# EDGAR Filing Document

**Accession Number:** 0001119083
**File Stem:** 0001178913-26-000809
**Filing Date:** 2026-3
**Character Count:** 18953
**Document Hash:** 4104088ed6148c9998f52f0c3125f1a0
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001178913-26-000809.hdr.sgml**: 20260310

**ACCESSION NUMBER**: 0001178913-26-000809

**CONFORMED SUBMISSION TYPE**: 6-K

**PUBLIC DOCUMENT COUNT**: 3

**CONFORMED PERIOD OF REPORT**: 20260310

**FILED AS OF DATE**: 20260310

**DATE AS OF CHANGE**: 20260310

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** MIND CTI LTD
- **CENTRAL INDEX KEY:** 0001119083
- **STANDARD INDUSTRIAL CLASSIFICATION:** SERVICES-COMPUTER PROGRAMMING SERVICES [7371]
- **ORGANIZATION NAME:** 06 Technology
- **EIN:** 000000000
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 6-K
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 000-31215
- **FILM NUMBER:** 26737497

**BUSINESS ADDRESS:**
- **STREET 1:** INDUSTRIAL PARK BUILDING 7
- **CITY:** YOQNEAM ILIT ISRAEL
- **STATE:** L3
- **ZIP:** 20692
- **BUSINESS PHONE:** 97249936666

**MAIL ADDRESS:**
- **STREET 1:** PO BOX 144
- **CITY:** YOQNEAM ILIT ISRAEL
- **STATE:** L3
- **ZIP:** 20692

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#### <br>

### SECURITIES AND EXCHANGE COMMISSION

#### Washington, D.C. 20549
![](image0.jpg)

### F O R M 6-K

#### Report of Foreign Private Issuer<br>Pursuant to Rule 13a-16 or 15d-16<br> of the Securities Exchange Act of 1934
For the month of March, 2026<br> Commission File Number: 000-31215

### MIND C.T.I. LTD.
(Translation of registrant's name into English)

#### 2 HaCarmel St., Yoqneam Illit 2066724, Israel
(Address of principal executive offices)

Indicate by check mark whether the registrant files or will file annual reports under cover Form 20-F or Form 40-F:

Form 20-F ☒ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Form 40-F ☐

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1): N/A

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7): N/A

Indicate by check mark whether by furnishing the information contained in this Form, the registrant is also thereby furnishing the information to the Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934:

Yes ☐ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; No ☒

If "Yes" is marked, indicate below the file number assigned to the registrant in connection with Rule 12g3-2(b): 82- N/A

#### INCORPORATION BY REFERENCE
The Registrant's GAAP financial statements attached to the press release in Exhibit 1 to this Report on Form 6-K are hereby incorporated by reference into: (i) the Registrant's Registration Statement on [Form S-8](https://www.sec.gov/Archives/edgar/data/1119083/000114420412028492/v313133_s8.htm), Registration No. 333-181383; (ii) the Registrant's Registration Statement on [Form S-8](https://www.sec.gov/Archives/edgar/data/1119083/000111908304000019/minds8.htm), Registration No. 333-117054; (iii) the Registrant's Registration Statement on [Form S-8](https://www.sec.gov/Archives/edgar/data/1119083/000111908302000032/cover.txt), Registration No. 333-100804; and (iv) the Registrant's Registration Statement on [Form S-8](https://www.sec.gov/Archives/edgar/data/1119083/000095013001000477/0000950130-01-000477-0001.txt), Registration No. 333-54632.

