# EDGAR Filing Document

**Accession Number:** 0001942341
**File Stem:** 0002085853-25-000286
**Filing Date:** 2025-11
**Character Count:** 25340
**Document Hash:** 5c4cf061d50a3272ebe2674896958d19
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0002085853-25-000286.hdr.sgml**: 20251118

**ACCESSION NUMBER**: 0002085853-25-000286

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250930

**FILED AS OF DATE**: 20251118

**DATE AS OF CHANGE**: 20251118

**EFFECTIVENESS DATE**: 20251118

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Vertex Planning Partners, LLC
- **CENTRAL INDEX KEY:** 0001942341

**ORGANIZATION NAME:**
- **EIN:** 810781488
- **STATE OF INCORPORATION:** DE
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22820
- **FILM NUMBER:** 251493024

**BUSINESS ADDRESS:**
- **STREET 1:** 3000 WOODCREEK DRIVE
- **STREET 2:** SUITE 100
- **CITY:** DOWNERS GROVE
- **STATE:** IL
- **ZIP:** 60515
- **BUSINESS PHONE:** 630-836-3300

**MAIL ADDRESS:**
- **STREET 1:** 3000 WOODCREEK DRIVE
- **STREET 2:** SUITE 100
- **CITY:** DOWNERS GROVE
- **STATE:** IL
- **ZIP:** 60515

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 09-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Vertex Planning Partners LLC<br>**Address:** 3000 Woodcreek Drive<br>Suite 100<br>Downers Grove, IL 60515

**Form 13F File Number:** 028-22820

**CRD Number (if applicable):** 000316839

**SEC File Number (if applicable):** 801-122980

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Greg P. Benner<br>**Title:** Chief Compliance Officer<br>**Phone:** 630-836-3300

**Signature, Place, and Date of Signing:**

/s/ Greg P. Benner  DOWNERS GROVE, IL  11-18-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[ ] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[x] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 200

**Form 13F Information Table Value Total:** $521401407

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

|   No. | Name                               | Form 13F File Number   | CRD Number   | SEC File Number   |
|---:|:---|:---|:---|:---|
|     1 | ALLIANCEBERNSTEIN L.P.             | 028-10562              | 000108477    | 801-56720         |
|     2 | BAHL  GAYNOR INC                   | 028-02825              | 000106139    | 801-36951         |
|     3 | Clearbridge Investments LLC        | 028-11611              | 000137028    | 801-64710         |
|     4 | FEDERATED HERMES INC.              | 028-04375              | 000105325    | 801-34611         |
|     5 | LAZARD ASSET MANAGEMENT LLC        | 028-10469              | 000122836    | 801-61701         |
|     6 | LPL Financial LLC                  | 028-12526              | 000105800    | 801-28170         |
|     7 | NATIXIS ADVISORS LLC               | 028-05788              | 000106800    | 801-48408         |
|     8 | Nuveen Asset Management LLC        | 028-14498              | 000155584    | 801-71957         |
|     9 | TRILLIUM ASSET MANAGEMENT LLC      | 028-03125              | 000110901    | 801-17958         |
|    10 | ZACKS INVESTMENT MANAGEMENT        | 028-04587              | 000110897    | 801-40592         |
|    11 | Capital Group Companies Inc.       | 028-00218              |  | 028-00218         |
|    12 | KAYNE ANDERSON CAPITAL ADVISORS LP | 028-05066              |  | 028-05066         |
|    13 | TODD ASSET MANAGEMENT LLC          | 028-04171              |  | 028-04171         |

