# EDGAR Filing Document

**Accession Number:** 0001729516
**File Stem:** 0001729516-23-000001
**Filing Date:** 2023-1
**Character Count:** 17664
**Document Hash:** 062e4479053a55bb9f5b4c5b6db9cf86
**Contains OCR:** False
**Source Format:** 

## Filing Content

## Filing Summary
**0001729516-23-000001.hdr.sgml**: 20230126

**ACCESSION NUMBER**: 0001729516-23-000001

**CONFORMED SUBMISSION TYPE**: 13F-HR

**PUBLIC DOCUMENT COUNT**: 2

**CONFORMED PERIOD OF REPORT**: 20221231

**FILED AS OF DATE**: 20230126

**DATE AS OF CHANGE**: 20230126

**EFFECTIVENESS DATE**: 20230126

**FILER**: 

**COMPANY DATA:**
- **COMPANY CONFORMED NAME:** Bigelow Investment Advisors, LLC
- **CENTRAL INDEX KEY:** 0001729516
- **IRS NUMBER:** 208676315
- **STATE OF INCORPORATION:** ME
- **FISCAL YEAR END:** 1231

**FILING VALUES:**
- **FORM TYPE:** 13F-HR
- **SEC ACT:** 1934 Act
- **SEC FILE NUMBER:** 028-18309
- **FILM NUMBER:** 23557212

**BUSINESS ADDRESS:**
- **STREET 1:** 4 MOULTON STREET
- **CITY:** PORTLAND
- **STATE:** ME
- **ZIP:** 04101
- **BUSINESS PHONE:** 207-772-2900

**MAIL ADDRESS:**
- **STREET 1:** 4 MOULTON STREET
- **CITY:** PORTLAND
- **STATE:** ME
- **ZIP:** 04101

### FORM 13F COVER PAGE

**Report for the Calendar Year or Quarter Ended:** 12-31-2022

**Check here if Amendment** [ ] **Amendment Number:** 

**This Amendment (Check only one.):** [ ] is a restatement.

[ ] adds new holdings entries.

**Institutional Investment Manager Filing this Report:**

**Name:** Bigelow Investment Advisors LLC<br>**Address:** 4 Moulton Street<br>Portland, ME 04101

**Form 13F File Number:** 028-18309

**CRD Number (if applicable):** 000143733

**SEC File Number (if applicable):** 801-67875

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

**Person Signing this Report on Behalf of Reporting Manager:**

**Name:** Racquel Tibbetts<br>**Title:** CCO<br>**Phone:** 207-772-2900

**Signature, Place, and Date of Signing:**

/s/ Racquel Tibbetts  Portland, ME  01-26-2023<br>[Signature]  [City, State]  [Date]

**Report Type (Check only one.):**

[x] **13F HOLDINGS REPORT.** (Check here if all holdings of this reporting manager are reported in this report.)

[ ] **13F NOTICE.** (Check here if no holdings are reported in this report, and all holdings are reported by other reporting manager(s).)

[ ] **13F COMBINATION REPORT.** (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

### Form 13F Summary Page

**Report Summary:**

**Number of Other Included Managers:** 0

**Form 13F Information Table Entry Total:** 145

**Form 13F Information Table Value Total:** $172342369

      (round to nearest dollar)

**List of Other Included Managers:**

Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.

[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]