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#### CONTENTS
This report on Form 6-K of the registrant consists of the following Exhibit, which is attached hereto and incorporated by reference herein:

#### MIND CTI Reports Fourth Quarter and Full Year 2025 Results

#### \* MIND CTI to Host Annual Meeting of Shareholders

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#### SIGNATURES
Pursuant to the requirements of the Securities Exchange Act 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

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| | |
|:---|:---|
| <br>Date: March 10, 2026 | By Order of the Board of Directors,<br> <u>/s/ Ariel Glassner</u><br>Title: Ariel Glassner<br> Chief Executive Officer |

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#### EXHIBIT INDEX

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| | | |
|:---|:---|:---|
| Exhibit Number |  | Description of Exhibit |
| [1.](exhibit_1.htm) |  | **[MIND CTI Reports Fourth Quarter and Full Year 2025 Results](exhibit_1.htm)** |
|  |  | &nbsp;&nbsp;&nbsp; **[\* MIND CTI to Host Annual Meeting of Shareholders](exhibit_1.htm)**  |

---

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## Ex-99

------

<u>**Exhibit 1**</u><br>

#### <br>

#### MIND CTI Reports Fourth Quarter and Full Year 2025 Results

#### \* MIND CTI to Host Annual Meeting of Shareholders
**Yoqneam, Israel, March 10, 2026** MIND C.T.I. LTD. – (NasdaqGM: MNDO), a leading provider of convergent end-to-end prepaid/postpaid billing and customer care product-based solutions for service providers, unified communications (UC) analytics and call accounting solutions for enterprises as well as enterprise messaging solutions, today announced results for its fourth quarter of 2025 and its full year ended December 31, 2025.

The following will summarize our business in the fourth quarter of 2025 and provide a more detailed review of the financial results for the quarter and for the full year. Full financial results can be found in the Company News section of our website at <u>http://www.mindcti.com/company/news/</u> and in our Form 6-K.

#### Financial Highlights of Q4 2025
&nbsp;&nbsp;&nbsp;&nbsp;• Revenues of $4.9 million, compared with $5.2 million in the fourth quarter of 2024.

&nbsp;&nbsp;&nbsp;&nbsp;• Operating income of $0.8 million, or 17% of total revenue, compared with $1.3 million, or 25% of revenue in the fourth quarter of 2024.

&nbsp;&nbsp;&nbsp;&nbsp;• Net income of $1.0 million, or $0.05 per share, compared with $1.2 million, or $0.06 per share in the fourth quarter of 2024.

&nbsp;&nbsp;&nbsp;&nbsp;• Cash flow from operating activities of $1.2 million, compared with $0.3 million in the fourth quarter of 2024.

#### Financial Highlights of Full Year 2025
&nbsp;&nbsp;&nbsp;&nbsp;• Revenues of $19.4 million, compared with $21.4 million in 2024.

&nbsp;&nbsp;&nbsp;&nbsp;• Operating income of $2.1 million, or 11% of total revenue, compared with $4.4 million, or 20% of total revenue in 2024.

&nbsp;&nbsp;&nbsp;&nbsp;• Net income of $2.6 million, or $0.13 per share, compared with $4.6 million, or $0.23 per share in 2024.

&nbsp;&nbsp;&nbsp;&nbsp;• Cash flow from operating activities of $4.0 million, compared with $4.1 million in 2024.

&nbsp;&nbsp;&nbsp;&nbsp;• Cash position of approximately $13.6 million as of December 31, 2025.

Ariel Glassner, MIND CTI's Chief Executive Officer, commented: "Market conditions throughout 2025 remained challenging. Industry consolidation continued to reshape our customer base, with a few customers undergoing merger-related changes that impacted operational priorities and spending patterns. At the same time, the rapid emergence of AI-driven solutions is increasing pricing pressure and accelerating customers' focus on cost reduction and efficiency. As a result of these dynamics, together with continued customer churn and lower spending levels, we experienced an expected decrease in revenues during 2025. Based on our current visibility, we believe these headwinds are likely to continue to weigh on our revenues into 2026. Looking ahead, we remain committed to prioritizing investments in technology transformation and the integration of AI capabilities. In parallel, we are deploying refreshed go-to-market initiatives designed to capture emerging opportunities. While our industry is characterized by long sales cycles, we believe that our renewed efforts, which include improvements in our sales team, will strengthen our execution and will position MIND to pursue new business opportunities**."**

#### Revenue Distribution for Q4 2025
Revenues in Europe represented 55%, the Americas represented 39%, and the rest of the world represented 6% of our total revenues.

