# EDGAR Filing Document

**Accession Number:** 0001940406
**File Stem:** 0001376474-25-000836
**Filing Date:** 2025-10
**Character Count:** 17694
**Document Hash:** cf657d2b36bce16e1603b9efebdcaf6a
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001376474-25-000836.hdr.sgml**: 20251006

**ACCESSION NUMBER**: 0001376474-25-000836

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251006

**DATE AS OF CHANGE**: 20251006

**EFFECTIVENESS DATE**: 20251006

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Greenfield Savings Bank
- **CENTRAL INDEX KEY:** 0001940406

**ORGANIZATION NAME:**
- **EIN:** 810669576
- **STATE OF INCORPORATION:** MA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22580
- **FILM NUMBER:** 251375989

**BUSINESS ADDRESS:**
- **STREET 1:** 400 MAIN STREET
- **STREET 2:** P.O. BOX 1537
- **CITY:** GREENFIELD
- **STATE:** MA
- **ZIP:** 01301
- **BUSINESS PHONE:** 413-774-3191

**MAIL ADDRESS:**
- **STREET 1:** 400 MAIN STREET
- **STREET 2:** P.O. BOX 1537
- **CITY:** GREENFIELD
- **STATE:** MA
- **ZIP:** 01301

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Greenfield Savings Bank<br>**Address:** 400 MAIN STREET<br>P.O. BOX 1537<br>GREENFIELD, MA 01301

**Form 13F File Number:** 028-22580

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Linda M. Dagilus<br>**Title:** Vice President  Trust Officer<br>**Phone:** 413-775-8156

**Signature, Place, and Date of Signing:**

/s/ Linda M. Dagilus  Greenfield, MA  10-06-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 149

