.75 | N/A |
| 567404 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 44.13% | 44.13% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Documentation | 0 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | Yes | Yes | 1 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Retirement, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025 \|\| Co Borrower - SSI and Disability, Retirement, Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified - 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 664879 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | Yes | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 41.98% | 41.98% | No | No |  |  |  |  |  |  | Retired | Not Employed |  |  |  |  | Full Documentation | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | Yes | Yes | 1 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Retirement, Retirement, SSI and Disability, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | Yes |
| 593633 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Annually | 0.00% | 40.02% | 40.02% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Documentation | 1 | 0 | 1 Month | NA | Yes | 12 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - N/A - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 70 | N/A |
| 593786 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Annually | 0.00% | 42.46% | 42.46% | Yes | Yes |  |  |  |  |  |  | Retired | Employed |  |  |  |  | Full Documentation | 0 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | Yes | 360 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 101 | 26 | Work Number | No | 0 |  | N/A | Borrower - SSI and Disability, Asset Depletion - 3 YRS Executed 4506T Verified - 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified | Borrower - 3 YRS Executed 4506T Verified - 2025 \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 36.84 | Yes |
| 638968 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 36.16% | 36.16% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | Yes | 9 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 51 | 27 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Passport |  | xxx | India | xxx | India | xxx | I-551 Stamp and Passport |  | xxx | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | Permanent Resident Card | xxx | China | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 628292 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 16.42% | 16.42% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Documentation | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 2 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 33.33% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 13 | 13 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 595599 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | No AUS |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Annually | 0.00% | 22.29% | 22.29% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Documentation | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 10.00% |  | Borrower Prepared | 4 | Borrower | Borrower Prepared | Borrower | 4 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SEPartnership, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 617289 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 48.99% | 48.99% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 1 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 111 | 39 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 4 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 616137 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 44.63% | 44.63% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 3 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified \|\| Co Borrower - N/A | Borrower - 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 603413 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 0 | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 39.09% | 39.09% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Proceeds from Sale | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 58.33 | N/A |
| 561786 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 40.66% | 40.66% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 1 |  | Less than 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 3 | Yes |  | No | No | 0 | No | Yes | N/A | 2 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, SESoleProprietor, Retirement, Other REO Net Rental Income(Loss), Commission - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verifcation | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 75 | N/A |
| 659990 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 32.72% | 32.72% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 0 | 1 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 1 YR Business Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2023 | Borrower - 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2023 | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 67.47 | N/A |
| 666437 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 19.96% | 19.96% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 64.52 | N/A |
| 568579 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 0 | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 42.08% | 42.08% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Proceeds from Sale | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 75 | N/A |
| 665835 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 41.43% | 41.43% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identify Verification and Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 602352 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 42.14% | 42.14% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - Missing W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2025 | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2025 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Closed POA (Identity Verification And Acknowledgement Certification) | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 72.24 | N/A |
| 605644 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 33.25% | 33.25% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 65 | N/A |
| 578679 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 44.69% | 44.69% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 35 | 26 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 638662 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 41.45% | 41.45% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | 2YR Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 48 | No | 0 | NA | 0 | 0 | N/A | Yes | 157 | 27 | FNMA 1005 | No | 0 |  | N/A | Borrower - SESoleProprietor, SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 69.97 | N/A |
| 588122 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Annually | 0.00% | 43.00% | 43.00% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, Award Letter Verified \|\| Co Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certification | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Identity Verfication and Acknowledgment Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 75 | N/A |
| 614318 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 29.95% | 29.95% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 42 | 13 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Missing |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 660066 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 32.44% | 32.44% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 68.06 | N/A |
| 615962 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 37.54% | 37.54% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 557377 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 29.62% | 29.62% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 641950 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 42.54% | 42.54% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - Wage, Overtime and Bonus - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certification | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 57.14 | N/A |
| 561245 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 0 | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 40.62% | 40.62% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 72.35 | N/A |
| 564491 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 34.58% | 34.58% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 57.55 | N/A |
| 629630 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 34.92% | 34.92% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 659423 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 0 | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 30.95% | 30.95% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identify Verification and Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 60 | N/A |
| 613115 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Annually | 0.00% | 42.97% | 42.97% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 64 | 26 | Work Number |  |  | 0 |  | No | 0 |  | Yes | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 66.15 | N/A |
| 601444 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 43.76% | 43.76% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 2+ Months | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 7 | 7 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 78.75 | N/A |
| 617225 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 43.10% | 43.10% | No | No |  |  |  |  |  |  | Self-Employed | Unknown |  |  |  |  | 1YR Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 3 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor, Retirement, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified \|\| Co Borrower - Other - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | `Identity Verification Acknowledgement certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 597481 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 35.11% | 35.11% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 124 | 26 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 643059 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 35.82% | 35.82% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 1YR Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 2 | 1 | 2 | 1 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp, SESoleProprietor, SESCorp, SESCorp - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Identity Verification Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 53.62 | N/A |
| 637393 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 42.21% | 42.21% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 602416 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 0 | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 41.61% | 41.61% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 0 | 1 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Proceeds from Sale | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp - 1 YR Business Tax Returns Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2023 | Borrower - 1 YR Business Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2023 | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 555975 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 44.51% | 44.51% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss), SEPartnership, SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 50 | N/A |
| 623121 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 19.61% | 19.61% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  |  | 0 |  |  |  |  |  |  | 3 | 3 |  |  | No | No | 0 | No | No |  | 0 | 0 | No |  | 0 | 0 | 0.00% | 0.00% |  |  |  | 0 |  |  |  | 0 |  | 0 | No | 0 |  | 0 | 0 |  |  | 0 | 0 |  | No | 0 |  |  | Borrower - Wage - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, null Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified | Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, null 1040 Schedule E Verified \|\| Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, null 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certificate | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certificate | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 76.79 | N/A |
| 570440 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 17.78% | 17.78% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | 1YR Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESoleProprietor - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - Wage, Retirement - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 563988 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 39.48% | 39.48% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 650363 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 28.77% | 28.77% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 78.23 | N/A |
| 572836 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  | xxx | $0.00 |  |  | 0.00% | 16.61% | 16.61% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 1YR Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 1 | 2 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 594764 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 44.90% | 44.90% | No | No |  |  |  |  |  |  | Not Employed | Self-Employed |  |  |  |  | 1YR Full Doc | 0 | 1 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - N/A - 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification Acknowledge Certifiaction | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Identity Verification Acknowledge Certifiaction | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 600924 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 41.76% | 41.76% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 1YR Full Doc | 1 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, SESoleProprietor, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certification | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 72.97 | N/A |
| 594923 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 42.80% | 42.80% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Retirement, Other - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 52.67 | N/A |
| 620729 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 39.79% | 39.79% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 1YR Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 1 | 1 | 1 | 1 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 51.00% | 50.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SEPartnership, SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2023 \|\| Co Borrower - SESCorp, SEPartnership - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2023 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2023 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2023 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 69.97 | N/A |
| 589759 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 29.55% | 29.55% | No | No |  |  |  |  |  |  | Employed | Self-Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 2 | 2 | 2 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 25.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | Yes | 203 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS Business Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - Wage, SEPartnership, SEPartnership, SEPartnership, Other - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, CPA Letter Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certification | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 595269 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 20.29% | 20.29% | No | No |  |  |  |  |  |  | Retired | Not Employed |  |  |  |  | 1YR Full Doc | 1 | 0 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024 \|\| Co Borrower - N/A - 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certification | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 43.24 | N/A |
| 621479 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 22.20% | 22.20% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 79.84 | N/A |
| 633532 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 28.16% | 28.16% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 2YR Full Doc | 0 | 2 | NA | Less than 1 Month | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | Borrower Prepared | Borrower | 24 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SEPartnership, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - SESoleProprietor, Wage - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 50 | N/A |
| 556982 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 11.87% | 11.87% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 50.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certificate | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certificate | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 43.48 | N/A |
| 632691 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 28.54% | 28.54% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 63.16 | N/A |
| 652798 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 0 | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 43.56% | 43.56% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 24 | Tax Preparer |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 629207 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 24.80% | 24.80% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 66.9 | N/A |
| 643048 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 0 | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 39.56% | 39.56% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESCorp, SESCorp, SESCorp, Other, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identify Verification and Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Identify Verification and Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 74.99 | N/A |
| 589518 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 44.29% | 44.29% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 1 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 638179 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 31.57% | 31.57% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | 2+ Months |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 73.82% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, SESoleProprietor, Other REO Net Rental Income(Loss), Commission - 1 YR Personal Tax Returns Verified, Missing W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 73.53 | N/A |
| 583054 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 24.18% | 24.18% | No | No |  |  |  |  |  |  | Employed | Self-Employed |  |  |  |  | 1YR Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 100.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 18 | 18 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - SESoleProprietor - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 75 | N/A |
| 606787 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 13.86% | 13.86% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 1YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 1 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Missing |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Missing |  |  | United States |  |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 573435 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 0 | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 42.36% | 42.36% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 50.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 34 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SEPartnership, SEPartnership, SEPartnership, SEPartnership, SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, CPA Letter Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 75 | N/A |
| 587941 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 35.10% | 35.10% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss), SEPartnership - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification And Acknowledgment Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 78.44 | Yes |
| 607791 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 39.64% | 39.64% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SECorporation, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 664611 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 33.83% | 33.83% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certificate | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 68.61 | N/A |
| 651576 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 44.65% | 44.65% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 75 | N/A |
| 656302 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 4.84% | 4.84% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SEPartnership, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2023 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2023 | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 75 | N/A |
| 644181 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 40.63% | 40.63% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, SESoleProprietor - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 576419 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 12.52% | 12.52% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 75 | N/A |
| 630194 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 44.95% | 44.95% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | Identity Verification Acknowledgement Certification | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | Identity Verification Acknowledgement Certification | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 595526 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 44.91% | 44.91% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 50.2 | N/A |
| 628854 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 35.62% | 35.62% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 588704 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 36.96% | 36.96% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | 1YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 1 | 2 | 1 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 50.00% | 50.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2023 \|\| Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2023 | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Identity Verification Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 34.21 | N/A |
| 570215 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Annually | 0.00% | 31.20% | 31.20% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 591368 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 44.77% | 44.77% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 13 | 13 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 75 | Yes |
| 596253 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 32.76% | 32.76% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2025 | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2025 | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 65.87 | N/A |
| 634053 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 40.93% | 40.93% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Proceeds from Sale | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 16 | 16 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 75 | N/A |
| 624030 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 36.80% | 36.80% | No | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Identity Verification Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 645596 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 38.37% | 38.37% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | Identity Verification and Acknowledgement Certification | xxx | United States | xxx |  |  | I-551 Permanent Resident Card |  | xxx | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | Identity Verification and Acknowledgement Certification | xxx | United States | xxx |  |  | I-151 Permanent Resident Card |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 585866 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 39.42% | 39.42% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 1 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, SESoleProprietor, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification Acknowledge Certifiaction | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Identity Verification Acknowledge Certifiaction | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 615828 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 44.37% | 44.37% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 99 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, CPA Letter Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 79.55 | N/A |
| 601913 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 24.82% | 24.82% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 0 | 3 | 2 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESCorp, SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - SSI and Disability - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certification | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 557715 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Annually | 0.00% | 43.45% | 43.45% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 1YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 618314 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 27.83% | 27.83% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp, SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification And Acknowledgment Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 75 | N/A |
| 633431 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 34.97% | 34.97% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 2YR Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification Acknowledgement certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 636281 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 33.97% | 33.97% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | Identity Verification and Acknowledgment Certification | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Verification and Acknowledgement Certification | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 59.09 | N/A |
| 606146 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | 0 | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx | xxx | Monthly | 0.00% | 11.55% | 11.55% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | 1YR Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | Yes | 324 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, CPA Letter Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2024 | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | 226 | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 76.74 | N/A |
| 575845 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | No AUS |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 25.68% | 25.68% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 84 | 27 | FNMA 1005 | Yes | 108 | 27 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 567289 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 37.54% | 37.54% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Documentation | 2 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 3 | 2 | NA | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | Borrower Prepared | 4 | Borrower | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 49 | 14 | Work Number | Yes | 10 | 10 | Work Number | No | 0 |  | N/A | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 637439 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 33.68% | 33.68% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 1 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 59.59 | N/A |
| 658531 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 24.55% | 24.55% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Documentation | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 3 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Audited | 24 | CPA |  |  |  | Yes | 24 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp, SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Lease Agreements Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 54.24 | N/A |
| 574612 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | No AUS |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 33.15% | 33.15% | No | No |  |  |  |  |  |  | Employed | Self-Employed |  |  |  |  | Full Documentation | 2 | 0 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 1 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 100.00% | Stocks/Bonds | N/A | 0 | N/A | Borrower Prepared | Borrower | 4 | NA | 0 | No | 0 | Yes | 330 | 27 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, YTD Profit And Loss Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 578687 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | No AUS |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Annually | 0.00% | 24.52% | 24.52% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 52.56 | N/A |
| 592600 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | No AUS |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 38.86% | 38.86% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Commission, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, Lease Agreements Verified | Borrower - Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 640793 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 33.22% | 33.22% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 2 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 35 | 25 | Work Number | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA PATRIOT ACT | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 61.22 | N/A |
| 598796 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 30.68% | 30.68% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Documentation | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 42.25% | 42.25% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 78 | 27 | Work Number | Yes | 107 | 27 | Other | No | 0 |  | N/A | Borrower - Wage, SEPartnership, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - Wage, SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 79.33 | N/A |
| 607266 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 28.08% | 28.08% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 22 | 22 | Work Number | Yes | 27 | 27 | Work Number | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 66.91 | Yes |
| 558199 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | No AUS |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 23.30% | 23.30% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 2 | 2 | 2+ Months | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 31 | 25 | Work Number | Yes | 6 | 15 | Work Number | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 635981 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | No AUS |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 34.19% | 34.19% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 179 | 27 | Other | Yes | 260 | 25 | Work Number | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Enhanced Driver's License (MI, MN, NY, VT, WA) |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 70 | N/A |
| 619023 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Annually | 0.00% | 44.50% | 44.50% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Documentation | 0 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Proceeds from Sale | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 36 | 26 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Commission, SESoleProprietor, SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 73.21 | N/A |
| 665411 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | No AUS |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 34.88% | 34.88% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 96 | 27 | Work Number | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | USA PATRIOT ACT | xxx |  | xxx |  |  | I-551 Permanent Resident Card |  | xxx | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | Yes - ITIN Letter/Certificate | Other | USA Patriot Act | xxx |  | xxx |  |  | Work Visa |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 69.78 | N/A |
| 624940 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 35.34% | 35.34% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Documentation | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 38 | 26 | Work Number | Yes | 67 | 26 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | USA Patriot Act | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 77.16 | N/A |
| 612717 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Annually | 0.00% | 44.74% | 44.74% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Documentation | 2 |  | 2+ Months |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 31.29% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 39 | 27 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, SEPartnership, SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 70 | N/A |
| 611780 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | xxx | xxx | xxx | LP Accept/Eligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Monthly | 0.00% | 49.40% | 49.40% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Documentation | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 59.57 | N/A |
| 637438 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | DU Approve/Ineligible |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | $0.00 | $0.00 | $0.00 | xxx | xxx |  |  | $0.00 |  |  | 0.00% | 37.39% | 37.39% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 0 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 136 | 27 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 80 | N/A |
| 572312 |  | xxx | xxx | xxx | xxx | No | xxx | xxx | xxx | xxx | xxx | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | xxx | xxx | xxx | No AUS |  | No | xxx |  | xxx |  | xxx | No | xxx | xxx | xxx | xxx | xxx | xxx | $0.00 | xxx | xxx | xxx | xxx | xxx |  | Annually | 0.00% | 30.71% | 30.71% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Documentation | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | xxx | xxx | xxx | xxx | xxx | xxx | xxx |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | Unknown | No |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | xxx | United States | xxx |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple | No | No | N/A | xxx | xxx | xxx | xxx | No | 67.73 | N/A |

---

## Exhibit 99.4

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.4**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Seller Name** | **Loan Program** | **Documentation Type** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Actual Short Term Rent Amount** | **Actual Short Term Rent Source** | **Short Term Rent Number of Months** | **Short Term Rental Occupancy Factor** | **Rental Income Used for Property DSCR Calculation** | **Rental Source for Property DSCR Calculation** | **DSCR Calculation Based On Short Rental Income Flag** | **Property DTI** | **Originator DSCR** | **TPR DSCR** | **PITIA** | **Gross Rental Income Unit 1** | **Lease End Date Unit 1** | **Lease Term Unit 1** | **Gross Rental Income Unit 2** | **Lease End Date Unit 2** | **Lease Term Unit 2** | **Gross Rental Income Unit 3** | **Lease End Date Unit 3** | **Lease Term Unit 3** | **Gross Rental Income Unit 4** | **Lease End Date Unit 4** | **Lease Term Unit 4** | **Gross Rental Income Unit 5** | **Lease End Date Unit 5** | **Lease Term Unit 5** | **Gross Rental Income Unit 6** | **Lease End Date Unit 6** | **Lease Term Unit 6** | **Gross Rental Income Unit 7** | **Lease End Date Unit 7** | **Lease Term Unit 7** | **Gross Rental Income Unit 8+** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **Fee Amount** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Section 8** | **Blanket Mortgage/Cross Collateral Flag** | **Number of Years Property Owned** | **Number of Mortgaged Properties With Lender** | **Number of Properties Securing Loan** | **Foreign National Alternative Credit Documentation** | **Months Reserves** | **Loan Closed in the name of Business Entity** | **Vested Business Entity Name** | **Vested Business Entity Type** | **Qualifying Primary Borrower Type** | **Qualifying Primary Borrower First Name** | **Qualifying Primary Borrower Last Name** | **Qualifying CoBorrower Type** | **Qualifying CoBorrower First Name** | **Qualifying CoBorrower Last Name** | **Qualifying CoBorrower 2 Type** | **Qualifying CoBorrower 2 First Name** | **Qualifying CoBorrower 2 Last Name** | **Qualifying CoBorrower 3 Type** | **Qualifying CoBorrower 3 First Name** | **Qualifying CoBorrower 3 Last Name** | **Non-Qualifying Guarantor 1 First Name** | **Non-Qualifying Guarantor 1 Last Name** | **Non-Qualifying Guarantor 1 Citizenship** | **Non-Qualifying Guarantor 1 Country Name** | **Non-Qualifying Guarantor 2 First Name** | **Non-Qualifying Guarantor 2 Last Name** | **Non-Qualifying Guarantor 2 Citizenship** | **Non-Qualifying Guarantor 2 Country Name** | **Personal Guaranty** | **Total Number of Guarantors** | **Personal Guaranty Recourse Level** | **Business Entity EIN** |

---

## Exhibit 99.5

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.5**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Queue** | **Finding Code** | **Date Created** | **Date Modified** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Finding Comments** | **Seller Comments** | **Resolution Comments** | **Reviewer Comp Factor** | **Originator Comp Factors** | **Finding Documents** | **Originator QM Status** | **Final Reviewed QM Status** | **Loan Amount** | **Property State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Acknowledged / WaivedBy** | **Waiver in File?** | **Unique Finding ID** |
| 630513 |  | xxx C A | Closed | FPRO5405 | 2024-11-07 01:50 | 2024-11-13 17:52 | Resolved | 1 - Information C A | Property | Third Party Valuation | FHLMC Collateral Rep & Warrant Relief Is Not Eligible/Unavailable And A Third Party Valuation Product Was Not Provided | Resolved-Document Uploaded. Desk Review Completed - Due Diligence Vendor-11/13/2024 <br>Open-FHLMC Collateral Rep & Warrant Relief Is Not Eligible/Unavailable And A Third Party Valuation Product Was Not Provided (FHLMC Rep & Warrant Relief Status Is Not Eligible) Desk review ordered. - Due Diligence Vendor-11/07/2024 |  | Resolved-Document Uploaded. Desk Review Completed - Due Diligence Vendor-11/13/2024<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 619260 |  | xxx C B A | Closed | FVAL9739 | 2024-12-26 00:50 | 2025-01-02 14:47 | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-PIW - Due Diligence Vendor-01/02/2025 <br>Ready for Review-PIW on DU - Due Diligence Vendor-12/31/2024 <br>Open-Property Inspection Waiver (PIW) document is missing. - Due Diligence Vendor-12/26/2024 |  | Resolved-PIW - Due Diligence Vendor-01/02/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Debt Consolidation | N/A | N/A | xxx |
| 619260 |  | xxx C B A | Closed | FPRO1498 | 2024-12-26 16:07 | 2024-12-30 07:03 | Resolved | 1 - Information B | Property | Appraisal | Subject loan closed with an approved appraisal waiver | Resolved- - Due Diligence Vendor-12/30/2024 <br>Resolved-AVM received. FSD score lower than acceptable to BPO ordered. - Due Diligence Vendor-12/27/2024 <br>Open-Subject loan closed with an approved appraisal waiver - Due Diligence Vendor-12/26/2024 |  | Resolved-AVM received. FSD score lower than acceptable to BPO ordered. - Due Diligence Vendor-12/27/2024<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Debt Consolidation | N/A | N/A | xxx |
| 619260 |  | xxx C B A | Closed | FPRO7466 | 2024-12-27 11:08 | 2024-12-30 07:02 | Resolved | 1 - Information C A | Property | Third Party Valuation | AVM Value(s) Do Not Adhere To Tolerance Criteria | Resolved-Document Uploaded. - Due Diligence Vendor-12/30/2024 <br>Resolved-BPO Completed - Due Diligence Vendor-12/30/2024 <br>Open-AVM FSD value of 89 is not at or above 90. BPO ordered. - Due Diligence Vendor-12/27/2024 |  | Resolved-Document Uploaded. - Due Diligence Vendor-12/30/2024 <br>Resolved-BPO Completed - Due Diligence Vendor-12/30/2024<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Debt Consolidation | N/A | N/A | xxx |
| 568508 |  | xxx D A | Closed | FPRO4876 | 2025-01-10 13:48 | 2025-02-03 13:45 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | Property located in a FEMA Declared Disaster area. | Resolved-A 1004D stating Subject property is free from observable sustained due to the recent local xxx with images dated xxx was provided. - Due Diligence Vendor-02/03/2025 <br> Ready for Review-xxx - Due Diligence Vendor-02/03/2025 <br> Open-Property is located in xxx and requires a xxx. Property located in xxx. xxx needed - Due Diligence Vendor-01/10/2025 |  | Resolved-A 1004D stating Subject property is free from observable sustained due to the recent local xxx with images dated xxx was provided. - Due Diligence Vendor-02/03/2025 |  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 642355 |  | xxx C B A | Closed | FPRO7466 | 2025-01-27 10:39 | 2025-02-03 07:11 | Resolved | 1 - Information C A | Property | Third Party Valuation | AVM Value(s) Do Not Adhere To Tolerance Criteria | Resolved-Document Uploaded. BPO Completed - Due Diligence Vendor-02/03/2025 <br>Open-AVM Confidence Score is 86 and Post-Close Reviewed Appraised Property Value Variance is -0.79% - BPO ordered. - Due Diligence Vendor-01/27/2025 |  | Resolved-Document Uploaded. BPO Completed - Due Diligence Vendor-02/03/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 642355 |  | xxx C B A | Closed | FPRO1498 | 2025-01-22 23:04 | 2025-01-27 10:39 | Resolved | 1 - Information B | Property | Appraisal | Subject loan closed with an approved appraisal waiver | Open-Subject loan closed with an approved appraisal waiver Document Uploaded. Third Party Valuation- Subject closed with an approved appraisal waiver. AVM completed - Due Diligence Vendor-01/27/2025 <br>Resolved-AVM Confidence Score is 86 and Post-Close Reviewed Appraised Property Value Variance is -0.79% - BPO ordered. - Due Diligence Vendor-01/27/2025 |  | Resolved-AVM Confidence Score is 86 and Post-Close Reviewed Appraised Property Value Variance is -0.79% - BPO ordered. - Due Diligence Vendor-01/27/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 583452 |  | xxx D A | Closed | FCOM1274 | 2025-01-24 15:18 | 2025-02-05 09:00 | Resolved | 1 - Information D A | Compliance | Missing Doc - Federal Disclosure | Escrow Waiver is Missing | Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-02/05/2025 <br> Ready for Review-xxx: Good morning, There is no separate escrow waiver letter provided. As information regarding escrows is validated on the Final CD - boxes are marked. We did need to do a PCCD as the 2nd box wasn't marked, system glitch. Final CD is now marked. See attached. - Due Diligence Vendor-02/04/2025 <br> Open-Escrow Waiver is Missing Initial Loan Estimate indicates loan had Taxes/Ins in escrow and removed on Revised LE. Lender to provide Executed Escrow Waiver Disclosure. - Due Diligence Vendor-01/24/2025 |  | Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-02/05/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 583452 |  | xxx D A | Closed | finding-651 | 2025-01-24 08:17 | 2025-01-28 10:18 | Resolved | 1 - Information C A | Compliance | Points & Fees | TILA Finance Charge Test | Resolved-LC applied to PPFC per direction of xxx - Due Diligence Vendor-01/28/2025 <br> Ready for Review-xxx: Response from our Compliance team uploaded for both compliance issues. Thanks! - Due Diligence Vendor-01/27/2025 <br> Open-Loan failed the TILA Finance Charge test due to it being understated by $xxx. The lender's compliance test results in the original file indicate the lender excluded the $xxx Origination Fee in Section A from theit finance charge calculation. - Due Diligence Vendor-01/24/2025 <br> Open-This loan failed the TILA finance charge test.(12 CFR §1026.38(o)(2))The finance charge is $xxx. The disclosed finance charge of $xxx is not considered accurate because it is understated by more than $xxx. - Due Diligence Vendor-01/24/2025 |  | Resolved-LC applied to PPFC per direction of xxx - Due Diligence Vendor-01/28/2025 |  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 583452 |  | xxx D A | Closed | finding-3719 | 2025-01-24 15:18 | 2025-01-28 10:18 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | TILA Post-Consummation Revised Closing Disclosure Finance Charge Test | Resolved-LC applied to PPFC per direction of xxx - Due Diligence Vendor-01/28/2025 <br> Ready for Review-xxx: Response from our Compliance team uploaded for both compliance issues. Thanks! - Due Diligence Vendor-01/27/2025 <br> Open-Loan failed the TILA Finance Charge test due to it being understated by $xxx. The lender's compliance test results in the original file indicate the lender excluded the $xxx Origination Fee in Section A from theit finance charge calculation. - Due Diligence Vendor-01/24/2025 <br> Open-This loan failed the TILA finance charge test.(12 CFR §1026.18(d)(1) , transferred from 12 CFR §226.18(d)(1))The finance charge is $xxx. The disclosed finance charge of $xxx is not considered accurate because it is understated by more than $xxx. - Due Diligence Vendor-01/24/2025 |  | Resolved-LC applied to PPFC per direction of xxx - Due Diligence Vendor-01/28/2025 |  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 661685 |  | xxx D A | Closed | FPRO4965 | 2025-01-23 14:07 | 2025-02-20 13:32 | Resolved | 1 - Information C A | Property | Third Party Valuation | SSR Data does not match AUS Data | Resolved-Issue here is resolved since a desk review was ordered and the desk review supported the original appraised value. - Due Diligence Vendor-02/20/2025 <br> Ready for Review-xxx: Please see email chats with xxx regarding the documents. Thankyou! - Due Diligence Vendor-02/11/2025 <br> Counter-The AUS findings stil have to be in line with the SSR. Meaning, the response on the SSR needs to match the response on the LP findings. - Due Diligence Vendor-01/31/2025 <br> Ready for Review-xxx Please see attached - Due Diligence Vendor-01/29/2025 <br> Open-Third Party Valuation- SSR Score does not match AUS Day 1 property information. AUS #33 run on xxx shows R&W eligibility as not eligible while SSR was run on xxx shows R&W eligibility as eligible. Data from each needs to be in line with each other. Dependent on outcome, a Desk Review may need to be ordered. <br> - Due Diligence Vendor-01/23/2025 |  | Resolved-Issue here is resolved since a desk review was ordered and the desk review supported the original appraised value. - Due Diligence Vendor-02/20/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 661685 |  | xxx D A | Closed | FPRO1244 | 2025-02-18 11:10 | 2025-02-20 07:25 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. - Due Diligence Vendor-02/20/2025 <br>Resolved-desk review completed - Due Diligence Vendor-02/20/2025 <br>Open-Third Party Valuation- FHLMC R&W relief is ineligible, desk review required. Desk review ordered.<br> - Due Diligence Vendor-02/18/2025 |  | Resolved-Document Uploaded. - Due Diligence Vendor-02/20/2025 <br>Resolved-desk review completed - Due Diligence Vendor-02/20/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 596976 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 641321 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 639444 |  | xxx D A | Closed | FPRO1244 | 2025-02-03 14:40 | 2025-02-06 07:43 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-02/06/2025 <br>Open-Third Party Valuation- CU score is greater than 2.5, desk review required. Desk review ordered. - Due Diligence Vendor-02/03/2025 |  | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-02/06/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 558182 |  | xxx D A | Closed | FPRO1244 | 2025-02-11 16:40 | 2025-02-14 07:04 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. Desk review completed - Due Diligence Vendor-02/14/2025 <br>Open-Third Party Valuation- FHLMC R&W relief is ineligible, desk review required. Desk review ordered.<br> - Due Diligence Vendor-02/11/2025 |  | Resolved-Document Uploaded. Desk review completed - Due Diligence Vendor-02/14/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 579470 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 556533 |  | xxx D A | Closed | FVAL2301 | 2025-02-11 10:13 | 2025-03-13 13:59 | Resolved | 1 - Information D A | Property | Missing Doc | Updated Completion Report (442/10040) is missing | Resolved-Updated 1004D provided stating Appraiser did interior inspection and confirmed that the smoke alarm is also a Co2 combo detector - Due Diligence Vendor-03/13/2025 <br> Ready for Review-FINAL INSPECTION - Due Diligence Vendor-03/12/2025 <br> Counter-Missing final inspection from "Appraiser" confirming the presence of Carbon Monoxide detectors. xxx Statute xxx requires every single family dwelling and every dwelling unit in a multifamily dwelling must have an approved and operational carbon monoxide alarm installed outside, but within ten feet and on the same level as, each room lawfully used for sleeping purposes. - Due Diligence Vendor-02/27/2025 <br> Ready for Review-CO2 CERT - Due Diligence Vendor-02/26/2025 <br> Open-Provide final inspection from appraiser confirming the presence of Carbon Monoxide detectors. Appraiser states they were unable to confirm if present. xxx Statute xxx requires every single family dwelling and every dwelling unit in a multifamily dwelling must have an approved and operational carbon monoxide alarm installed outside, but within ten feet and on the same level as, each room lawfully used for sleeping purposes. - Due Diligence Vendor-02/11/2025 |  | Resolved-Updated 1004D provided stating Appraiser did interior inspection and confirmed that the smoke alarm is also a Co2 combo detector - Due Diligence Vendor-03/13/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 634888 |  | xxx D A | Closed | FCRE2371 | 2025-02-11 08:42 | 2025-02-13 08:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing final HUD-1 from sale of non-subject property | Resolved-Final HUD provided. - Due Diligence Vendor-02/13/2025 <br> Ready for Review-Attached - Due Diligence Vendor-02/12/2025 <br> Open-Provide final settlement statement for the borrower sale of xxx showing proceeds of $xxx and Mortgage paid off in full with xxx. At the time of review only an estimated statement was provided which was not signed nor certified. - Due Diligence Vendor-02/11/2025 |  | Resolved-Final HUD provided. - Due Diligence Vendor-02/13/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 634888 |  | xxx D A | Closed | FPRO1244 | 2025-02-10 17:27 | 2025-02-12 07:27 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. Desk review completed - Due Diligence Vendor-02/12/2025 <br>Open-Third Party Valuation- FHLMC R&W relief is ineligible, desk review required. Desk review ordered.<br> - Due Diligence Vendor-02/10/2025 |  | Resolved-Document Uploaded. Desk review completed - Due Diligence Vendor-02/12/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 608223 |  | xxx C A | Closed | finding-3625 | 2025-02-11 12:25 | 2025-02-12 08:19 | Resolved | 1 - Information C A | Compliance | TRID | TRID "Section B. Services You Cannot Shop For / Services Borrower Did Not Shop For" Validation Test | Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-02/12/2025 <br>Ready for Review-PCCD attached - Due Diligence Vendor-02/11/2025 <br>Open-This loan failed the TRID "Section B. Services You Cannot Shop For / Services Borrower Did Not Shop For" validation test.This loan contains a fee or fees where "compensation to" is set to the lender or broker but this fee or fees should not be retained by the lender or broker."Section B. Services You Cannot Shop For / Services Borrower Did Not Shop For" should contain an itemization of each amount, and a subtotal of all such amounts, the consumer will pay for settlement services for which the consumer cannot shop in accordance with Regulation Z and that are provided by persons other than the creditor or mortgage broker. Section B contains a Trust Review Fee paid to the lender. .). Fees payable to lender are not generally located in Section B - Services Borrower Did Not Shop For. Lender to provide PCCD correcting fee placement or correct payee name and provide evidence that fee was a pass-through fee - for the benefit of a third party. - Due Diligence Vendor-02/11/2025 |  | Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-02/12/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 563861 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 594361 |  | xxx D A | Closed | FPRO1244 | 2025-02-10 17:30 | 2025-02-12 07:29 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-02/12/2025 <br>Open-Third Party Valuation- CU score is greater than 2.5, desk review required. Desk review ordered.<br> - Due Diligence Vendor-02/10/2025 |  | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-02/12/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 609669 |  | xxx D A | Closed | FCOM1232 | 2025-02-11 00:12 | 2025-03-11 11:31 | Resolved | 1 - Information D A | Compliance | Missing Doc - Closing Package | The Final 1003 is Missing | Resolved-The Final 1003 is Present - Due Diligence Vendor-03/11/2025 <br>Ready for Review-Missing closing documents - Due Diligence Vendor-03/11/2025 <br>Open-The Final 1003 is Missing . At the time of review, only the initial signed 1003 was provided in addition to an unexecuted 1003. - Due Diligence Vendor-02/11/2025 |  | Resolved-The Final 1003 is Present - Due Diligence Vendor-03/11/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 609669 |  | xxx D A | Closed | FCRE1334 | 2025-02-11 01:24 | 2025-02-18 14:44 | Resolved | 1 - Information D A | Credit | Missing Doc - Income | Borrower 1 Executed 4506-T Missing | Resolved-Borrower 1 Executed 4506-T Resolved - Due Diligence Vendor-02/18/2025 <br>Ready for Review-4506 - Due Diligence Vendor-02/18/2025 <br>Open-Borrower 1 Executed 4506-T Missing - Due Diligence Vendor-02/11/2025 |  | Resolved-Borrower 1 Executed 4506-T Resolved - Due Diligence Vendor-02/18/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 609669 |  | xxx D A | Closed | FCRE1364 | 2025-02-11 01:24 | 2025-02-18 14:44 | Resolved | 1 - Information D A | Credit | Missing Doc - Income | Borrower 2 Executed 4506-T Missing | Resolved-Borrower 2 Executed 4506-T Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-02/18/2025 <br>Ready for Review-4506 - Due Diligence Vendor-02/18/2025 <br>Open-Borrower 2 Executed 4506-T Missing - Due Diligence Vendor-02/11/2025 |  | Resolved-Borrower 2 Executed 4506-T Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-02/18/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 572673 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 653244 |  | xxx D A | Closed | FPRO1244 | 2025-02-11 12:40 | 2025-02-18 07:46 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. Desk review completed - Due Diligence Vendor-02/18/2025 <br>Open-Third Party Valuation- FHLMC R&W relief is ineligible, desk review required. Desk review ordered.<br> - Due Diligence Vendor-02/11/2025 |  | Resolved-Document Uploaded. Desk review completed - Due Diligence Vendor-02/18/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 665417 |  | xxx C B A | Closed | FVAL1628 | 2025-02-12 08:34 | 2025-02-20 12:52 | Resolved | 1 - Information C A | Property | Property Issue | No HOA fees on appraisal and property identified as a PUD | Resolved-Condo documentation provided confirming monthly HOA fee of $xxx - Due Diligence Vendor-02/20/2025 <br> Ready for Review-Refer to page 1 - Due Diligence Vendor-02/20/2025 <br> Open-Provide condo documentation to verified monthly HOA fee of $xxx on the subject property as used to qualify. - Due Diligence Vendor-02/12/2025 |  | Resolved-Condo documentation provided confirming monthly HOA fee of $xxx - Due Diligence Vendor-02/20/2025 |  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 665417 |  | xxx C B A | Closed | FPRO1498 | 2025-02-11 12:40 | 2025-02-20 11:21 | Resolved | 1 - Information B | Property | Appraisal | Subject loan closed with an approved appraisal waiver | Resolved-AVM value ($xxx) and FSD score (92) supporte the original appraised value within a -10.0% tolerance. - Due Diligence Vendor-02/20/2025 <br> Resolved-Subject loan closed with an approved appraisal waiver Document Uploaded. Third Party Valuation- Subject closed with an approved appraisal waiver. AVM Completed - Due Diligence Vendor-02/11/2025 |  | Resolved-AVM value ($xxx) and FSD score (92) supporte the original appraised value within a -10.0% tolerance. - Due Diligence Vendor-02/20/2025 <br> Resolved-Subject loan closed with an approved appraisal waiver Document Uploaded. Third Party Valuation- Subject closed with an approved appraisal waiver. AVM Completed - Due Diligence Vendor-02/11/2025 |  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 577194 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 605018 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 604083 |  | xxx D A | Closed | FPRO1244 | 2025-02-18 11:07 | 2025-02-20 07:28 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-02/20/2025 <br>Open-Third Party Valuation- FHLMC R&W relief is ineligible, desk review required. Desk review ordered.<br> - Due Diligence Vendor-02/18/2025 |  | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-02/20/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 590545 |  | xxx D A | Closed | FCRE1364 | 2025-02-17 04:48 | 2025-02-19 09:01 | Resolved | 1 - Information D A | Credit | Missing Doc - Income | Borrower 2 Executed 4506-T Missing | Resolved-Borrower 2 Executed 4506-T Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-02/19/2025 <br>Ready for Review-Please see attached - Due Diligence Vendor-02/18/2025 <br>Open-Borrower 2 Executed 4506-T Missing Borrower 2 Executed 4506-C is Missing. - Due Diligence Vendor-02/17/2025 |  | Resolved-Borrower 2 Executed 4506-T Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-02/19/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 643031 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 658921 |  | xxx D A C | Closed | finding-3532 | 2025-02-20 13:51 | 2025-02-27 11:07 | Resolved | 1 - Information C A | Compliance | TRID | Initial Closing Disclosure Delivery Date Test | Resolved-ICD received, data entered, no additional compliance findings. - Due Diligence Vendor-02/27/2025 <br> Ready for Review-Initial CD - Due Diligence Vendor-02/26/2025 <br> Open-This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii))The initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transactionThe creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three business days before consummation. Earliest issued CD is dated xxx and closing was on xxx. Lender to provide missing Initial Closing Disclosure and evidence that disclosure was provided to borrowers at least 3 business days prior to closing. Document is needed to complete compliance testing. - Due Diligence Vendor-02/21/2025 |  | Resolved-ICD received, data entered, no additional compliance findings. - Due Diligence Vendor-02/27/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 658921 |  | xxx D A C | Closed | finding-3631 | 2025-02-20 13:51 | 2025-02-27 11:07 | Resolved | 1 - Information C A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved-ICD received, data entered, no additional compliance findings. - Due Diligence Vendor-02/27/2025 <br>Ready for Review-Initial CD provided - Due Diligence Vendor-02/26/2025 <br>Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. \*\*Finding is in relation to the delivery of the Initial CD. Lender to provide missing Initial Closing Disclosure and evidence that disclosure was provided to borrowers at least 3 business days prior to closing. Document is needed to complete compliance testing. - Due Diligence Vendor-02/21/2025 |  | Resolved-ICD received, data entered, no additional compliance findings. - Due Diligence Vendor-02/27/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 658921 |  | xxx D A C | Closed | finding-3632 | 2025-02-20 13:51 | 2025-02-27 11:07 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Consummation or Reimbursement Date Validation Test | Resolved-ICD received, data entered, no additional compliance findings. - Due Diligence Vendor-02/27/2025 <br>Ready for Review-Initial CD provided - Due Diligence Vendor-02/26/2025 <br>Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. \*\*Finding is in relation to the delivery of the Initial CD. Lender to provide missing Initial Closing Disclosure and evidence that disclosure was provided to borrowers at least 3 business days prior to closing. Document is needed to complete compliance testing. - Due Diligence Vendor-02/21/2025 |  | Resolved-ICD received, data entered, no additional compliance findings. - Due Diligence Vendor-02/27/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 658921 |  | xxx D A C | Closed | finding-3634 | 2025-02-20 13:51 | 2025-02-27 11:07 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Charges That Cannot Increase Test | Resolved-ICD received, data entered, no additional compliance findings. - Due Diligence Vendor-02/27/2025 <br> Ready for Review-Initial CD provided - Due Diligence Vendor-02/26/2025 <br> Open-This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $xxx.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). Finding is in relation to the delivery of the Initial CD. Lender to provide missing Initial Closing Disclosure and evidence that disclosure was provided to borrowers at least 3 business days prior to closing. Document is needed to complete compliance testing. - Due Diligence Vendor-02/21/2025 |  | Resolved-ICD received, data entered, no additional compliance findings. - Due Diligence Vendor-02/27/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 658921 |  | xxx D A C | Closed | FCRE1469 | 2025-02-21 07:25 | 2025-02-26 12:34 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 3 Missing | Resolved-Asset 3 Provided Or Not Applicable - Due Diligence Vendor-02/26/2025 <br> Ready for Review-Gift Wire - Due Diligence Vendor-02/26/2025 <br> Open-Asset 3 Missing Provide wire receipt showing gift funds of $xxx to closing agent or cashiers check given to the closing agent or documentation to evidence donor ability. At the time of review only a gift letter for $xxx was provided and funds do not appear on the final CD as received. - Due Diligence Vendor-02/21/2025 |  | Resolved-Asset 3 Provided Or Not Applicable - Due Diligence Vendor-02/26/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 658921 |  | xxx D A C | Closed | FCRE1491 | 2025-02-21 07:25 | 2025-02-26 12:34 | Resolved | 1 - Information D A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-02/26/2025 <br> Ready for Review-Gift Letter attached encompasses the gift for EMD and Closing, wires attached as well - Due Diligence Vendor-02/26/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Provide gift letter for $xxx that the donor sent as the EMD. Gift letter for this amount was not provided. - Due Diligence Vendor-02/21/2025 |  | Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-02/26/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 651286 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 591908 |  | xxx D A C | Closed | FPRO4876 | 2025-02-21 04:23 | 2025-03-07 10:39 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | Property located in a FEMA Declared Disaster area. | Resolved-xxx condition report provided shows no impact as a result of xxx. - Due Diligence Vendor-03/07/2025 <br> Ready for Review-xxx - Due Diligence Vendor-03/06/2025 <br> Counter-Confirmed that you may order the xxx here and supply us that xxx. - Due Diligence Vendor-02/27/2025 <br> Ready for Review-Please confirm with xxx it is okay to order a xxx - Due Diligence Vendor-02/26/2025 <br> Open-Property is located in a xxx and requires a xxx. Property located in xxx county. xxx is ongoing. xxx required after stated completion or end date per xxx, subject to investor requirements. - Due Diligence Vendor-02/21/2025 |  | Resolved-xxx report provided shows no impact as a result of xxx. - Due Diligence Vendor-03/07/2025 |  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 591908 |  | xxx D A C | Closed | FCOM4227 | 2025-02-21 11:05 | 2025-02-27 10:24 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Missing Closing Disclosure | Resolved-ICD received, data entered, no additional compliance findings. - Due Diligence Vendor-02/27/2025 <br>Ready for Review-initial CD - Due Diligence Vendor-02/26/2025 <br>Open-\*\*\*\* Initial Closing Disclosure (required to be received by the consumer 3 business days prior to consummation, has not been provided. A Compliance report cannot be processed until the requested material document(s) are received, which may result in additional Findings. Please provide ICD and proof of delivery to borrower. - Due Diligence Vendor-02/21/2025 |  | Resolved-ICD received, data entered, no additional compliance findings. - Due Diligence Vendor-02/27/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 556163 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 563694 |  | xxx D A | Closed | FPRO1244 | 2025-03-07 12:09 | 2025-03-12 10:48 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-CDA received and value matches the original appraised value. - Due Diligence Vendor-03/12/2025 <br>Open-Third Party Valuation- CU score is greater than 2.5, desk review required. Desk review ordered.<br> - Due Diligence Vendor-03/07/2025 |  | Resolved-CDA received and value matches the original appraised value. - Due Diligence Vendor-03/12/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 623816 |  | xxx B A | Closed | FCRE1182 | 2025-03-03 02:35 | 2025-03-04 14:00 | Resolved | 1 - Information B A | Credit | Missing Doc - Approval Info | Underwriting Summary Not Provided | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-03/04/2025 <br>Ready for Review-1008 - Due Diligence Vendor-03/03/2025 <br>Open-1008/Underwriting Summary Not Provided - Due Diligence Vendor-03/03/2025 |  | Resolved-1008/Underwriting Summary is fully present - Due Diligence Vendor-03/04/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 586648 |  | xxx D A | Closed | FCRE7497 | 2025-03-10 09:02 | 2025-03-11 14:25 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-Final Hud provided for xxx - property was sold on xxx - Proceeds are being used for assets for subject loan. - Due Diligence Vendor-03/11/2025 <br> Ready for Review-Departure CD for xxx - Due Diligence Vendor-03/10/2025 <br> Open-Provide insurance and taxes for property located at xxx. Documentation is required in addition to the Mortgage statements that were provided. - Due Diligence Vendor-03/10/2025 |  | Resolved-Final Hud provided for xxx - property was sold on xxx - Proceeds are being used for assets for subject loan. - Due Diligence Vendor-03/11/2025 |  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 583588 |  | xxx D A | Closed | FCRE1185 | 2025-03-11 15:04 | 2025-03-22 08:14 | Resolved | 1 - Information D A | Credit | Missing Doc - Approval Info | AUS Partially Provided | Resolved-AUS is fully present - Due Diligence Vendor-03/22/2025 <br> Ready for Review-REVISED DU - Due Diligence Vendor-03/21/2025 <br> Counter-Provided Provide corrected DU approval showing xxx. as a revolving account and not a 30 day account from the assets. Subject is not a 30 day account and monthly payment of $xxx was included in the ratios. - Due Diligence Vendor-03/14/2025 <br> Ready for Review-attached - Due Diligence Vendor-03/13/2025 <br> Open-Incomplete or Partial Copy of AUS Findings Report was Provided Provide corrected DU approval showing xxx. as a revolving account and not a 30 day account from the assets. Subject is not a 30 day account and monthly payment of $xxx was included in the ratios. - Due Diligence Vendor-03/11/2025 |  | Resolved-AUS is fully present - Due Diligence Vendor-03/22/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 583588 |  | xxx D A | Closed | FCRE1334 | 2025-03-11 07:08 | 2025-03-14 11:09 | Resolved | 1 - Information D A | Credit | Missing Doc - Income | Borrower 1 Executed 4506-T Missing | Resolved-Borrower 1 Executed 4506-T Resolved - Due Diligence Vendor-03/14/2025 <br>Ready for Review-attached - Due Diligence Vendor-03/13/2025 <br>Open-Borrower 1 Executed 4506-T Missing Provided 4506-T is not executed. Please provide a executed document. - Due Diligence Vendor-03/11/2025 |  | Resolved-Borrower 1 Executed 4506-T Resolved - Due Diligence Vendor-03/14/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 583588 |  | xxx D A | Closed | FCRE1364 | 2025-03-11 07:08 | 2025-03-14 11:09 | Resolved | 1 - Information D A | Credit | Missing Doc - Income | Borrower 2 Executed 4506-T Missing | Resolved-Borrower 2 Executed 4506-T Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-03/14/2025 <br>Ready for Review-attached - Due Diligence Vendor-03/13/2025 <br>Open-Borrower 2 Executed 4506-T Missing Provided 4506-T is not executed. Please provide a executed document. - Due Diligence Vendor-03/11/2025 |  | Resolved-Borrower 2 Executed 4506-T Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-03/14/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 583588 |  | xxx D A | Closed | FCRE1292 | 2025-03-11 07:08 | 2025-03-14 11:09 | Resolved | 1 - Information C A | Credit | Income | Income 1 Months Income Verified is Missing | Resolved-Income 1 Months Income Verified is Present Or Not Applicable - Due Diligence Vendor-03/14/2025 <br> Ready for Review-Income docs attached - Due Diligence Vendor-03/13/2025 <br> Open-Income 1 Months Income Verified is Missing Provide wage income docs for borrower to support $xxx per months as seen on the approval. Provide income s income using a paystub and a W-2 from the prior year, or using a standard Verification of Employment (1005). The paystub must be dated no earlier than 30 days prior to the initial loan application date, include all year-to-date earnings, and include sufficient<br> information to appropriately calculate income. Otherwise, additional documentation must be obtained. If a W-2 is not available from the prior year, the<br> lender must determine if the income would still be acceptable per the Selling Guide. If a standard Verification of Employment (1005) will be obtained it<br> must include all year-to-date earnings as well as prior year earnings if a W-2 is not being provided. Direct verifications provided by a third party<br> employment verification vendor are acceptable if completed in accordance with the Selling Guide.<br> - Due Diligence Vendor-03/11/2025 |  | Resolved-Income 1 Months Income Verified is Present Or Not Applicable - Due Diligence Vendor-03/14/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 583588 |  | xxx D A | Closed | FCRE1293 | 2025-03-11 07:08 | 2025-03-14 11:09 | Resolved | 1 - Information C A | Credit | Income | Income 2 Months Income Verified is Missing | Resolved-Income 2 Months Income Verified is Present Or Not Applicable - Due Diligence Vendor-03/14/2025 <br> Ready for Review-SSA Attached - Due Diligence Vendor-03/13/2025 <br> Open-Income 2 Months Income Verified is Missing Provide Social Security income for borrower supporting $xxx as seen on the approval by obtaining one of the following: proof of current receipt, the Social Security Administration's (SSA) award letter, form SSA-1099, or the most recent tax<br> returns or transcripts. If the Social Security income is for Survivor Benefits, retirement, or disability for the benefit of another, verify the income with all of the following documents: a copy of the SSA award letter, proof of current receipt, and any additional documentation required to confirm a three-year continuance. Supplemental Security Income must be verified with a copy of the SSA award letter and proof of current receipt. Refer to the xxx Guide for additional information. - Due Diligence Vendor-03/11/2025 |  | Resolved-Income 2 Months Income Verified is Present Or Not Applicable - Due Diligence Vendor-03/14/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 583588 |  | xxx D A | Closed | FCRE1294 | 2025-03-11 07:08 | 2025-03-14 11:09 | Resolved | 1 - Information C A | Credit | Income | Income 3 Months Income Verified is Missing | Resolved-Income 3 Months Income Verified is Present Or Not Applicable - Due Diligence Vendor-03/14/2025 <br> Ready for Review-attached - Due Diligence Vendor-03/13/2025 <br> Open-Income 3 Months Income Verified is Missing Provide Social Security income for borrower 2 supporting $xxx as seen on the approval by obtaining one of the following: proof of current receipt, the Social Security Administration's (SSA) award letter, form SSA-1099, or the most recent tax returns or transcripts. If the Social Security income is for Survivor Benefits, retirement, or disability for the benefit of another, verify the income with all of the following documents: a copy of the SSA award letter, proof of current receipt, and any additional documentation required to confirm a three-year continuance. Supplemental Security Income must be verified with a copy of the SSA award letter and proof of current receipt. Refer to the xxx Guide for additional information. - Due Diligence Vendor-03/11/2025 |  | Resolved-Income 3 Months Income Verified is Present Or Not Applicable - Due Diligence Vendor-03/14/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 656088 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 649983 |  | xxx D B A | Closed | FPRO1498 | 2025-03-13 04:55 | 2025-03-20 09:20 | Resolved | 1 - Information B | Property | Appraisal | Subject loan closed with an approved appraisal waiver | Resolved- - Due Diligence Vendor-03/20/2025 <br>Resolved-Document Uploaded. AVM completed - Due Diligence Vendor-03/14/2025 <br>Open-Subject loan closed with an approved appraisal waiver Third Party Valuation- Subject closed with an approved appraisal waiver. AVM ordered. - Due Diligence Vendor-03/13/2025 |  | Resolved-Document Uploaded. AVM completed - Due Diligence Vendor-03/14/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 649983 |  | xxx D B A | Closed | FCRE2000 | 2025-03-14 08:39 | 2025-03-20 09:19 | Resolved | 1 - Information D A | Credit | Missing Doc - Property | Incomplete or Unexecuted Purchase Contract | Resolved-Purchase Contract Issue Resolved - Due Diligence Vendor-03/20/2025 <br> Ready for Review-xxx attached - Due Diligence Vendor-03/19/2025 <br> Counter-The Advisory to Buyer document is xxx, xxx is missing Buyer's Initials. - Due Diligence Vendor-03/19/2025 <br> Ready for Review-advisory to buyer signed see attached - Due Diligence Vendor-03/18/2025 <br> Counter-xxx of the Contract - "Advisory to Buyer" regarding Owner Associations as this position of the purchase agreement is not signed. - Due Diligence Vendor-03/17/2025 <br> Ready for Review-complete copy of the purchase contract was provided. Can you please specify which section of the purchase contract is incomplete? - Due Diligence Vendor-03/17/2025 <br> Open-Purchase Contract is Partial copy. Provide executed Advisory to Buyer regarding Owner Associations as this position of the purchase agreement is not signed. - Due Diligence Vendor-03/14/2025 |  | Resolved-Purchase Contract Issue Resolved - Due Diligence Vendor-03/20/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 577267 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 601113 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 562590 |  | xxx D A C | Closed | FCRE1480 | 2025-03-18 12:54 | 2025-04-07 10:48 | Resolved | 1 - Information C A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-Asset 2 Meets Guideline Requirements Or Not Applicable - Due Diligence Vendor-04/07/2025 <br> Ready for Review-xxx STATEMENT - Due Diligence Vendor-04/04/2025 <br> Open-Asset 2 Does Not Meet Guideline Requirements Provide xxx from xxx for xxx. At the time of review, only xxx was provided. - Due Diligence Vendor-03/18/2025 |  | Resolved-Asset 2 Meets Guideline Requirements Or Not Applicable - Due Diligence Vendor-04/07/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 562590 |  | xxx D A C | Closed | FPRO1244 | 2025-03-17 15:36 | 2025-03-21 06:52 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. Desk review completed - Due Diligence Vendor-03/21/2025 <br>Open-Third Party Valuation- CU score is greater than 2.5, desk review required. Desk review ordered.<br> - Due Diligence Vendor-03/17/2025 |  | Resolved-Document Uploaded. Desk review completed - Due Diligence Vendor-03/21/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 636613 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 633611 |  | xxx D A | Closed | FPRO1244 | 2025-03-17 18:33 | 2025-03-21 06:54 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-03/21/2025 <br>Open-Third Party Valuation- FHLMC R&W relief is ineligible, desk review required. Desk review ordered.<br> - Due Diligence Vendor-03/17/2025 |  | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-03/21/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 600965 |  | xxx C B A | Closed | FPRO7466 | 2025-03-20 16:54 | 2025-03-20 16:55 | Resolved | 1 - Information C A | Property | Third Party Valuation | AVM Value(s) Do Not Adhere To Tolerance Criteria | Resolved-BPO value supports the original appraised value. - Due Diligence Vendor-03/20/2025 <br>Open-AVM FSD score of 84 does not meet the minimum of 90 - Due Diligence Vendor-03/20/2025 |  | Resolved-BPO value supports the original appraised value. - Due Diligence Vendor-03/20/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 600965 |  | xxx C B A | Closed | FPRO1498 | 2025-03-17 18:35 | 2025-03-20 16:53 | Resolved | 1 - Information B | Property | Appraisal | Subject loan closed with an approved appraisal waiver | Resolved-BPO value suppors the original appraised value. - Due Diligence Vendor-03/20/2025 <br>Resolved-Subject loan closed with an approved appraisal waiver Document Uploaded. BPO Completed <br> - Due Diligence Vendor-03/17/2025 |  | Resolved-BPO value suppors the original appraised value. - Due Diligence Vendor-03/20/2025 <br>Resolved-Subject loan closed with an approved appraisal waiver Document Uploaded. BPO Completed <br> - Due Diligence Vendor-03/17/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 643910 |  | xxx D A | Closed | FCRE4104 | 2025-03-19 11:11 | 2025-04-10 12:50 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing explanation and supporting documentation for large deposit(s) | Resolved-xxx provided (Joint) provided - Due Diligence Vendor-04/10/2025 <br> Ready for Review-Statement attached - Due Diligence Vendor-04/09/2025 <br> Open-Provide source of funds for large deposit into xxx #xxx for $xxx made on xxx. Description shows xxx however said account was not provided to confirm account belongs to the borrower and showing it coming out of the account. - Due Diligence Vendor-03/19/2025 |  | Resolved-xxx provided (Joint) provided - Due Diligence Vendor-04/10/2025 |  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 643910 |  | xxx D A | Closed | FPRO1244 | 2025-03-18 16:59 | 2025-03-24 09:44 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-03/24/2025 <br>Open-Third Party Valuation- FHLMC R&W relief is ineligible, desk review required. Desk review ordered.<br> - Due Diligence Vendor-03/18/2025 |  | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-03/24/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 566739 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 641913 |  | xxx C A | Closed | FCRE1186 | 2025-03-20 14:03 | 2025-03-25 07:33 | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds AUS DTI | Resolved-Audited DTI of 44.84% is less than or equal to AUS DTI of 46% - Due Diligence Vendor-03/25/2025 <br> Ready for Review-1008 and LP - Due Diligence Vendor-03/24/2025 <br> Open-Audited DTI of 44.84% exceeds AUS DTI of 27% Tape DTI 26.757%-Audited Qualifying DTI of 44.84% - Qualifying Subject (Parents Primary $xxx + B1/B2 Primary $xxx + 2nd Home $xxx + Other debt $xxx= $xxx/ Income $xxx = 44.84%. Subject property is Primary Purchase of home for B2 parents. Variance due to lender did not include B1/B2 Primary home expense in DTI, which is required. 2nd home expense lender included HOA belonging to B1/B2 primary home, reduction to $xxx. - Due Diligence Vendor-03/20/2025 |  | Resolved-Audited DTI of 44.84% is less than or equal to AUS DTI of 46% - Due Diligence Vendor-03/25/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 640814 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 561652 |  | xxx B A | Closed | FCOM5135 | 2025-03-24 14:09 | 2025-03-27 08:42 | Resolved | 1 - Information B A | Compliance | Missing Doc - Federal Disclosure | Required Affiliated Business Disclosure Missing | Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-03/27/2025 <br>Ready for Review-Affiliated Business Disclosure - Due Diligence Vendor-03/26/2025 <br>Open-Required Affiliated Business Disclosure Missing - Due Diligence Vendor-03/24/2025 |  | Resolved-Documentation provided is sufficient. Thank you. - Due Diligence Vendor-03/27/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 620889 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 564518 |  | xxx D A C | Closed | FCRE1437 | 2025-03-26 10:20 | 2025-04-01 08:21 | Resolved | 1 - Information C A | Credit | Income | Income and Employment Do Not Meet Guidelines | Resolved-offer letter provided (signed by borrower & Employer) and also an LOE from the Employer dated xxx - Due Diligence Vendor-04/01/2025 <br> Ready for Review-Employer signed Offer Letter - Due Diligence Vendor-03/31/2025 <br> Open-Income and Employment Do Not Meet Guidelines Provide offer contract for borrower executed by the employer. Per xxx guidelines, the contract/offer letter must clearly identify the employer and the borrower, be signed by the employer, and be accepted and signed by the borrower. At the time of review the letter is not signed by the employer. - Due Diligence Vendor-03/26/2025 |  | Resolved-offer letter provided (signed by borrower & Employer) and also an LOE from the Employer dated xxx - Due Diligence Vendor-04/01/2025 |  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 564518 |  | xxx D A C | Closed | FPRO1244 | 2025-03-25 11:02 | 2025-04-01 07:19 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. - Due Diligence Vendor-04/01/2025 <br>Open-Third Party Valuation- CU score is greater than 2.5, desk review required. Desk review ordered.<br> - Due Diligence Vendor-03/25/2025 |  | Resolved-Document Uploaded. - Due Diligence Vendor-04/01/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 583964 |  | xxx D A | Closed | FPRO1244 | 2025-03-26 12:29 | 2025-04-01 07:27 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. Desk review completed - Due Diligence Vendor-04/01/2025 <br>Open-Third Party Valuation- FHLMC R&W relief is ineligible, desk review required. Desk review ordered.<br> - Due Diligence Vendor-03/26/2025 |  | Resolved-Document Uploaded. Desk review completed - Due Diligence Vendor-04/01/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 638452 |  | xxx C B A | Closed | FVAL1628 | 2025-03-26 04:11 | 2025-04-03 17:12 | Resolved | 1 - Information C A | Property | Property Issue | No HOA fees on appraisal and property identified as a PUD | Resolved-Per settlement statement proration for HOA dues, the daily HOA fee is $xxx. There are 6 remaining months of HOA fees due which works out to an estimate of $xxx for monthly HOA dues. No further docs needed - Due Diligence Vendor-04/03/2025 <br> Counter-Nothing was attached, please re-upload. - Due Diligence Vendor-03/27/2025 <br> Ready for Review-hoa dues - Due Diligence Vendor-03/26/2025 <br> Open-Provide documentation to support HOA fee of $xxx per month. Loan was approved with an appraisal waiver and no documentation was provided. - Due Diligence Vendor-03/26/2025 |  | Resolved-Per settlement statement proration for HOA dues, the daily HOA fee is $xxx. There are 6 remaining months of HOA fees due which works out to an estimate of $xxx for monthly HOA dues. No further docs needed - Due Diligence Vendor-04/03/2025 |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 638452 |  | xxx C B A | Closed | FPRO1498 | 2025-03-26 04:09 | 2025-03-27 08:10 | Resolved | 1 - Information B | Property | Appraisal | Subject loan closed with an approved appraisal waiver | Resolved-Document Uploaded. AVM Completed - Due Diligence Vendor-03/27/2025 <br>Open-Subject loan closed with an approved appraisal waiver Third Party Valuation- Subject closed with an approved appraisal waiver. AVM ordered. - Due Diligence Vendor-03/26/2025 |  | Resolved-Document Uploaded. AVM Completed - Due Diligence Vendor-03/27/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 586543 |  | xxx D A | Closed | FPRO1244 | 2025-03-26 23:24 | 2025-03-31 07:13 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-03/31/2025 <br> Open-Desk review has already been ordered. - Due Diligence Vendor-03/28/2025 <br> Ready for Review-Please confirm condition "Desk review ordered". Has this been requested on behalf of xxx or do we need to pull and provide it? - Due Diligence Vendor-03/28/2025 <br> Open-Third Party Valuation- FHLMC R&W relief is ineligible, desk review required. Desk review ordered.<br> - Due Diligence Vendor-03/27/2025 |  | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-03/31/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 622644 |  | xxx D A | Closed | FCRE2109 | 2025-03-27 09:45 | 2025-03-28 13:57 | Resolved | 1 - Information D A | Credit | Missing Doc | Lender Income Calculation Worksheet is missing | Resolved-Lender Worksheet or Bank Statement Summary Provided - Due Diligence Vendor-03/28/2025 <br> Ready for Review-Attached - Due Diligence Vendor-03/28/2025 <br> Counter-Missing Income worksheet for all Income calculations - Due Diligence Vendor-03/28/2025 <br> Ready for Review-Please see attached it is an equitable Ira - Due Diligence Vendor-03/27/2025 <br> Open-Missing Lender Worksheet or Bank Statement Summary Provide Income worksheet and docs to support $xxx monthly in "Other" income. No indication on the final 1003 as to what the income is and no other documentation was provided to show income type. - Due Diligence Vendor-03/27/2025 |  | Resolved-Lender Worksheet or Bank Statement Summary Provided - Due Diligence Vendor-03/28/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 622644 |  | xxx D A | Closed | FCRE1184 | 2025-03-27 09:53 | 2025-03-27 13:13 | Resolved | 1 - Information D A | Credit | Missing Doc - Approval Info | AUS Not Provided | Resolved-AUS Findings Report is fully present - Due Diligence Vendor-03/27/2025 <br> Ready for Review-This is an LP (xxx) file . Please switch - Due Diligence Vendor-03/27/2025 <br> Open-Missing AUS Findings Report Provide DU approval for the subject property transaction as seen on the tape and the xxx Loan Quality Initiative disclosure which states "xxx. will underwrite your loan utilizing xxx guidelines." Subject to review and additional conditions. - Due Diligence Vendor-03/27/2025 |  | Resolved-AUS Findings Report is fully present - Due Diligence Vendor-03/27/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 608760 |  | xxx B A | Closed | FPRO1498 | 2025-03-26 23:25 | 2025-03-28 10:50 | Resolved | 1 - Information B | Property | Appraisal | Subject loan closed with an approved appraisal waiver | Resolved-AVM value and FSD score support the original appraised value. - Due Diligence Vendor-03/28/2025 <br>Resolved-Subject loan closed with an approved appraisal waiver Document Uploaded. AVM completed - Due Diligence Vendor-03/27/2025 |  | Resolved-AVM value and FSD score support the original appraised value. - Due Diligence Vendor-03/28/2025 <br>Resolved-Subject loan closed with an approved appraisal waiver Document Uploaded. AVM completed - Due Diligence Vendor-03/27/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 663272 |  | xxx D A | Closed | FPRO1244 | 2025-03-26 23:27 | 2025-03-31 07:18 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-03/31/2025 <br>Open-Third Party Valuation- CU score is greater than 2.5, desk review required. Desk review ordered.<br> - Due Diligence Vendor-03/27/2025 |  | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-03/31/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 654293 |  | xxx B A | Closed | FPRO1498 | 2025-03-26 23:32 | 2025-04-01 00:48 | Resolved | 1 - Information B | Property | Appraisal | Subject loan closed with an approved appraisal waiver | Resolved-AVM completed. AVM valued and FSD score support the original appraised value within a -10.0% variance. - Due Diligence Vendor-04/01/2025 <br>Resolved-Subject loan closed with an approved appraisal waiver Document Uploaded. AVM completed<br> - Due Diligence Vendor-03/27/2025 |  | Resolved-AVM completed. AVM valued and FSD score support the original appraised value within a -10.0% variance. - Due Diligence Vendor-04/01/2025 <br>Resolved-Subject loan closed with an approved appraisal waiver Document Uploaded. AVM completed<br> - Due Diligence Vendor-03/27/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 565786 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 610665 |  | xxx D A | Closed | FCRE7497 | 2025-03-31 07:14 | 2025-03-31 14:28 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-Tax Cert, HOA & HOI Policy provided for xxx - Due Diligence Vendor-03/31/2025 <br> Ready for Review-xxx, HOA, HOI and taxes - Due Diligence Vendor-03/31/2025 <br> Counter-Please provided HOI Policy - Due Diligence Vendor-03/31/2025 <br> Ready for Review-HOA and tax bill- still waiting on HOI Policy - Due Diligence Vendor-03/31/2025 <br> Open-Provide insurance and tax documentation for property located at xxx. Although the mortgage statement shows the monthly payment is escrowed, xxx requires the taxes and insurance to be documented separately. - Due Diligence Vendor-03/31/2025 |  | Resolved-Tax Cert, HOA & HOI Policy provided for xxx - Due Diligence Vendor-03/31/2025 |  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 590380 |  | xxx C A | Closed | FCRE1437 | 2025-03-31 09:20 | 2025-04-04 09:31 | Resolved | 1 - Information C A | Credit | Income | Income and Employment Do Not Meet Guidelines | Resolved-IRS statement confirming recurring $xxx monthly income. - Due Diligence Vendor-04/04/2025 <br> Ready for Review-Income doc - Due Diligence Vendor-04/03/2025 <br> Open-Income and Employment Do Not Meet Guidelines Provide documentation confirming $xxx per month from IRA account with a benefit statement from the organization providing the income, specifying the income type, amount and frequency, including confirmation of the initial start date. Account statement provided does not show the said amount being withdrawn. - Due Diligence Vendor-03/31/2025 |  | Resolved-IRS statement confirming recurring $xxx monthly income. - Due Diligence Vendor-04/04/2025 |  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 626204 |  | xxx D A | Closed | FPRO1244 | 2025-03-29 01:38 | 2025-04-02 07:12 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-04/02/2025 <br>Open-Document Uploaded. Third Party Valuation- CU score is greater than 2.5, desk review required. Desk review ordered<br> - Due Diligence Vendor-03/29/2025 |  | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-04/02/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 562212 |  | xxx D A | Closed | FPRO1244 | 2025-04-01 00:55 | 2025-04-07 07:36 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-04/07/2025 <br>Open-Third Party Valuation- CU score is greater than 2.5, desk review required. Desk review ordered.<br> - Due Diligence Vendor-04/01/2025 |  | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-04/07/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 562212 |  | xxx D A | Closed | FCRE1491 | 2025-04-01 10:20 | 2025-04-03 07:04 | Resolved | 1 - Information D A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-04/03/2025 <br> Ready for Review-Earnest Money Deposit Receipt - Due Diligence Vendor-04/02/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Provide confirmation of receipt from the closing agent for the EMD of $xxx. Withdrawal from the borrower's bank statement shows said amount was taken out on xxx however it shows only as a withdrawal and no receipt to confirm it was the EMD was provided as required. - Due Diligence Vendor-04/01/2025 |  | Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-04/03/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 598323 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 593592 |  | xxx D A | Closed | FPRO1244 | 2025-04-03 18:43 | 2025-04-08 07:28 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-04/08/2025 <br>Open-Third Party Valuation- FHLMC R&W relief is ineligible, desk review required. Desk review ordered.<br> - Due Diligence Vendor-04/03/2025 |  | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-04/08/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 599140 |  | xxx D A | Closed | FPRO1244 | 2025-04-03 18:45 | 2025-04-08 07:34 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-04/08/2025 <br>Open-Third Party Valuation- FHLMC R&W relief is ineligible, desk review required. Desk review ordered.<br> - Due Diligence Vendor-04/03/2025 |  | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-04/08/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 581292 |  | xxx D A | Closed | FPRO1244 | 2025-04-07 10:19 | 2025-04-11 07:34 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. Desk review completed - Due Diligence Vendor-04/11/2025 <br>Open-Third Party Valuation- CU score is greater than 2.5, desk review required. Desk review ordered.<br> - Due Diligence Vendor-04/07/2025 |  | Resolved-Document Uploaded. Desk review completed - Due Diligence Vendor-04/11/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 653892 |  | xxx D A | Closed | FPRO1244 | 2025-04-03 18:53 | 2025-04-07 07:30 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-04/07/2025 <br>Open-Third Party Valuation- FHLMC R&W relief is ineligible, desk review required. Desk review ordered.<br>- Due Diligence Vendor-04/03/2025 |  | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-04/07/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 569413 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 616824 |  | xxx D A | Closed | FPRO1244 | 2025-04-08 03:37 | 2025-04-10 07:52 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-04/10/2025 <br>Open-Third Party Valuation- CU score is greater than 2.5, desk review required. Desk review ordered.<br> - Due Diligence Vendor-04/08/2025 |  | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-04/10/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 632616 |  | xxx D A | Closed | FPRO1244 | 2025-04-09 15:11 | 2025-04-14 07:37 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. Desk review completed - Due Diligence Vendor-04/14/2025 <br>Open-Third Party Valuation- CU score is greater than 2.5, desk review required. Desk review ordered.<br> - Due Diligence Vendor-04/09/2025 |  | Resolved-Document Uploaded. Desk review completed - Due Diligence Vendor-04/14/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 612321 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 630646 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 646833 |  | xxx D A | Closed | FPRO1244 | 2025-04-08 03:24 | 2025-04-11 07:40 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-04/11/2025 <br>Open-Third Party Valuation- FHLMC R&W relief is ineligible, desk review required. Desk review ordered.<br> - Due Diligence Vendor-04/08/2025 |  | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-04/11/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 600986 |  | xxx D A | Closed | FPRO1244 | 2025-04-08 03:25 | 2025-04-10 07:45 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-04/10/2025 <br>Open-Third Party Valuation- FHLMC R&W relief is ineligible, desk review required. Desk review ordered.<br> - Due Diligence Vendor-04/08/2025 |  | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-04/10/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 613885 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 627091 |  | xxx B A | Closed | FPRO1498 | 2025-04-09 10:53 | 2025-04-14 12:23 | Resolved | 1 - Information B | Property | Appraisal | Subject loan closed with an approved appraisal waiver | Resolved-Document Uploaded. AVM Completed - Due Diligence Vendor-04/14/2025 <br>Open-Third Party Valuation- Subject closed with an approved appraisal waiver. AVM ordered. - Due Diligence Vendor-04/09/2025 |  | Resolved-Document Uploaded. AVM Completed - Due Diligence Vendor-04/14/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 583736 |  | xxx D A | Closed | FPRO1244 | 2025-04-08 03:33 | 2025-04-11 07:56 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-04/11/2025 <br>Open-Third Party Valuation- FHLMC R&W relief is ineligible, desk review required. Desk review ordered.<br> - Due Diligence Vendor-04/08/2025 |  | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-04/11/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 599648 |  | xxx D A C | Closed | FCOM4227 | 2025-04-10 10:05 | 2025-04-16 09:05 | Resolved | 1 - Information C A | Compliance | TRID | TRID: Missing Closing Disclosure | Resolved-ICD_ received, data entered, no additional compliance findings. - Due Diligence Vendor-04/16/2025 <br> Ready for Review-Initial CD dated xxx - Due Diligence Vendor-04/15/2025 <br> Open-Missing Initial Closing Disclosure - Due Diligence Vendor-04/10/2025 |  | Resolved-ICD_ received, data entered, no additional compliance findings. - Due Diligence Vendor-04/16/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 599648 |  | xxx D A C | Closed | finding-3532 | 2025-04-11 09:25 | 2025-04-16 09:04 | Resolved | 1 - Information C A | Compliance | TRID | Initial Closing Disclosure Delivery Date Test | Resolved-ICD received, data entered, no additional compliance findings. - Due Diligence Vendor-04/16/2025 <br> Ready for Review-Initial CD dated xxx - Due Diligence Vendor-04/15/2025 <br> Open-This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii))The initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transactionThe creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three business days before consummation. No CD disclosed at least 3 days prior to consummation found in the file - Due Diligence Vendor-04/11/2025 |  | Resolved-ICD received, data entered, no additional compliance findings. - Due Diligence Vendor-04/16/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 599648 |  | xxx D A C | Closed | FPRO1244 | 2025-04-10 00:45 | 2025-04-15 12:16 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-04/15/2025 <br>Open-Third Party Valuation- FHLMC R&W relief is ineligible, desk review required. Desk review ordered.<br> - Due Diligence Vendor-04/10/2025 |  | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-04/15/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 604181 |  | xxx D A | Closed | FCRE1185 | 2025-04-11 13:53 | 2025-04-23 09:30 | Resolved | 1 - Information D A | Credit | Missing Doc - Approval Info | AUS Partially Provided | Resolved-AUS is fully present - Due Diligence Vendor-04/23/2025 <br> Ready for Review-AUS attached - Due Diligence Vendor-04/22/2025 <br> Counter- Provide corrected DU for #14. xxx is a 30-day account and should not to be omitted. xxx is to show as added to the required reserves. - Due Diligence Vendor-04/21/2025 <br> Ready for Review-The xxx being omitted is a 30 day account and per the guidelines can also be backed out of available assets. Per the UW SUMMARY the balance of $xxx was backed out of the xxx acct #xxx liquid assets. <br>xxx assets were $xxx and a total of $xxx was backed out from available assets. - Due Diligence Vendor-04/18/2025 <br> Open-Incomplete or Partial Copy of AUS Findings Report was Provided Provide corrected DU for #14. xxx is a 30-day account and should not to be omitted. xxx is to show as added to the required reserves. - Due Diligence Vendor-04/11/2025 |  | Resolved-AUS is fully present - Due Diligence Vendor-04/23/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 666028 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 623579 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 641238 |  | xxx D A | Closed | FPRO1244 | 2025-04-14 11:25 | 2025-04-17 07:31 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-04/17/2025 <br>Open-Third Party Valuation- FHLMC R&W relief is ineligible, desk review required. Desk review ordered.<br> - Due Diligence Vendor-04/14/2025 |  | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-04/17/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 626417 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 571836 |  | xxx D A | Closed | FPRO1244 | 2025-04-14 15:45 | 2025-04-17 07:38 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-04/17/2025 <br>Open-Third Party Valuation- FHLMC R&W relief is ineligible, desk review required. Desk review ordered.<br> - Due Diligence Vendor-04/14/2025 |  | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-04/17/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 579917 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 592155 |  | xxx D A | Closed | FPRO1244 | 2025-04-16 13:44 | 2025-04-21 07:01 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-04/21/2025 <br>Open-Third Party Valuation- CU score is greater than 2.5, desk review required. Desk review ordered.<br> - Due Diligence Vendor-04/16/2025 |  | Resolved-Document Uploaded. desk review completed - Due Diligence Vendor-04/21/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 607658 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 616097 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 639617 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 639000 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 657948 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 600548 |  | xxx D A | Closed | FPRO1244 | 2025-04-17 14:44 | 2025-04-24 07:09 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. Desk review completed - Due Diligence Vendor-04/24/2025 <br>Open-Third Party Valuation- FHLMC R&W relief is ineligible, desk review required. Desk review ordered.<br> - Due Diligence Vendor-04/17/2025 |  | Resolved-Document Uploaded. Desk review completed - Due Diligence Vendor-04/24/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 593588 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 567404 |  | xxx D A C | Closed | FPRO1244 | 2025-04-21 10:05 | 2025-04-24 07:12 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. Desk review completed - Due Diligence Vendor-04/24/2025 <br>Open-Third Party Valuation- FHLMC R&W relief is ineligible, desk review required. Desk review ordered.<br> - Due Diligence Vendor-04/21/2025 |  | Resolved-Document Uploaded. Desk review completed - Due Diligence Vendor-04/24/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 567404 |  | xxx D A C | Closed | FCRE1253 | 2025-04-21 09:09 | 2025-04-22 16:38 | Resolved | 1 - Information C A | Credit | Eligibility | Missing Property Tax Cert | Resolved-Property Tax Cert Provided - Due Diligence Vendor-04/22/2025 <br> Ready for Review-Tax Certification LOE - Due Diligence Vendor-04/22/2025 <br> Open-Missing Property Tax Cert Missing verification of property tax calculation/tax rate of $xxx monthly, used to qualify. - Due Diligence Vendor-04/21/2025 |  | Resolved-Property Tax Cert Provided - Due Diligence Vendor-04/22/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 567404 |  | xxx D A C | Closed | FCRE1159 | 2025-04-18 07:03 | 2025-04-22 16:35 | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Disbursement Date | Resolved-Hazard Insurance Effective Date of xxx is prior to or equal to the Disbursement Date of xxx Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-04/22/2025 <br> Ready for Review-PCCD showing correct Fund Date - Due Diligence Vendor-04/22/2025 <br> Open-Hazard Insurance Effective Date of xxx is after the Disbursement Date of xxx. - Due Diligence Vendor-04/18/2025 |  | Resolved-Hazard Insurance Effective Date of xxx is prior to or equal to the Disbursement Date of xxx Or Hazard Insurance Effective Date Is Not Provided - Due Diligence Vendor-04/22/2025 |  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 664879 |  | xxx B A | Closed | FPRO1498 | 2025-04-21 07:25 | 2025-04-22 11:10 | Resolved | 1 - Information B | Property | Appraisal | Subject loan closed with an approved appraisal waiver | Resolved-AVM value supports the original appraised value witih a -10.0% variance. - Due Diligence Vendor-04/22/2025 <br>Resolved-Subject loan closed with an approved appraisal waiver Document Uploaded. AVM completed - Due Diligence Vendor-04/21/2025 |  | Resolved-AVM value supports the original appraised value witih a -10.0% variance. - Due Diligence Vendor-04/22/2025 <br>Resolved-Subject loan closed with an approved appraisal waiver Document Uploaded. AVM completed - Due Diligence Vendor-04/21/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 593633 |  | xxx D A | Closed | FCRE2371 | 2025-04-23 11:05 | 2025-04-29 13:23 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing final HUD-1 from sale of non-subject property | Resolved-Signed Final HUD Provided. - Due Diligence Vendor-04/29/2025 <br> Ready for Review-Executed SS attached. - Due Diligence Vendor-04/28/2025 <br> Counter-Missing Final stamped CTC from the Title/Escrow or signed by the borrower to ensure this is the Final figures at the time of closing for xxx showing proceeds of $xxx as qualified. - Due Diligence Vendor-04/24/2025 <br> Ready for Review-I do not see in our Guidelines where it states the documentation of the sale of the non-subject property needs to be signed or certified. Could you please advise which guidelines require this? - Due Diligence Vendor-04/23/2025 <br> Open-Provide final settlement statement for the sale of xxx showing proceeds of $xxx as qualified. At the time of review the settlement statements provided were not signed and/or certified as required. - Due Diligence Vendor-04/23/2025 |  | Resolved-Signed Final HUD Provided. - Due Diligence Vendor-04/29/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 15.58 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 60.37 Are Greater Than The Guideline Minimum Of 6.34 By Six (6) Or More Months<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 70% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.01<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 10.16 Years |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 593786 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Second Home | Purchase | NA |  |  |  |
| 638968 |  | xxx C A | Closed | FVAL9739 | 2025-05-01 11:42 | 2025-05-20 12:02 | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-1004D Provided, Appraiser states: The appraiser reobserved the property on xxx. CO detectors were noted and compliant with state guidelines. Water heater was double strapped and complies with state<br> guidelines. - Due Diligence Vendor-05/20/2025 <br> Ready for Review-1004D - Due Diligence Vendor-05/19/2025 <br> Open-Provide 1004D to evidence Carbon Monoxide detectors are present and water heater is double strapped as appraiser states they were unable to confirm as required to be compliance with xxx state law. Appraiser states: Appraiser was unable to locate/verify installation of a carbon monoxide detectors, required per xxx and xxx. The appraiser was unable to locate the water heater at time of inspection. Water was on at time of inspection. Per listing agent, the water heater is double strapped. - Due Diligence Vendor-05/01/2025 |  | Resolved-1004D Provided, Appraiser states: The appraiser reobserved the property on xxx. CO detectors were noted and compliant with state guidelines. Water heater was double strapped and complies with state<br> guidelines. - Due Diligence Vendor-05/20/2025 | Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 5 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 36.16% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.05<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 87.58 Are Greater Than The Guideline Minimum Of 12 By Six (6) Or More Months |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 628292 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 595599 |  | xxx C A | Closed | FCRE1167 | 2025-05-02 08:10 | 2025-05-06 13:45 | Resolved | 1 - Information C A | Credit | Insurance | Inadequate Hazard Insurance Coverage - Amount of coverage is less than primary lien amount and the Replacement Cost Value Estimator was not Provided by the Insurer | Resolved-Sufficent Hazard Insurance Coverage is provided - Due Diligence Vendor-05/06/2025 <br> Ready for Review-replacement cost info - Due Diligence Vendor-05/05/2025 <br> Open-Inadequate Hazard Insurance Coverage and Replacement Cost Estimator was not Provided - Hazard Insurance Coverage in the amount of $xxx is less than the minimum required coverage amount of $xxx - Due Diligence Vendor-05/02/2025 |  | Resolved-Sufficent Hazard Insurance Coverage is provided - Due Diligence Vendor-05/06/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 12.28 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 35.28 Are Greater Than The Guideline Minimum Of 18 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 22.29% Is Less Than The Guideline Maximum Of 40% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 12.28 Years<br> Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 12.28 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Second Home | Purchase | NA | N/A | N/A | xxx |
| 617289 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 616137 |  | xxx C B A | Closed | finding-3652 | 2025-05-07 19:07 | 2025-05-15 08:19 | Cured | 2 - Non-Material C B | Compliance | TRID | Lender Credits That Cannot Decrease Test | Cured-Curative PCCD received - Due Diligence Vendor-05/15/2025 <br> Ready for Review-Document Uploaded. Please see attached post-close closing disclosure along with refund check to cure the issue. - Buyer-05/14/2025 <br> Open-This loan failed the lender credits that cannot decrease test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i). The final sum of specific and non-specific lender credits ($xxx) does not exceed or equal the comparable sum of specific and non-specific lender credits ($xxx). Please see the table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). \*\*\*The total of the specific lender credits decreased from $xxx disclosed in the Initial CD to $xxx in the Final CD. The total of specific and non-specific lender credits cannot decrease without a valid COC reason. File does not contain valid COC in relation to the decrease. - Due Diligence Vendor-05/08/2025 |  | Cured-Curative PCCD received - Due Diligence Vendor-05/15/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.04<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 6.75 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 60.36 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 603413 |  | xxx D A | Closed | FCRE1198 | 2025-05-07 13:46 | 2025-05-20 16:52 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of xxx are greater than or equal to Guideline Required Reserves of - Due Diligence Vendor-05/15/2025 <br> Resolved-Audited Reserves of xxx are greater than or equal to Guideline Required Reserves of 12 - Due Diligence Vendor-05/14/2025 <br> Ready for Review-This is a relocation loan with the property at xxx being purchased via a Guaranteed Home Buyout Option (GBO) through their employers relocation company. Only the GBO and Final Net equity statement is required to verify acceptable proceeds from the sale. The final net equity statement is in loan documents on PDF page 487 and I have attached the GBO and processor certifications obtained by xxx to verify assets per our process. - Seller-05/13/2025 <br> Counter- the SS/HUD provided states Cash from borrower is $xxx and No proof of available funds located in the file nor listed on final 1003. Guidelines require 12 months reserves. - Due Diligence Vendor-05/12/2025 <br> Ready for Review-Please see the attached signed final settlement statement which documents the source of the funds used for closing. - Buyer-05/09/2025 <br> Open-Audited Reserves of are less than Guideline Required Reserves of 12; however there is no asset documentation in the file - Due Diligence Vendor-05/07/2025 | Ready for Review-This is a relocation loan with the property at xxx being purchased via a Guaranteed Home Buyout Option (GBO) through their employers relocation company. Only the GBO and Final Net equity statement is required to verify acceptable proceeds from the sale. The final net equity statement is in loan documents on PDF page 487 and I have attached the GBO and processor certifications obtained by xxx to verify assets per our process. - Seller-05/13/2025 | Resolved-Audited Reserves of xxx are greater than or equal to Guideline Required Reserves of - Due Diligence Vendor-05/15/2025 <br> Resolved-Audited Reserves of xxx are greater than or equal to Guideline Required Reserves of 12 - Due Diligence Vendor-05/14/2025 | Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 90.18 Are Greater Than The Guideline Minimum Of 12 By Six (6) Or More Months<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 6.27 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 39.09% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 5.5 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 58.33% Is Below The Guideline Maximum Of 89.99% By Ten Percent (10%) Or More |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 603413 |  | xxx D A | Closed | FCRE2371 | 2025-05-07 13:59 | 2025-05-14 12:13 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing final HUD-1 from sale of non-subject property | Resolved-Bwr is in the Relocation program, Copy of Purchase contract provided for xxx along with a Processor cert - Due Diligence Vendor-05/14/2025 <br> Ready for Review-Document Uploaded. This is a relocation loan with the property at xxx being purchased via a Guaranteed Home Buyout Option (GBO) through their employers relocation company. Only the GBO and Final Net equity statement is required to verify acceptable proceeds from the sale. The final net equity statement is in loan documents on PDF xxx and I have attached the GBO and processor certifications obtained by xxx to verify assets per our process. <br> - Seller-05/13/2025 <br> Open-Missing FInal CD for xxx - Due Diligence Vendor-05/07/2025 | Ready for Review-Document Uploaded. This is a relocation loan with the property at xxx being purchased via a Guaranteed Home Buyout Option (GBO) through their employers relocation company. Only the GBO and Final Net equity statement is required to verify acceptable proceeds from the sale. The final net equity statement is in loan documents on PDF xxx and I have attached the GBO and processor certifications obtained by xxx to verify assets per our process. <br> - Seller-05/13/2025 | Resolved-Bwr is in the Relocation program, Copy of Purchase contract provided for xxx along with a Processor cert - Due Diligence Vendor-05/14/2025 | Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 90.18 Are Greater Than The Guideline Minimum Of 12 By Six (6) Or More Months<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 6.27 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 39.09% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 5.5 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 58.33% Is Below The Guideline Maximum Of 89.99% By Ten Percent (10%) Or More |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 603413 |  | xxx D A | Closed | FCRE7000 | 2025-05-06 03:44 | 2025-05-14 12:04 | Resolved | 1 - Information C A | Credit | Assets | Insufficient Total Liquid Assets Available for Close | Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-05/14/2025 <br> Ready for Review-This is a relocation loan with the property at xxx being purchased via a Guaranteed Home Buyout Option (GBO) through their employers relocation company. Only the GBO and Final Net equity statement is required to verify acceptable proceeds from the sale. The final net equity statement is in loan documents on PDF xxx and I have attached the GBO and processor certifications obtained by xxx to verify assets per our process. - Buyer-05/13/2025 <br> Counter-Cash to close is $xxx. No proof of available funds located in the file nor listed on final 1003. the SS/HUD provided states Cash from borrower is $xxx - Due Diligence Vendor-05/12/2025 <br> Ready for Review-Document Uploaded. Please see the attached signed final settlement statement which documents the source of the funds used for closing. - Seller-05/09/2025 <br> Open-Total Liquid Assets Available for Close of $0 is less than Total Cash to Close $xxx. There is no Asset reflecting 1003 and In REO section Pending Sale is reflecting however we don't have any supporting document for Asset. - Due Diligence Vendor-05/06/2025 | Ready for Review-Document Uploaded. Please see the attached signed final settlement statement which documents the source of the funds used for closing. - Seller-05/09/2025<br>| Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-05/14/2025 | Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 90.18 Are Greater Than The Guideline Minimum Of 12 By Six (6) Or More Months<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 6.27 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 39.09% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 5.5 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 58.33% Is Below The Guideline Maximum Of 89.99% By Ten Percent (10%) Or More |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 561786 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 659990 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 666437 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 568579 |  | xxx C A | Closed | FCRE1198 | 2025-05-07 15:38 | 2025-05-22 12:21 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of xxx are greater than or equal to Guideline Required Reserves of 6 - Due Diligence Vendor-05/20/2025 <br> Resolved-Audited Reserves of xxx are greater than or equal to Guideline Required Reserves of 6. EMD was not taken from the asset account being used as funds to close being that the assets being used for funds to close are funds from the sale of another property. EMD was verified as deposited to title within the purchase contract. - Due Diligence Vendor-05/14/2025 <br> Ready for Review-Document Uploaded. Please be advised that the purchase agreement itself can be used to confirm receipt of the EMD. The purchase agreement is part of the original loan images. - Buyer-05/13/2025 <br> Counter-Missing proof of EMD of $xxx - Due Diligence Vendor-05/12/2025 <br> Ready for Review-Document Uploaded. Please see attached final settlement statement for the proceeds of the sale of the departing residence to support sufficient assets. - Buyer-05/09/2025 <br> Open-Audited Reserves of are less than Guideline Required Reserves of 6 Audited Reserves of $$xxx are less than Guideline Required Reserves of $xxx.Earnest money in the amount of $xxx was not verified. - Due Diligence Vendor-05/07/2025 |  | Resolved-Audited Reserves of xxx are greater than or equal to Guideline Required Reserves of 6 - Due Diligence Vendor-05/20/2025 <br> Resolved-Audited Reserves of xxx are greater than or equal to Guideline Required Reserves of 6. EMD was not taken from the asset account being used as funds to close being that the assets being used for funds to close are funds from the sale of another property. EMD was verified as deposited to title within the purchase contract. - Due Diligence Vendor-05/14/2025 | Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 19.32 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.06<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 75% Is Below The Guideline Maximum Of 89.99% By Ten Percent (10%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 5 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 665835 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 602352 |  | xxx D A | Closed | FCRE1358 | 2025-05-08 07:20 | 2025-05-15 17:22 | Resolved | 1 - Information D A | Credit | Missing Doc - Income | Borrower 2 W2/1099 Missing | Resolved-While income history does not go back two years, borrower is recently back to work at a salaried employer (80 hours/check and 26 checks/year). No futher documentation of income history is required. - Due Diligence Vendor-05/15/2025 <br> Counter-What Documents were used to calculate 2 full years of B2 Income, the only Documents for B2 in the file is a YTD paystub. - Due Diligence Vendor-05/13/2025 <br> Ready for Review-B2 started employment at the current employer on xxx. There is no previous W2 to upload. We took a full 2 year employment history from the borrower who has confirmed there was no income earned in xxx. - Buyer-05/09/2025 <br> Open-Borrower 2 W2/1099 Missing Provide W2 from most recent tax year. Only a YTD paystub was provided at the time of review. - Due Diligence Vendor-05/08/2025 |  | Resolved-While income history does not go back two years, borrower is recently back to work at a salaried employer (80 hours/check and 26 checks/year). No futher documentation of income history is required. - Due Diligence Vendor-05/15/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.08<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 16.16 Are Greater Than The Guideline Minimum Of 8.96 By Six (6) Or More Months<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 7.30 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 72.24% Is Below The Guideline Maximum Of 89.99% By Ten Percent (10%) Or More |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 605644 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 |  |  |  |
| 578679 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Debt Consolidation |  |  |  |
| 638662 |  | xxx C A | Closed | FCRE1167 | 2025-05-09 10:11 | 2025-05-13 12:53 | Resolved | 1 - Information C A | Credit | Insurance | Inadequate Hazard Insurance Coverage - Amount of coverage is less than primary lien amount and the Replacement Cost Value Estimator was not Provided by the Insurer | Resolved-Sufficent Hazard Insurance Coverage is provided - Due Diligence Vendor-05/13/2025 <br> Ready for Review-Please include the 25% additional replacement cost coverage listed in the endorsements. - Buyer-05/12/2025 <br> Open-Inadequate Hazard Insurance Coverage and Replacement Cost Estimator was not Provided - Hazard Insurance Coverage in the amount of $xxx is less than the minimum required coverage amount of $xxx - Due Diligence Vendor-05/09/2025 |  | Resolved-Sufficent Hazard Insurance Coverage is provided - Due Diligence Vendor-05/13/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.1<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 26.92 Are Greater Than The Guideline Minimum Of 12 By Six (6) Or More Months<br> Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 12.88 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 69.97% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 588122 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Second Home | Purchase | NA |  |  |  |
| 614318 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 660066 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 |  |  |  |
| 615962 |  | xxx D A | Closed | FPRO4876 | 2025-05-16 12:52 | 2025-05-23 13:28 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | Property located in a FEMA Declared Disaster area. | Resolved-Post Disaster Inspection provided and shows no damage. - Due Diligence Vendor-05/23/2025 <br> Ready for Review-Document Uploaded. Please see attached disaster inspection confirming no damage. - Buyer-05/23/2025 <br> Open-Property is located in a FEMA Declared Disaster area and requires a post-disaster inspection. Property is located in a disaster area (xxx) and appraisal was completed prior to the disaster. Individual Assistance declared and post-disaster inspection is needed (PDI or equivalent or 1004D from the original appraiser stating no damage) - Due Diligence Vendor-05/16/2025 |  | Resolved-Post Disaster Inspection provided and shows no damage. - Due Diligence Vendor-05/23/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 25.82 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 36.99 Are Greater Than The Guideline Minimum Of 12 By Six (6) Or More Months<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 25.82 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 39.48% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 557377 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 641950 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 561245 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 564491 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 629630 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 659423 |  | xxx D A | Closed | FCRE1252 | 2025-05-10 12:54 | 2025-05-19 13:05 | Resolved | 1 - Information D A | Credit | Missing Doc - Title | Title Document is Incomplete | Resolved-Title Document is Provided And Complete - Due Diligence Vendor-05/19/2025 <br>Ready for Review-Document Uploaded. Please see attached title commitment. - Buyer-05/15/2025 <br>Counter-Unable to open attachment, Please reupload. - Due Diligence Vendor-05/14/2025 <br>Ready for Review-Document Uploaded. - Buyer-05/13/2025 <br>Open-Title Document is Incomplete Provide complete title with all schedules and complete chain of title. At the time of review only a cover page and title supplement was provided. - Due Diligence Vendor-05/10/2025 |  | Resolved-Title Document is Provided And Complete - Due Diligence Vendor-05/19/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.03<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 30.95% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 9.58 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 60% Is Below The Guideline Maximum Of 89.99% By Ten Percent (10%) Or More |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | xxx |
| 613115 |  | xxx D A | Closed | FCOM2630 | 2025-05-11 13:37 | 2025-05-13 13:15 | Resolved | 1 - Information D A | Compliance | Missing Doc - State Disclosure | Attorney Preference Letter missing or unexecuted | Resolved-Non-disclosed attorney preference tested against threshold is sufficient. Thank you. - Due Diligence Vendor-05/13/2025 <br> Ready for Review-As previously stated, xxx does not require a xxx Preference Attorney Document. The regulation referenced 24-1-1E(a)(5)(b) allows the attorney fees to be excluded from the state Threshold fees total, to determine if the loan is a treshold loan, if the borrower is given a preference list. We did not exclude attorney fees from the State Threshold fees total because such a document was not provided to the borrower. Please clear this condition as this loan meets xxx threshold limits without the $xxx fee being excluded. - Buyer-05/13/2025 <br> Counter-The right to select the attorney disclosure pursuant to xxx. Stat. xxx. § 24-1-1E(a)(5)(b), with no attorney indicated, for lender can obtain their own, has not been provided - Due Diligence Vendor-05/13/2025 <br> Ready for Review-xxx does not require an attorney preference document unlike xxx. xxx does require an attorney to perform the closing, but if not chosen the lender can obtain their own. - Buyer-05/12/2025 <br> Open-Right To Choose Attorney or Attorney Preference Not In File - Due Diligence Vendor-05/11/2025 |  | Resolved-Non-disclosed attorney preference tested against threshold is sufficient. Thank you. - Due Diligence Vendor-05/13/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 5.51 Years<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.07<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 66.15% Is Below The Guideline Maximum Of 89.99% By Ten Percent (10%) Or More<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 86.81 Are Greater Than The Guideline Minimum Of 14.97 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | xxx |
| 601444 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 |  |  |  |
| 617225 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 597481 |  | xxx C A | Closed | FPRO9939 | 2025-05-08 16:44 | 2025-05-16 14:34 | Resolved | 1 - Information C A | Property | Third Party Valuation | CU Score is Greater Than 2.5 And A Third Party Valuation Product Was Not Provided | Resolved-CU Score is Greater Than 2.5 And A Third Party Valuation Product Was Provided Or CU Score Is Less Than Or Equal To 2.5 And A Third Party Valuation Product Was Not Required (CU Score Is) - Due Diligence Vendor-05/16/2025 <br>Open-CU Score Is Greater Than 2.5 And A Third Party Valuation Product Was Not Provided (CU Score Is 2.6) - Due Diligence Vendor-05/08/2025 |  | Resolved-CU Score is Greater Than 2.5 And A Third Party Valuation Product Was Provided Or CU Score Is Less Than Or Equal To 2.5 And A Third Party Valuation Product Was Not Required (CU Score Is) - Due Diligence Vendor-05/16/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 11.24 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 21.51 Are Greater Than The Guideline Minimum Of 8.41 By Six (6) Or More Months<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 11.23 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 35.11% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 5 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 643059 |  | xxx D A | Closed | FCRE1316 | 2025-05-08 20:28 | 2025-05-15 14:51 | Resolved | 1 - Information D A | Credit | Missing Doc - Employment | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-05/15/2025 <br> Ready for Review-Please refer to xxx and xxx of the loan images for the verification of the business xxx where both borrowers' income is derived. - Buyer-05/14/2025 <br> Open-Borrower 1 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-05/09/2025 |  | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-05/15/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 35.58% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 5 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 53.62% Is Below The Guideline Maximum Of 89.99% By Ten Percent (10%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 13.05 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 13.05 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 21.89 Are Greater Than The Guideline Minimum Of 12 By Six (6) Or More Months<br> Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 13.05 Years |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Debt Consolidation | N/A | N/A | xxx |
| 643059 |  | xxx D A | Closed | FCRE1347 | 2025-05-08 20:28 | 2025-05-15 14:51 | Resolved | 1 - Information D A | Credit | Missing Doc - Employment | Borrower 2 3rd Party VOE Prior to Close Missing | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-05/15/2025 <br> Ready for Review-Please refer to xxx and xxx of the loan images for the verification of the business xxx where both borrowers' income is derived. - Buyer-05/14/2025 <br> Open-Borrower 2 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-05/09/2025 |  | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-05/15/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 35.58% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 5 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 53.62% Is Below The Guideline Maximum Of 89.99% By Ten Percent (10%) Or More<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 13.05 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 13.05 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 21.89 Are Greater Than The Guideline Minimum Of 12 By Six (6) Or More Months<br> Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 13.05 Years |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Debt Consolidation | N/A | N/A | xxx |
| 637393 |  | xxx C A | Closed | FCRE1198 | 2025-05-12 10:42 | 2025-05-23 11:03 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of xxx are greater than or equal to Guideline Required Reserves of 9.65 - Due Diligence Vendor-05/23/2025 <br> Ready for Review-EMD was obtained from xxx #xxx on xxx, and is shown as a wire out of the account. This is supported by the requirement for the EMD to be provided by xxx, which was a Monday, therefore the wire was sent the prior business days. EMD receipt, attached, also confirms EMD was received on xxx via wire. xxx account dated xxx-xxx is in loan file beginning on xxx. xxx account statement for xxx is attached. Per guidelines this meets documentation requirements as the xxx statement is dated within 45 days of application and was the most recent available at the time of application. Available liquid assets cover funds to close. Brokerage account assets are being used only for reserves and are not required to be liquidated when only used for reserves per guidelines. <br>Funds to close = $xxx - $xxx EMD (sourced) = $xxx. <br> Reserves = $xxx<br>Total assets for funds to close and reserves are sufficient. Please clear - Buyer-05/22/2025 <br> Counter-Document Uploaded. Final 1003 reflects "Other Specify Securities" iao $xxx & EMD of $xxx appear to be missing from the file. - The Following assets were verified and used in the audit: xxx #xxx (xxx) dated xxx Current Balance $xxx / xxx #xxx (xxx) dated xxx Current balance $xxx / xxx #xxx (xxx) $xxx Gift Funds deposited on xxx & (xxx) Available balance $xxx / xxx #xxx (xxx) dated xxx available balance $xxx - Total Verified Assets $xxx - Required Reserves $xxx - CTC $xxx - Due Diligence Vendor-05/21/2025 <br> Ready for Review-You are not including all assets. Borrower received 2 gifts, in the amounts of $xxx, which was deposited to xxx, and a gift of $xxx. Additionally, borrower's xxx account is not being used in calculation. Please recalculate assets and cancel exception and all waterfalls. - Buyer-05/16/2025 <br> Open-Audited Reserves of are less than Guideline Required Reserves of 9.65 At the time of review assets provided total $xxx. EMD was not provided for $xxx. Total required with EMD to close is $xxx leaving no assets left for the required $xxx in reserves. - Due Diligence Vendor-05/12/2025 |  | Resolved-Audited Reserves of xxx are greater than or equal to Guideline Required Reserves of 9.65 - Due Diligence Vendor-05/23/2025 | Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.04<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 637393 |  | xxx C A | Closed | FCRE7000 | 2025-05-12 10:35 | 2025-05-23 11:03 | Resolved | 1 - Information C A | Credit | Assets | Insufficient Total Liquid Assets Available for Close | Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-05/23/2025 <br> Ready for Review-EMD was obtained from xxx #xxx on xxx, and is shown as a wire out of the account. This is supported by the requirement for the EMD to be provided by xxx, which was a Monday, therefore the wire was sent the prior business days. EMD receipt, attached, also confirms EMD was received on xxx via wire. xxx account dated xxx-xxx is in loan file beginning on xxx. xxx account statement for xxx is attached. Per guidelines this meets documentation requirements as the xxx statement is dated within 45 days of application and was the most recent available at the time of application. Available liquid assets cover funds to close. Brokerage account assets are being used only for reserves and are not required to be liquidated when only used for reserves per guidelines. <br>Funds to close = $xxx - $xxx EMD (sourced) = $xxx. <br> Reserves = $xxx<br>Total assets for funds to close and reserves are sufficient. Please clear - Buyer-05/22/2025 <br> Counter-Final 1003 reflects "Other Specify Securities" iao $xxx & EMD of $xxx appear to be missing from the file. - The Following assets were verified and used in the audit: xxx #xxx (xxx) dated xxx Current Balance $xxx / xxx #xxx (xxx) dated xxx Current balance $xxx / xxx #xxx (xxx) $xxx Gift Funds deposited on xxx & (xxx) Available balance $xxx / xxx #xxx (xxx) dated xxx available balance $xxx - Total Verified Assets $xxx - Required Reserves $xxx - CTC $xxx - Due Diligence Vendor-05/21/2025 <br> Ready for Review-You are not including all assets. Borrower received 2 gifts, in the amounts of $xxx, which was deposited to xxx, and a gift of $xxx. Additionally, borrower's xxx account is not being used in calculation. Please recalculate assets and cancel exception and all waterfalls. - Buyer-05/16/2025 <br> Open-Total Liquid Assets Available for Close of $xxx is less than Total Cash to Close $xxx. At the time of review assets provided total $xxx. EMD was not provided for $xxx. Total required with EMD to close is $xxx and an additional $xxx is required to be verified for closing funds. - Due Diligence Vendor-05/12/2025 |  | Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-05/23/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.04<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 602416 |  | xxx D A | Closed | FCRE1471 | 2025-05-12 11:14 | 2025-05-20 14:41 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 5 Missing | Resolved-Asset 5 Provided Or Not Applicable - Due Diligence Vendor-05/20/2025 <br> Ready for Review-Document Uploaded. Please see the executed copy attached. Thank you - Buyer-05/19/2025 <br> Counter-The SS provided is not signed/stamped CTC. Please provide the executed settlement statement - Due Diligence Vendor-05/16/2025 <br> Ready for Review-Document Uploaded. Please see the executed settlement statement attached - Buyer-05/14/2025 <br> Open-Asset 5 Missing Provide final closing statement for the borrowers sale of their former residence located at xxx. At the time of review, the statement provided was not executed by the borrower and/or certified by the closing agent as required. - Due Diligence Vendor-05/12/2025 |  | Resolved-Asset 5 Provided Or Not Applicable - Due Diligence Vendor-05/20/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.24<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 9.66 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 5.87 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 555975 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 623121 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 |  |  |  |
| 570440 |  | xxx C A | Closed | FCRE1167 | 2025-05-08 17:07 | 2025-05-16 08:52 | Resolved | 1 - Information C A | Credit | Insurance | Inadequate Hazard Insurance Coverage - Amount of coverage is less than primary lien amount and the Replacement Cost Value Estimator was not Provided by the Insurer | Resolved-Sufficent Hazard Insurance Coverage is provided - Due Diligence Vendor-05/16/2025 <br> Ready for Review-Please see xxx of the loan file. The RCE has already been included. The estimated cost to rebuild is $xxx. - Buyer-05/14/2025 <br> Open-Inadequate Hazard Insurance Coverage and Replacement Cost Estimator was not Provided - Hazard Insurance Coverage in the amount of $xxx is less than the minimum required coverage amount of $xxx - Due Diligence Vendor-05/08/2025 |  | Resolved-Sufficent Hazard Insurance Coverage is provided - Due Diligence Vendor-05/16/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.09<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 16.11 Years<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 16.11 Years<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 27 Years<br> Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 7.62 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 760 By Twenty (20) or More Points<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 17.79% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Second Home | Purchase | NA | N/A | N/A | xxx |
| 563988 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Debt Consolidation |  |  |  |
| 650363 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 572836 |  | xxx C A | Closed | FCRE1198 | 2025-05-09 09:26 | 2025-05-22 11:22 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of xxx are greater than or equal to Guideline Required Reserves of 12 - Due Diligence Vendor-05/22/2025 <br> Ready for Review-Document Uploaded. Please see attached final, executed settlement statement for the sale of the non-subject property. - Buyer-05/20/2025 <br> Counter-Is it possible to get a stamped CTC on the HUD/SS to confirm this the final cash to borrower amount? - Due Diligence Vendor-05/20/2025 <br> Ready for Review-Document Uploaded. Please see the attached ALTA for the sale of the non-subject property at xxx. Please note, this transaction closed simultaneously with our transaction, a final ALTA was not available during the origination process of our loan. - Buyer-05/19/2025 <br> Counter-Document Uploaded. The SS provided is for the Subject Loan, Missing the SS for the xxx - Due Diligence Vendor-05/15/2025 <br> Ready for Review-Document Uploaded. Please be advised the $xxx cash out proceeds are from a refi of xxx, the final closing disclosure for this transaction is part of the loan images. Note there are additional proceeds from the sale of xxx, see the attached final ALTA. The borrower has sufficient assets when considering the proceeds of the sale from xxx as the loan was originated this way. - Seller-05/14/2025 <br> Open-Audited Reserves of are less than Guideline Required Reserves of 12 - Due Diligence Vendor-05/09/2025 | Ready for Review-Document Uploaded. Please be advised the $xxx cash out proceeds are from a refi of xxx, the final closing disclosure for this transaction is part of the loan images. Note there are additional proceeds from the sale of xxx, see the attached final ALTA. The borrower has sufficient assets when considering the proceeds of the sale from xxx as the loan was originated this way. - Seller-05/14/2025 | Resolved-Audited Reserves of xxx are greater than or equal to Guideline Required Reserves of 12 - Due Diligence Vendor-05/22/2025 | Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.21<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 16.61% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 6.25 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 25.15 Years<br> Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 17.73 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 36 Years |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 572836 |  | xxx C A | Closed | FCRE7000 | 2025-05-09 09:29 | 2025-05-22 11:21 | Resolved | 1 - Information C A | Credit | Assets | Insufficient Total Liquid Assets Available for Close | Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-05/22/2025 <br> Ready for Review-Please see separately uploaded final settlement statement for the sale of the non-subject property. - Buyer-05/20/2025 <br> Counter-Document Uploaded. The SS provided is for the Subject Loan, Missing the SS for the xxx - Due Diligence Vendor-05/15/2025 <br> Ready for Review-Please be advised the $xxx cash out proceeds are from a refi of xxx, the final closing disclosure for this transaction is part of the loan images. Note there are additional proceeds from the sale of xxx, see the attached final ALTA. The borrower has sufficient assets when considering the proceeds of the sale from xxx as the loan was originated this way. - Buyer-05/14/2025 <br> Open-Total Liquid Assets Available for Close of $xxx is less than Total Cash to Close $xxx. - Due Diligence Vendor-05/09/2025 |  | Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-05/22/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.21<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 16.61% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 6.25 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 25.15 Years<br> Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 17.73 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 36 Years |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 594764 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 600924 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 594923 |  | xxx C B A | Closed | finding-3652 | 2025-05-10 06:07 | 2025-05-21 13:06 | Cured | 2 - Non-Material C B | Compliance | TRID | Lender Credits That Cannot Decrease Test | Cured-\*\*Received PCCD, LOE, copy of refund check, and proof of delivery for cure. - Due Diligence Vendor-05/21/2025 <br> Resolved-\*\*Received PCCD, LOE, copy of refund check, and proof of delivery for cure. - Due Diligence Vendor-05/21/2025 <br> Resolved- - Due Diligence Vendor-05/21/2025 <br> Ready for Review-Document Uploaded. xxx: Please see the attachment. Curing $xxx for lender credits. - Buyer-05/20/2025 <br> Open-This loan failed the lender credits that cannot decrease test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i). The final sum of specific and non-specific lender credits ($xxx) does not exceed or equal the comparable sum of specific and non-specific lender credits ($xxx). Please see the table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). \*\*\*\*\*\*\*\*\*\*\*\*\*\* the total of specific and non-specific lender credit disclosed to the borrower of $$xxx, was reduced in the Final Closing Disclosure to $xxx, without an evident change of circumstance event. Please provide change of circumstance event details for review and validation or 0% tolerance cure in the amount of $xxx is required. Please provide PCCD, LOE, copy of refund check and proof of mailing. - Due Diligence Vendor-05/14/2025 |  | Cured-\*\*Received PCCD, LOE, copy of refund check, and proof of delivery for cure. - Due Diligence Vendor-05/21/2025 <br>Resolved-\*\*Received PCCD, LOE, copy of refund check, and proof of delivery for cure. - Due Diligence Vendor-05/21/2025 <br>Resolved- - Due Diligence Vendor-05/21/2025<br>| Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.17<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 114.16 Are Greater Than The Guideline Minimum Of 12 By Six (6) Or More Months<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 5.92 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 52.67% Is Below The Guideline Maximum Of 89.99% By Ten Percent (10%) Or More |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | xxx |
| 620729 |  | xxx D A | Closed | FCRE1316 | 2025-05-13 14:35 | 2025-05-19 09:11 | Resolved | 1 - Information D A | Credit | Missing Doc - Employment | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-05/19/2025 <br> Ready for Review-Both xxx and xxx were qualified using positive self-employment income from xxx. We have attached third-party self-employment verification, timestamped within 120 days of closing, in accordance with the guidelines. Tax transcripts for xxx, xxx, and xxx confirm that the business has been open and operational for more than 24 months, satisfying the employment history requirements for both borrowers. Please clear this exception as it is not valid. - Buyer-05/15/2025 <br> Open-Borrower 1 3rd Party VOE Prior to Close Missing Third party evidence of self-employment with xxx was not provided. - Due Diligence Vendor-05/13/2025 |  | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-05/19/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 6.28 Years<br> Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 13.12 Years<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 6 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 39.79% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 69.97% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 620729 |  | xxx D A | Closed | FCRE1317 | 2025-05-13 14:35 | 2025-05-19 09:11 | Resolved | 1 - Information C A | Credit | Employment | Borrower 1 Total Years Employment Verified is Less Than 24 Months | Resolved-Borrower 1 Total Years Employment Verified is Greater Than or Equal To 24 Months - Due Diligence Vendor-05/19/2025 <br> Ready for Review-Both xxx and xxx were qualified using positive self-employment income from xxx. We have attached third-party self-employment verification, timestamped within 120 days of closing, in accordance with the guidelines. Tax transcripts for xxx, xxx, and xxx confirm that the business has been open and operational for more than 24 months, satisfying the employment history requirements for both borrowers. Please clear this exception as it is not valid. - Buyer-05/15/2025 <br> Open-Borrower 1 Total Years Employment Verified is Less Than 24 Months Third party evidence of self-employment with xxx was not provided. - Due Diligence Vendor-05/13/2025 |  | Resolved-Borrower 1 Total Years Employment Verified is Greater Than or Equal To 24 Months - Due Diligence Vendor-05/19/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 6.28 Years<br> Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 13.12 Years<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 6 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 39.79% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 69.97% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 620729 |  | xxx D A | Closed | FCRE1347 | 2025-05-13 14:35 | 2025-05-19 09:11 | Resolved | 1 - Information D A | Credit | Missing Doc - Employment | Borrower 2 3rd Party VOE Prior to Close Missing | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-05/19/2025 <br> Ready for Review-Both xxx and xxx were qualified using positive self-employment income from xxx. We have attached third-party self-employment verification, timestamped within 120 days of closing, in accordance with the guidelines. Tax transcripts for xxx, xxx, and xxx confirm that the business has been open and operational for more than 24 months, satisfying the employment history requirements for both borrowers. Please clear this exception as it is not valid. - Buyer-05/15/2025 <br> Open-Borrower 2 3rd Party VOE Prior to Close Missing Third party evidence of self-employment with xxx was not provided. - Due Diligence Vendor-05/13/2025 |  | Resolved-Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-05/19/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 6.28 Years<br> Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 13.12 Years<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 6 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 39.79% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 69.97% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 620729 |  | xxx D A | Closed | FCRE1348 | 2025-05-13 14:35 | 2025-05-19 09:11 | Resolved | 1 - Information C A | Credit | Employment | Borrower 2 Total Years Employment Verified is Less Than 24 Months | Resolved-Borrower 2 Total Years Employment Verified is Greater Than or Equal To 24 Months or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-05/19/2025 <br> Ready for Review-Document Uploaded. Both xxx and xxx were qualified using positive self-employment income from xxx. We have attached third-party self-employment verification, timestamped within 120 days of closing, in accordance with the guidelines. Tax transcripts for xxx, xxxx, and xxx confirm that the business has been open and operational for more than 24 months, satisfying the employment history requirements for both borrowers. Please clear this exception as it is not valid. - Seller-05/15/2025 <br> Open-Borrower 2 Total Years Employment Verified is Less Than 24 Months Third party evidence of self-employment with xxx was not provided. - Due Diligence Vendor-05/13/2025 | Ready for Review-Document Uploaded. Both xxx and xxx were qualified using positive self-employment income from xxx. We have attached third-party self-employment verification, timestamped within 120 days of closing, in accordance with the guidelines. Tax transcripts for xxx, xxx, and xxx confirm that the business has been open and operational for more than 24 months, satisfying the employment history requirements for both borrowers. Please clear this exception as it is not valid. - Seller-05/15/2025 | Resolved-Borrower 2 Total Years Employment Verified is Greater Than or Equal To 24 Months or Not Applicable (Number of Borrowers equals 2) - Due Diligence Vendor-05/19/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 6.28 Years<br> Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 13.12 Years<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 6 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 39.79% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 69.97% Is Below The Guideline Maximum Of 80% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 589759 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 595269 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 |  |  |  |
| 621479 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 |  |  |  |
| 633532 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 556982 |  | xxx C B A | Closed | finding-3635 | 2025-05-10 13:08 | 2025-05-21 13:18 | Cured | 2 - Non-Material C B | Compliance | TRID Tolerance | Charges That In Total Cannot Increase More Than 10% Test | Cured-\*\*\*Received cure package with PCCD, LOE, copy of refund check, and proof of delivery. - Due Diligence Vendor-05/21/2025 <br> Resolved-\*\*\*Received cure package with PCCD, LOE, copy of refund check, and proof of delivery. - Due Diligence Vendor-05/21/2025 <br> Ready for Review-Please see the attachment, curing for $xxx - Seller-05/20/2025 <br> Open-The lender increase to the recording charge and did a specific lender credit for the amount that exceeded the 10% tolerance ($xxx). however this credit was removed in the Final Closing Disclosure. 10% Tolerance Violation in the amount of xxx is required for increased Recording Charge. - Due Diligence Vendor-05/14/2025 <br> Open-This loan failed the charges that in total cannot increase more than 10% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than 10% ($xxx) exceed the comparable charges ($xxx) by more than 10%. Please see the table that displays the Charges That Cannot Increase More Than 10% for a comparison of the data between the provided disclosures.An estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than 10 percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). - Due Diligence Vendor-05/10/2025 | Ready for Review-Please see the attachment, curing for $xxx - Seller-05/20/2025 | Cured-\*\*\*Received cure package with PCCD, LOE, copy of refund check, and proof of delivery. - Due Diligence Vendor-05/21/2025 <br>Resolved-\*\*\*Received cure package with PCCD, LOE, copy of refund check, and proof of delivery. - Due Diligence Vendor-05/21/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 16.53 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 48.76 Are Greater Than The Guideline Minimum Of 12 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 11.87% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 43.48% Is Below The Guideline Maximum Of 89.99% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | xxx |
| 556982 |  | xxx C B A | Closed | finding-3631 | 2025-05-10 13:08 | 2025-05-21 13:18 | Cured | 2 - Non-Material C B | Compliance | Points & Fees | Reimbursement Amount Validation Test | Cured-\*\*\*Received cure package with PCCD, LOE, copy of refund check, and proof of delivery. - Due Diligence Vendor-05/21/2025 <br> Resolved-\*\*\*Received cure package with PCCD, LOE, copy of refund check, and proof of delivery. - Due Diligence Vendor-05/21/2025 <br> Ready for Review-Please see the attachment provided on the main exception, curing for $xxx - Buyer-05/20/2025 <br> Open-The lender increase to the recording charge and did a specific lender credit for the amount that exceeded the 10% tolerance ($xxx). however this credit was removed in the Final Closing Disclosure. 10% Tolerance Violation in the amount of xxx is required for increased Recording Charge. - Due Diligence Vendor-05/14/2025 <br> Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-05/10/2025 |  | Cured-\*\*\*Received cure package with PCCD, LOE, copy of refund check, and proof of delivery. - Due Diligence Vendor-05/21/2025 <br>Resolved-\*\*\*Received cure package with PCCD, LOE, copy of refund check, and proof of delivery. - Due Diligence Vendor-05/21/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 16.53 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 48.76 Are Greater Than The Guideline Minimum Of 12 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 11.87% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 43.48% Is Below The Guideline Maximum Of 89.99% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | xxx |
| 556982 |  | xxx C B A | Closed | finding-3652 | 2025-05-10 13:08 | 2025-05-21 13:18 | Cured | 2 - Non-Material C B | Compliance | TRID | Lender Credits That Cannot Decrease Test | Cured-\*\*\*Received cure package with PCCD, LOE, copy of refund check, and proof of delivery. - Due Diligence Vendor-05/21/2025 <br> Resolved-\*\*\*Received cure package with PCCD, LOE, copy of refund check, and proof of delivery. - Due Diligence Vendor-05/21/2025 <br> Ready for Review-Document Uploaded. Please see the attachment, curing for $xxx - Buyer-05/20/2025 <br> Open-This loan failed the lender credits that cannot decrease test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i). The final sum of specific and non-specific lender credits ($xxx) does not exceed or equal the comparable sum of specific and non-specific lender credits ($xxx). Please see the table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). - Due Diligence Vendor-05/10/2025 |  | Cured-\*\*\*Received cure package with PCCD, LOE, copy of refund check, and proof of delivery. - Due Diligence Vendor-05/21/2025 <br>Resolved-\*\*\*Received cure package with PCCD, LOE, copy of refund check, and proof of delivery. - Due Diligence Vendor-05/21/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 16.53 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 48.76 Are Greater Than The Guideline Minimum Of 12 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 11.87% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 43.48% Is Below The Guideline Maximum Of 89.99% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | xxx |
| 556982 |  | xxx C B A | Closed | finding-3632 | 2025-05-10 13:08 | 2025-05-21 13:17 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Consummation or Reimbursement Date Validation Test | Resolved-\*\*\*Received cure package with PCCD, LOE, copy of refund check, and proof of delivery. - Due Diligence Vendor-05/21/2025 <br> Ready for Review-Please see the attachment provided on the main exception, curing for $xxx - Buyer-05/20/2025 <br> Open-The lender increase to the recording charge and did a specific lender credit for the amount that exceeded the 10% tolerance ($xxx). however this credit was removed in the Final Closing Disclosure. 10% Tolerance Violation in the amount of xxx is required for increased Recording Charge. - Due Diligence Vendor-05/14/2025 <br> Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-05/10/2025 |  | Resolved-\*\*\*Received cure package with PCCD, LOE, copy of refund check, and proof of delivery. - Due Diligence Vendor-05/21/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 16.53 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 48.76 Are Greater Than The Guideline Minimum Of 12 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 11.87% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 43.48% Is Below The Guideline Maximum Of 89.99% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | xxx |
| 632691 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 652798 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 629207 |  | xxx D A | Closed | FCOM2630 | 2025-05-10 11:30 | 2025-05-16 09:47 | Resolved | 1 - Information D A | Compliance | Missing Doc - State Disclosure | Attorney Preference Letter missing or unexecuted | Resolved-Resolved, attorney fee tested in xxx P&F - Due Diligence Vendor-05/16/2025 <br> Ready for Review-xxx does not require a xxx Preference Attorney Document. The regulation, 24-1-1E(a)(5)(b) allows the attorney fees to be excluded from the state Threshold fees total, to determine if the loan is a threshold loan, if the borrower is given a preference list. We did not exclude attorney fees from the State Threshold fees total because such a document was not provided to the borrower. Please clear this condition as this loan meets xxx threshold limits without the $xxx fee being excluded. - Buyer-05/15/2025 <br> Open-Right To Choose Attorney or Attorney Preference Not In File \*\*\*\*\*\*\* Please provide entire initial disclosure package for review - Due Diligence Vendor-05/14/2025 |  | Resolved-Resolved, attorney fee tested in xxx P&F - Due Diligence Vendor-05/16/2025 | Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.04<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 5 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 24.8% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 66.9% Is Below The Guideline Maximum Of 89.99% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | xxx |
| 643048 |  | xxx C B A | Closed | finding-3632 | 2025-05-11 00:00 | 2025-05-22 11:23 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Consummation or Reimbursement Date Validation Test | Resolved-\*\*Received cure package with PCCD, LOE, copy of refund check, and proof of delivery. - Due Diligence Vendor-05/22/2025 <br> Ready for Review-Please see attached, LOE, PCCD, and cure check in the amount requested. - Seller-05/21/2025 <br> Open-\*\*\*\* Findings in relation to \*\*\*\* Initial LE dated xxx reflects Appraisal Review Fee $0.00 however, Final CD dated xxx reflects the Appraisal review Fee $xxx The fee ($xxx) has been increased for Appraisal Fee which exceeds the 0% tolerance. Required valid COC or cure amount of $xxx - Due Diligence Vendor-05/16/2025 <br> Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-05/11/2025 | Ready for Review-Please see attached, LOE, PCCD, and cure check in the amount requested. - Seller-05/21/2025<br>| Resolved-\*\*Received cure package with PCCD, LOE, copy of refund check, and proof of delivery. - Due Diligence Vendor-05/22/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Second Home | Purchase | NA | N/A | N/A | xxx |
| 643048 |  | xxx C B A | Closed | finding-3634 | 2025-05-11 00:00 | 2025-05-22 11:23 | Cured | 2 - Non-Material C B | Compliance | TRID Tolerance | Charges That Cannot Increase Test | Cured-\*\*Received cure package with PCCD, LOE, copy of refund check, and proof of delivery. - Due Diligence Vendor-05/22/2025 <br> Resolved-\*\*Received cure package with PCCD, LOE, copy of refund check, and proof of delivery. - Due Diligence Vendor-05/22/2025 <br> Ready for Review-Document Uploaded. Please see attached, LOE, PCCD, and cure check in the amount requested. - Buyer-05/21/2025 <br> Open-This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $xxx.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). \*\*\*\* Initial LE dated xxx reflects Appraisal Review Fee $0.00 however, Final CD dated xxx reflects the Appraisal review Fee $xxx The fee ($xxx) has been increased for Appraisal Fee which exceeds the 0% tolerance. Required valid COC or cure amount of $xxx - Due Diligence Vendor-05/16/2025 |  | Cured-\*\*Received cure package with PCCD, LOE, copy of refund check, and proof of delivery. - Due Diligence Vendor-05/22/2025 <br>Resolved-\*\*Received cure package with PCCD, LOE, copy of refund check, and proof of delivery. - Due Diligence Vendor-05/22/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Second Home | Purchase | NA | N/A | N/A | xxx |
| 643048 |  | xxx C B A | Closed | finding-3631 | 2025-05-11 00:00 | 2025-05-22 11:22 | Cured | 2 - Non-Material C B | Compliance | Points & Fees | Reimbursement Amount Validation Test | Cured-\*\*Received cure package with PCCD, LOE, copy of refund check, and proof of delivery. - Due Diligence Vendor-05/22/2025 <br> Resolved-\*\*Received cure package with PCCD, LOE, copy of refund check, and proof of delivery. - Due Diligence Vendor-05/22/2025 <br> Ready for Review-Please see attached, LOE, PCCD, and cure check in the amount requested. - Buyer-05/21/2025 <br> Open-\*\*\*\* Findings in relation to \*\*\*\* Initial LE dated xxx reflects Appraisal Review Fee $0.00 however, Final CD dated xxx reflects the Appraisal review Fee $xxx The fee ($xxx) has been increased for Appraisal Fee which exceeds the 0% tolerance. Required valid COC or cure amount of $xxx - Due Diligence Vendor-05/16/2025 <br> Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-05/11/2025 |  | Cured-\*\*Received cure package with PCCD, LOE, copy of refund check, and proof of delivery. - Due Diligence Vendor-05/22/2025 <br>Resolved-\*\*Received cure package with PCCD, LOE, copy of refund check, and proof of delivery. - Due Diligence Vendor-05/22/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Second Home | Purchase | NA | N/A | N/A | xxx |
| 589518 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 638179 |  | xxx D A | Closed | FCRE1328 | 2025-05-14 09:26 | 2025-05-16 13:46 | Resolved | 1 - Information D A | Credit | Missing Doc - Income | Borrower 1 W2/1099 Missing | Resolved-FNMA guides: "Most recent" W-2 is defined as the W-2 for the calendar year prior to the current calendar year. Alternative documentation, such as an IRS Wage and Income (W-2) Transcript, a written Request for Verification of Employment (Form 1005) (see below) or the "final year-to-date paystub", may be used as long as adequate information is provided. - Due Diligence Vendor-05/16/2025 <br> Ready for Review-In lieu of a xxx and xxx W2, year-end paystubs have been provided. They are located on age 208 and 210. - Buyer-05/15/2025 <br> Open-Borrower 1 W2/1099 Missing FIle is missing W2s for xxx and xxx - Due Diligence Vendor-05/14/2025 |  | Resolved-xxx guides: "Most recent" W-2 is defined as the W-2 for the calendar year prior to the current calendar year. Alternative documentation, such as an IRS Wage and Income (W-2) Transcript, a written Request for Verification of Employment (Form 1005) (see below) or the "final year-to-date paystub", may be used as long as adequate information is provided. - Due Diligence Vendor-05/16/2025 | Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 44.21 Are Greater Than The Guideline Minimum Of 14.02 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 6 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 31.57% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 73.53% Is Below The Guideline Maximum Of 89.99% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 583054 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 606787 |  | xxx D A | Closed | FCRE1316 | 2025-05-14 10:56 | 2025-05-19 09:30 | Resolved | 1 - Information D A | Credit | Missing Doc - Employment | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-05/19/2025 <br> Ready for Review-Document Uploaded. Please see the proof of active SE, attached. - Buyer-05/15/2025 <br> Open-Borrower 1 3rd Party VOE Prior to Close Missing Third party evidence of self-employment was not provided for xxx. - Due Diligence Vendor-05/14/2025 |  | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-05/19/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 16.73 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 104.8 Are Greater Than The Guideline Minimum Of 12 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 13.86% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 573435 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 587941 |  | xxx D A | Closed | FCOM1227 | 2025-05-08 15:26 | 2025-05-23 11:40 | Resolved | 1 - Information D A | Compliance | Missing Doc - Closing Package | PUD Rider is Missing | Resolved-Appraisal states subject property is a (Site Condominium) & Legal Description states Condominium - Due Diligence Vendor-05/16/2025 <br> Resolved-The PUD Rider is Present or is Not Applicable (Property Type is Condominium) - Due Diligence Vendor-05/16/2025 <br> Resolved-The PUD Rider is Present or is Not Applicable (Property Type is Other) - Due Diligence Vendor-05/16/2025 <br> Ready for Review-Per the legal description on xxx, the property is a condo and condo rider has been provided. - Buyer-05/15/2025 <br> Open-PUD Rider is Missing \*\*\*\*\*\*\*\* Security Instrument is missing the PUD rider. Per the DOT provided, Security Instrument should include PUD rider. - Due Diligence Vendor-05/14/2025 |  | Resolved-Appraisal states subject property is a (Site Condominium) & Legal Description states Condominium - Due Diligence Vendor-05/16/2025 <br>Resolved-The PUD Rider is Present or is Not Applicable (Property Type is Condominium) - Due Diligence Vendor-05/16/2025 <br>Resolved-The PUD Rider is Present or is Not Applicable (Property Type is Other) - Due Diligence Vendor-05/16/2025<br>| Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 25 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 60.01 Are Greater Than The Guideline Minimum Of 12 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 34.89% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 78.44% Is Below The Guideline Maximum Of 89% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | xxx |
| 587941 |  | xxx D A | Closed | FCRE1145 | 2025-05-14 12:54 | 2025-05-16 14:28 | Resolved | 1 - Information D A | Credit | Missing Doc - Title | Title Document Missing | Resolved-Title Document is fully Present - Due Diligence Vendor-05/16/2025 <br>Ready for Review-Document Uploaded. Please see the attached final title. - Buyer-05/15/2025 <br>Open-Title Document is missing The title was not provided. - Due Diligence Vendor-05/14/2025 |  | Resolved-Title Document is fully Present - Due Diligence Vendor-05/16/2025<br>| Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 25 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 60.01 Are Greater Than The Guideline Minimum Of 12 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 34.89% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 78.44% Is Below The Guideline Maximum Of 89% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | xxx |
| 607791 |  | xxx D A | Closed | FCRE1316 | 2025-05-12 10:40 | 2025-05-16 13:44 | Resolved | 1 - Information D A | Credit | Missing Doc - Employment | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-05/16/2025 <br>Ready for Review-Document Uploaded. Please see the attached self employment verification along with timestamp confirming the verification was obtained pre-close. - Buyer-05/15/2025 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing Third party evidence of self-employment was not provided. - Due Diligence Vendor-05/12/2025 |  | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-05/16/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 9 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 21.69 Are Greater Than The Guideline Minimum Of 12 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 39.64% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 664611 |  | xxx C A | Closed | FCRE1167 | 2025-05-14 13:36 | 2025-05-20 07:17 | Resolved | 1 - Information C A | Credit | Insurance | Inadequate Hazard Insurance Coverage - Amount of coverage is less than primary lien amount and the Replacement Cost Value Estimator was not Provided by the Insurer | Resolved-Sufficent Hazard Insurance Coverage is provided - Due Diligence Vendor-05/20/2025 <br> Ready for Review-Please see xxx of the insurance information. The 3rd paragraph from the bottom confirms the "limit of liability for this structure (Coverage A) is based on the estimate of the cost to rebuild your home...". This confirms the policy is written to the insurers replacement cost. - Seller-05/16/2025 <br> Open-Inadequate Hazard Insurance Coverage and Replacement Cost Estimator was not Provided - Hazard Insurance Coverage in the amount of $xxx is less than the minimum required coverage amount of $xxx - Due Diligence Vendor-05/14/2025 | Ready for Review-Please see xxx of the insurance information. The xxx paragraph from the bottom confirms the "limit of liability for this structure (Coverage A) is based on the estimate of the cost to rebuild your home...". This confirms the policy is written to the insurers replacement cost. - Seller-05/16/2025 | Resolved-Sufficent Hazard Insurance Coverage is provided - Due Diligence Vendor-05/20/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 19.55 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 19.50 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 27.64 Are Greater Than The Guideline Minimum Of 12 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 9 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 33.83% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 68.61% Is Below The Guideline Maximum Of 89.99% By Ten Percent (10%) Or More |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | xxx |
| 664611 |  | xxx C A | Closed | finding-3631 | 2025-05-10 15:03 | 2025-05-19 07:45 | Resolved | 1 - Information C A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved-COC event detail provided - Due Diligence Vendor-05/19/2025 <br> Ready for Review-Document Uploaded. Please see attached, change of circumstance dated xxx. This is when the loan value was increased from $xxx to $xxx. This changed the calculation for the tax service fee. The initial CD dated xxx disclosed the new loan amount as well as the change in tax service fee. - Buyer-05/16/2025 <br> Open-\*\*\*\*\*\*\*\*\* Life of Loan Tax Service disclosed amount of $xxx, increased to $xxx, without any evidence of a change of circumstance event. Please provide COC event details or 0% Cure in the amount of xxx is required. - Due Diligence Vendor-05/15/2025 <br> Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-05/10/2025 |  | Resolved-COC event detail provided - Due Diligence Vendor-05/19/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 19.55 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 19.50 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 27.64 Are Greater Than The Guideline Minimum Of 12 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 9 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 33.83% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 68.61% Is Below The Guideline Maximum Of 89.99% By Ten Percent (10%) Or More |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | xxx |
| 664611 |  | xxx C A | Closed | finding-3632 | 2025-05-10 15:03 | 2025-05-19 07:45 | Resolved | 1 - Information C A | Compliance | Disclosures (Federal, State, and Data Dependent) | Consummation or Reimbursement Date Validation Test | Resolved-COC event detail provided - Due Diligence Vendor-05/19/2025 <br> Ready for Review-Please see attached, change of circumstance dated xxx. This is when the loan value was increased from $xxx to $xxx. This changed the calculation for the tax service fee. The initial CD dated xxx disclosed the new loan amount as well as the change in tax service fee. - Buyer-05/16/2025 <br> Open-\*\*\*\*\*\*\*\*\* Life of Loan Tax Service disclosed amount of $xxx, increased to $xxx, without any evidence of a change of circumstance event. Please provide COC event details or 0% Cure in the amount of xxx is required. - Due Diligence Vendor-05/15/2025 <br> Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. - Due Diligence Vendor-05/10/2025 |  | Resolved-COC event detail provided - Due Diligence Vendor-05/19/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 19.55 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 19.50 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 27.64 Are Greater Than The Guideline Minimum Of 12 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 9 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 33.83% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 68.61% Is Below The Guideline Maximum Of 89.99% By Ten Percent (10%) Or More |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | xxx |
| 664611 |  | xxx C A | Closed | finding-3634 | 2025-05-10 15:03 | 2025-05-19 07:45 | Resolved | 1 - Information C A | Compliance | TRID Tolerance | Charges That Cannot Increase Test | Resolved-COC event detail provided - Due Diligence Vendor-05/19/2025 <br> Ready for Review-Please see attached, change of circumstance dated xxx. This is when the loan value was increased from $xxx to $xxx. This changed the calculation for the tax service fee. The initial CD dated xxx disclosed the new loan amount as well as the change in tax service fee. - Buyer-05/16/2025 <br> Open-\*\*\*\*\*\*\*\*\* Life of Loan Tax Service disclosed amount of $xxx, increased to $xxx, without any evidence of a change of circumstance event. Please provide COC event details or 0% Cure in the amount of xxx is required. - Due Diligence Vendor-05/15/2025 <br> Open-This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $xxx.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). - Due Diligence Vendor-05/10/2025 |  | Resolved-COC event detail provided - Due Diligence Vendor-05/19/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 19.55 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 19.50 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 27.64 Are Greater Than The Guideline Minimum Of 12 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 9 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 33.83% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 68.61% Is Below The Guideline Maximum Of 89.99% By Ten Percent (10%) Or More |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | xxx |
| 651576 |  | xxx C A | Closed | FCRE1198 | 2025-05-11 09:26 | 2025-05-20 07:41 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of xxx are greater than or equal to Guideline Required Reserves of - Due Diligence Vendor-05/20/2025 <br> Resolved-Audited Reserves of are greater than or equal to Guideline Required Reserves of - Due Diligence Vendor-05/15/2025 <br> Open-Audited Reserves of are less than Guideline Required Reserves of 6 - Due Diligence Vendor-05/11/2025 |  | Resolved-Audited Reserves of xxx are greater than or equal to Guideline Required Reserves of - Due Diligence Vendor-05/20/2025 <br> Resolved-Audited Reserves of are greater than or equal to Guideline Required Reserves of - Due Diligence Vendor-05/15/2025 |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 651576 |  | xxx C A | Closed | FCRE1192 | 2025-05-15 16:01 | 2025-05-20 07:41 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Required Reserves (Number of Months) | Resolved-Audited Reserves of xxx are greater than or equal to AUS Required Reserves of 12 - Due Diligence Vendor-05/20/2025 <br> Ready for Review-Total qualifying assets are $xxx- $xxx EMD=$xxx. Total funds to close is $xxx leaving $xxx for reserves. Reserves are sufficient. - Buyer-05/16/2025 <br> Open-Audited Reserves of 0 are less than AUS Required Reserves of 12 - Due Diligence Vendor-05/15/2025 |  | Resolved-Audited Reserves of xxx are greater than or equal to AUS Required Reserves of 12 - Due Diligence Vendor-05/20/2025 |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 651576 |  | xxx C A | Closed | FCRE7000 | 2025-05-14 13:55 | 2025-05-20 07:40 | Resolved | 1 - Information C A | Credit | Assets | Insufficient Total Liquid Assets Available for Close | Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-05/20/2025 <br> Ready for Review-Total qualifying assets are $xxx - $xxx EMD=$xxx. Total funds to close is $xxx leaving $xxx for reserves. Reserves are sufficient. - Buyer-05/16/2025 <br> Open-Total Liquid Assets Available for Close of $xxx is less than Total Cash to Close $xxx. - Due Diligence Vendor-05/14/2025 |  | Resolved-Total Liquid Assets Available for Close Resolved - Due Diligence Vendor-05/20/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 656302 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Second Home | Purchase | NA |  |  |  |
| 644181 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 576419 |  | xxx C B A | Closed | finding-3652 | 2025-05-12 13:58 | 2025-05-21 12:03 | Cured | 2 - Non-Material C B | Compliance | TRID | Lender Credits That Cannot Decrease Test | Cured-\*\*Received PCCD, LOE, copy of refund check, and proof of delivery. - Due Diligence Vendor-05/21/2025 <br> Resolved-\*\*Received PCCD, LOE, copy of refund check, and proof of delivery. - Due Diligence Vendor-05/21/2025 <br> Ready for Review-Document Uploaded. please see cure redisclosure pkg attached - Buyer-05/20/2025 <br> Open-This loan failed the lender credits that cannot decrease test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i). The final sum of specific and non-specific lender credits ($xxx) does not exceed or equal the comparable sum of specific and non-specific lender credits ($xxx). Please see the table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). - Due Diligence Vendor-05/12/2025 |  | Cured-\*\*Received PCCD, LOE, copy of refund check, and proof of delivery. - Due Diligence Vendor-05/21/2025 <br>Resolved-\*\*Received PCCD, LOE, copy of refund check, and proof of delivery. - Due Diligence Vendor-05/21/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 7.93 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 29.88 Are Greater Than The Guideline Minimum Of 17.01 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 8 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 12.52% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 75% Is Below The Guideline Maximum Of 89.99% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 630194 |  | xxx D A | Closed | FCRE1503 | 2025-05-14 15:41 | 2025-05-20 14:26 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Mortgage Statement(s) Missing | Resolved- - Due Diligence Vendor-05/20/2025 <br> Ready for Review-Document Uploaded. xxx: xxx and xxx payment history and mortgage payments can be tied to the credit report via the mortgagee clause on the HOI dec pages. xxx was originated with xxx and servicing transferred to xxx and then xxx/xxx as evidenced by credit report information lining up across the servicers. xxx lines up with the origination dates and amounts of the Home point loan per the attached documentation. - Buyer-05/19/2025 <br> Open-Mortgage statements missing for xxx. - Due Diligence Vendor-05/14/2025 |  |  | Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 7.01 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 66.8 Are Greater Than The Guideline Minimum Of 29.02 By Six (6) Or More Months<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 740 By Twenty (20) or More Points |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 595526 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Debt Consolidation |  |  |  |
| 628854 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 588704 |  | xxx D A | Closed | FCRE1191 | 2025-05-16 13:36 | 2025-05-20 22:10 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than AUS Required Reserves (Dollar Amount) | Resolved-Audited Reserves of $xxx are greater than or equal to AUS Required Reserves of $xxx - Due Diligence Vendor-05/20/2025 <br> Resolved-Audited Reserves of $xxx are greater than or equal to AUS Required Reserves of $xxx - Due Diligence Vendor-05/20/2025 <br> Open- Final Closing CD for departing residence xxx. - Due Diligence Vendor-05/16/2025 <br> Open-Audited Reserves of $0 are less than AUS Required Reserves of $xxx - Due Diligence Vendor-05/16/2025 |  | Resolved-Audited Reserves of $xxx are greater than or equal to AUS Required Reserves of $xxx - Due Diligence Vendor-05/20/2025 <br> Resolved-Audited Reserves of $xxx are greater than or equal to AUS Required Reserves of $xxx - Due Diligence Vendor-05/20/2025 | Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 11.14 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 11.13 Years<br> Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 11.14 Years<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 9 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 36.96% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 34.21% Is Below The Guideline Maximum Of 89.99% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 71.05 Are Greater Than The Guideline Minimum Of 12 By Six (6) Or More Months |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 588704 |  | xxx D A | Closed | FCRE1472 | 2025-05-14 22:13 | 2025-05-20 07:23 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 6 Missing | Resolved-Asset 6 Provided Or Not Applicable - Due Diligence Vendor-05/20/2025 <br> Ready for Review-Document Uploaded. final settlement statement attached - Buyer-05/16/2025 <br> Open-Asset 6 Missing File is missing a copy of Final Closing CD for departing residence xxx. - Due Diligence Vendor-05/15/2025 |  | Resolved-Asset 6 Provided Or Not Applicable - Due Diligence Vendor-05/20/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 11.14 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 11.13 Years<br> Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 11.14 Years<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 9 Years<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 36.96% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Original LTV Is Below The Guideline Maximum By Ten Percent (10%) Or More - Original LTV Of 34.21% Is Below The Guideline Maximum Of 89.99% By Ten Percent (10%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 71.05 Are Greater Than The Guideline Minimum Of 12 By Six (6) Or More Months |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 570215 |  | xxx C A | Closed | FCRE4963 | 2025-05-14 11:06 | 2025-05-20 08:30 | Resolved | 1 - Information C A | Credit | Liabilities | No evidence of required debt payoff | Resolved-evidence xxx was paid off in full provided. - Due Diligence Vendor-05/20/2025 <br> Ready for Review-Document Uploaded. Per the attached departing residence alta and evidence the sale went through are attached. Note the xxx payoff on the alta. - Buyer-05/16/2025 <br> Open-Provide documentation to evidence xxx was paid off in full and closed as required. Mortgage shows open on the credit report and no evidence paid off in fill was provided. - Due Diligence Vendor-05/14/2025 |  | Resolved-evidence xxx was paid off in full provided. - Due Diligence Vendor-05/20/2025 | Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 6.61 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 59.18 Are Greater Than The Guideline Minimum Of 12 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 31.2% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.15 |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 591368 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 596253 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 |  |  |  |
| 634053 |  | xxx D A | Closed | FCRE1468 | 2025-05-15 08:45 | 2025-05-20 07:35 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 2 Missing | Resolved-Asset 2 Provided Or Not Applicable - Due Diligence Vendor-05/20/2025 <br> Ready for Review-Document Uploaded. Please see the attached statements. - Buyer-05/16/2025 <br> Open-Asset 2 Missing Statements for xxx #xxx are missing from the file. - Due Diligence Vendor-05/15/2025 |  | Resolved-Asset 2 Provided Or Not Applicable - Due Diligence Vendor-05/20/2025<br>| Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 18 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 46.67 Are Greater Than The Guideline Minimum Of 13.12 By Six (6) Or More Months<br> Borrower At Current Residence For Five (5) Or More Years - Borrower At Current Residence For Five (5) Or More Years - 5083 Years<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 624030 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 645596 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 585866 |  | xxx D A | Closed | FCRE1471 | 2025-05-12 18:41 | 2025-05-20 15:46 | Resolved | 1 - Information D A | Credit | Missing Doc - Assets | Asset 5 Missing | Resolved-Document Uploaded. - Due Diligence Vendor-05/20/2025 <br> Resolved-Asset 5 Provided Or Not Applicable - Due Diligence Vendor-05/20/2025 <br> Ready for Review-Document Uploaded. please see attached - Buyer-05/16/2025 <br> Open-Asset 5 Missing A copy of the FInal CD for refinance on xxx on departing residence xxx is missing from the file. - Due Diligence Vendor-05/12/2025 |  | Resolved-Document Uploaded. - Due Diligence Vendor-05/20/2025 <br>Resolved-Asset 5 Provided Or Not Applicable - Due Diligence Vendor-05/20/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 615828 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 601913 |  | xxx C A | Closed | FCRE1167 | 2025-05-11 03:06 | 2025-05-20 10:33 | Resolved | 1 - Information C A | Credit | Insurance | Inadequate Hazard Insurance Coverage - Amount of coverage is less than primary lien amount and the Replacement Cost Value Estimator was not Provided by the Insurer | Resolved-Sufficent Hazard Insurance Coverage is provided - Due Diligence Vendor-05/20/2025 <br> Ready for Review-Document Uploaded. Per the attached revised hoi dec page, the property is insured to replacement cost which meets coverage guidelines. - Buyer-05/16/2025 <br> Open-Inadequate Hazard Insurance Coverage and Replacement Cost Estimator was not Provided - Hazard Insurance Coverage in the amount of $xxx is less than the minimum required coverage amount of $xxx Given Dwelling Amount (xxx) Is Not Covered The Loan Amount (xxx), Any Way Appraisal Showing Estimated Of New Cost is covering The Dwelling Amount - Due Diligence Vendor-05/11/2025 |  | Resolved-Sufficent Hazard Insurance Coverage is provided - Due Diligence Vendor-05/20/2025<br>| Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 37.02 Are Greater Than The Guideline Minimum Of 6 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 24.82% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Second Home | Purchase | NA | N/A | N/A | xxx |
| 557715 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other |  |  |  |
| 618314 |  | xxx C A | Closed | FCRE1168 | 2025-05-15 13:03 | 2025-05-21 09:39 | Resolved | 1 - Information C A | Credit | Insurance | Inadequate Hazard Insurance Coverage - Amount of coverage is less than primary lien amount and/or the Replacement Cost Estimator Value Provided by the Insurer | Resolved-Hazard Insurance Coverage Amount of $xxx is equal to or greater than the Subject Lien or replacement cost value of $xxx - Due Diligence Vendor-05/21/2025 <br> Ready for Review-Please be advised the replacement cost estimator for the subject property is located on xxx and the reconstruction cost was referenced in the prior exception. The dwelling coverage for the subject is sufficient. - Buyer-05/20/2025 <br> Counter-Document Uploaded. The RCE in the file (xxx) is for a different property. Missing RCE for subject Loan. - Due Diligence Vendor-05/20/2025 <br> Ready for Review-The dwelling coverage of $xxx for the subject property on xxx covers the reconstruction cost of $xxx. The HOI policy is sufficient. - Buyer-05/16/2025 <br> Open-Inadequate Hazard Insurance Coverage and Replacement Cost Estimator was Provided - Hazard Insurance Coverage in the amount of $xxx is less than the minimum required coverage amount of $xxx - Due Diligence Vendor-05/15/2025 |  | Resolved-Hazard Insurance Coverage Amount of $xxx is equal to or greater than the Subject Lien or replacement cost value of $xxx - Due Diligence Vendor-05/21/2025 |  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | xxx |
| 633431 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 636281 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 606146 |  | xxx C A | Closed | FCRE1192 | 2025-05-15 15:29 | 2025-05-21 07:27 | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Required Reserves (Number of Months) | Resolved-Audited Reserves of xxx are greater than or equal to AUS Required Reserves of 0 - Due Diligence Vendor-05/21/2025 <br> Ready for Review-Clarification needed. The AUS findings do not sates 45 months of <br> reserves are required. The Total assets verified covers all FTC and reserve<br> requirements per the AUS findings. - Buyer-05/19/2025 <br> Open-Audited Reserves of xxx are less than AUS Required Reserves of 45 - Due Diligence Vendor-05/15/2025 |  | Resolved-Audited Reserves of xxx are greater than or equal to AUS Required Reserves of 0 - Due Diligence Vendor-05/21/2025 |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 575845 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 567289 |  | xxx D A | Closed | FCRE4104 | 2025-05-08 08:51 | 2025-05-23 13:16 | Resolved | 1 - Information D A | Credit | Missing Doc | Missing explanation and supporting documentation for large deposit(s) | Resolved-LOX and proof of Large Deposit via Check was provided. - Due Diligence Vendor-05/23/2025 <br> Ready for Review-Check and LOX as supporting documentation for large deposit - Due Diligence Vendor-05/22/2025 <br> Counter-Document Uploaded. per Guidelines: A Large Deposit is defined as a single deposit that exceeds 50% of the total monthly qualifying income for the loan. Large Deposits must be verified if using for down payment, reserves or closing costs. If not required to be verified, large deposits must be excluded from assets. Lender is responsible for verifying large deposits did not result in any new undisclosed debt. - Due Diligence Vendor-05/14/2025 <br> Ready for Review- This is a business account. We don't question business deposits. - Due Diligence Vendor-05/13/2025 <br> Open-Provide source of funds for large deposit into xxx #xxx for $xxx deposited on xxx. - Due Diligence Vendor-05/08/2025 |  | Resolved-LOX and proof of Large Deposit via Check was provided. - Due Diligence Vendor-05/23/2025<br>| Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 37.54% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.24<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA | N/A | N/A | xxx |
| 637439 |  | xxx D A | Closed | FPRO1244 | 2025-05-21 16:09 | 2025-05-27 07:32 | Resolved | 1 - Information D A | Property | Missing Doc - Third Party Valuation | 3rd Party Valuation Product is Required and Missing | Resolved-Document Uploaded. Desk review completed - Due Diligence Vendor-05/27/2025 <br>Open-Third Party Valuation- FHLMC R&W relief is ineligible, desk review required. Desk review ordered.<br> - Due Diligence Vendor-05/21/2025 |  | Resolved-Document Uploaded. Desk review completed - Due Diligence Vendor-05/27/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 637439 |  | xxx D A | Closed | FPRO4965 | 2025-05-06 02:09 | 2025-05-21 16:09 | Resolved | 1 - Information C A | Property | Third Party Valuation | SSR Data does not match AUS Data | Resolved-SSR ineligible and moving to desk review. - Due Diligence Vendor-05/21/2025 <br> Counter-Document Uploaded. LP and UCDP provided however the condition is stating that the AUS run on xxx shows FHLMC R&W score as "not eligible" while SSR was run on xxx shows FHLMC R&W score as "eligible". Data from each needs to be in line with each other. Dependent on outcome, a Desk Review may need to be ordered. - Due Diligence Vendor-05/14/2025 <br> Ready for Review-SSR - Due Diligence Vendor-05/13/2025 <br> Open-Third Party Valuation- SSR Score does not match AUS Day 1 property information. AUS run on xxx shows FHLMC R&W score as not eligible while SSR was run on xxx shows FHLMC R&W score as eligible. Data from each needs to be in line with each other. Dependent on outcome, a Desk Review may need to be ordered.<br> - Due Diligence Vendor-05/06/2025 |  | Resolved-SSR ineligible and moving to desk review. - Due Diligence Vendor-05/21/2025<br>|  |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 658531 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 574612 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 578687 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 592600 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 640793 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated |  |  |  |
| 598796 |  | xxx D A | Closed | FCRE1491 | 2025-05-14 14:51 | 2025-05-27 09:12 | Resolved | 1 - Information D A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-Proof of wire transfer from xxx to xxx provided. - Due Diligence Vendor-05/27/2025 <br> Ready for Review-xxx Stmts - Due Diligence Vendor-05/22/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Provide source of funds for large deposits into the xxx account #xxx for $xxx each made on xxx and xxx via xxx. - Due Diligence Vendor-05/14/2025 |  | Resolved-Proof of wire transfer from xxx to xxx provided. - Due Diligence Vendor-05/27/2025 | Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.21<br> Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 23.61 Years<br> Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - Borrower 1 Has Stable Time In Profession By Ten (10) Years Or More - 29.08 Years<br> Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 9.00 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 43.97 Are Greater Than The Guideline Minimum Of 20.68 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 30.68% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 680 By Twenty (20) or More Points |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 607266 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 558199 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 635981 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 619023 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 665411 |  | xxx D A | Closed | FCRE6914 | 2025-05-16 07:35 | 2025-05-22 07:42 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Borrower 2 Citizenship Documentation Not Provided | Resolved-Identification provided. - Due Diligence Vendor-05/22/2025 <br> Ready for Review-Both residence docs uploaded to previous condition - Due Diligence Vendor-05/20/2025 <br> Open-Borrower 2 Citizenship Documentation Is Missing (Number of Borrowers equals 2 Borrower 2 Residency Doc Locator is Missing) Provide required ID as Borrower 2 is disclosed as being a Non-Permanent Resident Alien. Per guidelines (Sec 5.1) "Non-Permanent Resident Aliens (Non-Immigrant) - A non-US citizen who lawfully enters the US for a specific time period under the terms of a Visa. A Non-Permanent Resident status may or may not permit employment. Unexpired Visas only. Document legal residency with the following: Verification of a valid, eligible, and unexpired visa that allows the Non-Permanent Resident Alien the right to work and live in the US issued by the USCIS is required. Eligible Visa types: H1B, H2B, E1, L1 and G Series Visas. G Series Visas must not allow for diplomatic immunity." At the time of review documentation was not provided as required. - Due Diligence Vendor-05/16/2025 |  | Resolved-Identification provided. - Due Diligence Vendor-05/22/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 7.44 Years<br> Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 5.83 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 125.77 Are Greater Than The Guideline Minimum Of 14.26 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 34.88% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.01 |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 665411 |  | xxx D A | Closed | FCRE6019 | 2025-05-16 07:35 | 2025-05-22 07:42 | Resolved | 1 - Information D A | Credit | Missing Doc - Credit | Borrower 1 Citizenship Documentation Not Provided | Resolved-Identification provided. - Due Diligence Vendor-05/22/2025 <br>Ready for Review-Residence Docs both borrowers - Due Diligence Vendor-05/20/2025 <br>Open-Borrower 1 Citizenship Documentation Is Missing Provide required ID as Borrower 1 is disclosed as being a permanent Resident Alien. Per guidelines, (Sec. 5.1)"Permanent Resident Aliens (Immigrant) – A non-US citizen who is legally eligible to maintain permanent residency in the US and holds a Permanent Resident Alien card. Document legal residency with one (1) of the following: A valid and current Permanent Resident Alien card (form I-551) also known as a green card. or A passport stamped "processed for I-551, Temporary evidence of lawful admission for permanent residence. Valid until _______." Employment authorized. This evidences the holder has been approved for, but not issued, a Permanent Resident Alien card." At the time of review documentation was not provided as required. - Due Diligence Vendor-05/16/2025 |  | Resolved-Identification provided. - Due Diligence Vendor-05/22/2025<br>| Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 1 Has Stable Job Time Of Five (5) Or More Years At Current Job - 7.44 Years<br> Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - Borrower 2 Has Stable Job Time Of Five (5) Or More Years At Current Job - 5.83 Years<br> Months Reserves Are Greater Than The Guideline Minimum By Six (6) Or More Months - Months Reserves Of 125.77 Are Greater Than The Guideline Minimum Of 14.26 By Six (6) Or More Months<br> Calculated DTI Is Less Than The Guideline Maximum By Five Percent (5%) Or More - Calculated DTI Of 34.88% Is Less Than The Guideline Maximum Of 45% By Five Percent (5%) Or More<br> Qualifying FICO is Greater Than The Guideline Minimum By Twenty (20) or More Points - Qualifying FICO Of xxx is Greater Than The Guideline Minimum Of 720 By Twenty (20) or More Points<br> Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Low Credit Usage Ratio Of Twenty-Five Percent (25%) Or Less - Credit Line Usage Ratio equals 0.01 |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A | xxx |
| 624940 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 612717 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 611780 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 637438 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |
| 572312 |  | xxx A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | xxx | xxx | Primary Residence | Purchase | NA |  |  |  |