**NONE**

### FORM 13F INFORMATION TABLE

---

|  |  |  |  |  |  |  |  |  |  |  |  |  |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | VOTING AUTHORITY | VOTING AUTHORITY | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | FIGI | VALUE (x$1000) | SHRS OR PRN AMT | SH/PRN | PUT/CALL | INVESTMENT DISCRETION | OTHER MANAGER | SOLE | SHARED | NONE |
| 3M CO | COM | 88579Y101 |  | 1070526 | 8927 | SH |  | SOLE |  | 8927 | 0 | 0 |
| ABBOTT LABS | COM | 002824100 |  | 346058 | 3152 | SH |  | SOLE |  | 3152 | 0 | 0 |
| ABBVIE INC | COM | 00287Y109 |  | 235304 | 1456 | SH |  | SOLE |  | 1456 | 0 | 0 |
| ADOBE SYSTEMS INCORPORATED | COM | 00724F101 |  | 374558 | 1113 | SH |  | SOLE |  | 1113 | 0 | 0 |
| ALPHABET INC | CAP STK CL A | 02079K305 |  | 1408768 | 15967 | SH |  | SOLE |  | 15967 | 0 | 0 |
| ALPHABET INC | CAP STK CL C | 02079K107 |  | 1390931 | 15676 | SH |  | SOLE |  | 15676 | 0 | 0 |
| AMAZON COM INC | COM | 023135106 |  | 963732 | 11473 | SH |  | SOLE |  | 11473 | 0 | 0 |
| AMERICAN EXPRESS CO | COM | 025816109 |  | 1412786 | 9562 | SH |  | SOLE |  | 9562 | 0 | 0 |
| ANALOG DEVICES INC | COM | 032654105 |  | 201593 | 1229 | SH |  | SOLE |  | 1229 | 0 | 0 |
| APPLE INC | COM | 037833100 |  | 4590817 | 35333 | SH |  | SOLE |  | 35333 | 0 | 0 |
| ARISTA NETWORKS INC | COM | 040413106 |  | 211877 | 1746 | SH |  | SOLE |  | 1746 | 0 | 0 |
| BANK AMERICA CORP | COM | 060505104 |  | 601989 | 18176 | SH |  | SOLE |  | 18176 | 0 | 0 |
| BECTON DICKINSON  CO | COM | 075887109 |  | 821389 | 3230 | SH |  | SOLE |  | 3230 | 0 | 0 |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 |  | 716339 | 2319 | SH |  | SOLE |  | 2319 | 0 | 0 |
| BRISTOL-MYERS SQUIBB CO | COM | 110122108 |  | 554447 | 7706 | SH |  | SOLE |  | 7706 | 0 | 0 |
| CATERPILLAR INC | COM | 149123101 |  | 341373 | 1425 | SH |  | SOLE |  | 1425 | 0 | 0 |
| CHEVRON CORP NEW | COM | 166764100 |  | 348929 | 1944 | SH |  | SOLE |  | 1944 | 0 | 0 |
| CISCO SYS INC | COM | 17275R102 |  | 1664970 | 34949 | SH |  | SOLE |  | 34949 | 0 | 0 |
| CLOROX CO DEL | COM | 189054109 |  | 297921 | 2123 | SH |  | SOLE |  | 2123 | 0 | 0 |
| CME GROUP INC | COM | 12572Q105 |  | 540466 | 3214 | SH |  | SOLE |  | 3214 | 0 | 0 |
| COLGATE PALMOLIVE CO | COM | 194162103 |  | 663806 | 8425 | SH |  | SOLE |  | 8425 | 0 | 0 |
| COMCAST CORP NEW | CL A | 20030N101 |  | 494511 | 14141 | SH |  | SOLE |  | 14141 | 0 | 0 |
| COSTCO WHSL CORP NEW | COM | 22160K105 |  | 386656 | 847 | SH |  | SOLE |  | 847 | 0 | 0 |
| CSX CORP | COM | 126408103 |  | 395119 | 12754 | SH |  | SOLE |  | 12754 | 0 | 0 |
| DANAHER CORPORATION | COM | 235851102 |  | 1546868 | 5828 | SH |  | SOLE |  | 5828 | 0 | 0 |
| DEERE  CO | COM | 244199105 |  | 584829 | 1364 | SH |  | SOLE |  | 1364 | 0 | 0 |
| DISNEY WALT CO | COM | 254687106 |  | 1353504 | 15579 | SH |  | SOLE |  | 15579 | 0 | 0 |