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 893246 | 6669 | SH |  | SOLE |  | 0 | 0 | 6669 |
| ABBVIE INC | COM | 00287Y109 |  | 3681949 | 15902 | SH |  | SOLE |  | 0 | 0 | 15902 |
| ABRDN PRECIOUS METALS BASKET | PHYSCL PRECS MET | 003263100 |  | 364321 | 2202 | SH |  | SOLE |  | 0 | 0 | 2202 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 970605 | 3985 | SH |  | SOLE |  | 0 | 0 | 3985 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 985771 | 4055 | SH |  | SOLE |  | 0 | 0 | 4055 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 268567 | 4066 | SH |  | SOLE |  | 0 | 0 | 4066 |
| AMAZON COM INC | COM | 023135106 |  | 1506689 | 6862 | SH |  | SOLE |  | 0 | 0 | 6862 |
| AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 |  | 2081480 | 27712 | SH |  | SOLE |  | 0 | 0 | 27712 |
| AMGEN INC | COM | 031162100 |  | 442658 | 1569 | SH |  | SOLE |  | 0 | 0 | 1569 |
| AMPLIFY ETF TR | BLOCKCHAIN LDR | 032108607 |  | 268160 | 4000 | SH |  | SOLE |  | 0 | 0 | 4000 |
| APPLE INC | COM | 037833100 |  | 23016629 | 90392 | SH |  | SOLE |  | 0 | 0 | 90392 |
| AT INC | COM | 00206R102 |  | 379066 | 13423 | SH |  | SOLE |  | 0 | 0 | 13423 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 246247 | 839 | SH |  | SOLE |  | 0 | 0 | 839 |
| BANK MONTREAL QUE | COM | 063671101 |  | 4162610 | 31959 | SH |  | SOLE |  | 0 | 0 | 31959 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 424313 | 844 | SH |  | SOLE |  | 0 | 0 | 844 |
| BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 |  | 11662761 | 197006 | SH |  | SOLE |  | 0 | 0 | 197006 |
| BLACKROCK ETF TRUST | ISHARES INTL DIV | 09290C848 |  | 14051465 | 502102 | SH |  | SOLE |  | 0 | 0 | 502102 |
| BLACKROCK ETF TRUST | US CARBON TRANS | 09290C509 |  | 238784 | 3290 | SH |  | SOLE |  | 0 | 0 | 3290 |
| BLACKROCK ETF TRUST | DYNAMIC EQTY ACT | 09290C723 |  | 322880 | 12757 | SH |  | SOLE |  | 0 | 0 | 12757 |
| BLACKROCK ETF TRUST | ISHARES US THEMA | 09290C806 |  | 4652713 | 122893 | SH |  | SOLE |  | 0 | 0 | 122893 |
| BLACKROCK ETF TRUST | ISHARES A I INNO | 09290C780 |  | 4826749 | 141298 | SH |  | SOLE |  | 0 | 0 | 141298 |
| BLACKROCK ETF TRUST II | SHORT DURATION H | 092528108 |  | 492508 | 22046 | SH |  | SOLE |  | 0 | 0 | 22046 |
| BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | 092528603 |  | 2000296 | 37571 | SH |  | SOLE |  | 0 | 0 | 37571 |
| BLACKSTONE INC | COM | 09260D107 |  | 492219 | 2881 | SH |  | SOLE |  | 0 | 0 | 2881 |
| BONDBLOXX ETF TRUST | BLOOMBERG TEN YR | 09789C812 |  | 1666696 | 35743 | SH |  | SOLE |  | 0 | 0 | 35743 |
| BP PLC | SPONSORED ADR | 055622104 |  | 729449 | 21168 | SH |  | SOLE |  | 0 | 0 | 21168 |
| BROADCOM INC | COM | 11135F101 |  | 667738 | 2024 | SH |  | SOLE |  | 0 | 0 | 2024 |
| CAPITAL GROUP GBL GROWTH EQT | SHS CREATION UNI | 14020X104 |  | 220157 | 6443 | SH |  | SOLE |  | 0 | 0 | 6443 |
