# EDGAR Filing Document

**Accession Number:** 0001964820
**File Stem:** 0001964820-25-000005
**Filing Date:** 2025-8
**Character Count:** 11101
**Document Hash:** 2efa7b625e97fc3b1f47e4dc876bd4e5
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001964820-25-000005.hdr.sgml**: 20250807

**ACCESSION NUMBER**: 0001964820-25-000005

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20250630

**FILED AS OF DATE**: 20250807

**DATE AS OF CHANGE**: 20250807

**EFFECTIVENESS DATE**: 20250807

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Tilson Financial Group, Inc.
- **CENTRAL INDEX KEY:** 0001964820

**ORGANIZATION NAME:**
- **EIN:** 223323780
- **STATE OF INCORPORATION:** NJ
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-22818
- **FILM NUMBER:** 251192672

**BUSINESS ADDRESS:**
- **STREET 1:** 98 FLORAL AVENUE
- **STREET 2:** SUITE 103
- **CITY:** NEW PROVIDENCE
- **STATE:** NJ
- **ZIP:** 07974
- **BUSINESS PHONE:** 908-561-6203

**MAIL ADDRESS:**
- **STREET 1:** 98 FLORAL AVENUE
- **STREET 2:** SUITE 103
- **CITY:** NEW PROVIDENCE
- **STATE:** NJ
- **ZIP:** 07974

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 06-30-2025

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Tilson Financial Group Inc.<br>**Address:** 98 FLORAL AVENUE<br>SUITE 103<br>NEW PROVIDENCE, NJ 07974

**Form 13F File Number:** 028-22818

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Ashleigh Swayze<br>**Title:** Counsel<br>**Phone:** 6463953900

**Signature, Place, and Date of Signing:**

Ashleigh Swayze  Princeton, NJ  08-07-2025<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 75

