# EDGAR Filing Document

**Accession Number:** 0000715113
**File Stem:** 0001765380-25-000318
**Filing Date:** 2025-8
**Character Count:** 27199
**Document Hash:** 1fea9a4fa49e9e4ac277f27e3664166a
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001765380-25-000318.hdr.sgml**: 20250808

**ACCESSION NUMBER**: 0001765380-25-000318

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250808

**DATE AS OF CHANGE**: 20250808

**EFFECTIVENESS DATE**: 20250808

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** MJP ASSOCIATES INC /ADV
- **CENTRAL INDEX KEY:** 0000715113

**ORGANIZATION NAME:**
- **EIN:** 061038339
- **STATE OF INCORPORATION:** CT
- **FISCAL YEAR END:** 0331

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-20473
- **FILM NUMBER:** 251198118

**BUSINESS ADDRESS:**
- **STREET 1:** 74 BATTERSON PARK ROAD
- **STREET 2:** SUITE 103
- **CITY:** FARMINGTON
- **STATE:** CT
- **ZIP:** 06032
- **BUSINESS PHONE:** (860) 677-7755

**MAIL ADDRESS:**
- **STREET 1:** 74 BATTERSON PARK ROAD
- **STREET 2:** SUITE 103
- **CITY:** FARMINGTON
- **STATE:** CT
- **ZIP:** 06032

**FORMER COMPANY:**
- **FORMER CONFORMED NAME:** MJP ASSOCIATES INC                                      /ADV
- **DATE OF NAME CHANGE:** 19830217

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** MJP ASSOCIATES INC /ADV<br>**Address:** 74 BATTERSON PARK ROAD<br>SUITE 103<br>FARMINGTON, CT 06032

**Form 13F File Number:** 028-20473

**CRD Number (if applicable):** 000127654

**SEC File Number (if applicable):** 801-63389

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Lonny Elfenbein<br>**Title:** Chief Compliance Officer<br>**Phone:** (513) 977-8330

**Signature, Place, and Date of Signing:**

Lonny Elfenbein  Cincinnati, OH  08-08-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 241