---

## Exhibit 99.6

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.6**

---

| | | | |
|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Original Loan Amount** |
| 630513 |  | xxx | xxx A C |
| 619260 |  | xxx | xxx A C B |
| 568508 |  | xxx | xxx A D |
| 642355 |  | xxx | xxx A C B |
| 583452 |  | xxx | xxx A D |
| 661685 |  | xxx | xxx A D |
| 596976 |  | xxx | xxx A |
| 641321 |  | xxx | xxx A |
| 639444 |  | xxx | xxx A D |
| 558182 |  | xxx | xxx A D |
| 579470 |  | xxx | xxx A |
| 556533 |  | xxx | xxx A D |
| 634888 |  | xxx | xxx D A |
| 608223 |  | xxx | xxx A C |
| 563861 |  | xxx | xxx A B |
| 594361 |  | xxx | xxx A D |
| 609669 |  | xxx | xxx D A |
| 572673 |  | xxx | xxx A |
| 653244 |  | xxx | xxx A D |
| 665417 |  | xxx | xxx A C B |
| 577194 |  | xxx | xxx A |
| 605018 |  | xxx | xxx A |
| 604083 |  | xxx | xxx A D |
| 590545 |  | xxx | xxx D A |
| 643031 |  | xxx | xxx A |
| 658921 |  | xxx | xxx D C A |
| 651286 |  | xxx | xxx A |
| 591908 |  | xxx | xxx A C D |
| 556163 |  | xxx | xxx A |
| 563694 |  | xxx | xxx A D |
| 623816 |  | xxx | xxx B A |
| 586648 |  | xxx | xxx D A |
| 583588 |  | xxx | xxx D A |
| 656088 |  | xxx | xxx A |
| 649983 |  | xxx | xxx D A B |
| 577267 |  | xxx | xxx A |
| 601113 |  | xxx | xxx A |
| 562590 |  | xxx | xxx C A D |
| 636613 |  | xxx | xxx A |
| 633611 |  | xxx | xxx A D |
| 600965 |  | xxx | xxx A C B |
| 643910 |  | xxx | xxx D A |
| 566739 |  | xxx | xxx A |
| 641913 |  | xxx | xxx C A |
| 640814 |  | xxx | xxx A |
| 561652 |  | xxx | xxx A B |
| 620889 |  | xxx | xxx A |
| 564518 |  | xxx | xxx C A D |
| 583964 |  | xxx | xxx A D |
| 638452 |  | xxx | xxx A C B |
| 586543 |  | xxx | xxx A D |
| 622644 |  | xxx | xxx D A |
| 608760 |  | xxx | xxx A B |
| 663272 |  | xxx | xxx A D |
| 654293 |  | xxx | xxx A B |
| 565786 |  | xxx | xxx A |
| 610665 |  | xxx | xxx D A |
| 590380 |  | xxx | xxx C A |
| 626204 |  | xxx | xxx A D |
| 562212 |  | xxx | xxx D A |
| 598323 |  | xxx | xxx A |
| 593592 |  | xxx | xxx A D |
| 599140 |  | xxx | xxx A D |
| 581292 |  | xxx | xxx A D |
| 653892 |  | xxx | xxx A D |
| 569413 |  | xxx | xxx A |
| 616824 |  | xxx | xxx A D |
| 632616 |  | xxx | xxx A D |
| 612321 |  | xxx | xxx A |
| 630646 |  | xxx | xxx A |
| 646833 |  | xxx | xxx A D |
| 600986 |  | xxx | xxx A D |
| 613885 |  | xxx | xxx A |
| 627091 |  | xxx | xxx A B |
| 583736 |  | xxx | xxx A D |
| 599648 |  | xxx | xxx A C D |
| 604181 |  | xxx | xxx D A |
| 666028 |  | xxx | xxx A |
| 623579 |  | xxx | xxx A |
| 641238 |  | xxx | xxx A D |
| 626417 |  | xxx | xxx A |
| 571836 |  | xxx | xxx A D |
| 579917 |  | xxx | xxx A |
| 592155 |  | xxx | xxx A D |
| 607658 |  | xxx | xxx A |
| 616097 |  | xxx | xxx A |
| 639617 |  | xxx | xxx A |
| 639000 |  | xxx | xxx A |
| 657948 |  | xxx | xxx A |
| 600548 |  | xxx | xxx A D |
| 593588 |  | xxx | xxx A |
| 567404 |  | xxx | xxx C A D |
| 664879 |  | xxx | xxx A B |
| 593633 |  | xxx | xxx D A |
| 593786 |  | xxx | xxx A |
| 638968 |  | xxx | xxx A C |
| 628292 |  | xxx | xxx A |
| 595599 |  | xxx | xxx C A |
| 617289 |  | xxx | xxx A |
| 616137 |  | xxx | xxx A C B |
| 603413 |  | xxx | xxx D A |
| 561786 |  | xxx | xxx A |
| 659990 |  | xxx | xxx A |
| 666437 |  | xxx | xxx A |
| 568579 |  | xxx | xxx C A |
| 665835 |  | xxx | xxx A |
| 602352 |  | xxx | xxx D A |
| 605644 |  | xxx | xxx A |
| 578679 |  | xxx | xxx A |
| 638662 |  | xxx | xxx C A |
| 588122 |  | xxx | xxx A |
| 614318 |  | xxx | xxx A |
| 660066 |  | xxx | xxx A |
| 615962 |  | xxx | xxx A D |
| 557377 |  | xxx | xxx A |
| 641950 |  | xxx | xxx A |
| 561245 |  | xxx | xxx A |
| 564491 |  | xxx | xxx A |
| 629630 |  | xxx | xxx A |
| 659423 |  | xxx | xxx D A |
| 613115 |  | xxx | xxx A D |
| 601444 |  | xxx | xxx A |
| 617225 |  | xxx | xxx A |
| 597481 |  | xxx | xxx A C |
| 643059 |  | xxx | xxx D A |
| 637393 |  | xxx | xxx C A |
| 602416 |  | xxx | xxx D A |
| 555975 |  | xxx | xxx A |
| 623121 |  | xxx | xxx A |
| 570440 |  | xxx | xxx C A |
| 563988 |  | xxx | xxx A |
| 650363 |  | xxx | xxx A |
| 572836 |  | xxx | xxx C A |
| 594764 |  | xxx | xxx A |
| 600924 |  | xxx | xxx A |
| 594923 |  | xxx | xxx A C B |
| 620729 |  | xxx | xxx D A |
| 589759 |  | xxx | xxx A |
| 595269 |  | xxx | xxx A |
| 621479 |  | xxx | xxx A |
| 633532 |  | xxx | xxx A |
| 556982 |  | xxx | xxx A C B |
| 632691 |  | xxx | xxx A |
| 652798 |  | xxx | xxx A |
| 629207 |  | xxx | xxx A D |
| 643048 |  | xxx | xxx A C B |
| 589518 |  | xxx | xxx A |
| 638179 |  | xxx | xxx D A |
| 583054 |  | xxx | xxx A |
| 606787 |  | xxx | xxx D A |
| 573435 |  | xxx | xxx A |
| 587941 |  | xxx | xxx D A |
| 607791 |  | xxx | xxx D A |
| 664611 |  | xxx | xxx C A |
| 651576 |  | xxx | xxx C A |
| 656302 |  | xxx | xxx A |
| 644181 |  | xxx | xxx A |
| 576419 |  | xxx | xxx A C B |
| 630194 |  | xxx | xxx D A |
| 595526 |  | xxx | xxx A |
| 628854 |  | xxx | xxx A |
| 588704 |  | xxx | xxx D A |
| 570215 |  | xxx | xxx C A |
| 591368 |  | xxx | xxx A |
| 596253 |  | xxx | xxx A |
| 634053 |  | xxx | xxx D A |
| 624030 |  | xxx | xxx A |
| 645596 |  | xxx | xxx A |
| 585866 |  | xxx | xxx D A |
| 615828 |  | xxx | xxx A |
| 601913 |  | xxx | xxx C A |
| 557715 |  | xxx | xxx A |
| 618314 |  | xxx | xxx C A |
| 633431 |  | xxx | xxx A |
| 636281 |  | xxx | xxx A |
| 606146 |  | xxx | xxx C A |
| 575845 |  | xxx | xxx A |
| 567289 |  | xxx | xxx D A |
| 637439 |  | xxx | xxx A D |
| 658531 |  | xxx | xxx A |
| 574612 |  | xxx | xxx A |
| 578687 |  | xxx | xxx A |
| 592600 |  | xxx | xxx A |
| 640793 |  | xxx | xxx A |
| 598796 |  | xxx | xxx D A |
| 607266 |  | xxx | xxx A |
| 558199 |  | xxx | xxx A |
| 635981 |  | xxx | xxx A |
| 619023 |  | xxx | xxx A |
| 665411 |  | xxx | xxx D A |
| 624940 |  | xxx | xxx A |
| 612717 |  | xxx | xxx A |
| 611780 |  | xxx | xxx A |
| 637438 |  | xxx | xxx A |
| 572312 |  | xxx | xxx A |

---

## Exhibit 99.7

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.7**

---

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| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| 630513 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | Not Eligible |  |  |
| 619260 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | None - Appraisal Waiver | xxx | 64.0 | 64.0 | xxx | xxx | -.0800 | AVM |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0800 | 89.0 | 0.11 | Other | CA Value Express AVM | xxx |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0720 | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 568508 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 642355 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | None - Appraisal Waiver | xxx | 58.4 | 58.4 | xxx | xxx | -.0079 | AVM |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0079 | 86.0 | 0.14 | Collateral Analytics | CA Value MC AVM | xxx |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | .0486 | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 583452 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 661685 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 78.05 | 78.05 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible |  |  |
| 596976 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 60.0 | 60.0 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx | Eligible |  |  |
| 641321 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxx |
| 639444 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 57.33 | 57.33 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.7 | xxx |
| 558182 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 55.57 | 55.57 | xxx | xxx | -.0065 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0065 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | xxx |
| 579470 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 72.9 | 72.9 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 556533 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx | Eligible |  |  |
| 634888 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 55.22 | 55.22 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | xxx | Not Eligible |  |  |
| 608223 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 | xxx |
| 563861 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | None - Appraisal Waiver | xxx | 49.69 | 49.69 | xxx | xxx | .0944 | AVM |  |  |  |  |  |  |  |  |  | xxx | xxx | .0944 | 95.0 | 0.05 | Collateral Analytics | CA Value MC AVM | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 594361 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 49.56 | 59.02 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | xxx |
| 609669 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 572673 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 77.44 | 77.44 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | xxx |
| 653244 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | xxx | -.0667 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0667 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 665417 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | None - Appraisal Waiver | xxx | 80.0 | 80.0 | xxx | xxx | .0053 | AVM |  |  |  |  |  |  |  |  |  | xxx | xxx | .0053 | 92.0 | 0.08 | Collateral Analytics | CA Value MC AVM | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 577194 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 42.02 | 42.02 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 605018 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 604083 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 58.0 | 58.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | xxx | Not Eligible |  |  |
| 590545 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 643031 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 65.78 | 65.78 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 658921 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 651286 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 36.36 | 36.36 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx | Eligible |  |  |
| 591908 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxx |
| 556163 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxx |
| 563694 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | xxx |
| 623816 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx | Eligible |  |  |
| 586648 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | xxx |
| 583588 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 656088 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 649983 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | None - Appraisal Waiver | xxx | 75.0 | 75.0 | xxx | xxx | .0126 | AVM |  |  |  |  |  |  |  |  |  | xxx | xxx | .0126 | 90.0 | 0.1 | Collateral Analytics | CA Value MC AVM | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 577267 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 54.25 | 54.25 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | xxx |
| 601113 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 562590 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Excellent | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.4 | xxx |
| 636613 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx | Eligible |  |  |
| 633611 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | xxx | Not Eligible |  |  |
| 600965 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | None - Appraisal Waiver | xxx | 75.0 | 75.0 | xxx | xxx | -.0063 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0009 | 84.0 | 0.16 | Collateral Analytics | CA Value MC AVM | xxx |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0063 | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 643910 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | xxx | Not Eligible |  |  |
| 566739 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 641913 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 46.6 | 46.6 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible |  |  |
| 640814 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | xxx |
| 561652 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible |  |  |
| 620889 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx | Eligible |  |  |
| 564518 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 57.82 | 57.82 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.7 | xxx |
| 583964 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | xxx | Not Eligible |  |  |
| 638452 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | None - Appraisal Waiver | xxx | 57.7 | 57.7 | xxx | xxx | -.0156 | AVM |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0156 | 94.0 | 0.06 | Collateral Analytics | CA Value MC AVM | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 586543 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 79.0 | 79.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | xxx | Not Eligible |  |  |
| 622644 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 68.33 | 68.33 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx | Eligible |  |  |
| 608760 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | None - Appraisal Waiver | xxx | 80.0 | 80.0 | xxx | xxx | .0124 | AVM |  |  |  |  |  |  |  |  |  | xxx | xxx | .0124 | 95.0 | 0.05 | Collateral Analytics | CA Value MC AVM | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 663272 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 77.12 | 77.12 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.2 | xxx |
| 654293 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | None - Appraisal Waiver | xxx | 80.0 | 80.0 | xxx | xxx | .0000 | AVM |  |  |  |  |  |  |  |  |  | xxx | xxx | .0000 | 98.0 | 0.02 | Collateral Analytics | CA Value MC AVM | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 565786 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 60.63 | 60.63 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible |  |  |
| 610665 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx | Eligible |  |  |
| 590380 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 626204 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | xxx |
| 562212 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.4 | xxx |
| 598323 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 593592 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 52.94 | 52.94 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Excellent | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | xxx | Not Eligible |  |  |
| 599140 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Excellent | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | Not Eligible |  |  |
| 581292 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 54.29 | 54.29 | xxx | xxx | -.0114 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0114 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | xxx |
| 653892 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 50.0 | 50.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  | xxx | Not Eligible |  |  |
| 569413 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | xxx |
| 616824 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 49.96 | 49.96 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.1 | xxx |
| 632616 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Excellent | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.3 | xxx |
| 612321 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 630646 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 40.0 | 40.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  | xxx | Not Eligible |  |  |
| 646833 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | xxx | Not Eligible |  |  |
| 600986 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 60.0 | 60.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | xxx | Not Eligible |  |  |
| 613885 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 60.25 | 60.25 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | xxx |
| 627091 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | None - Appraisal Waiver | xxx | 80.0 | 80.0 | xxx | xxx | .1611 | AVM |  |  |  |  |  |  |  |  |  | xxx | xxx | .1611 | 90.0 | 0.1 | Collateral Analytics | CA Value MC AVM | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 583736 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | xxx | .0075 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | .0075 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  | 0 | xxx | Not Eligible |  |  |
| 599648 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 68.85 | 68.85 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | xxx | Not Eligible |  |  |
| 604181 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 666028 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible |  |  |
| 623579 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 641238 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | Not Eligible |  |  |
| 626417 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 57.93 | 57.93 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | xxx |
| 571836 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | Not Eligible |  |  |
| 579917 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | xxx |
| 592155 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 50.0 | 50.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.9 | xxx |
| 607658 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 45.45 | 45.45 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.4 | xxx |
| 616097 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 60.0 | 60.0 | xxx | 0 | .0000 | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx | Eligible |  |  |
| 639617 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | xxx |
| 639000 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 69.36 | 69.36 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | xxx |
| 657948 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxx |
| 600548 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  | xxx | Not Eligible |  |  |
| 593588 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 43.75 | 43.75 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx |
| 567404 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | Not Eligible |  |  |
| 664879 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | None - Appraisal Waiver | xxx | 80.0 | 80.0 | xxx | xxx | .0136 | AVM |  |  |  |  |  |  |  |  |  | xxx | xxx | .0136 | 95.0 | 0.05 | Collateral Analytics | CA Value MC AVM | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 593633 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.3 | xxx |
| 593786 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1073 Individual Condo Report | xxx | 36.84 | 36.84 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 638968 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 628292 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.6 | xxx |
| 595599 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 617289 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 616137 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 603413 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 58.33 | 58.33 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.7 | xxx |
| 561786 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | xxx |
| 659990 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 67.47 | 67.47 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | xxx | Not Eligible | 1.3 | xxx |
| 666437 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 64.52 | 64.52 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.4 | xxx |
| 568579 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | xxx | -.0204 | Broker Price Opinion (BPO) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.1020 | xxx | High Risk | xxx |  |  |  |  |  | xxx | xxx | -.0204 | xxx | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 665835 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.8 | xxx |
| 602352 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 72.24 | 72.24 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 605644 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 65.0 | 65.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.3 | xxx |
| 578679 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible |  |  |
| 638662 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 69.97 | 69.97 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.4 | xxx |
| 588122 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | xxx |
| 614318 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.6 | xxx |
| 660066 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 68.06 | 68.06 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | xxx | Not Eligible |  |  |
| 615962 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.7 | xxx |
| 557377 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | xxx |
| 641950 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 57.14 | 57.14 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 561245 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 72.35 | 72.35 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx | Eligible | 2.5 | xxx |
| 564491 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 57.55 | 57.55 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | xxx | Not Eligible | 1.7 | xxx |
| 629630 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 659423 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 60.0 | 60.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.6 | xxx |
| 613115 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 66.15 | 66.15 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | xxx |
| 601444 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 78.75 | 78.75 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | xxx | Not Eligible | 1.7 | xxx |
| 617225 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | xxx |
| 597481 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx | Eligible |  |  |
| 643059 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 53.62 | 53.62 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.4 | xxx |
| 637393 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | xxx |
| 602416 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 555975 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 50.0 | 50.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 | xxx |
| 623121 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 76.79 | 76.79 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 | xxx | Not Eligible | 1.8 | xxx |
| 570440 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 563988 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | xxx | Not Eligible | 2.2 | xxx |
| 650363 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 78.23 | 78.23 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1.4 | xxx |
| 572836 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | xxx |
| 594764 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 600924 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 72.97 | 72.97 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx | Eligible | 1 | xxx |
| 594923 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 52.67 | 52.67 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | xxx | Not Eligible | 1 | xxx |
| 620729 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 69.97 | 69.97 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | xxx | Not Eligible | 1.2 | xxx |
| 589759 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.9 | xxx |
| 595269 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 43.24 | 43.24 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |
| 621479 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 79.84 | 79.84 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | xxx |
| 633532 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 50.0 | 50.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.6 | xxx |
| 556982 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 43.48 | 43.48 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.9 | xxx |
| 632691 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 63.16 | 63.16 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | xxx | Not Eligible | 1 | xxx |
| 652798 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | xxx |
| 629207 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 66.9 | 66.9 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 | xxx |
| 643048 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 74.99 | 74.99 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 5 | xxx |
| 589518 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | xxx |
| 638179 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 73.53 | 73.53 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.9 | xxx |
| 583054 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | xxx | Not Eligible | 1.8 | xxx |
| 606787 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | xxx | Not Eligible | 1 | xxx |
| 573435 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible |  |  |
| 587941 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 78.44 | 78.44 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | xxx | Not Eligible | 1 | xxx |
| 607791 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | xxx | Not Eligible | 2 | xxx |
| 664611 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 68.61 | 68.61 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 | xxx | Not Eligible | 1.7 | xxx |
| 651576 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | xxx |
| 656302 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.2 | xxx |
| 644181 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.3 | xxx |
| 576419 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx |
| 630194 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 595526 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 50.2 | 50.2 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | xxx |
| 628854 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx |
| 588704 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 34.21 | 34.21 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.5 | xxx |
| 570215 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.6 | xxx |
| 591368 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 596253 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 65.87 | 65.87 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 634053 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 | xxx |
| 624030 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 645596 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.2 | xxx |
| 585866 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.3 | xxx |
| 615828 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 79.55 | 79.55 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx | Eligible | 2.3 | xxx |
| 601913 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | xxx | -.0741 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0741 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 | xxx |
| 557715 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.6 | xxx |
| 618314 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 75.0 | 75.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | xxx | Not Eligible | 1 | xxx |
| 633431 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 1 | xxx |
| 636281 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 59.09 | 59.09 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.7 | xxx |
| 606146 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 76.74 | 76.74 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx | Eligible | 2.2 | xxx |
| 575845 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 567289 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | xxx |
| 637439 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 59.59 | 59.59 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | xxx | Eligible |  |  |
| 658531 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 54.24 | 54.24 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 574612 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 578687 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 52.56 | 52.56 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 592600 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 640793 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 61.22 | 61.22 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | xxx |
| 598796 |  | xxx | xxx | xxx |  | 0 | xxx | xxx | 1004 URAR | xxx | 79.33 | 79.33 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 607266 |  | xxx | xxx | xxx | xxx | xxx | xxx | xxx | 1073 Individual Condo Report | xxx | 66.91 | 66.91 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 | xxx |
| 558199 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.8 | xxx |
| 635981 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | xxx |
| 619023 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 73.21 | 73.21 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Moderate Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.7 | xxx |
| 665411 |  | xxx | xxx | xxx |  | xxx | xxx | xxx | 1004 URAR | xxx | 69.78 | 69.78 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 624940 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 77.16 | 77.16 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.2 | xxx |
| 612717 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 70.0 | 70.0 | xxx | 0 | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | xxx |
| 611780 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 59.57 | 59.57 | xxx | xxx | -.0007 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | xxx | -.0007 | xxx | Reasonable | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 637438 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 80.0 | 80.0 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.7 | xxx |
| 572312 |  | xxx | xxx | xxx | xxx | 0 | xxx | xxx | 1004 URAR | xxx | 67.73 | 67.73 | xxx | 0 | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | xxx | 0 | .0000 | xxx | Low Risk | xxx |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.2 | xxx |

---

## Exhibit 99.8

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.8**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Investor Loan ID** | **Seller Loan ID** | **Lender Application Date** | **Originator QM Status** | **Final QM Status** | **Originator QM Status Difference than Final QM Status?** | **Reason Why NonQM Final Status** | **APR Pricing Threshold Exceeded?** | **QM DTI Threshold Exceeded?** | **Higher Priced Mortgage Loan (HPML)?** | **Negatively Amortizing Loan?** | **Principal Deferment?** | **Interest Only Flag?** | **Prepayment Penalty?** | **Balloon Flag?** | **Adjustable Rate Balloon?** | **Loan Term Less Than 5 Years?** | **QM Points and Fees Threshold Exceeded?** | **QM Total Points and Fees** | **APR** | **ATR: Qualifying Payment Properly Considered?** | **ATR: Current Employment/Self-Employment Verified?** | **ATR: Balloon Qualifying Payment Properly Considered?** | **ATR: Reasonable Income or Assets Considered?** | **ATR: Subject PITIA Adequately Documented?** | **ATR: All Liabilities Including Alimony and Child Support in DTI?** | **ATR: Simultaneous Loan Calculated Properly** | **ATR: Credit History was Considered Properly?** | **ATR: Did Lender Document All ATR Factors?** | **ATR: Was an ATR/QM Residual Income Analysis Provided?** | **Residual Income** | **Residual Income Meets Guidelines?** | **Borrower 1 Employment Indicator** | **Borrower 2 Employment Indicator** | **Borrower 1 Foreign National Indicator** | **Borrower 2 Foreign National Indicator** | **Business Purpose Loan?** | **Business Purpose Verified?** |
| 630513 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 619260 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 568508 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 642355 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 583452 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Retired |  | No |  | No |  |
| 661685 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 596976 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 641321 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | Not Tested | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 639444 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 558182 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Retired | Retired | No | No | No |  |
| 579470 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 556533 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 634888 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 608223 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | Not Tested | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 563861 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 594361 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 609669 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 572673 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 653244 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 665417 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 577194 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 605018 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 0 | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 604083 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 590545 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 643031 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 658921 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 651286 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 591908 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 556163 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 563694 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 623816 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 586648 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 583588 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Retired | No | No | No |  |
| 656088 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Retired | Not Employed | No | No | No |  |
| 649983 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 577267 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 601113 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 562590 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 636613 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 633611 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 600965 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 643910 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 566739 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 641913 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 640814 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | xxx | N/A | Retired | Retired | No | No | No |  |
| 561652 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 620889 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 564518 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 583964 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 638452 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 586543 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 622644 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Retired | Not Employed | No | No | No |  |
| 608760 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 663272 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 654293 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Unknown | Employed | No | No | No |  |
| 565786 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 610665 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 590380 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Not Employed | Not Employed | No | No | No |  |
| 626204 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 562212 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 598323 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 593592 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0 | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 599140 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 581292 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 653892 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 569413 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 616824 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Not Employed |  | No |  | No |  |
| 632616 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 612321 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 630646 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 646833 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 600986 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 613885 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 627091 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 583736 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 599648 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 604181 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 666028 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 623579 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 641238 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 626417 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 571836 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Not Employed | Not Employed | No | No | No |  |
| 579917 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 592155 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0 | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 607658 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 616097 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | N/A | Yes | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 639617 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 639000 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 657948 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 600548 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 593588 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 567404 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Retired | Retired | No | No | No |  |
| 664879 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Retired | Not Employed | No | No | No |  |
| 593633 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 593786 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Retired | Employed | No | No | No |  |
| 638968 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 628292 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 595599 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 617289 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 616137 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 603413 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0 | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 561786 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 659990 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 666437 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 568579 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0 | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 665835 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 602352 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 605644 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 578679 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 638662 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 588122 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 614318 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 660066 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 615962 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 557377 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 641950 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 561245 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0 | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 564491 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 629630 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 659423 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0 | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 613115 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 601444 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 617225 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Unknown | No | No | No |  |
| 597481 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 643059 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 637393 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 602416 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0 | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 555975 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 623121 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 570440 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 563988 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 650363 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 572836 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 594764 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Not Employed | Employed | No | No | No |  |
| 600924 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 594923 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 620729 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 589759 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 595269 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Retired | Not Employed | No | No | No |  |
| 621479 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 633532 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | Yes | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 556982 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 632691 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 652798 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | 0 | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 629207 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 643048 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0 | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 589518 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 638179 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 583054 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 606787 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 573435 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0 | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 587941 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 607791 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 664611 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 651576 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 656302 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 644181 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 576419 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 630194 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 595526 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 628854 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 588704 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 570215 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 591368 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 596253 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 634053 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 624030 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 645596 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 585866 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 615828 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 601913 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Not Employed | No | No | No |  |
| 557715 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 618314 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 633431 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 636281 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 606146 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | 0 | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 575845 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 567289 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 637439 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 658531 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | N/A | Yes | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 574612 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 578687 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | N/A | Yes | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 592600 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 640793 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 598796 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 607266 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 558199 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 635981 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 619023 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 665411 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 624940 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed | Employed | No | No | No |  |
| 612717 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 611780 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Retired |  | No |  | No |  |
| 637438 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |
| 572312 | xxx |  | xxx | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | xxx | xxx | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | xxx | N/A | Employed |  | No |  | No |  |

---

## Exhibit 99.9

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.9**

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Transaction ID** | **Field Name** | **Verified Value** | **Bid Tape Value** | **Comment** |
| 604181 |  | xxx | xxx | Borrower 1 First Name | xxx | xxx |  |
| 604083 |  | xxx | xxx | Borrower 1 Last Name | xxx | xxx |  |
| 564518 |  | xxx | xxx | Borrower 1 Last Name | xxx | xxx |  |
| 575845 |  | xxx | xxx | Borrower 1 Last Name | xxx | xxx |  |
| 563861 |  | xxx | xxx | Borrower 1 Qualifying Income | xxx | xxx |  |
| 595599 |  | xxx | xxx | Borrower 1 Qualifying Income | xxx | xxx |  |
| 562590 |  | xxx | xxx | Borrower 1 Qualifying Income | xxx | xxx |  |
| 583588 |  | xxx | xxx | Borrower 1 Qualifying Income | xxx | xxx |  |
| 598323 |  | xxx | xxx | Borrower 1 Qualifying Income | xxx | xxx |  |
| 608223 |  | xxx | xxx | Borrower 1 Qualifying Income | xxx | xxx |  |
| 619023 |  | xxx | xxx | Borrower 1 Qualifying Income | xxx | xxx |  |
| 598796 |  | xxx | xxx | Borrower 1 Qualifying Income | xxx | xxx |  |
| 590380 |  | xxx | xxx | Borrower 1 Qualifying Income | xxx | xxx |  |
| 628292 |  | xxx | xxx | Borrower 1 Self-Employment Flag | Yes | No |  |
| 575845 |  | xxx | xxx | Borrower 1 Self-Employment Flag | No | Yes |  |
| 598796 |  | xxx | xxx | Borrower 1 Self-Employment Flag | Yes | No |  |
| 619023 |  | xxx | xxx | Borrower 1 Self-Employment Flag | Yes | No |  |
| 612717 |  | xxx | xxx | Borrower 1 Self-Employment Flag | Yes | No |  |
| 639000 |  | xxx | xxx | Borrower 2 Citizen | Permanent Resident Alien | US Citizen |  |
| 600548 |  | xxx | xxx | Borrower 2 Citizen | Non Permanent Resident Alien | US Citizen |  |
| 612321 |  | xxx | xxx | Borrower 2 First Name | xxx | xxx |  |
| 599648 |  | xxx | xxx | Borrower 2 Last Name | xxx | xxx |  |
| 586543 |  | xxx | xxx | Borrower 2 Origination FICO | xxx | xxx |  |
| 562590 |  | xxx | xxx | Borrower 2 Qualifying Income | xxx | xxx |  |
| 598796 |  | xxx | xxx | Borrower 2 Qualifying Income | xxx | xxx |  |
| 595599 |  | xxx | xxx | Borrower 2 Self-Employment Flag | Yes | No |  |
| 575845 |  | xxx | xxx | Borrower 2 Self-Employment Flag | No | Yes |  |
| 598796 |  | xxx | xxx | Borrower 2 Self-Employment Flag | Yes | No |  |
| 643910 |  | xxx | xxx | Borrower 2 SSN | xxx | xxx |  |
| 568508 |  | xxx | xxx | Loan Amount | xxx | xxx |  |
| 586648 |  | xxx | xxx | Loan Amount | xxx | xxx |  |
| 591908 |  | xxx | xxx | Monthly HOA $| xxx | xxx |  |
| 640793 |  | xxx | xxx | Monthly Property Insurance Amount | xxx | xxx |  |
| 624940 |  | xxx | xxx | Monthly Property Insurance Amount | xxx | xxx |  |
| 583736 |  | xxx | xxx | Monthly Property Insurance Amount | xxx | xxx |  |
| 581292 |  | xxx | xxx | Monthly Property Insurance Amount | xxx | xxx |  |
| 640814 |  | xxx | xxx | Monthly Property Insurance Amount | xxx | xxx |  |
| 653892 |  | xxx | xxx | Monthly Property Insurance Amount | xxx | xxx |  |
| 658921 |  | xxx | xxx | Monthly Property Insurance Amount | xxx | xxx |  |
| 577267 |  | xxx | xxx | Monthly Property Insurance Amount | xxx | xxx |  |
| 599140 |  | xxx | xxx | Monthly Property Tax Amount | xxx | xxx |  |
| 600548 |  | xxx | xxx | Monthly Property Tax Amount | xxx | xxx |  |
| 653892 |  | xxx | xxx | Monthly Property Tax Amount | xxx | xxx |  |
| 565786 |  | xxx | xxx | Monthly Property Tax Amount | xxx | xxx |  |
| 658531 |  | xxx | xxx | Monthly Property Tax Amount | xxx | xxx |  |
| 658921 |  | xxx | xxx | Monthly Property Tax Amount | xxx | xxx |  |
| 640793 |  | xxx | xxx | Monthly Property Tax Amount | xxx | xxx |  |
| 617289 |  | xxx | xxx | Primary Mortgage or Rent Times 30 | 4 | 0.0 |  |
| 594361 |  | xxx | xxx | Property City | xxx | xxx |  |
| 605018 |  | xxx | xxx | Property City | xxx | xxx |  |
| 639444 |  | xxx | xxx | Property County | xxx | xxx |  |
| 643031 |  | xxx | xxx | Property State | xxx | xxx |  |
| 568508 |  | xxx | xxx | Qualifying FICO | xxx | xxx |  |
| 641913 |  | xxx | xxx | Qualifying Housing Debt Income Ratio | 32.13 | 13.0 |  |
| 591908 |  | xxx | xxx | Qualifying Housing Debt Income Ratio | 34.57 | 31.76 |  |
| 653892 |  | xxx | xxx | Qualifying Interest Rate | xxx | xxx |  |
| 595526 |  | xxx | xxx | Qualifying LTV | 50.2 | 50 |  |
| 641913 |  | xxx | xxx | Qualifying Total Debt Income Ratio | 44.84 | 27.0 |  |
| 591908 |  | xxx | xxx | Qualifying Total Debt Income Ratio | 35.74 | 32.93 |  |
| 645596 |  | xxx | xxx | Qualifying Total Debt Income Ratio | 38.37 | 36.17 |  |
| 572836 |  | xxx | xxx | Qualifying Total Debt Income Ratio | 16.61 | 18.68 |  |
| 643048 |  | xxx | xxx | Qualifying Total Debt Income Ratio | 39.56 | 41.80 |  |
| 626204 |  | xxx | xxx | Qualifying Total Debt Income Ratio | 34.82 | 38.96 |  |
| 587941 |  | xxx | xxx | Qualifying Total Debt Income Ratio | 35.1 | 44.98 |  |
| 616097 |  | xxx | xxx | Qualifying Total Debt Income Ratio | 31.96 | 46.0 |  |
| 561652 |  | xxx | xxx | Qualifying Total Reserves Number of Months | xxx | xxx |  |
| 590545 |  | xxx | xxx | Qualifying Total Reserves Number of Months | xxx | xxx |  |
| 568508 |  | xxx | xxx | Qualifying Total Reserves Number of Months | xxx | xxx |  |
| 637438 |  | xxx | xxx | Qualifying Total Reserves Number of Months | xxx | xxx |  |
| 626417 |  | xxx | xxx | Qualifying Total Reserves Number of Months | xxx | xxx |  |
| 612321 |  | xxx | xxx | Qualifying Total Reserves Number of Months | xxx | xxx |  |
| 640814 |  | xxx | xxx | Qualifying Total Reserves Number of Months | xxx | xxx |  |
| 646833 |  | xxx | xxx | Qualifying Total Reserves Number of Months | xxx | xxx |  |
| 581292 |  | xxx | xxx | Special Flood Hazard Area | Yes | No |  |

---

## Exhibit 99.10

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.10**

![](ex9917001.jpg)

RMCT 2025-J3<br>Radian Mortgage Capital LLC<br>

Opus Capital Markets Consultants, LLC

300 Tri-State International – Suite 320 \| Lincolnshire, IL 60069 \| <u>www.opuscmc.com</u> \| 224.632.1300

**Executive Narrative**

**July 8, 2025**

**Performed by** 

**Opus Capital Markets Consultants, LLC**

**For** 

**Radian Mortgage Capital LLC**

This report summarizes the results of a due diligence review performed on 138 loans provided by Radian Mortgage Capital LLC (Customer), who provided Opus Capital Markets Consultants, LLC (Consultant) with a data tape, from which 100% of the loan sample was chosen and loaded into the Laura Mac underwriting software. Consultant performed a detailed compliance and credit review on the loans.

As detailed herein, the pool contains 138 credit and compliance loans identified as QM: Safe Harbor APOR. There are twenty-four (24) loans eligible for GSE delivery and were underwritten to the AUS provided in the loan file; and were re-underwritten in accordance with the lender guidelines in terms of Exhibit A.

EXHIBIT A

Credit Review

Credit Qualification

A re-underwriting review will be conducted in order to verify that the requisite underwriting guidelines as specified by Client are met. Confirmation of the loan terms will be performed through recalculation and review of documentation contained in the loan file provided to the Consultant. The Credit Qualification review will consist of the following:

&nbsp;&nbsp;&nbsp;&nbsp;a) **Guidelines:** Determine whether each mortgage loan meets the requisite guideline requirements as
 specified by the Client. In lieu of specific requirements, Consultant should consider
 Regulation Z including Appendix Q if applicable. If the loan pre-dates the requirements
 of Regulation Z and Appendix Q, Consultant will consider Fannie Mae's Single-Family
 guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;b) **Employment:** Review the file documentation for minimum required level of employment, income and
 asset verifications pursuant to Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;c) **Income:** Recalculate borrower(s) monthly gross income and verify calculations of income as
 used by the original loan underwriter at origination to determine compliance with the
 Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;d) **Assets:** Confirm the presence of adequate asset documentation to comply with the Client provided
 underwriting guideline requirements for closing funds, reserves and borrower liquidity.

&nbsp;&nbsp;&nbsp;&nbsp;e) **Debt Ratio:** Recalculate the debt-to-income ratio and verify the ratio accuracy used by
 the loan underwriter at origination to determine compliance with Client provided underwriting
 guidelines and regulatory requirements.

&nbsp;&nbsp;&nbsp;&nbsp;f) **Property Valuation:** Analyze all appraisals and alternative value tools used to qualify the
 loan for integrity of comparable sales, completeness of data, eligibility of the appraiser
 and reasonableness of estimated value. Review the appraisal to determine the appraisal(s)
 meet the requirements of Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;g) **Loan-to-Value Ratio:** Recalculate and verify the loan-to-value ratio and combined loan-to-value
 ratio were accurate at origination and meet Client provided underwriting guideline and
 regulatory requirements.

&nbsp;&nbsp;&nbsp;&nbsp;h) **Credit History:** Review the credit report to verify that the borrower(s) demonstrate adequate
 credit depth to comply with the Client provided underwriting guideline requirements.

&nbsp;&nbsp;&nbsp;&nbsp;i) **Credit Scores**: Verify that borrower(s) meet minimum credit score requirements of the Client
 provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;j) **Compensating Factors:** Verify exceptions to the Client provided underwriting guidelines are documented
 and reasonable.

**Document Review**

A review of each loan file will be performed to confirm the presence of material documentation as applicable to the specifics of the loan transaction. The Document Review will consist of the following:<br>

**a) Collateral Docs**

● Title Commitment / Policy: Verify the presence of the title commitment or final title policy. Confirm vested parties and the description of the property, liens and tax assessments.

● Mortgage Note / Security Instrument: Verify the presence of the mortgage note or security instrument. Confirm that the document has been executed by all borrowers and that all riders, addendums and endorsement are present and duly executed.

● Mortgage / Deed of Trust: Verify the presence of a copy Mortgage or Deed of Trust. Confirm that the documents have been executed by all required parties and that all riders, addendums and exhibits are present and duly executed. If the loan closed within 12 months of the review, Consultant will confirm the presence of a letter from the title company specifying the date the Mortgage / Deed Trust was sent for recording. If the closing did not occur within 12 months of the review and a copy of the recorded Mortgage /Deed of Trust is not contained in the loan file, the Client will submit a report from an independent document custodian verifying the presence of a recoded mortgage or a stamped / signed copy of the document stating the date the document was sent for recording.

● Conveyance Deed: Verify as applicable that a proper conveyance deed is present in the loan file. Confirm the proper transfer of ownership interest of the subject parties is detailed on the deed.

**b) Closing Docs**

● Final Hud-1 Settlement Statement: If required, verify the presence of a final HUD-1. Verify the completeness of required data and signatures or certification depending upon state compliance requirements.

● Final Truth-in-Lending Disclosure: If required, verify the presence of a final Truth-in-Lending Disclosure. Verify the completeness of required data and that all required signatures are present.

● Notice of Right to Cancel: If required based on the specifics of the loan transaction, confirm the presence and required execution of the Notice of Right to Cancel.

● Loan Estimate: If required verify the presence of the current Loan Estimate (LE) at the time of origination

● Closing Disclosure: If required verify the presence of the current Closing Disclosure (CD) at the time of origination.

**c) Credit Docs**<br>

● Loan Application: Verify the presence and completeness of both the initial and final loan applications.

● Underwriting Worksheet: Verify the presence of the relative underwriting worksheet i.e. form 1008, FHA MCAW and VA's Loan Analysis.

● Credit Report: Verify the presence of a credit report for each borrower. Confirm that the credit report was pulled within the timing requirements allowable per the Client provided underwriting guidelines.

● Housing Payment History: In the absence of housing payment histories on the borrower(s) credit report(s), verify that that the file contains a verification of rent or a verification of mortgage form.

● Letters of Explanation: When Letters of Explanation are required by the Client provided underwriting guidelines, verify the presence of any such letters exist in the loan file.

● Gift Letters: When Gift Letters are required by the Client provided underwriting guidelines, verify the presence of any such letters exist in the loan file.

● Income Documentation: Verify the presence of income and employment related documentation required by the Client provided underwriting guidelines for all borrowing parties contributing income to the debt ratio calculation.

● Asset Documentation: Verify the presence of asset documentation required by the Client provided underwriting guidelines in the loan file.

● Property Valuation Tools: Verify that each loan file contains adequate appraisal and other third-party valuation tools to satisfy the minimum required documentation under the relative Client provided underwriting guidelines.

● Proof of Insurance: Verify the presence of insurance certificates for mortgage, hazard and flood insurance on an as needed basis depending upon the specifics of the loan. Confirm that adequate coverage is present to meet the requirements of the Client provided underwriting guidelines.

**Regulatory Compliance**

For each Mortgage Loan, Consultant shall determine, to the extent possible and subject to caveats below, whether such Mortgage Loan at the time of origination complied with:

1. The
 "material"<sup>1</sup> disclosure requirements of the federal Truth-in-Lending
 Act ("TILA"), as amended by the Home Ownership and Equity Protection Act
 ("HOEPA") and Dodd-Frank, 15 U.S.C. § 1601 *et seq.* and implemented
 by Regulation Z, 12 C.F.R. Part 1026, including the material provisions relating to Higher-Priced
 Mortgage Loans in Regulation Z, 12 C.F.R. §§ 1026.35, and the early TIL disclosure
 provisions of the Mortgage Disclosure Improvement Act ("MDIA"), as implemented
 by Regulation Z, 12 C.F.R. §§ 1026.17 et seq; and as amended by the TILA-RESPA
 Integrated Disclosure ("TRID") Rule, as set forth below:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. For
 Right of Rescission

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. A
 review of the Notice of Right to Cancel, including a verification of the transaction
 date and expiration date, ensuring proper execution of the Notice of Right to Cancel
 by all required parties, verifying the disbursement date and determining if a full three
 (3) day rescission period was adequately provided to the borrower(s).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. This
 review is also to be performed on transactions that are exempt from the rescission requirement
 but on which a Notice of Right to Cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. A
 condition must be placed if the transaction is a refinance by the original creditor and
 the borrower was provided the Form H-8 rescission notice. Consultant will note in the
 condition whether there was a new advance that is subject to rescission per TILA/Regulation
 Z.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. For
 TILs (Application Dates prior to 10/3/2015)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm
 the initial TIL disclosure and final TIL disclosures were provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Review
and compare the initial and final TIL, and any re-disclosed TIL(s), with a report outlining any TILA violations, including
a recalculation of disclosed finance charge, proper execution by all required parties, principal and interest calculations,
proper completion of the interest rate and payment summary, recalculation of disclosed APR, and a review to determine
disclosure differences were within the allowed tolerances and disclosures were provided within the required timeframes;

<sup>1</sup> These "material" disclosures include, but are not limited to, the required disclosures of the APR, the finance charge, the amount financed, the total number of payments, the payment schedule, *and* if the loan is subject to the Homeownership and Equity Protection Act ("HOEPA"), the disclosure requirements and prohibitions of that statute which are set forth in 12 C.F.R. §§ 1026.32(c) and (d).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. For
 TRID Disclosures (Application Dates on or after 10/3/2015)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm
the initial Loan Estimate (LE) was delivered within three (3) business days of application and seven (7) business days prior
to consummation in accordance with Client's Underwriting Guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Review
the required sections of each LE to ensure they were populated in accordance with the TRID Rules. (If the file reflects more
than one LE was provided, each revised LE must have corresponding Change of Circumstance documentation. The 0% and 10% fee
 tolerance evaluations will be based on the fee amounts disclosed on the initial LE and any valid changes documented and
disclosed after the initial LE;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Confirm
the Closing Disclosure (CD) confirm the borrower received the initial CD at least three (3) business days prior to consummation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Review
 the required sections of each CD to ensure they were populated in accordance with
 the TRID Rules. (Any fee tolerance issues to be cured at closing or within 60 days of
 loan consummation.)

2. Section
 4 of the Real Estate Settlement Procedures Act ("RESPA"), 12 U.S.C. §2603
 and 2604, as implemented by Regulation X, 12 C.F.R. Part 1024, and as amended by the
 TRID Rule;

3. The
 disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas
 Constitution;

4. Confirmation
 that one of the following are in the loan file, per the Fair Credit Reporting Act: Consumer
 Credit Score Disclosure, Your Credit Score and the Price You Pay for Credit, or Notice
 to Home Loan Applicant;

5. Sections
 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank")
 amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43: the general Ability
 to Repay underwriting standards (12 C.F.R. 1026.43(c)); refinancing of non-standard mortgages
 (12 C.F.R. 1026.43(d)); Qualified Mortgages (12 C.F.R. 1026.43(e) (including qualified
 mortgages as defined by the Department of Housing and Urban Development (24 C.F.R. 201
 and 203 et seq.) and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.; and
 Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f))
 In accordance with "Ability to Repay and Qualified Mortgage Review" description
 below;

6. The
 Loan Originator Compensation and Prohibitions on Steering provisions of TILA, as implemented
 by Regulation Z, 12 C.F.R 1026.36;

7. The
 requirements for Higher-Price Mortgage Loans, as implemented by Regulation Z, 12 C.F.R.
 1026.35;

8. The
 appraisal and valuation requirements of TILA and the Equal Credit Opportunity Act, as
 implemented by Regulation Z, 12 C.F.R. 1026.35 and Regulation B, 12 C.F.R. 1002.14, respectively;

9. The
 counseling requirements of TILA, as implemented by Regulation Z, 12 C.F.R. 1026.36(k)
 and RESPA, as implemented by Regulation X, 12 C.F.R. 1024.20;

10. The
 escrow requirements of TILA and RESPA, as implemented by Regulation Z, 12 C.F.R 1026.35,
 and Regulation X, 12 C.F.R 1024.17, respectively;

11. The
 disclosure requirements and prohibitions of any applicable state, county and municipal
 laws and ordinances, as amended, that have been enacted to regulate so-called "predatory
 lending":

12. Consultant
 shall confirm that any mortgage property located in an area identified on a flood hazard
 map or flood insurance rate map issued by the Federal Emergency Management Agency as
 having special flood hazards is subject to a qualified flood insurance policy that appears
 to be is in effect.

13. For
 any loans designated as TILA exemption, Consultant shall review the loan file for evidence
 that the primary purpose of the loan was for commercial or business purposes, including,
 but not limited to a business purpose certification.

14. Documentation.
 Review of the following documents for regulatory compliance:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Final
 HUD-1 Settlement Statement ("HUD-1"), if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If
 the loan is in an escrow state, the HUD-1 will be considered final as follows:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. HUD-1
 is marked Final;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If
 HUD-1 is not marked Final, it must be stamped certified by the closing agent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. There
 should be no markings indicating that the HUD-1 is estimated.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. HUD-1
 is signed by all parties (including closing agent) or stamped certified by the closing
 agent; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;C. If
 HUD-1 is stamped, the HUD-1 / stamp should be signed or initialed by the closing agent;
 if the stamp does not contain the signature or initials, it must identify the name of
 the closing agent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Final
 Truth in Lending Disclosure ("TIL"), if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Loan
 Estimate, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 Loan Estimate in will be considered delivered based on the date issued, subject to the
 three-day mailing rule unless the file contains documentation indicating earlier receipt.
 The loan file may contain one or more Loan Estimates with the latest one provided up
 until three business days prior to the issuance of an initial Closing Disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Closing
 Disclosure, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 Closing Disclosure in the loan file will be considered delivered based on the date issued,
 subject to the three-day mailing rule unless the file contains documentation indicating
 earlier receipt. The loan file may contain one or more Closing Disclosures with the latest
 one provided up until the consummation date being considered the Final with any delivered
 post consummation considered as a corrected Closing Disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Notice
 of Right to Cancel (if applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Initial
 TIL, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Good
 Faith Estimate ("GFE"), if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Note

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Mortgage/Deed
 of Trust

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;j. FACTA
 disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;k. Third
 Party Fees

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Third
 party fees on the HUD-1 or Closing Disclosure, if applicable referred to as HUD-1/Closing
 Disclosure, must be shown as paid to the third-party provider. A condition must be set
 if a third-party fee is paid to the lender, investor, etc. or the payee is blank.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. CONSULTANT
 will condition for evidence in the file indicating that a charge on the HUD-1/Closing
 Disclosure exceeds the actual cost to the borrower (i.e. cost printed / stamped on the
 face of the document showing an amount less than the charge on the HUD-1/Closing Disclosure).
 Variations of less than $1 are deemed to be within reasonable limits and are not to be
 reported.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Any
 refunds that are provided to the borrower must be accompanied by a revised HUD-1/Closing
 Disclosure to show the final, accurate charges to the borrower.

Each loan reviewed will be assigned a Compliance condition grade in accordance with the Rating Agency Criteria as more fully described in Section 2(f).

Consultant will not make a determination as to whether the loans comply with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated above. Furthermore, the findings reached by Consultant are dependent upon its receipt of complete and accurate data regarding the loans from loan originators and other third parties upon which Consultant is relying in reaching such findings.

**<u>Ability to Repay and Qualified Mortgage Review</u>**

1.  **<u>For Agency Eligible Loans Only</u>** : Consultant reviews applicable loans for compliance
 with the Qualified Mortgage (QM) rule requirements set forth in Regulation Z (12 C.F.R.
 1026.43 et seq.) based upon the loan's designation (Safe Harbor QM, Rebuttable
 Presumption QM, Exempt). Consultant determines the loan's status under the QM rule
 requirements and assigns a due diligence loan designation. Consultant notes as a material
 exception if the due diligence findings do not confirm the same loan designation. Additionally,
 Consultant notes if a loan designation was not provided. Consultant will verify if each
 loan meets the requirements for a QM under § 1026.43(e)(2)—whether the loan
 is a safe harbor QM under § 1026.43(e)(1)(i) or a rebuttable presumption QM under
 § 1026.43(e)(1)(ii). Consultant will verify the presence of documentation for lender
 determination of QM and indicating factors in its ability-to-repay determination, including
 how the originator applied its policies and procedures in verification. For loans applications
 taken on or after June 1, 2021, Consultant will verify whether the loan meets the requirements
 of the revised general QM definition effective March 1, 2021.

2. For
 loans for which applications were received prior to July 1, 2021, if a loan was designated
 as QM and identified as eligible for guarantee, purchase, or insurance by an applicable
 agency as permitted under the QM final rule, Consultant reviews the loan to determine
 whether, based on available information in the loan file the loan satisfied (i), (ii)
 and (iii) in the paragraph (3)(a)(i) below and reviews the Automated Underwriting System
 output within the file to confirm agency eligibility.

3.  **<u>For Non-Agency Eligible Loans</u>** : Consultant reviews applicable loans for compliance
 with the Ability to Repay (ATR) but not Qualified Mortgage (QM) rule requirements set
 forth in Regulation Z (12 C.F.R. 1026.43 et seq.).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>Qualified Mortgage</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. For
 QM (Safe Harbor or HPCT) designated loans, Consultant reviews the loan to determine whether,
 based on available information in the loan file: (i) the loan contains risky loan features
 and terms (e.g. an interest only feature or negative amortization), (ii) the "points
 and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated
 appropriately. Consultant reviews to the applicable consider and verify requirements
 under the QM rule depending on whether the QM was originated under the original general
 QM definition or the revised general QM definition effective March 1, 2021.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. For
 each QM designated loan that satisfied the applicable requirements enumerated above,
 Consultant then determines whether the loan is a Safe Harbor QM or Higher Priced QM by
 comparing the loan's actual annual percentage rate, as recalculated, to the applicable
 average prime offer rate plus a certain percentage. For QM designated loans originated
 under the revised general QM definition effective March 1, 2021, Consultant also determines
 whether the loan exceeds the pricing thresholds for QM loans.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. <u>Ability to Repay</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 ability to repay portion of the review for non-agency eligible loans only will focus
 on the eight factors detailed in the ATR Rule as detailed below for non-agency eligible
 loans. The Consultant will review the loan file to determine if the creditor verified
 and considered each of the eight factors utilizing reasonably reliable third-party documentation
 at or before consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Current
 or reasonably expected income or assets that the consumer will rely on to repay the loan.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Current
 employment status

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Monthly
 mortgage payment for subject loan using the introductory or fully indexed rate, whichever
 is higher, and monthly, fully amortizing payments that are substantially equal.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Monthly
 payment on any simultaneous loans secured by the subject property.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Monthly
 payments for property taxes and hazard/flood insurance and certain other costs related
 to the property such as homeowner's association fees or ground rent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Debts,
 alimony, and child support obligations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Monthly
 debt-to-income ratio or residual income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Credit
 history

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. For
 loans designated as agency eligible, Consultant will not review for compliance with the
 requirements of Appendix Q or General Ability to Repay.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Consultant
 reviews loans to determine their conformity with the ATR/QM factors above and is not
 rendering an independent assessment or analysis. Consultant's review is based on
 information contained in the loan file at the time it is provided to Consultant and only
 reflects information as of that point in time and does not mean any regulator, judicial
 or agency will agree with the Consultant's conclusion.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**a)** **Regulatory Compliance Disclaimer** 

Please be advised that Consultant will not make a determination as to whether loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated herein. There can be no assurance that the review uncovered all issues relating to the origination of the mortgage loans, their compliance with applicable law and regulation and the original appraisals relating of the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Consultant are dependent upon its receiving complete and accurate data regarding the mortgage loans from loans originators and other third parties upon which Consultant is relying in reaching such findings.<br>

Please be further advised that Consultant does not employ personnel who are licensed to practice law in various jurisdictions, and the findings set forth in the reports prepared by Consultant do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Consultant. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including potential liability related to the purchase or other transaction involving any such loans, shall be made solely by the Client, or other agreed upon party, that has engaged Consultant to prepare its reports pursuant to its instructions and guidelines. Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Consultant are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**b)** **Seasoning And Certain Compliance Exceptions** 

Pursuant to the applicable NRSRO criteria, Consultant graded certain compliance exceptions as non-material based on seasoning of the mortgage loan. Certain mortgage loans were seasoned beyond the applicable period under TILA in which affirmative claims could be brought by a consumer. The time period is not limited for claims, other than recession, which are raised as a defense to foreclosure. Information contained in any Consultant reports related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual loan.

Consultant will confirm compliance with current documentation and timing requirements in effect at origination of the Mortgage Loan including:

● Servicing Transfer Disclosure (for applications prior to 10/03/2015):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm
 the presence of the Servicing Transfer Disclosure form in file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Verify
 the Servicing Transfer Disclosure was provided to the borrower(s) within three general
 business days of "Application"

● Special Information Booklet (for applications prior to 10/03/2015)/ Home Loan Tool Kit (for applications on or after 10/03/2015):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm
 the presence of the Home Loan Tool Kit is in file for covered loans.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm
 the Home Loan Tool Kit is provided within three general business days of application

● Affiliated Business Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm
 the presence of the Affiliated Business Disclosure in file in the event the lender has
 affiliated business arrangements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm
 the Affiliated Business Disclosure provided within three general business days of "Application"
 (Consultant reviews for this disclosure to be provided within three general business
 days, as the lender will typically know at the time of application if borrower(s) will
 be referred to affiliates for provision of third-party services)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm
 the Affiliated Business Disclosure is executed.

● Initial Escrow Disclosure Statement

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm
 the presence of the Initial Escrow Disclosure Statement in file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o Confirm
 the Initial Escrow Disclosure Statement was provided at closing or within 45 days after
 settlement

**Equal Credit Opportunity Act (Regulation B)**

● Confirm the lender has provided the borrower a disclosure of the right to receive a copy of appraisals within three (3) business days of application. This disclosure requirement may be met by disclosure on the Loan Estimate pursuant to 12 CFR § 1026.27(m)(1).

● Confirm that the lender has provided (delivered) copies of appraisals and all other written valuations (as disclosed to the borrower on the HUD-1 and/or contained in the Mortgage Loan File) to the borrower at least three (3) business days prior to consummation Opus uses the following test: Was appraisal/valuation documentation processed at least 6 days prior to account opening/ consummation date (3 day rule plus 3 days mailing time)?

● For a borrower that has waived the 3-business day disclosure requirement, confirm that the borrower has either (1) signed the waiver at least three (3) business days prior to consummation or (2) has signed an acknowledgment that the waiver occurred at least three (3) business days prior to consummation. Additionally, confirm that the lender has provided copies of appraisals and other written valuations at or prior to consummation.

**Fair Credit Report Act (Regulation V)**

● Confirm that the lender has provided the borrower the risk-based pricing notice (as required by 12 CFR § 1022.73) or credit score disclosure (as required by 12 CFR § 1022.74(d)), as applicable; (a) If the lender has provided the risk-based pricing notice, confirm the disclosure was provided before consummation, but not earlier than the approval decision was communicated to the consumer; and (b) If the lender has provided the credit score disclosure, confirm the disclosure was provided before consummation.

● Confirm that the lender has provided a copy of the disclosure of credit score and the Notice to Home Loan Applicant (as required by 15 U.S.C. § 1681g) before consummation.

**High-Cost, State & Local Anti-Predatory Regulations<br>** 

<br> In addition to federal thresholds, Consultant will review the anti-predatory lending statutes in the following states and local municipalities, as applicable, as well as any additional applicable regulations implemented during the Term of this SOW.<br>

● Arkansas Home Loan Protection Act, Ark. Stat. Ann. § 23-53-101 et seq.

● California Anti-Predatory Lending Statute, Cal. Fin. Code § 4970 et seq.

● California Higher-Priced Mortgage Loan Statute, Cal. Fin. Code §4995 et seq.

● Colorado Consumer Equity Protection Act, Colo, Rev. Stat. § 5-3.5-101 et seq. .

● Connecticut Abusive Home Loan Lending Practices Act, Conn. Stat. Ann. §36a- 746 et seq., as amended from time to time.

● Connecticut Nonprime Home Loans Statute, Conn. Gen. Stat. §§ 36a-760 et seq. (as originally enacted and as amended by Senate Bill 949).

● District of Columbia Home Loan Protection Act, D.C. Official Code § 26-1151.01 et seq., as implemented by 20 D.C. Municipal Reg § 2000.1 et seq.

● Florida Fair Lending Act, Fla. Stat. Ann. § 494.0078 et seq. (for loans closed before July 1, 2014).

● Georgia Fair Lending Act, Ga. Stat. Ann. § 7-6A-1 et seq. (as originally enacted by House Bill 02-1361 and as modified by Senate Bill 03-53).

● Idaho Residential Mortgage Practices Act, Idaho Code § 26-3101 et seq.

● Illinois High Risk Home Loan Regulations, 38 Ill. Admin. Code §345.10 et seq.

● Illinois High Risk Home Loan Act, Public Act. 93-0561 (2003) codified at 815, ILCS §§ 137/5 et seq., and as amended by SB 1692 (2012), effective January 10, 2014.

● Illinois Predatory Lending Database Program, Public Act 95-0691 (SB 1167).

● City of Chicago, Illinois, Anti-Predatory Lending Ordinance, Chicago Municipal Code, §§ 2-32-440; 2-32-455; 2-92-325; 4-4-155; 8-4-325.

● Cook County, Illinois, Anti-Predatory Lending Ordinance, Cook County Code of Ordinances § 34-341.

● Cook County, Illinois, Anti-Predatory Lending Pilot Program, Illinois House Bill 4050 (2005).

● Indiana Home Loan Practices Act, as amended by HB 1179 (2005), Ind. Code § 24-9-1 et seq.

● Section 16a-3-308a of the Kansas Consumer Credit Code, Kan. Stat. Ann. §16a.101 et seq.

● Kentucky Anti-Predatory Lending Statute, Ky. Rev. Stat. § 360.100 et seq.

● Maine, An Act to Enhance Consumer Protections in Relation to Certain Mortgages (for loans closed prior to September 27, 2011), Me. Rev. Stat. Ann. Tit. 9-A, §§ 8-103(1); 8-206(8);8-206A, as amended by Legislative Documents 1869 (2007), 2125 (2008) and 1439 (2009).

● Maine Consumer Credit Code - Truth-in-Lending, (for loans closed on or after September 27, 2011), Me. Rev. Stat. Ann. tit. 9-A, §§ 8-501 et seq., as amended from time to time.

● Maryland Commercial Law, Md. Code Ann., Com. Law §§ 12-124.1; 12-127; 12- 409.1; 12-1029.

● Maryland Regulations for Higher Priced Mortgage Loans, as promulgated under the Maryland Mortgage Lender Law, Md. Code Ann., Fin. Instit. Code §§ 11-501 et seq.; Md. Code Regs. §§ 09.03.06.01 et seq.

● Massachusetts High-Cost Mortgage Regulations, 209 CMR Parts 32 and 40, as amended from time to time.

● Massachusetts Predatory Home Loan Practices Act, M.G.L. Chapter 183C, §§ 1 et seq.

● Massachusetts "Borrower's Interest" Standard, M.G.L. Chapter 183, §28C.

● Massachusetts Mortgage Lender and Broker Regulations, 940 CMR §800 (15-17).

● Massachusetts Regulations for Higher Priced Mortgage Loans, 209 CMR §§ 32.00 et.seq., as amended from time to time.

● Massachusetts Subprime ARMs to First Time Homebuyers, M.G.L. Chapter 184, §17B.5.

● Michigan Consumer Mortgage Protection Act, Mich. Stat. Ann. § 445-1631 et seq.

● Minnesota Mortgage Originator and Service Licensing Act, § 58.137 et seq. (S.F. 2988 (2002)), as amended by House File 1004 (2007) and Senate File 988 (2007).

● Nebraska Mortgage Bankers Registration and Licensing Act, Neb. Stat § 45-702 et seq.

● Nevada Anti-Predatory Lending Law, Assembly Bill No. 284 (2003) and Amended by Assembly Bill No. 440 (2007), codified as NRS § 598D.010 et seq.

● New Jersey Home Ownership Security Act of 2002, NJ Stat. Ann. § C:46:10B-22 et seq., as amended from time to time.

● New Mexico Home Loan Protection Act, Senate Bill 449 (Regular Session 2003), codified at NM Rev. Stat. § 58-21A-1 et seq. and as amended from time to time.

● New York High-Cost Home Loan Regulations, 3 NYCCR Part 41 (2001).

● New York High-Cost Home Loan Act, N.Y. Bank. L. Ch. 626., as codified in NY Bank. Law § 6-l, and as implemented by 3 NYCCR Part 41 as amended from time to time.

● New York Subprime Home Loans Statute, NY Bank. Law § 6-m.

● North Carolina Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-1.1A to 24- 10.2 and North Carolina Amendments to Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-9; 24-1.1(E)(a); 24-10.2(a), as amended from time to time.

● Ohio Anti-Predatory Lending Statute, HB 386 as amended by Senate Bill 185 (2006), and as codified in various sections of the Ohio Code.

● Ohio Consumer Sales Practices Act, Ohio Rev. Code Ann. § 1345.01, as implemented by Ohio Admin. Rules § 109 4-3-01 et seq.

● City of Cleveland Heights, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 72-2003 (PSH), Mun. Code §§ 757.01 et seq.

● Summit County, Ohio, Anti-Predatory Lending Ordinance, Ordinance No. 2004- 618, Muni. Code §§ 201.01 et seq.

● Oklahoma Anti-Predatory Lending Law, House Bill No. 1574 (2003), as codified in various sections of Title 14A of the Oklahoma Consumer Credit Code.

● Oklahoma Higher-Priced Mortgage Loans Law, Okla. Admin. Code §§ 160:45-9-1 et seq.

● Pennsylvania Consumer Equity Protection Act, 63 Pa. Cons. Stat. Ann. § 456.501 et seq.

● Rhode Island Home Loan Protection Act, R.I. Gen. L. 34-25.1-2 et seq, as implemented by Emergency Banking Regulation 3 (2006) and Final Banking Regulation 3 (2007) and amended by Senate Bill 371 (2007).

● City of Providence, Rhode Island, Anti-Predatory Lending Ordinance, Chapter 2006-33, Ordinance No. 245.

● South Carolina High-Cost and Consumer Home Loans Act, S.C. Code § 37-23-10 et seq.

● Tennessee Home Loan Protection Act, Tenn. H.R. 3597 (2006), as codified at Tenn. Code Ann. §§ 45-20-101 et seq.

● Texas High-Cost Home Loan Statute, Tx. Fin. Code Ann. § 343.201 et seq.

● Section 50(a)(6), Article XVI of the Texas Constitution

● Section 50(f)(2), Article XVI of the Texas Constitution

● Utah Residential Mortgage Practices Amendments, Utah Code Ann. § 61-2c-102 et seq.

● Utah High-Cost Home Loan Act, Utah Code § 61-2d-101 et seq.

● Vermont Interest Act, 9 V.S.A. § 104, implemented by Regulation B-98-2.

● Virginia Mortgage Lender and Broker Act (for loans originated prior to July 1, 2003), Va. Code Ann. §§ 6.1-413; 6.1-422; 6.1-428.

● Virginia Mortgage Lender and Broker Act (for loans originated on or after July 1, 2003 to September 30, 2010, as amended), Va. Code Ann. §§ 6.1-411, 6.1-422.1, 6.1-425.1 and 6.1-425.2.

● Virginia Mortgage Lender and Broker Act (for loans originated on or after October 1, 2010), Va. Code Ann. §§ 6.2-1600 et seq., as amended from time to time.

● Virginia Senate Bill 797 (2008), effective July 1, 2008 (uncodified).

● West Virginia Residential Mortgage Lender, Broker and Servicer Act, W.Va. Code § 31-17 et seq.

● Wisconsin Responsible High-Cost Mortgage Lending Act, Wis. Stat. § 428.202, as implemented by Wis. Admin. Code DFI-Bkg 46.01 et seq.

**Flood Insurance Testing**

**National Flood Insurance Program (NFIP)**

Each mortgage loan will be reviewed to ensure adherence to flood insurance coverage requirements as outlined under the NFIP, including identification of flood zones and subsequent policy documentation for evidence of adequate coverage amounts.

**Homeowner's Flood Affordability Act (HFIAA)**

Each mortgage loan made by an FDIC-supervised institution or servicer acting on its behalf shall require the escrow of all premiums and fess for flood insurance for any designated loan secured by residential improved real estate or a mobile home, made, increased, extended or renewed on or after January 1, 2016.

Frequency – Payable with same frequency as payments designated for the loans

Exceptions

● Loan is an extension of credit primarily for business, commercial or agricultural purposes

● Loan is in a subordinate position to a senior lien secured by the same residential improved real estate or mobile for which the borrower has obtained flood insurance

● Flood Insurance coverage for the residential real estate is provided by a policy that

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Meets
 requirements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Provided
 by a condominium association, cooperative or other applicable group and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. The
 premium for which is paid by the condominium associate, cooperative, homeowners association,
 or other group as a common expense.

**Misrepresentation and Third-Party Review<br>** 

<br> Validate that fraud reports and independent third-party property valuations reports are in the file. The review will consist of the following:<br>

1) Misrepresentation Review and Valuation Review

Review on each loan to identify potential misrepresentations of income, employment, identity, occupancy, transaction and appraisal misrepresentation or other areas of potential misrepresentation. The Misrepresentation may include the following:<br>

● Signatures: Validate signature consistency across documents. To the extent imaged or hard copy files are provided, Consultant will utilize reasonable efforts to validate the consistency of signatures across documents.

● Alerts: Assess credit report alerts for accuracy and potential issues.

● Social Security Numbers: Compare SSN(s) across all file documents.

● Document Integrity: Review for apparent alterations to loan documents. To the extent imaged or hard copy files are provided, Consultant will utilize reasonable review of alterations to the loan documents.

● Data Consistency: Review the documents contained in the loan file for consistency of data.

● Third Party Fraud Tools:

**Independent Third-Party Values**

Review each loan to determine whether a third-party valuation product was required and if required, that the third-party product value was compared to the original appraised value to identify a value variance and apply the appropriate rating agency grade after reviewing the required valuation products. i) Consultant will perform the following steps.

● Property is complete

● Value is based on as-is condition or provides satisfactory completion of all material conditions including inspections, licenses, and certifications (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

● Property is described in average or better condition

● No apparent appraiser independence violation statements

● Appraisal addresses any adverse comments

● Appraisal is completed on appropriate GSE Forms

● Appraisal contains required attachments.

● Appraiser was appropriately licensed at the time the appraisal was signed

***Valuation Waterfall and Products***

**<u>Agency Eligible Loan Programs</u>**

● PIW

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. All
 PIW loans: AVM

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. If
 AVM <90% of origination value: BPO

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. If
 BPO <90% of origination value: Stip for Seller to order Field Review/2055 or Appraisal.

● If FHLMC Rep & Warrant Relief NOT Eligible for FNMA CU >2.5

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. All:
 Desk Review (w/value conclusion)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. If
 Desk Review < 90% of origination value: Stip for Seller to order a Filed Review/2055
 of second appraisal.

**<u>Jumbo Loan Programs</u>**

● If only 1 appraisal and no desk review: Stip for Seller to order a Desk Review (w/value conclusion)

● If guidelines required 2 appraisals, but only 1 appraisal provided; Stip for Seller to order second appraisal

● If desk review indicated a value lower than the appraisal; Stip for Seller to order BPO and value reconciliation.

*Seasoned Loan Updated:*

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) **Updated AVM:** An Automated Valuation Model ("AVM") will be ordered on each property.
 If the resulting value of the AVM is in aggregate less than 90% of the value reflected
 on the original appraisal, or if no results are returned, an Appraisal Desk Review will
 be ordered on the property.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) **Appraisal Desk Review:** If the resulting value for the PVO is less than 90% of the value reflected
 on the original appraisal, or if no results are returned, a Broker Price Opinion (BPO)
 will be ordered on the property.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) **BPO:** If the resulting value of the BPO is less than 90%of the value reflected on the original
 appraisal, an appraisal field review may be ordered on the property

The criteria set forth in this section titled "Valuation Waterfall and Products: are subject to change by RMC at any time.

Value Review Disclaimer

● The individuals performing the above procedures are not person providing valuations for the purpose of the Uniform Standards of Professional Appraisal Practice ("USPAP") or necessarily licensed as appraiser under Federal or State law, and the services being performed do not constitute appraisal reviews for the purposes of USPAP or Federal or State law.

● Opus makes no representation or warranty as to the value of the mortgaged property, notwithstanding that Opus may have reviewed the valuation information for reasonableness.

● Opus is not an Appraisal Management Company ("AMC") and therefore does not opine on the actual value of the underlying property.

● Opus is not a creditor within the meaning of the Equal Credit Opportunity Act ("ECOA") or other lending laws and regulations, and therefore Opus will not have and communications with or responsibility to any individual concerning property valuations.

**Properties in FEMA declared disaster zones.**

If a FEMA declared disaster occurs after the inspection date on the appraisal in a property located in an area that is designated as IA (Individual Assistance) or IH (Individual and Household Assistance), Consultant will review the file to determine if an exterior inspection to ensure:

● No apparent damage to the property

● Property appears to be occupied

**Data Compare<br>** 

<br> Client will provide a data tape with the following data fields and Consultant will compare the field to the applicable source document and report any variance<br>

● Appraised Value

● CLTV

● DTI

● FICO

● Interest Only

● Interest Rate

● Loan Term

● Loan Purpose

● LTV

● Occupancy

● Original Balance

● Property Address

● Property City

● Property State

● Property Type

● Sales Price

● Second Mortgage Lien Amount

● Self Employed

● Units

● Zip Code

● Loan Type

● QM Status

**Rating Agency Grading Criteria<br>** 

<br> **Fitch Ratings Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by Fitch in their current industry publications as updated from time to time.<br>

**Moody's Investor Services Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by Moody's in their current industry publications as updated from time to time.<br>

**Kroll Bond Rating Agency LLC Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by Kroll in their current industry publications as updated from time to time.<br>

**S&P Global Ratings Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by Standard & Poor's in their current industry publications and updated from time to time.<br>

**DBRS Morningstar Grading Criteria**

Grading shall be provided for each exception, each exception category and holistically for each loan. The methodology for the application of the RMBS grading as defined by DBRS in their current industry publications and updated from time to time.

**Opus Grading Criteria<br>** 

<br> 1) Opus Grading Criteria

Grading shall be provided for each exception, each exception category and holistically for each loan. The following grading is not intended for securitization reviews, and Opus will not issue a Rating Agency Narrative, Reliance or Form ABS Due Diligence 15-E if Client elects to utilize the following grading criteria. The methodology for the application of grading is defined by Opus and updated from time to time shall be determined as follows:<br>

**Opus Credit Grades**<br>

● Level 1 Credit Grade Definition: Loan was originated in accordance with the mortgage loan originator underwriting guidelines without exception.