| DUKE ENERGY CORP NEW | COM NEW | 26441C204 |  | 683030 | 6632 | SH |  | SOLE |  | 6632 | 0 | 0 |
| Dominion Energy Inc. | COM | 25746u109 |  | 556724 | 9079 | SH |  | SOLE |  | 9079 | 0 | 0 |
| EATON CORP PLC | SHS | G29183103 |  | 705961 | 4498 | SH |  | SOLE |  | 4498 | 0 | 0 |
| ECOLAB INC | COM | 278865100 |  | 642356 | 4413 | SH |  | SOLE |  | 4413 | 0 | 0 |
| ELECTRONIC ARTS INC | COM | 285512109 |  | 376070 | 3078 | SH |  | SOLE |  | 3078 | 0 | 0 |
| ESSENTIAL UTILS INC | COM | 29670G102 |  | 272729 | 5714 | SH |  | SOLE |  | 5714 | 0 | 0 |
| EXXON MOBIL CORP | COM | 30231G102 |  | 1422098 | 12893 | SH |  | SOLE |  | 12893 | 0 | 0 |
| FEDEX CORP | COM | 31428X106 |  | 602216 | 3477 | SH |  | SOLE |  | 3477 | 0 | 0 |
| FIRST TR EXCHANGE-TRADED FD | FST LOW OPPT EFT | 33739Q200 |  | 910604 | 19207 | SH |  | SOLE |  | 19207 | 0 | 0 |
| FORD MTR CO DEL | COM | 345370860 |  | 182405 | 15684 | SH |  | SOLE |  | 15684 | 0 | 0 |
| GARMIN LTD | SHS | H2906T109 |  | 782158 | 8475 | SH |  | SOLE |  | 8475 | 0 | 0 |
| GENERAL DYNAMICS CORP | COM | 369550108 |  | 1169342 | 4713 | SH |  | SOLE |  | 4713 | 0 | 0 |
| GILEAD SCIENCES INC | COM | 375558103 |  | 465135 | 5418 | SH |  | SOLE |  | 5418 | 0 | 0 |
| GSK PLC | SPONSORED ADR | 37733W204 |  | 275146 | 7830 | SH |  | SOLE |  | 7830 | 0 | 0 |
| HALEON PLC | SPON ADS | 405552100 |  | 89800 | 11225 | SH |  | SOLE |  | 11225 | 0 | 0 |
| HOME DEPOT INC | COM | 437076102 |  | 1239119 | 3923 | SH |  | SOLE |  | 3923 | 0 | 0 |
| IDEXX LABS INC | COM | 45168D104 |  | 689044 | 1689 | SH |  | SOLE |  | 1689 | 0 | 0 |
| ILLINOIS TOOL WKS INC | COM | 452308109 |  | 241889 | 1098 | SH |  | SOLE |  | 1098 | 0 | 0 |
| INTEL CORP | COM | 458140100 |  | 559735 | 21178 | SH |  | SOLE |  | 21178 | 0 | 0 |
| INTERNATIONAL BUSINESS MACHS | COM | 459200101 |  | 359270 | 2550 | SH |  | SOLE |  | 2550 | 0 | 0 |
| INTUIT | COM | 461202103 |  | 216796 | 557 | SH |  | SOLE |  | 557 | 0 | 0 |
| INVESCO EXCHANGE TRADED FD T | S EQL WGT | 46137V357 |  | 469515 | 3324 | SH |  | SOLE |  | 3324 | 0 | 0 |
| ISHARES GOLD TR | ISHARES NEW | 464285204 |  | 2293767 | 66313 | SH |  | SOLE |  | 66313 | 0 | 0 |
| ISHARES INC | ESG AWR MSCI EM | 46434G863 |  | 210622 | 7004 | SH |  | SOLE |  | 7004 | 0 | 0 |
| ISHARES INC | CORE MSCI EMKT | 46434G103 |  | 915507 | 19604 | SH |  | SOLE |  | 19604 | 0 | 0 |
| ISHARES TR | CORE INTL AGGR | 46435G672 |  | 791914 | 16654 | SH |  | SOLE |  | 16654 | 0 | 0 |
| ISHARES TR | FLTG RATE NT ETF | 46429B655 |  | 2434764 | 48376 | SH |  | SOLE |  | 48376 | 0 | 0 |
| ISHARES TR | ESG AW MSCI EAFE | 46435G516 |  | 427257 | 6499 | SH |  | SOLE |  | 6499 | 0 | 0 |
| ISHARES TR | ESG AWR MSCI USA | 46435G425 |  | 924623 | 10910 | SH |  | SOLE |  | 10910 | 0 | 0 |
| ISHARES TR | GNMA BOND ETF | 46429B333 |  | 3655718 | 84030 | SH |  | SOLE |  | 84030 | 0 | 0 |