**Form 13F Information Table Value Total:** $237032198

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 814891 | 6084 | SH |  | SOLE |  | 0 | 0 | 6084 |
| ABBVIE INC | COM | 00287Y109 |  | 4222363 | 18236 | SH |  | SOLE |  | 0 | 0 | 18236 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 451771 | 1832 | SH |  | SOLE |  | 0 | 0 | 1832 |
| ADOBE INC | COM | 00724F101 |  | 535122 | 1517 | SH |  | SOLE |  | 0 | 0 | 1517 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 609948 | 3770 | SH |  | SOLE |  | 0 | 0 | 3770 |
| AFLAC INC | COM | 001055102 |  | 290420 | 2600 | SH |  | SOLE |  | 0 | 0 | 2600 |
| AIR PRODS  CHEMS INC | COM | 009158106 |  | 647710 | 2375 | SH |  | SOLE |  | 0 | 0 | 2375 |
| ALLSTATE CORP | COM | 020002101 |  | 581487 | 2709 | SH |  | SOLE |  | 0 | 0 | 2709 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 4138534 | 17024 | SH |  | SOLE |  | 0 | 0 | 17024 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 6301369 | 25873 | SH |  | SOLE |  | 0 | 0 | 25873 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 773232 | 11705 | SH |  | SOLE |  | 0 | 0 | 11705 |
| AMAZON COM INC | COM | 023135106 |  | 5400324 | 24595 | SH |  | SOLE |  | 0 | 0 | 24595 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 4324059 | 13018 | SH |  | SOLE |  | 0 | 0 | 13018 |
| AMGEN INC | COM | 031162100 |  | 877078 | 3108 | SH |  | SOLE |  | 0 | 0 | 3108 |
| APPLE INC | COM | 037833100 |  | 16809399 | 66015 | SH |  | SOLE |  | 0 | 0 | 66015 |
| APPLIED MATLS INC | COM | 038222105 |  | 2277528 | 11124 | SH |  | SOLE |  | 0 | 0 | 11124 |
| ARK ETF TR | INNOVATION ETF | 00214Q104 |  | 201079 | 2330 | SH |  | SOLE |  | 0 | 0 | 2330 |
| AT INC | COM | 00206R102 |  | 930113 | 32936 | SH |  | SOLE |  | 0 | 0 | 32936 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 572912 | 1952 | SH |  | SOLE |  | 0 | 0 | 1952 |
| BANK AMERICA CORP | COM | 060505104 |  | 2163633 | 41939 | SH |  | SOLE |  | 0 | 0 | 41939 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 1590669 | 3164 | SH |  | SOLE |  | 0 | 0 | 3164 |
| BLACKROCK INC | COM | 09290D101 |  | 1627555 | 1396 | SH |  | SOLE |  | 0 | 0 | 1396 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 1453798 | 32235 | SH |  | SOLE |  | 0 | 0 | 32235 |
| BROADCOM INC | COM | 11135F101 |  | 1414654 | 4288 | SH |  | SOLE |  | 0 | 0 | 4288 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 552708 | 2600 | SH |  | SOLE |  | 0 | 0 | 2600 |
| CATERPILLAR INC | COM | 149123101 |  | 3162550 | 6628 | SH |  | SOLE |  | 0 | 0 | 6628 |
| CBRE GROUP INC | CL A | 12504L109 |  | 956074 | 6068 | SH |  | SOLE |  | 0 | 0 | 6068 |
| CHEVRON CORP NEW | COM | 166764100 |  | 1828229 | 11773 | SH |  | SOLE |  | 0 | 0 | 11773 |
| CHIPOTLE MEXICAN GRILL INC | COM | 169656105 |  | 285891 | 7295 | SH |  | SOLE |  | 0 | 0 | 7295 |
| CHUBB LIMITED | COM | H1467J104 |  | 709012 | 2512 | SH |  | SOLE |  | 0 | 0 | 2512 |
| CISCO SYS INC | COM | 17275R102 |  | 2357685 | 34459 | SH |  | SOLE |  | 0 | 0 | 34459 |
| CITIGROUP INC | COM NEW | 172967424 |  | 444875 | 4383 | SH |  | SOLE |  | 0 | 0 | 4383 |
| COCA COLA CO | COM | 191216100 |  | 1650572 | 24888 | SH |  | SOLE |  | 0 | 0 | 24888 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 1409972 | 44875 | SH |  | SOLE |  | 0 | 0 | 44875 |
| CONOCOPHILLIPS | COM | 20825C104 |  | 853013 | 9018 | SH |  | SOLE |  | 0 | 0 | 9018 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 5004881 | 5407 | SH |  | SOLE |  | 0 | 0 | 5407 |
| CSX CORP | COM | 126408103 |  | 508326 | 14315 | SH |  | SOLE |  | 0 | 0 | 14315 |