● Level 2 Credit Grade Definition: Loan was originated in substantial compliance with the originator's underwriting guidelines and there are sufficient compensating factors for any exceptions.

● Level 3 Credit Grade Definition: Loan was not originated in substantial compliance with the originator's underwriting guidelines and there are insufficient compensating factors for the exceptions or is missing material documentation.

**Opus Property Grades**<br>

● Level 1 Property Grade Definition: Property value appears to be within 10% of original appraised amount and there are no material deficiencies in the appraisal process.

● Level 2 Property Grade Definition: Property value appears to be within 10% of original appraised amount, but minor issues in the appraisal process were identified.

● Level 3 Property Grade Definition: Property value does not appear to fall within 10% of the original appraised value and/or material deficiencies exist with respect to the appraisal process or the file is missing material documentation.

**Opus Compliance Grades**<br>

● Level 1 Compliance Grade Definition: Loan complies with all applicable laws and regulations reviewed under the applicable scope of work.

● Level 2 Compliance Grade Definition: There are minor issues regarding legal and/or regulatory compliance but such issues do not represent risks to the enforceability of the borrower's obligation under the loan documents and will not result in assignee liability to the investor.

● Level 3 Compliance Grade Definition: Loan is not in compliance with laws and regulations reviewed under the applicable scope of work or the loan is missing material documentation.

**REDACTED INFORMATION<br>** 

<br> ● Borrower Name

● Co-Borrower Name

● SSNs

● Property Address, City, County, MSA, Zip

● Mailing Address

● Account Number, including Originator and Servicer Loan Number

● Origination Date

● Names of Borrowers or any other Individuals

● Company and Entity Names

● Financial Institution Names

● Job Position Titles

● Any Address

● Any Location Information (other than state), including City, County, MSA and Zip

● Account Numbers of any type

● Insurance Claim Numbers

● Insurance Policy Numbers

● Foreclosure Action dates and Case Numbers

● Bankruptcy Action dates and Case Numbers

● Any reference that would allow the identification of the location of a property (e.g. neighborhood, body of water, schools, major highways)

**HELOC Review Scope**

Credit Qualification

A re-underwriting review will be conducted in order to verify that the requisite underwriting Guidelines as specified by Client ("Guidelines") are met. Confirmation of the loan terms will be performed through recalculation and review of documentation contained in the loan file provided to the Consultant. The Credit Qualification review will consist of the following:

&nbsp;&nbsp;&nbsp;&nbsp;k) **Guidelines:** Determine whether each mortgage loan meets the requisite Guidelines requirements
 as specified by the Client. Guidelines

&nbsp;&nbsp;&nbsp;&nbsp;l) **Employment:** Review the file documentation for minimum required level of employment, income and
 asset verifications pursuant to Client provided underwriting Guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;m) **Income:** Recalculate borrower(s) monthly gross income and verify calculations of income as
 used by the original loan underwriter at origination to determine compliance with the
 Client provided underwriting Guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;n) **Assets:** Confirm the presence of adequate asset documentation to comply with the Client provided
 underwriting Guidelines requirements for closing funds, reserves and borrower liquidity.

&nbsp;&nbsp;&nbsp;&nbsp;o) **Debt Ratio:** Recalculate the debt-to-income ratio and verify the ratio accuracy used by
 the loan underwriter at origination to determine compliance with Client provided underwriting
 Guidelines and regulatory requirements.

&nbsp;&nbsp;&nbsp;&nbsp;p) **Property Valuation:** Verify the valuation products are contained in the loan file and meet
 underwriting guide requirements. Ensure property type meets underwriting Guidelines.
 Guidelines

&nbsp;&nbsp;&nbsp;&nbsp;q) **Loan-to-Value Ratio:** Recalculate and verify the loan-to-value ratio and combined loan-to-value
 ratio were accurate at origination and meet Client provided underwriting Guidelines and
 regulatory requirements.

&nbsp;&nbsp;&nbsp;&nbsp;r) **Credit History:** Review the credit report to verify that the borrower(s) demonstrate adequate
 credit depth to comply with the Client provided underwriting Guidelines requirements.

&nbsp;&nbsp;&nbsp;&nbsp;s) **Credit Scores**: Verify that borrower(s) meet minimum credit score requirements of the Client
 provided underwriting Guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;t) **Compensating Factors:** Verify exceptions to the Client provided underwriting Guidelines approved
 by the credit or aggregator are documented and reasonable.

Document Review

A review of each loan file will be performed to confirm the presence of material documentation as applicable to the specifics of the loan transaction. The Document Review will consist of the following:<br>

**a) Collateral Docs**

● Title Commitment / Policy: To the extent a final title policy or commitment is required by the Guidelines, verify the presence of the title commitment or final title policy. Confirm vested parties and the description of the property, liens, tax assessments and lien position.

● Mortgage Note / Security Instrument: Verify the presence of the mortgage note or security instrument. Confirm that the document has been executed by all borrowers and that all riders, addendums and endorsement are present and duly executed.

● Mortgage / Deed of Trust: Verify the presence of a copy Mortgage or Deed of Trust. Confirm that the documents have been executed by all required parties and that all riders, addendums and exhibits are present and duly executed. Conveyance Deed: Verify as applicable that a proper conveyance deed is present in the loan file. Confirm the proper transfer of ownership interest of the subject parties is detailed on the deed.

**b) Closing Docs**

● Final Hud-1 Settlement Statement: If required, verify the presence of a final HUD-1. Verify the completeness of required data and signatures or certification depending upon state compliance requirements.

● Final Truth-in-Lending Disclosure: If required, verify the presence of a final Truth-in-Lending Disclosure. Verify the completeness of required data and that all required signatures are present.

● Notice of Right to Cancel: If required based on the specifics of the loan transaction, confirm the presence and required execution of the Notice of Right to Cancel.

● Verify presence of the HELOC Agreements and execution by all parties including: HELOC Early Program Disclosure along with the Home Equity Brochure Entitled "What you should know about Home Equity Lines of Credit"; Account Opening Disclosures or Credit Agreement and the HELOC Billing Statement.

**c) Credit Docs**<br>

● Loan Application: Verify the presence, timeliness, and completeness of both the initial and final loan applications.

● Underwriting Worksheet: Verify the presence of the relative underwriting worksheet i.e. form 1008, FHA MCAW and VA's Loan Analysis.

● Credit Report: Verify the presence of a credit report for each borrower. Confirm that the credit report was pulled within the timing requirements allowable per the Client provided underwriting Guidelines.

● Housing Payment History: In the absence of housing payment histories on the borrower(s) credit report(s), verify that that the file contains a verification of rent or a verification of mortgage form.

● Letters of Explanation: When Letters of Explanation are required by the Client provided underwriting Guidelines, verify the presence of any such letters exist in the loan file.

● Gift Letters: When Gift Letters are required by the Client provided underwriting Guidelines, verify the presence of any such letters exist in the loan file.

● Income Documentation: Verify the presence of income and employment related documentation required by the Client provided underwriting Guidelines for all borrowing parties contributing income to the debt ratio calculation.

● Asset Documentation: Verify the presence of asset documentation required by the Client provided underwriting Guidelines in the loan file.

● Property Valuation Tools: Verify that each loan file contains adequate appraisal and other third-party valuation tools to satisfy the minimum required documentation under the relative Client provided underwriting Guidelines.

● Proof of Insurance: Verify the presence of insurance certificates for mortgage, hazard, and flood insurance on an as needed basis depending upon the specifics of the loan. Confirm that adequate coverage is present to meet the requirements of the Client provided underwriting Guidelines.

Regulatory Compliance

**HELOC Compliance Review Testing Scope**

&nbsp;&nbsp;&nbsp;&nbsp;**A.** **Federal Truth in Lending Act ("TILA"), as implemented by Regulation Z, 12 C.F.R. Part 1026, as set forth below:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**1. Rescission (**§§1026.18, 22 and 23):

a) Failure
 to provide the right of rescission notice;

b) Failure
 to provide the right of rescission notice in a timely manner and to the correct consumer(s);

c) Errors
 in the right of rescission notice;

d) Failure
 to provide the correct form of right of rescission notice;

e) Failure
 to provide the three (3) business day rescission period;

f) Purchase
 money HELOC's

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**2. High Cost** 

&nbsp;&nbsp;&nbsp;&nbsp;a) High-cost
 Mortgage (§§1026.31, 32 and 33):

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Points
 and fees threshold test;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. APR
 threshold test;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Prepayment
 penalty test; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Compliance
 with the disclosure requirements, limitation on terms and prohibited acts or practices
 in connection with a high-cost mortgage.

&nbsp;&nbsp;&nbsp;&nbsp;**B.** **Additional Disclosures and Requirements:** 

&nbsp;&nbsp;&nbsp;&nbsp;1. Home
 Equity Line of Credit ("HELOC") Initial Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) Confirm
 the presence of the HELOC Initial Disclosure in file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) Confirm
 the HELOC Initial Disclosure was provided within three general business days of "Application"
 (Consultant reviews for this disclosure to be provided within three general business
 days, as the lender will typically know at the time of application if borrower(s) will
 be referred to affiliates for provision of third party services) (§1026.40)

&nbsp;&nbsp;&nbsp;&nbsp;2. HELOC
 "What You Should Know about Home Equity Lines of Credit" booklet

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) Confirm
 the presence of the "What You Should Know about Home Equity Lines of Credit"
 booklet in file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) Confirm
 the "What You Should Know about Home Equity Lines of Credit" booklet was
 provided within three general business days of "Application" (Consultant
 reviews for this disclosure to be provided within three general business days as the
 lender will typically know at the time of application if borrower(s) will be referred
 to affiliates for provision of third party services)

&nbsp;&nbsp;&nbsp;&nbsp;**C.** **Other Provisions** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Texas:
 The disclosure requirements and prohibitions of Section 50(a)(6), 50(f)(2) and 50(t),
 of Article XVI of the Texas Constitution and associated regulations;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. State
 & Local Anti- Predatory Lending ("APL"): The requirements and prohibitions
 applicable to HELOC's subject to state, county and municipal anti-predatory lending
 laws and ordinances with respect to "high-cost" mortgage loans, "covered"
 mortgage loans, "higher-priced" mortgage loans, "home" mortgage
 loans or any other similarly designated mortgage loan as defined under such authorities,
 or subject to any other laws that were enacted to combat predatory lending, as may have
 been amended from time to time. Attached as Exhibit A is a summary of the state and local
 anti-predatory lending regulations applicable to HELOC's.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Prepayment
 Penalties and Late Fees:

State specific late charge and grace period provisions, but only in the four (4) states that impose Assignee Liability – New Mexico, New Jersey, West Virginia and Georgia On loans listed as Consumer loans, check for all proper disclosures for late charges and prepayment penalties.

&nbsp;&nbsp;&nbsp;&nbsp;**D.** **Exclusions. Service Provider will NOT test (as part of standard scope HELOC testing):** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. For
 compliance with TRID/QM/ATR.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. State
 or Local APL HELOC Disclosures.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Technical
 formatting of disclosures.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. For
 compliance with HPML regulations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. For
 compliance with state usury laws and limitations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Other
 Post-Account Opening disclosures, including Escrow Closing Notice; and Mortgage servicing
 transfer and partial payment notices.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a) For
 Loans made by an FDIC-supervised institution or servicer, extended or renewed on or after
 January 1, 2016, whether prohibited fees were collected prior to the initial LE being
 issued

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b) Whether
 any fee is a "bona fide" fee for third-party services

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c) Whether
 the loans comply with all federal, state or local laws, constitutional provisions, regulations
 or ordinances that are not expressly enumerated above.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**a)** **Regulatory Compliance Disclaimer** 

Please be advised that Consultant will not make a determination as to whether loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated herein. There can be no assurance that the review uncovered all issues relating to the origination of the mortgage loans, their compliance with applicable law and regulation and the original appraisals relating of the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Consultant are dependent upon its receiving complete and accurate data regarding the mortgage loans from loans originators and other third parties upon which Consultant is relying in reaching such findings.<br>

Please be further advised that Consultant does not employ personnel who are licensed to practice law in various jurisdictions, and the findings set forth in the reports prepared by Consultant do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Consultant. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including potential liability related to the purchase or other transaction involving any such loans, shall be made solely by the Client, or other agreed upon party, that has engaged Consultant to prepare its reports pursuant to its instructions and Guidelines. Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Consultant are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**b)** **Seasoning And Certain Compliance Exceptions** 

Pursuant to the applicable NRSRO criteria, Consultant graded certain compliance exceptions as non-material based on seasoning of the mortgage loan. For example, certain mortgage loans may be seasoned beyond the applicable period under TILA in which affirmative claims could be brought by a consumer. The time period is not limited for claims, other than recession, which are raised as a defense to foreclosure. Information contained in any Consultant reports related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual loan.

State & Local Anti-Predatory Lending ("APL") Regulations Including High-Cost, Higher Priced, Rate Spread Regulations Governing HELOC's

In addition to federal thresholds, Consultant will review the anti-predatory lending statutes in the following states and local municipalities, as applicable, as well as any additional applicable regulations implemented during the Term of this SOW.<br>

● Arkansas Home Loan Protection Act, Ark. Stat. Ann. § 23-53-101 et seq.

● Connecticut Abusive Home Loan Lending Practices Act, Conn. Stat. Ann. §36a- 746 et seq., as amended from time to time.

● Connecticut Nonprime Home Loans Statute, Conn. Gen. Stat. §§ 36a-760 et seq. (as originally enacted and as amended by Senate Bill 949).

● District of Columbia Home Loan Protection Act, D.C. Official Code § 26-1151.01 et seq., as implemented by 20 D.C. Municipal Reg § 2000.1 et seq.

● Florida Fair Lending Act, Fla. Stat. Ann. § 494.0078 et seq. (for loans closed before July 1, 2014).

● Georgia Fair Lending Act, Ga. Stat. Ann. § 7-6A-1 et seq. (as originally enacted by House Bill 02-1361 and as modified by Senate Bill 03-53).

● Illinois High Risk Home Loan Act, Public Act. 93-0561 (2003) codified at 815, ILCS §§ 137/5 et seq., and as amended by SB 1692 (2012), effective January 10, 2014

● IL Residential Real Property Disclosure Act (SB 1167, SB 1894). SB 1167, SB 1894

● Chicago, IL Predatory Lending Ordinance, 2-32-455 Public Act 95-0691 (SB 1167)

● Cook County, IL Predatory Lending Ordinance, 765 ILCS 77/70 Public Act 95-0691 (SB 1167) Amended by Public Act 096-0856 (SB 186)

● MA High-Cost Home Loan Regulations (pre-and post-amendments) 209 CMR 32.32.40 and 32.32.42

● MA Predatory Home Loan Practices Act, M.G.L. Chapter 183C, §§ 1 et seq

● MD Credit Regulations (includes MD HB 649, MD SB 270/HB 363 amendments, and COMAR Higher-Priced Mortgage Loan Provisions), HB 649, MD SB 270/HB 363

● ME Title 9-A High-Rate, High Fee Provisions, High-Cost, Rate Spread Home Loan, and Higher-Priced Mortgage Loas Provisions (original provisions and 2008, 2009, & 2011 amendments), 9-A MRSA § 8-209(5) 8-206(1)

● NC Restrictions and Limitations on High-Cost Home Loans 2009 NC Code Chapter 24 §24.1E 24.6(b)4

● NC Rate Spread Home Loan Provisions (original 2008 provisions and 2009, 2013 amendments) §1F

● NJ Home Ownership Security Act (pre-and post-amendments) NJ Stat. Ann. § C:46:10B-22 et seq., as amended from time to time

● NM Home Loan Protection Act (Pre-and post-amendments) Senate Bill 449 (Regular Session 2003), Codified at NM Rev. Stat, § 58-21A-1 et seq and as amended from time to time

● NV Unfair Lending Practices Act Chapter 598D §598.D110

● NY GRBB Part 41 (pre-and post-amendments) 3CRR-NY §41.1 et seq

● NY Banking Law 6-L NYSBL6-L (1 et seq)

● OH – Predatory Lending Act (pre-and post-amendments) SB185

● OH – Summit County, OH-Consumer Protection Ordinance 201.02 Office of Consumer Affairs §201.02 (b)(1)

● RI Home Loan Protection Act and Regulation 3 - R.I. Gen. L, 34-25.1-2 et seq, as implemented by Emergency Banking Regulation 3 (2006) and Final Banking Regulation 3 (2007) and amended by Senate Bill 371 (2007)

● RI Providence Ordinance Regarding Predatory Lending (post-amendment) Act, R.I. Gen Laws §34-25.2-1 et seq.

● SC High-Cost and Consumer Home Loan Act (original provisions & 2010 ARM amendments) – S.C. Code §37-23-10 et seq.

● TX Constitution "A6" (Article 16, Section 50(a)(6)) (pre-and post-amendments – Article 16, Section 50(a)(6)

● TX Home Loan Act – Title 7. Banking and Securities Part 8. Joint Financial Regulatory Agencies Chapter 153. Home Equity Lending § 153.1 et seq.

● UT High-Cost Home Loan Act – Utah Code § 61-2d-101 et seq

● VT High-Rate Loans – 1024 Vermont Statutes Title 9 – Commerce and Trade Chapter 4 – INTEREST Subchapter 2: DISCLOSURE § High-Rate Loans.

Flood Insurance Testing

**National Flood Insurance Program (NFIP)**

Each mortgage loan will be reviewed to ensure adherence to flood insurance coverage requirements as outlined under the NFIP, including identification of flood zones and subsequent policy documentation for evidence of adequate coverage amounts.

**Homeowner's Flood Affordability Act (HFIAA)**

Each mortgage loan made by an FDIC-supervised institution or servicer acting on its behalf shall require the escrow of all premiums and fess for flood insurance for any designated loan secured by residential improved real estate or a mobile home, made, increased, extended or renewed on or after January 1, 2016.

Frequency – Payable with same frequency as payments designated for the loans

Exceptions

● Loan is an extension of credit primarily for business, commercial or agricultural purposes

● Loan is in a subordinate position to a senior lien secured by the same residential improved real estate or mobile for which the borrower has obtained flood insurance

● Flood Insurance coverage for the residential real estate is provided by a policy that

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Meets
 requirements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Provided
 by a condominium association, cooperative or other applicable group and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. The
 premium for which is paid by the condominium associate, cooperative, homeowners association,
 or other group as a common expense.

Misrepresentation and Third-Party Review

Validate that fraud reports and independent third-party property valuations reports are in the file. The review will consist of the following:<br>

**Misrepresentation Review and Valuation Review**

Review on each loan to identify potential misrepresentations of income, employment, identity, occupancy, transaction and appraisal misrepresentation or other areas of potential misrepresentation. The Misrepresentation may include the following:<br>

● Signatures: Validate signature consistency across documents. To the extent imaged or hard copy files are provided, Consultant will utilize reasonable efforts to validate the consistency of signatures across documents.

● Alerts: Assess credit report alerts for accuracy and potential issues.

● Social Security Numbers: Compare SSN(s) across all file documents.

● Document Integrity: Review for apparent alterations to loan documents. To the extent imaged or hard copy files are provided, Consultant will utilize reasonable review of alterations to the loan documents.

● Data Consistency: Review the documents contained in the loan file for consistency of data.

● Third Party Fraud Tools: To the extent a third-party fraud tool is contained in the loan file, the Consultant will ensure high level or critical warnings are reviewed and addressed.

**Independent Third-Party Values**

Review each loan to determine whether a third-party valuation product was required and if required, that the third party product value was compared to the valuation products required by the underwriting guidles.to identify a value variance and apply the appropriate rating agency grade after reviewing the required valuation products. Consultant will work with the Client to ensure third party products meet rating agency requirements given the different valuation products utilized to originate HELOCS. i) To the extent an appraisal is required by the underwriting guides and contained in the file, Consultant will perform the following steps.

● Property is complete

● Value is based on as-is condition or provides satisfactory completion of all material conditions including inspections, licenses, and certifications (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

● Property is described in average or better condition

● No apparent appraiser independence violation statements

● Appraisal addresses any adverse comments

● Appraisal is completed on appropriate GSE Forms

● Appraisal contains required attachments.

● Appraiser was appropriately licensed at the time the appraisal was signed

If the valuation vendor des not supply the updated valuation product directly to the Consultant, the Client will authorize the valuation vendor to issue an attestation with sufficient information for the Consultant to determine the correct valuation product was utilized to verify the accuracy of the origination appraisal.

Value Review Disclaimer

● The individuals performing the above procedures are not person providing valuations for the purpose of the Uniform Standards of Professional Appraisal Practice ("USPAP") or necessarily licensed as appraiser under Federal or State law, and the services being performed do not constitute appraisal reviews for the purposes of USPAP or Federal or State law.

● Opus makes no representation or warranty as to the value of the mortgaged property, notwithstanding that Opus may have reviewed the valuation information for reasonableness.

● Opus is not an Appraisal Management Company ("AMC") and therefore does not opine on the actual value of the underlying property.

● Opus is not a creditor within the meaning of the Equal Credit Opportunity Act ("ECOA") or other lending laws and regulations, and therefore Opus will not have and communications with or responsibility to any individual concerning property valuations.

**Properties in FEMA declared disaster zones.**

If a FEMA declared disaster occurs after the inspection date on the appraisal, Consultant will review the file to determine if an exterior inspection to ensure:

● No apparent damage to the property

● Property appears to be occupied

**Closed End Second**

Credit Qualification

A re-underwriting review will be conducted in order to verify that the requisite underwriting guidelines as specified by Client (the "Guidelines") are met. Confirmation of the loan terms will be performed through recalculation and review of documentation contained in the loan file provided to the Consultant. The Credit Qualification review will consist of the following:

&nbsp;&nbsp;&nbsp;&nbsp;u) **Guidelines:** Determine whether each mortgage loan meets the requisite guideline requirements as
 specified by the Client. In lieu of specific requirements, Consultant should consider
 Regulation Z including Appendix Q if applicable. If the loan pre-dates the requirements
 of Regulation Z and Appendix Q, Consultant will consider Fannie Mae's Single-Family
 guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;v) **Employment:** Review the file documentation for minimum required level of employment, income and
 asset verifications pursuant to Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;w) **Income:** Recalculate borrower(s) monthly gross income and verify calculations of income as
 used by the original loan underwriter at origination to determine compliance with the
 Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;x) **Assets:** Confirm the presence of adequate asset documentation to comply with the Client provided
 underwriting guideline requirements for closing funds, reserves and borrower liquidity.

&nbsp;&nbsp;&nbsp;&nbsp;y) **Debt Ratio:** Recalculate the debt-to-income ratio and verify the ratio accuracy used by
 the loan underwriter at origination to determine compliance with Client provided underwriting
 guidelines and regulatory requirements.

&nbsp;&nbsp;&nbsp;&nbsp;z) **Property Valuation:** Analyze all appraisals and alternative value tools used to qualify the
 loan for integrity of comparable sales, completeness of data, eligibility of the appraiser
 and reasonableness of estimated value. Review the appraisal to determine the appraisal(s)
 meet the requirements of Client provided underwriting guidelines.

---

| | |
|:---|:---|
| aa) | **Loan-to-Value Ratio:** Recalculate and verify the loan-to-value ratio and combined loan-to-value ratio were accurate at origination and meet Client provided underwriting guideline and regulatory requirements. |

---

---

| | |
|:---|:---|
| bb) | **Credit History:** Review the credit report to verify that the borrower(s) demonstrate adequate credit depth to comply with the Client provided underwriting guideline requirements. |

---

cc) **Credit Scores**: Verify that borrower(s) meet minimum credit score requirements of the Client provided underwriting guidelines.

dd) **Compensating Factors:** Verify exceptions to the Client provided underwriting guidelines are documented and reasonable.

Document Review

A review of each loan file will be performed to confirm the presence of material documentation as applicable to the specifics of the loan transaction. The Document Review will consist of the following:<br>

**a) Collateral Docs**

● Title Commitment / Policy: Verify the presence of the title commitment or final title policy. Confirm vested parties and the description of the property, liens and tax assessments.

● Mortgage Note / Security Instrument: Verify the presence of the mortgage note or security instrument. Confirm that the document has been executed by all borrowers and that all riders, addendums and endorsement are present and duly executed.

● Mortgage / Deed of Trust: Verify the presence of a copy Mortgage or Deed of Trust. Confirm that the documents have been executed by all required parties and that all riders, addendums and exhibits are present and duly executed. If the loan closed within 12 months of the review, Consultant will confirm the presence of a letter from the title company specifying the date the Mortgage / Deed Trust was sent for recording. If the closing did not occur within 12 months of the review and a copy of the recorded Mortgage /Deed of Trust is not contained in the loan file, the Client will submit a report from an independent document custodian verifying the presence of a recoded mortgage or a stamped / signed copy of the document stating the date the document was sent for recording.

● Conveyance Deed: Verify as applicable that a proper conveyance deed is present in the loan file. Confirm the proper transfer of ownership interest of the subject parties is detailed on the deed.

**b) Closing Docs**

● Final Hud-1 Settlement Statement: If required, verify the presence of a final HUD-1. Verify the completeness of required data and signatures or certification depending upon state compliance requirements.

● Final Truth-in-Lending Disclosure: If required, verify the presence of a final Truth-in-Lending Disclosure. Verify the completeness of required data and that all required signatures are present.

● Notice of Right to Cancel: If required based on the specifics of the loan transaction, confirm the presence and required execution of the Notice of Right to Cancel.

● Loan Estimate: If required verify the presence of the current Loan Estimate (LE) at the time of origination

● Closing Disclosure: If required verify the presence of the current Closing Disclosure (CD) at the time of origination.

**c) Credit Docs**<br>

● Loan Application: Verify the presence and completeness of both the initial and final loan applications.

● Underwriting Worksheet: Verify the presence of the relative underwriting worksheet i.e. form 1008, FHA MCAW and VA's Loan Analysis.

● Credit Report: Verify the presence of a credit report for each borrower. Confirm that the credit report was pulled within the timing requirements allowable per the Client provided underwriting guidelines.

● Housing Payment History: In the absence of housing payment histories on the borrower(s) credit report(s), verify that that the file contains a verification of rent or a verification of mortgage form.

● Letters of Explanation: When Letters of Explanation are required by the Client provided underwriting guidelines, verify the presence of any such letters exist in the loan file.

● Gift Letters: When Gift Letters are required by the Client provided underwriting guidelines, verify the presence of any such letters exist in the loan file.

● Income Documentation: Verify the presence of income and employment related documentation required by the Client provided underwriting guidelines for all borrowing parties contributing income to the debt ratio calculation.

● Asset Documentation: Verify the presence of asset documentation required by the Client provided underwriting guidelines in the loan file.

● Property Valuation Tools: Verify that each loan file contains adequate appraisal and other third-party valuation tools to satisfy the minimum required documentation under the relative Client provided underwriting guidelines.

● Proof of Insurance: Verify the presence of insurance certificates for mortgage, hazard, and flood insurance on an as needed basis depending upon the specifics of the loan. Confirm that adequate coverage is present to meet the requirements of the Client provided underwriting guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;**1.** **Regulatory Compliance** 

For each Mortgage Loan, Consultant shall determine, to the extent possible and subject to caveats below, whether such Mortgage Loan at the time of origination complied with:

1. The
 "material"<sup>2</sup> disclosure requirements of the federal Truth-in-Lending
 Act ("TILA"), as amended by the Home Ownership and Equity Protection Act
 ("HOEPA") and Dodd-Frank, 15 U.S.C. § 1601 *et seq.* and implemented
 by Regulation Z, 12 C.F.R. Part 1026, including the material provisions relating to Higher-Priced
 Mortgage Loans in Regulation Z, 12 C.F.R. §§ 1026.35, and the early TIL disclosure
 provisions of the Mortgage Disclosure Improvement Act ("MDIA"), as implemented
 by Regulation Z, 12 C.F.R. §§ 1026.17 et seq; and as amended by the TILA-RESPA
 Integrated Disclosure ("TRID") Rule, as set forth below:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. For
 Right of Rescission

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. A
 review of the Notice of Right to Cancel, including a verification of the transaction
 date and expiration date, ensuring proper execution of the Notice of Right to Cancel
 by all required parties, verifying the disbursement date and determining if a full three
 (3) day rescission period was adequately provided to the borrower(s).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. This
 review is also to be performed on transactions that are exempt from the rescission requirement
 but on which a Notice of Right to Cancel was provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. A
 condition must be placed if the transaction is a refinance by the original creditor and
 the borrower was provided the Form H-8 rescission notice. Consultant will note in the
 condition whether there was a new advance that is subject to rescission per TILA/Regulation
 Z.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. For
 TILs (Application Dates prior to 10/3/2015)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm
 the initial TIL disclosure and final TIL disclosures were provided.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Review
and compare the initial and final TIL, and any re-disclosed TIL(s), with a report outlining any TILA violations, including
a recalculation of disclosed finance charge, proper execution by all required parties, principal and interest calculations,
proper completion of the interest rate and payment summary, recalculation of disclosed APR, and a review to determine
disclosure differences were within the allowed tolerances and disclosures were provided within the required timeframes;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. For
 TRID Disclosures (Application Dates on or after 10/3/2015)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Confirm
the initial Loan Estimate (LE) was delivered within three (3) business days of application and seven (7) business days prior
to consummation in accordance with Client's Underwriting Guidelines;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Review
the required sections of each LE to ensure they were populated in accordance with the TRID Rules. (If the file reflects more
than one LE was provided, each revised LE must have corresponding Change of Circumstance documentation. The 0% and 10% fee
 tolerance evaluations will be based on the fee amounts disclosed on the initial LE and any valid changes documented and
disclosed after the initial LE;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Confirm
 the Closing Disclosure (CD) confirm the borrower received the initial CD at least three
 (3) business days prior to consummation;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Review
 the required sections of each CD to ensure they were populated in accordance with
 the TRID Rules. (Any fee tolerance issues to be cured at closing or within 60 days of
 loan consummation.)

2. Section
 4 of the Real Estate Settlement Procedures Act ("RESPA"), 12 U.S.C. §2603
 and 2604, as implemented by Regulation X, 12 C.F.R. Part 1024, and as amended by the
 TRID Rule;

3. The
 disclosure requirements and prohibitions of Section 50(a)(6), Article XVI of the Texas
 Constitution;

4. Confirmation
 that one of the following are in the loan file, per the Fair Credit Reporting Act: Consumer
 Credit Score Disclosure, Your Credit Score and the Price You Pay for Credit, or Notice
 to Home Loan Applicant;

5. Sections
 1411 and 1412 of the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank")
 amending TILA, as implemented by Regulation Z, 12 C.F.R. 1026.43: the general Ability
 to Repay underwriting standards (12 C.F.R. 1026.43(c)); refinancing of non-standard mortgages
 (12 C.F.R. 1026.43(d)); Qualified Mortgages (12 C.F.R. 1026.43(e) (including qualified
 mortgages as defined by the Department of Housing and Urban Development (24 C.F.R. 201
 and 203 et seq.) and the Department of Veterans Affairs (38 C.F.R. Part 36 et seq.; and
 Balloon-payment qualified mortgages made by certain creditors (12 C.F.R. 1026.43(f))
 In accordance with "Ability to Repay and Qualified Mortgage Review" description
 below;

6. The
 Loan Originator Compensation and Prohibitions on Steering provisions of TILA, as implemented
 by Regulation Z, 12 C.F.R 1026.36;

7. The
 requirements for Higher-Price Mortgage Loans, as implemented by Regulation Z, 12 C.F.R.
 1026.35;

8. The
 appraisal and valuation requirements of TILA, as implemented by Regulation Z, 12 C.F.R.
 1026.35;

9. The
 counseling requirements of TILA, as implemented by Regulation Z, 12 C.F.R. 1026.36(k)
 and RESPA, as implemented by Regulation X, 12 C.F.R. 1024.20;

10. The
 escrow requirements of RESPA, as implemented by Regulation X, 12 C.F.R 1024.17;

<sup>2</sup> These "material" disclosures include, but are not limited to, the required disclosures of the APR, the finance charge, the amount financed, the total number of payments, the payment schedule, *and* if the loan is subject to the Homeownership and Equity Protection Act ("HOEPA"), the disclosure requirements and prohibitions of that statute which are set forth in 12 C.F.R. §§ 1026.32(c) and (d).

11. The
 disclosure requirements and prohibitions of any applicable state, county and municipal
 laws and ordinances, as amended, that have been enacted to regulate so-called "predatory
 lending":

12. Consultant
 shall confirm that any mortgage property located in an area identified on a flood hazard
 map or flood insurance rate map issued by the Federal Emergency Management Agency as
 having special flood hazards is subject to a qualified flood insurance policy that appears
 to be is in effect.

13. For
 any loans designated as TILA exemption, Consultant shall review the loan file for evidence
 that the primary purpose of the loan was for commercial or business purposes, including,
 but not limited to a business purpose certification.

14. Documentation.
 Review of the following documents for regulatory compliance:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Final
 HUD-1 Settlement Statement ("HUD-1"), if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If
 the loan is in an escrow state, the HUD-1 will be considered final as follows:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. HUD-1
 is marked Final;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If
 HUD-1 is not marked Final, it must be stamped certified by the closing agent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. There
 should be no markings indicating that the HUD-1 is estimated.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. HUD-1
 is signed by all parties (including closing agent) or stamped certified by the closing
 agent; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;C. If
 HUD-1 is stamped, the HUD-1 / stamp should be signed or initialed by the closing agent;
 if the stamp does not contain the signature or initials, it must identify the name of
 the closing agent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Final
 Truth in Lending Disclosure ("TIL"), if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Loan
 Estimate, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 Loan Estimate in will be considered delivered based on the date issued, subject to the
 three-day mailing rule unless the file contains documentation indicating earlier receipt.
 The loan file may contain one or more Loan Estimates with the latest one provided up
 until three business days prior to the issuance of an initial Closing Disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Closing
 Disclosure, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 Closing Disclosure in the loan file will be considered delivered based on the date issued,
 subject to the three-day mailing rule unless the file contains documentation indicating
 earlier receipt. The loan file may contain one or more Closing Disclosures with the latest
 one provided up until the consummation date being considered the Final with any delivered
 post consummation considered as a corrected Closing Disclosure.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Notice
 of Right to Cancel (if applicable)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Initial
 TIL, if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Good
 Faith Estimate ("GFE"), if applicable

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Note

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Mortgage/Deed
 of Trust

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;j. FACTA
 disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;k. Third
 Party Fees

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Third
 party fees on the HUD-1 or Closing Disclosure if applicable referred to as HUD-1/Closing
 Disclosure, must be shown as paid to the third-party provider. A condition must be set
 if a third-party fee is paid to the lender, investor, etc. or the payee is blank.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. CONSULTANT
 will condition for evidence in the file indicating that a charge on the HUD-1/Closing
 Disclosure exceeds the actual cost to the borrower (i.e. cost printed / stamped on the
 face of the document showing an amount less than the charge on the HUD-1/Closing Disclosure).
 Variations of less than $1 are deemed to be within reasonable limits and are not to be
 reported.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Any
 refunds that are provided to the borrower must be accompanied by a revised HUD-1/Closing
 Disclosure to show the final, accurate charges to the borrower.

Each loan reviewed will be assigned a Compliance condition grade in accordance with the Rating Agency Criteria as more fully described in Section 2(f).

Consultant will not make a determination as to whether the loans comply with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated above. Furthermore, the findings reached by Consultant are dependent upon its receipt of complete and accurate data regarding the loans from loan originators and other third parties upon which Consultant is relying in reaching such findings.

**<u>Ability to Repay and Qualified Mortgage Review</u>**

1.  **<u>For Agency Eligible Loans Only</u>** : Consultant reviews applicable loans for compliance
 with the Qualified Mortgage (QM) rule requirements set forth in Regulation Z (12 C.F.R.
 1026.43 et seq.) based upon the loan's designation (Safe Harbor QM, Rebuttable
 Presumption QM, Exempt). Consultant determines the loan's status under the QM rule
 requirements and assigns a due diligence loan designation. Consultant notes as a material
 exception if the due diligence findings do not confirm the same loan designation. Additionally,
 Consultant notes if a loan designation was not provided. Consultant will verify if each
 loan meets the requirements for a QM under § 1026.43(e)(2)—whether the loan
 is a safe harbor QM under § 1026.43(e)(1)(i) or a rebuttable presumption QM under
 § 1026.43(e)(1)(ii). Consultant will verify the presence of documentation for lender
 determination of QM and indicating factors in its ability-to-repay determination, including
 how the originator applied its policies and procedures in verification. For loans applications
 taken on or after June 1, 2021, Consultant will verify whether the loan meets the requirements
 of the revised general QM definition effective March 1, 2021.

2. For
 loans for which applications were received prior to July 1, 2021, if a loan was designated
 as QM and identified as eligible for guarantee, purchase, or insurance by an applicable
 agency as permitted under the QM final rule, Consultant reviews the loan to determine
 whether, based on available information in the loan file the loan satisfied (i), (ii)
 and (iii) in the paragraph (3)(a)(i) below and reviews the Automated Underwriting System
 output within the file to confirm agency eligibility.

3.  **<u>For Non-Agency Eligible Loans</u>** : Consultant reviews applicable loans for compliance
 with the Ability to Repay (ATR) but not Qualified Mortgage (QM) rule requirements set
 forth in Regulation Z (12 C.F.R. 1026.43 et seq.).

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. <u>Qualified Mortgage</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. For
 QM (Safe Harbor or HPCT) designated loans, Consultant reviews the loan to determine whether,
 based on available information in the loan file: (i) the loan contains risky loan features
 and terms (e.g. an interest only feature or negative amortization), (ii) the "points
 and fees" exceed the applicable QM threshold, (iii) the monthly payment was calculated
 appropriately. Consultant reviews to the applicable consider and verify requirements
 under the QM rule depending on whether the QM was originated under the original general
 QM definition or the revised general QM definition effective March 1, 2021.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. For
 each QM designated loan that satisfied the applicable requirements enumerated above,
 Consultant then determines whether the loan is a Safe Harbor QM or Higher Priced QM by
 comparing the loan's actual annual percentage rate, as recalculated, to the applicable
 average prime offer rate plus a certain percentage. For QM designated loans originated
 under the revised general QM definition effective March 1, 2021, Consultant also determines
 whether the loan exceeds the pricing thresholds for QM loans.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. <u>Ability to Repay</u>:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 ability to repay portion of the review for non-agency eligible loans only will focus
 on the eight factors detailed in the ATR Rule as detailed below for non-agency eligible
 loans. The Consultant will review the loan file to determine if the creditor verified
 and considered each of the eight factors utilizing reasonably reliable third-party documentation
 at or before consummation.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Current
 or reasonably expected income or assets that the consumer will rely on to repay the loan.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Current
 employment status

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Monthly
 mortgage payment for subject loan using the introductory or fully indexed rate, whichever
 is higher, and monthly, fully amortizing payments that are substantially equal.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Monthly
 payment on any simultaneous loans secured by the subject property.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Monthly
 payments for property taxes and hazard/flood insurance and certain other costs related
 to the property such as homeowner's association fees or ground rent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Debts,
 alimony, and child support obligations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Monthly
 debt-to-income ratio or residual income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Credit
 history

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. For
 loans designated as agency eligible, Consultant will not review for compliance with the
 requirements of Appendix Q or General Ability to Repay.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Consultant
 reviews loans to determine their conformity with the ATR/QM factors above and is not
 rendering an independent assessment or analysis. Consultant's review is based on
 information contained in the loan file at the time it is provided to Consultant, and
 only reflects information as of that point in time and does not mean any regulator, judicial
 or agency will agree with the Consultant's conclusion.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**a)** **Regulatory Compliance Disclaimer** 

Please be advised that Consultant will not make a determination as to whether loans complied with federal, state or local laws, constitutional provisions, regulations or ordinances that are not expressly enumerated herein. There can be no assurance that the review uncovered all issues relating to the origination of the mortgage loans, their compliance with applicable law and regulation and the original appraisals relating of the mortgaged properties or uncovered all relevant factors that could affect the future performance of the mortgage loans. Furthermore, the findings reached by Consultant are dependent upon its receiving complete and accurate data regarding the mortgage loans from loans originators and other third parties upon which Consultant is relying in reaching such findings.<br>

Please be further advised that Consultant does not employ personnel who are licensed to practice law in various jurisdictions, and the findings set forth in the reports prepared by Consultant do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Consultant. All final decisions as to whether to purchase or enter into a transaction related to any individual mortgage loan or the mortgage loans in the aggregate, any investment strategy and any legal conclusions, including potential liability related to the purchase or other transaction involving any such loans, shall be made solely by the Client, or other agreed upon party, that has engaged Consultant to prepare its reports pursuant to its instructions and guidelines. Client, or other agreed upon party, acknowledges and agrees that the scoring models applied by Consultant are designed to identify potential risk and the Client, or other agreed upon party, assumes sole responsibility for determining the suitability of the information for its particular use.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**b)** **Seasoning And Certain Compliance Exceptions** 

Pursuant to the applicable NRSRO criteria, Consultant graded certain compliance exceptions as non-material based on seasoning of the mortgage loan. For example, certain mortgage loans may be seasoned beyond the applicable period under TILA in which affirmative claims could be brought by a consumer. The time period is not limited for claims, other than recession, which are raised as a defense to foreclosure. Information contained in any Consultant reports related to the applicable statute of limitations for certain claims may not be accurate or reflect the most recent controlling case law. Further, a particular court in a particular jurisdiction may extend, not enforce or otherwise allow claims beyond the statute of limitations identified in the report based on certain factors, including the facts and circumstances of an individual loan.

**Additional Disclosures and Requirements:**

Consultant will not review for compliance with current documentation and timing requirements in effect at origination of the Mortgage Loan including:

● Servicing Transfer Disclosure (for applications prior to 10/03/2015):

● Special Information Booklet (for applications prior to 10/03/2015)/ Home Loan Tool Kit (for applications on or after 10/03/2015):

● Affiliated Business Disclosure

● Initial Escrow Disclosure Statement

● Fair Credit Report Act (Regulation V)

&nbsp;&nbsp;&nbsp;&nbsp;**2.** **High-Cost, State & Local Anti-Predatory Regulations** 

In addition to federal thresholds, Consultant will review the anti-predatory lending statutes in the following states and local municipalities, as applicable, as well as any additional applicable regulations implemented during the Term of this SOW.<br>

● Arkansas Home Loan Protection Act, Ark. Stat. Ann. § 23-53-101 et seq.

● California Anti-Predatory Lending Statute, Cal. Fin. Code § 4970 et seq.

● California Higher-Priced Mortgage Loan Statute, Cal. Fin. Code §4995 et seq.

● Colorado Consumer Equity Protection Act, Colo, Rev. Stat. § 5-3.5-101 et seq. .

● Connecticut Abusive Home Loan Lending Practices Act, Conn. Stat. Ann. §36a- 746 et seq., as amended from time to time.

● Connecticut Nonprime Home Loans Statute, Conn. Gen. Stat. §§ 36a-760 et seq. (as originally enacted and as amended by Senate Bill 949).

● District of Columbia Home Loan Protection Act, D.C. Official Code § 26-1151.01 et seq., as implemented by 20 D.C. Municipal Reg § 2000.1 et seq.

● Florida Fair Lending Act, Fla. Stat. Ann. § 494.0078 et seq. (for loans closed before July 1, 2014).

● Georgia Fair Lending Act, Ga. Stat. Ann. § 7-6A-1 et seq. (as originally enacted by House Bill 02-1361 and as modified by Senate Bill 03-53).

● Idaho Residential Mortgage Practices Act, Idaho Code § 26-3101 et seq.

● Illinois High Risk Home Loan Regulations, 38 Ill. Admin. Code §345.10 et seq.

● Illinois High Risk Home Loan Act, Public Act. 93-0561 (2003) codified at 815, ILCS §§ 137/5 et seq., and as amended by SB 1692 (2012), effective January 10, 2014.

● Illinois Predatory Lending Database Program, Public Act 95-0691 (SB 1167).

● City of Chicago, Illinois, Anti-Predatory Lending Ordinance, Chicago Municipal Code, §§ 2-32-440; 2-32-455; 2-92-325; 4-4-155; 8-4-325.

● Cook County, Illinois, Anti-Predatory Lending Ordinance, Cook County Code of Ordinances § 34-341.

● Cook County, Illinois, Anti-Predatory Lending Pilot Program, Illinois House Bill 4050 (2005).

● Indiana Home Loan Practices Act, as amended by HB 1179 (2005), Ind. Code § 24-9-1 et seq.

● Section 16a-3-308a of the Kansas Consumer Credit Code, Kan. Stat. Ann. §16a.101 et seq.

● Kentucky Anti-Predatory Lending Statute, Ky. Rev. Stat. § 360.100 et seq.

● Maine, An Act to Enhance Consumer Protections in Relation to Certain Mortgages (for loans closed prior to September 27, 2011), Me. Rev. Stat. Ann. Tit. 9-A, §§ 8-103(1); 8-206(8);8-206A, as amended by Legislative Documents 1869 (2007), 2125 (2008) and 1439 (2009).

● Maine Consumer Credit Code - Truth-in-Lending, (for loans closed on or after September 27, 2011), Me. Rev. Stat. Ann. tit. 9-A, §§ 8-501 et seq., as amended from time to time.

● Maryland Commercial Law, Md. Code Ann., Com. Law §§ 12-124.1; 12-127; 12- 409.1; 12-1029.

● Maryland Regulations for Higher Priced Mortgage Loans, as promulgated under the Maryland Mortgage Lender Law, Md. Code Ann., Fin. In <u>stit</u>. Code §§ 11-501 et seq.; Md. Code Regs. §§ <u>09.03.</u> 06.01 et seq.

● Massachusetts High-Cost Mortgage Regulations, 209 CMR Parts 32 and 40, as amended from time to time.

● Massachusetts Pr <u>edat</u> ory Home Loan Practices Act, M.G.L. Chapter 183C, §§ 1 et seq.

● Massachusetts "Borrower's Interest" Standard, M.G.L. Chapter 183, §28C.

● Massachusetts Mortgage Lender and Broker Regulations, 940 CMR §800 (15-17).

● Massachusetts Regulations for Higher Priced Mortgage Loans, 209 CMR §§ 32.00 et.seq., as amended from time to time.

● Massachusetts Subprime ARMs to First Time Homebuyers, M.G.L. Chapter 184, §17B.5.

● Michigan Consumer Mortgage Protection Act, Mich. Stat. Ann. § 445-1631 et seq.

● Minnesota Mortgage Originator and Service Licensing Act, § 58.137 et seq. (S.F. 2988 (2002)), as amended by House File 1004 (2007) and Senate File 988 (2007).

● Nebraska Mortgage Bankers Registration and Licensing Act, Neb. Stat § 45-702 et seq.

● Nevada Anti-Predatory Lending Law, Assembly Bill No. 284 (2003) and Amended by Assembly Bill No. 440 (2007), codified as NRS § 598D.010 et seq.

● New Jersey Hom <u>e Owner</u> ship Security Act of 2002, NJ Stat. Ann. § C:46:10B-22 et seq., as amended from time to time.

● New Mexico Home Loan Protection Act, Senate Bill 449 (Regular Session 2003), codified at NM Rev. Stat. § 58-21A-1 et seq. and as amended from time to time.

● New York High-Cost Home Loan Regulations, 3 NYCCR Part 41 (2001).

● New York High-Cost Home Loan Act, N.Y. Bank. L. Ch. 626., as codified in NY Bank. Law § 6-l, and as implemented by 3 NYCCR Part 41 as amended from time to time.

● New York Subprime Home Loans Statute, NY Bank. Law § 6-m.

● North Carolina Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-1.1A to 24- 10.2 and North Carolina Amendments to Anti-Predatory Lending Law, N.C. Gen. Stat. §§ 24-9; 24-1.1(E)(a); 24-10.2(a), as amended from time to time.

● Ohio Anti-Predatory Lending Statute, HB 386 as amended by Senate Bill 185 (2006), and as codified in various sections of the Ohio Code.

● Ohio Consumer Sales Practices Act, Ohio Rev. Code Ann. § 1345.01, as implemented by Ohio Admin. Rules § 109 4-3-01 et seq.

● City of Cleveland Heights, Ohio, Anti-Predatory Lending Ordinance, O <u>rdinan</u> ce No. 72-2003 (PSH), Mun. Code §§ 757.01 et seq.

● Summit County, Ohio, Anti-Predatory Lending Ordi <u>nance,</u> Ordinance No. 2004- 618, Muni. Code §§ 201.01 et seq.

● Oklahoma Anti-Predatory Lending Law, House Bill No. 1574 (2003), as codified in various sections of Title 14A of the Oklahoma Consumer Credit Code.

● Oklahoma Higher-Priced Mortgage Loans Law, Okla. Admin. Code §§ 160:45-9- 1 et seq.

● Pennsylvania Consumer Equity Protection Act, 63 Pa. Cons. Stat. Ann. § 456.501 et seq.

● Rhode Island Home Loan Protection Act, R.I. Gen. L. 34-25.1-2 et seq, as implemented by Emergency Banking Regulation 3 (2006) and Final Banking Regulation 3 (2007) and amended by Senate Bill 371 (2007).

● City of Providence, Rhode Island, Anti-Predatory Lending Ordinance, Chapter 2006-33, Ordinance No. 245.

● South Carolina High-Cost and Consumer Home Loans Act, S.C. Code § 37-23-10 et seq.

● Tennessee Home Loan Protection Act, Tenn. H.R. 3597 (2006), as codified at Tenn. Code Ann. §§ 45-20-101 et seq.

● Texas High-Cost Home Loan Statute, Tx. Fin. Code Ann. § 343.201 et seq.

● Section 50(a)(6), Article XVI of the Texas Constitution

● Section 50(f)(2), Article XVI of the Texas Constitution

● Utah Residential Mortgage Practices Amendments, Utah Code Ann. § 61-2c-102 et seq.

● Utah High-Cost Home Loan Act, Utah Code § 61-2d-101 et seq.

● Vermont Interest Act, 9 V.S.A. § 104, implemented by Regulation B-98-2.

● Virginia Mortgage Lender and Broker Act (for loans originated prior to July 1, 2003), Va. Code Ann. §§ 6.1-413; 6.1-422; 6.1-428.

● Virginia Mortgage Lender and Broker Act (for loans originated on or after July 1, 2003 to September 30, 2010, as amended), Va. Code Ann. §§ 6.1-411, 6.1-422.1, 6.1-425.1 and 6.1-425.2.

● Virginia Mortgage Lender and Broker Act (for loans originated on or after October 1, 2010), Va. Code Ann. §§ 6.2-1600 et seq., as amended from time to time.

● Virginia Senate Bill 797 (2008), effective July 1, 2008 (uncodified).

● West Virginia Residential Mortgage Lender, Broker and Servicer Act, W.Va. Code § 31-17 et seq.

● Wisconsin Responsible High-Cost Mortgage Lending Act, Wis. Stat. § 428.202, as implemented by Wis. Admin. Code DFI-Bkg 46.01 et seq.

&nbsp;&nbsp;&nbsp;&nbsp;**3.** **Misrepresentation and Third-Party Review** 

Validate that fraud reports and independent third-party property valuations reports are in the file. The review will consist of the following:<br>

1) Misrepresentation Review and Valuation Review

Review on each loan to identify potential misrepresentations of income, employment, identity, occupancy, transaction and appraisal misrepresentation or other areas of potential misrepresentation. The Misrepresentation may include the following:<br>

● Signatures: Validate signature consistency across documents. To the extent imaged or hard copy files are provided, Consultant will utilize reasonable efforts to validate the consistency of signatures across documents.

● Alerts: Assess credit report alerts for accuracy and potential issues.

● Social Security Numbers: Compare SSN(s) across all file documents.

● Document Integrity: Review for apparent alterations to loan documents. To the extent imaged or hard copy files are provided, Consultant will utilize reasonable review of alterations to the loan documents.

● Data Consistency: Review the documents contained in the loan file for consistency of data.

● Third Party Fraud Tools: To the extent a third party fraud tool is contained in the loan file, the Consultant will ensure high level or critical warnings are reviewed and addressed.

**Independent Third-Party Values**

Review each loan to determine whether a third party valuation product was required and if required, that the third party product value was compared to the original appraised value to identify a value variance and apply the appropriate rating agency grade after reviewing the required valuation products. i) Consultant will perform the following steps.

● Property is complete

● Value is based on as-is condition or provides satisfactory completion of all material conditions including inspections, licenses, and certifications (including certificates of occupancy) to be made or issued with respect to all occupied portions of the mortgaged property and with respect to the use and occupancy of the same, have been made or obtained from the appropriate authorities.

● Property is described in average or better condition

● No apparent appraiser independence violation statements

● Appraisal addresses any adverse comments

● Appraisal is completed on appropriate GSE Forms

● Appraisal contains required attachments.

● Appraiser was appropriately licensed at the time the appraisal was signed

If the valuation Consultant des not supply the updated valuation product directly to the Consultant, the Client will authorize the valuation Consultant to issue an attestation with sufficient information for the Consultant to determine the correct valuation product was utilized to verify the accuracy of the origination appraisal.

Value Review Disclaimer

● The individuals performing the above procedures are not person providing valuations for the purpose of the Uniform Standards of Professional Appraisal Practice ("USPAP") or necessarily licensed as appraiser under Federal or State law, and the services being performed do not constitute appraisal reviews for the purposes of USPAP or Federal or State law.

● Opus makes no representation or warranty as to the value of the mortgaged property, notwithstanding that Opus may have reviewed the valuation information for reasonableness.

● Opus is not an Appraisal Management Company ("AMC") and therefore does not opine on the actual value of the underlying property.

● Opus is not a creditor within the meaning of the Equal Credit Opportunity Act ("ECOA") or other lending laws and regulations, and therefore Opus will not have and communications with or responsibility to any individual concerning property valuations.

**Properties in FEMA declared disaster zones.**

If a FEMA declared disaster occurs after the inspection date on the appraisal, Consultant will review the file to determine if an exterior inspection to ensure:

● No apparent damage to the property

● Property appears to be occupied

**<u>Pool Details</u>**

![](ex9917002.jpg)

![](ex9917003.jpg)

**Multiple Loans to One Borrower:** TPR firm reviewed common identifiers for all loans in the population and confirmed there were no obligors with multiple loans in the pool.

**Property Inspection Waivers**: Three (3) loans contained Property Inspections Waivers (PIW). An AVM was obtained as a secondary product to confirm the value indicated on the PIW. An initial grade property value grade of a "C" was assigned to the PIW loans. If the secondary product supported the value indicated on the PIW, a final property grade of a "B" was assigned.

**<u>Tape Discrepancies</u>**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Data Element** | &nbsp;&nbsp;**Count** | &nbsp;&nbsp;**Accuracy** |
| &nbsp;&nbsp;Borrower 1 First Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;99.28% |
| &nbsp;&nbsp;Borrower 1 Last Name | &nbsp;&nbsp;6 | &nbsp;&nbsp;95.65% |
| &nbsp;&nbsp;Borrower 1 Self-Employment Flag | &nbsp;&nbsp;12 | &nbsp;&nbsp;91.30% |
| &nbsp;&nbsp;Borrower 2 First Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;99.28% |
| &nbsp;&nbsp;Borrower 2 Self-Employment Flag | &nbsp;&nbsp;4 | &nbsp;&nbsp;97.10% |
| &nbsp;&nbsp;Borrower 3 First Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;99.28% |
| &nbsp;&nbsp;Borrower 3 Last Name | &nbsp;&nbsp;1 | &nbsp;&nbsp;99.28% |
| &nbsp;&nbsp;Borrower 3 Self-Employment Flag | &nbsp;&nbsp;1 | &nbsp;&nbsp;99.28% |
| &nbsp;&nbsp;Number of Units | &nbsp;&nbsp;2 | &nbsp;&nbsp;98.55% |
| &nbsp;&nbsp;Primary Appraised Property Value | &nbsp;&nbsp;1 | &nbsp;&nbsp;99.28% |
| &nbsp;&nbsp;Property Address | &nbsp;&nbsp;2 | &nbsp;&nbsp;98.55% |
| &nbsp;&nbsp;Property City | &nbsp;&nbsp;2 | &nbsp;&nbsp;98.55% |
| &nbsp;&nbsp;Property County | &nbsp;&nbsp;2 | &nbsp;&nbsp;98.55% |
| &nbsp;&nbsp;Property Type MTrade | &nbsp;&nbsp;8 | &nbsp;&nbsp;94.20% |
| &nbsp;&nbsp;Qualifying CLTV | &nbsp;&nbsp;45 | &nbsp;&nbsp;67.39% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;13 | &nbsp;&nbsp;90.58% |
| &nbsp;&nbsp;Qualifying Interest Rate | &nbsp;&nbsp;3 | &nbsp;&nbsp;97.83% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;44 | &nbsp;&nbsp;68.12% |
| &nbsp;&nbsp;Qualifying Total Debt Income Ratio | &nbsp;&nbsp;56 | &nbsp;&nbsp;59.42% |
| &nbsp;&nbsp;Sales Price | &nbsp;&nbsp;3 | &nbsp;&nbsp;97.83% |
| &nbsp;&nbsp;**Total Loan Population** | &nbsp;&nbsp;**138** |  |

---

**<u>Loan Grading Definitions</u>**

**<u>Credit</u>**

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;S&P | &nbsp;&nbsp;Moody's | &nbsp;&nbsp;Fitch | &nbsp;&nbsp;Kroll | &nbsp;&nbsp;DBRS | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp; A | &nbsp;&nbsp; A | &nbsp;&nbsp;Loan conforms to all applicable guidelines, no conditions noted |
| &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp; B | &nbsp;&nbsp; B | &nbsp;&nbsp;Loan does not meet every applicable credit guideline. However, most of the loan characteristics are within the guidelines and there are documented and significant compensating factors |
| &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp; C | &nbsp;&nbsp; C | &nbsp;&nbsp;The loan does not meet every applicable credit guideline, and most of the loan characteristics are outside of guidelines; or there are weak or no compensating factors |
| &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp; D | &nbsp;&nbsp; D | &nbsp;&nbsp;The loan file is missing critical documentation required to perform the review |

---

**<u>Compliance</u>**

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;S&P | &nbsp;&nbsp;Moody's | &nbsp;&nbsp;Kroll | &nbsp;&nbsp;DBRS | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;A | &nbsp;&nbsp;The loan was originated in compliance with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;B | &nbsp;&nbsp;The loan was originated in compliance with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations; however, minor evidentiary issue(s) exist |
| &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;C | &nbsp;&nbsp;The includes material violation(s) with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;D | &nbsp;&nbsp;The loan file is missing critical documentation required to perform the review |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;Fitch | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;The loan was originated in compliance with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;B | &nbsp;&nbsp;The loan is in compliance with all applicable laws and regulations and a benefit to the borrower is present and documented |
| &nbsp;&nbsp;C | &nbsp;&nbsp;The includes material violation(s) with applicable federal, state, and local predatory and high cost, TILA, and Regulation Z laws and regulations |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The loan file is missing critical documentation required to perform the review |

---

**<u>Property Valuation</u>**

---

| | |
|:---|:---|
| &nbsp;&nbsp;Moody's | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A &nbsp;&nbsp; A | &nbsp;&nbsp;Value is within a 10% variance of third party product. Appraisal meets lender guidelines. Subject property is 100% complete. Property condition is average or better. Standard GSE form was utilized. Appraiser is licensed. Appraisal is complete. |
| &nbsp;&nbsp;B &nbsp;&nbsp; B | &nbsp;&nbsp;Meets all terms for an A, but property requires cosmetic or minor repairs that do not affect value or habitability |
| &nbsp;&nbsp;C &nbsp;&nbsp; C | &nbsp;&nbsp;Any of the following items: Origination value and third party valuation product value has a variance of 10% or greater, cannot validate value, property is incomplete, property condition is less than average, GSE form was not utilized, and/or the appraisal and/or does not meet guidelines |
| &nbsp;&nbsp;D &nbsp;&nbsp; D | &nbsp;&nbsp;The loan file was missing the appraisal and/or other valuations products needed to complete the review |

---

---

| | |
|:---|:---|
| &nbsp;&nbsp;S&P | &nbsp;&nbsp;Definition |
| &nbsp;&nbsp;A | &nbsp;&nbsp;First Level Review Value is within a 10% variance to the original appraisal. Appraisal meets lender guidelines. Subject property is 100% complete. Property condition is average or better. Standard GSE form was utilized. Appraiser is licensed. Appraisal is complete. |
| &nbsp;&nbsp;B | &nbsp;&nbsp;First Level Review Value is greater than a 10% variance to the original appraisal but the second level review value is within 10% variance of the original appraised value. In addition, property requires cosmetic or minor repairs that do not affect value or habitability |
| &nbsp;&nbsp;C | &nbsp;&nbsp;Any of the following items: Second Level Review Value is greater than a 10% variance to the original appraisal, cannot validate value, property is incomplete, property condition is less than average, GSE form was not utilized, and/or the appraisal and/or does not meet guidelines |
| &nbsp;&nbsp;D | &nbsp;&nbsp;The loan file was missing the appraisal and/or other valuations products needed to complete the review |

---

**<u>Loan Review Findings</u>**

The following summarizes Consultant's final loan securitization and event grades assigned to the final reviewed loan pool and reported in the Agency Grading Report dated July 7, 2025.

![](ex9917004.jpg)

**<u>Loans Reviewed (138)</u>**

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| 1274252 | 1309937 | 1309931 | 7000966 | 7001086 | 1360586 |
| 1276283 | 1309936 | 1309939 | 7001181 | 7001122 | 1360585 |
| 1280555 | 1309935 | 1309940 | 7001160 | 7001304 | 1360584 |
| 1280551 | 1309932 | 1309944 | 7001247 | 7001390 | 1360583 |
| 1284725 | 1309928 | 1309946 | 7000993 | 7001318 | 1360580 |
| 1284679 | 1309926 | 1309947 | 7000955 | 7001255 | 1360579 |
| 1284550 | 1309924 | 1309925 | 7001229 | 7001205 | 1360577 |
| 1285786 | 1309923 | 1309945 | 1357732 | 7001211 | 1360576 |
| 1285770 | 1309922 | 1309930 | 1357735 | 7001239 | 1360575 |
| 1285854 | 1309921 | 1309934 | 1357736 | 1357749 | 1360573 |
| 1290283 | 1309920 | 1309933 | 1357737 | 1360572 | 1360571 |
| 1290449 | 1309919 | 1309929 | 1357741 | 1360574 | 1357751 |
| 1292753 | 1309917 | 1309908 | 1357746 | 1360588 | 1357739 |
| 1296703 | 1309914 | 7000842 | 1357747 | 1360578 | 7001325 |
| 7000945 | 1309911 | 1329763 | 1357748 | 1357738 | 7001339 |
| 1300660 | 1309909 | 7000983 | 1357750 | 1360582 | 7001244 |
| 1300812 | 1309906 | 7001071 | 1357745 | 1357740 | 7001319 |
| 1309910 | 1309907 | 1333891 | 1357744 | 7001279 | 7001303 |
| 1309913 | 1309912 | 7001092 | 1357734 | 7001315 | 7001274 |
| 1309943 | 1309915 | 7001166 | 1357733 | 7001370 | 7001222 |
| 1309942 | 1309916 | 7001099 | 7001314 | 1357743 | 7001253 |
| 1309941 | 1309918 | 7001260 | 7001226 | 1357742 | 7001256 |
| 1309938 | 1309927 | 7001168 | 7001149 | 1360587 | 7001190 |

---

If you have any questions, please contact Uriah Clavier at Uriah.Clavier@opuscmc.com.