| CARDINAL HEALTH INC | COM | 14149Y108 |  | 267159 | 1702 | SH |  | SOLE |  | 0 | 0 | 1702 |
| CATERPILLAR INC | COM | 149123101 |  | 757237 | 1587 | SH |  | SOLE |  | 0 | 0 | 1587 |
| CHEVRON CORP NEW | COM | 166764100 |  | 549261 | 3537 | SH |  | SOLE |  | 0 | 0 | 3537 |
| CISCO SYS INC | COM | 17275R102 |  | 298106 | 4357 | SH |  | SOLE |  | 0 | 0 | 4357 |
| CME GROUP INC | COM | 12572Q105 |  | 1881603 | 6964 | SH |  | SOLE |  | 0 | 0 | 6964 |
| COCA COLA CO | COM | 191216100 |  | 281713 | 4248 | SH |  | SOLE |  | 0 | 0 | 4248 |
| COLUMBIA ETF TR I | MULTI SEC MUNI | 19761L607 |  | 309510 | 15076 | SH |  | SOLE |  | 0 | 0 | 15076 |
| COLUMBIA ETF TR II | EM CORE EX ETF | 19762B202 |  | 3728341 | 102624 | SH |  | SOLE |  | 0 | 0 | 102624 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 604436 | 653 | SH |  | SOLE |  | 0 | 0 | 653 |
| DBX ETF TR | XTRACK MSCI EAFE | 233051200 |  | 326247 | 7028 | SH |  | SOLE |  | 0 | 0 | 7028 |
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 |  | 224352 | 6172 | SH |  | SOLE |  | 0 | 0 | 6172 |
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 |  | 744424 | 16268 | SH |  | SOLE |  | 0 | 0 | 16268 |
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 |  | 231367 | 7338 | SH |  | SOLE |  | 0 | 0 | 7338 |
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 |  | 288198 | 4951 | SH |  | SOLE |  | 0 | 0 | 4951 |
| DIMENSIONAL ETF TRUST | GLOBAL REAL EST | 25434V658 |  | 210260 | 7699 | SH |  | SOLE |  | 0 | 0 | 7699 |
| ECOLAB INC | COM | 278865100 |  | 318804 | 1164 | SH |  | SOLE |  | 0 | 0 | 1164 |
| ELI LILLY  CO | COM | 532457108 |  | 490609 | 643 | SH |  | SOLE |  | 0 | 0 | 643 |
| ENTERPRISE PRODS PARTNERS L | COM | 293792107 |  | 216541 | 6925 | SH |  | SOLE |  | 0 | 0 | 6925 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 403081 | 3575 | SH |  | SOLE |  | 0 | 0 | 3575 |
| FIRST TR EXCHANGE-TRADED FD | SHS | 337345102 |  | 229610 | 1000 | SH |  | SOLE |  | 0 | 0 | 1000 |
| GLOBAL X FDS | DEFENSE TECH ETF | 37960A529 |  | 2451658 | 34904 | SH |  | SOLE |  | 0 | 0 | 34904 |
| GLOBAL X FDS | NASDAQ 100 COVER | 37954Y483 |  | 373216 | 21941 | SH |  | SOLE |  | 0 | 0 | 21941 |
| GRAINGER W W INC | COM | 384802104 |  | 289319 | 304 | SH |  | SOLE |  | 0 | 0 | 304 |
| HERSHEY CO | COM | 427866108 |  | 234869 | 1256 | SH |  | SOLE |  | 0 | 0 | 1256 |
| HOME DEPOT INC | COM | 437076102 |  | 398707 | 984 | SH |  | SOLE |  | 0 | 0 | 984 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 384866 | 1364 | SH |  | SOLE |  | 0 | 0 | 1364 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 396693 | 887 | SH |  | SOLE |  | 0 | 0 | 887 |
| INVESCO EXCH TRADED FD TR II | S 500 MOMNTM | 46138E339 |  | 3493216 | 28855 | SH |  | SOLE |  | 0 | 0 | 28855 |
| INVESCO EXCH TRADED FD TR II | S INTL QULTY | 46138E214 |  | 1258175 | 37390 | SH |  | SOLE |  | 0 | 0 | 37390 |
| INVESCO EXCH TRADED FD TR II | RAFI DVLPD MRKTS | 46138E743 |  | 277492 | 4536 | SH |  | SOLE |  | 0 | 0 | 4536 |