**Form 13F Information Table Value Total:** $674568526

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| ABBOTT LABS | COM | 002824100 |  | 407513 | 2996 | SH |  | SOLE | 0 | 0 | 0 | 2996 |
| ABBVIE INC | COM | 00287Y109 |  | 1308848 | 7051 | SH |  | SOLE | 0 | 0 | 0 | 7051 |
| ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 |  | 303244 | 1015 | SH |  | SOLE | 0 | 0 | 0 | 1015 |
| ADOBE INC | COM | 00724F101 |  | 325753 | 842 | SH |  | SOLE | 0 | 0 | 0 | 842 |
| ADVANCED MICRO DEVICES INC | COM | 007903107 |  | 378022 | 2664 | SH |  | SOLE | 0 | 0 | 0 | 2664 |
| AIRBNB INC | COM CL A | 009066101 |  | 503951 | 3808 | SH |  | SOLE | 0 | 0 | 0 | 3808 |
| ALCON AG | ORD SHS | H01301128 |  | 290808 | 3294 | SH |  | SOLE | 0 | 0 | 0 | 3294 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 4722137 | 26795 | SH |  | SOLE | 0 | 0 | 0 | 26795 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 1618735 | 9125 | SH |  | SOLE | 0 | 0 | 0 | 9125 |
| ALTRIA GROUP INC | COM | 02209S103 |  | 323997 | 5526 | SH |  | SOLE | 0 | 0 | 0 | 5526 |
| AMAZON COM INC | COM | 023135106 |  | 7811600 | 35606 | SH |  | SOLE | 0 | 0 | 0 | 35606 |
| AMDOCS LTD | SHS | G02602103 |  | 691296 | 7577 | SH |  | SOLE | 0 | 0 | 0 | 7577 |
| AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 |  | 7945411 | 87216 | SH |  | SOLE | 0 | 0 | 0 | 87216 |
| AMERICAN ELEC PWR CO INC | COM | 025537101 |  | 289065 | 2786 | SH |  | SOLE | 0 | 0 | 0 | 2786 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 1179726 | 3698 | SH |  | SOLE | 0 | 0 | 0 | 3698 |
| AMERICAN TOWER CORP NEW | COM | 03027X100 |  | 216318 | 979 | SH |  | SOLE | 0 | 0 | 0 | 979 |
| AMERICAN WTR WKS CO INC NEW | COM | 030420103 |  | 242283 | 1742 | SH |  | SOLE | 0 | 0 | 0 | 1742 |
| AMERIPRISE FINL INC | COM | 03076C106 |  | 652777 | 1223 | SH |  | SOLE | 0 | 0 | 0 | 1223 |
| AMGEN INC | COM | 031162100 |  | 1333478 | 4776 | SH |  | SOLE | 0 | 0 | 0 | 4776 |
| AMPHENOL CORP NEW | CL A | 032095101 |  | 800969 | 8111 | SH |  | SOLE | 0 | 0 | 0 | 8111 |
| ANALOG DEVICES INC | COM | 032654105 |  | 203374 | 854 | SH |  | SOLE | 0 | 0 | 0 | 854 |
| APPLE INC | COM | 037833100 |  | 28568274 | 139242 | SH |  | SOLE | 0 | 0 | 0 | 139242 |
| APPLE INC | COM | 037833100 |  | 93000 | 20000 | SH | Put | SOLE | 0 | 0 | 0 | 20000 |
| APPLE INC | COM | 037833100 |  | 8624 | 5600 | SH | Call | SOLE | 0 | 0 | 0 | 5600 |
| APPLE INC | COM | 037833100 |  | 42200 | 20000 | SH | Call | SOLE | 0 | 0 | 0 | 20000 |
| APPLE INC | COM | 037833100 |  | 1368 | 5700 | SH | Call | SOLE | 0 | 0 | 0 | 5700 |
| APPLE INC | COM | 037833100 |  | 47250 | 10000 | SH | Put | SOLE | 0 | 0 | 0 | 10000 |
| APPLE INC | COM | 037833100 |  | 9300 | 3000 | SH | Put | SOLE | 0 | 0 | 0 | 3000 |
| APPLE INC | COM | 037833100 |  | 6795 | 4500 | SH | Put | SOLE | 0 | 0 | 0 | 4500 |
| APPLE INC | COM | 037833100 |  | 43575 | 15000 | SH | Call | SOLE | 0 | 0 | 0 | 15000 |
| APPLE INC | COM | 037833100 |  | 10800 | 15000 | SH | Call | SOLE | 0 | 0 | 0 | 15000 |
| ARCHER DANIELS MIDLAND CO | COM | 039483102 |  | 208040 | 3942 | SH |  | SOLE | 0 | 0 | 0 | 3942 |
| ARES MANAGEMENT CORPORATION | CL A COM STK | 03990B101 |  | 569708 | 3289 | SH |  | SOLE | 0 | 0 | 0 | 3289 |
| ASML HOLDING N V | N Y REGISTRY SHS | N07059210 |  | 438365 | 547 | SH |  | SOLE | 0 | 0 | 0 | 547 |
| AT INC | COM | 00206R102 |  | 1037847 | 35862 | SH |  | SOLE | 0 | 0 | 0 | 35862 |
