# EDGAR Filing Document

**Accession Number:** 0001481714
**File Stem:** 0001481714-25-000006
**Filing Date:** 2025-7
**Character Count:** 14890
**Document Hash:** 88286284e3147f85dd8c304f145fb678
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001481714-25-000006.hdr.sgml**: 20250721

**ACCESSION NUMBER**: 0001481714-25-000006

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250721

**DATE AS OF CHANGE**: 20250721

**EFFECTIVENESS DATE**: 20250721

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Verus Financial Partners, Inc.
- **CENTRAL INDEX KEY:** 0001481714

**ORGANIZATION NAME:**
- **EIN:** 541631632
- **STATE OF INCORPORATION:** VA

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-13642
- **FILM NUMBER:** 251136654

**BUSINESS ADDRESS:**
- **STREET 1:** 9030 STONY POINT PARKWAY SUITE 160
- **CITY:** RICHMOND
- **STATE:** VA
- **ZIP:** 23235
- **BUSINESS PHONE:** 804-592-3465

**MAIL ADDRESS:**
- **STREET 1:** 9030 STONY POINT PARKWAY SUITE 160
- **CITY:** RICHMOND
- **STATE:** VA
- **ZIP:** 23235

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** Kuehl Shepherd Kozlowski & Associates,Inc.
- **DATE OF NAME CHANGE:** 20100121

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Verus Financial Partners Inc.<br>**Address:** 9030 STONY POINT PARKWAY SUITE 160<br>RICHMOND, VA 23235

**Form 13F File Number:** 028-13642

**CRD Number (if applicable):** 000106744

**SEC File Number (if applicable):** 801-41983

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Julie Waitman<br>**Title:** Sr Vice President and CCO<br>**Phone:** 804-648-5008

**Signature, Place, and Date of Signing:**

Julie Waitman  Richmond, VA  07-21-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 111