| INVESCO EXCHANGE TRADED FD T | S PUR GWT | 46137V266 |  | 1130678 | 23694 | SH |  | SOLE |  | 0 | 0 | 23694 |
| INVESCO EXCHANGE TRADED FD T | S 500 TOP 50 | 46137V233 |  | 9756181 | 169614 | SH |  | SOLE |  | 0 | 0 | 169614 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 1321071 | 6964 | SH |  | SOLE |  | 0 | 0 | 6964 |
| INVESCO EXCHANGE TRADED FD T | RAFI US 1500 | 46137V597 |  | 325272 | 7161 | SH |  | SOLE |  | 0 | 0 | 7161 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 2478270 | 4128 | SH |  | SOLE |  | 0 | 0 | 4128 |
| ISHARES INC | CUR HD MSCI EM | 46434G509 |  | 6196634 | 184150 | SH |  | SOLE |  | 0 | 0 | 184150 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 3053330 | 46319 | SH |  | SOLE |  | 0 | 0 | 46319 |
| ISHARES INC | MSCI GBL MIN VOL | 464286525 |  | 826981 | 6896 | SH |  | SOLE |  | 0 | 0 | 6896 |
| ISHARES INC | MSCI EMRG CHN | 46434G764 |  | 3293876 | 48791 | SH |  | SOLE |  | 0 | 0 | 48791 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 878693 | 7395 | SH |  | SOLE |  | 0 | 0 | 7395 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 638392 | 7312 | SH |  | SOLE |  | 0 | 0 | 7312 |
| ISHARES TR | 0-3 MNTH TREASRY | 46436E718 |  | 830775 | 8250 | SH |  | SOLE |  | 0 | 0 | 8250 |
| ISHARES TR | EAFE GRWTH ETF | 464288885 |  | 849688 | 7461 | SH |  | SOLE |  | 0 | 0 | 7461 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 4872963 | 74670 | SH |  | SOLE |  | 0 | 0 | 74670 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 667257 | 7010 | SH |  | SOLE |  | 0 | 0 | 7010 |
| ISHARES TR | CORE S ETF | 464287200 |  | 5910993 | 8832 | SH |  | SOLE |  | 0 | 0 | 8832 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 5335452 | 27432 | SH |  | SOLE |  | 0 | 0 | 27432 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 10623916 | 88005 | SH |  | SOLE |  | 0 | 0 | 88005 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 8728462 | 73035 | SH |  | SOLE |  | 0 | 0 | 73035 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 932945 | 9663 | SH |  | SOLE |  | 0 | 0 | 9663 |
| ISHARES TR | SELECT DIVID ETF | 464287168 |  | 1480358 | 10418 | SH |  | SOLE |  | 0 | 0 | 10418 |
| ISHARES TR | ULTRA SHORT DUR | 46434V878 |  | 2496372 | 49190 | SH |  | SOLE |  | 0 | 0 | 49190 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 270519 | 1118 | SH |  | SOLE |  | 0 | 0 | 1118 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 1584023 | 8088 | SH |  | SOLE |  | 0 | 0 | 8088 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 279115 | 1917 | SH |  | SOLE |  | 0 | 0 | 1917 |
| ISHARES TR | CORE INTL AGGR | 46435G672 |  | 2334238 | 45564 | SH |  | SOLE |  | 0 | 0 | 45564 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 981677 | 6740 | SH |  | SOLE |  | 0 | 0 | 6740 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 8551898 | 41412 | SH |  | SOLE |  | 0 | 0 | 41412 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 2311661 | 6325 | SH |  | SOLE |  | 0 | 0 | 6325 |
