# EDGAR Filing Document

**Accession Number:** 0001562577
**File Stem:** 0001562577-26-000040
**Filing Date:** 2026-3
**Character Count:** 6371
**Document Hash:** 4f4108e21998d0eeb4ed870aeedbd656
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001562577-26-000040.hdr.sgml**: 20260319

**ACCESSION NUMBER**: 0001562577-26-000040

**CONFORMED SUBMISSION TYPE**: 485BXT

**PUBLIC DOCUMENT COUNT**: 1

**FILED AS OF DATE**: 20260319

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** MEMBERS Life Insurance Co
- **CENTRAL INDEX KEY:** 0001562577
- **STANDARD INDUSTRIAL CLASSIFICATION:** LIFE INSURANCE [6311]
- **ORGANIZATION NAME:** 02 Finance
- **EIN:** 391236386
- **STATE OF INCORPORATION:** IA
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 485BXT
- **SEC ACT:** 1933 Act
- **SEC FILE NUMBER:** 333-283638
- **FILM NUMBER:** 26772443

**BUSINESS ADDRESS:**
- **STREET 1:** 2000 HERITAGE WAY
- **CITY:** WAVERLY
- **STATE:** IA
- **ZIP:** 50677
- **BUSINESS PHONE:** 608.238.5851

**MAIL ADDRESS:**
- **STREET 1:** 5910 MINERAL POINT ROAD
- **CITY:** MADISON
- **STATE:** WI
- **ZIP:** 53705

## Series and Classes Contracts Data

### MEMBERS Life Insurance Co (Series ID: S000089882)

| Class ID   | Class Name                            | Ticker Symbol   |
|:---|:---|:---|
| C000257765 | TruStage ZoneChoice Advantage Annuity |  |

As filed with the Securities and Exchange Commission on March 19, 2026

Registration No. 333-283638

**UNITED STATES SECURITIES AND EXCHANGE COMMISSION**

**Washington, D.C. 20549**

**FORM N-4**

REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933

Pre-Effective Amendment No. [ ]

Post-Effective Amendment No. 3 [X]

(Check appropriate box or boxes.)

-----------------------------------

**MEMBERS Life Insurance Company**

(Name of Insurance Company)

**2000 Heritage Way**

**Waverly, Iowa 50677**

(Address of Insurance Company's Principal Executive Offices) (Zip Code)

**(319) 352-4090**

(Insurance Company's Telephone Number, including Area Code)

**Britney Schnathorst, Esq.**

**MEMBERS Life Insurance Company**

**2000 Heritage Way**

**Waverly, Iowa 50677**

**(319) 352-4090**

(Name and Address of Agent for Service)

--------------------------------------------

**COPY TO:**

**Stephen E. Roth, Esq.**

**Thomas E. Bisset, Esq.**

**Eversheds Sutherland (US) LLP**

**700 Sixth Street, NW, Suite 700**

**Washington, DC 20001**

**(202) 383-0100**

**Approximate Date of Proposed Public Offering: As soon as possible after the effective date of this Registration Statement.** 

**It is proposed that this filing will become effective (check appropriate box):**

&nbsp;&nbsp;&nbsp;&nbsp;☐ Immediately upon filing pursuant to paragraph (b)

&nbsp;&nbsp;&nbsp;&nbsp;☒ On April 14, 2026 pursuant to paragraph (b)

&nbsp;&nbsp;&nbsp;&nbsp;☐ 60 days after filing pursuant to paragraph (a)(1)

&nbsp;&nbsp;&nbsp;&nbsp;☐ On (date) pursuant to paragraph (a)(1) of Rule 485 under the Securities Act of 1933 ("Securities Act").

**If appropriate, check the following box:**

&nbsp;&nbsp;&nbsp;&nbsp;☐ This post-effective amendment designates a new effective date for a previously filed post-effective amendment.

**Check each box that appropriately characterizes the Registrant:** 

&nbsp;&nbsp;&nbsp;&nbsp;☐ New Registrant (as applicable, a Registered Separate Account or Insurance Company that has not filed a Securities Act registration statement

or amendment thereto within 3 years preceding this filing)

&nbsp;&nbsp;&nbsp;&nbsp;☐ Emerging Growth Company (as defined by Rule 12b-2 under the Securities Exchange Act of 1934 ("Exchange Act"))

&nbsp;&nbsp;&nbsp;&nbsp;☐ If an Emerging Growth Company, indicate by check mark if the Registrant has elected not to use the extended transition period for complying

with any new or revised financial accounting standards provided pursuant to Section 7(a)(2)(B) of Securities Act

&nbsp;&nbsp;&nbsp;&nbsp;☒ Insurance Company relying on Rule 12h-7 under the Exchange Act

&nbsp;&nbsp;&nbsp;&nbsp;☐ Smaller reporting company (as defined by Rule 12b-2 under the Exchange Act)

**Title of Securities Being Registered:** TruStage<sup>®</sup> ZoneChoice Advantage Annuity

**Explanatory Note**

This Post-Effective Amendment No. 3 to the Registration Statement on Form N-4 is being filed pursuant to

paragraph (b)(1)(iii) of Rule 485 of the Securities Act of 1933, as amended (the "1933 Act"), solely for the purpose of

delaying, until April 14, 2026, the effective date of Post-Effective Amendment No. 1, filed on December 19, 2025

(SEC Accession Number 0001562577-25-000271) pursuant to paragraph (a) of Rule 485 of the 1933 Act.

Post-Effective Amendment No. 2 was filed pursuant to paragraph 485(b)(1)(iii) of Rule 485 under the 1933 Act on

February 17, 2026 ((SEC Accession Number 0001562577-26-000013).

This Post-Effective Amendment No. 3 incorporates by reference the information contained in the Prospectus,

Statement of Additional Information and Part C of Post-Effective Amendment No. 1.

**SIGNATURES**

As required by the Securities Act of 1933, the Registrant of this Registration Statement has caused this Registration

Statement to be signed on its behalf by the undersigned, duly authorized, in the City of Madison and State of

Wisconsin as of 19<sup>th</sup> day of March, 2026.

MEMBERS LIFE INSURANCE COMPANY (Registrant)

By: <u>/s/Tammy L. Schultz</u> 

Tammy L. Schultz, President

As required by the Securities Act of 1933, this Registration Statement has been signed by the following persons in

the capacities and as of the dates indicated:

---

| | | |
|:---|:---|:---|
| **Signature** | **Title** | **Date** |
| \* | President and Director (Principal <br>Executive Officer) <br>| March 19, 2026 |
| Tammy L. Schultz |  |  |
| \* | Treasurer (Principal Financial & <br>Accounting Officer) | March 19, 2026 |
| Brian J. Borakove | Treasurer (Principal Financial & <br>Accounting Officer) | March 19, 2026 |
| \* | Director | March 19, 2026 |
| Jennifer M. Kraus-Florin | Director | March 19, 2026 |
| \* | Director  | March 19, 2026 |
| Abigail R. Rodriguez | Director  | March 19, 2026 |
| \* | Director | March 19, 2026 |
| William A. Karls | Director | March 19, 2026 |
| \* | Director and Secretary | March 19, 2026 |
| Paul D. Barbato | Director and Secretary | March 19, 2026 |

---

\*By: <u>/s/Britney Schnathorst</u>

Britney Schnathorst

\*Pursuant to Power of Attorney dated April 10, 2025, filed electronically with this Registration Statement on

Form N-4 (File No. 333-283638), filed with the Commission on April 10, 2025.