| AUTOMATIC DATA PROCESSING IN | COM | 053015103 |  | 567056 | 1839 | SH |  | SOLE | 0 | 0 | 0 | 1839 |
| BANK AMERICA CORP | COM | 060505104 |  | 1121074 | 23691 | SH |  | SOLE | 0 | 0 | 0 | 23691 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 2408933 | 4959 | SH |  | SOLE | 0 | 0 | 0 | 4959 |
| BLACKROCK INC | COM | 09290D101 |  | 610548 | 582 | SH |  | SOLE | 0 | 0 | 0 | 582 |
| BLACKSTONE INC | COM | 09260D107 |  | 333919 | 2232 | SH |  | SOLE | 0 | 0 | 0 | 2232 |
| BOEING CO | COM | 097023105 |  | 307375 | 1467 | SH |  | SOLE | 0 | 0 | 0 | 1467 |
| BOOKING HOLDINGS INC | COM | 09857L108 |  | 243148 | 42 | SH |  | SOLE | 0 | 0 | 0 | 42 |
| BOSTON SCIENTIFIC CORP | COM | 101137107 |  | 204401 | 1903 | SH |  | SOLE | 0 | 0 | 0 | 1903 |
| BREAD FINANCIAL HOLDINGS INC | COM | 018581108 |  | 215400 | 3771 | SH |  | SOLE | 0 | 0 | 0 | 3771 |
| BROADCOM INC | COM | 11135F101 |  | 1885834 | 6841 | SH |  | SOLE | 0 | 0 | 0 | 6841 |
| BROWN  BROWN INC | COM | 115236101 |  | 578843 | 5221 | SH |  | SOLE | 0 | 0 | 0 | 5221 |
| CADENCE DESIGN SYSTEM INC | COM | 127387108 |  | 694878 | 2255 | SH |  | SOLE | 0 | 0 | 0 | 2255 |
| CALAMOS ETF TR | RUSSELL 2000 STR | 12811T837 |  | 285530 | 11082 | SH |  | SOLE | 0 | 0 | 0 | 11082 |
| CAPITAL ONE FINL CORP | COM | 14040H105 |  | 354711 | 1667 | SH |  | SOLE | 0 | 0 | 0 | 1667 |
| CARLYLE GROUP INC | COM | 14316J108 |  | 301396 | 5864 | SH |  | SOLE | 0 | 0 | 0 | 5864 |
| CARRIER GLOBAL CORPORATION | COM | 14448C104 |  | 1161463 | 15869 | SH |  | SOLE | 0 | 0 | 0 | 15869 |
| CATERPILLAR INC | COM | 149123101 |  | 377094 | 971 | SH |  | SOLE | 0 | 0 | 0 | 971 |
| CBRE GROUP INC | CL A | 12504L109 |  | 205976 | 1470 | SH |  | SOLE | 0 | 0 | 0 | 1470 |
| CENCORA INC | COM | 03073E105 |  | 402413 | 1342 | SH |  | SOLE | 0 | 0 | 0 | 1342 |
| CHEVRON CORP NEW | COM | 166764100 |  | 539379 | 3767 | SH |  | SOLE | 0 | 0 | 0 | 3767 |
| CHIPOTLE MEXICAN GRILL INC | COM | 169656105 |  | 647302 | 11528 | SH |  | SOLE | 0 | 0 | 0 | 11528 |
| CHUBB LIMITED | COM | H1467J104 |  | 822266 | 2838 | SH |  | SOLE | 0 | 0 | 0 | 2838 |
| CINTAS CORP | COM | 172908105 |  | 571094 | 2562 | SH |  | SOLE | 0 | 0 | 0 | 2562 |
| CISCO SYS INC | COM | 17275R102 |  | 733740 | 10576 | SH |  | SOLE | 0 | 0 | 0 | 10576 |
| CITIGROUP INC | COM NEW | 172967424 |  | 288466 | 3389 | SH |  | SOLE | 0 | 0 | 0 | 3389 |
| CME GROUP INC | COM | 12572Q105 |  | 213743 | 775 | SH |  | SOLE | 0 | 0 | 0 | 775 |
| COCA COLA CO | COM | 191216100 |  | 970219 | 13713 | SH |  | SOLE | 0 | 0 | 0 | 13713 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 201045 | 2212 | SH |  | SOLE | 0 | 0 | 0 | 2212 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 819120 | 22951 | SH |  | SOLE | 0 | 0 | 0 | 22951 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 2107076 | 2128 | SH |  | SOLE | 0 | 0 | 0 | 2128 |
| CROWDSTRIKE HLDGS INC | CL A | 22788C105 |  | 621358 | 1220 | SH |  | SOLE | 0 | 0 | 0 | 1220 |
| CUMMINS INC | COM | 231021106 |  | 556754 | 1700 | SH |  | SOLE | 0 | 0 | 0 | 1700 |
| CVS HEALTH CORP | COM | 126650100 |  | 202745 | 2939 | SH |  | SOLE | 0 | 0 | 0 | 2939 |
| DANAHER CORPORATION | COM | 235851102 |  | 677846 | 3431 | SH |  | SOLE | 0 | 0 | 0 | 3431 |
| DATADOG INC | CL A COM | 23804L103 |  | 619127 | 4609 | SH |  | SOLE | 0 | 0 | 0 | 4609 |