| ISHARES TR | U.S. UTILITS ETF | 464287697 |  | 231253 | 2085 | SH |  | SOLE |  | 0 | 0 | 2085 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 1233352 | 11550 | SH |  | SOLE |  | 0 | 0 | 11550 |
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 |  | 1849834 | 17897 | SH |  | SOLE |  | 0 | 0 | 17897 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 223240 | 2227 | SH |  | SOLE |  | 0 | 0 | 2227 |
| ISHARES TR | MBS ETF | 464288588 |  | 8571958 | 90089 | SH |  | SOLE |  | 0 | 0 | 90089 |
| ISHARES TR | EAFE VALUE ETF | 464288877 |  | 8149483 | 120146 | SH |  | SOLE |  | 0 | 0 | 120146 |
| ISHARES TR | MSCI USA MIN VOL | 46429B697 |  | 671593 | 7059 | SH |  | SOLE |  | 0 | 0 | 7059 |
| ISHARES TR | 10-20 YR TRS ETF | 464288653 |  | 3573921 | 34702 | SH |  | SOLE |  | 0 | 0 | 34702 |
| ISHARES TR | S MC 400GR ETF | 464287606 |  | 409642 | 4272 | SH |  | SOLE |  | 0 | 0 | 4272 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 305758 | 2497 | SH |  | SOLE |  | 0 | 0 | 2497 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 390778 | 4185 | SH |  | SOLE |  | 0 | 0 | 4185 |
| ISHARES TR | US TREAS BD ETF | 46429B267 |  | 268493 | 11613 | SH |  | SOLE |  | 0 | 0 | 11613 |
| ISHARES TR | RUSSELL 3000 ETF | 464287689 |  | 2203499 | 5815 | SH |  | SOLE |  | 0 | 0 | 5815 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 1265505 | 11884 | SH |  | SOLE |  | 0 | 0 | 11884 |
| ISHARES TR | CORE TOTAL USD | 46434V613 |  | 4945596 | 105879 | SH |  | SOLE |  | 0 | 0 | 105879 |
| ISHARES TR | HDG MSCI EAFE | 46434V803 |  | 9824329 | 248026 | SH |  | SOLE |  | 0 | 0 | 248026 |
| ISHARES TR | TRS FLT RT BD | 46434V860 |  | 13612193 | 269069 | SH |  | SOLE |  | 0 | 0 | 269069 |
| ISHARES TR | INVESTMENT GRADE | 46435G219 |  | 700054 | 15204 | SH |  | SOLE |  | 0 | 0 | 15204 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 313969 | 3802 | SH |  | SOLE |  | 0 | 0 | 3802 |
| ISHARES TR | S SML 600 GWT | 464287887 |  | 531408 | 3756 | SH |  | SOLE |  | 0 | 0 | 3756 |
| ISHARES TR | U.S. FINLS ETF | 464287788 |  | 405248 | 3200 | SH |  | SOLE |  | 0 | 0 | 3200 |
| ISHARES TR | US CONSM STAPLES | 464287812 |  | 224456 | 3282 | SH |  | SOLE |  | 0 | 0 | 3282 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 374728 | 800 | SH |  | SOLE |  | 0 | 0 | 800 |
| ISHARES TR | GLB INFRASTR ETF | 464288372 |  | 217587 | 3560 | SH |  | SOLE |  | 0 | 0 | 3560 |
| ISHARES U S ETF TR | SHORT MATURITY M | 46431W838 |  | 439919 | 8710 | SH |  | SOLE |  | 0 | 0 | 8710 |
| J P MORGAN EXCHANGE TRADED F | U S TECH LEADERS | 46654Q732 |  | 13664627 | 148577 | SH |  | SOLE |  | 0 | 0 | 148577 |
| J P MORGAN EXCHANGE TRADED F | US QUALTY FCTR | 46641Q761 |  | 40595519 | 645295 | SH |  | SOLE |  | 0 | 0 | 645295 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHT MUNCPL | 46641Q654 |  | 3877407 | 75968 | SH |  | SOLE |  | 0 | 0 | 75968 |