Revenues from our customer care and billing software were $2.6 million, or 54% of our total revenues, enterprise messaging were $1.6 million, or 32% of our total revenues, and enterprise UC analytics were $0.7 million, or 14% of total revenues (including revenues of aurenz).

Revenues from maintenance and additional services were $4.8 million, or 98% of our total revenues, while licenses were $0.1 million, or 2% of our total revenues.

------

#### Revenue Distribution for Full Year 2025
Revenues in Europe represented 59%, the Americas represented 34%, and the rest of the world represented 7% of our total revenues.

Revenues from our customer care and billing software were $9.6 million, or 50% of our total revenues, enterprise messaging were $6.9 million, or 35% of our total revenues, and enterprise UC analytics were $2.9 million, or 15% of our total revenues (including revenues of aurenz).

Revenues from maintenance and additional services were $18.7 million, or 96% of our total revenues, while licenses were $0.7 million, or 4% of our total revenues.

#### Follow-on Orders in 2025
Throughout 2025, we had multiple follow-on orders. The follow-on orders from long-time existing customers mainly included license upgrades, based on number of subscribers, enhancements of scope with additional functionality, integrations with new network elements, and upgrades to newer versions.

#### Share Buyback
As previously announced, the Board of Directors has approved a change to the Company's capital return policy for the current period, transitioning from its prior annual dividend to a share repurchase program.

#### AGM
MIND also announced today that its 2026 Annual General Meeting of Shareholders will be held on May 6, 2026, at 10:00 A.M. (Israel time), at the offices of the Company, 2 HaCarmel Street, Yoqneam 2066724, Israel.

Shareholders of record at the close of business on April 1, 2026 are entitled to vote at the Meeting. All shareholders are cordially invited to attend the Meeting in person. Proxy statements and proxy cards for use by shareholders that cannot attend the meeting in person will be sent by mail.

The agenda of the Meeting is as follows:

i. to re-appoint Fahn Kanne & Co. Grant Thornton Israel as the Company's independent auditor until the close of the following Annual General Meeting and to authorize the Board of Directors of the Company to determine its remuneration or to delegate the Audit Committee thereof to do so;

ii.<br> to re-elect Mr. Itay Barzilay as a Class II director of the Company until the close of 2029 Annual General Meeting of Shareholders of the Company;

iii.<br> to elect Mr. Asher Mechlovich as a Class II director of the Company until the close of 2029 Annual General Meeting of Shareholders of the Company;

iv.<br> to re-elect Mr. Joseph Tenne as a Class I director of the Company until the close of 2028 Annual General Meeting of Shareholders of the Company; and

v.<br> to discuss the Company's audited financial statements for the year ended December 31, 2025.

Shareholders are entitled to propose an agenda item for the Meeting if they notify the Company within 14 days of this notice, subject to applicable law.

------

#### About MIND
MIND CTI Ltd. is a leading provider of convergent end-to-end billing and customer care product-based solutions for service providers, unified communications analytics and call accounting solutions for enterprises as well as enterprise messaging solutions. MIND provides a complete range of billing applications for any business model (license, SaaS, managed service or complete outsourced billing service) for Wireless, Wireline, Cable, IP Services and Quad-play carriers. A global company, with over thirty years of experience in providing solutions to carriers and enterprises, MIND operates from offices in Israel, Romania, Germany and the United States.

Cautionary Statement for Purposes of the "Safe Harbor" Provisions of the Private Securities Litigation Reform Act of 1995: All statements other than historical facts included in the foregoing press release regarding the Company's business strategy are "forward-looking statements", expectations of the results of the Company's business optimization initiative, integration of the company's acquisitions and its projected outlook and results of operations. These statements are based on management's beliefs and assumptions and on information currently available to management. Forward-looking statements are not guarantees of future performance, and actual results may materially differ. The forward-looking statements involve risks, uncertainties, and assumptions, including, but not limited to, economic conditions in our key markets, as well as the risks discussed in the Company's annual report and other filings with the United States Securities Exchange Commission. The Company does not undertake to update any forward-looking information.