| DEERE  CO | COM | 244199105 |  | 320333 | 630 | SH |  | SOLE | 0 | 0 | 0 | 630 |
| DIMENSIONAL ETF TRUST | US CORE EQUITY 2 | 25434V708 |  | 1695646 | 47312 | SH |  | SOLE | 0 | 0 | 0 | 47312 |
| DIMENSIONAL ETF TRUST | US EQUITY MARKET | 25434V401 |  | 254262 | 3794 | SH |  | SOLE | 0 | 0 | 0 | 3794 |
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 |  | 214302 | 7297 | SH |  | SOLE | 0 | 0 | 0 | 7297 |
| DISNEY WALT CO | COM | 254687106 |  | 832948 | 6717 | SH |  | SOLE | 0 | 0 | 0 | 6717 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 592327 | 5020 | SH |  | SOLE | 0 | 0 | 0 | 5020 |
| DYNATRACE INC | COM NEW | 268150109 |  | 430334 | 7795 | SH |  | SOLE | 0 | 0 | 0 | 7795 |
| EATON CORP PLC | SHS | G29183103 |  | 411196 | 1152 | SH |  | SOLE | 0 | 0 | 0 | 1152 |
| EBAY INC. | COM | 278642103 |  | 764880 | 10272 | SH |  | SOLE | 0 | 0 | 0 | 10272 |
| ECOLAB INC | COM | 278865100 |  | 519555 | 1928 | SH |  | SOLE | 0 | 0 | 0 | 1928 |
| ELEVANCE HEALTH INC | COM | 036752103 |  | 593894 | 1527 | SH |  | SOLE | 0 | 0 | 0 | 1527 |
| ELI LILLY  CO | COM | 532457108 |  | 2713224 | 3481 | SH |  | SOLE | 0 | 0 | 0 | 3481 |
| EOG RES INC | COM | 26875P101 |  | 223366 | 1867 | SH |  | SOLE | 0 | 0 | 0 | 1867 |
| EVERSOURCE ENERGY | COM | 30040W108 |  | 307905 | 4840 | SH |  | SOLE | 0 | 0 | 0 | 4840 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1097043 | 10177 | SH |  | SOLE | 0 | 0 | 0 | 10177 |
| FIDELITY COVINGTON TRUST | HIGH DIVID ETF | 316092840 |  | 229252 | 4407 | SH |  | SOLE | 0 | 0 | 0 | 4407 |
| FIRST TR EXCH TRADED FD III | PFD SECS INC ETF | 33739E108 |  | 1014611 | 57001 | SH |  | SOLE | 0 | 0 | 0 | 57001 |
| FIRST TR EXCHANGE TRADED FD | CLOUD COMPUTING | 33734X192 |  | 282863 | 2325 | SH |  | SOLE | 0 | 0 | 0 | 2325 |
| FIRST TR EXCHANGE TRADED FD | BUYWRIT INCM ETF | 33738R308 |  | 8856111 | 387576 | SH |  | SOLE | 0 | 0 | 0 | 387576 |
| FIRST TR EXCHNG TRADED FD VI | SKYBRIDGE CRYPTO | 33740F540 |  | 415589 | 17906 | SH |  | SOLE | 0 | 0 | 0 | 17906 |
| FLOWSERVE CORP | COM | 34354P105 |  | 239772 | 4580 | SH |  | SOLE | 0 | 0 | 0 | 4580 |
| FRANKLIN TEMPLETON DIGITAL H | BITCOIN ETF SHS | 354921108 |  | 208296 | 3337 | SH |  | SOLE | 0 | 0 | 0 | 3337 |
| GALLAGHER ARTHUR J  CO | COM | 363576109 |  | 889094 | 2777 | SH |  | SOLE | 0 | 0 | 0 | 2777 |
| GE AEROSPACE | COM NEW | 369604301 |  | 1452091 | 5642 | SH |  | SOLE | 0 | 0 | 0 | 5642 |
| GE VERNOVA INC | COM | 36828A101 |  | 534756 | 1011 | SH |  | SOLE | 0 | 0 | 0 | 1011 |
| GEN DIGITAL INC | COM | 668771108 |  | 747612 | 25429 | SH |  | SOLE | 0 | 0 | 0 | 25429 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 205480 | 1853 | SH |  | SOLE | 0 | 0 | 0 | 1853 |
| GLOBAL X FDS | DOW 30 COVERED C | 37960A859 |  | 1556044 | 71773 | SH |  | SOLE | 0 | 0 | 0 | 71773 |
| GLOBAL X FDS | 1-3 MONTH T-BILL | 37960A438 |  | 35552550 | 354039 | SH |  | SOLE | 0 | 0 | 0 | 354039 |
| GLOBAL X FDS | S 500 CATHOLIC | 37954Y889 |  | 393797 | 5219 | SH |  | SOLE | 0 | 0 | 0 | 5219 |
| GOLDMAN SACHS ETF TR | NASDAQ-100 PREMI | 38149W630 |  | 4898677 | 98347 | SH |  | SOLE | 0 | 0 | 0 | 98347 |
| GOLDMAN SACHS GROUP INC | COM | 38141G104 |  | 313596 | 443 | SH |  | SOLE | 0 | 0 | 0 | 443 |
| GRAYSCALE BITCOIN TRUST ETF | SHS REP COM UT | 389637109 |  | 280787 | 3310 | SH |  | SOLE | 0 | 0 | 0 | 3310 |
| HARLEY DAVIDSON INC | COM | 412822108 |  | 308408 | 13068 | SH |  | SOLE | 0 | 0 | 0 | 13068 |