| JANUS DETROIT STR TR | HENDRSON AAA CL | 47103U845 |  | 465834 | 9174 | SH |  | SOLE |  | 0 | 0 | 9174 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 1024631 | 5526 | SH |  | SOLE |  | 0 | 0 | 5526 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 779428 | 2471 | SH |  | SOLE |  | 0 | 0 | 2471 |
| LOWES COS INC | COM | 548661107 |  | 401091 | 1596 | SH |  | SOLE |  | 0 | 0 | 1596 |
| MAIN STR CAP CORP | COM | 56035L104 |  | 545801 | 8583 | SH |  | SOLE |  | 0 | 0 | 8583 |
| MCDONALDS CORP | COM | 580135101 |  | 770063 | 2534 | SH |  | SOLE |  | 0 | 0 | 2534 |
| MCKESSON CORP | COM | 58155Q103 |  | 373909 | 484 | SH |  | SOLE |  | 0 | 0 | 484 |
| META PLATFORMS INC | CL A | 30303M102 |  | 805615 | 1097 | SH |  | SOLE |  | 0 | 0 | 1097 |
| MICROSOFT CORP | COM | 594918104 |  | 2466414 | 4762 | SH |  | SOLE |  | 0 | 0 | 4762 |
| NEW YORK LIFE INVTS ACTIVE E | NYLI MACKAY MUNI | 45409F843 |  | 932257 | 39154 | SH |  | SOLE |  | 0 | 0 | 39154 |
| NEW YORK LIFE INVTS ACTIVE E | NYLI MACKAY MUN | 45409F827 |  | 283946 | 11685 | SH |  | SOLE |  | 0 | 0 | 11685 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 297582 | 3942 | SH |  | SOLE |  | 0 | 0 | 3942 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 1857612 | 9956 | SH |  | SOLE |  | 0 | 0 | 9956 |
| ORACLE CORP | COM | 68389X105 |  | 850189 | 3023 | SH |  | SOLE |  | 0 | 0 | 3023 |
| PACER FDS TR | US CASH COWS 100 | 69374H881 |  | 780944 | 13589 | SH |  | SOLE |  | 0 | 0 | 13589 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 237420 | 1302 | SH |  | SOLE |  | 0 | 0 | 1302 |
| PARSONS CORP DEL | COM | 70202L102 |  | 508714 | 6135 | SH |  | SOLE |  | 0 | 0 | 6135 |
| PEPSICO INC | COM | 713448108 |  | 474911 | 3382 | SH |  | SOLE |  | 0 | 0 | 3382 |
| PERFORMANCE FOOD GROUP CO | COM | 71377A103 |  | 240020 | 2307 | SH |  | SOLE |  | 0 | 0 | 2307 |
| PGIM ETF TR | PGIM ULTRA SH BD | 69344A107 |  | 8625955 | 173108 | SH |  | SOLE |  | 0 | 0 | 173108 |
| PGIM ETF TR | AAA CLO ETF | 69344A834 |  | 707868 | 13745 | SH |  | SOLE |  | 0 | 0 | 13745 |
| PIMCO ETF TR | INTER MUN BD ACT | 72201R866 |  | 692762 | 13251 | SH |  | SOLE |  | 0 | 0 | 13251 |
| PIMCO ETF TR | 1-5 US TIP IDX | 72201R205 |  | 458834 | 8469 | SH |  | SOLE |  | 0 | 0 | 8469 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 624280 | 4063 | SH |  | SOLE |  | 0 | 0 | 4063 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 659838 | 25051 | SH |  | SOLE |  | 0 | 0 | 25051 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 5385251 | 229453 | SH |  | SOLE |  | 0 | 0 | 229453 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 272939 | 8553 | SH |  | SOLE |  | 0 | 0 | 8553 |
| SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 |  | 428740 | 3081 | SH |  | SOLE |  | 0 | 0 | 3081 |
| SELECT SECTOR SPDR TR | FINANCIAL | 81369Y605 |  | 279406 | 5187 | SH |  | SOLE |  | 0 | 0 | 5187 |