#### For more information please contact:
Janice Kaye

MIND C.T.I. Ltd.

Tel: +972-4-993-6666

<u>investor@mindcti.com</u>

 

<br> ------

#### MIND C.T.I. LTD.
CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS

(Unaudited)

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **Three Months Ended** | **Three Months Ended** | **Year Ended** | **Year Ended** |
|  | December 31, | December 31, | December 31, | December 31, |
|  | 2025 | 2024 | 2025 | 2024 |
|  | U.S. dollars in thousands (except per share data) | U.S. dollars in thousands (except per share data) | U.S. dollars in thousands (except per share data) | U.S. dollars in thousands (except per share data) |
| **REVENUES** | $4886 | $5199 | $19457 | $21446 |
| **COST OF REVENUES** | 2177 | 2309 | 9536 | 10709 |
| **GROSS PROFIT** | 2709 | 2890 | 9921 | 10737 |
| **OPERATING EXPENSES:** |  |  |  |  |
| Research and development | 1064 | 827 | 4051 | 3391 |
| Selling and marketing | 399 | 339 | 1465 | 1286 |
| General and administrative | 440 | 404 | 2319 | 1683 |
| Total operating expenses | 1903 | 1570 | 7835 | 6360 |
| **OPERATING INCOME** | 806 | 1320 | 2086 | 4377 |
| **FINANCIAL INCOME**, net | 139 | 67 | 681 | 587 |
| **INCOME BEFORE TAXES ON INCOME** | 945 | 1387 | 2767 | 4964 |
| **TAXES ON INCOME** | (5) | 149 | 163 | 334 |
| **NET INCOME** | $950 | $1238 | $2604 | $4630 |
| **EARNINGS PER SHARE** - in U.S. dollars: |  |  |  |  |
| Basic | $0.05 | $0.06 | $0.13 | $0.23 |
| Diluted | $0.05 | $0.06 | $0.13 | $0.22 |
| **WEIGHTED AVERAGE NUMBER OF SHARES USED IN COMPUTATION OF EARNINGS PER SHARE** - in thousands: |  |  |  |  |
| Basic | 20663 | 20484 | 20466 | 20297 |
| Diluted | 20754 | 20706 | 20628 | 20581 |

---

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CONDENSED CONSOLIDATED BALANCE SHEETS

(Unaudited)

---

| | | |
|:---|:---|:---|
|  | December 31, | December 31, |
|  | 2025 | 2024 |
|  | U.S. dollars in thousands | U.S. dollars in thousands |
| **ASSETS** |  |  |
| **CURRENT ASSETS:** |  |  |
| Cash and cash equivalents | $8116 | $4452 |
| Short-term bank deposits | 5237 | 11108 |
| Marketable securities | 200 | 193 |
| Accounts receivable, net | 1713 | 2498 |
| Other current assets | 486 | 493 |
| Prepaid expenses | 330 | 175 |
| **Total current assets** | 16082 | 18919 |
| **NON-CURRENT ASSETS:** |  |  |
| Accounts receivable, net | - | 448 |
| Severance pay fund | 1596 | 2346 |
| Deferred income taxes | 147 | 108 |
| Property and equipment**,** net | 126 | 156 |
| Right-of-use assets**,** net | 876 | 861 |
| Intangible assets**,** net | 1376 | 135 |
| Goodwill | 9963 | 7729 |
| **Total assets** | $30166 | $30702 |
| **LIABILITIES AND SHAREHOLDERS' EQUITY** |  |  |
| **CURRENT LIABILITIES:** |  |  |
| Accounts payable | $546 | $769 |
| Other current liabilities and accruals | 1434 | 1469 |
| Current maturities of lease liabilities | 255 | 188 |
| Deferred revenues | 1960 | 849 |
| **Total current liabilities** | 4195 | 3275 |
| **LONG-TERM LIABILITIES:** |  |  |
| Deferred revenues | 239 | 108 |
| Lease liabilities, net of current maturities | 674 | 637 |
| Accrued severance pay | 1596 | 2346 |
| Deferred income taxes | 413 | 40 |
| **Total liabilities** | 7117 | 6406 |
| **SHAREHOLDERS' EQUITY:** |  |  |
| Share capital | 54 | 54 |
| Additional paid-in capital | 28020 | 27904 |
| Accumulated other comprehensive loss | (625) | (1207) |
| Accumulated deficit | (3470) | (1572) |
| Treasury shares | (930) | (883) |
| **Total shareholders' equity** | 23049 | 24296 |
| **Total liabilities and shareholders' equity** | $30166 | $30702 |