## Exhibit 99.11

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.11**

---

| | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Seller** | **Loan ID** | **Seller Loan ID** | **Alt Loan ID** | **Queue** | **Created Date** | **Last Modified Date** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Reviewer Comments** | **Seller Comments** | **Finding Resolution** | **Finding Document** | **Reviewer Comp Factors** | **Originator Comp Factors** | **State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Unique Finding ID** | **Acknowledged / Waived By** | **Waiver in File?** |
| XXXX | XXXX |  | 293943240 | Closed | 2025-02-05 15:21 | 2025-02-05 15:21 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-02/05/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-02/05/2025 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 3354850 | Investor Post-Close | No |
| XXXX | XXXX |  | 293943240 | Closed | 2025-01-28 14:18 | 2025-02-05 15:20 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/05/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. 3rd Party Valuation Product Required--Not eligible for collateral Rep & Warrant Relief. Desk Review has been ordered; no action required at this time. - Due Diligence Vendor-01/28/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/05/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 3294967 | N/A | N/A |
| XXXX | XXXX |  | 293943240 | Closed | 2025-01-28 14:39 | 2025-01-30 23:21 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure not executed | Resolved-Received. - Due Diligence Vendor-01/30/2025 <br>Ready for Review-AFBA DISCLOUSRE - Due Diligence Vendor-01/30/2025 <br>Open-RESPA: AfBA Disclosure is not executed - Due Diligence Vendor-01/28/2025 |  | Resolved-Received. - Due Diligence Vendor-01/30/2025<br>| XXXXXXXX_1.pdf |  | This finding is non-material and will be rated a B for all agencies. | XX | Primary Residence | Purchase | NA | 3295227 | N/A | N/A |
| XXXX | XXXX |  | 710315332 | Closed | 2025-02-10 21:42 | 2025-02-10 21:43 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-02/10/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-02/10/2025 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 3391140 | Investor Post-Close | No |
| XXXX | XXXX |  | 710315332 | Closed | 2025-02-06 14:52 | 2025-02-10 21:41 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/10/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. 3rd Party Valuation Product Required--CU score >2.5. Desk Review has been ordered; no action required at this time. - Due Diligence Vendor-02/06/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/10/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 3364502 | N/A | N/A |
| XXXX | XXXX |  | 710315332 | Closed | 2025-02-06 17:10 | 2025-02-07 21:40 | Resolved | 1 - Information | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Resolved-FSS received. - Due Diligence Vendor-06/25/2025 <br>Ready for Review-final settlement statement - Due Diligence Vendor-02/06/2025 <br>Open-Missing Confirmation of Final Figures: Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-02/06/2025 |  | Resolved-FSS received. - Due Diligence Vendor-06/25/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3366677 | N/A | N/A |
| XXXX | XXXX |  | 822387877 | Closed | 2025-06-25 18:38 | 2025-06-25 18:38 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-06/25/2025 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-06/25/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 4561105 | Investor Post-Close | No |
| XXXX | XXXX |  | 822387877 | Closed | 2025-02-10 13:35 | 2025-02-14 13:49 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/14/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. 3rd Party Valuation Product Required--Not eligible for collateral Rep & Warrant Relief. Desk Review has been ordered; no action required at this time. - Due Diligence Vendor-02/10/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/14/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Debt Consolidation | 3384376 | N/A | N/A |
| XXXX | XXXX |  | 107536317 | Closed | 2025-02-14 18:31 | 2025-02-20 23:16 | Resolved | 1 - Information | Credit | Missing Doc | Missing 4506-T | Resolved-4506 received. - Due Diligence Vendor-02/20/2025 <br>Ready for Review-4506C - Due Diligence Vendor-02/20/2025 <br>Open-Missing 4506T for borrower(s) on loan. Borrower is S/E and documented income via 1120S. The loan file is missing a 4506 for the 1120S tax returns. - Due Diligence Vendor-02/14/2025 |  | Resolved-4506 received. - Due Diligence Vendor-02/20/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3427495 | N/A | N/A |
| XXXX | XXXX |  | 107536317 | Closed | 2025-02-10 19:46 | 2025-02-14 18:25 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrower Identification - Borrower 1 | Resolved-Borrower ID received. - Due Diligence Vendor-02/14/2025 <br>Ready for Review-ID - Due Diligence Vendor-02/13/2025 <br>Open-Borrower 1 identification not provided. - Due Diligence Vendor-02/10/2025 |  | Resolved-Borrower ID received. - Due Diligence Vendor-02/14/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3389534 | N/A | N/A |
| XXXX | XXXX |  | 336125655 | Closed | 2025-02-10 19:49 | 2025-02-14 21:08 | Resolved | 1 - Information | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Resolved-Confirmation of fees received. - Due Diligence Vendor-02/14/2025 <br> Ready for Review-pccd docs & proof sent to bwr upld, final ss confirming figures is of XXXXX XXX-XXX of the complete loan file. - Due Diligence Vendor-02/14/2025 <br> Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-02/10/2025 |  | Resolved-Confirmation of fees received. - Due Diligence Vendor-02/14/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3389587 | N/A | N/A |
| XXXX | XXXX |  | 799680079 | Closed | 2025-02-18 22:36 | 2025-02-18 22:37 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-02/18/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-02/18/2025 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 3442181 | Investor Post-Close | No |
| XXXX | XXXX |  | 799680079 | Closed | 2025-02-12 12:19 | 2025-02-18 22:35 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/18/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. 3rd Party Valuation Product Required--CU score >2.5. Desk Review has been ordered; no action required at this time. - Due Diligence Vendor-02/12/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/18/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 3404795 | N/A | N/A |
| XXXX | XXXX |  | 411513773 | Closed | 2025-02-18 22:40 | 2025-02-18 22:41 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-02/18/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-02/18/2025 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 3442196 | Investor Post-Close | No |
| XXXX | XXXX |  | 411513773 | Closed | 2025-02-12 17:52 | 2025-02-18 22:39 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/18/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. 3rd Party Valuation Product Required--Not eligible for collateral Rep & Warrant Relief. Desk Review has been ordered; no action required at this time. - Due Diligence Vendor-02/12/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/18/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 3408627 | N/A | N/A |
| XXXX | XXXX |  | 225693305 | Closed | 2025-02-19 21:26 | 2025-02-19 21:27 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-02/19/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-02/19/2025 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 3450269 | Investor Post-Close | No |
| XXXX | XXXX |  | 225693305 | Closed | 2025-02-14 17:25 | 2025-02-19 21:23 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/19/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. 3rd Party Valuation Product Required--Not eligible for collateral Rep & Warrant Relief. Desk Review has been ordered; no action required at this time. - Due Diligence Vendor-02/14/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-02/19/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 3426736 | N/A | N/A |
| XXXX | XXXX |  | 780391746 | Closed | 2025-02-26 18:23 | 2025-03-18 17:41 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 IRS Transcripts Missing | Resolved-Transcripts received. - Due Diligence Vendor-03/18/2025 <br>Ready for Review-business transcripts - Due Diligence Vendor-03/18/2025 <br>Counter-Business transcripts required per guidelines. - Due Diligence Vendor-03/05/2025 <br>Ready for Review-1040 - Due Diligence Vendor-03/05/2025 <br>Open-Borrower income is derived from self-employment. Guidelines require both personal and business transcripts used for qualifying. - Due Diligence Vendor-02/26/2025 |  | Resolved-Transcripts received. - Due Diligence Vendor-03/18/2025<br>| XXXXXXXX_1.pdf<br> XXXXXXXX_1.pdf<br> XXXXXXXX_2.pdf |  |  | XX | Primary Residence | Purchase | NA | 3486273 | N/A | N/A |
| XXXX | XXXX |  | 780391746 | Closed | 2025-02-24 14:51 | 2025-02-24 14:51 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-02/24/2025 |  | Acknowledged-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-02/24/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 3468380 | Originator Post-Close | No |
| XXXX | XXXX |  | 264001217 | Closed | 2025-02-25 19:41 | 2025-03-04 17:38 | Resolved | 1 - Information | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Resolved-Final Settlement Statement received. - Due Diligence Vendor-03/04/2025 <br> Ready for Review-FINAL ALTA - Due Diligence Vendor-03/04/2025 <br> Counter-Confirmation from title at the time of disbursement (disbursement HUD/CD) is required. Please provide the full CD from XX/XX/XXXX. - Due Diligence Vendor-02/28/2025 <br> Ready for Review-final figures confirmation - Due Diligence Vendor-02/28/2025 <br> Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-02/25/2025 |  | Resolved-Final Settlement Statement received. - Due Diligence Vendor-03/04/2025<br>| XXXXXXXX_1.pdf<br> XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3479327 | N/A | N/A |
| XXXX | XXXX |  | 264001217 | Closed | 2025-02-25 19:44 | 2025-02-28 19:51 | Resolved | 1 - Information | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Resolved-Resolved - Due Diligence Vendor-02/28/2025 <br> Ready for Review-COC - Due Diligence Vendor-02/28/2025 <br> Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). The Loan Estimate, dated XX/XX/XXXX, reflects a Discount Point Fee of $X,XXX.XX. Final CD dated XX/XX/XXXX reflects a Discount Point Fee of $X,XXX.XX. The loan file did not contain a valid COC to support the increase. No evidence of a tolerance cure was provided in file. A tolerance cure of $X,XXX is required. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. - Due Diligence Vendor-02/25/2025 |  | Resolved-Resolved - Due Diligence Vendor-02/28/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3479389 | N/A | N/A |
| XXXX | XXXX |  | 264001217 | Closed | 2025-02-25 19:44 | 2025-02-28 19:51 | Resolved | 1 - Information | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Resolved-Resolved - Due Diligence Vendor-02/28/2025 <br> Ready for Review-COC - Due Diligence Vendor-02/28/2025 <br> Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). The Discount Point Fee increased on the CD dated XX/XX/XXXX without a valid COC. No Cure. - Due Diligence Vendor-02/25/2025 |  | Resolved-Resolved - Due Diligence Vendor-02/28/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3479390 | N/A | N/A |
| XXXX | XXXX |  | 331995909 | Closed | 2025-02-26 14:02 | 2025-02-27 19:42 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Homeownership Counseling Disclosure Delivery | Resolved-Resolved - Due Diligence Vendor-02/27/2025 <br> Ready for Review-See attached printout, our hours of operation are Monday through Friday, no Saturdays. - Due Diligence Vendor-02/27/2025 <br> Open-The Homeownership Counseling Organization Disclosure Sent Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under 12 CFR 1024.20, not later than three business days after receipt of an application, or information sufficient to complete an application, the lender must provide the applicant with a clear and conspicuous written list of homeownership counseling organizations that provide relevant counseling services in the loan applicant's location. (12 CFR 1024.20) Provide evidence the lender was not open for business on Saturday for purposes of disclosure timing. Additional conditions may apply. - Due Diligence Vendor-02/26/2025 |  | Resolved-Resolved - Due Diligence Vendor-02/27/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3483104 | N/A | N/A |
| XXXX | XXXX |  | 331995909 | Closed | 2025-02-26 14:02 | 2025-02-27 19:42 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Mailed/Delivered Within Three Business Days of Application | Resolved-Resolved - Due Diligence Vendor-02/27/2025 <br> Ready for Review-See attached hours of Operation, Monday through Friday, no Saturdays - Due Diligence Vendor-02/27/2025 <br> Open-The Initial Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (2XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(iii)) Provide evidence the lender was not open for business on Saturday for purposes of disclosure timing. Additional conditions may apply. - Due Diligence Vendor-02/26/2025 |  | Resolved-Resolved - Due Diligence Vendor-02/27/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3483107 | N/A | N/A |
| XXXX | XXXX |  | 781804471 | Closed | 2025-03-07 16:35 | 2025-03-07 16:36 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-03/07/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-03/07/2025 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 3556258 | Investor Post-Close | No |
| XXXX | XXXX |  | 781804471 | Closed | 2025-03-04 11:58 | 2025-03-07 16:34 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-03/07/2025 <br>Ready for Review-CDA - Due Diligence Vendor-03/06/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. 3rd Party Valuation Product Required--CU score >2.5. Desk Review has been ordered; no action required at this time. - Due Diligence Vendor-03/04/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-03/07/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3519827 | N/A | N/A |
| XXXX | XXXX |  | 781804471 | Closed | 2025-03-04 12:12 | 2025-03-05 22:28 | Resolved | 1 - Information | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Resolved-RESPA: AfBA Disclosure is Provided or Not Applicable - Due Diligence Vendor-03/05/2025 <br>Ready for Review-Please see page 2 showing we have no affiliated business relationship. - Due Diligence Vendor-03/04/2025 <br>Open-RESPA: AfBA Disclosure is Missing This finding is non-material and will be rated a B for all agencies. - Due Diligence Vendor-03/04/2025 |  | Resolved-RESPA: AfBA Disclosure is Provided or Not Applicable - Due Diligence Vendor-03/05/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3519915 | N/A | N/A |
| XXXX | XXXX |  | 885754699 | Closed | 2025-03-09 08:32 | 2025-03-12 16:08 | Resolved | 1 - Information | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Resolved-PCCD received. - Due Diligence Vendor-03/12/2025 <br>Ready for Review-Please see PCCD - Due Diligence Vendor-03/11/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures.<br> - Due Diligence Vendor-03/09/2025 |  | Resolved-PCCD received. - Due Diligence Vendor-03/12/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3564764 | N/A | N/A |
| XXXX | XXXX |  | 885754699 | Closed | 2025-03-09 07:20 | 2025-03-12 16:07 | Resolved | 1 - Information | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Resolved-RESPA: AfBA Disclosure is Provided or Not Applicable - Due Diligence Vendor-03/12/2025 <br>Ready for Review-Please see AFBD attestation - Due Diligence Vendor-03/11/2025 <br>Open-RESPA: AfBA Disclosure is Missing <br> - Due Diligence Vendor-03/09/2025 |  | Resolved-RESPA: AfBA Disclosure is Provided or Not Applicable - Due Diligence Vendor-03/12/2025<br>| V_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3564719 | N/A | N/A |
| XXXX | XXXX |  | 902772781 | Closed | 2025-03-11 20:36 | 2025-03-11 20:40 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged- - Due Diligence Vendor-03/11/2025 <br>Open-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-03/11/2025 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 3585760 | Investor Post-Close | No |
| XXXX | XXXX |  | 902772781 | Closed | 2025-03-10 16:54 | 2025-03-11 20:36 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-03/11/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. 3rd Party Valuation Product Required--PIW exercised. AVM has been ordered; no action required at this time. - Due Diligence Vendor-03/10/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-03/11/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 3571253 | N/A | N/A |
| XXXX | XXXX |  | 598413580 | Closed | 2025-03-27 18:27 | 2025-05-07 15:12 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure not provided timely | Resolved-Document supporting XX/XX/XXXX delivery received. - Due Diligence Vendor-05/07/2025 <br> Ready for Review-Initial disclosures were sent electronically on XX/XX/XXXX - Due Diligence Vendor-05/06/2025 <br> Open-RESPA: AfBA Disclosure Date XX/XX/XXXX is not within three business days of Application Date XX/XX/XXXX. - Due Diligence Vendor-03/27/2025 |  | Resolved-Document supporting XX/XX delivery received. - Due Diligence Vendor-05/07/2025 | XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3712082 | N/A | N/A |
| XXXX | XXXX |  | 598413580 | Closed | 2025-03-21 15:23 | 2025-04-17 20:27 | Resolved | 1 - Information | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Resolved-FSS received. - Due Diligence Vendor-04/17/2025 <br>Ready for Review-Final - Due Diligence Vendor-04/17/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-03/21/2025 |  | Resolved-FSS received. - Due Diligence Vendor-04/17/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3668484 | N/A | N/A |
| XXXX | XXXX |  | 598413580 | Closed | 2025-03-21 13:48 | 2025-03-31 21:12 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Homeownership Counseling Disclosure Delivery | Resolved-Resolved - Due Diligence Vendor-03/31/2025 <br> Ready for Review-Disclosure - Due Diligence Vendor-03/31/2025 <br> Open-The Homeownership Counseling Organization Disclosure Sent Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/X/XXXX). Under 12 CFR 1024.20, not later than three business days after receipt of an application, or information sufficient to complete an application, the lender must provide the applicant with a clear and conspicuous written list of homeownership counseling organizations that provide relevant counseling services in the loan applicant's location. (12 CFR 1024.20) - Due Diligence Vendor-03/21/2025 |  | Resolved-Resolved - Due Diligence Vendor-03/31/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3667077 | N/A | N/A |
| XXXX | XXXX |  | 246606876 | Closed | 2025-03-26 13:58 | 2025-04-09 13:25 | Cured | 2 - Non-Material | Compliance | TRID Tolerance | Insufficient Change of Circumstance (50001252) | Cured-Documentation for cure received. - Due Diligence Vendor-04/09/2025 <br> Ready for Review-cure - Due Diligence Vendor-04/03/2025 <br> Open- The credit report increased on the CD dated XX/XX/XXXX without a valid COC. No Cure. - Due Diligence Vendor-03/26/2025 <br> Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Credit Report Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). - Due Diligence Vendor-03/26/2025 |  | Cured-Documentation for cure received. - Due Diligence Vendor-04/09/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 3697656 | N/A | N/A |
| XXXX | XXXX |  | 246606876 | Closed | 2025-03-26 13:58 | 2025-04-09 13:25 | Cured | 2 - Non-Material | Compliance | TRID Tolerance | Charges That Cannot Increase Test (50001251) | Cured-Documentation for cure received. - Due Diligence Vendor-04/09/2025 <br> Ready for Review-cure - Due Diligence Vendor-04/03/2025 <br> Open-The Loan Estimate, dated XX/XX/XXXX, reflects a credit report fee of $XX. Final CD dated XX/XX/XXXX reflects a credit report fee of $XX.XX. The loan file did not contain a valid COC to support the increase. No evidence of a tolerance cure was provided in file. A tolerance cure of ($X.XX) is required. Provide Letter of Explanation, Proof of Refund, Corrected PCCD, and Proof of Delivery to Borrower. - Due Diligence Vendor-03/26/2025 <br> Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Credit Report Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). - Due Diligence Vendor-03/26/2025 |  | Cured-Documentation for cure received. - Due Diligence Vendor-04/09/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 3697655 | N/A | N/A |
| XXXX | XXXX |  | 246606876 | Closed | 2025-03-27 19:27 | 2025-04-03 17:11 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-04/03/2025 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-03/27/2025 |  |  |  |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 3713110 | Investor Post-Close | No |
| XXXX | XXXX |  | 840644261 | Closed | 2025-03-19 12:38 | 2025-03-27 20:50 | Resolved | 1 - Information | Compliance | Mavent | AbilityToRepay: QMPointsAndFees | Resolved-Lender provided evidence of PAR. Condition cleared. - Due Diligence Vendor-03/27/2025 <br> Resolved-Resolved - Due Diligence Vendor-03/27/2025 <br> Ready for Review-QM - Due Diligence Vendor-03/27/2025 <br> Open-The loan fees ($XX,XXX.XX) exceed the (QM) (Note Amount >=$XXX,XXX.XX) fee limit, which is 3% of the Total Loan Amount ($XX,XXX.XX), the difference is ($XX,XXX.XX). (12 CFR 1026.43(e)(3). Provide rate sheet, Undiscount Rate/PAR, or some form of proof that verifies the amount the borrower paid in points directly led to a discount in rate. Compliance will be re-reviewed upon receipt. - Due Diligence Vendor-03/19/2025 |  | Resolved-Lender provided evidence of PAR. Condition cleared. - Due Diligence Vendor-03/27/2025 <br>Resolved-Resolved - Due Diligence Vendor-03/27/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3644903 | N/A | N/A |
| XXXX | XXXX |  | 257459684 | Closed | 2025-03-20 12:09 | 2025-04-07 20:20 | Resolved | 1 - Information | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Resolved-Final Settlement Statement received. - Due Diligence Vendor-04/07/2025 <br>Ready for Review-x - Due Diligence Vendor-04/07/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-03/20/2025 |  | Resolved-Final Settlement Statement received. - Due Diligence Vendor-04/07/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3655464 | N/A | N/A |
| XXXX | XXXX |  | 656985652 | Closed | 2025-03-21 17:41 | 2025-05-08 20:03 | Resolved | 1 - Information | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Resolved-FSS received. - Due Diligence Vendor-05/08/2025 <br>Ready for Review-Apologies, the wrong ALTA was attached. Please see correct document. - Due Diligence Vendor-05/08/2025 <br>Counter-Document is not for subject transaction. - Due Diligence Vendor-05/07/2025 <br>Ready for Review-Final ALTA - Due Diligence Vendor-05/06/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-03/21/2025 |  | Resolved-FSS received. - Due Diligence Vendor-05/08/2025<br>| XXXXXXXX_1.pdf<br> XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3670160 | N/A | N/A |
| XXXX | XXXX |  | 656985652 | Closed | 2025-03-21 16:32 | 2025-04-08 16:51 | Resolved | 1 - Information | Property | Property | Property in XXXXXXXX XXXX – Property located in a XXXX XXXXXXXX XXXXXXXX XXXX. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-04/08/2025 <br> Ready for Review-x - Due Diligence Vendor-04/08/2025 <br> Open-Subject property is in XXXXXX XXXXXXXX XXXX and there is no post incident inspection - Due Diligence Vendor-03/21/2025 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-04/08/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3669408 | N/A | N/A |
| XXXX | XXXX |  | 738013745 | Closed | 2025-03-19 13:46 | 2025-03-27 20:59 | Resolved | 1 - Information | Compliance | Mavent | AbilityToRepay: QMPointsAndFees | Resolved-Lender provided evidence of PAR. Condition cleared. - Due Diligence Vendor-03/27/2025 <br> Resolved-Resolved - Due Diligence Vendor-03/27/2025 <br> Ready for Review-See attached confirming an undiscounted rate of X.XXX% and XXX base price. - Due Diligence Vendor-03/27/2025 <br> Ready for Review-See attached confirming an undiscounted rate of X.XXX% and XXX base price. - Due Diligence Vendor-03/27/2025 <br> Open-The loan fees ($XX,XXX.XX) exceed the (QM) (Note Amount >=$XXX,XXX.XX) fee limit, which is 3% of the Total Loan Amount ($XX,XXX.XX), the difference is ($XXX.XX). (12 CFR 1026.43(e)(3). Provide rate sheet, Undiscount Rate/PAR, or some form of proof that verifies the amount the borrower paid in points directly led to a discount in rate. Compliance will be re-reviewed upon receipt.<br> - Due Diligence Vendor-03/19/2025 |  | Resolved-Lender provided evidence of PAR. Condition cleared. - Due Diligence Vendor-03/27/2025 <br>Resolved-Resolved - Due Diligence Vendor-03/27/2025<br>| XXXXXXXX_1.pdf<br> XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3645597 | N/A | N/A |
| XXXX | XXXX |  | 181063910 | Closed | 2025-03-27 20:53 | 2025-03-28 15:14 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-03/28/2025 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-03/27/2025 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 3714102 | Investor Post-Close | No |
| XXXX | XXXX |  | 821136810 | Closed | 2025-03-20 14:55 | 2025-04-09 14:24 | Resolved | 1 - Information | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Resolved-Final Settlement Statement received. - Due Diligence Vendor-04/09/2025 <br>Ready for Review-x - Due Diligence Vendor-04/08/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-03/20/2025 |  | Resolved-Final Settlement Statement received. - Due Diligence Vendor-04/09/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3657579 | N/A | N/A |
| XXXX | XXXX |  | 917863850 | Closed | 2025-03-21 13:30 | 2025-04-07 20:03 | Resolved | 1 - Information | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Resolved-Final Settlement Statement received. - Due Diligence Vendor-04/07/2025 <br>Ready for Review-x - Due Diligence Vendor-04/07/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-03/21/2025 |  | Resolved-Final Settlement Statement received. - Due Diligence Vendor-04/07/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 3666856 | N/A | N/A |
| XXXX | XXXX |  | 917863850 | Closed | 2025-03-21 14:01 | 2025-03-31 21:18 | Resolved | 1 - Information | Property | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Resolved-Completion certification received. - Due Diligence Vendor-03/31/2025 <br>Ready for Review-442 - Due Diligence Vendor-03/31/2025 <br>Open-Primary Value Subject Property Appraisal is not on an As-Is Basis - Due Diligence Vendor-03/21/2025 |  | Resolved-Completion certification received. - Due Diligence Vendor-03/31/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 3667229 | N/A | N/A |
| XXXX | XXXX |  | 632090442 | Closed | 2025-03-20 13:40 | 2025-03-31 21:03 | Resolved | 1 - Information | Property | Appraisal | Subject property appraisal is not on an as-is basis (Primary Value) | Resolved-Completion cert received. - Due Diligence Vendor-03/31/2025 <br>Ready for Review-442 - Due Diligence Vendor-03/31/2025 <br>Open-Primary Value Subject Property Appraisal is not on an As-Is Basis - Due Diligence Vendor-03/20/2025 |  | Resolved-Completion cert received. - Due Diligence Vendor-03/31/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3656378 | N/A | N/A |
| XXXX | XXXX |  | 487501601 | Closed | 2025-03-20 14:35 | 2025-04-07 19:58 | Resolved | 1 - Information | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Resolved-Final Settlement Statement received. - Due Diligence Vendor-04/07/2025 <br>Ready for Review-x - Due Diligence Vendor-04/07/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-03/20/2025 |  | Resolved-Final Settlement Statement received. - Due Diligence Vendor-04/07/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3657251 | N/A | N/A |
| XXXX | XXXX |  | 487501601 | Closed | 2025-03-20 13:53 | 2025-03-31 21:15 | Resolved | 1 - Information | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Proof of 3/4 disbursement received. - Due Diligence Vendor-03/31/2025 <br> Ready for Review-Borrowers do not take ownership of the home until loan disburses - Due Diligence Vendor-03/31/2025 <br> Open-Hazard Insurance Effective Date of XX/XX/XXXX is after the Note Date of XX/XX/XXXX, and disbursement date of 03/03/2025. - Due Diligence Vendor-03/20/2025 |  | Resolved-Proof of 3/4 disbursement received. - Due Diligence Vendor-03/31/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3656540 | N/A | N/A |
| XXXX | XXXX |  | 452260001 | Closed | 2025-03-20 13:57 | 2025-04-07 19:49 | Cured | 2 - Non-Material | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure Total of Payments Disclosure Tolerance | Cured-PCCD and cure documents received. - Due Diligence Vendor-04/07/2025 <br> Ready for Review-cure - Due Diligence Vendor-04/07/2025 <br> Open-The disclosed Total of Payments ($X,XXX,XXX.XX) is understated by more than $XXX when compared to the actual Total of Payments ($X,XXX,XXX.XX). The difference is ($XXX.XX). Regulation Z considers the disclosed Total of Payments inaccurate if it understated by more than $XXX. (12 CFR 1026.38(o)(1)) The Lender did not include the Notary Fee in the calculation, which was incorrectly disclosed in Section C resulting in an under-disclosure.<br> - Due Diligence Vendor-03/20/2025 |  | Cured-PCCD and cure documents received. - Due Diligence Vendor-04/07/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Second Home | Purchase | NA | 3656605 | N/A | N/A |
| XXXX | XXXX |  | 452260001 | Closed | 2025-04-04 18:02 | 2025-04-04 18:05 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-04/04/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-04/04/2025 |  |  |  |  |  | XX | Second Home | Purchase | NA | 3787091 | Investor Post-Close | No |
| XXXX | XXXX |  | 452260001 | Closed | 2025-03-20 12:02 | 2025-04-04 18:02 | Resolved | 1 - Information | Property | Value | Missing Valuation Review Product - 1 | Resolved-HVE received satisfies published guidelines. - Due Diligence Vendor-04/04/2025 <br>Counter-3rd Party Valuation Product Required--CU score >2.5. Desk Review has been ordered; no action required at this time. - Due Diligence Vendor-04/03/2025 <br>Counter-3rd Party Valuation Product Required--CU score >2.5. Desk Review has been ordered; no action required at this time. - Due Diligence Vendor-04/03/2025 <br>Ready for Review-HVE - Due Diligence Vendor-04/03/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-03/20/2025 |  | Resolved-HVE received satisfies published guidelines. - Due Diligence Vendor-04/04/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Second Home | Purchase | NA | 3655398 | N/A | N/A |
| XXXX | XXXX |  | 652976143 | Closed | 2025-03-19 20:23 | 2025-04-24 17:02 | Resolved | 1 - Information | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Resolved-FSS received. - Due Diligence Vendor-04/24/2025 <br>Ready for Review-Final - Due Diligence Vendor-04/24/2025 <br>Open-Dry Funding State - Missing Confirmation of Final Figures: Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-03/19/2025 |  | Resolved-FSS received. - Due Diligence Vendor-04/24/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3651431 | N/A | N/A |
| XXXX | XXXX |  | 231878850 | Closed | 2025-03-28 21:28 | 2025-04-11 13:58 | Resolved | 1 - Information | Credit | Eligibility | Audited DTI Exceeds AUS DTI | Resolved-Audited DTI of 42.96% is less than or equal to AUS DTI of 45% - Due Diligence Vendor-04/11/2025 <br>Resolved-DTI within tolerance. - Due Diligence Vendor-04/11/2025 <br>Resolved-Audited DTI of 42.96% exceeds AUS DTI of 42.03% - Due Diligence Vendor-04/11/2025 <br>Ready for Review-Please see attached. DU submission #21 reflects DTI 42.03%, within tolerance. - Due Diligence Vendor-04/10/2025 <br>Open-Audited DTI of 42.96% exceeds AUS DTI of 39.55%. AUS appears to have inaccurate subject PITI and omits B3's housing expenses. - Due Diligence Vendor-03/28/2025 |  | Resolved-Audited DTI of 42.96% is less than or equal to AUS DTI of 45% - Due Diligence Vendor-04/11/2025 <br>Resolved-DTI within tolerance. - Due Diligence Vendor-04/11/2025 <br>Resolved-Audited DTI of 42.96% exceeds AUS DTI of 42.03% - Due Diligence Vendor-04/11/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3724428 | N/A | N/A |
| XXXX | XXXX |  | 166539435 | Closed | 2025-03-21 11:29 | 2025-04-28 16:32 | Resolved | 1 - Information | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Confirmation of no claims provided from insurance agent. Finding resolved. - Due Diligence Vendor-04/28/2025 <br> Ready for Review-Email from Agent - Due Diligence Vendor-04/28/2025 <br> Counter-Confirmation of no claims cannot come from the seller. It must come from the insurer. - Due Diligence Vendor-04/17/2025 <br> Ready for Review-No Claims - Due Diligence Vendor-04/17/2025 <br> Counter-Documentation does not contain a response/confirmation of no claims. - Due Diligence Vendor-04/09/2025 <br> Ready for Review-x - Due Diligence Vendor-04/09/2025 <br> Open-Hazard Insurance Effective Date of XX/XX/XXXX is after the Note Date of XX/XX/XXXX. - Due Diligence Vendor-03/21/2025 |  | Resolved-Confirmation of no claims provided from insurance agent. Finding resolved. - Due Diligence Vendor-04/28/2025<br>| XXXXXXXX_1.pdf<br> XXXXXXXX_1.pdf<br> XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3665860 | N/A | N/A |
| XXXX | XXXX |  | 166539435 | Closed | 2025-03-21 12:40 | 2025-04-07 20:34 | Resolved | 1 - Information | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Resolved-Final Settlement Statement received. - Due Diligence Vendor-04/07/2025 <br>Ready for Review-x - Due Diligence Vendor-04/07/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-03/21/2025 |  | Resolved-Final Settlement Statement received. - Due Diligence Vendor-04/07/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3666405 | N/A | N/A |
| XXXX | XXXX |  | 466807570 | Closed | 2025-03-19 20:56 | 2025-04-08 14:56 | Resolved | 1 - Information | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Resolved-Final Settlement Statement received. - Due Diligence Vendor-04/08/2025 <br>Ready for Review-x - Due Diligence Vendor-04/08/2025 <br>Open-Dry Funding State - Missing Confirmation of Final Figures: Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures.<br> - Due Diligence Vendor-03/19/2025 |  | Resolved-Final Settlement Statement received. - Due Diligence Vendor-04/08/2025<br>| XXXXXXXX_1.pdf<br> XXXXXXXX_2.pdf |  |  | XX | Second Home | Purchase | NA | 3651757 | N/A | N/A |
| XXXX | XXXX |  | 410109268 | Closed | 2025-03-21 14:56 | 2025-04-07 20:31 | Resolved | 1 - Information | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Resolved-Final Settlement Statement received. - Due Diligence Vendor-04/07/2025 <br>Ready for Review-x - Due Diligence Vendor-04/07/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-03/21/2025 |  | Resolved-Final Settlement Statement received. - Due Diligence Vendor-04/07/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3667951 | N/A | N/A |
| XXXX | XXXX |  | 410109268 | Closed | 2025-04-04 18:07 | 2025-04-04 18:09 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-04/04/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-04/04/2025 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 3787138 | Investor Post-Close | No |
| XXXX | XXXX |  | 410109268 | Closed | 2025-03-27 21:26 | 2025-04-04 18:08 | Resolved | 1 - Information | Property | Value | Missing Valuation Review Product - 1 | Resolved-HVE received meets published guidelines. - Due Diligence Vendor-04/04/2025 <br>Counter-Desk review has been ordered per client waterfall. No further action is required at this time. - Due Diligence Vendor-04/03/2025 <br>Ready for Review-HVE - Due Diligence Vendor-04/02/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. - Due Diligence Vendor-03/27/2025 |  | Resolved-HVE received meets published guidelines. - Due Diligence Vendor-04/04/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3714434 | N/A | N/A |
| XXXX | XXXX |  | 252783400 | Closed | 2025-03-20 12:34 | 2025-04-09 17:39 | Resolved | 1 - Information | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Resolved-Final Settlement Statement received - Due Diligence Vendor-04/09/2025 <br>Ready for Review-x - Due Diligence Vendor-04/09/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-03/20/2025 |  | Resolved-Final Settlement Statement received - Due Diligence Vendor-04/09/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3655666 | N/A | N/A |
| XXXX | XXXX |  | 838788052 | Closed | 2025-04-10 14:53 | 2025-06-25 14:09 | Resolved | 1 - Information | Credit | Eligibility | Audited DTI Exceeds AUS DTI | Resolved-Audited DTI of 45.6% is less than or equal to AUS DTI of 45.6% - Due Diligence Vendor-04/24/2025 <br> Ready for Review-Please see revised AUS, 1008 and 1003 attached - Due Diligence Vendor-04/23/2025 <br> Open-Audited DTI of 45.6% exceeds AUS DTI of 45% Lender erroneously included hazard insurance in escrow while calculating PITI on REO 3c on final application. Audit calculated PITI is $X,XXX.XX DTI >45 requires resubmission. - Due Diligence Vendor-04/10/2025 <br> Open-Audited DTI of 45.6% exceeds AUS DTI of 4.96% - Due Diligence Vendor-04/10/2025 |  | Resolved-Audited DTI of 45.6% is less than or equal to AUS DTI of 45.6% - Due Diligence Vendor-04/24/2025<br>| XXXXXXXX_1.pdf<br> XXXXXXXX_2.pdf<br> XXXXXXXX_3.pdf |  |  | XX | Primary Residence | Purchase | NA | 3827669 | N/A | N/A |
| XXXX | XXXX |  | 838788052 | Closed | 2025-03-21 17:40 | 2025-04-08 15:29 | Resolved | 1 - Information | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Resolved-Final Settlement Statement received. - Due Diligence Vendor-04/08/2025 <br>Ready for Review-X - Due Diligence Vendor-04/08/2025 <br>Open-Missing Confirmation of Final Figures: Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-03/21/2025 |  | Resolved-Final Settlement Statement received. - Due Diligence Vendor-04/08/2025<br>| XXXXXXXX_1.pdf<br> XXXXXXXX_2.pdf |  |  | XX | Primary Residence | Purchase | NA | 3670156 | N/A | N/A |
| XXXX | XXXX |  | 409073464 | Closed | 2025-03-27 14:21 | 2025-04-16 16:13 | Resolved | 1 - Information | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Resolved-FSS received. - Due Diligence Vendor-04/16/2025 <br>Ready for Review-x - Due Diligence Vendor-04/16/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-03/27/2025 |  | Resolved-FSS received. - Due Diligence Vendor-04/16/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3708361 | N/A | N/A |
| XXXX | XXXX |  | 409073464 | Closed | 2025-03-21 12:07 | 2025-04-01 18:08 | Resolved | 1 - Information | Compliance | Mavent | AbilityToRepay: QMPointsAndFees | Resolved-Lender provided evidence of PAR. Condition cleared. - Due Diligence Vendor-04/01/2025 <br> Resolved- - Due Diligence Vendor-04/01/2025 <br> Ready for Review-QM - Due Diligence Vendor-03/31/2025 <br> Open-The loan fees ($27,548.00) exceed the (QM) (Note Amount >=$XXX,XXX.XX) fee limit, which is 3% of the Total Loan Amount ($XX,XXX.XX), the difference is ($X,XXX.XX). (12 CFR 1026.43(e)(3). Provide rate sheet, Undiscount Rate/PAR, or some form of proof that verifies the amount the borrower paid in points directly led to a discount in rate. Compliance will be re-reviewed upon receipt. - Due Diligence Vendor-03/21/2025 |  | Resolved-Lender provided evidence of PAR. Condition cleared. - Due Diligence Vendor-04/01/2025 <br>Resolved- - Due Diligence Vendor-04/01/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3666134 | N/A | N/A |
| XXXX | XXXX |  | 933653905 | Closed | 2025-03-21 18:38 | 2025-04-07 20:28 | Resolved | 1 - Information | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Resolved-Final Settlement Statement received. - Due Diligence Vendor-04/07/2025 <br>Ready for Review-x - Due Diligence Vendor-04/07/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-03/21/2025 |  | Resolved-Final Settlement Statement received. - Due Diligence Vendor-04/07/2025<br>| XXXXXXXX_1.pdf<br> XXXXXXXX_2.pdf<br> XXXXXXXX_3.pdf |  |  | XX | Primary Residence | Purchase | NA | 3671040 | N/A | N/A |
| XXXX | XXXX |  | 875554302 | Closed | 2025-03-21 13:34 | 2025-04-07 20:25 | Resolved | 1 - Information | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Resolved-Final Settlement Statement received. - Due Diligence Vendor-04/07/2025 <br>Ready for Review-x - Due Diligence Vendor-04/07/2025 <br>Open-Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-03/21/2025 |  | Resolved-Final Settlement Statement received. - Due Diligence Vendor-04/07/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3666918 | N/A | N/A |
| XXXX | XXXX |  | 325722077 | Closed | 2025-03-21 19:30 | 2025-03-31 21:07 | Resolved | 1 - Information | Credit | Missing Doc | Missing Purchase Contract | Resolved-Purchase contract received. - Due Diligence Vendor-03/31/2025 <br>Ready for Review-contract - Due Diligence Vendor-03/31/2025 <br>Open-Missing Purchase Contract Sales agreement provided format is not understandable, provide correct purchase agreement. - Due Diligence Vendor-03/21/2025 |  | Resolved-Purchase contract received. - Due Diligence Vendor-03/31/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3671684 | N/A | N/A |
| XXXX | XXXX |  | 263782211 | Closed | 2025-03-19 18:21 | 2025-06-25 15:37 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-Acknowledged by client - Due Diligence Vendor-06/25/2025 <br>Waived- - Due Diligence Vendor-05/12/2025 <br>Counter-The reg related to disclosing affiliates on the Privacy Notice (1016.14) differs from the reg related to disclosing the Affiliated Business Disclosure (1024.15). If a lender owns a title company, then the title company would be considered an affiliate for high cost testing, but not required to be listed on the FACTS doc if the lender will not disclose any nonpublic personal info to the title company. - Due Diligence Vendor-05/08/2025 <br>Ready for Review-An Affiliated Business Arrangement (ABA) disclosure is only required when a real estate agent or broker refers a client to a service provider where they have a financial interest. Can you please point out what reg is being cited for requirement of a AfBA disclosure provided when no affiliates are being used. Again, we do not allow affiliates to be used in our broker channel. - Due Diligence Vendor-05/08/2025 <br>Counter-Counter commentary is insufficient. - Due Diligence Vendor-05/07/2025 <br>Ready for Review-PNMA NonDel+ does not allow our brokers to use affiliates. As such, there is no AfBA disclosure provided. - Due Diligence Vendor-05/07/2025 <br>Open-RESPA: AfBA Disclosure is Missing . - Due Diligence Vendor-03/21/2025 |  | Acknowledged-Acknowledged by client - Due Diligence Vendor-06/25/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 3649918 | Investor Post-Close | No |
| XXXX | XXXX |  | 263782211 | Closed | 2025-03-20 13:37 | 2025-04-24 15:49 | Resolved | 1 - Information | Property | Property | Property in XXXXXXXX XXXX – Property located in a XXXX XXXXXXXX XXXXXXXXX XXXX. Inspection post incident date was not provided | Resolved-Post incident inspection provided - Due Diligence Vendor-04/24/2025 <br> Ready for Review-PDI - Due Diligence Vendor-04/24/2025 <br> Open-Subject property is in XXXXXX XXXXXXXX XXXX and there is no post incident inspection - Due Diligence Vendor-03/20/2025 |  | Resolved-Post incident inspection provided - Due Diligence Vendor-04/24/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3656348 | N/A | N/A |
| XXXX | XXXX |  | 263782211 | Closed | 2025-03-19 18:21 | 2025-04-17 20:20 | Resolved | 1 - Information | Compliance | Missing Doc | Privacy Notice Required - Missing or Incomplete | Resolved-Privacy Notice provided. - Due Diligence Vendor-04/17/2025 <br>Ready for Review-Privacy Notice - Due Diligence Vendor-04/17/2025 <br>Open-Privacy Notice Required - Missing or Incomplete. . - Due Diligence Vendor-03/19/2025 |  | Resolved-Privacy Notice provided. - Due Diligence Vendor-04/17/2025<br>| 1106059_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3649920 | N/A | N/A |
| XXXX | XXXX |  | 828253308 | Closed | 2025-03-19 19:38 | 2025-06-25 15:32 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-Acknowledged by client - Due Diligence Vendor-06/25/2025 <br>Waived- - Due Diligence Vendor-05/12/2025 <br>Counter-Counter comment is not sufficient.<br> - Due Diligence Vendor-05/07/2025 <br>Ready for Review-PNMA NonDel+ does not allow our brokers to use affiliates. As such, there is no AfBA disclosure provided. - Due Diligence Vendor-05/07/2025 <br>Open-RESPA: AfBA Disclosure is Missing - Due Diligence Vendor-03/19/2025 |  | Acknowledged-Acknowledged by client - Due Diligence Vendor-06/25/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 3650901 | Investor Post-Close | No |
| XXXX | XXXX |  | 763669296 | Closed | 2025-03-19 12:22 | 2025-03-27 19:46 | Resolved | 1 - Information | Credit | Eligibility | OFAC Check Not Completed and/or Cleared | Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-03/26/2025 <br>Ready for Review-OFAC Scans - Due Diligence Vendor-03/25/2025 <br>Open-OFAC Check Not Completed and/or Cleared for borrowers. - Due Diligence Vendor-03/19/2025 |  | Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-03/26/2025<br>| XXXXXXXX_1.pdf<br> XXXXXXXX_2.pdf |  |  | XX | Primary Residence | Purchase | NA | 3644788 | N/A | N/A |
| XXXX | XXXX |  | 268688188 | Closed | 2025-03-21 11:23 | 2025-06-25 15:38 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-Acknowledged by client - Due Diligence Vendor-06/25/2025 <br>Waived- - Due Diligence Vendor-05/12/2025 <br>Resolved-RESPA: AfBA Disclosure is Provided or Not Applicable - Due Diligence Vendor-05/07/2025 <br>Open- - Due Diligence Vendor-05/07/2025 <br>Ready for Review-Please see attached privacy disclosure including affiliate information - Due Diligence Vendor-05/07/2025 <br>Open-RESPA: AfBA Disclosure is Missing - Due Diligence Vendor-03/21/2025 |  | Acknowledged-Acknowledged by client - Due Diligence Vendor-06/25/2025 <br>Resolved-RESPA: AfBA Disclosure is Provided or Not Applicable - Due Diligence Vendor-05/07/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Second Home | Purchase | NA | 3665825 | Investor Post-Close | No |
| XXXX | XXXX |  | 625682427 | Closed | 2025-03-21 12:35 | 2025-06-25 15:38 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-Acknowledged by client - Due Diligence Vendor-06/25/2025 <br>Waived- - Due Diligence Vendor-05/12/2025 <br>Open-RESPA: AfBA Disclosure is Missing - Due Diligence Vendor-03/21/2025 |  | Acknowledged-Acknowledged by client - Due Diligence Vendor-06/25/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 3666369 | Investor Post-Close | No |
| XXXX | XXXX |  | 882125218 | Closed | 2025-03-19 14:40 | 2025-06-25 15:38 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-Acknowledged by client - Due Diligence Vendor-06/25/2025 <br>Waived- - Due Diligence Vendor-05/12/2025 <br>Counter-Documents provide is insufficient, as it does not require the originator to disclose all affiliates. - Due Diligence Vendor-05/07/2025 <br>Ready for Review-Please see attached privacy disclosure including affiliate information - Due Diligence Vendor-05/07/2025 <br>Open-RESPA: AfBA Disclosure is Missing - Due Diligence Vendor-03/21/2025 |  | Acknowledged-Acknowledged by client - Due Diligence Vendor-06/25/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3646336 | Investor Post-Close | No |
| XXXX | XXXX |  | 465642729 | Closed | 2025-03-19 17:16 | 2025-06-25 15:37 | Acknowledged | 2 - Non-Material | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Acknowledged-Acknowledged by client - Due Diligence Vendor-06/25/2025 <br>Waived- - Due Diligence Vendor-05/12/2025 <br>Counter-Document provided is insufficient, as it does not require the originator to disclose all affiliates. <br> - Due Diligence Vendor-05/07/2025 <br>Ready for Review-Please see attached privacy disclosure including affiliate information - Due Diligence Vendor-05/07/2025 <br>Open-RESPA: AfBA Disclosure is Missing - Due Diligence Vendor-03/21/2025 |  | Acknowledged-Acknowledged by client - Due Diligence Vendor-06/25/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3648863 | Investor Post-Close | No |
| XXXX | XXXX |  | 465642729 | Closed | 2025-03-20 15:13 | 2025-03-20 18:39 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-03/20/2025 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. . - Due Diligence Vendor-03/20/2025 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 3657783 | Investor Post-Close | No |
| XXXX | XXXX |  | 396747357 | Closed | 2025-03-28 15:38 | 2025-03-28 15:40 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-03/28/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-03/28/2025 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 3719949 | Investor Post-Close | No |
| XXXX | XXXX |  | 798803496 | Closed | 2025-03-21 16:51 | 2025-05-01 18:40 | Resolved | 1 - Information | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Resolved-FSS received. - Due Diligence Vendor-05/01/2025 <br>Ready for Review-Final SS - Due Diligence Vendor-05/01/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-03/21/2025 |  | Resolved-FSS received. - Due Diligence Vendor-05/01/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3669645 | N/A | N/A |
| XXXX | XXXX |  | 395615212 | Closed | 2025-04-14 18:36 | 2025-04-14 18:36 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-04/14/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-04/14/2025 |  |  |  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3858458 | Investor Post-Close | No |
| XXXX | XXXX |  | 395615212 | Closed | 2025-04-09 15:07 | 2025-04-14 18:35 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-04/14/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. 3rd Party Valuation Product Required--CU score >2.5. Desk Review has been ordered; no action required at this time. - Due Diligence Vendor-04/09/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-04/14/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3817192 | N/A | N/A |
| XXXX | XXXX |  | 395615212 | Closed | 2025-04-09 14:05 | 2025-04-14 18:32 | Resolved | 1 - Information | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Resolved-RESPA: AfBA Disclosure is Provided or Not Applicable - Due Diligence Vendor-04/14/2025 <br>Ready for Review-ABA - Due Diligence Vendor-04/14/2025 <br>Counter-Affiliated Business Disclosure. If there are no affiliates, please provide an attestation of no affiliates on letterhead. - Due Diligence Vendor-04/11/2025 <br>Ready for Review-Are you referring to the ABA disclosure? I do not know what a AFBA disclosure is. - Due Diligence Vendor-04/11/2025 <br>Open-RESPA: AfBA Disclosure is Missing. - Due Diligence Vendor-04/09/2025 |  | Resolved-RESPA: AfBA Disclosure is Provided or Not Applicable - Due Diligence Vendor-04/14/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3816202 | N/A | N/A |
| XXXX | XXXX |  | 407114937 | Closed | 2025-04-17 17:58 | 2025-04-17 17:59 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-04/17/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-04/17/2025 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 3892703 | Investor Post-Close | No |
| XXXX | XXXX |  | 407114937 | Closed | 2025-04-11 12:47 | 2025-04-17 17:57 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-04/17/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. 3rd Party Valuation Product Required--CU score >2.5. Desk Review has been ordered; no action required at this time. - Due Diligence Vendor-04/11/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-04/17/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 3838291 | N/A | N/A |
| XXXX | XXXX |  | 407114937 | Closed | 2025-04-11 14:18 | 2025-04-15 20:39 | Resolved | 1 - Information | Compliance | Missing Doc | Privacy Notice Required - Missing or Incomplete | Resolved-Privacy Notice provided. - Due Diligence Vendor-04/15/2025 <br>Ready for Review-privacy notice - Due Diligence Vendor-04/15/2025 <br>Open-Privacy Notice Required - Missing or Incomplete. - Due Diligence Vendor-04/11/2025 |  | Resolved-Privacy Notice provided. - Due Diligence Vendor-04/15/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3839214 | N/A | N/A |
| XXXX | XXXX |  | 903793964 | Closed | 2025-05-05 14:23 | 2025-05-23 15:39 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-05/23/2025 <br>Ready for Review-VOE - Due Diligence Vendor-05/22/2025 <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-05/05/2025 |  | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-05/23/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4042360 | N/A | N/A |
| XXXX | XXXX |  | 903793964 | Closed | 2025-05-05 18:12 | 2025-05-16 16:45 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-FSS received. - Due Diligence Vendor-05/16/2025 <br>Ready for Review-Final SS - Due Diligence Vendor-05/16/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-05/05/2025 |  | Resolved-FSS received. - Due Diligence Vendor-05/16/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4046476 | N/A | N/A |
| XXXX | XXXX |  | 402882630 | Closed | 2025-05-07 18:21 | 2025-05-16 16:57 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-FSS received. - Due Diligence Vendor-05/16/2025 <br>Ready for Review-Final SS - Due Diligence Vendor-05/16/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. . - Due Diligence Vendor-05/07/2025 |  | Resolved-FSS received. - Due Diligence Vendor-05/16/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4072796 | N/A | N/A |
| XXXX | XXXX |  | 558182593 | Closed | 2025-05-08 17:23 | 2025-05-16 16:55 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-FSS received. - Due Diligence Vendor-05/16/2025 <br>Ready for Review-Final SS - Due Diligence Vendor-05/16/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-05/08/2025 |  | Resolved-FSS received. - Due Diligence Vendor-05/16/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4083889 | N/A | N/A |
| XXXX | XXXX |  | 676754093 | Closed | 2025-06-06 01:17 | 2025-06-06 01:19 | Resolved | 1 - Information | Compliance | Rescission:Disbursement | Federal - Right of Rescission (Loan Disbursement Violation) (TILA) | Resolved-Received PCCD. Condition cleared. - Due Diligence Vendor-06/06/2025 <br> Resolved-Resolved - Due Diligence Vendor-06/06/2025 <br> Open-The loan disbursement date (XX/XX/XXXX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XX/XX/XXXX). Under Regulation Z, funds may not be disbursed to the borrower until after the expiration of the rescission period. (12 CFR 1026.23(c) and Official Staff Commentary) . - Due Diligence Vendor-06/06/2025 |  | Resolved-Received PCCD. Condition cleared. - Due Diligence Vendor-06/06/2025 <br>Resolved-Resolved - Due Diligence Vendor-06/06/2025<br>|  |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4354359 | N/A | N/A |
| XXXX | XXXX |  | 676754093 | Closed | 2025-05-05 18:47 | 2025-06-06 01:17 | Resolved | 1 - Information | Compliance | Tolerance:FinanceCharge | Federal - Finance Charge Disclosure Tolerance (Closed End) | Resolved-.CD showing cure received. - Due Diligence Vendor-06/25/2025 <br> Resolved- - Due Diligence Vendor-06/06/2025 <br> Ready for Review-. - Due Diligence Vendor-06/06/2025 <br> Counter-. - Due Diligence Vendor-06/06/2025 <br> Ready for Review-CD - Due Diligence Vendor-06/05/2025 <br> Counter-Please provide PCCD from disbursement showing cure. - Due Diligence Vendor-05/27/2025 <br> Ready for Review-cured at funding - Due Diligence Vendor-05/25/2025 <br> Open-The disclosed finance charge ($X,XXX,XXX.XX) is ($XXX.XX) below the actual finance charge($X,XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $100 below the actual finance charge. (12 CFR 1026.18(d)(1); OSC 17(c)(2)(ii)-1) The lender did not include the Section B, Tax Related Service Fee of $185.00 in finance charges. - Due Diligence Vendor-05/05/2025 |  | Resolved-.CD showing cure received. - Due Diligence Vendor-06/25/2025 <br>Resolved- - Due Diligence Vendor-06/06/2025<br>| XXXXXXXX_1.pdf<br> XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4047222 | N/A | N/A |
| XXXX | XXXX |  | 738069784 | Closed | 2025-06-25 18:49 | 2025-06-25 18:49 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-06/25/2025 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-06/25/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4561249 | Investor Post-Close | No |
| XXXX | XXXX |  | 738069784 | Closed | 2025-05-06 16:07 | 2025-05-16 16:47 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-FSS received. - Due Diligence Vendor-05/16/2025 <br>Ready for Review-Final SS - Due Diligence Vendor-05/16/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-05/06/2025 |  | Resolved-FSS received. - Due Diligence Vendor-05/16/2025<br>| XXXXXXXX_1.pdf |  | Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. | XX | Primary Residence | Purchase | NA | 4057639 | N/A | N/A |
| XXXX | XXXX |  | 834353774 | Closed | 2025-05-13 20:10 | 2025-05-14 14:49 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-05/14/2025 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. . - Due Diligence Vendor-05/13/2025 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 4131873 | Investor Post-Close | No |
| XXXX | XXXX |  | 981284735 | Closed | 2025-05-14 20:04 | 2025-05-23 16:15 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrower Identification - Borrower 1 | Resolved-PA received. - Due Diligence Vendor-05/23/2025 <br> Ready for Review-Please see attached US Patriot Act forms which confirm that XXXXXXX ID was reviewed. - Due Diligence Vendor-05/23/2025 <br> Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/14/2025 |  | Resolved-PA received. - Due Diligence Vendor-05/23/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Second Home | Purchase | NA | 4143205 | N/A | N/A |
| XXXX | XXXX |  | 981284735 | Closed | 2025-05-14 18:43 | 2025-05-14 19:59 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-05/14/2025 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-05/14/2025 |  |  |  |  |  | XX | Second Home | Purchase | NA | 4141867 | Investor Post-Close | No |
| XXXX | XXXX |  | 272897352 | Closed | 2025-05-22 17:36 | 2025-05-22 17:37 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-05/22/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-05/22/2025 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 4217378 | Investor Post-Close | No |
| XXXX | XXXX |  | 272897352 | Closed | 2025-05-13 14:44 | 2025-05-22 17:36 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/22/2025 <br>Ready for Review-HVE - Due Diligence Vendor-05/22/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. CU score >2.5. - Due Diligence Vendor-05/15/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/22/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4126608 | N/A | N/A |
| XXXX | XXXX |  | 575672958 | Closed | 2025-05-05 16:48 | 2025-05-23 16:07 | Resolved | 1 - Information | Compliance | Disclosure | ECOA: Appraisal Missing or Incomplete | Resolved-Received. - Due Diligence Vendor-05/23/2025 <br> Ready for Review-Please see appraisal with sales price and appraised value to match final DU - Due Diligence Vendor-05/22/2025 <br> Open-ECOA: Appraisal Missing or Incomplete Require appraisal with correct appraisal value of $X,XXX,XXX.XX and correct purchase price of $X,XXX,XXX.XX. - Due Diligence Vendor-05/05/2025 |  | Resolved-Received. - Due Diligence Vendor-05/23/2025<br>| XXXXXXXX_1.pdf<br> XXXXXXXX_2.pdf |  |  | XX | Primary Residence | Purchase | NA | 4045181 | N/A | N/A |
| XXXX | XXXX |  | 575672958 | Closed | 2025-05-05 16:57 | 2025-05-16 16:51 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-FSS received. - Due Diligence Vendor-05/16/2025 <br>Ready for Review-Final SS - Due Diligence Vendor-05/16/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-05/05/2025 |  | Resolved-FSS received. - Due Diligence Vendor-05/16/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4045296 | N/A | N/A |
| XXXX | XXXX |  | 382748743 | Closed | 2025-05-14 19:37 | 2025-05-23 13:54 | Resolved | 1 - Information | Property | Value | Missing Valuation Review Product - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/23/2025 <br>Ready for Review-Invalid - CU 1.3 - Due Diligence Vendor-05/22/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. 3rd Party Valuation Product Required--CU score missing. Desk Review has been ordered; no action required at this time. - Due Diligence Vendor-05/14/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/23/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4142796 | N/A | N/A |
| XXXX | XXXX |  | 273168210 | Closed | 2025-05-14 17:56 | 2025-06-02 16:24 | Resolved | 1 - Information | Compliance | TRID | TRID 0% Tolerance Violation | Resolved-Lender provided a valid COC. Condition cleared. - Due Diligence Vendor-06/02/2025 <br> Ready for Review-CIC - - Due Diligence Vendor-05/29/2025 <br> Open-The Initial LE did not have Section E State Tax Stamps Fee. The loan file did not contain a valid COC to support the increase. Final Closing Disclosure reflects a Section E State Tax Stamps Fee of $XXXX.XX, resulting in a variance/refund required of ($XXXX.XX). Provide corrected CD, evidence of refund to the Borrower, letter of explanation and proof of delivery to the Borrower - Due Diligence Vendor-05/14/2025 |  | Resolved-Lender provided a valid COC. Condition cleared. - Due Diligence Vendor-06/02/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4141109 | N/A | N/A |
| XXXX | XXXX |  | 273168210 | Closed | 2025-05-14 18:41 | 2025-06-02 15:51 | Resolved | 1 - Information | Compliance | Disclosure | ECOA: Appraisal Not Provided to Applicant | Resolved-ECOA Compliant: Appraisal present; evidence appraisal was provided to applicant. - Due Diligence Vendor-06/02/2025 <br>Ready for Review-Appraisal waiver - Due Diligence Vendor-05/29/2025 <br>Open-ECOA Non-Compliant: Appraisal present; no evidence appraisal was provided to applicant. - Due Diligence Vendor-05/14/2025 |  | Resolved-ECOA Compliant: Appraisal present; evidence appraisal was provided to applicant. - Due Diligence Vendor-06/02/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4141828 | N/A | N/A |
| XXXX | XXXX |  | 273168210 | Closed | 2025-05-14 18:05 | 2025-05-22 17:08 | Resolved | 1 - Information | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Resolved-FSS received. - Due Diligence Vendor-05/22/2025 <br>Ready for Review-Final SS - Due Diligence Vendor-05/22/2025 <br>Open-Missing Confirmation of Final Figures: Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. final Settlement Statement is missing. - Due Diligence Vendor-05/14/2025 |  | Resolved-FSS received. - Due Diligence Vendor-05/22/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4141248 | N/A | N/A |
| XXXX | XXXX |  | 197070793 | Closed | 2025-05-07 10:51 | 2025-06-25 16:01 | Resolved | 1 - Information | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Resolved-Loan amount acceptable per GLs - Due Diligence Vendor-06/25/2025 <br> Open-Audited Loan Amount of $XXX,XXX.XX is less than the Guideline Minimum Loan Amount of $X,XXX,XXX.XX - Due Diligence Vendor-06/05/2025 <br> Ready for Review-This appears to be a High Balance loan and not a Jumbo loan. In XXXXX County California the conforming loan limit is $X,XXX,XXX.XX. The loan is approved through DU.<br> - Due Diligence Vendor-05/27/2025 <br> Open-Audited Loan Amount of $XXX,XXX.XX is less than the Guideline Minimum Loan Amount of $X,XXX,XXX.XX - Due Diligence Vendor-05/07/2025 |  | Resolved-Loan amount acceptable per GLs - Due Diligence Vendor-06/25/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4066285 | N/A | N/A |
| XXXX | XXXX |  | 197070793 | Closed | 2025-05-05 14:00 | 2025-05-27 14:24 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Resolved-Affidavit of no affiliates received. - Due Diligence Vendor-05/27/2025 <br>Ready for Review-Affiliate - Due Diligence Vendor-05/25/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) - Due Diligence Vendor-05/05/2025 |  | Resolved-Affidavit of no affiliates received. - Due Diligence Vendor-05/27/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4041999 | N/A | N/A |
| XXXX | XXXX |  | 197070793 | Closed | 2025-05-07 11:23 | 2025-05-27 13:58 | Resolved | 1 - Information | Compliance | Disclosure | Reconsideration of Value Disclosure not provided at the time of appraisal delivery | Resolved-ROV from delivery received. - Due Diligence Vendor-05/27/2025 <br>Ready for Review-ROV/Appraisal - Due Diligence Vendor-05/25/2025 <br>Open-Missing evidence the Reconsideration of Value Disclosure was provided to the borrower at the time of appraisal delivery. - Due Diligence Vendor-05/07/2025 |  | Resolved-ROV from delivery received. - Due Diligence Vendor-05/27/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4066618 | N/A | N/A |
| XXXX | XXXX |  | 197070793 | Closed | 2025-05-05 14:34 | 2025-05-16 16:54 | Resolved | 1 - Information | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Resolved-FSS received. - Due Diligence Vendor-05/16/2025 <br>Ready for Review-Final SS - Due Diligence Vendor-05/16/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-05/05/2025 |  | Resolved-FSS received. - Due Diligence Vendor-05/16/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4042531 | N/A | N/A |
| XXXX | XXXX |  | 707890716 | Closed | 2025-05-07 17:44 | 2025-06-05 17:26 | Resolved | 1 - Information | Credit | Eligibility | Audited Loan Amount is less than Guideline Minimum Loan Amount | Resolved-Audited Loan Amount of $XXX,XXX.XX is less than the Guideline Minimum Loan Amount of $X,XXX,XXX.XX Loan amount is in program - Due Diligence Vendor-06/05/2025 <br> Ready for Review- - Due Diligence Vendor-06/04/2025 <br> Ready for Review-This appears to be a High Balance loan and not a Jumbo loan. In XXXXXX XXXXX County California the conforming loan limit is $X,XXX,XXX.XX. The loan is approved through DU. - Due Diligence Vendor-05/27/2025 <br> Open-Audited Loan Amount of $XXX,XXX.XX is less than the Guideline Minimum Loan Amount of $X,XXX,XXX.XX - Due Diligence Vendor-05/07/2025 |  | Resolved-Audited Loan Amount of $XXXXXX is less than the Guideline Minimum Loan Amount of $XXXXXXXX Loan amount is in program - Due Diligence Vendor-06/05/2025 |  |  |  | XX | Primary Residence | Purchase | NA | 4071986 | N/A | N/A |
| XXXX | XXXX |  | 707890716 | Closed | 2025-05-05 12:56 | 2025-05-27 14:25 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Resolved-Affidavit of no affiliates received. - Due Diligence Vendor-05/27/2025 <br>Ready for Review-Affiliate - Due Diligence Vendor-05/25/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) AfBA Disclosure is Missing (Material) - Due Diligence Vendor-05/05/2025 |  | Resolved-Affidavit of no affiliates received. - Due Diligence Vendor-05/27/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4041190 | N/A | N/A |
| XXXX | XXXX |  | 707890716 | Closed | 2025-05-05 19:44 | 2025-05-16 16:53 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-FSS received. - Due Diligence Vendor-05/16/2025 <br>Ready for Review-Final SS - Due Diligence Vendor-05/16/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-05/05/2025 |  | Resolved-FSS received. - Due Diligence Vendor-05/16/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4048271 | N/A | N/A |
| XXXX | XXXX |  | 187479554 | Closed | 2025-05-05 19:50 | 2025-06-09 16:59 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Resolved-Attestation of no affiliates received. - Due Diligence Vendor-06/09/2025 <br>Ready for Review-AFB - Due Diligence Vendor-06/06/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) RESPA: AfBA Disclosure is Missing - Due Diligence Vendor-05/05/2025 |  | Resolved-Attestation of no affiliates received. - Due Diligence Vendor-06/09/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4048344 | N/A | N/A |
| XXXX | XXXX |  | 923738048 | Closed | 2025-05-05 13:21 | 2025-05-23 14:51 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/23/2025 <br>Ready for Review-HVE - Due Diligence Vendor-05/22/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. Missing Desk Review – 3rd Party Valuation Product Required--CU score >2.5. - Due Diligence Vendor-05/05/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/23/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4041449 | N/A | N/A |
| XXXX | XXXX |  | 972538280 | Closed | 2025-06-25 18:54 | 2025-06-25 18:54 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-06/25/2025 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-06/25/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4561385 | Investor Post-Close | No |
| XXXX | XXXX |  | 972538280 | Closed | 2025-05-09 12:11 | 2025-05-28 15:50 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Resolved-Confirmation of no affiliates received. - Due Diligence Vendor-05/28/2025 <br>Ready for Review-No Affiliates - Due Diligence Vendor-05/27/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) AFBA Disclosure is Missing. - Due Diligence Vendor-05/09/2025 |  | Resolved-Confirmation of no affiliates received. - Due Diligence Vendor-05/28/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4092055 | N/A | N/A |
| XXXX | XXXX |  | 831034626 | Closed | 2025-06-25 18:57 | 2025-06-25 18:57 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-06/25/2025 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-06/25/2025<br>|  |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4561458 | Investor Post-Close | No |
| XXXX | XXXX |  | 532078236 | Closed | 2025-06-25 19:00 | 2025-06-25 19:00 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-06/25/2025 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-06/25/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4561495 | Investor Post-Close | No |
| XXXX | XXXX |  | 298694924 | Closed | 2025-05-14 20:48 | 2025-05-15 19:40 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-05/15/2025 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-05/14/2025 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 4143908 | Investor Post-Close | No |
| XXXX | XXXX |  | 671222550 | Closed | 2025-05-09 13:58 | 2025-06-03 20:50 | Resolved | 1 - Information | Credit | Missing Doc | Missing Trust Documentation | Resolved-Trust certification received. - Due Diligence Vendor-06/03/2025 <br>Ready for Review-Executed Trust Certification - Due Diligence Vendor-06/02/2025 <br>Open-Missing Trust Documentation Missing signed Trust agreement. - Due Diligence Vendor-05/09/2025 |  | Resolved-Trust certification received. - Due Diligence Vendor-06/03/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Second Home | Refinance | No Cash Out - Borrower Initiated | 4093325 | N/A | N/A |
| XXXX | XXXX |  | 935663489 | Closed | 2025-05-14 19:18 | 2025-06-16 20:52 | Resolved | 1 - Information | Compliance | Missing Doc | PUD Rider is Missing | Resolved-The PUD Rider is Present or is Not Applicable (Property Type is PUD) - Due Diligence Vendor-06/16/2025 <br>Ready for Review-SI - Due Diligence Vendor-06/16/2025 <br>Open-Missing Mortgage Riders – PUD Rider - Due Diligence Vendor-05/14/2025 |  | Resolved-The PUD Rider is Present or is Not Applicable (Property Type is PUD) - Due Diligence Vendor-06/16/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4142420 | N/A | N/A |
| XXXX | XXXX |  | 935663489 | Closed | 2025-05-14 20:32 | 2025-06-16 20:52 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/22/2025 <br>Ready for Review-CDA - Due Diligence Vendor-05/22/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. 3rd Party Valuation Product Required--CU score >2.5. Desk Review has been ordered; no action required at this time - Due Diligence Vendor-05/14/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/22/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4143637 | N/A | N/A |
| XXXX | XXXX |  | 935663489 | Closed | 2025-05-22 17:30 | 2025-05-22 17:32 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-05/22/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-05/22/2025 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 4217285 | Investor Post-Close | No |
| XXXX | XXXX |  | 298724799 | Closed | 2025-05-09 13:49 | 2025-05-16 16:59 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-FSS received. - Due Diligence Vendor-05/16/2025 <br>Ready for Review-Final SS - Due Diligence Vendor-05/16/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-05/09/2025 |  | Resolved-FSS received. - Due Diligence Vendor-05/16/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4093156 | N/A | N/A |
| XXXX | XXXX |  | 528016537 | Closed | 2025-05-16 20:35 | 2025-06-05 19:20 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-FSS received. - Due Diligence Vendor-06/05/2025 <br>Ready for Review-Final Alta with all payoffs noted - Due Diligence Vendor-06/05/2025 <br>Counter-Proof of funds received. Proof of HELOC closure still required. - Due Diligence Vendor-05/29/2025 <br>Ready for Review-Non contingent Purchase Contract with Wires - Due Diligence Vendor-05/29/2025 <br>Open-Missing evidence of net proceeds from sale of prior residence and evidence the Home Equity Loan on this previous residence was paid off. - Due Diligence Vendor-05/16/2025 |  | Resolved-FSS received. - Due Diligence Vendor-06/05/2025<br>| XXXXXXXX_1.pdf XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4168958 | N/A | N/A |
| XXXX | XXXX |  | 528016537 | Closed | 2025-05-14 21:30 | 2025-05-22 17:25 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-FSS received. - Due Diligence Vendor-05/22/2025 <br>Ready for Review-Final SS - Due Diligence Vendor-05/22/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-05/14/2025 |  | Resolved-FSS received. - Due Diligence Vendor-05/22/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4144401 | N/A | N/A |
| XXXX | XXXX |  | 310251613 | Closed | 2025-05-15 19:00 | 2025-05-15 19:46 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-05/15/2025 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. .<br> - Due Diligence Vendor-05/15/2025 |  |  |  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4154776 | Investor Post-Close | No |
| XXXX | XXXX |  | 578437564 | Closed | 2025-05-15 14:28 | 2025-05-29 19:59 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-FSS received. - Due Diligence Vendor-05/29/2025 <br>Ready for Review-Final SS - Due Diligence Vendor-05/29/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-05/15/2025 |  | Resolved-FSS received. - Due Diligence Vendor-05/29/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4149770 | N/A | N/A |
| XXXX | XXXX |  | 212772013 | Closed | 2025-05-14 12:50 | 2025-05-23 15:50 | Resolved | 1 - Information | Credit | Missing Doc | Missing VOM or VOR | Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - Due Diligence Vendor-05/23/2025 <br>Ready for Review-Per the AUS Jumbo product profile attached, rental payment history must be verified only if the subject is a second home, and investment property or has a non-occupant borrower. <br>- Due Diligence Vendor-05/22/2025 <br>Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Guidelines require 6 months rental payment history for current primary residence. Evidence of 2 months rental payments were provided. - Due Diligence Vendor-05/14/2025 |  | Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - Due Diligence Vendor-05/23/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4136725 | N/A | N/A |
| XXXX | XXXX |  | 179434562 | Closed | 2025-05-14 13:51 | 2025-05-22 17:18 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Closing Disclosure and Consummation Date | Resolved-AVM received. - Due Diligence Vendor-05/22/2025 <br> Open-The Initial Closing Disclosure was provided on (XX/XX/XXXX) via (USPSFirstClassMail). Under Regulation Z, a consumer must receive the Initial Closing Disclosure reflecting the actual terms of the transaction not later than three business days prior to the consummation date of (XX/XX/XXXX). Since the Initial Closing Disclosure was not provided in person, a consumer is considered to have received it on (XX/XX/XXXX), which is three business days after it was delivered or placed in the mail. Since the Initial Closing Disclosure was not provided to the consumer in person, it should have been provided to the consumer no later than (XX/XX/XXXX), for consummation to occur on (XX/XX/XXXX). (12 CFR 1026.19(f)(1)(ii)(A)); 1026.19(f)(1)(iii)) Initial CD reflects Date Issued of XX/XX/XXXX with no acknowledgment of receipt on the part of the borrower. Mailbox Rule/Presumed Receipt applied and borrower not in receipt of Initial CD 3 business days prior to consummation of XX/XX/XXXX. No Cure. - Due Diligence Vendor-05/14/2025 |  | Resolved-AVM received. - Due Diligence Vendor-05/22/2025<br>|  |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4137453 | N/A | N/A |
| XXXX | XXXX |  | 179434562 | Closed | 2025-05-22 17:13 | 2025-05-22 17:17 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-05/22/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-05/22/2025 |  |  |  |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4216958 | Investor Post-Close | No |
| XXXX | XXXX |  | 179434562 | Closed | 2025-05-14 14:36 | 2025-05-22 17:13 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-FSS received. - Due Diligence Vendor-05/22/2025 <br>Ready for Review-Final SS - Due Diligence Vendor-05/22/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-05/14/2025 |  | Resolved-FSS received. - Due Diligence Vendor-05/22/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4138179 | N/A | N/A |
| XXXX | XXXX |  | 179434562 | Closed | 2025-05-14 14:18 | 2025-05-22 17:12 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/22/2025 <br>Ready for Review-AVM - Due Diligence Vendor-05/22/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. 3rd Party Valuation Product Required--CU score >2.5. Desk Review has been ordered; no action required at this time. - Due Diligence Vendor-05/14/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/22/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4137915 | N/A | N/A |
| XXXX | XXXX |  | 357261450 | Closed | 2025-05-14 15:15 | 2025-06-05 19:16 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-FSS received. - Due Diligence Vendor-06/05/2025 <br>Ready for Review-ALTA - Due Diligence Vendor-06/05/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-05/14/2025 |  | Resolved-FSS received. - Due Diligence Vendor-06/05/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Second Home | Purchase | NA | 4139041 | N/A | N/A |
| XXXX | XXXX |  | 190788785 | Closed | 2025-05-14 19:14 | 2025-06-02 15:49 | Resolved | 1 - Information | Credit | Missing Doc | Missing Borrower Identification - Borrower 1 | Resolved-PA disclosure received. <br> - Due Diligence Vendor-06/02/2025 <br>Ready for Review-Patriot - Due Diligence Vendor-05/29/2025 <br>Open-Borrower 1 identification not provided. - Due Diligence Vendor-05/14/2025 |  | Resolved-PA disclosure received. <br> - Due Diligence Vendor-06/02/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4142369 | N/A | N/A |
| XXXX | XXXX |  | 527018121 | Closed | 2025-05-14 12:26 | 2025-06-05 16:58 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Resolved-Affidavit of no affiliates received. <br> - Due Diligence Vendor-06/05/2025 <br>Counter-Document Uploaded. - Due Diligence Vendor-06/05/2025 <br>Counter-Please provide the document you are referencing. - Due Diligence Vendor-06/05/2025 <br>Ready for Review-The document is a signed letter certifying no affiliates. Why is this being rejected? This has never been rejected by any of our investors - Due Diligence Vendor-06/05/2025 <br>Counter-Please provide a signed affidavit of no affiliates or the Affiliated Business Disclosure. - Due Diligence Vendor-05/28/2025 <br>Ready for Review-No Affiliates - Due Diligence Vendor-05/27/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) AFBA Disclosure is Missing. - Due Diligence Vendor-05/14/2025 |  | Resolved-Affidavit of no affiliates received. <br> - Due Diligence Vendor-06/05/2025<br>| XXXXXXXX_XXXXXXX_MiscDocs_V26.pdf |  |  | XX | Second Home | Purchase | NA | 4136460 | N/A | N/A |
| XXXX | XXXX |  | 734430601 | Closed | 2025-06-25 19:22 | 2025-06-25 19:22 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-06/25/2025 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-06/25/2025<br>|  |  |  | XX | Second Home | Purchase | NA | 4561898 | Investor Post-Close | No |
| XXXX | XXXX |  | 734430601 | Closed | 2025-05-14 10:41 | 2025-06-02 15:58 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Resolved-Affidavit of no affiliates received. - Due Diligence Vendor-06/02/2025 <br>Ready for Review-No affiliates - Due Diligence Vendor-05/29/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) RESPA: AfBA Disclosure is Missing or Incomplete. - Due Diligence Vendor-05/14/2025 |  | Resolved-Affidavit of no affiliates received. - Due Diligence Vendor-06/02/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Second Home | Purchase | NA | 4135832 | N/A | N/A |
| XXXX | XXXX |  | 939426873 | Closed | 2025-05-14 14:15 | 2025-05-23 14:37 | Resolved | 1 - Information | Credit | Missing Doc | Missing VOM or VOR | Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - Due Diligence Vendor-05/23/2025 <br>Ready for Review-Per the AUS Jumbo product profile attached, rental payment history must be verified only if the subject is a second home, and investment property or has a non-occupant borrower. - Due Diligence Vendor-05/22/2025 <br>Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. Guidelines required 6 months verification of rental payments for primary residence. - Due Diligence Vendor-05/14/2025 |  | Resolved-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing - Due Diligence Vendor-05/23/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4137870 | N/A | N/A |
| XXXX | XXXX |  | 160676031 | Closed | 2025-04-08 19:46 | 2025-05-13 19:41 | Resolved | 1 - Information | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Resolved-FSS received. - Due Diligence Vendor-05/13/2025 <br>Ready for Review-Final Settlement Statement - Due Diligence Vendor-05/13/2025 <br>Counter-Please provide affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. The Final Settlement statement from disbursement will clear this. - Due Diligence Vendor-05/12/2025 <br>Ready for Review-Final Closing Disclosure and Disclosure Tracking Summary<br>- Due Diligence Vendor-05/12/2025 <br>Counter-Document is NORTC, not final settlement statement. - Due Diligence Vendor-05/05/2025 <br>Ready for Review-New Right to Cancel - Recission Period was re-opened - Due Diligence Vendor-05/01/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-04/08/2025 |  | Resolved-FSS received. - Due Diligence Vendor-05/13/2025<br>| XXXXXXXX_1.pdf XXXXXXXX_2.pdf<br> XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3810991 | N/A | N/A |
| XXXX | XXXX |  | 160676031 | Closed | 2025-04-08 18:55 | 2025-05-05 16:29 | Resolved | 1 - Information | Compliance | Right to Rescind | TILA: Incorrect NORTC model provided - H8 equal or after 7/5/2018 (non-material jurisdictions) | Resolved-Updated form received, rescission period has passed. - Due Diligence Vendor-05/05/2025 <br>Ready for Review-New Right to Cancel document attached. Recission period was re-openned - Due Diligence Vendor-05/01/2025 <br>Counter-Borrower signatures are 15 days after expiration of rescission. Rescission must be re-opened, and borrowers must be provided an actual rescission period under the correct form. - Due Diligence Vendor-04/22/2025 <br>Ready for Review-New Right to Cancel - Due Diligence Vendor-04/21/2025 <br>Open-TILA: Incorrect NORTC model provided - H8 equal or after 7/5/2018 (non-material jurisdictions) - Due Diligence Vendor-04/08/2025 |  | Resolved-Updated form received, rescission period has passed. - Due Diligence Vendor-05/05/2025<br>| XXXXXXXX_1.pdf<br> XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 3810191 | N/A | N/A |
| XXXX | XXXX |  | 339288307 | Closed | 2025-03-07 12:41 | 2025-03-18 18:51 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 W2/1099 Missing | Resolved-W2 received. - Due Diligence Vendor-03/18/2025 <br> Ready for Review-W2 - Due Diligence Vendor-03/18/2025 <br> Open-For FY XXXX earnings are missing. year end paystub or W2 XXXX is not provided. - Due Diligence Vendor-03/07/2025 |  | Resolved-W2 received. - Due Diligence Vendor-03/18/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3553303 | N/A | N/A |
| XXXX | XXXX |  | 339288307 | Closed | 2025-03-07 12:35 | 2025-03-18 16:55 | Resolved | 1 - Information | Credit | Missing Doc | Missing Evidence of HOA Dues for Primary Residence | Resolved-HOA docs received. - Due Diligence Vendor-03/18/2025 <br> Ready for Review-HOA Docs - Due Diligence Vendor-03/17/2025 <br> Open-Missing Evidence of HOA Dues for Primary Residence Missing HOA proof for subject property - Due Diligence Vendor-03/07/2025 |  | Resolved-HOA docs received. - Due Diligence Vendor-03/18/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3553258 | N/A | N/A |
| XXXX | XXXX |  | 339288307 | Closed | 2025-03-10 20:19 | 2025-03-10 20:21 | Acknowledged | 2 - Non-Material | Property | Value | Secondary valuation supports within 10%, PIW grading applies | Acknowledged- - Due Diligence Vendor-03/10/2025 <br>Open-Secondary valuation support within 10%, PIW in file for a GSE loan. - Due Diligence Vendor-03/10/2025 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 3574782 | Investor Post-Close | No |
| XXXX | XXXX |  | 339288307 | Closed | 2025-03-07 12:04 | 2025-03-10 20:21 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-AVM received. - Due Diligence Vendor-03/10/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. An AVM has been ordered. No further action is required. - Due Diligence Vendor-03/07/2025 |  | Resolved-AVM received. - Due Diligence Vendor-03/10/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 3553073 | N/A | N/A |
| XXXX | XXXX |  | 879573082 | Closed | 2025-05-05 20:18 | 2025-06-25 16:22 | Resolved | 1 - Information | Credit | Eligibility | Audited DTI Exceeds Guideline DTI | Resolved-Audited DTI of 37.94% is less than or equal to Guideline DTI of 38% - Due Diligence Vendor-05/08/2025 <br>Ready for Review-revised appraisal - Due Diligence Vendor-05/08/2025 <br>Counter-Please provide 3rd party confirmation of HOA dues and revised appraisal if dues differ from appraisal. - Due Diligence Vendor-05/06/2025 <br>Ready for Review-Memo - Due Diligence Vendor-05/05/2025 <br>Open-Audited DTI of 38.09% exceeds Guideline DTI of 38% Audit HOA appears to be higher than submitted value. - Due Diligence Vendor-05/05/2025 |  | Resolved-Audited DTI of 37.94% is less than or equal to Guideline DTI of 38% - Due Diligence Vendor-05/08/2025<br>| XXXXXXX_1.pdf<br> XXXXXXXX_1.pdf<br> XXXXXXXX_2.pdf<br> XXXXXXXX_3.pdf |  |  | XX | Primary Residence | Purchase | NA | 4048857 | N/A | N/A |
| XXXX | XXXX |  | 584813492 | Closed | 2025-04-30 17:10 | 2025-05-07 22:10 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Resolved-received. - Due Diligence Vendor-05/07/2025 <br>Ready for Review-Affiliated Business Arrangement Disclosure - Due Diligence Vendor-05/06/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) - Due Diligence Vendor-04/30/2025 |  | Resolved-received. - Due Diligence Vendor-05/07/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4006461 | N/A | N/A |
| XXXX | XXXX |  | 584813492 | Closed | 2025-04-30 19:20 | 2025-05-05 16:34 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-Final CD received. - Due Diligence Vendor-05/05/2025 <br>Ready for Review-PCCD - Due Diligence Vendor-05/05/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. Missing Confirmation of Final Figures: Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-04/30/2025 |  | Resolved-Final CD received. - Due Diligence Vendor-05/05/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4008487 | N/A | N/A |
| XXXX | XXXX |  | 584813492 | Closed | 2025-05-01 18:04 | 2025-05-01 18:30 | Waived | 2 - Non-Material | Credit | Eligibility | Housing History Does Not Meet Guideline Requirements | Waived-Lender exception provided dated prior to close with compensating factors provided. - Due Diligence Vendor-05/01/2025 <br>Open-Housing History Does Not Meet Guideline Requirements Borrower VOM history shows 1x30 on rental payment. - Due Diligence Vendor-05/01/2025 |  | Waived-Lender exception provided dated prior to close with compensating factors provided. - Due Diligence Vendor-05/01/2025<br>|  |  | DTI 38% (Max allowed 45%)<br> Job History: B1 with employer 26 yrs, B2 with employer 4 yrs<br> LTV: 75.00% (Max allowed 80.000%) | XX | Primary Residence | Purchase | NA | 4018581 | Originator Pre-Close | Yes |
| XXXX | XXXX |  | 112962809 | Closed | 2025-04-10 11:51 | 2025-04-15 20:34 | Resolved | 1 - Information | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Resolved-RESPA: AfBA Disclosure is Provided or Not Applicable - Due Diligence Vendor-04/15/2025 <br>Ready for Review-AFBA Loe - Due Diligence Vendor-04/15/2025 <br>Open-RESPA: AfBA Disclosure is Missing - Due Diligence Vendor-04/10/2025 |  | Resolved-RESPA: AfBA Disclosure is Provided or Not Applicable - Due Diligence Vendor-04/15/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3825726 | N/A | N/A |
| XXXX | XXXX |  | 511841976 | Closed | 2025-05-01 20:06 | 2025-05-13 19:38 | Resolved | 1 - Information | Credit | Missing Doc | Hazard Insurance Policy is Partial | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-05/13/2025 <br>Ready for Review-premium included as well as confirmation from agent it was paid - Due Diligence Vendor-05/13/2025 <br>Open-Hazard Insurance Policy Partially Provided , Premium is missing - Due Diligence Vendor-05/01/2025 |  | Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-05/13/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4020673 | N/A | N/A |
| XXXX | XXXX |  | 511841976 | Closed | 2025-05-01 18:58 | 2025-05-08 20:47 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Resolved-Attestation of no affiliates on file. - Due Diligence Vendor-05/08/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) - Due Diligence Vendor-05/01/2025 |  | Resolved-Attestation of no affiliates on file. - Due Diligence Vendor-05/08/2025<br>|  |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4019478 | N/A | N/A |
| XXXX | XXXX |  | 173288654 | Closed | 2025-05-07 17:01 | 2025-05-07 22:25 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-05/07/2025 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-05/07/2025 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 4071304 | Investor Post-Close | No |
| XXXX | XXXX |  | 313892151 | Closed | 2025-04-21 17:30 | 2025-05-12 19:30 | Resolved | 1 - Information | Credit | Missing Doc | Required Documentation is Missing | Resolved-Received corrected appraisal reflecting the subject as a PUD. Appraisal states $X dues. Condition cleared. - Due Diligence Vendor-05/12/2025 <br> Ready for Review-Please see attached. There are no dues for this PUD - Due Diligence Vendor-05/12/2025 <br> Open-The Deed reflects the subject as a PUD whereas the appraisal does not. Please confirm which is correct. If the subject is a PUD, correct the appraisal and provide verification of monthly fees. If not a PUD, correct and re-record the Deed. - Due Diligence Vendor-04/21/2025 |  | Resolved-Received corrected appraisal reflecting the subject as a PUD. Appraisal states $X dues. Condition cleared. - Due Diligence Vendor-05/12/2025 | XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3916679 | N/A | N/A |
| XXXX | XXXX |  | 892818052 | Closed | 2025-05-12 20:21 | 2025-05-12 20:25 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-05/12/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-05/12/2025 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 4119701 | Investor Post-Close | No |
| XXXX | XXXX |  | 892818052 | Closed | 2025-05-06 14:42 | 2025-05-12 20:20 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/12/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. 3rd Party Valuation Product Required--CU score >2.5. Desk Review has been ordered; no action required at this time. - Due Diligence Vendor-05/06/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/12/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4055907 | N/A | N/A |
| XXXX | XXXX |  | 892818052 | Closed | 2025-05-07 15:10 | 2025-05-09 17:48 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-Confirmation received. - Due Diligence Vendor-05/09/2025 <br>Ready for Review-uploading pccd/lox - Due Diligence Vendor-05/09/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-05/07/2025 |  | Resolved-Confirmation received. - Due Diligence Vendor-05/09/2025<br>| XXXXXXXX_1.pdf<br> XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4069444 | N/A | N/A |
| XXXX | XXXX |  | 696747930 | Closed | 2025-04-16 13:24 | 2025-04-21 15:09 | Resolved | 1 - Information | Compliance | Missing Doc | Dry Funding State - Missing Confirmation of Final Figures | Resolved-FSS received. - Due Diligence Vendor-04/21/2025 <br>Ready for Review-Seller and Buyer Settlement Statements - Due Diligence Vendor-04/18/2025 <br>Counter-Please provide a final settlement statement from disbursement, affirmation that final fees were provided to the borrower at consummation, or a PCCD with final figures. - Due Diligence Vendor-04/18/2025 <br>Ready for Review-Final CD - Due Diligence Vendor-04/18/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-04/16/2025 |  | Resolved-FSS received. - Due Diligence Vendor-04/21/2025<br>| XXXXXXXX_1.pdf<br> XXXXXXXX_1.pdf |  |  | XX | Second Home | Purchase | NA | 3877000 | N/A | N/A |
| XXXX | XXXX |  | 284676918 | Closed | 2025-04-28 11:37 | 2025-05-16 13:31 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Resolved-Attestation of no affiliates received. - Due Diligence Vendor-05/16/2025 <br>Ready for Review-Lender Attestation letter - Due Diligence Vendor-05/15/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) - Due Diligence Vendor-04/28/2025 |  | Resolved-Attestation of no affiliates received. - Due Diligence Vendor-05/16/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3976844 | N/A | N/A |
| XXXX | XXXX |  | 284676918 | Closed | 2025-04-28 11:07 | 2025-05-09 17:42 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-05/09/2025 <br> Ready for Review-I was able to pull a WorkNumber VOE today for it. See XXXX X on the attached - Due Diligence Vendor-05/08/2025 <br> Open-Borrower 1 3rd Party VOE Prior to Close Missing - Due Diligence Vendor-04/28/2025 |  | Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-05/09/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3976619 | N/A | N/A |
| XXXX | XXXX |  | 240054437 | Closed | 2025-05-01 17:40 | 2025-05-02 18:18 | Resolved | 1 - Information | Credit | Missing Doc | Missing Mortgage/Deed of Trust | Resolved-The Deed of Trust is Present - Due Diligence Vendor-05/02/2025 <br>Ready for Review-Mortgage/Deed of Trust - Due Diligence Vendor-05/02/2025 <br>Open-The Deed of Trust is Missing - Due Diligence Vendor-05/01/2025 |  | Resolved-The Deed of Trust is Present - Due Diligence Vendor-05/02/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4018134 | N/A | N/A |
| XXXX | XXXX |  | 469344728 | Closed | 2025-05-08 14:36 | 2025-05-12 20:19 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Loan Estimate Mailed/Delivered Within Three Business Days of Application | Resolved-Lender states they are closed on Saturdays. Condition cleared. - Due Diligence Vendor-05/12/2025 <br> Resolved-Resolved - Due Diligence Vendor-05/12/2025 <br> Open-. - Due Diligence Vendor-05/12/2025 <br> Ready for Review-Please see our disclosure tracking and we are closed for business on Saturday & Sunday so the 3 business day would be XX/XX/XXXX - Due Diligence Vendor-05/09/2025 <br> Open-The Initial Disclosure Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under Regulation Z, a Loan Estimate must be delivered or placed in the mail not later than the third business day after receiving a consumer's application.(12 CFR 1026.19(e)(1)(iii)) The initial Loan Estimate is dated (XX/XX/XXXX) and the application date is (XX/XX/XXXX). - Due Diligence Vendor-05/08/2025 |  | Resolved-Lender states they are closed on Saturdays. Condition cleared. - Due Diligence Vendor-05/12/2025 <br>Resolved-Resolved - Due Diligence Vendor-05/12/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4081229 | N/A | N/A |
| XXXX | XXXX |  | 469344728 | Closed | 2025-05-08 14:36 | 2025-05-12 20:19 | Resolved | 1 - Information | Compliance | Tolerance:Disclosure | Federal - Homeownership Counseling Disclosure Delivery | Resolved-Lender states they are closed on Saturdays. Condition cleared. - Due Diligence Vendor-05/12/2025 <br> Resolved-Resolved - Due Diligence Vendor-05/12/2025 <br> Open-. - Due Diligence Vendor-05/12/2025 <br> Ready for Review-Please see our disclosure tracking and we are closed for business on Saturday & Sunday so the 3 business day would be XX/XX/XXXX - Due Diligence Vendor-05/09/2025 <br> Open-The Homeownership Counseling Organization Disclosure Sent Date (XX/XX/XXXX) is more than 3 business days from the Application Date (XX/XX/XXXX). Three business days from the Application Date is (XX/XX/XXXX). Under 12 CFR 1024.20, not later than three business days after receipt of an application, or information sufficient to complete an application, the lender must provide the applicant with a clear and conspicuous written list of homeownership counseling organizations that provide relevant counseling services in the loan applicant's location. (12 CFR 1024.20) - Due Diligence Vendor-05/08/2025 |  | Resolved-Lender states they are closed on Saturdays. Condition cleared. - Due Diligence Vendor-05/12/2025 <br>Resolved-Resolved - Due Diligence Vendor-05/12/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4081228 | N/A | N/A |
| XXXX | XXXX |  | 775121431 | Closed | 2025-05-08 18:24 | 2025-05-12 19:42 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Resolved-Received ABD. Condition cleared. - Due Diligence Vendor-05/12/2025 <br>Ready for Review-AFBA - Due Diligence Vendor-05/09/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) - Due Diligence Vendor-05/08/2025 |  | Resolved-Received ABD. Condition cleared. - Due Diligence Vendor-05/12/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4084883 | N/A | N/A |
| XXXX | XXXX |  | 816190577 | Closed | 2025-05-06 16:28 | 2025-05-13 15:50 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-Final CD received. - Due Diligence Vendor-05/13/2025 <br>Ready for Review-PC CD - Due Diligence Vendor-05/09/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-05/06/2025 |  | Resolved-Final CD received. - Due Diligence Vendor-05/13/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4057966 | N/A | N/A |
| XXXX | XXXX |  | 816190577 | Closed | 2025-05-05 12:22 | 2025-05-13 15:48 | Resolved | 1 - Information | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Resolved-VOE that meets FNMA standards received. - Due Diligence Vendor-05/13/2025 <br>Ready for Review-VVOE - Due Diligence Vendor-05/09/2025 <br>Open-Borrower 2 3rd Party VOE Prior to Close Missing. - Due Diligence Vendor-05/05/2025 |  | Resolved-VOE that meets XXXX standards received. - Due Diligence Vendor-05/13/2025 | XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4040907 | N/A | N/A |
| XXXX | XXXX |  | 285218037 | Closed | 2025-06-25 19:44 | 2025-06-25 19:44 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-06/25/2025 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-06/25/2025<br>|  |  |  | XX | Second Home | Purchase | NA | 4562298 | Investor Post-Close | No |
| XXXX | XXXX |  | 544908770 | Closed | 2025-05-15 16:00 | 2025-05-20 20:05 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Resolved-Affidavit of no affiliates received. - Due Diligence Vendor-05/20/2025 <br>Ready for Review-AfBA Disclosure - Due Diligence Vendor-05/20/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) - Due Diligence Vendor-05/15/2025 |  | Resolved-Affidavit of no affiliates received. - Due Diligence Vendor-05/20/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4151504 | N/A | N/A |
| XXXX | XXXX |  | 544908770 | Closed | 2025-05-15 17:13 | 2025-05-16 17:32 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-05/16/2025 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-05/15/2025 |  |  |  |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4152988 | Investor Post-Close | No |
| XXXX | XXXX |  | 328271871 | Closed | 2025-05-08 20:21 | 2025-05-08 20:22 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-05/08/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-05/08/2025 |  |  |  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4086949 | Investor Post-Close | No |
| XXXX | XXXX |  | 328271871 | Closed | 2025-05-01 18:14 | 2025-05-08 20:20 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/08/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. 3rd Party Valuation Product Required--CU score >2.5. Desk Review has been ordered; no action required at this time. - Due Diligence Vendor-05/01/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/08/2025<br>|  |  |  | XX | Primary Residence | Refinance | Cash Out - Other | 4018742 | N/A | N/A |
| XXXX | XXXX |  | 742024092 | Closed | 2025-06-25 19:46 | 2025-06-25 19:46 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-06/25/2025 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-06/25/2025<br>|  |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4562342 | Investor Post-Close | No |
| XXXX | XXXX |  | 675641548 | Closed | 2025-05-14 18:51 | 2025-05-14 18:52 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-05/14/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-05/14/2025 |  |  |  |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4141979 | Investor Post-Close | No |
| XXXX | XXXX |  | 675641548 | Closed | 2025-05-08 12:37 | 2025-05-14 18:51 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/14/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. 3rd Party Valuation Product Required--CU score >2.5. Desk Review has been ordered; no action required at this time. - Due Diligence Vendor-05/08/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/14/2025<br>|  |  |  | XX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 4079691 | N/A | N/A |
| XXXX | XXXX |  | 916517560 | Closed | 2025-04-21 13:13 | 2025-05-09 17:45 | Resolved | 1 - Information | Compliance | Missing Doc | RESPA: AfBA Disclosure is Missing | Resolved-RESPA: AfBA Disclosure is Provided or Not Applicable - Due Diligence Vendor-05/09/2025 <br>Ready for Review-CFMTG Cert - Due Diligence Vendor-05/08/2025 <br>Counter-Please provide an Affiliated Business Disclosure or a signed certification of no affiliates on letterhead. - Due Diligence Vendor-04/30/2025 <br>Ready for Review-Please provide additional details to which and or any service used in connection with this loan we would have a relationship requiring the Affiliate Business arrangement (AfBA). - Due Diligence Vendor-04/30/2025 <br>Open-RESPA: AfBA Disclosure is Missing - Due Diligence Vendor-04/21/2025 |  | Resolved-RESPA: AfBA Disclosure is Provided or Not Applicable - Due Diligence Vendor-05/09/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 3912955 | N/A | N/A |
| XXXX | XXXX |  | 817009893 | Closed | 2025-05-13 12:04 | 2025-05-19 20:26 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Resolved-Received - Due Diligence Vendor-05/19/2025 <br>Ready for Review-AFFILIATED BUSINESS ARRANGEMENT DISCLOSURE STATEMENT - Due Diligence Vendor-05/16/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) - Due Diligence Vendor-05/13/2025 |  | Resolved-Received - Due Diligence Vendor-05/19/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4124553 | N/A | N/A |
| XXXX | XXXX |  | 207670366 | Closed | 2025-05-07 15:18 | 2025-05-12 18:36 | Resolved | 1 - Information | Compliance | Disclosure | E-Consent documentation on TRID loan is missing for borrower(s) | Resolved-E-Consent documentation on TRID loan for borrower(s) provided. Condition cleared. - Due Diligence Vendor-05/12/2025 <br>Ready for Review-Econsent - Due Diligence Vendor-05/09/2025 <br>Open-E-Consent documentation on TRID loan is missing for borrower(s). - Due Diligence Vendor-05/07/2025 |  | Resolved-E-Consent documentation on TRID loan for borrower(s) provided. Condition cleared. - Due Diligence Vendor-05/12/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4069782 | N/A | N/A |
| XXXX | XXXX |  | 207670366 | Closed | 2025-05-07 15:18 | 2025-05-12 18:36 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Resolved-Received Lender attestation of no affiliates. Condition cleared. - Due Diligence Vendor-05/12/2025 <br>Ready for Review-No Affiliated Business - Due Diligence Vendor-05/09/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) - Due Diligence Vendor-05/07/2025 |  | Resolved-Received Lender attestation of no affiliates. Condition cleared. - Due Diligence Vendor-05/12/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4069783 | N/A | N/A |
| XXXX | XXXX |  | 474239071 | Closed | 2025-05-08 19:29 | 2025-05-15 19:19 | Resolved | 1 - Information | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of 23.43 month(s) are greater than or equal to Guideline Required Reserves of 12 month(s) - Due Diligence Vendor-05/15/2025 <br> Ready for Review-Proof of Reserves - Due Diligence Vendor-05/15/2025 <br> Open-Audited Reserves of 3.34 month(s) are less than Guideline Required Reserves of 12 month(s) - Due Diligence Vendor-05/14/2025 <br> Open-Audited Reserves of 3.3 month(s) are less than Guideline Required Reserves of 12 month(s). Per borrower LOX, large deposit XX/XX/XXXX was a transfer of B1's bonus from the borrowers' other bank. Large deposit must be deducted from the other bank's XX/XX/XXXX ending balance if the XX/XX/XXXX deposit is used. - Due Diligence Vendor-05/08/2025 |  | Resolved-Audited Reserves of 23.43 month(s) are greater than or equal to Guideline Required Reserves of 12 month(s) - Due Diligence Vendor-05/15/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4085937 | N/A | N/A |
| XXXX | XXXX |  | 474239071 | Closed | 2025-05-06 15:04 | 2025-05-15 19:18 | Resolved | 1 - Information | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-05/15/2025 <br> Resolved-Asset Qualification Does Not Meet Guideline Requirements - Due Diligence Vendor-05/14/2025 <br> Ready for Review-XXXXX statement ending XX/XX/XXXX - Due Diligence Vendor-05/13/2025 <br> Counter-Approved asset verification vendor only confirmed accounts for only 1 of 2 banks submitted. The bank account into which salaries are deposited is insufficiently documented. - Due Diligence Vendor-05/08/2025 <br> Ready for Review-Investor based on their own guidance below regarding the VOD for the other accounts. - Due Diligence Vendor-05/07/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Only one-month statement in file for #XXXX and only a VOD provided for other asset account. VODs are not acceptable per lender guidelines, 2 months statements required for both asset accounts. Additional conditions may apply. - Due Diligence Vendor-05/06/2025 |  | Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-05/15/2025 <br>Resolved-Asset Qualification Does Not Meet Guideline Requirements - Due Diligence Vendor-05/14/2025<br>| XXXXXXXX_1.pdf<br> XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4056312 | N/A | N/A |
| XXXX | XXXX |  | 474239071 | Closed | 2025-05-08 19:20 | 2025-05-15 19:18 | Resolved | 1 - Information | Credit | Assets | Total Qualified Assets for Reserves Post-Close is less than Total Required Reserve Amount | Resolved-Total Qualified Assets for Reserves Post-Close of $284455.01 is equal to or greater than Total Required Reserve Amount of $145702.32 - Due Diligence Vendor-05/15/2025 <br> Ready for Review-Proof of Reserves - Due Diligence Vendor-05/15/2025 <br> Open-Total Qualified Assets for Reserves Post-Close of $40497.57 is less than Total Required Reserve Amount of $145702.32 - Due Diligence Vendor-05/14/2025 <br> Open-Total Qualified Assets for Reserves Post-Close of $40037.93 is less than Total Required Reserve Amount of $145702.32. Per borrower LOX, large deposit XX/XX/XXXX was a transfer of B1's bonus from the borrowers' other bank. Large deposit must be deducted from the other bank's XX/XX/XXXX ending balance if the XX/XX/XXXX deposit is used. - Due Diligence Vendor-05/08/2025 |  | Resolved-Total Qualified Assets for Reserves Post-Close of $284455.01 is equal to or greater than Total Required Reserve Amount of $145702.32 - Due Diligence Vendor-05/15/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4085837 | N/A | N/A |
| XXXX | XXXX |  | 474239071 | Closed | 2025-05-06 15:08 | 2025-05-08 19:30 | Resolved | 1 - Information | Credit | Missing Doc | Missing explanation and supporting documentation for large deposit(s) | Resolved-Deposit sourced<br> - Due Diligence Vendor-05/08/2025 <br> Ready for Review-As for the large deposits, they were bonus and incentive. There is a LOE and the deposits state they are directly from the employer. What else does the investor want? - Due Diligence Vendor-05/07/2025 <br> Open-Missing supporting documentation for the two large deposits on XX/XX/XXXX into #XXXX. - Due Diligence Vendor-05/06/2025 |  | Resolved-Deposit sourced<br> - Due Diligence Vendor-05/08/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4056480 | N/A | N/A |
| XXXX | XXXX |  | 474239071 | Closed | 2025-05-05 12:10 | 2025-05-06 19:38 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Resolved-Certification of no affiliates received. - Due Diligence Vendor-05/06/2025 <br>Ready for Review-AFBA Loe - Due Diligence Vendor-05/06/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) AfBA Disclosure is Missing - Due Diligence Vendor-05/05/2025 |  | Resolved-Certification of no affiliates received. - Due Diligence Vendor-05/06/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4040840 | N/A | N/A |
| XXXX | XXXX |  | 474239071 | Closed | 2025-05-06 18:02 | 2025-05-06 19:37 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-05/06/2025 <br>Open-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-05/06/2025 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 4059729 | Investor Post-Close | No |
| XXXX | XXXX |  | 625946507 | Closed | 2025-06-25 19:53 | 2025-06-25 19:53 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-06/25/2025 |  | Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-06/25/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4562489 | Investor Post-Close | No |
| XXXX | XXXX |  | 625946507 | Closed | 2025-05-13 16:07 | 2025-05-19 20:29 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Resolved-Recieved. - Due Diligence Vendor-05/19/2025 <br>Ready for Review-AFFILIATED BUSINESS ARRANGEMENT DISCLOSURE - Due Diligence Vendor-05/16/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) - Due Diligence Vendor-05/13/2025 |  | Resolved-Recieved. - Due Diligence Vendor-05/19/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4128329 | N/A | N/A |
| XXXX | XXXX |  | 404073758 | Closed | 2025-05-15 14:28 | 2025-05-22 17:05 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-FSS received. - Due Diligence Vendor-05/22/2025 <br> Ready for Review-FSS - Due Diligence Vendor-05/22/2025 <br> Counter-Please provide affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures-such as the final settlement statement from disbursement. - Due Diligence Vendor-05/21/2025 <br> Ready for Review-see XXXXX XXX-XXX of your loan package this is the Signed CD - Due Diligence Vendor-05/21/2025 <br> Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-05/15/2025 |  | Resolved-FSS received. - Due Diligence Vendor-05/22/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4149753 | N/A | N/A |
| XXXX | XXXX |  | 544571991 | Closed | 2025-05-21 15:51 | 2025-05-21 15:52 | Acknowledged | 1 - Information | Property | Value | S&P value equals B, secondary product within tolerance | Acknowledged- - Due Diligence Vendor-05/21/2025 <br>Open-S&P RA Only - Value grade equals B, secondary product within tolerance. - Due Diligence Vendor-05/21/2025 |  |  |  |  |  | XX | Primary Residence | Purchase | NA | 4205257 | Investor Post-Close | No |
| XXXX | XXXX |  | 544571991 | Closed | 2025-05-15 19:46 | 2025-05-21 15:51 | Resolved | 1 - Information | Property | Value | Missing Post Close Valuation - 1 | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/21/2025 <br>Open-A valid secondary valuation supporting the origination appraisal value is not present. 3rd Party Valuation Product Required--Not eligible for collateral Rep & Warrant Relief. Desk Review has been ordered; no action required at this time - Due Diligence Vendor-05/15/2025 |  | Resolved-A valid secondary valuation supporting the origination appraisal value was provided. - Due Diligence Vendor-05/21/2025<br>|  |  |  | XX | Primary Residence | Purchase | NA | 4155593 | N/A | N/A |
| XXXX | XXXX |  | 543495846 | Closed | 2025-05-15 18:46 | 2025-05-23 14:00 | Resolved | 1 - Information | Compliance | TRID | Dry Funding State - Missing Confirmation of Final Figures (Material) | Resolved-FSS showing HELOC funds received. - Due Diligence Vendor-05/23/2025 <br>Ready for Review-PCCD - Due Diligence Vendor-05/22/2025 <br>Open-Subject property is located in a dry funding state. Missing affirmation that final fees were provided to the borrower at consummation or a PCCD with final figures. - Due Diligence Vendor-05/15/2025 |  | Resolved-FSS showing HELOC funds received. - Due Diligence Vendor-05/23/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4154559 | N/A | N/A |
| XXXX | XXXX |  | 543495846 | Closed | 2025-05-15 19:21 | 2025-05-20 20:26 | Resolved | 1 - Information | Credit | Missing Doc | Missing Subordination Agreement | Resolved-Note received. Subordination agreement not required on simultaneous transaction. - Due Diligence Vendor-05/20/2025 <br>Counter-No subordination agreement provided. - Due Diligence Vendor-05/20/2025 <br>Ready for Review-Subordination Doc - Due Diligence Vendor-05/20/2025 <br>Open-Subordination agreement for Borrower's existing second mortgage lien not provided. Require subordination agreement(Note) for Subject Propery's second mortgage lien. - Due Diligence Vendor-05/15/2025 |  | Resolved-Note received. Subordination agreement not required on simultaneous transaction. - Due Diligence Vendor-05/20/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4155151 | N/A | N/A |
| XXXX | XXXX |  | 543495846 | Closed | 2025-05-15 17:10 | 2025-05-20 20:11 | Resolved | 1 - Information | Compliance | Disclosure | RESPA: AfBA Disclosure is Missing or Incomplete (Material) | Resolved-Affidavit of no affiliates received. - Due Diligence Vendor-05/20/2025 <br>Ready for Review-AfBA Disclosure - Due Diligence Vendor-05/20/2025 <br>Open-RESPA: AfBA Disclosure is Missing or Incomplete (Material) - Due Diligence Vendor-05/15/2025 |  | Resolved-Affidavit of no affiliates received. - Due Diligence Vendor-05/20/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4152936 | N/A | N/A |
| XXXX | XXXX |  | 786253445 | Closed | 2025-05-13 18:14 | 2025-05-15 18:59 | Resolved | 1 - Information | Compliance | Missing Doc | Privacy Notice Required - Missing or Incomplete | Resolved-Privacy Notice provided. - Due Diligence Vendor-05/15/2025 <br>Ready for Review-privacy policy - Due Diligence Vendor-05/15/2025 <br>Open-Privacy Notice Required - Missing or Incomplete. - Due Diligence Vendor-05/13/2025 |  | Resolved-Privacy Notice provided. - Due Diligence Vendor-05/15/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4130075 | N/A | N/A |
| XXXX | XXXX |  | 310846916 | Closed | 2025-05-07 19:19 | 2025-05-09 18:00 | Resolved | 1 - Information | Property | Missing Doc | Missing Second Appraisal (Property) | Resolved-Second appraisal was provided - Due Diligence Vendor-05/09/2025 <br>Ready for Review-second appraisal - Due Diligence Vendor-05/09/2025 <br>Open-The lender's guidelines requires two appraisals and the second appraisal was not provided. - Due Diligence Vendor-05/07/2025 |  | Resolved-Second appraisal was provided - Due Diligence Vendor-05/09/2025<br>| XXXXXXXX_1.pdf |  |  | XX | Primary Residence | Purchase | NA | 4073905 | N/A | N/A |
| XXXX | XXXX |  | 310846916 | Closed | 2025-05-07 19:36 | 2025-05-08 20:27 | Waived | 2 - Non-Material | Credit | Eligibility | Audited Loan Amount is greater than Guideline Maximum Loan Amount | Waived-Exception received from client. - Due Diligence Vendor-05/08/2025 <br> Open-Audited Loan Amount of $X,XXX,XXX.XX is greater than the Guideline Maximum Loan Amount of $2000000. However, provided LTV is 80% Audit used 2,000,000 as maximum loan amount based on LTV - Due Diligence Vendor-05/07/2025 |  | Waived-Exception received from client. - Due Diligence Vendor-05/08/2025<br>|  |  | FICO = 764 (min (720) <br> DTI 36.42% (max 45) <br> Employment stability – 10 yrs self-employed <br> $XXXX 21 mos. after rental properties accounted for (18 mos. required) | XX | Primary Residence | Purchase | NA | 4074204 | Originator Pre-Close | Yes |

---

## Exhibit 99.12

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.12**

---

| | | | |
|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Alt Loan ID** | **Original Loan Amount** |
| XXXX |  | 293943240 | $X,XXX.XX A B C |
| XXXX |  | 854467413 | $X,XXX.XX A |
| XXXX |  | 735650146 | $X,XXX.XX A |
| XXXX |  | 710315332 | $X,XXX.XX A B C |
| XXXX |  | 822387877 | $X,XXX.XX A C B |
| XXXX |  | 107536317 | $X,XXX.XX D A |
| XXXX |  | 336125655 | $X,XXX.XX A B |
| XXXX |  | 799680079 | $X,XXX.XX A C B |
| XXXX |  | 411513773 | $X,XXX.XX A C B |
| XXXX |  | 225693305 | $X,XXX.XX A C B |
| XXXX |  | 780391746 | $X,XXX.XX D A B |
| XXXX |  | 264001217 | $X,XXX.XX A C |
| XXXX |  | 331995909 | $X,XXX.XX A C |
| XXXX |  | 781804471 | $X,XXX.XX A B C |
| XXXX |  | 885754699 | $X,XXX.XX A B |
| XXXX |  | 902772781 | $X,XXX.XX A C B |
| XXXX |  | 188968377 | $X,XXX.XX A |
| XXXX |  | 598413580 | $X,XXX.XX A C |
| XXXX |  | 246606876 | $X,XXX.XX A C B |
| XXXX |  | 277294448 | $X,XXX.XX A |
| XXXX |  | 840644261 | $X,XXX.XX A C |
| XXXX |  | 257459684 | $X,XXX.XX A B |
| XXXX |  | 656985652 | $X,XXX.XX A B C |
| XXXX |  | 738013745 | $X,XXX.XX A C |
| XXXX |  | 326975445 | $X,XXX.XX A |
| XXXX |  | 181063910 | $X,XXX.XX A B |
| XXXX |  | 121219061 | $X,XXX.XX A |
| XXXX |  | 821136810 | $X,XXX.XX A B |
| XXXX |  | 917863850 | $X,XXX.XX A B C |
| XXXX |  | 708288867 | $X,XXX.XX A |
| XXXX |  | 632090442 | $X,XXX.XX A C |
| XXXX |  | 487501601 | $X,XXX.XX C B A |
| XXXX |  | 452260001 | $X,XXX.XX A C B |
| XXXX |  | 652976143 | $X,XXX.XX A B |
| XXXX |  | 231878850 | $X,XXX.XX C A |
| XXXX |  | 166539435 | $X,XXX.XX C B A |
| XXXX |  | 466807570 | $X,XXX.XX A B |
| XXXX |  | 410109268 | $X,XXX.XX A B C |
| XXXX |  | 252783400 | $X,XXX.XX A B |
| XXXX |  | 838788052 | $X,XXX.XX C B A |
| XXXX |  | 409073464 | $X,XXX.XX A C |
| XXXX |  | 475557440 | $X,XXX.XX A |
| XXXX |  | 933653905 | $X,XXX.XX A B |
| XXXX |  | 875554302 | $X,XXX.XX A B |
| XXXX |  | 325722077 | $X,XXX.XX D A |
| XXXX |  | 263782211 | $X,XXX.XX A B C |
| XXXX |  | 828253308 | $X,XXX.XX A B |
| XXXX |  | 551901808 | $X,XXX.XX A |
| XXXX |  | 763669296 | $X,XXX.XX C A |
| XXXX |  | 268688188 | $X,XXX.XX A B |
| XXXX |  | 625682427 | $X,XXX.XX A B |
| XXXX |  | 882125218 | $X,XXX.XX A B |
| XXXX |  | 465642729 | $X,XXX.XX A B |
| XXXX |  | 282324219 | $X,XXX.XX A |
| XXXX |  | 396747357 | $X,XXX.XX A B |
| XXXX |  | 179185207 | $X,XXX.XX A |
| XXXX |  | 551115141 | $X,XXX.XX A |
| XXXX |  | 798803496 | $X,XXX.XX A B |
| XXXX | XXXX | 395615212 | $X,XXX.XX A B C |
| XXXX | XXXX | 407114937 | $X,XXX.XX A B C |
| XXXX | XXXX | 903793964 | $X,XXX.XX D C A |
| XXXX | XXXX | 402882630 | $X,XXX.XX A C |
| XXXX | XXXX | 558182593 | $X,XXX.XX A C |
| XXXX | XXXX | 676754093 | $X,XXX.XX A C |
| XXXX | XXXX | 130369836 | $X,XXX.XX A |
| XXXX | XXXX | 738069784 | $X,XXX.XX A C B |
| XXXX | XXXX | 834353774 | $X,XXX.XX A B |
| XXXX | XXXX | 981284735 | $X,XXX.XX D A B |
| XXXX | XXXX | 272897352 | $X,XXX.XX A C B |
| XXXX | XXXX | 575672958 | $X,XXX.XX A C |
| XXXX | XXXX | 382748743 | $X,XXX.XX A C |
| XXXX | XXXX | 273168210 | $X,XXX.XX A C |
| XXXX | XXXX | 197070793 | $X,XXX.XX C D A |
| XXXX | XXXX | 707890716 | $X,XXX.XX C D A |
| XXXX | XXXX | 187479554 | $X,XXX.XX A D |
| XXXX | XXXX | 923738048 | $X,XXX.XX A C |
| XXXX | XXXX | 809957191 | $X,XXX.XX A |
| XXXX | XXXX | 972538280 | $X,XXX.XX A D B |
| XXXX | XXXX | 831034626 | $X,XXX.XX A B |
| XXXX | XXXX | 532078236 | $X,XXX.XX A B |
| XXXX | XXXX | 298694924 | $X,XXX.XX A B |
| XXXX | XXXX | 671222550 | $X,XXX.XX D A |
| XXXX | XXXX | 935663489 | $X,XXX.XX A D C B |
| XXXX | XXXX | 298724799 | $X,XXX.XX A C |
| XXXX | XXXX | 528016537 | $X,XXX.XX D C A |
| XXXX | XXXX | 310251613 | $X,XXX.XX A B |
| XXXX | XXXX | 578437564 | $X,XXX.XX A C |
| XXXX | XXXX | 212772013 | $X,XXX.XX D A |
| XXXX | XXXX | 179434562 | $X,XXX.XX A C B |
| XXXX | XXXX | 166548567 | $X,XXX.XX A |
| XXXX | XXXX | 613231347 | $X,XXX.XX A |
| XXXX | XXXX | 357261450 | $X,XXX.XX A C |
| XXXX | XXXX | 190788785 | $X,XXX.XX D A |
| XXXX | XXXX | 913792209 | $X,XXX.XX A |
| XXXX | XXXX | 527018121 | $X,XXX.XX A D |
| XXXX | XXXX | 734430601 | $X,XXX.XX A D B |
| XXXX | XXXX | 939426873 | $X,XXX.XX D A |
| XXXX | XXXX | 160676031 | $X,XXX.XX A B |
| XXXX | XXXX | 339288307 | $X,XXX.XX D A C B |
| XXXX | XXXX | 879573082 | $X,XXX.XX C A |
| XXXX | XXXX | 584813492 | $X,XXX.XX C D A B |
| XXXX | XXXX | 112962809 | $X,XXX.XX A B |
| XXXX | XXXX | 511841976 | $X,XXX.XX D A |
| XXXX | XXXX | 252889564 | $X,XXX.XX A |
| XXXX | XXXX | 173288654 | $X,XXX.XX A B |
| XXXX | XXXX | 775514442 | $X,XXX.XX A |
| XXXX | XXXX | 313892151 | $X,XXX.XX D A |
| XXXX | XXXX | 892818052 | $X,XXX.XX A C B |
| XXXX | XXXX | 431597312 | $X,XXX.XX A |
| XXXX | XXXX | 454634929 | $X,XXX.XX A |
| XXXX | XXXX | 696747930 | $X,XXX.XX A B |
| XXXX | XXXX | 284676918 | $X,XXX.XX D A |
| XXXX | XXXX | 240054437 | $X,XXX.XX D A |
| XXXX | XXXX | 545606400 | $X,XXX.XX A |
| XXXX | XXXX | 469344728 | $X,XXX.XX A C |
| XXXX | XXXX | 775121431 | $X,XXX.XX A D |
| XXXX | XXXX | 217819044 | $X,XXX.XX A |
| XXXX | XXXX | 816190577 | $X,XXX.XX D C A |
| XXXX | XXXX | 285218037 | $X,XXX.XX A B |
| XXXX | XXXX | 724663625 | $X,XXX.XX A |
| XXXX | XXXX | 544908770 | $X,XXX.XX A C B |
| XXXX | XXXX | 328271871 | $X,XXX.XX A C B |
| XXXX | XXXX | 742024092 | $X,XXX.XX A B |
| XXXX | XXXX | 675641548 | $X,XXX.XX A C B |
| XXXX | XXXX | 730555828 | $X,XXX.XX A |
| XXXX | XXXX | 916517560 | $X,XXX.XX A D |
| XXXX | XXXX | 575375675 | $X,XXX.XX A |
| XXXX | XXXX | 817009893 | $X,XXX.XX A D |
| XXXX | XXXX | 369309572 | $X,XXX.XX A |
| XXXX | XXXX | 207670366 | $X,XXX.XX A D |
| XXXX | XXXX | 474239071 | $X,XXX.XX D A B |
| XXXX | XXXX | 625946507 | $X,XXX.XX A D B |
| XXXX | XXXX | 863548517 | $X,XXX.XX A |
| XXXX | XXXX | 404073758 | $X,XXX.XX A C |
| XXXX | XXXX | 544571991 | $X,XXX.XX A C B |
| XXXX | XXXX | 543495846 | $X,XXX.XX D C A |
| XXXX | XXXX | 786253445 | $X,XXX.XX A B |
| XXXX | XXXX | 310846916 | $X,XXX.XX C A D B |

---

## Exhibit 99.13

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.13**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Alt Loan ID** | **Lender Application Date** | **Originator QM Status** | **Final QM Status** | **Originator QM Status Difference than Final QM Status?** | **Reason Why NonQM Final Status** | **APR Pricing Threshold Exceeded?** | **QM DTI Threshold Exceeded?** | **Higher Priced Mortgage Loan (HPML)?** | **Negatively Amortizing Loan?** | **Principal Deferment?** | **Interest Only Flag?** | **Prepayment Penalty?** | **Balloon Flag?** | **Adjustable Rate Balloon?** | **Loan Term Less Than 5 Years?** | **QM Points and Fees Threshold Exceeded?** | **QM Total Points and Fees** | **APR** | **ATR: Qualifying Payment Properly Considered?** | **ATR: Current Employment/Self-Employment Verified?** | **ATR: Balloon Qualifying Payment Properly Considered?** | **ATR: Reasonable Income or Assets Considered?** | **ATR: Subject PITIA Adequately Documented?** | **ATR: All Liabilities Including Alimony and Child Support in DTI?** | **ATR: Simultaneous Loan Calculated Properly** | **ATR: Credit History was Considered Properly?** | **ATR: Did Lender Document All ATR Factors?** | **ATR: Was an ATR/QM DTI/Residual Income Analysis Provided?** | **Residual Income** | **Residual Income Meets Guidelines?** | **Borrower 1 Employment Indicator** | **Borrower 2 Employment Indicator** | **Borrower 1 Foreign National Indicator** | **Borrower 2 Foreign National Indicator** | **Business Purpose Loan?** | **Business Purpose Verified?** |
| XXXX |  | 293943240 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.375 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 854467413 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.111 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 735650146 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.5 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Retired | Retired | No | No | No |  |
| XXXX |  | 710315332 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.692 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Not Employed | Employed | No | No | No |  |
| XXXX |  | 822387877 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.043 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 107536317 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.871 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 336125655 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.006 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 799680079 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.016 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Retired |  | No |  | No |  |
| XXXX |  | 411513773 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.831 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 225693305 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.792 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 780391746 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.99 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 264001217 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.24 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 331995909 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.513 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 781804471 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.829 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 885754699 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.442 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 902772781 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.082 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 188968377 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.798 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 598413580 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.1 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 246606876 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.661 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 277294448 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.053 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 840644261 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.273 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 257459684 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.888 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 656985652 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.314 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 738013745 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.034 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 326975445 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.644 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 181063910 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.998 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 121219061 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.897 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 821136810 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.0 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 917863850 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.011 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 708288867 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.857 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 632090442 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.796 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 487501601 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.926 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 452260001 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.84 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 652976143 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.604 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 231878850 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.717 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 166539435 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.715 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 466807570 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.396 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 410109268 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.082 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 252783400 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.708 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 838788052 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.235 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 409073464 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.67 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 475557440 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.079 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 933653905 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.133 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 875554302 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.982 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 325722077 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.745 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 263782211 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.047 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 828253308 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.439 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 551901808 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.322 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 763669296 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 5.783 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 268688188 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.881 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 625682427 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.958 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 882125218 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.829 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 465642729 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.82 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 282324219 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.7 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 396747357 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.783 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 179185207 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.891 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 551115141 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.789 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 798803496 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.793 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 395615212 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.805 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 407114937 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.722 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 903793964 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.48 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 402882630 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.494 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 558182593 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.522 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 676754093 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.486 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 130369836 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.041 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 738069784 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.831 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 834353774 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.902 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 981284735 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.924 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 272897352 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.4 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 575672958 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.554 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 382748743 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.454 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Retired | No | No | No |  |
| XXXX |  | 273168210 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.546 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 197070793 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.679 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 707890716 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.999 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 187479554 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.837 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 923738048 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.336 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 809957191 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.52 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Retired | No | No | No |  |
| XXXX |  | 972538280 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.5 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 831034626 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.669 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 532078236 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.934 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 298694924 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.882 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 671222550 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.977 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 935663489 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.89 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 298724799 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.706 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 528016537 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.774 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 310251613 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.768 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 578437564 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.924 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Retired | No | No | No |  |
| XXXX |  | 212772013 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.896 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 179434562 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.454 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 166548567 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.467 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 613231347 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.157 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 357261450 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.231 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 190788785 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.146 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 913792209 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.644 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 527018121 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.436 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 734430601 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.386 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 939426873 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.654 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 160676031 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.774 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 339288307 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.617 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 879573082 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.52 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 584813492 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.114 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 112962809 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.548 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 511841976 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.922 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 252889564 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.679 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 173288654 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.766 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 775514442 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.085 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 313892151 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.7 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Retired | No | No | No |  |
| XXXX |  | 892818052 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.452 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Not Employed | No | No | No |  |
| XXXX |  | 431597312 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.5 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 454634929 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.519 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 696747930 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.538 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 284676918 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.945 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 240054437 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.798 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 545606400 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.816 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Not Employed | Employed | No | No | No |  |
| XXXX |  | 469344728 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.644 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 775121431 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.25 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 217819044 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.709 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 816190577 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.688 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 285218037 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.659 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 724663625 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.946 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 544908770 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.819 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 328271871 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.189 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 742024092 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.702 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 675641548 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.017 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 730555828 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.689 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 916517560 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.567 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 575375675 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.748 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 817009893 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.86 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 369309572 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.063 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 207670366 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.402 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 474239071 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.152 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 625946507 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.981 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed |  | No |  | No |  |
| XXXX |  | 863548517 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.45 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 404073758 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.17 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 544571991 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.814 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 543495846 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.582 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 786253445 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 6.691 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |
| XXXX |  | 310846916 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No | $X,XXX.XX | 7.172 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | $X,XXX.XX | N/A | Employed | Employed | No | No | No |  |

---

## Exhibit 99.14

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.14**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **Loan ID** | **Seller Loan ID** | **Alt Loan ID** | **Loan Program** | **Guideline Product Name** | **Originator Name** | **Originating Entity CDFI Flag** | **Guideline Name** | **Guideline Author** | **Guideline Date** | **Guideline Version** | **Application Date** | **TILA Status** | **TRID** | **GSE** | **Verified Safe Harbor Flag** | **Verified Safe Harbor Reference Document** | **QM Regulation Failures** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **AUS Decision System** | **Rating Result** | **Property Inspection Waiver (PIW)** | **Calculated APR** | **HUD 1 Page 1 Credits Total** | **Verified Qualifying Rate** | **Originator Qualifying Rate** | **Qualifying P&I** | **Default Interest Rate Present** | **Annual Property Tax** | **Monthly Property Tax** | **Annual Insurance Costs** | **Monthly Insurance Cost** | **Annual HOA Costs** | **Monthly HOA Costs** | **Monthly Other Costs** | **PITIA** | **Residual Income** | **HOA Questionnaire Flag** | **HOA Name** | **HOA Address State** | **HOA Fee Amount** | **HOA Next Due Date** | **HOA Payment Frequency** | **Originator DTI** | **TPR Verified DTI** | **QM DTI** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower 2 Length of Employment** | **Co Borrower 3 Length of Employment** | **Document Level** | **Borrower Years of W2s/1099** | **CoBorrower Years of W2s/1099** | **Borrower Months of Paystubs Verified** | **Co Borrower Months of Paystubs Verified** | **Borrower Employment Gap Letter** | **Borrower Months of Employment Gap** | **Co Borrower Employment Gap Letter** | **Co Borrower Months of Employment Gap** | **Borrower Years of Personal Tax Returns** | **Borrower Years of Business Tax Returns** | **CoBorrower Years of Personal Tax Returns** | **CoBorrower Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Borrower Award/Offer Letter** | **Co Borrower Award/Offer Letter** | **Asset Depletion Flag** | **Partial Asset Depletion Flag** | **Asset Depletion Months Amortized** | **Asset Utilization Flag (No DTI)** | **Borrower Bank Statements Flag** | **Borrower Bank Statement Summary/Lender Worksheet** | **Borrower Number of Personal Bank Statements** | **Borrower Number of Business Bank Statements** | **CoBorrower Bank Statements Flag** | **Co Borrower Bank Statement Summary/Lender Worksheet** | **CoBorrower Number of Personal Bank Statements** | **CoBorrower Number of Business Bank Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **Bespoke Eligible Assets** | **Borrower P&L Type** | **Borrower Number of Months P&L** | **Borrower P&L Prepared By** | **CoBorrower P&L Type** | **CoBorrower P&L Prepared By** | **CoBorrower Number of Months P&L** | **# of Months CPA verified income** | **CoBorrower CPA Letter Flag** | **CoBorrower # of Months CPA verified income** | **Borrower WVOE Flag** | **Borrower # of Months Employment Validated WVOE** | **Borrower # of Months Income Validated WVOE** | **Borrower WVOE Form Type** | **CoBorrower WVOE Flag** | **CoBorrower # of Months WVOE** | **CoBorrower # of Months Income Validated WVOE** | **CoBorrower WVOE Form Type** | **DSCR Flag** | **TPR DSCR** | **Originator DSCR** | **Expense Letter** | **Income Doc Detail** | **Tax Return Doc Details** | **Property Address** | **Property City** | **Property State** | **Property Zip** | **Property County** | **Original Credit Report Date** | **Borrower 1 Credit Report Date** | **Borrower 2 Credit Report Date** | **Borrower 3 Credit Report Date** | **Borrower 4 Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Co Borrower 2 FICO** | **Most Recent Co Borrower 3 FICO** | **Updated Credit Report Flag** | **Updated Credit Report Date** | **Updated FICO Method** | **Primary Wage Earner Updated FICO Equifax** | **Primary Wage Earner Updated FICO Experian** | **Primary Wage Earner Updated FICO Transunion** | **Secondary Wage Earner Updated FICO Equifax** | **Secondary Wage Earner Updated FICO Experian** | **Secondary Wage Earner Updated FICO Transunion** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Updated Primary Borrower FICO** | **Updated Co Borrower FICO** | **Updated Co Borrower 2 FICO** | **Updated Co Borrower 3 FICO** | **Updated Qualifying FICO** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Lates 30d in 0-12m** | **Prior Mortgage/Rent Lates 60d in 0-12m** | **Prior Mortgage/Rent Lates 90d in 0-12m** | **Prior Mortgage/Rent Lates 120d+ in 0-12m** | **Prior Mortgage/Rent Lates 30d in 13-24m** | **Prior Mortgage/Rent Lates 60d in 13-24m** | **Prior Mortgage/Rent Lates 90d in 13-24m** | **Prior Mortgage/Rent Lates 120d+ in 13-24m** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Is Equity Shared Loan** | **Subordinate Lien Type** | **Subordinate Lien Max Draw Amount (HELOC)** | **Is Shared Appreciation Mortgage** | **Borrower Originator Citizenship Designation** | **Borrower Verified Citizenship Designation** | **Borrower Individual Tax Identification Number (ITIN)?** | **Borrower Photo Identification Type** | **Borrower Photo Identification Other Type** | **Borrower Photo ID State of Issuance** | **Borrower Photo ID Country of Issuance** | **Borrower Photo ID Expiration Date** | **Borrower Passport Country of Origin** | **Borrower Passport Expiration Date** | **Borrower Non-US Citizen Identification Document** | **Borrower Date of Resident Since/Valid Date** | **Borrower Non-US Document Expiration Date** | **Co Borrower Originator Citizenship Designation** | **Co Borrower Verified Citizenship Designation** | **Co Borrower Individual Tax Identification Number (ITIN)?** | **Co Borrower Photo Identification Type** | **Co Borrower Photo Identification Other Type** | **Co Borrower Photo ID State of Issuance** | **Co Borrower Photo ID Country of Issuance** | **Co Borrower Photo ID Expiration Date** | **Co Borrower Passport Country of Origin** | **Co Borrower Passport Expiration Date** | **Co Borrower Non-US Citizen Identification Document** | **Co Borrower Date of Resident Since/Valid Date** | **Co Borrower Non-US Document Expiration Date** | **Co Borrower 2 Originator Citizenship Designation** | **Co Borrower 2 Verified Citizenship Designation** | **Co Borrower 2 Individual Tax Identification Number (ITIN)?** | **Co Borrower 2 Photo Identification Type** | **Co Borrower 2 Photo Identification Other Type** | **Co Borrower 2 Photo ID State of Issuance** | **Co Borrower 2 Photo ID Country of Issuance** | **Co Borrower 2 Photo ID Expiration Date** | **Co Borrower 2 Passport Country of Origin** | **Co Borrower 2 Passport Expiration Date** | **Co Borrower 2 Non-US Citizen Identification Document** | **Co Borrower 2 Date of Resident Since/Valid Date** | **Co Borrower 2 Non-US Document Expiration Date** | **Co Borrower 3 Originator Citizenship Designation** | **Co Borrower 3 Verified Citizenship Designation** | **Co Borrower 3 Individual Tax Identification Number (ITIN)?** | **Co Borrower 3 Photo Identification Type** | **Co Borrower 3 Photo Identification Other Type** | **Co Borrower 3 Photo ID State of Issuance** | **Co Borrower 3 Photo ID Country of Issuance** | **Co Borrower 3 Photo ID Expiration Date** | **Co Borrower 3 Passport Country of Origin** | **Co Borrower 3 Passport Expiration Date** | **Co Borrower 3 Non-US Citizen Identification Document** | **Co Borrower 3 Date of Resident Since/Valid Date** | **Co Borrower 3 Non-US Document Expiration Date** | **Property Rights** | **Leasehold Lease Expiration Date** | **Buydown Flag** | **Assumable Mortgage Flag** | **Foreign National Alternative Credit Documentation** | **Liquid / Cash Reserves (ASF)** | **Months Liquid Reserves** | **Total Assets Available for Reserves** | **Months Reserves** | **Blanket Mortgage Flag** | **Qualifying HCLTV** | **Condo Warrantability Flag** | **E-Note Flag** | **O&E in lieu of Title Insurance** | **Business Purpose Flag** | **Borrower Note Executed As** | **Co Borrower Note Executed As** | **Co Borrower 2 Note Executed As** | **Co Borrower 3 Note Executed As** | **Borrower 1 Trust Name** | **Borrower 2 Trust Name** | **Borrower 3 Trust Name** | **Borrower 4 Trust Name** | **Maturity Date** |
| XXXX |  | 293943240 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 3 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.690% | LP | Accept Eligible | No | 6.375% |  | 6.375% | 6.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | 02/01/2025 | Monthly | 47.76% | 47.75% | 47.75% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 50.00% | 50.00% | Proceeds from Sale | Borrower Prepared | 11 | Borrower | Borrower Prepared | Borrower | 11 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0 | N/A | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022 \|\| Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 124171.44 | 28.3 | 124171.44 | 28.3 | No | 46.41 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 854467413 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 2 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.880% | DU | Approve Eligible | No | 7.111% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.67% | 43.67% | 43.67% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0 |  | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 680 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 735650146 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 6 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.900% | DU | Approve Eligible | No | 6.500% |  | 6.500% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | 02/01/2025 | Monthly | 33.95% | 33.93% | 33.93% | No | No |  |  |  |  |  |  | Retired | Retired |  |  |  |  | Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 1 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0 | N/A | Borrower - Other, Retirement, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified, 1040 Schedule E Verified - 2024, 2023 \|\| Co Borrower - Other, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 93778.96 | 16.1 | 93778.96 | 16.1 | No | 57.52 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 710315332 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 5 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.690% | DU | Approve Eligible | No | 6.692% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | 02/01/2025 | Monthly | 37.11% | 37.41% | 37.41% | No | No |  |  |  |  |  |  | Not Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% |  | 0.00% | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 24 | 24 | Work Number | No | 0 | 0 | N/A | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 1192340.46 | 305.7 | 1192340.46 | 305.7 | No | 33.31 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 822387877 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 12 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.890% | LP | Accept Eligible | No | 7.043% |  | 6.990% | 6.990% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | 02/01/2025 | Annually | 40.68% | 40.68% | 40.68% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 1 | 1 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0 |  | Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2023, 2022 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 7806.70 | 1.7 | 7806.70 | 1.7 | No | 47.23 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 107536317 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 12 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 7.070% | DU | Approve Eligible | No | 6.871% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.48% | 49.48% | 49.48% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0 | N/A | Borrower - SESCorp, SECorporation, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - 2023, 2022 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 455246.73 | 86 | 455246.73 | 86 | No | 65 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 336125655 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 7 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.890% | LP | Accept Eligible | No | 7.006% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | 03/01/2025 | Monthly | 48.55% | 48.60% | 48.60% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | Yes | 14 | Yes | 14 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 3 | 3 | Work Number | Yes | 36 | 36 | Work Number | No | 0 | 0 |  | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2022, 2023, 2024 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2022, 2023, 2024 | Borrower - 2 YRS Executed 4506T Verified - 2022, 2023, 2024 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2022, 2023, 2024 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 800 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Information Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 76723.40 | 14.6 | 76723.40 | 14.6 | No | 60 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 799680079 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 8 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 7.070% | DU | Approve Eligible | No | 7.016% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | 02/01/2025 | Monthly | 48.32% | 48.32% | 48.32% | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | Yes |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 | 0 | N/A | Borrower - Other, SSI and Disability, Retirement, Other REO Net Rental Income(Loss) - 1 YR Executed 4506T Verified, Award Letter Verified - 2025, 2024 | Borrower - 1 YR Executed 4506T Verified - 2025, 2024 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 792 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 23250.16 | 6.1 | 23250.16 | 6.1 | No | 76.12 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 411513773 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 9 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.980% | LP | Accept Eligible | No | 6.831% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 33.31% | 33.31% | 33.31% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 3 | 3 | FNMA 1005 | No | 0 | 0 |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - 2024 - 2024 | Borrower - 2 YRS Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2024 - 2024 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 14596.59 | 5 | 14596.59 | 5 | No | 54.44 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 225693305 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 6 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.890% | LP | Accept Eligible | No | 6.792% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | 03/01/2025 | Annually | 43.34% | 43.34% | 43.34% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 153 | 25 | Work Number | Yes | 262 | 25 | Work Number | No | 0 | 0 | N/A | Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023, 2022 \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023, 2022 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 805 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 676541.99 | 188.5 | 676541.99 | 188.5 | No | 41.35 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 780391746 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 5 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.900% | LP | Accept Eligible | Yes | 6.990% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | 03/01/2025 | Monthly | 11.48% | 11.48% | 11.48% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 | 0 |  | Borrower - SESCorp, SESCorp, SEPartnership, SEPartnership - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified - 2023 - 2023 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified - 2023 - 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 819 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 94583.51 | 24.1 | 94583.51 | 24.1 | No | 80 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 264001217 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 6 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.980% | DU | Approve Eligible | No | 7.240% |  | 6.990% | 6.990% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | 03/01/2025 | Monthly | 20.92% | 20.92% | 20.92% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 24 | 24 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - 2025, 2024 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 813 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 223459.94 | 85.5 | 223459.94 | 85.5 | No | 80 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 331995909 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 8 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.930% | LP | Accept Eligible | No | 7.513% |  | 7.125% | 7.125% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.57% | 36.61% | 36.61% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 78 | 24 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0 |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 737 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 79.88 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 781804471 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 3 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.890% | LP | Accept Eligible | No | 6.829% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 45.16% | 45.16% | 45.16% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 36 | 36 | Other | NA | 0 | 0 | N/A | No | 0 | 0 | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - 2025, 2024 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 764 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 2256240.52 | 374.6 | 2256240.52 | 374.6 | No | 56.74 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 885754699 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 6 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.870% | DU | Approve Eligible | No | 7.442% |  | 7.125% | 7.125% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | 03/01/2025 | Monthly | 47.38% | 47.38% | 47.38% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 36 | 25 | Work Number | Yes | 36 | 25 | Work Number | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 2 YRS Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 703 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Information Form | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 9157.93 | 2.2 | 9157.93 | 2.2 | No | 80 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 902772781 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 2 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.930% | LP | Accept Eligible | Yes | 7.082% |  | 7.000% | 7.000% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | 03/01/2025 | Monthly | 45.75% | 45.75% | 45.75% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024 | Borrower - Executed 4506T Verified - 2025, 2024 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 779 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Passport |  | XX | United States | XX/XX/XXXX | India | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 284155.94 | 59.1 | 284155.94 | 59.1 | No | 80 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 188968377 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.630% | DU | Approve Ineligible | No | 6.798% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 21.02% | 21.02% | 21.02% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 0 | 2 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2022 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 764 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  | $0.00 | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Passport |  | N/A | United States | XX/XX/XXXX | UZBEKISTAN | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | Yes | No | N/A | 92908.95 | 14.8 | 92908.95 | 14.8 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 598413580 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.980% | DU | Approve Eligible | No | 7.100% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.01% | 43.01% | 43.01% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 8.85% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, SESCorp, Other, SSI and Disability - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2022, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2022, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 799 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 117673.58 | 15.7 | 117673.58 | 15.7 | No | 27.91 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXXXXX |  |  |  | XX/XX/XXXX |
| XXXX |  | 246606876 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.880% | DU | Approve Ineligible | No | 6.661% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | 04/01/2025 | Annually | 33.95% | 33.95% | 33.95% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 795 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 46545.63 | 3.9 | 46545.63 | 3.9 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 277294448 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.890% | DU | Approve Ineligible | No | 7.053% |  | 7.000% | 7.000% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 25.19% | 25.19% | 25.19% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 1 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SECorporation, SECorporation, SECorporation, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2022 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 757 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Passport |  | XX | United States | XX/XX/XXXX | Ireland | XX/XX/XXXX | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 167550.10 | 14.5 | 167550.10 | 14.5 | No | 39.44 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 840644261 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.890% | DU | Approve Ineligible | No | 6.273% |  | 5.875% | 5.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 21.33% | 21.33% | 21.33% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 24 | 24 | Other | Yes | 29 | 29 | Other | No | 0 |  | N/A | Borrower - Wage, Commission - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower - Wage, Overtime and Bonus - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 781 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 88209.48 | 9.6 | 88209.48 | 9.6 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 257459684 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.980% | LP | Accept | No | 6.888% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | 03/01/2025 | Monthly | 46.06% | 46.06% | 46.06% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2023 \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2023 | Borrower - 2 YRS Executed 4506T Verified - 2024, 2023 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | Employment Authorization Document (I-821D) |  | XX/XX/XXXX | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | USA | XX/XX/XXXX |  |  | I-821D Employment Authorization Document (I-821-D) |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 99135.99 | 8.7 | 99135.99 | 8.7 | No | 77.65 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 656985652 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 7.070% | DU | Approve Eligible | No | 7.314% |  | 7.250% | 7.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 20.63% | 20.63% | 20.63% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 |  | 1 Month |  | N/A | 0 |  |  | 1 | 1 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2023 - 2023 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2023 - 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 748 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 1451016.84 | 134.7 | 1451016.84 | 134.7 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 738013745 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.930% | DU | Approve Ineligible | No | 7.034% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | 04/01/2025 | Annually | 42.00% | 42.04% | 42.04% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 719 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 53362.26 | 6.8 | 53362.26 | 6.8 | No | 70 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 326975445 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.930% | LP | Approve Ineligible | No | 6.644% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | 03/01/2025 | Annually | 37.27% | 37.07% | 37.07% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 87 | 25 | Work Number | Yes | 87 | 25 | Work Number | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 763 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | I-551 Permanent Resident Card |  | XX/XX/XXXX | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | I-551 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 8651.77 | 1.2 | 8651.77 | 1.2 | No | 63.7 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 181063910 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.930% | LP | Approve Ineligible | No | 6.998% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | 03/01/2025 | Monthly | 42.89% | 42.89% | 42.89% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds,Proceeds from Sale,Proceeds from Sale | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 24 | 24 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - 2025, 2024 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 111122.07 | 9.1 | 111122.07 | 9.1 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXXXXX |  |  |  | XX/XX/XXXX |
| XXXX |  | 121219061 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.930% | DU | Approve Eligible | No | 6.897% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 45.99% | 45.99% | 45.99% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Doc | 1 | 1 | NA | 2+ Months | N/A | 0 | N/A | 0 | 1 | 1 | 1 | 1 | 2 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 50.00% | 50.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2023 - 2023 \|\| Co Borrower - SESCorp, Wage - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2023 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2023 - 2023 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 751 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 51729.09 | 7.2 | 51729.09 | 7.2 | No | 69.95 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 821136810 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.930% | DU | Approve Ineligible | No | 7.000% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 27.13% | 27.13% | 27.13% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 146 | 25 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 806 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 147140.49 | 20.3 | 147140.49 | 20.3 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 917863850 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.930% | DU | Approve Ineligible | No | 7.011% |  | 7.000% | 7.000% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 35.13% | 35.13% | 35.13% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 25 | 270 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 775 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 3195791.47 | 221.8 | 3195791.47 | 221.8 | No | 75.78 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXXXXX | XXXXXXX |  |  | XX/XX/XXXX |
| XXXX |  | 708288867 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.930% | LP | Accept | No | 6.857% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | 03/01/2025 | Monthly | 47.15% | 47.33% | 47.33% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 817 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 138404.31 | 17.4 | 138404.31 | 17.4 | No | 80 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXXXXX |  |  |  | XX/XX/XXXX |
| XXXX |  | 632090442 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.930% | LP | Accept | No | 6.796% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | 03/01/2025 | Annually | 29.93% | 29.93% | 29.93% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 33 | 25 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 768 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | Yes | No | N/A | 20712.23 | 2.2 | 20712.23 | 2.2 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 487501601 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.870% | LP | Accept | No | 6.926% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.14% | 44.14% | 44.14% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 25 | 25 | Other |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 204331.50 | 17 | 204331.50 | 17 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 452260001 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.880% | LP | Approve Ineligible | No | 6.840% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | 04/01/2025 | Annually | 39.76% | 39.76% | 39.76% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 2 | 0 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 13 | 13 | Other |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other, Overtime and Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023, 2022 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 769 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 8088256.15 | 764.4 | 8088256.15 | 764.4 | No | 53.44 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 652976143 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.920% | DU | Approve Ineligible | No | 6.604% |  | 6.500% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 47.61% | 47.44% | 47.44% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 2 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 29 | 25 | Other | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2022, 2023 | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2022, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 751 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | Permanent Resident Card | XX | United States | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 29472.95 | 2 | 29472.95 | 2 | No | 79.17 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 231878850 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.920% | DU | Approve Eligible | No | 6.717% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.69% | 42.96% | 42.96% | No | No | 1 - Not Stated Not Verified |  | 5 - Stated, 2YRs Verified + CPA Letter |  | 3 - Stated, 3rd Party Verification |  | Employed | Not Employed | Employed |  | 22.69 |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower 2 - Wage, Retirement, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower 2 - 2 YRS Executed 4506T Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  | 758 | 773 | 773 | 787 |  |  |  | 773 |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 257237.49 | 26.9 | 257237.49 | 26.9 | No | 65 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | Borrower As Individual | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 166539435 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.920% | LP | Accept Eligible | No | 6.715% |  | 6.500% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 39.14% | 39.14% | 39.14% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | Yes | 11 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 2 | 2 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 764 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 545441.64 | 77.1 | 545441.64 | 77.1 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 466807570 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.870% | DU | Approve Ineligible | No | 7.396% |  | 7.250% | 7.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | 04/01/2025 | Monthly | 21.62% | 21.62% | 21.62% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 2 | 2 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 40.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp, SEPartnership, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1, 1065), 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1, 1065), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 808 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 943242.52 | 87 | 943242.52 | 87 | No | 80 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 410109268 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.870% | DU | Approve Eligible | No | 7.082% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | 03/01/2025 | Monthly | 42.82% | 42.82% | 42.82% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 2 | 0 | 2 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 35 | 35 | Work Number | Yes | 49 | 25 | Other | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 787 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 91192.80 | 9.6 | 91192.80 | 9.6 | No | 79.94 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 252783400 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.870% | LP | Accept Eligible | No | 6.708% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 27.95% | 27.82% | 27.82% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 173 | 24 | Other | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2021 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2021 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 86066.81 | 12 | 86066.81 | 12 | No | 49.7 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 838788052 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.850% | DU | Approve Ineligible | No | 7.235% |  | 7.000% | 7.000% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.96% | 45.60% | 45.60% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 0 | 1 | NA | 1 Month | N/A | 0 | N/A | 0 | 1 | 1 | 0 | 0 | 2 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2023 - 2023 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2023 - 2023 \|\| Co Borrower - 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 762 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 106597.22 | 8.8 | 106597.22 | 8.8 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 409073464 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.870% | DU | Approve Eligible | No | 6.670% |  | 6.500% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | 03/01/2025 | Monthly | 47.55% | 47.55% | 47.55% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 3 | 3 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 794 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | Permanent Resident Card | XX | United States | XX/XX/XXXX |  |  | I-551 Permanent Resident Card |  | XX/XX/XXXX | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | Permanent Resident Card | XX | United States | XX/XX/XXXX |  |  | I-151 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 228528.65 | 34.2 | 228528.65 | 34.2 | No | 62.94 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 475557440 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.870% | LP | Approve Ineligible | No | 7.079% |  | 7.000% | 7.000% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 36.68% | 36.68% | 36.68% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 8 | 8 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024 | Borrower - Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 813 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 15091.67 | 2.4 | 15091.67 | 2.4 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 933653905 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.870% | DU | Approve Eligible | No | 7.133% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | 04/01/2025 | Monthly | 44.84% | 44.84% | 44.84% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 27 | 27 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 770 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | I-551 Permanent Resident Card |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 38036.24 | 4 | 38036.24 | 4 | No | 76.67 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 875554302 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.880% | DU | Approve Eligible | No | 6.982% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 30.29% | 30.29% | 30.29% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 2 | 0 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 1 | 1 | Work Number | No | 0 |  | N/A | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | Work Visa |  | XX/XX/XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 385375.08 | 48.8 | 385375.08 | 48.8 | No | 57.5 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 325722077 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.880% | DU | Approve Ineligible | No | 6.745% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 36.55% | 36.55% | 36.55% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 752 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 107358.23 | 11.7 | 107358.23 | 11.7 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 263782211 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 7.070% | DU | Approve Eligible | No | 7.047% |  | 7.000% | 7.000% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.55% | 44.55% | 44.55% | No | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 50.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 128 | 24 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage, SESCorp, Other, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 737 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 167231.55 | 21.1 | 167231.55 | 21.1 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 828253308 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.870% | LP | Accept | No | 7.439% |  | 7.375% | 7.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | 03/01/2025 | Monthly | 24.61% | 24.61% | 24.61% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 2 | 2 |  |  | 2 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2022 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 765 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 106126.54 | 14.3 | 106126.54 | 14.3 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 551901808 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.630% | DU | Approve Ineligible | No | 6.322% |  | 6.000% | 6.000% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.87% | 44.87% | 44.87% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Commission, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023, 2022 \|\| Co Borrower - Wage, Other - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023, 2022 | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023, 2022 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023, 2022 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 575802.49 | 33.5 | 575802.49 | 33.5 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 763669296 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.900% | DU | Approve Ineligible | No | 5.783% |  | 5.750% | 5.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | 02/01/2025 | Annually | 32.77% | 32.92% | 32.92% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 728 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | I-551 Permanent Resident Card |  | XX/XX/XXXX | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | Work Visa |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 18203.20 | 2.5 | 18203.20 | 2.5 | No | 80 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 268688188 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.930% | DU | Approve Ineligible | No | 6.881% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | 03/01/2025 | Annually | 19.75% | 19.75% | 19.75% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 7 | 7 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 199909.63 | 26 | 199909.63 | 26 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 625682427 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.980% | DU | Approve Ineligible | No | 7.958% |  | 7.750% | 7.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 45.99% | 45.99% | 45.99% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Proceeds from Sale | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 36 | 25 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 739 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 43663.86 | 3.9 | 43663.86 | 3.9 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 882125218 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 7.070% | LP | Accept Eligible | No | 6.829% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | 03/01/2025 | Monthly | 34.45% | 35.39% | 35.39% | No | No |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 0 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2022 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2022 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | 12311980.20 | 1030.3 | No | 26.95 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXXXXX | XXXXXXX |  |  | XX/XX/XXXX |
| XXXX |  | 465642729 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 7.070% | DU | Approve Eligible | No | 6.820% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 36.34% | 36.34% | 36.34% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 1 | 1 | 1 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 9.46% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage, Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2023 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 766 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 171195.96 | 19.8 | 171195.96 | 19.8 | No | 54.05 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 282324219 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.930% | DU | Approve Eligible | No | 6.700% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | 03/01/2025 | Monthly | 16.97% | 16.97% | 16.97% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 795 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 719996.81 | 89.6 | 719996.81 | 89.6 | No | 50 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 396747357 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.930% | DU | Approve Ineligible | No | 6.783% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.43% | 38.43% | 38.43% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 1452069.94 | 152.3 | 1452069.94 | 152.3 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 179185207 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.930% | LP | Approve Ineligible | No | 6.891% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 45.43% | 45.04% | 45.04% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 33.33% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 24 | 24 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Wage, Overtime and Bonus, Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2023, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2023, 2025 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 137233.80 | 15.5 | 50469.51 | 5.7 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 551115141 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.920% | DU | Approve Ineligible | No | 6.789% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 43.05% | 43.05% | 43.05% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 810 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 320257.18 | 26.1 | 320257.18 | 26.1 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 798803496 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.870% | DU | Approve Ineligible | No | 6.793% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | 03/01/2025 | Monthly | 41.13% | 41.13% | 41.13% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 2 | 2 | Other | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 191520.19 | 17.9 | 191520.19 | 17.9 | No | 80 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 395615212 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 5 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Eligible | No | 6.805% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 24.28% | 24.28% | 24.28% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2023 - 2023 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2023 - 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 804 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | .00 | 0 | No | 35.71 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 407114937 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 5 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.730% | DU | Approve Eligible | No | 6.722% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | 04/01/2025 | Annually | 24.49% | 24.49% | 24.49% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 82 | 26 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Commission, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 639878.96 | 179.1 | 639878.96 | 179.1 | No | 34.69 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 903793964 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.730% | DU | Approve Ineligible | No | 6.480% |  | 6.375% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 46.42% | 46.42% | 46.42% | No | Yes | 1 - Not Stated Not Verified |  | 3 - Stated, Partially Verified |  | 1 - Not Stated, Not Verified |  | Self-Employed | Employed | Not Employed |  | .00 |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 2 | 0 | 0 | 1 | 1 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESCorp - 2 YRS Business Tax Returns Verified(1120S, K1), Executed 4506T Verified - 2024, 2023 \|\| Co Borrower - Wage, Overtime and Bonus, Retirement, Retirement, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Executed 4506T Verified, IRS Transcripts Verified, Award Letter Verified, 1040 Schedule E Verified - 2025, 2024, 2023, 2022 \|\| Co Borrower 2 - Executed 4506T Verified, IRS Transcripts Verified, Award Letter Verified - 2025, 2024 | Borrower - 2 YRS Business Tax Returns Verified(1120S, K1), Executed 4506T Verified - 2024, 2023 \|\| Co Borrower - Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023, 2022 \|\| Co Borrower 2 - Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  | 788 | 783 | 825 | 809 |  |  |  | 809 |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 1353715.69 | 118.1 | 1353715.69 | 118.1 | No | 77.94 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | Borrower As Individual | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 402882630 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.730% | DU | Approve Eligible | No | 6.494% |  | 6.375% | 6.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | 04/01/2025 | Monthly | 33.60% | 33.60% | 33.60% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Commission, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023, 2022 \|\| Co Borrower - Executed 4506T Verified | Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023, 2022 \|\| Co Borrower - Executed 4506T Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 789 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 52309.03 | 5.9 | 52309.03 | 5.9 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXXXXX | XXXXXXX |  |  | XX/XX/XXXX |
| XXXX |  | 558182593 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.730% | LP | Approve Ineligible | No | 6.522% |  | 6.375% | 6.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | 05/01/2025 | Monthly | 39.53% | 39.53% | 39.53% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 20 | 20 | Work Number | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 782 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 195404.07 | 19.2 | 195404.07 | 19.2 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 676754093 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.730% | DU | Approve Ineligible | No | 6.486% |  | 6.375% | 6.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | 05/01/2025 | Annually | 43.92% | 42.02% | 42.02% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 0 |  |  | 2 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 806 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 229256.49 | 16.3 | 229256.49 | 16.3 | No | 62.04 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 130369836 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.730% | LP | Approve Ineligible | No | 7.041% |  | 7.000% | 7.000% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | 05/01/2025 | Annually | 44.29% | 44.29% | 44.29% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | Less than 1 Month | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 3 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SEPartnership, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2022 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 759 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 510251.62 | 36.4 | 510251.62 | 36.4 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 738069784 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.730% | DU | Approve Ineligible | No | 6.831% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.03% | 44.03% | 44.03% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 26 | 26 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Executed 4506T Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 99650.91 | 14.1 | 99650.91 | 14.1 | No | 76.09 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 834353774 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.620% | DU | Approve Ineligible | No | 6.902% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 8.31% | 8.31% | 8.31% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 2 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 75.00% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SEPartnership, SEPartnership, SEPartnership, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 721 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 903710.08 | 70.8 | 903710.08 | 70.8 | No | 50 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 981284735 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.660% | LP | Approve Ineligible | No | 7.924% |  | 7.875% | 7.815% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | 05/01/2025 | Monthly | 42.46% | 42.33% | 42.33% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 1 | 0 | 0 | 1 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 2.61% |  | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SECorporation - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120), Executed 4506T Verified, IRS Transcripts Verified - 2023, 2022 \|\| Co Borrower - Executed 4506T Verified, IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120), Executed 4506T Verified, IRS Transcripts Verified - 2023, 2022 \|\| Co Borrower - Executed 4506T Verified, IRS Transcripts Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 796 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | PA | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 1827832.84 | 219.1 | 1827832.84 | 219.1 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 272897352 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.810% | LP | Approve Ineligible | No | 7.400% |  | 7.375% | 7.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 37.24% | 37.24% | 37.24% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 0 | 1 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified - 2023 - 2023 | Borrower - 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified - 2023 - 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 755 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 621704.90 | 67.4 | 621704.90 | 67.4 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXXXXX |  |  |  | XX/XX/XXXX |
| XXXX |  | 575672958 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.660% | DU | Approve Ineligible | No | 6.554% |  | 6.500% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.27% | 42.27% | 42.27% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 92 | 27 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 781 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 290974.44 | 23.9 | 290974.44 | 23.9 | No | 64.52 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 382748743 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 6.454% |  | 6.375% | 6.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.15% | 41.55% | 41.55% | No | No |  |  |  |  |  |  | Employed | Retired |  |  |  |  | Full Doc | 2 | 2 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 2 | 0 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 36 | 28 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 800 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 1117124.68 | 115.4 | 1117124.68 | 115.4 | No | 56 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 273168210 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 6.546% |  | 6.375% | 6.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.87% | 42.87% | 42.87% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 2 | 2 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 27 | 27 | FNMA 1005 | Yes | 26 | 26 | Other | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 785 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 325716.71 | 29.4 | 325716.71 | 29.4 | No | 61.36 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 197070793 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.660% | DU | Approve Eligible | No | 6.679% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 32.29% | 32.29% | 32.29% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 1 | 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 106 | 26 | Work Number | Yes | 43 | 26 | Other | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 151355.76 | 19.1 | 151355.76 | 19.1 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 707890716 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.660% | DU | Approve Eligible | No | 6.999% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.16% | 49.20% | 49.20% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 80 | 27 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 22972.33 | 3.1 | 22972.33 | 3.1 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 187479554 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 7.070% | LP | Approve Ineligible | No | 6.837% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.66% | 42.66% | 42.66% | No | No |  |  |  |  |  |  | Employed | Self-Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 1 | 1 | 3 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 66 | 25 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024, 2025 \|\| Co Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023 - 2023 | Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024, 2025 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023 - 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 802 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 236660.06 | 15.4 | 236660.06 | 15.4 | No | 71.12 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 923738048 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.620% | DU | Approve Ineligible | No | 6.336% |  | 6.250% | 6.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.36% | 38.36% | 38.36% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 0 | 2 |  |  | 1 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, Executed 4506T Verified, IRS Transcripts Verified - 2024, 2023 | Borrower - 2 YRS Business Tax Returns Verified(1120S, K1), Executed 4506T Verified, IRS Transcripts Verified - 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 85549.98 | 5.8 | 85549.98 | 5.8 | No | 77.45 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 809957191 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.730% | LP | Approve Ineligible | No | 6.520% |  | 6.500% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | 04/01/2025 | Monthly | 46.41% | 46.75% | 46.75% | No | No | 1 - Not Stated Not Verified |  | 3 - Stated, Partially Verified |  | 3 - Stated, 3rd Party Verification |  | Employed | Retired | Employed |  | 5.24 |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - SSI and Disability - Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower 2 - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2024 - 2024 \|\| Co Borrower 2 - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  | 796 | 810 | 821 | 797 |  |  |  | 810 |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 18411.23 | 1.9 | 18411.23 | 1.9 | No | 67.55 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | Borrower As Individual | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 972538280 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.730% | DU | Approve Ineligible | No | 6.500% |  | 6.500% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 27.82% | 27.54% | 27.54% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 1 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 768 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 233417.60 | 20.2 | 233417.60 | 20.2 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 831034626 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.620% | DU | Approve Ineligible | No | 6.669% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 45.54% | 45.54% | 45.54% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% | 100.00% | Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified - 2023 - 2023 | Borrower - 3 YRS Executed 4506T Verified - 2023 - 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 745 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 163132.78 | 14.7 | 163132.78 | 14.7 | No | 73.56 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXXXXX |  |  |  | XX/XX/XXXX |
| XXXX |  | 532078236 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.620% | DU | Approve Ineligible | No | 6.934% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.72% | 39.92% | 39.92% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 781 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 1194041.56 | 122.1 | 1194041.56 | 122.1 | No | 67.08 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 298694924 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.700% | DU | Approve Ineligible | No | 6.882% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | 05/01/2025 | Annually | 43.03% | 43.03% | 43.03% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 1 | 1 | 1 | 1 | 1 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 49.00% | 51.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 1 YR W2 1099 Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023 - 2023 \|\| Co Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 1 YR W2 1099 Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023 - 2023 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023 - 2023 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023 - 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 776 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 296956.09 | 22.5 | 296956.09 | 22.5 | No | 73.68 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 671222550 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.620% | DU | Approve Eligible | No | 6.977% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | 05/01/2025 | Monthly | 28.93% | 28.93% | 28.93% | Yes | Yes |  |  |  |  |  |  | Employed | Self-Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 2 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 52.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 143 | 27 | Other | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 764 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 232680.58 | 28.6 | 232680.58 | 28.6 | No | 80 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXXXXX | XXXXXXX |  |  | XX/XX/XXXX |
| XXXX |  | 935663489 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 6.890% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | 05/01/2025 | Monthly | 22.29% | 22.29% | 22.29% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 1 | 2 |  |  | 1 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 50.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, Executed 4506T Verified, IRS Transcripts Verified - 2024, 2023 | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), Executed 4506T Verified, IRS Transcripts Verified - 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 790 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 999197.35 | 67.6 | 999197.35 | 67.6 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 298724799 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 6.706% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.36% | 42.36% | 42.36% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 1 | 0 |  |  | 1 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 802 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 385797.63 | 31.8 | 385797.63 | 31.8 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 528016537 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.660% | DU | Approve Ineligible | No | 6.774% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 49.90% | 49.90% | 49.90% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds,Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Executed 4506T Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 218488.94 | 16.5 | 218488.94 | 16.5 | No | 70 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 310251613 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 6.768% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 32.94% | 32.94% | 32.94% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 8 | 8 | Work Number | Yes | 1 | 1 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025 - 2025 | Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2025 - 2025 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 764 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 75907.60 | 6.7 | 75907.60 | 6.7 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 578437564 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.660% | DU | Approve Ineligible | No | 6.924% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | 05/01/2025 | Annually | 44.97% | 44.97% | 44.97% | No | No |  |  |  |  |  |  | Employed | Retired |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Other, SSI and Disability, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023, 2022 \|\| Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified | Borrower - Executed 4506T Verified - 2025, 2024, 2023, 2022 \|\| Co Borrower - Executed 4506T Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 823 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 79763.52 | 11.4 | 79763.52 | 11.4 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 212772013 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | LP | Accept Eligible | No | 6.896% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 20.81% | 20.81% | 20.81% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 51 | 24 | Other | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 702 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  | XX/XX/XXXX | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Other | Permanent Resident card | N/A | United States | XX/XX/XXXX |  |  | N/A |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 384947.65 | 54 | 384947.65 | 54 | No | 68.63 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 179434562 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 6.454% |  | 6.375% | 6.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.40% | 42.40% | 42.40% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower | Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 786 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 100984.35 | 9.8 | 100984.35 | 9.8 | No | 62.64 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXXXXX | XXXXXXX |  |  | XX/XX/XXXX |
| XXXX |  | 166548567 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 6.467% |  | 6.375% | 6.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.84% | 42.84% | 42.84% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 2 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 187 | 27 | Other |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other, Maintenance - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023, 2022 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 770 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 2350454.08 | 165 | 2350454.08 | 165 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXXXXX |  |  |  | XX/XX/XXXX |
| XXXX |  | 613231347 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.810% | DU | Approve Ineligible | No | 7.157% |  | 7.000% | 7.000% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 34.26% | 34.26% | 34.26% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Doc | 2 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 1 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 50.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 42 | 27 | Other | No | 0 |  |  | Borrower - SEPartnership, SESCorp, SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S, K1), 2 YRS W2 1099 Verified, Executed 4506T Verified, IRS Transcripts Verified, Lease Agreements Verified - 2024, 2023 \|\| Co Borrower - Wage, Overtime and Bonus, SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified, Lease Agreements Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S, K1), Executed 4506T Verified, IRS Transcripts Verified - 2024, 2023 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 731 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 67060.85 | 9.1 | 67060.85 | 9.1 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 357261450 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 6.231% |  | 6.125% | 6.125% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | 05/01/2025 | Monthly | 33.07% | 33.11% | 33.11% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 0 | 2 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 2953645.78 | 311.1 | 2953645.78 | 311.1 | No | 60 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 190788785 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 6.146% |  | 6.125% | 6.125% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 37.75% | 37.75% | 37.75% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS IRS Transcripts Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 783 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | PA disclosure | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 202466.25 | 23.4 | 202466.25 | 23.4 | No | 64.18 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 913792209 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 6.644% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 35.11% | 35.11% | 35.11% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 725 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | I-551 Stamp and Passport |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 188477.83 | 19.7 | 188477.83 | 19.7 | No | 76.01 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 527018121 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 7.436% |  | 7.375% | 7.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 16.38% | 18.97% | 18.97% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2024 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2024 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 803 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 50941.74 | 7.3 | 50941.74 | 7.3 | No | 72.66 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 734430601 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.660% | LP | Approve Ineligible | No | 7.386% |  | 7.250% | 7.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.03% | 44.03% | 44.03% | Yes | Yes |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 26 | 26 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Retirement - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 757 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 48656.60 | 5.4 | 48656.60 | 5.4 | No | 70 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 939426873 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | NA | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.660% | DU | Approve Ineligible | No | 6.654% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | 05/01/2025 | Monthly | 27.41% | 27.40% | 27.40% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other, Other, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 800 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 3520472.62 | 306.2 | 3520472.62 | 306.2 | No | 49.57 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 160676031 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.920% | Manual Underwriting | Manual Underwriting | No | 6.774% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 19.82% | 19.82% | 19.82% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 803 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 1325743.09 | 143.1 | 1491553.68 | 161 | No | 51.78 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXXXXX | XXXXXXX |  |  | XX/XX/XXXX |
| XXXX |  | 339288307 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 10 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.850% | LP | Accept Eligible | Yes | 6.617% |  | 6.490% | 6.490% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | 03/01/2025 | Monthly | 21.96% | 21.96% | 21.96% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2023, 2022 | Borrower - Executed 4506T Verified - 2025, 2023, 2022 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 809 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 249965.14 | 56.9 | 249965.14 | 56.9 | No | 51.3 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 879573082 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.850% | DU | Approve Ineligible | No | 6.520% |  | 6.490% | 6.490% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | 05/01/2025 | Monthly | 37.94% | 37.94% | 37.94% | No | No |  |  |  |  |  |  | Employed | Self-Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, Lease Agreements Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage, SESoleProprietor, SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 788 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | Permanent Resident Alien | Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 196324.55 | 20.7 | 196324.55 | 20.7 | No | 70.64 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 584813492 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.850% | DU | Approve Eligible | No | 7.114% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 35.39% | 35.33% | 35.33% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 360 | 27 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 731 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 1 | 0 | 0 | 0 |  |  |  |  | 1 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 418646.16 | 50.8 | 418646.16 | 50.8 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 112962809 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.850% | Manual Underwriting | Manual Underwriting | No | 6.548% |  | 6.375% | 6.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 44.74% | 44.82% | 44.82% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Proceeds from Sale | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 26 | 26 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Commission, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 781 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 1695554.48 | 187.5 | 1695554.48 | 187.5 | No | 50 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 511841976 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.730% | DU | Approve Ineligible | No | 6.922% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | 05/01/2025 | Annually | 31.28% | 31.28% | 31.28% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 142 | 27 | Work Number | Yes | 198 | 27 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 79354.94 | 9.4 | 79354.94 | 9.4 | No | 69.24 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 252889564 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 4 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.730% | LP | Accept Eligible | No | 6.679% |  | 6.375% | 6.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | 05/01/2025 | Annually | 33.14% | 33.31% | 33.31% | Yes | Yes |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 1 | 1 | 0 | 2 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023 - 2023 \|\| Co Borrower - SESoleProprietor - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023 - 2023 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023 - 2023 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023 - 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 791 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 24830.50 | 9.6 | 24830.50 | 9.6 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 173288654 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 6.766% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | 05/01/2025 | Monthly | 22.15% | 20.96% | 20.96% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.23% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SEPartnership, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2024, 2023 | Borrower - Executed 4506T Verified - 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 741 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 476491.41 | 31.3 | 476491.41 | 31.3 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 775514442 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 5 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.620% | DU | Approve Eligible | No | 7.085% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | 05/01/2025 | Annually | 40.05% | 40.05% | 40.05% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 1 | 1 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 23 | 23 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp, Wage - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 773 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 716323.54 | 157.8 | 716323.54 | 157.8 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 313892151 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.620% | DU | Approve Ineligible | No | 6.700% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.62% | 38.63% | 38.63% | No | No |  |  |  |  |  |  | Self-Employed | Retired |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 1 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2023 - 2023 \|\| Co Borrower - Retirement - Executed 4506T Verified, IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2023 - 2023 \|\| Co Borrower - Executed 4506T Verified, IRS Transcripts Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 801 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 165755.20 | 16 | 165755.20 | 16 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXXXXX | XXXXXXX |  |  | XX/XX/XXXX |
| XXXX |  | 892818052 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 6.452% |  | 6.250% | 6.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.30% | 38.30% | 38.30% | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 779 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 2057289.67 | 219.1 | 2057289.67 | 219.1 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 431597312 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 6.500% |  | 6.500% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | 05/01/2025 | Monthly | 27.88% | 27.88% | 27.88% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 194 | 24 | Work Number | Yes | 194 | 24 | Work Number | No | 0 |  |  | Borrower - Commission, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 748 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 2098477.51 | 224.6 | 2098477.51 | 224.6 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 454634929 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 2 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | LP | Accept Eligible | No | 6.519% |  | 6.490% | 6.490% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | 05/01/2025 | Monthly | 49.80% | 49.73% | 49.73% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 761 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 103990.88 | 14.8 | 103990.88 | 14.8 | No | 70 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 696747930 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 11 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Eligible | No | 6.538% |  | 6.250% | 6.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | 05/01/2025 | Monthly | 21.54% | 21.55% | 21.55% | Yes | Yes |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 1 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 805 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 23839.31 | 7.7 | 23839.31 | 7.7 | No | 55.19 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 284676918 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 6.945% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 18.21% | 23.45% | 23.45% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 36 | 27 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 701 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 429926.44 | 48.8 | 429926.44 | 48.8 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 240054437 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.660% | DU | Approve Ineligible | No | 6.798% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 38.81% | 38.77% | 38.77% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025 - 2025 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 779 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 1594261.58 | 170 | 1594261.58 | 170 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 545606400 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.660% | Manual Underwriting | Manual Underwriting | No | 6.816% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | 06/01/2025 | Annually | 34.34% | 34.34% | 34.34% | No | No |  |  |  |  |  |  | Not Employed | Employed |  |  |  |  | Full Doc | 0 | 0 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% |  | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Executed 4506T Verified \|\| Co Borrower - Wage, Other REO Net Rental Income(Loss) - 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 788 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 353383.46 | 41 | 353383.46 | 41 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 469344728 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 6.644% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | 05/01/2025 | Monthly | 28.15% | 28.15% | 28.15% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 771 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | Work Visa |  | XX/XX/XXXX | Non Permanent Resident Alien | Non-Permanent Non-US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | Work Visa |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 210594.76 | 20.2 | 210594.76 | 20.2 | No | 64.97 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 775121431 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 6.250% |  | 6.250% | 6.250% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | 06/01/2025 | Monthly | 26.54% | 26.54% | 26.54% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 58 | 27 | Work Number | Yes | 47 | 27 | Work Number | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 798 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 |  |  |  |  |  |  | 0 | 0 |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 144482.05 | 21.9 | 144482.05 | 21.9 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 217819044 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 6.709% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 41.34% | 41.34% | 41.34% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 2 | 0 |  |  | 1 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 12.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, SEPartnership, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 813 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 592121.21 | 49.7 | 592121.21 | 49.7 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 816190577 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 6.688% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 27.72% | 27.72% | 27.72% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 25 | 25 | Work Number | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 771 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 135053.72 | 21.4 | 135053.72 | 21.4 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 285218037 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 6.659% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 11.67% | 11.67% | 11.67% | Yes |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 1 | 1 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 2024 - 2024 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 2024 - 2024 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 809 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 637627.15 | 85.7 | 637627.15 | 85.7 | No | 75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 724663625 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 6.946% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | 06/01/2025 | Annually | 22.30% | 22.30% | 22.30% | Yes |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 48 | 28 | FNMA 1005 |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 771 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 395844.10 | 30.3 | 395844.10 | 30.3 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 544908770 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | 6.819% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | 06/01/2025 | Annually | 38.57% | 38.57% | 38.57% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 770 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 158002.32 | 21.5 | 158002.32 | 21.5 | No | 55.81 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 328271871 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 7.189% |  | 7.125% | 7.125% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 40.73% | 40.73% | 40.73% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 158 | 27 | Other | Yes | 236 | 27 | Work Number | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 787 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 122351.10 | 17 | 122351.10 | 17 | No | 79.17 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 742024092 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 6.702% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 32.78% | 33.50% | 33.50% | No | No |  |  |  |  |  |  | Employed | Self-Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | NA | N/A | 0 | N/A | 0 | 1 | 2 | 1 | 2 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% |  | 100.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2024 | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2024 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 717 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 345533.08 | 45.8 | 345533.08 | 45.8 | No | 62.4 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXXXXX | XXXXXXX |  |  | XX/XX/XXXX |
| XXXX |  | 675641548 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 7.017% |  | 7.000% | 7.000% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 35.05% | 35.30% | 35.30% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp, SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2022 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 766 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 343491.27 | 21.9 | 343491.27 | 21.9 | No | 69.25 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 730555828 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 6.689% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 36.45% | 36.46% | 36.46% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Doc | 0 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 2 | 0 | 2 | 1 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 59.00% | 50.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss), SEPartnership, SEPartnership - 2 YRS Business Tax Returns Verified(1065), 2+ Months Paystubs Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - SEPartnership, SEPartnership, SEPartnership - 2 YRS Business Tax Returns Verified(1065), Executed 4506T Verified, IRS Transcripts Verified - 2020, 2023, 2022 | Borrower - 2 YRS Business Tax Returns Verified(1065), Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Business Tax Returns Verified(1065), Executed 4506T Verified, IRS Transcripts Verified - 2020, 2023, 2022 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 750 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 466282.67 | 62.8 | 466282.67 | 62.8 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 916517560 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 6.567% |  | 6.500% | 6.500% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 41.07% | 41.07% | 41.07% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 1 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), Executed 4506T Verified, IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2023, 2022 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 |  | 0 | 0 | 0 |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 202568.01 | 21.3 | 202568.01 | 21.3 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 575375675 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.810% | DU | Approve Ineligible | No | 6.748% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | 06/01/2025 | Annually | 41.63% | 41.63% | 41.63% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 135 | 16 | Work Number |  |  | 0 |  | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 770 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act Disclosure Borrower Identification Verification | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 455715.85 | 43.2 | 455715.85 | 43.2 | No | 60 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 817009893 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.620% | Manual Underwriting | Manual Underwriting | No | 6.860% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 41.35% | 41.35% | 41.35% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 718 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 211187.97 | 19.2 | 211187.97 | 19.2 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 369309572 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.700% | DU | Approve Ineligible | No | 7.063% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 22.42% | 22.42% | 22.42% | Yes | No |  |  |  |  |  |  | Self-Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 1 | 1 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 120 | 28 | Work Number | No | 0 |  |  | Borrower - SESoleProprietor - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024 - 2024 \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024 - 2024 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 777 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 656262.27 | 96.6 | 656262.27 | 96.6 | No | 75 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 207670366 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.700% | DU | Approve Ineligible | No | 7.402% |  | 7.375% | 7.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | 05/01/2025 | Monthly | 26.36% | 26.36% | 26.36% | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 1 | 1 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, Executed 4506T Verified, IRS Transcripts Verified - 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), Executed 4506T Verified, IRS Transcripts Verified - 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 739 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 319146.57 | 31 | 319146.57 | 31 | No | 77.06 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 474239071 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.650% | DU | Approve Ineligible | No | 7.152% |  | 7.125% | 7.125% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 39.02% | 39.22% | 39.22% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 36 | 36 | Work Number | Yes | 36 | 36 | Work Number | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 711 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 284455.01 | 23.4 | 284455.01 | 23.4 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 625946507 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.700% | Manual Underwriting | Manual Underwriting | No | 6.981% |  | 6.875% | 6.875% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 37.35% | 37.36% | 37.36% | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 2 | 0 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 267 | 27 | FNMA 1005 |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  |  | 780 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | .00 | 0 | 10937710.08 | 1110.3 | No | 80 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 863548517 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.700% | DU | Approve Ineligible | No | 7.450% |  | 7.375% | 7.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 37.54% | 37.54% | 37.54% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 811 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 202044.59 | 29.5 | 202044.59 | 29.5 | No | 89.95 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 404073758 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.810% | DU | Approve Eligible | No | 7.170% |  | 7.125% | 7.125% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 42.99% | 42.99% | 42.99% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 793 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Other | Patriot Act | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 255519.39 | 35.1 | 255519.39 | 35.1 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 544571991 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | 7 | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | XX/XX/XXXX | 6.810% | LP | Accept Eligible | No | 6.814% |  | 6.750% | 6.750% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | Yes | XXXX | XX | $X,XXX.XX | 06/01/2025 | Monthly | 41.46% | 41.46% | 41.46% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 791 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 142944.06 | 16.4 | 142944.06 | 16.4 | No | 69.47 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXXXXX | XXXXXXX |  |  | XX/XX/XXXX |
| XXXX |  | 543495846 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.810% | Manual Underwriting | Manual Underwriting | No | 6.582% |  | 6.375% | 6.375% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A | XXXX | XX | $X,XXX.XX | 06/01/2025 | Monthly | 32.19% | 32.20% | 32.20% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 11 | 11 | Other | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 2024, 2023 | Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 783 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | HELOC | $400000.00 | No | US Citizen | US Citizen | N/A | Other | Patriot Act | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Other | Patriot Act | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 299035.36 | 25.4 | 299035.36 | 25.4 | No | 79.72 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 786253445 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.880% | DU | Approve Ineligible | No | 6.691% |  | 6.625% | 6.625% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 28.69% | 28.36% | 28.36% | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 0 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 26 | 26 | Work Number | Yes | 27 | 27 | Work Number | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 | Borrower - Executed 4506T Verified - 2025, 2024, 2023 \|\| Co Borrower - Executed 4506T Verified - 2025, 2024, 2023 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 797 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 212687.90 | 18.4 | 212687.90 | 18.4 | No | 75.38 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |
| XXXX |  | 310846916 | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX/XX/XXXX | N/A | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | XX/XX/XXXX | 6.850% | DU | Approve Ineligible | No | 7.172% |  | 7.125% | 7.125% | $X,XXX.XX | No | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | $X,XXX.XX | N/A |  |  | $0.00 |  |  | 36.42% | 36.42% | 36.42% | No | No |  |  |  |  |  |  | Self-Employed | Self-Employed |  |  |  |  | Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 1 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 50.00% | 50.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, Executed 4506T Verified, IRS Transcripts Verified - 2023, 2022 \|\| Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, Executed 4506T Verified, IRS Transcripts Verified - 2023, 2022 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), Executed 4506T Verified, IRS Transcripts Verified - 2023, 2022 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), Executed 4506T Verified, IRS Transcripts Verified - 2023, 2022 | XXXX XXXX | XXXX | XX | XXXXX | XXXX | XX/XX/XXXX | XX/XX/XXXX | XX/XX/XXXX |  |  | 764 |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  | US Citizen | US Citizen | N/A | Real ID Driver's License |  | XX | United States | XX/XX/XXXX |  |  | N/A |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | 584434.90 | 38.2 | 584434.90 | 38.2 | No | 80 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  | XX/XX/XXXX |