**Form 13F Information Table Value Total:** $981490364

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 237303 | 1781 | SH |  | SOLE |  | 1781 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 502473 | 2636 | SH |  | SOLE |  | 2636 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 478725 | 2710 | SH |  | SOLE |  | 2710 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 240374 | 1353 | SH |  | SOLE |  | 1353 | 0 | 0 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 3087773 | 53468 | SH |  | SOLE |  | 53468 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 535654 | 2407 | SH |  | SOLE |  | 2407 | 0 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS CORE FI | 025072562 |  | 55934543 | 1354347 | SH |  | SOLE |  | 1349831 | 4516 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS EMERGING | 02507A101 |  | 321677 | 5651 | SH |  | SOLE |  | 5651 | 0 | 0 |
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 |  | 28919479 | 416887 | SH |  | SOLE |  | 415724 | 1163 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS INFLATIN | 025072240 |  | 273592 | 4447 | SH |  | SOLE |  | 3696 | 751 | 0 |
| AMERICAN CENTY ETF TR | AVANTIS SHFXDINC | 025072687 |  | 70346830 | 1502977 | SH |  | SOLE |  | 1498812 | 4165 | 0 |
| AMERICAN CENTY ETF TR | INTERNATIONAL LR | 025072364 |  | 871391 | 13825 | SH |  | SOLE |  | 13825 | 0 | 0 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 224554 | 2144 | SH |  | SOLE |  | 2144 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 3067435 | 14528 | SH |  | SOLE |  | 14528 | 0 | 0 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 200158 | 649 | SH |  | SOLE |  | 649 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 |  | 496271 | 10595 | SH |  | SOLE |  | 10595 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 894604 | 1868 | SH |  | SOLE |  | 1868 | 0 | 0 |
| BRANDYWINE RLTY TR | SH BEN INT NEW | 105368203 |  | 1134398 | 273349 | SH |  | SOLE |  | 273349 | 0 | 0 |
| BROADCOM INC | COM | 11135F101 |  | 315972 | 1137 | SH |  | SOLE |  | 1137 | 0 | 0 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 512248 | 2349 | SH |  | SOLE |  | 2349 | 0 | 0 |
| CARMAX INC | COM | 143130102 |  | 434631 | 6461 | SH |  | SOLE |  | 6461 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 367790 | 914 | SH |  | SOLE |  | 914 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 |  | 256768 | 1678 | SH |  | SOLE |  | 1678 | 0 | 0 |
| COCA COLA CO | COM | 191216100 |  | 277461 | 3993 | SH |  | SOLE |  | 3993 | 0 | 0 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 242095 | 6797 | SH |  | SOLE |  | 6797 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 310536 | 316 | SH |  | SOLE |  | 316 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 |  | 488850 | 14632 | SH |  | SOLE |  | 14632 | 0 | 0 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 37161133 | 854083 | SH |  | SOLE |  | 851712 | 2371 | 0 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 921383 | 14020 | SH |  | SOLE |  | 14020 | 0 | 0 |
| DIMENSIONAL ETF TRUST | NATL MUN BD ETF | 25434V849 |  | 4463212 | 94002 | SH |  | SOLE |  | 94002 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 |  | 1129132 | 26314 | SH |  | SOLE |  | 26314 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 351633 | 6253 | SH |  | SOLE |  | 6253 | 0 | 0 |
| DIMENSIONAL ETF TRUST | SHORT DURATION F | 25434V864 |  | 351636 | 7329 | SH |  | SOLE |  | 7329 | 0 | 0 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 368119 | 5431 | SH |  | SOLE |  | 5431 | 0 | 0 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 495207 | 16724 | SH |  | SOLE |  | 16724 | 0 | 0 |
| DIMENSIONAL ETF TRUST | CORE FIXED INCOM | 25434V872 |  | 1816163 | 43109 | SH |  | SOLE |  | 43109 | 0 | 0 |
| DOMINION ENERGY INC | COM | 25746U109 |  | 1104329 | 19323 | SH |  | SOLE |  | 19323 | 0 | 0 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 415733 | 3548 | SH |  | SOLE |  | 3548 | 0 | 0 |
| ELEVANCE HEALTH INC | COM | 036752103 |  | 577429 | 1667 | SH |  | SOLE |  | 1667 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1086835 | 9550 | SH |  | SOLE |  | 9550 | 0 | 0 |
| FIDELITY WISE ORIGIN BITCOIN | SHS | 315948109 |  | 1020150 | 10447 | SH |  | SOLE |  | 10447 | 0 | 0 |
| FLEXSHARES TR | MORNSTAR UPSTR | 33939L407 |  | 263994 | 6453 | SH |  | SOLE |  | 6453 | 0 | 0 |
| GE AEROSPACE | COM NEW | 369604301 |  | 457159 | 1826 | SH |  | SOLE |  | 1826 | 0 | 0 |
| GE VERNOVA INC | COM | 36828A101 |  | 238953 | 446 | SH |  | SOLE |  | 446 | 0 | 0 |
| GRAINGER W W INC | COM | 384802104 |  | 1230142 | 1177 | SH |  | SOLE |  | 1177 | 0 | 0 |
| HARTFORD INSURANCE GROUP INC | COM | 416515104 |  | 214944 | 1764 | SH |  | SOLE |  | 1764 | 0 | 0 |
| HCA HEALTHCARE INC | COM | 40412C101 |  | 2005732 | 5300 | SH |  | SOLE |  | 5300 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 428921 | 1156 | SH |  | SOLE |  | 1156 | 0 | 0 |
| HONEYWELL INTL INC | COM | 438516106 |  | 268786 | 1126 | SH |  | SOLE |  | 1126 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 1880978 | 6483 | SH |  | SOLE |  | 6483 | 0 | 0 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 562212 | 1011 | SH |  | SOLE |  | 1011 | 0 | 0 |
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 |  | 579977 | 9122 | SH |  | SOLE |  | 9122 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 30572682 | 48758 | SH |  | SOLE |  | 48745 | 13 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 3981580 | 62554 | SH |  | SOLE |  | 62554 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 1012896 | 2362 | SH |  | SOLE |  | 2362 | 0 | 0 |
