# EDGAR Filing Document

**Accession Number:** 0000924628
**File Stem:** 0001580642-26-000018
**Filing Date:** 2026-1
**Character Count:** 9038
**Document Hash:** 63b88dd0da25fb85fcee70e520c22a29
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001580642-26-000018.hdr.sgml**: 20260102

**ACCESSION NUMBER**: 0001580642-26-000018

**CONFORMED SUBMISSION TYPE**: 497J

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20260102

**DATE AS OF CHANGE**: 20260102

**EFFECTIVENESS DATE**: 20260102

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** SARATOGA ADVANTAGE TRUST
- **CENTRAL INDEX KEY:** 0000924628

**ORGANIZATION NAME:**
- **EIN:** 137044280
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 0831

**FILING VALUES:**
- **FORM TYPE:** 497J
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 033-79708
- **FILM NUMBER:** 26501674

**BUSINESS ADDRESS:**
- **STREET 1:** 1616 N LITCHFIELD RD.
- **STREET 2:** SUITE 165
- **CITY:** GOODYEAR
- **STATE:** AZ
- **ZIP:** 85395
- **BUSINESS PHONE:** 623-266-4567

**MAIL ADDRESS:**
- **STREET 1:** 1616 N LITCHFIELD RD.
- **STREET 2:** SUITE 165
- **CITY:** GOODYEAR
- **STATE:** AZ
- **ZIP:** 85395

## Series and Classes Contracts Data

### U.S. Government Money Market Portfolio (Series ID: S000010883)

| Class ID   | Class Name                                     | Ticker Symbol   |
|:---|:---|:---|
| C000030147 | U.S. Government Money Market Portfolio Class A | SGAXX           |
| C000030148 | U.S. Government Money Market Portfolio Class I | SGMXX           |
| C000030150 | U.S. Government Money Market Portfolio Class C | SZCXX           |

### Health & Biotechnology Portfolio (Series ID: S000010884)

| Class ID   | Class Name                               | Ticker Symbol   |
|:---|:---|:---|
| C000030151 | Health & Biotechnology Portfolio Class I | SBHIX           |
| C000030153 | Health & Biotechnology Porfolio Class C  | SHPCX           |
| C000030154 | Health & Biotechnology Portfolio Class A | SHPAX           |

### Mid Capitalization Portfolio (Series ID: S000010885)

| Class ID   | Class Name                             | Ticker Symbol   |
|:---|:---|:---|
| C000030155 | Mid Capitalization Portfolio - Class I | SMIPX           |
| C000030157 | Mid Capitalization Portfolio - Class C | SPMCX           |
| C000030158 | Mid Capitalization Portfolio - Class A | SPMAX           |

### Technology & Communications Portfolio (Series ID: S000010886)

| Class ID   | Class Name                                    | Ticker Symbol   |
|:---|:---|:---|
| C000030159 | Technology & Communications Portfolio Class I | STPIX           |
| C000030161 | Technology & Communications Portfolio Class C | STPCX           |
| C000030162 | Technology & Communications Portfolio Class A | STPAX           |

### Investment Quality Bond Portfolio (Series ID: S000010887)

| Class ID   | Class Name                                | Ticker Symbol   |
|:---|:---|:---|
| C000030163 | Investment Quality Bond Portfolio Class A | SQBAX           |
| C000030164 | Investment Quality Bond Portfolio Class I | SIBPX           |
| C000030166 | Investment Quality Bond Portfolio Class C | SQBCX           |

### Large Capitalization Value Portfolio (Series ID: S000010889)

| Class ID   | Class Name                                   | Ticker Symbol   |
|:---|:---|:---|
| C000030171 | Large Capitalization Value Portfolio Class A | SLVYX           |
| C000030172 | Large Capitalization Value Portfolio Class I | SLCVX           |
| C000030174 | Large Capitalization Value Portfolio Class C | SLVCX           |

### Large Capitalization Growth Portfolio (Series ID: S000010890)

| Class ID   | Class Name                                    | Ticker Symbol   |
|:---|:---|:---|
| C000030175 | Large Capitalization Growth Portfolio Class A | SLGYX           |
| C000030176 | Large Capitalization Growth Portfolio Class I | SLCGX           |
| C000030178 | Large Capitalization Growth Portfolio Class C | SLGCX           |

### Small Capitalization Portfolio (Series ID: S000010891)

| Class ID   | Class Name                             | Ticker Symbol   |
|:---|:---|:---|
| C000030179 | Small Capitalization Portfolio Class A | SSCYX           |
| C000030180 | Small Capitalization Portfolio Class I | SSCPX           |
| C000030182 | Small Capitalization Portfolio Class C | SSCCX           |

### International Equity Portfolio (Series ID: S000010892)

| Class ID   | Class Name                             | Ticker Symbol   |
|:---|:---|:---|
| C000030183 | International Equity Portfolio Class A | SIEYX           |
| C000030184 | International Equity Portfolio Class I | SIEPX           |
| C000030186 | International Equity Portfolio Class C | SIECX           |