---

## Exhibit 99.15

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.15**

---

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| **Loan ID** | **Seller Loan ID** | **Alt Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraisal Type** | **Primary Appraised Value** | **Value for LTV** | **LTV** | **CLTV** | **Primary Appraisal Date** | **Loan Reviewed Product Type** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Loan Collateral Advisor Risk Score Date** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Collateral Underwriter Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** |
| XXXX |  | 293943240 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 46.41 | 46.41 | XX/XX/XXXX |  |  |  |  | Desk Review | $X,XXX.XX | $X,XXX.XX | .XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | Low | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 854467413 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 70.0 | 70.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 2.3 |
| XXXX |  | 735650146 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 57.52 | 57.52 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 2.5 |
| XXXX |  | 710315332 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 33.31 | 33.31 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 | Desk Review | $X,XXX.XX | $X,XXX.XX | .XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | Low | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 5 |
| XXXX |  | 822387877 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 47.23 | 47.23 | XX/XX/XXXX | Loan Collateral Advisor (LCA) | $X,XXX.XX | 0 | .0000 | Desk Review | $X,XXX.XX | $X,XXX.XX | .XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  | 4.5 |  | Not Eligible |  |
| XXXX |  | 107536317 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1073 Individual Condo Report | $X,XXX.XX | $X,XXX.XX | 65.0 | 65.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1 |
| XXXX |  | 336125655 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1073 Individual Condo Report | $X,XXX.XX | $X,XXX.XX | 60.0 | 60.0 | XX/XX/XXXX | Loan Collateral Advisor (LCA) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  | 1 |  | Eligible |  |
| XXXX |  | 799680079 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 76.12 | 76.12 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 | Desk Review | $X,XXX.XX | $X,XXX.XX | .XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | Low | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 3.7 |
| XXXX |  | 411513773 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 54.44 | 54.44 | XX/XX/XXXX |  |  |  |  | Desk Review | $X,XXX.XX | $X,XXX.XX | .XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | Moderate | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 225693305 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 41.35 | 41.35 | XX/XX/XXXX | Loan Collateral Advisor (LCA) | $X,XXX.XX | 0 | .0000 | Desk Review | $X,XXX.XX | $X,XXX.XX | .XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX | Low | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  | 3.5 |  | Not Eligible |  |
| XXXX |  | 780391746 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | None - Appraisal Waiver | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX |  |  |  |  | AVM | $X,XXX.XX | $X,XXX.XX | .XXXX |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | .XXXX | 95.0 | 0.05 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 264001217 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1073 Individual Condo Report | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1 |
| XXXX |  | 331995909 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 79.88 | 79.88 | XX/XX/XXXX | Loan Collateral Advisor (LCA) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  | 1 |  | Eligible |  |
| XXXX |  | 781804471 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 56.74 | 56.74 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 | Desk Review | $X,XXX.XX | $X,XXX.XX | .XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | Low | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 3.2 |
| XXXX |  | 885754699 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1073 Individual Condo Report | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1 |
| XXXX |  | 902772781 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | None - Appraisal Waiver | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX |  |  |  |  | AVM | $X,XXX.XX | $X,XXX.XX | .XXXX |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | .XXXX | 95.0 | 0.05 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 188968377 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  | 1 | XX/XX/XXXX | Eligible | 1.4 |
| XXXX |  | 598413580 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 27.91 | 27.91 | XX/XX/XXXX |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | .XXXX | XX/XX/XXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 246606876 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Desk Review | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 3.5 |
| XXXX |  | 277294448 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 39.44 | 39.44 | XX/XX/XXXX | Desk Review | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 840644261 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | AVM | $X,XXX.XX | .XXXX | -.0512 |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | .XXXX | 96.0 | 0.04 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 257459684 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 77.65 | 77.65 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1 |
| XXXX |  | 656985652 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 75.0 | 75.0 | XX/XX/XXXX | AVM | $X,XXX.XX | .XXXX | -.0448 |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | .XXXX | 95.0 | 0.05 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 738013745 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 70.0 | 70.0 | XX/XX/XXXX | Loan Collateral Advisor (LCA) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  | 1 |  | Eligible |  |
| XXXX |  | 326975445 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 63.7 | 63.7 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | .XXXX | 91.0 | 0.09 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  | 1.5 | XX/XX/XXXX | Eligible | 3.6 |
| XXXX |  | 181063910 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | .XXXX | 96.0 | 0.04 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  | 5.0 | XX/XX/XXXX | Not Eligible | 1.8 |
| XXXX |  | 121219061 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 69.95 | 69.95 | XX/XX/XXXX | AVM | $X,XXX.XX | .XXXX | -.0294 |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | .XXXX | 94.0 | 0.06 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 821136810 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | AVM | $X,XXX.XX | .XXXX | -.0111 |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | .XXXX | 89.0 | 0.11 | XXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  | 1.5 |  | Eligible |  |
| XXXX |  | 917863850 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 75.78 | 75.78 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1.1 |
| XXXX |  | 708288867 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1073 Individual Condo Report | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1.4 |
| XXXX |  | 632090442 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 2.5 |
| XXXX |  | 487501601 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Loan Collateral Advisor (LCA) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  | 1 |  | Eligible |  |
| XXXX |  | 452260001 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 53.44 | 53.44 | XX/XX/XXXX | AVM | $X,XXX.XX | .XXXX | -.0429 |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | .XXXX | 96.0 | 0.04 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 4.4 |
| XXXX |  | 652976143 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 79.17 | 79.17 | XX/XX/XXXX |  |  |  |  | Collateral Underwriter (CU) | $X,XXX.XX | $X,XXX.XX | .XXXX |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | .XXXX | 94.0 | 0.06 | XXXX | ValueFinder | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  | 3.5 | XX/XX/XXXX | Not Eligible | 1 |
| XXXX |  | 231878850 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1025 Small Residential Income Report | $X,XXX.XX | $X,XXX.XX | 65.0 | 65.0 | XX/XX/XXXX | AVM | $X,XXX.XX | .XXXX | .2786 |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | .XXXX | 89.0 | 0.11 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 166539435 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Loan Collateral Advisor (LCA) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  | 2.5 | XX/XX/XXXX | Eligible | 1 |
| XXXX |  | 466807570 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1073 Individual Condo Report | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Loan Collateral Advisor (LCA) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  | 3.5 |  | Not Eligible |  |
| XXXX |  | 410109268 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 79.94 | 79.94 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | .XXXX | 97.0 | 0.03 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 4.9 |
| XXXX |  | 252783400 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 49.7 | 49.7 | XX/XX/XXXX | Loan Collateral Advisor (LCA) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  | 1 |  | Eligible |  |
| XXXX |  | 838788052 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | AVM | $X,XXX.XX | .XXXX | -.0152 |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | .XXXX | 93.0 | 0.07 | XXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 409073464 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 62.94 | 62.94 | XX/XX/XXXX | Desk Review | $X,XXX.XX | .XXXX | -.0414 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | XXXX | XXXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 475557440 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Desk Review | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 933653905 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 76.67 | 76.67 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1.7 |
| XXXX |  | 875554302 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 57.5 | 57.5 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1 |
| XXXX |  | 325722077 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | .XXXX | XX/XX/XXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 263782211 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1 |
| XXXX |  | 828253308 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 2.3 |
| XXXX |  | 551901808 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1.3 |
| XXXX |  | 763669296 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1073 Individual Condo Report | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Loan Collateral Advisor (LCA) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  | 1 |  | Eligible |  |
| XXXX |  | 268688188 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 75.0 | 75.0 | XX/XX/XXXX | Desk Review | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 625682427 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1.5 |
| XXXX |  | 882125218 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1073 Individual Condo Report | $X,XXX.XX | $X,XXX.XX | 26.95 | 26.95 | XX/XX/XXXX | Desk Review | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 465642729 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 54.05 | 54.05 | XX/XX/XXXX | Desk Review | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | LOW RISK | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 4.1 |
| XXXX |  | 282324219 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 50.0 | 50.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 2.5 |
| XXXX |  | 396747357 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | .XXXX | 91.0 | 0.09 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 2.7 |
| XXXX |  | 179185207 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | AVM | $X,XXX.XX | .XXXX | -.0625 |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | .XXXX | 96.0 | 0.04 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 551115141 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 75.0 | 75.0 | XX/XX/XXXX | AVM | $X,XXX.XX | .XXXX | .0215 |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | .XXXX | 96.0 | 0.04 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1.7 |
| XXXX |  | 798803496 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1073 Individual Condo Report | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1.4 |
| XXXX |  | 395615212 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 35.71 | 35.71 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 | Desk Review | $X,XXX.XX | $X,XXX.XX | .XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | Low | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 3.1 |
| XXXX |  | 407114937 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 34.69 | 34.69 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 | Desk Review | $X,XXX.XX | $X,XXX.XX | .XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | Moderate | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 4.7 |
| XXXX |  | 903793964 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 77.94 | 77.94 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1 |
| XXXX |  | 402882630 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1 |
| XXXX |  | 558182593 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 75.0 | 75.0 | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  | 1 |  | Eligible |  |
| XXXX |  | 676754093 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 62.04 | 62.04 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 2.2 |
| XXXX |  | 130369836 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1 |
| XXXX |  | 738069784 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 76.09 | 76.09 | XX/XX/XXXX | AVM | $X,XXX.XX | .XXXX | .0169 |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | .XXXX | 95.0 | 0.05 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 3.1 |
| XXXX |  | 834353774 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 50.0 | 50.0 | XX/XX/XXXX | AVM | $X,XXX.XX | .XXXX | -.0282 |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | .XXXX | 94.0 | 0.06 | XXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 4 |
| XXXX |  | 981284735 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | AVM | $X,XXX.XX | .XXXX | -.0489 |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | .XXXX | 96.0 | 0.04 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  | 3 |  | Not Eligible |  |
| XXXX |  | 272897352 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 | AVM | $X,XXX.XX | $X,XXX.XX | .XXXX |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | .XXXX | 94.0 | 0.06 | XXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 2.6 |
| XXXX |  | 575672958 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 64.52 | 64.52 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1.3 |
| XXXX |  | 382748743 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 56.0 | 56.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1.3 |
| XXXX |  | 273168210 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 61.36 | 61.36 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 2.4 |
| XXXX |  | 197070793 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1 |
| XXXX |  | 707890716 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 75.0 | 75.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1 |
| XXXX |  | 187479554 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 71.12 | 71.12 | XX/XX/XXXX | 1004 URAR | $X,XXX.XX | .XXXX | .0095 |  |  |  |  | $X,XXX.XX | $X,XXX.XX | .XXXX | XX/XX/XXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 923738048 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 77.45 | 77.45 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 | AVM | $X,XXX.XX | $X,XXX.XX | .XXXX |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | .XXXX | 92.0 | 0.08 | XXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 3.6 |
| XXXX |  | 809957191 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 67.55 | 67.55 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1 |
| XXXX |  | 972538280 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | AVM | $X,XXX.XX | .XXXX | -.0523 |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | .XXXX | 93.0 | 0.07 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 3.2 |
| XXXX |  | 831034626 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 73.56 | 73.56 | XX/XX/XXXX | AVM | $X,XXX.XX | .XXXX | -.0605 |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | .XXXX | 91.0 | 0.09 | XXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 3.3 |
| XXXX |  | 532078236 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 67.08 | 67.08 | XX/XX/XXXX | Desk Review | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | Low | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 3.2 |
| XXXX |  | 298694924 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 73.68 | 73.68 | XX/XX/XXXX | Desk Review | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 2.6 |
| XXXX |  | 671222550 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1073 Individual Condo Report | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Desk Review | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 2.3 |
| XXXX |  | 935663489 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | AVM | $X,XXX.XX | .XXXX | -.5316 | Desk Review | $X,XXX.XX | $X,XXX.XX | .XXXX |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | .XXXX | 84.0 | 0.16 | XXXX | HVE | XX/XX/XXXX | $X,XXX.XX | 0 | XXXX | XXXXX | Low | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 3.3 |
| XXXX |  | 298724799 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 70.0 | 70.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1 |
| XXXX |  | 528016537 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 70.0 | 70.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1.8 |
| XXXX |  | 310251613 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | AVM | $X,XXX.XX | .XXXX | .0372 |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | .XXXX | 88.0 | 0.12 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 2.6 |
| XXXX |  | 578437564 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 75.0 | 75.0 | XX/XX/XXXX | Desk Review | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | .XXXX | 89.0 | 0.11 | XXXX | HVE | XX/XX/XXXX | $X,XXX.XX | 0 | XXXX | XXXXX | Moderate | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 212772013 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 68.63 | 68.63 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1 |
| XXXX |  | 179434562 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 62.64 | 62.64 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | .XXXX | 92.0 | 0.08 | XXXX | Other | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 3.2 |
| XXXX |  | 166548567 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 75.0 | 75.0 | XX/XX/XXXX | Loan Collateral Advisor (LCA) | $X,XXX.XX | 0 | .0000 |  |  |  |  | $X,XXX.XX | $X,XXX.XX | .XXXX | XX/XX/XXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  | 1.5 | XX/XX/XXXX | Eligible | 1 |
| XXXX |  | 613231347 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1 |
| XXXX |  | 357261450 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 60.0 | 60.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1 |
| XXXX |  | 190788785 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 64.18 | 64.18 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1 |
| XXXX |  | 913792209 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 76.01 | 76.01 | XX/XX/XXXX | Desk Review | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 527018121 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1073 Individual Condo Report | $X,XXX.XX | $X,XXX.XX | 72.66 | 72.66 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1 |
| XXXX |  | 734430601 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 70.0 | 70.0 | XX/XX/XXXX | AVM | $X,XXX.XX | .XXXX | -.0025 |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | .XXXX | 95.0 | 0.05 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 4.8 |
| XXXX |  | 939426873 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 49.57 | 49.57 | XX/XX/XXXX | AVM | $X,XXX.XX | .XXXX | -.0805 |  |  |  |  |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | .XXXX | 93.0 | 0.07 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 2.4 |
| XXXX |  | 160676031 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 51.78 | 51.78 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 2 |
| XXXX |  | 339288307 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | None - Appraisal Waiver | $X,XXX.XX | $X,XXX.XX | 51.3 | 51.3 | XX/XX/XXXX |  |  |  |  | AVM | $X,XXX.XX | $X,XXX.XX | .XXXX |  |  |  |  |  | $X,XXX.XX | $X,XXX.XX | .XXXX | 95.0 | 0.05 | XXXX | HVE | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 879573082 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 70.64 | 70.64 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1 |
| XXXX |  | 584813492 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 75.0 | 75.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1 |
| XXXX |  | 112962809 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 50.0 | 50.0 | XX/XX/XXXX | Desk Review | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 511841976 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 69.24 | 69.24 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1.7 |
| XXXX |  | 252889564 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 75.0 | 75.0 | XX/XX/XXXX | Loan Collateral Advisor (LCA) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  | 2 |  | Eligible |  |
| XXXX |  | 173288654 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Desk Review | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 5 |
| XXXX |  | 775514442 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1 |
| XXXX |  | 313892151 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Desk Review | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 892818052 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 | Desk Review | $X,XXX.XX | $X,XXX.XX | .XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | Moderate | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 2.7 |
| XXXX |  | 431597312 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Desk Review | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 454634929 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 70.0 | 70.0 | XX/XX/XXXX | Loan Collateral Advisor (LCA) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  | 1 |  | Eligible |  |
| XXXX |  | 696747930 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 55.19 | 55.19 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1.4 |
| XXXX |  | 284676918 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Desk Review | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 240054437 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Desk Review | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 545606400 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1 |
| XXXX |  | 469344728 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 64.97 | 64.97 | XX/XX/XXXX | Desk Review | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1.3 |
| XXXX |  | 775121431 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Desk Review | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1.5 |
| XXXX |  | 217819044 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1 |
| XXXX |  | 816190577 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 2.5 |
| XXXX |  | 285218037 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 75.0 | 75.0 | XX/XX/XXXX | Desk Review | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | Moderate | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 3.2 |
| XXXX |  | 724663625 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1.7 |
| XXXX |  | 544908770 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 55.81 | 55.81 | XX/XX/XXXX | Desk Review | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 4.9 |
| XXXX |  | 328271871 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 79.17 | 79.17 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 | Desk Review | $X,XXX.XX | $X,XXX.XX | .XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | Moderate | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 2.8 |
| XXXX |  | 742024092 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 62.4 | 62.4 | XX/XX/XXXX | Desk Review | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 3.3 |
| XXXX |  | 675641548 | XX/XX/XXXX | $X,XXX.XX |  | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 69.25 | 69.25 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 | Desk Review | $X,XXX.XX | $X,XXX.XX | .XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | Moderate | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 2.6 |
| XXXX |  | 730555828 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 2.1 |
| XXXX |  | 916517560 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 2.2 |
| XXXX |  | 575375675 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 60.0 | 60.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1 |
| XXXX |  | 817009893 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1.7 |
| XXXX |  | 369309572 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 75.0 | 75.0 | XX/XX/XXXX | Desk Review | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | Low risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1 |
| XXXX |  | 207670366 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 77.06 | 77.06 | XX/XX/XXXX | Desk Review | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 474239071 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Desk Review | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | Low Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 3.5 |
| XXXX |  | 625946507 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Desk Review | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | Moderate Risk | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 5 |
| XXXX |  | 863548517 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 89.95 | 89.95 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1.4 |
| XXXX |  | 404073758 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1 |
| XXXX |  | 544571991 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 69.47 | 69.47 | XX/XX/XXXX |  |  |  |  | Desk Review | $X,XXX.XX | $X,XXX.XX | .XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | $X,XXX.XX | 0 | XXXX | XXXXX | Moderate | XX/XX/XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXXX |  | 543495846 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 57.5 | 79.72 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1.9 |
| XXXX |  | 786253445 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 75.38 | 75.38 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1 |
| XXXX |  | 310846916 | XX/XX/XXXX | $X,XXX.XX | $X,XXX.XX | 0 | 1004 URAR | $X,XXX.XX | $X,XXX.XX | 80.0 | 80.0 | XX/XX/XXXX | Collateral Underwriter (CU) | $X,XXX.XX | 0 | .0000 |  |  |  |  | $X,XXX.XX | $X,XXX.XX | .XXXX | XX/XX/XXXX | 1004 URAR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX/XX/XXXX |  | 1 |

---

## Exhibit 99.16

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.16**

---

| | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|
| **Loan ID** | **Seller Loan ID** | **Alt Loan ID** | **Field Name** | **Source** | **Verified Value** | **Bid Tape Value** | **Comment** |
| XXXX | #N/A | 293943240 | Property City | notePage | XXXXXXX | XXXXXXX | Audit Value Pulled From Note. |
| XXXX | #N/A | 293943240 | Property Type MTrade | mtradeDataPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXX | #N/A | 293943240 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 47.75 | 48 | DTI difference is less than 1% and within lender tolerance. |
| XXXX | #N/A | 735650146 | Qualifying CLTV | propertyValuationPage | 57.52 | 58 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX | #N/A | 735650146 | Qualifying LTV | propertyValuationPage | 57.52 | 58 | Audit Value of Subject Lien / Qualifying Value |
| XXXX | #N/A | 735650146 | Property Type MTrade | mtradeDataPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXX | #N/A | 735650146 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 33.93 | 33.95 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file.  |
| XXXX | #N/A | 710315332 | Qualifying CLTV | propertyValuationPage | 33.31 | 34 | Audit Value of 1st + 2nd lien / Qualifying Value. |
| XXXX | #N/A | 710315332 | Qualifying LTV | propertyValuationPage | 33.31 | 34 | Audit Value of Subject Lien / Qualifying Value. |
| XXXX | #N/A | 710315332 | Property Type MTrade | mtradeDataPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXX | #N/A | 822387877 | Qualifying LTV | propertyValuationPage | 47.23 | 48 | Audit Value of Subject Lien / Qualifying Value |
| XXXX | #N/A | 822387877 | Qualifying CLTV | propertyValuationPage | 47.23 | 48 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX | #N/A | 822387877 | Property Type MTrade | mtradeDataPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXX | #N/A | 107536317 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 49.48 | 49.49 | Audit reflects difference in net income per documents in the loan file. |
| XXXX | #N/A | 336125655 | Property Address | notePage | XXXXXXX | XXXXXXX | Audit Value Pulled From Note. |
| XXXX | #N/A | 336125655 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 48.6 | 48.55 | Audit reflects difference in subject HOA Dues per documents in the loan file.  |
| XXXX | #N/A | 799680079 | Qualifying CLTV | propertyValuationPage | 76.12 | 77 | Audit Value of 1st + 2nd lien / Qualifying Value. |
| XXXX | #N/A | 799680079 | Qualifying LTV | propertyValuationPage | 76.12 | 77 | Audit Value of Subject Lien / Qualifying Value. |
| XXXX | #N/A | 799680079 | Property Type MTrade | mtradeDataPage | XXXXXXX | XXXXXXX | Audit Value Pulled from Appraisal. |
| XXXX | #N/A | 411513773 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 33.31 | 33 | DTI difference is less than 1% and within lender tolerance. |
| XXXX | #N/A | 225693305 | Qualifying CLTV | propertyValuationPage | 41.35 | 42 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX | #N/A | 225693305 | Qualifying LTV | propertyValuationPage | 41.35 | 42 | Audit Value of Subject Lien / Qualifying Value |
| XXXX | #N/A | 225693305 | Property Type MTrade | mtradeDataPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXX | #N/A | 780391746 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 11.48 | 11 | DTI difference is less than 1% and within lender tolerance.  |
| XXXX | #N/A | 331995909 | Qualifying LTV | propertyValuationPage | 79.88 | 79.87 | Audit Value of Subject Lien / Qualifying Value |
| XXXX | #N/A | 331995909 | Qualifying CLTV | propertyValuationPage | 79.88 | 79.87 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX | #N/A | 331995909 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 36.61 | 43 | DTI difference due to LPA rounding off |
| XXXX | #N/A | 781804471 | Qualifying CLTV | propertyValuationPage | 56.74 | 56.73 | Audit Value of 1st + 2nd lien / Qualifying Value. |
| XXXX | #N/A | 781804471 | Qualifying LTV | propertyValuationPage | 56.74 | 56.73 | Audit Value of Subject Lien / Qualifying Value. |
| XXXX | #N/A | 781804471 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 45.16 | 45 | DTI difference is less than 1% and within lender tolerance.  |
| XXXX | #N/A | 902772781 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 45.75 | 46 | DTI difference is due to LPA Rounding off |
| XXXX | #N/A | 188968377 | Property City | notePage | XXXXXXX | XXXXXXX | Audit Value Pulled From Note. |
| XXXX | #N/A | 277294448 | Qualifying LTV | propertyValuationPage | 39.44 | 40 | Audit Value of Subject Lien / Qualifying Value |
| XXXX | #N/A | 277294448 | Qualifying CLTV | propertyValuationPage | 39.44 | 40 | Audit Value of 1st + 2nd lien / Qualifying Value<br>|
| XXXX | #N/A | 277294448 | Borrower 1 Self-Employment Flag | employmentIncomePage | Yes | No | Audit value pulled from documents located in the loan file. |
| XXXX | #N/A | 840644261 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 21.33 | 21.47 | DTI difference is less than 1% and within lender tolerance.  |
| XXXX | #N/A | 257459684 | Qualifying CLTV | propertyValuationPage | 77.65 | 80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX | #N/A | 257459684 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 46.06 | 48 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file.  |
| XXXX | #N/A | 738013745 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.04 | 42 | Audit value pulled from most recent credit report in the loan file dated XX/XX/XXXX |
| XXXX | #N/A | 326975445 | Qualifying CLTV | propertyValuationPage | 63.7 | 62.25 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX | #N/A | 326975445 | Qualifying LTV | propertyValuationPage | 63.7 | 62.25 | Audit Value of Subject Lien / Qualifying Value |
| XXXX | #N/A | 326975445 | Property County | deedOfTrustPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Deed of Trust. |
| XXXX | #N/A | 326975445 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 37.07 | 25 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file. Audit reflects difference in negative rental income per documents in the loan file. |
| XXXX | #N/A | 821136810 | Borrower 1 Last Name | notePage | XXXXXXX | XXXXXXX | Audit Value Pulled From Note. |
| XXXX | #N/A | 821136810 | Qualifying FICO | creditLiabilitiesPage | 806 | 0 | Audit value based on lender qualifying requirements. |
| XXXX | #N/A | 821136810 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 27.13 | 23.64 | Audit reflects more conservative income based on documents in the loan file.  |
| XXXX | #N/A | 708288867 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 47.33 | 46.31 | Audit reflects difference in subject homeowner's insurance per documents in the loan file.  |
| XXXX | #N/A | 632090442 | Qualifying CLTV | propertyValuationPage | 80 | 79.99 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX | #N/A | 632090442 | Qualifying LTV | propertyValuationPage | 80 | 79.99 | Audit Value of Subject Lien / Qualifying Value |
| XXXX | #N/A | 632090442 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 29.93 | 30 | DTI difference is less than 1% and within lender tolerance.  |
| XXXX | #N/A | 487501601 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 44.14 | 44 | DTI difference is less than 1% and within lender tolerance.  |
| XXXX | #N/A | 452260001 | Qualifying CLTV | propertyValuationPage | 53.44 | 53.43 | Rounding |
| XXXX | #N/A | 452260001 | Qualifying LTV | propertyValuationPage | 53.44 | 53.43 | Rounding |
| XXXX | #N/A | 452260001 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 39.76 | 40 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file.  |
| XXXX | #N/A | 652976143 | Qualifying CLTV | propertyValuationPage | 79.17 | 80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX | #N/A | 652976143 | Qualifying LTV | propertyValuationPage | 79.17 | 80 | Audit Value of Subject Lien / Qualifying Value |
| XXXX | #N/A | 652976143 | Borrower 2 Self-Employment Flag | employmentIncomePage | XXXXXXX | XXXXXXX | Audit value pulled from documents located in the loan file. |
| XXXX | #N/A | 652976143 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 47.44 | 47.61 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file. |
| XXXX | #N/A | 231878850 | Number of Units | propertyValuationPage | 2 | 1 | Audit Value Pulled From Appraisal. |
| XXXX | #N/A | 231878850 | Qualifying FICO | creditLiabilitiesPage | 758 | 0 | Audit value pulled from most recent credit report in the loan file dated XX/XX/XXXX |
| XXXX | #N/A | 231878850 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.96 | 39.55 | Audit reflects difference in subject property taxes per documents in the loan file.  |
| XXXX | #N/A | 252783400 | Qualifying CLTV | propertyValuationPage | 49.7 | 48 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX | #N/A | 252783400 | Qualifying LTV | propertyValuationPage | 49.7 | 48 | Audit Value of Subject Lien / Qualifying Value |
| XXXX | #N/A | 252783400 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 27.82 | 27.98 | Audit reflects difference in subject property taxes per documents in the loan file. |
| XXXX | #N/A | 263782211 | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXXXXX | XXXXXXX | Audit value pulled from documents located in the loan file. |
| XXXX | #N/A | 828253308 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 24.61 | 21 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file.  |
| XXXX | #N/A | 763669296 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 32.92 | 32.77 | Audit liabilities were based on documents in the loan file.  |
| XXXX | #N/A | 882125218 | Qualifying CLTV | propertyValuationPage | 26.95 | 27 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX | #N/A | 882125218 | Qualifying LTV | propertyValuationPage | 26.95 | 27 | Audit Value of Subject Lien / Qualifying Value |
| XXXX | #N/A | 882125218 | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXXXXX | XXXXXXX | Audit value pulled from documents located in the loan file. |
| XXXX | #N/A | 465642729 | Qualifying CLTV | propertyValuationPage | 54.05 | 55 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX | #N/A | 465642729 | Qualifying LTV | propertyValuationPage | 54.05 | 55 | Audit Value of Subject Lien / Qualifying Value |
| XXXX | #N/A | 395615212 | Qualifying LTV | propertyValuationPage | 35.71 | 36 | Audit Value of Subject Lien / Qualifying Value. |
| XXXX | #N/A | 395615212 | Qualifying CLTV | propertyValuationPage | 35.71 | 36 | Audit Value of 1st + 2nd lien / Qualifying Value. |
| XXXX | #N/A | 407114937 | Qualifying LTV | propertyValuationPage | 34.69 | 35 | Audit Value of Subject Lien / Qualifying Value. |
| XXXX | #N/A | 407114937 | Qualifying CLTV | propertyValuationPage | 34.69 | 35 | Audit Value of 1st + 2nd lien / Qualifying Value. |
| XXXX | #N/A | 903793964 | Borrower 2 First Name | notePage | XXXXXXX | XXXXXXX | Audit Value Pulled From Note. |
| XXXX | #N/A | 903793964 | Qualifying CLTV | propertyValuationPage | 77.94 | 78 | Audit Value of 1st + 2nd lien / Qualifying Value" |
| XXXX | #N/A | 903793964 | Borrower 3 Last Name | notePage | XXXXXXX | XXXXXXX | Audit Value Pulled From Note. |
| XXXX | #N/A | 903793964 | Qualifying Interest Rate | notePage | 6.375 | 6.5 | Audit Value Pulled From Note. |
| XXXX | #N/A | 903793964 | Qualifying FICO | creditLiabilitiesPage | 788 | 0 | Audit value pulled from most recent credit report in the loan file dated XX/XX/XXXX |
| XXXX | #N/A | 903793964 | Qualifying LTV | propertyValuationPage | 77.94 | 78 | Audit Value of Subject Lien / Qualifying Value" |
| XXXX | #N/A | 903793964 | Borrower 1 Last Name | notePage | XXXXXXX | XXXXXXX | Audit Value Pulled From Note. |
| XXXX | #N/A | 903793964 | Borrower 1 First Name | notePage | XXXXXXX | XXXXXXX | Audit Value Pulled From Note. |
| XXXX | #N/A | 903793964 | Borrower 3 First Name | notePage | XXXXXXX | XXXXXXX | Audit Value Pulled From Note. |
| XXXX | #N/A | 903793964 | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXXXXX | XXXXXXX | Audit Value Pulled From Final 1003. |
| XXXX | #N/A | 903793964 | Borrower 3 Self-Employment Flag | employmentIncomePage | XXXXXXX | XXXXXXX | Audit Value Pulled From Final 1003. |
| XXXX | #N/A | 558182593 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 39.53 | 40 | Audit value pulled from documents located in the loan file. |
| XXXX | #N/A | 676754093 | Qualifying LTV | propertyValuationPage | 62.04 | 63 | Audit Value of Subject Lien / Qualifying Value |
| XXXX | #N/A | 676754093 | Qualifying CLTV | propertyValuationPage | 62.04 | 63 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX | #N/A | 130369836 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 44.29 | 44 | DTI difference is less than 1% and within lender tolerance.  |
| XXXX | #N/A | 738069784 | Qualifying CLTV | propertyValuationPage | 76.09 | 77 | Audit Value of 1st + 2nd lien / Qualifying Value. |
| XXXX | #N/A | 738069784 | Qualifying LTV | propertyValuationPage | 76.09 | 77 | Audit Value of Subject Lien / Qualifying Value. |
| XXXX | #N/A | 981284735 | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXXXXX | XXXXXXX | Audit Value Pulled From Final 1003. |
| XXXX | #N/A | 981284735 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.33 | 42 | DTI difference is less than 1% and within lender tolerance.  |
| XXXX | #N/A | 272897352 | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXXXXX | XXXXXXX | Audit value pulled from documents located in the loan file. |
| XXXX | #N/A | 272897352 | Property Type MTrade | mtradeDataPage | XXXXXXX | XXXXXXX | Audit value pulled from documents located in the loan file. |
| XXXX | #N/A | 272897352 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 37.24 | 37 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file.  |
| XXXX | #N/A | 575672958 | Qualifying FICO | creditLiabilitiesPage | 781 | 0 | Audit value based on lender qualifying requirements. |
| XXXX | #N/A | 575672958 | Qualifying CLTV | propertyValuationPage | 64.52 | 65 | Audit Value of 1st + 2nd lien / Qualifying Value. |
| XXXX | #N/A | 575672958 | Qualifying LTV | propertyValuationPage | 64.52 | 65 | Audit Value of Subject Lien / Qualifying Value. |
| XXXX | #N/A | 575672958 | Primary Appraised Property Value | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Appraisal. |
| XXXX | #N/A | 382748743 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 41.55 | 42.15 | Audit value pulled from documents located in the loan file. |
| XXXX | #N/A | 273168210 | Qualifying LTV | propertyValuationPage | 61.36 | 62 | Audit Value of Subject Lien / Qualifying Value |
| XXXX | #N/A | 273168210 | Qualifying CLTV | propertyValuationPage | 61.36 | 62 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX | #N/A | 273168210 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.87 | 42.88 | Rounding |
| XXXX | #N/A | 707890716 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 49.2 | 49.16 | Audit reflects difference in subject property taxes per documents in the loan file.  |
| XXXX | #N/A | 187479554 | Borrower 1 Last Name | notePage | XXXXXXX | XXXXXXX | Audit Value Pulled From Note. |
| XXXX | #N/A | 187479554 | Qualifying FICO | creditLiabilitiesPage | 802 | 0 | Audit value based on lender qualifying requirements. |
| XXXX | #N/A | 187479554 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 42.66 | 33 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file.  |
| XXXX | #N/A | 923738048 | Qualifying CLTV | propertyValuationPage | 77.45 | 78 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX | #N/A | 923738048 | Qualifying LTV | propertyValuationPage | 77.45 | 78 | Audit Value of Subject Lien / Qualifying Value |
| XXXX | #N/A | 923738048 | Qualifying FICO | creditLiabilitiesPage | 801 | 0 | Audit value pulled from credit report |
| XXXX | #N/A | 809957191 | Property Address | notePage | XXXXXXX | XXXXXXX | Audit value pulled from Note |
| XXXX | #N/A | 809957191 | Qualifying FICO | creditLiabilitiesPage | 796 | 0 | Audit value pulled from credit report |
| XXXX | #N/A | 809957191 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 46.75 | 47 | DTI difference is due to LPA rounding off |
| XXXX | #N/A | 972538280 | Qualifying Interest Rate | notePage | 6.5 | 6.625 | Audit Value Pulled From Note. |
| XXXX | #N/A | 831034626 | Qualifying FICO | creditLiabilitiesPage | 745 | 0 | Audit value based on documents located in the loan file. |
| XXXX | #N/A | 831034626 | Qualifying LTV | propertyValuationPage | 73.56 | 74 | Audit Value of 1st + 2nd lien / Qualifying Value" |
| XXXX | #N/A | 831034626 | Qualifying CLTV | propertyValuationPage | 73.56 | 74 | Audit Value of Subject Lien / Qualifying Value" |
| XXXX | #N/A | 532078236 | Qualifying LTV | propertyValuationPage | 67.08 | 68 | Audit Value of Subject Lien / Qualifying Value. |
| XXXX | #N/A | 532078236 | Qualifying CLTV | propertyValuationPage | 67.08 | 68 | Audit Value of 1st + 2nd lien / Qualifying Value" |
| XXXX | #N/A | 298694924 | Qualifying LTV | propertyValuationPage | 73.68 | 74 | Audit value pulled from documents located in the loan file. |
| XXXX | #N/A | 298694924 | Qualifying CLTV | propertyValuationPage | 73.68 | 74 | Audit value pulled from documents located in the loan file. |
| XXXX | #N/A | 298694924 | Borrower 2 Self-Employment Flag | employmentIncomePage | XXXXXXX | XXXXXXX | Audit value pulled from documents located in the loan file. |
| XXXX | #N/A | 298694924 | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXXXXX | XXXXXXX | Audit value pulled from documents located in the loan file. |
| XXXX | #N/A | 671222550 | Number of Units | propertyValuationPage | 211 | 1 | Audit Value Pulled From Appraisal. |
| XXXX | #N/A | 935663489 | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXXXXX | XXXXXXX | Audit value pulled from documents located in the loan file. |
| XXXX | #N/A | 212772013 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 20.81 | 21 | DTI difference is due to LPA rounding off |
| XXXX | #N/A | 179434562 | Qualifying CLTV | propertyValuationPage | 62.64 | 63 | Audit Value of 1st + 2nd lien / Qualifying Value. |
| XXXX | #N/A | 179434562 | Qualifying LTV | propertyValuationPage | 62.64 | 63 | Audit Value of Subject Lien / Qualifying Value. |
| XXXX | #N/A | 166548567 | Sales Price | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Verified on Purchase Contract / Final CD. |
| XXXX | #N/A | 613231347 | Borrower 2 Self-Employment Flag | employmentIncomePage | XXXXXXX | XXXXXXX | Audit value pulled from documents located in the loan file. |
| XXXX | #N/A | 357261450 | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXXXXX | XXXXXXX | Audit value pulled from documents located in the loan file. |
| XXXX | #N/A | 357261450 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 33.11 | 33.06 | Audit reflects difference in subject HOA Dues per documents in the loan file. |
| XXXX | #N/A | 190788785 | Qualifying LTV | propertyValuationPage | 64.18 | 65 | Audit Value of Subject Lien / Qualifying Value. |
| XXXX | #N/A | 190788785 | Qualifying CLTV | propertyValuationPage | 64.18 | 65 | Audit Value of 1st + 2nd lien / Qualifying Value. |
| XXXX | #N/A | 913792209 | Qualifying LTV | propertyValuationPage | 76.01 | 76 | Audit Value of Subject Lien / Qualifying Value |
| XXXX | #N/A | 913792209 | Qualifying CLTV | propertyValuationPage | 76.01 | 76 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX | #N/A | 527018121 | Qualifying LTV | propertyValuationPage | 72.66 | 73 | Audit Value of Subject Lien / Qualifying Value |
| XXXX | #N/A | 527018121 | Qualifying CLTV | propertyValuationPage | 72.66 | 73 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX | #N/A | 527018121 | Qualifying FICO | creditLiabilitiesPage | 803 | 0 | Audit value based on lender qualifying requirements. |
| XXXX | #N/A | 527018121 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 18.97 | 19.31 | Audit reflects difference in qualifying P & I than the approval.  |
| XXXX | #N/A | 734430601 | Qualifying Interest Rate | notePage | 7.25 | 7.625 | Audit Value Pulled From Note. |
| XXXX | #N/A | 734430601 | Qualifying FICO | creditLiabilitiesPage | 757 | 0 | Audit value pulled from most recent credit report in the loan file dated XX/XX/XXXX.  |
| XXXX | #N/A | 734430601 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 44.03 | 45 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file.  |
| XXXX | #N/A | 939426873 | Qualifying CLTV | propertyValuationPage | 49.57 | 50 | Audit Value of 1st + 2nd lien / Qualifying Value. |
| XXXX | #N/A | 939426873 | Qualifying LTV | propertyValuationPage | 49.57 | 50 | Audit Value of Subject Lien / Qualifying Value. |
| XXXX | #N/A | 939426873 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 27.4 | 27.41 | Audit value pulled from documents located in the loan file. |
| XXXX | #N/A | 339288307 | Qualifying CLTV | propertyValuationPage | 51.3 | 51.29 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX | #N/A | 339288307 | Qualifying LTV | propertyValuationPage | 51.3 | 51.29 | Audit Value of Subject Lien / Qualifying Value |
| XXXX | #N/A | 339288307 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 21.96 | 22 | DTI difference is due to LPA rounding |
| XXXX | #N/A | 879573082 | Sales Price | propertyValuationPage | XXXXXXX | XXXXXXX | Audit Value Verified on Purchase Contract / Final CD. |
| XXXX | #N/A | 879573082 | Qualifying LTV | propertyValuationPage | 70.64 | 71 | Audit Value of Subject Lien / Qualifying Value" |
| XXXX | #N/A | 879573082 | Qualifying CLTV | propertyValuationPage | 70.64 | 71 | Audit Value of 1st + 2nd lien / Qualifying Value" |
| XXXX | #N/A | 879573082 | Borrower 2 Self-Employment Flag | employmentIncomePage | XXXXXXX | XXXXXXX | Audit value pulled from documents located in the loan file. |
| XXXX | #N/A | 879573082 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 37.94 | 37.95 | 1008 DTI 37.94. Rounding |
| XXXX | #N/A | 584813492 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 35.33 | 37.38 | Audit value pulled from documents located in the loan file. |
| XXXX | #N/A | 112962809 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 44.82 | 44.745 | Audit reflects difference in negative rental income per documents in the loan file.  |
| XXXX | #N/A | 511841976 | Qualifying LTV | propertyValuationPage | 69.24 | 70 | Audit Value of Subject Lien / Qualifying Value" |
| XXXX | #N/A | 511841976 | Qualifying CLTV | propertyValuationPage | 69.24 | 70 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX | #N/A | 252889564 | Qualifying FICO | creditLiabilitiesPage | 791 | 0 | Audit value based on lender qualifying requirements. |
| XXXX | #N/A | 252889564 | Borrower 1 Last Name | notePage | XXXXXXX | XXXXXXX | Audit Value Pulled From Note. |
| XXXX | #N/A | 252889564 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 33.31 | 35 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file. |
| XXXX | #N/A | 173288654 | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXXXXX | XXXXXXX | Audit value pulled from documents available in loan file |
| XXXX | #N/A | 173288654 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 20.96 | 22.15 | DTI difference is due to liability calculation |
| XXXX | #N/A | 313892151 | Property Type MTrade | mtradeDataPage | XXXXXXX | XXXXXXX | Audit value pulled from documents available in loan file |
| XXXX | #N/A | 313892151 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 38.63 | 39 | DTI difference is less than 1% |
| XXXX | #N/A | 431597312 | Sales Price | propertyValuationPage | XXXXXXX | XXXXXXX | Audit value pulled from final CD |
| XXXX | #N/A | 454634929 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 49.73 | 50 | Audit reflects difference in subject property taxes per documents in the loan file.  |
| XXXX | #N/A | 696747930 | Qualifying CLTV | propertyValuationPage | 55.19 | 56 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX | #N/A | 696747930 | Qualifying LTV | propertyValuationPage | 55.19 | 56 | Audit Value of Subject Lien / Qualifying Value |
| XXXX | #N/A | 696747930 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 21.55 | 21.54 | Rounding |
| XXXX | #N/A | 284676918 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 23.45 | 22.55 | Audit liabilities were based on documents in the loan file.  |
| XXXX | #N/A | 240054437 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 38.77 | 38.81 | DTI difference is less than 1% and within lender tolerance.  |
| XXXX | #N/A | 469344728 | Qualifying CLTV | propertyValuationPage | 64.97 | 65 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX | #N/A | 469344728 | Qualifying LTV | propertyValuationPage | 64.97 | 65 | Audit Value of Subject Lien / Qualifying Value |
| XXXX | #N/A | 217819044 | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXXXXX | XXXXXXX | Audit value pulled from documents available in loan file |
| XXXX | #N/A | 816190577 | Borrower 1 Last Name | notePage | XXXXXXX | XXXXXXX | Audit Value Pulled From Note. |
| XXXX | #N/A | 544908770 | Qualifying CLTV | propertyValuationPage | 55.81 | 55.8 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX | #N/A | 544908770 | Qualifying LTV | propertyValuationPage | 55.81 | 55.8 | Audit Value of Subject Lien / Qualifying Value |
| XXXX | #N/A | 328271871 | Qualifying LTV | propertyValuationPage | 79.17 | 80 | Audit Value of Subject Lien / Qualifying Value |
| XXXX | #N/A | 328271871 | Qualifying CLTV | propertyValuationPage | 79.17 | 80 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX | #N/A | 742024092 | Qualifying CLTV | propertyValuationPage | 62.4 | 63 | Audit Value of 1st + 2nd lien / Qualifying Value" |
| XXXX | #N/A | 742024092 | Qualifying LTV | propertyValuationPage | 62.4 | 63 | Audit Value of Subject Lien / Qualifying Value |
| XXXX | #N/A | 742024092 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 33.5 | 30.84 | Audit reflects difference in subject homeowner's insurance & taxes per documents in the loan file.  |
| XXXX | #N/A | 675641548 | Qualifying LTV | propertyValuationPage | 69.25 | 70 | Audit Value of Subject Lien / Qualifying Value. |
| XXXX | #N/A | 675641548 | Qualifying CLTV | propertyValuationPage | 69.25 | 70 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX | #N/A | 675641548 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 35.3 | 35.01 | DTI difference is less than 1% and within lender tolerance.  |
| XXXX | #N/A | 730555828 | Borrower 1 Self-Employment Flag | employmentIncomePage | XXXXXXX | XXXXXXX | Audit value pulled form documents available in loan |
| XXXX | #N/A | 730555828 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 36.46 | 39.21 | DTI difference is due to Income calculation |
| XXXX | #N/A | 817009893 | Qualifying FICO | creditLiabilitiesPage | 718 | 0 | Audit value pulled from most recent credit report in the loan file dated XX/XX/XXXX. |
| XXXX | #N/A | 207670366 | Qualifying CLTV | propertyValuationPage | 77.06 | 78 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX | #N/A | 207670366 | Qualifying LTV | propertyValuationPage | 77.06 | 78 | Audit Value of Subject Lien / Qualifying Value |
| XXXX | #N/A | 474239071 | Borrower 1 Last Name | notePage | XXXXXXX | XXXXXXX | Audit Value Pulled From Note. |
| XXXX | #N/A | 474239071 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 39.22 | 40.03 | Audit reflects difference in subject property taxes per documents in the loan file.  |
| XXXX | #N/A | 625946507 | Property County | deedOfTrustPage | XXXXXXX | XXXXXXX | Audit Value Pulled From Deed of Trust. |
| XXXX | #N/A | 625946507 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 37.36 | 37.354 | Audit reflects difference in negative rental income per documents in the loan file.  |
| XXXX | #N/A | 863548517 | Qualifying LTV | propertyValuationPage | 89.95 | 90 | Audit Value of Subject Lien / Qualifying Value. |
| XXXX | #N/A | 863548517 | Qualifying CLTV | propertyValuationPage | 89.95 | 90 | Audit Value of 1st + 2nd lien / Qualifying Value. |
| XXXX | #N/A | 544571991 | Qualifying LTV | propertyValuationPage | 69.47 | 69.46 | Audit Value of Subject Lien / Qualifying Value |
| XXXX | #N/A | 544571991 | Qualifying CLTV | propertyValuationPage | 69.47 | 69.46 | Audit Value of 1st + 2nd lien / Qualifying Value |
| XXXX | #N/A | 544571991 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 41.46 | 41 | Audit DTI difference is due to income calculations and liabilities based on documents in loan file.  |
| XXXX | #N/A | 543495846 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 32.2 | 32.189 | Audit liabilities were based on documents in the loan file. |
| XXXX | #N/A | 786253445 | Qualifying CLTV | propertyValuationPage | 75.38 | 76 | Audit Value of 1st + 2nd lien / Qualifying Value. |
| XXXX | #N/A | 786253445 | Qualifying LTV | propertyValuationPage | 75.38 | 76 | Audit Value of Subject Lien / Qualifying Value. |
| XXXX | #N/A | 786253445 | Qualifying Total Debt Income Ratio | diligenceFinalLookPage | 28.36 | 27 | Audit reflects difference in subject homeowner's insurance per documents in the loan file.  |
| XXXX | #N/A | 310846916 | Qualifying FICO | creditLiabilitiesPage | 764 | 750 | Audit value pulled from credit report |

---

## Exhibit 99.17

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.17**

![](ex9924001.jpg)

![](ex9924002.jpg)<sub>1</sub>

**Table of Contents**

Phoenix Overview 2 <br> Services Description 2 <br> Summary of Findings and Conclusions 9© 2025 Phoenix Collateral Advisors, LLC. All Rights Reserved. Private and Confidential.

![](ex9924002.jpg)<sub>2</sub>

Phoenix Overview

Phoenix Collateral Advisors, LLC ("PHOENIX") performed third-party diligence review services (the "Review") described herein on forty-three (43) residential mortgage loans originated by multiple lenders and acquired by Radian Mortgage Capital (the "Client"). Reviews were conducted from January 2025 through May 2025 on loans with origination dates from December 2024 through May 2025 via files imaged and provided by the Client or its designee for Review.

Services Description

**A.** **Sample Size and Selection Method** 

The final loan selection consisted of forty-three (43) residential mortgage loans with a total original principal balance of $26,679,525. Phoenix is unaware of the overall population for securitization as the Review was performed without knowledge of the full selection. Loan reviews were performed on the entire population referred to Phoenix by the Client. The scope for the loan reviews completed is outlined below:

● Compliance Review - 43 Loan Reviews

● Credit Review - 43 Loan Reviews

● Valuation Review - 43 Loan Reviews

● Data Integrity - 43 Loan Reviews

**B.** **Data Compare and Integrity Review on the assets.** 

For the forty-three (43) residential mortgage loans reviewed, Phoenix compared data fields provided by the loan management platform provided by the Client against data found in the actual file as captured by Phoenix. This comparison, when data was available, included the following data fields:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;AllOtherPayments | &nbsp;&nbsp;DiscountPoints | &nbsp;&nbsp;PrimaryAppraiserName |
| &nbsp;&nbsp;AmortizationTerm | &nbsp;&nbsp;DSCR | &nbsp;&nbsp;PrimaryMortgageorRentTimes30 |
| &nbsp;&nbsp;AppraiserCertorLicenseNumber | &nbsp;&nbsp;EscrowWaiverinFile | &nbsp;&nbsp;PrimaryMortgageorRentTimes60 |
| &nbsp;&nbsp;AssessorsParcelNumberAPN | &nbsp;&nbsp;FinalAppraisalDate | &nbsp;&nbsp;PrimaryMortgageorRentTimes90 |
| &nbsp;&nbsp;AusFindings | &nbsp;&nbsp;FinalAppraiserCompany | &nbsp;&nbsp;PropertyAddress |
| &nbsp;&nbsp;B1BirthDate | &nbsp;&nbsp;FirstPaymentDate | &nbsp;&nbsp;PropertyCity |
| &nbsp;&nbsp;B1Citizen | &nbsp;&nbsp;FirstTimeHomebuyerMtrade | &nbsp;&nbsp;PropertyCounty |
| &nbsp;&nbsp;B1Ethnicity | &nbsp;&nbsp;FloodZoneIndicator | &nbsp;&nbsp;PropertyDescription |
| &nbsp;&nbsp;B1FirstName | &nbsp;&nbsp;InitialMonthlyPIOrIOPayment | &nbsp;&nbsp;PropertyRights |
| &nbsp;&nbsp;B1Gender | &nbsp;&nbsp;InterestedPartyContributions | &nbsp;&nbsp;PropertyState |
| &nbsp;&nbsp;B1LastName | &nbsp;&nbsp;InterestOnlyFlag | &nbsp;&nbsp;PropertyType |
| &nbsp;&nbsp;B1MaritalStatus | &nbsp;&nbsp;InterestRate | &nbsp;&nbsp;PropertyZipCode |
| &nbsp;&nbsp;B1OriginationFICO | &nbsp;&nbsp;LevelofPropertyReview | &nbsp;&nbsp;PurchasePrice |
| &nbsp;&nbsp;B1QualifyingIncome | &nbsp;&nbsp;LienPosition | &nbsp;&nbsp;QualifyingCLTV |
| &nbsp;&nbsp;B1Race | &nbsp;&nbsp;LoanAmount | &nbsp;&nbsp;QualifyingFICO |
| &nbsp;&nbsp;B1SelfEmploymentFlag | &nbsp;&nbsp;LoanID | &nbsp;&nbsp;QualifyingHLTV |
| &nbsp;&nbsp;B1SSN | &nbsp;&nbsp;LoanOriginatorNMLS | &nbsp;&nbsp;QualifyingHousingDebtincomeRatio |
| &nbsp;&nbsp;B2BirthDate | &nbsp;&nbsp;LoanPurpose | &nbsp;&nbsp;QualifyingInterestRate |
| &nbsp;&nbsp;B2Citizen | &nbsp;&nbsp;LoanType | &nbsp;&nbsp;QualifyingLoanAmount |
| &nbsp;&nbsp;B2Ethnicity | &nbsp;&nbsp;MaturityDate | &nbsp;&nbsp;QualifyingLTV |
| &nbsp;&nbsp;B2FirstName | &nbsp;&nbsp;MonthlyHOADollar | &nbsp;&nbsp;QualifyingMonthlyPIAmount |
| &nbsp;&nbsp;B2Gender | &nbsp;&nbsp;MonthlyPaymentofOtherLien | &nbsp;&nbsp;QualifyingTotalDebtIncomeRatio |
| &nbsp;&nbsp;B2LastName | &nbsp;&nbsp;MonthlyPropertyTaxAmount | &nbsp;&nbsp;QualifyingTotalReservesNumberofMonths |
| &nbsp;&nbsp;B2OriginationFICO | &nbsp;&nbsp;MtradeProjectType | &nbsp;&nbsp;RefinanceType |
| &nbsp;&nbsp;B2QualifyingIncome | &nbsp;&nbsp;NoteDate | &nbsp;&nbsp;ReviewedAppraisedPropertyValue |
| &nbsp;&nbsp;B2Race | &nbsp;&nbsp;NoteType | &nbsp;&nbsp;SalesPrice |
| &nbsp;&nbsp;B2SelfEmploymentFlag | &nbsp;&nbsp;NumberofUnits | &nbsp;&nbsp;Term |
| &nbsp;&nbsp;B2SSN | &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;TotalClosingCosts |
| &nbsp;&nbsp;CashOutIncludeDebtPaidatClose | &nbsp;&nbsp;PrepaymentPenaltyFlag | &nbsp;&nbsp;TotalMonthlyPropertyInsuranceAmount |
| &nbsp;&nbsp;CashtoClose | &nbsp;&nbsp;PrimaryAppraisedPropertyValue | &nbsp;&nbsp;TotalOtherREONetRentalIncome |
|  |  | &nbsp;&nbsp;TotalQualifiedAssetsAvailable |
|  |  | &nbsp;&nbsp;TotalQualifiedAssetsforReservesPostClose |

---

© 2025 Phoenix Collateral Advisors, LLC. All Rights Reserved. Private and Confidential.

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*Additionally, Phoenix verified:* 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;*a.* *Listed borrowers signed documents requiring a signature,* 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;*b.* *That all riders needed for the terms of the mortgage and mortgage note were attached to the respective documents,* 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;*c.* *That social security numbers/EIN across documents were consistent.* 

**C.** **Origination of the assets review scope and methodology, including conformity to provided underwriting guidelines, standards, criteria, or other requirements.** 

Phoenix thoroughly reviewed mortgage loan origination documentation to ensure alignment with provided underwriting guidelines, standards, criteria, and any other specified requirements, including the Ability to Repay and Qualified Mortgage criteria detailed below. Additionally, where relevant, the Review encompassed verification against the Automated Underwriting System output in the mortgage loan file. The following client guidelines were provided to conduct reviews:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Radian
 Agency Fixed Rate Program,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Radian
 Jumbo AUS Program,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Radian
 Jumbo Manual UW Program.

Phoenix's credit scope conducted for this transaction included reviewing (a) whether the borrower(s) conformed to provided guidelines, (b) Recalculated income, liabilities, LTV, CLTV, and debt-to-income ratios (DTI) and comparing these against provided guidelines, (c) analyzed asset statements to determine whether funds to close and reserves were within provided guidelines, (d) confirmed that credit scores (FICO) and credit histories were within provided guidelines, (e) evaluated evidence of borrower's willingness and ability to repay the obligation.

**Credit Application:** For the credit application, Phoenix captured relevant data points and validated that the application:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Was
 executed by all listed borrowers,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Properly
 dated,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. All
 applicable sections were completed in their entirety,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Included
 the borrower's employment history,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Included
 all known borrower-owned properties,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. First-time
 home buyer status,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Citizenship
 and eligibility.

**Credit Report:** Phoenix validated that a credit report that met guidelines requirements was present for each borrower and that such borrower's credit profile adhered to the provided guidelines. To make this determination, Phoenix:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Confirm
 the report was a tri-merge and prepared within 180 days of the origination date,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Confirm
 that the mid score meets the minimum FICO score in the provided guidelines,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Captured
 data:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. monthly
 consumer debt payments for DTI calculation,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. installment
 and revolving payment history,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. mortgage/rental
 payment history,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. foreclosure,
 bankruptcy, short sale, deed in lieu information,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. number
 of tradelines,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. max
 credit and current Balance to determine credit usage ratio,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. representative
 credit score and methodology.© 2025 Phoenix Collateral Advisors, LLC. All Rights Reserved. Private and Confidential.

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**Employment and Income:** Phoenix confirmed whether all applicable supporting documentation required by guidelines and Appendix Q or Ability to Repay ("ATR") was present in the file. The documentation was used to verify whether the income used to qualify for the loan was calculated following the guidelines provided and included such documents as:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. All
 borrower paystubs, W-2 forms, tax returns, financial statements, IRS tax transcripts,
 bank statements, award letters, lease agreements,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verbal
 or written employment verifications,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Third-party
 verification of employment/business prior to close.

**Asset Review:** Phoenix evaluated asset documentation required by the guidelines and, as applicable, Appendix Q or ATR, was present in the mortgage loan file and supported the assets required to close, including closing costs and prepaid items and/or meet reserve requirements. Using applicable documentation, Phoenix sourced and verified large deposits, down payment, gift funds, and account transfers,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verification-of-deposit
 (VOD), account statements, stock or security account statements, escrow or earnest money
 deposits,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. gift
 fund letters, source bank statements, and deposit receipts,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. settlement
 statements or other evidence of conveyance and transfer of funds for any sale of an asset,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. other
 additional asset documentation.

**Hazard/Flood Insurance/Taxes:** Phoenix reviewed proper insurance documentation was present for the mortgage loan and captured relevant data, along with confirming:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Hazard
 insurance meets the minimum coverage required by guidelines, and the policy contains
 the correct standard mortgagee clause; confirm the premium for both the hazard policy
 and applicable flood insurance policy for accurate DTI calculation,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Policy
 is effective as of the loan disbursement date with a minimum 12-month term,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Flood
 certification was provided, with a flood zone determination of "life of loan"
 service, for the correct property, lender,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. If
 flood insurance is required, confirm the insurance and coverage meet the minimum guideline
 requirements required by the National Flood Insurance Act of 1968, as amended for individual,
 PUD, or condominium properties as applicable,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. For
 condominium properties, a master policy is provided meeting the minimum liability coverage
 and insurance for the project, and unit (walls-in) must meet the applicable Agency requirements,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Reviewed
 the tax certificate to verify and compare monthly escrows used to calculate DTI matched
 and that taxes were current,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Where
 applicable and per state and local requirements, flood/earthquake/windstorm insurance
 is present.

**Title Review:** Phoenix determined the title insurance met the specifications for agency loan programs and Fannie Mae for non-agency loan programs and verified:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. the
 title commitment provided reflected the appropriate proposed vesting is in the name of
 the borrower, the amount of title coverage was equal to the loan amount,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. review
 chain of title provided,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. the
 commitment addressed issues such as assessments, covenants, conditions, and restrictions;
 foreclosures; bankruptcies; judgment liens; and state and federal tax liens,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. determine
 the intended lien priority of the subject mortgage is in the first position with no subordinate
 liens,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. determine
 that all applicable endorsements are to be included with the final title policy.© 2025 Phoenix Collateral Advisors, LLC. All Rights Reserved. Private and Confidential.

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**Fraud Review:** Phoenix reviewed comprehensive fraud, OFAC, and background check reports for each borrower/guarantor mortgage loan file, to the extent present, in conjunction with source documents found in the mortgage loan file to assess the likelihood of any misrepresentations associated with the origination of the mortgage loan. If the mortgage loan file did not contain a fraud report and the counterparty did not produce one, Phoenix conditioned the mortgage loan for the missing fraud report product.

Where a report(s) present, Phoenix reviewed for:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Any
 name variations for the borrowers,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Any
 social security number inconsistencies for the borrowers,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Any
 potential occupancy issues based on the borrower's address history,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Any
 Previous felony convictions, misdemeanor convictions involving fraud, embezzlement, or
 other similar crimes,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Any
 judgments and liens,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Any
 party reflected on industry or Agency Exclusionary Lists that played a role during the
 origination through close of the loan,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Whether
 a National of a Sanctioned Country was involved,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Any
 additional consumers associated with the borrowers' profile. If any findings were noted,
 Phoenix confirmed that such findings alerts, red flags, and/or variations were addressed
 with applicable supporting documentation provided.

**AUS Review:** Phoenix confirmed the underwriter's Risk Assessment to approve the loan based on AUS recommendation and agency, and the AUS Summary reflected an Approved/Eligible or Accept decision, and income, asset, credit, and valuation documentation was provided pursuant to the findings. All Jumbo loans were confirmed to be approved with a manual underwrite and reviewed according to the Client's Jumbo guidelines provided.

**Additional Review of Mortgage Loan File:** Phoenix also reviewed the closing documents to ensure that the mortgage loan file information is complete and accurate. Additional items included in the Review include:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. If
 the property is located in an area that was listed as a FEMA disaster zone post-origination,
 an exterior inspection is reviewed,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. General
 conformity to Fannie Mae or FreddieMac approved formats at origination where applicable,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. All
 borrowers signed documents requiring a signature, and the Note was not electronically
 executed,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. All
 riders required by the terms of the mortgage and mortgage note were attached to the respective
 document,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Social
 security numbers across documents were consistent, and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Debt-to-Income
 ratio ("DTI(s)") and/or loan-to-value ratios ("LTV(s)") and the characteristics
 of the mortgage loan (purpose, occupancy, program, property type) conformed to provided
 guidelines.

**Valuation Review Method and Protocol:** Phoenix's Review included an analysis of third-party appraisal and secondary valuation products used to determine the value of the collateral during origination and applied the Client's valuation waterfall guidelines when required. Phoenix confirmed that the appraisal reports were dated within 120 days of the closing date and were USPAP/FIRREA compliant with interior/exterior appraisals with an as-is value. Phoenix evaluated whether the subject property eligibility adhered to guidelines. If needed, Phoenix used independent valuation products, or Collateral Desktop Analysis (CDA), to determine if the appraised value was reasonably supported and within 10% of the original appraised value. If there was a variance, an additional appraisal was obtained, and the lower of the two values was used for origination. Moreover, Phoenix confirmed consistency among the valuation products and if there were discrepancies that could not be resolved. Phoenix created an exception.

**Valuation Review (Appraisal, CDA, etc.):** Phoenix performed a valuation review to determine how much equity the borrower/entity has or will have in the property. The accuracy of the appraisal is critical. Phoenix evaluated the quality of appraisal and valuation products to determine that the correct form type was utilized, materially complete, and complies with industry standards and guidelines. Phoenix may use third-party tools and information (such as analytical tools, public record databases, and automated valuation models) to help identify areas of inaccuracy and/or inconsistencies that may be indicators of appraisal deficiencies. Per Client's valuation waterfall and guideline overlay, agency loans approved with properties having a CU Score of > 2.5 or are not eligible for collateral representation and warranty relief reflected within the UCDP Submission Summary Report and AUS, Phoenix obtained an independent post-close CDA to verify the original appraisal valuation for any variance and risk.© 2025 Phoenix Collateral Advisors, LLC. All Rights Reserved. Private and Confidential.

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Appraisal/Valuation review components include the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verify
 that all elements of appraisal are present (i.e., value conclusion, property data, comparable
 sales, occupancy, location map, sketch, etc.),

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verify
 property address and collateral documentation,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Review
 property zoning and legal use,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Confirm
 subject front, rear, and street shots are present along with required interior photos
 of the kitchen, bathrooms, bedrooms, main living area, upgrades, and deferred maintenance,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Analyze
 pictures for the condition of the property, possible red flags, health or safety issues,
 or negative external factors,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Determine
 that the appraised value is reasonable and was established using reasonable comparable
 sales, reasonable adjustments, and acceptable appraisal practices and,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Validate
 that the subject property is not located in an area with an individual FEMA disaster
 declaration after the valuation date.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. For
 example, if the appraisal date is before the FEMA Effective Date for any of the disasters
 listed. In that case, Phoenix will specify whether or not there has been a property inspection
 since the date listed, the latest inspection date, whether or not new damage has been
 indicated, and the amount of said damage.

Moreover, Phoenix's Review of comparable properties includes the following items to assess whether the value is reasonably supported:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Property
 data, including quality, condition, size, square footage, style, and features,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Neighborhood
 features and within pricing brackets,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Comparable
 properties were within a reasonable distance from the subject, and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Review
 adjustments for reasonableness and pricing evaluation across properties.

**Financial Institutions Reform, Recovery and Enforcement Act of 1989 ("FIRREA") Review:** Phoenix confirmed to the extent possible that the appraiser and the appraisal made by such appraiser both satisfied the requirements of Title XI of FIRREA. Specifically, Phoenix

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Confirmed
 the lender listed on the appraisal matches the subject transaction,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. The
 appraisal date to confirm it took place before final approval,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. That
 the report was signed and dated, and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. The
 appraisal/valuation scope is clearly defined. Phoenix verified the appraiser's name,
 company, license information, and whether the appraiser was supervised.

The individuals performing the original appraisal assessment are not persons providing valuations for purposes of the Uniform Standards of Professional Appraisal Practice ("USPAP") or necessarily licensed as appraisers under Federal or State law, and the services being performed by such persons do not constitute "appraisal reviews" for purposes of USPAP or Federal or State law.

**Compliance Review:** Phoenix reviewed each Loan File and, if applicable, verified that it was consummated in compliance with the applicable federal, state, and local anti-predatory lending statutes in effect at the time of origination of the mortgage loan. Phoenix' review included, but was not limited to, the verification and validation that each mortgage loan met the relevant provisions of:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Anti-Predatory
 Lending requirements that are imposed by federal, state and/or local statutory, regulatory
 or authoritative determinations (e.g., state constitutional provisions, ordinances, interpretations,
 judicial determinations, etc.) that impose civil or criminal liability upon the Assignee
 or may cause significant loss severity to the value of the Loan, including HOEPA and
 any state and local high-cost home loan laws. Assignee shall have the meaning as defined
 in TILA,© 2025 Phoenix Collateral Advisors, LLC. All Rights Reserved. Private and Confidential.

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. the
 Truth in Lending Act ("TILA"), as amended by HOEPA, 15 U.S.C. §1601 et
 seq., as implemented by Regulation Z, 12 C.F.R. Part 1026,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. the
 Real Estate Settlement Procedures Act ("RESPA"), 12 U.S.C. §2603, as implemented
 by Regulation X, 12 C.F.R. Part 1024,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. the
 Equal Credit Opportunity Act ("ECOA"), 15 U.S.C. §1691 as implemented
 by Regulation B, 12 C.F.R. §1001.1(b);.

**Anti-Predatory Lending:** Loans were reviewed for violations of federal, state & local high-cost, higher-priced and/or consumer finance laws and regulations that carry Assignee Liability, including those defined below. Any loan that is determined to be classified and/or described as high cost, higher-priced, subprime, threshold, predatory high risk, covered, or similar classification/definition was reported.

**Truth-in-Lending Act (TILA) / Regulation Z:** Loans were reviewed to determine compliance with the following requirements of TILA and Regulation Z, including, but not limited to, the following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. TILA/RESPA
 Integrated Disclosure Testing ("TRID"). A review and comparison of LEs and
 CDs with a report outlining any TILA violations, including a recalculation of disclosed
 finance charge, principal and interest calculations, proper completion of the Projected
 Payments table, total of payments, finance charge, amount financed, recalculation of
 disclosed APR and a review to determine disclosure differences were within the allowed
 tolerances and disclosures were provided within the required timeframes. Testing will
 be conducted to fulfill the elements Structured Finance Association (SFA) TRID Compliance
 Review Scope ("TRID Grid 4.0" as amended from time to time),

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Right
 of Rescission. A review of the TILA Right of Rescission, Notice of Right to Cancel, including
 a verification of the transaction date and expiration date, ensuring proper execution
 of the Notice of Right to Cancel by all required parties, verifying the disbursement
 date and determining if a full three (3) day rescission period was adequately provided
 to the borrower(s). The appropriate Model Form will be tested according to applicable
 U.S. Court of Appeals, Circuit Court rulings,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Qualified
 Mortgage and Ability to Repay. A review to ensure the mortgage loan meets the applicable
 Qualified Mortgage ("QM") and Ability-to-Repay ("ATR") requirements
 as set forth in regulations promulgated by the Consumer Financial Protection Bureau as
 found at 12 CFR § 1026.43. QM and ATR testing is detailed below.

**Real Estate Settlement Procedures Act (RESPA)/Regulation X:** Review to ensure compliance with RESPA/Regulation X documentation and timing requirements in effect at origination of the mortgage loan for RESPA disclosures (Servicing Disclosure Statement; Affiliated Business Arrangement Disclosure; Initial Escrow Disclosure Statement; List of Homeownership Counselling Organizations).

**Equal Credit Opportunity Act (ECOA)/Regulation B:** Confirm compliance with the January 18, 2014 requirements regarding the disclosure of the right to receive a copy of appraisals within three (3) business days of application, the right to receive a copy of the appraisals at least three (3) business days prior to consummation and any applicable waiver. The disclosure of the right to receive a copy of appraisals may be met by the disclosure on the Loan Estimate pursuant to 12 CFR § 1026.27(m)(1).

**Fair Credit Reporting Act (FRCA)/Regulation V:** Confirm compliance with the current FCRA/Regulation V requirements regarding risk-based pricing notice, credit score disclosure and Notice to Home Loan Applicant, as applicable.

**Miscellaneous Compliance Testing:** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Phoenix
 tests for state prepayment and late charge restrictions. If a prepayment penalty that
 exceeds the state-permitted penalty has expired, this was reported.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Where
 applicable, the disclosure requirements and prohibitions of Section 50(a)(6), Article
 XVI of the Texas Constitution and associated regulations.© 2025 Phoenix Collateral Advisors, LLC. All Rights Reserved. Private and Confidential.

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**Qualified Mortgage (QM)**

With respect to QM (Safe Harbor and Rebuttable Presumption) designated loans, Phoenix reviews the loan to determine whether based on available information in the Loan File:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. the
 loan contains risky loan features and terms (e.g. an interest-only feature or negative
 amortization),

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. the
 "points and fees" exceed the applicable QM threshold,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. the
 monthly payment was calculated appropriately,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. the
 creditor considered and verified income or assets at or before consummation,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. the
 creditor appropriately considered debt obligations, alimony, and child support, and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. depending
 on the application date, defined in accordance with 1026.2(a)(3)(ii) and the loan designation
 provided on the subject loan, either

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. for
 loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), prior
 to 3/1/2021, at the time of consummation, if the debt-to-income ratio exceeds 43% (calculated
 in accordance with Appendix Q to Regulation Z). This portion of the review includes a
 recalculation of all income and liabilities, with attention to the appropriate documentation
 for each source. GSE Patch applied to GSE eligible loan applications prior to the GSE
 Patch expiration 7/01/2021.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. for
 loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), on
 or after 3/1/2021, but before 10/1/2022, submitted with a loan designation of Safe Harbor
 QM, Higher Priced QM, Safe Harbor QM (43-Q), or Higher Priced QM (43-Q), whether at the
 time of consummation, the debt-to-income ratio exceeds 43% (calculated in accordance
 with Appendix Q to Regulation Z). This portion of the Review includes a recalculation
 of all income and liabilities with attention to the appropriate documentation of each
 source, or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. for
 loans with an application date, defined in accordance with § 1026.2(a)(3)(ii), taken
 on or after 3/1/2021, submitted with a loan designation of Safe Harbor QM (APOR), or
 Higher Priced QM (APOR), "Revised QM", whether the APR exceeds the average
 prime offer rate by 2.25 or more percentage points, (additional thresholds applicable
 for lower loan balances, subordinate lien covered transactions and certain manufactured
 homes loan amounts), and whether the loan does not meet the credit guidelines without
 a documented exception and compensating factors. GSE eligible loans with application
 dates on or after 7/01/2021 must meet the Revised QM Rule.

For example, if a loan was designated as QM and identified as eligible for guarantee, purchase, or insurance by an applicable Agency as permitted under the QM final rule. In that case, Phoenix reviews the loan to determine whether, based on available information in the Loan File the loan satisfied (a), (b) and (c) in the preceding paragraph and reviews the Automated Underwriting System output within the file to confirm agency eligibility.

For each QM designated loan that satisfied the applicable requirements enumerated above, Phoenix then determines whether the loan is a Safe Harbor QM or Rebuttable Presumption QM by comparing the loan's actual annual percentage rate, as recalculated, to the applicable average prime offer rate plus a certain applicable percentage.

**Ability to Repay (ATR)** 

Phoenix reviews the loan to determine whether, based on available information in the loan file, the creditor considered, as applicable, made a reasonable, good-faith determination before or when the loan is consummated that the consumer has a reasonable ability to repay the loan under the following eight underwriting factors, and verified such information using reasonably reliable third-party records:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. the
 consumer's current or reasonably expected income or assets,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. if
 the creditor relied on income from the consumer's employment in determining repayment
 ability, the consumer's current employment status,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. the
 consumer's monthly payment,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. the
 consumer's monthly payment on any simultaneous loan that the creditor knows or has reason
 to know will be made,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. the
 consumer's monthly payment for mortgage-related obligations,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. the
 consumer's current debt obligations, alimony, and child support,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. the
 consumer's monthly debt-to-income ratio or residual income, and© 2025 Phoenix Collateral Advisors, LLC. All Rights Reserved. Private and Confidential.

![](ex9924002.jpg)<sub>9</sub>

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. the
 consumer's credit history. This portion of the Review also focuses on full recalculation
 of income and debts, and the documentation provided to support each item used in the
 originator's determination of the ability to repay.

Phoenix reviews loans to determine their conformity with the ATR/QM factors above, and is not rendering an independent assessment or opinion warranting or representing that a loan will be deemed to conform to Safe Harbor, Rebuttable Presumption, ATR, or other status based on any additional or revised factors that may be considered by legislative, regulatory, administrative or judicial authorities ("Authorities"). Phoenix does not represent or warrant that the factors for which it is reviewing the loans constitute all of the factors and/or criteria that Authorities may consider in determining the status of a loan. Phoenix's Review is based on information contained in the Loan File at the time it was provided to Phoenix to review, and only reflects information as of that point in time.

Summary of Findings and Conclusions

The NRSRO criteria referenced for this report and for grading descriptions are based on the NRSROs' requirements listed on the Form ABS Due Diligence-15E.

**OVERALL RESULTS SUMMARY**

After considering the grading implication of the Compliance, Credit, and Property/Valuation sections above, 75% of the loans by number in the pool possessed an NRSRO grade of "A".

---

| | | |
|:---|:---|:---|
| **NRSRO Grade** | **# Loans** | **% of All Loans** |
| A | 30 | 70% |
| B | 13 | 30% |
| C | 0 | 0% |
| D | 0 | 0% |
| ***Total*** | **43** | ***100%*** |

---

**COMPLIANCE RESULTS SUMMARY**

Please note that 100% of loans were subject to a regulatory compliance review and received "A" compliance grade.

---

| | | | |
|:---|:---|:---|:---|
| **NRSRO Grade** | **# Loans** | **% of All Loans** | &nbsp;&nbsp;**% of Review**<br> **Population** |
| A | 43 | 100% | 100% |
| B | 0 | 0% | 0% |
| C | 0 | 0% | 0% |
| D | 0 | 0% | 0% |
| Compliance Not Run | 0 | 0% | 0% |
| **Total** | **43** | **100%** | **100%** |

---

**CREDIT RESULTS SUMMARY**

Within the securitization population of forty-three (43) loans, 100% of the loans represent "A" credit grades.

---

| | | |
|:---|:---|:---|
| **NRSRO Grade** | **# Loans** | **% of All Loans** |
| A | 43 | 100% |
| B | 0 | 0% |
| C | 0 | 0% |
| D | 0 | 0% |
| **Total** | **43** | **100%** |

---

© 2025 Phoenix Collateral Advisors, LLC. All Rights Reserved. Private and Confidential.

![](ex9924002.jpg)<sub>10</sub>

**PROPERTY/VALUATION RESULTS SUMMARY**

Within the securitization population of thirty (30) loans, 70% of the loans represent "A" property grades.

---

| | | |
|:---|:---|:---|
| **NRSRO Grade** | **# Loans** | **% of All Loans** |
| A | 30 | 70% |
| B | 13 | 30% |
| C | 0 | 0% |
| D | 0 | 0% |
| **Total** | **43** | **100%** |

---

**TAPE INTEGRITY REVIEW RESULTS SUMMARY**

Of the forty-three (43) loans reviewed, there are three-hundred forty-seven (347) different tape discrepancies across ninety-two (92) data fields (some loans had more than one data delta). Not all data fields were provided on all loans within the securitization population. Phoenix's diligence system did account for some variances due to rounding factors.

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;**Field Label** | &nbsp;&nbsp;**Loans With Discrepancy** | &nbsp;&nbsp;**Total Times Compared** | &nbsp;&nbsp;**% Variance** |
| &nbsp;&nbsp;AllOtherPayments | &nbsp;&nbsp;15 | &nbsp;&nbsp;41 | &nbsp;&nbsp;36.6% |
| &nbsp;&nbsp;AmortizationTerm | &nbsp;&nbsp;1 | &nbsp;&nbsp;43 | &nbsp;&nbsp;2.3% |
| &nbsp;&nbsp;AppraiserCertorLicenseNumber | &nbsp;&nbsp;2 | &nbsp;&nbsp;40 | &nbsp;&nbsp;5.0% |
| &nbsp;&nbsp;AssessorsParcelNumberAPN | &nbsp;&nbsp;3 | &nbsp;&nbsp;40 | &nbsp;&nbsp;7.5% |
| &nbsp;&nbsp;AusFindings | &nbsp;&nbsp;7 | &nbsp;&nbsp;41 | &nbsp;&nbsp;17.1% |
| &nbsp;&nbsp;B1BirthDate | &nbsp;&nbsp;2 | &nbsp;&nbsp;43 | &nbsp;&nbsp;4.7% |
| &nbsp;&nbsp;B1Citizen | &nbsp;&nbsp;0 | &nbsp;&nbsp;43 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;B1Ethnicity | &nbsp;&nbsp;0 | &nbsp;&nbsp;37 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;B1FirstName | &nbsp;&nbsp;1 | &nbsp;&nbsp;43 | &nbsp;&nbsp;2.3% |
| &nbsp;&nbsp;B1Gender | &nbsp;&nbsp;2 | &nbsp;&nbsp;43 | &nbsp;&nbsp;4.7% |
| &nbsp;&nbsp;B1LastName | &nbsp;&nbsp;2 | &nbsp;&nbsp;43 | &nbsp;&nbsp;4.7% |
| &nbsp;&nbsp;B1MaritalStatus | &nbsp;&nbsp;0 | &nbsp;&nbsp;43 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;B1OriginationFICO | &nbsp;&nbsp;2 | &nbsp;&nbsp;43 | &nbsp;&nbsp;4.7% |
| &nbsp;&nbsp;B1QualifyingIncome | &nbsp;&nbsp;6 | &nbsp;&nbsp;35 | &nbsp;&nbsp;17.1% |
| &nbsp;&nbsp;B1Race | &nbsp;&nbsp;1 | &nbsp;&nbsp;38 | &nbsp;&nbsp;2.6% |
| &nbsp;&nbsp;B1SelfEmploymentFlag | &nbsp;&nbsp;1 | &nbsp;&nbsp;43 | &nbsp;&nbsp;2.3% |
| &nbsp;&nbsp;B1SSN | &nbsp;&nbsp;1 | &nbsp;&nbsp;43 | &nbsp;&nbsp;2.3% |
| &nbsp;&nbsp;B2BirthDate | &nbsp;&nbsp;1 | &nbsp;&nbsp;25 | &nbsp;&nbsp;4.0% |
| &nbsp;&nbsp;B2Citizen | &nbsp;&nbsp;0 | &nbsp;&nbsp;24 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;B2Ethnicity | &nbsp;&nbsp;1 | &nbsp;&nbsp;22 | &nbsp;&nbsp;4.6% |
| &nbsp;&nbsp;B2FirstName | &nbsp;&nbsp;0 | &nbsp;&nbsp;25 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;B2Gender | &nbsp;&nbsp;0 | &nbsp;&nbsp;24 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;B2LastName | &nbsp;&nbsp;1 | &nbsp;&nbsp;25 | &nbsp;&nbsp;4.0% |
| &nbsp;&nbsp;B2OriginationFICO | &nbsp;&nbsp;6 | &nbsp;&nbsp;25 | &nbsp;&nbsp;24.0% |
| &nbsp;&nbsp;B2QualifyingIncome | &nbsp;&nbsp;1 | &nbsp;&nbsp;17 | &nbsp;&nbsp;5.9% |
| &nbsp;&nbsp;B2Race | &nbsp;&nbsp;1 | &nbsp;&nbsp;21 | &nbsp;&nbsp;4.8% |
| &nbsp;&nbsp;B2SelfEmploymentFlag | &nbsp;&nbsp;1 | &nbsp;&nbsp;25 | &nbsp;&nbsp;4.0% |
| &nbsp;&nbsp;B2SSN | &nbsp;&nbsp;0 | &nbsp;&nbsp;25 | &nbsp;&nbsp;0.0% |

---

© 2025 Phoenix Collateral Advisors, LLC. All Rights Reserved. Private and Confidential.

![](ex9924002.jpg)<sub>11</sub>

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;CashOutIncludeDebtPaidatClose | &nbsp;&nbsp;5 | &nbsp;&nbsp;6 | &nbsp;&nbsp;83.3% |
| &nbsp;&nbsp;CashtoClose | &nbsp;&nbsp;33 | &nbsp;&nbsp;42 | &nbsp;&nbsp;78.6% |
| &nbsp;&nbsp;DiscountPoints | &nbsp;&nbsp;3 | &nbsp;&nbsp;20 | &nbsp;&nbsp;15.0% |
| &nbsp;&nbsp;DSCR | &nbsp;&nbsp;0 | &nbsp;&nbsp;43 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;EscrowWaiverinFile | &nbsp;&nbsp;2 | &nbsp;&nbsp;43 | &nbsp;&nbsp;4.7% |
| &nbsp;&nbsp;FinalAppraisalDate | &nbsp;&nbsp;1 | &nbsp;&nbsp;29 | &nbsp;&nbsp;3.5% |
| &nbsp;&nbsp;FinalAppraiserCompany | &nbsp;&nbsp;2 | &nbsp;&nbsp;40 | &nbsp;&nbsp;5.0% |
| &nbsp;&nbsp;FirstPaymentDate | &nbsp;&nbsp;0 | &nbsp;&nbsp;43 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;FirstTimeHomebuyerMtrade | &nbsp;&nbsp;5 | &nbsp;&nbsp;43 | &nbsp;&nbsp;11.6% |
| &nbsp;&nbsp;FloodZoneIndicator | &nbsp;&nbsp;1 | &nbsp;&nbsp;43 | &nbsp;&nbsp;2.3% |
| &nbsp;&nbsp;InitialMonthlyPIOrIOPayment | &nbsp;&nbsp;0 | &nbsp;&nbsp;43 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;InterestedPartyContributions | &nbsp;&nbsp;10 | &nbsp;&nbsp;10 | &nbsp;&nbsp;100.0% |
| &nbsp;&nbsp;InterestOnlyFlag | &nbsp;&nbsp;0 | &nbsp;&nbsp;43 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;InterestRate | &nbsp;&nbsp;0 | &nbsp;&nbsp;43 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;LevelofPropertyReview | &nbsp;&nbsp;0 | &nbsp;&nbsp;39 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;LienPosition | &nbsp;&nbsp;0 | &nbsp;&nbsp;43 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;LoanAmount | &nbsp;&nbsp;0 | &nbsp;&nbsp;43 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;LoanID | &nbsp;&nbsp;0 | &nbsp;&nbsp;43 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;LoanOriginatorNMLS | &nbsp;&nbsp;0 | &nbsp;&nbsp;43 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;LoanPurpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;43 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;LoanType | &nbsp;&nbsp;0 | &nbsp;&nbsp;43 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;MaturityDate | &nbsp;&nbsp;1 | &nbsp;&nbsp;43 | &nbsp;&nbsp;2.3% |
| &nbsp;&nbsp;MonthlyHOADollar | &nbsp;&nbsp;2 | &nbsp;&nbsp;24 | &nbsp;&nbsp;8.3% |
| &nbsp;&nbsp;MonthlyPaymentofOtherLien | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;MonthlyPropertyTaxAmount | &nbsp;&nbsp;15 | &nbsp;&nbsp;43 | &nbsp;&nbsp;34.9% |
| &nbsp;&nbsp;MtradeProjectType | &nbsp;&nbsp;0 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;NoteDate | &nbsp;&nbsp;0 | &nbsp;&nbsp;43 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;NoteType | &nbsp;&nbsp;0 | &nbsp;&nbsp;43 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;NumberofUnits | &nbsp;&nbsp;0 | &nbsp;&nbsp;42 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;0 | &nbsp;&nbsp;43 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;PrepaymentPenaltyFlag | &nbsp;&nbsp;0 | &nbsp;&nbsp;17 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;PrimaryAppraisedPropertyValue | &nbsp;&nbsp;0 | &nbsp;&nbsp;39 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;PrimaryAppraiserName | &nbsp;&nbsp;4 | &nbsp;&nbsp;40 | &nbsp;&nbsp;10.0% |
| &nbsp;&nbsp;PrimaryMortgageorRentTimes30 | &nbsp;&nbsp;0 | &nbsp;&nbsp;43 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;PrimaryMortgageorRentTimes60 | &nbsp;&nbsp;0 | &nbsp;&nbsp;43 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;PrimaryMortgageorRentTimes90 | &nbsp;&nbsp;0 | &nbsp;&nbsp;43 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;PropertyAddress | &nbsp;&nbsp;11 | &nbsp;&nbsp;43 | &nbsp;&nbsp;25.6% |
| &nbsp;&nbsp;PropertyCity | &nbsp;&nbsp;0 | &nbsp;&nbsp;43 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;PropertyCounty | &nbsp;&nbsp;0 | &nbsp;&nbsp;40 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;PropertyDescription | &nbsp;&nbsp;0 | &nbsp;&nbsp;23 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;PropertyRights | &nbsp;&nbsp;0 | &nbsp;&nbsp;42 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;PropertyState | &nbsp;&nbsp;0 | &nbsp;&nbsp;43 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;PropertyType | &nbsp;&nbsp;7 | &nbsp;&nbsp;43 | &nbsp;&nbsp;16.3% |
| &nbsp;&nbsp;PropertyZipCode | &nbsp;&nbsp;0 | &nbsp;&nbsp;43 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;PurchasePrice | &nbsp;&nbsp;0 | &nbsp;&nbsp;26 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;QualifyingCLTV | &nbsp;&nbsp;15 | &nbsp;&nbsp;43 | &nbsp;&nbsp;34.9% |
| &nbsp;&nbsp;QualifyingFICO | &nbsp;&nbsp;0 | &nbsp;&nbsp;43 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;QualifyingHLTV | &nbsp;&nbsp;7 | &nbsp;&nbsp;41 | &nbsp;&nbsp;17.1% |
| &nbsp;&nbsp;QualifyingHousingDebtincomeRatio | &nbsp;&nbsp;22 | &nbsp;&nbsp;43 | &nbsp;&nbsp;51.2% |
| &nbsp;&nbsp;QualifyingInterestRate | &nbsp;&nbsp;1 | &nbsp;&nbsp;39 | &nbsp;&nbsp;2.6% |

---

© 2025 Phoenix Collateral Advisors, LLC. All Rights Reserved. Private and Confidential.

![](ex9924002.jpg)<sub>12</sub>

---

| | | | |
|:---|:---|:---|:---|
| &nbsp;&nbsp;QualifyingLoanAmount | &nbsp;&nbsp;0 | &nbsp;&nbsp;43 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;QualifyingLTV | &nbsp;&nbsp;15 | &nbsp;&nbsp;43 | &nbsp;&nbsp;34.9% |
| &nbsp;&nbsp;QualifyingMonthlyPIAmount | &nbsp;&nbsp;1 | &nbsp;&nbsp;43 | &nbsp;&nbsp;2.3% |
| &nbsp;&nbsp;QualifyingTotalDebtIncomeRatio | &nbsp;&nbsp;29 | &nbsp;&nbsp;43 | &nbsp;&nbsp;67.4% |
| &nbsp;&nbsp;QualifyingTotalReservesNumberofMonths | &nbsp;&nbsp;24 | &nbsp;&nbsp;25 | &nbsp;&nbsp;96.0% |
| &nbsp;&nbsp;RefinanceType | &nbsp;&nbsp;1 | &nbsp;&nbsp;5 | &nbsp;&nbsp;20.0% |
| &nbsp;&nbsp;ReviewedAppraisedPropertyValue | &nbsp;&nbsp;8 | &nbsp;&nbsp;43 | &nbsp;&nbsp;18.6% |
| &nbsp;&nbsp;SalesPrice | &nbsp;&nbsp;0 | &nbsp;&nbsp;38 | &nbsp;&nbsp;0.0% |
| &nbsp;&nbsp;Term | &nbsp;&nbsp;1 | &nbsp;&nbsp;43 | &nbsp;&nbsp;2.3% |
| &nbsp;&nbsp;TotalClosingCosts | &nbsp;&nbsp;8 | &nbsp;&nbsp;8 | &nbsp;&nbsp;100.0% |
| &nbsp;&nbsp;TotalMonthlyPropertyInsuranceAmount | &nbsp;&nbsp;3 | &nbsp;&nbsp;43 | &nbsp;&nbsp;7.0% |
| &nbsp;&nbsp;TotalOtherREONetRentalIncome | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;100.0% |
| &nbsp;&nbsp;TotalQualifiedAssetsAvailable | &nbsp;&nbsp;27 | &nbsp;&nbsp;42 | &nbsp;&nbsp;64.3% |
| &nbsp;&nbsp;TotalQualifiedAssetsforReservesPostClose | &nbsp;&nbsp;24 | &nbsp;&nbsp;24 | &nbsp;&nbsp;100.0% |

---

***ADDITIONAL MORTGAGE LOAN POPULATION SUMMARY DATA\****

---

| | | | | |
|:---|:---|:---|:---|:---|
| **Amortization Type** | **Loan Count** | **% of Loans** | **Original Balance** | **% of Balance** |
| Fixed | 43 | 100% | $26679525 | 100% |
| Adjustable | 0 | 0% | $0 | 0% |
| Unidentified | 0 | 0% | $0 | 0% |
| **Total** | **43** | **100%** | **$26679525** | **100%** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Loan Purpose** | **Loan Count** | **% of Loans** | **Original Balance** | **% of Balance** |
| &nbsp;&nbsp;Cash Out: Debt Consolidation | 1 | 2% | $535450 | 2% |
| &nbsp;&nbsp;Cash Out: Other/Multipurpose/Unknown purpose | 2 | 5% | $929600 | 3% |
| &nbsp;&nbsp;Limited Cash-Out (GSE Definition) | 2 | 5% | $2224400 | 8% |
| &nbsp;&nbsp;First-Time Home Purchase (Purchaser has not owned a principal residence in the past three years.) | 16 | 37% | $10248678 | 38% |
| &nbsp;&nbsp;Other-than-first-time Home Purchase | 22 | 51% | $12741397 | 48% |
| &nbsp;&nbsp;**Total** | **43** | **100%** | **$26679525** | **100%** |

---

---

| | | | | |
|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Property Type** | **Loan Count** | **% of Loans** | **Original Balance** | **% of Balance** |
| &nbsp;&nbsp;Single Family Detached (non-PUD) | &nbsp;&nbsp;19 | 44% | $12769920 | 48% |
| &nbsp;&nbsp;1 Family Attached | 1 | 2% | $1026000 | 4% |
| &nbsp;&nbsp;Condo, Low Rise | 9 | 21% | $4884972 | 18% |
| &nbsp;&nbsp;PUD | 14 | 33% | $7998633 | 30% |
| &nbsp;&nbsp;**Total** | **43** | **100%** | **$26679525** | **100%** |

---

*\*Some tables may not add to 100% due to rounding.*© 2025 Phoenix Collateral Advisors, LLC. All Rights Reserved. Private and Confidential.

![](ex9924002.jpg)<sub>13</sub>

**DISCLAIMER**

*In the consumer finance sector, Phoenix Collateral Advisors, LLC ("the Company") carries out due diligence studies for Residential Mortgage-Backed Securities in addition to reviewing assets, collateral, counterparty activities, and other related matters. The Company uses factual information from issuers, underwriters, and other reliable sources to maintain the ratings indicated herein and to produce reports. According to its rating methodology, the Company conducts reasonable examinations of factual information. Furthermore, to the extent that independent sources of information are accessible, the Company endeavors in good faith to confirm the accuracy of the information.*

*Reports may include assumptions and predictions about future events that are inherently 'forward-looking' and cannot be confirmed as facts. As a result, these Reports may be affected by unforeseen events or conditions that were not anticipated at the time of issuance. Forward-looking statements carry risks and uncertainties that could lead to actual future performance differing significantly from the assumptions and conclusions presented in the Reports. Therefore, Reports do not guarantee future performance nor should they be considered a prospectus related to any underlying securities (if applicable). Caution is advised when relying on Reports for the purchase, sale, or holding of any security.*

*The Company's ratings, analyses, reports, and other opinions (collectively referred to as "Reports") are given "as is" and without any type of express or implied assurance or warranty. The Reports' accuracy, completeness, merchantability, and appropriateness for a particular purpose are all expressly disclaimed by the Company. The Reports do not advise what securities to purchase, sell, or hold onto. Every report is regarded as collaboratively produced, and no one person will be recognized as the sole "author" of any report. The individual(s) mentioned in the report contributed to its contents, but they are not exclusively accountable for it.*

*This report only assesses credit risk, unless specifically instructed otherwise. To be more precise, no rating or grading in a Report considers the risk associated with any security—or any component of it—due to shifts in the market.*

*The Company does not provide investment, legal, or tax advice, and the Reports should not be interpreted as such. These Reports are intended solely for the benefit of the requesting entity and may not be shared with third parties without the prior written consent of both the Company and the requesting entity. The Reports are based on information available and current regulations at the time of issuance, and the Company disclaims any obligation to update them due to subsequent changes in facts or regulations. Additional factual investigations or enhanced reviews cannot guarantee the accuracy of all information provided to the Company. Reports should be viewed solely as expressions of opinion, rather than factual statements about creditworthiness or recommendations regarding the buying, selling, or holding of any securities.*© 2025 Phoenix Collateral Advisors, LLC. All Rights Reserved. Private and Confidential.