**Form 13F Information Table Value Total:** $265150

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 |  | 225 | 408 | SH |  | SOLE |  | 0 | 0 | 408 |
| PUBLIC SVC ENTERPRISE GRP IN | COM | 744573106 |  | 1222 | 14511 | SH |  | SOLE |  | 0 | 0 | 14511 |
| SPDR SERIES TRUST | PORTFOLIO AGRGTE | 78464A649 |  | 821 | 32059 | SH |  | SOLE |  | 0 | 0 | 32059 |
| INTERDIGITAL INC | COM | 45867G101 |  | 225 | 1003 | SH |  | SOLE |  | 0 | 0 | 1003 |
| SPDR SERIES TRUST | PORTFLI INTRMDIT | 78464A672 |  | 9971 | 346588 | SH |  | SOLE |  | 0 | 0 | 346588 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 237 | 1550 | SH |  | SOLE |  | 0 | 0 | 1550 |
| VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 |  | 590 | 1942 | SH |  | SOLE |  | 0 | 0 | 1942 |
| SPDR SERIES TRUST | NUVEEN ICE SHORT | 78468R739 |  | 2670 | 55829 | SH |  | SOLE |  | 0 | 0 | 55829 |
| ISHARES TR | ESG MSCI KLD 400 | 464288570 |  | 232 | 1998 | SH |  | SOLE |  | 0 | 0 | 1998 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 236 | 1483 | SH |  | SOLE |  | 0 | 0 | 1483 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 2311 | 22890 | SH |  | SOLE |  | 0 | 0 | 22890 |
| SPDR INDEX SHS FDS | DJ GLB RL ES ETF | 78463X749 |  | 323 | 7312 | SH |  | SOLE |  | 0 | 0 | 7312 |
| MERCK  CO INC | COM | 58933Y105 |  | 231 | 2918 | SH |  | SOLE |  | 0 | 0 | 2918 |
| ISHARES TR | SHRT NAT MUN ETF | 464288158 |  | 724 | 6813 | SH |  | SOLE |  | 0 | 0 | 6813 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 5375 | 8699 | SH |  | SOLE |  | 0 | 0 | 8699 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 407 | 9416 | SH |  | SOLE |  | 0 | 0 | 9416 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 388 | 2252 | SH |  | SOLE |  | 0 | 0 | 2252 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 2921 | 6879 | SH |  | SOLE |  | 0 | 0 | 6879 |
| SPDR SERIES TRUST | PORTFOLIO SHORT | 78464A474 |  | 525 | 17378 | SH |  | SOLE |  | 0 | 0 | 17378 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 3002 | 27464 | SH |  | SOLE |  | 0 | 0 | 27464 |
| MICROSOFT CORP | COM | 594918104 |  | 1277 | 2567 | SH |  | SOLE |  | 0 | 0 | 2567 |
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 |  | 262 | 4461 | SH |  | SOLE |  | 0 | 0 | 4461 |
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 |  | 1144 | 16562 | SH |  | SOLE |  | 0 | 0 | 16562 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 668 | 3097 | SH |  | SOLE |  | 0 | 0 | 3097 |
| INVESCO EXCHANGE TRADED FD T | RAFI US 1000 ETF | 46137V613 |  | 231 | 5468 | SH |  | SOLE |  | 0 | 0 | 5468 |
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 |  | 18792 | 294963 | SH |  | SOLE |  | 0 | 0 | 294963 |
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 |  | 4227 | 98687 | SH |  | SOLE |  | 0 | 0 | 98687 |
| VANGUARD INDEX FDS | VALUE ETF | 922908744 |  | 607 | 3436 | SH |  | SOLE |  | 0 | 0 | 3436 |
| VANGUARD INDEX FDS | GROWTH ETF | 922908736 |  | 31973 | 72932 | SH |  | SOLE |  | 0 | 0 | 72932 |
| ISHARES TR | MICRO-CAP ETF | 464288869 |  | 238 | 1863 | SH |  | SOLE |  | 0 | 0 | 1863 |
| META PLATFORMS INC | CL A | 30303M102 |  | 406 | 550 | SH |  | SOLE |  | 0 | 0 | 550 |
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 |  | 6350 | 204239 | SH |  | SOLE |  | 0 | 0 | 204239 |
| SSGA ACTIVE ETF TR | MULT ASS RLRTN | 78467V103 |  | 7534 | 258999 | SH |  | SOLE |  | 0 | 0 | 258999 |
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 |  | 5681 | 113016 | SH |  | SOLE |  | 0 | 0 | 113016 |
| DIMENSIONAL ETF TRUST | GLOBAL REAL EST | 25434V658 |  | 5550 | 206840 | SH |  | SOLE |  | 0 | 0 | 206840 |
| DIMENSIONAL ETF TRUST | US LARGE CAP VAL | 25434V666 |  | 22453 | 723818 | SH |  | SOLE |  | 0 | 0 | 723818 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 267 | 1687 | SH |  | SOLE |  | 0 | 0 | 1687 |