---

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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS

(Unaudited)

---

| | | | | |
|:---|:---|:---|:---|:---|
|  | **Three Months Ended** | **Three Months Ended** | **Year Ended** | **Year Ended** |
|  | December 31, | December 31, | December 31, | December 31, |
|  | 2025 | 2024 | 2025 | 2024 |
|  | U.S. dollars in thousands | U.S. dollars in thousands | U.S. dollars in thousands | U.S. dollars in thousands |
| **CASH FLOWS FROM OPERATING ACTIVITIES:** |  |  |  |  |
| Net income | $950 | $1238 | $2604 | $4630 |
| Adjustments to reconcile net income to net cash provided |  |  |  |  |
| by operating activities: |  |  |  |  |
| Depreciation and amortization | 68 | 45 | 270 | 186 |
| Deferred income taxes, net | (9) | (6) | (99) | (43) |
| Accrued severance pay | 10 | 22 | 48 | 46 |
| Unrealized gain from marketable securities | (2) | (1) | (7) | (11) |
| Realized loss on sale of property and equipment | - | - | 11 | - |
| Employees share-based compensation expenses | 45 | 62 | 199 | 252 |
| Changes in operating asset and liability items: |  |  |  |  |
| Decrease (increase) in accounts receivable, net | 304 | (380) | 1496 | (4) |
| Decrease (increase) in other current assets | (54) | (129) | 52 | 42 |
| Decrease (increase) in prepaid expenses | 35 | 97 | (138) | 101 |
| Increase (decrease) in accounts payable | (116) | 232 | (325) | (173) |
| Increase (decrease) in other current liabilities and accruals | 115 | (306) | (802) | (264) |
| Change in operating lease liability | 6 | 7 | 89 | 12 |
| Increase (decrease) in deferred revenues | (139) | (573) | 588 | (660) |
| Net cash provided by operating activities | 1213 | 308 | 3986 | 4114 |
| **CASH FLOWS FROM INVESTING ACTIVITIES:** |  |  |  |  |
| Purchase of property and equipment | (7) | (3) | (27) | (10) |
| Acquisition of a subsidiary, net of cash acquired | - | - | (1533) | - |
| Severance pay funds | (10) | (22) | (48) | (55) |
| Proceeds from redemption of short-term bank deposits | 1869 | 1497 | 5882 | 2356 |
| Net cash provided by investing activities | 1852 | 1472 | 4274 | 2291 |
| **CASH FLOWS FROM FINANCING ACTIVITIES:** |  |  |  |  |
| Dividend paid | - | - | (4502) | (4868) |
| Purchase of treasury shares | (130) | - | (130) | - |
| Net cash used in financing activities | (130) | - | (4632) | (4868) |
| **TRANSLATION ADJUSTMENTS ON CASH AND CASH EQUIVALENTS** | (8) | (62) | <br> 36<br>| (43) |
| **INCREASE IN CASH AND CASH EQUIVALENTS** | 2927 | 1718 | 3664 | 1494 |
| **BALANCE OF CASH AND CASH EQUIVALENTS AT** |  |  |  |  |
| **BEGINNING OF PERIOD** | 5189 | 2734 | 4452 | 2958 |
| **BALANCE OF CASH AND CASH EQUIVALENTS AT** |  |  |  |  |
| **END OF PERIOD** | $8116 | $4452 | $8116 | $4452 |

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<u> </u>

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<u> </u>