| CUMMINS INC | COM | 231021106 |  | 361549 | 856 | SH |  | SOLE |  | 0 | 0 | 856 |
| CVS HEALTH CORP | COM | 126650100 |  | 832230 | 11039 | SH |  | SOLE |  | 0 | 0 | 11039 |
| DELTA AIR LINES INC DEL | COM NEW | 247361702 |  | 517447 | 9118 | SH |  | SOLE |  | 0 | 0 | 9118 |
| DNP SELECT INCOME FD INC | COM | 23325P104 |  | 127127 | 12700 | SH |  | SOLE |  | 0 | 0 | 12700 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 1450845 | 11724 | SH |  | SOLE |  | 0 | 0 | 11724 |
| EATON CORP PLC | SHS | G29183103 |  | 1077840 | 2880 | SH |  | SOLE |  | 0 | 0 | 2880 |
| EBAY INC. | COM | 278642103 |  | 573440 | 6305 | SH |  | SOLE |  | 0 | 0 | 6305 |
| ELEVANCE HEALTH INC FORMERLY | COM | 036752103 |  | 1072112 | 3318 | SH |  | SOLE |  | 0 | 0 | 3318 |
| ELI LILLY  CO | COM | 532457108 |  | 656180 | 860 | SH |  | SOLE |  | 0 | 0 | 860 |
| EMCOR GROUP INC | COM | 29084Q100 |  | 497548 | 766 | SH |  | SOLE |  | 0 | 0 | 766 |
| EMERSON ELEC CO | COM | 291011104 |  | 789048 | 6015 | SH |  | SOLE |  | 0 | 0 | 6015 |
| EOG RES INC | COM | 26875P101 |  | 426729 | 3806 | SH |  | SOLE |  | 0 | 0 | 3806 |
| EXELON CORP | COM | 30161N101 |  | 251831 | 5595 | SH |  | SOLE |  | 0 | 0 | 5595 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 2431341 | 21564 | SH |  | SOLE |  | 0 | 0 | 21564 |
| FIRST TR EXCHANGE-TRADED FD | CAP STRENGTH ETF | 33733E104 |  | 207787 | 2219 | SH |  | SOLE |  | 0 | 0 | 2219 |
| FLEXSHARES TR | MORNSTAR USMKT | 33939L100 |  | 1332595 | 5500 | SH |  | SOLE |  | 0 | 0 | 5500 |
| FORTINET INC | COM | 34959E109 |  | 1156604 | 13756 | SH |  | SOLE |  | 0 | 0 | 13756 |
| GARMIN LTD | SHS | H2906T109 |  | 894025 | 3631 | SH |  | SOLE |  | 0 | 0 | 3631 |
| GE AEROSPACE | COM NEW | 369604301 |  | 595323 | 1979 | SH |  | SOLE |  | 0 | 0 | 1979 |
| GE VERNOVA INC | COM | 36828A101 |  | 323437 | 526 | SH |  | SOLE |  | 0 | 0 | 526 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 492745 | 1445 | SH |  | SOLE |  | 0 | 0 | 1445 |
| GENUINE PARTS CO | COM | 372460105 |  | 334580 | 2414 | SH |  | SOLE |  | 0 | 0 | 2414 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 983016 | 8856 | SH |  | SOLE |  | 0 | 0 | 8856 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 221385 | 278 | SH |  | SOLE |  | 0 | 0 | 278 |
| HOME DEPOT INC | COM | 437076102 |  | 4501661 | 11110 | SH |  | SOLE |  | 0 | 0 | 11110 |
| HONEYWELL INTL INC | COM | 438516106 |  | 1458765 | 6930 | SH |  | SOLE |  | 0 | 0 | 6930 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 643816 | 2469 | SH |  | SOLE |  | 0 | 0 | 2469 |
| INTEL CORP | COM | 458140100 |  | 662613 | 19750 | SH |  | SOLE |  | 0 | 0 | 19750 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 1003079 | 3555 | SH |  | SOLE |  | 0 | 0 | 3555 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 926305 | 4883 | SH |  | SOLE |  | 0 | 0 | 4883 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 4730315 | 7879 | SH |  | SOLE |  | 0 | 0 | 7879 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 5679317 | 87026 | SH |  | SOLE |  | 0 | 0 | 87026 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 4744288 | 39925 | SH |  | SOLE |  | 0 | 0 | 39925 |
| ISHARES TR | CORE S ETF | 464287200 |  | 570244 | 852 | SH |  | SOLE |  | 0 | 0 | 852 |
| ISHARES TR | IBONDS 26 TRM TS | 46436E858 |  | 475754 | 20730 | SH |  | SOLE |  | 0 | 0 | 20730 |
| ISHARES TR | IBONDS 27 ETF | 46435UAA9 |  | 230354 | 9464 | SH |  | SOLE |  | 0 | 0 | 9464 |
| ISHARES TR | IBONDS 27 TRM TS | 46436E841 |  | 295080 | 13103 | SH |  | SOLE |  | 0 | 0 | 13103 |