| DIMENSIONAL ETF TRUST | WORLD EQUITY ETF | 25434V617 |  | 330 | 4923 | SH |  | SOLE |  | 0 | 0 | 4923 |
| MCDONALDS CORP | COM | 580135101 |  | 721 | 2466 | SH |  | SOLE |  | 0 | 0 | 2466 |
| VANGUARD MALVERN FDS | CORE BD ETF | 922020748 |  | 33475 | 431491 | SH |  | SOLE |  | 0 | 0 | 431491 |
| WISDOMTREE TR | US HIGH DIVIDEND | 97717W208 |  | 335 | 3494 | SH |  | SOLE |  | 0 | 0 | 3494 |
| SPDR SERIES TRUST | PORTFOLIO SH TSR | 78468R101 |  | 8555 | 292090 | SH |  | SOLE |  | 0 | 0 | 292090 |
| MORGAN STANLEY ETF TRUST | EATON VANCE SHOR | 61774R825 |  | 231 | 4516 | SH |  | SOLE |  | 0 | 0 | 4516 |
| ISHARES TR | U.S. TECH ETF | 464287721 |  | 405 | 2337 | SH |  | SOLE |  | 0 | 0 | 2337 |
| CONNECTONE BANCORP INC | COM | 20786W107 |  | 672 | 29008 | SH |  | SOLE |  | 0 | 0 | 29008 |
| ISHARES TR | S 500 VAL ETF | 464287408 |  | 5424 | 27756 | SH |  | SOLE |  | 0 | 0 | 27756 |
| SPDR SERIES TRUST | PORTFOLIO S | 78468R853 |  | 581 | 13637 | SH |  | SOLE |  | 0 | 0 | 13637 |
| ISHARES TR | S 500 GRWT ETF | 464287309 |  | 9538 | 86628 | SH |  | SOLE |  | 0 | 0 | 86628 |
| ISHARES TR | CORE S ETF | 464287200 |  | 915 | 1474 | SH |  | SOLE |  | 0 | 0 | 1474 |
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 |  | 6828 | 230038 | SH |  | SOLE |  | 0 | 0 | 230038 |
| DIMENSIONAL ETF TRUST | INTL SMALL CAP E | 25434V773 |  | 4382 | 146839 | SH |  | SOLE |  | 0 | 0 | 146839 |
| JPMORGAN CHASE  CO. | COM | 46625H100 |  | 346 | 1194 | SH |  | SOLE |  | 0 | 0 | 1194 |
| SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 |  | 227 | 5307 | SH |  | SOLE |  | 0 | 0 | 5307 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 5635 | 53930 | SH |  | SOLE |  | 0 | 0 | 53930 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 8835 | 154969 | SH |  | SOLE |  | 0 | 0 | 154969 |
| BANK AMERICA CORP | COM | 060505104 |  | 540 | 11419 | SH |  | SOLE |  | 0 | 0 | 11419 |
| ORACLE CORP | COM | 68389X105 |  | 751 | 3435 | SH |  | SOLE |  | 0 | 0 | 3435 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 826 | 16708 | SH |  | SOLE |  | 0 | 0 | 16708 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 7953 | 59657 | SH |  | SOLE |  | 0 | 0 | 59657 |
| SPDR SERIES TRUST | NUVEEN ICE MUNIC | 78468R721 |  | 900 | 20146 | SH |  | SOLE |  | 0 | 0 | 20146 |
| ISHARES TR | EAFE SML CP ETF | 464288273 |  | 984 | 13543 | SH |  | SOLE |  | 0 | 0 | 13543 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 682 | 6872 | SH |  | SOLE |  | 0 | 0 | 6872 |
| SPDR SERIES TRUST | PORTFOLIO S | 78464A854 |  | 5208 | 71643 | SH |  | SOLE |  | 0 | 0 | 71643 |
| ISHARES TR | ULTRA SHORT DUR | 46434V878 |  | 580 | 11430 | SH |  | SOLE |  | 0 | 0 | 11430 |
| SPDR SERIES TRUST | PRTFLO S GW | 78464A409 |  | 1194 | 12523 | SH |  | SOLE |  | 0 | 0 | 12523 |
| LAM RESEARCH CORP | COM NEW | 512807306 |  | 242 | 2485 | SH |  | SOLE |  | 0 | 0 | 2485 |
| SPDR SERIES TRUST | PRTFLO S VL | 78464A508 |  | 472 | 9015 | SH |  | SOLE |  | 0 | 0 | 9015 |
| PHILIP MORRIS INTL INC | COM | 718172109 |  | 329 | 1804 | SH |  | SOLE |  | 0 | 0 | 1804 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 286 | 6186 | SH |  | SOLE |  | 0 | 0 | 6186 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 3700 | 34321 | SH |  | SOLE |  | 0 | 0 | 34321 |
| SCHWAB CHARLES CORP | COM | 808513105 |  | 204 | 2237 | SH |  | SOLE |  | 0 | 0 | 2237 |
| SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 |  | 2239 | 55306 | SH |  | SOLE |  | 0 | 0 | 55306 |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 |  | 8172 | 166672 | SH |  | SOLE |  | 0 | 0 | 166672 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 594 | 6647 | SH |  | SOLE |  | 0 | 0 | 6647 |
| APPLE INC | COM | 037833100 |  | 1563 | 7620 | SH |  | SOLE |  | 0 | 0 | 7620 |

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