### Aggressive Balanced Allocation Portfolio (Series ID: S000060149)

| Class ID   | Class Name                                       | Ticker Symbol   |
|:---|:---|:---|
| C000196871 | Aggressive Balanced Allocation Portfolio Class A | SABAX           |
| C000196872 | Aggressive Balanced Allocation Portfolio Class C | SABCX           |
| C000196873 | Aggressive Balanced Allocation Portfolio Class I | SABIX           |

### Conservative Balanced Allocation Portfolio (Series ID: S000060150)

| Class ID   | Class Name                                         | Ticker Symbol   |
|:---|:---|:---|
| C000196874 | Conservative Balanced Allocation Portfolio Class A | SCAAX           |
| C000196875 | Conservative Balanced Allocation Portfolio Class C | SUMCX           |
| C000196876 | Conservative Balanced Allocation Portfolio Class I | LUNAX           |

### Moderate Balanced Allocation Portfolio (Series ID: S000060151)

| Class ID   | Class Name                                     | Ticker Symbol   |
|:---|:---|:---|
| C000196877 | Moderate Balanced Allocation Portfolio Class A | SMPAX           |
| C000196878 | Moderate Balanced Allocation Portfolio Class C | SBMCX           |
| C000196879 | Moderate Balanced Allocation Portfolio Class I | SBMIX           |

### Moderately Aggressive Balanced Allocation Portfolio (Series ID: S000060152)

| Class ID   | Class Name                                                  | Ticker Symbol   |
|:---|:---|:---|
| C000196880 | Moderately Aggressive Balanced Allocation Portfolio Class A | SAMAX           |
| C000196881 | Moderately Aggressive Balanced Allocation Portfolio Class C | SAMCX           |
| C000196882 | Moderately Aggressive Balanced Allocation Portfolio Class I | SAMIX           |

### Moderately Conservative Balanced Allocation Portfolio (Series ID: S000060153)

| Class ID   | Class Name                                                    | Ticker Symbol   |
|:---|:---|:---|
| C000196883 | Moderately Conservative Balanced Allocation Portfolio Class A | SMACX           |
| C000196884 | Moderately Conservative Balanced Allocation Portfolio Class C | SBCCX           |
| C000196885 | Moderately Conservative Balanced Allocation Portfolio Class I | SMICX           |

**THE SARATOGA ADVANTAGE TRUST**

January 2, 2026

<u>VIA EDGAR</u>

U.S. Securities and Exchange Commission

100 F Street, N.E.

Washington, DC 20549

Attention: Filings - Rule 497(j)

Re: The Saratoga Advantage Trust (the "Trust") <br> File Nos. 033-79708 and 811-08542 <br> CIK No. 0000924628

Dear Sir or Madam:

This letter is being transmitted by means of electronic submission by the Trust. Pursuant to Rule 497(j) under the Securities Act of 1933, this is to certify that, with respect to the below-referenced Portfolios and share classes of the Trust, the form of Prospectuses and Statement of Additional Information that would have been filed under paragraph (b) or (c) of this section do not differ from that contained in Post-Effective Amendment No. 167 to the Registration Statement on Form N-1A, electronically filed with the Securities and Exchange Commission on December 29, 2025 (SEC Accession No. 0001206774-25-000816).

---

| | |
|:---|:---|
| &nbsp;&nbsp;Portfolio | &nbsp;&nbsp;Share Class |
| &nbsp;&nbsp;U.S. Government Money Market Portfolio | &nbsp;&nbsp;Class A/C/I |
| &nbsp;&nbsp;Health & Biotechnology Portfolio | &nbsp;&nbsp;Class A/C/I |
| &nbsp;&nbsp;Mid Capitalization Portfolio | &nbsp;&nbsp;Class A/C/I |
| &nbsp;&nbsp;Technology & Communications Portfolio | &nbsp;&nbsp;Class A/C/I |
| &nbsp;&nbsp;Investment Quality Bond Portfolio | &nbsp;&nbsp;Class A/C/I |
| &nbsp;&nbsp;Large Capitalization Value Portfolio | &nbsp;&nbsp;Class A/C/I |
| &nbsp;&nbsp;Large Capitalization Growth Portfolio | &nbsp;&nbsp;Class A/C/I |
| &nbsp;&nbsp;Small Capitalization Portfolio | &nbsp;&nbsp;Class A/C/I |
| &nbsp;&nbsp;International Equity Portfolio | &nbsp;&nbsp;Class A/C/I |
| &nbsp;&nbsp;Aggressive Balanced Allocation Portfolio | &nbsp;&nbsp;Class A/C/I |
| &nbsp;&nbsp;Conservative Balanced Allocation Portfolio | &nbsp;&nbsp;Class A/C/I |
| &nbsp;&nbsp;Moderate Balanced Allocation Portfolio | &nbsp;&nbsp;Class A/C/I |
| &nbsp;&nbsp;Moderately Aggressive Balanced Allocation Portfolio | &nbsp;&nbsp;Class A/C/I |
| &nbsp;&nbsp;Moderately Conservative Balanced Allocation Portfolio | &nbsp;&nbsp;Class A/C/I |

---

Very truly yours,

<u>/s/ Bruce E. Ventimiglia</u>

Bruce E. Ventimiglia

Chief Executive Officer and Chairman of the Board