| ISHARES TR | IBONDS 29 TRM TS | 46436E825 |  | 424500 | 19335 | SH |  | SOLE |  | 0 | 0 | 19335 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 2745171 | 29401 | SH |  | SOLE |  | 0 | 0 | 29401 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 297127 | 1228 | SH |  | SOLE |  | 0 | 0 | 1228 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 727552 | 5120 | SH |  | SOLE |  | 0 | 0 | 5120 |
| ISHARES TR | US CONSUM DISCRE | 464287580 |  | 368058 | 3512 | SH |  | SOLE |  | 0 | 0 | 3512 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1942831 | 10478 | SH |  | SOLE |  | 0 | 0 | 10478 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 7476322 | 23702 | SH |  | SOLE |  | 0 | 0 | 23702 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 676161 | 5438 | SH |  | SOLE |  | 0 | 0 | 5438 |
| L3HARRIS TECHNOLOGIES INC | COM | 502431109 |  | 715270 | 2342 | SH |  | SOLE |  | 0 | 0 | 2342 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 2321826 | 4651 | SH |  | SOLE |  | 0 | 0 | 4651 |
| LOWES COS INC | COM | 548661107 |  | 829574 | 3301 | SH |  | SOLE |  | 0 | 0 | 3301 |
| MARATHON PETE CORP | COM | 56585A102 |  | 614262 | 3187 | SH |  | SOLE |  | 0 | 0 | 3187 |
| MARRIOTT INTL INC NEW | CL A | 571903202 |  | 751890 | 2887 | SH |  | SOLE |  | 0 | 0 | 2887 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 4428755 | 7786 | SH |  | SOLE |  | 0 | 0 | 7786 |
| MCDONALDS CORP | COM | 580135101 |  | 2615885 | 8608 | SH |  | SOLE |  | 0 | 0 | 8608 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 209528 | 2200 | SH |  | SOLE |  | 0 | 0 | 2200 |
| MERCK  CO INC | COM | 58933Y105 |  | 657675 | 7836 | SH |  | SOLE |  | 0 | 0 | 7836 |
| META PLATFORMS INC | CL A | 30303M102 |  | 4498812 | 6126 | SH |  | SOLE |  | 0 | 0 | 6126 |
| METLIFE INC | COM | 59156R108 |  | 1176820 | 14287 | SH |  | SOLE |  | 0 | 0 | 14287 |
| MICROCHIP TECHNOLOGY INC. | COM | 595017104 |  | 605017 | 9421 | SH |  | SOLE |  | 0 | 0 | 9421 |
| MICROSOFT CORP | COM | 594918104 |  | 13857752 | 26755 | SH |  | SOLE |  | 0 | 0 | 26755 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 932490 | 14927 | SH |  | SOLE |  | 0 | 0 | 14927 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 2686085 | 35582 | SH |  | SOLE |  | 0 | 0 | 35582 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 225608 | 751 | SH |  | SOLE |  | 0 | 0 | 751 |
| NORTHROP GRUMMAN CORP | COM | 666807102 |  | 730575 | 1199 | SH |  | SOLE |  | 0 | 0 | 1199 |
| NRG ENERGY INC | COM NEW | 629377508 |  | 1327180 | 8195 | SH |  | SOLE |  | 0 | 0 | 8195 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 6782556 | 36352 | SH |  | SOLE |  | 0 | 0 | 36352 |
| NVR INC | COM | 62944T105 |  | 474045 | 59 | SH |  | SOLE |  | 0 | 0 | 59 |
| NXP SEMICONDUCTORS N V | COM | N6596X109 |  | 410142 | 1801 | SH |  | SOLE |  | 0 | 0 | 1801 |
| OMEGA HEALTHCARE INVS INC | COM | 681936100 |  | 491990 | 11653 | SH |  | SOLE |  | 0 | 0 | 11653 |
| ONEOK INC NEW | COM | 682680103 |  | 531003 | 7277 | SH |  | SOLE |  | 0 | 0 | 7277 |
| ORACLE CORP | COM | 68389X105 |  | 2380978 | 8466 | SH |  | SOLE |  | 0 | 0 | 8466 |
| PACKAGING CORP AMER | COM | 695156109 |  | 226211 | 1038 | SH |  | SOLE |  | 0 | 0 | 1038 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 345139 | 1892 | SH |  | SOLE |  | 0 | 0 | 1892 |
| PAYCHEX INC | COM | 704326107 |  | 1329079 | 10485 | SH |  | SOLE |  | 0 | 0 | 10485 |
| PEPSICO INC | COM | 713448108 |  | 1171270 | 8340 | SH |  | SOLE |  | 0 | 0 | 8340 |
| PFIZER INC | COM | 717081103 |  | 905432 | 35535 | SH |  | SOLE |  | 0 | 0 | 35535 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 3122350 | 19250 | SH |  | SOLE |  | 0 | 0 | 19250 |