| HCA HEALTHCARE INC | COM | 40412C101 |  | 263248 | 687 | SH |  | SOLE | 0 | 0 | 0 | 687 |
| HDFC BANK LTD | SPONSORED ADS | 40415F101 |  | 368795 | 4810 | SH |  | SOLE | 0 | 0 | 0 | 4810 |
| HOME DEPOT INC | COM | 437076102 |  | 1265175 | 3451 | SH |  | SOLE | 0 | 0 | 0 | 3451 |
| HONEYWELL INTL INC | COM | 438516106 |  | 370942 | 1593 | SH |  | SOLE | 0 | 0 | 0 | 1593 |
| HUBBELL INC | COM | 443510607 |  | 462238 | 1132 | SH |  | SOLE | 0 | 0 | 0 | 1132 |
| INTEL CORP | COM | 458140100 |  | 208116 | 9291 | SH |  | SOLE | 0 | 0 | 0 | 9291 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 2182646 | 7404 | SH |  | SOLE | 0 | 0 | 0 | 7404 |
| INTERPUBLIC GROUP COS INC | COM | 460690100 |  | 390393 | 15947 | SH |  | SOLE | 0 | 0 | 0 | 15947 |
| INTUIT | COM | 461202103 |  | 1356562 | 1722 | SH |  | SOLE | 0 | 0 | 0 | 1722 |
| INTUITIVE SURGICAL INC | COM NEW | 46120E602 |  | 627095 | 1154 | SH |  | SOLE | 0 | 0 | 0 | 1154 |
| INVESCO EXCH TRADED FD TR II | ESG S 500 EQL | 46138G516 |  | 361518 | 13127 | SH |  | SOLE | 0 | 0 | 0 | 13127 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 2513677 | 13831 | SH |  | SOLE | 0 | 0 | 0 | 13831 |
| INVESCO EXCHANGE TRADED FD T | S PUR GWT | 46137V266 |  | 557823 | 12188 | SH |  | SOLE | 0 | 0 | 0 | 12188 |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 523049 | 948 | SH |  | SOLE | 0 | 0 | 0 | 948 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 211089 | 3385 | SH |  | SOLE | 0 | 0 | 0 | 3385 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 251955 | 2305 | SH |  | SOLE | 0 | 0 | 0 | 2305 |
| ISHARES TR | RUS 1000 VAL ETF | 464287598 |  | 35329788 | 181897 | SH |  | SOLE | 0 | 0 | 0 | 181897 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 14115350 | 33245 | SH |  | SOLE | 0 | 0 | 0 | 33245 |
| ISHARES TR | CORE HIGH DV ETF | 46429B663 |  | 6321614 | 53952 | SH |  | SOLE | 0 | 0 | 0 | 53952 |
| ISHARES TR | CORE S ETF | 464287200 |  | 1912569 | 3080 | SH |  | SOLE | 0 | 0 | 0 | 3080 |
| ISHARES TR | CORE S TTL STK | 464287150 |  | 300458 | 2225 | SH |  | SOLE | 0 | 0 | 0 | 2225 |
| ISHARES TR | MSCI USA QLT FCT | 46432F339 |  | 288366 | 1577 | SH |  | SOLE | 0 | 0 | 0 | 1577 |
| ISHARES TR | CORE MSCI TOTAL | 46432F834 |  | 328936 | 4255 | SH |  | SOLE | 0 | 0 | 0 | 4255 |
| ISHARES TR | ESG OPTIMIZED | 464288802 |  | 213210 | 1682 | SH |  | SOLE | 0 | 0 | 0 | 1682 |
| ISHARES TR | 0-5YR HI YL CP | 46434V407 |  | 225061 | 5217 | SH |  | SOLE | 0 | 0 | 0 | 5217 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 400741 | 4800 | SH |  | SOLE | 0 | 0 | 0 | 4800 |
| ISHARES TR | RUS MID CAP ETF | 464287499 |  | 551360 | 5995 | SH |  | SOLE | 0 | 0 | 0 | 5995 |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHT MUNCPL | 46641Q654 |  | 23290873 | 457401 | SH |  | SOLE | 0 | 0 | 0 | 457401 |
| JANUS DETROIT STR TR | HENDRSON AAA CL | 47103U845 |  | 49519446 | 975753 | SH |  | SOLE | 0 | 0 | 0 | 975753 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 853507 | 5588 | SH |  | SOLE | 0 | 0 | 0 | 5588 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 4457556 | 15376 | SH |  | SOLE | 0 | 0 | 0 | 15376 |
| KIMBERLY-CLARK CORP | COM | 494368103 |  | 705410 | 5472 | SH |  | SOLE | 0 | 0 | 0 | 5472 |
| KKR  CO INC | COM | 48251W104 |  | 1029332 | 7738 | SH |  | SOLE | 0 | 0 | 0 | 7738 |