## Exhibit 99.18

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.18**

---

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|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LoanRecordID** | **Primary Servicer** | **Servicing Fee Percentage** | **Servicing Fee Flat Dollar** | **Servicing Advance Methodology** | **Originator** | **Loan Group** | **Loan Number** | **Amortization Type** | **Lien Position** | **Heloc Indicator** | **Loan Purpose** | **Cash Out Amount** | **Total Origination and Discount Points in Dollars** | **Covered High Cost Loan Indicator** | **Relocation Loan Indicator** | **Broker Indicator** | **Channel** | **Escrow Indicator** | **Senior Loan Amounts** | **Loan Type of Most Senior Lien** | **Hybrid Period of Most Senior Lien in Months** | **Neg Am Limit of Most Senior Lien** | **Junior Mortgage Balance** | **Origination Date of Most Senior Lien** | **Origination Date** | **Original Loan Amount** | **Original Interest Rate** | **Original Amortization Term** | **Original Term to Maturity** | **First Payment Date of Loan** | **Interest Type Indicator** | **Original Interest Only Term** | **Buy Down Period** | **HELOC Draw Period** | **Current Loan Amount** | **Current Interest Rate** | **Current Payment Amount Due** | **Interest Paid Through Date** | **Current Payment Status** | **Index Type** | **ARM Look Back Days** | **Gross Margin** | **ARM Round Flag** | **ARM Rounding Factor** | **Initial Fixed Rate Period** | **Initial Interest Rate Cap Change Up** | **Initial Interest Rate Cap Change Down** | **Subsequent Interest Rate Reset Period** | **Subsequent Interest Rate Change Down** | **Subsequent Interest Rate Change Up** | **Lifetime Maximum Rate Ceiling** | **Lifetime Minimum Rate Floor** | **Negative Amortization Limit** | **Initial Negative Amortization Recast Period** | **Subsequent Negative Amortization Recast Period** | **Initial Fixed Payment Period** | **Subsequent Payment Reset Period** | **Initial Periodic Payment Cap** | **Subsequent Periodic Payment Cap** | **Initial Minimum Payment Reset Period** | **Subsequent Minimum Payment Reset Period** | **Option ARM Indicator** | **Options at Recast** | **Initial Minimum Payment** | **Current Minimum Payment** | **Prepayment Penalty Calculation** | **Prepayment Penalty Type** | **Prepayment Penalty Total Term** | **Prepayment Penalty Hard Term** | **Primary Borrower ID** | **Number of Mortgaged Properties** | **Total Number of Borrowers** | **Self Employment Flag** | **Current Other Monthly Payment** | **Length of Employment Borrower** | **Length of Employment Co Borrower** | **Years in Home** | **FICO Model Used** | **Most Recent FICO Date** | **Primary Wage Earner Original FICO Equifax** | **Primary Wage Earner Original FICO Experian** | **Primary Wage Earner Original FICO Transunion** | **Secondary Wage Earner Original FICO Equifax** | **Secondary Wage Earner Original FICO Experian** | **Secondary Wage Earner Original FICO Transunion** | **Most Recent Primary Borrower FICO** | **Most Recent Co Borrower FICO** | **Most Recent FICO Method** | **Vantagescore Primary Borrower** | **Vantagescore Co Borrower** | **Most Recent Vantagescore Method** | **Vantagescore Date** | **Credit Report Longest Trade Line** | **Credit Report Maximum Trade Line** | **Credit Report Number of Trade Lines** | **Credit Line Usage Ratio** | **Most Recent 12 Month Pay History** | **Months Bankruptcy** | **Months Foreclosure** | **Primary Borrower Wage Income** | **Co Borrower Wage Income** | **Primary Borrower Other Income** | **Co Borrower Other Income** | **All Borrower Wage Income** | **All Borrower Total Income** | **4506T Indicator** | **Borrower Income Verification Level** | **Co Borrower Income Verification** | **Borrower Employment Verification** | **Co Borrower Employment Verification** | **Borrower Asset Verification** | **Co Borrower Asset Verification** | **Liquid Cash Reserves** | **Monthly Debt All Borrowers** | **Originator DTI** | **Fully Indexed Rate** | **Qualification Method** | **Percentage of Down Payment From Borrower Own Funds** | **City** | **State** | **Postal Code** | **Property Type** | **Occupancy** | **Sales Price** | **Original Appraised Property Value** | **Original Property Valuation Type** | **Original Property Valuation Date** | **Original Automated Valuation Model AVM Model Name** | **Original AVM Confidence Score** | **Most Recent Property Value** | **Most Recent Property Valuation Type** | **Most Recent Property Valuation Date** | **Most Recent AVM Model Name** | **Most Recent AVM Confidence Score** | **Original CLTV** | **Original LTV** | **Original Pledged Assets** | **Mortgage Insurance Company Name** | **Mortgage Insurance Percent** | **MI Lender or Borrower Paid** | **Pool Insurance Co Name** | **Pool Insurance Stop Loss Percent** | **MI Certificate Number** | **Updated DTI Front End** | **Updated DTI Back End** | **Modification Effective Payment Date** | **Total Capitalized Amount** | **Total Deferred Amount** | **Pre Modification Interest Note Rate** | **Pre Modification P&I Payment** | **Pre Modification Initial Interest Rate Change Downward Cap** | **Pre Modification Subsequent Interest Rate Cap** | **Pre Modification Next Interest Rate Change Date** | **Pre Modification IO Term** | **Forgiven Principal Amount** | **Forgiven Interest Amount** | **Number of Modifications** | **Real Estate Interest** | **Community Ownership Structure** | **Year of Manufacture** | **HUD Code Compliance Indicator Y/N** | **Gross Manufacturers Invoice Price** | **LTI Loan to Invoice Gross** | **Net Manufacturers Invoice Price** | **LTI Net** | **Manufacturer Name** | **Model Name** | **Down Payment Source** | **Community Related Party Lender Y/N** | **Defined Underwriting Criteria Y/N** | **Chattel Indicator** |
| 504122 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 7 | $XXXX | $XXXX | 0 | 0 | 0 | 3 | 4 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 3 | 2 | 0 | $XXXX | XXXX | XXXX |  | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 3 |  |  |  |  | 660 | 61500.00 | 1 | 0.109886 | XXXXXXXXXXXX |  |  | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | 1 | 4 | 4 | 1 | 1 | 4 | 4 | $XXXX | $XXXX | XXXX |  | 1 | XX% | XXXX | XXXX | XXXX | 7 | 1 | $XXXX | $XXXX | 3 | XX/XX/XXXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 510594 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 6 | $XXXX | $XXXX | 0 | 0 | 0 | 3 | 4 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | $XXXX | XXXX | XXXX |  | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 3 |  |  |  |  | 136 | 20400.00 | 2 | 0.038438 | XXXXXXXXXXXX |  |  | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | 0 | 4 | 3 | 3 | 3 | 4 | 4 | $XXXX | $XXXX | XXXX |  | 1 | XX% | XXXX | XXXX | XXXX | 1 | 1 | $XXXX | $XXXX | 3 | XX/XX/XXXX |  |  | $XXXX | 9 | XX/XX/XXXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 509825 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 7 | $XXXX | $XXXX | 0 | 0 | 0 | 3 | 4 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 0 | $XXXX | XXXX |  |  | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX |  | 3 |  |  |  |  | 233 | 2000.00 | 1 | 0.007000 | XXXXXXXXXXXX |  |  | $XXXX |  | $XXXX |  | $XXXX | $XXXX | 0 | 5 |  | 3 |  | 4 |  | $XXXX | $XXXX | XXXX |  | 1 | XX% | XXXX | XXXX | XXXX | 7 | 1 | $XXXX | $XXXX | 3 | XX/XX/XXXX |  |  | $XXXX | 9 | XX/XX/XXXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 511488 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 7 | $XXXX | $XXXX | 0 | 0 | 1 | 3 | 1 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | $XXXX | XXXX | XXXX |  | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 3 |  |  |  |  | 252 | 118500.00 | 1 | 0.131646 | XXXXXXXXXXXX |  |  | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | 0 | 5 | 4 | 3 | 3 | 4 | 4 | $XXXX | $XXXX | XXXX |  | 1 | XX% | XXXX | XXXX | XXXX | 1 | 1 | $XXXX | $XXXX | 3 | XX/XX/XXXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 510544 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 6 | $XXXX | $XXXX | 0 | 0 | 0 | 3 | 4 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | $XXXX | XXXX |  |  | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX |  | 3 |  |  |  |  | 156 | 16100.00 | 1 | 0.018571 | XXXXXXXXXXXX |  |  | $XXXX |  | $XXXX |  | $XXXX | $XXXX | 0 | 5 |  | 3 |  | 4 |  | $XXXX | $XXXX | XXXX |  | 1 | XX% | XXXX | XXXX | XXXX | 3 | 1 | $XXXX | $XXXX | 8 | XX/XX/XXXX |  |  | $XXXX | 7 | XX/XX/XXXX | 21 | 0.970000 | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 512885 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 7 | $XXXX | $XXXX | 0 | 0 | 0 | 3 | 4 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 0 | $XXXX | XXXX |  |  | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX |  | 3 |  |  |  |  | 268 | 35000.00 | 4 | 0.080195 | XXXXXXXXXXXX |  |  | $XXXX |  | $XXXX |  | $XXXX | $XXXX | 1 | 5 |  | 3 |  | 4 |  | $XXXX | $XXXX | XXXX |  | 1 | XX% | XXXX | XXXX | XXXX | 3 | 1 | $XXXX | $XXXX | 3 | XX/XX/XXXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 514926 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 6 | $XXXX | $XXXX | 0 | 0 | 0 | 3 | 4 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 0 | $XXXX | XXXX |  |  | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX |  | 3 |  |  |  |  | 278 | 25460.00 | 2 | 0.244750 | XXXXXXXXXXXX |  |  | $XXXX |  | $XXXX |  | $XXXX | $XXXX | 0 | 1 |  | 3 |  | 4 |  | $XXXX | $XXXX | XXXX |  | 1 | XX% | XXXX | XXXX | XXXX | 3 | 1 | $XXXX | $XXXX | 3 | XX/XX/XXXX |  |  | $XXXX | 9 | XX/XX/XXXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 519669 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 7 | $XXXX | $XXXX | 0 | 0 | 0 | 3 | 4 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | $XXXX | XXXX | XXXX |  | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 3 |  |  |  |  | 434 | 71605.00 | 5 | 0.115790 | XXXXXXXXXXXX |  |  | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | 0 | 5 | 1 | 3 | 1 | 4 | 4 | $XXXX | $XXXX | XXXX |  | 1 | XX% | XXXX | XXXX | XXXX | 7 | 1 | $XXXX | $XXXX | 3 | XX/XX/XXXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 523042 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 3 | $XXXX | $XXXX | 0 | 0 | 1 | 3 | 4 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | $XXXX | XXXX |  | 1.60 | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX |  | 3 |  |  |  |  | 0 | 44550.00 | 2 | 0.406707 | XXXXXXXXXXXX |  |  | $XXXX |  | $XXXX |  | $XXXX | $XXXX | 0 | 5 |  | 1 |  | 4 |  | $XXXX | $XXXX | XXXX |  | 1 |  | XXXX | XXXX | XXXX | 7 | 1 |  | $XXXX | 3 | XX/XX/XXXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 525440 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 7 | $XXXX | $XXXX | 0 | 0 | 0 | 3 | 4 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 4 | 2 | 1 | $XXXX | XXXX | XXXX |  | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 3 |  |  |  |  | 255 | 22000.00 | 1 | 0.283399 | XXXXXXXXXXXX |  |  | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | 1 | 5 | 5 | 3 | 3 | 4 | 4 | $XXXX | $XXXX | XXXX |  | 1 | XX% | XXXX | XXXX | XXXX | 1 | 1 | $XXXX | $XXXX | 3 | XX/XX/XXXX |  |  | $XXXX | 9 | XX/XX/XXXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 525836 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 7 | $XXXX | $XXXX | 0 | 0 | 0 | 3 | 4 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | $XXXX | XXXX | XXXX |  | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 3 |  |  |  |  | 280 | 34000.00 | 2 | 0.135786 | XXXXXXXXXXXX |  |  | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | 0 | 5 | 5 | 3 | 3 | 4 | 4 | $XXXX | $XXXX | XXXX |  | 1 | XX% | XXXX | XXXX | XXXX | 7 | 1 | $XXXX | $XXXX | 3 | XX/XX/XXXX |  |  | $XXXX | 9 | XX/XX/XXXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 527566 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 1 | $XXXX | $XXXX | 0 | 0 | 0 | 3 | 0 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | $XXXX | XXXX |  | 9.50 | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX |  | 3 |  |  |  |  | 330 | 7000.00 | 7 | 0.139215 | XXXXXXXXXXXX |  |  | $XXXX |  | $XXXX |  | $XXXX | $XXXX | 0 | 5 |  | 3 |  | 4 |  | $XXXX | $XXXX | XXXX |  | 1 |  | XXXX | XXXX | XXXX | 7 | 1 |  | $XXXX | 3 | XX/XX/XXXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 537703 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 6 | $XXXX | $XXXX | 0 | 0 | 0 | 3 | 4 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | $XXXX | XXXX | XXXX |  | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 3 |  |  |  |  | 0 | 67400.00 | 1 | 0.065534 | XXXXXXXXXXXX |  |  | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | 0 | 3 | 1 | 3 | 1 | 1 | 4 | $XXXX | $XXXX | XXXX |  | 1 | XX% | XXXX | XXXX | XXXX | 1 | 1 | $XXXX | $XXXX | 3 | XX/XX/XXXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 535820 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 6 | $XXXX | $XXXX | 0 | 0 | 0 | 3 | 0 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | $XXXX | XXXX |  |  | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX |  | 3 |  |  |  |  | 289 | 16450.00 | 2 | 0.206018 | XXXXXXXXXXXX |  |  | $XXXX |  | $XXXX |  | $XXXX | $XXXX | 0 | 5 |  | 3 |  | 3 |  | $XXXX | $XXXX | XXXX |  | 1 | XX% | XXXX | XXXX | XXXX | 1 | 1 | $XXXX | $XXXX | 3 | XX/XX/XXXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 544330 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 7 | $XXXX | $XXXX | 0 | 0 | 0 | 3 | 4 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | $XXXX | XXXX | XXXX |  | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 3 |  |  |  |  | 176 | 29100.00 | 3 | 0.040737 | XXXXXXXXXXXX |  |  | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | 0 | 5 | 1 | 3 | 1 | 4 | 4 | $XXXX | $XXXX | XXXX |  | 1 | XX% | XXXX | XXXX | XXXX | 1 | 1 | $XXXX | $XXXX | 3 | XX/XX/XXXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 537432 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 3 | $XXXX | $XXXX | 0 | 0 | 0 | 3 | 4 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | $XXXX | XXXX |  | 2.00 | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX |  | 3 |  |  |  |  | 211 | 30507.69 | 15 | 0.191326 | XXXXXXXXXXXX |  |  | $XXXX |  | $XXXX |  | $XXXX | $XXXX | 0 | 5 |  | 3 |  | 4 |  | $XXXX | $XXXX | XXXX |  | 1 |  | XXXX | XXXX | XXXX | 1 | 1 |  | $XXXX | 3 | XX/XX/XXXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
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| 570401 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 7 | $XXXX | $XXXX | 0 | 0 | 0 | 3 | 4 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 4 | 1 | 1 | $XXXX | XXXX |  |  | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX |  | 3 |  |  |  |  | 154 | 35000.00 | 2 | 0.247673 | XXXXXXXXXXXX |  |  | $XXXX |  | $XXXX |  | $XXXX | $XXXX | 1 | 4 |  | 3 |  | 4 |  | $XXXX | $XXXX | XXXX |  | 1 | XX% | XXXX | XXXX | XXXX | 1 | 1 | $XXXX | $XXXX | 3 | XX/XX/XXXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 576770 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 6 | $XXXX | $XXXX | 0 | 0 | 0 | 3 | 4 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | $XXXX | XXXX | XXXX |  | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 3 |  |  |  |  | 247 | 104800.00 | 1 | 0.001966 | XXXXXXXXXXXX |  |  | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | 99 | 1 | 5 | 1 | 3 | 4 | 4 | $XXXX | $XXXX | XXXX |  | 1 | XX% | XXXX | XXXX | XXXX | 1 | 1 | $XXXX | $XXXX | 3 | XX/XX/XXXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 575240 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 7 | $XXXX | $XXXX | 0 | 0 | 0 | 3 | 4 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | $XXXX | XXXX |  |  | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX |  | 3 |  |  |  |  | 0 | .00 | 0 | 0.000000 | XXXXXXXXXXXX |  |  | $XXXX |  | $XXXX |  | $XXXX | $XXXX | 0 | 5 |  | 1 |  | 4 |  | $XXXX | $XXXX | XXXX |  | 1 | XX% | XXXX | XXXX | XXXX | 7 | 1 | $XXXX | $XXXX | 3 | XX/XX/XXXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 563398 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 7 | $XXXX | $XXXX | 0 | 0 | 0 | 4 | 4 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | $XXXX | XXXX | XXXX |  | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 3 |  |  |  |  | 69 | 20500.00 | 1 | 0.026195 | XXXXXXXXXXXX |  |  | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | 0 | 5 | 5 | 3 | 3 | 3 | 3 | $XXXX | $XXXX | XXXX |  | 1 | XX% | XXXX | XXXX | XXXX | 1 | 2 | $XXXX | $XXXX | 3 | XX/XX/XXXX |  |  | $XXXX | 9 | XX/XX/XXXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 571929 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 4 | $XXXX | $XXXX | 0 | 0 | 0 | 4 | 0 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | $XXXX | XXXX | XXXX | 1.83 | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 3 |  |  |  |  | 268 | 40510.00 | 1 | 0.195483 | XXXXXXXXXXXX |  |  | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | 1 | 5 | 5 | 3 | 3 | 4 |  | $XXXX | $XXXX | XXXX |  | 1 |  | XXXX | XXXX | XXXX | 7 | 1 |  | $XXXX | 3 | XX/XX/XXXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 592615 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 7 | $XXXX | $XXXX | 0 | 0 | 0 | 4 | 4 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 0 | $XXXX | XXXX |  |  | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX |  | 3 |  |  |  |  | 318 | 45000.00 | 1 | 0.080267 | XXXXXXXXXXXX |  |  | $XXXX |  | $XXXX |  | $XXXX | $XXXX | 1 | 5 |  | 3 |  | 4 |  | $XXXX | $XXXX | XXXX |  | 1 | XX% | XXXX | XXXX | XXXX | 7 | 1 | $XXXX | $XXXX | 3 | XX/XX/XXXX |  |  | $XXXX | 9 | XX/XX/XXXX |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 576769 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 7 | $XXXX | $XXXX | 0 | 0 | 0 | 4 | 4 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 0 | $XXXX | XXXX |  |  | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX |  | 3 |  |  |  |  | 512 | 56874.00 | 2 | 0.037064 | XXXXXXXXXXXX |  |  | $XXXX |  | $XXXX |  | $XXXX | $XXXX | 0 | 5 |  | 3 |  | 4 |  | $XXXX | $XXXX | XXXX |  | 1 | XX% | XXXX | XXXX | XXXX | 3 | 2 | $XXXX | $XXXX | 3 | XX/XX/XXXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 605496 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 6 | $XXXX | $XXXX | 0 | 0 | 0 | 4 | 4 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | $XXXX | XXXX | XXXX |  | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 3 |  |  |  |  | 104 | 34200.00 | 4 | 0.056902 | XXXXXXXXXXXX |  |  | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | 0 | 4 | 4 | 3 | 3 | 4 | 4 | $XXXX | $XXXX | XXXX |  | 1 | XX% | XXXX | XXXX | XXXX | 1 | 1 | $XXXX | $XXXX | 3 | XX/XX/XXXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 591867 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 6 | $XXXX | $XXXX | 0 | 0 | 0 | 4 | 4 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | $XXXX | XXXX | XXXX |  | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 3 |  |  |  |  | 176 | 48800.00 | 1 | 0.089283 | XXXXXXXXXXXX |  |  | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | 0 | 5 | 1 | 3 | 1 | 4 | 4 | $XXXX | $XXXX | XXXX |  | 1 | XX% | XXXX | XXXX | XXXX | 1 | 1 | $XXXX | $XXXX | 3 | XX/XX/XXXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 605827 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 4 | $XXXX | $XXXX | 0 | 0 | 0 | 4 | 0 | $XXXX |  |  |  |  | XX/XX/XXXX | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | $XXXX | XXXX |  | 1.00 | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX |  |  |  | XXXX |  | 3 |  |  |  |  | 145 | 47000.00 | 1 | 0.046787 | XXXXXXXXXXXX |  |  | $XXXX |  | $XXXX |  | $XXXX | $XXXX | 1 | 5 |  | 3 |  | 4 |  | $XXXX | $XXXX | XXXX |  | 1 |  | XXXX | XXXX | XXXX | 12 | 1 |  | $XXXX | 3 | XX/XX/XXXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 598962 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 7 | $XXXX | $XXXX | 0 | 0 | 0 | 4 | 4 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 3 | 2 | 0 | $XXXX | XXXX | XXXX |  | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 3 |  |  |  |  | 227 | 28000.00 | 4 | 0.174430 | XXXXXXXXXXXX |  |  | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | 0 | 5 | 5 | 3 | 3 | 4 | 4 | $XXXX | $XXXX | XXXX |  | 1 | XX% | XXXX | XXXX | XXXX | 1 | 1 | $XXXX | $XXXX | 3 | XX/XX/XXXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 599275 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 6 | $XXXX | $XXXX | 0 | 0 | 0 | 4 | 4 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | $XXXX | XXXX | XXXX |  | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 3 |  |  |  |  | 219 | 242280.00 | 3 | 0.026783 | XXXXXXXXXXXX |  |  | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | 1 | 5 | 5 | 3 | 3 | 4 | 4 | $XXXX | $XXXX | XXXX |  | 1 | XX% | XXXX | XXXX | XXXX | 1 | 1 | $XXXX | $XXXX | 3 | XX/XX/XXXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 594811 | 9999999 | 0.000000 |  | 99 | XXXX | UNK | XXXX | 1 | 1 | 0 | 7 | $XXXX | $XXXX | 0 | 0 | 0 | 4 | 4 | $XXXX |  |  |  |  |  | XX/XX/XXXX | $XXXX | XXXX | XXXX | XXXX | XX/XX/XXXX | 2 | 0 | 0 |  | $XXXX | XXXX | $XXXX | 19010101 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | $XXXX | XXXX | XXXX |  | 2 | XX/XX/XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 3 |  |  |  |  | 271 | 143000.00 | 1 | 0.864734 | XXXXXXXXXXXX |  |  | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | $XXXX | 0 | 1 | 1 | 1 | 3 | 4 | 4 | $XXXX | $XXXX | XXXX |  | 1 | XX% | XXXX | XXXX | XXXX | 7 | 1 | $XXXX | $XXXX | 3 | XX/XX/XXXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.19

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.19**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LoanRecordID** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Lender Application Date** | **Originator QM Status** | **Final QM Status** | **Originator QM Status Difference than Final QM Status?** | **Reason Why NonQM Final Status** | **APR Pricing Threshold Exceeded?** | **QM DTI Threshold Exceeded?** | **Higher Priced Mortgage Loan (HPML)?** | **Negatively Amortizing Loan?** | **Principal Deferment?** | **Interest Only Flag?** | **Prepayment Penalty?** | **Balloon Flag?** | **Adjustable Rate Balloon?** | **Loan Term Less Than 5 Years?** | **QM Points and Fees Threshold Exceeded?** | **QM Total Points and Fees** | **APR** | **ATR: Qualifying Payment Properly Considered?** | **ATR: Current Employment/Self-Employment Verified?** | **ATR: Balloon Qualifying Payment Properly Considered?** | **ATR: Reasonable Income or Assets Considered?** | **ATR: Subject PITIA Adequately Documented?** | **ATR: All Liabilities Including Alimony and Child Support in DTI?** | **ATR: Simultaneous Loan Calculated Properly** | **ATR: Credit History was Considered Properly?** | **ATR: Did Lender Document All ATR Factors?** | **ATR: Was an ATR/QM Residual Income Analysis Provided?** | **Residual Income** | **Residual Income Meets Guidelines?** | **Borrower 1 Employment Indicator** | **Borrower 2 Employment Indicator** | **Borrower 1 Foreign National Indicator** | **Borrower 2 Foreign National Indicator** | **Business Purpose Loan?** | **Business Purpose Verified?** |
| 504122 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  | N/A | Retired | Retired | No | No | No |  |
| 510594 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  | N/A | Employed | Employed | No | No | No |  |
| 509825 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  | N/A | Employed |  | No |  | No |  |
| 511488 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  | N/A | Employed | Employed | No | No | No |  |
| 510544 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  | N/A | Employed |  | No |  | No |  |
| 512885 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  | N/A | Employed |  | No |  | No |  |
| 514926 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A |  | N/A | Employed |  | No |  | No |  |
| 519669 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  | N/A | Employed | Not Employed | No | No | No |  |
| 523042 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A |  | N/A | Retired |  | No |  | No |  |
| 525440 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  | N/A | Employed | Employed | No | No | No |  |
| 525836 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  | N/A | Employed | Employed | No | No | No |  |
| 527566 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A |  | N/A | Employed |  | No |  | No |  |
| 537703 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A |  | N/A | Employed | Not Employed | No | No | No |  |
| 535820 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A |  | N/A | Employed |  | No |  | No |  |
| 544330 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  | N/A | Employed | Not Employed | No | No | No |  |
| 537432 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  | N/A | Employed |  | No |  | No |  |
| 537486 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  | N/A | Employed |  | No |  | No |  |
| 537433 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  | N/A | Employed |  | No |  | No |  |
| 539498 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  | N/A | Employed | Employed | No | No | No |  |
| 538275 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  | N/A | Employed | Employed | No | No | No |  |
| 544513 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | N/A | N/A | Yes | N/A | N/A |  | N/A | Not Employed | Employed | No | No | No |  |
| 546088 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A |  | N/A | Retired |  | No |  | No |  |
| 548958 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  | N/A | Employed |  | No |  | No |  |
| 550055 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  | N/A | Employed | Employed | No | No | No |  |
| 550730 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  | N/A | Employed | Employed | No | No | No |  |
| 551995 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  | N/A | Employed | Retired | No | No | No |  |
| 551996 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  | N/A | Employed | Not Employed | No | No | No |  |
| 551997 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  | N/A | Employed | Not Employed | No | No | No |  |
| 552791 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  | N/A | Employed |  | No |  | No |  |
| 554643 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  | N/A | Employed | Employed | No | No | No |  |
| 570401 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  | N/A | Employed |  | No |  | No |  |
| 576770 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A |  | N/A | Not Employed | Employed | No | No | No |  |
| 575240 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A |  | N/A | Retired |  | No |  | No |  |
| 563398 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | XXXX | N/A | Employed | Employed | No | No | No |  |
| 571929 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  | N/A | Employed | Employed | No | No | No |  |
| 592615 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  | N/A | Employed |  | No |  | No |  |
| 576769 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | Yes | No | No | No | No | No | No | No | No | No | XXXX | XXXX | No | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A |  | N/A | Employed |  | No |  | No |  |
| 605496 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  | N/A | Employed | Employed | No | No | No |  |
| 591867 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  | N/A | Employed | Not Employed | No | No | No |  |
| 605827 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  | N/A | Employed |  | No |  | No |  |
| 598962 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  | N/A | Employed | Employed | No | No | No |  |
| 599275 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  | N/A | Employed | Employed | No | No | No |  |
| 594811 | XXXXXX |  |  | XX/XX/XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | Not Tested | No | No | No | No | No | No | No | No | No | No | XXXX | XXXX | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  | N/A | Not Employed | Employed | No | No | No |  |

---

## Exhibit 99.20

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.20**

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LoanRecordID** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Transaction ID** | **Field Name** | **Verified Value** | **Bid Tape Value** | **Comment** |
| 504122 | XXXX |  |  | XXXX | Property Type | XXXX | XXXX |  |
| 504122 | XXXX |  |  | XXXX | Property Address | XXXX | XXXX |  |
| 504122 | XXXX |  |  | XXXX | Cash out Include Debt Paid at Close | XXXX | XXXX |  |
| 504122 | XXXX |  |  | XXXX | Total Other REO Net Rental Income | XXXX | XXXX |  |
| 504122 | XXXX |  |  | XXXX | Monthly Property Tax Amount | XXXX | XXXX |  |
| 504122 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX |  |
| 504122 | XXXX |  |  | XXXX | Qualifying Total Debt Income Ratio | XXXX | XXXX |  |
| 504122 | XXXX |  |  | XXXX | Total Closing Costs | XXXX | XXXX |  |
| 510594 | XXXX |  |  | XXXX | All Other Payments | XXXX | XXXX |  |
| 510594 | XXXX |  |  | XXXX | Qualifying LTV | XXXX | XXXX |  |
| 510594 | XXXX |  |  | XXXX | Qualifying CLTV | XXXX | XXXX |  |
| 510594 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 510594 | XXXX |  |  | XXXX | AUS Findings | XXXX | XXXX | Approved with LP per 1008 and findings in file. |
| 510594 | XXXX |  |  | XXXX | First Time Homebuyer mTrade | XXXX | XXXX | Co-borrower owns an investment property; thus transaction is not considered under FTHB parameters, however primary has not owned real estate previously. |
| 510594 | XXXX |  |  | XXXX | Borrower 1 Origination FICO | XXXX | XXXX |  |
| 510594 | XXXX |  |  | XXXX | Borrower 2 Origination FICO | XXXX | XXXX |  |
| 510594 | XXXX |  |  | XXXX | Qualifying Total Debt Income Ratio | XXXX | XXXX |  |
| 510594 | XXXX |  |  | XXXX | Qualifying Housing Debt Income Ratio | XXXX | XXXX |  |
| 509825 | XXXX |  |  | XXXX | Property Type | XXXX | XXXX |  |
| 509825 | XXXX |  |  | XXXX | Qualifying LTV | XXXX | XXXX |  |
| 509825 | XXXX |  |  | XXXX | Qualifying CLTV | XXXX | XXXX |  |
| 509825 | XXXX |  |  | XXXX | Borrower 1 Self-Employment Flag | XXXX | XXXX |  |
| 509825 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 509825 | XXXX |  |  | XXXX | Interested Party Contributions | XXXX | XXXX |  |
| 509825 | XXXX |  |  | XXXX | Total Qualified Assets for Reserves Post-Close | XXXX | XXXX |  |
| 509825 | XXXX |  |  | XXXX | Qualifying Total Reserves Number of Months | XXXX | XXXX |  |
| 509825 | XXXX |  |  | XXXX | Monthly Property Tax Amount | XXXX | XXXX |  |
| 509825 | XXXX |  |  | XXXX | Qualifying Housing Debt Income Ratio | XXXX | XXXX |  |
| 509825 | XXXX |  |  | XXXX | Qualifying Total Debt Income Ratio | XXXX | XXXX |  |
| 509825 | XXXX |  |  | XXXX | AUS Findings | XXXX | XXXX |  |
| 511488 | XXXX |  |  | XXXX | All Other Payments | XXXX | XXXX |  |
| 511488 | XXXX |  |  | XXXX | Interested Party Contributions | XXXX | XXXX |  |
| 511488 | XXXX |  |  | XXXX | Borrower 1 Qualifying Income | XXXX | XXXX |  |
| 511488 | XXXX |  |  | XXXX | Borrower 2 Origination FICO | XXXX | XXXX |  |
| 511488 | XXXX |  |  | XXXX | Qualifying Total Reserves Number of Months | XXXX | XXXX |  |
| 511488 | XXXX |  |  | XXXX | Total Qualified Assets for Reserves Post-Close | XXXX | XXXX |  |
| 511488 | XXXX |  |  | XXXX | Qualifying Housing Debt Income Ratio | XXXX | XXXX |  |
| 511488 | XXXX |  |  | XXXX | Qualifying Total Debt Income Ratio | XXXX | XXXX |  |
| 511488 | XXXX |  |  | XXXX | Primary Appraiser Name | XXXX | XXXX |  |
| 511488 | XXXX |  |  | XXXX | Borrower 1 Gender | XXXX | XXXX |  |
| 511488 | XXXX |  |  | XXXX | Total Closing Costs | XXXX | XXXX |  |
| 510544 | XXXX |  |  | XXXX | Property Address | XXXX | XXXX |  |
| 510544 | XXXX |  |  | XXXX | Property Type | XXXX | XXXX |  |
| 510544 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 510544 | XXXX |  |  | XXXX | Monthly Property Tax Amount | XXXX | XXXX |  |
| 510544 | XXXX |  |  | XXXX | Reviewed Appraised Property Value | XXXX | XXXX |  |
| 510544 | XXXX |  |  | XXXX | Flood Zone Indicator | XXXX | XXXX |  |
| 510544 | XXXX |  |  | XXXX | AUS Findings | XXXX | XXXX | Per 1008 in file, LP used for final approval. |
| 510544 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX |  |
| 510544 | XXXX |  |  | XXXX | Qualifying Total Reserves Number of Months | XXXX | XXXX |  |
| 510544 | XXXX |  |  | XXXX | Total Qualified Assets for Reserves Post-Close | XXXX | XXXX |  |
| 510544 | XXXX |  |  | XXXX | Qualifying Housing Debt Income Ratio | XXXX | XXXX |  |
| 510544 | XXXX |  |  | XXXX | Qualifying Total Debt Income Ratio | XXXX | XXXX |  |
| 512885 | XXXX |  |  | XXXX | Property Address | XXXX | XXXX |  |
| 512885 | XXXX |  |  | XXXX | All Other Payments | XXXX | XXXX |  |
| 512885 | XXXX |  |  | XXXX | Interested Party Contributions | XXXX | XXXX |  |
| 512885 | XXXX |  |  | XXXX | Total Closing Costs | XXXX | XXXX |  |
| 512885 | XXXX |  |  | XXXX | Qualifying Total Reserves Number of Months | XXXX | XXXX |  |
| 512885 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX |  |
| 512885 | XXXX |  |  | XXXX | Total Qualified Assets for Reserves Post-Close | XXXX | XXXX |  |
| 512885 | XXXX |  |  | XXXX | Qualifying Total Debt Income Ratio | XXXX | XXXX |  |
| 512885 | XXXX |  |  | XXXX | Qualifying Housing Debt Income Ratio | XXXX | XXXX |  |
| 514926 | XXXX |  |  | XXXX | Property Address | XXXX | XXXX |  |
| 514926 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 514926 | XXXX |  |  | XXXX | Total Monthly Property Insurance Amount | XXXX | XXXX |  |
| 514926 | XXXX |  |  | XXXX | Monthly Property Tax Amount | XXXX | XXXX |  |
| 514926 | XXXX |  |  | XXXX | Total Qualified Assets for Reserves Post-Close | XXXX | XXXX |  |
| 514926 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX |  |
| 514926 | XXXX |  |  | XXXX | Qualifying Total Reserves Number of Months | XXXX | XXXX |  |
| 514926 | XXXX |  |  | XXXX | Qualifying Total Debt Income Ratio | XXXX | XXXX |  |
| 514926 | XXXX |  |  | XXXX | Qualifying Housing Debt Income Ratio | XXXX | XXXX |  |
| 519669 | XXXX |  |  | XXXX | Property Type | XXXX | XXXX |  |
| 519669 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 519669 | XXXX |  |  | XXXX | Interested Party Contributions | XXXX | XXXX |  |
| 519669 | XXXX |  |  | XXXX | Borrower 2 Origination FICO | XXXX | XXXX |  |
| 519669 | XXXX |  |  | XXXX | Borrower 1 Origination FICO | XXXX | XXXX |  |
| 519669 | XXXX |  |  | XXXX | Total Qualified Assets for Reserves Post-Close | XXXX | XXXX |  |
| 519669 | XXXX |  |  | XXXX | Qualifying Total Reserves Number of Months | XXXX | XXXX |  |
| 519669 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX |  |
| 519669 | XXXX |  |  | XXXX | Qualifying Total Debt Income Ratio | XXXX | XXXX |  |
| 519669 | XXXX |  |  | XXXX | Qualifying Housing Debt Income Ratio | XXXX | XXXX |  |
| 523042 | XXXX |  |  | XXXX | Property Type | XXXX | XXXX |  |
| 523042 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 523042 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX |  |
| 523042 | XXXX |  |  | XXXX | Total Qualified Assets for Reserves Post-Close | XXXX | XXXX |  |
| 523042 | XXXX |  |  | XXXX | Qualifying Total Reserves Number of Months | XXXX | XXXX |  |
| 523042 | XXXX |  |  | XXXX | Final Appraiser Company | XXXX | XXXX |  |
| 525440 | XXXX |  |  | XXXX | Borrower 2 Self-Employment Flag | XXXX | XXXX |  |
| 525440 | XXXX |  |  | XXXX | All Other Payments | XXXX | XXXX |  |
| 525440 | XXXX |  |  | XXXX | Qualifying LTV | XXXX | XXXX |  |
| 525440 | XXXX |  |  | XXXX | Qualifying CLTV | XXXX | XXXX |  |
| 525440 | XXXX |  |  | XXXX | Interested Party Contributions | XXXX | XXXX |  |
| 525440 | XXXX |  |  | XXXX | Discount Points | XXXX | XXXX |  |
| 525440 | XXXX |  |  | XXXX | Appraiser Cert or License Number | XXXX | XXXX |  |
| 525440 | XXXX |  |  | XXXX | Total Closing Costs | XXXX | XXXX |  |
| 525440 | XXXX |  |  | XXXX | Borrower 2 Qualifying Income | XXXX | XXXX |  |
| 525440 | XXXX |  |  | XXXX | Total Qualified Assets for Reserves Post-Close | XXXX | XXXX |  |
| 525440 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX |  |
| 525440 | XXXX |  |  | XXXX | Qualifying Total Reserves Number of Months | XXXX | XXXX |  |
| 525440 | XXXX |  |  | XXXX | Qualifying Total Debt Income Ratio | XXXX | XXXX |  |
| 525836 | XXXX |  |  | XXXX | Qualifying HLTV | XXXX | XXXX |  |
| 525836 | XXXX |  |  | XXXX | Property Type | XXXX | XXXX |  |
| 525836 | XXXX |  |  | XXXX | Qualifying LTV | XXXX | XXXX |  |
| 525836 | XXXX |  |  | XXXX | Qualifying CLTV | XXXX | XXXX |  |
| 525836 | XXXX |  |  | XXXX | Property Address | XXXX | XXXX |  |
| 525836 | XXXX |  |  | XXXX | Interested Party Contributions | XXXX | XXXX |  |
| 525836 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 525836 | XXXX |  |  | XXXX | Qualifying Total Reserves Number of Months | XXXX | XXXX |  |
| 525836 | XXXX |  |  | XXXX | Total Qualified Assets for Reserves Post-Close | XXXX | XXXX |  |
| 525836 | XXXX |  |  | XXXX | Borrower 2 Origination FICO | XXXX | XXXX |  |
| 525836 | XXXX |  |  | XXXX | Monthly HOA $| XXXX | XXXX |  |
| 525836 | XXXX |  |  | XXXX | Monthly Property Tax Amount | XXXX | XXXX |  |
| 525836 | XXXX |  |  | XXXX | Qualifying Housing Debt Income Ratio | XXXX | XXXX |  |
| 525836 | XXXX |  |  | XXXX | Qualifying Total Debt Income Ratio | XXXX | XXXX |  |
| 525836 | XXXX |  |  | XXXX | Total Closing Costs | XXXX | XXXX |  |
| 527566 | XXXX |  |  | XXXX | Term | XXXX | XXXX |  |
| 527566 | XXXX |  |  | XXXX | Amortization Term | XXXX | XXXX |  |
| 527566 | XXXX |  |  | XXXX | Maturity Date | XXXX | XXXX |  |
| 527566 | XXXX |  |  | XXXX | Borrower 1 First Name | XXXX | XXXX |  |
| 527566 | XXXX |  |  | XXXX | Refinance Type | XXXX | XXXX |  |
| 527566 | XXXX |  |  | XXXX | Qualifying CLTV | XXXX | XXXX |  |
| 527566 | XXXX |  |  | XXXX | Qualifying LTV | XXXX | XXXX |  |
| 527566 | XXXX |  |  | XXXX | Property Type | XXXX | XXXX |  |
| 527566 | XXXX |  |  | XXXX | Qualifying HLTV | XXXX | XXXX |  |
| 527566 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 527566 | XXXX |  |  | XXXX | Cash out Include Debt Paid at Close | XXXX | XXXX |  |
| 537703 | XXXX |  |  | XXXX | Qualifying CLTV | XXXX | XXXX |  |
| 537703 | XXXX |  |  | XXXX | Qualifying LTV | XXXX | XXXX |  |
| 537703 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 537703 | XXXX |  |  | XXXX | Borrower 2 Origination FICO | XXXX | XXXX |  |
| 537703 | XXXX |  |  | XXXX | Reviewed Appraised Property Value | XXXX | XXXX |  |
| 537703 | XXXX |  |  | XXXX | Qualifying Total Reserves Number of Months | XXXX | XXXX |  |
| 537703 | XXXX |  |  | XXXX | Total Qualified Assets for Reserves Post-Close | XXXX | XXXX |  |
| 535820 | XXXX |  |  | XXXX | All Other Payments | XXXX | XXXX |  |
| 535820 | XXXX |  |  | XXXX | Borrower 1 Birthdate | XXXX | XXXX |  |
| 535820 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 535820 | XXXX |  |  | XXXX | Qualifying Housing Debt Income Ratio | XXXX | XXXX |  |
| 535820 | XXXX |  |  | XXXX | Qualifying Total Debt Income Ratio | XXXX | XXXX |  |
| 535820 | XXXX |  |  | XXXX | Assessors Parcel Number (APN) | XXXX | XXXX |  |
| 535820 | XXXX |  |  | XXXX | Discount Points | XXXX | XXXX |  |
| 544330 | XXXX |  |  | XXXX | Property Address | XXXX | XXXX |  |
| 544330 | XXXX |  |  | XXXX | Qualifying CLTV | XXXX | XXXX |  |
| 544330 | XXXX |  |  | XXXX | Qualifying LTV | XXXX | XXXX |  |
| 544330 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 544330 | XXXX |  |  | XXXX | Final Appraiser Company | XXXX | XXXX |  |
| 544330 | XXXX |  |  | XXXX | First Time Homebuyer mTrade | XXXX | XXXX | Primary borrower owns current residence individually; co-borrower indicates has not owned a home in the past XX years and no prior mortgage for that applicant listed. Transaction is not considered under FHTB guidelines however as primary borrower does have ownership experience. |
| 544330 | XXXX |  |  | XXXX | Qualifying Total Reserves Number of Months | XXXX | XXXX |  |
| 544330 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX |  |
| 544330 | XXXX |  |  | XXXX | Total Qualified Assets for Reserves Post-Close | XXXX | XXXX |  |
| 544330 | XXXX |  |  | XXXX | Qualifying Total Debt Income Ratio | XXXX | XXXX |  |
| 544330 | XXXX |  |  | XXXX | Qualifying Housing Debt Income Ratio | XXXX | XXXX |  |
| 537432 | XXXX |  |  | XXXX | Qualifying Monthly P&I Amount | XXXX | XXXX |  |
| 537432 | XXXX |  |  | XXXX | Property Address | XXXX | XXXX |  |
| 537432 | XXXX |  |  | XXXX | Cash out Include Debt Paid at Close | XXXX | XXXX |  |
| 537432 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 537432 | XXXX |  |  | XXXX | Monthly Property Tax Amount | XXXX | XXXX |  |
| 537432 | XXXX |  |  | XXXX | Qualifying Total Reserves Number of Months | XXXX | XXXX |  |
| 537432 | XXXX |  |  | XXXX | Total Qualified Assets for Reserves Post-Close | XXXX | XXXX |  |
| 537432 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX |  |
| 537486 | XXXX |  |  | XXXX | All Other Payments | XXXX | XXXX |  |
| 537486 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 537486 | XXXX |  |  | XXXX | First Time Homebuyer mTrade | XXXX | XXXX | Page XX of Final 1003 indicates has owned a home in the prior XXX years and credit report contains a mortgage paid off XX/XXXX. |
| 537486 | XXXX |  |  | XXXX | Qualifying Total Debt Income Ratio | XXXX | XXXX |  |
| 537433 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX |  |
| 539498 | XXXX |  |  | XXXX | Qualifying Interest Rate | XXXX | XXXX |  |
| 539498 | XXXX |  |  | XXXX | Property Address | XXXX | XXXX |  |
| 539498 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 539498 | XXXX |  |  | XXXX | Reviewed Appraised Property Value | XXXX | XXXX |  |
| 539498 | XXXX |  |  | XXXX | Total Closing Costs | XXXX | XXXX |  |
| 539498 | XXXX |  |  | XXXX | First Time Homebuyer mTrade | XXXX | XXXX | Co-borrower is a first-time homebuyer however primary has owned departure residence for 3+ years, thus transaction does not truly fall under FTHB parameters. |
| 539498 | XXXX |  |  | XXXX | Total Qualified Assets for Reserves Post-Close | XXXX | XXXX |  |
| 539498 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX |  |
| 539498 | XXXX |  |  | XXXX | Qualifying Total Reserves Number of Months | XXXX | XXXX |  |
| 539498 | XXXX |  |  | XXXX | Qualifying Total Debt Income Ratio | XXXX | XXXX |  |
| 539498 | XXXX |  |  | XXXX | Qualifying Housing Debt Income Ratio | XXXX | XXXX |  |
| 538275 | XXXX |  |  | XXXX | All Other Payments | XXXX | XXXX |  |
| 538275 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 538275 | XXXX |  |  | XXXX | Reviewed Appraised Property Value | XXXX | XXXX |  |
| 538275 | XXXX |  |  | XXXX | Qualifying Total Reserves Number of Months | XXXX | XXXX |  |
| 538275 | XXXX |  |  | XXXX | Total Qualified Assets for Reserves Post-Close | XXXX | XXXX |  |
| 538275 | XXXX |  |  | XXXX | Qualifying Housing Debt Income Ratio | XXXX | XXXX |  |
| 538275 | XXXX |  |  | XXXX | Qualifying Total Debt Income Ratio | XXXX | XXXX |  |
| 544513 | XXXX |  |  | XXXX | Qualifying CLTV | XXXX | XXXX |  |
| 544513 | XXXX |  |  | XXXX | Qualifying LTV | XXXX | XXXX |  |
| 544513 | XXXX |  |  | XXXX | Borrower 1 Last Name | XXXX | XXXX |  |
| 544513 | XXXX |  |  | XXXX | All Other Payments | XXXX | XXXX |  |
| 544513 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 544513 | XXXX |  |  | XXXX | Reviewed Appraised Property Value | XXXX | XXXX |  |
| 544513 | XXXX |  |  | XXXX | Monthly Property Tax Amount | XXXX | XXXX |  |
| 544513 | XXXX |  |  | XXXX | Total Qualified Assets for Reserves Post-Close | XXXX | XXXX |  |
| 544513 | XXXX |  |  | XXXX | Qualifying Total Reserves Number of Months | XXXX | XXXX |  |
| 544513 | XXXX |  |  | XXXX | Qualifying Total Debt Income Ratio | XXXX | XXXX |  |
| 544513 | XXXX |  |  | XXXX | Primary Appraiser Name | XXXX | XXXX |  |
| 546088 | XXXX |  |  | XXXX | Borrower 1 Birthdate | XXXX | XXXX |  |
| 546088 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 546088 | XXXX |  |  | XXXX | Interested Party Contributions | XXXX | XXXX |  |
| 546088 | XXXX |  |  | XXXX | Total Monthly Property Insurance Amount | XXXX | XXXX |  |
| 546088 | XXXX |  |  | XXXX | Monthly Property Tax Amount | XXXX | XXXX |  |
| 546088 | XXXX |  |  | XXXX | Escrow Waiver in File | XXXX | XXXX |  |
| 546088 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX |  |
| 546088 | XXXX |  |  | XXXX | Qualifying Total Debt Income Ratio | XXXX | XXXX |  |
| 548958 | XXXX |  |  | XXXX | Property Address | XXXX | XXXX |  |
| 548958 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 548958 | XXXX |  |  | XXXX | Monthly Property Tax Amount | XXXX | XXXX |  |
| 548958 | XXXX |  |  | XXXX | AUS Findings | XXXX | XXXX |  |
| 548958 | XXXX |  |  | XXXX | Total Qualified Assets for Reserves Post-Close | XXXX | XXXX |  |
| 548958 | XXXX |  |  | XXXX | Qualifying Total Reserves Number of Months | XXXX | XXXX |  |
| 548958 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX |  |
| 548958 | XXXX |  |  | XXXX | Qualifying Housing Debt Income Ratio | XXXX | XXXX |  |
| 548958 | XXXX |  |  | XXXX | Qualifying Total Debt Income Ratio | XXXX | XXXX |  |
| 550055 | XXXX |  |  | XXXX | Qualifying LTV | XXXX | XXXX |  |
| 550055 | XXXX |  |  | XXXX | All Other Payments | XXXX | XXXX |  |
| 550055 | XXXX |  |  | XXXX | Qualifying CLTV | XXXX | XXXX |  |
| 550055 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 550055 | XXXX |  |  | XXXX | Borrower 1 Gender | XXXX | XXXX |  |
| 550055 | XXXX |  |  | XXXX | Qualifying Total Reserves Number of Months | XXXX | XXXX |  |
| 550055 | XXXX |  |  | XXXX | Total Qualified Assets for Reserves Post-Close | XXXX | XXXX |  |
| 550730 | XXXX |  |  | XXXX | Borrower 2 Birthdate | XXXX | XXXX |  |
| 550730 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 550730 | XXXX |  |  | XXXX | Total Closing Costs | XXXX | XXXX |  |
| 550730 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX |  |
| 551995 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 551995 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX |  |
| 551995 | XXXX |  |  | XXXX | Qualifying Total Debt Income Ratio | XXXX | XXXX |  |
| 551995 | XXXX |  |  | XXXX | Qualifying Housing Debt Income Ratio | XXXX | XXXX |  |
| 551996 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX |  |
| 551996 | XXXX |  |  | XXXX | Qualifying Housing Debt Income Ratio | XXXX | XXXX |  |
| 551996 | XXXX |  |  | XXXX | Qualifying Total Debt Income Ratio | XXXX | XXXX |  |
| 551997 | XXXX |  |  | XXXX | Borrower 1 SSN | XXXX | XXXX |  |
| 551997 | XXXX |  |  | XXXX | Qualifying HLTV | XXXX | XXXX |  |
| 551997 | XXXX |  |  | XXXX | Qualifying LTV | XXXX | XXXX |  |
| 551997 | XXXX |  |  | XXXX | Qualifying CLTV | XXXX | XXXX |  |
| 551997 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 551997 | XXXX |  |  | XXXX | Borrower 1 Qualifying Income | XXXX | XXXX |  |
| 551997 | XXXX |  |  | XXXX | Monthly Property Tax Amount | XXXX | XXXX |  |
| 551997 | XXXX |  |  | XXXX | Total Monthly Property Insurance Amount | XXXX | XXXX |  |
| 551997 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX |  |
| 551997 | XXXX |  |  | XXXX | Qualifying Total Debt Income Ratio | XXXX | XXXX |  |
| 551997 | XXXX |  |  | XXXX | Qualifying Housing Debt Income Ratio | XXXX | XXXX |  |
| 552791 | XXXX |  |  | XXXX | Property Address | XXXX | XXXX |  |
| 552791 | XXXX |  |  | XXXX | Monthly Property Tax Amount | XXXX | XXXX |  |
| 552791 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX |  |
| 552791 | XXXX |  |  | XXXX | Qualifying Total Debt Income Ratio | XXXX | XXXX |  |
| 552791 | XXXX |  |  | XXXX | Qualifying Housing Debt Income Ratio | XXXX | XXXX |  |
| 554643 | XXXX |  |  | XXXX | Qualifying CLTV | XXXX | XXXX |  |
| 554643 | XXXX |  |  | XXXX | Qualifying HLTV | XXXX | XXXX |  |
| 554643 | XXXX |  |  | XXXX | Property Address | XXXX | XXXX |  |
| 554643 | XXXX |  |  | XXXX | Qualifying LTV | XXXX | XXXX |  |
| 554643 | XXXX |  |  | XXXX | Borrower 1 Race | XXXX | XXXX |  |
| 554643 | XXXX |  |  | XXXX | Borrower 2 Race | XXXX | XXXX |  |
| 554643 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 554643 | XXXX |  |  | XXXX | Borrower 1 Qualifying Income | XXXX | XXXX |  |
| 554643 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX |  |
| 554643 | XXXX |  |  | XXXX | Monthly HOA $| XXXX | XXXX |  |
| 554643 | XXXX |  |  | XXXX | Monthly Property Tax Amount | XXXX | XXXX |  |
| 554643 | XXXX |  |  | XXXX | Qualifying Housing Debt Income Ratio | XXXX | XXXX |  |
| 554643 | XXXX |  |  | XXXX | Qualifying Total Debt Income Ratio | XXXX | XXXX |  |
| 554643 | XXXX |  |  | XXXX | Assessors Parcel Number (APN) | XXXX | XXXX |  |
| 554643 | XXXX |  |  | XXXX | Total Closing Costs | XXXX | XXXX |  |
| 570401 | XXXX |  |  | XXXX | All Other Payments | XXXX | XXXX |  |
| 570401 | XXXX |  |  | XXXX | Qualifying LTV | XXXX | XXXX |  |
| 570401 | XXXX |  |  | XXXX | Qualifying CLTV | XXXX | XXXX |  |
| 570401 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 570401 | XXXX |  |  | XXXX | Qualifying Total Reserves Number of Months | XXXX | XXXX |  |
| 570401 | XXXX |  |  | XXXX | Total Qualified Assets for Reserves Post-Close | XXXX | XXXX |  |
| 570401 | XXXX |  |  | XXXX | Qualifying Total Debt Income Ratio | XXXX | XXXX |  |
| 576770 | XXXX |  |  | XXXX | Qualifying CLTV | XXXX | XXXX |  |
| 576770 | XXXX |  |  | XXXX | All Other Payments | XXXX | XXXX |  |
| 576770 | XXXX |  |  | XXXX | Qualifying HLTV | XXXX | XXXX |  |
| 576770 | XXXX |  |  | XXXX | Qualifying LTV | XXXX | XXXX |  |
| 576770 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 576770 | XXXX |  |  | XXXX | Monthly Property Tax Amount | XXXX | XXXX |  |
| 576770 | XXXX |  |  | XXXX | Total Qualified Assets for Reserves Post-Close | XXXX | XXXX |  |
| 576770 | XXXX |  |  | XXXX | Qualifying Total Reserves Number of Months | XXXX | XXXX |  |
| 575240 | XXXX |  |  | XXXX | Qualifying LTV | XXXX | XXXX |  |
| 575240 | XXXX |  |  | XXXX | Qualifying CLTV | XXXX | XXXX |  |
| 575240 | XXXX |  |  | XXXX | Qualifying HLTV | XXXX | XXXX |  |
| 575240 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 575240 | XXXX |  |  | XXXX | Cash out Include Debt Paid at Close | XXXX | XXXX |  |
| 575240 | XXXX |  |  | XXXX | Reviewed Appraised Property Value | XXXX | XXXX |  |
| 575240 | XXXX |  |  | XXXX | Qualifying Total Debt Income Ratio | XXXX | XXXX |  |
| 563398 | XXXX |  |  | XXXX | Borrower 2 Ethnicity | XXXX | XXXX |  |
| 563398 | XXXX |  |  | XXXX | Borrower 2 Origination FICO | XXXX | XXXX |  |
| 563398 | XXXX |  |  | XXXX | Reviewed Appraised Property Value | XXXX | XXXX |  |
| 563398 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX |  |
| 563398 | XXXX |  |  | XXXX | Qualifying Housing Debt Income Ratio | XXXX | XXXX |  |
| 563398 | XXXX |  |  | XXXX | Qualifying Total Debt Income Ratio | XXXX | XXXX |  |
| 563398 | XXXX |  |  | XXXX | Primary Appraiser Name | XXXX | XXXX |  |
| 563398 | XXXX |  |  | XXXX | First Time Homebuyer mTrade | XXXX | XXXX |  |
| 563398 | XXXX |  |  | XXXX | Final Appraisal Date | XXXX | XXXX |  |
| 571929 | XXXX |  |  | XXXX | All Other Payments | XXXX | XXXX |  |
| 571929 | XXXX |  |  | XXXX | Borrower 2 Last Name | XXXX | XXXX |  |
| 571929 | XXXX |  |  | XXXX | Borrower 1 Qualifying Income | XXXX | XXXX |  |
| 571929 | XXXX |  |  | XXXX | Qualifying Total Reserves Number of Months | XXXX | XXXX |  |
| 571929 | XXXX |  |  | XXXX | Total Qualified Assets for Reserves Post-Close | XXXX | XXXX |  |
| 571929 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX |  |
| 571929 | XXXX |  |  | XXXX | Cash out Include Debt Paid at Close | XXXX | XXXX |  |
| 571929 | XXXX |  |  | XXXX | Qualifying Housing Debt Income Ratio | XXXX | XXXX |  |
| 592615 | XXXX |  |  | XXXX | All Other Payments | XXXX | XXXX |  |
| 592615 | XXXX |  |  | XXXX | AUS Findings | XXXX | XXXX | Submitted under Jumbo Manual program; DU Approve/Ineligible findings in file are disregarded. |
| 592615 | XXXX |  |  | XXXX | Total Qualified Assets for Reserves Post-Close | XXXX | XXXX |  |
| 592615 | XXXX |  |  | XXXX | Qualifying Total Reserves Number of Months | XXXX | XXXX |  |
| 592615 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX |  |
| 592615 | XXXX |  |  | XXXX | Qualifying Total Debt Income Ratio | XXXX | XXXX |  |
| 576769 | XXXX |  |  | XXXX | Interested Party Contributions | XXXX | XXXX |  |
| 576769 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 576769 | XXXX |  |  | XXXX | Reviewed Appraised Property Value | XXXX | XXXX |  |
| 576769 | XXXX |  |  | XXXX | Total Qualified Assets for Reserves Post-Close | XXXX | XXXX |  |
| 576769 | XXXX |  |  | XXXX | Assessors Parcel Number (APN) | XXXX | XXXX |  |
| 576769 | XXXX |  |  | XXXX | Discount Points | XXXX | XXXX |  |
| 605496 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 605496 | XXXX |  |  | XXXX | Primary Appraiser Name | XXXX | XXXX |  |
| 605496 | XXXX |  |  | XXXX | Appraiser Cert or License Number | XXXX | XXXX |  |
| 605496 | XXXX |  |  | XXXX | Total Qualified Assets for Reserves Post-Close | XXXX | XXXX |  |
| 605496 | XXXX |  |  | XXXX | Qualifying Total Reserves Number of Months | XXXX | XXXX |  |
| 605496 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX |  |
| 591867 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 591867 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX |  |
| 605827 | XXXX |  |  | XXXX | Qualifying LTV | XXXX | XXXX |  |
| 605827 | XXXX |  |  | XXXX | Qualifying HLTV | XXXX | XXXX |  |
| 605827 | XXXX |  |  | XXXX | Qualifying CLTV | XXXX | XXXX |  |
| 605827 | XXXX |  |  | XXXX | Borrower 1 Last Name | XXXX | XXXX |  |
| 605827 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 605827 | XXXX |  |  | XXXX | Monthly Property Tax Amount | XXXX | XXXX |  |
| 605827 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX |  |
| 605827 | XXXX |  |  | XXXX | Qualifying Total Debt Income Ratio | XXXX | XXXX |  |
| 605827 | XXXX |  |  | XXXX | Qualifying Housing Debt Income Ratio | XXXX | XXXX |  |
| 605827 | XXXX |  |  | XXXX | AUS Findings | XXXX | XXXX | Loan submitted under Jumbo Manual program; DU findings disregarded at audit. |
| 605827 | XXXX |  |  | XXXX | Escrow Waiver in File | XXXX | XXXX |  |
| 598962 | XXXX |  |  | XXXX | All Other Payments | XXXX | XXXX |  |
| 598962 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 598962 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX |  |
| 598962 | XXXX |  |  | XXXX | AUS Findings | XXXX | XXXX | Locked under Client Jumbo Manual program; disregarded DU Approve/Ineligible findings in file. |
| 598962 | XXXX |  |  | XXXX | Borrower 1 Qualifying Income | XXXX | XXXX |  |
| 599275 | XXXX |  |  | XXXX | Interested Party Contributions | XXXX | XXXX |  |
| 599275 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 599275 | XXXX |  |  | XXXX | Borrower 1 Qualifying Income | XXXX | XXXX |  |
| 599275 | XXXX |  |  | XXXX | Total Qualified Assets for Reserves Post-Close | XXXX | XXXX |  |
| 599275 | XXXX |  |  | XXXX | Total Qualified Assets Available | XXXX | XXXX |  |
| 599275 | XXXX |  |  | XXXX | Qualifying Total Reserves Number of Months | XXXX | XXXX |  |
| 599275 | XXXX |  |  | XXXX | Monthly Property Tax Amount | XXXX | XXXX |  |
| 599275 | XXXX |  |  | XXXX | Qualifying Housing Debt Income Ratio | XXXX | XXXX |  |
| 599275 | XXXX |  |  | XXXX | Qualifying Total Debt Income Ratio | XXXX | XXXX |  |
| 594811 | XXXX |  |  | XXXX | All Other Payments | XXXX | XXXX |  |
| 594811 | XXXX |  |  | XXXX | Cash to Close | XXXX | XXXX |  |
| 594811 | XXXX |  |  | XXXX | Interested Party Contributions | XXXX | XXXX |  |
| 594811 | XXXX |  |  | XXXX | Qualifying Total Reserves Number of Months | XXXX | XXXX |  |

---

## Exhibit 99.21

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.21**

---

| | | | | |
|:---|:---|:---|:---|:---|
| **LoanRecordID** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Original Loan Amount** |
| 504122 | XXXX |  |  | $XXXX C D A |
| 510594 | XXXX |  |  | $XXXX D B A |
| 509825 | XXXX |  |  | $XXXX D C B A |
| 511488 | XXXX |  |  | $XXXX A D |
| 510544 | XXXX |  |  | $XXXX C A D B |
| 512885 | XXXX |  |  | $XXXX D C A |
| 514926 | XXXX |  |  | $XXXX D A B |
| 519669 | XXXX |  |  | $XXXX D B C A |
| 523042 | XXXX |  |  | $XXXX D A |
| 525440 | XXXX |  |  | $XXXX D C B A |
| 525836 | XXXX |  |  | $XXXX D A B |
| 527566 | XXXX |  |  | $XXXX C A |
| 537703 | XXXX |  |  | $XXXX C A |
| 535820 | XXXX |  |  | $XXXX C B A |
| 544330 | XXXX |  |  | $XXXX D A |
| 537432 | XXXX |  |  | $XXXX A D |
| 537486 | XXXX |  |  | $XXXX D A B |
| 537433 | XXXX |  |  | $XXXX C D A |
| 539498 | XXXX |  |  | $XXXX D A B |
| 538275 | XXXX |  |  | $XXXX A D B |
| 544513 | XXXX |  |  | $XXXX C A B |
| 546088 | XXXX |  |  | $XXXX D A |
| 548958 | XXXX |  |  | $XXXX A |
| 550055 | XXXX |  |  | $XXXX D B A |
| 550730 | XXXX |  |  | $XXXX A |
| 551995 | XXXX |  |  | $XXXX D A |
| 551996 | XXXX |  |  | $XXXX A D |
| 551997 | XXXX |  |  | $XXXX D A |
| 552791 | XXXX |  |  | $XXXX A D |
| 554643 | XXXX |  |  | $XXXX C A |
| 570401 | XXXX |  |  | $XXXX D B A |
| 576770 | XXXX |  |  | $XXXX A |
| 575240 | XXXX |  |  | $XXXX A |
| 563398 | XXXX |  |  | $XXXX D B A |
| 571929 | XXXX |  |  | $XXXX D A |
| 592615 | XXXX |  |  | $XXXX A C B |
| 576769 | XXXX |  |  | $XXXX D C A |
| 605496 | XXXX |  |  | $XXXX A |
| 591867 | XXXX |  |  | $XXXX C A |
| 605827 | XXXX |  |  | $XXXX A |
| 598962 | XXXX |  |  | $XXXX A |
| 599275 | XXXX |  |  | $XXXX D A |
| 594811 | XXXX |  |  | $XXXX D A |

---

## Exhibit 99.22

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.22**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LoanRecordID** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Queue** | **Finding Code** | **Date Created** | **Date Modified** | **Finding Status** | **Event Level** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Finding Comments** | **Seller Comments** | **Resolution Comments** | **Reviewer Comp Factor** | **Originator Comp Factors** | **Finding Documents** | **Originator QM Status** | **Final Reviewed QM Status** | **Loan Amount** | **Property State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Acknowledged / WaivedBy** | **Waiver in File?** | **Unique Finding ID** |
| 504122 | XXXX |  | D A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Eligibility | Trust/POA Does Not Meet Guideline Requirements | Resolved-Seller provided certification that Trust/POA Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Trust Certification - Due Diligence Vendor-XX/XX/XXXX <br>Open-Trust/POA Does Not Meet Guideline Requirements - Please provide Lender's Certification that Trust meets all applicable Client, Agency, state and local eligibility criteria and documentation requirements. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided certification that Trust/POA Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 504122 | XXXX |  | D A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing or incomplete compliance testing report. | Resolved-Compliance Report Provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Mavent - Due Diligence Vendor-XX/XX/XXXX <br>Open-Provide Compliance Report - Please Provide Compliance Report - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Compliance Report Provided - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 510594 | XXXX |  | D B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 WVOE Missing | Resolved-Seller provided previous paystub to confirm employment in XXXX - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Ryan Boeing Paystub - Due Diligence Vendor-XX/XX/XXXX <br>Open-Please provide VOE or VVOE or YTD paystub from Boeing to confirm borrower's dates of employment prior to Projected new position. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided previous paystub to confirm employment in XXXX - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 510594 | XXXX |  | D B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-All Fraud Report Alerts have been cleared - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Seller provided clear report - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-dataverify - Due Diligence Vendor-XX/XX/XXXX <br>Open-Please provide updated Fraud report with all Alerts cleared. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-All Fraud Report Alerts have been cleared - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Seller provided clear report - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 510594 | XXXX |  | D B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Uniform Closing Dataset (UCD) submission response from either Fannie Mae or Freddie Mac. | Resolved-Seller provided. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-LCA - Due Diligence Vendor-XX/XX/XXXX <br>Open-Please provide Freddie Mac LCA Feedback Certificate - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 510594 | XXXX |  | D B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Acknowledged | 2 - Non-Material B | Property | Value | 3rd Party Valuation Product Required - CU score > 2.5 OR Not eligible for Collateral Rep & Warrant Relief | Acknowledged-XX/XX/XXXX - received CDA with value of $XXXX, 0% variance Low Risk - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-XX/XX/XXXX - CDA received - Due Diligence Vendor-XX/XX/XXXX <br>Open-Desk Review (CDA) has been ordered; no action required at this time. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-XX/XX/XXXX - received CDA with value of $XXXX, 0% variance Low Risk - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | Investor Post-Close | No | XXXX |
| 509825 | XXXX |  | D B A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | Resolved-Seller provided COC evidence. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Change of Circumstance - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXXX.00.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). - Please provide copy of valid, written Change of Circumstance form for increase in Discount Points from Initial LE of $XXXX to $XXXX on XX/XX/XXXX and collected on Final CD, or, provide PCCD, Tolerance Cure of $XXXX, and evidence of reimbursement receipt by borrower. The CoC form provided references only the increase to the Appraisal Fee. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided COC evidence. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 509825 | XXXX |  | D B A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved-Seller provided COC - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Change of Circumstance - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. - Please provide copy of valid, written Change of Circumstance form for increase in Discount Points from Initial LE of $XXXX to $XXXX on XX/XX/XXXX and collected on Final CD, or, provide PCCD, Tolerance Cure of $XXXX, and evidence of reimbursement receipt by borrower. The CoC form provided references only the increase to the Appraisal Fee. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided COC - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 509825 | XXXX |  | D B A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | Resolved-Seller provided COC - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Change of Circumstance - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. - Please provide copy of valid, written Change of Circumstance form for increase in Discount Points from Initial LE of $XXXX to $XXXX on XX/XX/XXXX and collected on Final CD, or, provide PCCD, Tolerance Cure of $XXXX, and evidence of reimbursement receipt by borrower. The CoC form provided references only the increase to the Appraisal Fee. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided COC - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 509825 | XXXX |  | D B A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Assets | Asset 4 Does Not Meet Guideline Requirements | Resolved-Seller provided evidence of reconveyance as of XX/XX/XXXX. Borrowed funds were still available as of subject closing. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Reconveyance - Due Diligence Vendor-XX/XX/XXXX <br> Open-Asset 4 Does Not Meet Guideline Requirements - Please provide extension for repayment of Note and DOT secured by departure residence not yet closed (pg XXX). Note in file reflects $XXXX loan due in full on XX/XX/XXXX as source of funds for closing. Departure residence did not close as of time of subject settlement. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided evidence of reconveyance as of XX/XX/XXXX. Borrowed funds were still available as of subject closing. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 509825 | XXXX |  | D B A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Acknowledged | 2 - Non-Material B | Property | Value | 3rd Party Valuation Product Required - CU score > 2.5 OR Not eligible for Collateral Rep & Warrant Relief | Acknowledged-XX/XX/XXXX - received CDA with value of $XXXX, 0% variance Low Risk <br> - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-XX/XX/XXXX - CDA received - Due Diligence Vendor-XX/XX/XXXX <br> Open-Desk Review (CDA) has been ordered; no action required at this time. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-XX/XX/XXXX - received CDA with value of $XXXX, 0% variance Low Risk <br> - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | Investor Post-Close | No | XXXX |
| 509825 | XXXX |  | D B A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | AUS Partially Provided | Resolved-Seller provided corrected AUS - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-LP - Due Diligence Vendor-XX/XX/XXXX <br>Open-AUS Partially Provided - Please provide corrected LP findings reflecting gift funds that were utilized for qualifying assets. 1003 and AUS findings in file do not reflect the use of gift funds. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided corrected AUS - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 509825 | XXXX |  | D B A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | The Final 1003 is Incomplete | Resolved-Seller provided updated 1003 - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Updated 1003 - Due Diligence Vendor-XX/XX/XXXX <br>Open-The Final 1003 is Incomplete - Please provide corrected 1003 reflecting gift funds that were utilized for qualifying assets. Final 1003 and AUS in file do not reflect the use of gift funds. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided updated 1003 - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 511488 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | TRID | Reimbursement Amount Test | Resolved-Seller provided evidence of Tolerance Cure applied as Principal Reduction - Due Diligence Vendor-XX/XX/XXXX <br>Open-~ - Due Diligence Vendor-XX/XX/XXXX <br>Open-Please provide evidence that tolerance cure was applied to subject loan. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Seller provided PCCD and principal reduction - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the reimbursement amount test. (12 CFR §1026.19(f)(2)(v))Amounts paid by the consumer exceed the permitted tolerances and the provided reimbursement amount of $XX, is not sufficient to reimburse the consumer the amount by which the tolerances were exceeded, $XX.Refunds related to the good faith analysis. If amounts paid by the consumer exceed the amounts specified under §1026.19(e)(3)(i) or (ii), the creditor complies with §1026.19(e)(1)(i) if the creditor refunds the excess to the consumer no later than 60 days after consummation, and the creditor complies with §1026.19(f)(1)(i) if the creditor delivers or places in the mail corrected disclosures that reflect such refund no later than 60 days after consummation. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided evidence of Tolerance Cure applied as Principal Reduction - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Seller provided PCCD and principal reduction - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 511488 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | TRID | Revised Closing Disclosure Delivery Date and Changed Circumstances Date Test | Resolved-Seller provided evidence of Tolerance Cure applied as Principal Reduction - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Pay history showing principal reduction - Due Diligence Vendor-XX/XX/XXXX <br>Open-Please provide evidence that PCCD with tolerance cure was delivered to borrower. - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the revised closing disclosure delivery date and changed circumstances date test. (12 CFR §1026.19(e)(3)(iv)(A) - (C), (E), (F) , and (D) as amended in 2015 , 12 CFR §1026.19(e)(4)(i))The revised closing disclosure delivery date is either:Later than the third business day (counting days on which the creditor's offices are open to the public for carrying on substantially all of its business functions) after the creditor receives information sufficient to establish that a changed circumstance has occurred; orBefore the creditor receives information sufficient to establish that a changed circumstance has occurred.This calculation takes into account a user-submitted designation of the days that the creditor's office will be deemed to be open or not open for carrying on substantially all of its business functions, as described in §1026.2(a)(6) and as it relates to §1026.19(e)(4)(i) (revised loan estimate disclosure) and §1026.19(e)(4)(ii) (relationship to closing disclosure). This test excluded the following days from the business day count based on the client preferences configured on the company settings business days profile page:NoneIf a creditor uses a revised estimate for the purpose of determining good faith for the zero tolerance and 10% tolerance categories under §1026.19(e)(3)(i) and (ii), the creditor shall provide a revised version of the disclosures required under §1026.19(e)(1)(i) reflecting the revised estimate either:Within three business days of receiving information sufficient to establish that one of the reasons for revision provided under §1026.19(e)(3)(iv)(A) through (C), (E) and (F) applies; orNo later than three business days after the date the interest rate is locked, for revision provided under §1026.19(e)(3)(iv)(D). The revised version of the disclosures required under §1026.19(e)(1)(i) shall contain the revised interest rate, the points disclosed pursuant to §1026.37(f)(1), lender credits, and any other interest rate dependent charges and terms.Official Interpretations12 C.F.R. §1026.19(e)(4)(ii)Relationship to disclosures required under §1026.19(f)(1)(i).Revised disclosures may not be delivered at the same time as the Closing Disclosure. §1026.19(e)(4)(ii) prohibits a creditor from providing a revised version of the disclosures required under §1026.19(e)(1)(i) on or after the date on which the creditor provides the disclosures required under §1026.19(f)(1)(i)...However, if a creditor uses a revised estimate pursuant to § 1026.19(e)(3)(iv) for the purpose of determining good faith under § 1026.19(e)(3)(i) and (ii), § 1026.19(e)(4)(i) permits the creditor to provide the revised estimate in the disclosures required under § 1026.19(f)(1)(i) (including any corrected disclosures provided under § 1026.19(f)(2)(i) or (ii)). - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided evidence of Tolerance Cure applied as Principal Reduction - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 511488 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | Resolved-Seller provided evidence of Tolerance Cure applied as Principal Reduction - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Pay history showing principal reduction - Due Diligence Vendor-XX/XX/XXXX <br>Open-Please provide evidence that tolerance cure principal reduction was applied to loan. - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided evidence of Tolerance Cure applied as Principal Reduction - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 511488 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing or incomplete compliance testing report. | Resolved-Seller provided PCCD and principal reduction for tolerance cure. Additional Finding for evidence of delivery of PCCD and application of principal reduction is outstanding. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-pccd - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Compliance Ease in the file indicates an Elevated Risk Status; please provide updated Compliance Report reflecting terms and fees passed all regulatory requirements. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided PCCD and principal reduction for tolerance cure. Additional Finding for evidence of delivery of PCCD and application of principal reduction is outstanding. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 511488 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | TRID | Revised Loan Estimate Delivery Date and Changed Circumstances Date Test | Resolved-Seller provided PCCD and principal reduction - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the revised loan estimate delivery date and changed circumstances date test. (12 CFR §1026.19(e)(3)(iv)(A) - (C), (E), (F) , and (D) as amended in 2015 , and 12 CFR §1026.19(e)(4)(i))The revised loan estimate delivery date is either:Later than the third business day (counting days on which the creditor's offices are open to the public for carrying on substantially all of its business functions) after the creditor receives information sufficient to establish that a changed circumstance has occurred; orBefore the creditor receives information sufficient to establish that a changed circumstance has occurred.This calculation takes into account a user-submitted designation of the days that the creditor's office will be deemed to be open or not open for carrying on substantially all of its business functions, as described in §1026.2(a)(6) and as it relates to §1026.19(e)(4)(i) (revised loan estimate disclosure). This test excluded the following days from the business day count based on the client preferences configured on the company settings business days profile page:As not being open on SundayPLEASE NOTE: If a conflict results from the client preferences configured on the company settings business days profile page such that a day is marked as both open and closed, ComplianceAnalyzer calculations will presume the company's offices are closed to the public for carrying on substantially all of its business functions. If this is not the appropriate result, you must revise your settings to remove the conflict.If a creditor uses a revised estimate for the purpose of determining good faith for the zero tolerance and 10% tolerance categories under §1026.19(e)(3)(i) and (ii), the creditor shall provide a revised version of the disclosures required under §1026.19(e)(1)(i) reflecting the revised estimate either:Within three business days of receiving information sufficient to establish that one of the reasons for revision provided under §1026.19(e)(3)(iv)(A) through (C), (E) and (F) applies; orNo later than three business days after the date the interest rate is locked, for revision provided under §1026.19(e)(3)(iv)(D). The revised version of the disclosures required under §1026.19(e)(1)(i) shall contain the revised interest rate, the points disclosed pursuant to §1026.37(f)(1), lender credits, and any other interest rate dependent charges and terms. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided PCCD and principal reduction - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 510544 | XXXX |  | D B C A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-Seller provided addendum - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Contract Addendum - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Please provide copy of addendum to sales contract adding $XXXX seller-paid closing costs. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided addendum - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 510544 | XXXX |  | D B C A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Property | Missing Doc | Missing HOA/Condo Certification | Resolved-Seller provided Condo Warranty - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Condo Warranty - Due Diligence Vendor-XX/XX/XXXX <br> Counter-- Please provide a Lender's certification that project meets FHLMC requirements. Status Seller provided Condo Questionnaire, but did not provide Lender's certification of Project warrantability. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Condo Questionnaire - Due Diligence Vendor-XX/XX/XXXX <br> Counter-- Please provide acceptable condominium documentation to support all FHLMC requirements have been met. A Condo questionnaire to identify eligibility under 5701.4 is required. Please provide a Lender's certification that project meets FHLMC requirements. Status Green - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-HOA dues - Due Diligence Vendor-XX/XX/XXXX <br> Open-- Please provide acceptable condominium documentation to support all FHLMC requirements have been met and confirm HOA Dues of $XXX/mo as used at origination. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided Condo Warranty - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 510544 | XXXX |  | D B C A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Acknowledged | 2 - Non-Material B | Property | Appraisal | Loan originated with a Property Inspection Waiver (PIW) | Acknowledged-XX/XX/XXXX - received AVM with value of $XXXX; High Confidence Score XX% FSD XX VARIANCE - XX% - Due Diligence Vendor-XX/XX/XXXX <br>Open-Subject closed with an approved appraisal waiver (PIW). AVM has been ordered. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-XX/XX/XXXX - received AVM with value of $XXXX; High Confidence Score XX% FSD XX VARIANCE - XX% - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | Investor Post-Close | No | XXXX |
| 510544 | XXXX |  | D B C A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Acknowledged | 1 - Information B | Property | Value | 3rd Party Valuation Product Required - PIW exercised | Acknowledged-XX/XX/XXXX - received AVM with value of $XXXX; High Confidence Score XX% FSD XX VARIANCE - XX% - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-XX/XX/XXXX - AVM received - Due Diligence Vendor-XX/XX/XXXX <br>Open-AVM has been ordered; no action required at this time - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-XX/XX/XXXX - received AVM with value of $XXXX; High Confidence Score XX% FSD XX VARIANCE - XX% - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | Investor Post-Close | No | XXXX |
| 510544 | XXXX |  | D B C A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-Seller provided corrected 1003 and LP - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-1003 updated - Due Diligence Vendor-XX/XX/XXXX <br>Open-Asset Record 1 Does Not Meet G/L Requirements - Per Final 1003 and LP findings, account ending in XXXX is indicated with a $XXXX balance. Most recent statement in file, dated XX/XX/XX, reflects $XXXX. If an updated statement was obtained prior to settlement, please provide for review. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided corrected 1003 and LP - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 510544 | XXXX |  | D B C A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-Seller provided corrected 1003 and LP - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-updated LP - Due Diligence Vendor-XX/XX/XXXX <br>Open-Asset Record 2 Does Not Meet G/L Requirements - Per Final 1003 and LP findings, account ending in XXXX is indicated with a $XXXX balance. Most recent statement in file, dated XX/XX/XX, reflects $XXXX. If an updated statement was obtained prior to settlement, please provide for review. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided corrected 1003 and LP - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 512885 | XXXX |  | D A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | HO6 Master Insurance Policy is Partial | Resolved-XX/XX/XXXX- Updated Master Insurance Policy provided at resubmission including borrower, unit number, and mortgagee details. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Updated Master Insurance Policy - Due Diligence Vendor-XX/XX/XXXX <br>Counter-~~ Please provide copy of condominium master policy listing the borrower, unit number, and mortgagee information as an Additional Interest. Seller response "The master policy is located on pages XXX of the loan package uploaded for initial review. Please review these pages and waive the invalid condition. Thanks!" The provided curative documents were reviewed at audit. The borrower, unit number and mortgagee information is missing. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-The master policy is located on pages XXX of the loan package uploaded for initial review. Please review these pages and waive the invalid condition. Thanks! - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Master Insurance Policy - Due Diligence Vendor-XX/XX/XXXX <br>Open-HO-6 Master Insurance Policy Partially Provided - Please provide copy of condominium master policy listing the borrower, unit number, and mortgagee information as an Additional Interest. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Updated Master Insurance Policy provided at resubmission including borrower, unit number, and mortgagee details. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 512885 | XXXX |  | D A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | Disclosure | Provide Proof of Receipt of Appraisal or Waiver. | Resolved-Appraisal receipt located in file - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-The appraisal waiver is located on page XXX of the loan package uploaded for initial review. Please review this page and waive the invalid condition. Thanks! - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Appraisal waiver - Due Diligence Vendor-XX/XX/XXXX <br>Open-Missing Proof of Receipt of Appraisal - Please provide proof of date appraisal was sent to the borrower. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Appraisal receipt located in file - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 514926 | XXXX |  | D B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | AUS Partially Provided | Resolved-Seller provided updated AUS - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Corrected LP and 1008/1003 - Due Diligence Vendor-XX/XX/XXXX <br>Open-AUS Partially Provided - Final asset reconciliation correctly excluded $XXXX unverified deposit, however file does not verify source of $XXXX transfer on XX/XX/XXXX and $XXXX on XX/XX/XXXX ($XXXX on XX/XX/XXXX is documented from 401k). Please provide revised LP findings reducing total available assets from $XXXX to $XXXX. Any additional requirements must be met. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided updated AUS - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 514926 | XXXX |  | D B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Eligibility | Purchase Contract is Expired | Resolved-Seller provided statement from Borrower's attorney that contract was in full force and effect as of closing date. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Extension - Due Diligence Vendor-XX/XX/XXXX <br>Open-Purchase Contract Expiration Date of XX/XX/XXXX is prior to Note Date of XX/XX/XXXX - Please provide fully executed extension to sales contract. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided statement from Borrower's attorney that contract was in full force and effect as of closing date. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 514926 | XXXX |  | D B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Acknowledged | 2 - Non-Material B | Property | Value | 3rd Party Valuation Product Required - CU score > 2.5 OR Not eligible for Collateral Rep & Warrant Relief | Acknowledged-XX/XX/XXXX- received CDA with value of $XXXX, 0% variance Low Risk <br> - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-XX/XX/XXXX - CDA received - Due Diligence Vendor-XX/XX/XXXX <br>Open-Desk Review (CDA) has been ordered; no action required at this time. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-XX/XX/XXXX- received CDA with value of $XXXX, 0% variance Low Risk <br> - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | Investor Post-Close | No | XXXX |
| 519669 | XXXX |  | D A B C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Property | Property | No HOA fees on appraisal and property identified as a PUD | Resolved-XX/XX/XXXX- Updated 1003, 1008, and LP findings provided along with revised appraisal confirming HOA details. LP Accept rating unchanged and issue is resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-revised appraisal w/HOA - Due Diligence Vendor-XX/XX/XXXX <br>Counter-~~Please provide documentation evidencing the monthly HOA dues. Seller provided updated 1003, 1008 and LP but no supporting documentation for HOA dues. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Revised 1008, 1003 and LP - Due Diligence Vendor-XX/XX/XXXX <br>Counter-Please provide updated LP, 1008, and 1003 reflecting Project Name and HOA Dues consistently. The Seller provided a corrected appraisal reflecting PUD with $0 HOA dues, however, the Final CD reflects HOA Dues of $XXXX paid by the borrower to XXXX at XXXX HOA. Please provide documentation evidencing the monthly HOA dues and corrected Appraisal, LP, 1008, AND 1003 including documented fees in DTI. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-updated appraisal - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Sales contract includes a Resale Certificate for an HOA and a PUD Rider was attached to the Security Instrument, however appraisal does not indicate the subject as a PUD and no HOA Dues were included in monthly qualifying payment. Please provide updated appraisal, LP, 1008, and 1003 reflecting Project Name and Dues consistently. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Updated 1003, 1008, and LP findings provided along with revised appraisal confirming HOA details. LP Accept rating unchanged and issue is resolved. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 519669 | XXXX |  | D A B C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-Seller provided signed ALTA statement - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-signed Alta - Due Diligence Vendor-XX/XX/XXXX <br>Open-Asset Record 1 Does Not Meet G/L Requirements - Copy of Settlement Statement for sale of departure residence in file is not executed. Please provide borrower-signed or agent-endorsed copy confirming net proceeds used for cash to close of subject transaction. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided signed ALTA statement - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 519669 | XXXX |  | D A B C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | The Deed of Trust is Incomplete | Resolved-Seller provided updated Appraisal reflecting property as PUD. - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Sales contract includes a Resale Certificate for an HOA and a PUD Rider was attached to the Security Instrument, however appraisal does not indicate the subject as a PUD and no HOA Dues were included in monthly qualifying payment. If subject is truly not located in a PUD, please provide corrected Security Instrument removing the Rider and a Letter of Intent to Re-Record. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided updated Appraisal reflecting property as PUD. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 519669 | XXXX |  | D A B C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-All Fraud Report Alerts have been cleared - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-SAM - Due Diligence Vendor-XX/XX/XXXX <br>Open-Fraud Report Shows Uncleared Alerts - Final Fraud Report issuance indicates as possible SAM.gov match on the primary borrower, however the file does not document clearance- please provide. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-All Fraud Report Alerts have been cleared - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 519669 | XXXX |  | D A B C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information B A | Credit | Missing Doc | Missing Federal Financial Privacy Disclosure | Resolved-. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Federal Financial Privacy Opt-Out Notice provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-privacy policy - Due Diligence Vendor-XX/XX/XXXX <br>Open-Federal Financial Privacy Opt-Out Notice is Missing or Incomplete - Please provide proof of date this disclosure was sent to the borrowers. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Federal Financial Privacy Opt-Out Notice provided - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 519669 | XXXX |  | D A B C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing Toolkit Disclosure/Booklet | Resolved-Seller provided proof date the Home Loan Toolkit was sent - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-toolkit disclosure - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Please provide proof of date the Home Loan Toolkit was sent to the borrowers. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided proof date the Home Loan Toolkit was sent - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 523042 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | QM-ATR | ATR: Credit History and Liabilities Was Not Properly Considered | Resolved-Seller provided LOX for omitted account - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-XXXX Acct# duplicate of account # ending in XXXX shown on credit report - Due Diligence Vendor-XX/XX/XXXX <br>Open-ATR: Credit History and Liabilities Was Not Properly Considered Please provide evidence to omit XXXX acct #XXXX. Inclusion of this account results in an increase to DTI >X% requiring resubmission. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided LOX for omitted account - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | XXXX |
| 523042 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Borrower | Borrower 1 Credit Report is Incomplete | Resolved-Seller provided - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower 1 Credit Report is not partially present. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Complete credit report - Due Diligence Vendor-XX/XX/XXXX <br>Open-Borrower 1 Credit Report is Partially Present. Please provide actual Credit Report from CIC. File contains print out from XXXX System/DU data. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Borrower 1 Credit Report is not partially present. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | XXXX |
| 523042 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds AUS DTI | Resolved-Seller provided LOX for omitted account.. Audited DTI of XX% is less than or equal to AUS DTI of XX% - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-DTI correct as is. XXXX acct XXXX duplicate of XXXX acct XXXX, which is included in DTI . AUS correct as is - Due Diligence Vendor-XX/XX/XXXX <br>Open-Audited DTI of XX% exceeds AUS DTI of XX% Please provide support for omitting XXXX acct #XXXX as required by AUS or resubmit to DU including this debt as DTI increase exceeds X% tolerance resubmission limit. Additional findings may apply. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided LOX for omitted account.. Audited DTI of XX% is less than or equal to AUS DTI of XX% - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | XXXX |
| 523042 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | AUS Partially Provided | Resolved-AUS is fully present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-This IS full complete DU findings - Due Diligence Vendor-XX/XX/XXXX <br>Open-AUS Partially Provided Please provide complete DU Findings report. File contains XXXX extract. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-AUS is fully present - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | XXXX |
| 523042 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information B A | Credit | Missing Doc | Approval/Underwriting Summary Partially Provided | Resolved-Approval/Underwriting Summary is fully present - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Seller provided complete 1008 - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-1008 - Due Diligence Vendor-XX/XX/XXXX <br>Open-Approval/Underwriting Summary Partially Provided Please provide corrected 1008 reflecting qualifying interest rate. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Approval/Underwriting Summary is fully present - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Seller provided complete 1008 - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | XXXX |
| 523042 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Updated Credit Report Supplement | Resolved-Seller provided LOX for duplicate accounts. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Credit Supplement not required. XXXX account # XXXX duplicate of XXXX acct #XXXX found on credit report - Due Diligence Vendor-XX/XX/XXXX <br>Open-Please provide supporting documentation for omission of XXXX acct #XXXX with balance of $XXXX as required by AUS. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided LOX for duplicate accounts. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | XXXX |
| 525440 | XXXX |  | D B A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Income/Employment | Income 5 Income Trend is Decreasing | Resolved-XX/XX/XXXX - Rent receipts and statement from tenant that expired lease is continuing month to month provided at resubmission. This, in conjunction with prior attestations from borrowers regarding changing rental classification and marketing in late XXXX strengthens lender's discretion to use more aggressive calculation from the lease vs. XXXX tax return average. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-attached - Due Diligence Vendor-XX/XX/XXXX <br>Counter-XX/XX/XXXX- Lender rationale for income calculation method and borrower-prepared P&L for XXXX provided at resubmission along with lease in original package stating term of lease may convert to monthly after XX/XX/XX. No third party validation of ongoing activity was included, however. Please provide proof of continued receipt of $XXXX/mo for XX/XX and XX/XXXX or amended lease signed by both parties to confirm tenancy is ongoing. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-XXXX income with LOX - Due Diligence Vendor-XX/XX/XXXX <br>Open-Income 5 Income Trend is Decreasing - Investment property on XXXX St is indicated as having been converted from short-term to a standard rental with significantly lower gross rents in XXXX than XXXX. Please provide proof of consistent receipt of $XXXX/mo rent to justify using higher amount than that documented by tax returns (per borrowers is now on a month-to-month term due to expired lease in file). Using net from Schedule E results in DTI >50%, outside of Agency and Investor parameters. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX - Rent receipts and statement from tenant that expired lease is continuing month to month provided at resubmission. This, in conjunction with prior attestations from borrowers regarding changing rental classification and marketing in late XXXX strengthens lender's discretion to use more aggressive calculation from the lease vs. XXXX tax return average. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 525440 | XXXX |  | D B A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-XX/XX/XXXX- Rental income worksheet for all properties in evidence. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Rental worksheet for XXXX - Due Diligence Vendor-XX/XX/XXXX <br>Open-Please provide Rental Income Worksheet for REOs XXXX and XXXX. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Rental income worksheet for all properties in evidence. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 525440 | XXXX |  | D B A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Acknowledged | 2 - Non-Material B | Property | Value | 3rd Party Valuation Product Required - CU score > 2.5 OR Not eligible for Collateral Rep & Warrant Relief | Acknowledged-XX/XX/XXXX- CDA performed by XXXX provided post-closing supporting original appraisal of $XXXX with a Moderate rating; no revision to value. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-XX/XX/XXXX - CDA received - Due Diligence Vendor-XX/XX/XXXX <br>Open--Desk Review (CDA) has been ordered; no action required at this time. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-XX/XX/XXXX- CDA performed by XXXX provided post-closing supporting original appraisal of $XXXX with a Moderate rating; no revision to value. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | Investor Post-Close | No | XXXX |
| 525440 | XXXX |  | D B A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-XX/XX/XXXX- Received XXXX K-1 at resubmission confirming business has been sold and loss is not ongoing, therefore this item has been resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-XXXX income- with LOX - Due Diligence Vendor-XX/XX/XXXX <br>Open-Income and Employment Do Not Meet Guidelines - Please provide satisfactory documentation to support omission of -$XXXX K-1 Ordinary Business Loss in XXXX from XXXX, LLC. While a Long-Term Capital Gain is noted, this is a one-time item vs. potentially recurring expenditure. If business is no longer functioning or borrower is no longer a member, please provide evidence of same. If this loss is included, ratios will exceed 50% max DTI allowed by Agency and Investor. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Received XXXX K-1 at resubmission confirming business has been sold and loss is not ongoing, therefore this item has been resolved. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 525440 | XXXX |  | D B A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-Seller provided evidence of property insurance premium. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Taxes, Mtg Statement, HOA- XXXX - Due Diligence Vendor-XX/XX/XXXX <br>Counter-Please provide evidence insurance premium amount for rental property on XXXX St. Seller provided documentation that was in file and reviewed at audit. Missing evidence of amount of property insurance premium for XXXX St REO. The mortgage statement has an escrow amount, but there is no breakdown of insurance or tax amounts included in the escrow. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Rental properties - Due Diligence Vendor-XX/XX/XXXX <br>Open-Please provided evidence insurance premium amount for rental property on XXXX St. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided evidence of property insurance premium. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 525440 | XXXX |  | D B A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | Resolved-This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). Seller cured at closing. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-COC - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXXX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). - Discrepancy is due to Borrower Paid Discount Points increasing from $XXXX on Revised CD dated XX/XX/XXXX to $XXXX on Final CD issued on XX/XX/XXXX. Please provide refund of $XXXX, a PCCD, and evidence of refund to the borrowers. Tolerance cure for $XX increase in appraisal fee was applied at closing. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). Seller cured at closing. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 525440 | XXXX |  | D B A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | TRID | Reimbursement Amount Test | Resolved-Seller provided COC. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Coc - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the reimbursement amount test. (12 CFR §1026.19(f)(2)(v))Amounts paid by the consumer exceed the permitted tolerances and the provided reimbursement amount of $XX, is not sufficient to reimburse the consumer the amount by which the tolerances were exceeded, $XXXX.Refunds related to the good faith analysis. If amounts paid by the consumer exceed the amounts specified under §1026.19(e)(3)(i) or (ii), the creditor complies with §1026.19(e)(1)(i) if the creditor refunds the excess to the consumer no later than 60 days after consummation, and the creditor complies with §1026.19(f)(1)(i) if the creditor delivers or places in the mail corrected disclosures that reflect such refund no later than 60 days after consummation. - Discrepancy is due to Borrower Paid Discount Points increasing from $XXXX on Revised CD dated XX/XX/XXXX to $XXXX on Final CD issued on XX/XX/XXXX. Please provide refund of $XXXX, a PCCD, and evidence of refund to the borrowers. Tolerance cure for $XX increase in appraisal fee was applied at closing. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided COC. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 525836 | XXXX |  | D B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Acknowledged | 2 - Non-Material B | Property | Value | 3rd Party Valuation Product Required - CU score > 2.5 OR Not eligible for Collateral Rep & Warrant Relief | Acknowledged-XX/XX/XXXX - received CDA at $XXXX - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-XX/XX/XXXX - received CDA - Due Diligence Vendor-XX/XX/XXXX <br>Open-Desk Review (CDA) has been ordered; no action required at this time. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-XX/XX/XXXX - received CDA at $XXXX - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | Investor Post-Close | No | XXXX |
| 525836 | XXXX |  | D B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | Provide executed and notarized Name Affidavit for borrower(s). | Resolved-Name Affidavit Provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-signature name affidavit - Due Diligence Vendor-XX/XX/XXXX <br>Open-Provide executed and notarized Name Affidavit - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Name Affidavit Provided - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 527566 | XXXX |  | C A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-XX/XX/XXXX- Final Title Policy provided confirming Coverage Amount of $XXXX, which is equal to Subject Lien. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Tittle commitment - Due Diligence Vendor-XX/XX/XXXX <br>Open-Title Coverage Amount of $XXXX is Less than Total Amount of Subject Lien(s) of $XXXX+0+0 - Please provide revised Title Commitment or copy of Final Policy to confirm full actual loan amount is covered. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Final Title Policy provided confirming Coverage Amount of $XXXX, which is equal to Subject Lien. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Refinance | Cash Out - Debt Consolidation | N/A | N/A | XXXX |
| 537703 | XXXX |  | C A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Income/Employment | Borrower 1 Total Years Employment Verified is Less Than 24 Months | Resolved-\*\*Review of supplemental documentation via internet search produced sufficient evidence of borrower's previous employment as stated on 1003. Employment history deemed acceptable. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-This is an agency loan and was underwritten to FNMA guidelines following DU. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Borrower 1 Total Years Employment Verified is Less Than 2X Months Please provide evidence of previous employment. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-\*\*Review of supplemental documentation via internet search produced sufficient evidence of borrower's previous employment as stated on 1003. Employment history deemed acceptable. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 537703 | XXXX |  | C A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Income/Employment | Income and Employment Do Not Meet Guidelines | Resolved-\*\* Review of supplemental documentation via internet search produced sufficient evidence of borrower's previous employment as stated on 1003. Employment history deemed acceptable. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-This is an agency loan and was underwritten to FNMA guidelines following DU. - Due Diligence Vendor-XX/XX/XXXX <br> Open-Income and Employment Do Not Meet Guidelines Please provide employment gap documentation and explanation. Borrower on job since XX/XXXX. Previous employment in XXXX not verified. Borrower has employment gap of X months XX/XX/XXXX - XX/XX/XXXX with no LOX in file. UW approval requires gap LOX pg XXX, but documentation is missing from file. <br> Borrower shows no XXXX wages per transcripts in file. pp XXX - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-\*\* Review of supplemental documentation via internet search produced sufficient evidence of borrower's previous employment as stated on 1003. Employment history deemed acceptable. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 537703 | XXXX |  | C A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Fraud Alert is address issue with LOX in file pg XXX - Due Diligence Vendor-XX/XX/XXXX <br>Open-Fraud Report Shows Uncleared Alerts - Please provide updated Fraud Report with all Alerts addressed and cleared. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Fraud Alert is address issue with LOX in file pg XXX - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 535820 | XXXX |  | C B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Acknowledged | 2 - Non-Material B | Property | Value | 3rd Party Valuation Product Required - CU score > 2.5 OR Not eligible for Collateral Rep & Warrant Relief | Acknowledged-XX/XX/XXXX - received CDA Low Risk $XXXk - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-XX/XX/XXXX - CDA received - Due Diligence Vendor-XX/XX/XXXX <br>Open-Desk Review (CDA) has been ordered; no action required at this time. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-XX/XX/XXXX - received CDA Low Risk $XXXk - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | Investor Post-Close | No | XXXX |
| 535820 | XXXX |  | C B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-XX/XX/XXXX- Aged account statement provided at resubmission confirming borrower co-owns these holdings with two family members. Cash flow activity reflects deposits only for the borrower's payroll and no access letter needed for Conforming transactions; issue is resolved. - Due Diligence Vendor-XX/XX/XXXX <br> Counter-Please provide evidence borrower owns the accounts used in qualifying, e.g. a copy of bank statement. Per the report, the Financial Institution verified the account owner as XXXX, which is not an AKA for the borrower. The LP finding # XXXX states: "Verify that borrower owns and has access to the accounts on the [XXXXX: XXXX] report dated XX/XX/XXXX. Borrower(s) could not be matched to Account Owners for one or more accounts." - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-These accounts wouldn't have pulled through if our borrower wasn't on them. XXXXX get pulled based on borrower name. So, if our bwr wasn't an account owner, they're not going to give us a statement for some other random person, who isn't on our loan.<br>Please ask them to re-review based on page 1, which covers ALL accounts.<br> - Due Diligence Vendor-XX/XX/XXXX <br> Open-Asset Record 2 Does Not Meet G/L Requirements - Please provide evidence that the borrower owns and has full access to the XXXX accounts included on the XXXX report dated XX/XX/XXXX as required by LPA. Borrower Name could not be matched to Account Owner (indicated as XXXX, which is not an AKA used by the borrower but may be a relative). Note- Additional requirements may apply upon receipt and review of documentation. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Aged account statement provided at resubmission confirming borrower co-owns these holdings with two family members. Cash flow activity reflects deposits only for the borrower's payroll and no access letter needed for Conforming transactions; issue is resolved. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 535820 | XXXX |  | C B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-XX/XX/XXXX- Aged account statement provided at resubmission confirming borrower co-owns these holdings with two family members. Cash flow activity reflects deposits only for the borrower's payroll and no access letter needed for Conforming transactions; issue is resolved. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Statement - Due Diligence Vendor-XX/XX/XXXX <br> Counter-XX/XX/XXXX- Issue has been escalated to Investor who agreed with this finding due to item listed on the LP findings that the AUS could not verify the borrower as a true account holder. Please provide documentation confirming full ownership and access to these accounts needed for the transaction. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-Account Check this was in initial loan delivery please waive suspense - Due Diligence Vendor-XX/XX/XXXX <br> Counter-Please provide evidence borrower owns the accounts used in qualifying, e.g. a copy of bank statement. Per the report, the Financial Institution verified the account owner as XXXX, which is not an AKA for the borrower. The LP finding #XXXXX states: "Verify that borrower owns and has access to the accounts on the [XXXX:XXXXXX] report dated XX/XX/XXXX. Borrower(s) could not be matched to Account Owners for one or more accounts." - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-These accounts wouldn't have pulled through if our borrower wasn't on them. XXXX's get pulled based on borrower name. So, if our bwr wasn't an account owner, they're not going to give us a statement for some other random person, who isn't on our loan.<br>Please ask them to re-review based on page 1, which covers ALL accounts.<br> - Due Diligence Vendor-XX/XX/XXXX <br> Open-Asset Record 1 Does Not Meet G/L Requirements - Please provide evidence that the borrower owns and has full access to the XXXX accounts included on the XXXX report dated XX/XX/XXXX as required by LPA. Borrower Name could not be matched to Account Owner (indicated as XXXX, which is not an AKA used by the borrower but may be a relative). Note- Additional requirements may apply upon receipt and review of documentation. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Aged account statement provided at resubmission confirming borrower co-owns these holdings with two family members. Cash flow activity reflects deposits only for the borrower's payroll and no access letter needed for Conforming transactions; issue is resolved. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 535820 | XXXX |  | C B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | Disclosure | Missing evidence the borrower executed an E-sign Agreement prior to the issuance of any disclosures sent electronically. | Resolved-E-Sign Agreement Provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Econsent - Due Diligence Vendor-XX/XX/XXXX <br>Open-Provide executed E-Sign Agreement. - Please provide verification of date borrower executed E-Sign Agreement. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-E-Sign Agreement Provided - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 544330 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-Seller provided county tax calculation which is less than escrow amount collected. Therefore we can make sense that the insurance could be $XXX/mo. While that is a bit high, it is also not totally unreasonable. Per Investor email XX/XX/XXXX - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-County tax amount to factor into escrows on mortgage statement. - Due Diligence Vendor-XX/XX/XXXX <br>Counter-\*\* Please provide evidence that the Escrow Amount on the mortgage statement is fully inclusive of all taxes and insurance for the departure residence. Seller response: "The departure residence documentation does include a statement that clearly shows escrows. We also provided a print out from the tax website and an HOA print out. Why is the information not sufficient? This is a FNMA loans and we followed the AUS findings to underwrite the loan." Documentation provided at curative was same as reviewed during audit. Mortgage statement reflects escrow but does not specify if taxes and insurance are both included. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-The departure residence documentation does include a statement that clearly shows escrows. We also provided a print out from the tax website and an HOA print out. Why is the information not sufficient? This is a FNMA loans and we followed the AUS findings to underwrite the loan. - Due Diligence Vendor-XX/XX/XXXX <br>Counter-XX/XX/XXXX- No new information provided; original submission included mortgage statement, HOA, and assessment details. Please provide evidence that the Escrow Amount on the mortgage statement is fully inclusive of all taxes and insurance for the departure residence. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Docs for departure residence. - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Please provide verification of monthly tax and insurance payment for departure residence to confirm Escrow Amount on the mortgage statement includes each. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided county tax calculation which is less than escrow amount collected. Therefore we can make sense that the insurance could be $XXX/mo. While that is a bit high, it is also not totally unreasonable. Per Investor email XX/XX/XXXX - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 544330 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-All Fraud Report Alerts have been cleared - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Cleared Fraud Report - Due Diligence Vendor-XX/XX/XXXX <br>Open-Fraud Report Shows Uncleared Alerts - Please provide updated Fraud Report with all alerts and flags fully addressed. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-All Fraud Report Alerts have been cleared - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 537432 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | Closing | Vested Owner Signature Requirement Not Satisfied | Resolved-XX/XX/XXXX- Interspousal Transfer Deed provided at resubmission verifying non-borrowing spouse removed from title at the time of signing. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Recorded Interspousal Deed - Due Diligence Vendor-XX/XX/XXXX <br>Open-Vested Owner Signature Requirement Not Satisfied - Per Prelim Title in file, at the time of search, the non-borrowing spouse still co-owned the property. Closing Instructions indicate vesting to be revised to borrower only, however missing a copy of the Quit Claim Deed. Please provide, or non-borrowing spouse must execute the RTC, Deed of Trust, and other state-required documents. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Interspousal Transfer Deed provided at resubmission verifying non-borrowing spouse removed from title at the time of signing. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | XXXX |
| 537432 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | Right to Rescind | Non-Borrower Title Holder Did Not Receive Right of Rescission Form | Resolved-XX/XX/XXXX- Interspousal Transfer Deed provided at resubmission verifying non-borrowing spouse removed from title at the time of signing. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Recorded Interspousal Deed - Due Diligence Vendor-XX/XX/XXXX <br>Open-Non-Borrower Title Holder Did Not Receive Right of Rescission Form - Per Prelim Title in file, at the time of search, the non-borrowing spouse still co-owned the property. Closing Instructions indicate vesting to be revised to borrower only, however missing a copy of the Quit Claim Deed. Please provide, or non-borrowing spouse must execute the RTC, Name Affidavit, Deed of Trust, etc. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Interspousal Transfer Deed provided at resubmission verifying non-borrowing spouse removed from title at the time of signing. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | XXXX |
| 537432 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing or incomplete compliance testing report. | Resolved-XX/XX/XXXX- Compliance Report provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Mavent - Due Diligence Vendor-XX/XX/XXXX <br>Open-Provide Compliance Report - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Compliance Report provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A | XXXX |
| 537486 | XXXX |  | D B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | AUS Partially Provided | Resolved-XX/XX/XXXX- Reviewed with investor who indicated acceptance as CU was run and is accurate to the appraisal in file, but had not been merged with DU findings at time of order. Accepted as-is. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Updated AUS - Due Diligence Vendor-XX/XX/XXXX <br>Counter-XX/XX/XXXX- No new information received; please provide complete copy of final DU results including reference to CU Analysis and Score. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-AUS - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Please provide complete copy of final DU results including CU Analysis and Score. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Reviewed with investor who indicated acceptance as CU was run and is accurate to the appraisal in file, but had not been merged with DU findings at time of order. Accepted as-is. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 537486 | XXXX |  | D B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Acknowledged | 2 - Non-Material B | Property | Value | 3rd Party Valuation Product Required - CU score > 2.5 OR Not eligible for Collateral Rep & Warrant Relief | Acknowledged-XX/XX/XX - Received CDA at $XXXX, Moderate Risk but 0% variance to appraised value. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-XX/XX/XXXX - received CDA - Due Diligence Vendor-XX/XX/XXXX <br>Open-Desk Review (CDA) has been ordered; no action required at this time. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-XX/XX/XX - Received CDA at $XXXX, Moderate Risk but 0% variance to appraised value. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | Investor Post-Close | No | XXXX |
| 537433 | XXXX |  | D A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Property | Property | Flip or Rapid Resale of Property | Resolved-XX/XX/XXXX- Updated appraisal received now matching Fraud Report and Title Commitment confirming transaction history as available due to being located in a non-disclosure state. Reviewed with Investor and agreed sufficient information to support as not distinguished as an unsupported flip; issue is thus resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Appraisal - Updated - XXX - Due Diligence Vendor-XX/XX/XXXX <br>Counter-XX/XX/XXXX- Clarification on areas of concern- a) The appraisal, title commitment, and Fraud Report vary slightly in the transaction history for the subject property. Appraiser states the subject was listed for sale and cancelled XX/XX/XXXX, then transferred from XXX to Result on XX/XX/XX for an undisclosed amount, but does not include the date or amount for which XXX acquired the property. b) Fraud Report and Title reflect a sale on XX/XX/XX for $XXXX which is not noted on the 1004, and then quit-claimed to XXXXs, which is verified as associated to the same registered signor as XXXX, the seller on the subject transaction. ---- Please provide: 1. Verification if XXX Finance sold the subject a second time in <30 days on XX/XX/XX to Resolution or if this entity is also owned by XXXX, registered agent for the seller, XXXX. 2. Updated appraisal reflecting recent sale and commentary as to any additional revisions to value estimate based on this information. This information is needed to ensure that the subject transaction meets Investor and Agency guidelines for potential flip transactions. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-LOX - Due Diligence Vendor-XX/XX/XXXX <br>Open-Please provide documentation supporting acquisition of subject property by XXX Capital. Purchase Contract date is XX/XX/XXXX, and prior sale on XX/XX/XXXX is less than 90 days, with additional quit claim to Seller on XX/XX/XXXX. A review of the Fraud report indicates property may have been acquired via Foreclosure, but file is missing supporting documentation to confirm. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Updated appraisal received now matching Fraud Report and Title Commitment confirming transaction history as available due to being located in a non-disclosure state. Reviewed with Investor and agreed sufficient information to support as not distinguished as an unsupported flip; issue is thus resolved. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 537433 | XXXX |  | D A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-XX/XX/XXXX- Fraud Report with alerts addressed provided at resubmission; property history issue addressed under separate findings. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-fraud notes - XXX - Due Diligence Vendor-XX/XX/XXXX <br>Open-Fraud Report Shows Uncleared Alerts - Please provide Final Edition of Fraud Report with all alerts cleared, including potential matches to Watchlists and seller/private lender flags. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Fraud Report with alerts addressed provided at resubmission; property history issue addressed under separate findings. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 537433 | XXXX |  | D A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Resolved-XX/XX/XXXX- Privacy disclosure indicates multiple affiliates with similar names to the lender; no fees paid to these entities and lender attests none apply to their mortgage business. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Required Affiliated Business Disclosure Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-LOX - as we are not affiliated with anyone - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-LOX for condition - Due Diligence Vendor-XX/XX/XXXX <br>Open-Required Affiliated Business Disclosure Missing - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Privacy disclosure indicates multiple affiliates with similar names to the lender; no fees paid to these entities and lender attests none apply to their mortgage business. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 539498 | XXXX |  | D B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-Mortgage statement provided clearly states Taxes "&" Insurance. Acceptable per Investor email XX/XX/XXXX - Due Diligence Vendor-XX/XX/XXXX <br>Counter-XX/XX/XXXX- Two items requested at initial review: 1. Per investor guidance, mortgage statement without a breakdown of the escrowed amount to ensure all taxes and insurance for a property are included is not sufficient. Please provide evidence of total taxes and insurance premium for the departure residence. 2. Agree with response regarding HOA Dues and confirmed three months' consecutive payments and this portion is considered resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Taxes and Insurance highlighted showing part of mortgage payment. HOA dues coming out of bank statement highlighted showing $XXX - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Please provide verification that Escrow Amount on mortgage statement for departure residence is inclusive of all taxes and insurance. Additionally, please provide proof HOA Dues for this property are $XXX as disclosed on Final 1003. Any increase in payment may result in need to update AUS findings. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Mortgage statement provided clearly states Taxes "&" Insurance. Acceptable per Investor email XX/XX/XXXX - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 539498 | XXXX |  | D B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | AUS Partially Provided | Resolved-XX/XX/XXXX- Corrected DU findings provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-DU - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Please provide updated DU findings reflecting the final Note Rate. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Corrected DU findings provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 539498 | XXXX |  | D B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Final 1008 Uniform Underwriting and Transmittal Summary | Resolved-XX/XX/XXXX- Corrected 1008 provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-1008 - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Please provide updated 1008 reflecting the final Note Rate. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Corrected 1008 provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 539498 | XXXX |  | D B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Acknowledged | 2 - Non-Material B | Property | Value | 3rd Party Valuation Product Required - PIW exercised | Acknowledged-XX/XX/XXXX- Received AVM through XXXX with a median value of $XXXX- above origination accepted value of $XXXX- and Confidence Score of XX%. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-XX/XX/XXXX - received AVM - Due Diligence Vendor-XX/XX/XXXX <br>Open-AVM has been ordered; no action required at this time - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-XX/XX/XXXX- Received AVM through XXXX with a median value of $XXXX- above origination accepted value of $XXXX- and Confidence Score of XX%. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | Investor Post-Close | No | XXXX |
| 539498 | XXXX |  | D B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Acknowledged | 2 - Non-Material B | Property | Appraisal | Loan originated with a Property Inspection Waiver (PIW) | Acknowledged-XX/XX/XXXX- Received AVM through XXXX with a median value of $XXXX- above origination accepted value of $XXXX- and Confidence Score of XX%. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-XX/0/XXXX - received AVM - Due Diligence Vendor-XX/XX/XXXX <br>Open-AVM has been ordered; no action required at this time. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-XX/XX/XXXX- Received AVM through XXXX with a median value of $XXXX- above origination accepted value of $XXXX- and Confidence Score of XX%. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | Investor Post-Close | No | XXXX |
| 538275 | XXXX |  | D B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Loan Estimate | Resolved-XX/XX/XXXX- Revised LE provided at resubmission confirming title charge updates properly disclosed. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-XX/5 LE - Due Diligence Vendor-XX/XX/XXXX <br>Open-Missing the revised LE issued within 3 days of the COC dated XX/XX/XXXX (page XXX). Additional Findings may apply upon review. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Revised LE provided at resubmission confirming title charge updates properly disclosed. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 538275 | XXXX |  | D B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Compliance | Missing Doc | TRID: Missing Loan Estimate | Resolved-XX/XX/XXXX- Initial LE provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Initial LE - Due Diligence Vendor-XX/XX/XXXX <br>Open-Missing the initial LE issued within 3 days of the application date. Compliance testing is incomplete - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Initial LE provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 538275 | XXXX |  | D B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Acknowledged | 1 - Information B | Property | Value | 3rd Party Valuation Product Required - PIW exercised | Acknowledged-XX/XX/XXXX- Received AVM through XXXX with a median value of $XXXX- within 10% tolerance of origination accepted value of $XXXX- and Confidence Score of XX%. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-XX/XX/XXXX - received AVM - Due Diligence Vendor-XX/XX/XXXX <br>Open-AVM has been ordered; no action required at this time - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-XX/XX/XXXX- Received AVM through XXXX with a median value of $XXXX- within 10% tolerance of origination accepted value of $XXXX- and Confidence Score of XX%. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | Investor Post-Close | No | XXXX |
| 538275 | XXXX |  | D B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Acknowledged | 2 - Non-Material B | Property | Appraisal | Loan originated with a Property Inspection Waiver (PIW) | Acknowledged-XX/XX/XXXX- Received AVM through XXXX with a median value of $XXXX- within 10% tolerance of origination accepted value of $XXXX- and Confidence Score of XX%. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-XX/XX/XXXX - received AVM - Due Diligence Vendor-XX/XX/XXXX <br>Open-AVM has been ordered; no action required at this time. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-XX/XX/XXXX- Received AVM through XXXX with a median value of $XXXX- within 10% tolerance of origination accepted value of $XXXX- and Confidence Score of XX%. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | Investor Post-Close | No | XXXX |
| 544513 | XXXX |  | C B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Acknowledged | 2 - Non-Material B | Property | Value | 3rd Party Valuation Product Required - CU score > 2.5 OR Not eligible for Collateral Rep & Warrant Relief | Acknowledged-XX/XX/XXXX - received CDA with value of $XXXX 0% variance Low Risk - Due Diligence Vendor-XX/XX/XXXX <br>Open-Desk Review (CDA) has been ordered; no action required at this time. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-XX/XX/XXXX - received CDA with value of $XXXX 0% variance Low Risk - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | Investor Post-Close | No | XXXX |
| 544513 | XXXX |  | C B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | Resolved-XX/XX/XXXX- PCCD, shipping label, letter of explanation, and copy of the check for $XX sent to the borrower to cure fee increase violation provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-PCCD and check - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. The Abstract/Search Fee increased from $XXX to $XXX from the baseline LE to the Final CD without a valid written COC. Missing evidence the borrower was reimbursed $XX to cure the 0% tolerance variance. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- PCCD, shipping label, letter of explanation, and copy of the check for $XX sent to the borrower to cure fee increase violation provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 544513 | XXXX |  | C B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved-XX/XX/XXXX- PCCD, shipping label, letter of explanation, and copy of the check for $XX sent to the borrower to cure fee increase violation provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-PCCD and check - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. The Abstract/Search Fee increased from $XXX to $XXX from the baseline LE to the Final CD without a valid written COC. Missing evidence the borrower was reimbursed $XX to cure the 0% tolerance variance. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- PCCD, shipping label, letter of explanation, and copy of the check for $XX sent to the borrower to cure fee increase violation provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 544513 | XXXX |  | C B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | TRID | Charges That Cannot Increase Test | Resolved-XX/XX/XXXX- PCCD, shipping label, letter of explanation, and copy of the check for $XX sent to the borrower to cure fee increase violation provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-PCCD and check - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i).One or more of the final charges exceed the comparable amount. Your total tolerance violation is $XX.Please see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures.An estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). The Abstract/Search Fee increased from $XXX to $XXX from the baseline LE to the Final CD without a valid written COC. Missing evidence the borrower was reimbursed $XX to cure the 0% tolerance variance. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- PCCD, shipping label, letter of explanation, and copy of the check for $XX sent to the borrower to cure fee increase violation provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 544513 | XXXX |  | C B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-Asset Record 1 Meets G/L Requirements - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-\*\*Seller provided signed Final CD - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-signed CD on XXXX St - Due Diligence Vendor-XX/XX/XXXX <br>Open-Asset Record 1 Does Not Meet G/L Requirements Please provide Final executed Closing Disclosure for departing residence on XXXX St with proceeds of $XXXX. Document in file is an unsigned preliminary CD. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Asset Record 1 Meets G/L Requirements - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-\*\*Seller provided signed Final CD - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 544513 | XXXX |  | C B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information B A | Credit | Missing Doc | Missing Federal Financial Privacy Disclosure | Resolved-. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Federal Financial Privacy Opt-Out Notice provided. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-privacy notice - Due Diligence Vendor-XX/XX/XXXX <br>Open-Federal Financial Privacy Opt-Out Notice is Missing or Incomplete Please provide Federal Financial Privacy Opt-Out Notice - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Federal Financial Privacy Opt-Out Notice provided. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 544513 | XXXX |  | C B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-All Fraud Report Alerts have been cleared - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-memo on fraud alerts - Due Diligence Vendor-XX/XX/XXXX <br>Open-Fraud Report Shows Uncleared Alerts - Please provide updated Fraud Report with all alerts and flags fully addressed.<br> - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-All Fraud Report Alerts have been cleared - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 544513 | XXXX |  | C B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Property | Appraisal | Property/Appraisal General | Resolved-\*Seller provided Appraisal with corrected legal. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-revised appraisal - Due Diligence Vendor-XX/XX/XXXX <br>Open-Please provide corrected appraisal with correct Legal Description. Appraisal reflects "XXXXs Woods", correct legal per title is "XXXX Woods". - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-\*Seller provided Appraisal with corrected legal. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 544513 | XXXX |  | C B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Title | Satisfactory Chain of Title not Provided | Resolved-Satisfactory Chain of Title has been provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-chain of title included in schedule A - Due Diligence Vendor-XX/XX/XXXX <br>Open-Unsatisfactory Chain of Title provided Please provide Chain of Title - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Satisfactory Chain of Title has been provided - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 546088 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | Flood Certificate Partially Provided | Resolved-Seller provided corrected Flood Certificate - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Corrected Flood Cert - Due Diligence Vendor-XX/XX/XXXX <br>Open-Flood Certificate is Partially Provided - Please provide updated Flood Certificate with correct County for the subject property to ensure correct Map was searched. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided corrected Flood Certificate - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 548958 | XXXX |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA |  |  |  |
| 550055 | XXXX |  | D A B | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Income/Employment | Borrower 2 Paystubs Less Than 1 Month Provided | Resolved-XX/XX/XXXX- WVOE provided post-closing verifying co-borrower's earnings YTD. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-B2 WVOE - Due Diligence Vendor-XX/XX/XXXX <br>Counter-XX/XX/XXXX- Paystubs provided at resubmission are for calendar year XXXX; please provide updated paystubs with 30 days' history and current base pay rate. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-paystub B2 - Due Diligence Vendor-XX/XX/XXXX <br>Open-Borrower 2 Paystubs Less Than 1 Month Provided - Please provide additional paystub as less than 30 days YTD information reflected on copies in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- WVOE provided post-closing verifying co-borrower's earnings YTD. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 550055 | XXXX |  | D A B | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Income/Employment | Borrower 1 Paystubs Less Than 1 Month Provided | Resolved-XX/XX/XXXX- WVOE provided confirming 31 days of pay history for the borrower and dated prior to signing; item resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-WVOE - Due Diligence Vendor-XX/XX/XXXX <br>Counter-XX/XX/XXXX- No additional documentation received; paystub in file and provided again here reflects less than 30 days YTD history (through XX/XX/XXXX). Please provide an updated paystub with at least 30 days' earnings YTD reported. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-B1 paystubs - Due Diligence Vendor-XX/XX/XXXX <br>Open-Borrower 1 Paystubs Less Than 1 Month Provided - Please provide additional paystub as less than 30 days YTD information reflected on copy in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- WVOE provided confirming 31 days of pay history for the borrower and dated prior to signing; item resolved. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 550055 | XXXX |  | D A B | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Assets | Asset 7 Does Not Meet Guideline Requirements | Resolved-XX/XX/XXXX- Final Settlement Statement and all pages to HELOC Agreement provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-heloc docs - Due Diligence Vendor-XX/XX/XXXX <br>Open-Asset 7 Does Not Meet Guideline Requirements - Please provide copy of Settlement Statement and HELOC Agreement for simultaneous second mortgage on the subject property. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Final Settlement Statement and all pages to HELOC Agreement provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 550055 | XXXX |  | D A B | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-XX/XX/XXXX- Per updated guidance from Investor, all agree to accept statement provided as Escrow Amount is indicated as for both Taxes "&" Insurance. - Due Diligence Vendor-XX/XX/XXXX <br>Counter-XX/XX/XXXX- Per guidance received from the Investor on this issue, a copy of the current tax bill and insurance cert is necessary to ensure the Escrow Amount listed on the mortgage statement is inclusive of all taxes and insurance on the non-subject property (XXXX Street). - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-memo - Due Diligence Vendor-XX/XX/XXXX <br>Counter-XX/XX/XXXX- Clarification: Please provide verification monthly Escrow Amount listed on mortgage statement for departure residence (XXXX Street property) includes all taxes and insurance premium(s). - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-memo - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Please provide verification Escrow Amount listed on mortgage statement for departure residence includes all taxes and insurance premium. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Per updated guidance from Investor, all agree to accept statement provided as Escrow Amount is indicated as for both Taxes "&" Insurance. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 550055 | XXXX |  | D A B | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | Purchase Contract is Missing | Resolved-XX/XX/XXXX- Received real estate agent credit source letter; item resolved. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-broker letter - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Please provide addendum to sales contract adding Interested Party Contributions of $XXXX per Final CD. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Received real estate agent credit source letter; item resolved. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 550055 | XXXX |  | D A B | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-XX/XX/XXXX- Revised Title Commitment provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-revised commitment - Due Diligence Vendor-XX/XX/XXXX <br>Open-Title Coverage Amount of $XXXX is Less than Total Amount of Subject Lien(s) of $XXXX+$XXXX+$XXXX - Title Commitment is specific to first lien and reflects a different amount for anticipated second mortgage. Please provide Final Title Policy matching loan amounts for each mortgage. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Revised Title Commitment provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 550055 | XXXX |  | D A B | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-XX/XX/XXXX- Received Employment and Rental Income Worksheets for each borrower at resubmission. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-rental income worksheet - Due Diligence Vendor-XX/XX/XXXX <br>Counter-XX/XX/XXXX- Received Employment Income Worksheets for each borrower; still pending a copy of the Rental Income Worksheet for XXXX Ct Investment Property- please provide. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-income worksheets - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Please provide income worksheets for each borrower's salary and rental property net calculation. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Received Employment and Rental Income Worksheets for each borrower at resubmission. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 550055 | XXXX |  | D A B | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing Toolkit Disclosure/Booklet | Resolved-XX/XX/XXXX- Received proof of date Home Loan Toolkit was sent to borrowers on XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-toolkit disclosure - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Please provide evidence of date Home Loan Toolkit was provided to the borrowers. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Received proof of date Home Loan Toolkit was sent to borrowers on XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 550055 | XXXX |  | D A B | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information B A | Credit | Missing Doc | Missing Federal Financial Privacy Disclosure | Resolved-XX/XX/XXXX- Received proof disclosure sent to borrowers XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Federal Financial Privacy Opt-Out Notice is not Missing, or Not Applicable - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-privacy disclosure - Due Diligence Vendor-XX/XX/XXXX <br>Open-Federal Financial Privacy Opt-Out Notice is Missing or Incomplete - Please provide evidence of date disclosure provided to the borrowers. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Received proof disclosure sent to borrowers XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 550730 | XXXX |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA |  |  |  |
| 551995 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Letter of Explanation (Income) | Resolved-Sufficient documentation provided to validate Borrower does not own XXXX REO - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Please see confirmation borrower does not own property - Due Diligence Vendor-XX/XX/XXXX <br>Counter-Seller provided curative of aerial view of property marked XXXX. This does not address discrepancy between file documentation and borrower's statement of property address. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Please see LOX for Address - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Please provide a clarification of borrower statement regarding HOA dues. Per statement, borrower indicates they own XXXX St, however application and Property History Report in file reflect XXXX on this street. Borrower to confirm they own only one property on XXXX Street in XXXXXX. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Sufficient documentation provided to validate Borrower does not own XXXX REO - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 551995 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | Missing attorney opinion letter/trust review documentation | Resolved-Seller provided checklist review attesting Trust meets Agency requirements. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Please see trust review - Due Diligence Vendor-XX/XX/XXXX <br>Counter-Please provide lender attestation that trust documents meet Agency requirements or verification title company reviewed both trusts with no Exceptions to be included on Final Policy, per Schedule B, Items #9 and 10 of the Commitment in file. Seller provided curative document is a copy of B2 trust agreement already in file and reviewed at audit. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Please see trust cert - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Please provide verification title company reviewed both trusts with no Exceptions to be included on Final Policy, per Schedule B, Items #9 and 10 of the Commitment in file. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided checklist review attesting Trust meets Agency requirements. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 551995 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Purchase Contract | Resolved-Seller provided contract executed by property seller. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Please see contract - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Please provide copy of sales contract executed by seller/builder as most pages in file are acknowledged by the buyers only. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided contract executed by property seller. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 551995 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Insurance | Hazard Insurance Effective Date is after the Note Date | Resolved-Hazard Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Note Date of XX/XX/XXXX - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Please see updated HAZARD POLICY - Due Diligence Vendor-XX/XX/XXXX <br>Open-Hazard Insurance Effective Date of XX/XX/XXXX is after the Note Date of XX/XX/XXXX - Please provide updated proof of insurance effective no later than XX/XX/XXXX (date of disbursement per Final CD). - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Hazard Insurance Effective Date of XX/XX/XXXX is prior to or equal to the Note Date of XX/XX/XXXX - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 551995 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-MTG Statement provided that confirms Escrow account includes taxes and insurance. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Please see MTG Statement that confirms Escrow account includes taxes and insurance. - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Please provide verification Escrow Amount listed on mortgage statement for property on XXXX Circle includes all taxes and insurance premiums. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-MTG Statement provided that confirms Escrow account includes taxes and insurance. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 551995 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | TRID | Charges That In Total Cannot Increase More Than 10% Test | Resolved-Seller provided ABA and SPL. Compliance testing completed. - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the charges that in total cannot increase more than 10% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than 10% ($XXXX) exceed the comparable charges ($XXXX) by more than 10%. Please see the table that displays the Charges That Cannot Increase More Than 10% for a comparison of the data between the provided disclosures.An estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than 10 percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). - Tolerance testing is incomplete due to missing SSPL and ABA forms; re-test will be performed upon receipt of this disclosure to determine the borrower used a vendor listed or an affiliate of the lender. Additional requirements may apply. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided ABA and SPL. Compliance testing completed. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 551995 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | Points & Fees | Reimbursement Amount Validation Test | Resolved-Seller provided ABA and SPL. Compliance testing completed. - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the reimbursement amount validation test.The loan failed one or more tolerance tests and did not provide a reimbursement amount. This information is necessary in order to correctly perform reimbursement calculations. - Tolerance testing is incomplete due to missing SSPL and ABA forms; re-test will be performed upon receipt of this disclosure to determine the borrower used a vendor listed or an affiliate of the lender. Additional requirements may apply. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided ABA and SPL. Compliance testing completed. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 551995 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | Disclosure | Consummation or Reimbursement Date Validation Test | Resolved-Seller provided ABA and SPL. Compliance testing completed. - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the closing or reimbursement date validation test.The loan failed one or more tolerance tests and did not provide either a reimbursement date or a consummation date (or closing / settlement date, if consummation date is not available). This information is necessary in order to correctly perform reimbursement calculations. - Tolerance testing is incomplete due to missing SSPL and ABA forms; re-test will be performed upon receipt of this disclosure to determine the borrower used a vendor listed or an affiliate of the lender. Additional requirements may apply. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided ABA and SPL. Compliance testing completed. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 551995 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Service Provider List | Resolved-Seller provide SPL - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Service Provider's List provided. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Please see SSPL - Due Diligence Vendor-XX/XX/XXXX <br>Open-Provide Service Provider's List. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provide SPL - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Service Provider's List provided. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 551995 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Compliance | Missing Doc | Homeownership Counseling Disclosure Is Missing | Resolved-Homeownership Counseling Disclosure Is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Seller provided HOC. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Please see Homeowners counseling list - Due Diligence Vendor-XX/XX/XXXX <br>Open-Homeownership Counseling Disclosure Is Missing - Please provide verification borrowers were furnished with a Counseling List containing at least 10 options at the time of initial disclosure. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Homeownership Counseling Disclosure Is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Seller provided HOC. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 551995 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Resolved-Required Affiliated Business Disclosure Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Seller provided attestation of no ABA - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Please see attestation of no ABA - Due Diligence Vendor-XX/XX/XXXX <br>Open-Required Affiliated Business Disclosure Missing - Please provide proof borrowers were provided with a complete Affiliated Business Disclosure List or a statement that lender has no affiliates. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Required Affiliated Business Disclosure Resolved - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Seller provided attestation of no ABA - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 551996 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing or incomplete compliance testing report. | Resolved-Seller provided postclose compliance report - Due Diligence Vendor-XX/XX/XXXX <br>Counter-No Attachment. Please provide acceptable Compliance Report results. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Compliance report - Due Diligence Vendor-XX/XX/XXXX <br>Open-Provide Compliance Report - Please provide acceptable Compliance Report results. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided postclose compliance report - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 551996 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing Toolkit Disclosure/Booklet | Resolved-Seller provided evidence toolkit delivered timely. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Please see toolkit - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Please provide evidence of the date Home Loan Toolkit was provided to the borrowers. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided evidence toolkit delivered timely. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 551997 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Letter of Explanation (Credit) | Resolved-XX/XX/XXXX- Documentation provided at resubmission confirms additional insured listed on policy is for an apartment leased by a relative; neither borrower is liable for this expense. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Please see documentation. - Due Diligence Vendor-XX/XX/XXXX <br>Counter-XX/XX/XXXX- Memo from originator indicating verbal dialogue with borrower that the property in question is an apartment for a dependent attending XXXX. Please provide verification via a copy of the lease or monthly payment amount demand letter as to rent amount, any additional services and utilities which are separately metered, and if borrowers will be responsible for making payments if the adult child is unable to make the rent required in a given timeframe. These items are necessary in order to confirm no impact to the borrowers' ability to repay the subject transaction. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Please see LOX regarding XXXX property - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Please provide acceptable letter of explanation from the borrower regarding the Hazard Insurance Coverage Endorsements for "Additional Dwellings: Owner Occupied Secondary Dwellings" for an address on XXXX St, in XXXX,XX (see page XXX in original package uploaded). If the borrower owns or leases additional real property, please provide all pertinent details along with corrected 1003, 1008, and AUS including additional payments. Additional requirements may apply upon review. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Documentation provided at resubmission confirms additional insured listed on policy is for an apartment leased by a relative; neither borrower is liable for this expense. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 552791 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Property | Missing Doc | Missing HOA/Condo Certification | Resolved-Seller provided attestation that project meets Fannie Mae eligibility for Limited Review. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Condo doc... - Due Diligence Vendor-XX/XX/XXXX <br>Counter-XX/XX/XXXX- No additional information received; Condo Questionnaire was provided in the original package, still pending a copy of the Lender's Certification approving the project as meeting FNMA guidelines. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-condo docs - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Please provide Lender's Warranty/Certification that Project meets Agency Eligibility. Once received, project details will be sent for investor review per Agency Program guidelines. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided attestation that project meets Fannie Mae eligibility for Limited Review. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 552791 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | TRID | Initial Closing Disclosure Delivery Date Test | Resolved-XX/XX/XXXX- Confirmation borrower viewed CD dated XX/XX/XXXX on the date issued provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-initial CD with e consent - Due Diligence Vendor-XX/XX/XXXX <br>Open-This loan failed the initial closing disclosure delivery date test due to one of the following findings:(12 CFR §1026.19(f)(1)(ii))The initial closing disclosure delivery date is provided and the initial closing disclosure method of delivery is marked as either:"USPS First Class Mail" or "Electronic Delivery" or blank, and the initial closing disclosure delivery date is less than six business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or"In Person" and the initial closing disclosure delivery date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orThe initial closing disclosure receipt date is provided and the initial closing disclosure receipt date is less than three business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transactionThe creditor shall ensure that the consumer receives the disclosures required under paragraph §1026.19(f)(1)(i) no later than three business days before consummation. - Please provide evidence of date borrower received Initial CD dated XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Confirmation borrower viewed CD dated XX/XX/XXXX on the date issued provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 552791 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing Required Affiliated Business Disclosure | Resolved-XX/XX/XXXX- Statement provided attesting no Affiliates to disclose. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Please see LOX - Due Diligence Vendor-XX/XX/XXXX <br>Open-Required Affiliated Business Disclosure Missing - Please provide a copy of the Affiliated Business Disclosure provided to borrower at application. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Statement provided attesting no Affiliates to disclose. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 554643 | XXXX |  | C A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Eligibility | Audited DTI Exceeds AUS DTI | Resolved-\*\*updated appraisal reflected corrected HOA dues. Special Assessment included in tax calculation - no DTI increase. - Due Diligence Vendor-XX/XX/XXXX <br> Open-- Please provide updated AUS findings reflecting DTI of XX/XX% as increase after validation of HOA Dues and Special Assessment totals is >X% tolerance. Any additional requirements must be met. - Due Diligence Vendor-XX/XX/XXXX <br> Rescinded-Audited DTI of XX% exceeds AUS DTI of XX% within tolerance - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-\*\*updated appraisal reflected corrected HOA dues. Special Assessment included in tax calculation - no DTI increase. - Due Diligence Vendor-XX/XX/XXXX <br>Rescinded-Audited DTI of XX% exceeds AUS DTI of XX% within tolerance - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 554643 | XXXX |  | C A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Property | HOA General | Resolved-updated appraisal reflected corrected HOA dues. Special Assessment included in tax calculation - no DTI increase. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XX/XX/XXXX- Updated appraisal provided at resubmission confirming total of HOA Dues and Special Assessments; separate item added to re-run DU as DTI increased >X% upon this correction. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-corrected appraisal and ssr - Due Diligence Vendor-XX/XX/XXXX <br>Open-Please provide evidence of HOA dues and HOA special benefit area dues. File and appraisal reflect disparity in amounts due. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-updated appraisal reflected corrected HOA dues. Special Assessment included in tax calculation - no DTI increase. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-XX/XX/XXXX- Updated appraisal provided at resubmission confirming total of HOA Dues and Special Assessments; separate item added to re-run DU as DTI increased >X% upon this correction. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 570401 | XXXX |  | D A B | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Income/Employment | Income/Employment General | Resolved-XX/XX/XXXX- XXXX tax transcripts provided at resubmission validating earnings from returns in file. Transcript also confirms payment of IRS obligation on XX/XX/XXXX, after date of disbursement, therefore proof of source of funds is not required. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-XXXX transcripts - Due Diligence Vendor-XX/XX/XXXX <br>Counter-XX/XX/XXXX- Clarification: Borrower does not qualify using XXXX earnings and thus XXXX returns are needed to support income used at origination. While tax transcripts would not be available due to closing prior to IRS filing deadline, the returns provided were treated as "Final" to complete income calculations vs. as "Preliminary" which is analyzed similar to a P&L- lending support but not used in main calculation. Therefore, to ensure figures used are correct, proof of filing and satisfaction of IRS obligations are required. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-memo - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Please provide verification of IRS receipt of XXXX personal and business tax returns to support higher income amount used at origination vs. XXXX earnings. Confirmation of source of payment for tax liability is required as well. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- XXXX tax transcripts provided at resubmission validating earnings from returns in file. Transcript also confirms payment of IRS obligation on XX/XX/XXXX, after date of disbursement, therefore proof of source of funds is not required. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 570401 | XXXX |  | D A B | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Income/Employment | Borrower 1 Personal Tax Returns Less Than 24 Months Provided | Resolved-XX/XX/XXXX- XXXX tax transcripts provided at resubmission validating details from personal returns in file. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-XXXX transcripts - Due Diligence Vendor-XX/XX/XXXX <br>Counter-XX/XX/XXXX- No additional information received for this finding; please see below detailing remaining items needed. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-UW cert - Due Diligence Vendor-XX/XX/XXXX <br>Counter-XX/XX/XXXX- Clarification: Borrower does not qualify using XXXX self-employed earnings and thus XXXX returns are needed to support income used at origination. While tax transcripts would not be available due to closing prior to IRS filing deadline, the returns provided were treated as "Final" to complete income calculations vs. as "Preliminary" which is analyzed similar to a P&L- lending support but not used in main calculation. Therefore, to ensure figures used are correct, proof of filing and satisfaction of IRS obligations are required. If proof of filing for XXXX 1040 is provided, XXXX 1040 may not be needed. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-memo - Due Diligence Vendor-XX/XX/XXXX <br>Open-Borrower 1 Personal Tax Returns Less Than 2X Months Provided - XXXX tax transcripts were not yet available and therefore cannot validate the 1040 in file; please provide borrower-signed XXXX personal returns matching transcript. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- XXXX tax transcripts provided at resubmission validating details from personal returns in file. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 570401 | XXXX |  | D A B | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Assets | Asset 2 Does Not Meet Guideline Requirements | Resolved-XX/XX/XXXX- Underwriter's Cash Flow Analysis for business bank statements provided at resubmission as per FNMA Selling Guide. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-UW cert - Due Diligence Vendor-XX/XX/XXXX <br>Counter-XX/XX/XXXX- Clarification on items needed: 1) File does not contain a cash flow review worksheet/narrative nor a CPA letter supporting the borrower's ability to utilize these funds for personal needs as statements reflect significant business activity- please provide. With respect to the two large deposits referenced, $XXXX on XX/XX/XXXX and $XXXX on XX/XX/XXXX, appear to be transfers from the borrower's personal account, which can signal potential concerns for business stability. Please provide satisfactory explanation for use of personal in the course of business. Additional requirements may apply upon receipt of these items. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-memo - Due Diligence Vendor-XX/XX/XXXX <br>Open-Asset Record 2 Does Not Meet G/L Requirements - Business funds were used at origination, however cash flow review worksheet/narrative and CPA letter not provided to support the borrower's ability to utilize these funds for personal needs as statements reflect significant business activity, including two large deposits ($XXXX and $XXXX) which were not sourced. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Underwriter's Cash Flow Analysis for business bank statements provided at resubmission as per FNMA Selling Guide. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 570401 | XXXX |  | D A B | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | Missing final HUD-1 from sale of non-subject property | Resolved-XX/XX/XXXX- Executed copy of CD from sale of departure residence provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-signed CD from sale - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Seller CD from sale of departure residence included in file is not signed or endorsed by the settlement agent; please provide copy of final form affirming payoff of mortgage and net proceeds amount with evidence of deposit into a liquid account or direct transfer to settlement agent. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Executed copy of CD from sale of departure residence provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 570401 | XXXX |  | D A B | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-XX/XX/XXXX- Rental Income Worksheet provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-rental income worksheet - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Please provide copy of lender Rental Income Calculation Worksheets. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Rental Income Worksheet provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 570401 | XXXX |  | D A B | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing Toolkit Disclosure/Booklet | Resolved-XX/XX/XXXX- Proof of Date Toolkit sent to borrower provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-toolkit disclosure - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Please provide evidence of date Home Loan Toolkit was sent to the borrower. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Proof of Date Toolkit sent to borrower provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 570401 | XXXX |  | D A B | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information B A | Credit | Missing Doc | Missing Federal Financial Privacy Disclosure | Resolved-XX/XX/XXXX- Federal Financial Privacy Opt-Out Notice provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-privacy notice - Due Diligence Vendor-XX/XX/XXXX <br>Open-Federal Financial Privacy Opt-Out Notice is Missing or Incomplete - Please provide evidence of date disclosure sent to the borrower. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Federal Financial Privacy Opt-Out Notice provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 576770 | XXXX |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA |  |  |  |
| 575240 | XXXX |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA |  |  |  |
| 563398 | XXXX |  | D B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Compliance | Missing Doc | Undiscounted Rate is Missing | Resolved-Undiscounted Rate is Present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Not exactly sure what is needed to clear this?- Attaching lock documents - Thanks! - Due Diligence Vendor-XX/XX/XXXX <br>Open-Undiscounted Rate is Missing Please provide undiscounted rate vs discount points paid. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Undiscounted Rate is Present - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Second Home | Purchase | NA | N/A | N/A | XXXX |
| 563398 | XXXX |  | D B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-Seller provided statement from co-signer that there are no HOA dues on his primary residence. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-No HOA dues at XXXX Drive - Due Diligence Vendor-XX/XX/XXXX <br>Open-Please provide evidence of HOA payment or borrower's statement that primary residence is not subject to HOA dues. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided statement from co-signer that there are no HOA dues on his primary residence. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Second Home | Purchase | NA | N/A | N/A | XXXX |
| 563398 | XXXX |  | D B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Property | HOA General | Resolved-Seller provided HOA dues amount from title company. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-HOA for XXXX Estates - Due Diligence Vendor-XX/XX/XXXX <br>Open-Please provide HOA information, specifically verification of HOA dues for XXXX Estates. Appraisal reflects HOA dues, but indicates that property is not in a PUD and Title Commitment references Assessment due to XXXX Estates Subdivision HOA. Missing HOA documentation. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided HOA dues amount from title company. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Second Home | Purchase | NA | N/A | N/A | XXXX |
| 563398 | XXXX |  | D B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Letter of Explanation (Income) | Resolved-Seller provided LOX from borrower regarding paystub notations. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-LOX for Income - Due Diligence Vendor-XX/XX/XXXX <br>Open-Please provide LOX for B2 paystub deductions: Paystubs for B2 indicate "XXXX Ins" and "XXXX" deductions. No LOX to determine if B2 has an interest in the business and what that % may be. Additional Findings may apply. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided LOX from borrower regarding paystub notations. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Second Home | Purchase | NA | N/A | N/A | XXXX |
| 563398 | XXXX |  | D B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Acknowledged | 2 - Non-Material B | Property | Value | 3rd Party Valuation Product Required - CU score > 2.5 OR Not eligible for Collateral Rep & Warrant Relief | Acknowledged-XX/XX/XXXX - received CDA with value of $XXXX, 0% variance Moderate Risk - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-XX/XX/XXXX - received CDA - Due Diligence Vendor-XX/XX/XXXX <br>Open-Desk Review (CDA) has been ordered; no action required at this time. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-XX/XX/XXXX - received CDA with value of $XXXX, 0% variance Moderate Risk - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Second Home | Purchase | NA | Investor Post-Close | No | XXXX |
| 571929 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of XX month(s) are greater than or equal to Guideline Required Reserves of month(s) - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Seller provided TOW with evidence of amount of available funds for reserves for B1 retirement account - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-TOW w/ amount - Due Diligence Vendor-XX/XX/XXXX <br>Counter-~~Seller provided TOW with no amount of available reserves. Re-Ran DU and provided updated 1003. Awaiting verification of amount of retirement funds available for hardship access to resolve. - Due Diligence Vendor-XX/XX/XXXX <br>Counter-Seller removed XXXX Retirement Assets and re-ran DU, however, results show only X Months reserves are available. Subject loan program JUMBO AUS requires X Months reserves for loan amount $XXXX - $XXXX,000 for a total of $XXXX. Reserve requirements are not met. Reserves are short $-$XXXX. ~~ Please provide Terms of Withdrawal specifically for borrower's XXXX XXXX retirement account and under what circumstances funds would be available. Funds are required to meet reserve requirements. If these accounts are not eligible for withdrawal, proof of additional assets to meet reserve requirement of X Months' PITIA will be required. - Due Diligence Vendor-XX/XX/XXXX <br>Counter-~~ Please provide Terms of Withdrawal specifically for borrower's XXXX XXXX retirement account. Unable to determine if borrower has access to funds during employment, and under what circumstances. Funds are required to meet reserve requirements. Seller's response curative document is a general statement from XXXX regarding hardship examples, but is not specific to the the Borrower's XXXX retirement account. If these accounts are not eligible for withdrawal, proof of additional assets to meet reserve requirement of X Months' PITIA will be required. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-terms of withdrawal - Due Diligence Vendor-XX/XX/XXXX <br>Open-Audited Reserves of XX month(s) are less than Guideline Required Reserves of 12 month(s) Missing Terms of Withdrawal for XXXX retirement account with XXXX to provide evidence of borrower access. If these accounts are not eligible for withdrawal, proof of additional assets to meet reserve requirement of X Months' PITIA will be required. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Audited Reserves of XX month(s) are greater than or equal to Guideline Required Reserves of month(s) - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Seller provided TOW with evidence of amount of available funds for reserves for B1 retirement account - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | XXXX |
| 571929 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Assets | Asset 5 Does Not Meet Guideline Requirements | Resolved-~Seller provided TOW and available funds for B1 retirement account. Sufficient assets available for reserves excluding Asset 5 - Due Diligence Vendor-XX/XX/XXXX <br>Counter-~~Seller removed this account from consideration and re-ran DU. Awaiting verification of Borrower's retirement account access amount to review. - Due Diligence Vendor-XX/XX/XXXX <br>Counter-~~Seller removed XXXX Retirement Assets and re-ran DU, however, results show only X Months reserves are available. Subject loan program JUMBO AUS requires X Months reserves for loan amount $XXXX - $XXXX,000 for a total of $XXXX. Reserve requirements are not met. Reserves are short $-$XXXX. ~~ Please provide Terms of Withdrawal specifically for borrower's XXXX XXXX retirement account and under what circumstances funds would be available. Funds are required to meet reserve requirements. If these accounts are not eligible for withdrawal, proof of additional assets to meet reserve requirement of X Months' PITIA will be required. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-removed 401k/retirement and reran DU - Due Diligence Vendor-XX/XX/XXXX <br>Counter-~~ Please provide Terms of Withdrawal specifically for borrower's XXXX XXXX retirement account. Unable to determine if borrower has access to funds during employment, and under what circumstances. Funds are required to meet reserve requirements. Seller's response curative document is a general statement from XXXX regarding hardship examples, but is not specific to the the Borrower's XXXX retirement account. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-terms of withdrawal - Due Diligence Vendor-XX/XX/XXXX <br>Open-Asset 5 Does Not Meet Guideline Requirements - Please provide Terms of Withdrawal for borrower's XXXX XXXX retirement account. Unable to determine if borrower has access to funds during employment, and under what circumstances. Funds are required to meet reserve requirements. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-~Seller provided TOW and available funds for B1 retirement account. Sufficient assets available for reserves excluding Asset 5 - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | XXXX |
| 571929 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Assets | Asset 4 Does Not Meet Guideline Requirements | Resolved-Asset 4 Meets Guideline Requirements Or Not Applicable Seller provided TOW with evidence of amount of available funds for reserves for B1 retirement account. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-terms of Withdrawal w amount - Due Diligence Vendor-XX/XX/XXXX <br>Counter-Seller provided Terms of Withdrawal allowing hardship access, but the section for the amount of funds available for hardship withdrawal is blank. Please provide amount or percentage of account funds available for hardship access. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-TOW, revised DU and 1003 - Due Diligence Vendor-XX/XX/XXXX <br>Counter-~~ Please provide Terms of Withdrawal specifically for borrower's XXXX XXXX retirement account. Unable to determine how much of the account funds and under what circumstances the borrower has access to funds during employment. Funds are required to meet reserve requirements. Seller's response curative document provides withdrawal options but is not specific to define hardship or circumstances to be met. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-terms of withdrawal - Due Diligence Vendor-XX/XX/XXXX <br>Counter-~~ Please provide Terms of Withdrawal specifically for borrower's XXXX XXXX retirement account. Unable to determine if borrower has access to funds during employment, and under what circumstances. Funds are required to meet reserve requirements. Seller's response curative document is a general statement from XXXX regarding hardship examples, but is not specific to the the Borrower's XXXX retirement account. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-terms of withdrawal - Due Diligence Vendor-XX/XX/XXXX <br>Open-Asset 4 Does Not Meet Guideline Requirements - Please provide Terms of Withdrawal for co-borrower's XXXX XXXX retirement account. Unable to determine if borrower has access to funds during employment, and under what circumstances. These funds are required to meet reserve requirements. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Asset 4 Meets Guideline Requirements Or Not Applicable Seller provided TOW with evidence of amount of available funds for reserves for B1 retirement account. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | XXXX |
| 571929 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Compliance | Missing Doc | Missing or incomplete compliance testing report. | Resolved-Compliance Report Provided - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-terms of withdrawal - Due Diligence Vendor-XX/XX/XXXX <br>Open-Provide Compliance Report - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Compliance Report Provided - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | XXXX |
| 571929 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Assets | Missing source of fund verification. | Resolved-Seller response satisfactory. - Due Diligence Vendor-XX/XX/XXXX <br> Ready for Review-ytd paystub clearly reflects XXX plus in incentives, bank stmnt reflects deposit is from employer - Due Diligence Vendor-XX/XX/XXXX <br> Open-Please provide documentation to support large deposit of $XXXX to acct #XXX on XX/XX/XXXX. Deposit exceeds XX% of qualifying income. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller response satisfactory. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | XXXX |
| 571929 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Letter of Explanation (Income) | Resolved-Seller provided XXXX paystub matching commissions paid on TWN. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-see attached for explanation - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Please provide employer explanation to confirm that co-borrower's commissions are continuing. Paystub in file dated XX/XX/XXXX reflects XXXX, but no commission earnings. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided XXXX paystub matching commissions paid on XXX. - Due Diligence Vendor-XX/XX/XXXX |  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 | N/A | N/A | XXXX |
| 592615 | XXXX |  | C B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Acknowledged | 2 - Non-Material B | Property | Value | 3rd Party Valuation Product Required - CU score > 2.5 OR Not eligible for Collateral Rep & Warrant Relief | Acknowledged-XX/XX/XXXX- XXXX CDA provided indicating lower value than used at origination of $XXXX with Moderate Risk, however within 10% and thus additional product and re-calculation of LTV not required. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-RDA uploaded for review. - Due Diligence Vendor-XX/XX/XXXX <br>Open-Desk Review (CDA) has been ordered; no action required at this time. - Due Diligence Vendor-XX/XX/XXXX |  | Acknowledged-XX/XX/XXXX- XXXX CDA provided indicating lower value than used at origination of $XXXX with Moderate Risk, however within 10% and thus additional product and re-calculation of LTV not required. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | Investor Post-Close | No | XXXX |
| 592615 | XXXX |  | C B A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Property | Appraisal | Appraisal incomplete (missing map, layout, pages, etc.) | Resolved-XX/XX/XXXX- Complete copy of appraisal provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Please see attached appraisal - Due Diligence Vendor-XX/XX/XXXX <br>Open-- All pages to appraisal are cut off- please provide complete copy of full appraisal with all data viewable. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Complete copy of appraisal provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 576769 | XXXX |  | D A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Compliance | Valuation | Variance between Appraisal, Title, and/or AUS/Loan Approval. | Resolved-XX/XX/XXXX- Corrected Title Commitment provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-updated title - Due Diligence Vendor-XX/XX/XXXX <br>Counter-XX/XX/XXXX- Updated appraisal matching Deed of Trust and Warranty Deed provided at resubmission. Still need revised Title Commitment or Final Policy confirming subject's newly-issued Parcel Number (Commitment in file indicates XXX-XXX-XXXX was merely the original parent tract). - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-appraisal - Due Diligence Vendor-XX/XX/XXXX <br>Open-Please provide correct APN number and corrected documentation that provided the incorrect APN number. The appraisal and title commitment reflect an APN of XXX-XXX-XXXX, however the DOT and Warranty Deed reflect and APN of XXX-XXX-XXXX. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Corrected Title Commitment provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Second Home | Purchase | NA | N/A | N/A | XXXX |
| 576769 | XXXX |  | D A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-XX/XX/XXXX- Lender provided most recent two paystubs at resubmission in lieu of VVOE, which is permissible per DU Findings item 13, Option 2. First is dated XX/XX/XXXX and second XX/XX/XXXX with a Note Date of XX/XX/XXXX, thus timing requirements are met and confirmed steady ongoing earnings. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-VOE - Due Diligence Vendor-XX/XX/XXXX <br>Open-Borrower 1 3rd Party VOE Prior to Close Missing Please provide VVOE dated within 10 days of Note date. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Lender provided most recent two paystubs at resubmission in lieu of VVOE, which is permissible per DU Findings item 13, Option 2. First is dated XX/XX/XXXX and second XX/XX/XXXX with a Note Date of XX/XX/XXXX, thus timing requirements are met and confirmed steady ongoing earnings. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Second Home | Purchase | NA | N/A | N/A | XXXX |
| 576769 | XXXX |  | D A C | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information B A | Compliance | Missing Doc | Missing Toolkit Disclosure/Booklet | Resolved-XX/XX/XXXX- Date Home Loan Toolkit sent to borrower provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-tool kit tracking - Due Diligence Vendor-XX/XX/XXXX <br>Open-Please provide evidence date Toolkit was provided to borrower. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Date Home Loan Toolkit sent to borrower provided at resubmission. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Second Home | Purchase | NA | N/A | N/A | XXXX |
| 605496 | XXXX |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA |  |  |  |
| 591867 | XXXX |  | C A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information C A | Credit | Eligibility | Purchase Contract is Expired | Resolved-XX/XX/XXXX- Contract extension provided at resubmission signed by borrowers and representative for the sellers. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-SC addendum - Due Diligence Vendor-XX/XX/XXXX <br>Open-Purchase Contract Expiration Date of XX/XX/XXXX is prior to Note Date of XX/XX/XXXX - Please provide executed copy of sales contract extension. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-XX/XX/XXXX- Contract extension provided at resubmission signed by borrowers and representative for the sellers. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 605827 | XXXX |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Refinance | Limited Cash Out - <2% of Loan Amount or $2000 |  |  |  |
| 598962 | XXXX |  | A |  |  |  |  |  | A |  |  |  |  |  |  |  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA |  |  |  |
| 599275 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | Evidence of Property Tax Missing | Resolved-Seller stated tax amount on 1008 was incorrect. Provided updated 1008 resulting in reduced DTI. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-tax amount was an error - Due Diligence Vendor-XX/XX/XXXX <br>Counter-Provided curative documentation was in file and reviewed at audit. The total of non-homestead taxes is $XXXX annually = $XXXX. Please provide supporting documentation for additional taxes used in qualifying ratios or calculations showing $XXXX/mo. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Tax cert - Due Diligence Vendor-XX/XX/XXXX <br>Open-Missing Evidence of Property Tax Please provide Property Tax Calculations to support qualifying amount of $XXXX/mo. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller stated tax amount on 1008 was incorrect. Provided updated 1008 resulting in reduced DTI. - Due Diligence Vendor-XX/XX/XXXX <br>Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 594811 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | Missing explanation and supporting documentation for large deposit(s) | Resolved-~Seller provided satisfactory LOX - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-LOX - Due Diligence Vendor-XX/XX/XXXX <br>Open-- Please provide satisfactory explanation and verification for $XXXX deposit on XX/XX/XXXX as these funds are needed to meet 6 months' PITI on departure residence. Copy of check in file for this amount appears to have been purchased by the borrower as payment to an auto dealer. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-~Seller provided satisfactory LOX - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 594811 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-~Seller provided. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-Income Calc - Due Diligence Vendor-XX/XX/XXXX <br>Open-Please provide income calculation worksheet supporting qualifying wage and bonus. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-~Seller provided. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |
| 594811 | XXXX |  | D A | Closed | XXXX | XX-XX-XXXX | XX-XX-XXXX | Resolved | 1 - Information D A | Credit | Missing Doc | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Resolved-Seller provided borrower statement no HOA dues on departing. - Due Diligence Vendor-XX/XX/XXXX <br>Ready for Review-LOX - Due Diligence Vendor-XX/XX/XXXX <br>Open-Please provide evidence of HOA dues on departing residence or borrower statement that none apply. - Due Diligence Vendor-XX/XX/XXXX |  | Resolved-Seller provided borrower statement no HOA dues on departing. - Due Diligence Vendor-XX/XX/XXXX<br>|  |  | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXXX | XXXX | Primary Residence | Purchase | NA | N/A | N/A | XXXX |