| ISHARES TR | CORE MSCI EAFE | 46432F842 |  | 2822989 | 45798 | SH |  | SOLE |  | 45798 | 0 | 0 |
| ISHARES TR | TRS FLT RT BD | 46434V860 |  | 622009 | 12339 | SH |  | SOLE |  | 12339 | 0 | 0 |
| ISHARES TR | TIPS BD ETF | 464287176 |  | 1007135 | 9462 | SH |  | SOLE |  | 9462 | 0 | 0 |
| ISHARES TR | CORE S ETF | 464287200 |  | 8486815 | 22089 | SH |  | SOLE |  | 22089 | 0 | 0 |
| ISHARES TR | CORE US AGGBD ET | 464287226 |  | 2164429 | 22316 | SH |  | SOLE |  | 22316 | 0 | 0 |
| ISHARES TR | A RATE CP BD ETF | 46429B291 |  | 1349355 | 29128 | SH |  | SOLE |  | 29128 | 0 | 0 |
| ISHARES TR | 7-10 YR TRSY BD | 464287440 |  | 338863 | 3538 | SH |  | SOLE |  | 3538 | 0 | 0 |
| ISHARES TR | 1 3 YR TREAS BD | 464287457 |  | 386369 | 4760 | SH |  | SOLE |  | 4760 | 0 | 0 |
| ISHARES TR | MSCI EAFE ETF | 464287465 |  | 273325 | 4164 | SH |  | SOLE |  | 4164 | 0 | 0 |
| ISHARES TR | CORE S MCP ETF | 464287507 |  | 3946016 | 16313 | SH |  | SOLE |  | 16313 | 0 | 0 |
| ISHARES TR | RUS 1000 GRW ETF | 464287614 |  | 233522 | 1090 | SH |  | SOLE |  | 1090 | 0 | 0 |
| ISHARES TR | RUS 1000 ETF | 464287622 |  | 209467 | 995 | SH |  | SOLE |  | 995 | 0 | 0 |
| ISHARES TR | RUSSELL 2000 ETF | 464287655 |  | 649582 | 3726 | SH |  | SOLE |  | 3726 | 0 | 0 |
| ISHARES TR | U.S. FINLS ETF | 464287788 |  | 696588 | 9230 | SH |  | SOLE |  | 9230 | 0 | 0 |
| ISHARES TR | CORE S SCP ETF | 464287804 |  | 2641781 | 27914 | SH |  | SOLE |  | 27914 | 0 | 0 |
| ISHARES TR | JPMORGAN USD EMG | 464288281 |  | 295727 | 3496 | SH |  | SOLE |  | 3496 | 0 | 0 |
| ISHARES TR | NATIONAL MUN ETF | 464288414 |  | 472624 | 4479 | SH |  | SOLE |  | 4479 | 0 | 0 |
| ISHARES TR | MSCI KLD400 SOC | 464288570 |  | 801625 | 11166 | SH |  | SOLE |  | 11166 | 0 | 0 |
| ISHARES TR | MBS ETF | 464288588 |  | 921286 | 9933 | SH |  | SOLE |  | 9933 | 0 | 0 |
| ISHARES TR | INTRM GOV CR ETF | 464288612 |  | 887003 | 8657 | SH |  | SOLE |  | 8657 | 0 | 0 |
| ISHARES TR | ISHS 5-10YR INVT | 464288638 |  | 1173174 | 23696 | SH |  | SOLE |  | 23696 | 0 | 0 |
| ISHARES TR | ISHS 1-5YR INVS | 464288646 |  | 3325785 | 66756 | SH |  | SOLE |  | 66756 | 0 | 0 |
| ISHARES TR | 3 7 YR TREAS BD | 464288661 |  | 1581231 | 13763 | SH |  | SOLE |  | 13763 | 0 | 0 |
| ISHARES TR | MSCI USA ESG SLC | 464288802 |  | 1565682 | 19019 | SH |  | SOLE |  | 19019 | 0 | 0 |
| ISHARES TR | ESG AWRE 1 5 YR | 46435G243 |  | 419726 | 17658 | SH |  | SOLE |  | 17658 | 0 | 0 |
| JOHNSON  JOHNSON | COM | 478160104 |  | 3325436 | 18825 | SH |  | SOLE |  | 18825 | 0 | 0 |
| JPMORGAN CHASE  CO | COM | 46625H100 |  | 1313241 | 9793 | SH |  | SOLE |  | 9793 | 0 | 0 |
| LOWES COS INC | COM | 548661107 |  | 809367 | 4062 | SH |  | SOLE |  | 4062 | 0 | 0 |
| MASTERCARD INCORPORATED | CL A | 57636Q104 |  | 698590 | 2009 | SH |  | SOLE |  | 2009 | 0 | 0 |
| MCCORMICK  CO INC | COM NON VTG | 579780206 |  | 597968 | 7214 | SH |  | SOLE |  | 7214 | 0 | 0 |