| KLA CORP | COM NEW | 482480100 |  | 706062 | 788 | SH |  | SOLE | 0 | 0 | 0 | 788 |
| LINDE PLC | SHS | G54950103 |  | 295692 | 630 | SH |  | SOLE | 0 | 0 | 0 | 630 |
| LOCKHEED MARTIN CORP | COM | 539830109 |  | 289190 | 624 | SH |  | SOLE | 0 | 0 | 0 | 624 |
| LOWES COS INC | COM | 548661107 |  | 217502 | 980 | SH |  | SOLE | 0 | 0 | 0 | 980 |
| MARVELL TECHNOLOGY INC | COM | 573874104 |  | 856440 | 11065 | SH |  | SOLE | 0 | 0 | 0 | 11065 |
| MASCO CORP | COM | 574599106 |  | 324668 | 5045 | SH |  | SOLE | 0 | 0 | 0 | 5045 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 1369223 | 2437 | SH |  | SOLE | 0 | 0 | 0 | 2437 |
| MCDONALDS CORP | COM | 580135101 |  | 933180 | 3194 | SH |  | SOLE | 0 | 0 | 0 | 3194 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 857849 | 9841 | SH |  | SOLE | 0 | 0 | 0 | 9841 |
| MERCK  CO INC | COM | 58933Y105 |  | 1712315 | 21631 | SH |  | SOLE | 0 | 0 | 0 | 21631 |
| META PLATFORMS INC | CL A | 30303M102 |  | 4802172 | 6506 | SH |  | SOLE | 0 | 0 | 0 | 6506 |
| METLIFE INC | COM | 59156R108 |  | 221788 | 2758 | SH |  | SOLE | 0 | 0 | 0 | 2758 |
| MICRON TECHNOLOGY INC | COM | 595112103 |  | 244218 | 1981 | SH |  | SOLE | 0 | 0 | 0 | 1981 |
| MICROSOFT CORP | COM | 594918104 |  | 12743833 | 25620 | SH |  | SOLE | 0 | 0 | 0 | 25620 |
| MICROSTRATEGY INC | CL A NEW | 594972408 |  | 692850 | 1714 | SH |  | SOLE | 0 | 0 | 0 | 1714 |
| MONOLITHIC PWR SYS INC | COM | 609839105 |  | 603591 | 825 | SH |  | SOLE | 0 | 0 | 0 | 825 |
| MORGAN STANLEY | COM NEW | 617446448 |  | 454883 | 3229 | SH |  | SOLE | 0 | 0 | 0 | 3229 |
| NETAPP INC | COM | 64110D104 |  | 700069 | 6570 | SH |  | SOLE | 0 | 0 | 0 | 6570 |
| NETFLIX INC | COM | 64110L106 |  | 1144956 | 855 | SH |  | SOLE | 0 | 0 | 0 | 855 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 268427 | 3867 | SH |  | SOLE | 0 | 0 | 0 | 3867 |
| NOKIA CORP | SPONSORED ADR | 654902204 |  | 155519 | 30023 | SH |  | SOLE | 0 | 0 | 0 | 30023 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 289248 | 1130 | SH |  | SOLE | 0 | 0 | 0 | 1130 |
| NOVO-NORDISK A S | ADR | 670100205 |  | 363836 | 5271 | SH |  | SOLE | 0 | 0 | 0 | 5271 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 16731331 | 105901 | SH |  | SOLE | 0 | 0 | 0 | 105901 |
| OMNICOM GROUP INC | COM | 681919106 |  | 459593 | 6389 | SH |  | SOLE | 0 | 0 | 0 | 6389 |
| ORACLE CORP | COM | 68389X105 |  | 606356 | 2773 | SH |  | SOLE | 0 | 0 | 0 | 2773 |
| OTIS WORLDWIDE CORP | COM | 68902V107 |  | 216148 | 2183 | SH |  | SOLE | 0 | 0 | 0 | 2183 |
| PALANTIR TECHNOLOGIES INC | CL A | 69608A108 |  | 723723 | 5309 | SH |  | SOLE | 0 | 0 | 0 | 5309 |
| PALO ALTO NETWORKS INC | COM | 697435105 |  | 544138 | 2659 | SH |  | SOLE | 0 | 0 | 0 | 2659 |
| PARKER-HANNIFIN CORP | COM | 701094104 |  | 334941 | 480 | SH |  | SOLE | 0 | 0 | 0 | 480 |
| PEPSICO INC | COM | 713448108 |  | 422372 | 3199 | SH |  | SOLE | 0 | 0 | 0 | 3199 |
| PFIZER INC | COM | 717081103 |  | 481737 | 19874 | SH |  | SOLE | 0 | 0 | 0 | 19874 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 934577 | 5131 | SH |  | SOLE | 0 | 0 | 0 | 5131 |
| PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 |  | 68088838 | 677265 | SH |  | SOLE | 0 | 0 | 0 | 677265 |
| PPG INDS INC | COM | 693506107 |  | 690381 | 6069 | SH |  | SOLE | 0 | 0 | 0 | 6069 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 1470677 | 9231 | SH |  | SOLE | 0 | 0 | 0 | 9231 |