| SELECT SECTOR SPDR TR | INDL | 81369Y704 |  | 768065 | 4980 | SH |  | SOLE |  | 0 | 0 | 4980 |
| SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 |  | 1308813 | 4643 | SH |  | SOLE |  | 0 | 0 | 4643 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 1089871 | 3066 | SH |  | SOLE |  | 0 | 0 | 3066 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 3888208 | 83064 | SH |  | SOLE |  | 0 | 0 | 83064 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 4962479 | 115973 | SH |  | SOLE |  | 0 | 0 | 115973 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 13174176 | 19776 | SH |  | SOLE |  | 0 | 0 | 19776 |
| SPDR S MIDCAP 400 ETF TR | UTSER1 S | 78467Y107 |  | 531184 | 891 | SH |  | SOLE |  | 0 | 0 | 891 |
| SPDR SERIES TRUST | S DIVID ETF | 78464A763 |  | 350825 | 2505 | SH |  | SOLE |  | 0 | 0 | 2505 |
| SPDR SERIES TRUST | PORTFOLI S | 78464A805 |  | 846918 | 10501 | SH |  | SOLE |  | 0 | 0 | 10501 |
| SPDR SERIES TRUST | BLOOMBERG 3-12 M | 78468R523 |  | 870900 | 8751 | SH |  | SOLE |  | 0 | 0 | 8751 |
| SPDR SERIES TRUST | PORTFLI INTRMDIT | 78464A672 |  | 1249826 | 43247 | SH |  | SOLE |  | 0 | 0 | 43247 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A854 |  | 68525632 | 874721 | SH |  | SOLE |  | 0 | 0 | 874721 |
| SPDR SERIES TRUST | PRTFLO S VL | 78464A508 |  | 3037665 | 54901 | SH |  | SOLE |  | 0 | 0 | 54901 |
| SPDR SERIES TRUST | PRTFLO S GW | 78464A409 |  | 16715269 | 159939 | SH |  | SOLE |  | 0 | 0 | 159939 |
| SPDR SERIES TRUST | PORTFOLIO S | 78468R853 |  | 423121 | 9135 | SH |  | SOLE |  | 0 | 0 | 9135 |
| SPDR SERIES TRUST | NUVEEN ICE MUNIC | 78468R721 |  | 392540 | 8614 | SH |  | SOLE |  | 0 | 0 | 8614 |
| SPDR SERIES TRUST | PORT MTG BK ETF | 78464A383 |  | 2721719 | 121289 | SH |  | SOLE |  | 0 | 0 | 121289 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A847 |  | 338908 | 5926 | SH |  | SOLE |  | 0 | 0 | 5926 |
| SPDR SERIES TRUST | BLOOMBERG 1-3 MO | 78468R663 |  | 1631132 | 17778 | SH |  | SOLE |  | 0 | 0 | 17778 |
| SPDR SERIES TRUST | BBG CONV SEC ETF | 78464A359 |  | 205252 | 2268 | SH |  | SOLE |  | 0 | 0 | 2268 |
| T ROWE PRICE ETF INC | INTERNATIONAL EQ | 87283Q834 |  | 314851 | 9365 | SH |  | SOLE |  | 0 | 0 | 9365 |
| T ROWE PRICE ETF INC | GROWTH ETF | 87283Q842 |  | 430989 | 9876 | SH |  | SOLE |  | 0 | 0 | 9876 |
| T ROWE PRICE ETF INC | CAP APPRECIATION | 87283Q867 |  | 205842 | 5460 | SH |  | SOLE |  | 0 | 0 | 5460 |
| TESLA INC | COM | 88160R101 |  | 412255 | 927 | SH |  | SOLE |  | 0 | 0 | 927 |
| TEXAS INSTRS INC | COM | 882508104 |  | 286251 | 1558 | SH |  | SOLE |  | 0 | 0 | 1558 |
| THE CAMPBELLS COMPANY | COM | 134429109 |  | 467637 | 14808 | SH |  | SOLE |  | 0 | 0 | 14808 |
| TIDAL TRUST I | SP DWJNS SUKUK | 886364702 |  | 552515 | 29898 | SH |  | SOLE |  | 0 | 0 | 29898 |
| TIDAL TRUST I | SP FDS S 500 | 886364801 |  | 1089392 | 22048 | SH |  | SOLE |  | 0 | 0 | 22048 |