| PHILLIPS 66 | COM | 718546104 |  | 327536 | 2408 | SH |  | SOLE |  | 0 | 0 | 2408 |
| PNC FINL SVCS GROUP INC | COM | 693475105 |  | 701648 | 3492 | SH |  | SOLE |  | 0 | 0 | 3492 |
| PPL CORP | COM | 69351T106 |  | 237006 | 6378 | SH |  | SOLE |  | 0 | 0 | 6378 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 2042930 | 13296 | SH |  | SOLE |  | 0 | 0 | 13296 |
| PROGRESSIVE CORP | COM | 743315103 |  | 4425838 | 17922 | SH |  | SOLE |  | 0 | 0 | 17922 |
| PULTE GROUP INC | COM | 745867101 |  | 1090733 | 8255 | SH |  | SOLE |  | 0 | 0 | 8255 |
| QUALCOMM INC | COM | 747525103 |  | 443017 | 2663 | SH |  | SOLE |  | 0 | 0 | 2663 |
| RTX CORPORATION | COM | 75513E101 |  | 1768343 | 10568 | SH |  | SOLE |  | 0 | 0 | 10568 |
| SALESFORCE INC | COM | 79466L302 |  | 540597 | 2281 | SH |  | SOLE |  | 0 | 0 | 2281 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 405652 | 4249 | SH |  | SOLE |  | 0 | 0 | 4249 |
| SHELL PLC | SPON ADS | 780259305 |  | 348995 | 4879 | SH |  | SOLE |  | 0 | 0 | 4879 |
| SHERWIN WILLIAMS CO | COM | 824348106 |  | 973683 | 2812 | SH |  | SOLE |  | 0 | 0 | 2812 |
| SOUTHERN CO | COM | 842587107 |  | 226406 | 2389 | SH |  | SOLE |  | 0 | 0 | 2389 |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | 78467X109 |  | 3401533 | 7335 | SH |  | SOLE |  | 0 | 0 | 7335 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 3416171 | 5128 | SH |  | SOLE |  | 0 | 0 | 5128 |
| STEEL DYNAMICS INC | COM | 858119100 |  | 1806595 | 12957 | SH |  | SOLE |  | 0 | 0 | 12957 |
| STRYKER CORPORATION | COM | 863667101 |  | 479832 | 1298 | SH |  | SOLE |  | 0 | 0 | 1298 |
| SYNCHRONY FINANCIAL | COM | 87165B103 |  | 462607 | 6511 | SH |  | SOLE |  | 0 | 0 | 6511 |
| TESLA INC | COM | 88160R101 |  | 1952321 | 4390 | SH |  | SOLE |  | 0 | 0 | 4390 |
| TEXAS INSTRS INC | COM | 882508104 |  | 1484171 | 8078 | SH |  | SOLE |  | 0 | 0 | 8078 |
| TEXTRON INC | COM | 883203101 |  | 225166 | 2665 | SH |  | SOLE |  | 0 | 0 | 2665 |
| THE CIGNA GROUP | COM | 125523100 |  | 722931 | 2508 | SH |  | SOLE |  | 0 | 0 | 2508 |
| TJX COS INC NEW | COM | 872540109 |  | 344150 | 2381 | SH |  | SOLE |  | 0 | 0 | 2381 |
| TORONTO DOMINION BK ONT | COM NEW | 891160509 |  | 523992 | 6554 | SH |  | SOLE |  | 0 | 0 | 6554 |
| UNION PAC CORP | COM | 907818108 |  | 889697 | 3764 | SH |  | SOLE |  | 0 | 0 | 3764 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 2402943 | 6959 | SH |  | SOLE |  | 0 | 0 | 6959 |
| US BANCORP DEL | COM NEW | 902973304 |  | 316127 | 6541 | SH |  | SOLE |  | 0 | 0 | 6541 |
| VALERO ENERGY CORP | COM | 91913Y100 |  | 1278482 | 7509 | SH |  | SOLE |  | 0 | 0 | 7509 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 261722 | 891 | SH |  | SOLE |  | 0 | 0 | 891 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 2789773 | 8501 | SH |  | SOLE |  | 0 | 0 | 8501 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 370369 | 1986 | SH |  | SOLE |  | 0 | 0 | 1986 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 1064420 | 19646 | SH |  | SOLE |  | 0 | 0 | 19646 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 969229 | 22053 | SH |  | SOLE |  | 0 | 0 | 22053 |
| VISA INC | COM CL A | 92826C839 |  | 2031552 | 5951 | SH |  | SOLE |  | 0 | 0 | 5951 |
| WALMART INC | COM | 931142103 |  | 1314530 | 12755 | SH |  | SOLE |  | 0 | 0 | 12755 |
| WASTE CONNECTIONS INC | COM | 94106B101 |  | 263700 | 1500 | SH |  | SOLE |  | 0 | 0 | 1500 |
| WEC ENERGY GROUP INC | COM | 92939U106 |  | 453089 | 3954 | SH |  | SOLE |  | 0 | 0 | 3954 |

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