| ISHARES TR | MSCI INDIA ETF | 46429B598 |  | 289389 | 5199 | SH |  | SOLE |  | 5199 | 0 | 0 |
| ISHARES TR | LATN AMER 40 ETF | 464287390 |  | 310712 | 11978 | SH |  | SOLE |  | 11978 | 0 | 0 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 2106707 | 10734 | SH |  | SOLE |  | 10734 | 0 | 0 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 7934556 | 58321 | SH |  | SOLE |  | 58321 | 0 | 0 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 12139516 | 156155 | SH |  | SOLE |  | 156155 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 651339 | 4168 | SH |  | SOLE |  | 4168 | 0 | 0 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 864755 | 3054 | SH |  | SOLE |  | 3054 | 0 | 0 |
| LOWES COS INC | COM | 548661107 |  | 784029 | 3476 | SH |  | SOLE |  | 3476 | 0 | 0 |
| MAXIMUS INC | COM | 577933104 |  | 243593 | 3387 | SH |  | SOLE |  | 3387 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 304602 | 1040 | SH |  | SOLE |  | 1040 | 0 | 0 |
| MCKESSON CORP | COM | 58155Q103 |  | 574512 | 790 | SH |  | SOLE |  | 790 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 |  | 290358 | 3469 | SH |  | SOLE |  | 3469 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 561032 | 766 | SH |  | SOLE |  | 766 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 1686410 | 3349 | SH |  | SOLE |  | 3349 | 0 | 0 |
| MONDELEZ INTL INC | CL A | 609207105 |  | 327259 | 4895 | SH |  | SOLE |  | 4895 | 0 | 0 |
| NASDAQ INC | COM | 631103108 |  | 642285 | 7150 | SH |  | SOLE |  | 7150 | 0 | 0 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 518565 | 1994 | SH |  | SOLE |  | 1994 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 421215 | 2586 | SH |  | SOLE |  | 2586 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 242051 | 1800 | SH |  | SOLE |  | 1800 | 0 | 0 |
| PFIZER INC | COM | 717081103 |  | 237491 | 9292 | SH |  | SOLE |  | 9292 | 0 | 0 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 4336882 | 24367 | SH |  | SOLE |  | 24367 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 428783 | 2722 | SH |  | SOLE |  | 2722 | 0 | 0 |
| QUALCOMM INC | COM | 747525103 |  | 877062 | 5504 | SH |  | SOLE |  | 5504 | 0 | 0 |
| RBB FD INC | US TRSRY 6 MNTH | 74933W460 |  | 205062 | 4100 | SH |  | SOLE |  | 4100 | 0 | 0 |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 |  | 27743376 | 1016613 | SH |  | SOLE |  | 1016196 | 417 | 0 |
| SOUTHERN CO | COM | 842587107 |  | 547192 | 5950 | SH |  | SOLE |  | 5950 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 3192686 | 5116 | SH |  | SOLE |  | 5116 | 0 | 0 |
| TJX COS INC NEW | COM | 872540109 |  | 454774 | 3625 | SH |  | SOLE |  | 3625 | 0 | 0 |
| UDR INC | COM | 902653104 |  | 259466 | 6372 | SH |  | SOLE |  | 6372 | 0 | 0 |
| VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 |  | 42818176 | 558110 | SH |  | SOLE |  | 558110 | 0 | 0 |
| VANGUARD BD INDEX FDS | VANGUARD ULTRA | 92203C303 |  | 1387526 | 27912 | SH |  | SOLE |  | 27912 | 0 | 0 |
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 |  | 116096478 | 1588404 | SH |  | SOLE |  | 1588404 | 0 | 0 |
| VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 |  | 343973 | 1217 | SH |  | SOLE |  | 1217 | 0 | 0 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 425962 | 2390 | SH |  | SOLE |  | 2390 | 0 | 0 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 8484490 | 29947 | SH |  | SOLE |  | 29947 | 0 | 0 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 998146 | 4098 | SH |  | SOLE |  | 4098 | 0 | 0 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 233963446 | 760857 | SH |  | SOLE |  | 760857 | 0 | 0 |
| VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 |  | 20648487 | 71721 | SH |  | SOLE |  | 71721 | 0 | 0 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 487517 | 1102 | SH |  | SOLE |  | 1102 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 2808883 | 4897 | SH |  | SOLE |  | 4897 | 0 | 0 |
| VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 |  | 29858187 | 148415 | SH |  | SOLE |  | 148415 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 44071475 | 653201 | SH |  | SOLE |  | 653201 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 |  | 1910568 | 14736 | SH |  | SOLE |  | 14736 | 0 | 0 |
| VANGUARD MUN BD FDS | CORE TAX EXEMPT | 922907712 |  | 5003605 | 68215 | SH |  | SOLE |  | 68215 | 0 | 0 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 8934187 | 182517 | SH |  | SOLE |  | 182517 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | VNG RUS3000IDX | 92206C599 |  | 2304609 | 8358 | SH |  | SOLE |  | 8358 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 1794615 | 30682 | SH |  | SOLE |  | 30682 | 0 | 0 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 74668471 | 1076225 | SH |  | SOLE |  | 1076225 | 0 | 0 |
| VANGUARD WORLD FD | MEGA CAP INDEX | 921910873 |  | 47179517 | 208041 | SH |  | SOLE |  | 208041 | 0 | 0 |
| VANGUARD WORLD FD | ENERGY ETF | 92204A306 |  | 415941 | 3370 | SH |  | SOLE |  | 3370 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 354813 | 8327 | SH |  | SOLE |  | 8327 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 257179 | 719 | SH |  | SOLE |  | 719 | 0 | 0 |
| WALMART INC | COM | 931142103 |  | 315961 | 3264 | SH |  | SOLE |  | 3264 | 0 | 0 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 217636 | 2661 | SH |  | SOLE |  | 2661 | 0 | 0 |
| WISDOMTREE TR | WISDOMTREE US VA | 97717W547 |  | 342551 | 3918 | SH |  | SOLE |  | 3918 | 0 | 0 |
| YUM BRANDS INC | COM | 988498101 |  | 287671 | 1907 | SH |  | SOLE |  | 1907 | 0 | 0 |

---