| PROGRESSIVE CORP | COM | 743315103 |  | 996046 | 3732 | SH |  | SOLE | 0 | 0 | 0 | 3732 |
| PROSHARES TR | S 500 HIGH INC | 74347G242 |  | 7817460 | 184244 | SH |  | SOLE | 0 | 0 | 0 | 184244 |
| PROSHARES TR | RUSSELL 2000 HIG | 74349Y787 |  | 502557 | 13797 | SH |  | SOLE | 0 | 0 | 0 | 13797 |
| QUALCOMM INC | COM | 747525103 |  | 1093724 | 6868 | SH |  | SOLE | 0 | 0 | 0 | 6868 |
| RB GLOBAL INC | COM | 74935Q107 |  | 470846 | 4434 | SH |  | SOLE | 0 | 0 | 0 | 4434 |
| READY CAPITAL CORP | COM | 75574U101 |  | 102324 | 23415 | SH |  | SOLE | 0 | 0 | 0 | 23415 |
| REDDIT INC | CL A | 75734B100 |  | 1795848 | 11927 | SH |  | SOLE | 0 | 0 | 0 | 11927 |
| RITHM CAPITAL CORP | COM NEW | 64828T201 |  | 116118 | 10285 | SH |  | SOLE | 0 | 0 | 0 | 10285 |
| ROPER TECHNOLOGIES INC | COM | 776696106 |  | 218802 | 386 | SH |  | SOLE | 0 | 0 | 0 | 386 |
| RTX CORPORATION | COM | 75513E101 |  | 1623911 | 11121 | SH |  | SOLE | 0 | 0 | 0 | 11121 |
| S GLOBAL INC | COM | 78409V104 |  | 411062 | 780 | SH |  | SOLE | 0 | 0 | 0 | 780 |
| SALESFORCE INC | COM | 79466L302 |  | 352328 | 1292 | SH |  | SOLE | 0 | 0 | 0 | 1292 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 647653 | 7098 | SH |  | SOLE | 0 | 0 | 0 | 7098 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 463839 | 18334 | SH |  | SOLE | 0 | 0 | 0 | 18334 |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 |  | 203039 | 5073 | SH |  | SOLE | 0 | 0 | 0 | 5073 |
| SEI INVTS CO | COM | 784117103 |  | 510339 | 5679 | SH |  | SOLE | 0 | 0 | 0 | 5679 |
| SEMPRA | COM | 816851109 |  | 430525 | 5682 | SH |  | SOLE | 0 | 0 | 0 | 5682 |
| SENSEONICS HLDGS INC | COM | 81727U105 |  | 11910 | 25000 | SH |  | SOLE | 0 | 0 | 0 | 25000 |
| SERVICENOW INC | COM | 81762P102 |  | 1087709 | 1058 | SH |  | SOLE | 0 | 0 | 0 | 1058 |
| SHOPIFY INC | CL A SUB VTG SHS | 82509L107 |  | 358508 | 3108 | SH |  | SOLE | 0 | 0 | 0 | 3108 |
| SOUTHERN CO | COM | 842587107 |  | 283195 | 3084 | SH |  | SOLE | 0 | 0 | 0 | 3084 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 581711 | 942 | SH |  | SOLE | 0 | 0 | 0 | 942 |
| SPDR SERIES TRUST | PRTFLO S HI | 78468R788 |  | 204208 | 4812 | SH |  | SOLE | 0 | 0 | 0 | 4812 |
| SPDR SERIES TRUST | PORTFOLIO S | 78468R853 |  | 3207615 | 75296 | SH |  | SOLE | 0 | 0 | 0 | 75296 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A847 |  | 5560240 | 102248 | SH |  | SOLE | 0 | 0 | 0 | 102248 |
| SPDR SERIES TRUST | PORTFOLI S | 78464A805 |  | 3428238 | 45777 | SH |  | SOLE | 0 | 0 | 0 | 45777 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A854 |  | 549766 | 7563 | SH |  | SOLE | 0 | 0 | 0 | 7563 |
| SPOTIFY TECHNOLOGY S A | SHS | L8681T102 |  | 287753 | 375 | SH |  | SOLE | 0 | 0 | 0 | 375 |
| T ROWE PRICE ETF INC | PRICE BLUE CHIP | 87283Q107 |  | 8349011 | 184102 | SH |  | SOLE | 0 | 0 | 0 | 184102 |
| T-MOBILE US INC | COM | 872590104 |  | 437716 | 1837 | SH |  | SOLE | 0 | 0 | 0 | 1837 |
| TAIWAN SEMICONDUCTOR MFG LTD | SPONSORED ADS | 874039100 |  | 1208234 | 5335 | SH |  | SOLE | 0 | 0 | 0 | 5335 |
| TCW ETF TRUST | TRANSFRM 500 ETF | 29287L106 |  | 612262 | 8417 | SH |  | SOLE | 0 | 0 | 0 | 8417 |
| TESLA INC | COM | 88160R101 |  | 2024765 | 6374 | SH |  | SOLE | 0 | 0 | 0 | 6374 |
| TEXAS INSTRS INC | COM | 882508104 |  | 640558 | 3085 | SH |  | SOLE | 0 | 0 | 0 | 3085 |
