# EDGAR Filing Document

**Accession Number:** 0002054682
**File Stem:** 0002054682-26-000001
**Filing Date:** 2026-2
**Character Count:** 11421
**Document Hash:** a1e1321d1765ac603fcdf2ee423803c2
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002054682-26-000001.hdr.sgml**: 20260203

**ACCESSION NUMBER**: 0002054682-26-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260203

**DATE AS OF CHANGE**: 20260203

**EFFECTIVENESS DATE**: 20260203

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Grove Street Fiduciary, LLC
- **CENTRAL INDEX KEY:** 0002054682

**ORGANIZATION NAME:**
- **EIN:** 020451304
- **STATE OF INCORPORATION:** NH
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-24716
- **FILM NUMBER:** 26591516

**BUSINESS ADDRESS:**
- **STREET 1:** 20 GROVE STREET
- **STREET 2:** SUITE 240
- **CITY:** PETERBOROUGH
- **STATE:** NH
- **ZIP:** 03458
- **BUSINESS PHONE:** 6039249939

**MAIL ADDRESS:**
- **STREET 1:** PO BOX 396
- **CITY:** PETERBOROUGH
- **STATE:** NH
- **ZIP:** 03458

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Grove Street Fiduciary LLC<br>**Address:** PO BOX 396<br>PETERBOROUGH, NH 03458

**Form 13F File Number:** 028-24716

**CRD Number (if applicable):** 000107703

**SEC File Number (if applicable):** 801-43397

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Carl Amos Johnson<br>**Title:** Chief Compliance Officer<br>**Phone:** 6039249939

**Signature, Place, and Date of Signing:**

Carl Amos Johnson  Peterborough, NH  02-03-2026<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 76