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## Exhibit 99.23

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.23**

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| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| **LoanRecordID** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Loan Program** | **Guideline Product Name** | **Originator Name** | **Originating Entity CDFI Flag** | **Guideline Name** | **Guideline Author** | **Guideline Date** | **Guideline Version** | **Application Date** | **TILA Status** | **TRID** | **GSE** | **Verified Safe Harbor Flag** | **Verified Safe Harbor Reference Document** | **QM Regulation Failures** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **AUS Decision System** | **Rating Result** | **Property Inspection Waiver (PIW)** | **Calculated APR** | **HUD 1 Page 1 Credits Total** | **Verified Qualifying Rate** | **Originator Qualifying Rate** | **Qualifying P&I** | **Default Interest Rate Present** | **Annual Property Tax** | **Monthly Property Tax** | **Annual Insurance Costs** | **Monthly Insurance Cost** | **Annual HOA Costs** | **Monthly HOA Costs** | **Monthly Other Costs** | **PITIA** | **Residual Income** | **HOA Questionnaire Flag** | **HOA Name** | **HOA Address State** | **HOA Fee Amount** | **HOA Next Due Date** | **HOA Payment Frequency** | **Originator DTI** | **TPR Verified DTI** | **QM DTI** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower 2 Length of Employment** | **Co Borrower 3 Length of Employment** | **Document Level** | **Borrower Years of W2s/1099** | **CoBorrower Years of W2s/1099** | **Borrower Months of Paystubs Verified** | **Co Borrower Months of Paystubs Verified** | **Borrower Employment Gap Letter** | **Borrower Months of Employment Gap** | **Co Borrower Employment Gap Letter** | **Co Borrower Months of Employment Gap** | **Borrower Years of Personal Tax Returns** | **Borrower Years of Business Tax Returns** | **CoBorrower Years of Personal Tax Returns** | **CoBorrower Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Borrower Award/Offer Letter** | **Co Borrower Award/Offer Letter** | **Asset Depletion Flag** | **Partial Asset Depletion Flag** | **Asset Depletion Months Amortized** | **Asset Utilization Flag (No DTI)** | **Borrower Bank Statements Flag** | **Borrower Bank Statement Summary/Lender Worksheet** | **Borrower Number of Personal Bank Statements** | **Borrower Number of Business Bank Statements** | **CoBorrower Bank Statements Flag** | **Co Borrower Bank Statement Summary/Lender Worksheet** | **CoBorrower Number of Personal Bank Statements** | **CoBorrower Number of Business Bank Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **Bespoke Eligible Assets** | **Borrower P&L Type** | **Borrower Number of Months P&L** | **Borrower P&L Prepared By** | **CoBorrower P&L Type** | **CoBorrower P&L Prepared By** | **CoBorrower Number of Months P&L** | **# of Months CPA verified income** | **CoBorrower CPA Letter Flag** | **CoBorrower # of Months CPA verified income** | **Borrower WVOE Flag** | **Borrower # of Months Employment Validated WVOE** | **Borrower # of Months Income Validated WVOE** | **Borrower WVOE Form Type** | **CoBorrower WVOE Flag** | **CoBorrower # of Months WVOE** | **CoBorrower # of Months Income Validated WVOE** | **CoBorrower WVOE Form Type** | **DSCR Flag** | **TPR DSCR** | **Originator DSCR** | **Expense Letter** | **Income Doc Detail** | **Tax Return Doc Details** | **Property Address** | **Property City** | **Property State** | **Property Zip** | **Property County** | **Original Credit Report Date** | **Borrower 1 Credit Report Date** | **Borrower 2 Credit Report Date** | **Borrower 3 Credit Report Date** | **Borrower 4 Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Co Borrower 2 FICO** | **Most Recent Co Borrower 3 FICO** | **Updated Credit Report Flag** | **Updated Credit Report Date** | **Updated FICO Method** | **Primary Wage Earner Updated FICO Equifax** | **Primary Wage Earner Updated FICO Experian** | **Primary Wage Earner Updated FICO Transunion** | **Secondary Wage Earner Updated FICO Equifax** | **Secondary Wage Earner Updated FICO Experian** | **Secondary Wage Earner Updated FICO Transunion** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Updated Primary Borrower FICO** | **Updated Co Borrower FICO** | **Updated Co Borrower 2 FICO** | **Updated Co Borrower 3 FICO** | **Updated Qualifying FICO** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Lates 30d in 0-12m** | **Prior Mortgage/Rent Lates 60d in 0-12m** | **Prior Mortgage/Rent Lates 90d in 0-12m** | **Prior Mortgage/Rent Lates 120d+ in 0-12m** | **Prior Mortgage/Rent Lates 30d in 13-24m** | **Prior Mortgage/Rent Lates 60d in 13-24m** | **Prior Mortgage/Rent Lates 90d in 13-24m** | **Prior Mortgage/Rent Lates 120d+ in 13-24m** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Is Equity Shared Loan** | **Subordinate Lien Type** | **Subordinate Lien Max Draw Amount (HELOC)** | **Is Shared Appreciation Mortgage** | **Borrower Originator Citizenship Designation** | **Borrower Verified Citizenship Designation** | **Borrower Individual Tax Identification Number (ITIN)?** | **Borrower Photo Identification Type** | **Borrower Photo Identification Other Type** | **Borrower Photo ID State of Issuance** | **Borrower Photo ID Country of Issuance** | **Borrower Photo ID Expiration Date** | **Borrower Passport Country of Origin** | **Borrower Passport Expiration Date** | **Borrower Non-US Citizen Identification Document** | **Borrower Date of Resident Since/Valid Date** | **Borrower Non-US Document Expiration Date** | **Co Borrower Originator Citizenship Designation** | **Co Borrower Verified Citizenship Designation** | **Co Borrower Individual Tax Identification Number (ITIN)?** | **Co Borrower Photo Identification Type** | **Co Borrower Photo Identification Other Type** | **Co Borrower Photo ID State of Issuance** | **Co Borrower Photo ID Country of Issuance** | **Co Borrower Photo ID Expiration Date** | **Co Borrower Passport Country of Origin** | **Co Borrower Passport Expiration Date** | **Co Borrower Non-US Citizen Identification Document** | **Co Borrower Date of Resident Since/Valid Date** | **Co Borrower Non-US Document Expiration Date** | **Co Borrower 2 Originator Citizenship Designation** | **Co Borrower 2 Verified Citizenship Designation** | **Co Borrower 2 Individual Tax Identification Number (ITIN)?** | **Co Borrower 2 Photo Identification Type** | **Co Borrower 2 Photo Identification Other Type** | **Co Borrower 2 Photo ID State of Issuance** | **Co Borrower 2 Photo ID Country of Issuance** | **Co Borrower 2 Photo ID Expiration Date** | **Co Borrower 2 Passport Country of Origin** | **Co Borrower 2 Passport Expiration Date** | **Co Borrower 2 Non-US Citizen Identification Document** | **Co Borrower 2 Date of Resident Since/Valid Date** | **Co Borrower 2 Non-US Document Expiration Date** | **Co Borrower 3 Originator Citizenship Designation** | **Co Borrower 3 Verified Citizenship Designation** | **Co Borrower 3 Individual Tax Identification Number (ITIN)?** | **Co Borrower 3 Photo Identification Type** | **Co Borrower 3 Photo Identification Other Type** | **Co Borrower 3 Photo ID State of Issuance** | **Co Borrower 3 Photo ID Country of Issuance** | **Co Borrower 3 Photo ID Expiration Date** | **Co Borrower 3 Passport Country of Origin** | **Co Borrower 3 Passport Expiration Date** | **Co Borrower 3 Non-US Citizen Identification Document** | **Co Borrower 3 Date of Resident Since/Valid Date** | **Co Borrower 3 Non-US Document Expiration Date** | **Property Rights** | **Leasehold Lease Expiration Date** | **Buydown Flag** | **Assumable Mortgage Flag** | **Foreign National Alternative Credit Documentation** | **Liquid / Cash Reserves (ASF)** | **Months Liquid Reserves** | **Total Assets Available for Reserves** | **Months Reserves** | **Blanket Mortgage Flag** | **Qualifying HCLTV** | **Condo Warrantability Flag** | **E-Note Flag** | **O&E in lieu of Title Insurance** | **Business Purpose Flag** | **Borrower Note Executed As** | **Co Borrower Note Executed As** | **Co Borrower 2 Note Executed As** | **Co Borrower 3 Note Executed As** | **Borrower 1 Trust Name** | **Borrower 2 Trust Name** | **Borrower 3 Trust Name** | **Borrower 4 Trust Name** |
| 504122 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.830% | DU | Approve Eligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A | XXXX | XXXX | XXXX | XX-XX-XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No |  |  |  |  |  |  | XXXX | XXXX |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 2 | 1 | Yes | Yes | No | No | 0 | No | Yes | Yes | 2 | 0 | Yes | Yes | 2 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0 | N/A | Borrower - SSI and Disability, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified, 1040 Schedule E Verified - 20XX, 20XX \|\| Co Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified, 1040 Schedule E Verified - 20XX, 20XX | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 20XX, 20XX \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 142.7 | XXXX | 142.7 | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 510594 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.980% | LP | Accept | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A |  |  | XXXX |  |  | XX.XX% | XX.XX% | XX.XX% | No | No |  |  |  |  |  |  | XXXX | XXXX |  |  |  |  | Full Doc | 1 | 1 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | Yes | Yes | No | No | 0 | No | Yes | Yes | 2 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0 | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX \|\| Co Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX \|\| Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  | XX-XX-XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 28.3 | XXXX | 28.3 | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 509825 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.900% | LP | Accept | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XX-XX-XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No |  |  |  |  |  |  |  | XXXX |  |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 33 | 33 | Work Number | NA | 0 | 0 | N/A | No | 0 | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 39.4 | XXXX | 39.4 | No | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 511488 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.890% | LP | Accept | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A |  |  | XXXX |  |  | XX.XX% | XX.XX% | XX.XX% | No | No |  |  |  |  |  |  | XXXX | XXXX |  |  |  |  | Full Doc | 1 | 1 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 56 | 36 | Other | Yes | 212 | 1 | Work Number | No | 0 | 0 | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified - 20XX, 20XX, 20XX \|\| Co Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX \|\| Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 1 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 3.2 | XXXX | 3.2 | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 510544 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.630% | LP | Accept | Yes | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | Yes | XXXX | XXXX | XXXX |  | Monthly | XX.XX% | XX.XX% | XX.XX% | No |  |  |  |  |  |  |  | XXXX |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 26 | 26 | Work Number | NA | 0 | 0 | N/A | No | 0 | 0 | N/A | Borrower - Wage, Overtime and Bonus - Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  | XX-XX-XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 10 | XXXX | 35.2 | No | XXX | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 512885 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.900% | LP | Accept | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | Yes | XXXX | XXXX | XXXX | XX-XX-XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No |  |  |  |  |  |  |  | XXXX |  |  |  |  |  | Full Doc | 1 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 64 | 36 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0 | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 12 | XXXX | 74.4 | No | XXX | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 514926 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.980% | LP | Accept | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | Yes | XXXX | XXXX | XXXX | XX-XX-XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No |  |  |  |  |  |  |  | XXXX |  |  |  |  |  | Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 199 | 36 | Work Number | NA | 0 | 0 | N/A | No | 0 | 0 | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 56.8 | XXXX | 56.8 | No | XXX | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 519669 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.890% | LP | Accept Eligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A | XXXX | XXXX | XXXX |  | Annually | XX.XX% | XX.XX% | XX.XX% | No | No |  |  |  |  |  |  | XXXX | XXXX |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 111 | 34 | Work Number | NA | 0 | 0 | N/A | No | 0 | 0 | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 5.7 | XXXX | 5.7 | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 523042 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.900% | DU | Approve Eligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A | XXXX | XXXX | XXXX |  | Annually | XX.XX% | XX.XX% | XX.XX% | No |  |  |  |  |  |  |  | XXXX |  |  |  |  |  | Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | Yes | Yes | 1 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | 0 |  | Borrower - Retirement, Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 4.8 | XXXX | 4.8 | No | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 525440 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.980% | DU | Approve Eligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A |  |  | XXXX |  |  | XX.XX% | XX.XX% | XX.XX% | No | No |  |  |  |  |  |  | XXXX | XXXX |  |  |  |  | Full Doc | 0 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 35.00% | 100.00% | XXXX | N/A | 0 | N/A | Borrower Prepared | Borrower | 12 NA | 0 | Yes | 24 | NA | 0 | 0 | N/A | Yes | 112 | 36 | Work Number | No | 0 | 0 | N/A | Borrower - SEPartnership, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - 20XX, 20XX \|\| Co Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified, 1040 Schedule E Verified - 20XX, 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 20XX, 20XX \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 20.4 | XXXX | 20.4 | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 525836 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.890% | DU | Approve Eligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A | XXXX | XXXX | XXXX | XX-XX-XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No |  |  |  |  |  |  | XXXX | XXXX |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 8 | 8 | FNMA 1005 | Yes | 113 | 25 | Work Number | No | 0 | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 20XX \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 20XX \|\| Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 23.6 | XXXX | 23.6 | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 527566 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.980% | DU | Approve Eligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A | XXXX | XXXX | XXXX | XX-XX-XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No |  |  |  |  |  |  |  | XXXX |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 219 | 36 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | 0 | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 0 | XXXX | 23.5 | No | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 537703 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.870% | DU | Approve Eligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A |  |  | XXXX |  |  | XX.XX% | XX.XX% | XX.XX% | No | Yes |  |  |  |  |  |  | XXXX | XXXX |  |  |  |  | Full Doc | 1 | 0 | 1 Month | NA | Yes | 9 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 6 | 6 | Work Number | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX \|\| Co Borrower | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX \|\| Co Borrower | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 164.5 | XXXX | 164.5 | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 535820 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.890% | LP | Accept | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A |  |  | XXXX |  |  | XX.XX% | XX.XX% | XX.XX% | No |  |  |  |  |  |  |  | XXXX |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 95 | 36 | Work Number | NA | 0 | 0 | N/A | No | 0 | 0 | N/A | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 11.6 | XXXX | 11.6 | No | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 544330 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.850% | DU | Approve Eligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A |  |  | XXXX |  |  | XX.XX% | XX.XX% | XX.XX% | No | No |  |  |  |  |  |  | XXXX | XXXX |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 83 | 25 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Commission, Other REO Net Rental Income(Loss) - Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 16.8 | XXXX | 16.8 | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 537432 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 7.070% | DU | Approve Eligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A |  |  | XXXX |  |  | XX.XX% | XX.XX% | XX.XX% | No |  |  |  |  |  |  |  | XXXX |  |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 0 | 0 | Other | NA | 0 | 0 | N/A | No | 0 | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 1 | XXXX | 7.2 | No | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 537486 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.920% | DU | Approve Eligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A |  |  | XXXX |  |  | XX.XX% | XX.XX% | XX.XX% | No |  |  |  |  |  |  |  | XXXX |  |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 31 | XXXX | 31 | No | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 537433 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 7.070% | DU | Accept Eligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A |  |  | XXXX |  |  | XX.XX% | XX.XX% | XX.XX% | No |  |  |  |  |  |  |  | XXXX |  |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 58 | 36 | Work Number | NA | 0 | 0 | N/A | No | 0 | 0 | N/A | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 19.8 | XXXX | 19.8 | No | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 539498 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.890% | DU | Approve Eligible | Yes | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | Yes | XXXX | XXXX | XXXX | XX-XX-XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No |  |  |  |  |  |  | XXXX | XXXX |  |  |  |  | Full Doc | 1 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 62 | 24 | FNMA 1005 | Yes | 34 | 12 | Work Number | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX \|\| Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 2.6 | XXXX | 2.6 | No | XXX | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 538275 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.930% | LP | Accept | Yes | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | Yes | XXXX | XXXX | XXXX | XX-XX-XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No |  |  |  |  |  |  | XXXX | XXXX |  |  |  |  | Full Doc | 0 | 0 | NA | NA | Yes | 7 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 21 | 21 | Work Number | Yes | 120 | 25 | Work Number | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 20XX, 20XX, 20XX \|\| Co Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 20XX, 20XX, 20XX \|\| Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 3.2 | XXXX | 3.2 | No | XXX | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 544513 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.920% | DU | Approve Eligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A |  |  | XXXX |  |  | XX.XX% | XX.XX% | XX.XX% | No | No |  |  |  |  |  |  | XXXX | XXXX |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 19 | 19 | Work Number | No | 0 |  |  | Borrower - Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified \|\| Co Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 23.9 | XXXX | 23.9 | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 546088 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.870% | DU | Approve Eligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A | XXXX | XXXX | XXXX | XX-XX-XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No |  |  |  |  |  |  |  | XXXX |  |  |  |  |  | Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | Yes | Yes | 3 | 0 | No |  |  |  | 0.00% | 0.00% |  | XXXX | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SSI and Disability, Retirement, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 15.6 | XXXX | 112.9 | No | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 548958 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.880% | DU | Approve Eligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | Yes | XXXX | XXXX | XXXX |  | Monthly | XX.XX% | XX.XX% | XX.XX% | No |  |  |  |  |  |  |  | XXXX |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | XXXX | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 101 | 25 | Work Number |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 92.3 | XXXX | 92.3 | No | XXX | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 550055 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.880% | DU | Approve Eligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A | XXXX | XXXX | XXXX |  | Annually | XX.XX% | XX.XX% | XX.XX% | No | No |  |  |  |  |  |  | XXXX | XXXX |  |  |  |  | Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 25 | 25 | Other | Yes | 228 | 27 | FNMA 1005 | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 20XX, 20XX, 20XX, 20XX \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 20XX, 20XX, 20XX, 20XX | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 20XX, 20XX, 20XX, 20XX \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | HELOC | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 4.4 | XXXX | 4.4 | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 550730 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.870% | DU | Approve Eligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A | XXXX | XXXX | XXXX | XX-XX-XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No |  |  |  |  |  |  | XXXX | XXXX |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 99 | 25 | Work Number | Yes | 105 | 25 | Work Number | No | 0 |  | N/A | Borrower - Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 20XX \|\| Co Borrower - Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 20XX \|\| Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 2.7 | XXXX | 2.7 | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 551995 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.880% | LP | Accept | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A | XXXX | XXXX | XXXX |  | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No |  |  |  |  |  |  | XXXX | XXXX |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 1 | 1 | NA | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 0.00% | XXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 113 | 25 | Other | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Commission, SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, Lease Agreements Verified - 20XX, 20XX, 20XX \|\| Co Borrower - Retirement - 1 YR Executed 4506T Verified, Award Letter Verified - 20XX - 20XX | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - 20XX, 20XX, 20XX \|\| Co Borrower - 1 YR Executed 4506T Verified - 20XX - 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 218.8 | XXXX | 218.8 | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | The XXXX Living Trust Under Trust Instrument Dated XX/XX/XXXX | The XXXX Trust Under Trust Instrument Dated XX/XX/XXXX |  |  |
| 551996 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.930% | LP | Accept Eligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A |  |  | XXXX |  |  | XX.XX% | XX.XX% | XX.XX% | No | No |  |  |  |  |  |  | XXXX | XXXX |  |  |  |  | Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 108 | 25 | Work Number | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX \|\| Co Borrower - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX \|\| Co Borrower - 2 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 22.9 | XXXX | 22.9 | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 551997 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.920% | DU | Approve Eligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A |  |  | XXXX |  |  | XX.XX% | XX.XX% | XX.XX% | No | No |  |  |  |  |  |  | XXXX | XXXX |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 26 | 25 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX \|\| Co Borrower | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX \|\| Co Borrower | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 21.7 | XXXX | 21.7 | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 552791 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.730% | DU | Approve Eligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | Yes | XXXX | XXXX | XXXX |  | Monthly | XX.XX% | XX.XX% | XX.XX% | No |  |  |  |  |  |  |  | XXXX |  |  |  |  |  | Full Doc | 1 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 3.5 | XXXX | 3.5 | No | XXX | Unable to Determine | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 554643 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.870% | DU | Approve Eligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | Yes | XXXX | XXXX | XXXX | XX-XX-XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No |  |  |  |  |  |  | XXXX | XXXX |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 28 | 13 | Work Number | Yes | 61 | 25 | Other | No | 0 |  | N/A | Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX \|\| Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 8.9 | XXXX | 8.9 | No | XXX | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 570401 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.620% | DU | Approve Eligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A |  |  | XXXX |  |  | XX.XX% | XX.XX% | XX.XX% | No |  |  |  |  |  |  |  | XXXX |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 1 | 2 |  |  | 3 | 2 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | XXXX | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 20XX, 20XX, 20XX | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 10.5 | XXXX | 10.5 | No | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 576770 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.660% | DU | Approve Eligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A |  |  | XXXX |  |  | XX.XX% | XX.XX% | XX.XX% | No | No | 4 - Verified 2+ Mos | 4 - Verified 2+ Mos |  |  |  |  | XXXX | XXXX |  |  |  |  | Full Doc | 0 | 1 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 102 | 39 | Work Number | No | 0 |  |  | Borrower - Other REO Net Rental Income(Loss) - null IRS Transcripts Verified \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX | Borrower - null IRS Transcripts Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 20.6 | XXXX | 20.6 | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 575240 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.850% | DU | Approve Eligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A | XXXX | XXXX | XXXX |  | Monthly | XX.XX% | XX.XX% | XX.XX% | No |  |  |  |  |  |  |  | XXXX |  |  |  |  |  | Full Doc | 2 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | Yes |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  |  | Borrower - Retirement, SSI and Disability, Retirement, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 61.4 | XXXX | 61.4 | No | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 563398 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.880% | LP | Accept | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX |  | Annually | XX.XX% | XX.XX% | XX.XX% | Yes | Yes |  |  |  |  |  |  | XXXX | XXXX |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 20XX, 20XX, 20XX \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 20XX, 20XX, 20XX | Borrower - Executed 4506T Verified - 20XX, 20XX, 20XX \|\| Co Borrower - Executed 4506T Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 85.9 | XXXX | 85.9 | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 571929 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.730% | DU | Approve Ineligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A | XXXX | XXXX | XXXX |  | Annually | XX.XX% | XX.XX% | XX.XX% | No | No |  |  |  |  |  |  | XXXX | XXXX |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 147 | 35 | Work Number | Yes | 147 | 35 | Work Number | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX \|\| Co Borrower - Wage, Commission - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 4.8 | XXXX | 22.7 | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 592615 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.650% | DU | Unknown | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A | XXXX | XXXX | XXXX |  | Annually | XX.XX% | XX.XX% | XX.XX% | No |  |  |  |  |  |  |  | XXXX |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 3 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | XXXX | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 55 | XXXX | 55 | No | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 576769 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.660% | DU | Approve Eligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | Yes | XXXX | XXXX | XXXX |  | Monthly | XX.XX% | XX.XX% | XX.XX% | Yes |  |  |  |  |  |  |  | XXXX |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  | NA | 0 | No |  | Yes | 61 | 25 | Other |  |  | 0 |  | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 19 | XXXX | 19 | No | XXX | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 605496 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.620% | DU | Approve Ineligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A |  |  | XXXX |  |  | XX.XX% | XX.XX% | XX.XX% | No | No |  |  |  |  |  |  | XXXX | XXXX |  |  |  |  | Full Doc | 1 | 1 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 1 YR Executed 4506T Verified - 20XX, 20XX \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 1 YR Executed 4506T Verified - 20XX, 20XX | Borrower - 1 YR Executed 4506T Verified - 20XX, 20XX \|\| Co Borrower - 1 YR Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 4.9 | XXXX | 15 | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 591867 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.650% | DU | Approve Ineligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A |  |  | XXXX |  |  | XX.XX% | XX.XX% | XX.XX% | No | No |  |  |  |  |  |  | XXXX | XXXX |  |  |  |  | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% |  | XXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 68 | 27 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX \|\| Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX \|\| Co Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 42.5 | XXXX | 42.5 | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 605827 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.650% | Manual Underwriting | Manual Underwriting | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A | XXXX | XXXX | XXXX |  | Monthly | XX.XX% | XX.XX% | XX.XX% | No |  |  |  |  |  |  |  | XXXX |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 2 | 0 |  |  | 2 | 2 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | XXXX | N/A | 0 | N/A |  |  | NA | 0 | No |  | NA | 0 | 0 | N/A |  |  | 0 |  | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus, Other - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 50.8 | XXXX | 50.8 | No | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |  |  |  |  |
| 598962 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.660% | Manual Underwriting | Manual Underwriting | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A |  |  | XXXX |  |  | XX.XX% | XX.XX% | XX.XX% | No | No |  |  |  |  |  |  | XXXX | XXXX |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 166 | 26 | FNMA 1005 | Yes | 38 | 25 | Work Number | No | 0 |  | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX \|\| Co Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX \|\| Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 7.6 | XXXX | 21.4 | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 599275 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.650% | DU | Approve Ineligible | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A |  |  | XXXX |  |  | XX.XX% | XX.XX% | XX.XX% | No | No |  |  |  |  |  |  | XXXX | XXXX |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | XXXX | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | Yes | 91 | 27 | Work Number | Yes | 48 | 14 | Work Number | No | 0 |  | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX \|\| Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 25.2 | XXXX | 25.2 | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |
| 594811 | XXXX |  |  | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.700% | Manual Underwriting | Manual Underwriting | No | XX.XX% |  | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX |  | N/A | XXXX | XXXX | XXXX |  | Annually | XX.XX% | XX.XX% | XX.XX% | No | No |  |  |  |  |  |  | XXXX | XXXX |  |  |  |  | Full Doc | 0 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 145 | 27 | FNMA 1005 | No | 0 |  | N/A | Borrower - Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No |  |  | No | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  | XXXX | XXXX | XXXX | XXXX |  | XXXX | XXXX | XX-XX-XXXX |  |  | XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXXX | 10.8 | XXXX | 10.8 | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |  |  |  |  |

---

## Exhibit 99.24

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.24**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| **LoanRecordID** | **Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| 504122 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XX.XX | XX.XX | XXXXXX |  | XX.XX% | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.1 | XX-XX-XXXX |
| 510594 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XX.XX | XX.XX | XXXXXX |  | XX.XX% | Loan Collateral Advisor (LCA) | XXXXXX |  | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | .0000 | XXXXXX | Low | XX-XX-XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | XX-XX-XXXX | Not Eligible |  |  |
| 509825 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XX.XX | XX.XX | XXXXXX |  | XX.XX% | Loan Collateral Advisor (LCA) | XXXXXX |  | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | .0000 | XXXXXX | Low | XX-XX-XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | XX-XX-XXXX | Not Eligible |  |  |
| 511488 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XX.XX | XX.XX | XXXXXX |  | XX.XX% | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX-XX-XXXX | Eligible |  |  |
| 510544 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | None - Appraisal Waiver | XXXXXX | XX.XX | XX.XX |  |  |  |  | XXXXXX | XXXXXX | -.0119 | AVM |  |  |  |  |  | XXXXXX | XXXXXX | XX% | XX | XX | XXXXXX | XXXX | XX-XX-XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| 512885 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1073 Individual Condo Report | XXXXXX | XX.XX | XX.XX | XXXXXX |  | XX.XX% | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX-XX-XXXX | Eligible |  |  |
| 514926 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1073 Individual Condo Report | XXXXXX | XX.XX | XX.XX | XXXXXX |  | XX.XX% | Loan Collateral Advisor (LCA) | XXXXXX |  | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | .0000 | XXXXXX | Low | XX-XX-XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX-XX-XXXX | Not Eligible |  |  |
| 519669 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XX.XX | XX.XX | XXXXXX |  | XX.XX% | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2 | XX-XX-XXXX | Eligible |  |  |
| 523042 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX |  | XXXXXX | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XX.XX | XX.XX | XXXXXX |  | XX.XX% | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX-XX-XXXX |
| 525440 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XX.XX | XX.XX | XXXXXX |  | XX.XX% | Collateral Underwriter (CU) | XXXXXX |  | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | .0000 | XXXXXX | Moderate | XX-XX-XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.5 | XX-XX-XXXX |
| 525836 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XX.XX | XX.XX | XXXXXX |  | XX.XX% | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | .0000 | XXXXXX | Low | XX-XX-XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX-XX-XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.5 | XX-XX-XXXX |
| 527566 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX |  |  | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XX.XX | XX.XX | XXXXXX |  | XX.XX% | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XX-XX-XXXX |
| 537703 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XX.XX | XX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 535820 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XX.XX | XX.XX | XXXXXX |  | XX.XX% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | .0000 | XXXXXX | Low | XX-XX-XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX-XX-XXXX |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 544330 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XX.XX | XX.XX | XXXXXX |  | XX.XX% | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.8 | XX-XX-XXXX |
| 537432 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX |  |  | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XX.XX | XX.XX | XXXXXX |  | XX.XX% | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.1 | XX-XX-XXXX |
| 537486 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XX.XX | XX.XX | XXXXXX |  | XX.XX% | Collateral Underwriter (CU) | XXXXXX |  | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | .0000 | XXXXXX | Moderate | XX-XX-XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.4 | XX-XX-XXXX |
| 537433 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XX.XX | XX.XX | XXXXXX |  | XX.XX% | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX-XX-XXXX |
| 539498 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | None - Appraisal Waiver | XXXXXX | XX.XX | XX.XX |  |  |  |  | XXXXXX | XXXXXX | .0118 | AVM |  |  |  |  |  | XXXXXX | XXXXXX | XX% | XX | XX | XXXXXX | XXXX | XX-XX-XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| 538275 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | None - Appraisal Waiver | XXXXXX | XX.XX | XX.XX |  |  |  |  | XXXXXX | XXXXXX | -.0515 | AVM |  |  |  |  |  | XXXXXX | XXXXXX | XX% | XX | XX | XXXXXX | XXXX | XX-XX-XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible |  |  |
| 544513 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XX.XX | XX.XX |  |  |  |  | XXXXXX |  | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | .0000 | XXXXXX | Low | XX-XX-XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.9 |  |
| 546088 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XX.XX | XX.XX | XXXXXX |  | XX.XX% | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX-XX-XXXX |
| 548958 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1073 Individual Condo Report | XXXXXX | XX.XX | XX.XX | XXXXXX |  | XX.XX% | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX-XX-XXXX |
| 550055 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XX.XX | XX.XX | XXXXXX |  | XX.XX% | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX-XX-XXXX |
| 550730 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XX.XX | XX.XX | XXXXXX |  | XX.XX% | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.2 | XX-XX-XXXX |
| 551995 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XX.XX | XX.XX | XXXXXX |  | XX.XX% | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX-XX-XXXX | Eligible |  |  |
| 551996 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XX.XX | XX.XX | XXXXXX |  | XX.XX% | Loan Collateral Advisor (LCA) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX-XX-XXXX | Eligible |  |  |
| 551997 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XX.XX | XX.XX | XXXXXX |  | XX.XX% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | .0000 | XXXXXX | Low | XX-XX-XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 4 |  |
| 552791 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1073 Individual Condo Report | XXXXXX | XX.XX | XX.XX | XXXXXX |  | XX.XX% | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX-XX-XXXX |
| 554643 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1073 Individual Condo Report | XXXXXX | XX.XX | XX.XX | XXXXXX |  | XX.XX% | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 | XX-XX-XXXX |
| 570401 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XX.XX | XX.XX | XXXXXX |  | XX.XX% | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.3 | XX-XX-XXXX |
| 576770 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XX.XX | XX.XX | XXXXXX |  | XX.XX% | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Eligible | 2.2 | XX-XX-XXXX |
| 575240 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XX.XX | XX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1.6 |  |
| 563398 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX | XXXXXX | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XX.XX | XX.XX |  |  |  |  | XXXXXX |  | .0000 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | .0000 | XXXXXX | Moderate | XX-XX-XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Not Eligible |  |  |
| 571929 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX |  | XXXXXX | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XX.XX | XX.XX | XXXXXX |  | XX.XX% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | .0000 | XXXXXX | Low | XX-XX-XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX-XX-XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 4.1 |  |
| 592615 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XX.XX | XX.XX | XXXXXX |  | XX.XX% | Collateral Underwriter (CU) | XXXXXX | XXXXXX | -.0769 | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX | XXXXXX | -.0769 | XXXXXX | Moderate | XX-XX-XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3 | XX-XX-XXXX |
| 576769 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1073 Individual Condo Report | XXXXXX | XX.XX | XX.XX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XX-XX-XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 605496 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XX.XX | XX.XX | XXXXXX |  | XX.XX% | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.5 | XX-XX-XXXX |
| 591867 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XX.XX | XX.XX | XXXXXX |  | XX.XX% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | .0000 | XXXXXX | Low | XX-XX-XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 2.9 |  |
| 605827 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX |  | XXXXXX | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XX.XX | XX.XX | XXXXXX |  | XX.XX% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | .0000 | XXXXXX | Moderate | XX-XX-XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 598962 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XX.XX | XX.XX | XXXXXX |  | XX.XX% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | .0000 | XXXXXX | Moderate | XX-XX-XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 3.7 |  |
| 599275 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XX.XX | XX.XX | XXXXXX |  | XX.XX% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | .0000 | XXXXXX | Low | XX-XX-XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |
| 594811 | XXXXXX |  |  | XX-XX-XXXX | XXXXXX | XXXXXX |  | XXXXXX | XX-XX-XXXX | 1004 URAR | XXXXXX | XX.XX | XX.XX | XXXXXX |  | XX.XX% | Desk Review |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXXXXX |  | .0000 | XXXXXX | Low | XX-XX-XXXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 1 |  |

---

## Exhibit 99.25

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.25**

![](ex9925001.jpg)

**EXECUTIVE SUMMARY**<br> **RMCT 2025-J3**

**<u>Description of the due diligence performed</u>**

**Overview of the assets that were reviewed**

Incenter Lender Services LLC, c/k/a Incenter Diligence Solutions ("Incenter Diligence"), performed an independent third-party due diligence review of 22 loans acquired by Radian Mortgage Capital LLC (the "Client"). The review was performed from March 2025 through June 2025 using the scope of review described herein, which was agreed to at the time of review. The results of the review performed by Incenter Diligence only reflect information concerning the related loans on which such review was performed as of the date such review was performed based on the scope of review used as of the date such review was performed and not as of any subsequent date. Incenter Diligence has not subsequently performed any review with respect to the loans, and Incenter Diligence will not be required to complete or provide any additional, new, or refreshed review or results with respect to the loans.

**Sampling of assets**

Incenter Diligence follows the nationally recognized statistical rating organizations, NRSRO(s), criteria. For all originators, Incenter Diligence performed review on 100% of the loans. The loan population was 22 loans for an aggregate original principal balance of $16,512,073.00.

The review was conducted in accordance with the following NRSRO(s) Third Party Due Diligence Criteria:

---

| | |
|:---|:---|
| &nbsp;&nbsp;**Identity of NRSRO** | &nbsp;&nbsp;**Title and Date of Criteria** |
| &nbsp;&nbsp;Fitch Ratings, Inc. | &nbsp;&nbsp;U.S. RMBS Rating Criteria, April 18, 2023 |
| &nbsp;&nbsp;Kroll Bond Rating Agency, LLC | &nbsp;&nbsp;U.S. RMBS Rating Methodology, February 2, 2021 |

---

**Data integrity, review scope and methodology**

**Data Integrity –** Incenter Diligence performed a data integrity analysis by comparing the information in the loan file against the data tape supplied by the Client to ascertain accuracy and completeness. All discrepancies are reported on the Data Comparison Report.

The data comparison consisted of the following data fields:

---

| |
|:---|
| &nbsp;&nbsp;**Data Compare Field Name** |
| &nbsp;&nbsp;Amortization Term |
| &nbsp;&nbsp;Borrower 1 First Name |
| &nbsp;&nbsp;Borrower 1 Last Name |
| &nbsp;&nbsp;Borrower 2 First Name |
| &nbsp;&nbsp;Borrower 2 Last Name |
| &nbsp;&nbsp;Borrower 1 FTHB |
| &nbsp;&nbsp;Borrower 2 FTHB |
| &nbsp;&nbsp;Doc Type |
| &nbsp;&nbsp;First Payment Date |

---

Page **1** of **18**

![](ex9925001.jpg)

---

| |
|:---|
| &nbsp;&nbsp;Interest Only Flag |
| &nbsp;&nbsp;Lien Position |
| &nbsp;&nbsp;Loan Purpose |
| &nbsp;&nbsp;Loan Type |
| &nbsp;&nbsp;Maturity Date |
| &nbsp;&nbsp;Note Date |
| &nbsp;&nbsp;Number of Units |
| &nbsp;&nbsp;Occupancy |
| &nbsp;&nbsp;Original Interest Rate |
| &nbsp;&nbsp;Original Loan Amount |
| &nbsp;&nbsp;Original Loan Term |
| &nbsp;&nbsp;Original P&I |
| &nbsp;&nbsp;Prepayment Penalty |
| &nbsp;&nbsp;Property Address |
| &nbsp;&nbsp;Property City |
| &nbsp;&nbsp;Property State |
| &nbsp;&nbsp;Property Zip Code |
| &nbsp;&nbsp;Property Type |
| &nbsp;&nbsp;QM Designation |
| &nbsp;&nbsp;Qualifying Appraised Value |
| &nbsp;&nbsp;Qualifying CLTV |
| &nbsp;&nbsp;Qualifying FICO |
| &nbsp;&nbsp;Qualifying LTV |
| &nbsp;&nbsp;Qualifying Total DTI |
| &nbsp;&nbsp;Refinance Type |
| &nbsp;&nbsp;Sales Price |
| &nbsp;&nbsp;Subordinate Lien Amount |
| &nbsp;&nbsp;Underwriting Guideline Name |

---

**Underwriting Conformity (<u>Standard Residential Loans</u>)**

Incenter Diligence performed a complete review of all loan files, as supplied by the Client, to determine whether the loans were originated in accordance with the underwriting guidelines provided by the Client (which, for the avoidance of doubt, may be either the Client's or a third party's underwriting guidelines), eligibility requirements, Ability to Repay (ATR), Qualified Mortgage and Appendix Q requirements (where applicable), and applicable Policies & Procedures, noting any exceptions and compensating factors. The review included, where applicable, the following items:

**Conformance to Ability to Repay (ATR) standards** – Incenter Diligence reviewed each loan to validate that the underwriter correctly assessed the borrower's ability to repay based on employment and credit/repayment history, income and assets, projected monthly payment and current obligations, debt to income ratio, and other information provided to support ability to repay prior to originating the loan.

**An evaluation of Qualified Mortgage and Appendix Q requirements, if applicable** – Based on the information provided, Incenter Diligence will review each loan to determine that it satisfies all requirements for a Qualified

Page **2** of **18**

![](ex9925001.jpg)

Mortgage, if designated as such, including an evaluation of points and fees, risk factors associated with the loan terms, re-calculation of debt to income and a review of all income and assets.

**Credit, Income, Assets and Employment**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. Validate
 that the appropriate employment and income documentation, such as pay stubs, tax transcripts,
 and bank statements, was provided and used to accurately qualify the borrower according
 to guidelines. Recalculate the borrower's income and debt to determine the appropriate
 debt to income ratio in accordance with the guidelines. Validate borrower's employment
 history and confirm that the appropriate income and assets were used to qualify. Make
 a reasonable assessment of whether there are any indications that income documentation
 may be fraudulent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. Validate
 that assets used to qualify the borrower match the documentation in the file and the
 information used to calculate down payment, closing costs, and reserves meet program
 guideline requirements.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;C. Review
 exceptions, compensating factors and underwriter comments, if available.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;D. Review
 program guidelines against the loan approval for discrepancies such as:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Employment
 requirements;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Income
 requirements;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Asset
 requirements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;E. Review
 the loan approval against all supporting documentation and loan application to verify
 accuracy.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;F. Review
 the initial loan application against the final loan application or other loan applications
 found in the file to validate the application was signed and properly completed and to
 expose discrepancies.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;G. Confirm
 that credit report(s) and verification of mortgage or rental history, when required,
 have been provided for all borrowers/guarantors, are consistent with loan approval, and
 meet guideline requirements. Verify whether any fraud alerts are listed on the credit
 reports and make a reasonable assessment of whether the borrower's profile adheres
 to applicable guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;H. Review
 the loan file for inconsistencies based on information derived from source documentation
 provided in the loan file, for the purposes of identifying misrepresentations contained
 in the loan file, including with respect to occupancy and mortgage liabilities.

**Occupancy, Taxes, Title and Insurance**

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. Review
 source documents for consistency with regard to subject property occupancy intent.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. Review
 the title report for possible judgments and other liens that may have existed upon origination;
 verify chain of title, as required by guidelines.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;C. Verify
 and validate the file contains sufficient property insurance coverage as required by
 guidelines; confirm property insurance policy contains appropriate mortgagee clause.
 For subject properties located in a Special Flood Hazard Area where flood insurance is
 required, verify and validate the file contains sufficient flood insurance coverage as
 required by guidelines and that flood insurance policy contains appropriate mortgagee
 clause.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;D. Review
 property details on appraisal including a review for ineligible properties.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;E. Verify
 that Business Purpose Affidavit and Occupancy Affidavit, if applicable, were executed
 by the borrowers/guarantors and confirm that document addresses are consistent with subject
 property address and do not match the primary residence address.

**Underwriting Conformity (<u>Business Purpose/DSCR</u>)**

For each loan, Incenter Diligence validated conformance to Client supplied and program requirements and noted any exceptions. Unless otherwise directed by the Client, no regulatory compliance review was performed.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. Validate
 Conformance to Product Type and Eligibility

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Financing
 Terms

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Loan
 Product

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Seasoning

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Geographic
 Requirements

Page **3** of **18**

![](ex9925001.jpg)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Loan
 Amount

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. LTV/CLTV

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. Transaction
 Types: Verify Conformance with Business Purpose Loan Requirements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Business
 Purpose Affidavit – verify signed Borrower Statement of Business Purpose is present
 in the file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Non-Owner
 Occupancy – verify Occupancy certification is present in the file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Validate
 that there is no information in the loan that contradicts occupancy type

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;C. Review
 Debt Service Coverage Ratio

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;D. Review
 Cash Flow and Expense Factor

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;E. Review
 Hazard/Flood Insurance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;F. Review
 preliminary Title Report/Commitment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;G. Credit
 Review

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Validate
 documentation requirements

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. Verify
 acceptable Residency Status

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Review
 credit reports used to qualify borrower, as well as consumer credit history/charge offs/collections,
 and cite any exceptions or unusual findings

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Evaluate
 credit scores and tradelines against guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Evaluate
 other debt obligations (alimony, child support, etc.)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. If
 required, verify that a 3rd party fraud report (DataVerify, etc.) is contained in the
 loan file and review findings to confirm all deficiencies were resolved

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Evaluate
 borrower's mortgage/rental payment history using credit reports or other information
 supplied in the loan file

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Verify
 that all judgements/liens/tax liens have been satisfied

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Verify
 that any bankruptcy, foreclosure or forbearance activity is in accordance with guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Perform
 a review of all asset information supplied in the loan file against guidelines

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. Evaluate
 borrowers' asset utilization and verify sufficient liquid assets to supplement
 income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10. Perform
 a rental income analysis using the information supplied in the loan file as per the guidelines

**Property Valuation Review (Standard Residential and Business Purpose/DSCR Loans)**

Incenter Diligence reviewed all loans to validate the original appraisal report was provided in the loan file and that it is substantially complete. The evaluation will include the following components:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A. Review
 the original appraisal report to ensure the valuation was performed by a licensed appraiser
 and in accordance with guidelines,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;B. Verify
 subject property type meets applicable guidelines,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;C. Note
 any exceptions to stated value or appraisal guidelines,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;D. Verify
 value used to calculate LTV/CLTV and note any deviations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;E. Verify
 that the loan and property data within the appraisal report matches the loan documents.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;F. Review
 the appraisal report to ensure report value is "as is" or, if report is "subject
 to", that there is an associated completion report resolving all noted issues,
 and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;G. Review
 additional valuation products in the file; if there is a variance greater than 10% below
 the appraisal value, Client will be notified and an additional independent valuation
 product will be obtained as requested.

**Regulatory Compliance Review (Standard Residential Loans Only, Unless Otherwise Requested)**

Incenter Diligence's Regulatory Compliance analysis is intended to expose certain potential risk associated with the loans examined. It is strictly limited to the review scope outlined below and is based solely on the accuracy of the documentation and data supplied by the Client or other agreed upon third parties. The review findings are not guaranteed to encompass all critical elements related to the underwriting, origination or regulatory compliance status of the loans examined. Further, the findings are not to be construed as guidance on future indicators of positive or negative performance.

Page **4** of **18**

![](ex9925001.jpg)

Incenter Diligence will perform a review of all loans supplied by the Client to verify all documentation provided is complete and complies with all applicable federal and state regulatory requirements, in addition to following the RMBS 4.0 TRID Compliance Review Scope published by the Structured Finance Industry Group (now the Structured Finance Association or "SFA") (the "SFIG Compliance Review Scope"), as amended from time to time, and the advice of outside counsel. As it relates to TILA-RESPA Integrated Disclosures ("TRID") testing, Incenter Diligence works with outside counsel on an ongoing basis to understand and interpret compliance regulations based on recent guidance by the Consumer Financial Protection Bureau (the "CFPB") that has created deviations in the TRID review scope and related exceptions/cures. The TRID-related review scope, outlined below and not performed for investment properties, will continue to be amended where appropriate as future guidance and rules are published. Incenter Diligence's conclusions are representative of best efforts to identify material risks and exceptions associated with each loan based on interpretation of the continually evolving regulations. Incenter Diligence maintains an active dialogue with outside counsel, Clients, Rating Agencies, SFA and other parties when interpreting compliance regulations and amending the review scope to accurately expose the risk associated with a loan. However, no guaranties can be made that the Review includes all areas of risk that may be present in the Transaction. In addition to the foregoing, Incenter Diligence utilizes nationally recognized integrated compliance analyzer tools.

Incenter Diligence does not employ personnel who are licensed to practice law in the various jurisdictions and the findings set forth in the reports prepared by Incenter Diligence do not constitute legal advice or opinions. They are recommendations or conclusions based on information provided to Incenter Diligence. All final decisions as to whether to purchase or enter into a transaction related to any individual loan or the loans in the aggregate and any legal conclusions, including the potential liability related to the purchase or other transaction involving any such loan or loans, shall be made solely by the clients that have engaged Incenter Diligence to prepare their reports pursuant to their instructions and guidelines. Client acknowledges and agrees that the scoring models applied by Incenter Diligence are designed to identify potential risk and the Client assumes sole responsibility for determining the suitability of the information for its particular use.

Incenter Diligence reviews each loan to validate compliance with the following federal and state regulatory requirements, whenever applicable.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**A.** **Truth In Lending Act - 12 CFR §1026 ("TILA")** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Federal
 TILA

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Finance
 Charge Test (12 CFR §1026.18(d)(1))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. It
 is understated by no more than $100; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. It
 is greater than the amount required to be disclosed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Rescission
 Finance Charge Test (12 CFR §1026.23(h)(2)(i))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. It
 is understated by no more than $35; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. It
 is greater than the amount required to be disclosed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Rescission
 Total of Payments Test ((12 CFR §1026.23(h)(2)(ii))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Is
 understated by no more than $35; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Is
 greater than the amount required to be disclosed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Foreclosure
 Rescission Finance Charge and Total of Payments Tests (12 CFR §1026.23(h))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. APR
 Test 12 CFR (§1026.22(a)(2), (4))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 disclosed annual percentage rate (APR) is considered accurate because it is not more
 than 1/8 of 1 percentage (for regular transactions) or 1/4 of 1 percentage (for irregular
 transactions) point above or below the APR as determined in accordance with the actuarial
 method; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. The
 disclosed APR results from the disclosed finance charge, and the disclosed finance charge
 is considered accurate under §1026.18(d)(1) (the finance charge test), or for purposes
 of rescission the disclosed finance charge is considered accurate under

Page **5** of **18**

![](ex9925001.jpg)

§1026.23(g) or (h) (the rescission finance charge test or the foreclosure rescission finance charge test), whichever applies

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Right
 of Rescission Test (12 CFR §1026.23(a)(3), §1026.15(a)(3))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 funding date is not before the third business day following consummation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. The
 consumer may exercise the right to rescind until midnight of the third business day following
 consummation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Validate
 Right of Rescission Notice was provided, and the correct form was used

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Dual
 Broker Compensation Test (12 CFR §1026.36(d)(2))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If
 any loan originator receives compensation directly from a consumer in a consumer credit
 transaction secured by a dwelling, no loan originator shall receive compensation, directly
 or indirectly, from any other person other than the consumer in connection with the transaction
 for loan origination activities

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Loan
 Originator Credits Test (12 C.F.R. §1026.36(d)(1))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Test
 that the initial disclosure (GFE/TIL/LE) does not contain any broker fees paid by the
 broker

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Financing
 of Single Premium Credit Insurance Test (12 CFR §1026.36 (i))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. A
 creditor may not finance, directly or indirectly, any premiums or fees for credit insurance
 in connection with a consumer credit transaction secured by a dwelling (including a home
 equity line of credit secured by the consumer's principal dwelling)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. TIL
 Disclosure (Pre-TRID)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. TIL
 Disclosure Date Test (12 CFR §1026.17(b),1026.19(a))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 loan is a mortgage transaction subject to the Real Estate Settlement Procedures Act (12
 U.S.C. §2601 et seq.) that is secured by the consumer's dwelling; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. The
 initial TIL disclosure date is not later than the third business day (counting days on
 which the creditor's offices are open to the public for carrying on substantially
 all of its business functions) after the creditor receives the consumer's written
 application; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. The
 initial TIL disclosure date is not later than the seventh business day (counting all
 calendar days except Sunday and specified legal public holidays) before consummation
 of the transaction, or the application date of the loan is before July 30, 2009; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. The
 loan is a "residential mortgage transaction" subject to the Real Estate Settlement
 Procedures Act (12 U.S.C. §2601 et seq.); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. The
 initial TIL disclosure date is before consummation or three business days after the creditor
 receives the consumer's written application, whichever is earlier; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Test
 the final TIL disclosure and any re-disclosed TIL(s); and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. The
 final TIL disclosure is properly executed; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. The
 final TIL disclosure and any re-disclosed TIL(s) is properly completed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. TILA
 RESPA Integrated Disclosures (TRID)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Initial
 Loan Estimate Delivery Date Test (from application) (12 CFR §1026.19(e)(1)(iii)(A))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 creditor shall deliver or place in the mail the disclosures required under §1026.19(e)(1)(i)
 (provision of loan estimate form) not later than the third business day after the creditor
 receives the consumer's application

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Initial
 Loan Estimate Delivery Date Test (prior to consummation) (12 CFR §1026.19(e)(1)(iii)(B))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 creditor shall deliver or place in the mail the disclosures required under §1026.19(e)(1)(e)(1)(i)
 (provision of loan estimate form) not later than the seventh business day before consummation
 of the transaction

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Loan
 Estimate (12 CFR §1026.19 and 37)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Verify
 applicable sections of the disclosure determined to carry assignee liability were accurately
 completed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Verify
 final Loan Estimate was provided to borrower prior to the Closing Disclosure

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Written
 List of Service Providers (SSPL) Disclosure Date Test (12 CFR §1026.19(e)(1)(vi))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If
 the consumer is permitted to shop for a settlement service, the creditor shall provide
 the consumer with a written list identifying available providers of that settlement service
 and stating that the consumer may choose a different provider for that service. The creditor
 must identify at least one available provider for each settlement service for which the
 consumer is permitted to shop. The creditor shall provide this written list of settlement
 service providers separately from the disclosures required by §1026.19(e)(1)(e)(1)(i)
 but in accordance with the timing requirements in §1026.19(e)(1)(e)(1)(iii)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Revised
 Loan Estimate Delivery Date Test (prior to consummation) (12 CFR §1026.19(e)(4)(ii))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 creditor shall not provide a revised version of the disclosures required under §1026.19(e)(1)(i)
 on or after the date on which the creditor provides the disclosures required under §1026.19(f)(1)(i).
 The consumer must receive a revised version of the disclosures required under §1026.19(e)(1)(i)
 not later than four business days prior to consummation. If the revised version of the
 disclosures required under §1026.19(e)(1)(i) is not provided to the consumer in
 person, the consumer is considered to have received such version three business days
 after the creditor delivers or places such version in the mail

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Valid
 Change of Circumstances Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 changed circumstance(s) form was provided and the reason for re-disclosure is:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Changed
 circumstance affecting settlement charges; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Changed
 circumstance affecting eligibility; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Revisions
 requested by the consumer; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Expiration
 of initial loan estimate; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Delayed
 settlement date on a construction loan for new construction transactions only; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. The
 date the rate was set was not provided and interest rate dependent charges change once
 the interest rate is locked; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. The
 reason for re-disclosure is "Decrease in charges affecting settlement or eligibility,
 a consumer-requested revision, or other non-tolerance-related re-disclosure;" or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. The
 initial loan estimate was not delivered timely

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Initial
 Closing Disclosure Delivery Date Test (12 CFR §1026.19(f)(1)(ii))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 creditor shall ensure that the consumer receives the disclosures required under paragraph
 §1026.19(f)(1)(i) no later than three business days before consummation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Closing
 Disclosure Test (12 CFR §1026.19 and 38)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Verify
 applicable sections of the disclosure determined to carry assignee liability were accurately
 completed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Revised
 Closing Disclosure Delivery Date Test (waiting period vs. no waiting period required)
 (12 CFR §1026.19(f)(2)(i) & (ii))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If
 the disclosures provided under §1026.19(f)(1)(i) become inaccurate before consummation,
 the creditor shall provide corrected disclosures reflecting any changed terms to the
 consumer so that the consumer receives the corrected disclosures at or before consummation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. If
 the consumer determines that the extension of credit is needed to meet a bona fide personal
 financial emergency, the consumer may modify or waive the three-business-day waiting
 period for the revised closing disclosure after receiving the disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;j. TRID
 Tolerance Testing - Charges That Cannot Increase Test (12 CFR §1026.19(e)(3)(i))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. An
 estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the
 charge paid by or imposed on the consumer does not exceed the amount originally disclosed
 under §1026.19(e)(1)(i)

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;k. TRID
 Tolerance Testing - Charges That in Total Cannot Increase More Than 10% Test (12 CFR
 §1026.19(e)(3)(ii))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 aggregate amount of charges for third-party services and recording fees paid by or imposed
 on the consumer does not exceed the aggregate amount of such charges disclosed under
 §1026.19(e)(1)(i) by more than 10 percent

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;l. TRID
 Tolerance Testing - Lender Credits That Cannot Decrease Test (12 CFR §1026.19(e)(3)(i))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. An
 estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the
 charge paid by or imposed on the consumer does not exceed the amount originally disclosed
 under §1026.19(e)(1)(i)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;m. TRID
 Reimbursement Amount Test (12 CFR §1026.19(f)(2)(v))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Refunds
 related to the good faith analysis. If amounts paid by the consumer exceed the amounts
 specified under §1026.19(e)(3)(i) or (ii), the creditor complies with §1026.19(e)(1)(i)
 if the creditor refunds the excess to the consumer no later than 60 days after consummation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;n. TRID
 Reimbursement Date Test (12 CFR §1026.19(f)(2)(v))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Refunds
 related to the good faith analysis. If amounts paid by the consumer exceed the amounts
 specified under §1026.19(e)(3)(i) or (ii), the creditor complies with §1026.19(e)(1)(i)
 if the creditor refunds the excess to the consumer no later than 60 days after consummation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o. Disclosure
 of Escrow Account (§1026.38(l)(7))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If
 the loan indicates an escrow account will be established

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verify
 all amounts disclosed in the Projected Payments Table are accurate (§1026.38(c);
 §1026.37(c))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verify
 all amounts disclosed in the Estimated Taxes, Insurance and Assessments (ETIA) are accurate
 (§1026.37(c)(4),(5))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Verify
 all amounts disclosed in Section G – Initial Escrow Payment and Closing are accurate
 (§1026.37(g)(3))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Verify
 all amounts disclosed in the Escrow Account Section are accurate (§1026.38(l)(7))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. If
 the loan indicates an escrow account will not be established

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Verify
 all amounts disclosed in the Projected Payments Table are accurate (§1026.38(c);
 (§1026.37(c))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Verify
 all amounts disclosed in the Estimated Taxes, Insurance and Assessments (ETIA) are accurate
 (§1026.37(c)(4), (5))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Verify
 all amounts disclosed in the Escrow Account Section are accurate (§1026.38(l)(7))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;p. Disclosure
 of Seller Paid Closing Costs (§1026.38(t)(5)(v)(B))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. In
 transactions involving a seller, validate whether the lender disclosed all costs being
 paid by the seller on the borrowers Closing Disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. If
 seller paid fees are present on the borrower's Closing Disclosure, review the seller's
 Closing Disclosure or alternative documentation for accuracy of disclosure

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;q. Post-consummation
 Event and Revised Closing Disclosure Delivery Date Test

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 post-consummation revised closing disclosure delivery date is not more than 60 calendar
 days after the consummation date, or closing / settlement date if no consummation date
 was provided; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. The
 provided reimbursement date is not more than 60 calendar days after the consummation
 date, or closing / settlement date if no consummation date was provided

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;r. Non-numeric
 Clerical Error and Post-consummation Revised Closing Disclosure Delivery Date Test (12
 CFR §1026.19(f)(2)(iv))

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. A
 creditor does not violate §1026.19(f)(1)(i) if the disclosures provided under §1026.19(f)(1)(i)
 contain non-numeric clerical errors, provided the creditor delivers or places in the
 mail corrected disclosures no later than 60 days after consummation

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;s. Loan
 Calculation Test on the Closing Disclosure (12 CFR §1026.38))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Finance
 Charge

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Amount
 Financed

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Total
 of Payments

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Total
 Interest Percentage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. Qualified
 Mortgage / Ability To Repay – Dodd Frank

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Classification
 of QM designated loan

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Validate
 whether the mortgage loan is a Safe Harbor QM or Higher Priced QM by comparing the mortgage
 loan's actual annual percentage rate, as recalculated, to the applicable average
 prime offer rate plus a certain applicable percentage

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Determination
 of conformity thresholds (Safe Harbor or Rebuttable Presumption)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Negative
 Amortization Loan (12 CFR 1026.43(e)(2)(i)(A))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. A
 qualified mortgage is a covered transaction that provides for regular periodic payments
 that are substantially equal, except for the effect that any interest rate change after
 consummation has on the payment in the case of an adjustable-rate or step-rate mortgage,
 that does not result in an increase of the principal balance

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Interest
 Only Loan (12 CFR 1026.43(e)(2)(i)(B))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. A
 qualified mortgage is a covered transaction that provides for regular periodic payments
 that are substantially equal, except for the effect that any interest rate change after
 consummation has on the payment in the case of an adjustable-rate or step-rate mortgage,
 that does not allow the consumer to defer repayment of principal

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Balloon
 Payment Loan (12 CFR 1026.43(e)(2)(i)(C))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. A
 qualified mortgage is a covered transaction that provides for regular periodic payments
 that are substantially equal, except for the effect that any interest rate change after
 consummation has on the payment in the case of an adjustable-rate or step-rate mortgage,
 that does not result in a balloon payment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. Loan
 Term (12 CFR 1026.43(e)(2)(iii))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. A
 qualified mortgage is a covered transaction for which the loan term does not exceed 30
 years

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Points
 and Fees (12 CFR §1026.43(e)(3))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Points
 and fees do not exceed the qualified mortgage points and fees threshold

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. DTI
 (12 CFR §1026.43(e)(2)(vi))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 ratio of the consumer's total monthly debt to total monthly income at the time
 of consummation does not exceed 43 percent, calculated in accordance with Appendix Q

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. For
 Fannie Mae and Freddie Mac, however, the revised QM rules become mandatory on July 1,
 2021, meaning that the QM Patch effectively terminates on July 1, 2021—and that
 all loans sold to Fannie and Freddie must comply with the revised QM rules, effective
 July 1, 2021.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. (iv)
 For creditors not selling loans to Fannie Mae and/or Freddie Mac, loans underwritten
 from March 1, 2021 until October 1, 2022 will continue to apply the legacy QM rules;
 however, commencing July 1, 2021, legacy QM loans must be underwritten to Appendix Q
 and NOT to the QM Patch.

Stated another way, since the FHFA terminated the QM Patch, loans underwritten to the QM Patch after July 1 are no longer eligible for sale to the GSEs, and in effect, the QM Patch disappeared after that date, notwithstanding the CFPB's intent for it to continue until

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October 1, 2022. Hence, for non-agency loans, underwritten between July 1, 2021 and October 1, 2022, legacy QM loans must be underwritten in accordance with Appendix Q.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Client
 is required to advise regarding which application of QM/DTI or QM/APR rule for loans
 with application dates between 03/01/2021 and 10/01/2022 for the proper evaluation of
 QM.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Loans
 underwritten after 10/1/2022 will be reviewed following the revised QM (QM 2.0) rules,

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. APR
 (12 CFR §1026.43(e)(2)(vi))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 loan APR is not to exceed the APOR plus percentage threshold, calculated according to
 12 CFR §1026.43(e)(2)(vi). With a QM/APR optional test period for loans with application
 dates between 03/01/2021 and 10/01/2022 and mandatory compliance and testing for loans
 after 10/01/2022.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. The
 APR on the loan does not exceed the threshold for the loan amount:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. For
 a first-lien loan with a loan amount greater than or equal to $110,260 (indexed for inflation),
 2.25 or more percentage points;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. For
 a first-lien loan with a loan amount greater than or equal to $66,156 (indexed for inflation),
 but less than $110,260 (indexed for inflation), 3.5 or more percentage points;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. For
 a first lien loan with a loan amount less than $66,156 (indexed for inflation), 6.5 or
 more percentage points;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. For
 a subordinate-lien loan with a loan amount great than or equal to $66,156 (indexed for
 inflation), 3.5 or more percentage points; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. For
 a subordinate-lien loan with a loan amount less than $66,156 (indexed for inflation),
 6.5 or more percentage points.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Revised
 QM (QM 2.0)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. QM/DTI
 test will cease as of application dates on or after 10/01/2022

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. In
 addition to the Generally Applicable Factors above, all Revised QM loans must meet the
 following:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Monthly
 Payment. The amount of the monthly payment on the loan is calculated using the maximum
 rate that may apply during the first five years and considers the monthly payment for
 simultaneous loans and mortgage obligations.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. Consider
 and Verify. The creditor considers and verifies the consumer's current or expected
 income and assets and debt and his DTI or residual income

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. As
 part of the "consider" requirement, Incenter Diligence will review the (i)
 creditor's policies and procedures provided by Client, as well as any exceptions
 thereto, for how the creditor takes into account the underwriting factors enumerated
 above, and (ii) the documentation retained by creditor, such as an underwriting worksheet
 or a final automated underwriting system certification, showing how the creditor took
 these factors into account in its ability-to-repay determination.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. Consider
 and Verify Safe Harbor (VSH). Creditor is deemed to have complied with this "verify"
 requirement if it complies with the verification standards in one or more of these following
 agency manuals:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Chapters
 B3-3 through B3-6 of the Fannie Mae Single Family Selling Guide, published June 3, 2020
 including all subsequent updates; Sections 5102 through 5500 of the Freddie Mac Single-Family
 Seller/Servicer Guide, published June 10, 2020 including all subsequent updates;

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;h. Sections
 II.A.1 and II.A.4-5 of the Federal Housing Administration's Single-Family Housing
 Policy Handbook, issued October 24, 2019 including all subsequent updates;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Chapter
 4 of the U.S. Department of Veterans Affairs' Lenders Handbook, revised February
 22, 2019 including all subsequent updates;

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;j. Chapter
 4 of the U.S. Department of Agriculture's Field Office Handbook for the Direct
 Single Family Housing Program, revised March 15, 2019 including all subsequent updates;
 and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;k. Chapters
 9 through 11 of the U.S. Department of Agriculture's Handbook for the Single-Family
 Guaranteed Loan Program, revised March 19, 2020 including all subsequent updates.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;l. For
 purposes of compliance with VSH, a creditor must comply with only those provisions in
 the manuals that require creditors to verify income, assets, debt obligations, alimony
 and child support using specified documents or to classify and count particular inflows,
 property, and obligations as income, assets, debt obligations, alimony, and child support.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;m. Revised
 versions of manuals. A creditor also complies with the verification safe harbor where
 it complies with revised versions of the manuals listed above provided that the two versions
 are "substantially similar".

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;n. The
 QM 2.0 Rule permits the creditor to "mix and match" verification standards
 from different agency manuals. Incenter Diligence will test the creditor's "verification"
 of third- party records in instances when the creditor either uses (i) its own procedures
 or alternatively, (ii) the verification standards of one or more of the agency handbooks
 listed above.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;o. Note:
 the Client must provide written policies and procedures and related documentation such
 as underwriter worksheets in order for Incenter Diligence to review loans under the QM
 2.0 Rules, and in particular, with regard to the "consider" and "verify"
 requirements. Further, if the Client intends to use the VSH, its written policies and
 procedures must specify the precise agency handbook(s) that it is relying on with specific
 references to the particular provisions addressing income, assets, debt obligations,
 alimony and child support using specified documents or to classify and count particular
 inflows, property, and obligations as income, assets, debt obligations, alimony, and
 child support—as well as the specific date(s) of the agency handbook(s) issuance,
 publication or revision. In addition, Incenter Diligence is not responsible for determining
 whether revised versions of the manuals listed above are "substantially similar"
 for purposes of the VSH; such a determination of the sole responsibility of the Client.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;p. Note:
 due to the inherent subjectivity of the foregoing "consider" and "verify"
 requirements, Incenter Diligence will review the Client's: (i) policies and procedures
 and worksheets and (ii) methods and criteria for verification of income and assets (regardless
 of whether the "safe harbor" is utilized) for content only, and will not
 opine whether such policies and procedures, worksheets and verification methods and criteria
 themselves comply with applicable law, and cannot guarantee that a court, governmental
 regulator, rating agency or another third party diligence provider would reach the same
 conclusions using such work product.

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Prepayment
 Penalty (12 CFR 1026.43(g))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. A
 covered transaction must not include a prepayment penalty unless:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 prepayment penalty is otherwise permitted by law; and the transaction:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Has
 an annual percentage rate that cannot increase after consummation;

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Is
 a qualified mortgage under paragraph (e)(2), (e)(4), or (f) of this section; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Is
 not a Higher Priced Mortgage Loan, as defined in § 1026.35(a)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Home
 Ownership and Equity Protection Act – HOEPA (Sections 32)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Federal
 HOEPA coverage (12 CFR §1026.32(a)(1)(i), (ii))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Tests
 that the loan is/is not secured by the consumer's principal dwelling; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Tests
 that the loan is/ is not an open-end credit plan; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. That
 the application date of the loan occurs before/after the effective date of October 1,
 1995; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. That
 the date the creditor received application occurs on or after January 10, 2014, the effective
 date of the High-Cost Mortgage amendments

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. High-Cost
 Mortgage APR threshold test (12 CFR §1026.32(a)(1)(i)(A), (C))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 loan is secured by a first-lien transaction, and the annual percentage rate (APR) does
 not exceed the Average Prime Offer Rate by more than 6.5%; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. The
 loan is a subordinate-lien transaction, and the annual percentage rate (APR), does not
 exceed the Average Prime Offer Rate by more than 8.5%

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. High-Cost
 Mortgage Points and Fees Threshold Test (12 CFR §1026.32(a)(1)(ii)(A), (B))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 total points and fees do not exceed allowable limits per the given loan amount

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;d. High-Cost
 Mortgage Prepayment Penalty Threshold Test (12 CFR §1026.32(a)(1)(iii))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. The
 loan contract or open-end credit agreement does not allow the creditor to charge:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. A
 prepayment penalty more than 36 months after consummation or account opening; or

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Prepayment
 penalties that can exceed, in total, more than 2 percent of the amount prepaid

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;e. High-Cost
 Mortgage (12 CFR §1026.32(a)(1))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;f. High-Cost
 Mortgage Repayment Ability Test (12 CFR §1026.34(a)(4), 1026.43)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;g. Other
 high-costs tests pursuant to (12 CFR §1026.32(a)(1))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Timing
 of disclosures

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Balloon
 payment

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iii. Negative
 amortization

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;iv. Prepayment
 penalty

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;v. Pre-loan
 counseling

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vi. Late
 charges

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;vii. Grace
 period

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;viii. Financing
 of points and fees

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Higher
 Priced Mortgage Loan – HMPL (12 CFR §1026.35)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Higher
 Priced Mortgage Loan tests (12 CFR §1026.35(a))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Higher
 Priced Mortgage Loan required escrow account test (12 CFR §1026.35(b))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. Higher
 Priced Mortgage Loan required appraisal test (12 CFR §1026.35(c))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Prohibited
 Acts – Brokers Comp

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Broker
 Compensation Test (12 CFR §1026.36(d)(2)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. If
 any loan originator receives compensation directly from a consumer in a consumer credit
 transaction secured by a dwelling:

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. No
 loan originator shall receive compensation, directly or indirectly, from any person other
 than the consumer in connection with the transaction; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. No
 person who knows or has reason to know of the consumer-paid compensation to the loan
 originator (other than the consumer) shall pay any compensation to a loan originator,
 directly or indirectly, in connection with the transaction

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Nationwide
 Mortgage Licensing System (NMLS) Tests (12 CFR §1026.36)

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&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. review
 for presence of mortgage loan originator organization and individual mortgage loan originator
 name and NMLSR ID, as applicable, on the credit application, note or mortgage loan contract,
 security instrument, Loan Estimate and Closing Disclosure; and

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. verify
 the data against the NMLSR database, as available

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**B.** **Real Estate Settlement Procedures Act – 12 CFR §1024 ("RESPA")** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Federal
 RESPA

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Homeownership
 Counseling Organizations Disclosure Date Test (12 CFR §1024.20(a))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Not
 later than three business days after a lender, mortgage broker, or dealer receives an
 application, or information sufficient to complete an application, the lender must provide
 the loan applicant with a clear and conspicuous written list of homeownership counseling
 organizations that provide relevant counseling services in the loan applicant's
 location

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. The
 list of homeownership counseling organizations distributed to each loan applicant under
 this section shall be obtained no earlier than 30 days prior to the time when the list
 is provided to the loan applicant

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Good
 Faith Estimate Disclosure Test (12 CFR §1024.7)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Not
 later than 3 business days after a loan originator (broker or lender) receives an application
 for a federally related mortgage loan, or information sufficient to complete an application,
 the loan originator must provide the applicant with a GFE

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Good
 Faith Estimate Disallowed Credit and Charge test (GFE Block 2)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;i. Looks
 for any amounts entered for both a loan discount fee and a yield spread premium or a
 lender credit

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ii. Only
 one charge or one credit affecting the interest rate is allowed under the new RESPA regulations

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**C.** **Equal Credit Opportunity Act – 12 CFR §1002 ("ECOA")** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. ECOA
 Valuation Rule (12 CFR §1002.14(a)(1))

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;a. Review
 all applicable loans for the Disclosure of Right to Receive a Copy of Appraisals. Validate
 if the customer(s) waived their right to receive copies of their appraisals three business
 days prior to consummation/account opening

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;b. Review
 all applicable loans for proof that lender delivered copies of appraisals and other written
 valuations three business days before consummation (closed-end), or account opening (open-end)

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;c. If
 the customer(s) waived their right to receive copies of their appraisals three business
 days prior to consummation/account opening, review the Post-Closing submission for an
 Acknowledgment of Receipt of Appraisal Report, or other proof that the lender provided
 the copies either at, or prior to, consummation or account opening

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;**D.** **State Specific tests (varies by state and applicability, but at a minimum includes);** 

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Consumer
 / Home Loan tests

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. High-cost
 tests

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. Higher
 Priced Mortgage Loan tests

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. APR
 threshold tests

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. Points
 and fees threshold tests

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. Covered
 loan tests

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7. Negative
 Amortization tests

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8. Prepayment
 tests

&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9. Texas
 Home Equity Loans

**Document Review**

Incenter Diligence reviewed all mortgage loan files supplied and verified that the following documents, if applicable, were included in the file and that the data on the documents was consistent:

Page **13** of **18**

![](ex9925001.jpg)

● Initial Application (1003)

● Final Application (1003)

● Loan Approval (1008)

● HUD1 from Sale of Previous Residence

● Loan Estimates and Closing Disclosures

● Sales Contract

● Mortgage/Deed of Trust

● Note

● Guaranty Agreement

● Occupancy Affidavit

● Lease Agreements

● Business Purpose Affidavit

● Junior Lien Information

● Subordination Agreement

● Income Documentation

● Employment Documentation

● Asset Documentation

● Credit Reports

● 4506T/Tax Documentation

● Change of Circumstance Documentation

● Disclosures: Right of Rescission, Net Tangible Benefit and FACTA

● Appraisal Valuation Reports

● Title/Preliminary Title

● Flood and Hazard Insurance Policies

● Flood Certificates

**Other review and methodology**

Not applicable.

**<u>Summary of findings and conclusions of review</u>**

Below provides the summary of the review findings:

**Final Overall Grade Summary**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Overall** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;21 | &nbsp;&nbsp;95.45% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.55% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**22** | &nbsp;&nbsp;**100.00%** |

---

**Credit Grade Summary**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Credit** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;22 | &nbsp;&nbsp;100.00% |

---

Page **14** of **18**

![](ex9925001.jpg)

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**22** | &nbsp;&nbsp;**100.00%** |

---

Page **15** of **18**

![](ex9925001.jpg)

**Compliance Grade Summary**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Compliance** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;22 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**22** | &nbsp;&nbsp;**100.00%** |

---

**Property Grade Summary**

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Property** | &nbsp;&nbsp;**# of Mortgage Loans** | &nbsp;&nbsp;**% of Mortgage Loans** |
| &nbsp;&nbsp;A | &nbsp;&nbsp;21 | &nbsp;&nbsp;95.45% |
| &nbsp;&nbsp;B | &nbsp;&nbsp;1 | &nbsp;&nbsp;4.55% |
| &nbsp;&nbsp;C | &nbsp;&nbsp;0 | &nbsp;&nbsp;0.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**22** | &nbsp;&nbsp;**100.00%** |

---

**Exception Summary**

Below provides a summary of the individual exceptions based on the general categories of Credit, Compliance, and Property.

\* Loan was not delivered to the reviewer or the file is not sufficiently complete to perform the basic review.

