# EDGAR Filing Document

**Accession Number:** 0001144259
**File Stem:** 0001144259-26-000004
**Filing Date:** 2026-3
**Character Count:** 2475
**Document Hash:** 97fb5a44d17d2fff8769340ea7818938
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001144259-26-000004.hdr.sgml**: 20260323

**ACCESSION NUMBER**: 0001144259-26-000004

**CONFORMED SUBMISSION TYPE**: X-17A-5

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20251231

**FILED AS OF DATE**: 20260323

**DATE AS OF CHANGE**: 20260323

**EFFECTIVENESS DATE**: 20260323

**PERIOD START**: 20250101

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** BURNHAM & FLOWER FINANCIAL, INC.
- **CENTRAL INDEX KEY:** 0001144259

**ORGANIZATION NAME:**
- **EIN:** 383432334
- **STATE OF INCORPORATION:** MI

**FILING VALUES:**
- **FORM TYPE:** X-17A-5
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 008-53389
- **FILM NUMBER:** 26782984

**BUSINESS ADDRESS:**
- **STREET 1:** 315 SOUTH KALAMAZOO MALL
- **CITY:** KALAMAZOO
- **STATE:** MI
- **ZIP:** 49007
- **BUSINESS PHONE:** (269) 381-1173

**MAIL ADDRESS:**
- **STREET 1:** 315 SOUTH KALAMAZOO MALL
- **CITY:** KALAMAZOO
- **STATE:** MI
- **ZIP:** 49007

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** BURNHAM & FLOWER FINANCIAL INC                          /BD
- **DATE OF NAME CHANGE:** 20020626

### Attached PDF Documents

**Attachment 1:** `53389_bff2025.pdf`

_No text found in this document._

### UNITED STATES SECURITIES AND EXCHANGE COMMISSION
**Washington, D.C. 20549**

## FORM X-17A-5

### ANNUAL AUDITED REPORT

### Filer Information

**Filer CIK:** 0001144259

**Filer CCC:** XXXXXXXX

**Is this a LIVE or TEST filing?:** LIVE

**Would you like a Return Copy?:** Yes

### Submission Information

**Report Period Begin Date:** 01-01-2025

**Report Period End Date:** 12-31-2025

**Type of Registrant:** Broker-dealer

**Any material weaknesses identified?:** No

### Registrant Identification

**Name of Broker-Dealer:** BURNHAM & FLOWER FINANCIAL, INC.

**Business Address:** 315 SOUTH KALAMAZOO MALL, KALAMAZOO, MI, 49007

**Contact Person:** Amber Howes

**Contact Phone:** 269-341-4835

### Independent Public Accountant Identification

**Accountant Name:** Sanville & Company, LLC

**Accountant Address:** 325 N. St. Paul Street, Suite 3100, Dallas, TX, 75201

**Accountant Type:** Certified Public Accountant

### OATH OR AFFIRMATION

I, **Amber Howes**, swear (or affirm) that, to the best of my knowledge and belief, the accompanying financial statements and supporting schedules pertaining to the firm of **BURNHAM & FLOWER FINANCIAL, INC.**, as of **12-31-2025**, are true and correct.

**Signature:** Amber Howes

**Title:** Vice President