**Form 13F Information Table Value Total:** $239241510

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 |  | 15067641 | 311830 | SH |  | SOLE |  | 0 | 0 | 311830 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 7192532 | 295139 | SH |  | SOLE |  | 0 | 0 | 295139 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 10900458 | 466430 | SH |  | SOLE |  | 0 | 0 | 466430 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 14145641 | 533999 | SH |  | SOLE |  | 0 | 0 | 533999 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 23238665 | 131018 | SH |  | SOLE |  | 0 | 0 | 131018 |
| WISDOMTREE TR | INTL SMCAP DIV | 97717W760 |  | 3599407 | 44432 | SH |  | SOLE |  | 0 | 0 | 44432 |
| DIMENSIONAL ETF TRUST | INFLATION PROTE | 25434V856 |  | 3940494 | 94826 | SH |  | SOLE |  | 0 | 0 | 94826 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 1076398 | 1428 | SH |  | SOLE |  | 0 | 0 | 1428 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 29968088 | 141499 | SH |  | SOLE |  | 0 | 0 | 141499 |
| EXCHANGE TRADED CONCEPTS TRU | EMQQ THE EMERGIN | 301505889 |  | 30096095 | 745691 | SH |  | SOLE |  | 0 | 0 | 745691 |
| EXCHANGE TRADED CONCEPTS TRU | FMQQ THE NEXT FR | 301505590 |  | 12453320 | 900913 | SH |  | SOLE |  | 0 | 0 | 900913 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 6934194 | 31551 | SH |  | SOLE |  | 0 | 0 | 31551 |
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 |  | 9945957 | 69392 | SH |  | SOLE |  | 0 | 0 | 69392 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 6845292 | 109577 | SH |  | SOLE |  | 0 | 0 | 109577 |
| EXCHANGE TRADED CONCEPTS TRU | INQQ THE INDIA I | 301505558 |  | 2089651 | 141960 | SH |  | SOLE |  | 0 | 0 | 141960 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 394239 | 1358 | SH |  | SOLE |  | 0 | 0 | 1358 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 10206624 | 30443 | SH |  | SOLE |  | 0 | 0 | 30443 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 2142190 | 35979 | SH |  | SOLE |  | 0 | 0 | 35979 |
| ISHARES TR | CORE INTL AGGR | 46435G672 |  | 3176785 | 63523 | SH |  | SOLE |  | 0 | 0 | 63523 |
| ISHARES TR | CORE S ETF | 464287200 |  | 635624 | 928 | SH |  | SOLE |  | 0 | 0 | 928 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524748 |  | 4463554 | 100192 | SH |  | SOLE |  | 0 | 0 | 100192 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 2320602 | 31547 | SH |  | SOLE |  | 0 | 0 | 31547 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 2507771 | 42700 | SH |  | SOLE |  | 0 | 0 | 42700 |
| SCHWAB STRATEGIC TR | INT-TRM U.S TRES | 808524854 |  | 202782 | 8085 | SH |  | SOLE |  | 0 | 0 | 8085 |
| SCHWAB STRATEGIC TR | INTL SCEQT ETF | 808524888 |  | 2082315 | 45735 | SH |  | SOLE |  | 0 | 0 | 45735 |
| APPLE INC | COM | 037833100 |  | 1653996 | 6084 | SH |  | SOLE |  | 0 | 0 | 6084 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 1052730 | 3554 | SH |  | SOLE |  | 0 | 0 | 3554 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 1505734 | 4673 | SH |  | SOLE |  | 0 | 0 | 4673 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 206796 | 1443 | SH |  | SOLE |  | 0 | 0 | 1443 |
| HOME DEPOT INC | COM | 437076102 |  | 442857 | 1287 | SH |  | SOLE |  | 0 | 0 | 1287 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 758030 | 3969 | SH |  | SOLE |  | 0 | 0 | 3969 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 263142 | 3987 | SH |  | SOLE |  | 0 | 0 | 3987 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 3582312 | 48364 | SH |  | SOLE |  | 0 | 0 | 48364 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 1099553 | 20453 | SH |  | SOLE |  | 0 | 0 | 20453 |
| 3M CO | COM | 88579Y101 |  | 331407 | 2070 | SH |  | SOLE |  | 0 | 0 | 2070 |
| ABBOTT LABS | COM | 002824100 |  | 344046 | 2746 | SH |  | SOLE |  | 0 | 0 | 2746 |
| ABBVIE INC | COM | 00287Y109 |  | 624463 | 2733 | SH |  | SOLE |  | 0 | 0 | 2733 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 494540 | 1580 | SH |  | SOLE |  | 0 | 0 | 1580 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 797413 | 3100 | SH |  | SOLE |  | 0 | 0 | 3100 |
| BLACKSTONE INC | COM | 09260D107 |  | 278069 | 1804 | SH |  | SOLE |  | 0 | 0 | 1804 |
| BROADRIDGE FINL SOLUTIONS IN | COM | 11133T103 |  | 267581 | 1199 | SH |  | SOLE |  | 0 | 0 | 1199 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 422634 | 3512 | SH |  | SOLE |  | 0 | 0 | 3512 |
| GE AEROSPACE | COM NEW | 369604301 |  | 821233 | 2666 | SH |  | SOLE |  | 0 | 0 | 2666 |
| GE VERNOVA INC | COM | 36828A101 |  | 418285 | 640 | SH |  | SOLE |  | 0 | 0 | 640 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 328010 | 2206 | SH |  | SOLE |  | 0 | 0 | 2206 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 257239 | 1243 | SH |  | SOLE |  | 0 | 0 | 1243 |
| MICROSOFT CORP | COM | 594918104 |  | 1887569 | 3903 | SH |  | SOLE |  | 0 | 0 | 3903 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 226966 | 1415 | SH |  | SOLE |  | 0 | 0 | 1415 |
| VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 |  | 201138 | 2273 | SH |  | SOLE |  | 0 | 0 | 2273 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 327148 | 1489 | SH |  | SOLE |  | 0 | 0 | 1489 |
| VANGUARD WORLD FD | ESG US CORP BD | 921910691 |  | 245675 | 3861 | SH |  | SOLE |  | 0 | 0 | 3861 |
| DIMENSIONAL ETF TRUST | US SMALL CAP VAL | 25434V815 |  | 1385985 | 42140 | SH |  | SOLE |  | 0 | 0 | 42140 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 400409 | 1276 | SH |  | SOLE |  | 0 | 0 | 1276 |
| AMAZON COM INC | COM | 023135106 |  | 330073 | 1430 | SH |  | SOLE |  | 0 | 0 | 1430 |
| AMGEN INC | COM | 031162100 |  | 219625 | 671 | SH |  | SOLE |  | 0 | 0 | 671 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 904770 | 1800 | SH |  | SOLE |  | 0 | 0 | 1800 |
| BROADCOM INC | COM | 11135F101 |  | 299723 | 866 | SH |  | SOLE |  | 0 | 0 | 866 |
| META PLATFORMS INC | CL A | 30303M102 |  | 276757 | 419 | SH |  | SOLE |  | 0 | 0 | 419 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 1020047 | 5469 | SH |  | SOLE |  | 0 | 0 | 5469 |
| SELECT SECTOR SPDR TR | STATE STREET TEC | 81369Y803 |  | 333147 | 2314 | SH |  | SOLE |  | 0 | 0 | 2314 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 350991 | 3766 | SH |  | SOLE |  | 0 | 0 | 3766 |
| WISDOMTREE TR | EM EX ST-OWNED | 97717X578 |  | 393048 | 10073 | SH |  | SOLE |  | 0 | 0 | 10073 |
| VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 |  | 257340 | 2814 | SH |  | SOLE |  | 0 | 0 | 2814 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 304885 | 6544 | SH |  | SOLE |  | 0 | 0 | 6544 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 249496 | 2270 | SH |  | SOLE |  | 0 | 0 | 2270 |
| DILLARDS INC | CL A | 254067101 |  | 311659 | 514 | SH |  | SOLE |  | 0 | 0 | 514 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 2489690 | 3651 | SH |  | SOLE |  | 0 | 0 | 3651 |
| VANGUARD SCOTTSDALE FDS | VNG RUS3000IDX | 92206C599 |  | 598257 | 1992 | SH |  | SOLE |  | 0 | 0 | 1992 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 398483 | 1319 | SH |  | SOLE |  | 0 | 0 | 1319 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 1343920 | 5210 | SH |  | SOLE |  | 0 | 0 | 5210 |
| SYMBOTIC INC | CLASS A COM | 87151X101 |  | 1576750 | 26500 | SH |  | SOLE |  | 0 | 0 | 26500 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 320245 | 511 | SH |  | SOLE |  | 0 | 0 | 511 |
| SABA CAPITAL INCOME  OPRNT | SHS NEW | 78518H202 |  | 80839 | 11532 | SH |  | SOLE |  | 0 | 0 | 11532 |
| AON PLC | SHS CL A | G0403H108 |  | 202200 | 573 | SH |  | SOLE |  | 0 | 0 | 573 |
| CURTISS WRIGHT CORP | COM | 231561101 |  | 510476 | 926 | SH |  | SOLE |  | 0 | 0 | 926 |
| ZEBRA TECHNOLOGIES CORPORATI | CL A | 989207105 |  | 217810 | 897 | SH |  | SOLE |  | 0 | 0 | 897 |

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