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Credit Exception Categories** | &nbsp;&nbsp;**Exception Count** | &nbsp;&nbsp;**Credit** <br>**Grade A**<br>| &nbsp;&nbsp;**Credit** <br>**Grade B**<br>| &nbsp;&nbsp;**Credit** <br>**Grade C**<br>| &nbsp;&nbsp;**Credit** <br>**Grade D \***<br>|
| &nbsp;&nbsp;Assets | &nbsp;&nbsp;3 | &nbsp;&nbsp;3 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Borrower | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Closing | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Data | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Debt | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Eligibility | &nbsp;&nbsp;2 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Income/Employment | &nbsp;&nbsp;2 | &nbsp;&nbsp;2 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Insurance | &nbsp;&nbsp;4 | &nbsp;&nbsp;4 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Missing Doc | &nbsp;&nbsp;5 | &nbsp;&nbsp;5 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;QM-ATR | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Title | &nbsp;&nbsp;4 | &nbsp;&nbsp;4 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**22** | &nbsp;&nbsp;**22** | &nbsp;&nbsp;**0** | &nbsp;&nbsp;**0** | &nbsp;&nbsp;**0** |

---

Page **16** of **18**

![](ex9925001.jpg)

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Compliance Exception Categories** | &nbsp;&nbsp;**Exception Count** | &nbsp;&nbsp;**Compliance Grade A** | &nbsp;&nbsp;**Compliance Grade B** | &nbsp;&nbsp;**Compliance Grade C** | &nbsp;&nbsp;**Compliance Grade D \*** |
| &nbsp;&nbsp;Ability to Repay | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Closing | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Compliance | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Data | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Disclosure | &nbsp;&nbsp;4 | &nbsp;&nbsp;4 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Documentation | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Fees | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Missing Doc | &nbsp;&nbsp;8 | &nbsp;&nbsp;8 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Points & Fees | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;QM-ATR | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Right to Rescind | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;State Reg | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;TRID | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**13** | &nbsp;&nbsp;**13** | &nbsp;&nbsp;**0** | &nbsp;&nbsp;**0** | &nbsp;&nbsp;**0** |

---

---

| | | | | | |
|:---|:---|:---|:---|:---|:---|
| &nbsp;&nbsp;**Property Exception Categories** | &nbsp;&nbsp;**Exception Count** | &nbsp;&nbsp;**Property Grade A** | &nbsp;&nbsp;**Property** <br>**Grade B**<br>| &nbsp;&nbsp;**Property** <br>**Grade C**<br>| &nbsp;&nbsp;**Property** <br>**Grade D \***<br>|
| &nbsp;&nbsp;Appraisal | &nbsp;&nbsp;5 | &nbsp;&nbsp;4 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Data | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Missing Doc | &nbsp;&nbsp;1 | &nbsp;&nbsp;1 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Property Issue | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;Value | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 | &nbsp;&nbsp;0 |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**6** | &nbsp;&nbsp;**5** | &nbsp;&nbsp;**1** | &nbsp;&nbsp;**0** | &nbsp;&nbsp;**0** |

---

**Data Integrity Summary**

The table below provides a summary of the data compare results:

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;**Data Compare Field Name** | &nbsp;&nbsp;**# of Discrepancies** | &nbsp;&nbsp;**% of Accuracy** |
| &nbsp;&nbsp;ARM Interest Data | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Amortization Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 First Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 Last Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |

---

Page **17** of **18**

![](ex9925001.jpg)

---

| | | |
|:---|:---|:---|
| &nbsp;&nbsp;Borrower 2 First Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 Last Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 1 FTHB | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Borrower 2 FTHB | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Doc Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;First Payment Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Interest Only Flag | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Lien Position | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan Program | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan Purpose | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Loan Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Maturity Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Note Date | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Number of Units | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Occupancy | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Original Interest Rate | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Original Loan Amount | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Original Loan Term | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Original P&I | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Originator DSCR | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Prepayment Penalty | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property Address | &nbsp;&nbsp;1 | &nbsp;&nbsp;95.45% |
| &nbsp;&nbsp;Property City | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property State | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property Zip Code | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Property Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;QM Designation | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying Appraised Value | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying CLTV | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying FICO | &nbsp;&nbsp;1 | &nbsp;&nbsp;95.45% |
| &nbsp;&nbsp;Qualifying LTV | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Qualifying Total DTI | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Refinance Type | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Sales Price | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Subordinate Lien Amount | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;Underwriting Guideline Name | &nbsp;&nbsp;0 | &nbsp;&nbsp;100.00% |
| &nbsp;&nbsp;**Total** | &nbsp;&nbsp;**2** | &nbsp;&nbsp;**99.75%** |

---

Page **18** of **18**

## Exhibit 99.26

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.26**

---

| | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| TPR Firm: | ![](incenter_001.jpg) |  | Report Date: | 6/30/2025 |  |  |  |  |  |
| Client Name: Radian Mortgage Capital LLC | Client Name: Radian Mortgage Capital LLC |  | Report: | Review Summary |  |  |  |  |  |
| Deal Name: RMCT 2025-J3 | Deal Name: RMCT 2025-J3 |  | Loans in report: | 22 |  |  |  |  |  |
|  |  |  |  |  |  |  | **Data Integrity Summary**<br> The table below provides a summary of the data compare results reflecting the number of discrepancies identified: | **Data Integrity Summary**<br> The table below provides a summary of the data compare results reflecting the number of discrepancies identified: | **Data Integrity Summary**<br> The table below provides a summary of the data compare results reflecting the number of discrepancies identified: |
| **Final Overall Grade Summary** | **Final Overall Grade Summary** | **Final Overall Grade Summary** | **Final Overall Grade Summary** |  |  |  | **Data Integrity Summary**<br> The table below provides a summary of the data compare results reflecting the number of discrepancies identified: | **Data Integrity Summary**<br> The table below provides a summary of the data compare results reflecting the number of discrepancies identified: | **Data Integrity Summary**<br> The table below provides a summary of the data compare results reflecting the number of discrepancies identified: |
| **Overall** | **Overall** | **# of Mortgage Loans** | **% of Mortgage Loans** |  |  |  | **Data Integrity Summary**<br> The table below provides a summary of the data compare results reflecting the number of discrepancies identified: | **Data Integrity Summary**<br> The table below provides a summary of the data compare results reflecting the number of discrepancies identified: | **Data Integrity Summary**<br> The table below provides a summary of the data compare results reflecting the number of discrepancies identified: |
| A | A | 21 | 95.45% |  |  |  | **Data Compare Field Name** | **# of Discrepancies** | **% Accuracy** |
| B | B | 1 | 4.55% |  |  |  | ARM Interest Data | 0 | 100.00% |
| C | C | 0 | 0.00% |  |  |  | Amortization Term | 0 | 100.00% |
| **Total** | **Total** | **22** | **100.00%** |  |  |  | Borrower 1 First Name | 0 | 100.00% |
|  |  |  |  |  |  |  | Borrower 1 Last Name | 0 | 100.00% |
| **Credit Grade Summary** | **Credit Grade Summary** | **Credit Grade Summary** | **Credit Grade Summary** |  |  |  | Borrower 2 First Name | 0 | 100.00% |
| **Credit** | **Credit** | **# of Mortgage Loans** | **% of Mortgage Loans** |  |  |  | Borrower 2 Last Name | 0 | 100.00% |
| A | A | 22 | 100.00% |  |  |  | Borrower 1 FTHB | 0 | 100.00% |
| B | B | 0 | 0.00% |  |  |  | Borrower 2 FTHB | 0 | 100.00% |
| C | C | 0 | 0.00% |  |  |  | Doc Type | 0 | 100.00% |
| **Total** | **Total** | **22** | **100.00%** |  |  |  | First Payment Date | 0 | 100.00% |
|  |  |  |  |  |  |  | Interest Only Flag | 0 | 100.00% |
| **Compliance Grade Summary** | **Compliance Grade Summary** | **Compliance Grade Summary** | **Compliance Grade Summary** |  |  |  | Lien Position | 0 | 100.00% |
| **Compliance** | **Compliance** | **# of Mortgage Loans** | **% of Mortgage Loans** |  |  |  | Loan Program | 0 | 100.00% |
| A | A | 22 | 100.00% |  |  |  | Loan Purpose | 0 | 100.00% |
| B | B | 0 | 0.00% |  |  |  | Loan Type | 0 | 100.00% |
| C | C | 0 | 0.00% |  |  |  | Maturity Date | 0 | 100.00% |
| **Total** | **Total** | **22** | **100.00%** |  |  |  | Note Date | 0 | 100.00% |
|  |  |  |  |  |  |  | Number of Units | 0 | 100.00% |
| **Property Grade Summary** | **Property Grade Summary** |  |  |  |  |  | Occupancy | 0 | 100.00% |
| **Property** | **Property** | **# of Mortgage Loans** | **% of Mortgage Loans** |  |  |  | Original Interest Rate | 0 | 100.00% |
| A | A | 21 | 95.45% |  |  |  | Original Loan Amount | 0 | 100.00% |
| B | B | 1 | 4.55% |  |  |  | Original Loan Term | 0 | 100.00% |
| C | C | 0 | 0.00% |  |  |  | Original P&I | 0 | 100.00% |
| **Total** | **Total** | **22** | **100.00%** |  |  |  | Originator DSCR | 0 | 100.00% |
|  |  |  |  |  |  |  | Prepayment Penalty | 0 | 100.00% |
|  |  |  |  |  |  |  | Property Address | 1 | 95.45% |
| **Exception Summary**<br> Below provides a summary of the individual exceptions based on the general categories of Credit, Compliance, and Property. | **Exception Summary**<br> Below provides a summary of the individual exceptions based on the general categories of Credit, Compliance, and Property. | **Exception Summary**<br> Below provides a summary of the individual exceptions based on the general categories of Credit, Compliance, and Property. | **Exception Summary**<br> Below provides a summary of the individual exceptions based on the general categories of Credit, Compliance, and Property. | **Exception Summary**<br> Below provides a summary of the individual exceptions based on the general categories of Credit, Compliance, and Property. | **Exception Summary**<br> Below provides a summary of the individual exceptions based on the general categories of Credit, Compliance, and Property. |  | Property City | 0 | 100.00% |
| **Exception Summary**<br> Below provides a summary of the individual exceptions based on the general categories of Credit, Compliance, and Property. | **Exception Summary**<br> Below provides a summary of the individual exceptions based on the general categories of Credit, Compliance, and Property. | **Exception Summary**<br> Below provides a summary of the individual exceptions based on the general categories of Credit, Compliance, and Property. | **Exception Summary**<br> Below provides a summary of the individual exceptions based on the general categories of Credit, Compliance, and Property. | **Exception Summary**<br> Below provides a summary of the individual exceptions based on the general categories of Credit, Compliance, and Property. | **Exception Summary**<br> Below provides a summary of the individual exceptions based on the general categories of Credit, Compliance, and Property. |  | Property State | 0 | 100.00% |
| \* Loan was not delivered to the reviewer or the file is not sufficiently complete to perform the basic review. | \* Loan was not delivered to the reviewer or the file is not sufficiently complete to perform the basic review. | \* Loan was not delivered to the reviewer or the file is not sufficiently complete to perform the basic review. | \* Loan was not delivered to the reviewer or the file is not sufficiently complete to perform the basic review. | \* Loan was not delivered to the reviewer or the file is not sufficiently complete to perform the basic review. | \* Loan was not delivered to the reviewer or the file is not sufficiently complete to perform the basic review. | \* Loan was not delivered to the reviewer or the file is not sufficiently complete to perform the basic review. | Property Zip Code | 0 | 100.00% |
| **Credit Exception Categories** | **Credit Exception Categories** | **Exception Count** | **Credit Grade A** | **Credit Grade B** | **Credit Grade C** | **Credit Grade D \*** | Property Type | 0 | 100.00% |
| Assets | Assets | 3 | 3 | 0 | 0 | 0 | QM Designation | 0 | 100.00% |
| Borrower | Borrower | 1 | 1 | 0 | 0 | 0 | Qualifying Appraised Value | 0 | 100.00% |
| Closing | Closing | 0 | 0 | 0 | 0 | 0 | Qualifying CLTV | 0 | 100.00% |
| Data | Data | 0 | 0 | 0 | 0 | 0 | Qualifying FICO | 1 | 95.45% |
| Debt | Debt | 1 | 1 | 0 | 0 | 0 | Qualifying LTV | 0 | 100.00% |
| Eligibility | Eligibility | 2 | 2 | 0 | 0 | 0 | Qualifying Total DTI | 0 | 100.00% |
| Income/Employment | Income/Employment | 2 | 2 | 0 | 0 | 0 | Refinance Type | 0 | 100.00% |
| Insurance | Insurance | 4 | 4 | 0 | 0 | 0 | Sales Price | 0 | 100.00% |
| Missing Doc | Missing Doc | 5 | 5 | 0 | 0 | 0 | Subordinate Lien Amount | 0 | 100.00% |
| QM-ATR | QM-ATR | 0 | 0 | 0 | 0 | 0 | Underwriting Guideline Name | 0 | 100.00% |
| Title | Title | 4 | 4 | 0 | 0 | 0 | **Total** | **2** | **99.75%** |
| **Total** | **Total** | **22** | **22** | **0** | **0** | **0** |  |  |  |
| **Compliance Exception Categories** | **Compliance Exception Categories** | **Exception Count** | **Compliance Grade A** | **Compliance Grade B** | **Compliance Grade C** | **Compliance Grade D \*** |  |  |  |
| Ability to Repay | Ability to Repay | 0 | 0 | 0 | 0 | 0 |  |  |  |
| Closing | Closing | 0 | 0 | 0 | 0 | 0 |  |  |  |
| Compliance | Compliance | 1 | 1 | 0 | 0 | 0 |  |  |  |
| Data | Data | 0 | 0 | 0 | 0 | 0 |  |  |  |
| Disclosure | Disclosure | 4 | 4 | 0 | 0 | 0 |  |  |  |
| Documentation | Documentation | 0 | 0 | 0 | 0 | 0 |  |  |  |
| Fees | Fees | 0 | 0 | 0 | 0 | 0 |  |  |  |
| Missing Doc | Missing Doc | 8 | 8 | 0 | 0 | 0 |  |  |  |
| Points & Fees | Points & Fees | 0 | 0 | 0 | 0 | 0 |  |  |  |
| QM-ATR | QM-ATR | 0 | 0 | 0 | 0 | 0 |  |  |  |
| Right to Rescind | Right to Rescind | 0 | 0 | 0 | 0 | 0 |  |  |  |
| State Reg | State Reg | 0 | 0 | 0 | 0 | 0 |  |  |  |
| TRID | TRID | 0 | 0 | 0 | 0 | 0 |  |  |  |
| **Total** | **Total** | **13** | **13** | **0** | **0** | **0** |  |  |  |
| **Property Exception Categories** | **Property Exception Categories** | **Exception Count** | **Property Grade A** | **Property Grade B** | **Property Grade C** | **Property Grade D \*** |  |  |  |
| Appraisal | Appraisal | 5 | 4 | 1 | 0 | 0 |  |  |  |
| Data | Data | 0 | 0 | 0 | 0 | 0 |  |  |  |
| Missing Doc | Missing Doc | 1 | 1 | 0 | 0 | 0 |  |  |  |
| Property Issue | Property Issue | 0 | 0 | 0 | 0 | 0 |  |  |  |
| Value | Value | 0 | 0 | 0 | 0 | 0 |  |  |  |
| **Total** | **Total** | **6** | **5** | **1** | **0** | **0** |  |  |  |

---

## Exhibit 99.27

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.27**

---

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| TPR Firm: | ![](incenter_001.jpg) | ![](incenter_001.jpg) | Report Date: | 6/30/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| Client Name: | Radian Mortgage Capital LLC | Radian Mortgage Capital LLC | Report: | ASF Data |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| Deal Name: | RMCT 2025-J3 |  | Loans in report: | 22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Incenter Loan ID** | **Primary Servicer** | **Servicing Fee Percentage** | **Servicing Fee Flat Dollar** | **Servicing Advance Methodology** | **Originator** | **Loan Group** | **Client Loan ID** | **Amortization Type** | **Lien Position** | **Heloc Indicator** | **Loan Purpose** | **Cash Out Amount** | **Total Origination and Discount Points in Dollars** | **Covered High Cost Loan Indicator** | **Relocation Loan Indicator** | **Broker Indicator** | **Channel** | **Escrow Indicator** | **Senior Loan Amounts** | **Loan Type of Most Senior Lien** | **Hybrid Period of Most Senior Lien in Months** | **Neg Am Limit of Most Senior Lien** | **Junior Mortgage Balance** | **Origination Date of Most Senior Lien** | **Origination Date** | **Original Loan Amount** | **Original Interest Rate** | **Original Amortization Term** | **Original Term to Maturity** | **First Payment Date of Loan** | **Interest Type Indicator** | **Original Interest Only Term** | **Buy Down Period** | **HELOC Draw Period** | **Current Loan Amount** | **Current Interest Rate** | **Current Payment Amount Due** | **Interest Paid Through Date** | **Current Payment Status** | **Index Type** | **ARM Look Back Days** | **Gross Margin** | **ARM Round Flag** | **ARM Rounding Factor** | **Initial Fixed Rate Period** | **Initial Interest Rate Cap Change Up** | **Initial Interest Rate Cap Change Down** | **Subsequent Interest Rate Reset Period** | **Subsequent Interest Rate Change Down** | **Subsequent Interest Rate Change Up** | **Lifetime Maximum Rate Ceiling** | **Lifetime Minimum Rate Floor** | **Negative Amortization Limit** | **Initial Negative Amortization Recast Period** | **Subsequent Negative Amortization Recast Period** | **Initial Fixed Payment Period** | **Subsequent Payment Reset Period** | **Initial Periodic Payment Cap** | **Subsequent Periodic Payment Cap** | **Initial Minimum Payment Reset Period** | **Subsequent Minimum Payment Reset Period** | **Option ARM Indicator** | **Options at Recast** | **Initial Minimum Payment** | **Current Minimum Payment** | **Prepayment Penalty Calculation** | **Prepayment Penalty Type** | **Prepayment Penalty Total Term** | **Prepayment Penalty Hard Term** | **Primary Borrower ID** | **Number of Mortgaged Properties** | **Total Number of Borrowers** | **Self Employment Flag** | **Current Other Monthly Payment** | **Length of Employment Borrower** | **Length of Employment Co Borrower** | **Years in Home** | **FICO Model Used** | **Most Recent FICO Date** | **Primary Wage Earner Original FICO Equifax** | **Primary Wage Earner Original FICO Experian** | **Primary Wage Earner Original FICO Transunion** | **Secondary Wage Earner Original FICO Equifax** | **Secondary Wage Earner Original FICO Experian** | **Secondary Wage Earner Original FICO Transunion** | **Most Recent Primary Borrower FICO** | **Most Recent Co Borrower FICO** | **Most Recent FICO Method** | **Vantagescore Primary Borrower** | **Vantagescore Co Borrower** | **Most Recent Vantagescore Method** | **Vantagescore Date** | **Credit Report Longest Trade Line** | **Credit Report Maximum Trade Line** | **Credit Report Number of Trade Lines** | **Credit Line Usage Ratio** | **Most Recent 12 Month Pay History** | **Months Bankruptcy** | **Months Foreclosure** | **Primary Borrower Wage Income** | **Co Borrower Wage Income** | **Primary Borrower Other Income** | **Co Borrower Other Income** | **All Borrower Wage Income** | **All Borrower Total Income** | **4506T Indicator** | **Borrower Income Verification Level** | **Co Borrower Income Verification** | **Borrower Employment Verification** | **Co Borrower Employment Verification** | **Borrower Asset Verification** | **Co Borrower Asset Verification** | **Liquid Cash Reserves** | **Monthly Debt All Borrowers** | **Originator DTI** | **Fully Indexed Rate** | **Qualification Method** | **Percentage of Down Payment From Borrower Own Funds** | **City** | **State** | **Postal Code** | **Property Type** | **Occupancy** | **Sales Price** | **Original Appraised Property Value** | **Original Property Valuation Type** | **Original Property Valuation Date** | **Original Automated Valuation Model AVM Model Name** | **Original AVM Confidence Score** | **Most Recent Property Value** | **Most Recent Property Valuation Type** | **Most Recent Property Valuation Date** | **Most Recent AVM Model Name** | **Most Recent AVM Confidence Score** | **Original CLTV** | **Original LTV** | **Original Pledged Assets** | **Mortgage Insurance Company Name** | **Mortgage Insurance Percent** | **MI Lender or Borrower Paid** | **Pool Insurance Co Name** | **Pool Insurance Stop Loss Percent** | **MI Certificate Number** | **Updated DTI Front End** | **Updated DTI Back End** | **Modification Effective Payment Date** | **Total Capitalized Amount** | **Total Deferred Amount** | **Pre Modification Interest Note Rate** | **Pre Modification P&I Payment** | **Pre Modification Initial Interest Rate Change Downward Cap** | **Pre Modification Subsequent Interest Rate Cap** | **Pre Modification Next Interest Rate Change Date** | **Pre Modification IO Term** | **Forgiven Principal Amount** | **Forgiven Interest Amount** | **Number of Modifications** | **Real Estate Interest** | **Community Ownership Structure** | **Year of Manufacture** | **HUD Code Compliance Indicator Y/N** | **Gross Manufacturers Invoice Price** | **LTI Loan to Invoice Gross** | **Net Manufacturers Invoice Price** | **LTI Net** | **Manufacturer Name** | **Model Name** | **Down Payment Source** | **Community Related Party Lender Y/N** | **Defined Underwriting Criteria Y/N** | **Chattel Indicator** |
| XXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 19650208 | 1 | 1 | 0 | 3 | XXX | XXX | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | XXX | XXX | 0.067500 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | XXX | XXX | XXX | XXX | 2 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1 | 3 | 3 | 3 | 3 | 1 | 1 | XXX | XXX | XXX |  | 1 | XXX | XXX | XXX | XXX | 7 | 1 | XXX | XXX | 3 | XXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 19650209 | 1 | 1 | 0 | 7 | XXX | XXX | 0 | 0 | 0 | 1 | 1 |  |  |  |  |  |  | XXX | XXX | 0.068750 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | XXX | XXX | XXX | XXX | 1 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 3 |  | 3 |  | 3 |  | XXX | XXX | XXX |  | 1 | XXX | XXX | XXX | XXX | 3 | 1 | XXX | XXX | 8 | XXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 19650210 | 1 | 1 | 0 | 3 | XXX | XXX | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | XXX | XXX | 0.073750 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | XXX | XXX | XXX | XXX | 2 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 3 | 3 | 3 | 3 | 1 | 1 | XXX | XXX | XXX |  | 1 | XXX | XXX | XXX | XXX | 1 | 1 | XXX | XXX | 3 | XXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 19650211 | 1 | 1 | 0 | 6 | XXX | XXX | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | XXX | XXX | 0.067500 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | XXX | XXX | XXX | XXX | 2 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 4 |  | 3 |  | 4 |  | XXX | XXX | XXX |  | 1 | XXX | XXX | XXX | XXX | 3 | 1 | XXX | XXX | 3 | XXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 19650212 | 1 | 1 | 0 | 6 | XXX | XXX | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | XXX | XXX | 0.069900 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | XXX | XXX | XXX | XXX | 2 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 4 |  | 3 |  | 4 |  | XXX | XXX | XXX |  | 1 | XXX | XXX | XXX | XXX | 3 | 1 | XXX | XXX | 3 | XXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 19650213 | 1 | 1 | 0 | 1 | XXX | XXX | 0 | 0 | 0 | 1 | 2 |  |  |  |  |  |  | XXX | XXX | 0.070000 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | XXX | XXX | XXX | XXX | 2 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 3 |  | 1 |  | 4 |  | XXX | XXX | XXX |  | 1 | XXX | XXX | XXX | XXX | 7 | 1 | XXX | XXX | 3 | XXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 19650214 | 1 | 1 | 0 | 6 | XXX | XXX | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | XXX | XXX | 0.065000 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | XXX | XXX | XXX | XXX | 2 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 4 |  | 3 |  | 3 |  | XXX | XXX | XXX |  | 1 | XXX | XXX | XXX | XXX | 3 | 1 | XXX | XXX | 3 | XXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 19650215 | 1 | 1 | 0 | 6 | XXX | XXX | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | XXX | XXX | 0.066250 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 0 | XXX | XXX | XXX | XXX | 2 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 4 |  | 3 |  | 4 |  | XXX | XXX | XXX |  | 1 | XXX | XXX | XXX | XXX | 3 | 1 | XXX | XXX | 3 | XXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 19650216 | 1 | 1 | 0 | 7 | XXX | XXX | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | XXX | XXX | 0.063750 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | XXX | XXX | XXX | XXX | 2 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 4 | 1 | 3 | 1 | 4 | 4 | XXX | XXX | XXX |  | 1 | XXX | XXX | XXX | XXX | 7 | 1 | XXX | XXX | 3 | XXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 19650217 | 1 | 1 | 0 | 7 | XXX | XXX | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | XXX | XXX | 0.065000 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 3 | 2 | 0 | XXX | XXX | XXX | XXX | 2 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 4 | 4 | 3 | 3 | 4 | 4 | XXX | XXX | XXX |  | 1 | XXX | XXX | XXX | XXX | 7 | 1 | XXX | XXX | 3 | XXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 19650218 | 1 | 1 | 0 | 7 | XXX | XXX | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | XXX | XXX | 0.062500 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 0 | XXX | XXX | XXX | XXX | 2 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 4 |  | 3 |  | 4 |  | XXX | XXX | XXX |  | 1 | XXX | XXX | XXX | XXX | 7 | 1 | XXX | XXX | 3 | XXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 19650219 | 1 | 1 | 0 | 7 | XXX | XXX | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | XXX | XXX | 0.068750 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 1 | 1 | XXX | XXX | XXX | XXX | 2 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1 | 4 |  | 3 |  | 4 |  | XXX | XXX | XXX |  | 1 | XXX | XXX | XXX | XXX | 7 | 1 | XXX | XXX | 3 | XXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 19650220 | 1 | 1 | 0 | 3 | XXX | XXX | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | XXX | XXX | 0.073750 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 1 | XXX | XXX | XXX | XXX | 2 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1 | 3 |  | 3 |  | 1 |  | XXX | XXX | XXX |  | 1 | XXX | XXX | XXX | XXX | 3 | 1 | XXX | XXX | 3 | XXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 19650221 | 1 | 1 | 0 | 7 | XXX | XXX | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | XXX | XXX | 0.067500 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | XXX | XXX | XXX | XXX | 1 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 4 | 4 | 3 | 3 | 4 | 1 | XXX | XXX | XXX |  | 1 | XXX | XXX | XXX | XXX | 1 | 1 | XXX | XXX | 3 | XXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 19650222 | 1 | 1 | 0 | 7 | XXX | XXX | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | XXX | XXX | 0.062500 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 2 | 0 | XXX | XXX | XXX | XXX | 1 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 4 | 4 | 3 | 3 | 4 | 1 | XXX | XXX | XXX |  | 1 | XXX | XXX | XXX | XXX | 1 | 1 | XXX | XXX | 3 | XXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 19650223 | 1 | 1 | 0 | 6 | XXX | XXX | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | XXX | XXX | 0.061250 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | XXX | XXX | XXX | XXX | 1 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1 | 4 | 1 | 3 | 1 | 4 | 4 | XXX | XXX | XXX |  | 1 | XXX | XXX | XXX | XXX | 1 | 1 | XXX | XXX | 3 | XXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 19650224 | 1 | 1 | 0 | 9 | XXX | XXX | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | XXX | XXX | 0.066250 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | XXX | XXX | XXX | XXX | 1 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 4 | 4 | 3 | 3 | 4 | 4 | XXX | XXX | XXX |  | 1 | XXX | XXX | XXX | XXX | 1 | 1 | XXX | XXX | 3 | XXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 19650225 | 1 | 1 | 0 | 6 | XXX | XXX | 0 | 0 | 0 | 1 | 0 |  |  |  |  |  |  | XXX | XXX | 0.066250 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | XXX | XXX | XXX | XXX | 1 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 3 | 5 | 3 | 3 | 4 | 4 | XXX | XXX | XXX |  | 1 | XXX | XXX | XXX | XXX | 1 | 1 | XXX | XXX | 3 | XXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 19650226 | 1 | 1 | 0 | 7 | XXX | XXX | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | XXX | XXX | 0.065000 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | XXX | XXX | XXX | XXX | 2 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 1 | 4 | 1 | 3 | 4 | 4 | XXX | XXX | XXX |  | 1 | XXX | XXX | XXX | XXX | 1 | 1 | XXX | XXX | 3 | XXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 19650227 | 1 | 1 | 0 | 4 | XXX | XXX | 0 | 0 | 1 | 2 | 4 |  |  |  |  |  |  | XXX | XXX | 0.067500 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 2 | 1 | 0 | XXX | XXX | XXX | XXX | 1 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 4 |  | 3 |  | 4 |  | XXX | XXX | XXX |  | 1 | XXX | XXX | XXX | XXX | 1 | 1 | XXX | XXX | 3 | XXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 19650228 | 1 | 1 | 0 | 6 | XXX | XXX | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | XXX | XXX | 0.068750 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 0 | XXX | XXX | XXX | XXX | 2 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 0 | 4 | 4 | 3 | 3 | 4 | 4 | XXX | XXX | XXX |  | 1 | XXX | XXX | XXX | XXX | 1 | 1 | XXX | XXX | 3 | XXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| XXX | 9999999 | 0.000000 |  | 99 | XXX | UNK | 19650229 | 1 | 1 | 0 | 6 | XXX | XXX | 0 | 0 | 0 | 1 | 4 |  |  |  |  |  |  | XXX | XXX | 0.068750 | 360 | 360 | XXX | 2 | 0 | 0 |  | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 0 |  |  |  | 0 |  |  |  | 999999999 | 1 | 2 | 1 | XXX | XXX | XXX | XXX | 2 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | 3 |  |  |  |  | XXX | XXX | XXX | XXX | XXXXXXXXXXXX |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 99 | 1 | 4 | 1 | 3 | 4 | 1 | XXX | XXX | XXX |  | 1 | XXX | XXX | XXX | XXX | 7 | 1 | XXX | XXX | 3 | XXX |  |  |  |  |  |  |  | XXX | XXX | .00 | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |

---

## Exhibit 99.28

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.28**

---

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| TPR Firm: | ![](incenter_001.jpg) | ![](incenter_001.jpg) | Report Date: | 6/30/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| Client Name: | Radian Mortgage Capital LLC | Radian Mortgage Capital LLC | Report: | Exception Report |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| Deal Name: | RMCT 2025-J3 | RMCT 2025-J3 | Loans in report: | 22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Incenter Loan ID** | **Client Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Overall Initial Loan Grade** | **Overall Final Loan Grade** | **Credit Initial Loan Grade** | **Credit Current/Final Loan Grade** | **Compliance Initial Loan Grade** | **Compliance Current/Final Loan Grade** | **Property Initial Loan Grade** | **Property Current/Final Loan Grade** | **Queue** | **Finding Code** | **Date Created** | **Date Modified** | **Finding Status** | **Event Level** | **Initial Finding Grade** | **Current/Final Finding Grade** | **Finding Category** | **Finding Sub Category** | **Finding Name** | **Finding Comments** | **Seller Comments** | **Resolution Comments** | **Reviewer Comp Factor** | **Originator Comp Factors** | **Finding Documents** | **Originator QM Status** | **Final Reviewed QM Status** | **Loan Amount** | **Property State** | **Occupancy** | **Loan Purpose** | **Refinance Purpose** | **Acknowledged / WaivedBy** | **Waiver in File?** |
| XXX | 19650208 |  |  | D | A | D | A | D | A | A | A | Closed | FCOM1003 | 2025-03-06 11:21 | 2025-04-03 14:49 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Grant/Warranty Deed is missing | Resolved-received documentation supporting ownership change(s). resolved. - Due Diligence Vendor-04/03/2025 <br> Counter-title vesting: XXX, XXX AND XXX; Probate documentation supports XXX deceased and remaining vested owner as XXX. General Warranty Deed provided sows grantor of XXX (current borrower) and grantee as XXX and XXX, XXX. Missing transfer deed from XXX to XXX. - Due Diligence Vendor-04/02/2025 <br> Ready for Review-Warranty deed and TITLE report - Due Diligence Vendor-04/01/2025 <br> Counter-Received documentation that only resolves the fact that XXX is no longer on title due to death. That does not address the fact that the Vesting on the XXX Home Equity Security Instrument does not match the Vesting on the Title Commitment in file when removing XXX. Please provide a Title Supplement or Final Title Policy reflecting Vesting matching XXX Home Equity Security Instrument. - Due Diligence Vendor-03/21/2025 <br> Ready for Review-As per title a muniment of title acts the same way as a transfer deed once recorded. The whole reason you do a muniment of title is because the person is deceased and cannot sign a warranty deed. It's like probate. There is no warranty deed in this instance. - Due Diligence Vendor-03/21/2025 <br> Counter-Received Will and probate documentation, however still missing executed transfer deed from XXX to XXX AND XXX, XXX. - Due Diligence Vendor-03/17/2025 <br> Ready for Review-GRANT DEED - Due Diligence Vendor-03/17/2025 <br> Open-Title report vesting reflects "XXX, XXX AND XXX " versus Deed of Trust reflects "XXX AND XXX, XXX." Missing copy of fully executed transfer deed. - Due Diligence Vendor-03/06/2025 |  | Resolved-received documentation supporting ownership change(s). resolved. - Due Diligence Vendor-04/03/2025<br>|  |  | XXX_1.pdf<br> XXX_1.pdf<br> XXX_2.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A |
| XXX | 19650208 |  |  | D | A | D | A | D | A | A | A | Closed | FVAL9739 | 2025-03-06 20:34 | 2025-03-17 16:08 | Resolved | 1 - Information | A | A | Property | Appraisal | Property/Appraisal General | Resolved-Received revised SSR. - Due Diligence Vendor-03/17/2025 <br> Ready for Review-FNMA UCDP SSR - Due Diligence Vendor-03/17/2025 <br> Open-Appraisal dated XXX and Re-certification of value (1004D) dated XXX were completed for XXX. The FNMA SSR/UCDP last submission dated XXX reflects lender name of XXX . Missing FNMA SSR/UCDP from XXX to support AUS information. - Due Diligence Vendor-03/07/2025 |  | Resolved-Received revised SSR. - Due Diligence Vendor-03/17/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A |
| XXX | 19650208 |  |  | D | A | D | A | D | A | A | A | Closed | FSER1203 | 2025-03-06 20:23 | 2025-03-17 14:30 | Resolved | 1 - Information | A | A | Compliance | Additional Information | Final Closing Disclosure is missing | Resolved-Received Final signed Closing Disclosure reflecting co-borrowers signature. - Due Diligence Vendor-03/17/2025 <br> Ready for Review-CD wet sign - Due Diligence Vendor-03/17/2025 <br> Counter-Received CD signed by co-borrower; however, it is DocuSign and not wet/ink signed. - Due Diligence Vendor-03/14/2025 <br> Ready for Review-CD - Due Diligence Vendor-03/13/2025 <br> Open-Missing signature of co-borrower (XXX) on final closing disclosure. Copy provided reflects borrower (XXX) signed twice. - Due Diligence Vendor-03/07/2025 |  | Resolved-Received Final signed Closing Disclosure reflecting co-borrowers signature. - Due Diligence Vendor-03/17/2025<br>|  |  | XXX_1.pdf<br> XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A |
| XXX | 19650208 |  |  | D | A | D | A | D | A | A | A | Closed | FCRE1646 | 2025-03-06 20:24 | 2025-03-14 16:07 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Survey is missing | Resolved-Received copy of survey. - Due Diligence Vendor-03/14/2025 <br> Ready for Review-Property Survey - Due Diligence Vendor-03/13/2025 <br> Open-Subject loan is XXX cash out refinance (50)(a)(6); missing copy of survey. - Due Diligence Vendor-03/07/2025 |  | Resolved-Received copy of survey. - Due Diligence Vendor-03/14/2025<br>|  |  | XXX_1.pdf<br> XXX_2.pdf<br> XXX_3.pdf<br> XXX_4.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A |
| XXX | 19650209 |  |  | D | B | D | A | D | A | B | B | Closed | FPRO1610 | 2025-03-21 17:44 | 2025-07-08 10:51 | Resolved | 1 - Information | B | B | Property | Appraisal | 3rd Party Valuation Product Required Post Origination-PIW exercised | Resolved- - Due Diligence Vendor-04/07/2025 <br>Rescinded- - Due Diligence Vendor-04/07/2025 <br>Resolved-AVM has been ordered; no action required at this time. Received AVM. Value supported 97% confidence score. - Due Diligence Vendor-03/21/2025 |  | Resolved-AVM has been ordered; no action required at this time. Received AVM. Value supported 97% confidence score. - Due Diligence Vendor-03/21/2025<br>|  |  |  | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 19650209 |  |  | D | B | D | A | D | A | B | B | Closed | FCRE1173 | 2025-04-04 17:32 | 2025-04-04 17:35 | Resolved | 1 - Information | D | A | Credit | Missing Doc | HO6 or Master Insurance Policy is Missing | Resolved- - Due Diligence Vendor-04/04/2025 <br>Open- - Due Diligence Vendor-04/04/2025 |  |  |  |  |  | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 19650209 |  |  | D | B | D | A | D | A | B | B | Closed | FCOM1544 | 2025-04-04 17:33 | 2025-04-04 17:35 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | TRID: Missing Closing Disclosure | Resolved- - Due Diligence Vendor-04/04/2025 <br>Open-Loan Missing Predatory Lending certificate - Due Diligence Vendor-04/04/2025 |  |  |  |  |  | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 19650211 |  |  | D | A | C | A | D | A | A | A | Closed | FCRE1167 | 2025-04-14 09:02 | 2025-04-22 18:35 | Resolved | 1 - Information | C | A | Credit | Insurance | Inadequate Hazard Insurance Coverage - Hazard Insurance Coverage is less than all Subject Lien(s)and Replacement Cost Estimator by Insurer was not Provided | Resolved-Documentation from insurer received detailing coverages to be paid if loss sustained. - Due Diligence Vendor-04/22/2025 <br> Ready for Review-Please see the attached information from the Insurance Agent. Thanks! - Due Diligence Vendor-04/22/2025 <br> Counter-Received copy of HO-6 policy. Statement does show "replacement cost-similar construction" however, insufficient to meet condition. The HO-6 policy must state that it provides coverage for 100% of the insurable value of the improvements and betterments. The amount of coverage must be sufficient to restore the unit to its condition prior to a loss claim event, or Provide the breakdown or "cost estimator" from the insurance company on how they determined the amount of coverage provided to restore the unit to its condition prior to a loss claim event, or Obtain a statement from insurance company that this is the maximum they will insure and that this is sufficient to restore the unit to its condition prior to a loss claim event. - Due Diligence Vendor-04/18/2025 <br> Ready for Review-Please see the attached HO6 quote. The "Loss Settlement Provision" shows that the HO6 policy does have Replacement Cost Coverage on the Building Property. Thanks! - Due Diligence Vendor-04/18/2025 <br> Open-HO6 policy provided does not contain evidence that it provides coverage for 100% of the insurable value of the improvement and betterments. The amount of coverage must be sufficient to restore the unit to its condition prior to loss claim event. Or a cost estimator or statement from the insurance company on how they determined the amount of coverage provided to restore the unit to its condition prior to a loss claim. - Due Diligence Vendor-04/14/2025 |  | Resolved-Documentation from insurer received detailing coverages to be paid if loss sustained. - Due Diligence Vendor-04/22/2025<br>|  |  | XXX_1.pdf<br> XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 19650211 |  |  | D | A | C | A | D | A | A | A | Closed | FCOM8805 | 2025-04-11 12:24 | 2025-04-18 17:44 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Missing Borrower Authorization | Resolved-Received documentation to support borrower provided authorization to pull credit on XXX. - Due Diligence Vendor-04/18/2025 <br> Ready for Review-The borrower verbally provided authorization to pull credit on XXX via telephone - Due Diligence Vendor-04/18/2025 <br> Counter-Received copy of Docusign however, does not reflect the Borrower's Authorization document was received/signed. Still missing evidence of borrower's authorization to pull credit pulled on XXX - Due Diligence Vendor-04/18/2025 <br> Ready for Review-1/3/25 eSign cert - Due Diligence Vendor-04/18/2025 <br> Open-Credit report dated XXX pulled by XXX is dated prior to the borrower's authorization dated XXX Missing documentation to support borrower's authorization to pull credit pulled on XXX - Due Diligence Vendor-04/11/2025 |  | Resolved-Received documentation to support borrower provided authorization to pull credit on XXX. - Due Diligence Vendor-04/18/2025 |  |  | XXX_1.pdf<br> XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 19650213 |  |  | C | A | C | A | C | A | A | A | Closed | FCOM1006 | 2025-04-10 11:52 | 2025-04-22 13:29 | Resolved | 1 - Information | C | A | Compliance | Disclosure | TX Home Equity Certificate from Originating Lender Regarding Compliance is missing | Resolved-Received Certificate from Originating Lender Regarding Compliance. - Due Diligence Vendor-04/22/2025 <br>Ready for Review-Attached - Due Diligence Vendor-04/22/2025 <br>Open- - Due Diligence Vendor-04/10/2025 |  | Resolved-Received Certificate from Originating Lender Regarding Compliance. - Due Diligence Vendor-04/22/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Refinance | Cash Out - Debt Consolidation | N/A | N/A |
| XXX | 19650213 |  |  | C | A | C | A | C | A | A | A | Closed | FCOM1008 | 2025-04-10 11:32 | 2025-04-21 15:14 | Resolved | 1 - Information | C | A | Compliance | Disclosure | TX Home Equity Receipt of Copies is Missing | Resolved-Received Requirements to Provide Owner Copies. - Due Diligence Vendor-04/21/2025 <br>Ready for Review-attached - Due Diligence Vendor-04/21/2025 <br>Open- - Due Diligence Vendor-04/10/2025 |  | Resolved-Received Requirements to Provide Owner Copies. - Due Diligence Vendor-04/21/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Refinance | Cash Out - Debt Consolidation | N/A | N/A |
| XXX | 19650213 |  |  | C | A | C | A | C | A | A | A | Closed | FCRE1254 | 2025-04-11 15:35 | 2025-04-18 18:13 | Resolved | 1 - Information | C | A | Credit | Title | Property Title Issue | Resolved-Received Schedule "A" reflecting required t41 and T42.1 endorsements - Due Diligence Vendor-04/18/2025 <br>Ready for Review-attached - Due Diligence Vendor-04/18/2025 <br>Open-Property Title Issue Missing evidence Texas endorsement T42 and T42.1 will be included in the final title policy. - Due Diligence Vendor-04/11/2025 |  | Resolved-Received Schedule "A" reflecting required t41 and T42.1 endorsements - Due Diligence Vendor-04/18/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Refinance | Cash Out - Debt Consolidation | N/A | N/A |
| XXX | 19650213 |  |  | C | A | C | A | C | A | A | A | Closed | FCOM1020 | 2025-04-10 11:32 | 2025-04-16 09:07 | Resolved | 1 - Information | C | A | Compliance | Disclosure | TX Homestead Owner's Pre-Closing Fee Disclosure Affidavit is missing | Resolved-Received signed XXX Home Equity Affidavit and Agreement, disclosure no longer required. - Due Diligence Vendor-04/16/2025 <br> Ready for Review-attached - Due Diligence Vendor-04/15/2025 <br> Open- - Due Diligence Vendor-04/10/2025 |  | Resolved-Received signed XXX Home Equity Affidavit and Agreement, disclosure no longer required. - Due Diligence Vendor-04/16/2025 |  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Refinance | Cash Out - Debt Consolidation | N/A | N/A |
| XXX | 19650213 |  |  | C | A | C | A | C | A | A | A | Closed | FCOM5771 | 2025-04-10 11:54 | 2025-04-16 09:04 | Resolved | 1 - Information | B | A | Compliance | Missing Doc | Missing evidence of a required disclosure at application. | Resolved-Received XXX Home Equity Affidavit and Agreement. - Due Diligence Vendor-04/16/2025 <br> Ready for Review-attached - Due Diligence Vendor-04/15/2025 <br> Open-XXX Home Equity Affidavit and Agreement is missing from the file. - Due Diligence Vendor-04/10/2025 |  | Resolved-Received XXX Home Equity Affidavit and Agreement. - Due Diligence Vendor-04/16/2025 |  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Refinance | Cash Out - Debt Consolidation | N/A | N/A |
| XXX | 19650214 |  |  | D | A | C | A | A | A | D | A | Closed | FCRE1491 | 2025-04-11 12:29 | 2025-04-23 17:22 | Resolved | 1 - Information | C | A | Credit | Assets | Asset Qualification Does Not Meet Guideline Requirements | Resolved-Lender commentary received- file includes sufficient assets without source documentation. - Due Diligence Vendor-04/23/2025 <br> Ready for Review-we agree we will need the $XXX sourced with a gift letter but the $XXX rom the borrower does not need to be sourced or any additional documentation needed for it. XXX (assets we have verified) is a part of XXX- so nothing additional per guidelines is required on that. Per UW """XXX is XXX and he had sufficient funds in the liquid part of that account""". - Due Diligence Vendor-04/23/2025 <br> Counter-Lender commentary received - copies of cashier's checks were provided and issued to title, however not properly sourced or run thru AUS to provide an updated AUS Decision. - Due Diligence Vendor-04/15/2025 <br> Ready for Review-please clarify - I need more clarification on the borrowers closing costs contributed. please provide clarification on the part of the defect wanting the $XXX closing funds from the borrower sourced. Yes, the cashier's check from him came from XXX but we have $XXX in his XXX account which is greater than 20% of the total amount of closing costs needed so proof of liquidity or any other funds verified from the borrower is not required. Can you please verify/confirm where the guidelines state we need to verify the borrowers funds provided. - Due Diligence Vendor-04/15/2025 <br> Open-Asset Qualification Does Not Meet Guideline Requirements Missing documentation to support eligibility of the cashier's checks provided from XXX for $XXX (in borrower's name) and XXX for $XXX in Non-Borrowing Title holder name. Asset statements were not provided for these accounts used for closing funds into transaction. Qualifying assets submitted are from XXX XXX only. Additionally, the $XXX Cashier's Check from the Non-Borrowing Title Holder appears to be a gift, missing all supporting documentation per FHLMC guidelines for Gift Funds. Non borrowing title holder is not borrower's spouse)missing all supporting documentation per FHLMC guidelines for Gift Funds. - Due Diligence Vendor-04/11/2025 |  | Resolved-Lender commentary received- file includes sufficient assets without source documentation. - Due Diligence Vendor-04/23/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 19650214 |  |  | D | A | C | A | A | A | D | A | Closed | FPRO1609 | 2025-04-11 14:12 | 2025-04-16 10:23 | Resolved | 1 - Information | D | A | Property | Appraisal | 3rd Party Valuation Product Required--Not eligible for collateral Rep & Warrant Relief | Resolved- - Due Diligence Vendor-04/16/2025 <br> Open-Document Uploaded. - Due Diligence Vendor-04/16/2025 <br> Open-ClearCapital CDA Received - Low Risk, Value $XXX. 0% Difference vs. Appraisal - no additional review recommended per CDA Appraiser - Due Diligence Vendor-04/15/2025 <br> Open-Order Assigned - 4/14/2025 - Due Diligence Vendor-04/14/2025 <br> Open-Desk Review has been ordered; no action required at this time. CDA Ordered XXX. - Due Diligence Vendor-04/11/2025 |  |  |  |  | XXX_CDA_XXX.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 19650215 |  |  | D | A | A | A | D | A | A | A | Closed | FSER1171 | 2025-04-10 17:50 | 2025-04-24 13:31 | Resolved | 1 - Information | A | A | Credit | Additional Information | Condominium loan does not have a valid HO6 policy | Resolved-New construction condominium - master policy includes walls in - value considered as is, no additional coverage required. - Due Diligence Vendor-04/24/2025 <br>Open-HO6 policy provided does not contain evidence that it provides coverage for 100% of the insurable value of the improvements and betterments. The amount of coverage must be sufficient to restore the unit to its condition prior to a loss claim event. Or, a cost estimator or statement from the insurance company on how they determined the amount of coverage provided to restore the unit to its condition prior to a loss claim. - Due Diligence Vendor-04/10/2025 |  | Resolved-New construction condominium - master policy includes walls in - value considered as is, no additional coverage required. - Due Diligence Vendor-04/24/2025<br>|  |  |  | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 19650215 |  |  | D | A | A | A | D | A | A | A | Closed | FCOM8805 | 2025-04-10 13:32 | 2025-04-24 11:18 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Missing Borrower Authorization | Resolved-Received borrower authorization. - Due Diligence Vendor-04/24/2025 <br> Ready for Review-Credit Documentation - Due Diligence Vendor-04/24/2025 <br> Counter-Lender commentary received, however insufficient to clear. Missing document to support commentary regarding borrowers authorization on XXX. - Due Diligence Vendor-04/17/2025 <br> Ready for Review-Hello - At the beginning of XXX the borrower authorized us to run credit but his scores were frozen. He called us on XXX and said that he unfroze his credit so we ran a full report. After that he advised he was going to be staying with the builders preferred lender. Thank you! - Due Diligence Vendor-04/17/2025 <br> Open-Credit report dated XXX pulled by XXX is dated prior to the borrower's authorization dated XXX. Missing documentation to support borrower's authorization to pull credit pulled on XXX. - Due Diligence Vendor-04/10/2025 |  | Resolved-Received borrower authorization. - Due Diligence Vendor-04/24/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 19650218 |  |  | D | A | A | A | D | A | A | A | Closed | FCOM8805 | 2025-04-21 11:38 | 2025-04-22 12:58 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Missing Borrower Authorization | Resolved-Received borrower authorization. - Due Diligence Vendor-04/22/2025 <br> Ready for Review-CONSENT TO PULL CREDIT - Due Diligence Vendor-04/22/2025 <br> Open-Credit report dated XXX pulled by XXX. is dated prior to the Borrower's Authorization XXX. Missing documentation to support borrower's authorization for credit pulled on XXX. - Due Diligence Vendor-04/21/2025 |  | Resolved-Received borrower authorization. - Due Diligence Vendor-04/22/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 19650219 |  |  | D | A | D | A | A | A | A | A | Closed | FCRE9500 | 2025-04-23 14:43 | 2025-04-24 16:14 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Letter of Explanation (Assets) | Resolved-Resolved with sufficient documentation. - Due Diligence Vendor-04/24/2025 <br> Ready for Review-large deposit - Due Diligence Vendor-04/23/2025 <br> Open-Missing supporting documentation for Large Deposits into XXX Acct XXX. A Pay History for amounts of deposits, $XXX (XXX) and $XXX (XXX), was submitted, however no identifiable information is reflected on the pay history as to the Payor, nor explanation submitted. - Due Diligence Vendor-04/23/2025 |  | Resolved-Resolved with sufficient documentation. - Due Diligence Vendor-04/24/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 19650220 |  |  | C | A | C | A | A | A | A | A | Closed | FCRE4963 | 2025-04-24 13:45 | 2025-05-05 14:24 | Resolved | 1 - Information | C | A | Credit | Debt | No evidence of required debt payoff | Resolved-Balances on credit report match amount paid on the closing disclosure. No additional documentation required. - Due Diligence Vendor-05/05/2025 <br> Counter-Lender LOX received, however insufficient to clear condition. Last reported balance on credit is XXX, however loan closed XXX. Unable to determine if accounts are paid in full. - Due Diligence Vendor-04/25/2025 <br> Ready for Review-LOX for revolving debt - Due Diligence Vendor-04/25/2025 <br> Open-Missing payoff statements for 2 consumer accounts being paid off, XXX XXX and XXX XXX. Credit Report does not document most up to date balance to be paid, date last reported is XXX. - Due Diligence Vendor-04/24/2025 |  | Resolved-Balances on credit report match amount paid on the closing disclosure. No additional documentation required. - Due Diligence Vendor-05/05/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A |
| XXX | 19650220 |  |  | C | A | C | A | A | A | A | A | Closed | FCRE1204 | 2025-04-24 13:37 | 2025-04-25 13:49 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Received cleared fraud report reflecting explanations to address high alert items. - Due Diligence Vendor-04/25/2025 <br>Ready for Review-Loan safe - - Due Diligence Vendor-04/25/2025 <br>Open-Fraud Report Shows Uncleared Alerts Missing documentation to support lender addressed the high impact items reflected on the fraud report. - Due Diligence Vendor-04/24/2025 |  | Resolved-Received cleared fraud report reflecting explanations to address high alert items. - Due Diligence Vendor-04/25/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Refinance | Cash Out - Other | N/A | N/A |
| XXX | 19650221 |  |  | D | A | C | A | D | A | A | A | Closed | 50001251-Fees-Limited | 2025-05-16 15:30 | 2025-05-30 14:42 | Resolved | 1 - Information | C | A | Compliance | Mavent | Fees: Limited | Resolved-Received Notice of Change Circumstances Reasons Closing Disclosure dated XXX that reflects increase in Points. - Due Diligence Vendor-05/30/2025 <br> Ready for Review-COC - Due Diligence Vendor-05/30/2025 <br> Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). On the Final Closing Disclosure in file Issued XXX the "Points" increased without a valid Change of Circumstance, resulting in the following failure: <br>The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). - Due Diligence Vendor-05/16/2025 |  | Resolved-Received Notice of Change Circumstances Reasons Closing Disclosure dated XXX that reflects increase in Points. - Due Diligence Vendor-05/30/2025 |  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 19650221 |  |  | D | A | C | A | D | A | A | A | Closed | FCOM1477 | 2025-05-16 13:56 | 2025-05-23 13:18 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Missing evidence of rate lock | Resolved-Received Loan Document that reflects Lock Details. - Due Diligence Vendor-05/23/2025 <br>Ready for Review-Lock - Due Diligence Vendor-05/23/2025 <br>Open-Evidence of Rate Lock Missing - Due Diligence Vendor-05/16/2025 |  | Resolved-Received Loan Document that reflects Lock Details. - Due Diligence Vendor-05/23/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 19650221 |  |  | D | A | C | A | D | A | A | A | Closed | FCRE1148 | 2025-05-22 09:23 | 2025-05-23 13:11 | Resolved | 1 - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Received Final Title Policy reflecting Loan Amount coverage and Mortgagee. - Due Diligence Vendor-05/23/2025 <br> Ready for Review-Title Policy - Due Diligence Vendor-05/23/2025 <br> Open-Title Coverage Amount of $XXX is Less than Total Amount of Subject Lien(s) of $XXX Missing Title Supplemental Report reflecting Borrower's Names, Loan Amount Coverage and Mortgagee. - Due Diligence Vendor-05/22/2025 |  | Resolved-Received Final Title Policy reflecting Loan Amount coverage and Mortgagee. - Due Diligence Vendor-05/23/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 19650222 |  |  | C | A | C | A | A | A | C | A | Closed | FCRE1499 | 2025-05-06 10:00 | 2025-05-06 16:15 | Resolved | 1 - Information | C | A | Credit | Assets | Total Qualified Assets for Reserves Post-Close is less than Total Required Reserve Amount | Resolved-Received supporting documentation of deposit - deposit was from original acquisition of property. - Due Diligence Vendor-05/06/2025 <br> Ready for Review-EM info attached - Due Diligence Vendor-05/06/2025 <br> Open-Total Qualified Assets for Reserves Post-Close of $XXX is less than Total Required Reserve Amount of $XXX Missing verification and source documentation for Earnest Money Deposit in the amount of $XXX. Without verification, Borrower is short funds to close in the amount of -$XXX. In addition, the reserve requirement would not be met in the amount of $XXX. In addition, check submitted does not reflect evidence it is Borrower's Funds. - Due Diligence Vendor-05/06/2025 |  | Resolved-Received supporting documentation of deposit - deposit was from original acquisition of property. - Due Diligence Vendor-05/06/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 19650222 |  |  | C | A | C | A | A | A | C | A | Closed | FVAL9739 | 2025-05-02 17:35 | 2025-05-06 15:59 | Resolved | 1 - Information | C | A | Property | Appraisal | Property/Appraisal General | Resolved-Received supporting documentation of AIR Compliance. - Due Diligence Vendor-05/06/2025 <br> Ready for Review-AIR Compliance and Activity Log - Due Diligence Vendor-05/06/2025 <br> Open-Missing documentation to support appraisal order meets AIR compliance. Appraisal completed for XXX reflects "No AMC" and payment was made directly to appraiser." - Due Diligence Vendor-05/02/2025 |  | Resolved-Received supporting documentation of AIR Compliance. - Due Diligence Vendor-05/06/2025<br>|  |  | XXX_1.pdf<br> XXX_2.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 19650223 |  |  | D | A | C | A | A | A | D | A | Closed | FCRE6843 | 2025-05-05 20:02 | 2025-05-12 11:08 | Resolved | 1 - Information | C | A | Credit | Assets | Asset General | Resolved-Received documentation and LOE. Resolved. - Due Diligence Vendor-05/12/2025 <br> Ready for Review-See Asset STatements, borrowers have plenty of funds for closing - Due Diligence Vendor-05/09/2025 <br> Counter-Lender LOX received, however insufficient to clear condition. Due to XXX transaction, borrower funds must be proven from borrowers' personal assets sources. PCCD reflects funds received, however missing source of funds. - Due Diligence Vendor-05/08/2025 <br> Ready for Review-See UW response and screen shots - Due Diligence Vendor-05/08/2025 <br> Open-Borrower is FTHB and non-arm's length transaction. Per manual guidelines, Deposit of earnest money amount and source of funds must be verified and documented. Sales contract reflects deposit of $XXX. Post Consummation Closing disclosure reflects funds received of $XXX. Missing evidence the EMD funds have cleared the borrower's personal asset account. - Due Diligence Vendor-05/06/2025 |  | Resolved-Received documentation and LOE. Resolved. - Due Diligence Vendor-05/12/2025<br>|  |  | XXX_1.pdf<br> XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 19650223 |  |  | D | A | C | A | A | A | D | A | Closed | FCRE0360 | 2025-05-05 19:01 | 2025-05-08 16:12 | Resolved | 1 - Information | C | A | Credit | Borrower | Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete | Resolved-Received supporting documentation of XXX XXX payment. - Due Diligence Vendor-05/08/2025 <br> Ready for Review-See UW response and screen shots - Due Diligence Vendor-05/08/2025 <br> Open-Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is incomplete. Missing evidence of the XXX lease payment for the borrowers residence at XXX. Subject is a non-arm's length transaction (borrower related to seller and currently residing in subject property). Lease provided, VOM from seller provided, cancelled checks provided, however missing cancelled check for XXX (copies provided are from XXX only). - Due Diligence Vendor-05/05/2025 |  | Resolved-Received supporting documentation of XXX XXX payment. - Due Diligence Vendor-05/08/2025 |  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 19650223 |  |  | D | A | C | A | A | A | D | A | Closed | FPRO1244 | 2025-05-05 18:40 | 2025-05-07 16:51 | Resolved | 1 - Information | D | A | Property | Missing Doc | 3rd Party Valuation Product is Required and Missing | Resolved-Received appraisal and SSR reflecting CU score of 1. - Due Diligence Vendor-05/07/2025 <br>Ready for Review-Please see attached appraisals and SSRs for CU score - Due Diligence Vendor-05/07/2025 <br>Open-Missing copy of UCDP SSR report with CU score. Manual loan review - guidelines require full appraisal and CU score <= 2.5 to support full appraisal provided. Additional conditions may apply upon receipt. - Due Diligence Vendor-05/05/2025 |  | Resolved-Received appraisal and SSR reflecting CU score of 1. - Due Diligence Vendor-05/07/2025<br>|  |  | XXX_1.pdf<br> XXX_2.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 19650224 |  |  | C | A | C | A | A | A | A | A | Closed | FCRE1168 | 2025-05-14 14:35 | 2025-05-22 15:26 | Resolved | 1 - Information | C | A | Credit | Insurance | Inadequate Hazard Insurance Coverage - Hazard Insurance Coverage is less than all Subject Lien(s) and Replacement Cost Value Provided | Resolved-Received evidence of 100% replacement coverage. - Due Diligence Vendor-05/22/2025 <br> Ready for Review-REPLACEMENT COST ESTIMATOR - Due Diligence Vendor-05/22/2025 <br> Open-Inadequate Hazard Insurance Coverage - Hazard Insurance Coverage Amount of $XXX is less than all Subject Lien(s) and/or Replacement Cost Estimator is provided but Hazard Insurance Coverage Amount is less than Replacement Cost Value of $ Missing evidence of sufficient Hazard Insurance to reflect Guaranteed Replacement Cost per guidelines. - Due Diligence Vendor-05/20/2025 |  | Resolved-Received evidence of 100% replacement coverage. - Due Diligence Vendor-05/22/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A |
| XXX | 19650224 |  |  | C | A | C | A | A | A | A | A | Closed | FCRE1148 | 2025-05-15 10:35 | 2025-05-22 13:57 | Resolved | 1 - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Received Final Title Policy reflecting correct title coverage and loan amount. - Due Diligence Vendor-05/22/2025 <br> Ready for Review-TITLE POLICY - Due Diligence Vendor-05/22/2025 <br> Open-Title Coverage Amount of $XXX is Less than Total Amount of Subject Lien(s) of $XXX Missing Title Supplemental report reflecting Loan Amount Coverage and Mortgagee. - Due Diligence Vendor-05/15/2025 |  | Resolved-Received Final Title Policy reflecting correct title coverage and loan amount. - Due Diligence Vendor-05/22/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Refinance | No Cash Out - Borrower Initiated | N/A | N/A |
| XXX | 19650225 |  |  | D | A | D | A | A | A | A | A | Closed | FCRE1347 | 2025-05-14 12:48 | 2025-05-21 14:55 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 2 3rd Party VOE Prior to Close Missing | Resolved-Received VVOE for CB within 10 days of closing. - Due Diligence Vendor-05/21/2025 <br>Ready for Review-See attached VVOE - Due Diligence Vendor-05/21/2025 <br>Open-Borrower 2 3rd Party VOE Prior to Close Missing Missing Verbal VOE for Borrower 2 dated within 10 days of Note Date per AUS Findings. - Due Diligence Vendor-05/20/2025 |  | Resolved-Received VVOE for XXX within 10 days of closing. - Due Diligence Vendor-05/21/2025 |  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 19650225 |  |  | D | A | D | A | A | A | A | A | Closed | FCRE1148 | 2025-05-20 09:53 | 2025-05-20 15:54 | Resolved | 1 - Information | C | A | Credit | Title | Title Coverage is Less than Subject Lien(s) Total | Resolved-Received title supplement reflecting sufficient title coverage. - Due Diligence Vendor-05/20/2025 <br> Ready for Review-See attached Title Supplement that was in the file - Due Diligence Vendor-05/20/2025 <br> Open-Title Coverage Amount of $XXX is Less than Total Amount of Subject Lien(s) of $XXX Missing Title Supplemental Report reflecting Borrower's names, Loan Amount Coverage and Mortgagee. <br> - Due Diligence Vendor-05/20/2025 |  | Resolved-Received title supplement reflecting sufficient title coverage. - Due Diligence Vendor-05/20/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 19650226 |  |  | D | A | D | A | A | A | A | A | Closed | FCRE1168 | 2025-04-30 13:17 | 2025-05-07 14:54 | Resolved | 1 - Information | C | A | Credit | Insurance | Inadequate Hazard Insurance Coverage - Hazard Insurance Coverage is less than all Subject Lien(s) and Replacement Cost Value Provided | Resolved-Received revised HOI policy reflecting sufficient coverage. - Due Diligence Vendor-05/07/2025 <br> Ready for Review-Inadequate Hazard Insurance Coverage - Hazard Insurance Coverage Amount of $XXX is less than all Subject Lien(s) and/or Replacement Cost Estimator is provided but Hazard Insurance Coverage Amount is less than Replacement Cost Value of $XXX - Due Diligence Vendor-05/07/2025 <br> Ready for Review-Attached - Due Diligence Vendor-05/07/2025 <br> Open-Inadequate Hazard Insurance Coverage - Hazard Insurance Coverage Amount of $XXX is less than all Subject Lien(s) and/or Replacement Cost Estimator is provided but Hazard Insurance Coverage Amount is less than Replacement Cost Value of $XXX Per XXX Guidelines, Dwelling Coverage (Coverage A), must meet or exceed the replacement cost indicated. - Due Diligence Vendor-04/30/2025 |  | Resolved-Received revised HOI policy reflecting sufficient coverage. - Due Diligence Vendor-05/07/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 19650226 |  |  | D | A | D | A | A | A | A | A | Closed | FCRE1204 | 2025-04-30 15:50 | 2025-05-01 14:21 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Received Cleared fraud report reflecting explanation for clearance of high alert items. - Due Diligence Vendor-05/01/2025 <br>Ready for Review-Please see attached - Due Diligence Vendor-05/01/2025 <br>Open-Fraud Report Shows Uncleared Alerts Missing documentation to support lender addressed/cleared the high impact items reflected on the fraud report. - Due Diligence Vendor-04/30/2025 |  | Resolved-Received Cleared fraud report reflecting explanation for clearance of high alert items. - Due Diligence Vendor-05/01/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 19650226 |  |  | D | A | D | A | A | A | A | A | Closed | FCRE8728 | 2025-04-30 16:14 | 2025-05-01 11:33 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Payment History | Resolved-Received supporting documentation reflecting last payment made XXX. - Due Diligence Vendor-05/01/2025 <br> Ready for Review-Please see attached - Due Diligence Vendor-05/01/2025 <br> Open-Missing updated Mortgage Rating for Mortgage with XXX #XXX. Per guidelines, mortgage most be current and no more than 45 days have elapsed since the last paid installment date. Per the Credit report, last payment date is XXX. - Due Diligence Vendor-04/30/2025 |  | Resolved-Received supporting documentation reflecting last payment made XXX/XXX. - Due Diligence Vendor-05/01/2025 |  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 19650228 |  |  | B | A | A | A | B | A | A | A | Closed | FCOM9965 | 2025-05-14 13:09 | 2025-05-19 17:49 | Resolved | 1 - Information | B | A | Compliance | Missing Doc | Missing ROV disclosure | Resolved-Documentation received. Cleared Condition - Due Diligence Vendor-05/19/2025 <br>Ready for Review-ROV Disclosure - Due Diligence Vendor-05/19/2025 <br>Open-Missing Re-Consideration of Value Disclosure. - Due Diligence Vendor-05/14/2025 |  | Resolved-Documentation received. Cleared Condition - Due Diligence Vendor-05/19/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 19650229 |  |  | C | A | C | A | A | A | C | A | Closed | FVAL9739 | 2025-06-02 13:06 | 2025-06-10 09:20 | Resolved | 1 - Information | C | A | Property | Appraisal | Property/Appraisal General | Resolved-Received supporting documentation of AIR Compliance. - Due Diligence Vendor-06/10/2025 <br> Ready for Review-Certificate of Compliance - Due Diligence Vendor-06/09/2025 <br> Open-Missing documentation to support appraisal order meets AIR compliance. Appraisal completed for XXX reflects "No AMC" and payment was made directly to appraiser. - Due Diligence Vendor-06/02/2025 |  | Resolved-Received supporting documentation of AIR Compliance. - Due Diligence Vendor-06/10/2025<br>|  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 19650229 |  |  | C | A | C | A | A | A | C | A | Closed | FCRE1324 | 2025-06-03 10:06 | 2025-06-05 11:32 | Resolved | 1 - Information | C | A | Credit | Income/Employment | Borrower 1 Tax Returns Not Signed | Resolved-Received signed tax returns for XXX/XXX. - Due Diligence Vendor-06/05/2025 <br> Ready for Review-Please see the attached. - Due Diligence Vendor-06/05/2025 <br> Open-Borrower 1 Tax Returns Not Signed Missing signed XXX & XXX signed returns. - Due Diligence Vendor-06/03/2025 |  | Resolved-Received signed tax returns for XXX/XXX. - Due Diligence Vendor-06/05/2025 |  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |
| XXX | 19650229 |  |  | C | A | C | A | A | A | C | A | Closed | FCRE1354 | 2025-06-03 10:06 | 2025-06-04 14:33 | Resolved | 1 - Information | C | A | Credit | Income/Employment | Borrower 2 Tax Returns Not Signed | Resolved-Received supporting documentation of $$XXX tax payment to the IRS. - Due Diligence Vendor-06/04/2025 <br> Ready for Review-page 14 on XXX statement reflects IRS payment - Due Diligence Vendor-06/04/2025 <br> Open-Borrower 2 Tax Returns Not Signed Missing evidence borrowers paid the XXX IRS taxes in the amount of $XXX, must source where the funds to pay this off came from. If borrowers have an installment agreement with the IRS then lender to provide that as well. Subject to recalculation of DTI upon receipt. - Due Diligence Vendor-06/03/2025 |  | Resolved-Received supporting documentation of $$XXX tax payment to the IRS. - Due Diligence Vendor-06/04/2025 |  |  | XXX_1.pdf | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | XXX | XXX | Primary Residence | Purchase | NA | N/A | N/A |

---

## Exhibit 99.29

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.29**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| TPR Firm: | ![](incenter_001.jpg) | ![](incenter_001.jpg) | Report Date: | 6/30/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| Client Name: | Radian Mortgage Capital LLC | Radian Mortgage Capital LLC | Report: | Rating Agency Grades |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| Deal Name: | RMCT 2025-J3 | RMCT 2025-J3 | Loans in report: | 22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  |  |  |  |  | **INITIAL CREDIT GRADES** | **INITIAL CREDIT GRADES** | **INITIAL CREDIT GRADES** | **INITIAL CREDIT GRADES** | **INITIAL CREDIT GRADES** | **INITIAL COMPLIANCE GRADES** | **INITIAL COMPLIANCE GRADES** | **INITIAL COMPLIANCE GRADES** | **INITIAL COMPLIANCE GRADES** | **INITIAL COMPLIANCE GRADES** | **INITIAL PROPERTY GRADES** | **INITIAL PROPERTY GRADES** | **INITIAL PROPERTY GRADES** | **INITIAL PROPERTY GRADES** | **INITIAL PROPERTY GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **INITIAL OVERALL LOAN GRADES** | **FINAL CREDIT GRADES** | **FINAL CREDIT GRADES** | **FINAL CREDIT GRADES** | **FINAL CREDIT GRADES** | **FINAL CREDIT GRADES** | **FINAL COMPLIANCE GRADES** | **FINAL COMPLIANCE GRADES** | **FINAL COMPLIANCE GRADES** | **FINAL COMPLIANCE GRADES** | **FINAL COMPLIANCE GRADES** | **FINAL PROPERTY GRADES** | **FINAL PROPERTY GRADES** | **FINAL PROPERTY GRADES** | **FINAL PROPERTY GRADES** | **FINAL PROPERTY GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** | **FINAL OVERALL LOAN GRADES** |
| **Incenter Loan ID** | **Client Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Original Loan Amount** | **DBRS** | **Fitch** | **Kroll** | **Moodys** | **S&P** | **DBRS** | **Fitch** | **Kroll** | **Moodys** | **S&P** | **DBRS** | **Fitch** | **Kroll** | **Moodys** | **S&P** | **DBRS** | **Fitch** | **Kroll** | **Moodys** | **S&P** | **DBRS** | **Fitch** | **Kroll** | **Moodys** | **S&P** | **DBRS** | **Fitch** | **Kroll** | **Moodys** | **S&P** | **DBRS** | **Fitch** | **Kroll** | **Moodys** | **S&P** | **DBRS** | **Fitch** | **Kroll** | **Moodys** | **S&P** |
| XXX | 19650208 |  |  | XXX | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXX | 19650209 |  |  | XXX | D | D | D | D | D | D | D | D | D | D | A | B | A | B | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | B | A | B | A | A | B | A | B | A |
| XXX | 19650210 |  |  | XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXX | 19650211 |  |  | XXX | C | C | C | C | C | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXX | 19650212 |  |  | XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXX | 19650213 |  |  | XXX | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXX | 19650214 |  |  | XXX | C | C | C | C | C | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXX | 19650215 |  |  | XXX | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXX | 19650216 |  |  | XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXX | 19650217 |  |  | XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXX | 19650218 |  |  | XXX | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXX | 19650219 |  |  | XXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXX | 19650220 |  |  | XXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXX | 19650221 |  |  | XXX | C | C | C | C | C | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXX | 19650222 |  |  | XXX | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXX | 19650223 |  |  | XXX | C | C | C | C | C | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXX | 19650224 |  |  | XXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXX | 19650225 |  |  | XXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXX | 19650226 |  |  | XXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXX | 19650227 |  |  | XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXX | 19650228 |  |  | XXX | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| XXX | 19650229 |  |  | XXX | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |

---

## Exhibit 99.30

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.30**

---

| | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| TPR Firm: | ![](incenter_001.jpg) | ![](incenter_001.jpg) | Report Date: | 6/30/2025 |  |  |  |  |
| Client Name: | Radian Mortgage Capital LLC | Radian Mortgage Capital LLC | Report: | Final Tape Compare |  |  |  |  |
| Deal Name: | RMCT 2025-J3 | RMCT 2025-J3 | Loans in report: | 22 |  |  |  |  |
| **Incenter Loan ID** | **Client Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Transaction ID** | **Field Name** | **System Source** | **Reviewer Data** | **Tape Data** |
| XXX | 19650208 |  |  | XXX | XXX - Escrow Waiver | XXXCustomFieldsPage | Yes | No |
| XXX | 19650208 |  |  | XXX | XXX - Appraisal Date | XXXCustomFieldsPage | XXX | XXX |
| XXX | 19650209 |  |  | XXX | Cash to Close | finalCdDetailPage | XXX | XXX |
| XXX | 19650209 |  |  | XXX | Secondary Appraised Property Value | propertyValuationPage | XXX | XXX |
| XXX | 19650211 |  |  | XXX | Property Address | notePage | XXX | XXX |
| XXX | 19650211 |  |  | XXX | Monthly Property Tax Amount | titlePage | XXX | XXX |
| XXX | 19650211 |  |  | XXX | Qualifying Total Reserves Number of Months | assetPage | XXX | XXX |
| XXX | 19650211 |  |  | XXX | Project Type | XXXCustomFieldsPage | Established Project | Streamlined Review |
| XXX | 19650212 |  |  | XXX | Interested Party Contributions | postConsummationCdDetailPage | XXX | XXX |
| XXX | 19650213 |  |  | XXX | Cash out Include Debt Paid at Close | finalCdDetailPage | XXX | XXX |
| XXX | 19650214 |  |  | XXX | Cash to Close | finalCdDetailPage | XXX | XXX |
| XXX | 19650214 |  |  | XXX | Qualifying Total Reserves Number of Months | assetPage | XXX | XXX |
| XXX | 19650214 |  |  | XXX | Total Qualified Assets for Reserves Post-Close | assetPage | XXX | XXX |
| XXX | 19650214 |  |  | XXX | Project Type | XXXCustomFieldsPage | Established Project | Streamlined Review |
| XXX | 19650216 |  |  | XXX | Total Qualified Assets for Reserves Post-Close | assetPage | XXX | XXX |
| XXX | 19650217 |  |  | XXX | Cash to Close | finalCdDetailPage | XXX | XXX |
| XXX | 19650217 |  |  | XXX | All Other Payments | creditLiabilitiesPage | 1450 | 4275.5 |
| XXX | 19650217 |  |  | XXX | Qualifying Total Reserves Number of Months | assetPage | XXX | XXX |
| XXX | 19650217 |  |  | XXX | Total Qualified Assets Available | assetPage | XXX | XXX |
| XXX | 19650217 |  |  | XXX | Total Qualified Assets for Reserves Post-Close | assetPage | XXX | XXX |
| XXX | 19650218 |  |  | XXX | Total Qualified Assets for Reserves Post-Close | assetPage | XXX | XXX |
| XXX | 19650218 |  |  | XXX | Qualifying Total Reserves Number of Months | assetPage | XXX | XXX |
| XXX | 19650219 |  |  | XXX | Cash to Close | finalCdDetailPage | XXX | XXX |
| XXX | 19650219 |  |  | XXX | Interested Party Contributions | finalCdDetailPage | XXX | XXX |
| XXX | 19650219 |  |  | XXX | Qualifying Total Reserves Number of Months | assetPage | XXX | XXX |
| XXX | 19650219 |  |  | XXX | Total Qualified Assets Available | assetPage | XXX | XXX |
| XXX | 19650219 |  |  | XXX | Total Qualified Assets for Reserves Post-Close | assetPage | XXX | XXX |
| XXX | 19650221 |  |  | XXX | Interested Party Contributions | finalCdDetailPage | XXX | XXX |
| XXX | 19650222 |  |  | XXX | Borrower 2 SSN | the1003Page | XXX | XXX |
| XXX | 19650222 |  |  | XXX | Total Monthly Property Insurance Amount | propertyInsurancePage | XXX | XXX |
| XXX | 19650222 |  |  | XXX | All Other Payments | creditLiabilitiesPage | XXX | XXX |
| XXX | 19650222 |  |  | XXX | Qualifying FICO | creditLiabilitiesPage | XXX | XXX |
| XXX | 19650222 |  |  | XXX | Borrower 1 Origination FICO | creditLiabilitiesPage | XXX | XXX |
| XXX | 19650222 |  |  | XXX | Total Qualified Assets for Reserves Post-Close | assetPage | XXX | XXX |
| XXX | 19650222 |  |  | XXX | Qualifying Total Reserves Number of Months | assetPage | XXX | XXX |
| XXX | 19650222 |  |  | XXX | Borrower 2 Origination FICO | creditLiabilitiesPage | XXX | XXX |
| XXX | 19650223 |  |  | XXX | Borrower 1 Self-Employment Flag | employmentIncomePage | No | Yes |
| XXX | 19650224 |  |  | XXX | Total Qualified Assets for Reserves Post-Close | assetPage | XXX | XXX |
| XXX | 19650224 |  |  | XXX | Total Qualified Assets Available | assetPage | XXX | XXX |
| XXX | 19650225 |  |  | XXX | Cash to Close | postConsummationCdDetailPage | XXX | XXX |
| XXX | 19650225 |  |  | XXX | Borrower 2 Self-Employment Flag | employmentIncomePage | No | Yes |
| XXX | 19650225 |  |  | XXX | Cash out Include Debt Paid at Close | postConsummationCdDetailPage | XXX | XXX |
| XXX | 19650225 |  |  | XXX | AUS Findings | XXXCustomFieldsPage | No AUS | DU Approve/Ineligible |
| XXX | 19650226 |  |  | XXX | Cash to Close | finalCdDetailPage | XXX | XXX |
| XXX | 19650226 |  |  | XXX | Interested Party Contributions | finalCdDetailPage | XXX | XXX |
| XXX | 19650226 |  |  | XXX | Total Qualified Assets for Reserves Post-Close | assetPage | XXX | XXX |
| XXX | 19650226 |  |  | XXX | Qualifying Total Reserves Number of Months | assetPage | XXX | XXX |
| XXX | 19650226 |  |  | XXX | Total Qualified Assets Available | assetPage | XXX | XXX |
| XXX | 19650228 |  |  | XXX | Cash out Include Debt Paid at Close | finalCdDetailPage | XXX | XXX |
| XXX | 19650228 |  |  | XXX | Total Qualified Assets Available | assetPage | XXX | XXX |
| XXX | 19650228 |  |  | XXX | Total Qualified Assets for Reserves Post-Close | assetPage | XXX | XXX |
| XXX | 19650228 |  |  | XXX | Borrower 2 Origination FICO | creditLiabilitiesPage | XXX | XXX |
| XXX | 19650229 |  |  | XXX | Cash to Close | finalCdDetailPage | XXX | XXX |
| XXX | 19650229 |  |  | XXX | Borrower 2 Origination FICO | creditLiabilitiesPage | XXX | XXX |
| XXX | 19650229 |  |  | XXX | Secondary Appraised Property Value | propertyValuationPage | XXX | XXX |
| XXX | 19650229 |  |  | XXX | Total Qualified Assets for Reserves Post-Close | assetPage | XXX | XXX |

---

## Exhibit 99.31

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.31**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 | 41 | 42 | 43 | 44 | 45 | 46 | 47 | 48 | 49 | 50 | 51 | 52 | 53 | 54 | 55 | 56 | 57 | 58 | 59 | 60 | 61 | 62 | 63 | 64 | 65 | 66 | 67 | 68 | 69 | 70 | 71 | 72 | 73 | 74 | 75 | 76 | 77 | 78 | 79 | 80 | 81 | 82 | 83 | 84 | 85 | 86 | 87 | 88 | 89 | 90 | 91 | 92 | 93 | 94 | 95 | 96 | 97 | 98 | 99 | 100 | 101 | 102 | 103 | 104 | 105 | 106 | 107 | 108 | 109 | 110 | 111 | 112 | 113 | 114 | 115 | 116 | 117 | 118 | 119 | 120 | 121 | 122 | 123 | 124 | 125 | 126 | 127 | 128 | 129 | 130 | 131 | 132 | 133 | 134 | 135 | 136 | 137 | 138 | 139 | 140 | 141 | 142 | 143 | 144 | 145 | 146 | 147 | 148 | 149 | 150 | 151 | 152 | 153 | 154 | 155 | 156 | 157 | 158 | 159 | 160 | 161 | 162 | 163 | 164 | 165 | 166 | 167 | 168 | 169 | 170 | 171 | 172 | 173 | 174 | 175 | 176 | 177 | 178 | 179 | 180 | 181 | 182 | 183 | 184 | 185 | 186 | 187 | 188 | 189 | 190 | 191 | 192 | 193 | 194 | 195 | 196 | 197 | 198 | 199 | 200 | 201 | 202 | 203 | 204 | 205 | 206 | 207 | 208 | 209 | 210 | 211 | 212 | 213 | 214 | 215 | 216 | 217 | 218 | 219 | 220 | 221 | 222 | 223 | 224 | 225 | 226 | 227 | 228 | 229 | 230 | 231 | 232 | 233 | 234 | 235 | 236 | 237 | 238 | 239 | 240 | 241 | 242 | 243 | 244 | 245 | 246 | 247 | 248 | 249 | 250 | 251 | 252 | 253 | 254 | 255 | 256 | 257 | 258 | 259 | 260 | 261 |
| TPR Firm: | ![](incenter_001.jpg) | ![](incenter_001.jpg) | Report Date: | 6/30/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| Client Name: | Radian Mortgage Capital LLC | Radian Mortgage Capital LLC | Report: | Supplemental Data |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| Deal Name: | RMCT 2025-J3 | RMCT 2025-J3 | Loans in report: | 22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Incenter Loan ID** | **Client Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Loan Program** | **Guideline Product Name** | **Originator Name** | **Originating Entity CDFI Flag** | **Guideline Name** | **Guideline Author** | **Guideline Date** | **Guideline Version** | **Application Date** | **TILA Status** | **TRID** | **GSE** | **Verified Safe Harbor Flag** | **Verified Safe Harbor Reference Document** | **QM Regulation Failures** | **ATR QM Total Points and Fees Audit** | **Loan Regulation Benchmark Date** | **Benchmark Rate** | **AUS Decision System** | **Rating Result** | **Property Inspection Waiver (PIW)** | **Calculated APR** | **HUD 1 Page 1 Credits Total** | **Verified Qualifying Rate** | **Originator Qualifying Rate** | **Qualifying P&I** | **Default Interest Rate Present** | **Default Interest Rate** | **Annual Property Tax** | **Monthly Property Tax** | **Annual Insurance Costs** | **Monthly Insurance Cost** | **Annual HOA Costs** | **Monthly HOA Costs** | **Monthly Other Costs** | **PITIA** | **Residual Income** | **HOA Questionnaire Flag** | **HOA Name** | **HOA Address State** | **HOA Fee Amount** | **HOA Next Due Date** | **HOA Payment Frequency** | **Originator DTI** | **TPR Verified DTI** | **QM DTI** | **Is Borrower Non Occupant** | **Is Co Borrower Non Occupant** | **Co Borrower 2 Asset Verification Level** | **Co Borrower 3 Asset Verification Level** | **Co Borrower 2 Income Verification Level** | **Co Borrower 3 Income Verification Level** | **Co Borrower 2 Employment Verification Level** | **Co Borrower 3 Employment Verification Level** | **Borrower Employment Indicator** | **Co Borrower Employment Indicator** | **Co Borrower 2 Employment Indicator** | **Co Borrower 3 Employment Indicator** | **Co Borrower 2 Length of Employment** | **Co Borrower 3 Length of Employment** | **Document Level** | **Borrower Years of W2s/1099** | **CoBorrower Years of W2s/1099** | **Borrower Months of Paystubs Verified** | **Co Borrower Months of Paystubs Verified** | **Borrower Employment Gap Letter** | **Borrower Months of Employment Gap** | **Co Borrower Employment Gap Letter** | **Co Borrower Months of Employment Gap** | **Borrower Years of Personal Tax Returns** | **Borrower Years of Business Tax Returns** | **CoBorrower Years of Personal Tax Returns** | **CoBorrower Years of Business Tax Returns** | **Years of 4506T** | **Years of Tax Transcripts** | **Borrower Award/Offer Letter** | **Co Borrower Award/Offer Letter** | **Asset Depletion Flag** | **Partial Asset Depletion Flag** | **Asset Depletion Months Amortized** | **Asset Utilization Flag (No DTI)** | **Borrower Bank Statements Flag** | **Borrower Bank Statement Summary/Lender Worksheet** | **Borrower Number of Personal Bank Statements** | **Borrower Number of Business Bank Statements** | **CoBorrower Bank Statements Flag** | **Co Borrower Bank Statement Summary/Lender Worksheet** | **CoBorrower Number of Personal Bank Statements** | **CoBorrower Number of Business Bank Statements** | **Percent of Income From Statements** | **Borrower Business Ownership %** | **CoBorrower Business Ownership %** | **Bespoke Eligible Assets** | **Borrower P&L Type** | **Borrower Number of Months P&L** | **Borrower P&L Prepared By** | **CoBorrower P&L Type** | **CoBorrower P&L Prepared By** | **CoBorrower Number of Months P&L** | **Borrower CPA Letter Flag** | **# of Months CPA verified income** | **CoBorrower CPA Letter Flag** | **CoBorrower # of Months CPA verified income** | **Borrower WVOE Flag** | **Borrower # of Months Employment Validated WVOE** | **Borrower # of Months Income Validated WVOE** | **Borrower WVOE Form Type** | **CoBorrower WVOE Flag** | **CoBorrower # of Months WVOE** | **CoBorrower # of Months Income Validated WVOE** | **CoBorrower WVOE Form Type** | **DSCR Flag** | **TPR DSCR** | **Originator DSCR** | **Expense Letter** | **Income Doc Detail** | **Tax Return Doc Details** | **Property Address** | **Property City** | **Property State** | **Property Zip** | **Property County** | **Original Credit Report Date** | **Borrower 1 Credit Report Date** | **Borrower 2 Credit Report Date** | **Borrower 3 Credit Report Date** | **Borrower 4 Credit Report Date** | **Qualifying Credit Score** | **Third Wage Earner Original FICO Equifax** | **Third Wage Earner Original FICO Experian** | **Third Wage Earner Original FICO Transunion** | **Fourth Wage Earner Original FICO Equifax** | **Fourth Wage Earner Original FICO Experian** | **Fourth Wage Earner Original FICO Transunion** | **Most Recent Co Borrower 2 FICO** | **Most Recent Co Borrower 3 FICO** | **Updated Credit Report Flag** | **Updated Credit Report Date** | **Updated FICO Method** | **Primary Wage Earner Updated FICO Equifax** | **Primary Wage Earner Updated FICO Experian** | **Primary Wage Earner Updated FICO Transunion** | **Secondary Wage Earner Updated FICO Equifax** | **Secondary Wage Earner Updated FICO Experian** | **Secondary Wage Earner Updated FICO Transunion** | **Third Wage Earner Updated FICO Equifax** | **Third Wage Earner Updated FICO Experian** | **Third Wage Earner Updated FICO Transunion** | **Fourth Wage Earner Updated FICO Equifax** | **Fourth Wage Earner Updated FICO Experian** | **Fourth Wage Earner Updated FICO Transunion** | **Updated Primary Borrower FICO** | **Updated Co Borrower FICO** | **Updated Co Borrower 2 FICO** | **Updated Co Borrower 3 FICO** | **Updated Qualifying FICO** | **Most Recent Bankruptcy Type** | **Most Recent Bankruptcy Filing Date** | **Most Recent Bankruptcy Discharge Date** | **Number of Bankruptcy Events** | **Months Bankruptcy 7 11** | **Months Bankruptcy 13** | **Most Recent Deed in Lieu Date** | **Number of Deed in Lieu Events** | **Months Deed in Lieu** | **Most Recent Short Sale Date** | **Number of Short Sale Events** | **Months Short Sale (or Pre FC)** | **Most Recent Foreclosure Date** | **Number of Foreclosure Events** | **Months Foreclosure** | **Prior Mortgage/Rent Lates 30d in 0-12m** | **Prior Mortgage/Rent Lates 60d in 0-12m** | **Prior Mortgage/Rent Lates 90d in 0-12m** | **Prior Mortgage/Rent Lates 120d+ in 0-12m** | **Prior Mortgage/Rent Lates 30d in 13-24m** | **Prior Mortgage/Rent Lates 60d in 13-24m** | **Prior Mortgage/Rent Lates 90d in 13-24m** | **Prior Mortgage/Rent Lates 120d+ in 13-24m** | **Prior Mortgage/Rent Late 30d in 24m** | **Prior Mortgage/Rent Late 60d in 24m** | **Prior Mortgage/Rent Late 90d in 24m** | **Has ACH** | **Is Equity Shared Loan** | **Subordinate Lien Type** | **Subordinate Lien Max Draw Amount (HELOC)** | **Is Shared Appreciation Mortgage** | **Borrower Originator Citizenship Designation** | **Borrower Verified Citizenship Designation** | **Borrower Individual Tax Identification Number (ITIN)?** | **Borrower Photo Identification Type** | **Borrower Photo Identification Other Type** | **Borrower Photo ID State of Issuance** | **Borrower Photo ID Country of Issuance** | **Borrower Photo ID Expiration Date** | **Borrower Passport Country of Origin** | **Borrower Passport Expiration Date** | **Borrower Non-US Citizen Identification Document** | **Borrower Date of Resident Since/Valid Date** | **Borrower Non-US Document Expiration Date** | **Co Borrower Originator Citizenship Designation** | **Co Borrower Verified Citizenship Designation** | **Co Borrower Individual Tax Identification Number (ITIN)?** | **Co Borrower Photo Identification Type** | **Co Borrower Photo Identification Other Type** | **Co Borrower Photo ID State of Issuance** | **Co Borrower Photo ID Country of Issuance** | **Co Borrower Photo ID Expiration Date** | **Co Borrower Passport Country of Origin** | **Co Borrower Passport Expiration Date** | **Co Borrower Non-US Citizen Identification Document** | **Co Borrower Date of Resident Since/Valid Date** | **Co Borrower Non-US Document Expiration Date** | **Co Borrower 2 Originator Citizenship Designation** | **Co Borrower 2 Verified Citizenship Designation** | **Co Borrower 2 Individual Tax Identification Number (ITIN)?** | **Co Borrower 2 Photo Identification Type** | **Co Borrower 2 Photo Identification Other Type** | **Co Borrower 2 Photo ID State of Issuance** | **Co Borrower 2 Photo ID Country of Issuance** | **Co Borrower 2 Photo ID Expiration Date** | **Co Borrower 2 Passport Country of Origin** | **Co Borrower 2 Passport Expiration Date** | **Co Borrower 2 Non-US Citizen Identification Document** | **Co Borrower 2 Date of Resident Since/Valid Date** | **Co Borrower 2 Non-US Document Expiration Date** | **Co Borrower 3 Originator Citizenship Designation** | **Co Borrower 3 Verified Citizenship Designation** | **Co Borrower 3 Individual Tax Identification Number (ITIN)?** | **Co Borrower 3 Photo Identification Type** | **Co Borrower 3 Photo Identification Other Type** | **Co Borrower 3 Photo ID State of Issuance** | **Co Borrower 3 Photo ID Country of Issuance** | **Co Borrower 3 Photo ID Expiration Date** | **Co Borrower 3 Passport Country of Origin** | **Co Borrower 3 Passport Expiration Date** | **Co Borrower 3 Non-US Citizen Identification Document** | **Co Borrower 3 Date of Resident Since/Valid Date** | **Co Borrower 3 Non-US Document Expiration Date** | **Property Rights** | **Leasehold Lease Expiration Date** | **Buydown Flag** | **Assumable Mortgage Flag** | **Foreign National Alternative Credit Documentation** | **Liquid / Cash Reserves (ASF)** | **Months Liquid Reserves** | **Total Assets Available for Reserves** | **Months Reserves** | **Blanket Mortgage Flag** | **Qualifying HCLTV** | **Condo Warrantability Flag** | **E-Note Flag** | **O&E in lieu of Title Insurance** | **Business Purpose Flag** | **Borrower Note Executed As** | **Co Borrower Note Executed As** | **Co Borrower 2 Note Executed As** | **Co Borrower 3 Note Executed As** |
| XXX | 19650208 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 02/03/2025 | 6.920% | DU | Approve Eligible | No | 6.819% |  | 6.750% |  | XXX | No |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX | Annually | XXX | XXX | XXX | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 2 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | XXX | NA | 0 | 0 | XXX | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2024 \|\| Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2024 | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2024 \|\| Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2024 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A |  |  | XXX | XXX | XXX | x |  |  |  |  | US Citizen | US Citizen | N/A | Missing |  | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |
| XXX | 19650209 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor GSE Temporary (GSE SH) | Yes | Yes | No | N/A | N/A |  | 02/19/2025 | 6.880% | AUS | Approve Eligible | Yes | 6.984% |  | 6.875% |  | XXX | No |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | 2+ Months |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 8 | 8 | XXX |  |  | 0 | XXX | No | 0 |  |  | Borrower - Wage, Retirement, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | XXX | XXX | X |  |  |  |  |  |  |  |  |  | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXX | 19650210 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 03/07/2025 | 6.730% | AUS | Approve Eligible | No | 7.417% |  | 7.375% |  | XXX | No |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX |  | XXX | XXX | XXX | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | XXX | NA | 0 | 0 | XXX | No | 0 |  |  | Borrower - Wage \|\| Co Borrower - Wage | Borrower \|\| Co Borrower | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 |  |  |  |  | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen |  |  |  |  | XXX | XXX | XXX |  |  |  |  |  | US Citizen | US Citizen | N/A | Missing |  | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |
| XXX | 19650211 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 02/21/2025 | 6.880% | AUS | Accept Eligible | No | 6.867% |  | 6.750% |  | XXX | No |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | Yes | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 20 | 20 | XXX |  |  | 0 | XXX | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | XXX | XXX | X |  |  |  |  |  |  |  |  |  | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXX | 19650212 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 03/04/2025 | 6.730% | DU | Approve Eligible | No | 7.082% |  | 6.990% |  | XXX | No |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | Yes | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | 1YR Full Doc | 2 |  | Less than 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Stocks/Bonds,Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | XXX |  |  | 0 | XXX | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  |  |  |  |  |  |  |  |  |  |  |  | Unknown | No |  |  | No | US Citizen |  |  |  |  | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXX | 19650213 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 03/12/2025 | 6.620% | LP | Accept Eligible | No | 7.334% |  | 7.000% |  | XXX | No |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX | Annually | XXX | XXX | XXX | No |  |  |  |  |  |  |  | Retired |  |  |  |  |  | 1YR Full Doc | 1 |  | NA |  | N/A | 0 |  |  | 1 | 0 |  |  | 0 | 0 | Yes |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | XXX |  |  | 0 | XXX | No | 0 |  |  | Borrower - Retirement, SSI and Disability, Military and Government Assistance - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, Award Letter Verified - 2023, 2025 | Borrower - 1 YR Personal Tax Returns Verified - 2023, 2025 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXX | 19650214 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 03/04/2025 | 6.730% | AUS | Accept Eligible | No | 6.598% |  | 6.500% |  | XXX | No |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | Yes | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 0 | 0 |  |  | 3 | 0 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 67 | 25 | XXX |  |  | 0 | XXX | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXX | 19650215 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 03/03/2025 | 6.730% | AUS | Approve Eligible | No | 6.700% |  | 6.625% |  | XXX | No |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 2+ Months |  | N/A | 0 |  |  | 0 | 0 |  |  | 2 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 164 | 25 | XXX |  |  | 0 | XXX | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Commission, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | XXX | XXX | X |  |  |  |  |  |  |  |  |  | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXX | 19650216 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 02/14/2025 | 6.870% | DU | Approve Eligible | No | 6.375% |  | 6.375% |  | XXX | No |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% |  |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 1 | 288 | XXX | NA | 0 | 0 | XXX | No | 0 |  |  | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified \|\| Co Borrower | Borrower \|\| Co Borrower | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen |  |  |  |  | XXX | XXX | XXX |  |  |  |  |  | US Citizen | US Citizen | N/A | Missing |  | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |
| XXX | 19650217 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 02/13/2025 | 6.870% | DU | Approve Eligible | No | 6.500% |  | 6.500% |  | XXX | No |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 1 | 144 | XXX | Yes | 2 | 211 | XXX | No | 0 |  |  | Borrower - Wage - Written VOE Verified, 2 YRS Executed 4506T Verified \|\| Co Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified \|\| Co Borrower - 2 YRS Executed 4506T Verified | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen |  |  |  |  | XXX | XXX | XXX |  |  |  |  |  | US Citizen | US Citizen | N/A | Missing |  | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |
| XXX | 19650218 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 02/24/2025 | 6.850% | DU | Approve Eligible | No | 6.250% |  | 6.250% |  | XXX | No |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 2 |  | 1 Month |  | N/A | 0 |  |  | 0 | 0 |  |  | 0 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 0.00% |  | Proceeds from Sale | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 1 | 264 | XXX |  |  | 0 | XXX | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified | Borrower | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen |  |  |  |  | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXX | 19650219 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 03/24/2025 | 6.660% | DU | Approve Eligible | No | 6.888% |  | 6.875% |  | XXX | No |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 2 | 2 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | Borrower Prepared | 3 | Borrower |  |  |  | NA | 0 | No |  | NA | 0 | 0 | XXX |  |  | 0 | XXX | No | 0 |  |  | Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, Balance Sheet Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2023 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen |  |  |  |  | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXX | 19650220 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 04/02/2025 | 6.650% | DU | Approve Eligible | No | 7.442% |  | 7.375% |  | XXX | No |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | Yes | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No |  |  |  |  |  |  |  | Self-Employed |  |  |  |  |  | Full Doc | 0 |  | NA |  | N/A | 0 |  |  | 1 | 0 |  |  | 3 | 1 | NA |  | No | No | 0 | No | No | N/A | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  |  | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | NA | 0 | 0 | XXX |  |  | 0 | XXX | No | 0 |  |  | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2023, 2022 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2023, 2022 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen |  |  |  |  | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXX | 19650221 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 04/15/2025 | 6.700% | DU | Approve Eligible | No | 6.842% |  | 6.750% |  | XXX | No |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX |  | XXX | XXX | XXX | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 10 | 122 | XXX | NA | 0 | 0 | XXX | No | 0 |  |  | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2023, 2024, 2025 | Borrower - Executed 4506T Verified - 2023, 2024, 2025 \|\| Co Borrower - Executed 4506T Verified - 2023, 2024, 2025 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | XXX | XXX |  |  |  |  |  | US Citizen | US Citizen | N/A | Missing |  | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |
| XXX | 19650222 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 02/19/2025 | 6.880% | AUS | Approve Ineligible | No | 6.471% |  | 6.250% |  | XXX | No |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX |  | XXX | XXX | XXX | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 27 | 27 | XXX | Yes | 62 | 62 | XXX | No | 0 |  |  | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - 2025, 2024 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 1 YR Executed 4506T Verified - 2025 - 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Executed 4506T Verified - 2025, 2024 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Executed 4506T Verified - 2025 - 2025 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | XXX | XXX |  |  |  |  |  | US Citizen | US Citizen | N/A | Missing |  | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |
| XXX | 19650223 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 03/27/2025 | 6.660% | Manual Underwriting |  | No | 6.338% |  | 6.125% |  | XXX | No |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX |  | XXX | XXX | XXX | No | No |  |  |  |  |  |  | Employed | Not Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 24.73% |  | Stocks/Bonds,Stocks/Bonds | Audited | 15 | Tax Preparer | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | XXX | NA | 0 | 0 | XXX | No | 0 |  |  | Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2022, 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2022, 2023, 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | XXX | XXX | X |  |  |  |  | US Citizen | US Citizen | N/A | Missing |  | XXX | XXX | XXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |
| XXX | 19650224 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 04/16/2025 | 6.700% | Manual Underwriting |  | No | 6.746% |  | 6.625% |  | XXX | No |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX |  | XXX | XXX | XXX | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 1 | 24 | XXX | Yes | 1 | 24 | XXX | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - 2024, 2025 \|\| Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - 2024, 2025 | Borrower - 1 YR Executed 4506T Verified - 2024, 2025 \|\| Co Borrower - 1 YR Executed 4506T Verified - 2024, 2025 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | XXX | XXX |  |  |  |  |  | US Citizen | US Citizen | N/A | Missing |  | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |
| XXX | 19650225 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 04/03/2025 | 6.650% | Manual Underwriting |  | No | 6.667% |  | 6.625% |  | XXX | No |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX |  | XXX | XXX | XXX | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | XXX | NA | 0 | 0 | XXX | No | 0 |  |  | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 1 YR Executed 4506T Verified - 2024, 2025 \|\| Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 1 YR Executed 4506T Verified - 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Executed 4506T Verified - 2024, 2025 \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Executed 4506T Verified - 2024, 2025 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | XXX | XXX |  |  |  |  |  | US Citizen | US Citizen | N/A | Missing |  | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |
| XXX | 19650226 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | No | No | N/A | N/A |  | 02/04/2025 | 6.920% | Manual Underwriting |  | No | 6.546% |  | 6.500% |  | XXX | No |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX |  | XXX | XXX | XXX | No | No |  |  |  |  |  |  | Not Employed | Employed |  |  |  |  | Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | XXX | NA | 0 | 0 | XXX | No | 0 |  |  | Borrower - Other REO Net Rental Income(Loss) - 1 YR Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - Wage, Overtime and Bonus, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 1 YR Executed 4506T Verified - 2024, 2023, 2022 | Borrower - 1 YR Executed 4506T Verified - 2024, 2023, 2022 \|\| Co Borrower - 1 YR Executed 4506T Verified - 2024, 2023, 2022 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen |  |  |  |  | XXX | XXX | XXX |  |  |  |  |  | US Citizen | US Citizen | N/A | Missing |  | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |
| XXX | 19650227 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 04/04/2025 | 6.650% | Manual Underwriting |  | No | 6.877% |  | 6.750% |  | XXX | No |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX |  | XXX | XXX | XXX | No |  |  |  |  |  |  |  | Employed |  |  |  |  |  | Full Doc | 1 |  | 2+ Months |  | N/A | 0 |  |  | 2 | 0 |  |  | 1 | 0 | NA |  | No | No | 0 | No | No | Yes | 0 | 0 | No |  |  |  | 0.00% | 100.00% |  | Stocks/Bonds | N/A | 0 | N/A |  |  |  | NA | 0 | No |  | Yes | 1 | 33 | XXX |  |  | 0 | XXX | No | 0 |  |  | Borrower - Wage, Other, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - 2023, 2024, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Executed 4506T Verified - 2023, 2024, 2025 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A |
| XXX | 19650228 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 04/10/2025 | 6.620% | AUS | Approve Eligible | No | 6.916% |  | 6.875% |  | XXX | No |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX |  | XXX | XXX | XXX | No | No |  |  |  |  |  |  | Employed | Employed |  |  |  |  | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Stocks/Bonds,Stocks/Bonds | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 10 | 10 | XXX | Yes | 32 | 27 | XXX | No | 0 |  |  | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025 \|\| Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2021, 2022, 2023, 2024, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2024, 2025 \|\| Co Borrower - 2 YRS Executed 4506T Verified - 2021, 2022, 2023, 2024, 2025 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A |  |  | XXX | XXX | XXX | X |  |  |  |  | US Citizen | US Citizen | N/A | Missing |  | XXX | XXX | XXX | X |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |
| XXX | 19650229 |  |  | XXX | XXX | XXX | No | XXX | XXX | XXX | XXX | XXX | QM: Safe Harbor APOR (APOR SH) | Yes | Yes | No | N/A | N/A |  | 04/23/2025 | 6.810% | LP | Accept Eligible | No | 7.130% |  | 6.875% |  | XXX | No |  | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX | N/A | XXX | XXX | XXX | XXX | Monthly | XXX | XXX | XXX | No | No |  |  |  |  |  |  | Not Employed | Self-Employed |  |  |  |  | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 1 | 1 | NA | NA | No | No | 0 | No | No |  | 0 | 0 | No | Yes | 0 | 0 | 0.00% |  | 100.00% |  | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | XXX | NA | 0 | 0 | XXX | No | 0 |  |  | Borrower - 2 YRS Personal Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified \|\| Co Borrower - SECorporation - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2023, 2024 | Borrower - 2 YRS Personal Tax Returns Verified, null Executed 4506T Verified, null IRS Transcripts Verified \|\| Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2023, 2024 | XXX | XXX | XXX | XXX | XXX | XXX | XXX | XXX |  |  | XXX |  |  |  |  |  |  |  |  | No |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | NA |  |  | 0 |  |  |  | 0 |  |  | 0 |  |  | 0 |  | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No |  |  | No | US Citizen | US Citizen | N/A | Missing |  | XXX | XXX | XXX |  |  |  |  |  | US Citizen | US Citizen | N/A | Missing |  | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Fee Simple |  | No | No | N/A | XXX | XXX | XXX | XXX | No | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A |

---

## Exhibit 99.32

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.32**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| TPR Firm: | ![](incenter_001.jpg) | ![](incenter_001.jpg) | Report Date: | 6/30/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| Client Name: | Radian Mortgage Capital LLC | Radian Mortgage Capital LLC | Report: | QM ATR |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| Deal Name: | RMCT 2025-J3 | RMCT 2025-J3 | Loans in report: | 22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Incenter Loan ID** | **Client Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Lender Application Date** | **Originator QM Status** | **Final QM Status** | **Originator QM Status Difference than Final QM Status?** | **Reason Why NonQM Final Status** | **APR Pricing Threshold Exceeded?** | **QM DTI Threshold Exceeded?** | **Higher Priced Mortgage Loan (HPML)?** | **Negatively Amortizing Loan?** | **Principal Deferment?** | **Interest Only Flag?** | **Prepayment Penalty?** | **Balloon Flag?** | **Adjustable Rate Balloon?** | **Loan Term Less Than 5 Years?** | **QM Points and Fees Threshold Exceeded?** | **QM Total Points and Fees** | **APR** | **ATR: Qualifying Payment Properly Considered?** | **ATR: Current Employment/Self-Employment Verified?** | **ATR: Balloon Qualifying Payment Properly Considered?** | **ATR: Reasonable Income or Assets Considered?** | **ATR: Subject PITIA Adequately Documented?** | **ATR: All Liabilities Including Alimony and Child Support in DTI?** | **ATR: Simultaneous Loan Calculated Properly** | **ATR: Credit History was Considered Properly?** | **ATR: Did Lender Document All ATR Factors?** | **ATR: Was an ATR/QM Residual Income Analysis Provided?** | **Residual Income** | **Residual Income Meets Guidelines?** | **Borrower 1 Employment Indicator** | **Borrower 2 Employment Indicator** | **Borrower 1 Foreign National Indicator** | **Borrower 2 Foreign National Indicator** | **Business Purpose Loan?** | **Business Purpose Verified?** |
| XXX | 19650208 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A |  | N/A | Employed | Employed | No | No | No |  |
| XXX | 19650209 |  |  | XXX | QM: Safe Harbor GSE Temporary (GSE SH) | QM: Safe Harbor GSE Temporary (GSE SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A |  | N/A | Employed |  | No |  | No |  |
| XXX | 19650210 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | N/A | N/A | Yes | N/A | N/A |  | N/A | Employed | Employed | No | No | No |  |
| XXX | 19650211 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A |  | N/A | Employed |  | No |  | No |  |
| XXX | 19650212 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | N/A | N/A | N/A | Yes | N/A | N/A |  | N/A | Employed |  | No |  | No |  |
| XXX | 19650213 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No |  |  | Yes | N/A | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A |  | N/A | Retired |  | No |  | No |  |
| XXX | 19650214 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A |  | N/A | Employed |  | No |  | No |  |
| XXX | 19650215 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A |  | N/A | Employed |  | No |  | No |  |
| XXX | 19650216 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A |  | N/A | Employed | Not Employed | No | No | No |  |
| XXX | 19650217 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A |  | N/A | Employed | Employed | No | No | No |  |
| XXX | 19650218 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A |  | N/A | Employed |  | No |  | No |  |
| XXX | 19650219 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A |  | N/A | Employed |  | No |  | No |  |
| XXX | 19650220 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A |  | N/A | Employed |  | No |  | No |  |
| XXX | 19650221 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes |  | N/A | Employed | Employed | No | No | No |  |
| XXX | 19650222 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | Yes | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A |  | N/A | Employed | Employed | No | No | No |  |
| XXX | 19650223 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A |  | N/A | Employed | Not Employed | No | No | No |  |
| XXX | 19650224 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A |  | N/A | Employed | Employed | No | No | No |  |
| XXX | 19650225 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A |  | N/A | Employed | Employed | No | No | No |  |
| XXX | 19650226 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A |  | N/A | Not Employed | Employed | No | No | No |  |
| XXX | 19650227 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A |  | N/A | Employed |  | No |  | No |  |
| XXX | 19650228 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A |  | N/A | Employed | Employed | No | No | No |  |
| XXX | 19650229 |  |  | XXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No |  | No | No | No | No | No | No | No | No | No | No | No |  |  | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A |  | N/A | Not Employed | Employed | No | No | No |  |

---

## Exhibit 99.33

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.33**

---

| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|:---|
| TPR Firm: | ![](incenter_001.jpg) | ![](incenter_001.jpg) | Report Date: | 6/30/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| Client Name: | Radian Mortgage Capital LLC | Radian Mortgage Capital LLC | Report: | Valuation Summary |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| Deal Name: | RMCT 2025-J3 | RMCT 2025-J3 | Loans in report: | 22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Incenter Loan ID** | **Client Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Note Date** | **Original Loan Amount** | **Sales Price** | **Total Adjusted Prior Purchase Price** | **Primary Appraised Value** | **Primary Appraisal Date** | **Primary Appraisal Type** | **Value for LTV** | **LTV** | **CLTV** | **Loan Reviewed Property Value** | **Loan Reviewed Variance Amount** | **Loan Reviewed Variance Percent** | **Loan Reviewed Product Type** | **Loan Post-Close Reviewed Property Value** | **Loan Post-Close Reviewed Variance Amount** | **Loan Post-Close Reviewed Variance Percent** | **Loan Post-Close Reviewed Product Type** | **Second Appraisal Value** | **Second Appraisal Variance Amount** | **Second Appraisal Variance Percent** | **Second Appraisal Date** | **Second Appraisal Type** | **AVM Appraised Value** | **AVM Variance Amount** | **AVM Variance Percent** | **AVM Confidence Score** | **FSD Score** | **AVM Company Name** | **AVM Product Name** | **AVM Appraisal Date** | **Desk Review Appraised Value** | **Desk Review Variance Amount** | **Desk Review Variance Percent** | **Desk Review Company** | **Desk Review Risk Score** | **Desk Review Appraisal Date** | **Desk Top Appraised Value** | **Desk Top Variance Amount** | **Desk Top Variance Percent** | **Desk Top Company** | **Desk Top Appraisal Date** | **BPO Appraised Value** | **BPO Variance Amount** | **BPO Variance Percent** | **BPO Company** | **BPO Appraisal Date** | **Field Review Appraised Value** | **Field Review Variance Amount** | **Field Review Variance Percent** | **Field Review Company** | **Field Review Appraisal Date** | **2055 Appraised Value** | **2055 Variance Amount** | **2055 Variance Percent** | **2055 Company** | **2055 Appraisal Date** | **AVE/CMA Appraised Value** | **AVE/CMA Variance Amount** | **AVE/CMA Variance Percent** | **AVE/CMA Company** | **AVE/CMA Appraisal Date** | **Completion Report (1004D) Date** | **Other Appraised Value** | **Other Variance Amount** | **Other Variance Percent** | **Other Appraisal Date** | **Updated Appraised Value** | **Updated Variance Amount** | **Updated Variance Percent** | **Updated Company** | **Updated Appraisal Date** | **Updated Appraisal Type** | **Loan Collateral Advisor Risk Score** | **Loan Collateral Advisor Risk Score Date** | **Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?** | **Collateral Underwriter Risk Score** | **Collateral Underwriter Risk Score Date** |
| XXX | 19650208 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  | XXX | XXX |  |  |  | XXX | XXX | XXX | XXX | XXX |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX |  | 1.5 | XXX |
| XXX | 19650209 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | None - Appraisal Waiver | XXX | XXX | XXX | XXX | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX | XXX | .0067 | 97.0 | 0.03 | XXX | XXX | XXX | XXX | XXX |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  | XXX |
| XXX | 19650210 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  | XXX | XXX |  |  |  | XXX | XXX | XXX | XXX | XXX |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX |  | 1.5 | XXX |
| XXX | 19650211 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1073 Individual Condo Report | XXX | XXX | XXX | XXX | XXX | .0241 | AVM |  |  |  |  |  |  |  |  |  | XXX | XXX | .0241 | 96.0 | 0.04 | XXX | XXX | XXX | XXX | XXX |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  | 0 | XXX | Not Eligible | 2.6 | XXX |
| XXX | 19650212 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1073 Individual Condo Report | XXX | XXX | XXX | XXX | XXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  | XXX | XXX |  |  |  | XXX | XXX | XXX | XXX | XXX |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX |  | 1 | XXX |
| XXX | 19650213 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  | XXX | XXX |  |  |  | XXX | XXX | XXX | XXX | XXX |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX | Eligible | 1.4 | XXX |
| XXX | 19650214 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1073 Individual Condo Report | XXX | XXX | XXX | XXX | XXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  | XXX | XXX |  |  |  | XXX | XXX | XXX | XXX | XXX |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX | Not Eligible | 1 | XXX |
| XXX | 19650215 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1073 Individual Condo Report | XXX | XXX | XXX | XXX | XXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  | XXX | XXX |  |  |  | XXX | XXX | XXX | XXX | XXX |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX | Eligible | 1 | XXX |
| XXX | 19650216 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  | XXX | XXX |  |  |  | XXX | XXX | XXX | XXX | XXX |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX | Eligible | 1 | XXX |
| XXX | 19650217 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  | XXX | XXX |  |  |  | XXX | XXX | XXX | XXX | XXX |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX | Eligible | 1.9 | XXX |
| XXX | 19650218 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  | XXX | XXX |  |  |  | XXX | XXX | XXX | XXX | XXX |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX | Eligible | 2.3 | XXX |
| XXX | 19650219 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  | XXX | XXX |  |  |  | XXX | XXX | XXX | XXX | XXX |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX | Eligible | 1.3 | XXX |
| XXX | 19650220 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1073 Individual Condo Report | XXX | XXX | XXX | XXX | XXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  | XXX | XXX |  |  |  | XXX | XXX | XXX | XXX | XXX |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX | Eligible | 2.2 | XXX |
| XXX | 19650221 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  | XXX | XXX |  |  |  | XXX | XXX | XXX | XXX | XXX | .0000 | XXX | LOW RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX | Not Eligible | 4.3 | XXX |
| XXX | 19650222 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  | XXX | XXX |  |  |  | XXX | XXX | XXX | XXX | XXX | .0000 | XXX | LOW RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX | Not Eligible | 2.6 | XXX |
| XXX | 19650223 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  | XXX | XXX |  |  |  | XXX | XXX | XXX | XXX | XXX |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX |  | 1 | XXX |
| XXX | 19650224 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  | XXX | XXX |  |  |  | XXX | XXX | XXX | XXX | XXX | .0000 | XXX | MODERATE RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX |  | 1 | XXX |
| XXX | 19650225 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  | XXX | XXX |  |  |  | XXX | XXX | XXX | XXX | XXX | .0000 | XXX | MODERATE RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX | Not Eligible | 4.2 | XXX |
| XXX | 19650226 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | .0000 | Desk Review |  |  |  |  |  |  |  |  |  | XXX | XXX |  |  |  | XXX | XXX | XXX | XXX | XXX | .0000 | XXX | LOW RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX | Eligible | 2.4 | XXX |
| XXX | 19650227 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | -.0134 | Desk Review |  |  |  |  |  |  |  |  |  | XXX | XXX |  |  |  | XXX | XXX | XXX | XXX | XXX | -.0134 | XXX | LOW RISK | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX |  | 3.4 | XXX |
| XXX | 19650228 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  | XXX | XXX |  |  |  | XXX | XXX | XXX | XXX | XXX |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  |  | XXX | Eligible | 2 | XXX |
| XXX | 19650229 |  |  | XXX | XXX | XXX | XXX | XXX | XXX | 1004 URAR | XXX | XXX | XXX | XXX | XXX | .0000 | Collateral Underwriter (CU) |  |  |  |  |  |  |  |  |  | XXX | XXX |  |  |  | XXX | XXX | XXX | XXX | XXX |  | XXX |  | XXX |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | XXX |  |  |  |  |  |  |  |  |  |  | 1.5 | XXX | Eligible | 1 | XXX |

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## Exhibit 99.34

[Radian Mortgage Securities LLC ABS-15G](rmct-abs15g.htm)

**Exhibit 99.34**

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| TPR Firm: | ![](incenter_001.jpg) | ![](incenter_001.jpg) | Report Date: | 6/30/2025 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| Client Name: | Radian Mortgage Capital LLC | Radian Mortgage Capital LLC | Report: | Business Purpose Supplement |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| Deal Name: | RMCT 2025-J3 | RMCT 2025-J3 | Loans in report: | 22 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
| **Incenter Loan ID** | **Client Loan ID** | **Seller Loan ID** | **Investor Loan ID** | **Seller Name** | **Loan Program** | **Documentation Type** | **Executed NOO Docs in File** | **Lease In Place Flag** | **Actual In Place Rent** | **Third Party Market Rent Estimate** | **Third Party Rent Source** | **Actual Short Term Rent Amount** | **Actual Short Term Rent Source** | **Short Term Rent Number of Months** | **Short Term Rental Occupancy Factor** | **Rental Income Used for Property DSCR Calculation** | **Rental Source for Property DSCR Calculation** | **DSCR Calculation Based On Short Rental Income Flag** | **Property DTI** | **Originator DSCR** | **TPR DSCR** | **PITIA** | **Gross Rental Income Unit 1** | **Lease End Date Unit 1** | **Lease Term Unit 1** | **Gross Rental Income Unit 2** | **Lease End Date Unit 2** | **Lease Term Unit 2** | **Gross Rental Income Unit 3** | **Lease End Date Unit 3** | **Lease Term Unit 3** | **Gross Rental Income Unit 4** | **Lease End Date Unit 4** | **Lease Term Unit 4** | **Gross Rental Income Unit 5** | **Lease End Date Unit 5** | **Lease Term Unit 5** | **Gross Rental Income Unit 6** | **Lease End Date Unit 6** | **Lease Term Unit 6** | **Gross Rental Income Unit 7** | **Lease End Date Unit 7** | **Lease Term Unit 7** | **Gross Rental Income Unit 8+** | **Rent Loss Insurance** | **Rent Loss Insurance Amount** | **Fee Amount** | **Acquisition Cost** | **Renovation Cost** | **Effective Gross Income** | **Turnover Costs** | **Repairs and Maintenance** | **Marketing and Leasing Costs** | **Utilities** | **Other Costs** | **Cap Ex Reserve** | **Section 8** | **Blanket Mortgage/Cross Collateral Flag** | **Number of Years Property Owned** | **Number of Mortgaged Properties With Lender** | **Number of Properties Securing Loan** | **Foreign National Alternative Credit Documentation** | **Months Reserves** | **Loan Closed in the name of Business Entity** | **Vested Business Entity Name** | **Vested Business Entity Type** | **Qualifying Primary Borrower Type** | **Qualifying Primary Borrower First Name** | **Qualifying Primary Borrower Last Name** | **Qualifying CoBorrower Type** | **Qualifying CoBorrower First Name** | **Qualifying CoBorrower Last Name** | **Qualifying CoBorrower 2 Type** | **Qualifying CoBorrower 2 First Name** | **Qualifying CoBorrower 2 Last Name** | **Qualifying CoBorrower 3 Type** | **Qualifying CoBorrower 3 First Name** | **Qualifying CoBorrower 3 Last Name** | **Non-Qualifying Guarantor 1 First Name** | **Non-Qualifying Guarantor 1 Last Name** | **Non-Qualifying Guarantor 1 Citizenship** | **Non-Qualifying Guarantor 1 Country Name** | **Non-Qualifying Guarantor 2 First Name** | **Non-Qualifying Guarantor 2 Last Name** | **Non-Qualifying Guarantor 2 Citizenship** | **Non-Qualifying Guarantor 2 Country Name** | **Personal Guaranty** | **Total Number of Guarantors** | **Personal Guaranty Recourse Level** | **Business Entity EIN** |

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