| MCDONALDS CORP | COM | 580135101 |  | 404782 | 1536 | SH |  | SOLE |  | 1536 | 0 | 0 |
| MEDTRONIC PLC | SHS | G5960L103 |  | 891060 | 11465 | SH |  | SOLE |  | 11465 | 0 | 0 |
| MERCK  CO INC | COM | 58933Y105 |  | 1795837 | 16186 | SH |  | SOLE |  | 16186 | 0 | 0 |
| META PLATFORMS INC | CL A | 30303M102 |  | 223471 | 1907 | SH |  | SOLE |  | 1907 | 0 | 0 |
| MICROSOFT CORP | COM | 594918104 |  | 3053148 | 12731 | SH |  | SOLE |  | 12731 | 0 | 0 |
| NETFLIX INC | COM | 64110L106 |  | 203467 | 690 | SH |  | SOLE |  | 690 | 0 | 0 |
| NEXTERA ENERGY INC | COM | 65339F101 |  | 2150359 | 25722 | SH |  | SOLE |  | 25722 | 0 | 0 |
| NIKE INC | CL B | 654106103 |  | 1380835 | 11801 | SH |  | SOLE |  | 11801 | 0 | 0 |
| NORFOLK SOUTHN CORP | COM | 655844108 |  | 1240725 | 5035 | SH |  | SOLE |  | 5035 | 0 | 0 |
| NOVO-NORDISK A S | ADR | 670100205 |  | 203010 | 1500 | SH |  | SOLE |  | 1500 | 0 | 0 |
| NVIDIA CORPORATION | COM | 67066G104 |  | 525666 | 3597 | SH |  | SOLE |  | 3597 | 0 | 0 |
| ORACLE CORP | COM | 68389X105 |  | 729611 | 8926 | SH |  | SOLE |  | 8926 | 0 | 0 |
| PAYPAL HLDGS INC | COM | 70450Y103 |  | 480094 | 6741 | SH |  | SOLE |  | 6741 | 0 | 0 |
| PEPSICO INC | COM | 713448108 |  | 2141905 | 11856 | SH |  | SOLE |  | 11856 | 0 | 0 |
| PFIZER INC | COM | 717081103 |  | 1453833 | 28373 | SH |  | SOLE |  | 28373 | 0 | 0 |
| PROCTER AND GAMBLE CO | COM | 742718109 |  | 1942545 | 12817 | SH |  | SOLE |  | 12817 | 0 | 0 |
| RAYTHEON TECHNOLOGIES CORP | COM | 75513E101 |  | 1580710 | 15663 | SH |  | SOLE |  | 15663 | 0 | 0 |
| ROLLINS INC | COM | 775711104 |  | 959175 | 26250 | SH |  | SOLE |  | 26250 | 0 | 0 |
| SALESFORCE INC | COM | 79466L302 |  | 227657 | 1717 | SH |  | SOLE |  | 1717 | 0 | 0 |
| SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 |  | 448243 | 11065 | SH |  | SOLE |  | 11065 | 0 | 0 |
| SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 |  | 908175 | 13842 | SH |  | SOLE |  | 13842 | 0 | 0 |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 |  | 405972 | 12604 | SH |  | SOLE |  | 12604 | 0 | 0 |
| SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 |  | 2306375 | 50523 | SH |  | SOLE |  | 50523 | 0 | 0 |
| SCHWAB STRATEGIC TR | US REIT ETF | 808524847 |  | 242090 | 12550 | SH |  | SOLE |  | 12550 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 |  | 1712470 | 30822 | SH |  | SOLE |  | 30822 | 0 | 0 |
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 |  | 3541742 | 73419 | SH |  | SOLE |  | 73419 | 0 | 0 |
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 |  | 1368627 | 26426 | SH |  | SOLE |  | 26426 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 |  | 4716300 | 104458 | SH |  | SOLE |  | 104458 | 0 | 0 |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 |  | 1636148 | 36513 | SH |  | SOLE |  | 36513 | 0 | 0 |
| SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 |  | 367401 | 5565 | SH |  | SOLE |  | 5565 | 0 | 0 |
| SOUTHERN COPPER CORP | COM | 84265V105 |  | 372123 | 6162 | SH |  | SOLE |  | 6162 | 0 | 0 |
| SPDR GOLD TR | GOLD SHS | 78463V107 |  | 449885 | 2652 | SH |  | SOLE |  | 2652 | 0 | 0 |
| SPDR S 500 ETF TR | TR UNIT | 78462F103 |  | 11001832 | 28768 | SH |  | SOLE |  | 28768 | 0 | 0 |
| SPDR SER TR | BBG CONV SEC ETF | 78464A359 |  | 496705 | 7720 | SH |  | SOLE |  | 7720 | 0 | 0 |
| STARBUCKS CORP | COM | 855244109 |  | 1070070 | 10787 | SH |  | SOLE |  | 10787 | 0 | 0 |
| SYSCO CORP | COM | 871829107 |  | 236842 | 3098 | SH |  | SOLE |  | 3098 | 0 | 0 |
| TEXAS INSTRS INC | COM | 882508104 |  | 1279794 | 7746 | SH |  | SOLE |  | 7746 | 0 | 0 |
| THERMO FISHER SCIENTIFIC INC | COM | 883556102 |  | 1227488 | 2229 | SH |  | SOLE |  | 2229 | 0 | 0 |
| TJX COS INC NEW | COM | 872540109 |  | 1065366 | 13384 | SH |  | SOLE |  | 13384 | 0 | 0 |
| TRANE TECHNOLOGIES PLC | SHS | G8994E103 |  | 343240 | 2042 | SH |  | SOLE |  | 2042 | 0 | 0 |
| UNITED PARCEL SERVICE INC | CL B | 911312106 |  | 1436440 | 8263 | SH |  | SOLE |  | 8263 | 0 | 0 |
| UNITEDHEALTH GROUP INC | COM | 91324P102 |  | 3006651 | 5671 | SH |  | SOLE |  | 5671 | 0 | 0 |
| US BANCORP DEL | COM NEW | 902973304 |  | 359172 | 8236 | SH |  | SOLE |  | 8236 | 0 | 0 |
| VANGUARD INDEX FDS | S 500 ETF SHS | 922908363 |  | 765570 | 2179 | SH |  | SOLE |  | 2179 | 0 | 0 |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 |  | 937157 | 24042 | SH |  | SOLE |  | 24042 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 |  | 631070 | 8393 | SH |  | SOLE |  | 8393 | 0 | 0 |
| VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 |  | 1959638 | 25282 | SH |  | SOLE |  | 25282 | 0 | 0 |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 |  | 7085473 | 46661 | SH |  | SOLE |  | 46661 | 0 | 0 |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 |  | 1736970 | 41386 | SH |  | SOLE |  | 41386 | 0 | 0 |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 |  | 775433 | 7166 | SH |  | SOLE |  | 7166 | 0 | 0 |
| VANGUARD WORLD FD | ESG US STK ETF | 921910733 |  | 233079 | 3539 | SH |  | SOLE |  | 3539 | 0 | 0 |
| VANGUARD WORLD FDS | UTILITIES ETF | 92204A876 |  | 314388 | 2050 | SH |  | SOLE |  | 2050 | 0 | 0 |
| VANGUARD WORLD FDS | INF TECH ETF | 92204A702 |  | 298010 | 933 | SH |  | SOLE |  | 933 | 0 | 0 |
| VANGUARD WORLD FDS | HEALTH CAR ETF | 92204A504 |  | 1299038 | 5237 | SH |  | SOLE |  | 5237 | 0 | 0 |
| VERIZON COMMUNICATIONS INC | COM | 92343V104 |  | 951155 | 24141 | SH |  | SOLE |  | 24141 | 0 | 0 |
| VISA INC | COM CL A | 92826C839 |  | 843713 | 4061 | SH |  | SOLE |  | 4061 | 0 | 0 |
| WISDOMTREE TR | US QTLY DIV GRT | 97717X669 |  | 226048 | 3745 | SH |  | SOLE |  | 3745 | 0 | 0 |
| XCEL ENERGY INC | COM | 98389B100 |  | 596496 | 8508 | SH |  | SOLE |  | 8508 | 0 | 0 |

---