| US BANCORP DEL | COM NEW | 902973304 |  | 213232 | 4412 | SH |  | SOLE |  | 0 | 0 | 4412 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 |  | 258605 | 792 | SH |  | SOLE |  | 0 | 0 | 792 |
| VANGUARD ADMIRAL FDS INC | MIDCP 400 IDX | 921932885 |  | 320102 | 2900 | SH |  | SOLE |  | 0 | 0 | 2900 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 480265 | 1635 | SH |  | SOLE |  | 0 | 0 | 1635 |
| VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 |  | 518833 | 1766 | SH |  | SOLE |  | 0 | 0 | 1766 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 1826355 | 3808 | SH |  | SOLE |  | 0 | 0 | 3808 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 587121 | 1789 | SH |  | SOLE |  | 0 | 0 | 1789 |
| VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 |  | 464907 | 2663 | SH |  | SOLE |  | 0 | 0 | 2663 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 264164 | 431 | SH |  | SOLE |  | 0 | 0 | 431 |
| VANGUARD SCOTTSDALE FDS | VNG RUS1000GRW | 92206C680 |  | 239313 | 1986 | SH |  | SOLE |  | 0 | 0 | 1986 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 516817 | 2395 | SH |  | SOLE |  | 0 | 0 | 2395 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 268792 | 1907 | SH |  | SOLE |  | 0 | 0 | 1907 |
| VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 |  | 394372 | 980 | SH |  | SOLE |  | 0 | 0 | 980 |
| VANGUARD WORLD FD | INF TECH ETF | 92204A702 |  | 365703 | 490 | SH |  | SOLE |  | 0 | 0 | 490 |
| VANGUARD WORLD FD | CONSUM STP ETF | 92204A207 |  | 416774 | 1950 | SH |  | SOLE |  | 0 | 0 | 1950 |
| VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 |  | 337220 | 1299 | SH |  | SOLE |  | 0 | 0 | 1299 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 503184 | 11449 | SH |  | SOLE |  | 0 | 0 | 11449 |
| VISA INC | COM CL A | 92826C839 |  | 332163 | 973 | SH |  | SOLE |  | 0 | 0 | 973 |
| WALMART INC | COM | 931142103 |  | 1029466 | 9989 | SH |  | SOLE |  | 0 | 0 | 9989 |
| WASTE MGMT INC DEL | COM | 94106L109 |  | 238303 | 1079 | SH |  | SOLE |  | 0 | 0 | 1079 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 1188400 | 14178 | SH |  | SOLE |  | 0 | 0 | 14178 |
| WISDOMTREE TR | FLOATNG RAT TREA | 97717Y527 |  | 27069652 | 538485 | SH |  | SOLE |  | 0 | 0 | 538485 |
| WISDOMTREE TR | US LARGECAP DIVD | 97717W307 |  | 220740 | 2536 | SH |  | SOLE |  | 0 | 0 | 2536 |
| WISDOMTREE TR | GLB HIGH DIV FD | 97717W877 |  | 302762 | 5034 | SH |  | SOLE |  | 0 | 0 | 5034 |
| WISDOMTREE TR | ITL HIGH DIV FD | 97717W802 |  | 463275 | 9425 | SH |  | SOLE |  | 0 | 0 | 9425 |
| WISDOMTREE TR | US MIDCAP DIVID | 97717W505 |  | 494746 | 9460 | SH |  | SOLE |  | 0 | 0 | 9460 |
| WISDOMTREE TR | US TOTAL DIVIDND | 97717W109 |  | 8034462 | 95648 | SH |  | SOLE |  | 0 | 0 | 95648 |
| WORLD GOLD TR | SPDR GLD MINIS | 98149E303 |  | 3374355 | 44138 | SH |  | SOLE |  | 0 | 0 | 44138 |

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