| THE CAMPBELLS COMPANY | COM | 134429109 |  | 429929 | 14027 | SH |  | SOLE | 0 | 0 | 0 | 14027 |
| THE CIGNA GROUP | COM | 125523100 |  | 212222 | 642 | SH |  | SOLE | 0 | 0 | 0 | 642 |
| THE TRADE DESK INC | COM CL A | 88339J105 |  | 399257 | 5546 | SH |  | SOLE | 0 | 0 | 0 | 5546 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 268940 | 663 | SH |  | SOLE | 0 | 0 | 0 | 663 |
| TJX COS INC NEW | COM | 872540109 |  | 380782 | 3084 | SH |  | SOLE | 0 | 0 | 0 | 3084 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 |  | 301887 | 690 | SH |  | SOLE | 0 | 0 | 0 | 690 |
| UBER TECHNOLOGIES INC | COM | 90353T100 |  | 746901 | 8005 | SH |  | SOLE | 0 | 0 | 0 | 8005 |
| UNION PAC CORP | COM | 907818108 |  | 416196 | 1809 | SH |  | SOLE | 0 | 0 | 0 | 1809 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 528217 | 1693 | SH |  | SOLE | 0 | 0 | 0 | 1693 |
| UNUM GROUP | COM | 91529Y106 |  | 228343 | 2827 | SH |  | SOLE | 0 | 0 | 0 | 2827 |
| VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 |  | 522158 | 1872 | SH |  | SOLE | 0 | 0 | 0 | 1872 |
| VANGUARD INDEX FDS | SMALL CP ETF | 922908751 |  | 813603 | 3433 | SH |  | SOLE | 0 | 0 | 0 | 3433 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 16002448 | 52652 | SH |  | SOLE | 0 | 0 | 0 | 52652 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 84501443 | 148762 | SH |  | SOLE | 0 | 0 | 0 | 148762 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 3246455 | 7405 | SH |  | SOLE | 0 | 0 | 0 | 7405 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 898343 | 5083 | SH |  | SOLE | 0 | 0 | 0 | 5083 |
| VANGUARD INDEX FDS | MID CAP ETF | 922908629 |  | 1494631 | 5341 | SH |  | SOLE | 0 | 0 | 0 | 5341 |
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 |  | 289710 | 4310 | SH |  | SOLE | 0 | 0 | 0 | 4310 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 56219561 | 274684 | SH |  | SOLE | 0 | 0 | 0 | 274684 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 17589023 | 308525 | SH |  | SOLE | 0 | 0 | 0 | 308525 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 3884611 | 29140 | SH |  | SOLE | 0 | 0 | 0 | 29140 |
| VANGUARD WORLD FD | MEGA CAP INDEX | 921910873 |  | 1264676 | 5623 | SH |  | SOLE | 0 | 0 | 0 | 5623 |
| VERALTO CORP | COM SHS | 92338C103 |  | 448084 | 4439 | SH |  | SOLE | 0 | 0 | 0 | 4439 |
| VERISK ANALYTICS INC | COM | 92345Y106 |  | 556803 | 1787 | SH |  | SOLE | 0 | 0 | 0 | 1787 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 411637 | 9513 | SH |  | SOLE | 0 | 0 | 0 | 9513 |
| VISA INC | COM CL A | 92826C839 |  | 2333446 | 6572 | SH |  | SOLE | 0 | 0 | 0 | 6572 |
| WABTEC | COM | 929740108 |  | 749392 | 3580 | SH |  | SOLE | 0 | 0 | 0 | 3580 |
| WALMART INC | COM | 931142103 |  | 2008100 | 20537 | SH |  | SOLE | 0 | 0 | 0 | 20537 |
| WEC ENERGY GROUP INC | COM | 92939U106 |  | 327615 | 3144 | SH |  | SOLE | 0 | 0 | 0 | 3144 |
| WELLS FARGO CO NEW | COM | 949746101 |  | 273625 | 3415 | SH |  | SOLE | 0 | 0 | 0 | 3415 |
| WEST PHARMACEUTICAL SVSC INC | COM | 955306105 |  | 431133 | 1970 | SH |  | SOLE | 0 | 0 | 0 | 1970 |
| WILLIAMS COS INC | COM | 969457100 |  | 633159 | 10081 | SH |  | SOLE | 0 | 0 | 0 | 10081 |
| WORKDAY INC | CL A | 98138H101 |  | 399840 | 1666 | SH |  | SOLE | 0 | 0 | 0 | 1666 |
| ZOETIS INC | CL A | 98978V103 |  | 219991 | 1411 | SH |  | SOLE | 0 | 0 | 0 | 1411 |

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